IndyMac ABS, Inc. Depositor IndyMac Bank, F.S.B. Seller and Servicer Deutsche Bank National Trust Company Trustee and Supplemental Interest Trust Trustee Pooling and Servicing Agreement Dated as of March 1, 2006 Home Equity Mortgage Loan Asset-Backed...
IndyMac
ABS, Inc.
Depositor
IndyMac
Bank, F.S.B.
Seller
and Servicer
Deutsche
Bank National Trust Company
Trustee
and Supplemental Interest Trust Trustee
____________________________________
Dated
as of March 1, 2006
_____________________________________
Home
Equity Mortgage Loan Asset-Backed Trust
Series
INABS 2006-B
Home
Equity Mortgage Loan Asset-Backed Certificates
Series
INABS 2006-B
ARTICLE
I
DEFINITIONS
Section
1.01
|
Definitions.
|
Section
1.02
|
Rules
of Construction.
|
ARTICLE
II
CONVEYANCE
OF MORTGAGE LOANS; REPRESENTATIONS
AND WARRANTIES
Section
2.01
|
Conveyance
of Mortgage Loans.
|
Section
2.02
|
Acceptance
by the Trustee of the Mortgage Loans.
|
Section
2.03
|
Representations,
Warranties, and Covenants of the Seller and the
Servicer.
|
Section
2.04
|
Representations
and Warranties of the Depositor as to the Mortgage
Loans.
|
Section
2.05
|
Delivery
of Opinion of Counsel in Connection with Substitutions and
Repurchases.
|
Section
2.06
|
Execution
and Delivery of Certificates.
|
Section
2.07
|
Conveyance
of Subsequent Mortgage Loans.
|
Section
2.08
|
REMIC
Matters.
|
Section
2.09
|
Covenants
of the Servicer.
|
Section
2.10
|
Purposes
and Powers of the Trust.
|
ARTICLE
III
ADMINISTRATION
AND SERVICING OF
MORTGAGE LOANS
Section
3.01
|
Servicer
to Service Mortgage Loans.
|
Section
3.02
|
Reserved.
|
Section
3.03
|
[Reserved].
|
Section
3.04
|
The
Pool Policy.
|
Section
3.05
|
Trustee
to Act as Servicer.
|
Section
3.06
|
Collection
of Mortgage Loan Payments; Servicing Accounts; Collection Account;
Certificate Account; Distribution Account; Excess Reserve Fund
Account.
|
Section
3.07
|
Collection
of Taxes, Assessments, and Similar Items Escrow
Accounts.
|
Section
3.08
|
Access
to Certain Documentation and Information Regarding the Mortgage
Loans.
|
Section
3.09
|
Permitted
Withdrawals from the Certificate Account, the Distribution Account
and the
Excess Reserve Fund Account.
|
Section
3.10
|
Maintenance
of Hazard Insurance; Maintenance of Primary Insurance
Policies.
|
Section
3.11
|
Enforcement
of Due-On-Sale Clauses; Assumption Agreements.
|
Section
3.12
|
Realization
Upon Defaulted Mortgage Loans; Repurchase of Certain Mortgage
Loans.
|
Section
3.13
|
Trustee
to Cooperate; Release of Mortgage Files.
|
Section
3.14
|
Documents,
Records, and Funds in Possession of the Servicer to be Held for the
Trustee.
|
Section
3.15
|
Servicing
Compensation.
|
Section
3.16
|
Access
to Certain Documentation.
|
Section
3.17
|
Annual
Statement as to Compliance.
|
Section
3.18
|
Assessments
of Compliance and Attestation Reports.
|
Section
3.19
|
Errors
and Omissions Insurance; Fidelity Bonds.
|
Section
3.20
|
Notification
of Adjustments.
|
Section
3.21
|
Prepayment
Charges.
|
Section
3.22
|
Pre-Funding
Accounts.
|
Section
3.23
|
[Reserved].
|
Section
3.24
|
Commission
Reporting.
|
ARTICLE
IV
DISTRIBUTIONS
AND ADVANCES BY THE SERVICER
Section
4.01
|
Advances.
|
Section
4.02
|
Priorities
of Distribution.
|
Section
4.03
|
Monthly
Statements to Certificateholders.
|
Section
4.04
|
Allocation
of Interest Shortfall and Realized Losses.
|
Section
4.05
|
Supplemental
Interest Trust.
|
Section
4.06
|
Tax
Treatment of Net Swap Payments and Swap Termination
Payments.
|
Section
4.07
|
Certain
Matters Relating to the Determination of
LIBOR.
|
ARTICLE
V
THE
CERTIFICATES
Section
5.01
|
The
Certificates.
|
Section
5.02
|
Certificate
Register; Registration of Transfer and Exchange of
Certificates.
|
Section
5.03
|
Mutilated,
Destroyed, Lost or Stolen Certificates.
|
Section
5.04
|
Persons
Deemed Owners.
|
Section
5.05
|
Access
to List of Certificateholders’ Names and Addresses.
|
Section
5.06
|
Maintenance
of Office or Agency.
|
ARTICLE
VI
THE
DEPOSITOR AND THE SERVICER
Section
6.01
|
Respective
Liabilities of the Depositor and the Servicer.
|
Section
6.02
|
Merger
or Consolidation of the Depositor or the Servicer.
|
Section
6.03
|
Limitation
on Liability of the Depositor, the Seller, the Servicer, and
Others.
|
Section
6.04
|
Limitation
on Resignation of the Servicer.
|
Section
6.05
|
Inspection.
|
ARTICLE
VII
DEFAULT
Section
7.01
|
Events
of Default.
|
Section
7.02
|
Trustee
to Act; Appointment of Successor.
|
Section
7.03
|
Notification
to Certificateholders.
|
ARTICLE
VIII
CONCERNING
THE TRUSTEE AND THE
SUPPLEMENTAL INTEREST TRUST TRUSTEE
Section
8.01
|
Duties
of the Trustee and the Supplemental Interest Trust
Trustee.
|
Section
8.02
|
Certain
Matters Affecting the Trustee and the Supplemental Interest Trust
Trustee.
|
Section
8.03
|
Trustee
and Supplemental Interest Trust Trustee Not Liable for Certificates
or
Mortgage Loans.
|
Section
8.04
|
Trustee
and Supplemental Interest Trust Trustee May Own
Certificates.
|
Section
8.05
|
Trustee’s
Fees and Expenses.
|
Section
8.06
|
Eligibility
Requirements for the Trustee and the Supplemental Interest Trust
Trustee.
|
Section
8.07
|
Resignation
and Removal of the Trustee and the Supplemental Interest Trust
Trustee.
|
Section
8.08
|
Successor
Trustee or Supplemental Interest Trust Trustee.
|
Section
8.09
|
Merger
or Consolidation of the Trustee or the Supplemental Interest Trust
Trustee.
|
Section
8.10
|
Appointment
of Co-Trustee or Separate Trustee.
|
Section
8.11
|
Tax
Matters.
|
Section
8.12
|
[Reserved].
|
Section
8.13
|
[Reserved].
|
Section
8.14
|
[Reserved].
|
Section
8.15
|
Access
to Records of Trustee.
|
Section
8.16
|
Suits
for Enforcement.
|
ARTICLE
IX
TERMINATION
Section
9.01
|
Termination
upon Liquidation or Purchase of the Mortgage Loans.
|
Section
9.02
|
Final
Distribution on the Certificates.
|
Section
9.03
|
Additional
Termination Requirements.
|
Section
9.04
|
Termination
of the Supplemental Interest Trust.
|
ARTICLE
X
MISCELLANEOUS
PROVISIONS
Section
10.01
|
Amendment.
|
Section
10.02
|
Recordation
of Agreement; Counterparts.
|
Section
10.03
|
Governing
Law.
|
Section
10.04
|
Intention
of Parties.
|
Section
10.05
|
Notices.
|
Section
10.06
|
Severability
of Provisions.
|
Section
10.07
|
Assignment.
|
Section
10.08
|
Limitation
on Rights of Certificateholders.
|
Section
10.09
|
Inspection
and Audit Rights.
|
Section
10.10
|
Certificates
Nonassessable and Fully Paid.
|
Section
10.11
|
Official
Record.
|
Section
10.12
|
Protection
of Assets.
|
Section
10.13
|
Qualifying
Special Purpose Entity.
|
Section
10.14
|
Rights
of NIM Insurer.
|
SCHEDULES
Schedule
I:
|
Mortgage
Loan Schedule
|
Schedule
II:
|
Representations
and Warranties of the Seller/Servicer as of the Closing
Date
|
Schedule
III:
|
Representations
and Warranties as to the Mortgage Loans as of the Closing Date or
Cut-off
Date, as applicable
|
EXHIBITS
Exhibit
A:
|
Form
of Class A and Subordinated Certificates
|
Exhibit
B:
|
Form
of Class P Certificate
|
Exhibit
C:
|
Form
of Residual Certificate
|
Exhibit
D:
|
Form
of Class C Certificate
|
Exhibit
E:
|
[Reserved]
|
Exhibit
F:
|
Form
of Reverse of Certificates
|
Exhibit
G-1:
|
Form
of Initial Certification of Trustee
|
Exhibit
G-2:
|
Form
of Delayed Delivery Certification
|
Exhibit
H:
|
Form
of Final Certification of Trustee
|
Exhibit
I:
|
Form
of Transfer Affidavit
|
Exhibit
J:
|
Form
of Transferor Certificate
|
Exhibit
K:
|
Form
of Swap Agreement
|
Exhibit
L:
|
Form
of Rule 144A Letter
|
Exhibit
M:
|
Form
of Request for Release (for Trustee)
|
Exhibit
N:
|
Form
of Request for Release (Mortgage Loan Paid in Full, Repurchased,
and
Released)
|
Exhibit
O-1:
|
Form
of Certification to be Provided by the Depositor with Form
10-K
|
Exhibit
O-2:
|
Trustee’s
Officer’s Certificate
|
Exhibit
P:
|
Form
of Addition Notice
|
Exhibit
Q:
|
Form
of Subsequent Transfer Instrument
|
Exhibit
R:
|
Servicing
Criteria to be addressed in Assessment of Compliance
|
Exhibit
S:
|
Reporting
Responsibility
|
This
Pooling and Servicing Agreement,
dated as of March 1, 2006, among IndyMac ABS, Inc., a Delaware corporation,
as
depositor (the “Depositor”),
IndyMac Bank, F.S.B. (“IndyMac”),
a federal savings bank, as seller (in that capacity, the “Seller”)
and as servicer (in that capacity, the “Servicer”),
and Deutsche Bank National Trust Company, a national banking association, as
trustee (the “Trustee”)
and as supplemental interest trust trustee (the “Supplemental
Interest Trust Trustee”),
Witnesseth
That
In
consideration of the mutual agreements herein contained, the parties agree
as
follows:
Preliminary
Statement
The
Depositor intends to sell pass-through certificates (collectively, the
“Certificates”),
to be issued hereunder in multiple classes, which in the aggregate will evidence
the entire beneficial ownership interest in each REMIC (as defined herein)
created hereunder. The Trust Fund will consist of a segregated pool of assets
consisting of the Mortgage Loans and certain other related assets subject to
this Agreement.
REMIC
I
As
provided herein, the Trustee will elect to treat the segregated pool of assets
consisting of the Mortgage Loans and certain other related assets (other than
the Pre-Funding Accounts, any Subsequent Mortgage Loan Interest, the Excess
Reserve Fund Account, the Supplemental Interest Trust and the Swap Agreement)
subject to this Agreement as a REMIC for federal income tax purposes, and such
segregated pool of assets will be designated as REMIC I. The Class R-I Interest
will be the sole class of residual interests in REMIC I for purposes of the
REMIC Provisions (as defined herein). The following table irrevocably sets
forth
the designation, the REMIC I Remittance Rate, the initial Uncertificated Balance
and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii),
the latest possible maturity date for each of the REMIC I Regular Interests
(as
defined herein). None of the REMIC I Regular Interests will be
certificated.
Class
Designation
|
REMIC
I Remittance
Rate
|
Initial Uncertificated Balance
|
Latest
Possible Maturity
Date(1)
|
|
I-LT1
|
Variable
(2)
|
$
|
351,895,887.17
|
April
25, 2036
|
I-LT1PF
|
Variable
(2)
|
$
|
27,587,510.83
|
April
25, 0000
|
X-XX0
|
Variable
(2)
|
$
|
296,263,296.10
|
April
25, 2036
|
I-LT2PF
|
Variable
(2)
|
$
|
24,253,205.90
|
April
25, 0000
|
X-XXX
|
Variable
(2)
|
$
|
100.00
|
April
25, 2036
|
________________
(1) For
purposes of Treasury Regulation Section 1.860G-1(a)(4)(iii), the Distribution
Date immediately following the maturity date for the Mortgage Loan with the
latest maturity date has been designated as the latest possible maturity date
for each REMIC I Regular Interest.
(2) Calculated
in accordance with the definition of REMIC I Remittance Rate
herein.
REMIC
II
As
provided herein, the Trustee will elect to treat the segregated pool of assets
consisting of the REMIC I Regular Interests as a REMIC for federal income tax
purposes, and such segregated pool of assets will be designated as REMIC II.
The
Class R-II Interest will evidence the sole class of residual interests in REMIC
II for purposes of the REMIC Provisions. The following table irrevocably sets
forth the designation, the REMIC II Remittance Rate, the initial Uncertificated
Balance and, for purposes of satisfying Treasury Regulation Section
1.860G-1(a)(4)(iii), the latest possible maturity date for each of the REMIC
II
Regular Interests (as defined herein). None of the REMIC II Regular Interests
will be certificated.
Designation
|
REMIC
II Remittance
Rate
|
Initial Uncertificated
Balance
|
Latest
Possible Maturity
Date(1)
|
|
I
|
Variable
(2)
|
$
|
13,068,528.31
|
April
25, 2036
|
I-1-A
|
Variable
(2)
|
$
|
5,421,775.61
|
April
25, 2036
|
I-1-B
|
Variable
(2)
|
$
|
5,421,775.61
|
April
25, 2036
|
I-2-A
|
Variable
(2)
|
$
|
5,262,716.45
|
April
25, 2036
|
I-2-B
|
Variable
(2)
|
$
|
5,262,716.45
|
April
25, 2036
|
I-3-A
|
Variable
(2)
|
$
|
5,108,431.34
|
April
25, 2036
|
I-3-B
|
Variable
(2)
|
$
|
5,108,431.34
|
April
25, 2036
|
I-4-A
|
Variable
(2)
|
$
|
4,958,501.47
|
April
25, 2036
|
I-4-B
|
Variable
(2)
|
$
|
4,958,501.47
|
April
25, 2036
|
I-5-A
|
Variable
(2)
|
$
|
4,813,162.01
|
April
25, 2036
|
I-5-B
|
Variable
(2)
|
$
|
4,813,162.01
|
April
25, 2036
|
I-6-A
|
Variable
(2)
|
$
|
4,671,914.18
|
April
25, 2036
|
I-6-B
|
Variable
(2)
|
$
|
4,671,914.18
|
April
25, 2036
|
I-7-A
|
Variable
(2)
|
$
|
4,534,830.51
|
April
25, 2036
|
I-7-B
|
Variable
(2)
|
$
|
4,534,830.51
|
April
25, 2036
|
I-8-A
|
Variable
(2)
|
$
|
4,401,900.15
|
April
25, 2036
|
I-8-B
|
Variable
(2)
|
$
|
4,401,900.15
|
April
25, 2036
|
I-9-A
|
Variable
(2)
|
$
|
4,272,709.06
|
April
25, 2036
|
I-9-B
|
Variable
(2)
|
$
|
4,272,709.06
|
April
25, 2036
|
I-10-A
|
Variable
(2)
|
$
|
4,147,409.71
|
April
25, 2036
|
I-10-B
|
Variable
(2)
|
$
|
4,147,409.71
|
April
25, 2036
|
I-11-A
|
Variable
(2)
|
$
|
4,025,671.40
|
April
25, 2036
|
I-11-B
|
Variable
(2)
|
$
|
4,025,671.40
|
April
25, 2036
|
I-12-A
|
Variable
(2)
|
$
|
3,907,643.90
|
April
25, 2036
|
I-12-B
|
Variable
(2)
|
$
|
3,907,643.90
|
April
25, 2036
|
I-13-A
|
Variable
(2)
|
$
|
3,792,998.55
|
April
25, 2036
|
I-13-B
|
Variable
(2)
|
$
|
3,792,998.55
|
April
25, 2036
|
I-14-A
|
Variable
(2)
|
$
|
3,681,725.86
|
April
25, 2036
|
I-14-B
|
Variable
(2)
|
$
|
3,681,725.86
|
April
25, 2036
|
I-15-A
|
Variable
(2)
|
$
|
3,573,655.73
|
April
25, 2036
|
I-15-B
|
Variable
(2)
|
$
|
3,573,655.73
|
April
25, 2036
|
I-16-A
|
Variable
(2)
|
$
|
3,468,862.04
|
April
25, 2036
|
I-16-B
|
Variable
(2)
|
$
|
3,468,862.04
|
April
25, 2036
|
I-17-A
|
Variable
(2)
|
$
|
3,367,095.41
|
April
25, 2036
|
I-17-B
|
Variable
(2)
|
$
|
3,367,095.41
|
April
25, 2036
|
I-18-A
|
Variable
(2)
|
$
|
3,268,267.74
|
April
25, 2036
|
I-18-B
|
Variable
(2)
|
$
|
3,268,267.74
|
April
25, 2036
|
I-19-A
|
Variable
(2)
|
$
|
3,172,370.91
|
April
25, 2036
|
I-19-B
|
Variable
(2)
|
$
|
3,172,370.91
|
April
25, 2036
|
I-20-A
|
Variable
(2)
|
$
|
3,079,238.88
|
April
25, 2036
|
I-20-B
|
Variable
(2)
|
$
|
3,079,238.88
|
April
25, 2036
|
I-21-A
|
Variable
(2)
|
$
|
2,988,944.17
|
April
25, 2036
|
I-21-B
|
Variable
(2)
|
$
|
2,988,944.17
|
April
25, 2036
|
I-22-A
|
Variable
(2)
|
$
|
5,430,309.24
|
April
25, 2036
|
I-22-B
|
Variable
(2)
|
$
|
5,430,309.24
|
April
25, 2036
|
I-23-A
|
Variable
(2)
|
$
|
32,740,621.86
|
April
25, 2036
|
I-23-B
|
Variable
(2)
|
$
|
32,740,621.86
|
April
25, 2036
|
I-24-A
|
Variable
(2)
|
$
|
8,425,685.66
|
April
25, 2036
|
I-24-B
|
Variable
(2)
|
$
|
8,425,685.66
|
April
25, 2036
|
I-25-A
|
Variable
(2)
|
$
|
6,859,380.40
|
April
25, 2036
|
I-25-B
|
Variable
(2)
|
$
|
6,859,380.40
|
April
25, 2036
|
I-26-A
|
Variable
(2)
|
$
|
4,643,696.20
|
April
25, 2036
|
I-26-B
|
Variable
(2)
|
$
|
4,643,696.20
|
April
25, 2036
|
I-27-A
|
Variable
(2)
|
$
|
3,619,039.93
|
April
25, 2036
|
I-27-B
|
Variable
(2)
|
$
|
3,619,039.93
|
April
25, 2036
|
I-28-A
|
Variable
(2)
|
$
|
2,933,430.48
|
April
25, 2036
|
I-28-B
|
Variable
(2)
|
$
|
2,933,430.48
|
April
25, 2036
|
I-29-A
|
Variable
(2)
|
$
|
2,407,961.04
|
April
25, 2036
|
I-29-B
|
Variable
(2)
|
$
|
2,407,961.04
|
April
25, 2036
|
I-30-A
|
Variable
(2)
|
$
|
1,994,833.61
|
April
25, 2036
|
I-30-B
|
Variable
(2)
|
$
|
1,994,833.61
|
April
25, 2036
|
I-31-A
|
Variable
(2)
|
$
|
1,667,295.31
|
April
25, 2036
|
I-31-B
|
Variable
(2)
|
$
|
1,667,295.31
|
April
25, 2036
|
I-32-A
|
Variable
(2)
|
$
|
1,403,477.70
|
April
25, 2036
|
I-32-B
|
Variable
(2)
|
$
|
1,403,477.70
|
April
25, 2036
|
I-33-A
|
Variable
(2)
|
$
|
1,327,806.66
|
April
25, 2036
|
I-33-B
|
Variable
(2)
|
$
|
1,327,806.66
|
April
25, 2036
|
I-34-A
|
Variable
(2)
|
$
|
1,256,025.32
|
April
25, 2036
|
I-34-B
|
Variable
(2)
|
$
|
1,256,025.32
|
April
25, 2036
|
I-35-A
|
Variable
(2)
|
$
|
1,341,659.16
|
April
25, 2036
|
I-35-B
|
Variable
(2)
|
$
|
1,341,659.16
|
April
25, 2036
|
I-36-A
|
Variable
(2)
|
$
|
1,217,610.75
|
April
25, 2036
|
I-36-B
|
Variable
(2)
|
$
|
1,217,610.75
|
April
25, 2036
|
I-37-A
|
Variable
(2)
|
$
|
1,115,403.65
|
April
25, 2036
|
I-37-B
|
Variable
(2)
|
$
|
1,115,403.65
|
April
25, 2036
|
I-38-A
|
Variable
(2)
|
$
|
980,361.73
|
April
25, 2036
|
I-38-B
|
Variable
(2)
|
$
|
980,361.73
|
April
25, 2036
|
I-39-A
|
Variable
(2)
|
$
|
899,045.88
|
April
25, 2036
|
I-39-B
|
Variable
(2)
|
$
|
899,045.88
|
April
25, 2036
|
I-40-A
|
Variable
(2)
|
$
|
854,800.13
|
April
25, 2036
|
I-40-B
|
Variable
(2)
|
$
|
854,800.13
|
April
25, 2036
|
I-41-A
|
Variable
(2)
|
$
|
812,142.12
|
April
25, 2036
|
I-41-B
|
Variable
(2)
|
$
|
812,142.12
|
April
25, 2036
|
I-42-A
|
Variable
(2)
|
$
|
769,822.26
|
April
25, 2036
|
I-42-B
|
Variable
(2)
|
$
|
769,822.26
|
April
25, 2036
|
I-43-A
|
Variable
(2)
|
$
|
729,773.19
|
April
25, 2036
|
I-43-B
|
Variable
(2)
|
$
|
729,773.19
|
April
25, 2036
|
I-44-A
|
Variable
(2)
|
$
|
691,711.00
|
April
25, 2036
|
I-44-B
|
Variable
(2)
|
$
|
691,711.00
|
April
25, 2036
|
I-45-A
|
Variable
(2)
|
$
|
655,632.96
|
April
25, 2036
|
I-45-B
|
Variable
(2)
|
$
|
655,632.96
|
April
25, 2036
|
I-46-A
|
Variable
(2)
|
$
|
621,483.51
|
April
25, 2036
|
I-46-B
|
Variable
(2)
|
$
|
621,483.51
|
April
25, 2036
|
I-47-A
|
Variable
(2)
|
$
|
589,169.82
|
April
25, 2036
|
I-47-B
|
Variable
(2)
|
$
|
589,169.82
|
April
25, 2036
|
I-48-A
|
Variable
(2)
|
$
|
558,441.14
|
April
25, 2036
|
I-48-B
|
Variable
(2)
|
$
|
558,441.14
|
April
25, 2036
|
I-49-A
|
Variable
(2)
|
$
|
529,423.53
|
April
25, 2036
|
I-49-B
|
Variable
(2)
|
$
|
529,423.53
|
April
25, 2036
|
I-50-A
|
Variable
(2)
|
$
|
501,871.67
|
April
25, 2036
|
I-50-B
|
Variable
(2)
|
$
|
501,871.67
|
April
25, 2036
|
I-51-A
|
Variable
(2)
|
$
|
475,755.07
|
April
25, 2036
|
I-51-B
|
Variable
(2)
|
$
|
475,755.07
|
April
25, 2036
|
I-52-A
|
Variable
(2)
|
$
|
451,092.71
|
April
25, 2036
|
I-52-B
|
Variable
(2)
|
$
|
451,092.71
|
April
25, 2036
|
I-53-A
|
Variable
(2)
|
$
|
427,682.65
|
April
25, 2036
|
I-53-B
|
Variable
(2)
|
$
|
427,682.65
|
April
25, 2036
|
I-54-A
|
Variable
(2)
|
$
|
405,482.86
|
April
25, 2036
|
I-54-B
|
Variable
(2)
|
$
|
405,482.86
|
April
25, 2036
|
I-55-A
|
Variable
(2)
|
$
|
384,496.75
|
April
25, 2036
|
I-55-B
|
Variable
(2)
|
$
|
384,496.75
|
April
25, 2036
|
I-56-A
|
Variable
(2)
|
$
|
364,556.24
|
April
25, 2036
|
I-56-B
|
Variable
(2)
|
$
|
364,556.24
|
April
25, 2036
|
I-57-A
|
Variable
(2)
|
$
|
345,723.02
|
April
25, 2036
|
I-57-B
|
Variable
(2)
|
$
|
345,723.02
|
April
25, 2036
|
I-58-A
|
Variable
(2)
|
$
|
327,833.76
|
April
25, 2036
|
I-58-B
|
Variable
(2)
|
$
|
327,833.76
|
April
25, 2036
|
I-59-A
|
Variable
(2)
|
$
|
6,527,070.76
|
April
25, 2036
|
I-59-B
|
Variable
(2)
|
$
|
6,527,070.76
|
April
25, 2036
|
II
|
Variable
(2)
|
$
|
11,037,926.69
|
April
25, 2036
|
II-1-A
|
Variable
(2)
|
$
|
4,579,299.39
|
April
25, 2036
|
II-1-B
|
Variable
(2)
|
$
|
4,579,299.39
|
April
25, 2036
|
II-2-A
|
Variable
(2)
|
$
|
4,444,956.05
|
April
25, 2036$
|
II-2-B
|
Variable
(2)
|
$
|
4,444,956.05
|
April
25, 2036
|
II-3-A
|
Variable
(2)
|
$
|
4,314,644.91
|
April
25, 2036
|
II-3-B
|
Variable
(2)
|
$
|
4,314,644.91
|
April
25, 2036
|
II-4-A
|
Variable
(2)
|
$
|
4,188,012.28
|
April
25, 2036
|
II-4-B
|
Variable
(2)
|
$
|
4,188,012.28
|
April
25, 2036
|
II-5-A
|
Variable
(2)
|
$
|
4,065,256.74
|
April
25, 2036
|
II-5-B
|
Variable
(2)
|
$
|
4,065,256.74
|
April
25, 2036
|
II-6-A
|
Variable
(2)
|
$
|
3,945,957.07
|
April
25, 2036
|
II-6-B
|
Variable
(2)
|
$
|
3,945,957.07
|
April
25, 2036
|
II-7-A
|
Variable
(2)
|
$
|
3,830,174.49
|
April
25, 2036
|
II-7-B
|
Variable
(2)
|
$
|
3,830,174.49
|
April
25, 2036
|
II-8-A
|
Variable
(2)
|
$
|
3,717,899.85
|
April
25, 2036
|
II-8-B
|
Variable
(2)
|
$
|
3,717,899.85
|
April
25, 2036
|
II-9-A
|
Variable
(2)
|
$
|
3,608,783.44
|
April
25, 2036
|
II-9-B
|
Variable
(2)
|
$
|
3,608,783.44
|
April
25, 2036
|
I-10-A
|
Variable
(2)
|
$
|
3,502,954.04
|
April
25, 2036
|
II-10-B
|
Variable
(2)
|
$
|
3,502,954.04
|
April
25, 2036
|
II-11-A
|
Variable
(2)
|
$
|
3,400,132.35
|
April
25, 2036
|
II-11-B
|
Variable
(2)
|
$
|
3,400,132.35
|
April
25, 2036
|
II-12-A
|
Variable
(2)
|
$
|
3,300,444.85
|
April
25, 2036
|
II-12-B
|
Variable
(2)
|
$
|
3,300,444.85
|
April
25, 2036
|
II-13-A
|
Variable
(2)
|
$
|
3,203,613.95
|
April
25, 2036
|
II-13-B
|
Variable
(2)
|
$
|
3,203,613.95
|
April
25, 2036
|
II-14-A
|
Variable
(2)
|
$
|
3,109,631.64
|
April
25, 2036
|
II-14-B
|
Variable
(2)
|
$
|
3,109,631.64
|
April
25, 2036
|
II-15-A
|
Variable
(2)
|
$
|
3,018,354.27
|
April
25, 2036
|
II-15-B
|
Variable
(2)
|
$
|
3,018,354.27
|
April
25, 2036
|
II-16-A
|
Variable
(2)
|
$
|
2,929,844.21
|
April
25, 2036
|
II-16-B
|
Variable
(2)
|
$
|
2,929,844.21
|
April
25, 2036
|
II-17-A
|
Variable
(2)
|
$
|
2,843,890.84
|
April
25, 2036
|
II-17-B
|
Variable
(2)
|
$
|
2,843,890.84
|
April
25, 2036
|
II-18-A
|
Variable
(2)
|
$
|
2,760,419.76
|
April
25, 2036
|
II-18-B
|
Variable
(2)
|
$
|
2,760,419.76
|
April
25, 2036
|
II-19-A
|
Variable
(2)
|
$
|
2,679,424.09
|
April
25, 2036
|
II-19-B
|
Variable
(2)
|
$
|
2,679,424.09
|
April
25, 2036
|
II-20-A
|
Variable
(2)
|
$
|
2,600,763.62
|
April
25, 2036
|
II-20-B
|
Variable
(2)
|
$
|
2,600,763.62
|
April
25, 2036
|
II-21-A
|
Variable
(2)
|
$
|
2,524,499.58
|
April
25, 2036
|
II-21-B
|
Variable
(2)
|
$
|
2,524,499.58
|
April
25, 2036
|
II-22-A
|
Variable
(2)
|
$
|
4,586,507.01
|
April
25, 2036
|
II-22-B
|
Variable
(2)
|
$
|
4,586,507.01
|
April
25, 2036
|
II-23-A
|
Variable
(2)
|
$
|
27,653,138.14
|
April
25, 2036
|
II-23-B
|
Variable
(2)
|
$
|
27,653,138.14
|
April
25, 2036
|
II-24-A
|
Variable
(2)
|
$
|
7,116,439.34
|
April
25, 2036
|
II-24-B
|
Variable
(2)
|
$
|
7,116,439.34
|
April
25, 2036
|
II-25-A
|
Variable
(2)
|
$
|
5,793,518.35
|
April
25, 2036
|
II-25-B
|
Variable
(2)
|
$
|
5,793,518.35
|
April
25, 2036
|
II-26-A
|
Variable
(2)
|
$
|
3,922,123.80
|
April
25, 2036
|
II-26-B
|
Variable
(2)
|
$
|
3,922,123.80
|
April
25, 2036
|
II-27-A
|
Variable
(2)
|
$
|
3,056,686.32
|
April
25, 2036
|
II-27-B
|
Variable
(2)
|
$
|
3,056,686.32
|
April
25, 2036
|
II-28-A
|
Variable
(2)
|
$
|
2,477,612.02
|
April
25, 2036
|
II-28-B
|
Variable
(2)
|
$
|
2,477,612.02
|
April
25, 2036
|
II-29-A
|
Variable
(2)
|
$
|
2,033,793.96
|
April
25, 2036
|
II-29-B
|
Variable
(2)
|
$
|
2,033,793.96
|
April
25, 2036
|
II-30-A
|
Variable
(2)
|
$
|
1,684,861.39
|
April
25, 2036
|
II-30-B
|
Variable
(2)
|
$
|
1,684,861.39
|
April
25, 2036
|
II-31-A
|
Variable
(2)
|
$
|
1,408,218.44
|
April
25, 2036
|
II-31-B
|
Variable
(2)
|
$
|
1,408,218.44
|
April
25, 2036
|
II-32-A
|
Variable
(2)
|
$
|
1,185,394.80
|
April
25, 2036
|
II-32-B
|
Variable
(2)
|
$
|
1,185,394.80
|
April
25, 2036
|
II-33-A
|
Variable
(2)
|
$
|
1,121,482.09
|
April
25, 2036
|
II-33-B
|
Variable
(2)
|
$
|
1,121,482.09
|
April
25, 2036
|
II-34-A
|
Variable
(2)
|
$
|
1,060,854.68
|
April
25, 2036
|
II-34-B
|
Variable
(2)
|
$
|
1,060,854.68
|
April
25, 2036
|
II-35-A
|
Variable
(2)
|
$
|
1,133,182.09
|
April
25, 2036
|
II-35-B
|
Variable
(2)
|
$
|
1,133,182.09
|
April
25, 2036
|
II-36-A
|
Variable
(2)
|
$
|
1,028,409.25
|
April
25, 2036
|
II-36-B
|
Variable
(2)
|
$
|
1,028,409.25
|
April
25, 2036
|
II-37-A
|
Variable
(2)
|
$
|
942,083.85
|
April
25, 2036
|
II-37-B
|
Variable
(2)
|
$
|
942,083.85
|
April
25, 2036
|
I-38-A
|
Variable
(2)
|
$
|
828,025.77
|
April
25, 2036
|
II-38-B
|
Variable
(2)
|
$
|
828,025.77
|
April
25, 2036
|
II-39-A
|
Variable
(2)
|
$
|
759,345.37
|
April
25, 2036
|
II-39-B
|
Variable
(2)
|
$
|
759,345.37
|
April
25, 2036
|
II-40-A
|
Variable
(2)
|
$
|
721,974.87
|
April
25, 2036
|
II-40-B
|
Variable
(2)
|
$
|
721,974.87
|
April
25, 2036
|
II-41-A
|
Variable
(2)
|
$
|
685,945.38
|
April
25, 2036
|
II-41-B
|
Variable
(2)
|
$
|
685,945.38
|
April
25, 2036
|
II-42-A
|
Variable
(2)
|
$
|
650,201.49
|
April
25, 2036
|
II-42-B
|
Variable
(2)
|
$
|
650,201.49
|
April
25, 2036
|
II-43-A
|
Variable
(2)
|
$
|
616,375.56
|
April
25, 2036
|
II-43-B
|
Variable
(2)
|
$
|
616,375.56
|
April
25, 2036
|
II-44-A
|
Variable
(2)
|
$
|
584,227.75
|
April
25, 2036
|
II-44-B
|
Variable
(2)
|
$
|
584,227.75
|
April
25, 2036
|
II-45-A
|
Variable
(2)
|
$
|
553,755.79
|
April
25, 2036
|
II-45-B
|
Variable
(2)
|
$
|
553,755.79
|
April
25, 2036
|
II-46-A
|
Variable
(2)
|
$
|
524,912.74
|
April
25, 2036
|
II-46-B
|
Variable
(2)
|
$
|
524,912.74
|
April
25, 2036
|
II-47-A
|
Variable
(2)
|
$
|
497,620.18
|
April
25, 2036
|
II-47-B
|
Variable
(2)
|
$
|
497,620.18
|
April
25, 2036
|
II-48-A
|
Variable
(2)
|
$
|
471,666.36
|
April
25, 2036
|
II-48-B
|
Variable
(2)
|
$
|
471,666.36
|
April
25, 2036
|
II-49-A
|
Variable
(2)
|
$
|
447,157.72
|
April
25, 2036
|
II-49-B
|
Variable
(2)
|
$
|
447,157.72
|
April
25, 2036
|
II-50-A
|
Variable
(2)
|
$
|
423,887.08
|
April
25, 2036
|
II-50-B
|
Variable
(2)
|
$
|
423,887.08
|
April
25, 2036
|
II-51-A
|
Variable
(2)
|
$
|
401,828.68
|
April
25, 2036
|
II-51-B
|
Variable
(2)
|
$
|
401,828.68
|
April
25, 2036
|
I-52-A
|
Variable
(2)
|
$
|
380,998.54
|
April
25, 2036
|
II-52-B
|
Variable
(2)
|
$
|
380,998.54
|
April
25, 2036
|
II-53-A
|
Variable
(2)
|
$
|
361,226.10
|
April
25, 2036
|
II-53-B
|
Variable
(2)
|
$
|
361,226.10
|
April
25, 2036
|
II-54-A
|
Variable
(2)
|
$
|
342,475.89
|
April
25, 2036
|
II-54-B
|
Variable
(2)
|
$
|
342,475.89
|
April
25, 2036
|
II-55-A
|
Variable
(2)
|
$
|
324,750.75
|
April
25, 2036
|
II-55-B
|
Variable
(2)
|
$
|
324,750.75
|
April
25, 2036
|
II-56-A
|
Variable
(2)
|
$
|
307,908.76
|
April
25, 2036
|
II-56-B
|
Variable
(2)
|
$
|
307,908.76
|
April
25, 2036
|
II-57-A
|
Variable
(2)
|
$
|
292,001.98
|
April
25, 2036
|
II-57-B
|
Variable
(2)
|
$
|
292,001.98
|
April
25, 2036
|
II-58-A
|
Variable
(2)
|
$
|
276,892.49
|
April
25, 2036
|
II-58-B
|
Variable
(2)
|
$
|
276,892.49
|
April
25, 2036
|
I-59-A
|
Variable
(2)
|
$
|
5,512,845.49
|
April
25, 2036
|
II-59-B
|
Variable
(2)
|
$
|
5,512,845.49
|
April
25, 2036
|
P
|
Variable
(2)
|
$
|
100.00
|
April
25, 2036
|
(1) For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the
Distribution Date immediately following the maturity date for the Mortgage
Loan
with the latest maturity date has been designated as the “latest possible
maturity date” for each REMIC II Regular Interest.
(2) Calculated
in accordance with the definition of “REMIC II Remittance Rate”
herein.
REMIC
III
As
provided herein, the Trustee will elect to treat the segregated pool of assets
consisting of the REMIC II Regular Interests as a REMIC for federal income
tax
purposes, and such segregated pool of assets will be designated as REMIC III.
The Class R-III Interest will evidence the sole class of residual interests
in
REMIC III for purposes of the REMIC Provisions. The following table irrevocably
sets forth the designation, the REMIC III Remittance Rate, the initial
Uncertificated Balance and, for purposes of satisfying Treasury Regulation
Section 1.860G-1(a)(4)(iii), the latest possible maturity date for each of
the
REMIC III Regular Interests (as defined herein). None of the REMIC III Regular
Interests will be certificated.
Designation
|
REMIC
III Remittance
Rate
|
Initial Uncertificated
Balance
|
Latest
Possible Maturity
Date(1)
|
|
LTAA
|
Variable
(2)
|
$
|
342,999,951.00
|
April
25, 2036
|
LT1A1
|
Variable
(2)
|
$
|
764,660.00
|
April
25, 2036
|
LT1A2
|
Variable
(2)
|
$
|
764,660.00
|
April
25, 2036
|
LT2A1
|
Variable
(2)
|
$
|
544,740.00
|
April
25, 2036
|
LT2A2
|
Variable
(2)
|
$
|
318,800.00
|
April
25, 2036
|
LT2A3
|
Variable
(2)
|
$
|
321,980.00
|
April
25, 2036
|
LT2A4
|
Variable
(2)
|
$
|
100,910.00
|
April
25, 2036
|
LTM1
|
Variable
(2)
|
$
|
133,000.00
|
April
25, 2036
|
LTM2
|
Variable
(2)
|
$
|
119,000.00
|
April
25, 2036
|
LTM3
|
Variable
(2)
|
$
|
70,000.00
|
April
25, 2036
|
LTM4
|
Variable
(2)
|
$
|
63,000.00
|
April
25, 2036
|
LTM5
|
Variable
(2)
|
$
|
61,250.00
|
April
25, 2036
|
LTM6
|
Variable
(2)
|
$
|
56,000.00
|
April
25, 2036
|
LTM7
|
Variable
(2)
|
$
|
49,000.00
|
April
25, 2036
|
LTM8
|
Variable
(2)
|
$
|
24,500.00
|
April
25, 2036
|
LTM9
|
Variable
(2)
|
$
|
35,000.00
|
April
25, 2036
|
LTZZ
|
Variable
(2)
|
$
|
3,573,499.00
|
Xxxxx
00, 0000
|
XXX
|
Variable
(2)
|
$
|
100.00
|
April
25, 2036
|
LTIO
|
Variable
(2)
|
(3)
|
April
25, 2036
|
|
LT1SUB
|
Variable
(2)
|
$
|
7,361.94
|
April
25, 2036
|
LT1GRP
|
Variable
(2)
|
$
|
35,189.60
|
April
25, 2036
|
LT2SUB
|
Variable
(2)
|
$
|
6,323.05
|
April
25, 2036
|
LT2GRP
|
Variable
(2)
|
$
|
29,626.33
|
April
25, 2036
|
LTXX
|
Variable
(2)
|
$
|
349,921,449.08
|
April
25, 2036
|
(1) For
purposes of Treasury Regulation Section 1.860G-1(a)(4)(iii), the Distribution
Date immediately following the maturity date for the Mortgage Loan with the
latest maturity date has been designated as the latest possible maturity date
for each REMIC III Regular Interest.
(2) Calculated
in accordance with the definition of REMIC III Remittance Rate
herein.
(3) REMIC
III Regular Interest LTIO will not have a Certificate Balance, but will accrue
interest on its Uncertificated Notional Amount, as defined herein.
REMIC
IV
As
provided herein, the Trustee will elect to treat the segregated pool of assets
consisting of the REMIC III Regular Interests as a REMIC for federal income
tax
purposes, and such segregated pool of assets will be designated as REMIC IV.
The
Class R-IV Interest will evidence the sole class of residual interests in REMIC
IV for purposes of the REMIC Provisions. The following table irrevocably sets
forth the designation, the Pass-Through Rate, the initial aggregate Certificate
Balance and, for purposes of satisfying Treasury Regulation Section
1.860G-1(a)(4)(iii), the latest possible maturity date for the indicated Classes
of Certificates. The Class C Interest, the Class P Interest and the Class IO
Interest shall represent uncertificated regular interests in REMIC
IV.
Each
of the Group I Certificates, Group II Certificates and Subordinated
Certificates, generally represents ownership of a regular interest in REMIC
IV
and also represents (i) the right to receive payments with respect to the Net
WAC Cap Carry Forward Amount and (ii) the obligation to pay the Class IO
Distribution Amount (as defined herein). The entitlement to principal of each
REMIC IV Regular Interest ownership of which is represented by a regular
interest which corresponds to each Certificate shall be equal in amount and
timing to the entitlement to principal of such Certificate.
Designation
|
Pass-Through
Rate
|
Initial Aggregate Certificate
Balance
|
Latest
Possible Maturity
Date(1)
|
|
Class
1A-1
|
Variable(2)
|
$
|
152,932,000.00
|
April
25, 2036
|
Class
1A-2
|
Variable(2)
|
$
|
152,932,000.00
|
April
25, 2036
|
Class
2A-1
|
Variable(2)
|
$
|
108,948,000.00
|
April
25, 2036
|
Class
2A-2
|
Variable(2)
|
$
|
63,760,000.00
|
April
25, 2036
|
Class
2A-3
|
Variable(2)
|
$
|
64,396,000.00
|
April
25, 2036
|
Class
2A-4
|
Variable(2)
|
$
|
20,182,000.00
|
April
25, 2036
|
Class
M-1
|
Variable(2)
|
$
|
26,600,000.00
|
April
25, 2036
|
Class
M-2
|
Variable(2)
|
$
|
23,800,000.00
|
April
25, 2036
|
Class
M-3
|
Variable(2)
|
$
|
14,000,000.00
|
April
25, 2036
|
Class
M-4
|
Variable(2)
|
$
|
12,600,000.00
|
April
25, 2036
|
Class
M-5
|
Variable(2)
|
$
|
12,250,000.00
|
April
25, 2036
|
Class
M-6
|
Variable(2)
|
$
|
11,200,000.00
|
April
25, 2036
|
Class
M-7
|
Variable(2)
|
$
|
9,800,000.00
|
April
25, 2036
|
Class
M-8
|
Variable(2)
|
$
|
4,900,000.00
|
April
25, 2036
|
Class
M-9
|
Variable(2)
|
$
|
7,000,000.00
|
April
25, 2036
|
Class
C Interest
|
Variable(2)(3)
|
$
|
14,699,900.00
|
April
25, 2036
|
Class
P Interest
|
(4)
|
$
|
$100.00
|
April
25, 2036
|
Class
IO Interest
|
(5)
|
(6)
|
April
25, 2036
|
________________
(1) For
purposes of Treasury Regulation Section 1.860G-1(a)(4)(iii), the Distribution
Date immediately following the maturity date for the Mortgage Loan with the
latest maturity date has been designated as the latest possible maturity date
for each Class of Certificates.
(2) Calculated
in accordance with the definition of Pass-Through Rate herein.
(3) The
Class C Interest will accrue interest at its variable Pass-Through Rate on
the
Notional Amount of the Class C Interest outstanding from time to time, which
shall equal the Uncertificated Balances of the REMIC III Regular Interests,
other than REMIC III Regular Interest LTP. The Class C Interest will not accrue
interest on its Uncertificated Balance.
(4) The
Class P Interest will not accrue interest.
(5)
For federal income tax purposes, the Class IO Interest will not have a
Pass-Through Rate, but will be entitled to 100% of the amounts distributed
on
REMIC III Regular Interest LTIO.
(6) For
federal income tax purposes, the Class IO Interest will not have an
Uncertificated Balance, but will have a notional amount equal to the
Uncertificated Notional Amount of REMIC III Regular Interest LTIO.
REMIC
V
As
provided herein, the Trustee shall make an election to treat the Class C
Interest as a REMIC for federal income tax purposes, and such segregated pool
of
assets will be designated as “REMIC V.” The Class R-V Interest represents the
sole class of “residual interests” in REMIC V for purposes of the REMIC
Provisions.
The
following table irrevocably sets forth the designation, the Pass-Through Rate,
the initial Certificate Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the latest possible maturity date for
the Class C Certificates.
Designation
|
Pass-Through
Rate
|
Initial
Certificate
Balance
|
Latest
Possible Maturity
Date(1)
|
Class
C
|
(2)
|
$
14,699,900.00
|
April
25, 2036
|
________________
(1) For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the
Distribution Date in the month immediately following the maturity date for
the
Mortgage Loan with the latest maturity date has been designated as the “latest
possible maturity date” for the Class C Certificates.
(2) The
Class C Certificates will receive 100% of amounts received in respect of the
Class C Interest.
REMIC
VI
As
provided herein, the Trustee shall make an election to treat the Class P
Interest as a REMIC for federal income tax purposes, and such segregated pool
of
assets will be designated as “REMIC VI.” The Class R-VI Interest represents the
sole class of “residual interests” in REMIC VI for purposes of the REMIC
Provisions.
The
following table irrevocably sets forth the designation, the Pass-Through Rate,
the initial Certificate Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the latest possible maturity date for
the Class P Certificates.
Designation
|
Pass-Through
Rate
|
Initial
Certificate
Balance
|
Latest
Possible Maturity
Date(1)
|
Class
P
|
(2)
|
$
100.00
|
April
25, 2036
|
________________
(1) For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the
Distribution Date in the month immediately following the maturity date for
the
Mortgage Loan with the latest maturity date has been designated as the “latest
possible maturity date” for the Class P Certificates.
(2) The
Class P Certificates will receive 100% of amounts received in respect of the
Class P Interest.
REMIC
VII
As
provided herein, the Trustee shall make an election to treat the segregated
pool
of assets consisting of the SWAP IO Interest as a REMIC for federal income
tax
purposes, and such segregated pool of assets shall be designated as “REMIC VII.”
The Class R-VII Interest represents the sole class of “residual interests” in
REMIC VII for purposes of the REMIC Provisions. The following table irrevocably
sets forth the designation, the Pass-Through Rate, the initial Certificate
Balance and, for purposes of satisfying Treasury Regulation Section
1.860G-1(a)(4)(iii), the latest possible maturity date for REMIC VII Regular
Interest SWAP IO, which will be uncertificated.
Designation
|
Pass-Through
Rate
|
Initial
Certificate
Balance
|
Latest
Possible Maturity
Date(1)
|
SWAP
IO
|
(2)
|
N/A
|
April
25, 2036
|
________________
(1) For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the
Distribution Date in the month immediately following the maturity date for
the
Mortgage Loan with the latest maturity date has been designated as the “latest
possible maturity date” for REMIC VII Regular Interest SWAP IO.
(2) REMIC
VII Regular Interest SWAP IO shall receive 100% of amounts received in respect
of the Class IO Interest.
Set
forth below are designations of Classes of Certificates to the categories used
herein:
Book-Entry
Certificates
|
Class
A Certificates and Subordinated Certificates.
|
Group
I Certificates
|
Class
1A-1 and Class 1A-2 Certificates.
|
Group
II Certificates
|
Class
2A-1, Class 2A-2, Class 2A-3 and Class 2A-4 Certificates.
|
Subordinated
Certificates
|
Class
M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class
M-7,
Class M-8 and, Class M-9 Certificates.
|
ERISA-Restricted
Certificates
|
Class
R, Class R-X, Class C and Class P; and the Certificates of any Class
that
cease to satisfy the rating requirements of the Underwriter’s
Exemption.
|
LIBOR
Certificates
|
All
Classes of Certificates other than the Private Certificates.
|
Offered
Certificates
|
All
Classes of Certificates other than the Private Certificates.
|
Definitive
Certificates
|
Class
R, Class R-X, Class P and Class C Certificates.
|
Private
Certificates
|
Class
R, Class R-X, Class P and Class C Certificates.
|
Rating
Agencies
|
Xxxxx’x,
S&P and Fitch.
|
Regular
Certificates
|
All
Classes of Certificates other than the Class R and Class R-X
Certificates.
|
Residual
Certificates
|
Class
R and Class R-X Certificates.
|
References
to “Class
A Certificates”
are references to Certificates of either or both Certificate Groups of similar
designations, as the context requires.
ARTICLE
I
Definitions
Section 1.01 Definitions.
Whenever
used in this Agreement or in the Preliminary Statement, the following words
and
phrases, unless the context otherwise requires, shall have the meanings
specified in this Article. Unless otherwise specified, all calculations in
respect of interest on the Class A Certificates and Subordinated Certificates
shall be made on the basis of the actual number of days elapsed and a 360-day
year and all calculations in respect of interest on the Class C Certificates,
Class IO Interest, REMIC I Regular Interests, REMIC II Regular Interests, REMIC
III Regular Interests and all other calculations of interest described herein
shall be made on the basis of a 360-day year consisting of twelve 30-day months.
The Class P Certificates and the Residual Certificates are not entitled to
distributions in respect of interest and, accordingly, will not accrue
interest.
60+
Day Delinquent Loan:
As of any day during any calendar month, each Mortgage Loan in foreclosure,
all
REO Property, each Mortgage Loan for which the Mortgagor has filed for
bankruptcy, and each Mortgage Loan with respect to which any portion of a
Scheduled Payment is, as of the last day of the Remittance Period before the
Remittance Period ending in such calendar month, two months or more past due
(without giving effect to any grace period). For instance, in making a
determination on the Distribution Date in December (December 25) with respect
to
a Mortgage Loan whose Scheduled Payment for October is delinquent (and that
has
no previous Scheduled Payment that is delinquent), that Mortgage Loan would
not
be a 60+ Day Delinquent Loan because as of the last day of the Remittance Period
before the Remittance Period ending in December (which would be the Remittance
Period ending in November (on November 1)), the Scheduled Payment for October
(due October 1) would only be one month past due.
Accrued
Certificate Interest Distribution Amount:
For any Distribution Date and a Class of Certificates (other than the Class
P,
Class R, Class R-X and Class C Certificates), the amount of interest accrued
during the related Interest Accrual Period at the applicable Pass-Through Rate
for such Class on the related Class Certificate Balance immediately before
the
Distribution Date reduced by any Net Prepayment Interest Shortfalls and Relief
Act Interest Shortfalls for such Distribution Date allocated to such Class
pursuant to Section 4.04.
Addition
Notice: With
respect to the transfer of Subsequent Mortgage Loans to the Trust Fund pursuant
to Section 2.07, a notice of the Depositor’s designation of the Subsequent
Mortgage Loans to be sold to the Trust Fund and the aggregate principal balance
of such Subsequent Mortgage Loans as of the related Subsequent Cut-off Date.
The
Addition Notice shall be given no later than three (3) Business Days prior
to
the related Subsequent Transfer Date and shall be substantially in the form
attached hereto as Exhibit P.
Adjusted
Mortgage Rate:
As to each Mortgage Loan and at any time, the per annum rate equal to (x) the
Mortgage Rate less (y) the Servicing Fee Rate.
Adjusted
Net Mortgage Rate:
As to each Mortgage Loan and at any time, the per annum rate equal to (x) the
Mortgage Rate less (y) the Expense Fee Rate.
Adjustment
Date:
As to any adjustable-rate Mortgage Loan, the first Due Date on which the related
Mortgage Rate adjusts as provided in the related Mortgage Note and each Due
Date
thereafter on which the Mortgage Rate adjusts as provided in the related
Mortgage Note.
Advance:
The payment required to be made by the Servicer for any Distribution Date
pursuant to Section 4.01, the amount of that payment being equal to the
aggregate of payments of principal and interest (net of the Servicing Fee and
any net proceeds in the case of any REO Properties) on the Mortgage Loans that
were due during the related Remittance Period and not received as of the close
of business on the related Determination Date, plus an amount equivalent to
interest on each REO Property less the aggregate amount of any delinquent
payments that the Servicer has determined would constitute a Nonrecoverable
Advance if advanced.
Affected
Party:
As defined in the Swap Agreement.
Affiliate:
With respect to any Person, any other Person controlling, controlled or under
common control with such Person. For purposes of this definition, “control”
means the power to direct the management and policies of a Person, directly
or
indirectly, whether through ownership of voting securities, by contract, or
otherwise and “controlling” and “controlled” shall have meanings correlative to
the foregoing. Affiliates also include any entities consolidated within the
requirements of generally accepted accounting principles.
Agreement:
This Pooling and Servicing Agreement and all amendments and supplements
hereto.
Amount
Held for Future Distribution:
For any Distribution Date, the aggregate amount held in the Certificate Account
at the close of business on the related Determination Date on account of (i)
Principal Prepayments received after the end of the related Prepayment Period
and Liquidation Proceeds and Subsequent Recoveries on the Mortgage Loans, in
each case, received after the end of the preceding calendar month and (ii)
all
Scheduled Payments on the Mortgage Loans due after the end of the related
Remittance Period.
Applied
Realized Loss Amount: For
any Distribution Date and a Class of Subordinated Certificates, the excess
of
the aggregate Class Certificate Balance of the Class A and Subordinated
Certificates over the aggregate Stated Principal Balance of all of the Mortgage
Loans as of the last day of the preceding Remittance Period allocated to such
Class pursuant to Section 4.04.
Appraised
Value:
With respect to any Mortgaged Property, the value thereof as determined by
an
independent appraisal made at the time of the origination of the related
Mortgage Loan or the sale price, if the appraisal is not available; except
that,
with respect to any Mortgage Loan that is a purchase money mortgage loan, the
lesser of (i) the value thereof as determined by an independent appraisal made
at the time of the origination of such Mortgage Loan, if any, and (ii) the
sales
price of the related Mortgaged Property.
Available
Funds: For
any Distribution Date,
are
the sum
of:
(i) all
scheduled installments of interest (net of the related Expense Fees) and
principal due on the Due Date on the Mortgage Loans in the related Remittance
Period and received by the related Determination Date, together with any related
Advances;
(ii) all
Insurance Proceeds, including those received with respect to the Pool Policy
but
excluding Insurance Proceeds included in Liquidation Proceeds, Liquidation
Proceeds and Subsequent Recoveries received during the preceding calendar month
(in each case, net of unreimbursed expenses incurred in connection with a
liquidation or foreclosure and net of the related Excess Proceeds);
(iii) all
partial or full Principal Prepayments on the Mortgage Loans received during
the
related Prepayment Period together with all Compensating Interest on those
Mortgage Loans and interest paid by the Mortgagors (other than Prepayment
Interest Excess);
(iv) amounts
received by the Trustee for such Distribution Date as the Substitution
Adjustment Amount or the Purchase Price of a Deleted Mortgage Loan or a Mortgage
Loan repurchased by the Seller or the Servicer as of the Distribution Date
including proceeds received with respect to the termination of the Trust Fund
pursuant to Section 9.01; and
(v) with
respect to the Distribution Date immediately following the end of the Funding
Period, any amounts remaining in the Pre-Funding Accounts after giving effect
to
any purchase of Subsequent Mortgage Loans;
minus
(vi) amounts
in reimbursement for Advances previously made and other expenses reimbursable
to
the Servicer with respect to the Mortgage Loans pursuant to this Agreement
(other than amounts included in clause (vii) below);
(vii) amounts
reimbursable or payable to the Servicer, Depositor, NIMS Insurer or the Seller
for such Distribution Date pursuant to Section 6.03.
(viii) any
Net Swap Payment or Swap Termination Payment owed to the Swap Provider (to
the
extent not paid by the Supplemental Interest Trust Trustee from any upfront
payment received pursuant to any replacement interest rate swap agreement that
may be entered into by the Supplemental Interest Trust Trustee and other than
Swap Termination Payments resulting from a Swap Provider Trigger
Event).
Bankruptcy
Code:
The United States Bankruptcy Reform Act of 1978, as amended.
Book-Entry
Certificates:
As specified in the Preliminary Statement.
Business
Day:
Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking
institutions in the City of New York, New York, the State of California or
the
city in which the Corporate Trust Office of the Trustee is located are
authorized or obligated by law or executive order to be closed.
Certificate:
Any one of the Certificates issued by the Trust Fund and executed by the
Trustee, in substantially the forms attached as exhibits.
Certificate
Account:
The separate Eligible Account or Accounts created and maintained by the Servicer
pursuant to Section 3.06(d) with a depository institution in the name of the
Servicer for the benefit of the Trustee on behalf of Certificateholders and
designated “IndyMac Bank, F.S.B., in trust for the registered holders of Home
Equity Mortgage Loan Asset-Backed Certificates, Series INABS
2006-B.”
Certificate
Balance:
For any Certificate (other than a Class R, Class R-X or a Class C Certificate)
at any date, the maximum dollar amount of principal to which the Holder of
the
Certificate is then entitled, such amount being equal to the Certificate’s
Denomination plus
any
increases in the Certificate Balance of such Certificate pursuant to Section
4.04 due to the receipt of Subsequent Recoveries minus
all distributions of principal previously made with respect thereto and, in
the
case of any Subordinated Certificate, reduced by any Applied Realized Loss
Amounts applicable to any such Subordinated Certificates. With respect to the
Class C Certificates as of any date of determination, an amount equal to the
excess, if any, of (A) the then aggregate Uncertificated Balance of the REMIC
III Regular Interests over (B) the then aggregate Certificate Balance of the
Class A Certificates, Subordinated Certificates and Class P Certificates then
outstanding. The Class R and Class R-X Certificates have no Certificate
Balance.
Certificate
Group:
Any of the Group I Certificates or the Group II Certificates, as
applicable.
Certificate
Owner:
With respect to a Book-Entry Certificate, the Person who is the beneficial
owner
of the Book-Entry Certificate. For purposes of this Agreement, in order for
a
Certificate Owner to enforce any of its rights under this Agreement, it shall
first have to provide evidence of its beneficial ownership interest in a
Certificate that is reasonably satisfactory to the Trustee, the Supplemental
Interest Trust Trustee, the Depositor and/or the Servicer, as
applicable.
Certificate
Register:
The register maintained pursuant to Section 5.02.
Certificateholder
or Holder:
The person in whose name a Certificate is registered in the Certificate
Register, except that, solely for the purpose of giving any consent pursuant
to
this Agreement, any Certificate registered in the name of the Seller, the
Depositor or its Affiliate shall not be eligible to vote or be considered
Outstanding and the Percentage Interest evidenced thereby shall not be taken
into account in determining whether the requisite amount of Percentage Interests
necessary to effect a consent has been obtained unless the Seller, the Depositor
or its Affiliates own 100% of the Percentage Interests evidenced by a Class
of
Certificates, in which case the Certificates shall be Outstanding for purposes
of any provision of this Agreement requiring the consent of the Holders of
Certificates of a particular Class as a condition to the taking of any action.
The Trustee, the Supplemental Interest Trust Trustee and the NIM Insurer are
entitled to rely conclusively on a certification of the Depositor or any
Affiliate of the Depositor in determining which Certificates are registered
in
the name of an Affiliate of the Depositor.
Class:
All Certificates bearing the same class designation, as specified in the
Preliminary Statement.
Class
A Certificates: As
specified in the Preliminary Statement.
Class
A Principal Distribution Amount:
For any Distribution Date, the sum of the Group I Senior Principal Distribution
Amount and the Group II Senior Principal Distribution Amount for that
Distribution Date.
Class
Certificate Balance:
For any Class as of any date of determination, the aggregate of the Certificate
Balances of all Certificates of such Class as of that date.
Class
C Certificates:
Any
one of the Class C Certificates executed by the Trustee, and authenticated
and
delivered by the Certificate Registrar, representing the right to distributions
as set forth herein and therein and evidencing a regular interest in REMIC
V.
Class
C Interest:
An
uncertificated interest in the Trust Fund held by the Trustee on behalf of
the
Holders of the Class C Certificates, evidencing (i) a REMIC Regular Interest
in
REMIC IV and (ii) beneficial ownership of the Excess Reserve Fund
Account.
Class
C Distributable Amount:
On any Distribution Date, the amount that has accrued on the Class C
Certificates but that has not been distributed on the Class C Certificates
on
prior Distribution Dates.
Class
IO Distribution Amount:
As defined in Section 4.05 hereof. For purposes of clarity, the Class IO
Distribution Amount for any Distribution Date shall equal the amount payable
to
the Supplemental Interest Trust on such Distribution Date in excess of the
amount payable on the Class IO Interest on such Distribution Date, all as
further provided in Section 4.05 hereof.
Class
IO Interest:
An uncertificated interest in the Trust Fund held by the Trustee, evidencing
a
REMIC Regular Interest in REMIC IV for purposes of the REMIC
Provisions.
Class
M Certificate:
Any of the Subordinated Certificates.
Class
M-1 Principal Distribution Amount:
For any Distribution Date, the excess
of
(i)
|
the
sum
of
|
(A) the
aggregate Class Certificate Balance of the Class A Certificates (after taking
into account distribution of the Class A Principal Distribution Amount on such
Distribution Date) and
(B) the
Class Certificate Balance of the Class M-1 Certificates immediately before
such
Distribution Date over
(ii)
|
the
lesser
of
|
(A) 68.50%
of the aggregate Stated Principal Balance of all of the Mortgage Loans as of
the
last day of the related Remittance Period (after giving effect to Principal
Prepayments received in the Prepayment Period relating to such Distribution
Date) and
(B) an
amount, not less than zero, equal to the aggregate Stated Principal Balance
of
all of the Mortgage Loans as of the last day of the related Remittance Period
(after giving effect to Principal Prepayments received in the Prepayment Period
relating to such Distribution Date) minus
0.50% of the sum of (a) the aggregate Cut-off Date Principal Balance of the
Closing Date Mortgage Loans and (b) the Original Pre-Funded
Amounts;
provided,
that if on any Distribution Date, the Class M-1 Certificates are the only Class
of Subordinated Certificates outstanding, the Class M-1 Principal Distribution
Amount shall equal the lesser of the Class Certificate Balance of such Class
immediately prior to such Distribution Date and the Principal Distribution
Amount for such Distribution Date.
Class
M-2 Principal Distribution Amount:
For any Distribution Date, the excess
of
(i)
|
the
sum
of
|
(A) the
aggregate Class Certificate Balance of the Class A Certificates (after taking
into account distribution of the Class A Principal Distribution Amount on such
Distribution Date),
(B) the
Class Certificate Balance of the Class M-1 Certificates (after taking into
account distribution of the Class M-1 Principal Distribution Amount on such
Distribution Date) and
(C) the
Class Certificate Balance of the Class M-2 Certificates immediately before
such
Distribution Date over
(ii)
|
the
lesser
of
|
(A) 75.30%
of the aggregate Stated Principal Balance of all of the Mortgage Loans as of
the
last day of the related Remittance Period (after giving effect to Principal
Prepayments received in the Prepayment Period relating to such Distribution
Date) and
(B) an
amount, not less than zero, equal to the aggregate Stated Principal Balance
of
all of the Mortgage Loans as of the last day of the related Remittance Period
(after giving effect to Principal Prepayments received in the Prepayment Period
relating to such Distribution Date) minus
0.50% of the sum of (a) the aggregate Cut-off Date Principal Balance of the
Closing Date Mortgage Loans and (b) the Original Pre-Funded
Amounts;
provided,
that if on any Distribution Date, the Class M-2 Certificates are the only Class
of Subordinated Certificates outstanding, the Class M-2 Principal Distribution
Amount shall equal the lesser of the Class Certificate Balance of such Class
immediately prior to such Distribution Date and the Principal Distribution
Amount for such Distribution Date.
Class
M-3 Principal Distribution Amount:
For any Distribution Date, the excess
of
(i)
|
the
sum
of
|
(A) the
aggregate Class Certificate Balance of the Class A Certificates (after taking
into account distribution of the Class A Principal Distribution Amount on such
Distribution Date),
(B) the
Class Certificate Balance of the Class M-1 Certificates (after taking into
account distribution of the Class M-1 Principal Distribution Amount on such
Distribution Date),
(C) the
Class Certificate Balance of the Class M-2 Certificates (after taking into
account distribution of the Class M-2 Principal Distribution Amount on such
Distribution Date) and
(D) the
Class Certificate Balance of the Class M-3 Certificates immediately before
such
Distribution Date over
(ii)
|
the
lesser
of
|
(A) 79.30%
of the aggregate Stated Principal Balance of all of the Mortgage Loans as of
the
last day of the related Remittance Period (after giving effect to Principal
Prepayments received in the Prepayment Period relating to such Distribution
Date) and
(B) an
amount, not less than zero, equal to the aggregate Stated Principal Balance
of
all of the Mortgage Loans as of the last day of the related Remittance Period
(after giving effect to Principal Prepayments received in the Prepayment Period
relating to such Distribution Date) minus
0.50% of the sum of (a) the aggregate Cut-off Date Principal Balance of the
Closing Date Mortgage Loans and (b) the Original Pre-Funded
Amounts;
provided,
that if on any Distribution Date, the Class M-3 Certificates are the only Class
of Subordinated Certificates outstanding, the Class M-3 Principal Distribution
Amount shall equal the lesser of the Class Certificate Balance of such Class
immediately prior to such Distribution Date and the Principal Distribution
Amount for such Distribution Date.
Class
M-4 Principal Distribution Amount:
For any Distribution Date, the excess
of
(i)
|
the
sum
of
|
(A) the
aggregate Class Certificate Balance of the Class A Certificates (after taking
into account distribution of the Class A Principal Distribution Amount on such
Distribution Date),
(B) the
Class Certificate Balance of the Class M-1 Certificates (after taking into
account distribution of the Class M-1 Principal Distribution Amount on such
Distribution Date),
(C) the
Class Certificate Balance of the Class M-2 Certificates (after taking into
account distribution of the Class M-2 Principal Distribution Amount on such
Distribution Date),
(D) the
Class Certificate Balance of the Class M-3 Certificates (after taking into
account distribution of the Class M-3 Principal Distribution Amount on such
Distribution Date) and
(E) the
Class Certificate Balance of the Class M-4 Certificates immediately before
such
Distribution Date over
(ii)
|
the
lesser
of
|
(A) 82.90%
of the aggregate Stated Principal Balance of all of the Mortgage Loans as of
the
last day of the related Remittance Period (after giving effect to Principal
Prepayments received in the Prepayment Period relating to such Distribution
Date) and
(B) an
amount, not less than zero, equal to the aggregate Stated Principal Balance
of
all of the Mortgage Loans as of the last day of the related Remittance Period
(after giving effect to Principal Prepayments received in the Prepayment Period
relating to such Distribution Date) minus
0.50% of the sum of (a) the aggregate Cut-off Date Principal Balance of the
Closing Date Mortgage Loans and (b) the Original Pre-Funded
Amounts;
provided,
that if on any Distribution Date, the Class M-4 Certificates are the only Class
of Subordinated Certificates outstanding, the Class M-4 Principal Distribution
Amount shall equal the lesser of the Class Certificate Balance of such Class
immediately prior to such Distribution Date and the Principal Distribution
Amount for such Distribution Date.
Class
M-5 Principal Distribution Amount:
For any Distribution Date, the excess
of
(i)
|
the
sum
of
|
(A) the
aggregate Class Certificate Balance of the Class A Certificates (after taking
into account distribution of the Class A Principal Distribution Amount on such
Distribution Date),
(B) the
Class Certificate Balance of the Class M-1 Certificates (after taking into
account distribution of the Class M-1 Principal Distribution Amount on such
Distribution Date),
(C) the
Class Certificate Balance of the Class M-2 Certificates (after taking into
account distribution of the Class M-2 Principal Distribution Amount on such
Distribution Date),
(D) the
Class Certificate Balance of the Class M-3 Certificates (after taking into
account distribution of the Class M-3 Principal Distribution Amount on such
Distribution Date),
(E) the
Class Certificate Balance of the Class M-4 Certificates (after taking into
account distribution of the Class M-4 Principal Distribution Amount on such
Distribution Date) and
(F) the
Class Certificate Balance of the Class M-5 Certificates immediately before
such
Distribution Date over
(ii)
|
the
lesser
of
|
(A) 86.40%
of the aggregate Stated Principal Balance of all of the Mortgage Loans as of
the
last day of the related Remittance Period (after giving effect to Principal
Prepayments received in the Prepayment Period relating to such Distribution
Date) and
(B) an
amount, not less than zero, equal to the aggregate Stated Principal Balance
of
all of the Mortgage Loans as of the last day of the related Remittance Period
(after giving effect to Principal Prepayments received in the Prepayment Period
relating to such Distribution Date) minus
0.50% of the sum of (a) the aggregate Cut-off Date Principal Balance of the
Closing Date Mortgage Loans and (b) the Original Pre-Funded
Amounts;
provided,
that if on any Distribution Date, the Class M-5 Certificates are the only Class
of Subordinated Certificates outstanding, the Class M-5 Principal Distribution
Amount shall equal the lesser of the Class Certificate Balance of such Class
immediately prior to such Distribution Date and the Principal Distribution
Amount for such Distribution Date.
Class
M-6 Principal Distribution Amount:
For any Distribution Date, the excess
of
(i)
|
the
sum
of
|
(A) the
aggregate Class Certificate Balance of the Class A Certificates (after taking
into account distribution of the Class A Principal Distribution Amount on such
Distribution Date),
(B) the
Class Certificate Balance of the Class M-1 Certificates (after taking into
account distribution of the Class M-1 Principal Distribution Amount on such
Distribution Date),
(C) the
Class Certificate Balance of the Class M-2 Certificates (after taking into
account distribution of the Class M-2 Principal Distribution Amount on such
Distribution Date),
(D) the
Class Certificate Balance of the Class M-3 Certificates (after taking into
account distribution of the Class M-3 Principal Distribution Amount on such
Distribution Date),
(E) the
Class Certificate Balance of the Class M-4 Certificates (after taking into
account distribution of the Class M-4 Principal Distribution Amount on such
Distribution Date),
(F) the
Class Certificate Balance of the Class M-5 Certificates (after taking into
account distribution of the Class M-5 Principal Distribution Amount on such
Distribution Date) and
(G) the
Class Certificate Balance of the Class M-6 Certificates immediately before
such
Distribution Date over
(ii)
|
the
lesser
of
|
(A) 89.60%
of the aggregate Stated Principal Balance of all of the Mortgage Loans as of
the
last day of the related Remittance Period (after giving effect to Principal
Prepayments received in the Prepayment Period relating to such Distribution
Date) and
(B) an
amount, not less than zero, equal to the aggregate Stated Principal Balance
of
all of the Mortgage Loans as of the last day of the related Remittance Period
(after giving effect to Principal Prepayments received in the Prepayment Period
relating to such Distribution Date) minus
0.50% of the sum of (a) the aggregate Cut-off Date Principal Balance of the
Closing Date Mortgage Loans and (b) the Original Pre-Funded
Amounts;
provided,
that if on any Distribution Date, the Class M-6 Certificates are the only Class
of Subordinated Certificates outstanding, the Class M-6 Principal Distribution
Amount shall equal the lesser of the Class Certificate Balance of such Class
immediately prior to such Distribution Date and the Principal Distribution
Amount for such Distribution Date.
Class
M-7 Principal Distribution Amount:
For any Distribution Date, the excess
of
(i)
|
the
sum
of
|
(A) the
aggregate Class Certificate Balance of the Class A Certificates (after taking
into account distribution of the Class A Principal Distribution Amount on such
Distribution Date),
(B) the
Class Certificate Balance of the Class M-1 Certificates (after taking into
account distribution of the Class M-1 Principal Distribution Amount on such
Distribution Date),
(C) the
Class Certificate Balance of the Class M-2 Certificates (after taking into
account distribution of the Class M-2 Principal Distribution Amount on such
Distribution Date),
(D) the
Class Certificate Balance of the Class M-3 Certificates (after taking into
account distribution of the Class M-3 Principal Distribution Amount on such
Distribution Date),
(E) the
Class Certificate Balance of the Class M-4 Certificates (after taking into
account distribution of the Class M-4 Principal Distribution Amount on such
Distribution Date),
(F) the
Class Certificate Balance of the Class M-5 Certificates (after taking into
account distribution of the Class M-5 Principal Distribution Amount on such
Distribution Date),
(G) the
Class Certificate Balance of the Class M-6 Certificates (after taking into
account distribution of the Class M-6 Principal Distribution Amount on such
Distribution Date) and
(H) the
Class Certificate Balance of the Class M-7 Certificates immediately before
such
Distribution Date over
(ii)
|
the
lesser
of
|
(A) 92.40%
of the aggregate Stated Principal Balance of all of the Mortgage Loans as of
the
last day of the related Remittance Period (after giving effect to Principal
Prepayments received in the Prepayment Period relating to such Distribution
Date) and
(B) an
amount, not less than zero, equal to the aggregate Stated Principal Balance
of
all of the Mortgage Loans as of the last day of the related Remittance Period
(after giving effect to Principal Prepayments received in the Prepayment Period
relating to such Distribution Date) minus
0.50% of the sum of (a) the aggregate Cut-off Date Principal Balance of the
Closing Date Mortgage Loans and (b) the Original Pre-Funded
Amounts;
provided,
that if on any Distribution Date, the Class M-7 Certificates are the only Class
of Subordinated Certificates outstanding, the Class M-7 Principal Distribution
Amount shall equal the lesser of the Class Certificate Balance of such Class
immediately prior to such Distribution Date and the Principal Distribution
Amount for such Distribution Date.
Class
M-8 Principal Distribution Amount:
For any Distribution Date, the excess
of
(i)
|
the
sum
of
|
(A) the
aggregate Class Certificate Balance of the Class A Certificates (after taking
into account distribution of the Class A Principal Distribution Amount on such
Distribution Date),
(B) the
Class Certificate Balance of the Class M-1 Certificates (after taking into
account distribution of the Class M-1 Principal Distribution Amount on such
Distribution Date),
(C) the
Class Certificate Balance of the Class M-2 Certificates (after taking into
account distribution of the Class M-2 Principal Distribution Amount on such
Distribution Date),
(D) the
Class Certificate Balance of the Class M-3 Certificates (after taking into
account distribution of the Class M-3 Principal Distribution Amount on such
Distribution Date),
(E) the
Class Certificate Balance of the Class M-4 Certificates (after taking into
account distribution of the Class M-4 Principal Distribution Amount on such
Distribution Date),
(F) the
Class Certificate Balance of the Class M-5 Certificates (after taking into
account distribution of the Class M-5 Principal Distribution Amount on such
Distribution Date),
(G) the
Class Certificate Balance of the Class M-6 Certificates (after taking into
account distribution of the Class M-6 Principal Distribution Amount on such
Distribution Date),
(H) the
Class Certificate Balance of the Class M-7 Certificates (after taking into
account distribution of the Class M-7 Principal Distribution Amount on such
Distribution Date) and
(I) the
Class Certificate Balance of the Class M-8 Certificates immediately before
such
Distribution Date over
(ii)
|
the
lesser
of
|
(A) 93.80%
of the aggregate Stated Principal Balance of all of the Mortgage Loans as of
the
last day of the related Remittance Period (after giving effect to Principal
Prepayments received in the Prepayment Period relating to such Distribution
Date) and
(B) an
amount, not less than zero, equal to the aggregate Stated Principal Balance
of
all of the Mortgage Loans as of the last day of the related Remittance Period
(after giving effect to Principal Prepayments received in the Prepayment Period
relating to such Distribution Date) minus
0.50% of the sum of (a) the aggregate Cut-off Date Principal Balance of the
Closing Date Mortgage Loans and (b) the Original Pre-Funded
Amounts;
provided,
that if on any Distribution Date, the Class M-8 Certificates are the only Class
of Subordinated Certificates outstanding, the Class M-8 Principal Distribution
Amount shall equal the lesser of the Class Certificate Balance of such Class
immediately prior to such Distribution Date and the Principal Distribution
Amount for such Distribution Date.
Class
M-9 Principal Distribution Amount:
For any Distribution Date, the excess
of
(i)
|
the
sum
of
|
(A) the
aggregate Class Certificate Balance of the Class A Certificates (after taking
into account distribution of the Class A Principal Distribution Amount on such
Distribution Date),
(B) the
Class Certificate Balance of the Class M-1 Certificates (after taking into
account distribution of the Class M-1 Principal Distribution Amount on such
Distribution Date),
(C) the
Class Certificate Balance of the Class M-2 Certificates (after taking into
account distribution of the Class M-2 Principal Distribution Amount on such
Distribution Date),
(D) the
Class Certificate Balance of the Class M-3 Certificates (after taking into
account distribution of the Class M-3 Principal Distribution Amount on such
Distribution Date),
(E) the
Class Certificate Balance of the Class M-4 Certificates (after taking into
account distribution of the Class M-4 Principal Distribution Amount on such
Distribution Date),
(F) the
Class Certificate Balance of the Class M-5 Certificates (after taking into
account distribution of the Class M-5 Principal Distribution Amount on such
Distribution Date),
(G) the
Class Certificate Balance of the Class M-6 Certificates (after taking into
account distribution of the Class M-6 Principal Distribution Amount on such
Distribution Date),
(H) the
Class Certificate Balance of the Class M-7 Certificates (after taking into
account distribution of the Class M-7 Principal Distribution Amount on such
Distribution Date),
(I) the
Class Certificate Balance of the Class M-8 Certificates (after taking into
account distribution of the Class M-8 Principal Distribution Amount on such
Distribution Date) and
(J) the
Class Certificate Balance of the Class M-9 Certificates immediately before
such
Distribution Date over
(ii)
|
the
lesser
of
|
(A) 95.80%
of the aggregate Stated Principal Balance of all of the Mortgage Loans as of
the
last day of the related Remittance Period (after giving effect to Principal
Prepayments received in the Prepayment Period relating to such Distribution
Date) and
(B) an
amount, not less than zero, equal to the aggregate Stated Principal Balance
of
all of the Mortgage Loans as of the last day of the related Remittance Period
(after giving effect to Principal Prepayments received in the Prepayment Period
relating to such Distribution Date) minus
0.50% of the sum of (a) the aggregate Cut-off Date Principal Balance of the
Closing Date Mortgage Loans and (b) the Original Pre-Funded
Amounts;
provided,
that if on any Distribution Date, the Class M-9 Certificates are the only Class
of Subordinated Certificates outstanding, the Class M-9 Principal Distribution
Amount shall equal the lesser of the Class Certificate Balance of such Class
immediately prior to such Distribution Date and the Principal Distribution
Amount for such Distribution Date.
Class
P Certificate:
Any one of the Class P Certificates executed by the Trustee, and authenticated
and delivered by the Certificate Registrar, representing the right to
distributions as set forth herein and therein and evidencing a regular interest
in REMIC VI.
Class
P Interest:
An uncertificated interest in the Trust Fund held by the Trustee on behalf
of
the Holders of the Class P Certificates, evidencing a Regular Interest in REMIC
IV for purposes of the REMIC Provisions.
Class
R Certificate:
A certificate representing the beneficial ownership of the Class R-I Interest,
Class R-II Interest, Class R-III Interest and Class R-IV Interest.
Class
R-I Interest:
The uncertificated residual interest in REMIC I.
Class
R-II Interest:
The uncertificated residual interest in REMIC II.
Class
R-III Interest:
The uncertificated residual interest in REMIC III.
Class
R-IV Interest:
The uncertificated residual interest in REMIC IV.
Class
R-V Interest:
The uncertificated Residual Interest in REMIC V.
Class
R-VI Interest:
The uncertificated Residual Interest in REMIC VI.
Class
R-VII Interest:
The uncertificated Residual Interest in REMIC VII.
Class
R-X Certificate:
The Class R-X Certificate executed by the Trustee, and authenticated and
delivered by the Certificate Registrar, evidencing the ownership of the Class
R-V Interest, the Class R-VI Interest and the Class R-VII Interest.
Closing
Date:
March 14, 2006.
Closing
Date Mortgage Loan: Each
Mortgage Loan sold and assigned by the Seller to the Trust Fund on the Closing
Date.
Code:
The United States Internal Revenue Code of 1986, including any successor or
amendatory provisions.
Collateral
Value:
For any Mortgage Loan, the Collateral Value of the related Mortgaged Property
shall be, other than for Refinance Loans, the lesser
of
(i) the appraised value determined in an appraisal obtained by the originator
at
origination of the Mortgage Loan and
(ii) the sales price for the related Mortgaged Property. In the case of a
Refinance Loan, the Collateral Value of the related Mortgaged Property is its
appraised value determined in an appraisal obtained at the time of
refinancing.
Collection
Account:
The separate Eligible Account or Accounts created and maintained by the Servicer
pursuant to Section 3.06(c) with a depository institution in the name of the
Servicer for the benefit of the Trustee on behalf of the Certificateholders
and
designated “IndyMac Bank, F.S.B., in trust for the registered holders of Home
Equity Mortgage Loan Asset-Backed Certificates, Series INABS
0000-X.”
Xxxxxxxxxx.
Xxx Xxxxxx Xxxxxx Securities and Exchange Commission.
Compensating
Interest:
For any Distribution Date and Loan Group, the lesser
of
(i) any Prepayment Interest Shortfalls with respect to such Distribution Date
and the Mortgage Loans included in such Loan Group and
(ii) 0.125% multiplied by one-twelfth multiplied by the aggregate Stated
Principal Balance of the Mortgage Loans included in such Loan Group, as of
the
related Remittance Period.
Corporate
Trust Office:
The designated office of the Trustee and the Supplemental Interest Trust Trustee
in the State of California at which at any particular time its corporate trust
business with respect to this Agreement is administered, which office at the
date of the execution of this Agreement is located at 0000 Xxxx Xx. Xxxxxx
Xxxxx, Xxxxx Xxx, Xxxxxxxxxx 00000, Attn: Corporate Trust Administration IN06S2
(IndyMac ABS, Inc., Home Equity Mortgage Loan Asset-Backed Trust, Series INABS
2006-B), facsimile no. (000) 000-0000 and which is the address to which notices
to and correspondence with the Trustee or the Supplemental Interest Trust
Trustee should be directed.
Corresponding
Certificate: With
respect to each REMIC III Regular Interest, as follows:
REMIC
III Regular Interest
|
Class
|
REMIC
III Regular Interest LT1A1
|
1A-1
|
REMIC
III Regular Interest LT1A2
|
1A-2
|
REMIC
III Regular Interest LT2A1
|
2A-1
|
REMIC
III Regular Interest LT2A2
|
2A-2
|
REMIC
III Regular Interest LT2A3
|
2A-3
|
REMIC
III Regular Interest LT2A4
|
2A-4
|
REMIC
III Regular Interest LTM1
|
M-1
|
REMIC
III Regular Interest LTM2
|
M-2
|
REMIC
III Regular Interest LTM3
|
M-3
|
REMIC
III Regular Interest LTM4
|
M-4
|
REMIC
III Regular Interest LTM5
|
M-5
|
REMIC
III Regular Interest LTM6
|
M-6
|
REMIC
III Regular Interest LTM7
|
M-7
|
REMIC
III Regular Interest LTM8
|
M-8
|
REMIC
III Regular Interest LTM9
|
M-9
|
REMIC
III Regular Interest LTP]
|
P
|
Credit
Enhancement Percentage:
For any Distribution Date and any Class of Class A or Subordinated Certificates,
the percentage obtained by dividing (x) the sum
of
(i) the aggregate Class Certificate Balances of all Classes of Certificates
subordinated to such Class and (ii) the Overcollateralization Amount (in each
case taking into account the distributions of the Principal Distribution Amount
for such Distribution Date) by (y) the sum of the aggregate Stated Principal
Balance of the Mortgage Loans as of the last day of the related Remittance
Period and
any amounts on deposit in the Pre-Funding Accounts as of the close of business
on such Distribution Date.
Cumulative
Net Loss Trigger Event:
With respect to any Distribution Date on or after the Stepdown Date, if the
percentage obtained by dividing (x) the aggregate amount of Realized Losses
incurred from the Cut-off Date through the last day of the related Remittance
Period (reduced by the aggregate amount of Subsequent Recoveries received
through the last day of that Remittance Period) by (y) the aggregate Cut-off
Date Principal Balance of the Closing Date Mortgage Loans plus the Original
Pre-Funded Amounts exceeds (a) 1.45% for the first month, plus an additional
1/12th
of 1.85% for each month thereafter, from April 2008 through March 2009; (b)
3.30% for the first month, plus an additional 1/12th
of 1.85% for each month thereafter, from April 2009 through March 2010; (c)
5.15% for the first month, plus an additional 1/12th
of 1.50% for each month thereafter, from April 2010 through March 2011; (d)
6.65% for the first month, plus an additional 1/12th
of .80% for each month thereafter, from April 2011 to March 2012; and (e) 7.45%,
from April 2012 and each month thereafter.
Cut-off
Date:
As to any Closing Date Mortgage Loans, March 1, 2006. As to any Subsequent
Mortgage Loans, the related Subsequent Cut-off Date.
Cut-off
Date Principal Balance:
As to any Mortgage Loan, its Stated Principal Balance as of the close of
business on the related Cut-off Date without giving effect to Principal
Prepayments received after such Cut-off Date.
Debt
Service Reduction:
For any Mortgage Loan, a reduction by a court of competent jurisdiction, in
a
proceeding under the Bankruptcy Code, in the Scheduled Payment for the Mortgage
Loan that became final and non-appealable, but not including a reduction (i)
resulting from a Deficient Valuation or (ii) that results in a permanent
forgiveness of principal.
Defaulting
Party:
As defined in the Swap Agreement.
Deficient
Valuation:
For any Mortgage Loan, a valuation by a court of competent jurisdiction of
the
related Mortgaged Property in an amount less than the then outstanding
indebtedness under such Mortgage Loan, or any reduction in the amount of
principal to be paid in connection with any Scheduled Payment, that results
in a
permanent forgiveness of principal, which valuation or reduction results from
an
order of the court that is final and non-appealable in a proceeding under the
Bankruptcy Code.
Definitive
Certificates:
As specified in the Preliminary Statement..
Delayed
Delivery Certification:
A certification substantially in the form of Exhibit G-2.
Delayed
Delivery Mortgage Loans:
The Closing Date Mortgage Loans identified on the Mortgage Loan Schedule, for
which neither a related Mortgage File nor the Mortgage Note (or lost note
affidavit for a lost Mortgage Note) has been delivered to the Trustee by the
Closing Date. The Depositor shall deliver the Mortgage Files to the
Trustee:
(A) for
at least 70% of the Closing Date Mortgage Loans in each Loan Group, not later
than the Closing Date; and
(B) for
the remaining 30% of the Closing Date Mortgage Loans in each Loan Group, not
later than five (5) Business Days following the Closing Date.
To
the extent that the Seller is in possession of any Mortgage File for any Delayed
Delivery Mortgage Loan, until delivery of the Mortgage File to the Trustee
as
provided in Section 2.01, the Seller shall hold the files as Servicer, as agent
and in trust for the Trustee.
Delayed
Delivery Subsequent Mortgage
Loans:
The Subsequent Mortgage Loans indentified on the Mortgage Loan Schedule, for
which neither a related Mortgage File nor the Mortgage Note (or lost note
affidavit for a lost Mortgage Note) has been delivered to the Trustee by the
Subsequent Transfer Date.
Deleted
Mortgage Loan:
As defined in Section 2.03(c).
Denomination:
For each Certificate, the amount appearing on the face of the Certificate as
the
“Initial Certificate Balance of this Certificate” or the Percentage Interest
appearing on the face of the Certificate.
Depositor:
IndyMac ABS, Inc., a Delaware corporation, or its successor in
interest.
Depository:
The initial Depository shall be The Depository Trust Company, the nominee of
which is Cede & Co., as the registered Holder of the Book-Entry
Certificates. The Depository shall at all times be a “clearing corporation” as
defined in Section 8-102(a)(5) of the Uniform Commercial Code of the State
of
New York.
Depository
Participant:
A broker, dealer, bank, or other financial institution or other Person for
whom
from time to time a Depository effects book-entry transfers and pledges of
securities deposited with the Depository.
Determination
Date:
As to any Distribution Date, the 18th
day of each month or, if that day is not a Business Day, the next Business
Day,
except that if the next Business Day is less than two (2) Business Days before
the related Distribution Date, then the Determination Date shall be the Business
Day preceding the 18th
day of the month.
Distribution
Account:
The separate Eligible Account created and maintained by the Trustee pursuant
to
Section 3.06(f) in the name of the Trustee for the benefit of the
Certificateholders and designated “Deutsche Bank National Trust Company in trust
for registered holders of IndyMac Home Equity Mortgage Loan Asset-Backed
Certificates, Series INABS 2006-B.” Funds in the Distribution Account shall be
held in trust for the Certificateholders for the uses and purposes set forth
in
this Agreement.
Distribution
Account Deposit Date:
As to any Distribution Date, 12:30 p.m. (Pacific time) on the Business Day
preceding the Distribution Date.
Distribution
Date:
The 25th
day of each calendar month after the initial issuance of the Certificates,
or if
that day is not a Business Day, the next Business Day, commencing in April
2006.
Due
Date:
For any Mortgage Loan and Distribution Date, the first day of the month in
which
the Distribution Date occurs.
Eligible
Account:
Any of
(i) an
account maintained with a federal or state chartered depository institution
or
trust company, the short-term unsecured debt obligations of which (or, in the
case of a depository institution or trust company that is the principal
subsidiary of a holding company, the debt obligations of the holding company,
but only if Xxxxx’x is not a Rating Agency) have the highest short-term ratings
of each Rating Agency at the time any amounts are held on deposit therein,
or
(ii) [reserved],
or
(iii) a
trust account or accounts maintained with the trust department of a federal
or
state chartered depository institution or trust company, acting in its fiduciary
capacity, or
(iv) any
other account acceptable to each Rating Agency without reduction or withdrawal
of their then current ratings of the Certificates or any NIM Insurer-guaranteed
NIM Notes, as evidenced by a letter from each Rating Agency to the Trustee
and
the NIM Insurer.
Eligible
Accounts may bear interest, and may include, if otherwise qualified under this
definition, accounts maintained with the Trustee.
ERISA:
The Employee Retirement Income Security Act of 1974, as amended.
ERISA-Qualifying
Underwriting:
A best efforts or firm commitment underwriting or private placement that meets
the requirements of an Underwriter’s Exemption.
ERISA-Restricted
Certificate:
As specified in the Preliminary Statement.
Escrow
Account:
The Eligible Account or Accounts established and maintained pursuant to Section
3.07(a).
Event
of Default:
As defined in Section 7.01.
Excess
Overcollateralization Amount:
For any Distribution Date, the excess,
if any, of
(a) the Overcollateralization Amount on such Distribution Date over
(b) the Overcollateralization Target Amount for such Distribution
Date.
Excess
Proceeds:
For any Liquidated Mortgage Loan, the excess
of
(a) all
Liquidation Proceeds from the Mortgage Loan received in the calendar month
in
which the Mortgage Loan became a Liquidated Mortgage Loan, net of any amounts
previously reimbursed to the Servicer as Nonrecoverable Advances with respect
to
the Mortgage Loan pursuant to Section 3.09(a)(ii), over
(b) the
sum
of
(i) the unpaid principal balance of the Liquidated Mortgage Loan as of the
Due
Date in the month in which the Mortgage Loan became a Liquidated Mortgage Loan
plus
(ii) accrued interest at the Mortgage Rate from the Due Date for which interest
was last paid or advanced (and not reimbursed) to Certificateholders up to
the
Due Date applicable to the Distribution Date following the calendar month during
which the liquidation occurred.
Excess
Reserve Fund Account:
The separate Eligible Account created and maintained by the Trustee pursuant
to
Section 3.06(d) in the name of the Trustee for the benefit of the
Certificateholders and designated “Deutsche Bank National Trust Company in trust
for registered holders of IndyMac Home Equity Mortgage Loan Asset-Backed Trust,
Series INABS 2006-B.” Funds in the Excess Reserve Fund Account shall be held in
trust for the Certificateholders for the uses and purposes set forth in this
Agreement. The Excess Reserve Fund Account will not be an asset of any
REMIC.
Exchange
Act:
The Securities Exchange Act of 1934, as amended.
Expense
Adjusted Net Mortgage Rate: For
any Distribution Date and a Mortgage Loan, the per annum rate equal to the
Mortgage Rate of that Mortgage Loan as of the first day of the month preceding
the month in which that Distribution Date occurs minus the Expense Fee
Rate.
Expense
Adjusted Net Maximum Mortgage Rate:
For any Distribution Date and a Mortgage Loan, the per annum rate equal to
the
Maximum Mortgage Rate of that Mortgage Loan as of the first day of the month
preceding the month in which that Distribution Date occurs minus the Expense
Fee
Rate.
Expense
Fees:
As to each Mortgage Loan, the sum
of
the Servicing Fee and Trustee Fee for such Mortgage Loan.
Expense
Fee Rate:
The sum
of
the Servicing Fee Rate and the Trustee Fee Rate.
Extra
Principal Distribution Amount:
As of any Distribution Date, the sum of (i) the lesser
of
(x) the Total Monthly Excess Spread for such Distribution Date and (y) the
Overcollateralization Deficiency for such Distribution Date and (ii) the amount
received from the Supplemental Interest Trust pursuant to Section
4.05(c)(3).
FDIC:
The Federal Deposit Insurance Corporation, or any successor
thereto.
FHLMC:
The Federal Home Loan Mortgage Corporation, a corporate instrumentality of
the
United States created and existing under Title III of the Emergency Home Finance
Act of 1970, as amended, or any successor thereto.
Fitch:
Fitch, Inc., or any successor thereto. If Fitch is designated as a Rating Agency
in the Preliminary Statement, for purposes of Section 10.05(b) the address
for
notices to Fitch shall be Fitch, Inc., Xxx Xxxxx Xxxxxx Xxxxx, Xxx Xxxx, Xxx
Xxxx 00000, Attention: MBS Monitoring - IndyMac INABS 2006-B, or any other
address Fitch furnishes to the Depositor and the Servicer.
FNMA:
The Federal National Mortgage Association, a federally chartered and privately
owned corporation organized and existing under the Federal National Mortgage
Association Charter Act, or any successor thereto.
Funding
Period: The
period beginning on the Closing Date and ending on the earlier to occur of
(i)
the date upon which the amounts on deposit in the Pre-Funding Accounts have
been
reduced to zero or (ii) March 31, 2006.
Group
I Allocation Percentage: For
any Distribution Date, the percentage equivalent of a fraction, the numerator
of
which is aggregate Stated Principal Balance of the Group I Mortgage Loans on
such Distribution Date plus any amounts on deposit in the Group I Pre-Funding
Account as of the close of business on such Distribution Date and the
denominator of which is the sum of the aggregate Stated Principal Balance of
the
Group I Mortgage Loans and the Group II Mortgage Loans on such Distribution
Date
plus any amounts on deposit in the Pre-Funding Accounts at of the close of
business on such Distribution Date.
Group
I Certificates:
As specified in the Preliminary Statement.
Group
I Interest Remittance Amount:
For any Distribution Date, the portion of clauses (i) through (iv) of Available
Funds with respect to Loan Group I that is attributable to interest minus the
sum of the amounts included in clause (vi) (to the extent related to interest
on
the Group I Mortgage Loans) of Available Funds and (y) the Group I Allocation
Percentage of the sum of the amounts included in clauses (vii) and (viii) of
Available Funds.
Group
I Maximum Cap:
For a Class of Group I Certificates and any Distribution Date, the per annum
rate (subject to adjustment based on the actual number of days elapsed in the
related Interest Accrual Period) equal
to
(i) the sum of (x) the weighted average of the Expense Adjusted Net Maximum
Mortgage Rates of the Group I Mortgage Loans and (y) the Group I Allocation
Percentage of any Net Swap Payment made by the Swap Provider, if any, multiplied
by 12 over
(ii) the aggregate Stated Principal Balance of the Mortgage Loans.
Group
I Mortgage Loan:
Each Mortgage Loan identified in the Mortgage Loan Schedule as a “Group I
Mortgage Loan”, each such Mortgage Loan having an original principal that
conforms to Xxxxxxx Mac requirements.
Group
I Net WAC Cap:
For any Distribution Date and a Class of Group I Certificates, the per annum
rate (subject to adjustment based on the actual number of days elapsed in the
related Interest Accrual Period) equal to (x) the weighted average of
the Expense Adjusted Net Mortgage Rates of the Group I Mortgage Loans for such
Distribution Date (weighted based on the aggregate Stated Principal Balance
of
the Group I Mortgage Loans as of the first
day of the related Remittance Period, adjusted to reflect unscheduled principal
payments made thereafter that were included in the Principal Distribution Amount
on the immediately preceding Distribution Date,
and the amount in the Group I Pre-Funding Account) minus (y) a fraction,
expressed as a percentage, (i) the numerator of which is equal to the product
of
twelve multiplied by the Group I Allocation Percentage of any Net Swap Payment
or Group I Allocation Percentage of any Swap Termination Payment (to the extent
not paid by the Supplemental Interest Trust Trustee from any upfront payment
received pursuant to any replacement interest rate swap agreement that may
be
entered into by the Supplemental Interest Trust Trustee and only if such Swap
Termination Payment was not due to an event of default or certain termination
events with respect to the Swap Provider) made to the Swap Provider, if any,
and
(ii) the denominator of which is equal to the aggregate Stated Principal Balance
of the Group I Mortgage Loans as of the first day of the related Remittance
Period, adjusted to reflect unscheduled principal payments made thereafter
that
were included in the Principal Distribution Amount on the immediately preceding
Distribution Date, plus any amounts on deposit in the Group I Pre-Funding
Account.
For
federal income tax purposes, the equivalent of the foregoing shall be expressed
as a
per annum rate (subject to adjustment based on the actual number of days elapsed
in the related Interest Accrual Period) equal to
the weighted average of the REMIC III Remittance Rate on REMIC III Regular
Interest LT1GRP, weighted on the basis of the Uncertificated Balance of such
REMIC III Regular Interest.
Group
I Pre-Funding Account: The
account established and maintained pursuant to Section 3.22.
Group
I Principal Distribution Amount:
For any Distribution Date, the product
of:
(x) the
Principal Distribution Amount for such Distribution Date and
(y) a
fraction, the numerator of which is the Principal Remittance Amount for Loan
Group I for that Distribution Date and the denominator of which is the Principal
Remittance Amount for both Loan Groups for such Distribution Date;
plus,
in
the case of the Distribution Date immediately following the end of the Funding
Period, any amounts remaining in the Group I Pre-Funding Account and not used
by
the Trustee to purchase Subsequent Mortgage Loans to be included in Loan Group
I.
Group
I Senior Principal Distribution Amount:
For any Distribution Date, any amount equal to the excess
of
(A) the
aggregate Class Certificate Balance of the Group I Certificates as of the day
immediately preceding such Distribution Date over
(B) the
lesser of (x) the product of (i) 60.90% and (ii) the aggregate Stated Principal
Balances of all the Mortgage Loans in Loan Group I as of the last day of the
related Remittance Period (after giving effect to Principal Prepayments received
in the Prepayment Period related to that Distribution Date) and (y) an
amount, not less than zero, equal to the aggregate Stated Principal Balance
of
all the Mortgage Loans in Loan Group I as of the last day of the related
Remittance Period (after giving effect to Principal Prepayments received in
the
Prepayment Period related to that Distribution Date) plus any amounts on deposit
in the Group I Pre-Funding Account as of the close of business minus
0.50% of the sum of (a) the aggregate Cut-off Date Principal Balance of the
Group I Closing Date Mortgage Loans and (b) the Group I Original Pre-Funded
Amount.
Group
II Allocation Percentage:
For any Distribution Date, the percentage equivalent of a fraction, the
numerator of which is the aggregate Stated Principal Balance of the Group II
Mortgage Loans on such Distribution Date plus any amounts on deposit in the
Group II Pre-Funding Account as of the close of business on such Distribution
Date and the denominator of which is the sum of the aggregate Stated Principal
Balance of the Group I Mortgage Loans on such Distribution Date and the Group
II
Mortgage Loans plus any amounts on deposit in the Pre-Funding Accounts as of
the
close of business on such Distribution Date.
Group
II Certificates:
As specified in the Preliminary Statement.
Group
II Interest Remittance Amount:
For any Distribution Date, the portion of clauses (i) through (iv) of Available
Funds with respect to Loan Group II that is attributable to interest minus
the
sum of the amounts included in clause (vi) (to the extent related to interest
on
the Group II Mortgage Loans) of Available Funds and (y) the Group II Allocation
Percentage of the sum of the amounts included in clauses (vii) and (viii) of
Available Funds.
Group
II Maximum Cap:
For a Class of Group II Certificates and any Distribution Date, the per annum
rate (subject to adjustment based on the actual number of days elapsed in the
related Interest Accrual Period) equal
to
(i) the sum of (x) the weighted average of the Expense Adjusted Net Maximum
Mortgage Rates of the Group II Mortgage Loans and (y) the Group II Allocation
Percentage of any Net Swap Payment made by the Swap Provider, if any, multiplied
by 12 over
(ii) the aggregate Stated Principal Balance of the Mortgage Loans on such
Distribution Date.
Group
II Mortgage Loan:
Each Mortgage Loan identified on the Mortgage Loan Schedule as being a “Group II
Mortgage Loan”..
Group
II Net WAC Cap:
For any Distribution Date and a Class of Group II Certificates, the per annum
rate (subject to adjustment based on the actual number of days elapsed in the
related Interest Accrual Period) equal to (x) the weighted average of the
Expense Adjusted Net Mortgage Rates of the Group II Mortgage Loans for such
Distribution Date (weighted based on the aggregate Stated Principal Balance
of
the Group II Mortgage Loans as of the first day of the related Remittance
Period, adjusted to reflect unscheduled principal payments made thereafter
that
were included in the Principal Distribution Amount on the immediately preceding
Distribution Date, and the amount in the Group II Pre-Funding Account) minus
(y)
a fraction, expressed as a percentage, (i) the numerator of which is equal
to
the product of twelve multiplied by the Group II Allocation Percentage of any
Net Swap Payment or Group II Allocation Percentage of any Swap Termination
Payment (to the extent not paid by the Supplemental Interest Trust Trustee
from
any upfront payment received pursuant to any replacement interest rate swap
agreement that may be entered into by the Supplemental Interest Trust Trustee
and only if such Swap Termination Payment was not due to an event of default
or
certain termination events with respect to the Swap Provider) made to the Swap
Provider, if any, and (ii) the denominator of which is equal to the aggregate
Stated Principal Balance of the Group II Mortgage Loans as of the first day
of
the related Remittance Period, adjusted to reflect unscheduled principal
payments made thereafter that were included in the Principal Distribution Amount
on the immediately preceding Distribution Date, plus any amounts on deposit
in
the Group II Pre-Funding Account.
For
federal income tax purposes, the equivalent of the foregoing shall be expressed
as a per annum rate (subject to adjustment based on the actual number of days
elapsed in the related Interest Accrual Period) equal to the weighted average
of
the REMIC III Remittance Rate on REMIC III Regular Interest LT2GRP, weighted
on
the basis of the Uncertificated Balance of such REMIC III Regular
Interest.
Group
II Pre-Funding Account: The
account established and maintained pursuant to Section 3.22.
Group
II Principal Distribution Amount:
For any Distribution Date, the product
of:
(x) the
Principal Distribution Amount for such Distribution Date and
(y) a
fraction, the numerator of which is the Principal Remittance Amount for Loan
Group II for that Distribution Date and the denominator of which is the
Principal Remittance Amount for both Loan Groups for such Distribution
Date;
plus,
in
the case of the Distribution Date immediately following the end of the Funding
Period, any amounts remaining in the Group II Pre-Funding Account and not used
by the Trustee to purchase Subsequent Mortgage Loans to be included in Loan
Group II.
Group
II Senior Principal Distribution Amount:
For any Distribution Date, any amount equal to the excess
of
(A) the
aggregate Class Certificate Balance of the Group II Certificates as of the
day
immediately preceding such Distribution Date over
(B) the
lesser of (x) the product of (i) 60.90% and (ii) the aggregate Stated Principal
Balances of all the Mortgage Loans in Loan Group II as of the last day of the
related Remittance Period (after giving effect to principal prepayments received
in the Prepayment Period related to that Distribution Date) and (y) an
amount, not less than zero, equal to the aggregate Stated Principal Balance
of
all the Mortgage Loans in Loan Group II as of the last day of the related
Remittance Period (after giving effect to principal prepayments received in
the
Prepayment Period related to that distribution date) plus any amounts on deposit
in the Group II Pre-Funding Account as of the close of business on such
Distribution Date minus
0.50% of the sum of (a) the aggregate Cut-off Date Principal Balance of the
Group II Closing Date Mortgage Loans and (b) the Group II Original Pre-Funded
Amount.
Highest
Priority:
For any date of determination, the Class of Subordinated Certificates then
outstanding with a Certificate Principal Balance greater than zero, with the
highest priority for payments pursuant to Section 4.01.
Indenture:
The indenture, or document of similar import, if any, pursuant to which any
NIM
Notes are issued.
Index:
As to each adjustable-rate Mortgage Loan, the index from time to time in effect
for the adjustment of the Mortgage Rate set forth as such on the related
Mortgage Note.
Indirect
Participant:
A broker, dealer, bank, or other financial institution or other Person that
clears through or maintains a custodial relationship with a Depository
Participant.
Initial
Group I Mortgage Loans: The
Closing Date Mortgage Loans in Loan Group I.
Initial
Group II Mortgage Loans: The
Closing Date Mortgage Loans in Loan Group II.
Insurance
Policy:
For any Mortgage Loan included in the Trust Fund, any insurance policy,
including all its riders and endorsements in effect, including any replacement
policy or policies for any Insurance Policies.
Insurance
Proceeds:
Proceeds paid by an insurer pursuant to any Insurance Policy, in each case
other
than any amount included in such Insurance Proceeds in respect of Insured
Expenses or released to the Mortgagor.
Insured
Expenses:
Expenses covered by an Insurance Policy, including the Pool Policy, or any
other
insurance policy with respect to the Mortgage Loans.
Interest
Accrual Period:
With respect to the Class A Certificates and the Subordinated Certificates
and
each Distribution Date, the period commencing on the preceding Distribution
Date
(or in the case of the first such Interest Accrual Period, commencing on the
Closing Date) and ending on the day preceding such Distribution Date. With
respect to the Class C Certificates and REMIC VII Regular Interest SWAP IO
and
each Distribution Date, the calendar month prior to the month of such
Distribution Date.
Lender
PMI Loan:
Any Mortgage Loan with respect to which the related lender rather than the
related borrower acquired primary mortgage guaranty insurance and charged the
related borrower an interest premium.
