EXHIBIT 99.22
NON-CONFORMING LOANS
-------------------------------------------------------------------------------------------------------------------------------
CURRENT ORIGINAL ORIGINAL REMAINING
PRINCIPAL GROSS TERM TO AMORTIZATION TERM TO GROSS
PPP DETAIL REPLINES BALANCE INTEREST RATE MATURITY TERM MATURITY MARGIN
------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 12mo Penalty 14,496,187.63 7.40688 360 360 358 6.8635
------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 24mo Penalty 51,351,079.71 7.06227 360 360 358 6.4597
------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 36mo Penalty 3,395,753.40 7.96243 360 360 358 7.47331
------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 12mo Penalty 9,079,842.00 7.01304 360 360 358 6.57313
------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 24mo Penalty 43,905,741.58 6.79357 360 360 358 6.19865
------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 36mo Penalty 2,503,133.43 7.14111 360 360 358 6.81476
------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 60mo Penalty 2,577,249.79 6.64282 360 360 359 6.29028
------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - No Penalty 6,951,303.05 7.14842 360 360 359 6.44006
------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo Penalty 5,410,232.95 7.50186 360 360 359 7.25186
------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - No Penalty 27,442,968.21 7.38924 360 360 358 6.45323
------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 12mo Penalty 1,396,201.40 7.16369 360 360 358 6.6815
------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 24mo Penalty 1,107,250.35 7.36867 360 360 359 6.92265
------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 36mo Penalty 14,880,337.18 7.15483 360 360 358 6.43957
------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 12mo Penalty 976,200.00 7.26499 360 360 359 7.71328
------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 24mo Penalty 614,404.01 6.21716 360 360 358 6.12753
------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 36mo Penalty 9,237,640.70 6.68873 360 360 358 6.03094
------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 60mo Penalty 1,378,299.99 6.27543 360 360 358 6.02543
------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - No Penalty 2,364,614.99 6.67668 360 360 358 6.22932
------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo Penalty 1,848,268.12 6.6685 360 360 358 6.4185
------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - No Penalty 6,175,049.25 7.09983 360 360 358 5.7944
------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 12mo Penalty 3,153,104.31 6.99294 360 360 359 7.55482
------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 24mo Penalty 152,854.82 6.25 360 360 359 6.23
------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 36mo Penalty 1,218,231.12 6.46882 360 360 359 6.41779
------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - 24mo Penalty 552,000.00 6.49 360 360 359 6.24
------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - 36mo Penalty 772,200.01 5.49839 360 360 359 4.02657
------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - 60mo Penalty 5,381,673.98 5.93165 360 360 359 5.63963
------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - No Penalty 689,599.99 6.53485 360 360 358 6.28485
------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo Penalty 10,678,961.19 6.65004 360 360 359 6.23683
------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - No Penalty 126,916.84 8.12 360 360 359 7.87
------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - 24mo Penalty 693,664.62 6.47402 180 360 178 0
------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - 60mo Penalty 407,480.84 7.40322 180 360 178 0
------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 60mo IO - 12mo Penalty 151,000.00 6.89 180 360 178 0
------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 60mo IO - 24mo Penalty 913,642.03 6.3065 180 360 178 0
------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 60mo IO - 36mo Penalty 1,759,439.98 6.62631 180 360 178 0
------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 60mo IO - No Penalty 176,799.99 6.14 180 360 178 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 10 yr - 60mo Penalty 412,283.28 7.56894 120 120 119 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 60mo IO - 24mo Penalty 404,000.00 5.94 180 180 178 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 60mo Penalty 3,642,766.30 7.36819 180 180 179 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - 24mo Penalty 529,910.75 6.45 240 240 239 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - 60mo Penalty 3,728,046.46 7.25266 240 240 239 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 25 yr - 60mo Penalty 288,319.98 6.59954 300 300 299 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 12mo Penalty 12,326,681.14 6.85061 360 360 357 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 24mo Penalty 2,278,963.47 6.82553 360 360 359 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 36mo Penalty 12,040,024.61 7.10604 360 360 358 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 48mo Penalty 852,579.11 7.21306 360 360 359 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 12mo Penalty 1,803,574.40 7.14565 360 360 357 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 24mo Penalty 1,260,000.00 6.95905 360 360 359 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 36mo Penalty 3,573,579.01 7.27079 360 360 359 0
------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 60mo Penalty 11,227,012.83 6.37359 360 360 358 0
-------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - No Penalty 178,000.00 7.8 360 360 358 0
