GRAPHIC] Elan Financial Services Service Guaranteed

EXHIBIT 10.30

[GRAPHIC] Elan Financial Services Service Guaranteed

September 25, 2003

Xx. Xxxx Xxxxxxx

Senior Vice President

Placer Sierra Bank

000 Xxxxxxx Xxx

Auburn, CA 95603

RE: Contract Amendment to Network Service Agreement dated, December 31, 2001

Dear Xxxx:

Below are the amendments we agreed to in our past discussions.

Contract Amendments

• Signing Bonus of $*** payable on your first monthly invoice.

• 5 Year Term from date of first transaction (consistent with original agreement).

• PIN Based Transactions @ $***/transaction (Increase of $***/transaction from original agreement).

• Off Line Debit Transactions @ $***/transaction (Increase of $***/transaction from original agreement).

• All other terms consistent with Agreement, dated December 31, 2001.

In consideration for execution of this Amendment by October 15, 2003 and conversion of Services by December 8, 2003. Bank will credit Company $*** US Dollars. This credit will be reflected on your first invoice. Any remaining credit balance will be sent to your billing account via ACH entry. Early termination provisions of the Agreement will apply (See Terms and Termination No. 4 under Agreement Section). Upon early termination notice and prior to deconversion Company shall immediately wire transfer a prorated share of the monetary consideration specified in this paragraph. This is in addition to any deconversion or damages specified in paragraphs 4.02 (e) of our Network Services Agreement dated December 31,2001.

Placer Sierra Bank Acceptance:
		/s/    Illegible
Name		Illegible
Title		Pres & COO
Date		9-30-03
Elan:		/s/    Illegible
Name		Illegible
Title		SVP
Date		11/11/03
Sincerely,
/s/    X. XXXXXX XXXXX, XX., CCM
X. Xxxxxx Xxxxx, Xx., CCM Vice President and National Sales Manager
000-000-0000 (w) 000-000-0000 (c)

cc: X. Xxxxx

X. Xxxxxxxxx

000 Xxxx Xxxxxxx Xxxxxx Xxxxx

Suite 620

Pittsburgh, PA 15219

[***] Represents material which has been redacted and filed separately with the Commission pursuant to a request for confidential treatment pursuant to Rule 406 of the Securities Act of 1933, as amended.