LIBOR:
For any Interest Accrual Period for the LIBOR Certificates, the rate determined
by the Trustee on the related LIBOR Determination Date on the basis of the
offered rate for one-month U.S. dollar deposits that appears on Telerate Page
3750 as of 11:00 a.m. (London time) on that
date. If the
rate does not appear on Telerate Page 3750, the rate for that
date
will be determined on the basis of the rates at which one-month U.S. dollar
deposits are offered by the Reference Banks at approximately 11:00 a.m. (London
time) on that
date
to prime banks in the London interbank market. In that case, the Trustee will
request the principal London office of each of the Reference Banks to provide
a
quotation of its rate. If at least two quotations are so provided, the rate
for
that date will be the arithmetic mean of the quotations (rounded upwards if
necessary to the nearest whole multiple of 1/16%). If fewer than two quotations
are provided as requested, the rate for that date will be the arithmetic mean
of
the rates quoted by major banks in New York City, selected by the Servicer,
at
approximately 11:00 a.m. (New York City time) on that
date
for one-month U.S. dollar loans to leading European banks.
LIBOR
Certificates:
As specified in the Preliminary Statement.
LIBOR
Determination Date: For
any Interest Accrual Period for the LIBOR Certificates, the second London
Business Day preceding the commencement of the Interest Accrual
Period.
Liquidated
Mortgage Loan:
For any Distribution Date, a defaulted Mortgage Loan (including any REO
Property) that was liquidated in the calendar month preceding the month of
the
Distribution Date and as to which the Servicer has certified (in accordance
with
this Agreement) that it has received all amounts it expects to receive in
connection with the liquidation of the Mortgage Loan, including the final
disposition of an REO Property.
Liquidation
Proceeds:
Amounts, including Insurance Proceeds regardless of when received, received
in
connection with the partial or complete liquidation of defaulted Mortgage Loans,
whether through trustee’s sale, foreclosure sale, or otherwise or amounts
received in connection with any condemnation or partial release of a Mortgaged
Property, and any other proceeds received in connection with an REO Property,
less the sum
of
related unreimbursed Servicing Fees, Servicing Advances and
Advances.
Loan
Group:
Any of Loan Group I or Loan Group II, as applicable.
Loan
Group I:
The pool of Mortgage Loans identified on the Mortgage Loan Schedule as Group
I
Mortgage Loans.
Loan
Group II:
The pool of Mortgage Loans identified on the Mortgage Loan Schedule as Group
II
Mortgage Loans.
Loan-to-Value
Ratio:
For any Mortgage Loan and as of any date of determination, the fraction whose
numerator is the principal balance of the related Mortgage Loan at that
date
of determination and whose denominator is the Collateral Value of the related
Mortgaged Property.
London
Business Day: Any
day on which dealings in deposits of United States dollars are transacted in
the
London interbank market.
Lost
Mortgage Note:
Any Mortgage Note the original of which was permanently lost or destroyed and
has not been replaced.
Majority
in Interest:
As to any Class of Regular Certificates, the Holders of Certificates of such
Class evidencing, in the aggregate, at least 51% of the Percentage Interests
evidenced by all Certificates of such Class.
Margin:
As to each adjustable-rate Mortgage Loan, the percentage amount on the related
Mortgage Note added to the Index in calculating its Mortgage Rate.
Marker
Rate: With
respect to the Class C Interest and any Distribution Date, a per annum rate
equal to two (2) times the weighted average of the REMIC III Remittance Rates
for each REMIC III Regular Interest (other than REMIC III Regular Interest
LTAA,
LT1SUB, LT1GRP, LT2SUB, LT2GRP, LTXX, LTIO and LTP) subject to a cap (for each
such REMIC III Regular Interest other than REMIC III Regular Interest LTZZ)
equal to the REMIC III Remittance Rate for the REMIC III Regular Interest the
ownership of which is represented by the Corresponding Certificate for the
purpose of this calculation; with the rate on REMIC III Regular Interest LTZZ
subject to a cap of zero for the purpose of this calculation; provided, however,
that solely for this purpose, calculations of the REMIC III Remittance Rate
and
the related caps with respect to each such REMIC III Regular Interest, other
than REMIC III Regular Interest LTZZ, shall be multiplied by a fraction, the
numerator of which is the actual number of days in the Interest Accrual Period
and the denominator of which is 30.
Maximum
LTZZ Uncertificated Interest Deferral Amount:
With respect to any Distribution Date, the excess
of
(i) accrued interest at the REMIC III Remittance Rate applicable to REMIC III
Regular Interest LTZZ for such Distribution Date on a balance equal to the
Uncertificated Balance of REMIC III Regular Interest LTZZ minus
the REMIC III Overcollateralization Amount, in each case for such Distribution
Date, over
(ii) Uncertificated Interest on REMIC III Regular Interest LT1A1, REMIC III
Regular Interest LT1A2, REMIC III Regular Interest LT2A1, REMIC III Regular
Interest LT2A2, REMIC III Regular Interest LT2A3, REMIC III Regular Interest
LT2A4, REMIC III Regular Interest LTM1, REMIC III Regular Interest LTM2, REMIC
III Regular Interest LTM3, REMIC III Regular Interest LTM4, REMIC III Regular
Interest LTM5, REMIC III Regular Interest LTM6, REMIC III Regular Interest
LTM7,
REMIC III Regular Interest LTM8 and REMIC III Regular Interest LTM9 for such
Distribution Date, with the rate on each such REMIC III Regular Interest subject
to a cap equal to the lesser
of
(i) LIBOR plus
the related Pass-Through Margin and (ii) the related Net WAC Cap; provided,
however, that solely for this purpose, calculations of the REMIC III Remittance
Rate and the related caps with respect to REMIC III Regular Interest LT1A1,
REMIC III Regular Interest LT1A2, REMIC III Regular Interest LT2A1 REMIC III
Regular Interest LT2A2, REMIC III Regular Interest LT2A3, REMIC III Regular
Interest LT2A4, REMIC III Regular Interest LTM1, REMIC III Regular Interest
LTM2, REMIC III Regular Interest LTM3, REMIC III Regular Interest LTM4, REMIC
III Regular Interest LTM5, REMIC III Regular Interest LTM6, REMIC III Regular
Interest LTM7, REMIC III Regular Interest LTM8 and REMIC III Regular Interest
LTM9 shall be multiplied by a fraction, the numerator of which is the actual
number of days in the Interest Accrual Period and the denominator of which
is
30.
Maximum
Cap: Any
of the Group I Maximum Cap, the Group II Maximum Cap or the Subordinated Maximum
Cap, as the context requires.
Maximum
Mortgage Rate:
As to each adjustable-rate Mortgage Loan, the percentage set forth in the
related Mortgage Note as the lifetime maximum mortgage rate to which such
Mortgage Rate may be adjusted. As to each fixed-rate Mortgage Loan, the related
Mortgage Rate.
MERS:
Mortgage Electronic Registration Systems, Inc., a corporation organized and
existing under the laws of the State of Delaware, or any successor
thereto.
MERS
Mortgage Loan:
Any Mortgage Loan registered with MERS on the MERS® System.
MERS®
System:
The system of recording transfers of mortgages electronically that is maintained
by MERS.
MIN:
The mortgage identification number for any MERS Mortgage Loan.
MOM
Loan:
Any Mortgage Loan as to which MERS is acting as mortgagee, solely as nominee
for
the originator of such Mortgage Loan and its successors and
assigns.
Monthly
Statement:
The statement prepared by the Trustee pursuant to Section 4.03.
Moody’s:
Xxxxx’x Investors Service, Inc., or its successors in interest. If Xxxxx’x is
designated as a Rating Agency in the Preliminary Statement, for purposes of
Section 10.05(b) the address for notices to Moody’s shall be Xxxxx’x Investors
Service, Inc., 00 Xxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention:
Residential Loan Monitoring Group, or any other address that Moody’s furnishes
to the Depositor and the Servicer.
Mortgage:
The mortgage, deed of trust, or other instrument creating a first lien on an
estate in fee simple or leasehold interest in real property securing a Mortgage
Note.
Mortgage
File:
The mortgage documents listed in Section 2.01 pertaining to a particular
Mortgage Loan and any additional documents delivered to the Trustee to be added
to the Mortgage File pursuant to this Agreement.
Mortgage
Loans:
Such of the Closing Date Mortgage Loans and Subsequent Mortgage Loans
transferred and assigned to the Trustee pursuant to this Agreement and each
Subsequent Transfer Agreement, as from time to time are held as a part of the
Trust Fund (including any REO Property), the Mortgage Loans so held being
identified on the Mortgage Loan Schedule, notwithstanding foreclosure or other
acquisition of title of the related Mortgaged Property.
Mortgage
Loan Schedule:
As of any date, the list of Mortgage Loans in Schedule I (as supplemented by
each schedule of Subsequent Mortgage Loans) included in the Trust Fund on
such
date.
The Mortgage Loan Schedule shall be prepared by the Seller and shall contain
the
following information with respect to each Mortgage Loan by Loan Group and
in
the aggregate:
(i)
|
the
loan number;
|
|
(ii)
|
the
Mortgagor’s name and the street address of the Mortgaged
Property,
including the zip code;
|
|
(iii)
|
the
maturity date;
|
|
(iv)
|
the
original principal balance;
|
|
(v)
|
the
Cut-off Date Principal Balance or Subsequent Cut-off Date Principal
Balance, as applicable;
|
|
(vi)
|
the
first payment date of the Mortgage Loan;
|
|
(vii)
|
the
Scheduled Payment in effect as of the applicable Cut-off
Date;
|
|
(viii)
|
the
Loan-to-Value Ratio at origination;
|
|
(ix)
|
a
code indicating whether the residential dwelling at the time of
origination was represented to be owner-occupied;
|
|
(x)
|
a
code indicating whether the residential dwelling is either (a) a
detached
single family dwelling, (b) a townhouse, (c) a dwelling in a PUD,
(d) a
condominium unit or (e) a two- to four-unit residential
property;
|
|
(xi)
|
the
Mortgage Rate in effect immediately following: (a) the applicable
date of
origination and (b) the applicable Cut-off Date;
|
|
(xii)
|
the
purpose for the Mortgage Loan;
|
|
(xiii)
|
the
type of documentation program pursuant to which the Mortgage Loan
was
originated;
|
|
(xiv)
|
with
respect to the adjustable-rate Mortgage Loans:
|
|
(a) the
Maximum Mortgage Rate;
|
||
(b) the
Periodic Rate Cap;
|
||
(c) the
Adjustment Date;
|
||
(d) the
Margin; and
|
||
(e) the
Index;
|
||
(xv)
|
a
code indicating whether the Mortgage Loan is a Performance
Loan;
|
|
(xvi)
|
a
code indicating whether the Mortgage Loan is a borrower-paid mortgage
insurance loan;
|
|
(xvii)
|
a
code indicating if such Mortgage Loan is a Group I Mortgage Loan
or Group
II Mortgage Loan;
|
|
(xviii)
|
a
code indicating whether the Mortgage Loan is a Lender PMI
Loan;
|
|
(xix)
|
the
coverage amount of any mortgage insurance;
|
|
(xx)
|
with
respect to the Lender PMI Loans, the related interest
premium;
|
|
(xxi)
|
a
code indicating whether the Mortgage Loan is a Delayed Delivery Mortgage
Loan;
|
|
(xxii)
|
a
code indicating whether the Mortgage Loan is a MERS Mortgage Loan;
and
|
|
(xxiii)
|
A
code indicating the term, if any, of a Prepayment
Charge.
|
The
schedule shall also state the total of the amounts described under (v) above
for
all of the Mortgage Loans in each Loan Group and in the aggregate.
Mortgage
Note:
The original executed note or other evidence of the indebtedness of a Mortgagor
under a Mortgage Loan.
Mortgage
Rate:
The annual rate of interest borne by a Mortgage Note from time to time
minus
any
interest premium if the applicable Mortgage Note relates to a Lender PMI Loan,
if any.
Mortgaged
Property:
The underlying property securing a Mortgage Loan.
Mortgagor:
The obligors on a Mortgage Note.
Net
Prepayment Interest Shortfall:
For any Distribution Date and a Loan Group, the excess
of
the Prepayment Interest Shortfalls for such Distribution Date and such Loan
Group over
the sum
of
(i) the Compensating Interest for such Loan Group and such Distribution Date
and
(ii) the excess
of
the Compensating Interest for the other Loan Group over
the Prepayment Interest Shortfalls for such other Loan Group.
Net
Swap Payment:
With respect to each Distribution Date, the net payment required to be made
pursuant to the terms of the Swap Agreement by either the Swap Provider or
the
Supplemental Interest Trust, which net payment shall not take into account
any
Swap Termination Payment.
Net
WAC Cap:
Any of the Group I Net WAC Cap, the Group II Net WAC Cap or the Subordinated
Net
WAC Cap, as the context requires.
Net
WAC Cap Carry Forward Amount:
For any Class of Certificates and any Distribution Date, an amount equal to
the
aggregate amount of Net WAC Shortfall for such Class on such Distribution Date
(to the extent not covered by payments from the Excess Reserve Fund Account
or
the Supplemental Interest Trust), plus any unpaid Net WAC Cap Carry Forward
Amount for such Class from prior Distribution Dates (and interest accrued
thereon at the then applicable Pass-Through Rate on that Class of Certificates,
without giving effect to the applicable Net WAC Cap).
Net
WAC Shortfall:
For any Class of Certificates and any Distribution Date on which the
Pass-Through Rate for such Class is the related Net WAC Cap, an amount equal
to
excess of (x) the amount of interest such Class of Certificates would have
accrued for such Distribution Date had such Pass-Through Rate not been limited
by the related Net WAC Cap over
(y) the amount of interest such Class of Certificates accrued for such
Distribution Date at the related Net WAC Cap.
NIM
Insurer:
Any insurer guarantying at the request of the Seller certain payments under
the
NIM Notes.
NIM
Notes:
Net interest margin securities, if any, which are secured by the cash flow
on
the Class C and/or Class P Certificates.
Nonrecoverable
Advance:
Any portion of an Advance previously made or proposed to be made by the
Servicer, that, in the good faith judgment of the Servicer, will not be
ultimately recoverable by the Servicer from the related Mortgagor or related
Liquidation Proceeds or otherwise from collections related to the Mortgage
Loan.
Notice
of Final Distribution:
The notice to be provided pursuant to Section 9.02, to the effect that final
distribution on any of the Certificates shall be made only on its presentation
and surrender.
Notional
Amount:
With respect to the Class C Interest and any Distribution Date, the aggregate
Uncertificated Balance of the REMIC III Regular Interests (other than REMIC
III
Regular Interest LTP) immediately prior to Distribution Date.
Offered
Certificates:
As specified in the Preliminary Statement.
Officer’s
Certificate:
A certificate (i) signed by the Chairman of the Board, the Vice Chairman of
the
Board, the President, a Managing Director, a Vice President (however
denominated), an Assistant Vice President, the Treasurer, the Secretary, or
one
of the Assistant Treasurers or Assistant Secretaries of the Depositor or the
Servicer, or (ii) if provided for in this Agreement, signed by a Servicing
Officer, as the case may be, and delivered to the Depositor and the Trustee
as
required by this Agreement.
Opinion
of Counsel:
For the interpretation or application of the REMIC Provisions, counsel must
(i)
in fact be independent of the Depositor and the Servicer, (ii) not have any
direct financial interest in the Depositor or the Servicer or in any affiliate
of either, and (iii) not be connected with the Depositor or the Servicer as
an
officer, employee, promoter, underwriter, trustee, partner, director, or person
performing similar functions. Otherwise, Opinion of Counsel is a written opinion
of counsel, who may be counsel for the Depositor or the Servicer, including
in-house counsel, reasonably acceptable to the Trustee.
Optional
Termination:
The termination of the Trust Fund created hereunder in connection with the
purchase of the Mortgage Loans pursuant to Section 9.01(a).
Optional
Termination Date:
The Distribution Date following the last day of the related Remittance Period
on
which the aggregate Stated Principal Balance of the Mortgage Loans and any
REO
Property declines to less than 10% of the sum of (i) the aggregate Stated
Principal Balance of the Closing Date Mortgage Loans as of the Cut-off Date
and
(ii) the sum of aggregate Stated Principal Balances of the Subsequent Mortgage
Loans as of the related Subsequent Cut-off Dates.
Original
Group I Pre-Funded Amount: The
amount deposited by the Depositor in the Group I Pre-Funding Account on the
Closing Date, which amount is $27,587,510.83.
Original
Group II Pre-Funded Amount. The
amount deposited by the Depositor in the Group II Pre-Funding Account on the
Closing Date, which amount is $24,253,205.90.
Original
Pre-Funded Amounts: The
Original Group I Pre-Funded Amount and the Original Group II Pre-Funded Amount,
as applicable.
OTS:
The Office of Thrift Supervision.
Outstanding:
For the Certificates as of any date of determination, all Certificates
theretofore executed and authenticated under this Agreement except:
(i) Certificates
theretofore canceled by the Trustee or delivered to the Trustee for
cancellation; and
(ii) Certificates
in exchange for which or in lieu of which other Certificates have been executed
and delivered by the Trustee pursuant to this Agreement.
Outstanding
Mortgage Loan:
As of any Due Date, a Mortgage Loan with a Stated Principal Balance greater
than
zero that was not the subject of a Principal Prepayment in Full before the
Due
Date or during the Prepayment Period related to that Due Date and that did
not
become a Liquidated Mortgage Loan before the Due Date.
Overcollateralization
Amount:
For any Distribution Date, the excess
of
(a) the
aggregate Stated Principal Balance of the Mortgage Loans as of the Distribution
Date, plus any amounts on deposit in the Pre-Funding Accounts as of the close
of
business on such Distribution Date (exclusive of any investment income therein)
over
(b) the
aggregate Class Certificate Balance of the Class A, Subordinated and Class
P
Certificates on such Distribution Date (assuming 100% of the Principal
Remittance Amount is distributed to those Certificates on such Distribution
Date).
Overcollateralization
Deficiency:
For any Distribution Date, the excess
of (a) the Overcollateralization Target Amount applicable to such Distribution
Date over
(b) the Overcollateralization Amount for that Distribution Date.
Overcollateralization
Target Amount: With
respect to any Distribution Date: (i) prior to the Stepdown Date, an amount
equal to 2.10% of the sum of the Cut-off Date Principal Balance of the Closing
Date Mortgage Loans plus the Original Pre-Funded Amounts (ii) on or after the
Stepdown Date and provided that a Trigger Event is not in effect, an amount
equal to the greater of (x) 4.20% of the then current aggregate outstanding
Stated Principal Balance of the Mortgage Loans as of the last day of the related
Remittance Period (after giving effect to Scheduled Payments of principal due
during the related Remittance Period to the extent received or advanced and
Principal Prepayments received during the Prepayment Period related to such
Distribution Date) and (y) 0.50% of the sum of (1) the aggregate Cut-off Date
Principal Balance of the Closing Date Mortgage Loans plus (2) the Original
Pre-Funded Amounts or (iii) if a Trigger Event is in effect, the
Overcollateralization Target Amount for the immediately preceding Distribution
Date. Notwithstanding the foregoing, on and after any Distribution Date
following the reduction of the aggregate Class Certificate Balance of the Class
A and Subordinate Certificates to zero the Overcollateralization Target Amount
shall be zero.
Ownership
Interest:
As to any Residual Certificate, any ownership interest in the Certificate,
including any interest in the Certificate as its Holder and any other interest
therein, whether direct or indirect, legal or beneficial.
Pass-Through
Margin:
For each Class of Class A and Subordinate Certificates for the Interest Accrual
Period for each Distribution Date on or before the Optional Termination Date,
the respective amount set forth below:
Class
|
Pass-Through
Margin
|
Class
|
Pass-Through
Margin
|
1A-1
|
0.180%
|
M-3
|
0.400%
|
1A-2
|
0.180%
|
M-4
|
0.500%
|
2A-1
|
0.060%
|
M-5
|
0.530%
|
2A-2
|
0.120%
|
M-6
|
0.630%
|
2A-3
|
0.190%
|
M-7
|
1.250%
|
2A-4
|
0.280%
|
M-8
|
1.400%
|
M-1
|
0.360%
|
M-9
|
2.450%
|
M-2
|
0.370%
|
For
the Interest Accrual Period for each Distribution Date after the Optional
Termination Date, the Pass-Through Margin for each of the Class 1A-1, Class
1A-2, Class 2A-1, Class 2A-2, Class 2A-3 and Class 2A-4 Certificates shall
be 2
times its initial margin and the Pass-Through Margin for each Class of
Subordinated Certificates shall be 1.5 times its initial margin.
Pass-Through
Rate: With
respect to any Class of Class A Certificates or Subordinated Certificates and
any Distribution Date, the least
of
(x) LIBOR plus the related Pass-Through Margin for such Distribution Date,
(y)
the related Net WAC Cap for such Distribution Date and (z) the related Maximum
Cap for such Distribution Date.
With
respect to the Class C Interest and any Distribution Date, a rate per annum
equal to the percentage equivalent of a fraction, the numerator of which is
the
sum of the amounts calculated pursuant to clauses (A) through (R) below, and
the
denominator of which is the aggregate Uncertificated Balance of REMIC III
Regular Interest LTAA, REMIC III Regular Interest LT1A1, REMIC III Regular
Interest LT1A2, REMIC III Regular Interest LT2A1, REMIC III Regular Interest
LT2A2, REMIC III Regular Interest LT2A3, REMIC III Regular Interest LT2A4,
REMIC
III Regular Interest LTM1, REMIC III Regular Interest LTM2, REMIC III Regular
Interest LTM3, REMIC III Regular Interest LTM4, REMIC III Regular Interest
LTM5,
REMIC III Regular Interest LTM6, REMIC III Regular Interest LTM7, REMIC III
Regular Interest LTM8, REMIC III Regular Interest LTM9 and REMIC III Regular
Interest LTZZ. For purposes of calculating the Pass-Through Rate for the Class
C
Interest, the numerator is equal to the sum of the following
components:
(A) the
REMIC III Remittance Rate for REMIC III Regular Interest LTAA minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LTAA;
(B) the
REMIC III Remittance Rate for REMIC III Regular Interest LT1A1 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LT1A1;
(C) the
REMIC III Remittance Rate for REMIC III Regular Interest LT1A2 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LT1A2;
(D) the
REMIC III Remittance Rate for REMIC III Regular Interest LT2A1 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LT2A1;
(E) the
REMIC III Remittance Rate for REMIC III Regular Interest LT2A2 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LT2A2;
(F) the
REMIC III Remittance Rate for REMIC III Regular Interest LT2A3 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LT2A3;
(G) the
REMIC III Remittance Rate for REMIC III Regular Interest LT2A4 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Xxxxxxxx XX0X0;
(H) the
REMIC III Remittance Rate for REMIC III Regular Interest LTM1 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LTM1;
(I) the
REMIC III Remittance Rate for REMIC III Regular Interest LTM2 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LTM2;
(J) the
REMIC III Remittance Rate for REMIC III Regular Interest LTM3 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LTM3;
(K) the
REMIC III Remittance Rate for REMIC III Regular Interest LTM4 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LTM4;
(L) the
REMIC III Remittance Rate for REMIC III Regular Interest LTM5 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LTM5;
(M) the
REMIC III Remittance Rate for REMIC III Regular Interest LTM6 minus
the
Marker Rate, applied to an amount equal to the Uncertificated Balance of REMIC
III Regular Interest LTM6;
(N) the
REMIC III Remittance Rate for REMIC III Regular Interest LTM7 minus
the
Marker Rate, applied to an amount equal to the Uncertificated Balance of REMIC
III Regular Interest LTM7;
(O) the
REMIC III Remittance Rate for REMIC III Regular Interest LTM8 minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LTM8;
(P) the
REMIC III Remittance Rate for REMIC III Regular Interest LTM9 minus
the
Marker Rate, applied to an amount equal to the Uncertificated Balance of REMIC
III Regular Interest LTM9;
(Q) the
REMIC III Remittance Rate for REMIC III Regular Interest LTZZ minus
the Marker Rate, applied to an amount equal to the Uncertificated Balance of
REMIC III Regular Interest LTZZ; and
(R) 100%
of the interest on REMIC III Regular Interest LTP.
The
Class P Certificates, Class R Certificates and Class R-X Certificates will
not
accrue interest and therefore will not have a Pass-Through Rate.
With
respect to the Class C Certificates, 100% of the interest distributable to
the
Class C Interest, expressed as a per annum rate.
The
Class IO Interest shall not have a Pass-Through Rate, but interest for such
Regular Interest and each Distribution Date shall be an amount equal to 100%
of
the amounts distributable to REMIC III Regular Interest LTIO for such
Distribution Date.
REMIC
VII Regular Interest SWAP IO Interest shall not have a Pass-Through Rate, but
interest for such Regular Interest and each Distribution Date shall be an amount
equal to 100% of the amounts distributable to the Class IO Interest for such
Distribution Date.
Percentage
Interest:
As to any Certificate, the percentage interest evidenced thereby in
distributions required to be made on the related Class, such percentage interest
being stated on its face or equal to the percentage obtained by dividing the
Denomination of the Certificate by the aggregate of the Denominations of all
Certificates of the same Class.
Performance
Loan:
Adjustable-rate Mortgage Loans that provide borrowers the potential of margin
reduction for good payment history. If, at the time of evaluation, the related
borrower has made scheduled payments in full since the origination of the loan
with a maximum of one late payment (which, however, cannot be in the month
of
evaluation), the Mortgage Loan is eligible for a reduction (ranging from 0.50%
to 1.00%) in the margin used to calculate the Mortgage Rate.
Periodic
Rate Cap:
As to any adjustable-rate Mortgage Loan and any Adjustment Date, the maximum
percentage increase or decrease to the related Mortgage Rate on the Adjustment
Date, as specified in the related Mortgage Note.
Permitted
Investments:
At any time, any of the following:
(i) obligations
of the United States or any agency thereof backed by the full faith and credit
of the United States;
(ii) general
obligations of or obligations guaranteed by any state of the United States
or
the District of Columbia receiving the highest long-term debt rating of each
Rating Agency, or any lower rating that will not result in the downgrading
or
withdrawal of the ratings then assigned to the Certificates by the Rating
Agencies, as evidenced by a signed writing delivered by each Rating
Agency;
(iii) commercial
or finance company paper that is then receiving the highest commercial or
finance company paper rating of each Rating Agency, or any lower rating that
will not result in the downgrading or withdrawal of the ratings then assigned
to
the Certificates by the Rating Agencies, as evidenced by a signed writing
delivered by each Rating Agency;
(iv) certificates
of deposit, demand or time deposits, or bankers’ acceptances issued by any
depository institution or trust company incorporated under the laws of the
United States or of any state thereof and subject to supervision and examination
by federal or state banking authorities; provided, that the commercial paper
or
long-term unsecured debt obligations of the depository institution or trust
company (or in the case of the principal depository institution in a holding
company system, the commercial paper or long-term unsecured debt obligations
of
the holding company, but only if Xxxxx’x is not a Rating Agency) are then rated
one of the two highest long-term and the highest short-term ratings of each
Rating Agency for the securities, or any lower rating that will not result
in
the downgrading or withdrawal of the ratings then assigned to the Certificates
by the Rating Agencies, as evidenced by a signed writing delivered by each
Rating Agency;
(v) demand
or time deposits or certificates of deposit issued by any bank or trust company
or savings institution to the extent that the deposits are fully insured by
the
FDIC;
(vi) guaranteed
reinvestment agreements issued by any bank, insurance company, or other
corporation acceptable to the Rating Agencies at the time of the issuance of
the
agreements, as evidenced by a signed writing delivered by each Rating
Agency;
(vii) repurchase
obligations with respect to any security described in clauses (i) and (ii)
above, in either case entered into with a depository institution or trust
company (acting as principal) described in clause (iv) above; provided, that
such repurchase obligation would be accounted for as a financing arrangement
under generally accepted accounting principles;
(viii) securities
(other than stripped bonds, stripped coupons, or instruments sold at a purchase
price in excess of 115% of their face amount) bearing interest or sold at a
discount, issued by any corporation incorporated under the laws of the United
States or any state thereof, that, at the time of the investment, have one
of
the two highest ratings of each Rating Agency (except that if the Rating Agency
is Moody’s, the rating shall be the highest commercial paper rating of Moody’s
for the securities), or any lower rating that will not result in the downgrading
or withdrawal of the ratings then assigned to the Certificates by the Rating
Agencies, as evidenced by a signed writing delivered by each Rating
Agency;
(ix) units
of a taxable money-market portfolio having the highest rating assigned by each
Rating Agency and restricted to obligations issued or guaranteed by the United
States of America or entities whose obligations are backed by the full faith
and
credit of the United States of America and repurchase agreements collateralized
by such obligations; and
(x) any
other investments bearing interest or sold at a discount acceptable to the
Rating Agencies that will not result in the downgrading or withdrawal of the
ratings then assigned to the Certificates by the Rating Agencies, as evidenced
by a signed writing delivered by each Rating Agency.
No
Permitted Investment may (i) evidence the right to receive interest only
payments with respect to the obligations underlying the instrument, (ii) be
sold
or disposed of before its maturity or (iii) be any obligation of the Seller
or
any of its Affiliates. Any Permitted Investment shall be relatively risk free
and no options or voting rights shall be exercised with respect to any Permitted
Investment. Any Permitted Investment shall be sold or disposed of in accordance
with Statement of Financial Accounting Standards No. 140, paragraph 35c(6),
in
effect as of the Closing Date.
Permitted
Transferee:
Any Person other than:
(i) the
United States, any State or political subdivision thereof, or any agency or
instrumentality of any of the foregoing;
(ii) a
foreign government, International Organization, or any agency or instrumentality
of either of the foregoing;
(iii) an
organization (except certain farmers’ cooperatives described in Section 521 of
the Code) that is exempt from tax imposed by Chapter 1 of the Code (including
the tax imposed by Section 511 of the Code on unrelated business taxable income)
on any excess inclusions (as defined in Section 860E(c)(1) of the Code) with
respect to any Residual Certificate;
(iv) rural
electric and telephone cooperatives described in Section 1381(a)(2)(C) of the
Code;
(v) an
“electing large partnership” as defined in Section 775 of the Code;
(vi) a
Person that is not a U.S. Person; and
(vii) any
other Person so designated by the Depositor based on an Opinion of Counsel
that
the Transfer of an Ownership Interest in a Residual Certificate to the Person
may cause any REMIC created under this Agreement to fail to qualify as a REMIC
at any time that the Certificates are outstanding.
The
terms “United
States,”
“State,”
and “International
Organization”
have the meanings in Section 7701 of the Code or successor provisions. A
corporation will not be treated as an instrumentality of the United States
or of
any State or political subdivision thereof for these purposes if all of its
activities are subject to tax and, with the exception of the FHLMC, a majority
of its board of directors is not selected by such government unit.
Person:
Any individual, corporation, partnership, joint venture, association, limited
liability company, joint-stock company, trust, unincorporated organization
or
government, or any agency or political subdivision thereof.
Pool
Insurer:
MGIC Insurance Corporation, a Wisconsin private mortgage insurance corporation,
or any successor in interest.
Pool
Policy:
The mortgage pool insurance policy (policy #71-70289
(3/06))
dated the Closing Date and issued by the Pool Insurer.
Pool
Stated Principal Balance:
As to any Distribution Date, the aggregate Stated Principal Balance of the
Outstanding Mortgage Loans on the last day of the related Remittance Period
(after giving effect to Principal Prepayments received in the Prepayment Period
related to that prior Due Date).
Pre-Funding
Account: The
Group I Pre-Funding Account or the Group II Pre-Funding Account, as
applicable.
Prepayment
Charge:
As to a Mortgage Loan, any charge paid by a Mortgagor in connection with certain
partial prepayments and all prepayments in full made within the related
Prepayment Charge Period, the Prepayment Charges with respect to each applicable
Mortgage Loan so held by the Trust Fund being identified in the Prepayment
Charge Schedule.
Prepayment
Charge Period:
As to any Mortgage Loan, the period of time during which a Prepayment Charge
may
be imposed.
Prepayment
Charge Schedule:
As of any date, the list of Prepayment Charges included in the Trust Fund on
that
date
(including the prepayment charge summary attached thereto). The Prepayment
Charge Schedule shall contain the following information with respect to each
Prepayment Charge:
(i) the
Mortgage Loan account number;
(ii) a
code indicating the type of Prepayment Charge;
(iii) the
state of origination in which the related Mortgaged Property is
located;
(iv) the
first date on which a monthly payment is or was due under the related Mortgage
Note;
(v) the
term of the Prepayment Charge;
(vi) the
original principal amount of the related Mortgage Loan; and
(vii) the
Cut-off Date Principal Balance or Subsequent Cut-off Date Principal Balance,
as
applicable, of the related Mortgage Loan.
The
Prepayment Charge Schedule shall be amended from time to time by the Servicer
in
accordance with this Agreement and a copy of the amended schedule shall be
delivered to the NIM Insurer.
Prepayment
Interest Excess:
As to any Principal Prepayment received by the Servicer on a Mortgage Loan
from
the first day through the fifteenth day of any calendar month other than March
2006, all amounts paid by the related Mortgagor in respect of interest on such
Principal Prepayment. All Prepayment Interest Excess shall be retained by the
Servicer as additional servicing compensation.
Prepayment
Interest Shortfall:
As to any Distribution Date, Mortgage Loan and Principal Prepayment received
on
or after the sixteenth day of the month preceding the month of such Distribution
Date (or, in the case of the first Distribution Date, on or after March 1,
2006)
and on or before the last day of the month preceding the month of such
Distribution Date, the amount, if any, by which one month’s interest at the
related Mortgage Rate, net of the Servicing Fee Rate, on such Principal
Prepayment exceeds the amount of interest paid in connection with such Principal
Prepayment.
Prepayment
Period:
As to any Distribution Date, the period from and including the 16th
day of the month immediately prior to the month of such Distribution Date (or,
in the case of the first Distribution Date, on March 1, 2006) to and including
the 15th
day of the month of such Distribution Date.
Primary
Insurance Policy:
Each policy of primary mortgage guaranty insurance or any replacement policy
therefor with respect to any Mortgage Loan.
Principal
Distribution Amount:
For any Distribution Date, the sum
of
(i) the excess if (a) the Principal Remittance Amount for both Loan Groups
and
such Distribution Date over
(b) the Excess Overcollateralization Amount, if any, for such Distribution
Date
and (ii) the Extra Principal Distribution Amount for the Distribution
Date.
Principal
Prepayment:
Any payment of principal by a Mortgagor on a Mortgage Loan (including the
Purchase Price of any modified Mortgage Loan purchased pursuant to Section
3.12(c)) that is received in advance of its scheduled Due Date and is not
accompanied by an amount representing scheduled interest due on any date in
any
month after the month of prepayment. The Servicer shall apply partial Principal
Prepayments in accordance with the related Mortgage Note.
Principal
Prepayment in Full:
Any Principal Prepayment made by a Mortgagor of the entire principal balance
of
a Mortgage Loan.
Principal
Remittance Amount:
For any Distribution Date and Loan Group, the sum
of
the following amounts (without duplication) with respect to the Mortgage Loans
in such Loan Group:
(1) (i)the
principal portion of all Scheduled Payments due during the related Remittance
Period that were received by the Servicer before the related Determination
Date
or were part of the Advance for the related Determination Date;
(2) (ii)each
Principal Prepayment received by the Servicer during the related Prepayment
Period;
(iii) the
Liquidation Proceeds on the Mortgage Loans allocable to principal and Subsequent
Recoveries actually collected by the Servicer during the preceding calendar
month;
(iv) the
principal portion of any Substitution Adjustment Amounts in connection with
a
substitution of a Mortgage Loan as of the Distribution Date;
(3) (v)the
principal portion of the Purchase Price with respect to each Deleted Mortgage
Loan, the repurchase obligation for which arose during the preceding calendar
month and that was repurchased before the related Distribution Account Deposit
Date;
(4) (vi)the
principal portion of any proceeds from mortgage insurance or the Pool Policy
on
the Mortgage Loans in that Loan Group; and
(5) (vii)the
proceeds received with respect to the termination of the Trust Fund pursuant
to
Section 9.01 (to the extent such proceeds relate to principal and the Mortgage
Loans included in that Group).
Private
Certificates:
As specified in the Preliminary Statement.
Prospectus
Supplement:
The Prospectus Supplement dated March 13, 2006 relating to the Offered
Certificates.
PUD:
Planned Unit Development.
Purchase
Price:
For any Mortgage Loan required to be purchased by the Seller pursuant to Section
2.01, 2.02, 2.03 or 2.05 or purchased by the Servicer pursuant to Section 3.12,
the sum
of:
(i) 100%
of the unpaid principal balance of the Mortgage Loan on the date of the
purchase;
(ii) accrued
interest on the Mortgage Loan at the applicable Mortgage Rate (or at the
applicable Adjusted Mortgage Rate if (x) the purchaser is the Servicer or (y)
if
the purchaser is the Seller and the Seller is the Servicer) from the date
through which interest was last paid by the Mortgagor to the Due Date in the
month in which the Purchase Price is to be distributed to Certificateholders,
net of any unreimbursed Advances made by the Servicer on the Mortgage Loan;
and
(iii) any
costs and damages incurred by the Trust Fund in connection with any violation
by
the Mortgage Loan of any predatory or abusive lending law.
If
the Mortgage Loan is a Mortgage Loan to be repurchased pursuant to Section
3.12,
the interest component of the Purchase Price shall be computed (i) on the basis
of the applicable Adjusted Mortgage Rate before giving effect to the related
modification and (ii) from the date to which interest was last paid to the
date
on which the Mortgage Loan is assigned to the Servicer pursuant to Section
3.12(c).
Qualified
Insurer:
A mortgage guaranty insurance company duly qualified as such under the laws
of
the state of its principal place of business and each state having jurisdiction
over the insurer in connection with the insurance policy issued by the insurer,
duly authorized and licensed in such states to transact a mortgage guaranty
insurance business in such states and to write the insurance provided by the
insurance policy issued by it, approved as an FNMA- or FHLMC-approved mortgage
insurer or having a claims paying ability rating of at least “AA” or an
equivalent rating by a nationally recognized statistical rating organization.
Any replacement insurer with respect to a Mortgage Loan must have at least
as
high a claims paying ability rating as the insurer it replaces had on the
Closing Date.
Rating
Agency:
Each of the Rating Agencies specified in the Preliminary Statement. If any
of
them or a successor is no longer in existence, “Rating
Agency”
shall be the nationally recognized statistical rating organization, or other
comparable Person, designated by the Depositor, notice of which designation
shall be given to the Trustee. References to a given rating or rating category
of a Rating Agency means the rating category without giving effect to any
modifiers.
Realized
Loss:
The excess of the Stated Principal Balance of a defaulted Mortgage Loan over
the
net Liquidation Proceeds with respect thereto that are allocated to the
principal balance of such Mortgage Loan.
Record
Date:
For the Class A and Subordinated Certificates held in book-entry form, the
close
of business on the Business Day before the related Distribution Date. For any
Definitive Certificate, the close of business on the last Business Day of the
month preceding the month of the related Distribution Date.
Reference
Bank:
As defined in Section 4.07.
Refinance
Loan:
Any Mortgage Loan the proceeds of which are used to refinance an existing
Mortgage Loan.
Regular
Certificates:
Any Class A, Class M, Class C or Class P Certificate.
Regulation
AB:
Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R.
§§229.1100-229.1123, as such may be amended from time to time, and subject to
such clarification and interpretation as have been provided by the Commission
in
the adopting release (Asset-Backed Securities, Securities Act Release No.
33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the
Commission, or as may be published by the Commission or its staff from time
to
time.
Relief
Act:
The Servicemembers Civil Relief Act.
Relief
Act Interest Shortfall:
With respect to any Distribution Date and any Mortgage Loan as to which there
has been a reduction in the amount of interest collectible thereon for the
most
recently ended calendar month as a result of the application of the Relief
Act
or similar state laws, the amount, if any, by which (i) interest collectible
on
such Mortgage Loan for the most recently ended calendar month is less than
(ii)
interest accrued thereon for such month pursuant to the Mortgage
Note.
REMIC:
A “real estate mortgage investment conduit” within the meaning of Section 860D
of the Code.
REMIC
I:
The segregated pool of assets subject hereto, constituting the primary trust
created hereby and to be administered hereunder, with respect to which a REMIC
election is to be made, consisting of: (i) such Mortgage Loans and Prepayment
Charges as from time to time are subject to this Agreement, together with the
Mortgage Files relating thereto, and together with all collections thereon
and
proceeds thereof; (ii) any REO Property, together with all collections thereon
and proceeds thereof; (iii) the Trustee’s rights with respect to the Mortgage
Loans under all insurance policies, required to be maintained pursuant to this
Agreement and any proceeds thereof; (iv) the Depositor’s rights under this
Agreement (including any security interest created thereby) to the extent
conveyed pursuant to Section 2.01; and (v) the Collection Account, the
Distribution Account and such assets that are deposited therein from time to
time and any investments thereof, together with any and all income, proceeds
and
payments with respect thereto. Notwithstanding the foregoing, however, REMIC
I
specifically excludes the Pre-Funding Accounts, any Subsequent Mortgage Loan
Interest, the Excess Reserve Fund Account, the Supplemental Interest Trust,
the
Swap Agreement, all payments and other collections of principal and interest
due
on the Mortgage Loans on or before the Cut-off Date and all Prepayment Charges
payable in connection with Principal Prepayments made before the Cut-off
Date.
REMIC
I Regular Interest:
Any of the separate non-certificated beneficial ownership interests in REMIC
I
issued hereunder and designated as a regular interest in REMIC I. Each REMIC
I
Regular Interest shall accrue interest at the related REMIC I Remittance Rate
in
effect from time to time, and shall be entitled to distributions of principal,
subject to the terms and conditions hereof, in an aggregate amount equal to
its
initial Uncertificated Balance as set forth in the Preliminary Statement
hereto.
REMIC
I Regular Interest I-LT1:
One of the separate non-certificated beneficial ownership interests in REMIC
I
issued hereunder and designated as a Regular Interest in REMIC I. REMIC I
Regular Interest I-LT1 shall accrue interest at the related REMIC I Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
I Regular Interest I-LT1PF:
One of the separate non-certificated beneficial ownership interests in REMIC
I
issued hereunder and designated as a Regular Interest in REMIC I. REMIC I
Regular Interest I-LT1PF shall accrue interest at the related REMIC I Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
I Regular Interest I-LT2:
One of the separate non-certificated beneficial ownership interests in REMIC
I
issued hereunder and designated as a Regular Interest in REMIC I. REMIC I
Regular Interest I-LT2 shall accrue interest at the related REMIC I Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
I Regular Interest I-LT2PF:
One of the separate non-certificated beneficial ownership interests in REMIC
I
issued hereunder and designated as a Regular Interest in REMIC I. REMIC I
Regular Interest I-LT2PF shall accrue interest at the related REMIC I Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
I Regular Interest I-LTP:
One of the separate non-certificated beneficial ownership interests in REMIC
I
issued hereunder and designated as a Regular Interest in REMIC I. REMIC I
Regular Interest I-LTP shall be entitled to distributions of principal, subject
to the terms and conditions hereof, in an aggregate amount equal to its initial
Uncertificated Balance as set forth in the Preliminary Statement
hereto.
REMIC
I Remittance Rate:
With respect to REMIC I Regular Interest I-LT1 and REMIC I Regular Interest
I-LT-P and (i) for the first Distribution Date, the weighted average of the
Adjusted Net Mortgage Rates of the Initial Group I Mortgage Loans and (ii)
thereafter, the weighted average of the Adjusted Net Mortgage Rates of the
Group
I Mortgage Loans. With respect to REMIC I Regular Interest I-LT2, and (i) for
the first Distribution Date, the weighted average of the Adjusted Net Mortgage
Rates of the Initial Group II Mortgage Loans and (ii) thereafter, the weighted
average of the Adjusted Net Mortgage Rates of the Group II Mortgage Loans.
With
respect to REMIC I Regular Interest I-LT1PF and (i) the first Distribution
Date,
0.000% and (ii) thereafter, the weighted average of the Adjusted Net Mortgage
Rates of the Group I Mortgage Loans. With respect to REMIC I Regular Interest
I-LT2PF and (i) the first Distribution Date, 0.000% and (ii) thereafter, the
weighted average of the Adjusted Net Mortgage Rates of the Group II Mortgage
Loans.
REMIC
II Group I Regular Interests: REMIC
II Regular Interest I and REMIC II Regular Interest I-1-A through REMIC II
Regular Interest I-59-B as designated in the Preliminary Statement
hereto.
REMIC
II Group II Regular Interests: REMIC
II Regular Interest II and REMIC II Regular Interest II-1-A through REMIC II
Regular Interest II-59-B as designated in the Preliminary Statement
hereto.
REMIC
II Regular Interest:
Any of the separate non certificated beneficial ownership interests in REMIC
II
issued hereunder and designated as a “regular interest” in REMIC II. Each REMIC
II Regular Interest shall accrue interest at the related REMIC II Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto. The designations for the respective REMIC II Regular Interests
are set forth in the Preliminary Statement hereto. The REMIC II Regular
Interests consist of the REMIC II Group I Regular Interests, REMIC II Group
II
Regular Interests and REMIC II Regular Interest X.
XXXXX
XX Remittance Rate:
With respect to REMIC II Regular Interest I and REMIC II Regular Interest P,
a
per annum rate equal to the weighted average of the REMIC I Remittance Rates
for
REMIC I Regular Interests I-LT-1, I-LT1PF and I-LTP. With respect to each REMIC
II Group I Regular Interest ending with the designation “A”, a per annum rate
equal to the weighted average of the REMIC I Remittance Rates for REMIC I
Regular Interests I-LT-1, I-LT1PF and I-LTP multiplied by 2, subject to a
maximum rate of 10.2900%. With respect to each REMIC II Group I Regular Interest
ending with the designation “B”, the greater of (x) a per annum rate equal to
the excess, if any, of (i) 2 multiplied by the weighted average of the REMIC
I
Remittance Rates for REMIC I Regular Interests I-LT-1, I-LT1PF and I-LTP over
(ii) 10.2900% and (y) 0.00%. With respect to REMIC II Regular Interest II,
a per
annum rate equal to the weighted average of the REMIC I Remittance Rates for
REMIC I Regular Interests I-LT-2 and I-LT2PF. With respect to each REMIC II
Group II Regular Interest ending with the designation “A”, a per annum rate
equal to the weighted average of the REMIC I Remittance Rates for REMIC I
Regular Interests I-LT-2 and I-LT2PF multiplied by 2, subject to a maximum
rate
of 10.2900%. With respect to each REMIC II Group II Regular Interest ending
with
the designation “B”, the greater of (x) a per annum rate equal to the excess, if
any, of (i) 2 multiplied by the weighted average of the REMIC I Remittance
Rates
for REMIC I Regular Interests I-LT-2 and I-LT2PF over (ii) 10.2900% and (y)
0.00%.
REMIC
III Interest Loss Allocation Amount:
With respect to any Distribution Date, an amount (subject to adjustment based
on
the actual number of days elapsed in the respective Interest Accrual Periods
for
the indicated Regular Interests for such Distribution Date) equal to (a) the
product of (i) 50% of the aggregate Stated Principal Balance of the Mortgage
Loans and REO Properties then outstanding and (ii) the REMIC III Remittance
Rate
for REMIC III Regular Interest LTAA minus the Marker Rate, divided by (b)
12.
REMIC
III Marker Allocation Percentage:
50% of any amount payable or loss attributable from the Mortgage Loans, which
shall be allocated to REMIC III Regular Interest LTAA, REMIC III Regular
Interest LT1A1, REMIC III Regular Interest LT1A2, REMIC III Regular Interest
LT2A1, REMIC III Regular Interest LT2A2, REMIC III Regular Interest LT2A3,
REMIC
III Regular Interest LT2A4, REMIC III Regular Interest LTM1, REMIC III Regular
Interest LTM2, REMIC III Regular Interest LTM3, REMIC III Regular Interest
LTM4,
REMIC III Regular Interest LTM5, REMIC III Regular Interest LTM6, REMIC III
Regular Interest LTM7, REMIC III Regular Interest LTM8, REMIC III Regular
Interest LTM9 and REMIC III Regular Interest LTZZ.
REMIC
III Overcollateralization Target Amount:
0.50% of the Overcollateralization Target Amount.
REMIC
III Overcollateralized Amount:
With respect to any date of determination, (i) 0.50% of the aggregate
Uncertificated Balance of the REMIC III Regular Interests (other than REMIC
III
Regular Interest LTP) minus
(ii)
the aggregate Uncertificated Balance of REMIC III Regular Interest LT1A1, REMIC
III Regular Interest LT1A2, REMIC III Regular Interest LT2A1, REMIC III Regular
Interest LT2A2, REMIC III Regular Interest LT2A3, REMIC III Regular Interest
LT2A4, REMIC III Regular Interest LTM1, REMIC III Regular Interest LTM2, REMIC
III Regular Interest LTM3, REMIC III Regular Interest LTM4, REMIC III Regular
Interest LTM5, REMIC III Regular Interest LTM6, REMIC III Regular Interest
LTM7,
REMIC III Regular Interest LTM8 and REMIC III Regular Interest LTM9, in each
case as of such date of determination.
REMIC
III Principal Loss Allocation Amount:
With respect to any Distribution Date, an amount equal to the product of (i)
50%
of the aggregate Stated Principal Balance of the Mortgage Loans and REO
Properties then outstanding and (ii) one (1) minus a fraction, the numerator
of
which is two (2) times the aggregate Uncertificated Balance of REMIC III Regular
Interest LT1A1, REMIC III Regular Interest LT1A2, REMIC III Regular Interest
LT2A1, REMIC III Regular Interest LT2A2, REMIC III Regular Interest LT2A3,
REMIC
III Regular Interest LT2A4, REMIC III Regular Interest LTM1, REMIC III Regular
Interest LTM2, REMIC III Regular Interest LTM3, REMIC III Regular Interest
LTM4,
REMIC III Regular Interest LTM5, REMIC III Regular Interest LTM6, REMIC III
Regular Interest LTM7, REMIC III Regular Interest LTM8, and REMIC III Regular
Interest LTM9 and the denominator of which is the aggregate Uncertificated
Balance of REMIC III Regular Interest LT1A1, REMIC III Regular Interest LT1A2,
REMIC III Regular Interest LT2A1, REMIC III Regular Interest LT2A2, REMIC III
Regular Interest LT2A3, REMIC III Regular Interest LT2A4, REMIC III Regular
Interest LTM1, REMIC III Regular Interest LTM2, REMIC III Regular Interest
LTM3,
REMIC III Regular Interest LTM4, REMIC III Regular Interest LTM5, REMIC III
Regular Interest LTM6, REMIC III Regular Interest LTM7, REMIC III Regular
Interest LTM8, REMIC III Regular Interest LTM9 and REMIC III Regular Interest
LTZZ.
REMIC
III Regular Interest:
Any of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a regular interest in REMIC III. Each REMIC
III Regular Interest shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal (other than the REMIC III Regular Interest LTIO), subject to the
terms
and conditions hereof, in an aggregate amount equal to its initial
Uncertificated Balance as set forth in the Preliminary Statement
hereto.
REMIC
III Regular Interest LT1GRP:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LT1GRP shall accrue interest at the related REMIC III
Remittance Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Balance as set forth in
the
Preliminary Statement hereto.
REMIC
III Regular Interest LT1SUB:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LT1SUB shall accrue interest at the related REMIC III
Remittance Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Balance as set forth in
the
Preliminary Statement hereto.
REMIC
III Regular Interest LT2GRP:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LT2GRP shall accrue interest at the related REMIC III
Remittance Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Balance as set forth in
the
Preliminary Statement hereto.
REMIC
III Regular Interest LT2SUB:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LT2SUB shall accrue interest at the related REMIC III
Remittance Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Balance as set forth in
the
Preliminary Statement hereto.
REMIC
III Regular Interest LTAA:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTAA shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Xxxxxxxx XX0X0:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LT1A1 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Xxxxxxxx XX0X0:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LT1A2 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Xxxxxxxx XX0X0:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LT2A1 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Xxxxxxxx XX0X0:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LT2A2 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Xxxxxxxx XX0X0:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LT2A3 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Xxxxxxxx XX0X0:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LT2A4 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Interest LTIO:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTIO shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time on its Uncertificated Notional Amount as set
forth in the Preliminary Statement hereto.
REMIC
III Regular Interest LTM1:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTM1 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Interest LTM2:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTM2 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Interest LTM3:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTM3 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Interest LTM4:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTM4 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Interest LTM5:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTM5 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Interest LTM6:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTM6 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Interest LTM7:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTM7 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Interest LTM8:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTM8 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Interest LTM9:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTM9 shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Interest LTP:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTP shall be entitled to any Prepayment Charges collected
by
the Servicer and to a distribution of principal, subject to the terms and
conditions hereof, in an aggregate amount equal to its initial Uncertificated
Balance as set forth in the Preliminary Statement hereto.
REMIC
III Regular Interest LTXX:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTXX shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Regular Interest LTZZ:
One of the separate non-certificated beneficial ownership interests in REMIC
III
issued hereunder and designated as a Regular Interest in REMIC III. REMIC III
Regular Interest LTZZ shall accrue interest at the related REMIC III Remittance
Rate in effect from time to time, and shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Balance as set forth in the Preliminary
Statement hereto.
REMIC
III Remittance Rate:
With respect to REMIC III Regular Interest LTAA, REMIC III Regular Interest
LT1A1, REMIC III Regular Interest LT1A2, REMIC III Regular Interest LT2A1,
REMIC
III Regular Interest LT2A2, REMIC III Regular Interest LT2A3, REMIC III Regular
Interest LT2A4, REMIC III Regular Interest LTM1, REMIC III Regular Interest
LTM2, REMIC III Regular Interest LTM3, REMIC III Regular Interest LTM4, REMIC
III Regular Interest LTM5, REMIC III Regular Interest LTM6, REMIC III Regular
Interest LTM7, REMIC III Regular Interest LTM8, REMIC III Regular Interest
LTM9,
REMIC III Regular Interest LTZZ, REMIC III Regular Interest LT1SUB, REMIC III
Regular Interest LT2SUB and REMIC III Regular Interest LTXX, a
per annum rate (but not less than zero) equal to the weighted average of (w)
with respect to REMIC II Regular Interest I and REMIC II Regular Interest II,
the REMIC II Remittance Rate for such REMIC II Regular Interest for each such
Distribution Date, (x) with respect to REMIC II Regular Interests ending with
the designation “B”, the weighted average of the REMIC II Remittance Rates for
such REMIC II Regular Interests, weighted on the basis of the Uncertificated
Balance of such REMIC II Regular Interests for each such Distribution Date
and
(y) with respect to REMIC II Regular Interests ending with the designation
“A”,
for each Distribution Date listed below, the weighted average of the rates
listed below for each such REMIC II Regular Interest listed below, weighted
on
the basis of the Uncertificated Balance of each such REMIC II Regular Interest
for each such Distribution Date:
Distribution
Date
|
REMIC
II Regular Interest
|
Rate
|
1
|
I-1-A
through I-59-A
|
REMIC
II Remittance Rate
|
II-1-A
through II-59-A
|
REMIC
II Remittance Rate
|
|
2
|
I-1-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
3
|
I-2-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-2-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate REMIC II Remittance
Rate
|
|
I-1-A
|
REMIC
II Remittance Rate
|
|
II-1-A
|
REMIC
II Remittance Rate
|
|
4
|
I-3-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-3-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
and I-2-A
|
REMIC
II Remittance Rate
|
|
II-1-A
and II-2-A
|
REMIC
II Remittance Rate
|
|
5
|
I-4-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-4-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-3-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-3-A
|
REMIC
II Remittance Rate
|
|
6
|
I-5-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-5-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-4-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-4-A
|
REMIC
II Remittance Rate
|
|
7
|
I-6-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-6-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-5-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-5-A
|
REMIC
II Remittance Rate
|
|
8
|
I-7-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-7-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-6-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-6-A
|
REMIC
II Remittance Rate
|
|
9
|
I-8-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-8-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-7-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-7-A
|
REMIC
II Remittance Rate
|
|
10
|
I-9-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-9-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-8-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-8-A
|
REMIC
II Remittance Rate
|
|
11
|
I-10-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-10-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-9-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-9-A
|
REMIC
II Remittance Rate
|
|
12
|
I-11-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-11-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-10-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-10-A
|
REMIC
II Remittance Rate
|
|
13
|
I-12-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-12-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-11-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-11-A
|
REMIC
II Remittance Rate
|
|
14
|
I-13-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-13-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-12-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-12-A
|
REMIC
II Remittance Rate
|
|
15
|
I-14-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-14-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-13-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-13-A
|
REMIC
II Remittance Rate
|
|
16
|
I-15-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-15-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-14-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-14-A
|
REMIC
II Remittance Rate
|
|
17
|
I-16-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-16-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-15-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-15-A
|
REMIC
II Remittance Rate
|
|
18
|
I-17-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-17-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-16-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-16-A
|
REMIC
II Remittance Rate
|
|
19
|
I-18-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-18-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-17-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-17-A
|
REMIC
II Remittance Rate
|
|
20
|
I-19-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-19-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-18-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-18-A
|
REMIC
II Remittance Rate
|
|
21
|
I-20-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-20-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-19-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-19-A
|
REMIC
II Remittance Rate
|
|
22
|
I-21-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-21-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-20-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-20-A
|
REMIC
II Remittance Rate
|
|
23
|
I-22-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-22-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-21-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-21-A
|
REMIC
II Remittance Rate
|
|
24
|
I-23-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-23-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-22-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-22-A
|
REMIC
II Remittance Rate
|
|
25
|
I-24-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-24-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-23-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-23-A
|
REMIC
II Remittance Rate
|
|
26
|
I-25-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-25-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-24-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-24-A
|
REMIC
II Remittance Rate
|
|
27
|
I-26-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-26-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-25-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-25-A
|
REMIC
II Remittance Rate
|
|
28
|
I-27-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-27-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-26-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-26-A
|
REMIC
II Remittance Rate
|
|
29
|
I-28-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-28-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-27-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-27-A
|
REMIC
II Remittance Rate
|
|
30
|
I-29-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-29-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-28-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-28-A
|
REMIC
II Remittance Rate
|
|
31
|
I-30-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-30-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-29-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-29-A
|
REMIC
II Remittance Rate
|
|
32
|
I-31-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-31-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-30-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-30-A
|
REMIC
II Remittance Rate
|
|
33
|
I-32-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-32-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-31-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-31-A
|
REMIC
II Remittance Rate
|
|
34
|
I-33-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-33-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-32-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-32-A
|
REMIC
II Remittance Rate
|
|
35
|
I-34-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-34-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-33-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-33-A
|
REMIC
II Remittance Rate
|
|
36
|
I-35-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-35-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-34-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-34-A
|
REMIC
II Remittance Rate
|
|
37
|
I-36-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-36-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-35-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-35-A
|
REMIC
II Remittance Rate
|
|
38
|
I-37-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-37-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-36-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-36-A
|
REMIC
II Remittance Rate
|
|
39
|
I-38-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-38-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-37-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-37-A
|
REMIC
II Remittance Rate
|
|
40
|
I-39-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-39-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-38-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-38-A
|
REMIC
II Remittance Rate
|
|
41
|
I-40-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-40-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-39-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-39-A
|
REMIC
II Remittance Rate
|
|
42
|
I-41-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-41-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-40-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-40-A
|
REMIC
II Remittance Rate
|
|
43
|
I-42-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-42-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-41-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-41-A
|
REMIC
II Remittance Rate
|
|
44
|
I-43-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-43-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-42-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-42-A
|
REMIC
II Remittance Rate
|
|
45
|
I-44-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-44-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-43-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-43-A
|
REMIC
II Remittance Rate
|
|
46
|
I-45-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-45-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-44-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-44-A
|
REMIC
II Remittance Rate
|
|
47
|
I-46-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-46-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-45-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-45-A
|
REMIC
II Remittance Rate
|
|
48
|
I-47-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-47-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-46-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-46-A
|
REMIC
II Remittance Rate
|
|
49
|
I-48-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-48-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-47-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-47-A
|
REMIC
II Remittance Rate
|
|
50
|
I-49-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-49-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-48-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-48-A
|
REMIC
II Remittance Rate
|
|
51
|
I-50-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-50-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-49-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-49-A
|
REMIC
II Remittance Rate
|
|
52
|
I-51-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-51-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-50-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-50-A
|
REMIC
II Remittance Rate
|
|
53
|
I-52-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-52-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-51-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-51-A
|
REMIC
II Remittance Rate
|
|
54
|
I-53-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-53-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-52-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-52-A
|
REMIC
II Remittance Rate
|
|
55
|
I-54-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-54-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-53-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-53-A
|
REMIC
II Remittance Rate
|
|
56
|
I-55-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-55-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-54-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-54-A
|
REMIC
II Remittance Rate
|
|
57
|
I-56-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-56-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-55-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-55-A
|
REMIC
II Remittance Rate
|
|
58
|
I-57-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-57-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-56-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-56-A
|
REMIC
II Remittance Rate
|
|
59
|
I-58-A
and I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-58-A
and II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-57-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-57-A
|
REMIC
II Remittance Rate
|
|
60
|
I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
|
I-1-A
through I-58-A
|
REMIC
II Remittance Rate
|
|
II-1-A
through II-58-A
|
REMIC
II Remittance Rate
|
|
thereafter
|
I-1-A
through I-59-A
|
REMIC
II Remittance Rate
|
II-1-A
through II-59-A
|
REMIC
II Remittance Rate
|
With
respect to REMIC III Regular Interest LT1GRP, a per annum rate (but not less
than zero) equal to the weighted average of (w) with respect to REMIC II Regular
Interest I, the REMIC II Remittance Rate for such REMIC II Regular Interest
for
each such Distribution Date, (x) with respect to REMIC II Group I Regular
Interests ending with the designation “B”, the weighted average of the REMIC II
Remittance Rates for such REMIC II Regular Interests, weighted on the basis
of
the Uncertificated Balance of each such REMIC II Regular Interest for each
such
Distribution Date and (y) with respect to REMIC II Group I Regular Interests
ending with the designation “A”, for each Distribution Date listed below, the
weighted average of the rates listed below for such REMIC II Regular Interests
listed below, weighted on the basis of the Uncertificated Balance of each such
REMIC II Regular Interest for each such Distribution Date:
Distribution
Date
|
REMIC
II Regular Interest
|
Rate
|
1
|
I-1-A
through I-59-A
|
REMIC
II Remittance Rate
|
2
|
I-1-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
3
|
I-2-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
|
REMIC
II Remittance Rate
|
|
4
|
I-3-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
and I-2-A
|
REMIC
II Remittance Rate
|
|
5
|
I-4-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-3-A
|
REMIC
II Remittance Rate
|
|
6
|
I-5-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-4-A
|
REMIC
II Remittance Rate
|
|
7
|
I-6-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-5-A
|
REMIC
II Remittance Rate
|
|
8
|
I-7-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-6-A
|
REMIC
II Remittance Rate
|
|
9
|
I-8-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-7-A
|
REMIC
II Remittance Rate
|
|
10
|
I-9-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-8-A
|
REMIC
II Remittance Rate
|
|
11
|
I-10-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-9-A
|
REMIC
II Remittance Rate
|
|
12
|
I-11-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-10-A
|
REMIC
II Remittance Rate
|
|
13
|
I-12-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-11-A
|
REMIC
II Remittance Rate
|
|
14
|
I-13-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-12-A
|
REMIC
II Remittance Rate
|
|
15
|
I-14-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-13-A
|
REMIC
II Remittance Rate
|
|
16
|
I-15-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-14-A
|
REMIC
II Remittance Rate
|
|
17
|
I-16-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-15-A
|
REMIC
II Remittance Rate
|
|
18
|
I-17-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-16-A
|
REMIC
II Remittance Rate
|
|
19
|
I-18-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-17-A
|
REMIC
II Remittance Rate
|
|
20
|
I-19-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-18-A
|
REMIC
II Remittance Rate
|
|
21
|
I-20-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-19-A
|
REMIC
II Remittance Rate
|
|
22
|
I-21-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-20-A
|
REMIC
II Remittance Rate
|
|
23
|
I-22-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-21-A
|
REMIC
II Remittance Rate
|
|
24
|
I-23-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-22-A
|
REMIC
II Remittance Rate
|
|
25
|
I-24-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-23-A
|
REMIC
II Remittance Rate
|
|
26
|
I-25-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-24-A
|
REMIC
II Remittance Rate
|
|
27
|
I-26-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-25-A
|
REMIC
II Remittance Rate
|
|
28
|
I-27-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-26-A
|
REMIC
II Remittance Rate
|
|
29
|
I-28-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-27-A
|
REMIC
II Remittance Rate
|
|
30
|
I-29-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-28-A
|
REMIC
II Remittance Rate
|
|
31
|
I-30-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-29-A
|
REMIC
II Remittance Rate
|
|
32
|
I-31-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-30-A
|
REMIC
II Remittance Rate
|
|
33
|
I-32-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-31-A
|
REMIC
II Remittance Rate
|
|
34
|
I-33-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-32-A
|
REMIC
II Remittance Rate
|
|
35
|
I-34-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-33-A
|
REMIC
II Remittance Rate
|
|
36
|
I-35-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-34-A
|
REMIC
II Remittance Rate
|
|
37
|
I-36-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-35-A
|
REMIC
II Remittance Rate
|
|
38
|
I-37-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-36-A
|
REMIC
II Remittance Rate
|
|
39
|
I-38-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-37-A
|
REMIC
II Remittance Rate
|
|
40
|
I-39-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-38-A
|
REMIC
II Remittance Rate
|
|
41
|
I-40-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-39-A
|
REMIC
II Remittance Rate
|
|
42
|
I-41-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-40-A
|
REMIC
II Remittance Rate
|
|
43
|
I-42-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-41-A
|
REMIC
II Remittance Rate
|
|
44
|
I-43-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-42-A
|
REMIC
II Remittance Rate
|
|
45
|
I-44-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-43-A
|
REMIC
II Remittance Rate
|
|
46
|
I-45-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-44-A
|
REMIC
II Remittance Rate
|
|
47
|
I-46-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-45-A
|
REMIC
II Remittance Rate
|
|
48
|
I-47-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-46-A
|
REMIC
II Remittance Rate
|
|
49
|
I-48-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-47-A
|
REMIC
II Remittance Rate
|
|
50
|
I-49-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-48-A
|
REMIC
II Remittance Rate
|
|
51
|
I-50-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-49-A
|
REMIC
II Remittance Rate
|
|
52
|
I-51-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-50-A
|
REMIC
II Remittance Rate
|
|
53
|
I-52-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-51-A
|
REMIC
II Remittance Rate
|
|
54
|
I-53-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-52-A
|
REMIC
II Remittance Rate
|
|
55
|
I-54-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-53-A
|
REMIC
II Remittance Rate
|
|
56
|
I-55-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-54-A
|
REMIC
II Remittance Rate
|
|
57
|
I-56-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-55-A
|
REMIC
II Remittance Rate
|
|
58
|
I-57-A
through I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-56-A
|
REMIC
II Remittance Rate
|
|
59
|
I-58-A
and I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-57-A
|
REMIC
II Remittance Rate
|
|
60
|
I-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
I-1-A
through I-58-A
|
REMIC
II Remittance Rate
|
|
thereafter
|
I-1-A
through I-59-A
|
REMIC
II Remittance Rate
|
With
respect to REMIC III Regular Interest LT2GRP, a per annum rate (but not less
than zero) equal to the weighted average of (w) with respect to REMIC II Regular
Interest II, the REMIC II Remittance Rate for such REMIC II Regular Interest
for
each such Distribution Date, (x) with respect to REMIC II Group II Regular
Interests ending with the designation “B”, the weighted average of the REMIC II
Remittance Rates for such REMIC II Regular Interests, weighted on the basis
of
the Uncertificated Balance of each such REMIC II Regular Interest for each
such
Distribution Date and (y) with respect to REMIC II Group II Regular Interests
ending with the designation “A”, for each Distribution Date listed below, the
weighted average of the rates listed below for such REMIC II Regular Interests
listed below, weighted on the basis of the Uncertificated Balance of each such
REMIC II Regular Interest for each such Distribution Date:
Distribution
Date
|
REMIC
II Regular Interest
|
Rate
|
1
|
II-1-A
through II-59-A
|
REMIC
II Remittance Rate
|
2
|
II-1-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
3
|
II-2-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
|
REMIC
II Remittance Rate
|
|
4
|
II-3-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
and II-2-A
|
REMIC
II Remittance Rate
|
|
5
|
II-4-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-3-A
|
REMIC
II Remittance Rate
|
|
6
|
II-5-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-4-A
|
REMIC
II Remittance Rate
|
|
7
|
II-6-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-5-A
|
REMIC
II Remittance Rate
|
|
8
|
II-7-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-6-A
|
REMIC
II Remittance Rate
|
|
9
|
II-8-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-7-A
|
REMIC
II Remittance Rate
|
|
10
|
II-9-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-8-A
|
REMIC
II Remittance Rate
|
|
11
|
II-10-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-9-A
|
REMIC
II Remittance Rate
|
|
12
|
II-11-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-10-A
|
REMIC
II Remittance Rate
|
|
13
|
II-12-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-11-A
|
REMIC
II Remittance Rate
|
|
14
|
II-13-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-12-A
|
REMIC
II Remittance Rate
|
|
15
|
II-14-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-13-A
|
REMIC
II Remittance Rate
|
|
16
|
II-15-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-14-A
|
REMIC
II Remittance Rate
|
|
17
|
II-16-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-15-A
|
REMIC
II Remittance Rate
|
|
18
|
II-17-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-16-A
|
REMIC
II Remittance Rate
|
|
19
|
II-18-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-17-A
|
REMIC
II Remittance Rate
|
|
20
|
II-19-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-18-A
|
REMIC
II Remittance Rate
|
|
21
|
II-20-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-19-A
|
REMIC
II Remittance Rate
|
|
22
|
II-21-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-20-A
|
REMIC
II Remittance Rate
|
|
23
|
II-22-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-21-A
|
REMIC
II Remittance Rate
|
|
24
|
II-23-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-22-A
|
REMIC
II Remittance Rate
|
|
25
|
II-24-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-23-A
|
REMIC
II Remittance Rate
|
|
26
|
II-25-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-24-A
|
REMIC
II Remittance Rate
|
|
27
|
II-26-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-25-A
|
REMIC
II Remittance Rate
|
|
28
|
II-27-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-26-A
|
REMIC
II Remittance Rate
|
|
29
|
II-28-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-27-A
|
REMIC
II Remittance Rate
|
|
30
|
II-29-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-28-A
|
REMIC
II Remittance Rate
|
|
31
|
II-30-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-29-A
|
REMIC
II Remittance Rate
|
|
32
|
II-31-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-30-A
|
REMIC
II Remittance Rate
|
|
33
|
II-32-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-31-A
|
REMIC
II Remittance Rate
|
|
34
|
II-33-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-32-A
|
REMIC
II Remittance Rate
|
|
35
|
II-34-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-33-A
|
REMIC
II Remittance Rate
|
|
36
|
II-35-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-34-A
|
REMIC
II Remittance Rate
|
|
37
|
II-36-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-35-A
|
REMIC
II Remittance Rate
|
|
38
|
II-37-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-36-A
|
REMIC
II Remittance Rate
|
|
39
|
II-38-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-37-A
|
REMIC
II Remittance Rate
|
|
40
|
II-39-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-38-A
|
REMIC
II Remittance Rate
|
|
41
|
II-40-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-39-A
|
REMIC
II Remittance Rate
|
|
42
|
II-41-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-40-A
|
REMIC
II Remittance Rate
|
|
43
|
II-42-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-41-A
|
REMIC
II Remittance Rate
|
|
44
|
II-43-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-42-A
|
REMIC
II Remittance Rate
|
|
45
|
II-44-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-43-A
|
REMIC
II Remittance Rate
|
|
46
|
II-45-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-44-A
|
REMIC
II Remittance Rate
|
|
47
|
II-46-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-45-A
|
REMIC
II Remittance Rate
|
|
48
|
II-47-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-46-A
|
REMIC
II Remittance Rate
|
|
49
|
II-48-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-47-A
|
REMIC
II Remittance Rate
|
|
50
|
II-49-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-48-A
|
REMIC
II Remittance Rate
|
|
51
|
II-50-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-49-A
|
REMIC
II Remittance Rate
|
|
52
|
II-51-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-50-A
|
REMIC
II Remittance Rate
|
|
53
|
II-52-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-51-A
|
REMIC
II Remittance Rate
|
|
54
|
II-53-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-52-A
|
REMIC
II Remittance Rate
|
|
55
|
II-54-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-53-A
|
REMIC
II Remittance Rate
|
|
56
|
II-55-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-54-A
|
REMIC
II Remittance Rate
|
|
57
|
II-56-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-55-A
|
REMIC
II Remittance Rate
|
|
58
|
II-57-A
through II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-56-A
|
REMIC
II Remittance Rate
|
|
59
|
II-58-A
and II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-57-A
|
REMIC
II Remittance Rate
|
|
60
|
II-59-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of REMIC II Remittance
Rate
|
II-1-A
through II-58-A
|
REMIC
II Remittance Rate
|
|
thereafter
|
II-1-A
through II-59-A
|
REMIC
II Remittance Rate
|
With
respect to REMIC III Regular Interest LTIO and (a) the first Distribution Date,
the excess of (i) the REMIC II Remittance Rates for REMIC II Regular Interests
ending with the designation “A” over (ii) the REMIC II Remittance Rates for
REMIC II Regular Interests ending with the designation “A” and (b) the second
through the 60th
Distribution Dates, the excess of (i) the weighted average of the REMIC II
Remittance Rates for REMIC II Regular Interests ending with the designation
“A”,
over (ii) 2 multiplied by Swap LIBOR and (c) thereafter, 0.00%.
REMIC
III Regular Interest LTP shall be entitled to receive 100% of the amount
distributed on REMIC II Regular Interest P.
REMIC
III Sub WAC Allocation Percentage:
50% of any amount payable from or loss attributable to the Mortgage Loans,
which
shall be allocated to REMIC III Regular Interest LT1SUB, REMIC III Regular
Interest LT1GRP, REMIC III Regular Interest LT2SUB, REMIC III Regular Interest
LT2GRP and REMIC III Regular Interest LTXX.
REMIC
III Subordinated Balance Ratio:
The ratio between the Uncertificated Balances of each REMIC III Regular Interest
ending with the designation “SUB”, equal to the ratio between, with respect to
each such REMIC III Regular Interest, the excess of (x) the aggregate Stated
Principal Balance of the Mortgage Loans in the related Loan Group plus the
amount in the related Pre-Funding Account over (y) the current Certificate
Balance of Class A Certificates in the related Loan Group.
REMIC
IV
Regular Interest:
Any of the Class C Interest, Class P Interest, Class IO Interest, and any
“regular interest” in REMIC IV the ownership of which is represented by a Class
A Certificate or Class M Certificate.
REMIC
V Regular Interest:
Any “regular interest” in REMIC V the ownership of which is represented by a
Class C Certificate.
REMIC
VI Regular Interest:
Any “regular interest” in REMIC VI the ownership of which is represented by a
Class P Certificate.
REMIC
Provisions:
Provisions of the federal income tax law relating to REMICs, which appear at
Sections 860A through 860G of Subchapter M of Chapter 1 of the Code, and related
provisions, and regulations promulgated thereunder, as the foregoing may be
in
effect from time to time as well as provisions of applicable state
laws.
REMIC
Regular Interest:
A REMIC I Regular Interest, REMIC II Regular Interest, REMIC III Regular
Interest, REMIC IV Regular Interest, REMIC V Regular Interest or REMIC VI
Regular Interest.
REMIC
Remittance Rate:
The REMIC I Remittance Rate, the REMIC II Remittance Rate or the REMIC III
Remittance Rate, as applicable.
Remittance
Period:
For any Distribution Date, the period commencing on the second day of the month
preceding the month in which the Distribution Date occurs and ending on the
first day of the month in which the Distribution Date occurs.
REO
Property:
A Mortgaged Property acquired by the Trust Fund through foreclosure or
deed-in-lieu of foreclosure in connection with a defaulted Mortgage
Loan.
Request
for Release:
The Request for Release submitted by the Servicer to the Trustee, substantially
in the form of Exhibits M and N, as appropriate.
Required
Insurance Policy:
For any Mortgage Loan, any insurance policy that is required to be maintained
from time to time under this Agreement.
Residual
Certificates:
As specified in the Preliminary Statement.
Responsible
Officer:
When used with respect to the Trustee or the Supplemental Interest Trust
Trustee, any Vice President (however denominated), any Assistant Vice President,
any Assistant Secretary, any Assistant Treasurer, any Trust Officer or any
other
officer of the Trustee or the Supplemental Interest Trust Trustee, as
applicable, customarily performing functions similar to those performed by
any
of the above designated officers who at such time shall be officers to whom,
with respect to a particular matter, the matter is referred because of the
officer’s knowledge of and familiarity with the particular subject and who has
direct responsibility for the administration of this Agreement.
S&P:
Standard & Poor’s Ratings Services, a division of The XxXxxx-Xxxx Companies,
Inc. If S&P is designated as a Rating Agency in the Preliminary Statement,
for purposes of Section 10.05(b) the address for notices to S&P shall be
Standard & Poor’s Ratings Services, a division of The XxXxxx-Xxxx Companies,
Inc., 00 Xxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Mortgage
Surveillance Monitoring, or any other address that S&P furnishes to the
Depositor and the Servicer.
Scheduled
Payment:
The scheduled monthly payment due on a Mortgage Loan allocable to principal
and/or interest on the Mortgage Loan that, unless otherwise specified herein,
shall give effect to any related Debt Service Reduction and any Deficient
Valuation that affects the amount of the monthly payment due on the Mortgage
Loan.
Securities
Act:
The Securities Act of 1933, as amended.
Seller:
IndyMac Bank, F.S.B., a federal savings bank, and its successors and assigns,
in
its capacity as seller of the Mortgage Loans to the Depositor.
Senior
Enhancement Percentage:
For any Distribution Date, the Credit Enhancement Percentage for the Class
A
Certificates.
Servicing
Account:
The separate Eligible Account or Accounts created and maintained pursuant to
Section 3.06(b).
Servicer:
IndyMac Bank, F.S.B., a federal savings bank, and its successors and assigns,
in
its capacity as servicer under this Agreement.
Servicer
Advance Date:
As to any Distribution Date, 12:30 p.m. (Pacific time) on the Business Day
preceding the Distribution Date.
Servicing
Advances:
All customary, reasonable, and necessary “out of pocket” costs and expenses
incurred in the performance by the Servicer of its servicing obligations,
including the cost of:
(i)
(a) the
preservation, restoration, and protection of a Mortgaged Property,
(b) expenses
reimbursable to the Servicer pursuant to Section 3.12 and any enforcement or
judicial proceedings, including foreclosures,
(c) the
maintenance and liquidation of any REO Property, and
(d) compliance
with the obligations under Section 3.10; and
(ii) reasonable
compensation to the Servicer or its affiliates for acting as broker in
connection with the sale of foreclosed Mortgaged Properties and for performing
certain default management and other similar services (including appraisal
services) in connection with the servicing of defaulted Mortgage Loans. For
purposes of clause (ii), only costs and expenses incurred in connection with
the
performance of activities generally considered to be outside the scope of
customary servicing or servicing duties shall be treated as Servicing
Advances.
Servicing
Criteria:
The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may
be amended from time to time, or those Servicing Criteria otherwise mutually
agreed to by IndyMac and the applicable Servicer in response to evolving
interpretations of Regulation AB and incorporated into a revised Exhibit
R.
Servicing
Fee:
As to each Mortgage Loan and any Distribution Date, one month’s interest at the
related Servicing Fee Rate on the Stated Principal Balance of the Mortgage
Loan
as of the Due Date in the prior calendar month or, in the event of any payment
of interest that accompanies a Principal Prepayment in Full made by the
Mortgagor, interest at the Servicing Fee Rate on the Stated Principal Balance
of
the Mortgage Loan for the period covered by the payment of interest, subject
to
reduction as provided in Section 3.15.
Servicing
Fee Rate:
For each Mortgage Loan, 0.5000% per annum.
Servicing
Officer:
Any officer of the Servicer involved in, or responsible for, the administration
and servicing of the Mortgage Loans whose name and facsimile signature appear
on
a list of servicing officers furnished to the Trustee by the Servicer on the
Closing Date pursuant to this Agreement, as the list may from time to time
be
amended.
Servicer
Remittance Amount: For
any Distribution Date, is the sum
of:
(i) all
scheduled installments of interest (net of the related Servicing Fees) and
principal due on the Due Date on the Mortgage Loans in the related Remittance
Period and received by the related Determination Date, together with any related
Advances;
(ii) all
Insurance Proceeds (including those received with respect to the Pool Policy
but
excluding those included in Liquidation Proceeds), Liquidation Proceeds and
Subsequent Recoveries received during the preceding calendar month (in each
case, net of unreimbursed expenses incurred in connection with a liquidation
or
foreclosure and net of the related Excess Proceeds); and
(iii) all
partial or full Principal Prepayments on the Mortgage Loans received during
the
related Prepayment Period together with all Compensating Interest on those
Mortgage Loans and interest paid by the Mortgagors (other than Prepayment
Interest Excess); and
minus amounts
in reimbursement for Advances previously made with respect to the Mortgage
Loans, and other expenses reimbursable to the Servicer with respect to the
Mortgage Loans pursuant to this Agreement.
Servicing
Standard:
That degree of skill and care exercised by the Servicer with respect to mortgage
loans comparable to the Mortgage Loans serviced by the Servicer for itself
or
others.
Startup
Day:
The Closing Date.
Stated
Principal Balance:
As to any Mortgage Loan and any date of determination, the unpaid principal
balance of such Mortgage Loan as of the immediately preceding Due Date (or
such
Due Date if the date of determination is a Due Date), as specified in the
amortization schedule for such Due Date (before any adjustment to such
amortization schedule by reason of any moratorium or similar waiver or grace
period) after giving effect to the sum of: (i) the payment of principal due
on
such Due Date and irrespective of any delinquency in payment by the related
Mortgagor, (ii) any Liquidation Proceeds allocable to principal received in
the
prior calendar month with respect to such Mortgage Loan and (iii) any Principal
Prepayments received through the last day of the Prepayment Period that includes
such Due Date with respect to such Mortgage Loan.
Stepdown
Date:
The earlier to occur of (a) the first Distribution Date on which the aggregate
Class Certificate Balance of the Class A Certificates is reduced to zero, and
(b) the later to occur of (i) the Distribution Date in April 2009 and (ii)
the
first Distribution Date on which the Senior Enhancement Percentage (calculated
for this purpose only without taking into account the application of the
Principal Distribution Amount to the Certificates) is greater than or equal
to
38.80%.
Subordinated
Certificates:
As specified in the Preliminary Statement.
Subordinated
Maximum Cap: For
any Distribution Date and a Class of Subordinated Certificates, the per annum
rate equal to the weighted average (weighted in proportion to the results of
subtracting from the aggregate Stated Principal Balance of each Loan Group
as of
the first day of the related Remittance Period, adjusted to reflect unscheduled
principal payments made thereafter that were included in the Principal
Distribution Amount on the immediately preceding Distribution Date, and the
amount in the related Pre-Funding account, the aggregate Class Certificate
Balance of the related Class A Certificates before distributions on the related
Distribution Date) of (i) the Group I Maximum Cap and (ii) the Group II Maximum
Cap.
Subordinated
Net WAC Cap:
For any Distribution Date and any Class of Subordinated Certificates, the per
annum rate equal to the weighted average (weighted
in proportion to the results of subtracting from the aggregate Stated Principal
Balance of each Loan Group as of the first day of the related Remittance Period,
adjusted to reflect unscheduled principal payments made thereafter that were
included in the Principal Distribution Amount on the immediately preceding
Distribution Date, and the amount in the related Pre-Funding account, the
aggregate Class Certificate Balance of the related Class A Certificates before
distributions on the related Distribution Date),
of (i) the Group I Net WAC Cap and (ii) the Group II Net WAC Cap.
For
federal income tax purposes, the equivalent of the foregoing shall be expressed
as a per annum rate (subject to adjustment based on the actual number of days
elapsed in the related Interest Accrual Period) equal to the weighted average
of
the REMIC III Remittance Rate on REMIC III Regular Interest II-LT1SUB (subject
to a cap and a floor equal to the REMIC III Remittance Rate on REMIC III Regular
Interest LT1GRP) and REMIC III Regular Interest LT2SUB (subject to a cap and
a
floor equal to the REMIC III Remittance Rate on REMIC III Regular Interest
LT2GRP), weighted on the basis of the Uncertificated Balance of each such REMIC
III Regular Interest.
Subsequent
Cut-off Date: As
to any Subsequent Mortgage Loans, the later of (i) the first day of the month
in
which the related Subsequent Transfer Date occurs or (ii) the date of
origination of such Subsequent Mortgage Loan.
Subsequent
Cut-off Date Principal Balance:
As to any Subsequent Mortgage Loan, its Stated Principal Balance as of the
close
of business on the applicable Subsequent Cut-off Date.
Subsequent
Mortgage Loan: A
Mortgage Loan sold by the Seller to the Depositor and the Depositor to the
Trust
Fund pursuant to Section 2.07, such Mortgage Loan being identified on the
Mortgage Loan Schedule attached to a Subsequent Transfer
Instrument.
Subsequent
Mortgage Loan Interest:
Any amount constituting (i) a monthly payment of interest received or advanced
at the Adjusted Mortgage Rate with respect to a Subsequent Mortgage Loan in
Loan
Group I during the Remittance Period relating to the first Distribution Date
in
excess of 0.000% per annum and (ii) a monthly payment of interest received
or
advanced at the Adjusted Mortgage Rate with respect to a Subsequent Mortgage
Loan in Loan Group II during the Remittance Period relating to the first
Distribution Date in excess of 0.000% per annum. The Subsequent Mortgage Loan
Interest shall be distributable to the Class C Certificates. The Subsequent
Mortgage Loan Interest shall not be an asset of any REMIC.
Subsequent
Recoveries:
As to any Distribution Date, with respect to a Liquidated Mortgage Loan that
resulted in a Realized Loss in a prior calendar month, unexpected amounts
received by the Servicer (net of any related expenses permitted to be reimbursed
pursuant to Section 3.09) specifically related to such Liquidated Mortgage
Loan.
Subsequent
Transfer Date: With
respect to each Subsequent Transfer Instrument, the date on or before the end
of
the Funding Period on which the related Subsequent Mortgage Loans are sold
to
the Trust Fund.
Subsequent
Transfer Instrument: Each
Subsequent Transfer Instrument, dated as of a Subsequent Transfer Date, executed
by the Trustee and the Depositor substantially in the form attached hereto
as
Exhibit Q, by which Subsequent Mortgage Loans are transferred to the Trust
Fund.
Substitute
Mortgage Loan:
A Mortgage Loan substituted by the Seller for a Deleted Mortgage Loan that
must,
on the date of substitution, as confirmed in a Request for Release,
substantially in the form of Exhibit M:
(i) have
a Stated Principal Balance, after deduction of the principal portion of the
Scheduled Payment due in the month of substitution, not in excess of, and not
more than 10% less than, the Stated Principal Balance of the Deleted Mortgage
Loan;
(ii) be
accruing interest at a rate no lower than and not more than 1% per annum higher
than, that of the Deleted Mortgage Loan;
(iii) have
a Loan-to-Value Ratio no higher than that of the Deleted Mortgage
Loan;
(iv) have
a Maximum Mortgage Rate not more than 1% per annum higher than and not lower
than the Maximum Mortgage Rate of the Deleted Mortgage Loan;
(v) have
a Margin not more than 1% per annum higher than, and not lower than that of
the
Deleted Mortgage Loan;
(vi) have
the same Index and same time period between reset periods as that of the Deleted
Mortgage Loan;
(vii) have
a remaining term to maturity no greater than (and not more than one year less
than that of) the Deleted Mortgage Loan;
(viii) not
be a cooperative loan;
(ix) comply
with each representation and warranty in Section 2.03; and
(x) satisfy
the criteria for inclusion in the applicable Loan Group.
Substitution
Adjustment Amount:
As defined in Section 2.03.
Supplemental
Interest Trust:
The corpus of a trust created pursuant to Section 4.05 of this Agreement and
designated as the “Supplemental Interest Trust,” consisting of the Swap
Agreement, the Class IO Interest and the right to receive payments in respect
of
the Class IO Distribution Amount. For the avoidance of doubt, the Supplemental
Interest Trust does not constitute a part of the Trust Fund.
Supplemental
Interest Trust Trustee:
Deutsche Bank National Trust Company and its successor and, if a successor
is
appointed under this Agreement, such successor.
Swap
Agreement:
The interest rate swap agreement, dated March 14, 2006, between the Supplemental
Interest Trust Trustee, as trustee on behalf of the Supplemental Interest Trust,
and the Swap Provider, which agreement provides for Net Swap Payments and Swap
Termination Payments to be paid, as provided therein, together with any
schedules, confirmations or other agreements relating thereto, attached hereto
as Exhibit K.
Swap
LIBOR:
LIBOR as determined pursuant to the Swap Agreement.
Swap
Provider:
The party to the Swap Agreement either (a) entitled to receive payments from
the
Supplemental Interest Trust or (b) required to make payments to the Supplemental
Interest Trust, in either case pursuant to the terms of the Swap Agreement,
and
any successor in interest or assign. Initially, the Swap Provider shall be
Bear
Xxxxxxx Financial Products Inc.
Swap
Provider Trigger Event:
A Swap Provider Trigger Event shall have occurred if any of an Event of Default
(under the Swap Agreement) with respect to which the Swap Provider is a
Defaulting Party, a Termination Event (under the Swap Agreement) with respect
to
which the Swap Provider is the sole Affected Party or an Additional Termination
Event (under the Swap Agreement) with respect to which the Swap Provider is
the
sole Affected Party has occurred.
Swap
Termination Payment:
Upon the designation of an “Early Termination Date” as defined in the Swap
Agreement, the payment to be made by the Supplemental Interest Trust to the
Swap
Provider, or by the Swap Provider to the Supplemental Interest Trust, as
applicable, pursuant to the terms of the Swap Agreement.
Telerate
Page 3750:
The display page currently so designated by Moneyline Telerate Information
Services, Inc. (or on any page replacing that page on that service for the
purpose of displaying London inter-bank offered rates of major
banks).
Total
Monthly Excess Spread:
For any Distribution Date, the excess
of
(i) Available Funds during the related Remittance Period over
(ii) the sum
of
the amounts paid to the Certificates on the Distribution Date pursuant to
Sections 4.02(I)(a) and (b), assuming for purposes of this calculation that
the
Extra Principal Distribution Amount included in such distributions is equal
to
zero.
Transfer:
Any direct or indirect transfer or sale of any Ownership Interest in a Residual
Certificate.
Trigger
Event:
A Trigger Event exists if with respect to any Distribution Date on or after
the
Stepdown Date, (A) the quotient
of
(x) the three month rolling average of the Stated Principal Balance of 60+
Day
Delinquent Loans as of the preceding calendar month over
(y) the aggregate Stated Principal Balance of the Mortgage Loans, as of the
last
day of the preceding calendar month equals
or exceeds
39.10% of the Senior Enhancement Percentage, or (B) a Cumulative Net Loss
Trigger Event is in effect.
Trust: The
trust created under this Agreement.
Trust
Fund:
The corpus of the Trust consisting of:
(i) REMIC
I;
(ii) REMIC
II;
(iii) REMIC
III;
(iv) REMIC
IV;
(v) REMIC
V;
(vi) REMIC
VI;
(vii) REMIC
VII;
(viii) the
Pre-Funding Accounts; and
(ix) the
Excess Reserve Fund Account.
Trust
REMIC:
Any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI or REMIC
VII.
Trustee:
Deutsche Bank National Trust Company and its successors and, if a successor
trustee is appointed under this Agreement, such successor.
Trustee
Fee:
As
to each Mortgage Loan and any Distribution Date, one month’s interest at the
Trustee Fee Rate on the Stated Principal Balance of the Mortgage Loan as of
the
Due Date occurring in the preceding calendar month (or, whenever a payment
of
interest accompanies a Principal Prepayment in Full made by the Mortgagor during
the preceding calendar month, interest at the Trustee Fee Rate on the Stated
Principal Balance of the Mortgage Loan for the period covered by the payment
of
interest) plus the aggregate amount on deposit in the Pre-Funding Accounts
as of
the Due Date occurring in the preceding calendar month (or, in the case of
the
initial Distribution Date, as of the Closing Date).
Trustee
Fee Rate:
0.0045% per annum.
Uncertificated
Balance:
The amount of any REMIC Regular Interest (other than the REMIC III Regular
Interest LTIO) outstanding as of any date of determination. As of the Closing
Date, the Uncertificated Balance of each REMIC Regular Interest (other than
the
REMIC III Regular Interest LTIO) shall equal the amount set forth in the
Preliminary Statement hereto as its initial uncertificated balance. On each
Distribution Date, the Uncertificated Balance of each REMIC Regular Interest
(other than the REMIC III Regular Interest LTIO) shall be reduced by all
distributions of principal made on such REMIC Regular Interest on such
Distribution Date pursuant to Section 4.08 and, if and to the extent necessary
and appropriate, shall be further reduced on such Distribution Date by Realized
Losses as provided in Section 4.08. The Uncertificated Balance of REMIC III
Regular Interest LTZZ shall be increased by interest deferrals as provided
in
Section 4.08(I)(1). The Uncertificated Balance of each REMIC Regular Interest
(other than the REMIC III Regular Interest LTIO) shall never be less than zero.
With respect to the Class C Interest as of any date of determination, an amount
equal to the excess, if any, of (A) the then aggregate Uncertificated Principal
Balance of the REMIC III Regular Interests over (B) the then aggregate
Certificate Balance of the Class A Certificates, Subordinated Certificates
and
Class P Certificates then outstanding.
Uncertificated
Interest:
With respect to any REMIC Regular Interest for any Distribution Date, one
month’s interest at the REMIC Remittance Rate applicable to such REMIC Regular
Interest for such Distribution Date, accrued on the Uncertificated Balance
or
Uncertificated Notional Amount thereof immediately prior to such Distribution
Date. Uncertificated Interest in respect of any REMIC Regular Interest shall
accrue on the basis of a 360-day year consisting of twelve 30-day months.
Uncertificated Interest with respect to each Distribution Date, as to any REMIC
Regular Interest, shall be reduced by an amount equal to the sum of (a) the
aggregate Prepayment Interest Shortfalls, if any, for such Distribution Date
to
the extent not covered pursuant to Section 3.15 and (b) the aggregate amount
of
any Relief Act Interest Shortfalls, if any, in each case in the manner and
priority described below.
For
purposes of calculating the amount of Uncertificated Interest for the REMIC
I
Regular Interests for any Distribution Date, the aggregate amount of any
Prepayment Interest Shortfalls (to the extent not covered by the Servicer
pursuant to Section 3.15) and Relief Act Interest Shortfalls incurred in respect
of the Mortgage Loans for any Distribution Date shall be allocated first, (a)
with respect to the Group I Mortgage Loans, to REMIC I Regular Interest I-LT1,
REMIC I Regular Interest I-LTP and REMIC I Regular Interest I-LT1PF, in each
case to the extent of one month’s interest at the then applicable respective
REMIC I Remittance Rate on the respective Uncertificated Balance of each such
REMIC I Regular Interest; provided, however, that with respect to the first
Distribution Date, such amounts relating to the Initial Group I Mortgage Loans
shall be allocated to REMIC I Regular Interest I-LT1 and REMIC I Regular
Interest I-LTP, and such amounts relating to the Subsequent Group I Mortgage
Loans shall be allocated to REMIC I Regular Interest I-LT1PF, and (b) with
respect to the Group II Mortgage Loans, to REMIC I Regular Interest I-LT2 and
REMIC I Regular Interest I-LT2PF, in each case to the extent of one month’s
interest at the then applicable respective REMIC I Remittance Rate on the
respective Uncertificated Balance of each such REMIC I Regular Interest;
provided, however, that with respect to the first Distribution Date, such
amounts relating to the Initial Group I Mortgage Loans shall be allocated to
REMIC I Regular Interest I-LT2 and such amounts relating to the Subsequent
Group
II Mortgage Loans shall be allocated to REMIC I Regular Interest
I-LT2PF.
For
purposes of calculating the amount of Uncertificated Interest for the REMIC
II
Group I Regular Interests for any Distribution Date the aggregate amount of
any
Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls
incurred in respect of Loan Group I shall be allocated first, to REMIC II
Regular Interest I, REMIC II Regular Interest P and to the REMIC II Group I
Regular Interests ending with the designation “B”, pro
rata
based on, and to the extent of, one month’s interest at the then applicable
respective REMIC II Remittance Rates on the respective Uncertificated Balances
of each such REMIC II Regular Interest , and then, to REMIC II Group I Regular
Interests ending with the designation “A”, pro rata based on, and to the extent
of, one month’s interest at the then applicable respective REMIC II Remittance
Rates on the respective Uncertificated Balances of each such REMIC II Regular
Interest. For purposes of calculating the amount of Uncertificated Interest
for
the REMIC II Group II Regular Interests for any Distribution Date the aggregate
amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest
Shortfalls incurred in respect of Loan Group II shall be allocated first, REMIC
II Regular Interest II and to the REMIC II Group II Regular Interests ending
with the designation “B”, pro
rata
based on, and to the extent of, one month’s interest at the then applicable
respective REMIC II Remittance Rates on the respective Uncertificated Balances
of each such REMIC II Regular Interest , and then, to REMIC II Group II Regular
Interests ending with the designation “A”, pro rata based on, and to the extent
of, one month’s interest at the then applicable respective REMIC II Remittance
Rates on the respective Uncertificated Balances of each such REMIC II Regular
Interest.
For
purposes of calculating the amount of Uncertificated Interest for the REMIC
III
Regular Interests for any Distribution Date:
The
REMIC III Marker Allocation Percentage of the aggregate amount of any Prepayment
Interest Shortfalls (to the extent not covered by the Servicer pursuant to
Section 3.15) and the REMIC III Marker Allocation Percentage of any Relief
Act
Interest Shortfalls incurred in respect of the Mortgage Loans for any
Distribution Date shall be allocated among REMIC III Regular Interest LTAA,
REMIC III Regular Interest LT1A1, REMIC
III Regular Interest LT1A2, REMIC III Regular Interest LT2A1,
REMIC III Regular Interest LT2A2, REMIC III Regular Interest LT2A3, REMIC III
Regular Interest LT2A4, REMIC III Regular Interest LTM1, REMIC III Regular
Interest LTM2, REMIC III Regular Interest LTM3, REMIC III Regular Interest
LTM4,
REMIC III Regular Interest LTM5, REMIC III Regular Interest LTM6, REMIC III
Regular Interest LTM7, REMIC III Regular Interest LTM8, REMIC III Regular
Interest LTM9, REMIC III Regular Interest LTZZ and REMIC III Regular Interest
LTP, pro
rata,
based on, and to the extent of, one month’s interest at the then applicable
respective REMIC III Remittance Rate on the respective Uncertificated Balance
of
each such REMIC III Regular Interest; and
The
REMIC III Sub WAC Allocation Percentage of the aggregate amount of any
Prepayment Interest Shortfalls (to the extent not covered by the Servicer
pursuant to Section 3.15) and the REMIC III Sub WAC Allocation Percentage of
any
Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for
any
Distribution Date shall be allocated to Uncertificated Interest payable to
REMIC
III Regular Interest LT1SUB, REMIC III Regular Interest LT1GRP, REMIC III
Regular Interest LT2SUB, REMIC III Regular Interest LT2GRP and REMIC III Regular
Interest LTXX, pro
rata,
based on, and to the extent of, one month’s interest at the then applicable
respective REMIC III Remittance Rate on the respective Uncertificated Balance
of
each such REMIC III Regular Interest.
In
addition, Uncertificated Interest with respect to each Distribution Date, as
to
any REMIC Regular Interest, shall be reduced by Realized Losses, if any,
allocated to such REMIC Regular Interest as described above and pursuant to
Section 4.02.
Uncertificated
Notional Amount:
With respect to REMIC III Regular Interest LTIO and each Distribution Date
listed below, the aggregate Uncertificated Balance of the REMIC II Regular
Interests ending with the designation “A” listed below:
Distribution
Date
|
REMIC
I Regular Interests
|
1st
through 2nd
|
I-1-A
through I-59-A and II-1-A through II-59-A
|
3
|
I-2-A
through I-59-A and II-2-A through II-59-A
|
4
|
I-3-A
through I-59-A and II-3-A through II-59-A
|
5
|
I-4-A
through I-59-A and II-4-A through II-59-A
|
6
|
I-5-A
through I-59-A and II-5-A through II-59-A
|
7
|
I-6-A
through I-59-A and II-6-A through II-59-A
|
8
|
I-7-A
through I-59-A and II-7-A through II-59-A
|
9
|
I-8-A
through I-59-A and II-8-A through II-59-A
|
10
|
I-9-A
through I-59-A and II-9-A through II-59-A
|
11
|
I-10-A
through I-59-A and II-10-A through II-59-A
|
12
|
I-11-A
through I-59-A and II-11-A through II-59-A
|
13
|
I-12-A
through I-59-A and II-12-A through II-59-A
|
14
|
I-13-A
through I-59-A and II-13-A through II-59-A
|
15
|
I-14-A
through I-59-A and II-14-A through II-59-A
|
16
|
I-15-A
through I-59-A and II-15-A through II-59-A
|
17
|
I-16-A
through I-59-A and II-16-A through II-59-A
|
18
|
I-17-A
through I-59-A and II-17-A through II-59-A
|
19
|
I-18-A
through I-59-A and II-18-A through II-59-A
|
20
|
I-19-A
through I-59-A and II-19-A through II-59-A
|
21
|
I-20-A
through I-59-A and II-20-A through II-59-A
|
22
|
I-21-A
through I-59-A and II-21-A through II-59-A
|
23
|
I-22-A
through I-59-A and II-22-A through II-59-A
|
24
|
I-23-A
through I-59-A and II-23-A through II-59-A
|
25
|
I-24-A
through I-59-A and II-24-A through II-59-A
|
26
|
I-25-A
through I-59-A and II-25-A through II-59-A
|
27
|
I-26-A
through I-59-A and II-26-A through II-59-A
|
28
|
I-27-A
through I-59-A and II-27-A through II-59-A
|
29
|
I-28-A
through I-59-A and II-28-A through II-59-A
|
30
|
I-29-A
through I-59-A and II-29-A through II-59-A
|
31
|
I-30-A
through I-59-A and II-30-A through II-59-A
|
32
|
I-31-A
through I-59-A and II-31-A through II-59-A
|
33
|
I-32-A
through I-59-A and II-32-A through II-59-A
|
34
|
I-33-A
through I-59-A and II-33-A through II-59-A
|
35
|
I-34-A
through I-59-A and II-34-A through II-59-A
|
36
|
I-35-A
through I-59-A and II-35-A through II-59-A
|
37
|
I-36-A
through I-59-A and II-36-A through II-59-A
|
38
|
I-37-A
through I-59-A and II-37-A through II-59-A
|
39
|
I-38-A
through I-59-A and II-38-A through II-59-A
|
40
|
I-39-A
through I-59-A and II-39-A through II-59-A
|
41
|
I-40-A
through I-59-A and II-40-A through II-59-A
|
42
|
I-41-A
through I-59-A and II-41-A through II-59-A
|
43
|
I-42-A
through I-59-A and II-42-A through II-59-A
|
44
|
I-43-A
through I-59-A and II-43-A through II-59-A
|
45
|
I-44-A
through I-59-A and II-44-A through II-59-A
|
46
|
I-45-A
through I-59-A and II-45-A through II-59-A
|
47
|
I-46-A
through I-59-A and II-46-A through II-59-A
|
48
|
I-47-A
through I-59-A and II-47-A through II-59-A
|
49
|
I-48-A
through I-59-A and II-48-A through II-59-A
|
50
|
I-49-A
through I-59-A and II-49-A through II-59-A
|
51
|
I-50-A
through I-59-A and II-50-A through II-59-A
|
52
|
I-51-A
through I-59-A and II-51-A through II-59-A
|
53
|
I-52-A
through I-59-A and II-52-A through II-59-A
|
54
|
I-53-A
through I-59-A and II-53-A through II-59-A
|
55
|
I-54-A
through I-59-A and II-54-A through II-59-A
|
56
|
I-55-A
through I-59-A and II-55-A through II-59-A
|
57
|
I-56-A
through I-59-A and II-56-A through II-59-A
|
58
|
I-57-A
through I-59-A and II-57-A through II-59-A
|
59
|
I-58-A
and I-59-A and II-58-A and II-59-A
|
60
|
I-59-A
and II-59-A
|
thereafter
|
$0.00
|
With
respect to the Class IO Interest and any Distribution Date, an amount equal
to
the Uncertificated Notional Amount of the REMIC III Regular Interest
LTIO.
Underwriter’s
Exemption:
Prohibited Transaction Exemption 2002-41, 67 Fed.Reg. 54487 (2002) (or any
successor thereto), or any substantially similar administrative exemption
granted by the U.S. Department of Labor.
United
States Person or U.S. Person:
(i) A
citizen or resident of the United States;
(ii) a
corporation (or entity treated as a corporation for tax purposes) created or
organized in the United States or under the laws of the United States or of
any
state thereof, including, for this purpose, the District of
Columbia;
(iii) a
partnership (or entity treated as a partnership for tax purposes) organized
in
the United States or under the laws of the United States or of any state
thereof, including, for this purpose, the District of Columbia (unless provided
otherwise by future Treasury regulations);
(iv) an
estate whose income is includible in gross income for United States income
tax
purposes regardless of its source; or
(v) a
trust, if a court within the United States is able to exercise primary
supervision over the administration of the trust and one or more U.S. Persons
have authority to control all substantial decisions of the trust.
Notwithstanding the last clause of the preceding sentence, to the extent
provided in Treasury regulations, certain trusts in existence on August 20,
1996, and treated as U.S. Persons before that date, may elect to continue to
be
U.S. Persons.
Unpaid
Interest Amounts:
As of any Distribution Date and any Class of Certificates, the sum
of
(a) the
excess
of
(i) the
sum
of
the Accrued Certificate Interest Distribution Amount for the Distribution Date
and any portion of the Accrued Certificate Interest Distribution Amount from
prior Distribution Dates remaining unpaid over
(ii) the
amount in respect of interest on the Class of Certificates actually distributed
on such Distribution Date; and
(b) interest
on that excess for the related Interest Accrual Period at the applicable
Pass-Through Rate (to the extent permitted by applicable law).
Unpaid
Realized Loss Amount:
For any Class of Subordinated Certificates and any Distribution Date, is the
excess
of
(i) Applied Realized Loss Amounts for such Class over
(ii) the sum
of
all distributions in reduction of Applied Realized Loss Amounts for such Class
on all previous Distribution Dates and any reductions applied thereto due to
the
receipt of Subsequent Recoveries.
Voting
Rights:
The portion of the voting rights of all of the Certificates that is allocated
to
any Certificate. As of any date of determination, (a) 1% of all Voting Rights
shall be allocated to any Class
C Certificates
and (b) the remaining Voting Rights shall be allocated among Holders of the
remaining Classes of Certificates in proportion to the Certificate Balances
of
their respective Certificates on the date (the Voting Rights to be allocated
among the holders of Certificates of each Class in accordance with their
respective Percentage Interests); provided that, except as set forth in Section
10.01, any Certificate registered in the name of the Seller or its Affiliates
shall be deemed not to be outstanding and the Voting Rights to which it is
entitled shall not be taken into account in determining whether the requisite
percentage of Voting Rights necessary to effect any such consent has been
obtained.
Section 1.02 Rules
of Construction.
Except
as otherwise expressly provided in this Agreement or unless the context clearly
requires otherwise:
(a)
References
to designated articles, sections, subsections, exhibits, and other subdivisions
of this Agreement, such as “Section 6.12 (a),” refer to the designated article,
section, subsection, exhibit, or other subdivision of this Agreement as a whole
and to all subdivisions of the designated article, section, subsection, exhibit,
or other subdivision. The words “herein,” “hereof,” “hereto,” “hereunder,” and
other words of similar import refer to this Agreement as a whole and not to
any
particular article, section, exhibit, or other subdivision of this
Agreement.
(b)
Any
term that relates to a document or a statute, rule, or regulation includes
any
amendments, modifications, supplements, or any other changes that may have
occurred since the document, statute, rule, or regulation came into being,
including changes that occur after the date of this Agreement.