-------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo Penalty 169,617,340.77 7.15962 360 360 359 0
-------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - No Penalty 5,626,859.80 7.69892 360 360 358 0
-------------------------------------------------------------------------------------------------------------------------------
TOTAL: 463,709,269.37 7.06041 355 357 354 6.41694
-------------------------------------------------------------------------------------------------------------------------------
[RESTUBBED TABLE]
NON-CONFORMING LOANS
------------------------------------------------------------------------------------------------------------------------------------
MORTGAGE RATE
MONTHS UNTIL ADJUSTMENT
NEXT ADJUSTMENT MAXIMUM INITIAL SUBSEQUENT MINIMUM FREQUENCY PREPAY IO
PPP DETAIL REPLINES DATE MORTGAGE RATE PERIODIC CAP CAP MORTGAGE RATE (IN MONTHS) TERM TERM
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 12mo Penalty 22 14.71564 3 1 7.08343 6 12 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 24mo Penalty 22 13.64645 3 1.12745 6.98358 6 24 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 36mo Penalty 22 14.49325 3 1 7.95024 6 36 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 12mo Penalty 22 13.24274 3 1.05286 6.7934 6 12 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 24mo Penalty 22 13.43548 2.94231 1.04135 6.58237 6 24 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 36mo Penalty 22 13.40118 2.83461 1.05513 7.13345 6 36 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 60mo Penalty 23 12.64282 3 1 6.64282 6 60 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - No Penalty 23 13.8679 3 1.04851 6.81652 6 0 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo Penalty 23 13.45147 3 1 7.50186 6 60 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - No Penalty 22 13.87299 3.01086 1.15523 6.9943 6 0 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 12mo Penalty 34 13.30585 3 1 7.16369 6 12 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 24mo Penalty 35 13.62491 3 1 7.36867 6 24 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 36mo Penalty 34 13.32704 2.97925 1.03921 7.21393 6 36 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 12mo Penalty 35 15.0679 3 1 7.30352 6 12 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 24mo Penalty 34 12.21716 3 1 6.21716 6 24 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 36mo Penalty 34 13.01817 2.93575 1.00514 6.65997 6 36 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 60mo Penalty 34 13.02214 3 1 6.27543 6 60 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - No Penalty 34 12.8659 3 1 6.67668 6 0 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo Penalty 34 12.6685 3 1 6.6685 6 60 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - No Penalty 34 13.60589 2.89609 1.40367 6.96693 6 0 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 12mo Penalty 59 15.4347 3 1.05832 6.99294 6 12 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 24mo Penalty 59 12.25 3 1.5 6.25 6 24 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 36mo Penalty 59 13.71825 3 1.44076 6.46882 6 36 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - 24mo Penalty 59 12.49 3 1.5 6.49 6 24 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - 36mo Penalty 59 11.49839 3 1.33217 5.49839 6 36 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - 60mo Penalty 59 11.90056 3 1.34032 5.93165 6 60 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - No Penalty 58 12.53485 3 1 6.53485 6 0 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo Penalty 59 12.70384 3 1.21995 6.63843 6 60 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - No Penalty 59 14.12 3 1 8.12 6 0 0
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - 24mo Penalty 0 0 0 0 0 0 24 0
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - 60mo Penalty 0 0 0 0 0 0 60 0
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 60mo IO - 12mo Penalt 0 0 0 0 0 0 12 60
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 60mo IO - 24mo Penalt 0 0 0 0 0 0 24 60
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 60mo IO - 36mo Penalt 0 0 0 0 0 0 36 60
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 60mo IO - No Penalty 0 0 0 0 0 0 0 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 10 yr - 60mo Penalty 0 0 0 0 0 0 60 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 60mo IO - 24mo Penalty 0 0 0 0 0 0 24 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 60mo Penalty 0 0 0 0 0 0 60 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - 24mo Penalty 0 0 0 0 0 0 24 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - 60mo Penalty 0 0 0 0 0 0 60 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 25 yr - 60mo Penalty 0 0 0 0 0 0 60 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 12mo Penalty 0 0 0 0 0 0 12 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 24mo Penalty 0 0 0 0 0 0 24 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 36mo Penalty 0 0 0 0 0 0 36 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 48mo Penalty 0 0 0 0 0 0 48 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 12mo Penalty 0 0 0 0 0 0 12 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 24mo Penalty 0 0 0 0 0 0 24 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 36mo Penalty 0 0 0 0 0 0 36 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 60mo Penalty 0 0 0 0 0 0 60 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - No Penalty 0 0 0 0 0 0 0 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo Penalty 0 0 0 0 0 0 60 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - No Penalty 0 0 0 0 0 0 0 0
------------------------------------------------------------------------------------------------------------------------------------
