BEAR STEARNS ASSET BACKED SECURITIES I LLC, Depositor, EMC MORTGAGE CORPORATION, Seller and Master Servicer, and LASALLE BANK NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of May 1, 2006 BEAR STEARNS ASSET BACKED SECURITIES I...

BEAR XXXXXXX ASSET BACKED SECURITIES I LLC,

Depositor,

EMC MORTGAGE CORPORATION,

Seller and Master Servicer,

and

LASALLE BANK NATIONAL ASSOCIATION,

Trustee

____________________

POOLING AND SERVICING AGREEMENT

Dated as of May 1, 2006

________________________________________

BEAR XXXXXXX ASSET BACKED SECURITIES I TRUST 2006-HE5

ASSET-BACKED CERTIFICATES, SERIES 2006-HE5

TABLE OF CONTENTS

ARTICLE I

DEFINITIONS

Section 1.01	Defined Terms.
Section 1.02	Allocation of Certain Interest Shortfalls.

ARTICLE II

CONVEYANCE OF TRUST FUND

Section 2.01	Conveyance of Trust Fund.
Section 2.02	Acceptance of the Mortgage Loans.
Section 2.03	Representations, Warranties and Covenants of the Master Servicer and The Seller.
Section 2.04	Representations and Warranties of the Depositor.
Section 2.05	Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases.
Section 2.06	Countersignature and Delivery of Certificates.
Section 2.07	Purposes and Powers of the Trust.

ARTICLE III

ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS

Section 3.01	The Master Servicer to act as Master Servicer.
Section 3.02	Due-on-Sale Clauses; Assumption Agreements.
Section 3.03	Subservicers.
Section 3.04	Documents, Records and Funds in Possession of the Master Servicer To Be Held for Trustee.
Section 3.05	Maintenance of Hazard Insurance.
Section 3.06	Presentment of Claims and Collection of Proceeds.
Section 3.07	Maintenance of the Primary Mortgage Insurance Policies.
Section 3.08	Fidelity Bond, Errors and Omissions Insurance.
Section 3.09	Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans.
Section 3.10	Servicing Compensation.
Section 3.11	REO Property.
Section 3.12	Liquidation Reports.
Section 3.13	Annual Statement as to Compliance.
Section 3.14	Assessments of Compliance and Attestation Reports.
Section 3.15	Books and Records.
Section 3.16	Reports Filed with Securities and Exchange Commission.
Section 3.17	Intention of the Parties and Interpretation.
Section 3.18	UCC.
Section 3.19	Optional Purchase of Certain Mortgage Loans.
Section 3.20	Obligations of the Master Servicer in Respect of Mortgage Rates and Scheduled Payments.
Section 3.21	Reserve Fund; Payments to and from Swap Administrator; Supplemental Interest Trust.
Section 3.22	Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates.
Section 3.23	Advancing Facility.

ARTICLE IV

ACCOUNTS

Section 4.01	Collection of Mortgage Loan Payments; Protected Account.
Section 4.02	Permitted Withdrawals From the Protected Account.
Section 4.03	Collection of Taxes; Assessments and Similar Items; Escrow Accounts.
Section 4.04	Distribution Account.
Section 4.05	Permitted Withdrawals and Transfers from the Distribution Account.
Section 4.06	Class P Certificate Account.

ARTICLE V

DISTRIBUTIONS AND ADVANCES

Section 5.01	Advances.
Section 5.02	Compensating Interest Payments.
Section 5.03	REMIC Distributions.
Section 5.04	Distributions.
Section 5.05	Allocation of Realized Losses.
Section 5.06	Monthly Statements to Certificateholders.
Section 5.07	REMIC Designations and REMIC Distributions.

ARTICLE VI

THE CERTIFICATES

Section 6.01	The Certificates.
Section 6.02	Certificate Register; Registration of Transfer and Exchange of Certificates.
Section 6.03	Mutilated, Destroyed, Lost or Stolen Certificates.
Section 6.04	Persons Deemed Owners.
Section 6.05	Access to List of Certificateholders’ Names and Addresses.
Section 6.06	Book-Entry Certificates.
Section 6.07	Notices to Depository.
Section 6.08	Definitive Certificates.
Section 6.09	Maintenance of Office or Agency.

ARTICLE VII

THE DEPOSITOR AND THE MASTER SERVICER

Section 7.01	Liabilities of the Depositor and the Master Servicer.
Section 7.02	Merger or Consolidation of the Depositor or the Master Servicer.
Section 7.03	Indemnification of the Trustee and the Master Servicer.
Section 7.04	Limitations on Liability of the Depositor, the Master Servicer and Others
Section 7.05	Master Servicer Not to Resign
Section 7.06	Successor Master Servicer
Section 7.07	Sale and Assignment of Master Servicing

ARTICLE VIII

DEFAULT; TERMINATION OF MASTER SERVICER

Section 8.01	Events of Default.
Section 8.02	Trustee to Act; Appointment of Successor.
Section 8.03	Notification to Certificateholders.
Section 8.04	Waiver of Defaults.

ARTICLE IX

CONCERNING THE TRUSTEE

Section 9.01	Duties of Trustee.
Section 9.02	Certain Matters Affecting the Trustee.
Section 9.03	Trustee Not Liable for Certificates or Mortgage Loans.
Section 9.04	Trustee May Own Certificates.
Section 9.05	Trustee’s Fees and Expenses.
Section 9.06	Eligibility Requirements for Trustee.
Section 9.07	Insurance.
Section 9.08	Resignation and Removal of Trustee.
Section 9.09	Successor Trustee.
Section 9.10	Merger or Consolidation of Trustee.
Section 9.11	Appointment of Co-Trustee or Separate Trustee.
Section 9.12	Tax Matters.

ARTICLE X

TERMINATION

Section 10.01	Termination upon Liquidation or Repurchase of all Mortgage Loans.
Section 10.02	Final Distribution on the Certificates.
Section 10.03	Additional Termination Requirements.

ARTICLE XI

MISCELLANEOUS PROVISIONS

Section 11.01	Amendment.
Section 11.02	Recordation of Agreement; Counterparts.
Section 11.03	Governing Law.
Section 11.04	Intention of Parties.
Section 11.05	Notices.
Section 11.06	Severability of Provisions.
Section 11.07	Assignment.
Section 11.08	Limitation on Rights of Certificateholders.
Section 11.09	Inspection and Audit Rights.
Section 11.10	Certificates Nonassessable and Fully Paid.
Section 11.11	Third Party Rights.

Exhibits

Exhibit A-1	Form of Class A Certificates
Exhibit A-2	Form of Class M Certificates
Exhibit A-3	Form of Class P Certificates
Exhibit A-4	Form of Class CE Certificates
Exhibit A-5	Form of Class R Certificates
Exhibit B	Mortgage Loan Schedule
Exhibit C	Form of Transfer Affidavit
Exhibit D	Form of Transferor Certificate
Exhibit E	Form of Investment Letter (Non-Rule 144A)
Exhibit F	Form of Rule 144A and Related Matters Certificate
Exhibit G	Form of Request for Release
Exhibit H	DTC Letter of Representations
Exhibit I	Schedule of Mortgage Loans with Lost Notes
Exhibit J	Form of Custodial Agreement
Exhibit K	Form of Back-Up Certification
Exhibit L	Form of Mortgage Loan Purchase Agreement
Exhibit M	Swap Agreement
Exhibit N	[Reserved]
Exhibit O	[Reserved]
Exhibit P	Servicing Criteria to Be Addressed in Assessment of Compliance
Exhibit Q	Form 10-D, Form 8-K and Form 10-K Reporting Responsibility
Exhibit R	Additional Disclosure Notification

POOLING AND SERVICING AGREEMENT, dated as of May 1, 2006, among BEAR XXXXXXX ASSET BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor (the “Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as sponsor (in such capacity, the “Seller”) and as master servicer (in such capacity, the “Master Servicer”) and LASALLE BANK NATIONAL ASSOCIATION, a national banking association (the “Trustee”).

PRELIMINARY STATEMENT

The Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee in return for the Certificates.

REMIC I

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement (other than the Reserve Fund, any Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Swap Account and any rights or obligations in respect of the Swap Administration Agreement) as a REMIC (as defined herein) for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC I”. The Class R-1 Certificates will be the sole class of Residual Interests (as defined herein) in REMIC I for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC I Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC I Regular Interests (as defined herein). None of the REMIC I Regular Interests will be certificated.

Designation	Uncertificated REMIC I Pass-Through Rate	Initial Uncertificated Principal Balance	Latest Possible Maturity Date ⁽¹⁾
I-1-A	Variable⁽²⁾	$ 1,530,581.01	June 25, 2036
I-1-B	Variable⁽²⁾	$ 1,530,581.01	June 25, 2036
I-2-A	Variable⁽²⁾	$ 1,841,115.86	June 25, 2036
I-2-B	Variable⁽²⁾	$ 1,841,115.86	June 25, 2036
I-3-A	Variable⁽²⁾	$ 2,147,468.70	June 25, 2036
I-3-B	Variable⁽²⁾	$ 2,147,468.70	June 25, 2036
I-4-A	Variable⁽²⁾	$ 2,446,753.46	June 25, 2036
I-4-B	Variable⁽²⁾	$ 2,446,753.46	June 25, 2036
I-5-A	Variable⁽²⁾	$ 2,734,643.79	June 25, 2036
I-5-B	Variable⁽²⁾	$ 2,734,643.79	June 25, 2036
I-6-A	Variable⁽²⁾	$ 3,009,726.56	June 25, 2036
I-6-B	Variable⁽²⁾	$ 3,009,726.56	June 25, 2036
I-7-A	Variable⁽²⁾	$ 3,260,519.90	June 25, 2036
I-7-B	Variable⁽²⁾	$ 3,260,519.90	June 25, 2036
I-8-A	Variable⁽²⁾	$ 3,429,601.74	June 25, 2036
I-8-B	Variable⁽²⁾	$ 3,429,601.74	June 25, 2036
I-9-A	Variable⁽²⁾	$ 3,561,164.33	June 25, 2036
I-9-B	Variable⁽²⁾	$ 3,561,164.33	June 25, 2036
I-10-A	Variable⁽²⁾	$ 3,444,871.79	June 25, 2036
I-10-B	Variable⁽²⁾	$ 3,444,871.79	June 25, 2036
I-11-A	Variable⁽²⁾	$ 3,290,095.88	June 25, 2036
I-11-B	Variable⁽²⁾	$ 3,290,095.88	June 25, 2036
I-12-A	Variable⁽²⁾	$ 3,140,231.78	June 25, 2036
I-12-B	Variable⁽²⁾	$ 3,140,231.78	June 25, 2036
I-13-A	Variable⁽²⁾	$ 2,997,261.62	June 25, 2036
I-13-B	Variable⁽²⁾	$ 2,997,261.62	June 25, 2036
I-14-A	Variable⁽²⁾	$ 2,860,866.14	June 25, 2036
I-14-B	Variable⁽²⁾	$ 2,860,866.14	June 25, 2036
I-15-A	Variable⁽²⁾	$ 2,730,740.89	June 25, 2036
I-15-B	Variable⁽²⁾	$ 2,730,740.89	June 25, 2036
I-16-A	Variable⁽²⁾	$ 2,606,595.61	June 25, 2036
I-16-B	Variable⁽²⁾	$ 2,606,595.61	June 25, 2036
I-17-A	Variable⁽²⁾	$ 2,488,108.61	June 25, 2036
I-17-B	Variable⁽²⁾	$ 2,488,108.61	June 25, 2036
I-18-A	Variable⁽²⁾	$ 2,375,109.93	June 25, 2036
I-18-B	Variable⁽²⁾	$ 2,375,109.93	June 25, 2036
I-19-A	Variable⁽²⁾	$ 2,267,298.64	June 25, 2036
I-19-B	Variable⁽²⁾	$ 2,267,298.64	June 25, 2036
I-20-A	Variable⁽²⁾	$ 2,164,483.95	June 25, 2036
I-20-B	Variable⁽²⁾	$ 2,164,483.95	June 25, 2036
I-21-A	Variable⁽²⁾	$ 2,066,525.76	June 25, 2036
I-21-B	Variable⁽²⁾	$ 2,066,525.76	June 25, 2036
I-22-A	Variable⁽²⁾	$ 1,968,300.18	June 25, 2036
I-22-B	Variable⁽²⁾	$ 1,968,300.18	June 25, 2036
I-23-A	Variable⁽²⁾	$ 1,878,833.64	June 25, 2036
I-23-B	Variable⁽²⁾	$ 1,878,833.64	June 25, 2036
I-24-A	Variable⁽²⁾	$ 1,793,985.83	June 25, 2036
I-24-B	Variable⁽²⁾	$ 1,793,985.83	June 25, 2036
I-25-A	Variable⁽²⁾	$ 1,713,015.34	June 25, 2036
I-25-B	Variable⁽²⁾	$ 1,713,015.34	June 25, 2036
I-26-A	Variable⁽²⁾	$ 1,635,736.84	June 25, 2036
I-26-B	Variable⁽²⁾	$ 1,635,736.84	June 25, 2036
I-27-A	Variable⁽²⁾	$ 1,561,957.34	June 25, 2036
I-27-B	Variable⁽²⁾	$ 1,561,957.34	June 25, 2036
I-28-A	Variable⁽²⁾	$ 1,491,319.38	June 25, 2036
I-28-B	Variable⁽²⁾	$ 1,491,319.38	June 25, 2036
I-29-A	Variable⁽²⁾	$ 1,424,123.05	June 25, 2036
I-29-B	Variable⁽²⁾	$ 1,424,123.05	June 25, 2036
I-30-A	Variable⁽²⁾	$ 1,360,049.40	June 25, 2036
I-30-B	Variable⁽²⁾	$ 1,360,049.40	June 25, 2036
I-31-A	Variable⁽²⁾	$ 1,298,910.77	June 25, 2036
I-31-B	Variable⁽²⁾	$ 1,298,910.77	June 25, 2036
I-32-A	Variable⁽²⁾	$ 1,240,527.57	June 25, 2036
I-32-B	Variable⁽²⁾	$ 1,240,527.57	June 25, 2036
I-33-A	Variable⁽²⁾	$ 1,184,782.91	June 25, 2036
I-33-B	Variable⁽²⁾	$ 1,184,782.91	June 25, 2036
I-34-A	Variable⁽²⁾	$ 1,131,179.01	June 25, 2036
I-34-B	Variable⁽²⁾	$ 1,131,179.01	June 25, 2036
I-35-A	Variable⁽²⁾	$ 1,080,458.85	June 25, 2036
I-35-B	Variable⁽²⁾	$ 1,080,458.85	June 25, 2036
I-36-A	Variable⁽²⁾	$ 1,032,051.05	June 25, 2036
I-36-B	Variable⁽²⁾	$ 1,032,051.05	June 25, 2036
I-37-A	Variable⁽²⁾	$ 985,839.55	June 25, 2036
I-37-B	Variable⁽²⁾	$ 985,839.55	June 25, 2036
I-38-A	Variable⁽²⁾	$ 941,727.37	June 25, 2036
I-38-B	Variable⁽²⁾	$ 941,727.37	June 25, 2036
I-39-A	Variable⁽²⁾	$ 899,617.42	June 25, 2036
I-39-B	Variable⁽²⁾	$ 899,617.42	June 25, 2036
I-40-A	Variable⁽²⁾	$ 859,327.79	June 25, 2036
I-40-B	Variable⁽²⁾	$ 859,327.79	June 25, 2036
I-41-A	Variable⁽²⁾	$ 820,953.91	June 25, 2036
I-41-B	Variable⁽²⁾	$ 820,953.91	June 25, 2036
I-42-A	Variable⁽²⁾	$ 784,326.41	June 25, 2036
I-42-B	Variable⁽²⁾	$ 784,326.41	June 25, 2036
I-43-A	Variable⁽²⁾	$ 749,357.17	June 25, 2036
I-43-B	Variable⁽²⁾	$ 749,357.17	June 25, 2036
I-44-A	Variable⁽²⁾	$ 715,970.13	June 25, 2036
I-44-B	Variable⁽²⁾	$ 715,970.13	June 25, 2036
I-45-A	Variable⁽²⁾	$ 684,095.06	June 25, 2036
I-45-B	Variable⁽²⁾	$ 684,095.06	June 25, 2036
I-46-A	Variable⁽²⁾	$ 653,657.29	June 25, 2036
I-46-B	Variable⁽²⁾	$ 653,657.29	June 25, 2036
I-47-A	Variable⁽²⁾	$ 624,599.35	June 25, 2036
I-47-B	Variable⁽²⁾	$ 624,599.35	June 25, 2036
I-48-A	Variable⁽²⁾	$ 10,598,605.27	June 25, 2036
I-48-B	Variable⁽²⁾	$ 10,598,605.27	June 25, 2036
I-49-A	Variable⁽²⁾	$ 98,787.49	June 25, 2036
I-49-B	Variable⁽²⁾	$ 98,787.49	June 25, 2036
I-50-A	Variable⁽²⁾	$ 95,693.25	June 25, 2036
I-50-B	Variable⁽²⁾	$ 95,693.25	June 25, 2036
I-51-A	Variable⁽²⁾	$ 92,695.52	June 25, 2036
I-51-B	Variable⁽²⁾	$ 92,695.52	June 25, 2036
I-52-A	Variable⁽²⁾	$ 89,791.29	June 25, 2036
I-52-B	Variable⁽²⁾	$ 89,791.29	June 25, 2036
I-53-A	Variable⁽²⁾	$ 86,977.66	June 25, 2036
I-53-B	Variable⁽²⁾	$ 86,977.66	June 25, 2036
I-54-A	Variable⁽²⁾	$ 84,251.81	June 25, 2036
I-54-B	Variable⁽²⁾	$ 84,251.81	June 25, 2036
I-55-A	Variable⁽²⁾	$ 82,386.08	June 25, 2036
I-55-B	Variable⁽²⁾	$ 82,386.08	June 25, 2036
I-56-A	Variable⁽²⁾	$ 79,815.34	June 25, 2036
I-56-B	Variable⁽²⁾	$ 79,815.34	June 25, 2036
I-57-A	Variable⁽²⁾	$ 77,293.44	June 25, 2036
I-57-B	Variable⁽²⁾	$ 77,293.44	June 25, 2036
I-58-A	Variable⁽²⁾	$ 74,855.81	June 25, 2036
I-58-B	Variable⁽²⁾	$ 74,855.81	June 25, 2036
I-59-A	Variable⁽²⁾	$ 72,489.57	June 25, 2036
I-59-B	Variable⁽²⁾	$ 72,489.57	June 25, 2036
I-60-A	Variable⁽²⁾	$ 2,200,841.58	June 25, 2036
I-60-B	Variable⁽²⁾	$ 2,200,841.58	June 25, 2036
II-1-A	Variable⁽²⁾	$ 1,599,999.29	June 25, 2036
II-1-B	Variable⁽²⁾	$ 1,599,999.29	June 25, 2036
II-2-A	Variable⁽²⁾	$ 1,924,618.20	June 25, 2036
II-2-B	Variable⁽²⁾	$ 1,924,618.20	June 25, 2036
II-3-A	Variable⁽²⁾	$ 2,244,865.42	June 25, 2036
II-3-B	Variable⁽²⁾	$ 2,244,865.42	June 25, 2036
II-4-A	Variable⁽²⁾	$ 2,557,724.00	June 25, 2036
II-4-B	Variable⁽²⁾	$ 2,557,724.00	June 25, 2036
II-5-A	Variable⁽²⁾	$ 2,858,671.37	June 25, 2036
II-5-B	Variable⁽²⁾	$ 2,858,671.37	June 25, 2036
II-6-A	Variable⁽²⁾	$ 3,146,230.29	June 25, 2036
II-6-B	Variable⁽²⁾	$ 3,146,230.29	June 25, 2036
II-7-A	Variable⁽²⁾	$ 3,408,398.17	June 25, 2036
II-7-B	Variable⁽²⁾	$ 3,408,398.17	June 25, 2036
II-8-A	Variable⁽²⁾	$ 3,585,148.58	June 25, 2036
II-8-B	Variable⁽²⁾	$ 3,585,148.58	June 25, 2036
II-9-A	Variable⁽²⁾	$ 3,722,678.09	June 25, 2036
II-9-B	Variable⁽²⁾	$ 3,722,678.09	June 25, 2036
II-10-A	Variable⁽²⁾	$ 3,601,111.19	June 25, 2036
II-10-B	Variable⁽²⁾	$ 3,601,111.19	June 25, 2036
II-11-A	Variable⁽²⁾	$ 3,439,315.54	June 25, 2036
II-11-B	Variable⁽²⁾	$ 3,439,315.54	June 25, 2036
II-12-A	Variable⁽²⁾	$ 3,282,654.47	June 25, 2036
II-12-B	Variable⁽²⁾	$ 3,282,654.47	June 25, 2036
II-13-A	Variable⁽²⁾	$ 3,133,200.02	June 25, 2036
II-13-B	Variable⁽²⁾	$ 3,133,200.02	June 25, 2036
II-14-A	Variable⁽²⁾	$ 2,990,618.44	June 25, 2036
II-14-B	Variable⁽²⁾	$ 2,990,618.44	June 25, 2036
II-15-A	Variable⁽²⁾	$ 2,854,591.46	June 25, 2036
II-15-B	Variable⁽²⁾	$ 2,854,591.46	June 25, 2036
II-16-A	Variable⁽²⁾	$ 2,724,815.67	June 25, 2036
II-16-B	Variable⁽²⁾	$ 2,724,815.67	June 25, 2036
II-17-A	Variable⁽²⁾	$ 2,600,954.78	June 25, 2036
II-17-B	Variable⁽²⁾	$ 2,600,954.78	June 25, 2036
II-18-A	Variable⁽²⁾	$ 2,482,831.14	June 25, 2036
II-18-B	Variable⁽²⁾	$ 2,482,831.14	June 25, 2036
II-19-A	Variable⁽²⁾	$ 2,370,130.15	June 25, 2036
II-19-B	Variable⁽²⁾	$ 2,370,130.15	June 25, 2036
II-20-A	Variable⁽²⁾	$ 2,262,652.39	June 25, 2036
II-20-B	Variable⁽²⁾	$ 2,262,652.39	June 25, 2036
II-21-A	Variable⁽²⁾	$ 2,160,251.38	June 25, 2036
II-21-B	Variable⁽²⁾	$ 2,160,251.38	June 25, 2036
II-22-A	Variable⁽²⁾	$ 2,057,570.86	June 25, 2036
II-22-B	Variable⁽²⁾	$ 2,057,570.86	June 25, 2036
II-23-A	Variable⁽²⁾	$ 1,964,046.64	June 25, 2036
II-23-B	Variable⁽²⁾	$ 1,964,046.64	June 25, 2036
II-24-A	Variable⁽²⁾	$ 1,875,350.62	June 25, 2036
II-24-B	Variable⁽²⁾	$ 1,875,350.62	June 25, 2036
II-25-A	Variable⁽²⁾	$ 1,790,707.78	June 25, 2036
II-25-B	Variable⁽²⁾	$ 1,790,707.78	June 25, 2036
II-26-A	Variable⁽²⁾	$ 1,709,924.37	June 25, 2036
II-26-B	Variable⁽²⁾	$ 1,709,924.37	June 25, 2036
II-27-A	Variable⁽²⁾	$ 1,632,798.66	June 25, 2036
II-27-B	Variable⁽²⁾	$ 1,632,798.66	June 25, 2036
II-28-A	Variable⁽²⁾	$ 1,558,956.98	June 25, 2036
II-28-B	Variable⁽²⁾	$ 1,558,956.98	June 25, 2036
II-29-A	Variable⁽²⁾	$ 1,488,713.01	June 25, 2036
II-29-B	Variable⁽²⁾	$ 1,488,713.01	June 25, 2036
II-30-A	Variable⁽²⁾	$ 1,421,733.35	June 25, 2036
II-30-B	Variable⁽²⁾	$ 1,421,733.35	June 25, 2036
II-31-A	Variable⁽²⁾	$ 1,357,821.83	June 25, 2036
II-31-B	Variable⁽²⁾	$ 1,357,821.83	June 25, 2036
II-32-A	Variable⁽²⁾	$ 1,296,790.70	June 25, 2036
II-32-B	Variable⁽²⁾	$ 1,296,790.70	June 25, 2036
II-33-A	Variable⁽²⁾	$ 1,238,517.79	June 25, 2036
II-33-B	Variable⁽²⁾	$ 1,238,517.79	June 25, 2036
II-34-A	Variable⁽²⁾	$ 1,182,482.73	June 25, 2036
II-34-B	Variable⁽²⁾	$ 1,182,482.73	June 25, 2036
II-35-A	Variable⁽²⁾	$ 1,129,462.20	June 25, 2036
II-35-B	Variable⁽²⁾	$ 1,129,462.20	June 25, 2036
II-36-A	Variable⁽²⁾	$ 1,078,858.90	June 25, 2036
II-36-B	Variable⁽²⁾	$ 1,078,858.90	June 25, 2036
II-37-A	Variable⁽²⁾	$ 1,030,551.51	June 25, 2036
II-37-B	Variable⁽²⁾	$ 1,030,551.51	June 25, 2036
II-38-A	Variable⁽²⁾	$ 984,438.66	June 25, 2036
II-38-B	Variable⁽²⁾	$ 984,438.66	June 25, 2036
II-39-A	Variable⁽²⁾	$ 940,418.85	June 25, 2036
II-39-B	Variable⁽²⁾	$ 940,418.85	June 25, 2036
II-40-A	Variable⁽²⁾	$ 898,301.92	June 25, 2036
II-40-B	Variable⁽²⁾	$ 898,301.92	June 25, 2036
II-41-A	Variable⁽²⁾	$ 858,187.62	June 25, 2036
II-41-B	Variable⁽²⁾	$ 858,187.62	June 25, 2036
II-42-A	Variable⁽²⁾	$ 819,898.90	June 25, 2036
II-42-B	Variable⁽²⁾	$ 819,898.90	June 25, 2036
II-43-A	Variable⁽²⁾	$ 783,343.66	June 25, 2036
II-43-B	Variable⁽²⁾	$ 783,343.66	June 25, 2036
II-44-A	Variable⁽²⁾	$ 748,442.38	June 25, 2036
II-44-B	Variable⁽²⁾	$ 748,442.38	June 25, 2036
II-45-A	Variable⁽²⁾	$ 715,121.64	June 25, 2036
II-45-B	Variable⁽²⁾	$ 715,121.64	June 25, 2036
II-46-A	Variable⁽²⁾	$ 683,303.40	June 25, 2036
II-46-B	Variable⁽²⁾	$ 683,303.40	June 25, 2036
II-47-A	Variable⁽²⁾	$ 652,927.56	June 25, 2036
II-47-B	Variable⁽²⁾	$ 652,927.56	June 25, 2036
II-48-A	Variable⁽²⁾	$ 11,079,296.53	June 25, 2036
II-48-B	Variable⁽²⁾	$ 11,079,296.53	June 25, 2036
II-49-A	Variable⁽²⁾	$ 103,267.91	June 25, 2036
II-49-B	Variable⁽²⁾	$ 103,267.91	June 25, 2036
II-50-A	Variable⁽²⁾	$ 100,033.34	June 25, 2036
II-50-B	Variable⁽²⁾	$ 100,033.34	June 25, 2036
II-51-A	Variable⁽²⁾	$ 96,899.65	June 25, 2036
II-51-B	Variable⁽²⁾	$ 96,899.65	June 25, 2036
II-52-A	Variable⁽²⁾	$ 93,863.70	June 25, 2036
II-52-B	Variable⁽²⁾	$ 93,863.70	June 25, 2036
II-53-A	Variable⁽²⁾	$ 90,922.47	June 25, 2036
II-53-B	Variable⁽²⁾	$ 90,922.47	June 25, 2036
II-54-A	Variable⁽²⁾	$ 88,072.99	June 25, 2036
II-54-B	Variable⁽²⁾	$ 88,072.99	June 25, 2036
II-55-A	Variable⁽²⁾	$ 86,122.63	June 25, 2036
II-55-B	Variable⁽²⁾	$ 86,122.63	June 25, 2036
II-56-A	Variable⁽²⁾	$ 83,435.30	June 25, 2036
II-56-B	Variable⁽²⁾	$ 83,435.30	June 25, 2036
II-57-A	Variable⁽²⁾	$ 80,799.02	June 25, 2036
II-57-B	Variable⁽²⁾	$ 80,799.02	June 25, 2036
II-58-A	Variable⁽²⁾	$ 78,250.83	June 25, 2036
II-58-B	Variable⁽²⁾	$ 78,250.83	June 25, 2036
II-59-A	Variable⁽²⁾	$ 75,777.27	June 25, 2036
II-59-B	Variable⁽²⁾	$ 75,777.27	June 25, 2036
II-60-A	Variable⁽²⁾	$ 2,300,658.99	June 25, 2036
II-60-B	Variable⁽²⁾	$ 2,300,658.99	June 25, 2036
P	0.00%	$ 100.00	June 25, 2036

___________________________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC I Regular Interest.

⁽²⁾	Calculated in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate” herein.

REMIC II

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC I Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC II”. The Class R-2 Certificates will be the sole class of Residual Interests in REMIC II for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC II Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC II Regular Interests (as defined herein). None of the REMIC II Regular Interests will be certificated.

Designation	Uncertificated REMIC II Pass-Through Rate	Initial Uncertificated Principal Balance	Latest Possible Maturity Date ⁽¹⁾
AA	Variable⁽²⁾	$ 201,733,476.15	June 25, 2036
I-A-1	Variable⁽²⁾	$ 506,920.00	June 25, 2036
I-A-2	Variable⁽²⁾	$ 214,310.00	June 25, 2036
I-A-3	Variable⁽²⁾	$ 53,720.00	June 25, 2036
II-A	Variable⁽²⁾	$ 810,100.00	June 25, 2036
M-1	Variable⁽²⁾	$ 84,400.00	June 25, 2036
M-2	Variable⁽²⁾	$ 75,135.00	June 25, 2036
M-3	Variable⁽²⁾	$ 46,315.00	June 25, 2036
M-4	Variable⁽²⁾	$ 39,110.00	June 25, 2036
M-5	Variable⁽²⁾	$ 37,055.00	June 25, 2036
M-6	Variable⁽²⁾	$ 32,935.00	June 25, 2036
M-7	Variable⁽²⁾	$ 31,905.00	June 25, 2036
M-8	Variable⁽²⁾	$ 29,850.00	June 25, 2036
M-9	Variable⁽²⁾	$ 21,615.00	June 25, 2036
M-10	Variable⁽²⁾	$ 18,525.00	June 25, 2036
M-11	Variable⁽²⁾	$ 19,555.00	June 25, 2036
ZZ	Variable⁽²⁾	$ 2,095,559.72	June 25, 2036
IO	⁽²⁾	⁽³⁾	June 25, 2036
P	0.00%	$ 100.00	June 25, 2036
1-Sub	Variable⁽²⁾	$ 4,629.59	June 25, 2036
1-Grp	Variable⁽²⁾	$ 20,128.59	June 25, 2036
2-Sub	Variable⁽²⁾	$ 4,839.51	June 25, 2036
2-Grp	Variable⁽²⁾	$ 21,041.51	June 25, 2036
XX	Variable⁽²⁾	$ 205,799,846.68	June 25, 2036

___________________________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC II Regular Interest.

⁽²⁾	Calculated in accordance with the definition of “Uncertificated REMIC II Pass-Through Rate” herein.

⁽³⁾	REMIC II Regular Interest IO will not have an Uncertificated Principal Balance but will accrue interest on its uncertificated notional amount calculated in accordance with the definition of “Uncertificated Notional Amount” herein.

REMIC III

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC II Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC III”. The Class R-3 Certificates will represent the sole class of Residual Interests in REMIC III for purposes of the REMIC Provisions.

The following table irrevocably sets forth the designation, Pass-Through Rate, Initial Certificate Principal Balance (or initial Uncertificated Principal Balance, in the case of the Class CE, P and IO Interests) and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of Certificates and interests that represents ownership of one or more of the Regular Interests in REMIC III created hereunder.

Each Certificate, other than the Class P, Class CE and Class R Certificates, represents ownership of a Regular Interest in REMIC III and also represents (i) the right to receive certain amounts specified herein in respect of Basis Risk Shortfall Carry Forward Amounts (as defined herein) and (ii) the obligation to pay Class IO Distribution Amounts (as defined herein). The entitlement to principal of the Regular Interest which corresponds to each Certificate shall be equal in amount and timing to the entitlement to principal of such Certificate. Each Class CE Certificate represents ownership of a Regular Interest in REMIC III and also represents (i) the obligation to pay certain amounts specified herein in respect of Basis Risk Shortfall Carry Forward Amounts and (ii) the right to receive Class IO Distribution Amounts.

Designation	Pass-Through Rate	Initial Certificate or Uncertificated Principal Balance	Latest Possible Maturity Date⁽¹⁾
I-A-1⁽²⁾	Variable⁽³⁾	$101,384,000.00	June 25, 2036
I-A-2⁽²⁾	Variable⁽³⁾	$42,862,000.00	June 25, 2036
I-A-3⁽²⁾	Variable⁽³⁾	$10,744,000.00	June 25, 2036
II-A⁽²⁾	Variable⁽³⁾	$162,020,000.00	June 25, 2036
M-1⁽²⁾	Variable⁽³⁾	$16,880,000.00	June 25, 2036
M-2⁽²⁾	Variable⁽³⁾	$15,027,000.00	June 25, 2036
M-3⁽²⁾	Variable⁽³⁾	$9,263,000.00	June 25, 2036
M-4⁽²⁾	Variable⁽³⁾	$7,822,000.00	June 25, 2036
M-5⁽²⁾	Variable⁽³⁾	$7,411,000.00	June 25, 2036
M-6⁽²⁾	Variable⁽³⁾	$6,587,000.00	June 25, 2036
M-7⁽²⁾	Variable⁽³⁾	$6,381,000.00	June 25, 2036
M-8⁽²⁾	Variable⁽³⁾	$5,970,000.00	June 25, 2036
M-9⁽²⁾	Variable⁽³⁾	$4,323,000.00	June 25, 2036
M-10⁽²⁾	Variable⁽³⁾	$3,705,000.00	June 25, 2036
M-11⁽²⁾	Variable⁽³⁾	$3,911,000.00	June 25, 2036
Class CE Interest	Variable⁽³⁾⁽⁴⁾	$7,410,971.74	June 25, 2036
Class P Interest	0.00%⁽⁵⁾	$100.00	June 25, 2036
Class IO Interest	⁽⁶⁾	⁽⁷⁾	June 25, 2036

___________________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC III Regular Interest.

⁽²⁾

This Class of Certificates represents ownership of a Regular Interest in REMIC III. Any amount distributed on this Class of Certificates on any Distribution Date in excess of the amount distributable on the related Regular Interest in REMIC III on such Distribution Date shall be treated for federal income tax purposes as having been paid from the Reserve Fund or the Supplemental Interest Trust, as applicable, and any amount distributable on the related Regular Interest in REMIC III on such Distribution Date in excess of the amount distributable on such Class of Certificates on such Distribution Date shall be treated for such purposes as having been distributed to the Holders of such Certificates and then paid by such Holders to the Supplemental Interest Trust, all pursuant to and as further provided in Section 3.21 hereof.

⁽³⁾

Calculated in accordance with the definition of “Pass-Through Rate” herein. Each Regular Interest in REMIC III which corresponds to a Class A Certificate or Class M Certificate will have the same Pass-Through Rate as such Certificate, except with respect to the Net Rate Cap. The Net Rate Cap for each such Regular Interest in REMIC III and Certificate is specified in the definition of “Net Rate Cap”.

⁽⁴⁾

The Class CE Interest will accrue interest at its variable Pass-Through Rate on the Uncertificated Notional Amount of the Class CE Interest outstanding from time to time which shall equal the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P). The Class CE Interest will not accrue interest on its Uncertificated Principal Balance.

⁽⁵⁾	The Class P Interest is not entitled to distributions in respect of interest.

⁽⁶⁾	For federal income tax purposes, the Class IO Interest will not have a Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC II Regular Interest IO.

⁽⁷⁾	For federal income tax purposes, the Class IO Interest will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of REMIC II Regular Interest IO.

REMIC IV

As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class CE Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC IV”. The Class R-4 Interest represents the sole class of Residual Interests in REMIC IV for purposes of the REMIC Provisions.

The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC IV created hereunder:

Class Designation	Pass-Through Rate	Initial Certificate Principal Balance	Latest Possible Maturity Date⁽¹⁾
CE	Variable⁽²⁾	$7,410,971.74	June 25, 2036

_______________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class CE Certificates.

⁽²⁾	The Class CE Certificates will receive 100% of the amounts received in respect of the Class CE Interest.

REMIC V

As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC V”. The Class R-5 Interest represents the sole class of Residual Interests in REMIC V for purposes of the REMIC Provisions.

Class Designation	Pass-Through Rate	Initial Certificate Principal Balance	Latest Possible Maturity Date⁽¹⁾
P	0.00%⁽²⁾	$100.00	June 25, 2036

_______________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class P Certificates.

⁽²⁾	The Class P Certificates will receive 100% of the amounts received in respect of the Class P Interest.

REMIC VI

As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class IO Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC VI”. The Class R-6 Interest represents the sole class of Residual Interests in REMIC VI for purposes of the REMIC Provisions.

The following table sets forth the designation, Pass-Through Rate, initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated class of interests that represents a Regular Interest in REMIC VI created hereunder:

Designation	Pass-Through Rate	Initial Uncertificated Principal Balance	Latest Possible Maturity Date⁽¹⁾
IO⁽²⁾	⁽³⁾	⁽⁴⁾	June 25, 2036

_______________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for REMIC VI Regular Interest IO.

⁽²⁾	REMIC VI Regular Interest IO will be held as an asset of the Supplemental Interest Trust.

⁽³⁾	REMIC VI Regular Interest IO will not have a Pass-Through Rate, but will receive 100% of the amounts received in respect of the Class IO Interest.

⁽⁴⁾	REMIC VI Regular Interest IO will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of the Class IO Interest.

The Trust Fund shall be named, and may be referred to as, the “Bear Xxxxxxx Asset Backed Securities I Trust 2006-HE5.” The Certificates issued hereunder may be referred to as “Asset-Backed Certificates, Series 2006-HE5” (including for purposes of any endorsement or assignment of a Mortgage Note or Mortgage).

In consideration of the mutual agreements herein contained, the Depositor, the Master Servicer, the Seller and the Trustee agree as follows:

ARTICLE I

DEFINITIONS

Section 1.01 Defined Terms.

Whenever used in this Agreement, the following words and phrases, unless otherwise expressly provided or unless the context otherwise requires, shall have the meanings specified in this Article:

10-K Filing Deadline: As defined in Section 3.16(iii).

Accepted Servicing Practices: With respect to each Mortgage Loan, those mortgage servicing practices and procedures, including prudent collection and loan administration procedures, and the standard of care (i) employed by prudent mortgage servicers which service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related Mortgage Properties are located or (ii) in accordance with the Xxxxxx Mae Guide or Xxxxxxx Mac Guide, subject to any variances negotiated with Xxxxxx Mae or Xxxxxxx Mac and subject to the express provisions of this Agreement. Such standard of care shall not be lower than that the Master Servicer customarily employs and exercises in servicing and administering similar mortgage loans for its own account and shall be in full compliance with all federal, state, and local laws, ordinances, rules and regulations.

Account: The Distribution Account, the Reserve Fund, the Swap Account, the Class P Certificate Account and the Protected Account.

Accrual Period: With respect to the Certificates (other than the Class CE, Class P and the Residual Certificates) and any Distribution Date, the period from and including the immediately preceding Distribution Date (or with respect to the first Accrual Period, the Closing Date) to and including the day prior to such Distribution Date. With respect to the Class CE Certificates and the Class CE Interest and any Distribution Date, the calendar month immediately preceding such Distribution Date. All calculations of interest on the Certificates (other than the Class CE, Class P and the Residual Certificates) will be made on the basis of the actual number of days elapsed in the related Accrual Period. All calculations of interest on the Class CE Interest and the Class CE Certificates will be made on the basis of a 360-day year consisting of twelve 30-day months.

Additional Disclosure: As defined in Section 3.16(a)(v).

Additional Disclosure Notification: The form of notice set forth in Exhibit R.

Additional Form 10-D Disclosure: As defined in Section 3.16(a)(ii).

Additional Form 10-K Disclosure: As defined in Section 3.16(a)(iv).

Advance: An advance of delinquent payments of principal or interest in respect of a Mortgage Loan required to be made by the Master Servicer as provided in Section 5.01 hereof.

Affected Party: An “Affected Party” as defined in the Swap Agreement.

Agreement: This Pooling and Servicing Agreement and any and all amendments or supplements hereto made in accordance with the terms herein.

Adjustable Rate Mortgage Loan: Each of the Mortgage Loans identified in the Mortgage Loan Schedule as having a Mortgage Rate that is subject to adjustment.

Adjustment Date: With respect to each Adjustable Rate Mortgage Loan, the first day of the month in which the Mortgage Rate of an Adjustable Rate Mortgage Loan changes pursuant to the related Mortgage Note. The first Adjustment Date following the Cut-off Date as to each Adjustable Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.

Amount Held for Future Distribution: As to any Distribution Date, the aggregate amount held in the Protected Account at the close of business on the immediately preceding Determination Date on account of (i) all Scheduled Payments or portions thereof received in respect of the Mortgage Loans due after the related Due Period and (ii) Principal Prepayments, Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds received in respect of such Mortgage Loans after the last day of the related Prepayment Period.

Annual Statement of Compliance: As defined in Section 3.13.

Applied Realized Loss Amount: With respect to any Distribution Date and a Class of Class A Certificates and Class M Certificates, the sum of the Realized Losses with respect to the Mortgage Loans which have been applied in reduction of the Certificate Principal Balance of a Class of Certificates pursuant to Section 5.05 of this Agreement which have not previously been reimbursed or reduced by any Subsequent Recoveries applied to such Applied Realized Loss Amount.

Appraised Value: With respect to any Mortgage Loan originated in connection with a refinancing, the appraised value of the Mortgaged Property based upon the appraisal made at the time of such refinancing or, with respect to any other Mortgage Loan, the lesser of (x) the appraised value of the Mortgaged Property based upon the appraisal made by a fee appraiser at the time of the origination of the related Mortgage Loan, and (y) the sales price of the Mortgaged Property at the time of such origination.

Assessment of Compliance: As defined in Section 3.14.

Attesting Party: As defined in Section 3.14.

Attestation Report: As defined in Section 3.14.

Back-Up Certification: As defined in Section 3.16(a)(iv).

Basis Risk Shortfall Carry Forward Amount: With respect to any Distribution Date and any Class of Class A Certificates and Class M Certificates, an amount equal to the sum of (A) if the Pass-Through Rate for such Class for such Distribution Date is limited to the related Net Rate Cap, the excess, if any, of (a) the amount of Current Interest that such Class would have been entitled to receive on such Distribution Date had the Pass-Though Rate applicable to such Class been calculated at a per annum rate equal to One-Month LIBOR plus the related Certificate Margin, over (b) the amount of Current Interest that such Class received on such Distribution Date if the Pass-Through Rate is limited to the related Net Rate Cap and (B) the Basis Risk Shortfall Carry Forward Amount for the previous Distribution Date not previously paid, together with interest thereon at a rate equal to the related Pass-Through Rate the current Distribution Date.

Bankruptcy Code: Title 11 of the United States Code.

Book-Entry Certificates: Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the books of the Depository or on the books of a person maintaining an account with the Depository (directly, as a “Depository Participant”, or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in Section 6.06). As of the Closing Date, each Class of Regular Certificates (other than the Class CE Certificates and Class P Certificates) constitutes a Class of Book-Entry Certificates.

Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in The City of New York, New York, Chicago, Illinois, Minneapolis, Minnesota or the city in which the Corporate Trust Office of the Trustee or the principal office of the Master Servicer is located as authorized or obligated by law or executive order to be closed.

Certificate: Any one of the certificates of any Class executed and authenticated by the Trustee in substantially the forms attached hereto as Exhibits A-1 through A-5.

Certificate Margin: With respect to the Class I-A-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-1, 0.050% per annum.

With respect to the Class I-A-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-2, 0.170% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.340% per annum in the case of each Distribution Date thereafter.

With respect to the Class I-A-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-3, 0.270% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.540% per annum in the case of each Distribution Date thereafter.

With respect to the Class II-A Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest II-A, 0.150% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.300% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-1, 0.300% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.450% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-2, 0.320% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.480% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-3, 0.330% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.495% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-4, 0.380% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.570% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-5 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-5, 0.400% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.600% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-6 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-6, 0.500% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.750% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-7 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-7, 0.950% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 1.425% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-8 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-8, 1.100% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 1.650% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-9 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-9, 1.950% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 2.925% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-10 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-10, 2.500% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.750% per annum in the case of each Distribution Date thereafter.

With respect to the Class M-11 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-11, 2.500% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.750% per annum in the case of each Distribution Date thereafter.

Certificate Notional Amount: With respect to the Class CE Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Mortgage Loans as of the beginning of the related Due Period. The initial Certificate Notional Amount of the Class CE Certificates shall be $411,700,971.74. For federal income tax purposes, the Certificate Notional Amount for any Distribution Date shall be an amount equal to the Uncertificated Notional Amount for the Class CE Interest for such Distribution Date.

Certificate Owner: With respect to a Book-Entry Certificate, the Person that is the beneficial owner of such Book-Entry Certificate.

Certificate Principal Balance: As to any Certificate (other than the Class CE Certificates or Class R Certificates) and as of any Distribution Date, the Initial Certificate Principal Balance of such Certificate plus, in the case of a Class A Certificate and Class M Certificate, any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 5.04(b), less the sum of (i) all amounts distributed with respect to such Certificate in reduction of the Certificate Principal Balance thereof on previous Distribution Dates pursuant to Section 5.04, and (ii) any Applied Realized Loss Amounts allocated to such Certificate on previous Distribution Dates. As to the Class CE Certificates and as of any Distribution Date, an amount equal to the Uncertificated Principal Balance of the Class CE Interest.

Certificate Register: The register maintained pursuant to Section 6.02 hereof.

Certificateholder or Holder: The person in whose name a Certificate is registered in the Certificate Register (initially, Cede & Co., as nominee for the Depository, in the case of any Book-Entry Certificates).

Certification Parties: As defined in Section 3.16(a)(iv).

Certifying Person: As defined in Section 3.16(a)(iv).

Class: All Certificates bearing the same Class designation as set forth in Section 6.01 hereof.

Class A Certificates: Any of the Class I-A-1, Class I-A-2, Class I-A-3 and Class II-A Certificates.

Class A Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the Principal Distribution Amount for such Distribution Date and (y) the excess, if any, of (i) the aggregate Certificate Principal Balance of the Class A Certificates immediately prior to such Distribution Date, over (ii) the lesser of (a) the product of (1) 54.00% and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (b) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class I-A Certificates: Any of the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates.

Class I-A-1 Certificate: Any Certificate designated as a “Class I-A-1 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class I-A-2 Certificate: Any Certificate designated as a “Class I-A-2 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class I-A-3 Certificate: Any Certificate designated as a “Class I-A-3 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class I-A Principal Distribution Amount: For any Distribution Date, with respect to the Class I-A Certificates and any Distribution Date, is the product of the Class A Principal Distribution Amount and a fraction, the numerator of which is the Principal Funds for Loan Group I for such Distribution Date and the denominator of which is the Principal Funds for both Loan Groups for such Distribution Date.

Class II-A Certificate: Any Certificate designated as a “Class II-A Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class II-A Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class II-A Principal Distribution Amount: For any Distribution Date, with respect to the Class II-A Certificates and any Distribution Date, is the product of the Class A Principal Distribution Amount and a fraction, the numerator of which is the Principal Funds for Loan Group II for such Distribution Date and the denominator of which is the Principal Funds for both Loan Groups for such Distribution Date.

Class CE Certificate: Any Certificate designated as a “Class CE Certificate” on the face thereof, in the form of Exhibit A-4 hereto, representing the right to its Percentage Interest of distributions provided for the Class CE Certificates herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the obligation to pay Basis Risk Shortfall Carry Forward Amounts and (iii) the right to receive Class IO Distribution Amounts.

Class CE Distribution Amount: With respect to any Distribution Date, the sum of (i) the Current Interest for the Class CE Interest for such Distribution Date, (ii) any Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries not distributed to the Class A Certificates and Class M Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class A Certificates and Class M Certificates have been reduced to zero, the Class CE Distribution Amount shall include the Overcollateralization Amount.

Class CE Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class CE Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.

Class IO Distribution Amount: As defined in Section 3.21 hereof. For purposes of clarity, the Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Swap Administrator on such Distribution Date in excess of the amount payable on REMIC VI Regular Interest IO on such Distribution Date, all as further provided in Section 3.21 hereof.

Class IO Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of REMIC VI Regular Interest IO, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.

Class M Certificates: Any of the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates.

Class M-1 Certificate: Any Certificate designated as a “Class M-1 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class M-1 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date) and (2) the Certificate Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 62.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class M-2 Certificate: Any Certificate designated as a “Class M-2 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class M-2 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and the Class M-1 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date) and (3) the Certificate Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 69.50% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class M-3 Certificate: Any Certificate designated as a “Class M-3 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class M-3 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount and the Class M-2 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) and (4) the Certificate Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 74.00% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class M-4 Certificate: Any Certificate designated as a “Class M-4 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class M-4 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount and the Class M-3 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date) and (5) the Certificate Principal Balance of the Class M-4 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 77.80% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class M-5 Certificate: Any Certificate designated as a “Class M-5 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-5 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class M-5 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount and the Class M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date) and (6) the Certificate Principal Balance of the Class M-5 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 81.40% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class M-6 Certificate: Any Certificate designated as a “Class M-6 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-6 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class M-6 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount and the Class M-5 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) and (7) the Certificate Principal Balance of the Class M-6 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 84.60% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class M-7 Certificate: Any Certificate designated as a “Class M-7 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-7 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class M-7 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount and the Class M-6 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date) and (8) the Certificate Principal Balance of the Class M-7 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 87.70% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class M-8 Certificate: Any Certificate designated as a “Class M-8 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-8 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class M-8 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount and the Class M-7 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date) and (9) the Certificate Principal Balance of the Class M-8 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 90.60% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class M-9 Certificate: Any Certificate designated as a “Class M-9 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-9 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class M-9 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount, the Class M-7 Principal Distribution Amount and the Class M-8 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date) and (10) the Certificate Principal Balance of the Class M-9 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 92.70% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class M-10 Certificate: Any Certificate designated as a “Class M-10 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-10 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class M-10 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount, the Class M-7 Principal Distribution Amount, the Class M-8 Principal Distribution Amount and the Class M-9 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date), (10) the Certificate Principal Balance of the Class M-9 Certificates (after taking into account the distribution of the Class M-9 Principal Distribution Amount on such Distribution Date) and (11) the Certificate Principal Balance of the Class M-10 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 94.50% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class M-11 Certificate: Any Certificate designated as a “Class M-11 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-11 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.

Class M-11 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount, the Class M-7 Principal Distribution Amount, the Class M-8 Principal Distribution Amount and the Class M-9 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date), (10) the Certificate Principal Balance of the Class M-9 Certificates (after taking into account the distribution of the Class M-9 Principal Distribution Amount on such Distribution Date), (11) the Certificate Principal Balance of the Class M-10 Certificates immediately prior to such Distribution Date and (12) the Certificate Principal Balance of the Class M-11 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 96.40% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,058,505.

Class P Certificate: Any Certificate designated as a “Class P Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class P Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC V and (ii) the right to receive any Prepayment Charge Waiver Amounts.

Class P Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.

Class P Certificate Account: The separate Eligible Account created and maintained by the Trustee pursuant to Section 4.06 in the name of the Trustee for the benefit of the Class P Certificateholders.

Class R Certificate: Any of the Class R-1, Class R-2, Class R-3 or Class RX Certificates.

Class R-1 Certificate: Any Certificate designated a “Class R-1 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC I and representing the right to the Percentage Interest of distributions provided for the Class R-1 Certificates as set forth herein.

Class R-2 Certificate: Any Certificate designated a “Class R-2 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC II and representing the right to the Percentage Interest of distributions provided for the Class R-2 Certificates as set forth herein.

Class R-3 Certificate: Any Certificate designated a “Class R-3 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC III and representing the right to the Percentage Interest of distributions provided for the Class R-3 Certificates as set forth herein.

Class RX Certificate: Any Certificate designated a “Class RX Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the ownership of the Class R-4 Interest, Class R-5 Interest and Class R-6 Interest and representing the right to the Percentage Interest of distributions provided for the Class RX Certificates as set forth herein.

Class R-4 Interest: The uncertificated Residual Interest in REMIC IV.

Class R-5 Interest: The uncertificated Residual Interest in REMIC V.

Class R-6 Interest: The uncertificated Residual Interest in REMIC VI.

Closing Date: May 30, 2006.

Code: The Internal Revenue Code of 1986, including any successor or amendatory provisions.

Commission: The U.S. Securities and Exchange Commission.

Compensating Interest: An amount, not to exceed the Servicing Fee, to be deposited in the Protected Account by the Master Servicer to the payment of a Prepayment Interest Shortfall on a Mortgage Loan subject to this Agreement.

Corporate Trust Office: The designated office of the Trustee where at any particular time its corporate trust business with respect to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at 000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000, Xxxxxxx, Xxxxxxxx, 00000 Attention: Global Securities and Trust Services Group - Bear Xxxxxxx Asset Backed Securities I LLC, Series 2006-HE5, or at such other address as the Trustee may designate from time to time.

Corresponding Certificate: With respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp, XX, IO and P), the Certificate with the corresponding designation. With respect to each REMIC III Regular Interest (other than the Class CE Interest, the Class P Interest and the Class IO Interest), the related Certificate representing an ownership therein.

Current Interest: As of any Distribution Date, with respect to the Certificates and interests of each class (other than the Class P Certificates, Class P Interest, the Residual Interests and the Residual Certificates), (i) the interest accrued on the Certificate Principal Balance or Certificate Notional Amount or Uncertificated Notional Amount, as applicable, during the related Accrual Period at the applicable Pass-Through Rate plus any amount previously distributed with respect to interest for such Certificate or interest that has been recovered as a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a) any Prepayment Interest Shortfall for such Distribution Date, to the extent not covered by Compensating Interest and (b) any Relief Act Interest Shortfalls during the related Due Period, provided, however, that for purposes of calculating Current Interest for any such class, amounts specified in clause (ii) hereof for any such Distribution Date shall be allocated first to the Class CE Certificates and the Class CE Interest in reduction of amounts otherwise distributable to such Certificates and interest on such Distribution Date and then any excess shall be allocated to each Class of Class A Certificates and Class M Certificates pro rata based on the respective amounts of interest accrued pursuant to clause (i) hereof for each such Class on such Distribution Date.

Current Specified Enhancement Percentage: With respect to any Distribution Date, the percentage obtained by dividing (x) the sum of (i) the aggregate Certificate Principal Balance of the Class M Certificates and (ii) the Overcollateralization Amount, in each case prior to the distribution of the Principal Distribution Amount on such Distribution Date, by (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the end of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period).

Custodial Agreement: An agreement, dated as of May 30, 2006, among the Depositor, EMC, as a Seller and as Master Servicer, Master Funding as a Seller, the Trustee and the Custodian in substantially the form of Exhibit J hereto.

Custodian: LaSalle Bank National Association, or any successor custodian appointed pursuant to the provisions hereof and the Custodial Agreement.

Cut-off Date: The close of business on May 1, 2006.

Cut-off Date Principal Balance: As to any Mortgage Loan, the unpaid principal balance thereof as of the close of business on the Cut-off Date after application of all Principal Prepayments received prior to the Cut-off Date and scheduled payments of principal due on or before the Cut-off Date, whether or not received, but without giving effect to any installments of principal received in respect of Due Dates after the Cut-off Date. The aggregate Cut-off Date Principal Balance of the Mortgage Loans is $411,700,971.74.