(c)
Any
party may execute any of the requirements under this Agreement either directly
or through others, and the right to cause something to be done rather than
doing
it directly shall be implicit in every requirement under this Agreement. Unless
a provision is restricted as to time or limited as to frequency, all provisions
under this Agreement are implicitly available and things may happen from time
to
time.
(d)
The
term “including” and all its variations mean “including but not limited to.”
Except when used in conjunction with the word “either,” the word “or” is always
used inclusively (for example, the phrase “A or B” means “A or B or both,” not
“either A or B but not both”).
(e)
A
reference to “a [thing]” or “any [of a thing]” does not imply the existence or
occurrence of the thing referred to even though not followed by “if any,” and
“any [of a thing]” is any of it. A reference to the plural of anything as to
which there could be either one or more than one does not imply the existence
of
more than one (for instance, the phrase “the obligors on a note” means “the
obligor or obligors on a note”). “Until [something occurs]” does not imply that
it must occur, and will not be modified by the word “unless.” The word “due” and
the word “payable” are each used in the sense that the stated time for payment
has passed. The word “accrued” is used in its accounting sense, i.e., an amount
paid is no longer accrued. In the calculation of amounts of things, differences
and sums may generally result in negative numbers, but when the calculation
of
the excess of one thing over another results in zero or a negative number,
the
calculation is disregarded and an “excess” does not exist. Portions of things
may be expressed as fractions or percentages interchangeably.
(f)
All
accounting terms used in an accounting context and not otherwise defined, and
accounting terms partly defined in this Agreement, to the extent not completely
defined, shall be construed in accordance with generally accepted accounting
principles. To the extent that the definitions of accounting terms in this
Agreement are inconsistent with their meanings under generally accepted
accounting principles, the definitions contained in this Agreement shall
control. Capitalized terms used in this Agreement without definition that are
defined in the Uniform Commercial Code are used in this Agreement as defined
in
the Uniform Commercial Code.
(g)
In
the computation of a period of time from a specified date to a later specified
date or an open-ended period, the words “from” and “beginning” mean “from and
including,” the word “after” means “from but excluding,” the words “to” and
“until” mean “to but excluding,” and the word “through” means “to and
including.” Likewise, in setting deadlines or other periods, “by” means “on or
before.” The words “preceding,” “following,” and words of similar import, mean
immediately preceding or following. References to a month or a year refer to
calendar months and calendar years.
(h)
Any
reference to the enforceability of any agreement against a party means that
it
is enforceable, subject as to enforcement against the party, to applicable
bankruptcy, insolvency, reorganization, and other similar laws of general
applicability relating to or affecting creditors’ rights and to general equity
principles.
ARTICLE
II
Conveyance
of Mortgage Loans; Representations
and Warranties
Section 2.01 Conveyance
of Mortgage Loans.
(a)
The
Seller, concurrently with the execution and delivery of this Agreement, hereby
transfers to the Depositor, without recourse, all the interest of the Seller
in
each Mortgage Loan, including all interest and principal due to the Seller
on
each Mortgage Loan after the applicable Cut-off Date and all interest and
principal payments on each Mortgage Loan received by the applicable Cut-off
Date
for installments of interest and principal due after the applicable Cut-off
Date
but not including payments of principal and interest due on each Mortgage Loan
by the applicable Cut-off Date. By the Closing Date, the Seller shall deliver
to
the Depositor or, at the Depositor’s direction, to the Trustee or other designee
of the Depositor, the Mortgage File for each Mortgage Loan listed in the
Mortgage Loan Schedule (except that, in the case of Mortgage Loans that are
Delayed Delivery Mortgage Loans, such delivery may take place within five (5)
Business Days of the Closing Date) as of the Closing Date. The delivery of
the
Mortgage Files shall be made against payment by the Depositor of the purchase
price, previously agreed to by the Seller and Depositor, for the Mortgage Loans.
(b)
The
Depositor, concurrently with the execution and delivery of this Agreement,
hereby transfers to the Trustee for the benefit of the Certificateholders,
without recourse, all the interest of the Depositor in the Trust Fund, together
with the Depositor’s right to require the Seller to cure any breach of a
representation or warranty made in this Agreement by the Seller or to repurchase
or substitute for any affected Mortgage Loan in accordance with this Agreement.
The Depositor hereby directs the Supplemental Interest Trust Trustee to execute
the Swap Agreement.
(c)
In
connection with the transfer and assignment of each Mortgage Loan, the Depositor
has delivered (or, in the case of the Delayed Delivery Mortgage Loans, will
deliver within the time periods specified in the definition of Delayed Delivery
Mortgage Loans) to the Trustee for the benefit of the Certificateholders the
following documents or instruments with respect to each Mortgage Loan so
assigned:
(i) The
original Mortgage Note, endorsed by manual or facsimile signature in blank
in
the following form: “Pay to the order of _______________ ______________without
recourse,” with all intervening endorsements showing a complete chain of
endorsement from the originator to the Person endorsing the Mortgage Note (each
endorsement being sufficient to transfer all interest of the party so endorsing,
as noteholder or assignee thereof, in that Mortgage Note) or a lost note
affidavit for any Lost Mortgage Note from the Seller stating that the original
Mortgage Note was lost or destroyed, together with a copy of the Mortgage
Note.
(ii) Except
as provided below, for each Mortgage Loan that is not a MERS Mortgage Loan,
the
original recorded Mortgage or a copy of such Mortgage certified by the Seller
as
being a true and complete copy of the Mortgage (or, in the case of a Mortgage
for which the related Mortgaged Property is located in the Commonwealth of
Puerto Rico, a true copy of the Mortgage certified as such by an applicable
notary) and in the case of each MERS Mortgage Loan, the original Mortgage,
noting the presence of the MIN of the Mortgage Loans and either language
indicating that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM
Loan or if the Mortgage Loan was not a MOM Loan at origination, the original
Mortgage and the assignment thereof to MERS, with evidence of recording
indicated thereon, or a copy of the Mortgage certified by the public recording
office in which such Mortgage has been recorded.
(iii) In
the case of each Mortgage Loan that is not a MERS Mortgage Loan, a duly executed
assignment of the Mortgage (which may be included in a blanket assignment or
assignments), together with, except as provided below, all interim recorded
assignments of such mortgage (each such assignment, when duly and validly
completed, to be in recordable form and sufficient to effect the assignment
of
and transfer to the assignee thereof, under the Mortgage to which the assignment
relates); provided, that if the related Mortgage has not been returned from
the
applicable public recording office, such assignment of the Mortgage may exclude
the information to be provided by the recording office; provided, further,
that
such assignment of Mortgage need not be delivered in the case of a Mortgage
for
which the related Mortgaged Property is located in the Commonwealth of Puerto
Rico.
(iv) The
original or copies of each assumption, modification, written assurance, or
substitution agreement.
(v) Except
as provided below, the original or duplicate original lender’s title policy and
all its riders.
In
addition, in connection with the assignment of any MERS Mortgage Loan, the
Seller agrees that it will cause, at the Seller’s expense, the MERS® System to
indicate that the Mortgage Loans sold by the Seller to the Depositor have been
assigned by the Seller to the Trustee in accordance with this Agreement for
the
benefit of the Certificateholders by including (or deleting, in the case of
Mortgage Loans which are repurchased in accordance with this Agreement) in
such
computer files the information required by the MERS® System to identify the
series of the Certificates issued in connection with such Mortgage Loans. The
Seller further agrees that it will not, and will not permit the Servicer to,
and
the Servicer agrees that it will not, alter the information referenced in this
paragraph with respect to any Mortgage Loan sold by the Seller to the Depositor
during the term of this Agreement unless and until such Mortgage Loan is
repurchased in accordance with the terms of this Agreement.
In
the event that in connection with any Mortgage Loan that is not a MERS Mortgage
Loan the Depositor cannot deliver (a) the original recorded Mortgage, (b) all
interim recorded assignments or (c) the lender’s title policy (together with all
riders thereto) satisfying the requirements of clause (ii), (iii) or (v) above,
respectively, concurrently with the execution and delivery hereof because such
document or documents have not been returned from the applicable public
recording office in the case of clause (ii) or (iii) above, or because the
title
policy has not been delivered to either the Servicer or the Depositor by the
applicable title insurer in the case of clause (v) above, the Depositor shall
promptly deliver to the Trustee, in the case of clause (ii) or (iii) above,
such
original Mortgage or such interim assignment, as the case may be, with evidence
of recording indicated thereon upon receipt thereof from the public recording
office, or a copy thereof, certified, if appropriate, by the relevant recording
office, but in no event shall any such delivery of the original Mortgage and
each such interim assignment or a copy thereof, certified, if appropriate,
by
the relevant recording office, be made later than one year following the Closing
Date, or, in the case of clause (v) above, no later than 120 days following
the
Closing Date; provided, however, that in the event the Depositor is unable
to
deliver by such date each Mortgage and each such interim assignment by reason
of
the fact that any such documents have not been returned by the appropriate
recording office, or, in the case of each such interim assignment, because
the
related Mortgage has not been returned by the appropriate recording office,
the
Depositor shall deliver such documents to the Trustee as promptly as possible
upon receipt thereof and, in any event, within 720 days following the Closing
Date.
The
Depositor shall forward to the Trustee (a) from time to time additional original
documents evidencing an assumption or modification of a Mortgage Loan and (b)
any other documents required to be delivered by the Depositor or the Servicer
to
the Trustee. If
the original Mortgage is not delivered and in connection with the payment in
full of the related Mortgage Loan the public recording office requires the
presentation of a “lost instruments affidavit and indemnity” or any equivalent
document, because only a copy of the Mortgage can be delivered with the
instrument of satisfaction or reconveyance, the Servicer shall execute and
deliver the required document to the public recording office. If
a public recording office retains the original recorded Mortgage or if a
Mortgage is lost after recordation in a public recording office, the Seller
shall deliver to the Trustee a copy of the Mortgage certified by the public
recording office to be a true and complete copy of the original recorded
Mortgage.
As
promptly as practicable after any transfer of a Mortgage Loan under this
Agreement, and in any event within thirty days after the transfer, the Trustee
shall (i) affix the Trustee’s name to each assignment of Mortgage, as its
assignee, and (ii) cause to be delivered for recording in the appropriate public
office for real property records the assignments of the Mortgages to the
Trustee, except that, if the Trustee has not received the information required
to deliver any assignment of a Mortgage for recording, the Trustee shall deliver
it as soon as practicable after receipt of the needed information and in any
event within thirty days.
Notwithstanding
the foregoing, however, for administrative convenience and facilitation of
servicing and to reduce closing costs, the assignments of Mortgage shall not
be
required to be submitted for recording (except with respect to any Mortgage
Loan
located in Maryland) unless such failure to record would result in a withdrawal
or a downgrading by any Rating Agency of the rating on any Class of
Certificates; provided, however, that each assignment of Mortgage shall be
submitted for recording by the Seller (at the direction of the Servicer) in
the
manner described above, at no expense to the Trust Fund or the Trustee, upon
the
earliest to occur of: (i) reasonable direction by the Holders of Certificates
entitled to at least 25% of the Voting Rights or by the NIM Insurer, if any,
(ii) [reserved],
(iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to
the
Seller, (iv) the occurrence of a servicing transfer as described in Section
7.02
hereof and (v) if the Seller is not the Servicer and with respect to any one
assignment or Mortgage, the occurrence of a bankruptcy, insolvency or
foreclosure relating to the Mortgagor under the related Mortgage.
Notwithstanding the foregoing, if the Servicer is unable to pay the cost of
recording the assignments of Mortgage, such expense shall be paid by the Trustee
and shall be reimbursable out of the Distribution Account.
If
any Mortgage Loans have been prepaid in full as of the Closing Date, the
Depositor, in lieu of delivering the above documents to the Trustee, will
deposit in the Certificate Account the portion of the prepayment that is
required to be deposited in the Certificate Account pursuant to Section
3.06.
Notwithstanding
anything to the contrary in this Agreement, within five (5) Business Days after
the Closing Date, the Seller shall either:
(i) deliver
to the Trustee the Mortgage File as required pursuant to this Section 2.01
for
each Delayed Delivery Mortgage Loan; or
(ii) (A) repurchase
the Delayed Delivery Mortgage Loan or (B) substitute the Delayed Delivery
Mortgage Loan for a Substitute Mortgage Loan, which repurchase or substitution
shall be accomplished in the manner and subject to the conditions in Section
2.03.
The
Trustee shall, in accordance with Section 2.02, send a Delayed Delivery
Certification substantially in the form of Exhibit G-2 (with any applicable
exceptions noted thereon) for all Delayed Delivery Mortgage Loans delivered
within 30 days of receipt of the related Mortgage Files. The
Trustee will promptly send a copy of such Delayed Delivery Certification to
each
Rating Agency. If the Seller fails to deliver a Mortgage File for any Delayed
Delivery Mortgage Loan within the period specified herein, the Seller shall
use
its best reasonable efforts to effect a substitution, rather than a repurchase
of, any Deleted Mortgage Loan. The cure period provided for in Section 2.02
or
in Section 2.03 shall not apply to the initial delivery of the Mortgage File
for
such Delayed Delivery Mortgage Loan, but rather the Seller shall have five
(5)
Business Days to cure such failure to deliver. At the end of such period, the
Trustee shall send a Delayed Delivery Certification for the Delayed Delivery
Mortgage Loans delivered during such period in accordance with the provisions
of
Section 2.02.
The
Seller agrees to treat the transfer of the Mortgage Loans to the Depositor
as a
sale for all tax, accounting, and regulatory purposes.
It
is agreed and understood by the parties hereto that it is not intended that
any
Mortgage Loan be included in the Trust Fund that is a “High-Cost Home Loan”
(or
any other similarly designated loan)
as defined in the New Jersey Home Ownership Act effective November 27, 2003,
The
Home Loan Protection Act of New Mexico effective January 1, 2004, The
Massachusetts Predatory Home Loan Practices Act effective November 7, 2004
or
The Indiana Home Loan Practices Act effective January 1, 2005.
Section
2.02 Acceptance
by the Trustee of the Mortgage Loans.
The
Trustee acknowledges receipt of the documents identified in the Initial
Certification in the form of Exhibit G-1 and declares that it holds and will
hold such documents and the other documents delivered to it constituting the
Mortgage Files for the Mortgage Loans, and that it holds or will hold such
other
assets as are included in the Trust Fund, in trust for the exclusive use and
benefit of all present and future Certificateholders. The
Trustee acknowledges that it will maintain possession of the related Mortgage
Notes in the State of California, unless otherwise permitted by the Rating
Agencies.
The
Trustee agrees to execute and deliver on the Closing Date to the Depositor,
the
Servicer and the Seller an Initial Certification in the form of Exhibit
G-1. Based
on its review and examination, and only as to the documents identified in the
Initial Certification, the Trustee acknowledges that the documents appear
regular on their face and relate to the Mortgage Loans. The
Trustee shall be under no duty to inspect, review, or examine said documents,
instruments, certificates, or other papers to determine that the same are
genuine, enforceable, or appropriate for the represented purpose or that they
have actually been recorded in the real estate records or that they are other
than what they purport to be on their face.
By
the thirtieth day after the Closing Date (or if that day is not a Business
Day,
the succeeding Business Day), the Trustee shall deliver to the Depositor, the
Servicer and the Seller a Delayed Delivery Certification with respect to the
Mortgage Loans, substantially in the form of Exhibit G-2, with any applicable
exceptions noted thereon.
Not
later than ninety (90) days after the Closing Date, the Trustee shall deliver
to
the Depositor, the Servicer and the Seller a Final Certification in the form
of
Exhibit H, with any applicable exceptions noted thereon.
If,
in the course of its review, the Trustee finds any document constituting a
part
of a Mortgage File that does not meet the requirements of Section 2.01, the
Trustee shall list such as an exception in the Final Certification. The Trustee
shall not make any determination as to whether (i) any endorsement is sufficient
to transfer all interest of the party so endorsing, as noteholder or assignee
thereof, in that Mortgage Note or (ii) any assignment is in recordable form
or
is sufficient to effect the assignment of and transfer to the assignee thereof
under the mortgage to which the assignment relates. The
Seller shall promptly correct any such defect within ninety (90) days from
the
date it was so notified of the defect and, with respect to any Mortgage Loan
for
which such defect is materially adverse to the Certificateholders, if the Seller
does not correct such defect within that period, the Seller shall either (a)
substitute for the related Mortgage Loan a Substitute Mortgage Loan, which
substitution shall be accomplished pursuant to Section 2.03, or (b) purchase
the
Mortgage Loan at its Purchase Price from the Trustee within ninety (90) days
from the date the Seller was notified of the defect in writing.
If
a substitution or purchase of a Mortgage Loan pursuant to this provision is
required because of a delay in delivery of any documents by the appropriate
recording office, or there is a dispute between either the Servicer or the
Seller and the Trustee over the location or status of the recorded document,
then the substitution or purchase shall occur within 720 days from the Closing
Date. In
no other case may a substitution
or purchase
occur more than 540 days from the Closing Date.
The
Trustee shall deliver written notice to each Rating Agency within 270 days
from
the Closing Date indicating each Mortgage Loan (a) that has not been returned
by
the appropriate recording office or (b) as to which there is a dispute as to
location or status of the Mortgage Loan. The
notice shall be delivered every ninety (90) days thereafter until the related
Mortgage Loan is returned to the Trustee. Any
substitution pursuant to (a) above or purchase pursuant to (b) above shall
not
be effected before the delivery to the Trustee of an Opinion of Counsel, if
required by Section 2.05, and any substitution pursuant to (a) above shall
not
be effected before the additional delivery to the Trustee of a Request for
Release substantially in the form of Exhibit N. No
substitution is permitted to be made in any calendar month after the
Determination Date for the month.
The
Purchase Price for any Mortgage Loan shall be deposited by the Seller in the
Certificate Account by the Distribution Account Deposit Date for the
Distribution Date in the month following the month of repurchase and, upon
receipt of the deposit and certification with respect thereto in the form of
Exhibit N, the Trustee shall release the related Mortgage File to the Seller
and
shall execute and deliver at the Seller’s request any instruments of transfer or
assignment prepared by the Seller, in each case without recourse, necessary
to
vest in the Seller, or a designee, the Trustee’s interest in any Mortgage Loan
released pursuant hereto.
If
pursuant to the foregoing provisions the Seller repurchases a Mortgage Loan
that
is a MERS Mortgage Loan, the Servicer shall either (i) cause MERS to execute
and
deliver an assignment of the Mortgage in recordable form to transfer the
Mortgage from MERS to the Seller and shall cause such Mortgage to be removed
from registration on the MERS® System in accordance with MERS’ rules and
regulations or (ii) cause MERS to designate on the MERS® System the Seller as
the beneficial holder of such Mortgage Loan.
The
Trustee shall retain possession and custody of each Mortgage File in accordance
with and subject to the terms and conditions herein. The
Servicer shall promptly deliver to the Trustee, upon the execution or receipt
thereof, the originals of such other documents or instruments constituting
the
Mortgage File as come into the possession of the Servicer from time to
time.
The
obligation of the Seller to substitute for or to purchase any Mortgage Loan
that
does not meet the requirements of Section 2.01 shall constitute the sole remedy
respecting the defect available to the Trustee, the Depositor, and any
Certificateholder against the Seller.
Section 2.03 |
Representations,
Warranties, and Covenants of the Seller and the
Servicer.
|
(a)
IndyMac,
in its capacities as Seller and Servicer, hereby makes the representations
and
warranties in Schedule II, and by this reference incorporated herein, to the
Depositor, the Trustee and the Supplemental Interest Trust Trustee, as of the
Closing Date. The Servicer will fully furnish, in accordance with the Fair
Credit Reporting Act and its implementing regulations, accurate and complete
information (i.e., favorable and unfavorable) on its credit files for the
related Mortgagor for each Mortgage Loan to Equifax, Experian and Trans Union
Credit Information Company on a monthly basis.
(b)
The
Seller, in its capacity as Seller, hereby makes the representations and
warranties in Schedule III, and by this reference incorporated herein, to the
Depositor the Trustee and the Supplemental Interest Trust Trustee, as of the
Closing Date, or if so specified therein, as of the applicable Cut-off Date.
(c)
Upon
discovery by any of the parties hereto of a breach of a representation or
warranty made pursuant to Section 2.03(b) that materially and adversely affects
the interests of the Certificateholders in any Mortgage Loan, the party
discovering such breach shall give prompt notice thereof to the other parties
and to the NIM Insurer. A breach of the representation or warranty made pursuant
to clauses (29), (30), (34), (35), (36), (37), (38) and (39) of Schedule III
or
a breach of the covenant of the Servicer made pursuant to clause (a) above
will
be deemed to materially and adversely affect the interests of the
Certificateholders in the related Mortgage Loan. The Seller hereby covenants
that within ninety (90) days of the earlier of its discovery or its receipt
of
written notice from any party of a breach of any representation or warranty
made
pursuant to Section 2.03(b) that materially and adversely affects the interests
of the Certificateholders in any Mortgage Loan, it shall cure such breach in
all
material respects, and if such breach is not so cured, shall: (i) if the 90
day
period expires before the second anniversary of the Closing Date, remove the
Mortgage Loan (a “Deleted
Mortgage Loan”)
from the Trust Fund and substitute in its place a Substitute Mortgage Loan,
in
accordance with this Section 2.03; or (ii) repurchase the affected Mortgage
Loan
or Mortgage Loans from the Trustee at the Purchase Price in the manner stated
below. Any substitution pursuant to (i) above shall not be effected before
the
delivery to the Trustee of the Opinion of Counsel, if required by Section 2.05,
and a Request for Release substantially in the form of Exhibit N, and the
Mortgage File for any Substitute Mortgage Loan. The Seller shall promptly
reimburse the Servicer and the Trustee for any expenses reasonably incurred
by
the Servicer or the Trustee in respect of enforcing the remedies for the
breach.
With
respect to any Substitute Mortgage Loan or Loans, the Seller shall deliver
to
the Trustee for the benefit of the Certificateholders the Mortgage Note, the
Mortgage, the related assignment of the Mortgage, and any other documents and
agreements required by Section 2.01, with the Mortgage Note endorsed and the
Mortgage assigned as required by Section 2.01. No
substitution is permitted to be made in any calendar month after the
Determination Date for the month. Scheduled
Payments due with respect to Substitute Mortgage Loans in the Remittance Period
of substitution shall not be part of the Trust Fund and will be retained by
the
Seller on the next Distribution Date. For
the Remittance Period of substitution, distributions to Certificateholders
will
include the monthly payment due on any Deleted Mortgage Loan for the Remittance
Period and thereafter the Seller shall be entitled to retain all amounts
received with respect to the Deleted Mortgage Loan.
The
Servicer shall amend the Mortgage Loan Schedule for the benefit of the
Certificateholders to reflect the removal of the Deleted Mortgage Loan and
the
substitution of the Substitute Mortgage Loans and the Servicer shall deliver
the
amended Mortgage Loan Schedule to the Trustee. Upon
the substitution, the Substitute Mortgage Loans shall be subject to this
Agreement in all respects, and the Seller shall be deemed to have made with
respect to the Substitute Mortgage Loans, as of the date of substitution, the
representations and warranties made pursuant to Section 2.03(b) with respect
to
the Mortgage Loan. Upon
any substitution and the deposit to the Certificate Account of the amount
required to be deposited therein in connection with the substitution as
described in the following paragraph, the Trustee shall release the Mortgage
File held for the benefit of the Certificateholders relating to the Deleted
Mortgage Loan to the Seller and shall execute and deliver at the Seller’s
direction such instruments of transfer or assignment prepared by the Seller,
in
each case without recourse, as shall be necessary to vest title in the Seller,
or its designee, the Trustee’s interest in any Deleted Mortgage Loan substituted
for pursuant to this Section 2.03.
For
any month in which the Seller substitutes one or more Substitute Mortgage Loans
for one or more Deleted Mortgage Loans, the Servicer will determine the amount
by which the aggregate principal balance of all such Substitute Mortgage Loans
as of the date of substitution is less than the aggregate Stated Principal
Balance of all the Deleted Mortgage Loans (after application of the scheduled
principal portion of the monthly payments due in the Remittance Period of
substitution and any adjustments due to any costs or damages incurred by the
Trust Fund in connection with any violation of the Mortgage Loan of any
predatory or abusive lending law). The
amount of the shortage (the “Substitution
Adjustment Amount”)
plus,
if the Seller is not the Servicer, the aggregate of any unreimbursed Advances
and Servicing Advances with respect to the Deleted Mortgage Loans, shall be
deposited into the Certificate Account by the Seller by the Distribution Account
Deposit Date for the Distribution Date in the month succeeding the calendar
month during which the related Mortgage Loan became required to be purchased
or
replaced hereunder.
If
the Seller repurchases a Mortgage Loan, the Purchase Price therefor shall be
deposited in the Certificate Account pursuant to Section 3.06 by the
Distribution Account Deposit Date for the Distribution Date in the month
following the month during which the Seller became obligated hereunder to
repurchase or replace the Mortgage Loan and upon such deposit of the Purchase
Price, the delivery of the Opinion of Counsel required by Section 2.05 and
receipt of a Request for Release in the form of Exhibit N, the Trustee shall
release the related Mortgage File held for the benefit of the Certificateholders
to such Person, and the Trustee shall execute and deliver at such Person’s
direction such instruments of transfer or assignment prepared by such Person,
in
each case without recourse, as shall be necessary to transfer title from the
Trustee. The
obligation under this Agreement of any Person to cure, repurchase, or replace
any Mortgage Loan as to which a breach has occurred and is continuing shall
constitute the sole remedy against the Person respecting the breach available
to
Certificateholders, the Depositor, the Trustee or the Supplemental Interest
Trust Trustee on their behalf.
The
representations and warranties made pursuant to this Section 2.03 shall survive
delivery of the respective Mortgage Files to the Trustee for the benefit of
the
Certificateholders.
Section 2.04 |
Representations
and Warranties of the Depositor as to the
Mortgage
Loans.
|
The
Depositor hereby represents and warrants to the Trustee and the Supplemental
Interest Trust Trustee with respect to each Mortgage Loan as of the date hereof
or such other date set forth herein that as of the Closing Date, and following
the transfer of the Mortgage Loans to it by the Seller, the Depositor had good
title to the Mortgage Loans and the Mortgage Notes were subject to no offsets,
defenses, or counterclaims.
The
Depositor hereby transfers to the Trustee all of its rights with respect to
the
Mortgage Loans, including the representations and warranties of the Seller
made
pursuant to Section 2.03(b), together with all rights of the Depositor to
require the Seller to cure any breach thereof or to repurchase or substitute
for
any affected Mortgage Loan in accordance with this Agreement.
The
representations and warranties in this Section 2.04 shall survive delivery
of
the Mortgage Files to the Trustee. Upon
discovery by the Depositor, the Trustee or the Supplemental Interest Trust
Trustee of any breach of any of the representations and warranties in this
Section that materially and adversely affects the interest of the
Certificateholders, the party discovering the breach shall give prompt written
notice to the others, the NIM Insurer, and to each Rating Agency. If the NIM
Insurer discovers such a breach, it may notify the parties to this Agreement
and
each Rating Agency.
Section
2.05 Delivery
of Opinion of Counsel in Connection with Substitutions
and
Repurchases.
(a)
Notwithstanding
any contrary provision of this Agreement, no substitution pursuant to Section
2.01, 2.02, 2.03 or 2.05 shall be made more than ninety (90) days after the
Closing Date unless the Seller delivers to the Trustee an Opinion of Counsel,
which Opinion of Counsel shall not be at the expense of either the Trustee
or
the Trust Fund, addressed to the Trustee, to the effect that such substitution
will not (i) result in the imposition of the tax on “prohibited transactions” on
the Trust Fund or contributions after the Startup Date, as defined in Sections
860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any REMIC
created under this Agreement to fail to qualify as a REMIC at any time that
any
Certificates are outstanding. A substitution pursuant to Section 2.01, 2.02,
2.03 or 2.05 that is made within ninety (90) days after the Closing Date shall
not require the Seller to deliver to the Trustee an Opinion of
Counsel.
(b)
Upon
discovery by the Depositor, the Seller, the Servicer or the Trustee that any
Mortgage Loan does not constitute a “qualified mortgage” within the meaning of
Section 860G(a)(3) of the Code, the party discovering such fact shall promptly
(and in any event within five (5) Business Days of discovery) give written
notice thereof to the other parties and the NIM Insurer. If the NIM Insurer
discovers such facts, it may notify the parties to this Agreement. In
connection therewith, the Trustee shall require the Seller, at the Seller’s
option, to either (i) substitute, if the conditions in Section 2.03(c) with
respect to substitutions are satisfied, a Substitute Mortgage Loan for the
affected Mortgage Loan, or (ii) repurchase the affected Mortgage Loan within
ninety (90) days of such discovery in the same manner as it would a Mortgage
Loan for a breach of representation or warranty made pursuant to Section
2.03. The
Trustee shall reconvey to the Seller the Mortgage Loan to be released pursuant
hereto in the same manner, and on the same terms, as it would a Mortgage Loan
repurchased for breach of a representation or warranty contained in Section
2.03.
Section
2.06 Execution
and Delivery of
Certificates.
The
Trustee acknowledges the transfer and assignment to it of the Trust Fund and,
concurrently with the transfer and assignment, has executed and delivered to
or
upon the order of the Depositor, the Certificates in authorized denominations
evidencing directly or indirectly the entire ownership of the Trust
Fund. The
Trustee agrees to hold the Trust Fund and exercise the rights referred to above
for the benefit of all present and future Holders of the
Certificates.
Section
2.07 Conveyance
of Subsequent Mortgage
Loans.
(a) Subject
to the conditions set forth in paragraph (b) below in consideration of the
Trustee’s delivery on the Subsequent Transfer Dates to or upon the order of the
Depositor of all or a portion of the balance of funds in the Pre-Funding
Accounts, the Depositor shall on any Subsequent Transfer Date sell, transfer,
assign, set over and convey without recourse to the Trust Fund but subject
to
the other terms and provisions of this Agreement all of the right, title and
interest of the Depositor in an to (i) the Subsequent Mortgage Loans identified
on the Mortgage Loan Schedule attached to the related Subsequent Transfer
Instrument delivered by the Depositor on such Subsequent Transfer Date, (ii)
all
interest accruing thereon on and after the Subsequent Cut-off Date and all
collections in respect of interest and principal due after the Subsequent
Cut-off Date and (iii) all items with respect to such Subsequent Mortgage Loans
to be delivered pursuant to Section 2.01 and the other items in the related
Mortgage Files; provided, however, that the Depositor reserves and retains
all
right, title and interest in and to principal received and interest accruing
on
the Subsequent Mortgage Loans prior to the related Subsequent Cut-off Date.
The
transfer to the Trustee by the Depositor of the Subsequent Mortgage Loans
identified on the Mortgage Loan Schedule shall be absolute and is intended
by
the Depositor, the Servicer, the Trustee, the Supplemental Interest Trust
Trustee and the Certificateholders to constitute and to be treated as a sale
of
the Subsequent Mortgage Loans by the Depositor to the Trust Fund. The related
Mortgage File for each Subsequent Mortgage Loan shall be delivered to the
Trustee at least three (3) Business Days prior to the related Subsequent
Transfer Date (except that, in the case of Subsequent Mortgage Loans that are
Delayed Delivery Subsequent Mortgage Loans, such delivery may take place within
five (5) Business Days of the Subsequent Transfer Date).
The
purchase price paid by the Trustee from amounts released from the Group I
Pre-Funding Account or the Group II Pre-Funding Account, as applicable, shall
be
100% of the aggregate Stated Principal Balance of the related Subsequent
Mortgage Loans so transferred (as identified on the Mortgage Loan Schedule
attached to the related Subsequent Transfer Instrument provided by the
Depositor). This Agreement shall constitute a fixed-price contract in accordance
with Section 860G(a)(3)(A)(ii) of the Code.
(b) The
Depositor shall transfer to the Trustee for deposit in the pool of Mortgage
Loans the Subsequent Mortgage Loans and the other property and rights related
thereto as described in paragraph (a) above, and the Trustee shall release
funds
from the Group I Pre-Funding Account or the Group II Pre-Funding Account, as
applicable, only upon the satisfaction of each of the following conditions
on or
prior to the related Subsequent Transfer Date (except that, in the case of
Subsequent Mortgage Loans that are Delayed Delivery Subsequent Mortgage Loans,
such delivery may take place within five (5) Business Days of the Subsequent
Transfer Date):
(i) the
Depositor shall have provided the Trustee and the Rating Agencies with a timely
Addition Notice and shall have provided any information reasonably requested
by
the Trustee with respect to the Subsequent Mortgage Loans;
(ii) the
Depositor shall have delivered to the Trustee a duly executed Subsequent
Transfer Instrument, which shall include a Mortgage Loan Schedule listing the
Subsequent Mortgage Loans, and the Seller shall have delivered a computer file
acceptable to the Trustee containing such Mortgage Loan Schedule to the Trustee
at least three (3) Business Days prior to the related Subsequent Transfer
Date;
(iii) as
of each Subsequent Transfer Date, as evidenced by delivery of the Subsequent
Transfer Instrument, the Depositor shall not be insolvent nor shall it have
been
rendered insolvent by such transfer nor shall it be aware of any pending
insolvency;
(iv) such
sale and transfer shall not result in a material adverse tax consequence to
the
Trust Fund or the Certificateholders;
(v) the
Funding Period shall not have terminated;
(vi) the
Depositor shall not have selected the Subsequent Mortgage Loans in a manner
that
it believed to be adverse to the interests of the
Certificateholders;
(vii) the
NIM Insurer, if any, must consent to such conveyance;
(viii) the
Depositor shall have delivered to the Trustee a Subsequent Transfer Instrument
confirming the satisfaction of the conditions precedent specified in this
Section 2.07 and, pursuant to the Subsequent Transfer Instrument, assigned
to
the Trustee without recourse for the benefit of the Certificateholders all
the
right, title and interest of the Depositor, in, to and under this Agreement,
to
the extent of the Subsequent Mortgage Loans; and
(ix) the
Depositor shall have delivered to the Trustee an Opinion of Counsel addressed
to
the Trustee and the Rating Agencies with respect to the transfer of the
Subsequent Mortgage Loans substantially in the form of the Opinion of Counsel
delivered to the Trustee on the Closing Date regarding the true sale of the
Subsequent Mortgage Loans.
(c) The
obligation of the Trust Fund to purchase a Subsequent Mortgage Loan on any
Subsequent Transfer Date is subject to the satisfaction of the conditions set
forth in the immediately preceding paragraph and the accuracy of the following
representations and warranties with respect to each such Subsequent Mortgage
Loan determined as of the applicable Subsequent Cut-off Date: (i) such
Subsequent Mortgage Loan may not be 30 or more days delinquent as of the
applicable Subsequent Cut-off Date; provided, however, that such Subsequent
Mortgage Loans may have a first payment date occurring on or after the
applicable Subsequent Cut-off Date and, therefore, such Subsequent Mortgage
Loan
could not have been delinquent as of such Subsequent Cut-off Date; (ii) the
remaining term to maturity of such Subsequent Mortgage Loan will not be less
than 170 months and will not exceed 360 months from its first payment date;
(iii) the Subsequent Mortgage Loan may not provide for negative amortization;
(iv) the Subsequent Mortgage Loan will not have a Loan-to-Value Ratio greater
than 100.000%; (v) such Subsequent Mortgage Loans will have, as of the related
Subsequent Cut-off Date, a weighted average age since origination not in excess
of two months; (vi) such Subsequent Mortgage Loan will not have a Mortgage
Rate
less than 5.000% or greater than 14.000%; (vii) such Subsequent Mortgage Loan
will have been serviced by the Servicer since origination or purchase by the
Seller in accordance with its standard servicing practices; (viii) such
Subsequent Mortgage Loan will have a first payment date occurring on or before
June 1, 2006; (ix) such Subsequent Mortgage Loan will have a principal balance
no greater than $1,000,000; and (x) such Subsequent Mortgage Loan will have
been
underwritten in accordance with the criteria set forth under “The Mortgage
Pool-Underwriting Standards” in the Prospectus Supplement.
(d) Following
the purchase of any Subsequent Mortgage Loan by the Trust to be included in
Loan
Group I, the Mortgage Loans in Loan Group I (including the related Subsequent
Mortgage Loans) will as of the related Subsequent Cut-off Date: (i) have an
original term to stated maturity of not more than 360 months from the first
payment date thereon; (ii) have a Mortgage Rate of not less than 5.125% and
not
more than 13.500%; (iii) have a weighted average Loan-to-value ratio of
approximately 81.94%; (iv) have no mortgage loan with a principal balance in
excess of $554,499; (v) will consist of mortgage loans with Prepayment Charges
representing no less than approximately 59.49% of the mortgage loans in Loan
Group I; (vi) with respect to the adjustable-rate mortgage loans in Loan Group
I, have a weighted average gross margin of approximately 5.565%; and (vii)
have
a non-zero weighted average FICO Score of approximately 610; in each case
measured by aggregate principal balance of the mortgage loans in Loan Group
I as
of the related cut-off date applicable to each mortgage loan. For purposes
of
the calculations described in this paragraph, percentages of the mortgage loans
in Loan Group I will be based on the principal balance of the Closing Date
Mortgage Loans in Loan Group I as of the cut-off date and the principal balance
of the Subsequent Mortgage Loans included in Loan Group I as of the related
Subsequent Cut-off Date.
Following
the purchase of any Subsequent Mortgage Loan by the Trust to be included in
Loan
Group II, the mortgage loans in Loan Group II (including the related Subsequent
Mortgage Loans) will as of the related Subsequent Cut-off Date: (i) have an
original term to stated maturity of not more than 360 months from the first
payment date thereon; (ii) have a mortgage rate of not less than 5.250% and
not
more than 13.250%; (iii) have a weighted average Loan-to-Value Ratio of
approximately 76.70%; (iv) have no mortgage loan with a principal balance in
excess of $750,000; (v) will consist of mortgage loans with Prepayment Charges
representing no less than approximately 66.55% of the mortgage loans in Loan
Group II; (vi) with respect to the adjustable-rate mortgage loans in Loan Group
II, have a weighted average gross margin of approximately 5.340%; and (vii)
have
a non-zero weighted average FICO Score of approximately 619; in each case
measured by aggregate principal balance of the mortgage loans in Loan Group
II
as of the related Cut-off Date applicable to each mortgage loan. For purposes
of
the calculations described in this paragraph, percentages of the mortgage loans
in Loan Group II will be based on the principal balance of the Closing Date
Mortgage Loans in Loan Group II as of the cut-off date and the principal balance
of the Subsequent Mortgage Loans in Loan Group II as of the related Subsequent
Cut-off Date.
(e) Notwithstanding
the foregoing, any Subsequent Mortgage Loan may be rejected by any Rating Agency
if the inclusion of any such Subsequent Mortgage Loan would adversely affect
the
ratings of any Class of Certificates. At least one (1) Business Day prior to
the
Subsequent Transfer Date, each Rating Agency shall notify the Trustee as to
which Subsequent Mortgage Loans, if any, shall not be included in the transfer
on the Subsequent Transfer Date; provided, however, that the Seller shall have
delivered to each Rating Agency at least three (3) Business Days prior to such
Subsequent Transfer Date a computer file acceptable to each Rating Agency
describing the characteristics specified in paragraphs (c) and (d)
above.
Section
2.08 REMIC
Matters.
The
Preliminary Statement sets forth the designations and “latest possible maturity
date” for federal income tax purposes of all interests created
hereby.
(6) (A)Issuance
of the REMIC I Regular Interests and the Class R-I Interest.
The
Trustee acknowledges the assignment to it of the Mortgage Loans and the delivery
to it of the Mortgage Files, subject to the provisions of Section 2.01 and
Section 2.02, together with the assignment to it of all other assets included
in
REMIC I, the receipt of which is hereby acknowledged. Concurrently with such
assignment and delivery and in exchange therefor, the Trustee, pursuant to
the
written request of the Depositor executed by an officer of the Depositor, has
executed, authenticated and delivered to or upon the order of the Depositor,
the
Class R-I Interest in authorized denominations. The interests evidenced by
the
Class R-I Interest, together with the REMIC I Regular Interests, constitute
the
entire beneficial ownership interest in REMIC I. The rights of the Class R
Certificateholders and REMIC II (as holder of the REMIC I Regular Interests)
to
receive distributions from the proceeds of REMIC I in respect of the Class
R-I
Interest and the REMIC I Regular Interests, respectively, and all ownership
interests evidenced or constituted by the Class R-I Interest and the REMIC
I
Regular Interests, shall be as set forth in this Agreement.
(7) (B)Conveyance
of the REMIC I Regular Interests; REMIC I, REMIC II, REMIC III, REMIC IV, REMIC
V, REMIC VI and REMIC VII by the Trustee.
(i) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee, without
recourse, all the right, title and interest of the Depositor in and to the
assets described in the definition of REMIC I for the benefit of the Holders
of
the REMIC I Regular Interests (which are uncertificated) and the Class R
Certificates (in respect of the Class R-I Interest). The Trustee acknowledges
receipt of the assets described in the definition of REMIC I and declares that
it holds and shall hold the same in trust for the exclusive use and benefit
of
the Holders of the REMIC I Regular Interests and the Class R Certificates (in
respect of the Class R-I Interest). The interests evidenced by the Class R-I
Interest, together with the REMIC I Regular Interests, constitute the entire
beneficial ownership interest in REMIC I.
(ii) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest in and to the REMIC I Regular
Interests (which are uncertificated) and the Class R Certificates (in respect
of
the Class R-I Interest). The Trustee acknowledges receipt of the REMIC I Regular
Interests and declares that it holds and shall hold the same in trust for the
exclusive use and benefit of the Holders of the REMIC II Regular Interests
and
the Class R Certificates (in respect of the Class R-II Interest). The interests
evidenced by the Class R-II Interest, together with the REMIC II Regular
Interests, constitute the entire beneficial ownership interest in REMIC
II.
(iii) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest in and to the REMIC II Regular
Interests (which are uncertificated) and the Class R Certificates (in respect
of
the Class R-II Interest). The Trustee acknowledges receipt of the REMIC II
Regular Interests and declares that it holds and shall hold the same in trust
for the exclusive use and benefit of the Holders of the REMIC III Regular
Interests and the Class R Certificates (in respect of the Class R-III Interest).
The interests evidenced by the Class R-III Interest, together with the REMIC
III
Regular Interests, constitute the entire beneficial ownership interest in REMIC
III.
(iv) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest in and to the REMIC III Regular
Interests (which are uncertificated) for the benefit of the Holders of the
Class
A Certificates, Subordinated Certificates, the Class IO Interest, the Class
C
Interest, the Class P Interest and the Class R Certificates (in respect of
the
Class R-IV Interest). The Trustee acknowledges receipt of the REMIC III Regular
Interests and declares that it holds and shall hold the same in trust for the
exclusive use and benefit of the Holders of the Regular Certificates, the Class
IO Interest and the Class R Certificates (in respect of the Class R-IV
Interest). The interests evidenced by the Class R-IV Interest, together with
the
Regular Certificates and the Class IO Interest, constitute the entire beneficial
ownership interest in REMIC IV.
(v) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest in and to the Class C Interest (which
is uncertificated) for the benefit of the Holders of the Class C Certificates
and the Class R-X Certificates (in respect of the Class R-V Interest). The
Trustee acknowledges receipt of the Class C Interest and declares that it holds
and shall hold the same in trust for the exclusive use and benefit of the
Holders of the Class C Certificates and the Class R-X Certificates (in respect
of the Class R-V Interest). The interests evidenced by the Class R-V Interest,
together with the Class C Certificates, constitute the entire beneficial
ownership interest in REMIC V.
(vi) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest in and to the Class P Interest (which
is uncertificated) for the benefit of the Holders of the Class P Certificates
and the Class R-X Certificates (in respect of the Class R-VI Interest). The
Trustee acknowledges receipt of the Class P Interest and declares that it holds
and shall hold the same in trust for the exclusive use and benefit of the
Holders of the Class P Certificates and the Class R-X Certificates (in respect
of the Class R-VI Interest). The interests evidenced by the Class R-VI Interest,
together with the Class P Certificates, constitute the entire beneficial
ownership interest in REMIC VI.
(vii) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest in and to the Class IO Interest
(which is uncertificated) for the benefit of the Holders of the REMIC VII
Regular Interest SWAP IO (which is uncertificated) and the Class R-X
Certificates (in respect of the Class R-VII Interest). The Trustee acknowledges
receipt of the Class IO Interest and declares that it holds and shall hold
the
same in trust for the exclusive use and benefit of the Holders of the REMIC
VII
Regular Interest SWAP IO and the Class R-X Certificates (in respect of the
Class
R-VII Interest). The interests evidenced by the Class R-VII Interest, together
with the REMIC VII Regular Interest SWAP IO, constitute the entire beneficial
ownership interest in REMIC VII.
(8) (C)Issuance
of Class R and Class R-X Certificates.
The
Trustee acknowledges the assignment to it of the REMIC I Regular Interests
and,
concurrently therewith and in exchange therefor, pursuant to the written request
of the Depositor executed by an officer of the Depositor or the Trustee has
executed, authenticated and delivered to or upon the order of the Depositor,
the
Class R Certificates in authorized denominations. The interests evidenced by
the
Class R and Class R-X Certificates, together with the REMIC I Regular Interests,
the REMIC II Regular Interests, the REMIC III Regular Interests, the REMIC
IV
Regular Interests, the REMIC V Regular Interests, the REMIC VI Regular Interests
and REMIC VII Regular Interest SWAP IO, constitute the entire beneficial
ownership interest in REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC
VI
and REMIC VII.
Section
2.09 Covenants
of the Servicer.
The
Servicer hereby covenants to the Depositor and the Trustee as
follows:
(a)
the
Servicer shall comply in the performance of its obligations under this Agreement
with all reasonable rules and requirements of the insurer under each Required
Insurance Policy; and
(b)
no
written information, certificate of an officer, statement furnished in writing
or written report delivered to the Depositor, any affiliate of the Depositor,
the NIM Insurer, the Trustee or the Supplemental Interest Trust Trustee and
prepared by the Servicer pursuant to this Agreement will contain any untrue
statement of a material fact or omit to state a material fact necessary to
make
such information, certificate, statement, or report not misleading.
Section
2.10 Purposes
and Powers of the
Trust
The
purpose of the common law trust, as created hereunder, is to engage in the
following activities:
(a)
to
acquire and hold the Mortgage Loans and the other assets of the Trust Fund
and
the proceeds therefrom;
(b)
to
issue the Certificates sold to the Depositor in exchange for the Mortgage
Loans;
(c)
to
make payments on the Certificates;
(d)
to
engage in those activities that are necessary, suitable or convenient to
accomplish the foregoing or are incidental thereto or connected therewith;
and
(e)
subject
to compliance with this Agreement, to engage in such other activities as may
be
required in connection with conservation of the Trust Fund and the making of
distributions to the Certificateholders.
The
Trust is hereby authorized to engage in the foregoing activities. The Trustee
and the Servicer shall not cause the Trust to engage in any activity other
than
in connection with the foregoing or other than as required or authorized by
the
terms of this Agreement while any Certificate is outstanding, and this Section
2.10 may not be amended, without the consent of the Certificateholders
evidencing 66 2/3% or more of the aggregate Voting Rights of the
Certificates.
ARTICLE
III
Administration
and Servicing of
Mortgage Loans
Section
3.01 Servicer
to Service Mortgage
Loans.
For
and on behalf of the Certificateholders, the Servicer shall service and
administer the Mortgage Loans in accordance with this Agreement and the
Servicing Standard.
The
Servicer shall not make or permit any modification, waiver, or amendment of
any
term of any Mortgage Loan that would cause the Trust Fund to fail to qualify
as
a REMIC or result in the imposition of any tax under Section 860F(a) or Section
860G(d) of the Code.
Without
limiting the generality of the foregoing, the Servicer, in its own name or
in
the name of the Depositor and the Trustee, is hereby authorized and empowered
by
the Depositor and the Trustee, when the Servicer believes it appropriate in
its
reasonable judgment, to execute and deliver, on behalf of the Trustee, the
Depositor, the Certificateholders, or any of them, any instruments of
satisfaction or cancellation, or of partial or full release or discharge, and
all other comparable instruments, with respect to the Mortgage Loans, and with
respect to the Mortgaged Properties held for the benefit of the
Certificateholders. The Servicer shall prepare and deliver to the Depositor
or
the Trustee any documents requiring execution and delivery by either or both
of
them appropriate to enable the Servicer to service and administer the Mortgage
Loans to the extent that the Servicer is not permitted to execute and deliver
such documents pursuant to the preceding sentence. Upon receipt of the
documents, the Depositor or the Trustee shall execute the documents and deliver
them to the Servicer.
The
Servicer further is authorized and empowered by the Trustee, on behalf of the
Certificateholders and the Trustee, in its own name, when the Servicer believes
it appropriate in its best judgment to register any Mortgage Loan on the MERS®
System, or cause the removal from the registration of any Mortgage Loan on
the
MERS® System, to execute and deliver, on behalf of the Trustee and the
Certificateholders or any of them, any and all instruments of assignment and
other comparable instruments with respect to such assignment or re-recording
of
a Mortgage in the name of MERS, solely as nominee for the Trustee and its
successors and assigns.
In
accordance with and to the extent of the Servicing Standard, the Servicer shall
advance funds necessary to effect the payment of taxes and assessments on the
Mortgaged Properties, which advances shall be reimbursable in the first instance
from related collections from the Mortgagors pursuant to Section 3.07, and
further as provided in Section 3.09. The costs incurred by the Servicer in
effecting the timely payments of taxes and assessments on the Mortgaged
Properties and related insurance premiums shall not, for the purpose of
calculating monthly distributions to the Certificateholders, be added to the
Stated Principal Balances of the related Mortgage Loans, notwithstanding that
the Mortgage Loans so permit.
Section
3.02 Reserved.
Section
3.03 [Reserved].
Section
3.04 The
Pool
Policy.
The
Servicer shall prepare and file on a timely basis with the Pool Insurer, all
claims which may be made under the Pool Policy with respect to the covered
Mortgage Loans. The Servicer shall enforce the obligations of the Servicer
to
take all actions required under the Pool Policy as a condition to the payment
of
any such claim. The Trustee agrees to hold the Pool Policy.
Section
3.05 Trustee
to Act as
Servicer.
If
the Servicer for any reason is no longer the Servicer hereunder (including
because of an Event of Default), the Trustee or its successor shall thereupon
assume all of the rights and obligations of the Servicer hereunder arising
thereafter, except that the Trustee shall not be:
(i) liable
for losses of the Servicer pursuant to Section 3.10 or any acts or omissions
of
the predecessor Servicer hereunder,
(ii) obligated
to make Advances if it is prohibited from doing so by applicable
law,
(iii) obligated
to effectuate repurchases or substitutions of Mortgage Loans hereunder,
including repurchases or substitutions pursuant to Section 2.01, 2.02, 2.03
or
2.05,
(iv) responsible
for expenses of the Servicer pursuant to Section 2.03, or
(v) deemed
to have made any representations and warranties of the Servicer hereunder.
Any
assumption shall be subject to Section 7.02.
Notwithstanding
anything else in this Agreement to the contrary, in no event shall the Trustee
be liable for any servicing fee or for any differential in the amount of the
servicing fee paid under this Agreement and the amount necessary to induce
any
successor Servicer to act as successor Servicer under this Agreement and the
transactions provided for in this Agreement.
Section
3.06 Collection
of Mortgage Loan Payments; Servicing Accounts;
Collection Account; Certificate
Account;
Distribution
Account; Excess Reserve Fund Account.
(a)
In
accordance with and to the extent of the Servicing Standard, the Servicer shall
make reasonable efforts in accordance with the customary and usual standards
of
practice of prudent mortgage servicers to collect all payments called for under
the Mortgage Loans to the extent the procedures are consistent with this
Agreement and any related Required Insurance Policy. Consistent with the
foregoing, the Servicer may in its discretion (i) waive any late payment charge
or, subject to Section 3.20, any Prepayment Charge or penalty interest in
connection with the prepayment of a Mortgage Loan, (ii) modify any delinquent
or
defaulted Mortgage Loan (including modifications that change the Mortgage Rate,
forgive the payment of principal or interest or extend the final maturity date
of that Mortgage Loan); provided, that such modification is consistent with
the
Servicing Standard and if in the Servicer’s determination such modification is
not materially adverse to the interests of the Certificateholders (taking into
account any estimated loss that might result absent such action) and is expected
to minimize the loss of such Mortgage Loan; provided, however, that the Servicer
shall not initiate new lending to such Mortgagor through the Trust, and (iii)
extend the due dates for payments due on a Mortgage Note for a period not
greater than 125 days. However, the Servicer cannot extend the maturity of
any
Mortgage Loan past the date on which the final payment is due on the latest
maturing Mortgage Loan in the applicable Loan Group as of the Cut-off Date.
In
the event of any such arrangement, the Servicer shall make Advances on the
related Mortgage Loan in accordance with Section 4.01 during the scheduled
period in accordance with the amortization schedule of the Mortgage Loan without
modification thereof because of the arrangements. In addition, the NIM Insurer’s
prior written consent shall be required for any modification, waiver, or
amendment if the amendment of the aggregate number of outstanding Mortgage
Loans
that have been modified, waived, and amended exceeds 5% of the aggregate number
of Mortgage Loans. The Servicer shall not be required to institute or join
in
litigation with respect to collection of any payment (whether under a Mortgage,
Mortgage Note, or otherwise or against any public or governmental authority
with
respect to a taking or condemnation) if it reasonably believes that enforcing
the provision of the Mortgage or other instrument pursuant to which the payment
is required is prohibited by applicable law. The Servicer shall not sell any
delinquent or defaulted Mortgage Loan.
(b)
The
Servicer shall establish and maintain one or more Servicing Accounts into which
the Servicer shall deposit on a daily basis within one (1) Business Day of
receipt, the following payments and collections received by it in respect of
Mortgage Loans after the Cut-off Date (other than in respect of principal and
interest due on the Mortgage Loans by the Cut-off Date):
(i) all
payments on account of principal on the Mortgage Loans, including Principal
Prepayments;
(ii) all
payments on account of interest on the Mortgage Loans; and
(iii) all
Insurance Proceeds, Liquidation Proceeds and Subsequent Recoveries, other than
proceeds to be applied to the restoration or repair of the Mortgaged Property
or
released to the Mortgagor in accordance with the Servicer’s normal servicing
procedures.
By
the Determination Date in each calendar month, the Servicer shall (a) withdraw
from the Servicing Account all amounts on deposit therein pursuant to clauses
(i) and (ii) above (other than amounts attributable to a Principal Prepayment
in
Full) and (b) deposit such amounts in the Collection Account. By the Business
Day in each calendar month following the deposit in the Servicing Account of
amounts on deposit therein pursuant to clause (iii) above or pursuant to any
Principal Prepayment in Full, the Servicer shall (a) withdraw such amounts
from
the Servicing Account and (b) deposit such amounts in the Collection
Account.
(c)
The
Servicer shall establish and maintain a segregated Collection Account into
which
the Servicer shall deposit, as and when required by paragraph (b) of this
Section 3.06, all amounts required to be deposited into the Collection Account
pursuant to that paragraph.
(d)
The
Servicer shall establish and maintain a segregated Certificate Account into
which the Servicer shall deposit on a daily basis (i) within one (1) Business
Day of deposit in the Collection Account (in the case of items (i) through
(iii)
below) and (2) within one (1) Business Day of receipt (in the case of all other
items), except as otherwise specified herein, the following payments and
collections received by it in respect of Mortgage Loans after the Cut-off Date
(other than in respect of principal and interest due on the Mortgage Loans
by
the Cut-off Date) and the following amounts required to be deposited
hereunder:
(i) all
payments on account of principal on the Mortgage Loans, including Principal
Prepayments;
(ii) all
payments on account of interest on the Mortgage Loans, net of the related
Servicing Fee;
(iii) all
Insurance Proceeds, Subsequent Recoveries and Liquidation Proceeds, other than
proceeds to be applied to the restoration or repair of the Mortgaged Property
or
released to the Mortgagor in accordance with the Servicer’s normal servicing
procedures;
(iv) [reserved];
(v) any
amounts required to be deposited by the Servicer pursuant to Sections 3.12
and
3.14;
(vi) all
Purchase Prices received from the Servicer or Seller and all Substitution
Adjustment Amounts;
(vii) all
Advances made by the Servicer pursuant to Section 4.01;
(viii) any
other amounts required to be deposited hereunder; and
(ix) all
Prepayment Charges collected.
In
addition, with respect to any Mortgage Loan that is subject to a buydown
agreement, on each Due Date for the Mortgage Loan, in addition to the monthly
payment remitted by the related Mortgagor, the Servicer shall cause funds to
be
deposited into the Certificate Account in an amount required to cause an amount
of interest to be paid with respect to the Mortgage Loan equal to the amount
of
interest that has accrued on the Mortgage Loan from the preceding Due Date
at
the Mortgage Rate net of the Servicing Fee on that date.
The
foregoing requirements for remittance by the Servicer shall be exclusive.
Without limiting the generality of the foregoing, payments in the nature of
late
payment charges or assumption fees, if collected, need not be remitted by the
Servicer. If the Servicer remits any amount not required to be remitted, it
may
at any time withdraw that amount from the Certificate Account, any provision
herein to the contrary notwithstanding. The withdrawal or direction may be
accomplished by delivering written notice of it to the Trustee or any other
institution maintaining the Certificate Account that describes the amounts
deposited in error in the Certificate Account. The Servicer shall maintain
adequate records with respect to all withdrawals made pursuant to this Section
3.06. All funds deposited in the Certificate Account shall be held in trust
for
the Certificateholders until withdrawn in accordance with Section
3.09.
The
Trustee shall establish and maintain the Excess Reserve Fund Account, on behalf
of the Class C Certificateholder, to secure its limited recourse obligation
to
pay to the other Certificateholders Net WAC Cap Carry Forward
Amounts.
On
each Distribution Date, the Trustee shall deposit the amount of any Net WAC
Cap
Carry Forward Amount for that date into the Excess Reserve Fund
Account.
The
Trustee shall invest amounts held in the Excess Reserve Fund Account only in
Permitted Investments, which shall mature not later than the Business Day
preceding the next Distribution Date (except that if such Permitted Investment
is an obligation of the institution that maintains such account, then such
Permitted Investment shall mature not later than the next Distribution Date)
and, in each case, shall not be sold or disposed of before its maturity. The
Servicer shall direct the Trustee in writing with respect to investment of
amounts in the Excess Reserve Fund Account.
On
each Distribution Date on which a Net WAC Cap Carry Forward Amount exists for
any Class of Certificates, the Trustee shall withdraw from the Excess Reserve
Fund Account amounts necessary to pay to the Class of Certificates the Net
WAC
Cap Carry Forward Amount. Such payments shall be allocated to those Classes
as
provided in Section 4.02(IV). Any Net WAC Cap Carry Forward Amounts paid by
the
Trustee to the Certificateholders shall be accounted for by the Trustee as
amounts distributed by REMIC IV to the Holder of the Class C Interest and by
REMIC V to the Class C Certificateholder (and from the Class C Certificateholder
to the Excess Reserve Fund Account), for all federal income tax purposes. In
addition, the Trustee shall account for the Certificateholders’ rights to
receive payments of Net WAC Cap Carry Forward Amounts as rights in a limited
recourse interest rate cap contract written by the Class C Certificateholder
in
favor of the other Certificateholders.
The
Trustee shall account for the Excess Reserve Fund Account as an outside reserve
fund within the meaning of Treasury Regulation Section 1.860G-2(h) and not
an
asset of any REMIC created pursuant to this Agreement. It is the intention
of
the parties hereto that, for federal and state income and state and local
franchise tax purposes, the Excess Reserve Fund Account be disregarded as an
entity separate from the Holder of the Class C Certificates unless and until
the
date when either (a) there is more than one Class C Certificateholder or (b)
any
Class of Certificates in addition to the Class C Certificates is recharacterized
as an equity interest in the Excess Reserve Fund Account for federal income
tax
purposes, in which case it is the intention of the parties hereto that, for
federal and state income and state and local franchise tax purposes, the Excess
Reserve Fund Account be treated as a partnership. The Trustee shall treat
amounts deposited into the Excess Reserve Fund Account as amounts distributed
by
REMIC IV to the Holder of the Class C Interest and by REMIC V to the Class
C
Certificateholder (and from the Class C Certificateholder to the Excess Reserve
Fund Account), for all federal income tax purposes. Accordingly, each Class
of
Certificates, other than the Class C Certificate, the Class P Certificate,
the
Class R Certificate and the Class R-X Certificate, will comprise two components
- a REMIC Regular Interest and an interest in a cap contract. The Trustee shall
allocate the issue price for a Class of Certificates between two components
for
purposes of determining the issue price of the REMIC Regular Interest component.
The Excess Reserve Fund Account will be part of the Trust but not part of any
REMIC and any payments to the Holders of the Class A and Subordinate
Certificates of Net WAC Cap Carry Forward Amounts will not be payments with
respect to a “regular interest” in a REMIC within the meaning of Code Section
860(G)(a)(1).
By
accepting a Class C Certificate, each Class C Certificateholder hereby agrees
to
direct the Trustee, and the Trustee hereby is directed, to deposit into the
Excess Reserve Fund Account the amounts described above on each Distribution
Date as to which there is any Net WAC Cap Carry Forward Amount rather than
distributing such amount to the Class C Certificateholders. By accepting a
Class
C Certificate, each Class C Certificateholder further agrees that such direction
is given for good and valuable consideration, the receipt and sufficiency of
which is acknowledged by such acceptance.
For
federal tax return and information reporting, the right of the Holders of the
Class A Certificates and the Subordinate Certificates to receive payments from
the Excess Reserve Fund Account in respect of any Net WAC Cap Carry Forward
Amounts may have more than a de
minimis
value.
Notwithstanding
any provision contained in this Agreement, the Trustee shall not be required
to
make any payments from the Excess Reserve Fund Account except as expressly
stated in this Section 3.06(d).
(e)
[Reserved].
(f)
The
Trustee shall establish and maintain the Distribution Account on behalf of
the
Certificateholders. The
Trustee shall, promptly upon receipt, deposit in the Distribution Account and
retain therein the following:
(i) the
aggregate amount remitted by the Servicer to the Trustee pursuant to Section
3.09(a);
(ii) any
amount deposited by the Servicer pursuant to Section 3.06(g) in connection
with
any losses on Permitted Investments;
(iii) received
with respect to the termination of the Trust Fund pursuant to Section 9.01;
and
(iv) any
other amounts deposited hereunder that are required to be deposited in the
Distribution Account.
If
the Servicer remits any amount not required to be remitted, it may at any time
direct the Trustee in writing to withdraw that amount from the Distribution
Account, any provision herein to the contrary notwithstanding. The direction
may
be accomplished by delivering an Officer’s Certificate to the Trustee that
describes the amounts deposited in error in the Distribution Account. All funds
deposited in the Distribution Account shall be held by the Trustee in trust
for
the Certificateholders until disbursed in accordance with this Agreement or
withdrawn in accordance with Section 3.09. In no event shall the Trustee incur
liability for withdrawals from the Distribution Account at the direction of
the
Servicer.
(g)
Each
institution at which the Certificate Account or the Distribution Account is
maintained shall invest the funds therein as directed in writing by the Servicer
in Permitted Investments, which shall mature not later than the second Business
Day preceding the related Distribution Account Deposit Date (except that if
the
Permitted Investment is an obligation of the institution that maintains the
account, then the Permitted Investment shall mature not later than the Business
Day preceding the Distribution Account Deposit Date) and shall not be sold
or
disposed of before its maturity. All Permitted Investments shall be made in
the
name of the Trustee, for the benefit of the Certificateholders. All income
realized from any investment of funds on deposit in the Certificate Account
and
the Distribution Account shall be for the benefit of the Servicer as servicing
compensation and shall be remitted to it monthly as provided herein. The amount
of any realized losses on Permitted Investments in the Certificate Account
or
Distribution Account shall promptly be deposited by the Servicer in the
Certificate Account or the Distribution Account, respectively. The Trustee
shall
not be liable for the amount of any loss incurred in respect of any investment
or lack of investment of funds held in the Certificate Account or the
Distribution Account and made in accordance with this Section 3.06.
Notwithstanding the foregoing, if amounts remitted by the Servicer to the
Trustee pursuant to Section 3.09(a) for deposit in the Distribution Account
and
investment directions therefor are not received by the Trustee before 12:00
p.m.
(pacific time) on the Distribution Account Deposit Date, amounts on deposit
in
the Distribution Account shall remain uninvested.
(h)
[Reserved].
(i)
The
Servicer shall notify the Trustee, the Seller, each Rating Agency, and the
Depositor of any proposed change of the location of the Certificate Account,
the
Collection Account, the Excess Reserve Fund Account or the Distribution Account
not later than 30 days and not more than 45 days before any change
thereof.
Section
3.07 Collection
of Taxes, Assessments, and Similar Items Escrow
Accounts.
(a)
To
the extent required by the related Mortgage Note and not violative of current
law, the Servicer shall establish and maintain one or more accounts (each,
an
“Escrow
Account”)
and deposit and retain therein all collections from the Mortgagors (or Servicing
advances) for the payment of taxes, assessments, hazard insurance premiums
or
comparable items for the account of the Mortgagors. Nothing herein shall require
the Servicer to compel a Mortgagor to establish an Escrow Account in violation
of applicable law.
(b)
Withdrawals
of amounts so collected from the Escrow Accounts may be made only to effect
timely payment of taxes, assessments, hazard insurance premiums, condominium
or
PUD association dues, or comparable items, to reimburse (without duplication)
the Servicer out of related collections for any payments made pursuant to
Sections 3.01 (with respect to taxes and assessments and insurance premiums)
and
3.10 (with respect to hazard insurance), to refund to any Mortgagors any sums
determined to be overages, to pay interest, if required by law or the related
Mortgage or Mortgage Note, to Mortgagors on balances in the Escrow Account
or to
clear and terminate the Escrow Account at the termination of this Agreement
in
accordance with Section 9.01. The Escrow Accounts shall not be a part of the
Trust Fund.
(c)
The
Servicer shall advance any payments referred to in Section 3.07(a) that are
not
timely paid by the Mortgagors on the date when the tax, premium or other cost
for which such payment is intended is due, but the Servicer shall be required
so
to advance only to the extent that such advances, in the good faith judgment
of
the Servicer, will be recoverable by the Servicer out of Insurance Proceeds,
Liquidation Proceeds, or otherwise.
Section
3.08 Access
to Certain Documentation and Information Regarding
the Mortgage
Loans.
The
Servicer shall afford the Depositor, the NIM Insurer, the Trustee and the
Supplemental Interest Trust Trustee reasonable access to all records and
documentation regarding the Mortgage Loans and all accounts, insurance
information, and other matters relating to this Agreement, such access being
afforded without charge, but only upon reasonable request and during normal
business hours at the office designated by the Servicer.
Upon
reasonable advance notice in writing, the Servicer will provide to each
Certificateholder or Certificate Owner that is a savings and loan association,
bank, or insurance company certain reports and reasonable access to information
and documentation regarding the Mortgage Loans sufficient to permit the
Certificateholder or Certificate Owner to comply with applicable regulations
of
the OTS or other regulatory authorities with respect to investment in the
Certificates. The Servicer shall be entitled to be reimbursed by each such
Certificateholder or Certificate Owner for actual expenses incurred by the
Servicer in providing the reports and access.
Section 3.09 |
Permitted
Withdrawals from the Certificate Account, the Distribution
Account and the Excess Reserve Fund
Account.
|
(a)
The
Servicer may (and, in the case of clause (ix) below, shall) from time to time
make withdrawals from the Certificate Account for the following
purposes:
(i) to
pay to the Servicer (to the extent not previously retained) the servicing
compensation to which it is entitled pursuant to Section 3.15, and to pay to
the
Servicer, as additional servicing compensation, earnings on or investment income
with respect to funds in or credited to the Certificate Account;
(ii) to
reimburse the Servicer for unreimbursed Advances made by it, such right of
reimbursement pursuant to this subclause (ii) being limited to amounts received
on the Mortgage Loans in respect of which the Advance was made;
(iii) to
reimburse the Servicer for any Nonrecoverable Advance previously
made;
(iv) to
reimburse the Servicer for Insured Expenses from the related Insurance
Proceeds;
(v) to
reimburse the Servicer for (a) unreimbursed Servicing Advances, such right
of
reimbursement pursuant to this sub-clause (a) made by it being limited to
amounts received on the Mortgage Loans in respect of which the Servicing Advance
was made that represent late recoveries of the payments for which such advances
were made pursuant to Section 3.01, Section 3.07 or Section 3.10 and (b) for
unpaid Servicing Fees as provided in Section 3.12;
(vi) to
pay to the purchaser, with respect to each Mortgage Loan or property acquired
in
respect thereof that has been purchased pursuant to Section 2.01, 2.02, 2.03
or
2.05, all amounts received thereon after the date of such purchase;
(vii) to
reimburse the Seller, the Servicer, the NIM Insurer, or the Depositor for
expenses incurred by any of them and reimbursable pursuant to Section
6.03;
(viii) to
withdraw any amount deposited in the Certificate Account and not required to
be
deposited therein;
(ix) by
the Distribution Account Deposit Date, to withdraw (1) the Servicer Remittance
Amount for the Distribution Date, to the extent on deposit, and (2) the
Prepayment Charges on deposit, and remit such amount to the Trustee for deposit
in the Distribution Account; and
(x) to
clear and terminate the Certificate Account upon termination of this Agreement
pursuant to Section 9.01.
The
Servicer shall keep and maintain separate accounting, on a Mortgage Loan by
Mortgage Loan basis, to justify any withdrawal from the Certificate Account
pursuant to subclauses (i), (ii), (iv), (v), and (vi). Before making any
withdrawal from the Certificate Account pursuant to subclause (iii), the
Servicer shall deliver to the Trustee an Officer’s Certificate of a Servicing
Officer indicating the amount of any previous Advance determined by the Servicer
to be a Nonrecoverable Advance and identifying the related Mortgage Loans and
their respective portions of the Nonrecoverable Advance.
(b)
The
Trustee shall withdraw funds from the Distribution Account for distributions
to
Certificateholders in the manner specified in this Agreement (and to withhold
from the amounts so withdrawn the amount of any taxes that it is authorized
to
withhold pursuant to the last paragraph of Section 8.11). In addition, the
Trustee may from time to time make withdrawals from the Distribution Account
for
the following purposes:
(i) to
pay to itself the Trustee Fee for the related Distribution Date;
(ii) to
pay to the Servicer as additional servicing compensation earnings on or
investment income with respect to funds in the Distribution
Account;
(iii) to
withdraw and return to the Servicer any amount deposited in the Distribution
Account and not required to be deposited therein;
(iv) to
clear and terminate the Distribution Account upon termination of the Agreement
pursuant to Section 9.01; and
(v) to
make distributions to the Supplemental Interest Trust, in accordance with
Section 4.05.
(c)
On
each Distribution Date, the Trustee shall make withdrawals from the Excess
Reserve Fund Account for deposit in the Distribution Account of the amount
required pursuant to Section 3.06(d). Each institution at which the Excess
Reserve Fund Account is maintained shall invest the funds therein as directed
in
writing by the Servicer in Permitted Investments, which shall mature not later
than the second Business Day preceding the related Distribution Account Deposit
Date (except that if the Permitted Investment is an obligation of the
institution that maintains the account, then the Permitted Investment shall
mature not later than the Business Day preceding the Distribution Account
Deposit Date) and shall not be sold or disposed of before its maturity. All
Permitted Investments shall be made in the name of the Trustee, for the benefit
of the Certificateholders. All income realized from any investment of funds
on
deposit in the Excess Reserve Fund Account shall be for the benefit of the
Servicer as servicing compensation and shall be remitted to it monthly as
provided herein. The amount of any realized losses on Permitted Investments
in
the Excess Reserve Fund Account shall promptly be deposited by the Servicer
in
the Excess Reserve Fund Account. On the earlier of (i) the termination of this
Agreement pursuant to Section 9.01 and (ii) the Distribution Date on which
all
of the Certificates (other than the Class C Certificates) are reduced to zero,
any amount remaining on deposit in the Excess Reserve Fund Account after giving
effect to the requirements of this section shall be withdrawn by the Trustee
and
paid to the Class C Certificateholders.
Section 3.10 |
Maintenance
of Hazard Insurance; Maintenance of Primary
Insurance
Policies.
|
(a)
The
Servicer shall maintain, for each Mortgage Loan, hazard insurance with extended
coverage in an amount that is at least equal to the lesser
of:
(i) the
maximum insurable value of the improvements securing the Mortgage Loan;
and
(ii) the
greater
of
(y) the outstanding principal balance of the Mortgage Loan and
(z) an amount such that the proceeds of the policy are sufficient to prevent
the
related Mortgagor or the mortgagee from becoming a co-insurer.
Each
policy of standard hazard insurance shall contain, or have an accompanying
endorsement that contains, a standard mortgagee clause. Any amounts collected
under the policies (other than the amounts to be applied to the restoration
or
repair of the related Mortgaged Property or amounts released to the Mortgagor
in
accordance with the Servicer’s normal servicing procedures) shall be deposited
in the Certificate Account. Any cost incurred in maintaining any insurance
shall
not, for the purpose of calculating monthly distributions to the
Certificateholders or remittances to the Trustee for their benefit, be added
to
the principal balance of the Mortgage Loan, notwithstanding that the Mortgage
Loan so permits. Such costs shall be recoverable by the Servicer out of late
payments by the related Mortgagor or out of Liquidation Proceeds to the extent
permitted by Section 3.09. No earthquake or other additional insurance is to
be
required of any Mortgagor or maintained on property acquired in respect of
a
Mortgage other than pursuant to any applicable laws and regulations in force
that require additional insurance. If the Mortgaged Property is located at
the
time of origination of the Mortgage Loan in a federally designated special
flood
hazard area and the area is participating in the national flood insurance
program, the Servicer shall maintain flood insurance for the Mortgage Loan.
The
flood insurance shall be in an amount equal to the least
of
(i) the original principal balance of the related Mortgage Loan, (ii) the
replacement value of the improvements that are part of the Mortgaged Property
and
(iii) the maximum amount of flood insurance available for the related Mortgaged
Property under the national flood insurance program.
If
the Servicer obtains and maintains a blanket policy insuring against hazard
losses on all of the Mortgage Loans, it shall have satisfied its obligations
in
the first sentence of this Section 3.10. The policy may contain a deductible
clause on terms substantially equivalent to those commercially available and
maintained by comparable servicers. If the policy contains a deductible clause
and a policy complying with the first sentence of this Section 3.10 has not
been
maintained on the related Mortgaged Property, and if a loss that would have
been
covered by the required policy occurs, the Servicer shall deposit in the
Certificate Account, without any right of reimbursement, the amount not
otherwise payable under the blanket policy because of the deductible clause.
In
connection with its activities as Servicer of the Mortgage Loans, the Servicer
agrees to present, on behalf of itself, the Depositor, and the Trustee for
the
benefit of the Certificateholders and the NIM Insurer, claims under any blanket
policy.
(b)
The
Servicer shall not take any action that would result in non-coverage under
any
applicable Primary Insurance Policy of any loss that, but for the actions of
the
Servicer, would have been covered thereunder. The Servicer shall not cancel
or
refuse to renew any Primary Insurance Policy that is in effect at the date
of
the initial issuance of the Certificates and is required to be kept in force
hereunder unless the replacement Primary Insurance Policy for the canceled
or
non-renewed policy is maintained with a Qualified Insurer. The Servicer need
not
maintain any Primary Insurance Policy if maintaining the Primary Insurance
Policy is prohibited by applicable law. The Servicer agrees, to the extent
permitted by applicable law, to effect the timely payment of the premiums on
each Primary Insurance Policy, and any costs not otherwise recoverable shall
be
recoverable by the Servicer from the related liquidation proceeds. The Servicer
shall maintain for as long as each relevant Mortgage Loan is outstanding the
mortgage insurance associated with the Mortgage Loans identified on the Mortgage
Loan Schedule as having lender acquired mortgage insurance, and as to any other
Mortgage Loans the Servicer need not maintain any Primary Insurance Policy
with
respect to any Mortgage Loan with a Loan-to-Value Ratio less than or equal
to
80% as of any date of determination or, based on a new appraisal, the principal
balance of the Mortgage Loan represents 80% or less of the new Appraised
Value.
In
connection with its activities as Servicer of the Mortgage Loans, the Servicer
agrees to present, on behalf of itself, the Trustee, the NIM Insurer, and the
Certificateholders, claims to the insurer under any Primary Insurance Policies
and, in this regard, to take any reasonable action in accordance with the
Servicing Standard necessary to permit recovery under any Primary Insurance
Policies respecting defaulted Mortgage Loans. Any amounts collected by the
Servicer under any Primary Insurance Policies shall be deposited in the
Certificate Account or the Collection Account (as applicable).
Section 3.11 |
Enforcement
of Due-On-Sale Clauses; Assumption
Agreements.
|
(a)
Except
as otherwise provided in this Section 3.11, when any property subject to a
Mortgage has been conveyed by the Mortgagor, the Servicer shall to the extent
that it has knowledge of the conveyance and in accordance with the Servicing
Standard, enforce any due-on-sale clause contained in any Mortgage Note or
Mortgage, to the extent permitted under applicable law and governmental
regulations, but only to the extent that enforcement will not adversely affect
or jeopardize coverage under any Required Insurance Policy. Notwithstanding
the
foregoing, the Servicer is not required to exercise these rights with respect
to
a Mortgage Loan if the Person to whom the related Mortgaged Property has been
conveyed or is proposed to be conveyed satisfies the conditions contained in
the
Mortgage Note and Mortgage related thereto and the consent of the mortgagee
under the Mortgage Note or Mortgage is not otherwise so required under the
Mortgage Note or Mortgage as a condition to the transfer.
If
(i) the Servicer is prohibited by law from enforcing any due-on-sale clause,
(ii) coverage under any Required Insurance Policy would be adversely affected,
(iii) the Mortgage Note does not include a due-on-sale clause or (iv)
nonenforcement is otherwise permitted hereunder, the Servicer is authorized,
subject to Section 3.11(b), to take or enter into an assumption and modification
agreement from or with the person to whom the property has been or is about
to
be conveyed, pursuant to which the person becomes liable under the Mortgage
Note
and, unless prohibited by applicable state law, the Mortgagor remains liable
thereon. The Mortgage Loan must continue to be covered (if so covered before
the
Servicer enters into the agreement) by the applicable Required Insurance
Policies.
The
Servicer, subject to Section 3.11(b), is also authorized with the prior approval
of the insurers under any Required Insurance Policies to enter into a
substitution of liability agreement with the Person, pursuant to which the
original Mortgagor is released from liability and the Person is substituted
as
Mortgagor and becomes liable under the Mortgage Note. Notwithstanding the
foregoing, the Servicer shall not be deemed to be in default under this Section
3.11 because of any transfer or assumption that the Servicer reasonably believes
it is restricted by law from preventing, for any reason whatsoever.
(b)
Subject
to the Servicer’s duty to enforce any due-on-sale clause to the extent provided
in Section 3.11(a), in any case in which a Mortgaged Property has been conveyed
to a Person by a Mortgagor, and the Person is to enter into an assumption
agreement or modification agreement or supplement to the Mortgage Note or
Mortgage that requires the signature of the Trustee, or if an instrument of
release signed by the Trustee is required releasing the Mortgagor from liability
on the Mortgage Loan, the Servicer shall prepare and deliver to the Trustee
for
signature and shall direct the Trustee, in writing, to execute the assumption
agreement with the Person to whom the Mortgaged Property is to be conveyed,
and
the modification agreement or supplement to the Mortgage Note or Mortgage or
other instruments appropriate to carry out the terms of the Mortgage Note or
Mortgage or otherwise to comply with any applicable laws regarding assumptions
or the transfer of the Mortgaged Property to the Person. In connection with
any
such assumption, no material term of the Mortgage Note may be
changed.
In
addition, the substitute Mortgagor and the Mortgaged Property must be acceptable
to the Servicer in accordance with its underwriting standards as then in effect.
Together with each substitution, assumption, or other agreement or instrument
delivered to the Trustee for execution by it, the Servicer shall deliver an
Officer’s Certificate signed by a Servicing Officer stating that the
requirements of this subsection have been met in connection therewith. The
Servicer shall notify the Trustee that any substitution or assumption agreement
has been completed by forwarding to the Trustee the original of the substitution
or assumption agreement, which in the case of the original shall be added to
the
related Mortgage File and shall, for all purposes, be considered a part of
the
Mortgage File to the same extent as all other documents and instruments
constituting a part thereof. The Servicer will retain any fee collected by
it
for entering into an assumption or substitution of liability agreement as
additional servicing compensation.
Section 3.12 |
Realization
Upon Defaulted Mortgage Loans; Repurchase of Certain Mortgage
Loans.
|
(a)
The
Servicer shall use reasonable efforts in accordance with the Servicing Standard
to foreclose on or otherwise comparably convert the ownership of Mortgaged
Properties in respect of which the related Mortgage Loans have come into and
continue in default and as to which no satisfactory arrangements can be made
for
collection of delinquent payments. In connection with the foreclosure or other
conversion, the Servicer shall follow the Servicing Standard and shall follow
the requirements of the insurer under any Required Insurance
Policy.
Notwithstanding
the foregoing, the Servicer shall not be required to expend its own funds in
connection with any foreclosure or towards the restoration of any property
unless it determines (i) that the restoration or foreclosure will increase
the
proceeds of liquidation of the Mortgage Loan after reimbursement to itself
of
restoration expenses and (ii) that restoration expenses will be recoverable
to
it through Liquidation Proceeds (respecting which it shall have priority for
purposes of withdrawals from the Certificate Account). The Servicer shall be
responsible for all other costs and expenses incurred by it in any foreclosure
proceedings. The Servicer is entitled to reimbursement thereof from the
liquidation proceeds with respect to the related Mortgaged Property, as provided
in the definition of Liquidation Proceeds. If the Servicer has knowledge that
a
Mortgaged Property that the Servicer is contemplating acquiring in foreclosure
or by deed in lieu of foreclosure is located within one mile of any site listed
in the Expenditure Plan for the Hazardous Substance Clean Up Bond Act of 1984
or
other site with environmental or hazardous waste risks known to the Servicer,
the Servicer will, before acquiring the Mortgaged Property, consider the risks
and only take action in accordance with its established environmental review
procedures. The Servicer shall not foreclose any Mortgaged Property or accept
a
deed in lieu of foreclosure for any Mortgaged Property without the consent
of
the NIM Insurer if the Servicer has actual knowledge or notice that the
Mortgaged Property contains material hazardous wastes or substances subject
to
the Hazardous Substance Clean Up Bond Act of 1984.
With
respect to any REO Property, the deed or certificate of sale shall be taken
in
the name of the Trustee for the benefit of the Certificateholders, or its
nominee, on behalf of the Certificateholders. The Trustee’s name shall be placed
on the title to the REO Property solely as the Trustee hereunder and not in
its
individual capacity. The Servicer shall ensure that the title to the REO
Property references this Agreement and the Trustee’s capacity hereunder.
Pursuant to its efforts to sell the REO Property, the Servicer shall either
itself or through an agent selected by the Servicer protect and conserve the
REO
Property in accordance with the Servicing Standard as the Servicer deems to
be
in the best interest of the Certificateholders for the period before the sale
of
the REO Property.
The
Servicer shall perform the tax reporting and withholding required by Sections
1445 and 6050J of the Code with respect to foreclosures and abandonments, the
tax reporting required by Section 6050H of the Code with respect to the receipt
of mortgage interest from individuals and, if required by Section 6050P of
the
Code with respect to the cancellation of indebtedness by certain financial
entities, the preparation of any required tax and information returns, in the
form required, and filed the same.
If
the Trust Fund acquires any Mortgaged Property as aforesaid or otherwise in
connection with a default or imminent default on a Mortgage Loan, the REO
Property shall only be held temporarily, shall be actively marketed for sale,
and the Servicer shall dispose of the Mortgaged Property as soon as practicable,
and in any case before the end of the third calendar year following the calendar
year in which the Trust Fund acquires the property. Notwithstanding any other
provision of this Agreement, no Mortgaged Property acquired by the Trust Fund
shall be rented (or allowed to continue to be rented) or otherwise used for
the
production of income by or on behalf of the Trust Fund.
The
decision of the Servicer to foreclose on a defaulted Mortgage Loan shall be
subject to a determination by the Servicer that the proceeds of the foreclosure
would exceed the costs and expenses of bringing a foreclosure proceeding. The
proceeds received from the maintenance of any REO Properties, net of
reimbursement to the Servicer for expenses incurred (including any property
or
other taxes) in connection with maintenance of the REO Properties and net of
unreimbursed Servicing Fees, Advances and Servicing Advances, shall be applied
to the payment of principal of and interest on the related defaulted Mortgage
Loans (with interest accruing as though the Mortgage Loans were still current
and adjustments, if applicable, to the Mortgage Rate were being made in
accordance with the Mortgage Note) and all such proceeds shall be deemed, for
all purposes in this Agreement, to be payments on account of principal and
interest on the related Mortgage Notes and shall be deposited into the
Certificate Account. To the extent the proceeds received during any calendar
month exceed the amount attributable to amortizing principal and accrued
interest at the related Mortgage Rate on the related Mortgage Loan for the
calendar month, the excess shall be considered to be a partial prepayment of
principal of the related Mortgage Loan.
The
proceeds from any liquidation of a Mortgage Loan, as well as any proceeds from
an REO Property, will be applied in the following order of
priority:
first,
to reimburse the Servicer for any related unreimbursed Servicing Advances or
Servicing Fees or for any unreimbursed Advances, as applicable;
second,
to reimburse the Certificate Account for any Nonrecoverable Advances (or
portions thereof) that were previously withdrawn by the Servicer pursuant to
Section 3.09(a)(ii) that related to the Mortgage Loan;
third,
to accrued and unpaid interest (to the extent no Advance has been made for
such
amount or an Advance has been reimbursed) on the Mortgage Loan or related REO
Property, at the Adjusted Net Mortgage Rate through the Remittance Period
preceding the Distribution Date on which the amounts are required to be
distributed; and
fourth,
as a recovery of principal of the Mortgage Loan. The Servicer will retain any
Excess Proceeds from the liquidation of a Liquidated Mortgage Loan as additional
servicing compensation pursuant to Section 3.15.
(b) [Reserved].
(c)
The
Servicer may agree to a modification of any Mortgage Loan at the request of
the
related Mortgagor if (i) the modification is in lieu of a refinancing and the
Mortgage Rate on the relevant Mortgage Loan, as modified, is approximately
a
prevailing market rate for newly-originated mortgage loans having similar terms
and (ii) the Servicer purchases the relevant Mortgage Loan from the Trust Fund
as described below. Upon the agreement of the Servicer to modify a Mortgage
Loan
in accordance with the preceding sentence, the Servicer shall purchase that
Mortgage Loan and all interest of the Trustee in that Mortgage Loan shall
automatically be deemed transferred and assigned to the Servicer and all
benefits and burdens of ownership thereof, including the right to accrued
interest thereon from the date of purchase and the risk of default thereon,
shall pass to the Servicer. The Servicer shall promptly deliver to the Trustee
a
certification of a Servicing Officer to the effect that all requirements of
the
first paragraph of this subsection (c) have been satisfied with respect to
the
Mortgage Loan to be repurchased pursuant to this paragraph.
The
Servicer shall deposit the Purchase Price for any Mortgage Loan repurchased
pursuant to this Section 3.12 in the Certificate Account pursuant to Section
3.06 within one (1) Business Day after the purchase of the Mortgage Loan. Upon
receipt by the Trustee of written notification of any such deposit signed by
a
Servicing Officer, the Trustee shall release to the Servicer the related
Mortgage File and shall execute and deliver such instruments of transfer or
assignment, in each case without recourse, as shall be necessary to vest in
the
Servicer any Mortgage Loan previously transferred and assigned pursuant
hereto.
The
Servicer covenants and agrees to indemnify the Trust Fund against any liability
for any taxes (including prohibited transaction taxes) and any related interest,
additions, and penalties imposed on the Trust Fund established hereunder as
a
result of any modification of a Mortgage Loan effected pursuant to this Section
3.12 or any purchase of a Mortgage Loan by the Servicer in connection with
a
modification (but such obligation shall not prevent the Servicer or any other
appropriate Person from contesting any such tax in appropriate proceedings
and
shall not prevent the Servicer from withholding payment of such tax, if
permitted by law, pending the outcome of such proceedings). The Servicer shall
have no right of reimbursement for any amount paid pursuant to the foregoing
indemnification, except to the extent that the amount of any tax, interest,
and
penalties, together with interest thereon, is refunded to the Trust Fund or
the
Servicer.
Section
3.13 Trustee
to Cooperate; Release of Mortgage
Files.
Upon
the payment in full of any Mortgage Loan, or the receipt by the Servicer of
a
notification that payment in full will be escrowed in a manner customary for
such purposes, the Servicer will immediately notify the Trustee by delivering
a
“Request for Release” substantially in the form of Exhibit N. Upon receipt of
the request, the Trustee shall promptly release the related Mortgage File to
the
Servicer, and the Trustee shall at the Servicer’s direction execute and deliver
to the Servicer the request for reconveyance, deed of reconveyance, or release
or satisfaction of mortgage or such instrument releasing the lien of the
Mortgage in each case provided by the Servicer, together with the Mortgage
Note
with written evidence of cancellation thereon. Expenses incurred in connection
with any instrument of satisfaction or deed of reconveyance shall be chargeable
to the related Mortgagor.
From
time to time and as shall be appropriate for the servicing or foreclosure of
any
Mortgage Loan, including for such purpose collection under any policy of flood
insurance, any fidelity bond or errors or omissions policy, or for the purposes
of effecting a partial release of any Mortgaged Property from the lien of the
Mortgage or the making of any corrections to the Mortgage Note or the Mortgage
or any of the other documents included in the Mortgage File, the Trustee shall,
upon delivery to the Trustee of a Request for Release in the form of Exhibit
M
signed by a Servicing Officer, release the Mortgage File to the Servicer or
its
designee. Subject to the further limitations stated below, the Servicer shall
cause the Mortgage File or documents so released to be returned to the Trustee
when the need therefor by the Servicer no longer exists, unless the Mortgage
Loan is liquidated and the proceeds thereof are deposited in the Certificate
Account, in which case the Servicer shall deliver to the Trustee a Request
for
Release in the form of Exhibit N, signed by a Servicing Officer.
If
the Servicer at any time seeks to initiate a foreclosure proceeding in respect
of any Mortgaged Property as authorized by this Agreement, the Servicer shall
deliver to the Trustee, for signature, as appropriate, any court pleadings,
requests for trustee’s sale, or other documents necessary to effectuate such
foreclosure or any legal action brought to obtain judgment against the Mortgagor
on the Mortgage Note or the Mortgage or to obtain a deficiency judgment or
to
enforce any other remedies or rights provided by the Mortgage Note or the
Mortgage or otherwise available at law or in equity.
Section 3.14 |
Documents,
Records, and Funds in Possession of the Servicer to be Held for the
Trustee.
|
The
Servicer shall account fully to the Trustee and the NIM Insurer for any funds
it
receives or otherwise collects as Liquidation Proceeds or Insurance Proceeds
in
respect of any Mortgage Loan. All Mortgage Files and funds collected or held
by,
or under the control of, the Servicer in respect of any Mortgage Loans, whether
from the collection of principal and interest payments or from Liquidation
Proceeds, including any funds on deposit in the Certificate Account, shall
be
held by the Servicer for and on behalf of the Trustee and shall be and remain
the sole and exclusive property of the Trustee, subject to the applicable
provisions of this Agreement. The Servicer also agrees that it shall not create,
incur or subject any Mortgage File or any funds that are deposited in the
Certificate Account, the Collection Account, the Distribution Account or any
Escrow Account, or any funds that otherwise are or may become due or payable
to
the Trustee for the benefit of the Certificateholders, to any claim, lien,
security interest, judgment, levy, writ of attachment, or other encumbrance,
or
assert by legal action or otherwise any claim or right of setoff against any
Mortgage File or any funds collected on, or in connection with, a Mortgage
Loan,
except, however, that the Servicer shall be entitled to set off against and
deduct from any such funds any amounts that are properly due and payable to
the
Servicer under this Agreement.
Section 3.15 |
Servicing
Compensation.
|
As
compensation for its activities hereunder, the Servicer may retain or withdraw
from the Servicing Account, the Collection Account or the Certificate Account
the Servicing Fee for each Mortgage Loan for the related Distribution Date.
Notwithstanding the foregoing, the aggregate Servicing Fee payable to the
Servicer shall be reduced by the lesser
of
the aggregate of the Prepayment Interest Shortfalls with respect to the
Distribution Date and
the aggregate Compensating Interest for the Distribution Date.
Additional
servicing compensation in the form of Prepayment Interest Excess, Excess
Proceeds, assumption fees, late payment charges and all income and gain net
of
any losses realized from Permitted Investments shall be retained by the Servicer
to the extent not required to be deposited in the Certificate Account pursuant
to Section 3.06. The Servicer shall be required to pay all expenses incurred
by
it in connection with its servicing activities hereunder (payment of any
premiums for hazard insurance, and any Primary Insurance Policy and maintenance
of the other forms of insurance coverage required by this Agreement) and shall
not be entitled to reimbursement therefor except as specifically provided in
this Agreement.
Section 3.16 |
Access
to Certain
Documentation.
|
The
Servicer shall provide to the OTS and the FDIC and to comparable regulatory
authorities supervising the Certificateholders and Certificate Owners and the
examiners and supervisory agents of the OTS, the FDIC and such other
authorities, access to the documentation regarding the Mortgage Loans required
by applicable regulations of the OTS and the FDIC. Access shall be afforded
without charge, but only upon reasonable prior written request and during normal
business hours at the offices designated by the Servicer. Nothing in this
Section 3.16 shall limit the obligation of the Servicer to observe any
applicable law prohibiting disclosure of information regarding the Mortgagors
and the failure of the Servicer to provide access as provided in this Section
3.16 as a result of such obligation shall not constitute a breach of this
Section 3.16.
Section 3.17 |
Annual
Statement as to
Compliance.
|
The
Servicer shall deliver to the Trustee via electronic mail
(XXXXX.Xxxxxxxxxxxxx@xx.xxx), the Depositor and the Rating Agencies on or before
March 15 of each year, commencing in 2007, an officer’s certificate, certifying
that with respect to the period ending December 31st of the prior year: (i)
the
Servicer or such Servicing Officer, as applicable, has reviewed the activities
of the Servicer during the preceding calendar year or portion thereof and its
performance under this Agreement and (ii) to the best of the Servicer’s or such
Servicing Officer’s knowledge, as applicable, based on such review, the Servicer
has performed and fulfilled its duties, responsibilities and obligations under
this Agreement in all material respects throughout such year, or, if there
has
been a default in the fulfillment of any such duties, responsibilities or
obligations, specifying each such default known to such Servicing Officer and
the nature and status thereof. Copies of any such statement shall be provided
by
the Trustee to any Certificateholder and to any Person identified to the Trustee
as a prospective transferee of a Certificate, upon request at the expense of
the
requesting party, provided such statement is delivered by the Servicer to the
Trustee. In addition to the foregoing, the Servicer will, to the extent
reasonable, give any other servicing information required by the Commission
pursuant to applicable law.
Section 3.18 |
Assessments
of Compliance and Attestation
Reports.
|
The
Servicer shall service and administer the Mortgage Loans in accordance with
all
applicable requirements of the Servicing Criteria (as set forth in Exhibit
R
hereto). Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122
of Regulation AB, the Servicer shall deliver to the Trustee via electronic
mail
(XXXXX.Xxxxxxxxxxxxx@xx.xxx) and the Depositor prior to (x) March 15, 2007
and
(y) unless and until a Form 15 Suspension Notice shall have been filed, prior
to
March 15th of each year thereafter, a report regarding the Servicer’s assessment
of compliance (an “Assessment of Compliance”) with the Servicing Criteria during
the preceding calendar year. The Assessment of Compliance must be reasonably
satisfactory to the Depositor, and as set forth in Regulation AB, the Assessment
of Compliance must contain the following:
(i) A
statement by such officer of its responsibility for assessing compliance with
the Servicing Criteria applicable to the Servicer;
(ii) A
statement by such officer that such officer used the Servicing Criteria, and
which will also be attached to the Assessment of Compliance, to assess
compliance with the Servicing Criteria applicable to the Servicer;
(iii) An
assessment by such officer of the Servicer’s compliance with the applicable
Servicing Criteria for the period consisting of the preceding calendar year,
including disclosure of any material instance of noncompliance with respect
thereto during such period, which assessment shall be based on the activities
it
performs with respect to asset-backed securities transactions taken as a whole
involving the Servicer, that are backed by the same asset type as the Mortgage
Loans;
(iv) A
statement that a registered public accounting firm has issued an attestation
report on the Servicer’s Assessment of Compliance for the period consisting of
the preceding calendar year; and
(v) A
statement as to which of the Servicing Criteria, if any, are not applicable
to
the Servicer, which statement shall be based on the activities it performs
with
respect to asset-backed securities transactions taken as a whole involving
the
Servicer, that are backed by the same asset type as the Mortgage
Loans.
Such
report at a minimum shall address each of the Servicing Criteria specified
on
Exhibit R hereto which are indicated as applicable to the Servicer.
Prior
to (x) March 15, 2007 and (y) unless and until a Form 15 Suspension Notice
shall
have been filed, prior to March 15th of each year thereafter, the Servicer
shall
furnish to the Trustee and the Depositor a report (an “Attestation Report”) by a
registered public accounting firm that attests to, and reports on, the
Assessment of Compliance made by the Servicer, as required by Rules 13a-18
and
15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation
Report must be made in accordance with standards for attestation reports issued
or adopted by the Public Company Accounting Oversight Board.
The
Servicer shall cause and any sub-servicer, and each subcontractor determined
by
the Servicer to be “participating in the servicing function” within the meaning
of Item 1122 of Regulation AB, to deliver to the Trustee and the Depositor
an
Assessment of Compliance and Attestation Report as and when provided
above.
Such
Assessment of Compliance, as to any Sub-Servicer, shall at a minimum address
each of the Servicing Criteria specified on Exhibit R hereto which are indicated
as applicable to any “primary servicer.” Notwithstanding the foregoing, as to
any subcontractor, an Assessment of Compliance is not required to be delivered
unless it is required as part of a Form 10-K with respect to the Trust
Fund.
If
the Servicer cannot deliver any Assessment of Compliance or Attestation Report
by March 15th of such year, the Depositor, at its sole option, may permit a
cure
period for the Servicer to deliver such Assessment of Compliance or Attestation
Report, but in no event later than March 25th of such year.
Failure
of the Servicer to timely comply with this Section 3.18 may be deemed an Event
of Default. The Trustee shall, with the consent of the Depositor, in addition
to
whatever rights the Trustee may have under this Agreement and at law or equity
or to damages, including injunctive relief and specific performance, give notice
to Certificateholders that they have ten Business Days to object. If no such
objection is received, the Trustee shall immediately terminate all the rights
and obligations of the Servicer under this Agreement and in and to the Mortgage
Loans and the proceeds thereof without compensating the Servicer for the same.
This paragraph shall supersede any other provision in this Agreement or any
other agreement to the contrary.
The
Trustee shall, prior to (x) March 15, 2007 and (y) unless and until a Form
15
Suspension Notice shall have been filed, prior to March 15th of each year
thereafter, shall also provide an Assessment of Compliance and Attestation
Report, as and when provided above, which shall at a minimum address each of
the
Servicing Criteria specified on Exhibit R hereto which are indicated as
applicable to the “trustee.”
Section
3.19 Errors
and Omissions Insurance; Fidelity Bonds.
The
Servicer shall obtain and maintain in force (a) policies of insurance covering
errors and omissions in the performance of its obligations as Servicer hereunder
and (b) a fidelity bond covering its officers, employees, and agents. Each
policy and bond shall, together, comply with the requirements from time to
time
of FNMA or FHLMC for persons performing servicing for mortgage loans purchased
by FNMA or FHLMC. The Servicer shall provide the Trustee and the NIM Insurer,
upon request, with a certificate of insurance relating to the insurance policies
and fidelity bond. If any policy or bond ceases to be in effect, the Servicer
shall obtain a comparable replacement policy or bond from an insurer or issuer
meeting the above requirements as of the date of the replacement.
Section
3.20 Notification
of Adjustments.
On
each Adjustment Date, the Servicer shall make interest rate adjustments for
each
adjustable-rate Mortgage Loan in compliance with the requirements of the related
Mortgage and Mortgage Note and applicable regulations. The Servicer shall
execute and deliver the notices required by each Mortgage and Mortgage Note
and
applicable regulations regarding such interest rate adjustments. The Servicer
also shall provide timely notification to the Trustee of all applicable data
and
information regarding such interest rate adjustments and the Servicer’s methods
of implementing such interest rate adjustments. Upon the discovery by the
Servicer or the Trustee that the Servicer has failed to adjust or has
incorrectly adjusted a Mortgage Rate or a monthly payment pursuant to the terms
of the related Mortgage Note and Mortgage, the Servicer shall immediately
deposit in the Certificate Account from its own funds the amount of any loss
caused thereby without reimbursement therefor; provided, however, that the
Servicer shall not be liable with respect to any interest rate adjustments
made
by any servicer prior to the Servicer.
Section
3.21 Prepayment
Charges.
(a)
The
Servicer shall not waive any part of any Prepayment Charge unless the waiver
relates to a default or a reasonably foreseeable default, the collection of
any
Prepayment Charge would violate any relevant law or regulation or the waiving
of
the Prepayment Charge would otherwise benefit the Trust Fund and it is expected
that the waiver would maximize recovery of total proceeds taking into account
the value of the Prepayment Charge and related Mortgage Loan and doing so is
standard and customary in servicing similar Mortgage Loans (including any waiver
of a Prepayment Charge in connection with a refinancing of a Mortgage Loan
that
is related to a default or a reasonably foreseeable default). The Servicer
shall
not waive a Prepayment Charge in connection with a refinancing of a Mortgage
Loan that is not related to a default or a reasonably foreseeable
default.
(b)
The
Seller represents and warrants to the Depositor and the Trustee, as of the
Closing Date, that the information in the Prepayment Charge Schedule (including
the attached prepayment charge summary) is complete and accurate in all material
respects at the dates as of which the information is furnished and each
Prepayment Charge is permissible and enforceable in accordance with its terms
under applicable state law.
(c)
Upon
discovery by the Seller or a Responsible Officer of the Trustee of a breach
of
the foregoing clause (b) that materially and adversely affects right of the
Holders of the Class P Certificate to any Prepayment Charge, the party
discovering the breach shall give prompt written notice to the other parties.
If
the NIM Insurer discovers a breach of the foregoing, it may give written notice
of the breach to the Servicer, the Seller, and the Trustee. Within sixty (60)
days of the earlier of discovery by the Servicer or receipt of notice by the
Servicer of breach, the Servicer shall cure the breach in all material respects
or shall pay into the Collection Account the amount of the scheduled Prepayment
Charge, less any amount previously collected and paid by the Servicer into
the
Collection Account. If the covenant made by the Servicer in clause (a) above
is
breached, the Servicer must pay into the Collection Account the amount of the
waived Prepayment Charge.
Section
3.22 Pre-Funding
Accounts.
(a) No
later than the Closing Date, the Trustee shall establish and maintain two
segregated trust accounts that are each Eligible Accounts, which shall be titled
(i) “Group I Pre-Funding Account, Deutsche Bank National Trust Company, as
Trustee and Supplemental Interest Trust Trustee for the registered holders
of
Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2006-B” (the
“Group
I Pre-Funding Account”)
and (ii) “Group II Pre-Funding Account, Deutsche Bank National Trust Company, as
Trustee and Supplemental Interest Trust Trustee for the registered holders
of
Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2006-B” (the
“Group
II Pre-Funding Account”).
The Trustee shall, promptly upon receipt, deposit in the applicable Pre-Funding
Account and retain therein the Original Group I Pre-Funded Amount or the
Original Group II Pre-Funded Amount, as applicable, remitted on the Closing
Date
to the Trustee by the Depositor. Funds deposited in the Pre-Funding Accounts
shall be held in trust by the Trustee for the Certificateholders for the uses
and purposes set forth herein. The Trustee shall account for the Pre-Funding
Accounts as outside reserve funds within the meaning of Treasury Regulation
Section 1.860G-2(h) and not as assets of any REMIC created pursuant to this
Agreement.
(b) The
Trustee shall invest funds deposited in the Pre-Funding Accounts in Permitted
Investments of the kind described in clauses (i), (iii) or (ix) of the
definition of Permitted Investments, as specified in a written direction from
the Servicer, with a maturity date no later than the second Business Day
preceding each Distribution Date. For federal income tax purposes, the holders
of the Class R Certificates shall be the owners of the Pre-Funding Accounts
and
shall report all items of income, deduction, gain or loss arising therefrom.
The
Servicer shall deposit in the applicable Pre-Funding Account the amount of
any
net loss incurred in respect of any such Permitted Investment immediately upon
realization of such loss without any right of reimbursement therefor. The
Pre-Funding Accounts shall not be assets of any Trust REMIC.
(c) Amounts
on deposit in the Pre-Funding Accounts shall be withdrawn by the Trustee as
follows:
(i) on
any Subsequent Transfer Date, the Trustee shall withdraw from the related
Pre-Funding Account an amount equal to 100% of the Stated Principal Balances
of
the Subsequent Mortgage Loans transferred and assigned to the Trustee for
deposit in the pool of Mortgage Loans on such Subsequent Transfer Date and
pay
such amount to or upon the order of the Depositor upon satisfaction of the
conditions set forth in Section 2.07 with respect to such transfer and
assignment;
(ii) if
the amount on deposit in the related Pre-Funding Account has not been reduced
to
zero during the Funding Period, on the day of the termination of the Funding
Period, the Trustee shall deposit into the Distribution Account any amounts
remaining in the Pre-Funding Account to be held uninvested;
(iii) to
withdraw any amount not required to be deposited in the Pre-Funding Accounts
or
deposited therein in error; and
(iv) to
clear and terminate the Pre-Funding Accounts upon the earlier to occur of (A)
the day immediately following the end of the Funding Period and (B) the
termination of this Agreement, with any amounts remaining on deposit therein
being paid to the Certificateholders then entitled to distributions in respect
of principal.
Section
3.23 [Reserved]
Section
3.24 Commission
Reporting
(a)
Unless
and until a Form 15 Suspension Notice shall have been filed, the Trustee shall,
within 15 days after each Distribution Date and in accordance with industry
standards, file with the Commission via the Electronic Data Gathering and
Retrieval System (“XXXXX”), a Distribution Report on Form 10-D (the
“Distribution Report”) with a copy of the Monthly Statement to be furnished by
the Trustee to the Certificateholders for such Distribution Date and, if
applicable, including the information required by each of the items set forth
in
Part II thereof, subject to the receipt of the information set forth in (f)
below, in the case of information not required to be provided by the
Trustee.
(b)
Except
with respect to the Distribution Report to be filed following the first
Distribution Date, the Trustee shall prepare each Distribution Report and,
no
later than 5 Business Days prior to the date on which such Distribution Report
is required to be filed, deliver a copy of such Distribution Report to the
Depositor for review. No later than the Business Day following the receipt
thereof, the Depositor shall notify the Trustee of any changes to made to the
Distribution Report. The Trustee shall make any changes thereto requested by
the
Depositor and deliver the final Distribution Report to the Depositor for
signature no later than three Business Days prior to the date on which such
Distribution Report must be filed by the Trustee in accordance with clause
(a)
above. The Depositor shall execute the final Distribution Report and deliver
the
same to the Trustee via electronic mail (XXXXX.Xxxxxxxxxxxxx@xx.xxx) or
facsimile no later than the Business Day following receipt of the same (which,
unless not received within such time frame from the Trustee, shall be no later
than two Business Days prior to the date on which the Distribution Report is
required to be filed), with an original executed hard copy to follow by
overnight mail. With respect to the Distribution Report to be filed following
the first Distribution Date, the Depositor shall prepare and execute such
Distribution Report and, no later than 5 Business Days prior to the date on
which such Distribution Report is required to be filed, deliver a copy of such
Distribution Report to the Trustee. The Trustee shall attach thereto the Monthly
Statement furnished by the Trustee to the Certificateholders for such
Distribution Date and file such Distribution Report in accordance with clause
(a) above.
