SECOND AMENDMENT TO THE PARTICIPATION AGREEMENT AMONG BERGER INSTITUTIONAL PRODUCTS TRUST, BERGER LLC AND CANADA LIFE INSURANCE COMPANY OF AMERICA

                                                                    EXHIBIT 8(x)

                             SECOND AMENDMENT TO THE
                             PARTICIPATION AGREEMENT
                   AMONG XXXXXX INSTITUTIONAL PRODUCTS TRUST,
                                 XXXXXX LLC AND
                    CANADA LIFE INSURANCE COMPANY OF AMERICA

        This Second Amendment is dated as of the 11th day of October, 2001 by
and among Xxxxxx Institutional Products Trust (the "Trust"), Xxxxxx LLC, a
Nevada limited liability company ("Xxxxxx"), and Canada Life Insurance Company
of America ("Insurance Company").

        WHEREAS, the parties entered into an agreement dated May 1, 1998, as
amended (the "Agreement");

        WHEREAS, on September 30, 1999, Xxxxxx Associates, Inc. assigned its
interests, rights, duties and obligations to Xxxxxx;

        WHEREAS, the parties desire to amend Schedules "A" and "B" of the
Agreement to reflect certain changes to the schedules.

        NOW, THEREFORE, in consideration of the mutual promises contained
herein, the sufficiency of which is hereby acknowledged, the parties hereby
agree as follows:

        Schedules A and B to the Agreement are deleted and replaced in their
entireties with Schedules A and B attached hereto.

        The Agreement, as amended, shall remain in full force and effect.

        IN WITNESS WHEREOF, the parties have caused this Amendment to be
executed as of the date first above written by their respective duly authorized
officers.

Insurance Company:                                   Xxxxxx:

CANADA LIFE INSURANCE COMPANY                        XXXXXX LLC,
 OF AMERICA,                                         By its authorized officer,
By its authorized officer,


By:    /s/ Xxxxx X. Xxxxxxx                   By:       /s/ Xxxxxx X. Xxxxxx
       --------------------                             --------------------
Name:  Xxxxx X. Xxxxxxx                                 Name:  Xxxxxx X. Xxxxxx
Title: Secretary                                        Title: Vice President
Date:  October 11, 2001                                 Date:  October 11, 2001

Trust:

XXXXXX INSTITUTIONAL PRODUCTS TRUST
By its authorized officer,

By:    /s/ Xxxxxx X. Xxxxxx
       --------------------
Name:  Xxxxxx X. Xxxxxx
Title: Vice President
Date:  October 11, 2001



                                   SCHEDULE A
                                    ACCOUNTS

NAME OF ACCOUNTS                              DATE OF RESOLUTION OF INSURANCE
                                              COMPANY'S BOARD WHICH ESTABLISHED
                                              THE ACCOUNT

Variable Annuity Account 1                    July 22, 1988

Variable Life Account 1                       July 22, 1988

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                                   SCHEDULE B
                                   CONTRACTS

1.      Contract Form                         Varifund
                                              Varifund Plus


2.      Contract Form                         Canada Life VUL

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