All Funds except Patriot Funds Bank and Thrift Opportunity Fund ACCOUNTING AND LEGAL SERVICES AGREEMENT AMENDMENT DATED MARCH 8, 2005 RESOLVED, that the Accounting and Legal Services Agreement dated January 1, 1996, as amended July 1, 2004, between...

                                                                All Funds except
                                                                   Patriot Funds
                                                Bank and Thrift Opportunity Fund


                     ACCOUNTING AND LEGAL SERVICES AGREEMENT
                          AMENDMENT DATED MARCH 8, 2005


RESOLVED,  that the  Accounting and Legal  Services  Agreement  dated January 1,
1996, as amended July 1, 2004, between the Xxxx Xxxxxxx Funds listed on Schedule
A ("Funds")  and Xxxx  Xxxxxxx  Advisers,  LLC  ("Administrator")  is amended as
follows, effective April 1, 2005:

     1.   (B)  Services.  Legal  services  shall  include  services  of the Xxxx
          Xxxxxxx Life  Insurance  Company's JH Funds legal group and  responses
          prepared by the Xxxx Xxxxxxx  Life  Insurance  Company  legal staff on
          behalf of the Funds to subpoenas and appropriate  information requests
          for shareholder records.