(c)
The
Depositor shall prepare and file Current Reports on Form 8-K, as and when
required.
(d)
Prior
to January 30th of the first year in which the Trustee is able to do so under
applicable law, the Trustee shall, in accordance with industry standards, file
a
Form 15 Suspension Notice with respect to the Trust Fund.
(e)
Prior
to (x) March 15, 2007 and (y) unless and until a Form 15 Suspension Notice
shall
have been filed, prior to March 15th of each year thereafter, the Servicer
shall
provide the Trustee with an Annual Compliance Statement, together with a copy
of
the Assessment of Compliance and Attestation Report to be delivered by the
Servicer pursuant to Sections 3.17 and 3.18. Prior to (x) March 31, 2007 and
(y)
unless and until a Form 15 Suspension Notice shall have been filed, March 31st
of each year thereafter, the Trustee shall, subject to subsection (f) below,
file a Form 10-K, with respect to the Trust Fund. The Trustee shall prepare
each
Form 10-K and, no later than 5 Business Days prior to the date on which such
Form 10-K is required to be filed, deliver a copy of such Form 10-K to the
Depositor for review. No later than the Business Day following the receipt
thereof, the Depositor shall notify the Trustee of any changes to made to the
Form 10-K. The Trustee shall make any changes thereto requested by the Depositor
and deliver the final Form 10-K to the Depositor for signature no later than
three Business Days prior to the date on which such Form 10-K must be filed
by
the Trustee in accordance with this clause (e). The Depositor shall execute
the
final Form 10-K and deliver the same to the Trustee via electronic mail
(XXXXX.Xxxxxxxxxxxxx@xx.xxx) or facsimile no later than Business Day following
receipt of the same (which, unless not received within such time frame from
the
Trustee, shall be no later than two Business Days prior to the date on which
the
From 10-K is required to be filed), with an original executed hard copy to
follow by overnight mail. Such Form 10-K shall include the Assessment of
Compliance, Attestation Report, Annual Compliance Statements and other
documentation provided by the Servicer pursuant to Sections 3.17 and 3.18 and
a
certification in the form attached hereto as Exhibit O-1 (the “Depositor
Certification”), which shall be signed by the senior officer of the Depositor in
charge of securitization.
(f)
As
to each item of information required to be included in any Form 10-D, Form
8-K
or Form 10-K, the Trustee's or Depositor’s obligation to include the information
in the applicable report is subject to receipt from the entity that is indicated
in Exhibit S as the responsible party for providing that information, if other
than the Trustee or the Depositor, as applicable, as and when required as
described above. Each of the Trustee, the Servicer and the Depositor, as
applicable, hereby agree to notify and provide to the Trustee and the Depositor
all information that is required to be included in any Form 10-D, Form 8-K
or
Form 10-K, with respect to which that entity is indicated in Exhibit S as the
responsible party for providing that information. In the case of information
to
be included in the From 10-D, such information shall be delivered to the Trustee
no later than no later than 5 calendar days following each Distribution Date.
In
the case of information to be included in the Form 8-K, such information shall
be delivered to the Depositor no later than no later 2 Business Days following
the occurrence of a reportable event. In the case of information to be included
in the From 10-K, such information, other than the documentation provided
pursuant to Sections 3.17, 3.18 and 3.24(f), shall be delivered to the Trustee
no later than no later than (x) March 1, 2007 and (y) unless and until a Form
15
Suspension Notice shall have been filed, March 1st of each year thereafter.
The
Servicer shall be responsible for determining the pool concentration applicable
to any subservicer or originator at any time, for purposes of disclosure as
required by Items 1117 and 1119 of Regulation AB. The Trustee shall provide
electronic or paper copies of all Form 10-D, 8-K and 10-K filings free of charge
to any Certificateholder upon request.
(g)
The
Trustee shall sign a certification (in the form attached hereto as Exhibit
O-2)
for the benefit of the Depositor and its officers, directors and Affiliates.
The
Trustee's certification shall be delivered to the Depositor by no later than
March 18th of each year (or if such day is not a Business Day, the immediately
preceding Business Day) and the Depositor shall deliver the Depositor
Certification to the Trustee for filing no later than March 20th of each year
(or if such day is not a Business Day, the immediately preceding Business
Day).
(h)
The
Trustee shall indemnify and hold harmless the Depositor and its officers,
directors and Affiliates from and against any losses, damages, penalties, fines,
forfeitures, reasonable and necessary legal fees and related costs, judgments
and other costs and expenses arising out of or based upon (i) a breach of the
Trustee’s obligations under this Section 3.24, Section 3.18 or (ii) any
material misstatement or omission contained in any information provided by
the
Trustee including, without limitation, in the certification provided by the
Trustee in the form of Exhibit O-2 or the Assessment of Compliance provided
pursuant to Section 3.18. If the indemnification provided for herein is
unavailable or insufficient to hold harmless the Depositor, then the Trustee,
in
connection with (i) a breach of the Trustee’s obligations under this
Section 3.24, Section 3.18 or (ii) any material misstatement or omission
contained in any information provided by the Trustee including, without
limitation, in the certification provided by the Trustee in the form of Exhibit
O-2, or in the Assessment of Compliance or Attestation report provided pursuant
to Section 3.18, agrees that it shall contribute to the amount paid or payable
by the Depositor as a result of the losses, claims, damages or liabilities
of
the Depositor in such proportion as is appropriate to reflect the relative
fault
of the Depositor on the one hand and the Trustee on the other. This
indemnification shall survive the termination of this Agreement or the
termination of any party to this Agreement.
The
Servicer shall indemnify and hold harmless the Depositor, the Trustee and their
respective officers, directors and Affiliates from and against any actual
losses, damages, penalties, fines, forfeitures, reasonable and necessary legal
fees and related costs, judgments and other costs and expenses that such Person
may sustain based upon (i) a breach of the Servicer’s obligations under Sections
3.17, 3.18 or 3.24 or (ii) any material misstatement or omission contained
in
any information provided by the Servicer including, without limitation, in
the
information provided pursuant to Sections 3.17 and 3.18. This indemnification
shall survive the termination of this Agreement or the termination of any party
to this Agreement.
The
Depositor shall indemnify and hold harmless the Servicer, the Trustee and their
respective officers, directors and Affiliates from and against any actual
losses, damages, penalties, fines, forfeitures, reasonable and necessary legal
fees and related costs, judgments and other costs and expenses that such Person
may sustain based upon (i) a breach of the Depositor’s obligations under this
Section 3.24 or (ii) any material misstatement or omission contained in any
information provided by the Depositor.
(i)
The
Trustee will have no duty or liability to verify the accuracy or sufficiency
of
any information not prepared by it included in any Form 10-D, Form
10-K or Form 8-K. The Trustee shall have no liability with
respect to any failure to properly prepare or file any Form 10-D or Form 10-K
resulting from or relating to the Trustee's inability or failure to obtain
any
information in a timely manner from the party responsible for delivery of such
disclosure information. The Trustee shall have no liability with respect
to any failure to properly file any Form 10-D or 10-K resulting from or relating
to the Depositor's failure to timely comply with the provisions of this
section. Nothing herein shall be construed to require the Trustee or any
officer, director or Affiliate thereof to sign any Form 10-D, Form 10-K or
Form
8-K. Copies of all reports filed by the Trustee under the Exchange Act shall
be
sent to the Depositor electronically or at the addressed set forth in Section
11.05. Fees and expenses incurred by the Trustee in connection with this Section
3.24 shall not be reimbursable from the Trust Fund.
(j)
Upon
any filing with the Commission, the Trustee shall promptly deliver to the
Depositor a copy of any executed report, statement or information.
(k)
To
the extent that, following the Closing Date, the Depositor certifies that
reports and certifications differing from those required under this Section
3.24
are necessary to comply with the reporting requirements under the Exchange
Act,
the parties hereto hereby agree that each will reasonably cooperate to amend
the
provisions of this Section 3.24(b) in order to comply with such amended
reporting requirements and such amendment of this Section 3.24. Any such
amendment may result in the reduction of the reports executed by and filed
on
behalf of the Depositor under the Exchange Act. Notwithstanding the foregoing,
the Trustee shall not be obligated to enter into any amendment pursuant to
this
Section that adversely affects its obligations and immunities under this
Agreement.
Each
of the parties acknowledges and agrees that the purpose of Sections 3.17, 3.18
and this Section 3.24 of this Agreement is to facilitate compliance by the
Depositor with the provisions of Regulation AB. Therefore, each of the parties
agree that (a) the obligations of the parties hereunder shall be interpreted
in
such a manner as to accomplish that purpose, (b) the parties’ obligations
hereunder will be supplemented and modified as necessary to be consistent with
any such amendments, interpretive advice or guidance in respect of the
requirements of Regulation AB, (c) the parties shall comply with reasonable
requests made by the Depositor for delivery of additional or different
information as the Depositor may determine in good faith is necessary to comply
with the provisions of Regulation AB, and (d) no amendment of this Agreement
shall be required to effect any such changes in the parties’ obligations as are
necessary to accommodate evolving interpretations of the provisions of
Regulation AB.
ARTICLE
IV
Distributions
and Advances by the Servicer
Section 4.01 |
Advances.
|
(a) The
Servicer shall determine by each Servicer Advance Date whether it is required
to
make an Advance pursuant to the definition of Advance. If the Servicer
determines it is required to make an Advance, it shall, by the Servicer Advance
Date, either (i) deposit into the Certificate Account the Advance or (ii) make
an appropriate entry in its records relating to the Certificate Account that
any
Amount Held for Future Distribution has been used by the Servicer in discharge
of its obligation to make the Advance. The Servicer shall replace any funds
so
applied by making a deposit in the Certificate Account no later than the close
of business on the next Servicer Advance Date. The Servicer shall be reimbursed
from the Certificate Account for all Advances of its own funds made pursuant
to
this Section 4.01, as provided in Section 3.09. The obligation to make Advances
with respect to any Mortgage Loan shall continue if the Mortgage Loan has been
foreclosed or otherwise terminated and the related Mortgaged Property has not
been liquidated. The Servicer shall inform the Trustee of the amount of the
Advance to be made on each Servicer Advance Date no later than the second
Business Day before the related Distribution Date.
(b) If
the Servicer determines that it will be unable to comply with its obligation
to
make the Advances as and when described in the second sentence of Section
4.01(a), it shall use its best efforts to give written notice thereof to the
Trustee (each such notice, an “Advance
Notice”;
and such notice may be given by telecopy), not later than 3:00 p.m., (New York
time), on the Business Day immediately preceding the related Servicer Advance
Date, specifying the amount that it will be unable to deposit (each such amount,
an “Advance
Deficiency”)
and certifying that such Advance Deficiency constitutes the amount of an Advance
hereunder and that such Advance would not be a Nonrecoverable Advance. If the
Trustee receives an Advance Notice on or before 3:00 p.m., (New York time)
on a
Servicer Advance Date, the Trustee is entitled to immediately terminate the
Servicer under Section 7.01, and shall, not later than 3:00 p.m., (New York
time), on the related Distribution Date, deposit in the Distribution Account
an
amount equal to the Advance Deficiency identified in such Advance Notice unless
it is prohibited from so doing by applicable law. Notwithstanding the foregoing,
the Trustee shall not be required to make such deposit if the Trustee shall
have
received written notification from the Servicer that the Servicer has deposited
or caused to be deposited in the Certificate Account an amount equal to such
Advance Deficiency by 3:00 p.m. (New York time) on the related Distribution
Date. If the Trustee has not terminated the Servicer, the Servicer shall
reimburse the Trustee for the amount of any such Advance Deficiency (including
interest at the Prime Rate published in The
Wall Street Journal
on the day of such reimbursement on such amount), made by the Trustee pursuant
to this Section 4.01(b), not later than the second day following the related
Servicer Advance Date. In the event that the Servicer does not reimburse the
Trustee in accordance with the requirements of the preceding sentence, the
Trustee shall immediately (a) terminate all of the rights and obligations of
the
Servicer under this Agreement in accordance with Section 7.01 and (b) subject
to
the limitations set forth in Section 3.05, assume all of the rights and
obligations of the Servicer hereunder.
(c) The
Servicer shall, not later than the close of business on the Business Day
immediately preceding each Servicer Advance Date, deliver to the Trustee a
report (in form and substance reasonably satisfactory to the Trustee) that
indicates (i) the Mortgage Loans with respect to which the Servicer has
determined that the related Scheduled Payments should be advanced and (ii)
the
amount of the related Scheduled Payments. The Servicer shall deliver to the
Trustee on the related Servicer Advance Date an Officer’s Certificate of a
Servicing Officer indicating the amount of any proposed Advance determined
by
the Servicer to be a Nonrecoverable Advance.
Section 4.02 |
Priorities
of Distribution.
|
(I) On
each Distribution Date, Net Swap Payments and Swap Termination Payments (other
than Swap Termination Payments resulting from a Swap Provider Trigger Event)
payable by the Supplemental Interest Trust to the Swap Provider pursuant to
the
Swap Agreement shall be withdrawn by the Trustee from amounts on deposit in
the
Distribution Account, prior to any distributions to the Certificateholders.
On
each Distribution Date, such amounts will be remitted to the Supplemental
Interest Trust, first to make any Net Swap Payment owed to the Swap Provider
pursuant to the Swap Agreement for such Distribution Date, and second to make
any Swap Termination Payment (not due to a Swap Provider Trigger Event) owed
to
the Swap Provider pursuant to the Swap Agreement for such Distribution Date.
The
Trustee will then make the disbursements and transfers from amounts then on
deposit in the Distribution Account in the following order of priority and,
in
each case, to the extent of Available Funds:
(a)
Interest
Distributions.
(i) From
the Group I Interest Remittance Amount,
(A)
concurrently,
to the Class 1A-1
and Class 1A -2
Certificates,
pro rata,
the related Accrued Certificate Interest Distribution Amount and any related
Unpaid Interest Amounts for such Classes on that Distribution Date;
and
(B)
concurrently,
to the Class 2A-1, Class 2A-2, Class 2A-3 and Class 2A-4 Certificates,
pro
rata,
the related Accrued Certificate Interest Distribution Amount or Unpaid Interest
Amounts remaining undistributed for such Classes on that Distribution Date
after
the distributions in clause (ii) below;
(ii) From
the Group II Interest Remittance Amount:
(A)
concurrently,
to the Class 2A-1, Class 2A-2, Class 2A-3 and Class 2A-4 Certificates,
pro
rata,
the related Accrued Certificate Interest Distribution Amount and any related
Unpaid Interest Amounts for such Classes on that Distribution Date;
and
(B)
concurrently,
to the Class 1A-1 and Class 1A -2 Certificates, pro
rata, the
related Accrued Certificate Interest Distribution Amount or Unpaid Interest
Amounts remaining undistributed for such Class on that Distribution Date after
distributions pursuant to clause (i) above; and
(iii) From
the remaining Group I Interest Remittance Amount and Group II Interest
Remittance Amount, sequentially, to the Class X-0, Xxxxx X-0, Class M-3, Class
M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates,
in
that order, the Accrued Certificate Interest Distribution Amount for each such
Class on that Distribution Date.
(b)
Principal
Distributions.
(i) with
respect to each Distribution Date (x) before the Stepdown Date or (y) if a
Trigger Event is in effect, distributions in respect of principal, as
follows:
(A) (1)
the Group I Principal Distribution Amount for such Distribution Date,
concurrently, to the Class 1A-1 and Class 1A-2 Certificates, pro
rata,
until their respective Class Certificate Balances have been reduced to zero;
and
(2) from
any remaining Group I Principal Distribution Amount, sequentially, to the Class
2A-1, Class 2A-2, Class 2A-3 and Class 2A-4 Certificates (after the distribution
of the Group II Principal Distribution Amount as provided in clause (b)(i)(B)(1)
below), in that order, until their respective Class Certificate Balances have
been reduced to zero; provided, however, that with respect to distributions
on
any Distribution Date pursuant to this clause (b)(i)(A)(2) on which the
aggregate Class Certificate Balance of the Subordinated Certificates has been
reduced to zero and the Overcollateralization Amount for such Distribution
Date
is equal to or less than zero, any remaining Group I Principal Distribution
Amount for that Distribution Date to be distributed to the Group II Certificates
shall be distributed, concurrently, to the Class 2A-1, Class 2A-2, Class 2A-3
and Class 2A-4 Certificates, pro
rata,
based on their respective Class Certificate Balances;
(9) (B)(1)
the Group II Principal Distribution Amount for such Distribution Date,
sequentially, to the Class 2A-1, Class 2A-2, Class 2A-3 and Class 2A-4
Certificates, in that order, until their respective Class Certificate Balances
have been reduced to zero; provided, however, that with respect to distributions
on any Distribution Date pursuant to this clause (b)(i)(B)(x) on which the
aggregate Class Certificate Balance of the Subordinated Certificates has been
reduced to zero and the Overcollateralization Amount for such Distribution
Date
is equal to or less than zero, the Group II Principal Distribution Amount for
that Distribution Date to be distributed to the Group II Certificates shall
be
distributed, concurrently, to the Class 2A-1, Class 2A-2, Class 2A-3 and Class
2A-4 Certificates, pro
rata
(rather than sequentially), based on their respective Class Certificate
Balances; and
(2)
from any remaining Group II Principal Distribution Amount, concurrently, to
the
Class 1A-1 and Class 1A-2 Certificates, pro
rata
(after the distribution of the Group I Principal Distribution Amount as provided
in clause (b)(i)(A)(x) above), until their respective Class Certificate Balances
have been reduced to zero; and then
(C) Any
Group I Principal Distribution Amount and Group II Principal Distribution Amount
remaining after the distributions pursuant to clauses (A) and (B) above,
sequentially, to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5,
Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order,
until
their respective Class Certificate Balances have been reduced to
zero;
(ii) with
respect to each Distribution Date (x) on and after the Stepdown Date and (y)
as
long as a Trigger Event is not in effect, distribution in respect of principal
as follows:
(A)
From
the Group I Principal Distribution Amount for such Distribution
Date:
(1)
the
Group I Senior Principal Distribution Amount for such Distribution Date,
concurrently to the Class 1A-1 and Class 1A-2 Certificates, pro
rata,
until their respective Class Certificate Balances have been reduced to zero;
and
(2)
from
any Group I Principal Distribution Amount that remains undistributed,
sequentially, to the Class 2A-1, Class 2A-2, Class 2A-3 and Class 2A-4
Certificates, in that order, up to the Group II Senior Principal Distribution
Amount remaining undistributed after the distribution of the Group II Principal
Distribution Amount as provided in clause (b)(ii)(B)(1) below, until their
respective Class Certificate Balances have been reduced to zero; provided,
however, that with respect to distributions on any Distribution Date pursuant
to
this clause (b)(ii)(A)(2) on which the aggregate Class Certificate Balance
of
the Subordinated Certificates has been reduced to zero and the
Overcollateralization Amount for such Distribution Date is equal to or less
than
zero, any remaining Group I Principal Distribution Amount for that Distribution
Date to be distributed to the Group II Certificates shall be distributed,
concurrently, to the Class 2A-1, Class 2A-2, Class 2A-3 and Class 2A-4
Certificates, pro rata, based on their respective Class Certificate Balances;
and
(B)
From
the Group II Principal Distribution Amount for such Distribution Date:
(1)
the
Group II Senior Principal Distribution Amount for such Distribution Date,
sequentially, to the Class 2A-1, Class 2A-2, Class 2A-3 and Class 2A-4
Certificates, in that order, until their respective Class Certificate Balances
have been reduced to zero; provided, however, that with respect to distributions
on any Distribution Date pursuant to this clause (b)(ii)(B)(1) on which the
aggregate Class Certificate Balance of the Subordinated Certificates has been
reduced to zero and the Overcollateralization Amount for such Distribution
Date
is equal to or less than zero, the Group II Senior Principal Distribution Amount
for that Distribution Date to be distributed to the Group II Certificates shall
be distributed, concurrently, to the Class 2A-1, Class 2A-2, Class 2A-3 and
Class 2A-4 Certificates, pro rata, based on their respective Class Certificate
Balances;
(2)
from
any Group II Principal Distribution Amount that remains undistributed,
concurrently, to the Class 1A-1 and Class 1A-2 Certificates, pro
rata,
until their respective Class Certificate Balances have been reduced to zero,
up
to the Group I Senior Principal Distribution Amount remaining undistributed
after the distribution of the Group I Principal Distribution Amount, as provided
in clause (b)(ii)(A)(1) above, until their respective certificate balances
have
been reduced to zero; and then
(C)
from
any remaining Group I Principal Distribution Amount and Group II Principal
Distribution Amount, sequentially, to the Class M-1 Certificates, the Class
M-1 Principal Distribution Amount; to the Class M-2 Certificates, the Class
M-2 Principal Distribution Amount; to the Class M-3 Certificates, the Class
M-3 Principal Distribution Amount; to the Class M-4 Certificates, the Class
M-4
Principal Distribution Amount; to the Class M-5 Certificates, the Class M-5
Principal Distribution Amount; to the Class M-6 Certificates, the Class M-6
Principal Distribution Amount; to the Class M-7 Certificates, the Class M-7
Principal Distribution Amount; to the Class M-8 Certificates, the Class M-8
Principal Distribution Amount; and to the Class M-9 Certificates, the Class
M-9
Principal Distribution Amount, in that order, in each case until their
respective Class Certificate Balances have been reduced to zero.
(c)
Total
Monthly Excess Spread Distributions.
Any amount of Available Funds remaining after the distributions in clauses
(a)
and (b) above shall be distributed in the following order of priority with
respect to the Certificates:
(i) to
fund the Extra Principal Distribution Amount for the Distribution Date to be
paid as a component of the Group I Principal Distribution Amount or Group II
Principal Distribution Amount in the same order of priority as described in
clause (b) above;
(ii) to
the Class M-1 Certificates, any Unpaid Interest Amounts for such
Class;
(iii) to
the Class M-1 Certificates, any Unpaid Realized Loss Amount for such
Class;
(iv) to
the Class M-2 Certificates, any Unpaid Interest Amounts for such
Class;
(v) to
the Class M-2 Certificates, any Unpaid Realized Loss Amount for such
Class;
(vi) to
the Class M-3 Certificates, any Unpaid Interest Amounts for such
Class;
(vii) to
the Class M-3 Certificates, any Unpaid Realized Loss Amount for such
Class;
(viii) to
the Class M-4 Certificates, any Unpaid Interest Amounts for such
Class;
(ix) to
the Class M-4 Certificates, any Unpaid Realized Loss Amount for such
Class;
(x) to
the Class M-5 Certificates, any Unpaid Interest Amounts for such
Class;
(xi) to
the Class M-5 Certificates, any Unpaid Realized Loss Amount for such
Class;
(xii) to
the Class M-6 Certificates, any Unpaid Interest Amounts for such
Class;
(xiii) to
the Class M-6 Certificates, any Unpaid Realized Loss Amount for such
Class;
(xiv) to
the Class M-7 Certificates, any Unpaid Interest Amounts for such
Class;
(xv) to
the Class M-7 Certificates, any Unpaid Realized Loss Amount for such
Class;
(xvi) to
the Class M-8 Certificates, any Unpaid Interest Amounts for such
Class;
(xvii) to
the Class M-8 Certificates, any Unpaid Realized Loss Amount for such
Class;
(xviii) to
the Class M-9 Certificates, any Unpaid Interest Amounts for such
Class;
(xix) to
the Class M-9 Certificates, any Unpaid Realized Loss Amount for such
Class;
(xx) to
the Excess Reserve Fund Account, the amount of any Net WAC Cap Carry Forward
Amount for such Distribution Date;
(xxi) to
the Supplemental Interest Trust for payment to
the Swap
Provider, any Swap Termination Payments resulting from a Swap Provider Trigger
Event (to the extent not paid by the Supplemental Interest Trust Trustee from
any upfront payment received pursuant to any replacement interest rate swap
agreement that may be entered into by the Supplemental Interest Trust
Trustee);
(xxii) to
the holders of the Class
C Certificate,
(a) the Class C Distributable Amount and (b) on any Distribution Date on which
the Certificate Balances of the Class A and Subordinate Certificates have been
reduced to zero, any remaining amounts in reduction of the Certificate Balance
of the Class C Certificates, until the Certificate Balance thereof has been
reduced to zero (and for federal and state income tax purposes, such total
amounts shall be treated as amounts distributed by REMIC IV to the Holder of
the
Class C Interest and by REMIC V to the Holder of the Class C
Certificates);
(xxiii) if
such Distribution Date follows the Prepayment Period during which occurs the
latest date on which a Prepayment Charge may be required to be paid in respect
of any Mortgage Loans, to the Holders of the Class P Certificates, in reduction
of the Certificate Balance thereof, until the Certificate Balance thereof is
reduced to zero (and for federal and state income tax purposes, such total
amounts shall be treated as amounts distributed by REMIC IV to the Holder of
the
Class P Interest and by REMIC VI to the Holder of the Class P Certificates);
and
(xxiv) to
the holders of the Class R Certificates (in respect of the Class R-IV Interest),
the remaining amount.
(II) On
each Distribution Date, an amount equal to all Prepayment Charges received
during the related Prepayment Period together with the amounts paid in respect
thereof pursuant to Section 3.21 shall be distributed to the holders of the
Class P Certificates. The payment of the foregoing amounts to the Holders of
the
Class P Certificates shall not reduce the Certificate Balances
thereof.
(III) Without
limiting the provisions of Section 9.02, by acceptance of the Class R
Certificates, the holders of the Class R Certificates agree, and it is the
understanding of the parties hereto, for so long as the NIM Notes are
outstanding, to assign and transfer their rights to receive any amounts
otherwise distributable to the holders of the Class R Certificates (and such
rights are hereby assigned and transferred) to the Holders of the Class C
Certificates, to be paid to the holders of the Class C Certificates.
(IV) On
each Distribution Date, the Trustee shall make the following disbursements
and
transfers from amounts then on deposit in the Excess Reserve Fund Account in
the
following order of priority, to the extent of funds available
therefor:
(a) concurrently,
to each Class of Class A Certificates, pro
rata,
the amount of the Net WAC Cap Carry Forward Amount for each such Class;
and
(b) sequentially,
to the Subordinated Certificates, in order of their distribution priority,
to
the extent of any Net WAC Cap Carry Forward Amount for each such Class.
At
least six (6) Business Days prior to the related Distribution Date, the Seller
shall make available to the Trustee a statement containing (i) the aggregate
Certificate Balances of each of the Group I Certificates, Group II Certificates
and Subordinated Certificates owned by the Seller or any of its Affiliates
during the immediately preceding Interest Accrual Period and/or as of the date
of such statement to the Trustee and (ii) the names of the Sellers and/or any
of
its Affiliates that own any of the Group I Certificates, Group II Certificates
or Subordinated Certificates during the immediately preceding Interest Accrual
Period and/or as of the date of such statement to the Trustee. The Seller and
its Affiliates hereby agree that (i) the Seller and its Affiliates shall own
not
less than 100% of any Class of Certificates and all transfers of Group I
Certificates, Group II Certificates or Subordinated Certificates of any Class
that the Seller and/or is Affiliates may undertake shall be restricted to 100%
of such Class and (ii) neither the Seller nor any of its Affiliates shall
undertake to sell any Certificates held by such entities or purchase any
additional Certificates from the date of such statement to the Trustee until
the
first day following the related Distribution Date.
(V) On
each Distribution Date, the Supplemental Interest Trust Trustee shall make
the
distributions required under Section 4.05(c).
(VI) It
is the intention of all of the parties hereto that the Class C Certificates
receive all principal and interest received by the Trust on the Mortgage Loans
that is not otherwise distributable to any other Class of Regular Certificates
or REMIC Regular Interests and that the Residual Certificates are to receive
no
principal and interest. If the Trustee determines that the Residual Certificates
are entitled to any distributions, the Trustee, prior to any such distribution
to any Residual Certificate, shall notify the Depositor of such impending
distribution but shall make such distribution in accordance with the terms
of
this Agreement until this Agreement is amended as specified in the following
sentence. Upon such notification, the Depositor will request an amendment to
the
Pooling and Servicing Agreement to revise such mistake in the distribution
provisions. The Residual Certificate Holders, by acceptance of their
Certificates, and the Servicer(s), hereby agree to any such amendment and no
further consent shall be necessary, notwithstanding anything to the contrary
in
Section 10.01 of this Pooling and Servicing Agreement; provided, however, that
such amendment shall otherwise comply with Section 10.01 hereof.
Section 4.03 |
Monthly
Statements to Certificateholders.
|
(a)
Not
later than each Distribution Date, the Trustee shall prepare and make available
to each Certificateholder, the Servicer, the Depositor, the NIM Insurer and
each
Rating Agency on its Internet website a statement for the related distribution
of:
(i) the
applicable Record Dates, Interest Accrual Periods and Determination Dates for
calculating distributions for such Distribution Date;
(ii) the
amount of funds received from the Servicer for such Distribution Date separately
identifying amounts received in respect of the Mortgage Loans, the amount of
Advances included in the distribution on the Distribution Date, the amount
of
any Net Swap Payment to the Supplemental Interest Trust from the Swap Provider
and any Swap Termination Payment to the Supplemental Interest Trust from the
Swap Provider;
(iii) the
Servicing Fee and Trustee Fee for such Distribution Date;
(iv) the
amount of any Net Swap Payment from the Supplemental Interest Trust to the
Swap
Provider and any Swap Termination Payment from the Supplemental Interest Trust
to the Swap Provider;
(v) the
aggregate amount of expenses paid from amounts on deposit in (x) the Certificate
Account and (y) the Distribution Account;
(vi) the
amount of the distribution allocable to principal, separately identifying the
aggregate amount of any Principal Prepayments and Liquidation Proceeds included
therein;
(vii) the
amount of the distribution allocable to interest, any Unpaid Interest Amounts
included in the distribution and any remaining Unpaid Interest Amounts after
giving effect to the distribution, any Net WAC Cap Carry Forward Amount for
the
Distribution Date, and the amount of all Net WAC Cap Carry Forward Amounts
covered by withdrawals from the Excess Reserve Fund Account on the Distribution
Date;
(viii) if
the distribution to the Holders of any Class of Certificates is less than the
full amount that would be distributable to them if sufficient funds were
available, the amount of the shortfall and the allocation of the shortfall
between principal and interest, including any Net WAC Cap Carry Forward Amount
not covered by amounts in the Excess Reserve Fund Account;
(ix) the
amount of any Total Monthly Excess Spread on the Distribution Date and the
allocation thereof to the Certificateholders with respect to Unpaid Realized
Loss Amounts and Unpaid Interest Amounts;
(x) the
Class Certificate Balance of each Class of Certificates before and after giving
effect to the distribution of principal on the Distribution Date;
(xi) the
Pass-Through Rate for each Class of Certificates with respect to the
Distribution Date;
(xii) the
amount on deposit in the Certificate Account and Excess Reserve Fund Account
(before and after giving effect to distributions on the Distribution Account
Deposit Date and Distribution Date, respectively);
(xiii) the
number of Mortgage Loans and the Pool Stated Principal Balance as the first
day
of the related Remittance Period and the last day of the related Remittance
Period;
(xiv) as
of the last day of the related Remittance Period:
(A)
the weighted average mortgage rate of the Mortgage Loans, and
(B)
the weighted average remaining term to maturity of the Mortgage
Loans;
(xv) the
number and aggregate outstanding balance of the Mortgage Loans in each Loan
Group as of the end of the preceding calendar month:
(A)
delinquent
(exclusive of Mortgage Loans in foreclosure) (1) 30 to 59 days, (2) 60 to 89
days and (3) 90 or more days and
(B)
in
foreclosure and delinquent (1) 30 to 59 days, (2) 60 to 89 days and (3) 90
or
more days,
as
of the close of business on the last day of the calendar month preceding the
Distribution Date;
(xvi) for
each of the preceding 12 calendar months, or all calendar months since the
Cut-off Date, whichever is less, the aggregate dollar amount of the Scheduled
Payments (A) due on all Outstanding Mortgage Loans on the Due Date in such
month
and (B) delinquent sixty (60) days or more (determined in the same manner as
for
determining Scheduled Payment delinquencies that result in a Mortgage Loan
being
a 60+ Day Delinquent Loan) on the Due Date in such month;
(xvii) with
respect to any Mortgage Loan that became an REO Property during the preceding
calendar month, the loan number and Stated Principal Balance of the Mortgage
Loan as of the close of business on the Determination Date preceding the
Distribution Date and the date of acquisition thereof;
(xviii) the
total number and principal balance of any REO Properties (and market value,
if
available) as of the close of business on the Determination Date preceding
the
Distribution Date;
(xix) the
aggregate amount of Principal Prepayments received during the related Prepayment
Period and the number of Mortgage Loans subject to such Principal
Prepayments;
(xx) the
aggregate amount of Advances reimbursed during the related Remittance Period,
the general source of funds for such reimbursements and the aggregate amount
of
Advances outstanding as of the close of business on the Distribution Date;
(xxi) the
aggregate amount of Servicing Advances reimbursed during the related Remittance
Period, the general source of funds for such reimbursements and the aggregate
amount of Servicing Advances outstanding as of the close of business on the
Distribution Date;
(xxii) reserved;
(xxiii) the
aggregate number and outstanding principal balance of Mortgage Loans repurchased
during the related Remittance Period due to material breaches of representations
and warranties regarding such Mortgage Loans;
(xxiv)
whether a Trigger Event is in effect separately identifying the components
thereof;
(xxv) the
aggregate amount of Applied Realized Loss Amounts incurred during the preceding
calendar month and the aggregate Unpaid Realized Loss Amount through the
Distribution Date;
(xxvi) with
respect to the second Distribution Date, the number and aggregate balance of
any
Delayed Delivery Mortgage Loans not delivered within the time periods specified
in the definition of Delayed Delivery Mortgage Loans;
(xxvii) the
Overcollateralization Amount for such Distribution Date and the
Overcollateralization Target Amount for such Distribution Date;
(xxviii)
Prepayment Charges collected, waived, and paid by the Servicer; and
(xxix) for
the distribution occurring on the Distribution Date immediately following the
end of the Funding Period, the balance on deposit in the Group I Pre-Funding
Account and/or the Group II Pre-Funding Account that has not been used to
purchase Subsequent Mortgage Loans and that is being distributed to the
Certificateholders on such Distribution Date.
For
the purposes of determining delinquency periods in reporting under (ix) above,
for any Monthly Statement, a Mortgage Loan’s delinquency period shall be
determined as of the Due Date falling in the month in which the monthly
statement is provided and a Mortgage Loan is first delinquent only after the
first Due Date following the Due Date for which any part of a Scheduled Payment
has not been paid, and each calendar month shall be treated as having 30 days.
Thus, for the December Monthly Statement a Mortgage Loan whose November Due
Date
payment has not been paid by the December Due Date is not delinquent. On the
day
after the December Due Date, such Mortgage Loan would be one day delinquent.
A
Mortgage Loan whose November Due Date payment has not been paid by the December
Due Date is 30 days past due as of the December Due Date, and would be reported
as such in the December Monthly Statement.
If
the statement is not accessible to any of the Certificateholders, the Servicer,
the Depositor, the NIM Insurer or any Rating Agency on the Trustee’s Internet
website, the Trustee shall forward a hard copy of it to each Certificateholder,
the Servicer, the Depositor, the NIM Insurer and each Rating Agency immediately
after the Trustee becomes aware that it is not accessible to any of them via
its
website. The address of the Trustee’s Internet website where the statement will
be accessible is xxxxx://xxx.xxx.xx.xxx/xxxx.
Assistance in using the Trustee’s Internet website may be obtained by calling
the Trustee’s customer service desk at (000) 000-0000. The Trustee shall notify
each Certificateholder, the Servicer, the Depositor, the NIM Insurer and each
Rating Agency in writing of any change in the address or means of access to
the
Internet website where the statement is accessible.
(b)
The
Trustee’s responsibility for preparing and disbursing the above information to
the Certificateholders is limited to the availability, timeliness, and accuracy
of the information derived from the Servicer. The Trustee is not responsible
for
any inaccuracies in or caused by the data provided by the Servicer.
By
each Determination Date, the Servicer shall provide to the Trustee in electronic
form the information needed to determine the distributions to be made pursuant
to Section 4.02 and 3.09(b)(ii) and any other information that the Servicer
and
the Trustee mutually agree, including, without limitation, the amount on deposit
in the Certificate Account (before and after giving effect to remittances to
the
Trustee on the Distribution Account Deposit Date) and the aggregate amount
of
expenses paid from amounts on deposit in the Certificate Account.
(c)
Within
a reasonable period of time after the end of each calendar year, the Trustee
shall cause to be furnished to each Person who at any time during the calendar
year was a Certificateholder, a statement containing the information in clauses
(a)(i) and (a)(ii) (with respect to principal and interest distributed) of
this
Section 4.03 aggregated for the calendar year or the applicable portion thereof
during which the Person was a Certificateholder. Within a reasonable period
of
time after the end of each calendar year, the Trustee shall cause to be
furnished to the NIM Insurer, a statement containing the information in clauses
(a)(i) and (a)(ii) (with respect to principal and interest distributed) of
this
Section 4.03 aggregated for the calendar year. This obligation of the Trustee
shall be satisfied to the extent that substantially comparable information
shall
be provided by the Trustee pursuant to any requirements of the Code as from
time
to time in effect.
Section 4.04 |
Allocation
of Interest Shortfall and Realized
Losses
|
For
purposes of calculating the amount of the Accrued Certificate Interest
Distribution Amount for the Class A Certificates, the Subordinated Certificates
and the Class C Certificates for any Distribution Date, the aggregate amount
of
any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls
incurred in respect of the Mortgage Loans for any Distribution Date (together,
“Net Interest Shortfalls”) shall be allocated first, to reduce the interest
accrued on the Class C Certificates in the related Accrual Period up to an
amount equal to one month’s interest at the then applicable Pass-Through Rate on
the Notional Amount of such Certificates and, thereafter, to reduce the interest
accrued during the related Accrual Period on the Class A Certificates and the
Subordinated Certificates on a pro
rata
basis based on, and to the extent of, one month’s interest at the then
applicable respective Pass-Through Rate on the respective Certificate Principal
Balance of each such Certificate.
If
on any Distribution Date, the aggregate Class Certificate Balance of the Class
A
Certificates and the Subordinated Certificates, determined after all
distributions pursuant to Section 4.01 have been made, exceeds the aggregate
Stated Principal Balance of all of the Mortgage Loans as of such Distribution
Date, such excess shall be allocated by the Trustee to reduce the balance of
the
Subordinated Certificates, in reverse order of their numerical designations,
until the Class Certificate Balance of each such Class has been reduced to
zero.
All Applied Realized Losses so allocated to the Class Certificate Balance of
any
such Class on any Distribution Date shall be so allocated after the actual
distributions to be made on such date as provided herein. No allocations of
any
Realized Losses shall be made to the Class Certificate Balance of the Class
A
Certificates. All references in Section 4.01 to the Class Certificate Balance
of
any Class of Certificates, unless otherwise stated, shall be to the Class
Certificate Balance of such Class immediately prior to the relevant Distribution
Date, before reduction thereof by any Realized Losses as provided in this
Section 4.04, in each case to be allocated to such Class of Certificates, on
such Distribution Date.
Any
allocation of Realized Losses to a Subordinated Certificate on any Distribution
Date shall be made by reducing the Certificate Balance thereof by such
Certificate’s pro rata share of Applied Realized Losses allocated to the related
Class Certificate Balance.
On
each Distribution Date, following the foregoing distributions, an amount equal
to the amount of Subsequent Recoveries included in the Available Funds for
such
Distribution Date shall be applied to increase the Class Certificate Balance
of
the Class of Subordinated Certificates with the Highest Priority up to the
extent of Unpaid Realized Loss Amounts for such Class of Certificates. An amount
equal to the amount of any remaining Subsequent Recoveries shall be applied
to
increase the Certificate Principal Balance of the Class of Certificates with
the
next Highest Priority, up to the amount of Unpaid Realized Loss Amounts for
such
Class of Certificates, and so on. Holders of such Certificates will not be
entitled to any distributions in respect of interest on the amount of such
increases for any Interest Accrual Period preceding the Distribution Date on
which such increase occurs. Any such increases shall be applied to the
Certificate Balance of each Certificate of such Class in accordance with its
respective Percentage Interest.
Section 4.05 |
Supplemental
Interest Trust.
|
(a)
As
of the Closing Date, the Supplemental Interest Trust Trustee shall establish
and
maintain in the name of the Trustee a separate trust for the benefit of the
holders of the Class A Certificates and Subordinated Certificates (the
“Supplemental
Interest Trust”)
into which the Depositor shall deposit $1,000. The Supplemental Interest Trust
shall hold the Swap Agreement. The Supplemental Interest Trust shall include
an
Eligible Account, and funds on deposit therein shall be held separate and apart
from, and shall not be commingled with, any other moneys, including, without
limitation, other moneys of the Trustee or of the Supplemental Interest Trust
Trustee held pursuant to this Agreement. Amounts therein shall be held
uninvested.
(b)
On
each Distribution Date, the Supplemental Interest Trust Trustee shall deposit
into the Supplemental Interest Trust amounts received from the Trustee pursuant
to Section 4.02(I) of this Agreement. On each Distribution Date, the
Supplemental Interest Trust Trustee shall distribute any such amounts to the
Swap Provider pursuant to the Swap Agreement, first to pay any Net Swap Payment
owed to the Swap Provider for such Distribution Date, and second to pay any
Swap
Termination Payment owed to the Swap Provider.
(c)
On
each Distribution Date, the Supplemental Interest Trust Trustee shall deposit
into the Supplemental Interest Trust amounts received from the Swap Provider.
On
each Distribution Date, the Supplemental Interest Trust Trustee shall distribute
from the Supplemental Interest Trust an amount up to the Net Swap Payment
received from the Swap Provider under the Swap Agreement, in the following
order
of priority:
(1) concurrently,
to each Class of Class A Certificates, pro
rata,
in an amount equal to the Unpaid Interest Amount for each such Class and such
Distribution Date, to the extent not paid pursuant to Section 4.01(I)(a);
provided, that for this purpose no Certificates held by the Seller, the
Depositor or any Affiliate shall receive such distribution;
(2) sequentially,
to each Class of Subordinated Certificates, in order of their distribution
priority (highest to lowest), in an amount equal to the Unpaid Interest Amount
for each such Class and such Distribution Date, to the extent not paid pursuant
to Section 4.01(I)(c); provided, that for this purpose no Certificates held
by
the Seller, the Depositor or any Affiliate shall receive such
distribution;
(3) to
fund the amount by which the Total Monthly Excess Spread for such Distribution
Date is less than the Overcollateralization Deficiency on such Distribution
Date, to be paid as a component of the Extra Principal Distribution Amount
as
described in Section 4.01(I)(b) above; provided, that for this purpose no
Certificates held by the Seller, the Depositor or any Affiliate shall receive
such distribution;
(4) [reserved];
(5) sequentially,
to each Class of Subordinated Certificates, in order of their distribution
priority (highest to lowest), in an amount equal to any Unpaid Realized Losses
to the extent not paid pursuant to Section 4.01(I)(c); provided, that for this
purpose no Certificates held by the Seller, the Depositor or any Affiliate
shall
receive such distribution;
(6) first,
to each Class of Class A Certificates, pro
rata,
any related Net WAC Cap Carry Forward Amounts for such Classes remaining unpaid
on such Distribution Date after all distributions of amounts on deposit in
the
Excess Reserve Fund Account are made, and second, sequentially, to each Class
of
Subordinated Certificates, in order of their distribution priority (highest
to
lowest), any related Net WAC Cap Carry Forward Amounts for such Class or Classes
of Subordinated Certificates remaining unpaid on such Distribution Date, in
each
case to the extent not covered by other amounts on deposit in the Excess Reserve
Fund Account; provided,
that for this purpose no Certificates held by the Seller, the Depositor or
any
Affiliate shall receive such distribution;
(7) subject
to 4.05(i) below, to
IndyMac Bank, F.S.B., the amount of such distribution that would otherwise
be
payable to Certificates held by the Seller, the Depositor or any Affiliate
without the inclusion of the proviso in clauses (1) through (6)
above;
(8) to
the extent NIM Notes are issued, to the indenture trustee under the Indenture,
that amount required to be distributed to the holders of the NIM Notes on the
related Payment Date (as defined in the Indenture); and
(9) any
remainder to IndyMac Bank, F.S.B.
(d)
The
Supplemental Interest Trust constitutes an “outside reserve fund” within the
meaning of Treasury Regulation § 1.860G-2(h) and is not an asset of any REMIC.
IndyMac Bank, F.S.B. shall be the beneficial owner of the Supplemental Interest
Trust, as such entity is entitled to receive any remaining amounts payable
by
the Swap Provider under the Swap Agreement as described pursuant to Section
4.05(c), subject to the power of the Supplemental Interest Trust Trustee to
transfer amounts under this Agreement. The Supplemental Interest Trust Trustee
shall keep records that accurately reflect the funds on deposit in the
Supplemental Interest Trust. The Supplemental Interest Trust Trustee shall,
at
the written direction of IndyMac Bank, F.S.B., invest amounts on deposit in
the
Supplemental Interest Trust in Permitted Investments. In the absence of written
direction to the Supplemental Interest Trust Trustee from IndyMac Bank, F.S.B.,
all funds in the Supplemental Interest Trust shall remain uninvested. On each
Distribution Date, the Supplemental Interest Trust Trustee shall distribute,
not
in respect of any REMIC, any interest earned on the Supplemental Interest Trust
to IndyMac Bank, F.S.B. It is the intention of the parties hereto that, for
federal income tax purposes, the Supplemental Interest Trust be disregarded
as
an entity separate from IndyMac Bank, F.S.B. IndyMac Bank F.S.B.’s ownership
interest in the Supplemental Interest Trust may not be transferred (or
re-transferred) unless 100% of the ownership interest is transferred (or
re-transferred) to a single entity treated as a corporation for federal income
tax purposes. IndyMac Bank F.S.B., and any subsequent owner of the Supplemental
Interest Trust, will provide (and update as required or reasonably requested)
an
IRS Form W-9 or appropriate IRS Form W-8 to the Trustee.
(e)
For
federal income tax purposes, amounts paid to the Supplemental Interest Trust
on
each Distribution Date pursuant to Sections 4.02(I) and (V) shall first be
deemed paid to the Supplemental Interest Trust in respect of REMIC VII Regular
Interest SWAP IO to the extent of the amount distributable on REMIC VII Regular
Interest SWAP IO on such Distribution Date, and any remaining amount shall
be
deemed paid to the Supplemental Interest Trust in respect of a Class IO
Distribution Amount.
(f)
The
Supplemental Interest Trust Trustee shall treat the Holders of Certificates
(other than the Class P, Class C, Class R and Class R-X Certificates) as having
entered into a notional principal contract with the owners of the Supplemental
Interest Trust. Pursuant to each such notional principal contract, all Holders
of Certificates (other than the Class P, Class C, Class R and Class R-X
Certificates) shall be treated as having agreed to pay, on each Distribution
Date, to the owner of the Supplemental Interest Trust an aggregate amount equal
to the excess, if any, of (i) the amount payable on such Distribution Date
on
the REMIC Regular Interest ownership of which is represented by such Class
of
Certificates over (ii) the amount payable on such Class of Certificates on
such
Distribution Date (such excess, a “Class
IO Distribution Amount”).
A Class IO Distribution Amount payable from interest collections shall be
allocated pro rata among such Certificates based on the amount of interest
otherwise payable to such Certificates, and a Class IO Distribution Amount
payable from principal collections shall be allocated to the most subordinate
Class of such Certificates with an outstanding principal balance to the extent
of such balance. In addition, pursuant to a notional principal contract, the
Holder of the Class C Certificates shall be treated as having agreed to pay
Net
WAC Cap Carry Forward Amounts to the Holders of the Certificates (other than
the
Class C, Class P, Class R and Class R-X Certificates) in accordance with the
terms of this Agreement. Any payments to such Certificates from amounts deemed
received in respect of this notional principal contract shall not be payments
with respect to a Regular Interest in a REMIC within the meaning of Code Section
860G(a)(1). However, any payment from the Certificates (other than the Class
C,
Class P, Class R and Class R-X Certificates) of a Class IO Distribution Amount
shall be treated for tax purposes as having been received by the Holders of
such
Certificates in respect of the REMIC Regular Interest ownership of which is
represented by such Certificates, and as having been paid by such Holders to
the
Supplemental Interest Trust pursuant to the notional principal contract. Thus,
each Certificate (other than the Class P, Class R and Class R-X Certificates)
shall be treated as representing not only ownership of a Regular Interest in
REMIC IV, but also ownership of an interest in, and obligations with respect
to,
a notional principal contract.
(g)
In
the event that the Swap Agreement is terminated prior to the Distribution Date
in March 2011, the Supplemental Interest Trust Trustee shall, as directed by
and
upon the recommendation of a nationally-recognized investment bank (which may
be
Xxxxxx Brothers, Inc.), and using any Swap Termination Payments paid by the
Swap
Provider and deposited in the Supplemental Interest Trust, appoint a successor
Swap Provider.
(h)
Notwithstanding
anything contained herein, in the event that a qualified successor Swap Provider
is unable to be located, in accordance with Section 4.05(g) above, within 30
days after receipt by the Supplemental Interest Trust Trustee of the Swap
Termination Payment paid by the terminated Swap Provider, the Supplemental
Interest Trust Trustee shall deposit such Swap Termination Payment into a
separate, non-interest bearing trust account established by the Supplemental
Interest Trust Trustee and the Supplemental Interest Trust Trustee shall, on
each Distribution Date following receipt of such Swap Termination Payment,
withdraw from such account an amount equal to the Net Swap Payment, if any,
that
would have been paid to the Trust by the original Swap Provider (computed in
accordance with the original Swap Agreement, attached hereto as Exhibit K)
and
distribute such amount in accordance with Section 4.05(c). On the Distribution
Date immediately after the termination date of the original Swap Agreement,
the
Supplemental Interest Trust Trustee shall withdraw any funds remaining in such
account and distribute such amount in accordance with this
Agreement.
(i)
The
Seller shall promptly notify the Trustee in the event that any Certificates
are
held by the Seller, the Depositor or any Affiliate. In the absence of such
notification, the Trustee on each Distribution Date may conclusively rely on
the
status of the Seller, the Depositor or any Affiliate as of the immediately
preceding Record Date.
Section 4.06 |
Tax
Treatment of Net Swap Payments and Swap Termination
Payments.
|
For
federal income tax purposes, each holder of a Class A or Subordinated
Certificate is deemed to own an undivided beneficial ownership interest in
a
REMIC Regular Interest and the right to receive payments from either the Excess
Reserve Fund Account or the Supplemental Interest Trust in respect of any Net
WAC Cap Carry Forward Amounts or the obligation to make payments to the
Supplemental Interest Trust.
For
federal income tax purposes, the Supplemental Interest Trust Trustee will
account for payments to each Class A and Subordinated Certificates as follows:
each Class A and Subordinated Certificate will be treated as receiving their
entire payment from REMIC III (regardless of any Swap Termination Payment or
obligation under the Swap Agreement) and subsequently paying their portion
of
any Swap Termination Payment in respect of each such Class’s obligation under
the Swap Agreement. In the event that any such Class is resecuritized in a
REMIC, the obligation under the Swap Agreement to pay any such Swap Termination
Payment (or any shortfall in the fee to the Swap Provider), will be made by
one
or more of the REMIC Regular Interests issued by the resecuritization REMIC
subsequent to such REMIC Regular Interest receiving its full payment from any
such Class A or Subordinated Certificate. The REMIC regular interest
corresponding to a Class A or Subordinated Certificate will be entitled to
receive interest and principal payments at the times and in the amounts equal
to
those made on the certificate to which it corresponds, except that (i) the
maximum interest rate of that REMIC Regular Interest will equal the Net WAC
Pass-Through Rate computed for this purpose by limiting the notional amount
of
the Swap Agreement to the aggregate principal balance of the Mortgage Loans
and
(ii) any Swap Termination Payment will be treated as being payable solely from
Total Monthly Excess Spread. As a result of the foregoing, the amount of
distributions and taxable income on the REMIC Regular Interest corresponding
to
a Class A or Subordinated Certificate may exceed the actual amount of
distributions on the Class A or Subordinated Certificate.
Section 4.07 |
Certain
Matters Relating to the Determination of
LIBOR.
|
Until
all of the LIBOR Certificates are paid in full, the Trustee will at all times
retain at least four Reference Banks for the purpose of determining LIBOR with
respect to each Interest Determination Date. The Servicer initially shall
designate the Reference Banks. Each “Reference
Bank”
shall be a leading bank engaged in transactions in Eurodollar deposits in the
international Eurocurrency market, shall not control, be controlled by or be
under common control with, the Trustee and shall have an established place
of
business in London. If any such Reference Bank should be unwilling or unable
to
act as such or if the Servicer should terminate its appointment as Reference
Bank, the Servicer shall promptly appoint another Reference Bank. The Trustee
shall have no liability or responsibility to any Person for (i) the selection
of
any Reference Bank for purposes of determining LIBOR or (ii) any inability
to
retain at least four Reference Banks that is caused by circumstances beyond
its
reasonable control.
The
Pass-Through Rate for each Class of LIBOR Certificates for each Interest Accrual
Period shall be determined by the Trustee on each LIBOR Determination Date
so
long as the LIBOR Certificates are outstanding on the basis of LIBOR and the
respective formulae appearing in footnotes corresponding to the LIBOR
Certificates in the table relating to the Certificates in the Preliminary
Statement. The Trustee shall not have any liability or responsibility to any
Person for its inability, following a good-faith reasonable effort, to obtain
quotations from the Reference Banks or to determine the arithmetic mean referred
to in the definition of LIBOR, all as provided for in this Section 4.07 and
the
definition of LIBOR. The establishment of LIBOR and each Pass-Through Rate
for
the LIBOR Certificates by the Trustee shall (in the absence of manifest error)
be final, conclusive and binding upon each Holder of a Certificate and the
Trustee.
Section
4.08 Distributions
and Allocation of Realized Losses to the REMIC I Regular Interests, REMIC II
Regular Interests
and REMIC
III Regular Interests.
(I) On
each Distribution Date, the following amounts, in the following order of
priority, shall be distributed by REMIC I to REMIC II on account of the REMIC
I
Regular Interests or withdrawn from the Distribution Account and distributed
to
the Holders of the Class R Certificates (in respect of the Class R-I Interest),
as the case may be:
With
respect to the Group I Mortgage Loans:
(1)(i) to
the Holders of REMIC I Regular Interest I-LT1, REMIC I Regular Interest I-LTP
and REMIC I Regular Interest I-LT1PF in an amount equal to (A) the
Uncertificated Interest for each REMIC I Regular Interest for such Distribution
Date, plus (B) any amounts in respect thereof remaining unpaid from previous
Distribution Dates; and
(ii) to
the Holders of REMIC I Regular Interest I-LTP, on the Distribution Date
immediately following the expiration of the latest Prepayment Charge as
identified on the Prepayment Charge Schedule or any Distribution Date thereafter
until $100 has been distributed pursuant to this clause;
(2) to
the Holders of REMIC I Regular Interest I-LT1 and REMIC I Regular Interest
I-LT1PF, in an amount equal to the remainder of the Available Funds for such
Distribution Date after the distributions made pursuant to clause (1)(i) above,
allocated as follows:
(a) to
the Holders of REMIC I Regular Interest I-LT1, until the Uncertificated Balance
of REMIC I Regular Interest I-LT1 is reduced to zero;
(b) to
the Holders of REMIC I Regular Interest I-LT1PF, until the Uncertificated
Balance of REMIC I Regular Interest I-LT1PF is reduced to zero; and
(c) any
remaining amount to the Holders of the Class R Certificates (in respect of
the
Class R-I Interest);
provided,
however,
that for the first Distribution Date, such amounts relating to the Initial
Group
I Mortgage Loans shall be allocated to REMIC I Regular Interest I-LT1 and such
amounts relating to the Subsequent Group I Mortgage Loans shall be allocated
to
REMIC I Regular Interest I-LT1PF.
With
respect to the Group II Mortgage Loans:
(1) to
the Holders of REMIC I Regular Interest I-LT2 and REMIC I Regular Interest
I-LT2PF in an amount equal to (A) the Uncertificated Interest for each REMIC
I
Regular Interest for such Distribution Date, plus (B) any amounts in respect
thereof remaining unpaid from previous Distribution Dates; and
(2) to
the Holders of REMIC I Regular Interest I-LT2 and REMIC I Regular Interest
I-LT2PF, in an amount equal to the remainder of the Available Funds for such
Distribution Date after the distributions made pursuant to clause (1) above,
allocated as follows:
(a) to
the Holders of REMIC I Regular Interest I-LT2, until the Uncertificated Balance
of REMIC I Regular Interest I-LT2 is reduced to zero;
(b) to
the Holders of REMIC I Regular Interest I-LT2PF, until the Uncertificated
Balance of REMIC I Regular Interest I-LT2PF is reduced to zero; and
(c) any
remaining amount to the Holders of the Class R Certificates (in respect of
the
Class R-I Interest);
provided,
however, that for the first Distribution Date, such amounts relating to the
Initial Group II Mortgage Loans shall be allocated to REMIC I Regular Interest
I-LT2 and such amounts relating to the Subsequent Group II Mortgage Loans shall
be allocated to REMIC I Regular Interest I-LT2PF.
On
each Distribution Date, all amounts representing Prepayment Charges in respect
of the Mortgage Loans received during the related Prepayment Period will be
distributed by REMIC I to the Holders of REMIC I Regular Interest I-LTP. The
payment of the foregoing amounts to the Holders of REMIC I Regular Interest
I-LTP shall not reduce the Uncertificated Balance thereof.
(II) On
each Distribution Date, the following amounts, in the following order of
priority, shall be distributed by REMIC II to REMIC III on account of the REMIC
II Regular Interests or withdrawn from the Distribution Account and distributed
to the Holders of the Class R Certificates (in respect of the Class R-II
Interest), as the case may be:
With
respect to the Group I Mortgage Loans:
(A)
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to
Holders of each of REMIC II Regular Interest I-I, REMIC I Regular
Interest
P and REMIC II Regular Interest I-1-A through I-59-B, pro rata, in
an
amount equal to (A) Uncertificated Interest for such REMIC II Regular
Interests for such Distribution Date, plus (B) any amounts payable
in
respect thereof remaining unpaid from previous Distribution Dates;
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(B)
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to
the extent of amounts remaining after the distributions made pursuant
to
clause (i) above, payments of principal shall be allocated as follows:
first, to REMIC II Regular Interest I until the Uncertificated Balance
is
reduced to zero and second, to REMIC II Regular interests I-1-A through
I-59-B starting with the lowest numerical denomination until the
Uncertificated Balance of each such REMIC II Regular Interest is
reduced
to zero, provided that, for REMIC II Regular Interests with the same
numerical denomination, such payments of principal shall be allocated
pro
rata between such REMIC II Regular Interests, and second, to the
extent of
the product of (a) any Overcollateralization Release Amounts multiplied
by
(b) a fraction, the numerator of which is the aggregate Scheduled
Principal Balance of the Group I Mortgage Loans and the denominator
of
which is the aggregate Scheduled Principal Balance of the Mortgage
Loans,
to REMIC II Regular Interest I until the Uncertificated Balance of
such
REMIC II Regular Interest is reduced to zero;
and
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(C)
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to
the Holders of REMIC II Regular Interest P, (A) on each Distribution
Date,
100% of the amount paid in respect of Prepayment Charges and (B)
on the
Distribution Date immediately following the expiration of the latest
Prepayment Charge as identified on the Prepayment Charge Schedule
or any
Distribution Date thereafter until $100 has been distributed pursuant
to
this clause.
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With
respect to the Group II Mortgage Loans:
(A)
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to
Holders of each of REMIC II Regular Interest II and REMIC II Regular
Interest II-1-A through II-59-B, pro rata, in an amount equal to
(A)
Uncertificated Interest for such REMIC II Regular Interests for such
Distribution Date, plus (B) any amounts payable in respect thereof
remaining unpaid from previous Distribution Dates;
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(B)
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to
the extent of amounts remaining after the distributions made pursuant
to
clause (i) above, payments of principal shall be allocated as follows:
first, to REMIC II Regular Interest II until the Uncertificated Balance
is
reduced to zero and second, to REMIC II Regular interests II-1-A
through
II-59-B starting with the lowest numerical denomination until the
Uncertificated Balance of each such REMIC II Regular Interest is
reduced
to zero, provided that, for REMIC II Regular Interests with the same
numerical denomination, such payments of principal shall be allocated
pro
rata between such REMIC II Regular Interests, and second, to the
extent of
the product of (a) any Overcollateralization Release Amounts multiplied
by
(b) a fraction, the numerator of which is the aggregate Scheduled
Principal Balance of the Group II Mortgage Loans and the denominator
of
which is the aggregate Scheduled Principal Balance of the Mortgage
Loans,
to REMIC II Regular Interest II until the Uncertificated Balance
of such
REMIC II Regular Interest is reduced to zero;
and
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(C)
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to
the Holders of REMIC II Regular Interest P, on each Distribution
Date,
100% of the amount paid in respect of Prepayment
Charges.
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(III) On
each Distribution Date, the following amounts, in the following order of
priority, shall be distributed by REMIC III to REMIC IV on account of the REMIC
III Regular Interests or withdrawn from the Distribution Account and distributed
to the Holders of the Class R Certificates (in respect of the Class R-III
Interest), as the case may be:
(A) to
the Holders of REMIC III Regular Interest LTIO, in an amount equal to (A)
accrued Uncertificated Interest for such REMIC III Regular Interest for such
Distribution Date, plus
(B) any amounts in respect thereof remaining unpaid from previous Distribution
Dates.
(B) to
Holders of REMIC III Regular Interest LTAA, REMIC III Regular Interest LT1A1,
REMIC III Regular Interest LT1A2, REMIC III Regular Interest LT2A1, REMIC III
Regular Interest LT2A2, REMIC III Regular Interest LT2A3, REMIC III Regular
Interest LT2A4, REMIC III Regular Interest LTM1, REMIC III Regular Interest
LTM2, REMIC III Regular Interest LTM3, REMIC III Regular Interest LTM4, REMIC
III Regular Interest LTM5, REMIC III Regular Interest LTM6, REMIC III Regular
Interest LTM7, REMIC III Regular Interest LTM8, REMIC III Regular Interest
LTM9,
REMIC III Regular Interest LTZZ and REMIC III Regular Interest LTP, on a
pro
rata basis,
in an amount equal to (A) the Uncertificated Interest for such Distribution
Date, plus (B) any amounts in respect thereof remaining unpaid from previous
Distribution Dates. Amounts payable as Uncertificated Interest in respect of
REMIC III Regular Interest LTZZ shall be reduced and deferred when the REMIC
III
Overcollateralized Amount is less than the REMIC III Overcollateralization
Target Amount, by the lesser of (x) the amount of such difference and (y) the
Maximum LTZZ Uncertificated Interest Deferral Amount and such amount will be
payable to the Holders of REMIC III Regular Interest LT1A1, REMIC III Regular
Interest LT1A2, REMIC III Regular Interest LT2A1, REMIC III Regular Interest
LT2A2, REMIC III Regular Interest LT2A3, REMIC III Regular Interest LT2A4,
REMIC
III Regular Interest LTM1, REMIC III Regular Interest LTM2, REMIC III Regular
Interest LTM3, REMIC III Regular Interest LTM4, REMIC III Regular Interest
LTM5,
REMIC III Regular Interest LTM6, REMIC III Regular Interest LTM7, REMIC III
Regular Interest LTM8 and REMIC III Regular Interest LTM9, in the same
proportion as the Overcollateralization Increase Amount is allocated to the
Corresponding Certificates and the Uncertificated Balance of the REMIC III
Regular Interest LTZZ shall be increased by such amount;
(C) to
the Holders of REMIC III Regular Interest LT1SUB, REMIC III Regular Interest
LT1GRP, REMIC III Regular Interest LT2SUB, REMIC III Regular Interest LT2GRP
and
REMIC III Regular Interest LTXX, on a pro
rata
basis, in an amount equal to (A) the Uncertificated Interest for such
Distribution Date, plus (B) any amounts in respect thereof remaining unpaid
from
previous Distribution Dates;
(D) to
the Holders of REMIC III Regular Interests, in an amount equal to the remainder
of the REMIC III Marker Allocation Percentage of the Available Funds for such
Distribution Date after the distributions made pursuant to clause (a) above,
allocated as follows:
(i) 98.00%
of such remainder (other than amounts payable under clause (iii) below) to
the
Holders of REMIC III Regular Interest LTAA and REMIC III Regular Interest LTP,
until the Uncertificated Balance of such REMIC III Regular Interests are reduced
to zero; provided, however, that REMIC III Regular Interest LTP shall not be
reduced until the Distribution Date immediately following the expiration of
the
latest Prepayment Charge as identified on the Prepayment Charge Schedule or
any
Distribution Date thereafter, at which point such amount shall be distributed
to
REMIC III Regular Interest LTP, until $100 has been distributed pursuant to
this
clause;
(ii) 2.00%
of such remainder (other than amounts payable under clause (iii) below) first,
to the Holders of REMIC III Regular Interest LT1A1, REMIC III Regular Interest
LT1A2, REMIC III Regular Interest LT2A1, REMIC III Regular Interest LT2A2,
REMIC
III Regular Interest LT2A3, REMIC
III Regular Interest LT2A4, REMIC III Regular Interest LTM1, REMIC III Regular
Interest LTM2, REMIC III Regular Interest LTM3, REMIC III Regular Interest
LTM4,
REMIC III Regular Interest LTM5, REMIC III Regular Interest LTM6, REMIC III
Regular Interest LTM7, REMIC III Regular Interest LTM8 and REMIC III Regular
Interest LTM9 of such REMIC III Regular Interests are reduced to zero, 1.00%
in
the same proportion as principal payments are allocated to the Corresponding
Certificates, and second, to the Holders of REMIC III Regular Interest LTZZ
(other than amounts payable under clause (iii) below), until the Uncertificated
Balance of such REMIC III Regular Interest is reduced to zero; and
(iii) any
remaining amount to the Holders of the Class R Certificates (in respect of
the
Class R-III Interest);
provided,
however,
that (i) 98.00% and (ii) 2.00% of any principal payments that are attributable
to an Overcollateralization Reduction Amount shall be allocated to Holders
of
(i) REMIC III Regular Interest LTAA and REMIC III Regular Interest LTP, in
that
order and (ii) REMIC III Regular Interest LTZZ, respectively; provided, that
REMIC III Regular Interest LTP shall not be reduced until the Distribution
Date
immediately following the expiration of the latest Prepayment Charge as
identified on the Prepayment Charge Schedule or any Distribution Date
thereafter, at which point such amount shall be distributed to REMIC III Regular
Interest LTP, until $100 has been distributed pursuant to this clause;
and
(E) to
the Holders of REMIC III Regular Interests, in an amount equal to the remainder
of the REMIC III Sub WAC Allocation Percentage of Available Funds for such
Distribution Date after the distributions made pursuant to clause (b) above,
such that distributions of principal shall be deemed to be made to the REMIC
III
Regular Interests first: so as to keep the Uncertificated Balance of each REMIC
III Regular Interest ending with the designation “GRP” equal to 0.01% of the
aggregate Stated Principal Balance of the Mortgage Loans in the related Loan
Group; second, to each REMIC III Regular Interest ending with the designation
“SUB,” so that the Uncertificated Balance of each such REMIC III Regular
Interest is equal to 0.01% of the excess of (x) the aggregate Stated Principal
Balance of the Mortgage Loans in the related Loan Group over (y) the current
Certificate Balance of the Class A Certificates in the related Loan Group
(except that if any such excess is a larger number than in the preceding
distribution period, the least amount of principal shall be distributed to
such
REMIC III Regular Interests such that the REMIC III Subordinated Balance Ratio
is maintained); and third, any remaining principal to REMIC III Regular Interest
LTXX.
Notwithstanding
the priorities and amounts of distribution of funds pursuant to this Section
4.08(I), actual distributions of the Available Funds shall be made only in
accordance with Section 4.02.
(F)(i) All
Realized Losses on the Group I Mortgage Loans shall be allocated by the Trustee
on each Distribution Date, first to REMIC I Regular Interest I-LT1 and REMIC
I
Regular Interest I-LT1PF, until the Uncertificated Balance of each such REMIC
I
Regular Interest has been reduced to zero; provided however, that with respect
to the first Distribution Date, all Realized Losses on the Initial Group I
Mortgage Loans shall be allocated to REMIC I Regular Interest I-LT1, until
the
Uncertificated Balance thereof has been reduced to zero, and all Realized Losses
on the Subsequent Group I Mortgage Loans shall be allocated to REMIC I Regular
Interest I-LT1PF until the Uncertificated Balance thereof has been reduced
to
zero. All Realized Losses on the Group II Mortgage Loans shall be allocated
by
the Trustee on each Distribution Date, first to REMIC I Regular Interest I-LT2
and REMIC I Regular Interest I-LT2PF, until the Uncertificated Balance of each
such REMIC I Regular Interest has been reduced to zero; provided however, that
with respect to the first Distribution Date, all Realized Losses on the Initial
Group II Mortgage Loans shall be allocated to REMIC I Regular Interest I-LT2,
until the Uncertificated Balance thereof has been reduced to zero, and all
Realized Losses on the Subsequent Group II Mortgage Loans shall be allocated
to
REMIC I Regular Interest I-LT2PF until the Uncertificated Balance thereof has
been reduced to zero.
(ii)
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With
respect to the REMIC II Regular Interests, all Realized Losses on
the
Group I Loans shall be allocated shall be allocated by the Trustee
on each
Distribution Date first, to REMIC II Regular Interest I until the
Uncertificated Balance has been reduced to zero, and second, to REMIC
II
Regular Interest I-1-A through REMIC II Regular Interest I-59-B,
starting
with the lowest numerical denomination until such REMIC II Regular
Interest has been reduced to zero, provided that, for REMIC II Regular
Interests with the same numerical denomination, such Realized Losses
shall
be allocated pro rata between such REMIC II Regular Interests. All
Realized Losses on the Group II Loans shall be allocated on each
Distribution Date first, to REMIC II Regular Interest II until the
Uncertificated Balance has been reduced to zero, and second, to REMIC
II
Regular Interest II-1-A through REMIC II Regular Interest
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II-59-B,
starting with the lowest numerical denomination until such REMIC II Regular
Interest has been reduced to zero, provided that, for REMIC II Regular Interests
with the same numerical denomination, such Realized Losses shall be allocated
pro rata between such REMIC II Regular Interests.
(iii)
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The
REMIC III Marker Allocation Percentage of all Realized Losses on
the
Mortgage Loans shall be allocated by the Trustee on each Distribution
Date
to the following REMIC III Regular Interests in the specified percentages,
as follows: first, to Uncertificated Interest payable to the REMIC
III
Regular Interest LTAA and REMIC III Regular Interest LTZZ up to an
aggregate amount equal to the REMIC III Interest Loss Allocation
Amount,
98% and 2%, respectively; second, to the Uncertificated Balances
of the
REMIC III Regular Interest LTAA and REMIC III Regular Interest LTZZ
up to
an aggregate amount equal to the REMIC III Principal Loss Allocation
Amount, 98% and 2%, respectively; third, to the Uncertificated Balances
of
REMIC III Regular Interest LTAA, REMIC III Regular Interest LTM9
and REMIC
III Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the
Uncertificated Balance of REMIC III Regular Interest LTM9 has been
reduced
to zero; fourth, to the Uncertificated Balances of REMIC III Regular
Interest LTAA, REMIC III Regular Interest LTM8 and REMIC III Regular
Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated
Balance of REMIC III Regular Interest LTM8 has been reduced to zero;
fifth, to the Uncertificated Balances of REMIC III Regular Interest
LTAA,
REMIC III Regular Interest LTM7 and REMIC III Regular Interest LTZZ,
98%,
1% and 1%, respectively, until the Uncertificated Balance of REMIC
III
Regular Interest LTM7 has been reduced to zero; sixth, to the
Uncertificated Balances of REMIC III Regular Interest LTAA, REMIC
III
Regular Interest LTM6 and REMIC III Regular Interest LTZZ, 98%, 1%
and 1%,
respectively, until the Uncertificated Balance of REMIC III Regular
Interest LTM6 has been reduced to zero; seventh, to the Uncertificated
Balances of REMIC III Regular Interest LTAA, REMIC III Regular Interest
LTM5 and REMIC III Regular Interest LTZZ, 98%, 1% and 1%, respectively,
until the Uncertificated Balance of REMIC III Regular Interest LTM5
has
been reduced to zero; eighth, to the Uncertificated Balances of REMIC
III
Regular Interest LTAA, REMIC III Regular Interest LTM4 and REMIC
III
Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the
Uncertificated Balance of REMIC III Regular Interest LTM4 has been
reduced
to zero; ninth, to the Uncertificated Balances of REMIC III Regular
Interest LTAA, REMIC III Regular Interest LTM3 and REMIC III Regular
Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated
Balance of REMIC III Regular Interest LTM3 has been reduced to zero;
tenth, to the Uncertificated Balances of REMIC III Regular Interest
LTAA,
REMIC III Regular Interest LTM2 and REMIC III Regular Interest LTZZ,
98%,
1% and 1%, respectively, until the Uncertificated Balance of REMIC
III
Regular Interest LTM2 has been reduced to zero; and eleventh, to
the
Uncertificated Balances of REMIC III Regular Interest LTAA, REMIC
III
Regular Interest LTM1 and REMIC III Regular Interest LTZZ, 98%, 1%
and 1%,
respectively, until the Uncertificated Balance of REMIC III Regular
Interest LTM1 has been reduced to
zero.
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(iv)
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The
REMIC III Sub WAC Allocation Percentage of all Realized Losses shall
be
applied after all distributions have been made on each Distribution
Date:
first, so as to keep the Uncertificated Balance of each REMIC III
Regular
Interest ending with the designation “GRP” equal to 0.01% of the aggregate
Stated Principal Balance of the Mortgage Loans in the related Loan
Group;
second, to each REMIC III Regular Interest ending with the designation
“SUB,” so that the Uncertificated Balance of each such REMIC III Regular
Interest is equal to 0.01% of the excess of (x) the aggregate Stated
Principal Balance of the Mortgage Loans in the related Loan Group
over (y)
the current Certificate Balance of the Class A Certificates in the
related
Loan Group (except that if any such excess is a larger number than
in the
preceding distribution period, the least amount of Realized Losses
shall
be applied to such REMIC III Regular Interests such that the REMIC
III
Subordinated Balance Ratio is maintained); and third, any remaining
Realized Losses shall be allocated to REMIC III Regular Interest
LTXX.
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ARTICLE
V
THE
CERTIFICATES
Section 5.01 |
The
Certificates.
|
The
Certificates shall be substantially in the forms attached hereto as exhibits.
The Certificates shall be issuable in registered form, in minimum denominations,
representing an original principal amount of $100,000 and integral multiples
of
$1,000 in excess thereof (except that one Certificate in each Class may be
issued in a different amount that must exceed the applicable minimum
denomination) and aggregate denominations per Class set forth in REMIC
II.
Subject
to Section 9.02 respecting the final distribution on the Certificates, on each
Distribution Date, the Trustee shall make distributions to each
Certificateholder of record on the preceding Record Date either:
(x)
by wire transfer in immediately available funds to the account of the Holder
at
a bank or other entity having appropriate facilities therefor, if the Holder
has
so notified the Trustee at least five (5) Business Days before the related
Record Date; and
(y)
by check mailed by first class mail to the Certificateholder at the address
of
such holder appearing in the Certificate Register.
The
Trustee shall execute the Certificates by manual or facsimile signature of
an
authorized officer. Certificates bearing the manual or facsimile signatures
of
individuals who were, at the time such signatures were affixed, authorized
to
sign on behalf of the Trustee shall bind the Trustee, notwithstanding that
such
individuals or any of them have ceased to be so authorized before the
countersignature and delivery of any such Certificates or did not hold such
offices at the date of such Certificate. No Certificate shall be entitled to
any
benefit under this Agreement, or be valid for any purpose, unless countersigned
by the Trustee by manual signature, and such countersignature upon any
Certificate shall be conclusive evidence, and the only evidence, that such
Certificate has been duly executed and delivered hereunder. All Certificates
shall be dated the date of their countersignature. On the Closing Date, the
Trustee shall countersign the Certificates to be issued at the direction of
the
Depositor, or any affiliate thereof.
The
Depositor shall provide to the Trustee, on a continuous basis, an adequate
inventory of Certificates to facilitate transfers.
Section 5.02 |
Certificate
Register; Registration of Transfer and Exchange of
Certificates.
|
(a)
The
Trustee shall maintain, in accordance with Section 5.06, a Certificate Register
for the Trust Fund in which, subject to subsections (b) and (c) below and to
such reasonable regulations as it may prescribe, the Trustee shall provide
for
the registration of Certificates and of transfers and exchanges of Certificates
as herein provided. Upon surrender for registration of transfer of any
Certificate, the Trustee shall execute and deliver, in the name of the
designated transferee or transferees, one or more new Certificates of the same
Class and aggregate Percentage Interest.
At
the option of a Certificateholder, Certificates may be exchanged for other
Certificates of the same Class in authorized denominations and evidencing the
same aggregate Percentage Interest upon surrender of the Certificates to be
exchanged at the office or agency of the Trustee. Whenever any Certificates
are
so surrendered for exchange, the Trustee shall execute, countersign and deliver
the Certificates that the Certificateholder making the exchange is entitled
to
receive. A written instrument of transfer in form satisfactory to the Trustee
duly executed by the Holder or his attorney duly authorized in writing shall
accompany every Certificate presented or surrendered for registration of
transfer or exchange. In addition, (i) with respect to each Class R Certificate,
the holder thereof may exchange, in the manner described above, such Class
R
Certificate for four separate certificates, each representing such holder’s
respective Percentage Interest in the Class R-I Interest, the Class R-II
Interest, the Class R-III Interest and the Class R-IV Interest that was
evidenced by the Class R Certificate being exchanged and (ii) with respect
to
each Class R-X Certificate, the holder thereof may exchange, in the manner
described above, such Class R-X Certificate for three separate certificates,
each representing such holder’s respective Percentage Interest in the Class R-V
Interest, the Class R-VI Interest and the Class R-VII Interest that was
evidenced by the Class R-X Certificate being exchanged.
No
service charge to the Certificateholders shall be made for any registration
of
transfer or exchange of Certificates, but payment of a sum sufficient to cover
any tax or governmental charge that may be imposed in connection with any
transfer or exchange of Certificates may be required.
All
Certificates surrendered for registration of transfer or exchange shall be
cancelled and subsequently destroyed by the Trustee in accordance with the
Trustee’s customary procedures.
(b)
No
transfer of a Private Certificate shall be made unless such transfer is made
pursuant to an effective registration statement under the Securities Act and
any
applicable state securities laws or is exempt from the registration requirements
under said Act and any applicable state securities laws. In the event that
such
a transfer of a Private Certificate is to be made without registration or
qualification (other than in connection with (i) the initial transfer of any
such Certificate by the Depositor to an Affiliate thereof, (ii) the transfer
of
any such Class C, Class P or Residual Certificate to the applicable issuer
or
indenture trustee under the Indenture or (iii) a transfer of any such Class
C,
Class P or Residual Certificate from the applicable issuer or indenture trustee
under the Indenture to the Depositor or an Affiliate thereof), but in reliance
on an exemption from the Securities Act and any applicable state securities
laws, to assure compliance with the Securities Act and any applicable state
securities laws, the Certificateholder desiring to effect the transfer shall
certify to the Trustee in writing the facts surrounding the transfer in
substantially the form of Exhibit J (the “Transferor
Certificate”)
and either (i) deliver to the Trustee a letter in substantially the form of
Exhibit L (the “Rule
144A Letter”)
or (ii) deliver to the Trustee at the expense of the transferor an Opinion
of
Counsel that the transfer may be made without registration under the Securities
Act. The Depositor shall provide to any Holder of a Private Certificate and
any
prospective transferee designated by the Holder of a Private Certificate,
information regarding the related Certificates and the Mortgage Loans and any
other information necessary to satisfy the condition to eligibility in Rule
144A(d)(4) for transfer of the Certificate without registration thereof under
the Securities Act pursuant to the registration exemption provided by Rule
144A.
The Trustee and the Servicer shall cooperate with the Depositor in providing
the
Rule 144A information referenced in the preceding sentence, including providing
to the Depositor such information regarding the Certificates, the Mortgage
Loans
and other matters regarding the Trust Fund the Depositor reasonably requests
to
meet its obligation under the preceding sentence. Each Holder of a Private
Certificate desiring to effect a transfer shall, and does hereby agree to,
indemnify the Trustee, the NIM Insurer, the Depositor, the Seller, and the
Servicer against any liability that may result if the transfer is not so exempt
or is not made in accordance with such federal and state laws.
No
transfer of an ERISA-Restricted Certificate shall be made unless the Trustee
and
the NIM Insurer shall have received either:
(i) a
representation from the transferee of such Certificate acceptable to and in
form
and substance satisfactory to the Trustee and the NIM Insurer (if the
Certificate is a Private Certificate, the requirement is satisfied only by
the
Trustee’s receipt of a representation letter from the transferee substantially
in the form of Exhibit L, and if the Certificate is a Residual Certificate,
the
requirement is satisfied only by the Trustee’s receipt of a Transfer Affidavit
from the transferee substantially in the form of Exhibit I), to the effect
that
(x) the transferee is not an employee benefit plan or arrangement subject to
Section 406 of ERISA or a plan subject to Section 4975 of the Code, or a Person
acting on behalf of any such plan or arrangement or using the assets of any
such
plan or arrangement to effect the transfer, or (y) if the ERISA-Restricted
Certificate is not a Class C, Class R or Class R-X Certificate and has been
the
subject of an ERISA-Qualifying Underwriting and the purchaser is an insurance
company, a representation that the purchaser is an insurance company that is
purchasing such Certificates with funds contained in an “insurance company
general account” (as such term is defined in Section V(e) of Prohibited
Transaction Class Exemption 95-60 (“PTCE
95-60”)
and that the purchase and holding of such Certificates are covered under
Sections I and III of PTCE 95-60; or
(ii) in
the case of any ERISA-Restricted Certificate presented for registration in
the
name of an employee benefit plan subject to ERISA, or a plan or arrangement
subject to Section 4975 of the Code (or comparable provisions of any subsequent
enactments), or a trustee of any such plan or any other Person acting on behalf
of any such plan or arrangement or using such plan’s or arrangement’s assets, an
Opinion of Counsel satisfactory to the Trustee, the NIM Insurer and the
Servicer, which Opinion of Counsel shall not be an expense of the Trustee,
the
NIM Insurer, the Servicer or the Trust Fund, addressed to the Trustee, to the
effect that the purchase or holding of such ERISA-Restricted Certificate will
not result in a nonexempt prohibited transaction under ERISA or Section 4975
of
the Code and will not subject the Trustee, the NIM Insurer or the Servicer
to
any obligation in addition to those expressly undertaken in this Agreement
or to
any liability.
For
purposes of the preceding sentence, neither an Opinion of Counsel nor any
certification shall be required in connection with (i) the initial transfer
of
any such Certificate by the Depositor to an Affiliate thereof, (ii) the transfer
of any such Class C, Class P or Residual Certificate to the applicable issuer
or
indenture trustee under the Indenture or (iii) a transfer of any such Class
C,
Class P or Residual Certificate from the issuer or indenture trustee under
the
Indenture to the Depositor or an Affiliate thereof (in which case, the Depositor
or any Affiliate thereof shall have deemed to have represented that it is not
using the assets of any plan or arrangement subject to Section 406 of ERISA
or
plan subject to Section 4975 of the Code) and the Trustee shall be entitled
to
conclusively rely upon a representation (which, upon the request of the Trustee,
shall be a written representation) from the Depositor of the status of such
transferee as an Affiliate of the Depositor. In addition, with respect to
transfers of an ERISA-Restricted Certificate (that is not a Residual
Certificate) other than as described in the preceding sentence, if the
representation letter or Opinion of Counsel referred to in the preceding
sentence is not furnished, the appropriate representation in clause (i) shall
be
deemed to have been made to the Trustee by the transferee’s (including an
initial acquirer’s) acceptance of the ERISA-Restricted Certificates. If any such
representation in the preceding sentences is violated, or any attempt to
transfer to a plan or arrangement subject to Section 406 of ERISA or a plan
subject to Section 4975 of the Code, or a Person acting on behalf of any such
plan or arrangement or using the assets of any such plan or arrangement, is
made
without the Opinion of Counsel, the attempted transfer or acquisition shall
be
void.
For
so long as the Supplemental Interest Trust is in existence, each beneficial
owner of a Class A or Subordinate Certificate or any interest therein, shall
be
deemed to have represented, by virtue of its acquisition or holding of such
Certificate, or interest therein, that either (i) it is not a Plan or (ii)
(A)
it is an "accredited investor" as defined in Rule 501(a)(1) of Regulation D
issued under the Securities Act and (B) the acquisition and holding of such
Certificate and the separate right to receive payments from the Supplemental
Interest Trust are eligible for the exemptive relief available Prohibited
Transaction 84-14, 90-1, 91-38, 95-60 or 96-23.
Each
beneficial owner of a Subordinated Certificate or any interest therein that
is
acquired after the termination of the Supplemental Interest Trust shall be
deemed to have represented, by virtue of its acquisition or holding of that
certificate or interest therein, that either (i) it is not a plan or arrangement
subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code,
or a Person acting on behalf of any such plan or arrangement or using the assets
of any such plan or arrangement, (ii) it has acquired and is holding such
certificate in reliance on the Underwriter’s Exemption, and that it understands
that there are certain conditions to the availability of the Underwriter’s
Exemption, including that such certificate must be rated, at the time of
purchase, not lower than “BBB-” (or its equivalent) by S&P, Fitch or
Xxxxx’x, and such certificate is so rated, that it will represent that it is an
“accredited investor” as defined in Rule 501(a)(1) of Regulation D issued under
the Securities Act and will obtain a representation from any transferee that
such transferee is an accredited investor so long as it is required to obtain
a
representation regarding compliance with the Securities Act or (iii) (1) it
is
an insurance company, (2) the source of funds used to acquire or hold the
certificate or interest therein is an “insurance company general account,” as
such term is defined in PTCE 95-60, and (3) the conditions in Sections I and
III
of PTCE 95-60 have been satisfied.
To
the extent permitted under applicable law (including ERISA), the Trustee shall
not be liable to any Person for any registration of transfer of any
ERISA-Restricted Certificate that is in fact not permitted by this Section
5.02(b) or for making any payments due on such Certificate to the Holder thereof
or taking any other action with respect to such Holder under this Agreement
so
long as the transfer was registered by the Trustee in accordance with the
foregoing requirements.
(c)
Each
Person who has or who acquires any Ownership Interest in a Residual Certificate
shall be deemed by the acceptance or acquisition of such Ownership Interest
to
have agreed to be bound by the following provisions, and the rights of each
Person acquiring any Ownership Interest in a Residual Certificate are expressly
subject to the following provisions:
(i) Each
Person holding or acquiring any Ownership Interest in a Residual Certificate
shall be a Permitted Transferee and shall promptly notify the Trustee (with
a
copy of any such notice to the NIM Insurer) of any change or impending change
in
its status as a Permitted Transferee.
(ii) No
Ownership Interest in a Residual Certificate may be registered on the Closing
Date or thereafter transferred, and the Trustee shall not register the Transfer
of any Residual Certificate unless, in addition to the certificates required
to
be delivered to the Trustee under subparagraph (b) above, the Trustee shall
have
been furnished with an affidavit (a copy of which shall be provided to the
NIM
Insurer) (a “Transfer
Affidavit”)
of the initial owner or the proposed transferee in the form of Exhibit I
(subject to the limitations with respect thereto as set forth in Section
5.02(b)).
(iii) Subject
to the limitations set forth in Section 5.02(b), each Person holding or
acquiring any Ownership Interest in a Residual Certificate shall
agree:
(A)
to
obtain a Transfer Affidavit from any other Person to whom such Person attempts
to Transfer its Ownership Interest in a Residual Certificate;
(B)
to
obtain a Transfer Affidavit from any Person for whom such Person is acting
as
nominee, trustee or agent in connection with any Transfer of a Residual
Certificate; and
(C)
not
to Transfer its Ownership Interest in a Residual Certificate or to cause the
Transfer of an Ownership Interest in a Residual Certificate to any other Person
if it has actual knowledge that such Person is not a Permitted
Transferee.
(iv) Any
attempted or purported Transfer of any Ownership Interest in a Residual
Certificate in violation of this Section 5.02(c) shall be absolutely null and
void and shall vest no rights in the purported Transferee. If any purported
transferee shall become a Holder of a Residual Certificate in violation of
this
Section 5.02(c), then the last preceding Permitted Transferee shall be restored
to all rights as Holder thereof retroactive to the date of registration of
Transfer of such Residual Certificate. The Trustee shall not be liable to any
Person for any registration of Transfer of a Residual Certificate that is in
fact not permitted by Section 5.02(b) and this Section 5.02(c) or for making
any
payments due on such Certificate to the Holder thereof or taking any other
action with respect to such Holder under this Agreement so long as the Transfer
was registered after receipt of the related Transfer Affidavit, Transferor
Certificate and either the Rule 144A Letter or the Investment Letter. The
Trustee shall be entitled but not obligated to recover from any Holder of a
Residual Certificate that was in fact not a Permitted Transferee at the time
it
became a Holder or, at such subsequent time as it became other than a Permitted
Transferee, all payments made on such Residual Certificate at and after either
such time. Any such payments so recovered by the Trustee shall be paid and
delivered by the Trustee to the last preceding Permitted Transferee of such
Certificate.
(v) The
Depositor shall use its best efforts to make available, upon receipt of written
request from the Trustee, all information necessary to compute any tax imposed
under Section 860E(e) of the Code as a result of a Transfer of an Ownership
Interest in a Residual Certificate to any Holder who is not a Permitted
Transferee.
The
restrictions on Transfers of a Residual Certificate in this Section 5.02(c)
shall cease to apply (and the applicable portions of the legend on a Residual
Certificate may be deleted) with respect to Transfers occurring after delivery
to the Trustee of an Opinion of Counsel, which Opinion of Counsel shall not
be
an expense of the Trust Fund, the Trustee, the Seller, the NIM Insurer or the
Servicer, to the effect that the elimination of such restrictions will not
cause
the Trust Fund hereunder to fail to qualify as a REMIC at any time that the
Certificates are outstanding or result in the imposition of any tax on the
Trust
Fund, a Certificateholder or any other Person. The Opinion of Counsel shall
be
accompanied by written notification from each Rating Agency that the removal
of
the restriction will not cause the Rating Agency to downgrade its ratings of
the
Certificates. Each Person holding or acquiring any Ownership Interest in a
Residual Certificate hereby consents to any amendment of this Agreement that,
based on an Opinion of Counsel furnished to the Trustee, is reasonably necessary
(a) to ensure that the record ownership of, or any beneficial interest in,
a
Residual Certificate is not transferred, directly or indirectly, to a Person
that is not a Permitted Transferee and (b) to provide for a means to compel
the
Transfer of a Residual Certificate that is held by a Person that is not a
Permitted Transferee to a Holder that is a Permitted Transferee.
(d)
The
preparation and delivery of all certificates and opinions referred to above
in
this Section 5.02 in connection with transfer shall be at the expense of the
parties to such transfers.
(e)
Except
as provided below, the Book-Entry Certificates shall at all times remain
registered in the name of the Depository or its nominee and at all
times:
(i) registration
of the Certificates may not be transferred by the Trustee except to another
Depository;
(ii) the
Depository shall maintain book-entry records with respect to the Certificate
Owners and with respect to ownership and transfers of such Book-Entry
Certificates;
(iii) ownership
and transfers of registration of the Book-Entry Certificates on the books of
the
Depository shall be governed by applicable rules established by the
Depository;
(iv) the
Depository may collect its usual and customary fees, charges, and expenses
from
its Depository Participants;
(v) the
Trustee shall deal with the Depository, Depository Participants and indirect
participating firms as representatives of the Certificate Owners of the
Book-Entry Certificates for purposes of exercising the rights of holders under
this Agreement, and requests and directions for and votes of such
representatives shall not be deemed to be inconsistent if they are made with
respect to different Certificate Owners; and
(vi) the
Trustee may rely and shall be fully protected in relying upon information
furnished by the Depository with respect to its Depository Participants and
furnished by the Depository Participants with respect to indirect participating
firms and persons shown on the books of such indirect participating firms as
direct or indirect Certificate Owners.
All
transfers by Certificate Owners of Book-Entry Certificates shall be made in
accordance with the procedures established by the Depository Participant or
brokerage firm representing the Certificate Owner. Each Depository Participant
shall only transfer Book-Entry Certificates of Certificate Owners it represents
or of brokerage firms for which it acts as agent in accordance with the
Depository’s normal procedures.
If
(x)
(i)
the Depository or the Depositor advises the Trustee in writing that the
Depository is no longer willing or able to properly discharge its
responsibilities as Depository, and
(y)
after the occurrence of an Event of Default, Certificate Owners representing
at
least 51% of the Certificate Balance of the Book-Entry Certificates together
advise the Trustee and the Depository through the Depository Participants in
writing that the continuation of a book-entry system through the Depository
is
no longer in the best interests of the Certificate Owners,
then
the Trustee shall notify all Certificate Owners, through the Depository, of
the
occurrence of any such event and of the availability of definitive,
fully-registered Certificates (the “Definitive
Certificates”)
to Certificate Owners requesting the same. Upon surrender to the Trustee of
the
related Class of Certificates by the Depository, accompanied by the instructions
from the Depository for registration, the Trustee shall issue the Definitive
Certificates. None of the Servicer, the Depositor or the Trustee shall be liable
for any delay in delivery of such instruction, and each may conclusively rely
on, and shall be protected in relying on, such instructions. The Servicer shall
provide the Trustee with an adequate inventory of certificates to facilitate
the
issuance and transfer of Definitive Certificates. Upon the issuance of
Definitive Certificates, all references herein to obligations imposed upon
or to
be performed by the Depository shall be deemed to be imposed upon and performed
by the Trustee, to the extent applicable with respect to such Definitive
Certificates, and the Trustee shall recognize the Holders of the Definitive
Certificates as Certificateholders hereunder; provided, that the Trustee shall
not by virtue of its assumption of such obligations become liable to any party
for any act or failure to act of the Depository.
Section 5.03 |
Mutilated,
Destroyed, Lost or Stolen
Certificates.
|
If
(a) any mutilated Certificate is surrendered to the Trustee, or (b) the Trustee
receives evidence to its satisfaction of the destruction, loss or theft of
any
Certificate and the Servicer, the NIM Insurer and the Trustee receive the
security or indemnity required by them to hold each of them harmless, then,
in
the absence of notice to the Trustee that the Certificate has been acquired
by a
Protected Purchaser, and if the requirements of Section 8-406 of the UCC are
met
and subject to Section 8-405 of the UCC, the Trustee shall execute, countersign
and deliver, in exchange for or in lieu of any mutilated, destroyed, lost or
stolen Certificate, a new Certificate of like Class, tenor and Percentage
Interest. In connection with the issuance of any new Certificate under this
Section 5.03, the Trustee may require the payment of a sum sufficient to cover
any tax or other governmental charge that may be imposed in relation thereto
and
any other expenses (including the fees and expenses of the Trustee) connected
therewith. Any replacement Certificate issued pursuant to this Section 5.03
shall constitute complete and indefeasible evidence of ownership, as if
originally issued, whether or not the lost, stolen or destroyed Certificate
is
found at any time.
Section 5.04 |
Persons
Deemed Owners.
|
The
Servicer, the Trustee, the NIM Insurer and any agent of the Servicer or the
Trustee may treat the Person in whose name any Certificate is registered as
the
owner of such Certificate for the purpose of receiving distributions as provided
in this Agreement and for all other purposes whatsoever, and none of the
Servicer, the Trustee, the NIM Insurer or any agent of the Servicer or the
Trustee shall be affected by any notice to the contrary.
Section 5.05 |
Access
to List of Certificateholders’ Names and
Addresses.
|
If
three or more Certificateholders and/or Certificate Owners (a) request such
information in writing from the Trustee, (b) state that those Certificateholders
and/or Certificate Owners desire to communicate with other Certificateholders
and/or Certificate Owners with respect to their rights under this Agreement
or
under the Certificates and (c) provide a copy of the communication that those
Certificateholders and/or Certificate Owners propose to transmit, or if the
Depositor or Servicer requests such information in writing from the Trustee,
then the Trustee shall, within ten (10) Business Days after the receipt of
the
request, provide the Depositor, the Servicer or those Certificateholders and/or
Certificate Owners at the recipients’ expense the most recent list of the
Certificateholders of the Trust Fund held by the Trustee. The Depositor and
every Certificateholder, by receiving and holding a Certificate, agree that
the
Trustee shall not be held accountable because of the disclosure of any such
information as to the list of the Certificateholders and/or Certificate Owners
hereunder, regardless of the source from which the information was
derived.
Section 5.06 |
Maintenance
of Office or Agency.
|
The
Trustee will maintain at its expense an office or agency in the United States.
Currently, that office is located at DB Services Tennessee, 000 Xxxxxxxxx Xxxx
Xxxx, Xxxxxxxxx, Xxxxxxxxx 00000-0000, Attention: Transfer Unit, where
Certificates may be surrendered for registration of transfer or exchange. The
Trustee will give prompt written notice to the Certificateholders of any change
in the location of its office or agency.
ARTICLE
VI
The
Depositor and the Servicer
Section 6.01 |
Respective
Liabilities of the Depositor and the
Servicer.
|
The
Depositor and the Servicer shall each be liable in accordance herewith only
to
the extent of the obligations specifically and respectively imposed upon and
undertaken by them herein.
Section 6.02 |
Merger
or Consolidation of the Depositor or the
Servicer.
|
The
Depositor and the Servicer will each keep in full effect its existence, rights
and franchises as a corporation or federal savings bank, as the case may be,
under the laws of the United States or under the laws of one of the states
thereof and will each obtain and preserve its qualification to do business
as a
foreign corporation in each jurisdiction in which such qualification is or
shall
be necessary to protect the validity and enforceability of this Agreement,
or
any of the Mortgage Loans and to perform its respective duties under this
Agreement.
Any
Person into which the Depositor or the Servicer may be merged or consolidated,
or any Person resulting from any merger or consolidation to which the Depositor
or the Servicer shall be a party, or any person succeeding to the business
of
the Depositor or the Servicer, shall be the successor of the Depositor or the
Servicer, as the case may be, hereunder, without the execution or filing of
any
paper or any further act on the part of any of the parties hereto, anything
herein to the contrary notwithstanding. The successor or surviving Person to
the
Servicer must be qualified to sell mortgage loans to, and to service mortgage
loans on behalf of, FNMA or FHLMC.
Section 6.03 |
Limitation
on Liability of the Depositor, the Seller, the Servicer, and
Others.
|
None
of the Depositor, the Seller, the Servicer, the NIM Insurer or any of the
directors, officers, employees, or agents of the Depositor, the Seller, the
NIM
Insurer, or the Servicer shall be liable to the Certificateholders for any
action taken or for refraining from taking any action in good faith pursuant
to
this Agreement, or for errors in judgment. This provision shall not protect
the
Depositor, the Seller, the Servicer, or any such person against any breach
of
representations or warranties made by it herein or protect the Depositor, the
Seller, the Servicer, or any such person from any liability that would otherwise
be imposed for willful misfeasance, bad faith, or gross negligence in the
performance of duties or because of reckless disregard of obligations and duties
hereunder.
The
Depositor, the Seller, the Servicer, the NIM Insurer and any director, officer,
employee, or agent of the Depositor, the Seller, the NIM Insurer, or the
Servicer may rely in good faith on any document of any kind prima facie
properly executed and submitted by any Person respecting any matters arising
hereunder.
The
Depositor, the NIM Insurer, the Seller, the Servicer and any director, officer,
employee, or agent of the Depositor, the Seller, the NIM Insurer or the Servicer
shall be indemnified by the Trust Fund for any loss, liability, or expense
incurred in connection with any audit, controversy, or judicial proceeding
relating to a governmental taxing authority or any legal action relating to
this
Agreement or the Certificates, other than any loss, liability, or expense
related to any specific Mortgage Loans (except any loss, liability, or expense
otherwise reimbursable pursuant to this Agreement) and any loss, liability,
or
expense incurred because of willful misfeasance, bad faith, or gross negligence
in the performance of duties hereunder or because of reckless disregard of
duties hereunder.
None
of the Depositor, the Seller or the Servicer shall be under any obligation
to
appear in, prosecute or defend any legal action that is not incidental to its
respective duties hereunder and which in its opinion may involve it in any
expense or liability; provided, however, that any of the Depositor, the Seller
or the Servicer may in its discretion undertake any such legal action that
it
may deem appropriate in respect of this Agreement and the rights and duties
of
the parties hereto and interests of the Trustee and the Certificateholders
hereunder or with respect to the Mortgage Loans. In such event, the legal
expenses and costs of such action and any liability resulting therefrom shall
be
expenses, costs and liabilities of the Trust Fund, and the Depositor, the
Seller, and the Servicer shall be entitled to be reimbursed therefor out of
the
Certificate Account.
Section 6.04 |
Limitation
on Resignation of the
Servicer.
|
The
Servicer shall not resign from the obligations hereby imposed on it except
(a)
upon appointment of a successor servicer that is reasonably acceptable to the
Trustee and the NIM Insurer and receipt by the Trustee of a letter from each
Rating Agency that the resignation and appointment will not result in a
downgrading of the rating of any of the Certificates or (b) upon determination
that its duties hereunder are no longer permissible under applicable law. Any
such determination under clause (b) permitting the resignation of the Servicer
shall be evidenced by an Opinion of Counsel to that effect delivered to the
Trustee. No such resignation shall become effective until the Trustee or a
successor Servicer shall have assumed the Servicer’s obligations
hereunder.
Section 6.05 |
Inspection.
|
The
Servicer, in its capacity as Servicer, shall afford the Trustee and the NIM
Insurer, upon reasonable advance notice, during normal business hours, access
to
all records maintained by the Servicer in respect of its rights and obligations
hereunder and access to officers of the Servicer responsible for such
obligations. Upon request, the Servicer shall furnish to the Trustee and the
NIM
Insurer its most recent publicly available financial statements and any other
information relating to its capacity to perform its obligations under this
Agreement reasonably requested by the NIM Insurer.
ARTICLE
VII
Default
Section 7.01 |
Events
of Default.
|
“Event
of Default,”
wherever used herein, means any one of the following events:
(a)
any
failure by the Servicer to deposit in the Certificate Account or remit to the
Trustee any payment (other than a payment required to be made under Section
4.01) required to be made by it under this Agreement, which failure continues
unremedied for five days after the date on which written notice of the failure
has been given to the Servicer by the Trustee, the NIM Insurer, or the
Depositor, or to the Servicer, the NIM Insurer, and the Trustee by the Holders
of Certificates of any Class evidencing not less than 25% of the aggregate
Percentage Interests of the Class; or
(b)
any
failure by the Servicer to observe or perform in any material respect any other
of the covenants or agreements on the part of the Servicer contained in this
Agreement, which failure materially affects the rights of Certificateholders
and
continues unremedied for a period of sixty (60) days after the date on which
written notice of such failure shall have been given to the Servicer by the
Trustee, the NIM Insurer, or the Depositor, or to the Servicer, the NIM Insurer,
and the Trustee by the Holders of Certificates of any Class evidencing not
less
than 25% of the Percentage Interests of the Class; provided that the sixty
day
cure period shall not apply to the initial delivery of the Mortgage File for
Delayed Delivery Mortgage Loans nor the failure to repurchase or substitute
in
lieu thereof; or
(c)
a
decree or order of a court or agency or supervisory authority having
jurisdiction in the premises for the appointment of a receiver, conservator
or
liquidator in any insolvency, readjustment of debt, marshalling of assets and
liabilities or similar proceedings, or for the winding-up or liquidation of
its
affairs, shall have been entered against the Servicer and such decree or order
shall have remained in force undischarged or unstayed for a period of sixty
(60)
consecutive days; or
(d)
the
Servicer shall consent to the appointment of a receiver, conservator or
liquidator in any insolvency, readjustment of debt, marshalling of assets and
liabilities, or similar proceedings of or relating to the Servicer or all or
substantially all of the property of the Servicer; or
(e)
the
Servicer shall admit in writing its inability to pay its debts generally as
they
become due, file a petition to take advantage of, or commence a voluntary case
under, any applicable insolvency or reorganization statute, make an assignment
for the benefit of its creditors, or voluntarily suspend payment of its
obligations; or
(f)
the
Servicer shall fail (i) to make an Advance on the Servicer Advance Date or
(ii)
to reimburse in full the Trustee within two days of the Servicer Advance Date
for any Advance made by the Trustee pursuant to Section 4.01(b).
If
an Event of Default described in clauses (a) through (f) of this Section 7.01
shall occur, then, and in each and every such case, so long as such Event of
Default shall not have been remedied, the Trustee may, or at the direction
of
the NIM Insurer or the Holders of Certificates of any Class evidencing not
less
than 662/3%
of the Percentage Interests of the Class, the Trustee shall by notice in writing
to the Servicer (with a copy to each Rating Agency), terminate all of the rights
and obligations of the Servicer under this Agreement and in the Mortgage Loans
and the proceeds thereof, other than its rights as a Certificateholder
hereunder. On and after the receipt by the Servicer of such written notice,
all
authority and power of the Servicer hereunder, whether with respect to the
Mortgage Loans or otherwise, shall pass to and be vested in the Trustee. The
Trustee shall make any Advance that the Servicer failed to make, whether or
not
the obligations of the Servicer have been terminated pursuant to this
Section.
The
Trustee is hereby authorized and empowered to execute and deliver, on behalf
of
the Servicer, as attorney-in-fact or otherwise, any documents and other
instruments, and to do or accomplish all other acts or things necessary or
appropriate to effect the purposes of such notice of termination, whether to
complete the transfer and endorsement or assignment of the Mortgage Loans and
related documents, or otherwise. Unless expressly provided in such written
notice, no such termination shall affect any obligation of the Servicer to
pay
amounts owed pursuant to Article VIII. The Servicer agrees to cooperate with
the
Trustee in effecting the termination of the Servicer’s responsibilities and
rights hereunder, including the transfer to the Trustee of all cash amounts
that
shall at the time be credited to the Certificate Account, or thereafter be
received with respect to the Mortgage Loans. If the Servicer fails to make
any
Advance required under Section 4.01 of this Agreement, thereby triggering an
Event of Default described in clause (f) of this Section 7.01, the Trustee
shall
make such Advance on that Distribution Date.
Notwithstanding
any termination of the activities of the Servicer hereunder, the Servicer shall
be entitled to receive, out of any late collection of a Scheduled Payment on
a
Mortgage Loan that was due before the notice terminating the Servicer’s rights
and obligations as Servicer hereunder and received after the notice, that
portion thereof to which the Servicer would have been entitled pursuant to
Sections 3.09(a)(i) through (v) and (vii), and any other amounts payable to
the
Servicer hereunder the entitlement to which arose before the termination of
its
activities hereunder.
Section 7.02 |
Trustee
to Act; Appointment of Successor.
|
On
and after the time the Servicer receives a notice of termination pursuant to
Section 7.01, the Trustee shall, subject to and to the extent provided in
Section 3.05, be the successor to the Servicer in its capacity as Servicer
under
this Agreement and the transactions provided for herein and shall be subject
to
all the responsibilities, duties and liabilities (other than any liabilities
incurred by the Servicer prior to its termination hereunder) relating thereto
placed on the Servicer by the terms hereof and applicable law, including the
obligation to make Advances pursuant to Section 4.01. As compensation therefor,
the Trustee shall be entitled to all funds relating to the Mortgage Loans that
the Servicer would have been entitled to charge to the Certificate Account
or
Distribution Account if the Servicer had continued to act
hereunder.