Debt Service Reduction: With respect to any Mortgage Loan, a reduction by a court of competent jurisdiction in a proceeding under the Bankruptcy Code in the Scheduled Payment for such Mortgage Loan that became final and non-appealable, except such a reduction resulting from a Deficient Valuation or any other reduction that results in a permanent forgiveness of principal.

Defaulting Party: A “Defaulting Party” as defined in the Swap Agreement.

Deficient Valuation: With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then outstanding indebtedness under such Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any Scheduled Payment that results in a permanent forgiveness of principal, which valuation or reduction results from an order of such court that is final and non-appealable in a proceeding under the Bankruptcy Code.

Definitive Certificates: As defined in Section 6.06.

Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.

Delinquency Event: A Delinquency Event shall have occurred and be continuing if at any time, (x) the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more Delinquent (including for this purpose any such Mortgage Loans in bankruptcy or foreclosure and Mortgage Loans with respect to which the related Mortgaged Property is REO Property), and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans, in each case as of the last day of the related Due Period exceeds (y) 34.75% of the Current Specified Enhancement Percentage.

Delinquent: A Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to the terms of such Mortgage Loan by the close of business on the day such payment is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment has not been received by the close of business on the corresponding day of the month immediately succeeding the month in which such payment was due, or, if there is no such corresponding day (e.g., as when a 30-day month follows a 31-day month in which a payment was due on the 31st day of such month), then on the last day of such immediately succeeding month. Similarly for “60 days delinquent,” “90 days delinquent” and so on.

Denomination: With respect to each Certificate, the amount set forth on the face thereof as the “Initial Principal Balance or Initial Notional Amount of this Certificate”.

Depositor: Bear Xxxxxxx Asset Backed Securities I LLC, a Delaware limited liability company, or its successor in interest.

Depository: The initial Depository shall be The Depository Trust Company (“DTC”), the nominee of which is Cede & Co., or any other organization registered as a “clearing agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The Depository shall initially be the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of the State of New York.

Depository Agreement: With respect to the Class of Book-Entry Certificates, the agreement among the Depositor, the Trustee and the initial Depository, dated as of the Closing Date, substantially in the form of Exhibit H.

Depository Participant: A broker, dealer, bank or other financial institution or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.

Determination Date: With respect to any Distribution Date, the 15th day of the month of such Distribution Date or, if such 15th day is not a Business Day, the immediately preceding Business Day.

Distribution Account: The separate Eligible Account created and maintained by the Trustee pursuant to Section 4.04 in the name of the Trustee for the benefit of the Certificateholders designated “LaSalle Bank National Association, in trust for registered holders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE5”. Funds in the Distribution Account shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement.

Distribution Account Deposit Date: Two Business Days prior to each Distribution Date.

Distribution Date: The 25th day of each calendar month after the initial issuance of the Certificates, or if such 25th day is not a Business Day, the next succeeding Business Day, commencing in June 2006.

Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.

Due Period: With respect to any Distribution Date, the period from the second day of the calendar month preceding the calendar month in which such Distribution Date occurs through close of business on the first day of the calendar month in which such Distribution Date occurs.

Eligible Account: Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company, the long-term unsecured debt obligations and short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the debt obligations of such holding company, so long as Xxxxx’x is not a Rating Agency) are rated by each Rating Agency in one of its two highest long-term and its highest short-term rating categories, respectively, at the time any amounts are held on deposit therein, or (ii) an account or accounts in a depository institution or trust company in which such accounts are insured by the FDIC (to the limits established by the FDIC) and the uninsured deposits in which accounts are otherwise secured such that, as evidenced by an Opinion of Counsel delivered to the Trustee and to each Rating Agency, the Certificateholders have a claim with respect to the funds in such account or a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments) securing such funds that is superior to claims of any other depositors or creditors of the depository institution or trust company in which such account is maintained, or (iii) a trust account or accounts maintained with the corporate trust department of a federal or state chartered depository institution or trust company having capital and surplus of not less than $50,000,000, acting in its fiduciary capacity or (iv) any other account acceptable to the Rating Agencies, as evidenced in writing. Eligible Accounts may bear interest, and may include, if otherwise qualified under this definition, accounts maintained with the Trustee.

EMC: EMC Mortgage Corporation, a Delaware corporation, and its successors and assigns.

EMC Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which EMC is the applicable Seller.

ERISA: The Employee Retirement Income Security Act of 1974, as amended.

ERISA Restricted Certificates: Any of the Class CE, Class P and Residual Certificates.

Event of Default: As defined in Section 8.01 hereof.

Excess Cashflow: With respect to any Distribution Date, an amount, if any, equal to the sum of (a) the Remaining Excess Spread for such Distribution Date and (b) the Overcollateralization Release Amount for such Distribution Date.

Excess Liquidation Proceeds: To the extent not required by law to be paid to the related Mortgagor, the excess, if any, of any Liquidation Proceeds with respect to a Mortgage Loan over the Stated Principal Balance of such Mortgage Loan and accrued and unpaid interest at the related Mortgage Rate through the last day of the month in which the Mortgage Loan has been liquidated.

Excess Spread: With respect to any Distribution Date, the excess, if any, of (i) the Interest Funds for such Distribution Date over (ii) the sum of the Current Interest on the Class A Certificates and Class M Certificates and Interest Carry Forward Amounts on the Class A Certificates (other than Interest Carry Forward Amounts paid pursuant to Sections 5.04(a)(4)(A)), in each case for such Distribution Date.

Exchange Act: Securities Exchange Act of 1934, as amended.

Exemption: Prohibited Transaction Exemption 90-30, as amended from time to time.

Extra Principal Distribution Amount: With respect to any Distribution Date, the lesser of (i) the excess, if any, of the Overcollateralization Target Amount for such Distribution Date, over the Overcollateralization Amount for such Distribution Date (after giving effect to distributions of principal on the Certificates other than any Extra Principal Distribution Amount) and (ii) the Excess Spread for such Distribution Date.

Xxxxxx Mae: Xxxxxx Xxx (formerly, Federal National Mortgage Association), or any successor thereto.

FDIC: The Federal Deposit Insurance Corporation, or any successor thereto.

Final Certification: The certification substantially in the form of Exhibit Three to the Custodial Agreement.

Final Recovery Determination: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by EMC (on its own behalf as a seller and on behalf of Master Funding) pursuant to or as contemplated by Section 2.03(c) or Section 10.01), a determination made by the Master Servicer that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which the Master Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered. The Trustee shall maintain records, based solely on information provided by the Master Servicer, of each Final Recovery Determination made thereby.

FIRREA: The Financial Institutions Reform, Recovery, and Enforcement Act of 1989.

Fiscal Quarter: December 1 to February 29 (or the last day in such month), March 1 to May 31, June 1 to August 31, or September 1 to November 30, as applicable.

Fitch: Fitch, Inc. and any successor thereto.

Form 8-K Disclosure Information: As defined in Section 3.16(a)(iii).

Xxxxxxx Mac: Federal Home Loan Mortgage Corporation, or any successor thereto.

Global Certificate: Any Private Certificate registered in the name of the Depository or its nominee, beneficial interests in which are reflected on the books of the Depository or on the books of a Person maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules of such depository).

Gross Margin: With respect to each Adjustable Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Mortgage Loan.

Group I Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.

Group I Principal Distribution Amount: With respect to any Distribution Date, the product of the Principal Distribution Amount for such Distribution Date and a fraction, the numerator of which is the Principal Funds for Loan Group I for such Distribution Date and the denominator of which is the Principal Funds for both Loan Groups for such Distribution Date.

Group II Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.

Group II Principal Distribution Amount: With respect to any Distribution Date, the product of the Principal Distribution Amount for such Distribution Date and a fraction, the numerator of which is the Principal Funds for Loan Group II for such Distribution Date and the denominator of which is the Principal Funds for both Loan Groups for such Distribution Date.

Indemnified Persons: The Trustee, the Master Servicer, the Trust Fund and their officers, directors, agents and employees and, with respect to the Trustee, any separate co-trustee and its officers, directors, agents and employees.

Index: With respect to each Adjustable Rate Mortgage Loan and with respect to each related Adjustment Date, the index as specified in the related Mortgage Note.

Individual Certificate: Any Private Certificate registered in the name of the Holder other than the Depository or its nominee.

Initial Certification: The certification substantially in the form of Exhibit One to the Custodial Agreement.

Initial Certificate Principal Balance: With respect to any Certificate, the Certificate Principal Balance of such Certificate or any predecessor Certificate on the Closing Date.

Institutional Accredited Investor: Any Person meeting the requirements of Rule 501(a)(l), (2), (3) or (7) of Regulation D under the Securities Act or any entity all of the equity Holders in which come within such paragraphs.

Insurance Proceeds: Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance Policy and any other insurance policy covering a Mortgage Loan, to the extent such proceeds are payable to the mortgagee under the Mortgage, the Master Servicer or the trustee under the deed of trust and are not applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Master Servicer would follow in servicing mortgage loans held for its own account, in each case other than any amount included in such Insurance Proceeds in respect of Insured Expenses.

Insured Expenses: Expenses covered by any insurance policy with respect to the Mortgage Loans.

Interest Carry Forward Amount: As of any Distribution Date and with respect to each Class of Certificates (other than the Class CE, Class P and the Residual Certificates), the sum of (i) the excess of (a) the Current Interest for such Class with respect to such Distribution Date and any prior Distribution Dates over (b) the amount actually distributed to such Class of Certificates with respect to interest on such Distribution Dates and (ii) interest thereon (to the extent permitted by applicable law) at the applicable Pass-Through Rate for such Class for the related Accrual Period including the Accrual Period relating to such Distribution Date.

Interest Determination Date: Shall mean the second LIBOR Business Day preceding the commencement of each Accrual Period.

Interest Funds: With respect to each Loan Group and any Distribution Date (1) the sum, without duplication, of (a) all scheduled interest during the related Due Period with respect to the Mortgage Loans less the Servicing Fee, the Trustee Fee and the LPMI Fee, if any, (b) all Advances relating to interest with respect to the Mortgage Loans made on or prior to the related Distribution Account Deposit Date, (c) all Compensating Interest with respect to the Mortgage Loans and required to be remitted by the Master Servicer pursuant to this Agreement with respect to such Distribution Date, (d) Liquidation Proceeds and Subsequent Recoveries with respect to the Mortgage Loans collected during the related Prepayment Period (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to interest), (e) all amounts relating to interest with respect to each Mortgage Loan repurchased by EMC (on its own behalf as Seller and on behalf of Master Funding) pursuant to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section 3.19, in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (f) amounts in respect of interest paid by the Majority Class CE Certificateholder or the Master Servicer, as applicable, pursuant to Section 10.01, minus (2) (i) all amounts relating to interest required to be reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in this Agreement, and (ii) any Net Swap Payment or Swap Termination Payment (not due to a Swap Provider Trigger Event and to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreements that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates.

Interim Certification: The certification substantially in the form of Exhibit Two to the Custodial Agreement.

LaSalle: LaSalle Bank National Association, and any successor thereto.

Last Scheduled Distribution Date: Solely for purposes of the face of the Certificates as follows: with respect to the Certificates, other than the Class I-A-1 Certificates and Class I-A-2 Certificates, the Distribution Date in June 2036; with respect to the Class I-A-1 Certificates and Class I-A-2 Certificates, the Distribution Date in March 2030 and July 2035, respectively.

Latest Possible Maturity Date: June 25, 2036, which is the Distribution Date in the month following the final scheduled maturity date of the Mortgage Loan in the Trust Fund having the latest scheduled maturity date as of the Cut-off Date. For purposes of the Treasury regulations under Sections 860A through 860G of the Code, the latest possible maturity date of each Regular Interest issued by REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI shall be the Latest Possible Maturity Date.

LIBOR Business Day: Shall mean a day on which banks are open for dealing in foreign currency and exchange in London and New York City.

Liquidated Loan: With respect to any Distribution Date, a defaulted Mortgage Loan that has been liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale or other realization as provided by applicable law governing the real property subject to the related Mortgage and any security agreements and as to which the Master Servicer has made a Final Recovery Determination with respect thereto.

Liquidation Proceeds: Amounts, other than Insurance Proceeds, received in connection with the partial or complete liquidation of a Mortgage Loan, whether through trustee’s sale, foreclosure sale or otherwise, or in connection with any condemnation or partial release of a Mortgaged Property and any other proceeds received with respect to an REO Property, less the sum of related unreimbursed Advances, Servicing Fees and Servicing Advances and all expenses of liquidation, including property protection expenses and foreclosure and sale costs, including court and reasonable attorneys fees.

Loan-to-Value Ratio: The fraction, expressed as a percentage, the numerator of which is the original principal balance of the related Mortgage Loan and the denominator of which is the Appraised Value of the related Mortgaged Property.

Loan Group: Any of Loan Group I or Loan Group II.

Loan Group I: The group of Mortgage Loans included as such on the Mortgage Loan Schedule.

Loan Group II: The group of Mortgage Loans included as such on the Mortgage Loan Schedule.

Loss Allocation Limitation: The meaning specified in Section 5.05(b) hereof.

LPMI Fee: The fee payable to the insurer for each Mortgage Loan subject to an LPMI Policy as set forth in such LPMI Policy.

LPMI Policy: A policy of mortgage guaranty insurance issued by an insurer meeting the requirements of Xxxxxx Xxx and Xxxxxxx Mac in which the Master Servicer or the related subservicer of the related Mortgage Loan is responsible for the payment of the LPMI Fee thereunder from collections on the related Mortgage Loan.

Majority Class CE Certificateholder: The Holder of a 50.01% or greater Percentage Interest in the Class CE Certificates.

Marker Rate: With respect to the Class CE Interest and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC II Pass-Through Rates for the REMIC II Regular Interests (other than REMIC II Regular Interests AA, 1-Sub, 1-Grp, 2-Sub, 2-Grp, XX, IO and P), with the rate on each such REMIC II Regular Interest (other than REMIC II Regular Interest ZZ) subject to a cap equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date, and with the rate on REMIC II Regular Interest ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp, XX, IO and P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.

Master Funding: Master Funding LLC, a Delaware limited liability company, and its successors and assigns, in its capacity as the seller of the Master Funding Mortgage Loans to the Depositor.

Master Funding Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable Seller.

Master Servicer: EMC Mortgage Corporation, in its capacity as master servicer, and its successors and assigns.

Maximum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the maximum Mortgage Rate thereunder.

Maximum Uncertificated Accrued Interest Deferral Amount: With respect to any Distribution Date, the excess of (i) accrued interest at the Uncertificated REMIC II Pass-Through Rate applicable to REMIC II Regular Interest ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ minus the REMIC II Overcollateralized Amount, in each case for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on the REMIC II Regular Interests (other than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp, XX, IO and P), with the rate on each such REMIC II Regular Interest subject to a cap equal to the lesser of (x) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (y) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date; provided, however, that solely for this purpose, the related cap with respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp, XX, IO and P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.

MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.

MIN: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

Minimum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the minimum Mortgage Rate thereunder.

MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

Monthly Statement: The statement delivered to the Certificateholders pursuant to Section 5.06.

Moody’s: Xxxxx’x Investors Service, Inc., and any successor thereto.

Mortgage: The mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.

Mortgage File: The mortgage documents listed in Section 2.01 hereof pertaining to a particular Mortgage Loan and any additional documents delivered to the Custodian to be added to the Mortgage File pursuant to this Agreement and the Custodial Agreement.

Mortgage Loans: Such of the Mortgage Loans transferred and assigned to the Trustee pursuant to the provisions hereof, as from time to time are held as a part of the Trust Fund (including any REO Property), the mortgage loans so held being identified in the Mortgage Loan Schedule, notwithstanding foreclosure or other acquisition of title of the related Mortgaged Property.

Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase Agreement, dated as of May 30, 2006, among EMC, as a seller, Master Funding, as a seller and the Depositor, as purchaser in the form attached hereto as Exhibit L.

Mortgage Loan Purchase Price: The price, calculated as set forth in Section 10.01, to be paid in connection with the repurchase of the Mortgage Loans pursuant to Section 10.01.

Mortgage Loan Schedule: The list of Mortgage Loans (as from time to time amended by the Seller or the Master Servicer to reflect the deletion of Deleted Mortgage Loans and the addition of Replacement Mortgage Loans pursuant to the provisions of this Agreement) transferred to the Trustee as part of the Trust Fund and from time to time subject to this Agreement, the initial Mortgage Loan Schedule being attached hereto as Exhibit B setting forth the following information with respect to each Mortgage Loan:

(a) the city, state and zip code of the Mortgaged Property;

(b) the property type;

(d) the Servicing Fee Rate;

(e) the Master Servicer's Fee Rate;

(f) the LPMI Fee, if applicable;

(g) [reserved];

(h) the Net Rate;

(i) the maturity date;

(j) the stated original term to maturity;

(k) the stated remaining term to maturity;

(l) the original Principal Balance;

(m) the first payment date;

(n) the principal and interest payment in effect as of the Cut-off Date;

(o) the unpaid Principal Balance as of the Cut-off Date;

(p) the Loan-to-Value Ratio at origination;

(q) the insurer of any Primary Mortgage Insurance Policy;

(r) the MIN with respect to each MOM Loan;

(s) the Gross Margin, if applicable;

(t) the next Adjustment Date, if applicable;

(u) the Maximum Mortgage Rate, if applicable;

(v) the Minimum Mortgage Rate, if applicable;

(w) the Periodic Rate Cap, if applicable;

(x) the Loan Group, if applicable;

(y) a code indicating whether the Mortgage Loan is negatively amortizing;

(z) which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;

(aa) the Prepayment Charge, if any;

(bb) lien position (e.g., first lien or second lien);

(cc) a code indicating whether the Mortgage Loan is has a balloon payment;

(dd) a code indicating whether the Mortgage Loan is an interest-only loan;

(ee) the interest-only term, if applicable;

(ff) the Mortgage Loan Seller; and

(gg) the original amortization term.

Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (j) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.

Mortgage Note: The original executed note or other evidence of indebtedness of a Mortgagor under a Mortgage Loan.

Mortgage Rate: With respect to each fixed rate Mortgage Loan, the rate set forth in the related Mortgage Note. With respect to each Adjustable Rate Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, which rate (A) as of any date of determination until the first Adjustment Date following the Cut-off Date shall be the rate set forth in the Mortgage Loan Schedule as the Mortgage Rate in effect immediately following the Cut-off Date and (B) as of any date of determination thereafter shall be the rate as adjusted on the most recent Adjustment Date, to equal the sum, rounded to the next highest or nearest 0.125% (as provided in the Mortgage Note), of the Index, determined as set forth in the related Mortgage Note, plus the related Gross Margin subject to the limitations set forth in the related Mortgage Note. With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such Mortgage Loan became an REO Property.

Mortgaged Property: The underlying property securing a Mortgage Loan.

Mortgagor: The obligors on a Mortgage Note.

Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if any.

Net Rate Cap: With respect to any Distribution Date and the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans in Loan Group I, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment payable to the Swap Provider on such Distribution Date and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event payable to the Swap Provider (to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC III Regular Interests the ownership of which is represented by the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 1-Grp, weighted on the basis of the Uncertificated Principal Balance of such REMIC II Regular Interest immediately prior to such Distribution Date.

With respect to any Distribution Date and the Class II-A Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans in Loan Group II, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment payable to the Swap Provider on such Distribution Date and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event payable to the Swap Provider (to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC III Regular Interests the ownership of which is represented by the Class II-A Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 2-Grp, weighted on the basis of the Uncertificated Principal Balance of such REMIC II Regular Interest immediately prior to such Distribution Date.

With respect to any Distribution Date and the Class M Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans in each Loan Group, weighted in proportion to the results of subtracting from the aggregate Stated Principal Balances of each such Loan Group as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, the aggregate Certificate Principal Balance of the related Class or Classes of Senior Certificates and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment payable to the Swap Provider on such Distribution Date and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event payable to the Swap Provider (to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC III Regular Interests the ownership of which is represented by the Class M Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC II Pass-Through Rates on (a) REMIC II Regular Interest 1-Sub, subject to a cap and a floor equal to the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 1-Grp and (b) REMIC II Regular Interest 2-Sub, subject to a cap and a floor equal to the Uncertificated REMIC II Pass-Through Rate on REMIC II Regular Interest 2-Grp, in each case as determined for such Distribution Date, weighted on the basis of the Uncertificated Principal Balances of each such REMIC II Regular Interest immediately prior to such Distribution Date.

Net Swap Payment: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Swap Agreement by either the Swap Provider or the Swap Administrator, which net payment shall not take into account any Swap Termination Payment.

Non Book-Entry Certificate: Any Certificate other than a Book-Entry Certificate.

Nonrecoverable Advance: Any portion of an Advance previously made or proposed to be made by the Master Servicer pursuant to this Agreement, that, in the good faith judgment of the Master Servicer, will not or, in the case of a proposed advance, would not, be ultimately recoverable by it from the related Mortgagor, related Liquidation Proceeds, Insurance Proceeds or otherwise.

Notional Amount: With respect to each Distribution Date and the Swap Agreement, the notional amount for the related calculation period as set forth in the related schedule set forth in Exhibit M.

Offered Certificates: The Class I-A-1, Class I-A-2, Class I-A-3, Class II-A, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.

Officer’s Certificate: A certificate (i) signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Vice President (however denominated), an Assistant Vice President, the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Depositor or the Master Servicer (or any other officer customarily performing functions similar to those performed by any of the above designated officers and also to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with a particular subject) or (ii), if provided for in this Agreement, signed by a Servicing Officer, as the case may be, and delivered to the Depositor, the Seller, Master Funding LLC and/or the Trustee, as the case may be, as required by this Agreement.

One-Month LIBOR: With respect to any Accrual Period, the rate determined by the Trustee on the related Interest Determination Date on the basis of the rate for U.S. dollar deposits for one month that appears on Telerate Screen Page 3750 as of 11:00 a.m. (London time) on such Interest Determination Date. If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, such other service for displaying One-Month LIBOR or comparable rates as may be reasonably selected by the Trustee), One-Month LIBOR for the applicable Accrual Period will be the Reference Bank Rate. If no such quotations can be obtained by the Trustee and no Reference Bank Rate is available, One-Month LIBOR will be One-Month LIBOR applicable to the preceding Accrual Period. The establishment of One-Month LIBOR on each Interest Determination Date by the Trustee and the Trustee’s calculation of the rate of interest applicable to the Class A Certificates and Class M Certificates for the related Accrual Period shall, in the absence of manifest error, be final and binding.

One-Month LIBOR Pass-Through Rate: With respect to each Class A Certificate and Class M Certificate and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, the REMIC II Regular Interest for which such certificate is the Corresponding Certificate, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.

Opinion of Counsel: A written opinion of counsel, who may be counsel for the Seller, the Depositor or the Master Servicer, reasonably acceptable to each addressee of such opinion; provided that with respect to Section 2.05, 7.05, 7.07 or 11.01, or the interpretation or application of the REMIC Provisions, such counsel must (i) in fact be independent of the Seller, Depositor and the Master Servicer, (ii) not have any direct financial interest in the Seller, the Depositor or the Master Servicer or in any affiliate of either, and (iii) not be connected with the Seller, the Depositor or the Master Servicer as an officer, employee, promoter, underwriter, trustee, partner, director or person performing similar functions.

Optional Termination: The termination of the Trust Fund created hereunder as a result of the purchase of all of the Mortgage Loans and any REO Property.

Optional Termination Date: The Distribution Date on which the Stated Principal Balance of all of the Mortgage Loans is equal to or less than 10% of the Stated Principal Balance of all of the Mortgage Loans as of the Cut-off Date.

Original Value: The value of the property underlying a Mortgage Loan based, in the case of the purchase of the underlying Mortgaged Property, on the lower of an appraisal or the sales price of such property or, in the case of a refinancing, on an appraisal.

OTS: The Office of Thrift Supervision.

Outstanding: With respect to the Certificates as of any date of determination, all Certificates theretofore executed and authenticated under this Agreement except:

(a) Certificates theretofore canceled by the Trustee or delivered to the Trustee for cancellation; and

(b) Certificates in exchange for which or in lieu of which other Certificates have been executed and delivered by the Trustee pursuant to this Agreement.

Outstanding Mortgage Loan: As of any date of determination, a Mortgage Loan with a Stated Principal Balance greater than zero that was not the subject of a Principal Prepayment in full, and that did not become a Liquidated Loan, prior to the end of the related Prepayment Period.

Overcollateralization Amount: With respect to any Distribution Date, the excess, if any, of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) over the aggregate Certificate Principal Balance of the Certificates (other than the Class CE Certificates and Class P Certificates) on such Distribution Date (after taking into account the payment of principal (other than any Extra Principal Distribution Amount) on such Certificates).

Overcollateralization Release Amount: With respect to any Distribution Date, the lesser of (x) the Principal Remittance Amount for such Distribution Date and (y) the excess, if any, of (i) the Overcollateralization Amount for such Distribution Date (assuming that 100% of the Principal Remittance Amount is applied as a principal payment on such Distribution Date) over (ii) the Overcollateralization Target Amount for such Distribution Date (with the amount pursuant to clause (y) deemed to be $0 if the Overcollateralization Amount is less than or equal to the Overcollateralization Target Amount on that Distribution Date).

Overcollateralization Target Amount: With respect to any Distribution Date (a) prior to the Stepdown Date, 1.80% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, (b) on or after the Stepdown Date and if a Trigger Event is not in effect, the greater of (i) the lesser of (1) 1.80% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date and (2) 3.60% of the then current aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) and (ii) $2,058,505 or (c) on or after the Stepdown Date and if a Trigger Event is in effect, the Overcollateralization Target Amount for the immediately preceding Distribution Date.

Ownership Interest: As to any Certificate, any ownership interest in such Certificate including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial.

Pass-Through Rate: With respect to the Class A Certificates and Class M Certificates and any Distribution Date, a rate per annum equal to the lesser of (i) the related One-Month LIBOR Pass-Through Rate for such Distribution Date and (ii) the related Net Rate Cap for such Distribution Date.

With respect to the Class CE Interest and any Distribution Date, a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amount determined for each REMIC II Regular Interest (other than REMIC II Regular Interests 1-Sub, 1-Grp, 2-Sub, 2-Grp, XX, IO and P) equal to the product of (a) the excess, if any, of the Uncertificated REMIC II Pass-Through Rate for such REMIC II Regular Interest over the Marker Rate and (b) a notional amount equal to the Uncertificated Principal Balance of such REMIC II Regular Interest, and the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC II Regular Interests.

With respect to the Class CE Certificate, the Class CE Certificate shall not have a Pass-Through Rate, but Current Interest for such Certificate and each Distribution Date shall be an amount equal to 100% of the amount distributable to the Class CE Interest for such Distribution Date.

With respect to the Class P Certificate and the Class P Interest, 0.00% per annum.

With respect to the Class IO Interest, Class IO Interest shall not have a Pass-Through Rate, but Current Interest for such interest and each Distribution Date shall be an amount equal to 100% of the amount distributable to REMIC II Regular Interest IO for such Distribution Date.

With respect to REMIC VI Regular Interest IO, REMIC VI Regular Interest IO shall not have a Pass-Through Rate, but Current Interest for such Regular Interest and each Distribution Date shall be an amount equal to 100% of the amount distributable to the Class IO Interest for such Distribution Date.

Percentage Interest: With respect to any Certificate of a specified Class, the Percentage Interest set forth on the face thereof or the percentage obtained by dividing the Denomination of such Certificate by the aggregate of the Denominations of all Certificates of such Class.

Periodic Rate Cap: With respect to each Adjustable Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note, which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in effect immediately prior to such Adjustment Date.

Permitted Investments: At any time, any one or more of the following obligations and securities:

(i)

obligations of the United States or any agency thereof, provided such obligations are backed by the full faith and credit of the United States;

(ii)

general obligations of or obligations guaranteed by any state of the United States or the District of Columbia receiving the highest long-term debt rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;

(iii)

commercial or finance company paper which is then receiving the highest commercial or finance company paper rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;

(iv)

certificates of deposit, demand or time deposits, or bankers’ acceptances issued by any depository institution or trust company incorporated under the laws of the United States or of any state thereof and subject to supervision and examination by federal and/or state banking authorities (including the Trustee in its commercial banking capacity), provided that the commercial paper and/or long term unsecured debt obligations of such depository institution or trust company are then rated one of the two highest long-term and the highest short-term ratings of each such Rating Agency for such securities, or such lower ratings as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced in writing;

(v)

guaranteed reinvestment agreements issued by any bank, insurance company or other corporation containing, at the time of the issuance of such agreements, such terms and conditions as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced in writing;

(vi)

repurchase obligations with respect to any security described in clauses (i) and (ii) above, in either case entered into with a depository institution or trust company (acting as principal) described in clause (v) above;

(vii)

securities (other than stripped bonds, stripped coupons or instruments sold at a purchase price in excess of 115% of the face amount thereof) bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States or any state thereof which, at the time of such investment, have one of the two highest short term ratings of each Rating Agency (except if the Rating Agency is Xxxxx’x, such rating shall be the highest commercial paper rating of Xxxxx’x for any such securities), or such lower rating as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;

(viii)

interests in any money market fund (including any such fund managed or advised by the Trustee or any affiliate thereof) which at the date of acquisition of the interests in such fund and throughout the time such interests are held in such fund has the highest applicable short term rating by each Rating Agency or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;

(ix)

short term investment funds sponsored by any trust company or banking association incorporated under the laws of the United States or any state thereof (including any such fund managed or advised by the Trustee or the Master Servicer or any affiliate thereof) which on the date of acquisition has been rated by each Rating Agency in their respective highest applicable rating category or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing; and

(x)

such other investments having a specified stated maturity and bearing interest or sold at a discount acceptable to each Rating Agency and as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;

provided, that no such instrument shall be a Permitted Investment if such instrument (i) evidences the right to receive interest only payments with respect to the obligations underlying such instrument, (ii) is purchased at a premium or (iii) is purchased at a deep discount; provided further that no such instrument shall be a Permitted Investment (A) if such instrument evidences principal and interest payments derived from obligations underlying such instrument and the interest payments with respect to such instrument provide a yield to maturity of greater than 120% of the yield to maturity at par of such underlying obligations, or (B) if it may be redeemed at a price below the purchase price (the foregoing clause (B) not to apply to investments in units of money market funds pursuant to clause (viii) above); provided further that no amount beneficially owned by any REMIC may be invested in investments (other than money market funds) treated as equity interests for federal income tax purposes, unless the Master Servicer shall receive an Opinion of Counsel, at the expense of the Master Servicer, to the effect that such investment will not adversely affect the status of any such REMIC as a REMIC under the Code or result in imposition of a tax on any such REMIC. Permitted Investments that are subject to prepayment or call may not be purchased at a price in excess of par.

Permitted Transferee: Any person (x) other than (i) the United States, any State or political subdivision thereof, any possession of the United States or any agency or instrumentality of any of the foregoing, (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing, (iii) an organization (except certain farmers’ cooperatives described in section 521 of the Code) that is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by section 511 of the Code on unrelated business taxable income) on any excess inclusions (as defined in section 860E(c)(1) of the Code) with respect to any Residual Certificate, (iv) rural electric and telephone cooperatives described in section 1381(a)(2)(C) of the Code or (v) on electing large partnership within the meaning of Section 775(a) of the Code, (y) that is a citizen or resident of the United States, a corporation, partnership (other than a partnership that has any direct or indirect foreign partners) or other entity (treated as a corporation or a partnership for federal income tax purposes), created or organized in or under the laws of the United States, any State thereof or the District of Columbia, an estate whose income from sources without the United States is includible in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have authority to control all substantial decisions of the trust or if it has a valid election in effect under applicable U.S. Treasury regulations to be treated as a United States person and (z) other than any other Person so designated by the Trustee based upon an Opinion of Counsel addressed to the Trustee (which shall not be an expense of the Trustee) that states that the Transfer of an Ownership Interest in a Residual Certificate to such Person may cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are Outstanding. The terms “United States,” “State” and “International Organization” shall have the meanings set forth in section 7701 of the Code or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and, with the exception of Xxxxxxx Mac, a majority of its board of directors is not selected by such government unit.

Person: Any individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government, or any agency or political subdivision thereof.

Prepayment Assumption: The applicable rate of prepayment as described in the Prospectus Supplement.

Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note.

Prepayment Charge Waiver Amount: Any amount paid by the Master Servicer to the Trustee in respect of waived Prepayment Charges pursuant to Section 4.01(a).

Prepayment Interest Shortfall: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a partial Principal Prepayment, a Principal Prepayment in full, or that became a Liquidated Loan during the related Prepayment Period, (other than a Principal Prepayment in full resulting from the purchase of a Mortgage Loan pursuant to Section 2.02, 2.03, 3.19 or 10.01 hereof), the amount, if any, by which (i) one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such Mortgage Loan immediately prior to such prepayment (or liquidation) or in the case of a partial Principal Prepayment on the amount of such prepayment (or liquidation proceeds) exceeds (ii) the amount of interest paid or collected in connection with such Principal Prepayment or such liquidation proceeds less the sum of (a) the Trustee Fee, (b) the Servicing Fee and the LPMI Fee, if any, in each case with respect to the related Mortgage Loan.

Prepayment Period: As to any Distribution Date, the period commencing on the 16th day of the month prior to the month in which the related Distribution Date occurs and ending on the 15th day of the month in which such Distribution Date occurs.

Primary Mortgage Insurance Policy: Any primary mortgage guaranty insurance policy issued in connection with a Mortgage Loan which provides compensation to a Mortgage Note Holder in the event of default by the obligor under such Mortgage Note or the related security instrument, if any or any replacement policy therefor through the related Accrual Period for such Class relating to a Distribution Date.

Principal Distribution Amount: With respect to each Distribution Date, an amount equal to (x) the Principal Funds for such Distribution Date plus (y) any Extra Principal Distribution Amount for such Distribution Date, less (z) any Overcollateralization Release Amount.

Principal Funds: With respect to each Loan Group and any Distribution Date, (i) the sum, without duplication, of (a) all scheduled principal collected during the related Due Period, (b) all Advances relating to principal made on or before the Distribution Account Deposit Date, (c) Principal Prepayments exclusive of Prepayment Charges or penalties collected during the related Prepayment Period, (d) the Stated Principal Balance of each Mortgage Loan in the related Loan Group that was repurchased by EMC on its own behalf as Seller and on behalf of Master Funding) pursuant to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section 3.19, (e) the aggregate of all Substitution Adjustment Amounts for the related Determination Date in connection with the substitution of Mortgage Loans pursuant to Section 2.03(c), (f) all Liquidation Proceeds and Subsequent Recoveries collected during the related Prepayment Period (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to principal), in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (g) amounts in respect of principal paid by the Majority Class CE Certificateholder or the Master Servicer, as applicable, pursuant to Section 10.01, minus (ii) all amounts required to be reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in this Agreement and (iii) any Net Swap Payments or Swap Termination Payments (not due to a Swap Provider Trigger Event and to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates to the extent not paid from Interest Funds.

Principal Prepayment: Any Mortgagor payment or other recovery of (or proceeds with respect to) principal on a Mortgage Loan (including loans purchased or repurchased under Sections 2.02, 2.03, 3.19 and 10.01 hereof) that is received in advance of its scheduled Due Date and is not accompanied by an amount as to interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Partial Principal Prepayments shall be applied by the Master Servicer, as appropriate, in accordance with the terms of the related Mortgage Note.

Principal Remittance Amount: With respect to each Distribution Date, the sum of the amounts listed in clauses (a) through (f) of the definition of Principal Funds.

Private Certificates: Any of the Class M-10, Class M-11, Class P, Class CE and Residual Certificates.

Prospectus Supplement: The Prospectus Supplement dated May 23, 2006 relating to the public offering of the Class I-A-1, Class I-A-2, Class I-A-3, Class II-A, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.

Protected Account: The separate Eligible Account established and maintained by the Master Servicer with respect to the Mortgage Loans and REO Property in accordance with Section 4.01 hereof.

PUD: A Planned Unit Development.

Purchase Price: With respect to any Mortgage Loan (x) required to be repurchased by the Seller pursuant to Section 2.02 or 2.03 hereof or (y) that EMC has a right to purchase pursuant to Section 3.19 hereof, an amount equal to the sum of (i) 100% of the outstanding principal balance of the Mortgage Loan as of the date of such purchase (or if the related Mortgaged Property was acquired with respect thereto, 100% of the Outstanding Principal Balance at the date of the acquisition), plus (ii) accrued interest thereon at the applicable Mortgage Rate through the first day of the month in which the Purchase Price is to be distributed to Certificateholders, reduced by any portion of the Servicing Fee, Servicing Advances and Advances payable to the purchaser of the Mortgage Loan plus (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.

QIB: A Qualified Institutional Buyer as defined in Rule 144A promulgated under the Securities Act.

Rating Agency: Each of Xxxxx’x and S&P. If any such organization or its successor is no longer in existence, “Rating Agency” shall be a nationally recognized statistical rating organization, or other comparable Person, designated by the Depositor, notice of which designation shall be given to the Trustee. References herein to a given rating category of a Rating Agency shall mean such rating category without giving effect to any modifiers.

Realized Loss: With respect to each Mortgage Loan as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of such Mortgage Loan as of the commencement of the calendar month in which the Final Recovery Determination was made, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor through the end of the calendar month in which such Final Recovery Determination was made, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on such Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of such Mortgage Loan as of the close of business on the Distribution Date during such calendar month, minus (iii) the proceeds, if any, received in respect of such Mortgage Loan during the calendar month in which such Final Recovery Determination was made, net of amounts that are payable therefrom to the Master Servicer pursuant to this Agreement. In addition, to the extent the Master Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are distributed to any Class of Certificates or applied to increase Excess Spread on any Distribution Date.

With respect to any REO Property as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of the related Mortgage Loan as of the date of acquisition of such REO Property on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor in respect of the related Mortgage Loan through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on the related Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of the related Mortgage Loan as of the close of business on the Distribution Date during such calendar month, plus (iii) REO Imputed Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such Final Recovery Determination was made, minus (iv) the aggregate of all unreimbursed Advances and Servicing Advances.

With respect to each Mortgage Loan which has become the subject of a Deficient Valuation, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation.

With respect to each Mortgage Loan which has become the subject of a Debt Service Reduction, the portion, if any, of the reduction in each affected Monthly Payment attributable to a reduction in the Mortgage Rate imposed by a court of competent jurisdiction. Each such Realized Loss shall be deemed to have been incurred on the Due Date for each affected Monthly Payment.

Record Date: With respect to any Distribution Date and the Certificates (other than the Class CE, Class P and Residual Certificates), so long as such Classes of Certificates are Book-Entry Certificates, the Business Day preceding such Distribution Date, and otherwise, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs. With respect to the Class CE, Class P and Residual Certificates, so long as such Classes of Certificates remain non Book-Entry Certificates, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs.

Reference Banks: Shall mean leading banks selected by the Trustee and engaged in transactions in Eurodollar deposits in the international Eurocurrency market (i) with an established place of business in London, (ii) which have been designated as such by the Trustee and (iii) which are not controlling, controlled by, or under common control with, the Depositor, the Seller or the Master Servicer.

Reference Bank Rate: With respect to any Accrual Period shall mean the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the offered rates for United States dollar deposits for one month that are quoted by the Reference Banks as of 11:00 a.m., New York City time, on the related Interest Determination Date to prime banks in the London interbank market for a period of one month in an amount approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates for such Accrual Period, provided that at least two such Reference Banks provide such rate. If fewer than two offered rates appear, the Reference Bank Rate will be the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the rates quoted by one or more major banks in New York City, selected by the Trustee, as of 11:00 a.m., New York City time, on such date for loans in United States dollars to leading European banks for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates for such Accrual Period.

Regular Certificate: Any Certificate other than a Residual Certificate.

Regular Interest: A “regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the Code.

Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.

Relief Act: The Servicemembers Civil Relief Act, as amended, or similar state law.

Relief Act Interest Shortfall: With respect to any Distribution Date and any Mortgage Loan, any reduction in the amount of interest collectible on such Mortgage Loan for the most recently ended Due Period as a result of the application of the Relief Act.

Remaining Excess Spread: With respect to any Distribution Date, the Excess Spread less any Extra Principal Distribution Amount, in each case for such Distribution Date.

REMIC: A “real estate mortgage investment conduit” within the meaning of section 860D of the Code.

REMIC I: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).

REMIC I Group I Regular Interests: REMIC I Regular I-1-A through REMIC I Regular Interest I-60-B as designated in the Preliminary Statement hereto.

REMIC I Group II Regular Interests: REMIC I Regular Interest II-1-A through REMIC I Regular Interest II-60-B as designated in the Preliminary Statement hereto.

REMIC I Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC I issued hereunder and designated as a Regular Interest in REMIC I. Each REMIC I Regular Interest shall accrue interest at the related Uncertificated REMIC I Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC I Regular Interests are set forth in the Preliminary Statement hereto. The REMIC I Regular Interests consist of the REMIC I Group I Regular Interests, REMIC I Group II Regular Interests and REMIC I Regular Interest X.

XXXXX XX: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).

REMIC II Interest Loss Allocation Amount: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the product of (i) 50% of the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) the Uncertificated REMIC II Pass-Through Rate for REMIC II Regular Interest AA minus the Marker Rate, divided by (b) 12.

REMIC II Marker Allocation Percentage: 50% of any amount payable or loss allocable from the Mortgage Loans, which shall be allocated to REMIC II Regular Interest AA, REMIC II Regular Interest ZZ, and each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate.

REMIC II Overcollateralization Amount: With respect to any date of determination, (i) 0.50% of the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P) minus (ii) the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate, in each case, as of such date of determination.

REMIC II Principal Loss Allocation Amount: With respect to any Distribution Date, an amount equal to the product of (i) 50% of the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate and the denominator of which is the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate and REMIC II Regular Interest ZZ.

REMIC II Sub WAC Allocation Percentage: 50% of any amount payable or loss allocable from the Mortgage Loans, which shall be allocated to REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp and REMIC II Regular Interest XX.

REMIC II Subordinated Balance Ratio: The ratio among the Uncertificated Principal Balances of each REMIC II Regular Interest ending with the designation “Sub”, equal to the ratio among, with respect to each such REMIC II Regular Interest, the excess of (x) the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group I or the Mortgage Loans in Loan Group II, as applicable, over (y) the current Certificate Principal Balance of the related Class A Certificates.

REMIC II Required Overcollateralization Amount: 0.50% of the Overcollateralization Target Amount.

REMIC II Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC II issued hereunder and designated as a Regular Interest in REMIC II. Each REMIC II Regular Interest shall accrue interest at the related Uncertificated REMIC II Pass-Through Rate in effect from time to time, and (other than REMIC II Regular Interest IO) shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC II Regular Interests are set forth in the Preliminary Statement hereto.

REMIC III: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).

REMIC III Regular Interest: The Class CE Interest, Class P Interest, Class IO Interest or any Regular Interest in REMIC III the ownership of which is represented by any of the Class A Certificates or Class M Certificates.

REMIC IV: The segregated pool of assets consisting of the Class CE Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class CE Certificates and the Class RX Certificate (in respect of the Class R-4 Interest), with respect to which a separate REMIC election is to be made.

REMIC IV Certificate: Any Class CE Certificate or Class RX Certificate (in respect of the Class R-4 Interest).

REMIC V: The segregated pool of assets consisting of the Class P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class P Certificates and the Class RX Certificate (in respect of the Class R-5 Interest), with respect to which a separate REMIC election is to be made.

REMIC V Certificate: Any Class P Certificate or Class RX Certificate (in respect of the Class R-5 Interest).

REMIC VI: The segregated pool of assets consisting of the Class IO Interest conveyed in trust to the Trustee, for the benefit of the holders of REMIC VI Regular Interest IO and the Class RX Certificate (in respect of the Class R-6 Interest), with respect to which a separate REMIC election is to be made.

REMIC VI Interests: The REMIC VI Regular Interest IO or Class RX Certificate (in respect of the Class R-6 Interest).

REMIC Opinion: Shall mean an Opinion of Counsel to the effect that the proposed action will not cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding.

REMIC Provisions: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at Sections 860A through 860G of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time, as well as provisions of applicable state laws.

REMIC Regular Interests: The REMIC I Regular Interests and REMIC II Regular Interests.

REMIC Termination Payment: As defined in Section 10.01.

Remittance Date: Shall mean the Business Day immediately preceding the Distribution Account Deposit Date.

Remittance Report: Shall mean a report to the Trustee in an electronic format (or by such other means as the Master Servicer and the Trustee may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Trustee such as to permit the Trustee to prepare the Monthly Statement to Certificateholders.

REO Imputed Interest: As to any REO Property, for any calendar month during which such REO Property was at any time part of REMIC I, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan, if appropriate) as of the close of business on the Distribution Date in such calendar month.

REO Property: A Mortgaged Property acquired by the Master Servicer through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.

Replacement Mortgage Loan: A Mortgage Loan or Mortgage Loans in the aggregate substituted by the Seller for a Deleted Mortgage Loan, which must, on the date of such substitution, as confirmed in a Request for Release, (i) have a Stated Principal Balance, after deduction of the principal portion of the Scheduled Payment due in the month of substitution, not in excess of, and not less than 90% of, the Stated Principal Balance of the Deleted Mortgage Loan; (ii) if the Replacement Mortgage Loan is a fixed rate Mortgage Loan, have a fixed Mortgage Rate not less than or more than 1% per annum higher than the Mortgage Rate of the Deleted Mortgage Loan; (iii) have the same or higher credit quality characteristics than that of the Deleted Mortgage Loan; (iv) have a Loan-to-Value Ratio no higher than that of the Deleted Mortgage Loan; (v) have a remaining term to maturity no greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (vi) not permit conversion of the Mortgage Rate from a fixed rate to a variable rate; (vii) have the same lien priority as the Deleted Mortgage Loan; (viii) constitute the same occupancy type as the Deleted Mortgage Loan or be owner occupied; (ix) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Maximum Mortgage Rate not less than the Maximum Mortgage Rate on the Deleted Mortgage Loan, (x) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the Deleted Mortgage Loan, (xi) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross Margin of the Deleted Mortgage Loan, (xii) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a next Adjustment Date not more than two months later than the next Adjustment Date on the Deleted Mortgage Loan, (xiii) comply with each representation and warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement and (xiv) the Custodian has delivered a Final Certification noting no defects or exceptions.

Reportable Event: As defined in Section 3.16(a)(iii).

Request for Release: The Request for Release to be submitted by the Seller or the Master Servicer to the Custodian substantially in the form of Exhibit G. Each Request for Release furnished to the Custodian by the Seller or the Master Servicer shall be in duplicate and shall be executed by an officer of such Person or a Servicing Officer (or, if furnished electronically to the Custodian, shall be deemed to have been sent and executed by an officer of such Person or a Servicing Officer) of the Master Servicer.

Required Insurance Policy: With respect to any Mortgage Loan, any insurance policy that is required to be maintained from time to time under this Agreement.

Reserve Fund: Shall mean the separate trust account created and maintained by the Trustee pursuant to Section 3.21 hereof.

Reserve Fund Deposit: With respect to the Reserve Fund, an amount equal to $5,000, which the Depositor shall initially deposit into the Reserve Fund pursuant to Section 3.21 hereof.

Residual Certificates: The Class R-1, Class R-2, Class R-3 and Class RX Certificates (representing ownership of the Class R-4 Interest, Class R-5 Interest and Class R-6 Interest), each evidencing the sole class of Residual Interests in the related REMIC.

Residual Interest: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.

Responsible Officer: With respect to the Trustee, any Vice President, any Assistant Vice President, the Secretary, any Assistant Secretary, or any Trust Officer with specific responsibility for the transactions contemplated hereby, any other officer customarily performing functions similar to those performed by any of the above designated officers or other officers of the Trustee specified by the Trustee, as to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.

S&P: Standard & Poor’s, a division of The XxXxxx-Xxxx Companies, Inc., and any successor thereto.

Xxxxxxxx-Xxxxx Act: The Xxxxxxxx-Xxxxx Act of 2002 and the rules and regulations of the Commission promulgated thereunder (including any interpretations thereof by the Commission’s staff).

Xxxxxxxx-Xxxxx Certification: As defined in Section 3.16(a)(iv).

Scheduled Payment: The scheduled monthly payment on a Mortgage Loan due on any Due Date allocable to principal and/or interest on such Mortgage Loan.

Securities Act: The Securities Act of 1933, as amended.

Seller: EMC or Master Funding, in each case in its capacity as seller of the Mortgage Loans to the Depositor.

Senior Certificates: Any of the Class I-A-1, Class I-A-2, Class I-A-3 and Class II-A Certificates.

Servic(es)(ing): In accordance with Regulation AB, the act of servicing and administering the Mortgage Loans or any other assets of the Trust by an entity that meets the definition of “servicer’ set forth in Item 1101 of Regulation AB and is subject to the disclosure requirements set forth in 1108 of Regulation AB. For clarification purposes, any uncapitalized occurrence of this term shall have the meaning commonly understood by participants in the residential mortgage-backed securitization market.

Servicing Advances: All customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable legal fees) incurred in the performance by the Master Servicer of its servicing obligations hereunder, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, and including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered in the MERS® System, (iii) the management and liquidation of any REO Property (including, without limitation, realtor’s commissions) and (iv) compliance with any obligations under Section 3.07 hereof to cause insurance to be maintained.

Servicing Criteria: The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time.

Servicing Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of the Servicing Fee Rate multiplied by the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month preceding the month in which such Distribution Date occurs or, in the event of any payment of interest that accompanies a Principal Prepayment in full during the related Due Period made by the Mortgagor immediately prior to such prepayment, interest at the Servicing Fee Rate on the Stated Principal Balance of such Mortgage Loan for the period covered by such payment of interest.

Servicing Fee Rate: 0.500% per annum.

Servicing Modification: With respect to any Mortgage Loan that is in default or, in the reasonable judgment of the Master Servicer, as to which default is reasonably foreseeable, any modification which is effected by the Master Servicer in accordance with the terms of this Agreement which results in any change in the outstanding Stated Principal Balance, any change in the Mortgage Rate or any extension of the term of such Mortgage Loan.

Servicing Officer: Any officer of the Master Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name and facsimile signature appear on a list of servicing officers furnished to the Trustee by the Master Servicer on the Closing Date pursuant to this Agreement, as such list may from time to time be amended.

Significance Estimate: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an amount determined based on the reasonable good-faith estimate by the Seller or its affiliate of the aggregate maximum probable exposure of the outstanding Certificates to the Swap Agreement.

Significance Percentage: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an percentage equal to the Significance Estimate divided by the aggregate outstanding Certificate Principal Balance of the Class A Certificates and Class M Certificates, prior to the distribution of the Principal Distribution Amount on such Distribution Date.

Sponsor: EMC Mortgage Corporation, in its capacity as sponsor hereunder.

Startup Day: The Startup Day for each REMIC formed hereunder shall be the Closing Date.

Stated Principal Balance: With respect to any Mortgage Loan or related REO Property and any Distribution Date, the Cut-off Date Principal Balance thereof minus the sum of (i) the principal portion of the Scheduled Payments due with respect to such Mortgage Loan during each Due Period ending prior to such Distribution Date (and irrespective of any delinquency in their payment), (ii) all Principal Prepayments with respect to such Mortgage Loan received prior to or during the related Prepayment Period, and all Liquidation Proceeds to the extent applied by the Master Servicer as recoveries of principal in accordance with Section 3.09 with respect to such Mortgage Loan, that were received by the Master Servicer as of the close of business on the last day of the Prepayment Period related to such Distribution Date and (iii) any Realized Losses on such Mortgage Loan incurred during the related Prepayment Period. The Stated Principal Balance of a Liquidated Loan equals zero.

Stepdown Date: The later to occur of (a) the Distribution Date in June 2009 and (b) the first Distribution Date on which the Current Specified Enhancement Percentage is greater than or equal to 46.00%.

Subordinated Certificates: The Class M Certificates, Class CE Certificates and Residual Certificates.

Subsequent Recoveries: As of any Distribution Date, amounts received by the Master Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 4.02) or surplus amounts held by the Master Servicer to cover estimated expenses (including, but not limited to, recoveries in respect of the representations and warranties made by the Seller pursuant to the Mortgage Loan Purchase Agreement) specifically related to a Mortgage Loan that was the subject of a liquidation or final disposition of any REO Property prior to the related Prepayment Period that resulted in a Realized Loss.

Subservicing Agreement: Any agreement entered into between the Master Servicer and a subservicer with respect to the subservicing of any Mortgage Loan hereunder by such subservicer.

Substitution Adjustment Amount: The meaning ascribed to such term pursuant to Section 2.03(c).

Successor Master Servicer: The meaning ascribed to such term pursuant to Section 8.02.

Supplemental Interest Trust: The corpus of a trust created pursuant to Section 3.21 of this Agreement and designated as the “Supplemental Interest Trust,” consisting of the Swap Agreement, the Swap Administration Agreement and the Swap Account. For the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Swap Account and the Swap Administration Agreement do not constitute parts of the Trust Fund or any REMIC.

Supplemental Interest Trust Trustee: LaSalle Bank National Association, a national banking association not in its individual capacity but solely in its capacity as supplemental interest trust trustee under the Supplemental Interest Trust and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor supplemental interest trust trustee as may from time to time be serving as successor supplemental interest trust trustee.

Swap Account: The separate trust account created and maintained by the Swap Administrator, and held within the Supplemental Interest Trust, pursuant to the Swap Administration Agreement.

Swap Administrator: LaSalle Bank National Association acting as Swap administrator under the Swap Administration Agreement.

Swap Administration Agreement: The Swap Administration Agreement, dated May 30, 2006, pursuant to which the Swap Administrator will make payments to the Swap Provider and the Trust Fund, and certain other payments, as such agreement may be amended or supplemented from time to time.

Swap Agreement: The interest rate swap agreement between the Swap Provider and Supplemental Interest Trust Trustee, which agreement provides for Net Swap Payments and Swap Termination Payments to be paid, as provided therein, together with any schedules, confirmations or other agreements relating thereto, attached hereto as Exhibit M.

Swap LIBOR: For any such Distribution Date, a per annum rate equal to the Floating Rate Option (as defined in the Swap Agreement) for the related Calculation Period (as defined in the Swap Agreement).

Swap Optional Termination Payment: As defined in Section 10.01.

Swap Provider: The swap provider under the Swap Agreement either (a) entitled to receive payments from the Swap Administrator from amounts payable by the Trust Fund under this Agreement or (b) required to make payments to the Swap Administrator for payment to the Trust Fund as provided in the Swap Administration Agreement, in either case pursuant to the terms of the Swap Agreement, and any successor in interest or assign. Initially, the Swap Provider shall be Wachovia Bank, N.A.

Swap Provider Trigger Event: With respect to any Distribution Date, (i) an Event of Default under the Swap Agreement with respect to which the Swap Provider is a Defaulting Party, (ii) a Termination Event under the Swap Agreement with respect to which the Swap Provider is the sole Affected Party, or (iii) an Additional Termination Event under the Swap Agreement with respect to which the Swap Provider is the sole Affected Party.

Swap Termination Payment: Upon the designation of an “Early Termination Date” as defined in the Swap Agreement, the payment to be made by the Swap Administrator to the Swap Provider from payments from the Trust Fund, or by the Swap Provider to the Swap Administrator for payment to the Trust Fund, as applicable, pursuant to the terms of the Swap Agreement.

Tax Matters Person: The person designated as “tax matters person” in the manner provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the greatest Percentage Interest in a Class of Residual Certificates shall be the Tax Matters Person for the related REMIC. The Trustee, or any successor thereto or assignee thereof, shall serve as tax administrator hereunder and as agent for the related Tax Matters Person.

Transfer: Any direct or indirect transfer or sale of any Ownership Interest in a Certificate.

Transfer Affidavit: As defined in Section 6.02.

