BEAR STEARNS ASSET BACKED SECURITIES I LLC, Depositor, EMC MORTGAGE CORPORATION, Sponsor and Company, LASALLE BANK NATIONAL ASSOCIATION, Master Servicer and Securities Administrator, and CITIBANK, N.A. Trustee POOLING AND SERVICING AGREEMENT Dated as...
BEAR
XXXXXXX ASSET BACKED SECURITIES I LLC,
Depositor,
EMC
MORTGAGE CORPORATION,
Sponsor
and Company,
LASALLE
BANK NATIONAL ASSOCIATION,
Master
Servicer and Securities Administrator,
and
CITIBANK,
N.A.
Trustee
Dated
as
of January 1, 2006
MORTGAGE-BACKED
CERTIFICATES, SERIES 2006-2
TABLE
OF CONTENTS
ARTICLE
I
DEFINITIONS
Section
1.01
|
Defined
Terms.
|
Section
1.02
|
Allocation
of Certain Interest Shortfalls.
|
ARTICLE
II
CONVEYANCE OF TRUST FUND REPRESENTATIONS AND WARRANTIES
Section
2.01
|
Conveyance
of Trust Fund.
|
Section
2.02
|
Acceptance
of the Mortgage Loans.
|
Section
2.03
|
Representations,
Warranties and Covenants of the Company, the Master Servicer, and
EMC as a
Seller.
|
Section
2.04
|
Representations
and Warranties of the Depositor.
|
Section
2.05
|
Delivery
of Opinion of Counsel in Connection with Substitutions and
Repurchases.
|
Section
2.06
|
Countersignature
and Delivery of Certificates.
|
Section
2.07
|
Purposes
and Powers of the Trust.
|
ARTICLE
III
ADMINISTRATION AND SERVICING OF EMC MORTGAGE LOANS BY THE COMPANY
Section
3.01
|
The
Company.
|
Section
3.02
|
Due-on-Sale
Clauses; Assumption Agreements.
|
Section
3.03
|
Subservicers.
|
Section
3.04
|
Documents,
Records and Funds in Possession of the Company to Be Held for
Trustee.
|
Section
3.05
|
Optional
Purchase of Certain Mortgage Loans.
|
Section
3.06
|
Release
of Mortgage Files.
|
Section
3.07
|
Maintenance
of Hazard Insurance.
|
Section
3.08
|
Presentment
of Claims and Collection of Proceeds.
|
Section
3.09
|
[Reserved]
|
Section
3.10
|
Custodians
to Retain Possession of Certain Insurance Policies and
Documents.
|
Section
3.11
|
Fidelity
Bond, Errors and Omissions Insurance.
|
Section
3.12
|
Realization
Upon Defaulted Mortgage Loans; Determination of Excess Liquidation
Proceeds and Realized Losses; Repurchases of Certain Mortgage
Loans.
|
Section
3.13
|
Servicing
Compensation.
|
Section
3.14
|
REO
Property.
|
Section
3.15
|
Liquidation
Reports.
|
Section
3.16
|
Annual
Statement as to Compliance; Annual Certification.
|
Section
3.17
|
Assessments
of Compliance and Attestation Reports.
|
Section
3.18
|
Books
and Records.
|
Section
3.19
|
Reports
Filed with Securities and Exchange Commission.
|
Section
3.20
|
Intention
of the Parties and Interpretation.
|
ARTICLE
IV
MASTER
SERVICING OF MORTGAGE LOANS BY MASTER SERVICER
Section
4.01
|
Master
Servicer.
|
Section
4.02
|
Monitoring
of Company and Servicer.
|
Section
4.03
|
Fidelity
Bond.
|
Section
4.04
|
Power
to Act; Procedures.
|
Section
4.05
|
Due-on-Sale
Clauses; Assumption Agreements.
|
Section
4.06
|
Documents,
Records and Funds in Possession of Master Servicer, Company and Servicer
To Be Held for Trustee.
|
Section
4.07
|
Presentment
of Claims and Collection of Proceeds.
|
Section
4.08
|
Realization
Upon Defaulted Mortgage Loans.
|
Section
4.09
|
Compensation
of the Master Servicer.
|
Section
4.10
|
REO
Property.
|
Section
4.11
|
[Reserved].
|
Section
4.12
|
[Reserved].
|
Section
4.13
|
UCC.
|
Section
4.14
|
Reserve
Funds.
|
ARTICLE
V
ACCOUNTS
Section
5.01
|
Collection
of Mortgage Loan Payments; Protected Account.
|
Section
5.02
|
Permitted
Withdrawals From the Protected Account.
|
Section
5.03
|
Reports
to the Master Servicer.
|
Section
5.04
|
Collection
of Taxes; Assessments and Similar Items; Escrow Accounts.
|
Section
5.05
|
Protected
Accounts.
|
Section
5.06
|
Master
Servicer Collection Account.
|
Section
5.07
|
Permitted
Withdrawals and Transfers from the Master Servicer Collection
Account.
|
Section
5.08
|
Distribution
Account.
|
Section
5.09
|
Permitted
Withdrawals and Transfers from the Distribution Account.
|
ARTICLE
VI
DISTRIBUTIONS AND ADVANCES
Section
6.01
|
Advances.
|
Section
6.02
|
Compensating
Interest Payments.
|
Section
6.03
|
REMIC
Distributions.
|
Section
6.04
|
Distributions.
|
Section
6.05
|
Allocation
of Realized Losses.
|
Section
6.06
|
Monthly
Statements to Certificateholders.
|
Section
6.07
|
REMIC
Designations and REMIC Distributions.
|
Section
6.08
|
Class
I-A Policy Matters.
|
Section
6.09
|
Class
II-A Policy Matters.
|
ARTICLE
VII
THE
CERTIFICATES
Section
7.01
|
The
Certificates.
|
Section
7.02
|
Certificate
Register; Registration of Transfer and Exchange of
Certificates.
|
Section
7.03
|
Mutilated,
Destroyed, Lost or Stolen Certificates.
|
Section
7.04
|
Persons
Deemed Owners.
|
Section
7.05
|
Access
to List of Certificateholders’ Names and Addresses.
|
Section
7.06
|
Book-Entry
Certificates.
|
Section
7.07
|
Notices
to Depository.
|
Section
7.08
|
Definitive
Certificates.
|
Section
7.09
|
Maintenance
of Office or Agency.
|
ARTICLE
VIII
THE
DEPOSITOR, COMPANY AND THE MASTER SERVICER
Section
8.01
|
Liabilities
of the Depositor, the Company and the Master Servicer.
|
Section
8.02
|
Merger
or Consolidation of the Depositor or the Master Servicer.
|
Section
8.03
|
Indemnification
of the Trustee, the Master Servicer, the Securities Administrator
and the
Insurer.
|
Section
8.04
|
Limitations
on Liability of the Depositor, the Company, the Master Servicer and
Others.
|
Section
8.05
|
Master
Servicer and Company Not to Resign.
|
Section
8.06
|
Successor
Master Servicer.
|
Section
8.07
|
Sale
and Assignment of Master Servicing.
|
ARTICLE
IX
DEFAULT;
TERMINATION OF MASTER SERVICER; TERMINATION OF COMPANY
Section
9.01
|
Events
of Default.
|
Section
9.02
|
Trustee
to Act; Appointment of Successor.
|
Section
9.03
|
Notification
to Certificateholders.
|
Section
9.04
|
Waiver
of Defaults.
|
Section
9.05
|
Company
Default.
|
Section
9.06
|
Waiver
of Company Defaults.
|
ARTICLE
X
CONCERNING THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
Section
10.01
|
Duties
of Trustee and the Securities Administrator.
|
Section
10.02
|
Certain
Matters Affecting the Trustee and the Securities
Administrator.
|
Section
10.03
|
Trustee
and Securities Administrator Not Liable for Certificates or Mortgage
Loans.
|
Section
10.04
|
Trustee
and Securities Administrator May Own Certificates.
|
Section
10.05
|
Trustee’s
and Securities Administrator’s Fees and Expenses.
|
Section
10.06
|
Eligibility
Requirements for Trustee and Securities Administrator.
|
Section
10.07
|
Insurance.
|
Section
10.08
|
Resignation
and Removal of Trustee and Securities Administrator.
|
Section
10.09
|
Successor
Trustee or Securities Administrator.
|
Section
10.10
|
Merger
or Consolidation of Trustee or Securities Administrator.
|
Section
10.11
|
Appointment
of Co-Trustee or Separate Trustee.
|
Section
10.12
|
Tax
Matters.
|
Section
10.13
|
REMIC-Related
Covenants.
|
ARTICLE
XI
TERMINATION
Section
11.01
|
Termination
upon Liquidation or Repurchase of all Mortgage Loans.
|
Section
11.02
|
Final
Distribution on the Group I Certificates and Group II
Certificates.
|
Section
11.03
|
Additional
Termination Requirements.
|
ARTICLE
XII
MISCELLANEOUS PROVISIONS
Section
12.01
|
Amendment.
|
Section
12.02
|
Recordation
of Agreement; Counterparts.
|
Section
12.03
|
Governing
Law.
|
Section
12.04
|
Intention
of Parties.
|
Section
12.05
|
Notices.
|
Section
12.06
|
Severability
of Provisions.
|
Section
12.07
|
Assignment.
|
Section
12.08
|
Limitation
on Rights of Certificateholders.
|
Section
12.09
|
Inspection
and Audit Rights.
|
Section
12.10
|
Certificates
Nonassessable and Fully Paid.
|
Section
12.11
|
Insurer
Rights.
|
Exhibits
Exhibit
A-1
|
Form
of Class A Certificates
|
Exhibit
A-2
|
Form
of Class M Certificates
|
Exhibit
A-3
|
Form
of Class B Certificates
|
Exhibit
A-4
|
Form
of Class C Certificates
|
Exhibit A-5 | Form of Class R Certificates |
Exhibit B | Mortgage Loan Schedule |
Exhibit C | Form of Transfer Affidavit |
Exhibit D | Form of Transferor Certificate |
Exhibit E | Form of Investment Letter (Non-Rule 144A) |
Exhibit F | Form of Rule 144A and Related Matters Certificate |
Exhibit
G
|
Form
of Request for Release
|
Exhibit
H
|
DTC
Letter of Representations
|
Exhibit
I
|
Schedule
of Mortgage Loans with Lost Notes
|
Exhibit
J
|
Form
of LaSalle Custodial Agreement
|
Exhibit
K
|
Form
of Xxxxx Fargo Custodial Agreement
|
Exhibit
L
|
Form
of Mortgage Loan Purchase Agreement
|
Exhibit
M
|
Form
of Company Certification
|
Exhibit
N-1
|
Form
of Class I-A Policy
|
Exhibit
N-2
|
Form
of Class II-A Policy
|
Exhibit
O
|
Servicing
Criteria to Be Addressed in Assessment of
Compliance
|
Exhibit
P
|
Form
10-D, Form 8-K and Form 10-K Reporting
Responsibility
|
Exhibit
Q
|
Additional
Disclosure Notification
|
POOLING
AND SERVICING AGREEMENT, dated as of January 1, 2006, among BEAR XXXXXXX ASSET
BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor
(the
“Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as seller (in
such capacity, a “Seller”) and as company (in such capacity, the “Company”),
LASALLE BANK NATIONAL ASSOCIATION, a national banking association, as master
servicer (in such capacity, the “Master Servicer”) and as securities
administrator (in such capacity, the “Securities Administrator”) and CITIBANK,
N.A., a national banking association, as trustee (the “Trustee”).
PRELIMINARY
STATEMENT
The
Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee
in return for the Certificates. On or prior to the Closing Date, the Depositor
acquired the Mortgage Loans from the Seller. On the Closing Date, the Depositor
will sell the Mortgage Loans and certain other property to the Trust Fund and
receive in consideration therefor Certificates evidencing the entire beneficial
ownership interest in the Trust Fund.
REMIC
I
As
provided herein, the Securities Administrator, on behalf of the Trustee will
elect to treat the segregated pool of assets consisting of the Group I Mortgage
Loans and certain other related assets subject to this Agreement (other than
the
Group I Reserve Fund and any Prepayment Charge Waiver Amounts) as a REMIC (as
defined herein) for federal income tax purposes, and such segregated pool of
assets will be designated as “REMIC I”. The Class I-R-1 Certificates will
represent the sole class of Residual Interests (as defined herein) in REMIC
I
for purposes of the REMIC Provisions (as defined herein). The following table
irrevocably sets forth the designation, the Uncertificated REMIC I Pass-Through
Rate, the initial Uncertificated Principal Balance and, for purposes of
satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible
maturity date” for each of the REMIC I Regular Interests (as defined herein).
None of the REMIC I Regular Interests will be certificated.
Designation
|
Uncertificated
REMIC
I
Pass-Through
Rate
|
Initial
Uncertificated
Principal
Balance
|
Latest
Possible
Maturity
Date (1)
|
|
AA
|
Variable(2)
|
$ |
375,082,746.93
|
June
25, 2036
|
I-A
|
Variable(2)
|
$ |
3,228,390.00
|
June
25, 2036
|
I-M
|
Variable(2)
|
$ |
61,240.00
|
June
25, 2036
|
I-B-1
|
Variable(2)
|
$ |
86,110.00
|
June
25, 2036
|
I-B-2
|
Variable(2)
|
$ |
51,670.00
|
June
25, 2036
|
I-B-3
|
Variable(2)
|
$ |
57,410.00
|
June
25, 2036
|
I-B-4
|
Variable(2)
|
$ |
57,410.00
|
June
25, 2036
|
ZZ
|
Variable(2)
|
$ |
4,112,519.94
|
June
25, 2036
|
______________________________________
(1)
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the
Distribution Date immediately following the maturity date for the Group I
Mortgage Loan with the latest maturity date has been designated as the “latest
possible maturity date” for each REMIC I Regular Interest.
(2)
Calculated
in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate”
herein.
REMIC
II
As
provided herein, the Securities Administrator, on behalf of the Trustee will
elect to treat the segregated pool of assets consisting of the Group II Mortgage
Loans and certain other related assets subject to this Agreement (other than
the
Group II Reserve Fund and any Prepayment Charge Waiver Amounts) as a REMIC
for
federal income tax purposes, and such segregated pool of assets will be
designated as “REMIC II”. The Class II-R-1 Certificates will represent the sole
class of Residual Interests in REMIC II for purposes of the REMIC Provisions.
The following table irrevocably sets forth the designation, the Uncertificated
REMIC II Pass-Through Rate, the initial Uncertificated Principal Balance and,
for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii),
the
“latest possible maturity date” for each of the REMIC II Regular Interests (as
defined herein). None of the REMIC II Regular Interests will be
certificated
Designation
|
Uncertificated
REMIC
I
Pass-Through
Rate
|
Initial
Uncertificated
Principal
Balance
|
Latest
Possible
Maturity
Date (1)
|
|
AA
|
Variable(2)
|
$ |
315,309,420.50
|
July
25, 2036
|
II-A
|
Variable(2)
|
$ |
2,757,350.00
|
July
25, 2036
|
II-M
|
Variable(2)
|
$ |
54,700.00
|
July
25, 2036
|
II-B-1
|
Variable(2)
|
$ |
67,570.00
|
July
25, 2036
|
II-B-2
|
Variable(2)
|
$ |
46,650.00
|
July
25, 2036
|
II-B-3
|
Variable(2)
|
$ |
45,040.00
|
July
25, 2036
|
II-B-4
|
Variable(2)
|
$ |
46,650.00
|
July
25, 2036
|
ZZ
|
Variable(2)
|
$ |
3,416,926.13
|
July
25, 2036
|
______________________________________
(1)
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the
Distribution Date immediately following the maturity date for the Group II
Mortgage Loan with the latest maturity date has been designated as the “latest
possible maturity date” for each REMIC II Regular Interest.
(2)
Calculated
in accordance with the definition of “Uncertificated REMIC II Pass-Through Rate”
herein
REMIC
III
As
provided herein, the Securities Administrator on behalf of the Trustee will
elect to treat the segregated pool of assets consisting of the REMIC I Regular
Interests and REMIC II Regular Interests as a REMIC for federal income tax
purposes, and such segregated pool of assets will be designated as “REMIC III”.
The Class I-R-2 Certificates will represent the sole class of Residual Interests
in REMIC III for purposes of the REMIC Provisions.
The
following table irrevocably sets forth the designation, Pass-Through Rate,
Initial Certificate Principal Balance (or initial Uncertificated Principal
Balance, in the case of the Class I-C Interest or Class II-C Interest) and,
for
purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the
“latest possible maturity date” for each class of Certificates or interests that
represents ownership of one or more of the Regular Interests in REMIC III
created hereunder:
Designation
|
Pass-Through
Rate
|
Initial
Certificate
or
Uncertificated
Principal
Balance
|
Latest
Possible
Maturity
Date (1)
|
|
I-A
|
Variable(2)
|
$
|
322,839,000.00
|
June
25, 2036
|
I-M
|
Variable(2)
|
$
|
6,124,000.00
|
June
25, 2036
|
I-B-1
|
Variable(2)
|
$
|
8,611,000.00
|
June
25, 2036
|
I-B-2
|
Variable(2)
|
$
|
5,167,000.00
|
June
25, 2036
|
I-B-3
|
Variable(2)
|
$
|
5,741,000.00
|
June
25, 2036
|
I-B-4
|
Variable(2)
|
$
|
5,741,000.00
|
June
25, 2036
|
I-C
Interest
|
Variable(2)(3)
|
$
|
382,737,496.87
|
June
25, 2036
|
II-A
|
Variable(2)
|
$
|
275,735,000.00
|
July
25, 2036
|
II-M
|
Variable(2)
|
$
|
5,470,000.00
|
July
25, 2036
|
II-B-1
|
Variable(2)
|
$
|
6,757,000.00
|
July
25, 2036
|
II-B-2
|
Variable(2)
|
$
|
4,665,000.00
|
July
25, 2036
|
II-B-3
|
Variable(2)
|
$
|
4,504,000.00
|
July
25, 2036
|
II-B-4
|
Variable(2)
|
$
|
4,665,000.00
|
July
25, 2036
|
II-C
Interest
|
Variable(2)(3)
|
$
|
321,744,306.63
|
July
25, 2036
|
______________________________________
(1)
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the
Distribution Date immediately following the maturity date for the Group I
Mortgage Loan with the latest maturity date has been designated as the “latest
possible maturity date” for the Class I-A, Class I-M and Class I-B Certificates
and the Class I-C Interest, and the Distribution Date immediately following
the
maturity date for the Group II Mortgage Loan with the latest maturity date
has
been designated as the “latest possible maturity date” for the Class II-A, Class
II-M and Class II-B Certificates and the Class II-C Interest.
(2)
Calculated
in accordance with the definition of “Pass-Through Rate” herein.
(3)
The
Class
I-C Interest and Class II-C Interest will not accrue interest on their
Uncertificated Principal Balances, but will accrue interest on their respective
Uncertificated Notional Amounts as described herein.
REMIC
IV
As
provided herein, the Securities Administrator on behalf of the Trustee will
elect to treat the segregated pool of assets consisting of the Class I-C
Interest as a REMIC for federal income tax purposes, and such segregated pool
of
assets will be designated as “REMIC IV”. The Class I-RX Certificates represent
the sole class of Residual Interests in REMIC IV for purposes of the REMIC
Provisions.
The
following table sets forth the Class designation, Pass-Through Rate, Initial
Certificate Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
the indicated Class of Certificates that represents a Regular Interest in REMIC
IV created hereunder:
Class
Designation
|
Pass-Through
Rate
|
Initial
Certificate
Principal
Balance
|
Latest
Possible
Maturity
Date(1)
|
|
I-C
|
Variable(2)
|
$
|
382,737,496.87 |
June
25, 2036
|
_______________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date immediately following the maturity date for the
Group I
Mortgage Loan with the latest maturity date has been designated as
the
“latest possible maturity date” for the Class I-C
Certificates.
|
(2)
|
The
Class I-C Certificates will not accrue interest on their uncertificated
principal balance, but will receive 100% of amounts received in respect
of
the Class I-C Interest.
|
REMIC
V
As
provided herein, the Securities Administrator on behalf of the Trustee will
elect to treat the segregated pool of assets consisting of the Class II-C
Interest as a REMIC for federal income tax purposes, and such segregated pool
of
assets will be designated as “REMIC V”. The Class II-RX Certificates represent
the sole class of Residual Interests in REMIC V for purposes of the REMIC
Provisions.
The
following table sets forth the Class designation, Pass-Through Rate, Initial
Certificate Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
the indicated Class of Certificates that represents a Regular Interest in REMIC
V created hereunder:
Class
Designation
|
Pass-Through
Rate
|
Initial
Certificate
Principal
Balance
|
Latest
Possible
Maturity
Date(1)
|
|
II-C
|
Variable(2)
|
$
|
321,744,306.63 |
July
25, 2036
|
_______________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date immediately following the maturity date for the
Group II
Mortgage Loan with the latest maturity date has been designated as
the
“latest possible maturity date” for the Class II-C
Certificates.
|
(2)
The
Class
II-C Certificates will not accrue interest on their uncertificated principal
balance, but will receive 100% of amounts received in respect of the Class
II-C
Interest.
The
Trust
Fund shall be named, and may be referred to as, the “SACO I Trust 2006-2.” The
Certificates issued hereunder may be referred to as “Mortgage-Backed
Certificates, Series 2006-2” (including for purposes of any endorsement or
assignment of a Mortgage Note or Mortgage).
In
consideration of the mutual agreements herein contained, the Depositor, the
Master Servicer, the Securities Administrator, the Seller, the Company and
the
Trustee agree as follows:
ARTICLE
I
DEFINITIONS
Section 1.01 |
Defined
Terms.
|
Whenever
used in this Agreement, the following words and phrases, unless otherwise
expressly provided or unless the context otherwise requires, shall have the
meanings specified in this Article.
Accepted
Master Servicing Practices:
With
respect to any Mortgage Loan those customary mortgage master servicing practices
of prudent mortgage master servicing institutions that master service mortgage
loans, of the same type and quality as such Mortgage Loan in the jurisdiction
where the related Mortgaged Property is located, to the extent applicable to
the
Master Servicer (except in its capacity as successor to the Company or a
Servicer).
Accepted
Servicing Practices:
With
respect to each EMC Mortgage Loan, those customary mortgage servicing practices
(including collection procedures) that are in accordance with all applicable
statutes, regulations and prudent mortgage banking practices for mortgage loans
of the same type and quality as such Mortgage Loan in the jurisdiction where
the
related Mortgaged Property is located.
Account:
The
Distribution Account, the Master Servicer Collection Account, the Group I
Reserve, the Group II Reserve Fund and the Protected Account.
Accrual
Period:
With
respect to the Certificates (other than the Class C Certificates and the
Residual Certificates) and any Distribution Date, the period from and including
the immediately preceding Distribution Date (or with respect to the first
Accrual Period, the Closing Date) to and including the day prior to such
Distribution Date. With respect to the Class C Certificates and Class C
Interests and any Distribution Date, the calendar month immediately preceding
such Distribution Date. All calculations of interest on the Certificates (other
than the Class C Certificates and the Residual Certificates) will be made on
the
basis of the actual number of days elapsed in the related Accrual Period. All
calculations of interest on the Class C Certificates and Class C Interests
will
be made on the basis of a 360-day year consisting of twelve 30-day
months.
Additional
Form 10-D Disclosure:
The
meaning set forth in Section 3.19(a)(i).
Additional
Form 10-K Disclosure:
The
meaning set forth in Section 3.19(a)(iii).
Additional
Servicer:
Each
affiliate of each Servicer that Services any of the Mortgage Loans and each
Person who is not an affiliate of the any Servicer, who Services 10% or more
of
the Mortgage Loans. For clarification purposes, the Master Servicer and the
Securities Administrator are Additional Servicers.
Advance:
An
advance of delinquent payments of principal or interest in respect of a Mortgage
Loan required to be made by the Company as provided in Section 6.01(a) hereof
or
by the related Servicer and Master Servicer as provided in Section 6.01(b)
hereof.
Agreement:
This
Pooling and Servicing Agreement and any and all amendments or supplements hereto
made in accordance with the terms herein.
Amount
Held for Future Distribution:
As to
any Distribution Date and the EMC Mortgage Loans, the aggregate amount held
in
the Company’s Protected Account at the close of business on the immediately
preceding Determination Date on account of (i) all Scheduled Payments or
portions thereof received in respect of the EMC Mortgage Loans due after the
related Due Period and (ii) Principal Prepayments, Liquidation Proceeds,
Subsequent Recoveries and Insurance Proceeds received in respect of such
Mortgage Loans after the last day of the related Prepayment Period. As to any
Distribution Date and the Mortgage Loans serviced by any Servicer other than
EMC, the aggregate amount held in the Servicer’s Protected Account at the close
of business on the immediately preceding Business Day on account of (i) all
principal payments or portions thereof received in respect of such Mortgage
Loans serviced by it due after the related Due Period and (ii) Principal
Prepayments, Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds
received in respect of such Mortgage Loans after the last day of the related
Prepayment Period.
Applied
Realized Loss Amount:
With
respect to any Distribution Date and any Class of Class A, Class M and Class
B
Certificates, the sum of the Realized Losses with respect to the Mortgage Loans
that have been applied in reduction of the Certificate Principal Balance of
a
Class of Certificates pursuant to Section 6.05 of this Agreement which have
not
previously been reimbursed or reduced by any Subsequent Recoveries applied
to
such Applied Realized Loss Amount.
Appraised
Value:
With
respect to any Mortgage Loan originated in connection with a refinancing, the
appraised value of the Mortgaged Property based upon the appraisal made at
the
time of such refinancing or, with respect to any other Mortgage Loan, the lesser
of (x) the appraised value of the Mortgaged Property based upon the appraisal
made by a fee appraiser at the time of the origination of the related Mortgage
Loan, and (y) the sales price of the Mortgaged Property at the time of such
origination.
Assignment
Agreement:
Shall
mean the First Horizon Assignment Agreement.
Assessment
of Compliance:
As
defined in Section 3.17.
Attestation
Report:
As
defined in Section 3.17.
Basis
Risk Shortfall Carry Forward Amount:
The
Group I Basis Risk Shortfall Carry Forward Amount and Group II Basis Risk
Shortfall Carry Forward Amount.
Bankruptcy
Code:
Title
11 of the United States Code.
Book-Entry
Certificates:
Any of
the Certificates that shall be registered in the name of the Depository or
its
nominee, the ownership of which is reflected on the books of the Depository
or
on the books of a Person maintaining an account with the Depository (directly,
as a “Depository Participant”, or indirectly, as an indirect participant in
accordance with the rules of the Depository and as described in Section 7.06).
As of the Closing Date, each Class of Regular Certificates (other than the
Class
B-4 Certificates and Class C Certificates) constitutes a Class of Book-Entry
Certificates.
Business
Day:
Any day
other than (i) a Saturday or a Sunday, or (ii) a day on which banking
institutions in The City of New York, New York, Chicago, Illinois, Minneapolis,
Minnesota or the city in which the Corporate Trust Office of the Trustee or
the
Securities Administrator or the principal office of the Company or the Master
Servicer is located are authorized or obligated by law or executive order to
be
closed.
Certificate:
Any one
of the certificates of any Class executed and authenticated by the Securities
Administrator in substantially the forms attached hereto as Exhibits A-1 through
A-5.
Certificate
Margin:
With
respect to the Class I-A Certificates and, for purposes of the definition of
“Pass-Through Rate”, REMIC I Regular Interest I-A, 0.200% per annum in the case
of each Distribution Date through and including the first possible Optional
Termination Date and 0.400% per annum in the case of each Distribution Date
thereafter.
With
respect to the Class I-M Certificates and, for purposes of the definition of
“Pass-Through Rate”, REMIC I Regular Interest I-M, 0.850% per annum in the case
of each Distribution Date through and including the first possible Optional
Termination Date and 1.275% per annum in the case of each Distribution Date
thereafter.
With
respect to the Class I-B-1 Certificates and, for purposes of the definition
of
“Pass-Through Rate”, REMIC I Regular Interest I-B-1, 1.700% per annum in the
case of each Distribution Date through and including the first possible Optional
Termination Date and 2.550% per annum in the case of each Distribution Date
thereafter.
With
respect to the Class I-B-2 Certificates and, for purposes of the definition
of
“Pass-Through Rate”, REMIC I Regular Interest I-B-2, 2.000% per annum in the
case of each Distribution Date through and including the first possible Optional
Termination Date and 3.000% per annum in the case of each Distribution Date
thereafter.
With
respect to the Class I-B-3 Certificates and, for purposes of the definition
of
“Pass-Through Rate”, REMIC I Regular Interest I-B-3, 2.900% per annum in the
case of each Distribution Date through and including the first possible Optional
Termination Date and 4.350% per annum in the case of each Distribution Date
thereafter.
With
respect to the Class I-B-4 Certificates and, for purposes of the definition
of
“Pass-Through Rate”, REMIC I Regular Interest I-B-4, 3.500% per annum in the
case of each Distribution Date through and including the first possible Optional
Termination Date and 5.250% per annum in the case of each Distribution Date
thereafter.
With
respect to the Class II-A-1 Certificates and, for purposes of the definition
of
“Pass-Through Rate”, REMIC II Regular Interest II-A, 0.200% per annum in the
case of each Distribution Date through and including the first possible Optional
Termination Date and 0.400% per annum in the case of each Distribution Date
thereafter.
With
respect to the Class II-M Certificates and, for purposes of the definition
of
“Pass-Through Rate”, REMIC II Regular Interest II-M, 0.800% per annum in the
case of each Distribution Date through and including the first possible Optional
Termination Date and 1.200% per annum in the case of each Distribution Date
thereafter.
With
respect to the Class II-B-1 Certificates and, for purposes of the definition
of
“Pass-Through Rate”, REMIC II Regular Interest II-B-1, 1.700% per annum in the
case of each Distribution Date through and including the first possible Optional
Termination Date and 2.550% per annum in the case of each Distribution Date
thereafter.
With
respect to the Class II-B-2 Certificates and, for purposes of the definition
of
“Pass-Through Rate”, REMIC II Regular Interest II-B-2, 2.000% per annum in the
case of each Distribution Date through and including the first possible Optional
Termination Date and 3.000% per annum in the case of each Distribution Date
thereafter.
With
respect to the Class II-B-3 Certificates and, for purposes of the definition
of
“Pass-Through Rate”, REMIC II Regular Interest II-B-3, 4.350% per annum in the
case of each Distribution Date through and including the first possible Optional
Termination Date and 2.900% per annum in the case of each Distribution Date
thereafter.
With
respect to the Class II-B-4 Certificates and, for purposes of the definition
of
“Pass-Through Rate”, REMIC II Regular Interest II-B-4, 3.500% per annum in the
case of each Distribution Date through and including the first possible Optional
Termination Date and 5.250% per annum in the case of each Distribution Date
thereafter.
Certificate
Notional Amount:
With
respect to the Class I-C Certificates and any Distribution Date, an amount
equal
to the Stated Principal Balance of the Mortgage Loans as of the beginning of
the
related Due Period. The initial Certificate Notional Amount of the Class I-C
Certificates shall be $382,737,496.87. With respect to the Class II-C
Certificates and any Distribution Date, an amount equal to the Stated Principal
Balance of the Mortgage Loans as of the beginning of the related Due Period.
The
initial Certificate Notional Amount of the Class II-C Certificates shall be
$321,744,306.63. For federal income tax purposes, the Certificate Notional
Amount for the Class I-C Certificates and any Distribution Date shall be an
amount equal to the Uncertificated Notional Amount for the Class I-C Interest
for such Distribution Date. For federal income tax purposes, the Certificate
Notional Amount for the Class II-C Certificates and any Distribution Date shall
be an amount equal to the Uncertificated Notional Amount for the Class II-C
Interest for such Distribution Date.
Certificate
Owner:
With
respect to a Book-Entry Certificate, the Person that is the beneficial owner
of
such Book-Entry Certificate.
Certificate
Principal Balance:
As to
any Certificate (other than any Class C Certificate and any Class R Certificate)
and as of any Distribution Date, the Initial Certificate Principal Balance
of
such Certificate plus, in the case of a Class A, Class M or Class B Certificate,
any Subsequent Recoveries added to the Certificate Principal Balance of such
Certificate pursuant to Section 6.04(b), less the sum of (i) all amounts
distributed with respect to such Certificate in reduction of the Certificate
Principal Balance thereof on previous Distribution Dates pursuant to Section
6.04, and (ii) any Applied Realized Loss Amounts allocated to such Certificate
on previous Distribution Dates. As to any Class I-C Certificates and as of
any
Distribution Date, an amount equal to the Uncertificated Principal Balance
of
the Class I-C Interest. As to any Class II-C Certificates and as of any
Distribution Date, an amount equal to the Uncertificated Principal Balance
of
the Class II-C Interest.
Certificate
Register:
The
register maintained pursuant to Section 7.02 hereof.
Certificateholder
or Holder:
The
Person in whose name a Certificate is registered in the Certificate Register
(initially, Cede & Co., as nominee for the Depository, in the case of any
Book-Entry Certificates).
Certification
Parties:
The
meaning set forth in Section 3.19(a)(iii).
Certifying
Person:
The
meaning set forth in Section 3.19(a)(iii).
Class:
All
Certificates bearing the same Class designation as set forth in Section 7.01
hereof.
Class
A Certificates:
Any of
the Class I-A Certificates or Class II-A Certificates.
Class
B Certificates:
Any of
the Class I-B Certificates or Class II-B Certificates.
Class
B-4 Certificates:
Any of
the Class I-B-4 Certificates and Class II-B-4 Certificates
Class
C Certificate:
Any of
the Class I-C Certificates or Class II-C Certificates.
Class
C Interest:
Any of
the Class I-C Interest or Class II-C Interest.
Class
I-A Certificate:
Any
Certificate designated as a “Class I-A Certificate” on the face thereof, in the
form of Exhibit A-1 hereto, representing the right to the Percentage Interest
of
distributions provided for the Class I-A Certificates as set forth herein and
evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
the
related Group I Basis Risk Shortfall Carry Forward Amount.
Class
I-A Deficiency:
A
deficiency amount as defined in the Class I-A Policy.
Class
I-A Insurer:
Ambac
Assurance Corporation, a stock insurance corporation organized and created
under
the laws of the State of Wisconsin, or any successor thereto.
Class
I-A Insurer Default:
The
existence and continuance of
any of
the following: (a) The Class I-A Insurer
fails to
make a payment required under the Class I-A Policy in accordance with its terms;
or (b)(i) the Class I-A Insurer (A) files any petition or commences any case
or
proceeding under any provision or chapter of the Bankruptcy Code, the New York
Insurance Law or any other similar federal or state law relating to insolvency,
bankruptcy, rehabilitation, liquidation or reorganization, (B) makes a general
assignment for the benefit of its creditors, or (C) has an order for relief
entered against it under the Bankruptcy Code, the New York Insurance Law or
any
other similar federal or state law relating to insolvency, bankruptcy,
rehabilitation, liquidation or reorganization that is final and nonappealable;
or (ii) a court of competent jurisdiction, the Wisconsin Department of Insurance
or other competent regulatory authority enters a final and nonappealable order,
judgment or decree (A) appointing a custodian, trustee, agent or receiver for
the Class I-A Insurer or for all or any material portion of its property or
(B)
authorizing the taking of possession by a custodian, trustee, agent or receiver
of the Class I-A Insurer (or the taking of possession of all or any material
portion of the property of the Class I-A Insurer).
Class
I-A Insurer Premium Amount:
With
respect to the Class I-A Policy and each Distribution Date, an amount equal
to
the product of the applicable Class I-A Insurer Premium Rate and the Certificate
Principal Balance of the Class I-A Certificates immediately prior to such
Distribution Date.
Class
I-A Insurer Premium Rate:
A
percentage equal to one-twelfth (1/12) of the related “premium percentage” for
the Class I-A Certificates as set forth in the Insurance Agreement.
Class
I-A Notice of Nonpayment:
Written
notice in the form of Exhibit A to the Insurance Agreement.
Class
I-A Policy:
The
certificate guaranty insurance policy, policy number AB0971BE, including any
endorsements thereto, issued by the Class I-A Insurer with respect to the Class
I-A Certificates, in the form attached hereto as Exhibit N-1.
Class
I-A Policy Payments Account:
The
separate Eligible Account (as defined by clause (iii) of the definition) created
and maintained by the Securities Administrator pursuant to Section 6.08(c)
in
the name of the Securities Administrator on behalf of the Trustee for the
benefit of the Class I-A Certificateholders and designated “LaSalle Bank
National Association, as Securities Administrator on behalf of Citibank, N.A.
as
Trustee for the benefit of holders of Bear Xxxxxxx Asset Backed Securities
I
LLC, Mortgage-Backed Certificates, Class I-A.” Funds in the Class I-A Policy
Payments Account shall be held in trust for the Class I-A Certificateholders
for
the uses and purposes set forth in this Agreement.
Class
I-A Principal Distribution Amount:
For any
Distribution Date an amount equal to the lesser of (I) the Group I Principal
Distribution Amount for such Distribution Date and (II) an amount equal to
the
excess (if any) of (A) the Certificate Principal Balance of the Class I-A
Certificates immediately prior to such Distribution Date, over (B) the lesser
of
(x) the product of (1) the aggregate Stated Principal Balance of the Group
I
Mortgage Loans as of the last day of the related Due Period (after giving effect
to scheduled payments of principal due during the related Due Period, to the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the related Due Period) and (2) 68.70% and (y) (1) the aggregate
Stated Principal Balance of the Group I Mortgage Loans as of the last day of
the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period), less (2) the Group I Overcollateralization Floor.
Class
I-A Reimbursement Amount:
The sum
of (a) the aggregate unreimbursed amount of any payments made by the Class
I-A
Insurer under the Class I-A Policy, together with interest on such amount from
the date of payment by the Class I-A Insurer until paid in full at the Late
Payment Rate (as defined in the Insurance Agreement) and (b) any other amounts
owed to the Class I-A Insurer under the Insurance Agreement or pursuant to
Section 6.08 together with interest accrued thereon at the Late Payment Rate,
as
defined in the Insurance Agreement.
Class
I-B Certificates:
Any of
the Class I-B-1, Class I-B-2, Class I-B-3 or Class I-B-4
Certificates.
Class
I-B-1 Certificate:
Any
Certificate designated as a “Class I-B-1 Certificate” on the face thereof, in
the form of Exhibit A-3 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-B-1 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right
to
receive the related Group I Basis Risk Shortfall Carry Forward
Amount.
Class
I-B-1 Principal Distribution Amount:
For any
Distribution Date, an amount equal to, the lesser of (I) the Group I Principal
Distribution Amount remaining after distribution of the Class I-A Principal
Distribution Amount and the Class I-M Principal Distribution Amount and (II)
an
amount equal to the excess (if any) of (A) the sum of (1) the Certificate
Principal Balances of the Class I-A Certificates and Class I-M Certificates
(after taking into account the payment of the Class I-A Principal Distribution
Amount and the Class I-M Principal Distribution Amount) and (2) the Certificate
Principal Balance of the Class I-B-1 Certificates immediately prior to that
Distribution Date, over (B) the lesser of (x) the product of (1) the aggregate
Stated Principal Balance of the Group I Mortgage Loans as of the last day of
the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period) and (2) 76.40% and (y) (1) the aggregate Stated Principal Balance of
the
Group I Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the related Due Period), less (2) the Group I
Overcollateralization Floor.
Class
I-B-2 Certificate:
Any
Certificate designated as a “Class I-B-2 Certificate” on the face thereof, in
the form of Exhibit A-3 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-B-2 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right
to
receive the related Group I Basis Risk Shortfall Carry Forward
Amount.
Class
I-B-2 Principal Distribution Amount:
For any
Distribution Date an amount equal to, the lesser of (I) the Group I Principal
Distribution Amount remaining after distribution of the Class I-A Principal
Distribution Amount, the Class I-M Principal Distribution Amount and the Class
I-B-1 Principal Distribution Amount on such Distribution Date and (II) an amount
equal to the excess (if any) of (A) the sum of (1) the Certificate Principal
Balances of the Class I-A, Class I-M and Class I-B-1 Certificates (after taking
into account the payment of the Class I-A Principal Distribution Amount, Class
I-M Principal Distribution Amount and the Class I-B-1 Principal Distribution
Amount for that for that Distribution Date) and (2) the Certificate Principal
Balance of the Class I-B-2 Certificates immediately prior to such Distribution
Date, over (B) the lesser of (x) the product of (1) the aggregate Stated
Principal Balance of the Group I Mortgage Loans as of the last day of the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period) and (2) 79.10% and (y) (1) the aggregate Stated Principal Balance of
the
Group I Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the related Due Period), less (2) the Group
I
Overcollateralization Floor.
Class
I-B-3 Certificate:
Any
Certificate designated as a “Class I-B-3 Certificate” on the face thereof, in
the form of Exhibit A-3 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-B-3 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right
to
receive the related Group I Basis Risk Shortfall Carry Forward
Amount.
Class
I-B-3 Principal Distribution Amount:
For any
Distribution Date an amount equal to the lesser of (I) the Group I Principal
Distribution Amount remaining after distribution of the Class I-A Principal
Distribution Amount, the Class I-M Principal Distribution Amount, the Class
I-B-1 Principal Distribution Amount and the Class I-B-2 Principal Distribution
Amount on such Distribution Date and (II) an amount equal to the excess (if
any)
of (A) the sum of (1) the Certificate Principal Balances of the Class I-A,
Class
I-M, Class I-B-1 and Class I-B-2 Certificates (after taking into account the
payment of the Class I-A Principal Distribution Amount, Class I-M Principal
Distribution Amount, Class I-B-1 Principal Distribution Amount and the Class
I-B-2 Principal Distribution Amount for that for that Distribution Date) and
(2)
the Certificate Principal Balance of the Class I-B-3 Certificates immediately
prior to such Distribution Date, over (B) the lesser of (x) the product of
(1)
the aggregate Stated Principal Balance of the Group I Loans as of the last
day
of the related Due Period (after giving effect to scheduled payments of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period) and (2) 82.10% and (y) (1) the aggregate Stated Principal Balance of
the
Group I Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the related Due Period), less (2) the Group
I
Overcollateralization Floor.
Class
I-B-4 Certificate:
Any
Certificate designated as a “Class I-B-4 Certificate” on the face thereof, in
the form of Exhibit A-3 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-B-4 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right
to
receive the related Group I Basis Risk Shortfall Carry Forward
Amount.
Class
I-B-4 Principal Distribution Amount:
For any
Distribution Date an amount equal to the lesser of (I) the Group I Principal
Distribution Amount remaining after distribution of the Class I-A Principal
Distribution Amount, the Class I-M Principal Distribution Amount, the Class
I-B-1 Principal Distribution Amount, the Class I-B-2 Principal Distribution
Amount and the Class I-B-3 Principal Distribution Amount on such Distribution
Date and (II) an amount equal to the excess (if any) of (A) the sum of (1)
the
Certificate Principal Balances of the Class I-A, Class I-M, Class I-B-1, Class
I-B-2 and Class I-B-3 Certificates (after taking into account the payment of
the
Class I-A Principal Distribution Amount, the Class I-M-1 Principal Distribution
Amount, the Class I-B-1 Principal Distribution Amount, the Class I-B-2 Principal
Distribution Amount and the Class I-B-3 Principal Distribution Amount for that
Distribution Date) and (2) the Certificate Principal Balance of the Class I-B-4
Certificates immediately prior to such Distribution Date, over (B) the lesser
of
(x) the product of (1) the aggregate Stated Principal Balance of the Mortgage
Loans as of the last day of the related Due Period (after giving effect to
scheduled payments of principal due during the related Due Period, to the extent
received or advanced, and unscheduled collections of principal received during
the related Prepayment Period, and after reduction for Realized Losses incurred
during the related Due Period) and (2) approximately 85.10% and (y) (1) the
aggregate Stated Principal Balance of the Group I Mortgage Loans as of the
last
day of the related Due Period (after giving effect to scheduled payments of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period), less (2) the Group I Overcollateralization Floor.
Class
I-C Certificate:
Any
Certificate designated as a “Class I-C Certificate” on the face thereof, in the
form of Exhibit A-4 hereto, representing the right to its Percentage Interest
of
distributions provided for the Class I-C Certificates herein and evidencing
(i)
a Regular Interest in REMIC IV, (ii) the obligation to pay Group I Basis Risk
Shortfall Carry Forward Amounts and
(iii)
the right to receive Prepayment Charge Waiver Amounts related to any Group
I
Mortgage Loans.
Class
I-C Distribution Amount:
With
respect to any Distribution Date, the sum of (i) the Current Interest for the
Class I-C Interest for such Distribution Date, (ii) any Group I
Overcollateralization Release Amount for such Distribution Date and (iii)
without duplication, any Subsequent Recoveries not distributed to the Class
I-A,
Class I-M and Class I-B Certificates on such Distribution Date; provided,
however, on any Distribution Date after the Distribution Date on which the
Certificate Principal Balances of the Class I-A, Class I-M and Class I-B
Certificates have been reduced to zero, the Class I-C Distribution Amount shall
include the Group I Overcollateralization Amount.
Class
I-C Interest:
An
uncertificated interest in the Trust Fund held by the Trustee on behalf of
the
Holders of the Class I-C Certificates, evidencing a Regular Interest in REMIC
III for purposes of the REMIC Provisions.
Class
I-M Certificates:
Any
Certificate designated as a “Class I-M Certificate” on the face thereof, in the
form of Exhibit A-2 hereto, representing the right to its Percentage Interest
of
distributions provided for the Class I-M-1 Certificates as set forth herein
and
evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
the
related Group I Basis Risk Shortfall Carry Forward Amount.
Class
I-M Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (I) the remaining Group
I
Principal Distribution Amount for such Distribution Date after distribution
of
the Class I-A Principal Distribution Amount and (II) an amount equal to the
excess, (if any), of (A) the sum of (1) the Certificate Principal Balance of
the
Class I-A Certificates (after taking into account the distribution of the Class
I-A Principal Distribution Amount on such Distribution Date) and (2) the
Certificate Principal Balance of the Class I-M-1 Certificates immediately prior
to such Distribution Date, over (B) the lesser of (x) the product of (1) the
aggregate Stated Principal Balance of the Group I Mortgage Loans as of the
last
day of the related Due Period (after giving effect to scheduled payments of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period) and (2) 71.90% and (y) (1) the aggregate Stated Principal Balance of
the
Group I Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the related Due Period), less (2) the Group
I
Overcollateralization Floor.
Class
I-R Certificate:
Any of
the Class I-R-1, Class I-R-2 and Class I-RX Certificates.
Class
I-R-1 Certificate:
Any
Certificate designated a “Class I-R-1 Certificate” on the face thereof, in
substantially the form set forth in Exhibit A-5 hereto, evidencing the Residual
Interest in REMIC I and representing the right to the Percentage Interest of
distributions provided for the Class I-R-1 Certificates as set forth
herein.
Class
I-R-2 Certificate:
Any
Certificate designated a “Class I-R-2 Certificate” on the face thereof, in
substantially the form set forth in Exhibit A-5 hereto, evidencing the Residual
Interest in REMIC III and representing the right to the Percentage Interest
of
distributions provided for the Class I-R-2 Certificates as set forth
herein.
Class
I-RX Certificate:
Any
Certificate designated a “Class I-RX Certificate” on the face thereof, in
substantially the form set forth in Exhibit A-5 hereto, evidencing the Residual
Interest in REMIC IV and representing the right to the Percentage Interest
of
distributions provided for the Class I-RX Certificates as set forth
herein.
Class
II-A Certificate:
Any
Certificate designated as a “Class II-A Certificate” on the face thereof, in the
form of Exhibit A-1 hereto, representing the right to the Percentage Interest
of
distributions provided for the Class II-A Certificates as set forth herein
and
evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
the
related Group II Basis Risk Shortfall Carry Forward Amount.
Class
II-A Deficiency:
A
deficiency amount as defined in the Class II-A Policy.
Class
II-A Insurer:
Ambac
Assurance Corporation, a stock insurance corporation organized and created
under
the laws of the State of Wisconsin, or any successor thereto.
Class
II-A Insurer Default:
The
existence and continuance of any of the following: (a) The Class II-A
Insurer fails to make a payment required under the Class II-A Policy in
accordance with its terms; or (b)(i) the Class II-A Insurer (A) files any
petition or commences any case or proceeding under any provision or chapter
of
the Bankruptcy Code, the New York Insurance Law or any other similar federal
or
state law relating to insolvency, bankruptcy, rehabilitation, liquidation or
reorganization, (B) makes a general assignment for the benefit of its creditors,
or (C) has an order for relief entered against it under the Bankruptcy Code,
the
New York Insurance Law or any other similar federal or state law relating to
insolvency, bankruptcy, rehabilitation, liquidation or reorganization that
is
final and nonappealable; or (ii) a court of competent jurisdiction, the New
York
Department of Insurance or other competent regulatory authority enters a final
and nonappealable order, judgment or decree (A) appointing a custodian, trustee,
agent or receiver for the Class II-A Insurer or for all or any material portion
of its property or (B) authorizing the taking of possession by a custodian,
trustee, agent or receiver of the Class II-A Insurer (or the taking of
possession of all or any material portion of the property of the Class II-A
Insurer).
Class
II-A Insurer Premium Amount:
With
respect to the Class II-A Policy and each Distribution Date, an amount equal
to
the product of the applicable Class II-A Insurer Premium Rate and the
Certificate Principal Balance of the Class II-A Certificates immediately prior
to such Distribution Date.
Class
II-A Insurer Premium Rate:
A
percentage equal to one-twelfth (1/12) of the related “premium percentage” for
the Class II-A Certificates as set forth in the Insurance
Agreement.
Class
II-A Notice of Nonpayment:
Written
notice in the form of Exhibit A to the Insurance Agreement.
Class
II-A Policy:
The
certificate guaranty insurance policy, policy number AB0972BE, including any
endorsements thereto, issued by the Class II-A Insurer with respect to the
Class
II-A Certificates, in the form attached hereto as Exhibit N-2.
Class
II-A Policy Payments Account:
The
separate Eligible Account (as defined by clause (iii) of the definition) created
and maintained by the Securities Administrator pursuant to Section 6.09(c)
in
the name of the Securities Administrator on behalf of the Trustee for the
benefit of the Class II-A Certificateholders and designated “LaSalle Bank
National Association, as Securities Administrator on behalf of Citibank, N.A.
as
Trustee for the benefit of holders of Bear Xxxxxxx Asset Backed Securities
I
LLC, Mortgage-Backed Certificates, Class II-A.” Funds in the Class II-A Policy
Payments Account shall be held in trust for the Class II-A Certificateholders
for the uses and purposes set forth in this Agreement.
Class
II-A Principal Distribution Amount:
For any
Distribution Date an amount equal to the lesser of (I) the Group II Principal
Distribution Amount for such Distribution Date and (II) an amount equal to
the
excess (if any) of (A) the Certificate Principal Balance of the Class II-A
Certificates immediately prior to such Distribution Date, over (B) the lesser
of
(x) the product of (1) the aggregate Stated Principal Balance of the Group
II
Mortgage Loans as of the last day of the related Due Period (after giving effect
to scheduled payments of principal due during the related Due Period, to the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the related Due Period) and (2) 71.40% and (y) (1) the aggregate
Stated Principal Balance of the Group II Mortgage Loans as of the last day
of
the related Due Period (after giving effect to scheduled payments of principal
due during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period), less (2) the Group II Overcollateralization Floor.
Class
II-A Reimbursement Amount:
The sum
of (a) the aggregate unreimbursed amount of any payments made by the Class
II-A
Insurer under the Class II-A Policy, together with interest on such amount
from
the date of payment by the Class II-A Insurer until paid in full at the Late
Payment Rate (as defined in the Insurance Agreement) and (b) any other amounts
owed to the Class II-A Insurer under the Insurance Agreement or pursuant to
Section 6.09 together with interest accrued thereon at the Late Payment Rate,
as
defined in the Insurance Agreement.
Class
II-B Certificates:
Any of
the Class II-B-1, Class II-B-2, Class II-B-3 or Class II-B-4
Certificates.
Class
II-B-1 Certificate:
Any
Certificate designated as a “Class II-B-1 Certificate” on the face thereof, in
the form of Exhibit A-3 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-B-1 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the
right to receive the related Group II Basis Risk Shortfall Carry Forward
Amount.
Class
II-B-1 Principal Distribution Amount:
For any
Distribution Date, an amount equal to, the lesser of (I) the Group II Principal
Distribution Amount remaining after distribution of the Class II-A Principal
Distribution Amount and the Class II-M Principal Distribution Amount and (II)
an
amount equal to the excess (if any) of (A) the sum of (1) the Certificate
Principal Balances of the Class II-A Certificates and Class II-M Certificates
(after taking into account the payment of the Class II-A Principal Distribution
Amount and the Class II-M Principal Distribution Amount) and (2) the Certificate
Principal Balance of the Class II-B-1 Certificates immediately prior to that
Distribution Date, over (B) the lesser of (x) the product of (1) the aggregate
Stated Principal Balance of the Group II Mortgage Loans as of the last day
of
the related Due Period (after giving effect to scheduled payments of principal
due during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period) and (2) 79.00% and (y) (1) the aggregate Stated Principal Balance of
the
Group II Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the related Due Period), less (2) the Group
II
Overcollateralization Floor.
Class
II-B-2 Certificate:
Any
Certificate designated as a “Class II-B-2 Certificate” on the face thereof, in
the form of Exhibit A-3 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-B-2 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the
right to receive the related Group II Basis Risk Shortfall Carry Forward
Amount.
Class
II-B-2 Principal Distribution Amount:
For any
Distribution Date an amount equal to, the lesser of (I) the Group II Principal
Distribution Amount remaining after distribution of the Class II-A Principal
Distribution Amount, the Class II-M Principal Distribution Amount and the Class
II-B-1 Principal Distribution Amount on such Distribution Date and (II) an
amount equal to the excess (if any) of (A) the sum of (1) the Certificate
Principal Balances of the Class II-A, Class II-M and Class II-B-1 Certificates
(after taking into account the payment of the Class II-A Principal Distribution
Amount, Class II-M Principal Distribution Amount and the Class II-B-1 Principal
Distribution Amount for that for that Distribution Date) and (2) the Certificate
Principal Balance of the Class II-B-2 Certificates immediately prior to such
Distribution Date, over (B) the lesser of (x) the product of (1) the aggregate
Stated Principal Balance of the Group II Mortgage Loans as of the last day
of
the related Due Period (after giving effect to scheduled payments of principal
due during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period) and (2) 81.90 and (y) (1) the aggregate Stated Principal Balance of
the
Group II Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the related Due Period), less (2) the Group
II
Overcollateralization Floor.
Class
II-B-3 Certificate:
Any
Certificate designated as a “Class II-B-3 Certificate” on the face thereof, in
the form of Exhibit A-3 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-B-3 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the
right to receive the related Group II Basis Risk Shortfall Carry Forward
Amount.
Class
II-B-3 Principal Distribution Amount:
For any
Distribution Date an amount equal to the lesser of (I) the Group II Principal
Distribution Amount remaining after distribution of the Class II-A Principal
Distribution Amount, the Class II-M Principal Distribution Amount, the Class
II-B-1 Principal Distribution Amount and the Class II-B-2 Principal Distribution
Amount on such Distribution Date and (II) an amount equal to the excess (if
any)
of (A) the sum of (1) the Certificate Principal Balances of the Class II-A,
Class II-M, Class II-B-1 and Class II-B-2 Certificates (after taking into
account the payment of the Class II-A Principal Distribution Amount, Class
II-M
Principal Distribution Amount, Class II-B-1 Principal Distribution Amount and
the Class II-B-2 Principal Distribution Amount for that for that Distribution
Date) and (2) the Certificate Principal Balance of the Class II-B-3 Certificates
immediately prior to such Distribution Date, over (B) the lesser of (x) the
product of (1) the aggregate Stated Principal Balance of the Group II Loans
as
of the last day of the related Due Period (after giving effect to scheduled
payments of principal due during the related Due Period, to the extent received
or advanced, and unscheduled collections of principal received during the
related Prepayment Period, and after reduction for Realized Losses incurred
during the related Due Period) and (2) 84.70% and (y) (1) the aggregate Stated
Principal Balance of the Group II Mortgage Loans as of the last day of the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period), less (2) the Group II Overcollateralization Floor.
Class
II-B-4 Certificate:
Any
Certificate designated as a “Class II-B-4 Certificate” on the face thereof, in
the form of Exhibit A-3 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-B-4 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the
right to receive the related Group II Basis Risk Shortfall Carry Forward
Amount.
Class
II-B-4 Principal Distribution Amount:
For any
Distribution Date an amount equal to the lesser of (I) the Group II Principal
Distribution Amount remaining after distribution of the Class II-A Principal
Distribution Amount, the Class II-M Principal Distribution Amount, the Class
II-B-1 Principal Distribution Amount, the Class II-B-2 Principal Distribution
Amount and the Class II-B-3 Principal Distribution Amount on such Distribution
Date and (II) an amount equal to the excess (if any) of (A) the sum of (1)
the
Certificate Principal Balances of the Class II-A, Class II-M, Class II-B-1,
Class II-B-2 and Class II-B-3 Certificates (after taking into account the
payment of the Class II-A Principal Distribution Amount, the Class II-M-1
Principal Distribution Amount, the Class II-B-1 Principal Distribution Amount,
the Class II-B-2 Principal Distribution Amount and the Class II-B-3 Principal
Distribution Amount for that Distribution Date) and (2) the Certificate
Principal Balance of the Class II-B-4 Certificates immediately prior to such
Distribution Date, over (B) the lesser of (x) the product of (1) the aggregate
Stated Principal Balance of the Mortgage Loans as of the last day of the related
Due Period (after giving effect to scheduled payments of principal due during
the related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the related Due Period)
and
(2) approximately 87.60% and (y) (1) the aggregate Stated Principal Balance
of
the Group II Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the related Due Period), less (2) the Group
II
Overcollateralization Floor.
Class
II-C Certificate:
Any
Certificate designated as a “Class II-C Certificate” on the face thereof, in the
form of Exhibit A-4 hereto, representing the right to its Percentage Interest
of
distributions provided for the Class II-C Certificates herein and evidencing
(i)
a Regular Interest in REMIC V, (ii) the obligation to pay Group II Basis Risk
Shortfall Carry Forward Amounts and (iii) the right to receive Prepayment Charge
Waiver Amounts related to any Group II Mortgage Loans.
Class
II-C Distribution Amount:
With
respect to any Distribution Date, the sum of (i) the Current Interest for the
Class II-C Interest for such Distribution Date, (ii) any Group II
Overcollateralization Release Amount for such Distribution Date and (iii)
without duplication, any Subsequent Recoveries not distributed to the Class
II-A, Class II-M and Class II-B Certificates on such Distribution Date;
provided, however, on any Distribution Date after the Distribution Date on
which
the Certificate Principal Balances of the Class II-A, Class II-M and Class
II-B
Certificates have been reduced to zero, the Class II-C Distribution Amount
shall
include the Group II Overcollateralization Amount.
Class
II-C Interest:
An
uncertificated interest in the Trust Fund held by the Trustee on behalf of
the
Holders of the Class II-C Certificates, evidencing a Regular Interest in REMIC
III for purposes of the REMIC Provisions.
Class
II-M Certificates:
Any
Certificate designated as a “Class II-M Certificate” on the face thereof, in the
form of Exhibit A-2 hereto, representing the right to its Percentage Interest
of
distributions provided for the Class II-M-1 Certificates as set forth herein
and
evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
the
related Group II Basis Risk Shortfall Carry Forward Amount.
Class
II-M Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (I) the remaining Group
II
Principal Distribution Amount for such Distribution Date after distribution
of
the Class II-A Principal Distribution Amount and (II) an amount equal to the
excess, (if any), of (A) the sum of (1) the Certificate Principal Balance of
the
Class II-A Certificates (after taking into account the distribution of the
Class
II-A Principal Distribution Amount on such Distribution Date) and (2) the
Certificate Principal Balance of the Class II-M-1 Certificates immediately
prior
to such Distribution Date, over (B) the lesser of (x) the product of (1) the
aggregate Stated Principal Balance of the Group II Mortgage Loans as of the
last
day of the related Due Period (after giving effect to scheduled payments of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period) and (2) 74.80% and (y) (1) the aggregate Stated Principal Balance of
the
Group II Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the related Due Period), less (2) the Group
II
Overcollateralization Floor.
Class
II-R Certificate:
Any of
the Class II-R-1 Certificates and Class II-RX Certificates.
Class
II-R-1 Certificate:
Any
Certificate designated a “Class II-R-1 Certificate” on the face thereof, in
substantially the form set forth in Exhibit A-5 hereto, evidencing the Residual
Interest in REMIC II and representing the right to the Percentage Interest
of
distributions provided for the Class II-R-1 Certificates as set forth
herein.
Class
II-RX Certificate:
Any
Certificate designated a “Class II-RX Certificate” on the face thereof, in
substantially the form set forth in Exhibit A-5 hereto, evidencing the Residual
Interest in REMIC V and representing the right to the Percentage Interest of
distributions provided for the Class II-RX Certificates as set forth
herein.
Class
M Certificates:
Any of
the Class I-M Certificates and Class II-M Certificates.
Class
R Certificate:
Any of
the Class I-R Certificates and Class II-R Certificates.
Closing
Date:
January
30, 2006.
Code:
The
Internal Revenue Code of 1986, including any successor or amendatory
provisions.
Combined
Loan-to-Value Ratio:
With
respect to any Mortgage Loan and as of any date of determination, the fraction
(expressed as a percentage) the numerator of which is the sum of (i) original
principal balance of the related Mortgage Loan at such date of determination
and
(ii) the unpaid principal balance of the related first lien Mortgage Loan as
of
the date of origination of that Mortgage Loan and the denominator of which
is
the applicable Appraised Value of the related Mortgaged Property at
origination.
Commission:
The
U.S. Securities and Exchange Commission.
Company:
EMC.
Company
Default:
As
defined in Section 9.05 hereof.
Compensating
Interest:
With
respect to any Distribution Date, (i) in the case of any Servicer, an amount,
not to exceed the Servicing Fee, to be deposited in the Protected Account by
such Servicer with respect to the payment of a Prepayment Interest Shortfall
on
an Mortgage Loan subject to this Agreement and (ii) in the case of the Master
Servicer, an amount not to exceed that portion of the Master Servicing Fee
payable to the Master Servicer. If the a Servicer fails to make such payment,
the Master Servicer shall be obligated to do so to the extent provided in
Section 6.02(b) hereof.
Controlling
Person:
With
respect to any Person, any other Person who “controls” such Person within the
meaning of the Securities Act.
Corporate
Trust Office:
(i)
With respect to the Trustee, the designated corporate trust office of the
Trustee, currently located at Citibank, N.A., 000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx,
Xxx Xxxx, Xxx Xxxx 00000, and (ii) with respect to the Securities Administrator,
the designated office of the Securities Administrator currently located at
000
Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000, Xxxxxxx, Xxxxxxxx 00000 Attention: Global
Securities and Trust Services Group — SACO 2006-2 or at such other address as
the Trustee or Securities Administrator, as applicable, may designate from
time
to time by notice to the Certificateholders, the Depositor, the Trustee, the
Master Servicer, the Securities Administrator and EMC or at the principal
corporate trust office of any successor Trustee.
Corresponding
Certificate:
With
respect to each REMIC I Regular Interest (other than REMIC I Regular Interests
AA and ZZ) and each REMIC II Regular Interest (other than REMIC II Regular
Interests AA and ZZ), the Certificate with the corresponding
designation.
Cumulative
Realized Loss Percentage:
With
respect to the Certificates and any Distribution Date, the percentage obtained
by dividing (x) the aggregate Realized Losses on the Mortgage Loans incurred
since the related Cut-off Date through the end of the related Due Period by
(y)
the aggregate Stated Principal Balance of the Mortgage Loans as of the related
Cut-off Date.
Current
Interest:
As of
any Distribution Date, with respect to the Certificates and interests of each
class (other than the Residual Certificates), (i) the interest accrued on the
Certificate Principal Balance or Uncertificated Notional Amount, as applicable,
during the related Accrual Period at the applicable Pass-Through Rate, or the
interest otherwise payable thereto, plus any amount previously distributed
with
respect to interest for such Certificate or Interest that has been recovered
as
a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a)
any
Prepayment Interest Shortfall for such Distribution Date, to the extent not
covered by Compensating Interest and (b) any Relief Act Interest Shortfalls
during the related Due Period, provided, however, that for purposes of
calculating Current Interest for any such class, amounts specified in clause
(ii) hereof for any such Distribution Date shall be allocated first to the
related Class C Certificates, Class C Interests and Residual Certificates in
reduction of amounts otherwise distributable to such Certificates and interests
on such Distribution Date and then any excess shall be allocated to each Class
of related Class A, Class M and Class B Certificates pro
rata
based on
the respective amounts of interest accrued pursuant to clause (i) hereof for
each such Class on such Distribution Date.
Custodial
Agreements:
Any of
the LaSalle Custodial Agreement or Xxxxx Fargo Custodial Agreement, as
applicable.
Custodians:
(i)
Xxxxx Fargo Bank, National Association, or any successor custodian appointed
pursuant to the provisions hereof and the Xxxxx Fargo Custodial Agreement and
(ii) LaSalle Bank National Association, or any successor custodian appointed
pursuant to the provisions hereof and the LaSalle Custodial
Agreement.
Cut-off
Date:
The
close of business on January 1, 2006.
Cut-off
Date Principal Balance:
As to
any Mortgage Loan, the unpaid principal balance thereof as of the close of
business on the Cut-off Date after application of all Principal Prepayments
received prior to the Cut-off Date and scheduled payments of principal due
on or
before the Cut-off Date, whether or not received, but without giving effect
to
any installments of principal received in respect of Due Dates after the Cut-off
Date. The Cut-off Date Principal Balance of the Group I Mortgage Loans and
Group
II Mortgage Loans is, 382,737,496.87 and 321,744,306.63, respectively, and
the
aggregate Cut-off Date Principal Balance of the Mortgage Loans is
$704,481,803.50.
Debt
Service Reduction:
With
respect to any Mortgage Loan, a reduction by a court of competent jurisdiction
in a proceeding under the Bankruptcy Code in the Scheduled Payment for such
Mortgage Loan that became final and non-appealable, except such a reduction
resulting from a Deficient Valuation or any other reduction that results in
a
permanent forgiveness of principal.
Deficient
Valuation:
With
respect to any Mortgage Loan, a valuation by a court of competent jurisdiction
of the Mortgaged Property in an amount less than the then outstanding
indebtedness under such Mortgage Loan, or any reduction in the amount of
principal to be paid in connection with any Scheduled Payment that results
in a
permanent forgiveness of principal, which valuation or reduction results from
an
order of such court that is final and non-appealable in a proceeding under
the
Bankruptcy Code.
Definitive
Certificates:
As
defined in Section 7.06.
Deleted
Mortgage Loan:
A
Mortgage Loan replaced or to be replaced by a Replacement Mortgage
Loan.
Delinquent:
A
Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to
the terms of such Mortgage Loan by the close of business on the day such payment
is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment
has not been received by the close of business on the corresponding day of
the
month immediately succeeding the month in which such payment was due, or, if
there is no such corresponding day (e.g., as when a 30-day month follows a
31-day month in which a payment was due on the 31st day of such month), then
on
the last day of such immediately succeeding month. Similarly for “60 days
delinquent,” “90 days delinquent” and so on.
Denomination:
With
respect to each Certificate, the amount set forth on the face thereof as the
“Initial Principal Balance or Initial Notional Amount of this
Certificate”.
Depositor:
Bear
Xxxxxxx Asset Backed Securities I LLC, a Delaware limited liability company,
or
its successor in interest.
Depository:
The
initial Depository shall be The Depository Trust Company (“DTC”), the nominee of
which is Cede & Co., or any other organization registered as a “clearing
agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as
amended. The Depository shall initially be the registered Holder of the
Book-Entry Certificates. The Depository shall at all times be a “clearing
corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of
the State of New York.
Depository
Agreement:
With
respect to the Class of Book-Entry Certificates, the agreement among the
Depositor, the Securities Administrator and the initial Depository, dated as
of
the Closing Date, substantially in the form of Exhibit H.
Depository
Participant:
A
broker, dealer, bank or other financial institution or other Person for whom
from time to time a Depository effects book-entry transfers and pledges of
securities deposited with the Depository.
Designated
Depository Institution:
A
depository institution (commercial bank, federal savings bank, mutual savings
bank or savings and loan association) or trust company (which may include the
Trustee, the Securities Administrator and the Master Servicer), the deposits
of
which are fully insured by the FDIC to the extent provided by law.
Determination
Date:
With
respect to any Distribution Date, the 15th
day of
the month of such Distribution Date or, if such 15th
day is
not a Business Day, the immediately preceding Business Day.
Distribution
Account:
The
segregated trust account or accounts created and maintained by the Securities
Administrator pursuant to Section 5.08 in the name of the Trustee for the
benefit of the Certificateholders and the Insurer, which shall be entitled
“LaSalle Bank National Association, as Securities Administrator, on behalf of
Citibank, N.A., as Trustee, in trust for the registered holders of Bear Xxxxxxx
Asset Backed Securities I LLC, SACO I Trust 2006-2, Mortgage-Backed
Certificates, Series 2006-2.” The Distribution Account must be an Eligible
Account.
Distribution
Account Deposit Date:
Two
Business Days prior to each Distribution Date.
Distribution
Date:
The
25th day of each calendar month after the initial issuance of the Certificates,
or if such 25th day is not a Business Day, the next succeeding Business Day,
commencing in February 2006.
Due
Date:
As to
any Mortgage Loan, the date in each month on which the related Scheduled Payment
is due, as set forth in the related Mortgage Note.
Due
Period:
With
respect to any Distribution Date, the period from the second day of the calendar
month preceding the calendar month in which such Distribution Date occurs
through close of business on the first day of the calendar month in which such
Distribution Date occurs.
Eligible
Account:
Any of
(i) an account or accounts maintained with a federal or state chartered
depository institution or trust company, the long-term unsecured debt
obligations and short-term unsecured debt obligations of which (or, in the
case
of a depository institution or trust company that is the principal subsidiary
of
a holding company, the debt obligations of such holding company, so long as
Xxxxx’x is not a Rating Agency) are rated by each Rating Agency in one of its
two highest long-term and its highest short-term rating categories,
respectively, at the time any amounts are held on deposit therein, or (ii)
an
account or accounts in a depository institution or trust company in which such
accounts are insured by the FDIC (to the limits established by the FDIC) and
the
uninsured deposits in which accounts are otherwise secured such that, as
evidenced by an Opinion of Counsel delivered to and satisfactory to the Trustee,
the Securities Administrator, Insurer and to each Rating Agency, the
Certificateholders have a claim with respect to the funds in such account or
a
perfected first priority security interest against any collateral (which shall
be limited to Permitted Investments) securing such funds that is superior to
claims of any other depositors or creditors of the depository institution or
trust company in which such account is maintained, or (iii) a trust account
or
accounts maintained with the corporate trust department of a federal or state
chartered depository institution or trust company having capital and surplus
of
not less than $50,000,000, acting in its fiduciary capacity or (iv) any other
account acceptable to each Rating Agency and the Insurer, as evidenced in
writing. Eligible Accounts may bear interest, and may include, if otherwise
qualified under this definition, accounts maintained with the Trustee and the
Securities Administrator.
EMC:
EMC
Mortgage Corporation, a Delaware corporation, and its successors and assigns,
in
its capacity as a seller of the Mortgage Loans to the Depositor.
EMC
Mortgage Loans:
The
Mortgage Loans serviced by the Company pursuant to the terms of this Agreement
and identified as such on the Mortgage Loan Schedule for which EMC is the
applicable Seller.
ERISA:
The
Employee Retirement Income Security Act of 1974, as amended.
ERISA
Restricted Certificates:
Any of
the Class C Certificates and Residual Certificates.
Event
of Default:
As
defined in Section 9.01 hereof.
Excess
Cashflow:
The
Group I Excess Cashflow or Group II Excess Cashflow.
Excess
Liquidation Proceeds:
To the
extent not required by law to be paid to the related Mortgagor, the excess,
if
any, of any Liquidation Proceeds with respect to a Mortgage Loan over the Stated
Principal Balance of such Mortgage Loan and accrued and unpaid interest at
the
related Mortgage Rate through the last day of the month in which the Mortgage
Loan has been liquidated.
Excess
Spread:
The
Group I Excess Spread and Group II Excess Spread.
Exemption:
Prohibited Transaction Exemption 90-30, as amended from time to
time.
Exchange
Act:
The
Securities Exchange Act of 1934, as amended, and the rules and regulations
thereunder.
Extraordinary
Trust Fund Expenses:
Any
amounts reimbursable to the Trustee, or any director, officer, employee or
agent
of the Trustee, from the Trust Fund, and any amounts reimbursable, (other than
Advances and Servicing Advances), to the Depositor, the Securities
Administrator, the Master Servicer, any Custodian, or any director, officer,
employee or agent thereof, and any other amounts payable or reimbursable from
the Trust Fund as Extraordinary Trust Fund Expenses pursuant to the terms of
the
Pooling and Servicing Agreement and/or the Custodial Agreements, including
Extraordinary Trust Fund Expenses that are not reimbursed in any calendar year
as a result of the Extraordinary Trust Fund Expenses Cap. Extraordinary Trust
Fund Expenses for any calendar year, to the extent they may exceed the
Extraordinary Trust Fund Expenses Cap, shall be paid pro rata from the amounts
available therefore.
Extraordinary
Trust Fund Expenses Cap:
$250,000 for each calendar year; provided, however, that such cap will not
apply
to any costs and expenses (i) of the Trustee incurred in connection with the
termination of the Securities Administrator or the Master Servicer, the transfer
of master servicing to a successor Master Servicer and any costs incurred with
the replacement of either Custodian or (ii) of the Master Servicer incurred
in
connection with the termination of the Company or a Servicer and the transfer
of
servicing to a successor servicer.
Extra
Principal Distribution Amount:
The
Group I Extra Principal Distribution Amount and Group II Extra Principal
Distribution Amount.
Xxxxxx
Xxx:
Xxxxxx
Xxx (formerly, Federal National Mortgage Association), or any successor
thereto.
FDIC:
The
Federal Deposit Insurance Corporation, or any successor thereto.
Final
Certification:
The
certification by a Custodian substantially in the form of Exhibit Three to
the
related Custodial Agreement.
Final
Recovery Determination:
With
respect to any defaulted Mortgage Loan or any REO Property (other than a
Mortgage Loan or REO Property purchased by EMC (on its own behalf as a seller
and on behalf of Master Funding) pursuant to or as contemplated by Section
2.04(d) or Section 11.01), a determination made by the Company pursuant to
this
Agreement or the Servicer pursuant to the Servicing Agreements that all
Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which
the Company or such Servicer, in its reasonable good faith judgment, expects
to
be finally recoverable in respect thereof have been so recovered. The Master
Servicer shall maintain records, based solely on information provided by the
Company and the Servicer, of each Final Recovery Determination made
thereby.
First
Horizon:
First
Horizon Home Loan Corporation and any successor thereto.
First
Horizon Assignment Agreement:
The
Assignment, Assumption and Recognition Agreement, dated as of January 30, 2006,
among EMC, the Trustee, and First Tennessee evidencing the assignment of the
First Horizon Servicing Agreement to the Trust.
First
Horizon Loans:
Those
Mortgage Loans subject to this Agreement which were purchased by EMC from First
Horizon pursuant to the First Horizon Servicing Agreement.
First
Horizon Servicing Agreement:
the
Purchase, Warranties and Servicing Agreement, dated as of September 1, 2003,
as
amended on May 14, 2004, and that certain term sheet dated as of June 30, 2005,
among EMC Mortgage Corporation, First Tennessee and First Horizon Home Loan
Corporation.
First
Tennessee:
First
Tennessee Mortgage Services, Inc.
Fiscal
Quarter:
December 1 to February 29 (or the last day in such month), March 1 to May 31,
June 1 to August 31, or September 1 to November 30, as applicable.
Fitch:
Fitch,
Inc., and any successor thereto.
Form
8-K Disclosure Information:
The
meaning set forth in Section 3.19(a)(ii).
Xxxxxxx
Mac:
Federal
Home Loan Mortgage Corporation, or any successor thereto.
Global
Certificate:
Any
Certificate registered in the name of the Depository or its nominee, beneficial
interests in which are reflected on the books of the Depository or on the books
of a Person maintaining an account with such Depository (directly or as an
indirect participant in accordance with the rules of such
depository).
Group
I Basis Risk Shortfall Carry Forward Amount:
With
respect to any Distribution Date and any Class of Class I-A, Class I-M and
Class
I-B Certificates, an amount equal to the sum of (A) the excess, if any, of
(a)
the amount of Current Interest that such Class would have been entitled to
receive on such Distribution Date had the Pass-Though Rate applicable to such
Class been calculated at a per annum rate equal to the lesser of (x) One-Month
LIBOR plus the related Certificate Margin and (y) 11.00% per annum, over (b)
the
amount of Current Interest that such Class received on such Distribution Date
if
the Pass-Through Rate is limited to the Group I Net WAC Cap Rate and (B) the
amount in clause (A) for all previous Distribution Dates not previously paid,
together with interest thereon at a rate equal to the related Pass-Through
Rate
for each such Distribution Date.
Group
I Certificates: The
Group
I Offered Certificates and the Class I-B-4, Class I-C and Class I-R
Certificates.
Group
I Current Specified Enhancement Percentage: With
respect to any Distribution Date, the percentage obtained by dividing (x) the
sum of (i) the aggregate Certificate Principal Balance of the Class I-M
Certificates and Class I-B Certificates and (ii) the Group I
Overcollateralization Amount, in each case prior to the distribution of the
Group I Principal Distribution Amount on such Distribution Date, by (y) the
aggregate Stated Principal Balance of the Group I Mortgage Loans as of the
end
of the related Due Period (after giving effect to scheduled payments of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period).
Group
I Excess Cashflow:
With
respect to any Distribution Date, an amount, if any, equal to the sum of (a)
the
Group I Remaining Excess Spread for such Distribution Date and (b) the Group
I
Overcollateralization Release Amount for such Distribution Date.
Group
I Excess Spread:
With
respect to any Distribution Date, the excess, if any, of (i) the Interest Funds
for Loan Group I for such Distribution Date over (ii) the sum of the related
Current Interest on the Class I-A, Class I-M and Class I-B Certificates and
Interest Carry Forward Amounts on the Class I-A Certificates (other than
Interest Carry Forward Amounts paid pursuant to Section 6.04(a)(3)(A)) and
the
Class I-A Insurer Premium Amount, in each case for such Distribution
Date.
Group
I Extra Principal Distribution Amount:
With
respect to any Distribution Date, the lesser of (i) the excess, if any, of
the
Group I Overcollateralization Target Amount for such Distribution Date over
the
Group I Overcollateralization Amount for such Distribution Date (after giving
effect to distributions of principal on the Group I Certificates other than
any
Group I Extra Principal Distribution Amount) and (ii) the Group I Excess Spread
for such Distribution Date.
Group
I Mortgage Loan:
A Group
I Mortgage Loan transferred and assigned to the Trustee on the Closing Date
pursuant to Section 2.01 and held as a part of the Trust, as identified in
the
Mortgage Loan Schedule.
Group
I Net WAC Cap Rate:
With
respect to any Distribution Date and any Class of Group I Certificates (other
than the Class I-C Certificates and Class I-R Certificates), a per annum rate
equal to the weighted average of the Net Mortgage Rates on the then outstanding
Group I Mortgage Loans, weighted based on their Stated Principal Balances as
of
the related Due Date prior to giving effect to any reduction in the Stated
Principal Balances of such Group I Mortgage Loans on such Due Date; for federal
income tax purposes, however, the equivalent of the foregoing, expressed as
the
weighted average of the Uncertificated REMIC I Pass-Through Rates on the REMIC
I
Regular Interests, weighted on the basis of the Uncertificated Principal
Balances of each such REMIC I Regular Interest (adjusted for the actual number
of days elapsed in the related Accrual Period). The Group I Net WAC Cap Rate
for
such Classes of Group I Certificate, will be calculated based on a 360-day
year
and the actual number of days elapsed in the related Accrual
Period.
Group
I Remaining Excess Spread:
With
respect to any Distribution Date, the Group I Excess Spread less any Group
I
Extra Principal Distribution Amount, in each case for such Distribution
Date.
Group
I Offered Certificates:
Any of
the Class I-A, Class I-M, Class I-B-1, Class I-B-2 and Class I-B-3
Certificates.
Group
I Optional Termination:
The
termination of the Group I Sub-Trust created hereunder as a result of the
purchase of all of the Group I Mortgage Loans and any REO Property pursuant
to
the last sentence of Section 11.01 hereof.
Group
I Optional Termination Date:
The
Distribution Date on which the Stated Principal Balance of all of the Group
I
Mortgage Loans is equal to or less than 20% of the Stated Principal Balance
of
all of the Group I Mortgage Loans as of the Cut-off Date.
Group
I
Overcollateralization Amount:
With
respect to any Distribution Date, the excess, if any, of the aggregate Stated
Principal Balance of the Group I Mortgage Loans as of the last day of the
related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
related Realized Losses incurred during the related Due Period) over
the
aggregate Certificate Principal Balance of the Group I Certificates (other
than
the Class I-C Certificates) on such Distribution Date (after taking into account
the payment of principal other than any Group I Extra Principal Distribution
Amount on such Certificates).
Group
I Overcollateralization Floor:
With
respect to the Group I Certificates, an amount equal to 0.50% of the aggregate
Stated Principal Balance of the Group I Mortgage Loans as of the Cut-off
Date.
Group
I Overcollateralization Release Amount:
With
respect to any Distribution Date, the lesser of (x) the Group I Principal
Remittance Amount for such Distribution Date and (y) the excess, if any, of
(i)
the Group I Overcollateralization Amount for such Distribution Date (assuming
that 100% of the Group I Principal Remittance Amount is applied as a principal
payment on such Distribution Date) over (ii) the Group I Overcollateralization
Target Amount for such Distribution Date (with the amount pursuant to clause
(y)
deemed to be $0 if the Group I Overcollateralization Amount is less than or
equal to the Group I Overcollateralization Target Amount on that Distribution
Date).
Group
I Overcollateralization Target Amount:
With
respect to any Distribution Date (a) prior to the Stepdown Date, 7.45% of the
aggregate Stated Principal Balance of the Group I Mortgage Loans as of the
Cut-off Date, (b) on or after the Stepdown Date and if a Group I Trigger Event
is not in effect, the greater of (i) the lesser of (1) 7.45% of the aggregate
Stated Principal Balance of the Group I Mortgage Loans as of the Cut-off Date
and (2) 14.90% of the then current aggregate Stated Principal Balance of the
Group I Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the related Due Period) and (ii) the Group
I
Overcollateralization Floor or (c) on or after the Group I Stepdown Date and
if
a Group I Trigger Event is in effect, the Group I Overcollateralization Target
Amount for the immediately preceding Distribution Date.
Group
I Principal Distribution Amount:
With
respect to any Distribution Date, an amount equal to (x) the sum of (1) the
Group
I
Principal
Remittance Amount for such Distribution Date and (2) any Group I Extra Principal
Distribution Amount for such Distribution Date minus (y) the amount of any
Group
I Overcollateralization Release Amount for such Distribution Date.
Group
I Principal Funds:
With
respect to any Distribution Date and Loan Group I, (i) the sum, without
duplication, of (a) all scheduled principal collected during the related Due
Period, (b) all Advances relating to principal made on or before the
Distribution Account Deposit Date with respect to the Group I Mortgage Loans,
(c) Principal Prepayments with respect to the Group I Mortgage Loans exclusive
of prepayment charges or penalties collected during the related Prepayment
Period, (d) the Stated Principal Balance of each Group I Mortgage Loan that
was
repurchased by EMC on its own behalf as a Seller and on behalf of Master
Funding) pursuant to Sections 2.02 and 2.03, (e) the aggregate of all
Substitution Adjustment Amounts for the related Determination Date in connection
with the substitution of any Group I Mortgage Loans pursuant to Section 2.03(d),
(f) all Liquidation Proceeds and Subsequent Recoveries with respect to the
Group
I Mortgage Loans collected during the related Prepayment Period (to the extent
such Liquidation Proceeds and Subsequent Recoveries relate to principal), in
each case to the extent remitted by the Master Servicer to the Distribution
Account pursuant to this Agreement and (g) amounts in respect of principal
paid
by the Majority Class I-C Certificateholder or the Master Servicer, as
applicable, pursuant to Section 11.01, minus (ii) all amounts required to be
reimbursed pursuant to Sections 5.02 and 5.09 or as otherwise set forth in
this
Agreement.
Group
I Principal Remittance Amount:
With
respect to each Distribution Date, the sum of the amounts listed in clauses
(i)(a) through (i)(g) of the definition of Group I Principal Funds.
Group
I Reserve Fund:
Shall
mean the separate trust account created and maintained by the Securities
Administrator pursuant to Section 4.14 hereof.
Group
I Reserve Fund Deposit:
With
respect to the Group I Reserve Fund, an amount equal to $5,000, which the
Depositor shall initially deposit into the Group I Reserve Fund pursuant to
Section 4.14 hereof.
Group
I Senior Certificates:
Any of
the Class I-A Certificates.
Group
I Sixty-Day Plus Delinquency Percentage:
With
respect to any Distribution Date, is the arithmetic average for each of the
three successive Distribution Dates ending with the applicable Distribution
Date
of the percentage equivalent of a fraction, the numerator of which is the
aggregate Stated Principal Balance of the Group I Mortgage Loans that are 60
or
more days delinquent in the payment of principal or interest for the relevant
Distribution Date, including any Group I Mortgage Loans in foreclosure, REO
and
Group I Mortgage Loans with a related Mortgagor subject to bankruptcy
proceedings, and the denominator of which is the aggregate Stated Principal
Balance of all of the Group I Mortgage Loans immediately preceding such
Distribution Date.
Group
I Stepdown Date:
The
later to occur of (a) the Distribution Date in February 2009 and (b) the first
Distribution Date on which the Group I Current Specified Enhancement Percentage
is greater than or equal to 31.30%.
Group
I Sub-Trust:
The
portion of the Trust Fund allocated to Loan Group I.
Group
I Trigger Event:
With
respect to any Distribution Date, a “Group I Trigger Event” shall have occurred
if any of the following tests is not satisfied: (i) the Group I Sixty-Day Plus
Delinquency Percentage is less than 7.00%, or (ii)(A) for any Distribution
Date
from and including the Distribution Date in February 2009 to and including
the
Distribution Date in January 2010, the Group I Cumulative Realized Loss
Percentage for such Distribution Date is less than 5.05%, (B) for any
Distribution Date from and including the Distribution Date in February 2010
to
and including the Distribution Date in January 2011, the Cumulative Realized
Loss Percentage for such Distribution Date is less than 7.85%, (C) for any
Distribution Date from and including the Distribution Date in February 2011
to
and including the Distribution Date in January 2012, the Group I Cumulative
Realized Loss Percentage for such Distribution Date is less than 10.05%, and
(D)
for any Distribution Date thereafter, the Group I Cumulative Realized Loss
Percentage for such Distribution Date is less than 10.05%.
Group
II Basis Risk Shortfall Carry Forward Amount:
With
respect to any Distribution Date and any Class of Class II-A, Class II-M and
Class II-B Certificates, an amount equal to the sum of (A) the excess, if any,
of (a) the amount of Current Interest that such Class would have been entitled
to receive on such Distribution Date had the Pass-Though Rate applicable to
such
Class been calculated at a per annum rate equal to the lesser of (x) One-Month
LIBOR plus the related Certificate Margin and (y) 11.00% per annum, over (b)
the
amount of Current Interest that such Class received on such Distribution Date
if
the Pass-Through Rate is limited to the Group II Net WAC Cap Rate and (B) the
amount in clause (A) for all previous Distribution Dates not previously paid,
together with interest thereon at a rate equal to the related Pass-Through
Rate
for each such Distribution Date.
Group
II Certificates: The
Group
II Offered Certificates and the Class II-B-4, Class II-C and Class II-R
Certificates.
Group
II Current Specified Enhancement Percentage: With
respect to any Distribution Date, the percentage obtained by dividing (x) the
sum of (i) the aggregate Certificate Principal Balance of the Class II-M
Certificates and Class II-B Certificates and (ii) the Group II
Overcollateralization Amount, in each case prior to the distribution of the
Group II Principal Distribution Amount on such Distribution Date, by (y) the
aggregate Stated Principal Balance of the Group II Mortgage Loans as of the
end
of the related Due Period (after giving effect to scheduled payments of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the related
Due
Period).
Group
II Excess Cashflow:
With
respect to any Distribution Date, an amount, if any, equal to the sum of (a)
the
Group II Remaining Excess Spread for such Distribution Date and (b) the Group
II
Overcollateralization Release Amount for such Distribution Date.
Group
II Excess Spread:
With
respect to any Distribution Date, the excess, if any, of (i) the Interest Funds
for Loan Group II for such Distribution Date over (ii) the sum of the related
Current Interest on the Class II-A, Class II-M and Class II-B Certificates
and
Interest Carry Forward Amounts on the Class II-A Certificates (other than
Interest Carry Forward Amounts paid pursuant to Section 6.04(a)(3)(A)) and
the
Class II-A Insurer Premium Amount, in each case for such Distribution
Date.
Group
II Extra Principal Distribution Amount:
With
respect to any Distribution Date, the lesser of (i) the excess, if any, of
the
Group II Overcollateralization Target Amount for such Distribution Date over
the
Group II Overcollateralization Amount for such Distribution Date (after giving
effect to distributions of principal on the Group II Certificates other than
any
Group II Extra Principal Distribution Amount) and (ii) the Group II Excess
Spread for such Distribution Date.
Group
II Mortgage Loan:
A Group
II Mortgage Loan transferred and assigned to the Trustee on the Closing Date
pursuant to Section 2.01 and held as a part of the Trust, as identified in
the
Mortgage Loan Schedule.
Group
II Net WAC Cap Rate:
With
respect to any Distribution Date and any Class of Group II Certificates (other
than the Class II-C Certificates and Class II-R Certificates), a per annum
rate
equal to the weighted average of the Net Mortgage Rates on the then outstanding
Group II Mortgage Loans, weighted based on their Stated Principal Balances
as of
the related Due Date prior to giving effect to any reduction in the Stated
Principal Balances of such Group II Mortgage Loans on such Due Date; for federal
income tax purposes, however, the equivalent of the foregoing, expressed as
the
weighted average of the Uncertificated REMIC II Pass-Through Rates on the REMIC
II Regular Interests, weighted on the basis of the Uncertificated Principal
Balances of each such REMIC II Regular Interest (adjusted for the actual number
of days elapsed in the related Accrual Period). The Group II Net WAC Cap Rate
for such Classes of Group II Certificate, will be calculated based on a 360-day
year and the actual number of days elapsed in the related Accrual
Period.
Group
II Offered Certificates:
Any of
the Class II-A, Class II-M, Class II-B-1, Class II-B-2 and Class II-B-3
Certificates.
Group
II Optional Termination:
The
termination of the Group II Sub-Trust created hereunder as a result of the
purchase of all of the Group II Mortgage Loans and any REO Property pursuant
to
the last sentence of Section 11.01 hereof.
Group
II Optional Termination Date:
The
Distribution Date on which the Stated Principal Balance of all of the Group
II
Mortgage Loans is equal to or less than 20% of the Stated Principal Balance
of
all of the Group II Mortgage Loans as of the Cut-off Date.
Group
II Overcollateralization Amount:
With
respect to any Distribution Date, the excess, if any, of the aggregate Stated
Principal Balance of the Group II Mortgage Loans as of the last day of the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for related Realized Losses incurred during the
related Due Period) over the aggregate Certificate Principal Balance of the
Group II Certificates (other than the Class II-C Certificates) on such
Distribution Date (after taking into account the payment of principal other
than
any Group II Extra Principal Distribution Amount on such
Certificates).
Group
II Overcollateralization Floor:
With
respect to the Group II Certificates, an amount equal to 0.50% of the aggregate
Stated Principal Balance of the Group II Mortgage Loans as of the Cut-off
Date.
Group
II Overcollateralization Release Amount:
With
respect to any Distribution Date, the lesser of (x) the Group II Principal
Remittance Amount for such Distribution Date and (y) the excess, if any, of
(i)
the Group II Overcollateralization Amount for such Distribution Date (assuming
that 100% of the Group II Principal Remittance Amount is applied as a principal
payment on such Distribution Date) over (ii) the Group II Overcollateralization
Target Amount for such Distribution Date (with the amount pursuant to clause
(y)
deemed to be $0 if the Group II Overcollateralization Amount is less than or
equal to the Group II Overcollateralization Target Amount on that Distribution
Date).
Group
II Overcollateralization Target Amount:
With
respect to any Distribution Date (a) prior to the Stepdown Date, 6.20% of the
aggregate Stated Principal Balance of the Group II Mortgage Loans as of the
Cut-off Date, (b) on or after the Stepdown Date and if a Group II Trigger Event
is not in effect, the greater of (i) the lesser of (1) 6.20% of the aggregate
Stated Principal Balance of the Group II Mortgage Loans as of the Cut-off Date
and (2) 12.40% of the then current aggregate Stated Principal Balance of the
Group II Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the related Due Period) and (ii) the Group
II
Overcollateralization Floor or (c) on or after the Group II Stepdown Date and
if
a Group II Trigger Event is in effect, the Group II Overcollateralization Target
Amount for the immediately preceding Distribution Date.
Group
II Principal Distribution Amount:
With
respect to any Distribution Date, an amount equal to (x) the sum of (1) the
Group II Principal Remittance Amount for such Distribution Date and (2) any
Group II Extra Principal Distribution Amount for such Distribution Date minus
(y) the amount of any Group II Overcollateralization Release Amount for such
Distribution Date.
Group
II Principal Funds:
With
respect to any Distribution Date and Loan Group II, (i) the sum, without
duplication, of (a) all scheduled principal collected during the related Due
Period, (b) all Advances relating to principal made on or before the
Distribution Account Deposit Date with respect to the Group II Mortgage Loans,
(c) Principal Prepayments with respect to the Group II Mortgage Loans exclusive
of prepayment charges or penalties collected during the related Prepayment
Period, (d) the Stated Principal Balance of each Group II Mortgage Loan that
was
repurchased by EMC on its own behalf as a Seller and on behalf of Master
Funding) pursuant to Sections 2.02 and 2.03, (e) the aggregate of all
Substitution Adjustment Amounts for the related Determination Date in connection
with the substitution of any Group II Mortgage Loans pursuant to Section
2.03(d), (f) all Liquidation Proceeds and Subsequent Recoveries with respect
to
the Group II Mortgage Loans collected during the related Prepayment Period
(to
the extent such Liquidation Proceeds and Subsequent Recoveries relate to
principal), in each case to the extent remitted by the Master Servicer to the
Distribution Account pursuant to this Agreement and (g) amounts in respect
of
principal paid by the Majority Class II-C Certificateholder or the Master
Servicer, as applicable, pursuant to Section 11.01, minus (ii) all amounts
required to be reimbursed pursuant to Sections 5.02 and 5.09 or as otherwise
set
forth in this Agreement.
Group
II Principal Remittance Amount:
With
respect to each Distribution Date, the sum of the amounts listed in clauses
(i)(a) through (i)(g) of the definition of Group II Principal
Funds.
Group
II Remaining Excess Spread:
With
respect to any Distribution Date, the Group II Excess Spread less any Group
II
Extra Principal Distribution Amount, in each case for such Distribution
Date.
Group
II Reserve Fund:
Shall
mean the separate trust account created and maintained by the Securities
Administrator pursuant to Section 4.14 hereof.
Group
II Reserve Fund Deposit:
With
respect to the Group II Reserve Fund, an amount equal to $5,000, which the
Depositor shall initially deposit into the Group II Reserve Fund pursuant to
Section 4.14 hereof.
Group
II Senior Certificates:
Any of
the Class II-A Certificates.
Group
II Sixty-Day Plus Delinquency Percentage:
With
respect to any Distribution Date, is the arithmetic average for each of the
three successive Distribution Dates ending with the applicable Distribution
Date
of the percentage equivalent of a fraction, the numerator of which is the
aggregate Stated Principal Balance of the Group II Mortgage Loans that are
60 or
more days delinquent in the payment of principal or interest for the relevant
Distribution Date, including any Group II Mortgage Loans in foreclosure, REO
and
Group II Mortgage Loans with a related Mortgagor subject to bankruptcy
proceedings, and the denominator of which is the aggregate Stated Principal
Balance of all of the Group II Mortgage Loans immediately preceding such
Distribution Date.
Group
II Stepdown Date:
The
later to occur of (a) the Distribution Date in February 2009 and (b) the first
Distribution Date on which the Group II Current Specified Enhancement Percentage
is greater than or equal to 28.60%.
Group
II Sub-Trust:
The
portion of the Trust Fund allocated to Loan Group I.
Group
II Trigger Event:
With
respect to any Distribution Date, a “Group II Trigger Event” shall have occurred
if any of the following tests is not satisfied: (i) the Group II Sixty-Day
Plus
Delinquency Percentage is less than 7.00%, or (ii)(A) for any Distribution
Date
from and including the Distribution Date in February 2009 to and including
the
Distribution Date in January 2010, the Group II Cumulative Realized Loss
Percentage for such Distribution Date is less than 5.05%, (B) for any
Distribution Date from and including the Distribution Date in February 2010
to
and including the Distribution Date in January 2011, the Cumulative Realized
Loss Percentage for such Distribution Date is less than 7.85%, (C) for any
Distribution Date from and including the Distribution Date in February 2011
to
and including the Distribution Date in January 2012, the Group II Cumulative
Realized Loss Percentage for such Distribution Date is less than 10.05%, and
(D)
for any Distribution Date thereafter, the Group II Cumulative Realized Loss
Percentage for such Distribution Date is less than 10.50%.
Indemnified
Persons:
The
Trustee, the Master Servicer, the Company, the Trust Fund, the Insurer and
the
Securities Administrator, including LaSalle Bank National Association in its
individual capacity, and their respective officers, directors, agents and
employees and, with respect to the Trustee, any separate co-trustee and its
officers, directors, agents and employees.
Independent:
When
used with respect to any accountants, a Person who is “independent” within the
meaning of Rule 2-01(B) of the Securities and Exchange Commission’s Regulation
S-X. Independent means, when used with respect to any other Person, a Person
who
(A) is in fact independent of another specified Person and any affiliate of
such
other Person, (B) does not have any material direct or indirect financial
interest in such other Person or any affiliate of such other Person, (C) is
not
connected with such other Person or any affiliate of such other Person as an
officer, employee, promoter, underwriter, Securities Administrator, partner,
director or Person performing similar functions and (D) is not a member of
the
immediate family of a Person defined in clause (B) or (C) above.
Individual
Certificate:
Any
Certificate registered in the name of a Holder other than the Depository or
its
nominee.
Initial
Certification:
The
certification by a Custodian substantially in the form of Exhibit One to the
related Custodial Agreement.
Initial
Certificate Principal Balance:
With
respect to any Certificate, the Certificate Principal Balance of such
Certificate or any predecessor Certificate on the Closing Date.
Institutional
Accredited Investor:
Any
Person meeting the requirements of Rule 501(a)(l), (2), (3) or (7) of Regulation
D under the Securities Act or any entity all of the equity holders in which
come
within such paragraphs.
Insurance
Agreement:
The
Insurance and Indemnity Agreement dated as of January 30, 2006 among the
Insurer, the Seller, the Depositor, the Securities Administrator, the Master
Servicer and the Trustee.
Insurance
Policy:
With
respect to any Mortgage Loan included in the Trust Fund, any insurance policy,
including all riders and endorsements thereto in effect with respect to such
Mortgage Loan, including any replacement policy or policies for any Insurance
Policies.
Insurance
Proceeds:
Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance Policy
and any other insurance policy covering a Mortgage Loan, to the extent such
proceeds are payable to the mortgagee under the Mortgage, the Company, the
Servicer or the trustee under the deed of trust and are not applied to the
restoration of the related Mortgaged Property or released to the Mortgagor
in
accordance with the procedures that the Company or the Servicer would follow
in
servicing mortgage loans held for its own account, in each case other than
any
amount included in such Insurance Proceeds in respect of Insured
Expenses.
Insured
Expenses:
Expenses covered by any insurance policy with respect to the Mortgage
Loans.
Insurer:
The
Class I-A Insurer and the Class II-A- Insurer.
Interest
Carry Forward Amount:
As of
any Distribution Date and with respect to each Class of Certificates (other
than
the Class C Certificates and the Residual Certificates), the sum of (i) the
excess of (a) the Current Interest for such Class with respect to such
Distribution Date and any prior Distribution Dates over (b) the amount actually
distributed to such Class of Certificates with respect to interest on such
Distribution Dates and (ii) interest thereon (to the extent permitted by
applicable law) at the applicable Pass-Through Rate for such Class for the
related Accrual Period including the Accrual Period relating to such
Distribution Date.
Interest
Determination Date:
Shall
mean the second LIBOR Business Day preceding the commencement of each Accrual
Period.
Interest
Funds:
With
respect to any Distribution Date and each Loan Group (i) the sum, without
duplication, of (a) all scheduled interest during the related Due Period with
respect to the related Mortgage Loans less the related Servicing Fee and the
Master Servicing Fee, if any, (b) all Advances relating to interest with respect
to the related Mortgage Loans made on or prior to the related Distribution
Account Deposit Date, (c) all Compensating Interest with respect to the related
Mortgage Loans and required to be remitted by the Servicer or the Master
Servicer pursuant to this Agreement with respect to such Distribution Date,
(d)
Liquidation Proceeds and Subsequent Recoveries with respect to the related
Mortgage Loans collected during the related Prepayment Period (to the extent
such Liquidation Proceeds and Subsequent Recoveries relate to interest), (e)
all
amounts relating to interest with respect to each Mortgage Loan in the related
Loan Group repurchased by EMC (on its own behalf as a Seller and on behalf
of
Master Funding) pursuant to Sections 2.02 and 2.03 and by the Master Servicer
pursuant to Section 3.05, in each case to the extent remitted by the Master
Servicer to the Distribution Account pursuant to this Agreement and (f) the
interest portion of any proceed received from the exercise of a Group I Optional
Termination or Group II Optional Termination minus (ii) all amounts relating
to
interest required to be reimbursed pursuant to Sections 5.02 and 5.09 or as
otherwise set forth in this Agreement.
Interim
Certification:
The
certification by a Custodian substantially in the form of Exhibit Two to the
related Custodial Agreement.
LaSalle:
LaSalle
Bank National Association, and any successor thereto.
LaSalle
Custodial Agreement:
The
Custodial Agreement, dated as of January 30, 2006, among the Depositor, EMC,
as
a seller, Master Funding, as a seller, the Master Servicer, the Trustee and
LaSalle Bank National Association as Custodian relating to the Mortgage Loans
identified in such Custodial Agreement.
Last
Scheduled Distribution Date:
Solely
for purposes of the face of the Certificates as follows: with respect to the
Group I Certificates, the Distribution Date in June 2036 and with respect to
the
Group II Certificates, the Distribution Date in July 2036.
Latest
Possible Maturity Date:
For
purposes of the Treasury regulations under Sections 860A through 860G of the
Code, the latest possible maturity date of each Regular Interest issued by
REMIC
I and each Regular Interest issued by REMIC III the ownership of which is
represented by the Group I Certificates shall be the Distribution Date in the
month following the final scheduled maturity date of the Group I Mortgage Loan
in the Trust Fund having the latest scheduled maturity date as of the Cut-off
Date, and the latest possible maturity date of each Regular Interest issued
by
REMIC II and each Regular Interest issued by REMIC III the ownership of which
is
represented by the Group II Certificates shall be the Distribution Date in
the
month following the final scheduled maturity date of the Group II Mortgage
Loan
in the Trust Fund having the latest scheduled maturity date as of the Cut-off
Date.
LIBOR
Business Day:
Shall
mean a day on which banks are open for dealing in foreign currency and exchange
in London and New York City.
Liquidated
Loan:
With
respect to any Distribution Date, a defaulted Mortgage Loan that has been
liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale
or other realization as provided by applicable law governing the real property
subject to the related Mortgage and any security agreements and as to which
the
Company or the Servicer has made a Final Recovery Determination with respect
thereto.
Liquidation
Proceeds:
Amounts, other than Insurance Proceeds, received in connection with the partial
or complete liquidation of a Mortgage Loan, whether through trustee’s sale,
foreclosure sale or otherwise, or in connection with any condemnation or partial
release of a Mortgaged Property and any other proceeds received with respect
to
an REO Property, less the sum of related unreimbursed Advances, Servicing Fees
and Servicing Advances and all expenses of liquidation, including property
protection expenses and foreclosure and sale costs, including court and
reasonable attorneys fees.
Loan
Group:
Any of
Loan Group I or Loan Group II.
Loan
Group I:
The
Mortgage Loans included as part of Loan Group I on the Mortgage Loan
Schedule.
Loan
Group II:
The
Mortgage Loans included as part of Loan Group II on the Mortgage Loan
Schedule.
Majority
Class I-C Certificateholder:
The
Holder of a 50.01% or greater Percentage Interest in the Class I-C
Certificates.
Majority
Class II-C Certificateholder:
The
Holder of a 50.01% or greater Percentage Interest in the Class II-C
Certificates.
Master
Funding:
Master
Funding LLC, a Delaware limited liability company, and its successors and
assigns, in its capacity as the seller of the Master Funding Mortgage Loans
to
the Depositor.
Master
Funding Mortgage Loans:
The
Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master
Funding is the applicable Seller.
Master
Servicer:
LaSalle
Bank National Association, in its capacity as master servicer, and its
successors and assigns or any successor master servicer appointed as herein
provided.
Master
Servicer Collection Account:
The
trust accounts or accounts created and maintained pursuant to Section 5.06
hereof, which shall be entitled “LaSalle Bank National Association, as master
servicer, on behalf of Citibank, N.A., as Trustee f/b/o holders of Bear Xxxxxxx
Asset Backed Securities I LLC, Mortgage-Backed Certificates, Series 2006-2
-
Master Servicer Collection Account”. The Master Servicer Collection Account may
be a sub-account of the Distribution Account.
Master
Servicing Compensation:
For any
Distribution Date, the Master Servicing Fee for such Distribution
Date.
Master
Servicing Fee:
As to
each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of
the
Master Servicing Fee Rate multiplied by the Stated Principal Balance of such
Mortgage Loan as of the Due Date in the month preceding the month in which
such
Distribution Date occurs.
Master
Servicing Fee Rate:
0.0185%
per annum.
Master
Servicing Officer:
Any
officer of the Master Servicer responsible for the master servicing of the
Mortgage Loans.
Maximum
Mortgage Rate:
With
respect to each Adjustable Rate Mortgage Loan, the percentage set forth in
the
related Mortgage Note as the maximum Mortgage Rate thereunder.
MERS:
Mortgage Electronic Registration Systems, Inc., a corporation organized and
existing under the laws of the State of Delaware, or any successor
thereto.
MERS®
System:
The
system of recording transfers of Mortgages electronically maintained by
MERS.
MIN:
The
Mortgage Identification Number for Mortgage Loans registered with MERS on the
MERS® System.
Minimum
Mortgage Rate:
With
respect to each Adjustable Rate Mortgage Loan, the percentage set forth in
the
related Mortgage Note as the minimum Mortgage Rate thereunder.
