RATIFICATION
Reference is made to the Asset Purchase Agreement ("Agreement")
dated September 3, 1999, along with the Exhibits thereto, by and between Factual
Data Corp. ("Purchaser"), Residential Mortgage Credit Reporting, Inc.
("Seller") and Bentley International, Inc. ("Shareholder").
For good and valuable consideration, the undersigned:
(i) reconfirm and ratify all representations, warranties,
covenants and signatures set forth in the Agreement as
of September 3, 1999 and as of the date hereof; and
(ii) acknowledge and ratify the change in the purchase price
set forth in the Agreement from $525,000 to $325,000.
Date: September 9, 1999 RESIDENTIAL MORTGAGE CREDIT
REPORTING, INC.
By: /s/ Xxxxx X. Xxxxxx
Xxxxx X. Xxxxxx, Chairman
Date: September 9, 1999 BENTLEY INTERNATIONAL, INC.
By: /s/ Xxxxx X. Xxxxxx
Xxxxx X. Xxxxxx, President
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