Trigger Event: With respect to any Distribution Date, a Trigger Event exists if (i) a Delinquency Event shall have occurred and be continuing or (ii) the aggregate amount of Realized Losses on the Mortgage Loans since the Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance of the Mortgage Loans exceeds the applicable percentages set forth below with respect to such Distribution Date:

Distribution Date	Percentage

June 2009 through May 2010	3.30% with respect to June 2009, plus an additional 1/12th of the difference between 5.00% and 3.30% for each month thereafter
June 2010 through May 2011	5.00% with respect to June 2010, plus an additional 1/12^th of the difference between 6.00% and 5.00% for each month thereafter
June 2011 through May 2012	6.00% with respect to June 2011, plus an additional 1/12^th of the difference between 6.50% and 6.00% for each month thereafter
June 2012 and thereafter	6.50%

Trust Fund: The corpus of the trust created hereunder consisting of (i) the Mortgage Loans and all interest accruing and principal due with respect thereto after the Cut-off Date to the extent not applied in computing the Cut-off Date Principal Balance thereof; (ii) the Distribution Account, the Class P Certificate Account, the Reserve Fund and the Protected Account and all amounts deposited therein pursuant to the applicable provisions of this Agreement; (iii) property that secured a Mortgage Loan and has been acquired by foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s rights under the Insurance Policies with respect to the Mortgage Loans; (v) the rights under the Swap Administration Agreement relating to the Certificates; (vi) the rights under the Mortgage Loan Purchase Agreement; and (vii) all proceeds of the foregoing, including proceeds of conversion, voluntary or involuntary, of any of the foregoing into cash or other liquid property.

Trustee: LaSalle Bank National Association, for the benefit of the Certificateholders under this Agreement, a national banking association and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor trustee as may from time to time be serving as successor trustee hereunder.

Trustee Fee: As to each Mortgage Loan and any Distribution Date, a per annum fee equal to 0.0055% multiplied by the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month preceding the month in which such Distribution Date occurs.

Uncertificated Accrued Interest: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated Pass-Through Rate on the related Uncertificated Principal Balance or related Uncertificated Notional Amount of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests as set forth in Section 1.02).

Uncertificated Notional Amount: With respect to the Class CE Interest and any Distribution Date, an amount equal to the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P) for such Distribution Date.

With respect to REMIC II Regular Interest IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests ending with the designation “A” listed below:

Distribution Date		REMIC I Regular Interests
1		I-1-A through I-60-A and II-1-A through II-60-A
2		I-2-A through I-60-A and II-2-A through II-60-A
3		I-3-A through I-60-A and II-3-A through II-60-A
4		I-4-A through I-60-A and II-4-A through II-60-A
5		I-5-A through I-60-A and II-5-A through II-60-A
6		I-6-A through I-60-A and II-6-A through II-60-A
7		I-7-A through I-60-A and II-7-A through II-60-A
8		I-8-A through I-60-A and II-8-A through II-60-A
9		I-9-A through I-60-A and II-9-A through II-60-A
10		I-10-A through I-60-A and II-10-A through II-60-A
11		I-11-A through I-60-A and II-11-A through II-60-A
12		I-12-A through I-60-A and II-12-A through II-60-A
13		I-13-A through I-60-A and II-13-A through II-60-A
14		I-14-A through I-60-A and II-14-A through II-60-A
15		I-15-A through I-60-A and II-15-A through II-60-A
16		I-16-A through I-60-A and II-16-A through II-60-A
17		I-17-A through I-60-A and II-17-A through II-60-A
18		I-18-A through I-60-A and II-18-A through II-60-A
19		I-19-A through I-60-A and II-19-A through II-60-A
20		I-20-A through I-60-A and II-20-A through II-60-A
21		I-21-A through I-60-A and II-21-A through II-60-A
22		I-22-A through I-60-A and II-22-A through II-60-A
23		I-23-A through I-60-A and II-23-A through II-60-A
24		I-24-A through I-60-A and II-24-A through II-60-A
25		I-25-A through I-60-A and II-25-A through II-60-A
26		I-26-A through I-60-A and II-26-A through II-60-A
27		I-27-A through I-60-A and II-27-A through II-60-A
28		I-28-A through I-60-A and II-28-A through II-60-A
29		I-29-A through I-60-A and II-29-A through II-60-A
30		I-30-A through I-60-A and II-30-A through II-60-A
31		I-31-A through I-60-A and II-31-A through II-60-A
32		I-32-A through I-60-A and II-32-A through II-60-A
33		I-33-A through I-60-A and II-33-A through II-60-A
34		I-34-A through I-60-A and II-34-A through II-60-A
35		I-35-A through I-60-A and II-35-A through II-60-A
36		I-36-A through I-60-A and II-36-A through II-60-A
37		I-37-A through I-60-A and II-37-A through II-60-A
38		I-38-A through I-60-A and II-38-A through II-60-A
39		I-39-A through I-60-A and II-39-A through II-60-A
40		I-40-A through I-60-A and II-40-A through II-60-A
41		I-41-A through I-60-A and II-41-A through II-60-A
42		I-42-A through I-60-A and II-42-A through II-60-A
43		I-43-A through I-60-A and II-43-A through II-60-A
44		I-44-A through I-60-A and II-44-A through II-60-A
45		I-45-A through I-60-A and II-45-A through II-60-A
46		I-46-A through I-60-A and II-46-A through II-60-A
47		I-47-A through I-60-A and II-47-A through II-60-A
48		I-48-A through I-60-A and II-48-A through II-60-A
49		I-49-A through I-60-A and II-49-A through II-60-A
50		I-50-A through I-60-A and II-50-A through II-60-A
51		I-51-A through I-60-A and II-51-A through II-60-A
52		I-52-A through I-60-A and II-52-A through II-60-A
53		I-53-A through I-60-A and II-53-A through II-60-A
54		I-54-A through I-60-A and II-54-A through II-60-A
55		I-55-A through I-60-A and II-55-A through II-60-A
56		I-56-A through I-60-A and II-56-A through II-60-A
57		I-57-A through I-60-A and II-57-A through II-60-A
58		I-58-A through I-60-A and II-58-A through II-60-A
59		I-59-A through I-60-A and II-59-A through II-60-A
60		I-60-A and II-60-A
thereafter		$0.00

With respect to the Class IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC II Regular Interest IO. With respect to REMIC VI Regular Interest IO, an amount equal to the Uncertificated Notional Amount of the Class IO Interest.

Uncertificated Pass-Through Rate: The Uncertificated REMIC I Pass-Through Rate and Uncertificated REMIC II Pass-Through Rate.

Uncertificated Principal Balance: The amount of REMIC Regular Interests, Class P Interest and Class CE Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial uncertificated principal balance. On each Distribution Date, the Uncertificated Principal Balance of the REMIC Regular Interests and Class P Interest shall be reduced by all distributions of principal made on such REMIC Regular Interests and Class P Interest on such Distribution Date pursuant to Section 5.07 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 5.05, and the Uncertificated Principal Balance of REMIC II Regular Interest ZZ shall be increased by interest deferrals as provided in Section 5.07(c)(1)(ii). The Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall never be less than zero. With respect to the Class CE Interest as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC II Regular Interests over (B) the then aggregate Certificate Principal Balance of the Class A Certificates and the Class M Certificates and the Uncertificated Principal Balance of the Class P Interest then outstanding.

Uncertificated REMIC I Pass-Through Rate: With respect to each REMIC I Group I Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the weighted average Net Mortgage Rate of Loan Group I multiplied by 2, subject to a maximum rate of 10.71460%.

With respect to each REMIC I Group I Regular Interest ending with the designation “B” and any Distribution Date, the greater of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted average Net Mortgage Rate of Loan Group I over (0) 00.00000% and (y) 0.00% per annum.

With respect to each REMIC I Group II Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the weighted average Net Mortgage Rate of Loan Group II multiplied by 2, subject to a maximum rate of 10.71460%.

With respect to each REMIC I Group II Regular Interest ending with the designation “B” and any Distribution Date, the greater of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted average Net Mortgage Rate of Loan Group II over (0) 00.00000% and (y) 0.00% per annum.

With respect to REMIC I Regular Interest P, 0.00%

Uncertificated REMIC II Pass-Through Rate: With respect to REMIC II Regular Interest AA, each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate, REMIC II Regular Interest ZZ, REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 2-Sub and REMIC II Regular Interest XX, and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests ending with the designation “B” for such Distribution Date, and (y) the rates listed below for the REMIC I Regular Interests ending with the designation “A” for such Distribution Date listed below, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:

Distribution Date	REMIC I Regular Interest	Rate
1	I-1-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate

2	I-2-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-2-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A	Uncertificated REMIC I Pass-Through Rate

3	I-3-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-3-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-2-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-2-A	Uncertificated REMIC I Pass-Through Rate

4	I-4-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-4-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-3-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-3-A	Uncertificated REMIC I Pass-Through Rate

5	I-5-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-5-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-4-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-4-A	Uncertificated REMIC I Pass-Through Rate

6	I-6-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-6-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-5-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-5-A	Uncertificated REMIC I Pass-Through Rate

7	I-7-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-7-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-6-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-6-A	Uncertificated REMIC I Pass-Through Rate

8	I-8-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-8-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-7-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-7-A	Uncertificated REMIC I Pass-Through Rate

9	I-9-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-9-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-8-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-8-A	Uncertificated REMIC I Pass-Through Rate

10	I-10-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-10-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-9-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-9-A	Uncertificated REMIC I Pass-Through Rate

11	I-11-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-11-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-10-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-10-A	Uncertificated REMIC I Pass-Through Rate

12	I-12-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-12-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-11-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-11-A	Uncertificated REMIC I Pass-Through Rate

13	I-13-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-13-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-12-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-12-A	Uncertificated REMIC I Pass-Through Rate

14	I-14-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-14-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-13-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-13-A	Uncertificated REMIC I Pass-Through Rate

15	I-15-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-15-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-14-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-14-A	Uncertificated REMIC I Pass-Through Rate

16	I-16-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-16-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-15-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-15-A	Uncertificated REMIC I Pass-Through Rate

17	I-17-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-17-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-16-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-16-A	Uncertificated REMIC I Pass-Through Rate

18	I-18-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-18-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-17-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-17-A	Uncertificated REMIC I Pass-Through Rate

19	I-19-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-19-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-18-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-18-A	Uncertificated REMIC I Pass-Through Rate

20	I-20-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-20-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-19-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-19-A	Uncertificated REMIC I Pass-Through Rate

21	I-21-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-21-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-20-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-20-A	Uncertificated REMIC I Pass-Through Rate

22	I-22-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-22-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-21-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-21-A	Uncertificated REMIC I Pass-Through Rate

23	I-23-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-23-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-22-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-22-A	Uncertificated REMIC I Pass-Through Rate

24	I-24-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-24-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-23-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-23-A	Uncertificated REMIC I Pass-Through Rate

25	I-25-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-25-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-24-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-24-A	Uncertificated REMIC I Pass-Through Rate

26	I-26-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-26-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-25-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-25-A	Uncertificated REMIC I Pass-Through Rate

27	I-27-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-27-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-26-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-26-A	Uncertificated REMIC I Pass-Through Rate

28	I-28-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-28-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-27-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-27-A	Uncertificated REMIC I Pass-Through Rate

29	I-29-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-29-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-28-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-28-A	Uncertificated REMIC I Pass-Through Rate

30	I-30-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-30-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-29-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-29-A	Uncertificated REMIC I Pass-Through Rate

31	I-31-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-31-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-30-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-30-A	Uncertificated REMIC I Pass-Through Rate

32	I-32-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-32-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-31-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-31-A	Uncertificated REMIC I Pass-Through Rate

33	I-33-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-33-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-32-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-32-A	Uncertificated REMIC I Pass-Through Rate

34	I-34-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-34-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-33-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-33-A	Uncertificated REMIC I Pass-Through Rate

35	I-35-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-35-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-34-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-34-A	Uncertificated REMIC I Pass-Through Rate

36	I-36-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-36-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-35-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-35-A	Uncertificated REMIC I Pass-Through Rate

37	I-37-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-37-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-36-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-36-A	Uncertificated REMIC I Pass-Through Rate

38	I-38-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-38-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-37-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-37-A	Uncertificated REMIC I Pass-Through Rate

39	I-39-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-39-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-38-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-38-A	Uncertificated REMIC I Pass-Through Rate

40	I-40-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-40-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-39-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-39-A	Uncertificated REMIC I Pass-Through Rate

41	I-41-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-41-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-40-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-40-A	Uncertificated REMIC I Pass-Through Rate

42	I-42-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-42-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-41-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-41-A	Uncertificated REMIC I Pass-Through Rate

43	I-43-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-43-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-42-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-42-A	Uncertificated REMIC I Pass-Through Rate

44	I-44-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-44-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-43-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-43-A	Uncertificated REMIC I Pass-Through Rate

45	I-45-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-45-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-44-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-44-A	Uncertificated REMIC I Pass-Through Rate

46	I-46-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-46-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-45-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-45-A	Uncertificated REMIC I Pass-Through Rate

47	I-47-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-47-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-46-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-46-A	Uncertificated REMIC I Pass-Through Rate

48	I-48-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-48-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-47-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-47-A	Uncertificated REMIC I Pass-Through Rate

49	I-49-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-49-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-48-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-48-A	Uncertificated REMIC I Pass-Through Rate

50	I-50-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-50-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-49-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-49-A	Uncertificated REMIC I Pass-Through Rate

51	I-51-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-51-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-50-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-50-A	Uncertificated REMIC I Pass-Through Rate

52	I-52-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-52-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-51-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-51-A	Uncertificated REMIC I Pass-Through Rate

53	I-53-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-53-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-52-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-52-A	Uncertificated REMIC I Pass-Through Rate

54	I-54-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-54-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-53-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-53-A	Uncertificated REMIC I Pass-Through Rate

55	I-55-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-55-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-54-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-54-A	Uncertificated REMIC I Pass-Through Rate

56	I-56-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-56-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-55-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-55-A	Uncertificated REMIC I Pass-Through Rate

57	I-57-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-57-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-56-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-56-A	Uncertificated REMIC I Pass-Through Rate

58	I-58-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-58-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-57-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-57-A	Uncertificated REMIC I Pass-Through Rate

59	I-59-A and I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-59-A and II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-58-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-58-A	Uncertificated REMIC I Pass-Through Rate

60	I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-59-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-59-A	Uncertificated REMIC I Pass-Through Rate

thereafter	I-1-A through I-60-A	Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-60-A	Uncertificated REMIC I Pass-Through Rate

With respect to REMIC II Regular Interest 1-Grp and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC I Pass-Through Rates for the REMIC I Group I Regular Interests ending with the designation “B” for such Distribution Date and (y) the rates listed below for the REMIC I Group I Regular Interests ending with the designation “A” for such Distribution Date listed below, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:

Distribution Date	REMIC I Regular Interest	Rate
1	I-1-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate

2	I-2-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A	Uncertificated REMIC I Pass-Through Rate

3	I-3-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-2-A	Uncertificated REMIC I Pass-Through Rate

4	I-4-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-3-A	Uncertificated REMIC I Pass-Through Rate

5	I-5-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-4-A	Uncertificated REMIC I Pass-Through Rate

6	I-1-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-5-A	Uncertificated REMIC I Pass-Through Rate

7	I-7-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-6-A	Uncertificated REMIC I Pass-Through Rate

8	I-8-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-7-A	Uncertificated REMIC I Pass-Through Rate

9	I-9-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-8-A	Uncertificated REMIC I Pass-Through Rate

10	I-10-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-9-A	Uncertificated REMIC I Pass-Through Rate

11	I-11-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-10-A	Uncertificated REMIC I Pass-Through Rate

12	I-12-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-11-A	Uncertificated REMIC I Pass-Through Rate

13	I-13-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-12-A	Uncertificated REMIC I Pass-Through Rate

14	I-14-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-13-A	Uncertificated REMIC I Pass-Through Rate

15	I-15-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-14-A	Uncertificated REMIC I Pass-Through Rate

16	I-16-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-15-A	Uncertificated REMIC I Pass-Through Rate

17	I-17-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-16-A	Uncertificated REMIC I Pass-Through Rate

18	I-18-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-17-A	Uncertificated REMIC I Pass-Through Rate

19	I-19-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-18-A	Uncertificated REMIC I Pass-Through Rate

20	I-20-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-19-A	Uncertificated REMIC I Pass-Through Rate

21	I-21-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-20-A	Uncertificated REMIC I Pass-Through Rate

22	I-22-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-21-A	Uncertificated REMIC I Pass-Through Rate

23	I-23-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-22-A	Uncertificated REMIC I Pass-Through Rate

24	I-24-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-23-A	Uncertificated REMIC I Pass-Through Rate

25	I-25-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-24-A	Uncertificated REMIC I Pass-Through Rate

26	I-26-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-25-A	Uncertificated REMIC I Pass-Through Rate

27	I-27-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-26-A	Uncertificated REMIC I Pass-Through Rate

28	I-28-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-27-A	Uncertificated REMIC I Pass-Through Rate

29	I-29-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-28-A	Uncertificated REMIC I Pass-Through Rate

30	I-30-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-29-A	Uncertificated REMIC I Pass-Through Rate

31	I-31-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-30-A	Uncertificated REMIC I Pass-Through Rate

32	I-32-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-31-A	Uncertificated REMIC I Pass-Through Rate

33	I-33-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-32-A	Uncertificated REMIC I Pass-Through Rate

34	I-34-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-33-A	Uncertificated REMIC I Pass-Through Rate

35	I-35-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-34-A	Uncertificated REMIC I Pass-Through Rate

36	I-36-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-35-A	Uncertificated REMIC I Pass-Through Rate

37	I-37-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-36-A	Uncertificated REMIC I Pass-Through Rate

38	I-38-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-37-A	Uncertificated REMIC I Pass-Through Rate

39	I-39-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-38-A	Uncertificated REMIC I Pass-Through Rate

40	I-40-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-39-A	Uncertificated REMIC I Pass-Through Rate

41	I-41-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-40-A	Uncertificated REMIC I Pass-Through Rate

42	I-42-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-41-A	Uncertificated REMIC I Pass-Through Rate

43	I-43-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-42-A	Uncertificated REMIC I Pass-Through Rate

44	I-44-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-43-A	Uncertificated REMIC I Pass-Through Rate

45	I-45-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-44-A	Uncertificated REMIC I Pass-Through Rate

46	I-46-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-45-A	Uncertificated REMIC I Pass-Through Rate

47	I-47-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-46-A	Uncertificated REMIC I Pass-Through Rate

48	I-48-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-47-A	Uncertificated REMIC I Pass-Through Rate

49	I-49-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-48-A	Uncertificated REMIC I Pass-Through Rate

50	I-50-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-49-A	Uncertificated REMIC I Pass-Through Rate

51	I-51-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-50-A	Uncertificated REMIC I Pass-Through Rate

52	I-52-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-51-A	Uncertificated REMIC I Pass-Through Rate

53	I-53-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-52-A	Uncertificated REMIC I Pass-Through Rate

54	I-54-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-53-A	Uncertificated REMIC I Pass-Through Rate

55	I-55-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-54-A	Uncertificated REMIC I Pass-Through Rate

56	I-56-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-55-A	Uncertificated REMIC I Pass-Through Rate

57	I-57-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-56-A	Uncertificated REMIC I Pass-Through Rate

58	I-58-A through I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-57-A	Uncertificated REMIC I Pass-Through Rate

59	I-59-A and I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-58-A	Uncertificated REMIC I Pass-Through Rate

60	I-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	I-1-A through I-59-A	Uncertificated REMIC I Pass-Through Rate

thereafter	I-1-A through I-60-A	Uncertificated REMIC I Pass-Through Rate

With respect to REMIC II Regular Interest 2-Grp and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC I Pass-Through Rates for the REMIC I Group II Regular Interests ending with the designation “B” for such Distribution Date and (y) the rates listed below for the REMIC I Group II Regular Interests ending with the designation “A” for such Distribution Date listed below, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:

Distribution Date	REMIC I Regular Interest	Rate
1	II-1-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate

2	II-2-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A	Uncertificated REMIC I Pass-Through Rate

3	II-3-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-2-A	Uncertificated REMIC I Pass-Through Rate

4	II-4-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-3-A	Uncertificated REMIC I Pass-Through Rate

5	II-5-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-4-A	Uncertificated REMIC I Pass-Through Rate

6	II-1-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-5-A	Uncertificated REMIC I Pass-Through Rate

7	II-7-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-6-A	Uncertificated REMIC I Pass-Through Rate

8	II-8-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-7-A	Uncertificated REMIC I Pass-Through Rate

9	II-9-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-8-A	Uncertificated REMIC I Pass-Through Rate

10	II-10-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-9-A	Uncertificated REMIC I Pass-Through Rate

11	II-11-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-10-A	Uncertificated REMIC I Pass-Through Rate

12	II-12-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-11-A	Uncertificated REMIC I Pass-Through Rate

13	II-13-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-12-A	Uncertificated REMIC I Pass-Through Rate

14	II-14-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-13-A	Uncertificated REMIC I Pass-Through Rate

15	II-15-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-14-A	Uncertificated REMIC I Pass-Through Rate

16	II-16-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-15-A	Uncertificated REMIC I Pass-Through Rate

17	II-17-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-16-A	Uncertificated REMIC I Pass-Through Rate

18	II-18-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-17-A	Uncertificated REMIC I Pass-Through Rate

19	II-19-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-18-A	Uncertificated REMIC I Pass-Through Rate

20	II-20-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-19-A	Uncertificated REMIC I Pass-Through Rate

21	II-21-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-20-A	Uncertificated REMIC I Pass-Through Rate

22	II-22-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-21-A	Uncertificated REMIC I Pass-Through Rate

23	II-23-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-22-A	Uncertificated REMIC I Pass-Through Rate

24	II-24-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-23-A	Uncertificated REMIC I Pass-Through Rate

25	II-25-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-24-A	Uncertificated REMIC I Pass-Through Rate

26	II-26-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-25-A	Uncertificated REMIC I Pass-Through Rate

27	II-27-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-26-A	Uncertificated REMIC I Pass-Through Rate

28	II-28-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-27-A	Uncertificated REMIC I Pass-Through Rate

29	II-29-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-28-A	Uncertificated REMIC I Pass-Through Rate

30	II-30-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-29-A	Uncertificated REMIC I Pass-Through Rate

31	II-31-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-30-A	Uncertificated REMIC I Pass-Through Rate

32	II-32-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-31-A	Uncertificated REMIC I Pass-Through Rate

33	II-33-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-32-A	Uncertificated REMIC I Pass-Through Rate

34	II-34-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-33-A	Uncertificated REMIC I Pass-Through Rate

35	II-35-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-34-A	Uncertificated REMIC I Pass-Through Rate

36	II-36-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-35-A	Uncertificated REMIC I Pass-Through Rate

37	II-37-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-36-A	Uncertificated REMIC I Pass-Through Rate

38	II-38-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-37-A	Uncertificated REMIC I Pass-Through Rate

39	II-39-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-38-A	Uncertificated REMIC I Pass-Through Rate

40	II-40-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-39-A	Uncertificated REMIC I Pass-Through Rate

41	II-41-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-40-A	Uncertificated REMIC I Pass-Through Rate

42	II-42-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-41-A	Uncertificated REMIC I Pass-Through Rate

43	II-43-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-42-A	Uncertificated REMIC I Pass-Through Rate

44	II-44-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-43-A	Uncertificated REMIC I Pass-Through Rate

45	II-45-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-44-A	Uncertificated REMIC I Pass-Through Rate

46	II-46-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-45-A	Uncertificated REMIC I Pass-Through Rate

47	II-47-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-46-A	Uncertificated REMIC I Pass-Through Rate

48	II-48-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-47-A	Uncertificated REMIC I Pass-Through Rate

49	II-49-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-48-A	Uncertificated REMIC I Pass-Through Rate

50	II-50-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-49-A	Uncertificated REMIC I Pass-Through Rate

51	II-51-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-50-A	Uncertificated REMIC I Pass-Through Rate

52	II-52-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-51-A	Uncertificated REMIC I Pass-Through Rate

53	II-53-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-52-A	Uncertificated REMIC I Pass-Through Rate

54	II-54-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-53-A	Uncertificated REMIC I Pass-Through Rate

55	II-55-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-54-A	Uncertificated REMIC I Pass-Through Rate

56	II-56-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-55-A	Uncertificated REMIC I Pass-Through Rate

57	II-57-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-56-A	Uncertificated REMIC I Pass-Through Rate

58	II-58-A through II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-57-A	Uncertificated REMIC I Pass-Through Rate

59	II-59-A and II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-58-A	Uncertificated REMIC I Pass-Through Rate

60	II-60-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
	II-1-A through II-59-A	Uncertificated REMIC I Pass-Through Rate

thereafter	II-1-A through II-60-A	Uncertificated REMIC I Pass-Through Rate

With respect to REMIC II Regular Interest IO and any Distribution Date, a per annum rate equal to the excess, if any, of (x) the weighted average of the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests ending with the designation “A” for such Distribution Date, over (y) 2 multiplied by Swap LIBOR.

With respect to REMIC II Regular Interest P, 0.00%.

Unpaid Realized Loss Amount: With respect to any Class A Certificates and as to any Distribution Date, is the excess of Applied Realized Loss Amounts with respect to such Class over the sum of all distributions in reduction of the Applied Realized Loss Amounts on all previous Distribution Dates. Any amounts distributed to the Class A Certificates in respect of any Unpaid Realized Loss Amount shall not be applied to reduce the Certificate Principal Balance of such Class.

Voting Rights: The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions hereunder. Voting Rights shall be allocated (i) 92% to the Class A Certificates and Class M Certificates, (ii) 3% to the Class CE Certificates until paid in full, and (iii) 1% to each of the Class R-1, Class R-2, Class R-3, Class RX and Class P Certificates, with the allocation among the Certificates (other than the Class CE, Class P and Residual Certificates) to be in proportion to the Certificate Principal Balance of each Class relative to the Certificate Principal Balance of all other such Classes. Voting Rights will be allocated among the Certificates of each such Class in accordance with their respective Percentage Interests.

Section 1.02 Allocation of Certain Interest Shortfalls.

For purposes of calculating the amount of Current Interest for the Class A, Class M and Class CE Certificates for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to the Class CE Interest based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the Uncertificated Notional Amount thereof and, thereafter, among the Class A Certificates and Class M Certificates, in each case on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rates on the respective Certificate Principal Balances of each such Certificate.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Regular Interests for any Distribution Date:

(a) For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Group I Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Loan Group I shall be allocated first, to REMIC I Group I Regular Interests ending with the designation “B”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest, and then, to REMIC I Group I Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest. For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Group II Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Loan Group II shall be allocated first, to REMIC I Group II Regular Interests ending with the designation “B”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest, and then, to REMIC I Group II Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest.

(b) The REMIC II Marker Allocation Percentage of the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among REMIC II Regular Interest AA, each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate and REMIC II Regular Interest ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Regular Interest.

(c) The REMIC II Sub WAC Allocation Percentage of the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated to Uncertificated Accrued Interest payable to REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp and REMIC II Regular Interest XX, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Regular Interest.

ARTICLE II

CONVEYANCE OF TRUST FUND

Section 2.01 Conveyance of Trust Fund.

Pursuant to the Mortgage Loan Purchase Agreement, the Seller sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of such Seller in and to the assets sold by it in the Trust Fund. Pursuant to the Mortgage Loan Purchase Agreement, Master Funding sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of Master Funding in and to the assets sold by it in the Trust Fund.

The Seller has entered into this Agreement in consideration for the purchase of the Mortgage Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement and has agreed to take the actions specified herein.

The Depositor, concurrently with the execution and delivery hereof, hereby sells, transfers, assigns, sets over and otherwise conveys to the Trustee for the use and benefit of the Certificateholders, without recourse, all the right, title and interest of the Depositor in and to the Trust Fund.

In connection with such sale, the Depositor has delivered to, and deposited with, the Trustee or the Custodian, as its agent, the following documents or instruments with respect to each Mortgage Loan so assigned: (i) the original Mortgage Note, including any riders thereto, endorsed without recourse (A) in blank or to the order of “LaSalle Bank National Association, as Trustee for Certificateholders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE5,” or (B) in the case of a loan registered on the MERS system, in blank, and in each case showing an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee, (ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form), (iii) unless the Mortgage Loan is a MOM Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for Certificateholders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE5,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form), (iv) an original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the Seller, with evidence of recording thereon, (v) the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the Seller or Master Funding, as applicable, may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver a true copy thereof with a certification by the Seller or Master Funding, as applicable, or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I, the Depositor may deliver a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-Off Date and prior to the Closing Date, the Depositor, in lieu of delivering the above documents, may deliver to the Trustee and the Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Protected Account or in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Depositor shall deliver such documents to the Trustee or the Custodian promptly after they are received.

EMC (on its own behalf as Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that, the Seller need not cause to be recorded (a) any assignment in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by EMC (on its own behalf as Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record solely as nominee for the Seller and Master Funding and its successors and assigns. In the event that the Seller, Master Funding, the Depositor or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC (on its own behalf as Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to the Master Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.

In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC (on its own behalf as Seller and on behalf of Master Funding) further agrees that it will cause, at the Seller’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by EMC (on its own behalf as Seller and on behalf of Master Funding) to the Depositor and by the Depositor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC (on its own behalf as Seller and on behalf of Master Funding) further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement or the Mortgage Loan Purchase Agreement.

Section 2.02 Acceptance of the Mortgage Loans.

(a) Based on the Initial Certification received by it from the Custodian, the Trustee acknowledges receipt of, subject to the further review and exceptions reported by the Custodian pursuant to the procedures described below, the documents (or certified copies thereof) delivered to the Trustee or the Custodian on its behalf pursuant to Section 2.01 and declares that it holds and will continue to hold directly or through a custodian those documents and any amendments, replacements or supplements thereto and all other assets of the Trust Fund delivered to it in trust for the use and benefit of all present and future Holders of the Certificates. On the Closing Date, the Trustee or the Custodian on its behalf will deliver an Initial Certification, in the form of Exhibit One to the Custodial Agreement, confirming whether or not it has received the Mortgage File for each Mortgage Loan, but without review of such Mortgage File, except to the extent necessary to confirm whether such Mortgage File contains the original Mortgage Note or a lost note affidavit and indemnity in lieu thereof. No later than 90 days after the Closing Date, the Trustee or the Custodian on its behalf shall, for the benefit of the Certificateholders, review each Mortgage File delivered to it and execute and deliver to EMC (on its own behalf and on behalf of Master Funding) and the Master Servicer and, if reviewed by the Custodian or the Trustee, an Interim Certifications, substantially in the form of Exhibit Two to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether all required documents have been executed and received and whether those documents relate, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B to this Agreement, as supplemented (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). In performing any such review, the Trustee and the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon. If the Trustee or the Custodian on its behalf finds any document constituting part of the Mortgage File not to have been executed or received, or to be unrelated to the Mortgage Loans identified in Exhibit B or to appear to be defective on its face, the Trustee or the Custodian on its behalf shall include such information in the exception report attached to the Interim Certification. EMC (on its own behalf as Seller and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC (on its own behalf as Seller and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of the Certificateholders in such Mortgage Loan within 60 days from the date of notice from the Trustee of the defect and if EMC (on its own behalf as Seller and on behalf of Master Funding) fails to correct or cure the defect or deliver such opinion within such period, EMC (on its own behalf as Seller and on behalf of Master Funding) will, subject to Section 2.03, within 90 days from the notification of the Trustee purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as Seller and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee, or intervening assignments thereof with evidence of recording thereon because such documents have been submitted for recording and have not been returned by the applicable jurisdiction, EMC (on its own behalf as Seller and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan if the Seller delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date.

(b) No later than 180 days after the Closing Date, the Trustee or the Custodian on its behalf will review, for the benefit of the Certificateholders, the Mortgage Files and will execute and deliver or cause to be executed and delivered to EMC (on its own behalf as Seller and on behalf of Master Funding) and the Master Servicer and, if reviewed by the Custodian or the Trustee, a Final Certification, substantially in the form of Exhibit Three to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Trustee or the Custodian on its behalf has received either an original or a copy thereof, as required in Section 2.01 (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). If the Trustee or the Custodian on its behalf finds any document with respect to a Mortgage Loan has not been received, or to be unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B or to appear defective on its face, the Trustee or the Custodian on its behalf shall note such defect in the exception report attached to the Final Certification and shall promptly notify EMC (on its own behalf as Seller and on behalf of Master Funding). EMC (on its own behalf as Seller and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC (on its own behalf as Seller and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of Certificateholders in such Mortgage Loan within 60 days from the date of notice from the Trustee of the defect and if EMC (on its own behalf as Seller and on behalf of Master Funding) is unable within such period to correct or cure such defect, or to substitute the related Mortgage Loan with a Replacement Mortgage Loan or to deliver such opinion, EMC (on its own behalf as Seller and on behalf of Master Funding) shall, subject to Section 2.03, within 90 days from the notification of the Trustee, purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as Seller and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee or intervening assignments thereof with evidence of recording thereon, because such documents have not been returned by the applicable jurisdiction, EMC (on its own behalf as Seller and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan, if the Seller delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date. Notwithstanding anything to the contrary, the Trustee shall have no responsibility with respect to the custody or review of Mortgage Files held by the Custodian pursuant to the Custodial Agreement. The Trustee shall have no liability for the failure of the Custodian to perform its obligations under the Custodial Agreement.

(c) In the event that a Mortgage Loan is purchased by EMC (on its own behalf as Seller and on behalf of Master Funding) in accordance with subsections 2.02(a) or (b) above or Section 2.03, EMC (on its own behalf as Seller and on behalf of Master Funding) shall remit the applicable Purchase Price to the Master Servicer for deposit in the Protected Account and shall provide written notice to the Trustee detailing the components of the Purchase Price, signed by a Servicing Officer. Upon deposit of the Purchase Price in the Protected Account and upon receipt of a Request for Release with respect to such Mortgage Loan, the Trustee or the Custodian will release to EMC (on its own behalf as Seller and on behalf of Master Funding) the related Mortgage File and the Trustee shall execute and deliver all instruments of transfer or assignment, without recourse, representation or warranty furnished to it by the related Seller, as are necessary to vest in the title to and rights under the Mortgage Loan. Such purchase shall be deemed to have occurred on the date on which the deposit into the Protected Account was made. The Trustee shall promptly notify the Rating Agencies of such repurchase. The obligation of the Seller to cure, repurchase or substitute for any Mortgage Loan as to which a defect in a constituent document exists shall be the sole remedies respecting such defect available to the Certificateholders or to the Trustee on their behalf.

(d) EMC (on its own behalf as Seller and on behalf of Master Funding) shall deliver to the Trustee or the Custodian on its behalf, and Trustee agrees to accept the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan, which the Trustee or the Custodian will review as provided in subsections 2.02(a) and 2.02(b), provided, that the Closing Date referred to therein shall instead be the date of delivery of the Mortgage File with respect to each Replacement Mortgage Loan.

Section 2.03 Representations, Warranties and Covenants of the Master Servicer and The Seller.

(a) The Master Servicer hereby represents and warrants to the Depositor and the Trustee as follows, as of the Closing Date:

(i) It is duly organized and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by it in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to service the Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.

(ii) It has the full corporate power and authority to service each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on its part the execution, delivery and performance of this Agreement; and this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.

(iii) The execution and delivery of this Agreement, the servicing of the Mortgage Loans by it under this Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in its ordinary course of business and will not (A) result in a breach of any term or provision of its charter or by-laws or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which it is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to it of any court, regulatory body, administrative agency or governmental body having jurisdiction over it; and it is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair its ability to perform or meet any of its obligations under this Agreement.

(iv) It is an approved servicer of conventional mortgage loans for Xxxxxx Xxx or Xxxxxxx Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.

(v) No litigation is pending or, to the best of its knowledge, threatened, against it that would materially and adversely affect the execution, delivery or enforceability of this Agreement or its ability to service the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof.

(vi) No consent, approval, authorization or order of any court or governmental agency or body is required for its execution, delivery and performance of, or compliance with, this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, it has obtained the same.

(vii) The Master Servicer has and will fully furnish for each Group II Loan, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (i.e., favorable and unfavorable) on its borrower credit files to Equifax, Experian, and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis.

(vii) In connection with the Mortgage Loans in Loan Group II, notwithstanding any state or federal law to the contrary, the Master Servicer shall not impose a prepayment premium in any instance when the the mortgage debt is accelerated through foreclosure sale or other payment as the result of the mortgagor’s default under the terms of the security instrument.

(b) The Seller hereby represents and warrants to the Depositor and the Trustee as follows, as of the Closing Date:

(i) The Seller is duly organized as a Delaware corporation and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by the Seller in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to sell the Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof.

(ii) The Seller has the full corporate power and authority to sell each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on the part of the Seller the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes a legal, valid and binding obligation of the Seller, enforceable against the Seller in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.

(iii) The execution and delivery of this Agreement by the Seller, the sale of the Mortgage Loans by the Seller under the Mortgage Loan Purchase Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Seller and will not (A) result in a material breach of any term or provision of the charter or by-laws of the Seller or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Seller is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to the Seller of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Seller; and the Seller is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Seller’s ability to perform or meet any of its obligations under this Agreement.

(iv) The Seller is an approved seller of conventional mortgage loans for Xxxxxx Mae or Xxxxxxx Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.

(v) No litigation is pending or, to the best of the Seller’s knowledge, threatened, against the Seller that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Seller to sell the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.

(vi) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Seller of, or compliance by the Seller with, this Agreement or the consummation of the transactions contemplated hereby, or if any such consent, approval, authorization or order is required, the Seller has obtained the same.

(vii) With respect to each Mortgage Loan as of the Closing Date (or such other date as may be specified in Section 7 of the Mortgage Loan Purchase Agreement), the Seller hereby remakes and restates each of the representations and warranties set forth in Section 7 of the Mortgage Loan Purchase Agreement to the Depositor and the Trustee to the same extent as if fully set forth herein.

(c) Upon discovery by any of the parties hereto of a breach of a representation or warranty set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the party discovering such breach shall give prompt written notice thereof to the other parties. Any breach of a representation or warranty contained in clauses (c), (q) and (z) through (jj) of Section 7 of the Mortgage Loan Purchase Agreement in respect of a Group II Loan, shall be deemed to materially adversely affect the interests of the related Certificateholders. The Seller hereby covenants, with respect to the representations and warranties set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, that within 90 days of the discovery of a breach of any representation or warranty set forth therein that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, it shall cure such breach in all material respects and, if such breach is not so cured, (i) if such 90 day period expires prior to the second anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted Mortgage Loan”) from the Trust Fund and substitute in its place a Replacement Mortgage Loan, in the manner and subject to the conditions set forth in this Section; or (ii) repurchase the affected Mortgage Loan or Mortgage Loans from the Trustee at the Purchase Price in the manner set forth below; provided that any such substitution pursuant to (i) above or repurchase pursuant to (ii) above shall not be effected prior to the delivery to the Trustee of an Opinion of Counsel if required by Section 2.05 hereof and any such substitution pursuant to (i) above shall not be effected prior to the additional delivery to the Trustee of a Request for Release. The Trustee shall give prompt written notice to the parties hereto of the Seller’s failure to cure such breach as set forth in the preceding sentence. The Seller shall promptly reimburse the Master Servicer and the Trustee for any expenses reasonably incurred by the Master Servicer or the Trustee in respect of enforcing the remedies for such breach. To enable the Master Servicer to amend the Mortgage Loan Schedule, the Seller shall, unless it cures such breach in a timely fashion pursuant to this Section 2.03, promptly notify the Master Servicer whether it intends either to repurchase, or to substitute for, the Mortgage Loan affected by such breach. With respect to the representations and warranties with respect to the Mortgage Loans that are made to the best of the Seller’s knowledge, if it is discovered by any of the Depositor, the Master Servicer, the Seller, the Trustee or the Custodian that the substance of such representation and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the related Mortgage Loan, notwithstanding the Seller’s lack of knowledge with respect to the substance of such representation or warranty, the Seller shall nevertheless be required to cure, substitute for or repurchase the affected Mortgage Loan in accordance with the foregoing.

With respect to any Replacement Mortgage Loan or Loans, the Seller (pursuant to the Mortgage Loan Purchase Agreement) shall deliver to the Trustee or the Custodian on its behalf for the benefit of the Certificateholders such documents and agreements as are required by Section 2.01. No substitution will be made in any calendar month after the Determination Date for such month. Notwithstanding the foregoing, such substitution must be done within two years of the Closing Date. Scheduled Payments due with respect to Replacement Mortgage Loans in the Due Period related to the Distribution Date on which such proceeds are to be distributed shall not be part of the Trust Fund and will be retained by the Seller. For the month of substitution, distributions to Certificateholders will include the Scheduled Payment due on any Deleted Mortgage Loan for the related Due Period and thereafter the Seller shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Master Servicer shall amend the Mortgage Loan Schedule for the benefit of the Certificateholders to reflect the removal of such Deleted Mortgage Loan and the substitution of the Replacement Mortgage Loan or Loans and the Master Servicer shall deliver the amended Mortgage Loan Schedule to the Trustee and the Custodian. Upon such substitution, the Replacement Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, and the Seller shall be deemed to have made with respect to such Replacement Mortgage Loan or Loans, as of the date of substitution, the representations and warranties set forth in Section 7 or Section 8 of the Mortgage Loan Purchase Agreement with respect to such Mortgage Loan. Upon any such substitution and the deposit into the Protected Account of the amount required to be deposited therein in connection with such substitution as described in the following paragraph and receipt by the Trustee of a Request for Release for such Mortgage Loan, the Trustee or the Custodian shall release to the Seller the Mortgage File relating to such Deleted Mortgage Loan and held for the benefit of the Certificateholders and the Trustee shall execute and deliver at the Seller’s direction such instruments of transfer or assignment as have been prepared by the Seller in each case without recourse, representation or warranty as shall be necessary to vest in the Seller or its respective designee, title to the Trustee’s interest in any Deleted Mortgage Loan substituted for pursuant to this Section 2.03.

For any month in which the Seller substitutes one or more Replacement Mortgage Loans for a Deleted Mortgage Loan, the Master Servicer will determine the amount (if any) by which the aggregate principal balance of all the Replacement Mortgage Loans as of the date of substitution is less than the Stated Principal Balance (after application of the principal portion of the Scheduled Payment due in the month of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate of such deficiencies, described in the preceding sentence for any Distribution Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into the Protected Account, by the Seller delivering such Replacement Mortgage Loan on the Determination Date for the Distribution Date relating to the Prepayment Period during which the related Mortgage Loan became required to be purchased or replaced hereunder.

In the event that the Seller shall have repurchased a Mortgage Loan, the Purchase Price therefor shall be deposited into the Protected Account, on the Determination Date for the Distribution Date in the month following the month during which the Seller became obligated to repurchase or replace such Mortgage Loan and upon such deposit of the Purchase Price, the delivery of an Opinion of Counsel if required by Section 2.05 and the receipt of a Request for Release, the Trustee or the Custodian shall release the related Mortgage File held for the benefit of the Certificateholders to the Seller and the Trustee shall execute and deliver at such Person’s direction the related instruments of transfer or assignment prepared by the Seller, in each case without recourse, as shall be necessary to transfer title from the Trustee for the benefit of the Certificateholders and transfer the Trustee’s interest to EMC (on its own as a Seller and on behalf of Master Funding) to any Mortgage Loan purchased pursuant to this Section 2.03. It is understood and agreed that the obligation under this Agreement of the Seller to cure, repurchase or replace any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against the Seller respecting such breach available to the Certificateholders, the Depositor or the Trustee.

(d) The representations and warranties set forth in this Section 2.03 hereof shall survive delivery of the respective Mortgage Loans and Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders.

Section 2.04 Representations and Warranties of the Depositor.

The Depositor hereby represents and warrants to the Master Servicer and the Trustee as follows, as of the date hereof and as of the Closing Date:

(i) The Depositor is duly organized and is validly existing as a limited liability company in good standing under the laws of the State of Delaware and has full power and authority necessary to own or hold its properties and to conduct its business as now conducted by it and to enter into and perform its obligations under this Agreement.

(ii) The Depositor has the full power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by, this Agreement and has duly authorized, by all necessary corporate action on its part, the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors’ rights generally and (ii) general principles of equity, regardless of whether enforcement is sought in a proceeding in equity or at law.

(iii) The execution and delivery of this Agreement by the Depositor, the consummation of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Depositor and will not (A) result in a material breach of any term or provision of the certificate of formation or limited liability company agreement of the Depositor or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Depositor is a party or by which it may be bound or (C) constitute a violation of any statute, order or regulation applicable to the Depositor of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Depositor; and the Depositor is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Depositor’s ability to perform or meet any of its obligations under this Agreement.

(iv) No litigation is pending, or, to the best of the Depositor’s knowledge, threatened, against the Depositor that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Depositor to perform its obligations under this Agreement in accordance with the terms hereof or thereof.

(v) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Depositor of, or compliance by the Depositor with this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, the Depositor has obtained the same.

(vi) The Depositor has filed all reports required to be filed by Section 13 or Section 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the Depositor was required to file such reports) and it has been subject to such filing requirements for the past 90 days.

The Depositor hereby represents and warrants to the Trustee as of the Closing Date, following the transfer of the Mortgage Loans to it by the Sellers, the Depositor had good title to the Mortgage Loans and the related Mortgage Notes were subject to no offsets, claims, defenses or counterclaims.

It is understood and agreed that the representations and warranties set forth in this Section 2.04 shall survive delivery of the Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders. Upon discovery by the Depositor or the Trustee of a breach of such representations and warranties, the party discovering such breach shall give prompt written notice to the others and to each Rating Agency.

Section 2.05 Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases.

(a) Notwithstanding any contrary provision of this Agreement, with respect to any Mortgage Loan that is not in default or as to which default is not reasonably foreseeable, no repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made unless the Seller delivers to the Trustee an Opinion of Counsel, addressed to the Trustee, to the effect that such repurchase or substitution would not (i) result in the imposition of the tax on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI or contributions after the Closing Date, as defined in Sections 860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding. Any Mortgage Loan as to which repurchase or substitution was delayed pursuant to this paragraph shall be repurchased or the substitution therefor shall occur (subject to compliance with Sections 2.02 or 2.03) upon the earlier of (a) the occurrence of a default or a default becoming reasonably foreseeable with respect to such Mortgage Loan and (b) receipt by the Trustee of an Opinion of Counsel addressed to the Trustee to the effect that such repurchase or substitution, as applicable, will not result in the events described in clause (i) or clause (ii) of the preceding sentence.

(b) Upon discovery by the Depositor, the Seller or the Master Servicer that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of section 860G(a)(3) of the Code, the party discovering such fact shall promptly (and in any event within 5 Business Days of discovery) give written notice thereof to the other parties and the Trustee. In connection therewith, the Trustee shall require the Seller at it’s option, to either (i) substitute, if the conditions in Section 2.03 with respect to substitutions are satisfied, a Replacement Mortgage Loan for the affected Mortgage Loan, or (ii) repurchase the affected Mortgage Loan within 90 days of such discovery in the same manner as it would a Mortgage Loan for a breach of representation or warranty in accordance with Section 2.03. The Trustee shall reconvey to the Seller the Mortgage Loan to be released pursuant hereto (and the Custodian shall deliver the related Mortgage File) in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty in accordance with Section 2.03.

Section 2.06 Countersignature and Delivery of Certificates.

(a) The Trustee acknowledges the sale, transfer and assignment to it of the Trust Fund and, concurrently with such transfer and assignment, has executed, countersigned and delivered, to or upon the order of the Depositor, the Certificates in authorized denominations evidencing the entire ownership of the Trust Fund. The Trustee agrees to hold the Trust Fund and exercise the rights referred to above for the benefit of all present and future Holders of the Certificates and to perform the duties set forth in this Agreement in accordance with its terms.

(b) The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC I Regular Interests and the other assets of REMIC II for the benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates. The Trustee acknowledges receipt of the REMIC I Regular Interests (which are uncertificated) and the other assets of REMIC II and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates.

(c) The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC II Regular Interests and the other assets of REMIC III for the benefit of the holders of the REMIC III Regular Interests and the Class R-3 Certificates. The Trustee acknowledges receipt of the REMIC II Regular Interests (which are uncertificated) and the other assets of REMIC III and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC III Regular Interests and the Class R-3 Certificates.

(d) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class CE Interest for the benefit of the Holders of the REMIC IV Certificates. The Trustee acknowledges receipt of the Class CE Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC IV Certificates.

(e) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class P Interest for the benefit of the Holders of the REMIC V Certificates. The Trustee acknowledges receipt of the Class P Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC V Certificates.

(f) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class IO Interest for the benefit of the holders of the REMIC VI Interests. The Trustee acknowledges receipt of the Class IO Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC VI Interests.

Section 2.07 Purposes and Powers of the Trust.

The purpose of the common law trust, as created hereunder, is to engage in the following activities:

(a) acquire and hold, as set forth in this Agreement, the Mortgage Loans and the other assets of the Trust Fund and the proceeds therefrom for the benefit of the Certificateholders;

(b) to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans and any other assets of the Trust;

(d) to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and

(e) subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders.

The Trust is hereby authorized to engage in the foregoing activities. Neither the Trustee nor the Master Servicer shall cause the Trust to engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding.

ARTICLE III

ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS

Section 3.01 The Master Servicer to act as Master Servicer.

The Master Servicer shall service and administer the Mortgage Loans in accordance with customary and usual standards of practice of prudent mortgage loan servicers in the respective states in which the related Mortgaged Properties are located. In connection with such servicing and administration, the Master Servicer shall have full power and authority, acting alone and/or through subservicers as provided in Section 3.03, to do or cause to be done any and all things that it may deem necessary or desirable in connection with such servicing and administration, including but not limited to, the power and authority, subject to the terms hereof (i) to execute and deliver, on behalf of the Certificateholders and the Trustee, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any related Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages (but only in the manner provided herein), (iii) to collect any Insurance Proceeds and other Liquidation Proceeds or Subsequent Recoveries, and (iv) subject to Section 3.09, to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan; provided that the Master Servicer shall take no action that is inconsistent with or prejudices the interests of the Trust Fund or the Certificateholders in any Mortgage Loan or the rights and interests of the Depositor or the Trustee under this Agreement.

Without limiting the generality of the foregoing, the Master Servicer, in its own name or in the name of the Trust, the Depositor or the Trustee, is hereby authorized and empowered by the Trust, the Depositor and the Trustee, when the Master Servicer believes it appropriate in its reasonable judgment, to execute and deliver, on behalf of the Trustee, the Depositor, the Certificateholders or any of them, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments, with respect to the Mortgage Loans, and with respect to the Mortgaged Properties held for the benefit of the Certificateholders. The Master Servicer shall prepare and deliver to the Depositor and/or the Trustee such documents requiring execution and delivery by any or all of them as are necessary or appropriate to enable the Master Servicer to service and administer the Mortgage Loans. Upon receipt of such documents, the Depositor and/or the Trustee shall execute such documents and deliver them to the Master Servicer.

In accordance with the standards of the first paragraph of this Section 3.01, the Master Servicer shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties, which advances shall be reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 4.03, and further as provided in Section 4.02. All costs incurred by the Master Servicer, if any, in effecting the timely payments of taxes and assessments on the Mortgaged Properties and related insurance premiums shall not, for the purpose of calculating monthly distributions to the Certificateholders, be added to the Stated Principal Balance under the Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit.

Section 3.02 Due-on-Sale Clauses; Assumption Agreements.

(a) Except as otherwise provided in this Section 3.02, when any property subject to a Mortgage has been or is about to be conveyed by the Mortgagor, the Master Servicer shall to the extent that it has knowledge of such conveyance, enforce any due-on-sale clause contained in any Mortgage Note or Mortgage, to the extent permitted under applicable law and governmental regulations, but only to the extent that such enforcement will not adversely affect or jeopardize coverage under any Required Insurance Policy. Notwithstanding the foregoing, the Master Servicer is not required to exercise such rights with respect to a Mortgage Loan if the Person to whom the related Mortgaged Property has been conveyed or is proposed to be conveyed satisfies the terms and conditions contained in the Mortgage Note and Mortgage related thereto and the consent of the mortgagee under such Mortgage Note or Mortgage is not otherwise so required under such Mortgage Note or Mortgage as a condition to such transfer. In the event that the Master Servicer is prohibited by law from enforcing any such due-on-sale clause, or if coverage under any Required Insurance Policy would be adversely affected, or if nonenforcement is otherwise permitted hereunder, the Master Servicer is authorized, subject to Section 3.02(b), to take or enter into an assumption and modification agreement from or with the person to whom such property has been or is about to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, unless prohibited by applicable state law, the Mortgagor remains liable thereon, provided that the Mortgage Loan shall continue to be covered (if so covered before the Master Servicer enters such agreement) by the applicable Required Insurance Policies. The Master Servicer, subject to Section 3.02(b), is also authorized with the prior approval of the insurers under any Required Insurance Policies to enter into a substitution of liability agreement with such Person, pursuant to which the original Mortgagor is released from liability and such Person is substituted as Mortgagor and becomes liable under the Mortgage Note. Notwithstanding the foregoing, the Master Servicer shall not be deemed to be in default under this Section 3.02(a) by reason of any transfer or assumption that the Master Servicer reasonably believes it is restricted by law from preventing.

(b) Subject to the Master Servicer’s duty to enforce any due-on-sale clause to the extent set forth in Section 3.02(a), in any case in which a Mortgaged Property has been conveyed to a Person by a Mortgagor, and such Person is to enter into an assumption agreement or modification agreement or supplement to the Mortgage Note or Mortgage that requires the signature of the Trustee, or if an instrument of release signed by the Trustee is required releasing the Mortgagor from liability on the related Mortgage Loan, the Master Servicer shall prepare and deliver or cause to be prepared and delivered to the Trustee for signature and shall direct, in writing, the Trustee to execute the assumption agreement with the Person to whom the Mortgaged Property is to be conveyed and such modification agreement or supplement to the Mortgage Note or Mortgage or other instruments as are reasonable or necessary to carry out the terms of the Mortgage Note or Mortgage or otherwise to comply with any applicable laws regarding assumptions or the transfer of the Mortgaged Property to such Person. In connection with any such assumption, no material term of the Mortgage Note (including, but not limited to, the Mortgage Rate, the amount of the Scheduled Payment and any other term affecting the amount or timing of payment on the Mortgage Loan) may be changed. In addition, the substitute Mortgagor and the Mortgaged Property must be acceptable to the Master Servicer in accordance with its servicing standards as then in effect. The Master Servicer shall notify the Trustee that any such substitution or assumption agreement has been completed by forwarding to the Trustee the original of such substitution or assumption agreement, which in the case of the original shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. Any fee collected by the Master Servicer for entering into an assumption or substitution of liability agreement will be retained by the Master Servicer as additional servicing compensation.

Section 3.03 Subservicers.

The Master Servicer shall perform all of its servicing responsibilities hereunder or may cause a subservicer to perform any such servicing responsibilities on its behalf, but the use by the Master Servicer of a subservicer shall not release the Master Servicer from any of its obligations hereunder and the Master Servicer shall remain responsible hereunder for all acts and omissions of each subservicer as fully as if such acts and omissions were those of the Master Servicer. The Master Servicer shall pay all fees of each subservicer from its own funds, and a subservicer’s fee shall not exceed the Servicing Fee payable to the Master Servicer hereunder.

At the cost and expense of the Master Servicer, without any right of reimbursement from its Protected Account, the Master Servicer shall be entitled to terminate the rights and responsibilities of a subservicer and arrange for any servicing responsibilities to be performed by a successor subservicer; provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Master Servicer, at the Master Servicer’s option, from electing to service the related Mortgage Loans itself. In the event that the Master Servicer’s responsibilities and duties under this Agreement are terminated pursuant to Section 8.01, the Master Servicer shall at its own cost and expense terminate the rights and responsibilities of each subservicer effective as of the date of termination of the Master Servicer. The Master Servicer shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of each subservicer from the Master Servicer’s own funds without reimbursement from the Trust Fund.

Notwithstanding the foregoing, the Master Servicer shall not be relieved of its obligations hereunder and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the Mortgage Loans. The Master Servicer shall be entitled to enter into an agreement with a subservicer for indemnification of the Master Servicer by the subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.

