DREYFUS)

EXHIBIT (8)(e)(1)

AMENDMENT NO. 4 TO FUND PARTICIPATION AGREEMENT

(DREYFUS)

AMENDMENT NO. 4 TO THE
FUND PARTICIPATION AGREEMENT

Amendment No. 4 to the Fund Participation Agreement, dated as of May 1,
2001, between Transamerica Life Insurance Company, a life insurance company
organized under the laws of the State of Iowa; Peoples Benefit Life Insurance
Company, an Iowa stock life insurance company; Transamerica Life Insurance and
Annuity Company, a life insurance company organized under the laws of the State
of North Carolina; Transamerica Occidental Life Insurance Company, an Iowa stock
life insurance company; Transamerica Financial Life Insurance Company (formerly
known as AUSA Life Insurance Company, Inc. and Transamerica Life Insurance
Company of New York), life insurance companies organized under the laws of the
State of New York; (each as the "Insurance Company"), and Dreyfus Variable
Investment Fund, Dreyfus Investment Portfolios, The Dreyfus Socially Responsible
Growth Fund, Inc. and the Dreyfus Life and Annuity Index Fund, Inc. (d.b.a.
Dreyfus Stock Index Fund, Inc.) (each as the "Fund").

Exhibit A of the Fund Participation Agreement is hereby deleted in its
entirety and replaced with the following:

EXHIBIT A
Effective December 1, 2003

List of Separate Accounts, Insurance Companies and Participating Funds

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Separate Accounts and Insurance Companies Participating Funds
-----------------------------------------------------------------------------------------------------

Retirement Builder Variable Annuity Account Dreyfus Variable Investment Fund - Initial Class

. Small Company Stock Portfolio

Transamerica Life Insurance Company

Dreyfus Variable Investment Fund

. Money Market Portfolio

Dreyfus Stock Index Fund, Inc.- Initial Class

-----------------------------------------------------------------------------------------------------
Separate Account VA A The Dreyfus Socially Responsible Growth Fund, Inc.-
Initial Class

Transamerica Life Insurance Company

Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio
. Disciplined Stock Portfolio
. Growth and Income Portfolio
. Quality Bond Portfolio
. Developing Leaders Portfolio

-----------------------------------------------------------------------------------------------------
Peoples Benefit Life Insurance Company Dreyfus Investment Portfolios - Service Class

Separate Account V . Core Bond Portfolio

Peoples Benefit Life Insurance Company The Dreyfus Socially Responsible Growth Fund, Inc.-
Service Class

Dreyfus Variable Investment Fund - Service Class

. Appreciation Portfolio

-----------------------------------------------------------------------------------------------------

EXHIBIT A continued...

Legacy Builder Variable Life Separate Account Dreyfus Stock Index Fund, Inc.- Initial Class

Transamerica Life Insurance Company Dreyfus Variable Investment Fund

. Money Market Portfolio

Dreyfus Variable Investment Fund - Initial Class

. Small Company Stock Portfolio

-----------------------------------------------------------------------------------------------------
Separate Account VA-2L Dreyfus Variable Investment Fund -
Initial Class & Service Class

Transamerica Occidental Life Insurance Company . Balanced Portfolio
. Appreciation Portfolio
. Disciplined Stock Portfolio
. Growth and Income Portfolio
. International Equity Portfolio
. International Value Portfolio
. Limited Term High Yield Portfolio
. Quality Bond Portfolio
. Developing Leaders Portfolio
. Small Company Stock Portfolio
. Special Value Portfolio

Dreyfus Variable Investment Fund

. Money Market Portfolio

Dreyfus Stock Index Fund, Inc.-
Initial Class & Service Class

The Dreyfus Socially Responsible Growth Fund, Inc.-
Initial Class & Service Class

Dreyfus Investment Portfolios -
Initial Class & Service Class

. Core Bond Portfolio
. Core Value Portfolio
. Emerging Leaders Portfolio
. Emerging Markets Portfolio
. European Equity Portfolio
. Founders Discovery Portfolio
. Founders Growth Portfolio
. Founders International Equity Portfolio
. Founders Passport Portfolio
. Japan Portfolio
. MidCap Stock Portfolio
. Technology Growth Portfolio

-----------------------------------------------------------------------------------------------------

-2-

EXHIBIT A continued...

