CERTIFICATE EVIDENCING CAPITAL SECURITIES OF BARNETT CAPITAL I

                                                                 Exhibit (4)(f)

         This Capital Security is a Global Security within the meaning of the 
Declaration hereinafter referred to and is registered in the name of The 
Depository Trust Company, a New York corporation (the "Depository"), or a 
nominee of the Depository.  This Capital Security is exchangeable for Capital 
Securities registered in the name of a person other than the Depository or 
its nominee only in the limited circumstances described in the Declaration 
and no transfer of this Capital Security (other than a transfer of this 
Capital Security as a whole by the Depository to a nominee of the Depository 
or by a nominee of the Depository to the Depository or another nominee of the 
Depository) may be registered except in limited circumstances.

         Unless this Capital Security is presented by an authorized
representative of the Depository to Xxxxxxx Capital I or its agent for
registration of transfer, exchange or payment, and any Capital Security issued
is registered in the name of Cede & Co. or such other name as registered by an
authorized representative of the Depository (and any payment hereon is made to
Cede & Co. or to such other entity as is requested by an authorized
representative of the Depository), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR
VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL since the registered owner
hereof, Cede & Co., has an interest herein.

CERTIFICATE NO. ______ NUMBER OF CAPITAL SECURITIES:  __________
CUSIP NO. ___________

                   CERTIFICATE EVIDENCING CAPITAL SECURITIES
                                       OF
                               XXXXXXX CAPITAL I

                            8.06% CAPITAL SECURITIES
                (LIQUIDATION AMOUNT $1,000 PER CAPITAL SECURITY)

         XXXXXXX CAPITAL I, a statutory business trust created under the laws 
of the State of Delaware (the "Trust"), hereby certifies that Cede & Co. (the 
"Holder") is the registered owner of 200,000 capital securities of the Trust 
representing undivided beneficial ownership interests in the assets of the 
Trust designated the 8.06% Capital Securities (liquidation amount $1,000 per 
Capital Security) (the "Capital Securities").  The Capital Securities are 
transferable on the books and records of the Trust, in person or by a duly 
authorized attorney, upon surrender of this certificate duly endorsed and in 
proper form for transfer as provided in the Declaration (as defined below).  
The designation, rights, privileges, restrictions, preferences and other 
terms and provisions of the Capital Securities represented hereby are issued 
and shall in all respects be subject to the provisions of the Amended and 
Restated Declaration of Trust of the Trust, dated as of November 27, 1996 (as 
the same may be amended from time to time (the "Declaration"), among Xxxxxxx 
Xxxxx, Inc., as Sponsor, Xxxxx X. Xxxxxxxxx, Xxxxxxx X. Xxxxxx and Xxxxxxx X. 
XxXxxx, as Regular Trustees, The First National Bank of Chicago, as Property 
Trustee, and First Chicago Delaware Inc., as Delaware Trustee.  Capitalized 
terms used herein but not 



defined shall have the meaning given them in the Declaration.  The Holder is 
entitled to the benefits of the Guarantee to the extent described therein.  
The Sponsor will provide a copy of the Declaration, the Guarantee and the 
Indenture to a Holder without charge upon written request to the Sponsor at 
its principal place of business.

         Upon receipt of this certificate, the Holder is bound by the 
Declaration and is entitled to the benefits thereunder.

         By acceptance, the Holder agrees to treat, for United States federal
income tax purposes, the Debentures as indebtedness and the Capital Securities
as evidence of undivided indirect beneficial ownership interests in the
Debentures.

         IN WITNESS WHEREOF, the Trust has executed this certificate this ____
day of _________, 1997.

                                       XXXXXXX CAPITAL I



                                       By:
                                          ---------------------------------
                                          Xxxxx X. Xxxxxxxxx 
                                          Regular Trustee


         This is one of the Securities referred to in the within-mentioned
Declaration.

                                       THE FIRST NATIONAL BANK OF CHICAGO,
                                         as Property Trustee



                                       By:
                                          ---------------------------------
                                          Authorized Officer