Any subservicing agreement and any other transactions or services relating to the Mortgage Loans involving a subservicer shall be deemed to be between such subservicer and the Master Servicer alone, and the Trustee shall not have any obligations, duties or liabilities with respect to such subservicer including any obligation, duty or liability of the Trustee to pay such subservicer’s fees and expenses. Each subservicing agreement shall provide that such agreement may be assumed or terminated without cause or penalty by the Trustee or other Successor Master Servicer in the event the Master Servicer is terminated in accordance with this Agreement. For purposes of remittances to the Trustee pursuant to this Agreement, the Master Servicer shall be deemed to have received a payment on a Mortgage Loan when a subservicer has received such payment.

Section 3.04 Documents, Records and Funds in Possession of the Master Servicer To Be Held for Trustee.

Notwithstanding any other provisions of this Agreement, the Master Servicer shall transmit to the Trustee or the Custodian on behalf of the Trustee as required by this Agreement all documents and instruments in respect of a Mortgage Loan coming into the possession of the Master Servicer from time to time and shall account fully to the Trustee for any funds received by the Master Servicer or that otherwise are collected by the Master Servicer as Liquidation Proceeds, Insurance Proceeds or Subsequent Recoveries in respect of any such Mortgage Loan. All Mortgage Files and funds collected or held by, or under the control of, the Master Servicer in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Subsequent Recoveries, including but not limited to, any funds on deposit in the Protected Account, shall be held by the Master Servicer for and on behalf of the Trustee and shall be and remain the sole and exclusive property of the Trustee, subject to the applicable provisions of this Agreement. The Master Servicer also agrees that it shall not create, incur or subject any Mortgage File or any funds that are deposited in the Protected Account or in any Escrow Account, or any funds that otherwise are or may become due or payable to the Trustee for the benefit of the Certificateholders, to any claim, lien, security interest, judgment, levy, writ of attachment or other encumbrance, or assert by legal action or otherwise any claim or right of set off against any Mortgage File or any funds collected on, or in connection with, a Mortgage Loan, except, however, that the Master Servicer shall be entitled to set off against and deduct from any such funds any amounts that are properly due and payable to the Master Servicer under this Agreement.

Section 3.05 Maintenance of Hazard Insurance.

The Master Servicer shall cause to be maintained, for each Mortgage Loan, hazard insurance on buildings upon, or comprising part of, the Mortgaged Property against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the related Mortgaged Property is located with an insurer which is licensed to do business in the state where the related Mortgaged Property is located. Each such policy of standard hazard insurance shall contain, or have an accompanying endorsement that contains, a standard mortgagee clause. The Master Servicer shall also cause flood insurance to be maintained on property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan, to the extent described below. Pursuant to Section 4.01, any amounts collected by the Master Servicer under any such policies (other than the amounts to be applied to the restoration or repair of the related Mortgaged Property or property thus acquired or amounts released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures) shall be deposited in the Protected Account. Any cost incurred by the Master Servicer in maintaining any such insurance shall not, for the purpose of calculating monthly distributions to the Certificateholders or remittances to the Trustee for their benefit, be added to the principal balance of the Mortgage Loan, notwithstanding that the terms of the Mortgage Loan so permit. Such costs shall be recoverable by the Master Servicer out of late payments by the related Mortgagor or out of Liquidation Proceeds to the extent permitted by Section 4.02. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired in respect of a Mortgage other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Mortgaged Property is located at the time of origination of the Mortgage Loan in a federally designated special flood hazard area and such area is participating in the national flood insurance program, the Master Servicer shall cause flood insurance to be maintained with respect to such Mortgage Loan. Such flood insurance shall be in an amount equal to the least of (i) the Stated Principal Balance of the related Mortgage Loan, (ii) minimum amount required to compensate for damage or loss on a replacement cost basis or (iii) the maximum amount of such insurance available for the related Mortgaged Property under the Flood Disaster Protection Act of 1973, as amended.

In the event that the Master Servicer shall obtain and maintain a blanket policy insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first sentence of this Section 3.05, it being understood and agreed that such policy may contain a deductible clause on terms substantially equivalent to those commercially available and maintained by comparable servicers. If such policy contains a deductible clause, the Master Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first sentence of this Section 3.05, and there shall have been a loss that would have been covered by such policy, deposit in the Protected Account the amount not otherwise payable under the blanket policy because of such deductible clause. Such deposit shall be from the Master Servicer’s own funds without reimbursement therefor. In connection with its activities as administrator and servicer of the Mortgage Loans, the Master Servicer agrees to present, on behalf of itself, the Depositor and the Trustee for the benefit of the Certificateholders claims under any such blanket policy.

Section 3.06 Presentment of Claims and Collection of Proceeds.

The Master Servicer shall prepare and present on behalf of the Trustee and the Certificateholders all claims under the Insurance Policies and take such actions (including the negotiation, settlement, compromise or enforcement of the insured’s claim) as shall be necessary to realize recovery under such Insurance Policies. Any proceeds disbursed to the Master Servicer in respect of such Insurance Policies shall be promptly deposited in the Protected Account upon receipt, except that any amounts realized that are to be applied to the repair or restoration of the related Mortgaged Property as a condition precedent to the presentation of claims on the related Mortgage Loan to the insurer under any applicable Insurance Policy need not be so deposited (or remitted).

Section 3.07 Maintenance of the Primary Mortgage Insurance Policies.

(a) The Master Servicer shall not take any action that would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Master Servicer would have been covered thereunder. The Master Servicer shall use its best efforts to keep in force and effect (to the extent that the Mortgage Loan requires the Mortgagor to maintain such insurance), Primary Mortgage Insurance applicable to each Mortgage Loan. The Master Servicer shall not cancel or refuse to renew any such Primary Mortgage Insurance Policy that is in effect at the date of the initial issuance of the Mortgage Note and is required to be kept in force hereunder.

(b) The Master Servicer agrees to present on behalf of the Trustee, the Certificateholders claims to the insurer under any Primary Mortgage Insurance Policies and, in this regard, to take such reasonable action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policies respecting defaulted Mortgage Loans. Pursuant to Section 4.01, any amounts collected by the Master Servicer under any Primary Mortgage Insurance Policies shall be deposited in the Protected Account, subject to withdrawal pursuant to Section 4.02 hereof.

Section 3.08 Fidelity Bond, Errors and Omissions Insurance.

The Master Servicer shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loans and who handle funds, money, documents and papers relating to the Mortgage Loans. The fidelity bond and errors and omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond and shall protect and insure the Master Servicer against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons. Such fidelity bond shall also protect and insure the Master Servicer against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a Mortgage Loan which is not in accordance with Accepted Servicing Practices. No provision of this Section 3.08 requiring the fidelity bond and errors and omissions insurance shall diminish or relieve the Master Servicer from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be at least equal to the corresponding amounts required by Accepted Servicing Practices. The Master Servicer shall deliver to the Trustee a certificate from the surety and the insurer as to the existence of the fidelity bond and errors and omissions insurance policy and shall obtain a statement from the surety and the insurer that such fidelity bond or insurance policy shall in no event be terminated or materially modified without thirty days prior written notice to the Trustee. The Master Servicer shall notify the Trustee within five business days of receipt of notice that such fidelity bond or insurance policy will be, or has been, materially modified or terminated. The Trustee for the benefit of the Certificateholders must be named as loss payees on the fidelity bond and as additional insured on the errors and omissions policy.

Section 3.09 Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans.

(a) The Master Servicer shall use reasonable efforts to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments. In connection with such foreclosure or other conversion, the Master Servicer shall follow such practices and procedures as it shall deem necessary or advisable and as shall be normal and usual in its general mortgage servicing activities and the requirements of the insurer under any Required Insurance Policy; provided that the Master Servicer shall not be required to expend its own funds in connection with any foreclosure or towards the restoration of any property unless it shall determine (i) that such restoration and/or foreclosure will increase the proceeds of liquidation of the Mortgage Loan after reimbursement to itself of such expenses and (ii) that such expenses will be recoverable to it through Insurance Proceeds, Liquidation Proceeds (respecting which it shall have priority for purposes of withdrawals from the Protected Account pursuant to Section 4.02). If the Master Servicer reasonably believes that Liquidation Proceeds with respect to any such Mortgage Loan would not be increased as a result of such foreclosure or other action, such Mortgage Loan will be charged-off and will become a Liquidated Loan. The Master Servicer will give notice of any such charge-off to the Trustee. The Master Servicer shall be responsible for all other costs and expenses incurred by it in any such proceedings; provided that such costs and expenses shall be Servicing Advances and that it shall be entitled to reimbursement thereof from the proceeds of liquidation of the related Mortgaged Property, as contemplated in Section 4.02. If the Master Servicer has knowledge that a Mortgaged Property that the Master Servicer is contemplating acquiring in foreclosure or by deed- in-lieu of foreclosure is located within a one-mile radius of any site with environmental or hazardous waste risks known to the Master Servicer, the Master Servicer will, prior to acquiring the Mortgaged Property, consider such risks and only take action in accordance with its established environmental review procedures.

With respect to any REO Property, the deed or certificate of sale shall be taken in the name of the Trustee for the benefit of the Certificateholders (or the Trustee’s nominee on behalf of the Certificateholders). The Trustee’s name shall be placed on the title to such REO Property solely as the Trustee hereunder and not in its individual capacity. The Master Servicer shall ensure that the title to such REO Property references this Agreement and the Trustee’s capacity hereunder. Pursuant to its efforts to sell such REO Property, the Master Servicer shall either itself or through an agent selected by the Master Servicer protect and conserve such REO Property in the same manner and to such extent as is customary in the locality where such REO Property is located and may, incident to its conservation and protection of the interests of the Certificateholders, rent the same, or any part thereof, as the Master Servicer deems to be in the best interest of the Master Servicer and the Certificateholders for the period prior to the sale of such REO Property. The Master Servicer shall prepare for and deliver to the Trustee a statement with respect to each REO Property that has been rented showing the aggregate rental income received and all expenses incurred in connection with the management and maintenance of such REO Property at such times as is necessary to enable the Trustee to comply with the reporting requirements of the REMIC Provisions. The net monthly rental income, if any, from such REO Property shall be deposited in the Protected Account no later than the close of business on each Determination Date. The Master Servicer shall perform the tax reporting and withholding related to foreclosures, abandonments and cancellation of indebtedness income as specified by Sections 1445, 6050J and 6050P of the Code by preparing and filing such tax and information returns, as may be required.

In the event that the Trust Fund acquires any Mortgaged Property as aforesaid or otherwise in connection with a default or reasonably foreseeable default on a Mortgage Loan, the Master Servicer shall dispose of such Mortgaged Property prior to three years after its acquisition by the Trust Fund or, at the expense of the Trust Fund, request more than 60 days prior to the day on which such three-year period would otherwise expire, an extension of the three-year grace period unless the Trustee shall have been supplied with an Opinion of Counsel addressed to the Trustee (such opinion not to be an expense of the Trustee) to the effect that the holding by the Trust Fund of such Mortgaged Property subsequent to such three-year period will not result in the imposition of taxes on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as defined in Section 860F of the Code or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding, in which case the Trust Fund may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel). Notwithstanding any other provision of this Agreement, no Mortgaged Property acquired by the Trust Fund shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the Trust Fund in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or (ii) subject any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to the imposition of any federal, state or local income taxes on the income earned from such Mortgaged Property under Section 860G(c) of the Code or otherwise, unless the Master Servicer has agreed to indemnify and hold harmless the Trust Fund with respect to the imposition of any such taxes.

The decision of the Master Servicer to foreclose on a defaulted Mortgage Loan shall be subject to a determination by the Master Servicer that the proceeds of such foreclosure would exceed the costs and expenses of bringing such a proceeding. The income earned from the management of any Mortgaged Properties acquired through foreclosure or other judicial proceeding, net of reimbursement to the Master Servicer for expenses incurred (including any property or other taxes) in connection with such management and net of unreimbursed Servicing Fees, Advances, Servicing Advances and any management fee paid or to be paid with respect to the management of such Mortgaged Property, shall be applied to the payment of principal of, and interest on, the related defaulted Mortgage Loans (with interest accruing as though such Mortgage Loans were still current) and all such income shall be deemed, for all purposes in the Agreement, to be payments on account of principal and interest on the related Mortgage Notes and shall be deposited into the Protected Account. To the extent the income received during a Prepayment Period is in excess of the amount attributable to amortizing principal and accrued interest at the related Mortgage Rate on the related Mortgage Loan, such excess shall be considered to be a partial Principal Prepayment for all purposes hereof.

The Liquidation Proceeds from any liquidation of a Mortgage Loan, net of any payment to the Master Servicer as provided above, shall be deposited in the Protected Account upon receipt and made available on the next succeeding Determination Date following receipt thereof for distribution on the related Distribution Date, except that any Excess Liquidation Proceeds shall be retained by the Master Servicer as additional servicing compensation.

The proceeds of any Liquidated Loan, as well as any recovery resulting from a partial collection of Liquidation Proceeds or any income from an REO Property, will be applied in the following order of priority: first, to reimburse the Master Servicer for any related unreimbursed Servicing Advances and Servicing Fees, pursuant to Section 4.02 or this Section 3.09; second, to reimburse the Master Servicer for any unreimbursed Advances, pursuant to Section 4.02 or this Section 3.09; third, to accrued and unpaid interest (to the extent no Advance has been made for such amount) on the Mortgage Loan or related REO Property, at the Net Mortgage Rate to the first day of the month in which such amounts are required to be distributed; and fourth, as a recovery of principal of the Mortgage Loan.

(b) On each Determination Date, the Master Servicer shall determine the respective aggregate amounts of Excess Liquidation Proceeds and Realized Losses, if any, for the related Prepayment Period.

(c) The Master Servicer has no intent to foreclose on any Mortgage Loan based on the delinquency characteristics as of the Closing Date; provided, that the foregoing does not prevent the Master Servicer from initiating foreclosure proceedings on any date hereafter if the facts and circumstances of such Mortgage Loans including delinquency characteristics in the Master Servicer’s discretion so warrant such action.

Section 3.10 Servicing Compensation.

As compensation for its activities hereunder, the Master Servicer shall be entitled to retain or withdraw from the Protected Account out of each payment of interest on a Mortgage Loan included in the Trust Fund an amount equal to the Servicing Fee.

Additional servicing compensation in the form of any Excess Liquidation Proceeds, assumption fees, late payment charges, all Prepayment Interest Excess on any Mortgage Loan, other ancillary income, all income and gain net of any losses realized from Permitted Investments with respect to funds in or credited to the Protected Account shall be retained by the Master Servicer to the extent not required to be deposited in the Protected Account pursuant to Section 4.02. The Master Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including payment of any premiums for hazard insurance, as required by Section 3.05 and maintenance of the other forms of insurance coverage required by Section 3.07) and shall not be entitled to reimbursement therefor except as specifically provided in Section 4.02.

Section 3.11 REO Property.

(a) In the event the Trust Fund acquires ownership of any REO Property in respect of any related Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the related Certificateholders. The Master Servicer shall sell any REO Property as expeditiously as possible and in accordance with the provisions of this Agreement. Pursuant to its efforts to sell such REO Property, the Master Servicer shall protect and conserve such REO Property in the manner and to the extent required herein, in accordance with the REMIC Provisions.

(b) The Master Servicer shall deposit all funds collected and received in connection with the operation of any REO Property into the Protected Account.

(c) The Master Servicer, upon the final disposition of any REO Property, shall be entitled to reimbursement for any related unreimbursed Advances, unreimbursed Servicing Advances or Servicing Fees from Liquidation Proceeds received in connection with the final disposition of such REO Property; provided, that any such unreimbursed Advances or Servicing Fees as well as any unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior to final disposition, out of any net rental income or other net amounts derived from such REO Property.

Section 3.12 Liquidation Reports.

Upon the foreclosure of any Mortgaged Property or the acquisition thereof by the Trust Fund pursuant to a deed-in-lieu of foreclosure, the Master Servicer shall submit a liquidation report to the Trustee containing such information as shall be mutually acceptable to the Master Servicer and the Trustee with respect to such Mortgaged Property.

Section 3.13 Annual Statement as to Compliance.

The Master Servicer and the Trustee shall deliver to the Master Servicer, the Depositor and the Trustee, not later than March 15^th of each calendar year beginning in 2007, an Officer’s Certificate (an “Annual Statement of Compliance”) stating, as to each signatory thereof, that (i) a review of the activities of each such party during the preceding calendar year and of its performance under this Agreement has been made under such officer’s supervision and (ii) to the best of such officer’s knowledge, based on such review, each such party has fulfilled all of its obligations under this Agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. In the event that the Master Servicer has delegated any servicing responsibilities with respect to the Mortgage Loans to a subservicer or subcontractor, such servicer or subcontractor shall deliver a similar Annual Statement of Compliance by such subservicer or subcontractor to the Master Servicer, the Depositor and the Trustee as described above as and when required with respect to the Master Servicer.

Failure of the Master Servicer to comply with this Section 3.13 (including with respect to the time frames required in this Section) shall be deemed an Event of Default with respect to such party, and the Trustee at the direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. Failure of the Trustee to comply with this Section 3.13 (including with respect to the time frames required in this Section) which failure results in a failure to timely file the Form 10-K shall be deemed a default which may result in the termination of the Trustee pursuant to Section 9.08 of this Agreement and the Depositor may, in addition to whatever rights the Depositor may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Trustee under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Trustee for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.

Section 3.14 Assessments of Compliance and Attestation Reports.

The Master Servicer shall service and administer the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria. Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, the Master Servicer, the Trustee and the Custodian (each, an “Attesting Party”) shall deliver to the Trustee, the Master Servicer and the Depositor on or before March 15th of each calendar year beginning in 2007, a report signed by an authorized officer of such party regarding such Attesting Party’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year. The Assessment of Compliance, as set forth in Regulation AB, must contain the following:

(a) A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the related Attesting Party;

(b) A statement by such officer that such Attesting Party used the Servicing Criteria attached as Exhibit P hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the related Attesting Party;

(c) An assessment by such officer of the related Attesting Party’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving the related Attesting Party, that are backed by the same asset type as the Mortgage Loans;

(d) A statement that a registered public accounting firm has issued an attestation report on the related Attesting Party’s Assessment of Compliance for the period consisting of the preceding calendar year; and

(e) A statement as to which of the Servicing Criteria, if any, are not applicable to such Attesting Party, which statement shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving such Attesting Party, that are backed by the same asset type as the Mortgage Loans.

Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit P hereto which are indicated as applicable to the related Attesting Party.

On or before March 15th of each calendar year beginning in 2007, each Attesting Party shall furnish to the Master Servicer, the Depositor and the Trustee a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the related Attesting Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.

The Master Servicer shall cause any subservicer and each subcontractor determined by it to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Trustee, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and when provided above along with an indication of what Servicing Criteria are addressed in such assessment.

The Trustee shall confirm that the assessments, taken as a whole, address all of the Servicing Criteria and taken individually address the Servicing Criteria for each party as set forth on Exhibit P and notify the Depositor of any exceptions. Notwithstanding the foregoing, as to any subcontractor (as defined in the related servicing agreement), an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.

Failure of the Master Servicer to comply with this Section 3.14 (including with respect to the time frames required in this Section) shall be deemed an Event of Default, and the Trustee at the direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.

The Trustee shall also provide an Assessment of Compliance and Attestation Report, as and when provided above, which shall at a minimum address each of the Servicing Criteria specified on Exhibit P hereto which are indicated as applicable to the “trustee.” In addition, the Trustee shall cause the Custodian to deliver to the Trustee and the Depositor an Assessment of Compliance and Attestation Report, as and when provided above, which shall at a minimum address each of the Servicing Criteria specified on Exhibit P hereto which are indicated as applicable to a “custodian.” Notwithstanding the foregoing, as to the Trustee and any Custodian, an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.

Section 3.15 Books and Records.

The Master Servicer shall be responsible for maintaining, and shall maintain, a complete set of books and records for the Mortgage Loans which shall be appropriately identified in the Master Servicer’s computer system to clearly reflect the ownership of the Mortgage Loans by the Trust. In particular, the Master Servicer shall maintain in its possession, available for inspection by the Trustee and shall deliver to the Trustee upon demand, evidence of compliance with all federal, state and local laws, rules and regulations. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Master Servicer may be in the form of microfilm or microfiche or such other reliable means of recreating original documents, including, but not limited to, optical imagery techniques so long as the Master Servicer complies with the requirements of Accepted Servicing Practices.

The Master Servicer shall maintain with respect to each Mortgage Loan and shall make available for inspection by the Trustee the related servicing file during the time such Mortgage Loan is subject to this Agreement and thereafter in accordance with applicable law.

Payments on the Mortgage Loans, including any payoffs, made in accordance with the related Mortgage File will be entered in the Master Servicer’s set of books and records no more than two Business Days after receipt and identification, and allocated to principal or interest as specified in the related Mortgage File.

Section 3.16 Reports Filed with Securities and Exchange Commission.

(a) (i) Within 15 days after each Distribution Date, the Trustee shall, in accordance with industry standards, prepare and file with the Commission via the Electronic Data Gathering and Retrieval System (“XXXXX”), a Form 10-D, signed by the Master Servicer, with a copy of the Monthly Statement to be furnished by the Trustee to the Certificateholders for such Distribution Date; provided that the Trustee shall have received no later than seven (7) calendar days after the related Distribution Date, all information required to be provided to the Trustee as described in clause (a)(ii) below. Any disclosure in addition to the Monthly Statement that is required to be included on Form 10-D (“Additional Form 10-D Disclosure”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit Q to the Trustee and the Depositor and approved by the Depositor, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-D Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.

(ii) (A) Within seven (7) calendar days after the related Distribution Date, (i) the parties set forth in Exhibit Q shall be required to provide, pursuant to section 3.16(a)(v) below, to the Trustee and the Depositor, to the extent known, in XXXXX-compatible format, or in such other form as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-D Disclosure on Form 10-D. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Additional Form 10-D Disclosure on Form 10-D pursuant to this Section.

(B) After preparing the Form 10-D, the Trustee shall forward electronically a draft copy of the Form 10-D to the Depositor and the Master Servicer for review. No later than two (2) Business Days prior to the 15th calendar day after the related Distribution Date, a senior officer of the Master Servicer in charge of the servicing function shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 10-D cannot be filed on time or if a previously filed Form 10-D needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(vi). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will make available on its internet website identified in Section 5.06 a final executed copy of each Form 10-D. The signing party at the Master Servicer can be contacted at 000-000-0000. Form 10-D requires the registrant to indicate (by checking "yes" or "no") that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Trustee in writing, no later than the fifth calendar day after the related Distribution Date with respect to the filing of a report on Form 10-D, if the answer to the questions should be "no." The Trustee shall be entitled to rely on the Depositor’s representations in Section 2.04(vi) in preparing and/or filing any such Form 10-D. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under Sections 3.16(a)(i) and (vi) related to the timely preparation and filing of Form 10-D is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections. It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(ii) related to the timely preparation, execution and filing of Form 10-D is also contingent upon the Custodian and any subservicers or subcontractors strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Additional Form 10-D Disclosure pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-D, where such failure results from the Trustee’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 10-D, not resulting from its own negligence, bad faith or willful misconduct. Subject to the foregoing, the Trustee has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit Q of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 10-D Disclosure information.

(iii) (A) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), the Trustee shall prepare and file, at the direction of the Depositor, on behalf of the Trust any Form 8-K, as required by the Exchange Act; provided that, the Depositor shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit Q to the Trustee and the Depositor and approved by the Depositor, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 8-K Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.

(B) For so long as the Trust is subject to the Exchange Act reporting requirements, no later than 12:00 p.m. New York City time on the 2nd Business Day after the occurrence of a Reportable Event (i) the parties set forth in Exhibit Q shall be required pursuant to Section 3.16(a)(v) below to provide to the Trustee and the Depositor, to the extent known, in XXXXX-compatible format, or in such other form as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Form 8-K Disclosure Information, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Form 8-K Disclosure Information on Form 8-K. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Form 8-K Disclosure Information on Form 8-K pursuant to this Section.

(C) After preparing the Form 8-K, the Trustee shall forward electronically a draft copy of the Form 8-K to the Depositor and the Master Servicer for review. No later than the end of business New York City time on the 3rd Business Day after the Reportable Event, a senior officer of the Master Servicer shall sign the Form 8-K and return an electronic or fax copy of such signed Form 8-K (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(vi). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will, make available on its internet website identified in Section 5.06 a final executed copy of each Form 8-K. The signing party at the Master Servicer can be contacted at 000-000-0000. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under this Section 3.16(a)(iii) related to the timely preparation and filing of Form 8-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under this Section 3.16(a)(iii). It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(iii) related to the timely preparation, execution and filing of Form 8-K is also contingent upon the the Custodian and any subservicers or subcontractors strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Form 8-K Disclosure Information pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 8-K, where such failure results from the Trustee’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 8-K, not resulting from its own negligence, bad faith or willful misconduct. Subject to the foregoing, the Trustee has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit Q of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 8-K Disclosure information.

(iv) (A) Within 90 days after the end of each fiscal year of the Trust or such earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”) (it being understood that the fiscal year for the Trust ends on December 31st of each year), commencing in March 2007, the Trustee shall prepare and file on behalf of the Trust a Form 10-K, in form and substance as required by the Exchange Act. Each such Form 10-K shall include the following items, in each case to the extent they have been delivered to the Trustee within the applicable time frames set forth in this Agreement, (I) an annual compliance statement for the Master Servicer and any subservicer, as described under Section 3.13, (II)(A) the annual reports on assessment of compliance with Servicing Criteria for the Master Servicer, each subservicer and subcontractor participating in the servicing function, the Trustee and the Custodian, as described under Section 3.14, and (B) if the Master Servicer’s, the Trustee’s or the Custodian’s report on assessment of compliance with servicing criteria described under Section 3.14 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if the Master Servicer’s, the Trustee’s or the Custodian’s report on assessment of compliance with Servicing Criteria described under Section 3.14 is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, (III)(A) the registered public accounting firm attestation report for the Master Servicer, the Trustee and the Custodian, as described under Section 3.14, and (B) if any registered public accounting firm attestation report described under Section 3.14 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such registered public accounting firm attestation report is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, and (IV) a Xxxxxxxx-Xxxxx Certification (“Xxxxxxxx-Xxxxx Certification”) as described in this Section 3.16 (a)(iv)(D) below. Any disclosure or information in addition to (I) through (IV) above that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit Q to the Trustee and the Depositor and approved by the Depositor, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-K Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.

(B) No later than March 15th of each year that the Trust is subject to the Exchange Act reporting requirements, commencing in 2007, (i) the parties set forth in Exhibit Q shall be required to provide pursuant to Section 3.16(a)(v) below to the Trustee and the Depositor, to the extent known, in XXXXX-compatible format, or in such other form as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Additional Form 10-K Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-K Disclosure on Form 10-K. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Form 10-K Disclosure Information on Form 10-K pursuant to this Section.

(C) After preparing the Form 10-K, the Trustee shall forward electronically a draft copy of the Form 10-K to the Depositor and the Master Servicer for review. Form 10-K requires the registrant to indicate (by checking "yes" or "no") that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Trustee in writing, no later than the fifteenth calendar day of March in any year in which the Trust is subject to the reporting requirements of the Exchange Act, if the answer to the questions should be "no." The Trustee shall be entitled to rely on the Depositor’s representations in Section 2.04(vi) in preparing and/or filing any such Form 10-K. No later than 12:00 p.m. New York City time on the 4th Business Day prior to the 10-K Filing Deadline, a senior officer of the Master Servicer shall sign the Form 10-K and return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(vi). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will make available on its internet website identified in Section 5.06 a final executed copy of each Form 10-K. The signing party at the Master Servicer can be contacted at 000-000-0000. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under Sections 3.16(a)(iv) related to the timely preparation and filing of Form 10-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections, Section 3.13 and Section 3.14. It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(iv) related to the timely preparation, execution and filing of Form 10-K is also contingent upon the the Custodian and any subservicer or subcontractor strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Additional Form 10-K Disclosure, any annual statement of compliance and any assessment of compliance and attestation pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-K, where such failure results from the Trustee’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 10-K, not resulting from its own negligence, bad faith or willful misconduct. Subject to the foregoing, the Trustee has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit Q of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 10-K Disclosure information.

(D) Each Form 10-K shall include a certification (the “Xxxxxxxx-Xxxxx Certification”) required to be included therewith pursuant to the Xxxxxxxx-Xxxxx Act. The Trustee shall, and the Master Servicer shall cause any subservicer or subcontractor engaged by it to, provide to the Person who signs the Xxxxxxxx-Xxxxx Certification (the “Certifying Person”), by March 15 of each year in which the Trust is subject to the reporting requirements of the Exchange Act and otherwise within a reasonable period of time upon request, a certification (each, a “Back-Up Certification”), in the form attached hereto as Exhibit K, upon which the Certifying Person, the entity for which the Certifying Person acts as an officer, and such entity’s officers, directors and Affiliates (collectively with the Certifying Person, “Certification Parties”) can reasonably rely; provided, however, that the Trustee shall not be required to undertake an analysis of any accountant’s report attached as an exhibit to the Form 10-K. The senior officer of the Master Servicer shall serve as the Certifying Person on behalf of the Trust. Such officer of the Certifying Person can be contacted at 000-000-0000. In the event the Trustee is terminated or resigns pursuant to the terms of this Agreement, the Trustee shall provide a Back-Up Certification to the Certifying Person pursuant to this Section 3.16(a)(iv) with respect to the period of time it was subject to this Agreement.

(v) With respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure or any Form 8-K Disclosure Information (collectively, the “Additional Disclosure”) relating to the Trust Fund in the form attached hereto as Exhibit R, the Trustee’s obligation to include such Additional Information in the applicable Exchange Act report is subject to receipt from the entity that is indicated in Exhibit Q as the responsible party for providing that information, if other than the Trustee, as and when required as described in Section 3.16(a)(i) through (iv) above. Each of the Master Servicer, Seller, and Depositor hereby agree to notify and provide to the extent known to the Trustee and the Depositor all Additional Disclosure relating to the Trust Fund, with respect to which such party is indicated in Exhibit Q as the responsible party for providing that information. Within five Business Days prior to each Distribution Date occurring in any year that the Trust is subject to the Exchange Act reporting requirements, the Depositor shall make available to the Trustee the related Significance Estimate and the Trustee shall use such information to calculate the related Significance Percentage. If the Significance Percentage meets either of the threshold levels detailed in Item 1115(b)(1) or 1115(b)(2) of Regulation AB, the Trustee shall deliver written notification to the Depositor and the related Swap Provider to that effect. The Trustee shall request from the Depositor and the Depositor shall deliver to the Trustee any information that the Swap Provider delivered to the Depositor as required under Regulation AB, to the extent required under the Swap Agreement. The Depositor will be obligated pursuant to the Swap Agreement to provide to the Trustee (no later than, in the case of Form 10-D, the seventh calendar day after the Distribution Date and in the case of Form 10-K, March 15^th in any year in which a Form 10-K is filed for the Trust) any information that may be required to be included in any Form 10-D, Form 8-K or Form 10-K or written notification instructing the Trustee that such Additional Disclosure regarding the Swap Provider is not necessary for such Distribution Date. The Master Servicer shall be responsible for determining the pool concentration applicable to any subservicer or originator at any time.

(vi) (A) On or prior to January 30 of the first year in which the Trustee is able to do so under applicable law, the Trustee shall file a Form 15 relating to the automatic suspension of reporting in respect of the Trust under the Exchange Act.

(B) In the event that the Trustee is unable to timely file with the Commission all or any required portion of any Forms 8-K, 10-D or 10-K required to be filed by this Agreement because required disclosure information was either not delivered to it or delivered to it after the delivery deadlines set forth in this Agreement or for any other reason, the Trustee will immediately notify the Depositor and the Master Servicer. In the case of Forms 10-D and 10-K, the Depositor, Master Servicer and Trustee will cooperate to prepare and file a Form 12b-25 and a 10-D/A and 10-K/A as applicable, pursuant to Rule 12b-25 of the Exchange Act. In the case of Form 8-K, the Trustee will, upon receipt of all required Form 8-K Disclosure Information and upon the approval and direction of the Depositor, include such disclosure information on the next Form 10-D. In the event that any previously filed Forms 8-K, 10-D or 10-K needs to be amended, the Trustee will notify the Depositor and the Master Servicer and such parties will cooperate to prepare any necessary 8-K/A, 10-D/A or 10-K/A. Any Form 15, Form 12b-25 or any amendment to Forms 8-K, 10-D or 10-K shall be signed by a senior officer of the Master Servicer. The Depositor and Master Servicer acknowledge that the performance by the Trustee of its duties under this Section 3.16(a)(vi) related to the timely preparation and filing of Form 15, a Form 12b-25 or any amendment to Forms 8-K, 10-D or 10-K is contingent upon the Master Servicer and the Depositor performing their duties under this Section. The Trustee shall have no liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare and/or timely file any such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, where such failure results from the Trustee’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, not resulting from its own negligence, bad faith or willful misconduct.

The Depositor agrees to promptly furnish to the Trustee, from time to time upon request, such further information, reports and financial statements within its control related to this Agreement, the Mortgage Loans as the Trustee reasonably deems appropriate to prepare and file all necessary reports with the Commission. The Trustee shall have no responsibility to file any items other than those specified in this Section 3.16; provided, however, the Trustee shall cooperate with the Depositor in connection with any additional filings with respect to the Trust Fund as the Depositor deems necessary under the Exchange Act. Copies of all reports filed by the Trustee under the Exchange Act shall be sent to: the Depositor c/o Bear, Xxxxxxx & Co. Inc., Attn: Managing Director Analysis and Control, Xxx Xxxxxxxxx Xxxxxx Xxxxx, Xxxxxxxx, Xxx Xxxx 00000-0000. Fees and expenses incurred by the Trustee in connection with this Section 3.16 shall not be reimbursable from the Trust Fund.

(b) In connection with the filing of any 10-K hereunder, the Trustee shall sign a Back-Up Certification substantially in the form attached hereto as Exhibit K for the Depositor regarding certain aspects of the Form 10-K certification signed by the Master Servicer; provided, however, the Trustee shall not be required to undertake an analysis of any accountant’s report attached as an exhibit to the Form 10-K.

(c) The Trustee shall indemnify and hold harmless, the Depositor and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the Trustee’s obligations under Sections 3.13, 3.14 and 3.16 or the Trustee’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Trustee shall indemnify and hold harmless the Depositor and the Master Servicer and each of their officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Back-Up Certification, the Annual Statement of Compliance, the Assessment of Compliance, any Additional Disclosure or other information provided by the Trustee pursuant to Section 3.13, 3.14 and 3.16 (the “Trustee Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Trustee Information and not to any other information communicated in connection with the Certificates, without regard to whether the Trustee Information or any portion thereof is presented together with or separately from such other information.

(d) The Depositor shall indemnify and hold harmless the Trustee and its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Depositor under Section 3.13, Section 3.14 and Section 3.16 or the Depositor’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Depositor shall indemnify and hold harmless the Trustee and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Additional Disclosure or other information provided by the Depositor pursuant to Section 3.16 (the “Depositor Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Depositor Information and not to any other information communicated in connection with the Certificates, without regard to whether the Depositor Information or any portion thereof is presented together with or separately from such other information.

(e) The Master Servicer shall indemnify and hold harmless the Trustee and the Depositor and their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Master Servicer under Section 3.13, Section 3.14 and Section 3.16 or the Master Servicer’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Master Servicer shall indemnify and hold harmless the Trustee and the Depositor and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Xxxxxxxx-Xxxxx Certification, the Annual Statement of Compliance, the Assessment of Compliance, any Additional Disclosure or other information provided by the Master Servicer pursuant to Section 3.13, 3.14 and 3.16 (the “Master Servicer Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Master Servicer Information and not to any other information communicated in connection with the Certificates, without regard to whether the Master Servicer Information or any portion thereof is presented together with or separately from such other information.

If the indemnification provided for herein is unavailable or insufficient to hold harmless the Master Servicer, Depositor or the Trustee, as applicable, then the defaulting party, in connection with a breach of its respective obligations under Section 3.13, Section 3.14 and Section 3.16 or its respective negligence, bad faith or willful misconduct in connection therewith, agrees that it shall contribute to the amount paid or payable by the other parties as a result of the losses, claims, damages or liabilities of the other party in such proportion as is appropriate to reflect the relative fault and the relative benefit of the respective parties.

(f) Nothing shall be construed from the foregoing subsections (a), (b) and (c) to require the Trustee or any officer, director or Affiliate thereof to sign any Form 10-K or any certification contained therein. Furthermore, the inability of the Trustee to file a Form 10-K as a result of the lack of required information as set forth in Section 3.16(a) or required signatures on such Form 10-K or any certification contained therein shall not be regarded as a breach by the Trustee of any obligation under this Agreement.

(g) Notwithstanding the provisions of Section 11.01, this Section 3.16 may be amended without the consent of the Certificateholders.

Section 3.17 Intention of the Parties and Interpretation.

Each of the parties acknowledges and agrees that the purpose of Sections 3.13, 3.14 and 3.16 of this Agreement is to facilitate compliance by the Seller and the Depositor with the provisions of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with reasonable requests made by the Seller, the Trustee or the Depositor for delivery of additional or different information as the Seller, the Trustee or the Depositor may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.

Section 3.18 UCC.

The Seller shall file any financing statements, continuation statements or amendments thereto required by any change in the Uniform Commercial Code.

Section 3.19 Optional Purchase of Certain Mortgage Loans.

With respect to any Mortgage Loans which as of the first day of a Fiscal Quarter is delinquent in payment by 90 days or more or is an REO Property, the Seller shall have the right to purchase any Mortgage Loan from the Trust which becomes 90 days or more delinquent or becomes an REO Property at a price equal to the Purchase Price; provided however (i) that such Mortgage Loan is still 90 days or more delinquent or is an REO Property as of the date of such purchase and (ii) this purchase option, if not theretofore exercised, shall terminate on the date prior to the last day of the related Fiscal Quarter. This purchase option, if not exercised, shall not be thereafter reinstated unless the delinquency is cured and the Mortgage Loan thereafter again becomes 90 days or more delinquent or becomes an REO Property, in which case the option shall again become exercisable as of the first day of the related Fiscal Quarter.

In addition, the Seller shall, at its option, purchase any Mortgage Loan from the Trust if the first Due Date for such Mortgage Loan is subsequent to the Cut-off Date and the initial Scheduled Payment is not made within thirty (30) days of such Due Date. Such purchase shall be made at a price equal to the Purchase Price.

If at any time the Seller remits to the Master Servicer a payment for deposit in the Protected Account covering the amount of the Purchase Price for such a Mortgage Loan, and the Seller provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has been deposited in the Protected Account, then the Trustee shall execute the assignment of such Mortgage Loan prepared and delivered to the Trustee, at the request of the Seller, without recourse, representation or warranty, to the Seller which shall succeed to all the Trustee’s right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto. Such assignment shall be an assignment outright and not for security. The Seller will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto.

Section 3.20 Obligations of the Master Servicer in Respect of Mortgage Rates and Scheduled Payments.

In the event that a shortfall in any collection on or liability with respect to any Mortgage Loan results from or is attributable to adjustments to Mortgage Rates, Scheduled Payments or Stated Principal Balances that were made by the Master Servicer in a manner not consistent with the terms of the related Mortgage Note and this Agreement, the Master Servicer, upon discovery or receipt of notice thereof, immediately shall deliver to the Trustee for deposit in the Distribution Account from its own funds the amount of any such shortfall and shall indemnify and hold harmless the Trust Fund, the Trustee, the Depositor and any successor Master Servicer in respect of any such liability. Such indemnities shall survive the termination or discharge of this Agreement. Notwithstanding the foregoing, this Section 3.20 shall not limit the ability of the Master Servicer to seek recovery of any such amounts from the related Mortgagor under the terms of the related Mortgage Note and Mortgage, to the extent permitted by applicable law.

Section 3.21 Reserve Fund; Payments to and from Swap Administrator; Supplemental Interest Trust.

(a) As of the Closing Date, the Trustee shall establish and maintain in the name of the Supplemental Interest Trust, a separate trust for the benefit of the Holders of the Class A Certificates and Class M Certificates and the Swap Provider. The Supplemental Interest Trust shall hold the Swap Agreement, the Swap Administration Agreement and Swap Account. The Swap Account shall be an Eligible Account, and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee held pursuant to this Agreement. In performing its duties hereunder and under the Swap Agreement and Swap Administration Agreement, the Supplemental Interest Trust Trustee shall be entitled to the same rights, protections and indemnities as provided to the Trustee hereunder.

(b) On or before the Closing Date, the Trustee shall establish a Reserve Fund on behalf of the Holders of the Certificates. On the Closing Date, the Depositor shall cause an amount equal to the Reserve Fund Deposit to be deposited into the Reserve Fund. The Reserve Fund must be an Eligible Account. The Reserve Fund shall be entitled “Reserve Fund, LaSalle Bank National Association as Trustee for the benefit of holders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE5”. The Trustee shall deposit in the Reserve Fund all payments received from the Swap Administrator that are payable to the Trust Fund pursuant to the Swap Administration Agreement. On each Distribution Date the Trustee shall remit such amounts received from the Swap Administrator to the Holders of the Class A Certificates and Class M Certificates in the manner provided in clause (d) below. In addition, on each Distribution Date as to which there is a Basis Risk Shortfall Carry Forward Amount payable to any Class of Class A Certificates and/or Class M Certificates, the Trustee shall deposit the amounts distributable pursuant to clauses (C) and (D) of Section 5.04(a)(4) into the Reserve Fund, and the Trustee has been directed by the Class CE Certificateholder to distribute amounts in respect of the Basis Risk Shortfall Carry Forward Amount to the Holders of the Class A and/or Class M Certificates in the priorities set forth in clauses (C) and (D) of Section 5.04(a)(4). Any amount paid to the Holders of Class A Certificates and/or Class M Certificates pursuant to the preceding sentence in respect of the Basis Risk Shortfall Carry Forward Amount from amounts distributable pursuant to clauses (C) and (D) of Section 5.04(a)(4) shall be treated as distributed to the Class CE Certificateholder in respect of the Class CE Certificates and paid by the Class CE Certificateholder to the Holders of the Class A Certificates and/or Class M Certificates. Any payments to the Holders of the Class A Certificates and/or Class M Certificates in respect of Basis Risk Shortfall Carry Forward Amount, whether pursuant to the second preceding sentence or pursuant to subsection (d) below, shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860(G)(a)(1).

(c) Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Swap Provider Trigger Event and to the extent not paid by the Swap Administrator on behalf of the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) payable by the Swap Administrator, on behalf of the Supplemental Interest Trust Trustee, to the Swap Provider pursuant to the Swap Agreement shall be deducted from Interest Funds, and to the extent of any such remaining amounts due, from Principal Funds, prior to any distributions to the Certificateholders. On or before each Distribution Date, such amounts shall be remitted to the Swap Administrator, and deposited into the Swap Account, first to make any Net Swap Payment owed to the Swap Provider pursuant to the Swap Agreement for such Distribution Date and for prior Distribution Dates, if any, and second to make any Swap Termination Payment (not due to a Swap Provider Trigger Event and to the extent not paid by the Swap Administrator on behalf of the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Provider pursuant to the Swap Agreement for such Distribution Date and for prior Distribution Dates, if any. For federal income tax purposes, such amounts paid to the Supplemental Interest Trust on each Distribution Date shall first be deemed paid to the Supplemental Interest Trust in respect of REMIC VI Regular Interest IO to the extent of the amount distributable on such REMIC VI Regular Interest IO on such Distribution Date, and any remaining amount shall be deemed paid to the Supplemental Interest Trust in respect of a Class IO Distribution Amount. Any Swap Termination Payment triggered by a Swap Provider Trigger Event owed to the Swap Provider pursuant to the Swap Agreement will be subordinated to distributions to the Holders of the Class A Certificates and Class M Certificates and shall be paid as set forth under Section 5.04(a)(4). In addition, the Swap Administrator shall remit to the Swap Provider any Swap Optional Termination Payment paid as part of the Mortgage Loan Purchase Price and remitted to the Supplemental Interest Trust pursuant to Section 10.01.

(d) On or before each Distribution Date, Net Swap Payments payable by the Swap Provider pursuant to the Swap Agreement to the Swap Administrator, on behalf of the Supplemental Interest Trust Trustee, will be deposited by the Swap Administrator, acting on behalf of the Supplemental Interest Trust Trustee, into the Swap Account pursuant to the Swap Administration Agreement. The Swap Administrator shall, to the extent provided in the Swap Administration Agreement, remit amounts on deposit in the Swap Account to the Trustee for deposit into the Reserve Fund. On each Distribution Date, to the extent required, the Trustee shall withdraw such amounts from the Reserve Fund to distribute to the Certificates in the following order of priority:

(i) first, to each Class of Class A Certificates, on a pro rata basis, to pay Current Interest and any Interest Carry Forward Amount to the extent due to the interest portion of a Realized Loss, in each case to the extent not fully paid pursuant to Section 5.04(a)(1);

(ii) second, sequentially to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates, in that order, to pay Current Interest to the extent not fully paid pursuant to Section 5.04(a)(1) and any Interest Carry Forward Amount to the extent due to the interest portion of a Realized Loss;

(iii) third, to pay first, to each Class of Class A Certificates, on a pro rata basis, based on the amount of Basis Risk Shortfall Carry Forward Amount for each such Class, and second, sequentially to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates, in that order, any Basis Risk Shortfall Carry Forward Amounts for such Distribution Date; and

(iv) fourth, to pay as principal to the Class A Certificates and Class M Certificates to be applied as part of the Extra Principal Distribution Amount payable under Section 5.04(a)(2) to the extent that the Overcollateralization Amount is reduced below the Overcollateralization Target Amount, as a result of Realized Losses and to the extent not paid by Excess Spread pursuant to Section 5.04(a)(4) for such Distribution Date. For the avoidance of doubt, any amounts distributable pursuant to this clause (iv) shall be limited to rebuilding overcollateralization to the extent overcollateralization has been reduced through Realized Losses.

(e) The Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal owner of the Reserve Fund. The Class CE Certificateholder shall be the beneficial owner of the Reserve Fund, subject to the power of the Trustee to transfer amounts under Section 5.04. Amounts in the Reserve Fund shall, at the direction of the Class CE Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Class CE Certificateholder, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. All amounts earned on amounts on deposit in the Reserve Fund shall be taxable to the Class CE Certificateholder. Any losses on such investments shall be deposited in the Reserve Fund by the Class CE Certificateholder out of its own funds immediately as realized. The Swap Account, which is created and maintained by the Swap Administrator pursuant to the Swap Administration Agreement, is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC created hereunder. The beneficial owner of the Swap Account is identified, and other matters relating to the Swap Account are addressed, in the Swap Administration Agreement.

(f) The Trustee shall treat the Holders of Certificates (other than the Class P, Class CE and Class R Certificates) as having entered into a notional principal contract with respect to the Holders of the Class CE Certificates. Pursuant to each such notional principal contract, all Holders of Certificates (other than the Class P, Class CE and Class R Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class CE Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC III Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Class IO Distribution Amount”). A Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC III Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the Net Rate Cap, and a Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class CE Certificates shall be treated as having agreed to pay Basis Risk Shortfall Carry Forward Amounts to the Holders of the Certificates (other than the Class CE, Class P and Class R Certificates) in accordance with the terms of this Agreement. Any payments to the Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1). However, any payment from the Certificates (other than the Class CE, Class P and Class R Certificates) of a Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC III and as having been paid by such Holders to the Swap Administrator pursuant to the notional principal contract. Thus, each Certificate (other than the Class P and Class R Certificates) shall be treated as representing not only ownership of Regular Interests in REMIC III, but also ownership of an interest in, and obligations with respect to, a notional principal contract.

Section 3.22 Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates.

In the event that any Class A Certificate or Class M Certificate is resecuritized in a REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i) payments on the REMIC III Regular Interest corresponding to such Class A Certificate or Class M Certificate shall, for the avoidance of doubt, be deemed to include the related Class IO Distribution Amount, and (ii) to the extent provided in the operative documents for the Resecuritization REMIC, (a) payments on the “regular interests” issued by the Resecuritization REMIC shall be deemed to include in the aggregate such Class IO Distribution Amount, and (b) such Class IO Distribution Amount shall be deemed paid to the holder of the Class CE Certificates pursuant to a notional principal contract entered into by the holders of one or more “regular interests” issued by the Resecuritization REMIC (“Resecuritization Holders”) and the Holder of the Class CE Certificates. In such event, Class IO Distribution Amounts deemed paid by Resecuritization Holders under clause (b) of the immediately preceding sentence shall be paid on behalf of such Holders pursuant to Section 3.21(c) hereof.

Section 3.23 Advancing Facility.

(a) The Master Servicer and/or the Trustee on behalf of the Trust Fund, in either case, with the consent of the Master Servicer in the case of the Trustee and, in each case, with notice to the Rating Agencies, is hereby authorized to enter into a facility (the “Advancing Facility”) with any Person which provides that such Person (an “Advancing Person”) may fund Advances and/or Servicing Advances to the Trust Fund under this Agreement, although no such facility shall reduce or otherwise affect the Master Servicer’s obligation to fund such Advances and/or Servicing Advances. If the Master Servicer enters into such an Advancing Facility pursuant to this Section 3.23, upon reasonable request of the Advancing Person, the Trustee shall execute a letter of acknowledgment, confirming its receipt of notice of the existence of such Advancing Facility. To the extent that an Advancing Person funds any Advance or any Servicing Advance and provides the Trustee with notice acknowledged by the Servicer that such Advancing Person is entitled to reimbursement, such Advancing Person shall be entitled to receive reimbursement pursuant to this Agreement for such amount to the extent provided in Section 3.23(b). Such notice from the Advancing Person must specify the amount of the reimbursement, the Section of this Agreement that permits the applicable Advance or Servicing Advance to be reimbursed and the section(s) of the Advancing Facility that entitle the Advancing Person to request reimbursement from the Trustee, rather than the Master Servicer, and include the Master Servicer’s acknowledgment thereto or proof of an Event of Default under the Advancing Facility. The Trustee shall have no duty or liability with respect to any calculation of any reimbursement to be paid to an Advancing Person and shall be entitled to rely without independent investigation on the Advancing Person’s notice provided pursuant to this Section 3.23. An Advancing Person whose obligations hereunder are limited to the funding of Advances and/or Servicing Advances shall not be required to meet the qualifications of a Master Servicer or a subservicer pursuant to Section 8.02 hereof and will not be deemed to be a subservicer under this Agreement.

(b) If an Advancing Facility is entered into, then the Master Servicer shall not be permitted to reimburse itself therefor under Section 4.02(a)(ii), Section 4.02(a)(iii) and Section 4.02(a)(v) prior to the remittance to the Trust Fund, but instead the Master Servicer shall include such amounts in the applicable remittance to the Trustee made pursuant to Section 4.02. The Trustee is hereby authorized to pay to the Advancing Person, reimbursements for Advances and Servicing Advances from the Distribution Account to the same extent the Master Servicer would have been permitted to reimburse itself for such Advances and/or Servicing Advances in accordance with Section 4.02(a)(ii), Section 4.02(a)(iii) or Section 4.02(a)(v), as the case may be, had the Master Servicer itself funded such Advance or Servicing Advance. The Trustee is hereby authorized to pay directly to the Advancing Person such portion of the Servicing Fee as the parties to any advancing facility agree.

(c) All Advances and Servicing Advances made pursuant to the terms of this Agreement shall be deemed made and shall be reimbursed on a “first in-first out” (FIFO) basis.

(d) Any amendment to this Section 3.23 or to any other provision of this Agreement that may be necessary or appropriate to effect the terms of an Advancing Facility as described generally in this Section 3.23, including amendments to add provisions relating to a successor master servicer, may be entered into by the Trustee and the Master Servicer without the consent of any Certificateholder, notwithstanding anything to the contrary in this Agreement.

ARTICLE IV

ACCOUNTS

Section 4.01 Collection of Mortgage Loan Payments; Protected Account.

(a) The Master Servicer shall make reasonable efforts in accordance with customary and usual standards of practice of prudent mortgage lenders in the respective states in which the Mortgaged Properties are located to collect all payments called for under the terms and provisions of the Mortgage Loans to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Required Insurance Policy. Consistent with the foregoing, the Master Servicer may in its discretion (i) waive any late payment charge and (ii) extend the due dates for payments due on a Mortgage Note for a period not greater than 125 days. In the event of any such arrangement, the Master Servicer shall make Advances on the related Mortgage Loan during the scheduled period in accordance with the amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangements, and shall be entitled to reimbursement therefor in accordance with Section 5.01. The Master Servicer shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required is prohibited by applicable law. In addition, if (x) a Mortgage Loan is in default or default is reasonably foreseeable or (y) the Master Servicer delivers to the Trustee a certification addressed to the Trustee, based on the advice of counsel or certified public accountants, in either case, that have a national reputation with respect to taxation of REMICs, that a modification of such Mortgage Loan will not result in the imposition of taxes on or disqualify from REMIC status any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, the Master Servicer may, (A) amend the related Mortgage Note to reduce the Mortgage Rate applicable thereto, provided that such reduced Mortgage Rate shall in no event be lower than 5.00% with respect to any Mortgage Loan and (B) amend any Mortgage Note to extend the maturity thereof.

With respect to Mortgage Loans affected by Hurricane Xxxxxxx, if the Mortgaged Property is located in public and individual assistance counties as designated by FEMA (as set forth on its website xxx.xxxx.xxx), the Master Servicer may cease charging of late fees and credit reporting activity for Mortgagors in such counties until May 1, 2006 and if reasonably prudent, may extend such period as long as necessary. In addition, the Master Servicer may suspend foreclosure and bankruptcy activity relating to certain Mortgage Loans and if reasonably prudent, may extend such period as long as necessary.

The Master Servicer shall not waive (or permit a sub-servicer to waive) any Prepayment Charge unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Master Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. If a Prepayment Charge is waived, but does not meet the standards described above, then the Master Servicer is required to pay the amount of such waived Prepayment Charge, for the benefit of the Class P Certificates, by remitting such amount to the Trustee by the Distribution Account Deposit Date.

(b) The Master Servicer shall establish and maintain a Protected Account (which shall at all times be an Eligible Account) with a depository institution in the name of the Master Servicer for the benefit of the Trustee on behalf of the Certificateholders and designated “EMC Mortgage Corporation, as Master Servicer, for the benefit of LaSalle Bank National Association, in trust for registered Holders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE5”. The Master Servicer shall deposit or cause to be deposited into the Protected Account on a daily basis within two Business Days of receipt and identification, except as otherwise specifically provided herein, the following payments and collections remitted by subservicers or received by it in respect of the Mortgage Loans subsequent to the Cut-off Date (other than in respect of principal and interest due on the Mortgage Loans on or before the Cut-off Date) and the following amounts required to be deposited hereunder:

(i) all payments on account of principal, including Principal Prepayments, on the Mortgage Loans;

(ii) all payments on account of interest on the Mortgage Loans net of the Servicing Fee permitted under Section 3.10 and LPMI Fees, if any;

(iii) all Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds, other than proceeds to be applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures;

(iv) any amount required to be deposited by the Master Servicer pursuant to Section 4.01(c) in connection with any losses on Permitted Investments;

(v) any amounts required to be deposited by the Master Servicer pursuant to Section 3.05;

(vi) any Prepayment Charges collected on the Mortgage Loans; and

(vii) any other amounts required to be deposited hereunder.

The foregoing requirements for remittance by the Master Servicer into the Protected Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges or assumption fees, if collected, need not be remitted by the Master Servicer. In the event that the Master Servicer shall remit any amount not required to be remitted and not otherwise subject to withdrawal pursuant to Section 4.02, it may at any time withdraw or direct the institution maintaining the Protected Account, to withdraw such amount from the Protected Account, any provision herein to the contrary notwithstanding. Such withdrawal or direction may be accomplished by delivering written notice thereof to the institution maintaining the Protected Account, that describes the amounts deposited in error in the Protected Account. The Master Servicer shall maintain adequate records with respect to all withdrawals made pursuant to this Section. Reconciliations will be prepared for the Protected Account within 45 calendar days after the bank statement cut-off date. All items requiring reconciliation will be resolved within 90 calendar days of their original identification. All funds deposited in the Protected Account shall be held in trust for the Certificateholders until withdrawn in accordance with Section 4.02.