MOM
Loan:
With
respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage
Loan, solely as nominee for the originator of such Mortgage Loan and its
successors and assigns, at the origination thereof.
Monthly
Statement:
The
statement prepared and delivered by the Securities Administrator pursuant to
Section 6.06.
Moody’s:
Xxxxx’x
Investors Service, Inc., and any successor thereto.
Mortgage:
The
mortgage, deed of trust or other instrument creating a second lien on or second
priority ownership interest in an estate in fee simple in real property securing
a Mortgage Note.
Mortgage
File:
The
mortgage documents listed in Section 2.01 hereof pertaining to a particular
Mortgage Loan and any additional documents delivered to the related Custodian
to
be added to the Mortgage File pursuant to this Agreement and the related
Custodial Agreement.
Mortgage
Loan Purchase Agreement:
The
Mortgage Loan Purchase Agreement, dated as of January 30, 2006, among EMC,
as a
seller, Master Funding, as a seller, and the Depositor, as purchaser, in the
form attached hereto as Exhibit L.
Mortgage
Loan Purchase Price:
The
price, calculated as set forth in Section 11.01, to be paid in connection with
the repurchase of the Mortgage Loans pursuant to Section 11.01.
Mortgage
Loans:
Such of
the mortgage loans transferred and assigned to the Trustee pursuant to the
provisions hereof, as from time to time are held as a part of the Trust Fund
(including any REO Property), the mortgage loans so held being identified in
the
Mortgage Loan Schedule and separated into Group I Mortgage Loans and Group
II
Mortgage Loans, notwithstanding foreclosure or other acquisition of title of
the
related Mortgaged Property.
Mortgage
Loan Schedule:
The
list of Mortgage Loans (as from time to time amended by the Company or the
Master Servicer to reflect the deletion of Deleted Mortgage Loans and the
addition of Replacement Mortgage Loans pursuant to the provisions of this
Agreement) transferred to the Trustee as part of the Trust Fund and from time
to
time subject to this Agreement, the Mortgage Loan Schedule being attached hereto
as Exhibit B, with respect to the Mortgage Loans and as amended from time to
time to reflect the repurchase or substitution of Mortgage Loans pursuant to
this Agreement or the Mortgage Loan Purchase Agreement, as the case may be,
setting forth the following information with respect to each Mortgage
Loan:
(i) the
Mortgage Loan identifying number;
(ii) the
current mortgage rate;
(iii) the
Master Servicing Fee and Servicing Fee;
(iv) the
Master Servicing Fee Rate, if applicable;
(v) the
lender paid primary mortgage insurance fee, if any;
(vi) the
current net mortgage rate;
(vii) the
stated maturity date;
(viii) the
original principal balance;
(ix) the
current principal balance;
(x) the
stated original term to maturity;
(xi) the
stated remaining term to maturity;
(xii) the
property type;
(xiii) the
MIN
with respect to each MOM Loan;
(xiv) with
respect to each Adjustable Rate Mortgage Loan, the Minimum Mortgage
Rate;
(xv) with
respect to each Adjustable Rate Mortgage Loan, the Maximum Mortgage
Rate;
(xvi) with
respect to each Adjustable Rate Mortgage Loan, the Gross Margin;
(xvii) with
respect to each Adjustable Rate Mortgage Loan, the next Adjustment
Date;
(xviii) the
Custodian;
(xix) a
code
indicating whether the Mortgage Loan is an EMC Mortgage Corporation Loan or
a
Master Funding Mortgage Loan; and
(xx) such
other information as the Master Servicer reasonably deems necessary to be
included on the Mortgage Loan Schedule for the master servicing of the Mortgage
Loans.
Such
schedule shall also set forth the aggregate Cut-off Date Principal Balance
for
all of the Mortgage Loans.
Mortgage
Note:
The
original executed note or other evidence of indebtedness of a Mortgagor under
a
Mortgage Loan.
Mortgage
Rate:
With
respect to each Mortgage Loan, the rate set forth in the related Mortgage Note.
With respect to each Mortgage Loan that becomes an REO Property, as of any
date
of determination, the annual rate determined in accordance with the immediately
preceding sentence as of the date such Mortgage Loan became an REO
Property.
Mortgaged
Property:
The
underlying property securing a Mortgage Loan.
Mortgagor:
The
obligors on a Mortgage Note.
Net
Mortgage Rate:
As to
each Mortgage Loan, and at any time, the per annum rate equal to the related
Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Master
Servicing Fee Rate, (iii) (with respect to the Group I Mortgage Loans) the
related “premium percentage” (as defined in the Insurance Agreement); provided
that, for this calculation, the Premium Percentage shall be multiplied by a
fraction equal to (x) the aggregate Certificate Principal Balance of the Group
I
Certificates, over (y) the Aggregate Stated Principal Balance of the Group
I
Mortgage Loans and (iv) (with respect to the Group II Mortgage Loans) the
“premium percentage” (as defined in the Insurance Agreement); provided that, for
this calculation, the related premium percentage shall be multiplied by a
fraction equal to (x) the aggregate Certificate Principal Balance of the Group
II Certificates, over (y) the Aggregate Stated Principal Balance of the Group
II
Mortgage Loans.
Net
WAC Cap Rate:
The
Group I Net WAC Cap Rate and Group II Net WAC Cap Rate.
Non-Book-Entry
Certificate:
Any
Certificate other than a Book-Entry Certificate.
Nonrecoverable
Advance:
Any
portion of an Advance previously made or proposed to be made by the Company
or
the Master Servicer pursuant to this Agreement that, in the good faith judgment
of the Company or the Master Servicer, will not or, in the case of a proposed
advance, would not, be ultimately recoverable by it from the related Mortgagor,
related Liquidation Proceeds, Insurance Proceeds or otherwise.
Offered
Certificates:
Any of
the Group I Offered Certificates and Group II Offered Certificates.
Officer’s
Certificate:
A
certificate (i) signed by the Chairman of the Board, the Vice Chairman of the
Board, the President, a Vice President (however denominated), an Assistant
Vice
President, the Treasurer, the Secretary, or one of the assistant treasurers
or
assistant secretaries of the Depositor, the Seller or the Master Servicer (or
any other officer customarily performing functions similar to those performed
by
any of the above designated officers and also to whom, with respect to a
particular matter, such matter is referred because of such officer’s knowledge
of and familiarity with a particular subject) or (ii), if provided for in this
Agreement, signed by a Servicing Officer, as the case may be, and delivered
to
the Depositor, the Sellers, the Securities Administrator, the Master Servicer
and/or the Trustee, as the case may be, as required by this
Agreement.
One-Month
LIBOR:
With
respect to any Accrual Period, the rate determined by the Securities
Administrator on the related Interest Determination Date on the basis of the
rate for U.S. dollar deposits for one month that appears on Telerate Screen
Page
3750 as of 11:00 a.m. (London time) on such Interest Determination Date;
provided that the parties hereto acknowledge that One-Month LIBOR for the first
Accrual Period shall equal 4.57% per annum. If such rate does not appear on
such
page (or such other page as may replace that page on that service, or if such
service is no longer offered, such other service for displaying One-Month LIBOR
or comparable rates as may be reasonably selected by the Securities
Administrator), One-Month LIBOR for the applicable Accrual Period will be the
Reference Bank Rate. If no such quotations can be obtained by the Securities
Administrator and no Reference Bank Rate is available, One-Month LIBOR will
be
One-Month LIBOR applicable to the preceding Accrual Period. The establishment
of
One-Month LIBOR on each Interest Determination Date by the Securities
Administrator and the Securities Administrator’s calculation of the rate of
interest applicable to the Class A, Class M and Class B Certificates for the
related Accrual Period shall, in the absence of manifest error, be final and
binding.
Opinion
of Counsel:
A
written opinion of counsel, who may be counsel for EMC, the Depositor, the
Company or the Master Servicer, reasonably acceptable to each addressee of
such
opinion; provided that with respect to Section 2.05, 8.05, 8.07 or 12.01, or
the
interpretation or application of the REMIC Provisions, such counsel must (i)
in
fact be independent of EMC, Depositor, the Company and the Master Servicer,
(ii)
not have any direct financial interest in EMC, the Depositor, the Company or
the
Master Servicer or in any affiliate of either, and (iii) not be connected with
EMC, the Depositor, the Company or the Master Servicer as an officer, employee,
promoter, underwriter, trustee, partner, director or person performing similar
functions.
Original
Value:
The
value of the property underlying a Mortgage Loan based, in the case of the
purchase of the underlying Mortgaged Property, on the lower of an appraisal
or
the sales price of such property or, in the case of a refinancing, on an
appraisal.
Outstanding:
With
respect to the Certificates as of any date of determination, all Certificates
theretofore executed and authenticated under this Agreement except:
(a) Certificates
theretofore canceled by the Securities Administrator or delivered to the
Securities Administrator for cancellation; and
(b) Certificates
in exchange for which or in lieu of which other Certificates have been executed
and delivered by the Securities Administrator pursuant to this
Agreement.
Outstanding
Mortgage Loan:
As of
any date of determination, a Mortgage Loan with a Stated Principal Balance
greater than zero that was not the subject of a Principal Prepayment in full,
and that did not become a Liquidated Loan, prior to the end of the related
Prepayment Period.
Ownership
Interest:
As to
any Certificate, any ownership interest in such Certificate including any
interest in such Certificate as the Holder thereof and any other interest
therein, whether direct or indirect, legal or beneficial.
Pass-Through
Rate:
With
respect to any Class A, Class M and Class B Certificate and, for purposes of
the
definition of “REMIC I Marker Rate” and “REMIC I Maximum Uncertificated Accrued
Interest Deferral Amount”, each REMIC I Regular Interest for which such
Certificate is the Corresponding Certificate, and, for purposes of the
definition of “REMIC II Marker Rate” and “REMIC II Maximum Uncertificated
Accrued Interest Deferral Amount”, each REMIC II Regular Interest for which such
Certificate is the Corresponding Certificate, and any Distribution Date, a
rate
per annum equal to the least of (i) One-Month LIBOR plus the related Certificate
Margin, (ii) 11.00% per annum and (iii) the Group I Net WAC Cap Rate or Group
II
Net Cap Rate, as applicable, for such Distribution Date.
With
respect to the Class I-C Interest and any Distribution Date, a rate per annum
equal to the percentage equivalent of a fraction, the numerator of which is
(x)
the sum of the amount determined for each REMIC I Regular Interest equal to
the
product of (a) the excess, if any, of the Uncertificated REMIC I Pass-Through
Rate for such REMIC I Regular Interest over the REMIC I Marker Rate and (b)
a
notional amount equal to the Uncertificated Principal Balance of such REMIC
I
Regular Interest, and the denominator of which is (y) the aggregate
Uncertificated Principal Balance of such REMIC I Regular Interests.
With
respect to the Class II-C Interest and any Distribution Date, a rate per annum
equal to the percentage equivalent of a fraction, the numerator of which is
(x)
the sum of the amount determined for each REMIC II Regular Interest equal to
the
product of (a) the excess, if any, of the Uncertificated REMIC II Pass-Through
Rate for such REMIC II Regular Interest over the REMIC II Marker Rate and (b)
a
notional amount equal to the Uncertificated Principal Balance of such REMIC
II
Regular Interest, and the denominator of which is (y) the aggregate
Uncertificated Principal Balance of such REMIC II Regular
Interests.
With
respect to the Class I-C Certificate, the Class I-C Certificate shall not have
a
Pass-Through Rate, but the Class I-C Distribution Amount for such Certificate
and each Distribution Date shall be an amount equal to 100% of the amount
distributable to the Class I-C Interest for such Distribution Date.
With
respect to the Class II-C Certificate, the Class II-C Certificate shall not
have
a Pass-Through Rate, but the Class I-C Distribution Amount for such Certificate
and each Distribution Date shall be an amount equal to 100% of the amount
distributable to the Class II-C Interest for such Distribution
Date.
Percentage
Interest:
With
respect to any Certificate of a specified Class, the Percentage Interest set
forth on the face thereof or the percentage obtained by dividing the
Denomination of such Certificate by the aggregate of the Denominations of all
Certificates of such Class.
Permitted
Investments:
At any
time, any one or more of the following obligations and securities:
(i) obligations
of the United States or any agency thereof, provided such obligations are backed
by the full faith and credit of the United States;
(ii) general
obligations of or obligations guaranteed by any state of the United States
or
the District of Columbia receiving the highest long-term debt rating of each
Rating Agency, or such lower rating as will not result in the downgrading or
withdrawal of the ratings then assigned to the Certificates by each Rating
Agency, as evidenced in writing;
(iii) commercial
or finance company paper which is then receiving the highest commercial or
finance company paper rating of each Rating Agency, or such lower rating as
will
not result in the downgrading or withdrawal of the ratings then assigned to
the
Certificates by each Rating Agency, as evidenced in writing;
(iv) certificates
of deposit, demand or time deposits, or bankers’ acceptances issued by any
depository institution or trust company incorporated under the laws of the
United States or of any state thereof and subject to supervision and examination
by federal and/or state banking authorities (including the Trustee, the Master
Servicer and the Securities Administrator in its commercial banking capacity),
provided that the commercial paper and/or long term unsecured debt obligations
of such depository institution or trust company are then rated one of the two
highest long-term and the highest short-term ratings of each Rating Agency
for
such securities, or such lower ratings as will not result in the downgrading
or
withdrawal of the rating then assigned to the Certificates by each Rating
Agency, as evidenced in writing;
(v) guaranteed
reinvestment agreements issued by any bank, insurance company or other
corporation containing, at the time of the issuance of such agreements, such
terms and conditions as will not result in the downgrading or withdrawal of
the
rating then assigned to the Certificates by each Rating Agency, as evidenced
in
writing;
(vi) repurchase
obligations with respect to any security described in clauses (i) and (ii)
above, in either case entered into with a depository institution or trust
company (acting as principal) described in clause (v) above;
(vii) securities
(other than stripped bonds, stripped coupons or instruments sold at a purchase
price in excess of 115% of the face amount thereof) bearing interest or sold
at
a discount issued by any corporation incorporated under the laws of the United
States or any state thereof which, at the time of such investment, have one
of
the two highest short term ratings of each Rating Agency (except if the Rating
Agency is Xxxxx’x, such rating shall be the highest commercial paper rating of
Xxxxx’x for any such securities), or, with the Insurer’s prior written consent,
such lower rating as will not result in the downgrading or withdrawal of the
rating then assigned to the Certificates by any Rating Agency, as evidenced
by a
signed writing delivered by each Rating Agency;
(viii) interests
in any money market fund (including any such fund managed or advised by the
Master Servicer and the Securities Administrator or any affiliate thereof)
which
at the date of acquisition of the interests in such fund and throughout the
time
such interests are held in such fund has the highest applicable short term
rating by each Rating Agency rating such fund or, with the Insurer’s prior
written consent, such lower rating as will not result in the downgrading or
withdrawal of the ratings then assigned to the Certificates by each Rating
Agency, as evidenced in writing;
(ix) short
term investment funds sponsored by any trust company or banking association
incorporated under the laws of the United States or any state thereof (including
any such fund managed or advised by the Trustee or the Master Servicer or the
Securities Administrator or any affiliate thereof) which on the date of
acquisition has been rated by each Rating Agency in their highest applicable
rating category or, with the Insurer’s prior written consent, such lower rating
as will not result in the downgrading or withdrawal of the ratings then assigned
to the Certificates by each Rating Agency, as evidenced in writing;
and
(x) such
other investments having a specified stated maturity and bearing interest or
sold at a discount acceptable to each Rating Agency and will not result in
the
downgrading or withdrawal of the rating then assigned to the Certificates by
each Rating Agency, as evidenced by a signed writing delivered by each Rating
Agency and acceptable to the Insurer evidenced by the Insurer’s prior written
consent;
provided,
that no such instrument shall be a Permitted Investment if such instrument
(i)
evidences the right to receive interest only payments with respect to the
obligations underlying such instrument, (ii) is purchased at a premium or (iii)
is purchased at a deep discount; provided further that no such instrument shall
be a Permitted Investment (A) if such instrument evidences principal and
interest payments derived from obligations underlying such instrument and the
interest payments with respect to such instrument provide a yield to maturity
of
greater than 120% of the yield to maturity at par of such underlying
obligations, or (B) if it may be redeemed at a price below the purchase price
(the foregoing clause (B) not to apply to investments in units of money market
funds pursuant to clause (viii) above); provided further that no amount
beneficially owned by any REMIC may be invested in investments (other than
money
market funds) treated as equity interests for federal income tax purposes,
unless the Securities Administrator shall receive an Opinion of Counsel, at
the
expense of the Securities Administrator, to the effect that such investment
will
not adversely affect the status of any such REMIC as a REMIC under the Code
or
result in the imposition of a tax on any such REMIC. Permitted Investments
that
are subject to prepayment or call may not be purchased at a price in excess
of
par.
Permitted
Transferee:
Any
person (x) other than (i) the United States, any State or political subdivision
thereof, any possession of the United States or any agency or instrumentality
of
any of the foregoing, (ii) a foreign government, International Organization
or
any agency or instrumentality of either of the foregoing, (iii) an organization
(except certain farmers’ cooperatives described in section 521 of the Code) that
is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed
by section 511 of the Code on unrelated business taxable income) on any excess
inclusions (as defined in section 860E(c)(1) of the Code) with respect to any
Residual Certificate, (iv) rural electric and telephone cooperatives described
in section 1381(a)(2)(C) of the Code or (v) an electing large partnership within
the meaning of Section 775(a) of the Code, (y) that is a citizen or resident
of
the United States, a corporation, partnership (other than a partnership that
has
any direct or indirect foreign partners) or other entity (treated as a
corporation or a partnership for federal income tax purposes), created or
organized in or under the laws of the United States, any State thereof or the
District of Columbia, an estate whose income from sources without the United
States is includible in gross income for United States federal income tax
purposes regardless of its connection with the conduct of a trade or business
within the United States, or a trust if a court within the United States is
able
to exercise primary supervision over the administration of the trust and one
or
more United States persons have authority to control all substantial decisions
of the trust or if it has a valid election in effect under applicable U.S.
Treasury regulations to be treated as a United States person and (z) other
than
any other Person so designated by the Securities Administrator based upon an
Opinion of Counsel addressed to the Securities Administrator and the Trustee
(which shall not be an expense of the Trustee or the Securities Administrator)
that states that the Transfer of an Ownership Interest in a Residual Certificate
to such Person may cause REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V
to
fail to qualify as a REMIC at any time that any Certificates are Outstanding.
The terms “United States,” “State” and “International Organization” shall have
the meanings set forth in section 7701 of the Code or successor provisions.
A
corporation will not be treated as an instrumentality of the United States
or of
any State or political subdivision thereof for these purposes if all of its
activities are subject to tax and, with the exception of Xxxxxxx Mac, a majority
of its board of directors is not selected by such government unit.
Person:
Any
individual, corporation, partnership, joint venture, association, joint- stock
company, limited liability company, trust, unincorporated organization or
government, or any agency or political subdivision thereof.
Prepayment
Assumption:
A
prepayment rate for the Mortgage Loans of 35% CPR.
Prepayment
Charge:
Any
prepayment premium, penalty or charge payable by a Mortgagor in connection
with
any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related
Mortgage Note.
Prepayment
Charge Waiver Amount:
Any
amount paid by the Company to the Master Servicer in respect of a waived
Prepayment Charge pursuant to Section 5.01(a).
Prepayment
Interest Excess:
With
respect to any Distribution Date, for each EMC Mortgage Loan that was the
subject of a Principal Prepayment in full or in part during the portion of
the
related Prepayment Period occurring between the first day of the calendar month
in which such Distribution Date occurs and the Determination Date of the
calendar month in which such Distribution Date occurs, an amount equal to
interest (to the extent received) at the applicable Net Mortgage Rate on the
amount of such Principal Prepayment for the number of days commencing on the
first day of the calendar month in which such Distribution Date occurs and
ending on the last date through which interest is collected from the related
Mortgagor.
Prepayment
Interest Shortfall:
With
respect to any Distribution Date and any Mortgage Loan, for each Mortgage Loan
that was the subject of a partial Principal Prepayment, a Principal Prepayment
in full, or that became a Liquidated Loan during the related Prepayment Period,
(other than a Principal Prepayment in full resulting from the purchase of a
Mortgage Loan pursuant to Section 2.02, 2.03, 3.05 or 11.01 hereof), the amount,
if any, by which (i) one month’s interest at the applicable Net Mortgage Rate on
the Stated Principal Balance of such Mortgage Loan immediately prior to such
Principal Prepayment (or liquidation) or in the case of a partial Principal
Prepayment on the amount of such prepayment (or liquidation proceeds) exceeds
(ii) the amount of interest paid or collected in connection with such Principal
Prepayment or such liquidation proceeds less the sum of (a) the Master Servicing
Fee, (b) the Servicing Fee and (c) the Class I-A Insurer Premium and the Class
II-A Insurer Premium.
Prepayment
Period:
As to
any Distribution Date (except the first Distribution Date) and (i) each EMC
Mortgage Loan, the period commencing on the 16th day of the month prior to
the
month in which the related Distribution Date occurs and ending on the 15th
day
of the month in which such Distribution Date occurs (as to the first
Distribution Date and any EMC Mortgage Loan, the period commencing on the
Closing Date and ending on the 15th day of the month in which such Distribution
Date occurs) and (ii) any other Mortgage Loan, the period set forth in the
related Servicing Agreement.
Principal
Prepayment:
Any
Mortgagor payment or other recovery of (or proceeds with respect to) principal
on a Mortgage Loan (including loans purchased or repurchased under Sections
2.02, 2.03, 3.05 and 11.01 hereof) that is received in advance of its scheduled
Due Date and is not accompanied by an amount as to interest representing
scheduled interest due on any date or dates in any month or months subsequent
to
the month of prepayment. Partial Principal Prepayments shall be applied by
the
Company or the Servicer, as appropriate, in accordance with the terms of the
related Mortgage Note.
Private
Certificates:
Any of
the Class B-4, Class C and Residual Certificates.
Prospectus
Supplement:
The
Prospectus Supplement dated January 26, 2006 relating to the public offering
of
the Class I-A, Class I-M, Class I-B-1, Class I-B-2, Class I-B-3, Class II-A,
Class II-M, Class II-B-1, Class II-B-2 and Class II-B-3
Certificates.
Protected
Account:
Each
account established with respect to receipts on the Mortgage Loans and REO
Property in accordance with Section 5.01 hereof or by a Servicer in accordance
with the related Servicing Agreement. Each Protected Account shall be an
Eligible Account.
PUD:
A
Planned Unit Development.
Purchase
Price:
With
respect to any Mortgage Loan (x) required to be repurchased by EMC pursuant
to
Section 2.02 or 2.03 hereof or (y) that EMC has a right to purchase pursuant
to
Section 3.05 hereof, an amount equal to the sum of (i) 100% of the outstanding
principal balance of the Mortgage Loan as of the date of such purchase (or
if
the related Mortgaged Property was acquired with respect thereto, 100% of the
outstanding principal balance at the date of the acquisition), plus (ii) accrued
interest thereon at the applicable Mortgage Rate through the first day of the
month in which the Purchase Price is to be distributed to Certificateholders,
reduced by any portion of the Servicing Fee, Servicing Advances and Advances
payable to the purchaser of the Mortgage Loan plus and (iii) any costs and
damages (if any) incurred by the Trust in connection with any violation of
such
Mortgage Loan of any anti-predatory lending laws.
QIB:
A
Qualified Institutional Buyer as defined in Rule 144A promulgated under the
Securities Act.
Rating
Agency:
Each of
S&P, Xxxxx’x and Fitch. If any such organization or its successor is no
longer in existence, “Rating Agency” shall be a nationally recognized
statistical rating organization, or other comparable Person, designated by
the
Depositor, notice of which designation shall be given to the Trustee, Securities
Administrator and the Insurer. References herein to a given rating category
of
each Rating Agency shall mean such rating category without giving effect to
any
modifiers.
Realized
Loss:
With
respect to each Mortgage Loan as to which a Final Recovery Determination has
been made, an amount (not less than zero) equal to (i) the unpaid principal
balance of such Mortgage Loan as of the commencement of the calendar month
in
which the Final Recovery Determination was made, plus (ii) accrued interest
from
the Due Date as to which interest was last paid by the Mortgagor through the
end
of the calendar month in which such Final Recovery Determination was made,
calculated in the case of each calendar month during such period (A) at an
annual rate equal to the annual rate at which interest was then accruing on
such
Mortgage Loan and (B) on a principal amount equal to the Stated Principal
Balance of such Mortgage Loan as of the close of business on the Distribution
Date during such calendar month, minus (iii) the proceeds, if any, received
in
respect of such Mortgage Loan during the calendar month in which such Final
Recovery Determination was made, net of amounts that are payable therefrom
to
the Company pursuant to this Agreement or the related Servicer pursuant to
the
related Servicing Agreement. In addition, to the extent the Company, the
Servicer or the Master Servicer receives Subsequent Recoveries with respect
to
any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage
Loan will be reduced to the extent such recoveries are distributed to any Class
of Certificates or applied to increase the Group I Excess Spread or Group II
Excess Spread, as applicable, on any Distribution Date.
With
respect to any REO Property as to which a Final Recovery Determination has
been
made, an amount (not less than zero) equal to (i) the unpaid principal balance
of the related Mortgage Loan as of the date of acquisition of such REO Property
on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to which
interest was last paid by the Mortgagor in respect of the related Mortgage
Loan
through the end of the calendar month immediately preceding the calendar month
in which such REO Property was acquired, calculated in the case of each calendar
month during such period (A) at an annual rate equal to the annual rate at
which
interest was then accruing on the related Mortgage Loan and (B) on a principal
amount equal to the Stated Principal Balance of the related Mortgage Loan as
of
the close of business on the Distribution Date during such calendar month,
plus
(iii) REO Imputed Interest for such REO Property for each calendar month
commencing with the calendar month in which such REO Property was acquired
and
ending with the calendar month in which such Final Recovery Determination was
made, minus (iv) the aggregate of all unreimbursed Advances and Servicing
Advances.
With
respect to each Mortgage Loan which has become the subject of a Deficient
Valuation, the difference between the principal balance of the Mortgage Loan
outstanding immediately prior to such Deficient Valuation and the principal
balance of the Mortgage Loan as reduced by the Deficient Valuation.
With
respect to each Mortgage Loan which has become the subject of a Debt Service
Reduction, the portion, if any, of the reduction in each affected Monthly
Payment attributable to a reduction in the Mortgage Rate imposed by a court
of
competent jurisdiction. Each such Realized Loss shall be deemed to have been
incurred on the Due Date for each affected Monthly Payment.
Record
Date:
With
respect to any Distribution Date and the Certificates (other than the Class
B-4,
Class C and Residual Certificates), so long as such Classes of Certificates
are
Book-Entry Certificates, the Business Day preceding such Distribution Date,
and
otherwise, the close of business on the last Business Day of the month preceding
the month in which such Distribution Date occurs. With respect to the Class
B-4,
Class C and Residual Certificates, the close of business on the last Business
Day of the month preceding the month in which such Distribution Date
occurs.
Reference
Banks:
Shall
mean leading banks selected by the Securities Administrator and engaged in
transactions in Eurodollar deposits in the international Eurocurrency market
(i)
with an established place of business in London, (ii) which have been designated
as such by the Securities Administrator and (iii) which are not controlling,
controlled by, or under common control with, the Depositor, the Sellers or
the
Master Servicer.
Reference
Bank Rate:
With
respect to any Accrual Period shall mean the arithmetic mean, rounded upwards,
if necessary, to the nearest whole multiple of 0.03125%, of the offered rates
for United States dollar deposits for one month that are quoted by the Reference
Banks as of 11:00 a.m., New York City time, on the related Interest
Determination Date to prime banks in the London interbank market for a period
of
one month in an amount approximately equal to the aggregate Certificate
Principal Balance of the Class A, Class M and Class B Certificates for such
Accrual Period, provided that at least two such Reference Banks provide such
rate. If fewer than two offered rates appear, the Reference Bank Rate will
be
the arithmetic mean, rounded upwards, if necessary, to the nearest whole
multiple of 0.03125%, of the rates quoted by one or more major banks in New
York
City, selected by the Securities Administrator, as of 11:00 a.m., New York
City
time, on such date for loans in United States dollars to leading European banks
for a period of one month in amounts approximately equal to the aggregate
Certificate Principal Balance of the Class A, Class M and Class B Certificates
for such Accrual Period.
Regular
Certificate:
Any
Certificate other than a Residual Certificate.
Regular
Interest:
A
“regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the
Code.
Regulation
AB:
Subpart
229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R.
§§229.1100-229.1123, as such may be amended from time to time, and subject to
such clarification and interpretation as have been provided by the Commission
in
the adopting release (Asset-Backed Securities, Securities Act Release No.
33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the
Commission, or as may be provided by the Commission or its staff from time
to
time.
Relevant
Servicing Criteria:
means
the Servicing Criteria applicable to the various parties, as set forth on
Exhibit O attached hereto. For clarification purposes, multiple parties can
have
responsibility for the same Relevant Servicing Criteria. With respect to a
Servicing Function Participant engaged by the Master Servicer, the Securities
Administrator, the Trustee and each Servicer, the term “Relevant Servicing
Criteria” may refer to a portion of the Relevant Servicing Criteria applicable
to such parties.
Relief
Act:
The
Servicemembers Civil Relief Act, as amended, or similar state law.
Relief
Act Interest Shortfall:
With
respect to any Distribution Date and any Mortgage Loan, any reduction in the
amount of interest collectible on such Mortgage Loan for the most recently
ended
Due Period as a result of the application of the Relief Act.
REMIC:
A “real
estate mortgage investment conduit” within the meaning of section 860D of the
Code.
REMIC
I:
The
segregated pool of assets described in the Preliminary Statement and Section
5.07(a).
REMIC
I Interest Loss Allocation Amount:
With
respect to any Distribution Date, an amount (subject to adjustment based on
the
actual number of days elapsed in the respective Accrual Period) equal to (a)
the
product of (i) the aggregate Stated Principal Balance of the Group I Mortgage
Loans and REO Properties related to any Group I Mortgage Loans then outstanding
and (ii) the Uncertificated REMIC I Pass-Through Rate for REMIC I Regular
Interest AA minus the REMIC I Marker Rate, divided by (b) 12.
REMIC
I Marker Rate:
With
respect to the Class I-C Interest and any Distribution Date, a per annum rate
equal to two (2) times the weighted average of the Uncertificated REMIC I
Pass-Through Rates for the REMIC I Regular Interests (other than REMIC I Regular
Interest AA), with the rate on each such REMIC I Regular Interest (other than
REMIC I Regular Interest ZZ) subject to a cap equal to the Pass-Through Rate
for
the Corresponding Certificates for the purpose of this calculation for such
Distribution Date, and with the rate on REMIC I Regular Interest ZZ subject
to a
cap of zero for the purpose of this calculation for such Distribution Date;
provided, however, that for this purpose, the Pass-Through Rate used to
determine the cap with respect to each REMIC I Regular Interest other than
REMIC
I Regular Interests AA and ZZ shall be multiplied by a fraction, the numerator
of which is 30 and the denominator of which is the actual number of days in
the
Accrual Period for the Corresponding Certificates.
REMIC
I Maximum Uncertificated Accrued Interest Deferral Amount:
With
respect to any Distribution Date, the excess of (i) accrued interest at the
Uncertificated REMIC I Pass-Through Rate applicable to REMIC I Regular Interest
ZZ for such Distribution Date on a balance equal to the Uncertificated Principal
Balance of REMIC I Regular Interest ZZ minus the REMIC I Overcollateralized
Amount, in each case for such Distribution Date, over (ii) the aggregate amount
of Uncertificated Accrued Interest for such Distribution Date on the REMIC
I
Regular Interests (other than REMIC I Regular Interests AA and ZZ), with the
rate on each such REMIC I Regular Interest subject to a cap equal to the
Pass-Through Rate for the Corresponding Certificates for the purpose of this
calculation for such Distribution Date; provided, however, that for this
purpose, the Pass-Through Rate used to determine the cap with respect to each
REMIC I Regular Interest other than REMIC I Regular Interests AA and ZZ shall
be
multiplied by a fraction, the numerator of which is 30 and the denominator
of
which is the actual number of days in the Accrual Period for the Corresponding
Certificates.
REMIC
I Overcollateralization Amount:
With
respect to any date of determination, (i) 1.00% of the aggregate Uncertificated
Principal Balance of the REMIC I Regular Interests minus (ii) the aggregate
Uncertificated Principal Balance of each REMIC I Regular Interest for which
a
Class I-A, Class I-M or Class I-B Certificate is the Corresponding Certificate,
in each case, as of such date of determination.
REMIC
I Principal Loss Allocation Amount:
With
respect to any Distribution Date, an amount equal to the product of (i) the
aggregate Stated Principal Balance of the Group I Mortgage Loans and REO
Properties related to any Group I Mortgage Loans then outstanding and (ii)
1
minus a fraction, the numerator of which is two (2) times the aggregate
Uncertificated Principal Balance of each REMIC I Regular Interest for which
a
Class I-A, Class I-M or Class I-B Certificate is the Corresponding Certificate
and the denominator of which is the aggregate Uncertificated Principal Balance
of each REMIC I Regular Interest for which a Class I-A, Class I-M or Class
I-B
Certificate is the Corresponding Certificate and REMIC I Regular Interest
ZZ.
REMIC
I Regular Interest AA:
One of
the separate non-certificated beneficial ownership interests in REMIC I issued
hereunder and designated as a Regular Interest in REMIC I. REMIC I Regular
Interest AA shall accrue interest at the related Uncertificated REMIC I
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
I Regular Interest I-A:
One of
the separate non-certificated beneficial ownership interests in REMIC I issued
hereunder and designated as a Regular Interest in REMIC I. REMIC I Regular
Interest I-A shall accrue interest at the related Uncertificated REMIC I
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
I Regular Interest I-B-1:
One of
the separate non-certificated beneficial ownership interests in REMIC I issued
hereunder and designated as a Regular Interest in REMIC I. REMIC I Regular
Interest I-B-1 shall accrue interest at the related Uncertificated REMIC I
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
I Regular Interest I-B-2:
One of
the separate non-certificated beneficial ownership interests in REMIC I issued
hereunder and designated as a Regular Interest in REMIC I. REMIC I Regular
Interest I-B-2 shall accrue interest at the related Uncertificated REMIC I
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
I Regular Interest I-B-3:
One of
the separate non-certificated beneficial ownership interests in REMIC I issued
hereunder and designated as a Regular Interest in REMIC I. REMIC I Regular
Interest I-B-3 shall accrue interest at the related Uncertificated REMIC I
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
I Regular Interest I-B-4:
One of
the separate non-certificated beneficial ownership interests in REMIC I issued
hereunder and designated as a Regular Interest in REMIC I. REMIC I Regular
Interest I-B-4 shall accrue interest at the related Uncertificated REMIC I
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
I Regular Interest I-M:
One of
the separate non-certificated beneficial ownership interests in REMIC I issued
hereunder and designated as a Regular Interest in REMIC I. REMIC I Regular
Interest I-M shall accrue interest at the related Uncertificated REMIC I
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
I Regular Interest ZZ:
One of
the separate non-certificated beneficial ownership interests in REMIC I issued
hereunder and designated as a Regular Interest in REMIC I. REMIC I Regular
Interest ZZ shall accrue interest at the related Uncertificated REMIC I
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
I Required Overcollateralization Amount:
1.00%
of the Group I Overcollateralization Target Amount.
REMIC
II:
The
segregated pool of assets described in the Preliminary Statement and Section
5.07(a).
REMIC
II Interest Loss Allocation Amount:
With
respect to any Distribution Date, an amount (subject to adjustment based on
the
actual number of days elapsed in the respective Accrual Period) equal to (a)
the
product of (i) the aggregate Stated Principal Balance of the Group II Mortgage
Loans and REO Properties related to any Group II Mortgage Loans then outstanding
and (ii) the Uncertificated REMIC II Pass-Through Rate for REMIC II Regular
Interest AA minus the REMIC II Marker Rate, divided by (b) 12.
REMIC
II Marker Rate:
With
respect to the Class II-C Interest and any Distribution Date, a per annum rate
equal to two (2) times the weighted average of the Uncertificated REMIC II
Pass-Through Rates for the REMIC II Regular Interests (other than REMIC II
Regular Interest AA), with the rate on each such REMIC II Regular Interest
(other than REMIC II Regular Interest ZZ) subject to a cap equal to the
Pass-Through Rate for the Corresponding Certificates for the purpose of this
calculation for such Distribution Date, and with the rate on REMIC II Regular
Interest ZZ subject to a cap of zero for the purpose of this calculation for
such Distribution Date; provided, however, that for this purpose, the
Pass-Through Rate used to determine the cap with respect to each REMIC II
Regular Interest other than REMIC II Regular Interests AA and ZZ shall be
multiplied by a fraction, the numerator of which is 30 and the denominator
of
which is the actual number of days in the Accrual Period for the Corresponding
Certificates.
REMIC
II Maximum Uncertificated Accrued Interest Deferral Amount:
With
respect to any Distribution Date, the excess of (i) accrued interest at the
Uncertificated REMIC II Pass-Through Rate applicable to REMIC II Regular
Interest ZZ for such Distribution Date on a balance equal to the Uncertificated
Principal Balance of REMIC II Regular Interest ZZ minus the REMIC II
Overcollateralized Amount, in each case for such Distribution Date, over (ii)
the aggregate amount of Uncertificated Accrued Interest for such Distribution
Date on the REMIC II Regular Interests (other than REMIC II Regular Interests
AA
and ZZ), with the rate on each such REMIC II Regular Interest subject to a
cap
equal to the Pass-Through Rate for the Corresponding Certificates for the
purpose of this calculation for such Distribution Date; provided, however,
that
for this purpose, the Pass-Through Rate used to determine the cap with respect
to each REMIC II Regular Interest other than REMIC II Regular Interests AA
and
ZZ shall be multiplied by a fraction, the numerator of which is 30 and the
denominator of which is the actual number of days in the Accrual Period for
the
Corresponding Certificates.
REMIC
II Overcollateralization Amount:
With
respect to any date of determination, (i) 1.00% of the aggregate Uncertificated
Principal Balance of the REMIC II Regular Interests minus (ii) the aggregate
Uncertificated Principal Balance of each REMIC II Regular Interest for which
a
Class II-A, Class II-M or Class II-B Certificate is the Corresponding
Certificate, in each case, as of such date of determination.
REMIC
II Principal Loss Allocation Amount:
With
respect to any Distribution Date, an amount equal to the product of (i) the
aggregate Stated Principal Balance of the Group II Mortgage Loans and REO
Properties related to any Group II Mortgage Loans then outstanding and (ii)
1
minus a fraction, the numerator of which is two (2) times the aggregate
Uncertificated Principal Balance of each REMIC II Regular Interest for which
a
Class II-A, Class II-M or Class II-B Certificate is the Corresponding
Certificate, and the denominator of which is the aggregate Uncertificated
Principal Balance of each REMIC II Regular Interest for which a Class II-A,
Class II-M or Class II-B Certificate is the Corresponding Certificate and REMIC
II Regular Interest ZZ.
REMIC
II Regular Interest AA:
One of
the separate non-certificated beneficial ownership interests in REMIC II issued
hereunder and designated as a Regular Interest in REMIC II. REMIC II Regular
Interest AA shall accrue interest at the related Uncertificated REMIC II
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
II Regular Interest II-A:
One of
the separate non-certificated beneficial ownership interests in REMIC II issued
hereunder and designated as a Regular Interest in REMIC II. REMIC II Regular
Interest II-A shall accrue interest at the related Uncertificated REMIC II
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
II Regular Interest II-B-1:
One of
the separate non-certificated beneficial ownership interests in REMIC II issued
hereunder and designated as a Regular Interest in REMIC II. REMIC II Regular
Interest II-B-1 shall accrue interest at the related Uncertificated REMIC II
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
II Regular Interest II-B-2:
One of
the separate non-certificated beneficial ownership interests in REMIC II issued
hereunder and designated as a Regular Interest in REMIC II. REMIC II Regular
Interest II-B-2 shall accrue interest at the related Uncertificated REMIC II
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
II Regular Interest II-B-3:
One of
the separate non-certificated beneficial ownership interests in REMIC II issued
hereunder and designated as a Regular Interest in REMIC II. REMIC II Regular
Interest II-B-3 shall accrue interest at the related Uncertificated REMIC II
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
II Regular Interest II-B-4:
One of
the separate non-certificated beneficial ownership interests in REMIC II issued
hereunder and designated as a Regular Interest in REMIC II. REMIC II Regular
Interest II-B-4 shall accrue interest at the related Uncertificated REMIC II
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
II Regular Interest II-M:
One of
the separate non-certificated beneficial ownership interests in REMIC II issued
hereunder and designated as a Regular Interest in REMIC II. REMIC II Regular
Interest II-M shall accrue interest at the related Uncertificated REMIC II
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
II Regular Interest ZZ:
One of
the separate non-certificated beneficial ownership interests in REMIC II issued
hereunder and designated as a Regular Interest in REMIC II. REMIC II Regular
Interest ZZ shall accrue interest at the related Uncertificated REMIC II
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC
II Required Overcollateralization Amount:
1.00%
of the Group II Overcollateralization Target Amount.
REMIC
III:
The
segregated pool of assets described in the Preliminary Statement and Section
5.07(a).
REMIC
IV:
The
segregated pool of assets consisting of the Class I-C Interest conveyed in
trust
to the Trustee, for the benefit of the Holders of the Class I-C Certificates
and
the Class I-RX Certificate, with respect to which a separate REMIC election
is
to be made.
REMIC
V:
The
segregated pool of assets consisting of the Class II-C Interest conveyed in
trust to the Trustee, for the benefit of the Holders of the Class II-C
Certificates and the Class II-RX Certificate, with respect to which a separate
REMIC election is to be made.
REMIC
Opinion:
Shall
mean an Opinion of Counsel to the effect that the proposed action will not
cause
any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V to fail to qualify
as a
REMIC at any time that any Certificates are outstanding.
REMIC
Provisions:
Provisions of the federal income tax law relating to real estate mortgage
investment conduits, which appear at Sections 860A through 860G of the Code,
and
related provisions, and proposed, temporary and final regulations and published
rulings, notices and announcements promulgated thereunder, as the foregoing
may
be in effect from time to time as well as provisions of applicable state
laws.
Remittance
Date:
Shall
mean (i) with respect to the Company, the Distribution Account Deposit Date
and
(ii) with respect to each Servicer, each Business Day as specified in the
related Servicing Agreement.
Remittance
Report:
Shall
mean a report to the Securities Administrator in an electronic format (or by
such other means as the Master Servicer and the Securities Administrator may
agree from time to time) containing such data and information, as agreed to
by
the Master Servicer and the Securities Administrator such as to permit the
Securities Administrator to prepare the Monthly Statement to
Certificateholders.
REO
Imputed Interest:
As to
any REO Property, for any calendar month during which such REO Property was
at
any time part of REMIC I, one month’s interest at the applicable Net Mortgage
Rate on the Stated Principal Balance of such REO Property (or, in the case
of
the first such calendar month, of the related Mortgage Loan, if appropriate)
as
of the close of business on the Distribution Date in such calendar
month.
REO
Property:
A
Mortgaged Property acquired by the Company or the Servicer on behalf of the
Trust Fund through foreclosure or deed-in-lieu of foreclosure in connection
with
a defaulted Mortgage Loan.
Replacement
Mortgage Loan:
A
Mortgage Loan or Mortgage Loans in the aggregate substituted by EMC for a
Deleted Mortgage Loan, which must, on the date of such substitution, as
confirmed in a Request for Release, (i) have a Stated Principal Balance, after
deduction of the principal portion of the Scheduled Payment due in the month
of
substitution, not in excess of, and not less than 90% of, the Stated Principal
Balance of the Deleted Mortgage Loan; (ii) have a fixed Mortgage Rate not less
than or more than 1% per annum higher than the Mortgage Rate of the Deleted
Mortgage Loan; (iii) have the same or higher credit quality characteristics
than
that of the Deleted Mortgage Loan; (iv) have a Combined Loan-to-Value Ratio
no
higher than that of the Deleted Mortgage Loan; (v) have a remaining term to
maturity no greater than (and not more than one year less than) that of the
Deleted Mortgage Loan; (vi) not permit conversion of the Mortgage Rate from
a
fixed rate to a variable rate; (vii) have the same lien priority as the Deleted
Mortgage Loan; (viii) constitute the same occupancy type as the Deleted Mortgage
Loan or be owner occupied; (ix) comply with each representation and warranty
set
forth in Section 7 of the Mortgage Loan Purchase Agreement; (x) the related
Custodian has delivered a Final Certification noting no defects or
exceptions.
Reportable
Event:
The
meaning set forth in Section 3.19(a)(ii).
Repurchase
Price:
With
respect to each Mortgage Loan, a price equal to (i) the outstanding principal
balance of such Mortgage Loan, plus (ii) interest on such outstanding principal
balance at the Mortgage Rate (net of the Servicing Fee Rate) from the last
date
through which interest has been paid to the end of the month of repurchase,
less
(iii) amounts advanced by the Company, the Servicer or the Master Servicer
in
respect of such repurchased Mortgage Loan which are being held in the Master
Servicer Collection Account for remittance to the Securities Administrator
plus
(iv) any costs and damages (if any) incurred by the Trust in connection with
any
violation of such Mortgage Loan of any anti-predatory lending laws.
Request
for Release:
The
Request for Release to be submitted by the Sellers, the Company, the Servicer
or
the Master Servicer to the respective Custodian substantially in the form of
Exhibit G hereto or other form attached as an exhibit to the related Custodial
Agreement. Each Request for Release furnished to the respective Custodian by
the
Sellers, the Company, the Servicer or the Master Servicer shall be in duplicate
and shall be executed by an officer of such Person or a Servicing Officer (or,
if furnished electronically to the respective Custodian, shall be deemed to
have
been sent and executed by an officer of such Person or a Servicing Officer)
of
the Sellers, the Company, the Servicer or the Master Servicer, as
applicable.
Required
Insurance Policy:
With
respect to any Mortgage Loan, any insurance policy that is required to be
maintained from time to time under this Agreement or the Servicing
Agreements.
Reserve
Funds:
The
Group I Reserve Fund and the Group II Reserve Fund, as applicable, each of
which
will be a separate trust account created and maintained by the Securities
Administrator pursuant to Section 4.14 hereof.
Residual
Certificates:
The
Class I-R-1, Class I-R-2, Class I-RX, Class II-R-1 and Class II-RX Certificates,
each evidencing the Residual Interest in the related REMIC.
Residual
Interest:
The
sole class of Residual Interests in a REMIC within the meaning of Section
860G(a)(2) of the Code.
Responsible
Officer:
With
respect to the Trustee and the Securities Administrator, any Vice President,
any
Assistant Vice President, the Secretary, any Assistant Secretary, or any Trust
Officer in its respective Corporate Trust Office with specific responsibility
for the transactions contemplated hereby, any other officer customarily
performing functions similar to those performed by any of the above designated
officers or other officers of the Trustee or the Securities Administrator as
specified by the Trustee or the Securities Administrator, respectively, as
to
whom, with respect to a particular matter, such matter is referred because
of
such officer’s knowledge of and familiarity with the particular
subject.
S&P:
Standard & Poor’s, a division of The XxXxxx-Xxxx Companies, Inc., and any
successor thereto.
Scheduled
Payment:
The
scheduled monthly payment on a Mortgage Loan due on any Due Date allocable
to
principal and/or interest on such Mortgage Loan.
Securities
Act:
The
Securities Act of 1933, as amended.
Securities
Administrator:
LaSalle
Bank National Association, in its capacity as securities administrator
hereunder, and its successors and assigns.
Seller:
EMC or
Master Funding, in each case in such capacity under the Mortgage Loan Purchase
Agreement.
Senior
Certificates:
The
Class I-A Certificates and Class II-A Certificates.
Xxxxxxxx-Xxxxx
Act:
The
Xxxxxxxx-Xxxxx Act of 2002 and the rules and regulations of the Commission
promulgated thereunder (including any interpretations thereof by the
Commission’s staff).
Xxxxxxxx-Xxxxx
Certification:
The
meaning set forth in Section 3.19(a)(iii).
Securities
Act:
The
Securities Act of 1933, as amended, and the rules and regulations
thereunder.
Servicer:
Any of
EMC and First Horizon.
Service(s)(ing):
In
accordance with Regulation AB, the act of servicing and administering the
Mortgage Loans or any other assets of the Trust by an entity that meets the
definition of “servicer’ set forth in Item 1101 of Regulation AB and is subject
to the disclosure requirements set forth in 1108 of Regulation AB. For
clarification purposes, any uncapitalized occurrence of this term shall have
the
meaning commonly understood by participants in the residential mortgage-backed
securitization market.
Servicing
Advances:
All
customary, reasonable and necessary “out of pocket” costs and expenses
(including reasonable legal fees) incurred in the performance by the Servicers
or the Company of their servicing obligations hereunder or under the related
Servicing Agreement, including, but not limited to, the cost of (i) the
preservation, restoration and protection of a Mortgaged Property, (ii) any
enforcement or judicial proceedings, including foreclosures, and including
any
expenses incurred in relation to any such proceedings that result from the
Mortgage Loan being registered in the MERS® System, (iii) the management and
liquidation of any REO Property (including, without limitation, realtor’s
commissions) and (iv) compliance with any obligations under Section 3.07 hereof
to cause insurance to be maintained.
Servicing
Agreement:
The
First Horizon Servicing Agreement.
Servicing
Criteria:
The
criteria set forth in paragraph (d) of Item 1122 of Regulation AB, as such
may
be amended from time to time.
Servicing
Function Participant:
Any
Sub-Servicer, Subcontractor or any other Person, other than each Servicer,
the
Master Servicer and the Securities Administrator, that is performing activities
addressed by the Servicing Criteria, unless such Person’s activities relate only
to 5% or less of the Mortgage Loans.
Servicing
Fee:
As to
each EMC Mortgage Loan and any Distribution Date, an amount equal to
1/12th
of the
Servicing Fee Rate multiplied by the Stated Principal Balance of such EMC
Mortgage Loan payable solely from interest collections as of the Due Date in
the
month preceding the month in which such Distribution Date occurs. As to each
Mortgage Loan serviced by the Servicer and any Distribution Date, an amount
equal to 1/12th
of the
Servicing Fee multiplied by the unpaid principal balance of each such mortgage
loan payable solely from interest collections, as of the Due Date in the month
preceding the month in which such Distribution Date occurs.
Servicing
Fee Rate:
0.5000%
per annum.
Servicing
Officer:
Any
officer of the Company or the Servicer involved in, or responsible for, the
administration and servicing of the Mortgage Loans (i) in the case of the
Company, whose name and facsimile signature appear on a list of servicing
officers furnished to the Master Servicer by the Company on the Closing Date
pursuant to this Agreement, as such list may from time to time be amended and
(ii) in the case of the Servicer, as to which evidence reasonably acceptable
to
the Master Servicer, as applicable, of due authorization, by such party has
been
furnished from time to time to the Master Servicer.
Startup
Day:
The
Startup Day for each REMIC formed hereunder shall be the Closing
Date.
Stated
Principal Balance:
With
respect to any Mortgage Loan or related REO Property and any Distribution Date,
the Cut-off Date Principal Balance thereof minus the sum of (i) the principal
portion of the Scheduled Payments due with respect to such Mortgage Loan during
each Due Period ending prior to such Distribution Date (and irrespective of
any
delinquency in their payment), (ii) all Principal Prepayments with respect
to
such Mortgage Loan received prior to or during the related Prepayment Period,
and all Liquidation Proceeds to the extent applied by the Company or the related
Servicer as recoveries of principal in accordance with Section 3.12 or the
related Servicing Agreement with respect to such Mortgage Loan, that were
received by the Company or the Servicer as of the close of business on the
last
day of the Prepayment Period related to such Distribution Date and (iii) any
Realized Losses on such Mortgage Loan incurred during the related Prepayment
Period. The Stated Principal Balance of a Liquidated Loan equals
zero.
Subordinated
Certificates:
The
Class M, Class B, Class C and Residual Certificates.
Sub-Trust:
Each of
the Group I Sub-Trust and the Group II Sub-Trust..
Subcontractor:
Any
vendor, subcontractor or other Person that is not responsible for the overall
servicing of Mortgage Loans but performs one or more discrete functions
identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans
under
the direction or authority of any Servicer (or a Sub-Servicer of any Servicer),
the Master Servicer, the Trustee or the Securities Administrator.
Sub-Servicer:
Any
Person that (i) is considered to be a Servicing Function Participant, (ii)
services Mortgage Loans on behalf of any Servicer, and (iii) is responsible
for
the performance (whether directly or through sub-servicers or Subcontractors)
of
Servicing functions required to be performed under this Agreement, any related
Servicing Agreement or any sub-servicing agreement that are identified in Item
1122(d) of Regulation AB.
Subsequent
Recoveries:
As of
any Distribution Date, amounts received by the Master Servicer (net of any
related expenses permitted to be reimbursed pursuant to Section 4.02) or surplus
amounts held by the Master Servicer, Company and the Servicer to cover estimated
expenses (including, but not limited to, recoveries in respect of the
representations and warranties made by EMC pursuant to the Mortgage Loan
Purchase Agreement) specifically related to a Mortgage Loan that was the subject
of a liquidation or final disposition of any REO Property prior to the related
Prepayment Period that resulted in a Realized Loss.
Subservicing
Agreement:
Any
agreement entered into between the Company and a subservicer with respect to
the
subservicing of any Mortgage Loan hereunder by such subservicer.
Substitution
Adjustment Amount:
The
meaning ascribed to such term pursuant to Section 2.03(d).
Successor
Master Servicer:
The
meaning ascribed to such term pursuant to Section 8.06.
Tax
Matters Person:
The
person designated as “tax matters person” in the manner provided under Treasury
Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The holder of the
greatest Percentage Interest in a Class of Residual Certificates shall be the
Tax Matters Person for the related REMIC. The Securities Administrator, or
any
successor thereto or assignee thereof, shall serve as tax administrator
hereunder and as agent for the related Tax Matters Person.
Transfer:
Any
direct or indirect transfer or sale of any Ownership Interest in a
Certificate.
Transfer
Affidavit:
As
defined in Section 7.02(c)(ii).
Trigger
Event:
The
Group I Trigger Event or Group II Trigger Event, as applicable.
Trust:
As
defined in Section 2.07.
Trust
Fund:
The
corpus of the trust created hereunder consisting of (i) the Mortgage Loans
and
all interest accruing and principal due with respect thereto after the Cut-off
Date to the extent not applied in computing the Cut-off Date Principal Balance
thereof; (ii) the Distribution Account, the Reserve Funds, the Master Servicer
Collection Account maintained by the Master Servicer and the Protected Accounts
maintained by the Company and the Servicers and all amounts deposited therein
pursuant to the applicable provisions of this Agreement and the Servicing
Agreements; (iii) property that secured a Mortgage Loan and has been acquired
by
foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s
rights under the Insurance Policies with respect to the Mortgage Loans; (v)
the
Servicing Agreements and the Assignment Agreements; (vi) the rights under the
Mortgage Loan Purchase Agreement; and (vii) all proceeds of the foregoing,
including proceeds of conversion, voluntary or involuntary, of any of the
foregoing into cash or other liquid property. The Reserve Funds shall constitute
assets of the Trust Fund but will not be included in REMIC I, REMIC II, REMIC
III, REMIC IV or REMIC V.
Trustee:
Citibank, N.A., a national banking association, not in its individual capacity,
but solely in its capacity as trustee for the benefit of the Certificateholders
under this Agreement, and any successor thereto, and any corporation or national
banking association resulting from or surviving any consolidation or merger
to
which it or its successors may be a party and any successor trustee as may
from
time to time be serving as successor trustee hereunder.
Uncertificated
Accrued Interest:
With
respect to each REMIC I Regular Interest or REMIC II Regular Interest on each
Distribution Date, an amount equal to one month’s interest at the related
Uncertificated REMIC I Pass-Through Rate or Uncertificated REMIC II Pass-Through
Rate, as applicable, on the Uncertificated Principal Balance of such REMIC
I
Regular Interest or REMIC II Regular Interest. In each case, Uncertificated
Accrued Interest will be reduced by any Prepayment Interest Shortfalls and
Relief Act Interest Shortfalls (allocated to such REMIC I Regular Interests
as
set forth in Section 1.02).
Uncertificated
Notional Amount:
With
respect to the Class I-C Interest and any Distribution Date, an amount equal
to
the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests
for such Distribution Date, and with respect to the Class II-C Interest and
any
Distribution Date, an amount equal to the aggregate Uncertificated Principal
Balance of the REMIC II Regular Interests for such Distribution
Date.
Uncertificated
Principal Balance:
With
respect to each REMIC I Regular Interest, REMIC II Regular Interest, Class
I-C
Interest and Class II-C Interest, the principal amount of such REMIC I Regular,
REMIC II Regular Interest, Class I-C Interest or Class II-C Interest outstanding
as of any date of determination. As of the Closing Date, the Uncertificated
Principal Balance of each REMIC I Regular Interest, REMIC II Regular Interest,
Class I-C Interest and Class II-C Interest shall equal the amount set forth
in
the Preliminary Statement hereto as its initial Uncertificated Principal
Balance, and on any date of determination thereafter, the Uncertificated
Principal Balance of the Class I-C Interest shall be an amount equal to the
excess, if any, of (A) the then aggregate Uncertificated Principal Balance
of
the REMIC I Regular Interests over (B) the aggregate Certificate Principal
Balance of the Class I-A, Class I-M and Class I-B Certificates then outstanding,
and the Uncertificated Principal Balance of the Class II-C Interest shall be
an
amount equal to the excess, if any, of (A) the then aggregate Uncertificated
Principal Balance of the REMIC II Regular Interests over (B) the aggregate
Certificate Principal Balance of the Class II-A, Class II-M and Class II-B
Certificates then outstanding. On each Distribution Date, the Uncertificated
Principal Balance of each REMIC I Regular Interest, REMIC II Regular Interest,
Class I-C Interest and Class II-C Interest shall be reduced by all distributions
of principal made on such Regular Interests on such Distribution Date pursuant
to Section 6.07 and, if and to the extent necessary and appropriate, shall
be
further reduced on such Distribution Date by Realized Losses as provided in
Section 6.05, and the Uncertificated Principal Balance of REMIC I Regular
Interest ZZ and REMIC II Regular Interest ZZ shall be increased by interest
deferrals as provided in Section 6.07(b)(i) and Section 6.07(c)(i),
respectively. The Uncertificated Principal Balance of each REMIC I Regular
Interest, REMIC II Regular Interest, Class I-C Interest and Class II-C Interest
shall never be less than zero.
Uncertificated
REMIC I Pass-Through Rate:
With
respect to any REMIC I Regular Interest and any Distribution Date, a per annum
rate equal to the weighted average of the Net Mortgage Rates of the Group I
Mortgage Loans as of the first day of the related Due Period, weighted on the
basis of the Stated Principal Balances of such Mortgage Loans as of the first
day of the related Due Period.
Uncertificated
REMIC II Pass-Through Rate:
With
respect to any REMIC II Regular Interest and any Distribution Date, a per annum
rate equal to the weighted average of the Net Mortgage Rates of the Group II
Mortgage Loans as of the first day of the related Due Period, weighted on the
basis of the Stated Principal Balances of such Mortgage Loans as of the first
day of the related Due Period.
Unpaid
Realized Loss Amount:
With
respect to the Class A Certificates and as to any Distribution Date is the
excess of Applied Realized Loss Amounts with respect to such class over the
sum
of all distributions in reduction of the Applied Realized Loss Amounts on all
previous Distribution Dates. Any amounts distributed to the Class A Certificates
in respect of any Unpaid Realized Loss Amount will not be applied to reduce
the
Certificate Principal Balance of such class.
Voting
Rights:
The
portion of the voting rights of all the Certificates that is allocated to any
Certificate for purposes of the voting provisions hereunder. Voting Rights
shall
be allocated, with respect to matters solely involving the Group I Certificates,
(i) 94% to the Class I-A, Class I-M and Class I-B Certificates, (ii) 3% to
the
Class I-C Certificates until paid in full, and (iii) 1% to each Class I-R
Certificate and, with respect to matters solely involving the Group II
Certificates, (i) 95% to the Class II-A, Class II-M and Class II-B Certificates,
(ii) 3% to the Class II-C Certificates until paid in full, and (iii) 1% to
each
Class II-R Certificate. Voting Rights shall be allocated, with respect to
matters involving both Group I Certificates and Group II Certificates, (i)
47.5%
to
the
Class I-A, Class I-M and Class I-B Certificates and
47.5%
to the Class II-A, Class II-M and Class II-B Certificates, (ii) 1.25% to the
Class I-C Certificates and 1.25% to the Class II-C Certificates, in each case
until paid in full and (iii) 0.50% to each Class I-R Certificate and 0.50%
to
each Class II-R Certificate. The allocation among the Certificates (other than
the Class C Certificates and Residual Certificates) will be in proportion to
the
Certificate Principal Balance of each such Class relative to the Certificate
Principal Balance of all other such Classes. Voting Rights will be allocated
among the Certificates of each such Class in accordance with their respective
Percentage Interests. For so long as there is no Class I-A Insurer Default,
each
Holder of a Class I-A Certificate agrees that the Class I-A Insurer shall be
treated by the Depositor, the Master Servicer, the Securities Administrator
and
the Trustee as if the Class I-A Insurer were the Holder of all Class I-A
Certificates for the purpose (and solely for the purpose) of the giving of
any
consent, the making of any direction or the exercise of any voting or other
control rights otherwise given the Holders of the Class I-A Certificates
hereunder without any further consent of the Holders of the Class I-A
Certificates and such holders shall not exercise such rights without the prior
written consent of the Class I-A Insurer. For so long as there is no Class
II-A
Insurer Default, each Holder of a Class II-A Certificate agrees that the Class
II-A Insurer shall be treated by the Depositor, the Master Servicer, the
Securities Administrator and the Trustee as if the Class II-A Insurer were
the
Holder of all Class II-A Certificates for the purpose (and solely for the
purpose) of the giving of any consent, the making of any direction or the
exercise of any voting or other control rights otherwise given the Holders
of
the Class II-A Certificates hereunder without any further consent of the Holders
of the Class II-A Certificates and such holders shall not exercise such rights
without the prior written consent of the Class II-A Insurer. Voting rights
will
be allocated among the Certificates of each such Class in accordance with their
respective Percentage Interests. Matters which solely affect the Group I
Certificates or Group II Certificates will be voted on solely by the related
Classes.
Xxxxx
Fargo:
Xxxxx
Fargo Bank, National Association, and any successor thereto.
Xxxxx
Fargo Custodial Agreement:
The
Custodial Agreement, dated as of January 30, 2006, among the Depositor, EMC,
as
a seller, Master Funding, as a seller, the Master Servicer, the Trustee and
Xxxxx Fargo Bank, National Association as Custodian relating to the Mortgage
Loans identified in such Custodial Agreement.
Section 1.02 |
Allocation
of
Certain Interest Shortfalls.
|
For
purposes of calculating the amount of Current Interest for the Class A, Class
M,
Class B, Class C Certificates and Class C Interests for any Distribution Date,
the aggregate amount of any Prepayment Interest Shortfalls (to the extent not
covered by payments by the Company or the Master Servicer pursuant to Section
6.02) and any Relief Act Interest Shortfalls incurred in respect of the related
Mortgage Loans for any Distribution Date shall be allocated first, to the
related Class C Interest based on, and to the extent of, one month’s interest at
the then applicable Pass-Through Rate on the Uncertificated Notional Amount
thereof and, thereafter, among the related Class A, Class M and Class B
Certificates, in each case on a pro
rata
basis
based on, and to the extent of, one month’s interest at the then applicable
respective Pass-Through Rates on the respective Certificate Principal Balances
of each such Certificate.
For
purposes of calculating the amount of Uncertificated Accrued Interest for the
REMIC I Regular Interests for any Distribution Date, the aggregate amount of
any
Prepayment Interest Shortfalls (to the extent not covered by payments by the
Company or the Master Servicer) and any Relief Act Interest Shortfalls incurred
in respect of the Group I Mortgage Loans for any Distribution Date shall be
allocated first,
to
Uncertificated Accrued Interest payable to REMIC I Regular Interest AA and
REMIC
I Regular Interest ZZ up to an aggregate amount equal to the REMIC I Interest
Loss Allocation Amount, 98% and 2%, respectively, and thereafter among the
REMIC
I Regular Interests, pro
rata,
based
on, and to the extent of, one month’s interest at the then applicable
Uncertificated REMIC I Pass-Through Rates on the Uncertificated Principal
Balances of each such REMIC I Regular Interest.
For
purposes of calculating the amount of Uncertificated Accrued Interest for the
REMIC II Regular Interests for any Distribution Date, the aggregate amount
of
any Prepayment Interest Shortfalls (to the extent not covered by payments by
the
Company or the Master Servicer) and any Relief Act Interest Shortfalls incurred
in respect of the Group II Mortgage Loans for any Distribution Date shall be
allocated first,
to
Uncertificated Accrued Interest payable to REMIC II Regular Interest AA and
REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II
Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among
the REMIC II Regular Interests, pro
rata,
based
on, and to the extent of, one month’s interest at the then applicable
Uncertificated REMIC II Pass-Through Rates on the Uncertificated Principal
Balances of each such REMIC II Regular Interest.
ARTICLE
II
CONVEYANCE
OF TRUST FUND
REPRESENTATIONS
AND WARRANTIES
Section 2.01 |
Conveyance
of
Trust Fund.
|
Pursuant
to the Mortgage Loan Purchase Agreement, each Seller sold, transferred,
assigned, set over and otherwise conveyed to the Depositor, without recourse,
all the right, title and interest of such Seller in and to the assets sold
by it
in the Trust Fund.
EMC
has
entered into this Agreement in consideration for the purchase of the Mortgage
Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement and
has
agreed to take the actions specified herein.
The
Depositor, concurrently with the execution and delivery hereof, hereby sells,
transfers, assigns, sets over and otherwise conveys to the Trustee for the
use
and benefit of the Certificateholders, without recourse, all the right, title
and interest of the Depositor in and to the Trust Fund.
The
Depositor, EMC, the Master Servicer, the Securities Administrator and the
Trustee agree that it is not intended that any mortgage loan be included in
the
Trust that is either (i) a “High-Cost Home Loan” as defined in the New Jersey
Home Ownership Security Act effective November 27, 2003, (ii) a “High-Cost Home
Loan” as defined in the New Mexico Home Loan Protection Act effective January 1,
2004, (iii) a “High Cost Home Mortgage Loan” as defined in the Massachusetts
Predatory Home Loan Practices Act effective November 7, 2004, (iv) a “High-Cost
Home Loan” as defined in the Indiana Home Loan Practices Act, effective as of
January 1, 2005, (v) a “High-Cost Home Loan” as defined in the Illinois High
Risk Home Loan Act effective January 1, 2004 or (vi) a “High-Cost Home Loan” as
defined in the Kentucky High Cost Home Loan Act effective June 24, 2003.
In
connection with such sale, the Depositor has delivered to, and deposited with,
the Trustee or the related Custodian, as its agent, the following documents
or
instruments with respect to each Mortgage Loan so assigned: (i) the original
Mortgage Note, including any riders thereto, endorsed without recourse in blank
or to order of “Citibank, N.A., as Trustee for certificateholders of SACO I
Trust 2006-2, Mortgage-Backed Certificates, Series 2006-2,” and showing an
unbroken chain of endorsements from the original payee thereof to the Person
endorsing it to the Trustee, (ii) the original Mortgage and, if the related
Mortgage Loan is a MOM Loan, noting the presence of the MIN and language
indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded
(or if the original is not available, a copy), with evidence of such recording
indicated thereon (or if clause (x) in the proviso below applies, shall be
in
recordable form), (iii) unless the Mortgage Loan is a MOM Loan, the assignment
(either an original or a copy, which may be in the form of a blanket assignment
if permitted in the jurisdiction in which the Mortgaged Property is located)
to
the Trustee of the Mortgage with respect to each Mortgage Loan in the name
of
“Citibank, N.A., as Trustee for certificateholders of Bear Xxxxxxx Asset Backed
Securities I LLC, Mortgage-Backed Certificates, Series 2006-2,” which shall have
been recorded (or if clause (x) in the proviso below applies, shall be in
recordable form), (iv) an original or a copy of all intervening assignments
of
the Mortgage, if any, with evidence of recording thereon, (v) the original
policy of title insurance or mortgagee’s certificate of title insurance or
commitment or binder for title insurance, if available, or a copy thereof,
or,
in the event that such original title insurance policy is unavailable, a
photocopy thereof, or in lieu thereof, a current lien search on the related
Mortgaged Property and (vi) originals or copies of all available assumption,
modification or substitution agreements, if any; provided, however, that in
lieu
of the foregoing, the related Seller may deliver the following documents, under
the circumstances set forth below: (x) if any Mortgage, assignment thereof
to
the Trustee or intervening assignments thereof have been delivered or are being
delivered to recording offices for recording and have not been returned in
time
to permit their delivery as specified above, the Depositor may deliver a true
copy thereof with a certification by such Seller or the title company issuing
the commitment for title insurance, on the face of such copy, substantially
as
follows: “Certified to be a true and correct copy of the original, which has
been transmitted for recording”; and (y) in lieu of the Mortgage Notes relating
to the Mortgage Loans identified in the list set forth in Exhibit I, the
Depositor may deliver a lost note affidavit and indemnity and a copy of the
original note, if available; and provided, further, however, that in the case
of
Mortgage Loans which have been prepaid in full after the Cut-off Date and prior
to the Closing Date, the Depositor, in lieu of delivering the above documents,
may deliver to the Trustee and the related Custodian a certification of a
Servicing Officer to such effect and in such case shall deposit all amounts
paid
in respect of such Mortgage Loans, in the Master Servicer Collection Account
or
in the Distribution Account on the Closing Date. In the case of the documents
referred to in clause (x) above, the Depositor shall deliver such documents
to
the Trustee or the related Custodian promptly after they are received. EMC
(on
its own behalf as a Seller and on behalf of Master Funding) shall cause, at
its
expense, the Mortgage and intervening assignments, if any, and to the extent
required in accordance with the foregoing, the assignment of the Mortgage to
the
Trustee to be submitted for recording promptly after the Closing Date; provided
that EMC need not cause to be recorded (a) any assignment in any jurisdiction
under the laws of which, as evidenced by an Opinion of Counsel addressed to
the
Trustee delivered by EMC (on its own behalf as a Seller and on behalf of Master
Funding) to the Trustee, the Custodians and each Rating Agency, the recordation
of such assignment is not necessary to protect the Trustee’s interest in the
related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a
properly recorded assignment of the Mortgage as the mortgagee of record solely
as nominee for the related Seller and its successors and assigns. In the event
that either Seller, the Depositor or the Master Servicer or the Securities
Administrator gives written notice to the Trustee that a court has
recharacterized the sale of the Mortgage Loans as a financing, EMC (on its
own
behalf as a Seller and on behalf of Master Funding) shall submit or cause to
be
submitted for recording as specified above each such previously unrecorded
assignment to be submitted for recording as specified above at the expense
of
the Trust. In the event a Mortgage File is released to the Company or the
Servicer as a result of such Person having completed a Request for Release,
the
related Custodian shall, if not so completed, complete the assignment of the
related Mortgage in the manner specified in clause (iii) above.
In
connection with the assignment of any Mortgage Loan registered on the MERS®
System, EMC (on its own behalf as a Seller and on behalf of Master Funding)
further agrees that it will cause, at EMC’s own expense, within 30 days after
the Closing Date, the MERS® System to indicate that such Mortgage Loans have
been assigned by EMC (on its own behalf as a Seller and on behalf of Master
Funding) to the Depositor and by the Depositor to the Trustee in accordance
with
this Agreement for the benefit of the Certificateholders by including (or
deleting, in the case of Mortgage Loans which are repurchased in accordance
with
this Agreement) in such computer files (a) the code in the field which
identifies the specific Trustee and (b) the code in the field “Pool Field” which
identifies the series of the Certificates issued in connection with such
Mortgage Loans. EMC (on its own behalf as a Seller and on behalf of Master
Funding) further agrees that it will not, and will not permit the Company or
the
Master Servicer to, and the Master Servicer agrees that it will not, alter
the
codes referenced in this paragraph with respect to any Mortgage Loan during
the
term of this Agreement unless and until such Mortgage Loan is repurchased in
accordance with the terms of this Agreement or the Mortgage Loan Purchase
Agreement.
All
original documents relating to the Mortgage Loans that are not delivered to
the
Trustee or the related Custodian on its behalf are and shall be held by or
on
behalf of the Sellers or the Depositor, as the case may be, in trust for the
benefit of the Trustee on behalf of the Certificateholders. In the event that
any such original document is required pursuant to the terms of this Section
to
be a part of a Mortgage File, such document shall be delivered promptly to
the
Trustee or the related Custodian on its behalf. Any such original document
delivered to or held by the Depositor that is not required pursuant to the
terms
of this Section to be a part of a Mortgage File, shall be delivered promptly
to
the Custodian on the Trustee’s behalf.
Whenever
it is provided for in this Agreement that any document, evidence or information
relating to a Mortgage Loan to be included in a Mortgage File be delivered
or
supplied to the Trustee, such delivery or supply shall be made to the
appropriate Custodian pursuant to the related Custodial Agreement.
Section 2.02 |
Acceptance
of
the Mortgage Loans.
|
(a) Based
on
the Initial Certification received by it from the related Custodian, the Trustee
acknowledges receipt of, subject to the further review and exceptions reported
by the related Custodian pursuant to the procedures described below, the
documents (or certified copies thereof) delivered to the Trustee or the related
Custodian on its behalf pursuant to Section 2.01 and declares that it holds
and
will continue to hold directly or through a custodian those documents and any
amendments, replacements or supplements thereto and all other assets of the
Trust Fund delivered to it in trust for the use and benefit of all present
and
future Holders of the Certificates. On the Closing Date, the Trustee or the
related Custodian on its behalf will deliver one or more Initial Certifications,
each in the form of Exhibit One to the related Custodial Agreement, confirming
whether or not it has received the Mortgage File for each Mortgage Loan, but
without review of such Mortgage File, except to the extent necessary to confirm
whether such Mortgage File contains the original Mortgage Note or a lost note
affidavit and indemnity in lieu thereof. No later than 90 days after the Closing
Date, Trustee or the related Custodian on its behalf shall, for the benefit
of
the Certificateholders and the Insurer, review each Mortgage File delivered
to
it and execute and deliver to EMC (on its own behalf as a Seller and on behalf
of Master Funding), the Insurer and the Master Servicer and, if reviewed by
the
related Custodian, to the Trustee, one or more Interim Certifications, each
substantially in the form of Exhibit Two to the related Custodial Agreement.
In
conducting such review, the Trustee or the related Custodian on its behalf
will
ascertain whether all required documents have been executed and received and
whether those documents relate, determined on the basis of the Mortgagor name,
original principal balance and loan number, to the Mortgage Loans identified
in
Exhibit B to this Agreement, as supplemented (provided, however, that with
respect to those documents described in subclauses (iv) and (vi) of Section
2.01, such obligations shall extend only to documents actually delivered
pursuant to such subclauses). In performing any such review, the Trustee and
the
related Custodian may conclusively rely on the purported due execution and
genuineness of any such document and on the purported genuineness of any
signature thereon. If the Trustee or the related Custodian on its behalf finds
any document constituting part of the Mortgage File not to have been executed
or
received, or to be unrelated to the Mortgage Loans identified in Exhibit B
or to
appear to be defective on its face, the Trustee or the related Custodian on
its
behalf shall include such information in the exception report attached to the
Interim Certification. EMC (on its own behalf as a Seller and on behalf of
Master Funding) shall correct or cure any such defect or, if prior to the end
of
the second anniversary of the Closing Date, EMC (on its own behalf as a Seller
and on behalf of Master Funding) may substitute for the related Mortgage Loan
a
Replacement Mortgage Loan, which substitution shall be accomplished in the
manner and subject to the conditions set forth in Section 2.03 or shall deliver
to the Trustee and the Insurer an Opinion of Counsel addressed to the Trustee
and the Insurer to the effect that such defect does not materially or adversely
affect the interests of the Certificateholders or the Insurer in such Mortgage
Loan within 60 days from the date of notice from the Trustee of the defect
and
if EMC (on its own behalf as a Seller and on behalf of Master Funding) fails
to
correct or cure the defect or deliver such opinion within such period, EMC
(on
its own behalf as a Seller and on behalf of Master Funding) will, subject to
Section 2.03, within 90 days from the notification of the Trustee purchase
such
Mortgage Loan at the Purchase Price; provided, however, that if such defect
relates solely to the inability of EMC (on its own behalf as a Seller and on
behalf of Master Funding) to deliver the Mortgage, assignment thereof to the
Trustee, or intervening assignments thereof with evidence of recording thereon
because such documents have been submitted for recording and have not been
returned by the applicable jurisdiction, EMC (on its own behalf as a Seller
and
on behalf of Master Funding) shall not be required to purchase such Mortgage
Loan if EMC delivers such documents promptly upon receipt, but in no event
later
than 360 days after the Closing Date.
(b) No
later
than 180 days after the Closing Date, the Trustee or the related Custodian
on
its behalf will review, for the benefit of the Certificateholders and the
Insurer, the Mortgage Files and will execute and deliver or cause to be executed
and delivered to EMC (on its own behalf as a Seller and on behalf of Master
Funding), the Insurer and the Master Servicer and, if reviewed by the related
Custodian, to the Trustee, one or more Final Certifications, each substantially
in the form of Exhibit Three to the related Custodial Agreement. In conducting
such review, the Trustee or the related Custodian on its behalf will ascertain
whether each document required to be recorded has been returned from the
recording office with evidence of recording thereon and the Trustee or the
related Custodian on its behalf has received either an original or a copy
thereof, as required in Section 2.01 (provided, however, that with respect
to
those documents described in subclauses (iv) and (vi) of Section 2.01, such
obligations shall extend only to documents actually delivered pursuant to such
subclauses). If the Trustee or the related Custodian on its behalf finds any
document with respect to a Mortgage Loan has not been received, or to be
unrelated, determined on the basis of the Mortgagor name, original principal
balance and loan number, to the Mortgage Loans identified in Exhibit B or to
appear defective on its face, the Trustee or the related Custodian on its behalf
shall note such defect in the exception report attached to the Final
Certification and shall promptly notify EMC (on its own behalf as a Seller
and
on behalf of Master Funding). EMC (on its own behalf as a Seller and on behalf
of Master Funding) shall correct or cure any such defect or, if prior to the
end
of the second anniversary of the Closing Date, EMC (on its own behalf as a
Seller and on behalf of Master Funding) may substitute for the related Mortgage
Loan a Replacement Mortgage Loan, which substitution shall be accomplished
in
the manner and subject to the conditions set forth in Section 2.03 or shall
deliver to the Trustee, the Insurer and the Securities Administrator an Opinion
of Counsel addressed to the Trustee, the Insurer and the Securities
Administrator to the effect that such defect does not materially or adversely
affect the interests of Certificateholders or the Insurer in such Mortgage
Loan
within 60 days from the date of notice from the Trustee of the defect and if
EMC
(on its own behalf as a Seller and on behalf of Master Funding) is unable within
such period to correct or cure such defect, or to substitute the related
Mortgage Loan with a Replacement Mortgage Loan or to deliver such opinion,
EMC
(on its own behalf as a Seller and on behalf of Master Funding) shall, subject
to Section 2.03, within 90 days from the notification of the Trustee, purchase
such Mortgage Loan at the Purchase Price; provided, however, that if such defect
relates solely to the inability of EMC (on its own behalf as a Seller and on
behalf of Master Funding) to deliver the Mortgage, assignment thereof to the
Trustee or intervening assignments thereof with evidence of recording thereon,
because such documents have not been returned by the applicable jurisdiction,
EMC (on its own behalf as a Seller and on behalf of Master Funding) shall not
be
required to purchase such Mortgage Loan, if EMC delivers such documents promptly
upon receipt, but in no event later than 360 days after the Closing Date.
Notwithstanding anything to the contrary, the Trustee shall have no
responsibility with respect to the custody or review of Mortgage Files, all
of
which shall be performed by the related Custodian pursuant to the related
Custodial Agreement, and the Trustee is hereby authorized and directed to enter
into each such Custodial Agreement. Performance by the Custodians of their
obligations under the respective Custodial Agreement shall satisfy all
responsibilities for custody and review of Mortgage Files hereunder. The Trustee
shall have no liability for the failure of the Custodians to perform their
respective obligations under the related Custodial Agreement.
(c) In
the
event that a Mortgage Loan is repurchased by EMC (on its own behalf as a Seller
and on behalf of Master Funding) in accordance with subsections 2.02(a) or
(b)
above or Section 2.03, EMC (on its own behalf as a Seller and on behalf of
Master Funding) shall remit the applicable Purchase Price to the Master Servicer
for deposit in the Master Servicer Collection Account and shall provide written
notice to the Securities Administrator and the Trustee detailing the components
of the Purchase Price, signed by a Servicing Officer. Upon deposit of the
Purchase Price in the Master Servicer Collection Account and upon receipt of
a
Request for Release with respect to such Mortgage Loan, the related Custodian
will release to EMC (on its own behalf as a Seller and on behalf of Master
Funding) the related Mortgage File and the Trustee shall execute and deliver
all
instruments of transfer or assignment, without recourse, representation or
warranty furnished to it by the related Seller, as are necessary to vest in
EMC
(on its own behalf as a Seller and on behalf of Master Funding) title to and
rights under the Mortgage Loan. Such purchase shall be deemed to have occurred
on the date on which the deposit into the Master Servicer Collection Account
was
made. The Securities Administrator shall promptly use its best efforts to notify
each Rating Agency and the Insurer of such repurchase in accordance with Section
12.05. The obligation of EMC (on its own behalf as a Seller and on behalf of
Master Funding) to cure, repurchase or substitute for any Mortgage Loan as
to
which a defect in a constituent document exists shall be the sole remedies
respecting such defect available to the Certificateholders or to the Trustee
on
their behalf.
(d) EMC
(on
its own behalf as a Seller and on behalf of Master Funding) shall deliver to
the
Trustee or the related Custodian on its behalf, and Trustee agrees to accept
the
Mortgage Note and other documents constituting the Mortgage File with respect
to
any Replacement Mortgage Loan, which the Trustee or the related Custodian will
review as provided in subsections 2.02(a) and 2.02(b), provided, that the
Closing Date referred to therein shall instead be the date of delivery of the
Mortgage File with respect to each Replacement Mortgage Loan.
Section 2.03 |
Representations,
Warranties and Covenants of the Company, the Master Servicer, and
EMC as a
Seller.
|
(a) The
Company hereby represents and warrants to the Master Servicer, the Depositor,
the Securities Administrator, the Insurer and the Trustee as follows, as of
the
Closing Date:
(i) It
is
duly organized and is validly existing and in good standing under the laws
of
the State of Delaware and is duly authorized and qualified to transact any
and
all business contemplated by this Agreement to be conducted by it in any state
in which a Mortgaged Property related to an EMC Mortgage Loan is located or
is
otherwise not required under applicable law to effect such qualification and,
in
any event, is in compliance with the doing business laws of any such state,
to
the extent necessary to ensure its ability to enforce each EMC Mortgage Loan,
to
service the EMC Mortgage Loans in accordance with the terms of the Mortgage
Loan
Purchase Agreement and this Agreement and to perform any of its other
obligations under this Agreement in accordance with the terms hereof or
thereof.
(ii) It
has
the full corporate power and authority to service each Mortgage Loan, and to
execute, deliver and perform, and to enter into and consummate the transactions
contemplated by this Agreement and has duly authorized by all necessary
corporate action on its part the execution, delivery and performance of this
Agreement; and this Agreement, assuming the due authorization, execution and
delivery hereof by the other parties hereto or thereto, as applicable,
constitutes its legal, valid and binding obligation, enforceable against it
in
accordance with its terms, except that (a) the enforceability hereof may be
limited by bankruptcy, insolvency, moratorium, receivership and other similar
laws relating to creditors’ rights generally and (b) the remedy of specific
performance and injunctive and other forms of equitable relief may be subject
to
equitable defenses and to the discretion of the court before which any
proceeding therefor may be brought.
(iii) The
execution and delivery of this Agreement, the servicing of the Mortgage Loans
by
it under this Agreement, the consummation of any other of the transactions
contemplated by this Agreement, and the fulfillment of or compliance with the
terms hereof and thereof are in its ordinary course of business and will not
(A)
result in a breach of any term or provision of its charter or by-laws or (B)
conflict with, result in a breach, violation or acceleration of, or result
in a
default under, the terms of any other material agreement or instrument to which
it is a party or by which it may be bound, or (C) constitute a violation of
any
statute, order or regulation applicable to it of any court, regulatory body,
administrative agency or governmental body having jurisdiction over it; and
it
is not in breach or violation of any material indenture or other material
agreement or instrument, or in violation of any statute, order or regulation
of
any court, regulatory body, administrative agency or governmental body having
jurisdiction over it which breach or violation may materially impair its ability
to perform or meet any of its obligations under this Agreement.
(iv) It
is an
approved servicer of conventional mortgage loans for Xxxxxx Xxx and Xxxxxxx
Mac
and is a mortgagee approved by the Secretary of Housing and Urban Development
pursuant to sections 203 and 211 of the National Housing Act.
(v) No
litigation is pending or, to the best of its knowledge, threatened, against
it
that would materially and adversely affect (a) the execution, delivery or
enforceability of this Agreement (b) its ability to service the EMC Mortgage
Loans, (c) to perform any of its other obligations under this Agreement in
accordance with the terms hereof, (d) its business operations, financial
conditions, or properties or assets owned by it, or (e) its ability to carry
on
its business as now conducted.
(vi) No
consent, approval, authorization or order of any court or governmental agency
or
body is required for its execution, delivery and performance of, or compliance
with, this Agreement or the consummation of the transactions contemplated hereby
or thereby, or if any such consent, approval, authorization or order is
required, it has obtained the same.
(vii) The
servicing practices used by the Company in respect of each Mortgage Loan have
been, and will continue to be, compliant in all material respects with
applicable laws and regulations.
(b) LaSalle
Bank National Association, in its capacity as Master Servicer and Securities
Administrator hereby represents and warrants to the Seller, the Depositor,
the
Insurer and the Trustee as follows, as of the Closing Date:
(i) It
is a
national banking association duly formed, validly existing and in good standing
under the laws of the United States of America and is duly authorized and
qualified to transact any and all business contemplated by this Agreement to
be
conducted by the Master Servicer and the Securities Administrator and, is in
compliance with the doing business laws of any state, to the extent necessary
to
ensure its ability to perform any of its other obligations under this Agreement
in accordance with the terms hereof;
(ii) It
has
the full corporate power and authority to execute, deliver and perform, and
to
enter into and consummate the transactions contemplated by this Agreement and
has duly authorized by all necessary corporate action on its part the execution,
delivery and performance of this Agreement; and this Agreement, assuming the
due
authorization, execution and delivery hereof by the other parties hereto,
constitutes its legal, valid and binding obligation, enforceable against it
in
accordance with its terms, except that (a) the enforceability hereof may be
limited by bankruptcy, insolvency, moratorium, receivership and other similar
laws relating to creditors’ rights generally and (b) the remedy of specific
performance and injunctive and other forms of equitable relief may be subject
to
equitable defenses and to the discretion of the court before which any
proceeding therefor may be brought.
(iii) The
execution and delivery of this Agreement by it, the consummation of any other
of
the transactions contemplated by this Agreement, and the fulfillment of or
compliance with the terms hereof are in its ordinary course of business and
will
not (A) result in a material breach of any term or provision of its charter
or
by-laws or (B) materially conflict with, result in a material breach, violation
or acceleration of, or result in a material default under, the terms of any
other material agreement or instrument to which it is a party or by which it
may
be bound, or (C) constitute a material violation of any statute, order or
regulation applicable to it of any court, regulatory body, administrative agency
or governmental body having jurisdiction over it; and it is not in breach or
violation of any material indenture or other material agreement or instrument,
or in violation of any statute, order or regulation of any court, regulatory
body, administrative agency or governmental body having jurisdiction over it
which breach or violation may materially impair its ability to perform or meet
any of its obligations under this Agreement.
(iv) No
litigation is pending or, to the best of its knowledge, threatened, against
it
that would materially and adversely affect the execution, delivery or
enforceability of this Agreement or its ability to perform any of its other
obligations under this Agreement in accordance with the terms
hereof.
(v) No
consent, approval, authorization or order of any court or governmental agency
or
body is required for its execution, delivery and performance of, or compliance
with, this Agreement or the consummation of the transactions contemplated
hereby, or if any such consent, approval, authorization or order is required,
it
has obtained the same.
(c) EMC
(in
its capacity as a Seller) hereby represents and warrants to the Depositor,
the
Insurer and the Trustee as follows, as of the Closing Date:
(i) EMC
is
duly organized as a Delaware corporation and is validly existing and in good
standing under the laws of the State of Delaware and is duly authorized and
qualified to transact any and all business contemplated by this Agreement to
be
conducted by EMC in any state in which a Mortgaged Property is located or is
otherwise not required under applicable law to effect such qualification and,
in
any event, is in compliance with the doing business laws of any such state,
to
the extent necessary to ensure its ability to enforce each Mortgage Loan, to
sell the Mortgage Loans in accordance with the terms of the Mortgage Loan
Purchase Agreement and to perform any of its other obligations under this
Agreement in accordance with the terms hereof.
(ii) EMC
has
the full corporate power and authority to sell each Mortgage Loan, and to
execute, deliver and perform, and to enter into and consummate the transactions
contemplated by this Agreement and has duly authorized by all necessary
corporate action on the part of EMC the execution, delivery and performance
of
this Agreement, assuming the due authorization, execution and delivery hereof
by
the other parties hereto or thereto, as applicable, constitutes a legal, valid
and binding obligation of EMC, enforceable against EMC in accordance with its
terms, except that (a) the enforceability hereof may be limited by bankruptcy,
insolvency, moratorium, receivership and other similar laws relating to
creditors’ rights generally and (b) the remedy of specific performance and
injunctive and other forms of equitable relief may be subject to equitable
defenses and to the discretion of the court before which any proceeding therefor
may be brought.
(iii) The
execution and delivery of this Agreement by EMC, the sale of the Mortgage Loans
by EMC under the Mortgage Loan Purchase Agreement, the consummation of any
other
of the transactions contemplated by this Agreement, and the fulfillment of
or
compliance with the terms hereof and thereof are in the ordinary course of
business of EMC and will not (A) result in a material breach of any term or
provision of the charter or by-laws of EMC or (B) conflict with, result in
a
breach, violation or acceleration of, or result in a default under, the terms
of
any other material agreement or instrument to which EMC is a party or by which
it may be bound, or (C) constitute a violation of any statute, order or
regulation applicable to EMC of any court, regulatory body, administrative
agency or governmental body having jurisdiction over EMC; and EMC is not in
breach or violation of any material indenture or other material agreement or
instrument, or in violation of any statute, order or regulation of any court,
regulatory body, administrative agency or governmental body having jurisdiction
over it which breach or violation may materially impair EMC’s ability to perform
or meet any of its obligations under this Agreement.
(iv) EMC
is an
approved seller of conventional mortgage loans for Xxxxxx Mae and Xxxxxxx Mac
and is a mortgagee approved by the Secretary of Housing and Urban Development
pursuant to sections 203 and 211 of the National Housing Act.
(v) No
litigation is pending or, to the best of EMC’s knowledge, threatened, against
EMC that would materially and adversely affect the execution, delivery or
enforceability of this Agreement or the ability of EMC to sell the Mortgage
Loans or to perform any of its other obligations under this Agreement in
accordance with the terms hereof or thereof.
(vi) No
consent, approval, authorization or order of any court or governmental agency
or
body is required for the execution, delivery and performance by EMC of, or
compliance by EMC with, this Agreement or the consummation of the transactions
contemplated hereby, or if any such consent, approval, authorization or order
is
required, EMC has obtained the same.
(vii) With
respect to each Mortgage Loan as of the Closing Date (or such other date as
may
be specified in Section 7 of the Mortgage Loan Purchase Agreement), EMC hereby
remakes and restates each of the representations and warranties set forth in
Section 7 of the Mortgage Loan Purchase Agreement to the Depositor and the
Trustee to the same extent as if fully set forth herein.
(d) Upon
discovery by any of the parties hereto of a breach of a representation or
warranty set forth in the Mortgage Loan Purchase Agreement with respect to
the
Mortgage Loans that materially and adversely affects the interests of the
Certificateholders or the Insurer in any Mortgage Loan, the party discovering
such breach shall give prompt written notice thereof to the other parties.
EMC,
in its capacity as a Seller, hereby covenants with respect to the
representations and warranties set forth in the Mortgage Loan Purchase Agreement
with respect to the Mortgage Loans, that within 90 days of the discovery of
a
breach of any representation or warranty set forth therein that materially
and
adversely affects the interests of the Certificateholders or the Insurer in
any
Mortgage Loan, it shall cure such breach in all material respects and, if such
breach is not so cured, (i) if such 90 day period expires prior to the second
anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted Mortgage
Loan”) from the Trust Fund and substitute in its place a Replacement Mortgage
Loan, in the manner and subject to the conditions set forth in this Section;
or
(ii) repurchase the affected Mortgage Loan or Mortgage Loans from the Trustee
at
the Purchase Price in the manner set forth below; provided that any such
substitution pursuant to (i) above or repurchase pursuant to (ii) above shall
not be effected prior to the delivery to the Trustee and the Insurer of an
Opinion of Counsel if required by Section 2.05 hereof and any such substitution
pursuant to (i) above shall not be effected prior to the additional delivery
to
the applicable Custodian of a Request for Release. The Trustee shall give prompt
written notice to the parties hereto and the Insurer of EMC’s failure to cure
such breach as set forth in the preceding sentence. EMC shall promptly reimburse
the Master Servicer and the Trustee for any expenses reasonably incurred by
the
Master Servicer or the Trustee in respect of enforcing the remedies for such
breach. To enable the Master Servicer to amend the Mortgage Loan Schedule,
EMC
shall, unless it cures such breach in a timely fashion pursuant to this Section
2.03, promptly notify the Master Servicer whether it intends either to
repurchase, or to substitute for, the Mortgage Loan affected by such breach.
With respect to the representations and warranties with respect to the Mortgage
Loans that are made to the best of EMC’s knowledge, if it is discovered by any
of the Depositor, the Master Servicer, EMC, the Securities Administrator or
the
Trustee that the substance of such representation and warranty is inaccurate
and
such inaccuracy materially and adversely affects the value of the related
Mortgage Loan, notwithstanding EMC’s lack of knowledge with respect to the
substance of such representation or warranty, EMC (in its capacity as a Seller)
shall nevertheless be required to cure, substitute for or repurchase the
affected Mortgage Loan in accordance with the foregoing.
With
respect to any Replacement Mortgage Loan or Loans, EMC (in its capacity as
a
Seller) shall deliver to the Trustee or the related Custodian on its behalf
for
the benefit of the Certificateholders and the Insurer such documents and
agreements as are required by Section 2.01. No substitution will be made in
any
calendar month after the Determination Date for such month. Notwithstanding
the
foregoing, such substitution must be done within two years of the Closing Date.
Scheduled Payments due with respect to Replacement Mortgage Loans in the Due
Period related to the Distribution Date on which such proceeds are to be
distributed shall not be part of the Trust Fund and will be retained by EMC
(in
its capacity as a Seller). For the month of substitution, distributions to
Certificateholders will include the Scheduled Payment due on any Deleted
Mortgage Loan for the related Due Period and thereafter EMC (in its capacity
as
a Seller) shall be entitled to retain all amounts received in respect of such
Deleted Mortgage Loan. The Master Servicer shall amend the Mortgage Loan
Schedule for the benefit of the Certificateholders and the Insurer to reflect
the removal of such Deleted Mortgage Loan and the substitution of the
Replacement Mortgage Loan or Loans and the Master Servicer shall deliver the
amended Mortgage Loan Schedule to the Securities Administrator, the Trustee
,
the Insurer and the related Custodian. Upon such substitution, the Replacement
Mortgage Loan or Loans shall be subject to the terms of this Agreement in all
respects, and EMC shall be deemed to have made with respect to such Replacement
Mortgage Loan or Loans, as of the date of substitution, the representations
and
warranties set forth in Section 7 or Section 8 of the Mortgage Loan Purchase
Agreement with respect to such Mortgage Loan. Upon any such substitution and
the
deposit into the Master Servicer Collection Account of the amount required
to be
deposited therein in connection with such substitution as described in the
following paragraph and receipt by the related Custodian of a Request for
Release for such Mortgage Loan, the related Custodian shall release to EMC
the
Mortgage File relating to such Deleted Mortgage Loan and held for the benefit
of
the Certificateholders and the Trustee shall execute and deliver at EMC’s
direction such instruments of transfer or assignment as have been prepared
by
EMC, in each case without recourse, representation or warranty as shall be
necessary to vest in EMC, or its respective designee, title to the Trustee’s
interest in any Deleted Mortgage Loan substituted for pursuant to this Section
2.03.
For
any
month in which EMC substitutes one or more Replacement Mortgage Loans for a
Deleted Mortgage Loan, the Master Servicer will determine the amount (if any)
by
which the aggregate principal balance of all the Replacement Mortgage Loans
as
of the date of substitution is less than the Stated Principal Balance (after
application of the principal portion of the Scheduled Payment due in the month
of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate
of such deficiencies, described in the preceding sentence for any Distribution
Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into
the Master Servicer Collection Account, by EMC delivering such Replacement
Mortgage Loan on the Determination Date for the Distribution Date relating
to
the Prepayment Period during which the related Mortgage Loan became required
to
be purchased or replaced hereunder.
In
the
event that EMC (in its capacity as a Seller) shall have repurchased a Mortgage
Loan, the Purchase Price therefor shall be deposited into the Master Servicer
Collection Account maintained by the Master Servicer, on the Determination
Date
for the Distribution Date in the month following the month during which EMC
became obligated to repurchase or replace such Mortgage Loan and upon such
deposit of the Purchase Price, the delivery of an Opinion of Counsel if required
by Section 2.05 and the receipt of a Request for Release, the related Custodian
shall release the related Mortgage File held for the benefit of the
Certificateholders to EMC, and the Trustee shall execute and deliver at such
Person’s direction the related instruments of transfer or assignment prepared by
EMC, in each case without recourse, representation or warranty, as shall be
necessary to transfer title from the Trustee for the benefit of the
Certificateholders and transfer the Trustee’s interest to EMC (on its own behalf
as a Seller and on behalf of Master Funding) to any Mortgage Loan purchased
pursuant to this Section 2.03. It is understood and agreed that the obligation
under this Agreement of EMC to cure, repurchase or replace any Mortgage Loan
as
to which a breach has occurred and is continuing shall constitute the sole
remedies against EMC (in its capacity as a Seller) respecting such breach
available to the Certificateholders, the Depositor or the Trustee.
(e) The
representations and warranties set forth in this Section 2.03 hereof shall
survive delivery of the respective Mortgage Loans and Mortgage Files to the
Trustee or the related Custodian for the benefit of the
Certificateholders.
Section 2.04 |
Representations
and Warranties of the Depositor.
|
The
Depositor hereby represents and warrants to the Master Servicer, the Securities
Administrator, the Insurer and the Trustee as follows, as of the date hereof
and
as of the Closing Date:
(i) The
Depositor is duly organized and is validly existing as a limited liability
company in good standing under the laws of the State of Delaware and has full
power and authority necessary to own or hold its properties and to conduct
its
business as now conducted by it and to enter into and perform its obligations
under this Agreement.
(ii) The
Depositor has the full power and authority to execute, deliver and perform,
and
to enter into and consummate the transactions contemplated by, this Agreement
and has duly authorized, by all necessary corporate action on its part, the
execution, delivery and performance of this Agreement; and this Agreement,
assuming the due authorization, execution and delivery hereof by the other
parties hereto, constitutes a legal, valid and binding obligation of the
Depositor, enforceable against the Depositor in accordance with its terms,
subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization,
moratorium and other similar laws affecting creditors’ rights generally and (ii)
general principles of equity, regardless of whether enforcement is sought in
a
proceeding in equity or at law.
(iii) The
execution and delivery of this Agreement by the Depositor, the consummation
of
the transactions contemplated by this Agreement, and the fulfillment of or
compliance with the terms hereof and thereof are in the ordinary course of
business of the Depositor and will not (A) result in a material breach of any
term or provision of the certificate of formation or limited liability company
agreement of the Depositor or (B) materially conflict with, result in a material
breach, violation or acceleration of, or result in a material default under,
the
terms of any other material agreement or instrument to which the Depositor
is a
party or by which it may be bound or (C) constitute a material violation of
any
statute, order or regulation applicable to the Depositor of any court,
regulatory body, administrative agency or governmental body having jurisdiction
over the Depositor; and the Depositor is not in breach or violation of any
material indenture or other material agreement or instrument, or in violation
of
any statute, order or regulation of any court, regulatory body, administrative
agency or governmental body having jurisdiction over it which breach or
violation may materially impair the Depositor’s ability to perform or meet any
of its obligations under this Agreement.
(iv) No
litigation is pending, or, to the best of the Depositor’s knowledge, threatened,
against the Depositor that would materially and adversely affect the execution,
delivery or enforceability of this Agreement or the ability of the Depositor
to
perform its obligations under this Agreement in accordance with the terms hereof
or thereof.
(v) No
consent, approval, authorization or order of any court or governmental agency
or
body is required for the execution, delivery and performance by the Depositor
of, or compliance by the Depositor with this Agreement or the consummation
of
the transactions contemplated hereby or thereby, or if any such consent,
approval, authorization or order is required, the Depositor has obtained the
same.
The
Depositor hereby represents and warrants to the Trustee as of the Closing Date,
following the transfer of the Mortgage Loans to it by the Sellers, the Depositor
had good title to the Mortgage Loans and the related Mortgage Notes were subject
to no offsets, claims, defenses or counterclaims.
It
is
understood and agreed that the representations and warranties set forth in
this
Section 2.04 shall survive delivery of the Mortgage Files to the Trustee or
the
related Custodian for the benefit of the Certificateholders and the Insurer.
Upon discovery by the Depositor or the Trustee of a breach of such
representations and warranties, the party discovering such breach shall give
prompt written notice to the others, to the Insurer and to each Rating
Agency.
Section 2.05 |
Delivery
of
Opinion of Counsel in Connection with Substitutions and
Repurchases.
|
(a) Notwithstanding
any contrary provision of this Agreement, with respect to any Mortgage Loan
that
is not in default or as to which default is not imminent, no repurchase or
substitution pursuant to Sections 2.02 or 2.03 shall be made unless EMC delivers
to the Trustee, the Insurer and the Securities Administrator an Opinion of
Counsel, addressed to the Trustee, the Insurer and the Securities Administrator,
to the effect that such repurchase or substitution would not (i) result in
the
imposition of the tax on “prohibited transactions” of REMIC I, REMIC II, REMIC
III, REMIC IV or REMIC V or contributions after the Closing Date, as defined
in
Sections 860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any
of
REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V to fail to qualify as a REMIC
at any time that any Certificates are outstanding. Any Mortgage Loan as to
which
repurchase or substitution was delayed pursuant to this paragraph shall be
repurchased or the substitution therefor shall occur (subject to compliance
with
Sections 2.02 or 2.03) upon the earlier of (a) the occurrence of a default
or
imminent default with respect to such Mortgage Loan and (b) receipt by the
Trustee of an Opinion of Counsel addressed to the Trustee and the Securities
Administrator to the effect that such repurchase or substitution, as applicable,
will not result in the events described in clause (i) or clause (ii) of the
preceding sentence.
(b) Upon
discovery by the Depositor, EMC or the Master Servicer that any Mortgage Loan
does not constitute a “qualified mortgage” within the meaning of Section
860G(a)(3) of the Code, the party discovering such fact shall promptly (and
in
any event within 5 Business Days of discovery) give written notice thereof
to
the other parties and the Trustee, the Insurer and the Securities Administrator.
In connection therewith, EMC (in its capacity as a Seller and on behalf of
Master Funding) shall either (i) substitute, if the conditions in Section 2.03
with respect to substitutions are satisfied, a Replacement Mortgage Loan for
the
affected Mortgage Loan, or (ii) repurchase the affected Mortgage Loan within
90
days of such discovery in the same manner as it would a Mortgage Loan for a
breach of representation or warranty in accordance with Section 2.03. The
Trustee shall reconvey to EMC (in its capacity as a Seller and on behalf of
Master Funding) the Mortgage Loan to be released pursuant hereto (and the
related Custodian shall deliver the related Mortgage File) in the same manner,
and on the same terms and conditions, as it would a Mortgage Loan repurchased
for breach of a representation or warranty in accordance with Section
2.03.
Section 2.06 |
Countersignature
and Delivery of Certificates.
|
(a) The
Trustee acknowledges the sale, transfer and assignment to it of the Trust Fund
and, concurrently with such transfer and assignment, the Securities
Administrator has executed, countersigned and delivered, to or upon the order
of
the Depositor, the Certificates in authorized denominations evidencing the
entire ownership of the Trust Fund. The Trustee agrees to hold the Trust Fund
and exercise the rights referred to above for the benefit of all present and
future Holders of the Certificates and the Insurer and to perform the duties
set
forth in this Agreement in accordance with its terms.
(b) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the REMIC
I Regular Interests and REMIC II Regular Interests and the other assets of
REMIC
III for the benefit of the holders of the Regular Certificates (other than
the
Class C Certificates), the Class C Interests and the Class I-R-2 Certificates.
The Trustee acknowledges receipt of the REMIC I Regular Interests (which are
uncertificated), the REMIC II Regular Interests (which are uncertificated)
and
the other assets of REMIC III and declares that it holds and will hold the
same
in trust for the exclusive use and benefit of the holders of the Regular
Certificates (other than the Class C Certificates), the Class C Interests and
the Class I-R-2 Certificates.
(c) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the Class
I-C Interest for the benefit of the Holders of the Class I-C Certificates and
Class I-RX Certificates. The Trustee acknowledges receipt of the Class I-C
Interest (which is uncertificated) and declares that it holds and will hold
the
same in trust for the exclusive use and benefit of the Holders of the Class
I-C
Certificates and Class I-RX Certificates.
(d) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the Class
II-C Interest for the benefit of the Holders of the Class II-C Certificates
and
Class II-RX Certificates. The Trustee acknowledges receipt of the Class II-C
Interest (which is uncertificated) and declares that it holds and will hold
the
same in trust for the exclusive use and benefit of the Holders of the Class
II-C
Certificates and Class II-RX Certificates.
Section 2.07 |
Purposes
and Powers of the Trust.
|
The
purpose of the New York common law trust, created hereunder (the “Trust”), is to
engage in the following activities:
(a) acquire
and hold the Mortgage Loans and the other assets of the Trust Fund and the
proceeds therefrom for the benefit of the Certificateholders and the
Insurer;
(b) to
issue
the Certificates sold to the Depositor in exchange for the Mortgage Loans and
the other assets of the Trust Fund;
(c) to
make
distributions on the Certificates;
(d) to
engage
in those activities that are necessary, suitable or convenient to accomplish
the
foregoing or are incidental thereto or connected therewith; and
(e) subject
to compliance with this Agreement, to engage in such other activities as may
be
required in connection with conservation of the Trust Fund and the making of
distributions to the Certificateholders.