TOTAL: 28 13.54499 2.98176 1.09664 6.86936 6 43 60
------------------------------------------------------------------------------------------------------------------------------------
CONFORMING LOANS
------------------------------------------------------------------------------------------------------------------------------------
CURRENT ORIGINAL ORIGINAL REMAINING
PRINCIPAL GROSS TERM TO AMORTIZATION TERM TO GROSS
PPP DETAIL REPLINES BALANCE INTEREST RATE MATURITY TERM MATURITY MARGIN
------------------------------------------------------------------------------------------------------------------------------------
Fixed 10 yr - No Penalty 34,026.16 9.2 120 120 117 0
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - 24mo Penalty 90,259.27 7.99 180 360 179 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - No Penalty 121,389.95 6.49 360 360 359 6.24
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 6mo Penalty 123,080.32 7.89 360 360 358 0
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - 12mo Penalty 126,896.94 8.57562 180 360 179 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 60mo IO - No Penalty 146,000.00 7.19 180 180 177 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 60mo IO - 24mo Penalty 152,000.00 6.89 180 180 178 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 25 yr - 36mo Penalty 153,674.18 7.99 300 300 298 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 6mo Penalty 202,071.32 8.24815 360 360 359 8.33533
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 60mo IO - 36mo Penalty 272,050.00 6.69496 180 180 179 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 10 yr - 36mo Penalty 299,671.96 7.5518 120 120 118 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - 60mo IO - 36mo Penalty 330,000.00 6.99 240 240 239 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 24mo Penalty 414,800.00 6.72734 360 360 360 6.69172
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 24mo Penalty 416,564.93 7.0957 180 180 178 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - No Penalty 418,633.25 7.02647 240 240 237 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - 12mo Penalty 534,850.00 7.59249 360 360 359 6.73077
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 12mo Penalty 607,799.80 6.39102 360 360 359 6.20617
------------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - 12mo Penalty 619,659.70 6.24235 240 240 238 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 24mo Penalty 619,800.00 6.10668 360 360 358 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - No Penalty 797,650.02 6.13731 360 360 359 4.66769
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - No Penalty 833,934.80 8.09917 180 180 177 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - 36mo Penalty 879,316.06 7.57169 240 240 239 0
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - No Penalty 919,536.83 6.85535 180 360 178 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 12mo Penalty 989,092.99 6.81628 360 360 359 7.43153
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - No Penalty 994,931.31 7.16934 360 360 358 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 12mo Penalty 1,172,773.36 7.28073 180 180 178 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - No Penalty 1,194,240.27 7.09079 360 360 358 6.7269
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 12mo Penalty 1,199,287.77 7.22101 360 360 358 6.80448
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 12mo Penalty 1,258,022.38 7.02119 360 360 357 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - 36mo Penalty 1,334,105.16 6.56204 360 360 358 5.89709
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 24mo Penalty 1,591,041.17 6.84383 360 360 358 7.10943
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 24mo Penalty 1,686,335.59 6.05042 360 360 359 5.56076
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 36mo Penalty 1,721,981.83 7.66007 180 180 177 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 36mo Penalty 1,954,081.80 6.8667 360 360 358 6.60805
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 36mo Penalty 2,303,331.29 6.98082 360 360 358 5.9777
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - 36mo Penalty 3,131,933.26 6.37148 180 360 178 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - No Penalty 4,862,929.99 7.95808 360 360 358 6.54283
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 36mo Penalty 5,058,686.07 7.76243 360 360 359 7.31918
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 36mo Penalty 7,101,790.35 6.72244 360 360 358 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 12mo Penalty 7,200,637.51 7.27225 360 360 359 6.60988
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - No Penalty 7,422,705.85 6.83215 360 360 358 6.18641
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 36mo Penalty 7,882,182.10 6.61897 360 360 358 6.15424
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 24mo Penalty 12,903,139.88 7.0459 360 360 358 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 12mo Penalty 15,795,869.19 7.46639 360 360 358 7.00718
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - No Penalty 19,909,888.44 7.71477 360 360 358 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 36mo Penalty 20,020,767.39 7.23412 360 360 358 6.82758
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 12mo Penalty 24,017,276.07 7.38941 360 360 358 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - No Penalty 28,121,513.04 7.52304 360 360 358 6.62746
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 24mo Penalty 33,048,765.18 6.81789 360 360 358 6.27458
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 36mo Penalty 58,271,870.38 7.37548 360 360 358 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 24mo Penalty 72,030,395.49 7.14291 360 360 358 6.53485
