EXHIBIT 1 AGREEMENT REGARDING JOINT FILING UNDER UNDER RULE 13D-1(K) OF THE EXCHANGE ACT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, each of the undersigned agrees to the filing on behalf of each of a...

                                    EXHIBIT 1

                     AGREEMENT REGARDING JOINT FILING UNDER
                     UNDER RULE 13D-1(K) OF THE EXCHANGE ACT

In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as
amended, each of the undersigned agrees to the filing on behalf of each of a
Statement on Schedule 13D, and all amendments thereto, with respect to the
shares of common stock, $0.01 par value, of Algiers Bancorp, Inc.

            Dated: January 19, 2001


              /s/ Xxxxxx X. Xxxxxx
              Xxxxxx X. Xxxxxx

              Xxxxx Partners LLC


              By:/s/ Xxxxxx X. Xxxxxx
              ------------------------------------
                 Xxxxxx X. Xxxxxx, Managing Member


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