Notwithstanding
the foregoing, if the Trustee has become the successor to the Servicer in
accordance with Section 7.01, the Trustee may, if it shall be unwilling to
so
act, or shall, if it is prohibited by applicable law from making Advances
pursuant to Section 4.01 or if it is otherwise unable to so act, appoint, or
petition a court of competent jurisdiction to appoint, any established mortgage
loan servicing institution reasonably acceptable to the NIM Insurer (as
evidenced by the prior written consent of the NIM Insurer), the appointment
of
which does not adversely affect the then current rating of the Certificates
and
the NIM Insurer guaranteed notes by each Rating Agency, as the successor to
the
Servicer hereunder in the assumption of all or any part of the obligations
of
the Servicer hereunder.
Any
successor to the Servicer shall be an institution that is a FNMA and FHLMC
approved seller/servicer in good standing, that has a net worth of at least
$15,000,000, that is willing to service the Mortgage Loans and that executes
and
delivers to the Depositor and the Trustee an agreement accepting such delegation
and assignment, containing an assumption by it of the rights and obligations
of
the Servicer (other than liabilities of the Servicer under Section 6.03 incurred
before termination of the Servicer under Section 7.01), with like effect as
if
originally named as a party to this Agreement; provided,
that each Rating Agency acknowledges that its rating of the Certificates in
effect immediately before the assignment and delegation will not be qualified
or
reduced as a result of the assignment and delegation.
Pending
appointment of a successor to the Servicer hereunder, the Trustee, unless the
Trustee is prohibited by law from so acting, shall, subject to Section 3.05,
act
in such capacity as hereinabove provided. In connection with such appointment
and assumption, the Trustee may make such arrangements for the compensation
of
the successor out of payments on Mortgage Loans as it and the successor shall
agree. No such compensation shall exceed the Servicing Fee Rate. The Trustee
and
the successor shall take any action, consistent with this Agreement, necessary
to effectuate the succession.
Neither
the Trustee nor any other successor Servicer shall be deemed to be in default
hereunder because of any failure to make, or any delay in making, any
distribution hereunder or any portion thereof or any failure to perform, or
any
delay in performing, any duties hereunder, in either case caused by the failure
of the Servicer to deliver or provide, or any delay in delivering or providing,
any cash, information, documents or records to it. The appointment of a
successor Servicer shall not affect any liability of the predecessor Servicer
that my have arisen under this Agreement before its termination as Servicer
to
pay any deductible under an insurance policy, to indemnify any person, or
otherwise, nor shall any successor Servicer be liable for any acts or omissions
of the predecessor Servicer or for any breach by the Servicer of any of its
representations and warranties contained in this Agreement.
In
connection with the termination or resignation of the Servicer hereunder, either
(i) the successor Servicer, including the Trustee if the Trustee is acting
as
successor Servicer, shall represent and warrant that it is a member of MERS
in
good standing and shall agree to comply in all material respects with the rules
and procedures of MERS in connection with the servicing of the Mortgage Loans
that are registered with MERS, or (ii) the predecessor Servicer shall cooperate
with the successor Servicer either (x) in causing MERS to execute and deliver
an
assignment of Mortgage in recordable form to transfer the Mortgage from MERS
to
the Trustee and to execute and deliver such other notices, documents and other
instruments as may be necessary or desirable to effect a transfer of such
Mortgage Loan or servicing of such Mortgage Loan on the MERS® System to the
successor Servicer or (y) in causing MERS to designate on the MERS® System the
successor Servicer as the servicer of such Mortgage Loan. The predecessor
Servicer shall file or cause to be filed any such assignment in the appropriate
recording office. The successor Servicer shall cause such assignment to be
delivered to the Trustee promptly upon receipt of the original with evidence
of
recording thereon or a copy certified by the public recording office in which
such assignment was recorded.
Any
successor to the Servicer as Servicer shall give notice of the change of
servicer to the NIM Insurer and the Mortgagors and shall, during the term of
its
service as Servicer, maintain in force the policy or policies that the Servicer
is required to maintain pursuant to Section 6.05.
Section 7.03 |
Notification
to
Certificateholders.
|
(a)
Upon
any termination of or appointment of a successor to the Servicer, the Trustee
shall give prompt written notice thereof to Certificateholders and each Rating
Agency.
(b)
Within
sixty (60) days after the occurrence of any Event of Default, the Trustee shall
transmit by mail to all Certificateholders and each Rating Agency notice of
each
Event of Default hereunder known to the Trustee, unless the Event of Default
has
been cured or waived.
ARTICLE
VIII
Concerning
the Trustee and the Supplemental Interest Trust Trustee
Section 8.01 |
Duties
of the Trustee and the Supplemental Interest Trust
Trustee.
|
The
Trustee, before the occurrence of an Event of Default and after the curing
of
all Events of Default that may have occurred, and the Supplemental Interest
Trust Trustee shall undertake to perform such duties and only the duties
specifically set forth in this Agreement. If an Event of Default has occurred
and remains uncured, the Trustee shall exercise such of the rights and powers
vested in it by this Agreement, and use the same degree of care and skill in
their exercise as a prudent person would exercise or use under the circumstances
in the conduct of such person’s own affairs.
Each
of the Trustee and the Supplemental Interest Trust Trustee, upon receipt of
all
resolutions, certificates, statements, opinions, reports, documents, orders
or
other instruments furnished to the Trustee or the Supplemental Interest Trust
Trustee, as applicable, that are specifically required to be furnished pursuant
to any provision of this Agreement, shall examine them to determine whether
they
are in the form required by this Agreement. If any such instrument is found
not
to conform to the requirements of this Agreement in a material manner, the
Trustee or the Supplemental Interest Trust Trustee, as applicable, shall take
any action it deems appropriate to have the instrument corrected, and if the
instrument is not corrected to the Trustee’s or the Supplemental Interest Trust
Trustee’s satisfaction, the Trustee or the Supplemental Interest Trust Trustee,
as applicable, shall notify the Certificateholders of the defect. Neither the
Trustee nor the Supplemental Interest Trust Trustee shall be responsible for
the
accuracy or content of any resolution, certificate, statement, opinion, report,
document, order or other instrument.
No
provision of this Agreement shall be construed to relieve the Trustee or the
Supplemental Interest Trust Trustee from liability for its own negligent action,
its own negligent failure to act, or its own willful misconduct.
Unless
an Event of Default known to the Trustee has occurred and is
continuing:
(a)
the
duties and obligations of the Trustee shall be determined solely by the express
provisions of this Agreement, the Trustee shall not be liable except for the
performance of the duties specifically set forth in this Agreement, no implied
covenants or obligations shall be read into this Agreement against the Trustee,
and the Trustee may conclusively rely, as to the truth of the statements and
the
correctness of the opinions expressed therein, upon any certificates or opinions
furnished to the Trustee and conforming to the requirements of this Agreement
that it believed in good faith to be genuine and to have been duly executed
by
the proper authorities respecting any matters arising hereunder;
(b)
the
Trustee shall not be liable for an error of judgment made in good faith by
a
Responsible Officer or Responsible Officers of the Trustee, unless it is finally
proven that the Trustee was negligent in ascertaining the pertinent facts;
and
(c)
the
Trustee shall not be liable with respect to any action taken, suffered or
omitted to be taken by it in good faith in accordance with the direction of
the
NIM Insurer or Holders of Certificates evidencing not less than 25% of the
Voting Rights of Certificates relating to the time, method and place of
conducting any proceeding for any remedy available to the Trustee, or exercising
any trust or power conferred upon the Trustee under this Agreement.
Section 8.02 |
Certain
Matters Affecting the Trustee and the Supplemental Interest Trust
Trustee.
|
Except
as otherwise provided in Section 8.01:
(a)
each
of the Trustee and the Supplemental Interest Trust Trustee may request and
rely
upon and shall be protected in acting or refraining from acting upon any
resolution, Officer’s Certificate, certificate of auditors or any other
certificate, statement, instrument, opinion, report, notice, request, consent,
order, appraisal, bond or other paper or document believed by it to be genuine
and to have been signed or presented by the proper party or parties and neither
the Trustee nor the Supplemental Interest Trust Trustee shall have any
responsibility to ascertain or confirm the genuineness of any signature of
any
such party or parties;
(b)
each
of the Trustee and the Supplemental Interest Trust Trustee may consult with
counsel, financial advisers or accountants and the advice of any such counsel,
financial advisers or accountants, and any Opinion of Counsel shall be full
and
complete authorization and protection in respect of any action taken or suffered
or omitted by it hereunder in good faith and in accordance with such Opinion
of
Counsel;
(c)
neither
the Trustee nor the Supplemental Interest Trust Trustee shall be liable for
any
action taken, suffered or omitted by it in good faith and believed by it to
be
authorized or within the discretion or rights or powers conferred upon it by
this Agreement;
(d)
neither
the Trustee nor the Supplemental Interest Trust Trustee shall be bound to make
any investigation into the facts or matters stated in any resolution,
certificate, statement, instrument, opinion, report, notice, request, consent,
order, approval, bond or other paper or document, unless requested in writing
so
to do by the NIM Insurer or Holders of Certificates evidencing not less than
25%
of the Voting Rights allocated to each Class of Certificates;
(e)
each
of the Trustee and the Supplemental Interest Trust Trustee may execute any
of
the trusts or powers hereunder or perform any duties hereunder either directly
or by or through agents, accountants, or attorneys, and neither the Trustee
nor
the Supplemental Interest Trust Trustee shall be responsible for any misconduct
or negligence on the part of any agents, accountants or attorneys appointed
with
due care by it hereunder;
(f)
neither
the Trustee nor the Supplemental Interest Trust Trustee shall be required to
risk or expend its own funds or otherwise incur any financial liability in
the
performance of any of its duties or in the exercise of any of its rights or
powers hereunder if it shall have reasonable grounds for believing that
repayment of such funds or adequate indemnity against such risk or liability
is
not assured to it;
(g)
neither
the Trustee nor the Supplemental Interest Trust Trustee shall be liable for
any
loss on any investment of funds pursuant to this Agreement (other than as issuer
of the investment security);
(h)
the
Trustee shall not be deemed to have knowledge of an Event of Default or Swap
Provider Trigger Event until a Responsible Officer of the Trustee or the
Supplemental Interest Trust Trustee, as applicable, shall have received written
notice thereof;
(i)
neither
the Trustee nor the Supplemental Interest Trust Trustee need exercise any of
the
trusts, rights or powers vested in it by this Agreement or to institute, conduct
or defend any litigation in connection with this Agreement at the request,
order
or direction of the NIM Insurer or any of the Certificateholders pursuant to
this Agreement unless the NIM Insurer or the Certificateholders shall have
offered to the Trustee or the Supplemental Interest Trust Trustee, as
applicable, reasonable security or indemnity satisfactory to the Trustee or
the
Supplemental Interest Trust Trustee, as applicable, against the costs, expenses
and liabilities that may be incurred in connection therewith;
(j)
the
Trustee or its Affiliates are permitted to receive additional compensation
that
could be deemed to be in the Trustee’s economic self-interest for (i) serving as
investment adviser, administrator, shareholder, servicing agent, custodian
or
sub-custodian with respect to certain of the Permitted Investments, (ii) using
Affiliates to effect transactions in certain Permitted Investments and (iii)
effecting transactions in certain Permitted Investments. The Trustee does not
guarantee the performance of any Permitted Investments; and
(k)
neither
the Trustee nor the Supplemental Interest Trust Trustee shall knowingly take
any
action that would cause the Trust Fund to fail to qualify as a qualifying
special purpose entity.
Compliance
with Applicable Anti-Terrorism and Anti-Money Laundering Regulations. In order
to comply with laws, rules and regulations applicable to banking institutions,
including those relating to the funding of terrorist activities and money
laundering, the Trustee is required to obtain, verify and record certain
information relating to individuals and entities which maintain a business
relationship with the Trustee. Accordingly, each of the parties
agrees to provide to the Trustee upon its request from time to time such
party’s complete name, address, tax identification number and such other
identifying information together with copies of such party’s constituting
documentation, securities disclosure documentation or such other identifying
documentation as may be available for such party.
Section 8.03 |
Trustee
and Supplemental Interest Trust Trustee Not Liable for Certificates
or
Mortgage Loans.
|
The
recitals contained herein and in the Certificates shall be taken as the
statements of the Depositor or the Seller, as the case may be, and neither
the
Trustee nor the Supplemental Interest Trust Trustee assumes any responsibility
for their correctness. Neither the Trustee nor the Supplemental Interest Trust
Trustee makes any representations as to the validity or sufficiency of this
Agreement, the Certificates, any Mortgage Loan or related document or MERS
or
the MERS® System other than with respect to the Trustee’s execution and
countersignature of the Certificates. Neither the Trustee nor the Supplemental
Interest Trust Trustee shall be accountable for the use or application by the
Depositor or the Servicer of any funds paid to the Depositor or the Servicer
in
respect of the Mortgage Loans or deposited in or withdrawn from the Certificate
Account by the Depositor or the Servicer.
Except
as provided in Section 2.01(c), the Trustee shall have no responsibility for
filing or recording any financing or continuation statement in any public office
at any time or to otherwise perfect or maintain the perfection of any security
interest or lien granted to it hereunder (unless the Trustee shall have become
the successor Servicer).
The
Trustee executes the Certificates not in its individual capacity but solely
as
Trustee of the Trust Fund created by this Agreement, in the exercise of the
powers and authority conferred and vested in it by this Agreement. Each of
the
undertakings and agreements made on the part of the Trustee on behalf of the
Trust Fund in the Certificates is made and intended not as a personal
undertaking or agreement by the Trustee but is made and intended for the purpose
of binding only the Trust Fund.
Section 8.04 |
Trustee
and Supplemental Interest Trust Trustee May Own
Certificates.
|
Each
of the Trustee and the Supplemental Interest Trust Trustee, in its individual
or
any other capacity, may become the owner or pledgee of Certificates with the
same rights as it would have if it were not the Trustee or the Supplemental
Interest Trust Trustee, as applicable.
Section 8.05 |
Trustee’s
Fees and
Expenses.
|
As
compensation for its activities under this Agreement as Trustee and Supplemental
Interest Trust Trustee, the Trustee may withdraw from the Distribution Account
on each Distribution Date the Trustee Fee for the Distribution Date. The Trustee
and the Supplemental Interest Trust Trustee and any director, officer, employee
or agent of the Trustee or the Supplemental Interest Trust Trustee, as
applicable, shall be indemnified by the Seller against any loss, liability
or
expense (including reasonable attorney’s fees) resulting from any error in any
tax or information return prepared by the Servicer or incurred in connection
with any claim or legal action relating to:
(a) this
Agreement;
(b) the
Certificates; or
(c) the
performance of any of the Trustee’s or the Supplemental Interest Trust Trustee’s
duties under this Agreement;
other
than any loss, liability or expense incurred because of willful misfeasance,
bad
faith or negligence in the performance of any of the Trustee’s or the
Supplemental Interest Trust Trustee’s duties under this Agreement. This
indemnity shall survive the termination of this Agreement or the resignation
or
removal of the Trustee or the Supplemental Interest Trust Trustee under this
Agreement. Without limiting the foregoing, except as otherwise agreed upon
in
writing by the Depositor and the Trustee or the Supplemental Interest Trust
Trustee, as applicable, and except for any expense, disbursement or advance
arising from the Trustee’s or the Supplemental Interest Trust Trustee’s
negligence, bad faith or willful misconduct, the Seller shall pay or reimburse
the Trustee or the Supplemental Interest Trust Trustee, as applicable, for
all
reasonable expenses, disbursements and advances incurred or made by the Trustee
or the Supplemental Interest Trust Trustee, as applicable, in accordance with
this Agreement with respect to:
(A)
the
reasonable compensation, expenses and disbursements of its counsel not
associated with the closing of the issuance of the Certificates;
(B)
the
reasonable compensation, expenses and disbursements of any accountant, engineer
or appraiser that is not regularly employed by the Trustee or the Supplemental
Interest Trust Trustee, to the extent that the Trustee or the Supplemental
Interest Trust Trustee must engage them to perform services under this
Agreement; and
(C)
printing
and engraving expenses in connection with preparing any Definitive
Certificates.
Except
as otherwise provided in this Agreement, neither the Trustee nor the
Supplemental Interest Trust Trustee shall be entitled to payment or
reimbursement for any routine ongoing expenses incurred by the Trustee or the
Supplemental Interest Trust Trustee, as applicable, in the ordinary course
of
its duties as Trustee, Supplemental Interest Trust Trustee, Registrar or Paying
Agent under this Agreement or for any other expenses.
Section 8.06 |
Eligibility
Requirements for the Trustee and the Supplemental Interest Trust
Trustee.
|
Each
of the Trustee and the Supplemental Interest Trust Trustee hereunder shall
at
all times be a corporation or association organized and doing business under
the
laws of a state or the United States of America, authorized under such laws
to
exercise corporate trust powers, having a combined capital and surplus of at
least $50,000,000, subject to supervision or examination by federal or state
authority and with a credit rating that would not cause any of the Rating
Agencies to reduce their respective then-current ratings of the Certificates
(or, having provided such security from time to time, as is sufficient to avoid
such reduction) as evidenced in writing by each Rating Agency. If such
corporation or association publishes reports of condition at least annually,
pursuant to law or to the requirements of the aforesaid supervising or examining
authority, then for the purposes of this Section 8.06 the combined capital
and
surplus of such corporation or association shall be deemed to be its combined
capital and surplus as disclosed in its most recent report of condition so
published. If at any time the Trustee or the Supplemental Interest Trust
Trustee, as applicable, ceases to be eligible in accordance with this Section
8.06, the Trustee or the Supplemental Interest Trust Trustee, as applicable,
shall resign immediately in the manner and with the effect specified in Section
8.07. The entities serving as Trustee and Supplemental Interest Trust Trustee
may have normal banking and trust relationships with the Depositor and its
affiliates or the Servicer and its affiliates. Neither the Trustee nor the
Supplemental Interest Trust Trustee may be an affiliate of the Seller, the
Depositor or the Servicer, other than the Trustee in its role as successor
to
the Servicer. The principal office of the Trustee and the Supplemental Interest
Trust Trustee (other than the initial Trustee and Supplemental Interest Trust
Trustee) shall be in a state with respect to which an Opinion of Counsel has
been delivered to the Trustee or the Supplemental Interest Trust Trustee, as
applicable, at the time such party is appointed Trustee or Supplemental Interest
Trust Trustee, as applicable, to the effect that the Trust will not be a taxable
entity under the laws of that state.
Section 8.07 |
Resignation
and Removal of the Trustee and the Supplemental Interest Trust
Trustee.
|
Each
of the Trustee and the Supplemental Interest Trust Trustee may at any time
resign and be discharged from the trusts hereby created by giving written notice
of resignation to the Depositor, the Servicer and each Rating Agency not less
than sixty (60) days before the date specified in the notice, when, subject
to
Section 8.08, the resignation is to take effect, and acceptance by a successor
trustee in accordance with Section 8.08 meeting the qualifications in Section
8.06. If no successor trustee meeting those qualifications shall have been
so
appointed and have accepted appointment within thirty (30) days after the notice
of resignation, the resigning Trustee or Supplemental Interest Trust Trustee,
as
applicable, may petition any court of competent jurisdiction for the appointment
of a successor trustee or supplemental interest trust trustee reasonably
acceptable to the NIM Insurer.
If
at any time the Trustee or the Supplemental Interest Trust Trustee shall cease
to be eligible in accordance with Section 8.06 and shall fail to resign after
written request thereto by the NIM Insurer or the Depositor, or if at any time
the Trustee or the Supplemental Interest Trust Trustee shall become incapable
of
acting, or shall be adjudged as bankrupt or insolvent, or a receiver of the
Trustee or of its property shall be appointed, or any public officer shall
take
charge or control of the Trustee or the Supplemental Interest Trust Trustee,
as
applicable, or of its property or affairs for the purpose of rehabilitation,
conservation or liquidation, or a tax is imposed with respect to the Trust
Fund
by any state in which the Trustee, the Supplemental Interest Trust Trustee
or
the Trust Fund is located and the imposition of the tax would be avoided by
the
appointment of a different trustee or administrator, as applicable, then the
Depositor, the NIM Insurer or the Servicer may remove the Trustee or the
Supplemental Interest Trust Trustee, as applicable, and appoint a successor
trustee or supplemental interest trust trustee reasonably acceptable to the
NIM
Insurer by written instrument, in triplicate, one copy of which shall be
delivered to the Trustee or the Supplemental Interest Trust Trustee, as
applicable, one copy to the Servicer and one copy to the successor trustee
or
supplemental interest trust trustee.
The
NIM Insurer or the Holders of Certificates (other than the Servicer, Seller,
Depositor or any affiliates or agents thereof) entitled to at least 51% of
the
Voting Rights may at any time remove the Trustee and appoint a successor trustee
or supplemental interest trust trustee by written instrument or instruments,
in
triplicate, signed by the NIM Insurer or the Holders or their attorneys-in-fact
duly authorized, as the case may be, one complete set of which shall be
delivered by the successor Trustee or Supplemental Interest Trust Trustee,
as
applicable, to the Servicer, one complete set to the Trustee or the Supplemental
Interest Trust Trustee so removed, and one complete set to the successor so
appointed. The successor trustee or supplemental interest trust trustee, as
applicable, shall notify each Rating Agency of any removal of the Trustee or
the
Supplemental Interest Trust Trustee.
Any
resignation or removal of the Trustee or the Supplemental Interest Trust Trustee
and appointment of a successor trustee or supplemental interest trust trustee,
as applicable, pursuant to this Section 8.07 shall become effective upon
acceptance of appointment by the successor trustee or Supplemental Interest
Trust Trustee as provided in Section 8.08.
Section 8.08 |
Successor
Trustee or Supplemental Interest Trust
Trustee.
|
Any
successor trustee or supplemental interest trust trustee appointed as provided
in Section 8.07 shall execute, acknowledge and deliver to the Depositor, its
predecessor trustee or administrator and the Servicer an instrument accepting
its appointment hereunder and thereupon the resignation or removal of the
predecessor trustee or administrator shall become effective and the successor
trustee or supplemental interest trust trustee, without any further act, deed
or
conveyance, shall become fully vested with all the rights and obligations of
its
predecessor hereunder, with the like effect as if originally named as Trustee
or
Supplemental Interest Trust Trustee herein. The Depositor, the Servicer and
the
predecessor trustee or administrator, as applicable, shall execute and deliver
such instruments and do such other things as may reasonably be required for
more
fully and certainly vesting and confirming in the successor trustee or
supplemental interest trust trustee, as applicable, all such rights and
obligations.
No
successor trustee or supplemental interest trust trustee shall accept
appointment as provided in this Section 8.08 unless at the time of its
acceptance, the successor trustee or supplemental interest trust trustee is
eligible under Section 8.06, is reasonably acceptable to the NIM Insurer, and
its appointment does not adversely affect the then current rating of the
Certificates.
Upon
acceptance of appointment by a successor trustee or supplemental interest trust
trustee as provided in this Section 8.08, the Depositor shall mail notice of
the
succession of such trustee or administrator hereunder to the NIM Insurer and
all
Holders of Certificates. If the Depositor fails to mail the notice within ten
(10) days after acceptance of appointment by the successor trustee or
supplemental interest trust trustee, the successor trustee or supplemental
interest trust trustee, as applicable, shall cause the notice to be mailed
at
the expense of the Depositor.
Section 8.09 |
Merger
or Consolidation of the Trustee or the Supplemental Interest Trust
Trustee.
|
Any
corporation into which the Trustee or the Supplemental Interest Trust Trustee
may be merged or converted or with which it may be consolidated or any
corporation resulting from any merger, conversion, or consolidation to which
the
Trustee or the Supplemental Interest Trust Trustee shall be a party, or any
corporation succeeding to the business of the Trustee or the Supplemental
Interest Trust Trustee, shall be the successor of the Trustee or the
Supplemental Interest Trust Trustee, as applicable, hereunder if the successor
corporation is eligible under Section 8.06 without the execution or filing
of
any paper or further act on the part of any of the parties hereto, anything
herein to the contrary notwithstanding.
Section 8.10 |
Appointment
of Co-Trustee or Separate
Trustee.
|
Notwithstanding
any other provisions of this Agreement, at any time, for the purpose of meeting
any legal requirements of any jurisdiction in which any part of the Trust Fund
or property securing any Mortgage Note may at the time be located, the Servicer
and the Trustee acting jointly shall have the power and shall execute and
deliver all instruments to appoint one or more Persons approved by the Trustee
and reasonably acceptable to the NIM Insurer to act as co-trustee or co-trustees
jointly with the Trustee, or separate trustee or separate trustees, of all
or
any part of the Trust Fund, and to vest in them, in such capacity and for the
benefit of the Certificateholders, such title to the Trust Fund or any part
thereof, whichever is applicable, and, subject to the other provisions of this
Section 8.10, such powers, duties, obligations, rights and trusts as the
Servicer and the Trustee may consider appropriate. If the Servicer shall not
have joined in such appointment within fifteen (15) days after the receipt
by it
of a request to do so, or in the case an Event of Default shall have occurred
and be continuing, the Trustee alone shall have the power to make such
appointment. No co-trustee or separate trustee hereunder shall be required
to
meet the terms of eligibility as a successor trustee under Section 8.06 and
no
notice to Certificateholders of the appointment of any co-trustee or separate
trustee shall be required under Section 8.08.
Every
separate trustee and co-trustee shall, to the extent permitted by law, be
appointed and act subject to the following provisions and
conditions:
(a)
To
the extent necessary to effectuate the purposes of this Section 8.10, all rights
and obligations conferred or imposed upon the Trustee, except for the obligation
of the Trustee under this Agreement to advance funds on behalf of the Servicer,
shall be conferred or imposed upon and exercised or performed by the Trustee
and
such separate trustee or co-trustee jointly (it being understood that such
separate trustee or co-trustee is not authorized to act separately without
the
Trustee joining in such act), except to the extent that under any law of any
jurisdiction in which any particular act or acts are to be performed (whether
as
Trustee hereunder or as successor to the Servicer hereunder), the Trustee shall
be incompetent or unqualified to perform such act or acts, in which event such
rights and obligations (including holding title to the applicable Trust Fund
or
any portion thereof in any such jurisdiction) shall be exercised and performed
singly by such separate trustee or co-trustee, but solely at the direction
of
the Trustee;
(b)
No
trustee hereunder shall be held personally liable because of any act or omission
of any other trustee hereunder and such appointment shall not, and shall not
be
deemed to, constitute any such separate trustee or co-trustee as agent of the
Trustee;
(c)
The
Trustee, with the consent of the NIM Insurer, may at any time accept the
resignation of or remove any separate trustee or co-trustee; and
(d)
The
Servicer, and not the Trustee, shall be liable for the payment of reasonable
compensation, reimbursement, and indemnification to any such separate trustee
or
co-trustee.
Any
notice, request, or other writing given to the Trustee shall be deemed to have
been given to each of the separate trustees and co-trustees, when and as
effectively as if given to each of them. Every instrument appointing any
separate trustee or co-trustee shall refer to this Agreement and the conditions
of this Article VIII. Each separate trustee and co-trustee, upon its acceptance
of the trusts conferred, shall be vested with the estates or property specified
in its instrument of appointment, either jointly with the Trustee or separately,
as may be provided therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating to the conduct
of, affecting the liability of, or affording protection to, the Trustee. Every
such instrument shall be filed with the Trustee and a copy thereof given to
the
Servicer and the Depositor.
Any
separate trustee or co-trustee may, at any time, constitute the Trustee its
agent or attorney-in-fact, with full power and authority, to the extent not
prohibited by law, to do any lawful act under or in respect of this Agreement
on
its behalf and in its name. If any separate trustee or co-trustee shall die,
become incapable of acting, resign, or be removed, all of its estates,
properties, rights, remedies and trusts shall vest in and be exercised by the
Trustee, to the extent permitted by law, without the appointment of a new or
successor trustee.
Section 8.11 |
Tax
Matters.
|
It
is intended that the assets with respect to which any REMIC election pertaining
to the Trust Fund is to be made, as described in the Preliminary Statement,
shall constitute, and that the conduct of matters relating to such assets shall
be such as to qualify such assets as, a “real estate mortgage investment
conduit” as defined in and in accordance with the REMIC Provisions. In
furtherance of such intention, the Trustee covenants and agrees that it shall
act as agent (and the Trustee is hereby appointed to act as agent) on behalf
of
any REMIC created hereunder and that in such capacity it shall:
(a)
prepare
and file in a timely manner, a U.S. Real Estate Mortgage Investment Conduit
Income Tax Return (Form 1066 or any successor form adopted by the Internal
Revenue Service) and prepare and file with the Internal Revenue Service and
applicable state or local tax authorities income tax or information returns
for
each taxable year with respect to each REMIC created hereunder described in
the
Preliminary Statement containing such information and at the times and in the
manner as may be required by the Code or state or local tax laws, regulations
or
rules, and furnish to Certificateholders the schedules, statements or
information at such times and in such manner as may be required
thereby;
(b)
within
thirty (30) days of the Closing Date, furnish to the Internal Revenue Service,
on Forms 8811 or as otherwise may be required by the Code, the name, title,
address and telephone number of the person that the holders of the Certificates
may contact for tax information relating thereto, together with such additional
information as may be required by such Form 8811, and update such information
at
the time or times in the manner required by the Code;
(c)
make
an election that each REMIC created under this Agreement be treated as a REMIC
on the federal tax return for its first taxable year (and, if necessary, under
applicable state law);
(d)
prepare
and forward to the Certificateholders and to the Internal Revenue Service and,
if necessary, state tax authorities, all information returns and reports as
and
when required to be provided to them in accordance with the REMIC Provisions,
including the calculation of any original issue discount using the prepayment
assumptions set forth in “Yield, Prepayment and Maturity
Considerations─Structuring Assumptions” in the Prospectus
Supplement;
(e)
provide
information necessary for the computation of tax imposed on the transfer of
a
Residual Certificate to a Person that is not a Permitted Transferee, or an
agent
(including a broker, nominee or other middleman) of a Non-Permitted Transferee,
or a pass-through entity in which a Non-Permitted Transferee is the record
holder of an interest (the reasonable cost of computing and furnishing such
information may be charged to the Person liable for such tax);
(f)
to
the extent that they are under its control, conduct matters relating to such
assets at all times that any Certificates are outstanding so as to maintain
the
status of any REMIC created hereunder as a REMIC under the REMIC
Provisions;
(g)
pay,
from the sources specified in the last paragraph of this Section 8.11, the
amount of any federal or state tax, including prohibited transaction taxes
as
described below, imposed on any REMIC created under this Agreement before its
termination when and as the same shall be due and payable (but such obligation
shall not prevent the Trustee or any other appropriate Person from contesting
any such tax in appropriate proceedings and shall not prevent the Trustee from
withholding payment of such tax, if permitted by law, pending the outcome of
such proceedings);
(h)
ensure
that federal, state or local income tax or information returns shall be signed
by the Trustee or such other person as may be required to sign such returns
by
the Code or state or local laws, regulations or rules;
(i)
maintain
records relating to each REMIC created under this Agreement, including the
income, expenses, assets and liabilities thereof and the fair market value
and
adjusted basis of the assets determined at such intervals as may be required
by
the Code, as may be necessary to prepare the foregoing returns, schedules,
statements or information;
(j)
as
and when necessary and appropriate, represent any REMIC created under this
Agreement in any administrative or judicial proceedings relating to an
examination or audit by any governmental taxing authority, request an
administrative adjustment as to any taxable year of any REMIC created under
this
Agreement, enter into settlement agreements with any governmental taxing agency,
extend any statute of limitations relating to any tax item of any REMIC created
under this Agreement, and otherwise act on behalf of any REMIC created under
this Agreement in relation to any tax matter or controversy involving it;
and
(k)
none
of the Depositor, Servicer or the Trustee shall knowingly or intentionally
take
any action or omit to take any action that would cause the termination of any
REMIC, or result in the imposition of any non-indemnification taxes on any
REMIC, created under this Agreement.
(l)
The
Holder of the Class R Certificate at any time holding the largest Percentage
Interest thereof shall be the “tax matters person” as defined in the REMIC
Provisions (the related “Tax Matters Person”) with respect to REMIC I, REMIC II,
REMIC III and REMIC IV and shall act as Tax Matters Person for REMIC I, REMIC
II, REMIC III and REMIC IV. The Holder of the Class R-X Certificate at any
time
holding the largest Percentage Interest thereof shall be the Tax Matters Person
with respect to REMIC V, REMIC VI and REMIC VII and shall act as Tax Matters
Person for REMIC V, REMIC VI and REMIC VII. The Trustee, as agent for the Tax
Matters Person, shall perform on behalf of each REMIC all reporting and other
tax compliance duties that are the responsibility of such REMIC under the Code,
the REMIC Provisions, or other compliance guidance issued by the Internal
Revenue Service or any state or local taxing authority. Among its other duties,
if required by the Code, the REMIC Provisions, or other such guidance, the
Trustee, as agent for the Tax Matters Person, shall provide (i) to the Treasury
or other governmental authority such information as is necessary for the
application of any tax relating to the transfer of a Residual Certificate to
any
disqualified person or organization and (ii) to the Certificateholders such
information or reports as are required by the Code or REMIC Provisions. The
Trustee, as agent for the Tax Matters Person, shall represent each REMIC in
any
administrative or judicial proceedings relating to an examination or audit
by
any governmental taxing authority, request an administrative adjustment as
to
any taxable year of any REMIC, enter into settlement agreements with any
government taxing agency, extend any statute of limitations relating to any
item
of any REMIC and otherwise act on behalf of any REMIC in relation to any tax
matter involving the Trust.
To
enable the Trustee to perform its duties under this Agreement, the Depositor
shall provide to the Trustee within ten (10) days after the Closing Date all
information or data that the Trustee requests in writing and determines to
be
relevant for tax purposes to the valuations and offering prices of the
Certificates, including the price, yield, prepayment assumption and projected
cash flows of the Certificates and the Mortgage Loans. Moreover, the Depositor
shall provide information to the Trustee concerning the value to each Class
of
Certificates of the right to receive Net WAC Cap Carry Forward Amounts from
the
Excess Reserve Fund Account. Thereafter, the Depositor shall provide to the
Trustee promptly upon written request therefor any additional information or
data that the Trustee may, from time to time, reasonably request to enable
the
Trustee to perform its duties under this Agreement. The Depositor hereby
indemnifies the Trustee for any losses, liabilities, damages, claims or expenses
of the Trustee arising from any errors or miscalculations of the Trustee that
result from any failure of the Depositor to provide, or to cause to be provided,
accurate information or data to the Trustee on a timely basis.
If
any tax is imposed on “prohibited transactions” of any REMIC as defined in
Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of
any REMIC created under this Agreement as defined in Section 860G(c) of the
Code, on any contribution to any REMIC created under this Agreement after the
Startup Day pursuant to Section 860G(d) of the Code, or any other tax is
imposed, including any minimum tax imposed on any REMIC created under this
Agreement pursuant to Sections 23153 and 24874 of the California Revenue and
Taxation Code, if not paid as otherwise provided for herein, the tax shall
be
paid by (i) the Trustee if such tax or any other tax arises out of or results
from negligence of the Trustee in the performance of any of its obligations
under this Agreement, (ii) the Servicer or the Seller, in the case of any such
minimum tax, if such tax arises out of or results from a breach by the Servicer
or Seller of any of their obligations under this Agreement, (iii) the Seller
if
such tax arises out of or results from the Seller’s obligation to repurchase a
Mortgage Loan pursuant to Section 2.01, 2.02, 2.03 or 2.05, or (iv) in all
other
cases, or if the Trustee, the Servicer or the Seller fails to honor its
obligations under the preceding clauses (i), (ii) or (iii), any such tax will
be
paid with amounts otherwise to be distributed to the Certificateholders, as
provided in Section 3.09(b).
The
Trustee shall treat the Excess Reserve Fund Account as an outside reserve fund
within the meaning of Treasury Regulation Section 1.860G-2(h) that is owned
by
the holders of the Class C Certificates and that is not an asset of any REMIC
created hereunder. The Trustee shall treat the rights of the holders of each
Class of Certificates (other than the Class C, Class P, Class R and Class R-X
Certificates) to receive payments from the Excess Reserve Fund Account as rights
in an interest rate corridor contract written by the holders of the Class C
Certificates in respect of any Net WAC Shortfalls, in each case in favor of
the
other Certificateholders. Thus, each Certificate (other than the Class C, Class
P, Class R and Class R-X Certificates) shall be treated as representing
ownership of not only a REMIC regular interest, but also ownership of an
interest in an interest rate corridor contract.
Section 8.12 |
[Reserved]
|
Section 8.13 |
[Reserved]
|
Section 8.14 |
[Reserved]
|
Section 8.15 |
Access
to Records of
Trustee.
|
The
Trustee shall afford the Seller, the Depositor, the Servicer, the NIM Insurer
and each Certificateholder or Certificate Owner, upon reasonable notice during
normal business hours, access to all records maintained by the Trustee in
respect of its duties under this Agreement and access to officers of the Trustee
responsible for performing its duties. Upon request, the Trustee shall furnish
the Depositor, the Servicer, the NIM Insurer and any requesting
Certificateholder or Certificate Owner with its most recent financial
statements. The Trustee shall cooperate fully with the Seller, the Servicer,
the
Depositor, the NIM Insurer and the Certificateholder or Certificate Owner for
review and copying any books, documents or records requested with respect to
the
Trustee’s duties under this Agreement. The Seller, the Depositor, the Servicer
and the Certificateholder or Certificate Owner shall not have any responsibility
or liability for any action for failure to act by the Trustee and are not
obligated to supervise the performance of the Trustee under this Agreement
or
otherwise.
Section 8.16 |
Suits
for
Enforcement.
|
If
an Event of Default or other material default by the Servicer or the Depositor
under this Agreement occurs and is continuing, at the direction of the
Certificateholders comprising in the aggregate a Majority in Interest or of
the
NIM Insurer, the Trustee shall proceed to protect and enforce its rights and
the
rights of the Certificateholders or the NIM Insurer under this Agreement by
a
suit, action or proceeding in equity or at law or otherwise, whether for the
specific performance of any covenant or agreement contained in this Agreement
or
in aid of the execution of any power granted in this Agreement or for the
enforcement of any other legal, equitable or other remedy, as the Trustee,
being
advised by counsel, and subject to the foregoing, shall deem most effectual
to
protect and enforce any of the rights of the Trustee, the NIM Insurer and the
Certificateholders.
ARTICLE
IX
Termination
Section 9.01 |
Termination
upon Liquidation or Purchase of the Mortgage
Loans.
|
Subject
to Section 9.03, the obligations of the Depositor, the Servicer and the Trustee
created hereby with respect to the
Trust Fund shall terminate upon the earlier of:
(a)
the
purchase by the NIM Insurer or the Servicer of all Mortgage Loans (and REO
Properties) at the price equal to the
sum of:
(i) 100%
of the Stated Principal Balance of each Mortgage Loan (other than for REO
Property) plus
one month’s accrued interest thereon at the applicable Mortgage Rate less the
Servicing Fee Rate;
(ii) the
lesser
of
(x) the appraised value of any REO Property as determined by the higher of
two
appraisals completed by two independent appraisers selected by the Servicer
at
the expense of the Servicer and
(y) the Stated Principal Balance of each Mortgage Loan related to any REO
Property, in each case plus
accrued and unpaid interest thereon at the applicable Adjusted Net Mortgage
Rate;
(iii) any
costs and damages incurred by the Trust Fund in connection with any violation
by
each Mortgage Loan of any predatory or abusive lending law;
(iv) any
Swap Termination Payment payable to the Swap Provider then due but unpaid or
which is payable due to the exercise of such option; and
(b)
the
later of:
(i) the
maturity or other liquidation (or any Advance with respect thereto) of the
last
Mortgage Loan remaining in the Trust Fund and the disposition of all REO
Property; and
(ii) the
distribution to Certificateholders of all amounts required to be distributed
to
them pursuant to this Agreement. In no event shall the trusts created hereby
continue beyond the earlier of the expiration of 21 years from the death of
the
survivor of the descendants of Xxxxxx X. Xxxxxxx, the late Ambassador of the
United States to the Court of St. James’s, living on the date hereof or the
Latest Possible Maturity Date (as defined in the Preliminary
Statement).
The
Servicer may repurchase all Mortgage Loans and REO Properties pursuant to clause
(a) above if the aggregate Stated Principal Balance of the Mortgage Loans,
at
the time of the repurchase, is less than ten (10) percent of the aggregate
Cut-off Date Principal Balance of the Mortgage Loans. If the Servicer is
entitled to repurchase the Mortgage Loans pursuant to this Section and fails
to
do so, the NIM Insurer may repurchase all Mortgage Loans and REO Properties
pursuant to clause (a) above after thirty (30) days prior notice to the Servicer
if the Servicer does not first purchase them. Upon termination of the Trust,
the
Servicer shall succeed to all rights of the Trustee and Certificateholders
with
respect to the Trust Fund, other than funds needed to make the final
distribution, including any assets that were ever part of the Trust Fund. With
such repurchase, the Servicer shall acquire any rights or potential rights
of
the Certificateholders or the Trustee to causes of action against any Person
relating to the Mortgage Loans or the origination of the Mortgage Loans,
including, without limitation, the right to enforce any breach of a
representation or warranty made at any time with respect to the Mortgage
Loans.
Section 9.02 |
Final
Distribution on the
Certificates.
|
If
on any Determination Date, the NIM Insurer or the Servicer determines that
there
are no Outstanding Mortgage Loans and no other funds or assets in the Trust
Fund
other than the funds in the Certificate Account, the NIM Insurer or the Servicer
shall direct the Trustee promptly to send a final distribution notice to each
Certificateholder. If the NIM Insurer or the Servicer elects to terminate the
Trust Fund pursuant to clause (a) of Section 9.01, at least twenty (20) days
before the date notice is to be mailed to the affected Certificateholders,
the
Servicer shall notify the Depositor and the Trustee of the date the Servicer
intends to terminate the Trust Fund and of the applicable repurchase price
of
the Mortgage Loans and REO Properties.
Notice
of any termination of the Trust Fund, specifying the Distribution Date on which
Certificateholders may surrender their Certificates for payment of the final
distribution and cancellation, shall be given promptly by the Trustee by letter
to Certificateholders, mailed not earlier than the 10th day and not later than
the 15th day of the month next preceding the month of such final distribution.
Any such notice shall specify (a) the Distribution Date upon which final
distribution on the Certificates will be made upon presentation and surrender
of
Certificates at the office therein designated, (b) the amount of such final
distribution, (c) the location of the office or agency at which such
presentation and surrender must be made and (d) that the Record Date otherwise
applicable to the Distribution Date is not applicable, distributions being
made
only upon presentation and surrender of the Certificates at the office therein
specified. The Servicer will give such notice to each Rating Agency at the
time
such notice is given to Certificateholders.
If
the notice is given, the Servicer shall cause all funds in the Certificate
Account to be remitted to the Trustee for deposit in the Distribution Account
on
the Business Day before the applicable Distribution Date in an amount equal
to
the final distribution in respect of the Certificates. Upon such final deposit
with respect to the Trust Fund and the receipt by the Trustee of a Request
for
Release therefor, the Trustee shall promptly release to the Servicer the
Mortgage Files for the Mortgage Loans.
Upon
presentation and surrender of the Certificates, the Trustee shall cause to
be
distributed to the Certificateholders of each Class, in each case on the final
Distribution Date and in the order stated in Section 4.02, in proportion to
their respective Percentage Interests, with respect to Certificateholders of
the
same Class, an amount equal to (i) as to each Class of Regular Certificates
(except the Class C Certificate), its Certificate Balance plus
for each such Class accrued interest thereon in the case of an interest-bearing
Certificate and (ii) as to the Residual Certificates, any amount remaining
on
deposit in the Distribution Account (other than the amounts retained to meet
claims) after application pursuant to clause (i) above. By acceptance of the
Residual Certificates, the holders of the Residual Certificates agree, in
connection with any termination hereunder, that their rights to receive any
amounts pursuant to clause (ii) in the immediately preceding sentence hereby
are
assigned and transferred and, to the extent received in respect of such
termination, to pay any such amounts to the holders of the Class C
Certificates.
If
any affected Certificateholder does not surrender its Certificates for
cancellation within six (6) months after the date specified in the above
mentioned written notice, the Trustee shall give a second written notice to
the
remaining Certificateholders to surrender their Certificates for cancellation
and receive the final distribution with respect thereto. If within six (6)
months after the second notice all the applicable Certificates shall not have
been surrendered for cancellation, the Trustee may take appropriate steps,
or
may appoint an agent to take appropriate steps, to contact the remaining
Certificateholders concerning surrender of their Certificates, and the cost
thereof shall be paid out of the funds and other assets that remain a part
of
the Trust Fund. If within one year after the second notice all Certificates
shall not have been surrendered for cancellation, the Class Residual
Certificateholders shall be entitled to all unclaimed funds and other assets
of
the Trust Fund that remain subject hereto.
Section 9.03 |
Additional
Termination
Requirements.
|
If
the NIM Insurer or the Servicer exercises its purchase option with respect
to
the Mortgage Loans as provided in Section 9.01, the Trust Fund shall be
terminated in accordance with the following additional requirements, unless
the
Trustee has been supplied with an Opinion of Counsel, at the expense of the
Servicer, to the effect that the failure to comply with the requirements of
this
Section 9.03 will not (i) result in the imposition of taxes on “prohibited
transactions” on any REMIC created hereunder as defined in Section 860F of the
Code or (ii) cause any REMIC created under this Agreement to fail to qualify
as
a REMIC at any time that any Certificates are outstanding.
The
Trustee shall sell all of the assets of the Trust Fund to the NIM Insurer or
the
Servicer, as applicable, and, within ninety (90) days of the sale, shall
distribute to the Certificateholders the proceeds of the sale in complete
liquidation of any REMIC created hereunder.
The
Trustee shall attach a statement to the final federal income tax return for
each
of any REMIC created hereunder stating that pursuant to Treasury Regulation
Section 1.860F-1, the first day of the ninety (90) day liquidation period for
each the REMIC was the date on which the Trustee sold the assets of the Trust
Fund to the NIM Insurer or the Servicer.
Section 9.04 |
Termination
of the Supplemental Interest
Trust.
|
The
obligations of the Depositor, the Trustee and the Supplemental Interest Trust
Trustee created hereby with respect to the Supplemental Interest Trust shall
terminate upon the earlier of:
(a)
the
termination of the Swap Agreement pursuant to the terms of the Swap Agreement;
and
(b)
the
termination of this Agreement pursuant to Section 9.01.
ARTICLE
X
Miscellaneous
Provisions
Section 10.01 |
Amendment.
|
(a) This
Agreement may be amended from time to time by the Depositor, the Servicer,
and
the Trustee with the consent of the NIM Insurer and without the consent of
any
of the Certificateholders:
(i) to
cure any ambiguity or mistake,
(ii) to
correct any defective provision herein or to supplement any provision herein
that may be inconsistent with any other provision herein,
(iii) to
conform this Agreement to the Prospectus Supplement,
(iv) to
add to the duties of the Depositor, the Seller, or the Servicer,
(v) to
modify, alter, amend, add to or rescind any of the terms or provisions contained
in this Agreement to comply with any rules or regulations promulgated by the
Securities and Exchange Commission from time to time,
(vi) to
add any other provisions with respect to matters or questions arising hereunder,
or
(vii) to
modify, alter, amend, add to, or rescind any of the provisions of this
Agreement.
No
action pursuant to clauses (iv), (vi) or (vii) above may, as evidenced by an
Opinion of Counsel (which Opinion of Counsel shall not be an expense of the
Trustee or the Trust Fund), adversely affect in any material respect the
interests of any Certificateholder. The amendment shall not be deemed to
adversely affect in any material respect the interests of the Certificateholders
if the Person requesting the amendment obtains a letter from each Rating Agency
stating that the amendment would not result in the downgrading or withdrawal
of
the respective ratings then assigned to the Certificates. Any such letter in
and
of itself will not represent a determination as to the materiality of any
amendment and will represent a determination only as to the credit issues
affecting any rating. Each party to this Agreement agrees that it will cooperate
with each other party in amending this Agreement pursuant to clause (v)
above.
(b) The
Trustee, the Depositor and the Servicer also may, at any time and from time
to
time, amend this Agreement with the consent of the NIM Insurer and without
the
consent of the Certificateholders, in order to modify, eliminate or add to
any
of the provisions of this Agreement to the extent necessary or helpful
to:
(i) maintain
the qualification of any REMIC created under this Agreement under the
Code;
(ii) avoid
or minimize the risk of the imposition of any tax on any REMIC created under
this Agreement pursuant to the Code that would be a claim at any time before
the
final redemption of the Certificates; or
(iii) comply
with any other requirements of the Code;
if
the Trustee has been provided an Opinion of Counsel, which opinion shall be
an
expense of the party requesting such opinion but in any case shall not be an
expense of the Trustee or the Trust Fund, to the effect that the action is
necessary or helpful for one of those purposes.
(c) This
Agreement may also be amended from time to time by the Depositor, the Servicer,
and the Trustee with the consent of the NIM Insurer and the Holders of
Certificates evidencing Percentage Interests aggregating not less than
662/3%
of each Class of Certificates affected thereby for the purpose of adding any
provisions to or changing in any manner or eliminating any of the provisions
of
this Agreement or of modifying in any manner the rights of the Holders of
Certificates. No amendment shall:
(i) reduce
in any manner the amount of, or delay the timing of, payments required to be
distributed on any Certificate without the consent of the Holder of the
Certificate;
(ii) adversely
affect in any material respect the interests of the Holders of any Class of
Certificates in a manner other than as described in (i), without the consent
of
the Holders of Certificates of the Class evidencing, as to the Class, Percentage
Interests aggregating not less than 662/3%;
(iii) amend,
modify, add to, rescind, or alter in any respect Section 10.13, notwithstanding
any contrary provision of this Agreement, without the consent of the Holders
of
Certificates evidencing Percentage Interests aggregating not less than
662/3%,
and for this purpose no Certificates held by the Seller, the Depositor, or
any
Affiliate of either of them shall be eligible to vote or be considered
Outstanding; or
(iv) reduce
the aforesaid percentages of Certificates the Holders of which are required
to
consent to any such amendment, without the consent of the Holders of all such
Certificates then outstanding.
Notwithstanding
any contrary provision of this Agreement regarding Voting Rights, no amendment
which affects one or more Classes held by the Depositor, the Servicer, the
Seller or any Affiliates as described in this Section 10.01(c) shall be
effective without the consent of the Depositor, the Servicer, the Seller or
any
of their Affiliates, as applicable, to such amendments.
Notwithstanding
any contrary provision of this Agreement, the Trustee shall not consent to
any
amendment to this Agreement unless (i) it shall have first received an Opinion
of Counsel satisfactory to the NIM Insurer, which opinion shall not be an
expense of the Trustee or the Trust Fund, to the effect that the amendment
will
not cause the imposition of any tax on any REMIC or the Certificateholders
or
cause any REMIC to fail to qualify as a REMIC at any time that any Certificates
are outstanding and (ii) because the Trust Fund is required to be a Qualifying
Special Purpose Entity (as that term is defined in Statement of Financial
Accounting Standards No. 140 (“SFAS
140”)),
in order for the Seller to continue to account for the transfer of the Mortgage
Loans under this Agreement as a sale under SFAS 140, prior to the parties hereto
entering into such an amendment, the Trustee shall receive an Officer’s
Certificate, which shall not be an expense of the Trustee or the Trust Fund,
to
the effect that such amendment would not “significantly change” (within the
meaning of SFAS 140) the permitted activities of the Trust Fund so as to cause
the Trust Fund to fail to qualify as a Qualifying Special Purpose
Entity.
Notwithstanding
any of the other provisions of this Section 10.01, none of the Depositor, the
Servicer, the Supplemental Interest Trust Trustee or the Trustee shall enter
into any amendment to the following: the following defined terms that appear
in
Section 1.01: Net Swap Payment, Swap LIBOR and Trigger Event; the second
paragraph of Section 4.02(I); Section 4.02(V) ; Section 4.05; or Section 9.01
of
this Agreement without the prior written consent of the Swap
Provider.
Promptly
after the execution of any amendment to this Agreement requiring the consent
of
Certificateholders, the Trustee shall furnish written notification of the
substance or a copy of the amendment to each Certificateholder and each Rating
Agency.
It
shall not be necessary for the consent of Certificateholders under this Section
10.01 to approve the particular form of any proposed amendment, but it shall
be
sufficient if the consent approves its substance. The manner of obtaining
consents and of evidencing the authorization of their execution by
Certificateholders shall be subject to such reasonable regulations as the
Trustee may prescribe.
Nothing
in this Agreement shall require the Trustee to enter into an amendment without
receiving an Opinion of Counsel satisfactory to the NIM Insurer (which Opinion
shall not be an expense of the Trustee or the Trust Fund), satisfactory to
the
Trustee that (i) the amendment is permitted by this Agreement and all conditions
precedent to the amendment have been satisfied; and (ii) either (A) the
amendment does not adversely affect in any material respect the interests of
any
Certificateholder or (B) the conclusion in the preceding clause (A) is not
required to be reached pursuant to this Section 10.01.
Section 10.02 |
Recordation
of Agreement;
Counterparts.
|
This
Agreement is subject to recordation in all appropriate public offices for real
property records in all the counties or other comparable jurisdictions in which
any or all of the properties subject to the Mortgages are situated, and in
any
other appropriate public recording office or elsewhere, the recordation to
be
effected by the Servicer at its expense, but only upon receipt of an Opinion
of
Counsel to the effect that the recordation materially and beneficially affects
the interests of the Certificateholders.
For
the purpose of facilitating the recordation of this Agreement as herein provided
and for other purposes, this Agreement may be executed simultaneously in any
number of counterparts, each of which counterparts shall be an original, and
all
of which shall constitute but one instrument.
Section 10.03 |
Governing
Law.
|
THIS
AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE
LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED
IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES
HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH
LAWS.
Section 10.04 |
Intention
of Parties.
|
It
is the express intent of the parties hereto that the conveyance (i) of the
Mortgage Loans by the Seller to the Depositor and (ii) of the Trust Fund by
the
Depositor to the Trustee each be, and be construed as, an absolute sale thereof.
It is, further, not the intention of the parties that such conveyances be deemed
a pledge thereof. However, if, notwithstanding the intent of the parties, the
assets are held to be the property of the Seller or Depositor, as the case
may
be, or if for any other reason this Agreement is held or deemed to create a
security interest in either such assets, then (i) this Agreement shall be deemed
to be a security agreement within the meaning of the Uniform Commercial Code
of
the State of New York and (ii) the conveyances provided for in this Agreement
shall be deemed to be an assignment and a grant (i) by the Seller to the
Depositor or (ii) by the Depositor to the Trustee, for the benefit of the
Certificateholders, of a security interest in all of the assets transferred,
whether now owned or hereafter acquired.
The
Seller and the Depositor for the benefit of the NIM Insurer and the
Certificateholders shall, to the extent consistent with this Agreement, take
such actions as may be necessary to ensure that, if this Agreement were deemed
to create a security interest in the Trust Fund, such security interest would
be
deemed to be a perfected security interest of first priority under applicable
law and will be maintained as such throughout the term of the Agreement. The
Depositor shall arrange for filing any Uniform Commercial Code continuation
statements in connection with any security interest granted or assigned to
the
Trustee for the benefit of the Certificateholders.
Section 10.05 |
Notices.
|
(a)
The
Trustee shall promptly notify each Rating Agency of each of the following of
which it has actual knowledge:
1. Any
material change or amendment to this Agreement;
2. The
occurrence of any Event of Default that has not been cured;
3. The
resignation or termination of the Servicer or the Trustee and the appointment
of
any successor;
4. The
repurchase or substitution of Mortgage Loans pursuant to Section 2.03;
and
5. The
final payment to Certificateholders.
In
addition, the Trustee shall promptly furnish to each Rating Agency copies of
the
following:
1. Each
report to Certificateholders described in Section 4.03;
2. Each
annual statement as to compliance described in Section 3.17;
3. Each
annual independent public accountants’ servicing report described in Section
3.18; and
4. Any
notice of a purchase of a Mortgage Loan pursuant to Section 2.01, 2.02, 2.03,
2.05 or 3.12.
In
addition, the Trustee shall notify the Swap Provider of any termination of
the
Trust pursuant to Section 9.01.
(b)
All
directions, demands and notices hereunder shall be in writing and be duly given
when delivered to
(i) in
the case of the Depositor, IndyMac ABS, Inc., 000 Xxxxx Xxxx Xxxxxx, Xxxxxxxx,
Xxxxxxxxxx 00000, Attention: Capital Markets, or such other address as may
be
hereafter furnished to the NIM Insurer, the Servicer and the Trustee by the
Depositor;
(ii) in
the case of the Servicer, IndyMac Bank, F.S.B., 000
Xxxx Xxxxxx Xxxxxx, Xxxxxxxx, Xxxxxxxxxx 00000-0000,
Attention: Servicing, or such other address as may be hereafter furnished to
the
NIM Insurer, the Depositor and the Trustee by the Servicer;
(iii) in
the case of the Trustee or the Supplemental Interest Trust Trustee, to the
Corporate Trust Office, Deutsche Bank National Trust Company, 0000 Xxxx Xx.
Xxxxxx Xxxxx, Xxxxx Xxx, Xxxxxxxxxx 00000-0000, Attention: Trust Xxxxxxxxxxxxxx
XX00X0, Series INABS 2006-B, or such other address as the Trustee may hereafter
furnish to the NIM Insurer, the Depositor and Servicer;
(iv) in
the case of the NIM Insurer, to such address as each NIM Insurer may hereafter
furnish to the Depositor, the Trustee or Servicer;
(v) in
the case of each of the Rating Agencies, the address specified therefor in
the
definition corresponding to the name of such Rating Agency; and
(vi) in
the case of the Swap Provider, Bear Xxxxxxx Financial Products Inc., 000 Xxxxxxx
Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Legal, or such other address as
the
Swap Provider may hereafter furnish to the NIM Insurer, the Depositor and the
Trustee.
Notices
to Certificateholders shall be deemed given when mailed, first class postage
prepaid, to their respective addresses appearing in the Certificate
Register.
Section 10.06 |
Severability
of Provisions.
|
If
any one or more of the provisions of this Agreement shall be for any reason
whatsoever held invalid, then those provisions shall be deemed severable from
the remaining provisions of this Agreement and shall in no way affect the
validity or enforceability of the other provisions of this Agreement or of
the
Certificates or the rights of the Holders thereof.
Section 10.07 |
Assignment.
|
Notwithstanding
anything to the contrary contained herein, except as provided in Section 6.02,
this Agreement may not be assigned by the Servicer without the prior written
consent of the Trustee and Depositor.
Section 10.08 |
Limitation
on Rights of
Certificateholders.
|
The
death or incapacity of any Certificateholder shall not operate to terminate
this
Agreement or the Trust, nor entitle such Certificateholder’s legal
representative or heirs to claim an accounting or to take any action or commence
any proceeding in any court for a petition or winding up of the Trust, or
otherwise affect the rights and obligations of the parties hereto or any of
them.
No
Certificateholder shall have any right to vote (except as provided herein)
or in
any manner otherwise control the operation and management of the Trust Fund,
or
the obligations of the parties hereto, nor shall anything in this Agreement
or
the Certificates be construed so as to constitute the Certificateholders from
time to time as partners or members of an association; nor shall any
Certificateholder be liable to any third party because of any action taken
by
the parties to this Agreement pursuant to any provision hereof.
No
Certificateholder shall have any right by virtue or by availing itself of any
provisions of this Agreement to institute any suit, action or proceeding in
equity or at law upon or under or with respect to this Agreement, unless such
Holder previously shall have given to the Trustee a written notice of an Event
of Default and of the continuance thereof, as herein provided, and unless the
Holders of Certificates evidencing not less than 25% of the Voting Rights
evidenced by the Certificates shall also have made written request to the
Trustee to institute such action, suit, or proceeding in its own name as Trustee
hereunder and shall have offered to the Trustee such reasonable indemnity as
it
may require against the costs, expenses and liabilities to be incurred therein
or thereby, and the Trustee, for sixty (60) days after its receipt of such
notice, request, and offer of indemnity shall have neglected or refused to
institute any such action, suit, or proceeding. Each Certificateholder expressly
covenants with every other Certificateholder and the Trustee that no one or
more
Holders of Certificates shall have any right in any manner whatever by virtue
or
by availing itself or themselves of any provisions of this Agreement to affect,
disturb or prejudice the rights of the Holders of any other of the Certificates,
or to obtain or seek to obtain priority over or preference to any other such
Holder or to enforce any right under this Agreement, except in the manner herein
provided and for the common benefit of all Certificateholders. For
the protection and enforcement of this Section 10.08, each Certificateholder
and
the Trustee shall be entitled to any relief that can be given either at law
or
in equity.
Section 10.09 |
Inspection
and Audit Rights.
|
The
Servicer agrees that on reasonable prior notice, it will permit any
representative of the Depositor, the NIM Insurer or the Trustee during such
Person’s normal business hours, to examine all the books of account, records,
reports and other papers of such Person relating to the Mortgage Loans, to
make
copies and extracts therefrom, to cause such books to be audited by independent
certified public accountants of the NIM Insurer or reasonably acceptable to
the
NIM Insurer selected by the Depositor or the Trustee and to discuss its affairs,
finances and accounts relating to the Mortgage Loans with its officers,
employees and independent public accountants (and by this provision the Servicer
hereby authorizes said accountants to discuss with such representative such
affairs, finances and accounts), all at such reasonable times and as often
as
may be reasonably requested. Any
out-of-pocket expense incident to the exercise by the Depositor, the NIM Insurer
or the Trustee of any right under this Section 10.09 shall be borne by the
Servicer.
Section 10.10 |
Certificates
Nonassessable and Fully
Paid.
|
It
is the intention of the Depositor that Certificateholders shall not be
personally liable for obligations of the Trust Fund, that the interests in
the
Trust Fund represented by the Certificates shall be nonassessable for any reason
whatsoever, and that the Certificates, upon due authentication thereof by the
Trustee pursuant to this Agreement, are and shall be deemed fully
paid.
Section 10.11 |
Official
Record.
|
The
Seller agrees that this Agreement is and shall remain at all times before the
time at which this Agreement terminates an official record of the Seller as
referred to in Section 13(e) of the Federal Deposit Insurance Act.
Section 10.12 |
Protection
of Assets.
|
(a)
Except
for transactions and activities entered into in connection with the
securitization that is the subject of this Agreement, the Trust is not
authorized and has no power to:
(1)
borrow
money or issue debt;
(2)
merge
with another entity, reorganize, liquidate or sell assets; or
(3)
engage
in any business or activities.
(b)
Each
party to this Agreement agrees that it will not file an involuntary bankruptcy
petition against the Trustee or the Trust Fund or initiate any other form of
insolvency proceeding until after the Certificates have been paid in full.
`
Section 10.13 |
Qualifying
Special Purpose
Entity.
|
Notwithstanding
any contrary provision of this Agreement the Trust Fund shall not engage in
any
activity or knowingly hold any property that would disqualify the Trust Fund
from being a qualifying special purpose entity under generally accepted
accounting principles.
Section 10.14 |
Rights
of NIM Insurer.
|
(a)
The
rights of the NIM Insurer under this Agreement shall exist only so long as
either
(i) |
the
NIM Notes certain payments on which are guaranteed by the NIM Insurer
remain outstanding or
|
(ii) |
the
NIM Insurer is owed amounts paid by it with respect to that
guaranty.
|
The
rights of the NIM Insurer under this Agreement are exercisable by the NIM
Insurer only so long as no default by the NIM Insurer under its guaranty of
certain payments under the NIM Notes has occurred and is continuing. If the
NIM
Insurer is the subject of any insolvency proceeding, the rights of the NIM
Insurer under this Agreement will be exercisable by the NIM Insurer only so
long
as
(i) |
the
obligations of the NIM Insurer under its guaranty of the NIM Notes
have
not been disavowed and
|
(ii) |
the
Seller and the Trustee have received reasonable assurances that the
NIM
Insurer will be able to satisfy its obligations under its guaranty
of the
NIM Notes.
|
(b)
The
NIM Insurer is a third party beneficiary of this Agreement to the same extent
as
if it were a party to this Agreement, and may enforce any of those rights under
this Agreement.
(c)
A
copy of any documents of any nature required by this Agreement to be delivered
by the Trustee, or to the Trustee or the Rating Agencies, shall in each case
at
the same time also be delivered to the NIM Insurer. Any notices required to
be
given by the Trustee, or to the Trustee or the Rating Agencies, shall in each
case at the same time also be given to the NIM Insurer.
(d)
Anything
in this Agreement that is conditioned on not resulting in the downgrading or
withdrawal of the ratings then assigned to the Certificates by the Rating
Agencies shall also be conditioned on not resulting in the downgrading or
withdrawal of the ratings then assigned by the Rating Agencies to the NIM
Notes.
In
Witness Whereof, the Depositor, the Trustee, and the Seller and Servicer have
caused their names to be signed hereto by their respective officers thereunto
duly authorized as of the day and year first above written.
INDYMAC
ABS, INC.,
as
Depositor
|
||||||||||||||
By:
|
/s/
Xxxx Xxxxxxxx
|
|||||||||||||
Name:
|
Xxxx
Xxxxxxxx
|
|||||||||||||
Title:
|
Senior
Vice President
|
DEUTSCHE
BANK NATIONAL TRUST
COMPANY,
as
Trustee and Supplemental Interest Trust Trustee
|
||||||||||||||
By:
|
/s/
Xxxxxxxx Xxxxxxxxxxx
|
|||||||||||||
Name:
|
Xxxxxxxx
Xxxxxxxxxxx
|
|||||||||||||
Title:
|
Associate
|
By:
|
/s/
Xxxxxxx Xxxxxxxx
|
|||||||
Name:
|
Xxxxxxx
Xxxxxxxx
|
|||||||
Title:
|
Vice
President
|
INDYMAC
BANK, F.S.B.,
as
Seller and Servicer
|
||||||||||||||
By:
|
/s/
Xxxx Xxxxxxxx
|
|||||||||||||
Name:
|
Xxxx
Xxxxxxxx
|
|||||||||||||
Title:
|
Senior
Vice President
|
STATE
OF )
)
ss.:
COUNTY
OF )
On
the ___th day of March, 2006 before me, a notary public in and for said State,
personally appeared _______________ known to me to be a ______________ of
IndyMac ABS Inc., a Delaware corporation that executed the within instrument,
and also known to me to be the person who executed it on behalf of said
corporation, and acknowledged to me that such corporation executed the within
instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
___________________________________
Notary
Public
STATE
OF )
)
ss.:
COUNTY
OF )
On
the ___th day of March, 2006 before me, a notary public in and for said State,
personally appeared _______________ known to me to be a _______________ of
IndyMac Bank, F.S.B. that executed the within instrument, and also known to
me
to be the person who executed it on behalf of said corporation, and acknowledged
to me that such corporation executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
__________________________________
Notary
Public
STATE
OF )
)
ss.:
COUNTY
OF )
On
the ___th day of March, 2006 before me, a notary public in and for said State,
personally appeared ____________________, known to me to be an
____________________of Deutsche Bank National Trust Company, a national banking
association that executed the within instrument, and also known to me to be
the
person who executed it on behalf of said association, and acknowledged to me
that such corporation executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
__________________________________
Notary
Public
Schedule
I
Mortgage
Loan Schedule
Loan Number Servicer Loan Number Loan Group Tape Date Performance Loan Property Type Number of Units Owner Occupancy Code Purpose Code Documentation Type Debt Ratio Original Note Rate Scheduled Note Rate ----------- -------------------- ---------- --------- ---------------- ------------- --------------- -------------------- ------------ ------------------ ---------- ------------------ ------------------- 122661630 1007102286 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 15.71 11.5 11.5 122673821 1007090838 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 22.16 9.75 9.75 122216663 1006915795 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.06 7.625 7.625 122500225 1006829004 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 17.57 8.5 8.5 122653738 1006966962 2 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER P FULL 47.96 9.75 9.75 122616386 1007141094 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 25.25 8 8 122438844 1007125568 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 34.7 11.375 11.375 122121278 1006915720 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.27 11 11 122686749 1007245416 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.83 7.125 7.125 122493958 1007047903 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER P STATED 22.58 9.875 9.875 122547072 1007083064 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 52.34 9.5 9.5 122878975 1007246653 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.15 7.875 7.875 122796066 1007044116 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.54 8.125 8.125 122264441 1006944852 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 32.23 7 7 122565160 1006963274 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 28.62 10.875 10.875 122374724 1006971574 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.53 10.625 10.625 122632544 1006981045 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.24 9.875 9.875 122283798 1007189366 2 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC C STATED 28.7 9 9 122692591 1007070293 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 52.18 9.375 9.375 123028939 1007256298 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.42 10.625 10.625 122739153 1007098013 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME P FULL 49.72 12.125 12.125 121749039 3001535099 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.55 10.25 10.25 122488572 1007122573 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.08 9.375 9.375 122541050 1006992471 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 22.83 8.25 8.25 122740237 1007151382 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 30.14 7.375 7.375 122750878 1007170564 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 21.1 11.5 11.5 122549351 1006952608 1 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.14 9.5 9.5 122672424 1007166026 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 42.55 9.5 9.5 122713312 1007115759 1 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 23 9.125 9.125 121856025 1006318362 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER P STATED 36.26 8.875 8.875 122669298 1006989766 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 24.81 10.375 10.375 122614881 1007117862 1 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 16.06 9 9 122297910 1007068388 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.85 10.5 10.5 122630265 1006889289 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 21.36 10 10 122625259 1007030867 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 17.92 12.75 12.75 122646376 1006981557 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.55 10 10 122631094 1006974537 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 27.61 10.125 10.125 122580866 1006919565 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 16.62 9.5 9.5 122672913 1007111063 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 17.33 10.5 10.5 122289889 1006892390 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.24 9.125 9.125 122728087 1007097676 1 3/1/2006 3/1 ARM SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 21.68 9 9 122743870 1007091778 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.09 11.375 11.375 122532997 1006930455 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 18.94 9.375 9.375 122566028 1006911422 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.85 7.5 7.5 122903242 1007232224 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 16.23 9.625 9.625 122903728 1007232232 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 16.23 9.625 9.625 122903987 1007232257 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 16.23 9.625 9.625 122145486 1007125451 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.66 9 9 122539010 1006946063 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 30.47 10 10 122702967 1007099821 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 24.79 10.25 10.25 122630546 1007000704 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 27.58 9.875 9.875 122943755 1007182361 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 34.51 10.375 10.375 122640935 1006993735 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 25.9 9.625 9.625 122680735 1007067257 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC P FULL 34.07 8.125 8.125 122755048 1007143439 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.92 11.75 11.75 122829092 1007231036 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 22.61 9.125 9.125 122560311 1007222209 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.11 9 9 122580856 1006919557 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 14.23 8.875 8.875 122632560 1007117920 2 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.41 9.125 9.125 121724924 3001301500 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P NO INCOME NO ASSETS 26.86 7.95 7.95 122625113 1007076043 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.14 10 10 122767649 1007151945 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 26.12 12 12 122761537 1007143637 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.36 9.75 9.75 122681008 1007012311 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 44.67 10.625 10.625 122630695 1006974495 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 27.62 10.125 10.125 122535362 1007022849 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.34 11.5 11.5 122663900 1007102393 2 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.4 9.25 9.25 122768364 1007081191 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.54 8.25 8.25 122583040 1006979866 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 26.57 9.5 9.5 122892132 1007155474 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.26 10.375 10.375 122713247 1007025800 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.61 12.25 12.25 122619970 1006974180 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 28.06 10.125 10.125 122715992 1006995540 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 16.32 9.875 9.875 121724860 3001300866 1 3/1/2006 FIXED30 PUD 1 NON-OWNER C FULL 48.22 7.95 7.95 121749161 3001548365 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 27.48 7.825 7.825 121749201 3001548696 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 25.84 9.3 9.3 122593743 1006987372 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 30.85 9.125 9.125 122833035 1007121534 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER C STATED 27.01 10.625 10.625 121749406 3001550429 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 43.87 9.49 9.49 121749169 3001548423 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.08 9.75 9.75 122749265 1007238155 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.2 8.625 8.625 122858786 1007242165 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.79 9.5 9.5 122441496 1006971640 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 27.92 9.25 9.25 122308581 1007096470 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.62 10.75 10.75 122602227 1007018565 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.81 10 10 122849324 1007164393 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.81 9.75 9.75 121746722 3001520133 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 54.05 8.95 8.95 121746972 3001522295 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 51 8.5 8.5 121749456 3001550866 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 46.01 9.55 9.55 122697147 1006977027 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 53.29 9.725 9.725 122597681 1007069055 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 16.38 11 11 122658213 1006994220 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.12 10.625 10.625 122599013 1007056417 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 37.69 10.5 10.5 121749165 3001548407 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 24.41 9.375 9.375 121749160 3001548357 1 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.45 8.875 8.875 122564688 1007096546 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 24.81 10.375 10.375 121747141 3001523632 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 37.68 9.2 9.2 122782137 1007166455 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 26.68 10.25 10.25 122875405 1007204926 1 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.45 9.125 9.125 122969716 1007216102 1 3/1/2006 3/1 LIBOR TOWNHOUSE 1 OWNER OCC P FULL 40.61 9.875 9.875 122224655 1006952384 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.51 8.375 8.375 122593164 1006939209 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.42 8.75 8.75 120715265 1005109036 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 17.77 8.875 7.125 122748132 1007104597 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.44 10.25 10.25 121749450 3001550809 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.39 7.55 7.55 121749500 3001551237 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.07 8.1 8.1 121749302 3001549520 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43 7.35 7.35 122779336 1007170986 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 26.68 10.25 10.25 122782150 1007171067 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 24.15 10.25 10.25 122431509 1007082884 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 48.69 10.125 10.125 122700060 1007013095 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 18.03 10 10 122561143 1006992604 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.31 11.875 11.875 121907773 3001322928 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 21.73 7 7 122702938 1007142209 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 49.23 8.75 8.75 122733270 1007047291 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 45.97 12.5 12.5 122634814 1007229949 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 17.41 12.25 12.25 122759599 1007133273 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 35.88 9.625 9.625 122833688 1007202813 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 52.1 9.25 9.25 121749174 3001548464 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 26.94 8.3 8.3 121747284 3001524788 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 37.55 7.2 7.2 121749158 3001548340 1 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 26 7.625 7.625 122549467 1007036005 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 16.26 10 10 122493290 1006992281 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 27.2 10.875 10.875 122615783 1006974057 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC P STATED 43.84 9.375 9.375 122911094 1007206046 1 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.88 9 9 122891679 1007232026 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 23.41 9.625 9.625 122747630 1006995888 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 27.23 10 10 122562552 1006923773 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER N FULL 32.48 8.25 8.25 122571493 1006986911 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 18.56 8.875 8.875 122979356 1007219965 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.11 8.625 8.625 122922245 1007224452 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.29 11.5 11.5 122536234 1007035866 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 54.55 9.75 9.75 122714258 1007040726 2 3/1/2006 FIXED30 3 UNIT 3 NON-OWNER P FULL 31.16 10.5 10.5 122595145 1006947384 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 30.93 10.625 10.625 122594138 1007101577 1 3/1/2006 FIXED30 TOWNHOUSE 1 NON-OWNER P FULL 18.69 9.1 9.1 122881396 1007173188 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.96 8.875 8.875 122571629 1006986929 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 17.45 9.625 9.625 122571793 1006986937 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 17.45 9.625 9.625 122772894 1007222845 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.18 9.25 9.25 122630183 1007056714 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.19 11.125 11.125 121747222 3001524234 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.55 7.5 7.5 121749581 3001551997 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 19.74 8 8 121749312 3001549629 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.47 9.325 9.325 122914911 1007258179 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 27.18 9.75 9.75 122881662 1007167370 1 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.16 11.125 11.125 121749421 3001550551 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.22 9.2 9.2 121749560 3001551807 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER P FULL 11.75 8 8 122566143 1006950941 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 28.02 10.625 10.625 122894106 1007227158 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 24.47 9.625 9.625 122848050 1007193509 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.06 10.625 10.625 122548629 1006918575 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.41 7.5 7.5 122470286 1007090119 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 35.3 9.75 9.75 122471196 1006985798 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.69 8.625 8.625 122540792 1007006925 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.03 7.875 7.875 122555016 1006992562 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C STATED 30.77 10.25 10.25 122612896 1007030750 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 54.97 10.5 10.5 122656914 1007057290 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.26 10.25 10.25 122683728 1007230061 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C STATED 16.58 11.625 11.625 122298274 1006913204 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 50.72 9.625 9.625 122874384 1007194358 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 24.72 11.125 11.125 121748432 3001505589 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 21.88 10.625 10.625 122651855 1007009499 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER P FULL 27.6 9.75 9.75 122661293 1006943870 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.56 9 9 122640383 1006907032 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.98 8.25 8.25 122501835 1006841546 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.05 7.25 7.25 121747117 3001523491 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 24.78 8.9 8.9 121749478 3001551039 1 3/1/2006 3/6LIB40/30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 33.07 9.975 9.975 122534704 1006911000 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.72 10.375 10.375 122540968 1006996332 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 33.57 12.375 12.375 123002428 1007229360 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 33.16 8.125 8.125 122566741 1006958167 2 3/1/2006 FIXED30 2 UNIT 2 OWNER OCC P FULL 29.99 9.5 9.5 122594912 1007125774 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.63 10.375 10.375 121749149 3001548282 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29 8.85 8.85 122372605 1006909871 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.51 8.125 8.125 122871851 1007160599 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.11 9.625 9.625 122555731 1007018276 1 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC C FULL 41.09 7.75 7.75 122625127 1006940652 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.21 7.875 7.875 122606939 1006964629 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.28 8.5 8.5 121746975 3001522329 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.58 9.125 9.125 122730234 1007042110 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 26.15 10.375 10.375 121748250 3001531353 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.76 7.125 7.125 122879297 1007173121 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 37.19 10.375 10.375 121749531 3001551542 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER C FULL 24.42 9.85 9.85 122784461 1007092404 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 32.99 8.5 8.5 122464218 1006985772 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 32.44 12.625 12.625 121747319 3001525082 2 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.53 6.73 6.73 122610800 1006958605 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC N FULL 25.26 11.625 11.625 122619929 1007249459 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME C STATED 36.85 9.5 9.5 122637315 1006966194 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 34.2 9.5 9.5 122788925 1007092461 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.7 9.75 9.75 122834681 1007172073 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.21 9.375 9.375 122369481 1006985582 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.25 9.5 9.5 121749186 3001548571 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.23 7.975 7.975 121749554 3001551765 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.84 8.74 8.74 122681585 1006944399 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.7 9.875 9.875 122662211 1007230004 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.42 8.25 8.25 121749220 3001548837 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 34.92 10 10 122535400 1006999781 1 3/1/2006 FIXED30 TOWNHOUSE 1 NON-OWNER P FULL 24.37 9.1 9.1 122716668 1007051137 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.02 7.875 7.875 121749112 3001548027 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.63 9 9 122630895 1007083619 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 24.22 7.75 7.75 121747184 3001523954 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.3 8.5 8.5 121749155 3001548324 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 22.98 8.5 8.5 121749207 3001548746 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 34.92 10 10 122644407 1007069469 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.08 10 10 122514886 1006904799 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME P STATED 27.11 10.5 10.5 122651468 1007245325 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.31 9 9 122662052 1006989337 2 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.81 8.125 8.125 122524782 1006937526 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 21.31 9.25 9.25 122775516 1007105404 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.87 7.375 7.375 122508434 1006887846 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 23.18 12.25 12.25 122467972 1006936445 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.64 8.25 8.25 122587777 1007075839 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 16.63 9.125 9.125 122965040 1007255738 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.88 9 9 122667492 1007094095 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.08 8.125 8.125 121725262 3001304728 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.12 8.56 8.56 121892210 3001321920 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 37.72 6.125 6.125 121749221 3001548845 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 34.92 10 10 122902357 1007205824 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.38 9.625 9.625 122973475 1007207564 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 49.47 9.375 9.375 122908372 1007239435 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.63 8.5 8.5 122740238 1007049800 1 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER P STATED 24.32 10.625 10.625 122808038 1007089749 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.38 8.875 8.875 122012081 3001399587 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 37.97 7.125 7.125 121749260 3001549173 2 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER C STATED 45 8.5 8.5 122585889 1006897381 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.38 8.25 8.25 121749410 3001550452 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 39.47 9.5 9.5 122879654 1007194481 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 40.18 12.25 12.25 122629768 1007037433 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 14.47 8.625 8.625 122692045 1006944480 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.97 7.875 7.875 122471203 1006936486 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.13 10 10 122763426 1007143678 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.48 6.875 6.875 122461537 1007027178 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 22.83 7.5 7.5 122686341 1007031774 1 3/1/2006 3/6LI40/30 TOWNHOUSE 1 OWNER OCC C STATED 25.53 8.375 8.375 122842361 1007186271 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.15 8.25 8.25 122704167 1007076852 2 3/1/2006 FIXED30 HIGH RISE CONDO 1 OWNER OCC C STATED 40.62 11.25 11.25 122588465 1006947160 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 13.15 9.5 9.5 122666280 1007102450 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 23.44 11.5 11.5 122657231 1007118068 2 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.23 9.325 9.325 122781058 1007105610 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.12 8 8 121749633 3001552433 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 20.71 8.5 8.5 121746926 3001521859 1 3/1/2006 2/6 LIBOR 2 XXXX 0 XXXXX XXX X XXXX 00.0 7.25 7.25 122780128 1007124116 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME C STATED 46.82 9.75 9.75 121747255 3001524531 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 44.92 8.8 8.8 121747029 3001522790 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.85 8.75 8.75 122566841 1006938524 1 3/1/2006 3/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 49.89 7.5 7.5 121749219 3001548829 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.74 8.74 8.74 121747206 3001524127 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 32.81 7.95 7.95 122520136 1007030255 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.9 11.25 11.25 122717923 1007020751 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.71 8.5 8.5 122587511 1006996704 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.27 11.125 11.125 122606230 1007050543 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 45.34 12.875 12.875 122646202 1006981532 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.75 11.25 11.25 121747249 3001524473 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 48.21 8.2 8.2 122975847 1007237298 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.23 9.99 9.99 122576598 1006938821 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.34 8.25 8.25 122480545 1007068610 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.24 8.875 8.875 122604455 1006939670 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C STATED 26.14 9.75 9.75 122720552 1006991481 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.96 8.25 8.25 122548666 1006905283 1 3/1/2006 FIXED30 2 UNIT 2 NON-OWNER C STATED 31.93 12.875 12.875 122696595 1007070434 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.69 9.125 9.125 122706355 1006991218 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.55 8.5 8.5 122807569 1007202268 1 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.97 8 8 121725172 3001303852 1 3/1/2006 FIXED30 2 UNIT 2 NON-OWNER N NO INCOME NO ASSETS 31.02 7.5 7.5 121724669 3001299019 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.45 9.1 9.1 121747032 3001522816 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME C STATED 0.83 8.25 8.25 121747596 3001525579 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.51 7.875 7.875 122530126 1007095977 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.55 9.25 9.25 122768788 1007143835 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 33.41 9.375 9.375 122778199 1007191610 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.49 10.625 10.625 121724935 3001301617 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.24 7.8 7.8 121749371 3001550122 1 3/1/2006 3/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 31.18 9.225 9.225 122675473 1007001454 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 26.87 7.75 7.75 122921958 1007182015 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 43.84 8.5 8.5 122960567 1007197526 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.67 8.875 8.875 121749427 3001550601 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.56 7.8 7.8 121748330 3001532062 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.26 8 8 122744320 1007021213 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 47.23 8.25 8.25 122601495 1006906331 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER P STATED 39.36 10.5 10.5 122654908 1006982019 1 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC P STATED 39.21 8.375 8.375 122488226 1007108267 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 43.72 8.5 8.5 122703694 1007013251 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.64 8.25 8.25 122484192 1006887663 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.26 8.625 8.625 123066490 1007259615 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER C STATED 47.08 12.875 12.875 121749357 3001549983 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.18 9.65 9.65 121749632 3001552425 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39 10.125 10.125 122621794 1006931735 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.28 7.625 7.625 122684358 1007094236 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 31.76 8.25 8.25 122607127 1007036807 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C STATED 39.81 10 10 122617722 1007110750 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.68 10.75 10.75 122691574 1006976912 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 25.36 8 8 122806090 1007138199 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.95 8.625 8.625 122669256 1007069808 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.37 7.5 7.5 122738119 1007129958 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 32.21 6.875 6.875 122902429 1007246885 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.65 6.75 6.75 121749197 3001548654 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 49.51 7.6 7.6 121749561 3001551815 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.22 7.35 7.35 122720223 1007118910 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 43.1 8.625 8.625 122016294 1006374241 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 43.45 8.25 8.25 122664060 1006949414 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.6 8.625 8.625 122532397 1006869943 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 24.2 10.125 10.125 122967934 1007207390 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 31.22 9.875 9.875 122557803 1006979320 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.38 9.875 9.875 122716273 1007070988 2 3/1/2006 FIXED30 TOWNHOUSE 1 OWNER OCC C FULL 27.34 7.75 7.75 122901971 1007161381 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 54.46 11.375 11.375 121747281 3001524762 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.55 7.2 7.2 122470935 1007068594 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 52.21 9.5 9.5 122634503 1006912628 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 22.11 8.875 8.875 122565455 1006933962 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 21.92 9.5 9.5 122709821 1007013541 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.37 11 11 122606595 1006906455 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.38 8.125 8.125 121749385 3001550247 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.29 7.65 7.65 121732538 3001417173 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.93 7.45 7.45 122610273 1007090457 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.37 8.625 8.625 122931417 1007258468 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 34.03 10.75 10.75 121749417 3001550510 2 3/1/2006 FIXED30 PUD 1 OWNER OCC C FULL 16.77 8.3 8.3 122637328 1007141243 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER C STATED 28.65 9.875 9.875 122591647 1007093782 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 12.53 8.75 8.75 122673338 1007067216 2 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.67 7.375 7.375 122072007 1007055500 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.15 8.875 8.875 121746772 3001520547 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.76 7.45 7.45 122585636 1006952749 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 32.2 8.25 8.25 120901086 1005277965 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 31.81 8 6.625 122780307 1007152273 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 40.27 10.5 10.5 122657630 1006949240 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.89 7.75 7.75 123001853 1007183286 1 3/1/2006 FIXED30 2 UNIT 2 NON-OWNER P STATED 24.02 8.625 8.625 121749214 3001548779 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.49 8.75 8.75 121749309 3001549595 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.19 8.475 8.475 121746993 3001522493 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 49.82 5.99 5.99 122610629 1006939944 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.13 8.25 8.25 122730424 1007184821 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.23 11.25 11.25 122828266 1007135013 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 25.69 8.625 8.625 122996555 1007248303 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 32.93 12.25 12.25 121747145 3001523665 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.1 9.15 9.15 121749180 3001548522 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.38 8.85 8.85 122401680 3001572324 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.92 10 10 122612756 1006973935 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.08 7.625 7.625 122821904 1007153305 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.53 8.25 8.25 122652172 1006966855 1 3/1/2006 FIXED30 2 UNIT 2 OWNER OCC P FULL 45.06 8.375 8.375 122701167 1007020397 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.68 8 8 122872401 1007180753 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.52 9.75 9.75 122827678 1007159534 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.31 10.375 10.375 122564073 1006963233 1 3/1/2006 FIXED30 TOWNHOUSE 1 OWNER OCC C STATED 27.95 10.5 10.5 121746929 3001521883 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 45.6 6.25 6.25 122598348 1006908386 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 41.52 10.125 10.125 122539787 1006952574 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 27.14 11.75 11.75 122935541 1007233040 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 36.57 12.25 12.25 121749124 3001548092 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.07 7.1 7.1 122789192 1007098484 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.16 7.75 7.75 122947665 1007197161 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.21 8.875 8.875 122794606 1007106022 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.03 7.5 7.5 122547648 1007083072 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.28 9.625 9.625 121749354 3001549959 2 3/1/2006 2/6LIB40/30 CONDO UNIT 1 OWNER OCC P STATED 37.37 7.575 7.575 121749589 3001552078 1 3/1/2006 3/6LIB40/30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 34.58 8.9 8.9 121749163 3001548381 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.73 8.85 8.85 122700116 1007094426 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.29 10.5 10.5 122719194 1007013905 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 23.37 7.75 7.75 123010663 1007234162 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER P STATED 19.51 10 10 122679178 1007012238 2 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.94 7.75 7.75 121747008 3001522634 1 3/1/2006 FIXED30 2 XXXX 0 XXX-XXXXX X XXXXXX 00 6.875 6.875 122601074 1007069063 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.81 7.875 7.875 122695358 1006995177 1 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.55 10.25 10.25 121749425 3001550593 1 3/1/2006 3/6LIB40/30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 38.01 10.175 10.175 121749267 3001549223 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.08 9.125 9.125 121749211 3001548753 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.6 8.8 8.8 122759653 1007104969 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 24.14 11.75 11.75 122604514 1007046004 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 49.12 10.25 10.25 122639292 1006948721 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 25.48 8 8 122743726 1007033176 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.13 10 10 120951843 1005375264 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.99 8.375 8.375 122631288 1007046152 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 26.69 8.625 8.625 122704976 1007076860 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 25.51 8.375 8.375 122705445 1007123365 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.43 9.375 9.375 121881317 1006289092 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 32.53 8.375 8.375 122640941 1006921728 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 44.27 8.5 8.5 120501876 1005054620 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.09 8.125 7.5 122912465 1007236373 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 25.7 8.5 8.5 122568784 1006923872 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P STATED 45.14 9.25 9.25 122808747 1007241498 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 28.4 8.75 8.75 121749233 3001548969 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 41.4 9.175 9.175 122516544 1006937336 1 3/1/2006 3/1 ARM SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 37.29 11 11 122545484 1007090259 1 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.87 10.625 10.625 122604812 1006920498 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 46.83 9.125 9.125 122714129 1007040700 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.9 7.625 7.625 122727963 1007032756 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 17.14 9.25 9.25 122755913 1007201153 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.77 8.25 8.25 122565876 1006882169 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.46 11.375 11.375 121892191 3001321730 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 38.7 6.875 6.875 121749489 3001551120 2 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER C FULL 36.21 8.95 8.95 122746759 1007191024 1 3/1/2006 5/6 LIBOR PUD 1 OWNER OCC P FULL 46.24 7.875 7.875 122780918 1007158692 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.22 12.125 12.125 122711441 1007103433 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.62 8.25 8.25 122494846 1006992307 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.2 12 12 122936905 1007182247 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 38.8 9.25 9.25 122472876 1007078536 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 33.44 9.5 9.5 122473128 1006936528 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.12 9.875 9.875 122629089 1006898140 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 32.48 8.375 8.375 122690689 1006983595 1 3/1/2006 IO 2/6 LIB TOWNHOUSE 1 OWNER OCC C FULL 47 9.125 9.125 122686080 1007012519 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 27.35 7.25 7.25 122514354 1007199498 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.91 9.75 9.75 122872110 1007167206 1 3/1/2006 5/1L40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.59 7.875 7.875 121732525 3001417041 1 3/1/2006 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.46 8.025 8.025 122893637 1007136698 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.3 10.375 10.375 122639348 1007024050 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.63 8.25 8.25 122783979 1007133893 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 28.9 9.25 9.25 121725308 3001305170 1 3/1/2006 FIXED20 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 45.8 5.8 5.8 122809309 1007098575 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 41.5 9.875 9.875 122492922 1006913733 2 3/1/2006 2/6P LIBOR 3 UNIT 3 OWNER OCC C STATED 21.27 10.875 10.875 121749532 3001551559 2 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC P FULL 46.53 7.85 7.85 122547922 1007022880 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 23.03 8.5 8.5 122679047 1007141748 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.76 9.75 9.75 122755608 1007021403 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47 9.75 9.75 122852500 1007231317 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 39.04 11.625 11.625 121749620 3001552334 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.39 7.95 7.95 122401766 3001573140 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.08 7.8 7.8 122401749 3001572993 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.46 8.25 8.25 120309297 1004740245 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 30.76 7.675 7 122914636 1007161662 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 41.77 7 7 122813683 1007109430 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.32 7.875 7.875 122769098 1007015827 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.08 8.25 8.25 121892189 3001321714 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 38.73 6.875 6.875 122459033 1006945271 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 41.75 12 12 121749367 3001550080 1 3/1/2006 40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.69 7.925 7.925 122474164 1007022591 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.82 10 10 121749321 3001549694 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 28.01 10.1 10.1 122796007 1007054420 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.77 8.625 8.625 122611366 1006924771 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.96 8.5 8.5 122704024 1006932931 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.8 7.625 7.625 122892195 1007136672 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.75 8.25 8.25 122460429 1006861197 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.17 8.5 8.5 122549173 1006923633 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 24.77 6.375 6.375 122745688 1007042847 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 25.79 7.875 7.875 122780590 1007166448 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.91 8 8 121749326 3001549710 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.28 8.4 8.4 122652518 1007001058 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 24.78 10 10 123020556 1007234238 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 44.24 10.25 10.25 121892190 3001321722 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 34.97 6.75 6.75 121749563 3001551831 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 44.07 8.425 8.425 121749480 3001551054 1 3/1/2006 3/6LIB40/30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 33.07 9.725 9.725 122806273 1007124363 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.3 12.125 12.125 122553348 1006918757 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 36.79 8.25 8.25 122853616 1007172610 2 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.86 10 10 122719977 1006969420 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.56 8.375 8.375 122724003 1007111691 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.13 8.5 8.5 121746994 3001522501 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.28 7.75 7.75 121749146 3001548258 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 43.79 6.95 6.95 122709920 1007058462 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 49.92 12 12 122713404 1007049404 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 27.77 9.75 9.75 122712544 1007073891 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.12 9.25 9.25 122479699 1007256751 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 35.66 9.375 9.375 122711247 1007251349 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.8 9.25 9.25 121748240 3001531262 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 22.15 7.99 7.99 122729556 1007049578 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.4 8.5 8.5 121747275 3001524713 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER C STATED 27.34 10.65 10.65 122872364 1007154832 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 27.3 10.25 10.25 121749479 3001551047 1 3/1/2006 3/6LIB40/30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 33.07 9.725 9.725 122757210 1007075367 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 17.91 6.75 6.75 122890193 1007181215 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 44.72 8.625 8.625 122738133 1007015389 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.13 8 8 122454422 1006945255 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 31.78 9 9 122625156 1007008608 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.51 9.75 9.75 122784344 1007066242 2 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER P STATED 48.57 9.75 9.75 122849503 1007160011 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 38 7.375 7.375 122634428 1007048430 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.44 8.5 8.5 122675885 1007050899 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC N FULL 44.22 8.25 8.25 122840998 1007159799 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.26 8.5 8.5 122610724 