The
Trust
is hereby authorized to engage in the foregoing activities. The Trust shall
not
engage in any activity other than in connection with the foregoing or other
than
as required or authorized by the terms of this Agreement while any Certificate
is outstanding, and this Section 2.07 may not be amended, without the consent
of
the Certificateholders evidencing 51% or more of the aggregate voting rights
of
the Certificates and the Insurer.
ARTICLE
III
ADMINISTRATION
AND SERVICING OF EMC MORTGAGE LOANS BY THE COMPANY
Section 3.01 |
The
Company.
|
The
Company shall service and administer the EMC Mortgage Loans in accordance with
this Agreement and with customary and usual standards of practice of prudent
mortgage loan servicers in the respective states in which the related Mortgaged
Properties are located. In connection with such servicing and administration,
the Company shall have full power and authority, acting alone and/or through
subservicers as provided in Section 3.03, to do or cause to be done any and
all
things that it may deem necessary or desirable and consistent with the terms
of
this Agreement and customary servicing practices in connection with such
servicing and administration, including but not limited to, the power and
authority, subject to the terms hereof (i) to execute and deliver, on behalf
of
the Certificateholders, the Trustee and the Insurer, customary consents or
waivers and other instruments and documents, (ii) to consent to transfers of
any
related Mortgaged Property and assumptions of the Mortgage Notes and related
Mortgages (but only in the manner provided herein), (iii) to collect any
Insurance Proceeds and other Liquidation Proceeds or Subsequent Recoveries,
and
(iv) subject to Section 3.12, to effectuate foreclosure or other conversion
of
the ownership of the Mortgaged Property securing any EMC Mortgage Loan; provided
that the Company shall take no action that is inconsistent with or prejudices
the interests of the Trust Fund , the Insurer or the Certificateholders or
this
Agreement in any EMC Mortgage Loan or the rights and interests of the Depositor,
the Master Servicer, the Insurer or the Trustee under this
Agreement.
Without
limiting the generality of the foregoing, the Company, in its own name or in
the
name of the Trust, the Depositor or the Trustee, is hereby authorized and
empowered by the Trust, the Depositor and the Trustee, when the Company believes
it appropriate in its reasonable judgment, to execute and deliver, on behalf
of
the Trustee, the Depositor, the Certificateholders or any of them, any and
all
instruments of satisfaction or cancellation, or of partial or full release
or
discharge and all other comparable instruments, with respect to the EMC Mortgage
Loans, and with respect to the related Mortgaged Properties held for the benefit
of the Certificateholders. The Company shall prepare and deliver to the
Depositor and/or the Trustee such documents requiring execution and delivery
by
any or all of them as are necessary or appropriate to enable the Company to
service and administer the EMC Mortgage Loans. Upon receipt of such documents,
the Depositor and/or the Trustee shall execute such documents and deliver them
to the Company.
In
accordance with the standards of the first paragraph of this Section 3.01,
the
Company shall advance or cause to be advanced funds as necessary for the purpose
of effecting the payment of taxes and assessments on the Mortgaged Properties
relating to the EMC Mortgage Loans, which advances shall be reimbursable in
the
first instance from related collections from the Mortgagors pursuant to Section
5.04, and further as provided in Section 5.02. All costs incurred by the
Company, if any, in effecting the timely payments of taxes and assessments
on
the Mortgaged Properties relating to the EMC Mortgage Loans and related
insurance premiums shall not, for the purpose of calculating monthly
distributions to the Certificateholders, be added to the Stated Principal
Balance under the related EMC Mortgage Loans, notwithstanding that the terms
of
such Mortgage Loans so permit.
If
the
Mortgage relating to a Mortgage Loan had a lien senior to the Mortgage Loan
on
the related Mortgaged Property as of the Cut-off Date, then the Company may
consent to the refinancing of the prior senior lien, provided that the following
requirements are met:
(i) the
resulting Combined Loan-to-Value Ratio of such Mortgage Loan is no higher than
the Combined Loan-to-Value Ratio prior to such refinancing; and
(ii) the
interest rate, or, in the case of an adjustable rate existing senior lien,
the
maximum interest rate, for the loan evidencing the refinanced senior lien is
no
more than 2.0% higher than the interest rate or the maximum interest rate,
as
the case may be, on the loan evidencing the existing senior lien immediately
prior to the date of such refinancing; and
(iii) the
loan
evidencing the refinanced senior lien is not subject to negative
amortization.
The
Trustee shall furnish the Company and the Servicer with any powers of attorney
and other documents in form as provided to it necessary or appropriate to enable
the Company and the Servicer to service and administer the related Mortgage
Loans and REO Property, to execute and deliver instruments of satisfaction
or
cancellation, or of partial or full release or discharge, and to foreclose
upon
or otherwise liquidate Mortgaged Property, and to appeal, prosecute or defend
in
any court action relating to the Mortgage Loans or the Mortgaged Property,
in
accordance with the related Servicing Agreement and this Agreement.
Section 3.02 |
Due-on-Sale
Clauses; Assumption Agreements.
|
(a) Except
as
otherwise provided in this Section 3.02, when any property subject to a Mortgage
has been or is about to be conveyed by the Mortgagor, the Company shall to
the
extent that it has knowledge of such conveyance, enforce any due-on-sale clause
contained in any Mortgage Note or Mortgage, to the extent permitted under
applicable law and governmental regulations, but only to the extent that such
enforcement will not adversely affect or jeopardize coverage under any Required
Insurance Policy. Notwithstanding the foregoing, the Company is not required
to
exercise such rights with respect to an EMC Mortgage Loan if the Person to
whom
the related Mortgaged Property has been conveyed or is proposed to be conveyed
satisfies the terms and conditions contained in the Mortgage Note and Mortgage
related thereto and the consent of the mortgagee under such Mortgage Note or
Mortgage is not otherwise so required under such Mortgage Note or Mortgage
as a
condition to such transfer. In the event that the Company is prohibited by
law
from enforcing any such due-on-sale clause, or if coverage under any Required
Insurance Policy would be adversely affected, or if nonenforcement is otherwise
permitted hereunder, the Company is authorized, subject to Section 3.02(b),
to
take or enter into an assumption and modification agreement from or with the
person to whom such property has been or is about to be conveyed, pursuant
to
which such person becomes liable under the Mortgage Note and, unless prohibited
by applicable state law, the Mortgagor remains liable thereon, provided that
the
Mortgage Loan shall continue to be covered (if so covered before the Company
enters such agreement) by the applicable Required Insurance Policies. The
Company, subject to Section 3.02(b), is also authorized with the prior approval
of the insurers under any Required Insurance Policies to enter into a
substitution of liability agreement with such Person, pursuant to which the
original Mortgagor is released from liability and such Person is substituted
as
Mortgagor and becomes liable under the Mortgage Note. Notwithstanding the
foregoing, the Company shall not be deemed to be in default under this Section
3.02(a) by reason of any transfer or assumption that the Company reasonably
believes it is restricted by law from preventing.
(b) Subject
to the Company’s duty to enforce any due-on-sale clause to the extent set forth
in Section 3.02(a), in any case in which a Mortgaged Property has been conveyed
to a Person by a Mortgagor, and such Person is to enter into an assumption
agreement or modification agreement or supplement to the Mortgage Note or
Mortgage that requires the signature of the Trustee, or if an instrument of
release signed by the Trustee is required releasing the Mortgagor from liability
on the related EMC Mortgage Loan, the Company shall prepare and deliver or
cause
to be prepared and delivered to the Trustee for signature and shall direct,
in
writing, the Trustee to execute the assumption agreement with the Person to
whom
the Mortgaged Property is to be conveyed and such modification agreement or
supplement to the Mortgage Note or Mortgage or other instruments as are
reasonable or necessary to carry out the terms of the Mortgage Note or Mortgage
or otherwise to comply with any applicable laws regarding assumptions or the
transfer of the Mortgaged Property to such Person. In connection with any such
assumption, no material term of the Mortgage Note (including, but not limited
to, the Mortgage Rate, the amount of the Scheduled Payment and any other term
affecting the amount or timing of payment on the EMC Mortgage Loan) may be
changed. In addition, the substitute Mortgagor and the Mortgaged Property must
be acceptable to the Company in accordance with its servicing standards as
then
in effect. The Company shall notify the Trustee that any such substitution
or
assumption agreement has been completed by forwarding to the Trustee the
original of such substitution or assumption agreement, which in the case of
the
original shall be added to the related Mortgage File and shall, for all
purposes, be considered a part of such Mortgage File to the same extent as
all
other documents and instruments constituting a part thereof. Any fee collected
by the Company for entering into an assumption or substitution of liability
agreement will be retained by the Company as additional servicing
compensation.
Section 3.03 |
Subservicers.
|
The
Company shall perform all of its servicing responsibilities hereunder or may
cause a subservicer to perform any such servicing responsibilities on its
behalf, but the use by the Company of a subservicer shall not release the
Company from any of its obligations hereunder and the Company shall remain
responsible hereunder for all acts and omissions of each subservicer as fully
as
if such acts and omissions were those of the Company. The Company shall pay
all
fees of each subservicer from its own funds, and a subservicer’s fee shall not
exceed the Servicing Fee payable to the Company hereunder.
At
the
cost and expense of the Company, without any right of reimbursement from its
Protected Account, the Company shall be entitled to terminate the rights and
responsibilities of a subservicer and arrange for any servicing responsibilities
to be performed by a successor subservicer; provided, however, that nothing
contained herein shall be deemed to prevent or prohibit the Company, at the
Company’s option, from electing to service the related Mortgage Loans itself. In
the event that the Company’s responsibilities and duties under this Agreement
are terminated pursuant to Section 9.01, the Company shall at its own cost
and
expense terminate the rights and responsibilities of each subservicer effective
as of the date of termination of the Company. The Company shall pay all fees,
expenses or penalties necessary in order to terminate the rights and
responsibilities of each subservicer from the Company’s own funds without
reimbursement from the Trust Fund.
Notwithstanding
the foregoing, the Company shall not be relieved of its obligations hereunder
and shall be obligated to the same extent and under the same terms and
conditions as if it alone were servicing and administering the EMC Mortgage
Loans. The Company shall be entitled to enter into an agreement with a
subservicer for indemnification of the Company by the subservicer and nothing
contained in this Agreement shall be deemed to limit or modify such
indemnification.
Any
subservicing agreement and any other transactions or services relating to the
EMC Mortgage Loans involving a subservicer shall be deemed to be between such
subservicer and the Company alone, and neither the Master Servicer nor the
Trustee shall have any obligations, duties or liabilities with respect to such
subservicer including any obligation, duty or liability of either the Master
Servicer or the Trustee to pay such subservicer’s fees and expenses. For
purposes of remittances to the Securities Administrator pursuant to this
Agreement, the Company shall be deemed to have received a payment on an EMC
Mortgage Loan when a subservicer has received such payment.
Section 3.04 |
Documents,
Records and Funds in Possession of the Company to Be Held for
Trustee.
|
Notwithstanding
any other provisions of this Agreement, the Company shall transmit to the
Trustee or the related Custodian on behalf of the Trustee as required by this
Agreement all documents and instruments in respect of an EMC Mortgage Loan
coming into the possession of the Company from time to time and shall account
fully to the Master Servicer for any funds received by the Company or that
otherwise are collected by the Company as Liquidation Proceeds, Insurance
Proceeds or Subsequent Recoveries in respect of any such Mortgage Loan. All
Mortgage Files and funds collected or held by, or under the control of, the
Company in respect of any EMC Mortgage Loans, whether from the collection of
principal and interest payments or from Liquidation Proceeds or Subsequent
Recoveries, including but not limited to, any funds on deposit in the Protected
Account maintained by the Company, shall be held by the Company for and on
behalf of the Trustee and shall be and remain the sole and exclusive property
of
the Trustee, subject to the applicable provisions of this Agreement. The Company
also agrees that it shall not create, incur or subject any Mortgage File or
any
funds that are deposited in the Protected Account maintained by the Company
or
in any Escrow Account, or any funds that otherwise are or may become due or
payable to the Trustee for the benefit of the Certificateholders and the
Insurer, to any claim, lien, security interest, judgment, levy, writ of
attachment or other encumbrance, or assert by legal action or otherwise any
claim or right of set off against any Mortgage File or any funds collected
on,
or in connection with, an EMC Mortgage Loan, except, however, that the Company
shall be entitled to set off against and deduct from any such funds any amounts
that are properly due and payable to the Company under this
Agreement.
All
funds
collected or held by, or under the control of, the Company, in respect of any
Mortgage Loans, whether from the collection of principal and interest payments
or from Liquidation Proceeds or Insurance Proceeds, shall be held by the Company
for and on behalf of the Trustee and the Certificateholders and shall be and
remain the sole and exclusive property of the Trustee; provided, however, that
the Company shall be entitled to setoff against, and deduct from, any such
funds
any amounts that are properly due and payable to the Company under this
Agreement.
Section 3.05 |
Optional
Purchase of Certain Mortgage Loans.
|
With
respect to any Mortgage Loans which as of the first day of a Fiscal Quarter
is
delinquent in payment by 90 days or more or is an REO Property, EMC shall have
the right to purchase any Mortgage Loan from the Trust which becomes 90 days
or
more delinquent or becomes an REO Property at a price equal to the Purchase
Price; provided however (i) that such Mortgage Loan is still 90 days or more
delinquent or is an REO Property as of the date of such purchase and (ii) this
purchase option, if not theretofore exercised, shall terminate on the date
prior
to the last day of the related Fiscal Quarter. This purchase option, if not
exercised, shall not be thereafter reinstated unless the delinquency is cured
and the Mortgage Loan thereafter again becomes 90 days or more delinquent or
becomes an REO Property, in which case the option shall again become exercisable
as of the first day of the related Fiscal Quarter.
In
addition, EMC shall, at its option, purchase any Mortgage Loan from the Trust
if
the first Due Date for such Mortgage Loan is subsequent to the Cut-off Date
and
the initial Scheduled Payment is not made within thirty (30) days of such Due
Date. Such purchase shall be made at a price equal to the Purchase Price.
If
at any
time EMC remits to the Master Servicer a payment for deposit in the Master
Servicer Collection
Account
covering the amount of the Purchase Price for such a Mortgage Loan, and EMC
provides to the Master Servicer and Trustee an Officer’s Certificate stating
that the amount of such payment has been deposited in the Master
Servicer Collection
Account,
then the Trustee shall execute the assignment of such Mortgage Loan prepared
and
delivered to the Trustee, at the request of EMC, without recourse,
representation or warranty, to EMC which shall succeed to all the Trustee’s
right, title and interest in and to such Mortgage Loan, and all security and
documents relative thereto. Such assignment shall be an assignment outright
and
not for security. EMC will thereupon own such Mortgage, and all such security
and documents, free of any further obligation to the Trustee or the
Certificateholders with respect thereto.
Section 3.06 |
Release
of
Mortgage Files.
|
(a) (i)
Upon
becoming aware of the payment in full of any Mortgage Loan, or the receipt
by
the Company or the Servicer of a notification that payment in full has been
escrowed in a manner customary for such purposes for payment to
Certificateholders on the next Distribution Date, the Company or a Servicer
(pursuant to the related Servicing Agreement), as applicable, will (or if the
Company or the Servicer does not, the Master Servicer may), promptly furnish
to
the Custodian, on behalf of the Trustee, two copies of a certification
substantially in the form of Exhibit G hereto signed by a Servicing Officer
or
Master Servicing Officer or in a mutually agreeable electronic format which
will, in lieu of a signature on its face, originate from a Servicing Officer
or
Master Servicing Officer (which certification shall include a statement to
the
effect that all amounts received in connection with such payment that are
required to be deposited in the Protected Account maintained by the Company
pursuant to Article V or by the related Servicer pursuant to the related
Servicing Agreement have been or will be so deposited) and shall request that
the Custodian, on behalf of the Trustee, deliver to the Company or the Servicer
or the Master Servicer the related Mortgage File. Upon receipt of such
certification and request, the Custodian, on behalf of the Trustee, shall
promptly release the related Mortgage File to the Company or the Servicer or
the
Master Servicer and the Trustee and Custodian shall have no further
responsibility with regard to such Mortgage File. Upon any such payment in
full,
the Company or the Servicer is authorized, to give, as agent for the Trustee
as
the mortgagee under the Mortgage that secured the Mortgage Loan, an instrument
of satisfaction (or assignment of mortgage without recourse, representation
or
warranty) regarding the Mortgaged Property subject to the Mortgage, which
instrument of satisfaction or assignment, as the case may be, shall be delivered
to the Person or Persons entitled thereto against receipt therefor of such
payment, it being understood and agreed that no expenses incurred in connection
with such instrument of satisfaction or assignment, as the case may be, shall
be
chargeable to the Protected Account.
(b) From
time
to time and as appropriate for the servicing or foreclosure of any Mortgage
Loan
and in accordance with this Agreement and the related Servicing Agreement,
as
applicable, the Trustee shall execute such documents as shall be prepared and
furnished to the Trustee by the Company, the Servicer or the Master Servicer
(in
form reasonably acceptable to the Trustee) and as are necessary to the
prosecution of any such proceedings. The related Custodian, on behalf of the
Trustee, shall, pursuant to the related Custodial Agreement, upon the request
of
the Company, the Servicer or the Master Servicer, and delivery to the related
Custodian, on behalf of the Trustee, of two copies of a request for release
signed by a Servicing Officer or Master Servicing Officer, as applicable,
substantially in the form of Exhibit G (or in a mutually agreeable electronic
format which will, in lieu of a signature on its face, originate from a
Servicing Officer or Master Servicing Officer, as applicable), release the
related Mortgage File held in its possession or control to the Company, the
Servicer or the Master Servicer, as applicable. Such trust receipt shall
obligate the Company, the Servicer or the Master Servicer to return the Mortgage
File to the Custodian on behalf of the Trustee, when the need therefor by such
Person no longer exists unless the Mortgage Loan shall be liquidated, in which
case, upon receipt of a certificate of a Servicing Officer or Master Servicing
Officer, as applicable similar to that hereinabove specified, the Mortgage
File
shall be released by the Custodian, on behalf of the Trustee, to the Company,
the Servicer or the Master Servicer.
Section 3.07 |
Maintenance
of
Hazard Insurance.
|
The
Company shall cause to be maintained, for each EMC Mortgage Loan, hazard
insurance on buildings upon, or comprising part of, the Mortgaged Property
against loss by fire, hazards of extended coverage and such other hazards as
are
customary in the area where the related Mortgaged Property is located with
an
insurer which is licensed to do business in the state where the related
Mortgaged Property is located. Each such policy of standard hazard insurance
shall contain, or have an accompanying endorsement that contains, a standard
mortgagee clause. The Company shall also cause flood insurance to be maintained
on property acquired upon foreclosure or deed in lieu of foreclosure of any
EMC
Mortgage Loan, to the extent described below. Pursuant to Section 5.01, any
amounts collected by the Company under any such policies (other than the amounts
to be applied to the restoration or repair of the related Mortgaged Property
or
property thus acquired or amounts released to the Mortgagor in accordance with
the Company’s normal servicing procedures) shall be deposited in the Protected
Account maintained by the Company. Any cost incurred by the Company in
maintaining any such insurance shall not, for the purpose of calculating monthly
distributions to the Certificateholders or remittances to the Securities
Administrator for their benefit, be added to the principal balance of the
Mortgage Loan, notwithstanding that the terms of the EMC Mortgage Loan so
permit. Such costs shall be recoverable by the Company out of late payments
by
the related Mortgagor or out of Liquidation Proceeds to the extent permitted
by
Section 5.02. It is understood and agreed that no earthquake or other additional
insurance is to be required of any Mortgagor or maintained on property acquired
in respect of a Mortgage other than pursuant to such applicable laws and
regulations as shall at any time be in force and as shall require such
additional insurance. If the Mortgaged Property is located at the time of
origination of the related EMC Mortgage Loan in a federally designated special
flood hazard area and such area is participating in the national flood insurance
program, the Company shall cause flood insurance to be maintained with respect
to such EMC Mortgage Loan. Such flood insurance shall be in an amount equal
to
the least of (i) the Stated Principal Balance of the related EMC Mortgage Loan,
(ii) minimum amount required to compensate for damage or loss on a replacement
cost basis or (iii) the maximum amount of such insurance available for the
related Mortgaged Property under the Flood Disaster Protection Act of 1973,
as
amended.
In
the
event that the Company shall obtain and maintain a blanket policy insuring
against hazard losses on all of the EMC Mortgage Loans, it shall conclusively
be
deemed to have satisfied its obligations as set forth in the first sentence
of
this Section 3.07, it being understood and agreed that such policy may contain
a
deductible clause on terms substantially equivalent to those commercially
available and maintained by comparable servicers. If such policy contains a
deductible clause, the Company shall, in the event that there shall not have
been maintained on the related Mortgaged Property a policy complying with the
first sentence of this Section 3.07, and there shall have been a loss that
would
have been covered by such policy, deposit in the Protected Account maintained
by
the Company the amount not otherwise payable under the blanket policy because
of
such deductible clause. Such deposit shall be from the Company’s own funds
without reimbursement therefor. In connection with its activities as
administrator and servicer of the EMC Mortgage Loans, the Company agrees to
present, on behalf of itself and the Trustee for the benefit of the
Certificateholders claims under any such blanket policy.
Section 3.08 |
Presentment
of
Claims and Collection of Proceeds.
|
The
Company shall prepare and present on behalf of the Trustee and the
Certificateholders and the Insurer all claims under the Required Insurance
Policies relating to the EMC Mortgage Loans and take such actions (including
the
negotiation, settlement, compromise or enforcement of the insured’s claim) as
shall be necessary to realize recovery under such Required Insurance Policies.
Any proceeds disbursed to the Company in respect of such Required Insurance
Policies shall be promptly deposited in the Protected Account maintained by
the
Company upon receipt, except that any amounts realized that are to be applied
to
the repair or restoration of the related Mortgaged Property as a condition
precedent to the presentation of claims on the related EMC Mortgage Loan to
the
insurer under any applicable Insurance Policy need not be so deposited (or
remitted).
Section 3.09 |
[Reserved]
|
Section 3.10 |
Custodians
to Retain Possession of Certain Insurance Policies and
Documents.
|
The
related Custodian on behalf of the Trustee, shall retain possession and custody
of the originals (to the extent available) of any certificate of insurance
if
applicable, and any certificates of renewal as to the foregoing as may be issued
from time to time as contemplated by this Agreement. Until all amounts
distributable in respect of the Certificates have been distributed in full
and
the Company or the Servicer, as applicable otherwise has fulfilled its
obligations under this Agreement or the related Servicing Agreement, as
applicable, the related Custodian on behalf of the Trustee shall also retain
possession and custody of each Mortgage File in accordance with and subject
to
the terms and conditions of this Agreement. The Company shall promptly deliver
or cause to be delivered to the related Custodian on behalf of the Trustee,
upon
the execution or receipt thereof the originals of any certificates of renewal,
and such other documents or instruments that constitute portions of the Mortgage
File that come into the possession of the Company from time to
time.
Section 3.11 |
Fidelity
Bond, Errors and Omissions Insurance.
|
The
Company shall maintain, at its own expense, a blanket fidelity bond and an
errors and omissions insurance policy, with broad coverage with responsible
companies on all officers, employees or other persons acting in any capacity
with regard to the EMC Mortgage Loans and who handle funds, money, documents
and
papers relating to the EMC Mortgage Loans. The fidelity bond and errors and
omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond
and shall protect and insure the Company against losses, including forgery,
theft, embezzlement, fraud, errors and omissions and negligent acts of such
persons. Such fidelity bond shall also protect and insure the Company against
losses in connection with the failure to maintain any insurance policies
required pursuant to this Agreement and the release or satisfaction of an EMC
Mortgage Loan which is not in accordance with Accepted Servicing Practices.
No
provision of this Section 3.11 requiring the fidelity bond and errors and
omissions insurance shall diminish or relieve the Company from its duties and
obligations as set forth in this Agreement. The minimum coverage under any
such
bond and insurance policy shall be at least equal to the corresponding amounts
required by Accepted Servicing Practices. The Company shall deliver to the
Master Servicer a certificate from the surety and the insurer as to the
existence of the fidelity bond and errors and omissions insurance policy and
shall obtain a statement from the surety and the insurer that such fidelity
bond
or insurance policy shall in no event be terminated or materially modified
without thirty days prior written notice to the Master Servicer and the Trustee.
The Company shall notify the Master Servicer, the Securities Administrator,
the
Insurer and the Trustee in writing within five business days of receipt of
notice that such fidelity bond or insurance policy will be, or has been,
materially modified or terminated. The Trustee for the benefit of the
Certificateholders and the Insurer must be named as loss payees on the fidelity
bond and as additional insured on the errors and omissions policy.
Section 3.12 |
Realization
Upon Defaulted Mortgage Loans; Determination of Excess Liquidation
Proceeds and Realized Losses; Repurchases of Certain Mortgage
Loans.
|
(a) The
Company shall use reasonable efforts to foreclose upon or otherwise comparably
convert the ownership of properties securing such of the EMC Mortgage Loans
as
come into and continue in default and as to which no satisfactory arrangements
can be made for collection of delinquent payments. In connection with such
foreclosure or other conversion, the Company shall follow such practices and
procedures as it shall deem necessary or advisable and as shall be normal and
usual in its general mortgage servicing activities and the requirements of
the
insurer under any Required Insurance Policy; provided that the Company shall
not
be required to expend its own funds in connection with any foreclosure or
towards the restoration of any property unless it shall determine (i) that
such
restoration and/or foreclosure will increase the proceeds of liquidation of
the
EMC Mortgage Loan after reimbursement to itself of such expenses and (ii) that
such expenses will be recoverable to it through Insurance Proceeds or
Liquidation Proceeds (respecting which it shall have priority for purposes
of
withdrawals from the Protected Account maintained by the Company pursuant to
Section 5.02). If the Company reasonably believes that Liquidation Proceeds
with
respect to any such EMC Mortgage Loan would not be increased as a result of
such
foreclosure or other action, such EMC Mortgage Loan will be charged-off and
will
become a Liquidated Loan. The Company will give notice of any such charge-off
to
the Trustee, the Insurer and the Master Servicer. The Company shall be
responsible for all other costs and expenses incurred by it in any such
proceedings; provided that such costs and expenses shall be Servicing Advances
and that it shall be entitled to reimbursement thereof from the proceeds of
liquidation of the related Mortgaged Property, as contemplated in Section 5.02.
If the Company has knowledge that a Mortgaged Property that the Company is
contemplating acquiring in foreclosure or by deed- in-lieu of foreclosure is
located within a one-mile radius of any site with environmental or hazardous
waste risks known to the Company, the Company will, prior to acquiring the
related Mortgaged Property, consider such risks and only take action in
accordance with its established environmental review procedures. If the Company
is aware of any environmental or hazardous waste risk on a Mortgage Property
relating to a Mortgage Loan, it will not foreclose on such property without
the
prior written consent of the Insurer, unless required by applicable state or
federal law.
With
respect to any REO Property relating to an EMC Mortgage Loan, the deed or
certificate of sale shall be taken in the name of the Trustee for the benefit
of
the Certificateholders and the Insurer (or the Trustee’s nominee on behalf of
the Certificateholders and the Insurer). The Trustee’s name shall be placed on
the title to such REO Property solely as the Trustee hereunder and not in its
individual capacity. The Company shall ensure that the title to such REO
Property references this Agreement and the Trustee’s capacity hereunder.
Pursuant to its efforts to sell such REO Property, the Company shall either
itself or through an agent selected by the Company protect and conserve such
REO
Property in the same manner and to such extent as is customary in the locality
where such REO Property is located and may, incident to its conservation and
protection of the interests of the Certificateholders and the Insurer, rent
the
same, or any part thereof, as the Company deems to be in the best interest
of
the Company and the Certificateholders and the Insurer for the period prior
to
the sale of such REO Property. The Company shall prepare for and deliver to
the
Trustee, the Master Servicer and the Securities Administrator a statement with
respect to each such REO Property that has been rented showing the aggregate
rental income received and all expenses incurred in connection with the
management and maintenance of such REO Property at such times as is necessary
to
enable the Securities Administrator to comply with the reporting requirements
of
the REMIC Provisions. The net monthly rental income, if any, from such REO
Property shall be deposited in the Protected Account maintained by the Company
with respect to the applicable loan group no later than the close of business
on
each Determination Date. The Company shall perform the tax reporting and
withholding related to foreclosures, abandonments and cancellation of
indebtedness income as specified by Sections 1445, 6050J and 6050P of the Code
by preparing and filing such tax and information returns, as may be
required.
In
the
event that the Trust Fund acquires any Mortgaged Property as aforesaid or
otherwise in connection with a default or imminent default on an EMC Mortgage
Loan, the Company shall dispose of such Mortgaged Property prior to three years
after its acquisition by the Trust Fund or, at the expense of the Trust Fund,
request more than 60 days prior to the day on which such three-year period
would
otherwise expire, an extension of the three-year grace period unless the
Trustee, the Insurer and the Securities Administrator shall have been supplied
with an Opinion of Counsel addressed to the Trustee, the Insurer and the
Securities Administrator (such opinion not to be an expense of the Trustee,
the
Insurer or the Securities Administrator) to the effect that the holding by
the
Trust Fund of such Mortgaged Property subsequent to such three-year period
will
not result in the imposition of taxes on “prohibited transactions” of REMIC I,
REMIC II, REMIC III, REMIC IV or REMIC V as defined in Section 860F of the
Code
or cause any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V to fail to
qualify as a REMIC at any time that any Certificates are outstanding, in which
case the Trust Fund may continue to hold such Mortgaged Property (subject to
any
conditions contained in such Opinion of Counsel). Notwithstanding any other
provision of this Agreement, no Mortgaged Property acquired by the Trust Fund
shall be rented (or allowed to continue to be rented) or otherwise used for
the
production of income by or on behalf of the Trust Fund in such a manner or
pursuant to any terms that would (i) cause such Mortgaged Property to fail
to
qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of
the Code or (ii) subject any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC
V to the imposition of any federal, state or local income taxes on the income
earned from such Mortgaged Property under Section 860G(c) of the Code or
otherwise, unless the Company has agreed to indemnify and hold harmless the
Trust Fund with respect to the imposition of any such taxes.
The
decision of the Company to foreclose on a defaulted EMC Mortgage Loan shall
be
subject to a determination by the Company that the proceeds of such foreclosure
would exceed the costs and expenses of bringing such a proceeding. The income
earned from the management of any Mortgaged Properties acquired through
foreclosure or other judicial proceeding, net of reimbursement to the Company
for expenses incurred (including any property or other taxes) in connection
with
such management and net of unreimbursed Servicing Fees, Advances, Servicing
Advances and any management fee paid or to be paid with respect to the
management of such Mortgaged Property, shall be applied to the payment of
principal of, and interest on, the related defaulted EMC Mortgage Loans (with
interest accruing as though such Mortgage Loans were still current) and all
such
income shall be deemed, for all purposes in the Agreement, to be payments on
account of principal and interest on the related Mortgage Notes and shall be
deposited into the Protected Account maintained by the Company. To the extent
the income received during a Prepayment Period is in excess of the amount
attributable to amortizing principal and accrued interest at the related
Mortgage Rate on the related EMC Mortgage Loan, such excess shall be considered
to be a partial Principal Prepayment for all purposes hereof.
The
Liquidation Proceeds with the respect to each Loan Group from any liquidation
of
a related EMC Mortgage Loan, net of any payment to the Company as provided
above, shall be deposited in the related Protected Account for such Loan Group
maintained by the Company upon
receipt and made available on
the
next succeeding Determination Date following receipt thereof for distribution
on
the related Distribution Date, except that any Excess Liquidation Proceeds
shall
be retained by the Company as additional servicing compensation.
The
proceeds of any Liquidated Loan, from each Loan Group as well as any recovery
resulting from a partial collection of related Liquidation Proceeds or any
income from a related REO Property, will be applied in the following order
of
priority: first, to reimburse the Company and the Master Servicer for any
related unreimbursed Servicing Advances and Servicing Fees, pursuant to Section
5.02 or this Section 3.12; second, to reimburse the Company and the Master
Servicer for any unreimbursed Advances with respect to such Loan Group, pursuant
to Section 5.02 or this Section 3.12; third, to accrued and unpaid interest
(to
the extent no Advance has been made for such amount) on the EMC Mortgage Loan
or
related REO Property, at the Net Mortgage Rate to the first day of the month
in
which such amounts are required to be distributed; and fourth, as a recovery
of
principal of the EMC Mortgage Loan.
(b) On
each
Determination Date, the Company shall determine the respective aggregate amounts
of Excess Liquidation Proceeds and Realized Losses, if any, for the related
Prepayment Period.
(c) The
Company has no intent to foreclose on any EMC Mortgage Loan based on the
delinquency characteristics as of the Closing Date; provided, that the foregoing
does not prevent the Company from initiating foreclosure proceedings on any
date
hereafter if the facts and circumstances of such EMC Mortgage Loans including
delinquency characteristics in the Company’s discretion so warrant such
action.
Section 3.13 |
Servicing
Compensation.
|
As
compensation for its activities hereunder, the Company shall be entitled to
retain or withdraw from the Protected Account out of each payment of interest
on
an EMC Mortgage Loan included in the Trust Fund an amount equal to the Servicing
Fee.
Additional
servicing compensation in the form of any Excess Liquidation Proceeds,
assumption fees, other ancillary income, late payment charges, all Prepayment
Interest Excess on any EMC Mortgage Loan, all income and gain net of any losses
realized from Permitted Investments with respect to funds in or credited to
the
Protected Account maintained by the Company shall be retained by the Company
to
the extent not required to be deposited in the Protected Account maintained
by
the Company pursuant to Section 5.02. The Company shall be required to pay
all
expenses incurred by it in connection with its servicing activities hereunder
(including payment of any premiums for hazard insurance, as required by Section
3.07 and maintenance of the other forms of insurance coverage required by
Section 3.09) and shall not be entitled to reimbursement therefor except as
specifically provided in Section 5.02.
Section 3.14 |
REO
Property.
|
(a) In
the
event the Trust Fund acquires ownership of any REO Property in respect of any
related EMC Mortgage Loan, the deed or certificate of sale shall be issued
to
the Trustee, or to its nominee, on behalf of the related Certificateholders
and
the Insurer. The Company shall sell any such REO Property as expeditiously
as
possible and in accordance with the provisions of this Agreement. Pursuant
to
its efforts to sell such REO Property, the Company shall protect and conserve
such REO Property in the manner and to the extent required herein, in accordance
with the REMIC Provisions.
(b) The
Company shall deposit all funds collected and received in connection with the
operation of any REO Property in respect of any EMC Mortgage Loan into the
Protected Account maintained by the Company.
(c) The
Company and the Master Servicer, upon the final disposition of any REO Property
in respect of any EMC Mortgage Loan, shall be entitled to reimbursement for
any
related unreimbursed Advances, unreimbursed Servicing Advances, Servicing Fees
and Master Servicing Fees from Liquidation Proceeds received in connection
with
the final disposition of such REO Property; provided, that any such unreimbursed
Advances, Servicing Fees or Master Servicing Fees as well as any unpaid
Servicing Fees and Master Servicing Fees may be reimbursed or paid, as the
case
may be, prior to final disposition, out of any net rental income or other net
amounts derived from such REO Property.
Section 3.15 |
Liquidation
Reports.
|
Upon
the
foreclosure of any Mortgaged Property relating to an EMC Mortgage Loan or the
acquisition thereof by the Trust Fund pursuant to a deed-in-lieu of foreclosure,
the Company shall submit a liquidation report to the Master Servicer containing
such information as shall be mutually acceptable to the Company and the Master
Servicer with respect to such Mortgaged Property.
Section 3.16 |
Annual
Statement as to Compliance; Annual Certification.
|
The
Company, the Securities Administrator and the Master Servicer shall deliver
to
the Securities Administrator, Depositor and the Insurer, not later than March
1st of each calendar year (with a 10 calendar day cure period) beginning in
2007, an Officer’s Certificate (an “Annual Statement of Compliance”) stating, as
to each signatory thereof, that (i) a review of the activities of each such
party, during the preceding calendar year and of its performance under this
Agreement or other applicable servicing agreement has been made under such
officer’s supervision and (ii) to the best of such officers’ knowledge, based on
such review, each such party has fulfilled all of its obligations under this
Agreement or other applicable servicing agreement in all material respects
throughout such year, or, if there has been a failure to fulfill any such
obligation in any material respect, specifying each such failure known to such
officer and the nature and status of cure provisions thereof. Such Annual
Statement of Compliance shall contain no restrictions or limitations on its
use.
In the event that the Company, the Securities Administrator or the Master
Servicer has delegated any servicing responsibilities with respect to the
Mortgage Loans to a subservicer or subcontractor that meets the criteria in
Item
1108(a)(2)(i) through (iii) of Regulation AB, the Company, the Master Servicer,
the Securities Administrator or the related Servicer (as the case may be) shall
deliver a similar Annual Statement of Compliance by that subservicer or
subcontractor to the Securities Administrator and the Insurer as described
above
as and when required with respect to the Master Servicer.
The
Master Servicer shall enforce any obligation of any other Servicer, to the
extent set forth in the related Servicing Agreement, to deliver to the Master
Servicer an annual statement of compliance within the time frame set forth
in,
and in such form and substance as may be required pursuant to, the related
Servicing Agreement The Master Servicer shall include such annual statements
of
compliance with its own annual statement of compliance to be submitted to the
Securities Administrator pursuant to this Section.
Failure
of the Company, the Master Servicer and the Securities Administrator to comply
with this Section 3.16 (including with respect to the time frames required
in
this Section) shall be deemed an event of default with respect to such party,
and the Master Servicer with respect to the Company or the Trustee at the
direction of the Depositor, shall, in addition to whatever rights the Master
Servicer with respect to the Company or the Trustee may have under this
Agreement and at law or equity or to damages, including injunctive relief and
specific performance, upon notice immediately terminate all the rights and
obligations of the Company, the Master Servicer or the Securities Administrator,
as applicable, under this Agreement and in and to the Mortgage Loans and the
proceeds thereof without compensating the Company, the Master Servicer and
the
Securities Administrator for the same. This paragraph shall supersede any other
provision in this Agreement or any other agreement to the contrary.
Section 3.17 |
Assessments
of Compliance and Attestation
Reports.
|
The
Company and the Master Servicer shall service and administer the Mortgage Loans
in accordance with all applicable requirements of the Servicing Criteria.
Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1123 of
Regulation AB, each of the Company, the Master Servicer, the Securities
Administrator and the Custodian (each, an “Attesting Party”) shall deliver to
the Securities Administrator and the Insurer on or before March 10th (with
a 5
calendar day cure period) of each calendar year beginning in 2007, a report
regarding such Attesting Party’s assessment of compliance (an “Assessment of
Compliance”) with the Servicing Criteria during the preceding calendar year. The
Assessment of Compliance, as set forth in Regulation AB, must contain the
following:
(a) A
statement by such officer of its responsibility for assessing compliance with
the Servicing Criteria applicable to the related Attesting Party;
(b) A
statement by such officer that such Attesting Party used the Servicing Criteria
attached as Exhibit O hereto, and which will also be attached to the Assessment
of Compliance, to assess compliance with the Servicing Criteria applicable
to
the related Attesting Party;
(c) An
assessment by such officer of the related Attesting Party’s compliance with the
applicable Servicing Criteria for the period consisting of the preceding
calendar year, including disclosure of any material instance of noncompliance
with respect thereto during such period, which assessment shall be based on
the
activities such Attesting Party performs with respect to asset-backed securities
transactions taken as a whole involving the Master Servicer, that are backed
by
the same asset type as the Mortgage Loans;
(d) A
statement that a registered public accounting firm has issued an attestation
report on the related Attesting Party’s Assessment of Compliance for the period
consisting of the preceding calendar year; and
(e) A
statement as to which of the Servicing Criteria, if any, are not applicable
to
such Attesting Party, which statement shall be based on the activities such
Attesting Party performs with respect to asset-backed securities transactions
taken as a whole involving such Attesting Party, that are backed by the same
asset type as the Mortgage Loans.
Such
report at a minimum shall address each of the Servicing Criteria specified
on
Exhibit O hereto which are indicated as applicable to the related Attesting
Party.
On
or
before March 1st of each calendar year beginning in 2007, each Attesting Party
specified in this Section shall furnish to the Securities Administrator, the
Insurer and Depositor a report (an “Attestation Report”) by a registered public
accounting firm that attests to, and reports on, the Assessment of Compliance
made by the Company, as required by Rules 13a-18 and 15d-18 of the Exchange
Act
and Item 1122(b) of Regulation AB, which Attestation Report must be made in
accordance with standards for attestation reports issued or adopted by the
Public Company Accounting Oversight Board.
Each
of
the Company and the Master Servicer shall cause any subservicer, and each
subcontractor determined by the it to be “participating in the servicing
function” within the meaning of Item 1122 of Regulation AB, to deliver to the
Securities Administrator, the Insurer and the Depositor an Assessment of
Compliance and Attestation Report as and when provided above along with an
indication of what Servicing Criteria are addressed in such
assessment.
Such
Assessment of Compliance, as to any subservicer, shall at a minimum address
each
of the Servicing Criteria specified on Exhibit O hereto which are indicated
as
applicable to any “primary servicer.” The Securities Administrator shall confirm
that the assessments, taken as a whole, address all of the Servicing Criteria
and taken individually address the Servicing Criteria for each party as set
forth on Exhibit O and notify the Depositor of any exceptions. Notwithstanding
the foregoing, as to any subcontractor (as defined in the related servicing
agreement), an Assessment of Compliance is not required to be delivered unless
it is required as part of a Form 10-K with respect to the Trust
Fund.
Failure
of the applicable party to comply with this Section 3.17 (including with respect
to the timeframes required in this Section) shall be deemed an event of default
with respect to such party, and the Master Servicer or the Trustee at the
direction of the Depositor shall, in addition to whatever rights the Master
Servicer or the Trustee may have under this Agreement and at law or equity
or to
damages, including injunctive relief and specific performance, upon notice
immediately terminate all the rights and obligations of the applicable party
under this Agreement and in and to the Mortgage Loans and the proceeds thereof
without compensating the applicable party for the same. This paragraph shall
supersede any other provision in this Agreement or any other agreement to the
contrary.
The
Securities Administrator shall also provide an Assessment of Compliance and
Attestation Report, as and when provided above, which shall at a minimum address
each of the Servicing Criteria specified on Exhibit O hereto which are indicated
as applicable to the “securities administrator.” In addition, each Custodian
shall deliver to the Securities Administrator, the Insurer and the Depositor
an
Assessment of Compliance and Attestation Report, as and when provided above,
which shall at a minimum address each of the Servicing Criteria specified on
Exhibit O hereto which are indicated as applicable to a “custodian.”
Notwithstanding the foregoing, as to any Custodian, an Assessment of Compliance
is not required to be delivered unless it is required as part of a Form 10-K
with respect to the Trust Fund.
Section 3.18 |
Books
and Records.
|
The
Company shall be responsible for maintaining, and shall maintain, a complete
set
of books and records for the EMC Mortgage Loans which shall be appropriately
identified in the Company’s computer system to clearly reflect the ownership of
the EMC Mortgage Loans by the Trust. In particular, the Company shall maintain
in its possession, available for inspection by the Master Servicer, the
Securities Administrator, the Insurer and the Trustee and shall deliver to
the
Master Servicer, the Securities Administrator, the Insurer and the Trustee
upon
demand, evidence of compliance with all federal, state and local laws, rules
and
regulations. The Trustee, the Securities Administrator, the Insurer and the
Master Servicer, and any governmental or regulatory agency with jurisdiction
over the Trustee, the Securities Administrator, the Insurer or the Master
Servicer, as applicable, shall have the right, upon reasonable advance notice
to
the Company, to inspect and examine the books and records of the Company. To
the
extent that original documents are not required for purposes of realization
of
Liquidation Proceeds or Insurance Proceeds, documents maintained by the Company
may be in the form of microfilm or microfiche or such other reliable means
of
recreating original documents, including, but not limited to, optical imagery
techniques so long as the Company complies with the requirements of Accepted
Servicing Practices. During the term of this Agreement, the Company shall,
upon
reasonable advance notice, make available a Servicing Officer to the Master
Servicer for answering questions and responding to inquiries.
The
Company shall maintain with respect to each EMC Mortgage Loan and shall make
available for inspection by the Master Servicer, the Insurer and the Trustee
the
related servicing file during the time such EMC Mortgage Loan is subject to
this
Agreement and thereafter in accordance with applicable law.
Payments
on the Mortgage Loans, including any payoffs, made in accordance with the
related Mortgage File will be entered in the Master Servicer’s set of books and
records no more than two business days after receipt and identification, and
allocated to principal or interest as specified in the related Mortgage
File.
Section 3.19 |
Reports
Filed with Securities and Exchange Commission.
|
(a)
(i) (A)
Within 15 days after each Distribution Date, the Securities Administrator shall,
in accordance with industry standards, file with the Commission via the
Electronic Data Gathering and Retrieval System (“XXXXX”), a Form 10-D, signed by
the Master Servicer, with a copy of the monthly statement to be furnished by
the
Securities Administrator to the Certificateholders for such Distribution Date
and detailing all data elements specified in Item 1121(a) of Regulation AB;
provided that the Securities Administrator shall have received no later than
five (5) calandar days after the related Distribution Date, all information
required to be provided to the Securities Administrator as described in clause
(a)(iv) below. Any disclosure in addition to the Monthly Statement that is
required to be included on Form 10-D (“Additional Form 10-D Disclosure”) shall
be approved by the Depositor.
Within
five (5) calendar days after the related Distribution Date,
(i) the parties set forth in Exhibit P shall be required to provide, pursuant
to
section 3.19(a)(iv) below, to the Securities Administrator and the Depositor,
to
the extent known, in XXXXX-compatible format, or in such other form as otherwise
agreed upon by the Securities Administrator and the Depositor and such party,
the form and substance of any Additional Form 10-D Disclosure, if applicable,
and (ii) the Depositor will approve, as to form and substance, or disapprove,
as
the case may be, the inclusion of the Additional Form 10-D Disclosure on Form
10-D. The
Depositor will be responsible for any reasonable fees and expenses assessed
or
incurred by the Securities Administrator in connection with including any
Additional Form 10-D Disclosure on Form 10-D pursuant to this Section.
(B)
After
preparing the Form 10-D, the Securities Administrator shall forward
electronically a draft copy of the Form 10-D to the Depositor and the Master
Servicer for review. No later than two (2) Business Days prior to the
15th
calendar
day after the related Distribution Date, a senior officer of the Master Servicer
in charge of the master servicing function shall sign the Form 10-D and return
an electronic or fax copy of such signed Form 10-D (with an original executed
hard copy to follow by overnight mail) to the Securities Administrator. If
a
Form 10-D cannot be filed on time or if a previously filed Form 10-D needs
to be
amended, the Securities Administrator will follow the procedures set forth
in
Section 3.19(a)(v). Promptly (but no later than one (1) Business Day) after
filing with the Commission, the Securities Administrator will make available
on
its internet website a final executed copy of each Form 10-D. The signing party
at the Master Servicer can be contacted as set forth in Section 12.05. The
parties to this Agreement acknowledge that the performance by the Securities
Administrator of its duties under Sections 3.19(a)(i) and (v) related to the
timely preparation and filing of Form 10-D is contingent upon such parties
strictly observing all applicable deadlines in the performance of their duties
under such Sections. The Securities Administrator shall have no liability for
any loss, expense, damage, claim arising out of or with respect to any failure
to properly prepare and/or timely file such Form 10-D, where such failure
results from the Securities Administrator’s inability or failure to receive, on
a timely basis, any information from any other party hereto needed to prepare,
arrange for execution or file such Form 10-D, not resulting from its own
negligence, bad faith or willful misconduct.
(ii)
(A)
Within four (4) Business Days after the occurrence of an event requiring
disclosure on Form 8-K (each such event, a “Reportable
Event”),
the
Securities Administrator shall prepare and file on behalf of the Trust any
Form
8-K, as required by the Exchange Act, provided
that the
Depositor shall file the initial Form 8-K in connection with the issuance of
the
Certificates. Any disclosure or information related to a Reportable Event or
that is otherwise required to be included on Form 8-K (“Form
8-K Disclosure Information”)
shall
be approved by and prepared at the direction of the Depositor.
(B)
For
so long as the Trust is subject to the Exchange Act reporting requirements,
no
later than 12:00 p.m. Eastern Standard time on the 2nd Business Day after the
occurrence of a Reportable Event
(i) the parties set forth in Exhibit Q shall be required pursuant to Section
3.19(a)(iv) below to provide to the Securities Administrator and the Depositor,
to the extent known, in XXXXX-compatible format, or in such other form as
otherwise agreed upon by the Securities Administrator and the Depositor and
such
party, the form and substance of any Form 8-K Disclosure Information, if
applicable, and (ii) the Depositor will approve, as to form and substance,
or
disapprove, as the case may be, the inclusion of the Form 8-K Disclosure
Information on Form 8-K.
The
Depositor will be responsible for any reasonable fees and expenses assessed
or
incurred by the Securities Administrator in connection with including any Form
8-K Disclosure Information on Form 8-K pursuant to this Section.
(C)
After
preparing the Form 8-K, the Securities Administrator shall forward
electronically a draft copy of the Form 8-K to the Depositor and the Master
Servicer for review. No later than the end of business New York City time on
the
3rd
Business
Day after the Reportable Event, a senior officer of the Master Servicer in
charge of the master servicing function shall sign the Form 8-K and return
an
electronic or fax copy of such signed Form 8-K (with an original executed hard
copy to follow by overnight mail) to the Securities Administrator. If a Form
8-K
cannot be filed on time or if a previously filed Form 8-K needs to be amended,
the Securities Administrator will follow the procedures set forth in Section
3.19(a)(v). Promptly (but
no
later than 1 Business Day) after filing with the Commission, the Securities
Administrator will, make available on its internet website a final executed
copy
of each Form 8-K. The signing party at the Master Servicer can be contacted
as
set forth in Section 12.05. The parties to this Agreement acknowledge that
the
performance by the Securities Administrator of its duties under this Section
3.19(a)(ii) related to the timely preparation and filing of Form 8-K is
contingent upon such parties strictly observing all applicable deadlines in
the
performance of their duties under this Section 3.19(a)(ii). The Securities
Administrator shall have no liability for any loss, expense, damage, claim
arising out of or with respect to any failure to properly prepare and/or timely
file such Form 8-K, where such failure results from the Securities
Administrator’s inability or failure to receive, on a timely basis, any
information from any other party hereto needed to prepare, arrange for execution
or file such Form 8-K, not resulting from its own negligence, bad faith or
willful misconduct.
(iii)
(A)
Within 90 days after the end of each fiscal year of the Trust or such earlier
date as may be required by the Exchange Act (the “10-K Filing Deadline”) (it
being understood that the fiscal year for the Trust ends on December
31st
of each
year), commencing in March 2007, the Securities Administrator shall prepare
and
file on behalf of the Trust a Form 10-K, in form and substance as required
by
the Exchange Act. Each such Form 10-K shall include the following items, in
each
case to the extent they have been delivered to the Securities Administrator
within the applicable time frames set forth in this Agreement, (i) an annual
compliance statement for the Master Servicer, each Servicer and any subservicer,
as described under Section 3.16, the annual reports on assessment of compliance
with Servicing Criteria for the Master Servicer, each subservicer and
subcontractor participating in the Servicing Function, each Servicing Function
Participant, the Securities Administrator and each Custodian, as described
under
Section 3.17, and (B) if the Master Servicer’s, each Servicer’s, the Securities
Administrator’s or the Custodian’s report on assessment of compliance with
servicing criteria described under Section 3.17 identifies any material instance
of noncompliance, disclosure identifying such instance of noncompliance, or
if
the Master Servicer’s, each Servicer’s, each Servicing Function Participant’s,
the Securities Administrator’s or the Custodian’s report on assessment of
compliance with Servicing Criteria described under Section 3.17 is not included
as an exhibit to such Form 10-K, disclosure that such report is not included
and
an explanation why such report is not included, (iii)(A) the registered public
accounting firm attestation report for the Master Servicer, each Servicer,
each
Servicing Function Participant, the Securities Administrator and the Custodian,
as described under Section 3.17, and (B) if any registered public accounting
firm attestation report described under Section 3.17 identifies any material
instance of noncompliance, disclosure identifying such instance of
noncompliance, or if any such registered public accounting firm attestation
report is not included as an exhibit to such Form 10-K, disclosure that such
report is not included and an explanation why such report is not included,
and
(iv) a Xxxxxxxx-Xxxxx Certification (“Xxxxxxxx-Xxxxx Certification”) as
described in this Section 3.19 (a)(iii)(D) below. Any disclosure or information
in addition to (i) through (iv) above that is required to be included on Form
10-K (“Additional Form 10-K Disclosure”) shall be determined and prepared by and
approved by the Depositor.
(B)
No
later than March 1 (with a 10 calendar day cure period) of each year that the
Trust is subject to the Exchange Act reporting requirements, commencing in
2007,
(i) the parties set forth in Exhibit P shall be required to provide pursuant
to
Section 3.19(a)(iv) below to the Securities Administrator and the Depositor,
to
the extent known, in XXXXX-compatible format, or in such other form as otherwise
agreed upon by the Securities Administrator and the Depositor and such party,
the form and substance of any Additional Form 10-K Disclosure, if applicable,
and (ii) the Depositor will approve, as to form and substance, or disapprove,
as
the case may be, the inclusion of the Additional Form 10-K Disclosure on Form
10-K. The
Depositor will be responsible for any reasonable fees and expenses assessed
or
incurred by the Securities Administrator in connection with including any
Additional Form 10-K Disclosure on Form 10-K pursuant to this
Section.
(C)
After
preparing the Form 10-K, the Securities Administrator shall forward
electronically a draft copy of the Form 10-K to the Depositor and the Master
Servicer for review. No later than 12:00 p.m. Eastern Standard time on the
4th
Business Day prior to the 10-K Filing Deadline, a senior officer of the Master
Servicer in charge of the master servicing function shall sign the Form 10-K
and
return an electronic or fax copy of such signed Form 10-K (with an original
executed hard copy to follow by overnight mail) to the Securities Administrator.
If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs
to be amended, the Securities Administrator will follow the procedures set
forth
in Section 3.19(a)(v). Promptly (but no later than 1 Business Day) after filing
with the Commission, the Securities Administrator will make available on its
internet website a final executed copy of each Form 10-K. The signing party
at
the Master Servicer can be contacted as set forth in Section 12.05. The parties
to this Agreement acknowledge that the performance by the Securities
Administrator of its duties under Sections 3.19(a)(iii) and (v) related to
the
timely preparation and filing of Form 10-K is contingent upon such parties
strictly observing all applicable deadlines in the performance of their duties
under such Sections, Section 3.16 and Section 3.17. The Securities Administrator
shall have no liability for any loss, expense, damage, claim arising out of
or
with respect to any failure to properly prepare and/or timely file such Form
10-K, where such failure results from the Securities Administrator’s inability
or failure to receive, on a timely basis, any information from any other party
hereto needed to prepare, arrange for execution or file such Form 10-K, not
resulting from its own negligence, bad faith or willful misconduct.
(D)
Each
Form 10-K shall include a certification (the “Xxxxxxxx-Xxxxx
Certification”),
required to be included therewith pursuant to the Xxxxxxxx-Xxxxx Act. Each
Servicer, each Servicing Function Participant and the Securities Administrator,
shall and the Master Servicer shall cause any subservicer or subcontractor
engaged by it to, provide to the Person who signs the Xxxxxxxx-Xxxxx
Certification (the “Certifying
Person”),
by
March 10 of each year in which the Trust is subject to the reporting
requirements of the Exchange Act and otherwise within a reasonable period of
time upon request, a certification (each, a “Back-Up
Certification”),
in
the form attached hereto as Exhibit M, upon which the Certifying Person, the
entity for which the Certifying Person acts as an officer, and such entity’s
officers, directors and Affiliates (collectively with the Certifying Person,
“Certification
Parties”)
can
reasonably rely. The senior officer of the Master Servicer shall serve as the
Certifying Person on behalf of the Trust. Such officer of the Certifying Person
can be contacted as set forth in Section 12.05. In the event the Securities
Administrator is terminated or resigns pursuant to the terms of this Agreement,
the Securities Administrator shall provide a Back-Up Certification to the
Certifying Person pursuant to this Section 3.19(a)(iii) with respect to the
period of time it was subject to this Agreement.
(iv)
With
respect to any Additional Form 10-D Disclosure, Additional From 10-K Disclosure
or any Form 8-K Disclosure Information (collectively, the “Additional
Disclosure”) relating to the Trust Fund, the Securities Administrator’s
obligation to include such Additional Information in the applicable Exchange
Act
report is subject to receipt from the entity that is indicated in Exhibit P
as
the responsible party for providing that information, if other than the
Securities Administrator, as and when required as described in Section
3.19(a)(i) through (iii) above. Each of the Master Servicer, Sponsor, and
Depositor hereby agree to notify and provide to the extent known to the
Securities Administrator and the Depositor all Additional Disclosure relating
to
the Trust Fund, with respect to which such party is indicated in Exhibit Q
as
the responsible party for providing that information. The Insurer will be
obligated pursuant to the Insurance Agreement to provide to the Securities
Administrator any information that may be required to be included in any Form
10-D, Form 8-K or Form 10-K.
(v)
(A)
On or prior to January 30 of the first year in which the Securities
Administrator is able to do so under applicable law, the Securities
Administrator shall file a Form 15 relating to the automatic suspension of
reporting in respect of the Trust under the Exchange Act.
(B)
In
the event that the Securities Administrator is unable to timely file with the
Commission all or any required portion of any Form 8-K, 10-D or 10-K required
to
be filed by this Agreement because required disclosure information was either
not delivered to it or delivered to it after the delivery deadlines set forth
in
this Agreement or for any other reason, the Securities Administrator will
immediately notify the Depositor and the Master Servicer. In the case of Form
10-D and 10-K, the Depositor, Master Servicer and Securities Administrator
will
cooperate to prepare and file a Form 12b-25 and a 10-DA and 10-KA as applicable,
pursuant to Rule 12b-25 of the Exchange Act. In the case of Form 8-K, the
Securities Administrator will, upon receipt of all required Form 8-K Disclosure
Information and upon the approval and direction of the Depositor, include such
disclosure information on the next Form 10-D. In the event that any previously
filed Form 8-K, 10-D or 10-K needs to be amended, the Securities Administrator
will notify the Depositor and the Master Servicer and such parties will
cooperate to prepare any necessary 8-KA, 10-DA or 10-KA. Any Form 15, From
12b-25 or any amendment to Form 8-K, 10-D or 10-K shall be signed by a senior
officer of the Master Servicer. The Depositor and Master Servicer acknowledge
that the performance by the Securities Administrator of its duties under this
Section 3.19(a)(v) related to the timely preparation and filing of Form 15,
a
Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K is contingent upon the
Master Servicer and the Depositor performing their duties under this Section.
The Securities Administrator shall have no liability for any loss, expense,
damage, claim arising out of or with respect to any failure to properly prepare
and/or timely file any such Form 15, Form 12b-25 or any amendments to Forms
8-K,
10-D or 10-K, where such failure results from the Securities Administrator’s
inability or failure to receive, on a timely basis, any information from any
other party hereto needed to prepare, arrange for execution or file such Form
15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, not resulting
from
its own negligence, bad faith or willful misconduct.
The
Depositor agrees to promptly furnish to the Securities Administrator, from
time
to time upon request, such further information, reports and financial statements
within its control related to this Agreement, the Mortgage Loans as the
Securities Administrator reasonably deems appropriate to prepare and file all
necessary reports with the Commission. The Securities Administrator shall have
no responsibility to file any items other than those specified in this Section
3.19; provided, however, the Securities Administrator will cooperate with the
Depositor in connection with any additional filings with respect to the Trust
Fund as the Depositor deems necessary under the Exchange Act. Copies of all
reports filed by the Securities Administrator under the Exchange Act shall
be
sent to: the Depositor c/o Bear, Xxxxxxx & Co. Inc., Attn: Managing Director
Analysis and Control, Xxx Xxxxxxxxx Xxxxxx Xxxxx, Xxxxxxxx, Xxx Xxxx 00000-0000.
Fees and expenses incurred by the Securities Administrator in connection with
this Section 3.19 shall not be reimbursable from the Trust Fund.
(b)
In
connection with the filing of any 10-K hereunder, the Securities Administrator
shall sign a certification (a “Form of Back-Up Certification to Form 10-K
Certificate,” substantially in the form attached hereto as Exhibit M) for the
Depositor regarding certain aspects of the Form 10-K certification signed by
the
Depositor, provided, however, that the Securities Administrator shall not be
required to undertake an analysis of any accountant’s report attached as an
exhibit to the Form 10-K.
(c)
The
Securities Administrator shall indemnify and hold harmless the Depositor and
its
officers, directors and affiliates from and against any losses, damages,
penalties, fines, forfeitures, reasonable and necessary legal fees and related
costs, judgments and other costs and expenses arising out of or based upon
a
breach of the Securities Administrator’s obligations under this Section 3.19 or
the Securities Administrator’s negligence, bad faith or willful misconduct in
connection therewith.
The
Depositor shall indemnify and hold harmless the Securities Administrator and
its
officers, directors and affiliates from and against any losses, damages,
penalties, fines, forfeitures, reasonable and necessary legal fees and related
costs, judgments and other costs and expenses arising out of or based upon
a
breach of the obligations of the Depositor under this Section 3.19 or the
Depositor’s negligence, bad faith or willful misconduct in connection
therewith.
The
Master Servicer shall indemnify and hold harmless the Securities Administrator
and the Depositor and their respective officers, directors and affiliates from
and against any losses, damages, penalties, fines, forfeitures, reasonable
and
necessary legal fees and related costs, judgments and other costs and expenses
arising out of or based upon a breach of the obligations of the Master Servicer
under this Section 3.19 or the Master Servicer’s negligence, bad faith or
willful misconduct in connection therewith.
If
the
indemnification provided for herein is unavailable or insufficient to hold
harmless the Depositor or the Securities Administrator, as applicable, then
the
defaulting party, in connection with a breach of its respective obligations
under this Section 3.19 or its respective negligence, bad faith or willful
misconduct in connection therewith, agrees that it shall contribute to the
amount paid or payable by the other parties as a result of the losses, claims,
damages or liabilities of the other party in such proportion as is appropriate
to reflect the relative fault and the relative benefit of the Depositor on
the
one hand and the Securities Administrator on the other.
(d)
Nothing shall be construed from the foregoing subsections (a), (b) and (c)
to
require the Securities Administrator or any officer, director or Affiliate
thereof to sign any Form 10-K or any certification contained therein.
Furthermore, the inability of the Securities Administrator to file a Form 10-K
as a result of the lack of required information as set forth in Section 3.19(a)
or required signatures on such Form 10-K or any certification contained therein
shall not be regarded as a breach by the Securities Administrator of any
obligation under this Agreement.
(e)
Notwithstanding the provisions of Section 12.01, this Section 3.19 may be
amended without the consent of the Certificateholders.
Section 3.20 |
Intention
of the Parties and Interpretation.
|
Each
of
the parties acknowledges and agrees that the purpose of Sections 3.16, 3.17
and
3.19 of this Agreement is to facilitate compliance by the Seller and the
Depositor with the provisions of Regulation AB promulgated by the SEC under
the
1934 Act (17 C.F.R. §§ 229.1100 - 229.1123), as such may be amended from time to
time and subject to clarification and interpretive advice as may be issued
by
the staff of the SEC from time to time. Therefore, each of the parties agrees
that (a) the obligations of the parties hereunder shall be interpreted in such
a
manner as to accomplish that purpose, (b) the parties’ obligations hereunder
will be supplemented and modified as necessary to be consistent with any such
amendments, interpretive advice or guidance, convention or consensus among
active participants in the asset-backed securities markets, advice of counsel,
or otherwise in respect of the requirements of Regulation AB, (c) the parties
shall comply with requests made by the Seller or the Depositor for delivery
of
additional or different information as the Seller or the Depositor may determine
in good faith is necessary to comply with the provisions of Regulation AB,
and
(d) no amendment of this Agreement shall be required to effect any such changes
in the parties’ obligations as are necessary to accommodate evolving
interpretations of the provisions of Regulation AB.
ARTICLE
IV
MASTER
SERVICING OF MORTGAGE LOANS BY MASTER SERVICER
Section 4.01 |
Master
Servicer.
|
The
Master Servicer shall, beginning on the Closing Date, supervise, monitor and
oversee the obligation of the Company and the related Servicer to service and
administer their respective Mortgage Loans in accordance with the terms of
this
Agreement and the related Servicing Agreement, respectively and shall have
full
power and authority to do any and all things which it may deem necessary or
desirable in connection with such master servicing. In performing its
obligations hereunder, the Master Servicer shall act in a manner consistent
with
Accepted Master Servicing Practices. Furthermore, the Master Servicer shall
oversee and consult with the Company and the related Servicer as necessary
from
time-to-time to carry out the Master Servicer’s obligations hereunder, shall
receive and review certain reports, information and other data provided to
the
Master Servicer by the Company and the related Servicer and shall enforce the
obligations, conditions and covenants of the Company and related Servicer to
the
extent set forth in this Agreement and the related Servicing Agreement,
respectively. The Master Servicer shall monitor the Company and the related
Servicer’s servicing activities with respect to each related Mortgage Loan,
reconcile the results of such monitoring with such information described in
the
previous sentence and received by the Master Servicer on a monthly basis and
coordinate corrective adjustments to the Company’s, the Servicer’s and Master
Servicer’s records, and based on such reconciled and corrected information, the
Master Servicer shall provide such information to the Securities Administrator
as shall be necessary in order for it to prepare the statements specified in
Section 6.08 and any other information and statements required hereunder. The
Master Servicer shall reconcile the results of its Mortgage Loan monitoring
with
the actual remittances of the Company and each Servicer pursuant to this
Agreement and the related Servicing Agreement, respectively. The Master Servicer
shall be entitled to conclusively rely on the Mortgage Loan data provided by
the
Company and the Servicer and shall have no liability for any errors in such
Mortgage Loan data.
The
Master Servicer, the Trustee and the Securities Administrator shall provide
access to the records and documentation in possession of the Master Servicer,
the Trustee or the Securities Administrator regarding the related Mortgage
Loans
and REO Property to the Insurer, Certificateholders, the FDIC, and the
supervisory agents and examiners of the FDIC, such access being afforded only
upon reasonable prior written request and during normal business hours at the
office of the Master Servicer, the Trustee or the Securities Administrator;
provided, however, that, unless otherwise required by law, neither the Master
Servicer, the Trustee nor the Securities Administrator shall be required to
provide access to such records and documentation if the provision thereof would
violate the legal right to privacy of any Mortgagor. The Master Servicer, the
Trustee and the Securities Administrator shall allow representatives of the
above entities to photocopy any of the records and documentation and shall
provide equipment for that purpose at a charge that covers the Master
Servicer’s, the Trustee’s or the Securities Administrator’s actual
costs.
The
Trustee shall execute and deliver to the Company, the related Servicer or the
Master Servicer, as applicable, any court pleadings, requests for trustee’s sale
or other documents necessary or desirable to (i) the foreclosure or trustee’s
sale with respect to a Mortgaged Property; (ii) any legal action brought to
obtain judgment against any Mortgagor on the Mortgage Note or security
instrument; (iii) obtain a deficiency judgment against the Mortgagor; or (iv)
enforce any other rights or remedies provided by the Mortgage Note or security
instrument or otherwise available at law or equity.
Section 4.02 |
Monitoring
of
Company and Servicer.
|
(a) In
the
review of the Company’s and the related Servicer’s activities, the Master
Servicer may rely upon an Officer’s Certificate of the Company and the related
Servicer with regard to such Person’s compliance with the terms of this
Agreement or the related Servicing Agreement; provided that no such reliance
will relieve the Master Servicer of its obligations pursuant to this Agreement.
In the event that the Master Servicer, in its judgment, determines that the
Company or the related Servicer should be terminated in accordance with this
Agreement or the related Servicing Agreement, or that a notice should be sent
pursuant to this Agreement or the related Servicing Agreement with respect
to
the occurrence of an event that, unless cured, would constitute grounds for
such
termination, the Master Servicer shall notify the Seller , the Insurer and
the
Trustee thereof and the Master Servicer shall issue such notice or take such
other action as it deems appropriate.
(b) The
Master Servicer, for the benefit of the Trustee, the Certificateholders and
the
Insurer, shall enforce the obligations of the Company under this Agreement
and
of the related Servicer under the related Servicing Agreement, and shall, in
the
event that the Company or the related Servicer fails to perform its obligations
in accordance with this Agreement or the related Servicing Agreement, subject
to
the preceding paragraph, at the direction of the Insurer, terminate the rights
and obligations of such Person thereunder and act as servicer of the related
Mortgage Loans or to instruct the Trustee to enter into a new Servicing
Agreement with a successor Servicer selected by the Master Servicer with the
consent of the Insurer, which consent shall not be unreasonably withheld;
provided, however, it is understood and acknowledged by the parties hereto
that
there shall be a period of transition (not to exceed 90 days) before the actual
servicing functions can be fully transferred to such successor Servicer;
provided further, if the Servicer or the Company has failed to advance or failed
to make a payment so that the Master Servicer has had to advance its own funds,
then the Master Servicer may terminate the Servicer or the Company without
the
Insurer’s consent. Such enforcement, including, without limitation, the legal
prosecution of claims, termination of the related Servicing Agreement and the
pursuit of other appropriate remedies, shall be in such form and carried out
to
such an extent and at such time as the Master Servicer, in its good faith
business judgment, would require were it the owner of the related Mortgage
Loans. The Master Servicer shall pay the costs of such enforcement at its own
expense, subject to its right of reimbursement pursuant to the provisions of
this Agreement or the related Servicing Agreement, provided that the Master
Servicer shall not be required to prosecute or defend any legal action except
to
the extent that the Master Servicer shall have received reasonable indemnity
for
its costs and expenses in pursuing such action.
(c) To
the
extent that the costs and expenses of the Master Servicer related to any
termination of the Company or the related Servicer, appointment of a successor
Servicer or the transfer and assumption of servicing by the Master Servicer
with
respect to this Agreement or the related Servicing Agreement (including, without
limitation, (i) all legal costs and expenses and all due diligence costs and
expenses associated with an evaluation of the potential termination of the
Company or the related Servicer as a result of an alleged or actual breach
of
contract or an event of default by such Person and (ii) all costs and expenses
associated with the complete transfer of servicing, including all servicing
files and all servicing data and the completion, correction or manipulation
of
such servicing data as may be required by the successor servicer to correct
any
errors or insufficiencies in the servicing data or otherwise to enable the
successor servicer to service the Mortgage Loans in accordance with this
Agreement or the related Servicing Agreement) are not fully and timely
reimbursed by the Company or the terminated Servicer, the Master Servicer shall
be entitled to reimbursement of such costs and expenses from the Master Servicer
Collection Account.
(d) The
Master Servicer shall require the Company and the related Servicer to comply
with the remittance requirements and other obligations set forth in this
Agreement or the related Servicing Agreement, as applicable.
(e) If
the
Master Servicer acts as a servicer, it will not assume liability for the
representations and warranties of the Company or the related Servicer, if any,
that it replaces.
Section 4.03 |
Fidelity
Bond.
|
The
Master Servicer, at its expense, shall (i) maintain in effect a blanket fidelity
bond and an errors and omissions insurance policy, affording coverage with
respect to all directors, officers, employees and other Persons acting on such
Master Servicer’s behalf, and covering errors and omissions in the performance
of the Master Servicer’s obligations hereunder or (ii) self insure if LaSalle
Bank National Association maintains with any Rating Agency the equivalent of
a
long term unsecured debt rating of “A”. The errors and omissions insurance
policy and the fidelity bond referred to in (i) above shall be in such form
and
amount generally acceptable for entities serving as master
servicers.
Section 4.04 |
Power
to
Act; Procedures.
|
The
Master Servicer shall master service the Mortgage Loans and shall have full
power and authority, subject to the REMIC Provisions and the provisions of
Article XI hereof, to do any and all things that it may deem necessary or
desirable in connection with the master servicing and administration of the
Mortgage Loans, including but not limited to the power and authority (i) to
execute and deliver, on behalf of the Certificateholders, the Trustee and the
Securities Administrator, customary consents or waivers and other instruments
and documents, (ii) to consent to transfers of any Mortgaged Property and
assumptions of the Mortgage Notes and related Mortgages, (iii) to collect any
Insurance Proceeds and Liquidation Proceeds, and (iv) to effectuate foreclosure
or other conversion of the ownership of the Mortgaged Property securing any
Mortgage Loan, in each case, in accordance with the provisions of this Agreement
and the related Servicing Agreement, as applicable; provided, however, that
the
Master Servicer shall not (and, consistent with its responsibilities under
Section 4.02, shall not permit the Company or the Servicer to) knowingly or
intentionally take any action, or fail to take (or fail to cause to be taken)
any action reasonably within its control and the scope of duties more
specifically set forth herein, that, under the REMIC Provisions, if taken or
not
taken, as the case may be, would cause REMIC I, REMIC II, REMIC III, REMIC
IV or
REMIC V to fail to qualify as a REMIC or result in the imposition of a tax
upon
the Trust Fund (including but not limited to the tax on prohibited transactions
as defined in Section 860F(a)(2) of the Code and the tax on contributions to
a
REMIC set forth in Section 860G(d) of the Code) unless the Master Servicer
has
received an Opinion of Counsel (but not at the expense of the Master Servicer)
to the effect that the contemplated action will not cause REMIC I, REMIC II,
REMIC III, REMIC IV or REMIC V to fail to qualify as a REMIC or result in the
imposition of a tax upon REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V,
as
the case may be.
The
Trustee shall execute and deliver such other documents, as the Master Servicer
may request, to enable the Master Servicer to master service and administer
the
Mortgage Loans and carry out its duties hereunder, in each case in accordance
with Accepted Master Servicing Practices (and the Trustee shall have no
liability for misuse of any such powers of attorney by the Master Servicer,
the
Company or the Servicer). If the Master Servicer or the Trustee has been advised
that it is likely that the laws of the state in which action is to be taken
prohibit such action if taken in the name of the Trustee or that the Trustee
would be adversely affected under the “doing business” or tax laws of such state
if such action is taken in its name, the Master Servicer shall join with the
Trustee in the appointment of a co-trustee pursuant to Section 10.11 hereof.
In
the performance of its duties hereunder, the Master Servicer shall be an
independent contractor and shall not, except in those instances where it is
taking action in the name of the Trustee, be deemed to be the agent of the
Trustee.
Section 4.05 |
Due-on-Sale
Clauses; Assumption Agreements.
|
To
the
extent provided in this Agreement or the related Servicing Agreement, to the
extent Mortgage Loans contain enforceable due-on-sale clauses, the Master
Servicer shall enforce
the obligation of
the
Company and the related Servicer to enforce such clauses in accordance with
this
Agreement or the related Servicing Agreement. If applicable law prohibits the
enforcement of a due-on-sale clause or such clause is otherwise not enforced
in
accordance with this Agreement or the related Servicing Agreement, and, as
a
consequence, a Mortgage Loan is assumed, the original Mortgagor may be released
from liability in accordance with this Agreement or the related Servicing
Agreement.
Section 4.06 |
Documents,
Records and Funds in Possession of Master Servicer, Company and Servicer
To Be Held for Trustee.
|
(a) The
Master Servicer shall transmit and the Company or the related Servicer (to
the
extent required by this Agreement or the related Servicing Agreement) shall
transmit to the Trustee or Custodian such documents and instruments coming
into
the possession of such Person from time to time as are required by the terms
hereof, or in the case of the related Servicer, the related Servicing Agreement,
to be delivered to the Trustee or Custodian. Any funds received by the Master
Servicer, the Company or by the related Servicer in respect of any Mortgage
Loan
or which otherwise are collected by the Master Servicer, the Company or by
the
related Servicer as Liquidation Proceeds or Insurance Proceeds in respect of
any
Mortgage Loan shall be held for the benefit of the Trustee, the
Certificateholders and the Insurer subject to the Master Servicer’s right to
retain or withdraw from the Master Servicer Collection Account, the Master
Servicing Compensation and other amounts provided in this Agreement, and to
the
right of the Company and the related Servicer to retain its Servicing Fee and
other amounts as provided in this Agreement or the related Servicing Agreement.
The Master Servicer shall, and (to the extent provided in this Agreement or
the
related Servicing Agreement) shall enforce the obligation of the Company and
the
related Servicer to, provide access to information and documentation regarding
the Mortgage Loans to the Trustee and the Insurer, and their respective agents
and accountants at any time upon reasonable request and during normal business
hours, and to Certificateholders that are savings and loan associations, banks
or insurance companies, the Office of Thrift Supervision, the FDIC and the
supervisory agents and examiners of such Office and Corporation or examiners
of
any other federal or state banking or insurance regulatory authority if so
required by applicable regulations of the Office of Thrift Supervision or other
regulatory authority, such access to be afforded without charge but only upon
reasonable request in writing and during normal business hours at the offices
of
the Master Servicer designated by it. In fulfilling such a request the Master
Servicer shall not be responsible for determining the sufficiency of such
information.
(b) All
Mortgage Files and funds collected or held by, or under the control of, the
Master Servicer, in respect of any Mortgage Loans, whether from the collection
of principal and interest payments or from Liquidation Proceeds or Insurance
Proceeds, shall be held by the Master Servicer for and on behalf of the Trustee,
the Insurer and the Certificateholders and shall be and remain the sole and
exclusive property of the Trustee; provided, however, that the Master Servicer,
the Company and the related Servicer shall be entitled to setoff against, and
deduct from, any such funds any amounts that are properly due and payable to
the
Master Servicer or such Servicer under this Agreement or the related Servicing
Agreement.
Section 4.07 |
Presentment
of
Claims and Collection of
Proceeds.
|
The
Master Servicer shall (to the extent provided in this Agreement and the
Servicing Agreement) enforce the obligation of the Company or the Servicer
to,
prepare and present on behalf of the Trustee and the Certificateholders all
claims under the Insurance Policies and take such actions (including the
negotiation, settlement, compromise or enforcement of the insured’s claim) as
shall be necessary to realize recovery under such policies. Any proceeds
disbursed to the Master Servicer (or disbursed to the Company or the related
Servicer and remitted to the Master Servicer) in respect of such policies,
bonds
or contracts shall be promptly deposited in the Master Servicer Collection
Account upon receipt, except that any amounts realized that are to be applied
to
the repair or restoration of the related Mortgaged Property as a condition
precedent to the presentation of claims on the related Mortgage Loan to the
insurer under any applicable Insurance Policy need not be so deposited (or
remitted).
Section 4.08 |
Realization
Upon Defaulted Mortgage Loans.
|
The
Master Servicer shall enforce any obligation of the Company and the Servicer
(to
the extent set forth under this Agreement and the related Servicing Agreement,
as applicable) to foreclose upon, repossess or otherwise comparably convert
the
ownership of Mortgaged Properties securing such of the Mortgage Loans as come
into and continue in default and as to which no satisfactory arrangements can
be
made for collection of delinquent payments, all in accordance with this
Agreement or the related Servicing Agreement, as applicable.
Section 4.09 |
Compensation
of
the Master Servicer.
|
The
Master Servicer shall be entitled to the Master Servicing Fee on each
Distribution Date as compensation for the performance of its obligations
hereunder. The Master Servicer shall be required to pay all expenses incurred
by
it in connection with its activities hereunder and shall not be entitled to
reimbursement therefor except as provided in this Agreement.
Section 4.10 |
REO
Property.
|
(a) In
the
event the Trust Fund acquires ownership of any REO Property in respect of any
related Mortgage Loan, the deed or certificate of sale shall be issued to the
Trustee, or to its nominee, on behalf of the related Certificateholders. The
Master Servicer shall, to the extent provided in this Agreement and the
Servicing Agreements, as applicable, cause the Company and the Servicer to
sell
any REO Property as expeditiously as possible and in accordance with the
provisions of this Agreement and the related Servicing Agreement, as applicable.
The Master Servicer shall enforce any obligations of the Company or the Servicer
to protect and conserve, such REO Property in the manner and to the extent
required by this Agreement or the related Servicing Agreement, in accordance
with the REMIC Provisions and in a manner that does not result in a tax on
“net
income from foreclosure property” or cause such REO Property to fail to qualify
as “foreclosure property” within the meaning of Section 860G(a)(8) of the
Code.
(b) The
Master Servicer shall, to the extent required by this Agreement and the related
Servicing Agreement, as applicable, enforce the obligation of the Company and
the Servicer, as applicable, to deposit all funds collected and received in
connection with the operation of any REO Property in the related Protected
Account.
Section 4.11 |
[Reserved].
|
Section 4.12 |
[Reserved].
|
Section 4.13 |
UCC.
|
The
Securities Administrator agrees to file continuation statements for any Uniform
Commercial Code financing statements which the Sellers have informed the
Securities Administrator were filed on the Closing Date in connection with
the
Trust. EMC shall file any financing statements or amendments thereto required
by
any change in the Uniform Commercial Code.
Section 4.14 |
Reserve
Funds.
|
(a) On
or
before the Closing Date, the Securities Administrator shall establish a Group
I
Reserve Fund on behalf of the Holders of the Group I Certificates. On the
Closing Date, the Depositor shall cause an amount equal to the Group I Reserve
Fund Deposit to be deposited in the Group I Reserve Fund. The Group I Reserve
Fund shall be an Eligible Account. The Group I Reserve Fund shall be entitled
“Group I Reserve Fund, LaSalle Bank National Association, as Securities
Administrator on behalf of Citibank, N.A. as Trustee for the benefit of holders
of Bear Xxxxxxx Asset Backed Securities I LLC, SACO I Trust 2006-2,
Mortgage-Backed Certificates, Series 2006-2, Group I Certificates”. On each
Distribution Date as to which there is a Group I Basis Risk Shortfall Carry
Forward Amount payable to any Class of Class I-A, Class I-M or Class I-B
Certificates, the Securities Administrator shall deposit the amounts
distributable pursuant to clauses (C) and (D) of Section 6.04(a)(3) into the
Group I Reserve Fund, and the Securities Administrator has been directed by
the
Class I-C Certificateholder to distribute any amounts then on deposit in the
Group I Reserve Fund to the Holders of the Class I-A, Class I-M or Class I-B
Certificates in respect of the Group I Basis Risk Shortfall Carry Forward
Amounts for each such Class in the priorities set forth in clauses (C) and
(D)
of Section 6.04(a)(3). Any amount paid to the Holders of Class I-A, Class I-M
or
Class I-B Certificates from amounts distributable pursuant to clauses (C) and
(D) of Section 6.04(a)(3) pursuant to the preceding sentence in respect of
Group
I Basis Risk Shortfall Carry Forward Amounts shall be treated as distributed
to
the Class I-C Certificateholder in respect of the Class I-C Certificates and
paid by the Class I-C Certificateholder to the Holders of the Class I-A, Class
I-M and Class I-B Certificates, as applicable. Any payments to the Holders
of
the Class I-A, Class I-M and Class I-B Certificates in respect of Group I Basis
Risk Shortfall Carry Forward Amounts pursuant to the second preceding sentence
shall not be payments with respect to a “regular interest” in a REMIC within the
meaning of Section 860G(a)(1) of the Code.
(b) The
Group
I Reserve Fund is an “outside reserve fund” within the meaning of Treasury
Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but
not
an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal
owner of the Group I Reserve Fund. The Class I-C Certificateholder shall be
the
beneficial owner of the Group I Reserve Fund, subject to the power of the
Securities Administrator on behalf of the Trustee to transfer amounts under
Section 6.04. Amounts in the Group I Reserve Fund shall, at the written
direction of the Class I-C Certificateholder to the Securities Administrator,
be
invested in Permitted Investments that mature no later than the Business Day
prior to the next succeeding Distribution Date. In the absence of written
instructions to the Securities Administrator, amounts on deposit in the Group
I
Reserve Fund shall remain uninvested. All net income and gain from such
investments shall be distributed to the Class I-C Certificateholders, not as
a
distribution in respect of any interest in any REMIC, at such time as they
shall
direct. All amounts earned on amounts on deposit in the Group I Reserve Fund
shall be taxable to the Class I-C Certificateholder. Any losses on such
investments shall be deposited in the Group I Reserve Fund by the Class I-C
Certificateholder out of its own funds immediately as realized.
(c) On
or
before the Closing Date, the Securities Administrator shall establish a Group
II
Reserve Fund on behalf of the Holders of the Group II Certificates. On the
Closing Date, the Depositor shall cause an amount equal to the Group II Reserve
Fund Deposit to be deposited in the Group II Reserve Fund. The Group II Reserve
Fund shall be an Eligible Account. The Group II Reserve Fund shall be entitled
“Group II Reserve Fund, LaSalle Bank National Association, as Securities
Administrator on behalf of Citibank, N.A. as Trustee for the benefit of holders
of Bear Xxxxxxx Asset Backed Securities I LLC, SACO I Trust 2006-2,
Mortgage-Backed Certificates, Series 2006-2, Group II Certificates”. On each
Distribution Date as to which there is a Group II Basis Risk Shortfall Carry
Forward Amount payable to any Class of Class II-A, Class II-M or Class II-B
Certificates, the Securities Administrator shall deposit the amounts
distributable pursuant to clauses (C) and (D) of Section 6.04(b)(3) into the
Group II Reserve Fund, and the Securities Administrator has been directed by
the
Class II-C Certificateholder to distribute any amounts then on deposit in the
Group II Reserve Fund to the Holders of the Class II-A, Class II-M or Class
II-B
Certificates in respect of the Group II Basis Risk Shortfall Carry Forward
Amounts for each such Class in the priorities set forth in clauses (C) and
(D)
of Section 6.04(b)(3). Any amount paid to the Holders of Class II-A, Class
II-M
or Class II-B Certificates from amounts distributable pursuant to clauses (C)
and (D) of Section 6.04(b)(3) pursuant to the preceding sentence in respect
of
Group II Basis Risk Shortfall Carry Forward Amounts shall be treated as
distributed to the Class II-C Certificateholder in respect of the Class II-C
Certificates and paid by the Class II-C Certificateholder to the Holders of
the
Class II-A, Class II-M and Class II-B Certificates, as applicable. Any payments
to the Holders of the Class II-A, Class II-M and Class II-B Certificates in
respect of Group II Basis Risk Shortfall Carry Forward Amounts pursuant to
the
second preceding sentence shall not be payments with respect to a “regular
interest” in a REMIC within the meaning of Section 860G(a)(1) of the
Code.
(d) The
Group
II Reserve Fund is an “outside reserve fund” within the meaning of Treasury
Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but
not
an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal
owner of the Group II Reserve Fund. The Class II-C Certificateholder shall
be
the beneficial owner of the Group II Reserve Fund, subject to the power of
the
Securities Administrator on behalf of the Trustee to transfer amounts under
Section 6.04. Amounts in the Group II Reserve Fund shall, at the written
direction of the Class II-C Certificateholder to the Securities Administrator,
be invested in Permitted Investments that mature no later than the Business
Day
prior to the next succeeding Distribution Date. In the absence of written
instructions to the Securities Administrator, amounts on deposit in the Group
II
Reserve Fund shall remain uninvested. All net income and gain from such
investments shall be distributed to the Class II-C Certificateholders, not
as a
distribution in respect of any interest in any REMIC, at such time as they
shall
direct. All amounts earned on amounts on deposit in the Group II Reserve Fund
shall be taxable to the Class II-C Certificateholder. Any losses on such
investments shall be deposited in the Group II Reserve Fund by the Class II-C
Certificateholder out of its own funds immediately as realized.
ARTICLE
V
ACCOUNTS
Section 5.01 |
Collection
of
Mortgage Loan Payments; Protected Account.
|
(a) The
Company shall make reasonable efforts in accordance with customary and usual
standards of practice of prudent mortgage lenders in the respective states
in
which the Mortgaged Properties related to the EMC Mortgage Loans are located
to
collect all payments called for under the terms and provisions of the EMC
Mortgage Loans to the extent such procedures shall be consistent with this
Agreement and the terms and provisions of any related Required Insurance Policy.
Consistent with the foregoing, the Company may in its discretion (i) waive
any
late payment charge and (ii) extend the Due Dates for payments due on a Mortgage
Note related to an EMC Mortgage Loan for a period not greater than 125 days,
provided that, EMC shall not extend the payment date of any Mortgage Loan beyond
the date of its final maturity date. In the event of any such arrangement,
the
Company shall make Advances on the related EMC Mortgage Loan during the
scheduled period in accordance with the amortization schedule of such EMC
Mortgage Loan without modification thereof by reason of such arrangements,
and
shall be entitled to reimbursement therefor in accordance with Section 6.01.
The
Company shall not be required to institute or join in litigation with respect
to
collection of any payment (whether under a Mortgage, Mortgage Note or otherwise
or against any public or governmental authority with respect to a taking or
condemnation) if it reasonably believes that enforcing the provision of the
Mortgage or other instrument pursuant to which such payment is required is
prohibited by applicable law. In addition, if (x) an EMC Mortgage Loan is in
default or default is imminent or (y) the Company delivers to the Trustee,
Securities Administrator, the Insurer and Master Servicer a certification
addressed to the Trustee, the Securities Administrator and the Insurer, based
on
the advice of counsel or certified public accountants, in either case, that
have
a national reputation with respect to taxation of REMICs, that a modification
of
such EMC Mortgage Loan will not result in the imposition of taxes on or
disqualify any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V, the Company
may if it reasonably believes that undertaking such actions would be in the
best
interest of the Certificateholders and the Insurer, (A) amend the related
Mortgage Note to reduce the Mortgage Rate applicable thereto, provided that
such
reduced Mortgage Rate shall in no event be lower than 5.00% with respect to
any
EMC Mortgage Loan and (B) amend any Mortgage Note related to an EMC Mortgage
Loan to extend to the maturity thereof; provided that, EMC shall not extend
the
payment date of any Mortgage Loan beyond its final maturity date.
In
accordance with the standards of the first paragraph of Section 3.01, the
Company shall not waive (or permit a sub-servicer to waive) any Prepayment
Charge related to an EMC Mortgage Loan unless: (i) the enforceability thereof
shall have been limited by bankruptcy, insolvency, moratorium, receivership
and
other similar laws relating to creditors’ rights generally, (ii) the enforcement
thereof is illegal, or any local, state or federal agency has threatened legal
action if the prepayment penalty is enforced, (iii) the collectability thereof
shall have been limited due to acceleration in connection with a foreclosure
or
other involuntary payment or (iv) such waiver is standard and customary in
servicing similar Mortgage Loans and relates to a default or a reasonably
foreseeable default and would, in the reasonable judgment of the Company,
maximize recovery of total proceeds taking into account the value of such
Prepayment Charge and the related EMC Mortgage Loan. If a Prepayment Charge
is
waived, but does not meet the standards described above, then the Company is
required to pay the amount of such waived Prepayment Charge, for the benefit
of
the related Class C Certificates, by remitting such amount to the Master
Servicer by the Remittance Date.
Payments
of such waived charges shall not be payments in respect of any Regular
Interest.
(b) The
Company shall establish and maintain a Protected Account (which shall at all
times be an Eligible Account) with a depository institution in the name of
the
Company for the benefit of the Trustee on behalf of the Certificateholders
and
the Insurer and designated “EMC Mortgage Corporation, as servicer on behalf of
Citibank, N.A., as Trustee, for the benefit of the certificateholders, in trust
for registered holders of Bear Xxxxxxx Asset Backed Securities I LLC,
Mortgage-Backed Certificates, Series 2006-2”. The Company shall deposit or cause
to be deposited into the Protected Account on a daily basis within one Business
Day of receipt, except as otherwise specifically provided herein, the following
payments and collections remitted by subservicers or received by it in respect
of the EMC Mortgage Loans subsequent to the Cut-off Date (other than in respect
of principal and interest due on the EMC Mortgage Loans on or before the Cut-off
Date) and the following amounts required to be deposited hereunder:
(i) all
payments on account of principal, including Principal Prepayments, on the EMC
Mortgage Loans;
(ii) all
payments on account of interest on the EMC Mortgage Loans net of the related
Servicing Fee permitted under Section 3.13, if any;
(iii) all
Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds with respect
to any EMC Mortgage Loans, other than proceeds to be applied to the restoration
or repair of the Mortgaged Property or released to the Mortgagor in accordance
with the Company’s normal servicing procedures;
(iv) any
amount required to be deposited by the Company pursuant to Section 5.01(c)
in
connection with any losses on Permitted Investments;
(v) any
amounts required to be deposited by the Company pursuant to Section
3.07;
(vi) any
Prepayment Charges collected on the EMC Mortgage Loans; and
(vii) any
other
amounts required to be deposited hereunder.
The
foregoing requirements for deposit by the Company
into the
Protected Account shall be exclusive, it being understood and agreed that,
without limiting the generality of the foregoing, payments in the nature of
late
payment charges or assumption fees, if collected, need not be deposited by
the
Company. In the event that the Company shall deposit any amount not required
to
be deposited and not otherwise subject to withdrawal pursuant to Section 5.02,
it may at any time withdraw or direct the institution maintaining the Protected
Account, to withdraw such amount from the Protected Account, any provision
herein to the contrary notwithstanding. Such withdrawal or direction may be
accomplished by delivering written notice thereof to the institution maintaining
the Protected Account, that describes the amounts deposited in error in the
Protected Account. The Company shall maintain adequate records with respect
to
all withdrawals made pursuant to this Section. All funds deposited in the
Protected Account shall be held in trust for the Certificateholders until
withdrawn in accordance with Section 5.02.
(c) The
institution that maintains the Protected Account shall invest the funds in
the
Protected Account, in the manner directed by the Company,
in
Permitted Investments which shall mature not later than the Business Day
immediately preceding the Remittance Date and shall not be sold or disposed
of
prior to its maturity. All such Permitted Investments shall be made in the
name
of the Trustee, for the benefit of the Certificateholders and the Insurer.
All
income and gain net of any losses realized from any such investment shall be
for
the benefit of the Company
as
servicing compensation and shall be remitted to it monthly as provided herein.
The amount of any losses incurred in the Protected Account in respect of any
such investments shall be deposited by the Company
into the
Protected Account, out of the Company’s
own
funds.
(d) The
Company
shall
give at least 30 days advance notice to the Trustee, the Securities
Administrator, the Sellers, the Master Servicer, each Rating Agency, the Insurer
and the Depositor of any proposed change of location of the Protected Account
prior to any change thereof.
Section 5.02 |
Permitted
Withdrawals From the Protected Account.
|
(a) The
Company
may from
time to time make withdrawals from the Protected Account for the following
purposes:
(i) to
pay
itself (to the extent not previously paid to or withheld by the Company),
as
servicing compensation in accordance with Section 3.13, that portion of any
payment of interest that equals the Servicing Fee for the period with respect
to
which such interest payment was made, and, as additional servicing compensation,
those other amounts set forth in Section 3.13;
(ii) to
reimburse the Company
for
Advances made by it with respect to the Mortgage Loans, provided, however,
that
the Company’s
right
of reimbursement pursuant to this subclause (ii) shall be limited to amounts
received on particular EMC Mortgage Loan(s) (including, for this purpose,
Liquidation Proceeds and Insurance Proceeds and Subsequent Recoveries) that
represent late recoveries of payments of principal and/or interest on such
particular EMC Mortgage Loan(s) in the related Loan Group in respect of which
any such Advance was made;
(iii) to
reimburse the Company
for any
previously made portion of a Servicing Advance or an Advance made by the
Company
that, in
the good faith judgment of the Company,
will
not be ultimately recoverable by it from the related Mortgagor, any related
Liquidation Proceeds, Insurance Proceeds or otherwise (a “Nonrecoverable
Advance”), to the extent not reimbursed pursuant to clause (ii) or clause (v);
provided that such reimbursement pursuant to this subclause shall be limited
amount received from EMC Mortgage Loans in the related Loan Group from with
such
Servicing Advance was made;
(iv) to
reimburse the Company
from
Insurance Proceeds for Insured Expenses covered by the related Insurance
Policy;
(v) to
pay
the Company
any
unpaid Servicing Fees and to reimburse it for any unreimbursed Servicing
Advances, provided, however, that the Company’s
right
to reimbursement for Servicing Advances pursuant to this subclause (v) with
respect to any Mortgage Loan shall be limited to amounts received on particular
Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance
Proceeds, Subsequent Recoveries and purchase and repurchase proceeds) that
represent late recoveries of the payments for which such Servicing Advances
were
made;
(vi) to
pay to
EMC (in its capacity as a Seller), the Depositor or itself, as applicable,
with
respect to each EMC Mortgage Loan or property acquired in respect thereof that
has been purchased pursuant to Section 2.02, 2.03 or 3.05 of this Agreement,
all
amounts received thereon and not taken into account in determining the related
Stated Principal Balance of such repurchased EMC Mortgage Loan;
(vii) to
pay
any expenses recoverable by the Company
pursuant
to Section 8.04 of this Agreement;
(viii) to
withdraw pursuant to Section 5.01 any amount deposited in the Protected Account
and not required to be deposited therein; and
(ix) to
clear
and terminate the Protected Account upon termination of this Agreement pursuant
to Section 11.01 hereof.
In
addition, no later than 1:00 p.m. New York City time on the Remittance Date,
the
Company shall withdraw from the Protected Account and remit to the Master
Servicer, for deposit in the Master Servicer Collection Account the amount
required to be withdrawn therefrom pursuant to Section 5.05 hereof.
With
respect to any remittance received by the Master Servicer from EMC after the
date on which such remittance was due, EMC shall pay to the Master Servicer
interest on any such late payment at an annual rate equal to the Prime Rate,
adjusted as of the date of each change, plus two percentage points, but in
no
event greater that the maximum amount permitted by applicable law. Such interest
shall be remitted to the Master Servicer on the date such late payment is made
and shall cover the period commencing with the day following the date on which
such remittance was due and ending with the Business Day on which such
remittance is made, both inclusive. The payment by EMC of any such interest
shall not be deemed an extension of time for payment or a waiver of any Event
of
Default with respect to EMC.
The
Company
shall
keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan
basis, for the purpose of justifying any withdrawal from the Protected Account
pursuant to subclauses (i), (ii), (iv), (v) and (vi) above. Prior to making
any
withdrawal from the Protected Account pursuant to subclause (iii), the Company
shall deliver to the Master Servicer an Officer’s Certificate of a Servicing
Officer indicating the amount of any previous Advance or Servicing Advance
determined by the Company to be a Nonrecoverable Advance and identifying the
related EMC Mortgage Loan(s), and their respective portions of such
Nonrecoverable Advance.
Section 5.03 |
Reports
to
the Master Servicer.
|
(a)
On
or
before the tenth calendar day of each month, the Company shall furnish to the
Master Servicer electronically in a format acceptable to the Master Servicer
loan accounting reports in the investor’s assigned loan number order to document
the payment activity on each EMC Mortgage Loan on an individual mortgage loan
basis. With respect to each month, such loan accounting reports shall be in
the
format agreed to by the Company and the Master Servicer, including but not
limited to the following information with respect to each EMC Mortgage
Loan:
(i) with
respect to each Scheduled Payment and each Loan Group (on both an actual and
scheduled basis with respect to Mortgage Loan balances and on an actual basis
with respect to paid-through dates), the amount of such remittance allocable
to
principal (including a separate breakdown of any Principal Prepayment, including
the amount of any Prepayment Interest Shortfall);
(ii) with
respect to each Monthly Payment and each Loan Group, the amount of such
remittance allocable to scheduled interest;
(iii) the
amount of servicing compensation received by the Company during the prior
calendar month;
(iv) with
respect to each Loan Group, the aggregate stated principal balance of the EMC
Mortgage Loans;
(v) with
respect to each Loan Group, the aggregate amount of Advances made by the Company
pursuant to Section 6.01;
(vi) with
respect to each Loan Group, the aggregate of any expenses reimbursed to the
Company during the prior calendar month pursuant to Section 5.02;
(vii) with
respect to each Loan Group, the number and aggregate Stated Principal Balance
of
the Mortgage Loans (A) Delinquent (exclusive of Mortgage Loans in foreclosure
and bankruptcy) (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days
or more Delinquent, (B) in foreclosure and delinquent and (1) 30 days
Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent (C) in
bankruptcy and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and
(3)
90 days or more Delinquent, in each case as of the close of business on the
last
day of the calendar month preceding such Distribution Date and separately
identifying such information for the (1) second lien Mortgage Loans, and (3)
Adjustable Rate Mortgage Loans;
(viii) with
respect to each Loan Group, the amount of any Prepayment Charges collected
by
the Company and the amount of Prepayment Charges paid by the Company in
connection with a waiver that is not permitted under this Agreement,
and
(ix) any
other
information necessary for the Securities Administrator to prepare the Monthly
Statement pursuant to Section 6.06, including any information required to be
provided pursuant to item 1121 of Regulation AB.
(b) The
Master Servicer and the Securities Administrator shall be entitled to rely
conclusively on the data provided by the Company and the Servicer pursuant
to
Section 5.03(a) above and shall have no liability for any errors in such
Mortgage Loan data.
Section 5.04 |
Collection
of
Taxes; Assessments and Similar Items; Escrow Accounts.
|
With
respect to each EMC Mortgage Loan, to the extent required by the related
Mortgage Note, the Company shall establish and maintain one or more accounts
(each, an “Escrow Account”) and deposit and retain therein all collections from
the Mortgagors (or Servicing Advances by the Company) for the payment of taxes,
assessments, hazard insurance premiums or comparable items for the account
of
the Mortgagors. Nothing herein shall require the Company to compel a Mortgagor
to establish an Escrow Account in violation of applicable law.
Withdrawals
of amounts so collected from the Escrow Accounts may be made only to effect
timely payment of taxes, assessments, hazard insurance premiums, condominium
or
PUD association dues, or comparable items, to reimburse the Company out of
related collections for any payments made with respect to each EMC Mortgage
Loan
pursuant to Section 3.01 (with respect to taxes and assessments and insurance
premiums) and Section 3.07 (with respect to hazard insurance), to refund to
any
Mortgagors for any EMC Mortgage Loans any sums as may be determined to be
overages, to pay interest, if required by law or the terms of the related
Mortgage or Mortgage Note, to such Mortgagors on balances in the Escrow Account
or to clear and terminate the Escrow Account at the termination of this
Agreement in accordance with Section 11.01 thereof. The Escrow Account shall
not
be a part of the Trust Fund.
Section 5.05 |
Protected
Accounts.
|
(a) The
Master Servicer shall enforce the obligation of the Company and the Servicers
to
establish and maintain a Protected Account in accordance with this Agreement
and
the Servicing Agreements, with records to be kept with respect thereto on a
Mortgage Loan by Mortgage Loan basis, into which accounts shall be deposited
within one Business Day (or as of such other time specified in the Servicing
Agreements) of receipt all collections of principal and interest on any Mortgage
Loan and with respect to any REO Property received by the Company or the related
Servicer, including Principal Prepayments, Insurance Proceeds, Liquidation
Proceeds, Subsequent Recoveries, and advances made from the Company’s or such
Servicer’s own funds (less servicing compensation as permitted by this Agreement
or the related Servicing Agreement) and all other amounts to be deposited in
the
Protected Accounts. Each of the Company and the Servicers is hereby authorized
to make withdrawals from and deposits to the related Protected Account for
purposes required or permitted by this Agreement. To the extent provided in
this
Agreement or any Servicing Agreement, the Protected Account shall be held in
a
Designated Depository Institution and segregated on the books of such
institution in the name of the Company or Servicer, as applicable on behalf
of
the Trustee for the benefit of Certificateholders and the Insurer.
(b) To
the
extent provided in this Agreement or any Servicing Agreement, amounts on deposit
in a Protected Account may be invested in Permitted Investments in the name
of
the Trustee for the benefit of Certificateholders and the Insurer and, except
as
provided in the preceding paragraph, not commingled with any other funds, such
Permitted Investments to mature, or to be subject to redemption or withdrawal,
no later than the date on which such funds are required to be withdrawn for
deposit in the Master Servicer Collection Account, and shall be held until
required for such deposit. The income earned from Permitted Investments made
pursuant to this Section 5.05 shall be paid to the Company or the related
Servicer under this Agreement or the related Servicing Agreement, and the risk
of loss of moneys required to be distributed to the Certificateholders resulting
from such investments shall be borne by and be the risk of the Company or the
related Servicer, as the case may be. The Company or the related Servicer (to
the extent provided in this Agreement or the related Servicing Agreement) shall
deposit the amount of any such loss in the Protected Account within two Business
Days of receipt of notification of such loss but not later than the second
Business Day prior to the Distribution Date on which the moneys so invested
are
required to be distributed to the Certificateholders.
(c) To
the
extent provided in this Agreement or the related Servicing Agreement and subject
to this Article V, on or before 1:00 p.m. New York City time on each Remittance
Date, the Company or the related Servicer shall withdraw or shall cause to
be
withdrawn from its Protected Account and shall immediately deposit or cause
to
be deposited in the Master Servicer Collection Account amounts representing
the
following collections and payments (other than with respect to principal of
or
interest on the Mortgage Loans due on or before the Cut-off Date):
(i) With
respect to each Loan Group, scheduled Payments on the Mortgage Loans received
or
any related portion thereof advanced by the Company or the related Servicer
pursuant to the related Servicing Agreement which were due on or before the
related Due Date, net of the amount thereof comprising the Servicing
Fees;
(ii) with
respect to each Loan Group, full Principal Prepayments and any Liquidation
Proceeds received by the Company or the related Servicer with respect to such
Mortgage Loans in the related Prepayment Period, with interest to the date
of
prepayment or liquidation, net of the amount thereof comprising the Servicing
Fees;
(iii) With
respect to each Loan Group, partial Principal Prepayments received by the
Company or the related Servicer for such Mortgage Loans in the related
Prepayment Period;
(iv) With
respect to each Loan Group, any amount to be used as an Advance;
and
(v) With
respect to each Loan Group, the amount of any Prepayment Charges collected
with
respect to the Mortgage Loans and the amount of any Prepayment Charges paid
by
the Company or the related Servicer in connection with the waiver of a
Prepayment Charge in a manner that is not permitted under this Agreement or
the
related Servicing Agreement.
(d) with
respect to each Loan Group, withdrawals may be made from a Protected Account
by
the Company as described in Section 5.02 hereof and by the Master Servicer
or
the related Servicer only to make remittances as provided in Section 5.05(c),
5.06 and 5.07; to reimburse the Master Servicer or the Servicer for Advances
which have been recovered by subsequent collection from the related Mortgagor;
to remove amounts deposited in error; to remove fees, charges or other such
amounts deposited on a temporary basis; or to clear and terminate the account
at
the termination of this Agreement in accordance with Section 11.01. As provided
in Sections 5.05(c) and 5.06(b) certain amounts otherwise due to the related
Servicer may be retained by the related Servicer and need not be deposited
in
the Master Servicer Collection Account.
