EXHIBIT 4 AGREEMENT TO FURNISH COPIES OF INSTRUMENTS WITH RESPECT TO LONG-TERM DEBT The Registrant has entered into certain agreements with respect to long- term indebtedness, which do not exceed ten percent of the total assets of the Registrant and...

                                                                       EXHIBIT 4


                   AGREEMENT TO FURNISH COPIES OF INSTRUMENTS
                         WITH RESPECT TO LONG-TERM DEBT

         The Registrant has entered into certain agreements with respect to
long-term indebtedness, which do not exceed ten percent of the total assets of
the Registrant and its subsidiaries on a consolidated basis. The Registrant
hereby agrees to furnish a copy of such agreements to the Commission upon
request of the Commission.



                                       OAKWOOD HOMES CORPORATION



                                       By: s/  Xxxxxx X. Xxxxx
                                           ------------------------
                                           Xxxxxx X. Xxxxx
                                           Executive Vice President