1007189770 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 22.72 12.5 12.5 121749553 3001551757 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 32 7.65 7.65 122638898 1006892135 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.46 8.375 8.375 122872829 1007242348 1 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.53 7.5 7.5 121749579 3001551971 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 42.5 7.75 7.75 122671400 1006976292 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.31 8.5 8.5 122669686 1007031394 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 33.43 10.125 10.125 122722243 1007230186 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.67 12.875 12.875 122772425 1007050113 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.7 8.375 8.375 122877548 1007217134 1 0/0/0000 0/0 XXXXX 0 XXXX 0 XXX-XXXXX X FULL 34.49 9.5 9.5 122916625 1007206178 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER C FULL 34.4 9.625 9.625 122730029 1007067497 1 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.22 10.375 10.375 122657599 1006922080 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.99 8.125 8.125 122669884 1006949596 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 41.85 10 10 122728983 1007103961 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 32.86 10.75 10.75 122888726 1007108184 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.93 8.75 8.75 121749617 3001552300 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 31.96 6.9 6.9 121749499 3001551229 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.64 6.6 6.6 121749217 3001548803 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27 8.325 8.325 122599562 1006934309 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 30.73 8.75 8.75 122406545 3001589849 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.89 6.875 6.875 121747004 3001522600 2 3/1/2006 IOFIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 42.59 7.5 7.5 121746948 3001522063 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.52 8.55 8.55 121748266 3001531502 1 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC C FULL 52.63 7.625 7.625 122508237 1006937120 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.48 8.625 8.625 122770559 1007026394 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 30.99 9.25 9.25 122885394 1007214693 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 18.89 10.375 10.375 121746960 3001522188 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 50.18 7.9 7.9 122567297 1007068909 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 32.71 8.5 8.5 122888186 1007181108 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 29.6 8.875 8.875 122842424 1007203134 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.06 11.875 11.875 122473871 1007050402 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.24 10.5 10.5 121749585 3001552037 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 41.3 8.65 8.65 121732516 3001416951 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.65 8.55 8.55 122700220 1007002197 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 29.25 10.5 10.5 122892535 1007214826 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 34.17 12.25 12.25 121749612 3001552250 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 43.98 8.4 8.4 121725175 3001303886 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C NO INCOME NO ASSETS 41.27 8.05 8.05 122401683 3001572357 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.66 8.7 8.7 122614863 1006931594 2 3/1/2006 3/1 ARM PUD 1 OWNER OCC P FULL 42.15 7.75 7.75 121749338 3001549835 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 26.04 7.6 7.6 122542713 1006888331 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 25.38 8.125 8.125 122672200 1006985244 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 35.52 8.125 8.125 122623648 1007249467 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.62 8.75 8.75 122799903 1007134289 1 0/0/0000 0/0 XXXXX XXXXX XXXX 0 XXX-XXXXX X FULL 35.48 10.125 10.125 122727870 1007200759 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 28.99 10.25 10.25 122650944 1006928228 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P FULL 49.75 7.875 7.875 122634229 1006929283 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.6 8.5 8.5 122783766 1007152364 2 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.85 9 9 122461839 1006936361 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.71 9.625 9.625 122569176 1006905713 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 31.16 9.125 9.125 122800227 1007044165 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 39.79 8.125 8.125 122306608 1006935637 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 35.38 9.375 9.375 122554481 1007212085 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.25 9.375 9.375 122695033 1007020231 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C STATED 47.59 9.125 9.125 122830205 1007254624 1 3/1/2006 FIXED30 CONDO UNIT 1 NON-OWNER C FULL 51.27 9 9 122919333 1007215328 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.04 8.375 8.375 122644326 1007009234 1 3/1/2006 IO 2/6 LIB TOWNHOUSE 1 OWNER OCC P FULL 47.66 8.75 8.75 122694856 1007087735 1 3/1/2006 IO 3/6 LIB CONDO UNIT 1 OWNER OCC P FULL 48.59 8.75 8.75 121749225 3001548886 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.36 6.9 6.9 122447061 1006904104 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 31.4 9 9 122810092 1007153032 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.27 9.5 9.5 121747152 3001523715 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.92 9.3 9.3 122702771 1006960783 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.61 8.75 8.75 123038220 1007248980 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 38.32 9.75 9.75 122685822 1007048950 1 3/1/2006 3/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 23.35 8.875 8.875 122702806 1007013194 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.95 8.625 8.625 122684716 1007070186 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.7 8.375 8.375 122729229 1007080425 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.84 8.375 8.375 122568565 1006946634 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.16 11.375 11.375 122518305 1006945719 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.62 8.75 8.75 122810321 1007055419 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.36 8.375 8.375 121747096 3001523335 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 38.43 10.45 10.45 122401728 3001572787 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.71 8.275 8.275 121749194 3001548647 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.97 8.1 8.1 122965826 1007189085 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.15 10.375 10.375 122509679 1006926586 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.57 9.125 9.125 122910462 1007165028 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.98 8.5 8.5 122936794 1007156266 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.9 7.625 7.625 122401703 3001572555 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 30.04 7.75 7.75 122581117 1006930984 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 49.89 9.625 9.625 122693173 1007039637 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 32.02 7.125 7.125 122892750 1007205493 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.14 9.125 9.125 122934255 1007167727 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.25 9.875 9.875 122598024 1007027533 2 3/1/2006 3/1 ARM SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 30.37 10.375 10.375 122777162 1007072208 2 3/1/2006 FIXED30 TOWNHOUSE 1 OWNER OCC C FULL 30.48 9.125 9.125 122822029 1007159427 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 51.01 10.75 10.75 122148282 1007256694 1 3/1/2006 FIXED30 TOWNHOUSE 1 OWNER OCC C FULL 16.78 10.5 10.5 121787182 1006138844 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P NO DOCUMENT 0 7.625 7.625 121725353 3001305618 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C NO INCOME NO ASSETS 28.88 7.5 7.5 121747179 3001523913 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.1 6.75 6.75 121747252 3001524507 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.45 6.25 6.25 122178632 1006922387 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 22.94 11 11 122401772 3001573207 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.61 9.1 9.1 122704462 1007150780 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.01 11 11 122732280 1007177841 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER P STATED 37.92 10.375 10.375 123047900 1007245036 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 18.7 9.875 9.875 122489041 1006999567 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.91 8.25 8.25 123015660 1007259359 2 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 47.93 8.375 8.375 121746996 3001522527 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.7 9.55 9.55 122712204 1006944639 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 40.23 7.5 7.5 122725924 1007041971 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 34.99 8.25 8.25 122756255 1007003138 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 47.45 8.125 8.125 121749229 3001548928 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.28 6.75 6.75 121747176 3001523889 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 32.12 7.45 7.45 122816689 1007254525 1 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.83 8.375 8.375 121749627 3001552383 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 34.09 7.2 7.2 121749574 3001551922 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 33.46 8.75 8.75 122401708 3001572597 1 3/1/2006 3/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 41.62 9.175 9.175 122789224 1007201799 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 27.51 10.25 10.25 121748440 3001505654 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.49 7.7 7.7 122643261 1007141292 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.62 8.875 8.875 121749346 3001549892 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.51 7.6 7.6 122774978 1007005638 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 43.51 9.875 9.875 122920911 1007114687 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.46 9.75 9.75 122763166 1007043282 2 3/1/2006 FIXED30 2 UNIT 2 OWNER OCC C FULL 26.62 10.5 10.5 121748246 3001531312 1 3/1/2006 3/6 LIBOR 2 UNIT 2 NON-OWNER P STATED 34.38 7.375 7.375 122547705 1007007006 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME P LIMITED DOCUMENTATION 49.12 9.75 9.75 122675947 1007102575 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 2ND HOME P STATED 34.47 9.75 9.75 122656881 1006943474 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 30.89 7.625 7.625 122922818 1007196320 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.69 8.75 8.75 122687486 1007005067 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 27.49 9.875 9.875 122863958 1007226879 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.29 9.125 9.125 122832288 1007135161 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.97 10 10 121749328 3001549736 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 20.04 8.225 8.225 122606511 1007050550 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.55 9 9 122957000 1007233404 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.99 7.75 7.75 122520389 1006978843 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P LIMITED DOCUMENTATION 14.59 9.875 9.875 122862293 1007087032 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.56 7.75 7.75 122773763 1007092263 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.87 11.75 11.75 121746824 3001520976 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.95 8.5 8.5 122881058 1007221300 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 21.48 8.75 8.75 122755408 1007091927 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.66 9.75 9.75 122702962 1007126293 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 34.2 12.25 12.25 121747150 3001523707 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 35.64 7.625 7.625 122724101 1007137431 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.24 8.875 8.875 122729596 1007254145 2 3/1/2006 2/6 LIBOR 4 UNIT 4 NON-OWNER P FULL 45.11 8.875 8.875 122647831 1006928160 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.5 10.375 10.375 122986638 1007189234 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.94 9.5 9.5 121309291 1005910672 1 3/1/2006 3/6 LIBOR CONDO UNIT 1 OWNER OCC C NO INCOME NO ASSETS 0 6.375 6.375 122661323 1006953101 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER C STATED 34.94 9.875 9.875 122508498 1007212044 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.5 8.5 8.5 122550220 1007068826 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.73 9.5 9.5 122569032 1007245192 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 49.37 9.5 9.5 122692651 1007212390 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 15.34 8.25 8.25 122910939 1007155904 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 37.08 10.375 10.375 122916000 1007161688 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 33.16 9.5 9.5 122535583 1006918146 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.22 7.5 7.5 122761103 1007156514 2 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 50.81 7.375 7.375 122571044 1006923914 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.19 8.875 8.875 121749471 3001550981 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.7 8.875 8.875 122401755 3001573058 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 28.07 9.65 9.65 121748238 3001531247 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.57 8.375 8.375 122858925 1007246463 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 27.41 11.5 11.5 122600377 1006939506 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.43 6.875 6.875 122618772 1006920902 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.38 9.375 9.375 122872654 1007204801 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.37 8.25 8.25 122660423 1006932501 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 33.46 8 8 122651898 1007177056 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 39.61 11.25 11.25 122995400 1007248253 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.63 8.5 8.5 122401715 3001572662 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.16 8.4 8.4 121748236 3001531221 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.84 7.875 7.875 122845122 1007093410 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.47 9.75 9.75 122401686 3001572381 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.81 8.375 8.375 122647028 1006988776 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 38.77 11.375 11.375 122926076 1007149220 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 44.51 8.375 8.375 122866605 1007122011 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.22 9.875 9.875 122609009 1006906497 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.56 7.625 7.625 122860885 1007096371 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 49.17 8.875 8.875 122687182 1007020041 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.83 7.75 7.75 121725133 3001303498 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.6 6.9 6.9 122147891 1007149428 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 29.25 11.875 11.875 122665379 1006994477 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.67 8.125 8.125 122895949 1007148743 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 49.15 9.625 9.625 122905658 1007195561 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.95 8.375 8.375 122609509 1006912263 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 44.44 7.875 7.875 122744901 1007119504 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 47.89 8.5 8.5 122773213 1007054289 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.24 7.375 7.375 121747140 3001523624 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 49.3 6.875 6.875 122881252 1007214594 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.77 8.75 8.75 122323107 1007168089 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.35 9.875 9.875 120768920 1005265325 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.7 7.375 6.75 122917395 1007136839 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 23.58 8.625 8.625 122711111 1007111543 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.71 9.75 9.75 122892980 1007122326 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 27.4 10 10 121768595 1006139578 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 37.14 5.75 5.75 122866403 1007099128 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 42.96 7.875 7.875 122851334 1007147281 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 46.58 8.125 8.125 122753123 1007119736 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 47.41 9.25 9.25 122401707 3001572589 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 34 9.3 9.3 122642163 1006927949 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 34.17 8.125 8.125 122828293 1007093295 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 42.81 8.5 8.5 122631962 1007076076 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 30.55 9.75 9.75 122890668 1007122318 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 32.66 9.625 9.625 121749546 3001551690 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.73 8 8 121746724 3001520158 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.09 7.5 7.5 121746856 3001521289 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.82 8.375 8.375 122965828 1007189093 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.01 9.5 9.5 122623538 1006955601 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC P FULL 46.94 7.875 7.875 122513608 1006962292 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 42.7 8.125 8.125 122926086 1007149238 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 35.15 8 8 121732547 3001417264 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.84 7.75 7.75 122634804 1006981136 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.44 9 9 122745356 1007112111 2 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC C STATED 32.45 8.875 8.875 122911406 1007217167 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 21.98 10.125 10.125 122931283 1007128877 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 30.68 8.375 8.375 121724751 3001299811 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 18.86 7.65 7.65 121749205 3001548720 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.63 7.575 7.575 122755104 1007100074 1 3/1/2006 3/1 LIBOR PUD 1 OWNER OCC P STATED 37.55 9.75 9.75 122652457 1006975500 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.24 9.75 9.75 122697017 1006944522 2 3/1/2006 5/6 LIBOR PUD 1 OWNER OCC P FULL 48.91 7.875 7.875 122401716 3001572670 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 25.35 9.1 9.1 122738574 1007143058 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.59 10.125 10.125 122714538 1007226077 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.52 8.875 8.875 122574982 1007000118 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.52 10.125 10.125 122640641 1006901696 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 26.32 6.75 6.75 122654404 1007099482 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 38.13 8.25 8.25 122711092 1007150863 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 41.13 7.5 7.5 122896602 1007214883 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.24 10.625 10.625 123031465 1007259482 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.42 9.5 9.5 121724624 3001298565 1 3/1/2006 FIXED30 PUD 1 OWNER OCC C FULL 44.44 6.5 6.5 121747217 3001524192 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 33.9 6.95 6.95 121747120 3001523509 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 22.07 6.95 6.95 122485345 1007047887 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.38 7.375 7.375 122611061 1006931529 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 32.75 8.5 8.5 122525592 1006904948 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 45.1 7.875 7.875 122690946 1007097163 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.65 7.175 7.175 122394595 1007035387 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.6 7.25 7.25 122620960 1006906695 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 44.85 7.75 7.75 122584142 1006919656 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.3 10.125 10.125 122716603 1007132598 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.56 8.5 8.5 122851018 1007128117 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 31.13 8.5 8.5 122618075 1006915308 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 28.72 8.875 8.875 122732190 1007104043 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 38.53 8 8 122452495 1007035460 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.07 13.25 13.25 122587161 1006939050 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 49.12 8.875 8.875 122606034 1006939712 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 40.65 8.25 8.25 122739628 1007123647 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.09 10.75 10.75 122840270 1007186248 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 33.16 11.875 11.875 122942981 1007206798 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.84 10.125 10.125 122703036 1006977183 2 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.13 6.25 6.25 122815816 1007095621 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 40.4 8.375 8.375 121749203 3001548712 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P FULL 26.76 7.6 7.6 121732535 3001417140 1 3/1/2006 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 44.84 7.65 7.65 122401702 3001572548 2 3/1/2006 3/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 39.18 9.875 9.875 122673185 1006960189 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.98 10.5 10.5 122330242 1007003377 2 3/1/2006 FIXED30 CONDO UNIT 1 2ND HOME P STATED 47.78 11.125 11.125 122740319 1007184946 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 24.78 8.5 8.5 122401763 3001573116 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 15.88 9.925 9.925 122714274 1007029075 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 39.58 8.375 8.375 122978252 1007228883 1 3/1/2006 IO F30/120 PUD 1 NON-OWNER P STATED 27.25 7.125 7.125 121749629 3001552409 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.72 7.875 7.875 122681343 1007118316 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36 11.75 11.75 122788524 1007109281 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 49.72 7.5 7.5 121746976 3001522337 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.27 10.95 10.95 121748317 3001531932 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.32 7.5 7.5 122742266 1007210931 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 18.04 7.625 7.625 123001851 1007183278 1 3/1/2006 FIXED30 PUD 1 2ND HOME P STATED 40.43 7.375 7.375 122611069 1006934390 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 39.6 7.875 7.875 122776522 1007213059 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.41 9.625 9.625 122725352 1007049537 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.02 7.875 7.875 121749382 3001550221 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.09 7.15 7.15 122809215 1007230780 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.96 10.375 10.375 121725492 3001306939 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 37.72 7.55 7.55 122539610 1007101239 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.72 13.125 13.125 122566661 1006979486 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 37.83 7.99 7.99 122688054 1007102799 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 27.75 11.875 11.875 122854192 1007154246 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.33 8.375 8.375 122723736 1007177734 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 48.82 7.75 7.75 122696126 1007073669 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P LIMITED DOCUMENTATION 39.89 7.25 7.25 122443918 1007212010 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 36.73 9.125 9.125 122401724 3001572746 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.36 9.425 9.425 121746987 3001522436 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.09 9.325 9.325 122527943 1006842197 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.98 10.375 10.375 120111986 1004625297 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.86 7.875 7.5 122989056 1007248170 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC P STATED 47.13 9.75 9.75 122711350 1007040585 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER N FULL 31.81 7.718 7.718 122905391 1007239377 2 3/1/2006 5/1L40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.59 7.125 7.125 121746643 3001519713 1 0/0/0000 XX 0/0 XXX XXXXX XXXX 0 XXX-XXXXX X STATED 45.43 8 8 122543301 1007018227 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 41.48 9.5 9.5 122651355 1007009473 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.79 9.75 9.75 121749419 3001550536 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.94 7.125 7.125 121749245 3001549074 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.8 8.475 8.475 122685666 1007084369 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.08 9.375 9.375 123035625 1007259516 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P STATED 27.78 10.25 10.25 121748262 3001531460 2 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC C FULL 47.22 7.99 7.99 122698422 1007039918 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 43.45 9.25 9.25 122579924 1006905903 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 23.62 7.75 7.75 122203309 1006971152 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 48.03 8.875 8.875 122580157 1006897274 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 49.78 6.875 6.875 120882065 1005352362 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 30.75 8.625 8 122749444 1007071713 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 53 8.5 8.5 121732588 3001417678 2 3/1/2006 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.19 8.975 8.975 120792835 1005173396 2 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER C STATED 14.93 8.875 8.625 122008276 1007087065 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.38 10 10 122315153 1006909699 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 21 8.375 8.375 122544243 1006972507 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.8 8 8 122366989 1006945008 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 28.31 9 9 122532945 1006957888 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.38 7.75 7.75 122708725 1006984130 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.05 10.25 10.25 122758834 1007119959 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 54.01 9.5 9.5 122903613 1007216771 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 29.54 12.75 12.75 122991571 1007237405 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 35.85 10.125 10.125 123039819 1007237637 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC P STATED 44.13 8.5 8.5 122462411 1006985756 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.65 8 8 122715847 1007256975 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.35 7.875 7.875 122832283 1007241779 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.48 9.375 9.375 122602358 1007036724 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 15.41 9.25 9.25 122745600 1007191016 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.34 9.25 9.25 122593988 1007101569 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 31.24 9 9 122851557 1007147299 2 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.48 7.5 7.5 122625426 1007000639 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.33 7.875 7.875 122609905 1006939886 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.84 7.375 7.375 122682023 1007046723 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.28 9.5 9.5 122820970 1007171828 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.15 8.25 8.25 122643689 1007050758 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.98 9.875 9.875 122709488 1007025743 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.53 7.625 7.625 122651711 1007019332 2 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.36 6.875 6.875 122405609 3001582448 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 22.62 7.5 7.5 122401684 3001572365 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 43 8.25 8.25 122727555 1007049552 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 34.57 9.5 9.5 122709009 1006998072 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 28.34 8.25 8.25 122897003 1007181405 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.51 11.625 11.625 123010208 1007234139 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.03 9.875 9.875 123028752 1007248717 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.18 7.75 7.75 122669048 1007096991 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.27 9.375 9.375 122822190 1007127648 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.19 9.125 9.125 122584215 1007101486 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 43.03 12.125 12.125 122700320 1006995268 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 49.87 7.875 7.875 121749412 3001550460 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 42.1 9.9 9.9 122845719 1007127986 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.29 8.25 8.25 122573986 1006979601 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 16.93 7 7 122827124 1007086810 2 3/1/2006 FIXED15 PUD 1 OWNER OCC P FULL 47.31 9.25 9.25 122398855 3001558299 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.88 5.75 5.75 122872259 1007257700 1 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 36 8.125 8.125 122166460 1007051657 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 26.19 9.25 9.25 121749183 3001548555 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.08 8.4 8.4 122708898 1007020629 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 28.37 8.375 8.375 122944972 1007182387 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 21.47 8.75 8.75 122965963 1007250424 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.83 9.5 9.5 122719042 1007150962 1 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.91 7.5 7.5 121746930 3001521891 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 36.4 5.875 5.875 121749185 3001548563 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.83 8.55 8.55 122681220 1007111105 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.28 8.375 8.375 122947345 1007258641 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 25.5 9.75 9.75 122789071 1007092479 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 48.75 7.75 7.75 120419224 1004980791 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.65 8.125 7.875 122704805 1007058306 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.47 8.25 8.25 122446876 1006904096 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 27.13 9 9 122548090 1006938128 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.35 8 8 122611036 1006951444 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.81 9.375 9.375 122631718 1007018979 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.4 7.875 7.875 122836856 1007193152 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.83 8.625 8.625 122860720 1007096363 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.83 9.375 9.375 122648834 1007157355 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 28.69 9.125 9.125 122022827 1006991861 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 45.03 8.875 8.875 122686043 1007070202 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.04 11.75 11.75 122724107 1007020892 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.73 11 11 121748270 3001531544 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.48 7.875 7.875 121746817 3001520919 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 21.63 7.43 7.43 122667978 1007079369 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 45.38 7.5 7.5 122697997 1007013012 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.02 7.75 7.75 122616872 1006974115 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.15 7.375 7.375 121749444 3001550742 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 32.01 7.7 7.7 122744999 1007143215 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 21.76 10 10 122760849 1007217886 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 29.88 10.75 10.75 122634169 1006940918 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 44.31 11 11 122527794 1006917916 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.6 8.75 8.75 121748205 3001530983 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.83 7.125 7.125 121740546 3001469935 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.17 7.1 7.1 122638725 1006921660 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 50.9 7.375 7.375 121725231 3001304413 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 37.42 6.3 6.3 122676322 1007084229 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 18.5 10.625 10.625 122550507 1006979197 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.97 9 9 122566496 1007101403 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.16 7.925 7.925 122604021 1006947574 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.49 9.875 9.875 122708566 1007084740 1 3/1/2006 3/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.88 7.875 7.875 122729466 1007132747 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.32 7.375 7.375 120090542 1004612576 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 50 7.625 7 122612381 1006980492 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.15 7.875 7.875 122872731 1007122128 2 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.19 9.125 9.125 122673219 1007102542 2 3/1/2006 FIXED30 2 UNIT 2 OWNER OCC C FULL 39.56 8.625 8.625 122401775 3001573231 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.03 8.55 8.55 121908460 1006415275 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.89 7.875 7.875 122840695 1007193244 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.13 8.375 8.375 122850102 1007172537 2 3/1/2006 2/6 LIBOR PUD 1 2ND HOME P FULL 52.41 8.875 8.875 122640207 1006988586 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.95 8.125 8.125 122543357 1007056003 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 49.47 8 8 122654013 1006989006 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 45.72 6.875 6.875 123041298 1007249244 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 25.98 10.125 10.125 122715870 1007073933 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 37.66 11 11 122822095 1007192816 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 36.97 8.5 8.5 122401750 3001573009 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.8 8.975 8.975 122401762 3001573108 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.28 9.675 9.675 122728393 1007061276 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 30.59 6.875 6.875 122651379 1006894768 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.85 7.625 7.625 122748842 1007026253 1 3/1/2006 FIXED40/30 PUD 1 OWNER OCC P STATED 45.17 7.75 7.75 122624171 1007054875 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.01 9.29 9.29 122485346 1007149626 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 49.91 8.875 8.875 122763896 1007133372 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 39.98 10.25 10.25 122615435 1006931628 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 29.85 7.375 7.375 122758934 1007201203 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.78 8.375 8.375 122773157 1007170879 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.23 7.5 7.5 122680756 1007067265 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 42.09 7 7 121749592 3001552102 1 3/1/2006 40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39 7.15 7.15 122896592 1007187469 1 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.67 8.375 8.375 122649170 1006907248 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 48 8.25 8.25 122589836 1007036500 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.08 10.75 10.75 122711332 1006984213 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 38.46 6.5 6.5 122772414 1007116435 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.98 8.7 8.7 122833971 1007226630 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.27 11.125 11.125 122806845 1007127481 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.4 9.75 9.75 121764560 3001274145 2 3/1/2006 FIXED30 2 UNIT 2 NON-OWNER P STATED 34.48 7.375 7.375 122966672 1007237223 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER N STATED 32.6 9.5 9.5 121746933 3001521925 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 35.9 6.475 6.475 122582672 1006914913 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 38.72 8.375 8.375 122932914 1007196684 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.79 10.375 10.375 122841107 1007203076 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.57 9.625 9.625 122914976 1007219403 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.01 9.5 9.5 122701967 1007076811 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.59 9.375 9.375 122593527 1006973455 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 35.31 8.25 8.25 122848469 1007114141 1 3/1/2006 FIXED30 TOWNHOUSE 1 OWNER OCC P FULL 43.39 7.75 7.75 122779346 1007170994 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.2 7 7 121749492 3001551153 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.3 9.15 9.15 122860817 1007193988 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.49 11.75 11.75 122947965 1007206996 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.58 8.25 8.25 122614375 1006899890 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 35.31 8.25 8.25 122562889 1006930836 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER P STATED 32.29 9.625 9.625 121714844 1006533945 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 33.96 12.25 12.25 122583904 1007048158 1 3/1/2006 2/6 LIBOR 4 UNIT 4 NON-OWNER C STATED 32.08 9.25 9.25 122823213 1007249764 2 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 45.35 9.875 9.875 122463647 1006945313 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.47 8.75 8.75 122567220 1006923856 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.42 10 10 122625761 1007117904 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.04 8.625 8.625 122675970 1007019845 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.12 8.75 8.75 122730884 1007049636 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.67 8.125 8.125 122735745 1007094764 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 21.42 9.375 9.375 122603319 1007007915 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC P FULL 46.67 7.25 7.25 122446156 1006916538 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.01 9.625 9.625 122656655 1006994147 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.01 7.875 7.875 122749810 1007065442 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 32.11 7.875 7.875 122362659 1006978058 1 0/0/0000 XX 0/0 XXX XXXX XXXX CONDO 1 OWNER OCC P FULL 38.42 8.625 8.625 122663543 1007016155 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.63 7 7 122690335 1006983553 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 40.23 8.625 8.625 122589878 1006894321 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.02 8.625 8.625 121724908 3001301344 2 3/1/2006 FIXED30 PUD 1 NON-OWNER P FULL 47.88 7.3 7.3 121724910 3001301369 1 3/1/2006 FIXED30 PUD 1 NON-OWNER P FULL 47.88 7.3 7.3 121724912 3001301385 1 3/1/2006 FIXED30 PUD 1 NON-OWNER P FULL 47.88 7.3 7.3 121747299 3001524929 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.97 9.3 9.3 122848102 1007147117 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.99 8.875 8.875 121741209 3001472095 1 3/1/2006 IOFIXED30 PUD 1 OWNER OCC P FULL 43.21 6.25 6.25 122803774 1007051608 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.73 8.625 8.625 122632784 1006955783 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.99 9 9 122713858 1007002452 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.8 7 7 121676024 1006085243 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C NO RATIO 0 6.375 6.375 122559843 1006963118 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 49.11 9.375 9.375 122871323 1007194275 1 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.09 7.75 7.75 122746329 1006995854 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.74 7.625 7.625 122376890 1007139742 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.08 7.5 7.5 121746767 3001520505 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 35.6 7.85 7.85 121724802 3001300304 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.6 7.85 7.85 122497636 1006945537 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P LIMITED DOCUMENTATION 19.49 9 9 122646297 1007079187 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.12 8.125 8.125 122816973 1007075128 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.29 12.125 12.125 123040402 1007251117 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC P STATED 40.77 7.75 7.75 122713734 1007150897 1 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC C FULL 48.95 6.875 6.875 122909050 1007195744 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.95 8.625 8.625 122543558 1006918328 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 46.61 7.5 7.5 122604267 1006964546 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME C STATED 42.42 8.05 8.05 122629088 1007131921 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 22.74 8.375 8.375 122522231 1006954372 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.63 8.375 8.375 121748208 3001531015 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.57 7 7 122448584 1007045683 1 0/0/0000 XX 0/0 XXX XXXX XXXX CONDO 1 OWNER OCC P STATED 34.37 8.375 8.375 121747320 3001525090 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.48 6.55 6.55 122693296 1007076654 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.26 8.375 8.375 122771147 1007201542 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.18 8.125 8.125 121746961 3001522196 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 28.79 6.6 6.6 121747040 3001522873 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 40.62 9.5 9.5 122652561 1007094020 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 46.27 9.375 9.375 122805749 1007145285 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.13 7.25 7.25 123001494 1007198268 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 42.68 9.5 9.5 122969796 1007258864 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 39.47 8.5 8.5 122883213 1007187188 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 24.23 8.125 8.125 122704700 1006977225 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.79 9.875 9.875 123072719 1007259631 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.47 9.5 9.5 122764251 1006998775 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.73 7.25 7.25 122657345 1007009812 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER C STATED 35.21 9.625 9.625 122631616 1007141219 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.26 9.875 9.875 121732514 3001416936 2 3/1/2006 3/6 LIB PUD 1 OWNER OCC C FULL 48.1 7.65 7.65 122712778 1007058546 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.76 8.5 8.5 122570713 1007056144 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.27 9.25 9.25 122827621 1007193004 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 24.96 8.5 8.5 122508871 1006978702 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 38.25 7.5 7.5 122734531 1007045113 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 37.42 7.5 7.5 122964827 1007189077 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 44 8.125 8.125 121749567 3001551872 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 33.99 7.1 7.1 122649661 1007037979 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 35 7 7 122684895 1007039215 1 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER P STATED 33.45 8.125 8.125 122464984 1007093667 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.04 10 10 122910745 1007139536 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29 9.75 9.75 122827973 1007134974 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P FULL 32.5 7.375 7.375 122698172 1007115635 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 46.62 8 8 122606372 1007101676 2 3/1/2006 3/6 LIBOR TOWNHOUSE 1 NON-OWNER C STATED 46.59 9.875 9.875 122712184 1007053232 1 3/1/2006 5/6 LIBOR PUD 1 OWNER OCC P FULL 49.84 6.875 6.875 122585250 1007018441 1 3/1/2006 FIXED20 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.01 6.75 6.75 122751758 1007085705 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.8 8.25 8.25 122775592 1007144023 1 3/1/2006 FIXED30 2 UNIT 2 OWNER OCC C FULL 37.45 8 8 122864430 1007172842 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 25.18 7.25 7.25 121676065 1006085656 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.36 6 6 122923021 1007232752 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 49.98 9.875 9.875 122581937 1007023284 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC C STATED 46.69 7.375 7.375 122662509 1006967432 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 49.75 7.75 7.75 122536603 1006937807 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 25.88 10 10 122799813 1007213281 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 38.52 9.5 9.5 122851888 1007154147 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.26 7.875 7.875 122545057 1007022864 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.13 8.25 8.25 122618803 1006931693 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.29 8.5 8.5 122559195 1007117763 1 3/1/2006 FIXED15 2 UNIT 2 NON-OWNER C STATED 34.47 9.75 9.75 122640978 1006966442 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 26.67 8.975 8.975 121746893 3001521610 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.24 8.38 8.38 122401733 3001572837 2 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.46 8.4 8.4 121749301 3001549512 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 25.73 8.95 8.95 122401770 3001573181 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.66 8.875 8.875 122633578 1006940900 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 47.36 9.5 9.5 122923984 1007215377 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 47.58 10.5 10.5 122731678 1007064593 1 3/1/2006 IO5/1LIB45 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.69 6.125 6.125 122580228 1007003948 2 3/1/2006 FIXED30 PUD 1 NON-OWNER P FULL 43.89 9.375 9.375 122401709 3001572605 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.56 8.45 8.45 123070990 1007245069 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.03 8.25 8.25 122563959 1006952699 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC N FULL 26.02 8 8 122749855 1007098120 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.62 7.125 7.125 122563952 1007249434 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 48.51 7.75 7.75 122577513 1006902975 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.34 7.75 7.75 122228621 1006915837 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.02 12 12 122581790 1007149832 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 25.93 10.75 10.75 122510012 1007082967 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 28.56 9.5 9.5 122589501 1007036476 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.08 9.125 9.125 122634348 1006948507 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.52 9.75 9.75 122723786 1007014440 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 44.83 8.375 8.375 122434517 1007125543 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 38.57 7.625 7.625 123036517 1007248949 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 29.66 9.875 9.875 122613314 1006899874 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 32.49 8.25 8.25 122679056 1007076522 1 3/1/2006 2/6LI40/30 TOWNHOUSE 1 OWNER OCC C FULL 29.12 7.25 7.25 122883859 1007108150 1 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.97 8 8 121749609 3001552227 2 3/1/2006 3/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.5 7.475 7.475 122624913 1006921090 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.6 7.875 7.875 121749246 3001549082 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.25 7.6 7.6 122596425 1006931313 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 34.95 9.5 9.5 122661387 1007229998 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.08 9.25 9.25 122863597 1007093543 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.68 9.5 9.5 122758111 1007085804 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.61 9.875 9.875 121727554 3001316748 1 3/1/2006 IO 3/6 LIB PUD 1 OWNER OCC C FULL 17.39 6 6 121747243 3001524432 2 3/1/2006 FIXED30 PUD 1 OWNER OCC C STATED 48.39 7.725 7.725 122465341 1007114851 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 32.53 7.75 7.75 121768642 1006140030 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 41.17 6.875 6.875 122826531 1007086778 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.46 8.5 8.5 121747305 3001524986 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 51.57 8.725 8.725 122868663 1007114414 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.98 7.375 7.375 122634994 1007122938 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 29.81 11.625 11.625 122788424 1007116609 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.72 10.875 10.875 122646559 1006921843 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.93 8.5 8.5 122587456 1006947137 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.53 8.125 8.125 122667214 1007087586 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.92 7.5 7.5 121749602 3001552185 1 3/1/2006 3/6LIB40/30 PUD 1 OWNER OCC P FULL 38.27 7.175 7.175 122760800 1007201286 1 3/1/2006 2/6P LIBOR CONDO UNIT 1 OWNER OCC C FULL 22.25 8.625 8.625 120852124 1005330418 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.62 9.625 7 122470664 1006936460 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.96 7.125 7.125 122615068 1006955395 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.9 8.375 8.375 122632278 1007000753 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 38.1 6.375 6.375 122670142 1006976250 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 54.01 8.875 8.875 122762639 1007220807 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.63 8.375 8.375 122573431 1006946782 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C FULL 46.25 7.875 7.875 122649246 1006929325 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.29 8.75 8.75 122673334 1006989865 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.81 9.125 9.125 122695763 1007166125 1 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC P FULL 49.12 9.75 9.75 122788633 1007185489 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 30.84 7.875 7.875 122689081 1006976888 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.45 9.75 9.75 122580881 1007023243 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 49.6 11.5 11.5 122749386 1007042953 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 41.13 8 8 122679045 1006976474 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.8 9.5 9.5 121749038 3001535081 2 3/1/2006 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.55 6.99 6.99 122936950 1007206699 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.05 11.25 11.25 121725453 3001306558 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 26.53 8.85 8.85 122755447 1007071820 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 42.35 11 11 122781534 1007133828 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.85 10.25 10.25 122816991 1007153180 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC N FULL 46.61 8.5 8.5 122849522 1007231267 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.93 9.625 9.625 122964896 1007227828 2 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER C STATED 47.48 10.5 10.5 121749188 3001548597 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 49.98 6.8 6.8 121746810 3001520844 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 18.07 7.25 7.25 121747154 3001523731 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER N FULL 28.93 7.55 7.55 122718873 1007091323 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 29.41 7.875 7.875 122322991 1007022435 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.97 8 8 122798577 1007106162 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 42.72 9.875 9.875 121747071 3001523137 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.93 6.99 6.99 121749513 3001551369 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 20.36 6.85 6.85 122401736 3001572860 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.84 9.25 9.25 122772389 1007245747 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 22.27 8.875 8.875 122565103 1006896946 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 38.27 8.375 8.375 122594075 1007149899 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC N FULL 36.81 7 7 121747264 3001524622 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.77 7.4 7.4 122922529 1007250093 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.63 9 9 122795316 1007124322 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.75 6.875 6.875 121676196 1006086951 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.32 5.875 5.875 122401681 3001572332 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.84 9.1 9.1 121746850 3001521230 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 2ND HOME P FULL 46.11 6.8 6.8 122568018 1006905663 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.84 9 9 122651602 1006981821 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 49.71 9.25 9.25 122292374 1007068362 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 31.2 10.125 10.125 121725494 3001306954 1 3/1/2006 FIXED30 PUD 1 NON-OWNER C FULL 42.45 7.55 7.55 121749459 3001550882 2 3/1/2006 2/6 LIBOR 4 UNIT 4 OWNER OCC P FULL 40.47 8.65 8.65 122651166 1006912859 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.05 8.5 8.5 122553511 1006962953 1 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.95 7.375 7.375 122620219 1006955510 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.38 9.625 9.625 122732097 1007042193 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.77 8.25 8.25 122798189 1007144924 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 35 7.5 7.5 121749598 3001552144 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.69 8.49 8.49 122401711 3001572621 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 31.91 8.875 8.875 122841689 1007114042 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER P STATED 36.07 9.5 9.5 122729566 1007032772 2 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 22.42 7.875 7.875 122435365 1006760464 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 49.48 8.125 8.125 122546203 1007027327 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.03 8.875 8.875 122626185 1006921157 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 47.42 7 7 122627327 1006927725 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.42 9.875 9.875 122671182 1007019720 1 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER C FULL 25.6 8.75 8.75 122710549 1006995466 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.55 6.625 6.625 122880602 1007235870 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.56 7.75 7.75 122891844 1007139114 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.3 9.75 9.75 122927833 1007173998 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 44.36 9.5 9.5 122978916 1007228982 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.46 8.875 8.875 122727258 1007126459 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.4 7.75 7.75 122860456 1007160250 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P FULL 37.03 9.625 9.625 122401697 3001572498 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 39.63 8.675 8.675 122401731 3001572811 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45 8.225 8.225 121749484 3001551088 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.31 8.9 8.9 122577966 1007023193 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 49.98 12.25 12.25 122554018 1006938201 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 54.22 9.375 9.375 121749586 3001552045 1 3/1/2006 3/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 48.73 7.05 7.05 121746813 3001520877 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.14 8.79 8.79 122856997 1007238882 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.11 8.375 8.375 122575370 1006979676 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 42.5 8.75 8.75 121747174 3001523863 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.74 8.35 8.35 122609446 1006927451 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.04 8 8 122729357 1007075326 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 28.91 8 8 122941812 1007136979 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 42.45 7.99 7.99 121747261 3001524598 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.3 6.05 6.05 121748256 3001531403 1 3/1/2006 IOFIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.32 7.375 7.375 122712863 1006984262 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.37 9.875 9.875 122401696 3001572480 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 28.87 9.2 9.2 122927581 1007219569 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P STATED 35.23 9.875 9.875 120043311 1004502272 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 35.12 7.5 6.875 122701606 1007013152 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC P STATED 44.72 7.75 7.75 122709298 1007073859 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.09 8.375 8.375 122655069 1006982027 1 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.54 7.25 7.25 121749555 3001551773 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.28 8.9 8.9 122658111 1006984650 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.07 7.625 7.625 122643166 1006907123 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.02 7.5 7.5 122676803 1007012071 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 35.36 7.875 7.875 122703350 1007190448 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.67 9 9 122640293 1007037706 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.63 8.5 8.5 122574141 1007237835 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 48.82 8.5 8.5 122684585 1007039199 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.74 9.25 9.25 122804034 1007100314 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.08 8.625 8.625 121700233 1006058554 1 3/1/2006 FIXED30 2 UNIT 2 NON-OWNER C STATED 35.76 6.125 6.125 121747043 3001522899 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 34.14 7.625 7.625 121749345 3001549884 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 34.8 9.6 9.6 122453074 1006895534 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 42.57 8.25 8.25 122783799 1007033739 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC P FULL 41.16 8.125 8.125 122700588 1006969198 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.35 8.25 8.25 121557951 3001238058 2 3/1/2006 FIXED30 2 UNIT 2 NON-OWNER P NO RATIO 0 6.75 6.75 122721166 1007016536 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 2ND HOME P NO INCOME NO ASSETS 0 7.5 7.5 122595163 1006987430 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 30.43 8.75 8.75 122694182 1007099714 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 38.96 7.625 7.625 122753215 1007077504 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.2 8.875 8.875 122604436 1006899767 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.65 8.25 8.25 122683752 1007217571 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.17 7.625 7.625 122814631 1007134594 2 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC C STATED 47.2 9.75 9.75 122836424 1007159682 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC P STATED 29.03 8.375 8.375 122775250 1007166414 2 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.58 7.375 7.375 122443381 1006961484 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.77 7.375 7.375 122525682 1006917825 1 0/0/0000 XX 0/0 XXX XXXX XXXX CONDO 1 OWNER OCC P STATED 39.25 9.125 9.125 121747241 3001524416 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 53.61 6.55 6.55 121747205 3001524119 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.23 9.6 9.6 121732501 3001416811 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 47.16 7.95 7.95 122642131 1006941346 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 32 6.25 6.25 122401689 3001572415 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.85 9.65 9.65 122571676 1007000084 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME P LIMITED DOCUMENTATION 33.46 8.125 8.125 122676417 1007001496 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 40.31 9.125 9.125 122631533 1006988289 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.31 7 7 122719885 1007051541 2 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 28.07 8.125 8.125 122649384 1007083890 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.34 9.65 9.65 122725755 1007099979 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.04 9.375 9.375 122783777 1007216581 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.77 9.875 9.875 122848646 1007107681 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.54 9.375 9.375 122882413 1007224015 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.39 9 9 122442981 1007125576 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.33 8.625 8.625 121747055 3001522998 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 48.7 6.75 6.75 122672778 1007024902 1 3/1/2006 3/6LI40/30 PUD 1 OWNER OCC P FULL 35.98 6.625 6.625 122601935 1006915142 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.49 7.5 7.5 122707948 1006977266 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 42.75 9.625 9.625 122508116 1007110511 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48 10 10 122668971 1007073347 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.93 8.25 8.25 122922186 1007243049 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.98 9 9 122282879 1006892358 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.23 9 9 122594224 1007048190 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.65 9.875 9.875 122603140 1006920423 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.45 8.875 8.875 122686236 1007212374 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.78 12.5 12.5 122776949 1007137902 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 34.42 10.25 10.25 122998292 1007209354 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 50.66 11.625 11.625 122958633 1007216037 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER N STATED 23.45 9.5 9.5 121746744 3001520315 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.74 6.5 6.5 122761331 1007065673 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 34.46 9.375 9.375 122529429 1006834335 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 31.25 9.5 9.5 122706832 1007058389 1 3/1/2006 3/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.58 6.875 6.875 122669078 1006976193 2 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.84 7.125 7.125 122639516 1007096033 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 32.14 10.75 10.75 121747052 3001522972 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 49.05 10 10 122404725 3001561889 2 3/1/2006 FIXED15 PUD 1 OWNER OCC P STATED 27.41 7.875 7.875 122460731 1007199423 2 3/1/2006 2/6 LIBOR PUD 1 2ND HOME P FULL 45.87 7.75 7.75 122853766 1007086984 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.83 8.125 8.125 122883412 1007136532 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 19.64 8.75 8.75 122679927 1007048877 2 3/1/2006 IO 5/6 LIB PUD 1 OWNER OCC P FULL 32.16 7.625 7.625 122978158 1007228131 1 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 25.94 7.5 7.5 121749626 3001552375 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 49.94 9.925 9.925 121746796 3001520711 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 43.02 9 9 122676435 1007019852 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 48.85 9.875 9.875 122492823 1006999575 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 13.49 8.375 8.375 123010779 1007240409 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.05 9.625 9.625 122698134 1007039884 1 3/1/2006 IO 5/6 LIB CONDO UNIT 1 OWNER OCC P FULL 49.79 7.25 7.25 122401754 3001573041 1 3/1/2006 IO 3/6 LIB CONDO UNIT 1 OWNER OCC P FULL 49.53 7.75 7.75 122680522 1006976557 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 35.38 7.5 7.5 122574890 1006952707 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC P STATED 31.97 8.5 8.5 122648478 1006975369 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 21.11 6.75 6.75 122709886 1007096108 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.92 10.625 10.625 122749926 1007185109 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.69 7.75 7.75 122939418 1007182288 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.63 9 9 122991464 1007189242 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.87 9.75 9.75 122642879 1006955932 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.36 6.875 6.875 122575419 1006911620 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.98 7 7 122631130 1006951725 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC C FULL 48.27 9 9 122594280 1006992976 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.83 9.875 9.875 122611875 1007018698 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.59 9 9 122544651 1006979098 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 37.44 10.625 10.625 122736642 1007104274 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.38 8 8 122988968 1007209230 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 45.53 10.375 10.375 122642682 1006997231 2 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 47.53 6.75 6.75 122663589 1007069766 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.55 9.5 9.5 122702965 1007132408 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER C FULL 34.91 8.875 8.875 122852994 1007242041 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.24 7.25 7.25 122946555 1007206897 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.1 8.125 8.125 122687233 1007076613 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 42.3 8.575 8.575 122619955 1006965006 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 40.12 9 9 122467451 1007087198 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.75 7.75 7.75 122097870 1006409054 1 3/1/2006 IO 5/6 LIB CONDO UNIT 1 2ND HOME P STATED 39.02 7.375 7.375 122398137 1006898587 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.12 8.125 8.125 122492771 1007140625 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.08 10.75 10.75 122452326 1006922833 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 42.47 8.75 8.75 122739930 1007065103 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 39.73 7.25 7.25 121747301 3001524945 2 3/1/2006 FIXED20 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.26 6.35 6.35 122832683 1007166778 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P STATED 23.54 7 7 122406408 3001588817 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.65 5.99 5.99 122616699 1007090473 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 30.69 11.75 11.75 122704454 1006969289 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 45.09 7.875 7.875 122712519 1007123407 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.21 8.625 8.625 122753347 1007143405 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.66 9 9 122664585 1007108549 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.44 8.75 8.75 122687853 1007031790 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 30.41 7.75 7.75 122383567 1007110453 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 37.52 12.25 12.25 122743694 1007115999 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.77 8.875 8.875 122632240 1006965485 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.85 8 8 122784456 1007105693 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.65 12.25 12.25 122944054 1007174244 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 45.75 9.875 9.875 122698313 1007097239 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.69 9.125 9.125 121732510 3001416894 2 3/1/2006 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 28.85 8.975 8.975 121746831 3001521040 2 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.28 7.99 7.99 122773773 1007105354 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 28.63 11.375 11.375 122788906 1007113051 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.46 10.99 10.99 122808597 1007163973 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 24.76 11.75 11.75 122690276 1007012733 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.94 7.3 7.3 121746792 3001520687 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 36 7.48 7.48 122449577 1006992182 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 54.88 9.375 9.375 122821019 1007254566 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 38.7 9.125 9.125 122861740 1007147745 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.42 7.875 7.875 123084484 1007259656 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 46.37 8.75 8.75 122620970 1007245267 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.95 12.75 12.75 122491392 1006917130 1 3/1/2006 3/1 ARM SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.22 7.875 7.875 121747965 3001528961 1 3/1/2006 IO 5/6 LIB PUD 1 OWNER OCC P FULL 49.98 6.75 6.75 122840772 1007130741 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P FULL 25.57 7.25 7.25 121749224 3001548878 2 3/1/2006 IO 2/6 LIB CONDO XXXX 0 XXXXX XXX X XXXX 00 7.6 7.6 122665403 1007237942 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 36.37 6.625 6.625 122641156 1006966467 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 34.57 10.875 10.875 122774406 1007066010 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 25.05 8.875 8.875 122673109 1007024910 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 44.84 7.375 7.375 121746729 3001520190 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.56 9.1 9.1 121746874 3001521453 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 53 6.83 6.83 121749494 3001551179 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 49.85 7.55 7.55 121747291 3001524846 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.96 6.8 6.8 122401688 3001572407 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.36 7.9 7.9 122401779 3001573272 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.14 8.025 8.025 121747137 3001523590 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.71 9.425 9.425 122704232 1007058280 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.46 7.965 7.965 121746938 3001521974 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 53.6 6.25 6.25 122401761 3001573090 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.88 7.85 7.85 122839024 1007050261 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 42.94 9 9 122987947 1007244146 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.7 8.875 8.875 122392656 1007035361 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 16.72 9.5 9.5 122711577 1007111568 2 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC C STATED 12.85 8.375 8.375 121747293 3001524861 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.16 6.65 6.65 122464322 1006900573 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.07 9.875 9.875 122623773 1007030826 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.53 7.75 7.75 122669569 1007150277 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.61 7.375 7.375 121746979 3001522360 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 44.06 8.55 8.55 122904876 1007205865 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 24.34 11.625 11.625 121737492 3001433121 1 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 2ND HOME N FULL 21.52 6.125 6.125 122859752 1007180274 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 53.66 7.875 7.875 121749048 3001535164 1 3/1/2006 FIXED30 3 XXXX 0 XXXXX XXX X XXXX 00.0 6.625 6.625 122772207 1007105297 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 38.01 9.125 9.125 122799515 1007145046 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 42.02 9.5 9.5 122598412 1006891780 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 41.69 9.75 9.75 122646609 1006932097 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 39.9 8 8 121749467 3001550940 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 46.36 7.15 7.15 120079868 1004645105 2 0/0/0000 XX 0/0 XXX XXXX XXXX CONDO 1 OWNER OCC C FULL 44.36 8.375 8 122834467 1007221037 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.61 11.875 11.875 122821069 1007113747 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.77 10 10 122849090 1007147182 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.54 8.25 8.25 122655163 1006989105 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.36 7.99 7.99 122673966 1006944274 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 23.01 8.5 8.5 122588581 1007075847 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.39 8.875 8.875 122592240 1007184227 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.97 7 7 122611995 1006987877 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC C FULL 31.03 9 9 122634136 1007131954 2 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER C STATED 29.69 8.375 8.375 122735679 1007085390 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.81 10.125 10.125 122761132 1007137779 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 19.41 9.75 9.75 122582476 1007023318 1 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC C FULL 40.66 8.5 8.5 122400656 3001567746 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C NO INCOME NO ASSETS 0 7.95 7.95 122713075 1007053240 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 43.63 7.5 7.5 122059841 1006985376 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 49.94 7.75 7.75 122708764 1006998064 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.84 8.375 8.375 122516881 1007035742 1 3/1/2006 2/6P LIBOR PUD 1 OWNER OCC C STATED 36.95 11.375 11.375 121747983 3001529092 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.21 7.625 7.625 122750180 1007074253 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38 10.125 10.125 122778163 1007050188 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 18.37 8.25 8.25 122988971 1007209248 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 39.2 9.75 9.75 121749310 3001549603 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 20.69 8.45 8.45 122656799 1006925646 1 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.23 7.99 7.99 120614991 1005223142 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.64 7.75 7 122540164 1006986549 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 29.96 8.625 8.625 122705894 1007115700 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 46.61 7.99 7.99 122743192 1007100025 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.54 7.625 7.625 122797066 1007044140 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.72 10.125 10.125 122816967 1007192683 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 44.35 8.125 8.125 122768080 1007109190 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.94 7.625 7.625 122837925 1007138538 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.24 8.25 8.25 122761981 1007088758 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.21 11.125 11.125 122568325 1006986879 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 45.95 8.25 8.25 122490728 1006913717 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.4 8.75 8.75 122686374 1007031782 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 42.39 8.25 8.25 122736549 1007085465 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 24.69 8.375 8.375 121747259 3001524572 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.28 7.95 7.95 121749504 3001551278 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.11 7.5 7.5 121746918 3001521776 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.7 6.25 6.25 122569327 1007007220 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 18.31 10.5 10.5 122813104 1007066630 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 35.01 8.125 8.125 122741817 1007091711 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 48.11 8.875 8.875 121747102 3001523376 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.66 8.675 8.675 122619245 1006980666 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC P STATED 38.75 8.875 8.875 122924026 1007167685 1 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.55 7.5 7.5 122788041 1007033754 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 22.4 8.625 8.625 122388206 1007055708 1 3/1/2006 FIXED30 PUD 1 OWNER OCC C FULL 29.95 8.25 8.25 122741058 1007132960 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.21 10.25 10.25 121746797 3001520729 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.4 7.4 7.4 122465115 1007030099 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 39.14 8 8 123038996 1007209727 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC P STATED 36.85 9 9 122843381 1007146911 2 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.03 7.25 7.25 122567982 1007078684 1 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC N FULL 42.67 6.25 6.25 122772866 1007152059 1 3/1/2006 IO31LIB/10 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.25 9.5 9.5 121747271 3001524689 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 54.79 6.09 6.09 122930723 1007206582 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.48 7.875 7.875 122514349 1006917544 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.12 7.125 7.125 122729883 1007051228 2 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.73 7.125 7.125 122783923 1007144288 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.03 7.375 7.375 122800410 1007044173 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P STATED 48.1 7.75 7.75 121745862 3001483167 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.2 6.875 6.875 122609517 1006924748 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.1 7.75 7.75 122401721 3001572720 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 50.87 8.95 8.95 122829926 1007135096 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 39.47 9.25 9.25 121749418 3001550528 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 49.05 9.4 9.4 122862139 1007246513 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 44.64 11.5 11.5 122429726 1006903999 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 32.5 9.5 9.5 122716871 1007150939 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.57 7.875 7.875 122592429 1007036559 2 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 37.72 9 9 121892185 3001321672 2 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 37.14 5.125 5.125 122401751 3001573017 1 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC C FULL 38.55 9.75 9.75 122831736 1007135146 1 3/1/2006 IO51LIB/10 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.56 7.125 7.125 121734825 3001401599 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 26.33 5.875 5.875 122937755 1007239740 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.46 13 13 122615183 1006924888 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C FULL 38.11 6.875 6.875 121747236 3001524366 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.06 6.25 6.25 121725097 3001303142 2 3/1/2006 FIXED30 PUD 1 OWNER OCC C NO INCOME NO ASSETS 37.67 6 6 122273347 1006729196 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.47 11.5 11.5 122601276 1007165895 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 36.71 8.875 8.875 122650774 1007057175 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P FULL 37.25 6.75 6.75 122664361 1006944001 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.97 8.125 8.125 122664742 1007150244 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 47.48 9.75 9.75 122677253 1007012089 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 34.77 8 8 122699300 1007040023 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 25.05 7.5 7.5 122821439 1007185950 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.68 9.125 9.125 122670862 1007028358 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.81 7.5 7.5 122554997 1006905424 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.71 8.125 8.125 122646313 1006953002 1 3/1/2006 2/6LI40/30 TOWNHOUSE 1 OWNER OCC C FULL 32.43 7.5 7.5 122809402 1007145533 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.49 8.5 8.5 122696261 1007044751 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.2 7.5 7.5 122617189 1007008327 1 3/1/2006 FIXED30 3 UNIT 3 NON-OWNER C FULL 15.07 10.125 10.125 122710760 1007051095 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.17 7.5 7.5 122733280 1007142845 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.87 7.375 7.375 122573428 1006919300 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.95 8.75 8.75 121746843 3001521164 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.07 8.2 8.2 121747106 3001523400 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.89 9.95 9.95 121749305 3001549553 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 44.02 7.6 7.6 122252265 3001533797 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.84 8.25 8.25 121746814 3001520885 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.46 7.75 7.75 122787321 1007054362 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P FULL 37.53 7.625 7.625 121746834 3001521073 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.08 7.3 7.3 122674331 1006968174 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 33.06 8.375 8.375 122654742 1007123001 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 30.9 10.875 10.875 122667885 1006967655 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 28.92 10.375 10.375 122550405 1006992513 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.22 8.875 8.875 121749614 3001552276 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 39.61 7.65 7.65 122446309 1006961492 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.95 8.625 8.625 122738856 1007029406 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.73 10.125 10.125 122849699 1007072661 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 38.51 9.5 9.5 122898893 1007195223 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 27.56 10.625 10.625 122687684 1007166042 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 28.03 7.625 7.625 122570251 1006954794 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.91 7.75 7.75 122602577 1007018573 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.7 10.375 10.375 122516140 1006917601 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME C STATED 31.2 11.25 11.25 122617949 1007037144 2 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 18.52 8.5 8.5 120734868 1005144389 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 32.87 9.125 8 122804648 1007096298 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 33.22 7.75 7.75 122631916 1006898165 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.5 8.75 8.75 122581444 1006905952 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.44 8 8 122575931 1006973067 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.04 11.125 11.125 122660852 1006989303 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.26 8.375 8.375 121749413 3001550478 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.15 8.425 8.425 122805272 1007044223 1 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.32 7.625 7.625 121746807 3001520810 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 30.42 7.35 7.35 121747279 3001524747 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.47 6.7 6.7 122576987 1007036302 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 52.77 11.5 11.5 121747110 3001523434 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC N STATED 49.41 8.725 8.725 122795409 1007213240 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 47.24 12.375 12.375 122928432 1007182114 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 50.26 8.875 8.875 122786827 1007226291 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 27.49 8.875 8.875 122672339 1007011891 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P LIMITED DOCUMENTATION 27.66 6.125 6.125 122365411 1006978074 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.03 8.25 8.25 122505979 1006917387 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 35.73 9.125 9.125 122564213 1006946576 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 29.21 9.625 9.625 122658765 1007019506 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.2 9.875 9.875 122873479 1007099136 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC P STATED 46.87 6.875 6.875 122449684 1006936205 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.68 6.625 6.625 121894912 1006451411 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.49 6.75 6.75 121747030 3001522808 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 48.32 8.5 8.5 121747297 3001524903 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.01 8.05 8.05 121747961 3001528920 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.66 6.625 6.625 121746625 3001519564 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.85 7.125 7.125 122401698 3001572506 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.8 7.65 7.65 122440303 1006953846 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 24.77 7.875 7.875 121746981 3001522378 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.6 7.65 7.65 121747190 3001523996 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.29 7.75 7.75 122401687 3001572399 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.89 7.925 7.925 121747239 3001524390 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.34 8 8 122638474 1007056888 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 33.52 10 10 122662934 1007011560 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.43 9.5 9.5 122848709 1007223587 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.3 8.5 8.5 122900711 1007195272 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.75 9.75 9.75 122572467 1007083171 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 48.39 9.375 9.375 122518344 1007176819 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.05 10.25 10.25 122641679 1006912693 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.26 12.5 12.5 122806282 1007106394 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC N FULL 31.36 9.5 9.5 122768290 1007245713 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME C FULL 25.88 9.875 9.875 122673642 1007057589 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.82 8.5 8.5 122585816 1006931040 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.47 6.125 6.125 121746857 3001521297 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.92 10.625 10.625 122590136 1006987273 2 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER P STATED 28.41 9 9 122763147 1007081159 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 30.23 10.25 10.25 122657614 1007009820 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.17 7.75 7.75 122767914 1007003195 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 36.08 9.875 9.875 122868908 1007160508 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.11 9.375 9.375 122894696 1007156696 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 39.23 8.375 8.375 122721068 1007041781 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 28.91 11.5 11.5 120155079 1004682421 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.9 7.875 7.5 122827498 1007231002 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.86 9.625 9.625 121746822 3001520950 1 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.77 8.375 8.375 120501619 1004988638 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.58 6.99 6.5 122640214 1006997207 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.83 6.6 6.6 122988939 1007198151 1 3/1/2006 FIXED30 2 UNIT 2 NON-OWNER C FULL 37.17 9.125 9.125 121749576 3001551948 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.72 6.75 6.75 122626912 1006993446 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.8 9.875 9.875 122742388 1007112020 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.36 10.5 10.5 123036670 1007240557 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.55 8.75 8.75 122402111 3001565625 2 3/1/2006 3/1 TREA CONDO UNIT 1 OWNER OCC C FULL 41.67 5.875 5.875 122978206 1007228511 1 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 24.51 7.25 7.25 122743345 1007065293 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.53 8.25 8.25 122222822 1007110388 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 46.81 8.25 8.25 122663605 1007011602 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C STATED 45.61 8.375 8.375 122673594 1006982928 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 49.97 7 7 122568934 1006986895 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 38.95 8.625 8.625 123033124 1007240532 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 21.49 9.25 9.25 122060753 1006444366 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 33.34 8.375 8.375 121768625 1006139867 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.39 6.125 6.125 122613056 1006912321 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.22 9.375 9.375 122810709 1007153057 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 42.15 8.75 8.75 122459153 1007035510 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 31.52 7.75 7.75 122562316 1006933939 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.57 8.5 8.5 122652449 1006988909 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.33 8.625 8.625 122763165 1007245705 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C STATED 48.09 8.875 8.875 122723008 1007177726 1 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.58 7.5 7.5 122789936 1007178633 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.07 8.375 8.375 122633636 1006889305 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.08 7.125 7.125 122650550 1006988875 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 30.77 7.125 7.125 122754915 1007119777 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 30.14 7.95 7.95 121749391 3001550296 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 49.39 7.7 7.7 122401720 3001572712 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.33 8.35 8.35 121749375 3001550155 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 21.88 8.8 8.8 121747267 3001524648 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 24.24 7.6 7.6 122612221 1007000381 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.52 8.375 8.375 121747129 3001523541 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 31.8 6.6 6.6 121746624 3001535636 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.06 5.875 5.875 122692089 1007102856 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.77 12.25 12.25 122825691 1007166711 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.59 9 9 121746799 3001520745 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.82 7 7 122242074 1006915852 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 30.35 8.75 8.75 121732599 3001417785 2 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.24 7.85 7.85 122874721 1007160656 2 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC P FULL 49.71 8 8 122701989 1007032095 2 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.7 7.5 7.5 122943589 1007161985 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 49.16 10 10 122384410 1007075508 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 39.14 7.375 7.375 122702778 1007070624 2 3/1/2006 5/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.68 7.125 7.125 122367643 1007131491 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 49.69 12.125 12.125 122148867 1006577710 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 54.98 7.875 7.875 122643478 1006959058 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 18.77 11.375 11.375 122618183 1007131889 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER C STATED 46.89 9.75 9.75 122651497 1007079237 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 50.19 8.875 8.875 122787318 1007201765 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.16 10.25 10.25 122849392 1007114166 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 32.6 7.5 7.5 122815171 1007124504 2 3/1/2006 2/6P LIBOR PUD 1 OWNER OCC C FULL 28.52 8 8 122762486 1007051350 1 3/1/2006 3/1 ARM SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 18.07 8.625 8.625 122504405 1007075581 2 3/1/2006 3/1TR40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 17.41 7.625 7.625 122652161 1006981854 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.27 9.75 9.75 122654773 1007038068 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.22 8.75 8.75 121749088 3001535529 2 3/1/2006 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 28.72 6.75 6.75 121747196 3001524044 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 25.47 10.2 10.2 122783169 1007152356 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P STATED 27.2 10.375 10.375 122769393 1007072042 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC P FULL 39.27 5.875 5.875 122702865 1006995334 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.28 8.5 8.5 121746768 3001520513 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 2ND HOME P STATED 48.23 8.7 8.7 121749552 3001551740 1 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC P FULL 49.36 8.5 8.5 122654048 1007076282 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.72 12 12 122678862 1006983165 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 38.47 9 9 122573077 1007007303 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.57 6.875 6.875 122819971 1007095662 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.43 7.875 7.875 122621226 1007051509 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.43 7.625 7.625 122693250 1007039645 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.93 7.375 7.375 122895698 1007122342 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 43.32 11.375 11.375 121747300 3001524937 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 23.45 6.55 6.55 122607256 1006912214 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.63 8 8 122372367 1006992067 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.17 7.125 7.125 122010777 1006872202 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.08 9.625 9.625 122441745 1007072778 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.12 8.25 8.25 122581691 1007007485 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.44 7.5 7.5 122638982 1006966301 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.19 7.625 7.625 122750427 1007158296 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.22 8.75 8.75 122727803 1007151150 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.33 7.25 7.25 122567058 1006938532 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 13.53 6.75 6.75 122730304 1007021031 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 49.91 7.625 7.625 122596009 1007036617 1 3/1/2006 FIXED30 PUD 1 OWNER OCC N FULL 33.35 8.5 8.5 122669022 1006997546 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.88 11.25 11.25 122586957 1006911893 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.18 8.875 8.875 121749496 3001551195 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 46.53 8.325 8.325 122401780 3001573280 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.6 7.95 7.95 122630685 1007056748 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P STATED 29.8 9.5 9.5 122841076 1007146788 1 3/1/2006 FIXED40/30 PUD 1 OWNER OCC C FULL 46.46 8.375 8.375 121749502 3001551252 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.73 6.875 6.875 122762114 1007235029 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.86 7.99 7.99 122601342 1006939514 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.94 7.875 7.875 122609646 1006980401 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 48.04 10.875 10.875 122619680 1006947947 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.13 8.25 8.25 122623499 1007000613 2 3/1/2006 3/1 ARM SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.79 10.125 10.125 122901595 1007136748 2 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.89 9.875 9.875 122520659 1006917718 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.93 8.5 8.5 121747116 3001523483 2 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC C FULL 52.17 7.25 7.25 122762081 1007133315 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 32.28 7.625 7.625 122793902 1007166521 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.26 7.375 7.375 122614706 1006899924 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.44 8.5 8.5 122896621 1007181371 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.67 10.125 10.125 122777493 1007077835 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 40.32 12.25 12.25 122619525 1007008418 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 20.81 8.5 8.5 122401701 3001572530 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 26.55 8.3 8.3 122750525 1007108994 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 29.25 7.625 7.625 122839987 1007238718 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.69 7.75 7.75 120809594 1005198773 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.79 9.5 7.75 121747068 3001523103 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 43.02 8.1 8.1 122784611 1007043910 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.13 9.4 9.4 122244106 1007022336 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 28.19 8.375 8.375 122613279 1006899866 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.14 9 9 122670451 1007011800 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.32 9.375 9.375 122838006 1007086885 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.91 9.5 9.5 122187317 1007005943 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 32.64 9.875 9.875 122784096 1007144296 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.97 8.25 8.25 121745810 3001482649 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 32.83 7.25 7.25 122702291 1007032129 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.45 7.625 7.625 122917207 1007196031 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 48.63 10.5 10.5 122515095 1006896151 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 33.72 7.25 7.25 122836608 1007159690 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 45.82 9.75 9.75 122639710 1007009044 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC C STATED 48.47 7.875 7.875 122629003 1006955718 1 3/1/2006 3/1 ARM SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 31.25 9.125 9.125 122638150 1007031006 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.13 7.75 7.75 122759478 1007201245 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 23.09 9.375 9.375 122489017 1006910408 2 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC P STATED 35.41 8.5 8.5 122683983 1007012410 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 35.92 8 8 122589174 1006964066 2 3/1/2006 IO 3/6 LIB TOWNHOUSE 1 OWNER OCC P FULL 44.82 7.375 7.375 122847938 1007107418 1 3/1/2006 IO51LIB/10 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.7 8 8 121746774 3001520554 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 49.03 8 8 122784591 1007043787 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.4 7.65 7.65 122706418 1007049339 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.03 7.75 7.75 122662093 1006997462 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.21 8.375 8.375 122796110 1007144809 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P LIMITED DOCUMENTATION 48.16 8.875 8.875 122652465 1007069634 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.36 9.875 9.875 122681033 1006976573 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.45 7.25 7.25 122567812 1007140781 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.34 8.625 8.625 121749145 3001548241 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 36.91 8.025 8.025 122945118 1007197070 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 19.88 9.375 9.375 122582790 1006894214 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 45.27 9 9 122575164 1006919417 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P STATED 25.42 10.125 10.125 121892170 3001321524 1 3/1/2006 FIXED30 2 UNIT 2 NON-OWNER P STATED 34.57 6.875 6.875 122616182 1006955429 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.72 7.875 7.875 122663928 1007099532 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 45.64 9.25 9.25 122562042 1006918997 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.72 8.75 8.75 122636535 1007131962 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.21 11.375 11.375 122672184 1006985103 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.73 7.37 7.37 121725047 3001302656 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.94 7.9 7.9 122722810 1007041906 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 16.75 9.125 9.125 121747202 3001524093 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.01 6.5 6.5 122636739 1006965782 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 39.27 9.5 9.5 122735187 1007032871 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.01 8.625 8.625 120859184 1005326556 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.13 8.125 5.875 121748167 3001530702 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.6 7.75 7.75 122595408 1007027483 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 47.92 7.625 7.625 122770568 1007065913 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.05 8.375 8.375 122587120 1007044504 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.08 7.625 7.625 122676105 1006997611 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P NO RATIO 0 6.375 6.375 121746861 3001521339 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 15.41 8.025 8.025 122710250 1006984197 1 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC P FULL 40.29 8.25 8.25 121748126 3001530348 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 44.14 6 6 122748637 1007112194 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 48.72 8.875 8.875 121746847 3001521206 1 3/1/2006 3/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 36.88 6.99 6.99 121749404 3001550403 1 3/1/2006 IO 3/6 LIB 2 UNIT 2 OWNER OCC N STATED 44.8 6.99 6.99 122581840 1007056185 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 51.4 8.775 8.775 122583541 1006911786 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 54.97 10.25 10.25 122617030 1006924938 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.88 9 9 122358315 1007027137 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 43.97 7.375 7.375 122590735 1006947244 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.54 8.125 8.125 122709917 1007126335 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.88 10.375 10.375 122776762 1007120403 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 39.95 9.5 9.5 122838959 1007213927 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.19 10.375 10.375 122859682 1007147638 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.98 9.5 9.5 122898515 1007187527 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.95 9.375 9.375 122646629 1006966681 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.59 7.375 7.375 122860918 1007121955 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.67 8.875 8.875 122725730 1007067463 1 3/1/2006 5/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 49.46 6.75 6.75 122728529 1007132705 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 11.1 7.375 7.375 122838362 1007107210 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 49.42 8.125 8.125 122074942 1006333478 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.2 7.15 7.15 121746821 3001520943 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.52 6.55 6.55 121747146 3001523673 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 32.45 6.5 6.5 121747303 3001524960 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 17.79 7.7 7.7 121749187 3001548589 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.05 7.95 7.95 121749452 3001550825 2 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC P STATED 33.85 7.275 7.275 122624092 1007046129 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 46.37 8.625 8.625 122648450 1006975344 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.14 11.625 11.625 122779813 1007178500 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 31.91 9.25 9.25 122852518 1007180001 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.35 12.125 12.125 122585476 1006938995 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 28.03 12 12 122535383 1006930471 1 3/1/2006 2/6P LIBOR CONDO UNIT 1 NON-OWNER P STATED 20.82 8.875 8.875 122483629 1006761819 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.56 9.875 9.875 121747168 3001523822 1 3/1/2006 3/6 LIBOR PUD 1 NON-OWNER N FULL 42.62 6.8 6.8 122712051 1006995474 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 43.97 7.125 7.125 121746989 3001522451 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 38.32 7.2 7.2 122825119 1007127663 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P FULL 49.91 8.625 8.625 121749405 3001550411 2 3/1/2006 2/6LIB40/30 PUD 1 OWNER OCC C FULL 42.19 6.65 6.65 122728486 1006991598 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 45.36 6.625 6.625 122646382 1006981565 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.54 6.5 6.5 122401753 3001573033 1 3/1/2006 IO 3/6 LIB PUD 1 OWNER OCC C FULL 26.74 7.7 7.7 122695470 1006983744 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 50.6 7.25 7.25 122589144 1006951188 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.84 10.5 10.5 122798429 1007086521 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.29 9.75 9.75 122583515 1006963860 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 33.02 8.125 8.125 122644131 1006915514 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER C STATED 38.79 8.75 8.75 122550547 1007149758 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 43.94 8 8 122677657 1007099623 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.18 7.75 7.75 122837196 1007159708 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 51.78 7.5 7.5 122650024 1007069576 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.1 9.375 9.375 122842362 1007136037 2 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.43 7.75 7.75 122646510 1006959090 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 48.47 6 6 122772822 1007072133 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 39.93 6.875 6.875 121747062 3001523053 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.79 6.85 6.85 121747240 3001524408 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.2 8.5 8.5 122814750 1007179102 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.1 9.375 9.375 122543235 1006911075 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 53.97 11.25 11.25 122915763 1007236423 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.83 11.25 11.25 122819060 1007251687 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.82 8.5 8.5 122927266 1007206418 1 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.26 11.875 11.875 122784593 1007043795 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.87 9.88 9.88 122627680 1007027772 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.56 7.625 7.625 122739916 1007064973 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 43.88 7.5 7.5 122403816 3001543317 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P STATED 35.89 6.5 6.5 122890710 1007155425 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC N FULL 23.22 9.875 9.875 122627662 1007069337 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 25.1 9 9 122911453 1007155920 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.63 9 9 122896810 1007252206 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 24.31 11.625 11.625 122937546 1007252446 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.01 8.65 8.65 122639980 1006974875 1 3/1/2006 2/6P LIBOR PUD 1 OWNER OCC C FULL 41.16 10.25 10.25 122613311 1007050626 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.93 11.125 11.125 122761373 1007178229 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 52.54 8.25 8.25 122401757 3001573066 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 25.51 7.8 7.8 122953521 1007215971 1 3/1/2006 2/6 LIBOR PUD 1 2ND HOME P STATED 46.35 10.5 10.5 122507197 1006945594 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 47.37 10.875 10.875 121747180 3001523921 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 36.31 7.5 7.5 122704342 1007040262 2 3/1/2006 2/6 LIBOR 4 UNIT 4 NON-OWNER C FULL 35.78 8.625 8.625 121747274 3001524705 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.9 7.7 7.7 122883123 1007100561 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 41.15 10.125 10.125 122703804 1007132424 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.99 8 8 121749288 3001549389 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.4 8.2 8.2 121749342 3001549876 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37 7.25 7.25 122767811 1007089236 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.68 10.625 10.625 121747139 3001523616 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 41.45 8 8 122291797 1006961070 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.97 9.875 9.875 120921253 1005286412 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 28.33 7.875 6.75 122829221 1007106931 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.18 12.25 12.25 122847984 1007159963 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 25.02 8.875 8.875 122926082 1007227422 2 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC C STATED 49.93 7.125 7.125 122489185 1007082942 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 25.34 9.375 9.375 122820678 1007223256 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.66 6.375 6.375 122649718 1007189994 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.91 8.5 8.5 122784689 1007152406 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 27.88 10.25 10.25 122815084 1007106618 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.55 8 8 122757737 1007123936 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC N STATED 46.18 8.625 8.625 122631204 1006912586 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.83 8.5 8.5 123044113 1007249285 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.87 7.875 7.875 121732558 3001417371 1 3/1/2006 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.45 8.125 8.125 122630586 1006927774 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 36.27 8.75 8.75 122757935 1007133257 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 45.42 8.625 8.625 122621280 1006948044 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 30.96 8.75 8.75 121749359 3001550007 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 20.16 8.7 8.7 122597863 1006993032 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.74 12.625 12.625 122646122 1006907172 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.14 7.875 7.875 122732850 1007115916 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC N FULL 49.84 12.125 12.125 122909855 1007161605 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.77 8.75 8.75 122959149 1007188483 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 50.52 9.75 9.75 122783569 1007254319 2 3/1/2006 2/6 LIBOR 4 UNIT 4 NON-OWNER P FULL 34.92 8.25 8.25 122955908 1007243684 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 47.47 9.375 9.375 122594708 1006955015 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P LIMITED DOCUMENTATION 34.67 6.75 6.75 122762227 1007085887 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.34 7.825 7.825 122852865 1007186412 1 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC C FULL 38.42 9.875 9.875 122696032 1006983801 2 3/1/2006 IO 2/6 LIB CONDO XXXX 0 XXXXX XXX X XXXX 00.0 7.25 7.25 122517798 1007006784 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 41.96 6.75 6.75 122579426 1007045931 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC C FULL 49.8 7.125 7.125 122581394 1006996613 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 36.3 5.5 5.5 122608195 1006924714 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.45 8.625 8.625 122762367 1007126905 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.11 7.625 7.625 121746963 3001522212 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.73 8.55 8.55 122401713 3001572647 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 27.26 9.125 9.125 121747111 3001523442 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.11 6.5 6.5 122567473 1006934002 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.97 7.35 7.35 122832475 1007146457 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.92 8.375 8.375 122838196 1007153826 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 40.48 9.375 9.375 122646640 1006988743 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.72 8.5 8.5 122850572 1007072679 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 47.98 7.75 7.75 122647838 1006988800 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.84 8.625 8.625 122548372 1006996365 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.33 8.375 8.375 122761765 1007054164 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 40.33 9.875 9.875 122483797 1006895823 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.89 8.875 8.875 122619252 1006980674 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 44.97 8.625 8.625 121398767 1005678642 2 3/1/2006 IO 5/1TREA SINGLE FAMILY RESIDENCE 1 2ND HOME P FULL 35.85 5.625 5.625 121747199 3001524069 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 35.2 6.6 6.6 122401778 3001573264 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 49.59 8.825 8.825 122708390 1007020587 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.73 12.125 12.125 121749235 3001548985 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.1 8.55 8.55 122458353 1006971731 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 20.69 9.375 9.375 122639360 1006966343 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.95 7.875 7.875 122677131 1007050907 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 17.14 9.375 9.375 122717319 1007118852 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.52 9.875 9.875 122737885 1007042482 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 52.98 6.125 6.125 122805023 1007152885 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C STATED 39 7.875 7.875 122945036 1007206871 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 39.98 7.875 7.875 122977732 1007182940 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 42.41 9.625 9.625 122486173 1006917049 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.83 8.75 8.75 121747056 3001523004 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 31.08 9.75 9.75 121746820 3001520935 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.83 8.45 8.45 122604582 1006996829 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 39.62 7.25 7.25 122672896 1007069881 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.27 7.625 7.625 122533051 1006926727 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.88 11.875 11.875 122548914 1006962888 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 40.13 9.25 9.25 122680050 1006994865 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 32.16 8.5 8.5 122882059 1007223983 2 3/1/2006 2/6LI40/30 TOWNHOUSE 1 OWNER OCC P STATED 39.17 8.375 8.375 121747306 3001524994 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.48 8.75 8.75 121749276 3001549306 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.79 8.65 8.65 122817705 1007082454 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC P STATED 14.93 9.5 9.5 122530873 1007110602 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.91 11.5 11.5 122866614 1007254848 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 22.7 10.5 10.5 122681015 1007028481 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 32.78 11.375 11.375 122703390 1006995359 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.72 8.375 8.375 122038679 1007047705 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 42.4 7.75 7.75 122367667 1007055658 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.51 8.5 8.5 122527960 1007095969 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 52.66 8.5 8.5 122575427 1006897167 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 41.37 7.75 7.75 122655008 1007079278 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.95 8.625 8.625 122897207 1007242694 2 3/1/2006 5/1L40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.27 7 7 122852830 1007082579 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 31.94 7.25 7.25 122936306 1007255381 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.21 8.375 8.375 122954409 1007247685 2 3/1/2006 5/1 LIBOR CONDO UNIT 1 OWNER OCC P FULL 31.51 8 8 122895936 1007161290 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 42.8 10.625 10.625 122708980 1007076944 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.03 8.375 8.375 122510653 1006893349 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 39.5 8.5 8.5 122667795 1007200023 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.65 7.75 7.75 121747050 3001522956 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 48.37 8.125 8.125 122871240 1007231564 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.66 8.875 8.875 122663376 1007048695 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.9 7.375 7.375 121749526 3001551492 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.8 9.45 9.45 122582891 1006946964 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 42.28 7.875 7.875 122594028 1006911992 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.44 8.625 8.625 122657855 1006943805 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.2 9.625 9.625 121747007 3001522626 1 3/1/2006 IOFIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 43.05 6.75 6.75 122637545 1007101957 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.56 7.875 7.875 122596171 1007140948 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 45.83 7.375 7.375 122630340 1007000696 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 23.45 10.625 10.625 122641149 1006974974 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.9 9 9 122679003 1006994832 2 3/1/2006 3/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 37.43 9.25 9.25 122646453 1006948929 2 3/1/2006 FIXED30 PUD 1 OWNER OCC C FULL 27.44 7.875 7.875 122733854 1007200817 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.01 9.25 9.25 121747122 3001523525 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.47 9.85 9.85 121748144 3001530496 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.23 6.75 6.75 121747173 3001523855 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 40.16 6.4 6.4 121748048 3001529696 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.54 7.375 7.375 122608781 1007030719 1 3/1/2006 2/6 LIBOR PUD 1 2ND HOME P STATED 27.62 9.75 9.75 122653233 1006966939 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 31.65 7.625 7.625 122679337 1007168527 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.08 7.375 7.375 122634999 1006974701 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P FULL 49.98 6.25 6.25 122623663 1006980765 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.96 