14TH AMENDMENT TO PARTICIPATION AGREEMENT AMONG AMERICAN GENERAL LIFE INSURANCE COMPANY, AIG CAPITAL SERVICES, INC., VALIC COMPANY I AND THE VARIABLE ANNUITY LIFE INSURANCE COMPANY

EXHIBIT (8)(x)

14TH AMENDMENT
TO
PARTICIPATION AGREEMENT
AMONG
AMERICAN GENERAL LIFE INSURANCE COMPANY,
AIG CAPITAL SERVICES, INC.,
VALIC COMPANY I AND
THE VARIABLE ANNUITY LIFE INSURANCE COMPANY

          THIS 14^TH AMENDMENT TO PARTICIPATION AGREEMENT (“Amendment”) effective as of September 1, 2014, amends the Participation Agreement dated as of February 26, 1998 (the “Agreement”), among AMERICAN GENERAL LIFE INSURANCE COMPANY (the “Company”), on its own behalf and on behalf of each separate account of the Company set forth on Schedule B of the Agreement (the “Account”), AIG CAPITAL SERVICES, INC. (formerly known as SunAmerica Capital Services, Inc.) (“ACS”), VALIC COMPANY I (the “Fund”), and THE VARIABLE ANNUITY LIFE INSURANCE COMPANY (the “Adviser”), (collectively, the “Parties”). All capitalized terms not otherwise defined in this Amendment, shall have the same meaning as ascribed in the Agreement.

          WHEREAS, from time to time, the Fund will make additional Portfolios available to one or more Accounts of the Company;

          WHEREAS, the Parties now desire to amend the Agreement to reflect two new Variable Insurance Products for which the Fund will act as an investment vehicle for the Accounts;

          WHEREAS, the Parties wish to amend the Agreement regarding administrative reimbursements paid to the Company by the Adviser;

          WHEREAS, the Parties wish to amend the Agreement in order to provide for the use of Portfolio summary prospectuses by the Variable Insurance Products; and

          WHEREAS, the Company and ACS wish to affirm their compliance with the Information Sharing and Restricted Trading Agreement between the Company and the Fund.

          NOW, THEREFORE, in consideration of their mutual promises, the Parties agree as follows:

1. Schedule B to the Agreement, a revised copy of which is attached hereto, is hereby amended to add under Separate Account VL-R, the following Policies: AG Platinum Choice VUL and Platinum Investor VIP (2007), and under Separate Account D, the following Contracts: (a) Individual Variable Annuity (regular surrender charge/deferred sales load AGVU, (b) Individual Variable Annuity (front end load AGVH), and (c) Generations Variable Annuity (each of which were inadvertently omitted from prior amendments) and to add the Company’s Variable Separate Account as an Account able to purchase and redeem shares of certain Portfolios of the Fund effective on or about September 1, 2014, with the Polaris Select Investor Variable Annuity as the Variable Insurance Product available within such Account.

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2.		The Parties acknowledge that from time to time the Company will introduce new Variable Insurance Products for which the Fund will act as an investment vehicle for certain of the Company’s Accounts. In this regard, the Parties agree that the Company may, upon ten (10) days prior written notice to the other Parties, add such new Variable Insurance Products and Separate Accounts of the Company to Schedule B of the Agreement, and thereby amend Schedule B of the Agreement.
3.		Schedule A-2 is being added to the Agreement to add the Global Social Awareness Fund, International Equities Index Fund, Mid Cap Index Fund, Nasdaq-100 Index Fund, Small Cap Index Fund and Stock Index Fund as investment vehicles available for purchase and redemption by the Variable Separate Account, and to reflect the administrative fees payable to Variable Separate Account pursuant to Section 3.2(e) of the Agreement, as amended herein, which fees are limited to the net assets of the Funds attributable to the Polaris Select Investor Variable Annuity.
4.		The parties acknowledge that from time to time the Fund will make additional Portfolios available to the Accounts of the Company. In this regard, the Parties agree that the Company may, upon written notice to the other parties, add such new Portfolios to Schedule A-1 and/or Schedule A-2 of the Agreement, and thereby amend such schedules of the Agreement. All references to Schedule A in the Agreement shall include Schedule A-1 and Schedule A-2 as appropriate.
5.		Section 3.2(e) of the Agreement is deleted in its entirety and replaced with the following:

(e) Certain Administrative Expenses of the Company. The Adviser will reimburse the Company on a calendar quarterly basis, for certain of the administrative costs and expenses incurred by the Company as a result of operations necessitated by the beneficial ownership of shares of the Portfolios of the Fund by owners of those Contracts which are subject to such reimbursement as indicated on Schedule B hereto. Such reimbursements shall be in an amount set forth on Schedule A-1 and Schedule A-2 based on the net assets of the Funds attributable to such Contracts. The determination of applicable assets shall be made by averaging assets in applicable Portfolios of the Fund as of the last Business Day of each calendar month falling within the applicable calendar quarter. In no event shall such fee be paid by the Fund, its shareholders or by any Contract owner.

