JOINT FILING AGREEMENT Each of the undersigned hereby affirms that it is individually eligible to use Schedule 13D, and agrees that this Amendment No. 3 to Schedule 13D is filed on its behalf. Dated this 6th day of January, 1999 /S/ JAMES E. MOORE...

                             JOINT FILING AGREEMENT


         Each of the undersigned hereby affirms that it is individually eligible
to use Schedule 13D, and agrees that this Amendment No. 3 to Schedule 13D is
filed on its behalf.


         Dated this 6th day of January, 1999



         /S/ XXXXX X. XXXXX
         ----------------------------------------
         Xxxxx X. Xxxxx, Individually




         XXXXX X. XXXXX REVOCABLE TRUST,
         U/D/T/ DATED JULY 28, 1994



         By: /S/ XXXXX X.XXXXX
            -------------------------------------
              Xxxxx X. Xxxxx, Trustee