(c) The institution that maintains the Protected Account shall invest the funds in the Protected Account, in the manner directed by the Master Servicer, in Permitted Investments which shall mature not later than the Remittance Date and shall not be sold or disposed of prior to its maturity. All such Permitted Investments shall be made in the name of the Trustee, for the benefit of the Certificateholders. All income and gain net of any losses realized from any such investment shall be for the benefit of the Master Servicer as servicing compensation and shall be remitted to it monthly as provided herein. The amount of any losses incurred in the Protected Account in respect of any such investments shall be deposited by the Master Servicer into the Protected Account, out of the Master Servicer’s own funds.

(d) The Master Servicer shall give at least 30 days advance notice to the Trustee, the Sellers, each Rating Agency and the Depositor of any proposed change of location of the Protected Account prior to any change thereof.

Section 4.02 Permitted Withdrawals From the Protected Account.

(a) The Master Servicer may from time to time make withdrawals from the Protected Account for the following purposes:

(i) to pay itself (to the extent not previously paid to or withheld by the Master Servicer), as servicing compensation in accordance with Section 3.10, that portion of any payment of interest that equals the Servicing Fee for the period with respect to which such interest payment was made, and, as additional servicing compensation, those other amounts set forth in Section 3.10;

(ii) to reimburse the Master Servicer for Advances made by it with respect to the Mortgage Loans, provided, however, that the Master Servicer’s right of reimbursement pursuant to this subclause (ii) shall be limited to amounts received on particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries) that represent late recoveries of payments of principal and/or interest on such particular Mortgage Loan(s) in respect of which any such Advance was made;

(iii) to reimburse the Master Servicer for any previously made portion of a Servicing Advance or an Advance made by the Master Servicer that, in the good faith judgment of the Master Servicer, will not be ultimately recoverable by it from the related Mortgagor, any related Liquidation Proceeds, Insurance Proceeds or otherwise (a “Nonrecoverable Advance”), to the extent not reimbursed pursuant to clause (ii) or clause (v);

(iv) to reimburse the Master Servicer from Insurance Proceeds for Insured Expenses covered by the related Insurance Policy;

(v) to pay the Master Servicer any unpaid Servicing Fees and to reimburse it for any unreimbursed Servicing Advances, provided, however, that the Master Servicer’s right to reimbursement for Servicing Advances pursuant to this subclause (v) with respect to any Mortgage Loan shall be limited to amounts received on particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds, Subsequent Recoveries and purchase and repurchase proceeds) that represent late recoveries of the payments for which such Servicing Advances were made;

(vi) to pay to the Seller, with respect to each Mortgage Loan or property acquired in respect thereof that has been purchased pursuant to Section 2.02, 2.03 or 3.19 of this Agreement, all amounts received thereon and not taken into account in determining the related Stated Principal Balance of such repurchased Mortgage Loan;

(vii) to pay any expenses recoverable by the Master Servicer pursuant to Section 7.04 of this Agreement;

(viii) to withdraw pursuant to Section 4.01 any amount deposited in the Protected Account and not required to be deposited therein; and

(ix) to clear and terminate the Protected Account upon termination of this Agreement pursuant to Section 10.01 hereof.

In addition, no later than 10:00 a.m. Eastern time on the Distribution Account Deposit Date, the Master Servicer shall withdraw from the Protected Account and remit to the Trustee the amount of Interest Funds (without taking into account any reduction in the amount of Interest Funds attributable to the application of clause (c) of the definition thereof contained in Article I of this Agreement) and Principal Funds collected, to the extent on deposit, and the Trustee shall deposit such amount in the Distribution Account. In addition, on or before the Distribution Account Deposit Date, the Master Servicer shall remit to the Trustee for deposit in the Distribution Account any Advances or any payments of Compensating Interest required to be made by the Master Servicer with respect to the Mortgage Loans. Furthermore, on each Distribution Account Deposit Date, the Master Servicer shall remit to the Trustee all Prepayment Charges collected by the Master Servicer with respect to the Mortgage Loans during the related Prepayment Period.

The Master Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Protected Account pursuant to subclauses (i), (ii), (iv), (v), (vi) and (vii) above. Prior to making any withdrawal from the Protected Account pursuant to subclause (iii), the Master Servicer shall deliver to the Trustee an Officer’s Certificate of a Servicing Officer indicating the amount of any previous Advance or Servicing Advance determined by the Master Servicer to be a Nonrecoverable Advance and identifying the related Mortgage Loan(s), and their respective portions of such Nonrecoverable Advance.

Section 4.03 Collection of Taxes; Assessments and Similar Items; Escrow Accounts.

With respect to each Mortgage Loan, to the extent required by the related Mortgage Note, the Master Servicer shall establish and maintain one or more accounts (each, an “Escrow Account”) and deposit and retain therein all collections from the Mortgagors (or advances by the Master Servicer) for the payment of taxes, assessments, hazard insurance premiums or comparable items for the account of the Mortgagors. Nothing herein shall require the Master Servicer to compel a Mortgagor to establish an Escrow Account in violation of applicable law.

Withdrawals of amounts so collected from the Escrow Accounts may be made only to effect timely payment of taxes, assessments, hazard insurance premiums, condominium or PUD association dues, or comparable items, to reimburse the Master Servicer out of related collections for any payments made with respect to each Mortgage Loan pursuant to Section 3.01 (with respect to taxes and assessments and insurance premiums) and Section 3.05 (with respect to hazard insurance), to refund to any Mortgagors for any Mortgage Loans any sums as may be determined to be overages, to pay interest, if required by law or the terms of the related Mortgage or Mortgage Note, to such Mortgagors on balances in the Escrow Account or to clear and terminate the Escrow Account at the termination of this Agreement in accordance with Section 10.01 thereof. The Escrow Account shall not be a part of the Trust Fund.

Section 4.04 Distribution Account.

(a) The Trustee shall establish and maintain in the name of the Trustee, for the benefit of the Certificateholders, the Distribution Account as a segregated trust account or accounts.

(b) All amounts deposited to the Distribution Account shall be held by the Trustee in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement.

(c) The Distribution Account shall constitute an Eligible Account of the Trust Fund segregated on the books of the Trustee and held by the Trustee and the Distribution Account and the funds deposited therein shall not be subject to, and shall be protected from, all claims, liens, and encumbrances of any creditors or depositors of the Trustee (whether made directly, or indirectly through a liquidator or receiver of the Trustee). The amount at any time credited to the Distribution Account may be invested in the name of the Trustee, in such Permitted Investments, or deposited in demand deposits with such depository institutions, as determined by the Trustee. All Permitted Investments shall mature or be subject to redemption or withdrawal on or before, and shall be held until, the next succeeding Distribution Date if the obligor for such Permitted Investment is the Trustee or, if such obligor is any other Person, the Business Day preceding such Distribution Date. All investment earnings on amounts on deposit in the Distribution Account or benefit from funds uninvested therein from time to time shall be for the account of the Trustee. The Trustee shall be permitted to withdraw or receive distribution of any and all investment earnings from the Distribution Account on each Distribution Date. If there is any loss on a Permitted Investment or demand deposit, the Trustee shall deposit the amount of the loss from its own funds in the Distribution Account not later than the applicable Distribution Date on which the moneys so invested are required to be distributed to the Certificateholders. With respect to the Distribution Account and the funds deposited therein, the Trustee shall take such action as may be necessary to ensure that the Certificateholders shall be entitled to the priorities afforded to such a trust account (in addition to a claim against the estate of the Trustee) as provided by 12 U.S.C. § 92a(e), and applicable regulations pursuant thereto, if applicable, or any applicable comparable state statute applicable to state chartered banking corporations.

Section 4.05 Permitted Withdrawals and Transfers from the Distribution Account.

(a) The Trustee will make or cause to be made such withdrawals or transfers from the Distribution Account for the following purposes:

(i) to pay to itself the Trustee Fee;

(ii) to reimburse the Trustee, the Supplemental Interest Trust Trustee or the Swap Administrator for expenses, costs and liabilities incurred by or reimbursable to it pursuant to this Agreement;

(iii) to pay investment income to the Trustee;

(iv) to remove amounts deposited in error;

(v) to make distributions to the Swap Administrator for payment to the Swap Provider as provided in this Agreement; and

(vi) to clear and terminate the Distribution Account pursuant to Section 10.01.

(b) On each Distribution Date, the Trustee shall distribute Interest Funds and Principal Funds in the Distribution Account to the Holders of the Certificates in accordance with Section 5.04.

Section 4.06 Class P Certificate Account.

(a) The Trustee shall establish and maintain in the name of the Trustee, for the benefit of the Class P Certificateholders, the Class P Certificate Account as a segregated trust account or accounts.

(b) On the Closing Date, the Depositor will deposit, or cause to be deposited in the Class P Certificate Account, an amount equal to $100. All amounts deposited to the Class P Certificate Account shall be held by the Trustee in the name of the Trustee in trust for the benefit of the Class P Certificateholders in accordance with the terms and provisions of this Agreement. The amount on deposit in the Class P Certificate Account shall be held uninvested.

ARTICLE V

DISTRIBUTIONS AND ADVANCES

Section 5.01 Advances.

The Master Servicer shall, or shall cause the related subservicer pursuant to the Subservicing Agreement to, make an Advance (other than any balloon payments) and deposit such Advance in the Protected Account. Each such Advance shall be remitted to the Distribution Account no later than 10:00 a.m. Eastern time on the Distribution Account Deposit Date in immediately available funds. The Master Servicer shall be obligated to make any such Advance only to the extent that such advance would not be a Nonrecoverable Advance. If the Master Servicer shall have determined that it has made a Nonrecoverable Advance or that a proposed Advance or a lesser portion of such Advance would constitute a Nonrecoverable Advance, the Master Servicer shall deliver (i) to the Trustee for the benefit of the Certificateholders funds constituting the remaining portion of such Advance, if applicable, and (ii) to the Depositor, each Rating Agency and the Trustee an Officer’s Certificate setting forth the basis for such determination. Subject to the Master Servicer’s recoverability determination, in the event that a subservicer fails to make a required Advance, the Master Servicer shall be required to remit the amount of such Advance to the Distribution Account.

In lieu of making all or a portion of such Advance from its own funds, the Master Servicer may (i) cause to be made an appropriate entry in its records relating to the Protected Account that any Amount Held for Future Distributions has been used by the Master Servicer in discharge of its obligation to make any such Advance and (ii) transfer such funds from the Protected Account to the Distribution Account. Any funds so applied and transferred shall be replaced by the Master Servicer by deposit in the Distribution Account, no later than the close of business on the Business Day immediately preceding the Distribution Date on which such funds are required to be distributed pursuant to this Agreement.

The Master Servicer shall be entitled to be reimbursed from the Protected Account for all Advances of its own funds made pursuant to this Section as provided in Section 4.02. The obligation to make Advances with respect to any Mortgage Loan shall continue until such Mortgage Loan is paid in full or the related Mortgaged Property or related REO Property has been liquidated or until the purchase or repurchase thereof (or substitution therefor) from the Trust Fund pursuant to any applicable provision of this Agreement, except as otherwise provided in this Section 5.01.

Subject to and in accordance with the provisions of Article VIII hereof, in the event the Master Servicer fails to make such Advance, then the Trustee, as Successor Master Servicer, shall be obligated to make such Advance, subject to the provisions of this Section 5.01.

Section 5.02 Compensating Interest Payments.

In the event that there is a Prepayment Interest Shortfall arising from a voluntary Principal Prepayment in part or in full by the Mortgagor with respect to any Mortgage Loan, the Master Servicer shall, to the extent of the Servicing Fee for such Distribution Date, deposit into the Distribution Account, as a reduction of the Servicing Fee for such Distribution Date, no later than the close of business on the Business Day immediately preceding such Distribution Date, an amount equal to the Prepayment Interest Shortfall; and in case of such deposit, the Master Servicer shall not be entitled to any recovery or reimbursement from the Depositor, the Trustee, the Seller, the Trust Fund or the Certificateholders.

Section 5.03 REMIC Distributions.

On each Distribution Date the Trustee shall be deemed to have allocated distributions to the REMIC I Regular Interests, REMIC II Regular Interests, Class CE Interest, Class P Interest and Class IO Interest in accordance with Section 5.07 hereof.

Section 5.04 Distributions.

(a) Subject to Section 3.21(c), on each Distribution Date, an amount equal to the Interest Funds and Principal Funds for each Loan Group for such Distribution Date shall be withdrawn by the Trustee from the Distribution Account and distributed in the following order of priority:

(1) Interest Funds shall be distributed in the following manner and order of priority:

(A) From Interest Funds in respect of:

(i)

Loan Group I, to the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, the Current Interest and any Interest Carry Forward Amount for each such Class, on a pro rata basis, based on the entitlement of each such Class; and

(ii)

Loan Group II, to the Class II-A Certificates, the Current Interest and any Interest Carry Forward Amount for such Class;

(B) From remaining Interest Funds in respect of the non-related Loan Group, to the non-related Class I-A Certificates and Class II-A Certificates, the remaining Current Interest, if any, and the remaining Interest Carry Forward Amount, if any, for such Classes, pro rata based on the entitlement of each such Class;

(C) From remaining Interest Funds in respect of both Loan Groups, sequentially to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates, in that order, the Current Interest for such Class.

Any Excess Spread to the extent necessary to meet a level of overcollateralization equal to the Overcollateralization Target Amount shall be the Extra Principal Distribution Amount and will be included as part of the Principal Distribution Amount. Any Remaining Excess Spread together with any Overcollateralization Release Amount shall be applied as Excess Cashflow and distributed pursuant to clauses (4)(A) through (H) below.

On any Distribution Date, any Relief Act Interest Shortfalls and any Prepayment Interest Shortfalls to the extent not covered by Compensating Interest will be allocated as set forth in the definition of “Current Interest” herein.

(2) On each Distribution Date, the Principal Distribution Amount shall be distributed in the following manner and order of priority:

(A) For each Distribution Date (i) prior to the Stepdown Date or (ii) on which a Trigger Event is in effect:

(i)

To the Class A Certificates, the Principal Distribution Amount for such Distribution Date to be distributed as follows:

(1) from the Group I Principal Distribution Amount for such Distribution Date, sequentially, to the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero; and

(2) from the Group II Principal Distribution Amount for such Distribution Date, to the Class II-A Certificates, until the Certificate Principal Balance thereof is reduced to zero;

(ii)

To the Class M-1 Certificates, from any remaining Principal Funds in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(iii)

To the Class M-2 Certificates, from any remaining Principal Funds in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(iv)

To the Class M-3 Certificates, from any remaining Principal Funds in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(v)

To the Class M-4 Certificates, from any remaining Principal Funds in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(vi)

To the Class M-5 Certificates, from any remaining Principal Funds in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(vii)

To the Class M-6 Certificates, from any remaining Principal Funds in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(viii)

To the Class M-7 Certificates, from any remaining Principal Funds in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(ix)

To the Class M-8 Certificates, from any remaining Principal Funds in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(x)

To the Class M-9 Certificates, from any remaining Principal Funds in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(xi)

To the Class M-10 Certificates, from any remaining Principal Funds in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero; and

(xii)

To the Class M-11 Certificates, from any remaining Principal Funds in respect of both Loan Groups for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero.

(B) For each Distribution Date on or after the Stepdown Date, so long as a Trigger Event is not in effect:

(i)

To the Class A Certificates, the Principal Distribution Amount for such Distribution Date to be distributed as follows:

(1) from the Group I Principal Distribution Amount for such Distribution Date, sequentially, to the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, in that order, the Class I-A Principal Distribution Amount for such Distribution Date, in each case until the Certificate Principal Balance thereof is reduced to zero; and

(2) from the Group II Principal Distribution Amount for such Distribution Date, to the Class II-A Certificates, the Class II-A Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balances thereof are reduced to zero;

(ii)

To the Class M-1 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(iii)

To the Class M-2 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(iv)

To the Class M-3 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-3 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(v)

To the Class M-4 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-4 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(vi)

To the Class M-5 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-5 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(vii)

To the Class M-6 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-6 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(viii)

To the Class M-7 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-7 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(ix)

To the Class M-8 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-8 rincipal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(x)

To the Class M-9 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-9 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(xi)

To the Class M-10 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-10 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; and

(xii)

To the Class M-11 Certificates, from any remaining Principal Distribution Amount in respect of both Loan Groups for such Distribution Date, the Class M-11 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero.

(3) Notwithstanding the provisions of clauses (2)(A) and (B) above, if on any Distribution Date the Class A Certificates related to a Loan Group are no longer outstanding, the pro rata portion of the Principal Distribution Amount or the applicable Class A Principal Distribution Amount, as applicable, otherwise allocable to such Class A Certificates will be allocated to the remaining group of Class A Certificates pro rata in the same manner and order of priority described above; and

(4) Any Excess Cashflow shall be distributed in the following manner and order of priority:

(A) from any remaining Excess Cashflow, to the Class A Certificates, (a) first, any remaining Interest Carry Forward Amount for such Classes, pro rata, in accordance with the Interest Carry Forward Amount due with respect to each such Class, to the extent not fully paid pursuant to clause (1) (A) above and Section 3.21(d) and (b) second, any Unpaid Realized Loss Amount for such Classes for such Distribution Date, pro rata, in accordance with the Applied Realized Loss Amount allocated to each such Class;

(B) from any remaining Excess Cashflow, sequentially, to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates, in that order, an amount equal to the Interest Carry Forward Amount for each such Class for such Distribution Date to the extent not fully paid pursuant to Section 3.21(d);

(C) from any remaining Excess Cashflow otherwise distributable to the Class CE Interest and the Class CE Certificates, to the Reserve Fund, (i) first, to pay to the Classes of Class I-A Certificates and Class II-A Certificates, any Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution Date, on a pro rata basis, based on the amount of the Basis Risk Shortfall Carry Forward Amount for each such Class and to the extent not paid pursuant to Section 3.21(d) and to the extent such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;

(D) from any remaining Excess Cashflow otherwise distributable to the Class CE Interest and the Class CE Certificates, to the Reserve Fund, (i) first, to pay to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates, sequentially in that order, any Basis Risk Shortfall Carry Forward Amount for each such Class for such Distribution Date, if any, in each case to the extent not paid pursuant to Section 3.21(d) and to the extent such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;

(E) from any remaining Excess Cashflow, to the Class A Certificates, on a pro rata basis, based on the entitlement of each such Class, and then sequentially to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates, in that order, the amount of Relief Act Shortfalls and any Prepayment Interest Shortfalls allocated to such Classes of Certificates, to the extent not previously reimbursed;

(F) from any remaining Excess Cashflow, to the Swap Administrator for payment to the Swap Provider, any Swap Termination Payments due to a Swap Provider Trigger Event owed by the Trust Fund (to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee);

(G) from any remaining Excess Cashflow, to the Class CE Interest and Class CE Certificates, an amount equal to the Class CE Distribution Amount reduced by amounts distributed in clauses (C) and (D) above; and

(H) from any remaining Excess Cashflow, to each of the Class R-1, Class R-2, Class R-3 and Class RX Certificates, based on the related REMIC in which such amounts remain.

On each Distribution Date, all amounts in respect of Prepayment Charges shall be distributed to the Holders of the Class P Interest and the Class P Certificates, provided that such distributions shall not be in reduction of the principal balance thereof. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, any amount on deposit in the Class P Certificate Account will be distributed to the Holders of the Class P Interest and the Class P Certificates in reduction of the Certificate Principal Balance thereof.

In addition, notwithstanding the foregoing, on any Distribution Date after the Distribution Date on which the Certificate Principal Balance of a Class of Class A Certificates or Class M Certificates has been reduced to zero, that Class of Certificates will be retired and will no longer be entitled to distributions, including distributions in respect of Prepayment Interest Shortfalls or Basis Risk Shortfall Carry Forward Amounts.

In addition, notwithstanding the foregoing clause (a)(2), to the extent a Class IO Distribution Amount is payable from principal collections, Principal Distribution Amounts will be deemed paid to the most subordinate Class of Regular Certificates, until the Certificate Principal Balance thereof has been reduced to zero, and such amount will be paid pursuant to Section 3.21(f).

(b) In addition to the foregoing distributions, with respect to any Subsequent Recoveries, the Master Servicer shall deposit such funds into the Protected Account pursuant to Section 4.01(b)(iii). If, after taking into account such Subsequent Recoveries, the amount of a Realized Loss is reduced, the amount of such Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the highest payment priority to which Realized Losses have been allocated, but not by more than the amount of Realized Losses previously allocated to that Class of Certificates pursuant to Section 5.05; provided, however, to the extent that no reductions to a Certificate Principal Balance of any Class of Certificates currently exists as the result of a prior allocation of a Realized Loss, such Subsequent Recoveries will be applied as Excess Spread. The amount of any remaining Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the next highest payment priority, up to the amount of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 5.05, and so on. Holders of such Certificates will not be entitled to any payment in respect of Current Interest on the amount of such increases for any Interest Accrual Period preceding the Distribution Date on which such increase occurs. Any such increases shall be applied to the Certificate Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest.

(c) Subject to Section 10.02 hereof respecting the final distribution, on each Distribution Date the Trustee shall make distributions to each Certificateholder of record on the preceding Record Date either by wire transfer in immediately available funds to the account of such Holder at a bank or other entity having appropriate facilities therefor, if such Holder has so notified the Trustee at least 5 Business Days prior to the related Record Date, or, if not, by check mailed by first class mail to such Certificateholder at the address of such Holder appearing in the Certificate Register. Notwithstanding the foregoing, but subject to Section 10.02 hereof respecting the final distribution, distributions with respect to Certificates registered in the name of a Depository shall be made to such Depository in immediately available funds.

(d) On or before 5:00 p.m. Eastern time on the fifth Business Day immediately preceding each Distribution Date, the Master Servicer shall deliver a report to the Trustee in electronic form (or by such other means as the Master Servicer and the Trustee may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Trustee such as to permit the Trustee to prepare the Monthly Statement to Certificateholders and to make the required distributions for the related Distribution Date.

Section 5.05 Allocation of Realized Losses.

(a) All Realized Losses on the Mortgage Loans allocated to any REMIC II Regular Interest pursuant to Section 5.05(c) on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date as follows: first, to Excess Spread as part of the payment in respect of the Extra Principal Distribution Amount for such Distribution Date; second, to the Class CE Interest and Class CE Certificates, until the Certificate Principal Balance or Uncertificated Principal Balance thereof, as applicable, has been reduced to zero; third, to the Class M-11 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class M-10 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eleventh, to the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; twelfth, to the Class M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; thirteenth, to the Class M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourteenth, to the related Class or Classes of Class A Certificates, on a pro rata basis, until the Certificate Principal Balances thereof have been reduced to zero; and fifteenth, to the unrelated Class or Classes of Class A Certificates, on a pro rata basis, until the Certificate Principal Balances thereof have been reduced to zero. All Realized Losses to be allocated to the Certificate Principal Balances of all Classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance of any Class of Certificates shall be to the Certificate Principal Balance of such Class immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses, in each case to be allocated to such Class of Certificates, on such Distribution Date.

(b) Any allocation of Realized Losses to a Class of Certificates or to the Class CE Interest on any Distribution Date shall be made by reducing the Certificate Principal Balance or Uncertificated Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to Excess Spread shall be made by reducing the amount otherwise payable in respect of the Class CE Interest and the Class CE Certificates pursuant to clause (G) of Section 5.04(a)(4). No allocations of any Realized Losses shall be made to the Certificate Principal Balance or Uncertificated Principal Balance, as applicable, of the Class P Interest and the Class P Certificates.

Notwithstanding the foregoing, no such allocation of any Realized Loss shall be made on a Distribution Date to any Class of Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balance of all the Certificates as of such Distribution Date, (other than the Class CE Certificates and Class P Certificates) after giving effect to all distributions and prior allocations of Realized Losses on the Mortgage Loans on such date, to an amount less than the aggregate Stated Principal Balance of all of the Mortgage Loans as of the first day of the month of such Distribution Date (such limitation, the “Loss Allocation Limitation”). In addition in no event will the Certificate Principal Balance of any Certificate be reduced more than once in respect of any particular amount both (i) allocable to such Certificate in respect of Realized Losses and (ii) payable as principal to the Holder of such Certificate from Remaining Excess Spread.

As used herein, an allocation of a Realized Loss on a “pro rata basis” among two or more specified Classes of Certificates means an allocation on a pro rata basis, among the various Classes so specified, to each such Class of Certificates on the basis of their then outstanding Certificate Principal Balances prior to giving effect to distributions to be made on such Distribution Date. All Realized Losses and all other losses allocated to a Class of Certificates hereunder will be allocated among the Certificates of such Class in proportion to the Percentage Interests evidenced thereby.

(c) (i) All Realized Losses on the Group I Loans shall be allocated on each Distribution Date to REMIC I Regular Interest I-1-A through REMIC I Regular Interest I-60-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC I Regular Interest has been reduced to zero, provided that, for REMIC I Group I Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC I Regular Interests. All Realized Losses on the Group II Loans shall be allocated on each Distribution Date to REMIC I Regular Interest II-1-A through REMIC I Regular Interest II-60-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC I Regular Interest has been reduced to zero, provided that, for REMIC I Group II Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC I Regular Interests.

(ii) The REMIC II Marker Percentage of all Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC II Regular Interests in the specified percentages, as follows: first, to Uncertificated Accrued Interest payable to the REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.02), 98.00% and 2.00%, respectively; second, to the Uncertificated Principal Balances of the REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; third, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-11 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-11 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-10 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-10 has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-9 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-9 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-8 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-8 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-7 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-7 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-6 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-6 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-5 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-5 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-4 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-4 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-3 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-3 has been reduced to zero; twelfth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-2 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-2 has been reduced to zero; thirteenth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-1 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-1 has been reduced to zero; fourteenth, to the Uncertificated Principal Balance of REMIC II Regular Interest AA, 98.00%, to the Uncertificated Principal Balances of the related REMIC II Regular Interests X-X-0, X-X-0, X-X-0 and II-A, 1.00% pro rata, and to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC II Regular Interests X-X-0, X-X-0, X-X-0 and II-A have been reduced to zero; and fifteenth, to the Uncertificated Principal Balance of REMIC II Regular Interest AA, 98.00%, to the Uncertificated Principal Balances of the unrelated REMIC II Regular Interests X-X-0, X-X-0, X-X-0 and II-A, 1.00% pro rata, and to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC II Regular Interests X-X-0, X-X-0, X-X-0 and II-A have been reduced to zero.

(iii) The REMIC II Sub WAC Allocation Percentage of all Realized Losses shall be applied after all distributions have been made on each Distribution Date first, so as to keep the Uncertificated Principal Balance of each REMIC II Regular Interest ending with the designation “Grp” equal to 0.01% of the aggregate Stated Principal Balance of the Mortgage Loans in the related Loan Group; second, to each REMIC II Regular Interest ending with the designation “Sub” so that the Uncertificated Principal Balance of each such REMIC II Regular Interest is equal to 0.01% of the excess of (x) the aggregate Stated Principal Balance of the Mortgage Loans in the related Loan Group over (y) the current aggregate Certificate Principal Balance of the Class A Certificates related to such Loan Group (except that if any such excess is a larger number than in the preceding distribution period, the least amount of Realized Losses shall be applied to such REMIC II Regular Interests such that the REMIC II Subordinated Balance Ratio is maintained); and third, any remaining Realized Losses shall be allocated to REMIC II Regular Interest XX.

Section 5.06 Monthly Statements to Certificateholders.

(a) Not later than each Distribution Date, the Trustee shall prepare and make available to each Holder of Certificates, the Master Servicer, the Swap Provider and the Depositor a statement setting forth for the Certificates:

(i) the applicable record dates, accrual periods, determination dates for calculating distributions and general distribution dates;

(ii) the total cash flows received and the general sources thereof;

(iii) the amount, if any, of fees or expenses accrued and paid, with an identification of the payee and the general purpose of such fees including the related amount of the Servicing Fees paid to or retained by the Master Servicer for the related Due Period;

(iv) the amount of any Net Swap Payment payable to the Swap Administrator, any Net Swap Payment payable to the Swap Provider, any Swap Termination Payment payable to the Swap Administrator and any Swap Termination Payment payable to the Swap Provider;

(v) the amount of the related distribution to Holders of each Class allocable to principal, separately identifying (A) the aggregate amount of any Principal Prepayments included therein, (B) the aggregate of all scheduled payments of principal included therein and (C) the Extra Principal Distribution Amount (if any);

(vi) the amount of such distribution to Holders of each Class of Class A Certificates and Class M Certificates allocable to interest and the portion thereof, if any, provided by the Swap Agreement and the amount of coverage remaining under either credit enhancement;

(vii) the Interest Carry Forward Amounts and any Basis Risk Shortfall Carry Forward Amounts for each Class of Certificates (if any);

(viii) the Pass-Through Rate for each Class of Class A Certificates and Class M Certificates with respect to the current Accrual Period, and, if applicable, whether such Pass-Through Rate was limited by the related Net Rate Cap;

(ix) the number and the aggregate of the Stated Principal Balance of (A) all of the Mortgage Loans and (B) the Adjustable Rate Mortgage Loans, for the following Distribution Date;

(x) the Certificate Principal Balance or Certificate Notional Amount, as applicable, of each Class before and after giving effect (i) to all distributions allocable to principal on such Distribution Date and (ii) the allocation of any Applied Realized Loss Amounts for such Distribution Date;

(xi) the number and aggregate Stated Principal Balance of the Mortgage Loans in each Loan Group (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy) (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, (B) in foreclosure and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent and (C) in bankruptcy and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, (2) second lien Mortgage Loans, and (3) Adjustable Rate Mortgage Loans, in each such Loan Group;

(xii) the amount of aggregate Advances included in the distribution on such Distribution Date (including the general purpose of such Advances), the aggregate amount of unreimbursed Advances as of the end of the Due Period, and the general source of funds for reimbursements;

(xiii) the amount of, if any, of excess cashflow or excess spread and the application of such excess cashflow;

(xiv) the cumulative amount of Applied Realized Loss Amounts through the end of the preceding month;

(xv) if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time;

(xvi) with respect to any Mortgage Loan that was liquidated during the preceding calendar month, the aggregate Stated Principal Balance of, and Realized Loss on, such Mortgage Loans as of the close of business on the Determination Date preceding such Distribution Date;

(xvii) the total number and principal balance of any real estate owned or REO Properties as of the close of business on the Determination Date preceding such Distribution Date;

(xviii) the three month rolling average of the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more delinquent or are in bankruptcy or foreclosure or are REO Properties, and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, and (2) Adjustable Rate Mortgage Loans;

(xix) the Realized Losses during the related Prepayment Period and the cumulative Realized Losses through the end of the preceding month;

(xx) whether a Trigger Event exists;

(xxi) the amount of the distribution made on such Distribution Date to the Holders of the Class P Certificates allocable to Prepayment Charges;

(xxii) information on loss, delinquency or other tests used for determining early amortization, liquidation, stepdowns or other performance triggers and whether the trigger was met;

(xxiii) the amount of the Prepayment Charges remitted by the Master Servicer and the amount on deposit in the Reserve Fund;

(xxiv) updated pool composition data including the following: weighted average mortgage rate and weighted average remaining term;

(xxv) information regarding any new issuance of securities backed by the same asset pool, any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund, if applicable; and

(xxvi) any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund.

The Depositor covenants that if there is a material change in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund that it will notify the Trustee five calendar days before each Distribution Date, and if no such notification occurs, the Trustee has no obligation to report with respect to (xxvi). The Depositor covenants to the Trustee that there will be no new issuance of securities backed by the same asset pool, so the Trustee will only be responsible in (xxv) above for reporting any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund.

The Trustee may make the foregoing Monthly Statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders via the Trustee’s internet website. The Trustee’s internet website shall initially be located at “xxx.xxxxxxxx.xxx”. Assistance in using the website can be obtained by calling the the Trustee at (000) 000-0000. Parties that are unable to use the above distribution options are entitled to have a paper copy mailed to them via first class mail by calling the Trustee and indicating such. The Trustee may change the way Monthly Statements are distributed in order to make such distributions more convenient or more accessible to the above parties.

(b) The Trustee’s responsibility for making the above information available to the Certificateholders is limited to the availability, timeliness and accuracy of the information derived from the parties providing the information to the Trustee. The Trustee will make available a copy of each statement provided pursuant to this Section 5.06 to each Rating Agency.

(c) Within a reasonable period of time after the end of each calendar year, the Trustee shall cause to be furnished upon request to each Person who at any time during the calendar year was a Certificateholder, a statement containing the information (only with respect to principal and interest) set forth in clauses (a)(v) and (a)(vi) of this Section 5.06 aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code as from time to time in effect.

(d) Upon filing with the Internal Revenue Service, the Trustee shall furnish to the Holders of the Residual Certificates the applicable Form 1066 and each applicable Form 1066Q and shall respond promptly to written requests made not more frequently than quarterly by any Holder of a Residual Certificate with respect to the following matters:

(i) The original projected principal and interest cash flows on the Closing Date on each Class of regular and residual interests created hereunder and on the Mortgage Loans, based on the Prepayment Assumption;

(ii) The projected remaining principal and interest cash flows as of the end of any calendar quarter with respect to each class of Regular Interests and Residual Interests created hereunder and the Mortgage Loans, based on the Prepayment Assumption;

(iii) The applicable Prepayment Assumption and any interest rate assumptions used in determining the projected principal and interest cash flows described above;

(iv) The original issue discount (or, in the case of the Mortgage Loans, market discount) or premium accrued or amortized through the end of such calendar quarter with respect to each class of Regular Interests or Residual Interests created hereunder and to the Mortgage Loans, together with each constant yield to maturity used in computing the same;

(v) The treatment of Realized Losses with respect to the Mortgage Loans or the Regular Interests created hereunder, including the timing and amount of any cancellation of indebtedness income of a REMIC with respect to such Regular Interests or bad debt deductions claimed with respect to the Mortgage Loans;

(vi) The amount and timing of any non-interest expenses of a REMIC; and

(vii) Any taxes (including penalties and interest) imposed on the REMIC, including, without limitation, taxes on “prohibited transactions,” “contributions” or “net income from foreclosure property” or state or local income or franchise taxes.

The information pursuant to clauses (i), (ii), (iii) and (iv) above shall be provided by the Depositor pursuant to Section 9.12.

Section 5.07 REMIC Designations and REMIC Distributions.

(a) The Trustee shall elect that each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI shall be treated as a REMIC under Section 860D of the Code. Any inconsistencies or ambiguities in this Agreement or in the administration of this Agreement shall be resolved in a manner that preserves the validity of such REMIC elections. The assets of REMIC I shall include the Mortgage Loans and all interest owing in respect of and principal due thereon, the Distribution Account, the Protected Account, any REO Property, any proceeds of the foregoing and any other assets subject to this Agreement (other than the Reserve Fund, any Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Swap Account and any rights or obligations in respect of the Swap Administration Agreement). The REMIC I Regular Interests shall constitute the assets of REMIC II. The REMIC II Regular Interests shall constitute the assets of REMIC III. The Class CE Interest shall constitute the assets of REMIC IV. The Class P Interest shall constitute the assets of REMIC V. The Class IO Interest shall constitute the assets of REMIC VI.

(b) (1) On each Distribution Date, the following amounts with respect to Loan Group I, in the following order of priority, shall be distributed by REMIC I to REMIC II on account of REMIC I Regular Interests I-1-A through I-60-B or withdrawn from the Distribution Account and distributed to the Holders of the Class R-1 Certificates, as the case may be:

(i) from the Interest Funds and Principal Funds for Loan Group I, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to holders of each of the REMIC I Regular Interests I-1-A through I-60-B, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;

(ii) to the extent of amounts remaining after the distributions made pursuant to clause (i) above, to REMIC I Regular Interests I-1-A through I-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Group I Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC I Regular Interests; and

(iii) any remaining amount to the Holders of the Class R-1 Certificates.

(2) On each Distribution Date, the following amounts with respect to Loan Group II, in the following order of priority, shall be distributed by REMIC I to REMIC II on account of REMIC I Regular Interests II-1-A through II-60-B or withdrawn from the Distribution Account and distributed to the Holders of the Class R-1 Certificates, as the case may be:

(i) from the Interest Funds and Principal Funds for Loan Group II, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of each of the REMIC I Regular Interests II-1-A through II-60-B, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;

(ii) to the extent of amounts remaining after the distributions made pursuant to clause (i) above, to REMIC I Regular Interests II-1-A through II-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Group II Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC I Regular Interests; and

(iii) any remaining amount to the Holders of the Class R-1 Certificates.

(3) On each Distribution Date, amounts representing Prepayment Charges on the Mortgage loans shall be deemed distributed to REMIC I Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC I Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, $100 shall be deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof.

(c) (1) On each Distribution Date, the following amounts, in the following order of priority, shall be distributed by REMIC II to REMIC III on account of the REMIC II Regular Interests (other than REMIC II Regular Interest P) or withdrawn from the Distribution Account and distributed to the Holders of the Class R-2 Certificates, as the case may be:

(i) from the Interest Funds and Principal Funds for both Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of REMIC II Regular Interest IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(ii) to the extent of the REMIC II Marker Allocation Percentage of the Interest Funds and Principal Funds for both Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution pursuant to clause (i), to the holders of each REMIC II Regular Interest (other than REMIC II Regular Interests IO, 1-Sub, 1-Grp, 2-Sub, 2-Grp, XX and P), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC II Regular Interest ZZ shall be reduced when the REMIC II Overcollateralization Amount is less than the REMIC II Required Overcollateralization Amount, by the lesser of (x) the amount of such difference and (y) the Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to the holders of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate in the same proportion as the Extra Principal Distribution Amount is allocated to the Corresponding Certificates for each such REMIC II Regular Interest, and the Uncertificated Principal Balance of REMIC II Regular Interest ZZ shall be increased by such amount;

(iii) to the extent of the REMIC II Sub WAC Allocation Percentage of the Interest Funds and Principal Funds for both Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof remaining after the distribution pursuant to clause (i), to the holders of REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp and REMIC II Regular Interest XX, pro rata, an amount equal to (A) the Uncertificated Accrued Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(iv) to the holders of REMIC II Regular Interests (other than REMIC II Regular Interests IO, 1-Sub, 1-Grp, 2-Sub, 2-Grp, XX and P) in an amount equal to the REMIC II Marker Allocation Percentage of the remainder of the Interest Funds and Principal Funds for both Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the defintions thereof after the distributions made pursuant to clauses (i), (ii) and (iii) above, allocated as follows:

(A) 98% of such remainder to the holders of REMIC II Regular Interest AA, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero;

(B) 2% of such remainder, first, to the holders of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for each such REMIC II Regular Interest, until the Uncertificated Principal Balances of such REMIC II Regular Interests are reduced to zero; and second, to the holders of REMIC II Regular Interest ZZ, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero; and

(v) to the holders of REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp and REMIC II Regular Interest XX, in an amount equal to the REMIC II Sub WAC Allocation Percentage of the remainder of the Interest Funds and Principal Funds for both Loan Groups, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof after the distributions made pursuant to clauses (i), (ii) and (iii) above, first, so as to keep the Uncertificated Principal Balance of each REMIC II Regular Interest ending with the designation “Grp” equal to 0.01% of the aggregate Stated Principal Balance of the Mortgage Loans in the related Loan Group; second, to each REMIC II Regular Interest ending with the designation “Sub,” so that the Uncertificated Principal Balance of each such REMIC II Regular Interest is equal to 0.01% of the excess of (x) the aggregate Stated Principal Balance of the Mortgage Loans in the related Loan Group over (y) the current aggregate Certificate Principal Balance of the Class A Certificates related to such Loan Group (except that if any such excess is a larger number than in the preceding distribution period, the least amount of principal shall be distributed to such REMIC II Regular Interests such that the REMIC II Subordinated Balance Ratio is maintained); third, to REMIC II Regular Interest XX, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero; and fourth, any remaining amount to the Holders of the Class R-2 Certificates.

(2) On each Distribution Date, amounts representing Prepayment Charges on the Mortgage loans deemed distributed in respect of REMIC I Regular Interest P shall be deemed to be distributed to REMIC II Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC II Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, an amount equal to $100 deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof shall be deemed to be distributed to REMIC II Regular Interest P in reduction of the Uncertificated Principal Balance thereof.

(d) On each Distribution Date, interest shall be deemed payable from REMIC III to the holders of each REMIC III Regular Interest the ownership of which is represented by the Class A Certificates and Class M Certificates at a pass-through rate equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case on a principal balance equal to the Certificate Principal Balance of the Corresponding Certificate for such Distribution Date. For the avoidance of doubt, principal shall be payable to, and shortfalls, losses and prepayments shall be allocable to, the REMIC III Regular Interests the ownership of which is represented by the Class A Certificates and Class M Certificates as such amounts are payable and allocable to the Corresponding Certificates.

(e) On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 5.04(a)(4)(C), (D) and (G) on such date shall be deemed distributed from REMIC III to REMIC IV in respect of the Class CE Distribution Amount distributable to the Class CE Interest.

(f) On each Distribution Date, 100% of the amount deemed distributed on REMIC II Regular Interest P shall be deemed distributed by REMIC III to REMIC V in respect of the Class P Interest.

(g) On each Distribution Date, 100% of the amount deemed distributed on REMIC II Regular Interest IO shall be deemed distributed by REMIC III to REMIC VI in respect of the Class IO Interest. Such amount shall be deemed distributed by REMIC VI to the Swap Administrator for deposit into the Swap Account.

ARTICLE VI

THE CERTIFICATES

Section 6.01 The Certificates.

The Certificates shall be substantially in the forms attached hereto as Exhibits A-1 through A-5. The Certificates shall be issuable in registered form, in the minimum dollar denominations, integral dollar multiples in excess thereof (except that one Certificate of each Class may be issued in a different amount which must be in excess of the applicable minimum dollar denomination) and aggregate dollar denominations as set forth in the following table:

Class	Minimum Denomination			Integral Multiple in Excess of Minimum			Original Certificate Principal Balance or Notional Amount
I-A-1	$	100,000		$	1.00		$	101,384,000.00
I-A-2	$	100,000		$	1.00		$	42,862,000.00
I-A-3	$	100,000		$	1.00		$	10,744,000.00
II-A	$	100,000		$	1.00		$	162,020,000.00
M-1	$	100,000		$	1.00		$	16,880,000.00
M-2	$	100,000		$	1.00		$	15,027,000.00
M-3	$	100,000		$	1.00		$	9,263,000.00
M-4	$	100,000		$	1.00		$	7,822,000.00
M-5	$	100,000		$	1.00		$	7,411,000.00
M-6	$	100,000		$	1.00		$	6,587,000.00
M-7	$	100,000		$	1.00		$	6,381,000.00
M-8	$	100,000		$	1.00		$	5,970,000.00
M-9	$	100,000		$	1.00		$	4,323,000.00
M-10	$	100,000		$	1.00		$	3,705,000.00
M-11	$	100,000		$	1.00		$	3,911,000.00
CE		10	%		1	%	$	411,700,971.74(1	)
P		100			N/A		$	100.00
R-1		100	%		N/A			N/A
R-2		100	%		N/A			N/A
R-3		100	%		N/A			N/A
RX		100	%		N/A			N/A

(1) This is a Notional Amount.

The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee by an authorized officer. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Trustee shall bind the Trustee, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such authentication and delivery. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate the countersignature of the Trustee by manual signature, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly countersigned and delivered hereunder. All Certificates shall be dated the date of their countersignature. On the Closing Date, the Trustee shall authenticate the Certificates to be issued at the written direction of the Depositor, or any affiliate thereof.

The Depositor shall provide, or cause to be provided, to the Trustee on a continuous basis, an adequate inventory of Certificates to facilitate transfers.

Section 6.02 Certificate Register; Registration of Transfer and Exchange of Certificates.

(a) The Trustee shall maintain, or cause to be maintained in accordance with the provisions of Section 6.09 hereof, a Certificate Register for the Trust Fund in which, subject to the provisions of subsections (b) and (c) below and to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of Transfers and exchanges of Certificates as herein provided. Upon surrender for registration of Transfer of any Certificate, the Trustee shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class and of like aggregate Percentage Interest.

At the option of a Certificateholder, Certificates may be exchanged for other Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest upon surrender of the Certificates to be exchanged at the office or agency of the Trustee. Whenever any Certificates are so surrendered for exchange, the Trustee shall execute, authenticate, and deliver the Certificates that the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of Transfer or exchange shall be accompanied by a written instrument of Transfer in form satisfactory to the Trustee duly executed by the Holder thereof or his attorney duly authorized in writing.

No service charge to the Certificateholders shall be made for any registration of Transfer or exchange of Certificates, but payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any Transfer or exchange of Certificates may be required.

All Certificates surrendered for registration of Transfer or exchange shall be canceled and subsequently destroyed by the Trustee in accordance with the Trustee’s customary procedures.

(b) Subject to Section 6.07 and, in the case of any Global Certificate or Private Certificate upon the satisfaction of the conditions set forth below, upon surrender for registration of transfer of any Certificate at any office or agency of the Trustee maintained for such purpose, the Trustee shall sign, countersign and shall deliver, in the name of the designated transferee or transferees, a new Certificate of a like Class and aggregate Percentage Interest, but bearing a different number.

(c) Subject to subsection 6.02(g), so long as a Global Certificate of such Class is outstanding and is held by or on behalf of the Depository, transfers of beneficial interests in such Global Certificate, or transfers by Holders of Individual Certificates of such Class to transferees that take delivery in the form of beneficial interests in the Global Certificate, may be made only in accordance with this subsection 6.02(c) and in accordance with the rules of the Depository:

(i) In the case of a beneficial interest in the Global Certificate being transferred to an Institutional Accredited Investor, such transferee shall be required to take delivery in the form of an Individual Certificate or Certificates and the Trustee shall register such transfer only upon compliance with the provisions of subsection 6.02(h).

(ii) In the case of a beneficial interest in a Class of Global Certificates being transferred to a transferee that takes delivery in the form of an Individual Certificate or Certificates of such Class, except as set forth in clause (i) above, the Trustee shall register such transfer only upon compliance with the provisions of subsection 6.02(h).

(iii) In the case of an Individual Certificate of a Class being transferred to a transferee that takes delivery in the form of a beneficial interest in a Global Certificate of such Class, the Trustee shall register such transfer if the transferee has provided the Trustee with a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.

(iv) No restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in the Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class; provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB.

(d) Subject to subsection 6.02(g), an exchange of a beneficial interest in a Global Certificate of a Class for an Individual Certificate or Certificates of such Class, an exchange of an Individual Certificate or Certificates of a Class for a beneficial interest in the Global Certificate of such Class and an exchange of an Individual Certificate or Certificates of a Class for another Individual Certificate or Certificates of such Class (in each case, whether or not such exchange is made in anticipation of subsequent transfer, and, in the case of the Global Certificate of such Class, so long as such Certificate is outstanding and is held by or on behalf of the Depository) may be made only in accordance with this subsection 6.02(d) and in accordance with the rules of the Depository:

(i) A Holder of a beneficial interest in a Global Certificate of a Class may at any time exchange such beneficial interest for an Individual Certificate or Certificates of such Class.

(ii) A Holder of an Individual Certificate or Certificates of a Class may exchange such Certificate or Certificates for a beneficial interest in the Global Certificate of such Class if such holder furnishes to the Trustee a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.

(iii) A Holder of an Individual Certificate of a Class may exchange such Certificate for an equal aggregate principal amount of Individual Certificates of such Class in different authorized denominations without any certification.

(e) (i) Upon acceptance for exchange or transfer of an Individual Certificate of a Class for a beneficial interest in a Global Certificate of such Class as provided herein, the Trustee shall cancel such Individual Certificate and shall (or shall request the Depository to) endorse on the schedule affixed to the applicable Global Certificate (or on a continuation of such schedule affixed to the Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and an increase in the certificate balance of the Global Certificate equal to the certificate balance of such Individual Certificate exchanged or transferred therefor.

(ii) Upon acceptance for exchange or transfer of a beneficial interest in a Global Certificate of a Class for an Individual Certificate of such Class as provided herein, the Trustee shall (or shall request the Depository to) endorse on the schedule affixed to such Global Certificate (or on a continuation of such schedule affixed to such Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and a decrease in the certificate balance of such Global Certificate equal to the certificate balance of such Individual Certificate issued in exchange therefor or upon transfer thereof.

(f) Any Individual Certificate issued in exchange for or upon transfer of another Individual Certificate or of a beneficial interest in a Global Certificate shall bear the applicable legends set forth in Exhibit A-2.

(g) Subject to the restrictions on transfer and exchange set forth in this Section 6.02, the Holder of any Individual Certificate may transfer or exchange the same in whole or in part (in an initial certificate balance equal to the minimum authorized denomination set forth in Section 6.01 above or any integral multiple of $1.00 in excess thereof) by surrendering such Certificate at the Corporate Trust Office, or at the office of any transfer agent, together with an executed instrument of assignment and transfer satisfactory in form and substance to the Trustee in the case of transfer and a written request for exchange in the case of exchange. The Holder of a beneficial interest in a Global Certificate may, subject to the rules and procedures of the Depository, cause the Depository (or its nominee) to notify the Trustee in writing of a request for transfer or exchange of such beneficial interest for an Individual Certificate or Certificates. Following a proper request for transfer or exchange, the Trustee shall, within five Business Days of such request made at the Corporate Trust Office, sign, countersign and deliver at the Corporate Trust Office, to the transferee (in the case of transfer) or Holder (in the case of exchange) or send by first class mail at the risk of the transferee (in the case of transfer) or Holder (in the case of exchange) to such address as the transferee or Holder, as applicable, may request, an Individual Certificate or Certificates, as the case may require, for a like aggregate Percentage Interest and in such authorized denomination or denominations as may be requested. The presentation for transfer or exchange of any Individual Certificate shall not be valid unless made at the Corporate Trust Office by the registered Holder in person, or by a duly authorized attorney-in-fact.

(h) No Transfer of a Private Certificate shall be made unless such Transfer is made pursuant to an effective registration statement under the Securities Act and any applicable state securities laws or is exempt from the registration requirements under the Securities Act and such state securities laws. In the event that a Transfer is to be made in reliance upon an exemption from the Securities Act and such laws, in order to assure compliance with the Securities Act and such laws, the Certificateholder desiring to effect such Transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee in writing the facts surrounding the Transfer by (x)(i) the delivery to the Trustee by the Certificateholder desiring to effect such transfer of a certificate substantially in the form set forth in Exhibit D (the “Transferor Certificate”) and (ii) the delivery by the Certificateholder’s prospective transferee of (A) a letter in substantially the form of Exhibit E (the “Investment Letter”) if the prospective transferee is an Institutional Accredited Investor or (B) a letter in substantially the form of Exhibit F (the “Rule 144A and Related Matters Certificate”) if the prospective transferee is a QIB or (y) there shall be delivered to the Trustee an Opinion of Counsel addressed to the Trustee that such Transfer may be made pursuant to an exemption from the Securities Act, which Opinion of Counsel shall not be an expense of the Depositor, the Sellers, the Master Servicer or the Trustee. Notwithstanding the provisions of the immediately preceding sentence, no restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in any Certificate that is a Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB. The Depositor shall provide to any Holder of a Private Certificate and any prospective transferee designated by any such Holder, information regarding the related Certificates and the Mortgage Loans and such other information as shall be necessary to satisfy the condition to eligibility set forth in Rule 144A(d)(4) for Transfer of any such Certificate without registration thereof under the Securities Act pursuant to the registration exemption provided by Rule 144A. The Trustee and the Master Servicer shall cooperate with the Depositor in providing the Rule 144A information referenced in the preceding sentence, including providing to the Depositor such information regarding the Certificates, the Mortgage Loans and other matters regarding the Trust Fund as the Depositor shall reasonably request to meet its obligation under the preceding sentence. Each Holder of a Private Certificate desiring to effect such Transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the Transfer is not so exempt or is not made in accordance with such federal and state laws.

Prior to the termination of the Supplemental Interest Trust, no Transfer of a Class A Certificate or Class M Certificate shall be made unless either (i) the Trustee shall have received a representation from the transferee of such Certificate acceptable to and in form and substance satisfactory to the Trustee, to the effect that such transferee is not an employee benefit plan subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code (either a “Plan”), or a Person acting on behalf of a Plan or using the assets a Plan, or (ii) the transferee provides a representation, or is deemed to represent in the case of the Global Certificate that (A) such plan is an accredited investor within the meaning of the Exemption and (B) the proposed transfer or holding of such Certificate are eligible for exemptive relief under Prohibited Transaction Class Exemption (“PTCE”) 84-14, XXXX 00-00, XXXX 00-0, XXXX 95-60 or PTCE 96-23.

Subsequent to the termination of the Supplemental Interest Trust, each beneficial owner of a Class M Certificate (other than a Class M-10 Certificate or Class M-11 Certificate) or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that certificate or interest therein, that either (a)(i) it is not a Plan or investing with “Plan Assets”, (ii) it has acquired and is holding such certificate in reliance on the Exemption, and that it understands that there are certain conditions to the availability of the Exemption, including that the certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by S&P, Fitch or Xxxxx’x, and the certificate is so rated or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an “insurance company general account,” as such term is defined in PTCE 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.

Neither the Trustee nor the Master Servicer will be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Global Certificates. Any attempted or purported transfer of any Certificate in violation of the provisions of this Section 6.02 shall be void ab initio and such Certificate shall be considered to have been held continuously by the prior permitted Certificateholder. Any transferor of any Certificate in violation of such provisions, shall indemnify and hold harmless the Trustee and the Master Servicer from and against any and all liabilities, claims, costs or expenses incurred by the Trustee or the Master Servicer as a result of such attempted or purported transfer. Neither the Trustee nor the Master Servicer shall have any liability for transfer of any such Global Certificates in or through book-entry facilities of any Depository or between or among Depository Participants or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee nor the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to any ERISA Restricted Certificate that is a Book-Entry Certificate, and neither the Trustee nor the Master Servicer shall have any liability for transfers of any such Book-Entry Certificates made through the book-entry facilities of any Depository or between or among participants of the Depository or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee nor the Master Servicer shall be under any liability to any Person for any registration of transfer of any ERISA Restricted Certificate that is in fact not permitted by this Section 6.02(h) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement. The Trustee shall be entitled, but not obligated, to recover from any Holder of any ERISA Restricted Certificate that was in fact a Plan or a Person acting on behalf of a Plan at the time it became a Holder or, at such subsequent time as it became a Plan or Person acting on behalf of a Plan, all payments made on such ERISA Restricted Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Holder of such Certificate that is not a Plan or Person acting on behalf of a Plan.

No Transfer of a Class M-10, Class M-11, Class CE, Class P or Residual Certificate shall be made unless either (i) the transferee of such Certificate provides a representation, or is deemed to represent in the case of a Global Certificate, to the Trustee and the Master Servicer acceptable to and in form and substance satisfactory to the Trustee and the Master Servicer, to the effect that such transferee is not a Plan, or a Person acting on behalf of a Plan or using the assets of a Plan, or (ii) in the case of any such Certificate presented for registration in the name of a Plan, or a trustee of a Plan or any other person acting on behalf of a Plan, the Trustee shall have received an Opinion of Counsel for the benefit of the Trustee and the Master Servicer and on which they may rely, satisfactory to the Trustee, to the effect that the purchase and holding of such Certificate are permissible under applicable law, will not result in any prohibited transactions under ERISA or Section 4975 of the Code and will not subject the Trustee, the Master Servicer or the Depositor to any obligation in addition to those expressly undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Trustee, the Master Servicer or the Depositor, or (iii) in the case of a Class M-10 Certificate or Class M-11 Certificate, the transferee provides a representation, or is deemed to represent in the case of the Global Certificate, or an Opinion of Counsel to the effect that the proposed transfer or holding of such Class M-10 Certificate or Class M-11 Certificate and the servicing, management and operation of the Trust and its assets: (I) will not result in any prohibited transaction which is not covered under XXXX 00-00, XXXX 00-00, XXXX 00-0, XXXX 95-60 or PTCE 96-23 and (II) will not give rise to any obligation on the part of the Depositor, the Master Servicer or the Trustee in addition to those expressly undertaken in this Agreement. Neither the Trustee nor the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to any Private Certificate that is a Book-Entry Certificate, and neither the Trustee nor the Master Servicer shall have any liability for transfers of any such Book-Entry Certificates made through the book-entry facilities of any Depository or between or among participants of the Depository or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee nor the Master Servicer shall be under any liability to any Person for any registration of transfer of any Private Certificate that is in fact not permitted by this Section 6.02(h) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement. The Trustee shall be entitled, but not obligated, to recover from any Holder of any Private Certificate that was in fact a Plan or a Person acting on behalf of a Plan at the time it became a Holder or, at such subsequent time as it became a Plan or Person acting on behalf of a Plan, all payments made on such Private Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Holder of such Certificate that is not a Plan or Person acting on behalf of a Plan.

