EXHIBIT 1
JOINT FILING AGREEMENT
The undersigned hereby agree that this Amendment No. 4 to the Schedule
13D, dated November 22, 1999, with respect to the shares of common stock, $.01
par value per share, of Frontier Adjusters of America, Inc., is, and any further
amendments to such Schedule 13D signed by each of the undersigned shall be,
filed on behalf of each of us pursuant to and in accordance with the provisions
of Rule 13d-1(f) under the Securities Exchange Act of 1934.
Dated: November 22, 1999
United Financial Adjusting Company
By: /s/ Xxxx Xxxx
Name: Xxxx Xxxx
Title: President
Netrex Holdings L.L.C.
By: Netrex Corp., Manager
By: /s/ Xxxxxxxxxxx X. Xxxxxxxx
Name: Xxxxxxxxxxx X. Xxxxxxxx
Title: President
Netrex Corp.
By: /s/ Xxxxxxxxxxx X. Xxxxxxxx
Name: Xxxxxxxxxxx X. Xxxxxxxx
Title: President
Duck Pond Corp.
By: /s/ Xxxxxxxxxxx X. Xxxxxxxx
Name: Xxxxxxxxxxx X. Xxxxxxxx
Title: President
/s/ Xxxxxxx X. Xxxxxxxx
Xxxxxxx X. Xxxxxxxx
/s/ Xxxxxxxxxxx X. Xxxxxxxx
Xxxxxxxxxxx X. Xxxxxxxx
/s/ Xxxxx X. Xxxxxxxx
Xxxxx X. Xxxxxxxx
Page 13 of 15 pages
Annex A
Directors and Executive Officers
The following table sets forth the name, business address and present
principal employment of each director and executive officer of Netrex Corp.,
Duck Pond Corp. and United Financial Adjusting Company. Netrex Holdings L.L.C.
is managed by Netrex Corp.
United Financial Adjusting Company
Executive Officers and Directors
As of November 22, 1999
Principal Occupation or
Employment and Name, Principal
Directors and Executive Business and Address of
Officers Name and Business Organization in which
Addresses Citizenship Employment Conducted(1)
-------------------------- ----------- ------------------------------
Xxxx X. Xxxxx(2) United States Sole Director of United
Financial Adjusting Company
Xxxx Xxxx(2) United States President of United Financial
President Adjusting Company
Xxxxx Xxxxxxxxx(2) United States General Counsel of Netrex
Secretary Holdings L.L.C.
000 Xxxxx Xxxxxxx Xxxx
Xxxxxxxx, Xxx Xxxx 00000
Xxxx Xxxxxxxx(2) United States Treasurer of United Financial
Treasurer Adjusting Company
----------------
(1) The business address of the organization in which each person's employment
is conducted is the same as the person's business address.
(2) The business address of each such person is 000 Xxxxx Xxxxx, Xxxxxxxx
Xxxxxxx, Xxxx 00000.
Page 14 of 15 pages
Netrex Corp.
Executive Officers and Directors
As of November 22, 1999
Principal Occupation or
Employment and Name, Principal
Business and Address of
Organization in which
Name and Business Addresses Citizenship Employment Conducted(1)
--------------------------- ----------- ------------------------------
Xxxxxxx X. Xxxxxxxx(2) United States Director of Duck Pond
Director Corp.
Xxxxxxxxxxx X. Xxxxxxxx(2) United States Director and President of Duck
Director and President Pond Corp.
Xxxxx X. Xxxxxxxx(2) United States Director, Vice President,
Director, Vice President, Secretary and Treasurer of Duck
Secretary and Treasurer Pond Corp.
Duck Pond Corp.
Executive Officers and Directors
As of November 22, 1999
Principal Occupation or
Employment and Name, Principal
Business and Address of
Organization in which
Name and Business Addresses Citizenship Employment Conducted(1)
--------------------------- ----------- ------------------------------
Xxxxxxx X. Xxxxxxxx(2) United States Director of Duck Pond Corp.
Xxxxxxxxxxx X. Xxxxxxxx(2) United States Director and President of Duck
Pond Corp.
Xxxxx X. Xxxxxxxx(2) United States Director, Vice President,
Secretary and Treasurer of Duck
Pond Corp.
Xxxxxxx X. Xxxxxx(2) United States Vice President of Duck Pond
Corp.
------------------
(1) The business address of the organization in which each person's employment
is conducted is the same as the person's business address.
(2) The business address of each such person is 000 Xxxxx Xxxxxxx Xxxx,
Xxxxxxxx, Xxx Xxxx 00000.
Page 15 of 15 pages
