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CUSIP No. 928559 10 3 13D PAGE 9 of 10 PAGES
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Exhibit 1
JOINT FILING AGREEMENT
In accordance with Rule 13d-1(k) under the Securities Exchange Act of
1934, as amended, the persons named below agree to the joint filing on behalf
of each of them of the Schedule 13D to which this Agreement is an exhibit (and
any further amendment filed by them) with respect to the shares of Common
Stock, $.001 par value, of First Capital Xxxxxxxxx.xxx, Inc..
This agreement may be executed simultaneously in any number of
counterparts, all of which together shall constitute one and the same
instrument.
Dated: October 11, 2000 /s/ Xxxxx Xxxxxxxx
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Xxxxx Xxxxxxxx
Dated: October 11, 2000 FIRST AMERICAN CAPITAL TRUST
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By: /s/ Xxxxx Xxxxxxxx
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Xxxxx Xxxxxxxx, as Trustee
Dated: October 11, 2000 FACT SOUTH, LLC
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By: First American Capital Trust, member
By: /s/ Xxxxx Xxxxxxxx
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Xxxxx Xxxxxxx, Trustee