AMENDMENT to the SELECTED REINSURANCE AGREEMENTS (the “Agreements”) between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, (hereinafter referred to as the “Ceding Company”) and THE LINCOLN NATIONAL LIFE INSURANCE COMPANY (hereinafter referred to as the...

Exhibit (g) iii. a. 3.

AMENDMENT to the

SELECTED REINSURANCE AGREEMENTS

(the “Agreements”)

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter referred to as the “Ceding Company”)

and

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

(hereinafter referred to as the “Reinsurer”)

As of the effective date of each Agreement, the Amendment Effective Date, the Accelerated Death Benefit Rider (ABR) will be              in the Agreements in the attached Exhibit.

The Ceding Company              ABR:

             policies –             .

             policies –             .

The methods described above are             .

All terms and conditions of these Agreements not in conflict with the terms and conditions of this Amendment shall continue unchanged.

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IN WITNESS WHEREOF, the parties hereto execute this Amendment in good faith:

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X Xxxxxx				Date:		12-10-12
		Xxxxx X. Xxxxxx
		Vice President & Actuary
MML BAY STATE LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X Xxxxxx				Date:		12-10-12
		Xxxxx X. Xxxxxx
		Vice President & Actuary
C.M. LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X Xxxxxx				Date:		12-10-12
		Xxxxx X. Xxxxxx
		Vice President & Actuary

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X’Xxxxxxxx				Date:		5 DEC 2012

Print name:		Xxxxx X’Xxxxxxxx
Title:		SVP
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
By:		/s/ Xxxxxx Xxxxxx				Date:		December 5, 2012
Print name:		Xxxxxx Xxxxxx
Title:		Senior Vice President

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Exhibit

Effective Date of Agreement		Description		TAI Code
9/1/1998		VUL
2/8/1999		VLS Inforce

AMENDMENT to the

SELECTED REINSURANCE AGREEMENTS listed in Exhibit I

(the “Agreements”)

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter referred to as the “Ceding Company”)

and

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

(hereinafter referred to as the “Reinsurer”)

Effective July 30, 2012, the Amendment Effective Date, the Agreements are hereby revised to             . The              guidelines in the attached Exhibit II shall be added to the Underwriting Guidelines section of the Agreements. Note, it is agreed by the Reinsurer and the Ceding Company that the Agreements will             .

All terms and conditions of this Agreement not in conflict with the terms and conditions of this Amendment shall continue unchanged.

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IN WITNESS WHEREOF, this Amendment is hereby executed in good faith by both parties:

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X Xxxxxx				Date:		12-10-12
		Xxxxx X. Xxxxxx
		Vice President & Actuary
MML BAY STATE LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X Xxxxxx				Date:		12-10-12
		Xxxxx X. Xxxxxx
		Vice President & Actuary
C.M. LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X Xxxxxx				Date:		12-10-12
		Xxxxx X. Xxxxxx
		Vice President & Actuary

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
By:		/ s/ Xxxxx X’Xxxxxxxx				Date:		6 DEC 2012
Print name:		Xxxxx X’Xxxxxxxx
Title:		Senior Vice President
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
By:		/ s/ Xxxxxx X Xxxxxxxxxxx				Date:		December 6, 2012
Print name:		Xxxxxx X Xxxxxxxxxxx
Title:		Senior Vice President

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Exhibit I

Effective Date of Agreement Description TAI Code

9/1/1998		VUL
2/8/1999		VL Select

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Exhibit II

•             .

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• Guidelines             .

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•             .

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•             .

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•             .

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