------------------------------------------------------------------------------------------------------------------------------------
[RESTUBBED TABLE]
CONFORMING LOANS
------------------------------------------------------------------------------------------------------------------------------------
MORTGAGE RATE
MONTHS UNTIL ADJUSTMENT
NEXT ADJUSTMENT MAXIMUM INITIAL SUBSEQUENT MINIMUM FREQUENCY PREPAY IO
PPP DETAIL REPLINES DATE MORTGAGE RATE PERIODIC CAP CAP MORTGAGE RATE (IN MONTHS) TERM TERM
------------------------------------------------------------------------------------------------------------------------------------
Fixed 10 yr - No Penalty 0 0 0 0 0 0 0 0
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - 24mo Penalty 0 0 0 0 0 0 24 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - No Penalty 59 12.49 3 1.5 6.49 6 0 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 6mo Penalty 0 0 0 0 0 0 6 0
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - 12mo Penalty 0 0 0 0 0 0 12 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 60mo IO - No Penalty 0 0 0 0 0 0 0 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 60mo IO - 24mo Penalty 0 0 0 0 0 0 24 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 25 yr - 36mo Penalty 0 0 0 0 0 0 36 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 6mo Penalty 23 14.24815 3 1 8.24815 6 6 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 60mo IO - 36mo Penalty 0 0 0 0 0 0 36 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 10 yr - 36mo Penalty 0 0 0 0 0 0 36 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - 60mo IO - 36mo Penalty 0 0 0 0 0 0 36 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 24mo Penalty 60 12.72734 3 1.5 6.72734 6 24 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 24mo Penalty 0 0 0 0 0 0 24 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - No Penalty 0 0 0 0 0 0 0 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - 12mo Penalty 59 13.59249 3 1 7.59249 6 12 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 12mo Penalty 35 12.40484 3 1 6.40484 6 12 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - 12mo Penalty 0 0 0 0 0 0 12 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 24mo Penalty 0 0 0 0 0 0 24 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - No Penalty 59 12.54758 3 1.29487 6.14142 6 0 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - No Penalty 0 0 0 0 0 0 0 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 20 yr - 36mo Penalty 0 0 0 0 0 0 36 0
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - No Penalty 0 0 0 0 0 0 0 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 12mo Penalty 59 16.47391 3 1.21577 6.81628 6 12 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - No Penalty 0 0 0 0 0 0 0 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 12mo Penalty 0 0 0 0 0 0 12 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - No Penalty 34 13.85633 3 1 6.78551 6 0 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 12mo Penalty 34 14.60288 3 1 7.22101 6 12 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 12mo Penalty 0 0 0 0 0 0 12 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 60mo IO - 36mo Penalty 58 12.983 3 1.27078 6.54237 6 36 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 24mo Penalty 34 13.25821 3 1.11287 6.84457 6 24 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 24mo Penalty 35 12.83819 3 1 5.69351 6 24 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 15 yr - 36mo Penalty 0 0 0 0 0 0 36 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 36mo Penalty 22 13.26407 2.91403 1 6.78007 6 36 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 5/25 - 36mo Penalty 58 12.98082 3 1.21056 6.94602 6 36 0
------------------------------------------------------------------------------------------------------------------------------------
Balloon 30/15 - 36mo Penalty 0 0 0 0 0 0 36 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - No Penalty 34 14.35593 2.97718 1.20329 7.44097 6 0 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 36mo Penalty 22 14.00785 3 1.00845 7.76068 6 36 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 60mo IO - 36mo Penalty 0 0 0 0 0 0 36 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 12mo Penalty 23 13.32447 3 1 6.99984 6 12 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - No Penalty 22 13.47885 3 1.04029 6.37337 6 0 60
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 60mo IO - 36mo Penalty 34 13.01768 3.00863 1.017 6.40948 6 36 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 24mo Penalty 0 0 0 0 0 0 24 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 12mo Penalty 22 14.7379 3 1 7.18077 6 12 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - No Penalty 0 0 0 0 0 0 0 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 3/27 - 36mo Penalty 34 13.36012 2.98855 1.02533 7.28018 6 36 0
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 12mo Penalty 0 0 0 0 0 0 12 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - No Penalty 22 14.11647 2.98885 1.07681 7.305 6 0 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 60mo IO - 24mo Penalty 22 13.57001 2.96758 1.03087 6.46126 6 24 60
------------------------------------------------------------------------------------------------------------------------------------
Fixed 30 yr - 36mo Penalty 0 0 0 0 0 0 36 0
------------------------------------------------------------------------------------------------------------------------------------
ARM 2/28 - 24mo Penalty 22 13.63316 2.99023 1.0325 7.07516 6 24 0
------------------------------------------------------------------------------------------------------------------------------------
