AMENDMENT to the SELECTED AUTOMATIC YRT AGREEMENTS listed below between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, (hereinafter referred to as the “Ceding Company”) And SWISS RE LIFE & HEALTH AMERICA INC. (hereinafter referred to as the “Reinsurer”)...

AMENDMENT to the SELECTED AUTOMATIC YRT AGREEMENTS listed below between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, (hereinafter referred to as the “Ceding Company”) And SWISS RE LIFE & HEALTH AMERICA INC. (hereinafter referred to as the “Reinsurer”)...

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Item 26. Exhibit (g) vi.

AMENDMENT to the

SELECTED AUTOMATIC YRT AGREEMENTS

listed below

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter referred to as the “Ceding Company”)

And

SWISS RE LIFE & HEALTH AMERICA INC.

(hereinafter referred to as the “Reinsurer”)

Original Treaty Effective Date: April 1, 2005

Coverage: Strategic Edge Group Universal Life (GUL) with or without the variable rider (GVUL) Non-New York State

Reinsurer Treaty ID: I64247US-05; I64370US-05

TAI Code:

and

Original Treaty Effective Date: April 1, 2010

Coverage: Strategic Edge GUL with or without the variable rider (GVUL) New York State Business Only

Reinsurer Treaty ID: I99513US-10; I99514US-10; I99515US-10

TAI Code:

For new policies issued on or after January 1, 2015, the Amendment effective date, the attached GVUL Underwriting Guidelines will be applied to the Agreements for applicable business as stated in these same GVUL Underwriting Guidelines.

All other conditions of these Agreements not in conflict with the terms and conditions of this Amendment will continue unchanged.

[SIGNATURE PAGE FOLLOWS]

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IN WITNESS WHEREOF, both parties in duplicate hereby execute this Amendment in good faith:



C.M. LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X. Xxxxxx	Date:	3-25-15
	Xxxxx X. Xxxxxx
	Vice President & Actuary

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X. Xxxxxx	Date:	3-25-15
	Xxxxx X. Xxxxxx
	Vice President & Actuary



SWISS RE LIFE & HEALTH AMERICA INC.

By:	/s/ Xxxxx X’Xxxxxxxx	Date:	3/20/15

Print name:	Xxxxx X’Xxxxxxxx

Title:	Senior Vice President

SWISS RE LIFE & HEALTH AMERICA INC.



By:	/s/ Xxxxx X. Xxxxxxx	Date:	3/23/15

Print name:	Xxxxx X. Xxxxxxx



Title:		Vice President

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Underwriting Guidelines

Effective: January 1, 2015

This document summarizes the .

I.	Underwriting Guidelines

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•

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II.

Basic

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		Eligible Lives

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III.

Basic

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		Eligible Lives

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Underwriting Data

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IV.

Voluntary


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		*Eligible Lives*


		.

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		.

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		.

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Appendix 1 [table deleted]

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Appendix 2 [table deleted]

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[table deleted] .

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AMENDMENT to the

SELECTED AUTOMATIC YRT AGREEMENTS

listed below

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter referred to as the “Ceding Company”)

And

SWISS RE LIFE & HEALTH AMERICA INC.

(hereinafter referred to as the “Reinsurer”)

Coverage: Strategic Edge Group Universal Life (GUL) with or without the variable rider (GVUL) Non-New York State, Original Treaty Effective Date: April 1, 2005

And

Coverage: Strategic Edge GUL with or without the variable rider (GVUL) New York State Business Only,

Original Treaty Effective Date: April 1, 2010

Effective upon policy anniversary renewal beginning February 1, 2015, Schedule D and Base Rate Table of the above-referenced Agreements are hereby revised by the attached “Schedule D: Reinsurance Premium Rates Revised February 1, 2015” and “Base Rate Tables Revised February 1, 2015”. This amendment will serve to update rates in accordance with the Reinsurance Rate Adjustment Mechanism as described in Schedule K of the above-referenced Agreements. Rate changes apply to as well as . The rates herein shall be used for February 1, 2015 .

All other conditions of this Agreement not in conflict with the terms and conditions of this Amendment will continue unchanged.

[SIGNATURE PAGE FOLLOWS]

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IN WITNESS WHEREOF, both parties in duplicate hereby execute this Amendment in good faith:



C.M. LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X. Xxxxxx	Date:	3-27-15
	Xxxxx X. Xxxxxx
	Vice President & Actuary

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X. Xxxxxx	Date:	3-27-15
	Xxxxx X. Xxxxxx
	Vice President & Actuary



SWISS RE LIFE & HEALTH AMERICA INC.

By:	/s/ Xxxxx X’Xxxxxxxx	Date:	3/23/2015

Print name:	Xxxxx X’Xxxxxxxx



Title:	Senior Vice President

SWISS RE LIFE & HEALTH AMERICA INC.

By:	/s/ Xxxxxxx X. Xxxx	Date:	23 March 2015

Print name:	Xxxxxxx X. Xxxx

Title:	Senior VP

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SCHEDULE D: REINSURANCE PREMIUM RATES

REVISED FEBRUARY 1, 2015

Premiums for Standard Risks (Currency – U.S. Dollars)

The premium rates shall be the following percentages times the (attached below) for males and females as appropriate :

The premium shall be the . The Reinsurer and Ceding Company shall participate in the Rate Adjustment Mechanism in SCHEDULE K: RATE ADJUSTMENT MECHANISM. Rate changes apply to .

Policy Fees: No policy fees shall be paid under this Agreement.

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Base Rate Table: Revised February 1, 2015

(Note: The Base Rate Table remains unchanged)

Base Rate Table: the following table will be used as the . This table will be

the to create the appropriate reinsurance premium rates.

The in the base rate table are

and then by the , where the resulting premium .

For rates, the rates in the Base Rate Table will be for

and .

Base Rate Table


	Male		Female
Attained		Male		Female
Age

[tables deleted]

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Calculation of New Rates to become effective on February 1, 2015

New rates are calculated as follows.

3. Determine New Pay Percentages

Base Rate Tables

Base Rate Table

a. Select rates: pay

Attained

Unisex

Attained

Unisex

Age

Original

Pay%

New Pay%

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HISTORICAL PAY PERCENTAGES

For

Effective

[table deleted]

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[tables deleted]

MML BAY STATE LIFE INSURANCE COMPANY

/s/ Xxxxx X. Xxxxxx

Xxxxx X. Xxxxxx

Vice President & Actuary