Section 5.06 |
Master
Servicer Collection Account.
|
(a) The
Master Servicer shall establish and maintain in the name of LaSalle Bank
National Association, as Master Servicer, on behalf of the Trustee, for the
benefit of the Certificateholders and the Insurer, the Master Servicer
Collection Account which shall be an Eligible Account. The Master Servicer
will
deposit in the Master Servicer Collection Account as identified by the Master
Servicer and as received by the Master Servicer, the following
amounts:
(i) with
respect to each Loan Group, any
Advance and any Compensating Interest Payments;
(ii) with
respect to each Loan Group,
any
Insurance Proceeds, Liquidation Proceeds or Subsequent Recoveries received
by
the Master Servicer;
(iii) with
respect to each Loan Group,
the
Repurchase Price with respect to any Mortgage Loans purchased by the Seller
or
Section 2.02 or 2.03, the Repurchase Price with respect to any Mortgage Loans
purchased by EMC pursuant to Section 3.05, and all proceeds of any Mortgage
Loans or property acquired with respect thereto repurchased by the Seller or
its
designee pursuant to Section 11.01;
(iv) with
respect to each Loan Group,
any
amounts required to be deposited with respect to losses on investments of
deposits in the Master Servicer Collection Account; and
(v) with
respect to each Loan Group,
any
other amounts received by or on behalf of the Master Servicer or the Trustee
and
required to be deposited in the Master Servicer Collection Account pursuant
to
this Agreement.
(b) All
amounts deposited to the Master Servicer Collection Account shall be held by
the
Master Servicer in the name of the Trustee in trust for the benefit of the
Certificateholders and the Insurer in accordance with the terms and provisions
of this Agreement. The requirements for crediting the Master Servicer Collection
Account shall be exclusive, it being understood and agreed that, without
limiting the generality of the foregoing, payments in the nature of late payment
charges or assumption, tax service, statement account or payoff, substitution,
satisfaction, release and other like fees and charges, need not be credited
by
the Master Servicer to the Master Servicer Collection Account.
(c) The
amount at any time credited to the Master Servicer Collection Account may be
invested, in the name of the Trustee, or its nominee, for the benefit of the
Certificateholders and the Insurer, in Permitted Investments or be held in
cash
as directed by the Securities Administrator. All Permitted Investments shall
mature or be subject to redemption or withdrawal on or before, and shall be
held
until, the next succeeding Distribution Account Deposit Date. Any and all
investment earnings from the Master Servicer Collection Account shall be paid
to
the Securities Administrator. The risk of loss of moneys required to be
distributed to the Certificateholders resulting from such investments shall
be
borne by and be the risk of the Securities Administrator. The Securities
Administrator shall deposit the amount of any such loss in the Master Servicer
Collection Account within two Business Days of receipt of notification of such
loss but not later than the second Business Day prior to the Distribution Date
on which the moneys so invested are required to be distributed to the
Certificateholders.
Section 5.07 |
Permitted
Withdrawals and Transfers from the Master Servicer Collection
Account.
|
(a) The
Master Servicer will make such withdrawals or transfers from the Master Servicer
Collection Account as the Master Servicer has designated for such transfer
or
withdrawal pursuant to this Agreement. The Master Servicer may clear and
terminate the Master Servicer Collection Account pursuant to Section 11.01
and
from time to time remove amounts deposited in error.
(b) On
an
ongoing basis, the Master Servicer shall withdraw from the Master Servicer
Collection Account to pay itself as provided in Section 4.09 and to pay any
expenses, costs and liabilities recoverable by the Trustee, the Master Servicer,
each Custodian or the Securities Administrator pursuant to Sections 4.02, 8.03,
8.04 (subject in each case to the Extraordinary Trust Fund Expenses Cap), 9.05
and 10.05; provided however, that the Master Servicer shall be obligated to
pay
from its own funds any amounts which it is required to pay under Section
8.03(a).
(c) In
addition, on or before each Distribution Account Deposit Date, the Master
Servicer shall remit to the Securities Administrator for deposit in the
Distribution Account any Advances required to be made by the Master Servicer
with respect to the Mortgage Loans.
(d) No
later
than 3:00 p.m. New York time on each Distribution Account Deposit Date, the
Master Servicer will transfer all available funds on deposit in the Master
Servicer Collection Account with respect to the related Distribution Date to
the
Securities Administrator for deposit in the Distribution Account. In the event
that the Master Servicer shall deposit or cause to be deposited to the
Distribution Account any amount not required to be credited thereto, the
Securities Administrator, upon receipt of a written request therefor signed
by a
Master Servicing Officer of the Master Servicer, shall promptly transfer such
amount to the Master Servicer, any provision herein to the contrary
notwithstanding.
Section 5.08 |
Distribution
Account.
|
(a) The
Securities Administrator shall establish and maintain in the name of the
Securities Administrator, on behalf of the Trustee, for the benefit of the
Certificateholders and the Insurer, the Distribution Account as a segregated
trust account or accounts.
(b) All
amounts deposited to the Distribution Account shall be held by the Securities
Administrator in the name of the Trustee in trust for the benefit of the
Certificateholders and the Insurer in accordance with the terms and provisions
of this Agreement.
(c) The
Distribution Account shall constitute an Eligible Account of the Trust Fund
segregated on the books of the Securities Administrator and held by the
Securities Administrator, and the Distribution Account and the funds deposited
therein shall not be subject to, and shall be protected from, all claims, liens,
and encumbrances of any creditors or depositors of the Securities Administrator
(whether made directly, or indirectly through a liquidator or receiver of the
Securities Administrator). The amount at any time credited to the Distribution
Account may be, as directed by the Securities Administrator, held either
uninvested or invested in the name of the Trustee, in such Permitted Investments
as may be selected by the Securities Administrator on such direction which
mature not later than the Business Day next preceding the succeeding
Distribution Date. Permitted Investments in respect of the Distribution Account
shall not be sold or disposed of prior to their maturity. All investment
earnings on amounts on deposit in the Distribution Account or benefit from
funds
uninvested therein from time to time shall be for the account of the Securities
Administrator. The Securities Administrator shall be permitted to receive
distribution of any and all investment earnings from the Distribution Account
on
each Distribution Date. If there is any loss on a Permitted Investment or demand
deposit, the Securities Administrator shall deposit the amount of the loss
in
the Distribution Account from its own funds. With respect to the Distribution
Account and the funds deposited therein, the Securities Administrator shall
take
such action as may be necessary to ensure that the Certificateholders and the
Insurer shall be entitled to the priorities afforded to such a trust account
(in
addition to a claim against the estate of the Trustee) as provided by 12 U.S.C.
§ 92a(e), and applicable regulations pursuant thereto, if
applicable.
Section 5.09 |
Permitted
Withdrawals and Transfers from the Distribution Account.
|
(a) The
Securities Administrator will from time to time make or cause to be made such
withdrawals or transfers from the Distribution Account as are designated for
such transfer or withdrawal pursuant to this Agreement any the Servicing
Agreement (limited in the case of amounts due the Master Servicer to those
not
withdrawn from the Master Servicer Collection Account in accordance with the
terms of this Agreement):
(i) to
reimburse the Master Servicer, the Company or the related Servicer for any
unreimbursed Advance or Servicing Advance of its own funds pursuant to this
Agreement or the related Servicing Agreement, such right of the Master Servicer,
the Company or the Servicer to reimbursement pursuant to this subclause (i)
being limited to amounts received on a particular Mortgage Loan (including,
for
this purpose, the Repurchase Price therefor, Insurance Proceeds and Liquidation
Proceeds) which represent late payments or recoveries of the principal of or
interest on such Mortgage Loan respecting which such Advance or Servicing
Advance was made;
(ii) to
reimburse the Master Servicer, the Company or the related Servicer from
Insurance Proceeds or Liquidation Proceeds relating to a particular Mortgage
Loan for unreimbursed amounts expended by the Master Servicer, the Company
or
the Servicer in good faith in connection with the restoration of the related
Mortgaged Property which was damaged by an uninsured cause or in connection
with
the liquidation of such Mortgage Loan; provided, however, that such
reimbursement pursuant to this clause shall be limited to amounts recovered
from
Mortgage Loans in the related Loan Group from which such expenditures were
made;
(iii) to
reimburse the Master Servicer, the Company or the related Servicer from
Insurance Proceeds relating to a particular Mortgage Loan for unreimbursed
expenses incurred with respect to such Mortgage Loan and to reimburse the Master
Servicer, the Company or the related Servicer from Liquidation Proceeds from
a
particular Mortgage Loan for Liquidation Expenses incurred with respect to
such
Mortgage Loan; provided that the Master Servicer shall not be entitled to
reimbursement for Liquidation Expenses with respect to a Mortgage Loan to the
extent that (i) any amounts with respect to such Mortgage Loan were paid as
Excess Liquidation Proceeds pursuant to clause (x) of this Subsection (a) to
the
Master Servicer; and (ii) such Liquidation Expenses were not included in the
computation of such Excess Liquidation Proceeds;
(iv) to
reimburse the Master Servicer, the Company or a Servicer for any Advance or
Servicing Advance, after a Realized Loss has been allocated with respect to
the
related Mortgage Loan if the Advance or Servicing Advance has not been
reimbursed pursuant to clauses (i) through (iii); provided, however, that such
reimbursement pursuant to this clause shall be limited to amounts recovered
from
Mortgage Loans in the related Loan Group from which such Advance was
made;
(v) to
pay
the Master Servicer as set forth in Section 4.09;
(vi) to
reimburse the Master Servicer for expenses, costs and liabilities incurred
by
and reimbursable to it pursuant to Sections 4.02, 8.04(c) and (d) and 12.02
or
otherwise reimbursable to it pursuant to this Agreement;
(vii) to
pay to
the Master Servicer, as additional master servicing compensation, any Excess
Liquidation Proceeds to the extent not retained by the Company or the
Servicer;
(viii) to
reimburse or pay the Company or the related Servicer any such amounts as are
due
thereto under this Agreement or the related Servicing Agreement and have not
been retained by or paid to the Company or the related Servicer, to the extent
provided herein and in the related Servicing Agreement;
(ix) to
reimburse the Trustee, the Custodian or the Securities Administrator for
expenses, costs and liabilities incurred by or reimbursable to it pursuant
to
this Agreement (to the extent not reimbursed from the Master Servicer Collection
Account in accordance with Section 5.07), subject to the Extraordinary Trust
Fund Expenses Cap;
(x) to
remove
amounts deposited in error; and
(xi) to
clear
and terminate the Distribution Account pursuant to Section 11.01.
(b) The
Master Servicer shall keep and maintain separate accounting, on a Mortgage
Loan
by Mortgage Loan basis, for the purpose of accounting for any reimbursement
from
the Distribution Account pursuant to subclauses (i) through (iv), inclusive,
and
(vi) or with respect to any such amounts which would have been covered by such
subclauses had the amounts not been retained by the Master Servicer without
being deposited in the Distribution Account under Section 5.08.
(c) On
each
Distribution Date, the Securities Administrator shall distribute the related
Interest Remittance Amount, Group I Principal Distribution Amount and Group
II
Principal Distribution Amount to the extent of funds on deposit in the
Distribution Account to the holders of the related Certificates and the Insurer
in accordance with Section 6.04.
ARTICLE
VI
DISTRIBUTIONS
AND ADVANCES
Section 6.01 |
Advances.
|
(a) The
Company shall make an Advance with respect to any EMC Mortgage Loan and deposit
such Advance in the Master Servicer Collection Account no later than 1:00 p.m.
Eastern time on the Remittance Date in immediately available funds. The Company
or the related Servicer, as applicable, shall be obligated to make any such
Advance only to the extent that such advance would not be a Nonrecoverable
Advance. If the Company or the related Servicer shall have determined that
it
has made a Nonrecoverable Advance or that a proposed Advance or a lesser portion
of such Advance would constitute a Nonrecoverable Advance, the Company or the
related Servicer, as the case may be, shall deliver (i) to the Securities
Administrator for the benefit of the Certificateholders and the Insurer funds
constituting the remaining portion of such Advance, if applicable, and (ii)
to
the Depositor, the Master Servicer, each Rating Agency, the Insurer and the
Trustee an Officer’s Certificate setting forth the basis for such determination.
In
lieu
of making all or a portion of such Advance from its own funds, the Company
may
(i) cause to be made an appropriate entry in its records relating to the
Protected Account that any Amounts Held for Future Distribution has been used
by
the Company in discharge of its obligation to make any such Advance and (ii)
transfer such funds from the Protected Account to the Distribution Account.
Any
funds so applied and transferred shall be replaced by the Company by deposit
in
the Distribution Account, no later than the close of business on the Remittance
Date immediately preceding the Distribution Account Deposit Date on which such
funds are required to be distributed pursuant to this Agreement.
Each
Servicer will discontinue such Advances with respect to any Mortgage Loan that
becomes 90 days Delinquent; provided, however, if a Servicer reasonably
determines that a significant net recovery is possible through foreclosure
proceedings or other liquidation of the related Mortgaged Property on a Mortgage
Loan that becomes 90 days delinquent, such Servicer may continue making advances
on such Mortgage Loan. Subject to Section 3.12, a Servicer must effectuate
foreclosure or other conversion of the ownership of the Mortgaged Property
securing any Mortgage Loan at such time that the Mortgage Loan becomes 180
days
Delinquent. Once a Servicer has commenced such proceedings, such Servicer will
not be entitled to any additional Servicing Fee for such Mortgage Loan, except
to the extent of any unreimbursed Servicing Fees and expenses which will be
reimbursable from any Liquidation Proceeds.
The
Company shall be entitled to be reimbursed from the Protected Account for all
Advances of its own funds made pursuant to this Section as provided in Section
5.02; provided, however, such reimbursement shall be limited to funds received
from Mortgage Loans in the related Loan Group for which such Advance was made.
The obligation to make Advances with respect to any EMC Mortgage Loan shall
continue until such EMC Mortgage Loan is paid in full or the related Mortgaged
Property or related REO Property has been liquidated or until the purchase
or
repurchase thereof (or substitution therefor) from the Trust Fund pursuant
to
any applicable provision of this Agreement, except as otherwise provided in
this
Section 6.01.
(b) If
the
Scheduled Payment on a Mortgage Loan that was due on a related Due Date and
is
delinquent other than as a result of application of the Relief Act and for
which
the Company or the related Servicer was required to make an Advance pursuant
to
this Agreement or the related Servicing Agreement exceeds the amount deposited
in the Master Servicer Collection Account which shall be used for an Advance
with respect to such Mortgage Loan, the Master Servicer will deposit in the
Master Servicer Collection Account not later than the Distribution Account
Deposit Date immediately preceding the related Distribution Date an amount
equal
to such deficiency, net of the Master Servicing Fee and the Servicing Fee for
such Mortgage Loan except to the extent the Master Servicer determines any
such
Advance to be nonrecoverable from Liquidation Proceeds, Insurance Proceeds
or
future payments on the Mortgage Loan for which such Advance was made. Subject
to
the foregoing, the Master Servicer shall continue to make such Advances through
the date that the Company or the related Servicer is required to do so under
this Agreement or the related Servicing Agreement, as applicable. If applicable,
on the Distribution Account Deposit Date, the Master Servicer shall present
an
Officer’s Certificate to the Trustee (i) stating that the Master Servicer elects
not to make an Advance in a stated amount and (ii) detailing the reason it
deems
the advance to be nonrecoverable. The Master Servicer may rely on any
non-recoverability determination of the Company or any Servicer.
Subject
to and in accordance with the provisions of Article IX hereof, in the event
the
Master Servicer fails to make such Advance, then the Trustee, as Successor
Master Servicer, shall be obligated to make such Advance, subject to the
provisions of this Section 6.01.
Section 6.02 |
Compensating
Interest Payments.
|
(a) In
the
event that there is a Prepayment Interest Shortfall arising from a voluntary
Principal Prepayment in part or in full by the Mortgagor with respect to any
EMC
Mortgage Loan, the Company shall, to the extent of the Servicing Fee for such
Distribution Date, remit to the Master Servicer for deposit into the Master
Servicer Collection Account, as a reduction of the Servicing Fee for such
Distribution Date, no later than the close of business on the Remittance Date
immediately preceding such Distribution Date, an amount equal to the Prepayment
Interest Shortfall; and in case of such deposit, the Company shall not be
entitled to any recovery or reimbursement from the Depositor, the Trustee,
the
Sellers, the Master Servicer, the Securities Administrator, the Trust Fund
or
the Certificateholders.
(b) The
Master Servicer shall enforce the obligation of each Servicer under the related
Servicing Agreement to remit any required Compensating Interest Payments to
the
Master Servicer Collection Account on the Remittance Date.
(c) The
Master Servicer shall be required to remit to the Securities Administrator
for
deposit in the Distribution Account the amount of any Prepayment Interest
Shortfalls, to the extent of the Master Servicing Compensation for such
Distribution Date, in the event the Company or the related Servicer is required
to make such payment but fails to do so.
Section 6.03 |
REMIC
Distributions.
|
On
each
Distribution Date, the Securities Administrator shall be deemed to have
allocated distributions to the REMIC I Regular Interests, the REMIC II Regular
Interests, Class I-C Interest and Class II-C Interest in accordance with Section
6.07 hereof.
Section 6.04 |
Distributions.
|
(a) On
each
Distribution Date, an amount equal to the related Interest Funds and Group
I
Principal Funds for such Distribution Date shall be withdrawn by the Securities
Administrator to the extent of any such funds in the Distribution Account and
distributed in the following order of priority:
(1) Interest
Funds in respect of Loan Group I shall be distributed in the following manner
and order of priority:
(A) To
the
Class I-A Insurer, the Class I-A Insurer Premium Amount for such Distribution
Date;
(B) to
the
Class I-A Certificates, the Current Interest and any Interest Carry Forward
Amount for such Distribution Date and such Class;
(C) To
the
Class I-A Insurer, any Class I-A Reimbursement Amount;
and
(D) From
remaining Interest Funds in respect to Loan Group I, sequentially, to the Class
I-M Class I-B-1, Class I-B-2, Class I-B-3 and Class I-B-4 Certificates, in
that
order, the Current Interest for each such Class.
Any
Group
I Excess Spread to the extent necessary to meet a level of overcollateralization
equal to the Group I Overcollateralization Target Amount will be the Group
I
Extra Principal Distribution Amount and will be included as part of the Group
I
Principal Distribution Amount. Any Group I Remaining Excess Spread together
with
any Group I Overcollateralization Release Amount will be applied as Group I
Excess Cashflow and distributed pursuant to clauses (a)(3)(A) through (G)
below.
On
any
Distribution Date, any related Relief Act Interest Shortfalls and any related
Prepayment Interest Shortfalls allocated to the Group I Certificates to the
extent not covered by Compensating Interest will be allocated as set forth
in
the definition of “Current Interest” herein.
(2) Group
I
Principal Funds, including any Group I Extra Principal Distribution Amount,
shall be distributed in the following manner and order of priority:
(A) For
each
Distribution Date (i) prior to the Group I Stepdown Date or (ii) on which a
Group I Trigger Event is in effect:
(i) To
the
Class I-A Insurer, the Class I-A Insurer Premium Amount for such Distribution
Date remaining unpaid after distributions made pursuant to Section 6.04(a)(1)(A)
above;
(ii) To
the
Class I-A Certificates, the Group I Principal Distribution Amount for such
Distribution Date, until the Certificate Principal Balance thereof is reduced
to
zero;
(iii) To
the
Class I-A Insurer, any Class I-A Reimbursement Amount remaining unpaid after
distributions made pursuant to Section 6.04(a)(1)(C) above;
(iv) To
the
Class I-M Certificates, the remaining Group
I
Principal
Distribution Amount for such Distribution Date, until the Certificate Principal
Balance thereof is reduced to zero;
(v) To
the
Class I-B-1 Certificates, the remaining Group I Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero;
(vi) To
the
Class I-B-2 Certificates, the remaining Group I Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero;
(vii) To
the
Class I-B-3 Certificates, the remaining Group I Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero; and
(viii) To
the
Class I-B-4 Certificates, from any remaining Group I Principal Distribution
Amount for such Distribution Date, until the Certificate Principal Balance
thereof is reduced to zero.
(B) For
each
Distribution Date on or after the Stepdown Date, so long as a Group I Trigger
Event is not in effect:
(i) To
the
Class I-A Insurer, the Class I-A Insurer Premium Amount for such Distribution
Date remaining unpaid after distributions made pursuant to Section 6.04(a)(1)(A)
above;
(ii)
To the
Class I-A Certificates, the Class I-A Principal Distribution Amount for such
Distribution Date, until the Certificate Principal Balance thereof is reduced
to
zero;
(iii) To
the
Class I-A Insurer, any Class I-A Reimbursement Amount remaining unpaid after
distributions made pursuant to Sections 6.04(a)(1)(C) and 6.04(a)(2)(A)(iii)
above;
(iv) To
the
Class I-M Certificates, from any remaining Group
I
Principal
Distribution Amount for such Distribution Date, the Class I-M Principal
Distribution Amount for such Distribution Date, until the Certificate Principal
Balance thereof is reduced to zero;
(v) To
the
Class I-B-1 Certificates, from any remaining Group I Principal Distribution
Amount for such Distribution Date, the Class I-B-1 Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero;
(vi) To
the
Class I-B-2 Certificates, from any remaining Group I Principal Distribution
Amount for such Distribution Date, the Class I-B-2 Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero;
(vii) To
the
Class I-B-3 Certificates, from any remaining Group I Principal Distribution
Amount for such Distribution Date, the Class I-B-3 Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero; and
(viii) To
the
Class I-B-4 Certificates, from any remaining Group I Principal Distribution
Amount for such Distribution Date, the Class B-4 Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero.
(3) Any
Group
I Excess Cashflow shall be distributed in the following manner and order of
priority; provided,
however, any such Group I Excess Spread that would otherwise be distributed
to
the Class I-A Certificates to pay the Group I Extra Principal Distribution
Amount for any Distribution Date shall be used to pay the Class I-A Insurer
any
Class I-A Reimbursement Amount, if any, which was not previously paid to the
Class I-A Insurer pursuant to clauses (a)(1)(C) and (a)(2) above prior to paying
such Group I Extra Principal Distribution Amount to the Class I-A
Certificates:
(A) from
any
remaining Group I Excess Cashflow, to the Class I-A Certificates, (a)
first,
any
remaining Interest Carry Forward Amount for such Class to the extent not fully
paid pursuant to clause (a)(1)(B) above and (b) second,
any
Unpaid Realized Loss Amount for such Class for such Distribution Date in
accordance with the Applied Realized Loss Amount allocated to each such
Class;
(B) from
any
remaining Group I Excess Cashflow, sequentially, to the Class I-M, Class I-B-1,
Class I-B-2, Class I-B-3 and Class I-B-4 Certificates, in that order, an amount
equal to the related Interest Carry Forward Amount, if any, for each such Class
for such Distribution Date;
(C) from
any
remaining Group I Excess Cashflow otherwise distributable to the Class I-C
Interest and Class I-C Certificates, to the Group I Reserve Fund, (i)
first,
to
pay
the Class I-A Certificates any Group I Basis Risk Shortfall Carry Forward Amount
for such Class for such Distribution Date, if any, to the extent such amount
exceeds the amounts then on deposit in the Group
I
Reserve
Fund and (ii)
second,
to
maintain a balance in the Group I Reserve Fund equal to the Group I Reserve
Fund
Deposit;
(D) from
any
remaining Group I Excess Cashflow otherwise distributable to the Class I-C
Interest and Class I-C Certificates, to the Group
I
Reserve
Fund, (i) first,
sequentially
to pay the Class I-M, Class I-B-1, Class I-B-2, Class I-B-3 and Class I-B-4
Certificates, in that order, any Group I Basis Risk Shortfall Carry Forward
Amount for each such Class for such Distribution Date,
if any,
to the extent such amount exceeds the amounts then on deposit in the
Group
I
Reserve
Fund,
and
(ii)
second,
to
maintain a balance in the Group I Reserve Fund equal to the Group I Reserve
Fund
Deposit;
(E) from
any
remaining Group I Excess Cashflow, sequentially to pay to the Class I-A, Class
I-M, Class I-B-1, Class I-B-2, Class I-B-3 and Class I-B-4 Certificates, in
that
order, the amount of Relief Act Shortfalls and any Prepayment Interest
Shortfalls allocated to such Classes of Certificates, to the extent not
previously reimbursed;
(F) from
any
remaining Group I Excess Cashflow, to the Class I-C Interest and Class I-C
Certificates, an amount equal to the Class I-C Distribution Amount reduced
by
amounts distributed in clauses (C) and (D) above; and
(G) from
any
remaining Group I Excess Cashflow (i) to each of the Class I-R-1, Class I-R-2
and Class I-R-X Certificates, based on the related REMIC in which such cashflow
remains.
On
each
Distribution Date, all amounts in respect of Prepayment Charges related to
the
Group I Mortgage Loans shall be distributed to the Holders of the Class I-C
Certificates, provided that such distributions shall not be in reduction of
the
principal balance thereof.
In
addition, notwithstanding the foregoing, on any Distribution Date after the
Distribution Date on which the Certificate Principal Balance of a Class of
Class
I-A, Class I-M or Class I-B Certificates has been reduced to zero, that Class
of
Certificates will be retired and will no longer be entitled to distributions,
including distributions in respect of related Prepayment Interest Shortfalls
or
Group I Basis Risk Shortfall Carry Forward Amounts.
(b) On
each
Distribution Date, an amount equal to the related Interest Funds and Group
II
Principal Funds for such Distribution Date shall be withdrawn by the Securities
Administrator to the extent of any such funds in the Distribution Account and
distributed in the following order of priority:
(1) Interest
Funds in respect of Loan Group II shall be distributed in the following manner
and order of priority:
(A) To
the
Class II-A Insurer, the Class II-A Insurer Premium Amount for such Distribution
Date;
(B) to
the
Class II-A Certificates, the Current Interest and any Interest Carry Forward
Amount for such Distribution Date and such Class;
(C) To
the
Class II-A Insurer, any Class II-A Reimbursement Amount;
and
(D) From
remaining Interest Funds in respect to Loan Group I, sequentially, to the Class
II-M Class II-B-1, Class II-B-2, Class II-B-3 and Class II-B-4 Certificates,
in
that order, the Current Interest for each such Class.
Any
Group
II Excess Spread to the extent necessary to meet a level of
overcollateralization equal to the Group II Overcollateralization Target Amount
will be the Group II Extra Principal Distribution Amount and will be included
as
part of the Group II Principal Distribution Amount. Any Group II Remaining
Excess Spread together with any Group II Overcollateralization Release Amount
will be applied as Group II Excess Cashflow and distributed pursuant to clauses
(b)(3)(A) through (G) below.
On
any
Distribution Date, any related Relief Act Interest Shortfalls and any related
Prepayment Interest Shortfalls allocated to the Group II Certificates to the
extent not covered by Compensating Interest will be allocated as set forth
in
the definition of “Current Interest” herein.
(2) Group
II
Principal Funds, including any Group II Extra Principal Distribution Amount,
shall be distributed in the following manner and order of priority:
(A) For
each
Distribution Date (i) prior to the Group II Stepdown Date or (ii) on which
a
Group II Trigger Event is in effect:
(i) To
the
Class II-A Insurer, the Class II-A Insurer Premium Amount for such Distribution
Date remaining unpaid after distributions made pursuant to Section 6.04(b)(1)(A)
above;
(ii) To
the
Class II-A Certificates, the Group II Principal Distribution Amount for such
Distribution Date, until the Certificate Principal Balance thereof is reduced
to
zero;
(iii) To
the
Class II-A Insurer, any Class II-A Reimbursement Amount remaining unpaid after
distributions made pursuant to Section 6.04(b)(1)(C) above;
(iv) To
the
Class II-M Certificates, the remaining Group II Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero;
(v) To
the
Class II-B-1 Certificates, the remaining Group II Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero;
(vi) To
the
Class II-B-2 Certificates, the remaining Group II Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero;
(vii) To
the
Class II-B-3 Certificates, the remaining Group II Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero; and
(viii) To
the
Class II-B-4 Certificates, from any remaining Group II Principal Distribution
Amount for such Distribution Date, until the Certificate Principal Balance
thereof is reduced to zero.
(B) For
each
Distribution Date on or after the Stepdown Date, so long as a Group II Trigger
Event is not in effect:
(i) To
the
Class II-A Insurer, the Class II-A Insurer Premium Amount for such Distribution
Date remaining unpaid after distributions made pursuant to Section 6.04(b)(1)(A)
above;
(ii)
To the
Class II-A Certificates, the Class II-A Principal Distribution Amount for such
Distribution Date, until the Certificate Principal Balance thereof is reduced
to
zero;
(iii) To
the
Class II-A Insurer, any Class II-A Reimbursement Amount remaining unpaid after
distributions made pursuant to Sections 6.04(b)(1)(C) and 6.04(b)(2)(A)(iii)
above;
(iv) To
the
Class II-M Certificates, from any remaining Group II Principal Distribution
Amount for such Distribution Date, the Class II-M Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero;
(v) To
the
Class II-B-1 Certificates, from any remaining Group II Principal Distribution
Amount for such Distribution Date, the Class II-B-1 Principal Distribution
Amount for such Distribution Date, until the Certificate Principal Balance
thereof is reduced to zero;
(vi) To
the
Class II-B-2 Certificates, from any remaining Group II Principal Distribution
Amount for such Distribution Date, the Class II-B-2 Principal Distribution
Amount for such Distribution Date, until the Certificate Principal Balance
thereof is reduced to zero;
(vii) To
the
Class II-B-3 Certificates, from any remaining Group II Principal Distribution
Amount for such Distribution Date, the Class II-B-3 Principal Distribution
Amount for such Distribution Date, until the Certificate Principal Balance
thereof is reduced to zero; and
(viii) To
the
Class II-B-4 Certificates, from any remaining Group II Principal Distribution
Amount for such Distribution Date, the Class B-4 Principal Distribution Amount
for such Distribution Date, until the Certificate Principal Balance thereof
is
reduced to zero.
(3) Any
Group
II Excess Cashflow shall be distributed in the following manner and order of
priority; provided,
however, any such Group II Excess Spread that would otherwise be distributed
to
the Class II-A Certificates to pay the Group II Extra Principal Distribution
Amount for any Distribution Date shall be used to pay the Class II-A Insurer
any
Class II-A Reimbursement Amount, if any, which was not previously paid to the
Class II-A Insurer pursuant to clauses (b)(1)(C) and (b)(2) above prior to
paying such Group II Extra Principal Distribution Amount to the Class II-A
Certificates:
(A) from
any
remaining Group II Excess Cashflow, to the Class II-A Certificates, (a)
first,
any
remaining Interest Carry Forward Amount for such Class to the extent not fully
paid pursuant to clause (b)(1)(B) above and (b) second,
any
Unpaid Realized Loss Amount for such Class for such Distribution Date in
accordance with the Applied Realized Loss Amount allocated to each such
Class;
(B) from
any
remaining Group II Excess Cashflow, sequentially, to the Class II-M, Class
II-B-1, Class II-B-2, Class II-B-3 and Class II-B-4 Certificates, in that order,
an amount equal to the related Interest Carry Forward Amount, if any, for each
such Class for such Distribution Date;
(C) from
any
remaining Group II Excess Cashflow otherwise distributable to the Class II-C
Interest and Class II-C Certificates, to the Group II Reserve Fund, (i)
first,
to
pay
the Class II-A Certificates any Group II Basis Risk Shortfall Carry Forward
Amount for such Class for such Distribution Date, if any, to the extent such
amount exceeds the amounts then on deposit in the Group
II
Reserve
Fund and (ii)
second,
to
maintain a balance in the Group II Reserve Fund equal to the Group II Reserve
Fund Deposit;
(D) from
any
remaining Group II Excess Cashflow otherwise distributable to the Class II-C
Interest and Class II-C Certificates, to the Group
II
Reserve
Fund, (i) first,
sequentially
to pay the Class II-M, Class II-B-1, Class II-B-2, Class II-B-3 and Class II-B-4
Certificates, in that order, any Group II Basis Risk Shortfall Carry Forward
Amount for each such Class for such Distribution Date, if any, to the extent
such amount exceeds the amounts then on deposit in the Group
II
Reserve
Fund, and (ii)
second,
to
maintain a balance in the Group II Reserve Fund equal to the Group II Reserve
Fund Deposit;
(E) from
any
remaining Group II Excess Cashflow, sequentially to pay to the Class II-A,
Class
II-M, Class II-B-1, Class II-B-2, Class II-B-3 and Class II-B-4 Certificates,
in
that order, the amount of Relief Act Shortfalls and any Prepayment Interest
Shortfalls allocated to such Classes of Certificates, to the extent not
previously reimbursed;
(F) from
any
remaining Group II Excess Cashflow, to the Class II-C Interest and Class II-C
Certificates, an amount equal to the Class II-C Distribution Amount reduced
by
amounts distributed in clauses (C) and (D) above; and
(G) from
any
remaining Group II Excess Cashflow (i) to each of the Class II-R-1 Certificates
and Class II-R-X Certificates, based on the related REMIC in which such cashflow
remains.
On
each
Distribution Date, all amounts in respect of Prepayment Charges related to
the
Group II Mortgage Loans shall be distributed to the Holders of the Class II-C
Certificates, provided that such distributions shall not be in reduction of
the
principal balance thereof.
In
addition, notwithstanding the foregoing, on any Distribution Date after the
Distribution Date on which the Certificate Principal Balance of a Class of
Class
II-A, Class II-M or Class II-B Certificates has been reduced to zero, that
Class
of Certificates will be retired and will no longer be entitled to distributions,
including distributions in respect of related Prepayment Interest Shortfalls
or
Group II Basis Risk Shortfall Carry Forward Amounts.
(c) In
addition to the foregoing distributions, with respect to any Subsequent
Recoveries and each Loan Group, the Company or the Servicer, as applicable,
shall deposit such funds into the Protected Account pursuant to Section
5.01(b)(iii). If, after taking into account such Subsequent Recoveries from
a
related Loan Group, the amount of a related Realized Loss is reduced, the amount
of such Subsequent Recoveries from a related Loan Group will be applied to
increase the Certificate Principal Balance of the related Class of Certificates
with the highest payment priority to which related Realized Losses have been
allocated, but not by more than the amount of related Realized Losses previously
allocated to that Class of Certificates pursuant to Section 6.05; provided,
however, to the extent that no reductions to a Certificate Principal Balance
of
any Class of Certificates currently exists as the result of a prior allocation
of a related Realized Loss, such Subsequent Recoveries from a related Loan
Group
will be applied as Group I Excess Cashflow or Group II Excess Cashflow, as
applicable. The amount of any remaining Subsequent Recoveries from a related
Loan Group will be applied to increase the Certificate Principal Balance of
the
related Class of Certificates with the next highest payment priority, up to
the
amount of such related Realized Losses previously allocated to that Class of
Certificates pursuant to Section 6.05, and so on. Holders of such Certificates
will not be entitled to any payment in respect of Current Interest on the amount
of such increases for any Interest Accrual Period preceding the Distribution
Date on which such increase occurs. Any such increases shall be applied to
the
Certificate Principal Balance of each Certificate of such Class in accordance
with its respective Percentage Interest.
(d) Subject
to Section 11.02 hereof respecting the final distribution, on each Distribution
Date the Securities Administrator shall make distributions to each
Certificateholder of record on the preceding Record Date either by wire transfer
in immediately available funds to the account of such Holder at a bank or other
entity having appropriate facilities therefor, if such Holder has so notified
the Securities Administrator at least 5 Business Days prior to the related
Record Date, or, if not, by check mailed by first class mail to such
Certificateholder at the address of such Holder appearing in the Certificate
Register. Notwithstanding the foregoing, but subject to Section 11.02 hereof
respecting the final distribution, distributions with respect to Certificates
registered in the name of a Depository shall be made to such Depository in
immediately available funds.
(e) On
or
before 5:00 p.m. Eastern time on the fifth Business Day immediately preceding
each Distribution Date, the Master Servicer shall deliver the Remittance
Report.
Section 6.05 |
Allocation
of
Realized Losses.
|
(a) On
or
prior to each Determination Date, the Securities Administrator shall determine
the amount of any Realized Loss in respect of each Loan Group in respect of
each
related Mortgage Loan that occurred during the immediately
preceding calendar month.
(b) Any
Realized Losses on the Group I Mortgage Loans will be applied on any
Distribution Date as follows: first, to Group I Excess Spread through payment
of
the Group I Extra Principal Distribution Amount, second, to the Class I-C
Interest and Class I-C Certificates, until the Certificate Principal Balance
and
Uncertificated Principal Balance thereof have been reduced to zero, third,
to
the Class I-B-4 Certificates until the Certificate Principal Balance thereof
has
been reduced to zero, fourth, to the Class I-B-3 Certificates until the
Certificate Principal Balance thereof has been reduced to zero, fifth, to the
Class I-B-2 Certificates until the Certificate Principal Balance thereof has
been reduced to zero, sixth, to the Class I-B-1 Certificates until the
Certificate Principal Balance thereof has been reduced to zero, and seventh,
to
the Class I-M Certificates until the Certificate Principal Balance thereof
has
been reduced to zero.
(c) Any
Realized Losses on the Group II Mortgage Loans will be applied on any
Distribution Date as follows: first, to Group II Excess Spread through payment
of the Group II Extra Principal Distribution Amount, second, to the Class II-C
Interest and Class II-C Certificates, until the Certificate Principal Balance
and Uncertificated Principal Balance thereof have been reduced to zero, third,
to the Class II-B-4 Certificates until the Certificate Principal Balance thereof
has been reduced to zero, fourth, to the Class II-B-3 Certificates until the
Certificate Principal Balance thereof has been reduced to zero, fifth, to the
Class II-B-2 Certificates until the Certificate Principal Balance thereof has
been reduced to zero, sixth, to the Class II-B-1 Certificates until the
Certificate Principal Balance thereof has been reduced to zero, and seventh,
to
the Class II-M Certificates until the Certificate Principal Balance thereof
has
been reduced to zero.
(d) Any
allocation of Realized Losses to a Class of Certificates or interest on any
Distribution Date shall be made by reducing the Certificate Principal Balance
or
Uncertificated Principal Balance thereof by the amount so allocated; any
allocation of Realized Losses to the Group I Excess Spread or Group II Excess
Spread, as applicable, shall be made by reducing the amount otherwise payable
in
respect thereof pursuant to clause (F) of Section 6.04(a)(3) or clause (F)
of
Section 6.04(b)(3), respectively.
Once
Realized Losses have been allocated to a Class of Class M Certificates or Class
B Certificates, such amounts with respect to such Certificates will no longer
accrue interest nor will such amounts in respect of interest be reinstated
thereafter.
As
used
herein, an allocation of a Realized Loss on a “pro rata basis” among two or more
specified Classes of Certificates means an allocation on a pro rata basis,
among
the various Classes so specified, to each such Class of Certificates on the
basis of their then outstanding Certificate Principal Balances prior to giving
effect to distributions to be made on such Distribution Date. All Realized
Losses and all other losses allocated to a Class of Certificates hereunder
will
be allocated among the Certificates of such Class in proportion to the
Percentage Interests evidenced thereby.
Any
Realized Losses on the Group I Mortgage Loans shall be allocated on each
Distribution Date to the following REMIC I Regular Interests in the specified
percentages, as follows: first, to Uncertificated Accrued Interest payable
to
REMIC I Regular Interest AA and REMIC I Regular Interest ZZ up to an aggregate
amount equal to the REMIC I Interest Loss Allocation Amount (without duplication
of shortfalls allocated pursuant to Section 1.02), 98.00% and 2.00%,
respectively; second, to the Uncertificated Principal Balances of REMIC I
Regular Interest AA and REMIC I Regular Interest ZZ up to an aggregate amount
equal to the REMIC I Principal Loss Allocation Amount, 98.00% and 2.00%,
respectively; third, to the Uncertificated Principal Balances of REMIC I Regular
Interest AA, REMIC I Regular Interest I-B-4 and REMIC I Regular Interest ZZ,
98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
Balance of REMIC I Regular Interest I-B-4 has been reduced to zero; fourth,
to
the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC
I
Regular Interest I-B-3 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%,
respectively, until the Uncertificated Principal Balance of REMIC I Regular
Interest I-B-3 has been reduced to zero; fifth, to the Uncertificated Principal
Balances of REMIC I Regular Interest AA, REMIC I Regular Interest I-B-2 and
REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the
Uncertificated Principal Balance of REMIC I Regular Interest I-B-2 has been
reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC I
Regular Interest AA, REMIC I Regular Interest I-B-1 and REMIC I Regular Interest
ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
Balance of REMIC I Regular Interest I-B-1 has been reduced to zero; seventh,
to
the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC
I
Regular Interest I-M and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%,
respectively, until the Uncertificated Principal Balance of REMIC I Regular
Interest I-M has been reduced to zero; and eighth, to the Uncertificated
Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest
I-A
and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until
the Uncertificated Principal Balance of REMIC I Regular Interest I-A has been
reduced to zero.
Any
Realized Losses on the Group II Mortgage Loans shall be allocated on each
Distribution Date to the following REMIC II Regular Interests in the specified
percentages, as follows: first, to Uncertificated Accrued Interest payable
to
REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate
amount equal to the REMIC II Interest Loss Allocation Amount (without
duplication of shortfalls allocated pursuant to Section 1.02), 98.00% and 2.00%,
respectively; second, to the Uncertificated Principal Balances of REMIC II
Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount
equal to the REMIC II Principal Loss Allocation Amount, 98.00% and 2.00%,
respectively; third, to the Uncertificated Principal Balances of REMIC II
Regular Interest AA, REMIC II Regular Interest II-B-4 and REMIC II Regular
Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated
Principal Balance of REMIC II Regular Interest II-B-4 has been reduced to zero;
fourth, to the Uncertificated Principal Balances of REMIC II Regular Interest
AA, REMIC II Regular Interest II-B-3 and REMIC II Regular Interest ZZ, 98.00%,
1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of
REMIC II Regular Interest II-B-3 has been reduced to zero; fifth, to the
Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II
Regular Interest II-B-2 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and
1.00%, respectively, until the Uncertificated Principal Balance of REMIC II
Regular Interest II-B-2 has been reduced to zero; sixth, to the Uncertificated
Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest
II-B-1 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively,
until the Uncertificated Principal Balance of REMIC II Regular Interest II-B-1
has been reduced to zero; seventh, to the Uncertificated Principal Balances
of
REMIC II Regular Interest AA, REMIC II Regular Interest II-M and REMIC II
Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the
Uncertificated Principal Balance of REMIC II Regular Interest II-M has been
reduced to zero; and eighth, to the Uncertificated Principal Balances of REMIC
II Regular Interest AA, REMIC II Regular Interest II-A and REMIC II Regular
Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated
Principal Balance of REMIC II Regular Interest II-A has been reduced to
zero.
Section 6.06 |
Monthly
Statements to Certificateholders.
|
(a) Not
later
than each Distribution Date, the Securities Administrator shall prepare and
make
available to each Holder of Certificates, the Trustee, the Insurer, the Master
Servicer and the Depositor a statement setting forth for the
Certificates:
(i) the
applicable record dates, accrual periods, determination dates for calculating
distributions and general distribution dates;
(ii) with
respect to each Loan Group, the total cash flows received and the general
sources thereof;
(iii) the
amount, if any, of fees or expenses accrued and paid, with an identification
of
the payee and the general purpose of such fees including the related amount
of
the Servicing Fees paid to or retained by the applicable servicer or the Master
Servicer for the related Due Period;
(iv) with
respect to each Loan Group, the amount of the related distribution to Holders
of
each Class allocable to principal, separately identifying (A) the aggregate
amount of any Principal Prepayments included therein, (B) the aggregate of
all
scheduled payments of principal included therein and (C) the Extra Principal
Distribution Amount (if any);
(v) with
respect to the Class I-A Certificates and Class II-A Certificates, the amount
of
distributions to holders of such certificates, if any, provided by the Class
I-A
Insurance Policy or Class II-A Insurance Policy, as applicable;
(vi) with
respect to each Loan Group, the Interest Carry Forward Amounts and any Basis
Risk Shortfall Carry Forward Amounts for the related offered certificates (if
any);
(vii) the
Pass-Through Rate for each Class of Class A, Class M and Class B Certificates
with respect to the current Accrual Period, and, if applicable, whether such
Pass-Through Rate was limited by the related Net WAC Cap Rate;
(viii) the
Certificate Principal Balance or Certificate Notional Amount, as applicable,
of
each Class before and after giving effect (i) to all distributions allocable
to
principal on such Distribution Date with respect to such Loan Group and (ii)
the
allocation of any Applied Realized Loss Amounts with respect to such Loan Group
for such Distribution Date;
(ix) with
respect to each Loan Group, the number and Stated Principal Balance of all
the
Mortgage Loans for such Distribution Date, together with updated pool
composition information;
(x) the
Pass-Through Rate for each Class of Class A, Class M and Class B Certificates
with respect to the current Accrual Period, and, if applicable, whether such
Pass-Through Rate was limited by the related Net WAC Cap Rate;
(xi) with
respect to each Loan Group, the aggregate amount of Advances included in the
distribution on such Distribution Date (including the general purpose of such
Advances), the aggregate amount of unreimbursed Advances at the close of
business on the Distribution Date, and the general source of funds for
reimbursements;
(xii) the
number and aggregate Stated Principal Balance of the Group I Loans and Group
II
Loans (A) Delinquent, exclusive of Mortgage Loans in foreclosure, (1) 30 days
Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, and
(B)
in foreclosure and Delinquent (1) 30 days Delinquent, (2) 60 days Delinquent
and
(3) 90 days or more Delinquent, in each case as of the close of business on
the
last day of the calendar month preceding such Distribution Date;
(xiii) with
respect to each Loan Group, the amount of, if any, of excess cashflow or excess
spread and the application of such excess cashflow;
(xiv) with
respect to each Loan Group, the aggregate Stated Principal Balance of, and
Realized Loss on, such Mortgage Loans as of the end of the related Prepayment
Period;
(xv) with
respect to each Loan Group, information on loss, delinquency or other tests
used
for determining early amortization, liquidation, stepdowns or other performance
triggers as more completely described in the prospectus supplement and whether
the trigger was met;
(xvi) with
respect to each Loan Group, the total number and principal balance of any real
estate owned or REO Properties as of the close of business on the last day
of
the calendar month preceding such Distribution Date;
(xvii) with
respect to each Loan Group, the cumulative Realized Losses through the end
of
the preceding month;
(xviii) with
respect to each Loan Group, the three month rolling average of the percent
equivalent of a fraction, the numerator of which is the aggregate Stated
Principal Balance of the Mortgage Loans in such Loan Group that are 60 days
or
more delinquent or are in bankruptcy or foreclosure or are REO Properties,
and
the denominator of which is the aggregate Stated Principal Balance of all of
the
Mortgage Loans in such Loan Group, in each case as of the close of business
on
the last day of the calendar month preceding such Distribution
Date,
(xix) with
respect to each Loan Group and if applicable, material modifications, extensions
or waivers to Mortgage Loan terms, fees, penalties or payments during the
preceding calendar month or that have become material over time;
(xx) with
respect to each Loan Group, material breaches of Mortgage Loan representations
or warranties or transaction covenants; and
(xxi) with
respect to each Loan Group, the amount of the Prepayment Charges remitted by
the
master servicer and the amount on deposit in the related reserve
fund.
The
foregoing information and reports shall be prepared and determined by the
Securities Administrator based solely on Mortgage Loan data provided to the
Securities Administrator by the Master Servicer (in a format agreed to by the
Securities Administrator and the Master Servicer) no later than five (5)
Business Days prior to the Distribution Date. In preparing or furnishing the
foregoing information, the Securities Administrator shall be entitled to rely
conclusively on the accuracy of the information or data regarding the Mortgage
Loans and the related REO Property that has been provided to the Securities
Administrator by the Master Servicer, and the Securities Administrator shall
not
be obligated to verify, recompute, reconcile or recalculate any such information
or data. The Securities Administrator shall be entitled to conclusively rely
on
the Mortgage Loan data provided by the Master Servicer and shall have no
liability for any errors in such Mortgage Loan data.
The
Securities Administrator will make such statement (and, at its option, any
additional files containing the same information in an alternative format)
available each month to the parties hereto, the Certificateholders and each
Rating Agency and the Insurer
via the
Securities Administrator’s internet website. The Securities Administrator’s
internet website shall initially by located at xxx.xxxxxxxx.xxx.
Assistance in using the website can be obtained by calling the Securities
Administrator’s customer service desk at (000) 000-0000. Parties that are unable
to use the above distribution option are entitled to have a paper copy mailed
to
them via first class mail by calling the customer service desk and indicating
such. The Securities Administrator shall have the right to change the way such
statements are distributed in order to make such distribution more convenient
and/or more accessible to the above parties and the Securities Administrator
shall provide timely and adequate notification to all above parties regarding
any such changes.
As
a
condition to access the Securities Administrator’s internet website, the
Securities Administrator may require registration and the acceptance of a
disclaimer. The Securities Administrator will not be liable for the
dissemination of information in accordance with this Agreement.
(b) The
Securities Administrator’s responsibility for making the above information
available to the Certificateholders is limited to the availability, timeliness
and accuracy of the information derived from the Master Servicer, the Company
and the Servicers. The Securities Administrator will make available a copy
of
each statement provided pursuant to this Section 6.06 to each Rating Agency
and
the Insurer on its website at xxx.xxxxxxxx.xxx.
(c) Within
a
reasonable period of time after the end of each calendar year, the Securities
Administrator shall cause to be furnished upon written request to each Person
who at any time during the calendar year was a Certificateholder, a statement
containing the information set forth in clauses (a)(i) and (a)(ii) of this
Section 6.06 aggregated for such calendar year or applicable portion thereof
during which such Person was a Certificateholder. Such obligation of the
Securities Administrator shall be deemed to have been satisfied to the extent
that substantially comparable information shall be provided by the Securities
Administrator pursuant to any requirements of the Code as from time to time
in
effect.
(d) The
Securities Administrator shall furnish quarterly to the Holders of the Residual
Certificates each applicable Form 1066Q and shall respond promptly to written
requests made not more frequently than quarterly by any Holder of a Residual
Certificate with respect to the following matters:
(i) The
original projected principal and interest cash flows on the Closing Date on
each
class of Regular Interests and Residual Interests created hereunder and on
the
related Mortgage Loans, based on the Prepayment Assumption;
(ii) The
projected remaining principal and interest cash flows as of the end of any
calendar quarter with respect to each class of Regular Interests and Residual
Interests created hereunder and the related Mortgage Loans, based on the
Prepayment Assumption;
(iii) The
applicable Prepayment Assumption and any interest rate assumptions used in
determining the projected principal and interest cash flows described
above;
(iv) The
original issue discount (or, in the case of the Mortgage Loans, market discount)
or premium accrued or amortized through the end of such calendar quarter with
respect to each class of Regular Interests or Residual Interests created
hereunder and to the related Mortgage Loans, together with each constant yield
to maturity used in computing the same;
(v) The
treatment of losses realized with respect to the related Mortgage Loans or
the
Regular Interests created hereunder, including the timing and amount of any
cancellation of indebtedness income of a REMIC with respect to such Regular
Interests or bad debt deductions claimed with respect to the related Mortgage
Loans;
(vi) The
amount and timing of any non-interest expenses of a REMIC; and
(vii) Any
taxes
(including penalties and interest) imposed on the REMIC, including, without
limitation, taxes on “prohibited transactions,” “contributions” or “net income
from foreclosure property” or state or local income or franchise
taxes.
The
information pursuant to clauses (i), (ii), (iii) and (iv) above shall be
provided by the Depositor pursuant to Section 10.12.
Section 6.07 |
REMIC
Designations and REMIC Distributions.
|
(a) The
Securities Administrator on behalf of the Trustee shall elect that each of
REMIC
I, REMIC II, REMIC III, REMIC IV and REMIC V shall be treated as a REMIC under
Section 860D of the Code. Any inconsistencies or ambiguities in this Agreement
or in the administration of this Agreement shall be resolved in a manner that
preserves the validity of such REMIC elections. The assets of REMIC I shall
include the Group I Mortgage Loans and all interest owing in respect of and
principal due thereon, the assets in the Distribution Account related to the
Group I Mortgage Loans, the assets in the Master Servicer Collection Account
related to the Group I Mortgage Loans, the assets in the Protected Accounts
related to the Group I Mortgage Loans maintained by the Company and the
Servicer, any REO Property related to the Group I Mortgage Loans, any proceeds
of the foregoing and any other assets related to the Group I Mortgage Loans
subject to this Agreement (other than the Group I Reserve Fund and any related
Prepayment Charge Waiver Amounts). The assets of REMIC II shall include the
Group II Mortgage Loans and all interest owing in respect of and principal
due
thereon, the assets in the Distribution Account related to the Group II Mortgage
Loans, the assets in the Master Servicer Collection Account related to the
Group
II Mortgage Loans, the assets in the Protected Accounts related to the Group
II
Mortgage Loans maintained by the Company and the Servicer, any REO Property
related to the Group II Mortgage Loans, any proceeds of the foregoing and any
other assets related to the Group II Mortgage Loans subject to this Agreement
(other than the Group II Reserve Fund and any related Prepayment Charge Waiver
Amounts). The REMIC I Regular Interests and REMIC II Regular Interests shall
constitute the assets of REMIC III. The Class I-C Interest shall constitute
the
assets of REMIC IV. The Class II-C Interest shall constitute the assets of
REMIC
V.
(b) On
each
Distribution Date, the following amounts, in the following order of priority,
shall be distributed by REMIC I to REMIC III on account of the REMIC I Regular
Interests or withdrawn from the Distribution Account and distributed to the
Holders of the Class I-R-1 Certificates, as the case may be:
(i) to
the
holders of each REMIC I Regular Interest, pro
rata,
in an
amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular
Interest for such Distribution Date, plus (B) any amounts in respect thereof
remaining unpaid from previous Distribution Dates. Amounts payable as
Uncertificated Accrued Interest in respect of REMIC I Regular Interest ZZ shall
be reduced when the REMIC I Overcollateralization Amount is less than the REMIC
I Required Overcollateralization Amount, by the lesser of (x) the amount of
such
difference and (y) the REMIC I Maximum Uncertificated Accrued Interest Deferral
Amount, and such amount will be payable to the holders of each REMIC I Regular
Interest for which a Class I-A, Class I-M or Class I-B Certificate is the
Corresponding Certificate in the same proportion as the Group I Extra Principal
Distribution Amount is allocated to the Corresponding Certificates for each
such
REMIC I Regular Interest, and the Uncertificated Principal Balance of REMIC
I
Regular Interest ZZ shall be increased by such amount;
(ii) to
the
holders of REMIC I Regular Interests in an amount equal to the remainder of
the
Interest Funds related to the Group I Mortgage Loans and Group I Principal
Funds
for such Distribution Date after the distributions made pursuant to clause
(i)
above, allocated as follows:
(A) 98%
of
such remainder to the holders of REMIC I Regular Interest AA, until the
Uncertificated Principal Balance of such REMIC I Regular Interest is reduced
to
zero;
(B) 2%
of
such remainder, first, to the holders of each REMIC I Regular Interest for
which
a Class I-A, Class I-M or Class I-B Certificate is the Corresponding
Certificate, in an aggregate amount equal to 1% of and in the same proportion
as
principal payments are allocated to the Corresponding Certificates for each
such
REMIC I Regular Interest, until the Uncertificated Principal Balances of such
REMIC I Regular Interests are reduced to zero; and second, to the holders of
REMIC I Regular Interest ZZ, until the Uncertificated Principal Balance of
such
REMIC I Regular Interest is reduced to zero; and
(C) any
remaining amount to the Holders of the Class I-R-1 Certificates.
(c) On
each
Distribution Date, the following amounts, in the following order of priority,
shall be distributed by REMIC II to REMIC III on account of the REMIC II Regular
Interests or withdrawn from the Distribution Account and distributed to the
Holders of the Class II-R-1 Certificates, as the case may be:
(i) to
the
holders of each REMIC II Regular Interest, pro
rata,
in an
amount equal to (A) the Uncertificated Accrued Interest for such REMIC II
Regular Interest for such Distribution Date, plus (B) any amounts in respect
thereof remaining unpaid from previous Distribution Dates. Amounts payable
as
Uncertificated Accrued Interest in respect of REMIC II Regular Interest ZZ
shall
be reduced when the REMIC II Overcollateralization Amount is less than the
REMIC
II Required Overcollateralization Amount, by the lesser of (x) the amount of
such difference and (y) the REMIC II Maximum Uncertificated Accrued Interest
Deferral Amount, and such amount will be payable to the holders of each REMIC
II
Regular Interest for which a Class II-A, Class II-M or Class II-B Certificate
is
the Corresponding Certificate in the same proportion as the Group II Extra
Principal Distribution Amount is allocated to the Corresponding Certificates
for
each such REMIC II Regular Interest, and the Uncertificated Principal Balance
of
REMIC II Regular Interest ZZ shall be increased by such amount;
(ii) to
the
holders of REMIC II Regular Interests in an amount equal to the remainder of
the
Interest Funds related to the Group II Mortgage Loans and Group II Principal
Funds for such Distribution Date after the distributions made pursuant to clause
(i) above, allocated as follows:
(A) 98%
of
such remainder to the holders of REMIC II Regular Interest AA, until the
Uncertificated Principal Balance of such REMIC II Regular Interest is reduced
to
zero;
(B) 2%
of
such remainder, first, to the holders of each REMIC II Regular Interest for
which a Class II-A, Class II-M or Class II-B Certificate is the Corresponding
Certificate, in an aggregate amount equal to 1% of and in the same proportion
as
principal payments are allocated to the Corresponding Certificates for each
such
REMIC II Regular Interest, until the Uncertificated Principal Balances of such
REMIC II Regular Interests are reduced to zero; and second, to the holders
of
REMIC II Regular Interest ZZ, until the Uncertificated Principal Balance of
such
REMIC II Regular Interest is reduced to zero; and
(C) any
remaining amount to the Holders of the Class II-R-1 Certificates.
(d) On
each
Distribution Date, an amount equal to the amounts distributed pursuant to
Sections 6.04(a)(3)(C), (D) and (F) on such date shall be deemed distributed
from REMIC III to REMIC IV in respect of the Class I-C Distribution Amount
distributable to the Class I-C Interest.
(e) On
each
Distribution Date, an amount equal to the amounts distributed pursuant to
Sections 6.04(b)(3)(C), (D) and (F) on such date shall be deemed distributed
from REMIC III to REMIC V in respect of the Class II-C Distribution Amount
distributable to the Class II-C Interest.
Section 6.08 |
Class
I-A Policy
Matters.
|
(a) If,
on
the second Business Day before any Distribution Date, the Securities
Administrator, on behalf of the Trustee, determines that a Class I-A Deficiency
Amount is required to be paid by the Class I-A Insurer on such Distribution
Date, the Securities Administrator shall determine the amount of any such Class
I-A Deficiency Amount and shall prepare a Class I-A Notice of Nonpayment in
the
form of Exhibit A to the Class I-A Policy and deliver such notice to the
Trustee, which shall be executed by the Trustee and, to the extent required
by
the Class I-A Notice, the Securities Administrator, and submit such Class I-A
Notice of Nonpayment to the Class I-A Insurer by 12:00 p.m. Eastern Standard
time on the second Business Day before such Distribution Date as a claim for
a
Class I-A Deficiency Amount. The Securities Administrator’s responsibility for
delivering a Class I-A Notice of Nonpayment to the Class I-A Insurer, as
provided in the preceding sentence, is limited to the availability, timeliness
and accuracy of the information required to be provided hereunder by the Master
Servicer to the Securities Administrator. The Trustee shall have no obligation
to determine whether there exists a Class I-A Deficiency Amount or to calculate
such amount so long as no Event of Default has occurred and has not been cured
or waived with respect to the Securities Administrator. The Trustee shall be
entitled to rely upon the Securities Administrator's determination that a Class
I-A Deficiency Amount is required to be paid under the Class I-A Policy, and
shall execute a Class I-A Notice of Non-Payment at the direction of, and in
reliance upon, the Securities Administrator.
(b) In
the
event the Securities Administrator receives a certified copy, with a copy to
the
Trustee, of an order of the appropriate court that any payment of principal
or
interest on a Class I-A Certificate has been voided in whole or in part as
a
preference payment under applicable bankruptcy law, the Securities Administrator
on behalf of the Trustee shall promptly notify the Class I-A Insurer in writing
and the fiscal agent, if any, and the Securities Administrator shall prepare
and
the Trustee shall execute a Notice, which the Securities Administrator will
deliver to the Insurer in addition to any other required documents pursuant
to
the Class I-A Policy, a claim on the Class I-A Policy in accordance with the
provisions thereof to obtain payment by the Class I-A Insurer of such voided
scheduled payment. In addition, the Securities Administrator shall mail notice
to all Holders of the Class I-A Certificates, as applicable, so affected that,
in the event that any such Holder’s scheduled payment is so recovered, such
Holder will be entitled to payment pursuant to the terms of the Class I-A
Policy, a copy of which shall be made available to such Holders by the
Securities Administrator. The Securities Administrator shall furnish to the
Class I-A Insurer and the appropriate fiscal agent, if any, its records listing
the payments on the affected Class I-A Certificates, if any, that have been
made
by the Securities Administrator and subsequently recovered from the affected
Holders, and the dates on which such payments were made by the Securities
Administrator.
(c) At
the
time of the execution hereof, and for purposes hereof, the Securities
Administrator shall establish a separate special purpose trust account in the
name of the Trustee for the benefit of the Holders of the Class I-A Certificates
and the Class I-A Insurer (the “Class I-A Policy Payments Account”) over which
the Securities Administrator, on behalf of the Trustee, shall have exclusive
control and sole right of withdrawal. The Class I-A Policy Payments Account
shall be an Eligible Account. The Securities Administrator shall deposit any
amount received by it and paid under the Class I-A Policy into the Class I-A
Policy Payments Account and distribute such amount only for the purposes of
making payments to the Holders of the Class I-A Certificates, in respect of
related Class I-A Insured Amounts (or other amounts payable pursuant to
paragraph (b) above on the Class I-A Certificates, as applicable, by the Class
I-A Insurer pursuant to the Class I-A Policy) for which the related claim was
made under the Class I-A Policy. Such amounts shall be allocated by the
Securities Administrator to Holders of the Class I-A Certificates, entitled
to
such payments in the same manner as principal and interest distributions are
to
be allocated with respect to such Certificates pursuant to Section 6.04. It
shall not be necessary for such payments to be made by checks or by wire
transfers separate from the checks or wire transfers used to make regular
payments hereunder with funds withdrawn from the Distribution Account. However,
any payments made on the Class I-A Certificates from funds in the Class I-A
Policy Payments Account shall be noted as provided in subsection (e) below.
Funds held in the Class I-A Policy Payments Account shall not be invested by
the
Securities Administrator.
(d) Any
funds
received by the Securities Administrator from the Class I-A Insurer for deposit
into the Class I-A Policy Payments Account pursuant to the Class I-A Policy
in
respect of a Distribution Date or otherwise as a result of any claim under
such
Class I-A Policy shall be applied by the Securities Administrator directly
to
the payment in full of the Class I-A Insured Amounts due on such Distribution
Date on the Class I-A Certificates. Funds received by the Securities
Administrator as a result of any claim under the Class I-A Policy shall be
used
solely for payment to the Holders of the Class I-A Certificates and may not
be
applied for any purpose, including, without limitation, satisfaction of any
costs, expenses or liabilities of the Trustee, the Securities Administrator,
the
Master Servicer, any Servicer, the Depositor or the Trust Fund. Any funds
remaining in the Class I-A Policy Payments Account on the first Business Day
after each Distribution Date (other than the Final Scheduled Distribution Date
to the extent of funds remaining in the Class I-A Policy Payments Account
required to be paid to Holders of the Class I-A Certificates) shall be remitted
promptly by the Securities Administrator to the Class I-A Insurer pursuant
to
written instructions of the Class I-A Insurer.
(e) The
Securities Administrator shall keep complete and accurate records in respect
of
(i) all funds remitted to the Securities Administrator by the Class I-A Insurer
and deposited into the Class I-A Policy Payments Account and (ii) the allocation
of such funds to (A) payments of interest on and principal in respect of any
Class I-A Certificates and (B) payments in respect of Class I-A Preference
Amounts. The Class I-A Insurer shall have the right to inspect such records
at
reasonable times during normal business hours upon three Business Days’ prior
written notice to the Securities Administrator. Any Class I-A Insured Amounts
disbursed by the Securities Administrator from proceeds of the Class I-A Policy
shall be considered payment by the Class I-A Insurer and not by the Trust Fund
with respect to the Class I-A Certificates, as applicable, and Class I-A Insurer
will be entitled to receive the Class I-A Reimbursement Amount pursuant to
Section 6.04.
(f) The
Securities Administrator and the Trustee acknowledge, and each Holder of a
Class
I-A Certificate by its acceptance of such Certificate agrees that, without
the
need for any further action on the part of the Class I-A Insurer or the
Securities Administrator, to the extent the Class I-A Insurer pays Class I-A
Insured Amounts, directly or indirectly, on account of principal of interest
on
any Class I-A Certificates, the Class I-A Insurer shall be fully subrogated
to
the rights of the Holders of such Class I-A Certificates to receive the Class
I-A Reimbursement Amount pursuant to Section 6.04. The Class I-A
Certificateholders, by acceptance of such Certificates, assign to the Class
I-A
Insurer their rights as Holders of the Class I-A Certificates, to the extent
of
the Class I-A Insurer’s interest with respect to amounts paid under the Class
I-A Policy. Each of the Depositor and the Securities Administrator and the
Trustee agrees to such subrogation and, further agrees to execute such
instruments and to take such reasonable actions at the expense of the Trust
Fund
as, in the sole judgment of the Class I-A Insurer, are necessary to evidence
and, subject to the priority of payment provisions of this Agreement, to perfect
the rights of the Class I-A Insurer to receive any moneys paid or payable in
respect of the Class I-A Certificates under this Agreement or otherwise.
Anything herein to the contrary notwithstanding, solely for purposes of
determining the Class I-A Insurer’s voting or control rights as subrogee for
payments distributable pursuant to Section 6.04, any payment with respect to
distributions to the Class I-A Policy shall not be considered payment of the
Class I-A Certificates from the Trust Fund and shall not result in the
distribution or the provision for the distribution in reduction of the
Certificate Principal Balances of the Class I-A Certificates or Accrued
Certificate Interest thereon.
(g) The
Trustee shall promptly notify the Class I-A Insurer of either of the following
as to which a Responsible Officer has actual knowledge: (A) the commencement
of
any proceeding by or against the Depositor commenced under the United States
bankruptcy code or any other applicable bankruptcy, insolvency, receivership,
rehabilitation or similar law (an “Insolvency Proceeding”) and (B) the making of
any claim in connection with any Insolvency Proceeding seeking the avoidance as
a preferential transfer (a “Preference Claim”) of any distribution made with
respect to the Class I-A Certificates. Each Holder of a Class I-A Certificate,
by its purchase of such Certificate, and the Trustee hereby agree that the
Class
I-A Insurer (so long as no Class I-A Insurer Default exists) may at any time
during the continuation of any proceeding relating to a Preference Claim direct
all matters relating to such Preference Claim, including, without limitation,
(i) the direction of any appeal of any order relating to any Preference Claim
and (ii) the posting of any surety, supersedeas or performance bond pending
any
such appeal. In addition and without limitation of the foregoing, the Class
I-A
Insurer shall be subrogated to the rights of the Trustee and each Holder of
a
Class I-A Certificate, in the conduct of any Preference Claim, including,
without limitation, all rights of any party to an adversary proceeding action
with respect to any court order issued in connection with any such Preference
Claim.
(h) The
Trustee shall surrender the Class I-A Policy to the Class I-A Insurer for
cancellation upon the termination of the Trust Fund pursuant to Article IX
hereof.
(i) The
Trustee shall, upon retirement of the Class I-A Certificates, furnish to the
Class I-A Insurer a notice of such retirement, and, upon retirement of the
Class
I-A Certificates and the expiration of the Class I-A Policy, surrender the
Class
I-A Policy to the Class I-A Insurer for cancellation.
(j) The
Trustee shall hold the Class I-A Policy in trust as agent for the Holders of
the
Class I-A Certificates for purposes of making claims thereon and distributing
the proceeds thereof. Neither the Class I-A Policy nor the amounts paid on
the
Class I-A Policy shall constitute part of the Trust Fund by this Agreement.
Each
Holder of Class I-A Certificates, by accepting its Class I-A Certificate, as
applicable, appoints the Trustee as attorney in fact for the purpose of making
claims on the Class I-A Policy.
(k) The
Class
I-A Insurer Premium Amount to be paid pursuant to Section 6.04(a) shall be
paid
by the Securities Administrator on behalf of the Trustee to the Class I-A
Insurer in accordance with the Insurance Agreement and this
Agreement.
Section 6.09 |
Class
II-A Policy
Matters.
|
(a) If,
on
the second Business Day before any Distribution Date, the Securities
Administrator, on behalf of the Trustee, determines that a Class II-A Deficiency
Amount is required to be paid by the Class II-A Insurer on such Distribution
Date, the Securities Administrator shall determine the amount of any such Class
II-A Deficiency Amount and shall prepare a Class II-A Notice of Nonpayment
in
the form of Exhibit A to the Class II-A Policy and deliver such notice to the
Trustee, which shall be executed by the Trustee and, to the extent required
by
the Class II-A Notice, the Securities Administrator, and submit such Class
II-A
Notice of Nonpayment to the Class II-A Insurer by 12:00 p.m. Eastern Standard
time on the second Business Day before such Distribution Date as a claim for
a
Class II-A Deficiency Amount. The Securities Administrator’s responsibility for
delivering a Class II-A Notice of Nonpayment to the Class II-A Insurer, as
provided in the preceding sentence, is limited to the availability, timeliness
and accuracy of the information required to be provided hereunder by the Master
Servicer to the Securities Administrator. The Trustee shall have no obligation
to determine whether there exists a Class II-A Deficiency Amount or to calculate
such amount so long as no Event of Default has occurred and has not been cured
or waived with respect to the Securities Administrator. The Trustee shall be
entitled to rely upon the Securities Administrator's determination that a Class
II-A Deficiency Amount is required to be paid under the Class II-A Policy,
and
shall execute a Class II-A Notice of Non-Payment at the direction of, and in
reliance upon, the Securities Administrator.
(b) In
the
event the Securities Administrator receives a certified copy, with a copy to
the
Trustee, of an order of the appropriate court that any payment of principal
or
interest on a Class II-A Certificate has been voided in whole or in part as
a
preference payment under applicable bankruptcy law, the Securities Administrator
on behalf of the Trustee shall promptly notify the Class II-A Insurer in writing
and the fiscal agent, if any, and the Securities Administrator shall prepare
and
the Trustee shall execute a Notice, which the Securities Administrator will
deliver to the Insurer in addition to any other required documents pursuant
to
the Class II-A Policy, a claim on the Class II-A Policy in accordance with
the
provisions thereof to obtain payment by the Class II-A Insurer of such voided
scheduled payment. In addition, the Securities Administrator shall mail notice
to all Holders of the Class II-A Certificates, as applicable, so affected that,
in the event that any such Holder’s scheduled payment is so recovered, such
Holder will be entitled to payment pursuant to the terms of the Class II-A
Policy, a copy of which shall be made available to such Holders by the
Securities Administrator. The Securities Administrator shall furnish to the
Class II-A Insurer and the appropriate fiscal agent, if any, its records listing
the payments on the affected Class II-A Certificates, if any, that have been
made by the Securities Administrator and subsequently recovered from the
affected Holders, and the dates on which such payments were made by the
Securities Administrator.
(c) At
the
time of the execution hereof, and for purposes hereof, the Securities
Administrator shall establish a separate special purpose trust account in the
name of the Trustee for the benefit of the Holders of the Class II-A
Certificates and the Class II-A Insurer (the “Class II-A Policy Payments
Account”) over which the Securities Administrator, on behalf of the Trustee,
shall have exclusive control and sole right of withdrawal. The Class II-A Policy
Payments Account shall be an Eligible Account. The Securities Administrator
shall deposit any amount received by it and paid under the Class II-A Policy
into the Class II-A Policy Payments Account and distribute such amount only
for
the purposes of making payments to the Holders of the Class II-A Certificates,
in respect of related Class II-A Insured Amounts (or other amounts payable
pursuant to paragraph (b) above on the Class II-A Certificates, as applicable,
by the Class II-A Insurer pursuant to the Class II-A Policy) for which the
related claim was made under the Class II-A Policy. Such amounts shall be
allocated by the Securities Administrator to Holders of the Class II-A
Certificates, entitled to such payments in the same manner as principal and
interest distributions are to be allocated with respect to such Certificates
pursuant to Section 6.04. It shall not be necessary for such payments to be
made
by checks or by wire transfers separate from the checks or wire transfers used
to make regular payments hereunder with funds withdrawn from the Distribution
Account. However, any payments made on the Class II-A Certificates from funds
in
the Class II-A Policy Payments Account shall be noted as provided in subsection
(e) below. Funds held in the Class II-A Policy Payments Account shall not be
invested by the Securities Administrator.
(d) Any
funds
received by the Securities Administrator from the Class II-A Insurer for deposit
into the Class II-A Policy Payments Account pursuant to the Class II-A Policy
in
respect of a Distribution Date or otherwise as a result of any claim under
such
Class II-A Policy shall be applied by the Securities Administrator directly
to
the payment in full of the Class II-A Insured Amounts due on such Distribution
Date on the Class II-A Certificates. Funds received by the Securities
Administrator as a result of any claim under the Class II-A Policy shall be
used
solely for payment to the Holders of the Class II-A Certificates and may not
be
applied for any purpose, including, without limitation, satisfaction of any
costs, expenses or liabilities of the Trustee, the Securities Administrator,
the
Master Servicer, any Servicer, the Depositor or the Trust Fund. Any funds
remaining in the Class II-A Policy Payments Account on the first Business Day
after each Distribution Date (other than the Final Scheduled Distribution Date
to the extent of funds remaining in the Class II-A Policy Payments Account
required to be paid to Holders of the Class II-A Certificates) shall be remitted
promptly by the Securities Administrator to the Class II-A Insurer pursuant
to
written instructions of the Class II-A Insurer.
(e) The
Securities Administrator shall keep complete and accurate records in respect
of
(i) all funds remitted to the Securities Administrator by the Class II-A Insurer
and deposited into the Class II-A Policy Payments Account and (ii) the
allocation of such funds to (A) payments of interest on and principal in respect
of any Class II-A Certificates and (B) payments in respect of Class II-A
Preference Amounts. The Class II-A Insurer shall have the right to inspect
such
records at reasonable times during normal business hours upon three Business
Days’ prior written notice to the Securities Administrator. Any Class II-A
Insured Amounts disbursed by the Securities Administrator from proceeds of
the
Class II-A Policy shall be considered payment by the Class II-A Insurer and
not
by the Trust Fund with respect to the Class II-A Certificates, as applicable,
and Class II-A Insurer will be entitled to receive the Class II-A Reimbursement
Amount pursuant to Section 6.04.
(f) The
Securities Administrator and the Trustee acknowledge, and each Holder of a
Class
II-A Certificate by its acceptance of such Certificate agrees that, without
the
need for any further action on the part of the Class II-A Insurer or the
Securities Administrator, to the extent the Class II-A Insurer pays Class II-A
Insured Amounts, directly or indirectly, on account of principal of interest
on
any Class II-A Certificates, the Class II-A Insurer shall be fully subrogated
to
the rights of the Holders of such Class II-A Certificates to receive the Class
II-A Reimbursement Amount pursuant to Section 6.04. The Class II-A
Certificateholders, by acceptance of such Certificates, assign to the Class
II-A
Insurer their rights as Holders of the Class II-A Certificates, to the extent
of
the Class II-A Insurer’s interest with respect to amounts paid under the Class
II-A Policy. Each of the Depositor and the Securities Administrator and the
Trustee agrees to such subrogation and, further agrees to execute such
instruments and to take such reasonable actions at the expense of the Trust
Fund
as, in the sole judgment of the Class II-A Insurer, are necessary to evidence
and, subject to the priority of payment provisions of this Agreement, to perfect
the rights of the Class II-A Insurer to receive any moneys paid or payable
in
respect of the Class II-A Certificates under this Agreement or otherwise.
Anything herein to the contrary notwithstanding, solely for purposes of
determining the Class II-A Insurer’s voting or control rights as subrogee for
payments distributable pursuant to Section 6.04, any payment with respect to
distributions to the Class II-A Policy shall not be considered payment of the
Class II-A Certificates from the Trust Fund and shall not result in the
distribution or the provision for the distribution in reduction of the
Certificate Principal Balances of the Class II-A Certificates or Accrued
Certificate Interest thereon.
(g) The
Trustee shall promptly notify the Class II-A Insurer of either of the following
as to which a Responsible Officer has actual knowledge: (A) the commencement
of
any proceeding by or against the Depositor commenced under the United States
bankruptcy code or any other applicable bankruptcy, insolvency, receivership,
rehabilitation or similar law (an “Insolvency Proceeding”) and (B) the making of
any claim in connection with any Insolvency Proceeding seeking the avoidance
as
a preferential transfer (a “Preference Claim”) of any distribution made with
respect to the Class II-A Certificates. Each Holder of a Class II-A Certificate,
by its purchase of such Certificate, and the Trustee hereby agree that the
Class
II-A Insurer (so long as no Class II-A Insurer Default exists) may at any time
during the continuation of any proceeding relating to a Preference Claim direct
all matters relating to such Preference Claim, including, without limitation,
(i) the direction of any appeal of any order relating to any Preference Claim
and (ii) the posting of any surety, supersedes or performance bond pending
any
such appeal. In addition and without limitation of the foregoing, the Class
II-A
Insurer shall be subrogated to the rights of the Trustee and each Holder of
a
Class II-A Certificate, in the conduct of any Preference Claim, including,
without limitation, all rights of any party to an adversary proceeding action
with respect to any court order issued in connection with any such Preference
Claim.
(h) The
Trustee shall surrender the Class II-A Policy to the Class II-A Insurer for
cancellation upon the termination of the Trust Fund pursuant to Article IX
hereof.
(i) The
Trustee shall, upon retirement of the Class II-A Certificates, furnish to the
Class II-A Insurer a notice of such retirement, and, upon retirement of the
Class II-A Certificates and the expiration of the Class II-A Policy, surrender
the Class II-A Policy to the Class II-A Insurer for cancellation.
(j) The
Trustee shall hold the Class II-A Policy in trust as agent for the Holders
of
the Class II-A Certificates for purposes of making claims thereon and
distributing the proceeds thereof. Neither the Class II-A Policy nor the amounts
paid on the Class II-A Policy shall constitute part of the Trust Fund by this
Agreement. Each Holder of Class II-A Certificates, by accepting its Class II-A
Certificate, as applicable, appoints the Trustee as attorney in fact for the
purpose of making claims on the Class II-A Policy.
(k) The
Class
II-A Insurer Premium Amount to be paid pursuant to Section 6.04(b) shall be
paid
by the Securities Administrator on behalf of the Trustee to the Class II-A
Insurer in accordance with the Insurance Agreement and this
Agreement.
ARTICLE
VII
THE
CERTIFICATES
Section 7.01 |
The
Certificates.
|
The
Certificates shall be substantially in the forms attached hereto as Exhibits
A-1
through A-5. The Certificates shall be issuable in registered form, in the
minimum dollar denominations, integral dollar multiples in excess thereof
(except that one Certificate of each Class may be issued in a different amount
which must be in excess of the applicable minimum dollar denomination) and
aggregate dollar denominations as set forth in the following table:
Class
|
Minimum
Denomination
|
Integral
Multiple
in
Excess
of
Minimum
|
Original
Certificate
Principal
Balance
|
|||
I-A
|
$
|
100,000
|
$
|
1.00
|
$
|
322,839,000.00
|
I-M
|
$
|
100,000
|
$
|
1.00
|
$
|
6,124,000.00
|
I-B-1
|
$
|
100,000
|
$
|
1.00
|
$
|
8,611,000.00
|
I-B-2
|
$
|
100,000
|
$
|
1.00
|
$
|
5,167,000.00
|
I-B-3
|
$
|
100,000
|
$
|
1.00
|
$
|
5,741,000.00
|
I-B-4
|
$
|
100,000
|
$
|
1.00
|
$
|
5,741,000.00
|
I-C
|
$
|
10%
|
$
|
1%
|
$
|
322,839,000.00
|
I-R-1
|
$
|
100%
|
$
|
N/A
|
$
|
N/A
|
I-R-2
|
$
|
100%
|
$
|
N/A
|
$
|
N/A
|
II-A-1
|
$
|
100,000
|
$
|
1.00
|
$
|
275,735,000.00
|
II-M
|
$
|
100,000
|
$
|
1.00
|
$
|
5,470,000.00
|
II-B-1
|
$
|
100,000
|
$
|
1.00
|
$
|
6,757,000.00
|
II-B-2
|
$
|
100,000
|
$
|
1.00
|
$
|
4,665,000.00
|
II-B-3
|
$
|
100,000
|
$
|
1.00
|
$
|
4,504,000.00
|
II-B-4
|
$
|
100,000
|
$
|
1.00
|
$
|
4,665,000.00
|
II-C
|
$
|
10%
|
$
|
1%
|
$
|
275,735,000.00
|
II-R-1
|
$
|
100%
|
$
|
N/A
|
$
|
N/A
|
The
Certificates shall be executed by manual or facsimile signature on behalf of
the
Securities Administrator by an authorized officer. Certificates bearing the
manual or facsimile signatures of individuals who were, at the time when such
signatures were affixed, authorized to sign on behalf of the Securities
Administrator shall bind the Securities Administrator, notwithstanding that
such
individuals or any of them have ceased to be so authorized prior to the
authentication and delivery of such Certificates or did not hold such offices
at
the date of such authentication and delivery. No Certificate shall be entitled
to any benefit under this Agreement, or be valid for any purpose, unless there
appears on such Certificate the countersignature of the Securities Administrator
by manual signature, and such countersignature upon any Certificate shall be
conclusive evidence, and the only evidence, that such Certificate has been
duly
countersigned and delivered hereunder. All Certificates shall be dated the
date
of their countersignature. On the Closing Date, the Securities Administrator
shall authenticate the Certificates to be issued at the written direction of
the
Depositor, or any affiliate thereof.
The
Depositor shall provide, or cause to be provided, to the Securities
Administrator on a continuous basis, an adequate inventory of Certificates
to
facilitate transfers.
Section 7.02 |
Certificate
Register; Registration of Transfer and Exchange of
Certificates.
|
(a) The
Securities Administrator shall maintain, or cause to be maintained in accordance
with the provisions of Section 7.09 hereof, a Certificate Register for the
Trust
Fund in which, subject to the provisions of subsections (b) and (c) below and
to
such reasonable regulations as it may prescribe, the Securities Administrator
shall provide for the registration of Certificates and of Transfers and
exchanges of Certificates as herein provided. Upon surrender for registration
of
Transfer of any Certificate, the Securities Administrator shall authenticate
and
deliver, in the name of the designated transferee or transferees, one or more
new Certificates of the same Class and of like aggregate Percentage
Interest.
At
the
option of a Certificateholder, Certificates may be exchanged for other
Certificates of the same Class in authorized denominations and evidencing the
same aggregate Percentage Interest upon surrender of the Certificates to be
exchanged at the office or agency of the Securities
Administrator.
Whenever any Certificates are so surrendered for exchange, the Securities
Administrator
shall
execute, authenticate, and deliver the Certificates that the Certificateholder
making the exchange is entitled to receive. Every Certificate presented or
surrendered for registration of Transfer or exchange shall be accompanied by
a
written instrument of Transfer in form satisfactory to the Securities
Administrator
duly
executed by the holder thereof or his attorney duly authorized in
writing.
No
service charge to the Certificateholders shall be made for any registration
of
Transfer or exchange of Certificates, but payment of a sum sufficient to cover
any tax or governmental charge that may be imposed in connection with any
Transfer or exchange of Certificates may be required.
All
Certificates surrendered for registration of Transfer or exchange shall be
canceled and subsequently destroyed by the Securities
Administrator
in
accordance with the Securities
Administrator’s
customary procedures.
(b) Subject
to Subsection 7.07 and, in the case of any Global Certificate or Private
Certificate upon the satisfaction of the conditions set forth below, upon
surrender for registration of transfer of any Certificate at any office or
agency of the Securities Administrator maintained for such purpose, the
Securities Administrator shall sign, countersign and shall deliver, in the
name
of the designated transferee or transferees, a new Certificate of a like Class
and aggregate Percentage Interest, but bearing a different number.
(c) Subject
to Subsection 7.02(g), so long as a Global Certificate of such Class is
outstanding and is held by or on behalf of the Depository, transfers of
beneficial interests in such Global Certificate, or transfers by Holders of
Individual Certificates of such Class to transferees that take delivery in
the
form of beneficial interests in the Global Certificate, may be made only in
accordance with this Subsection 7.02(c) and in accordance with the rules of
the
Depository:
(i) In
the
case of a beneficial interest in the Global Certificate being transferred to
an
Institutional Accredited Investor, such transferee shall be required to take
delivery in the form of an Individual Certificate or Certificates and the
Securities Administrator shall register such transfer only upon compliance
with
the provisions of Subsection 7.02(h).
(ii) In
the
case of a beneficial interest in a Class of Global Certificates being
transferred to a transferee that takes delivery in the form of an Individual
Certificate or Certificates of such Class, except as set forth in clause (i)
above, the Securities Administrator shall register such transfer only upon
compliance with the provisions of Subsection 7.02(h).
(iii) In
the
case of an Individual Certificate of a Class being transferred to a transferee
that takes delivery in the form of a beneficial interest in a Global Certificate
of such Class, the Securities Administrator shall register such transfer if
the
transferee has provided the Securities Administrator with a Rule 144A and
Related Matters Certificate or comparable evidence as to its QIB
status.
(iv) No
restrictions shall apply with respect to the transfer or registration of
transfer of a beneficial interest in the Global Certificate of a Class to a
transferee that takes delivery in the form of a beneficial interest in the
Global Certificate of such Class; provided that each such transferee shall
be
deemed to have made such representations and warranties contained in the Rule
144A and Related Matters Certificate as are sufficient to establish that it
is a
QIB.
(d) Subject
to Subsection 7.02(g), an exchange of a beneficial interest in a Global
Certificate of a Class for an Individual Certificate or Certificates of such
Class, an exchange of an Individual Certificate or Certificates of a Class
for a
beneficial interest in the Global Certificate of such Class and an exchange
of
an Individual Certificate or Certificates of a Class for another Individual
Certificate or Certificates of such Class (in each case, whether or not such
exchange is made in anticipation of subsequent transfer, and, in the case of
the
Global Certificate of such Class, so long as such Certificate is outstanding
and
is held by or on behalf of the Depository) may be made only in accordance with
this Subsection 7.02(d) and in accordance with the rules of the
Depository:
(i) A
Holder
of a beneficial interest in a Global Certificate of a Class may at any time
exchange such beneficial interest for an Individual Certificate or Certificates
of such Class.
(ii) A
Holder
of an Individual Certificate or Certificates of a Class may exchange such
Certificate or Certificates for a beneficial interest in the Global Certificate
of such Class if such holder furnishes to the Securities Administrator a Rule
144A and Related Matters Certificate or comparable evidence as to its QIB
status.
(iii) A
Holder
of an Individual Certificate of a Class may exchange such Certificate for an
equal aggregate principal amount of Individual Certificates of such Class in
different authorized denominations without any certification.
(e) (i)Upon
acceptance for exchange or transfer of an Individual Certificate of a Class
for
a beneficial interest in a Global Certificate of such Class as provided herein,
the Securities Administrator shall cancel such Individual Certificate and shall
(or shall request the Depository to) endorse on the schedule affixed to the
applicable Global Certificate (or on a continuation of such schedule affixed
to
the Global Certificate and made a part thereof) or otherwise make in its books
and records an appropriate notation evidencing the date of such exchange or
transfer and an increase in the certificate balance of the Global Certificate
equal to the certificate balance of such Individual Certificate exchanged or
transferred therefor.
(ii) Upon
acceptance for exchange or transfer of a beneficial interest in a Global
Certificate of a Class for an Individual Certificate of such Class as provided
herein, the Securities Administrator shall (or shall request the Depository
to)
endorse on the schedule affixed to such Global Certificate (or on a continuation
of such schedule affixed to such Global Certificate and made a part thereof)
or
otherwise make in its books and records an appropriate notation evidencing
the
date of such exchange or transfer and a decrease in the certificate balance
of
such Global Certificate equal to the certificate balance of such Individual
Certificate issued in exchange therefor or upon transfer thereof.
(f) Any
Individual Certificate issued in exchange for or upon transfer of another
Individual Certificate or of a beneficial interest in a Global Certificate
shall
bear the applicable legends set forth in Exhibit A-2.
(g) Subject
to the restrictions on transfer and exchange set forth in this Section 7.02,
the
Holder of any Individual Certificate may transfer or exchange the same in whole
or in part (in an initial certificate balance equal to the minimum authorized
denomination set forth in Section 7.01 above or any integral multiple of $1.00
in excess thereof) by surrendering such Certificate at the Corporate Trust
Office, or at the office of any transfer agent, together with an executed
instrument of assignment and transfer satisfactory in form and substance to
the
Securities Administrator in the case of transfer and a written request for
exchange in the case of exchange. The Holder of a beneficial interest in a
Global Certificate may, subject to the rules and procedures of the Depository,
cause the Depository (or its nominee) to notify the Securities Administrator
in
writing of a request for transfer or exchange of such beneficial interest for
an
Individual Certificate or Certificates. Following a proper request for transfer
or exchange, the Securities Administrator shall, within five Business Days
of
such request made at the Corporate Trust Office, sign, countersign and deliver
at the Corporate Trust Office, to the transferee (in the case of transfer)
or
Holder (in the case of exchange) or send by first class mail at the risk of
the
transferee (in the case of transfer) or Holder (in the case of exchange) to
such
address as the transferee or Holder, as applicable, may request, an Individual
Certificate or Certificates, as the case may require, for a like aggregate
Percentage Interest and in such authorized denomination or denominations as
may
be requested. The presentation for transfer or exchange of any Individual
Certificate shall not be valid unless made at the Corporate Trust Office by
the
registered Holder in person, or by a duly authorized
attorney-in-fact.
(h) No
Transfer of a Private Certificate shall be made unless such Transfer is made
pursuant to an effective registration statement under the Securities Act and
any
applicable state securities laws or is exempt from the registration requirements
under the Securities Act and such state securities laws. In the event that
a
Transfer is to be made in reliance upon an exemption from the Securities Act
and
such laws, in order to assure compliance with the Securities Act and such laws,
the Certificateholder desiring to effect such Transfer and such
Certificateholder’s prospective transferee shall each certify to the Trustee and
the Securities Administrator in writing the facts (or shall be deemed to certify
in the case of a Book-Entry Certificate) surrounding the Transfer by (x)(i)
the
delivery to the Securities Administrator by the Certificateholder desiring
to
effect such transfer of a certificate substantially in the form set forth in
Exhibit D (the “Transferor Certificate”) and (ii) the delivery by the
Certificateholder’s prospective transferee of (A) a letter in substantially the
form of Exhibit E (the “Investment Letter”) if the prospective transferee is an
Institutional Accredited Investor or (B) a letter in substantially the form
of
Exhibit F (the “Rule 144A and Related Matters Certificate”) if the prospective
transferee is a QIB or (y) there shall be delivered to the Trustee, the Insurer
and the Securities Administrator an Opinion of Counsel addressed to the Trustee
and the Securities Administrator that such Transfer may be made pursuant to
an
exemption from the Securities Act, which Opinion of Counsel shall not be an
expense of the Depositor, the Sellers, the Master Servicer, the Securities
Administrator,
the
Insurer or the Trustee. Notwithstanding the provisions of the immediately
preceding sentence, no restrictions shall apply with respect to the transfer
or
registration of transfer of a beneficial interest in any Certificate that is
a
Global Certificate of a Class to a transferee that takes delivery in the form
of
a beneficial interest in the Global Certificate of such Class provided that
each
such transferee shall be deemed to have made such representations and warranties
contained in the Rule 144A and Related Matters Certificate as are sufficient
to
establish that it is a QIB. The Depositor shall provide to any Holder of a
Private Certificate and any prospective transferee designated by any such
Holder, information regarding the related Certificates and the Mortgage Loans
and such other information as shall be necessary to satisfy the condition to
eligibility set forth in Rule 144A(d)(4) for Transfer of any such Certificate
without registration thereof under the Securities Act pursuant to the
registration exemption provided by Rule 144A. The Trustee, the Securities
Administrator and the Master Servicer shall cooperate with the Depositor in
providing the Rule 144A information referenced in the preceding sentence,
including providing to the Depositor such information regarding the
Certificates, the Mortgage Loans and other matters regarding the Trust Fund
as
the Depositor shall reasonably request to meet its obligation under the
preceding sentence. Each Holder of a Private Certificate desiring to effect
such
Transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor,
the Sellers, the Securities Administrator, the Insurer and the Master Servicer
against any liability that may result if the Transfer is not so exempt or is
not
made in accordance with such federal and state laws.
The
Securities Administrator shall be entitled to rely conclusively on any
certificate required by this Section 7.02 to be executed in connection with
the
transfer of any Certificate, and shall be entitled to presume conclusively
the
continuing accuracy thereof from time to time, in each case without further
inquiry or investigation.
The
Securities Administrator shall not be responsible for ascertaining whether
any
transfer complies with, or for otherwise monitoring or determining compliance
with, the requirements or terms of the 1933 Act, applicable state securities
laws, ERISA or the Code; except that if a Certificate is required by the terms
of this Section 7.02 to be provided to the Securities Administrator by a
prospective transferor or transferee, the Securities Administrator shall examine
the same to determine whether it conforms substantially on its face to the
applicable requirements of this Section 7.02 and that if an opinion of counsel
is provided, the Securities Administrator shall examine the same to determine
whether it meets the requirements hereof.
No
Transfer of an ERISA Restricted Certificate or Class B-4 Certificate shall
be
made at any time unless either (i) the transferee of such Certificate provides
a
representation, or is deemed to represent in the case of a Global Certificate,
to the Securities Administrator acceptable to and in form and substance
satisfactory to the Securities Administrator to the effect that such transferee
is not a Plan, or a Person acting on behalf of a Plan or using the assets of
a
Plan, or (ii) in the case of any such Certificate presented for registration
in
the name of a Plan, or a trustee of a Plan or any other person acting on behalf
of a Plan, the Securities Administrator shall have received an Opinion of
Counsel for the benefit of the Trustee, the Securities Administrator and the
Master Servicer and on which they may rely, satisfactory to the Securities
Administrator, to the effect that the purchase and holding of such Certificate
are permissible under applicable law, will not result in any prohibited
transactions under ERISA or Section 4975 of the Code and will not subject the
Trustee, the Securities Administrator, the Master Servicer or the Depositor
to
any obligation in addition to those expressly undertaken in this Agreement,
which Opinion of Counsel shall not be an expense of the Trustee, the Securities
Administrator, the Master Servicer or the Depositor, or (iii) in the case of
a
Class B-4 Certificate, the transferee provides a representation, or is deemed
to
represent in the case of the Global Certificate, or an opinion of counsel to
the
effect that the proposed transfer or holding of such Class B-4 Certificate
and
the servicing, management and operation of the Trust and its assets: (I) will
not result in any prohibited transaction which is not covered under XXX 00-00,
XXX 00-00, XXX 00-0, XXX 95-60 or PTE 96-23 and (II) will not give rise to
any
obligation on the part of the Depositor, the Master Servicer, the Securities
Administrator or the Trustee in addition to those expressly undertaken in this
Agreement. Notwithstanding anything else to the contrary herein, any purported
transfer of an ERISA Restricted Certificate to or on behalf of a Plan without
the delivery of the Opinion of Counsel as described above shall be void and
of
no effect; provided that the restriction set forth in this sentence shall not
be
applicable if there has been delivered to the Trustee and the Securities
Administrator an Opinion of Counsel meeting the requirements of clause (ii)
of
the first sentence of this paragraph. Neither the Trustee, the Securities
Administrator nor the Master Servicer shall be required to monitor, determine
or
inquire as to compliance with the transfer restrictions with respect to any
ERISA Restricted Certificate that is a Book-Entry Certificate, and neither
the
Trustee nor the Master Servicer shall have any liability for transfers of any
such Book-Entry Certificates made through the book-entry facilities of any
Depository or between or among participants of the Depository or Certificate
Owners made in violation of the transfer restrictions set forth herein. Neither
the Trustee, the Securities Administrator nor the Master Servicer shall be
under
any liability to any Person for any registration of transfer of any ERISA
Restricted Certificate that is in fact not permitted by this Section 7.02(h)
or
for making any payments due on such Certificate to the Holder thereof or taking
any other action with respect to such Holder under the provisions of this
Agreement.
Each
beneficial owner of a Class M Certificate or Class B Certificate (other than
a
Class B-4 Certificate) or any interest therein shall be deemed to have
represented, by virtue of its acquisition or holding of that certificate or
interest therein, that either (i) it is not a Plan or investing with “Plan
Assets”, (ii) it has acquired and is holding such certificate in reliance on the
Exemption, and that it understands that there are certain conditions to the
availability of the Exemption, including that the certificate must be rated,
at
the time of purchase, not lower than “BBB-” (or its equivalent) by S&P,
Fitch or Xxxxx’x, and the certificate is so rated or (iii) (1) it is an
insurance company, (2) the source of funds used to acquire or hold the
certificate or interest therein is an “insurance company general account,” as
such term is defined in PTE 95-60, and (3) the conditions in Sections I and
III
of PTE 95-60 have been satisfied.
Neither
the Trustee, the Securities Administrator nor the Master Servicer will be
required to monitor, determine or inquire as to compliance with the transfer
restrictions with respect to the Global Certificates. Any attempted or purported
transfer of any Certificate in violation of the provisions of this Section
7.02
shall be void ab initio and such Certificate shall be considered to have been
held continuously by the prior permitted Certificateholder. Any transferor
of
any Certificate in violation of such provisions, shall indemnify and hold
harmless the Trustee, the Securities Administrator and the Master Servicer
from
and against any and all liabilities, claims, costs or expenses incurred by
the
Trustee, the Securities Administrator or the Master Servicer as a result of
such
attempted or purported transfer. Neither the Securities Administrator shall
have
any liability for transfer of any such Global Certificates in or through
book-entry facilities of any Depository or between or among Depository
Participants or Certificate Owners made in violation of the transfer
restrictions set forth herein. The Securities Administrator shall be entitled,
but not obligated, to recover from any Holder of any ERISA Restricted
Certificate that was in fact a Plan or a Person acting on behalf of a Plan
at
the time it became a Holder or, at such subsequent time as it became a Plan
or
Person acting on behalf of a Plan, all payments made on such ERISA Restricted
Certificate at and after either such time. Any such payments so recovered by
the
Securities Administrator shall be paid and delivered by the Securities
Administrator to the last preceding Holder of such Certificate that is not
a
Plan or Person acting on behalf of a Plan.
(i) Each
Person who has or who acquires any Ownership Interest in a Residual Certificate
shall be deemed by the acceptance or acquisition of such Ownership Interest
to
have agreed to be bound by the following provisions, and the rights of each
Person acquiring any Ownership Interest in a Residual Certificate are expressly
subject to the following provisions:
(i) Each
Person holding or acquiring any Ownership Interest in a Residual Certificate
shall be a Permitted Transferee and shall promptly notify the Securities
Administrator
of any
change or impending change in its status as a Permitted Transferee.
(ii) No
Ownership Interest in a Residual Certificate may be registered on the Closing
Date or thereafter transferred, and the Securities
Administrator
shall
not register the Transfer of any Residual Certificate unless, in addition to
the
certificates required to be delivered to the Securities
Administrator
under
subparagraph (b) above, the Securities
Administrator
shall
have been furnished with an affidavit (a “Transfer Affidavit”) of the initial
owner or the proposed transferee in the form attached hereto as Exhibit
C.
(iii) Each
Person holding or acquiring any Ownership Interest in a Residual Certificate
shall agree (A) to obtain a Transfer Affidavit from any other Person to whom
such Person attempts to Transfer its Ownership Interest in a Residual
Certificate, (B) to obtain a Transfer Affidavit from any Person for whom such
Person is acting as nominee, trustee or agent in connection with any Transfer
of
a Residual Certificate and (C) not to Transfer its Ownership Interest in a
Residual Certificate or to cause the Transfer of an Ownership Interest in a
Residual Certificate to any other Person if it has actual knowledge that such
Person is not a Permitted Transferee.
(iv) Any
attempted or purported Transfer of any Ownership Interest in a Residual
Certificate in violation of the provisions of this Section 7.02(i) shall be
absolutely null and void and shall vest no rights in the purported Transferee.
If any purported transferee shall become a Holder of a Residual Certificate
in
violation of the provisions of this Section 7.02(c), then the last preceding
Permitted Transferee shall be restored to all rights as Holder thereof
retroactive to the date of registration of Transfer of such Residual
Certificate. Neither the Securities Administrator nor the Trustee shall be
under
liability to any Person for any registration of Transfer of a Residual
Certificate that is in fact not permitted by Section 7.02(b) and this Section
7.02(c) or for making any payments due on such Certificate to the Holder thereof
or taking any other action with respect to such Holder under the provisions
of
this Agreement so long as the Transfer was registered after receipt of the
related Transfer Affidavit. The Securities Administrator shall be entitled
but
not obligated to recover from any Holder of a Residual Certificate that was
in
fact not a Permitted Transferee at the time it became a Holder or, at such
subsequent time as it became other than a Permitted Transferee, all payments
made on such Residual Certificate at and after either such time. Any such
payments so recovered by the Securities
Administrator
shall be
paid and delivered by the Securities Administrator to the last preceding
Permitted Transferee of such Certificate.
(v) The
Master Servicer shall make available within 60 days of written request from
the
Securities
Administrator,
all
information necessary to compute any tax imposed under Section 860E(e) of the
Code as a result of a Transfer of an Ownership Interest in a Residual
Certificate to any Holder who is not a Permitted Transferee.
The
restrictions on Transfers of a Residual Certificate set forth in this Section
7.02(c) shall cease to apply (and the applicable portions of the legend on
a
Residual Certificate may be deleted) with respect to Transfers occurring after
delivery to the Securities Administrator of an Opinion of Counsel addressed
to
the Securities Administrator, which Opinion of Counsel shall not be an expense
of the Trustee, the Securities Administrator, the Sellers or the Master Servicer
to the effect that the elimination of such restrictions, or any Transfer of
a
Residual Certificate allowed by such elimination, will not cause REMIC I, REMIC
II, REMIC III, REMIC IV or REMIC V, as applicable, to fail to qualify as a
REMIC
at any time that the Certificates are outstanding or result in the imposition
of
any tax on the Trust Fund, a Certificateholder or another Person. Each Person
holding or acquiring any Ownership Interest in a Residual Certificate hereby
consents to any amendment of this Agreement that, based on an Opinion of Counsel
addressed to the Securities Administrator and furnished to the Securities
Administrator, is reasonably necessary (a) to ensure that the record ownership
of, or any beneficial interest in, a Residual Certificate is not transferred,
directly or indirectly, to a Person that is not a Permitted Transferee and
(b)
to provide for a means to compel the Transfer of a Residual Certificate that
is
held by a Person that is not a Permitted Transferee to a Holder that is a
Permitted Transferee.
(j) The
preparation and delivery of all certificates and opinions referred to above
in
this Section 7.02 shall not be an expense of the Trust Fund, the Trustee, the
Depositor, the Sellers, the Securities
Administrator
or the
Master Servicer.
Section 7.03 |
Mutilated,
Destroyed, Lost or Stolen Certificates.
|
If
(a)
any mutilated Certificate is surrendered to the Securities Administrator, or
the
Securities Administrator receives evidence to its satisfaction of the
destruction, loss or theft of any Certificate and of the ownership thereof
and
(b) there is delivered to the Securities Administrator (and with respect to
any
Class I-A Certificates and Class II-A Certificates to the Insurer) such security
or indemnity as may be required by them to save the Securities Administrator
and
the Trustee harmless, then, in the absence of notice to the Securities
Administrator that such Certificate has been acquired by a bona fide purchaser,
the Securities Administrator shall execute, authenticate and deliver, in
exchange for or in lieu of any such mutilated, destroyed, lost or stolen
Certificate, a new Certificate of like Class, tenor and Percentage Interest.
In
connection with the issuance of any new Certificate under this Section 7.03,
the
Securities Administrator may require the payment of a sum sufficient to cover
any tax or other governmental charge that may be imposed in relation thereto
and
any other expenses (including the fees and expenses of the Securities
Administrator) connected therewith. Any replacement Certificate issued pursuant
to this Section 7.03 shall constitute complete and indefeasible evidence of
ownership in the Trust Fund, as if originally issued, whether or not the lost,
stolen or destroyed Certificate shall be found at any time. All Certificates
surrendered to the Securities Administrator under the terms of this Section
7.03
shall be canceled and destroyed by the Securities Administrator in accordance
with its standard procedures without liability on its part.
Section 7.04 |
Persons
Deemed Owners.
|
The
Securities Administrator, the Trustee, the Insurer and any agent of the
Securities Administrator, the Trustee or the Insurer may treat the person in
whose name any Certificate is registered as the owner of such Certificate for
the purpose of receiving distributions as provided in this Agreement and for
all
other purposes whatsoever, and neither the Securities Administrator, the
Trustee, the Insurer nor any agent of the Securities Administrator , the Trustee
or the Insurer shall be affected by any notice to the contrary.
Section 7.05 |
Access
to
List of Certificateholders’ Names and Addresses.
|
If
three
or more Certificateholders, or in the case of Book-Entry Certificates,
Certificate Owners (a) request such information in writing from the Securities
Administrator, (b) state that such Certificateholders or Certificate Owners
desire to communicate with other Certificateholders or Certificate Owners with
respect to their rights under this Agreement or under the Certificates, and
(c)
provide a copy of the communication that such Certificateholders or Certificate
Owners propose to transmit or if the Depositor, the Insurer or the Master
Servicer shall request such information in writing from the Securities
Administrator, then the Securities Administrator shall, within ten Business
Days
after the receipt of such request, provide the Depositor, the Insurer, the
Master Servicer or such Certificateholders or Certificate Owners at such
recipients’ expense the most recent list of the Certificateholders of the Trust
Fund held by the Securities Administrator, if any. The Depositor and every
Certificateholder and Certificate Owner, by receiving and holding a Certificate,
agree that the Securities Administrator shall not be held accountable by reason
of the disclosure of any such information as to the list of the
Certificateholders hereunder, regardless of the source from which such
information was derived.
Section 7.06 |
Book-Entry
Certificates.
|
The
Regular Certificates (other than the Class B-4 Certificates and Class C
Certificates), upon original issuance, shall be issued in the form of one or
more typewritten Certificates representing the Book-Entry Certificates, to
be
delivered to the Depository by or on behalf of the Depositor. Such Certificates
shall initially be registered on the Certificate Register in the name of the
Depository or its nominee, and no Certificate Owner of such Certificates will
receive a definitive certificate representing such Certificate Owner’s interest
in such Certificates, except as provided in Section 7.08. Unless and until
definitive, fully registered Certificates (“Definitive Certificates”) have been
issued to the Certificate Owners of such Certificates pursuant to Section
7.08:
(a) the
provisions of this Section shall be in full force and effect;
(b) the
Depositor, the Securities
Administrator
and the
Trustee may deal with the Depository and the Depository Participants for all
purposes (including the making of distributions) as the authorized
representative of the respective Certificate Owners of such
Certificates;
(c) registration
of the Book-Entry Certificates may not be transferred by the Securities
Administrator except to another Depository;
(d) the
rights of the respective Certificate Owners of such Certificates shall be
exercised only through the Depository and the Depository Participants and shall
be limited to those established by law and agreements between the Owners of
such
Certificates and the Depository and/or the Depository Participants. Pursuant
to
the Depository Agreement, unless and until Definitive Certificates are issued
pursuant to Section 7.08, the Depository will make book-entry transfers among
the Depository Participants and receive and transmit distributions of principal
and interest on the related Certificates to such Depository
Participants;
(e) the
Depository may collect its usual and customary fees, charges and expenses from
its Depository Participants;
(f) the
Securities
Administrator
may rely
and shall be fully protected in relying upon information furnished by the
Depository with respect to its Depository Participants; and
(g) to
the
extent that the provisions of this Section conflict with any other provisions
of
this Agreement, the provisions of this Section shall control.