Separate Account VA-2LNY Dreyfus Variable Investment Fund -
Initial Class & Service Class

Transamerica Life Insurance Company of . Balanced Portfolio
New York . Appreciation Portfolio
. Disciplined Stock Portfolio
. Growth and Income Portfolio
. International Equity Portfolio
. International Value Portfolio
. Limited Term High Yield Portfolio
. Quality Bond Portfolio
. Developing Leaders Portfolio
. Small Company Stock Portfolio
. Special Value Portfolio

Dreyfus Variable Investment Fund

. Money Market Portfolio

Dreyfus Stock Index Fund, Inc.-
Initial Class & Service Class

The Dreyfus Socially Responsible Growth Fund, Inc.-
Initial Class & Service Class

Dreyfus Investment Portfolios -
Initial Class & Service Class

-----------------------------------------------------------------------------------------------------

-3-

EXHIBIT A continued...

Separate Account VA G Dreyfus Variable Investment Fund - Service Class

. Balanced Portfolio
Transamerica Occidental Life Insurance Company . Appreciation Portfolio
. Disciplined Stock Portfolio
. Growth and Income Portfolio
. International Equity Portfolio
. International Value Portfolio
. Limited Term High Yield Portfolio
. Quality Bond Portfolio
. Developing Leaders Portfolio
. Small Company Stock Portfolio
. Special Value Portfolio

Dreyfus Variable Investment Fund

. Money Market Portfolio

Dreyfus Stock Index Fund, Inc.- Service Class

The Dreyfus Socially Responsible Growth Fund, Inc.-
Service Class

Dreyfus Investment Portfolios - Service Class

-----------------------------------------------------------------------------------------------------

-4-

EXHIBIT A continued...

Separate Account VA H Dreyfus Variable Investment Fund - Service Class

Dreyfus Variable Investment Fund

. Money Market Portfolio

Dreyfus Stock Index Fund, Inc.- Service Class

The Dreyfus Socially Responsible Growth Fund, Inc.-
Service Class

Dreyfus Investment Portfolios - Service Class

-----------------------------------------------------------------------------------------------------

-5-

EXHIBIT A continued...

PFL Corporate Account One Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio
Transamerica Life Insurance Company . Disciplined Stock Portfolio
. Growth and Income Portfolio
. International Value Portfolio
. Limited Term High Yield Portfolio
. Quality Bond Portfolio
. Developing Leaders Portfolio
. Small Company Stock Portfolio

Dreyfus Variable Investment Fund
Money Market Portfolio

Dreyfus Stock Index Fund, Inc.- Initial Class

Dreyfus Investment Portfolios - Initial Class

. Core Bond Portfolio
. Technology Growth Portfolio

-----------------------------------------------------------------------------------------------------
Separate Account VA-6 Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio

Transamerica Life Insurance and Annuity
Company . Developing Leaders Portfolio

-----------------------------------------------------------------------------------------------------
Separate Account VA-6NY Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio

Transamerica Life Insurance Company of
New York . Developing Leaders Portfolio

-----------------------------------------------------------------------------------------------------
Separate Account VA-6 Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio

Transamerica Life Insurance and Annuity
Company . Developing Leaders Portfolio

-----------------------------------------------------------------------------------------------------
Separate Account VA-7 Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio

Transamerica Life Insurance and Annuity
Company . Developing Leaders Portfolio

-----------------------------------------------------------------------------------------------------
Separate Account VA-8 Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio

Transamerica Life Insurance and Annuity
Company . Developing Leaders Portfolio

Dreyfus Investment Portfolios - Initial Class

. MidCap Stock Portfolio

The Dreyfus Socially Responsible Growth Fund, Inc.-
Initial Class
-----------------------------------------------------------------------------------------------------

-6-

EXHIBIT A continued...

