EX-7.g
AMENDMENT NO. 4
to the
VARIABLE ANNUITY GMIB REINSURANCE AGREEMENT
EFFECTIVE MARCH 1, 2005
Between
XXXXXXX NATIONAL LIFE INSURANCE COMPANY
("CEDING COMPANY")
and
ACE TEMPEST LIFE REINSURANCE LTD.
("REINSURER")
Effective January 16, 2007, this Amendment is hereby attached to and becomes a
part of the above-described Reinsurance Agreement. It is mutually agreed that
the Agreement will be amended to update fund names, add new funds, include three
new riders, and remove references to the B Series product which will not be
launched. To effect these changes, the following provisions of this Agreement
are hereby amended:
|X| Schedule B-1, CONTRACTS SUBJECT TO THIS REINSURANCE AGREEMENT, amendment
#3, is hereby replaced by the attached Schedule B-1.
|X| Schedule B-2, SUBACCOUNTS SUBJECT TO THIS REINSURANCE AGREEMENT, amendment
#3, is hereby replaced by the attached Schedule B-2.
Xxxxxxx National Life Insurance Company ACE Tempest Life Reinsurance Ltd.
By XXXX X XXXXX By XXXX XXXXX
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Name Xxxx X Xxxxx Name Xxxx Xxxxx
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Title SVP & Chief Actuary Title SVP and Chief Pricing Officer
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Date January 22, 2007 Date Jan 15, 2007
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SCHEDULE B-1
ANNUITY CONTRACTs Subject to this Reinsurance Agreement
PERSPECTIVE II AND FIFTH THIRD PERSPECTIVE II
o VA220 is an individual flexible premium variable and fixed annuity
o VA220G is a group flexible premium variable and fixed annuity
o This product has two Contract options:
o Separate Account Investment Division option and
o Fixed Account Option.
A) SEPARATE ACCOUNT INVESTMENT DIVISION OPTION
o This option allows the Owner to allocate Premiums and earnings to one
or more Investment Divisions of the Separate Account.
o Separate Account I is used for this Contract.
o The Separate Account invests in shares of one of the corresponding
Series of the underlying fund of the JNL Series Trust and JNL Variable
Fund LLC (see Schedule B-2).
B ) GUARANTEED MINIMUM INCOME BENEFITS
FORM NUMBER POLICY DESCRIPTION
7454 FutureGuard effective 10/4/2004
7485 FutureGuard effective 5/2/2005
7485A WA FutureGuard for Washington State effective 1/17/2006
7485A WA Unisex FutureGuard for Washington State effective 1/17/2006
C) OPTIONAL BENEFITS
FORM NUMBER POLICY DESCRIPTION
7360 Earnings Protection Benefit effective 10/4/2004
7461 Death Benefit Option (4% Rollup) effective 10/4/2004
7476 Death Benefit Option (4% Rollup) effective 5/2/2005
7463 Death Benefit Option (5% Rollup) effective 10/4/2004
7475 Death Benefit Option (5% Rollup) effective 5/2/2005
7470 Death Benefit Option (HAV) effective 10/4/2004
7512 Death Benefit Option (HAV) effective 1/16/2007
7462 Death Benefit Option (Comb HAV and 4% Rollup) effective 10/4/2004
7479 Death Benefit Option (Comb HAV and 4% Rollup) effective 5/2/2005
7464 Death Benefit Option (Comb HAV and 5% Rollup) effective 10/4/2004
7478 Death Benefit Option (Comb HAV and 5% Rollup) effective 5/2/2005
7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007
7349 20% Additional Free Withdrawal
7465 Shortened W/D Charge Period (5 years) effective 10/4/2004
7466 Shortened W/D Charge Period (3 years) effective 10/4/2004 - not available for contracts issued after
4/30/2006
7346 03/03 Premium Credit (4%)
7348 03/03 Premium Credit (2%)
7352 03/03 Premium Credit (3%)
7507 Premium Credit (5%)
7380 Reduced Administration Charge
Washington State Only
7471WA Death Benefit Option (3% Rollup) effective 10/4/2004
7481WA Death Benefit Option (3% Rollup) effective 5/2/2005
7472WA Death Benefit Option (Comb HAV and 3% Rollup) effective 10/4/2004
7482WA Death Benefit Option (Comb HAV and 3% Rollup) effective 5/2/2005
PERSPECTIVE A SERIES
o VA230 is an individual flexible premium variable and fixed annuity
o VA230G is a group flexible premium variable and fixed annuity
A) SEPARATE ACCOUNT INVESTMENT DIVISION OPTION
o This option allows the Owner to allocate Premiums and earnings to one
or more Investment Divisions of the Separate Account.
o Separate Account I is used for this Contract.
o The Separate Account invests in Class A shares of one of the
corresponding Series of the underlying fund of the JNL Series Trust
and JNL Variable Fund LLC (see Schedule B-2).