For
purposes of any provision of this Agreement requiring or permitting actions
with
the consent of, or at the direction of, Certificateholders evidencing a
specified percentage of the aggregate unpaid principal amount of any Class
of
Certificates, such direction or consent may be given by Certificate Owners
(acting through the Depository and the Depository Participants) owning
Book-Entry Certificates evidencing the requisite percentage of principal amount
of such Class of Certificates.
The
Private Certificates shall initially be held in fully registered certificated
form. If at any time the Holders of all of the Certificates of one or more
such
Classes request that the Securities Administrator cause such Class to become
Global Certificates, the Depositor (with the assistance of the Securities
Administrator) will take such action as may be reasonably required to cause
the
Depository to accept such Class or Classes for trading if it may legally be
so
traded. If at anytime there are to be Global Certificates, the Global
Certificates shall be delivered to the Depository by the Depositor or deposited
with the Securities Administrator as custodian for the Depository.
All
transfers by Certificate Owners of such respective Classes of Book-Entry
Certificates and any Global Certificates shall be made in accordance with the
procedures established by the Depository Participant or brokerage firm
representing such Certificate Owners. Each Depository Participant shall only
transfer Book-Entry Certificates of Certificate Owners it represents or of
brokerage firms for which it acts as agent in accordance with the Depository’s
normal procedures.
Section 7.07 |
Notices
to
Depository.
|
Whenever
any notice or other communication is required to be given to Certificateholders
of a Class with respect to which Book-Entry Certificates have been issued,
unless and until Definitive Certificates shall have been issued to the related
Certificate Owners, the Securities Administrator shall give all such notices
and
communications to the Depository.
Section 7.08 |
Definitive
Certificates.
|
If,
after
Book-Entry Certificates have been issued with respect to any Certificates,
(a)
the Depositor or the Depository advises the Securities Administrator that the
Depository is no longer willing or able to discharge properly its
responsibilities under the Depository Agreement with respect to such
Certificates and the Depositor is unable to locate a qualified successor or
(b)
the Depositor, at its sole option, advises the Securities Administrator that
it
elects to terminate the book-entry system with respect to such Certificates
through the Depository or (c) after the occurrence and continuation of an Event
of Default, Certificate Owners of such Book-Entry Certificates having not less
than 51% of the Voting Rights evidenced by any Class of Book-Entry Certificates
advise the Securities Administrator and the Depository in writing through the
Depository Participants that the continuation of a book-entry system with
respect to Certificates of such Class through the Depository (or its successor)
is no longer in the best interests of the Certificate Owners of such Class,
then
the Securities Administrator shall notify all Certificate Owners of such
Certificates, through the Depository, of the occurrence of any such event and
of
the availability of Definitive Certificates to applicable Certificate Owners
requesting the same. The Depositor shall provide the Securities Administrator
with an adequate inventory of certificates to facilitate the issuance and
transfer of Definitive Certificates. Upon surrender to the Securities
Administrator of any such Certificates by the Depository, accompanied by
registration instructions from the Depository for registration, the Securities
Administrator shall execute and countersign and deliver such Definitive
Certificates. Neither the Depositor nor the Securities Administrator shall
be
liable for any delay in delivery of such instructions and each may conclusively
rely on, and shall be protected in relying on, such instructions. Upon the
issuance of such Definitive Certificates, all references herein to obligations
imposed upon or to be performed by the Depository shall be deemed to be imposed
upon and performed by the Securities Administrator, to the extent applicable
with respect to such Definitive Certificates and the Securities Administrator
shall recognize the Holders of such Definitive Certificates as
Certificateholders hereunder.
In
addition, if an Event of Default has occurred and is continuing, each
Certificate Owner materially adversely affected thereby may at its option
request a Definitive Certificate evidencing such Certificate Owner’s Voting
Rights in the related Class of Certificates. In order to make such request,
such
Certificate Owner shall, subject to the rules and procedures of the Depository,
provide the Depository or the related Depository Participant with directions
for
the Securities Administrator to exchange or cause the exchange of the
Certificate Owner’s interest in such Class of Certificates for an equivalent
Voting Right in fully registered definitive form. Upon receipt by the Securities
Administrator of instructions from the Depository directing the Securities
Administrator to effect such exchange (such instructions to contain information
regarding the Class of Certificates and the Certificate Principal Balance being
exchanged, the Depository Participant account to be debited with the decrease,
the registered holder of and delivery instructions for the definitive
Certificate, and any other information reasonably required by the Trustee),
(i)
the Securities Administrator shall instruct the Depository to reduce the related
Depository Participant’s account by the aggregate Certificate Principal Balance
of the definitive Certificate, (ii) the Securities Administrator shall execute,
authenticate and deliver, in accordance with the registration and delivery
instructions provided by the Depository, a definitive Certificate evidencing
such Certificate Owner’s Voting Rights in such Class of Certificates and (iii)
the Securities Administrator shall execute and authenticate a new Book-Entry
Certificate reflecting the reduction in the Certificate Principal Balance of
such Class of Certificates by the amount of the definitive
Certificates.
Section 7.09 |
Maintenance
of
Office or Agency.
|
The
Securities Administrator will maintain or cause to be maintained at its expense
an office or offices or agency or agencies located at LaSalle Bank National
Association, 000
Xxxxx
XxXxxxx Xxxxxx, Xxxxx 0000, Xxxxxxx, XX 00000, Attn: Global Securities and
Trust
Services Group - SACO 2006-2,
where
Certificates may be surrendered for registration of transfer or exchange. The
Securities Administrator initially designates its Corporate Trust Office, as
the
office for such purposes. The Securities Administrator will give prompt written
notice to the Certificateholders and the Insurer
of any
change in such location of any such office or agency.
ARTICLE
VIII
THE
DEPOSITOR, COMPANY AND THE MASTER SERVICER
Section 8.01 |
Liabilities
of
the Depositor, the Company and the Master Servicer.
|
Each
of
the Depositor, the Company and the Master Servicer shall be liable in accordance
herewith only to the extent of the obligations specifically imposed upon and
undertaken by it herein.
Section 8.02 |
Merger
or
Consolidation of the Depositor or the Master Servicer.
|
(a) Each
of
the Depositor, the Company and the Master Servicer will keep in full force
and
effect its existence, rights and franchises as a limited liability company
under
the laws of the state of its formation, a corporation under the laws of the
state of its incorporation or as a national banking association under federal
law, as applicable, and will obtain and preserve its qualification to do
business as a foreign corporation in each jurisdiction in which such
qualification is or shall be necessary to protect the validity and
enforceability of this Agreement, the Certificates or any of the Mortgage Loans
and to perform its duties under this Agreement.
(b) Any
Person into which the Depositor, the Company or the Master Servicer may be
merged or consolidated, or any corporation resulting from any merger or
consolidation to which the Depositor, the Company or the Master Servicer shall
be a party, or any Person succeeding to the business of the Depositor, the
Company or the Master Servicer, shall be the successor of the Depositor, the
Company or the Master Servicer hereunder, without the execution or filing of
any
paper or further act on the part of any of the parties hereto, anything herein
to the contrary notwithstanding.
Section 8.03 |
Indemnification
of
the Trustee, the Master Servicer, the Securities Administrator and
the
Insurer.
|
(a) The
Master Servicer agrees to indemnify the Indemnified Persons for, and to hold
them harmless against, any loss, liability or expense (including reasonable
legal fees and disbursements of counsel) incurred on their part that may be
sustained in connection with, arising out of, or relating to, any claim or
legal
action (i) related to the Master Servicer’s failure to perform its duties in
compliance with this Agreement (except as any such loss, liability or expense
shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred
by
reason of the Master Servicer’s willful misfeasance, bad faith or gross
negligence in the performance of duties hereunder or by reason of reckless
disregard of obligations and duties hereunder, provided, in each case, that
with
respect to any such claim or legal action (or pending or threatened claim or
legal action), the affected Indemnified Person shall have given the Master
Servicer and EMC written notice thereof promptly after such Person shall have
with respect to such claim or legal action knowledge thereof; provided, however
that the failure to give such notice shall not relieve the Master Servicer
of
its indemnification obligations hereunder except to the extent the Master
Servicer is prejudiced thereby. This indemnity shall survive the resignation
or
removal of the Trustee, Master Servicer or the Securities Administrator and
the
termination of this Agreement.
(b) The
Company agrees to indemnify the Indemnified Persons and to hold them harmless
from and against any and all claims, losses, damages, penalties, fines,
forfeitures, legal fees and related costs, judgments, and any other costs,
fees
and expenses that the Indemnified Persons may sustain in any way related to
the
failure of the Company to perform in any way its duties hereunder and service
the EMC Mortgage Loans in strict compliance with the terms of this Agreement
and
for breach of any representation or warranty of the Company contained herein.
The Company shall immediately notify the Master Servicer and the Trustee if
a
claim is made by a third party with respect to this Agreement or the EMC
Mortgage Loans, assume (with the consent of the Master Servicer and the Trustee
and with counsel reasonably satisfactory to the Master Servicer and the Trustee)
the defense of any such claim and pay all expenses in connection therewith,
including counsel fees, and promptly pay, discharge and satisfy any judgment
or
decree which may be entered against it or any Indemnified Person in respect
of
such claim but failure to so notify the Company shall not limit its obligations
hereunder. The Company agrees that it will not enter into any settlement of
any
such claim without the consent of the Indemnified Persons unless such settlement
includes an unconditional release of such Indemnified Persons from all liability
that is the subject matter of such claim. The provisions of this Section 8.03(b)
shall survive termination of this Agreement.
(c) EMC
will
indemnify any Indemnified Person for any loss, liability or expense of any
Indemnified Person not otherwise paid or covered pursuant to Subsection (b)
above. Such indemnification shall survive termination of this
Agreement.
Section 8.04 |
Limitations
on
Liability of the Depositor, the Company, the Master Servicer and
Others.
|
(a) Subject
to the obligation of the Seller, the Company and the Master Servicer to
indemnify the Indemnified Persons pursuant to Section 8.03, neither the
Depositor, the Company, the Master Servicer nor any of the directors, officers,
employees or agents of the Depositor, the Company and the Master Servicer shall
be under any liability to the Indemnified Persons, the Trust Fund or the
Certificateholders for taking any action or for refraining from taking any
action in good faith pursuant to this Agreement, or for errors in judgment;
provided, however, that this provision shall not protect the Depositor, the
Company, the Master Servicer or any such Person against any breach of warranties
or representations made herein or any liability which would otherwise be imposed
by reason of such Person’s willful misfeasance, bad faith or gross negligence in
the performance of duties or by reason of reckless disregard of obligations
and
duties hereunder.
(b) The
Depositor, the Company, the Master Servicer and any director, officer, employee
or agent of the Depositor, the Company and the Master Servicer may rely in
good
faith on any document of any kind prima facie properly executed and submitted
by
any Person respecting any matters arising hereunder.
(c) The
Depositor, the Company, the Master Servicer, the Insurer, the Securities
Administrator, the Trustee, each Custodian, LaSalle Bank National Association
in
its individual capacity and any director, officer, employee or agent of the
Depositor, the Company, the Master Servicer, the Insurer, the Securities
Administrator, the Trustee and each Custodian shall be indemnified by the Trust
and held harmless thereby against any loss, liability or expense (including
reasonable legal fees and disbursements of counsel) incurred on their part
that
may be sustained in connection with, arising out of, or related to, any claim
or
legal action (including any pending or threatened claim or legal action)
relating to, or the performance of its obligations under, this Agreement, the
Assignment Agreement, the Custodial Agreements, the Certificates or Servicing
Agreements, other than (i) in the case of the Company, the Master Servicer
or
the Securities Administrator, any such loss, liability or expense related to
the
Company’s or the Master Servicer’s or Securities Administrator’s failure to
perform its respective duties in compliance with this Agreement or (ii) in
the
case of the Company, the Master Servicer or the Securities Administrator, any
such loss, liability or expense incurred by reason of the Company’s or the
Master Servicer’s or the Securities Administrator’s willful misfeasance, bad
faith or gross negligence in the performance of duties hereunder, or by reason
of reckless disregard of obligations and duties hereunder or under the Custodial
Agreement, as applicable, (iii) in the case of the Trustee, any such loss,
liability or expense incurred by reason of the Trustee’s willful misfeasance,
bad faith or negligence in the performance of its duties hereunder, or by reason
of its reckless disregard of obligations and duties hereunder and (iv) in the
case of either Custodian, any such loss, liability or expense incurred by reason
of such Custodian’s willful misfeasance, bad faith or negligence in the
performance of its duties under the related Custodial Agreement, or by reason
of
its reckless disregard of obligations and duties thereunder. Such
indemnification shall survive termination of this Agreement.
(d) Neither
the Depositor, the Company nor the Master Servicer shall be under any obligation
to appear in, prosecute or defend any legal action that is not incidental to
its
duties under this Agreement and that in its opinion may involve it in any
expense or liability; provided, however, the Master Servicer may in its
discretion, undertake any such action which it may deem necessary or desirable
with respect to this Agreement and the rights and duties of the parties hereto
and the interests of the Certificateholders and the Insurer hereunder. In such
event, the legal expenses and costs of such action and any liability resulting
therefrom (except any loss, liability or expense incurred by reason of willful
misfeasance, bad faith or negligence in the performance of duties hereunder
or
by reason of reckless disregard of obligations and duties hereunder) shall
be
expenses, costs and liabilities of the Trust Fund, and the Master Servicer
shall
be entitled to be reimbursed therefor out of the Master Servicer Collection
Account as provided by Section 5.02. Nothing in this Subsection 8.04(d) shall
affect the Master Servicer’s obligation to master service the Mortgage Loans
pursuant to Section 4.01.
(e) In
taking
or recommending any course of action pursuant to this Agreement, unless
specifically required to do so pursuant to this Agreement, the Master Servicer
shall not be required to investigate or make recommendations concerning
potential liabilities which the Trust might incur as a result of such course
of
action by reason of the condition of the Mortgaged Properties but shall give
notice to the Trustee if it has notice of such potential
liabilities.
(f) The
Master Servicer shall not be liable for any acts or omissions of the Company
or
the Servicers.
(g) The
Master Servicer may perform any of its duties hereunder or exercise its rights
hereunder either directly of through Affiliates, agents or
attorneys.
Section 8.05 |
Master
Servicer and Company Not to
Resign.
|
(a) Except
as
provided in Section 8.07, the Master Servicer shall not resign from the
obligations and duties hereby imposed on it except (i) with the prior consent
of
the Trustee (which
consent shall not be unreasonably withheld or delayed)
and the
Insurer or (ii) upon a determination that any such duties hereunder are no
longer permissible under applicable law and such impermissibility cannot be
cured. Any such determination permitting the resignation of the Master Servicer
shall be evidenced by an Opinion of Counsel, addressed to and delivered to,
the
Trustee and the Insurer. No such resignation by the Master Servicer shall become
effective until the Trustee or a successor to the Master Servicer reasonably
satisfactory to the Trustee and the Insurer shall have assumed the
responsibilities and obligations of the Master Servicer in accordance with
Section 9.02 hereof. The Trustee shall notify each Rating Agency and the Insurer
of the resignation of the Master Servicer.
(b) The
Company shall not resign from the obligations and duties hereby imposed on
it
except (i) upon the assignment of its servicing duties with respect to all
or a
portion of the EMC Mortgage Loans to an institution that is a Xxxxxx Xxx and
Xxxxxxx Mac approved seller/servicer in good standing that has a net worth
of
not less than $10,000,000 and with the prior written consent of the Master
Servicer (which consent shall not be unreasonably withheld or delayed) or (ii)
upon the determination that its duties hereunder are no longer permissible
under
applicable law and such incapacity cannot be cured by the Company. Any
determination permitting the resignation of the Company shall be evidenced
by an
Opinion of Counsel to such effect addressed to and delivered, to the Master
Servicer, the Insurer and the Trustee which Opinion of Counsel shall be in
form
and substance acceptable to the Master Servicer, the Insurer and the Trustee.
No
appointment of a successor to the Company shall be effective hereunder unless
(a) the Rating Agencies have confirmed in writing that such appointment will
not
result in a downgrade, qualification or withdrawal of the then current ratings
assigned to the Certificates, (b) such successor shall have represented that
it
is meets the eligibility criteria set forth in clause (i) above, (c) such
successor has agreed to assume the obligations of the Company hereunder to
the
extent of the EMC Mortgage Loans to be serviced by such successor and (d) the
Insurer has consented to such successor. The Company shall provide a copy of
the
written confirmation of the Rating Agencies and the Insurer and the agreement
executed by such successor to the Master Servicer and the Trustee. No such
resignation shall become effective until a qualified successor or the Master
Servicer shall have assumed the Company’s responsibilities and obligations
hereunder. The Company shall notify the Master Servicer, the Trustee, the
Insurer and the Rating Agencies of the resignation of the Company or the
assignment of all or a portion of its servicing duties hereunder in accordance
with this Section 8.05.
Section 8.06 |
Successor
Master Servicer.
|
In
connection with the appointment of any successor Master Servicer or the
assumption of the duties of the Master Servicer, EMC or the Trustee may make
such arrangements for the compensation of such successor master servicer out
of
payments on the Mortgage Loans as EMC or the Trustee and such successor master
servicer shall agree. If the successor master servicer does not agree that
such
market value is a fair price, such successor master servicer shall obtain two
quotations of market value from third parties actively engaged in the servicing
of single-family mortgage loans. In no event shall the compensation of any
successor master servicer exceed that permitted the Master Servicer hereunder
without the consent of all of the Certificateholders and the
Insurer.
Section 8.07 |
Sale
and Assignment of Master
Servicing.
|
The
Master Servicer may sell and assign its rights and delegate its duties and
obligations in their entirety as Master Servicer under this Agreement and EMC
may terminate the Master Servicer without cause and select a new Master Servicer
with the prior written consent of the Insurer; provided, however, that: (i)
the
purchaser or transferee accepting such assignment and delegation (a) shall
be a
Person which shall be qualified to service mortgage loans for Xxxxxx Mae or
Xxxxxxx Mac; (b) shall have a net worth of not less than $15,000,000 (unless
otherwise approved by each Rating Agency pursuant to clause (ii) below) and
meets the eligibility requirements herein to serve as Master Servicer and
Securities Administrator; (c) shall be reasonably satisfactory to the Trustee
and the Insurer (as evidenced in a writing signed by the Trustee and the
Insurer); and (d) shall execute and deliver to the Trustee an agreement, in
form
and substance reasonably satisfactory to the Trustee, which contains an
assumption by such Person of the due and punctual performance and observance
of
each responsibility, covenant and condition of the Master Servicer and the
Securities Administrator under this Agreement and each Custodial Agreement
from
and after the effective date of such assumption agreement; (ii) each Rating
Agency and the Insurer shall be given prior written notice of the identity
of
the proposed successor to the Master Servicer and each Rating Agency’s rating of
the Certificates in effect immediately prior to such assignment, sale and
delegation will not be downgraded, qualified or withdrawn as a result of such
assignment, sale and delegation, as evidenced by a letter to such effect
delivered to the Master Servicer, the Trustee and the Insurer; and (iii) the
Master Servicer assigning and selling the master servicing shall deliver to
the
Trustee and the Insurer an Officer’s Certificate and an Opinion of Counsel
addressed to the Trustee and the Insurer, each stating that all conditions
precedent to such action under this Agreement have been satisfied and such
action is permitted by and complies with the terms of this
Agreement.
ARTICLE
IX
DEFAULT;
TERMINATION OF MASTER SERVICER; TERMINATION OF COMPANY
Section 9.01 |
Events
of
Default.
|
“Event
of
Default,” wherever used herein, means any one of the following
events:
(i) any
failure by the Master Servicer to remit to the Securities Administrator any
amounts received or collected by the Master Servicer in respect of the Mortgage
Loans and required to be remitted by it hereunder (other than any Advance),
which failure shall continue unremedied for one Business Day after the date
on
which written notice of such failure shall have been given to the Master
Servicer by the Trustee or the Depositor, or to the Trustee and the Master
Servicer by the Holders of Certificates evidencing not less than 25% of the
Voting Rights evidenced by the Certificates or by the Insurer; or
(ii) any
failure by the Master Servicer to observe or perform in any material respect
any
other of the covenants or agreements on the part of the Master Servicer
contained in this Agreement or any breach of a representation or warranty by
the
Master Servicer, which failure or breach shall continue unremedied for a period
of 60 days after the date on which written notice of such failure shall have
been given to the Master Servicer by the Trustee or the Depositor, or to the
Trustee and the Master Servicer by the Holders of Certificates evidencing not
less than 25% of the Voting Rights evidenced by the Certificates or by the
Insurer; or
(iii) a
decree
or order of a court or agency or supervisory authority having jurisdiction
in
the premises for the appointment of a receiver or liquidator in any insolvency,
readjustment of debt, marshalling of assets and liabilities or similar
proceedings, or for the winding-up or liquidation of its affairs, shall have
been entered against the Master Servicer and such decree or order shall have
remained in force undischarged or unstayed for a period of 60 consecutive days;
or
(iv) the
Master Servicer shall consent to the appointment of a receiver or liquidator
in
any insolvency, readjustment of debt, marshalling of assets and liabilities
or
similar proceedings of or relating to the Master Servicer or all or
substantially all of the property of the Master Servicer; or
(v) the
Master Servicer shall admit in writing its inability to pay its debts generally
as they become due, file a petition to take advantage of, or commence a
voluntary case under, any applicable insolvency or reorganization statute,
make
an assignment for the benefit of its creditors, or voluntarily suspend payment
of its obligations; or
(vi) the
Master Servicer assigns or delegates its duties or rights under this Agreement
in contravention of the provisions permitting such assignment or delegation
under Sections 8.05 or 8.07; or
(vii) The
Master Servicer fails to deposit or cause to be deposited in the Distribution
Account any Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New
York
City time on the first Business Day preceding the Distribution
Date.
If
an
Event of Default shall occur, then, and in each and every such case, so long
as
such Event of Default shall not have been remedied, the Trustee may, and at
the
written direction of the Holders of Certificates evidencing not less than 25%
of
the Voting Rights evidenced by the Certificates or at the written direction
of
the Insurer, the Trustee shall in the case of any Event of Default described
in
clauses (i) through (vii) above, by notice in writing to the Master Servicer,
with a copy to each
Rating
Agency and the Insurer may,
terminate all of the rights and obligations (but not the liabilities) of the
Master Servicer (and the Securities Administrator if the Master Servicer and
the
Securities Administrator are the same entity) under this Agreement and in and
to
the Mortgage Loans and the proceeds thereof, other than its rights as a
Certificateholder hereunder. On or after the receipt by the Master Servicer
of
such written notice, all authority and power of the Master Servicer (and, if
applicable, the Securities Administrator) hereunder, whether with respect to
the
Mortgage Loans or otherwise, shall pass to and be vested in the Trustee, or
any
successor Master Servicer appointed pursuant to Section 9.02 (a “Successor
Master Servicer” and, if applicable, “Successor Securities Administrator”). Such
Successor Master Servicer shall thereupon if such Successor Master Servicer
is a
successor to the Master Servicer, make any Advance required by Article IV,
subject, in the case of the Trustee, to Section 9.02. The Trustee is hereby
authorized and empowered to execute and deliver, on behalf of the terminated
Master Servicer and, if applicable, the terminated Securities Administrator,
as
attorney- in-fact or otherwise, any and all documents and other instruments,
and
to do or accomplish all other acts or things necessary or appropriate to effect
the purposes of such notice of termination, whether to complete the transfer
and
endorsement or assignment of any Mortgage Loans and related documents, or
otherwise. Unless expressly provided in such written notice, no such termination
shall affect any obligation of the Master Servicer to pay amounts owed pursuant
to Article VIII or Article X. The Master Servicer and, if applicable, the
Securities Administrator agrees to cooperate with the Trustee in effecting
the
termination of the Master Servicer’s and, if applicable, the Securities
Administrator’s responsibilities and rights hereunder, including, without
limitation, the transfer to the applicable Successor Master Servicer of all
cash
amounts which shall at the time be credited to the Master Servicer Collection
Account maintained pursuant to Section 5.05, or thereafter be received with
respect to the applicable Mortgage Loans. The Trustee shall promptly notify
each
Rating
Agency
and the
Insurer of the occurrence of an Event of Default actually known to a Responsible
Officer of the Trustee.
Notwithstanding
any termination of the activities of the Master Servicer hereunder, the Master
Servicer shall be entitled to receive, out of any late collection of a Scheduled
Payment on a Mortgage Loan that was due prior to the notice terminating the
Master Servicer’s rights and obligations as Master Servicer hereunder and
received after such notice, that portion thereof to which the Master Servicer
would have been entitled pursuant to Section 5.02 and to receive any other
amounts payable to the Master Servicer hereunder the entitlement to which arose
prior to the termination of its activities hereunder.
Notwithstanding
the foregoing, if an Event of Default described in clause (vii) of this Section
9.01 shall occur, the Trustee shall, with the prior written consent of the
Insurer, by notice in writing to the Master Servicer, with a copy to the
Insurer, which may be delivered by telecopy, immediately terminate all of the
rights and obligations of the Master Servicer thereafter arising under this
Agreement, but without prejudice to any rights it may have as a Holder of the
Certificates or to reimbursement of Monthly Advances and other advances of
its
own funds, and the Trustee shall act as provided in Section 9.02 to carry out
the duties of the Master Servicer, including the obligation to make any Monthly
Advance the nonpayment of which was an Event of Default described in clause
(vii) of this Section 9.01. Any such action taken by the Trustee must be prior
to the distribution on the relevant Distribution Date.
Section 9.02 |
Trustee
to
Act; Appointment of Successor.
|
On
and
after the time the Master Servicer receives a notice of termination pursuant
to
Section 9.01 hereof the Trustee shall automatically become the successor to
the
Master Servicer with respect to the transactions set forth or provided for
herein and after a transition period (not to exceed 90 days), shall be subject
to all the responsibilities, duties and liabilities relating thereto placed
on
the Master Servicer by the terms and provisions hereof; provided, however,
that
the
Company shall have the right to either (a) with the prior written consent of
the
Insurer, immediately assume the duties of the Master Servicer or (b) select
a
successor Master Servicer;
provided, further, however that, pursuant to Article V hereof, the Trustee
in
its capacity as successor Master Servicer shall be responsible for making any
Advances required to be made by the Master Servicer immediately upon the
termination of the Master Servicer and any such Advance shall be made on the
Distribution Date on which such Advance was required to be made by the
predecessor Master Servicer. Effective on the date of such notice of
termination, as compensation therefor, the Trustee shall be entitled to all
compensation, reimbursement of expenses and indemnification that the Master
Servicer would have been entitled to if it had continued to act hereunder,
provided, however, that the Trustee shall not be (i) liable for any acts or
omissions of the Master Servicer, (ii) obligated to make Advances if it is
prohibited from doing so under applicable law, (iii) responsible for expenses
of
the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit losses
on any Permitted Investment directed by the Master Servicer. Notwithstanding
the
foregoing, the Trustee may, if it shall be unwilling to so act, or shall, if
it
is prohibited by applicable law from making Advances pursuant to Article VI
or
if it is otherwise unable to so act, appoint, or petition a court of competent
jurisdiction to appoint, any established mortgage loan servicing institution
the
appointment of which does not adversely affect the then current rating of the
Certificates by each
Rating
Agency
as the
successor to the Master Servicer hereunder in the assumption of all or any
part
of the responsibilities, duties or liabilities of the Master Servicer hereunder.
Any Successor Master Servicer shall (i) be an institution that is a Xxxxxx
Mae
and Xxxxxxx Mac approved seller/servicer in good standing, that has a net worth
of at least $15,000,000, (ii) be acceptable to the Insurer (which consent shall
not be unreasonably withheld) and (iii) be willing to act as successor servicer
of any Mortgage Loans under this Agreement or the related Servicing Agreement
with respect to which the Company or the original Servicer has been terminated
as servicer, and shall have executed and delivered to the Depositor, the Insurer
and the Trustee an agreement accepting such delegation and assignment, that
contains an assumption by such Person of the rights, powers, duties,
responsibilities, obligations and liabilities of the Master Servicer (other
than
any liabilities of the Master Servicer hereof incurred prior to termination
of
the Master Servicer under Section 9.01 or as otherwise set forth herein), with
like effect as if originally named as a party to this Agreement, provided that
each Rating Agency shall have acknowledged in writing that its rating of the
Certificates in effect immediately prior to such assignment and delegation
will
not be qualified or reduced as a result of such assignment and delegation.
If
the Trustee assumes the duties and responsibilities of the Master Servicer
in
accordance with this Section 9.02, the Trustee shall not resign as Master
Servicer until a Successor Master Servicer has been appointed and has accepted
such appointment. Pending appointment of a successor to the Master Servicer
hereunder, the Trustee, unless the Trustee is prohibited by law from so acting,
shall act in such capacity as hereinabove provided. In connection with such
appointment and assumption, the Trustee may make such arrangements for the
compensation of such successor out of payments on Mortgage Loans or otherwise
as
it and such successor shall agree; provided that no such compensation unless
agreed to by the Certificateholders shall be in excess of that permitted the
Master Servicer hereunder. The Trustee and such successor shall take such
action, consistent with this Agreement, as shall be necessary to effectuate
any
such succession. Neither the Trustee nor any other Successor Master Servicer
shall be deemed to be in default hereunder by reason of any failure to make,
or
any delay in making, any distribution hereunder or any portion thereof or any
failure to perform, or any delay in performing, any duties or responsibilities
hereunder, in either case caused by the failure of the Master Servicer and
the
Securities Administrator to deliver or provide, or any delay in delivering
or
providing, any monies, information, documents or records to it.
The
costs
and expenses of the Trustee in connection with the termination of the Master
Servicer, appointment of a Successor Master Servicer and, if applicable, any
transfer of master servicing, including, without limitation, all costs and
expenses associated with the complete transfer of all master servicing data
and
the completion, correction or manipulation of such master servicing data as
may
be required by the Trustee to correct any errors or insufficiencies in the
master servicing data or otherwise to enable the Trustee or the Successor Master
Servicer to master service the Mortgage Loans properly and effectively, to
the
extent not previously paid by the terminated Master Servicer, shall be payable
to the Trustee pursuant to Section 10.05 and shall not be subject to the cap
on
Extraordinary Trust Fund Expenses.
Section 9.03 |
Notification
to
Certificateholders.
|
(a) Upon
any
termination of or appointment of a successor to the Master Servicer, the Trustee
shall give prompt written notice thereof to Certificateholders, the Insurer
and
to each Rating Agency.
(b) Within
60
days after the occurrence of any Event of Default, the Trustee shall transmit
by
mail to all Certificateholders and the Insurer notice of each such Event of
Default hereunder actually known to a Responsible Officer of the Trustee, unless
such Event of Default shall have been cured or waived.
Section 9.04 |
Waiver
of
Defaults.
|
The
Trustee shall transmit by mail to all Certificateholders and the Insurer, within
60 days after the occurrence of any Event of Default actually known to a
Responsible Officer of the Trustee, unless such Event of Default shall have
been
cured, notice of each such Event of Default hereunder known to the Trustee.
The
Insurer and Holders of Certificates evidencing not less than 51% of the Voting
Rights (with the consent of the Insurer) may,
on
behalf of all Certificateholders, waive any default by the Master Servicer
in
the performance of its obligations hereunder and the consequences thereof,
except a default in the making of or the causing to be made of any required
remittances to the Securities Administrator. Upon any such waiver of a past
default, such default shall be deemed to cease to exist, and any Event of
Default arising therefrom shall be deemed to have been timely remedied for
every
purpose of this Agreement. No such waiver shall extend to any subsequent or
other default or impair any right consequent thereon except to the extent
expressly so waived. The Trustee shall give notice of any such waiver to
each
Rating
Agency and the Insurer.
Section 9.05 |
Company
Default.
|
In
case
one or more of the following events of default by the Company (each, a “Company
Default”) shall occur and be continuing, that is to say:
(i) any
failure by the Company to remit to the Master Servicer any payment required
to
be made under the terms of this Agreement on any Remittance Date;
or
(ii) failure
on the part of the Company duly to observe or perform in any material respect
any other of the covenants or agreements (other than Sections 3.16 or 3.17)
on
the part of the Company set forth in this Agreement, the breach of which has
a
material adverse effect and which continue unremedied for a period of sixty
days
(except that such number of days shall be fifteen in the case of a failure
to
pay any premium for any insurance policy required to be maintained under this
Agreement and such failure shall be deemed to have a material adverse effect)
after the date on which written notice of such failure, requiring the same
to be
remedied, shall have been given to the Company by the Master Servicer;
or
(iii) a
decree
or order of a court or agency or supervisory authority having jurisdiction
for
the appointment of a conservator or receiver or liquidator in any insolvency,
bankruptcy, readjustment of debt, marshaling of assets and liabilities or
similar proceedings, or for the winding-up or liquidation of its affairs, shall
have been entered against the Company and such decree or order shall have
remained in force undischarged or unstayed for a period of sixty days;
or
(iv) the
Company shall consent to the appointment of a conservator or receiver or
liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling
of
assets and liabilities or similar proceedings of or relating to the Company
or
of or relating to all or substantially all of its property; or
(v) the
Company shall admit in writing its inability to pay its debts generally as
they
become due, file a petition to take advantage of any applicable insolvency
or
reorganization statute, make an assignment for the benefit of its creditors,
or
voluntarily suspend payment of its obligations; or
(vi) the
Company attempts to assign its right to servicing compensation hereunder or
the
Company attempts to sell or otherwise dispose of all or substantially all of
its
property or assets or to assign this Agreement or the servicing responsibilities
hereunder or to delegate its duties hereunder or any portion thereof except
as
otherwise permitted herein; or
(vii) the
Company ceases to be qualified to transact business in any jurisdiction where
it
is currently so qualified, but only to the extent such non-qualification
materially and adversely affects the Company’s ability to perform its
obligations hereunder; or
(viii) failure
by the Company to duly perform, within the required time period, its obligations
under Section 3.16 or Section 3.17 which failure continues unremedied for a
period of fifteen (15) days after the date on which written notice of such
failure, requiring the same to be remedied, shall have been given to the Company
by the Master Servicer;
then,
and
in each and every such case, so long as a Company Default shall not have been
remedied, the Master Servicer or the Insurer, by notice in writing to the
Company may, in addition to whatever rights the Master Servicer and the Trustee
on behalf of the Certificateholders and the Insurer may have under Section
8.03
and at law or equity to damages, including injunctive relief and specific
performance, terminate all the rights and obligations of the Company under
this
Agreement and in and to the EMC Mortgage Loans and the proceeds thereof without
compensating the Company for the same. On or after the receipt by the Company
of
such written notice, all authority and power of Company under this Agreement,
whether with respect to the EMC Mortgage Loans or otherwise, shall pass to
and
be vested in the Master Servicer after a transition period (not to exceed 90
days). Upon written request from the Master Servicer or the Insurer, the Company
shall prepare, execute and deliver, any and all documents and other instruments,
place in the Master Servicer’s possession all Mortgage Files relating to the EMC
Mortgage Loans, and do or accomplish all other acts or things necessary or
appropriate to effect the purposes of such notice of termination, whether to
complete the transfer and endorsement or assignment of the EMC Mortgage Loans
and related documents, or otherwise, at the Company’s sole expense. The Company
agrees to cooperate with the Master Servicer and the Insurer in effecting the
termination of the Company’s responsibilities and rights hereunder, including,
without limitation, the transfer to such successor for administration by it
of
all cash amounts which shall at the time be credited by the Company to its
Protected Account or Escrow Account or thereafter received with respect to
the
EMC Mortgage Loans or any related REO Property.
The
costs
and expenses of the Master Servicer in connection with the termination of the
Company, appointment of a successor to the Company, and, if applicable, any
transfer of servicing, including, without limitation, all costs and expenses
associated with the complete transfer of all servicing data and the completion,
correction or manipulation of such servicing data as may be required by the
Master Servicer or other successor to the Company to correct any errors or
insufficiencies in the servicing data or otherwise to enable the Master Servicer
or such successor to service the related Mortgage Loans properly and
effectively, to the extent not previously paid by the terminated Company, shall
be payable to the Master Servicer or such successor pursuant to Section 5.07
and
shall not be subject to the cap on Extraordinary Trust Fund
Expenses.
Section 9.06 |
Waiver
of
Company Defaults.
|
The
Master Servicer, with the consent of the Insurer, may waive only by written
notice any default by the Company in the performance of its obligations
hereunder and its consequences. Upon any such waiver of a past default, such
default shall cease to exist, and any Company Default arising therefrom shall
be
deemed to have been remedied for every purpose of this Agreement. No such waiver
shall extend to any subsequent or other default or impair any right consequent
thereon except to the extent expressly so waived in writing.
ARTICLE
X
CONCERNING
THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
Section 10.01 |
Duties
of
Trustee and the Securities Administrator.
|
(a) The
Trustee, prior to the occurrence of an Event of Default and after the curing
or
waiver of all Events of Default which may have occurred, and the Securities
Administrator each undertake to perform such duties and only such duties as
are
specifically set forth in this Agreement as duties of the Trustee and the
Securities Administrator, respectively. If an Event of Default has occurred
and
has not been cured or waived, the Trustee shall exercise such of the rights
and
powers vested in it by this Agreement, and the same degree of care and skill
in
their exercise, as a prudent person would exercise under the circumstances
in
the conduct of such Person’s own affairs.
(b) Upon
receipt of all resolutions, certificates, statements, opinions, reports,
documents, orders or other instruments which are specifically required to be
furnished to the Trustee or the Securities Administrator pursuant to any
provision of this Agreement, the Trustee or the Securities Administrator,
respectively, shall examine them to determine whether they are in the form
required by this Agreement; provided, however, that neither the Trustee or
the
Securities Administrator shall be responsible for the accuracy or content of
any
resolution, certificate, statement, opinion, report, document, order or other
instrument furnished by the Master Servicer or pursuant to any provision of
this
Agreement; provided, further, that neither the Trustee nor the Securities
Administrator shall be responsible for the accuracy or verification of any
calculation provided to it pursuant to this Agreement.
(c) On
each
Distribution Date, the Securities Administrator shall make monthly distributions
and the final distribution to the related Certificateholders from related funds
in the Distribution Account as provided in Sections 6.04 and 11.02
herein.
(d) No
provision of this Agreement shall be construed to relieve the Trustee or the
Securities Administrator from liability for its own negligent action, its own
negligent failure to act or its own willful misconduct; provided, however,
that:
(i) Prior
to
the occurrence of an Event of Default, and after the curing or waiver of all
such Events of Default which may have occurred with respect to the Trustee
and
at all times with respect to the Securities Administrator, the duties and
obligations of the Trustee and the Securities Administrator shall be determined
solely by the express provisions of this Agreement, neither the Trustee nor
the
Securities Administrator shall be liable except for the performance of their
respective duties and obligations as are specifically set forth in this
Agreement, no implied covenants or obligations shall be read into this Agreement
against the Trustee or the Securities Administrator and, in the absence of
bad
faith on the part of the Trustee or the Securities Administrator, respectively,
the Trustee or the Securities Administrator, respectively, may conclusively
rely, as to the truth of the statements and the correctness of the opinions
expressed therein, upon any certificates or opinions furnished to the Trustee
or
the Securities Administrator, respectively, and conforming to the requirements
of this Agreement;
(ii) Neither
the Trustee nor the Securities Administrator shall be liable in its individual
capacity for an error of judgment made in good faith by a Responsible Officer
or
Responsible Officers of the Trustee or the Securities Administrator,
respectively, unless it shall be proved that the Trustee or the Securities
Administrator, respectively, was negligent in ascertaining the pertinent
facts;
(iii) Neither
the Trustee nor the Securities Administrator shall be liable with respect to
any
action taken, suffered or omitted to be taken by it in good faith in accordance
with the directions of the Holders of Certificates evidencing not less than
25%
of the aggregate Voting Rights of the Certificates (or such other percentage
as
specifically set forth herein), if such action or non-action relates to the
time, method and place of conducting any proceeding for any remedy available
to
the Trustee or the Securities Administrator, respectively, or exercising any
trust or other power conferred upon the Trustee or the Securities Administrator,
respectively, under this Agreement;
(iv) The
Trustee shall not be required to take notice or be deemed to have notice or
knowledge of any default or Event of Default unless a Responsible Officer of
the
Trustee shall have actual knowledge thereof. In the absence of such knowledge,
the Trustee may conclusively assume there is no such default or Event of
Default;
(v) Anything
in this Agreement to the contrary notwithstanding, in no event shall the Trustee
or the Securities Administrator be liable for special, indirect or consequential
loss or damage of any kind whatsoever (including but not limited to lost
profits), even if the Trustee or the Securities Administrator, respectively,
has
been advised of the likelihood of such loss or damage and regardless of the
form
of action; and
(vi) None
of
the Securities Administrator, the Master Servicer, the Sellers, the Depositor,
the Trustee or the Custodians shall be responsible for the acts or omissions
of
the other, it being understood that this Agreement shall not be construed to
render them partners, joint venturers or agents of one another.
Neither
the Trustee nor the Securities
Administrator
shall be
required to expend or risk its own funds or otherwise incur financial liability
in the performance of any of its duties hereunder, or in the exercise of any
of
its rights or powers, if there is reasonable ground for believing that the
repayment of such funds or adequate indemnity against such risk or liability
is
not reasonably assured to it, and none of the provisions contained in this
Agreement shall in any event require the Trustee or the Securities
Administrator
to
perform, or be responsible for the manner of performance of, any of the
obligations of the Master Servicer or the Company hereunder or the Servicer
under the related Servicing Agreement. The Trustee is here by authorized and
directed to enter into the Assignment Agreements.
(e) All
funds
received by the Securities Administrator and required to be deposited in the
Distribution Account pursuant to this Agreement will be promptly so deposited
by
the Securities Administrator.
Section 10.02 |
Certain
Matters Affecting the Trustee and the Securities
Administrator.
|
(a) Except
as
otherwise provided in Section 10.01:
(i) The
Trustee and the Securities Administrator may rely and shall be protected in
acting or refraining from acting in reliance on any resolution or certificate
of
the Depositor, the Sellers, the Company or the Master Servicer or the related
Servicer, any certificates of auditors or any other certificate, statement,
instrument, opinion, report, notice, request, consent, order, appraisal, bond
or
other paper or document believed by it to be genuine and to have been signed
or
presented by the proper party or parties;
(ii) The
Trustee and the Securities Administrator may consult with counsel and any advice
of such counsel or any Opinion of Counsel shall be full and complete
authorization and protection with respect to any action taken or suffered or
omitted by it hereunder in good faith and in accordance with such advice or
Opinion of Counsel;
(iii) Neither
the Trustee nor the Securities Administrator shall be under any obligation to
exercise any of the trusts or powers vested in it by this Agreement, other
than
its obligation to give notices pursuant to this Agreement, or to institute,
conduct or defend any litigation hereunder or in relation hereto at the request,
order or direction of any of the Certificateholders or
the
Insurer pursuant
to the provisions of this Agreement, unless such Certificateholders or the
Insurer shall have offered to the Trustee or the Securities Administrator,
as
applicable, security or indemnity reasonable to it against the costs, expenses
and liabilities which may be incurred therein or thereby. Nothing contained
herein shall, however, relieve the Trustee of the obligation, upon the
occurrence of an Event of Default of which a Responsible Officer of the Trustee
has actual knowledge (which has not been cured or waived), to exercise such
of
the rights and powers vested in it by this Agreement, and to use the same degree
of care and skill in their exercise, as a prudent person would exercise under
the circumstances in the conduct of his own affairs;
(iv) Neither
the Trustee nor the Securities Administrator shall be liable in its individual
capacity for any action taken, suffered or omitted by it in good faith and
believed by it to be authorized or within the discretion or rights or powers
conferred upon it by this Agreement;
(v) Neither
the Trustee nor the Securities Administrator shall be bound to make any
investigation into the facts or matters stated in any resolution, certificate,
statement, instrument, opinion, report, notice, request, consent, order,
approval, bond or other paper or document, unless requested in writing to do
so
by Holders of Certificates evidencing not less than 25% of the aggregate Voting
Rights of the Certificates or the Insurer and provided that the payment within
a
reasonable time to the Trustee or the Securities Administrator, as applicable,
of the costs, expenses or liabilities likely to be incurred by it in the making
of such investigation is, in the opinion of the Trustee or the Securities
Administrator, as applicable, reasonably assured to the Trustee or the
Securities Administrator, as applicable, by the security afforded to it by
the
terms of this Agreement. The Trustee or the Securities Administrator may require
reasonable indemnity against such expense or liability as a condition to taking
any such action. The reasonable expense of every such examination shall be
paid
by the Certificateholders requesting the investigation;
(vi) The
Trustee and the Securities Administrator may execute any of the trusts or powers
hereunder or perform any duties hereunder either directly or through Affiliates,
agents or attorneys; provided, however, that the Trustee may not appoint any
paying agent other than the Securities Administrator to perform any paying
agent
functions under this Agreement without the express written consent of the Master
Servicer and the Insurer, which consents will not be unreasonably withheld.
Neither the Trustee nor the Securities Administrator shall be liable or
responsible for the misconduct or negligence of any of the Trustee’s or the
Securities Administrator’s agents or attorneys or paying agent appointed
hereunder by the Trustee or the Securities Administrator with due care and,
when
required, with the consent of the Master Servicer;
(vii) Should
the Trustee or the Securities Administrator deem the nature of any action
required on its part to be unclear or ambiguous, the Trustee or the Securities
Administrator, respectively, may require prior to such action that it be
provided by the Depositor with the consent of the Insurer with reasonable
further instructions; the right of the Trustee or the Securities Administrator
to perform any discretionary act enumerated in this Agreement shall not be
construed as a duty, and neither the Trustee nor the Securities Administrator
shall not accountable for other than its negligence or willful misconduct in
the
performance of any such act;
(viii) Neither
the Trustee nor the Securities Administrator shall be required to give any
bond
or surety with respect to the execution of the trust created hereby or the
powers granted hereunder, except as provided in Subsection 10.07;
and
(ix) Neither
the Trustee nor the Securities Administrator shall have any duty to conduct
any
affirmative investigation as to the occurrence of any condition requiring the
repurchase of any Mortgage Loan by any Person pursuant to this Agreement, or
the
eligibility of any Mortgage Loan for purposes of this Agreement.
Section 10.03 |
Trustee
and Securities Administrator Not Liable for Certificates or Mortgage
Loans.
|
The
recitals contained herein and in the Certificates (other than the signature
and
countersignature of the Securities
Administrator
on the
Certificates) shall be taken as the statements of the Depositor, and neither
the
Trustee nor the Securities Administrator shall have any responsibility for
their
correctness. Neither the Trustee nor the Securities Administrator makes any
representation as to the validity or sufficiency of, the Certificates (other
than the signature and countersignature of the Securities Administrator on
the
Certificates), any Custodial Agreement or of any Mortgage Loan. The Securities
Administrator’s signature and countersignature (or countersignature of its
agent) on the Certificates shall be solely in its capacity as Securities
Administrator and shall not constitute the Certificates an obligation of the
Securities Administrator in any other capacity. Neither the Trustee nor the
Securities Administrator shall be accountable for the use or application by
the
Depositor of any of the Certificates or of the proceeds of such Certificates,
or
for the use or application of any funds paid to the Depositor with respect
to
the Mortgage Loans. Subject to Section 2.06, neither the Trustee nor the
Securities Administrator shall be responsible for the legality or validity
of
this Agreement, any Custodial Agreement or any document or instrument relating
to this Agreement, the validity of the execution of this Agreement or of any
supplement hereto or instrument of further assurance, or the validity, priority,
perfection or sufficiency of the security for the Certificates issued hereunder
or intended to be issued hereunder. Neither the Trustee nor the Securities
Administrator shall at any time have any responsibility or liability for or
with
respect to the legality, validity and enforceability of any Mortgage or any
Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance
of any such perfection and priority, or for or with respect to the sufficiency
of the Trust Fund or its ability to generate the payments to be distributed
to
Certificateholders, under this Agreement. The Trustee shall not be responsible
for filing any financing or continuation statement in any public office at
any
time or to otherwise perfect or maintain the perfection of any security interest
or lien granted to the Trustee hereunder or to record this
Agreement.
Section 10.04 |
Trustee
and Securities Administrator May Own Certificates.
|
Each
of
the Trustee and the Securities Administrator in its individual capacity or
in
any capacity other than as Trustee or the Securities Administrator hereunder
may
become the owner or pledgee of any Certificates with the same rights it would
have if it were not the Trustee or the Securities Administrator, as applicable,
and may otherwise deal with the parties hereto.
Section 10.05 |
Trustee’s
and Securities Administrator’s Fees and Expenses.
|
The
fees
and expenses of the Trustee and the Securities Administrator shall be paid
in
accordance with a side letter agreement with the Master Servicer and at the
expense of the Master Servicer. In addition, the Securities Administrator shall
be entitled to any investment income on amounts on deposit in the Master
Servicer Collection Account and the Distribution Account. In addition, the
Trustee and the Securities Administrator will be entitled to recover from the
Master Servicer Collection Account pursuant to Section 5.07 all reasonable
out-of-pocket expenses, disbursements and advances and the expenses of the
Trustee and the Securities Administrator, respectively, in connection with
any
Event of Default, any breach of this Agreement or any claim or legal action
(including any pending or threatened claim or legal action) incurred or made
by
the Trustee or the Securities Administrator, respectively, in the administration
of the trusts hereunder (including the reasonable compensation, expenses and
disbursements of its counsel) except any such expense, disbursement or advance
as may arise from its negligence or intentional misconduct or which is the
responsibility of the Certificateholders hereunder. If funds in the Master
Servicer Collection Account are insufficient therefor, the Trustee and the
Securities Administrator shall recover such expenses, disbursements or advances
from EMC and EMC hereby agrees to pay such expenses, disbursements or advances
upon demand. Such compensation and reimbursement obligation shall not be limited
by any provision of law in regard to the compensation of a trustee of an express
trust.
Section 10.06 |
Eligibility
Requirements for Trustee and Securities Administrator.
|
The
Trustee and any successor Trustee and the Securities Administrator and any
successor Securities Administrator shall during the entire duration of this
Agreement be a state bank or trust company or a national banking association
organized and doing business under the laws of a state or the United States
of
America, authorized under such laws to exercise corporate trust powers, having
a
combined capital and surplus and undivided profits of at least $50,000,000,
subject to supervision or examination by federal or state authority and rated
“Baa2” or higher by Moody’s
with
respect to any outstanding long-term unsecured unsubordinated debt, and, in
the
case of a successor Trustee or successor Securities Administrator other than
pursuant to Section 10.10, rated in one of the two highest long-term debt
categories by each
Rating
Agency
or
otherwise acceptable to each
Rating Agency and the Insurer.
The
Trustee shall not be an Affiliate of the Master Servicer. If the Trustee
publishes reports of condition at least annually, pursuant to law or to the
requirements of the aforesaid supervising or examining authority, then for
the
purposes of this Section 10.06 the combined capital and surplus of such
corporation shall be deemed to be its total equity capital (combined capital
and
surplus) as set forth in its most recent report of condition so published.
In
case at any time the Trustee or the Securities Administrator, as applicable,
shall cease to be eligible in accordance with the provisions of this Section
10.06, the Trustee or the Securities Administrator shall resign immediately
in
the manner and with the effect specified in Section 10.08.
Section 10.07 |
Insurance.
|
The
Trustee
and the
Securities Administrator, at their own expense,
shall
at all times (A) maintain and keep in full force and effect: (i) fidelity
insurance, (ii) theft of documents insurance and (iii) forgery insurance (which
may be collectively satisfied by a “Financial Institution Bond” and/or a
“Bankers’ Blanket Bond”) or (B) in the case of the Securities Administrator,
self insure if LaSalle Bank National Association maintains with any Rating
Agency the equivalent of a long term unsecured debt rating of “A”. All such
insurance shall be in amounts, with standard coverage and subject to
deductibles, as are customary for insurance typically maintained by banks or
their affiliates which act as custodians for investor-owned mortgage pools.
A
certificate of an officer of the Trustee or
the
Securities Administrator
as to
the Trustee’s or
the
Securities Administrator’s, respectively,
compliance with this Section 10.07 shall be furnished to any Certificateholder
upon reasonable written request.
Section 10.08 |
Resignation
and Removal of Trustee and Securities Administrator.
|
The
Trustee and the Securities Administrator may at any time resign (including,
in
the case of the Securities Administrator, in connection with the resignation
or
termination of the Master Servicer) and be discharged from the Trust hereby
created by giving written notice thereof to the Depositor, the Sellers, the
Securities Administrator (or the Trustee, if the Securities Administrator
resigns) and the Master Servicer, with a copy to each
Rating
Agency and the Insurer.
Upon
receiving such notice of resignation, the Depositor shall promptly appoint
a
successor trustee or successor securities administrator, as applicable, (and
in
the case of the Securities Administrator’s removal, the Trustee may appoint a
successor securities administrator with the consent of the Insurer) by written
instrument, in triplicate, one copy of which instrument shall be delivered
to
each of the resigning trustee or securities administrator, as applicable, and
the successor trustee or securities administrator, as applicable. If no
successor trustee or successor securities administrator shall have been so
appointed and have accepted appointment within 30 days after the giving of
such
notice of resignation, the resigning Trustee or Securities Administrator may
petition any court of competent jurisdiction for the appointment of a successor
trustee or securities administrator.
If
at any
time (i) the Trustee or the Securities Administrator shall cease to be eligible
in accordance with the provisions of Section 10.06 hereof and shall fail to
resign after written request thereto by the Depositor, (ii) the Trustee or
the
Securities Administrator shall become incapable of acting, or shall be adjudged
as bankrupt or insolvent, or a receiver of the Trustee or the Securities
Administrator or of its property shall be appointed, or any public officer
shall
take charge or control of the Trustee or the Securities Administrator or of
its
property or affairs for the purpose of rehabilitation, conservation or
liquidation, or (iii)(A) a tax is imposed with respect to the Trust Fund by
any
state in which the Trustee or the Securities Administrator or the Trust Fund
is
located, (B) the imposition of such tax would be avoided by the appointment
of a
different trustee or securities administrator and (C) the Trustee or the
Securities Administrator, as applicable, fails to indemnify the Trust Fund
against such tax, then the Depositor or the Master Servicer may remove the
Trustee or the Securities Administrator , as applicable, (and in the case of
the
Securities Administrator’s ineligibility, the Trustee may appoint a successor
securities administrator with the consent of the Insurer) and appoint a
successor trustee or successor securities administrator, as applicable, by
written instrument, in multiple copies, a copy of which instrument shall be
delivered to the Trustee, the Securities Administrator, the Master Servicer
and
the successor trustee or successor securities administrator, as
applicable.
The
Holders evidencing at least 51% of the Voting Rights of each Class of
Certificates (with the prior written consent of the Insurer, which consent
shall
not be unreasonably withheld) may at any time remove the Trustee or Securities
Administrator and appoint a successor trustee or securities administrator by
written instrument or instruments, in multiple copies, signed by such Holders
or
their attorneys-in-fact duly authorized, one complete set of which instruments
shall be delivered by the successor trustee or successor securities
administrator to each of the Master Servicer, the Trustee or Securities
Administrator so removed and the successor trustee or securities administrator
so appointed. Notice of any removal of the Trustee or Securities Administrator
shall be given to each Rating Agency and the Insurer by the related
successor.
Any
resignation or removal of the Trustee or the Securities Administrator and
appointment of a successor trustee or securities administrator pursuant to
any
of the provisions of this Section 10.08 shall become effective upon acceptance
of appointment by the successor trustee or securities administrator as provided
in Section 10.09 hereof.
Section 10.09 |
Successor
Trustee or Securities Administrator.
|
Any
successor trustee or securities administrator appointed as provided in Section
10.08 hereof shall execute, acknowledge and deliver to the Depositor, to its
predecessor trustee or predecessor securities administrator, as applicable,
and
the Master Servicer and the Insurer an instrument accepting such appointment
hereunder and thereupon the resignation or removal of the predecessor trustee
or
securities administrator shall become effective and such successor trustee
or
securities administrator without any further act, deed or conveyance, shall
become fully vested with all the rights, powers, duties and obligations of
its
predecessor hereunder, with the like effect as if originally named as trustee
or
securities administrator herein.
No
successor trustee or securities administrator shall accept appointment as
provided in this Section 10.09 unless at the time of such acceptance such
successor trustee or securities administrator shall be eligible under the
provisions of Section 10.06 hereof and its appointment shall not adversely
affect the then current rating of the Certificates.
Upon
acceptance of appointment by a successor trustee or securities administrator
as
provided in this Section 10.09, the successor trustee or securities
administrator shall mail notice of the succession of such trustee or securities
administrator hereunder to all Holders of Certificates and the Insurer. If
the
successor trustee or securities administrator fails to mail such notice within
ten days after acceptance of appointment, the Depositor shall cause such notice
to be mailed at the expense of the Trust Fund.
For
the
avoidance of doubt, any successor trustee or successor securities administrator
must be acceptable to the Insurer as evidenced by the Insurer’s prior written
consent.
Section 10.10 |
Merger
or
Consolidation of Trustee or Securities Administrator.
|
Any
corporation, state bank or national banking association into which the Trustee
or the Securities Administrator may be merged or converted or with which it
may
be consolidated or any corporation, state bank or national banking association
resulting from any merger, conversion or consolidation to which the Trustee
or
the Securities Administrator shall be a party, or any corporation, state bank
or
national banking association succeeding to substantially all of the corporate
trust business of the Trustee or of the business of the Securities
Administrator, shall be the successor of the Trustee or the Securities
Administrator hereunder, provided that such corporation shall be eligible under
the provisions of Section 10.06 hereof without the execution or filing of any
paper or further act on the part of any of the parties hereto, anything herein
to the contrary notwithstanding.
Section 10.11 |
Appointment
of
Co-Trustee or Separate Trustee.
|
Notwithstanding
any other provisions of this Agreement, at any time, for the purpose of meeting
any legal requirements of any jurisdiction in which any part of the Trust Fund
or property securing any Mortgage Note may at the time be located, the Master
Servicer and the Trustee acting jointly shall have the power and shall execute
and deliver all instruments to appoint one or more Persons approved by the
Trustee to act as co-trustee or co-trustees jointly with the Trustee, or
separate trustee or separate trustees, of all or any part of the Trust Fund,
and
to vest in such Person or Persons, in such capacity and for the benefit of
the
Certificateholders and the Insurer, such title to the Trust Fund or any part
thereof, whichever is applicable, and, subject to the other provisions of this
Section 10.11, such powers, duties, obligations, rights and trusts as the Master
Servicer and the Trustee may consider necessary or desirable. If the Master
Servicer shall not have joined in such appointment within 15 days after the
receipt by it of a request to do so, or in the case an Event of Default shall
have occurred and be continuing, the Trustee alone shall have the power to
make
such appointment. No co-trustee or separate trustee hereunder shall be required
to meet the terms of eligibility as a successor trustee under Section 10.06
and
no notice to Certificateholders of the appointment of any co-trustee or separate
trustee shall be required under Section 10.09.
Every
separate trustee and co-trustee shall, to the extent permitted by law, be
appointed and act subject to the following provisions and
conditions:
(i) All
rights, powers, duties and obligations conferred or imposed upon the Trustee,
except for the obligation of the Trustee under this Agreement to advance funds
on behalf of the Master Servicer, shall be conferred or imposed upon and
exercised or performed by the Trustee and such separate trustee or co-trustee
jointly (it being understood that such separate trustee or co-trustee is not
authorized to act separately without the Trustee joining in such act), except
to
the extent that under any law of any jurisdiction in which any particular act
or
acts are to be performed (whether a Trustee hereunder or as a Successor Master
Servicer hereunder), the Trustee shall be incompetent or unqualified to perform
such act or acts, in which event such rights, powers, duties and obligations
(including the holding of title to the Trust Fund or any portion thereof in
any
such jurisdiction) shall be exercised and performed singly by such separate
trustee or co-trustee, but solely at the direction of the Trustee;
(ii) No
trustee hereunder shall be held personally liable by reason of any act or
omission of any other trustee hereunder; and
(iii) The
Trustee may at any time accept the resignation of or remove any separate trustee
or co-trustee.
Any
notice, request or other writing given to the Trustee shall be deemed to have
been given to each of the then separate trustees and co-trustees, as effectively
as if given to each of them. Every instrument appointing any separate trustee
or
co-trustee shall refer to this Agreement and the conditions of this Article
X.
Each separate trustee and co-trustee, upon its acceptance of the trusts
conferred, shall be vested with the estates or property specified in its
instrument of appointment, either jointly with the Trustee or separately, as
may
be provided therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating to the conduct
of, affecting the liability of, or affording protection to, the Trustee. Every
such instrument shall be filed with the Trustee and a copy thereof given to
the
Master Servicer and the Depositor.
Any
separate trustee or co-trustee may, at any time, constitute the Trustee its
agent or attorney-in-fact, with full power and authority, to the extent not
prohibited by law, to do any lawful act under or in respect of this Agreement
on
its behalf and in its name. If any separate trustee or co- trustee shall die,
become incapable of acting, resign or be removed, all of its estates,
properties, rights, remedies and trusts shall vest in and be exercised by the
Trustee, to the extent permitted by law, without the appointment of a new or
successor trustee.
Section 10.12 |
Tax
Matters.
|
It
is
intended that the Trust Fund shall constitute, and that the affairs of the
Trust
Fund shall be conducted so that each REMIC formed hereunder qualifies as, a
“real estate mortgage investment conduit” as defined in and in accordance with
the REMIC Provisions. In furtherance of such intention, the Securities
Administrator covenants and agrees that it shall act as agent (and the
Securities Administrator is hereby appointed to act as agent) on behalf of
the
Trust Fund. The Securities Administrator, as agent on behalf of the Trust Fund,
shall do or refrain from doing, as applicable, the following: (a) the Securities
Administrator shall prepare and file, or cause to be prepared and filed, in
a
timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns
(Form 1066 or any successor form adopted by the Internal Revenue Service) and
prepare and file or cause to be prepared and filed with the Internal Revenue
Service and applicable state or local tax authorities income tax or information
returns for each taxable year with respect to each such REMIC containing such
information and at the times and in the manner as may be required by the Code
or
state or local tax laws, regulations, or rules, and furnish, or cause to be
furnished, to Certificateholders the schedules, statements or information at
such times and in such manner as may be required thereby; (b) the Securities
Administrator shall apply for an employer identification number with the
Internal Revenue Service via a Form SS-4 or other comparable method for each
REMIC that is or becomes a taxable entity, and within thirty days of the Closing
Date, furnish or cause to be furnished to the Internal Revenue Service, on
Forms
8811 or as otherwise may be required by the Code, the name, title, address,
and
telephone number of the Person that the Holders of the Certificates may contact
for tax information relating thereto, together with such additional information
as may be required by such Form, and update such information at the time or
times in the manner required by the Code for the Trust Fund; (c) the Securities
Administrator on behalf of the Trustee shall make, or cause to be made
elections, on behalf of each REMIC formed hereunder to be treated as a REMIC
on
the federal tax return of such REMIC for its first taxable year (and, if
necessary, under applicable state law); (d) the Securities Administrator shall
prepare and forward, or cause to be prepared and forwarded, to the
Certificateholders and to the Internal Revenue Service and, if necessary, state
tax authorities, all information returns and reports as and when required to
be
provided to them in accordance with the REMIC Provisions, including without
limitation, the calculation of any original issue discount using the Prepayment
Assumption; (e) the Securities Administrator shall provide information necessary
for the computation of tax imposed on the transfer of a Residual Certificate
to
a Person that is not a Permitted Transferee, or an agent (including a broker,
nominee or other middleman) of a Person that is not a Permitted Transferee,
or a
pass-through entity in which a Person that is not a Permitted Transferee is
the
record holder of an interest (the reasonable cost of computing and furnishing
such information may be charged to the Person liable for such tax); (f) each
of
the Securities Administrator and the Trustee shall, to the extent under its
control, conduct the affairs of the Trust Fund at all times that any
Certificates are outstanding so as to maintain the status of each REMIC formed
hereunder as a REMIC under the REMIC Provisions; (g) neither the Trustee nor
the
Securities Administrator shall knowingly or intentionally take any action or
omit to take any action that would cause the termination of the REMIC status
of
any REMIC formed hereunder; (h) the Securities Administrator shall pay, from
the
sources specified in the penultimate paragraph of this Section 10.12, the amount
of any federal, state and local taxes, including prohibited transaction taxes
as
described below, imposed on any REMIC formed hereunder prior to the termination
of the Trust Fund when and as the same shall be due and payable (but such
obligation shall not prevent the Securities Administrator or any other
appropriate Person from contesting any such tax in appropriate proceedings
and
shall not prevent the Securities Administrator from withholding payment of
such
tax, if permitted by law, pending the outcome of such proceedings); (i) the
Trustee shall sign or cause to be signed federal, state or local income tax
or
information returns or any other document prepared by the Securities
Administrator pursuant to this Section 10.12 requiring a signature thereon
by
the Trustee; (j) the Securities Administrator shall maintain records relating
to
each REMIC formed hereunder including but not limited to the income, expenses,
assets and liabilities of each such REMIC and adjusted basis of the Trust Fund
property determined at such intervals as may be required by the Code, as may
be
necessary to prepare the foregoing returns, schedules, statements or
information; (k) the Securities Administrator shall, for federal income tax
purposes, maintain books and records with respect to the REMICs on a calendar
year and on an accrual basis; (l) none of the Trustee, the Master Servicer
or
the Securities Administrator shall enter into any arrangement not otherwise
provided for in this Agreement by which the REMICs will receive a fee or other
compensation for services nor permit the REMICs to receive any income from
assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the
Code or “permitted investments” as defined in Section 860G(a)(5) of the Code;
and (l) as and when necessary and appropriate, the Securities Administrator,
at
the expense of the Trust Fund, shall represent the Trust Fund in any
administrative or judicial proceedings relating to an examination or audit
by
any governmental taxing authority, request an administrative adjustment as
to
any taxable year of any REMIC formed hereunder, enter into settlement agreements
with any governmental taxing agency, extend any statute of limitations relating
to any tax item of the Trust Fund, and otherwise act on behalf of each REMIC
formed hereunder in relation to any tax matter involving any such
REMIC.
In
order
to enable each of the Trustee and the Securities Administrator to perform its
duties as set forth herein, the Depositor shall provide, or cause to be
provided, to the Trustee or the Securities Administrator within 10 days after
the Closing Date all information or data that the Trustee or the Securities
Administrator requests in writing and determines to be relevant for tax purposes
to the valuations and offering prices of the Certificates, including, without
limitation, the price, yield, prepayment assumption and projected cash flows
of
the Certificates and the Mortgage Loans. Thereafter, the Depositor shall provide
to the Trustee or the Securities Administrator promptly upon written request
therefor, any such additional information or data that the Trustee or the
Securities Administrator may, from time to time, request in order to enable
the
Trustee or the Securities Administrator to perform its duties as set forth
herein. The Depositor hereby indemnifies each of the Trustee and the Securities
Administrator for any losses, liabilities, damages, claims or expenses of the
Trustee or the Securities Administrator arising from any errors or
miscalculations of the Trustee or the Securities Administrator that result
from
any failure of the Depositor to provide, or to cause to be provided, accurate
information or data to the Trustee or the Securities Administrator, as
applicable, on a timely basis.
In
the
event that any tax is imposed on “prohibited transactions” of any of REMIC I,
REMIC II, REMIC III, REMIC IV or REMIC V as defined in Section 860F(a)(2) of
the
Code, on the “net income from foreclosure property” of the Trust Fund as defined
in Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC
II,
REMIC III, REMIC IV or REMIC V after the Startup Day pursuant to Section 860G(d)
of the Code, or any other tax is imposed, including, without limitation, any
federal, state or local tax or minimum tax imposed upon any of REMIC I, REMIC
II, REMIC III, REMIC IV or REMIC V, and is, in each case, attributable to the
activities of REMIC I or Loan Group I and is not paid as otherwise provided
for
herein, such tax shall be paid by (i) the Master Servicer or the Securities
Administrator, if any such tax arises out of or results from a breach by the
Master Servicer or the Securities Administrator of any of its obligations under
this Agreement, provided, however, in no event shall the Master Servicer or
the
Securities Administrator have any liability (1) for any action or omission
that
is taken in accordance with and compliance with the express terms of, or which
is expressly permitted by the terms of, this Agreement, (2) for any losses
other
than arising out of a negligent performance by the Master Servicer or the
Securities Administrator of its duties and obligations set forth herein, or
(3)
for any special or consequential damages to Certificateholders (in addition
to
payment of principal and interest on the Certificates), (ii) any party hereto
(other than the Master Servicer or the Securities Administrator) to the extent
any such tax arises out of or results from a breach by such other party of
any
of its obligations under this Agreement or (iii) in all other cases, or in
the
event that any liable party hereto fails to honor its obligations under the
preceding clauses (i) or (ii), the Group I Certificateholders in the following
manner: any such tax will be paid first with amounts otherwise to be distributed
to the Class I-R Certificateholders (pro rata) and second, with amounts
otherwise to be distributed to the Holders of the following other Group I
Certificates in the following order of priority: first, to the Class I-B-4
Certificates, second, to the Class I-B-3 Certificates, third, to the Class
I-B-2
Certificates, fourth, to the Class I-B-1 Certificates, fifth, to the Class
I-M
Certificates, and sixth, to the Class I-A Certificates.
In
the
event that any tax is imposed on “prohibited transactions” of any of REMIC I,
REMIC II, REMIC III, REMIC IV or REMIC V as defined in Section 860F(a)(2) of
the
Code, on the “net income from foreclosure property” of the Trust Fund as defined
in Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC
II,
REMIC III, REMIC IV or REMIC V after the Startup Day pursuant to Section 860G(d)
of the Code, or any other tax is imposed, including, without limitation, any
federal, state or local tax or minimum tax imposed upon any of REMIC I, REMIC
II, REMIC III, REMIC IV or REMIC V, and is, in each case, attributable to the
activities of REMIC II or Loan Group II and is not paid as otherwise provided
for herein, such tax shall be paid by (i) the Master Servicer or the Securities
Administrator, if any such tax arises out of or results from a breach by the
Master Servicer or the Securities Administrator of any of its obligations under
this Agreement, provided, however, in no event shall the Master Servicer or
the
Securities Administrator have any liability (1) for any action or omission
that
is taken in accordance with and compliance with the express terms of, or which
is expressly permitted by the terms of, this Agreement, (2) for any losses
other
than arising out of a negligent performance by the Master Servicer or the
Securities Administrator of its duties and obligations set forth herein, or
(3)
for any special or consequential damages to Certificateholders (in addition
to
payment of principal and interest on the Certificates), (ii) any party hereto
(other than the Master Servicer or the Securities Administrator) to the extent
any such tax arises out of or results from a breach by such other party of
any
of its obligations under this Agreement or (iii) in all other cases, or in
the
event that any liable party hereto fails to honor its obligations under the
preceding clauses (i) or (ii), the Group II Certificateholders in the following
manner: any such tax will be paid first with amounts otherwise to be distributed
to the Class II-R Certificateholders (pro rata) and second, with amounts
otherwise to be distributed to the Holders of the following other Group II
Certificates in the following order of priority: first, to the Class II-B-4
Certificates, second, to the Class II-B-3 Certificates, third, to the Class
II-B-2 Certificates, fourth, to the Class II-B-1 Certificates, fifth, to the
Class II-M-6 Certificates, sixth, to the Class II-M-5 Certificates, seventh,
to
the Class II-M-4 Certificates, eighth, to the Class II-M-3 Certificates, ninth,
to the Class II-M-2 Certificates, tenth, to the Class II-M Certificates, and
eleventh, to the Class II-A Certificates (pro rata).
Notwithstanding
anything to the contrary contained herein, to the extent that any taxes
described in the preceding two paragraphs is payable by the Holder of any
Certificates, the Securities Administrator is hereby authorized to retain on
any
Distribution Date from the Holders of the related Class R Certificates (and,
if
necessary, second, from the Holders of the other related Certificates in the
priority specified in the preceding paragraphs), funds otherwise distributable
to such Holders in an amount sufficient to pay such taxes. The Securities
Administrator shall promptly notify in writing the party liable for any such
tax
of the amount thereof and the Due Date for the payment thereof.
The
Trustee, the Master Servicer and the Securities Administrator each agree that,
in the event it should obtain any information necessary for the other party
to
perform its obligations pursuant to this Section 10.12, it will promptly notify
and provide such information to such other party.
Notwithstanding
the foregoing, with respect to the preparation and filing of tax returns in
the
event that the right to receive payments in respect of Group I Basis Risk
Shortfall Carry Forward Amounts could be treated as a partnership among the
Holders of the Class I-A, Class I-M, Class I-B and Class I-C Certificates or
the
right to receive payments in respect of Group II Basis Risk Shortfall Carry
Forward Amounts could be treated as a partnership among the Holders of the
Class
II-A, Class II-M, Class II-B and Class II-C Certificates, the Securities
Administrator shall not be required to prepare and file partnership tax returns
on behalf of the Trust Fund or portion thereof unless it receives additional
reasonable compensation for the preparation of such filings and written
notification from either an officer or tax counsel for the Depositor recognizing
the creation of a partnership for federal income tax purposes.
Section 10.13 |
REMIC-Related
Covenants.
|
For
as
long as each REMIC shall exist, the Trustee and the Securities Administrator
shall act in accordance herewith to assure continuing treatment of such REMIC
as
a REMIC, and the Trustee and the Securities Administrator shall comply with
any
directions of the Seller, the Company, the Servicer or the Master Servicer
to
assure such continuing treatment. In particular, neither the Trustee nor the
Securities Administrator shall (a) sell or permit the sale of all or any portion
of the Mortgage Loans or of any investment of deposits in an Account unless
such
sale is as a result of a repurchase of the Mortgage Loans pursuant to this
Agreement or the Trustee and the Securities Administrator has received a REMIC
Opinion addressed to the Securities Administrator and the Trustee and the
Securities Administrator prepared at the expense of the Trust Fund; and (b)
other than with respect to a substitution pursuant to the Mortgage Loan Purchase
Agreement or Section 2.03 of this Agreement, as applicable, accept any
contribution to any REMIC after the Startup Day without receipt of a REMIC
Opinion.
ARTICLE
XI
TERMINATION
Section 11.01 |
Termination
upon Liquidation or Repurchase of all Mortgage Loans.
|
Subject
to Section 11.03, the obligations and responsibilities of the Depositor, the
Master Servicer, the Securities Administrator, the Seller and the Trustee
created hereby with respect to the related Sub-Trust shall terminate, with
respect to Loan Group I, upon the earlier of (a) the purchase by the Majority
Class I-C Certificateholder of all of the Group I Mortgage Loans (and related
REO Properties) remaining in the Trust Fund at a price (the “Group I Mortgage
Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal
Balance of each related Mortgage Loan (other than in respect of related REO
Property), (ii) accrued interest thereon at the applicable Mortgage Rate to,
but
not including, the first day of the month of such purchase, (iii) the appraised
value of any REO Property in the Group I Sub-Trust (up to the Stated Principal
Balance of the related Mortgage Loan), such appraisal to be conducted by an
appraiser mutually agreed upon by the related servicer and the Trustee and
(iv)
unreimbursed out-of pocket costs of the Company, the Servicers or the Master
Servicer, including unreimbursed servicing advances and the principal portion
of
any unreimbursed Advances made on Loan Group I prior to the exercise of such
repurchase right, (v) any Class I-A Reimbursement Amount due the Insurer and
(vi) such Loan Group’s pro rata share (based on the then outstanding aggregate
Stated Principal Balance thereof) of any unreimbursed costs and expenses of
the
Trustee and the Securities Administrator payable pursuant to Section 10.05;
provided, however, that no such purchase will be permitted if such purchase
would result in a draw on the Class I-A Policy and (b) the later of (i) the
maturity or other liquidation (or any Advance with respect thereto) of the
last
Mortgage Loan remaining in the Group I Sub-Trust and the disposition of all
related REO Property and (ii) the distribution to Group I Certificateholders
and
the Class I-A Insurer of all amounts required to be distributed to them pursuant
to this Agreement or the Insurance Agreement, as applicable. Subject
to Section 11.03, the obligations and responsibilities of the Depositor, the
Master Servicer, the Securities Administrator, the Seller and the Trustee
created hereby with respect to the related Sub-Trust shall terminate, with
respect to Loan Group II, upon the earlier of (a) the purchase by the Majority
Class II-C Certificateholder of all of the Group II Mortgage Loans (and related
REO Properties) remaining in the Trust Fund at a price (the “Group II Mortgage
Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal
Balance of each related Mortgage Loan (other than in respect of related REO
Property), (ii) accrued interest thereon at the applicable Mortgage Rate to,
but
not including, the first day of the month of such purchase, (iii) the appraised
value of any REO Property in the Group II Sub-Trust (up to the Stated Principal
Balance of the related Mortgage Loan), such appraisal to be conducted by an
appraiser mutually agreed upon by the related servicer and the Trustee and
(iv)
unreimbursed out-of pocket costs of the Company, the Servicers or the Master
Servicer, including unreimbursed servicing advances and the principal portion
of
any unreimbursed Advances made on Loan Group II prior to the exercise of such
repurchase right, (v) any Class II-A Reimbursement Amount due the Insurer and
(vi) such Loan Group’s pro rata share (based on the then outstanding aggregate
Stated Principal Balance thereof) of any unreimbursed costs and expenses of
the
Trustee and the Securities Administrator payable pursuant to Section 10.05;
provided, however, that no such purchase will be permitted if such purchase
would result in a draw on the Class II-A Policy and (b) the later of (i) the
maturity or other liquidation (or any Advance with respect thereto) of the
last
Mortgage Loan remaining in the Group II Sub-Trust and the disposition of all
related REO Property and (ii) the distribution to Group II Certificateholders
and the Class II-A Insurer of all amounts required to be distributed to them
pursuant to this Agreement or the Insurance Agreement, as
applicable.
In
no
event shall the Sub-Trusts created hereby continue beyond the earlier of (i)
the
expiration of 21 years from the death of the last survivor of the descendants
of
Xxxxxx X. Xxxxxxx, the late Ambassador of the United States to the Court of
St.
Xxxxx, living on the date hereof and (ii) the related Latest Possible Maturity
Date.
The
right
to repurchase all Group I Mortgage Loans and related REO Properties by the
Majority Class I-C Certificateholder pursuant to clause (a) in the preceding
paragraph shall be conditioned upon the Stated Principal Balance of all of
the
Group I Mortgage Loans in the related Sub-Trust, at the time of any such
repurchase, aggregating 20% or less of the aggregate Cut-off Date Principal
Balance of all of the Group I Mortgage Loans. The right to repurchase all Group
II Mortgage Loans and related REO Properties by the Majority Class II-C
Certificateholder pursuant to clause (a) in the preceding paragraph shall be
conditioned upon the Stated Principal Balance of all of the Group II Mortgage
Loans in the related Sub-Trust, at the time of any such repurchase, aggregating
20% or less of the aggregate Cut-off Date Principal Balance of all of the Group
II Mortgage Loans.
Notwithstanding
anything to the contrary herein, the Class I-R-2 Certificates will not be
retired until the later of (i) the retirement of all the Group II Certificates
and (ii) the retirement of all the Group I Certificates (other than the Class
I-R-2 Certificates).
Notwithstanding
the foregoing, the provisions of Section 8.03 hereof shall survive the
termination of this Agreement.
Section 11.02 |
Final
Distribution on the Group I Certificates and Group II
Certificates.
|
If
on any
Determination Date, (i) the Master Servicer determines that there are no related
Outstanding Mortgage Loans and no other funds or assets in the related Sub-Trust
other than the funds in the Master Servicer Collection Account, the Master
Servicer shall direct the Securities Administrator to send a final distribution
notice promptly to each related Certificateholder and the Insurer or (ii) the
Securities Administrator determines that a Class of Certificates shall be
retired after a final distribution on such Class, the Securities Administrator
shall notify the related Certificateholders and the Insurer within five (5)
Business Days after such Determination Date that the final distribution in
retirement of such Class of Certificates is scheduled to be made on the
immediately following Distribution Date. Any final distribution made pursuant
to
the immediately preceding sentence shall be made only upon presentation and
surrender of the related Certificates at the Corporate Office of the Securities
Administrator. If the Majority Class I-C Certificateholder or Majority Class
II-C Certificateholder, as applicable, elects to terminate the related Sub-Trust
pursuant to Section 11.01, at least 20 days prior to the date notice is to
be
mailed to the related Certificateholders, the Majority Class I-C
Certificateholder or Majority Class II-C Certificateholder, as applicable,
shall
notify the Depositor, the Insurer, the Securities Administrator, the Trustee
of
the date the Majority Class I-C Certificateholder or the Majority Class II-C
Certificateholder, as applicable, intends to terminate the related Sub-Trust.
The Master Servicer shall remit the related Mortgage Loan Purchase Price to
the
Securities Administrator on the Business Day prior to the Distribution Date
for
such Group I Optional Termination or Group II Optional Termination by the
Majority Class I-C Certificateholder or Majority Class I-C Certificateholder,
as
applicable.
Notice
of
any termination of the related Sub-Trust, specifying the Distribution Date
on
which related Certificateholders may surrender their Certificates for payment
of
the final distribution and cancellation, shall be given promptly by the
Securities Administrator by letter to related Certificateholders and the Insurer
mailed not later than two Business Days after the Determination Date in the
month of such final distribution. Any such notice shall specify (a) the
Distribution Date upon which final distribution on the related Certificates
shall be made upon presentation and surrender of related Certificates at the
office therein designated, (b) the amount of such final distribution, (c) the
location of the office or agency at which such presentation and surrender must
be made and (d) that the Record Date otherwise applicable to such Distribution
Date is not applicable, distributions being made only upon presentation and
surrender of the related Certificates at the office therein specified. The
Securities Administrator will give such notice to each Rating Agency at the
time
such notice is given to related Certificateholders.
In
the
event such notice is given, the Master Servicer shall cause all related funds
in
the Master Servicer Collection Account to be remitted to the Securities
Administrator for deposit in the Distribution Account on the Business Day prior
to the applicable Distribution Date in an amount equal to the final distribution
in respect of the related Certificates and any Reimbursement Amounts due to
the
Insurer. Upon such final deposit with respect to the Sub-Trust and the receipt
by related Custodian of a Request for Release therefor, the related Custodian
shall promptly release to the Master Servicer, as applicable the Mortgage Files
for the related Mortgage Loans and the Trustee shall execute and deliver any
documents prepared and delivered to it which are necessary to transfer any
REO
Property.
Upon
presentation and surrender of the related Certificates, the Securities
Administrator shall cause to be distributed to related Certificateholders of
each Class and to the Insurer in accordance with the Remittance Report the
amounts allocable to such Certificates and such Insurer held in the Distribution
Account in the order and priority set forth in Section 6.04 hereof on the final
Distribution Date and in proportion to their respective Percentage
Interests.
In
the
event that any affected Certificateholders shall not surrender Certificates
for
cancellation within six months after the date specified in the above mentioned
written notice, the Securities Administrator shall give a second written notice
to the remaining Certificateholders to surrender their Certificates for
cancellation and receive the final distribution with respect thereto. If within
six months after the second notice all the applicable Certificates shall not
have been surrendered for cancellation, the Securities Administrator may take
appropriate steps, or may appoint an agent to take appropriate steps, to contact
the remaining Certificateholders concerning surrender of their Certificates,
and
the cost thereof shall be paid out of the funds and other assets that remain
a
part of the related Sub-Trusts. If within one year after the second notice
all
related Certificates shall not have been surrendered for cancellation, the
related Residual Certificateholders shall be entitled to all unclaimed funds
and
other assets of the Trust Fund that remain subject hereto.
Section 11.03 |
Additional
Termination Requirements.
|
(a) Upon
exercise by the Majority Class I-C Certificateholder or Majority Class II-C
Certificateholder, as applicable, of its purchase option as provided in Section
11.01, the related Sub-Trust shall be terminated in accordance with the
following additional requirements, unless each of the Trustee, the Insurer
and
the Securities Administrator have been supplied with an Opinion of Counsel
addressed to the Trustee, the Securities Administrator and the Insurer, at
the
expense of the Majority Class I-C Certificateholder or the Majority Class II-C
Certificateholder, as applicable, to the effect that the failure of the related
Sub-Trust to comply with the requirements of this Section 11.03 will not (i)
result in the imposition of taxes on “prohibited transactions” of a REMIC, or
(ii) cause a REMIC to fail to qualify as a REMIC at any time that any related
Certificates are outstanding:
(1) The
Majority Class I-C Certificateholder or Majority Class II-C Certificateholder,
as applicable, shall establish a 90-day liquidation period for REMIC I, REMIC
II, REMIC III, REMIC IV or REMIC V, as applicable, and notify the Trustee and
Securities Administrator thereof, and the Securities Administrator shall in
turn
specify the first day of such period in a statement attached to the tax return
for REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V, as applicable, pursuant
to Treasury Regulation Section 1.860F-1. The Majority Class I-C
Certificateholder or the Majority Class II-C Certificateholder, as applicable,
shall satisfy all the requirements of a qualified liquidation under Section
860F
of the Code and any regulations thereunder with respect to each REMIC related
to
the terminated Sub-Trust, as evidenced by an Opinion of Counsel addressed to
the
Securities Administrator and the Trustee obtained at the expense of the Majority
Class I-C Certificateholder or the Majority Class II-C Certificateholder, as
applicable;
(2) During
such 90-day liquidation period, and at or prior to the time of making the final
payment on the related Certificates, the Securities Administrator on behalf
of
the Trustee shall sell all of the assets of REMIC I or REMIC II, as applicable,
for cash; and
(3) At
the
time of the making of the final payment on the related Certificates, the
Securities Administrator shall distribute or credit, or cause to be distributed
or credited, to the Holders of the related Residual Certificates all cash on
hand (other than cash retained to meet claims), and REMIC I, REMIC II, REMIC
III, REMIC IV or REMIC V, as applicable, shall terminate at that
time.
(4) By
their
acceptance of the related Certificates, the Holders thereof hereby authorize
the
adoption of a 90-day liquidation period and plan of liquidation for the related
REMIC, which authorization shall be binding upon all successor related
Certificateholders.
(5) The
Securities Administrator, as agent for each related REMIC, hereby agrees to
adopt and sign such a plan of complete liquidation upon the written request
of
the Majority Class I-C Certificateholder or the Majority Class II-C
Certificateholder, as applicable, and the receipt of the Opinion of Counsel
referred to in Section 11.03(a)(1), and to take such other action in connection
therewith as may be reasonably requested by the Majority Class I-C
Certificateholder or the Majority Class II-C Certificateholder, as
applicable.
ARTICLE
XII
MISCELLANEOUS
PROVISIONS
Section 12.01 |
Amendment.
|
This
Agreement may be amended from time to time by parties hereto and with the
consent of the Insurer without the consent of any of the Certificateholders
to
cure any ambiguity, to correct or supplement any provisions herein (including
to
give effect to the expectations of investors), to change the manner in which
the
Master Servicer Collection Account maintained by the Master Servicer or the
Protected Account maintained by the Company is maintained or to make such other
provisions with respect to matters or questions arising under this Agreement
as
shall not be inconsistent with any other provisions herein if such action shall
not, as evidenced by an Opinion of Counsel addressed to the Trustee (which
opinion shall be an expense of the party requesting such opinion but in any
case
shall not be an expense of the Trustee), adversely affect in any material
respect the interests of any Certificateholder; provided that any such amendment
shall be deemed not to adversely affect in any material respect the interests
of
the Certificateholders and no such Opinion of Counsel shall be required if
the
Person requesting such amendment obtains a letter from each
Rating
Agency
stating
that such amendment would not result in the downgrading or withdrawal of the
respective ratings then assigned to the Certificates.
Notwithstanding
the foregoing, without the consent of the Certificateholders, the parties hereto
may at any time and from time to time amend this Agreement to modify, eliminate
or add to any of its provisions to such extent as shall be necessary or
appropriate to maintain the qualification of any of REMIC I, REMIC II, REMIC
III, REMIC IV and REMIC V as a REMIC under the Code or to avoid or minimize
the
risk of the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC
IV or REMIC V pursuant to the Code that would be a claim against any of REMIC
I,
REMIC II, REMIC III, REMIC IV or REMIC V at any time prior to the final
redemption of the Certificates, provided that the Trustee, the Securities
Administrator and the Insurer have been provided an Opinion of Counsel addressed
to the Trustee, which opinion shall be an expense of the party requesting such
opinion but in any case shall not be an expense of the Trustee, the Securities
Administrator or the Trust Fund, to the effect that such action is necessary
or
appropriate to maintain such qualification or to avoid or minimize the risk
of
the imposition of such a tax.
This
Agreement may also be amended from time to time by the parties hereto with
the
consent of the Insurer and the Holders of each Class of Certificates affected
thereby evidencing over 50% of the Voting Rights of such Class or Classes for
the purpose of adding any provisions to or changing in any manner or eliminating
any of the provisions of this Agreement or of modifying in any manner the rights
of the Holders of Certificates; provided that no such amendment shall (i) reduce
in any manner the amount of, or delay the timing of, payments required to be
distributed on any Certificate without the consent of the Holder of such
Certificate, (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC
V
to cease to qualify as a REMIC or (iii) reduce the aforesaid percentages of
Certificates of each Class the Holders of which are required to consent to
any
such amendment without the consent of the Holders of all Certificates of such
Class then outstanding.
Notwithstanding
any contrary provision of this Agreement, the Trustee shall not consent to
any
amendment to this Agreement unless it shall have first received an Opinion
of
Counsel addressed to the Trustee and the Securities Administrator (a copy of
which shall be addressed to and delivered to the Insurer), which opinion shall
be an expense of the party requesting such amendment but in any case shall
not
be an expense of the Trustee or the Securities Administrator, to the effect
that
such amendment will not (other than an amendment pursuant to clause (ii) of,
and
in accordance with, the preceding paragraph) cause the imposition of any tax
on
any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V or the
Certificateholders or cause any of REMIC I, REMIC II, REMIC III, REMIC IV or
REMIC V to cease to qualify as a REMIC at any time that any Certificates are
outstanding. Further, nothing in this Agreement shall require the Trustee to
enter into an amendment without receiving an Opinion of Counsel (a copy of
which
shall be addressed to and delivered to the Insurer), satisfactory to the Trustee
(i) that such amendment is permitted and is not prohibited by this Agreement
and
(ii) that all requirements for amending this Agreement (including any consent
of
the applicable Certificateholders) have been complied with.
Notwithstanding
any
contrary provision of this Agreement,
the
Insurer shall have the right to consent to any amendment which materially
affects its rights and obligations under this Agreement or the rights of any
Holder of the Certificates. So long as there is not a continuing default by
the
Insurer of its obligations under the Class I-A Policy or the Class II-A Policy,
the Insurer has, and may exercise without the consent of the Holders of the
Certificates, all of the rights of the Holders of the Certificates under this
Agreement.
Promptly
after the execution of any amendment to this Agreement requiring the consent
of
Certificateholders, the Trustee shall furnish written notification of the
substance of such amendment to each Certificateholder and each
Rating
Agency.
It
shall
not be necessary for the consent of Certificateholders under this Section to
approve the particular form of any proposed amendment, but it shall be
sufficient if such consent shall approve the substance thereof. The manner
of
obtaining such consents and of evidencing the authorization of the execution
thereof by Certificateholders shall be subject to such reasonable regulations
as
the Trustee may prescribe.
Section 12.02 |
Recordation
of
Agreement; Counterparts.
|
To
the
extent permitted by applicable law, this Agreement is subject to recordation
in
all appropriate public offices for real property records in all of the counties
or other comparable jurisdictions in which any or all of the Mortgaged
Properties are situated, and in any other appropriate public recording office
or
elsewhere. The Master Servicer shall effect such recordation at the Trust’s
expense upon the request in writing of a Certificateholder, but only if such
direction is accompanied by an Opinion of Counsel (provided at the expense
of
the Certificateholder requesting recordation) to the effect that such
recordation would materially and beneficially affect the interests of the
Certificateholders or is required by law.
For
the
purpose of facilitating the recordation of this Agreement as herein provided
and
for other purposes, this Agreement may be executed simultaneously in any number
of counterparts, each of which counterparts shall be deemed to be an original,
and such counterparts shall constitute but one and the same
instrument.
Section 12.03 |
Governing
Law.
|
THIS
AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE
LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED
IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES
HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH
LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN
SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).
Section 12.04 |
Intention
of
Parties.
|
It
is the
express intent of the parties hereto that the conveyance of the Mortgage Notes,
Mortgages, assignments of Mortgages, title insurance policies and any
modifications, extensions and/or assumption agreements and private mortgage
insurance policies relating to the Mortgage Loans by the Sellers to the
Depositor, and by the Depositor to the Trustee be, and be construed as, an
absolute sale thereof to the Depositor or the Trustee, as applicable. It is,
further, not the intention of the parties that such conveyance be deemed a
pledge thereof by each Seller to the Depositor, or by the Depositor to the
Trustee. However, in the event that, notwithstanding the intent of the parties,
such assets are held to be the property of the Sellers or the Depositor, as
applicable, or if for any other reason the Mortgage Loan Purchase Agreement
or
this Agreement is held or deemed to create a security interest in such assets,
then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each
be
deemed to be a security agreement within the meaning of the Uniform Commercial
Code of the State of New York and (ii) the conveyance provided for in the
Mortgage Loan Purchase Agreement from the Sellers to the Depositor, and the
conveyance provided for in this Agreement from the Depositor to the Trustee,
shall be deemed to be an assignment and a grant by the Sellers or the Depositor,
as applicable, for the benefit of the Certificateholders of a security interest
in all of the assets that constitute the Trust Fund, whether now owned or
hereafter acquired.
The
Depositor for the benefit of the Certificateholders and the Insurer shall,
to
the extent consistent with this Agreement, take such actions as may be necessary
to ensure that, if this Agreement were deemed to create a security interest
in
the assets of the Trust Fund, such security interest would be deemed to be
a
perfected security interest of first priority under applicable law and will
be
maintained as such throughout the term of the Agreement.
Section 12.05 |
Notices.
|
(a) The
Securities Administrator shall use
its
best efforts to
promptly
provide notice to each Rating Agency and the Insurer with respect to each of
the
following of which a Responsible Officer of the Trustee has actual
knowledge:
(i) Any
material change or amendment to this Agreement;
(ii) The
occurrence of any Event of Default that has not been cured;
(iii) The
resignation or termination of the Master Servicer, the Securities Administrator
or the Trustee and the appointment of any successor;
(iv) With
respect to each Loan Group, the repurchase or substitution of Mortgage Loans
pursuant to Sections 2.02, 2.03, 3.05 and 11.01; and
(v) With
respect to each Loan Group, the final payment to
Certificateholders.
(b) All
directions, demands and notices hereunder shall be in writing and shall be
deemed to have been duly given when delivered at or mailed by registered mail,
return receipt requested, postage prepaid, or by recognized overnight courier,
or by facsimile transmission to a number provided by the appropriate party
if
receipt of such transmission is confirmed to (i) in the case of the Depositor,
Bear Xxxxxxx Asset Backed Securities I LLC, 000 Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx
Xxxx 00000, Attention: Chief Counsel and with respect to Reg AB notifications
to
the Depositor at xxxxxxxxxxxxxxxxxx@xxxx.xxx; (ii) in the case of EMC or the
Company, EMC Mortgage Corporation, 000 Xxxxxx Xxxxx Xxxxx, Xxxxxx, Xxxxx 00000,
Attention: Xxxxxx Xxxxx or such other address as may be hereafter furnished
to
the other parties hereto by the Master Servicer in writing; (iii) in the case
of
the Trustee, at its Corporate Trust Office or such other address as the Trustee
may hereafter furnish to the other parties hereto, (iv) in the case of the
Master Servicer or the Securities Administrator, 000 Xxxxx XxXxxxx Xxxxxx,
Xxxxx
0000, Xxxxxxx, Xxxxxxxx 00000, Attention: Global Securities and Trust Services
Group-SACO 2006-2 or such other address as may be hereafter furnished to the
other parties hereto by the Securities Administrator in writing, (v) in the
case
of Moody’s, 00 Xxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Home Equity
Monitoring, or such other address as may be hereafter furnished to the other
parties hereto by Moody’s in writing, (vi) in the case of Standard & Poor’s,
a division of The XxXxxx-Xxxx Companies, Inc., 00 Xxxxx Xxxxxx, 00xx Xxxxx,
Xxx
Xxxx, Xxx Xxxx 00000 or such other address as may be hereafter furnished to
the
other parties hereto by Standard & Poor’s in writing and (vii) in case of
the Insurer, Ambac Assurance Corporation, Xxx Xxxxx Xxxxxx Xxxxx, Xxx Xxxx,
Xxx
Xxxx 00000. Any notice delivered to EMC (on its own behalf as a Seller and
on
behalf of Master Funding), the Master Servicer, the Securities Administrator,
the Insurer or the Trustee under this Agreement shall be effective only upon
receipt. Any notice required or permitted to be mailed to a Certificateholder,
unless otherwise provided herein, shall be given by first-class mail, postage
prepaid, at the address of such Certificateholder as shown in the Certificate
Register; any notice so mailed within the time prescribed in this Agreement
shall be conclusively presumed to have been duly given, whether or not the
Certificateholder receives such notice.
Section 12.06 |
Severability
of
Provisions.
|
If
any
one or more of the covenants, agreements, provisions or terms of this Agreement
shall be for any reason whatsoever held invalid, then such covenants,
agreements, provisions or terms shall be deemed severable from the remaining
covenants, agreements, provisions or terms of this Agreement and shall in no
way
affect the validity or enforceability of the other provisions of this Agreement
or of the Certificates or the rights of the Holders thereof.
Section 12.07 |
Assignment.
|
Notwithstanding
anything to the contrary contained herein, except as provided pursuant to
Section 7.02, this Agreement may not be assigned by the Master Servicer,
EMC
(on
its own behalf as a Seller and on behalf of Master Funding)
or the
Depositor.
Section 12.08 |
Limitation
on
Rights of Certificateholders.
|
The
death
or incapacity of any Certificateholder shall not operate to terminate this
Agreement or the Trust Fund, nor entitle such Certificateholder’s legal
representative or heirs to claim an accounting or to take any action or commence
any proceeding in any court for a petition or winding up of the Trust Fund,
or
otherwise affect the rights, obligations and liabilities of the parties hereto
or any of them.
No
Certificateholder shall have any right to vote (except as provided herein)
or in
any manner otherwise control the operation and management of the Trust Fund,
or
the obligations of the parties hereto, nor shall anything herein set forth
or
contained in the terms of the Certificates be construed so as to constitute
the
Certificateholders from time to time as partners or members of an association;
nor shall any Certificateholder be under any liability to any third party by
reason of any action taken by the parties to this Agreement pursuant to any
provision hereof.
No
Certificateholder shall have any right by virtue or by availing itself of any
provisions of this Agreement to institute any suit, action or proceeding in
equity or at law upon or under or with respect to this Agreement, unless such
Holder previously shall have given to the Trustee a written notice of an Event
of Default and of the continuance thereof, as hereinbefore provided, the Holders
of Certificates evidencing not less than 25% of the Voting Rights evidenced
by
the Certificates shall also have made written request to the Trustee to
institute such action, suit or proceeding in its own name as Trustee hereunder
and shall have offered to the Trustee such reasonable indemnity as it may
require against the costs, expenses, and liabilities to be incurred therein
or
thereby, and the Trustee for 60 days after its receipt of such notice, request
and offer of indemnity shall have neglected or refused to institute any such
action, suit or proceeding; it being understood and intended, and being
expressly covenanted by each Certificateholder with every other
Certificateholder and the Trustee, that no one or more Holders of Certificates
shall have any right in any manner whatever by virtue or by availing itself
or
themselves of any provisions of this Agreement to affect, disturb or prejudice
the rights of the Holders of any other of the Certificates, or to obtain or
seek
to obtain priority over or preference to any other such Holder or to enforce
any
right under this Agreement, except in the manner herein provided and for the
common benefit of all Certificateholders. For the protection and enforcement
of
the provisions of this Section 12.08, each and every Certificateholder and
the
Trustee shall be entitled to such relief as can be given either at law or in
equity.
Section 12.09 |
Inspection
and Audit Rights.
|
The
Master Servicer agrees that, on reasonable prior notice, it will permit any
representative of the Depositor, the Insurer or the Trustee during the Master
Servicer’s normal business hours, to examine all the books of account, records,
reports and other papers of the Master Servicer relating to the Mortgage Loans,
to make copies and extracts therefrom, to cause such books to be audited by
independent certified public accountants selected by the Depositor, the Insurer
and the Trustee and to discuss its affairs, finances and accounts relating
to
such Mortgage Loans with its officers, employees and independent public
accountants (and by this provision the Master Servicer hereby authorizes such
accountants to discuss with such representative such affairs, finances and
accounts), all at such reasonable times and as often as may be reasonably
requested. Any out-of-pocket expense incident to the exercise by the Depositor
or the Trustee of any right under this Section 12.09 shall be borne by the
party
requesting such inspection, subject to such party’s right to reimbursement
hereunder (in the case of the Trustee, pursuant to Section 10.05
hereof.
Section 12.10 |
Certificates
Nonassessable and Fully Paid.
|
It
is the
intention of the Depositor that Certificateholders shall not be personally
liable for obligations of the Trust Fund, that the interests in the Trust Fund
represented by the Certificates shall be nonassessable for any reason
whatsoever, and that the Certificates, upon due authentication thereof by the
Securities Administrator pursuant to this Agreement, are and shall be deemed
fully paid.
Section 12.11 |
Insurer
Rights.
|
All
notices, statements, reports, certificates, lists or opinions required by this
Agreement to be sent to the parties hereto, the Rating Agencies or the
Certificateholders shall also be sent at such time to the Insurer at the notice
addresses set forth in Section 12.05.
The
Insurer shall be an express third party beneficiary of this Agreement for the
purpose of enforcing the provisions hereof to the extent of the Insurer’s or any
Certificateholder’s rights explicitly specified herein as if a party
hereto.
The
Trustee (subject to its rights under this Agreement), the Depositor, the
Securities Administrator and the Master Servicer shall cooperate in all respects
with any reasonable request by the Insurer for action to preserve or enforce
the
Insurer’s rights or interests hereunder without limiting the rights or affecting
the interests of the Certificateholders as otherwise set forth
herein.
The
Insurer will have the right to exercise all rights, including voting rights,
which the Holders of the Class I-A Certificates and/or the Holders of the Class
II-A Certificates are entitled to exercise under this Agreement, under the
Mortgage Loan Purchase Agreement or any other instrument, document or agreement
relating to the foregoing. In addition, the Insurer shall have the right to
participate in, any action, proceeding or investigation for any remedy available
to the Trustee and to the Securities Administrator with respect to any matter
that could adversely affect the Class I-A Certificates and the Class II-A
Certificates.
The
Trustee and the Securities Administrator hereby agrees to provide to the Insurer
prompt written notice of any action, proceeding or investigation of which it
has
actual knowledge that names the Trust or the Trustee as a party and that could
adversely affect the Class I-A Certificates and/or the Class II-A
Certificates.
Notwithstanding
anything contained herein or in any of the other Transaction Documents to the
contrary, the Trustee and the Securities Administrator shall not, without the
Insurer’s prior written consent or unless directed in writing by the Insurer,
undertake or join any litigation or agree to any settlement of any action,
proceeding or investigation affecting the Trust or the Trust Fund to the extent
any such settlement, action, proceeding or investigation could reasonably be
expected to have a material adverse affect on the rights or obligations of
the
Insurer hereunder or under the Class I-A Policy, the Class II-A Policy or the
Transaction Documents.
Each
Holder of a Certificate, by acceptance of its Certificate, the Securities
Administrator and the Trustee agree that Insurer shall have such rights as
set
forth in this Section, which are in addition to any rights of the Insurer
pursuant to the other provisions of the Transaction Documents, that the rights
set forth in this Section may be exercised by the Insurer, in its sole
discretion, without the need for the consent or approval of any
Certificateholder or the Trustee, notwithstanding any other provision contained
herein or in any of the other Transaction Documents, and that nothing contained
in this Section shall be deemed to be an obligation of the Insurer to exercise
any of the rights provided for herein.
*
*
*
IN
WITNESS WHEREOF, the Depositor, the Sponsor, the Company, the Master Servicer,
the Securities Administrator and the Trustee have caused their names to be
signed hereto by their respective officers thereunto duly authorized as of
the
day and year first above written.
BEAR
XXXXXXX ASSET BACKED
SECURITIES
I LLC,
as
Depositor
|
||||||||||||||
By:
|
/s/ Xxxxxx X. Xxxxxxxxx, Xx. | |||||||||||||
Name:
|
Xxxxxx
X. Xxxxxxxxx, Xx.
|
|||||||||||||
Title:
|
Vice
President
|
EMC
MORTGAGE CORPORATION,
as
Sponsor and Company
|
||||||||||||||
By:
|
/s/ Xxxxx Xxxx | |||||||||||||
Name:
|
Xxxxx Xxxx | |||||||||||||
Title:
|
Senior Vice President |
LASALLE
BANK NATIONAL
ASSOCIATION,
as
Master Servicer and Securities Administrator
|
||||||||||||||
By:
|
/s/ Xxxx Xxxxx | |||||||||||||
Name:
|
Xxxx
Xxxxx
|
|||||||||||||
Title:
|
Assistant
Vice President
|
CITIBANK,
N.A.,
as
Trustee
|
||||||||||||||
By:
|
/s/ Xxxx Xxxxxx | |||||||||||||
Name:
|
Xxxx Xxxxxx | |||||||||||||
Title:
|
Vice President |
STATE
OF NEW YORK
|
)
|
|
)
ss.:
|
||
COUNTY
OF NEW YORK
|
)
|
On
this
30th
day of
January, 2006, before me, a notary public in and for said State, appeared Xxxxxx
X. Xxxxxxxxx, Xx., personally known to me on the basis of satisfactory evidence
to be an authorized representative of Bear Xxxxxxx Asset Backed Securities
I
LLC, one of the companies that executed the within instrument, and also known
to
me to be the person who executed it on behalf of such limited liability company
and acknowledged to me that such limited liability company executed the within
instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
/s/ Xxxxxx X. Xxxxx | |
Notary
Public
|
[Notarial
Seal]
STATE
OF TEXAS
|
)
|
|
)
ss.:
|
||
COUNTY
OF DALLAS
|
)
|
On
this
30th
day of
January, 2006, before me, a notary public in and for said State, appeared Xxxxx
Xxxx, personally known to me on the basis of satisfactory evidence to be an
authorized representative of EMC Mortgage Corporation, one of the corporations
that executed the within instrument, and also known to me to be the person
who
executed it on behalf of such corporation and acknowledged to me that such
corporation executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
/s/ Cyrus Xxxxxxx Xxxxxxxx | |
Notary
Public
|
[Notarial
Seal]
STATE
OF ILLINOIS
|
)
|
|
)
ss.:
|
||
COUNTY
OF
|
)
|
On
this
30th
day of
January, 2006, before me, a notary public in and for said State, appeared Xxxx
Xxxxx, personally known to me on the basis of satisfactory evidence to be an
Assistant Vice President of LaSalle Bank National Association that executed
the
within instrument, and also known to me to be the person who executed it on
behalf of such national banking association, and acknowledged to me that such
national banking association executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
/s/ X X Xxxxxxx | |
Notary
Public
|
[Notarial
Seal]
STATE
OF NEW YORK
|
)
|
|
)
ss.:
|
||
COUNTY
OF NEW YORK
|
)
|
On
this
30th
day of
January, 2006, before me, a notary public in and for said State, appeared Xxxx
Xxxxxx, personally known to me on the basis of satisfactory evidence to be
an
authorized representative of Citibank, N.A. that executed the within instrument,
and also known to me to be the person who executed it on behalf of such national
banking association, and acknowledged to me that such national banking
association executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
/s/ Xxx X. Xxxxx | |
Notary
Public
|
FORM
OF CLASS [_]-A CERTIFICATES
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
CODE OF
1986 (THE “CODE”).
THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY,
FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN
BELOW.
ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL
BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED
HEREIN.
UNLESS
THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER,
EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME
OF
CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE
OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY
TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY
PERSON
IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
Certificate
No. 1
|
Adjustable
Pass-Through Rate
|
Class
[_]-A
|
|
Date
of Pooling and Servicing Agreement
and
Cut-off Date:
January
1, 2006
|
Aggregate
Initial Certificate Principal
Balance
of this Certificate as of the Cut-off
Date:
$[__________]
|
First
Distribution Date:
February
27, 2006
|
Initial
Certificate Principal Balance of this
Certificate
as of the Cut-off Date:
$[__________]
|
Master
Servicer and Securities Administrator:
LaSalle
Bank National Association
|
CUSIP:
[__________]
|
Last
Scheduled Distribution Date:
[__________],
2036
|
MORTGAGE-BACKED
CERTIFICATE
SERIES
2006-2
evidencing
a Percentage Interest in the distributions allocable to the Class [_]-A
Certificates with respect to a Trust Fund consisting primarily of a pool
of
certain fixed rate, junior lien one- to four-family mortgage loans sold by
BEAR
XXXXXXX ASSET BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund, and does
not
represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities
I
LLC, the Master Servicer, the Securities Administrator or the Trustee referred
to below or any of their affiliates or any other person. Neither this
Certificate nor the underlying Mortgage Loans are guaranteed or insured by
any
governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the
Master
Servicer, the Securities Administrator or the Trustee or any of their affiliates
or any other person. None of Bear Xxxxxxx Asset Backed Securities I LLC,
the
Master Servicer or any of their affiliates will have any obligation with
respect
to any certificate or other obligation secured by or payable from payments
on
the Certificates.
This
certifies that Cede & Co. is the registered owner of the Percentage Interest
evidenced hereby in the beneficial ownership interest of Certificates of
the
same Class as this Certificate in a trust (the “Trust Fund”) generally
consisting of conventional, closed-end, second lien, fixed rate mortgage
loans
secured by one- to four- family residences (collectively, the “Mortgage Loans”)
sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage
Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to
BSABS I. LaSalle Bank National Association will act as master servicer of
the
Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any
successors thereto under the Agreement referred to below). The Trust Fund
was
created pursuant to the Pooling and Servicing Agreement, dated as of the
Cut-off
Date specified above (the “Agreement”), among BSABS I, as depositor (the
“Depositor”), EMC Mortgage Corporation as sponsor and company, LaSalle Bank
National Association, as Master Servicer and securities administrator (the
“Securities Administrator”) and Citibank, N.A., as trustee (the “Trustee”), a
summary of certain of the pertinent provisions of which is set forth hereafter.
To the extent not defined herein, capitalized terms used herein shall have
the
meaning ascribed to them in the Agreement. This Certificate is issued under
and
is subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
Interest
on this Certificate will accrue from and including the immediately preceding
Distribution Date (or with respect to the First Distribution Date, the Closing
Date) to and including the day prior to the current Distribution Date on
the
Certificate Principal Balance hereof at a per annum rate equal to the
Pass-Through Rate set forth above. The Securities Administrator will distribute
on the 25th day of each month, or, if such 25th day is not a Business Day,
the
immediately following Business Day (each, a “Distribution Date”), commencing on
the First Distribution Date specified above, to the Person in whose name
this
Certificate is registered at the close of business on the Business Day
immediately preceding such Distribution Date so long as such Certificate
remains
in book-entry form (and otherwise, the close of business on the last Business
Day of the month immediately preceding the month of such Distribution Date),
an
amount equal to the product of the Percentage Interest evidenced by this
Certificate and the amount (of interest and principal, if any) required to
be
distributed to the Holders of Certificates of the same Class as this
Certificate. The Assumed Final Distribution Date is the Distribution Date
in the
month following the latest scheduled maturity date of any Mortgage
Loan.
Distributions
on this Certificate will be made by the Securities Administrator by check
mailed
to the address of the Person entitled thereto as such name and address shall
appear on the Certificate Register or, if such Person so requests by notifying
the Securities Administrator in writing as specified in the Agreement.
Notwithstanding the above, the final distribution on this Certificate will
be
made after due notice by the Securities Administrator of the pendency of
such
distribution and only upon presentation and surrender of this Certificate
at the
office or agency appointed by the Securities Administrator for that purpose
and
designated in such notice. The initial Certificate Principal Balance of this
Certificate is set forth above. The Certificate Principal Balance hereof
will be
reduced to the extent of distributions allocable to principal hereon and
any
Realized Losses allocable hereto.
This
Certificate is one of a duly authorized issue of Certificates designated
as set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust
Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it
will
look solely to the Trust Fund for payment hereunder and that neither the
Trustee
nor the Securities Administrator is liable to the Certificateholders for
any
amount payable under this Certificate or the Agreement or, except as expressly
provided in the Agreement, subject to any liability under the
Agreement.
This
Certificate does not purport to summarize the Agreement and reference is
made to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Securities Administrator and the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Certificate Insurer and the Holders
of each Class of Certificates affected thereby evidencing over 50% of the
Voting
Rights of such Class or Classes. Any such consent by the Certificate Insurer
and
the Holder of this Certificate shall be conclusive and binding on such Holder
and upon all future Holders of this Certificate and of any Certificate issued
upon the transfer hereof or in lieu hereof whether or not notation of such
consent is made upon this Certificate. The Agreement also permits the amendment
thereof, in certain limited circumstances, without the consent of the Holders
of
any of the Certificates.
As
provided in the Agreement and subject to certain limitations therein set
forth,
the transfer of this Certificate is registrable with the Securities
Administrator upon surrender of this Certificate for registration of transfer
at
the offices or agencies maintained by the Securities Adminstrator for such
purposes, duly endorsed by, or accompanied by a written instrument of transfer
in form satisfactory to the Securities Adminstrator duly executed by the
Holder
hereof or such Holder’s attorney duly authorized in writing, and thereupon one
or more new Certificates in authorized denominations representing a like
aggregate Percentage Interest will be issued to the designated
transferee.
The
Certificates are issuable only as registered Certificates without coupons
in the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Securities Administrator may require payment of a sum
sufficient to cover any tax or other governmental charge payable in connection
therewith. The Depositor, the Master Servicer, the Securities Administrator,
the
Trustee and any agent of any of them may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and none
of the
Depositor, the Master Servicer, the Securities Administrator, the Trustee
or any
such agent shall be affected by notice to the contrary.
The
obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect
to the
termination of the Agreement) shall terminate upon the earlier of (i) the
later
of (A) the maturity or other liquidation (or Advance with respect thereto)
of
the last Mortgage Loan remaining in the Trust Fund and disposition of all
property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement,
or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the
terms
of the Agreement. Such optional repurchase may be made only on or after the
first Distribution Date on which the aggregate Stated Principal Balance of
the
Mortgage Loans is less than or equal to a certain percentage of the aggregate
Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as
set
forth in the Agreement. The exercise of such right will effect the early
retirement of the Certificates. In no event, however, will the Trust Fund
created by the Agreement continue beyond the earlier of (i) the expiration
of 21
years after the death of certain persons identified in the Agreement and
(ii)
the Latest Possible Maturity Date (as defined in the Agreement).
Unless
this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this Certificate shall not
be
entitled to any benefit under the Agreement, or be valid for any
purpose.
IN
WITNESS WHEREOF, the Securities Administrator has caused this Certificate
to be
duly executed.
Dated:
____________, 2006
|
LASALLE
BANK NATIONAL
ASSOCIATION,
not in its individual capacity
but
solely as Securities Administrator
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [_]-A Certificates referred to in the within-mentioned
Agreement.
LASALLE
BANK NATIONAL
ASSOCIATION,
Authorized signatory of
LaSalle
Bank National Association , not in its
individual
capacity but solely as Securities
Administrator
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by
the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of
the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a
like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of
distribution:
|
|||||||
Distributions
shall be made, by wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-2
Form
of
Class [_]-M Certificates
THIS
CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE GROUP [__] SENIOR
CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED
BELOW).
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
CODE OF
1986 (THE “CODE”).
EACH
HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE
THE
REPRESENTATIONS SET FORTH IN SECTION 7.02(h) OF THE POOLING AND SERVICING
AGREEMENT.
THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY,
FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN
BELOW.
ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL
BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED
HEREIN.
UNLESS
THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER,
EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME
OF
CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE
OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY
TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY
PERSON
IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
Certificate
No.1
|
Adjustable
Pass-Through Rate
|
Class
[_]-M Subordinate
|
|
Date
of Pooling and Servicing Agreement
and
Cut-off Date:
January
1, 2006
|
Aggregate
Initial Certificate Principal
Balance
of this Certificate as of the Cut-off
Date:
$[__________]
|
First
Distribution Date:
February
27, 2006
|
Initial
Certificate Principal Balance of this
Certificate
as of the Cut-off Date:
$[__________]
|
Master
Servicer and Securities Administrator:
LaSalle
Bank National Association
|
CUSIP:
[__________]
|
Last
Scheduled Distribution Date:
[__________],
2036
|
|
MORTGAGE-BACKED
CERTIFICATE
SERIES
2006-2
evidencing
a Percentage Interest in the distributions allocable to the Class [_]-
Certificates with respect to a Trust Fund consisting primarily of a pool
of
certain fixed rate, junior lien one- to four-family mortgage loans sold by
BEAR
XXXXXXX ASSET BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund, and does
not
represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities
I
LLC, the Master Servicer, the Securities Administrator or the Trustee referred
to below or any of their affiliates or any other person. Neither this
Certificate nor the underlying Mortgage Loans are guaranteed or insured by
any
governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the
Master
Servicer, the Securities Administrator or the Trustee or any of their affiliates
or any other person. None of Bear Xxxxxxx Asset Backed Securities I LLC,
the
Master Servicer or any of their affiliates will have any obligation with
respect
to any certificate or other obligation secured by or payable from payments
on
the Certificates.
This
certifies that Cede & Co. is the registered owner of the Percentage Interest
evidenced hereby in the beneficial ownership interest of Certificates of
the
same Class as this Certificate in a trust (the “Trust Fund”) generally
consisting of conventional, closed-end, second lien, fixed rate mortgage
loans
secured by one- to four- family residences (collectively, the “Mortgage Loans”)
sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage
Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to
BSABS I. LaSalle Bank National Association will act as master servicer of
the
Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any
successors thereto under the Agreement referred to below). The Trust Fund
was
created pursuant to the Pooling and Servicing Agreement, dated as of the
Cut-off
Date specified above (the “Agreement”), among BSABS I, as depositor (the
“Depositor”), EMC Mortgage Corporation as sponsor and company, LaSalle Bank
National Association, as Master Servicer and securities administrator (the
“Securities Administrator”) and Citibank, N.A., as trustee (the “Trustee”), a
summary of certain of the pertinent provisions of which is set forth hereafter.
To the extent not defined herein, capitalized terms used herein shall have
the
meaning ascribed to them in the Agreement. This Certificate is issued under
and
is subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
Interest
on this Certificate will accrue from and including the immediately preceding
Distribution Date (or with respect to the First Distribution Date, the Closing
Date) to and including the day prior to the current Distribution Date on
the
Certificate Principal Balance hereof at a per annum rate equal to the
Pass-Through Rate set forth above. The Securities Administrator will distribute
on the 25th day of each month, or, if such 25th day is not a Business Day,
the
immediately following Business Day (each, a “Distribution Date”), commencing on
the First Distribution Date specified above, to the Person in whose name
this
Certificate is registered at the close of business on the Business Day
immediately preceding such Distribution Date so long as such Certificate
remains
in book-entry form (and otherwise, the close of business on the last Business
Day of the month immediately preceding the month of such Distribution Date),
an
amount equal to the product of the Percentage Interest evidenced by this
Certificate and the amount (of interest and principal, if any) required to
be
distributed to the Holders of Certificates of the same Class as this
Certificate. The Assumed Final Distribution Date is the Distribution Date
in the
month following the latest scheduled maturity date of any Mortgage
Loan.
Each
holder of a Certificate or beneficial ownership shall be deemed to have made
the
representations set forth in Section 7.02(h) of the Pooling and Servicing
Agreement.
Distributions
on this Certificate will be made by the Securities Administrator by check
mailed
to the address of the Person entitled thereto as such name and address shall
appear on the Certificate Register or, if such Person so requests by notifying
the Securities Administrator in writing as specified in the Agreement.
Notwithstanding the above, the final distribution on this Certificate will
be
made after due notice by the Securities Administrator of the pendency of
such
distribution and only upon presentation and surrender of this Certificate
at the
office or agency appointed by the Securities Administrator for that purpose
and
designated in such notice. The initial Certificate Principal Balance of this
Certificate is set forth above. The Certificate Principal Balance hereof
will be
reduced to the extent of distributions allocable to principal hereon and
any
Realized Losses allocable hereto.
This
Certificate is one of a duly authorized issue of Certificates designated
as set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust
Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it
will
look solely to the Trust Fund for payment hereunder and that neither the
Trustee
nor the Securities Administrator is liable to the Certificateholders for
any
amount payable under this Certificate or the Agreement or, except as expressly
provided in the Agreement, subject to any liability under the
Agreement.
This
Certificate does not purport to summarize the Agreement and reference is
made to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Securities Administrator and the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Certificate Insurer and the Holders
of each Class of Certificates affected thereby evidencing over 50% of the
Voting
Rights of such Class or Classes. Any such consent by the Certificate Insurer
and
the Holder of this Certificate shall be conclusive and binding on such Holder
and upon all future Holders of this Certificate and of any Certificate issued
upon the transfer hereof or in lieu hereof whether or not notation of such
consent is made upon this Certificate. The Agreement also permits the amendment
thereof, in certain limited circumstances, without the consent of the Holders
of
any of the Certificates.
As
provided in the Agreement and subject to certain limitations therein set
forth,
the transfer of this Certificate is registrable with the Securities
Administrator upon surrender of this Certificate for registration of transfer
at
the offices or agencies maintained by the Securities Administrator for such
purposes, duly endorsed by, or accompanied by a written instrument of transfer
in form satisfactory to the Securities Administrator duly executed by the
Holder
hereof or such Holder’s attorney duly authorized in writing, and thereupon one
or more new Certificates in authorized denominations representing a like
aggregate Percentage Interest will be issued to the designated
transferee.
The
Certificates are issuable only as registered Certificates without coupons
in the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Securities Administrator may require payment of a sum
sufficient to cover any tax or other governmental charge payable in connection
therewith. The Depositor, the Master Servicer, the Securities Administrator,
the
Trustee and any agent of any of them may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and none
of the
Depositor, the Master Servicer, the Securities Administrator, the Trustee
or any
such agent shall be affected by notice to the contrary.
The
obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect
to the
termination of the Agreement) shall terminate upon the earlier of (i) the
later
of (A) the maturity or other liquidation (or Advance with respect thereto)
of
the last Mortgage Loan remaining in the Trust Fund and disposition of all
property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement,
or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the
terms
of the Agreement. Such optional repurchase may be made only on or after the
first Distribution Date on which the aggregate Stated Principal Balance of
the
Mortgage Loans is less than or equal to a certain percentage of the aggregate
Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as
set
forth in the Agreement. The exercise of such right will effect the early
retirement of the Certificates. In no event, however, will the Trust Fund
created by the Agreement continue beyond the earlier of (i) the expiration
of 21
years after the death of certain persons identified in the Agreement and
(ii)
the Latest Possible Maturity Date (as defined in the Agreement).
Unless
this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this Certificate shall not
be
entitled to any benefit under the Agreement, or be valid for any
purpose.
IN
WITNESS WHEREOF, the Securities Administrator has caused this Certificate
to be
duly executed.
Dated:
____________, 2006
|
LASALLE
BANK NATIONAL
ASSOCIATION,
not in its individual capacity
but
solely as Securities Administrator
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [_]-M Certificates referred to in the within-mentioned
Agreement.
LASALLE
BANK NATIONAL
ASSOCIATION,
Authorized signatory of
LaSalle
Bank National Association , not in its
individual
capacity but solely as Securities
Administrator
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by
the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of
the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a
like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of
distribution:
|
|||||||
Distributions
shall be made, by wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-3
FORM
OF
CLASS [_]-B-[1][2][3][4] CERTIFICATES
THIS
CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE GROUP [__] SENIOR
CERTIFICATES, CLASS [__]-M CERTIFICATES [,] [AND] [CLASS [__]-B-2 CERTIFICATES]
[,] [AND] [CLASS [,] [__]-B-3 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT
(AS
DEFINED BELOW).
THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE THERETO. ACCORDINGLY,
FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN
BELOW.
ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL
BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED
HEREIN.
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
CODE OF
1986, AS AMENDED (THE “CODE”).
EACH
HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE
THE
REPRESENTATIONS SET FORTH IN SECTION 7.02(h) OF THE POOLING AND SERVICING
AGREEMENT.
[For
Class B-4] [THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER
THE
SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND
MAY
NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT
AND
LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS THAT ARE EXEMPT FROM REGISTRATION
UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE
WITH THE PROVISIONS OF SECTION 5.02(D) OF THE AGREEMENT.]
[For
Class B-4] [NOTWITHSTANDING THE PREVIOUS PARAGRAPH, A CERTIFICATION WILL
NOT BE
REQUIRED WITH RESPECT TO THE TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY,
OR
FOR ANY SUBSEQUENT TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE
IS A BOOK-ENTRY CERTIFICATE. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED
TO HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS CERTIFICATE
(OR
INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED INSTITUTIONAL BUYER”
WITHIN THE MEANING OF RULE 144A UNDER THE 1933 ACT.]
[For
Class B-1, Class B-2 and Class B-3] [UNLESS THIS CERTIFICATE IS PRESENTED
BY AN
AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR
OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE
ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY
AND
ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF
FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED
OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]
[For
Class B-4] [THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY,
OR
ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH
IS
SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974,
AS
AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED,
UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER
AND
HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE
TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH
IS
NOT COVERED UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION,
INCLUDING, BUT NOT LIMITED TO, PROHIBITED TRANSACTION EXEMPTION (“PTE”) 84-14,
XXX 00-00, XXX 00-0, XXX 95-60 OR PTE 96-23 AND (II) WILL NOT GIVE RISE TO
ANY
DIFFERENT OR ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER
SERVICER, THE SECURITIES ADMINISTRATOR OR THE TRUSTEE, WHICH WILL BE DEEMED
REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE
OR
UNLESS THE OPINION SPECIFIED IN SECTION 7.02 OF THE AGREEMENT IS
PROVIDED.]
Certificate
No. [_]
|
Adjustable
Pass-Through Rate
|
Class
[_]-B-[1][2][3][4] Subordinate
|
|
Date
of Pooling and Servicing Agreement
and
Cut-off Date:
January
1, 2006
|
Aggregate
Initial Certificate Principal
Balance
of this Certificate as of the Cut-off
Date:
$[__________]
|
First
Distribution Date:
February
27, 2006
|
Initial
Certificate Principal Balance of this
Certificate
as of the Cut-off Date:
$[__________]
|
Master
Servicer and Securities Administrator:
LaSalle
Bank National Association
|
CUSIP:
[__________]
|
Last
Scheduled Distribution Date:
[__________],
2036
|
|
MORTGAGE-BACKED
CERTIFICATE
SERIES
2006-2
evidencing
a Percentage Interest in the distributions allocable to the Class
[_]-B-[1][2][3][4] Certificates with respect to a Trust Fund consisting
primarily of a pool of certain fixed rate, junior lien one- to four-family
mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund, and does
not
represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities
I
LLC, the Master Servicer or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying
Mortgage Loans are guaranteed or insured by any governmental entity or by
Bear
Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee
or any
of their affiliates or any other person. None of Bear Xxxxxxx Asset Backed
Securities I LLC, the Master Servicer or any of their affiliates will have
any
obligation with respect to any certificate or other obligation secured by
or
payable from payments on the Certificates.
This
certifies that ________________ is the registered owner of the Percentage
Interest evidenced hereby in the beneficial ownership interest of Certificates
of the same Class as this Certificate in a trust (the “Trust Fund”) generally
consisting of conventional, closed-end, second lien, fixed rate mortgage
loans
secured by one- to four- family residences (collectively, the “Mortgage Loans”)
sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage
Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to
BSABS I. LaSalle Bank National Association will act as master servicer of
the
Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any
successors thereto under the Agreement referred to below). The Trust Fund
was
created pursuant to the Pooling and Servicing Agreement, dated as of the
Cut-off
Date specified above (the “Agreement”), among BSABS I, as depositor (the
“Depositor”), EMC Mortgage Corporation as sponsor and company, LaSalle Bank
National Association, as Master Servicer and securities administrator (the
“Securities Administrator”) and Citibank, N.A., as trustee (the “Trustee”), a
summary of certain of the pertinent provisions of which is set forth hereafter.
To the extent not defined herein, capitalized terms used herein shall have
the
meaning ascribed to them in the Agreement. This Certificate is issued under
and
is subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
[For
Class B-1, Class B-2 and Class B-3] [Interest
on this Certificate will accrue from and including the immediately preceding
Distribution Date (or with respect to the First Distribution Date, the Closing
Date) to and including the day prior to the current Distribution Date on
the
Certificate Principal Balance hereof at a per annum rate equal to the
Pass-Through Rate set forth above. The Securities Administrator will distribute
on the 25th day of each month, or, if such 25th day is not a Business Day,
the
immediately following Business Day (each, a “Distribution Date”), commencing on
the First Distribution Date specified above, to the Person in whose name
this
Certificate is registered at the close of business on the Business Day
immediately preceding such Distribution Date so long as such Certificate
remains
in book-entry form (and otherwise, the close of business on the last Business
Day of the month immediately preceding the month of such Distribution Date),
an
amount equal to the product of the Percentage Interest evidenced by this
Certificate and the amount (of interest and principal, if any) required to
be
distributed to the Holders of Certificates of the same Class as this
Certificate. The Assumed Final Distribution Date is the Distribution Date
in the
month following the latest scheduled maturity date of any Mortgage
Loan.]
[For
Class B-4] [Interest on this Certificate will accrue from and including the
immediately preceding Distribution Date (or with respect to the First
Distribution Date, the Closing Date) to and including the day prior to the
current Distribution Date on the Certificate Principal Balance hereof at
a per
annum rate equal to the Pass-Through Rate set forth above. The Securities
Administrator will distribute on the 25th day of each month, or, if such
25th
day is not a Business Day, the immediately following Business Day (each,
a
“Distribution Date”), commencing on the First Distribution Date specified above,
to the Person in whose name this Certificate is registered at the close of
business on the last Business Day of the month immediately preceding the
month
of such Distribution date so long as this Certificate remains in non-book
entry
form (and otherwise, the close of business on the Business Day immediately
preceding such Distribution Date) an amount equal to the product of the
Percentage Interest evidenced by this Certificate and the amount (of interest
and principal, if any) required to be distributed to the Holders of Certificates
of the same Class as this Certificate.] The Last Scheduled Distribution Date
is
the Distribution Date in the month following the latest scheduled maturity
date
of any Mortgage Loan.
Distributions
on this Certificate will be made by the Securities Administrator by check
mailed
to the address of the Person entitled thereto as such name and address shall
appear on the Certificate Register or, if such Person so requests by notifying
the Securities Administrator in writing as specified in the Agreement.
Notwithstanding the above, the final distribution on this Certificate will
be
made after due notice by the Securities Administrator of the pendency of
such
distribution and only upon presentation and surrender of this Certificate
at the
office or agency appointed by the Securities Administrator for that purpose
and
designated in such notice. The initial Certificate Principal Balance of this
Certificate is set forth above. The Certificate Principal Balance hereof
will be
reduced to the extent of distributions allocable to principal hereon and
any
Realized Losses allocable hereto.
[For
Class B-4] [No
transfer of this Class B-4 Certificate will be made unless such transfer
is (i)
exempt from the registration requirements of the Securities Act of 1933,
as
amended, and any applicable state securities laws or is made in accordance
with
said Act and laws and (ii) made in accordance with Section 7.02 of the
Agreement. Notwithstanding the foregoing, the certifications will not be
required with respect to the transfer of this Certificate to a Depository,
or
for any subsequent transfer of this Certificate for so long as this Certificate
is a Book-Entry Certificate.]
This
Certificate is one of a duly authorized issue of Certificates designated
as set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust
Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it
will
look solely to the Trust Fund for payment hereunder and that neither the
Trustee
nor the Securities Administrator is liable to the Certificateholders for
any
amount payable under this Certificate or the Agreement or, except as expressly
provided in the Agreement, subject to any liability under the
Agreement.
Each
holder of a Certificate or beneficial ownership shall be deemed to have made
the
representations set forth in Section 7.02(h) of the Agreement.
[For
Class B-4] [This Certificate may not be acquired directly or indirectly by,
or
on behalf of, an employee benefit plan or other retirement arrangement which
is
subject to Title I of the Employee Retirement Income Security Act of 1974,
as
amended, or Section 4975 of the Internal Revenue Code of 1986, as amended,
unless the transferee certifies or represents that the proposed transfer
and
holding of a Certificate and the servicing, management and operation of the
trust and its assets: (i) will not result in any prohibited transaction which
is
not covered under an individual or class prohibited transaction exemption,
including, but not limited to, Prohibited Transaction Exemption (“PTE”) 84-14,
XXX 00-00, XXX 00-0, XXX 95-60 or PTE 96-23 and (ii) will not give rise to
any
additional obligations on the part of the Depositor, the Master Servicer
or the
Trustee, which will be deemed represented by an owner of a Book-Entry
Certificate or a Global Certificate or unless an opinion specified in section
7.02 of the Agreement is provided.]
This
Certificate does not purport to summarize the Agreement and reference is
made to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Securities Administrator and the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Certificate Insurer and the Holders
of each Class of Certificates affected thereby evidencing over 50% of the
Voting
Rights of such Class or Classes. Any such consent by the Certificate Insurer
and
the Holder of this Certificate shall be conclusive and binding on such Holder
and upon all future Holders of this Certificate and of any Certificate issued
upon the transfer hereof or in lieu hereof whether or not notation of such
consent is made upon this Certificate. The Agreement also permits the amendment
thereof, in certain limited circumstances, without the consent of the Holders
of
any of the Certificates.
As
provided in the Agreement and subject to certain limitations therein set
forth,
the transfer of this Certificate is registrable with the Securities
Administrator upon surrender of this Certificate for registration of transfer
at
the offices or agencies maintained by the Securities Adminstrator for such
purposes, duly endorsed by, or accompanied by a written instrument of transfer
in form satisfactory to the Securities Adminstrator duly executed by the
Holder
hereof or such Holder’s attorney duly authorized in writing, and thereupon one
or more new Certificates in authorized denominations representing a like
aggregate Percentage Interest will be issued to the designated
transferee.
The
Certificates are issuable only as registered Certificates without coupons
in the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Securities Administrator may require payment of a sum
sufficient to cover any tax or other governmental charge payable in connection
therewith. The Depositor, the Master Servicer, the Securities Administrator,
the
Trustee and any agent of any of them may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and none
of the
Depositor, the Master Servicer, the Securities Administrator, the Trustee
or any
such agent shall be affected by notice to the contrary.
The
obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect
to the
termination of the Agreement) shall terminate upon the earlier of (i) the
later
of (A) the maturity or other liquidation (or Advance with respect thereto)
of
the last Mortgage Loan remaining in the Trust Fund and disposition of all
property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement,
or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the
terms
of the Agreement. Such optional repurchase may be made only on or after the
first Distribution Date on which the aggregate Stated Principal Balance of
the
Mortgage Loans is less than or equal to a certain percentage of the aggregate
Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as
set
forth in the Agreement. The exercise of such right will effect the early
retirement of the Certificates. In no event, however, will the Trust Fund
created by the Agreement continue beyond the earlier of (i) the expiration
of 21
years after the death of certain persons identified in the Agreement and
(ii)
the Latest Possible Maturity Date (as defined in the Agreement).
Unless
this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this Certificate shall not
be
entitled to any benefit under the Agreement, or be valid for any
purpose.
IN
WITNESS WHEREOF, the Securities Administrator has caused this Certificate
to be
duly executed.
Dated:
____________, 2006
|
LASALLE
BANK NATIONAL
ASSOCIATION,
not in its individual capacity
but
solely as Securities Administrator
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [_]-B-[1][2][3][4] Certificates referred to in the
within-mentioned Agreement.
LASALLE
BANK NATIONAL
ASSOCIATION,
Authorized signatory of
LaSalle
Bank National Association , not in its
individual
capacity but solely as Securities
Administrator
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by
the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of
the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a
like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of
distribution:
|
|||||||
Distributions
shall be made, by wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-4
Form
of Class [_]-C Certificates
THIS
CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE GROUP [_] SENIOR
CERTIFICATES, THE CLASS [_]-M CERTIFICATES AND THE CLASS [_]-B CERTIFICATES
AS
DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
CODE OF
1986 (THE “CODE”).
THIS
CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF
1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE
HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE
MAY
BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE
WITH
THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE
144A
UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY
BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A
(A
“QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF
A
QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE,
PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT
TO
AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES
ACT (IF
AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR”
WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION
D
UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN
SUCH
PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES
ACT,
SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER
SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY
THE
SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES
ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE
WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE
WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER
APPLICABLE JURISDICTION.
NO
TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT
OR
AN OPINION OF COUNSEL SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE
PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE
LAW,
WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER
SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
(“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, THE
SECURITIES ADMINISTRATOR, THE MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION
OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE
AGREEMENT.
Certificate
No.1
|
Percentage
Interest: 100%
|
Class
[_]-C
|
Adjustable
Pass-Through Rate
|
Date
of Pooling and Servicing Agreement
and
Cut-off Date:
January
1, 2006
|
Initial
Certificate Notional Amount of this
Certificate
as of the Cut-off Date:
$[__________]
|
First
Distribution Date:
February
27, 2006
|
Aggregate
Certificate Notional Amount of this
Certificate
as of the Cut-off Date:
$[__________]
|
Master
Servicer and Securities Administrator:
LaSalle
Bank National Association
|
CUSIP:
[__________]
|
Last
Scheduled Distribution Date:
[__________],
2036
|
|
MORTGAGE-BACKED
CERTIFICATE
SERIES
2006-2
evidencing
a Percentage Interest in the distributions allocable to the Class [_]-C
Certificates with respect to a Trust Fund consisting primarily of a pool
of
certain fixed rate, junior lien one- to four-family mortgage loans sold by
BEAR
XXXXXXX ASSET BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund, and does
not
represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities
I
LLC, the Master Servicer, the Securities Administrator or the Trustee referred
to below or any of their affiliates or any other person. Neither this
Certificate nor the underlying Mortgage Loans are guaranteed or insured by
any
governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the
Master
Servicer, the Securities Administrator or the Trustee or any of their affiliates
or any other person. None of Bear Xxxxxxx Asset Backed Securities I LLC,
the
Master Servicer or any of their affiliates will have any obligation with
respect
to any certificate or other obligation secured by or payable from payments
on
the Certificates.
This
certifies that ______________ is the registered owner of the Percentage Interest
evidenced hereby in the beneficial ownership interest of Certificates of
the
same Class as this Certificate in a trust (the “Trust Fund”) generally
consisting of conventional, closed-end, second lien, fixed rate mortgage
loans
secured by one- to four- family residences (collectively, the “Mortgage Loans”)
sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage
Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to
BSABS I. LaSalle Bank National Association will act as master servicer of
the
Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any
successors thereto under the Agreement referred to below). The Trust Fund
was
created pursuant to the Pooling and Servicing Agreement, dated as of the
Cut-off
Date specified above (the “Agreement”), among BSABS I, as depositor (the
“Depositor”), EMC Mortgage Corporation as sponsor and company, LaSalle Bank
National Association, as Master Servicer and securities administrator (the
“Securities Administrator”) and Citibank, N.A., as trustee (the “Trustee”), a
summary of certain of the pertinent provisions of which is set forth hereafter.
To the extent not defined herein, capitalized terms used herein shall have
the
meaning ascribed to them in the Agreement. This Certificate is issued under
and
is subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
The
Securities Administrator will distribute on the 25th day of each month, or,
if
such 25th day is not a Business Day, the immediately following Business Day
(each, a “Distribution Date”), commencing on the First Distribution Date
specified above, to the Person in whose name this Certificate is registered
at
the close of business on the last day (or if such last day is not a Business
Day, the Business Day immediately preceding such last day) of the calendar
month
immediately preceding the month in which the Distribution Date occurs, an
amount
equal to the product of the Percentage Interest evidenced by this Certificate
and the amounts required to be distributed to the Holders of Certificates
of the
same Class as this Certificate.
Distributions
on this Certificate will be made by the Securities Administrator by check
mailed
to the address of the Person entitled thereto as such name and address shall
appear on the Certificate Register or, if such Person so requests by notifying
the Securities Administrator in writing as specified in the Agreement.
Notwithstanding the above, the final distribution on this Certificate will
be
made after due notice by the Securities Administrator of the pendency of
such
distribution and only upon presentation and surrender of this Certificate
at the
office or agency appointed by the Securities Administrator for that purpose
and
designated in such notice.
No
transfer of this Certificate shall be made unless the transfer is made pursuant
to an effective registration statement under the Securities Act of 1933,
as
amended (the “1933 Act”), and an effective registration or qualification under
applicable state securities laws, or is made in a transaction that does not
require such registration or qualification. In the event that such a transfer
of
this Certificate is to be made without registration or qualification, the
Securities Administrator shall require receipt of (i) if such transfer is
purportedly being made in reliance upon Rule 144A under the 1933 Act, written
certifications from the Holder of the Certificate desiring to effect the
transfer, and from such Holder’s prospective transferee, substantially in the
forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit
F,
as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory
to it that such transfer may be made without such registration or qualification
(which Opinion of Counsel shall not be an expense of the Trust Fund or of
the
Depositor, the Securities Administrator, the Trustee, or the Master Servicer
in
their respective capacities as such), together with copies of the written
certification(s) of the Holder of the Certificate desiring to effect the
transfer and/or such Holder’s prospective transferee upon which such Opinion of
Counsel is based. Neither the Depositor, the Trustee nor the Securities
Administrator is obligated to register or qualify the Class of Certificates
specified on the face hereof under the 1933 Act or any other securities law
or
to take any action not otherwise required under the Agreement to permit the
transfer of such Certificates without registration or qualification. Any
Holder
desiring to effect a transfer of this Certificate shall be required to indemnify
the Trustee, the Securities Administrator, the Depositor, the Sellers and
the
Master Servicer against any liability that may result if the transfer is
not so
exempt or is not made in accordance with such federal and state
laws.
No
transfer of this Class [_]-C Certificate will be made unless the Securities
Administrator shall have received either (i) the opinion of counsel set forth
in
Section 7.02(h) of the Agreement or (ii) a representation letter under Section
7.02 of the Agreement, in the form as described by the Agreement, stating
that
the transferee is not an employee benefit or other plan subject to the
prohibited transaction provisions of ERISA or Section 4975 of the Code (a
“Plan”), or any other person acting, directly or indirectly, on behalf of or
purchasing any Certificate with “plan assets” of any Plan.
This
Certificate is one of a duly authorized issue of Certificates designated
as set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust
Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it
will
look solely to the Trust Fund for payment hereunder and that neither the
Trustee
nor the Securities Administrator is liable to the Certificateholders for
any
amount payable under this Certificate or the Agreement or, except as expressly
provided in the Agreement, subject to any liability under the
Agreement.
This
Certificate does not purport to summarize the Agreement and reference is
made to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Trustee and Securities Administrator.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Certificate Insurer and the Holders
of each Class of Certificates affected thereby evidencing over 50% of the
Voting
Rights of such Class or Classes. Any such consent by the Certificate Insurer
and
the Holder of this Certificate shall be conclusive and binding on such Holder
and upon all future Holders of this Certificate and of any Certificate issued
upon the transfer hereof or in lieu hereof whether or not notation of such
consent is made upon this Certificate. The Agreement also permits the amendment
thereof, in certain limited circumstances, without the consent of the Holders
of
any of the Certificates.
As
provided in the Agreement and subject to certain limitations therein set
forth,
the transfer of this Certificate is registrable with the Securities
Administrator upon surrender of this Certificate for registration of transfer
at
the offices or agencies maintained by the Securities Administrator for such
purposes, duly endorsed by, or accompanied by a written instrument of transfer
in form satisfactory to the Securities Administrator duly executed by the
Holder
hereof or such Holder’s attorney duly authorized in writing, and thereupon one
or more new Certificates in authorized denominations representing a like
aggregate Percentage Interest will be issued to the designated
transferee.
The
Certificates are issuable only as registered Certificates without coupons
in the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Securities Administrator may require payment of a sum
sufficient to cover any tax or other governmental charge payable in connection
therewith. The Depositor, the Master Servicer, the Securities Administrator,
the
Trustee and any agent of any of them may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and none
of the
Depositor, the Master Servicer, the Securities Administrator, the Trustee
or any
such agent shall be affected by notice to the contrary.
The
obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect
to the
termination of the Agreement) shall terminate upon the earlier of (i) the
later
of (A) the maturity or other liquidation (or Advance with respect thereto)
of
the last Mortgage Loan remaining in the Trust Fund and disposition of all
property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement,
or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the
terms
of the Agreement. Such optional repurchase may be made only on or after the
first Distribution Date on which the aggregate Stated Principal Balance of
the
Mortgage Loans is less than or equal to a certain percentage of the aggregate
Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as
set
forth in the Agreement. The exercise of such right will effect the early
retirement of the Certificates. In no event, however, will the Trust Fund
created by the Agreement continue beyond the earlier of (i) the expiration
of 21
years after the death of certain persons identified in the Agreement and
(ii)
the Latest Possible Maturity Date (as defined in the Agreement).
Unless
this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this Certificate shall not
be
entitled to any benefit under the Agreement, or be valid for any
purpose.
IN
WITNESS WHEREOF, the Securities Administrator has caused this Certificate
to be
duly executed.
Dated:
____________, 2006
|
LASALLE
BANK NATIONAL
ASSOCIATION,
not in its individual capacity
but
solely as Securities Administrator
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [_]-C Certificates referred to in the within-mentioned
Agreement.
LASALLE
BANK NATIONAL
ASSOCIATION,
Authorized signatory of
LaSalle
Bank National Association , not in its
individual
capacity but solely as Securities
Administrator
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by
the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of
the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a
like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of
distribution:
|
|||||||
Distributions
shall be made, by wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-5
Form
of Class [_]-R[-1][-2][-X] Certificates
THIS
CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON
OR A
DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST”
IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986
(THE “CODE”).
NO
TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT
OR
AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING
OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE
OR
RESULT IN ANY NON EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE
EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION
4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE
DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN
IN THE
AGREEMENT.
ANY
RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY
IF
THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE SECURITIES
ADMINISTRATOR THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY
STATE
OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR
ANY
AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY
WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT
FOR XXXXXXX MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY
SUCH
GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION,
OR
ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION
(OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE)
WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH
ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING
THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE
INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION
1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION
775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A),
(B),
(C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR
(F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) SUCH TRANSFEREE IS A UNITED
STATES PERSON UNDER SECTION 7701 OF THE CODE, (3) NO PURPOSE OF SUCH TRANSFER
IS
TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (4) SUCH TRANSFEREE SATISFIES
CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE
PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE
REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO
A
DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION OR A
NON-UNITED STATES PERSON, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL
FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A
CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO,
THE
RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE
BY
ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE
PROVISIONS OF THIS PARAGRAPH.
Certificate
No.1
|
|
Class
[_]-R[-1][-2][-X]
|
Percentage
Interest: 100%
|
Date
of Pooling and Servicing Agreement
and
Cut-off Date:
January
1, 2006
|
|
First
Distribution Date:
February
27, 2006
|
|
Master
Servicer and Securities Administrator:
LaSalle
Bank National Association
|
CUSIP:
[__________]
|
Last
Scheduled Distribution Date:
[__________],
2036
|
|
SACO
I
TRUST 2006-2
MORTGAGE-BACKED
CERTIFICATE
SERIES
2006-2
evidencing
a fractional undivided interest in the distributions allocable to the Class
[_]-R[-1][-2][-X] Certificates with respect to a Trust Fund consisting primarily
of a pool of certain fixed rate, junior lien one- to four-family mortgage
loans
sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund, and does
not
represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities
I
LLC, the Master Servicer, the Securities Administrator or the Trustee referred
to below or any of their affiliates or any other person. Neither this
Certificate nor the underlying Mortgage Loans are guaranteed or insured by
any
governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the
Master
Servicer, the Securities Administrator or the Trustee or any of their affiliates
or any other person. None of Bear Xxxxxxx Asset Backed Securities I LLC,
the
Master Servicer or any of their affiliates will have any obligation with
respect
to any certificate or other obligation secured by or payable from payments
on
the Certificates.
This
certifies that Bear, Xxxxxxx Securities Corp is the registered owner of the
Percentage Interest evidenced hereby in the beneficial ownership interest
of
Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
generally consisting of conventional, closed-end, second lien, fixed rate
mortgage loans secured by one- to four- family residences (collectively,
the
“Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS
I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master
Funding LLC to BSABS I. LaSalle Bank National Association will act as master
servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which
term includes any successors thereto under the Agreement referred to below).
The
Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated
as
of the Cut-off Date specified above (the “Agreement”), among BSABS I, as
depositor (the “Depositor”), EMC Mortgage Corporation as sponsor and company,
LaSalle Bank National Association, as Master Servicer and securities
administrator (the “Securities Administrator”) and Citibank, N.A., as trustee
(the “Trustee”), a summary of certain of the pertinent provisions of which is
set forth hereafter. To the extent not defined herein, capitalized terms
used
herein shall have the meaning ascribed to them in the Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of this Certificate
by virtue of its acceptance hereof assents and by which such Holder is
bound.
Each
Holder of this Certificate will be deemed to have agreed to be bound by the
restrictions set forth in the Agreement to the effect that (i) each person
holding or acquiring any Ownership Interest in this Certificate must be a
Permitted Transferee, (ii) the transfer of any Ownership Interest in this
Certificate will be conditioned upon the delivery to the Trustee of, among
other
things, an affidavit to the effect that it is a Permitted Transferee, (iii)
any
attempted or purported transfer of any Ownership Interest in this Certificate
in
violation of such restrictions will be absolutely null and void and will
vest no
rights in the purported transferee, and (iv) if any person other than a
Permitted Transferee acquires any Ownership Interest in this Certificate
in
violation of such restrictions, then the Depositor will have the right, in
its
sole discretion and without notice to the Holder of this Certificate, to
sell
this Certificate to a purchaser selected by the Depositor, which purchaser
may
be the Depositor, or any affiliate of the Depositor, on such terms and
conditions as the Depositor may choose.
The
Securities Administrator will distribute on the 25th day of each month, or,
if
such 25th day is not a Business Day, the immediately following Business Day
(each, a “Distribution Date”), commencing on the First Distribution Date
specified above, to the Person in whose name this Certificate is registered
at
the close of business on the last day (or if such last day is not a Business
Day, the Business Day immediately preceding such last day) of the calendar
month
immediately preceding the month in which the Distribution Date occurs, an
amount
equal to the product of the Percentage Interest evidenced by this Certificate
and the amounts required to be distributed to the Holders of Certificates
of the
same Class as this Certificate.
Distributions
on this Certificate will be made by the Securities Administrator by check
mailed
to the address of the Person entitled thereto as such name and address shall
appear on the Certificate Register or, if such Person so requests by notifying
the Securities Administrator in writing as specified in the Agreement.
Notwithstanding the above, the final distribution on this Certificate will
be
made after due notice by the Securities Administrator of the pendency of such
distribution and only upon presentation and surrender of this Certificate
at the
office or agency appointed by the Securities Administrator for that purpose
and
designated in such notice.
No
transfer of this Class [_]-R[-1][-2][-X] Certificate will be made unless
the
Trustee and Securities Administrator shall have received either (i) the opinion
of counsel set forth in Section 7.02(h) of the Agreement or (ii) a
representation letter under Section 7.02 of the Agreement, in the form as
described by the Agreement, stating that the transferee is not an employee
benefit or other plan subject to the prohibited transaction provisions of
ERISA
or Section 4975 of the Code (a “Plan”), or any other person acting, directly or
indirectly, on behalf of or purchasing any Certificate with “plan assets” of any
Plan.
This
Certificate is one of a duly authorized issue of Certificates designated
as set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust
Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it
will
look solely to the Trust Fund for payment hereunder and that the Trustee
and the
Securities Administrator are not liable to the Certificateholders for any
amount
payable under this Certificate or the Agreement or, except as expressly provided
in the Agreement, subject to any liability under the Agreement.
This
Certificate does not purport to summarize the Agreement and reference is
made to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Securities Administrator and the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Certificate Insurer and the Holders
of each Class of Certificates affected thereby evidencing over 50% of the
Voting
Rights of such Class or Classes. Any such consent by the Certificate Insurer
and
the Holder of this Certificate shall be conclusive and binding on such Holder
and upon all future Holders of this Certificate and of any Certificate issued
upon the transfer hereof or in lieu hereof whether or not notation of such
consent is made upon this Certificate. The Agreement also permits the amendment
thereof, in certain limited circumstances, without the consent of the Holders
of
any of the Certificates.
As
provided in the Agreement and subject to certain limitations therein set
forth,
the transfer of this Certificate is registrable with the Securities
Administrator upon surrender of this Certificate for registration of transfer
at
the offices or agencies maintained by the Securities Administrator for such
purposes, duly endorsed by, or accompanied by a written instrument of transfer
in form satisfactory to the Securities Administrator duly executed by the
Holder
hereof or such Holder’s attorney duly authorized in writing, and thereupon one
or more new Certificates in authorized denominations representing a like
aggregate Percentage Interest will be issued to the designated
transferee.
The
Certificates are issuable only as registered Certificates without coupons
in the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Securities Administrator may require payment of a sum
sufficient to cover any tax or other governmental charge payable in connection
therewith. The Depositor, the Master Servicer, the Securities Administrator,
the
Trustee and any agent of any of them may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and none
of the
Depositor, the Master Servicer, the Securities Administrator, the Trustee
or any
such agent shall be affected by notice to the contrary.
The
obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect
to the
termination of the Agreement) shall terminate upon the earlier of (i) the
later
of (A) the maturity or other liquidation (or Advance with respect thereto)
of
the last Mortgage Loan remaining in the Trust Fund and disposition of all
property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement,
or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the
terms
of the Agreement. Such optional repurchase may be made only on or after the
first Distribution Date on which the aggregate Stated Principal Balance of
the
Mortgage Loans is less than or equal to a certain percentage of the aggregate
Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as
set
forth in the Agreement. The exercise of such right will effect the early
retirement of the Certificates. In no event, however, will the Trust Fund
created by the Agreement continue beyond the earlier of (i) the expiration
of 21
years after the death of certain persons identified in the Agreement and
(ii)
the Latest Possible Maturity Date (as defined in the Agreement).
Unless
this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this Certificate shall not
be
entitled to any benefit under the Agreement, or be valid for any
purpose.
IN
WITNESS WHEREOF, the Securities Administrator has caused this Certificate
to be
duly executed.
Dated:
____________, 2006
|
LASALLE
BANK NATIONAL
ASSOCIATION,
not in its individual capacity
but
solely as Securities Administrator
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [_]-R[-1][-2][-X] Certificates referred to in the
within-mentioned Agreement.
LASALLE
BANK NATIONAL
ASSOCIATION,
Authorized signatory of
LaSalle
Bank National Association , not in its
individual
capacity but solely as Securities
Administrator
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by
the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of
the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a
like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of
distribution:
|
|||||||
Distributions
shall be made, by wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
B
MORTGAGE
LOAN SCHEDULE
LOAN_SEQ TRUST_REC WHOLE_LOAN_ADP PORTFOLIO PRODUCT CUSTODIAN DEAL_ID GROUP -------- --------- -------------- --------- ------- --------- ------- ----- 15900441 0 5B15984 EFLO XXXX XXXXX FLOW II 15889997 0 5B15984 EFLO XXXX XXXXX FLOW II 15890267 0 5B15984 EFLO XXXX XXXXX FLOW II 15875889 0 5B15984 EFLO XXXX XXXXX FLOW II 15875770 0 5B15984 EFLO XXXX XXXXX FLOW II 15853532 0 5B15984 EFLO XXXX XXXXX FLOW II 15853917 0 5B15984 EFLO XXXX XXXXX FLOW II 15820329 0 5B15984 EFLO XXXX XXXXX FLOW II 15853730 0 5B15984 EFLO XXXX XXXXX FLOW II 15820239 0 5B15984 EFLO XXXX XXXXX FLOW II 15820368 0 5B15984 EFLO XXXX XXXXX FLOW II 15826078 0 5B15984 EFLO XXXX XXXXX FLOW II 15819042 0 5B15984 EFLO XXXX XXXXX FLOW II 15871348 0 5B15984 EFLO XXXX XXXXX FLOW II 15846265 0 5B15984 EFLO XXXX XXXXX FLOW II 15846133 0 5B15984 EFLO XXXX XXXXX FLOW II 15814863 0 5B15984 EFLO XXXX XXXXX FLOW II 15814854 0 5B15984 EFLO XXXX XXXXX FLOW II 15879495 0 5B15984 EFLO XXXX XXXXX FLOW II 15861660 0 5B15984 EFLO XXXX XXXXX FLOW II 15862033 0 5B15984 EFLO XXXX XXXXX FLOW II 15815265 0 5B15984 EFLO XXXX XXXXX FLOW II 15874205 0 5B15984 EFLO XXXX XXXXX FLOW II 15815176 0 5B15984 EFLO XXXX XXXXX FLOW II 15853580 0 5B15984 EFLO XXXX XXXXX FLOW II 15815171 0 5B15984 EFLO XXXX XXXXX FLOW II 15815167 0 5B15984 EFLO XXXX XXXXX FLOW II 15892629 0 5B15984 EFLO XXXX XXXXX FLOW II 15874657 0 5B15984 EFLO XXXX XXXXX FLOW II 15877711 0 5B15984 EFLO XXXX XXXXX FLOW II 15879338 0 5B15984 EFLO XXXX XXXXX FLOW II 15859461 0 5B15984 EFLO XXXX XXXXX FLOW II 15878250 0 5B15984 EFLO XXXX XXXXX FLOW II 15877710 0 5B15984 EFLO XXXX XXXXX FLOW II 15817193 0 5B15984 EFLO XXXX XXXXX FLOW II 15819026 0 5B15984 EFLO XXXX XXXXX FLOW II 15819013 0 5B15984 EFLO XXXX XXXXX FLOW II 15818998 0 5B15984 EFLO XXXX XXXXX FLOW II 15523607 0 5B15984 EFLO XXXX XXXXX FLOW II 15908379 0 5B15984 EFLO XXXX XXXXX FLOW II 15838691 0 5B15984 EFLO XXXX XXXXX FLOW II 15864684 0 5B15984 EFLO XXXX XXXXX FLOW II 15864772 0 5B15984 EFLO XXXX XXXXX FLOW II 15864650 0 5B15984 EFLO XXXX XXXXX FLOW II 15868726 0 5B15984 EFLO XXXX XXXXX FLOW II 15784473 0 5B15984 EFLO XXXX XXXXX FLOW II 15786328 0 5B15984 EFLO XXXX XXXXX FLOW II 15784292 0 5B15984 EFLO XXXX XXXXX FLOW II 15789228 0 5B15984 EFLO XXXX XXXXX FLOW II 15905810 0 5B15984 EFLO XXXX XXXXX FLOW II 15807768 0 5B15984 EFLO XXXX XXXXX FLOW II 15807759 0 5B15984 EFLO XXXX XXXXX FLOW II 15807683 0 5B15984 EFLO XXXX XXXXX FLOW II 15802792 0 5B15984 EFLO XXXX XXXXX FLOW II 15802906 0 5B15984 EFLO XXXX XXXXX FLOW II 15644936 0 5B15984 EFLO XXXX XXXXX FLOW II 15583979 0 5B15984 EFLO XXXX XXXXX FLOW II 15893079 0 5B15984 EFLO XXXX XXXXX FLOW II 15893037 0 5B15984 EFLO XXXX XXXXX FLOW II 15810115 0 5B15984 EFLO XXXX XXXXX FLOW II 15809985 0 5B15984 EFLO XXXX XXXXX FLOW II 15809953 0 5B15984 EFLO XXXX XXXXX FLOW II 15832273 0 5B15984 EFLO XXXX XXXXX FLOW II 15859297 0 5B15984 EFLO XXXX XXXXX FLOW II 15826162 0 5B15984 EFLO XXXX XXXXX FLOW II 15833203 0 5B15984 EFLO XXXX XXXXX FLOW II 15833188 0 5B15984 EFLO XXXX XXXXX FLOW II 15833183 0 5B15984 EFLO XXXX XXXXX FLOW II 15899564 0 5B15984 EFLO XXXX XXXXX FLOW II 15833283 0 5B15984 EFLO XXXX XXXXX FLOW II 15833675 0 5B15984 EFLO XXXX XXXXX FLOW II 15840084 0 5B15984 EFLO XXXX XXXXX FLOW II 15838117 0 5B15984 EFLO XXXX XXXXX FLOW II 15839882 0 5B15984 EFLO XXXX XXXXX FLOW II 15839827 0 5B15984 EFLO XXXX XXXXX FLOW II 15842280 0 5B15984 EFLO XXXX XXXXX FLOW II 15842307 0 5B15984 EFLO XXXX XXXXX FLOW II 15840281 0 5B15984 EFLO XXXX XXXXX FLOW II 15842032 0 5B15984 EFLO XXXX XXXXX FLOW II 15842005 0 5B15984 EFLO XXXX XXXXX FLOW II 15784043 0 5B15984 EFLO XXXX XXXXX FLOW II 15841396 0 5B15984 EFLO XXXX XXXXX FLOW II 15784470 0 5B15984 EFLO XXXX XXXXX FLOW II 15820331 0 5B15984 EFLO XXXX XXXXX FLOW II 15784571 0 5B15984 EFLO XXXX XXXXX FLOW II 15784020 0 5B15984 EFLO XXXX XXXXX FLOW II 15784403 0 5B15984 EFLO XXXX XXXXX FLOW II 15784021 0 5B15984 EFLO XXXX XXXXX FLOW II 15810365 0 5B15984 EFLO XXXX XXXXX FLOW II 15784626 0 5B15984 EFLO XXXX XXXXX FLOW II 15780734 0 5B15984 EFLO XXXX XXXXX FLOW II 15780833 0 5B15984 EFLO XXXX XXXXX FLOW II 15820075 0 5B15984 EFLO XXXX XXXXX FLOW II 15820317 0 5B15984 EFLO XXXX XXXXX FLOW II 15809433 0 5B15984 EFLO XXXX XXXXX FLOW II 15879428 0 5B15984 EFLO XXXX XXXXX FLOW II 15814984 0 5B15984 EFLO XXXX XXXXX FLOW II 15815114 0 5B15984 EFLO XXXX XXXXX FLOW II 15776375 0 5B15984 EFLO XXXX XXXXX FLOW II 15826304 0 5B15984 EFLO XXXX XXXXX FLOW II 15876248 0 5B15984 EFLO XXXX XXXXX FLOW II 15820356 0 5B15984 EFLO XXXX XXXXX FLOW II 15819547 0 5B15984 EFLO XXXX XXXXX FLOW II 15774026 0 5B15984 EFLO XXXX XXXXX FLOW II 15774263 0 5B15984 EFLO XXXX XXXXX FLOW II 15773751 0 5B15984 EFLO XXXX XXXXX FLOW II 15773861 0 5B15984 EFLO XXXX XXXXX FLOW II 15815011 0 5B15984 EFLO XXXX XXXXX FLOW II 15773752 0 5B15984 EFLO XXXX XXXXX FLOW II 15814942 0 5B15984 EFLO XXXX XXXXX FLOW II 15744827 0 5B15984 EFLO XXXX XXXXX FLOW II 15817246 0 5B15984 EFLO XXXX XXXXX FLOW II 15817098 0 5B15984 EFLO XXXX XXXXX FLOW II 15738355 0 5B15983 EFLO XXXX XXXXX FLOW II 15868860 0 5B15984 EFLO XXXX XXXXX FLOW II 15868856 0 5B15984 EFLO XXXX XXXXX FLOW II 15868848 0 5B15984 EFLO XXXX XXXXX FLOW II 15817281 0 5B15984 EFLO XXXX XXXXX FLOW II 15728283 0 5B15984 EFLO XXXX XXXXX FLOW II 15817205 0 5B15984 EFLO XXXX XXXXX FLOW II 15817049 0 5B15984 EFLO XXXX XXXXX FLOW II 15817076 0 5B15984 EFLO XXXX XXXXX FLOW II 15704643 0 5B15984 EFLO XXXX XXXXX FLOW II 15817345 0 5B15984 EFLO XXXX XXXXX FLOW II 15868658 0 5B15984 EFLO XXXX XXXXX FLOW II 15868581 0 5B15984 EFLO XXXX XXXXX FLOW II 15819098 0 5B15984 EFLO XXXX XXXXX FLOW II 15704710 0 5B15984 EFLO XXXX XXXXX FLOW II 15819420 0 5B15984 EFLO XXXX XXXXX FLOW II 15819645 0 5B15984 EFLO XXXX XXXXX FLOW II 15819545 0 5B15984 EFLO XXXX XXXXX FLOW II 15699641 0 5B15984 EFLO XXXX XXXXX FLOW II 15864394 0 5B15984 EFLO XXXX XXXXX FLOW II 15864537 0 5B15984 EFLO XXXX XXXXX FLOW II 15773879 0 5B15984 EFLO XXXX XXXXX FLOW II 15699738 0 5B15984 EFLO XXXX XXXXX FLOW II 15838693 0 5B15984 EFLO XXXX XXXXX FLOW II 15838183 0 5B15984 EFLO XXXX XXXXX FLOW II 15838194 0 5B15984 EFLO XXXX XXXXX FLOW II 15768670 0 5B15984 EFLO XXXX XXXXX FLOW II 15859103 0 5B15984 EFLO XXXX XXXXX FLOW II 15699665 0 5B15984 EFLO XXXX XXXXX FLOW II 15705015 0 5B15984 EFLO XXXX XXXXX FLOW II 15761043 0 5B15984 EFLO XXXX XXXXX FLOW II 15756853 0 5B15984 EFLO XXXX XXXXX FLOW II 15723680 0 5B15984 EFLO XXXX XXXXX FLOW II 15756586 0 5B15984 EFLO XXXX XXXXX FLOW II 15756493 0 5B15984 EFLO XXXX XXXXX FLOW II 15838385 0 5B15984 EFLO XXXX XXXXX FLOW II 15838585 0 5B15984 EFLO XXXX XXXXX FLOW II 15838314 0 5B15984 EFLO XXXX XXXXX FLOW II 15838560 0 5B15984 EFLO XXXX XXXXX FLOW II 15838672 0 5B15984 EFLO XXXX XXXXX FLOW II 15840159 0 5B15984 EFLO XXXX XXXXX FLOW II 15838589 0 5B15984 EFLO XXXX XXXXX FLOW II 15756716 0 5B15983 EFLO XXXX XXXXX FLOW II 15853708 0 5B15984 EFLO XXXX XXXXX FLOW II 15840155 0 5B15984 EFLO XXXX XXXXX FLOW II 15841495 0 5B15984 EFLO XXXX XXXXX FLOW II 15748418 0 5B15984 EFLO XXXX XXXXX FLOW II 15776225 0 5B15984 EFLO XXXX XXXXX FLOW II 15819579 0 5B15984 EFLO XXXX XXXXX FLOW II 15833483 0 5B15984 EFLO XXXX XXXXX FLOW II 15833647 0 5B15984 EFLO XXXX XXXXX FLOW II 15833311 0 5B15984 EFLO XXXX XXXXX FLOW II 15819503 0 5B15984 EFLO XXXX XXXXX FLOW II 15777721 0 5B15984 EFLO XXXX XXXXX FLOW II 15777252 0 5B15984 EFLO XXXX XXXXX FLOW II 15826372 0 5B15984 EFLO XXXX XXXXX FLOW II 15819476 0 5B15984 EFLO XXXX XXXXX FLOW II 15859134 0 5B15984 EFLO XXXX XXXXX FLOW II 15859349 0 5B15984 EFLO XXXX XXXXX FLOW II 15871920 0 5B15984 EFLO XXXX XXXXX FLOW II 15859591 0 5B15984 EFLO XXXX XXXXX FLOW II 15859095 0 5B15984 EFLO XXXX XXXXX FLOW II 15831916 0 5B15984 EFLO XXXX XXXXX FLOW II 15832296 0 5B15984 EFLO XXXX XXXXX FLOW II 15871770 0 5B15984 EFLO XXXX XXXXX FLOW II 15832161 0 5B15984 EFLO XXXX XXXXX FLOW II 15861648 0 5B15984 EFLO XXXX XXXXX FLOW II 15859185 0 5B15984 EFLO XXXX XXXXX FLOW II 15832407 0 5B15984 EFLO XXXX XXXXX FLOW II 15808274 0 5B15984 EFLO XXXX XXXXX FLOW II 15859490 0 5B15984 EFLO XXXX XXXXX FLOW II 15871640 0 5B15984 EFLO XXXX XXXXX FLOW II 15846454 0 5B15984 EFLO XXXX XXXXX FLOW II 15846287 0 5B15984 EFLO XXXX XXXXX FLOW II 15777623 0 5B15984 EFLO XXXX XXXXX FLOW II 15777498 0 5B15984 EFLO XXXX XXXXX FLOW II 15825933 0 5B15984 EFLO XXXX XXXXX FLOW II 15808120 0 5B15984 EFLO XXXX XXXXX FLOW II 15846628 0 5B15984 EFLO XXXX XXXXX FLOW II 15838135 0 5B15984 EFLO XXXX XXXXX FLOW II 15853551 0 5B15984 EFLO XXXX XXXXX FLOW II 15631587 0 5B15984 EFLO XXXX XXXXX FLOW II 15807752 0 5B15984 EFLO XXXX XXXXX FLOW II 15853720 0 5B15984 EFLO XXXX XXXXX FLOW II 15826155 0 5B15984 EFLO XXXX XXXXX FLOW II 15802460 0 5B15984 EFLO XXXX XXXXX FLOW II 15802829 0 5B15984 EFLO XXXX XXXXX FLOW II 15802782 0 5B15984 EFLO XXXX XXXXX FLOW II 15846256 0 5B15984 EFLO XXXX XXXXX FLOW II 15802453 0 5B15984 EFLO XXXX XXXXX FLOW II 15802657 0 5B15984 EFLO XXXX XXXXX FLOW II 15826281 0 5B15984 EFLO XXXX XXXXX FLOW II 15357611 0 5B15984 EFLO XXXX XXXXX FLOW II 15859157 0 5B15984 EFLO XXXX XXXXX FLOW II 15808226 0 5B15984 EFLO XXXX XXXXX FLOW II 15807681 0 5B15984 EFLO XXXX XXXXX FLOW II 15800699 0 5B15984 EFLO XXXX XXXXX FLOW II 15380511 0 5B15984 EFLO XXXX XXXXX FLOW II 15796091 0 5B15984 EFLO XXXX XXXXX FLOW II 15796179 0 5B15984 EFLO XXXX XXXXX FLOW II 15795921 0 5B15984 EFLO XXXX XXXXX FLOW II 15795939 0 5B15984 EFLO XXXX XXXXX FLOW II 15796204 0 5B15984 EFLO XXXX XXXXX FLOW II 15796208 0 5B15984 EFLO XXXX XXXXX FLOW II 15796294 0 5B15984 EFLO XXXX XXXXX FLOW II 15796469 0 5B15984 EFLO XXXX XXXXX FLOW II 15792912 0 5B15984 EFLO XXXX XXXXX FLOW II 15792990 0 5B15984 EFLO XXXX XXXXX FLOW II 15793104 0 5B15984 EFLO XXXX XXXXX FLOW II 15747107 0 5B15984 EFLO XXXX XXXXX FLOW II 15792986 0 5B15984 EFLO XXXX XXXXX FLOW II 15796461 0 5B15984 EFLO XXXX XXXXX FLOW II 15796288 0 5B15984 EFLO XXXX XXXXX FLOW II 15796378 0 5B15984 EFLO XXXX XXXXX FLOW II 15670703 0 5B15984 EFLO XXXX XXXXX FLOW II 15809709 0 5B15984 EFLO XXXX XXXXX FLOW II 15809896 0 5B15984 EFLO XXXX XXXXX FLOW II 15809418 0 5B15984 EFLO XXXX XXXXX FLOW II 15820365 0 5B15984 EFLO XXXX XXXXX FLOW II 15788895 0 5B15984 EFLO XXXX XXXXX FLOW II 15789086 0 5B15984 EFLO XXXX XXXXX FLOW II 15789300 0 5B15984 EFLO XXXX XXXXX FLOW II 15789354 0 5B15984 EFLO XXXX XXXXX FLOW II 15661575 0 5B15984 EFLO XXXX XXXXX FLOW II 15789282 0 5B15984 EFLO XXXX XXXXX FLOW II 15788910 0 5B15984 EFLO XXXX XXXXX FLOW II 15766523 0 5B15984 EFLO XXXX XXXXX FLOW II 15769250 0 5B15984 EFLO XXXX XXXXX FLOW II 15653855 0 5B15984 EFLO XXXX XXXXX FLOW II 15786633 0 5B15984 EFLO XXXX XXXXX FLOW II 15783997 0 5B15984 EFLO XXXX XXXXX FLOW II 15809405 0 5B15984 EFLO XXXX XXXXX FLOW II 15784411 0 5B15984 EFLO XXXX XXXXX FLOW II 15810346 0 5B15984 EFLO XXXX XXXXX FLOW II 15786526 0 5B15984 EFLO XXXX XXXXX FLOW II 15786613 0 5B15984 EFLO XXXX XXXXX FLOW II 15786054 0 5B15984 EFLO XXXX XXXXX FLOW II 15786166 0 5B15984 EFLO XXXX XXXXX FLOW II 15820500 0 5B15984 EFLO XXXX XXXXX FLOW II 15820084 0 5B15984 EFLO XXXX XXXXX FLOW II 15786708 0 5B15984 EFLO XXXX XXXXX FLOW II 15809680 0 5B15984 EFLO XXXX XXXXX FLOW II 15786297 0 5B15984 EFLO XXXX XXXXX FLOW II 15784478 0 5B15984 EFLO XXXX XXXXX FLOW II 15776471 0 5B15984 EFLO XXXX XXXXX FLOW II 15793203 0 5B15984 EFLO XXXX XXXXX FLOW II 15879810 0 5B15984 EFLO XXXX XXXXX FLOW II 15871422 0 5B15984 EFLO XXXX XXXXX FLOW II 15839940 0 5B15984 EFLO XXXX XXXXX FLOW II 15552236 0 5B15984 EFLO XXXX XXXXX FLOW II 15921719 0 5B15984 EFLO XXXX XXXXX FLOW II 15868874 0 5B15984 EFLO XXXX XXXXX FLOW II 15868882 0 5B15984 EFLO XXXX XXXXX FLOW II 15880270 0 5B15984 EFLO XXXX XXXXX FLOW II 15861600 0 5B15984 EFLO XXXX XXXXX FLOW II 15802627 0 5B15984 EFLO XXXX XXXXX FLOW II 15868886 0 5B15984 EFLO XXXX XXXXX FLOW II 15774027 0 5B15984 EFLO XXXX XXXXX FLOW II 15853429 0 5B15984 EFLO XXXX XXXXX FLOW II 15868467 0 5B15984 EFLO XXXX XXXXX FLOW II 15879276 0 5B15984 EFLO XXXX XXXXX FLOW II 15868520 0 5B15984 EFLO XXXX XXXXX FLOW II 15868528 0 5B15984 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WELLS FLOW II 15820372 0 5B15984 EFLO ALTA WELLS FLOW II 15819187 0 5B15984 EFLO ALTA WELLS FLOW II 15853732 0 5B15984 EFLO ALTA WELLS FLOW II 15814842 0 5B15984 EFLO ALTA WELLS FLOW II 15786536 0 5B15984 EFLO ALTA WELLS FLOW II 15853651 0 5B15984 EFLO ALTA WELLS FLOW II 15819271 0 5B15984 EFLO ALTA WELLS FLOW II 15868839 0 5B15984 EFLO ALTA WELLS FLOW II 15864396 0 5B15984 EFLO ALTA WELLS FLOW II 15853487 0 5B15984 EFLO ALTA WELLS FLOW II 15892809 0 5B15984 EFLO ALTA WELLS FLOW II 15901996 0 5B15984 EFLO ALTA WELLS FLOW II 15908427 0 5B15984 EFLO ALTA WELLS FLOW II 15901998 0 5B15984 EFLO ALTA WELLS FLOW II 15877922 0 5B15984 EFLO ALTA WELLS FLOW II 15877923 0 5B15984 EFLO ALTA WELLS FLOW II 15901987 0 5B15984 EFLO ALTA WELLS FLOW II 15902000 0 5B15984 EFLO ALTA WELLS FLOW II 15902002 0 5B15984 EFLO ALTA WELLS FLOW II 15902003 0 5B15984 EFLO ALTA WELLS FLOW II 15906135 0 5B15984 EFLO ALTA WELLS FLOW II 15901989 0 5B15984 EFLO ALTA WELLS FLOW II 15902005 0 5B15984 EFLO ALTA WELLS FLOW II 15901992 0 5B15984 EFLO ALTA WELLS FLOW II 15901991 0 5B15984 EFLO ALTA WELLS FLOW II 15924697 0 5B15984 EFLO ALTA WELLS FLOW II 15901985 0 5B15984 EFLO ALTA WELLS FLOW II 15901994 0 5B15984 EFLO ALTA WELLS FLOW II 15877910 0 5B15984 EFLO ALTA WELLS FLOW II 15880248 0 5B15984 EFLO ALTA WELLS FLOW II 15880246 0 5B15984 EFLO ALTA WELLS FLOW II 15880245 0 5B15984 EFLO ALTA WELLS FLOW II 15864520 0 5B15984 EFLO ALTA WELLS FLOW II 15877912 0 5B15984 EFLO ALTA WELLS FLOW II 15880242 0 5B15984 EFLO ALTA WELLS FLOW II 15912123 0 5B15984 EFLO ALTA WELLS FLOW II 15912124 0 5B15984 EFLO ALTA WELLS FLOW II 15877914 0 5B15984 EFLO ALTA WELLS FLOW II 15877917 0 5B15984 EFLO ALTA WELLS FLOW II 15930213 0 5B15984 EFLO ALTA WELLS FLOW II 15929586 0 5B15984 EFLO ALTA WELLS FLOW II 15929589 0 5B15984 EFLO ALTA WELLS FLOW II 15877919 0 5B15984 EFLO ALTA WELLS FLOW II 15879865 0 5B15984 EFLO ALTA WELLS FLOW II 15929529 0 5B15984 EFLO ALTA WELLS FLOW II 15862070 0 5B15984 EFLO ALTA WELLS FLOW II 15924693 0 5B15984 EFLO ALTA WELLS FLOW II 15924695 0 5B15984 EFLO ALTA WELLS FLOW II 15819307 0 5B15984 EFLO ALTA WELLS FLOW II 15833271 0 5B15984 EFLO ALTA WELLS FLOW II 15880433 0 5B15984 EFLO ALTA WELLS FLOW II 15784080 0 5B15984 EFLO ALTA WELLS FLOW II 15874763 0 5B15984 EFLO ALTA WELLS FLOW II 15786159 0 5B15984 EFLO ALTA WELLS FLOW II 15820457 0 5B15984 EFLO ALTA WELLS FLOW II 15825618 0 5B15984 EFLO ALTA WELLS FLOW II 15868475 0 5B15984 EFLO ALTA WELLS FLOW II 15871947 0 5B15984 EFLO ALTA WELLS FLOW II 15868753 0 5B15984 EFLO ALTA WELLS FLOW II 15814880 0 5B15984 EFLO ALTA WELLS FLOW II 15820312 0 5B15984 EFLO ALTA WELLS FLOW II 15820103 0 5B15984 EFLO ALTA WELLS FLOW II 15859570 0 5B15984 EFLO ALTA WELLS FLOW II 15810274 0 5B15984 EFLO ALTA WELLS FLOW II 15819502 0 5B15984 EFLO ALTA WELLS FLOW II 15817210 0 5B15984 EFLO ALTA WELLS FLOW II 15807726 0 5B15984 EFLO ALTA WELLS FLOW II 15877945 0 5B15984 EFLO ALTA WELLS FLOW II 15839947 0 5B15984 EFLO ALTA WELLS FLOW II 15840090 0 5B15984 EFLO ALTA WELLS FLOW II 15838138 0 5B15984 EFLO ALTA WELLS FLOW II 15793318 0 5B15984 EFLO ALTA WELLS FLOW II 15677451 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677811 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677450 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677447 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677809 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677808 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677446 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677445 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677805 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677444 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677442 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677439 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677438 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677437 6688 5V74470 2QUL ALTA WELLS AE0508 I 15642254 6564 5V74210 2QUL ALTA WELLS AE0507 I 15642255 6564 5V74210 2QUL ALTA WELLS AE0507 I 15642256 6564 5V74210 2QUL ALTA WELLS AE0507 I 15642257 6564 5V74210 2QUL ALTA WELLS AE0507 I 15642260 6564 5V74210 2QUL ALTA WELLS AE0507 I 15642261 6564 5V74210 2QUL ALTA WELLS AE0507 I 15642262 6564 5V74210 2QUL ALTA WELLS AE0507 I 15677803 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677802 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677800 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677799 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677798 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677795 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677794 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677793 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677792 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677791 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677790 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677789 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677788 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677787 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677786 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677785 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677784 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677783 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677782 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677781 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677780 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677779 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677777 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677776 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677775 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677773 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677772 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677770 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677769 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677768 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677670 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677668 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677666 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677665 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677434 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677664 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677663 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677433 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677661 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677660 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677431 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677658 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677430 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677429 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677656 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677428 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677427 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677426 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677425 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677655 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677421 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677420 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678216 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678215 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678213 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678212 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678211 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678209 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678208 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678207 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678205 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678204 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678203 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678201 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678200 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678199 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678196 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678195 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678194 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678192 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678191 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678190 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678189 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678188 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678187 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678184 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678183 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678182 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678181 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678179 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678178 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678177 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678175 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678174 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678173 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678172 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678171 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678170 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678169 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678168 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678167 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678166 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678165 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678164 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678163 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678161 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678160 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678159 6688 5V74470 2QUL ALTA WELLS AE0508 I 15469513 6112 5V30906 2QUL ALTA WELLS AE0505 I 15469039 6112 5V30906 2QUL ALTA WELLS AE0505 I 15678156 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678155 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678154 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678153 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678151 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678149 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678147 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678146 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678144 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678143 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678141 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678140 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678139 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678138 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678137 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678135 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678134 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678133 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678132 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678131 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678130 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678127 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678126 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678125 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678124 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678123 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678122 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677654 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678121 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678120 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678118 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678117 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678116 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678115 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678114 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678113 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678112 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678110 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678108 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678107 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678106 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678104 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678103 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678102 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678101 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678100 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678099 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678098 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678097 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678096 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678095 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678094 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678093 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678092 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678089 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677653 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678088 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678087 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678086 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678085 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677651 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678083 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677650 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678081 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678080 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678079 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677649 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678078 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678077 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678076 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678073 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678072 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677648 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677646 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677645 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677644 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678071 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678070 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678068 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678067 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677643 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677642 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677641 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677639 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677638 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677636 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677635 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677634 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678066 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678064 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678062 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678061 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677632 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678060 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678059 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678058 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678057 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678056 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678055 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678054 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678053 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678052 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678051 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678049 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678048 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678047 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678046 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678045 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678042 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678041 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678040 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678038 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678324 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678323 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678321 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678320 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678319 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678318 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678317 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678315 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678314 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678313 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678312 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678311 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678310 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678307 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678306 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678305 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678302 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678301 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678300 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678299 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678298 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678297 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678296 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678294 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678293 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678292 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678291 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678289 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678288 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678287 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678286 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678285 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678284 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678283 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678282 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678281 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678280 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678279 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678278 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678277 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678276 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678275 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678274 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678273 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678034 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678032 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678029 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678028 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678027 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678022 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678021 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678020 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678019 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678018 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678016 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678013 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678012 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678011 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678010 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678009 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678007 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678006 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678005 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WELLS AE0508 I 15678233 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678232 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678231 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678229 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678227 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678226 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677583 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677411 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678224 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678223 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677581 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678221 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677580 6688 5V74470 2QUL ALTA WELLS AE0508 I 15469945 6112 5V30906 2QUL ALTA WELLS AE0505 I 15469984 6112 5V30906 2QUL ALTA WELLS AE0505 I 15677579 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678220 6688 5V74470 2QUL ALTA WELLS AE0508 I 15678218 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677578 6689 5V74470 2QUL ALTA WELLS AE0508 I 15678217 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677935 6688 5V74470 2QUL ALTA WELLS AE0508 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WELLS AE0508 I 15677563 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677562 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677561 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677926 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677925 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677924 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677922 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677921 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677920 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677919 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677918 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677915 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677913 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677560 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677912 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677911 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677559 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677910 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677909 6688 5V74470 2QUL ALTA WELLS AE0508 I 15642259 6564 5V74210 2QUL ALTA WELLS AE0507 I 15677908 6688 5V74470 2QUL ALTA WELLS AE0508 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WELLS AE0508 I 15677824 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677823 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677821 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677819 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677818 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677817 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677816 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677522 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677521 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677520 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677518 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677516 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677514 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677513 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677512 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677511 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677510 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677815 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677509 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677508 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677505 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677504 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677503 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677502 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677501 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677500 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677498 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677497 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677496 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677814 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677813 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677495 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677494 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677493 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677492 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677490 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677812 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677489 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677484 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677482 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677480 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677479 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677478 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677475 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677474 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677472 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677471 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677470 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677469 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677468 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677465 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677464 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677463 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677462 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677461 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677460 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677459 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677458 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677456 6689 5V74470 2QUL ALTA WELLS AE0508 I 15677455 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677454 6688 5V74470 2QUL ALTA WELLS AE0508 I 15677452 6688 5V74470 2QUL ALTA WELLS AE0508 I 15893116 0 5B15984 EFLO ALTA WELLS FLOW II 15893115 0 5B15984 EFLO ALTA WELLS FLOW II 15893124 0 5B15984 EFLO ALTA WELLS FLOW II 15893123 0 5B15984 EFLO ALTA WELLS FLOW II 15893122 0 5B15984 EFLO ALTA WELLS FLOW II 15846807 0 5B15984 EFLO ALTA WELLS FLOW II 15893120 0 5B15984 EFLO ALTA WELLS FLOW II 15893119 0 5B15984 EFLO ALTA WELLS FLOW II 15846812 0 5B15984 EFLO ALTA WELLS FLOW II 15902858 0 5B15984 EFLO ALTA WELLS FLOW II 15902857 0 5B15984 EFLO ALTA WELLS FLOW II 15902851 0 5B15984 EFLO ALTA WELLS FLOW II 15911777 0 5B15984 EFLO ALTA WELLS FLOW II 15911745 0 5B15984 EFLO ALTA WELLS FLOW II 15911744 0 5B15984 EFLO ALTA WELLS FLOW II 15878452 0 5B15984 EFLO ALTA WELLS FLOW II 15864189 0 5B15984 EFLO ALTA WELLS FLOW II 15911743 0 5B15984 EFLO ALTA WELLS FLOW II 15911742 0 5B15984 EFLO ALTA WELLS FLOW II 15911739 0 5B15984 EFLO ALTA WELLS FLOW II 15861806 0 5B15984 EFLO ALTA WELLS FLOW II 15861898 0 5B15984 EFLO ALTA WELLS FLOW II 15861901 0 5B15984 EFLO ALTA WELLS FLOW II 15861906 0 5B15984 EFLO ALTA WELLS FLOW II 15862046 0 5B15984 EFLO ALTA WELLS FLOW II 15861945 0 5B15984 EFLO ALTA WELLS FLOW II 15862025 0 5B15984 EFLO ALTA WELLS FLOW II 15862122 0 5B15984 EFLO ALTA WELLS FLOW II 15864759 0 5B15984 EFLO ALTA WELLS FLOW II 15879350 0 5B15984 EFLO ALTA WELLS FLOW II 15864973 0 5B15984 EFLO ALTA WELLS FLOW II 15864956 0 5B15984 EFLO ALTA WELLS FLOW II 15864943 0 5B15984 EFLO ALTA WELLS FLOW II 15864933 0 5B15984 EFLO ALTA WELLS FLOW II 15864174 0 5B15984 EFLO ALTA WELLS FLOW II 15862262 0 5B15984 EFLO ALTA WELLS FLOW II 15874730 0 5B15984 EFLO ALTA WELLS FLOW II 15893117 0 5B15984 EFLO ALTA WELLS FLOW II 15874728 0 5B15984 EFLO ALTA WELLS FLOW II 15519190 0 5B15984 EFLO ALTA WELLS FLOW II 15874726 0 5B15984 EFLO ALTA WELLS FLOW II 15874724 0 5B15984 EFLO ALTA WELLS FLOW II 15846692 0 5B15984 EFLO ALTA WELLS FLOW II 15928275 0 5B15984 EFLO ALTA WELLS FLOW II 15846697 0 5B15984 EFLO ALTA WELLS FLOW II 15928116 0 5B15984 EFLO ALTA WELLS FLOW II 15846700 0 5B15984 EFLO ALTA WELLS FLOW II 15846706 0 5B15984 EFLO ALTA WELLS FLOW II 15846797 0 5B15984 EFLO ALTA WELLS FLOW II 15880204 0 5B15984 EFLO ALTA WELLS FLOW II 15877887 0 5B15984 EFLO ALTA WELLS FLOW II 15877886 0 5B15984 EFLO ALTA WELLS FLOW II 15925056 0 5B15984 EFLO ALTA WELLS FLOW II 15877885 0 5B15984 EFLO ALTA WELLS FLOW II 15877884 0 5B15984 EFLO ALTA WELLS FLOW II 15877879 0 5B15984 EFLO ALTA WELLS FLOW II 15877878 0 5B15984 EFLO ALTA WELLS FLOW II 15864198 0 5B15984 EFLO ALTA WELLS FLOW II 15864170 0 5B15984 EFLO ALTA WELLS FLOW II 15880342 0 5B15984 EFLO ALTA WELLS FLOW II 15880343 0 5B15984 EFLO ALTA WELLS FLOW II 15864992 0 5B15984 EFLO ALTA WELLS FLOW II 15846006 0 5B15984 EFLO ALTA WELLS FLOW II 15924779 0 5B15984 EFLO ALTA WELLS FLOW II 15825983 0 5B15984 EFLO ALTA WELLS FLOW II 15819351 0 5B15984 EFLO ALTA WELLS FLOW II 15810092 0 5B15984 EFLO ALTA WELLS FLOW II 15908155 0 5B15984 EFLO ALTA WELLS FLOW II 15846739 0 5B15984 EFLO ALTA WELLS FLOW II 15846109 0 5B15984 EFLO ALTA WELLS FLOW II 15878451 0 5B15984 EFLO ALTA WELLS FLOW II 15859443 0 5B15984 EFLO ALTA WELLS FLOW II 15880324 0 5B15984 EFLO ALTA WELLS FLOW II 15877956 0 5B15984 EFLO ALTA WELLS FLOW II 15853504 0 5B15984 EFLO ALTA WELLS FLOW II 15862285 0 5B15984 EFLO ALTA WELLS FLOW II 15789051 0 5B15984 EFLO ALTA WELLS FLOW II 15878316 0 5B15984 EFLO ALTA WELLS FLOW II 15764340 0 5B15984 EFLO ALTA WELLS FLOW II 15766257 0 5B15984 EFLO ALTA WELLS FLOW II 15826172 0 5B15984 EFLO ALTA WELLS FLOW II 15846017 0 5B15984 EFLO ALTA WELLS FLOW II 15846014 0 5B15984 EFLO ALTA WELLS FLOW II 15820461 0 5B15984 EFLO ALTA WELLS FLOW II 15820452 0 5B15984 EFLO ALTA WELLS FLOW II 15820445 0 5B15984 EFLO ALTA WELLS FLOW II 15820405 0 5B15984 EFLO ALTA WELLS FLOW II 15820393 0 5B15984 EFLO ALTA WELLS FLOW II 15820379 0 5B15984 EFLO ALTA WELLS FLOW II 15820371 0 5B15984 EFLO ALTA WELLS FLOW II 15786418 0 5B15984 EFLO ALTA WELLS FLOW II 15780948 0 5B15984 EFLO ALTA WELLS FLOW II 15786505 0 5B15984 EFLO ALTA WELLS FLOW II 15838525 0 5B15984 EFLO ALTA WELLS FLOW II 15838516 0 5B15984 EFLO ALTA WELLS FLOW II 15810012 0 5B15984 EFLO ALTA WELLS FLOW II 15809873 0 5B15984 EFLO ALTA WELLS FLOW II 15880382 0 5B15984 EFLO ALTA WELLS FLOW II 15761020 0 5B15984 EFLO ALTA WELLS FLOW II 15874285 0 5B15984 EFLO ALTA WELLS FLOW II 15809862 0 5B15984 EFLO ALTA WELLS FLOW II 15809702 0 5B15984 EFLO ALTA WELLS FLOW II 15809681 0 5B15984 EFLO ALTA WELLS FLOW II 15759586 0 5B15984 EFLO ALTA WELLS FLOW II 15874294 0 5B15984 EFLO ALTA WELLS FLOW II 15874302 0 5B15984 EFLO ALTA WELLS FLOW II 15874460 0 5B15984 EFLO ALTA WELLS FLOW II 15838462 0 5B15984 EFLO ALTA WELLS FLOW II 15809715 0 5B15984 EFLO ALTA WELLS FLOW II 15809522 0 5B15984 EFLO ALTA WELLS FLOW II 15874637 0 5B15984 EFLO ALTA WELLS FLOW II 15817383 0 5B15984 EFLO ALTA WELLS FLOW II 15784445 0 5B15984 EFLO ALTA WELLS FLOW II 15780461 0 5B15984 EFLO ALTA WELLS FLOW II 15817379 0 5B15984 EFLO ALTA WELLS FLOW II 15840073 0 5B15984 EFLO ALTA WELLS FLOW II 15842134 0 5B15984 EFLO ALTA WELLS FLOW II 15880212 0 5B15984 EFLO ALTA WELLS FLOW II 15820523 0 5B15984 EFLO ALTA WELLS FLOW II 15900589 0 5B15984 EFLO ALTA WELLS FLOW II 15842043 0 5B15984 EFLO ALTA WELLS FLOW II 15815253 0 5B15984 EFLO ALTA WELLS FLOW II 15889999 0 5B15984 EFLO ALTA WELLS FLOW II 15728425 0 5B15984 EFLO ALTA WELLS FLOW II 15908270 0 5B15984 EFLO ALTA WELLS FLOW II 15899831 0 5B15984 EFLO ALTA WELLS FLOW II 15841549 0 5B15984 EFLO ALTA WELLS FLOW II 15774361 0 5B15984 EFLO ALTA WELLS FLOW II 15859236 0 5B15984 EFLO ALTA WELLS FLOW II 15859388 0 5B15984 EFLO ALTA WELLS FLOW II 15861549 0 5B15984 EFLO ALTA WELLS FLOW II 15877931 0 5B15984 EFLO ALTA WELLS FLOW II 15877932 0 5B15984 EFLO ALTA WELLS FLOW II 15877933 0 5B15984 EFLO ALTA WELLS FLOW II 15893083 0 5B15984 EFLO ALTA WELLS FLOW II 15859109 0 5B15984 EFLO ALTA WELLS FLOW II 15731374 0 5B15984 EFLO ALTA WELLS FLOW II 15825748 0 5B15984 EFLO ALTA WELLS FLOW II 15861655 0 5B15984 EFLO ALTA WELLS FLOW II 15892566 0 5B15984 EFLO ALTA WELLS FLOW II 15802698 0 5B15984 EFLO ALTA WELLS FLOW II 15775998 0 5B15984 EFLO ALTA WELLS FLOW II 15802700 0 5B15984 EFLO ALTA WELLS FLOW II 15832024 0 5B15984 EFLO ALTA WELLS FLOW II 15825576 0 5B15984 EFLO ALTA WELLS FLOW II 15802781 0 5B15984 EFLO ALTA WELLS FLOW II 15802791 0 5B15984 EFLO ALTA WELLS FLOW II 15853640 0 5B15984 EFLO ALTA WELLS FLOW II 15853574 0 5B15984 EFLO ALTA WELLS FLOW II 15802803 0 5B15984 EFLO ALTA WELLS FLOW II 15809998 0 5B15984 EFLO ALTA WELLS FLOW II 15810131 0 5B15984 EFLO ALTA WELLS FLOW II 15817315 0 5B15984 EFLO ALTA WELLS FLOW II 15817314 0 5B15984 EFLO ALTA WELLS FLOW II 15878245 0 5B15984 EFLO ALTA WELLS FLOW II 15802814 0 5B15984 EFLO ALTA WELLS FLOW II 15853565 0 5B15984 EFLO ALTA WELLS FLOW II 15802820 0 5B15984 EFLO ALTA WELLS FLOW II 15802900 0 5B15984 EFLO ALTA WELLS FLOW II 15825840 0 5B15984 EFLO ALTA WELLS FLOW II 15800103 0 5B15984 EFLO ALTA WELLS FLOW II 15833549 0 5B15984 EFLO ALTA WELLS FLOW II 15833543 0 5B15984 EFLO ALTA WELLS FLOW II 15833252 0 5B15984 EFLO ALTA WELLS FLOW II 15833250 0 5B15984 EFLO ALTA WELLS FLOW II 15833193 0 5B15984 EFLO ALTA WELLS FLOW II 15833191 0 5B15984 EFLO ALTA WELLS FLOW II 15833444 0 5B15984 EFLO ALTA WELLS FLOW II 15795993 0 5B15984 EFLO ALTA WELLS FLOW II 15876551 0 5B15984 EFLO ALTA WELLS FLOW II 15862406 0 5B15984 EFLO ALTA WELLS FLOW II 15876561 0 5B15984 EFLO ALTA WELLS FLOW II 15838328 0 5B15984 EFLO ALTA WELLS FLOW II 15833512 0 5B15984 EFLO ALTA WELLS FLOW II 15833503 0 5B15984 EFLO ALTA WELLS FLOW II 15833460 0 5B15984 EFLO ALTA WELLS FLOW II 15864410 0 5B15984 EFLO ALTA WELLS FLOW II 15864415 0 5B15984 EFLO ALTA WELLS FLOW II 15864434 0 5B15984 EFLO ALTA WELLS FLOW II 15868488 0 5B15984 EFLO ALTA WELLS FLOW II 15868489 0 5B15984 EFLO ALTA WELLS FLOW II 15868492 0 5B15984 EFLO ALTA WELLS FLOW II 15906134 0 5B15984 EFLO ALTA WELLS FLOW II 15868505 0 5B15984 EFLO ALTA WELLS FLOW II 15899672 0 5B15984 EFLO ALTA WELLS FLOW II 15789183 0 5B15984 EFLO ALTA WELLS FLOW II 15908520 0 5B15984 EFLO ALTA WELLS FLOW II 15789045 0 5B15984 EFLO ALTA WELLS FLOW II 15875636 0 5B15984 EFLO ALTA WELLS FLOW II 15875701 0 5B15984 EFLO ALTA WELLS FLOW II 15820109 0 5B15984 EFLO ALTA WELLS FLOW II 15764120 0 5B15984 EFLO ALTA WELLS FLOW II 15825639 0 5B15984 EFLO ALTA WELLS FLOW II 15802256 0 5B15984 EFLO ALTA WELLS FLOW II 15814890 0 5B15984 EFLO ALTA WELLS FLOW II 15809758 0 5B15984 EFLO ALTA WELLS FLOW II 15846805 0 5B15984 EFLO ALTA WELLS FLOW II 15864545 0 5B15984 EFLO ALTA WELLS FLOW II 15842143 0 5B15984 EFLO ALTA WELLS FLOW II 15862407 0 5B15984 EFLO ALTA WELLS FLOW II 15862531 0 5J66933 WFLN ALTA WELLS 50284 I 15866064 0 5J66933 WFLN ALTA WELLS 50338 I 15862484 0 5J66933 WFLN ALTA WELLS 50150 I 15802177 0 5J66933 WFLN ALTA WELLS 50141 I 15862506 0 5J66933 WFLN ALTA WELLS 50056 I 15818936 0 5J66933 WFLN ALTA WELLS 50097 I 15818950 0 5J66933 WFLN ALTA WELLS 50671 I 15818942 0 5J66933 WFLN ALTA WELLS 50169 I 15802172 0 5J66933 WFLN ALTA WELLS 50301 I 15864066 0 5J66933 WFLN ALTA WELLS 50137 I 15864080 0 5J66933 WFLN ALTA WELLS 50003 I 15862496 0 5J66933 WFLN ALTA WELLS 50566 I 15864105 0 5J66933 WFLN ALTA WELLS 50472 I 15818926 0 5J66933 WFLN ALTA WELLS 50138 I 15864063 0 5J66933 WFLN ALTA WELLS 70019 I 15864065 0 5J66933 WFLN ALTA WELLS 50845 I 15818930 0 5J66933 WFLN ALTA WELLS 50302 I 15857348 0 5J66933 WFLN ALTA WELLS 70004 I 15839003 0 5J66933 WFLN ALTA WELLS 50552 I 15838993 0 5J66933 WFLN ALTA WELLS 50056 I 15870648 0 5J66933 WFLN ALTA WELLS 51001 I 15879186 0 5J66933 WFLN ALTA WELLS 50850 I 15879195 0 5J66933 WFLN ALTA WELLS 50890 I 15877166 0 5J66933 WFLN ALTA WELLS 50890 I 15877147 0 5J66933 WFLN ALTA WELLS 50811 I 15838989 0 5J66933 WFLN ALTA WELLS 50098 I 15839031 0 5J66933 WFLN ALTA WELLS 50054 I 15818921 0 5J66933 WFLN ALTA WELLS 50100 I 15818914 0 5J66933 WFLN ALTA WELLS 50235 I 15857391 0 5J66933 WFLN ALTA WELLS 50107 I 15799972 0 5J66933 WFLN ALTA WELLS 50490 I 15818910 0 5J66933 WFLN ALTA WELLS 50082 I 15818902 0 5J66933 WFLN ALTA WELLS 50164 I 15818918 0 5J66933 WFLN ALTA WELLS 50528 I 15816931 0 5J66933 WFLN ALTA WELLS 50180 I 15816927 0 5J66933 WFLN ALTA WELLS 50782 I 15816972 0 5J66933 WFLN ALTA WELLS 50139 I 15816928 0 5J66933 WFLN ALTA WELLS 50072 I 15816964 0 5J66933 WFLN ALTA WELLS 50011 I 15816918 0 5J66933 WFLN ALTA WELLS 50750 I 15816970 0 5J66933 WFLN ALTA WELLS 50235 I 15816966 0 5J66933 WFLN ALTA WELLS 50560 I 15870689 0 5J66933 WFLN ALTA WELLS 50120 I 15843403 0 5J66933 WFLN ALTA WELLS 50848 I 15862532 0 5J66933 WFLN ALTA WELLS 50003 I 15870641 0 5J66933 WFLN ALTA WELLS 50104 I 15857399 0 5J66933 WFLN ALTA WELLS 50213 I 15838986 0 5J66933 WFLN ALTA WELLS 50003 I 15839034 0 5J66933 WFLN ALTA WELLS 50854 I 15799953 0 5J66933 WFLN ALTA WELLS 50758 I 15799969 0 5J66933 WFLN ALTA WELLS 50635 I 15864075 0 5J66933 WFLN ALTA WELLS 50472 I 15799965 0 5J66933 WFLN ALTA WELLS 50338 I 15839021 0 5J66933 WFLN ALTA WELLS 50357 I 15839016 0 5J66933 WFLN ALTA WELLS 50122 I 15864064 0 5J66933 WFLN ALTA WELLS 51006 I 15838994 0 5J66933 WFLN ALTA WELLS 50552 I 15839030 0 5J66933 WFLN ALTA WELLS 50746 I 15862519 0 5J66933 WFLN ALTA WELLS 50130 I 15839010 0 5J66933 WFLN ALTA WELLS 50917 I 15799964 0 5J66933 WFLN ALTA WELLS 50235 I 15799937 0 5J66933 WFLN ALTA WELLS 50588 I 15870642 0 5J66933 WFLN ALTA WELLS 50755 I 15843379 0 5J66933 WFLN ALTA WELLS 50196 I 15875521 0 5J66933 WFLN ALTA WELLS 50659 I 15843401 0 5J66933 WFLN ALTA WELLS 50505 I 15799931 0 5J66933 WFLN ALTA WELLS 50005 I 15843380 0 5J66933 WFLN ALTA WELLS 50904 I 15839011 0 5J66933 WFLN ALTA WELLS 50379 I 15838999 0 5J66933 WFLN ALTA WELLS 50862 I 15719293 0 5J66933 WFLN ALTA WELLS 50337 I 15843383 0 5J66933 WFLN ALTA WELLS 50010 I 15833095 0 5J66933 WFLN ALTA WELLS 50122 I 15833065 0 5J66933 WFLN ALTA WELLS 70020 I 15833108 0 5J66933 WFLN ALTA WELLS 50076 I 15513489 0 5J66933 WFLN ALTA WELLS 50090 I 15857397 0 5J66933 WFLN ALTA WELLS 50139 I 15857406 0 5J66933 WFLN ALTA WELLS 51044 I 15839749 0 5J66933 WFLN ALTA WELLS 50157 I 15799950 0 5J66933 WFLN ALTA WELLS 50427 I 15833102 0 5J66933 WFLN ALTA WELLS 50466 I 15839746 0 5J66933 WFLN ALTA WELLS 50519 I 15833082 0 5J66933 WFLN ALTA WELLS 50566 I 15799945 0 5J66933 WFLN ALTA WELLS 50137 I 15799929 0 5J66933 WFLN ALTA WELLS 50820 I 15780220 0 5J66933 WFLN ALTA WELLS 50453 I 15857411 0 5J66933 WFLN ALTA WELLS 50862 I 15864073 0 5J66933 WFLN ALTA WELLS 50141 I 15839774 0 5J66933 WFLN ALTA WELLS 50087 I 15853378 0 5J66933 WFLN ALTA WELLS 50123 I 15853388 0 5J66933 WFLN ALTA WELLS 50125 I 15839782 0 5J66933 WFLN ALTA WELLS 50771 I 15853395 0 5J66933 WFLN ALTA WELLS 50100 I 15853374 0 5J66933 WFLN ALTA WELLS 70004 I 15853410 0 5J66933 WFLN ALTA WELLS 50688 I 15778520 0 5J66933 WFLN ALTA WELLS 50104 I 15839785 0 5J66933 WFLN ALTA WELLS 50976 I 15775862 0 5J66933 WFLN ALTA WELLS 50104 I 15772286 0 5J66933 WFLN ALTA WELLS 50122 I 15839738 0 5J66933 WFLN ALTA WELLS 70019 I 15853370 0 5J66933 WFLN ALTA WELLS 70002 I 15795834 0 5J66933 WFLN ALTA WELLS 50013 I 15795841 0 5J66933 WFLN ALTA WELLS 50472 I 15816955 0 5J66933 WFLN ALTA 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I 15814828 0 5J66933 WFLN ALTA WELLS 50664 I 15857360 0 5J66933 WFLN ALTA WELLS 50372 I 15843395 0 5J66933 WFLN ALTA WELLS 50072 I 15861494 0 5J66933 WFLN ALTA WELLS 50730 I 15861502 0 5J66933 WFLN ALTA WELLS 50873 I 15814805 0 5J66933 WFLN ALTA WELLS 50736 I 15875527 0 5J66933 WFLN ALTA WELLS 50120 I 15861492 0 5J66933 WFLN ALTA WELLS 50322 I 15841175 0 5J66933 WFLN ALTA WELLS 50780 I 15814825 0 5J66933 WFLN ALTA WELLS 50163 I 15841138 0 5J66933 WFLN ALTA WELLS 50072 I 15814817 0 5J66933 WFLN ALTA WELLS 50552 I 15841132 0 5J66933 WFLN ALTA WELLS 50003 I 15861495 0 5J66933 WFLN ALTA WELLS 50472 I 15841159 0 5J66933 WFLN ALTA WELLS 50519 I 15841142 0 5J66933 WFLN ALTA WELLS 50301 I 15861484 0 5J66933 WFLN ALTA WELLS 70010 I 15825473 0 5J66933 WFLN ALTA WELLS 70010 I 15814832 0 5J66933 WFLN ALTA WELLS 50635 I 15809363 0 5J66933 WFLN ALTA WELLS 50188 I 15874114 0 5J66933 WFLN ALTA WELLS 70019 I 15874158 0 5J66933 WFLN ALTA WELLS 50100 I 15874159 0 5J66933 WFLN ALTA WELLS 50588 I 15825465 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II 15841606 0 5B15984 EFLO ALTA WELLS FLOW II 15841896 0 5B15984 EFLO ALTA WELLS FLOW II 15846495 0 5B15983 EFLO ALTA WELLS FLOW II 15846532 0 5B15984 EFLO ALTA WELLS FLOW II 15841909 0 5B15984 EFLO ALTA WELLS FLOW II 15862026 0 5B15984 EFLO ALTA WELLS FLOW II 15846444 0 5B15984 EFLO ALTA WELLS FLOW II 15902112 0 5B15984 EFLO ALTA WELLS FLOW II 15846435 0 5B15984 EFLO ALTA WELLS FLOW II 15846303 0 5B15984 EFLO ALTA WELLS FLOW II 15846199 0 5B15984 EFLO ALTA WELLS FLOW II 15861957 0 5B15984 EFLO ALTA WELLS FLOW II 15861951 0 5B15984 EFLO ALTA WELLS FLOW II 15902128 0 5B15984 EFLO ALTA WELLS FLOW II 15931717 0 5B15984 EFLO ALTA WELLS FLOW II 15902133 0 5B15984 EFLO ALTA WELLS FLOW II 15862042 0 5B15984 EFLO ALTA WELLS FLOW II 15842047 0 5B15984 EFLO ALTA WELLS FLOW II 15846837 0 5B15984 EFLO ALTA WELLS FLOW II 15902273 0 5B15984 EFLO ALTA WELLS FLOW II 15846681 0 5B15984 EFLO ALTA WELLS FLOW II 15846658 0 5B15984 EFLO ALTA WELLS FLOW II 15841184 0 5B15983 EFLO ALTA WELLS FLOW II 15902194 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II 15789331 0 5B15984 EFLO ALTA WELLS FLOW II 15832098 0 5B15984 EFLO ALTA WELLS FLOW II 15808098 0 5B15984 EFLO ALTA WELLS FLOW II 15815172 0 5B15984 EFLO ALTA WELLS FLOW II 15815230 0 5B15984 EFLO ALTA WELLS FLOW II 15833636 0 5B15984 EFLO ALTA WELLS FLOW II 15833660 0 5B15982 EFLO ALTA WELLS FLOW II 15840126 0 5B15984 EFLO ALTA WELLS FLOW II 15861631 0 5B15984 EFLO ALTA WELLS FLOW II 15880503 0 5B15984 EFLO ALTA WELLS FLOW II 15802448 0 5B15983 EFLO ALTA WELLS FLOW II 15889958 0 5B15984 EFLO ALTA WELLS FLOW II 15759364 0 5B15984 EFLO ALTA WELLS FLOW II 15853998 0 5B15984 EFLO ALTA WELLS FLOW II 15853706 0 5B15984 EFLO ALTA WELLS FLOW II 15853496 0 5B15984 EFLO ALTA WELLS FLOW II 15859423 0 5B15984 EFLO ALTA WELLS FLOW II 15853699 0 5B15984 EFLO ALTA WELLS FLOW II 15874226 0 5B15984 EFLO ALTA WELLS FLOW II 15808129 0 5B15984 EFLO ALTA WELLS FLOW II 15868817 0 5B15984 EFLO ALTA WELLS FLOW II 15859139 0 5B15984 EFLO ALTA WELLS FLOW II 15859463 0 5B15984 EFLO ALTA WELLS FLOW II 15911636 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EFLO ALTA WELLS FLOW II 15820212 0 5B15984 EFLO ALTA WELLS FLOW II 15871615 0 5B15984 EFLO ALTA WELLS FLOW II 15820482 0 5B15984 EFLO ALTA WELLS FLOW II 15876182 0 5B15984 EFLO ALTA WELLS FLOW II 15826082 0 5B15984 EFLO ALTA WELLS FLOW II 15825948 0 5B15984 EFLO ALTA WELLS FLOW II 15825701 0 5B15984 EFLO ALTA WELLS FLOW II 15868879 0 5B15984 EFLO ALTA WELLS FLOW II 15318093 0 5B15984 EFLO ALTA WELLS FLOW II 15814873 0 5B15984 EFLO ALTA WELLS FLOW II 15906111 0 5B15984 EFLO ALTA WELLS FLOW II 15899740 0 5B15984 EFLO ALTA WELLS FLOW II 15808173 0 5B15984 EFLO ALTA WELLS FLOW II 15808011 0 5B15984 EFLO ALTA WELLS FLOW II 15879491 0 5B15984 EFLO ALTA WELLS FLOW II 15780800 0 5B15984 EFLO ALTA WELLS FLOW II 15764427 0 5B15984 EFLO ALTA WELLS FLOW II 15598722 0 5B15984 EFLO ALTA WELLS FLOW II 15879456 0 5B15984 EFLO ALTA WELLS FLOW II 15815097 0 5B15984 EFLO ALTA WELLS FLOW II 15879724 0 5B15984 EFLO ALTA WELLS FLOW II 15838261 0 5B15984 EFLO ALTA WELLS FLOW II 15789161 0 5B15984 EFLO ALTA WELLS FLOW II 15810219 0 5B15984 EFLO ALTA WELLS FLOW II 15364391 0 5B15984 EFLO ALTA WELLS FLOW II 15899664 0 5B15984 EFLO ALTA WELLS FLOW II 15893018 0 5B15984 EFLO ALTA WELLS FLOW II 15392697 0 5B15984 EFLO ALTA WELLS FLOW II 15390131 0 5B15984 EFLO ALTA WELLS FLOW II 15833387 0 5B15984 EFLO ALTA WELLS FLOW II 15449648 0 5B15984 EFLO ALTA WELLS FLOW II 15397943 0 5B15984 EFLO ALTA WELLS FLOW II 15880250 0 5B15984 EFLO ALTA WELLS FLOW II 15513942 0 5B15984 EFLO ALTA WELLS FLOW II 15932963 0 5B15984 EFLO ALTA WELLS FLOW II 15513769 0 5B15984 EFLO ALTA WELLS FLOW II 15880136 0 5B15984 EFLO ALTA WELLS FLOW II 15472711 0 5B15984 EFLO ALTA WELLS FLOW II 15550573 0 5B15984 EFLO ALTA WELLS FLOW II 15832028 0 5B15984 EFLO ALTA WELLS FLOW II 15899608 0 5B15984 EFLO ALTA WELLS FLOW II 15583709 0 5B15984 EFLO ALTA WELLS FLOW II 15859092 0 5B15984 EFLO ALTA WELLS FLOW II 15531412 0 5B15984 EFLO ALTA WELLS FLOW II 15556260 0 5B15984 EFLO ALTA WELLS FLOW II 15601794 0 5B15984 EFLO ALTA WELLS FLOW II 15438004 0 5B15984 EFLO ALTA WELLS FLOW II 15601584 0 5B15984 EFLO ALTA WELLS FLOW II 15424328 0 5B15984 EFLO ALTA WELLS FLOW II 15590042 0 5B15984 EFLO ALTA WELLS FLOW II 15589993 0 5B15984 EFLO ALTA WELLS FLOW II 15589978 0 5B15984 EFLO ALTA WELLS FLOW II 15468668 0 5B15984 EFLO ALTA WELLS FLOW II 15562334 0 5B15984 EFLO ALTA WELLS FLOW II 15589705 0 5B15984 EFLO ALTA WELLS FLOW II 15583631 0 5B15984 EFLO ALTA WELLS FLOW II 15586476 0 5B15984 EFLO ALTA WELLS FLOW II 15562679 0 5B15984 EFLO ALTA WELLS FLOW II 15678435 6591 5V74449 2QUL ALTA WELLS MG0511 I 15655293 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655294 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655219 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636782 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636783 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636784 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636781 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636780 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636778 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655223 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636786 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678436 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636787 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655295 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655296 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636776 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655297 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636788 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678437 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636789 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636790 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636791 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678438 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636793 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636775 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678439 6591 5V74449 2QUL ALTA WELLS MG0511 I 15655300 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655224 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636795 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636796 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636797 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655301 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655302 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636774 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655304 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636798 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655307 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636799 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655227 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636772 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636803 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636804 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636771 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636770 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636769 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636807 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636794 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636808 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636809 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636800 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636810 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655308 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636768 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655311 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655313 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655314 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636812 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636767 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636815 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636816 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636817 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636819 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655315 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636820 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655316 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655317 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636821 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636822 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655318 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655319 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655321 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655322 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636766 6528 5V32298 2QUL ALTA WELLS MG0508 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WELLS MG0511 I 15678366 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678364 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678363 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636760 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655254 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655265 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636757 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655240 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655241 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655310 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655327 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636756 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655242 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655334 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636755 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678477 6591 5V74449 2QUL ALTA WELLS MG0511 I 15655292 6567 5V74038 2QUL ALTA WELLS MG0509 I 15669942 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669958 6590 5V74092 2QUL ALTA WELLS MG0510 I 15678475 6591 5V74449 2QUL ALTA WELLS MG0511 I 15669969 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669970 6590 5V74092 2QUL ALTA WELLS MG0510 I 15678473 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678472 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678471 6591 5V74449 2QUL ALTA WELLS MG0511 I 15669976 6590 5V74092 2QUL ALTA WELLS MG0510 I 15678470 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678469 6591 5V74449 2QUL ALTA WELLS MG0511 I 15655288 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636753 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655287 6567 5V74038 2QUL ALTA WELLS MG0509 I 15678468 6591 5V74449 2QUL ALTA WELLS MG0511 I 15655286 6567 5V74038 2QUL ALTA WELLS MG0509 I 15678467 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678466 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678465 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678463 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678462 6591 5V74449 2QUL ALTA WELLS MG0511 I 15655285 6567 5V74038 2QUL ALTA WELLS MG0509 I 15678461 6591 5V74449 2QUL ALTA WELLS MG0511 I 15655284 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636752 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655283 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655282 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655280 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655279 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655248 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655249 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636751 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678460 6591 5V74449 2QUL ALTA WELLS MG0511 I 15655226 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655225 6567 5V74038 2QUL ALTA WELLS MG0509 I 15678457 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678456 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636814 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678455 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636801 6528 5V32298 2QUL ALTA WELLS MG0508 I 15655277 6567 5V74038 2QUL ALTA WELLS MG0509 I 15669923 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669926 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669929 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669931 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669932 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669933 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669934 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669935 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669937 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669938 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669939 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669943 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669945 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669946 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669948 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669949 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669950 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669953 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669954 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669955 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669956 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669960 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669961 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669962 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669963 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669964 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669965 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669966 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669967 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669968 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669971 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669972 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669973 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669974 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669975 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669977 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669978 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669979 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669981 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669982 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669985 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669986 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669987 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669989 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669990 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669991 6590 5V74092 2QUL ALTA WELLS MG0510 I 15655229 6590 5V74092 2QUL ALTA WELLS MG0510 I 15655246 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669888 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669889 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669890 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669891 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669892 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669894 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669895 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669897 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669899 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669900 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669901 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669902 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669905 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669906 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669907 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669908 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669909 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669910 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669911 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669913 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669914 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669915 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669916 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669917 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669919 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669920 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669921 6590 5V74092 2QUL ALTA WELLS MG0510 I 15669922 6590 5V74092 2QUL ALTA WELLS MG0510 I 15655250 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655275 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655274 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655273 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655272 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655271 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655270 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655269 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655251 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655253 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655268 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655257 6567 5V74038 2QUL ALTA WELLS MG0509 I 15678392 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678393 6591 5V74449 2QUL ALTA WELLS MG0511 I 15655267 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655262 6567 5V74038 2QUL ALTA WELLS MG0509 I 15678394 6591 5V74449 2QUL ALTA WELLS MG0511 I 15655263 6567 5V74038 2QUL ALTA WELLS MG0509 I 15655266 6567 5V74038 2QUL ALTA WELLS MG0509 I 15636749 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636747 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678395 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678396 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636746 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636745 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678397 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636744 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636743 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636742 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636741 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636740 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678398 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636739 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678444 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678400 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678402 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636738 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636737 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678403 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636736 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636735 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678454 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678451 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678450 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678449 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678448 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678404 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678447 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678445 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678405 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678443 6591 5V74449 2QUL ALTA WELLS MG0511 I 15678442 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636734 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678441 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636733 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636731 6528 5V32298 2QUL ALTA WELLS MG0508 I 15636730 6528 5V32298 2QUL ALTA WELLS MG0508 I 15678406 6591 5V74449 2QUL ALTA WELLS MG0511 I 15636729 6528 5V32298 2QUL XXXX XXXXX MG0508 I 15636728 6528 5V32298 2QUL XXXX XXXXX MG0508 I 15678408 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15678409 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15655215 6567 5V74038 2QUL XXXX XXXXX MG0509 I 15636727 6528 5V32298 2QUL XXXX XXXXX MG0508 I 15636726 6528 5V32298 2QUL XXXX XXXXX MG0508 I 15678410 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15678411 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15678412 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15678413 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15678414 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15678417 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15678418 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15655216 6567 5V74038 2QUL XXXX XXXXX MG0509 I 15678419 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15636725 6528 5V32298 2QUL XXXX XXXXX MG0508 I 15678421 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15678423 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15678425 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15636724 6528 5V32298 2QUL XXXX XXXXX MG0508 I 15678429 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15655217 6567 5V74038 2QUL XXXX XXXXX MG0509 I 15678430 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15678431 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15636723 6528 5V32298 2QUL XXXX XXXXX MG0508 I 15636722 6528 5V32298 2QUL XXXX XXXXX MG0508 I 15678433 6591 5V74449 2QUL XXXX XXXXX MG0511 I 15655218 6567 5V74038 2QUL XXXX XXXXX MG0509 I 15636720 6528 5V32298 2QUL XXXX XXXXX MG0508 I 15879658 0 5B15984 EFLO XXXX XXXXX FLOW II 15853478 0 5B15984 EFLO XXXX XXXXX FLOW II 15879714 0 5B15984 EFLO XXXX XXXXX FLOW II 15859456 0 5B15984 EFLO XXXX XXXXX FLOW II 15911897 0 5B15984 EFLO XXXX XXXXX FLOW II 15893026 0 5B15984 EFLO XXXX XXXXX FLOW II 15820220 0 5B15984 EFLO XXXX XXXXX FLOW II 15879579 0 5B15984 EFLO XXXX XXXXX FLOW II 15879602 0 5B15984 EFLO XXXX XXXXX FLOW II 15871454 0 5B15984 EFLO XXXX XXXXX FLOW II 15819176 0 5B15984 EFLO XXXX XXXXX FLOW II 15859451 0 5B15984 EFLO XXXX XXXXX FLOW II 15879634 0 5B15984 EFLO 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MB0522 I 15928163 0 5B15984 EFLO ALTA WELLS FLOW II 15928147 0 5B15984 EFLO ALTA WELLS FLOW II 15928133 0 5B15984 EFLO ALTA WELLS FLOW II 15928129 0 5B15984 EFLO ALTA WELLS FLOW II 15912042 0 5B15984 EFLO ALTA WELLS FLOW II 15928077 0 5B15984 EFLO ALTA WELLS FLOW II 15928072 0 5B15984 EFLO ALTA WELLS FLOW II 15928056 0 5B15984 EFLO ALTA WELLS FLOW II 15928049 0 5B15984 EFLO ALTA WELLS FLOW II 15796476 6879 5V91759 2QUL ALTA WELLS MB0520 I 15928027 0 5B15984 EFLO ALTA WELLS FLOW II 15928016 0 5B15984 EFLO ALTA WELLS FLOW II 15912162 0 5B15984 EFLO ALTA WELLS FLOW II 15924641 0 5B15984 EFLO ALTA WELLS FLOW II 15924637 0 5B15984 EFLO ALTA WELLS FLOW II 15924632 0 5B15984 EFLO ALTA WELLS FLOW II 15924625 0 5B15984 EFLO ALTA WELLS FLOW II 15930112 0 5B15984 EFLO ALTA WELLS FLOW II 15930100 0 5B15984 EFLO ALTA WELLS FLOW II 15930092 0 5B15984 EFLO ALTA WELLS FLOW II 15796511 6879 5V91759 2QUL ALTA WELLS MB0520 I 15930090 0 5B15984 EFLO ALTA WELLS FLOW II 15930087 0 5B15984 EFLO ALTA WELLS FLOW II 15796473 6879 5V91759 2QUL ALTA WELLS MB0520 I 15930084 0 5B15984 EFLO ALTA WELLS FLOW II 15807598 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796479 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796480 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807597 6879 5V91759 2QUL ALTA WELLS MB0520 I 15930052 0 5B15984 EFLO ALTA WELLS FLOW II 15807596 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796544 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807595 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796545 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807594 6879 5V91759 2QUL ALTA WELLS MB0520 I 15929996 0 5B15984 EFLO ALTA WELLS FLOW II 15929925 0 5B15984 EFLO ALTA WELLS FLOW II 15796546 6879 5V91759 2QUL ALTA WELLS MB0520 I 15929899 0 5B15984 EFLO ALTA WELLS FLOW II 15929443 0 5B15984 EFLO ALTA WELLS FLOW II 15928568 0 5B15984 EFLO ALTA WELLS FLOW II 15928563 0 5B15984 EFLO ALTA WELLS FLOW II 15929763 0 5B15984 EFLO ALTA WELLS FLOW II 15796550 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796494 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807593 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796547 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807592 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807591 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796514 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807590 6879 5V91759 2QUL ALTA WELLS MB0520 I 15930123 0 5B15984 EFLO ALTA WELLS FLOW II 15796549 6879 5V91759 2QUL ALTA WELLS MB0520 I 15930150 0 5B15984 EFLO ALTA WELLS FLOW II 15930223 0 5B15984 EFLO ALTA WELLS FLOW II 15930220 0 5B15984 EFLO ALTA WELLS FLOW II 15807589 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807588 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807587 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807586 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807585 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796554 6879 5V91759 2QUL ALTA WELLS MB0520 I 15911808 0 5B15984 EFLO ALTA WELLS FLOW II 15911810 0 5B15984 EFLO ALTA WELLS FLOW II 15911812 0 5B15984 EFLO ALTA WELLS FLOW II 15911813 0 5B15984 EFLO ALTA WELLS FLOW II 15911815 0 5B15984 EFLO ALTA WELLS FLOW II 15796517 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796555 6879 5V91759 2QUL ALTA WELLS MB0520 I 15911816 0 5B15984 EFLO ALTA WELLS FLOW II 15807584 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807971 0 5B15984 EFLO ALTA WELLS FLOW II 15818421 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818420 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818417 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818415 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818445 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818441 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818440 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818439 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818438 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818436 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818434 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818429 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818428 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818425 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818461 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818459 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818456 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818450 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818448 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818447 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15911818 0 5B15984 EFLO ALTA WELLS FLOW II 15819876 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819875 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819874 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819873 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819872 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819871 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819870 6899 5V92242 2QUL ALTA WELLS MB0523 I 15818730 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818729 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818727 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818723 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818721 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818719 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818716 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818714 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818713 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818709 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818705 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818704 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818703 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818695 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818694 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818692 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818689 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818686 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818682 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15819913 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819912 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819911 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819910 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819909 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819908 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819907 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819906 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819905 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819904 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819903 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819902 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819901 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819899 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819898 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819897 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819896 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819895 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819894 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819893 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819892 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819890 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819889 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819888 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819887 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819885 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819884 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819880 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819879 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819878 6899 5V92242 2QUL ALTA WELLS MB0523 I 15819877 6899 5V92242 2QUL ALTA WELLS MB0523 I 15818672 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818670 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818665 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818663 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818662 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818660 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818655 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818652 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818647 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818646 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818645 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818642 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818638 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818637 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818636 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818634 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818633 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818632 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818631 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818629 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818627 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818624 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818623 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818619 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818618 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818617 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818615 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818612 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818611 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818610 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818609 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818607 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818604 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818599 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818598 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818596 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818594 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818593 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818592 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818590 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818589 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818585 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818584 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818583 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818580 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818579 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818576 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818575 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818573 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818571 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818570 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818568 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818567 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818565 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818564 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818560 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818559 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818556 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818555 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818554 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818552 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818550 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818548 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818547 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818546 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818545 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818539 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818538 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818537 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818534 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818530 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818529 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818526 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818525 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818523 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818522 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818517 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818514 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818512 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818511 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818508 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818506 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818501 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818491 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818486 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818483 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818471 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818470 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15818463 6898 5V92148 B2QL SUBP LASALLE MB0522 I 15796556 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807583 6879 5V91759 2QUL ALTA WELLS MB0520 I 15911820 0 5B15984 EFLO ALTA WELLS FLOW II 15911822 0 5B15984 EFLO ALTA WELLS FLOW II 15911823 0 5B15984 EFLO ALTA WELLS FLOW II 15796518 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796482 6879 5V91759 2QUL ALTA WELLS MB0520 I 15679077 6532 5V74431 2QUL ALTA WELLS MB0512 I 15838151 0 5B15984 EFLO ALTA WELLS FLOW II 15911824 0 5B15984 EFLO ALTA WELLS FLOW II 15876617 0 5B15984 EFLO ALTA WELLS FLOW II 15796557 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796558 6879 5V91759 2QUL ALTA WELLS MB0520 I 15911825 0 5B15984 EFLO ALTA WELLS FLOW II 15796501 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796521 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796539 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796540 6879 5V91759 2QUL ALTA WELLS MB0520 I 15911826 0 5B15984 EFLO ALTA WELLS FLOW II 15796559 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807581 6879 5V91759 2QUL ALTA WELLS MB0520 I 15931128 0 5B15984 EFLO ALTA WELLS FLOW II 15796562 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796566 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796567 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796568 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796569 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807561 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807562 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807563 6879 5V91759 2QUL ALTA WELLS MB0520 I 15911828 0 5B15984 EFLO ALTA WELLS FLOW II 15807564 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807565 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807567 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807569 6879 5V91759 2QUL ALTA WELLS MB0520 I 15796483 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807570 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807571 6879 5V91759 2QUL ALTA WELLS MB0520 I 15931105 0 5B15984 EFLO ALTA WELLS FLOW II 15807572 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807573 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807575 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807576 6879 5V91759 2QUL ALTA WELLS MB0520 I 15931097 0 5B15984 EFLO ALTA WELLS FLOW II 15807577 6879 5V91759 2QUL ALTA WELLS MB0520 I 15807579 6879 5V91759 2QUL ALTA WELLS MB0520 I 15911840 0 5B15984 EFLO ALTA WELLS FLOW II 15911839 0 5B15984 EFLO ALTA WELLS FLOW II 15911838 0 5B15984 EFLO ALTA WELLS FLOW II 15796486 6879 5V91759 2QUL ALTA WELLS MB0520 I 15911836 0 5B15984 EFLO ALTA WELLS FLOW II 15931096 0 5B15984 EFLO ALTA WELLS FLOW II 15796490 6879 5V91759 2QUL ALTA WELLS MB0520 I 15911834 0 5B15984 EFLO ALTA WELLS FLOW II 15911833 0 5B15984 EFLO ALTA WELLS FLOW II 15796491 6879 5V91759 2QUL ALTA WELLS MB0520 I 15620523 0 5B15984 EFLO ALTA WELLS FLOW II 15911830 0 5B15984 EFLO ALTA WELLS FLOW II 15931084 0 5B15984 EFLO ALTA WELLS FLOW II 15931082 0 5B15984 EFLO ALTA WELLS FLOW II 15876276 0 5B15984 EFLO ALTA WELLS FLOW II 15796474 6879 5V91759 2QUL ALTA WELLS MB0520 I 15876271 0 5B15984 EFLO ALTA WELLS FLOW II 15911985 0 5B15984 EFLO ALTA WELLS FLOW II 15876254 0 5B15984 EFLO ALTA WELLS FLOW II 15796497 6879 5V91759 2QUL ALTA WELLS MB0520 I 15911995 0 5B15984 EFLO ALTA WELLS FLOW II 15876240 0 5B15984 EFLO ALTA WELLS FLOW II 15876230 0 5B15984 EFLO ALTA WELLS FLOW II 15876210 0 5B15984 EFLO ALTA WELLS FLOW II 15876201 0 5B15984 EFLO ALTA WELLS FLOW II 15912056 0 5B15984 EFLO ALTA WELLS FLOW II 15876183 0 5B15984 EFLO ALTA WELLS FLOW II 15912053 0 5B15984 EFLO ALTA WELLS FLOW II 15796499 6879 5V91759 2QUL ALTA WELLS MB0520 I 15876168 0 5B15984 EFLO ALTA WELLS FLOW II 15876158 0 5B15984 EFLO ALTA WELLS FLOW II 15876144 0 5B15984 EFLO ALTA WELLS FLOW II 15876133 0 5B15984 EFLO ALTA WELLS FLOW II 15876112 0 5B15984 EFLO ALTA WELLS FLOW II 15876106 0 5B15984 EFLO ALTA WELLS FLOW II 15796519 6879 5V91759 2QUL ALTA WELLS MB0520 I 15912047 0 5B15984 EFLO ALTA WELLS FLOW II 15876005 0 5B15984 EFLO ALTA WELLS FLOW II 15921737 0 5B15984 EFLO ALTA WELLS FLOW II 15875991 0 5B15984 EFLO ALTA WELLS FLOW II 15875981 0 5B15984 EFLO ALTA WELLS FLOW II 15912006 0 5B15984 EFLO ALTA WELLS FLOW II 15875959 0 5B15984 EFLO ALTA WELLS FLOW II 15876068 0 5B15984 EFLO ALTA WELLS FLOW II 15876057 0 5B15984 EFLO ALTA WELLS FLOW II 15876051 0 5B15984 EFLO ALTA WELLS FLOW II 15796522 6879 5V91759 2QUL ALTA WELLS MB0520 I 15912011 0 5B15984 EFLO ALTA WELLS FLOW II 15876038 0 5B15984 EFLO ALTA WELLS FLOW II 15876025 0 5B15984 EFLO ALTA WELLS FLOW II 15876019 0 5B15984 EFLO ALTA WELLS FLOW II 15912016 0 5B15984 EFLO ALTA WELLS FLOW II 15876593 0 5B15984 EFLO ALTA WELLS FLOW II 15796506 6879 5V91759 2QUL ALTA WELLS MB0520 I 15876592 0 5B15984 EFLO ALTA WELLS FLOW II 15876590 0 5B15984 EFLO ALTA WELLS FLOW II 15876578 0 5B15984 EFLO ALTA WELLS FLOW II 15876576 0 5B15984 EFLO ALTA WELLS 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2QUL ALTA WELLS SL0511 I 15677121 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677122 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725366 6691 5V74762 2QUL ALTA WELLS SL0512 I 15677123 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677124 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677125 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677126 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677127 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677128 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677131 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677132 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677133 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677134 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677135 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677136 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677137 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677138 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677139 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677140 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677104 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677101 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677141 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677142 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677144 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677145 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677146 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677147 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677149 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677150 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677151 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677156 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677157 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677158 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677100 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677159 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725376 6691 5V74762 2QUL ALTA WELLS SL0512 I 15677160 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677162 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677164 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677165 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677166 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677167 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677168 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677169 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677170 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677171 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677172 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677173 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677175 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677177 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725368 6691 5V74762 2QUL ALTA WELLS SL0512 I 15677099 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677098 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725363 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725364 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725355 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725305 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725308 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725343 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725351 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725365 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725337 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725357 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725362 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725344 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725322 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725361 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725321 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725369 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725356 6691 5V74762 2QUL ALTA WELLS SL0512 I 15514061 6156 5V31070 2QUL ALTA WELLS SL0506 I 15725354 6691 5V74762 2QUL ALTA WELLS SL0512 I 15677106 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725360 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725371 6691 5V74762 2QUL ALTA WELLS SL0512 I 15677107 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677108 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677109 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677111 6563 5V74421 2QUL ALTA WELLS SL0511 I 15677163 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725301 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725302 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725303 6691 5V74762 2QUL ALTA WELLS SL0512 I 15677152 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725304 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725306 6691 5V74762 2QUL ALTA WELLS SL0512 I 15677143 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725307 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725309 6691 5V74762 2QUL ALTA WELLS SL0512 I 15677110 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725310 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725311 6691 5V74762 2QUL ALTA WELLS SL0512 I 15677102 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725325 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725317 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725312 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725313 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725358 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725314 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725315 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725393 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725392 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725316 6691 5V74762 2QUL ALTA WELLS SL0512 I 15677112 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725391 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725390 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725318 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725389 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725319 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725388 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725387 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725320 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725386 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725323 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725384 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725324 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725383 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725382 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725381 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725326 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725380 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725379 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725327 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725328 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725329 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725330 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725331 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725378 6691 5V74762 2QUL ALTA WELLS SL0512 I 15677113 6563 5V74421 2QUL ALTA WELLS SL0511 I 15725377 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725375 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725332 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725333 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725334 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725335 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725336 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725374 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725338 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725339 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725341 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725373 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725342 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725372 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725345 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725346 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725347 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725349 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725350 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725352 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725353 6691 5V74762 2QUL ALTA WELLS SL0512 I 15725370 6691 5V74762 2QUL ALTA WELLS SL0512 I 15800796 0 5B15984 EFLO ALTA WELLS FLOW II 15789116 0 5B15984 EFLO ALTA WELLS FLOW II 15853485 0 5B15984 EFLO ALTA WELLS FLOW II 15908226 0 5B15984 EFLO ALTA WELLS FLOW II 15859493 0 5B15984 EFLO ALTA WELLS FLOW II 15716399 0 5B15984 EFLO ALTA WELLS FLOW II 15892604 0 5B15984 EFLO ALTA WELLS FLOW II 15924740 0 5B15984 EFLO ALTA WELLS FLOW II 15899827 0 5B15984 EFLO ALTA WELLS FLOW II 15859425 0 5B15984 EFLO ALTA WELLS FLOW II 15874706 0 5B15984 EFLO ALTA WELLS FLOW II 15862444 0 5B15984 EFLO ALTA WELLS FLOW