AMENDMENT TO TRANSFER AGENCY AND SERVICES AGREEMENT This Amendment dated as of January ___, 1998, is entered into by FIRST CHOICE FUNDS TRUST (the "Fund") and FIRST DATA INVESTOR SERVICES GROUP, INC. ("Investor Services Group"). WHEREAS, the Fund and...

                                   


                                  AMENDMENT TO
                     TRANSFER AGENCY AND SERVICES AGREEMENT


         This Amendment  dated as of January ___, 1998, is entered into by FIRST
CHOICE FUNDS TRUST (the "Fund") and FIRST DATA  INVESTOR  SERVICES  GROUP,  INC.
("Investor Services Group").

         WHEREAS,  the Fund and  Investor  Services  Group have  entered  into a
Transfer  Agency and  Services  Agreement  dated as of  September  20, 1997 (the
"Agreement"); and

         WHEREAS,  the Fund  and  Investor  Services  Group  wish to  amend  the
Agreement  to add a new  investment  portfolio  of the Fund to  Exhibit 1 of the
Agreement;

         NOW,  THEREFORE,  the parties  hereto,  intending  to be legally  bound
hereby, hereby agree as follows:

     I. Exhibit 1 to the  Agreement is hereby  deleted in full and replaced with
the attached Exhibit 1.

         II. Except to the extent  amended  hereby,  the Agreement  shall remain
unchanged  and in full force and effect and is hereby  ratified and confirmed in
all respects as amended hereby.

         IN WITNESS WHEREOF,  the undersigned have executed this Amendment as of
the date and year first written above.

                                                     FIRST CHOICE FUNDS TRUST



                                                     By:


                                                    FIRST DATA INVESTOR SERVICES
                                                     GROUP, INC.



                                                     By:






                                    Exhibit 1

                               LIST OF PORTFOLIOS


                           U.S. Treasury Reserve Fund
                                Cash Reserve Fund
                            First Choice Equity Fund