(i) Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:

(i) Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.

(ii) No Ownership Interest in a Residual Certificate may be registered on the Closing Date or thereafter transferred, and the Trustee shall not register the Transfer of any Residual Certificate unless, in addition to the certificates required to be delivered to the Trustee under subsection (b) above, the Trustee shall have been furnished with an affidavit (a “Transfer Affidavit”) of the initial owner or the proposed transferee in the form attached hereto as Exhibit C.

(iii) Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall agree (A) to obtain a Transfer Affidavit from any other Person to whom such Person attempts to Transfer its Ownership Interest in a Residual Certificate, (B) to obtain a Transfer Affidavit from any Person for whom such Person is acting as nominee, trustee or agent in connection with any Transfer of a Residual Certificate and (C) not to Transfer its Ownership Interest in a Residual Certificate or to cause the Transfer of an Ownership Interest in a Residual Certificate to any other Person if it has actual knowledge that such Person is not a Permitted Transferee.

(iv) Any attempted or purported Transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section 6.02(i) shall be absolutely null and void and shall vest no rights in the purported transferee. If any purported transferee shall become a Holder of a Residual Certificate in violation of the provisions of this Section 6.02(i), then the last preceding Permitted Transferee shall be restored to all rights as Holder thereof retroactive to the date of registration of Transfer of such Residual Certificate. The Trustee shall be under no liability to any Person for any registration of Transfer of a Residual Certificate that is in fact not permitted by Section 6.02(h) and this Section 6.02(i) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Transfer was registered after receipt of the related Transfer Affidavit. The Trustee shall be entitled but not obligated to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time it became a Holder or, at such subsequent time as it became other than a Permitted Transferee, all payments made on such Residual Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Permitted Transferee of such Certificate.

(v) The Master Servicer shall make available within 60 days of written request from the Trustee, all information necessary to compute any tax imposed under Section 860E(e) of the Code as a result of a Transfer of an Ownership Interest in a Residual Certificate to any Holder who is not a Permitted Transferee.

The restrictions on Transfers of a Residual Certificate set forth in this Section 6.02(i) shall cease to apply (and the applicable portions of the legend on a Residual Certificate may be deleted) with respect to Transfers occurring after delivery to the Trustee of an Opinion of Counsel addressed to the Trustee, which Opinion of Counsel shall not be an expense of the Trustee, the Sellers or the Master Servicer to the effect that the elimination of such restrictions, or any Transfer allowed by the elimination of such restrictions, will not cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, as applicable, to fail to qualify as a REMIC at any time that the Certificates are outstanding or result in the imposition of any tax on the Trust Fund, a Certificateholder or another Person. Each Person holding or acquiring any Ownership Interest in a Residual Certificate hereby consents to any amendment of this Agreement that, based on an Opinion of Counsel addressed to the Trustee and furnished to the Trustee, is reasonably necessary (a) to ensure that the record ownership of, or any beneficial interest in, a Residual Certificate is not transferred, directly or indirectly, to a Person that is not a Permitted Transferee and (b) to provide for a means to compel the Transfer of a Residual Certificate that is held by a Person that is not a Permitted Transferee to a Holder that is a Permitted Transferee.

(j) The preparation and delivery of all certificates and opinions referred to above in this Section 6.02 shall not be an expense of the Trust Fund, the Trustee, the Depositor, the Sellers or the Master Servicer.

Section 6.03 Mutilated, Destroyed, Lost or Stolen Certificates.

If (a) any mutilated Certificate is surrendered to the Trustee, or the Trustee receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and of the ownership thereof and (b) there is delivered to the Trustee such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the Trustee that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like Class, tenor and Percentage Interest. In connection with the issuance of any new Certificate under this Section 6.03, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee) connected therewith. Any replacement Certificate issued pursuant to this Section 6.03 shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time. All Certificates surrendered to the Trustee under the terms of this Section 6.03 shall be canceled and destroyed by the Trustee in accordance with its standard procedures without liability on its part.

Section 6.04 Persons Deemed Owners.

The Trustee and any agent of the Trustee may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions as provided in this Agreement and for all other purposes whatsoever, and neither the Trustee nor any agent of the Trustee shall be affected by any notice to the contrary.

Section 6.05 Access to List of Certificateholders’ Names and Addresses.

If three or more Certificateholders (a) request such information in writing from the Trustee, (b) state that such Certificateholders desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates, and (c) provide a copy of the communication that such Certificateholders propose to transmit or if the Depositor or the Master Servicer shall request such information in writing from the Trustee, then the Trustee shall, within ten Business Days after the receipt of such request, provide the Depositor, the Master Servicer or such Certificateholders at such recipients’ expense the most recent list of the Certificateholders of the Trust Fund held by the Trustee, if any. The Depositor and every Certificateholder, by receiving and holding a Certificate, agree that the Trustee shall not be held accountable by reason of the disclosure of any such information as to the list of the Certificateholders hereunder, regardless of the source from which such information was derived.

Section 6.06 Book-Entry Certificates.

The Regular Certificates (other than the than the M-10, Class CE and Class P Certificates), upon original issuance, shall be issued in the form of one or more typewritten Certificates representing the Book-Entry Certificates, to be delivered to the Depository by or on behalf of the Depositor. Such Certificates shall initially be registered on the Certificate Register in the name of the Depository or its nominee, and no Certificate Owner of such Certificates will receive a definitive certificate representing such Certificate Owner’s interest in such Certificates, except as provided in Section 6.08. Unless and until definitive, fully registered Certificates (“Definitive Certificates”) have been issued to the Certificate Owners of such Certificates pursuant to Section 6.08:

(a) the provisions of this Section shall be in full force and effect;

(b) the Depositor and the Trustee may deal with the Depository and the Depository Participants for all purposes (including the making of distributions) as the authorized representative of the respective Certificate Owners of such Certificates;

(d) the rights of the respective Certificate Owners of such Certificates shall be exercised only through the Depository and the Depository Participants and shall be limited to those established by law and agreements between the Owners of such Certificates and the Depository and/or the Depository Participants. Pursuant to the Depository Agreement, unless and until Definitive Certificates are issued pursuant to Section 6.08, the Depository will make book-entry transfers among the Depository Participants and receive and transmit distributions of principal and interest on the related Certificates to such Depository Participants;

(e) the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants;

(f) the Trustee may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants; and

(g) to the extent that the provisions of this Section conflict with any other provisions of this Agreement, the provisions of this Section shall control.

For purposes of any provision of this Agreement requiring or permitting actions with the consent of, or at the direction of, Certificateholders evidencing a specified percentage of the aggregate unpaid principal amount of any Class of Certificates, such direction or consent may be given by Certificate Owners (acting through the Depository and the Depository Participants) owning Book-Entry Certificates evidencing the requisite percentage of principal amount of such Class of Certificates.

The Private Certificates shall initially be held in fully registered certificated form. If at any time the Holders of all of the Certificates of one or more such Classes request that the Trustee cause such Class to become Global Certificates, the Depositor (with the assistance of the Trustee) will take such action as may be reasonably required to cause the Depository to accept such Class or Classes for trading if it may legally be so traded. If at anytime there are to be Global Certificates, the Global Certificates shall be delivered to the Depository by the Depositor or deposited with the Trustee as custodian for the Depository.

All transfers by Certificate Owners of such respective Classes of Book-Entry Certificates and any Global Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures.

Section 6.07 Notices to Depository.

Whenever any notice or other communication is required to be given to Certificateholders of a Class with respect to which Book-Entry Certificates have been issued, unless and until Definitive Certificates shall have been issued to the related Certificate Owners, the Trustee shall give all such notices and communications to the Depository.

Section 6.08 Definitive Certificates.

If, after Book-Entry Certificates have been issued with respect to any Certificates, (a) the Depositor or the Depository advises the Trustee that the Depository is no longer willing or able to discharge properly its responsibilities under the Depository Agreement with respect to such Certificates and the Depositor is unable to locate a qualified successor or (b) the Depositor, with the consent of Depository Participants, advises the Trustee that it elects to terminate the book-entry system with respect to such Certificates through the Depository, then the Trustee shall notify all Certificate Owners of such Certificates, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to applicable Certificate Owners requesting the same. The Depositor shall provide the Trustee with an adequate inventory of certificates to facilitate the issuance and transfer of Definitive Certificates. Upon surrender to the Trustee of any such Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Trustee shall countersign and deliver such Definitive Certificates. Neither the Depositor nor the Trustee shall be liable for any delay in delivery of such instructions and each may conclusively rely on, and shall be protected in relying on, such instructions.

In addition, if an Event of Default has occurred and is continuing, each Certificate Owner materially adversely affected thereby may at its option request a Definitive Certificate evidencing such Certificate Owner’s Voting Rights in the related Class of Certificates. In order to make such request, such Certificate Owner shall, subject to the rules and procedures of the Depository, provide the Depository or the related Depository Participant with directions for the Trustee to exchange or cause the exchange of the Certificate Owner’s interest in such Class of Certificates for an equivalent Voting Right in fully registered definitive form. Upon receipt by the Trustee of instructions from the Depository directing the Trustee to effect such exchange (such instructions to contain information regarding the Class of Certificates and the Certificate Principal Balance being exchanged, the Depository Participant account to be debited with the decrease, the registered Holder of and delivery instructions for the definitive Certificate, and any other information reasonably required by the Trustee), (i) the Trustee shall instruct the Depository to reduce the related Depository Participant’s account by the aggregate Certificate Principal Balance of the definitive Certificate, (ii) the Trustee shall execute, authenticate and deliver, in accordance with the registration and delivery instructions provided by the Depository, a definitive Certificate evidencing such Certificate Owner’s Voting Rights in such Class of Certificates and (iii) the Trustee shall execute and authenticate a new Book-Entry Certificate reflecting the reduction in the Certificate Principal Balance of such Class of Certificates by the amount of the definitive Certificates.

Section 6.09 Maintenance of Office or Agency.

The Trustee will maintain or cause to be maintained at its expense an office or offices or agency or agencies at the Corporate Trust Office where Certificates may be surrendered for registration of transfer or exchange. The Trustee initially designates its Corporate Trust Office, as the office for such purposes. The Trustee will give prompt written notice to the Certificateholders of any change in such location of any such office or agency.

ARTICLE VII

THE DEPOSITOR AND THE MASTER SERVICER

Section 7.01 Liabilities of the Depositor and the Master Servicer.

Each of the Depositor, and the Master Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by it herein.

Section 7.02 Merger or Consolidation of the Depositor or the Master Servicer.

(a) Each of the Depositor and the Master Servicer will keep in full force and effect its existence, rights and franchises as a corporation under the laws of the state of its incorporation, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its duties under this Agreement.

(b) Any Person into which the Depositor or the Master Servicer may be merged or consolidated, or any corporation resulting from any merger or consolidation to which the Depositor or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor or the Master Servicer, shall be the successor of the Depositor or the Master Servicer hereunder, without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

Section 7.03 Indemnification of the Trustee and the Master Servicer.

(a) The Master Servicer agrees to indemnify the Indemnified Persons including LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder, and to hold them harmless against, any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or relating to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, including any powers of attorney delivered pursuant to this Agreement, the Custodial Agreement or the Certificates (i) related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such claim or legal action (or pending or threatened claim or legal action), the Trustee shall have given the Master Servicer and the Seller written notice thereof promptly after the Trustee shall have with respect to such claim or legal action knowledge thereof; provided, however that the failure to give such notice shall not relieve the Master Servicer of its indemnification obligations hereunder. This indemnity shall survive the resignation or removal of the Trustee or Master Servicer and the termination of this Agreement.

(b) The Seller will indemnify any Indemnified Person including LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder for any loss, liability or expense of any Indemnified Person not otherwise paid or covered pursuant to subsection (a) above.

Section 7.04 Limitations on Liability of the Depositor, the Master Servicer and Others. Subject to the obligation of the Master Servicer to indemnify the Indemnified Persons pursuant to Section 7.03:

(a) Neither the Depositor, the Master Servicer nor any of the directors, officers, employees or agents of the Depositor and the Master Servicer shall be under any liability to the Indemnified Persons, the Trust Fund or the Certificateholders for taking any action or for refraining from taking any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor, the Master Servicer or any such Person against any breach of warranties or representations made herein or any liability which would otherwise be imposed by reason of such Person’s willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder.

(b) The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor and the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder.

(c) The Depositor, the Master Servicer, LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder, the Custodian and any director, officer, employee or agent of the Depositor, the Master Servicer, the Trustee, the Custodian shall be indemnified by the Trust and held harmless thereby against any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or related to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, the Custodial Agreement or the Certificates, other than (i) in the case of the Master Servicer, (x) any such loss, liability or expense related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (y) any such loss, liability or expense incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder, or by reason of reckless disregard of obligations and duties hereunder, (ii) in the case of the Trustee, any such loss, liability or expense incurred by reason of the Trustee’s willful misfeasance, bad faith or negligence in the performance of its duties hereunder, or by reason of its reckless disregard of obligations and duties hereunder and (iii) in the case of the Custodian, any such loss, liability or expense incurred by reason of the Custodian’s willful misfeasance, bad faith or negligence in the performance of its duties under the Custodial Agreement, or by reason of its reckless disregard of obligations and duties thereunder.

(d) Neither the Depositor nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its duties under this Agreement and that in its opinion may involve it in any expense or liability; provided, however, the Master Servicer may in its discretion, with the consent of the Trustee (which consent shall not be unreasonably withheld), undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom (expect any loss, liability or expense incurred by reason of reckless disregard of obligations and duties hereunder) shall be expenses, costs and liabilities of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor out of the Protected Account as provided by Section 4.02. Nothing in this subsection 7.04(d) shall affect the Master Servicer’s obligation to service and administer the Mortgage Loans pursuant to Article III.

(e) In taking or recommending any course of action pursuant to this Agreement, unless specifically required to do so pursuant to this Agreement, the Master Servicer shall not be required to investigate or make recommendations concerning potential liabilities which the Trust might incur as a result of such course of action by reason of the condition of the Mortgaged Properties but shall give notice to the Trustee if it has notice of such potential liabilities.

Section 7.05 Master Servicer Not to Resign. Except as provided in Section 7.07, the Master Servicer shall not resign from the obligations and duties hereby imposed on it except (i) with the prior consent of the Trustee (which consents shall not be unreasonably withheld) or (ii) upon a determination that any such duties hereunder are no longer permissible under applicable law and such impermissibility cannot be cured. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel, addressed to and delivered to, the Trustee. No such resignation by the Master Servicer shall become effective until the Trustee or a successor to the Master Servicer reasonably satisfactory to the Trustee shall have assumed the responsibilities and obligations of the Master Servicer in accordance with Section 8.02 hereof. The Trustee shall notify the Rating Agencies of the resignation of the Master Servicer.

Section 7.06 Successor Master Servicer. In connection with the appointment of any successor Master Servicer or the assumption of the duties of the Master Servicer, the Trustee may make such arrangements for the compensation of such successor master servicer out of payments on the Mortgage Loans as the Trustee and such successor master servicer shall agree. If the successor master servicer does not agree that such market value is a fair price, such successor master servicer shall obtain two quotations of market value from third parties actively engaged in the servicing of single family mortgage loans. In no event shall the compensation of any successor master servicer exceed that permitted the Master Servicer hereunder without the consent of all of the Certificateholders.

Section 7.07 Sale and Assignment of Master Servicing. The Master Servicer may sell and assign its rights and delegate its duties and obligations in its entirety as Master Servicer under this Agreement; provided, however, that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall be qualified to service mortgage loans for Xxxxxx Xxx or Xxxxxxx Mac; (b) shall have a net worth of not less than $10,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably satisfactory to the Trustee (as evidenced in a writing signed by the Trustee); and (d) shall execute and deliver to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such Person of the due and punctual performance and observance of each covenant and condition to be performed or observed by it as master servicer under this Agreement, any custodial agreement from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency’s rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be downgraded, qualified or withdrawn as a result of such assignment, sale and delegation, as evidenced by a letter to such effect delivered to the Master Servicer and the Trustee (at the expense of the Master Servicer); and (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer’s Certificate and an Opinion of Counsel addressed to the Trustee, each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement. No such assignment or delegation shall affect any liability of the Master Servicer arising prior to the effective date thereof.

ARTICLE VIII

DEFAULT; TERMINATION OF MASTER SERVICER

Section 8.01 Events of Default.

“Event of Default,” wherever used herein, means any one of the following events:

(i) any failure by the Master Servicer to remit to the Trustee any amounts received or collected by the Master Servicer in respect of the Mortgage Loans and required to be remitted by it hereunder (other than any Advance), which failure shall continue unremedied for one Business Day after the date on which written notice of such failure shall have been given to the Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;

(ii) any failure by the Master Servicer to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer contained in this Agreement or any breach of a representation or warranty by the Master Servicer, which failure or breach shall continue unremedied for a period of 60 days after the date on which written notice of such failure shall have been given to Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;

(iii) a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days;

(iv) the Master Servicer shall consent to the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Master Servicer or all or substantially all of the property of the Master Servicer;

(v) the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of, or commence a voluntary case under, any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations;

(vi) the Master Servicer assigns or delegates its duties or rights under this Agreement in contravention of the provisions permitting such assignment or delegation under Sections 7.05 or 7.07;

(vii) failure by the Master Servicer to duly perform, within the required time period, its obligations under Sections 3.13, 3.14 or 3.16 set forth under such Sections; or

(viii) The Master Servicer fails to deposit, or cause to be deposited, in the Distribution Account any Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New York City time on the Distribution Account Deposit Date.

If an Event of Default shall occur, then, and in each and every such case, so long as such Event of Default shall not have been remedied, the Trustee may, and at the direction of the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates, the Trustee shall in the case of any Event of Default described in clauses (i) through (vii) above, by notice in writing to the Master Servicer and the Swap Provider (with a copy to each Rating Agency), terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof, other than its rights as a Certificateholder hereunder. On or after the receipt by the Master Servicer of such written notice, all authority and power of the Master Servicer hereunder, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee, or any successor appointed pursuant to Section 8.02 (a “Successor Master Servicer”). Such Successor Master Servicer shall thereupon if such Successor Master Servicer is a successor to the Master Servicer, make any Advance required by Article V, subject, in the case of the Trustee, to Section 8.02. The Trustee is hereby authorized and empowered to execute and deliver, on behalf of the terminated Master Servicer, as attorney- in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of any Mortgage Loans and related documents, or otherwise. Unless expressly provided in such written notice, no such termination shall affect any obligation of the Master Servicer to pay amounts owed pursuant to Article VII or Article IX. The Master Servicer agrees to cooperate with the Trustee in effecting the termination of the Master Servicer’s responsibilities and rights hereunder, including, without limitation, the transfer to the applicable Successor Master Servicer of all cash amounts which shall at the time be credited to the Protected Account maintained pursuant to Section 4.02, or thereafter be received with respect to the applicable Mortgage Loans. The Trustee shall promptly notify the Rating Agencies of the occurrence of an Event of Default known to the Trustee.

Notwithstanding any termination of the activities of the Master Servicer hereunder, the Master Servicer shall be entitled to receive, out of any late collection of a Scheduled Payment on a Mortgage Loan that was due prior to the notice terminating the Master Servicer’s rights and obligations as Master Servicer hereunder and received after such notice, that portion thereof to which the Master Servicer would have been entitled pursuant to Sections 4.02 and to receive any other amounts payable to the Master Servicer hereunder the entitlement to which arose prior to the termination of its activities hereunder.

Notwithstanding the foregoing, if an Event of Default described in clause (vii) of this Section 8.01 shall occur, the Trustee shall, by notice in writing to the Master Servicer, which may be delivered by telecopy, immediately terminate all of the rights and obligations of the Master Servicer thereafter arising under this Agreement, but without prejudice to any rights it may have as a Certificateholder or to reimbursement of Advances and other advances of its own funds, and the Trustee shall act as provided in Section 8.02 to carry out the duties of the Master Servicer, including the obligation to make any Advance the nonpayment of which was an Event of Default described in clause (vii) of this Section 8.01. Any such action taken by the Trustee must be prior to the distribution on the relevant Distribution Date.

Section 8.02 Trustee to Act; Appointment of Successor.

On and after the time the Master Servicer receives a notice of termination pursuant to Section 8.01 hereof the Trustee shall automatically become the successor to the Master Servicer with respect to the transactions set forth or provided for herein and after a transition period (not to exceed 90 days), shall be subject to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer by the terms and provisions hereof; provided, however that, pursuant to Article V hereof, the Trustee in its capacity as successor Master Servicer shall be responsible for making any Advances required to be made by the Master Servicer immediately upon the termination of the Master Servicer and any such Advance shall be made on the Distribution Date on which such Advance was required to be made by the predecessor Master Servicer. Effective on the date of such notice of termination, as compensation therefor, the Trustee shall be entitled to all compensation, reimbursement of expenses and indemnification that the Master Servicer would have been entitled to if it had continued to act hereunder, provided, however, that the Trustee shall not be (i) liable for any acts or omissions of the Master Servicer, (ii) obligated to make Advances if it is prohibited from doing so under applicable law, (iii) responsible for expenses of the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit losses on any Permitted Investment directed by the Master Servicer. Notwithstanding the foregoing, the Trustee may, if it shall be unwilling to so act, or shall, if it is prohibited by applicable law from making Advances pursuant to Article V or if it is otherwise unable to so act, appoint, or petition a court of competent jurisdiction to appoint, any established mortgage loan servicing institution the appointment of which does not adversely affect the then current rating of the Certificates by each Rating Agency as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder. Any Successor Master Servicer shall (i) be an institution that is a Xxxxxx Mae and Xxxxxxx Mac approved seller/servicer in good standing, that has a net worth of at least $15,000,000, (ii) be acceptable to the Trustee (which consent shall not be unreasonably withheld) and (iii) be willing to act as successor servicer of any Mortgage Loans under this Agreement, and shall have executed and delivered to the Depositor and the Trustee an agreement accepting such delegation and assignment, that contains an assumption by such Person of the rights, powers, duties, responsibilities, obligations and liabilities of the Master Servicer (other than any liabilities of the Master Servicer hereof incurred prior to termination of the Master Servicer under Section 8.01 or as otherwise set forth herein), with like effect as if originally named as a party to this Agreement, provided that each Rating Agency shall have acknowledged in writing that its rating of the Certificates in effect immediately prior to such assignment and delegation will not be qualified or reduced as a result of such assignment and delegation. If the Trustee assumes the duties and responsibilities of the Master Servicer in accordance with this Section 8.02, the Trustee shall not resign as Master Servicer until a Successor Master Servicer has been appointed and has accepted such appointment. Pending appointment of a successor to the Master Servicer hereunder, the Trustee, unless the Trustee is prohibited by law from so acting, shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans or otherwise as it and such successor shall agree; provided that no such compensation unless agreed to by the Certificateholders shall be in excess of that permitted the Master Servicer hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. Neither the Trustee nor any other Successor Master Servicer shall be deemed to be in default hereunder by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof or any failure to perform, or any delay in performing, any duties or responsibilities hereunder, in either case caused by the failure of the Master Servicer to deliver or provide, or any delay in delivering or providing, any cash, information, documents or records to it.

The costs and expenses of the Trustee in connection with the termination of the Master Servicer, appointment of a Successor Master Servicer and, if applicable, any transfer of servicing, including, without limitation, all costs and expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee or the Successor Master Servicer to service the Mortgage Loans properly and effectively, to the extent not paid by the terminated Master Servicer, shall be payable to the Trustee pursuant to Section 9.05. Any successor to the Master Servicer as successor servicer under any Subservicing Agreement shall give notice to the applicable Mortgagors of such change of servicer and shall, during the term of its service as successor servicer maintain in force the policy or policies that the Master Servicer is required to maintain pursuant to Section 3.08.

Section 8.03 Notification to Certificateholders.

(a) Upon any termination of or appointment of a successor to the Master Servicer, the Trustee shall give prompt written notice thereof to Certificateholders, the Swap Provider and to each Rating Agency.

(b) Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Certificateholders and the Swap Provider notice of each such Event of Default hereunder actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured or waived.

Section 8.04 Waiver of Defaults.

The Trustee shall transmit by mail to all Certificateholders and the Swap Provider, within 60 days after the occurrence of any Event of Default actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured, notice of each such Event of Default hereunder known to the Trustee. The Holders of Certificates evidencing not less than 51% of the Voting Rights may, on behalf of all Certificateholders, waive any default by the Master Servicer in the performance of its obligations hereunder and the consequences thereof, except a default in the making of or the causing to be made of any required distribution on the Certificates. Upon any such waiver of a past default, such default shall be deemed to cease to exist, and any Event of Default arising therefrom shall be deemed to have been timely remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived. The Trustee shall give notice of any such waiver to the Rating Agencies.

ARTICLE IX

CONCERNING THE TRUSTEE

Section 9.01 Duties of Trustee.

(a) The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement as duties of the Trustee. If an Event of Default has occurred and has not been cured or waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of such Person’s own affairs.

(b) Upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments which are specifically required to be furnished to the Trustee pursuant to any provision of this Agreement, the Trustee shall examine them to determine whether they are in the form required by this Agreement; provided, however, that the Trustee shall not be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished by the Master Servicer; provided, further, that the Trustee shall not be responsible for the accuracy or verification of any calculation provided to it pursuant to this Agreement.

(c) On each Distribution Date, the Trustee shall make monthly distributions and the final distribution to the Certificateholders from funds in the Distribution Account as provided in Sections 5.04 and 10.01 herein.

(d) No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:

(i) Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of their respective duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement;

(ii) The Trustee shall not be liable in its individual capacity for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts;

(iii) The Trustee shall not be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the directions of the Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates (or such other percentage as specifically set forth herein), if such action or non-action relates to the time, method and place of conducting any proceeding for any remedy available to the Trustee or exercising any trust or other power conferred upon the Trustee under this Agreement;

(iv) The Trustee shall not be required to take notice or be deemed to have notice or knowledge of any default or Event of Default unless a Responsible Officer of the Trustee shall have actual knowledge thereof. In the absence of such knowledge, the Trustee may conclusively assume there is no such default or Event of Default;

(v) The Trustee shall not in any way be liable by reason of any insufficiency in any Account held by or in the name of Trustee unless it is determined by a court of competent jurisdiction in a non-appealable judgment that the Trustee’s negligence or willful misconduct was the primary cause of such insufficiency (except to the extent that the Trustee is obligor and has defaulted thereon);

(vi) Anything in this Agreement to the contrary notwithstanding, in no event shall the Trustee be liable for special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits), even if the Trustee has been advised of the likelihood of such loss or damage and regardless of the form of action; and

(vii) None of the Master Servicer, the Seller, the Depositor or the Trustee shall be responsible for the acts or omissions of the other, it being understood that this Agreement shall not be construed to render them partners, joint venturers or agents of one another.

The Trustee shall not be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee to perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer.

(e) All funds received by the Trustee and required to be deposited in the Distribution Account pursuant to this Agreement will be promptly so deposited by the Trustee.

Section 9.02 Certain Matters Affecting the Trustee.

(a) Except as otherwise provided in Section 9.01:

(i) The Trustee may rely and shall be protected in acting or refraining from acting in reliance on any resolution or certificate of the Seller or the Master Servicer, any certificates of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties;

(ii) The Trustee may consult with counsel and any advice of such counsel or any Opinion of Counsel shall be full and complete authorization and protection with respect to any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel;

(iii) The Trustee shall not be under any obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notices pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby. Nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee has actual knowledge (which has not been cured or waived), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs;

(iv) The Trustee shall not be liable in its individual capacity for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(v) The Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates and provided that the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement. The Trustee may require reasonable indemnity against such expense or liability as a condition to taking any such action. The reasonable expense of every such examination shall be paid by the Certificateholders requesting the investigation;

(vi) The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or through Affiliates, agents or attorneys; provided, however, that the Trustee may not appoint any paying agent to perform any paying agent functions under this Agreement without the express written consent of the Master Servicer, which consents will not be unreasonably withheld. The Trustee shall not be liable or responsible for the misconduct or negligence of any of the Trustee’s agents or attorneys or paying agent appointed hereunder by the Trustee with due care and, when required, with the consent of the Master Servicer;

(vii) Should the Trustee deem the nature of any action required on its part to be unclear, the Trustee may require prior to such action that it be provided by the Depositor with reasonable further instructions; the right of the Trustee to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and the Trustee shall not be accountable for other than its negligence or willful misconduct in the performance of any such act;

(viii) The Trustee shall not be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder, except as provided in subsection 9.07; and

(ix) The Trustee shall not have any duty to conduct any affirmative investigation as to the occurrence of any condition requiring the repurchase of any Mortgage Loan by any Person pursuant to this Agreement, or the eligibility of any Mortgage Loan for purposes of this Agreement.

(b) The Trustee is hereby directed by the Depositor to execute and deliver the Swap Administration Agreement (and any amendments or supplements to the Swap Administration Agreement as may be requested by the Majority Class CE Certificateholder regarding the distributions to be made to it or its designees thereunder). Amounts payable by the Trustee on any Distribution Date to the Swap Administrator shall be paid by the Trustee as provided herein. The Trustee in its individual capacity shall have no responsibility for any of the undertakings, agreements or representations with respect to the Swap Agreement or the Swap Administration Agreement, including, without limitation, for making any payments thereunder.

It is acknowledged and agreed that the Person serving as Trustee hereunder shall also serve as Swap Administrator under the Swap Administration Agreement and act as Supplemental Interest Trust Trustee under the Swap Agreement. The Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee are hereby directed by the Depositor to execute and deliver the Swap Administration Agreement (and any amendments or supplements to the Swap Administration Agreement as may be requested by the Majority Class CE Certificateholder regarding the distributions to be made to it or its designees thereunder) and the Supplemental Interest Trust Trustee is hereby directed to execute and deliver the Swap Agreement, and to make the representations required therein. The Swap Administrator shall not have any liability for any failure or delay in payments to the Trust which are required under the Swap Administration Agreement where such failure or delay is due to the failure or delay of the Swap Provider in making such payment to the Swap Administrator. LaSalle Bank National Association in its individual capacity and as Swap Administrator, the Trustee and the Supplemental Interest Trust Trustee shall be entitled to be indemnified and held harmless by the Trust from and against any and all losses, claims, expenses or other liabilities that arise by reason of or in connection with the performance or observance by each of the Swap Administrator, the Trustee and the Supplemental Interest Trust Trustee of its duties or obligations under the Swap Agreement or the Swap Administration Agreement, except to the extent that the same is due to the Swap Administrator’s, the Trustee’s or the Supplemental Interest Trust Trustee’s gross negligence, willful misconduct or fraud. Any Person appointed as successor trustee pursuant to Section 9.09 shall also be required to serve as successor Swap Administrator and successor supplemental interest trust trustee under the Swap Agreement and the Swap Administration Agreement.

Section 9.03 Trustee Not Liable for Certificates or Mortgage Loans.

The recitals contained herein and in the Certificates (other than the signature and countersignature of the Trustee on the Certificates) shall be taken as the statements of the Depositor, and the Trustee shall not have any responsibility for their correctness. The Trustee makes no representation as to the validity or sufficiency of the Certificates (other than the signature and countersignature of the Trustee on the Certificates) or of any Mortgage Loan except as expressly provided in Sections 2.02 and 2.06 hereof; provided, however, that the foregoing shall not relieve the Trustee, or the Custodian on its behalf, of the obligation to review the Mortgage Files pursuant to Section 2.02 of this Agreement. The Trustee’s signature and countersignature (or countersignature of its agent) on the Certificates shall be solely in its capacity as Trustee and shall not constitute the Certificates an obligation of the Trustee in any other capacity. The Trustee shall not be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor with respect to the Mortgage Loans. Subject to Section 2.06, the Trustee shall not be responsible for the legality or validity of this Agreement or any document or instrument relating to this Agreement, the validity of the execution of this Agreement or of any supplement hereto or instrument of further assurance, or the validity, priority, perfection or sufficiency of the security for the Certificates issued hereunder or intended to be issued hereunder. The Trustee shall not at any time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust Fund or its ability to generate the payments to be distributed to Certificateholders, under this Agreement. The Trustee shall not be responsible for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to it hereunder or to record this Agreement.

Section 9.04 Trustee May Own Certificates.

The Trustee in its individual capacity or in any capacity other than as Trustee hereunder may become the owner or pledgee of any Certificates with the same rights it would have if it were not the Trustee and may otherwise deal with the parties hereto.

Section 9.05 Trustee’s Fees and Expenses.

The Trustee will be entitled to recover from the Distribution Account pursuant to Section 4.05, the Trustee Fee, all reasonable out of pocket expenses, disbursements and advances and the expenses of the Trustee in connection with any Event of Default (or anything related thereto, including any determination that an Event of Default does or does not exist), any breach of this Agreement or any claim or legal action (including any pending or threatened claim or legal action) incurred or made by the Trustee in the administration of the trusts hereunder (including the reasonable compensation, expenses and disbursements of its counsel) except any such expense, disbursement or advance as may arise from its negligence or intentional misconduct or which is the responsibility of the Certificateholders hereunder. If funds in the Distribution Account are insufficient therefor, the Trustee shall recover such expenses, disbursements or advances from the Depositor and the Depositor hereby agrees to pay such expenses, disbursements or advances. Such compensation and reimbursement obligation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust.

Section 9.06 Eligibility Requirements for Trustee.

The Trustee and any successor Trustee shall during the entire duration of this Agreement be a state bank or trust company or a national banking association organized and doing business under the laws of a state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus and undivided profits of at least $50,000,000, subject to supervision or examination by federal or state authority and rated “BBB” or higher by Fitch with respect to their long-term rating and rated “BBB” or higher by S&P and “Baa2” or higher by Xxxxx’x with respect to any outstanding long-term unsecured unsubordinated debt, and, in the case of a successor Trustee other than pursuant to Section 9.10, rated in one of the two highest long-term debt categories by each Rating Agency (at least “AA-” in the case of S&P) or otherwise acceptable to, each of the Rating Agencies and have a short-term debt rating of at least “A-1” from S&P, or otherwise acceptable to, S&P. The Trustee shall not be an Affiliate of the Master Servicer. If the Trustee publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 9.06 the combined capital and surplus of such corporation shall be deemed to be its total equity capital (combined capital and surplus) as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section 9.06, the Trustee shall resign immediately in the manner and with the effect specified in Section 9.08.

Section 9.07 Insurance.

The Trustee, at its own expense, shall at all times maintain and keep in full force and effect: (i) fidelity insurance, (ii) theft of documents insurance and (iii) forgery insurance (which may be collectively satisfied by a “Financial Institution Bond” and/or a “Bankers’ Blanket Bond”); provided, that such insurance may be provided through self-insurance so long as the Trustee is rated “A” or better by S&P and “A1” or better by Xxxxx’x. All such insurance shall be in amounts, with standard coverage and subject to deductibles, as are customary for insurance typically maintained by banks or their affiliates which act as custodians for investor-owned mortgage pools. A certificate of an officer of the Trustee as to the Trustee’s compliance with this Section 9.07 shall be furnished to any Certificateholder upon reasonable written request.

Section 9.08 Resignation and Removal of Trustee.

The Trustee may at any time resign and be discharged from the Trust hereby created by giving written notice thereof to the Depositor, the Seller and the Master Servicer, with a copy to the Rating Agencies and the Swap Provider. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor trustee by written instrument, in triplicate, one copy of which instrument shall be delivered to each of the resigning Trustee and the successor trustee. If no successor trustee shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor trustee.

If at any time (i) the Trustee shall cease to be eligible in accordance with the provisions of Section 9.06 hereof and shall fail to resign after written request thereto by the Depositor, (ii) the Trustee shall become incapable of acting, or shall be adjudged as bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, or (iii)(A) a tax is imposed with respect to the Trust Fund by any state in which the Trustee or the Trust Fund is located, (B) the imposition of such tax would be avoided by the appointment of a different trustee and (C) the Trustee fails to indemnify the Trust Fund against such tax, then the Depositor or the Master Servicer may remove the Trustee and appoint a successor trustee by written instrument, in multiple copies, a copy of which instrument shall be delivered to the Trustee, the Master Servicer and the successor trustee.

The Holders evidencing at least 51% of the Voting Rights of each Class of Certificates may at any time remove the Trustee and appoint a successor trustee by written instrument or instruments, in multiple copies, signed by such Holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered by the successor trustee to the Master Servicer, the Trustee so removed and the successor trustee so appointed. Notice of any removal of the Trustee shall be given to each Rating Agency by the Trustee or successor trustee.

Any resignation or removal of LaSalle Bank National Association as Trustee shall also result in the resignation or removal, as applicable, of LaSalle Bank National Association as Swap Administrator. Any resignation or removal of the Trustee and appointment of a successor trustee pursuant to any of the provisions of this Section 9.08 shall become effective upon acceptance of appointment by the successor trustee as provided in Section 9.09 hereof and upon acceptance of appointment by a successor Swap administrator under the Swap Administration Agreement.

Section 9.09 Successor Trustee.

Any successor trustee appointed as provided in Section 9.08 hereof shall execute, acknowledge and deliver to the Depositor, to its predecessor trustee, the Master Servicer an instrument accepting such appointment hereunder and thereupon the resignation or removal of the predecessor trustee shall become effective and such successor trustee without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee herein.

No successor trustee shall accept appointment as provided in this Section 9.09 unless at the time of such acceptance such successor trustee shall be eligible under the provisions of Section 9.07 hereof and its appointment shall not adversely affect the then current rating of the Certificates.

Upon acceptance of appointment by a successor trustee as provided in this Section 9.09, the successor trustee shall mail notice of the succession of such trustee hereunder to all Holders of Certificates. If the successor trustee fails to mail such notice within ten days after acceptance of appointment, the Depositor shall cause such notice to be mailed at the expense of the Trust Fund.

Section 9.10 Merger or Consolidation of Trustee.

Any corporation, state bank or national banking association into which the Trustee may be merged or converted or with which it may be consolidated or any corporation, state bank or national banking association resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any corporation, state bank or national banking association succeeding to substantially all of the corporate trust business of the Trustee, shall be the successor of the Trustee hereunder, provided that such corporation shall be eligible under the provisions of Section 9.06 hereof without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

Section 9.11 Appointment of Co-Trustee or Separate Trustee.

Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing any Mortgage Note may at the time be located, the Master Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust Fund or any part thereof, whichever is applicable, and, subject to the other provisions of this Section 9.11, such powers, duties, obligations, rights and trusts as the Master Servicer and the Trustee may consider necessary or desirable. If the Master Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request to do so, or in the case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 9.06 and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 9.09.

Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:

(i) All rights, powers, duties and obligations conferred or imposed upon the Trustee, except for the obligation of the Trustee under this Agreement to advance funds on behalf of the Master Servicer, shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether a Trustee hereunder or as a Successor Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;

(ii) No trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and

(iii) The Trustee may at any time accept the resignation of or remove any separate trustee or co-trustee.

Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article IX. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Master Servicer and the Depositor.

Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co- trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.

Section 9.12 Tax Matters.

It is intended that the Trust Fund shall constitute, and that the affairs of the Trust Fund shall be conducted so that each REMIC formed hereunder qualifies as, a “real estate mortgage investment conduit” as defined in and in accordance with the REMIC Provisions. In furtherance of such intention, the Trustee covenants and agrees that it shall act as agent (and the Trustee is hereby appointed to act as agent) on behalf of the Trust Fund. The Trustee, as agent on behalf of the Trust Fund, shall do or refrain from doing, as applicable, the following: (a) the Trustee shall prepare and file, or cause to be prepared and filed, in a timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns (Form 1066 or any successor form adopted by the Internal Revenue Service) and prepare and file or cause to be prepared and filed with the Internal Revenue Service and applicable state or local tax authorities income tax or information returns for each taxable year with respect to each such REMIC containing such information and at the times and in the manner as may be required by the Code or state or local tax laws, regulations, or rules, and furnish or cause to be furnished to Certificateholders the schedules, statements or information at such times and in such manner as may be required thereby; (b) the Trustee shall apply for an employer identification number with the Internal Revenue Service via a Form SS-4 or other comparable method for each REMIC that is or becomes a taxable entity, and within thirty days of the Closing Date, furnish or cause to be furnished to the Internal Revenue Service, on Forms 8811 or as otherwise may be required by the Code, the name, title, address, and telephone number of the Person that the Holders of the Certificates may contact for tax information relating thereto, together with such additional information as may be required by such Form, and update such information at the time or times in the manner required by the Code for the Trust Fund; (c) the Trustee shall make or cause to be made elections, on behalf of each REMIC formed hereunder to be treated as a REMIC on the federal tax return of such REMIC for its first taxable year (and, if necessary, under applicable state law); (d) the Trustee shall prepare and forward, or cause to be prepared and forwarded, to the Certificateholders and to the Internal Revenue Service and, if necessary, state tax authorities, all information returns and reports as and when required to be provided to them in accordance with the REMIC Provisions, including without limitation, the calculation of any original issue discount using the Prepayment Assumption; (e) the Trustee shall provide information necessary for the computation of tax imposed on the Transfer of a Residual Certificate to a Person that is not a Permitted Transferee, or an agent (including a broker, nominee or other middleman) of a Person that is not a Permitted Transferee, or a pass-through entity in which a Person that is not a Permitted Transferee is the record Holder of an interest (the reasonable cost of computing and furnishing such information may be charged to the Person liable for such tax); (f) the Trustee shall, to the extent under its control, conduct the affairs of the Trust Fund at all times that any Certificates are outstanding so as to maintain the status of each REMIC formed hereunder as a REMIC under the REMIC Provisions; (g) the Trustee shall not knowingly or intentionally take any action or omit to take any action that would cause the termination of the REMIC status of any REMIC formed hereunder; (h) the Trustee shall pay, from the sources specified in the penultimate paragraph of this Section 9.12, the amount of any federal, state and local taxes, including prohibited transaction taxes as described below, imposed on any REMIC formed hereunder prior to the termination of the Trust Fund when and as the same shall be due and payable (but such obligation shall not prevent the Trustee or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Trustee from withholding payment of such tax, if permitted by law, pending the outcome of such proceedings); (i) the Trustee shall sign or cause to be signed federal, state or local income tax or information returns or any other document prepared pursuant to this Section 9.12 requiring a signature thereon by the relevant tax authorities or other governmental entity; (j) the Trustee shall maintain records relating to each REMIC formed hereunder including but not limited to the income, expenses, assets and liabilities of each such REMIC and adjusted basis of the Trust Fund property determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns, schedules, statements or information; (k) the Trustee shall, for federal income tax purposes, maintain books and records with respect to the REMICs on a calendar year and on an accrual basis; (l) the Trustee shall not enter into any arrangement not otherwise provided for in this Agreement by which the REMICs will receive a fee or other compensation for services nor permit the REMICs to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code; and (m) as and when necessary and appropriate, the Trustee, at the expense of the Trust Fund, shall represent the Trust Fund in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, request an administrative adjustment as to any taxable year of any REMIC formed hereunder, enter into settlement agreements with any governmental taxing agency, extend any statute of limitations relating to any tax item of the Trust Fund, and otherwise act on behalf of each REMIC formed hereunder in relation to any tax matter involving any such REMIC.

In order to enable the Trustee to perform its duties as set forth herein, the Depositor shall provide, or cause to be provided, to the Trustee within 10 days after the Closing Date all information or data that the Trustee requests in writing and determines to be relevant for tax purposes to the valuations and offering prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flows of the Certificates and the Mortgage Loans. Thereafter, the Depositor shall provide to the Trustee promptly upon written request therefor, any such additional information or data that the Trustee may, from time to time, request in order to enable the Trustee to perform its duties as set forth herein. The Depositor hereby indemnifies the Trustee for any losses, liabilities, damages, claims or expenses of the Trustee arising from any errors or miscalculations of the Trustee that result from any failure of the Depositor to provide, or to cause to be provided, accurate information or data to the Trustee on a timely basis.

In the event that any tax is imposed on “prohibited transactions” of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of the Trust Fund as defined in Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI after the Startup Day pursuant to Section 860G(d) of the Code, or any other tax is imposed, including, without limitation, any federal, state or local tax or minimum tax imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, and is not paid as otherwise provided for herein, such tax shall be paid by (i) the Master Servicer or Trustee, if any such tax arises out of or results from a breach by the Master Servicer or Trustee of any of its obligations under this Agreement, provided, however, in no event shall the Master Servicer have any liability (1) for any action or omission that is taken in accordance with and compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any losses other than those arising out of a negligent performance by the Master Servicer of its duties and obligations set forth herein, or (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates), (ii) any party hereto (other than the Master Servicer or Trustee) to the extent any such tax arises out of or results from a breach by such other party of any of its obligations under this Agreement or (iii) in all other cases, or in the event that any liable party hereto fails to honor its obligations under the preceding clauses (i) or (ii), any such tax will be paid first with amounts otherwise to be distributed to the Class R Certificateholders, and second with amounts otherwise to be distributed to all the Holders of the following Certificates in the following order of priority: first, to the Class M-11 Certificates, second, to the Class M-10 Certificates, third, to the Class M-9 Certificates, fourth, to the Class M-8 Certificates, fifth, to the Class M-7 Certificates, sixth, to the Class M-6 Certificates, seventh, to the Class M-5 Certificates, eighth, to the Class M-4 Certificates, ninth, to the Class M-3 Certificates, tenth, to the Class M-2 Certificates, eleventh, to the Class M-1 Certificates, and twelfth, to the Class A Certificates (pro rata based on the amounts to be distributed). Notwithstanding anything to the contrary contained herein, to the extent that such tax is payable by the Holder of any Certificates, the Trustee is hereby authorized to retain on any Distribution Date, from the Holders of the Class R Certificates (and, if necessary, second, from the Holders of the other Certificates in the priority specified in the preceding sentence), funds otherwise distributable to such Holders in an amount sufficient to pay such tax. The Trustee shall promptly notify in writing the party liable for any such tax of the amount thereof and the due date for the payment thereof.

The Trustee and the Master Servicer agree that, in the event it should obtain any information necessary for the other party to perform its obligations pursuant to this Section 9.12, it will promptly notify and provide such information to such other party.

ARTICLE X

TERMINATION

Section 10.01 Termination upon Liquidation or Repurchase of all Mortgage Loans.

Subject to Section 10.03, the obligations and responsibilities of the Depositor, the Master Servicer, the Seller and the Trustee created hereby with respect to the Trust Fund shall terminate upon the earlier of (a) the exercise of the Majority Class CE Certificateholder (or its designee) or the Master Servicer, as applicable, of its right to repurchase all of the Mortgage Loans (and REO Properties) remaining in the Trust Fund at a price (the “Mortgage Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal Balance of each Mortgage Loan (other than in respect of REO Property), (ii) accrued interest thereon at the applicable Mortgage Rate to, but not including, the first day of the month of such purchase, (iii) the appraised value of any REO Property in the Trust Fund (up to the Stated Principal Balance of the related Mortgage Loan), such appraisal to be conducted by an appraiser mutually agreed upon by the Master Servicer and the Trustee, (iv) unreimbursed out-of pocket costs of the Master Servicer, including unreimbursed servicing advances and the principal portion of any unreimbursed Advances, made on the Mortgage Loans prior to the exercise of such repurchase right, (v) any unreimbursed costs and expenses of the Trustee payable pursuant to Section 9.05, (vi) any Swap Termination Payment (which shall include any Net Swap Payment payable to the Swap Provider for the final Distribution Date) payable to the Swap Provider which remains unpaid or which is due to the exercise of such option (the “Swap Optional Termination Payment”) and (b) the later of (i) the maturity or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all REO Property and (ii) the distribution to Certificateholders of all amounts required to be distributed to them pursuant to this Agreement, as applicable. In no event shall the trusts created hereby continue beyond the earlier of (i) the expiration of 21 years from the death of the last survivor of the descendants of Xxxxxx X. Xxxxxxx, the late Ambassador of the United States to the Court of St. Xxxxx, living on the date hereof and (ii) the Latest Possible Maturity Date.

The right to repurchase all Mortgage Loans and REO Properties by the Majority Class CE Certificateholder pursuant to clause (a) in the preceding paragraph shall be conditioned upon the Stated Principal Balance of all of the Mortgage Loans in the Trust Fund, at the time of any such repurchase, aggregating 10% or less of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans. If the Majority Class CE Certificateholder does not exercise this option, the Master Servicer has the right to repurchase all Mortgage Loans and REO Properties pursuant to clause (a) in the preceding paragraph, conditioned upon the Stated Principal Balance of all of the Mortgage Loans in the Trust Fund, at the time of any such repurchase, aggregating 5% or less of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans.

Only an amount equal to the Mortgage Loan Purchase Price less any Swap Optional Termination Payment (the “REMIC Termination Payment”) shall be made available for distribution to the Regular Certificates. Any Swap Optional Termination Payment paid as part of the Mortgage Loan Purchase Price and deposited to the Distribution Account shall be withdrawn by the Trustee from the Distribution Account and remitted to the Supplemental Interest Trust to be paid in accordance with Section 3.21(c). The Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.

Section 10.02 Final Distribution on the Certificates.

If on any Determination Date, (i) the Master Servicer determines that there are no Outstanding Mortgage Loans and no other funds or assets in the Trust Fund other than the funds in the Protected Account, the Master Servicer shall direct the Trustee to send a final distribution notice promptly to each Certificateholder or (ii) the Trustee determines that a Class of Certificates shall be retired after a final distribution on such Class, the Trustee shall notify the Certificateholders within five (5) Business Days after such Determination Date that the final distribution in retirement of such Class of Certificates is scheduled to be made on the immediately following Distribution Date. Any final distribution made pursuant to the immediately preceding sentence will be made only upon presentation and surrender of the related Certificates at the Corporate Trust Office of the Trustee. If the Majority Class CE Certificateholder or the Master Servicer, as applicable, elects to terminate the Trust Fund pursuant to Section 10.01, at least 20 days prior to the date notice is to be mailed to the Certificateholders, the Majority Class CE Certificateholder or the Master Servicer, as applicable, shall notify the Depositor, the Swap Provider and the Trustee of the date the Majority Class CE Certificateholder or the Master Servicer, as applicable, intends to terminate the Trust Fund. The Master Servicer shall remit the Mortgage Loan Purchase Price to the Trustee on the Business Day prior to the Distribution Date for such Optional Termination by the Majority Class CE Certificateholder or the Master Servicer, as applicable.

Notice of any termination of the Trust Fund, specifying the Distribution Date on which Certificateholders may surrender their Certificates for payment of the final distribution and cancellation, shall be given promptly by the Trustee by letter to Certificateholders mailed not later than two Business Days after the Determination Date in the month of such final distribution. Any such notice shall specify (a) the Distribution Date upon which final distribution on the Certificates will be made upon presentation and surrender of Certificates at the office therein designated, (b) the amount of such final distribution, (c) the location of the office or agency at which such presentation and surrender must be made and (d) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the office therein specified. The Trustee will give such notice to each Rating Agency at the time such notice is given to Certificateholders.

In the event such notice is given, the Master Servicer shall cause all funds in the Protected Account to be remitted to the Trustee for deposit in the Distribution Account on the Business Day prior to the applicable Distribution Date in an amount equal to the final distribution in respect of the Certificates. Upon such final deposit with respect to the Trust Fund and the receipt by the Trustee of a Request for Release therefor, the Trustee or the Custodian shall promptly release to the Seller as applicable the Mortgage Files for the Mortgage Loans and the Trustee shall execute and deliver any documents prepared and delivered to it which are necessary to transfer any REO Property.

Upon presentation and surrender of the Certificates, the Trustee shall cause to be distributed to Certificateholders of each Class the amounts allocable to such Certificates held in the Distribution Account in the order and priority set forth in Section 5.04 hereof on the final Distribution Date and in proportion to their respective Percentage Interests.

In the event that any affected Certificateholders shall not surrender Certificates for cancellation within six months after the date specified in the above mentioned written notice, the Trustee shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all the applicable Certificates shall not have been surrendered for cancellation, the Trustee may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets that remain a part of the Trust Fund. If within one year after the second notice all Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets of the Trust Fund that remain subject hereto.

Section 10.03 Additional Termination Requirements.

(a) Upon exercise by the Majority Class CE Certificateholder or the Master Servicer, as applicable, of its purchase option as provided in Section 10.01, the Trust Fund shall be terminated in accordance with the following additional requirements, unless the Trustee has been supplied with an Opinion of Counsel addressed to the Trustee, at the expense of the Majority Class CE Certificateholder or the Master Servicer, as applicable, to the effect that the failure of the Trust Fund to comply with the requirements of this Section 10.03 will not (i) result in the imposition of taxes on “prohibited transactions” of a REMIC, or (ii) cause a REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding:

(1) The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall establish a 90-day liquidation period and notify the Trustee thereof, and the Trustee shall in turn specify the first day of such period in a statement attached to the tax return for each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI pursuant to Treasury Regulation Section 1.860F-1. The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall satisfy all the requirements of a qualified liquidation under Section 860F of the Code and any regulations thereunder, as evidenced by an Opinion of Counsel addressed to the Trustee obtained at the expense of the Majority Class CE Certificateholder or the Master Servicer, as applicable;

(2) During such 90-day liquidation period, and at or prior to the time of making the final payment on the Certificates, the Trustee shall sell all of the assets of REMIC I for cash; and

(3) At the time of the making of the final payment on the Certificates, the Trustee shall distribute or credit, or cause to be distributed or credited, to the Holders of the Residual Certificates all cash on hand (other than cash retained to meet claims), and REMIC I shall terminate at that time.

(b) By their acceptance of the Certificates, the Holders thereof hereby authorize the adoption of a 90-day liquidation period and the adoption of a plan of complete liquidation for REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI, which authorization shall be binding upon all successor Certificateholders.

(c) The Trustee as agent for each REMIC hereby agrees to adopt and sign such a plan of complete liquidation meeting the requirements for a qualified liquidation under Section 860F of the Code and any regulations thereunder upon the written request of the Majority Class CE Certificateholder or the Master Servicer, as applicable, and the receipt of the Opinion of Counsel referred to in Section 10.03(a)(1) and to take such other action in connection therewith as may be reasonably requested by the Majority Class CE Certificateholder or the Master Servicer, as applicable.

ARTICLE XI

MISCELLANEOUS PROVISIONS

Section 11.01 Amendment.

This Agreement may be amended from time to time by parties hereto without the consent of any of the Certificateholders to cure any ambiguity, to correct or supplement any provisions herein (including to give effect to the expectations of investors), to comply with any changes in the Code, to revise any provisions to reflect the obligations of the parties to this agreement as they relate to Regulation AB, to change the manner in which the Protected Account is maintained or to make such other provisions with respect to matters or questions arising under this Agreement as shall not be inconsistent with any other provisions herein if such action shall not, as evidenced by an Opinion of Counsel addressed to the Trustee, adversely affect in any material respect the interests of any Certificateholder; provided that any such amendment shall be deemed not to adversely affect in any material respect the interests of the Certificateholders and no such Opinion of Counsel shall be required if the Person requesting such amendment obtains a letter from each Rating Agency stating that such amendment would not result in the downgrading or withdrawal of the respective ratings then assigned to the Certificates.