Separate Account VUL-1 Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio
Transamerica Occidental Life Insurance Company . Developing Leaders Portfolio

-----------------------------------------------------------------------------------------------------
Separate Account VUL-2 Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio
Transamerica Occidental Life Insurance Company . Developing Leaders Portfolio

-----------------------------------------------------------------------------------------------------
Separate Account VUL-4 Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio
Transamerica Occidental Life Insurance Company . Developing Leaders Portfolio

Dreyfus Investment Portfolios - Initial Class

. MidCap Stock Portfolio

The Dreyfus Socially Responsible Growth Fund, Inc.-
Initial Class

-----------------------------------------------------------------------------------------------------
Separate Account VUL-5 Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio
Transamerica Occidental Life Insurance Company . Developing Leaders Portfolio

Dreyfus Investment Portfolios - Initial Class

. MidCap Stock Portfolio

The Dreyfus Socially Responsible Growth Fund, Inc.-
Initial Class

-----------------------------------------------------------------------------------------------------
Separate Account VA J Dreyfus Stock Index Fund, Inc. - Service Class

Transamerica Life Insurance Company Dreyfus Variable Investment Fund

. Money Market Portfolio

Dreyfus Variable Investment Fund - Service Class

. Small Company Stock Portfolio

-----------------------------------------------------------------------------------------------------
Separate Account VUL-6 Dreyfus Variable Investment Fund - Initial Class

. Appreciation Portfolio
Transamerica Occidental Life Insurance Company . Developing Leaders Portfolio

Dreyfus Investment Portfolios - Initial Class

. MidCap Stock Portfolio

The Dreyfus Socially Responsible Growth Fund, Inc.-
Initial Class
-----------------------------------------------------------------------------------------------------

-7-

EXHIBIT A continued...

Separate Account VA Q Dreyfus Variable Investment Fund - Service Class

. Dreyfus VIF - Small Company Stock Portfolio

Transamerica Life Insurance Company

-----------------------------------------------------------------------------------------------------
Separate Account VA QNY Dreyfus Variable Investment Fund - Service Class

. Dreyfus VIF - Small Company Stock Portfolio

Transamerica Financial Life Insurance Company
(formerly, AUSA Life Insurance Company)

-----------------------------------------------------------------------------------------------------
Separate Account VA S Dreyfus Variable Investment Fund - Service Class

. Dreyfus VIF - International Equity Portfolio
Transamerica Life Insurance Company . Dreyfus VIF - Limited Term High Yield Portfolio
. Dreyfus VIF - Small Company Stock Portfolio

Dreyfus Investment Portfolios - Service Class

. Dreyfus Core Bond Portfolio

-----------------------------------------------------------------------------------------------------

-8-

IN WITNESS WHEREOF, the parties hereto have executed this Agreement to be duly
executed and attested as of the date first above written.

TRANSAMERICA LIFE INSURANCE
COMPANY

By: /s/ Xxxx X. Xxxxxx
----------------------------
Xxxx X. Xxxxxx
Its: Assistant Secretary

Attest: /s/ Illegible
-----------------------------

TRANSAMERICA LIFE INSURANCE
AND ANNUITY COMPANY;
TRANSAMERICA OCCIDENTAL LIFE
INSURANCE COMPANY;
TRANSAMERICA FINANCIAL LIFE
INSURANCE COMPANY

By: /s/ Xxxx X. Xxxxxx
----------------------------
Xxxx X. Xxxxxx
Its: Vice President

Attest: /s/ Illegible
-----------------------------

PEOPLES BENEFIT LIFE INSURANCE
COMPANY;

By: /s/ Xxxxx X. Xxxxx
----------------------------
Xxxxx X. Xxxxx
Its: Vice President

Attest: /s/ Illegible
-----------------------------

DREYFUS VARIABLE INVESTMENT FUND

By: /s/ Xxxxxxx X. Xxxxxxxxx
----------------------------
Xxxxxxx X. Xxxxxxxxx
Its: Secretary

Attest: /s/ Illegible
-----------------------------

-9-

DREYFUS INVESTMENT PORTFOLIOS

By: /s/ Xxxxxxx X. Xxxxxxxxx
----------------------------
Xxxxxxx X. Xxxxxxxxx
Its: Assistant Secretary

Attest: /s/ Illegible
-----------------------------

THE DREYFUS SOCIALLY RESPONSIBLE
GROWTH FUND, INC.

By: /s/ Xxxxxxx X. Xxxxxxxxx
----------------------------
Xxxxxxx X. Xxxxxxxxx
Its: Assistant Secretary

Attest: /s/ Illegible
-----------------------------

DREYFUS STOCK INDEX FUND, INC.

By: /s/ Xxxxxxx X. Xxxxxxxxx
----------------------------
Xxxxxxx X. Xxxxxxxxx
Its: Secretary

Attest: /s/ Illegible
-----------------------------

-10-

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