IN WITNESS WHEREOF, Pruco Life Insurance Company of New Jersey, T. Rowe Price Investment Services, Inc. and the undersigned funds hereby amend this Schedule A in accordance with the Participation Agreement made and entered into as of the 14th day of...

     IN WITNESS WHEREOF, Pruco Life Insurance Company of New Jersey, X. Xxxx
Price Investment Services, Inc. and the undersigned funds hereby amend this
Schedule A in accordance with the Participation Agreement made and entered into
as of the 14th day of February, 1997.


COMPANY:                                PRUCO LIFE INSURANCE COMPANY OF
                                        NEW JERSEY

                                        By its authorized officer

                                        By: /s/ Xxxx Xxxxxx
                                            ------------------------------------
                                        Title:  Vice President
                                        Date:


FUNDS:                                  X. XXXX PRICE EQUITY SERIES, INC.

                                        By its authorized officer

                                        By: /s/
                                            ------------------------------------
                                        Title:  Vice President
                                        Date:  September 21, 1999

                                        X. XXXX PRICE INTERNATIONAL SERIES, INC.

                                        By its authorized officer

                                        By: /s/
                                            ------------------------------------
                                        Title:  Vice President
                                        Date:  September 21, 1999


UNDERWRITER:                            X. XXXX PRICE INVESTMENT SERVICES, INC.

                                        By its authorized officer

                                        By: /s/
                                            ------------------------------------
                                        Title:  Vice President
                                        Date:  September 21, 1999





                                   SCHEDULE A

Effective as of September 21, 1999, this Schedule A is hereby amended as
follows:



      NAME OF SEPARATE ACCOUNT
      AND DATE ESTABLISHED BY                CONTRACTS FUNDED BY
      BOARD OF DIRECTORS                     SEPARATE ACCOUNT                        DESIGNATED PORTFOLIOS
      ------------------                     ----------------                        ---------------------

                                                                               
      Pruco Life of New Jersey               Discovery Select Annuity                X. Xxxx Price International Series, Inc.
      Flexible Premium Variable              Contract                                - X. Xxxx Price International Stock
      Annuity Account                                                                  Portfolio
      Established May 20, 1996
                                                                                     X. Xxxx Price Equity Series, Inc.
                                                                                     - X. Xxxx Price Equity Income Portfolio

      Pruco Life of New Jersey               Discovery Choice Xxxxxxx                X. Xxxx Price International Series, Inc.
      Flexible Premium Variable              Contract                                - X. Xxxx Price International Stock
      Annuity Account                                                                  Portfolio
      Established May 20, 1996
                                                                                     X. Xxxx Price Equity Series, Inc.
                                                                                     - X. Xxxx Price Equity Income Portfolio

      Pruco Life of New Jersey               Pruselect III Variable                  X. Xxxx Price International Series, Inc.
      Variable Appreciable Account           Universal Life Policy                   - X. Xxxx Price International Stock
      Established May 20, 1996                                                         Portfolio