Notwithstanding the foregoing, without the consent of the Certificateholders, the parties hereto may at any time and from time to time amend this Agreement to modify, eliminate or add to any of its provisions to such extent as shall be necessary or appropriate to maintain the qualification of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as a REMIC under the Code or to avoid or minimize the risk of the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI pursuant to the Code that would be a claim against any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI at any time prior to the final redemption of the Certificates, provided that the Trustee has been provided an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such opinion but in any case shall not be an expense of the Trustee or the Trust Fund, to the effect that such action is necessary or appropriate to maintain such qualification or to avoid or minimize the risk of the imposition of such a tax.

This Agreement may also be amended from time to time by the parties hereto with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to cease to qualify as a REMIC or (iii) reduce the aforesaid percentages of Certificates of each Class the Holders of which are required to consent to any such amendment without the consent of the Holders of all Certificates of such Class then outstanding.

Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such amendment but in any case shall not be an expense of the Trustee, to the effect that such amendment will not (other than an amendment pursuant to clause (ii) of, and in accordance with, the preceding paragraph) cause the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI or the Certificateholders or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to cease to qualify as a REMIC at any time that any Certificates are outstanding. Further, nothing in this Agreement shall require the Trustee to enter into an amendment without receiving an Opinion of Counsel, satisfactory to the Trustee that (i) such amendment is permitted and is not prohibited by this Agreement and that all requirements for amending this Agreement (including any consent of the applicable Certificateholders) have been complied with.

Notwithstanding any of the other provisions of this Section 11.01, none of the Depositor, the Master Servicer or the Trustee shall enter into any amendment to Section 3.21 or Section 5.04(a)(4)(F) of this Agreement without the prior written consent of the Swap Provider, which consent shall not be unreasonably withheld, and shall not enter into an amendment that has a materially adverse effect on the Swap Provider without the Swap Provider’s consent, which consent shall not be unreasonably withheld.

Promptly after the execution of any amendment to this Agreement requiring the consent of Certificateholders, the Trustee shall furnish written notification of the substance of such amendment to each Certificateholder, the Swap Provider and each Rating Agency.

It shall not be necessary for the consent of Certificateholders under this Section to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.

Section 11.02 Recordation of Agreement; Counterparts.

To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all of the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere. The Master Servicer shall effect such recordation at the Trust’s expense upon the request in writing of a Certificateholder, but only if such direction is accompanied by an Opinion of Counsel (provided at the expense of the Certificateholder requesting recordation) to the effect that such recordation would materially and beneficially affect the interests of the Certificateholders or is required by law.

For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.

Section 11.03 Governing Law.

THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).

Section 11.04 Intention of Parties.

It is the express intent of the parties hereto that the conveyance of the Mortgage Notes, Mortgages, assignments of Mortgages, title insurance policies and any modifications, extensions and/or assumption agreements and private mortgage insurance policies relating to the Mortgage Loans by the Sellers to the Depositor, and by the Depositor to the Trustee be, and be construed as, an absolute sale thereof to the Depositor or the Trustee, as applicable. It is, further, not the intention of the parties that such conveyance be deemed a pledge thereof by the Seller to the Depositor, or by the Depositor to the Trustee. However, in the event that, notwithstanding the intent of the parties, such assets are held to be the property of the Sellers or the Depositor, as applicable, or if for any other reason the Mortgage Loan Purchase Agreement or this Agreement is held or deemed to create a security interest in such assets, then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each be deemed to be a security agreement within the meaning of the Uniform Commercial Code of the State of New York and (ii) the conveyance provided for in the Mortgage Loan Purchase Agreement from the Sellers to the Depositor, and the conveyance provided for in this Agreement from the Depositor to the Trustee, shall be deemed to be an assignment and a grant by the Sellers or the Depositor, as applicable, for the benefit of the Certificateholders of a security interest in all of the assets that constitute the Trust Fund, whether now owned or hereafter acquired.

The Depositor for the benefit of the Certificateholders shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the assets of the Trust Fund, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Agreement.

Section 11.05 Notices.

(a) The Trustee shall use its best efforts to promptly provide notice to each Rating Agency with respect to each of the following of which a Responsible Officer of the Trustee has actual knowledge:

(i) Any material change or amendment to this Agreement;

(ii) The occurrence of any Event of Default that has not been cured;

(iii) The resignation or termination of the Master Servicer or the Trustee and the appointment of any successor;

(iv) The repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03, 3.19 and 10.01; and

(v) The final payment to Certificateholders.

(b) All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given when delivered at or mailed by registered mail, return receipt requested, postage prepaid, or by recognized overnight courier, or by facsimile transmission to a number provided by the appropriate party if receipt of such transmission is confirmed to (i) in the case of the Depositor, Bear Xxxxxxx Asset Backed Securities I LLC, 000 Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Chief Counsel, and with respect to Regulation AB notifications to the Depositor at xxxxxxxxxxxxxxxxxx@xxxx.xxx; (ii) in the case of the Seller or the Master Servicer, EMC Mortgage Corporation, 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx 00000 (Facsimile: (000) 000-0000), attention: President or General Counsel, or such other address as may be hereafter furnished to the other parties hereto by the Master Servicer in writing; (iii) in the case of the Trustee, at each Corporate Trust Office or such other address as the Trustee may hereafter furnish to the other parties hereto, (iv) in the case of the Swap Provider, Wachovia Bank, N.A., 000 Xxxxx Xxxxxxx Xxxxxx, XX-0, Xxxxxxxxx, XX 00000-0000, Attention: Xxxxx X. Xxxxx and (v) in the case of the Rating Agencies, (x) Xxxxx’x Investors Service, Inc., 00 Xxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Home Equity Monitoring and (y) Standard & Poor’s, 00 Xxxxx Xxxxxx, 00xx Xxxxx, Xxx Xxxx, Xxx Xxxx 00000, the Master Servicer or the Trustee under this Agreement shall be effective only upon receipt. Any notice required or permitted to be mailed to a Certificateholder, unless otherwise provided herein, shall be given by first-class mail, postage prepaid, at the address of such Certificateholder as shown in the Certificate Register; any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.

Section 11.06 Severability of Provisions.

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.

Section 11.07 Assignment.

Notwithstanding anything to the contrary contained herein, except as provided pursuant to Section 7.02, this Agreement may not be assigned by the Master Servicer, EMC (on its own behalf as Seller and on behalf of Master Funding) or the Depositor.

Section 11.08 Limitation on Rights of Certificateholders.

The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder’s legal representative or heirs to claim an accounting or to take any action or commence any proceeding in any court for a petition or winding up of the Trust Fund, or otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.

No Certificateholder shall have any right to vote (except as provided herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

No Certificateholder shall have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of an Event of Default and of the continuance thereof, as hereinbefore provided, the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates shall also have made written request to the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses, and liabilities to be incurred therein or thereby, and the Trustee for 60 days after its receipt of such notice, request and offer of indemnity shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing itself or themselves of any provisions of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of the Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Agreement, except in the manner herein provided and for the common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 11.08, each and every Certificateholder or the Trustee shall be entitled to such relief as can be given either at law or in equity.

Section 11.09 Inspection and Audit Rights.

The Master Servicer agrees that, on reasonable prior notice, it will permit any representative of the Depositor or the Trustee during the Master Servicer’s normal business hours, to examine all the books of account, records, reports and other papers of the Master Servicer relating to the Mortgage Loans, to make copies and extracts therefrom, to cause such books to be audited by independent certified public accountants selected by the Depositor and the Trustee and to discuss its affairs, finances and accounts relating to such Mortgage Loans with its officers, employees and independent public accountants (and by this provision the Master Servicer hereby authorizes such accountants to discuss with such representative such affairs, finances and accounts), all at such reasonable times and as often as may be reasonably requested. Any out-of-pocket expense incident to the exercise by the Depositor or the Trustee of any right under this Section 11.09 shall be borne by the party requesting such inspection, subject to such party’s right to reimbursement hereunder (in the case of the Trustee, pursuant to Section 9.05 hereof.

Section 11.10 Certificates Nonassessable and Fully Paid.

It is the intention of the Depositor that Certificateholders shall not be personally liable for obligations of the Trust Fund, that the interests in the Trust Fund represented by the Certificates shall be nonassessable for any reason whatsoever, and that the Certificates, upon due authentication thereof by the Trustee pursuant to this Agreement, are and shall be deemed fully paid.

Section 11.11 Third Party Rights.

The Swap Provider and the Swap Administrator shall be third-party beneficiaries of this Agreement to the same extent as if they were parties hereto, and shall have the right to enforce the provisions of this Agreement.

* * *

IN WITNESS WHEREOF, the Depositor, the Master Servicer, the Seller and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.

BEAR XXXXXXX ASSET BACKED SECURITIES I LLC,
as Depositor

By:	/s/ Xxxxx Xxxxxxxxxxx
Name:		Xxxxx Xxxxxxxxxxx
		Vice President

EMC MORTGAGE CORPORATION,
as Seller and as Master Servicer

By:	/s/ Xxxxx Xxxx
Name:		Xxxxx Xxxx
Title:		Senior Vice President

LASALLE BANK NATIONAL ASSOCIATION,
as Trustee

By:	/s/ Xxxx Xxxxx
Name:		Xxxx Xxxxx
Title:		Vice President

STATE OF NEW YORK	)
	)	ss.:
COUNTY OF NEW YORK	)

On this 30^th day of May, 2006, before me, a notary public in and for said State, appeared Xxxxx Xxxxxxxxxxx, personally known to me on the basis of satisfactory evidence to be an authorized representative of Bear Xxxxxxx Asset Backed Securities I LLC, one of the companies that executed the within instrument, and also known to me to be the person who executed it on behalf of such limited liability company and acknowledged to me that such limited liability company executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

	/s/ Xxxxxx Xxxxx
	Notary Public

[Notarial Seal]

STATE OF TEXAS	)
	)	ss.:
COUNTY OF DALLAS	)

On this 30^th day of May, 2006, before me, a notary public in and for said State, appeared Xxxxx Xxxx, personally known to me on the basis of satisfactory evidence to be an authorized representative of EMC Mortgage Corporation, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

	/s/ Xxxxx X. Xxxxxxx
	Notary Public

[Notarial Seal]

STATE OF ILLINOIS	)
	)	ss.:
COUNTY OF XXXX	)

On this 30^th day of May, 2006, before me, X X Xxxxxxx, a notary public in and for said State, appeared Xxxx X. Xxxxx, personally known to me on the basis of satisfactory evidence to be an authorized representative of LaSalle Bank National Association that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

	/s/ X X Xxxxxxx
	Notary Public

[Notarial Seal]

EXHIBIT A-1

Form of Class A Certificates

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).

THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 6.02(h) OF THE POOLING AND SERVICING AGREEMENT.

Certificate No. 1	Adjustable Rate

Class [I-A-1][I-A-2][I-A-3][II-A] Senior

Date of Pooling and Servicing Agreement and Cut-off Date: May 1, 2006	Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $[__________]

First Distribution Date: June 26, 2006	Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $[__________]

Master Servicer: EMC Mortgage Corporation	CUSIP: [_____]

Last Scheduled Distribution Date: [__________, __]

ASSET-BACKED CERTIFICATE

SERIES 2006-HE5

evidencing a fractional undivided interest in the distributions allocable to the Class [I-A-1][I-A-2][I-A-3][II-A] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end first and second lien, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as seller and as Master Servicer and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.

Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in Section 6.02(h) of the Pooling and Servicing Agreement.

Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto.

This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund and the Policy for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.

The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).

Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: _________, ____

LASALLE BANK NATIONAL ASSOCIATION

not in its individual capacity but solely as Trustee

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class [I-A-1][I-A-2][I-A-3][II-A] Certificates referred to in the within-mentioned Agreement.

LASALLE BANK NATIONAL ASSOCIATION

Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee

By:

Authorized Signatory

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

		.

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-2

Form of Class M Certificates

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES [,] [AND] [CLASS M-1 CERTIFICATES] [,] [AND] [CLASS M-2 CERTIFICATES] [,] [AND] [CLASS M-3 CERTIFICATES] [,] [AND] [CLASS M-4 CERTIFICATES] [,] [AND] [CLASS M-5 CERTIFICATES] [,] [AND] [CLASS M-6 CERTIFICATES] [,] [AND] [CLASS M-7 CERTIFICATES] [,] [AND] [CLASS M-8 CERTIFICATES] [,] [AND] [CLASS M-9 CERTIFICATES] [AND] [CLASS M-10 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).

[For Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9] EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 6.02(h) OF THE POOLING AND SERVICING AGREEMENT.

[For Class M-10 and Class M-11] [THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.]

[For Class M-10 and Class M-11] [THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER PROHIBITED TRANSACTION EXEMPTION (“PTE”) 84-14, XXX 00-00, XXX 00-0, XXX 95-60 OR PTE 96-23 AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION SPECIFIED IN SECTION 6.02 OF THE AGREEMENT IS PROVIDED.

Certificate No.1	Adjustable Rate

Class M-[1][2][3][4][5][6][7][8][9][10][11] Subordinate

Date of Pooling and Servicing Agreement and Cut-off Date: May 1, 2006	Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $[__________]

First Distribution Date: June 26, 2006	Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $[__________]

Master Servicer: EMC Mortgage Corporation	CUSIP: [_____]

Last Scheduled Distribution Date: June 25, 2036

ASSET-BACKED CERTIFICATE

SERIES 2006-HE5

evidencing a fractional undivided interest in the distributions allocable to the Class M-[1][2][3][4][5][6][7][8][9][10][11] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end one- to four-family first and second lien, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end first and second lien, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as seller and as Master Servicer and LaSalle Bank National Association as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

[For Class M-10 and Class M-11] [No transfer of this Class M-[10][11] Certificate will be made unless such transfer is (i) exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws and (ii) made in accordance with Section 6.02 of the Agreement. In the event that such transfer is to be made the Trustee shall register such transfer if, (i) made to a transferee who has provided the Trustee with evidence as to its QIB status; or (ii) (A) the transferor has advised the Trustee in writing that the Certificate is being transferred to an Institutional Accredited Investor and (B) prior to such transfer the transferee furnishes to the Trustee an Investment Letter; provided that if based upon an Opinion of Counsel to the effect that (A) and (B) above are not sufficient to confirm that such transfer is being made pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and other applicable laws, the Trustee shall as a condition of the registration of any such transfer require the transferor to furnish such other certifications, legal opinions or other information prior to registering the transfer of this Certificate as shall be set forth in such Opinion of Counsel.]

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

[For Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9] Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in Section 6.02(h) of the Pooling and Servicing Agreement.

[For Class M-10 and Class M-11] [This Certificate may not be acquired directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, or Section 4975 of the Internal Revenue Code of 1986, as amended, unless the transferee certifies or represents that the proposed transfer and holding of a Certificate and the servicing, management and operation of the trust and its assets: (i) will not result in any prohibited transaction which is not covered under Prohibited Transaction Exemption (“PTE”) 84-14, XXX 00-00, XXX 00-0, XXX 95-60 or PTE 96-23 and (ii) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer or the Trustee, which will be deemed represented by an owner of a Book-Entry Certificate or a Global Certificate or unless an Opinion of Counsel specified in section 6.02 of the Agreement is provided. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.]

No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: _________, ____

LASALLE BANK NATIONAL ASSOCIATION

not in its individual capacity but solely as Trustee

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class M-[1][2][3][4][5][6][7][8][9][10][11] Certificates referred to in the within-mentioned Agreement.

LASALLE BANK NATIONAL ASSOCIATION

Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee

By:

Authorized Signatory

ASSIGNMENT

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-3

Form of Class P Certificate

THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.

NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.

Certificate No.1	Percentage Interest: 100%

Class P

Date of Pooling and Servicing Agreement and Cut-off Date: May 1, 2006	Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $100.00

First Distribution Date: June 26, 2006	Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $100.00

Master Servicer: EMC Mortgage Corporation	CUSIP: [_____]

Last Scheduled Distribution Date: June 25, 2036

ASSET-BACKED CERTIFICATE

SERIES 2006-HE5

evidencing a fractional undivided interest in the distributions allocable to the Class P Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end one- to four-family first and second lien, fixed and adjustable interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer, the Trustee or any of their affiliates or any other person. None of Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

This certifies that Bear, Xxxxxxx Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting primarily of a pool of fixed and adjustable interest rate, conventional, closed-end mortgage loans that are secured by first and second liens on one- to four-family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and together with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as seller and as Master Servicer and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.

No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trustee shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Class P Certificate will be made unless the Trustee shall have received either (i) the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) a representation letter under Section 6.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: _________, ____

LASALLE BANK NATIONAL ASSOCIATION

not in its individual capacity but solely as Trustee

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class P Certificates referred to in the within-mentioned Agreement.

LASALLE BANK NATIONAL ASSOCIATION

Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee

By:

Authorized Signatory

ASSIGNMENT

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:


		.

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-4

Form of Class CE Certificates

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES AND THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).

Certificate No. [_]	Percentage Interest: 100%

Class CE	Adjustable Rate

Date of Pooling and Servicing Agreement and Cut-off Date: May 1, 2006	Initial Certificate Notional Amount of this Certificate as of the Cut-off Date: $[__________]

First Distribution Date: June 26, 2006	Aggregate Certificate Notional Amount of this Certificate as of the Cut-off Date: $[__________]

Master Servicer: EMC Mortgage Corporation	CUSIP: [_____]

Last Scheduled Distribution Date: June 25, 2036

ASSET-BACKED CERTIFICATE

SERIES 2006-HE5

evidencing a fractional undivided interest in the distributions allocable to the Class CE Certificates with respect to a Trust Fund consisting primarily of a pool of fixed and adjustable interest rate, conventional, closed-end mortgage loans that are secured by first and second liens on one- to four-family residences sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

This certifies that Bear, Xxxxxxx Securities Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting primarily of a pool of fixed and adjustable interest rate, conventional, closed-end mortgage loans that are secured by first and second liens on one- to four-family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and together with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as seller and as Master Servicer and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trustee shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee, or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Class CE Certificate will be made unless the Trustee shall have received either (i) the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) a representation letter under Section 6.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: _________, ____

LASALLE BANK NATIONAL ASSOCIATION

not in its individual capacity but solely as Trustee

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class CE Certificates referred to in the within-mentioned Agreement.

LASALLE BANK NATIONAL ASSOCIATION

Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee

By:

Authorized Signatory

ASSIGNMENT

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:


		.

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-5

Form of Class R Certificates

THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).

ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR XXXXXXX MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) SUCH TRANSFEREE IS A UNITED STATES PERSON UNDER SECTION 7701 OF THE CODE, (3) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (4) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.

Certificate No.1

Class [R-1][R-2][R-3][RX]	Percentage Interest: 100%

Date of Pooling and Servicing Agreement and Cut-off Date: May 1, 2006

First Distribution Date: June 26, 2006

Master Servicer: EMC Mortgage Corporation	CUSIP: [_____]

Last Scheduled Distribution Date: June 25, 2036

ASSET-BACKED CERTIFICATE

SERIES 2006-HE5

evidencing a fractional undivided interest in the distributions allocable to the Class [R-1][ R-2][ R-3][RX] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end first and second lien one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer, the Trustee or any of their affiliates or any other person. None of Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

This certifies that Bear, Xxxxxxx Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end first and second lien, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation as seller and as Master Servicer and LaSalle Bank National Association as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

Each Holder of this Certificate will be deemed to have agreed to be bound by the

restrictions set forth in the Agreement to the effect that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) the transfer of any Ownership Interest in this Certificate will be conditioned upon the delivery to the Trustee of, among other things, an affidavit to the effect that it is a Permitted Transferee, (iii) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee, and (iv) if any person other than a Permitted Transferee acquires any Ownership Interest in this Certificate in violation of such restrictions, then the Depositor will have the right, in its sole discretion and without notice to the Holder of this Certificate, to sell this Certificate to a purchaser selected by the Depositor, which purchaser may be the Depositor, or any affiliate of the Depositor, on such terms and conditions as the Depositor may choose.

No transfer of this Class [R-1][ R-2][R-3][RX] Certificate will be made unless the Trustee shall have received either (i) the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) a representation letter under Section 6.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: _________, ____

LASALLE BANK NATIONAL ASSOCIATION

not in its individual capacity but solely as Trustee

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class [R-1][R-2][R-3][RX] Certificates referred to in the within-mentioned Agreement.

LASALLE BANK NATIONAL ASSOCIATION

Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee

By:

Authorized Signatory

ASSIGNMENT

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:


		.