B) GUARANTEED MINIMUM INCOME BENEFITS
FORM NUMBER POLICY DESCRIPTION
7485 FutureGuard
7485A WA FutureGuard for Washington State effective 1/17/2006
7485A WA Unisex FutureGuard for Washington State effective 1/17/2006
C) OPTIONAL BENEFITS
FORM NUMBER POLICY DESCRIPTION
7360 Earnings Protection
7474 Death Benefit Option (Return of Premium)
7475 Death Benefit Option (5% Rollup)
7476 Death Benefit Option (4% Rollup)
7477 Death Benefit Option (Highest Anniversary Value)
7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007
7478 Death Benefit Option (Comb HAV and 5% Rollup)
7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007
7479 Death Benefit Option (Comb HAV and 4% Rollup)
7507 Premium Credit (5%)
Washington State Only
7481WA Death Benefit Option (3% Rollup)
7482WA Death Benefit Option (Comb HAV and 3% Rollup)
PERSPECTIVE L SERIES
o VA210 is an individual flexible premium variable and fixed annuity
o VA210G is a group flexible premium variable and fixed annuity
A) SEPARATE ACCOUNT INVESTMENT DIVISION OPTION
o This option allows the Owner to allocate Premiums and earnings to one
or more Investment Divisions of the Separate Account.
o Separate Account I is used for this Contract.
o The Separate Account invests in Class A shares of one of the
corresponding Series of the underlying fund of the JNL Series Trust
and JNL Variable Fund LLC (see Schedule B-2).
B) GUARANTEED MINIMUM INCOME BENEFITS
FORM NUMBER POLICY DESCRIPTION
7485 FutureGuard
7485A WA FutureGuard for Washington State effective 1/17/2006
7485A WA Unisex FutureGuard for Washington State effective 1/17/2006
C) OPTIONAL BENEFITS
FORM NUMBER POLICY DESCRIPTION
7346 03/03 Premium Credit (4%)
7348 03/03 Premium Credit (2%)
7352 03/03 Premium Credit (3%)
7507 Premium Credit (5%)
7360 Earnings Protection
7380 Reduced Administration Charge
7470 Death Benefit Option (Highest Anniversary Value)
7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007
7475 Death Benefit Option (5% Rollup)
7476 Death Benefit Option (4% Rollup)
7478 Death Benefit Option (Comb HAV and 5% Rollup)
7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007
7479 Death Benefit Option (Comb HAV and 4% Rollup)
Washington State Only
7481WA Death Benefit Option (3% Rollup)
7482WA Death Benefit Option (Comb HAV and 3% Rollup)
PERSPECTIVE ADVISORS II
o VA410 is an individual flexible premium variable and fixed annuity
o VA410G is a group flexible premium variable and fixed annuity
A) SEPARATE ACCOUNT INVESTMENT DIVISION OPTION
o This option allows the Owner to allocate Premiums and earnings to one
or more Investment Divisions of the Separate Account.
o Separate Account I is used for this Contract.
o The Separate Account invests in shares of one of the corresponding
Series of the underlying fund of the JNL Series Trust and JNL Variable
Fund LLC. Share class is the 12b-1-share class. (see Schedule B-2).
B) GUARANTEED MINIMUM INCOME BENEFITS
FORM NUMBER POLICY DESCRIPTION
7485 FutureGuard
7485A WA FutureGuard for Washington State effective 1/17/2006
7485A WA Unisex FutureGuard for Washington State effective 1/17/2006
C) OPTIONAL BENEFITS
FORM NUMBER POLICY DESCRIPTION
7360 Earnings Protection
7460 Premium Credit (2%)
7470 Death Benefit Option (Highest Anniversary Value)
7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007
7475 Death Benefit Option (5% Rollup)
7476 Death Benefit Option (4% Rollup)
7478 Death Benefit Option (Comb HAV and 5% Rollup)
7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007
7479 Death Benefit Option (Comb HAV and 4% Rollup)
Washington State Only
7471WA Death Benefit Option (3% Rollup) effective 10/4/2004
7472WA Death Benefit Option (Comb HAV and 3% Rollup) effective 10/4/2004
7481WA Death Benefit Option (3% Rollup) effective 5/2/2005
7482WA Death Benefit Option (Comb HAV and 3% Rollup) effective 5/2/2005
RETIREMENT LATITUDES
o VA310 is an individual flexible premium variable and fixed annuity
o VA310G is a group flexible premium variable and fixed annuity
A) SEPARATE ACCOUNT INVESTMENT DIVISION OPTION
o This option allows the Owner to allocate Premiums and earnings to one
or more Investment Divisions of the Separate Account.
o Separate Account I is used for this Contract.
o The Separate Account invests in Class A shares of one of the
corresponding Series of the underlying fund of the JNL Series Trust
and JNL Variable Fund LLC (see Schedule B-2).
