CONSULTANT AGREEMENT This Agreement states that Harvey M. Burstein shall receive 500,000 warrants for eConnect common stock, which are exercisable at $0.40 per share until December 31, 2000. This agreement is in consideration of consulting work...

                        CONSULTANT AGREEMENT

2/2/00

This Agreement states that Xxxxxx X. Xxxxxxxx shall receive
500,000 warrants for eConnect common stock, which are exercisable
at $0.40 per share until December 31, 2000.  This agreement is in
consideration of consulting work performed by Xx. Xxxxxxxx in
1999.


/s/  Xxxxxx X. Xxxxxx                    /s/  Xxxxxx X. Xxxxxxxx
Xxxxxx X. Xxxxxx                         Xxxxxx X. Xxxxxxxx
Chairman & CEO, eConnect