JOINT FILING AGREEMENT
THIS AGREEMENT dated the 7th day of June, 2001.
WHEREAS:
A. Valor Invest Limited ("Valor") is the beneficial holder of 303,175 shares
of common stock of Xxxxxxxx Financial Corporation ("Xxxxxxxx") and Xxxxxxx
Xxxxxxxx controls Valor; and
B. Valor and Xxxxxxx Xxxxxxxx (each a "Filer" and collectively, the
"Filers") are responsible for filing a Schedule 13D (the "Schedule 13D")
relating to the acquisition of the shares of common stock of Xxxxxxxx, pursuant
to U.S. securities laws.
NOW THEREFORE THE PARTIES AGREE AS FOLLOWS:
1. Each Filer covenants and agrees that it is individually eligible to use
the Schedule 13D which is to be filed;
2. Each Filer is individually responsible for the timely filing of any
amendments to the Schedule 13D, and for the completeness and accuracy
of the information concerning themselves, but is not responsible for the
completeness and accuracy of any of the information contained in the
Schedule 13D as to the other Filer, unless such Filer knows or has
reason to believe that the information is inaccurate;
3. This Schedule 13D contains the required information with regard to each
Filer and indicates that it is filed on behalf of both Filers;
and
4. Each Filer agrees that the Schedule 13D to which this Joint Filing
Agreement is attached as Exhibit 1 is filed on its behalf.
IN WITNESS WHEREOF the parties have duly executed this Joint Filing Agreement.
VALOR INVEST LIMITED
By: /s/ Xxxxxxx Xxxxxxxx By: /s/ Xxxxxxx Xxxxxxxx
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Xxxxxxx Xxxxxxxx, Director Xxxxxxx Xxxxxxxx