6.		A new Section 3.1(d) is hereby added to the Agreement as follows in order to provide for use of Portfolio summary prospectuses by the Variable Insurance Products:
		“3.1(d)     The Fund on behalf of one or more Portfolios will provide the Company upon its request with copies of summary prospectuses and supplements thereto in the same manner and at the same time that the Fund provides the Company with statutory

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		prospectuses. The Fund represents and warrants that the summary prospectuses and any supplements provided thereto will comply with the requirements of Rule 498 of the 1933 Act (“Rule 498”) applicable to its Portfolios. The Company represents and warrants that its use of the summary prospectuses and supplements, its website, and the manner and procedures related to its hosting of the summary prospectuses and supplements on its website will at all times comply with the requirements of Rule 498. The Fund, at its sole cost and expense, shall provide the Company with summary prospectuses containing the appropriate hyperlinks required by Rule 498 and such other documentation that may be required by Rule 498. The Company, at its sole cost and expense, shall host the summary prospectuses and supplements thereto as well as any other required documentation on its website. The Company shall provide the Fund with the website URL(s) that will serve as the hyperlinks within the summary prospectus and other required documentation and the Company shall be responsible for maintaining the required documents at such website URLs for the requisite period set forth in Rule 498. The Fund may require the Company to terminate the use of the summary prospectuses by providing the Company with at least one hundred and thirty-five (135) days’ prior written notice. The Fund agrees that the Company is not required to distribute the summary prospectuses to its Contract owners and that any use will be in the discretion of the Company. The Company shall provide the Fund with at least thirty (30) days’ prior written notice of its intended use of the summary prospectuses and at least sixty (60) days’ prior written notice of its intent to terminate use of the summary prospectuses.”
7.		Pursuant Rule 22c-2 of the 1940 Act, the Fund, ACS and the Company agree to comply with the terms included in the Information Sharing and Restricted Trading Agreement between the Fund and the Company dated April 16, 2007 and Amendment No. 1 thereto dated as of September 1, 2014.
8.		Except as amended hereby, the Agreement is hereby ratified and confirmed in all respects.

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IN WITNESS WHEREOF, the Parties hereto have caused this Amendment to be executed in its name and on its behalf by its duly authorized representative hereto as of the date specified above.

AMERICAN GENERAL LIFE INSURANCE COMPANY,
on behalf of itself and each of its Separate Accounts named
in Schedule B of the Agreement, as amended from time to time.

By:				/s/ Xxxxxx X. Xxxxxxxxxxx
Name:				Xxxxxx X. Xxxxxxxxxxx
Title:				Executive Vice President, Individual and Group Retirement
AIG CAPITAL SERVICES, INC.
By:		/s/
Name:
Title:
VALIC COMPANY I
By:		/s/
Name:
Title:
THE VARIABLE ANNUITY LIFE INSURANCE COMPANY
By:		/s/
Name:
Title:

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SCHEDULE A-1

PORTFOLIOS OF
VALIC COMPANY I
AVAILABLE FOR PURCHASE BY
AMERICAN GENERAL LIFE INSURANCE COMPANY
UNDER THIS AGREEMENT
(As of September 1, 2014 except as otherwise indicated below)

				Administrative Service Fee
Fund Name		Separate Account		Pursuant to Section 3.2(e)
Asset Allocation Fund		A		0.15%
Blue Chip Growth Fund		D		0.20%
Capital Conservation Fund		A		0.15%
Dividend Value Fund		D		0.20%
Dynamic Allocation Fund		VL-R		0.15%
Emerging Economies Fund		VL-R		0.20%
Foreign Value Fund		VL-R		0.15%
Global Social Awareness Fund		A, D and VL-R		0.15%
Government Securities Fund		A		0.15%
Health Sciences Fund		D		0.20%
International Equities Index Fund		D and VL-R		0.15%
Mid Cap Index Fund		A, D, VL-R and VUL*		0.15%
Money Market I Fund		A, D, VL-R and VA-2 **		0.00%
Nasdaq-100 Index Fund		D, VL-R and VUL*		0.05%
Science & Technology Fund		A, D, VL-R and VUL*		0.15%
Small Cap Index Fund		A, D and VL-R		0.15%
Stock Index Fund		A, D, VL-R and VA-2 **		0.15%

   * Separate Account VUL was added effective August 15, 2003.

** Separate Account VA-2 was added effective December 31, 2002.

The parties hereto agree that this Schedule A-1 may be revised and replaced as necessary to accurately reflect the Portfolios covered under this Agreement. Such agreement shall be reflected in a written acknowledgement executed by all Parties.

