FOURTH AMENDMENT TO FUND PARTICIPATION AGREEMENT This FOURTH AMENDMENT TO FUND PARTICIPATION AGREEMENT (“Amendment”), dated as of July 1, 2013, is made by and between ING Life Insurance and Annuity Company (the “Company”), American Century Investment...


Exhibit 24(b)(8.13)
FOURTH AMENDMENT
TO FUND PARTICIPATION AGREEMENT

This FOURTH AMENDMENT TO FUND PARTICIPATION AGREEMENT
(“Amendment”), dated as of July 1, 2013, is made by and between ING Life Insurance and
Annuity Company (the “Company”), American Century Investment Services, Inc., the distributor
(the “Distributor”) of the American Century family of mutual funds (the “Funds”), and American
Century Services, LLC, the transfer agent (the “Transfer Agent”) of the Funds.

WHEREAS, the Company, Distributor, and the Transfer Agent are parties to that certain
Fund Participation Agreement, dated July 1, 2000, as amended November 7, 2003, October 1,
2004, and April 1, 2007;

WHEREAS, pursuant to that certain Novation Agreement, dated as of February 16, 2010,
the Original Agreement (as defined in the Novation Agreement) automatically terminated and a
new agreement was deemed to have been formed on the same terms as the Original Agreement
(the “Agreement”);

WHEREAS, as a result of the current interest rate environment, effective April 1, 2013,
the Distributor suspended the payment of applicable 12b-1 fees on A class of certain money
market Funds (“Money Market Funds”) as well as stopped payment of any administrative
services fees (shareholder recordkeeping fees, sub-TA fees or per account fees) on Investor or A
Class Money Market Funds;

WHEREAS, the parties have agreed to make modifications to the fee payment terms of
the Agreement in accordance with the fee adjustments described above;

WHEREAS, subject to the terms and conditions of the Agreement, the Distributor desires
to make available R6 class shares of the Funds;

WHEREAS, in connection with the expansion of the classes of Funds available under the
Agreement, the parties agree to revise certain payment terms provided for in the Agreement; and

WHEREAS, the parties now desire to modify the Agreement as provided herein.

NOW, THEREFORE, for good and valuable consideration (the receipt and sufficiency of
which is hereby acknowledged), and intending to be legally bound, the parties agree as follows:

1.	Notwithstanding anything to the contrary provided for in the Agreement,
effective April 1, 2013, no payment shall be made to the Company for any administrative
services fees (including shareholder recordkeeping fees, sub-TA fees or per account fees) with
respect to the Money Market Funds.

2.	Notwithstanding anything to the contrary provided for in the Agreement,
the Distributor’s obligation to make payments of applicable distribution or 12b-1 fees to the


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Company with respect to a Money Market Fund, if any, shall be contingent upon receipt by the
Distributor of such payments from the respective Money Market Fund.

	3.	Subject to the terms and conditions of the Agreement, the Distributor will
make available R6 class shares of certain Funds. Notwithstanding anything to the contrary
provided for in the Agreement, no administrative services fee or any other fee shall be paid to the
Company for assets that are held in the R6 class of shares of any Fund.

	4.	Schedule B to the Agreement is hereby deleted in its entirety and replaced
with the attached Schedule B.

	5.	In the event of a conflict between the terms of this Amendment and the
Agreement, it is the intention of the parties that the terms of this Amendment shall control and
the Agreement shall be interpreted on that basis. To the extent the provisions of the Agreement
have not been amended by this Amendment, the parties hereby confirm and ratify the
Agreement.

	6.	Except as expressly supplemented, modified, amended or consented to
hereby, all of the representations, warranties, terms, covenants and conditions of the Agreement
shall remain unamended and shall continue to be in full force and effect.

	7.	This Amendment may be executed in two or more counterparts, each of
which shall be an original and all of which together shall constitute one instrument.

	IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be
executed as of the date first listed above.


ING LIFE INSURANCE AND
ANNUITY COMPANY

By: /s/Xxxx Xxxxxxx
Name:	Xxxx Xxxxxxx
Title:	Vice President


AMERICAN CENTURY INVESTMENT			AMERICAN CENTURY
SERVICES, INC.			SERVICES, LLC

By: /s/Xxxxx X. Xxxxxxx			By: /s/Xxxxx X. Xxxx
Name:	Xxxxx X. Xxxxxxx		Name: Xxxxx X. Xxxx
Title: Vice President			Title: Vice President




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SCHEDULE B


FEES PAYABLE TO THE COMPANY

Distributor agrees to pay the Company a servicing fee as provided in the following table.

SHARE CLASS	ADMINISTRATIVE SERVICE FEE	12b-1 FEE – DISTRIBUTION SERVICES FEE ONLY¹


Investor	Equity – bps Fixed Income – bps Money Market – bps	All Funds – bps


A	Equity – bps Fixed Income – bps Money Market – bps	All Funds – bps


Advisor	Equity – bps Fixed Income – bps	All Funds – bps

Institutional	Equity – bps Fixed Income – bps	All Funds – bps

R	All Funds – bps	All Funds – bps
R6	All Funds – bps	All Funds – bps



______________________
¹Distributor shall make quarterly payments to ING Financial Advisers, LLC based on the annual
rates set forth in the table above on all Advisor, A and/or R Class shares of the Funds through the
Company’s arrangements with Plans or the Company’s Variable Annuity Contracts in each
calendar quarter.

Notwithstanding anything to the contrary provided for in the Agreement, the Distributor’s
obligation to make payments of applicable distribution or 12b-1 fees to the Company with
respect to a money market fund, if any, shall be contingent upon receipt by the Distributor of
such payments from the respective money market fund.

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FOURTH AMENDMENT TO FUND PARTICIPATION AGREEMENT This FOURTH AMENDMENT TO FUND PARTICIPATION AGREEMENT (“Amendment”), dated as of July 1, 2013, is made by and between ING Life Insurance and Annuity Company (the “Company”), American Century Investment...

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