EXHIBIT (8)(b)(1) Amendment No. 4 to Participation Agreement (AllianceBernstein) AMENDMENT TO PARTICIPATION AGREEMENT

EXHIBIT (8)(b)(1)

Amendment No. 4 to Participation Agreement (AllianceBernstein)

AMENDMENT TO

PARTICIPATION AGREEMENT

     THIS AGREEMENT, made and entered into as of April 1, 2000 (“Agreement”), by and among Xxxxxxx Xxxxx Life Insurance Company, an Arkansas life insurance company (“Insurer”); Alliance Capital Management L.P., a Delaware limited partnership (“Adviser”), the investment adviser of the Fund referred to below; and Alliance Fund Distributors, Inc., a Delaware corporation (“Distributor”), the Fund’s principal underwriter (collectively, the “Parties”),

WITNESSETH THAT:

     WHEREAS Insurer, the Distributor, and the Adviser have entered into a Participation Agreement, (the “Participation Agreement”) dated as of December 12, 1996, whereby shares of investment portfolios of Alliance Variable Products Series Fund, Inc. (the “Fund”) are made available to serve as the underlying investment medium for variable annuity contracts of Insurer (the “Contracts”); and

     WHEREAS, as of May 1, 1997 Schedule A of the Participation Agreement was amended to provide for the contribution to the Fund of amounts attributable to variable life insurance policies (the “Policies”) of Insurer; and

     WHEREAS, as of June 5, 1998 Schedule A of the Participation Agreement was amended to make shares of an additional investment portfolio of the Fund available to serve as the underlying investment medium for the Contracts; and

     WHEREAS, as of July 22, 1999 Schedule A of the Participation Agreement was amended to make shares of an additional investment portfolio of the Fund available to serve as the underlying investment medium for the Policies; and

     WHEREAS, the Parties now desire to amend Schedule A of the Participation Agreement to make shares of investment portfolios of the Fund available to serve as the underlying investment medium for an additional variable annuity contract of Insurer.

     NOW, THEREFORE, in consideration of the mutual benefits and promises contained herein, the Parties hereby amend Schedule A of the Participation Agreement as reflected in the attached schedule to this Agreement.

IN WITNESS WHEREOF, the Parties have caused this Agreement to be executed in their names and on their behalf by and through their duly authorized officers signing below.

		XXXXXXX XXXXX LIFE INSURANCE COMPANY
		By:		/s/ Xxxxx Xxxxxxxx
				Name:		Xxxxx Xxxxxxxx
				Title:		Senior Vice President
		ALLIANCE CAPITAL MANAGEMENT L.P.
		By:		Alliance Capital Management Corporation,
				its General Partner
		By:		/s/ Xxxx X. Xxxxxx
				Name:		Xxxx X. Xxxxxx
				Title:		President and Chief Operating Officer
		ALLIANCE FUND DISTRIBUTORS, INC.
		By:		/s/ Xxxxxxx X. Xxxxx
				Name:		Xxxxxxx X. Xxxxx
				Title:		Senior Vice President and Managing Director

As of April 3, 2000

SCHEDULE A

ACCOUNTS, POLICIES AND PORTFOLIOS
SUBJECT TO THE PARTICIPATION AGREEMENT

Name of Separate
Account and Date		Contracts/Policies Funded		Portfolios
Established by Board of Directors		By Separate Account		Applicable to Policies
Xxxxxxx Xxxxx Life Variable Annuity Separate Account A (8/6/91)		Xxxxxxx Xxxxx Retirement Plus Xxxxxxx Xxxxx Retirement Power		Premier Growth Portfolio Quasar Portfolio Premier Growth Portfolio Growth & Income Portfolio
Xxxxxxx Xxxxx Variable Life Separate Account (11/19/90)		Xxxxxxx Xxxxx Investor Life Xxxxxxx Xxxxx Investor Life Plus Xxxxxxx Xxxxx Estate Investor I Xxxxxxx Xxxxx Estate Investor II		Premier Growth Portfolio Quasar Portfolio
Xxxxxxx Xxxxx Life Variable Life Separate Account II (11/19/90)		Prime Plan V, VI, 7 Prime Plan Investor		Premier Growth Portfolio Quasar Portfolio