AMENDMENT to the REINSURANCE AGREEMENTS (as listed in the attached Agreement Exhibit and hereinafter collectively referred to as the “Agreements”) between THRIVENT FINANCIAL FOR LUTHERANS Appleton, Wisconsin (hereinafter referred to as the “Ceding...

Exhibit (g)(xvii)

AMENDMENT

to the

REINSURANCE AGREEMENTS

(as listed in the attached Agreement Exhibit and hereinafter

collectively referred to as the “Agreements”)

between

THRIVENT FINANCIAL FOR LUTHERANS

Appleton, Wisconsin

(hereinafter referred to as the “Ceding Company”)

and

RGA REINSURANCE COMPANY

Chesterfield, Missouri

(hereinafter referred to as the “Reinsurer”)

This Amendment is Effective April 1, 2023

CLAIMS DOCUMENT REDUCTION PROGRAM

As of the effective date of this Amendment, the Agreements are hereby subject to the terms and provisions of the Claims Document Reduction Program (“the Program”). The claims provisions of the Agreements notwithstanding, under the Program eligible death claims submitted by the Ceding Company to the Reinsurer are not required to be accompanied by claim papers, beneficiary claimant statements, death certificates, investigative papers and other claims documentation where the policy face amount is $250,000 or less. To be Program eligible: (1) the claim must be non-contestable, non-disputed and non-litigated; (2) the death must occur within the United States, a U.S. Territory or Puerto Rico; (3) a policy accelerated death benefit is not being paid; and (4) a policy living benefit is not being paid or has not been paid.

The Program does not modify the Ceding Company’s responsibility to obtain the necessary proof(s) of death to determine its liability under the terms of the underlying policies, and the Ceding Company represents it is not making any changes to the documents it currently obtains for such purpose.

The Reinsurer reserves the right to require claims documents be provided for its review, including underwriting files and other documents connected with the policy subject to the claim, for any claim at any time.

For each Program eligible claim, the Ceding Company will continue to provide the Reinsurer with the same claims data elements currently provided on the Ceding Company’s “Notice of Death”, “Reimbursement Request” or TAI forms. These include, but are not limited to, name of the deceased, policy number, issue date, policy duration, face amount, Reinsured Net Amount at Risk for YRT Agreements, Reinsurance Death Benefit for Coinsurance Agreements, post-mortem interest, date of birth, date of loss, cause of loss and location of loss.

Thrivent Financial for Lutherans Claims Document Reduction Program

Reinsurer will have the right to audit, remotely or at the Ceding Company’s office, the Ceding Company’s claims paying practices and procedures, including those practices and procedures applicable to claims eligible for the Program. If, in the Reinsurer’s sole judgement, it determines that the Ceding Company’s claims paying practices and procedures have materially changed from those applied at the inception of the Program, or materially differ from generally accepted industry claims practices, then the Reinsurer may immediately terminate the Program or, at the Reinsurer’s option, may modify the parameters of the Program in a manner that is mutually agreeable to both parties.

All claims eligible for the Program remain subject to the claims related provisions of the Agreements except as specifically modified above. All claims not eligible for the Program remain subject to all claims related provisions of the Agreements without modification.

All provisions of the Agreements not specifically modified herein remain unchanged.

Thrivent Financial for Lutherans Claims Document Reduction Program

A signature on this Amendment transmitted electronically shall have the same force and effect as an original signature.

IN WITNESS WHEREOF, both parties have executed this Amendment as follows:

THRIVENT FINANCIAL FOR LUTHERANS						RGA REINSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxx				By:		/s/ Xxxxxx XxXxxxx
(Signature)						(Signature)
Title:		Vice President, Risk - Actuarial				Title:		Vice President
Date:		May 15, 2023				Date:		June 22, 2023
Location:		Minneapolis, Minnesota				Location:		Chesterfield, Missouri

Thrivent Financial for Lutherans Claims Document Reduction Program

AGREEMENT EXHIBIT

Reinsurer’s Agreement Number		Ceding Company’s Agreement Number		Agreement Effective Date		Description of Agreement		Reinsurer’s Amendment Number
00000-00-00				November 11, 2017		Automatic and Facultative YRT Reinsurance Agreement		00000-00-00
00000-00-00				August 1, 2011		Automatic and Facultative Coinsurance Reinsurance Agreement		00000-00-00
9443-00-00				April 1, 2004		Automatic and Facultative Coinsurance Reinsurance Agreement		9443-00-06
9197-00-00		T00727		January 1, 1987		Facultative YRT Reinsurance Agreement		9197-00-09
9194-00-00		T00058		October 1, 1982		Facultative Coinsurance Reinsurance Agreement		9194-00-08
9188-00-00		T00011		June 15, 1980		Facultative YRT Reinsurance Agreement		9188-00-19
9187-00-00		T00059		January 1, 1983		Facultative YRT Reinsurance Agreement		9187-00-09
9186-00-00		T00714		May 1, 2000		Facultative YRT Reinsurance Agreement		9186-00-05
9185-00-00		T00012		September 1, 1982		Facultative Coinsurance Reinsurance Agreement		9185-00-13
9184-00-00		T00694		February 1, 2000		Facultative YRT Reinsurance Agreement		9184-00-05
9127-00-00		T00961		January 1, 2003		Automatic and Facultative Coinsurance Reinsurance Agreement		9127-00-09
3453-00-00		375-1		March 1, 1993		Facultative YRT Reinsurance Agreement		3453-00-16

Thrivent Financial for Lutherans Claims Document Reduction Program