8.5 8.5 122664470 1006994428 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.17 7.5 7.5 122878977 1007214545 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 39.28 7.75 7.75 122758533 1007026345 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 44.83 10.125 10.125 122657801 1007009846 1 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER P STATED 35.18 9.75 9.75 122635142 1007008889 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.87 8.875 8.875 122661552 1006956203 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.31 7.875 7.875 122626974 1006965261 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.86 8.05 8.05 122748769 1006995904 1 3/1/2006 2/6LI40/30 TOWNHOUSE 1 OWNER OCC P FULL 26.52 8.625 8.625 122603630 1007007949 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.69 8.75 8.75 121749472 3001550999 1 3/1/2006 2/6LIB40/30 PUD 1 NON-OWNER P FULL 17.94 8.675 8.675 122883496 1007224056 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.21 11.5 11.5 121749247 3001549090 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37 8.7 8.7 121748248 3001531338 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.79 7.625 7.625 122608284 1006996894 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P STATED 36.43 7.5 7.5 122638268 1007019076 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 43.23 8.25 8.25 122762164 1007081134 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.68 8.5 8.5 122587294 1006934200 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 33.49 6.75 6.75 122744038 1007065301 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 27.98 8.99 8.99 122672845 1006956518 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.44 7.875 7.875 122520303 1006972184 2 3/1/2006 IO 5/6 LIB CONDO UNIT 1 OWNER OCC P FULL 34.74 7.875 7.875 121747248 3001524465 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 10.7 5.95 5.95 121747003 3001522592 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 52.22 8.9 8.9 122648258 1006943128 2 3/1/2006 IO F30/120 PUD 1 OWNER OCC C STATED 36.21 7 7 122639649 1006921694 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.47 11 11 122655258 1006922031 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.16 7 7 122895460 1007195124 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 32.9 9.5 9.5 122552464 1007225871 1 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.98 8.875 8.875 122732948 1007005513 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P STATED 48.36 7.375 7.375 121749397 3001550353 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 22.95 7.45 7.45 122859111 1007180217 1 3/1/2006 2/6LI40/30 TOWNHOUSE 1 OWNER OCC C FULL 31.14 7.25 7.25 121747034 3001522832 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.14 7.875 7.875 121747159 3001523764 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 40.55 6 6 122429082 1006945156 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.78 6.375 6.375 121746982 3001522386 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.45 7.15 7.15 122827680 1007098898 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER N FULL 48.13 8.75 8.75 121746995 3001522519 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 30.1 6.99 6.99 121749533 3001551567 1 3/1/2006 2/6LIB40/30 PUD 1 NON-OWNER P STATED 43.99 9.225 9.225 121746957 3001522154 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.62 7.5 7.5 122587429 1007018474 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.03 7.125 7.125 122748640 1007201054 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C LIMITED DOCUMENTATION 6.46 8 8 122468395 1007101056 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC P STATED 39.49 7.875 7.875 122691887 1007016205 2 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.79 6.875 6.875 122152510 1007125469 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.79 9.5 9.5 122602339 1006897514 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 37.4 7.75 7.75 121747044 3001522907 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.3 8 8 121747225 3001524267 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.97 7.75 7.75 122612645 1007030743 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C LIMITED DOCUMENTATION 47.31 7.625 7.625 122622446 1007099383 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.69 8.875 8.875 122669217 1006976219 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.09 9.875 9.875 122603138 1006920415 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.42 6.5 6.5 122611027 1007052150 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.92 7.75 7.75 122712341 1007025792 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.87 7.25 7.25 122833394 1007146481 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 23.17 8.5 8.5 122501253 1006904559 2 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC P STATED 40.39 7.5 7.5 122624715 1007037300 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.02 7.625 7.625 122592412 1007048182 1 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.73 7.125 7.125 122599953 1007030602 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 38.76 8.75 8.75 122610315 1006939910 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.75 6.625 6.625 122696375 1006969115 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 45.99 6.875 6.875 121725495 3001306962 2 3/1/2006 FIXED30 4 UNIT 4 NON-OWNER C FULL 45.48 9.3 9.3 121764570 3001274244 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C NO RATIO 0 5.875 5.875 121747073 3001523152 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 40.5 6.5 6.5 121749535 3001551583 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 46.38 8.05 8.05 121747245 3001524457 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.26 6.825 6.825 121748284 3001531668 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 47.2 6.875 6.875 121746816 3001520901 1 3/1/2006 2/6LIB40/30 CONDO XXXX 0 XXXXX XXX X XXXX 00.0 6.25 6.25 121749239 3001549025 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.67 6.6 6.6 122401777 3001573256 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.84 8.825 8.825 120219189 1004694368 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 17.27 8 7.5 122657317 1007083999 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.36 11.375 11.375 122619574 1006915324 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C LIMITED DOCUMENTATION 36.31 7.875 7.875 121749199 3001548670 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.56 7.7 7.7 121749164 3001548399 1 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.94 6 6 122637649 1006925380 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 30.83 7.5 7.5 122739476 1007212812 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P STATED 19.82 8.75 8.75 122678953 1007200106 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 43.41 8.75 8.75 122874643 1007246646 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.51 9.125 9.125 122667688 1006997512 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 43.22 7.625 7.625 122728704 1007119082 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 13.33 9.375 9.375 122833172 1007078304 1 3/1/2006 FIXED40/30 PUD 1 OWNER OCC P FULL 44.25 8.125 8.125 122954067 1007215989 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P STATED 23.14 9.625 9.625 120983980 1005304728 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 40.98 7.875 7.5 121748164 3001530678 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.51 6.5 6.5 122703482 1007020454 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.05 9.375 9.375 122647542 1006993958 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.31 8.625 8.625 122615265 1007056599 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 54.52 8.375 8.375 122523690 1007018102 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.86 8.375 8.375 122665001 1006982605 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC P STATED 49.15 8.125 8.125 121732483 3001416647 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 49.31 7.25 7.25 122601966 1006980286 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.82 8.625 8.625 122709663 1007032301 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 24.16 8.25 8.25 122862609 1007223710 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.48 8 8 122897154 1007155615 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 7.9 7.75 7.75 121747024 3001522741 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 44.06 7 7 122777291 1007047580 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.67 9 9 122593966 1007036575 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.65 7.5 7.5 122614315 1007008269 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 47.96 8.5 8.5 121748272 3001531569 1 3/1/2006 IOFIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.87 7.25 7.25 122492741 1007162595 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 35.88 7.875 7.875 122826780 1007121419 2 3/1/2006 IO51LIB/10 CONDO UNIT 1 OWNER OCC P FULL 41.19 7.75 7.75 121745818 3001482722 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C FULL 42.3 6.625 6.625 122664812 1006982563 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.44 6.5 6.5 122757520 1007049982 1 3/1/2006 3/6 LIBOR CONDO XXXX 0 XXXXX XXX X XXXX 00.0 8.375 8.375 120783533 1005337660 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC C STATED 44.83 9.375 7.5 122601420 1006927311 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.91 7.375 7.375 122697220 1006977035 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 42.84 9.25 9.25 122931004 1007206608 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 44.21 7.375 7.375 122160881 1007005919 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.63 8.625 8.625 121745821 3001482755 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.71 7.75 7.75 121746745 3001520323 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 52.3 5.45 5.45 121749172 3001548449 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 34.37 6.825 6.825 122401727 3001572779 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.3 8.6 8.6 121745855 3001483092 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.8 7.125 7.125 122401773 3001573215 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.26 7.75 7.75 122892044 1007148727 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 NON-OWNER P STATED 2.43 9.25 9.25 121747022 3001522725 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC C STATED 49.68 9 9 122851240 1007078403 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.3 7.875 7.875 122625204 1006948150 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 38.33 7.75 7.75 122635358 1006892069 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 11.04 6.875 6.875 122652874 1007009572 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.24 7.875 7.875 122664150 1007084054 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 45.24 9.625 9.625 122791079 1007098500 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME P STATED 26.52 8.5 8.5 122860449 1007125006 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.31 7.75 7.75 121746769 3001520521 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 35.8 8.85 8.85 122545753 1007110636 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.63 7.375 7.375 123020475 1007237546 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.14 9 9 122848449 1007204058 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 49.82 8.375 8.375 122757981 1007071853 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 40.72 7.875 7.875 122614947 1007008293 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.32 7.375 7.375 122897413 1007239252 2 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.68 9.875 9.875 122654623 1006956146 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.3 7 7 122662782 1006956237 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 47.6 7.25 7.25 122624774 1007083551 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C FULL 49.45 8 8 122562793 1007225889 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER C STATED 38.8 9.875 9.875 122563356 1006992612 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.55 8.375 8.375 122583720 1007056227 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 32.26 7.75 7.75 122682216 1007079542 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.52 6.375 6.375 122635833 1006965733 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.69 8.75 8.75 120610098 1004998447 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.09 6.625 6.5 122861661 1007242181 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C STATED 47.72 8.5 8.5 122712606 1007084856 1 3/1/2006 5/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.62 6.625 6.625 122627688 1007000662 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 34.25 8.75 8.75 121746766 3001520497 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 54.62 9.75 9.75 122533791 1006910994 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.82 8.625 8.625 122954836 1007207135 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.2 11.875 11.875 122838146 1007238692 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.39 9.25 9.25 122626006 1006906711 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 24.49 8 8 122680002 1006949703 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 41.31 7.25 7.25 122763926 1007151879 2 3/1/2006 IO51LIB/10 PUD 1 OWNER OCC P STATED 36.62 7.25 7.25 122401699 3001572514 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.91 8.725 8.725 122401774 3001573223 2 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.53 7.15 7.15 122571302 1006923922 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C STATED 46.05 7.75 7.75 122614731 1007036997 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 49.21 7.125 7.125 122754220 1007178112 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 32.66 9.5 9.5 122644033 1006948861 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 41.03 7.75 7.75 122825572 1007202649 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 39.99 8.625 8.625 122849973 1007075409 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 30.91 9.625 9.625 122529591 1006978900 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.19 8.375 8.375 122675487 1007019811 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 25.71 7.25 7.25 122860182 1007107905 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P STATED 45.29 8.25 8.25 122957133 1007255647 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.98 8 8 122483755 1007117698 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.18 7.375 7.375 122757632 1007119892 1 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.59 7.125 7.125 122533428 1007090242 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 45.41 8.5 8.5 122662741 1006982381 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.99 7.295 7.295 121764641 3001274947 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 2ND HOME P NO RATIO 0 6.5 6.5 122990310 1007209255 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 22 7.5 7.5 122720761 1007103722 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 27.45 6.125 6.125 120832629 1005227267 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C FULL 36.82 6.75 6.625 122244521 1007029943 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 49.58 9.5 9.5 122655468 1006922049 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.19 7.125 7.125 122749222 1007053992 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.58 8.875 8.875 122587943 1007078775 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.81 8.875 8.875 122705272 1007118662 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.16 7.375 7.375 122611291 1006973885 2 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC C FULL 42.37 7.875 7.875 122510519 1006910671 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.77 9 9 122455144 1007027160 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.65 8.5 8.5 122732515 1007085291 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 44.1 8.25 8.25 121749325 3001549702 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 32.48 8.5 8.5 122664981 1006994451 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC P FULL 34.01 6.375 6.375 121892175 3001321573 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 2ND HOME P STATED 42.31 6.375 6.375 122938518 1007239773 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C FULL 44.9 8.875 8.875 122679129 1007073487 2 3/1/2006 3/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.82 6.75 6.75 122712614 1006984247 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.67 8.375 8.375 122654695 1006989063 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C STATED 44.85 7.125 7.125 122631397 1006993511 1 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC P FULL 48.93 7.875 7.875 122577530 1006946873 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.91 7.875 7.875 122633700 1006912602 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 31.59 8.5 8.5 122911826 1007173733 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.68 8.375 8.375 122551280 1007007048 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.87 9.875 9.875 122580779 1007189655 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.04 7 7 122939214 1007211665 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.26 7.875 7.875 122714644 1007251372 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C STATED 47.88 7.625 7.625 122668339 1006989717 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 15.56 7.375 7.375 122698639 1006977084 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 43.77 7.75 7.75 122771943 1007166364 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 44.38 8.25 8.25 121746742 3001520299 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C FULL 54.54 7.07 7.07 122375455 1007006172 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.48 11.5 11.5 122808014 1007121112 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.57 11.625 11.625 123035849 1007237603 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 48.73 9.875 9.875 122648438 1006997280 2 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC P FULL 45.08 9.875 9.875 122930250 1007156217 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.15 8.625 8.625 122291762 1007125493 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.93 6.625 6.625 122960816 1007252719 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.67 8.5 8.5 122497200 1006917247 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 29.37 9.25 9.25 122825236 1007121377 2 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 37.18 8.375 8.375 122750854 1007112251 1 3/1/2006 3/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 16.23 7.75 7.75 122406308 3001588064 1 3/1/2006 5/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 52.43 6.75 6.75 121747021 3001522717 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 41.13 7.5 7.5 122346835 1007149493 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.7 9.25 9.25 122697481 1007150665 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 37.83 8.99 8.99 121740554 3001470008 2 3/1/2006 IOFIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.99 6.8 6.8 122797624 1007138082 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.17 9.99 9.99 122725164 1007103896 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 41.88 7.5 7.5 122627660 1006869166 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.29 8.125 8.125 122483639 1006904369 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.95 7.875 7.875 122694853 1007076688 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 51.66 8.5 8.5 122354721 1007117623 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C FULL 39.12 11.75 11.75 122530716 1007072869 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 31.95 10.375 10.375 122575077 1006963555 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 50.96 7.25 7.25 122580023 1007096603 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 43.22 8.125 8.125 122623635 1007087370 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 38.96 9.75 9.75 122401730 3001572803 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.13 9.15 9.15 122740012 1007143116 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.99 7.625 7.625 121746901 3001521644 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 43.4 6.475 6.475 122543420 1007093717 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.11 8.5 8.5 122784599 1007081480 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.34 7.5 7.5 122386338 1006916280 2 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC P FULL 32.23 8 8 122584514 1006947046 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.98 6.75 6.75 122517363 1006986242 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.56 8.375 8.375 122708441 1007079997 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 40.46 7.75 7.75 122784111 1007120536 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.12 7.5 7.5 122499732 1007184128 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.5 7.25 7.25 122674054 1007038696 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.56 8 8 122604614 1007036765 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 30.34 8.375 8.375 122742172 1007015496 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 42.47 8.5 8.5 122801541 1007078114 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.09 7.875 7.875 121746731 3001520216 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 33.98 8.1 8.1 122401767 3001573157 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.03 8.125 8.125 122857699 1007180167 2 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER C STATED 33.22 9.5 9.5 122319385 1006999328 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 32.15 7.5 7.5 121749599 3001552151 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34.45 6.75 6.75 122541243 1006937864 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 48.68 9.25 9.25 122769143 1007081217 1 3/1/2006 3/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 28.47 8.875 8.875 122737926 1007080615 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 35.34 10.5 10.5 121732541 3001417207 2 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.81 7.65 7.65 122781626 1007054339 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.71 9.625 9.625 122691533 1007090986 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 44.31 9.75 9.75 122921067 1007232729 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 41.14 8.625 8.625 122702392 1006983983 2 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.21 8.875 8.875 122572232 1006973000 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.97 7.125 7.125 122657641 1006922106 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 35.05 8.25 8.25 122627298 1006892036 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.83 7.875 7.875 122401712 3001572639 2 3/1/2006 3/6 LIBOR TOWNHOUSE 1 OWNER OCC C FULL 45.41 8.6 8.6 122876276 1007204959 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC C STATED 37.86 8 8 122624682 1006993396 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.82 8.125 8.125 122661919 1006994360 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.6 7.25 7.25 122877896 1007131244 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 26.85 7.625 7.625 122758094 1007226168 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.99 7.5 7.5 122870047 1007082595 1 3/1/2006 FIXED40/30 PUD 1 OWNER OCC P FULL 48.64 8.125 8.125 122594581 1006939274 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.06 5.625 5.625 120548975 1005252331 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 29.69 8.125 7.5 122859734 1007160235 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.15 6.625 6.625 122679268 1006953242 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.4 8.125 8.125 122641065 1006981359 2 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.06 8 8 122627411 1007122904 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 27.49 10.125 10.125 121768803 1006141459 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.12 6.5 6.5 121747045 3001522915 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 49.7 8 8 120769307 1005177363 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 2ND HOME C STATED 38.34 9.5 8.5 122662026 1007038159 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.66 9.625 9.625 122526617 1006978884 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.51 6.875 6.875 122530383 1007045824 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 24.8 9 9 122531958 1007140682 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.05 8.25 8.25 122538077 1006972440 1 3/1/2006 2/6 LIBOR 4 UNIT 4 NON-OWNER C STATED 19.88 8 8 122600118 1006908394 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.51 6.875 6.875 122664758 1006967515 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 44.78 9.5 9.5 122705965 1006991200 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.9 6.625 6.625 122827875 1007213711 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.81 8.875 8.875 123012405 1007209636 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 41.18 7.875 7.875 122606066 1007018623 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.04 7.375 7.375 122663569 1007038191 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC N FULL 39.27 6.5 6.5 122746739 1007104548 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.73 8.875 8.875 122821665 1007159401 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC C STATED 47.08 7.875 7.875 122611402 1007036914 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.4 9.25 9.25 122689221 1007157629 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.69 8.875 8.875 122789839 1007120643 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 25.96 7.375 7.375 122969039 1007165630 1 3/1/2006 3/1L40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.48 7.75 7.75 122389215 1006926149 2 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.05 6.625 6.625 122518949 1006945735 1 3/1/2006 FIXED30 3 UNIT 3 NON-OWNER C LIMITED DOCUMENTATION 47.8 8.625 8.625 122611014 1006955353 1 3/1/2006 FIXED30 PUD 1 OWNER OCC C FULL 33.57 9.375 9.375 122838185 1007146671 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.66 9.375 9.375 122653860 1006912917 1 0/0/0000 XX 0/0 XXX XXXX XXXX CONDO 1 OWNER OCC P STATED 42.05 7.75 7.75 122022724 1006347031 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.83 6.125 6.125 122035773 1006585861 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.46 8.875 8.875 122519633 1006937393 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.07 8 8 122749723 1007104662 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.53 7.625 7.625 121746782 3001520612 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 37.66 7.35 7.35 121746998 3001522543 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 54.37 7.5 7.5 122401734 3001572845 2 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC C FULL 48.15 9.15 9.15 121746967 3001522253 1 3/1/2006 FIXED30 2 UNIT 2 NON-OWNER P STATED 46 8.5 8.5 121745816 3001482706 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 42.7 7 7 121745823 3001482771 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 40.5 6.75 6.75 121732482 3001416639 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 49.9 7.2 7.2 122892140 1007219163 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.82 6.75 6.75 122561382 1006963175 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P FULL 49.96 8.125 8.125 122732739 1007132812 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.55 9.875 9.875 122741345 1007002999 2 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC P STATED 46.78 7.75 7.75 122830248 1007146333 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.53 9.25 9.25 122579081 1006911695 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.59 9 9 122507863 1006930208 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 45.99 7.5 7.5 122660439 1006932519 1 3/1/2006 FIXED40/30 TOWNHOUSE 1 OWNER OCC P FULL 27.12 7.875 7.875 122642104 1006941098 2 3/1/2006 IO F30/120 CONDO UNIT 1 2ND HOME P NO INCOME NO ASSETS 0 7.125 7.125 122886954 1007114646 1 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.72 8.875 8.875 122666947 1007024720 2 3/1/2006 FIXED30 PUD 1 OWNER OCC C STATED 49.22 9.75 9.75 122742591 1007091737 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.43 8.5 8.5 122737298 1006991648 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.82 8.625 8.625 122628184 1006993461 2 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME P STATED 45.11 7.4 7.4 121746725 3001520166 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.64 8.625 8.625 122593181 1006894362 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 38.07 7.5 7.5 122612616 1006973927 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 46.51 9.125 9.125 122652317 1007019381 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.79 8.5 8.5 122883038 1007194622 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 34.01 8.875 8.875 122774373 1007127101 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC C STATED 40.73 9.125 9.125 122862251 1007160334 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.59 8.5 8.5 122765818 1007137837 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.99 8 8 122405652 3001582869 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.63 6.75 6.75 122672949 1007019761 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.86 9.75 9.75 121748231 3001531197 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.88 8.375 8.375 122592495 1007199639 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P STATED 36.58 7.625 7.625 121747023 3001522733 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.84 7.5 7.5 122687528 1007150509 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 30.27 8.5 8.5 122692808 1007073610 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 43.29 7.875 7.875 122751708 1007143355 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 27.18 7.375 7.375 122985328 1007233800 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.85 8.375 8.375 122590071 1006924326 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P STATED 34.77 7.75 7.75 122676982 1007031550 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.78 7.5 7.5 122849889 1007147232 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.55 8.875 8.875 122311110 1006977969 1 3/1/2006 3/1 ARM SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.27 7.375 7.375 122515701 1006986218 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.34 7.875 7.875 121947604 1006337685 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.78 8.75 8.75 121746921 3001521800 1 0/0/0000 0/0 XXXXX XXXXX XXXX 0 XXX-XXXXX X FULL 34.2 6.625 6.625 121746732 3001520224 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.56 8.25 8.25 122769277 1007116385 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 30.02 9.625 9.625 121732549 3001417280 2 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.22 8.3 8.3 122753791 1007133182 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 33.05 7.875 7.875 122630742 1007157280 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 32.4 10 10 122752033 1007065509 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.33 8 8 122965667 1007216870 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.22 9.875 9.875 122625216 1007008624 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.61 9.9 9.9 121749292 3001549421 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.23 9.5 9.5 122508011 1006910580 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.64 7.625 7.625 121747221 3001524226 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC N FULL 49.67 7.35 7.35 121745806 3001482607 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 27.8 6.625 6.625 122702005 1007028812 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.43 10 10 122762297 1007098294 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.6 9.125 9.125 122779503 1007120437 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.13 8.25 8.25 121747065 3001523087 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.55 7.99 7.99 122623006 1006921041 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.92 7.5 7.5 122947118 1007258633 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.45 8.625 8.625 122889489 1007181173 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 39.81 8.125 8.125 122911841 1007181827 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.86 8.125 8.125 122198930 1007005968 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME P STATED 49.12 7.75 7.75 122639719 1006948747 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.44 7.125 7.125 122939112 1007196866 2 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.75 7 7 122780568 1007098443 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 49.12 7.25 7.25 120881154 1005330756 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.18 7.125 6.375 122673997 1007079450 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.2 8.25 8.25 122574424 1007036252 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.67 8.875 8.875 122732336 1007123548 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC C FULL 45.59 7.125 7.125 122486512 1007017963 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.54 7.625 7.625 122581552 1006888836 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.28 8.875 8.875 121747207 3001524135 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 40.16 7.55 7.55 121747079 3001523210 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 33.66 6.875 6.875 121732604 3001417835 2 3/1/2006 3/6 LIB PUD 1 OWNER OCC P STATED 46.73 7.225 7.225 122398461 3001501778 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 35.54 6.25 6.25 120223869 1004823090 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.7 9.25 7.125 122610722 1006939969 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 46.87 9.5 9.5 122840791 1007086935 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 27.76 9.75 9.75 122902242 1007181587 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 44.45 11 11 122639321 1007189937 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.53 8.125 8.125 122549463 1007007014 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 49.22 9.125 9.125 122607121 1006947632 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER C STATED 31.58 9.625 9.625 121764656 3001275092 1 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC C NO RATIO 0 6.125 6.125 121732587 3001417660 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.7 7.05 7.05 122636141 1006940967 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 41.41 8.375 8.375 122556402 1006896789 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.78 6.375 6.375 122955633 1007207150 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 42.28 8.75 8.75 121746777 3001520562 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC C FULL 40.02 8.05 8.05 121748136 3001530421 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C FULL 46.42 7.625 7.625 122642127 1006941312 2 3/1/2006 IO F30/120 PUD 1 OWNER OCC P STATED 49.45 7.125 7.125 122510439 1006913808 2 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC P FULL 49.65 7.75 7.75 122931583 1007161878 1 3/1/2006 IO51LIB/10 PUD 1 OWNER OCC C FULL 40.07 7.875 7.875 122582836 1007027418 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.06 9.875 9.875 122855437 1007147455 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 45.41 11.625 11.625 122649066 1007256843 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.29 7 7 122571842 1007018391 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C FULL 49.42 6.625 6.625 122645905 1006951931 2 3/1/2006 2/6LI40/30 3 UNIT 3 OWNER OCC C STATED 48.07 8.75 8.75 122328302 1006935702 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 30.28 8.5 8.5 122692925 1007141896 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 38.6 9.25 9.25 122849575 1007186396 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.88 6.875 6.875 121676331 1006088296 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 32.82 5.875 5.875 121746803 3001520786 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 40.93 7.4 7.4 122663378 1007157421 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.85 8.5 8.5 122679071 1006968380 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.62 7 7 122609915 1006939902 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P LIMITED DOCUMENTATION 43.72 9.125 9.125 122638050 1006981268 2 3/1/2006 3/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.78 8.75 8.75 122713292 1007096116 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.46 8.625 8.625 122228330 1006925919 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 49.84 8.625 8.625 122893198 1007167487 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.15 8.75 8.75 121745827 3001482813 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 30.4 6.625 6.625 122603200 1006912123 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P LIMITED DOCUMENTATION 31.29 6.75 6.75 122662758 1006943920 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.94 7.5 7.5 122515348 1006937286 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.97 7.125 7.125 122558656 1006896813 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.22 7.875 7.875 122690384 1006957003 1 3/1/2006 5/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 40.76 7.875 7.875 122583277 1006963852 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.25 8.375 8.375 122596850 1006899718 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.39 8.125 8.125 122606284 1007129438 2 3/1/2006 IO 2/6 LIB TOWNHOUSE 1 OWNER OCC P FULL 42.56 7.25 7.25 121749527 3001551500 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.47 7.05 7.05 121749473 3001551005 1 3/1/2006 3/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.77 7.45 7.45 121746835 3001521081 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 29.56 8.9 8.9 121747033 3001522824 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 43.03 7.5 7.5 121749300 3001549504 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 48.63 8.3 8.3 122860491 1007180282 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.57 8.125 8.125 121747786 3001527344 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 54.34 6 6 122678763 1007038852 1 3/1/2006 2/6LI40/30 PUD 1 2ND HOME P STATED 38.67 7.625 7.625 122654459 1007009648 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.42 7.625 7.625 121749232 3001548951 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.61 6.9 6.9 122402081 3001583586 1 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 48.87 6.25 6.25 122547791 1006954539 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC N FULL 52.4 8.875 8.875 122743195 1007130014 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 24.03 7.875 7.875 122763735 1007077694 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 43.21 10.125 10.125 121746845 3001521180 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.55 6.99 6.99 122608182 1006955312 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 31.66 7.25 7.25 121746836 3001521099 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 53.7 6.275 6.275 122698920 1007103052 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.79 7.375 7.375 122764196 1007137803 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC P FULL 48.46 7.625 7.625 121748684 3001584360 1 3/1/2006 FIXED30 2 UNIT 2 OWNER OCC P STATED 43.98 8.25 8.25 122696495 1007073701 1 0/0/0000 XX 0/0 XXX XXXX XXXX CONDO 1 OWNER OCC P STATED 32.63 6.75 6.75 122721538 1007041849 1 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.83 8.125 8.125 122693170 1006915639 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 46.51 9 9 122481435 1006910291 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 46.72 8.125 8.125 122584367 1006919672 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 36.9 7.5 7.5 122666866 1006922262 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.8 9.25 9.25 122597242 1006927279 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.32 7.75 7.75 122603560 1006920431 2 3/1/2006 5/6LI40/30 CONDO UNIT 1 OWNER OCC N FULL 46.51 7.75 7.75 121746798 3001520737 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37 7.5 7.5 121749368 3001550098 1 3/1/2006 3/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.61 7.35 7.35 122816126 1007179177 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.09 7.25 7.25 122791625 1007124256 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.45 7.7 7.7 122534688 1006986473 2 3/1/2006 IO 5/6 LIB PUD 1 OWNER OCC P FULL 41 6.875 6.875 121749077 3001535438 1 3/1/2006 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.72 5.875 5.875 122571415 1007068925 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 49.77 11.375 11.375 122728455 1006984320 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.98 9.5 9.5 122850637 1007114208 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 28.65 7.875 7.875 122687562 1006990368 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 27.27 8 8 122580481 1006919540 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.28 8 8 122450660 1006910077 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C STATED 39.64 8.125 8.125 122653172 1006922007 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P FULL 41.8 6.625 6.625 122807574 1007100348 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.31 7.75 7.75 122653383 1007019415 1 3/1/2006 3/6LI40/30 CONDO UNIT 1 OWNER OCC C FULL 37.64 7.875 7.875 122633318 1007069386 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.83 7.375 7.375 122677494 1007012121 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.62 6.375 6.375 122709635 1006984163 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.59 7.5 7.5 122784597 1007043837 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 23.04 6.99 6.99 122401719 3001572704 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.12 8.225 8.225 122543329 1006937971 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.1 8.625 8.625 122571487 1007096561 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.83 8.75 8.75 122667367 1006953168 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.53 7.875 7.875 122818045 1007124520 1 3/1/2006 3/1L40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.5 6.75 6.75 122671231 1007011834 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.38 7.875 7.875 121746999 3001522550 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 53.63 8.35 8.35 122956110 1007227711 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.81 8.125 8.125 122676303 1006922304 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 27.56 7.75 7.75 121746801 3001520760 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 51.46 7.25 7.25 122744995 1007104464 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.13 9.25 9.25 122629797 1006934598 2 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER P STATED 49.17 9.5 9.5 122547590 1006911158 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 49.96 7.675 7.675 122760048 1007015744 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.41 8.5 8.5 122976544 1007233727 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 51.63 10.5 10.5 122619155 1006925000 1 3/1/2006 FIXED30 PUD 1 OWNER OCC C STATED 54.87 7.25 7.25 122679279 1007157579 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.2 12.25 12.25 122756971 1007230418 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 34 8.25 8.25 122776057 1007047572 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.61 9.875 9.875 121749572 3001551906 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.73 8.4 8.4 121749448 3001550783 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.35 7.2 7.2 122616196 1006931651 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.61 8.75 8.75 122684655 1007111188 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 26.09 8.375 8.375 122737014 1007142993 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.07 7.375 7.375 122838077 1007159724 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.49 9.875 9.875 122913471 1007215229 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.88 8.75 8.75 122701553 1006998007 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 40.77 7.5 7.5 122588563 1007069014 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 21.72 6.75 6.75 122638303 1007079096 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.72 9.875 9.875 122468697 1006895674 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.85 7.6 7.6 122746574 1007163387 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.28 8.375 8.375 122635745 1006993602 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.39 7.875 7.875 121747833 3001527773 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.85 5.375 5.375 121749066 3001535321 1 3/1/2006 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.4 6.5 6.5 121746844 3001521172 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 46.82 8.3 8.3 121745817 3001482714 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.8 6.5 6.5 121749339 3001549843 1 3/1/2006 2/6LIB40/30 PUD 1 OWNER OCC P FULL 41.03 6.85 6.85 122612984 1006947772 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.05 7.625 7.625 122285044 1007100868 1 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC C FULL 41.89 9.75 9.75 122626195 1006980815 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.18 7.125 7.125 122624738 1007023771 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 41.98 9.375 9.375 122648920 1006956021 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.4 8 8 122618783 1006947939 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.63 8.625 8.625 122632770 1006993552 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.37 7.25 7.25 122758115 1007104928 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.03 7.125 7.125 122535028 1007068750 2 3/1/2006 3/1 ARM 2 UNIT 2 OWNER OCC C FULL 37.9 7.875 7.875 121747220 3001524218 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 17.85 8.85 8.85 122685938 1007048968 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.9 9 9 121745841 3001482953 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C FULL 46.9 6.75 6.75 122500329 1006936940 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.74 7.25 7.25 122641111 1007046210 1 3/1/2006 3/1TR40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.83 5.875 5.875 122890936 1007255043 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 49.97 10.5 10.5 121749462 3001550908 1 3/1/2006 3/6LIB40/30 PUD 1 OWNER OCC C FULL 44.65 6.99 6.99 121747282 3001524770 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 44.76 7.25 7.25 122565543 1006996431 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.66 8.99 8.99 122604559 1006964561 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.92 11.125 11.125 122792630 1007081621 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.43 6.25 6.25 122819838 1007179268 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.5 9 9 122892156 1007156670 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 34.19 11.875 11.875 122714273 1007177585 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.13 9.875 9.875 122641241 1006959009 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 44.32 7.875 7.875 122720805 1006977506 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 37.4 7.125 7.125 122632079 1006993529 1 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC P STATED 44.79 7.875 7.875 122730313 1007042128 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.87 6.875 6.875 121746964 3001522220 1 3/1/2006 FIXED30 3 XXXX 0 XXX-XXXXX X XXXXXX 00 8.625 8.625 122763643 1007112533 1 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER P STATED 41.96 9 9 122511998 1006910713 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.89 9.875 9.875 122515645 1007068669 2 3/1/2006 IO 5/6 LIB TOWNHOUSE 1 OWNER OCC P FULL 47.25 7 7 122459890 1006933293 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER P STATED 49.17 9.5 9.5 122597780 1007073008 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.88 8.75 8.75 122683499 1007025230 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.02 11.125 11.125 122716577 1007032525 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.14 8.625 8.625 122764008 1007071994 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.52 9.875 9.875 122881735 1007078437 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.59 8.125 8.125 122749172 1007074238 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.22 9.25 9.25 122818494 1007249731 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.5 8.5 8.5 122705258 1007058322 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.79 8.75 8.75 122750069 1007123795 2 3/1/2006 FIXED30 PUD 1 OWNER OCC C STATED 37.75 9.5 9.5 122909177 1007161597 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.02 11.5 11.5 121864205 1006288805 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.16 7.99 7.99 122388415 1006953762 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 39.57 8.25 8.25 121746823 3001520968 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 25.43 7.25 7.25 121746984 3001522402 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.3 7.25 7.25 122401735 3001572852 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.13 8.925 8.925 121746778 3001520570 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 42.04 6.45 6.45 122591398 1006987315 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC C STATED 45.18 8.625 8.625 122470376 1006936452 1 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 9.88 8.375 8.375 122757572 1007119884 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC P FULL 33.52 7.5 7.5 122401690 3001572423 2 3/1/2006 3/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 44.27 8.175 8.175 122631101 1006948341 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.28 7.875 7.875 122633708 1006965568 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 26.49 7.875 7.875 121746854 3001521263 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.48 8.3 8.3 122739256 1007151366 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 50.32 9.875 9.875 122072339 1006985384 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.44 9.75 9.75 122761955 1007071960 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 27.48 11.75 11.75 122514062 1006962300 1 3/1/2006 3/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.23 8.375 8.375 122533562 1006937781 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 36 7.5 7.5 121746862 3001521347 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 30.43 5.95 5.95 120832157 1005258023 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.57 11.25 8.875 120787490 1005173180 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.18 7.625 5.75 122823224 1007146085 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 48.98 8.25 8.25 122761425 1007112517 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.59 7.5 7.5 122583769 1007023359 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 35.25 7.375 7.375 122679896 1006968422 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 49.45 6.5 6.5 122589755 1006927212 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 29.15 9.75 9.75 122670704 1007217522 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 48.26 8.25 8.25 122603109 1006947541 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.76 9.375 9.375 122680982 1006994899 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 37.67 7.625 7.625 122626068 1006915399 2 3/1/2006 5/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.76 7.375 7.375 122392955 1006961385 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 29.28 6.75 6.75 121747131 3001523566 1 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER P STATED 27.83 10.05 10.05 122654443 1006967010 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.72 8.125 8.125 122616752 1006940223 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.83 7.875 7.875 122669473 1007057514 1 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.97 7.875 7.875 122363391 1006992034 1 0/0/0000 XX 0/0 XXX XXXX XXXX CONDO 1 OWNER OCC P FULL 42.41 7.5 7.5 122550150 1007056052 1 3/1/2006 2/6 LIBOR 4 UNIT 4 OWNER OCC C FULL 53.08 7.5 7.5 122624408 1006940603 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.28 8.25 8.25 122697717 1007102997 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.68 7.875 7.875 122909851 1007181793 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 46.66 9.75 9.75 122611971 1006993214 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 53.96 8 8 122693973 1007025420 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 14.59 8.875 8.875 121746884 3001521537 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.33 9.35 9.35 121747181 3001523939 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.03 8.35 8.35 122652434 1006943292 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C FULL 43.1 7.75 7.75 122661083 1007011529 1 3/1/2006 IO3/1LIB45 PUD 1 OWNER OCC C STATED 31.13 7.25 7.25 122919002 1007196122 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC P FULL 40.59 8.375 8.375 121746800 3001520752 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 22.62 9.125 9.125 122485247 1007212028 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.75 10.25 10.25 122784831 1007098476 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.68 12.25 12.25 122786185 1007144403 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.58 8 8 122672800 1007090796 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.7 7.75 7.75 122640536 1006948762 2 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.6 6.75 6.75 122406274 3001587827 2 3/1/2006 40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 51.52 6.99 6.99 122460813 1007068578 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.62 8 8 121746886 3001521545 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.09 8.23 8.23 122969357 1007216078 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P FULL 22.85 9.125 9.125 122748915 1007257049 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.96 6.75 6.75 122812916 1007185844 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.8 8.75 8.75 122645495 1006932071 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.97 6.75 6.75 122648094 1006966707 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 43.32 6.875 6.875 121749067 3001535339 2 3/1/2006 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.32 5.375 5.375 121749331 3001549769 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.89 7 7 122584333 1006911828 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 37.47 8.375 8.375 122372245 1006889727 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 53.72 8.375 8.375 122463742 1006922908 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 22.33 6.75 6.75 122484356 1006961807 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 42.63 8.5 8.5 122688800 1006983512 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 33.37 7 7 122896393 1007224189 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.17 6.25 6.25 122593765 1006939233 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 26.99 7.875 7.875 122638486 1007056896 2 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER P STATED 44.21 9.75 9.75 122630139 1006980922 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.52 9.375 9.375 121749182 3001548548 2 3/1/2006 3/6 LIBOR 2 UNIT 2 2ND HOME P FULL 38 7.99 7.99 122558693 1006908121 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.95 9.875 9.875 122709013 1007103342 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 27.13 9.25 9.25 122669402 1007050840 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.41 7.5 7.5 122730938 1007177833 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.07 8.375 8.375 122655685 1006994097 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.36 7.75 7.75 122468156 1006922916 2 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC C FULL 26.42 7.875 7.875 121748062 3001529811 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 54.85 6.5 6.5 122845293 1007146994 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 53.57 6.25 6.25 122659354 1006989295 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C STATED 36.8 7 7 122919645 1007173907 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.51 9.625 9.625 121749542 3001551658 2 3/1/2006 3/6LIB40/30 PUD 1 OWNER OCC C FULL 38.52 6.9 6.9 121748105 3001530181 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 3.52 7.625 7.625 122794215 1007134156 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.39 11.375 11.375 122674246 1007016189 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.68 7.75 7.75 122604743 1006927352 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 32.8 6.25 6.25 121768609 1006139701 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P NO RATIO 0 6.375 6.375 122751520 1007047465 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.9 7.125 7.125 122783217 1007171083 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 44.04 9.25 9.25 122679126 1007070038 2 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.02 6.875 6.875 121746667 3001519952 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.02 6.5 6.5 122564472 1006954729 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 53.46 8.375 8.375 122669494 1006944217 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 36.57 8 8 122711486 1007005323 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 39.26 8.25 8.25 121747863 3001528060 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.09 5.5 5.5 121380407 1005696461 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.69 6.75 6.75 122654650 1006943409 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.7 7.625 7.625 122581655 1006924151 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.05 7.75 7.75 122541716 1007176843 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 46.63 11.375 11.375 122613891 1007056581 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.35 9.5 9.5 122860831 1007231416 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.35 8 8 122581620 1007068974 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.65 9.25 9.25 122664765 1007011677 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.16 7.375 7.375 122692459 1007020132 1 3/1/2006 FIXED30 PUD 1 OWNER OCC C FULL 49.61 8.625 8.625 122571149 1006946725 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 46.8 6.875 6.875 121975913 1006585838 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.95 6.5 6.5 122825361 1007164138 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P FULL 17.72 9.75 9.75 122795173 1007152695 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.95 8.875 8.875 122743175 1007077371 2 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC C STATED 43.41 7.875 7.875 121892167 3001321508 2 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 41.95 7 7 122534511 1006796898 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 42.62 7.25 7.25 122716205 1007020694 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.65 11.5 11.5 122492665 1007229816 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 46.35 8.875 8.875 122402086 3001583602 2 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 51.64 6.25 6.25 122665706 1007079344 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 37.95 7.125 7.125 122833068 1007107087 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 37.02 6.875 6.875 122760290 1007067661 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.55 9 9 122595561 1006848731 1 3/1/2006 IO 5/6 LIB TOWNHOUSE 1 OWNER OCC P NO RATIO 0 7.875 7.875 122638813 1007090556 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.51 7.5 7.5 122644609 1006966582 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.56 8.875 8.875 122831605 1007223413 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.63 7.625 7.625 122856619 1007160169 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.15 7.99 7.99 122943095 1007197005 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.38 9.25 9.25 122621251 1006889222 2 3/1/2006 2/6LI40/30 TOWNHOUSE 1 OWNER OCC P STATED 46.55 7.5 7.5 122736683 1007077256 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.33 9.5 9.5 122186501 1006586141 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.06 7.75 7.75 122575154 1006973042 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.45 8.875 8.875 122605572 1007008061 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 44.92 7.625 7.625 122675720 1007019837 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.86 6.75 6.75 121746867 3001521396 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.71 9.35 9.35 121746860 3001521321 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 27.8 6.725 6.725 123006151 1007209602 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 43.43 9.625 9.625 121768892 1006142275 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.25 6.375 6.375 122507945 1007015991 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 28.52 8.625 8.625 122692695 1007020157 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 51.34 10.375 10.375 122528671 1006910911 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.29 7.875 7.875 122841017 1007107285 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C FULL 46.59 9.125 9.125 122655531 1007052507 2 3/1/2006 IO 2/6 LIB 3 UNIT 3 OWNER OCC P FULL 46.83 9.625 9.625 122596933 1007140963 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.51 7 7 122726303 1007073982 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 22.38 8.25 8.25 122696521 1006969131 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 45.7 9.875 9.875 122775774 1007077819 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.08 8.625 8.625 121749139 3001548191 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER P STATED 20.43 7.55 7.55 122645732 1007069485 1 3/1/2006 3/1 ARM CONDO UNIT 1 OWNER OCC P STATED 40.28 6.875 6.875 122619058 1006964983 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.47 6.625 6.625 122473048 1007072802 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.09 9 9 122847029 1007193467 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 34.93 10.375 10.375 122630612 1006906836 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.62 7.875 7.875 122687560 1006990350 1 3/1/2006 IO 2/6 LIB PUD 1 2ND HOME P STATED 54.7 7.75 7.75 122680164 1007038936 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 47.8 7.125 7.125 122651567 1006943243 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.79 8.25 8.25 122833407 1007146507 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.69 8.875 8.875 122573502 1006905788 1 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC P STATED 37.33 7.625 7.625 122592133 1006954950 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 41.3 7.875 7.875 122406372 3001588577 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 53.14 6.875 6.875 122401765 3001573132 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 51.79 7.65 7.65 122615789 1007037060 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 23.48 9.375 9.375 122381770 1007122540 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 37.74 7.375 7.375 122385789 1006913386 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.85 8.375 8.375 122702033 1007079773 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 54.31 8 8 122700445 1007079765 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC C FULL 49.59 6.625 6.625 122806074 1007113366 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.96 9.45 9.45 122538379 1007068776 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 24.31 11.125 11.125 122736585 1007132879 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.74 6.75 6.75 122654487 1006967028 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.26 7.3 7.3 122648396 1007057142 2 3/1/2006 2/6 LIBOR 3 UNIT 3 NON-OWNER C FULL 25.64 8.5 8.5 122677912 1007256876 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.95 8.375 8.375 122635609 1007069394 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 36.48 7.875 7.875 122740641 1007065210 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 46.55 10.375 10.375 122601720 1006987638 1 3/1/2006 3/1 ARM SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.03 10 10 122618514 1007037185 2 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC P STATED 46.87 8.5 8.5 122647821 1006981623 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 48.49 9.25 9.25 122517822 1006972143 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.83 8.625 8.625 122556603 1007007105 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 10.78 7.5 7.5 122794273 1007092586 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC P FULL 47.49 8.125 8.125 122660078 1007184300 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.25 7.375 7.375 122639566 1006925455 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 19.95 6.875 6.875 122739909 1007064908 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 43.8 7.75 7.75 122506131 1006986127 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.21 7.375 7.375 122503297 1007149683 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C FULL 46.22 11.125 11.125 122898253 1007205642 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 34.51 8.25 8.25 122673852 1007190125 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.96 7.25 7.25 122741372 1007177940 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 53.05 9.7 9.7 122583610 1007101478 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 32.51 11.5 11.5 122650010 1006975427 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 30.3 10.75 10.75 122708708 1007020611 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 50.6 7.625 7.625 122736195 1007077249 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.33 9.75 9.75 122900701 1007246851 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 50.84 9.75 9.75 122845180 1007093428 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P FULL 49.8 7.875 7.875 122514406 1007131582 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC C STATED 49.82 8.625 8.625 122841498 1007203092 1 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.35 7.625 7.625 122932078 1007239666 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.97 8.125 8.125 121749335 3001549801 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.54 7.5 7.5 121740472 3001469232 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 39.93 6.4 6.4 122461438 1007110487 1 3/1/2006 2/6 LIBOR 3 UNIT 3 NON-OWNER P FULL 35.66 7.875 7.875 122774224 1007098401 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.6 7.75 7.75 121749296 3001549462 1 3/1/2006 3/6LIB40/30 PUD 1 OWNER OCC C FULL 47.28 8.55 8.55 122708562 1006998056 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.54 8.625 8.625 121745850 3001483043 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 33.9 8 8 122642139 1006941411 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P NO DOCUMENT 0 8.5 8.5 122619813 1007008434 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.74 8.125 8.125 121746805 3001520802 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 39.88 8.625 8.625 122132906 1006944753 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 38.97 9 9 122468332 1006910192 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.02 8.125 8.125 122676501 1007254053 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC P STATED 44.14 6.5 6.5 122794211 1007105941 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 47.71 9.875 9.875 122800326 1007100298 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.16 10 10 122798093 1007230673 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 45.81 9.625 9.625 122500889 1007054685 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.49 6.75 6.75 122632056 1007037482 1 3/1/2006 2/6P LIBOR PUD 1 OWNER OCC C STATED 47.07 8.25 8.25 122645880 1007157330 1 3/1/2006 5/1 LIBOR PUD 1 OWNER OCC C FULL 48.89 7 7 122633544 1006906893 1 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC P FULL 38.73 7.75 7.75 122714085 1007049412 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 49.7 7.125 7.125 122770282 1007152000 2 3/1/2006 FIXED30 4 UNIT 4 OWNER OCC C FULL 37.22 7.25 7.25 122167142 1006898280 1 0/0/0000 XX 0/0 XXX XXXX XXXX CONDO 1 OWNER OCC P STATED 38.5 7.625 7.625 122569924 1006996480 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.06 7.5 7.5 122401679 3001572316 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 43.27 7.95 7.95 122881064 1007122235 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.73 8.875 8.875 122633468 1007157306 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C STATED 48.54 7.625 7.625 122752865 1007116153 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.41 7.125 7.125 121749206 3001548738 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.67 8.45 8.45 122743504 1007184995 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.06 6.375 6.375 122653938 1006952020 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 23.56 6.75 6.75 121749565 3001551856 2 3/1/2006 3/6LIB40/30 PUD 1 OWNER OCC P STATED 47.27 8.375 8.375 122704402 1006998049 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.39 9.5 9.5 122643323 1006981441 1 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC C FULL 40.97 8.625 8.625 122805474 1007021718 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.79 7.75 7.75 122678622 1007012212 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 46.14 7.5 7.5 122761144 1007071945 1 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER C STATED 48.05 9.875 9.875 120578234 1005180235 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.86 8.625 7.625 122588221 1006915001 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.8 8.375 8.375 122602027 1006993099 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.16 6.875 6.875 122513900 1006986200 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.4 7.375 7.375 122794996 1007138066 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 53.47 8.5 8.5 122627588 1006974420 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.95 8.125 8.125 121747091 3001523301 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.12 10.1 10.1 121749275 3001549298 2 3/1/2006 40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.2 7.1 7.1 121747292 3001524853 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 51.08 5.5 5.5 122639293 1006958969 1 3/1/2006 3/1 ARM SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.05 8.875 8.875 122559887 1007101346 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.35 7.625 7.625 122555548 1006923682 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.17 7.99 7.99 122708826 1007047036 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.95 7.5 7.5 122716064 1007013855 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.37 7.75 7.75 122606304 1006899775 1 3/1/2006 2/6LI40/30 TOWNHOUSE 1 OWNER OCC C STATED 39.17 7.5 7.5 122652289 1006981862 1 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC C FULL 49.71 7.25 7.25 122590051 1006911927 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 25.17 7.75 7.75 121746952 3001522105 1 3/1/2006 2/6 LIBOR 4 UNIT 4 OWNER OCC P STATED 52.68 6.65 6.65 122616775 1006929176 1 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.1 8.755 8.755 122595613 1006849234 1 0/0/0000 0/0 XXX XXXX XXXX CONDO 1 NON-OWNER P NO RATIO 0 5.875 5.875 122587079 1006899551 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.92 7.25 7.25 122620787 1007023755 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.99 9.125 9.125 121749523 3001551468 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 49.14 8.675 8.675 121732542 3001417215 1 3/1/2006 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.47 10.65 10.65 122771070 1007043506 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.04 8.375 8.375 122772191 1007043522 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.13 8.625 8.625 122595212 1006992992 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.71 8.5 8.5 122549024 1006923625 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C FULL 49.37 8.125 8.125 122661236 1006952160 1 3/1/2006 IO 2/6 LIB 4 UNIT 4 OWNER OCC C STATED 37.58 8.875 8.875 121746956 3001522147 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P FULL 49.39 6.7 6.7 122752473 1007158304 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.42 11 11 122735391 1007085374 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME P STATED 32.36 11.5 11.5 122782457 1007105651 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.96 8.25 8.25 122777362 1007089327 1 3/1/2006 2/6 LIBOR 3 UNIT 3 OWNER OCC C STATED 49.8 7.875 7.875 122401732 3001572829 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.6 9.4 9.4 122728804 1007103953 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.84 8.125 8.125 122701166 1007108697 1 0/0/0000 XX 0/0 XXX XXXX XXXX CONDO 1 OWNER OCC P STATED 49.9 6.375 6.375 122553605 1007056086 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 43.96 10.875 10.875 122593408 1006888976 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.73 9.5 9.5 122661877 1007198607 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.73 7.125 7.125 122634461 1006965642 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 40.36 6.875 6.875 122540956 1007125667 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 27.6 11.375 11.375 122595894 1006947400 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.68 12.875 12.875 122661548 1007141482 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.52 6.875 6.875 122679641 1007217548 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.35 7.875 7.875 122701400 1007013137 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.72 8.875 8.875 122845695 1007193400 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C FULL 51.06 8.25 8.25 122586180 1007189705 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.17 7.75 7.75 122923022 1007187915 1 3/1/2006 5/1L40/30 PUD 1 OWNER OCC C STATED 44.81 7.875 7.875 122497503 1006923120 1 3/1/2006 FIXED30 2 UNIT 2 OWNER OCC C FULL 40.3 8.5 8.5 122183095 1006929390 1 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC P FULL 37.65 8.875 8.875 122766630 1007151929 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 40.72 9 9 121747039 3001522865 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.6 7.25 7.25 121747216 3001524184 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 46.96 6.85 6.85 122138936 1007125444 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.77 8.5 8.5 121749481 3001551062 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.4 6.6 6.6 122641386 1006981367 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 30.89 7.75 7.75 122595688 1007131749 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.92 6.625 6.625 122687322 1006976847 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.41 5.875 5.875 122522093 1007114901 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.83 7.75 7.75 122725907 1007020926 1 3/1/2006 3/6 LIBOR 3 UNIT 3 OWNER OCC C FULL 47.49 8.375 8.375 122857623 1007193871 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.83 7.625 7.625 122604551 1007007998 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.28 8.5 8.5 122609682 1006993180 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.1 10.875 10.875 122602280 1007157199 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 49.95 10.875 10.875 122651676 1007019324 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.87 8.375 8.375 121727528 3001316524 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.93 5.5 5.5 122220908 1007168030 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.2 7.875 7.875 122852747 1007214263 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.14 9.625 9.625 121732550 3001417298 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.11 6.8 6.8 121747144 3001523657 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.12 7.55 7.55 122548769 1006950800 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.15 8.625 8.625 122691143 1007132275 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 42.19 7.5 7.5 122701384 1007142142 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.51 7.75 7.75 122870512 1007172933 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.08 7.5 7.5 122611745 1006940041 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.34 7.75 7.75 122646933 1006942351 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.92 8.5 8.5 122080832 1006551038 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.36 6.25 6.25 121747258 3001524564 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.92 6.95 6.95 121749176 3001548480 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 50 7.75 7.75 122625658 1006900078 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC P LIMITED DOCUMENTATION 43.2 7 7 121749593 3001552110 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 39 7.45 7.45 122516568 1006972135 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.54 6.875 6.875 122599572 1006894420 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.29 9.125 9.125 122611687 1006906547 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 36.23 7.5 7.5 120952133 1005408164 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.02 7.125 5.875 121746838 3001521115 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40 8.1 8.1 122650531 1006921959 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.86 7 7 122544314 1007068784 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 50 11.25 11.25 122846832 1007172438 2 3/1/2006 3/1L40/30 PUD 1 OWNER OCC P FULL 47.08 9 9 122879428 1007180951 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.03 8.75 8.75 122819489 1007113697 1 3/1/2006 5/1 LIBOR 3 UNIT 3 OWNER OCC C FULL 46.27 7.75 7.75 122721165 1007016528 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P NO DOCUMENT 0 7.5 7.5 122429411 1007047788 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.89 8.25 8.25 122528122 1006986358 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.51 7.625 7.625 122863576 1007167115 2 0/0/0000 XX 0/0 XXX XXXX XXXX CONDO 1 OWNER OCC P STATED 39.94 8.75 8.75 121746954 3001522121 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.98 6.575 6.575 122669953 1007166018 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 54.99 9 9 122611231 1006906539 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.1 7.375 7.375 122644634 1007044645 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 49.9 8.125 8.125 122676777 1007073420 1 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.86 8.375 8.375 122369871 1006996092 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.15 7.25 7.25 122618500 1006899981 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 47.84 6.5 6.5 122642150 1006941528 1 3/1/2006 FIXED30 PUD 1 NON-OWNER P STATED 38.45 7.875 7.875 122401675 3001583560 1 3/1/2006 FIXED30 PUD 1 NON-OWNER P STATED 48.74 7.25 7.25 122579977 1006996597 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.48 7.625 7.625 122648398 1006921918 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.72 8 8 122473665 1006992232 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.26 9.75 9.75 122786545 1007134008 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.78 9.875 9.875 122847838 1007154022 2 3/1/2006 IO31LIB/10 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.27 9.375 9.375 121746875 3001521461 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.02 5.88 5.88 121892183 3001321656 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 34.67 5.625 5.625 121935658 1006258220 2 3/1/2006 IO 3/6 LIB PUD 1 OWNER OCC C STATED 27.51 7.6 7.6 121740435 3001439060 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.41 7.99 7.99 122597542 1006924441 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.01 10.25 10.25 120170064 1004781496 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.1 8.5 7.375 121746971 3001522287 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 29 8.75 8.75 122580846 1007007436 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.91 7.5 7.5 122900664 1007155680 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.22 8.5 8.5 121745859 3001483134 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.8 6.625 6.625 122701383 1006969214 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.55 8.375 8.375 122719146 1007111634 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.66 9 9 122493584 1006992299 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C FULL 42.49 6.875 6.875 122480059 1006910283 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 30.81 7.625 7.625 122891190 1007139098 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.15 8.375 8.375 121746988 3001522444 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 53.78 8.85 8.85 122987314 1007220203 2 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.96 6.75 6.75 121746869 3001521412 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.26 9.5 9.5 122770101 1007127044 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 NON-OWNER P FULL 49.91 8.375 8.375 122164120 1006477325 2 3/1/2006 IO 2/6 LIB PUD 1 NON-OWNER P STATED 31.91 6.5 6.5 122686812 1007001942 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.67 10.375 10.375 122685095 1007019993 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.51 8.5 8.5 122613275 1007008228 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.97 10.25 10.25 122814793 1007153156 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 47.73 8.875 8.875 122451653 1006910093 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.98 7 7 121747025 3001522758 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 49.97 8.875 8.875 122684765 1007031733 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.36 7.5 7.5 122735938 1007115940 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.34 11.5 11.5 122752634 1007043043 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.56 9.875 9.875 122845755 1007179847 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.74 9.5 9.5 122895920 1007239229 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.36 8.375 8.375 122736669 1007032947 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.81 8.875 8.875 122655666 1006989121 2 3/1/2006 3/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.49 7.125 7.125 121745830 3001482847 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.8 6.625 6.625 122659972 1006932485 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.47 7.375 7.375 122805448 1007121005 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 32.04 10.375 10.375 122760030 1007095100 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC N FULL 46.93 8 8 122559789 1006905465 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.54 6.625 6.625 122360979 1007017856 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.61 8.625 8.625 122689938 1007005083 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.24 7.25 7.25 122708857 1007099870 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 40.93 7.75 7.75 122695829 1007020272 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.29 9.375 9.375 122748601 1007074212 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 23.73 6.25 6.25 122491356 1007006552 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.95 8.5 8.5 122748184 1007042920 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.06 7.25 7.25 121749414 3001550486 1 3/1/2006 3/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.82 7.35 7.35 122749141 1007104613 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.89 9.5 9.5 121746855 3001521271 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.51 8.5 8.5 122625692 1006884140 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.18 7.5 7.5 122564226 1006954703 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 32.4 10 10 122702219 1007020413 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 51.52 10.25 10.25 121746992 3001522485 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 41.9 6.95 6.95 122930004 1007188079 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.15 6.5 6.5 121747080 3001523228 1 3/1/2006 FIXED30 PUD 1 OWNER OCC C FULL 46.15 7.75 7.75 121747886 3001528284 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.28 5.625 5.625 122668430 1006959991 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 47.36 9.25 9.25 122588512 1006931149 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 49.73 9 9 122678975 1006990046 1 3/1/2006 2/6 LIBOR TOWNHOUSE 1 OWNER OCC P STATED 45.24 7.625 7.625 122932142 1007255365 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 29.59 8.875 8.875 122573558 1006963506 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C FULL 32.62 8.25 8.25 121759847 1006083511 1 3/1/2006 FIXED15 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.62 7.375 7.375 121746739 3001520273 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.51 7.5 7.5 122443317 1007066853 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.9 8 8 122663420 1006982431 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.26 7.5 7.5 120491660 1004943146 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 42.9 9.875 8.125 122590905 1006915050 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.7 8.125 8.125 122555800 1006899304 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.77 9 9 122689540 1007141847 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 48.99 10 10 122649879 1006981763 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.82 7.5 7.5 122487360 1006978504 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 29.95 7.75 7.75 122728718 1007123522 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.93 6.875 6.875 122675168 1007001439 2 3/1/2006 FIXED40/30 PUD 1 OWNER OCC P FULL 46.59 8 8 122638210 1007024019 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C FULL 38.02 7.75 7.75 121749007 3001534852 2 3/1/2006 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.18 6.125 6.125 121746962 3001522204 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.94 6.1 6.1 121749140 3001548209 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 26 7.35 7.35 121749434 3001550676 2 3/1/2006 40/30 CONDO UNIT 1 OWNER OCC P STATED 48.4 7.25 7.25 121747223 3001524242 1 3/1/2006 FIXED30 CONDO XXXX 0 XXXXX XXX X XXXX 00 6.25 6.25 122740579 1007132952 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 25.14 8.875 8.875 122520037 1007047952 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 33.78 6.875 6.875 122583492 1006946980 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.23 7.25 7.25 122633231 1006988362 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 33.33 8.625 8.625 122757561 1007126822 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.64 9.75 9.75 121557936 3001237902 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P NO RATIO 0 7.25 7.25 122739915 1007064965 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 32.54 7.85 7.85 121749313 3001549637 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.33 6.95 6.95 122667817 1006976045 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P LIMITED DOCUMENTATION 41.14 6.95 6.95 122588248 1007131723 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.97 8 8 122525457 1006952558 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.87 5.625 5.625 122679123 1006983181 1 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.48 9.125 9.125 122178665 1006991929 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 27.41 8.125 8.125 122587591 1006963993 1 3/1/2006 3/1TR40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.05 8.375 8.375 122255970 1006561904 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P NO DOCUMENT 0 8 8 122701798 1007111394 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.48 7.75 7.75 122685314 1007052812 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC N FULL 49.82 7.625 7.625 122777706 1007045220 1 3/1/2006 IO 5/6 LIB CONDO UNIT 1 OWNER OCC C FULL 30.31 6.5 6.5 122502090 1006936981 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 42.08 6.375 6.375 122667282 1007011743 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 47.27 7.5 7.5 122684568 1007157595 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 42.55 8 8 122725971 1007080375 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.42 6.5 6.5 122620716 1006955528 1 3/1/2006 3/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 48.04 7 7 122680066 1007038902 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 10.76 7.875 7.875 122406270 3001587793 1 3/1/2006 FIXED30 PUD 1 OWNER OCC C FULL 33.05 6.375 6.375 122739910 1007064916 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.5 7.55 7.55 121732498 3001416787 1 3/1/2006 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.54 7.625 7.625 122661278 1007019530 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.59 8.125 8.125 122401722 3001572738 2 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC C FULL 48.93 8.15 8.15 121749446 3001550767 1 3/1/2006 FIXED30 3 UNIT 3 NON-OWNER P STATED 43.7 9.875 9.875 122729265 1007142738 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.56 8 8 122732008 1007015322 1 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC P STATED 38.34 7.625 7.625 122825157 1007159484 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.76 11 11 122890866 1007219155 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 54.71 8.375 8.375 122854137 1007211285 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 48.23 8.375 8.375 122720837 1007163171 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.84 6.375 6.375 122538895 1007176835 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.19 9.75 9.75 121749222 3001548852 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.64 7.325 7.325 120526157 1004916431 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.8 7.875 7.5 122597036 1007018508 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.77 8.75 8.75 122665266 1006944043 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P LIMITED DOCUMENTATION 16.1 6.25 6.25 122674111 1006994683 2 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC P STATED 48.71 6 6 122729457 1007002619 1 3/1/2006 IO 5/6 LIB CONDO UNIT 1 OWNER OCC P FULL 35.11 7.75 7.75 121749564 3001551849 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.65 7.125 7.125 122587187 1006952764 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER C STATED 25.39 10.5 10.5 122441854 1007017914 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.93 9.125 9.125 122829307 1007117128 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 46.22 8.875 8.875 122758149 1007085812 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.76 7.875 7.875 122636400 1007079047 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 44.63 9.625 9.625 122618381 1006955486 2 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.35 7.75 7.75 122549601 1006972648 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.21 7.75 7.75 122732428 1007177866 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.02 7.875 7.875 122808485 1007192378 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.84 11 11 122687558 1006990343 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P NO INCOME NO ASSETS 0 6.875 6.875 122535871 1007055971 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.84 11 11 122705542 1007013343 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.18 10.625 10.625 122741200 1007143132 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 48.82 7.25 7.25 122721167 1007016544 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P NO RATIO 0 7.625 7.625 122674830 1007048802 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.83 9.75 9.75 122907105 1007242785 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 34.47 7.25 7.25 122324994 1007047747 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.17 8.125 8.125 122577327 1007101452 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.1 8.625 8.625 121749518 3001551419 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.45 8.2 8.2 122440902 1007055732 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.51 6.5 6.5 121747077 3001523194 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.62 8.6 8.6 121747195 3001524036 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.15 6.45 6.45 122575779 1006911646 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.58 7.25 7.25 122601032 1007056425 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 37.32 8.875 8.875 122767887 1007033580 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 40.82 7.625 7.625 122541248 1007051483 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.74 6.5 6.5 121749544 3001551674 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.1 7.05 7.05 121745828 3001482821 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.4 6.875 6.875 122401776 3001573249 2 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.96 8.825 8.825 122785258 1007112962 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.23 8.375 8.375 122599033 1006939431 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.23 7.25 7.25 121733009 3001394406 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC C FULL 41.94 6.525 6.525 122060250 1006922353 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 39.79 11.875 11.875 122555771 1007018284 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.74 8.625 8.625 121747269 3001524663 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 53.51 6.5 6.5 122667821 1006976078 2 3/1/2006 IO 2/6 LIB PUD 1 2ND HOME P STATED 40.76 8.1 8.1 122613026 1007018714 2 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.03 6.875 6.875 122912823 1007227331 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 44.46 8.625 8.625 122710382 1007230152 1 3/1/2006 2/6 LIBOR 3 UNIT 3 OWNER OCC P FULL 43.48 8.5 8.5 122680847 1007025180 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.43 6.375 6.375 122325524 1007110412 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.95 9.625 9.625 122572487 1007140815 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.8 11.5 11.5 122642723 1007234709 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 51.96 10.55 10.55 122731822 1007163288 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 54.57 10.625 10.625 122748972 1007026261 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 41.03 9 9 122922662 1007215344 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 50.28 11.125 11.125 122428383 1006957383 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.07 6.63 6.63 122755422 1007065541 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.13 6.875 6.875 122642968 1007009176 1 3/1/2006 3/1TR40/30 CONDO UNIT 1 2ND HOME C STATED 46.01 10 10 122878513 1007205089 1 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 30.75 10.375 10.375 122145638 1007035056 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.91 7.5 7.5 122305509 1006929481 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.18 7.5 7.5 122645253 1006981516 2 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.19 7.75 7.75 122667257 1006989683 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.01 7.85 7.85 122731680 1007064619 2 3/1/2006 5/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.93 6.5 6.5 121746734 3001520232 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.64 5.99 5.99 122667820 1007016171 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 47.84 7.7 7.7 122876348 1007231663 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 24.99 7.625 7.625 121747093 3001523327 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 55 8.25 8.25 121746873 3001521446 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 49.76 6.73 6.73 122772085 1007067711 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.81 7 7 122381675 1006945065 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 41.99 8.99 8.99 122809423 1007106485 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.83 8.5 8.5 122653824 1007090630 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.13 7.625 7.625 122556018 1006986754 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.97 7.5 7.5 122401700 3001572522 2 3/1/2006 3/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 45.93 8.175 8.175 122984763 1007162306 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.45 6.875 6.875 122783858 1007092388 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC P STATED 40.16 8.625 8.625 122784588 1007043779 1 3/1/2006 IO 3/6 LIB PUD 1 OWNER OCC C FULL 38.92 6.99 6.99 121749358 3001549991 2 3/1/2006 3/6 LIBOR 2 XXXX 0 XXXXX XXX X XXXX 0 6.775 6.775 122618120 1007110768 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.03 9.625 9.625 122690250 1007012725 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 32.23 9.375 9.375 122864183 1007257635 1 3/1/2006 3/1L40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.63 7.5 7.5 122557955 1007075714 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.99 10.25 10.25 122625662 1006948168 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.27 7.99 7.99 122678218 1007076514 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.95 7.625 7.625 122843145 1007146887 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.32 8.375 8.375 122617079 1006920837 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.14 7.75 7.75 122739927 1007065087 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 43.76 7.225 7.225 122652352 1006932188 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.51 7.875 7.875 122495503 1006936908 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.39 8.875 8.875 122508817 1007110545 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.63 7.625 7.625 122631267 1006980989 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC N STATED 42.71 8.125 8.125 122612165 1006952806 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.1 5.25 5.25 121746842 3001521156 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 46.37 7.875 7.875 122801936 1007086596 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 21.08 9.125 9.125 122858392 1007246455 2 3/1/2006 3/1L40/30 PUD 1 OWNER OCC C STATED 40.58 8.375 8.375 121738927 3001467137 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.7 6 6 121749608 3001552219 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.76 7.1 7.1 122628016 1007069345 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 32.8 9.375 9.375 122593090 1006931214 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.82 7.625 7.625 122841684 1007241894 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38.72 7.75 7.75 122235370 1006762940 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.19 8 8 122647340 1006932121 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.66 6.875 6.875 122655393 1006967127 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.01 6.5 6.5 121746809 3001520836 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.39 7.875 7.875 122110663 1006977738 1 3/1/2006 2/6 LIBOR PUD 1 2ND HOME P STATED 23.23 9.25 9.25 122583596 1007048133 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.07 7.125 7.125 122923446 1007232760 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.96 7.25 7.25 122508734 1006952509 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.1 7.625 7.625 122634112 1006965618 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 38.5 6.5 6.5 122404167 3001560295 1 3/1/2006 IO 5/6 LIB PUD 1 2ND HOME P STATED 32.07 7.75 7.75 123055500 1007253642 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 42.73 7.875 7.875 122588648 1007056300 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 47.85 7.5 7.5 122700280 1006977118 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.87 9.625 9.625 121749529 3001551526 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 23.66 6.65 6.65 120802293 1005178874 1 3/1/2006 2/6 LIBOR PUD 1 NON-OWNER P FULL 25.3 8.5 8 122787177 1007226309 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 2ND HOME C STATED 41.12 10 10 122822800 1007082496 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.98 8.75 8.75 122823391 1007211145 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 46.28 9.625 9.625 122823497 1007117045 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.14 8.25 8.25 122839939 1007086927 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.89 8.875 8.875 121946831 1006272999 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 22.25 5.99 5.99 122715284 1007053307 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.84 6.375 6.375 122686134 1007052820 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.93 10.25 10.25 122745579 1006969529 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.44 7.375 7.375 122851551 1007154121 2 3/1/2006 2/6P LIBOR PUD 1 OWNER OCC C FULL 54.8 8.125 8.125 122604264 1007044546 2 3/1/2006 3/1TR40/30 PUD 1 OWNER OCC N FULL 49.16 5.75 5.75 122475421 1006999484 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 41.04 7.25 7.25 122481256 1006945396 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.83 7.875 7.875 122615561 1006987935 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42 7.25 7.25 122625357 1006988081 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 30.95 6.875 6.875 122629087 1007046145 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.57 7 7 121746888 3001521560 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 35.35 6.49 6.49 122635912 1007083692 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 39.51 6.875 6.875 122825316 1007153412 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.17 7.125 7.125 122654173 1006956104 2 3/1/2006 3/6 LIBOR CONDO UNIT 1 OWNER OCC C FULL 43.11 7.375 7.375 121746863 3001521354 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 39.34 7.8 7.8 122728395 1007061284 1 3/1/2006 FIXED30 PUD 1 OWNER OCC C STATED 35.52 7 7 122401725 3001572753 1 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC C FULL 42.17 8.55 8.55 122575034 1006919409 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C FULL 45.04 8.5 8.5 122679712 1007019902 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 15.8 7.5 7.5 122646279 1006966665 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.6 9.9 9.9 122401717 3001572688 2 3/1/2006 IO 3/6 LIB PUD 1 OWNER OCC C FULL 45.25 8.55 8.55 121746887 3001521552 1 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC P STATED 37.93 8.43 8.43 122594821 1006939290 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.33 8.375 8.375 122450826 1007066861 2 3/1/2006 2/6 LIBOR 3 UNIT 3 OWNER OCC P FULL 47.56 7.875 7.875 122455641 1006929861 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 43.73 8.375 8.375 122696768 1007025503 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 47.1 7.625 7.625 122796300 1007144817 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 54.56 9 9 122735782 1007085408 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC C STATED 48.78 7.375 7.375 122620540 1007050659 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.62 8.375 8.375 122686423 1007020025 1 3/1/2006 3/1TR40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.13 8.625 8.625 122609920 1007000332 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 35.27 7.75 7.75 122667014 1006967614 2 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC C FULL 44.03 7.375 7.375 122670255 1007019704 2 3/1/2006 IO 2/6 LIB TOWNHOUSE 1 OWNER OCC C STATED 49.76 8.625 8.625 121747070 3001523129 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.09 5.99 5.99 121749248 3001549108 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.85 6.6 6.6 121749490 3001551138 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 NON-OWNER C FULL 12.86 7.6 7.6 121749465 3001550924 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.04 6.95 6.95 122457096 1006933285 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.08 6.75 6.75 122783659 1007254327 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.13 9 9 122699559 1007046921 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 45.76 7.375 7.375 122567619 1006905655 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.96 6.375 6.375 122582438 1007018425 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N LIMITED DOCUMENTATION 49.89 6.875 6.875 121747193 3001524010 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.19 6.775 6.775 121733407 3001397599 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.35 7.49 7.49 120704067 1005093123 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 34.31 6.875 6.75 122563902 1007122524 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.13 7.75 7.75 122634446 1006925323 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.41 8.625 8.625 121749399 3001550379 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 28.9 9.35 9.35 121746890 3001521586 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 52.7 8.49 8.49 121749578 3001551963 2 3/1/2006 2/6LIB40/30 PUD 1 NON-OWNER P STATED 44.2 8.325 8.325 122572849 1006946758 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.35 8.75 8.75 122884587 1007155144 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.69 7.875 7.875 122545629 1006938029 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.09 8 8 122723300 1007190711 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.05 7.125 7.125 122579307 1006911703 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.11 8.5 8.5 121749485 3001551096 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.93 7.5 7.5 122773628 1007086026 2 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC C STATED 34.2 8.625 8.625 122734189 1007029356 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 40.77 7.875 7.875 122617993 1007052200 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.85 8 8 122627200 1006988164 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.47 7.99 7.99 122698150 1007103011 2 3/1/2006 FIXED30 PUD 1 OWNER OCC P FULL 48.73 6 6 122808727 1007230772 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.74 8.25 8.25 122638670 1007056904 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.42 7.625 7.625 121747069 3001523111 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 38 6.85 6.85 122598540 1007018516 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.9 8 8 122536317 1006911018 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.74 7.5 7.5 122700205 1007216508 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.27 6.5 6.5 122615117 1006987927 2 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC C FULL 38.88 7.875 7.875 122735553 1007163320 2 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 31.45 7.625 7.625 121749392 3001550304 2 3/1/2006 3/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 48.17 6.85 6.85 122401769 3001573173 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 51.44 9.075 9.075 121747807 3001527526 1 3/1/2006 IOFIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.7 7.125 7.125 122681805 1007097056 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.43 7.375 7.375 122541271 1006911059 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.96 9.5 9.5 122588002 1007140914 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 50 9.25 9.25 122509277 1006937179 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.26 9.5 9.5 122570383 1006919219 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.07 7.125 7.125 121746851 3001521248 2 3/1/2006 2/6LIB40/30 2 UNIT 2 OWNER OCC C STATED 43.03 7.5 7.5 122704230 1007046970 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P FULL 43.52 7.25 7.25 122719104 1007071036 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.82 8.625 8.625 122839885 1007166802 2 3/1/2006 2/6P LIBOR 2 UNIT 2 OWNER OCC C LIMITED DOCUMENTATION 29.78 9.5 9.5 122753456 1007222720 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC P FULL 46.25 7.125 7.125 122540957 1006918286 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.65 8.875 8.875 122900539 1007136722 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 48.5 8.625 8.625 122658461 1006975740 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.35 5.75 5.75 122871439 1007154774 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.36 9 9 122746949 1007123738 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.34 7.95 7.95 121746826 3001520992 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.65 5.6 5.6 122401710 3001572613 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 25.02 8.8 8.8 121749635 3001552458 1 3/1/2006 2/6LIB40/30 PUD 1 OWNER OCC P FULL 39.76 6.675 6.675 122724792 1007015132 2 3/1/2006 IO 5/6 LIB PUD 1 OWNER OCC P STATED 43.43 6.875 6.875 122607444 1006894495 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.67 8.75 8.75 122724127 1007032681 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 42.53 6.625 6.625 122571105 1006963423 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 48.72 8.125 8.125 122799040 1007144981 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 20.9 7.875 7.875 122901239 1007214925 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.98 10.75 10.75 122878996 1007155037 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.2 7.875 7.875 121746945 3001522030 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.78 8.25 8.25 121746830 3001521032 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.14 6.875 6.875 122902260 1007205816 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.69 10.75 10.75 122531277 1006962573 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P STATED 44.2 9.625 9.625 122731874 1007104035 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.75 8.75 8.75 122781636 1007185364 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.23 9.75 9.75 122485037 1006953994 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.05 7.5 7.5 122537723 1006926743 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.11 8 8 122647127 1006981607 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.34 8.875 8.875 122685784 1006925778 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 45.74 7.375 7.375 122695062 1007141961 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.77 6.875 6.875 122855739 1007186503 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 33.76 5.25 5.25 122611700 1007027640 1 3/1/2006 3/1TR40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 31.54 7.75 7.75 122474873 1007099243 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 39.98 8.375 8.375 121747082 3001523244 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.99 8.5 8.5 122614074 1006951493 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.83 7.625 7.625 122784594 1007043803 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 39.67 6.45 6.45 122687557 1006990335 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P NO RATIO 0 6.375 6.375 121756595 1006036113 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.9 7.99 7.99 121759816 1006083248 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.32 6.95 6.95 122401714 3001572654 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.83 9 9 122741532 1007190968 1 3/1/2006 5/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.96 8 8 122560704 1007007188 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.7 8.375 8.375 120791584 1005173347 2 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC C STATED 46.53 8.125 7.75 122447602 1007090093 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 39.49 8.375 8.375 122700558 1007040072 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 45.29 7.125 7.125 121746882 3001521511 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 47.89 8.78 8.78 121746832 3001521057 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC N STATED 41.09 6.375 6.375 122560822 1006914517 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.5 9.125 9.125 122475859 1006961757 1 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.75 6.375 6.375 122721163 1007016510 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P NO INCOME NO ASSETS 0 5.375 5.375 122853511 1007107749 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 45.32 8.75 8.75 122511520 1006898967 1 3/1/2006 2/6LI40/30 TOWNHOUSE 1 OWNER OCC P STATED 39.27 7.25 7.25 121746849 3001521222 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.39 8.75 8.75 121746743 3001520307 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26 6.325 6.325 121746848 3001521214 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.81 8.825 8.825 121747272 3001524697 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 53.43 6.25 6.25 122621032 1007037268 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.13 7 7 122554934 1007051947 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 36.27 7.375 7.375 122430920 1006922734 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 46.27 8.125 8.125 122644263 1006975104 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 45.74 9.125 9.125 122537958 1006937831 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.8 6.5 6.5 122570980 1006946717 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.01 9.25 9.25 122692353 1007076647 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.84 8.25 8.25 122756570 1007065582 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 48.03 9.625 9.625 122794095 1007238353 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.08 10.375 10.375 122714930 1007032491 2 3/1/2006 IO 5/6 LIB PUD 1 OWNER OCC P FULL 46.58 7.25 7.25 122401695 3001572472 2 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC N FULL 44.28 8.45 8.45 122699252 1007142126 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.81 8.25 8.25 122605642 1007075284 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.95 8.5 8.5 121747074 3001523160 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.19 7.25 7.25 122655645 1006967143 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.55 7 7 122740730 1007077348 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.77 7 7 122739922 1007065038 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.15 7.075 7.075 122784587 1007043761 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 44.96 6 6 122635675 1006912636 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.82 9.5 9.5 122652801 1006981920 1 3/1/2006 2/6LI40/30 4 UNIT 4 OWNER OCC C STATED 39.62 8.375 8.375 122802820 1007134370 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.91 7.125 7.125 122636880 1007079062 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 51.32 9.75 9.75 122630058 1006921256 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.17 7.875 7.875 122608994 1006903239 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 46.56 7.625 7.625 122679521 1007102633 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.87 6.75 6.75 122640333 1007056938 2 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC C STATED 42.89 8.625 8.625 121749286 3001549363 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.94 7.95 7.95 122529925 1006923351 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.25 8.5 8.5 122965190 1007240052 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 48.92 10.875 10.875 122556848 1007022997 1 3/1/2006 3/1TR40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.87 8.125 8.125 122626884 1006921199 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 42.83 8.625 8.625 122724203 1007053406 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 54.54 10 10 121746784 3001520638 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47 6.45 6.45 122731679 1007064601 2 3/1/2006 IO5/1LIB45 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.83 6.5 6.5 122520077 1006945750 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 53.25 6.375 6.375 122888316 1007148636 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 28.68 10.5 10.5 122612625 1006987893 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.16 8.75 8.75 122582036 1007056201 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 47.72 6.875 6.875 122673198 1006949612 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 33.34 10.625 10.625 122682118 1007102732 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 35.81 8.125 8.125 122710933 1007032343 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 41.76 7.25 7.25 122741597 1007151440 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.42 8.75 8.75 122910714 1007215146 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 37.16 8 8 122787436 1007254350 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.78 7.75 7.75 122548695 1006911208 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.94 6.875 6.875 122653153 1006975518 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.76 5.875 5.875 122678574 1007118266 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C STATED 49.82 7.375 7.375 122730588 1007085259 1 3/1/2006 2/6LI40/30 TOWNHOUSE 1 OWNER OCC C STATED 42.18 8.75 8.75 122750920 1007021312 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.7 9.25 9.25 122586868 1006987208 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 32.19 8.8 8.8 122798247 1007086513 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C FULL 44.69 8 8 121749047 3001535156 1 3/1/2006 2/6 LIB PUD 1 OWNER OCC N STATED 35.91 7.5 7.5 121747265 3001524630 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.86 7.45 7.45 121746983 3001522394 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 48.03 7.2 7.2 121749588 3001552060 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.94 8.075 8.075 121730818 3001391469 2 3/1/2006 IO 2/6 LIB 3 UNIT 3 OWNER OCC P FULL 46.74 6.85 6.85 121747153 3001523723 1 3/1/2006 IO 2/6 LIB PUD 1 NON-OWNER C STATED 47.96 8.65 8.65 122602240 1006987646 2 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC P FULL 34.97 7.625 7.625 122316270 1006929523 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.06 6.875 6.875 122775466 1007158577 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 36.08 7.75 7.75 122745911 1007112145 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 27.36 8.125 8.125 122836975 1007146614 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.58 6.75 6.75 122724582 1007020900 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C FULL 44.85 6.75 6.75 122140177 1006909491 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC N FULL 30.51 10.5 10.5 122825651 1007093220 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER C STATED 7.32 8.625 8.625 122801792 1007095506 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 49.27 6.25 6.25 122690591 1007079641 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 31.77 7.25 7.25 122785002 1007086315 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.74 9.75 9.75 122725595 1007142654 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.83 6.875 6.875 122823117 1007106808 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.42 7.25 7.25 122739907 1007064882 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.57 7.425 7.425 122152587 1006468266 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 20.51 6.35 6.35 122686257 1007012535 2 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC P STATED 41.21 7.18 7.18 121746791 3001520679 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 44.72 7.2 7.2 121935735 1006258857 1 3/1/2006 IO 3/6 LIB PUD 1 OWNER OCC P FULL 39.72 6.1 6.1 122691966 1007102849 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 39.77 7.75 7.75 122132851 1006977753 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C LIMITED DOCUMENTATION 49.91 8.375 8.375 122571351 1006992711 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C FULL 39.11 8.75 8.75 122551505 1006958001 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.17 8.375 8.375 122807804 1007109414 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.67 9.5 9.5 122880734 1007122227 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.25 6.875 6.875 122244597 1006944829 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.27 6.75 6.75 122707228 1007013442 1 3/1/2006 FIXED30 CONDO UNIT 1 OWNER OCC P FULL 47.87 9.625 9.625 122525615 1006937534 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 33.03 8 8 122809166 1007134503 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.57 7.75 7.75 122482646 1006992240 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.62 7.75 7.75 122838951 1007193186 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER C LIMITED DOCUMENTATION 53.2 9.5 9.5 121746825 3001520984 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 50.14 7.65 7.65 122401718 3001572696 2 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.76 9.65 9.65 121746880 3001521495 1 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC C FULL 43.74 5.75 5.75 122359120 1007022476 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME C STATED 34.79 8.5 8.5 122543588 1006918336 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.99 