ACCREDITED MORTGAGE LOAN TRUST 2005-3
OFFICER'S
CERTIFICATE
(Section
5.09 of the Sale and Servicing Agreement)
Pursuant
to
Section 5.09 of the Sale and Servicing Agreement dated as of August 1, 2005
(the
"Agreement"), by and among ACCREDITED MORTGAGE LOAN REIT TRUST, as Depositor
(the "Depositor"),
ACCREDITED HOME LENDERS, INC., as Sponsor
(in such capacity, the "Sponsor") and as Servicer (in such capacity, the
"Servicer"),
ACCREDITED MORTGAGE LOAN TRUST 2005-3, as Issuer (the "Trust"),
and
LASALLE BANK NATIONAL ASSOCIATION, as Indenture Trustee (the "Indenture
Trustee")
(the
"Agreement"), Xxxxx X. Xxxxxxx, Chairman of the Board of the Servicer,
and Xxxxxxx X. Xxxxxxxx, Assistant Secretary of the Servicer, hereby state
as
follows (initially capitalized terms used herein and not otherwise defined
have
the same meanings
as under the Agreement):
1.
They are
the duly elected, qualified and acting Chairman of the Board and Assistant
Secretary, respectively, of the Servicer.
2.
A review
of the activities of the Servicer during the preceding calendar year
and
of its performance under the Agreement has been made under their
supervision.
3.
To the
best of their knowledge, based on such review, the Servicer has fulfilled
all its obligations under the Agreement throughout such year.
EXECUTED
as
of the 15th day of March, 2006.
/s/
Xxxxx X. Xxxxxxx
Xxxxx
X.
Xxxxxxx
Chairman
of the Board
/s/
Xxxxxxx X. Xxxxxxxx
Xxxxxxx
X. Xxxxxxxx
Assistant
Secretary
