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CARMAX AUTO OWNER TRUST 2022-3, as Issuer, and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Indenture Trustee INDENTURE Dated as of July 1, 2022 $247,900,000 2.663% Class A-1 Asset-backed Notes $394,260,000 3.81% Class A-2a Asset-backed Notes...

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