7.25 7.25 121746664 3001519929 2 3/1/2006 2/6 LIBOR 3 UNIT 3 OWNER OCC P FULL 49.39 6.875 6.875 122562885 1006938433 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.68 6.375 6.375 122910194 1007239443 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.99 9.375 9.375 122589737 1006924292 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC P STATED 41.58 6.75 6.75 122399185 3001538333 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.6 6.75 6.75 122224477 1007015934 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.42 7 7 122703119 1007040213 2 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC C STATED 36.05 8.375 8.375 122354353 1006953697 2 3/1/2006 FIXED30 2 UNIT 2 OWNER OCC N STATED 43.79 8.75 8.75 122254821 1006664039 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.01 7.75 7.75 122588812 1006992893 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 41.02 8.5 8.5 122639367 1006907024 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 28.08 8.25 8.25 122653127 1007220633 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 35.99 9 9 122782622 1007112871 2 3/1/2006 2/6LI40/30 4 UNIT 4 OWNER OCC C STATED 31.65 8 8 122818281 1007095647 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 38.1 10.125 10.125 122677603 1007025040 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.75 9.5 9.5 122658221 1006989246 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 33.95 7.25 7.25 122764744 1007116336 1 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 40.82 6.625 6.625 122545980 1006918443 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.86 6.375 6.375 122665581 1007001264 1 0/0/0000 XX 0/0 XXX XXXX XXXX CONDO 1 OWNER OCC P FULL 42.65 7.375 7.375 122838618 1007202987 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC C STATED 46.59 8.625 8.625 121746811 3001520851 1 3/1/2006 2/6LIB40/30 CONDO UNIT 1 OWNER OCC C FULL 39.08 6.99 6.99 122249984 1006971194 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.27 9.125 9.125 122779805 1007092339 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.73 7.625 7.625 122981267 1007216219 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 49.56 8.75 8.75 122802773 1007163874 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.53 7 7 122942522 1007196981 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER P FULL 23.55 9.25 9.25 121748434 3001505605 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC C STATED 50.12 6.99 6.99 122890853 1007128612 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.08 6.75 6.75 122897596 1007155623 2 3/1/2006 3/1 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.08 8.625 8.625 122447386 1006952442 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 44.33 8.125 8.125 122597568 1006939373 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 29.96 6.875 6.875 122728712 1007085226 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 45.49 10.625 10.625 121747081 3001523236 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 36.47 6.875 6.875 121749291 3001549413 1 3/1/2006 2/6LIB40/30 4 UNIT 4 OWNER OCC C STATED 48.08 8.55 8.55 122784595 1007043811 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 20.65 6.68 6.68 122500810 1006923161 2 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC P FULL 43.13 7.875 7.875 121747901 3001528391 1 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC C STATED 36.54 6.125 6.125 122567403 1006933988 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.73 8.75 8.75 122681737 1006976581 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.3 6.5 6.5 121746780 3001520596 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 48.38 7.8 7.8 121749336 3001549819 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 37.29 8.125 8.125 122912918 1007206111 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C FULL 44.79 8.875 8.875 122255369 1006944845 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C STATED 43.79 7.375 7.375 122533288 1006910978 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 19.31 8.25 8.25 122817703 1007078221 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.7 9.375 9.375 122074902 1006384562 1 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.27 6.55 6.55 122739914 1007064957 2 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 50.92 6.875 6.875 122724433 1007080334 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.99 7.625 7.625 122686262 1006976797 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 51.23 6.875 6.875 122509167 1006945602 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 52.27 10.125 10.125 121745807 3001482615 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.2 6.5 6.5 122571142 1006963431 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.19 8.125 8.125 122494443 1006926420 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.8 8.5 8.5 122649657 1007031113 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC C STATED 49.1 9.25 9.25 122656148 1006982092 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.59 8.625 8.625 122609365 1006931479 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 47.14 9 9 122622911 1006996993 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 28.61 6.875 6.875 122735843 1007091604 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 36.37 9.25 9.25 122787263 1007191867 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.94 9 9 122825131 1007192923 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 33.38 10.125 10.125 122581674 1007052069 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.26 8.875 8.875 122666196 1007076399 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC C STATED 29.8 7.75 7.75 122778956 1007105511 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.3 6.75 6.75 122860416 1007107913 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 42.52 10 10 121732595 3001417744 2 3/1/2006 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 41.89 8.925 8.925 122577770 1007045923 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC C FULL 46.54 6.5 6.5 122667816 1006976037 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.53 6.9 6.9 121746748 3001520349 2 3/1/2006 FIXED30 3 UNIT 3 OWNER OCC C FULL 39.97 6.5 6.5 122895835 1007252198 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.26 7.25 7.25 122639998 1006927881 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.92 6.75 6.75 122741954 1007130006 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 32.38 8.5 8.5 122480568 1006933376 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.92 7.5 7.5 122959174 1007225020 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.85 7.625 7.625 121747919 3001528557 2 3/1/2006 IOFIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 38.44 6.25 6.25 122708375 1007222563 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.39 6.875 6.875 122466145 1007055773 1 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 40.41 7.375 7.375 122915480 1007195983 2 3/1/2006 2/6P LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.66 7.875 7.875 122637368 1006966202 1 3/1/2006 3/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.99 7.875 7.875 121934762 1006758781 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.1 6.99 6.99 122748004 1007123753 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.71 8.375 8.375 122797762 1007092636 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 48.04 6.625 6.625 122880219 1007239088 2 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C FULL 40.32 7 7 122756892 1007049958 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C FULL 42.19 7 7 122406261 3001587710 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.98 5.99 5.99 122627428 1007037375 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.79 8.25 8.25 122635306 1006965691 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC P STATED 49.17 6.5 6.5 122764925 1007054206 2 3/1/2006 IO F30/120 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 22.31 7.125 7.125 122980589 1007252958 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.55 10.375 10.375 122739928 1007065095 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 46.51 7.5 7.5 122554577 1006911281 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.73 8.75 8.75 122786759 1007043951 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.35 9.75 9.75 121740586 3001470271 1 3/1/2006 3/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 43.38 5.45 5.45 121749543 3001551666 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.63 7.5 7.5 122019801 1006316762 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.93 6.375 6.375 121746631 3001519606 2 3/1/2006 IO 2/6 LIB 4 UNIT 4 OWNER OCC P FULL 36.61 5.875 5.875 121746870 3001521420 1 3/1/2006 2/6LIB40/30 2 UNIT 2 OWNER OCC P STATED 42.1 7.9 7.9 122604581 1006958498 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 36.12 6.75 6.75 121749376 3001550163 2 3/1/2006 40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 44.41 7.5 7.5 122629062 1006906786 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.79 7.625 7.625 122821669 1007145970 1 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.99 7.875 7.875 122618508 1006974164 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.62 8.375 8.375 122732160 1007042201 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC C FULL 37.93 7.875 7.875 121747213 3001524176 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 38.61 6.2 6.2 122600478 1006996795 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 43.35 7.625 7.625 122922514 1007224460 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 36.79 9 9 122565312 1007000019 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 28.34 8.75 8.75 122710428 1007040544 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.96 5.625 5.625 121749475 3001551021 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 NON-OWNER N STATED 46.12 8.675 8.675 121746657 3001519853 2 3/1/2006 2/6 LIBOR CONDO UNIT 1 OWNER OCC P FULL 45.72 6 6 121746949 3001522071 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 34.82 9.075 9.075 122887792 1007164807 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 37.39 7.375 7.375 122687563 1006990376 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 31.41 6.625 6.625 122784596 1007043829 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 32.51 6.85 6.85 122664280 1007031303 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 44.04 8.125 8.125 122809653 1007251646 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 43.43 8.25 8.25 122863985 1007154543 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC C FULL 47.81 7.625 7.625 121746958 3001522162 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P STATED 45.58 7.4 7.4 122586677 1006911885 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 35.39 8.375 8.375 122705959 1007013384 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P STATED 42.74 8 8 122456447 1007125584 1 3/1/2006 3/1 ARM SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 44.75 8.875 8.875 122642232 1006948820 1 3/1/2006 3/1 ARM PUD 1 OWNER OCC C FULL 25.68 6.875 6.875 122043025 1006599110 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 36.95 7 7 121749348 3001549918 2 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.46 7.55 7.55 121733026 3001394513 2 3/1/2006 IO 3/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 49.96 5.6 5.6 121730982 3001392772 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 33.26 5.65 5.65 121747894 3001528326 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 52.05 6.49 6.49 121747996 3001529217 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C FULL 20.28 6.375 6.375 122928924 1007188053 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.39 9.875 9.875 122401726 3001572761 1 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC C FULL 47.01 9.25 9.25 122646787 1006988750 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.08 6.875 6.875 121935737 1006290363 1 3/1/2006 IO 3/6 LIB PUD 1 OWNER OCC P STATED 43.48 7.75 7.75 122800757 1007075052 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 26.52 8.375 8.375 122594483 1007007667 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 31.91 9.25 9.25 122689095 1007046822 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.67 9.625 9.625 122406535 3001589781 1 3/1/2006 FIXED30 PUD 1 OWNER OCC P STATED 26.6 6.875 6.875 122506458 1006904633 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 47.36 7.375 7.375 121997213 1006373656 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 41.81 7.875 7.875 122761362 1007067679 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 43.17 6.375 6.375 122214312 1006929408 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 44.64 7.375 7.375 122784971 1007086299 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC P STATED 40.88 8.375 8.375 122636515 1007101940 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 42.77 7.875 7.875 121749250 3001549124 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.82 7.725 7.725 122472878 1006945362 1 3/1/2006 2/6 LIBOR 2 UNIT 2 NON-OWNER C STATED 47.57 9.625 9.625 121749454 3001550841 1 3/1/2006 2/6LIB40/30 CONDO UNIT 1 OWNER OCC N STATED 46.67 7.85 7.85 121746865 3001521370 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.85 7.85 7.85 122762805 1007054172 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 28.01 7.125 7.125 122521230 1006972218 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 47.29 6.75 6.75 122115124 1007035023 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 24.38 7.625 7.625 122635997 1006988438 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.46 7.375 7.375 122770626 1007133562 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.21 10 10 122359513 1006654675 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC P STATED 43.8 7.25 7.25 122665980 1007028267 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.82 7.25 7.25 121746756 3001520406 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 40.47 6 6 121733240 3001396229 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 43.86 6.365 6.365 122620524 1006980690 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.46 7.5 7.5 122853245 1007242066 2 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.81 8.75 8.75 122632452 1007056763 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 46.92 8.75 8.75 121747683 3001526395 1 0/0/0000 XX 0/0 XXX 0 XXXX 0 XXX-XXXXX X FULL 51.52 6.375 6.375 122669232 1006944134 1 3/1/2006 IO 5/1TREA 2 UNIT 2 OWNER OCC P STATED 43.89 6.875 6.875 122705067 1007073818 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P STATED 38.27 7.375 7.375 121746750 3001520364 1 3/1/2006 FIXED30 2 UNIT 2 OWNER OCC C STATED 46.91 6.95 6.95 122643033 1007229964 1 3/1/2006 3/1TR40/30 2 UNIT 2 OWNER OCC C LIMITED DOCUMENTATION 31.45 7.875 7.875 122788953 1007222928 1 3/1/2006 FIXED40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.22 8.125 8.125 121749511 3001551344 1 3/1/2006 2/6LIB40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 41.43 7.25 7.25 122655868 1006952061 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.4 7.5 7.5 122709739 1007190497 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.65 7.5 7.5 121746738 3001520265 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 47.79 6.99 6.99 122656102 1006949166 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48 7.25 7.25 122648482 1006981656 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC C FULL 35.2 8.5 8.5 122470978 1006936478 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 42.82 8.75 8.75 121749537 3001551609 1 3/1/2006 2/6LIB40/30 2 UNIT 2 NON-OWNER C STATED 18.54 8.6 8.6 121748427 3001505530 1 3/1/2006 IOFIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.66 6.09 6.09 122582373 1007117805 1 3/1/2006 2/6LI40/30 2 UNIT 2 OWNER OCC P STATED 47.84 6.875 6.875 121746716 3001520083 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 49.35 8.365 8.365 122711468 1007212515 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 26.41 8.625 8.625 122466698 1007030107 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 49.48 8.75 8.75 122668740 1007004813 1 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P FULL 41.06 7 7 122635367 1007004326 1 3/1/2006 2/6LI40/30 CONDO UNIT 1 OWNER OCC C STATED 22.54 9.5 9.5 122764434 1007201377 1 3/1/2006 2/6P LIBOR 2 UNIT 2 OWNER OCC C LIMITED DOCUMENTATION 14.82 7.5 7.5 121746747 3001520331 2 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 45.24 6.5 6.5 122613351 1007069162 2 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC P STATED 49.34 8.375 8.375 122667813 1006976003 2 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.08 8.25 8.25 122612015 1007101692 1 3/1/2006 FIXED40/30 PUD 1 OWNER OCC C STATED 49.16 7.5 7.5 122696322 1007012931 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 42.57 6.5 6.5 122790693 1007044041 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 34.6 6.75 6.75 122139935 1006605198 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.51 8.125 8.125 122771318 1007003211 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 33.89 10.375 10.375 122531192 1006937708 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 40.46 7.75 7.75 122608627 1006927436 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.44 6.375 6.375 122790098 1007185497 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME C STATED 32.6 8.75 8.75 121749407 3001550437 2 3/1/2006 2/6LIB40/30 2 UNIT 2 OWNER OCC C STATED 41.05 7.06 7.06 121749284 3001549348 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.5 7.1 7.1 122687556 1006990327 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P NO INCOME NO ASSETS 0 6.125 6.125 122721162 1007016502 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 NON-OWNER P NO RATIO 0 8.625 8.625 122794652 1007251562 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 32.04 8.375 8.375 122562541 1007030370 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 45.16 7.375 7.375 122593215 1006924417 2 3/1/2006 3/6 LIBOR PUD 1 OWNER OCC C FULL 44.02 7.25 7.25 122271642 1006915902 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.29 7.625 7.625 121747270 3001524671 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 47.84 6.6 6.6 121730854 3001391725 1 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC P FULL 38.13 5.7 5.7 122602493 1006987661 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 46.01 6.5 6.5 122670857 1007031428 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 48.59 9.75 9.75 121747104 3001523384 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 35.06 7.25 7.25 121746741 3001520281 2 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 40.93 7.74 7.74 122621275 1006974248 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 39.14 6.5 6.5 122738464 1007071465 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 NON-OWNER P STATED 41.42 7.75 7.75 122677040 1007190141 2 3/1/2006 FIXED30 2 UNIT 2 OWNER OCC C FULL 40.31 6.99 6.99 122720073 1007025909 2 3/1/2006 2/6LI40/30 TOWNHOUSE 1 OWNER OCC C STATED 42.12 7.625 7.625 122693700 1007028713 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C LIMITED DOCUMENTATION 41.74 6.5 6.5 122635828 1006981177 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 38.26 8.25 8.25 121746632 3001519614 1 3/1/2006 IO 2/6 LIB 3 UNIT 3 OWNER OCC P STATED 42.19 6.875 6.875 121747114 3001523467 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 24.21 6.4 6.4 121747794 3001527419 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 47.83 6.625 6.625 121747660 3001526171 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC P STATED 43.08 6.75 6.75 121747937 3001528730 2 3/1/2006 IO 2/6 LIB CONDO UNIT 1 OWNER OCC C STATED 39.72 6.875 6.875 122667815 1006976029 1 3/1/2006 2/6 LIBOR 2 UNIT 2 OWNER OCC P STATED 46.45 6.5 6.5 121747667 3001526247 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 45.52 6.125 6.125 121749143 3001548225 1 3/1/2006 3/6 LIBOR CONDO UNIT 1 OWNER OCC P STATED 35.45 6.55 6.55 122680944 1006968448 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 37.07 6.25 6.25 122580186 1006882706 1 0/0/0000 0/0 XXXXX XXXX XXXX CONDO 1 OWNER OCC P FULL 39.9 8.625 8.625 122953503 1007188392 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C STATED 45.74 9 9 122693322 1006960767 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.27 5.75 5.75 122461596 1006936346 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 41.79 7.25 7.25 121747918 3001528540 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 52.93 6.99 6.99 122769465 1007213000 1 3/1/2006 5/1L40/30 CONDO UNIT 1 OWNER OCC C FULL 44.74 7.125 7.125 122807389 1007230756 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 48.96 7.75 7.75 122625722 1006915373 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 46.25 8.75 8.75 122822050 1007134842 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 42.74 7.5 7.5 121747256 3001524549 1 3/1/2006 FIXED30 SINGLE FAMILY RESIDENCE 1 OWNER OCC N STATED 44.13 6.75 6.75 121730851 3001391709 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 49.9 7.375 7.375 122754405 1007217845 2 3/1/2006 2/6LI40/30 PUD 1 OWNER OCC P STATED 38.57 7.625 7.625 120039774 1004579759 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P FULL 22.88 8.75 6.875 122614257 1007036971 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 49.71 8.75 8.75 122406330 3001588197 1 3/1/2006 5/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 48.24 5.99 5.99 120247634 1004776181 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 7.59 7.5 6.625 121747716 3001526692 2 3/1/2006 IO 2/6 LIB 2 UNIT 2 OWNER OCC C FULL 43.46 6.5 6.5 121747878 3001528201 2 3/1/2006 IO 5/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 54.77 5.75 5.75 122429272 1006978207 2 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 37.46 7.5 7.5 122790269 1007178658 2 3/1/2006 2/6 LIBOR 3 UNIT 3 OWNER OCC P STATED 47.69 7.25 7.25 122494609 1006961997 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC P STATED 40.4 7.125 7.125 122899926 1007246836 1 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC C FULL 38.11 7 7 122699196 1007040007 1 3/1/2006 2/6LI40/30 SINGLE FAMILY RESIDENCE 1 OWNER OCC C FULL 27.53 6.875 6.875 121749329 3001549744 1 3/1/2006 3/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME C FULL 42 7.25 7.25 122681754 1007052747 1 3/1/2006 IO 2/6 LIB PUD 1 OWNER OCC C STATED 38.05 9.125 9.125 122398460 3001501760 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P FULL 49.74 6.375 6.375 122594360 1006992984 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 OWNER OCC C STATED 46.72 7.875 7.875 122694465 1007118514 1 3/1/2006 2/6 LIBOR SINGLE FAMILY RESIDENCE 1 2ND HOME P STATED 46.37 8.5 8.5 122060640 1006944704 1 3/1/2006 IO 5/6 LIB PUD 1 OWNER OCC P FULL 51.09 5.875 5.875 122566956 1007036187 1 3/1/2006 IO 2/6 LIB SINGLE FAMILY RESIDENCE 1 OWNER OCC P STATED 42.73 8.5 8.5 122827525 1007093279 2 3/1/2006 2/6 LIBOR PUD 1 OWNER OCC P FULL 42.43 8.875 8.875 Loan Number Scheduled Payment Original Principal Balance Cut-off Date Balance First Payment Date Maturity Date Combined LTV at Origination Property City Property State Property Zip Borrower Carried Mortgage Mortgage Insurance Prepayment Charge Prepayment Type ----------- ----------------- -------------------------- -------------------- ------------------ ------------- --------------------------- ------------- -------------- ------------ ------------------------- ------------------- ----------------- ---------------- 122661630 134.68 13600 13600 4/1/2006 3/1/2036 80 XXXXXX XXXX XX 00000 0 0 0 NONE 122673821 170.11 19800 19800 4/1/2006 3/1/2036 90 XXXXXXXXX XX 00000 0 0 2H HARD 122216663 154.3 21800 21784.22 3/1/2006 2/1/2036 000 XXXXXXXXXX XX 00000 0 0 3H HARD 122500225 173.01 22500 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122698422 816.09 99200 99148.58 3/1/2006 2/1/2036 100 KATY TX 77449 0 0 0 NONE 122579924 710.68 99200 99129.99 3/1/2006 2/1/2036 100 CLAYTON NC 27520 0 0 0H NONE 122203309 789.28 99200 99144.39 3/1/2006 2/1/2036 100 MERRILLVILLE IN 46410 0 0 3H HARD 122580157 568.33 99200 99200 3/1/2006 2/1/2036 100 SPRING TX 77386 0 0 2H HARD 120882065 709.16 99750 95771.76 4/1/2005 3/1/2035 95 PARK FOREST IL 60466 0 0 0 NONE 122749444 766.99 99750 99750 4/1/2006 3/1/2036 75 NORCROSS GA 30093 0 0 3H HARD 121732588 800.82 99750 99415.16 10/1/2005 9/1/2035 92.36 INKSTER MI 48141 0 0 0 NONE 120792835 778.05 100000 99231.81 3/1/2005 2/1/2035 18.519 WALTHAM MA 2453 0 0 0 NONE 122008276 877.57 100000 99800.25 12/1/2005 11/1/2035 43.478 ALPHA NJ 8865 0 0 0 NONE 122315153 760.07 100000 99937.85 3/1/2006 2/1/2036 100 TAMPA FL 33610 0 0 2H HARD 122544243 733.76 100000 99932.91 3/1/2006 2/1/2036 100 DETROIT MI 48228 0 0 3H HARD 122366989 804.62 100000 99945.38 3/1/2006 2/1/2036 55.556 SAUGERTIES NY 12417 0 0 2H HARD 122532945 716.41 100000 99929.42 3/1/2006 2/1/2036 95.42 PALMYRA VA 22963 0 0 2H HARD 122708725 896.1 100000 60854.17 3/1/2006 2/1/2036 79.365 MARIETTA GA 30066 0 0 0 NONE 122758834 840.85 100000 100000 4/1/2006 3/1/2036 40 CHICAGO IL 60637 0 0 0 NONE 122903613 1086.69 100000 100000 4/1/2006 3/1/2036 62.21 MONROE NC 28110 0 0 0 NONE 122991571 886.82 100000 100000 4/1/2006 3/1/2036 66.667 EFLAND NC 27243 0 0 0 NONE 123039819 768.91 100000 100000 4/1/2006 3/1/2036 100 FORT WALTON BEACH FL 32548 0 0 0 NONE 122462411 733.76 100000 99932.91 3/1/2006 2/1/2036 67.568 MINNEAPOLIS MN 55412 0 0 0 NONE 122715847 725.07 100000 100000 5/1/2006 4/1/2036 80 ATLANTA GA 30316 0 0 0 NONE 122832283 831.75 100000 100000 5/1/2006 4/1/2036 100 MELVINDALE MI 48122 0 0 3H HARD 122602358 790.66 100000 99980.17 3/1/2006 2/1/2036 100 OGDENSBURG NY 13669 0 0 2H HARD 122745600 822.68 100000 100000 4/1/2006 3/1/2036 74.074 TWIN FALLS ID 83301 0 0 2H HARD 122593988 804.62 100000 100000 4/1/2006 3/1/2036 80 HOUSTON TX 77043 0 0 3H HARD 122851557 927.01 100000 100000 4/1/2006 3/1/2021 80 MERRITT ISLAND FL 32952 0 0 3H HARD 122625426 725.07 100000 99931.18 3/1/2006 2/1/2036 100 LANCASTER TX 75134 0 0 3H HARD 122609905 690.68 100000 99923.9 3/1/2006 2/1/2036 100 HUMBLE TX 77396 0 0 2H HARD 122682023 840.85 100000 99950.82 3/1/2006 2/1/2036 35.714 INDIO CA 92201 0 0 3H HARD 122820970 751.27 100000 100000 4/1/2006 3/1/2036 100 DAYTON TX 77535 0 0 3H HARD 122643689 822.92 100000 100000 3/1/2006 2/1/2036 80 CHICAGO IL 60628 0 0 2H HARD 122709488 635.42 100000 100000 3/1/2006 2/1/2036 59.88 FRESNO CA 93706 0 0 2H HARD 122651711 572.92 100000 100000 3/1/2006 2/1/2036 95 WESTERVILLE OH 43081 0 0 3H HARD 122405609 699.22 100000 99775.95 1/1/2006 12/1/2035 33.33 Crystal River FL 34428 0 0 0 NONE 122401684 687.5 100000 100000 1/1/2006 12/1/2035 100 REDFORD MI 48240 0 0 0 NONE 122727555 843.38 100300 100300 4/1/2006 3/1/2036 85 TOOELE UT 84074 0 0 2H HARD 122709009 753.91 100352 100288.01 3/1/2006 2/1/2036 100 HOUSTON TX 77053 0 0 3H HARD 122897003 1003.71 100387 100387 4/1/2006 3/1/2036 42.718 HYATTSVILLE MD 20782 0 0 0 NONE 123010208 872.17 100440 100440 5/1/2006 4/1/2036 90 DEARBORN HEIGHTS MI 48125 0 0 3H HARD 123028752 719.99 100500 100500 5/1/2006 4/1/2036 54.324 MAYWOOD IL 60153 0 0 2H HARD 122669048 838.4 100800 100800 4/1/2006 3/1/2036 80 DETROIT MI 48224 0 0 2H HARD 122822190 820.14 100800 100800 4/1/2006 3/1/2036 90 SHREVEPORT LA 71108 0 0 2H HARD 122584215 1046.55 100800 100800 4/1/2006 3/1/2036 70 LADSON SC 29456 0 0 0 NONE 122700320 730.87 100800 100730.63 3/1/2006 2/1/2036 100 LOUISBURG NC 27549 0 0 0 NONE 121749412 877.16 100800 100662.21 1/1/2006 12/1/2035 100 HOUSTON TX 77080 0 0 2S SOFT 122845719 758.48 100960 100960 4/1/2006 3/1/2036 100 AUSTIN TX 78744 0 0 3H HARD 122573986 673.29 101200 101117.04 3/1/2006 2/1/2036 91.937 LOUISVILLE KY 40217 0 0 3H HARD 122827124 1042.06 101250 101250 4/1/2006 3/1/2021 50 SUWANEE GA 30024 0 0 0 NONE 122398855 591.74 101400 101077.63 1/1/2006 12/1/2035 63.375 SPOKANE VALLEY WA 99216 0 0 0 NONE 122872259 753.63 101500 101500 4/1/2006 3/1/2036 76.894 FENTON MI 48430 0 0 3H HARD 122166460 782.4 101500 101500 3/1/2006 2/1/2036 88.261 SHERMAN TX 75092 0 0 3H HARD 121749183 773.27 101500 101310.37 1/1/2006 12/1/2035 70 ORLANDO FL 32809 0 0 2H HARD 122708898 772.23 101600 101536.85 3/1/2006 2/1/2036 100 BRADENTON FL 34208 0 0 2H HARD 122944972 799.29 101600 101600 4/1/2006 3/1/2036 100 BIRMINGHAM AL 35215 0 0 2H HARD 122965963 854.31 101600 101600 5/1/2006 4/1/2036 100 ROWLETT TX 75088 0 0 3H HARD 122719042 710.4 101600 101600 4/1/2006 3/1/2036 95 PENROSE NC 28766 0 0 0 NONE 121746930 601 101600 100864.19 9/1/2005 8/1/2035 95 PIEDMONT SC 29673 0 0 1H HARD 121749185 784.82 101600 101415.94 1/1/2006 12/1/2035 80 RALEIGH NC 27604 0 0 0 NONE 122681220 772.99 101700 101700 4/1/2006 3/1/2036 90 DETROIT MI 48228 0 0 3H HARD 122947345 873.76 101700 101700 5/1/2006 4/1/2036 90 DETROIT MI 48228 0 0 3H HARD 122789071 730.17 101920 101848.06 3/1/2006 2/1/2036 100 FORT WORTH TX 76179 0 0 2H HARD 120419224 739.91 102000 100925.47 1/1/2005 12/1/2034 60 FRANKLIN VA 23851 0 0 0 NONE 122704805 766.29 102000 101934.96 3/1/2006 2/1/2036 85 LANSING MI 48911 0 0 2H HARD 122446876 820.72 102000 101944.28 3/1/2006 2/1/2036 85 DETROIT MI 48205 0 0 3H HARD 122548090 748.44 102000 101931.56 3/1/2006 2/1/2036 60 BALTIMORE MD 21215 0 0 0 NONE 122611036 848.38 102000 101948.5 3/1/2006 2/1/2036 65.806 DENVER CO 80205 0 0 2H HARD 122631718 739.57 102000 101929.81 3/1/2006 2/1/2036 100 LEBANON PA 17046 0 0 2H HARD 122836856 793.35 102000 102000 4/1/2006 3/1/2036 85 CLEVELAND OH 44122 0 0 2H HARD 122860720 848.38 102000 102000 4/1/2006 3/1/2036 100 IRVING TX 75062 0 0 2H HARD 122648834 796.62 102000 102000 4/1/2006 3/1/2036 85 GAINESVILLE GA 30507 0 0 0 NONE 122022827 811.56 102000 101942.81 3/1/2006 2/1/2036 85 LIMA OH 45806 0 0 2H HARD 122686043 1029.6 102000 101969.15 3/1/2006 2/1/2036 68.919 YOUNGSTOWN OH 44515 0 0 3H HARD 122724107 971.37 102000 101963.63 3/1/2006 2/1/2036 100 FOREST PARK GA 30297 0 0 0 NONE 121748270 739.57 102000 101716.44 12/1/2005 11/1/2035 100 DAYTON OH 45420 0 0 3H HARD 121746817 631.55 102000 101999.55 9/1/2005 8/1/2035 85 PORTAGE MI 49002 0 0 2H HARD 122667978 639.5 102320 102320 3/1/2006 2/1/2036 100 MONROE NC 28110 0 0 0 NONE 122697997 661.33 102400 102400 3/1/2006 2/1/2036 100 CLAYTON NJ 8312 0 0 0 NONE 122616872 629.33 102400 102400 3/1/2006 2/1/2036 100 JONESBORO GA 30238 0 0 0 NONE 121749444 689.05 102400 102303.43 1/1/2006 12/1/2035 100 BALCH SPRINGS TX 75180 0 0 2H HARD 122744999 900.39 102600 102600 4/1/2006 3/1/2036 95 PAYNESVILLE MN 56362 0 0 2H HARD 122760849 959.15 102750 102750 4/1/2006 3/1/2036 75 LINCOLN NE 68506 0 0 2H HARD 122634169 979.94 102900 102863.25 3/1/2006 2/1/2036 100 PALATINE IL 60074 0 0 0 NONE 122527794 810.3 103000 102940.74 3/1/2006 2/1/2036 100 LAKE JACKSON TX 77566 0 0 2H HARD 121748205 693.93 103000 102581.7 11/1/2005 10/1/2035 100 Indianapolis IN 46229 0 0 3H HARD 121740546 609.42 103000 102999.42 10/1/2005 9/1/2035 72.54 PHOENIX AZ 85051 0 0 2H HARD 122638725 712.78 103200 103121.47 3/1/2006 2/1/2036 100 HOUSTON TX 77014 0 0 2H HARD 121725231 638.78 103200 101792.84 5/1/2005 4/1/2035 80 HOUSTON TX 77040 0 0 0 NONE 122676322 953.71 103204 103204 4/1/2006 3/1/2036 58.974 WILLINGBORO NJ 8046 0 0 0 NONE 122550507 832.78 103500 103443.47 3/1/2006 2/1/2036 90 LOTTIE LA 70756 0 0 2H HARD 122566496 754.04 103500 103500 4/1/2006 3/1/2036 94.091 CAPE GIRARDEAU MO 63701 0 0 2H HARD 122604021 898.74 103500 103326.22 3/1/2006 2/1/2036 90 ANDERSON SC 29621 0 0 0 NONE 122708566 709.96 103500 103469.26 3/1/2006 2/1/2036 90 NASHVILLE TN 37211 0 0 3H HARD 122729466 715.71 103624 103624 4/1/2006 3/1/2036 90 GOOSE CREEK SC 29445 0 0 0 NONE 120090542 692.75 104000 102510.3 10/1/2004 9/1/2034 100 LOGANVILLE GA 30052 0 0 0 NONE 122612381 754.07 104000 103928.43 3/1/2006 2/1/2036 80 EWING TOWNSHIP NJ 8638 0 0 0 NONE 122872731 846.18 104000 104000 4/1/2006 3/1/2036 74.82 PORT RICHEY FL 34668 0 0 3H HARD 122673219 808.9 104000 104000 4/1/2006 3/1/2036 83.871 SAINT CHARLES IA 50240 0 0 3H HARD 122401775 803.36 104000 103811.59 1/1/2006 12/1/2035 80 MONROE MI 48162 0 0 0 NONE 121908460 755.23 104160 103796.87 11/1/2005 10/1/2035 100 LAVERGNE TN 37086 0 0 2H HARD 122840695 795.34 104640 104640 4/1/2006 3/1/2036 100 HOUSTON TX 77062 0 0 3H HARD 122850102 833.04 104700 104700 4/1/2006 3/1/2036 52.424 BUCKEYE AZ 85326 0 0 2H HARD 122640207 777.54 104720 104651.5 3/1/2006 2/1/2036 100 PINSON AL 35126 0 0 2H HARD 122543357 768.93 104792 104792 4/1/2006 3/1/2036 100 HUMBLE TX 77338 0 0 2H HARD 122654013 688.46 104800 104711.96 3/1/2006 2/1/2036 99.62 OWENSBORO KY 42301 0 0 3H HARD 123041298 930.28 104900 104900 5/1/2006 4/1/2036 100 DOUGLASVILLE GA 30135 0 0 0 NONE 122715870 999.94 105000 104962.56 3/1/2006 2/1/2036 70 POLAND ME 4274 0 0 0 NONE 122822095 807.36 105000 105000 4/1/2006 3/1/2036 43.75 CHERRY HILL NJ 8003 0 0 0 NONE 122401750 842.97 105000 104825.73 1/1/2006 12/1/2035 75 YPSILANTI MI 48198 0 0 0 NONE 122401762 896.34 105000 104849.46 1/1/2006 12/1/2035 92.92 MELVINDALE MI 48122 0 0 0 NONE 122728393 689.78 105000 104823.06 2/1/2006 1/1/2036 77.778 TAMPA FL 33619 0 0 0 NONE 122651379 744.6 105200 105123.86 3/1/2006 2/1/2036 100 HOUSTON TX 77061 0 0 2H HARD 122748842 711.8 105200 105167.62 3/1/2006 2/1/2036 100 FORT WORTH TX 76131 0 0 3H HARD 122624171 869.84 105362 105307.84 3/1/2006 2/1/2036 84.519 LOUISA VA 23093 0 0 2H HARD 122485346 839.01 105450 105450 4/1/2006 3/1/2036 95 BROOKLYN OH 44144 0 0 2H HARD 122763896 945.39 105500 105500 4/1/2006 3/1/2036 100 HOUSTON TX 77080 0 0 3H HARD 122615435 648.51 105520 105520 3/1/2006 2/1/2036 100 MIAMI FL 33125 0 0 1H HARD 122758934 802.64 105600 105600 4/1/2006 3/1/2036 89.924 IRMO SC 29063 0 0 0 NONE 122773157 738.37 105600 105600 4/1/2006 3/1/2036 100 ARLINGTON TX 76001 0 0 3H HARD 122680756 616 105600 105600 4/1/2006 3/1/2036 100 DEERFIELD BEACH FL 33441 0 0 0 NONE 121749592 667.77 105600 105483.6 1/1/2006 12/1/2035 100 RIVERDALE GA 30274 0 0 0 NONE 122896592 803.31 105688 105688 4/1/2006 3/1/2036 100 HOUSTON TX 77048 0 0 3H HARD 122649170 794.63 105772 105704.18 3/1/2006 2/1/2036 100 HOUSTON TX 77044 0 0 2H HARD 122589836 989.49 106000 105919.83 2/1/2006 1/1/2036 100 DEARBORN HEIGHTS MI 48125 3H HARD 122711332 669.99 106000 105904.18 3/1/2006 2/1/2036 100 PORT SAINT LUCIE FL 34952 0 0 2H HARD 122772414 830.12 106000 106000 4/1/2006 3/1/2036 79.104 MILLVILLE NJ 8332 0 0 1H HARD 122833971 1019.49 106000 106000 4/1/2006 3/1/2036 58.889 NEWFIELD NJ 8344 0 0 0 NONE 122806845 910.7 106000 106000 4/1/2006 3/1/2036 100 HOUSTON TX 77087 0 0 3H HARD 121764560 733.84 106250 105589.15 8/1/2005 7/1/2035 85 ALBANY NY 12206 0 0 0 NONE 122966672 893.83 106300 106300 5/1/2006 4/1/2036 86.423 HOUSTON TX 77099 0 0 3H HARD 121746933 670.77 106400 105712.37 9/1/2005 8/1/2035 100 STRONGSVILLE OH 44149 0 0 2H HARD 122582672 808.83 106415 106348.86 3/1/2006 2/1/2036 100 HOUSTON TX 77073 0 0 2H HARD 122932914 964.26 106500 106500 4/1/2006 3/1/2036 100 KATY TX 77449 0 0 2H HARD 122841107 905.24 106500 106500 4/1/2006 3/1/2036 75.532 CITRUS SPRINGS FL 34434 0 0 3H HARD 122914976 899.71 107000 107000 4/1/2006 3/1/2036 100 HOUSTON TX 77072 0 0 2H HARD 122701967 889.97 107000 106945.59 3/1/2006 2/1/2036 75.352 HARRELLS NC 28444 0 0 0 NONE 122593527 805.36 107200 107131.64 3/1/2006 2/1/2036 100 WORCESTER MA 1605 0 0 0 NONE 122848469 767.99 107200 107200 4/1/2006 3/1/2036 100 VIRGINIA BEACH VA 23456 0 0 3H HARD 122779346 666.32 107224 107224 4/1/2006 3/1/2036 100 LANCASTER TX 75146 0 0 2H HARD 121749492 875.37 107350 107178.21 1/1/2006 12/1/2035 95 BROKEN ARROW OK 74012 0 0 2H HARD 122860817 1085.12 107500 107500 4/1/2006 3/1/2036 69.805 COLUMBUS OH 43204 0 0 2H HARD 122947965 767.7 107500 107500 4/1/2006 3/1/2036 51.932 DAYTONA BEACH FL 32117 0 0 2H HARD 122614375 807.76 107520 107451.44 3/1/2006 2/1/2036 100 ROUND ROCK TX 78681 0 0 2H HARD 122562889 914.04 107536 107484.49 3/1/2006 2/1/2036 90 AMHERST NY 14228 0 0 2H HARD 121714844 1129.63 107800 107681.52 12/1/2005 11/1/2035 70 TAYLOR MI 48180 0 0 2H HARD 122583904 887.67 107900 107831.73 3/1/2006 2/1/2036 65 TROY NY 12180 0 0 0 NONE 122823213 937.12 107920 107920 4/1/2006 3/1/2036 80 TRENTON NJ 8610 0 0 0 NONE 122463647 849.64 108000 107937.86 3/1/2006 2/1/2036 80 LANCASTER NY 14086 0 0 1H HARD 122567220 947.78 108000 107952.22 3/1/2006 2/1/2036 80 PLANT CITY FL 33563 0 0 2H HARD 122625761 840.01 108000 108000 4/1/2006 3/1/2036 90 JACKSONVILLE FL 32218 0 0 3H HARD 122675970 849.64 108000 107937.86 3/1/2006 2/1/2036 90 FAIRFIELD TOWNSHIP NJ 8302 0 0 0 NONE 122730884 801.9 108000 108000 4/1/2006 3/1/2036 100 DEARBORN MI 48126 0 0 3H HARD 122735745 898.29 108000 108000 4/1/2006 3/1/2036 90 WYLIE TX 75098 0 0 2H HARD 122603319 690.85 108000 107961.65 3/1/2006 2/1/2036 100 MIAMI FL 33176 0 0 2H HARD 122446156 917.99 108000 107948.26 3/1/2006 2/1/2036 94.737 MONROE NC 28110 0 0 0 NONE 122656655 783.07 108000 107908.75 3/1/2006 2/1/2036 100 NORTH VERSAILLES PA 15137 0 0 3H HARD 122749810 783.07 108000 107925.68 3/1/2006 2/1/2036 79.705 NORFOLK VA 23505 0 0 3H HARD 122362659 776.25 108000 108000 3/1/2006 2/1/2036 100 MIAMI FL 33125 0 0 2H HARD 122663543 630 108000 108000 3/1/2006 2/1/2036 100 KENNESAW GA 30144 0 0 0 NONE 122690335 776.25 108000 108000 3/1/2006 2/1/2036 95 WATERLOO IA 50701 0 0 2H HARD 122589878 776.25 108000 108000 3/1/2006 2/1/2036 100 PEMBROKE GA 31321 0 0 0 NONE 121724908 740.42 108000 106806.5 3/1/2005 2/1/2035 90 HUNTSVILLE TX 77340 0 0 0 NONE 121724910 740.42 108000 106806.5 3/1/2005 2/1/2035 90 HUNTSVILLE TX 77340 0 0 0 NONE 121724912 740.42 108000 106806.5 3/1/2005 2/1/2035 90 HUNTSVILLE TX 77340 0 0 0 NONE 121747299 892.41 108000 107658.65 10/1/2005 9/1/2035 80 CATSKILL NY 12414 0 0 2H HARD 122848102 861.68 108300 108300 4/1/2006 3/1/2036 90.25 RAINSVILLE AL 35986 0 0 2H HARD 121741209 564.3 108345 108345 11/1/2005 10/1/2035 95 CONROE TX 77301 0 0 0 NONE 122803774 842.74 108350 108350 4/1/2006 3/1/2036 100 CEDAR HILL TX 75104 0 0 2H HARD 122632784 872.21 108400 108340.79 3/1/2006 2/1/2036 80 QUITMAN AR 72131 0 0 2H HARD 122713858 723.32 108720 108630.88 3/1/2006 2/1/2036 100 JACKSONVILLE FL 32211 0 0 3H HARD 121676024 678.46 108750 107929.05 8/1/2005 7/1/2035 75 TUCKER GA 30084 0 0 0 NONE 122559843 904.94 108800 108745.06 3/1/2006 2/1/2036 95 CLEVELAND OH 44109 0 0 0 NONE 122871323 779.46 108800 108800 4/1/2006 3/1/2036 85 PORT RICHEY FL 34668 0 0 3H HARD 122746329 770.08 108800 108721.25 3/1/2006 2/1/2036 100 DALLAS TX 75227 0 0 3H HARD 122376890 760.75 108800 108800 4/1/2006 3/1/2036 100 PRATTVILLE AL 36066 0 0 3H HARD 121746767 786.99 108800 108262.72 9/1/2005 8/1/2035 80 BALTIMORE MD 21229 0 0 0 NONE 121724802 788.44 109000 107346.4 2/1/2005 1/1/2035 100 BATON ROUGE LA 70810 0 0 3H HARD 122497636 879.05 109250 109190.33 3/1/2006 2/1/2036 95 FORT PAYNE AL 35967 0 0 2H HARD 122646297 813.78 109600 109600 4/1/2006 3/1/2036 100 ORMOND BEACH FL 32174 0 0 2H HARD 122816973 1137.92 109600 109600 4/1/2006 3/1/2036 69.809 DEPTFORD NJ 8096 0 0 0 NONE 123040402 785.19 109600 109600 5/1/2006 4/1/2036 100 LITHONIA GA 30058 0 0 0 NONE 122713734 719.99 109600 109600 4/1/2006 3/1/2036 100 BOLINGBROOK IL 60440 0 0 0 NONE 122909050 852.85 109650 109650 4/1/2006 3/1/2036 85 ATHENS AL 35611 0 0 2H HARD 122543558 769.14 110000 109918.36 3/1/2006 2/1/2036 75.862 HIALEAH FL 33012 0 0 2H HARD 122604267 810.98 110000 109926.94 3/1/2006 2/1/2036 55 ATHOL ID 83801 0 0 2H HARD 122629088 836.08 110000 110000 4/1/2006 3/1/2036 71.895 DAVENPORT FL 33837 0 0 2H HARD 122522231 836.08 110000 109931.63 3/1/2006 2/1/2036 72.368 OKEECHOBEE FL 34972 0 0 2H HARD 121748208 641.67 110000 109991.67 11/1/2005 10/1/2035 100 TROY OH 45373 0 0 3H HARD 122448584 769.94 110320 110319.94 3/1/2006 2/1/2036 100 HIALEAH FL 33015 0 0 0 NONE 121747320 701.39 110392 109605.27 9/1/2005 8/1/2035 100 DELTONA FL 32728 0 0 2H HARD 122693296 839.12 110400 110400 4/1/2006 3/1/2036 100 CLAREMORE OK 74017 0 0 2H HARD 122771147 819.72 110400 110400 4/1/2006 3/1/2036 100 ARLINGTON TX 76002 0 0 3H HARD 121746961 705.72 110500 109904.04 10/1/2005 9/1/2035 85 MENDOTA CA 93640 0 0 2H HARD 121747040 929.14 110500 110110.41 9/1/2005 8/1/2035 85 POULSBO WA 98370 0 0 0 NONE 122652561 920.75 110700 110700 4/1/2006 3/1/2036 90 WYLIE TX 75098 0 0 2H HARD 122805749 755.17 110700 110700 4/1/2006 3/1/2036 90 VILLA RICA GA 30180 0 0 2H HARD 123001494 930.83 110700 110700 4/1/2006 3/1/2036 90 DALLAS GA 30157 0 0 2H HARD 122969796 851.19 110700 110700 5/1/2006 4/1/2036 90 LITTLE ELM TX 75068 0 0 2H HARD 122883213 780.11 110700 110700 4/1/2006 3/1/2036 90 PORT RICHEY FL 34668 0 0 2H HARD 122704700 963.87 111000 110949.44 3/1/2006 2/1/2036 100 DESOTO TX 75115 0 0 2H HARD 123072719 933.35 111000 111000 5/1/2006 4/1/2036 100 HOUSTON TX 77088 0 0 2H HARD 122764251 757.22 111000 110913.41 3/1/2006 2/1/2036 100 FORT WORTH TX 76137 0 0 3H HARD 122657345 944 111060 111006.79 3/1/2006 2/1/2036 88.848 BALTIMORE MD 21218 0 0 0 NONE 122631616 965.6 111200 111149.48 3/1/2006 2/1/2036 80 DECATUR GA 30034 0 0 0 NONE 121732514 788.98 111200 110700.43 10/1/2005 9/1/2035 100 BEDFORD TWP. MI 48182 0 0 0 NONE 122712778 856.19 111350 111282.54 3/1/2006 2/1/2036 85 SAUQUOIT NY 13456 0 0 1H HARD 122570713 916.05 111350 111292.27 3/1/2006 2/1/2036 85 NEW ALBANY IN 47150 0 0 3H HARD 122827621 856.57 111400 111400 4/1/2006 3/1/2036 99.928 LEWISVILLE TX 75067 0 0 2H HARD 122508871 782.56 111920 111836.94 3/1/2006 2/1/2036 100 JONESBORO GA 30236 0 0 0 NONE 122734531 782.56 111920 111836.94 3/1/2006 2/1/2036 100 LEANDER TX 78641 0 0 3H HARD 122964827 831 111920 111920 4/1/2006 3/1/2036 100 GREENVILLE NC 27834 0 0 0 NONE 121749567 752.14 111920 111648.56 1/1/2006 12/1/2035 100 LA PORTE TX 77571 0 0 2S SOFT 122649661 745.14 112000 111908.19 3/1/2006 2/1/2036 100 DETROIT MI 48223 0 0 2H HARD 122684895 831.6 112000 111926.73 3/1/2006 2/1/2036 80 BAKERSFIELD CA 93309 0 0 2H HARD 122464984 982.88 112000 111950.45 3/1/2006 2/1/2036 100 HAZLEHURST MS 39083 0 0 1H HARD 122910745 962.25 112000 112000 4/1/2006 3/1/2036 100 NEWNAN GA 30263 0 0 1H HARD 122827973 726.71 112000 112000 4/1/2006 3/1/2036 100 HOLLYWOOD FL 33023 0 0 2H HARD 122698172 821.82 112000 112000 4/1/2006 3/1/2036 74.667 BAKERSFIELD CA 93307 0 0 2H HARD 122606372 972.55 112000 111949.12 3/1/2006 2/1/2036 80 TRENTON NJ 8611 0 0 0 NONE 122712184 735.76 112000 112000 4/1/2006 3/1/2036 100 SOUTHAVEN MS 38671 0 0 3H HARD 122585250 851.61 112000 111778.39 3/1/2006 2/1/2026 25.455 LA PUENTE CA 91744 0 0 3H HARD 122751758 841.42 112000 112000 4/1/2006 3/1/2036 99.286 WASHINGTON PA 15301 0 0 3H HARD 122775592 821.82 112000 112000 4/1/2006 3/1/2036 80 READING PA 19601 0 0 3H HARD 122864430 764.04 112000 112000 4/1/2006 3/1/2036 100 MCKINNEY TX 75071 0 0 0 NONE 121676065 671.5 112000 111092.22 8/1/2005 7/1/2035 84.211 PHOENIX AZ 85035 0 0 0 NONE 122923021 972.86 112036 112036 5/1/2006 4/1/2036 100 KATY TX 77449 0 0 2H HARD 122581937 688.92 112095 112095 2/1/2006 1/1/2036 99.64 DENVER CO 80205 0 0 2H HARD 122662509 725.4 112320 112320 3/1/2006 2/1/2036 100 VILLA RICA GA 30180 0 0 0 NONE 122536603 987.27 112500 112450.23 3/1/2006 2/1/2036 71.203 COLLINGSWOOD NJ 8108 0 0 2H HARD 122799813 945.96 112500 112500 4/1/2006 3/1/2036 87.891 GARLAND TX 75040 0 0 2H HARD 122851888 815.7 112500 112500 4/1/2006 3/1/2036 92.975 DORAVILLE GA 30340 0 0 2H HARD 122545057 845.17 112500 112428.27 3/1/2006 2/1/2036 90 FRIENDSHIP ME 4547 0 0 3H HARD 122618803 865.03 112500 112431.85 3/1/2006 2/1/2036 90 PEORIA IL 61604 0 0 0 NONE 122559195 1191.78 112500 112500 4/1/2006 3/1/2021 75 HONESDALE PA 18431 0 0 3H HARD 122640978 903.18 112500 112438.23 3/1/2006 2/1/2036 90 ARP TX 75750 0 0 3H HARD 121746893 855.48 112500 112000.65 9/1/2005 8/1/2035 75 WOODBURY NJ 8096 0 0 0 NONE 122401733 787.5 112500 112500 1/1/2006 12/1/2035 90 HICKORY NC 28602 0 0 0 NONE 121749301 903.56 112800 112611.83 1/1/2006 12/1/2035 100 ALVIN TX 77511 0 0 2S SOFT 122401770 834.25 112800 112800 1/1/2006 12/1/2035 93.12 TAYLOR MI 48180 0 0 0 NONE 122633578 949.32 112900 112844.47 3/1/2006 2/1/2036 100 HOUSTON TX 77070 0 0 2H HARD 122923984 1033.2 112950 112950 4/1/2006 3/1/2036 90 CHICAGO IL 60645 0 0 0 NONE 122731678 576.77 113000 113000 2/1/2006 1/1/2036 41.852 SAN BERNARDINO CA 92411 0 0 0 NONE 122580228 940.71 113099 112984.31 2/1/2006 1/1/2036 90 ALBUQUERQUE NM 87121 0 0 0 NONE 122401709 867.94 113400 113119.4 12/1/2005 11/1/2035 90 GRAND RAPIDS MI 49505 0 0 0 NONE 123070990 852.03 113412 113412 5/1/2006 4/1/2036 100 HOUSTON TX 77053 0 0 2H HARD 122563959 833.56 113600 113523.47 3/1/2006 2/1/2036 80 MAYS LANDING NJ 8330 0 0 0 NONE 122749855 765.34 113600 113600 4/1/2006 3/1/2036 80 DELTA PA 17314 0 0 2H HARD 122563952 813.84 113600 113600 5/1/2006 4/1/2036 100 WEST WARWICK RI 2893 0 0 1H HARD 122577513 813.84 113600 113519.83 3/1/2006 2/1/2036 100 CHARLOTTE NC 28214 0 0 0 NONE 122228621 1170.05 113750 113717.45 3/1/2006 2/1/2036 65 MIDDLE RIVER MD 21220 0 0 0 NONE 122581790 1063.05 113880 113880 4/1/2006 3/1/2036 27.776 FRANKLIN SQUARE NY 11010 0 0 0 NONE 122510012 957.73 113900 113787.51 2/1/2006 1/1/2036 85 ABERDEEN MD 21001 0 0 0 NONE 122589501 927.54 114000 113939.34 3/1/2006 2/1/2036 75 ROUND LAKE IL 60073 0 0 0 NONE 122634348 979.44 114000 113946.81 3/1/2006 2/1/2036 95 ARLINGTON TX 76002 0 0 2H HARD 122723786 867.79 114172 114101.04 3/1/2006 2/1/2036 99.999 SPRING TX 77388 0 0 3H HARD 122434517 808.92 114288 114288 4/1/2006 3/1/2036 100 HOUSTON TX 77090 0 0 2H HARD 123036517 992.52 114300 114300 5/1/2006 4/1/2036 90 DETROIT MI 48228 0 0 3H HARD 122613314 859.45 114400 114327.05 3/1/2006 2/1/2036 100 CHARLOTTE NC 28213 0 0 0 NONE 122679056 731.78 114400 114359.39 3/1/2006 2/1/2036 98.621 DUNDALK MD 21222 0 0 0 NONE 122883859 839.43 114400 114400 4/1/2006 3/1/2036 100 JEMISON AL 35085 0 0 3H HARD 121749609 752.15 114617 114501.75 1/1/2006 12/1/2035 100 KATY TX 77449 0 0 3S SOFT 122624913 787.47 114800 114765.91 3/1/2006 2/1/2036 100 ALLENTOWN PA 18103 0 0 2H HARD 121749246 764.3 114850 114700.92 12/1/2005 11/1/2035 100 AUMSVILLE OR 97325 0 0 2H HARD 122596425 966.14 114900 114843.49 3/1/2006 2/1/2036 100 SPRING TX 77388 0 0 2H HARD 122661387 945.25 114900 114900 4/1/2006 3/1/2036 100 DECATUR GA 30035 0 0 1H HARD 122863597 966.14 114900 114900 4/1/2006 3/1/2036 100 DENTON TX 76209 0 0 2H HARD 122758111 998.6 115000 115000 4/1/2006 3/1/2036 100 DULUTH GA 30096 0 0 0 NONE 121727554 575 115000 115000 8/1/2005 7/1/2035 71.88 MARYLAND HEIGHTS MO 63043 0 0 0 NONE 121747243 821.89 115000 114464.49 10/1/2005 9/1/2035 61.83 PALM COAST FL 32164 0 0 3H HARD 122465341 824.06 115026 115026 4/1/2006 3/1/2036 100 HOUSTON TX 77049 0 0 2H HARD 121768642 756.62 115175 114361.55 8/1/2005 7/1/2035 85 XXXXX XX 00000 0 0 0 NONE 122826531 885.79 115200 115130.21 3/1/2006 2/1/2036 000 XXXXXXXX XX 00000 0 0 3H HARD 121747305 904.22 115200 114747.7 10/1/2005 9/1/2035 80 XXXXXXXX XXXXXXX XX 00000 0 0 3H HARD 122868663 796.21 115280 115280 4/1/2006 3/1/2036 100 SACHSE TX 75048 0 0 3H HARD 122634994 1153.82 115400 115400 4/1/2006 3/1/2036 51.289 XXXXXXX XX 00000 0 0 0 NONE 122788424 1089.04 115500 115500 4/1/2006 3/1/2036 70 XXXXX XXXXXXXX XX 00000 0 0 0 NONE 122646559 888.86 115600 115529.97 3/1/2006 2/1/2036 85 XXXXXXXXXX XX 00000 0 0 2H HARD 122587456 858.33 115600 115524.38 3/1/2006 2/1/2036 85 XXXXXXXXXX XX 00000 0 0 2H HARD 122667214 808.64 115650 115564.17 3/1/2006 2/1/2036 90 XXXXXXX XX 00000 0 0 2H HARD 121749602 734.66 115842 115715.18 1/1/2006 12/1/2035 000 XXXXXX XX 00000 0 0 3S SOFT 122760800 901.46 115900 115900 4/1/2006 3/1/2036 95 XXXXXXXXXXXX XX 00000 0 0 2H HARD 120852124 774.43 116000 115219.77 4/1/2005 3/1/2035 80 POSEN IL 60469 0 0 0 NONE 122470664 781.51 116000 115907.24 3/1/2006 2/1/2036 000 XXXXXXXXXX XX 00000 0 0 2H HARD 122615068 881.68 116000 115927.9 3/1/2006 2/1/2036 80 XXXXXXXXXX XX 00000 0 0 0 NONE 122632278 723.69 116000 115892.56 3/1/2006 2/1/2036 000 XXXXXXXXX XX 00000 0 0 0 NONE 122670142 922.95 116000 115934.97 3/1/2006 2/1/2036 74.839 XXXXXXX XX 00000 0 0 0 NONE 122762639 881.68 116000 116000 4/1/2006 3/1/2036 80 XXXXXXXXXX XX 00000 0 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XX 00000 0 0 0 NONE 122831736 827.94 139443 139443 4/1/2006 3/1/2036 100 ACTON ME 4001 0 0 0 NONE 121734825 826.09 139650 136926.72 9/1/2005 8/1/2035 95 XXXXX XXXXXXXX XX 00000 0 0 0 NONE 122937755 1545.36 139700 139700 4/1/2006 3/1/2036 55 XXXXXXXX XXXXX XX 00000 0 0 2H HARD 122615183 918.06 139750 139632.59 3/1/2006 2/1/2036 65 NEW HAVEN CT 6519 0 0 3H HARD 121747236 861.39 139900 138924.95 10/1/2005 9/1/2035 58.32 XXXXXXXX XX 00000 0 0 3H HARD 121725097 839.26 139982 137883.48 4/1/2005 3/1/2035 79.99 XXXXXXX XX 00000 0 0 0 NONE 122273347 1386.41 140000 139864.49 1/1/2006 12/1/2035 70 XXXXXX CT 6260 0 0 0 NONE 122601276 1113.9 140000 140000 4/1/2006 3/1/2036 00.000 XXXXX XX 00000 0 0 2H HARD 122650774 908.04 140000 139879.46 3/1/2006 2/1/2036 000 XXXXXXX XX 6450 0 0 0 NONE 122664361 1039.5 140000 139907.92 3/1/2006 2/1/2036 69.652 XXXXXXXXX XX 00000 0 0 2H HARD 122664742 1202.82 140000 140000 4/1/2006 3/1/2036 73.684 XXXXXXXXXXXX XX 00000 0 0 0 NONE 122677253 1027.27 140000 139906.06 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XX 00000 0 0 2H HARD 122786827 1141.75 143500 143500 5/1/2006 4/1/2036 70 DEPTFORD NJ 8096 0 0 0 NONE 122672339 874.47 143920 143780.12 3/1/2006 2/1/2036 000 XXXXX XX 00000 0 0 2H HARD 122365411 1081.82 144000 143908.18 3/1/2006 2/1/2036 80 XXXX XXXXXXX XX 00000 0 0 0 NONE 122505979 1171.63 144000 143923.37 3/1/2006 2/1/2036 80 XXXXX XX 00000 0 0 2H HARD 122564213 1223.98 144000 143931.02 3/1/2006 2/1/2036 00 XXXXXX XX 00000 0 0 3H HARD 122658765 1250.42 144000 143934.58 3/1/2006 2/1/2036 000 XXXXXXX XX 00000 0 0 0 NONE 122873479 945.98 144000 144000 4/1/2006 3/1/2036 000 XXXXXXXXXX XX 00000 0 0 2H HARD 122449684 855.91 144000 143901.45 3/1/2006 2/1/2036 000 XXXXX XXXXXX XX 00000 0 0 2H HARD 121894912 810 144000 143950.5 12/1/2005 11/1/2035 000 XXXX XXXXXX XX 00000 0 0 3H HARD 121747030 1107.24 144000 143282.23 10/1/2005 9/1/2035 80 XXXXXXXXX XX 00000 0 0 2H HARD 121747297 1061.64 144000 143416.44 10/1/2005 9/1/2035 000 XXXXXXX XX 00000 0 0 2H HARD 121747961 922.05 144000 143487.57 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1208.95 145350 145350 4/1/2006 3/1/2036 85 XXXXXXXX XX 00000 0 0 2H HARD 122518344 1304.72 145600 145477.38 2/1/2006 1/1/2036 80 XXXXXXXX XX 00000 0 0 0 NONE 122641679 1553.93 145600 145116.67 3/1/2006 2/1/2036 70 XXXXXXXXXXXX XX 00000 0 0 2H HARD 122806282 1224.28 145600 145600 4/1/2006 3/1/2036 80 BELCAMP MD 21017 0 0 0 NONE 122768290 1264.32 145600 145600 5/1/2006 4/1/2036 80 XXXXX XX 00000 0 0 2H HARD 122673642 1119.54 145600 145511.79 3/1/2006 2/1/2036 80 XXX XXXX XX 00000 0 0 3H HARD 122585816 743.17 145600 145600 3/1/2006 2/1/2036 000 XXXXXX XXXXXX XX 00000 0 0 0 NONE 121746857 1345.49 145600 144828.89 9/1/2005 8/1/2035 00 XXXX XXXXX XX 0000 0 0 0 NONE 122590136 1172.46 145715 145635.4 3/1/2006 2/1/2036 90 XXXXXX XXXX XX 00000 0 0 0 NONE 122763147 1306.44 145792 145792 4/1/2006 3/1/2036 000 XXXXXXX XX 00000 0 0 3H HARD 122657614 1045.96 146000 145896.96 3/1/2006 2/1/2036 50.345 XXXXXXXX XXXXXXX XX 00000 0 0 0 NONE 122767914 1267.79 146000 145933.67 3/1/2006 2/1/2036 000 XXXXXXXX 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3/1/2036 67.431 HILLSIDE NJ 7205 0 0 0 NONE 123036670 1156.45 147000 147000 5/1/2006 4/1/2036 74.242 XXXXX XXXXXXXX XX 00000 0 0 0 NONE 122402111 869.56 147000 146396.1 12/1/2005 11/1/2035 66.82 XXXXXXXXXXXX XX 00000 0 0 0 NONE 122978206 888.13 147000 147000 3/1/2006 2/1/2036 95 XXXXXX XX 00000 0 0 0 NONE 122743345 1105.27 147120 147026.18 3/1/2006 2/1/2036 000 XXXX XXXXX XX 00000 0 0 2H HARD 122222822 1105.53 147155 146775.76 12/1/2005 11/1/2035 94.945 XXX XXXXX XX 00000 0 0 3S SOFT 122663605 1118.83 147200 147108.5 3/1/2006 2/1/2036 000 XXXXXXXX XX 00000 0 0 0 NONE 122673594 980.12 147320 147199.25 3/1/2006 2/1/2036 000 XXXXXXXX XX 00000 0 0 0 NONE 122568934 1147.24 147500 147412.92 3/1/2006 2/1/2036 89.939 XXXXXXX XX 00000 0 0 0 NONE 123033124 1214.27 147600 147600 5/1/2006 4/1/2036 90 XXXXXXXX XX 00000 0 0 3H HARD 122060753 1030.13 147600 147600 12/1/2005 11/1/2035 000 XXXXXXX XX 00000 0 0 2H HARD 121768625 896.84 147600 146431.58 8/1/2005 7/1/2035 90 XXXXXXXX XX 0000 0 0 0 NONE 122613056 1228.49 147700 147625.42 3/1/2006 2/1/2036 000 XXXXXXX XX 00000 0 0 2H HARD 122810709 1079.11 147992 147992 4/1/2006 3/1/2036 000 XXXX XXXX XX 00000 0 0 1H HARD 122459153 1060.29 148000 147895.54 3/1/2006 2/1/2036 000 XXXXXXX XX 00000 0 0 2H HARD 122562316 1137.99 148000 147910.33 3/1/2006 2/1/2036 77.895 XXXXXXXX XX 00000 0 0 2H HARD 122652449 1151.13 148000 147912.62 3/1/2006 2/1/2036 000 XXXX XXXXXX XX 00000 0 0 2H HARD 122763165 1127.39 148000 148000 5/1/2006 4/1/2036 00.000 XXXX XXXX XXXXX XX 00000 0 0 0 NONE 122723008 1034.84 148000 148000 4/1/2006 3/1/2036 79.57 XXXXXXXXXX XX 00000 0 0 3H HARD 122789936 1124.91 148000 148000 4/1/2006 3/1/2036 80.654 WILLINGBORO NJ 8046 0 0 0 NONE 122633636 997.1 148000 147881.65 3/1/2006 2/1/2036 000 XXXXX XXXXXXX XX 00000 0 0 3H HARD 122650550 997.1 148000 147881.65 3/1/2006 2/1/2036 000 XXXXXXX XX 00000 0 0 3H HARD 122754915 980.5 148000 148000 4/1/2006 3/1/2036 000 XXXXXXX XX 00000 0 0 2H HARD 121749391 1055.18 148000 147681.43 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122862609 1272.42 183000 183000 4/1/2006 3/1/2036 52.286 COMPTON CA 90222 0 0 2H HARD 122897154 1311.03 183000 183000 4/1/2006 3/1/2036 61 LANCASTER CA 93535 0 0 2H HARD 121747024 1217.5 183000 181931.38 9/1/2005 8/1/2035 75 MESA AZ 85208 0 0 2H HARD 122777291 1472.78 183040 182940.02 3/1/2006 2/1/2036 90 BELLPORT NY 11713 0 0 0 NONE 122593966 1205.59 183200 183139.41 3/1/2006 2/1/2036 100 CAPE CORAL FL 33909 0 0 2H HARD 122614315 1297.67 183200 183200 3/1/2006 2/1/2036 100 BRIDGEWATER NJ 8807 0 0 0 NONE 121748272 1108.65 183500 183433.27 12/1/2005 11/1/2035 94.1 Hamilton OH 45013 0 0 3H HARD 122492741 1330.65 183520 183520 4/1/2006 3/1/2036 100 LAS VEGAS NV 89103 0 0 2H HARD 122826780 1185.7 183592 183592 4/1/2006 3/1/2036 100 MIRAMAR FL 33025 0 0 2H HARD 121745818 1014.45 183750 183750 12/1/2005 11/1/2035 95 TUCSON AZ 85737 0 0 2H HARD 122664812 1076.77 183920 183838.94 3/1/2006 2/1/2036 100 FRESNO CA 93704 0 0 1H HARD 122757520 1397.92 183920 183805.69 3/1/2006 2/1/2036 100 CHICAGO IL 60615 0 0 0 NONE 120783533 1150 184000 184000 4/1/2005 3/1/2035 80 GLENDALE HEIGHTS IL 60139 0 0 0 NONE 122601420 1270.84 184000 183859.99 3/1/2006 2/1/2036 100 APOPKA FL 32712 0 0 2H HARD 122697220 1513.72 184000 183904.61 3/1/2006 2/1/2036 100 FORT LAUDERDALE FL 33313 0 0 3H HARD 122931004 1270.84 184000 184000 4/1/2006 3/1/2036 100 LAWRENCEVILLE GA 30044 0 0 0 NONE 122160881 1322.5 184000 184000 3/1/2006 2/1/2036 100 DAVISON MI 48423 0 0 2H HARD 121745821 1318.2 184000 183475.47 12/1/2005 11/1/2035 80 GLENDALE AZ 85304 0 0 2H HARD 121746745 1038.97 184000 182130.36 8/1/2005 7/1/2035 68.15 NEWBURGH NY 12550 0 0 2H HARD 121749172 1202.61 184000 183529 1/1/2006 12/1/2035 100 HOMESTEAD FL 33032 0 0 2H HARD 122401727 1427.87 184000 183597.26 1/1/2006 12/1/2035 75.1 BURLINGTON VT 5401 0 0 0 NONE 121745855 1092.5 184000 184000 12/1/2005 11/1/2035 100 PHOENIX AZ 85053 0 0 2H HARD 122401773 1188.33 184000 183946.44 12/1/2005 11/1/2035 100 DEARBORN MI 48124 0 0 0 NONE 122892044 1517.84 184500 184500 4/1/2006 3/1/2036 90 JERSEY CITY NJ 7304 0 0 0 NONE 121747022 1383.75 184500 184500 9/1/2005 8/1/2035 90 POMPANO BEACH FL 33069 0 0 2H HARD 122851240 1338.33 184579 184579 4/1/2006 3/1/2036 95 HOUSTON TX 77068 0 0 3H HARD 122625204 1323.93 184800 184629.57 3/1/2006 2/1/2036 100 FRAMINGHAM MA 1702 0 0 0 NONE 122635358 1131.66 184800 184727.09 3/1/2006 2/1/2036 90 FRESNO CA 93706 0 0 2H HARD 122652874 1341.38 185000 184872.68 3/1/2006 2/1/2036 69.811 BRIDGEPORT CT 6606 0 0 2H HARD 122664150 1572.48 185000 185000 4/1/2006 3/1/2036 100 CORAL SPRINGS FL 33065 0 0 3H HARD 122791079 1422.49 185000 185000 4/1/2006 3/1/2036 80 OSCODA MI 48750 0 0 2H HARD 122860449 1325.36 185000 185000 4/1/2006 3/1/2036 74.597 PHOENIX AZ 85008 0 0 2H HARD 121746769 1468.63 185000 184253.88 9/1/2005 8/1/2035 77.08 MIAMI FL 33157 0 0 2H HARD 122545753 1279.13 185200 185200 4/1/2006 3/1/2036 100 VANCOUVER WA 98664 0 0 2H HARD 123020475 1490.94 185297 185297 5/1/2006 4/1/2036 100 LAWRENCEVILLE GA 30045 0 0 1H HARD 122848449 1410.69 185600 185600 4/1/2006 3/1/2036 80 JASPER GA 30143 0 0 0 NONE 122757981 1218 185600 185600 4/1/2006 3/1/2036 100 ROCKVILLE MD 20853 0 0 0 NONE 122614947 1284.66 186000 185858.47 3/1/2006 2/1/2036 77.5 BETHEL ME 4217 0 0 0 NONE 122897413 1615.13 186000 186000 4/1/2006 3/1/2036 48.947 CHARLES TOWN WV 25414 0 0 3H HARD 122654623 1085 186000 186000 2/1/2006 1/1/2036 100 DENVER CO 80219 0 0 2H HARD 122662782 1269.04 186028 185882.88 3/1/2006 2/1/2036 100 WAUCONDA IL 60084 0 0 0 NONE 122624774 1294.67 186200 186200 4/1/2006 3/1/2036 95 BUSHKILL PA 18324 0 0 2H HARD 122562793 1617.73 186300 186300 5/1/2006 4/1/2036 90 GAITHERSBURG MD 20877 0 0 0 NONE 122563356 1300.22 186300 186272.64 3/1/2006 2/1/2036 90 WINDHAM ME 4062 0 0 0 NONE 122583720 1338.26 186800 186668.16 3/1/2006 2/1/2036 100 MIDDLETOWN NY 10940 0 0 2H HARD 122682216 992.38 186800 186800 3/1/2006 2/1/2036 100 GLENDALE AZ 85306 0 0 3H HARD 122635833 1469.95 186850 186742.5 3/1/2006 2/1/2036 84.932 BIRMINGHAM AL 35244 0 0 2H HARD 120610098 1180.96 187000 184207.98 1/1/2005 12/1/2034 73.913 FORT WASHINGTON MD 20744 0 0 0 NONE 122861661 1370.89 187000 187000 5/1/2006 4/1/2036 85 WARMINSTER PA 18974 0 0 2H HARD 122712606 1112.69 187200 187200 4/1/2006 3/1/2036 100 BRIGHTON CO 80602 0 0 3H HARD 122627688 1475.06 187500 187392.13 3/1/2006 2/1/2036 70.755 TEHACHAPI CA 93561 0 0 2H HARD 121746766 1610.92 187500 186779.93 8/1/2005 7/1/2035 75 FORT MYERS FL 33905 0 0 2H HARD 122533791 1462.24 188000 187889.01 3/1/2006 2/1/2036 80 ORANGE VA 22960 0 0 2H HARD 122954836 1915.73 188000 188000 4/1/2006 3/1/2036 80 LITTLE ELM TX 75068 0 0 0 NONE 122838146 1546.63 188000 188000 5/1/2006 4/1/2036 100 OCOEE FL 34761 0 0 2H HARD 122626006 1253.33 188000 188000 3/1/2006 2/1/2036 100 FORT MYERS FL 33912 0 0 2H HARD 122680002 1135.83 188000 187943.21 3/1/2006 2/1/2036 100 NORTH LAUDERDALE FL 33068 0 0 2H HARD 122763926 1135.83 188000 188000 4/1/2006 3/1/2036 100 HOMESTEAD FL 33033 0 0 1H HARD 122401699 1366.92 188000 188000 1/1/2006 12/1/2035 99.9 DEARBORN HEIGHTS MI 48127 0 0 0 NONE 122401774 1120.17 188000 188000 12/1/2005 11/1/2035 100 HAMBURG TOWNSHIP MI 48169 0 0 0 NONE 122571302 1352.59 188800 188665.8 3/1/2006 2/1/2036 100 MABLETON GA 30126 0 0 2H HARD 122614731 1271.98 188800 188649.02 3/1/2006 2/1/2036 100 MIAMI FL 33186 0 0 2H HARD 122754220 1588.46 188910 188910 4/1/2006 3/1/2036 90 SANFORD FL 32773 0 0 0 NONE 122644033 1354.02 189000 188866.61 3/1/2006 2/1/2036 70 MIAMI LAKES FL 33014 0 0 2H HARD 122825572 1470.02 189000 189000 4/1/2006 3/1/2036 87.907 PALATINE IL 60067 0 0 0 NONE 122849973 1606.48 189000 189000 4/1/2006 3/1/2036 70 JOPPA MD 21085 0 0 0 NONE 122529591 1367.61 189000 188951.45 3/1/2006 2/1/2036 90 COVINGTON GA 30014 0 0 2H HARD 122675487 1208.98 189000 188932.9 3/1/2006 2/1/2036 85.909 CHURCH HILL MD 21623 0 0 2H HARD 122860182 1349.72 189000 189000 4/1/2006 3/1/2036 90 THORNTON CO 80229 0 0 2H HARD 122957133 1314.14 189000 189000 5/1/2006 4/1/2036 80 QUEENS VILLAGE NY 11429 0 0 0 NONE 122483755 1305.38 189000 189000 4/1/2006 3/1/2036 90 LOUISVILLE KY 40203 0 0 2H HARD 122757632 1273.33 189000 189000 4/1/2006 3/1/2036 65.398 LANCASTER CA 93534 0 0 0 NONE 122533428 1453.25 189000 188885.5 3/1/2006 2/1/2036 90 AURORA IL 60505 0 0 0 NONE 122662741 1295.09 189000 188853.87 3/1/2006 2/1/2036 53.693 SAN BERNARDINO CA 92407 0 0 3H HARD 121764641 1194.61 189000 186744.59 8/1/2005 7/1/2035 90 OCKLAWAHA FL 32179 0 0 0 NONE 122990310 1245.73 189300 189300 4/1/2006 3/1/2036 81.595 HYATTSVILLE MD 20785 0 0 2H HARD 122720761 1152.03 189600 189600 4/1/2006 3/1/2036 100 WILMINGTON DE 19804 0 0 2H HARD 120832629 1216.88 190000 187791.77 3/1/2005 2/1/2035 51.63 STOUGHTON MA 2072 0 0 0 NONE 122244521 1597.62 190000 189906.55 3/1/2006 2/1/2036 75.099 WASHINGTON DC 20032 0 0 0 NONE 122655468 1280.07 190000 189848.06 3/1/2006 2/1/2036 78.189 GRANTS PASS OR 97526 0 0 2H HARD 122749222 1511.73 190000 190000 4/1/2006 3/1/2036 100 PINE LAKE GA 30072 0 0 2H HARD 122587943 1447.33 190000 190000 4/1/2006 3/1/2036 95 PORT RICHEY FL 34668 0 0 2H HARD 122705272 1232.82 190000 190000 4/1/2006 3/1/2036 76 HAGERSTOWN MD 21740 0 0 0 NONE 122611291 1377.63 190000 189869.25 3/1/2006 2/1/2036 67.736 PENSACOLA FL 32507 0 0 3H HARD 122510519 1528.78 190000 189896.22 3/1/2006 2/1/2036 74.364 MARYSVILLE CA 95901 0 0 3H HARD 122455144 1460.94 190000 189884.89 3/1/2006 2/1/2036 79.167 WILMINGTON DE 19802 0 0 3H HARD 122732515 1427.41 190000 190000 4/1/2006 3/1/2036 84.444 KENNEBUNK ME 4043 0 0 2H HARD 121749325 1464.01 190400 189926.47 12/1/2005 11/1/2035 89.46 LAUDERHILL FL 33313 0 0 0 NONE 122664981 1189.1 190600 190423.46 3/1/2006 2/1/2036 100 WORCESTER MA 1603 0 0 0 NONE 121892175 1190.34 190800 189543.11 9/1/2005 8/1/2035 89.725 CAROGA LAKE NY 12032 0 0 0 NONE 122938518 1454.57 190950 190950 4/1/2006 3/1/2036 95 HANOVER PARK IL 60133 0 0 0 NONE 122679129 1152.17 190960 190960 4/1/2006 3/1/2036 100 LEHIGH ACRES FL 33971 0 0 3H HARD 122712614 1451.74 191000 190881.28 3/1/2006 2/1/2036 57.015 GLEN BURNIE MD 21061 0 0 0 NONE 122654695 1205.58 191200 191129.67 3/1/2006 2/1/2036 74.98 SPARKS NV 89434 0 0 2H HARD 122631397 1386.33 191200 191068.42 3/1/2006 2/1/2036 100 MALDEN MA 2148 0 0 0 NONE 122577530 1255.08 191250 191250 3/1/2006 2/1/2036 75.893 BURBANK IL 60459 0 0 0 NONE 122633700 1471.7 191400 191284.05 3/1/2006 2/1/2036 89.977 SNELLVILLE GA 30039 0 0 0 NONE 122911826 1387.14 191700 191700 4/1/2006 3/1/2036 90 FAYETTEVILLE GA 30214 0 0 0 NONE 122551280 1667.23 192000 191907.26 3/1/2006 2/1/2036 100 LAWRENCEVILLE GA 30045 0 0 0 NONE 122580779 1277.38 192000 192000 4/1/2006 3/1/2036 100 MIAMI FL 33033 0 0 3H HARD 122939214 1392.13 192000 192000 4/1/2006 3/1/2036 100 DECATUR GA 30032 0 0 0 NONE 122714644 1281.27 192000 192000 5/1/2006 4/1/2036 100 ORLANDO FL 32828 0 0 2H HARD 122668339 1180 192000 192000 3/1/2006 2/1/2036 100 EAST STROUDSBURG PA 18301 0 0 2H HARD 122698639 1240 192000 192000 3/1/2006 2/1/2036 100 ESCONDIDO CA 92027 0 0 2H HARD 122771943 1320 192000 192000 4/1/2006 3/1/2036 100 MIAMI FL 33183 0 0 3H HARD 121746742 1286.42 192000 190667.64 8/1/2005 7/1/2035 80 EAST ORANGE NJ 7017 0 0 2H HARD 122375455 1903.49 192215 192153.57 3/1/2006 2/1/2036 64.072 ASBURY PARK NJ 7753 0 0 0 NONE 122808014 1924.69 192500 192500 4/1/2006 3/1/2036 70 LAKEWOOD NJ 8701 0 0 0 NONE 123035849 1673.74 192750 192750 4/1/2006 3/1/2036 100 SPRING TX 77379 0 0 2H HARD 122648438 1673.74 192750 192662.43 3/1/2006 2/1/2036 94.998 WEST PALM BEACH FL 33411 0 0 2H HARD 122930250 1499.58 192800 192800 4/1/2006 3/1/2036 100 HOUSTON TX 77004 0 0 2H HARD 122291762 1234.78 192840 192498.78 2/1/2006 1/1/2036 56.248 LANCASTER CA 93536 0 0 3H HARD 122960816 1414.87 193000 193000 5/1/2006 4/1/2036 69.55 SAINT PETERSBURG FL 33703 0 0 2H HARD 122497200 1589.41 193200 193099.84 3/1/2006 2/1/2036 70 HIGHTSTOWN NJ 8520 0 0 2H HARD 122825236 1470.74 193500 193500 4/1/2006 3/1/2036 90 FRAZER PA 19355 0 0 2H HARD 122750854 1309.26 193500 193500 4/1/2006 3/1/2036 89.583 JEROME ID 83338 0 0 3H HARD 122406308 1167.5 193500 193308.93 2/1/2006 1/1/2036 100 PANORAMA CITY CA 91402 0 0 3S SOFT 121747021 1352.98 193500 192475.73 9/1/2005 8/1/2035 89.83 MCDONOUGH GA 30253 0 0 0 NONE 122346835 1592.7 193600 193600 4/1/2006 3/1/2036 80 LANSDOWNE PA 19050 0 0 3H HARD 122697481 1556.36 193600 193275.39 1/1/2006 12/1/2035 100 CHERRY HILL NJ 8002 0 0 0 NONE 121740554 1263.43 193800 193800 10/1/2005 9/1/2035 85 TUMWATER WA 98512 0 0 3H HARD 122797624 1700.18 193900 193900 4/1/2006 3/1/2036 70 WALDORF MD 20602 0 0 0 NONE 122725164 1359.27 194400 194255.73 3/1/2006 2/1/2036 100 GAITHERSBURG MD 20877 0 0 0 NONE 122627660 1446.01 194750 194233.94 3/1/2006 2/1/2036 95 NEW CASTLE DE 19720 0 0 2H HARD 122483639 1412.07 194750 194367.38 3/1/2006 2/1/2036 95 BLOOMFIELD NM 87413 0 0 3H HARD 122694853 1499.39 195000 194881.86 3/1/2006 2/1/2036 56.034 CENTREVILLE VA 20121 0 0 2H HARD 122354721 1968.35 195000 195000 4/1/2006 3/1/2036 69.643 PROVIDENCE RI 2904 0 0 1H HARD 122530716 1765.54 195000 195000 4/1/2006 3/1/2036 59.091 LANHAM MD 20706 0 0 0 NONE 122575077 1330.24 195000 194847.89 3/1/2006 2/1/2036 45.244 QUEENS VILLAGE NY 11429 0 0 2H HARD 122580023 1447.87 195000 194872.44 3/1/2006 2/1/2036 82.979 PARKVILLE MD 21234 0 0 0 NONE 122623635 1584.38 195000 195000 4/1/2006 3/1/2036 79.592 FARMINGTON HILLS MI 48331 0 0 3H HARD 122401730 1590.11 195000 194687.93 1/1/2006 12/1/2035 84.78 PHILADELPHIA PA 19115 0 0 0 NONE 122740012 1240.33 195200 195200 4/1/2006 3/1/2036 100 LAUDERDALE LAKES FL 33309 0 0 1H HARD 121746901 1232.48 195500 194236.54 9/1/2005 8/1/2035 85 HYATTSVILLE MD 20785 0 0 0 NONE 122543420 1435.04 195750 195701.52 3/1/2006 2/1/2036 90 ST LEONARD MD 20685 0 0 1H HARD 122784599 1224.38 195900 195900 9/1/2005 8/1/2035 79.984 MARTINSBURG WV 25401 0 0 0 NONE 122386338 1438.18 196000 195868.49 3/1/2006 2/1/2036 100 NORTH MIAMI BEACH FL 33181 0 0 2H HARD 122584514 1271.25 196000 195831.25 3/1/2006 2/1/2036 100 ORLANDO FL 32824 0 0 2H HARD 122517363 1489.74 196000 195878.18 3/1/2006 2/1/2036 80 ANCHORAGE AK 99508 0 0 0 NONE 122708441 1404.17 196000 196000 4/1/2006 3/1/2036 100 NORTH LAS VEGAS NV 89032 0 0 2H HARD 122784111 1370.46 196000 195854.54 3/1/2006 2/1/2036 80 BELLE CHASSE LA 70037 0 0 2H HARD 122499732 1253.76 196000 196000 4/1/2006 3/1/2036 100 WEST SACRAMENTO CA 95605 0 0 2H HARD 122674054 1438.18 196000 195868.49 3/1/2006 2/1/2036 80 BRISTOL VT 5443 0 0 2H HARD 122604614 1367.92 196000 196000 3/1/2006 2/1/2036 100 TUCSON AZ 85719 0 0 2H HARD 122742172 1388.33 196000 196000 3/1/2006 2/1/2036 100 CHICAGO IL 60653 0 0 0 NONE 122801541 1286.25 196000 196000 3/1/2006 2/1/2036 100 MIAMI FL 33147 0 0 3H HARD 121746731 1451.87 196000 194944.35 8/1/2005 7/1/2035 80 COLORADO SPRINGS CO 80919 0 0 1H HARD 122401767 1455.3 196000 195481.9 12/1/2005 11/1/2035 100 TOWNSHIP OF INDEPENDENCE MI 48346 0 0 0 NONE 122857699 1649.76 196200 196200 4/1/2006 3/1/2036 90 LENEXA KS 66215 0 0 0 NONE 122319385 1229.5 196720 196720 3/1/2006 2/1/2036 100 HOLT MI 48842 0 0 2H HARD 121749599 1187.41 196800 196519.43 1/1/2006 12/1/2035 100 PHOENIX AZ 85037 0 0 2H HARD 122541243 1620.67 197000 196897.87 3/1/2006 2/1/2036 67.931 PROVIDENCE RI 2909 0 0 1H HARD 122769143 1502.56 197250 197206.27 3/1/2006 2/1/2036 77.841 BRIDGEWATER VA 22812 0 0 3H HARD 122737926 1805.71 197402 197323.56 3/1/2006 2/1/2036 56.401 LAS VEGAS NV 89108 0 0 2H HARD 121732541 1258.9 197475 197475 10/1/2005 9/1/2035 77.44 SUFFOLK VA 23434 0 0 0 NONE 122781626 1678.73 197500 197405.11 3/1/2006 2/1/2036 100 PORT SAINT LUCIE FL 34983 0 0 2H HARD 122691533 1701.13 198000 198000 4/1/2006 3/1/2036 90 CARTERET NJ 7008 0 0 0 NONE 122921067 1540.02 198000 198000 4/1/2006 3/1/2036 88 MANCHESTER TOWNSHIP NJ 8759 0 0 0 NONE 122702392 1508.27 198000 197956.1 3/1/2006 2/1/2036 90 KINGSTON NY 12401 0 0 0 NONE 122572232 1175.63 198000 198000 3/1/2006 2/1/2036 69.474 HIALEAH FL 33013 0 0 2H HARD 122657641 1361.25 198000 198000 3/1/2006 2/1/2036 90 CHICAGO IL 60624 0 0 0 NONE 122627298 1436 198050 197913.7 3/1/2006 2/1/2036 85 GRESHAM OR 97030 0 0 3H HARD 122401712 1538.84 198300 197944.4 1/1/2006 12/1/2035 78.38 OSAGE BEACH MO 65065 0 0 0 NONE 122876276 1380.19 198500 198500 4/1/2006 3/1/2036 44.111 LOS ANGELES CA 90011 0 0 2H HARD 122624682 1477.57 199000 198869.83 3/1/2006 2/1/2036 67.458 PERTH AMBOY NJ 8861 0 0 0 NONE 122661919 1357.53 199000 198844.76 3/1/2006 2/1/2036 84.681 EGG HARBOR TOWNSHIP NJ 8234 0 0 0 NONE 122877896 1327.98 199000 199000 4/1/2006 3/1/2036 82.917 SACRAMENTO CA 95815 0 0 2H HARD 122758094 1392.84 199200 199200 4/1/2006 3/1/2036 100 RANDALLSTOWN MD 21133 0 0 0 NONE 122870047 1403.78 199200 199200 4/1/2006 3/1/2036 100 MIRAMAR FL 33025 0 0 3H HARD 122594581 933.75 199200 199200 3/1/2006 2/1/2036 100 BERLIN NJ 8009 0 0 0 NONE 120548975 1395.48 199500 197172.88 3/1/2005 2/1/2035 95 BLOOMINGTON IL 61704 0 0 0 NONE 122859734 1277.42 199500 199500 4/1/2006 3/1/2036 72.545 NOVI MI 48375 0 0 3H HARD 122679268 1481.28 199500 199369.5 3/1/2006 2/1/2036 67.627 PLAINFIELD NJ 7060 0 0 0 NONE 122641065 1330.67 199600 199600 3/1/2006 2/1/2036 100 TULARE CA 93274 0 0 2H HARD 122627411 1771.43 199750 199750 4/1/2006 3/1/2036 85 CHICAGO IL 60608 0 0 0 NONE 121768803 1262.56 199750 198277.67 8/1/2005 7/1/2035 85 WANAKENA NY 13695 0 0 0 NONE 121747045 1465.7 199750 198792.8 9/1/2005 8/1/2035 85 FRESNO CA 93725 0 0 2H HARD 120769307 1416.67 200000 199833.34 3/1/2005 2/1/2035 76.923 PALM SPRINGS CA 92264 0 0 0 NONE 122662026 1699.98 200000 199904.19 3/1/2006 2/1/2036 47.059 STATEN ISLAND NY 10306 0 0 0 NONE 122526617 1313.86 200000 199831.97 3/1/2006 2/1/2036 65.574 MIDDLETOWN NY 10940 0 0 0 NONE 122530383 1609.25 200000 199890.75 3/1/2006 2/1/2036 100 AUBURN WA 98002 0 0 2H HARD 122531958 1502.54 200000 199872.46 3/1/2006 2/1/2036 68.966 FORT WASHINGTON MD 20744 0 0 0 NONE 122538077 1467.53 200000 199865.8 3/1/2006 2/1/2036 33.333 WAIANAE HI 96792 0 0 3H HARD 122600118 1313.86 200000 199831.97 3/1/2006 2/1/2036 62.893 RIVERSIDE CA 92509 0 0 2H HARD 122664758 1681.71 200000 199901.62 3/1/2006 2/1/2036 76.923 EAGLE ID 83616 0 0 2H HARD 122705965 1280.62 200000 199823.55 3/1/2006 2/1/2036 100 CRESCENT CITY CA 95531 0 0 3H HARD 122827875 1591.29 200000 200000 4/1/2006 3/1/2036 68.966 PALOS HILLS IL 60465 0 0 0 NONE 123012405 1450.14 200000 200000 4/1/2006 3/1/2036 100 WOODBRIDGE VA 22193 0 0 0 NONE 122606066 1297.7 200000 199931.47 3/1/2006 2/1/2036 100 WETHERSFIELD CT 6109 0 0 3H HARD 122663569 1170.91 200000 199912.42 3/1/2006 2/1/2036 100 CORAL SPRINGS FL 33065 0 0 0 NONE 122746739 1523.5 200000 200000 4/1/2006 3/1/2036 41.237 ANTELOPE CA 95843 0 0 2H HARD 122821665 1371.9 200000 200000 4/1/2006 3/1/2036 38.835 LOS ANGELES CA 90022 0 0 2H HARD 122611402 1645.35 200000 198096.83 3/1/2006 2/1/2036 54.348 WASHINGTON DC 20001 0 0 2H HARD 122689221 1591.29 200000 200000 4/1/2006 3/1/2036 48.78 FARMINGVILLE NY 11738 0 0 1H HARD 122789839 1381.35 200000 200000 4/1/2006 3/1/2036 72.202 FLORENCE NJ 8518 0 0 0 NONE 122969039 1353.24 200000 200000 4/1/2006 3/1/2036 100 FORT LAUDERDALE FL 33311 0 0 3H HARD 122389215 1755.99 200000 199104.17 3/1/2006 2/1/2021 47.619 OROVILLE CA 95966 0 0 3H HARD 122518949 1555.58 200000 199881.92 3/1/2006 2/1/2036 71.942 NEWBURGH NY 12550 0 0 0 NONE 122611014 1663.5 200000 199899 3/1/2006 2/1/2036 61.538 SURPRISE AZ 85379 0 0 2H HARD 122838185 1663.5 200000 200000 4/1/2006 3/1/2036 67.568 GLEN BURNIE MD 21061 0 0 0 NONE 122653860 1291.67 200000 200000 3/1/2006 2/1/2036 100 MIAMI FL 33172 0 0 2H HARD 122022724 1020.83 200000 200000 11/1/2005 10/1/2035 100 FRANKLINVILLE NJ 8322 0 0 0 NONE 122035773 1479.17 200000 200000 12/1/2005 11/1/2035 67.114 HYATTSVILLE MD 20784 0 0 0 NONE 122519633 1333.33 200000 200000 3/1/2006 2/1/2036 100 SAN BERNARDINO CA 92407 0 0 3H HARD 122749723 1270.83 200000 200000 4/1/2006 3/1/2036 42.553 FLORAL PARK NY 11001 0 0 3H HARD 121746782 1377.94 200000 198909.54 9/1/2005 8/1/2035 65.57 STERLING VA 20164 0 0 2H HARD 121746998 1398.43 200000 198941.3 9/1/2005 8/1/2035 80 GOODYEAR AZ 85338 0 0 2H HARD 122401734 1630.88 200000 199679.93 1/1/2006 12/1/2035 80 FREDERICKSBURG VA 22407 0 0 0 NONE 121746967 1537.83 200000 199133.57 9/1/2005 8/1/2035 100 LEHIGH ACRES FL 33971 0 0 3H HARD 121745816 1166.67 200000 200000 11/1/2005 10/1/2035 89.69 WENATCHEE WA 98801 0 0 2H HARD 121745823 1125 200000 200000 12/1/2005 11/1/2035 80 PHOENIX AZ 85027 0 0 2H HARD 121732482 1200 200000 200000 10/1/2005 9/1/2035 100 SHELBY TOWNSHIP MI 48316 0 0 0 NONE 122892140 1297.2 200001 200001 4/1/2006 3/1/2036 65.574 HANFORD CA 93230 0 0 3H HARD 122561382 1490.19 200700 200568.72 3/1/2006 2/1/2036 90 TEMPE AZ 85282 0 0 3H HARD 122732739 1743.64 200800 200800 4/1/2006 3/1/2036 80 VOORHEES NJ 8043 0 0 0 NONE 122741345 1296.83 200800 200800 3/1/2006 2/1/2036 100 BRADENTON FL 34205 0 0 2H HARD 122830248 1652.34 200850 200850 4/1/2006 3/1/2036 100 BUFORD GA 30519 0 0 0 NONE 122579081 1617.29 201000 200890.21 3/1/2006 2/1/2036 100 POMPANO BEACH FL 33064 0 0 3H HARD 122507863 1409.62 201600 201450.38 3/1/2006 2/1/2036 100 MIDDLETOWN NY 10940 0 0 2H HARD 122660439 1382.87 201600 201540.13 3/1/2006 2/1/2036 100 ROSHARON TX 77583 0 0 3H HARD 122642104 1197.09 201614 201614 2/1/2006 1/1/2036 90 ORLANDO FL 32834 0 NONE 122886954 1607.2 202000 202000 4/1/2006 3/1/2036 74.265 PHOENIX AZ 85042 0 0 3H HARD 122666947 1735.5 202000 201905.75 3/1/2006 2/1/2036 76.806 WOODBRIDGE VA 22193 0 0 0 NONE 122742591 1430.83 202000 202000 4/1/2006 3/1/2036 100 MANCHESTER NH 3104 0 0 2H HARD 122737298 1573.08 202250 202130.59 3/1/2006 2/1/2036 44.944 SILVER SPRING MD 20901 0 0 0 NONE 122628184 1400.68 202300 202146.84 3/1/2006 2/1/2036 70 UPPER LAKE CA 95485 0 0 3H HARD 121746725 1573.47 202300 201320.11 8/1/2005 7/1/2035 85 TAMPA FL 33614 0 0 3H HARD 122593181 1265 202400 202400 3/1/2006 2/1/2036 99.997 FAIRBURN GA 30313 0 0 0 NONE 122612616 1647.61 202500 202392.23 3/1/2006 2/1/2036 90 MINNETONKA MN 55343 0 0 0 NONE 122652317 1557.05 202500 202377.33 3/1/2006 2/1/2036 75 BRIDGEPORT CT 6606 0 0 2H HARD 122883038 1611.18 202500 202500 4/1/2006 3/1/2036 90 BLAKESLEE PA 18610 0 0 2H HARD 122774373 1581.52 202500 202500 4/1/2006 3/1/2036 87.662 ORLAND PARK IL 60462 0 0 1H HARD 122862251 1484.52 202500 202500 4/1/2006 3/1/2036 90 MONTICELLO MN 55362 0 0 2H HARD 122765818 1485.87 202500 202500 4/1/2006 3/1/2036 84.375 CANON CITY CO 81212 0 0 3H HARD 122405652 1313.42 202500 202150.3 2/1/2006 1/1/2036 75 Philadelphia PA 19119 0 0 0 NONE 122672949 1744.08 203000 202905.3 3/1/2006 2/1/2036 77.54 RANDALLSTOWN MD 21133 0 0 2H HARD 121748231 1542.95 203000 202489.97 12/1/2005 11/1/2035 100 HAMILTON OH 45011 0 0 3H HARD 122592495 1356.01 203200 203200 4/1/2006 3/1/2036 100 PALM DESERT CA 92211 0 0 2H HARD 121747023 1422.9 203500 202422.79 9/1/2005 8/1/2035 84.98 LYLE WA 98617 0 0 0 NONE 122687528 1444.82 203975 203975 4/1/2006 3/1/2036 84.99 LAPEER MI 48446 0 0 2H HARD 122692808 1479.14 204000 204000 4/1/2006 3/1/2036 100 TAMARAC FL 33321 0 0 3H HARD 122751708 1408.98 204000 204000 4/1/2006 3/1/2036 69.153 FRESNO CA 93722 0 0 3H HARD 122985328 1550.55 204000 204000 4/1/2006 3/1/2036 85 PATERSON NJ 7504 0 0 0 NONE 122590071 1380.3 204000 203937.2 3/1/2006 2/1/2036 100 DAYTONA BEACH FL 32119 0 0 2H HARD 122676982 1342.46 204000 203932.54 3/1/2006 2/1/2036 100 CRANSTON RI 2920 0 0 1H HARD 122849889 1553.97 204000 204000 4/1/2006 3/1/2036 75 OXFORD MA 1540 0 0 0 NONE 122311110 1408.98 204000 203844.77 3/1/2006 2/1/2036 80 DUNNIGAN CA 95937 0 0 3H HARD 122515701 1479.15 204000 203859.6 3/1/2006 2/1/2036 85 BEAUFORT SC 29902 0 0 3H HARD 121947604 1487.5 204000 204000 11/1/2005 10/1/2035 80 CUMBERLAND RI 2864 0 0 0 NONE 121746921 1306.23 204000 202719.09 9/1/2005 8/1/2035 96.9 INDIANAPOLIS IN 46240 0 0 3H HARD 121746732 1402.5 204000 204000 7/1/2005 6/1/2035 85 PARADISE CA 95969 0 0 2H HARD 122769277 1674.85 204300 204300 4/1/2006 3/1/2036 90 CICERO IL 60804 0 0 0 NONE 121732549 1415.84 204700 204690 10/1/2005 9/1/2035 87.11 TINLEY PARK IL 60477 0 0 0 NONE 122753791 1404.27 204720 204720 4/1/2006 3/1/2036 100 FALL RIVER MA 2721 0 0 0 NONE 122630742 1799.02 205000 205000 4/1/2006 3/1/2036 52.564 ALEXANDRIA VA 22310 0 0 3H HARD 122752033 1504.22 205000 204862.45 3/1/2006 2/1/2036 59.767 HEMPSTEAD NY 11550 0 0 0 NONE 122965667 1780.11 205000 205000 4/1/2006 3/1/2036 100 SUGAR LAND TX 77479 0 0 2H HARD 122625216 1783.89 205000 204907.36 3/1/2006 2/1/2036 84.711 WILLINGBORO NJ 8046 0 0 0 NONE 121749292 1723.75 205000 204695.1 1/1/2006 12/1/2035 100 LAWRENCE KS 66044 0 0 0 NONE 122508011 1458.06 206000 205850.9 3/1/2006 2/1/2036 63.19 MIAMI FL 33125 0 0 3H HARD 121747221 1419.28 206000 205040.23 10/1/2005 9/1/2035 59.71 GLENDALE AZ 85308 0 0 2H HARD 121745806 1137.29 206000 206000 11/1/2005 10/1/2035 39.24 LOS ANGELES CA 91331 0 0 2H HARD 122702005 1808.68 206100 205992.5 3/1/2006 2/1/2036 90 GIBSONBURG OH 43431 0 0 2H HARD 122762297 1678.12 206250 206250 4/1/2006 3/1/2036 75 EDISON NJ 8817 0 0 0 NONE 122779503 1549.49 206250 206250 4/1/2006 3/1/2036 75 PRESTON CT 6365 0 0 2H HARD 121747065 1511.95 206250 205259.66 9/1/2005 8/1/2035 75 STOCKTON AREA CA 95204 0 0 2H HARD 122623006 1290 206400 206400 3/1/2006 2/1/2036 100 CHICAGO IL 60638 0 0 0 NONE 122947118 1535.73 206800 206800 5/1/2006 4/1/2036 73.333 VIRGINIA BEACH VA 23464 0 0 2H HARD 122889489 1536.97 207000 207000 4/1/2006 3/1/2036 89.224 NORTH CHARLESTON SC 29418 0 0 0 NONE 122911841 1458.75 207000 207000 4/1/2006 3/1/2036 88.085 OXFORD MA 1540 0 0 0 NONE 122198930 1482.97 207000 206853.9 3/1/2006 2/1/2036 90 WORCESTER MA 1603 0 0 0 NONE 122639719 1400.8 207920 207753.73 3/1/2006 2/1/2036 100 FIELDSBORO NJ 8505 0 0 2H HARD 122939112 1383.3 207920 207920 4/1/2006 3/1/2036 100 ALSIP IL 60803 0 0 0 NONE 122780568 1418.38 207920 207920 4/1/2006 3/1/2036 100 WAKE FOREST NC 27587 0 0 2H HARD 120881154 1105 208000 207978.14 4/1/2005 3/1/2035 100 FORT WASHINGTON MD 20744 0 0 0 NONE 122673997 1562.63 208000 207867.37 3/1/2006 2/1/2036 80 POMPANO BEACH FL 33064 0 0 2H HARD 122574424 1584.44 208000 207953.89 3/1/2006 2/1/2036 100 MIAMI FL 33162 0 0 2H HARD 122732336 1311.51 208000 207923.49 3/1/2006 2/1/2036 80 HAWAIIAN GARDEN CA 90716 0 0 2H HARD 122486512 1472.21 208000 207697.96 2/1/2006 1/1/2036 80 COLONIE NY 12047 0 0 1S SOFT 122581552 1538.33 208000 208000 2/1/2006 1/1/2036 100 PHILADELPHIA PA 19128 0 0 3H HARD 121747207 1461.49 208000 207068.52 10/1/2005 9/1/2035 80 SPANAWAY WA 98387 0 0 2H HARD 121747079 1366.41 208000 206936.42 10/1/2005 9/1/2035 65 PEORIA AZ 85382 0 0 2H HARD 121732604 1415.41 208000 207006.68 10/1/2005 9/1/2035 100 WATERFORD TWP MI 48327 0 0 0 NONE 122398461 1083.33 208000 208000 1/1/2006 12/1/2035 100 LONG BEACH CA 90807 0 0 2S SOFT 120223869 1409.12 208250 206172.64 11/1/2004 10/1/2034 85 COLLEGE PARK MD 20740 0 0 0 NONE 122610722 1751.08 208250 208147.57 3/1/2006 2/1/2036 85 GLEN ALLEN VA 23059 0 0 0 NONE 122840791 1789.19 208250 208250 4/1/2006 3/1/2036 85 LAUDERHILL FL 33313 0 0 0 NONE 122902242 1983.21 208250 208250 4/1/2006 3/1/2036 85 CHICAGO IL 60623 0 0 0 NONE 122639321 1546.25 208250 208250 4/1/2006 3/1/2036 85 PAGOSA SPRINGS CO 81147 0 0 0 NONE 122549463 1584.33 208350 208350 2/1/2006 1/1/2036 89.982 CASA GRANDE AZ 85222 0 0 0 NONE 122607121 1774.78 208800 208699.97 3/1/2006 2/1/2036 80 WASHINGTON DC 20011 0 0 0 NONE 121764656 1268.69 208800 207147.18 8/1/2005 7/1/2035 89.614 SOUTH GRAFTON MA 1560 0 0 0 NONE 121732587 1226.7 208800 208800 10/1/2005 9/1/2035 99.81 HANDY TOWNSHIP MI 48836 0 0 0 NONE 122636141 1588.55 209000 208870.1 3/1/2006 2/1/2036 95 BUFORD GA 30519 0 0 0 NONE 122556402 1303.89 209000 207711.81 2/1/2006 1/1/2036 88.936 NEWARK NJ 7103 0 0 0 NONE 122955633 1644.2 209000 209000 4/1/2006 3/1/2036 100 MIAMI FL 33189 0 0 2H HARD 121746777 1402.04 209000 209000 8/1/2005 7/1/2035 95 ALEXANDRIA VA 22312 0 0 2H HARD 121748136 1328.02 209000 209000 12/1/2005 11/1/2035 95 PHOENIX AZ 85044 0 0 2H HARD 122642127 1243.06 209356 209000 1/1/2006 12/1/2035 95 TUCSON AZ 85743 1H HARD 122510439 1418.2 209600 209535.47 3/1/2006 2/1/2036 100 CHICAGO IL 60621 0 0 0 NONE 122931583 1375.5 209600 209600 4/1/2006 3/1/2036 100 JACKSONVILLE FL 32218 0 0 3H HARD 122582836 1823.53 210000 209904.6 3/1/2006 2/1/2036 34.036 CHARLESTOWN MA 2139 0 0 0 NONE 122855437 2099.66 210000 210000 4/1/2006 3/1/2036 75 PROVIDENCE RI 2904 0 0 1H HARD 122649066 1397.14 210000 210000 5/1/2006 4/1/2036 60 BELLINGHAM WA 98225 0 0 2H HARD 122571842 1248.21 210000 209911.17 3/1/2006 2/1/2036 70 CROFTON MD 21114 0 0 0 NONE 122645905 1579.56 210000 209951.69 3/1/2006 2/1/2036 28.767 SAN DIEGO CA 92102 0 0 1H HARD 122328302 1614.72 210000 209837.04 3/1/2006 2/1/2036 75 ROANOKE VA 24018 0 0 3H HARD 122692925 1727.62 210000 209891.13 3/1/2006 2/1/2036 77.778 FLORENCE MS 39073 0 0 3H HARD 122849575 1379.55 210000 210000 4/1/2006 3/1/2036 56 STATEN ISLAND NY 10302 0 0 3H HARD 121676331 1242.23 210000 208128.79 8/1/2005 7/1/2035 75 BLOUNTSTOWN FL 32424 0 0 0 NONE 121746803 1454 210000 208252.51 9/1/2005 8/1/2035 70 BEL AIR MD 21014 0 0 2H HARD 122663378 1617.79 210400 210400 4/1/2006 3/1/2036 99.245 HAMPTON GA 30228 0 0 0 NONE 122679071 1399.8 210400 210227.53 3/1/2006 2/1/2036 100 WEST PALM BEACH FL 33415 0 0 2H HARD 122609915 1715.95 210900 210787.77 3/1/2006 2/1/2036 95 LOGANVILLE GA 30052 0 0 0 NONE 122638050 1586.33 210900 210851.48 3/1/2006 2/1/2036 95 LAURELVILLE OH 43135 0 0 3H HARD 122713292 1642.69 211200 211200 4/1/2006 3/1/2036 80 JOHNSTON RI 2919 0 0 1H HARD 122228330 1645.03 211500 211375.13 3/1/2006 2/1/2036 90 RICHMOND VA 23223 0 0 2H HARD 122893198 1663.87 211500 211500 4/1/2006 3/1/2036 90 FLORISSANT MO 63034 0 0 2H HARD 121745827 1167.66 211500 211500 11/1/2005 10/1/2035 90 SELMA CA 93662 0 0 2H HARD 122603200 1375.03 212000 211817.47 3/1/2006 2/1/2036 100 CRANSTON RI 2920 0 0 0 NONE 122662758 1482.33 212000 211842.67 3/1/2006 2/1/2036 100 PORT SAINT LUCIE FL 34953 0 0 2H HARD 122515348 1336.73 212000 211922.02 3/1/2006 2/1/2036 95 ABBOTTSTOWN PA 17331 0 0 3H HARD 122558656 1454.21 212000 211937.04 3/1/2006 2/1/2036 100 CAPE CORAL FL 33904 0 0 3H HARD 122690384 1537.15 212000 211854.1 3/1/2006 2/1/2036 100 MIAMI FL 33183 0 0 3H HARD 122583277 1479.58 212000 212000 3/1/2006 2/1/2036 100 MIAMI FL 33138 0 0 2H HARD 122596850 1435.42 212000 211985.13 3/1/2006 2/1/2036 100 MIRAMAR FL 33023 0 0 2H HARD 122606284 1280.83 212000 212000 4/1/2006 3/1/2036 100 MODESTO CA 95354 0 0 2H HARD 121749527 1417.57 212000 211480.73 1/1/2006 12/1/2035 100 ATLANTA GA 30310 0 0 0 NONE 121749473 1387.28 212000 211712.89 12/1/2005 11/1/2035 100 VISALIA CA 93277 0 0 3H HARD 121746835 1694.56 212500 211651.69 9/1/2005 8/1/2035 74.56 NORTH BEACH MD 20714 0 0 0 NONE 121747033 1485.83 212500 211375.15 9/1/2005 8/1/2035 85 SURPRISE AZ 85374 0 0 0 NONE 121749300 1603.92 212500 212094.82 1/1/2006 12/1/2035 61.594 SEBRING FL 33870 0 0 2H HARD 122860491 1580.03 212800 212800 4/1/2006 3/1/2036 100 MIAMI FL 33177 0 0 2H HARD 121747786 1064 212800 212800 11/1/2005 10/1/2035 100 CLOVIS CA 93612 0 0 2H HARD 122678763 1421.41 213000 212845.33 3/1/2006 2/1/2036 75 INVERNESS FL 34450 0 0 0 NONE 122654459 1353.44 213000 212999.11 3/1/2006 2/1/2036 81.923 HOLDEN MA 1520 0 0 0 NONE 121749232 1308.21 213000 212663.27 12/1/2005 11/1/2035 78.89 HYATTSVILLE MD 20785 0 0 2H HARD 122402081 1109.38 213000 212999.99 10/1/2005 9/1/2035 54.62 WASHINGTON DC 20017 0 0 0 NONE 122547791 1697.11 213300 213180.42 3/1/2006 2/1/2036 90 SPRING TX 77388 0 0 2H HARD 122743195 1549.84 213750 213750 4/1/2006 3/1/2036 75 ELMER NJ 8318 0 0 0 NONE 122763735 1896.91 213900 213900 4/1/2006 3/1/2036 100 PEMBROKE PINES FL 33024 0 0 2H HARD 121746845 1422.31 214000 212747.98 8/15/2005 7/15/2035 47.56 HUNTINGTON STATION NY 11746 0 0 0 NONE 122608182 1294.07 214191 214191 3/1/2006 2/1/2036 100 HOMESTEAD FL 33033 0 0 0 NONE 121746836 1322.35 214200 212761.73 9/1/2005 8/1/2035 85 WARWICK RI 2886 0 0 1H HARD 122698920 1391.14 214400 214400 4/1/2006 3/1/2036 100 MARYSVILLE WA 98271 0 0 0 NONE 122764196 1430.75 214400 214400 4/1/2006 3/1/2036 100 WORCESTER MA 1603 0 0 0 NONE 121748684 1610.72 214400 213847.45 12/1/2005 11/1/2035 100 LAWRENCE MA 1841 0 0 0 NONE 122696495 1206.68 214520 214520 3/1/2006 2/1/2036 100 SILVER SPRING MD 20910 0 0 0 NONE 122721538 1452.7 214552 214552 3/1/2006 2/1/2036 100 DESOTO TX 75115 0 0 3H HARD 122693170 1729.66 214965 214847.58 3/1/2006 2/1/2036 90 DEKALB IL 60115 0 0 0 NONE 122481435 1596.37 215000 214859.36 3/1/2006 2/1/2036 46.537 BROOKLYN NY 11226 0 0 2H HARD 122584367 1503.31 215000 214840.44 3/1/2006 2/1/2036 71.667 PALM CITY FL 34990 0 0 2H HARD 122666866 1768.75 215000 214888.54 3/1/2006 2/1/2036 100 MIRAMAR FL 33023 0 0 2H HARD 122597242 1540.29 215000 214848.25 3/1/2006 2/1/2036 87.755 CHAPEL HILL NC 27514 0 0 2H HARD 122603560 1454.73 215000 214933.81 3/1/2006 2/1/2036 84.314 LYNN MA 1902 0 0 0 NONE 121746798 1503.31 215000 213808.76 9/1/2005 8/1/2035 76.79 CHICAGO IL 60639 0 0 2H HARD 121749368 1391.08 215000 214700.44 12/1/2005 11/1/2035 74.14 MEDFORD OR 97501 0 0 3H HARD 122816126 1468.04 215200 215200 4/1/2006 3/1/2036 100 PORT SAINT LUCIE FL 34983 0 0 2H HARD 122791625 1380.87 215200 215200 4/1/2006 3/1/2036 100 LANCASTER CA 93536 0 0 2H HARD 122534688 1232.92 215200 215200 3/1/2006 2/1/2036 100 LAKEVILLE MN 55044 0 0 0 NONE 121749077 1272.99 215200 214315.9 12/1/2005 11/1/2035 100 HAVERHILL MA 1830 0 0 2H HARD 122571415 2113.55 215500 215429.21 3/1/2006 2/1/2036 51.617 HARRISBURG PA 17110 0 0 2H HARD 122728455 1815.4 215900 215793.81 3/1/2006 2/1/2036 100 LAWRENCEVILLE GA 30043 0 0 0 NONE 122850637 1565.57 215920 215920 4/1/2006 3/1/2036 100 LEHIGH ACRES FL 33971 0 0 2H HARD 122687562 1439.67 215950 215950 2/1/2006 1/1/2036 99.984 NORTH LAS VEGAS NV 89115 0 0 0 NONE 122580481 1501.87 216000 215938.13 3/1/2006 2/1/2036 100 RICHMOND VA 23231 0 0 2H HARD 122450660 1522.17 216000 215940.33 3/1/2006 2/1/2036 100 SUWANEE GA 30024 0 0 0 NONE 122653172 1283.87 216000 215908.63 3/1/2006 2/1/2036 100 SUNRISE FL 33322 0 0 2H HARD 122807574 1461.5 216000 216000 4/1/2006 3/1/2036 90 LEMOORE CA 93245 0 0 2H HARD 122653383 1481.65 216000 215935.85 3/1/2006 2/1/2036 90 COCONUT CREEK FL 33066 0 0 3H HARD 122633318 1491.86 216000 215835.64 3/1/2006 2/1/2036 63.529 BELLEVILLE NJ 7109 0 0 0 NONE 122677494 1347.56 216000 215799.94 3/1/2006 2/1/2036 64.478 LAS VEGAS NV 89110 0 0 3H HARD 122709635 1350 216000 216000 3/1/2006 2/1/2036 100 CAPE CORAL FL 33993 0 0 2H HARD 122784597 1435.6 216000 215644.17 2/1/2006 1/1/2036 80 HESPERIA CA 92345 0 0 2H HARD 122401719 1618.95 216000 215581.8 1/1/2006 12/1/2035 80 SPRING HILL FL 34609 0 0 0 NONE 122543329 1682.36 216300 216172.3 3/1/2006 2/1/2036 100 CAPE CORAL FL 33990 0 0 2H HARD 122571487 1702.42 216400 216150.09 2/1/2006 1/1/2036 99.963 MOREHEAD CITY NC 28557 0 0 2H HARD 122667367 1488.51 217000 216935.55 3/1/2006 2/1/2036 48.222 OAKLAND NJ 7436 0 0 0 NONE 122818045 1309.28 217000 217000 4/1/2006 3/1/2036 70 DELHI CA 95315 0 0 3H HARD 122671231 1573.4 217000 216850.66 3/1/2006 2/1/2036 70 STOCKTON CA 95204 0 0 3H HARD 121746999 1645.53 217000 216030.97 9/1/2005 8/1/2035 70 LAS VEGAS NV 89135 0 0 2H HARD 122956110 1532.74 217500 217500 4/1/2006 3/1/2036 75 HIALEAH FL 33010 0 0 2H HARD 122676303 1405.33 217600 217600 3/1/2006 2/1/2036 100 STAFFORD VA 22556 0 0 1H HARD 121746801 1484.42 217600 216389.99 9/1/2005 8/1/2035 80 DEERFIELD BEACH FL 33442 0 0 2H HARD 122744995 1791.79 217800 217800 4/1/2006 3/1/2036 90 HAMMOND WI 54015 0 0 2H HARD 122629797 1833.06 218000 217892.77 3/1/2006 2/1/2036 87.2 NEWARK NJ 7107 0 0 0 NONE 122547590 1550.5 218000 217843.79 3/1/2006 2/1/2036 99.562 RINDGE NH 3461 0 0 2H HARD 122760048 1676.23 218000 217867.94 3/1/2006 2/1/2036 64.881 RIVERHEAD NY 11901 0 0 0 NONE 122976544 1994.13 218000 218000 5/1/2006 4/1/2036 67.077 KENOSHA WI 53144 0 0 2H HARD 122619155 1487.14 218000 217829.94 3/1/2006 2/1/2036 60.556 OLD BRIDGE NJ 8857 0 0 3H HARD 122679279 2288.61 218400 218400 4/1/2006 3/1/2036 70 GARDEN CITY KS 67846 0 0 2H HARD 122756971 1559.68 218400 218400 4/1/2006 3/1/2036 100 LANCASTER CA 93535 0 0 2H HARD 122776057 1897.34 218500 218400.73 3/1/2006 2/1/2036 51.412 TOMS RIVER NJ 8753 0 0 2H HARD 121749572 1590.29 219200 218974.08 12/1/2005 11/1/2035 100 FIRCREST WA 98466 0 0 0 NONE 121749448 1320 220000 220000 12/1/2005 11/1/2035 100 HESPERIA CA 92345 0 0 2H HARD 122616196 1730.74 220000 219873.43 3/1/2006 2/1/2036 100 MIAMI FL 33169 0 0 2H HARD 122684655 1672.16 220000 220000 4/1/2006 3/1/2036 80 SOUTH PLAINFIELD NJ 7080 0 0 0 NONE 122737014 1519.49 220000 220000 4/1/2006 3/1/2036 88 HOLLIS ME 4042 0 0 3H HARD 122838077 1910.37 220000 220000 4/1/2006 3/1/2036 74.576 FAIRBURN GA 30213 0 0 2H HARD 122913471 1730.74 220000 220000 4/1/2006 3/1/2036 100 CORDOVA TN 38018 0 0 2H HARD 122701553 1538.27 220000 219709.59 3/1/2006 2/1/2036 77.193 DAYTONA BEACH FL 32114 0 0 2H HARD 122588563 1327.39 220000 219910.11 3/1/2006 2/1/2036 51.163 LOS ANGELES CA 90044 0 0 2H HARD 122638303 1910.37 220000 219823.64 3/1/2006 2/1/2036 30.137 BEAUFORT NC 28516 0 0 2H HARD 122468697 1393.33 220000 220000 3/1/2006 2/1/2036 100 MIAMI FL 33177 0 0 2H HARD 122746574 1535.42 220000 220000 4/1/2006 3/1/2036 100 WINTER SPRINGS FL 32708 0 0 2H HARD 122635745 1443.75 220000 220000 3/1/2006 2/1/2036 90 STREAMWOOD IL 60107 0 0 1H HARD 121747833 985.42 220000 219950 10/1/2005 9/1/2035 100 BAKERSFIELD CA 93313 0 0 2S SOFT 121749066 1390.55 220000 217962.33 1/1/2006 12/1/2035 79.71 EAST FALMOUTH MA 2536 0 0 2H HARD 121746844 1660.53 220000 218860.32 8/1/2005 7/1/2035 80 REISTERSTOWN MD 21136 0 0 2H HARD 121745817 1191.67 220000 219995.34 12/1/2005 11/1/2035 80 TALENT OR 97540 0 0 2H HARD 121749339 1345.69 220400 219971.92 1/1/2006 12/1/2035 100 NORTH LAUDERDALE FL 33068 0 0 2H HARD 122612984 1400.97 220480 220480 3/1/2006 2/1/2036 100 FARMINGVILLE NY 11738 0 0 0 NONE 122285044 1791.56 220500 220500 4/1/2006 3/1/2036 90 LUNENBURG MA 1462 0 0 0 NONE 122626195 1311 220800 220800 3/1/2006 2/1/2036 80 ROSELLE IL 60172 0 0 0 NONE 122624738 1837.19 220883 220771.46 3/1/2006 2/1/2036 73.628 BROOKFIELD IL 60513 0 0 0 NONE 122648920 1621 220915 220766.77 3/1/2006 2/1/2036 85 SELMA CA 93662 0 0 3H HARD 122618783 1718.92 221000 220869.52 3/1/2006 2/1/2036 85 FITCHBURG MA 1420 0 0 0 NONE 122632770 1507.61 221000 220827.6 3/1/2006 2/1/2036 85 NARVON PA 17555 0 0 2H HARD 122758115 1488.92 221000 221000 4/1/2006 3/1/2036 85 CENTREVILLE MD 21617 0 0 3H HARD 122535028 1602.4 221000 220847.56 3/1/2006 2/1/2036 85 JERSEY CITY NJ 7304 0 0 0 NONE 121747220 1754.42 221000 220238.82 10/1/2005 9/1/2035 85 STATESVILLE NC 28625 0 0 2H HARD 122685938 1707.79 221400 221352.71 3/1/2006 2/1/2036 90 MANCHESTER NH 3103 0 0 2H HARD 121745841 1246.5 221600 221600 12/1/2005 11/1/2035 100 MESA AZ 85208 0 0 2H HARD 122500329 1514.43 222000 221826.82 3/1/2006 2/1/2036 73.51 TOMS RIVER NJ 8753 0 0 0 NONE 122641111 1202.19 222000 221884.68 3/1/2006 2/1/2036 52.235 LANCASTER CA 93536 0 0 3H HARD 122890936 2033.73 222329 222329 5/1/2006 4/1/2036 65.391 MILFORD CT 6460 0 0 2H HARD 121749462 1384.17 223000 222656.24 12/1/2005 11/1/2035 100 BANKS OR 97106 0 0 3H HARD 121747282 1527.12 223860 222786.22 10/1/2005 9/1/2035 100 SILVER SPRING MD 20904 0 0 0 NONE 122565543 1800.74 224000 223877.39 3/1/2006 2/1/2036 64.928 CATHEDRAL CITY CA 92234 0 0 2H HARD 122604559 2154.39 224000 223922.28 3/1/2006 2/1/2036 64.368 VIRGINIA BEACH VA 23464 0 0 2H HARD 122792630 1379.21 224000 223787.46 3/1/2006 2/1/2036 97.143 MILWAUKIE OR 97267 0 0 3H HARD 122819838 1802.35 224000 224000 4/1/2006 3/1/2036 80 ELGIN IL 60120 0 0 0 NONE 122892156 2282.56 224000 224000 4/1/2006 3/1/2036 70 HENDERSON NV 89014 0 0 2H HARD 122714273 1880.12 224000 224000 4/1/2006 3/1/2036 89.6 HYATTSVILLE MD 20782 0 0 1H HARD 122641241 1470 224000 224000 3/1/2006 2/1/2036 100 MIAMI FL 33193 0 0 2H HARD 122720805 1330 224000 224000 3/1/2006 2/1/2036 100 UPPER MARLBORO MD 20772 0 0 0 NONE 122632079 1470 224000 224000 3/1/2006 2/1/2036 100 MIAMI FL 33142 0 0 1H HARD 122730313 1283.33 224000 224000 3/1/2006 2/1/2036 100 LAS VEGAS NV 89108 0 0 2H HARD 121746964 1742.25 224000 220872.04 9/1/2005 8/1/2035 100 METHUEN MA 1844 0 0 0 NONE 122763643 1803.16 224100 224100 4/1/2006 3/1/2036 90 PANAMA CITY BEACH FL 32413 0 0 2H HARD 122511998 1948.57 224400 224298.06 3/1/2006 2/1/2036 85 LAKE STEVENS WA 98258 0 0 0 NONE 122515645 1311.33 224800 224800 4/1/2006 3/1/2036 100 SPRINGFIELD GARDENS NY 11413 0 0 1H HARD 122459890 1891.92 225000 224889.33 3/1/2006 2/1/2036 90 NEWARK NJ 7107 0 0 2H HARD 122597780 1770.08 225000 224870.55 3/1/2006 2/1/2036 79.929 COLTON CA 92324 0 0 2H HARD 122683499 2164.01 225000 224921.93 3/1/2006 2/1/2036 67.164 STOCKTON CA 95210 0 0 3H HARD 122716577 1750.03 225000 224867.16 3/1/2006 2/1/2036 90 CHICAGO IL 60638 0 0 0 NONE 122764008 1953.78 225000 224897.78 3/1/2006 2/1/2036 65.217 LOS BANOS CA 93635 0 0 0 NONE 122881735 1670.62 225000 225000 4/1/2006 3/1/2036 90 PLAINFIELD IL 60544 0 0 0 NONE 122749172 1778.99 225000 224955.39 3/1/2006 2/1/2036 90 VALRICO FL 33594 0 0 2H HARD 122818494 1649.46 225000 225000 4/1/2006 3/1/2036 90 TIVERTON RI 2878 0 0 0 NONE 122705258 1770.08 225000 224870.55 3/1/2006 2/1/2036 75 LEHIGH ACRES FL 33936 0 0 3H HARD 122750069 1891.93 225000 225000 4/1/2006 3/1/2036 64.286 CENTREVILLE VA 20121 0 0 1H HARD 122909177 2228.16 225000 225000 4/1/2006 3/1/2036 100 HOUSTON TX 77042 0 0 0 NONE 121864205 1498.12 225000 224826.41 10/1/2005 9/1/2035 90 NORTHFIELD CITY NJ 8225 0 0 0 NONE 122388415 1546.88 225000 223453.12 2/1/2006 1/1/2036 90 SAN GABRIEL CA 91776 0 0 2H HARD 121746823 1534.9 225000 223748.83 9/1/2005 8/1/2035 75 WESTMINSTER MD 21157 0 0 2H HARD 121746984 1534.9 225000 223748.83 9/1/2005 8/1/2035 43.27 LOS ANGELES CA 90038 0 0 2H HARD 122401735 1798.28 225000 224622.68 1/1/2006 12/1/2035 54.35 VIRGINIA BEACH VA 23451 0 0 0 NONE 121746778 1209.38 225000 224999.6 8/1/2005 7/1/2035 79.79 WOODBRIDGE VA 22192 0 0 2H HARD 122591398 1618.98 225250 225250 3/1/2006 2/1/2036 85 VIENNA VA 22180 0 0 2H HARD 122470376 1574.5 225600 225600 3/1/2006 2/1/2036 80 SYLVA NC 28779 0 0 2H HARD 122757572 1581.9 226240 226240 4/1/2006 3/1/2036 100 ATLANTA GA 30308 0 0 0 NONE 122401690 1688.95 226400 225955.17 1/1/2006 12/1/2035 100 INDEPENDENCE TWP. MI 48346 0 0 0 NONE 122631101 1645.91 227000 226843.78 3/1/2006 2/1/2036 54.699 BROOKLYN NY 11234 0 0 0 NONE 122633708 1646.78 227120 226963.7 3/1/2006 2/1/2036 100 FRAMINGHAM MA 1701 0 0 0 NONE 121746854 1714.87 227200 226175.11 9/1/2005 8/1/2035 80 STATEN ISLAND NY 10304 0 0 0 NONE 122739256 1973.32 227250 227250 4/1/2006 3/1/2036 74.753 WINTER PARK FL 32792 0 0 1H HARD 122072339 1954.58 227500 227393.86 3/1/2006 2/1/2036 67.91 RAHWAY NJ 7065 0 0 0 NONE 122761955 2296.41 227500 227431.19 3/1/2006 2/1/2036 70 CHESTER NY 10918 0 0 2H HARD 122514062 1646.19 227500 227441.57 3/1/2006 2/1/2036 62.845 BRISTOL RI 2809 0 0 0 NONE 122533562 1421.88 227500 227500 3/1/2006 2/1/2036 70 EAGLE POINT OR 97524 0 0 2H HARD 121746862 1128.02 227500 227485 9/1/2005 8/1/2035 65 FREEPORT NY 11520 0 0 0 NONE 120832157 1818.22 228000 226920.05 4/1/2005 3/1/2035 80 WAUCHULA FL 33873 0 0 0 NONE 120787490 1092.5 228000 228000 3/1/2005 2/1/2035 100 GUYTON GA 31312 0 0 0 NONE 122823224 1712.89 228000 228000 4/1/2006 3/1/2036 80 MIAMI FL 33193 0 0 3H HARD 122761425 1425 228000 228000 3/1/2006 2/1/2036 100 ELIZABETH NJ 7208 0 0 0 NONE 122583769 1576.78 228295 228121.28 3/1/2006 2/1/2036 50.285 MENIFEE CA 92585 0 0 3H HARD 122679896 1449.97 229400 229192.61 3/1/2006 2/1/2036 100 KELLER TX 76248 0 0 1H HARD 122589755 1971.76 229500 229392.93 3/1/2006 2/1/2036 90 WARWICK RI 2889 0 0 2H HARD 122670704 1724.16 229500 229500 4/1/2006 3/1/2036 75 ALEXANDRIA VA 22304 0 0 2H HARD 122603109 1836.8 229500 229456.17 3/1/2006 2/1/2036 85 RIVERSIDE RI 2915 0 0 0 NONE 122680982 1624.39 229500 229333.89 3/1/2006 2/1/2036 85 LOWER TOWNSHIP NJ 8251 0 0 0 NONE 122626068 1489.12 229500 229421.35 3/1/2006 2/1/2036 90 SACRAMENTO CA 95815 0 0 3H HARD 122392955 1488.53 229500 229225.91 3/1/2006 2/1/2036 90 TRENTON NJ 8610 3 0.3 0 NONE 121747131 2022.51 229500 228884.55 10/1/2005 9/1/2035 90 GILBERT AZ 85234 0 0 2H HARD 122654443 1704.77 229600 229449.81 3/1/2006 2/1/2036 100 CONYERS GA 30013 0 0 0 NONE 122616752 1574.94 229600 229531.81 3/1/2006 2/1/2036 70 WAYNE NJ 7470 0 0 0 NONE 122669473 1574.94 229600 229600 4/1/2006 3/1/2036 100 HOMESTEAD FL 33032 0 0 3H HARD 122363391 1435 229600 229600 3/1/2006 2/1/2036 100 MIAMI BEACH FL 33141 0 0 2H HARD 122550150 1608.19 230000 229829.31 3/1/2006 2/1/2036 41.071 HUNTINGTON PARK CA 90255 0 0 2H HARD 122624408 1727.91 230000 229853.34 3/1/2006 2/1/2036 79.585 FALL RIVER MA 2723 0 0 0 NONE 122697717 1667.66 230000 230000 4/1/2006 3/1/2036 74.194 STATEN ISLAND NY 10312 0 0 0 NONE 122909851 1976.06 230000 230000 4/1/2006 3/1/2036 67.647 LOS ANGELES CA 90044 0 0 2H HARD 122611971 1687.66 230000 229845.66 3/1/2006 2/1/2036 73.016 SAYREVILLE NJ 8879 0 0 0 NONE 122693973 1701.04 230000 230000 3/1/2006 2/1/2036 69.697 MANTECA CA 95337 0 0 2H HARD 121746884 1908.85 230000 217118.48 9/1/2005 8/1/2035 63.89 MIAMI FL 33155 0 0 1H HARD 121747181 1600.42 230000 230000 10/1/2005 9/1/2035 80.7 ROLLING MEADOWS IL 60008 0 0 0 NONE 122652434 1558.93 230400 230329.07 3/1/2006 2/1/2036 80 PEMBROKE PINES FL 33026 0 0 2H HARD 122661083 1392 230400 230400 2/1/2006 1/1/2036 80 GERMANTOWN MD 20874 0 0 0 NONE 122919002 1668.91 230640 230640 4/1/2006 3/1/2036 100 MIRAMAR FL 33025 0 0 2H HARD 121746800 1878.27 230850 230328.06 9/1/2005 8/1/2035 95 MIRAMAR FL 33023 0 0 2H HARD 122485247 2069.99 231000 231000 4/1/2006 3/1/2036 70 HOLLIS NY 11423 0 0 2H HARD 122784831 2420.64 231000 231000 4/1/2006 3/1/2036 70 CUMBERLAND RI 2864 0 0 2H HARD 122786185 1606.17 231000 231000 4/1/2006 3/1/2036 92.797 TIVERTON RI 2878 0 0 1H HARD 122672800 1654.91 231000 231000 4/1/2006 3/1/2036 61.6 BRENTWOOD NY 11717 0 0 0 NONE 122640536 1299.38 231000 231000 3/1/2006 2/1/2036 100 SOUTH ORANGE NJ 7079 0 0 3H HARD 122406274 1433.83 231000 230822.98 2/1/2006 1/1/2036 79.66 SACRAMENTO CA 95841 0 0 3S SOFT 122460813 1541.33 231200 231200 3/1/2006 2/1/2036 100 TAPPAHANNOCK VA 22560 0 0 1H HARD 121746886 1733.68 231200 230142.2 9/1/2005 8/1/2035 79.75 BALTIMORE MD 21208 0 0 0 NONE 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SACRAMENTO CA 95605 0 0 2H HARD 122896393 1322.83 233000 233000 4/1/2006 3/1/2036 66.571 SACRAMENTO CA 95826 0 0 3H HARD 122593765 1689.41 233000 232839.65 3/1/2006 2/1/2036 64.543 VIRGINIA BEACH VA 23454 0 0 3H HARD 122638486 2002.69 233100 232991.25 3/1/2006 2/1/2036 90 MT PLEASANT SC 29464 0 0 0 NONE 122630139 1938.97 233120 233002.28 3/1/2006 2/1/2036 62.165 SILVER SPRING MD 20901 0 0 2H HARD 121749182 1713.55 233750 233275.37 1/1/2006 12/1/2035 85 LAKEWOOD OH 44107 0 0 2H HARD 122558693 2031.94 234000 233893.69 3/1/2006 2/1/2036 100 DESOTO TX 75115 0 0 2H HARD 122709013 1925.06 234000 234000 4/1/2006 3/1/2036 65 BROOKHAVEN NY 11719 0 0 0 NONE 122669402 1539.89 234000 233902.61 3/1/2006 2/1/2036 100 LODI CA 95240 0 0 3H HARD 122730938 1693.23 234000 234000 4/1/2006 3/1/2036 90 HAMPTON VA 23666 0 0 2H HARD 122655685 1676.4 234000 233834.85 3/1/2006 2/1/2036 90 FORT LAUDERDALE FL 33319 0 0 2H HARD 122468156 1696.66 234000 233838.97 3/1/2006 2/1/2036 90 WOODSTOCK GA 30189 0 0 1H HARD 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2/1/2036 90 PATERSON NJ 7513 0 0 1H HARD 121747901 1995.73 391000 391000 10/1/2005 9/1/2035 85 XXXXXXX XX 00000 0 0 2S SOFT 122567403 2858.33 392000 392000 3/1/2006 2/1/2036 90 XXXXXX XX 00000 0 0 1H HARD 122681737 2123.33 392000 392000 3/1/2006 2/1/2036 000 XXXXX XX 7801 0 0 0 NONE 121746780 2548 392000 392000 8/1/2005 7/1/2035 84.3 XXXXXXXXXXXXXX XX 00000 0 0 2H HARD 121749336 2920.24 393300 392522.95 1/1/2006 12/1/2035 90 XXXXXX XX 00000 0 0 2H HARD 122912918 2997.49 393500 393500 4/1/2006 3/1/2036 000 XXXX XXXXXX XX 00000 0 0 2H HARD 122255369 2728.17 395000 394699.43 3/1/2006 2/1/2036 00.000 XX XXXXXX XX 00000 0 0 2H HARD 122533288 2967.5 395000 394748.13 3/1/2006 2/1/2036 65.833 XXXXXX XX 00000 0 0 2H HARD 122817703 3085.94 395000 395000 4/1/2006 3/1/2036 000 XXXXXXX XXXX XX 00000 0 0 0 NONE 122074902 2161.5 396000 396000 10/1/2005 9/1/2035 80 XXXXXX XX 00000 0 0 3H HARD 122739914 2268.75 396000 396000 1/1/2006 12/1/2035 000 XXXXXXXXXXX XX 00000 0 0 2H HARD 122724433 2647.95 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414000 414000 5/1/2006 4/1/2036 90 XXXXX XX 00000 0 0 2H HARD 122756892 2415 414000 414000 3/1/2006 2/1/2036 00 XXXXXX XX 00000 0 0 3H HARD 122406261 2479.48 414000 412755.02 1/1/2006 12/1/2035 66.24 XXXXXXXXX XX 00000 0 0 3S SOFT 122627428 2964.75 415150 415039.41 3/1/2006 2/1/2036 95 XXXXXXXXXX XX 0000 0 0 2H HARD 122635306 2435.5 416000 415817.83 3/1/2006 2/1/2036 100 XXX XXXXXXX XX 00000 0 0 2H HARD 122764925 2470 416000 416000 3/1/2006 2/1/2036 000 XXXXXXXX XX 00000 0 0 0 NONE 122980589 3775.55 417000 417000 5/1/2006 4/1/2036 77.944 XXXXXX XXXXXXX XX 00000 0 0 0 NONE 122739928 2620 419200 419200 12/1/2005 11/1/2035 000 XXXXXXX XX 00000 0 0 1H HARD 122554577 3304.14 420000 419758.36 3/1/2006 2/1/2036 00 XXXXXXXX XXXXXX XX 00000 0 0 0 NONE 122786759 3608.45 420000 419804.05 3/1/2006 2/1/2036 58.741 XXXXXXXX XX 00000 0 0 2H HARD 121740586 2371.55 420000 417183.9 10/1/2005 9/1/2035 000 XXXX XXXXXX XX 00000 0 0 3H HARD 121749543 2629.69 420750 420749.95 1/1/2006 12/1/2035 00 XXXXXX XXXXXXXXX XX 00000 0 0 2H HARD 122019801 2624.93 420750 418780.35 11/1/2005 10/1/2035 00 XXXX XXXXXXXXX XX 0000 0 0 2H HARD 121746631 2069.17 422640 422639.95 7/1/2005 6/1/2035 000 XXXXXXXX XX 00000 0 0 0 NONE 121746870 2909.47 423000 422109.52 9/1/2005 8/1/2035 00 XX. XXXXXX XX 00000 0 0 0 NONE 122604581 2385 424000 423995 3/1/2006 2/1/2036 000 XXXXXXXX XX 00000 0 0 2H HARD 121749376 2790.22 424000 423576.7 1/1/2006 12/1/2035 89.83 XXXXXX XX 00000 0 0 3H HARD 122629062 3003.59 424360 424052.86 3/1/2006 2/1/2036 100 NORWALK CT 6854 0 0 1H HARD 122821669 2913.91 424800 424800 4/1/2006 3/1/2036 90 BROOKLYN NY 11234 0 0 3H HARD 122618508 3230.31 425000 424735.84 3/1/2006 2/1/2036 85.859 DUNN NC 28334 0 0 0 NONE 122732160 2915.28 425000 424873.78 3/1/2006 2/1/2036 74.824 MIAMI FL 33145 0 0 2H HARD 121747213 2602.99 425000 422525.29 10/1/2005 9/1/2035 75.89 SOLEDAD CA 93960 0 0 3H HARD 122600478 2713.23 427000 427000 3/1/2006 2/1/2036 99.813 LAKEWOOD CA 90715 0 0 2H HARD 122922514 3439.76 427500 427500 4/1/2006 3/1/2036 90 FREELAND MD 21053 0 0 0 NONE 122565312 3363.14 427500 427254.05 3/1/2006 2/1/2036 90 CORDOVA TN 38018 0 0 3H HARD 122710428 2244.01 428000 427762.24 3/1/2006 2/1/2036 100 BUENA PARK CA 90620 0 0 2H HARD 121749475 3209.67 430000 429591.07 12/1/2005 11/1/2035 56.58 REDWOOD CITY CA 94061 0 0 2H HARD 121746657 2585.26 431200 428592.03 10/1/2005 9/1/2035 100 BURBANK CA 91501 0 0 2H HARD 121746949 3493.23 431250 429832.02 10/1/2005 9/1/2035 75 KNOXVILLE TN 37920 0 0 2H HARD 122887792 2983.72 432000 432000 4/1/2006 3/1/2036 100 MIRAMAR FL 33027 0 0 1H HARD 122687563 2766.14 432000 431235.62 2/1/2006 1/1/2036 100 LONG BEACH CA 90807 0 0 2S SOFT 122784596 2466 432000 432000 12/1/2005 11/1/2035 100 LOS ANGELES CA 90043 0 0 1H HARD 122664280 3229.86 435000 434715.45 3/1/2006 2/1/2036 74.359 ELLICOTT CITY MD 21043 0 0 2H HARD 122809653 3268.01 435000 435000 5/1/2006 4/1/2036 59.184 SAN JOSE CA 95121 0 0 2H HARD 122863985 3098.37 437750 437750 4/1/2006 3/1/2036 85 CLIFFSIDE PARK NJ 7010 0 0 0 NONE 121746958 3043.7 439600 437571.96 10/1/2005 9/1/2035 100 STAFFORD VA 22554 0 0 2H HARD 122586677 3344.32 440000 439726.51 3/1/2006 2/1/2036 77.601 ENGLEWOOD FL 34223 0 0 1H HARD 122705959 3059.37 440000 439873.96 3/1/2006 2/1/2036 100 MCKINNEY TX 75070 0 0 1H HARD 122456447 3500.84 440000 439753.33 3/1/2006 2/1/2036 71.545 FLUSHING NY 11354 0 0 0 NONE 122642232 2890.49 440000 439630.34 3/1/2006 2/1/2036 80 LAUREL MD 20724 0 0 3H HARD 122043025 2566.67 440000 440000 12/1/2005 11/1/2035 79.71 JUPITER FL 33458 0 0 2H HARD 121749348 2911.78 440000 439566.94 1/1/2006 12/1/2035 100 ANAHEIM CA 92801 0 0 2H HARD 121733026 2053.33 440000 440000 10/1/2005 9/1/2035 100 FRANKLIN SQUARE NY 11010 0 0 0 NONE 121730982 2072.14 440100 439996.4 9/1/2005 8/1/2035 90 SAN DIEGO CA 92119 0 0 2H HARD 121747894 2390.48 442000 441000 10/1/2005 9/1/2035 85 OXNARD CA 93033 0 0 2S SOFT 121747996 2348.13 442000 442000 9/1/2005 8/1/2035 85 TIGARD OR 97223 0 0 2H HARD 122928924 3714.09 442500 442500 4/1/2006 3/1/2036 75 WEST COVINA CA 91791 0 0 0 NONE 122401726 3652.68 444000 443304.13 1/1/2006 12/1/2035 80 BRISTOW VA 20136 0 0 0 NONE 122646787 2552.92 445600 445600 3/1/2006 2/1/2036 100 ANAHEIM CA 92801 0 0 2H HARD 121935737 2879.51 445860 445860 9/1/2005 8/1/2035 89.839 HAGERSTOWN MD 21740 0 0 0 NONE 122800757 3389.92 446000 445722.79 3/1/2006 2/1/2036 81.758 SAINT PAUL MN 55126 0 0 3H HARD 122594483 3528.32 446250 446161.52 3/1/2006 2/1/2036 75 SILVER SPRING MD 20905 0 0 0 NONE 122689095 3660.4 446500 446420.9 3/1/2006 2/1/2036 95 MORENO VALLEY CA 92555 0 0 3H HARD 122406535 2943.04 448000 447245.1 2/1/2006 1/1/2036 95 OVIEDO FL 32766 0 0 3H HARD 122506458 3104.17 449440 449098.01 3/1/2006 2/1/2036 100 JAMAICA NY 11433 0 0 0 NONE 121997213 2985.94 455000 454850.7 11/1/2005 10/1/2035 64.085 REDMOND WA 98053 0 0 2H HARD 122761362 2844.85 456000 455577.65 3/1/2006 2/1/2036 100 LOS ANGELES CA 91331 0 0 2H HARD 122214312 2802.5 456000 456000 3/1/2006 2/1/2036 100 ARDSLEY NY 10502 0 0 2H HARD 122784971 3472.01 456800 456800 4/1/2006 3/1/2036 100 HOUSTON TX 77006 0 0 2H HARD 122636515 3317.92 457600 457285.08 3/1/2006 2/1/2036 80 SILVER SPRING MD 20901 0 0 0 NONE 121749250 2949.34 458150 458150 1/1/2006 12/1/2035 85 KING CITY CA 93930 0 0 2H HARD 122472878 3901.45 459000 458780.11 3/1/2006 2/1/2036 90 HANOVER MA 2339 0 0 0 NONE 121749454 3139.93 459000 458445.16 12/1/2005 11/1/2035 90 CHINO HILLS CA 91709 0 0 2H HARD 121746865 3002.63 459000 458995 9/1/2005 8/1/2035 90 WEST ISLIP NY 11795 0 0 0 NONE 122762805 2730.78 459920 459920 4/1/2006 3/1/2036 100 SILVER SPRING MD 20903 0 0 3H HARD 122521230 2983.55 460000 459603.95 3/1/2006 2/1/2036 100 CORONA CA 92880 0 0 2H HARD 122115124 3069.7 460000 459853.22 3/1/2006 2/1/2036 100 FORT WASHINGTON MD 20744 0 0 0 NONE 122635997 2984.72 460000 459842.36 3/1/2006 2/1/2036 100 LOS ANGELES CA 91401 0 0 3H HARD 122770626 4043.85 460800 460596.15 3/1/2006 2/1/2036 79.984 MILFORD MI 48380 0 0 0 NONE 122359513 2952.73 461600 461105.33 1/1/2006 12/1/2035 100 JAMAICA NY 11434 0 0 2H HARD 122665980 2803.33 464000 464000 3/1/2006 2/1/2036 100 GLENDORA CA 91740 0 0 0 NONE 121746756 2320 464000 463827.12 8/1/2005 7/1/2035 90.86 EAST ELMHURST NY 11369 0 0 0 NONE 121733240 2471.74 466000 465971.59 10/1/2005 9/1/2035 100 SAN DIEGO CA 92128 0 0 2H HARD 122620524 3076.48 467500 467345.4 3/1/2006 2/1/2036 84.923 OCEAN CITY MD 21842 0 0 0 NONE 122853245 3516.58 467524 467524 5/1/2006 4/1/2036 89.999 PALMDALE CA 93550 0 0 2H HARD 122632452 3681.76 468000 467730.74 3/1/2006 2/1/2036 90 TOWNSEND DE 19734 0 0 0 NONE 121747683 2486.25 468000 467879.99 10/1/2005 9/1/2035 79.86 SACRAMENTO CA 95841 0 0 2S SOFT 122669232 2694.14 470250 469702.35 2/1/2006 1/1/2036 95 STATEN ISLAND NY 10309 0 0 0 NONE 122705067 3062.58 472000 472000 3/1/2006 2/1/2036 100 TUSTIN CA 92780 0 0 2H HARD 121746750 3127.7 472500 469306.01 7/27/2005 6/27/2035 90 BROOKLYN NY 11236 0 0 3H HARD 122643033 3244.54 473000 473000 4/1/2006 3/1/2036 78.833 GARDENA CA 90247 0 0 3H HARD 122788953 3347.37 475000 475000 4/1/2006 3/1/2036 54.724 WATSONVILLE CA 95076 0 0 3H HARD 121749511 3044.84 476000 475317.81 12/1/2005 11/1/2035 100 OAKLAND CA 94609 0 0 2H HARD 122655868 3330.01 476250 475896.55 3/1/2006 2/1/2036 75 CORONA CA 92880 0 0 0 NONE 122709739 3139 477000 477000 4/1/2006 3/1/2036 90 ANDERSON CA 96007 0 0 2H HARD 121746738 3170.29 477000 473785.73 8/1/2005 7/1/2035 90 EAST SETAUKET NY 11733 0 0 1H HARD 122656102 2893.96 479000 479000 3/1/2006 2/1/2036 73.806 ROCKVILLE MD 20852 0 0 0 NONE 122648482 3702.32 481500 481207.62 3/1/2006 2/1/2036 90 ELIZABETH NJ 7201 0 0 0 NONE 122470978 3815.5 485000 484640.78 3/1/2006 2/1/2036 65.541 ALISO VIEJO CA 92656 0 0 1H HARD 121749537 3599.85 486000 485646.93 1/1/2006 12/1/2035 90 BRONX NY 10472 0 0 0 NONE 121748427 2475.59 487800 487699.49 11/1/2005 10/1/2035 90 DOWNEY CA 90242 0 0 3S SOFT 122582373 2988.38 488000 488000 4/1/2006 3/1/2036 100 LOS ANGELES CA 90042 0 0 2H HARD 121746716 3705.71 488000 484503.3 7/1/2005 6/1/2035 80 MILPITAS CA 95035 0 0 2H HARD 122711468 3799.04 488440 488440 4/1/2006 3/1/2036 90 LOXAHATCHEE FL 33470 0 0 2H HARD 122466698 3846.96 489000 488718.67 3/1/2006 2/1/2036 100 NEWARK NJ 7105 0 0 0 NONE 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98.425 PATCHOUGE NY 11772 0 0 1H HARD 122608627 3119.35 500000 499536.9 3/1/2006 2/1/2036 90 FONTANA CA 92336 0 0 2H HARD 122790098 3933.5 500000 499712.33 3/1/2006 2/1/2036 51.6 VENICE CA 90291 0 0 2H HARD 121749407 3128.97 500000 499434.78 1/1/2006 12/1/2035 88.5 PARAMOUNT CA 90723 0 0 2H HARD 121749284 3360.16 500000 498787.37 1/1/2006 12/1/2035 80 HANOVER TOWNSHIP PA 18706 0 0 3S SOFT 122687556 2554.13 500400 500400 2/1/2006 1/1/2036 80 SANTA MARIA CA 93455 0 0 0 NONE 122721162 3605.25 501600 501600 2/1/2006 1/1/2036 99.936 DOWNEY CA 90241 0 0 3S SOFT 122794652 3830.76 504000 504000 4/1/2006 3/1/2036 70 MCGUIREVILLE AZ 86335 0 0 2H HARD 122562541 3270.21 504000 503827.29 3/1/2006 2/1/2036 100 WESTMINSTER CA 92683 0 0 3H HARD 122593215 3438.17 504000 503606.83 3/1/2006 2/1/2036 100 HUNTERSVILLE NC 28078 0 0 3H HARD 122271642 3212.67 505600 505600 3/1/2006 2/1/2036 99.778 LOS ANGELES CA 90065 0 0 2H HARD 121747270 3233.93 506363 503632.09 10/1/2005 9/1/2035 85 POWAY CA 92064 0 0 2H HARD 121730854 2432 512000 512000 10/1/2005 9/1/2035 100 ANAHEIM CA 92805 0 0 2H HARD 122602493 3020.96 516000 515774.04 3/1/2006 2/1/2036 100 RIDGEWOOD NY 11385 0 0 0 NONE 122670857 4484.79 522000 521532.22 3/1/2006 2/1/2036 90 ATTLEBORO MA 2703 0 0 0 NONE 121747104 3560.96 522000 519519.53 10/1/2005 9/1/2035 90 JAMUL CA 91935 0 0 2H HARD 121746741 3739.64 522500 519476.28 8/1/2005 7/1/2035 95 OAK HILLS CA 92345 0 0 0 NONE 122621275 2838.33 524000 524000 3/1/2006 2/1/2036 100 SANTA PAULA CA 93060 0 0 2H HARD 122738464 3770.48 526300 525554.68 2/1/2006 1/1/2036 91.085 NEW ROCHELLE NY 10804 0 0 1H HARD 122677040 3502.61 527000 527000 4/1/2006 3/1/2036 85 JAMAICA NY 11434 0 0 3H HARD 122720073 3563.53 534000 533829.6 3/1/2006 2/1/2036 74.167 BELLFLOWER CA 90706 0 0 2H HARD 122693700 3387.88 536000 535515.45 3/1/2006 2/1/2036 90.929 HUNTINGTON BEACH CA 92647 0 0 3H HARD 122635828 3685 536000 536000 3/1/2006 2/1/2036 90 WHITTIER CA 90603 0 0 2H HARD 121746632 3070.83 536000 536000 9/1/2005 8/1/2035 100 BROOKLYN NY 11226 0 0 0 NONE 121747114 3122.2 539849 538371.4 10/1/2005 9/1/2035 90 MURRIETA CA 92563 0 0 3H HARD 121747794 3025.42 548000 548000 12/1/2005 11/1/2035 84.31 ORANGE CA 92868 0 0 2S SOFT 121747660 3082.81 548055 548055 9/1/2005 8/1/2035 95 OAKLAND CA 94608 0 0 1S SOFT 121747937 3156.77 551000 551000 12/1/2005 11/1/2035 95 CAMARILLO CA 93010 0 0 1S SOFT 122667815 3489.02 552000 549987.65 12/1/2005 11/1/2035 80 HUNTINGTON BEACH CA 92647 0 0 2H HARD 121747667 2822.6 553000 553000 9/1/2005 8/1/2035 88.48 SAN JOSE CA 95122 0 0 2S SOFT 121749143 3532.6 556000 552972.35 10/1/2005 9/1/2035 100 KAILUA KONA HI 96740 0 0 0 NONE 122680944 2912.5 559200 559150 3/1/2006 2/1/2036 100 NORCO CA 92860 0 0 0 NONE 122580186 4355.62 560000 559336.38 2/1/2006 1/1/2036 100 MIAMI FL 33131 0 0 2H HARD 122953503 4548.13 565250 565250 4/1/2006 3/1/2036 85 FAYETTEVILLE GA 30215 0 0 0 NONE 122693322 2710.17 565600 565600 3/1/2006 2/1/2036 100 HUNTINGTON BEACH CA 92647 0 0 1H HARD 122461596 3449.79 571000 570999.79 3/1/2006 2/1/2036 89.921 ELK GROVE CA 95757 0 0 2H HARD 121747918 3375.59 579500 579475.59 11/1/2005 10/1/2035 95 PALMDALE CA 93551 0 0 2S SOFT 122769465 3657.08 580000 580000 5/1/2006 4/1/2036 90.069 OXNARD CA 93030 0 0 0 NONE 122807389 3924.4 580000 580000 5/1/2006 4/1/2036 83.453 WEYMOUTH MA 2188 0 0 0 NONE 122625722 4588.04 583200 582864.46 3/1/2006 2/1/2036 80 AUSTIN TX 78732 0 0 0 NONE 122822050 4077.82 583200 583200 4/1/2006 3/1/2036 77.76 SOUTH SAN FRANCISCO CA 94080 0 0 2H HARD 121747256 3794.3 585000 579731.44 10/1/2005 9/1/2035 90 LOS ANGELES CA 90064 0 0 3H HARD 121730851 3600.84 585900 585900 10/1/2005 9/1/2035 90 LA CRESCENTA CA 91214 0 0 2H HARD 122754405 3929.22 588800 588800 5/1/2006 4/1/2036 80 NAPERVILLE IL 60564 0 0 0 NONE 120039774 3393.34 592500 590430.3 9/1/2004 8/1/2034 89.997 CHARLESTON SC 29492 0 0 0 NONE 122614257 4673 594000 593658.25 3/1/2006 2/1/2036 90 MONEE IL 60449 0 0 0 NONE 122406330 3593.15 599950 596902.85 11/1/2005 10/1/2035 100 PALMDALE AREA CA 93551 0 0 3S SOFT 120247634 3850.14 600000 591537.89 11/1/2004 10/1/2034 100 DES PLAINES IL 60018 0 0 0 NONE 121747716 3250 600000 600000 11/1/2005 10/1/2035 88.9 SANTA CLARA CA 95051 0 0 2S SOFT 121747878 2875 600000 600000 10/1/2005 9/1/2035 81.08 LOS ANGELES CA 91304 0 0 3S SOFT 122429272 3853.13 616500 616500 3/1/2006 2/1/2036 90 WOODBURY NY 11360 0 0 0 NONE 122790269 4229.49 620000 620000 4/1/2006 3/1/2036 95 CORONA NY 11368 0 0 1H HARD 122494609 3728.75 628000 628000 1/1/2006 12/1/2035 100 RANCHO SANTA MARGARITA CA 92688 0 0 2H HARD 122899926 4231.32 636000 636000 5/1/2006 4/1/2036 90 SUFFOLK VA 23435 0 0 2H HARD 122699196 3919.19 640000 639747.48 3/1/2006 2/1/2036 80 FRESNO CA 93711 0 0 2H HARD 121749329 4427.32 649000 647471.97 1/1/2006 12/1/2035 69.785 SEA GIRT NJ 8750 0 0 0 NONE 122681754 4942.71 650000 650000 3/1/2006 2/1/2036 76.471 SAN DIEGO CA 92131 0 0 0 NONE 122398460 3591.25 676000 676000 12/1/2005 11/1/2035 100 SAN RAMON CA 94583 0 0 2S SOFT 122594360 4930.47 680000 679532.03 3/1/2006 2/1/2036 94.706 CLARENDON HILLS IL 60514 0 0 0 NONE 122694465 5247.83 682500 682500 4/1/2006 3/1/2036 65 FT ANN NY 12827 0 0 0 NONE 122060640 3655.55 746667 745144.51 12/1/2005 11/1/2035 90 CHARLESTON SC 29492 0 0 0 NONE 122566956 5312.5 750000 750000 3/1/2006 2/1/2036 94.947 GLENDALE CA 91201 0 0 0 NONE 122827525 6339.65 796794 796794 4/1/2006 3/1/2036 95 SPRING TX 77379 0 0 2H HARD Loan Number MERS Mortgage Loan Index Next Adjustment Date Minimum Rate Maximum Rate Periodic rate Margin ----------- ------------------ ----- -------------------- ------------ ------------ ------------- ------ 122661630 X F 1/1/2050 N/A N/A 0 0 122673821 X 6L 3/1/2008 6.125 15.75 6 6.125 122216663 X F 1/1/2050 N/A N/A 0 0 122500225 X 6L 1/1/2008 6.5 14.5 6 6.5 122653738 X 6L 2/1/2008 6.75 15.75 6 6.75 122616386 X 6L 3/1/2009 3.5 14 6 3.5 122438844 X 6L 3/1/2008 6.5 17.375 6 6.5 122121278 X 6L 2/1/2008 7.5 17 6 7.5 122686749 X F 1/1/2050 N/A N/A 0 0 122493958 X 6L 3/1/2008 6.875 15.875 6 6.875 122547072 X 6L 2/1/2008 7.25 15.5 6 7.25 122878975 X 6L 4/1/2008 5.75 13.875 6 5.75 122796066 X 6L 2/1/2008 5.25 14.125 6 5.25 122264441 X 6L 2/1/2008 4.25 13 6 4.25 122565160 X 6L 2/1/2008 5.75 16.875 6 5.75 122374724 X 6L 2/1/2008 5.75 16.625 6 5.75 122632544 X 6L 2/1/2008 6.5 15.875 6 6.5 122283798 X F 1/1/2050 N/A N/A 0 0 122692591 X F 1/1/2050 N/A N/A 0 0 123028939 X F 1/1/2050 N/A N/A 0 0 122739153 X 6L 3/1/2008 8 18.125 6 8 121749039 X F 1/1/2050 N/A N/A 0 0 122488572 X 6L 2/1/2008 5.75 15.375 6 5.75 122541050 X 6L 2/1/2008 5.75 14.25 6 5.75 122740237 X F 1/1/2050 N/A N/A 0 0 122750878 X F 1/1/2050 N/A N/A 0 0 122549351 X F 1/1/2050 N/A N/A 0 0 122672424 X 6L 3/1/2008 6.5 15.5 6 6.5 122713312 X LL 3/1/2011 5.25 15.125 6 5.25 121856025 X 6L 10/1/2007 6.5 14.875 6 6.5 122669298 X 6L 2/1/2008 6 16.375 6 6 122614881 X F 1/1/2050 N/A N/A 0 0 122297910 X 6L 2/1/2008 5.75 16.5 6 5.75 122630265 X 6L 2/1/2008 6.5 16 6 6.5 122625259 X 6L 2/1/2008 7.5 18.75 6 7.5 122646376 X 6L 2/1/2008 7.5 16 6 7.5 122631094 X F 1/1/2050 N/A N/A 0 0 122580866 X F 1/1/2050 N/A N/A 0 0 122672913 X 6L 3/1/2008 6 16.5 6 6 122289889 X 6L 2/1/2008 5.75 15.125 6 5.75 122728087 X 1T 3/1/2009 7.5 15 6 7.5 122743870 X 6L 3/1/2008 6.75 17.375 6 6.75 122532997 X 6L 2/1/2008 6.5 15.375 6 6.5 122566028 X 6L 2/1/2008 5.75 13.5 6 5.75 122903242 X 6L 4/1/2008 6.5 15.625 6 6.5 122903728 X 6L 4/1/2008 6.5 15.625 6 6.5 122903987 X 6L 4/1/2008 6.5 15.625 6 6.5 122145486 X 6L 3/1/2008 6.125 15 6 6.125 122539010 X F 1/1/2050 N/A N/A 0 0 122702967 X 6L 3/1/2008 7.25 16.25 6 6.875 122630546 X 6L 2/1/2008 6.75 15.875 6 6.75 122943755 X 6L 3/1/2008 6.5 16.375 6 6.5 122640935 X 6L 2/1/2008 5.75 15.625 6 5.75 122680735 X 6L 3/1/2008 6 14.125 6 6 122755048 X 6L 3/1/2008 7 17.75 6 7 122829092 X 6L 3/1/2008 5.75 15.125 6 5.75 122560311 X 6L 4/1/2008 5.25 15 6 5.25 122580856 X 6L 2/1/2008 6.5 14.875 6 6.5 122632560 X LL 2/1/2009 5.75 15.125 6 5.75 121724924 X F 1/1/2050 N/A N/A 0 0 122625113 X 6L 3/1/2008 7.5 16 6 7.5 122767649 X F 1/1/2050 N/A N/A 0 0 122761537 X 6L 3/1/2008 5.75 15.75 6 5.75 122681008 X 6L 2/1/2008 6.5 16.625 6 6.5 122630695 X F 1/1/2050 N/A N/A 0 0 122535362 X F 1/1/2050 N/A N/A 0 0 122663900 X F 1/1/2050 N/A N/A 0 0 122768364 X F 1/1/2050 N/A N/A 0 0 122583040 X 6L 2/1/2008 7 15.5 6 7 122892132 X 6L 3/1/2008 5.25 16.375 6 5.25 122713247 X 6L 2/1/2008 7.5 18.25 6 7.5 122619970 X F 1/1/2050 N/A N/A 0 0 122715992 X F 1/1/2050 N/A N/A 0 0 121724860 X F 1/1/2050 N/A N/A 0 0 121749161 X 6L 12/1/2007 7.825 13.825 6 6.825 121749201 X 6L 11/1/2007 9.3 15.3 6 6.95 122593743 X 6L 2/1/2008 6.125 15.125 6 6.125 122833035 X 6L 3/1/2008 6.5 16.625 6 6.5 121749406 X 6L 11/1/2007 9.49 15.49 6 6.95 121749169 X F 1/1/2050 N/A N/A 0 0 122749265 X 6L 4/1/2008 4.25 14.625 6 4.25 122858786 X F 1/1/2050 N/A N/A 0 0 122441496 X 6L 2/1/2009 5.75 15.25 6 5.75 122308581 X F 1/1/2050 N/A N/A 0 0 122602227 X 6L 2/1/2008 5.75 16 6 5.75 122849324 X F 1/1/2050 N/A N/A 0 0 121746722 X 6L 7/1/2007 6 15.95 7 6 121746972 X F 1/1/2050 N/A N/A 0 0 121749456 X 6L 12/1/2007 9.55 15.55 6 6.95 122697147 X 6L 2/1/2008 7.5 15.725 6 7.5 122597681 X 6L 2/1/2008 7.5 17 6 7.5 122658213 X 6L 2/1/2008 5.75 16.625 6 5.75 122599013 X 6L 2/1/2008 6.875 16.5 6 6.875 121749165 X 6L 11/1/2007 9.375 15.375 6 6.95 121749160 X F 1/1/2050 N/A N/A 0 0 122564688 X 6L 2/1/2008 7.5 16.375 6 7.5 121747141 X 6L 9/1/2007 9.2 15.2 6 6.99 122782137 X 6L 3/1/2008 6.875 16.25 6 6.875 122875405 X LL 3/1/2009 5.25 15.125 6 5.25 122969716 X LL 3/1/2009 5.75 15.875 6 5.75 122224655 X 6L 2/1/2008 5.5 14.375 6 5.5 122593164 X 6L 2/1/2008 3.75 14.75 6 3.75 120715265 X 6L 1/1/2007 5.875 14.875 6 5 122748132 X 6L 3/1/2008 5.75 16.25 6 5.75 121749450 X 6L 12/1/2007 7.55 13.55 6 6.55 121749500 X 6L 12/1/2007 8.1 14.1 6 6.95 121749302 X F 1/1/2050 N/A N/A 0 0 122779336 X 6L 3/1/2008 6.875 16.25 6 6.875 122782150 X 6L 3/1/2008 6.875 16.25 6 6.875 122431509 X 6L 3/1/2009 7.125 16.125 6 6.875 122700060 X 6L 2/1/2009 6.5 16 6 6.5 122561143 X F 1/1/2050 N/A N/A 0 0 121907773 X F 1/1/2050 N/A N/A 0 0 122702938 X 6L 3/1/2008 5.75 14.75 6 5.75 122733270 X 6L 3/1/2008 7.5 18.5 6 7.5 122634814 X 6L 3/1/2008 7.75 18.25 6 7.75 122759599 X F 1/1/2050 N/A N/A 0 0 122833688 X F 1/1/2050 N/A N/A 0 0 121749174 X 6L 12/1/2007 8.3 14.3 6 6.95 121747284 X 6L 9/1/2008 7.2 13.2 6 5.25 121749158 X F 1/1/2050 N/A N/A 0 0 122549467 342 F 1/1/2050 N/A N/A 0 0 122493290 X 6L 2/1/2008 7.5 16.875 6 7.5 122615783 X 6L 2/1/2008 15.25 15.375 6 5.75 122911094 X LL 3/1/2011 5.25 15 6 5.25 122891679 X 6L 3/1/2008 5.75 15.625 6 5.75 122747630 X 6L 2/1/2008 7.5 16 6 7.5 122562552 X 6L 2/1/2008 6.5 14.25 6 6.5 122571493 X 6L 2/1/2008 5.75 14.875 6 5.75 122979356 X 6L 4/1/2008 5.625 14.625 6 3 122922245 304 6L 3/1/2008 6.75 17.5 6 6.75 122536234 X 6L 2/1/2008 6.375 15.75 6 6.375 122714258 X F 1/1/2050 N/A N/A 0 0 122595145 X 6L 2/1/2008 6.5 16.625 6 6.5 122594138 X F 1/1/2050 N/A N/A 0 0 122881396 X F 1/1/2050 N/A N/A 0 0 122571629 X 6L 2/1/2008 6.625 15.625 6 6.5 122571793 X 6L 2/1/2008 6.625 15.625 6 6.5 122772894 X 6L 4/1/2008 5.25 15.25 6 5.25 122630183 X F 1/1/2050 N/A N/A 0 0 121747222 X 6L 9/1/2007 7.5 13.5 6 6.25 121749581 X 6L 12/1/2007 8 14 6 6.95 121749312 X 6L 11/1/2008 9.325 15.325 6 6.95 122914911 X 6L 4/1/2008 6.5 15.75 6 6.5 122881662 X F 1/1/2050 N/A N/A 0 0 121749421 X 6L 11/1/2007 9.2 15.2 6 6.95 121749560 X 6L 12/1/2007 8 14 6 6.95 122566143 X 6L 2/1/2008 6.125 16.625 6 6.125 122894106 X 6L 4/1/2008 6.5 15.625 6 6.5 122848050 X 6L 3/1/2008 6.5 16.625 6 6.5 122548629 X F 1/1/2050 N/A N/A 0 0 122470286 X 6L 3/1/2008 7.25 15.75 6 7.25 122471196 X 6L 2/1/2008 6.25 14.625 6 6.25 122540792 X 6L 2/1/2008 5.5 13.875 6 5.5 122555016 X 6L 2/1/2008 5.5 16.25 6 5.5 122612896 X 6L 2/1/2008 7.25 16.5 6 7.25 122656914 X 6L 2/1/2008 7.25 16.25 6 7.25 122683728 X 6L 4/1/2008 7.5 17.625 6 7.5 122298274 X 6L 2/1/2008 6.625 15.625 6 5.875 122874384 X F 1/1/2050 N/A N/A 0 0 121748432 X 6L 11/1/2007 10.625 17.625 7 5.99 122651855 X 6L 2/1/2008 6.25 15.75 6 6.25 122661293 X 6L 2/1/2008 5.5 15 6 5.5 122640383 X F 1/1/2050 N/A N/A 0 0 122501835 X 6L 1/1/2008 5.25 13.25 6 5.25 121747117 X 6L 8/1/2007 8.9 14.9 6 5.25 121749478 X 6L 12/1/2008 9.975 15.975 6 6.95 122534704 X 6L 2/1/2008 6.25 16.375 6 6.25 122540968 X 6L 2/1/2008 9.375 18.375 6 7.5 123002428 X 6L 4/1/2008 5.25 14.125 6 5.25 122566741 X F 1/1/2050 N/A N/A 0 0 122594912 X F 1/1/2050 N/A N/A 0 0 121749149 X 6L 12/1/2008 8.85 14.85 6 6.95 122372605 X 6L 2/1/2008 5.5 14.125 6 5.5 122871851 X 6L 3/1/2008 6.25 15.625 6 6.25 122555731 X 6F 2/1/2008 6.375 13.75 6 6.375 122625127 X 6L 2/1/2008 5.5 13.875 6 5.5 122606939 X 6L 2/1/2008 6.5 14.5 6 6.5 121746975 X 7L 5/1/2007 6 15.625 6.5 6 122730234 X 6L 2/1/2008 6.25 16.375 6 6.25 121748250 X 6L 11/1/2007 7.125 13.125 6 6.125 122879297 X 6L 3/1/2008 7.375 16.375 6 5.75 121749531 X 6L 12/1/2007 9.85 15.85 6 6.95 122784461 X F 1/1/2050 N/A N/A 0 0 122464218 X 6L 2/1/2008 9.625 18.625 6 7.25 121747319 X F 1/1/2050 N/A N/A 0 0 122610800 X 6L 2/1/2008 7.5 17.625 6 7.5 122619929 X 6L 4/1/2008 6.75 15.5 6 6.75 122637315 X 6L 2/1/2009 6.5 15.5 6 6.5 122788925 X 6L 3/1/2008 6.75 15.75 6 5.5 122834681 X 6L 3/1/2008 5.5 15.375 6 5.5 122369481 X F 1/1/2050 N/A N/A 0 0 121749186 X 6L 11/1/2007 7.975 13.975 6 6.95 121749554 X 6L 12/1/2007 8.74 14.74 6 6.95 122681585 X F 1/1/2050 N/A N/A 0 0 122662211 X F 1/1/2050 N/A N/A 0 0 121749220 X 6L 11/1/2008 9.675 16 6 6.95 122535400 X F 1/1/2050 N/A N/A 0 0 122716668 X F 1/1/2050 N/A N/A 0 0 121749112 X 6L 6/1/2007 9 15 6 6.95 122630895 X 6L 3/1/2008 5.25 13.75 6 5.25 121747184 X 6L 9/1/2007 8.5 14.5 6 6.99 121749155 X 6L 12/1/2007 8.5 14.5 6 6.95 121749207 X 6L 11/1/2008 10 16 6 6.95 122644407 X 6L 2/1/2008 5.5 16 6 5.5 122514886 X 6L 2/1/2008 6 16.5 6 6 122651468 X 6L 4/1/2008 5.25 15 6 5.25 122662052 X F 1/1/2050 N/A N/A 0 0 122524782 X F 1/1/2050 N/A N/A 0 0 122775516 X F 1/1/2050 N/A N/A 0 0 122508434 X 6L 2/1/2008 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