B) GUARANTEED MINIMUM INCOME BENEFITS
FORM NUMBER POLICY DESCRIPTION
7485 FutureGuard
7485A WA FutureGuard for Washington State effective 1/17/2006
7485A WA Unisex FutureGuard for Washington State effective 1/17/2006
C) OPTIONAL BENEFITS
FORM NUMBER POLICY DESCRIPTION
7500 Additional Free Withdrawal Option (20% of Premium)
7360 Earnings Protection
7470 Death Benefit Option (Highest Anniversary Value)
7512 Death Benefit Option (Highest Anniversary Value) effective 1/16/2007
7475 Death Benefit Option (5% Rollup)
7478 Death Benefit Option (Comb HAV and 5% Rollup)
7513 Death Benefit Option (Comb HAV and 5% Rollup) effective 1/16/2007
7346 03/03 Premium Credit (4%)
7507 Premium Credit (5%), effective 1/16/2007
7380 Reduced Administration Charge
7499 Shorten Withdrawal Charge Period to 4 Years
Washington State Only
7481WA Death Benefit Option (3% Rollup)
7482WA Death Benefit Option (Comb HAV and 3% Rollup)
JNL ACE 2005 TREATY SCHEDULE B-1 AMENDMENT # 4
SCHEDULE B-2
Subaccounts Subject to this Reinsurance Agreement
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FUND NAME COMMENT PRODUCT AVAILABILITY
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JNL/AIM Large Cap Growth Fund All
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JNL/AIM Real Estate Fund New 5/2/05
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JNL/AIM Small Cap Growth Fund All
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JNL/Xxxxx Growth Fund All but Retirement Latitudes
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JNL/Credit Suisse Global Natural Resources New 1/16/2007 All
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JNL/Credit Suisse Long/Short New 1/16/2007 All
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JNL/Eagle Core Equity Fund All
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JNL/Eagle SmallCap Equity Fund All
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JNL/FMR Balanced Fund All
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JNL/FMR Mid-Cap Equity Fund Name changed from JNL/FMR Capital Growth All
Fund effective 5/1/2006
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JNL/Franklin Xxxxxxxxx Founding Strategy New 1/16/2007 All
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JNL/Franklin Xxxxxxxxx Global Growth New 1/16/2007 All
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JNL/Franklin Xxxxxxxxx Income Fund New fund effective 5/1/2006 All
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JNL/Franklin Xxxxxxxxx Mutual Shares New 1/16/2007 All
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JNL/Franklin Xxxxxxxxx Small Cap Value Fund New 5/2/05
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JNL/Xxxxxxx Sachs Mid Cap Value Fund New 5/2/05
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JNL/Xxxxxxx Xxxxx Short Duration Bond Fund New fund effective 5/1/2006 All
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JNL/JPM International Equity Fund Named changed from JNL/Xxxxxx
International Equity Fund on 5/2/05
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JNL/JPM International Value Fund All
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JNL/Lazard Emerging Markets Fund New fund effective 5/1/2006 All
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JNL/Lazard Mid Cap Value Fund All
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JNL/Lazard Small Cap Value Fund All
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JNL/Mellon Capital Management 25 Fund All
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JNL/Mellon Capital Management Bond Index Fund All
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JNL/Mellon Capital Management Communications All but Retirement Latitudes
Sector Fund
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JNL/Mellon Capital Management Consumer Brands All but Retirement Latitudes
Sector Fund
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JNL/Mellon Capital Management Oil & Gas Name changed from JNL/Mellon Capital All but Retirement Latitudes
Sector Fund Management Energy Sector Fund on
5/2/2005
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JNL/Mellon Capital Management Enhanced S&P 500 All
Stock Index Fund
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JNL/Mellon Capital Management Financial All but Retirement Latitudes
Sector Fund
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JNL/Mellon Capital Management Global 15 Fund All
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JNL/Mellon Capital Management International
Index Fund All
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JNL/Mellon Capital Management JNL 5 Fund All
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JNL/Mellon Capital Management JNL Optimized New fund effective 5/1/2006 All
5 Fund
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JNL/Mellon Capital Management Healthcare Name changed from JNL/Mellon Capital All but Retirement Latitudes
Sector Fund Management Pharmaceutical/Healthcare
Sector Fund on 5/2/05
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JNL/Mellon Capital Management S&P (R) 24 Fund New fund effective 5/1/2006 All
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JNL/Mellon Capital Management S&P 400 MidCap All
Index Fund
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JNL/Mellon Capital Management S&P 500 Index All
Fund
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JNL/Mellon Capital Management Select Small-Cap All
Fund
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JNL/Mellon Capital Management Small Cap Index All
Fund
