EXHIBIT INDEX (d)(1) Investment Management Services Agreement dated Dec. 1, 2002 between Growth and Income Trust, on behalf of Balanced Portfolio, Equity Portfolio, Equity Income Portfolio and Total Return Portfolio, and American Express Financial...

                                  EXHIBIT INDEX


(d)(1)    Investment Management Services Agreement dated Dec. 1, 2002 between
          Growth and Income Trust, on behalf of Balanced Portfolio, Equity
          Portfolio, Equity Income Portfolio and Total Return Portfolio, and
          American Express Financial Corporation.

(q)(1)    Trustees'  Power of Attorney to sign  Amendments to this  Registration
          Statement,  dated Jan. 8, 2003.