JOINT FILING AGREEMENT
This will confirm the agreement by and between the undersigned that
the Schedule 13D filed on or about this date with respect to the beneficial
ownership of the undersigned of the Common Shares, $.01 par value, of Republic
First Bancorp Inc. is being filed on behalf of each of the persons named below.
This agreement may be executed in two counterparts, each of which shall be
deemed an original, but which together shall constitute one and the same
instrument.
Date: September 3, 1998
USABancShares, Inc.
By: /s/Xxxxxxx X. Xxxxxx
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Name: Xxxxxxx X. Xxxxxx
Title: President and
Chief Executive Officer
/s/Xxxx Xxxxxxxx
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Xxxx Xxxxxxxx