II 15876014 0 5B15984 EFLO ALTA WELLS FLOW II 15817418 0 5B15984 EFLO ALTA WELLS FLOW II 15859507 0 5B15984 EFLO ALTA WELLS FLOW II 15815252 0 5B15984 EFLO ALTA WELLS FLOW II 15864623 0 5B15984 EFLO ALTA WELLS FLOW II 15807757 0 5B15984 EFLO ALTA WELLS FLOW II 15712537 0 5B15984 EFLO ALTA WELLS FLOW II 15610702 0 5B15984 EFLO ALTA WELLS FLOW II 15720209 0 5B15984 EFLO ALTA WELLS FLOW II 15838312 0 5B15984 EFLO ALTA WELLS FLOW II 15831977 0 5B15984 EFLO ALTA WELLS FLOW II 15900599 0 5B15984 EFLO ALTA WELLS FLOW II 15818988 0 5B15984 EFLO ALTA WELLS FLOW II 15718166 6713 5V74741 2QUL ALTA WELLS SS0537 I 15863290 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863637 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863636 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863276 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863635 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863289 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863277 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863634 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863145 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863288 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863235 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863633 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863632 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863287 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829814 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863631 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863606 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863278 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863630 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829754 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863279 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863280 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15718134 6712 5V74741 2QUL SUBP LASALLE SS0537 I 15829815 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863281 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829816 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829817 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863144 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863143 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863142 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863222 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863629 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863612 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863141 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863234 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863224 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863282 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863296 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863140 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829818 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829783 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829286 6938 5V92110 2QUL ALTA WELLS SS0545 I 15863440 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863139 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863283 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863295 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863294 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863293 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829752 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863284 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863285 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863256 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863302 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863258 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863300 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863299 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863298 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863297 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863307 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863306 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829750 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863259 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829481 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829391 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863627 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829412 6938 5V92110 2QUL ALTA WELLS SS0545 I 15717975 6712 5V74741 2QUL SUBP LASALLE SS0537 I 15829813 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863305 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863304 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829901 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863303 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829905 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863233 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829819 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829812 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863363 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829811 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863362 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863225 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863626 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829749 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829267 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829755 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863361 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863625 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829820 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829338 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863360 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829196 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829810 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863624 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863260 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863359 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15794978 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794835 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794892 6890 5V91600 2QUL ALTA WELLS SS0544 I 15794894 6890 5V91600 2QUL ALTA WELLS SS0544 I 15794939 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794765 6890 5V91600 2QUL ALTA WELLS SS0544 I 15863358 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15794770 6890 5V91600 2QUL ALTA WELLS SS0544 I 15829904 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15794796 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15618658 6437 5V73743 2QUL SUBP LASALLE SS0528 I 15829887 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863357 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829936 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863639 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863601 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863356 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863261 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863232 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863263 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863690 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863691 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863692 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863231 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863693 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863694 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863230 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863623 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863622 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863695 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863696 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863697 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863355 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863229 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863698 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863700 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829821 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863701 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863353 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863702 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863704 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863352 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863228 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863621 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15868620 0 5B15983 EFLO ALTA WELLS 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15863735 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829902 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863736 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863737 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863738 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863685 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863686 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863613 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863687 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863688 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863340 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863689 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863675 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863676 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863677 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863678 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863679 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863680 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863339 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863264 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863681 7004 5V92526 2QUL 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7005 5V92526 2QUL ALTA WELLS SS0547 I 15863265 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829153 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829152 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863334 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863333 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829151 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829150 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829148 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829147 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863332 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863331 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829146 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829145 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829144 6938 5V92110 2QUL ALTA WELLS SS0545 I 15863330 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829141 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829139 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829138 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829137 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829136 6938 5V92110 2QUL ALTA WELLS 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15829311 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829310 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829309 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829308 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829307 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829306 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829305 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829304 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829303 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829302 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829301 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829300 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829299 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829298 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829297 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829296 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829295 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829294 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829293 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829290 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829289 6940 5V92110 2QUL 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15829274 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829273 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829272 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829270 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829268 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829266 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829265 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829264 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829263 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829262 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829261 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829260 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829259 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15685473 6604 5V74704 B2QL SUBP LASALLE SS0535 I 15829257 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829256 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829255 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829253 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829252 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829251 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829250 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829249 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829248 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829247 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829246 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829245 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829244 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829243 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829242 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829241 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829240 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829239 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829238 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829236 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829235 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829234 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863397 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829233 6938 5V92110 2QUL ALTA WELLS SS0545 I 15863396 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829232 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829230 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829229 6940 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7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829404 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863582 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863583 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863377 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863376 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863584 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829403 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863375 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863374 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829401 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829400 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829399 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829398 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829397 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829396 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829395 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829394 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829393 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829392 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863585 7005 5V92526 2QUL ALTA WELLS 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15863249 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863248 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829498 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829496 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829495 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829494 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863247 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863245 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863244 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863243 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863242 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863241 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863239 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863238 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863237 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863207 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863206 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863205 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863372 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863204 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829492 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829491 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829489 6938 5V92110 2QUL ALTA WELLS SS0545 I 15829555 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829554 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829706 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829705 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829704 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829703 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829702 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829701 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829700 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829699 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829698 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829697 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829696 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829695 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829694 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863371 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829693 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829692 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829691 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829690 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829689 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829688 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829687 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829686 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863370 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829685 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863369 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829684 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829682 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829681 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863590 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829680 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829679 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829678 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863368 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829677 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863203 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829676 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829674 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829673 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829672 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829671 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863609 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829670 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829669 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829668 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829667 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863367 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829666 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829664 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829663 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829662 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829661 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829660 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829659 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829843 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829658 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829657 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829656 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829655 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863366 7005 5V92526 2QUL ALTA WELLS SS0547 I 15863365 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863364 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829654 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829653 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829652 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829651 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829650 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863202 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829649 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829648 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829647 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829646 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829645 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829644 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863442 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829643 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829642 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863441 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863439 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829640 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863201 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829639 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829637 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829636 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863438 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829635 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829634 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829633 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829632 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829631 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829630 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829629 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863437 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863436 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863435 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863434 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829628 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829627 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863433 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829626 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829625 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863432 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829624 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829623 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829622 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829621 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829620 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829619 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829618 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829617 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829616 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829615 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829614 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829613 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863200 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863431 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829612 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829611 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829610 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829609 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829607 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829606 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829605 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829604 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829602 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829601 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829599 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829598 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829597 6949 5V92240 2QUL ALTA WELLS SS0546 I 15863430 7005 5V92526 2QUL ALTA WELLS SS0547 I 15829596 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829595 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829594 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829593 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829592 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829591 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829590 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829589 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829588 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829587 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829585 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829584 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829583 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829581 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829580 6949 5V92240 2QUL ALTA WELLS SS0546 I 15829579 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829578 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863199 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829577 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829576 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829575 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829574 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863429 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829573 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829572 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829571 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829570 6949 5V92240 2QUL XXXX XXXXX SS0546 I 15829569 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863427 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863426 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863425 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863209 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863424 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863423 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863591 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863422 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863421 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829568 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829567 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863420 7005 5V92526 2QUL XXXX XXXXX SS0547 I 15829566 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829565 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829564 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863197 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829563 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829562 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829561 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829560 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829559 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829558 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829757 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829557 6949 5V92240 2QUL XXXX XXXXX SS0546 I 15863196 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829556 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829553 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829552 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829551 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829550 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829549 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863419 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829548 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829547 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829546 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863418 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829545 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829543 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829542 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829540 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829538 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829537 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829536 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829535 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829534 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829533 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829532 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863417 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829531 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829530 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829529 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15863416 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863415 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829844 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829528 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829845 6949 5V92240 2QUL XXXX XXXXX SS0546 I 15829527 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829526 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829525 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829524 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829523 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829521 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829520 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863592 7005 5V92526 2QUL XXXX XXXXX SS0547 I 15829518 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829517 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829516 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829515 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15863414 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829514 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829513 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863413 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829512 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829511 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829510 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829509 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829508 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829507 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829506 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829505 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829504 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863195 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863194 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863193 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829503 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15829501 6938 5V92110 2QUL XXXX XXXXX SS0545 I 15829499 6940 5V92110 2QUL SUBP LASALLE SS0545 I 15863192 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15684834 6485 5V74422 2QUL SUBP LASALLE SS0534 I 15829886 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863210 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863412 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863411 7005 5V92526 2QUL XXXX XXXXX SS0547 I 15863410 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863409 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863493 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863492 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863491 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863490 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863600 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863489 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863488 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863593 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863594 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829846 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829889 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863596 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863487 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863486 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863485 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863484 7005 5V92526 2QUL XXXX XXXXX SS0547 I 15863483 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863482 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863481 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863480 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863479 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863478 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15685056 6485 5V74422 2QUL SUBP LASALLE SS0534 I 15684937 6485 5V74422 2QUL SUBP LASALLE SS0534 I 15684890 6485 5V74422 2QUL SUBP LASALLE SS0534 I 15794804 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794803 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15863477 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15794802 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794801 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794800 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794799 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794798 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794795 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794794 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15829847 6949 5V92240 2QUL XXXX XXXXX SS0546 I 15863476 7005 5V92526 2QUL XXXX XXXXX SS0547 I 15794793 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794792 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794791 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794790 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794789 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794788 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794787 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794786 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794785 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794784 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794782 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794781 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794780 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794778 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794777 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794776 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794775 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794774 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794772 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794771 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794769 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15863475 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15794768 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794764 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794763 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794761 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794757 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794755 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794960 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794958 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794956 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794955 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794954 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794953 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794952 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794950 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794949 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794948 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794947 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794946 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794945 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794942 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15829852 6949 5V92240 2QUL XXXX XXXXX SS0546 I 15829853 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15794941 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794940 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794938 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15794937 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15829854 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15794936 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794935 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15794934 6889 5V91600 2QUL SUBP LASALLE SS0544 I 15863474 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863473 7005 5V92526 2QUL XXXX XXXXX SS0547 I 15863472 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15794933 6890 5V91600 2QUL XXXX XXXXX SS0544 I 15863471 7004 5V92526 2QUL SUBP LASALLE SS0547 I 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5V92526 2QUL XXXX XXXXX SS0547 I 15829861 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829802 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863506 7005 5V92526 2QUL XXXX XXXXX SS0547 I 15863212 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829800 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863599 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829799 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829798 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829797 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829796 6949 5V92240 2QUL XXXX XXXXX SS0546 I 15829795 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829794 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863213 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829864 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829793 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829792 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829791 6949 5V92240 2QUL XXXX XXXXX SS0546 I 15829790 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863505 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829876 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829789 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863504 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829788 6949 5V92240 2QUL XXXX XXXXX SS0546 I 15863503 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829787 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829786 6949 5V92240 2QUL XXXX XXXXX SS0546 I 15829785 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829784 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829782 6949 5V92240 2QUL XXXX XXXXX SS0546 I 15829781 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863502 7005 5V92526 2QUL XXXX XXXXX SS0547 I 15829780 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829779 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15829778 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863501 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829777 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863500 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15863499 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829776 6950 5V92240 2QUL SUBP LASALLE SS0546 I 15863539 7004 5V92526 2QUL SUBP LASALLE SS0547 I 15829775 6950 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EFLO ALTA WELLS FLOW II 15810465 0 5B15984 EFLO ALTA WELLS FLOW II 15868634 0 5B15984 EFLO ALTA WELLS FLOW II 15846209 0 5B15984 EFLO ALTA WELLS FLOW II 15868774 0 5B15984 EFLO ALTA WELLS FLOW II 15871801 0 5B15984 EFLO ALTA WELLS FLOW II 15796360 0 5B15984 EFLO ALTA WELLS FLOW II 15899795 0 5B15984 EFLO ALTA WELLS FLOW II 15819058 0 5B15984 EFLO ALTA WELLS FLOW II 15840000 0 5B15984 EFLO ALTA WELLS FLOW II 15825927 0 5B15984 EFLO ALTA WELLS FLOW II 15826043 0 5B15984 EFLO ALTA WELLS FLOW II 15826104 0 5B15984 EFLO ALTA WELLS FLOW II 15820296 0 5B15984 EFLO ALTA WELLS FLOW II 15879461 0 5B15984 EFLO ALTA WELLS FLOW II 15819336 0 5B15984 EFLO ALTA WELLS FLOW II 15802293 0 5B15984 EFLO ALTA WELLS FLOW II 15838514 0 5B15984 EFLO ALTA WELLS FLOW II 15899767 0 5B15984 EFLO ALTA WELLS FLOW II 15846773 0 5B15984 EFLO ALTA WELLS FLOW II 15756499 0 5B15984 EFLO ALTA WELLS FLOW II 15839819 0 5B15984 EFLO ALTA WELLS FLOW II 15871377 0 5B15984 EFLO ALTA WELLS FLOW II 15840266 0 5B15984 EFLO ALTA WELLS FLOW II 15679690 0 5B15984 EFLO ALTA WELLS FLOW II 15820267 0 5B15984 EFLO ALTA WELLS FLOW II 15820347 0 5B15984 EFLO ALTA WELLS FLOW II 15769343 0 5B15984 EFLO ALTA WELLS FLOW II 15820362 0 5B15984 EFLO ALTA WELLS FLOW II 15589721 0 5B15982 EFLO ALTA WELLS FLOW II 15759824 0 5B15984 EFLO ALTA WELLS FLOW II 15815185 0 5B15984 EFLO ALTA WELLS FLOW II 15780263 0 5B15984 EFLO ALTA WELLS FLOW II 15712768 0 5B15984 EFLO ALTA WELLS FLOW II 15761294 0 5B15984 EFLO ALTA WELLS FLOW II 15616811 6400 5V31951 B2QL SUBP LASALLE WM0503 I 15616343 6403 5V31951 B2QL SUBP LASALLE WM0503 I 15579712 6404 5V31951 B2QL SUBP LASALLE WM0503 I 15576179 6401 5V31951 B2QL SUBP LASALLE WM0503 I 15452665 5973 5V30757 B2QL SUBP LASALLE WM0501 I 15540303 6224 5V31928 B2QL SUBP LASALLE WM0502 I 15579893 6401 5V31951 B2QL SUBP LASALLE WM0503 I 15535884 6222 5V31928 B2QL SUBP LASALLE WM0502 I 15539307 6224 5V31928 B2QL SUBP LASALLE WM0502 I 15454323 5971 5V30757 B2QL SUBP LASALLE WM0501 I 15454382 5972 5V30757 B2QL SUBP LASALLE WM0501 I 15879071 0 5J15234 UNFD ALTA WELLS WTFD II 15930572 0 5J15234 UNFD ALTA WELLS WTFD II 15879925 0 5J15234 UNFD ALTA WELLS WTFD II 15903153 0 5J15234 UNFD ALTA WELLS WTFD II 15879110 0 5J15234 UNFD ALTA WELLS WTFD II 15898827 0 5J15234 UNFD ALTA WELLS WTFD II 15879914 0 5J15234 UNFD ALTA WELLS WTFD II 15879938 0 5J15234 UNFD ALTA WELLS WTFD II 15879139 0 5J15234 UNFD ALTA WELLS WTFD II 15879913 0 5J15234 UNFD ALTA WELLS WTFD II 15898817 0 5J15234 UNFD ALTA WELLS WTFD II 15903327 0 5J15234 UNFD ALTA WELLS WTFD II 15891540 0 5J15234 UNFD ALTA WELLS WTFD II 15955222 0 5J15234 UNFD ALTA WELLS WTFD II 15908632 0 5J15234 UNFD ALTA WELLS WTFD II 15903367 0 5J15234 UNFD ALTA WELLS WTFD II 15903354 0 5J15234 UNFD ALTA WELLS WTFD II 15903340 0 5J15234 UNFD ALTA WELLS WTFD II 15959264 0 5J15234 UNFD ALTA WELLS WTFD II 15941326 0 5J15234 UNFD ALTA WELLS WTFD II 15926202 0 5J15234 UNFD ALTA WELLS WTFD II 15903231 0 5J15234 UNFD ALTA WELLS WTFD II 15926231 0 5J15234 UNFD ALTA WELLS WTFD II 15938513 0 5J15234 UNFD ALTA WELLS WTFD II 15941434 0 5J15234 UNFD ALTA WELLS WTFD II 15955299 0 5J15234 UNFD ALTA WELLS WTFD II 15926238 0 5J15234 UNFD ALTA WELLS WTFD II 15955273 0 5J15234 UNFD ALTA WELLS WTFD II 15879986 0 5J15234 UNFD ALTA WELLS WTFD II 15948593 0 5J15234 UNFD ALTA WELLS WTFD II 15879898 0 5J15234 UNFD ALTA WELLS WTFD II 15930547 0 5J15234 UNFD ALTA WELLS WTFD II 15914266 0 5J15234 UNFD ALTA WELLS WTFD II 15941340 0 5J15234 UNFD ALTA WELLS WTFD II 15914296 0 5J15234 UNFD ALTA WELLS WTFD II 15930565 0 5J15234 UNFD ALTA WELLS WTFD II 15933468 0 5J15234 UNFD ALTA WELLS WTFD II 15938437 0 5J15234 UNFD ALTA WELLS WTFD II 15926259 0 5J15234 UNFD ALTA WELLS WTFD II 15906863 0 5J15234 UNFD ALTA WELLS WTFD II 15948608 0 5J15234 UNFD ALTA WELLS WTFD II 15903337 0 5J15234 UNFD ALTA WELLS WTFD II 15930629 0 5J15234 UNFD ALTA WELLS WTFD II 15923521 0 5J15234 UNFD ALTA WELLS WTFD II 15931823 0 5J15234 UNFD ALTA WELLS WTFD II 15908636 0 5J15234 UNFD ALTA WELLS WTFD II 15933528 0 5J15234 UNFD ALTA WELLS WTFD II 15908655 0 5J15234 UNFD ALTA WELLS WTFD II 15948585 0 5J15234 UNFD ALTA WELLS WTFD II 15908612 0 5J15234 UNFD ALTA WELLS WTFD II 15938493 0 5J15234 UNFD ALTA WELLS WTFD II 15903329 0 5J15234 UNFD ALTA WELLS WTFD II 15941341 0 5J15234 UNFD ALTA WELLS WTFD II 15898791 0 5J15234 UNFD ALTA WELLS WTFD II 15898794 0 5J15234 UNFD ALTA WELLS WTFD II 15908642 0 5J15234 UNFD ALTA WELLS WTFD II 15936639 0 5J15234 UNFD ALTA WELLS WTFD II 15923503 0 5J15234 UNFD ALTA WELLS WTFD II 15903317 0 5J15234 UNFD ALTA WELLS WTFD II 15903314 0 5J15234 UNFD ALTA WELLS WTFD II 15891585 0 5J15234 UNFD ALTA WELLS WTFD II 15908671 0 5J15234 UNFD ALTA WELLS WTFD II 15903297 0 5J15234 UNFD ALTA WELLS WTFD II 15936680 0 5J15234 UNFD ALTA WELLS WTFD II 15933496 0 5J15234 UNFD ALTA WELLS WTFD II 15931781 0 5J15234 UNFD ALTA WELLS WTFD II 15948564 0 5J15234 UNFD ALTA WELLS WTFD II 15955250 0 5J15234 UNFD ALTA WELLS WTFD II 15936616 0 5J15234 UNFD ALTA WELLS WTFD II 15901377 0 5J15234 UNFD ALTA WELLS WTFD II 15903232 0 5J15234 UNFD ALTA WELLS WTFD II 15903291 0 5J15234 UNFD ALTA WELLS WTFD II 15923517 0 5J15234 UNFD ALTA WELLS WTFD II 15908644 0 5J15234 UNFD ALTA WELLS WTFD II 15903282 0 5J15234 UNFD ALTA WELLS WTFD II 15903200 0 5J15234 UNFD ALTA WELLS WTFD II 15933482 0 5J15234 UNFD ALTA WELLS WTFD II 15908621 0 5J15234 UNFD ALTA WELLS WTFD II 15933467 0 5J15234 UNFD ALTA WELLS WTFD II 15903212 0 5J15234 UNFD ALTA WELLS WTFD II 15926203 0 5J15234 UNFD ALTA WELLS WTFD II 15941388 0 5J15234 UNFD ALTA WELLS WTFD II 15931791 0 5J15234 UNFD ALTA WELLS WTFD II 15903198 0 5J15234 UNFD ALTA WELLS WTFD II 15908617 0 5J15234 UNFD ALTA WELLS WTFD II 15901370 0 5J15234 UNFD ALTA WELLS WTFD II 15903178 0 5J15234 UNFD ALTA WELLS WTFD II 15906858 0 5J15234 UNFD ALTA WELLS WTFD II 15903159 0 5J15234 UNFD ALTA WELLS WTFD II 15933509 0 5J15234 UNFD ALTA WELLS WTFD II 15933484 0 5J15234 UNFD ALTA WELLS WTFD II 15906865 0 5J15234 UNFD ALTA WELLS WTFD II 15926182 0 5J15234 UNFD ALTA WELLS WTFD II 15901290 0 5J15234 UNFD ALTA WELLS WTFD II 15936644 0 5J15234 UNFD ALTA WELLS WTFD II 15906850 0 5J15234 UNFD ALTA WELLS WTFD II 15891547 0 5J15234 UNFD ALTA WELLS WTFD II 15926175 0 5J15234 UNFD ALTA WELLS WTFD II 15903173 0 5J15234 UNFD ALTA WELLS WTFD II 15936608 0 5J15234 UNFD ALTA WELLS WTFD II 15898825 0 5J15234 UNFD ALTA WELLS WTFD II 15936676 0 5J15234 UNFD ALTA WELLS WTFD II 15938532 0 5J15234 UNFD ALTA WELLS WTFD II 15933464 0 5J15234 UNFD ALTA WELLS WTFD II 15901403 0 5J15234 UNFD ALTA WELLS WTFD II 15898802 0 5J15234 UNFD ALTA WELLS WTFD II 15898853 0 5J15234 UNFD ALTA WELLS WTFD II 15901340 0 5J15234 UNFD ALTA WELLS WTFD II 15908657 0 5J15234 UNFD ALTA WELLS WTFD II 15936610 0 5J15234 UNFD ALTA WELLS WTFD II 15959270 0 5J15234 UNFD ALTA WELLS WTFD II 15955304 0 5J15234 UNFD ALTA WELLS WTFD II 15933489 0 5J15234 UNFD ALTA WELLS WTFD II 15930628 0 5J15234 UNFD ALTA WELLS WTFD II 15903117 0 5J15234 UNFD ALTA WELLS WTFD II 15923510 0 5J15234 UNFD ALTA WELLS WTFD II 15901420 0 5J15234 UNFD ALTA WELLS WTFD II 15903222 0 5J15234 UNFD ALTA WELLS WTFD II 15891486 0 5J15234 UNFD ALTA WELLS WTFD II 15938482 0 5J15234 UNFD ALTA WELLS WTFD II 15903189 0 5J15234 UNFD ALTA WELLS WTFD II 15948600 0 5J15234 UNFD ALTA WELLS WTFD II 15914314 0 5J15234 UNFD ALTA WELLS WTFD II 15959215 0 5J15234 UNFD ALTA WELLS WTFD II 15926214 0 5J15234 UNFD ALTA WELLS WTFD II 15891582 0 5J15234 UNFD ALTA WELLS WTFD II 15903101 0 5J15234 UNFD ALTA WELLS WTFD II 15901369 0 5J15234 UNFD ALTA WELLS WTFD II 15903175 0 5J15234 UNFD ALTA WELLS WTFD II 15908667 0 5J15234 UNFD ALTA WELLS WTFD II 15903309 0 5J15234 UNFD ALTA WELLS WTFD II 15923483 0 5J15234 UNFD ALTA WELLS WTFD II 15901307 0 5J15234 UNFD ALTA WELLS WTFD II 15923463 0 5J15234 UNFD ALTA WELLS WTFD II 15923518 0 5J15234 UNFD ALTA WELLS WTFD II 15928698 0 5J15234 UNFD ALTA WELLS WTFD II 15906864 0 5J15234 UNFD ALTA WELLS WTFD II 15930595 0 5J15234 UNFD ALTA WELLS WTFD II 15914281 0 5J15234 UNFD ALTA WELLS WTFD II 15926211 0 5J15234 UNFD ALTA WELLS WTFD II 15898778 0 5J15234 UNFD ALTA WELLS WTFD II 15930529 0 5J15234 UNFD ALTA WELLS WTFD II 15898861 0 5J15234 UNFD ALTA WELLS WTFD II 15903265 0 5J15234 UNFD ALTA WELLS WTFD II 15941384 0 5J15234 UNFD ALTA WELLS WTFD II 15930563 0 5J15234 UNFD ALTA WELLS WTFD II 15926219 0 5J15234 UNFD ALTA WELLS WTFD II 15903146 0 5J15234 UNFD ALTA WELLS WTFD II 15928705 0 5J15234 UNFD ALTA WELLS WTFD II 15879106 0 5J15234 UNFD ALTA WELLS WTFD II 15959253 0 5J15234 UNFD ALTA WELLS WTFD II 15879886 0 5J15234 UNFD ALTA WELLS WTFD II 15948563 0 5J15234 UNFD ALTA WELLS WTFD II 15926200 0 5J15234 UNFD ALTA WELLS WTFD II 15926196 0 5J15234 UNFD ALTA WELLS WTFD II 15955241 0 5J15234 UNFD ALTA WELLS WTFD II 15898784 0 5J15234 UNFD ALTA WELLS WTFD II 15914254 0 5J15234 UNFD ALTA WELLS WTFD II 15901408 0 5J15234 UNFD ALTA WELLS WTFD II 15891544 0 5J15234 UNFD ALTA WELLS WTFD II 15928649 0 5J15234 UNFD ALTA WELLS WTFD II 15879924 0 5J15234 UNFD ALTA WELLS WTFD II 15903165 0 5J15234 UNFD ALTA WELLS WTFD II 15903163 0 5J15234 UNFD ALTA WELLS WTFD II 15923500 0 5J15234 UNFD ALTA WELLS WTFD II 15914310 0 5J15234 UNFD ALTA WELLS WTFD II 15898801 0 5J15234 UNFD ALTA WELLS WTFD II 15908654 0 5J15234 UNFD ALTA WELLS WTFD II 15901299 0 5J15234 UNFD ALTA WELLS WTFD II 15926220 0 5J15234 UNFD ALTA WELLS WTFD II 15678532 0 5J15234 UNFD ALTA WELLS WTFD II 15923515 0 5J15234 UNFD ALTA WELLS WTFD II 15879098 0 5J15234 UNFD ALTA WELLS WTFD II 15928663 0 5J15234 UNFD ALTA WELLS WTFD II 15903128 0 5J15234 UNFD ALTA WELLS WTFD II 15879951 0 5J15234 UNFD ALTA WELLS WTFD II 15901311 0 5J15234 UNFD ALTA WELLS WTFD II 15901308 0 5J15234 UNFD ALTA WELLS WTFD II 15959281 0 5J15234 UNFD ALTA WELLS WTFD II 15903292 0 5J15234 UNFD ALTA WELLS WTFD II 15941409 0 5J15234 UNFD ALTA WELLS WTFD II 15928680 0 5J15234 UNFD ALTA WELLS WTFD II 15933480 0 5J15234 UNFD ALTA WELLS WTFD II 15936624 0 5J15234 UNFD ALTA WELLS WTFD II 15941435 0 5J15234 UNFD ALTA WELLS WTFD II 15931755 0 5J15234 UNFD ALTA WELLS WTFD II 15931748 0 5J15234 UNFD ALTA WELLS WTFD II 15938535 0 5J15234 UNFD ALTA WELLS WTFD II 15938522 0 5J15234 UNFD ALTA WELLS WTFD II 15938519 0 5J15234 UNFD ALTA WELLS WTFD II 15906866 0 5J15234 UNFD ALTA WELLS WTFD II 15879915 0 5J15234 UNFD ALTA WELLS WTFD II 15928677 0 5J15234 UNFD ALTA WELLS WTFD II 15938447 0 5J15234 UNFD ALTA WELLS WTFD II 15955308 0 5J15234 UNFD ALTA WELLS WTFD II 15879999 0 5J15234 UNFD ALTA WELLS WTFD II 15941399 0 5J15234 UNFD ALTA WELLS WTFD II 15930550 0 5J15234 UNFD ALTA WELLS WTFD II 15914322 0 5J15234 UNFD ALTA WELLS WTFD II 15914325 0 5J15234 UNFD ALTA WELLS WTFD II 15938521 0 5J15234 UNFD ALTA WELLS WTFD II 15933495 0 5J15234 UNFD ALTA WELLS WTFD II 15945538 0 5J15234 UNFD ALTA WELLS WTFD II 15908606 0 5J15234 UNFD ALTA WELLS WTFD II 15879990 0 5J15234 UNFD ALTA WELLS WTFD II 15891494 0 5J15234 UNFD ALTA WELLS WTFD II 15923489 0 5J15234 UNFD ALTA WELLS WTFD II 15941355 0 5J15234 UNFD ALTA WELLS WTFD II 15931753 0 5J15234 UNFD ALTA WELLS WTFD II 15914260 0 5J15234 UNFD ALTA WELLS WTFD II 15903308 0 5J15234 UNFD ALTA WELLS WTFD II 15903301 0 5J15234 UNFD ALTA WELLS WTFD II 15891562 0 5J15234 UNFD ALTA WELLS WTFD II 15926249 0 5J15234 UNFD ALTA WELLS WTFD II 15938494 0 5J15234 UNFD ALTA WELLS WTFD II 15938483 0 5J15234 UNFD ALTA WELLS WTFD II 15903247 0 5J15234 UNFD ALTA WELLS WTFD II 15880013 0 5J15234 UNFD ALTA WELLS WTFD II 15933485 0 5J15234 UNFD ALTA WELLS WTFD II 15926246 0 5J15234 UNFD ALTA WELLS WTFD II 15898862 0 5J15234 UNFD ALTA WELLS WTFD II 15891569 0 5J15234 UNFD ALTA WELLS WTFD II 15879122 0 5J15234 UNFD ALTA WELLS WTFD II 15923516 0 5J15234 UNFD ALTA WELLS WTFD II 15926217 0 5J15234 UNFD ALTA WELLS WTFD II 15906854 0 5J15234 UNFD ALTA WELLS WTFD II 15931790 0 5J15234 UNFD ALTA WELLS WTFD II 15903127 0 5J15234 UNFD ALTA WELLS WTFD II 15879107 0 5J15234 UNFD ALTA WELLS WTFD II 15903250 0 5J15234 UNFD ALTA WELLS WTFD II 15891605 0 5J15234 UNFD ALTA WELLS WTFD II 15941330 0 5J15234 UNFD ALTA WELLS WTFD II 15938445 0 5J15234 UNFD ALTA WELLS WTFD II 15906853 0 5J15234 UNFD ALTA WELLS WTFD II 15891589 0 5J15234 UNFD ALTA WELLS WTFD II 15938489 0 5J15234 UNFD ALTA WELLS WTFD II 15903202 0 5J15234 UNFD ALTA WELLS WTFD II 15901390 0 5J15234 UNFD ALTA WELLS WTFD II 15901380 0 5J15234 UNFD ALTA WELLS WTFD II 15931813 0 5J15234 UNFD ALTA WELLS WTFD II 15879037 0 5J15234 UNFD ALTA WELLS WTFD II 15903160 0 5J15234 UNFD ALTA WELLS WTFD II 15938490 0 5J15234 UNFD ALTA WELLS WTFD II 15955278 0 5J15234 UNFD ALTA WELLS WTFD II 15879973 0 5J15234 UNFD ALTA WELLS WTFD II 15901358 0 5J15234 UNFD ALTA WELLS WTFD II 15879901 0 5J15234 UNFD ALTA WELLS WTFD II 15903241 0 5J15234 UNFD ALTA WELLS WTFD II 15938444 0 5J15234 UNFD ALTA WELLS WTFD II 15903223 0 5J15234 UNFD ALTA WELLS WTFD II 15903217 0 5J15234 UNFD ALTA WELLS WTFD II 15901394 0 5J15234 UNFD ALTA WELLS WTFD II 15908618 0 5J15234 UNFD ALTA WELLS WTFD II 15901292 0 5J15234 UNFD ALTA WELLS WTFD II 15906888 0 5J15234 UNFD ALTA WELLS WTFD II 15903154 0 5J15234 UNFD ALTA WELLS WTFD II 15906890 0 5J15234 UNFD ALTA WELLS WTFD II 15903188 0 5J15234 UNFD ALTA WELLS WTFD II 15931760 0 5J15234 UNFD ALTA WELLS WTFD II 15955209 0 5J15234 UNFD ALTA WELLS WTFD II 15891527 0 5J15234 UNFD ALTA WELLS WTFD II 15903347 0 5J15234 UNFD ALTA WELLS WTFD II 15941410 0 5J15234 UNFD ALTA WELLS WTFD II 15879992 0 5J15234 UNFD ALTA WELLS WTFD II 15959269 0 5J15234 UNFD ALTA WELLS WTFD II 15903150 0 5J15234 UNFD ALTA WELLS WTFD II 15914265 0 5J15234 UNFD ALTA WELLS WTFD II 15938440 0 5J15234 UNFD ALTA WELLS WTFD II 15914258 0 5J15234 UNFD ALTA WELLS WTFD II 15901366 0 5J15234 UNFD ALTA WELLS WTFD II 15903147 0 5J15234 UNFD ALTA WELLS WTFD II 15933470 0 5J15234 UNFD ALTA WELLS WTFD II 15941373 0 5J15234 UNFD ALTA WELLS WTFD II 15945619 0 5J15234 UNFD ALTA WELLS WTFD II 15879989 0 5J15234 UNFD ALTA WELLS WTFD II 15879952 0 5J15234 UNFD ALTA WELLS WTFD II 15891583 0 5J15234 UNFD ALTA WELLS WTFD II 15923487 0 5J15234 UNFD ALTA WELLS WTFD II 15891561 0 5J15234 UNFD ALTA WELLS WTFD II 15908604 0 5J15234 UNFD ALTA WELLS WTFD II 15901352 0 5J15234 UNFD ALTA WELLS WTFD II 15945565 0 5J15234 UNFD ALTA WELLS WTFD II 15933465 0 5J15234 UNFD ALTA WELLS WTFD II 15903107 0 5J15234 UNFD ALTA WELLS WTFD II 15936611 0 5J15234 UNFD ALTA WELLS WTFD II 15914317 0 5J15234 UNFD ALTA WELLS WTFD II 15903350 0 5J15234 UNFD ALTA WELLS WTFD II 15879115 0 5J15234 UNFD ALTA WELLS WTFD II 15938442 0 5J15234 UNFD ALTA WELLS WTFD II 15938544 0 5J15234 UNFD ALTA WELLS WTFD II 15879965 0 5J15234 UNFD ALTA WELLS WTFD II 15936629 0 5J15234 UNFD ALTA WELLS WTFD II 15903319 0 5J15234 UNFD ALTA WELLS WTFD II 15926256 0 5J15234 UNFD ALTA WELLS WTFD II 15928674 0 5J15234 UNFD ALTA WELLS WTFD II 15914287 0 5J15234 UNFD ALTA WELLS WTFD II 15941421 0 5J15234 UNFD ALTA WELLS WTFD II 15891545 0 5J15234 UNFD ALTA WELLS WTFD II 15879903 0 5J15234 UNFD ALTA WELLS WTFD II 15901319 0 5J15234 UNFD ALTA WELLS WTFD II 15936660 0 5J15234 UNFD ALTA WELLS WTFD II 15914256 0 5J15234 UNFD ALTA WELLS WTFD II 15938525 0 5J15234 UNFD ALTA WELLS WTFD II 15891567 0 5J15234 UNFD ALTA WELLS WTFD II 15879052 0 5J15234 UNFD ALTA WELLS WTFD II 15928652 0 5J15234 UNFD ALTA WELLS WTFD II 15903285 0 5J15234 UNFD ALTA WELLS WTFD II 15959266 0 5J15234 UNFD ALTA WELLS WTFD II 15903353 0 5J15234 UNFD ALTA WELLS WTFD II 15914257 0 5J15234 UNFD ALTA WELLS WTFD II 15901388 0 5J15234 UNFD ALTA WELLS WTFD II 15945629 0 5J15234 UNFD ALTA WELLS WTFD II 15879070 0 5J15234 UNFD ALTA WELLS WTFD II 15936670 0 5J15234 UNFD ALTA WELLS WTFD II 15891508 0 5J15234 UNFD ALTA WELLS WTFD II 15903157 0 5J15234 UNFD ALTA WELLS WTFD II 15914318 0 5J15234 UNFD ALTA WELLS WTFD II 15879090 0 5J15234 UNFD ALTA WELLS WTFD II 15903137 0 5J15234 UNFD ALTA WELLS WTFD II 15906882 0 5J15234 UNFD ALTA WELLS WTFD II 15901389 0 5J15234 UNFD ALTA WELLS WTFD II 15955223 0 5J15234 UNFD ALTA WELLS WTFD II 15928723 0 5J15234 UNFD ALTA WELLS WTFD II 15903229 0 5J15234 UNFD ALTA WELLS WTFD II 15938467 0 5J15234 UNFD ALTA WELLS WTFD II 15903207 0 5J15234 UNFD ALTA WELLS WTFD II 15903196 0 5J15234 UNFD ALTA WELLS WTFD II 15879092 0 5J15234 UNFD ALTA WELLS WTFD II 15901374 0 5J15234 UNFD ALTA WELLS WTFD II 15898849 0 5J15234 UNFD ALTA WELLS WTFD II 15906875 0 5J15234 UNFD ALTA WELLS WTFD II 15933542 0 5J15234 UNFD ALTA WELLS WTFD II 15938506 0 5J15234 UNFD ALTA WELLS WTFD II 15879082 0 5J15234 UNFD ALTA WELLS WTFD II 15903114 0 5J15234 UNFD ALTA WELLS WTFD II 15903170 0 5J15234 UNFD ALTA WELLS WTFD II 15936691 0 5J15234 UNFD ALTA WELLS WTFD II 15914303 0 5J15234 UNFD ALTA WELLS WTFD II 15880015 0 5J15234 UNFD ALTA WELLS WTFD II 15901351 0 5J15234 UNFD ALTA WELLS WTFD II 15930556 0 5J15234 UNFD ALTA WELLS WTFD II 15901328 0 5J15234 UNFD ALTA WELLS WTFD II 15928697 0 5J15234 UNFD ALTA WELLS WTFD II 15891513 0 5J15234 UNFD ALTA WELLS WTFD II 15891593 0 5J15234 UNFD ALTA WELLS WTFD II 15898854 0 5J15234 UNFD ALTA WELLS WTFD II 15891577 0 5J15234 UNFD ALTA WELLS WTFD II 15906901 0 5J15234 UNFD ALTA WELLS WTFD II 15903281 0 5J15234 UNFD ALTA WELLS WTFD II 15959325 0 5J15234 UNFD ALTA WELLS WTFD II 15926201 0 5J15234 UNFD ALTA WELLS WTFD II 15903321 0 5J15234 UNFD ALTA WELLS WTFD II 15948549 0 5J15234 UNFD ALTA WELLS WTFD II 15938477 0 5J15234 UNFD ALTA WELLS WTFD II 15898869 0 5J15234 UNFD ALTA WELLS WTFD II 15891491 0 5J15234 UNFD ALTA WELLS WTFD II 15906900 0 5J15234 UNFD ALTA WELLS WTFD II 15879056 0 5J15234 UNFD ALTA WELLS WTFD II 15891607 0 5J15234 UNFD ALTA WELLS WTFD II 15948578 0 5J15234 UNFD ALTA WELLS WTFD II 15948603 0 5J15234 UNFD ALTA WELLS WTFD II 15879060 0 5J15234 UNFD ALTA WELLS WTFD II 15879043 0 5J15234 UNFD ALTA WELLS WTFD II 15879079 0 5J15234 UNFD ALTA WELLS WTFD II 15938463 0 5J15234 UNFD ALTA WELLS WTFD II 15914302 0 5J15234 UNFD ALTA WELLS WTFD II 15923476 0 5J15234 UNFD ALTA WELLS WTFD II 15879957 0 5J15234 UNFD ALTA WELLS WTFD II 15898824 0 5J15234 UNFD ALTA WELLS WTFD II 15930559 0 5J15234 UNFD ALTA WELLS WTFD II 15926237 0 5J15234 UNFD ALTA WELLS WTFD II 15903118 0 5J15234 UNFD ALTA WELLS WTFD II 15903113 0 5J15234 UNFD ALTA WELLS WTFD II 15891588 0 5J15234 UNFD ALTA WELLS WTFD II 15938471 0 5J15234 UNFD ALTA WELLS WTFD II 15901324 0 5J15234 UNFD ALTA WELLS WTFD II 15879128 0 5J15234 UNFD ALTA WELLS WTFD II 15879124 0 5J15234 UNFD ALTA WELLS WTFD II 15901406 0 5J15234 UNFD ALTA WELLS WTFD II 15903346 0 5J15234 UNFD ALTA WELLS WTFD II 15903296 0 5J15234 UNFD ALTA WELLS WTFD II 15928684 0 5J15234 UNFD ALTA WELLS WTFD II 15903248 0 5J15234 UNFD ALTA WELLS WTFD II 15928665 0 5J15234 UNFD ALTA WELLS WTFD II 15923467 0 5J15234 UNFD ALTA WELLS WTFD II 15928724 0 5J15234 UNFD ALTA WELLS WTFD II 15903363 0 5J15234 UNFD ALTA WELLS WTFD II 15938529 0 5J15234 UNFD ALTA WELLS WTFD II 15908649 0 5J15234 UNFD ALTA WELLS WTFD II 15879087 0 5J15234 UNFD ALTA WELLS WTFD II 15908624 0 5J15234 UNFD ALTA WELLS WTFD II 15879920 0 5J15234 UNFD ALTA WELLS WTFD II 15891495 0 5J15234 UNFD ALTA WELLS WTFD II 15891552 0 5J15234 UNFD ALTA WELLS WTFD II 15901289 0 5J15234 UNFD ALTA WELLS WTFD II 15901343 0 5J15234 UNFD ALTA WELLS WTFD II 15933510 0 5J15234 UNFD ALTA WELLS WTFD II 15906883 0 5J15234 UNFD ALTA WELLS WTFD II 15928669 0 5J15234 UNFD ALTA WELLS WTFD II 15938547 0 5J15234 UNFD ALTA WELLS WTFD II 15926260 0 5J15234 UNFD ALTA WELLS WTFD II 15914328 0 5J15234 UNFD ALTA WELLS WTFD II 15903283 0 5J15234 UNFD ALTA WELLS WTFD II 15891514 0 5J15234 UNFD ALTA WELLS WTFD II 15891500 0 5J15234 UNFD ALTA WELLS WTFD II 15891602 0 5J15234 UNFD ALTA WELLS WTFD II 15908600 0 5J15234 UNFD ALTA WELLS WTFD II 15879976 0 5J15234 UNFD ALTA WELLS WTFD II 15879933 0 5J15234 UNFD ALTA WELLS WTFD II 15903275 0 5J15234 UNFD ALTA WELLS WTFD II 15901393 0 5J15234 UNFD ALTA WELLS WTFD II 15879895 0 5J15234 UNFD ALTA WELLS WTFD II 15903267 0 5J15234 UNFD ALTA WELLS WTFD II 15903097 0 5J15234 UNFD ALTA WELLS WTFD II 15948602 0 5J15234 UNFD ALTA WELLS WTFD II 15945556 0 5J15234 UNFD ALTA WELLS WTFD II 15891534 0 5J15234 UNFD ALTA WELLS WTFD II 15914311 0 5J15234 UNFD ALTA WELLS WTFD II 15928686 0 5J15234 UNFD ALTA WELLS WTFD II 15901362 0 5J15234 UNFD ALTA WELLS WTFD II 15903172 0 5J15234 UNFD ALTA WELLS WTFD II 15901360 0 5J15234 UNFD ALTA WELLS WTFD II 15879928 0 5J15234 UNFD ALTA WELLS WTFD II 15898848 0 5J15234 UNFD ALTA WELLS WTFD II 15901304 0 5J15234 UNFD ALTA WELLS WTFD II 15891566 0 5J15234 UNFD ALTA WELLS WTFD II 15879893 0 5J15234 UNFD ALTA WELLS WTFD II 15936667 0 5J15234 UNFD ALTA WELLS WTFD II 15936658 0 5J15234 UNFD ALTA WELLS WTFD II 15903144 0 5J15234 UNFD ALTA WELLS WTFD II 15901398 0 5J15234 UNFD ALTA WELLS WTFD II 15879905 0 5J15234 UNFD ALTA WELLS WTFD II 15879975 0 5J15234 UNFD ALTA WELLS WTFD II 15891606 0 5J15234 UNFD ALTA WELLS WTFD II 15879953 0 5J15234 UNFD ALTA WELLS WTFD II 15879046 0 5J15234 UNFD ALTA WELLS WTFD II 15908676 0 5J15234 UNFD ALTA WELLS WTFD II 15879887 0 5J15234 UNFD ALTA WELLS WTFD II 15923458 0 5J15234 UNFD ALTA WELLS WTFD II 15926243 0 5J15234 UNFD ALTA WELLS WTFD II 15928688 0 5J15234 UNFD ALTA WELLS WTFD II 15903119 0 5J15234 UNFD ALTA WELLS WTFD II 15891571 0 5J15234 UNFD ALTA WELLS WTFD II 15941437 0 5J15234 UNFD ALTA WELLS WTFD II 15928657 0 5J15234 UNFD ALTA WELLS WTFD II 15903369 0 5J15234 UNFD ALTA WELLS WTFD II 15930552 0 5J15234 UNFD ALTA WELLS WTFD II 15933502 0 5J15234 UNFD ALTA WELLS WTFD II 15879908 0 5J15234 UNFD ALTA WELLS WTFD II 15926179 0 5J15234 UNFD ALTA WELLS WTFD II 15891596 0 5J15234 UNFD ALTA WELLS WTFD II 15891499 0 5J15234 UNFD ALTA WELLS WTFD II 15901303 0 5J15234 UNFD ALTA WELLS WTFD II 15933545 0 5J15234 UNFD ALTA WELLS WTFD II 15945611 0 5J15234 UNFD ALTA WELLS WTFD II 15903122 0 5J15234 UNFD ALTA WELLS WTFD II 15933492 0 5J15234 UNFD ALTA WELLS WTFD II 15930551 0 5J15234 UNFD ALTA WELLS WTFD II 15933522 0 5J15234 UNFD ALTA WELLS WTFD II 15879972 0 5J15234 UNFD ALTA WELLS WTFD II 15931797 0 5J15234 UNFD ALTA WELLS WTFD II 15930581 0 5J15234 UNFD ALTA WELLS WTFD II 15879919 0 5J15234 UNFD ALTA WELLS WTFD II 15901333 0 5J15234 UNFD ALTA WELLS WTFD II 15928700 0 5J15234 UNFD ALTA WELLS WTFD II 15930578 0 5J15234 UNFD ALTA WELLS WTFD II 15898804 0 5J15234 UNFD ALTA WELLS WTFD II 15923494 0 5J15234 UNFD ALTA WELLS WTFD II 15923481 0 5J15234 UNFD ALTA WELLS WTFD II 15914289 0 5J15234 UNFD ALTA WELLS WTFD II 15903216 0 5J15234 UNFD ALTA WELLS WTFD II 15879996 0 5J15234 UNFD ALTA WELLS WTFD II 15903182 0 5J15234 UNFD ALTA WELLS WTFD II 15880012 0 5J15234 UNFD ALTA WELLS WTFD II 15930614 0 5J15234 UNFD ALTA WELLS WTFD II 15879983 0 5J15234 UNFD ALTA WELLS WTFD II 15879982 0 5J15234 UNFD ALTA WELLS WTFD II 15903255 0 5J15234 UNFD ALTA WELLS WTFD II 15914282 0 5J15234 UNFD ALTA WELLS WTFD II 15879103 0 5J15234 UNFD ALTA WELLS WTFD II 15898830 0 5J15234 UNFD ALTA WELLS WTFD II 15914321 0 5J15234 UNFD ALTA WELLS WTFD II 15880018 0 5J15234 UNFD ALTA WELLS WTFD II 15903225 0 5J15234 UNFD ALTA WELLS WTFD II 15926227 0 5J15234 UNFD ALTA WELLS WTFD II 15959247 0 5J15234 UNFD ALTA WELLS WTFD II 15923495 0 5J15234 UNFD ALTA WELLS WTFD II 15903261 0 5J15234 UNFD ALTA WELLS WTFD II 15903110 0 5J15234 UNFD ALTA WELLS WTFD II 15930602 0 5J15234 UNFD ALTA WELLS WTFD II 15898868 0 5J15234 UNFD ALTA WELLS WTFD II 15879918 0 5J15234 UNFD ALTA WELLS WTFD II 15903249 0 5J15234 UNFD ALTA WELLS WTFD II 15891485 0 5J15234 UNFD ALTA WELLS WTFD II 15879126 0 5J15234 UNFD ALTA WELLS WTFD II 15879987 0 5J15234 UNFD ALTA WELLS WTFD II 15930543 0 5J15234 UNFD ALTA WELLS WTFD II 15879939 0 5J15234 UNFD ALTA WELLS WTFD II 15933519 0 5J15234 UNFD ALTA WELLS WTFD II 15898841 0 5J15234 UNFD ALTA WELLS WTFD II 15879064 0 5J15234 UNFD ALTA WELLS WTFD II 15901296 0 5J15234 UNFD ALTA WELLS WTFD II 15879097 0 5J15234 UNFD ALTA WELLS WTFD II 15898815 0 5J15234 UNFD ALTA WELLS WTFD II 15945595 0 5J15234 UNFD ALTA WELLS WTFD II 15879946 0 5J15234 UNFD ALTA WELLS WTFD II 15908638 0 5J15234 UNFD ALTA WELLS WTFD II 15928703 0 5J15234 UNFD ALTA WELLS WTFD II 15931779 0 5J15234 UNFD ALTA WELLS WTFD II 15914330 0 5J15234 UNFD ALTA WELLS WTFD II 15908668 0 5J15234 UNFD ALTA WELLS WTFD II 15908647 0 5J15234 UNFD ALTA WELLS WTFD II 15906892 0 5J15234 UNFD ALTA WELLS WTFD II 15891573 0 5J15234 UNFD ALTA WELLS WTFD II 15906894 0 5J15234 UNFD ALTA WELLS WTFD II 15930594 0 5J15234 UNFD ALTA WELLS WTFD II 15930583 0 5J15234 UNFD ALTA WELLS WTFD II 15931763 0 5J15234 UNFD ALTA WELLS WTFD II 15938469 0 5J15234 UNFD ALTA WELLS WTFD II 15898788 0 5J15234 UNFD ALTA WELLS WTFD II 15901317 0 5J15234 UNFD ALTA WELLS WTFD II 15955325 0 5J15234 UNFD ALTA WELLS WTFD II 15955292 0 5J15234 UNFD ALTA WELLS WTFD II 15959220 0 5J15234 UNFD ALTA WELLS WTFD II 15955314 0 5J15234 UNFD ALTA WELLS WTFD II 15955210 0 5J15234 UNFD ALTA WELLS WTFD II 15959272 0 5J15234 UNFD ALTA WELLS WTFD II 15959320 0 5J15234 UNFD ALTA WELLS WTFD II 15955285 0 5J15234 UNFD ALTA WELLS WTFD II 15959292 0 5J15234 UNFD ALTA WELLS WTFD II 15948551 0 5J15234 UNFD ALTA WELLS WTFD II 15959284 0 5J15234 UNFD ALTA WELLS WTFD II 15955237 0 5J15234 UNFD ALTA WELLS WTFD II 15948590 0 5J15234 UNFD ALTA WELLS WTFD II 15938505 0 5J15234 UNFD ALTA WELLS WTFD II 15945545 0 5J15234 UNFD ALTA WELLS WTFD II 15948605 0 5J15234 UNFD ALTA WELLS WTFD II 15959328 0 5J15234 UNFD ALTA WELLS WTFD II 15955320 0 5J15234 UNFD ALTA WELLS WTFD II 15941370 0 5J15234 UNFD ALTA WELLS WTFD II 15959258 0 5J15234 UNFD ALTA WELLS WTFD II 15959257 0 5J15234 UNFD ALTA WELLS WTFD II 15959241 0 5J15234 UNFD ALTA WELLS WTFD II 15959297 0 5J15234 UNFD ALTA WELLS WTFD II 15955207 0 5J15234 UNFD ALTA WELLS WTFD II 15959275 0 5J15234 UNFD ALTA WELLS WTFD II 15901322 0 5J15234 UNFD ALTA WELLS WTFD II 15959261 0 5J15234 UNFD ALTA WELLS WTFD II 15930574 0 5J15234 UNFD ALTA WELLS WTFD II 15914272 0 5J15234 UNFD ALTA WELLS WTFD II 15948554 0 5J15234 UNFD ALTA WELLS WTFD II 15945586 0 5J15234 UNFD ALTA WELLS WTFD II 15903148 0 5J15234 UNFD ALTA WELLS WTFD II 15936631 0 5J15234 UNFD ALTA WELLS WTFD II 15926184 0 5J15234 UNFD ALTA WELLS WTFD II 15959277 0 5J15234 UNFD ALTA WELLS WTFD II 15959218 0 5J15234 UNFD ALTA WELLS WTFD II 15941363 0 5J15234 UNFD ALTA WELLS WTFD II 15945634 0 5J15234 UNFD ALTA WELLS WTFD II 15945632 0 5J15234 UNFD ALTA WELLS WTFD II 15931746 0 5J15234 UNFD ALTA WELLS WTFD II 15936665 0 5J15234 UNFD ALTA WELLS WTFD II 15948550 0 5J15234 UNFD ALTA WELLS WTFD II 15941368 0 5J15234 UNFD ALTA WELLS WTFD II 15948557 0 5J15234 UNFD ALTA WELLS WTFD II 15941412 0 5J15234 UNFD ALTA WELLS WTFD II 15941402 0 5J15234 UNFD ALTA WELLS WTFD II 15941345 0 5J15234 UNFD ALTA WELLS WTFD II 15955310 0 5J15234 UNFD ALTA WELLS WTFD II 15931816 0 5J15234 UNFD ALTA WELLS WTFD II 15941342 0 5J15234 UNFD ALTA WELLS WTFD II 15945593 0 5J15234 UNFD ALTA WELLS WTFD II 15948573 0 5J15234 UNFD ALTA WELLS WTFD II 15948575 0 5J15234 UNFD ALTA WELLS WTFD II 15959308 0 5J15234 UNFD ALTA WELLS WTFD II 15945636 0 5J15234 UNFD ALTA WELLS WTFD II 15941358 0 5J15234 UNFD ALTA WELLS WTFD II 15959226 0 5J15234 UNFD ALTA WELLS WTFD II 15936650 0 5J15234 UNFD ALTA WELLS WTFD II 15959279 0 5J15234 UNFD ALTA WELLS WTFD II 15959330 0 5J15234 UNFD ALTA WELLS WTFD II 15938454 0 5J15234 UNFD ALTA WELLS WTFD II 15945637 0 5J15234 UNFD ALTA WELLS WTFD II 15930567 0 5J15234 UNFD ALTA WELLS WTFD II 15959305 0 5J15234 UNFD ALTA WELLS WTFD II 15930623 0 5J15234 UNFD ALTA WELLS WTFD II 15948588 0 5J15234 UNFD ALTA WELLS WTFD II 15933517 0 5J15234 UNFD ALTA WELLS WTFD II 15880017 0 5J15234 UNFD ALTA WELLS WTFD II 15948601 0 5J15234 UNFD ALTA WELLS WTFD II 15938472 0 5J15234 UNFD ALTA WELLS WTFD II 15959262 0 5J15234 UNFD ALTA WELLS WTFD II 15903331 0 5J15234 UNFD ALTA WELLS WTFD II 15959259 0 5J15234 UNFD ALTA WELLS WTFD II 15955303 0 5J15234 UNFD ALTA WELLS WTFD II 15941407 0 5J15234 UNFD ALTA WELLS WTFD II 15938499 0 5J15234 UNFD XXXX XXXXX WTFD II 15931801 0 5J15234 UNFD XXXX XXXXX WTFD II 15941335 0 5J15234 UNFD XXXX XXXXX WTFD II 15879061 0 5J15234 UNFD XXXX XXXXX WTFD II 15955272 0 5J15234 UNFD XXXX XXXXX WTFD II 15955270 0 5J15234 UNFD XXXX XXXXX WTFD II 15959239 0 5J15234 UNFD XXXX XXXXX WTFD II 15938541 0 5J15234 UNFD XXXX XXXXX WTFD II 15959223 0 5J15234 UNFD XXXX XXXXX WTFD II 15955228 0 5J15234 UNFD XXXX XXXXX WTFD II 15959343 0 5J15234 UNFD XXXX XXXXX WTFD II 15933539 0 5J15234 UNFD XXXX XXXXX WTFD II 15955255 0 5J15234 UNFD XXXX XXXXX WTFD II 15959319 0 5J15234 UNFD XXXX XXXXX WTFD II 15955256 0 5J15234 UNFD XXXX XXXXX WTFD II 15945539 0 5J15234 UNFD XXXX XXXXX WTFD II 15903100 0 5J15234 UNFD XXXX XXXXX WTFD II 15901310 0 5J15234 UNFD XXXX XXXXX WTFD II 15879132 0 5J15234 UNFD XXXX XXXXX WTFD II 15931769 0 5J15234 UNFD XXXX XXXXX WTFD II 15938515 0 5J15234 UNFD XXXX XXXXX WTFD II 15936688 0 5J15234 UNFD XXXX XXXXX WTFD II 15930542 0 5J15234 UNFD XXXX XXXXX WTFD II 15945620 0 5J15234 UNFD XXXX XXXXX WTFD II 15955277 0 5J15234 UNFD XXXX XXXXX WTFD II 15936635 0 5J15234 UNFD XXXX XXXXX WTFD II 15923501 0 5J15234 UNFD XXXX XXXXX WTFD II 15948579 0 5J15234 UNFD XXXX XXXXX WTFD II 15903258 0 5J15234 UNFD XXXX XXXXX WTFD II 15930586 0 5J15234 UNFD XXXX XXXXX WTFD II 15930564 0 5J15234 UNFD XXXX XXXXX WTFD II 15955204 0 5J15234 UNFD XXXX XXXXX WTFD II 15955271 0 5J15234 UNFD XXXX XXXXX WTFD II 15945609 0 5J15234 UNFD XXXX XXXXX WTFD II 15930534 0 5J15234 UNFD XXXX XXXXX WTFD II 15945607 0 5J15234 UNFD XXXX XXXXX WTFD II 15959235 0 5J15234 UNFD XXXX XXXXX WTFD II 15923474 0 5J15234 UNFD XXXX XXXXX WTFD II 15930535 0 5J15234 UNFD XXXX XXXXX WTFD II 15930621 0 5J15234 UNFD XXXX XXXXX WTFD II 15945568 0 5J15234 UNFD XXXX XXXXX WTFD II 15481487 0 5J15234 UNFD XXXX XXXXX WTFD II 15938517 0 5J15234 UNFD XXXX XXXXX WTFD II 15903361 0 5J15234 UNFD XXXX XXXXX WTFD II 15959213 0 5J15234 UNFD XXXX XXXXX WTFD II 15959237 0 5J15234 UNFD XXXX XXXXX WTFD II 15898787 0 5J15234 UNFD XXXX XXXXX WTFD II 15928709 0 5J15234 UNFD XXXX XXXXX WTFD II 15945633 0 5J15234 UNFD XXXX XXXXX WTFD II 15941423 0 5J15234 UNFD XXXX XXXXX WTFD II 15959315 0 5J15234 UNFD XXXX XXXXX WTFD II 15936653 0 5J15234 UNFD XXXX XXXXX WTFD II 15933488 0 5J15234 UNFD XXXX XXXXX WTFD II 15955246 0 5J15234 UNFD XXXX XXXXX WTFD II 15931739 0 5J15234 UNFD XXXX XXXXX WTFD II 15941427 0 5J15234 UNFD XXXX XXXXX WTFD II 15879890 0 5J15234 UNFD XXXX XXXXX WTFD II 15941359 0 5J15234 UNFD XXXX XXXXX WTFD II 15945528 0 5J15234 UNFD XXXX XXXXX WTFD II 15901295 0 5J15234 UNFD XXXX XXXXX WTFD II 15945599 0 5J15234 UNFD XXXX XXXXX WTFD II 15945598 0 5J15234 UNFD XXXX XXXXX WTFD II 15945558 0 5J15234 UNFD XXXX XXXXX WTFD II 15959309 0 5J15234 UNFD XXXX XXXXX WTFD II 15948555 0 5J15234 UNFD XXXX XXXXX WTFD II 15955216 0 5J15234 UNFD XXXX XXXXX WTFD II 15938516 0 5J15234 UNFD XXXX XXXXX WTFD II 15930633 0 5J15234 UNFD XXXX XXXXX WTFD II 15914320 0 5J15234 UNFD XXXX XXXXX WTFD II 15903357 0 5J15234 UNFD XXXX XXXXX WTFD II 15936661 0 5J15234 UNFD XXXX XXXXX WTFD II 15930604 0 5J15234 UNFD XXXX XXXXX WTFD II 15930560 0 5J15234 UNFD XXXX XXXXX WTFD II 15930599 0 5J15234 UNFD XXXX XXXXX WTFD II 15941391 0 5J15234 UNFD XXXX XXXXX WTFD II 15955263 0 5J15234 UNFD XXXX XXXXX WTFD II 15948610 0 5J15234 UNFD XXXX XXXXX WTFD II 15938475 0 5J15234 UNFD XXXX XXXXX WTFD II 15948541 0 5J15234 UNFD XXXX XXXXX WTFD II 15959333 0 5J15234 UNFD XXXX XXXXX WTFD II 15938452 0 5J15234 UNFD XXXX XXXXX WTFD II 15923496 0 5J15234 UNFD XXXX XXXXX WTFD II 15930566 0 5J15234 UNFD XXXX XXXXX WTFD II 15941361 0 5J15234 UNFD XXXX XXXXX WTFD II 15955238 0 5J15234 UNFD XXXX XXXXX WTFD II 15941425 0 5J15234 UNFD XXXX XXXXX WTFD II 15959244 0 5J15234 UNFD XXXX XXXXX WTFD II 15941336 0 5J15234 UNFD XXXX XXXXX WTFD II 15938536 0 5J15234 UNFD XXXX XXXXX WTFD II 15959296 0 5J15234 UNFD XXXX XXXXX WTFD II 15928660 0 5J15234 UNFD XXXX XXXXX WTFD II 15926222 0 5J15234 UNFD XXXX XXXXX WTFD II 15931798 0 5J15234 UNFD XXXX XXXXX WTFD II 15941406 0 5J15234 UNFD XXXX XXXXX WTFD II 15959345 0 5J15234 UNFD XXXX XXXXX WTFD II 15903156 0 5J15234 UNFD XXXX XXXXX WTFD II 15879039 0 5J15234 UNFD XXXX XXXXX WTFD II 15955251 0 5J15234 UNFD XXXX XXXXX WTFD II 15945622 0 5J15234 UNFD XXXX XXXXX WTFD II 15945589 0 5J15234 UNFD XXXX XXXXX WTFD II 15941416 0 5J15234 UNFD XXXX XXXXX WTFD II 15945625 0 5J15234 UNFD XXXX XXXXX WTFD II 15914292 0 5J15234 UNFD XXXX XXXXX WTFD II 15930532 0 5J15234 UNFD XXXX XXXXX WTFD II 15930598 0 5J15234 UNFD XXXX XXXXX WTFD II 15941377 0 5J15234 UNFD XXXX XXXXX WTFD II 15945592 0 5J15234 UNFD XXXX XXXXX WTFD II 15933498 0 5J15234 UNFD XXXX XXXXX WTFD II 15931743 0 5J15234 UNFD XXXX XXXXX WTFD II 15928650 0 5J15234 UNFD XXXX XXXXX WTFD II 15926245 0 5J15234 UNFD XXXX XXXXX WTFD II 15908653 0 5J15234 UNFD XXXX XXXXX WTFD II 15938448 0 5J15234 UNFD XXXX XXXXX WTFD II 15955296 0 5J15234 UNFD XXXX XXXXX WTFD II 15931814 0 5J15234 UNFD XXXX XXXXX WTFD II 15936681 0 5J15234 UNFD XXXX XXXXX WTFD II 15941398 0 5J15234 UNFD XXXX XXXXX WTFD II 15618953 0 5J15234 UNFD XXXX XXXXX WTFD II 15948604 0 5J15234 UNFD XXXX XXXXX WTFD II 15879906 0 5J15234 UNFD XXXX XXXXX WTFD II 15879057 0 5J15234 UNFD XXXX XXXXX WTFD II 15930536 0 5J15234 UNFD XXXX XXXXX WTFD II 15945566 0 5J15234 UNFD XXXX XXXXX WTFD II 15955211 0 5J15234 UNFD XXXX XXXXX WTFD II 15948595 0 5J15234 UNFD XXXX XXXXX WTFD II 15926197 0 5J15234 UNFD XXXX XXXXX WTFD II 15903359 0 5J15234 UNFD XXXX XXXXX WTFD II 15955232 0 5J15234 UNFD XXXX XXXXX WTFD II 15931817 0 5J15234 UNFD XXXX XXXXX WTFD II 15945569 0 5J15234 UNFD XXXX XXXXX WTFD II 15938481 0 5J15234 UNFD XXXX XXXXX WTFD II 15928695 0 5J15234 UNFD XXXX XXXXX WTFD II 15959233 0 5J15234 UNFD XXXX XXXXX WTFD II 15936614 0 5J15234 UNFD XXXX XXXXX WTFD II 15879977 0 5J15234 UNFD XXXX XXXXX WTFD II 15891579 0 5J15234 UNFD XXXX XXXXX WTFD II 15908669 0 5J15234 UNFD XXXX XXXXX WTFD II 15936686 0 5J15234 UNFD XXXX XXXXX WTFD II 15931762 0 5J15234 UNFD XXXX XXXXX WTFD II 15945614 0 5J15234 UNFD XXXX XXXXX WTFD II 15959334 0 5J15234 UNFD XXXX XXXXX WTFD II 15926195 0 5J15234 UNFD XXXX XXXXX WTFD II 15931804 0 5J15234 UNFD XXXX XXXXX WTFD II 15938433 0 5J15234 UNFD XXXX XXXXX WTFD II 15948539 0 5J15234 UNFD XXXX XXXXX WTFD II 15931808 0 5J15234 UNFD XXXX XXXXX WTFD II 15931805 0 5J15234 UNFD XXXX XXXXX WTFD II 15923490 0 5J15234 UNFD XXXX XXXXX WTFD II 15948545 0 5J15234 UNFD XXXX XXXXX WTFD II 15931745 0 5J15234 UNFD XXXX XXXXX WTFD II 15903221 0 5J15234 UNFD XXXX XXXXX WTFD II 15930605 0 5J15234 UNFD XXXX XXXXX WTFD II 15938443 0 5J15234 UNFD XXXX XXXXX WTFD II 15931789 0 5J15234 UNFD XXXX XXXXX WTFD II 15933483 0 5J15234 UNFD XXXX XXXXX WTFD II 15955244 0 5J15234 UNFD XXXX XXXXX WTFD II 15933538 0 5J15234 UNFD XXXX XXXXX WTFD II 15906880 0 5J15234 UNFD XXXX XXXXX WTFD II 15928647 0 5J15234 UNFD XXXX XXXXX WTFD II 15891506 0 5J15234 UNFD XXXX XXXXX WTFD II 15941411 0 5J15234 UNFD XXXX XXXXX WTFD II 15928707 0 5J15234 UNFD XXXX XXXXX WTFD II 15945562 0 5J15234 UNFD XXXX XXXXX WTFD II 15928672 0 5J15234 UNFD XXXX XXXXX WTFD II 15955291 0 5J15234 UNFD XXXX XXXXX WTFD II 15914297 0 5J15234 UNFD XXXX XXXXX WTFD II 15879885 0 5J15234 UNFD XXXX XXXXX WTFD II 15923514 0 5J15234 UNFD XXXX XXXXX WTFD II 15936633 0 5J15234 UNFD XXXX XXXXX WTFD II 15926248 0 5J15234 UNFD XXXX XXXXX WTFD II 15959271 0 5J15234 UNFD XXXX XXXXX WTFD II 15930612 0 5J15234 UNFD XXXX XXXXX WTFD II 15914295 0 5J15234 UNFD XXXX XXXXX WTFD II 15959250 0 5J15234 UNFD XXXX XXXXX WTFD II 15941354 0 5J15234 UNFD XXXX XXXXX WTFD II 15941329 0 5J15234 UNFD XXXX XXXXX WTFD II 15945621 0 5J15234 UNFD XXXX XXXXX WTFD II 15933499 0 5J15234 UNFD XXXX XXXXX WTFD II 15903233 0 5J15234 UNFD XXXX XXXXX WTFD II 15928725 0 5J15234 UNFD XXXX XXXXX WTFD II 15901326 0 5J15234 UNFD XXXX XXXXX WTFD II 15945542 0 5J15234 UNFD XXXX XXXXX WTFD II 15936637 0 5J15234 UNFD XXXX XXXXX WTFD II 15930617 0 5J15234 UNFD XXXX XXXXX WTFD II 15945535 0 5J15234 UNFD XXXX XXXXX WTFD II 15938435 0 5J15234 UNFD XXXX XXXXX WTFD II 15914261 0 5J15234 UNFD XXXX XXXXX WTFD II 15923508 0 5J15234 UNFD XXXX XXXXX WTFD II 15931820 0 5J15234 UNFD XXXX XXXXX WTFD II 15936659 0 5J15234 UNFD XXXX XXXXX WTFD II 15938466 0 5J15234 UNFD XXXX XXXXX WTFD II 15941353 0 5J15234 UNFD XXXX XXXXX WTFD II 15903195 0 5J15234 UNFD XXXX XXXXX WTFD II 15926187 0 5J15234 UNFD XXXX 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2QUL ALTA WELLS FH0522 I 15702786 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702463 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702465 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702466 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702467 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702673 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702468 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702469 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702672 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702470 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702471 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702472 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702671 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702473 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702474 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702475 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702670 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702669 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702785 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702476 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702668 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702478 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702806 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702479 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702667 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702480 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702481 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702784 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702482 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702483 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702484 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702539 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702665 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702541 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702556 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702542 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702543 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702664 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702544 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702545 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702546 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702547 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702554 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702663 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702553 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702505 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702552 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702548 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702549 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702550 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702662 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702661 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702660 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702659 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702783 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702658 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702657 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702655 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702654 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702653 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702652 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702651 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702650 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702649 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702450 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702449 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702448 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702447 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702446 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702443 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702441 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702439 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702438 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702844 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702843 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702842 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702567 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702551 6632 5V74740 2QUL ALTA WELLS FH0522 I 15702841 6632 5V74740 2QUL ALTA WELLS FH0522 I LOAN_SEQ SERVICER_NAME SOURCE AM_TYPE NOTE_DATE1 FIRST_PAY_DATE STATED_MAT -------- ------------- ------ ------- ---------- -------------- ---------- 15900441 EMC MORTGAGE 1ST AMERICAN FIXED 20051207 20060201 20210101 15889997 EMC MORTGAGE 1ST AMERICAN FIXED 20051202 20060201 20210101 15890267 EMC MORTGAGE 1ST AMERICAN FIXED 20051129 20060101 20201201 15875889 EMC MORTGAGE 1ST AMERICAN FIXED 20051130 20060101 20201201 15875770 EMC MORTGAGE 1ST AMERICAN FIXED 20051130 20060101 20351201 15853532 EMC MORTGAGE 1ST AMERICAN FIXED 20051129 20060101 20351201 15853917 EMC MORTGAGE 1ST AMERICAN FIXED 20051109 20060101 20201201 15820329 EMC MORTGAGE 1ST AMERICAN FIXED 20051031 20051201 20201101 15853730 EMC MORTGAGE 1ST AMERICAN FIXED 20051114 20060101 20201201 15820239 EMC MORTGAGE 1ST AMERICAN FIXED 20051017 20060101 20201201 15820368 EMC MORTGAGE 1ST AMERICAN FIXED 20051103 20051201 20201101 15826078 EMC MORTGAGE 1ST AMERICAN FIXED 20051101 20051201 20201101 15819042 EMC MORTGAGE 1ST AMERICAN FIXED 20051104 20051201 20201101 15871348 EMC MORTGAGE 1ST AMERICAN FIXED 20051117 20060101 20201201 15846265 EMC MORTGAGE 1ST AMERICAN FIXED 20051128 20060101 20201201 15846133 EMC MORTGAGE 1ST AMERICAN FIXED 20051118 20060101 20201201 15814863 EMC MORTGAGE 1ST AMERICAN FIXED 20051028 20051201 20201101 15814854 EMC MORTGAGE 1ST AMERICAN FIXED 20051031 20051201 20201101 15879495 EMC MORTGAGE 1ST AMERICAN FIXED 20051130 20060201 20210101 15861660 EMC MORTGAGE 1ST AMERICAN FIXED 20051121 20060101 20201201 15862033 EMC MORTGAGE 1ST AMERICAN FIXED 20051121 20060101 20201201 15815265 EMC MORTGAGE 1ST AMERICAN FIXED 20051104 20051201 20201101 15874205 EMC MORTGAGE 1ST AMERICAN FIXED 20051202 20060101 20201201 15815176 EMC MORTGAGE 1ST AMERICAN FIXED 20051207 20060201 20210101 15853580 EMC MORTGAGE 1ST AMERICAN FIXED 20051121 20060101 20201201 15815171 EMC MORTGAGE 1ST AMERICAN FIXED 20051116 20060101 20201201 15815167 EMC MORTGAGE 1ST AMERICAN FIXED 20051117 20060101 20201201 15892629 EMC MORTGAGE 1ST AMERICAN FIXED 20051130 20060101 20201201 15874657 EMC MORTGAGE 1ST AMERICAN FIXED 20051121 20060101 20201201 15877711 EMC MORTGAGE 1ST AMERICAN FIXED 20051122 20060101 20201201 15879338 EMC MORTGAGE 1ST AMERICAN FIXED 20051122 20060101 20201201 15859461 EMC MORTGAGE 1ST AMERICAN FIXED 20051117 20060101 20201201 15878250 EMC MORTGAGE 1ST AMERICAN FIXED 20051202 20060201 20360101 15877710 EMC MORTGAGE 1ST AMERICAN FIXED 20051130 20060101 20201201 15817193 EMC MORTGAGE 1ST AMERICAN FIXED 20051118 20060101 20351201 15819026 EMC MORTGAGE 1ST AMERICAN FIXED 20051101 20051201 20201101 15819013 EMC MORTGAGE 1ST AMERICAN FIXED 20051115 20060101 20201201 15818998 EMC MORTGAGE 1ST AMERICAN FIXED 20051107 20060101 20201201 15523607 EMC MORTGAGE 1ST AMERICAN FIXED 20050630 20050901 20200801 15908379 EMC MORTGAGE 1ST AMERICAN FIXED 20051205 20060201 20210101 15838691 EMC MORTGAGE 1ST AMERICAN FIXED 20051117 20060101 20201201 15864684 EMC MORTGAGE 1ST AMERICAN FIXED 20051130 20060101 20201201 15864772 EMC MORTGAGE 1ST AMERICAN FIXED 20051118 20060101 20201201 15864650 EMC MORTGAGE 1ST AMERICAN FIXED 20051116 20060101 20201201 15868726 EMC MORTGAGE 1ST AMERICAN FIXED 20051125 20060101 20201201 15784473 EMC MORTGAGE 1ST AMERICAN FIXED 20051118 20060101 20201201 15786328 EMC MORTGAGE 1ST AMERICAN FIXED 20051114 20060101 20201201 15784292 EMC MORTGAGE 1ST AMERICAN FIXED 20051031 20051201 20201101 15789228 EMC MORTGAGE 1ST AMERICAN FIXED 20051103 20060101 20201201 15905810 EMC MORTGAGE 1ST AMERICAN FIXED 20051201 20060201 20210101 15807768 EMC MORTGAGE 1ST AMERICAN FIXED 20051121 20060101 20201201 15807759 EMC MORTGAGE 1ST AMERICAN FIXED 20051101 20051201 20201101 15807683 EMC MORTGAGE 1ST AMERICAN FIXED 20051031 20051201 20201101 15802792 EMC MORTGAGE 1ST AMERICAN FIXED 20051101 20051201 20351101 15802906 EMC MORTGAGE 1ST AMERICAN FIXED 20051118 20060101 20201201 15644936 EMC MORTGAGE 1ST AMERICAN FIXED 20051102 20051201 20201101 15583979 EMC MORTGAGE 1ST AMERICAN FIXED 20050714 20050901 20200801 15893079 EMC MORTGAGE 1ST AMERICAN FIXED 20051129 20060101 20351201 15893037 EMC MORTGAGE 1ST AMERICAN FIXED 20051130 20060101 20351201 15810115 EMC MORTGAGE 1ST AMERICAN FIXED 20051202 20060101 20201201 15809985 EMC MORTGAGE 1ST AMERICAN FIXED 20051026 20051201 20201101 15809953 EMC MORTGAGE 1ST AMERICAN FIXED 20051122 20060101 20201201 15832273 EMC MORTGAGE 1ST AMERICAN FIXED 20051129 20060101 20201201 15859297 EMC MORTGAGE 1ST AMERICAN FIXED 20051117 20060101 20201201 15826162 EMC MORTGAGE 1ST AMERICAN FIXED 20051103 20051201 20201101 15833203 EMC MORTGAGE 1ST AMERICAN FIXED 20051116 20060101 20201201 15833188 EMC MORTGAGE 1ST AMERICAN FIXED 20051102 20060101 20201201 15833183 EMC MORTGAGE 1ST AMERICAN FIXED 20051104 20060101 20201201 15899564 EMC MORTGAGE 1ST AMERICAN FIXED 20051129 20060101 20201201 15833283 EMC MORTGAGE 1ST AMERICAN FIXED 20051117 20060101 20201201 15833675 EMC MORTGAGE 1ST AMERICAN FIXED 20051115 20060101 20201201 15840084 EMC MORTGAGE 1ST AMERICAN FIXED 20051117 20060101 20201201 15838117 EMC MORTGAGE 1ST AMERICAN FIXED 20051102 20051201 20201101 15839882 EMC MORTGAGE 1ST AMERICAN FIXED 20051104 20051201 20201101 15839827 EMC MORTGAGE 1ST AMERICAN FIXED 20051103 20051201 20201101 15842280 EMC MORTGAGE 1ST AMERICAN FIXED 20051118 20060101 20201201 15842307 EMC MORTGAGE 1ST AMERICAN FIXED 20051130 20060101 20201201 15840281 EMC MORTGAGE 1ST AMERICAN FIXED 20051130 20060101 20351201 15842032 EMC MORTGAGE 1ST MARINER BANK FIXED 20051202 20060101 20201201 15842005 EMC MORTGAGE 1ST MARINER BANK FIXED 20051128 20060101 20201201 15784043 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20351101 15841396 EMC MORTGAGE 1ST MARINER BANK FIXED 20051128 20060101 20201201 15784470 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20351101 15820331 EMC MORTGAGE 1ST MARINER BANK FIXED 20051107 20060101 20201201 15784571 EMC MORTGAGE 1ST MARINER BANK FIXED 20051027 20051201 20351101 15784020 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20351101 15784403 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20351101 15784021 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20351101 15810365 EMC MORTGAGE 1ST MARINER BANK FIXED 20051109 20060101 20351201 15784626 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20351101 15780734 EMC MORTGAGE 1ST MARINER BANK FIXED 20051116 20060101 20201201 15780833 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20351101 15820075 EMC MORTGAGE 1ST MARINER BANK FIXED 20051123 20060101 20351201 15820317 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20351101 15809433 EMC MORTGAGE 1ST MARINER BANK FIXED 20051021 20051201 20351101 15879428 EMC MORTGAGE 1ST MARINER BANK FIXED 20051201 20060101 20201201 15814984 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20201101 15815114 EMC MORTGAGE 1ST MARINER BANK FIXED 20051123 20060101 20201201 15776375 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20351101 15826304 EMC MORTGAGE 1ST MARINER BANK FIXED 20051103 20060101 20201201 15876248 EMC MORTGAGE 1ST MARINER BANK FIXED 20051125 20060101 20201201 15820356 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20351201 15819547 EMC MORTGAGE 1ST MARINER BANK FIXED 20051121 20060101 20351201 15774026 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20351101 15774263 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20351101 15773751 EMC MORTGAGE 1ST MARINER BANK FIXED 20051027 20051201 20351101 15773861 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20201101 15815011 EMC MORTGAGE 1ST MARINER BANK FIXED 20051114 20060101 20351201 15773752 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20351101 15814942 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20201201 15744827 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20351101 15817246 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20201201 15817098 EMC MORTGAGE 1ST MARINER BANK FIXED 20051114 20060101 20351201 15738355 EMC MORTGAGE 1ST MARINER BANK FIXED 20050929 20051101 20201001 15868860 EMC MORTGAGE 1ST MARINER BANK FIXED 20051128 20060101 20201201 15868856 EMC MORTGAGE 1ST MARINER BANK FIXED 20051209 20060201 20360101 15868848 EMC MORTGAGE 1ST MARINER BANK FIXED 20051121 20060101 20201201 15817281 EMC MORTGAGE 1ST MARINER BANK FIXED 20051122 20060101 20351201 15728283 EMC MORTGAGE 1ST MARINER BANK FIXED 20050928 20051101 20351001 15817205 EMC MORTGAGE 1ST MARINER BANK FIXED 20051107 20051201 20201101 15817049 EMC MORTGAGE 1ST MARINER BANK FIXED 20051117 20060101 20351201 15817076 EMC MORTGAGE 1ST MARINER BANK FIXED 20051116 20060101 20351201 15704643 EMC MORTGAGE 1ST MARINER BANK FIXED 20051017 20051201 20351101 15817345 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20351101 15868658 EMC MORTGAGE 1ST MARINER BANK FIXED 20041217 20060101 20201201 15868581 EMC MORTGAGE 1ST MARINER BANK FIXED 20051115 20060101 20201201 15819098 EMC MORTGAGE 1ST MARINER BANK FIXED 20051108 20060101 20351201 15704710 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20351101 15819420 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20201101 15819645 EMC MORTGAGE 1ST MARINER BANK FIXED 20051123 20060101 20351201 15819545 EMC MORTGAGE 1ST MARINER BANK FIXED 20051102 20051201 20201101 15699641 EMC MORTGAGE 1ST MARINER BANK FIXED 20051103 20051201 20351101 15864394 EMC MORTGAGE 1ST MARINER BANK FIXED 20051118 20060101 20201201 15864537 EMC MORTGAGE 1ST MARINER BANK FIXED 20051116 20060101 20201201 15773879 EMC MORTGAGE 1ST MARINER BANK FIXED 20051007 20051201 20351101 15699738 EMC MORTGAGE 1ST MARINER BANK FIXED 20051103 20051201 20351101 15838693 EMC MORTGAGE 1ST MARINER BANK FIXED 20051130 20060101 20201201 15838183 EMC MORTGAGE 1ST MARINER BANK FIXED 20051122 20060101 20351201 15838194 EMC MORTGAGE 1ST MARINER BANK FIXED 20051129 20060101 20351201 15768670 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20201101 15859103 EMC MORTGAGE 1ST MARINER BANK FIXED 20051128 20060101 20351201 15699665 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20351101 15705015 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20351101 15761043 EMC MORTGAGE 1ST MARINER BANK FIXED 20051018 20051201 20201101 15756853 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20351101 15723680 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20201101 15756586 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20351101 15756493 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20351101 15838385 EMC MORTGAGE 1ST MARINER BANK FIXED 20051130 20060101 20351201 15838585 EMC MORTGAGE 1ST MARINER BANK FIXED 20051130 20060101 20351201 15838314 EMC MORTGAGE 1ST MARINER BANK FIXED 20051128 20060101 20351201 15838560 EMC MORTGAGE 1ST MARINER BANK FIXED 20051130 20060101 20201201 15838672 EMC MORTGAGE 1ST MARINER BANK FIXED 20051104 20051201 20351101 15840159 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20351201 15838589 EMC MORTGAGE 1ST MARINER BANK FIXED 20051103 20060101 20351201 15756716 EMC MORTGAGE 1ST MARINER BANK FIXED 20051014 20051201 20201101 15853708 EMC MORTGAGE 1ST MARINER BANK FIXED 20051123 20060101 20351201 15840155 EMC MORTGAGE 1ST MARINER BANK FIXED 20051109 20060101 20351201 15841495 EMC MORTGAGE 1ST MARINER BANK FIXED 20051123 20060101 20201201 15748418 EMC MORTGAGE 1ST MARINER BANK FIXED 20051108 20060101 20351201 15776225 EMC MORTGAGE 1ST MARINER BANK FIXED 20051021 20051201 20351101 15819579 EMC MORTGAGE 1ST MARINER BANK FIXED 20051108 20060101 20351201 15833483 EMC MORTGAGE 1ST MARINER BANK FIXED 20051114 20060101 20351201 15833647 EMC MORTGAGE 1ST MARINER BANK FIXED 20051118 20060101 20201201 15833311 EMC MORTGAGE 1ST MARINER BANK FIXED 20051123 20060101 20351201 15819503 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20201101 15777721 EMC MORTGAGE 1ST MARINER BANK FIXED 20051024 20051201 20351101 15777252 EMC MORTGAGE 1ST MARINER BANK FIXED 20051109 20060101 20201201 15826372 EMC MORTGAGE 1ST MARINER BANK FIXED 20051130 20060101 20351201 15819476 EMC MORTGAGE 1ST MARINER BANK FIXED 20041026 20051201 20201101 15859134 EMC MORTGAGE 1ST MARINER BANK FIXED 20051130 20060101 20201201 15859349 EMC MORTGAGE 1ST MARINER BANK FIXED 20051123 20060101 20201201 15871920 EMC MORTGAGE 1ST MARINER BANK FIXED 20051117 20060101 20351201 15859591 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20351201 15859095 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20351201 15831916 EMC MORTGAGE 1ST MARINER BANK FIXED 20051118 20060101 20201201 15832296 EMC MORTGAGE 1ST MARINER BANK FIXED 20051101 20051201 20351101 15871770 EMC MORTGAGE 1ST MARINER BANK FIXED 20051118 20060101 20351201 15832161 EMC MORTGAGE 1ST MARINER BANK FIXED 20051102 20051201 20351101 15861648 EMC MORTGAGE 1ST MARINER BANK FIXED 20051115 20060101 20351201 15859185 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20351201 15832407 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20201101 15808274 EMC MORTGAGE 1ST MARINER BANK FIXED 20051114 20060101 20201201 15859490 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20351201 15871640 EMC MORTGAGE 1ST MARINER BANK FIXED 20051118 20060101 20201201 15846454 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20201201 15846287 EMC MORTGAGE 1ST MARINER BANK FIXED 20051108 20060101 20201201 15777623 EMC MORTGAGE 1ST MARINER BANK FIXED 20051025 20051201 20201101 15777498 EMC MORTGAGE 1ST MARINER BANK FIXED 20051014 20051201 20201101 15825933 EMC MORTGAGE 1ST MARINER BANK FIXED 20051102 20060101 20351201 15808120 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20201101 15846628 EMC MORTGAGE 1ST MARINER BANK FIXED 20051116 20060101 20201201 15838135 EMC MORTGAGE 1ST MARINER BANK FIXED 20051103 20060101 20351201 15853551 EMC MORTGAGE 1ST MARINER BANK FIXED 20051117 20060101 20351201 15631587 EMC MORTGAGE 1ST MARINER BANK FIXED 20051116 20060101 20351201 15807752 EMC MORTGAGE 1ST MARINER BANK FIXED 20051104 20060101 20351201 15853720 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20351201 15826155 EMC MORTGAGE 1ST MARINER BANK FIXED 20051123 20060101 20351201 15802460 EMC MORTGAGE 1ST MARINER BANK FIXED 20051103 20060101 20351201 15802829 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20351101 15802782 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20351101 15846256 EMC MORTGAGE 1ST MARINER BANK FIXED 20051130 20060101 20351201 15802453 EMC MORTGAGE 1ST MARINER BANK FIXED 20051108 20060101 20201201 15802657 EMC MORTGAGE 1ST MARINER BANK FIXED 20051021 20051201 20201101 15826281 EMC MORTGAGE 1ST MARINER BANK FIXED 20051114 20060101 20201201 15357611 EMC MORTGAGE 1ST MARINER BANK FIXED 20050513 20050701 20350601 15859157 EMC MORTGAGE 1ST MARINER BANK FIXED 20051117 20060101 20351201 15808226 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20351201 15807681 EMC MORTGAGE 1ST MARINER BANK FIXED 20051114 20060101 20201201 15800699 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20351101 15380511 EMC MORTGAGE 1ST MARINER BANK FIXED 20050513 20050701 20350601 15796091 EMC MORTGAGE 1ST MARINER BANK FIXED 20051027 20051201 20201101 15796179 EMC MORTGAGE 1ST MARINER BANK FIXED 20051122 20060101 20351201 15795921 EMC MORTGAGE 1ST MARINER BANK FIXED 20051118 20060101 20351201 15795939 EMC MORTGAGE 1ST MARINER BANK FIXED 20051121 20060101 20201201 15796204 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20351101 15796208 EMC MORTGAGE 1ST MARINER BANK FIXED 20051019 20051201 20351101 15796294 EMC MORTGAGE 1ST MARINER BANK FIXED 20051025 20051201 20201101 15796469 EMC MORTGAGE 1ST MARINER BANK FIXED 20051020 20051201 20351101 15792912 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20351101 15792990 EMC MORTGAGE 1ST MARINER BANK FIXED 20051102 20051201 20351101 15793104 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20351101 15747107 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20351101 15792986 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20351101 15796461 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20201101 15796288 EMC MORTGAGE 1ST MARINER BANK FIXED 20051020 20051201 20351101 15796378 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20201101 15670703 EMC MORTGAGE 1ST MARINER BANK FIXED 20051021 20051201 20201101 15809709 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20201101 15809896 EMC MORTGAGE 1ST MARINER BANK FIXED 20051109 20060101 20201201 15809418 EMC MORTGAGE 1ST MARINER BANK FIXED 20051118 20060101 20201201 15820365 EMC MORTGAGE 1ST MARINER BANK FIXED 20051027 20051201 20351101 15788895 EMC MORTGAGE 1ST MARINER BANK FIXED 20051020 20051201 20201101 15789086 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20201101 15789300 EMC MORTGAGE 1ST MARINER BANK FIXED 20051115 20060101 20351201 15789354 EMC MORTGAGE 1ST MARINER BANK FIXED 20051014 20051201 20201101 15661575 EMC MORTGAGE 1ST MARINER BANK FIXED 20051025 20051201 20351101 15789282 EMC MORTGAGE 1ST MARINER BANK FIXED 20051014 20051201 20351101 15788910 EMC MORTGAGE 1ST MARINER BANK FIXED 20051021 20051201 20201101 15766523 EMC MORTGAGE 1ST MARINER BANK FIXED 20051028 20051201 20201101 15769250 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20351101 15653855 EMC MORTGAGE 1ST MARINER BANK FIXED 20050923 20051101 20351001 15786633 EMC MORTGAGE 1ST MARINER BANK FIXED 20051013 20051201 20201101 15783997 EMC MORTGAGE 1ST MARINER BANK FIXED 20051130 20060101 20351201 15809405 EMC MORTGAGE 1ST MARINER BANK FIXED 20051104 20051201 20201101 15784411 EMC MORTGAGE 1ST MARINER BANK FIXED 20051021 20051201 20351101 15810346 EMC MORTGAGE 1ST MARINER BANK FIXED 20051027 20051201 20201101 15786526 EMC MORTGAGE 1ST MARINER BANK FIXED 20051104 20060101 20201201 15786613 EMC MORTGAGE 1ST MARINER BANK FIXED 20051109 20060101 20201201 15786054 EMC MORTGAGE 1ST MARINER BANK FIXED 20051031 20051201 20201101 15786166 EMC MORTGAGE 1ST MARINER BANK FIXED 20051026 20051201 20201101 15820500 EMC MORTGAGE 1ST MARINER BANK FIXED 20051118 20060101 20351201 15820084 EMC MORTGAGE 1ST MARINER BANK FIXED 20051123 20060101 20201201 15786708 EMC MORTGAGE 1ST MARINER BANK FIXED 20051101 20051201 20351101 15809680 EMC MORTGAGE 1ST MARINER BANK FIXED 20051110 20060101 20351201 15786297 EMC MORTGAGE 1ST MARINER BANK FIXED 20051103 20051201 20351101 15784478 EMC MORTGAGE 1ST MARINER BANK FIXED 20051121 20060101 20351201 15776471 EMC MORTGAGE 4UDIRECT INC FIXED 20051116 20060101 20351201 15793203 EMC MORTGAGE 4UDIRECT INC FIXED 20051121 20060101 20351201 15879810 EMC MORTGAGE 4UDIRECT INC FIXED 20051201 20060201 20210101 15871422 EMC MORTGAGE 4UDIRECT INC FIXED 20051121 20060101 20351201 15839940 EMC MORTGAGE 4UDIRECT INC FIXED 20051114 20060101 20351201 15552236 EMC MORTGAGE 4UDIRECT INC FIXED 20050701 20050801 20350701 15921719 EMC MORTGAGE 4UDIRECT INC FIXED 20051212 20060201 20360101 15868874 EMC MORTGAGE 4UDIRECT INC FIXED 20051116 20060101 20351201 15868882 EMC MORTGAGE 4UDIRECT INC FIXED 20051121 20060101 20351201 15880270 EMC MORTGAGE 4UDIRECT INC FIXED 20051207 20060201 20360101 15861600 EMC MORTGAGE 4UDIRECT INC FIXED 20051114 20060101 20351201 15802627 EMC MORTGAGE 4UDIRECT INC FIXED 20051020 20051201 20351101 15868886 EMC MORTGAGE 4UDIRECT INC FIXED 20051116 20060101 20351201 15774027 EMC MORTGAGE 4UDIRECT INC FIXED 20051011 20051201 20351101 15853429 EMC MORTGAGE 4UDIRECT INC FIXED 20051122 20060101 20351201 15868467 EMC MORTGAGE 4UDIRECT INC FIXED 20051115 20060101 20351201 15879276 EMC MORTGAGE 4UDIRECT INC FIXED 20051207 20060201 20360101 15868520 EMC MORTGAGE 4UDIRECT INC FIXED 20051115 20060101 20201201 15868528 EMC MORTGAGE 4UDIRECT INC FIXED 20051121 20060101 20201201 15859145 EMC MORTGAGE 4UDIRECT INC FIXED 20051121 20060101 20351201 15900510 EMC MORTGAGE 4UDIRECT INC FIXED 20051202 20060201 20360101 15877785 EMC MORTGAGE 4UDIRECT INC FIXED 20051202 20060201 20360101 15877737 EMC MORTGAGE 4UDIRECT INC FIXED 20051128 20060101 20351201 15833234 EMC MORTGAGE 4UDIRECT INC FIXED 20051121 20060101 20351201 15846432 EMC MORTGAGE 4UDIRECT INC FIXED 20051121 20060101 20351201 15868863 EMC MORTGAGE 4UDIRECT INC FIXED 20051121 20060101 20351201 15833127 EMC MORTGAGE 4UDIRECT INC FIXED 20051121 20060101 20351201 15878113 EMC MORTGAGE 4UDIRECT INC FIXED 20051123 20060101 20351201 15905836 EMC MORTGAGE 4UDIRECT INC FIXED 20050802 20050901 20200801 15878043 EMC MORTGAGE 4UDIRECT INC FIXED 20051202 20060201 20360101 15911760 EMC MORTGAGE 4UDIRECT INC FIXED 20051005 20051201 20351101 15776655 EMC MORTGAGE 4UDIRECT INC FIXED 20051017 20051201 20351101 15776423 EMC MORTGAGE 4UDIRECT INC FIXED 20051115 20060101 20351201 15775896 EMC MORTGAGE 4UDIRECT INC FIXED 20051021 20051201 20351101 15776474 EMC MORTGAGE 4UDIRECT INC FIXED 20051121 20060101 20351201 15776625 EMC MORTGAGE 4UDIRECT INC FIXED 20051110 20060101 20351201 15840114 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051104 20060101 20201201 15840225 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051118 20060101 20201201 15900458 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051202 20060201 20360101 15759962 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20050929 20051201 20201101 15853920 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051109 20060101 20351201 15879656 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051129 20060101 20201201 15879709 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051125 20060101 20201201 15868540 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051115 20060101 20351201 15871583 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051128 20060101 20201201 15840033 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051116 20060101 20201201 15819190 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051115 20060101 20201201 15861590 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051111 20060101 20351201 15782272 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051020 20051201 20201101 15892982 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051130 20060101 20201201 15786533 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051027 20051201 20201101 15833626 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051117 20060101 20351201 15833313 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051108 20060101 20351201 15833414 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051108 20060101 20351201 15833480 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051108 20060101 20351201 15899822 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20051129 20060101 20351201 15716529 EMC MORTGAGE ACADEMY MORTGAGE FIXED 20050921 20051101 20201001 15745827 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050916 20051101 20201001 15772137 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050909 20051101 20201001 15745754 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050915 20051101 20201001 15772097 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050908 20051101 20201001 15772252 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050909 20051101 20201001 15772235 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050725 20050901 20200801 15772233 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050902 20051001 20200901 15772225 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050926 20051101 20201001 15745648 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050912 20051101 20201001 15745658 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050915 20051101 20201001 15745761 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050915 20051101 20201001 15745653 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050915 20051101 20201001 15772102 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050908 20051101 20201001 15745767 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050915 20051101 20201001 15745636 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050915 20051101 20201001 15745635 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050916 20051101 20201001 15745691 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050914 20051101 20201001 15745702 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050916 20051101 20201001 15772197 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050907 20051101 20201001 15772191 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050923 20051101 20201001 15745719 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050916 20051101 20201001 15745733 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050916 20051101 20201001 15745737 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050915 20051101 20201001 15772171 EMC MORTGAGE ACOUSTIC HOME LOANS FIXED 20050726 20050901 20200801 15839063 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051004 20051201 20351101 15839050 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050909 20051101 20201001 15839062 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050923 20051101 20351001 15839061 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050926 20051101 20201001 15839051 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050923 20051101 20351001 15839060 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050915 20051101 20351001 15839059 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050928 20051101 20351001 15839058 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050921 20051101 20201001 15839057 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050926 20051101 20351001 15839056 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050912 20051101 20351001 15839054 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050926 20051101 20201001 15839053 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050926 20051101 20351001 15839052 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050929 20051101 20351001 15695546 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050817 20051001 20350901 15695547 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050811 20051001 20200901 15695548 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050804 20051001 20350901 15695550 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050812 20051001 20350901 15695551 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050812 20051001 20350901 15695552 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050808 20051001 20200901 15695553 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050719 20050901 20200801 15695554 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050811 20051001 20350901 15695555 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050803 20051001 20350901 15695556 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050816 20051001 20350901 15695558 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050816 20051001 20200901 15695559 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050818 20051001 20350901 15695561 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050810 20051001 20350901 15695562 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050808 20051001 20200901 15695564 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050810 20051001 20200901 15695565 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050816 20051001 20350901 15695566 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050803 20051001 20350901 15695567 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050805 20051001 20350901 15695569 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050817 20051001 20350901 15695570 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050802 20051001 20350901 15695571 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050805 20051001 20350901 15695572 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050815 20051001 20200901 15695573 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050811 20051001 20200901 15695574 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050811 20051001 20200901 15695575 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050624 20050801 20350701 15695576 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050805 20051001 20350901 15695578 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050803 20051001 20200901 15719041 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050725 20050901 20350801 15719056 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050824 20051001 20350901 15695579 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050804 20051001 20350901 15695580 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050805 20051001 20350901 15695581 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050809 20051001 20350901 15695582 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050808 20051001 20200901 15695583 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050808 20051001 20200901 15695584 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050811 20051001 20350901 15695586 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050816 20051001 20200901 15695588 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050812 20051001 20350901 15695589 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050811 20051001 20350901 15695591 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050815 20051001 20350901 15695592 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050812 20051001 20200901 15695594 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050818 20051001 20350901 15695595 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050809 20051001 20350901 15695596 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050810 20051001 20350901 15695597 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050812 20051001 20350901 15695598 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050818 20051001 20350901 15695599 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050815 20051001 20350901 15863805 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051103 20051201 20201101 15839175 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051013 20051201 20351101 15839174 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051014 20051201 20201101 15839173 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051013 20051201 20351101 15839172 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051011 20051201 20201101 15839171 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051007 20051201 20351101 15839170 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051014 20051201 20201101 15839169 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051013 20051201 20201101 15839168 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051014 20051201 20351101 15839167 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051014 20051201 20201101 15839165 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051012 20051201 20351101 15839164 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051006 20051201 20351101 15839163 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051003 20051201 20351101 15839162 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20351001 15839161 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051006 20051201 20351101 15839160 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051007 20051201 20351101 15839159 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20351001 15839158 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051014 20051201 20351101 15839157 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051003 20051201 20351101 15839156 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051005 20051201 20201101 15839155 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051005 20051201 20351101 15839154 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050929 20051101 20351001 15839153 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051014 20051201 20351101 15839152 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051005 20051201 20351101 15839151 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20351001 15839150 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051017 20051201 20201101 15839149 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051007 20051201 20351101 15839148 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051005 20051201 20201101 15839147 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051005 20051201 20201101 15839145 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051014 20051201 20201101 15839144 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051012 20051201 20351101 15839142 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050928 20051101 20351001 15839141 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051004 20051201 20201101 15839140 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051013 20051201 20201101 15839139 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051007 20051201 20351101 15839138 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051012 20051201 20351101 15839137 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051004 20051201 20351101 15839136 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050927 20051101 20351001 15839135 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20201001 15839134 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20351001 15839133 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050927 20051101 20201001 15839132 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051012 20051201 20351101 15695600 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050817 20051001 20350901 15695601 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050818 20051001 20350901 15839131 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051003 20051201 20201101 15839130 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051005 20051201 20351101 15839129 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051006 20051201 20201101 15839128 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051004 20051201 20351101 15839127 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20201001 15839126 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051003 20051201 20201101 15839125 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051006 20051201 20201101 15839124 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051007 20051201 20351101 15839123 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051003 20051201 20351101 15839122 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050927 20051101 20351001 15839121 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050928 20051101 20201001 15839120 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050926 20051101 20351001 15839119 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051005 20051201 20351101 15839118 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051013 20051201 20201101 15839117 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20351001 15839114 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050926 20051101 20351001 15839113 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20351001 15839111 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051005 20051201 20351101 15839110 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20351001 15839109 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050927 20051101 20351001 15839108 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051005 20051201 20201101 15839107 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051003 20051201 20201101 15839106 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051007 20051201 20201101 15839105 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051006 20051201 20201101 15839104 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050928 20051101 20351001 15839103 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20351001 15839102 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050926 20051101 20351001 15839101 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051006 20051201 20201101 15839100 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050926 20051101 20201001 15839099 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051007 20051201 20351101 15839098 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051003 20051201 20351101 15839096 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20201001 15695602 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050817 20051001 20200901 15839095 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050927 20051101 20351001 15695587 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050803 20051001 20200901 15839094 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20351001 15839093 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051007 20051201 20351101 15839092 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051011 20051201 20201101 15839091 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050927 20051101 20201001 15839090 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050922 20051101 20351001 15839089 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050926 20051101 20351001 15839088 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050926 20051101 20351001 15839087 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050927 20051101 20351001 15839086 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050923 20051101 20351001 15839085 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050926 20051101 20351001 15839084 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050922 20051101 20351001 15839083 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051007 20051201 20351101 15839082 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050922 20051101 20351001 15839081 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050927 20051101 20351001 15839080 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050921 20051101 20201001 15839079 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050908 20051101 20351001 15695590 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050614 20050801 20200701 15839039 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051005 20051201 20351101 15839040 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050929 20051101 20201001 15839041 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051007 20051201 20351101 15839042 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20201001 15839043 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050923 20051101 20201001 15839044 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051006 20051201 20201101 15839045 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050913 20051101 20201001 15839046 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050907 20051101 20351001 15839078 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050921 20051101 20351001 15839077 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050920 20051101 20351001 15839076 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050922 20051101 20351001 15839075 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051201 20201101 15839074 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050915 20051101 20251001 15839073 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050921 20051101 20201001 15839072 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051007 20051201 20351101 15839069 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050916 20051101 20201001 15839068 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20201001 15839067 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050922 20051101 20351001 15839047 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051012 20051201 20351101 15839066 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050929 20051101 20351001 15839065 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050929 20051101 20351001 15839064 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050930 20051101 20351001 15839048 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20051013 20051201 20201101 15839049 EMC MORTGAGE ACT MORTGAGE CAPITAL FIXED 20050909 20051101 20351001 15644343 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050729 20050901 20350801 15644341 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050728 20050901 20350801 15644340 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050805 20051001 20350901 15644338 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050805 20050901 20350801 15716710 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050824 20051001 20350901 15644337 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050729 20050901 20350801 15644336 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050801 20050901 20350801 15644335 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050729 20050901 20350801 15644334 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050805 20051001 20350901 15716709 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050819 20051001 20200901 15716707 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050811 20051001 20350901 15644345 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050801 20050901 20350801 15644323 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050803 20051001 20350901 15716706 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050830 20051001 20350901 15716704 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050809 20051001 20350901 15716701 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050816 20051001 20350901 15716699 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050824 20051001 20350901 15644346 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050727 20050901 20350801 15716698 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050818 20051001 20350901 15566221 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050531 20050701 20350601 15716697 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050825 20051001 20350901 15644344 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050729 20050901 20350801 15716696 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050824 20051001 20200901 15716702 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050818 20051001 20350901 15716695 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050829 20051001 20350901 15716708 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050815 20051001 20350901 15644324 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050729 20050901 20350801 15507601 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050531 20050701 20350601 15644325 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050628 20050801 20200701 15644322 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050624 20050801 20200701 15644321 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050803 20050901 20350801 15644320 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050805 20051001 20350901 15644326 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050801 20050901 20350801 15716722 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050824 20051001 20350901 15716723 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050819 20051001 20350901 15644318 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050729 20050901 20350801 15716724 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050812 20051001 20350901 15644333 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050802 20051001 20350901 15644328 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050728 20050901 20350801 15644332 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050722 20050901 20350801 15716739 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050825 20051001 20350901 15716725 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050812 20051001 20350901 15716726 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050819 20051001 20350901 15716727 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050825 20051001 20350901 15716728 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050825 20051001 20350901 15716729 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050830 20051001 20350901 15716730 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050825 20051001 20350901 15644331 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050708 20050901 20350801 15716731 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050824 20051001 20350901 15716733 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050826 20051001 20350901 15644342 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050707 20050901 20200801 15644339 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050721 20050901 20350801 15644319 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050805 20051001 20350901 15716734 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050826 20051001 20350901 15716735 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050819 20051001 20350901 15716736 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050819 20051001 20350901 15716737 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050824 20051001 20350901 15644330 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050701 20050801 20350701 15644317 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050801 20050901 20350801 15716740 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050825 20051001 20350901 15644329 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050728 20050901 20350801 15716741 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050822 20051001 20350901 15716742 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050822 20051001 20350901 15716743 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050819 20051001 20350901 15644327 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050804 20051001 20350901 15716744 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050830 20051001 20200901 15384986 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050323 20050501 20350401 15716720 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050824 20051001 20350901 15716719 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050817 20051001 20350901 15716718 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050831 20051001 20350901 15716717 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050728 20050901 20200801 15716716 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050826 20051001 20350901 15716715 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050825 20051001 20350901 15716714 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050817 20051001 20350901 15716713 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050818 20051001 20350901 15716712 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050818 20051001 20350901 15716711 EMC MORTGAGE ALLIANCE MORTGAGE BANKING FIXED 20050818 20051001 20350901 15800025 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051103 20060101 20201201 15878158 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051130 20060101 20351201 15817302 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051122 20060101 20351201 15875858 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051123 20060101 20351201 15780301 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051115 20060101 20201201 15780415 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051115 20060101 20201201 15832271 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051123 20060101 20351201 15853489 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051115 20060101 20351201 15841225 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051108 20060101 20351201 15859369 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051118 20060101 20351201 15868826 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051118 20060101 20351201 15780998 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051104 20060101 20201201 15879312 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051130 20060101 20351201 15862028 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051118 20060101 20351201 15868696 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051122 20060101 20351201 15738573 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051028 20051201 20351101 15839821 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051114 20060101 20351201 15841999 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051130 20060101 20351201 15880160 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051130 20060101 20351201 15880171 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051130 20060101 20351201 15878154 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051130 20060101 20351201 15878146 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051130 20060101 20351201 15861570 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051116 20060101 20351201 15878127 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051130 20060101 20351201 15878117 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051130 20060101 20351201 15878160 EMC MORTGAGE ALLIED MORTGAGE GROU FIXED 20051130 20060101 20351201 15820372 EMC MORTGAGE ALPINE LENDING LLC FIXED 20051031 20051201 20201101 15819187 EMC MORTGAGE ALPINE LENDING LLC FIXED 20051108 20060101 20201201 15853732 EMC MORTGAGE ALPINE LENDING LLC FIXED 20051117 20060101 20201201 15814842 EMC MORTGAGE ALPINE LENDING LLC FIXED 20051109 20060101 20201201 15786536 EMC MORTGAGE ALPINE LENDING LLC FIXED 20051117 20060101 20201201 15853651 EMC MORTGAGE ALPINE LENDING LLC FIXED 20051111 20060101 20201201 15819271 EMC MORTGAGE ALPINE LENDING LLC FIXED 20051109 20060101 20201201 15868839 EMC MORTGAGE ALPINE LENDING LLC FIXED 20051116 20060101 20201201 15864396 EMC MORTGAGE ALPINE LENDING LLC FIXED 20051201 20060101 20201201 15853487 EMC MORTGAGE ALPINE LENDING LLC FIXED 20051109 20060101 20201201 15892809 EMC MORTGAGE ALPINE LENDING LLC FIXED 20051129 20060101 20201201 15901996 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051117 20060101 20201201 15908427 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051110 20060101 20201201 15901998 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051026 20051201 20201101 15877922 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051116 20060101 20201201 15877923 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051118 20060101 20201201 15901987 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051109 20060101 20201201 15902000 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051121 20060101 20201201 15902002 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051102 20060101 20201201 15902003 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051101 20060101 20201201 15906135 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051130 20060101 20201201 15901989 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051114 20060101 20201201 15902005 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051102 20060101 20201201 15901992 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051118 20060101 20201201 15901991 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051107 20060101 20201201 15924697 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051206 20060201 20210101 15901985 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051116 20060101 20201201 15901994 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051121 20060101 20201201 15877910 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051103 20060101 20201201 15880248 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051118 20060101 20201201 15880246 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051114 20060101 20201201 15880245 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051122 20060101 20201201 15864520 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051114 20060101 20201201 15877912 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051107 20060101 20201201 15880242 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051122 20060101 20201201 15912123 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051205 20060201 20210101 15912124 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051202 20060201 20210101 15877914 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051110 20060101 20201201 15877917 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051110 20060101 20201201 15930213 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051208 20060201 20210101 15929586 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051130 20060101 20201201 15929589 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051130 20060101 20201201 15877919 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051102 20060101 20201201 15879865 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051122 20060101 20201201 15929529 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051202 20060201 20210101 15862070 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051102 20060101 20201201 15924693 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051206 20060201 20210101 15924695 EMC MORTGAGE ALTERNA MORTGAGE FIXED 20051206 20060201 20210101 15819307 EMC MORTGAGE AMERICAN BANCSHARES FIXED 20051109 20060101 20201201 15833271 EMC MORTGAGE AMERICAN FIDELITY MORTGAG FIXED 20051115 20060101 20351201 15880433 EMC MORTGAGE AMERICAN FIDELITY MORTGAG FIXED 20051123 20060101 20351201 15784080 EMC MORTGAGE AMERICAN FIDELITY MORTGAG FIXED 20051024 20051201 20201101 15874763 EMC MORTGAGE AMERICAN FIDELITY MORTGAG FIXED 20051027 20051201 20351101 15786159 EMC MORTGAGE AMERICAN FIDELITY MORTGAG FIXED 20051107 20051201 20351101 15820457 EMC MORTGAGE AMERICAN FIDELITY MORTGAG FIXED 20051028 20051201 20351101 15825618 EMC MORTGAGE AMERICAN FIDELITY MORTGAG FIXED 20051103 20060101 20351201 15868475 EMC MORTGAGE AMERICAN FIDELITY MORTGAG FIXED 20051114 20060101 20351201 15871947 EMC MORTGAGE AMERICAN FIDELITY MORTGAG FIXED 20051117 20060101 20351201 15868753 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051116 20060101 20351201 15814880 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051024 20051201 20351101 15820312 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051118 20060101 20351201 15820103 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051109 20060101 20351201 15859570 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051117 20060101 20351201 15810274 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051109 20060101 20351201 15819502 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051027 20051201 20351101 15817210 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051115 20060101 20351201 15807726 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051021 20051201 20351101 15877945 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051201 20060201 20210101 15839947 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051117 20060101 20351201 15840090 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051107 20060101 20351201 15838138 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051103 20060101 20351201 15793318 EMC MORTGAGE AMERICAN HOME EQUITY FIXED 20051018 20051201 20201101 15677451 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677811 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677450 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677447 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677809 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677808 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677446 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677445 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677805 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677444 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677442 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15677439 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677438 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677437 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642254 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050405 20050601 20200501 15642255 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642256 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642257 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050711 20050901 20200801 15642260 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642261 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642262 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677803 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20050901 20200801 15677802 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677800 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677799 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677798 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677795 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677794 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677793 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677792 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677791 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677790 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677789 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677788 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677787 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677786 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677785 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15677784 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677783 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677782 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677781 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677780 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677779 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677777 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677776 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15677775 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677773 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15677772 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677770 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677769 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677768 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677670 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677668 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677666 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050819 20051001 20200901 15677665 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677434 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15677664 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677663 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677433 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677661 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677660 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677431 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677658 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677430 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677429 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677656 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677428 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15677427 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677426 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677425 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677655 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677421 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677420 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678216 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678215 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678213 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678212 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678211 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678209 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678208 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678207 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20051001 20200901 15678205 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15678204 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678203 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678201 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678200 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678199 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15678196 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15678195 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678194 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678192 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678191 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678190 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15678189 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678188 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20051001 20200901 15678187 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678184 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678183 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15678182 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678181 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15678179 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050620 20050801 20200701 15678178 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678177 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678175 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678174 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15678173 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15678172 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678171 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678170 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15678169 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678168 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678167 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678166 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678165 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15678164 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678163 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678161 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678160 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15678159 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15469513 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20040902 20041001 20190901 15469039 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050513 20050701 20200601 15678156 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15678155 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678154 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678153 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678151 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15678149 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678147 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20250801 15678146 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678144 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678143 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678141 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678140 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15678139 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678138 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678137 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15678135 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678134 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678133 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678132 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15678131 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15678130 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678127 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15678126 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15678125 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678124 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15678123 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15678122 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677654 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678121 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678120 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678118 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678117 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678116 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678115 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15678114 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678113 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15678112 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678110 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678108 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678107 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15678106 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678104 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678103 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678102 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20150901 15678101 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678100 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15678099 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15678098 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20051001 20200901 15678097 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15678096 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678095 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678094 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678093 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678092 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678089 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677653 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678088 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678087 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678086 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678085 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677651 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15678083 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677650 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15678081 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678080 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678079 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15677649 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15678078 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15678077 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678076 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15678073 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678072 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677648 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677646 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677645 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677644 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678071 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678070 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678068 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678067 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15677643 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15677642 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677641 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677639 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677638 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677636 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677635 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677634 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678066 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678064 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678062 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678061 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677632 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678060 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15678059 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678058 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678057 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678056 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678055 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678054 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678053 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15678052 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678051 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15678049 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15678048 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678047 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678046 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15678045 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678042 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15678041 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678040 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678038 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678324 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678323 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678321 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678320 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15678319 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678318 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15678317 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15678315 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15678314 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678313 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678312 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678311 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15678310 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678307 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678306 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15678305 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678302 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678301 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678300 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678299 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678298 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678297 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678296 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15678294 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678293 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678292 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678291 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678289 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15678288 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678287 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678286 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678285 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678284 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15678283 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678282 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678281 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15678280 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15678279 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15678278 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678277 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15678276 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678275 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15678274 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15678273 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678034 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678032 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15678029 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678028 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678027 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678022 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678021 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678020 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678019 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15678018 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678016 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678013 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678012 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678011 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15678010 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20050901 20200801 15678009 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678007 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15678006 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678005 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15678004 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678003 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678001 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677999 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677998 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677997 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677996 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677995 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677994 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15677993 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15677992 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677990 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677989 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677988 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20050901 20200801 15677987 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677986 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677985 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677630 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677984 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677983 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677982 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677629 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677627 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677981 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677980 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677979 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677626 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677977 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677625 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677624 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677975 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677974 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677973 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677623 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677622 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677621 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15677972 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20250801 15677971 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677620 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677618 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677970 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677969 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677967 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677966 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677965 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677963 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20250901 15677962 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677961 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677960 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677959 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20050901 20200801 15677958 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677957 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677956 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677955 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677954 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677953 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677952 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677615 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677951 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677950 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677949 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20150901 15677948 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677946 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677945 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15677942 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677941 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677940 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677939 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677937 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677936 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678272 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15678271 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15678269 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677613 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678268 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677612 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678266 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15678265 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678263 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678262 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678261 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15678260 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15677611 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678257 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677610 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15678256 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677608 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678255 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15678254 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15678253 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678252 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678251 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15678250 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678249 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678246 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15678244 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678243 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678242 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677607 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677606 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677605 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677603 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677602 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677601 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677600 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677598 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677596 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15677595 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678240 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15677594 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677593 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678239 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15677592 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677591 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677590 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677588 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677587 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678237 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677586 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15678236 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15642978 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15643019 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677852 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678247 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677467 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677585 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15678235 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678233 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678232 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678231 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678229 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678227 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15678226 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677583 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677411 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20051001 20200901 15678224 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15678223 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677581 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678221 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677580 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15469945 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050504 20050701 20200601 15469984 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050509 20050701 20200601 15677579 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678220 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15678218 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677578 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678217 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677935 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677933 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677932 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050622 20050801 20200701 15677931 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15677577 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677575 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677574 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677573 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677572 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15678342 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677866 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677893 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677906 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15678008 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678015 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678043 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15678044 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15678074 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15678082 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678128 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20051001 20200901 15678129 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678136 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15678145 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20051001 20200901 15678148 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15678157 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15678180 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15678210 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677419 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677432 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677436 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677443 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677486 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677517 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20250901 15677519 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677549 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677609 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677616 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20050901 20200801 15677640 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677652 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677662 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677681 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677743 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677761 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677570 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15642683 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642718 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642722 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642945 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642956 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642726 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642760 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642770 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050502 20050601 20200501 15642822 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642830 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642839 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050630 20050901 20200801 15677569 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677568 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677930 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677929 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677928 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677927 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15677567 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677566 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677565 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677564 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677563 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677562 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677561 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677926 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677925 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677924 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677922 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677921 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677920 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677919 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677918 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677915 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677913 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677560 