EXHIBIT INDEX 8.3 Copy of Participation Agreement by and among MFS Variable Insurance Trust and American Centurion Life Assurance Company and Massachusetts Financial Services Company, dated February 1, 2003. 9. Opinion of counsel and consent to its...

                                  EXHIBIT INDEX


8.3       Copy of Participation Agreement by and among MFS Variable Insurance
          Trust and American Centurion Life Assurance Company and Massachusetts
          Financial Services Company, dated February 1, 2003.

9.        Opinion of counsel and consent to its use as to the legality of the
          securities being registered.

10.       Consent of Independent Auditors for American Express Innovations(SM)
          Variable Annuity.

14.3      Power of Attorney to sign Amendments to this Registration Statement
          dated April 17, 2003.