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SCHEDULE A-2

PORTFOLIOS OF
VALIC COMPANY I
AVAILABLE FOR PURCHASE BY
AMERICAN GENERAL LIFE INSURANCE COMPANY
UNDER THIS AGREEMENT
(As of September 1, 2014 except as otherwise indicated below)

				Administrative Service Fee
Fund Name		Separate Account		Pursuant to Section 3.2(e)
Global Social Awareness Fund		Variable Separate Account		0.25%
International Equities Index Fund		Variable Separate Account		0.21%
Mid Cap Index Fund		Variable Separate Account		0.25%
Nasdaq-100 Index Fund		Variable Separate Account		0.21%
Small Cap Index Fund		Variable Separate Account		0.29%
Stock Index Fund		Variable Separate Account		0.23%

The parties hereto agree that this Schedule A-2 may be revised and replaced as necessary to accurately reflect the Portfolios covered under this Agreement. Such agreement shall be reflected in a written acknowledgement executed by all Parties.

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SCHEDULE B

SEPARATE ACCOUNTS AND CONTRACTS**

Name of Separate Account and Date		Registration Numbers and Names of Contracts Funded
Established by Board of Directors		by Separate Account
		Registration		Name of Contract:
		Nos.:
American General Life Insurance Company		33-44744		Group and Individual Variable Annuity*
Separate Account A		811-1491
Established: August 14, 1967
		33-44745		Individual Variable Annuity*
		811-1491
American General Life Insurance Company		333-40637		Select ReserveSM Flexible Payment
Separate Account D Established: November 19, 1973		811-02441		Variable and Fixed Individual Deferred Annuity*
		33-43390		Variety PlusSM Variable Annuity*
		811-02441
		333-70667		Platinum Investor® Variable Annuity*
		811-02441
		333-109206		Platinum Investor® Immediate Variable
		811-02441		Annuity*
		002-49805		Individual Variable Annuity (regular surrender charge/deferred sales load
		811-02441		AGVU)*
		002-49805		Individual Variable Annuity (front end load AGVH)*
		811-02441
		033-43390		Generations Variable Annuity*
		811-02441
American General Life Insurance Company		333-102301		Equibuilder Flexible Premium Variable
Separate Account VUL Established: July 22, 1987		811-05794		Life Insurance *
American General Life Insurance Company		333-102303		Individual VA Contracts *
Separate Account VA-2		811-01990
Established: December 31, 2002

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Name of Separate Account and Date		Registration Numbers and Names of Contracts Funded
Established by Board of Directors		by Separate Account
		Registration		Name of Contract:
		Nos.:
American General Life Insurance Company		333-42567		Platinum Investor® I and Platinum
Separate Account VL-R		811-08561		Investor® II Variable Life Insurance
Established: May 6, 1997				Policies*
		333-53909		Legacy PlusSM Variable Life Insurance
		811-08561		Policies*
		333-80191		Corporate America - Variable Life
		811-08561		Insurance Policies*
		333-90787		Platinum Investor® Survivor
		811-08561		Variable Life Insurance Policies*
		333-87307		The ONE VUL Solution
		811-08561		Variable Life Insurance Policies*
		333-89897		AG Legacy Plus
		811-08561		Variable Life Insurance Policies*
		333-43264		Platinum Investor® III
		811-08561		Variable Life Insurance Policies*
		333-65170		Platinum Investor® Survivor II
		811-08561		Variable Life Insurance Policies*
		333-82982		Platinum Investor® PLUS
		811-08561		Variable Life Insurance Policies*
		333-109613		Platinum Investor® FlexDirector
		811-08561		Variable Life Insurance Policies*
		333-118318		Platinum Investor® IV
		811-08561		Variable Life Insurance Policies*
		333-129552		Platinum Investor® VIP
		811-08561		Variable Life Insurance Policies*
		333-137817		Platinum Investor VIP (2007)
		811-08561		Variable Life Insurance Policies*
		333-143072		AG Corporate Investor VUL
		811-08561		Variable Life Insurance Policies*
		333-144594		AG Income Advantage VUL
		811-08561		Variable Life Insurance Policies*
		333-146948		Protection Advantage Select VUL
		811-08561		Variable Life Insurance Policies*
		333-151576		Income Advantage Select VUL
		811-08561		Variable Life Insurance Policies*

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Name of Separate Account and Date		Registration Numbers and Names of Contracts Funded
Established by Board of Directors		by Separate Account
		Registration		Name of Contract:
		Nos.:
		333-153068		Survivor Advantage VUL
		811-08561		Joint and Last Survivor Flexible Premium
				Variable Universal Life Insurance Policies*
		333-153093		Corporate Investor Select VUL
		811-08561		Flexible Premium Variable Universal Life
				Insurance Policies*
		333-196172		AG Platinum Choice VUL
		811-08561		Flexible Premium Variable Universal Life Insurance Policies*
American General Life Insurance Company		333-198223		Polaris Select Investor Variable Annuity*
Variable Separate Account		811-03859

* Subject to reimbursement of certain administrative expenses as set forth in Paragraph 3.2(e) of the Participation Agreement referenced above.

** The parties hereto agree that this Schedule B may be revised and replaced as necessary to accurately reflect the Separate Accounts and Contracts covered under this Agreement. Such agreement shall be reflected in a written acknowledgement executed by all Parties.

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