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15677912 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677911 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15677559 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20051001 20200901 15677910 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677909 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15642259 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677908 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677557 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677907 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677556 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15677552 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677905 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677904 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677902 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677900 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677897 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677551 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677895 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677550 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677548 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677894 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677892 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677891 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677547 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677890 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677546 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677545 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677887 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15677886 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677885 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15677882 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677881 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677880 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677544 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677879 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677543 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677542 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677878 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15677541 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677539 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677877 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677538 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677876 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677875 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677874 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677872 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15677870 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677867 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677865 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677863 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15642264 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20250801 15642272 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642292 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642321 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642348 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642350 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642466 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15642521 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642559 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642585 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642593 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15677862 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677861 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677860 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677856 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677855 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677854 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677853 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677851 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677850 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677848 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677847 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677844 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677843 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677842 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677840 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677838 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677837 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677836 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677834 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677833 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15677832 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677831 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677830 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677829 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677828 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15677827 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677826 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677825 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678361 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678360 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678358 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678357 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678353 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678352 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15678351 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678350 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15678349 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15678348 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15678347 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15678346 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678344 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678343 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15678341 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15678340 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15678338 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15678334 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15678333 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15678332 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15678331 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15678330 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678329 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15678328 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678327 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15678326 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15642847 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642846 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642845 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15642844 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642843 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642842 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642841 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642836 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642835 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642834 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642832 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642831 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15642829 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642828 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642827 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642826 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642825 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642824 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642821 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642820 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15677537 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15642819 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642818 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050427 20050601 20200501 15642817 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642816 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642815 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642814 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642813 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642812 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642811 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642810 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642809 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642807 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642806 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642805 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642804 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642803 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642802 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677269 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677295 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677312 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677339 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677372 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677402 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642801 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642800 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050706 20050901 20200801 15642799 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642798 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642797 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642796 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642795 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642793 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642792 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642791 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642789 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642788 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642787 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642786 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642784 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15642782 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050706 20050901 20200801 15642781 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642778 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642777 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642776 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642775 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15677536 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15642774 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15677535 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642773 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642772 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642771 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642769 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642768 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642767 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642765 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642763 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642762 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642761 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642759 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642758 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642757 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642755 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642754 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642753 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050406 20050501 20200401 15642752 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050716 20050901 20200801 15642749 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050724 20050901 20200801 15642748 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642746 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642745 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642743 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642741 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15677533 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15642738 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642737 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15677532 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15642735 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050705 20050801 20200701 15677531 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15642733 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642732 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642731 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642664 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642665 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642666 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642667 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642669 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642671 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642672 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20250801 15642673 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642674 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642675 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642676 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050716 20050901 20200801 15642677 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642678 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050706 20050901 20200801 15642679 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642680 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642681 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642682 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050707 20050901 20200801 15642684 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050707 20050901 20200801 15642685 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642687 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642688 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642848 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642850 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642851 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050716 20050901 20200801 15642852 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642854 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642855 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642857 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642858 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642859 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642860 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642861 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050404 20050601 20200501 15677418 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677417 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677415 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677413 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677412 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677410 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677409 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677408 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677407 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677406 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20050901 20200801 15677405 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677400 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677399 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677398 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677397 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677396 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677395 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677394 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677391 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20051001 20200901 15677390 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677389 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677388 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677387 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677386 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677385 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677383 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20250801 15677382 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677381 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677380 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677378 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677377 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677376 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677375 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15677374 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20051001 20200901 15677373 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677371 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20250801 15677370 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677368 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677367 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677366 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15677365 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20051001 20200901 15677364 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677363 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15642862 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642864 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642868 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677362 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677361 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677360 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677359 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677358 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677357 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677356 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677355 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677353 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20250901 15677352 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677351 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677350 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677349 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15677348 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15677347 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15677346 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677345 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677344 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677343 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677342 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677341 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677340 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20051001 20200901 15677338 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677337 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677336 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677334 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677331 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677330 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677328 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677327 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677326 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15677325 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677324 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677323 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677321 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677320 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677318 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677317 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677316 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677313 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677310 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15677308 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677307 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15642870 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642871 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642872 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050712 20050901 20200801 15642873 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050723 20050901 20200801 15642874 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642875 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642876 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050710 20050901 20200801 15642877 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642878 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677306 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15642880 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677305 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15642881 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15677304 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677302 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677301 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15642883 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642885 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642886 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642887 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642891 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050723 20050901 20200801 15677299 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15677298 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15677297 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677296 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677294 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677293 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677290 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15642892 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15677288 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050712 20050901 20200801 15677287 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15642894 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642895 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677285 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677284 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15642896 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642897 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642898 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642689 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15677283 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677281 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677280 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677279 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15642690 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677278 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15642691 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15642693 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642694 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677277 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677275 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677274 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677529 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15642695 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642696 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642697 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642698 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677273 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20050901 20200801 15677272 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15642699 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642700 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15642701 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642703 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050610 20050801 20200701 15642704 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050615 20050801 20200701 15677271 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15642705 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677268 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15642706 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642707 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642709 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642710 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642711 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642712 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642713 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642714 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642715 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642263 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642265 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642266 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050707 20050901 20200801 15642267 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15642269 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642716 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15677267 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15642717 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642719 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642720 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642721 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20250801 15642723 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050628 20050801 20200701 15642724 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642725 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677266 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642899 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15677265 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15642901 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642903 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642904 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677263 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15642905 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642906 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642907 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642908 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15677262 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642909 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642910 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642911 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642912 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642913 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642915 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642916 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642270 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642271 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642273 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15677261 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15642274 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050711 20050901 20200801 15677260 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15642275 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050520 20050701 20200601 15642277 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642278 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642279 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15677258 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15642280 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642281 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15677257 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15642284 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642285 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15677256 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642286 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677255 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20050901 20200801 15677254 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15642288 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642290 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642291 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050708 20050901 20200801 15677253 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15642293 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677252 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15642296 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15677251 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15642297 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642298 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642299 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677247 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677246 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677244 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15642300 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15677243 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15677242 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15642302 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642303 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642304 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677239 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20250901 15642306 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642307 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642309 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677238 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15642310 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642311 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642312 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642315 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050705 20050901 20200801 15677237 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677235 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15642316 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15677234 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677233 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677230 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642317 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642318 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15677229 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677228 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15642319 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642917 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677227 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15642918 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642920 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15642923 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15642924 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642925 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642926 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050218 20050401 20200301 15642927 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642928 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642929 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642930 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642931 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15677226 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15642933 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642934 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642935 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642936 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642937 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677225 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15642938 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642939 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15677224 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677223 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15642940 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642941 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642946 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677222 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050822 20051001 20200901 15642947 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15677767 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677766 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677765 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642948 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642950 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15677221 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677220 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642951 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642952 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642953 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642954 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15677219 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677764 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15642955 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642957 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15677763 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677762 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15642958 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642962 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642320 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15642322 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15642323 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050531 20050701 20200601 15642324 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642327 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642329 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642331 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15677218 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15642332 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642333 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642334 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642335 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642336 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642337 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642338 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642339 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642340 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642342 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642343 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677217 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642344 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642345 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050331 20050501 20200401 15642346 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642347 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050701 20050801 20200701 15642351 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642352 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642353 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642354 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642357 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642358 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642359 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642964 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642965 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642966 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642967 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642969 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677760 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15642970 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642972 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642973 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15642974 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677759 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15677758 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677757 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15677756 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677755 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15677754 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15642975 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677753 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15642976 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15677752 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15642977 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642980 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050629 20050801 20200701 15677216 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15642982 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642983 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642984 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15677215 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677214 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050628 20051001 20200901 15642985 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642986 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050505 20050701 20200601 15642988 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642989 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050712 20050901 20200801 15642990 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677213 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677210 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15642991 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15677751 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677749 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677748 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677209 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677746 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677745 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15642992 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642993 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642994 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15677744 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677742 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677741 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677740 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677739 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677208 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677207 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677206 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20050901 20200801 15677736 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15642996 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677735 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677204 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677203 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677734 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15642997 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15677202 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677733 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677731 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15642998 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15677729 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677728 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677201 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677200 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15642999 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15643000 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15643001 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15643003 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15677727 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15643004 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677726 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15643006 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677725 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677723 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15677199 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677722 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15643007 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15677721 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20050901 20200801 15677720 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15677719 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050711 20050901 20200801 15677198 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15677718 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677717 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15643008 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050801 20200701 15643009 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15643010 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15643011 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15643012 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15643013 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15677197 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15643014 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677196 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15643016 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15677194 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15643018 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15643020 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15643021 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15643022 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15643023 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677193 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15643025 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15643026 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15643027 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15643028 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15643029 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050723 20050901 20200801 15643030 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15643031 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15677192 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15643032 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15643033 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15643035 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15643036 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15643037 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15643038 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15643039 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15643041 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15677191 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677190 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20051001 20200901 15677189 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15642727 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15642728 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642729 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642360 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15677188 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15642361 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677187 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15642362 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642363 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050712 20050901 20200801 15642364 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15677186 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15642366 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15642367 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642368 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677185 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677184 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677183 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15642369 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642370 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050708 20050901 20200801 15642372 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642374 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642375 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642379 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677182 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677181 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15642380 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642381 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642382 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20250801 15642383 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050624 20050801 20200701 15642384 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642385 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642386 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642387 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642388 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642389 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15677179 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15642390 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677178 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15642391 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642393 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642394 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050714 20050901 20200801 15642395 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642313 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642961 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642942 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642794 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642785 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642747 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050712 20050901 20200801 15642742 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642477 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642475 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642396 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642397 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050701 20050901 20200801 15642398 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642399 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20250801 15642400 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642401 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15642402 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642405 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642407 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642408 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642409 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642410 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642411 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642412 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642414 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642415 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15642416 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642417 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642418 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642419 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642420 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642421 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642424 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15642425 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642426 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642427 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642428 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642429 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642430 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050712 20050901 20200801 15642431 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050708 20050901 20200801 15642432 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050303 20050501 20200401 15642433 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642434 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050724 20050901 20200801 15642436 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642437 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642439 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642440 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642441 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642442 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642443 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642444 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642445 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20250801 15642446 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642447 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642448 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642449 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642451 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642452 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642453 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642454 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20250801 15642456 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642457 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642458 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642459 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642460 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642462 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050708 20050901 20200801 15642463 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642464 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642465 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642468 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642469 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642470 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642471 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642472 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642473 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642474 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642476 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642478 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642479 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642480 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642481 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642482 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642483 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642484 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050105 20050301 20200201 15642485 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642486 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642487 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15642489 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642490 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642491 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642730 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050627 20050901 20200801 15642492 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15677528 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15642493 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642494 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642495 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642496 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642497 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642501 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642504 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642505 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642506 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642507 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642508 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642510 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642511 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642513 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642514 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642515 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642517 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642518 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050622 20050801 20200701 15642519 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642520 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642522 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050702 20050901 20200801 15642524 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642525 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642526 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642527 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642528 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642529 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642530 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050629 20050801 20200701 15642531 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642532 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642534 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642535 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642538 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642540 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642541 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050707 20050901 20200801 15642542 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642543 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642544 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050629 20050801 20200701 15642545 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642546 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642547 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642548 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642549 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642550 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642551 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642552 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050629 20050901 20200801 15642554 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642555 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642556 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642557 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642560 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642561 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642562 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642564 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642565 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642566 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642567 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642568 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642569 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642570 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642571 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642572 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050711 20050901 20200801 15642573 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642575 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642576 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642577 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642579 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15642580 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20051001 20200901 15642581 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642582 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15642583 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642584 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642587 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642588 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15642591 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642594 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642595 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642596 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642598 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642600 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642601 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642602 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642603 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642604 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642605 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050331 20050501 20200401 15642606 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642608 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050712 20050901 20200801 15642609 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642611 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642612 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642614 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642617 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642619 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642620 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642621 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050711 20050901 20200801 15642622 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642624 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15642625 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642626 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642627 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642628 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642630 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642631 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642632 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642633 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050726 20050901 20200801 15642635 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050713 20050901 20200801 15642636 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15642637 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642639 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050719 20050901 20200801 15642642 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050715 20050901 20200801 15642643 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642644 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642646 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642647 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050720 20050901 20200801 15642649 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642651 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642652 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15642654 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642656 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050721 20050901 20200801 15642657 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050722 20050901 20200801 15642660 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20250801 15642661 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15642662 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050718 20050901 20200801 15642663 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677527 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677526 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677716 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677715 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20250901 15677714 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677713 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677712 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677709 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677708 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677707 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677706 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677704 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677703 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677701 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677700 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677699 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677698 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677697 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677696 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677695 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677693 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677692 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15677691 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677690 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677688 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15677687 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15677685 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677525 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20051001 20200901 15677524 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677523 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677684 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050727 20050901 20200801 15677683 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677682 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677680 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677679 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677678 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677676 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677675 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677674 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050728 20050901 20200801 15677673 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677672 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677671 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677824 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677823 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677821 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677819 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677818 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050808 20051001 20200901 15677817 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677816 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677522 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677521 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677520 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677518 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677516 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20250901 15677514 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677513 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20050901 20200801 15677512 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20050901 20200801 15677511 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677510 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20050901 20200801 15677815 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677509 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050818 20051001 20200901 15677508 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050815 20051001 20200901 15677505 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15677504 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677503 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677502 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677501 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050816 20051001 20200901 15677500 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677498 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677497 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677496 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677814 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677813 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677495 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677494 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677493 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050802 20051001 20200901 15677492 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20050901 20200801 15677490 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677812 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677489 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677484 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677482 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677480 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050803 20050901 20200801 15677479 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677478 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677475 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677474 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677472 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677471 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677470 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677469 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050804 20051001 20200901 15677468 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15677465 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20051001 20200901 15677464 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050812 20051001 20200901 15677463 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050809 20051001 20200901 15677462 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050729 20050901 20200801 15677461 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677460 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050817 20051001 20200901 15677459 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20250801 15677458 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050725 20050901 20200801 15677456 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050805 20051001 20200901 15677455 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050801 20050901 20200801 15677454 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050810 20051001 20200901 15677452 EMC MORTGAGE AMERICAN HOME MORTGAGE FIXED 20050811 20051001 20200901 15893116 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051128 20060101 20351201 15893115 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051128 20060101 20351201 15893124 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051129 20060101 20351201 15893123 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051123 20060101 20351201 15893122 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051121 20060101 20351201 15846807 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051104 20051201 20351101 15893120 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051129 20060101 20351201 15893119 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051128 20060101 20351201 15846812 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051101 20051201 20351101 15902858 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051130 20060101 20351201 15902857 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051128 20060101 20201201 15902851 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051130 20060101 20351201 15911777 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051201 20060101 20351201 15911745 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051202 20060201 20360101 15911744 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051205 20060101 20351201 15878452 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051118 20060101 20351201 15864189 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051114 20060101 20351201 15911743 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051130 20060101 20351201 15911742 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051130 20060101 20351201 15911739 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051202 20060101 20351201 15861806 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051108 20060101 20351201 15861898 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051108 20060101 20351201 15861901 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051104 20060101 20351201 15861906 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051108 20060101 20351201 15862046 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051103 20051201 20351101 15861945 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051107 20060101 20351201 15862025 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051109 20060101 20351201 15862122 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051108 20060101 20351201 15864759 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051114 20060101 20351201 15879350 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051116 20060101 20351201 15864973 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051110 20060101 20351201 15864956 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051110 20060101 20351201 15864943 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051115 20060101 20351201 15864933 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051114 20060101 20351201 15864174 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051110 20060101 20351201 15862262 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051114 20060101 20351201 15874730 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051115 20060101 20351201 15893117 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051128 20060101 20351201 15874728 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051115 20060101 20351201 15519190 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20050601 20050701 20350601 15874726 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051114 20060101 20351201 15874724 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051121 20060101 20351201 15846692 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051101 20051201 20351101 15928275 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051206 20060201 20360101 15846697 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051104 20051201 20351101 15928116 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051207 20060201 20360101 15846700 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051104 20051201 20351101 15846706 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051101 20051201 20351101 15846797 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051101 20051201 20351101 15880204 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051118 20060101 20351201 15877887 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051118 20060101 20351201 15877886 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051118 20060101 20351201 15925056 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051205 20060101 20351201 15877885 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051118 20060101 20351201 15877884 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051117 20060101 20351201 15877879 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051118 20060101 20351201 15877878 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051118 20060101 20351201 15864198 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051110 20060101 20351201 15864170 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051110 20060101 20351201 15880342 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051122 20060101 20351201 15880343 EMC MORTGAGE AMTRUST MORTGAGE FIXED 20051122 20060101 20351201 15864992 EMC MORTGAGE ARLINGTON NATIONAL MORTGA FIXED 20051121 20060101 20201201 15846006 EMC MORTGAGE ARLINGTON NATIONAL MORTGA FIXED 20051123 20060101 20201201 15924779 EMC MORTGAGE ARLINGTON NATIONAL MORTGA FIXED 20051209 20060201 20360101 15825983 EMC MORTGAGE ARLINGTON NATIONAL MORTGA FIXED 20051031 20051201 20351101 15819351 EMC MORTGAGE ARLINGTON NATIONAL MORTGA FIXED 20050926 20051201 20201101 15810092 EMC MORTGAGE ATLAS MORTGAGE FUNDING CO FIXED 20051121 20060101 20201201 15908155 EMC MORTGAGE ATLAS MORTGAGE FUNDING CO FIXED 20051202 20060201 20360101 15846739 EMC MORTGAGE ATLAS MORTGAGE FUNDING CO FIXED 20051109 20060101 20351201 15846109 EMC MORTGAGE ATLAS MORTGAGE FUNDING CO FIXED 20051109 20060101 20201201 15878451 EMC MORTGAGE ATLAS MORTGAGE FUNDING CO FIXED 20051010 20051201 20201101 15859443 EMC MORTGAGE ATLAS MORTGAGE FUNDING CO FIXED 20051108 20060101 20201201 15880324 EMC MORTGAGE ATLAS MORTGAGE FUNDING CO FIXED 20051129 20060101 20351201 15877956 EMC MORTGAGE ATLAS MORTGAGE FUNDING CO FIXED 20051129 20060101 20201201 15853504 EMC MORTGAGE ATLAS MORTGAGE FUNDING CO FIXED 20051115 20060101 20201201 15862285 EMC MORTGAGE ATLAS MORTGAGE FUNDING CO FIXED 20051110 20060101 20201201 15789051 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051123 20060101 20351201 15878316 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051128 20060101 20351201 15764340 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051020 20051201 20351101 15766257 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15826172 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051101 20060101 20351201 15846017 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051125 20060101 20351201 15846014 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051209 20060201 20360101 15820461 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051108 20060101 20351201 15820452 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051031 20060101 20351201 15820445 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051031 20051201 20351101 15820405 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051114 20060101 20351201 15820393 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051101 20060101 20351201 15820379 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15820371 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051109 20060101 20351201 15786418 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051107 20060101 20351201 15780948 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051117 20060101 20351201 15786505 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051104 20060101 20351201 15838525 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051104 20060101 20351201 15838516 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051108 20060101 20351201 15810012 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15809873 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051107 20060101 20351201 15880382 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051202 20060201 20360101 15761020 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051201 20060101 20351201 15874285 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051121 20060101 20351201 15809862 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15809702 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15809681 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15759586 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051026 20051201 20351101 15874294 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051125 20060101 20351201 15874302 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051121 20060101 20351201 15874460 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051123 20060101 20351201 15838462 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15809715 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051028 20051201 20351101 15809522 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051031 20051201 20351101 15874637 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051129 20060101 20351201 15817383 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051031 20060101 20351201 15784445 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051123 20060101 20351201 15780461 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051104 20060101 20351201 15817379 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051027 20051201 20351101 15840073 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051117 20060101 20351201 15842134 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051116 20060101 20351201 15880212 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051128 20060101 20351201 15820523 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051128 20060101 20351201 15900589 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051122 20060101 20351201 15842043 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051205 20060201 20360101 15815253 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051028 20051201 20351101 15889999 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051129 20060101 20351201 15728425 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051024 20051201 20351101 15908270 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051201 20060101 20351201 15899831 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051202 20060201 20360101 15841549 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051114 20060101 20351201 15774361 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051017 20051201 20351101 15859236 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051115 20060101 20351201 15859388 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051115 20060101 20351201 15861549 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051114 20060101 20351201 15877931 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051123 20060101 20351201 15877932 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051122 20060101 20351201 15877933 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051121 20060101 20351201 15893083 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051207 20060201 20360101 15859109 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051114 20060101 20351201 15731374 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15825748 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15861655 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051117 20060101 20351201 15892566 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051205 20060201 20360101 15802698 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051025 20051201 20351101 15775998 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051118 20060101 20351201 15802700 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051202 20060201 20360101 15832024 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051027 20051201 20351101 15825576 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051102 20060101 20351201 15802781 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051104 20060101 20351201 15802791 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051104 20060101 20351201 15853640 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051108 20060101 20351201 15853574 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051107 20060101 20351201 15802803 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051028 20051201 20351101 15809998 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15810131 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051026 20051201 20351101 15817315 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051104 20060101 20351201 15817314 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051028 20051201 20351101 15878245 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051129 20060101 20351201 15802814 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051102 20060101 20351201 15853565 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051110 20060101 20351201 15802820 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15802900 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051128 20060101 20351201 15825840 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051102 20060101 20351201 15800103 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051031 20051201 20351101 15833549 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051125 20060101 20351201 15833543 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15833252 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051031 20051201 20351101 15833250 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051128 20060101 20351201 15833193 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15833191 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051103 20060101 20351201 15833444 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051104 20060101 20351201 15795993 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051026 20051201 20351101 15876551 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051121 20060101 20351201 15862406 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051122 20060101 20351201 15876561 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051121 20060101 20351201 15838328 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051110 20060101 20351201 15833512 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051110 20060101 20351201 15833503 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051110 20060101 20351201 15833460 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051110 20060101 20351201 15864410 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051118 20060101 20351201 15864415 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051125 20060101 20351201 15864434 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051123 20060101 20351201 15868488 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051123 20060101 20351201 15868489 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051117 20060101 20351201 15868492 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051118 20060101 20351201 15906134 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051202 20060101 20351201 15868505 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051125 20060101 20351201 15899672 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051130 20060101 20351201 15789183 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051102 20060101 20351201 15908520 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051206 20060201 20360101 15789045 EMC MORTGAGE AXIS MORTGAGE & INVESTMEN FIXED 20051123 20060101 20351201 15875636 EMC MORTGAGE BANK OF ENGLAND/ENGLAND L FIXED 20051122 20060101 20351201 15875701 EMC MORTGAGE BANK OF NORTH GEORGIA FIXED 20051130 20060101 20351201 15820109 EMC MORTGAGE BANK OF NORTH GEORGIA FIXED 20051117 20060101 20351201 15764120 EMC MORTGAGE BANK OF NORTH GEORGIA FIXED 20051109 20060101 20351201 15825639 EMC MORTGAGE BANK OF NORTH GEORGIA FIXED 20051123 20060101 20201201 15802256 EMC MORTGAGE BANK OF NORTH GEORGIA FIXED 20051115 20060101 20201201 15814890 EMC MORTGAGE BANK OF NORTH GEORGIA FIXED 20051121 20060101 20351201 15809758 EMC MORTGAGE BANK OF NORTH GEORGIA FIXED 20051031 20051201 20201101 15846805 EMC MORTGAGE BANKERS FINANCIAL MORTGAG FIXED 20051121 20060101 20351201 15864545 EMC MORTGAGE BANKERS FINANCIAL MORTGAG FIXED 20051118 20060101 20351201 15842143 EMC MORTGAGE BANKERS FINANCIAL MORTGAG FIXED 20051110 20060101 20351201 15862407 EMC MORTGAGE BANKERS FINANCIAL MORTGAG FIXED 20051123 20060101 20351201 15862531 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15866064 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15862484 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15802177 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051103 20060101 20351201 15862506 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15818936 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15818950 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051202 20060101 20351201 15818942 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051128 20060101 20351201 15802172 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15864066 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15864080 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051128 20060101 20351201 15862496 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15864105 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051122 20060101 20351201 15818926 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051116 20060101 20351201 15864063 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051214 20060101 20351201 15864065 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15818930 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051114 20060101 20351201 15857348 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051207 20060101 20351201 15839003 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15838993 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051114 20060101 20351201 15870648 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15879186 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15879195 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15877166 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15877147 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051201 20060101 20351201 15838989 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051128 20060101 20351201 15839031 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051201 20060101 20351201 15818921 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15818914 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051201 20060101 20351201 15857391 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15799972 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051114 20060101 20351201 15818910 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051104 20060101 20351201 15818902 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051104 20060101 20351201 15818918 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051117 20060101 20351201 15816931 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051103 20060101 20351201 15816927 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15816972 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051117 20060101 20351201 15816928 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15816964 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051103 20060101 20351201 15816918 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15816970 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051115 20060101 20351201 15816966 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051104 20060101 20351201 15870689 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15843403 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15862532 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051207 20060101 20351201 15870641 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15857399 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051122 20060101 20351201 15838986 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15839034 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051117 20060101 20351201 15799953 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051108 20060101 20351201 15799969 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15864075 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051201 20060101 20351201 15799965 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15839021 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15839016 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15864064 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15838994 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051110 20060101 20351201 15839030 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051107 20060101 20351201 15862519 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15839010 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15799964 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15799937 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051104 20060101 20351201 15870642 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051128 20060101 20351201 15843379 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15875521 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15843401 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15799931 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051103 20060101 20351201 15843380 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051116 20060101 20351201 15839011 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15838999 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15719293 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051122 20060101 20351201 15843383 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051116 20060101 20351201 15833095 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15833065 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051221 20060101 20351201 15833108 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15513489 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15857397 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15857406 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15839749 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051115 20060101 20351201 15799950 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051115 20060101 20351201 15833102 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15839746 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051107 20060101 20351201 15833082 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051103 20060101 20351201 15799945 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15799929 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051104 20060101 20351201 15780220 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051107 20060101 20351201 15857411 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051116 20060101 20351201 15864073 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15839774 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051128 20060101 20351201 15853378 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15853388 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15839782 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051122 20060101 20351201 15853395 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051122 20060101 20351201 15853374 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15853410 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051201 20060101 20351201 15778520 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051117 20060101 20351201 15839785 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15775862 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15772286 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051128 20060101 20351201 15839738 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051227 20060101 20351201 15853370 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051215 20060101 20351201 15795834 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051115 20060101 20351201 15795841 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051108 20060101 20351201 15816955 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051116 20060101 20351201 15768620 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051114 20060101 20351201 15816946 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051114 20060101 20351201 15816938 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051128 20060101 20351201 15831855 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15692499 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15831887 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15841171 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051116 20060101 20351201 15841174 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15853387 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15795825 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051107 20060101 20351201 15853377 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15816930 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051107 20060101 20351201 15816925 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051117 20060101 20351201 15792855 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051114 20060101 20351201 15816949 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15857350 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15792874 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051115 20060101 20351201 15825475 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15816914 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051107 20060101 20351201 15814795 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15792866 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051103 20060101 20351201 15857353 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15857373 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15814828 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051108 20060101 20351201 15857360 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15843395 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051201 20060101 20351201 15861494 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15861502 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051128 20060101 20351201 15814805 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15875527 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051201 20060101 20351201 15861492 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15841175 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15814825 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15841138 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051202 20060101 20351201 15814817 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051116 20060101 20351201 15841132 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051114 20060101 20351201 15861495 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051122 20060101 20351201 15841159 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15841142 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051117 20060101 20351201 15861484 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051207 20060101 20351201 15825473 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15814832 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20060101 20351201 15809363 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15874114 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051215 20060101 20351201 15874158 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051202 20060101 20351201 15874159 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15825465 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051114 20060101 20351201 15809356 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15809345 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051114 20060101 20351201 15825463 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051116 20060101 20351201 15874166 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15861517 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15792871 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051104 20060101 20351201 15861504 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051201 20060101 20351201 15870677 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15825457 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15809341 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051205 20060101 20351201 15809334 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15809333 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051122 20060101 20351201 15807645 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15807654 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051117 20060101 20351201 15792865 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051108 20060101 20351201 15861523 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051117 20060101 20351201 15861530 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051122 20060101 20351201 15861536 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051202 20060101 20351201 15861537 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051201 20060101 20351201 15807613 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051213 20060101 20351201 15874116 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051202 20060101 20351201 15807640 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051104 20060101 20351201 15807632 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051115 20060101 20351201 15807628 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051116 20060101 20351201 15792847 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051107 20060101 20351201 15853376 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15825470 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051104 20060101 20351201 15825459 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051129 20060101 20351201 15853422 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051201 20060101 20351201 15792845 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15788371 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15788359 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15786018 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15825432 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15825454 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051108 20060101 20351201 15825429 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15825441 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15853408 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15802190 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15820003 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051110 20060101 20351201 15802195 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051115 20060101 20351201 15783917 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051107 20060101 20351201 15843420 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051205 20060101 20351201 15819995 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15819987 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051117 20060101 20351201 15853424 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15861534 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051123 20060101 20351201 15781872 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051109 20060101 20351201 15780225 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051107 20060101 20351201 15802149 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051209 20060101 20351201 15802201 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051110 20060101 20351201 15820012 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15861480 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051213 20060101 20351201 15819988 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15820011 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051121 20060101 20351201 15870672 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051201 20060101 20351201 15820006 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15857375 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051118 20060101 20351201 15802194 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051107 20060101 20351201 15870626 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051214 20060101 20351201 15861491 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15802192 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051104 20060101 20351201 15864083 EMC MORTGAGE BEAR XXXXXXX RESIDENTIAL FIXED 20051130 20060101 20351201 15871376 EMC MORTGAGE BM REAL ESTATE SERVICES FIXED 20051118 20060101 20351201 15878362 EMC MORTGAGE BOTTOMLINE MORTGAGE INC. FIXED 20051130 20060101 20201201 15839894 EMC MORTGAGE BRIER MORTGAGE CORPORATIO FIXED 20051025 20051201 20351101 15840270 EMC MORTGAGE BRIER MORTGAGE CORPORATIO FIXED 20051020 20051201 20351101 15657330 EMC MORTGAGE BSM FINANCIAL FIXED 20050804 20051001 20200901 15657312 EMC MORTGAGE BSM FINANCIAL FIXED 20050729 20050901 20200801 15657313 EMC MORTGAGE BSM FINANCIAL FIXED 20050801 20050901 20200801 15657321 EMC MORTGAGE BSM FINANCIAL FIXED 20050801 20051001 20200901 15657316 EMC MORTGAGE BSM FINANCIAL FIXED 20050727 20050901 20200801 15657317 EMC MORTGAGE BSM FINANCIAL FIXED 20050802 20051001 20200901 15657331 EMC MORTGAGE BSM FINANCIAL FIXED 20050804 20050901 20200801 15657318 EMC MORTGAGE BSM FINANCIAL FIXED 20050727 20050901 20200801 15657345 EMC MORTGAGE BSM FINANCIAL FIXED 20050725 20050901 20200801 15657343 EMC MORTGAGE BSM FINANCIAL FIXED 20050804 20051001 20200901 15657342 EMC MORTGAGE BSM FINANCIAL FIXED 20050802 20051001 20200901 15657340 EMC MORTGAGE BSM FINANCIAL FIXED 20050801 20050901 20200801 15657339 EMC MORTGAGE BSM FINANCIAL FIXED 20050803 20051001 20200901 15657281 EMC MORTGAGE BSM FINANCIAL FIXED 20050616 20050801 20200701 15657282 EMC MORTGAGE BSM FINANCIAL FIXED 20050809 20051001 20200901 15657332 EMC MORTGAGE BSM FINANCIAL FIXED 20050727 20050901 20200801 15657284 EMC MORTGAGE BSM FINANCIAL FIXED 20050729 20051001 20200901 15657319 EMC MORTGAGE BSM FINANCIAL FIXED 20050804 20050901 20200801 15657325 EMC MORTGAGE BSM FINANCIAL FIXED 20050726 20050901 20200801 15657285 EMC MORTGAGE BSM FINANCIAL FIXED 20050729 20051001 20200901 15657289 EMC MORTGAGE BSM FINANCIAL FIXED 20050728 20050901 20200801 15657337 EMC MORTGAGE BSM FINANCIAL FIXED 20050802 20051001 20200901 15657333 EMC MORTGAGE BSM FINANCIAL FIXED 20050802 20051001 20200901 15657290 EMC MORTGAGE BSM FINANCIAL FIXED 20050729 20050901 20200801 15657292 EMC MORTGAGE BSM FINANCIAL FIXED 20050727 20050901 20200801 15657293 EMC MORTGAGE BSM FINANCIAL FIXED 20050727 20050901 20200801 15657294 EMC MORTGAGE BSM FINANCIAL FIXED 20050729 20050901 20200801 15657295 EMC MORTGAGE BSM FINANCIAL FIXED 20050804 20051001 20200901 15657297 EMC MORTGAGE BSM FINANCIAL FIXED 20050729 20050901 20200801 15657298 EMC MORTGAGE BSM FINANCIAL FIXED 20050728 20050901 20200801 15657334 EMC MORTGAGE BSM FINANCIAL FIXED 20050727 20050901 20200801 15657300 EMC MORTGAGE BSM FINANCIAL FIXED 20050729 20050901 20200801 15657302 EMC MORTGAGE BSM FINANCIAL FIXED 20050729 20050901 20200801 15657327 EMC MORTGAGE BSM FINANCIAL FIXED 20050801 20051001 20200901 15657303 EMC MORTGAGE BSM FINANCIAL FIXED 20050728 20050901 20200801 15657304 EMC MORTGAGE BSM FINANCIAL FIXED 20050729 20050901 20200801 15657328 EMC MORTGAGE BSM FINANCIAL FIXED 20050804 20050901 20200801 15657305 EMC MORTGAGE BSM FINANCIAL FIXED 20050802 20051001 20200901 15657309 EMC MORTGAGE BSM FINANCIAL FIXED 20050729 20050901 20200801 15657310 EMC MORTGAGE BSM FINANCIAL FIXED 20050729 20050901 20200801 15657311 EMC MORTGAGE BSM FINANCIAL FIXED 20050726 20050901 20200801 15931651 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051130 20060101 20201201 15931629 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051121 20060101 20201201 15931621 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051129 20060101 20201201 15931614 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051128 20060101 20201201 15931607 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051130 20060101 20201201 15931599 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051206 20060201 20210101 15931584 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051129 20060101 20201201 15862071 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051028 20051201 20201101 15846703 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050930 20051101 20201001 15841333 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051006 20051101 20201001 15846607 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051025 20051201 20201101 15774189 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051021 20051201 20201101 15841714 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051011 20051201 20201101 15862154 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051102 20051201 20201101 15931719 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051123 20060101 20201201 15842216 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051020 20051201 20201101 15842212 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051011 20051201 20201101 15842095 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051017 20051201 20201101 15846473 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051004 20051201 20201101 15861621 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051107 20060101 20201201 15861826 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051028 20051201 20201101 15861628 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051028 20051201 20201101 15862068 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051102 20051201 20201101 15861646 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15861715 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051024 20051201 20351101 15861784 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051021 20051201 20201101 15861870 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051027 20051201 20201101 15761227 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051004 20051101 20201001 15861875 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15861892 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15842090 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051018 20051201 20201101 15846397 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051024 20051201 20201101 15846266 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051010 20051201 20201101 15846118 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051011 20051201 20201101 15846046 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050916 20051101 20201001 15808215 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050930 20051101 20201001 15902315 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051114 20060101 20201201 15902311 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051115 20060101 20201201 15861960 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051028 20051201 20201101 15846848 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050930 20051101 20201001 15846832 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051027 20051201 20201101 15902307 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051121 20060101 20201201 15902306 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051108 20060101 20201201 15931674 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051122 20060101 20201201 15902125 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15861961 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15802434 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051003 20051201 20351101 15802858 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050929 20051101 20201001 15802982 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050928 20051101 20201001 15802733 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050908 20051101 20201001 15846041 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051011 20051201 20201101 15846032 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051019 20051201 20201101 15846709 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051019 20051201 20201101 15846018 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051005 20051201 20201101 15846778 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051028 20051201 20201101 15876018 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051028 20051201 20201101 15931312 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051205 20060201 20210101 15846650 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051003 20051201 20201101 15842203 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051021 20051201 20201101 15802927 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050930 20051101 20201001 15846640 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051006 20051201 20201101 15931681 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051123 20060101 20201201 15846410 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051020 20051201 20201101 15846402 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051014 20051201 20201101 15864860 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051121 20060101 20201201 15846396 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051017 20051201 20201101 15846434 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051012 20051201 20201101 15931255 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051205 20060201 20210101 15802447 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050909 20051101 20201001 15846366 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051005 20051201 20201101 15802640 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050916 20051101 20201001 15846277 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15802602 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050916 20051101 20201001 15846264 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051014 20051201 20201101 15802480 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050930 20051101 20201001 15846260 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050929 20051101 20201001 15802912 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050920 20051101 20201001 15846168 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051013 20051201 20201101 15862099 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051102 20051201 20201101 15846152 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051006 20051201 20201101 15879449 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051027 20051201 20201101 15879455 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051014 20051201 20201101 15931261 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051128 20060101 20201201 15841200 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051020 20051201 20201101 15826350 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050728 20050901 20200801 15902097 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15924604 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051018 20051201 20201101 15902102 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051117 20060101 20201201 15861598 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051101 20060101 20201201 15862314 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051020 20051201 20201101 15899531 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051103 20060101 20201201 15841620 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051005 20051201 20201101 15899510 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051109 20060101 20201201 15902304 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051109 20060101 20201201 15902143 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051116 20060101 20201201 15902142 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051115 20060101 20201201 15902140 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051109 20060101 20201201 15861834 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051026 20051201 20351101 15899583 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051116 20060101 20201201 15899580 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051115 20060101 20201201 15899567 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051111 20060101 20201201 15899599 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051110 20060101 20201201 15899596 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051118 20060101 20201201 15905994 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051006 20051201 20201101 15861684 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15902206 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051110 20060101 20201201 15902613 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051114 20060101 20201201 15899590 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051104 20051201 20201101 15902605 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051116 20060101 20201201 15902598 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051116 20060101 20201201 15793168 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051104 20051201 20201101 15833389 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050930 20051101 20201001 15902594 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051117 20060101 20201201 15931693 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051123 20060101 20201201 15902590 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051118 20060101 20201201 15902123 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051114 20060101 20201201 15861619 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15931673 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051129 20060101 20201201 15668429 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050829 20051001 20200901 15842246 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051018 20051201 20201101 15838404 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051115 20060101 20351201 15838352 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051115 20060101 20351201 15838254 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051115 20060101 20201201 15861690 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051102 20051201 20201101 15861714 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051026 20051201 20201101 15861801 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15861877 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051028 20051201 20201101 15902120 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051104 20060101 20201201 15841568 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051024 20051201 20201101 15931694 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051202 20060201 20210101 15902643 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051116 20060101 20201201 15902641 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051118 20060101 20201201 15902636 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051107 20060101 20201201 15902632 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051121 20060101 20201201 15902627 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051118 20060101 20201201 15902622 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051114 20060101 20201201 15902261 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051108 20060101 20201201 15902263 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051111 20060101 20201201 15902647 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051118 20060101 20201201 15902264 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051104 20060101 20201201 15902267 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051101 20060101 20201201 15902271 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051118 20060101 20201201 15862021 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051029 20051201 20201101 15841606 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051020 20051201 20201101 15841896 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051011 20051201 20201101 15846495 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051121 20060101 20201201 15846532 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051013 20051201 20201101 15841909 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051026 20051201 20201101 15862026 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051028 20051201 20201101 15846444 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051025 20051201 20201101 15902112 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051121 20060101 20201201 15846435 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051027 20051201 20201101 15846303 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051024 20051201 20201101 15846199 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051003 20051201 20201101 15861957 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051101 20060101 20201201 15861951 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15902128 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051116 20060101 20201201 15931717 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051128 20060101 20351201 15902133 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051110 20060101 20201201 15862042 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051027 20051201 20201101 15842047 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050930 20051101 20201001 15846837 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051014 20051201 20201101 15902273 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051104 20060101 20201201 15846681 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051011 20051201 20201101 15846658 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051026 20051201 20201101 15841184 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051004 20051201 20201101 15902194 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051109 20060101 20201201 15862097 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051102 20051201 20201101 15902318 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051117 20060101 20201201 15862107 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051028 20051201 20201101 15902358 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051118 20060101 20201201 15902320 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051117 20060101 20201201 15902108 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051114 20060101 20201201 15842083 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051012 20051201 20201101 15931316 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051202 20060201 20210101 15861946 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051101 20051201 20201101 15842342 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051027 20051201 20201101 15902105 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051110 20060101 20201201 15902325 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051118 20060101 20201201 15902328 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051117 20060101 20201201 15902137 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051111 20060101 20201201 15861571 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051024 20051201 20201101 15841443 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051014 20051201 20201101 15841564 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051003 20051201 20201101 15861578 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15841411 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051026 20051201 20201101 15841307 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051005 20051201 20201101 15841445 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051020 20051201 20201101 15841771 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051007 20051201 20201101 15842075 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051013 20051201 20201101 15889919 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051122 20060101 20201201 15842247 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051027 20051201 20201101 15902075 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051111 20060101 20201201 15728059 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050826 20051001 20200901 15841250 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051003 20051201 20351101 15841398 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051017 20051201 20201101 15841280 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051013 20051201 20201101 15842308 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051026 20051201 20201101 15728157 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050829 20051001 20200901 15841194 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051014 20051201 20201101 15841984 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051028 20051201 20201101 15747286 EMC MORTGAGE BSM FINANCIAL LP FIXED 20050825 20051001 20200901 15841485 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051020 20051201 20201101 15862218 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051101 20051201 20201101 15842175 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051031 20051201 20201101 15841997 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051020 20051201 20201101 15841486 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051025 20051201 20201101 15841347 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051030 20051201 20201101 15841219 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051007 20051201 20201101 15842255 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051018 20051201 20201101 15841512 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051017 20051201 20201101 15876004 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051025 20051201 20201101 15841356 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051018 20051201 20201101 15842077 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051020 20051201 20201101 15841784 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051021 20051201 20201101 15841774 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051025 20051201 20201101 15841656 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051011 20051201 20201101 15846723 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051020 20051201 20201101 15841518 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051014 20051201 20201101 15902333 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051117 20060101 20201201 15841511 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051014 20051201 20201101 15841335 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051027 20051201 20201101 15862332 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051018 20051201 20201101 15841327 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051021 20051201 20201101 15902091 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051118 20060101 20201201 15862348 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051028 20051201 20201101 15841207 EMC MORTGAGE BSM FINANCIAL LP FIXED 20051017 20051201 20201101 15902166 EMC MORTGAGE C & G FINANCIAL SERVICES FIXED 20051101 20060101 20201201 15899712 EMC MORTGAGE C & G FINANCIAL SERVICES FIXED 20051130 20060101 20351201 15877786 EMC MORTGAGE C & G FINANCIAL SERVICES FIXED 20051128 20060101 20201201 15892798 EMC MORTGAGE C & G FINANCIAL SERVICES FIXED 20051130 20060101 20351201 15879485 EMC MORTGAGE C & G FINANCIAL SERVICES FIXED 20051121 20060101 20201201 15871703 EMC MORTGAGE C & G FINANCIAL SERVICES FIXED 20051201 20060201 20210101 15871709 EMC MORTGAGE CAL COAST MORTGAGE CORP FIXED 20051118 20060101 20351201 15748361 EMC MORTGAGE CAL COAST MORTGAGE CORP FIXED 20051004 20051201 20201101 15902683 EMC MORTGAGE CAL COAST MORTGAGE CORP FIXED 20051130 20060101 20351201 15859417 EMC MORTGAGE CAL COAST MORTGAGE CORP FIXED 20051114 20060101 20351201 15642242 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050726 20050901 20200801 15642243 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050727 20050801 20200701 15642244 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050707 20050901 20200801 15642183 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050714 20050901 20200801 15642182 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050716 20050901 20200801 15642245 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050708 20050901 20200801 15642246 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050713 20050901 20200801 15642196 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050715 20050901 20200801 15642247 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050726 20050901 20200801 15642190 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050713 20050901 20200801 15642248 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050629 20050801 20200701 15642211 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050708 20050901 20200801 15642181 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050720 20050901 20200801 15642180 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050628 20050801 20200701 15642249 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050713 20050901 20200801 15642210 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050701 20050901 20200801 15642145 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050627 20050801 20200701 15642209 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050722 20050901 20200801 15642197 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050621 20050801 20200701 15642146 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050725 20050901 20200801 15642208 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050629 20050801 20200701 15642207 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050513 20050701 20200601 15642206 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050803 20051001 20200901 15642205 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050701 20050901 20200801 15642147 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050729 20050901 20200801 15642204 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050719 20050901 20200801 15642148 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050726 20050901 20200801 15642202 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050629 20050801 20200701 15642149 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050714 20050901 20200801 15642151 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050727 20050901 20200801 15642152 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050715 20050901 20200801 15642153 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050707 20050901 20200801 15642154 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050727 20050901 20200801 15642155 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050726 20050901 20200801 15642156 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050720 20050901 20200801 15642214 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050715 20050901 20200801 15642201 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050706 20050901 20350801 15642200 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050627 20050801 20200701 15642157 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050721 20050901 20200801 15642199 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050726 20050901 20200801 15642215 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050715 20050901 20200801 15642159 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050715 20050901 20200801 15642189 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050714 20050901 20200801 15642216 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050722 20050901 20200801 15642191 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050627 20050801 20200701 15642160 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050711 20050901 20200801 15642161 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050708 20050901 20200801 15642217 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050708 20050901 20200801 15642162 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050718 20050901 20200801 15642218 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050727 20050901 20200801 15642163 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050622 20050801 20200701 15642219 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050617 20050801 20200701 15642164 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050720 20050901 20200801 15642192 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050713 20050901 20200801 15642220 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050630 20050801 20200701 15642165 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050715 20050901 20200801 15642188 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050719 20050901 20200801 15642166 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050727 20050901 20200801 15642221 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050707 20050901 20200801 15642231 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050718 20050901 20200801 15642222 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050725 20050901 20200801 15642233 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050527 20050701 20200601 15642167 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050802 20051001 20200901 15642168 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050706 20050901 20200801 15642169 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050628 20050801 20200701 15642170 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050725 20050901 20200801 15642171 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050720 20050901 20200801 15642172 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050701 20050901 20200801 15642173 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050804 20051001 20200901 15642223 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050628 20050801 20200701 15642174 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050715 20050901 20200801 15642175 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050708 20050901 20200801 15642193 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050725 20050901 20200801 15642187 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050711 20050901 20200801 15642224 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050726 20050901 20200801 15642176 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050714 20050901 20200801 15642234 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050707 20050901 20200801 15642225 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050712 20050901 20200801 15642177 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050627 20050801 20200701 15642178 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050628 20050801 20200701 15642194 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050713 20050901 20200801 15642195 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050721 20050901 20200801 15642186 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050720 20050901 20200801 15642198 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050802 20051001 20200901 15642226 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050627 20050801 20200701 15642236 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050623 20050801 20200701 15642235 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050623 20050801 20200701 15642179 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050708 20050901 20200801 15642227 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050722 20050901 20200801 15642228 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050726 20050901 20200801 15642229 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050727 20050901 20200801 15642241 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050519 20050701 20200601 15642230 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050726 20050901 20200801 15642252 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050620 20050801 20200701 15642150 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050629 20050801 20200701 15642237 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050627 20050801 20200701 15642238 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050718 20050901 20200801 15642158 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050624 20050801 20200701 15642185 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050617 20050801 20200701 15642239 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050707 20050901 20200801 15642240 EMC MORTGAGE CAMERON FINANCIAL GROUP FIXED 20050728 20050901 20200801 15871921 EMC MORTGAGE CAPITALBANC MORTGAGE CORP FIXED 20051130 20060101 20351201 15868963 EMC MORTGAGE CAPITALBANC MORTGAGE CORP FIXED 20051115 20060101 20351201 15841793 EMC MORTGAGE CAPITALBANC MORTGAGE CORP FIXED 20051115 20060101 20351201 15875655 EMC MORTGAGE CAPITALBANC MORTGAGE CORP FIXED 20051116 20060101 20351201 15876197 EMC MORTGAGE CAPITALBANC MORTGAGE CORP FIXED 20051130 20060101 20351201 15877973 EMC MORTGAGE CBSK FINANCIAL FIXED 20051121 20060101 20201201 15893000 EMC MORTGAGE CBSK FINANCIAL FIXED 20051128 20060101 20201201 15880353 EMC MORTGAGE CBSK FINANCIAL FIXED 20051128 20060101 20201201 15900712 EMC MORTGAGE CBSK FINANCIAL FIXED 20051130 20060101 20201201 15874868 EMC MORTGAGE CBSK FINANCIAL FIXED 20051128 20060101 20201201 15846525 EMC MORTGAGE CBSK FINANCIAL FIXED 20051116 20060101 20201201 15862283 EMC MORTGAGE CBSK FINANCIAL FIXED 20051114 20060101 20201201 15769085 EMC MORTGAGE CBSK FINANCIAL FIXED 20051102 20051201 20201101 15819225 EMC MORTGAGE CBSK FINANCIAL FIXED 20051026 20051201 20201101 15931119 EMC MORTGAGE CENTRAL PACIFIC MORTGAGE FIXED 20051201 20060201 20360101 15880280 EMC MORTGAGE CENTRAL PACIFIC MORTGAGE FIXED 20050913 20051101 20351001 15874744 EMC MORTGAGE CENTURY MORTGAGE COMPANY FIXED 20051118 20060101 20201201 15908432 EMC MORTGAGE CENTURY MORTGAGE COMPANY FIXED 20051202 20060201 20360101 15911384 EMC MORTGAGE CENTURY MORTGAGE COMPANY FIXED 20051205 20060101 20351201 15905734 EMC MORTGAGE CENTURY MORTGAGE COMPANY FIXED 20051201 20060101 20351201 15911475 EMC MORTGAGE CENTURY MORTGAGE COMPANY FIXED 20051205 20060201 20360101 15789197 EMC MORTGAGE CENTURY MORTGAGE COMPANY FIXED 20051014 20051201 20351101 15777218 EMC MORTGAGE CHAPEL MORTGAGE FIXED 20051123 20060101 20351201 15817074 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051114 20060101 20351201 15819261 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051103 20060101 20351201 15819370 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051121 20060101 20351201 15868788 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051118 20060101 20351201 15871396 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051129 20060101 20351201 15871591 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051209 20060201 20360101 15889987 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051207 20060201 20360101 15819483 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051101 20060101 20351201 15833374 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051108 20060101 20351201 15930246 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051209 20060201 20360101 15874998 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051130 20060101 20351201 15902672 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051206 20060101 20351201 15878058 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051121 20060101 20351201 15759958 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051116 20060101 20201201 15869012 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051123 20060101 20351201 15868934 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051123 20060101 20351201 15874544 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051121 20060101 20351201 15878001 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051130 20060101 20351201 15833484 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051104 20060101 20351201 15796159 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051110 20060101 20351201 15868530 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051128 20060101 20351201 15815286 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051103 20060101 20351201 15864294 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051123 20060101 20351201 15864853 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051117 20060101 20351201 15815219 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051110 20060101 20351201 15826041 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051123 20060101 20351201 15868754 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051121 20060101 20351201 15810326 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051109 20060101 20351201 15832177 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051108 20060101 20351201 15832138 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051115 20060101 20351201 15838224 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051118 20060101 20351201 15864503 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051117 20060101 20351201 15764141 EMC MORTGAGE CHERRY CREEK MORTGAGE CO FIXED 20051104 20060101 20201201 15717108 EMC MORTGAGE CIT MORTGAGE FIXED 20050824 20051001 20200901 15717163 EMC MORTGAGE CIT MORTGAGE FIXED 20050818 20051001 20350901 15717111 EMC MORTGAGE CIT MORTGAGE FIXED 20050808 20051001 20200901 15717106 EMC MORTGAGE CIT MORTGAGE FIXED 20050818 20051001 20350901 15717105 EMC MORTGAGE CIT MORTGAGE FIXED 20050802 20051001 20200901 15717103 EMC MORTGAGE CIT MORTGAGE FIXED 20050802 20051001 20350901 15717080 EMC MORTGAGE CIT MORTGAGE FIXED 20050815 20051001 20200901 15717072 EMC MORTGAGE CIT MORTGAGE FIXED 20050728 20051001 20350901 15717142 EMC MORTGAGE CIT MORTGAGE FIXED 20050801 20051001 20350901 15717057 EMC MORTGAGE CIT MORTGAGE FIXED 20050816 20051001 20350901 15717048 EMC MORTGAGE CIT MORTGAGE FIXED 20050804 20051001 20350901 15717171 EMC MORTGAGE CIT MORTGAGE FIXED 20050826 20051001 20200901 15717034 EMC MORTGAGE CIT MORTGAGE FIXED 20050805 20050910 20200810 15717175 EMC MORTGAGE CIT MORTGAGE FIXED 20050830 20051001 20200901 15717009 EMC MORTGAGE CIT MORTGAGE FIXED 20050810 20051001 20200901 15717094 EMC MORTGAGE CIT MORTGAGE FIXED 20050826 20051001 20200901 15589518 EMC MORTGAGE CIT MORTGAGE FIXED 20050616 20050801 20350701 15716934 EMC MORTGAGE CIT MORTGAGE FIXED 20050728 20050901 20350801 15717179 EMC MORTGAGE CIT MORTGAGE FIXED 20050808 20051001 20350901 15716931 EMC MORTGAGE CIT MORTGAGE FIXED 20050728 20051001 20200901 15716930 EMC MORTGAGE CIT MORTGAGE FIXED 20050810 20051001 20200901 15717156 EMC MORTGAGE CIT MORTGAGE FIXED 20050804 20051001 20350901 15908547 EMC MORTGAGE COASTAL CAPITAL CORP FIXED 20051206 20060201 20360101 15838583 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051104 20060101 20351201 15859400 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051111 20060101 20201201 15868760 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051117 20060101 20201201 15859435 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051122 20060101 20351201 15864598 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051129 20060101 20201201 15825690 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051121 20060101 20351201 15825708 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051121 20060101 20351201 15921713 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051018 20051201 20201101 15788913 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051020 20051201 20201101 15921723 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051003 20051101 20201001 15902051 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051130 20060101 20201201 15820569 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051202 20060201 20210101 15902032 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051130 20060101 20351201 15846516 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051111 20060101 20351201 15842291 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051107 20060101 20351201 15861975 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051130 20060101 20201201 15892591 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051128 20060101 20351201 15921694 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051014 20051201 20201101 15921699 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051109 20060101 20201201 15879360 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051123 20060101 20201201 15861914 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051109 20060101 20201201 15879539 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051128 20060101 20201201 15921728 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051018 20051201 20201101 15879517 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051123 20060101 20201201 15921706 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051114 20060101 20201201 15921708 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051006 20051201 20201101 15853702 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051109 20060101 20351201 15840240 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20050909 20051101 20201001 15859541 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051117 20060101 20351201 15833623 EMC MORTGAGE COLORADO FEDERAL SAVINGS FIXED 20051128 20060101 20201201 15902669 EMC MORTGAGE COMMUNITY RESOURCE MORTGA FIXED 20051212 20060201 20360101 15871796 EMC MORTGAGE COMMUNITY RESOURCE MORTGA FIXED 20051205 20060101 20351201 15878196 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051031 20051201 20201101 15679680 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050916 20051101 20201001 15899645 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051109 20060101 20201201 15899640 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051108 20060101 20201201 15899635 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051007 20051201 20201101 15899628 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051108 20060101 20201201 15899623 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051129 20060101 20201201 15905885 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050920 20051101 20351001 15838574 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051026 20051201 20201101 15838545 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051018 20051201 20201101 15905713 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051207 20060201 20210101 15838351 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051005 20051201 20201101 15838341 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050928 20051101 20201001 15838682 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051006 20051201 20201101 15879231 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051103 20060101 20201201 15908343 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050916 20051101 20201001 15889899 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051123 20060101 20201201 15879226 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051101 20060101 20201201 15879234 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051108 20060101 20201201 15924705 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051207 20060201 20210101 15878399 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051012 20051201 20201101 15878150 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051017 20051201 20351101 15878388 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051014 20051201 20351101 15878377 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050920 20051101 20201001 15878156 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051020 20051201 20201101 15877999 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051027 20051201 20201101 15878369 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050929 20051101 20201001 15911311 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051207 20060201 20210101 15878007 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050916 20051101 20201001 15878013 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051027 20051201 20201101 15878016 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050922 20051101 20201001 15901918 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051129 20060101 20201201 15878275 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050920 20051101 20201001 15878021 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050929 20051101 20201001 15878026 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050927 20051101 20201001 15878270 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051104 20060101 20201201 15878268 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050930 20051101 20201001 15878044 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051018 20051201 20201101 15878264 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051104 20060101 20351201 15878259 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050930 20051101 20201001 15878258 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051027 20051201 20201101 15879303 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051104 20060101 20201201 15927870 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051028 20051201 20201101 15879296 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051103 20060101 20201201 15924672 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051115 20060101 20201201 15878060 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051027 20051201 20201101 15879281 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051028 20051201 20201101 15878065 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051026 20051201 20201101 15878075 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051025 20051201 20201101 15879265 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051123 20060101 20201201 15924665 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051121 20060101 20201201 15924664 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051207 20060201 20210101 15922011 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051206 20060201 20210101 15608403 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050727 20050901 20200801 15908325 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051117 20060101 20201201 15879874 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051107 20060101 20201201 15878207 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051026 20051201 20351101 15892984 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051130 20060101 20201201 15864593 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050627 20050801 20200701 15878209 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050927 20051101 20201001 15908262 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050916 20051101 20201001 15921443 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051206 20060201 20210101 15908276 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051005 20051201 20201101 15878220 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051028 20051201 20201101 15878221 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050921 20051101 20201001 15878239 EMC MORTGAGE CONCORD MORTGAGE FIXED 20050922 20051101 20201001 15877983 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051020 20051201 20201101 15908159 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051120 20060101 20201201 15908168 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051117 20060101 20201201 15908267 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051004 20051201 20201101 15899487 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051104 20060101 20201201 15899472 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051201 20060201 20210101 15877989 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051028 20051201 20351101 15908170 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051205 20060201 20210101 15899491 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051110 20060101 20201201 15899489 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051108 20060101 20201201 15832389 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051031 20051201 20201101 15899522 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051108 20060101 20201201 15899512 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051104 20060101 20201201 15899506 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051110 20060101 20201201 15899503 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051108 20060101 20201201 15878180 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051020 20051201 20201101 15878183 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051007 20051201 20201101 15878184 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051101 20060101 20201201 15878191 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051027 20051201 20201101 15874184 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051123 20060101 20201201 15878195 EMC MORTGAGE CONCORD MORTGAGE FIXED 20051007 20051201 20201101 15789138 EMC MORTGAGE CORNERSTONE FIXED 20051025 20051201 20351101 15809502 EMC MORTGAGE CORNERSTONE FIXED 20051026 20051201 20351101 15838604 EMC MORTGAGE CORNERSTONE FIXED 20051122 20060101 20351201 15814996 EMC MORTGAGE CORNERSTONE FIXED 20051026 20051201 20351101 15841520 EMC MORTGAGE CORNERSTONE FIXED 20051129 20060101 20351201 15879254 EMC MORTGAGE CORNERSTONE FIXED 20051201 20060101 20201201 15796061 EMC MORTGAGE CORNERSTONE FIXED 20051201 20060201 20360101 15774413 EMC MORTGAGE CORNERSTONE FIXED 20051111 20060101 20201201 15871970 EMC MORTGAGE CORNERSTONE FIXED 20051205 20060201 20360101 15810287 EMC MORTGAGE CORNERSTONE FIXED 20051021 20051201 20351101 15796000 EMC MORTGAGE CORNERSTONE FIXED 20051201 20060201 20360101 15704691 EMC MORTGAGE CORNERSTONE FIXED 20051030 20051201 20351101 15683502 EMC MORTGAGE CORNERSTONE FIXED 20050928 20051101 20351001 15712782 EMC MORTGAGE CORNERSTONE FIXED 20051007 20051201 20351101 15786379 EMC MORTGAGE CORNERSTONE FIXED 20051101 20051201 20351101 15699421 EMC MORTGAGE CORNERSTONE FIXED 20051026 20051201 20351101 15764315 EMC MORTGAGE CORNERSTONE FIXED 20051027 20051201 20351101 15700073 EMC MORTGAGE CORNERSTONE FIXED 20051027 20051201 20351101 15795987 EMC MORTGAGE CORNERSTONE FIXED 20051201 20060201 20360101 15810066 EMC MORTGAGE CORNERSTONE FIXED 20051027 20051201 20351101 15819005 EMC MORTGAGE CORNERSTONE FIXED 20051122 20060101 20351201 15789217 EMC MORTGAGE CORNERSTONE FIXED 20051025 20051201 20351101 15839944 EMC MORTGAGE CORNERSTONE FIXED 20051111 20060101 20351201 15859169 EMC MORTGAGE CORNERSTONE FIXED 20051109 20060101 20351201 15902278 EMC MORTGAGE CORNERSTONE FIXED 20051123 20060101 20201201 15807820 EMC MORTGAGE CORNERSTONE FIXED 20051022 20051201 20351101 15488254 EMC MORTGAGE CTX MORTGAGE FIXED 20050531 20050701 20200601 15842146 EMC MORTGAGE DUXFORD FINANCIAL INC FIXED 20051115 20060101 20351201 15861835 EMC MORTGAGE DUXFORD FINANCIAL INC FIXED 20051116 20060101 20351201 15840209 EMC MORTGAGE DUXFORD FINANCIAL INC FIXED 20051201 20060201 20360101 15774063 EMC MORTGAGE DUXFORD FINANCIAL INC FIXED 20051104 20060101 20351201 15800250 EMC MORTGAGE DUXFORD FINANCIAL INC FIXED 20051108 20060101 20201201 15817212 EMC MORTGAGE DUXFORD FINANCIAL INC FIXED 20051101 20060101 20201201 15819590 EMC MORTGAGE DUXFORD FINANCIAL INC FIXED 20051111 20060101 20351201 15838690 EMC MORTGAGE DUXFORD FINANCIAL INC FIXED 20051118 20060101 20201201 15807816 EMC MORTGAGE DUXFORD FINANCIAL INC FIXED 20051101 20060101 20351201 15864476 EMC MORTGAGE DUXFORD FINANCIAL INC FIXED 20051118 20060101 20201201 15861546 EMC MORTGAGE DUXFORD FINANCIAL INC FIXED 20051121 20060101 20351201 15861993 EMC MORTGAGE ECI CORPORATION/COAST CAP FIXED 20051019 20051201 20351101 15781062 EMC MORTGAGE ECI CORPORATION/COAST CAP FIXED 20051005 20051201 20351101 15899752 EMC MORTGAGE ECI CORPORATION/COAST CAP FIXED 20051121 20060101 20351201 15871457 EMC MORTGAGE ECI CORPORATION/COAST CAP FIXED 20051109 20060101 20351201 15846345 EMC MORTGAGE ECI CORPORATION/COAST CAP FIXED 20051104 20060101 20351201 15911870 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051208 20060201 20360101 15874986 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051122 20060101 20351201 15924749 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051122 20060101 20201201 15819626 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051103 20051201 20351101 15819157 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051110 20060101 20351201 15839910 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051108 20060101 20351201 15839853 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051108 20060101 20351201 15840164 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051107 20060101 20351201 15906215 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051207 20060201 20360101 15807946 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051121 20060101 20201201 15808125 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051121 20060101 20201201 15839837 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051116 20060101 20351201 15924860 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051208 20060201 20360101 15874988 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051129 20060101 20351201 15840013 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051104 20060101 20201201 15841666 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051108 20060101 20201201 15838698 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051103 20051201 20351101 15841185 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051109 20060101 20201201 15809644 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051103 20051201 20201101 15908498 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051206 20060201 20360101 15809787 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051102 20051201 20201101 15862024 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051118 20060101 20351201 15862273 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051115 20060101 20351201 15862320 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051115 20060101 20201201 15838232 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051108 20060101 20351201 15921725 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051129 20060101 20351201 15859497 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051115 20060101 20351201 15893021 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15876293 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051212 20060201 20360101 15878218 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051128 20060101 20201201 15859487 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051117 20060101 20351201 15879832 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15859332 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051121 20060101 20351201 15859199 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051114 20060101 20351201 15859198 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051114 20060101 20351201 15859141 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051117 20060101 20351201 15819556 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051028 20051201 20201101 15874181 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051122 20060101 20351201 15871610 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051118 20060101 20351201 15861561 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051115 20060101 20351201 15876367 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051212 20060201 20360101 15808073 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051121 20060101 20201201 15864703 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051118 20060101 20351201 15878200 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051129 20060101 20351201 15862181 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051117 20060101 20351201 15862183 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051123 20060101 20351201 15864716 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051117 20060101 20351201 15864979 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051121 20060101 20351201 15862347 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051118 20060101 20351201 15864221 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051116 20060101 20351201 15878203 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15853859 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051116 20060101 20201201 15833171 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051115 20060101 20351201 15853645 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051110 20060101 20351201 15853629 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051114 20060101 20351201 15853557 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051114 20060101 20351201 15833179 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051109 20060101 20351201 15905786 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051206 20060201 20360101 15876513 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15876530 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051123 20060101 20351201 15846470 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051108 20060101 20351201 15825633 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051109 20060101 20351201 15875890 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15900659 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051202 20060201 20360101 15900654 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15900637 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051206 20060201 20360101 15876535 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051123 20060101 20351201 15875737 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051123 20060101 20351201 15875649 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051121 20060101 20351201 15820387 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051109 20060101 20351201 15900742 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15874994 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051122 20060101 20351201 15820197 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051104 20060101 20351201 15905874 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051205 20060201 20360101 15838306 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051114 20060101 20351201 15832219 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051031 20051201 20351101 15874950 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051202 20060201 20360101 15846794 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051111 20060101 20351201 15846143 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051110 20060101 20351201 15846501 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051109 20060101 20351201 15861933 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051115 20060101 20351201 15832199 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051115 20060101 20351201 15892555 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051129 20060101 20351201 15879823 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15846394 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051110 20060101 20351201 15874927 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15893044 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051202 20060201 20210101 15846522 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051118 20060101 20351201 15846631 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051111 20060101 20351201 15846004 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051109 20060101 20351201 15846617 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051116 20060101 20351201 15853554 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051111 20060101 20351201 15868992 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051122 20060106 20351206 15892741 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051201 20060101 20351201 15892594 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15846074 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051111 20060101 20351201 15846091 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051118 20060101 20351201 15868974 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051116 20060101 20351201 15868972 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051118 20060101 20351201 15853870 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051108 20060101 20351201 15879751 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051123 20060101 20351201 15879507 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051129 20060101 20351201 15868961 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051118 20060101 20351201 15902621 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051202 20060201 20360101 15892553 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15900749 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051205 20060101 20351201 15862018 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051115 20060101 20351201 15838601 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051116 20060101 20351201 15862143 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051115 20060101 20351201 15786186 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051109 20060101 20201201 15921986 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051128 20060101 20351201 15802479 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051117 20060101 20201201 15880336 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15921990 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051208 20060201 20360101 15810186 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051115 20060101 20201201 15874787 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051117 20060101 20201201 15892551 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15786425 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051201 20060201 20210101 15879681 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15815220 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051107 20060101 20351201 15879713 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051205 20060201 20360101 15853838 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051110 20060101 20351201 15853579 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15874708 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051121 20060101 20351201 15853703 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051122 20060101 20351201 15838200 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051108 20060101 20201201 15841631 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051109 20060101 20201201 15838638 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051108 20060101 20201201 15874960 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051122 20060101 20351201 15893064 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051202 20060201 20360101 15892549 EMC MORTGAGE ENTRUST MORTGAGE FIXED 20051130 20060101 20351201 15871428 EMC MORTGAGE EQUITY RESOURCES FIXED 20051129 20060101 20201201 15859516 EMC MORTGAGE FAIRFIELD FINANCIAL MTG FIXED 20051110 20060101 20351201 15832246 EMC MORTGAGE FAIRFIELD FINANCIAL MTG FIXED 20051117 20060101 20351201 15871453 EMC MORTGAGE FAIRFIELD FINANCIAL MTG FIXED 20051116 20060101 20351201 15864443 EMC MORTGAGE FAIRFIELD FINANCIAL MTG FIXED 20051121 20060101 20351201 15864643 EMC MORTGAGE FAIRFIELD FINANCIAL MTG FIXED 20051114 20060101 20351201 15899537 EMC MORTGAGE FAIRFIELD FINANCIAL MTG FIXED 20051130 20060101 20351201 15874845 EMC MORTGAGE FAIRFIELD FINANCIAL MTG FIXED 20051202 20060101 20351201 15841405 EMC MORTGAGE FAIRMONT FUNDING FIXED 20051109 20060101 20351201 15786048 EMC MORTGAGE FARMERS & MERCHANTS STATE FIXED 20051028 20051201 20201101 15841442 EMC MORTGAGE FARMERS & MERCHANTS STATE FIXED 20051109 20060101 20351201 15820205 EMC MORTGAGE FARMERS & MERCHANTS STATE FIXED 20051108 20060101 20351201 15777280 EMC MORTGAGE FARMERS & MERCHANTS STATE FIXED 20051117 20060101 20351201 15796260 EMC MORTGAGE FEDERAL FUNDING MORTGAGE FIXED 20051031 20051201 20201101 15905860 EMC MORTGAGE FEDERAL FUNDING MORTGAGE FIXED 20051202 20060201 20210101 15728947 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050815 20051001 20200901 15728940 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050826 20051001 20350901 15728822 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050829 20051001 20200901 15728949 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050831 20051001 20200901 15728950 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050805 20051001 20200901 15728825 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050819 20051001 20350901 15468479 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050510 20050701 20350601 15728819 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050831 20051001 20350901 15728786 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050818 20051001 20200901 15728937 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050815 20051001 20350901 15728826 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050801 20051001 20350901 15728827 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050901 20051101 20201001 15728828 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050825 20051001 20350901 15728829 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050805 20050901 20200801 15728830 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050819 20051001 20200901 15728832 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050826 20051001 20350901 15728833 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050826 20051001 20350901 15728791 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050822 20051001 20200901 15728807 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050805 20051001 20200901 15728834 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050823 20051001 20200901 15728808 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050831 20051001 20200901 15728813 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050829 20051001 20200901 15728820 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050816 20051001 20350901 15728783 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050804 20051001 20350901 15728821 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050815 20051001 20350901 15728824 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050727 20050901 20200801 15728835 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050830 20051001 20350901 15728784 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050824 20051001 20200901 15728836 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050822 20051001 20350901 15728837 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050815 20051001 20200901 15728838 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050831 20051001 20350901 15728839 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050805 20050901 20200801 15728841 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050824 20051001 20350901 15728785 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050826 20051001 20350901 15728842 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050815 20051001 20350901 15728843 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050822 20051001 20200901 15728787 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050825 20051001 20350901 15728846 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050825 20051001 20350901 15728788 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050826 20051001 20350901 15728789 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050823 20051001 20200901 15728790 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050817 20051001 20200901 15728831 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050826 20051001 20200901 15728948 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050805 20050901 20200801 15728840 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050808 20051001 20350901 15728844 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050822 20051001 20200901 15728792 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050815 20051001 20200901 15728848 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050815 20051001 20200901 15728849 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050901 20051001 20200901 15728850 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED 20050824 20051001 20200901 15728851 EMC MORTGAGE FIDELITY & TRUST MTG INC FIXED