EXHIBIT 10.13 SUBLEASE FOR OFFICE AT 570 LEXINGTON AVENUE, NEW YORK, NEW YORK

                                  EXHIBIT 10.13
         SUBLEASE FOR OFFICE AT 000 XXXXXXXXX XXXXXX, XXX XXXX, XXX XXXX

                       TECHNOLOGY PARTNERS (HOLDINGS) LLC
                          000 XXXXXXXXX XXXXXX--00xx XX.
                               New Yort, NY 10022

                               TAT: (000) 000-0000

                               FAX: (000) 000-0000

                                                                 February 1,2000


                  Xx. Xxxxx Xxxxxx
                  President
                  XXXXXX ONLINE LNC~

                  0 XXXX XX XXXXXX--XXXXX 0000
                  XXXXXXX,XX 00000

                  DEAR

                  This letter will confirm our agreement to sub.4easo to you and
                  Cathay Online Inc. for six months,  the rear ertolosed  office
                  Song the east wall of our office  stEte,  together  with,  one
                  administrative cubicle.

                  AS AGREED~  THIS  SUB-LEASE  shall be at the rate of $3,000.00
                  per month for the office end  cubicle,  ROFfl shall be payable
                  In advance on Ihe first of each month.  One rnonttVs  security
                  DEPOSIT IS also  payable upon  signing of this  agreement  The
                  sub-lease  shall n.m from  February 1, 2000  THROUGH  JULY 31,
                  2000, UNLESS EXTENDS AT THE OPTION OF Technology Partners.

                  YOU WILL BE  ISSUED A SET OF KEYS TO YOUR OFF BE SPACU AND THE
                  TECHNOLOGY  PARTNERS'  OFFICE  STHTE YOU WILL ALSO BE PROVICED
                  WITH A MAGNETIC KEYCARD FOR BUILDING A~SS, YOU ARE responsible
                  for THESE ITEMS WHICH MUST BE RETURNED TO  TECHNDOQY  PARTNERS
                  UPON termInation S your sub4ease. You will also be responsible
                  for your own  telepTione  and Internet  services,  and will be
                  bflied  DIRECTLY B~ TECHNOLOGY  PARTNERS FOR DIRECT USE gi f~x
                  arid copiers.

                            SIGNED AND AGREED TO BY:

                  Xxxxx Xxxxxx               Xxxxxx Blbb

                  President                  Technology Partners (Holdings) LLC
                  CATHAY ONLINE INC.