EXHIBIT (h)(4)(a) AMENDMENT NO. 3 TO FUND PARTICIPATION AGREEMENT This Amendment No. 3 to the Fund Participation Agreement ("Agreement") dated September 30, 2002 between American General Life Insurance Company ("AGL") (successor by merger to...

                                                              EXHIBIT (h)(4)(a)

                              AMENDMENT NO. 3 TO
                         FUND PARTICIPATION AGREEMENT

   This Amendment No. 3 to the Fund Participation Agreement ("Agreement") dated
September 30, 2002 between American General Life Insurance Company ("AGL")
(successor by merger to SunAmerica Annuity and Life Assurance Company ("SAAL")
and formerly known as AIG SunAmerica Life Assurance Company and as Anchor
National Life Insurance Company), American Funds Insurance Series (the
"Series") and Capital Research and Management Company ("CRMC") is effective as
of April 30, 2013. All capitalized terms used herein and not otherwise defined
shall have the meaning ascribed to such term in the Agreement.

   WHEREAS, effective December 31, 2012, SAAL merged with and into AGL, an
affiliate, with AGL being the surviving company (the "Merger"); and

   WHEREAS, by consent dated September 9, 2012, the parties to the Agreement
consented and agreed to the assumption of such Agreement by AGL; and

   WHEREAS, the parties wish to amend certain provisions of the Agreement in
order to add AGL variable life insurance products to the Agreement.

   NOW, THEREFORE, in consideration of the mutual covenants hereinafter set
forth, and intending to be legally bound, the Agreement is hereby amended as
follows:

1. Any and all references in the Agreement to the Contracts as defined therein
   shall be deemed to refer to variable universal life insurance policies and
   variable annuity contracts.

2. Any and all references in the Agreement to AIG SunAmerica shall be deemed to
   refer to AGL.

3. Section 27 of the Agreement is amended and replaced in its entirety as
   follows:

   All notices, consents, waivers, and other communications under this
   Agreement must be in writing, and will be deemed to have been duly received:
   (a) when delivered by hand (with written confirmation of receipt); (b) when
   sent by facsimile (with written confirmation receipt), provided that a copy
   is mailed by registered mail, return receipt requested; or (c) the day after
   it is sent by a nationally recognized overnight delivery service, in each
   case to the appropriate addresses and facsimile numbers set forth below (or
   to such other addresses and facsimile numbers as a party may designate by
   notice to the other parties):

   If to AGL:
   American General Life Insurance Company
   00000 Xxxxxx Xxxxxx, Xxxxx 000



       Xxxxxxxx Xxxxx, XX 00000-0000
       Attn: Vice President, Investment Management
       Facsimile No.: (000) 000-0000

       With a copy to:
       American General Life Insurance Company
       0 XxxXxxxxxx Xxxxxx
       Xxx Xxxxxxx, XX 00000
       Attn: General Counsel, Annuities and Income Solutions
       Facsimile No.: 000-000-0000

       American General Life Insurance Company
       0000 Xxxxx Xxxxxxx, X0-00
       Xxxxxxx, XX 00000
       Attn: General Counsel, Variable Life Insurance Products
       Facsimile No.: 000-000-0000

       If to the Fund:
       American Funds Insurance Series
       000 X. Xxxx Xxxxxx, 00xx Xxxxx
       Xxx Xxxxxxx, XX 00000
       Attn: Xxxxxxx X. Xxxxxx, Senior Vice President
       Facsimile No.: 000-000-0000

       If to the Adviser:
       Capital Research and Management Company
       000 X. Xxxx Xxxxxx, 00xx Xxxxx
       Xxx Xxxxxxx, XX 00000
       Attn: Xxxxxxx X. Xxxxxx, Senior Vice President and Legal Counsel,
       Fund Business Management Group, and Secretary
       Facsimile No.: 000-000-0000

       In either case with a copy to:
       Capital Research and Management Company
       000 X. Xxxx Xxxxxx, 00xx Xxxxx
       Xxx Xxxxxxx, XX 00000
       Attn: Xxxxxxx X. Xxxxxxxxxx, Vice President and Senior Counsel,
       Fund Business Management Group
       Facsimile No.: 000-000-0000

    4. Schedules A, B and C to the Agreement are deleted and replaced in their
       entirety with Schedules A, B and C attached hereto, respectively.

    5. All other terms and provisions of the Agreement not amended herein shall
       remain in full force and effect.



   IN WITNESS WHEREOF, the parties have hereunto affixed their respective
authorized signatures, intending that this Amendment No. 1 be effective as
indicated hereinabove.

AMERICAN GENERAL LIFE INSURANCE COMPANY
(on behalf of itself and its Accounts)

By:     -------------------------------------
Name:
Title:

AMERICAN FUNDS INSURANCE SERIES

By:     -------------------------------------
Name:
Title:

CAPITAL RESEARCH AND MANAGEMENT COMPANY

By:     -------------------------------------
Name:
Title:



                                  SCHEDULE A

                                   CONTRACTS

Variable Annuities including, without limitation, the following:
Anchor Advisor
Polaris 401(k)
Polaris
Polaris II
Polaris II A-Class
Polaris II A-Class Platinum Series
Polaris II Platinum Series
Polaris Platinum
Polaris Platinum II
Polaris Platinum O-Series
Polaris Protector
Polaris Choice II
Polaris Advisor
American Pathway II

Variable Universal Life Insurance Policies including, without limitation, the
following:
Income Advantage Select
Protection Advantage Select

And other Contracts to which AGL may make the Series available after notice to
CRMC and the Series.



                                  SCHEDULE B

                                   ACCOUNTS

Variable Separate Account
Variable Annuity Account Seven
Separate Account VL-R



                                  SCHEDULE C

                         PARTICIPATING FUNDS - CLASS 2

Asset Allocation Fund
Global Growth Fund
Growth Fund
Growth-Income Fund
High-Income Bond Fund
International Fund