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JNL/Mellon Capital Management Technology All but Retirement Latitudes
Sector Fund
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JNL/Mellon Capital Management Xxx XX Dividend New fund effective 1/17/2006 All
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JNL/Mellon Capital Management The DowSM 10 Name changed effective 1/17/2006 All
Fund
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JNL/Mellon Capital Management The S&P(R) 10 Name changed effective 1/17/2006 All
Fund
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JNL/Mellon Capital Management VIP Fund All
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JNL/Mellon Capital Management Nasdaq(R) 15 All
Fund
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JNL/Mellon Capital Management Value Line(R) All
25 Fund
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JNL/Xxxxxxxxxxx Global Growth Fund All
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JNL/Xxxxxxxxxxx Growth Fund All but Retirement Latitudes
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JNL/PIMCO Real Return New 1/16/2007 All
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JNL/PIMCO Total Return Bond Fund All
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JNL/PPM America Value Equity Name changed from JNL/Xxxxxx Value All but Retirement Latitudes
Equity Fund on 1/16/2007
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JNL/Xxxxxx Equity Fund All
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JNL/Xxxxxx Xxxxxx Growth Fund All
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JNL/S&P Disciplined Moderate New 1/16/2007 All but Fifth Third
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JNL/S&P Disciplined Moderate Growth New 1/16/2007 All but Fifth Third
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JNL/S&P Disciplined Growth New 1/16/2007 All but Fifth Third
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JNL/S&P Managed Growth Fund All
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JNL/S&P Managed Aggressive Growth Fund All
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JNL/S&P Managed Conservative Fund All
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JNL/S&P Managed Moderate Fund All
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JNL/S&P Managed Moderate Growth Fund All
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JNL/S&P Retirement Income New fund effective 1/17/2006 All but Fifth Third and
Retirement Latitudes
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JNL/S&P Retirement 2015 New fund effective 1/17/2006 All but Fifth Third and
Retirement Latitudes
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JNL/S&P Retirement 2020 New fund effective 1/17/2006 All but Fifth Third and
Retirement Latitudes
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JNL/S&P Retirement 2025 New fund effective 1/17/2006 All but Fifth Third and
Retirement Latitudes
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JNL/Select Balanced Fund All
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JNL/Select Global Growth Fund All
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JNL/Select Large Cap Growth Fund All
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JNL/Select Money Market Fund All
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JNL/Select Value Fund All
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JNL/X. Xxxx Price Established Growth Fund JNL/Alliance Capital Growth Fund All
was merged with this fund 5/2/05.
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JNL/X. Xxxx Price Mid-Cap Growth Fund All
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JNL/X. Xxxx Price Value Fund All
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JNL/Western Asset High Yield Bond Fund Name changed from JNL/Salomon Brothers All
High Yield Bond Fund effective 5/1/2006
and from JNL/Western High Yield Bond Fund
effective 1/16/2007.
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JNL/Western Asset Strategic Bond Fund Name changed from JNL/Salomon Brothers All
Strategic Bond Fund effective 5/1/2006
and from JNL/Western Strategic Bond Fund
effective 1/16/2007.
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JNL/Western Asset U.S. Govt. & Quality Bond Name changed from JNL/Salomon Brothers All
Fund U.S. Govt. & Quality Bond Fund effective
5/1/2006 and from JNL/Western U.S. Govt.
& Quality Bond Fund effective 1/16/2007.
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Fifth Third Balanced VIP Fund Fifth Third Only
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Fifth Third Disciplined Value VIP Fund Fifth Third Only
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Fifth Third Mid Cap VIP Fund Fifth Third Only
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Fifth Third Quality Growth VIP Fund Fifth Third Only
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JNL GENERAL ACCOUNT
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Guaranteed Five Year Fixed All but Advisors II and
Perspective A Series
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12 Month DCA All
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6 Month DCA All
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Guaranteed One Year Fixed All but Advisors II
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Guaranteed Seven Year Fixed All but Advisors II and
Perspective A Series
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Guaranteed Three Year Fixed All but Advisors II and
Perspective A Series
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JNL ACE 2005 TREATY SCHEDULE B-2 AMENDMENT # 4