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT B

MORTGAGE LOAN SCHEDULE

     ZIP_     STATE     CITY1                            PROPTYPE                       CURRENT_     SERV_    LPMI     TRUST      MSERV        CURRENT_       MATURITY_         STATED_       STATED_
     CODE                                                                                 GROSS_       FEE               FEE                       NET_            DATE       ORIGINAL_          REM_
                                                                                          COUPON                                                 COUPON                            TERM          TERM
    70601     LA        LAKE XXXXXXX                     Single Family                     8.975       0.5       0    0.0055          0          8.4695        20350601             360           349
    70737     XX        XXXXXXXX                         PUD                                 7.8       0.5       0    0.0055          0          7.2945        20350501             360           348
    39232     MS        FLOWOOD                          Single Family                     8.625       0.5       0    0.0055          0          8.1195        20350501             360           348
    32738     FL        Deltona                          Single Family                     9.625       0.5       0    0.0055          0          9.1195        20360401             360           359
    48134     MI        Brownstown                       Single Family                     6.625       0.5       0    0.0055          0          6.1195        20360401             360           359
    47250     IN        MADISON                          Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360401             360           359
    32720     FL        DELAND                           Single Family                     9.375       0.5       0    0.0055          0          8.8695        20360401             360           359
    45230     OH        Cincinnati                       Single Family                    10.875       0.5       0    0.0055          0         10.3695        20360401             360           359
    49347     MI        Trufant                          Single Family                     8.625       0.5       0    0.0055          0          8.1195        20360501             360           360
    33056     FL        MIAMI GARDENS                    Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360401             360           359
    77058     TX        Houston                          Condominium                         9.6       0.5       0    0.0055          0          9.0945        20360401             360           359
    44431     OH        Leetonia                         Single Family                     10.15       0.5       0    0.0055          0          9.6445        20360401             360           359
    76002     TX        Arlington                        Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360101             360           356
    92504     CA        Riverside                        Single Family                     11.75       0.5       0    0.0055          0         11.2445        20210401             180           179
    92504     CA        Riverside                        Single Family                       8.3       0.5       0    0.0055          0          7.7945        20360401             360           359
    78213     TX        San Antonio                      Single Family                    10.989       0.5       0    0.0055          0         10.4835        20260401             240           239
    78213     TX        San Antonio                      Single Family                      8.49       0.5       0    0.0055          0          7.9845        20360401             360           359
    34759     FL        KISSIMMEE                        Single Family                     8.875       0.5       0    0.0055          0          8.3695        20360401             360           359
    34759     FL        KISSIMMEE                        PUD                               8.875       0.5       0    0.0055          0          8.3695        20360401             360           359
    34759     FL        KISSIMEE                         PUD                               8.875       0.5       0    0.0055          0          8.3695        20360401             360           359
    38118     TN        Memphis                          Single Family                       8.6       0.5       0    0.0055          0          8.0945        20351201             360           355
    40219     KY        Louisville                       Single Family                     9.815       0.5       0    0.0055          0          9.3095        20360501             360           360
    48911     MI        Lansing                          Single Family                      10.6       0.5       0    0.0055          0         10.0945        20360401             360           359
    32839     FL        Orlando                          Single Family                     10.99       0.5       0    0.0055          0         10.4845        20360401             360           359
    32043     FL        Green Cove Springs               PUD                                7.65       0.5       0    0.0055          0          7.1445        20360401             360           359
    43227     OH        Columbus                         Single Family                      7.47       0.5       0    0.0055          0          6.9645        20360401             360           359
    43130     OH        Lancaster                        Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360401             360           359
    43130     OH        Lancaster                        Single Family                      7.34       0.5       0    0.0055          0          6.8345        20360401             360           359
    43081     OH        Westerville                      Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360401             360           359
    43219     OH        Columbus                         PUD                               9.875       0.5       0    0.0055          0          9.3695        20360401             360           359
    23464     VA        Virginia Beach                   PUD                               9.875       0.5       0    0.0055          0          9.3695        20360401             360           359
    46072     IN        Tipton                           Single Family                     10.05       0.5       0    0.0055          0          9.5445        20360401             360           359
    28469     NC        Ocean Isle Beach                 Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360201             360           357
    93535     CA        Lancaster                        Single Family                         9       0.5       0    0.0055          0          8.4945        20360101             360           356
    29445     SC        Goose Creek                      Single Family                      7.45       0.5       0    0.0055          0          6.9445        20360101             360           356
    46410     IN        Merrillville                     Single Family                       7.3       0.5       0    0.0055          0          6.7945        20360301             360           358
    45402     OH        Dayton                           Single Family                      10.3       0.5       0    0.0055          0          9.7945        20360301             360           358
    72345     AR        LEPANTO                          Single Family                      8.95       0.5       0    0.0055          0          8.4445        20260201             240           237
    43068     OH        Reynoldsburg                     Single Family                     10.39       0.5       0    0.0055          0          9.8845        20360401             360           359
    48205     MI        Detroit                          2-4 Family                        11.36       0.5       0    0.0055          0         10.8545        20360401             360           359
     6360     CT        Norwich                          Single Family                    10.375       0.5       0    0.0055          0          9.8695        20360401             360           359
    32837     FL        Orlando                          Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360501             360           360
    33785     FL        INDIAN ROCKS BEACH               2-4 Family                          8.5       0.5       0    0.0055          0          7.9945        20360401             360           359
    48206     MI        Detroit                          Single Family                       9.7       0.5       0    0.0055          0          9.1945        20360401             360           359
    32641     FL        Gainesville                      Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360501             360           360
    20744     MD        Fort Washington                  Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360401             360           359
    48322     MI        West Bloomfield                  Single Family                      10.7       0.5       0    0.0055          0         10.1945        20360401             360           359
    46203     IN        Indianapolis                     Single Family                      11.3       0.5       0    0.0055          0         10.7945        20360401             360           359
    46303     IN        Cedar Lake                       Single Family                     10.24       0.5       0    0.0055          0          9.7345        20360401             360           359
    48220     MI        FERNDALE                         Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360101             360           356
    48428     MI        XXXXXX TOWNSHIP                  Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360301             360           358
    46617     IN        South Bend                       Single Family                    10.035       0.5       0    0.0055          0          9.5295        20360301             360           358
    46226     IN        Indianapolis                     Single Family                      13.1       0.5       0    0.0055          0         12.5945        20360401             360           359
    46226     IN        Indianapolis                     Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360401             360           359
    46052     IN        Lebanon                          Single Family                      9.49       0.5       0    0.0055          0          8.9845        20360401             360           359
    99212     WA        City Of Spokane Valley           Single Family                      11.5       0.5       0    0.0055          0         10.9945        20260401             240           239
    99212     WA        City Of Spokane Valley           PUD                                8.94       0.5       0    0.0055          0          8.4345        20360401             360           359
    47024     IN        Laurel                           Single Family                    10.775       0.5       0    0.0055          0         10.2695        20360301             360           358
    46205     IN        Indianapolis                     Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360401             360           359
    70460     LA        SLIDELL                          Single Family                      8.75       0.5       0    0.0055          0          8.2445        20351201             360           355
    83201     ID        POCATELLO                        Single Family                     5.875       0.5       0    0.0055          0          5.3695        20351101             360           354
    23223     VA        RICHMOND                         PUD                               9.125       0.5       0    0.0055          0          8.6195        20360401             360           359
    78242     TX        SAN ANTONIO                      Single Family                     11.25       0.5       0    0.0055          0         10.7445        20360401             360           359
    17110     PA        Harrisburg                       Single Family                     13.25       0.5       0    0.0055          0         12.7445        20360401             360           359
    29445     SC        Goose Creek                      PUD                               12.97       0.5       0    0.0055          0         12.4645        20210401             180           179
    29445     SC        Goose Creek                      PUD                                9.24       0.5       0    0.0055          0          8.7345        20360401             360           359
    90746     CA        Xxxxxx                           PUD                                9.02       0.5       0    0.0055          0          8.5145        20360401             360           359
    29229     SC        Columbia                         PUD                                9.45       0.5       0    0.0055          0          8.9445        20360401             360           359
    36274     AL        ROANOKE                          Single Family                    10.855       0.5       0    0.0055          0         10.3495        20360401             360           359
    23803     VA        PETERSBURG                       Single Family                       9.6       0.5       0    0.0055          0          9.0945        20360401             360           359
    32119     FL        DAYTONA BEACH                    Single Family                     9.565       0.5       0    0.0055          0          9.0595        20360401             360           359
    30331     GA        ATLANTA                          Single Family                     8.885       0.5       0    0.0055          0          8.3795        20360401             360           359
    27707     NC        DURHAM                           Condominium                      12.065       0.5       0    0.0055          0         11.5595        20360401             360           359
    32818     FL        ORLANDO                          Single Family                    10.155       0.5       0    0.0055          0          9.6495        20360401             360           359
    30126     GA        MABLETON                         Single Family                      9.58       0.5       0    0.0055          0          9.0745        20360401             360           359
    33056     FL        MIAMI GARDENS                    Single Family                     6.745       0.5       0    0.0055          0          6.2395        20360401             360           359
    45426     OH        TROTWOOD                         Single Family                     11.59       0.5       0    0.0055          0         11.0845        20210401             180           179
    45426     OH        TROTWOOD                         Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360401             360           359
    63121     MO        SAINT LOUIS                      Single Family                    11.688       0.5       0    0.0055          0         11.1825        20360401             360           359
    92252     CA        XXXXXX TREE                      Single Family                      9.62       0.5       0    0.0055          0          9.1145        20360401             360           359
    45417     OH        DAYTON                           Single Family                     9.415       0.5       0    0.0055          0          8.9095        20360401             360           359
    43609     OH        TOLEDO                           Single Family                     12.42       0.5       0    0.0055          0         11.9145        20210401             180           179
    43609     OH        TOLEDO                           Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360401             360           359
    63113     MO        SAINT LOUIS                      Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360301             360           358
    21801     MD        SALISBURY                        Single Family                      9.36       0.5       0    0.0055          0          8.8545        20360401             360           359
    30022     GA        ALPHARETTA                       PUD                               9.395       0.5       0    0.0055          0          8.8895        20360301             360           358
    32208     FL        JACKSONVILLE                     Single Family                     9.435       0.5       0    0.0055          0          8.9295        20360301             360           358
    33331     FL        DAVIE                            PUD                                8.94       0.5       0    0.0055          0          8.4345        20360301             360           358
    71104     LA        SHREVEPORT                       2-4 Family                        10.03       0.5       0    0.0055          0          9.5245        20360401             360           359
    30308     GA        ATLANTA                          Single Family                    10.525       0.5       0    0.0055          0         10.0195        20360301             360           358
     6704     CT        WATERBURY                        Condominium                       11.53       0.5       0    0.0055          0         11.0245        20360301             360           358
    33321     FL        TAMARAC                          PUD                                 9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    64130     MO        KANSAS CITY                      Single Family                    10.625       0.5       0    0.0055          0         10.1195        20360301             360           358
    49327     MI        GRANT                            Single Family                     8.835       0.5       0    0.0055          0          8.3295        20360301             360           358
    33305     FL        WILTON MANORS                    Condominium                       10.77       0.5       0    0.0055          0         10.2645        20360301             360           358
    93535     CA        LAKE LOS ANGELE                  Single Family                      8.66       0.5       0    0.0055          0          8.1545        20360401             360           359
    45405     OH        DAYTON                           Single Family                     9.835       0.5       0    0.0055          0          9.3295        20360301             360           358
    20774     MD        SPRINGDALE                       Single Family                    10.065       0.5       0    0.0055          0          9.5595        20360301             360           358
    30236     GA        JONESBORO                        PUD                                9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
    30043     GA        LAWRENCEVILLE                    Single Family                      9.64       0.5       0    0.0055          0          9.1345        20360301             360           358
    30060     GA        MARIETTA                         Single Family                     9.455       0.5       0    0.0055          0          8.9495        20360301             360           358
    45406     OH        DAYTON                           Single Family                      9.06       0.5       0    0.0055          0          8.5545        20360301             360           358
    30152     GA        KENNESAW                         Single Family                     9.455       0.5       0    0.0055          0          8.9495        20360301             360           358
    30152     GA        KENNESAW                         Single Family                     9.455       0.5       0    0.0055          0          8.9495        20360301             360           358
    30354     GA        ATLANTA                          Single Family                      8.86       0.5       0    0.0055          0          8.3545        20360301             360           358
    30458     GA        STATESBORO                       Single Family                    10.275       0.5       0    0.0055          0          9.7695        20360301             360           358
    30630     GA        XXXXXXXX                         Single Family                     8.485       0.5       0    0.0055          0          7.9795        20360301             360           358
    20748     MD        TEMPLE HILLS                     Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    30281     GA        STOCKBRIDGE                      Single Family                    10.585       0.5       0    0.0055          0         10.0795        20360301             360           358
    30601     GA        ATHENS                           2-4 Family                       11.405       0.5       0    0.0055          0         10.8995        20360301             360           358
    20705     MD        BELTSVILLE                       PUD                              12.545       0.5       0    0.0055          0         12.0395        20210201             180           177
    36054     AL        MILLBROOK                        Single Family                    10.125       0.5       0    0.0055          0          9.6195        20360301             360           358
    78244     TX        SAN ANTONIO                      Single Family                     9.485       0.5       0    0.0055          0          8.9795        20360201             360           357
    78244     TX        SAN ANTONIO                      Single Family                     9.485       0.5       0    0.0055          0          8.9795        20360201             360           357
    71101     LA        SHREVEPORT                       2-4 Family                       10.035       0.5       0    0.0055          0          9.5295        20360201             360           357
    34473     FL        OCALA                            Single Family                      9.44       0.5       0    0.0055          0          8.9345        20360401             360           359
    78250     TX        SAN ANTONIO                      PUD                                9.66       0.5       0    0.0055          0          9.1545        20360201             360           357
    35810     AL        HUNTSVILLE                       Single Family                      9.03       0.5       0    0.0055          0          8.5245        20360301             360           358
    30281     GA        STOCKBRIDGE                      Single Family                     9.175       0.5       0    0.0055          0          8.6695        20360301             360           358
    60156     IL        LAKE IN THE HIL                  Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360201             360           357
    21040     MD        EDGEWOOD                         PUD                                8.75       0.5       0    0.0055          0          8.2445        20360101             360           356
    77053     TX        HOUSTON                          PUD                              10.625       0.5       0    0.0055          0         10.1195        20360201             360           357
    33178     FL        MEDLEY                           PUD                               8.875       0.5       0    0.0055          0          8.3695        20360101             360           356
    30034     GA        DECATUR                          Single Family                     7.125       0.5       0    0.0055          0          6.6195        20360101             360           356
    20746     MD        SUITLAND                         PUD                               9.375       0.5       0    0.0055          0          8.8695        20360101             360           356
    43351     OH        UPPER SANDUSKY                   Single Family                         9       0.5       0    0.0055          0          8.4945        20360101             360           356
    30127     GA        POWDER SPRINGS                   PUD                                 9.5       0.5       0    0.0055          0          8.9945        20351201             360           355
    42129     KY        EDMONTON                         Single Family                       9.3       0.5       0    0.0055          0          8.7945        20360101             360           356
    31801     GA        BOX SPRINGS                      Single Family                    10.625       0.5       0    0.0055          0         10.1195        20351201             360           355
    30013     GA        XXXXXXX                          Single Family                      9.25       0.5       0    0.0055          0          8.7445        20351201             360           355
    27954     NC        MANTEO                           Condominium                       9.535       0.5       0    0.0055          0          9.0295        20360201             360           357
    46323     IN        HAMMOND                          Single Family                      9.75       0.5       0    0.0055          0          9.2445        20351101             360           354
    48458     MI        Mount Xxxxxx                     Single Family                     11.21       0.5       0    0.0055          0         10.7045        20360401             360           359
    86401     AZ        Kingman                          Single Family                      9.29       0.5       0    0.0055          0          8.7845        20360401             360           359
    85226     AZ        Xxxxxxxx                         Single Family                     7.815       0.5       0    0.0055          0          7.3095        20360401             360           359
    22712     VA        Bealeton                         PUD                                7.84       0.5       0    0.0055          0          7.3345        20360401             360           359
    45044     OH        Middletown                       Single Family                      8.85       0.5       0    0.0055          0          8.3445        20351201             360           355
     7631     NJ        Englewood                        Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360401             360           359
    93304     CA        Bakersfield                      Single Family                     8.475       0.5       0    0.0055          0          7.9695        20360401             360           359
    23505     VA        Norfolk                          Single Family                    11.625       0.5       0    0.0055          0         11.1195        20210401             180           179
    23505     VA        Norfolk                          Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360401             360           359
    63109     MO        Saint Louis                      Single Family                      9.55       0.5       0    0.0055          0          9.0445        20360301             360           358
    55412     MN        Minneapolis                      Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360501             360           360
    33615     FL        Tampa                            Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360401             360           359
    98632     WA        Longview                         Single Family                     9.375       0.5       0    0.0055          0          8.8695        20360301             360           358
     2914     RI        East Providence                  Single Family                     8.625       0.5       0    0.0055          0          8.1195        20360301             360           358
    95820     CA        Sacramento                       Single Family                      7.98       0.5       0    0.0055          0          7.4745        20360401             360           359
    33844     FL        Xxxxxx City                      Single Family                     12.42       0.5       0    0.0055          0         11.9145        20360401             360           359
    33844     FL        Xxxxxx City                      Single Family                      8.04       0.5       0    0.0055          0          7.5345        20360401             360           359
    89148     NV        Las Vegas                        Single Family                      8.05       0.5       0    0.0055          0          7.5445        20360401             360           359
    85304     AZ        Glendale                         Single Family                     7.475       0.5       0    0.0055          0          6.9695        20360401             360           359
    95682     CA        Shingle Springs                  Condominium                      11.125       0.5       0    0.0055          0         10.6195        20360401             360           359
    22630     VA        Front Royal                      PUD                               8.375       0.5       0    0.0055          0          7.8695        20360401             360           359
    22602     VA        Winchester                       PUD                                7.75       0.5       0    0.0055          0          7.2445        20360401             360           359
    85302     AZ        GLENDALE                         Single Family                     11.38       0.5       0    0.0055          0         10.8745        20360401             360           359
    45240     OH        Cincinnati                       Single Family                     10.89       0.5       0    0.0055          0         10.3845        20360401             360           359
    33024     FL        Hollywood                        Single Family                      10.5       0.5       0    0.0055          0          9.9945        20360401             360           359
    46410     IN        Merrillville                     Condominium                        8.75       0.5       0    0.0055          0          8.2445        20360401             360           359
    22406     VA        Fredericksbrg                    Townhouse                         10.25       0.5       0    0.0055          0          9.7445        20360401             360           359
    32257     FL        Jacksonville                     Townhouse                         8.375       0.5       0    0.0055          0          7.8695        20360401             360           359
    36303     AL        DOTHAN                           Single Family                     9.825       0.5       0    0.0055          0          9.3195        20350901             360           352
    33167     FL        Miami                            Single Family                       9.3       0.5       0    0.0055          0          8.7945        20360401             360           359
    46060     IN        Noblesville                      PUD                                 8.3       0.5       0    0.0055          0          7.7945        20360301             360           358
    43205     OH        Columbus                         Single Family                      8.81       0.5       0    0.0055          0          8.3045        20360401             360           359
    37302     TN        Apison                           Single Family                     9.845       0.5       0    0.0055          0          9.3395        20360401             360           359
    30288     GA        Xxxxxx                           Single Family                     7.875       0.5       0    0.0055          0          7.3695        20360101             360           356
    45356     OH        Piqua                            Single Family                    11.625       0.5       0    0.0055          0         11.1195        20360401             360           359
    43203     OH        Columbus                         2-4 Family                         8.81       0.5       0    0.0055          0          8.3045        20360401             360           359
    19344     PA        Honey Brook                      PUD                                 8.6       0.5       0    0.0055          0          8.0945        20360401             360           359
     8081     NJ        Sicklerville                     Single Family                     11.56       0.5       0    0.0055          0         11.0545        20360401             360           359
     2886     RI        Warwick                          Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360401             360           359
    78228     TX        SAN ANTONIO                      Single Family                      10.6       0.5       0    0.0055          0         10.0945        20360301             360           358
    46203     IN        Indianapolis                     Single Family                      11.3       0.5       0    0.0055          0         10.7945        20360401             360           359
    22172     VA        Triangle                         PUD                                9.25       0.5       0    0.0055          0          8.7445        20360401             360           359
    91766     CA        Pomona                           Single Family                      8.84       0.5       0    0.0055          0          8.3345        20360401             360           359
    28677     NC        Statesville                      Single Family                      10.7       0.5       0    0.0055          0         10.1945        20360401             360           359
    75965     TX        Nacogdoches                      Single Family                     11.95       0.5       0    0.0055          0         11.4445        20210201             180           177
    75965     TX        Nacogdoches                      Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360201             360           357
    95758     CA        Elk Grove                        Single Family                     12.78       0.5       0    0.0055          0         12.2745        20260401             240           239
    95758     CA        Elk Grove                        Single Family                     10.27       0.5       0    0.0055          0          9.7645        20360401             360           359
    29323     SC        Chesnee                          Single Family                     11.82       0.5       0    0.0055          0         11.3145        20360401             360           359
    78260     TX        San Antonio                      PUD                                10.5       0.5       0    0.0055          0          9.9945        20360401             360           359
    33063     FL        Pompano Beach                    Single Family                      8.53       0.5       0    0.0055          0          8.0245        20360401             360           359
    30540     GA        Ellijay                          Single Family                      8.94       0.5       0    0.0055          0          8.4345        20360401             360           359
    29680     SC        Simpsonville                     Single Family                      11.1       0.5       0    0.0055          0         10.5945        20360301             360           358
    78641     TX        Leander                          PUD                              13.625       0.5       0    0.0055          0         13.1195        20210301             180           178
    48206     MI        Detroit                          2-4 Family                       10.328       0.5       0    0.0055          0          9.8225        20360401             360           359
    78641     TX        Leander                          PUD                                8.85       0.5       0    0.0055          0          8.3445        20360301             360           358
    60120     IL        Elgin                            Single Family                    10.125       0.5       0    0.0055          0          9.6195        20360401             360           359
    40214     KY        Louisville                       Single Family                     11.85       0.5       0    0.0055          0         11.3445        20360401             360           359
    77092     TX        Houston                          PUD                                  11       0.5       0    0.0055          0         10.4945        20360301             360           358
    64055     MO        Independence                     Townhouse                            11       0.5       0    0.0055          0         10.4945        20360401             360           359
    48205     MI        Detroit                          Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360401             360           359
    48075     MI        Southfield                       Single Family                     10.45       0.5       0    0.0055          0          9.9445        20360101             360           356
    78227     TX        San Antonio                      Single Family                      9.99       0.5       0    0.0055          0          9.4845        20260201             240           237
    78227     TX        San Antonio                      Single Family                     10.75       0.5       0    0.0055          0         10.2445        20360201             360           357
    22204     VA        Arlington                        Condominium                       9.875       0.5       0    0.0055          0          9.3695        20360401             360           359
    85029     AZ        Phoenix                          Single Family                      7.47       0.5       0    0.0055          0          6.9645        20360401             360           359
    33901     FL        Fort Xxxxx                       CO-OP                              8.35       0.5       0    0.0055          0          7.8445        20360401             360           359
    61231     IL        Aledo                            Single Family                      9.19       0.5       0    0.0055          0          8.6845        20360401             360           359
    19129     PA        Philadelphia                     2-4 Family                         8.18       0.5       0    0.0055          0          7.6745        20360401             360           359
    17110     PA        Harrisburg                       Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360401             360           359
    94509     CA        Antioch                          Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360401             360           359
    23513     VA        Norfolk                          Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360401             360           359
    30088     GA        Stone Mountain                   Single Family                     10.85       0.5       0    0.0055          0         10.3445        20360301             360           358
    32725     FL        Deltona                          Single Family                      8.47       0.5       0    0.0055          0          7.9645        20360401             360           359
    63135     MO        Saint Louis                      Single Family                     8.565       0.5       0    0.0055          0          8.0595        20360401             360           359
    55404     MN        MINNEAPOLIS                      Single Family                       7.6       0.5       0    0.0055          0          7.0945        20360301             360           358
    98422     WA        TACOMA                           PUD                               7.825       0.5       0    0.0055          0          7.3195        20360301             360           358
    97304     OR        SALEM                            Single Family                     12.75       0.5       0    0.0055          0         12.2445        20210301             180           178
    97304     OR        SALEM                            Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    33322     FL        SUNRISE                          Condominium                        8.75       0.5       0    0.0055          0          8.2445        20360401             360           359
    29302     SC        SPARTENBURG                      Single Family                    10.875       0.5       0    0.0055          0         10.3695        20360301             360           358
    81525     CO        XXXX                             Single Family                       8.3       0.5       0    0.0055          0          7.7945        20360301             360           358
    91762     CA        ONTARIO                          Single Family                      7.95       0.5       0    0.0055          0          7.4445        20360201             360           357
    90037     CA        LOS ANGELES                      Single Family                     8.725       0.5       0    0.0055          0          8.2195        20360301             360           358
    92545     CA        HEMET                            Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360201             360           357
    84020     UT        XXXXXX                           Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360201             360           357
    92553     CA        XXXXXX VALLEY                    Single Family                       7.1       0.5       0    0.0055          0          6.5945        20360201             360           357
    92114     CA        SAN DIEGO                        Single Family                      6.75       0.5       0    0.0055          0          6.2445        20360301             360           358
    85017     AZ        PHOENIX                          Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360201             360           357
    93722     CA        FRESNO                           Single Family                         7       0.5       0    0.0055          0          6.4945        20360201             360           357
    85225     AZ        CHANDLER                         Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    85033     AZ        PHOENIX                          PUD                                7.25       0.5       0    0.0055          0          6.7445        20360201             360           357
    90640     CA        MONTEBELLO                       Single Family                      7.95       0.5       0    0.0055          0          7.4445        20360201             360           357
    32333     FL        HAVANA                           Single Family                      9.95       0.5       0    0.0055          0          9.4445        20360201             360           357
    89134     NV        LAS VEGAS                        PUD                                9.99       0.5       0    0.0055          0          9.4845        20360101             360           356
    89146     NV        LAS VEGAS                        Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
    89123     NV        LAS VEGAS                        PUD                                 8.4       0.5       0    0.0055          0          7.8945        20360301             360           358
    89142     NV        LAS VEGAS                        Single Family                      6.45       0.5       0    0.0055          0          5.9445        20351101             360           354
    90062     CA        LOS ANGELES                      Single Family                       6.6       0.5       0    0.0055          0          6.0945        20360301             360           358
    91324     CA        (NORTHRIDGE ARE                  Single Family                       6.7       0.5       0    0.0055          0          6.1945        20351201             360           355
    90746     CA        XXXXXX                           Single Family                      7.99       0.5       0    0.0055          0          7.4845        20351201             360           355
    90808     CA        LONG BEACH                       Single Family                      6.49       0.5       0    0.0055          0          5.9845        20351201             360           355
    92392     CA        VICTORVILLE                      Single Family                      9.75       0.5       0    0.0055          0          9.2445        20351201             360           355
    90044     CA        LOS ANGELES                      Single Family                      7.85       0.5       0    0.0055          0          7.3445        20351201             360           355
    90061     CA        LOS ANGELES                      2-4 Family                         8.55       0.5       0    0.0055          0          8.0445        20351201             360           355
    90638     CA        LA MIRADA                        Single Family                       6.3       0.5       0    0.0055          0          5.7945        20350901             360           352
    90045     CA        LOS ANGELES                      Single Family                       5.5       0.5       0    0.0055          0          4.9945        20350801             360           351
    90241     CA        XXXXXX                           Single Family                     6.125       0.5       0    0.0055          0          5.6195        20350701             360           350
    59105     MT        XXXXXXXX                         Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360301             360           358
    98516     WA        OLYMPIA                          Single Family                      7.35       0.5       0    0.0055          0          6.8445        20360301             360           358
    99005     WA        COLBERT                          Single Family                       7.7       0.5       0    0.0055          0          7.1945        20360301             360           358
    59803     MT        MISSOULA                         2-4 Family                          8.1       0.5       0    0.0055          0          7.5945        20360301             360           358
    83642     ID        MERIDIAN                         PUD                                 9.5       0.5       0    0.0055          0          8.9945        20360201             360           357
    98270     WA        MARYSVILLE                       Single Family                      10.1       0.5       0    0.0055          0          9.5945        20360201             360           357
    59865     MT        SAINT IGNATIUS                   Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360201             360           357
    98374     WA        PUYALLUP                         Single Family                      8.15       0.5       0    0.0055          0          7.6445        20351101             360           354
    98271     WA        MARYSVILLE                       Single Family                     7.875       0.5       0    0.0055          0          7.3695        20350801             360           351
    83634     ID        KUNA                             PUD                                8.75       0.5       0    0.0055          0          8.2445        20350801             360           351
    99207     WA        SPOKANE                          Single Family                      7.25       0.5       0    0.0055          0          6.7445        20350601             360           349
    97233     OR        PORTLAND                         Single Family                       7.3       0.5       0    0.0055          0          6.7945        20360301             360           358
    50320     IA        DES MOINES                       Single Family                      7.55       0.5       0    0.0055          0          7.0445        20360301             360           358
    62294     IL        TROY                             Single Family                       8.8       0.5       0    0.0055          0          8.2945        20360301             360           358
    65274     MO        NEW FRANKLIN                     Single Family                      10.5       0.5       0    0.0055          0          9.9945        20360301             360           358
    68112     NE        OMAHA                            Single Family                      9.95       0.5       0    0.0055          0          9.4445        20360301             360           358
    51521     IA        AVOCA                            Single Family                      7.35       0.5       0    0.0055          0          6.8445        20360301             360           358
    63010     MO        XXXXXX                           Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    63846     MO        ESSEX                            Single Family                         9       0.5       0    0.0055          0          8.4945        20360301             360           358
    67735     KS        GOODLAND                         Single Family                       9.9       0.5       0    0.0055          0          9.3945        20360201             360           357
    67216     KS        WICHITA                          Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360301             360           358
    68467     NE        YORK                             Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360301             360           358
    67005     KS        ARKANSAS CITY                    Single Family                       9.7       0.5       0    0.0055          0          9.1945        20360301             360           358
    64504     MO        SAINT XXXXXX                     Single Family                     11.09       0.5       0    0.0055          0         10.5845        20360201             360           357
    66202     KS        MISSION                          Single Family                       8.3       0.5       0    0.0055          0          7.7945        20360201             360           357
    63123     MO        ST. LOUIS                        Single Family                      8.85       0.5       0    0.0055          0          8.3445        20360201             360           357
    50702     IA        WATERLOO                         Single Family                      9.65       0.5       0    0.0055          0          9.1445        20360201             360           357
    52402     IA        CEDAR RAPIDS                     Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360201             360           357
    63118     MO        ST. LOUIS                        2-4 Family                          8.8       0.5       0    0.0055          0          8.2945        20351201             360           355
    63121     MO        SAINT LOUIS                      Single Family                     10.25       0.5       0    0.0055          0          9.7445        20351101             360           354
    64130     MO        KANSAS CITY                      Single Family                      8.95       0.5       0    0.0055          0          8.4445        20351201             360           355
    64130     MO        KANSAS CITY                      Single Family                      8.95       0.5       0    0.0055          0          8.4445        20351201             360           355
    50440     IA        GRAFTON                          Single Family                      8.57       0.5       0    0.0055          0          8.0645        20351201             360           355
    68137     NE        OMAHA                            Single Family                       9.5       0.5       0    0.0055          0          8.9945        20351101             360           354
    50472     IA        ST. ANSGAR                       Single Family                       8.3       0.5       0    0.0055          0          7.7945        20351201             360           355
    63112     MO        ST. LOUIS                        Single Family                      7.99       0.5       0    0.0055          0          7.4845        20350801             360           351
    64109     MO        KANSAS CITY                      Single Family                     5.975       0.5       0    0.0055          0          5.4695        20350801             360           351
    64110     MO        KANSAS CITY                      Single Family                      9.24       0.5       0    0.0055          0          8.7345        20350901             360           352
    66102     KS        KANSAS CITY                      Single Family                      8.99       0.5       0    0.0055          0          8.4845        20350601             360           349
    63107     MO        SAINT LOUIS                      2-4 Family                         8.25       0.5       0    0.0055          0          7.7445        20350601             360           349
    85044     AZ        PHOENIX                          Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    81223     CO        COTOPAXI                         Single Family                       9.8       0.5       0    0.0055          0          9.2945        20360301             360           358
    85032     AZ        PHOENIX                          Single Family                       9.7       0.5       0    0.0055          0          9.1945        20351201             360           355
    85259     AZ        SCOTTSDALE                       Condominium                        6.25       0.5       0    0.0055          0          5.7445        20351201             360           355
    85040     AZ        PHOENIX                          Single Family                     10.55       0.5       0    0.0055          0         10.0445        20351001             360           353
    85323     AZ        AVONDALE                         PUD                                8.45       0.5       0    0.0055          0          7.9445        20351101             360           354
    85053     AZ        PHOENIX                          Single Family                       9.5       0.5       0    0.0055          0          8.9945        20350801             360           351
    85239     AZ        MARICOPA                         PUD                                9.65       0.5       0    0.0055          0          9.1445        20350901             360           352
    86326     AZ        COTTONWOOD                       PUD                                5.75       0.5       0    0.0055          0          5.2445        20350701             360           350
    85239     AZ        MARICOPA                         PUD                                5.95       0.5       0    0.0055          0          5.4445        20350701             360           350
    84044     UT        MAGNA                            Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360301             360           358
    80021     CO        BROOMFIELD                       Single Family                       7.6       0.5       0    0.0055          0          7.0945        20360301             360           358
    80122     CO        LITTLETON                        Single Family                       6.6       0.5       0    0.0055          0          6.0945        20360301             360           358
    80102     CO        XXXXXXX                          Single Family                      6.25       0.5       0    0.0055          0          5.7445        20360301             360           358
    80403     CO        GOLDEN                           Single Family                       6.6       0.5       0    0.0055          0          6.0945        20360301             360           358
    80465     CO        XXXXXXXX                         Single Family                       6.6       0.5       0    0.0055          0          6.0945        20360301             360           358
    90810     CA        LONG BEACH                       Single Family                       6.9       0.5       0    0.0055          0          6.3945        20360301             360           358
    80211     CO        DENVER                           Single Family                       6.9       0.5       0    0.0055          0          6.3945        20360301             360           358
    84120     UT        SALT LAKE CITY                   Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360301             360           358
    33172     FL        MIAMI                            Condominium                        8.75       0.5       0    0.0055          0          8.2445        20360301             360           358
    80526     CO        FORT XXXXXXX                     PUD                                7.65       0.5       0    0.0055          0          7.1445        20360301             360           358
    81089     CO        WALSENBURG                       Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
    80534     CO        MILLIKEN                         PUD                                 8.9       0.5       0    0.0055          0          8.3945        20360101             360           356
    80221     CO        DENVER                           Single Family                      5.99       0.5       0    0.0055          0          5.4845        20350901             360           352
    80214     CO        EDGEWATER                        2-4 Family                         8.65       0.5       0    0.0055          0          8.1445        20350801             360           351
    92116     CA        SAN DIEGO                        Condominium                         6.6       0.5       0    0.0055          0          6.0945        20360301             360           358
    91915     CA        CHULA VISTA                      Condominium                         7.7       0.5       0    0.0055          0          7.1945        20360301             360           358
    92083     CA        VISTA                            PUD                                7.55       0.5       0    0.0055          0          7.0445        20360301             360           358
    85742     AZ        TUCSON                           Single Family                     10.89       0.5       0    0.0055          0         10.3845        20360301             360           358
    92139     CA        SAN DIEGO                        PUD                                6.65       0.5       0    0.0055          0          6.1445        20360301             360           358
    93651     CA        PRATHER                          Single Family                       7.6       0.5       0    0.0055          0          7.0945        20360301             360           358
    92024     CA        ENCINITAS                        Single Family                       8.1       0.5       0    0.0055          0          7.5945        20360301             360           358
    93610     CA        CHOWCHILLA                       Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360301             360           358
    92562     CA        MURRIETA                         Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360101             360           356
    95991     CA        YUBA CITY                        Single Family                      8.75       0.5       0    0.0055          0          8.2445        20360101             360           356
    92308     CA        APPLE VALLEY                     Single Family                      8.35       0.5       0    0.0055          0          7.8445        20351101             360           354
    93906     CA        XXXXXXX                          Single Family                       5.8       0.5       0    0.0055          0          5.2945        20351101             360           354
    60647     IL        CHICAGO                          2-4 Family                         6.99       0.5       0    0.0055          0          6.4845        20351001             360           353
    95670     CA        RANCHO XXXXXXX                   Single Family                       7.7       0.5       0    0.0055          0          7.1945        20351001             360           353
    95111     CA        SAN XXXX                         Single Family                     6.875       0.5       0    0.0055          0          6.3695        20351101             360           354
    93703     CA        FRESNO                           Single Family                      6.05       0.5       0    0.0055          0          5.5445        20351001             360           353
    95212     CA        STOCKTON                         Single Family                       5.7       0.5       0    0.0055          0          5.1945        20351001             360           353
    92109     CA        SAN DIEGO                        Condominium                       6.125       0.5       0    0.0055          0          5.6195        20350901             360           352
    94566     CA        PLEASANTON                       Single Family                      6.25       0.5       0    0.0055          0          5.7445        20350901             360           352
    91351     CA        CANYON COUNTRY                   PUD                                6.05       0.5       0    0.0055          0          5.5445        20350901             360           352
    92114     CA        SAN DIEGO                        Single Family                      5.95       0.5       0    0.0055          0          5.4445        20350901             360           352
    93612     CA        CLOVIS                           Single Family                       6.3       0.5       0    0.0055          0          5.7945        20351101             360           354
    92021     CA        EL CAJON                         Condominium                        5.85       0.5       0    0.0055          0          5.3445        20350901             360           352
    93309     CA        BAKERSFIELD                      Single Family                      5.99       0.5       0    0.0055          0          5.4845        20350901             360           352
    93635     CA        LOS BANOS                        Single Family                      9.75       0.5       0    0.0055          0          9.2445        20351001             360           353
    93705     CA        FRESNO                           Single Family                      6.04       0.5       0    0.0055          0          5.5345        20350801             360           351
    95122     CA        SAN XXXX                         Single Family                      5.85       0.5       0    0.0055          0          5.3445        20350801             360           351
    92101     CA        SAN DIEGO                        Condominium                        9.25       0.5       0    0.0055          0          8.7445        20350701             360           350
    92586     CA        SUN CITY                         PUD                                5.75       0.5       0    0.0055          0          5.2445        20350701             360           350
    92065     CA        RAMONA                           PUD                                 5.4       0.5       0    0.0055          0          4.8945        20350701             360           350
    92503     CA        RIVERSIDE                        Single Family                      6.15       0.5       0    0.0055          0          5.6445        20350601             360           349
    71033     XX        XXXXXXXXX                        Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360301             360           358
    34222     FL        ELLENTON                         PUD                                9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
    98271     WA        MARYSVILLE                       Single Family                         9       0.5       0    0.0055          0          8.4945        20360301             360           358
    74601     OK        PONCA CITY                       Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360301             360           358
    67206     KS        WICHITA                          Single Family                       9.8       0.5       0    0.0055          0          9.2945        20360301             360           358
    50273     IA        WINTERSET                        Single Family                        10       0.5       0    0.0055          0          9.4945        20360301             360           358
    64064     XX        XXX'X SUMMIT                     PUD                                7.85       0.5       0    0.0055          0          7.3445        20360301             360           358
    66102     KS        KANSAS CITY                      Single Family                     10.35       0.5       0    0.0055          0          9.8445        20360301             360           358
    66762     KS        PITTSBURG                        Single Family                      9.95       0.5       0    0.0055          0          9.4445        20360301             360           358
    50438     IA        XXXXXX                           Single Family                      10.9       0.5       0    0.0055          0         10.3945        20360301             360           358
    63851     MO        HAYTI                            Single Family                      9.85       0.5       0    0.0055          0          9.3445        20360301             360           358
    72903     AR        FORT XXXXX                       Single Family                       9.1       0.5       0    0.0055          0          8.5945        20360301             360           358
    50112     IA        GRINNELL                         Single Family                        11       0.5       0    0.0055          0         10.4945        20360301             360           358
    75569     TX        XXXX                             Single Family                      10.5       0.5       0    0.0055          0          9.9945        20360301             360           358
    72401     AR        JONESBORO                        Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
    50401     IA        XXXXX CITY                       Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360301             360           358
    50167     IA        MINBURN                          Single Family                      11.2       0.5       0    0.0055          0         10.6945        20360301             360           358
    65786     MO        MACKS CREEK                      Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360201             360           357
    41005     KY        BURLINGTON                       Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360201             360           357
    97305     OR        SALEM                            Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360201             360           357
    74070     OK        SKIATOOK                         PUD                                9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
    33021     FL        HOLLYWOOD                        Condominium                       7.875       0.5       0    0.0055          0          7.3695        20360101             360           356
    75020     TX        XXXXXXX                          Single Family                      11.1       0.5       0    0.0055          0         10.5945        20360101             360           356
    50242     IA        SEARSBORO                        Single Family                      11.1       0.5       0    0.0055          0         10.5945        20360201             360           357
    61071     IL        ROCK FALLS                       Single Family                     10.35       0.5       0    0.0055          0          9.8445        20360101             360           356
    95965     CA        OROVILLE                         Single Family                      10.3       0.5       0    0.0055          0          9.7945        20360101             360           356
    76116     TX        FORT WORTH                       Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360101             360           356
    67460     KS        MCPHERSON                        Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360101             360           356
    63010     MO        XXXXXX                           PUD                                 9.4       0.5       0    0.0055          0          8.8945        20351201             360           355
    52748     IA        XXXXXXXX                         Single Family                      9.95       0.5       0    0.0055          0          9.4445        20351201             360           355
    64132     MO        KANSAS CITY                      Single Family                       8.7       0.5       0    0.0055          0          8.1945        20351101             360           354
    98532     WA        CHEHALIS                         Single Family                      8.99       0.5       0    0.0055          0          8.4845        20351101             360           354
    74954     OK        XXXXXX                           Single Family                      9.45       0.5       0    0.0055          0          8.9445        20350901             360           352
    98003     WA        FEDERAL WAY                      Condominium                        7.65       0.5       0    0.0055          0          7.1445        20350801             360           351
    67016     KS        BENTLEY                          Single Family                       9.1       0.5       0    0.0055          0          8.5945        20350801             360           351
    72644     AR        LEAD HILL                        Single Family                       9.7       0.5       0    0.0055          0          9.1945        20350701             360           350
    85032     AZ        PHOENIX                          Single Family                       8.5       0.5       0    0.0055          0          7.9945        20350701             360           350
    63701     MO        CAPE GIRARDEAU                   Single Family                       9.3       0.5       0    0.0055          0          8.7945        20350601             360           349
    75048     TX        SACHSE                           Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360301             360           358
    76137     TX        FORT WORTH                       Single Family                       6.6       0.5       0    0.0055          0          6.0945        20360301             360           358
    75088     TX        ROWLETT                          Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360301             360           358
    75189     TX        XXXXX CITY                       Single Family                         9       0.5       0    0.0055          0          8.4945        20360301             360           358
    37716     TN        CLINTON                          Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
    67401     KS        SALINA                           Single Family                       9.9       0.5       0    0.0055          0          9.3945        20360301             360           358
    38109     TN        MEMPHIS                          Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360301             360           358
    75062     TX        IRVING                           Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360401             360           359
    76201     TX        XXXXXX                           Single Family                      8.75       0.5       0    0.0055          0          8.2445        20360301             360           358
    37207     TN        NASHVILLE                        Single Family                       6.8       0.5       0    0.0055          0          6.2945        20360301             360           358
    37920     TN        KNOXVILLE                        Single Family                        10       0.5       0    0.0055          0          9.4945        20360301             360           358
    76137     TX        FORT WORTH                       Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    78219     TX        SAN ANTONIO                      Single Family                      8.65       0.5       0    0.0055          0          8.1445        20360301             360           358
    71270     LA        RUSTON                           Single Family                       9.7       0.5       0    0.0055          0          9.1945        20360301             360           358
    37721     TN        CORRYTON                         Single Family                      10.5       0.5       0    0.0055          0          9.9945        20360201             360           357
    75088     TX        ROWLETT                          Single Family                      9.95       0.5       0    0.0055          0          9.4445        20360201             360           357
    39046     MS        CANTON                           Single Family                      10.1       0.5       0    0.0055          0          9.5945        20360301             360           358
    70392     XX        XXXXXXXXX                        Single Family                      9.65       0.5       0    0.0055          0          9.1445        20351201             360           355
    75219     TX        DALLAS                           Condominium                        7.25       0.5       0    0.0055          0          6.7445        20351201             360           355
    75209     TX        DALLAS                           PUD                                8.55       0.5       0    0.0055          0          8.0445        20351101             360           354
    78208     TX        SAN ANTONIO                      2-4 Family                         8.85       0.5       0    0.0055          0          8.3445        20350901             360           352
    38829     MS        BOONEVILLE                       Single Family                       8.5       0.5       0    0.0055          0          7.9945        20350801             360           351
    37923     TN        KNOXVILLE                        Single Family                      7.65       0.5       0    0.0055          0          7.1445        20350801             360           351
    39503     MS        GULFPORT                         Single Family                       7.9       0.5       0    0.0055          0          7.3945        20350801             360           351
    74128     OK        TULSA                            Single Family                      9.99       0.5       0    0.0055          0          9.4845        20350701             360           350
    77338     TX        HUMBLE                           PUD                                 8.2       0.5       0    0.0055          0          7.6945        20360401             360           359
    77662     TX        VIDOR                            Single Family                      9.05       0.5       0    0.0055          0          8.5445        20360301             360           358
    77373     TX        SPRING                           PUD                                9.35       0.5       0    0.0055          0          8.8445        20360301             360           358
    77433     TX        CYPRESS                          PUD                                 6.7       0.5       0    0.0055          0          6.1945        20360301             360           358
    29456     SC        XXXXXX                           Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
    76549     TX        KILLEEN                          Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360301             360           358
    78559     TX        LA FERIA                         PUD                                8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    75979     TX        WOODVILLE                        Single Family                         9       0.5       0    0.0055          0          8.4945        20360301             360           358
    77015     TX        HOUSTON                          PUD                                9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
    78521     TX        BROWNSVILLE                      Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    78526     TX        BROWNSVILLE                      PUD                                9.45       0.5       0    0.0055          0          8.9445        20360301             360           358
    78539     TX        EDINBURG                         Single Family                       9.1       0.5       0    0.0055          0          8.5945        20360301             360           358
    78550     TX        HARLINGEN                        Single Family                      8.95       0.5       0    0.0055          0          8.4445        20360201             360           357
    77318     TX        XXXXXX                           PUD                                 9.4       0.5       0    0.0055          0          8.8945        20360201             360           357
    77063     TX        HOUSTON                          Single Family                       9.4       0.5       0    0.0055          0          8.8945        20360301             360           358
    77520     TX        BAYTOWN                          Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360201             360           357
    77494     TX        KATY                             PUD                                 8.9       0.5       0    0.0055          0          8.3945        20360101             360           356
    72118     AR        NORTH LITTLE RO                  Single Family                      9.85       0.5       0    0.0055          0          9.3445        20360101             360           356
    44354     TX        MAGNOLIA                         Single Family                       9.4       0.5       0    0.0055          0          8.8945        20360201             360           357
    77449     TX        KATY                             PUD                                 9.6       0.5       0    0.0055          0          9.0945        20360101             360           356
    32446     FL        MARIANNA                         Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360101             360           356
    77479     TX        SUGAR LAND                       PUD                                 9.1       0.5       0    0.0055          0          8.5945        20360101             360           356
    70420     LA        ABITA SPRINGS                    Single Family                       9.7       0.5       0    0.0055          0          9.1945        20351201             360           355
    77373     TX        SPRING                           PUD                                8.65       0.5       0    0.0055          0          8.1445        20351201             360           355
    77067     TX        HOUSTON                          PUD                                8.75       0.5       0    0.0055          0          8.2445        20351101             360           354
    78229     TX        SAN ANTONIO                      Condominium                        9.45       0.5       0    0.0055          0          8.9445        20351101             360           354
    77084     TX        HOUSTON                          Single Family                       8.5       0.5       0    0.0055          0          7.9945        20350801             360           351
    64742     MO        DREXEL                           Single Family                     10.15       0.5       0    0.0055          0          9.6445        20360201             360           357
    75216     TX        DALLAS                           Single Family                       9.4       0.5       0    0.0055          0          8.8945        20351101             360           354
    75216     TX        DALLAS                           Single Family                       9.4       0.5       0    0.0055          0          8.8945        20351101             360           354
    33705     FL        SAINT PETERSBUR                  Single Family                       6.8       0.5       0    0.0055          0          6.2945        20360301             360           358
    33025     FL        PEMBROOKE PINES                  PUD                                8.55       0.5       0    0.0055          0          8.0445        20360301             360           358
    33312     FL        FORT LAUDERDALE                  Single Family                       9.2       0.5       0    0.0055          0          8.6945        20360301             360           358
    33563     FL        PLANT CITY                       Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    33604     FL        TAMPA                            Single Family                       9.4       0.5       0    0.0055          0          8.8945        20360101             360           356
    34746     FL        KISSIMMEE                        Condominium                        8.75       0.5       0    0.0055          0          8.2445        20351201             360           355
    33755     FL        CLEARWATER                       Single Family                      8.95       0.5       0    0.0055          0          8.4445        20351201             360           355
    33067     FL        PARKLAND                         PUD                                 6.1       0.5       0    0.0055          0          5.5945        20350801             360           351
    33309     FL        OAKLAND PARK                     Condominium                        7.95       0.5       0    0.0055          0          7.4445        20350701             360           350
    32809     FL        ORLANDO                          Condominium                         9.2       0.5       0    0.0055          0          8.6945        20350701             360           350
    33311     FL        FORT LAUDERDALE                  2-4 Family                         8.35       0.5       0    0.0055          0          7.8445        20350601             360           349
    30052     GA        LOGANVILLE                       PUD                                 6.9       0.5       0    0.0055          0          6.3945        20360401             360           359
    28570     NC        NEWPORT                          Single Family                      7.55       0.5       0    0.0055          0          7.0445        20360301             360           358
    31750     GA        FITZGERALD                       Single Family                       9.7       0.5       0    0.0055          0          9.1945        20360301             360           358
    30094     GA        XXXXXXX                          Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360301             360           358
    27105     NC        WINSTON SALEM                    Single Family                       9.7       0.5       0    0.0055          0          9.1945        20360301             360           358
    30038     GA        LITHONIA                         PUD                                8.65       0.5       0    0.0055          0          8.1445        20360301             360           358
    31030     GA        FORT VALLEY                      Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360301             360           358
    27106     NC        WINSTON SALEM                    Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    38109     TN        MEMPHIS                          PUD                                 8.8       0.5       0    0.0055          0          8.2945        20360201             360           357
    30035     GA        DECATUR                          Single Family                       9.3       0.5       0    0.0055          0          8.7945        20360201             360           357
    31217     GA        MACON                            Single Family                       9.6       0.5       0    0.0055          0          9.0945        20360301             360           358
    31510     GA        XXXX                             Single Family                     10.15       0.5       0    0.0055          0          9.6445        20360201             360           357
    30354     GA        ATLANTA                          Single Family                       9.4       0.5       0    0.0055          0          8.8945        20360201             360           357
    30175     GA        TALKING ROCK                     Single Family                      9.65       0.5       0    0.0055          0          9.1445        20360201             360           357
    31535     GA        XXXXXXX                          Single Family                      8.55       0.5       0    0.0055          0          8.0445        20210101             180           176
    28073     NC        GROVER                           Single Family                      8.85       0.5       0    0.0055          0          8.3445        20360101             360           356
    28081     NC        KANNAPOLIS                       PUD                                9.86       0.5       0    0.0055          0          9.3545        20360101             360           356
    30087     GA        STONE MOUNTAIN                   PUD                                8.85       0.5       0    0.0055          0          8.3445        20360101             360           356
    30058     GA        LITHONIA                         Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360101             360           356
    30108     GA        BOWDON                           Single Family                         9       0.5       0    0.0055          0          8.4945        20351201             360           355
    29115     SC        ORANGEBURG                       Single Family                      6.05       0.5       0    0.0055          0          5.5445        20350901             360           352
    30349     GA        COLLEGE PARK                     Single Family                      8.65       0.5       0    0.0055          0          8.1445        20350901             360           352
    30294     GA        ELLENWOOD                        PUD                                5.95       0.5       0    0.0055          0          5.4445        20350901             360           352
    30296     GA        RIVERDALE                        Single Family                       7.8       0.5       0    0.0055          0          7.2945        20350801             360           351
    30088     GA        STONE MOUNTAIN                   Single Family                      6.45       0.5       0    0.0055          0          5.9445        20350701             360           350
    30296     GA        RIVERDALE                        Single Family                      7.99       0.5       0    0.0055          0          7.4845        20350601             360           349
     1752     MA        MARLBOROUGH                      Single Family                      7.29       0.5       0    0.0055          0          6.7845        20360301             360           358
     2301     MA        BROCKTON                         Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
     7052     NJ        WEST ORANGE                      Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
     3801     NH        PORTSMOUTH                       Single Family                       8.6       0.5       0    0.0055          0          8.0945        20351201             360           355
     7205     NJ        HILLSIDE                         Single Family                      6.65       0.5       0    0.0055          0          6.1445        20351201             360           355
     4496     ME        WINTERPORT                       Single Family                      6.99       0.5       0    0.0055          0          6.4845        20351001             360           353
    60104     IL        BELLWOOD                         Single Family                       9.9       0.5       0    0.0055          0          9.3945        20360301             360           358
    48342     MI        PONTIAC                          Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360401             360           359
    60087     IL        BEACH PARK                       Single Family                      9.05       0.5       0    0.0055          0          8.5445        20360301             360           358
    48235     MI        DETROIT                          Single Family                       9.8       0.5       0    0.0055          0          9.2945        20360301             360           358
    48198     MI        YPSILANTI                        Single Family                      9.09       0.5       0    0.0055          0          8.5845        20360301             360           358
    60047     IL        LAKE ZURICH                      Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360301             360           358
    60505     IL        AURORA                           Condominium                         9.2       0.5       0    0.0055          0          8.6945        20360301             360           358
    61350     IL        OTTAWA                           Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    60134     IL        GENEVA                           Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360301             360           358
    60409     IL        CALUMET CITY                     Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360401             360           359
    60441     IL        LOCKPORT                         Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360201             360           357
    55043     MN        LAKELAND                         Single Family                      9.49       0.5       0    0.0055          0          8.9845        20360201             360           357
    46327     IN        HAMMOND                          Single Family                      9.49       0.5       0    0.0055          0          8.9845        20360301             360           358
    60649     IL        CHICAGO                          Single Family                       8.8       0.5       0    0.0055          0          8.2945        20360201             360           357
    55443     MN        BROOKLYN PARK                    PUD                                 7.5       0.5       0    0.0055          0          6.9945        20360201             360           357
    60477     IL        ORLAND HILLS                     Single Family                      9.59       0.5       0    0.0055          0          9.0845        20360201             360           357
    60459     IL        BURBANK                          Single Family                      10.4       0.5       0    0.0055          0          9.8945        20360301             360           358
    48017     MI        XXXXXXX                          Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360101             360           356
    58102     ND        FARGO                            Single Family                      8.75       0.5       0    0.0055          0          8.2445        20351201             360           355
    53216     WI        MILWAUKEE                        Single Family                      8.65       0.5       0    0.0055          0          8.1445        20351201             360           355
    60540     IL        NAPERVILLE                       Condominium                        8.99       0.5       0    0.0055          0          8.4845        20351101             360           354
    60181     IL        VILLA PARK                       PUD                                9.85       0.5       0    0.0055          0          9.3445        20351101             360           354
    60194     IL        XXXXXXX ESTATES                  Single Family                      10.1       0.5       0    0.0055          0          9.5945        20351101             360           354
    60621     IL        CHICAGO                          2-4 Family                         5.99       0.5       0    0.0055          0          5.4845        20351001             360           353
    55416     MN        ST LOUIS PARK                    Single Family                      5.95       0.5       0    0.0055          0          5.4445        20351001             360           353
    60142     IL        XXXXXXX GROVE                    Single Family                      6.25       0.5       0    0.0055          0          5.7445        20351001             360           353
    48203     MI        DETROIT                          Single Family                      9.35       0.5       0    0.0055          0          8.8445        20351001             360           353
    48353     MI        HARTLAND                         Single Family                       9.4       0.5       0    0.0055          0          8.8945        20350801             360           351
    63857     MO        KENNETT                          Single Family                      9.19       0.5       0    0.0055          0          8.6845        20250801             240           231
    60624     IL        CHICAGO                          Single Family                     8.575       0.5       0    0.0055          0          8.0695        20350701             360           350
    60181     IL        VILLA PARK                       Single Family                       8.4       0.5       0    0.0055          0          7.8945        20350601             360           349
    20748     MD        TEMPLE HILLS                     Condominium                        6.65       0.5       0    0.0055          0          6.1445        20360301             360           358
    20784     MD        HYATTSVILLE                      Condominium                         7.3       0.5       0    0.0055          0          6.7945        20360301             360           358
    22602     VA        WINCHESTER                       Condominium                         6.9       0.5       0    0.0055          0          6.3945        20360301             360           358
    24112     VA        MARTINSVILLE                     Single Family                      9.65       0.5       0    0.0055          0          9.1445        20360301             360           358
    22405     VA        FREDERICKSBURG                   Single Family                      9.65       0.5       0    0.0055          0          9.1445        20360201             360           357
    17602     PA        LANCASTER                        2-4 Family                          9.6       0.5       0    0.0055          0          9.0945        20360201             360           357
    17327     PA        XXXX ROCK                        Single Family                       9.6       0.5       0    0.0055          0          9.0945        20360101             360           356
    21214     MD        BALTIMORE                        Single Family                      7.99       0.5       0    0.0055          0          7.4845        20351001             360           353
    19041     PA        HAVERFORD                        Single Family                       5.9       0.5       0    0.0055          0          5.3945        20350901             360           352
    20724     MD        LAUREL                           PUD                                6.15       0.5       0    0.0055          0          5.6445        20350701             360           350
    90650     CA        NORWALK                          Single Family                      6.85       0.5       0    0.0055          0          6.3445        20360301             360           358
    90606     CA        WHITTIER AREA                    Single Family                     6.625       0.5       0    0.0055          0          6.1195        20360301             360           358
    90706     CA        BELLFLOWER                       Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360301             360           358
    92307     CA        APPLE VALLEY                     Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    91764     CA        ONTARIO                          Single Family                       6.4       0.5       0    0.0055          0          5.8945        20360301             360           358
    94547     CA        HERCULES                         PUD                                7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
    92683     CA        WESTMINSTER                      Single Family                      6.75       0.5       0    0.0055          0          6.2445        20360101             360           356
    95824     CA        SACRAMENTO                       Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360101             360           356
    92563     CA        MURRIETA                         Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360101             360           356
    92865     CA        ORANGE                           Single Family                      7.25       0.5       0    0.0055          0          6.7445        20351201             360           355
    92691     CA        MISSION VIEJO                    Single Family                     6.625       0.5       0    0.0055          0          6.1195        20351201             360           355
    92081     CA        VISTA                            Single Family                       6.5       0.5       0    0.0055          0          5.9945        20351001             360           353
    92509     CA        RIVERSIDE AREA                   Single Family                     10.25       0.5       0    0.0055          0          9.7445        20351001             360           353
    92555     CA        XXXXXX VALLEY                    Single Family                      9.25       0.5       0    0.0055          0          8.7445        20351001             360           353
    95254     CA        VALLEY SPRINGS                   Single Family                       5.8       0.5       0    0.0055          0          5.2945        20351001             360           353
    90650     CA        NORWALK                          Single Family                       6.5       0.5       0    0.0055          0          5.9945        20350901             360           352
    92845     CA        GARDEN GROVE                     Single Family                      6.25       0.5       0    0.0055          0          5.7445        20350901             360           352
    98568     WA        OAKVILLE                         Single Family                      8.99       0.5       0    0.0055          0          8.4845        20350901             360           352
    91702     CA        AZUSA                            Condominium                           6       0.5       0    0.0055          0          5.4945        20350901             360           352
    92509     CA        RIVERSIDE                        Single Family                      6.25       0.5       0    0.0055          0          5.7445        20350901             360           352
    91401     CA        XXXXXXX OAKS                     2-4 Family                         5.99       0.5       0    0.0055          0          5.4845        20350901             360           352
    92345     CA        HESPERIA                         Single Family                      9.05       0.5       0    0.0055          0          8.5445        20350801             360           351
    92335     CA        FONTANA                          Single Family                      5.85       0.5       0    0.0055          0          5.3445        20350601             360           349
    23453     VA        VIRGINIA BEACH                   Single Family                      10.8       0.5       0    0.0055          0         10.2945        20360401             360           359
    29407     SC        CHARLESTON                       Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360301             360           358
     7106     NJ        NEWARK                           2-4 Family                        12.55       0.5       0    0.0055          0         12.0445        20210401             180           179
     7106     NJ        NEWARK                           2-4 Family                          8.9       0.5       0    0.0055          0          8.3945        20360401             360           359
    11226     NY        BROOKLYN                         2-4 Family                        11.05       0.5       0    0.0055          0         10.5445        20210401             180           179
    11226     NY        BROOKLYN                         2-4 Family                          8.6       0.5       0    0.0055          0          8.0945        20360401             360           359
    10701     NY        YONKERS                          2-4 Family                         9.55       0.5       0    0.0055          0          9.0445        20360401             360           359
    11692     NY        FAR ROCKAWAY                     2-4 Family                        12.05       0.5       0    0.0055          0         11.5445        20210401             180           179
    11692     NY        FAR ROCKAWAY                     2-4 Family                         9.85       0.5       0    0.0055          0          9.3445        20360401             360           359
    11428     NY        QUEENS VILLAGE                   Single Family                     11.45       0.5       0    0.0055          0         10.9445        20210401             180           179
    11428     NY        QUEENS VILLAGE                   Single Family                      8.95       0.5       0    0.0055          0          8.4445        20360401             360           359
    11798     NY        WYANDANCH                        Single Family                       9.8       0.5       0    0.0055          0          9.2945        20360301             360           358
     2478     MA        BELMONT                          Condominium                        8.75       0.5       0    0.0055          0          8.2445        20360401             360           359
     2131     MA        ROSLINDALE                       Condominium                         8.8       0.5       0    0.0055          0          8.2945        20360101             360           356
    74467     OK        XXXXXXX                          Single Family                       9.6       0.5       0    0.0055          0          9.0945        20360301             360           358
    73501     OK        LAWTON                           Single Family                      11.1       0.5       0    0.0055          0         10.5945        20360401             360           359
    73505     OK        LAWTON                           Single Family                      10.8       0.5       0    0.0055          0         10.2945        20360401             360           359
    77566     TX        LAKE XXXXXXX                     Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360401             360           359
    78204     TX        SAN ANTONIO                      Single Family                        10       0.5       0    0.0055          0          9.4945        20360401             360           359
    76548     TX        XXXXXX HEIGHTS                   Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360301             360           358
    85716     AZ        TUCSON                           2-4 Family                          9.8       0.5       0    0.0055          0          9.2945        20360401             360           359
    98902     WA        YAKIMA                           Single Family                      12.4       0.5       0    0.0055          0         11.8945        20360301             360           358
    98902     WA        YAKIMA                           Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    95831     CA        SACRAMENTO                       Single Family                      12.1       0.5       0    0.0055          0         11.5945        20360301             360           358
    95831     CA        SACRAMENTO                       Single Family                     8.875       0.5       0    0.0055          0          8.3695        20360301             360           358
    95621     CA        CITRUS HEIGHTS                   Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360301             360           358
    84065     UT        RIVERTON                         Single Family                     11.85       0.5       0    0.0055          0         11.3445        20360301             360           358
    84065     UT        RIVERTON                         Single Family                      7.05       0.5       0    0.0055          0          6.5445        20360301             360           358
    92586     CA        SUN CITY                         Single Family                      6.95       0.5       0    0.0055          0          6.4445        20360301             360           358
    95621     CA        CITRUS HEIGHTS                   Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360301             360           358
    95301     CA        ATWATER                          Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
    94509     CA        ANTIOCH                          Single Family                      8.65       0.5       0    0.0055          0          8.1445        20360301             360           358
    91739     CA        RANCHO CUCAMONG                  Single Family                      7.95       0.5       0    0.0055          0          7.4445        20360301             360           358
    80249     CO        DENVER                           PUD                                8.55       0.5       0    0.0055          0          8.0445        20360301             360           358
    93505     CA        CALIFORNIA CITY                  Single Family                      12.5       0.5       0    0.0055          0         11.9945        20360301             360           358
    93505     CA        CALIFORNIA CITY                  Single Family                       6.8       0.5       0    0.0055          0          6.2945        20360301             360           358
    91352     CA        LOS ANGELES                      Single Family                     11.15       0.5       0    0.0055          0         10.6445        20360301             360           358
    91352     CA        LOS ANGELES                      Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    85308     AZ        GLENDALE                         Single Family                      8.55       0.5       0    0.0055          0          8.0445        20360301             360           358
    85710     AZ        TUCSON                           PUD                               11.85       0.5       0    0.0055          0         11.3445        20360301             360           358
    85710     AZ        TUCSON                           PUD                                7.85       0.5       0    0.0055          0          7.3445        20360301             360           358
    89031     NV        NORTH LAS VEGAS                  Single Family                      10.5       0.5       0    0.0055          0          9.9945        20360301             360           358
    85219     AZ        APACHE JUNCTION                  Single Family                       6.7       0.5       0    0.0055          0          6.1945        20360301             360           358
    94533     CA        FAIRFIELD                        PUD                                 9.2       0.5       0    0.0055          0          8.6945        20360301             360           358
    92405     CA        SAN BERNARDINO                   Single Family                      7.35       0.5       0    0.0055          0          6.8445        20360301             360           358
    85301     AZ        GLENDALE                         PUD                                 7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    85041     AZ        PHOENIX                          PUD                                7.25       0.5       0    0.0055          0          6.7445        20360301             360           358
    97007     OR        BEAVERTON                        Single Family                      12.5       0.5       0    0.0055          0         11.9945        20360301             360           358
    97007     OR        BEAVERTON                        Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    95677     CA        ROCKLIN                          PUD                               11.85       0.5       0    0.0055          0         11.3445        20360301             360           358
    90305     CA        INGLEWOOD                        Condominium                        7.45       0.5       0    0.0055          0          6.9445        20360301             360           358
    89044     NV        XXXXXXXXX                        PUD                                6.65       0.5       0    0.0055          0          6.1445        20360301             360           358
    89123     NV        LAS VEGAS                        PUD                                8.85       0.5       0    0.0055          0          8.3445        20360301             360           358
    85008     AZ        PHOENIX                          Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360301             360           358
    80631     CO        GREELEY                          Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
    93535     CA        LANCASTER                        Single Family                      12.1       0.5       0    0.0055          0         11.5945        20360201             360           357
    93535     CA        LANCASTER                        Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    00000     XX        XXXXX                            Single Family                     11.45       0.5       0    0.0055          0         10.9445        20360301             360           358
    92251     CA        IMPERIAL                         Single Family                      12.1       0.5       0    0.0055          0         11.5945        20360301             360           358
    92251     CA        IMPERIAL                         Single Family                       6.9       0.5       0    0.0055          0          6.3945        20360301             360           358
    95677     CA        ROCKLIN                          PUD                                 7.8       0.5       0    0.0055          0          7.2945        20360301             360           358
    93245     CA        LEMOORE                          Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360301             360           358
    95747     CA        ROSEVILLE                        Single Family                      12.5       0.5       0    0.0055          0         11.9945        20360301             360           358
    95747     CA        ROSEVILLE                        Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    92308     CA        APPLE VALLEY                     Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360301             360           358
    91710     CA        CHINO                            Single Family                      7.35       0.5       0    0.0055          0          6.8445        20360201             360           357
    95127     CA        SAN XXXX                         Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    95678     CA        ROSEVILLE                        2-4 Family                         7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    95678     CA        ROSEVILLE                        Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    90710     CA        HARBOR CITY                      Single Family                      12.5       0.5       0    0.0055          0         11.9945        20360301             360           358
    90710     CA        HARBOR CITY                      Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360301             360           358
    95758     CA        ELK GROVE                        Single Family                      11.4       0.5       0    0.0055          0         10.8945        20360301             360           358
    95758     CA        ELK GROVE                        Single Family                      7.55       0.5       0    0.0055          0          7.0445        20360301             360           358
    93536     CA        LANCASTER                        Single Family                      12.5       0.5       0    0.0055          0         11.9945        20360301             360           358
    93536     CA        LANCASTER                        Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    92336     CA        FONTANA                          Single Family                      12.1       0.5       0    0.0055          0         11.5945        20360301             360           358
    92336     CA        FONTANA                          Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    90047     CA        LOS ANGELES                      2-4 Family                          7.8       0.5       0    0.0055          0          7.2945        20360201             360           357
    95348     CA        MERCED                           Single Family                      6.45       0.5       0    0.0055          0          5.9445        20360301             360           358
    91702     CA        AZUSA                            Single Family                      8.75       0.5       0    0.0055          0          8.2445        20360201             360           357
    94546     CA        XXXXXX VALLEY                    Single Family                      12.5       0.5       0    0.0055          0         11.9945        20360201             360           357
    94546     CA        XXXXXX VALLEY                    Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360201             360           357
    84404     UT        OGDEN                            Single Family                      12.6       0.5       0    0.0055          0         12.0945        20360301             360           358
    84404     UT        XXXXX                            Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360301             360           358
    95824     CA        SACRAMENTO                       Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    91605     CA        NORTH HOLLYWOOD                  Single Family                      11.4       0.5       0    0.0055          0         10.8945        20360101             360           356
    91605     CA        NORTH HOLLYWOOD                  Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360101             360           356
    95206     CA        STOCKTON                         Single Family                      7.95       0.5       0    0.0055          0          7.4445        20360301             360           358
    21146     MD        SEVERNA PARK                     Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360401             360           359
    20784     MD        HYATTSVILLE                      Single Family                        10       0.5       0    0.0055          0          9.4945        20360301             360           358
    20785     MD        HYATTSVILLE                      Condominium                        8.15       0.5       0    0.0055          0          7.6445        20360301             360           358
    20774     MD        UPPER MARLBORO                   PUD                               7.975       0.5       0    0.0055          0          7.4695        20360301             360           358
    21649     MD        MARYDEL                          Single Family                       9.8       0.5       0    0.0055          0          9.2945        20360201             360           357
    21229     MD        BALTIMORE                        Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    20636     MD        HOLLYWOOD                        PUD                                9.35       0.5       0    0.0055          0          8.8445        20360301             360           358
    21206     MD        BALTIMORE                        Single Family                     11.05       0.5       0    0.0055          0         10.5445        20210101             180           176
    23451     VA        VIRGINIA BEACH                   2-4 Family                         10.4       0.5       0    0.0055          0          9.8945        20360301             360           358
    22712     VA        BEALETON                         Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360301             360           358
    23464     VA        VIRGINIA BEACH                   Single Family                      10.2       0.5       0    0.0055          0          9.6945        20360301             360           358
    23518     VA        NORFOLK                          Single Family                      11.8       0.5       0    0.0055          0         11.2945        20210301             180           178
    23518     VA        NORFOLK                          Single Family                      9.05       0.5       0    0.0055          0          8.5445        20360301             360           358
    23701     VA        PORTSMOUTH                       2-4 Family                         9.35       0.5       0    0.0055          0          8.8445        20360301             360           358
    29485     SC        SUMMERVILLE                      Single Family                     9.975       0.5       0    0.0055          0          9.4695        20360301             360           358
    29577     SC        MYRTLE BEACH                     Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360301             360           358
    29455     SC        XXXXX ISLAND                     Single Family                       9.9       0.5       0    0.0055          0          9.3945        20360301             360           358
    29010     SC        BISHOPVILLE                      Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360301             360           358
    11722     NY        CENTRAL ISLIP                    Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
    29418     SC        NORTH CHARLESTO                  Single Family                       9.1       0.5       0    0.0055          0          8.5945        20360301             360           358
    29006     SC        BATESBURG                        Single Family                       9.8       0.5       0    0.0055          0          9.2945        20360201             360           357
    28215     NC        CHARLOTTE                        Single Family                      8.65       0.5       0    0.0055          0          8.1445        20360301             360           358
    28704     NC        ARDEN                            Single Family                      10.7       0.5       0    0.0055          0         10.1945        20201201             180           175
    28352     NC        LAURINBURG                       Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360201             360           357
    30363     GA        ATLANTA                          Condominium                        9.95       0.5       0    0.0055          0          9.4445        20360301             360           358
    30273     GA        REX                              Single Family                      9.85       0.5       0    0.0055          0          9.3445        20360301             360           358
    30281     GA        STOCKBRIDGE                      Single Family                      9.85       0.5       0    0.0055          0          9.3445        20360301             360           358
    33185     FL        MIAMI                            Single Family                      9.05       0.5       0    0.0055          0          8.5445        20360301             360           358
    85032     AZ        PHOENIX                          PUD                                  13       0.5       0    0.0055          0         12.4945        20210201             180           177
    33772     FL        SEMINOLE                         Condominium                        9.25       0.5       0    0.0055          0          8.7445        20360301             360           358
    33060     FL        POMPANO BEACH                    2-4 Family                          9.1       0.5       0    0.0055          0          8.5945        20360301             360           358
    33071     FL        CORAL SPRINGS                    Single Family                      8.85       0.5       0    0.0055          0          8.3445        20360301             360           358
    34434     FL        DUNNELLON                        Single Family                       7.6       0.5       0    0.0055          0          7.0945        20360301             360           358
    32703     FL        APOPKA                           Single Family                      6.95       0.5       0    0.0055          0          6.4445        20360301             360           358
    32825     FL        ORLANDO                          Single Family                      7.35       0.5       0    0.0055          0          6.8445        20360301             360           358
    32828     FL        ORLANDO                          Single Family                       9.9       0.5       0    0.0055          0          9.3945        20360301             360           358
    33936     FL        LEHIGH ACRES                     Single Family                     10.75       0.5       0    0.0055          0         10.2445        20360301             360           358
    32208     FL        JACKSONVILLE                     Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
     8005     NJ        BARNEGAT                         Single Family                      7.45       0.5       0    0.0055          0          6.9445        20360301             360           358
     7063     NJ        PLAINFIELD                       Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360301             360           358
     7306     NJ        JERSEY CITY                      2-4 Family                         8.95       0.5       0    0.0055          0          8.4445        20360301             360           358
     7050     NJ        ORANGE                           2-4 Family                        11.25       0.5       0    0.0055          0         10.7445        20360301             360           358
     7106     NJ        NEWARK                           2-4 Family                         7.95       0.5       0    0.0055          0          7.4445        20360301             360           358
     7206     NJ        XXXXXXXXX                        2-4 Family                         8.45       0.5       0    0.0055          0          7.9445        20360201             360           357
     7036     NJ        LINDEN                           2-4 Family                        11.65       0.5       0    0.0055          0         11.1445        20210101             180           176
     7305     NJ        JERSEY CITY                      Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360301             360           358
     7728     NJ        XXXXXX TOWNSHIP                  PUD                               10.05       0.5       0    0.0055          0          9.5445        20360301             360           358
     7112     NJ        NEWARK                           Single Family                       7.6       0.5       0    0.0055          0          7.0945        20360301             360           358
    44130     OH        MIDDLEBURG HEIG                  Single Family                      9.85       0.5       0    0.0055          0          9.3445        20360301             360           358
    45806     OH        LIMA                             Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360301             360           358
    43932     OH        IRONDALE                         Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360301             360           358
    43720     OH        BLUE ROCK                        Single Family                       7.1       0.5       0    0.0055          0          6.5945        20360201             360           357
    43055     OH        NEWARK                           Single Family                      11.8       0.5       0    0.0055          0         11.2945        20210101             180           176
    43933     OH        JACOBSBURG                       Single Family                      9.05       0.5       0    0.0055          0          8.5445        20360301             360           358
    19124     PA        PHILADELPHIA                     Condominium                        7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    19151     PA        PHILADELPHIA                     Single Family                       9.7       0.5       0    0.0055          0          9.1945        20360301             360           358
    11207     NY        BROOKLYN                         2-4 Family                          8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    11798     NY        WYANDANCH                        Single Family                       8.1       0.5       0    0.0055          0          7.5945        20360301             360           358
    13501     NY        UTICA                            Single Family                      11.9       0.5       0    0.0055          0         11.3945        20360301             360           358
    11722     NY        CENTRAL ISLIP                    Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360301             360           358
    10469     NY        BRONX                            Single Family                     10.55       0.5       0    0.0055          0         10.0445        20360301             360           358
    10467     NY        BRONX                            2-4 Family                         8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    11550     NY        HEMPSTEAD                        Single Family                      9.35       0.5       0    0.0055          0          8.8445        20360201             360           357
    11205     NY        BROOKLYN                         Single Family                       9.4       0.5       0    0.0055          0          8.8945        20360301             360           358
     1104     MA        SPRINGFIELD                      2-4 Family                          8.9       0.5       0    0.0055          0          8.3945        20360301             360           358
     1104     MA        SPRINGFIELD                      2-4 Family                         9.45       0.5       0    0.0055          0          8.9445        20360301             360           358
     2122     MA        DORCHESTER                       2-4 Family                        12.05       0.5       0    0.0055          0         11.5445        20210201             180           177
     2122     MA        DORCHESTER                       2-4 Family                          8.6       0.5       0    0.0055          0          8.0945        20360201             360           357
     1108     MA        SPRINGFIELD                      2-4 Family                        11.55       0.5       0    0.0055          0         11.0445        20210101             180           176
     2330     MA        CARVER                           Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
     6248     CT        HEBRON                           Single Family                     11.45       0.5       0    0.0055          0         10.9445        20360301             360           358
     6704     CT        WATERBURY                        2-4 Family                          8.1       0.5       0    0.0055          0          7.5945        20360301             360           358
     6608     CT        BRIDGEPORT                       Single Family                      8.55       0.5       0    0.0055          0          8.0445        20360201             360           357
     2905     RI        PROVIDENCE                       2-4 Family                        11.45       0.5       0    0.0055          0         10.9445        20210301             180           178
     2905     RI        PROVIDENCE                       2-4 Family                          8.7       0.5       0    0.0055          0          8.1945        20360301             360           358
     2888     RI        WARWICK                          Single Family                       7.7       0.5       0    0.0055          0          7.1945        20360301             360           358
     2908     RI        PROVIDENCE                       2-4 Family                         7.95       0.5       0    0.0055          0          7.4445        20360301             360           358
     2888     RI        WARWICK                          2-4 Family                         7.45       0.5       0    0.0055          0          6.9445        20360301             360           358
     2908     RI        PROVIDENCE                       2-4 Family                          9.1       0.5       0    0.0055          0          8.5945        20360301             360           358
     2908     RI        PROVIDENCE                       2-4 Family                         9.05       0.5       0    0.0055          0          8.5445        20360101             360           356
    51640     IA        HAMBURG                          Single Family                      10.8       0.5       0    0.0055          0         10.2945        20210301             180           178
    51640     IA        HAMBURG                          Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360301             360           358
    54728     WI        CHETEK                           Single Family                      9.65       0.5       0    0.0055          0          9.1445        20201201             180           175
    48220     MI        FERNDALE                         Single Family                     12.15       0.5       0    0.0055          0         11.6445        20201201             180           175
    55106     MN        ST. XXXX                         2-4 Family                          7.6       0.5       0    0.0055          0          7.0945        20360301             360           358
    55117     MN        SAINT XXXX                       Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    72764     AR        BETHEL HEIGHTS                   Single Family                     10.35       0.5       0    0.0055          0          9.8445        20210301             180           178
    72764     AR        BETHEL HEIGHTS                   Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    38116     TN        MEMPHIS                          Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360301             360           358
    37086     TN        LAVERGNE                         Single Family                      8.91       0.5       0    0.0055          0          8.4045        20210201             180           177
    37086     TN        LAVERGNE                         Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360201             360           357
    37769     TN        LAKE CITY                        Single Family                      9.94       0.5       0    0.0055          0          9.4345        20210201             180           177
    38343     TN        HUMBOLDT                         Single Family                      8.94       0.5       0    0.0055          0          8.4345        20210301             180           178
    38343     TN        HUMBOLDT                         Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360301             360           358
    39540     MS        DIBERVILLE                       Single Family                       8.4       0.5       0    0.0055          0          7.8945        20360301             360           358
    39482     XX        XXXXXXX                          Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360301             360           358
    39194     MS        YAZOO CITY                       Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    35404     AL        TUSCALOOSA                       Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
    36606     AL        MOBILE                           Single Family                      8.95       0.5       0    0.0055          0          8.4445        20360301             360           358
    36541     AL        GRAND BAY                        Single Family                      9.55       0.5       0    0.0055          0          9.0445        20360201             360           357
    64060     MO        XXXXXXX                          2-4 Family                         8.55       0.5       0    0.0055          0          8.0445        20360301             360           358
    63033     MO        FLORISSANT                       Single Family                       9.4       0.5       0    0.0055          0          8.8945        20360301             360           358
    64030     MO        GRANDVIEW                        Single Family                     12.05       0.5       0    0.0055          0         11.5445        20210301             180           178
    64030     MO        GRANDVIEW                        Single Family                      8.55       0.5       0    0.0055          0          8.0445        20360301             360           358
    74403     OK        MUSKOGEE                         Single Family                     10.85       0.5       0    0.0055          0         10.3445        20360301             360           358
    38860     MS        OKOLONA                          Single Family                      9.55       0.5       0    0.0055          0          9.0445        20360401             360           359
    73098     OK        WYNNEWOOD                        Single Family                       8.3       0.5       0    0.0055          0          7.7945        20360301             360           358
    74501     OK        MCALESTER                        Single Family                       9.6       0.5       0    0.0055          0          9.0945        20360301             360           358
    74055     OK        OWASSO                           Single Family                      9.05       0.5       0    0.0055          0          8.5445        20360301             360           358
    74501     OK        MCALESTER                        Single Family                     11.95       0.5       0    0.0055          0         11.4445        20210301             180           178
    74501     OK        MCALESTER                        Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360301             360           358
    74403     OK        MUSKOGEE                         Single Family                      11.7       0.5       0    0.0055          0         11.1945        20360201             360           357
    74432     OK        EUFAULA                          Single Family                      9.95       0.5       0    0.0055          0          9.4445        20360201             360           357
    74464     OK        TAHLEQUAH                        Single Family                      9.35       0.5       0    0.0055          0          8.8445        20360301             360           358
    73119     OK        OKLAHOMA CITY                    Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    73013     OK        OKLAHOMA CITY                    Single Family                     7.825       0.5       0    0.0055          0          7.3195        20360301             360           358
    73505     OK        XXXXXX                           Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360301             360           358
    73132     OK        OKLAHOMA CITY                    Single Family                       8.8       0.5       0    0.0055          0          8.2945        20360301             360           358
    73505     OK        XXXXXX                           Single Family                     11.55       0.5       0    0.0055          0         11.0445        20210201             180           177
    73507     OK        XXXXXX                           Single Family                      8.75       0.5       0    0.0055          0          8.2445        20360301             360           358
    75069     TX        FAIRVIEW                         Single Family                       8.3       0.5       0    0.0055          0          7.7945        20360301             360           358
    78640     TX        XXXX                             PUD                                7.65       0.5       0    0.0055          0          7.1445        20360301             360           358
    77566     TX        LAKE XXXXXXX                     Single Family                      9.05       0.5       0    0.0055          0          8.5445        20360301             360           358
    77379     TX        SPRING                           PUD                                  10       0.5       0    0.0055          0          9.4945        20360301             360           358
    75115     TX        DESOTO                           Single Family                      10.8       0.5       0    0.0055          0         10.2945        20210101             180           176
    93219     CA        EARLIMART                        Single Family                       7.7       0.5       0    0.0055          0          7.1945        20360301             360           358
    93305     CA        BAKERSFIELD                      Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360201             360           357
    93215     CA        DELANO                           Single Family                      7.95       0.5       0    0.0055          0          7.4445        20360201             360           357
    95632     CA        GALT                             Single Family                     10.85       0.5       0    0.0055          0         10.3445        20360301             360           358
    90037     CA        LOS ANGELES                      2-4 Family                          8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    90201     CA        XXXX GARDENS                     Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360301             360           358
    95640     CA        IONE                             Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360301             360           358
    90023     CA        LOS ANGELES                      2-4 Family                         8.65       0.5       0    0.0055          0          8.1445        20360101             360           356
    90501     CA        LOS ANGELES                      Single Family                      11.3       0.5       0    0.0055          0         10.7945        20210101             180           176
    92503     CA        RIVERSIDE                        Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    92583     CA        SAN JACINTO                      Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    92555     CA        XXXXXX VALLEY                    Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360301             360           358
    91911     CA        CHULA VISTA                      Single Family                      9.35       0.5       0    0.0055          0          8.8445        20360301             360           358
    92551     CA        XXXXXX VALLEY                    Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    91768     CA        POMONA                           Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360201             360           357
    90011     CA        LOS ANGELES                      2-4 Family                        11.95       0.5       0    0.0055          0         11.4445        20210201             180           177
    90011     CA        LOS ANGELES                      2-4 Family                         9.45       0.5       0    0.0055          0          8.9445        20360201             360           357
    93555     CA        RIDGECREST                       Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360301             360           358
    88101     NM        CLOVIS                           Single Family                     11.41       0.5       0    0.0055          0         10.9045        20210301             180           178
    88101     NM        CLOVIS                           Single Family                       7.6       0.5       0    0.0055          0          7.0945        20360301             360           358
    80108     CO        CASTLE ROCK                      Single Family                      10.8       0.5       0    0.0055          0         10.2945        20210101             180           176
    84062     UT        PLEASANT GROVE                   Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360301             360           358
    84119     UT        WEST VALLEY CIT                  Single Family                     11.55       0.5       0    0.0055          0         11.0445        20210301             180           178
    84119     UT        WEST VALLEY CIT                  Single Family                       7.6       0.5       0    0.0055          0          7.0945        20360301             360           358
    84604     UT        PROVO                            Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360301             360           358
    84103     UT        SALT LAKE CITY                   Single Family                       8.2       0.5       0    0.0055          0          7.6945        20360301             360           358
    85746     AZ        TUCSON                           PUD                                 9.4       0.5       0    0.0055          0          8.8945        20360301             360           358
    85747     AZ        TUCSON                           PUD                               8.625       0.5       0    0.0055          0          8.1195        20360301             360           358
    85032     AZ        PHOENIX                          PUD                                   8       0.5       0    0.0055          0          7.4945        20360201             360           357
    85745     AZ        TUCSON                           Single Family                      8.95       0.5       0    0.0055          0          8.4445        20360301             360           358
    86401     AZ        KINGMAN                          Single Family                       8.8       0.5       0    0.0055          0          8.2945        20360301             360           358
    85706     AZ        TUCSON                           Single Family                     7.975       0.5       0    0.0055          0          7.4695        20360201             360           357
    86401     AZ        KINGMAN                          Single Family                      10.7       0.5       0    0.0055          0         10.1945        20210101             180           176
    99504     AK        ANCHORAGE                        Single Family                     11.45       0.5       0    0.0055          0         10.9445        20210301             180           178
    99504     AK        ANCHORAGE                        Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360301             360           358
    99503     AK        ANCHORAGE                        2-4 Family                         12.2       0.5       0    0.0055          0         11.6945        20210301             180           178
    99503     AK        ANCHORAGE                        2-4 Family                         9.45       0.5       0    0.0055          0          8.9445        20360301             360           358
    99508     AK        ANCHORAGE                        2-4 Family                         11.2       0.5       0    0.0055          0         10.6945        20210401             180           179
    99508     AK        ANCHORAGE                        2-4 Family                         8.05       0.5       0    0.0055          0          7.5445        20360401             360           359
    99518     AK        ANCHORAGE                        2-4 Family                        11.05       0.5       0    0.0055          0         10.5445        20210301             180           178
    99518     AK        ANCHORAGE                        2-4 Family                          7.7       0.5       0    0.0055          0          7.1945        20360301             360           358
    99654     AK        WASILLA                          2-4 Family                         12.2       0.5       0    0.0055          0         11.6945        20210301             180           178
    99654     AK        WASILLA                          2-4 Family                         9.45       0.5       0    0.0055          0          8.9445        20360301             360           358
    99516     AK        ANCHORAGE                        Single Family                     11.25       0.5       0    0.0055          0         10.7445        20201201             180           175
    99515     AK        ANCHORAGE                        PUD                                11.5       0.5       0    0.0055          0         10.9945        20201201             180           175
    99516     AK        ANCHORAGE                        Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    59047     MT        XXXXXXXXXX                       Single Family                     7.425       0.5       0    0.0055          0          6.9195        20360301             360           358
    59072     MT        ROUNDUP                          Single Family                       8.8       0.5       0    0.0055          0          8.2945        20210201             180           177
    59834     MT        FRENCHTOWN                       Single Family                     10.15       0.5       0    0.0055          0          9.6445        20360301             360           358
    59102     MT        XXXXXXXX                         Single Family                      7.55       0.5       0    0.0055          0          7.0445        20360301             360           358
    83406     ID        AMMON                            Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    83350     ID        RUPERT                           Single Family                       9.7       0.5       0    0.0055          0          9.1945        20360201             360           357
    96706     HI        EWA BEACH                        PUD                                11.7       0.5       0    0.0055          0         11.1945        20210101             180           176
    98683     WA        VANCOUVER                        Single Family                      11.5       0.5       0    0.0055          0         10.9945        20210301             180           178
    98683     WA        VANCOUVER                        Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360301             360           358
    99216     WA        SPOKANE                          Single Family                       9.3       0.5       0    0.0055          0          8.7945        20360301             360           358
    98682     WA        VANCOUVER                        Single Family                     10.95       0.5       0    0.0055          0         10.4445        20210101             180           176
    97388     OR        GLENEDEN BEACH                   Single Family                      7.05       0.5       0    0.0055          0          6.5445        20360301             360           358
    97233     OR        PORTLAND                         Single Family                       8.4       0.5       0    0.0055          0          7.8945        20360301             360           358
    97535     OR        PHOENIX                          Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360301             360           358
    97224     OR        PORTLAND                         Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360301             360           358
    97058     OR        THE DALLES                       Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360301             360           358
    97478     OR        SPRINGFIELD                      Single Family                      13.1       0.5       0    0.0055          0         12.5945        20360201             360           357
    97002     OR        AURORA                           Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360301             360           358
    97236     OR        PORTLAND                         Single Family                      9.95       0.5       0    0.0055          0          9.4445        20210101             180           176
    32809     FL        Orlando                          Single Family                     10.99       0.5       0    0.0055          0         10.4845        20360401             360           359
    40160     XX        Xxxxxxxx                         Single Family                     10.99       0.5       0    0.0055          0         10.4845        20360401             360           359
    19061     PA        Boothwyn                         Single Family                      7.91       0.5       0    0.0055          0          7.4045        20360401             360           359
    19008     PA        Broomall                         Single Family                      8.78       0.5       0    0.0055          0          8.2745        20360401             360           359
    43123     OH        Grove City                       Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360401             360           359
    20866     MD        BURTONSVILLE                     PUD                                7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    85202     AZ        Mesa                             Condominium                      10.345       0.5       0    0.0055          0          9.8395        20360401             360           359
    22554     VA        Xxxxxxxx                         PUD                              10.255       0.5       0    0.0055          0          9.7495        20360401             360           359
     8087     NJ        Little Egg Harbor                Single Family                      8.95       0.5       0    0.0055          0          8.4445        20360301             360           358
     7067     NJ        TOWNSHIP OF                      Single Family                     9.875       0.5       0    0.0055          0          9.3695        20360301             360           358
                        WOODBRIDGE
    19050     PA        East Lansdowne                   2-4 Family                         8.25       0.5       0    0.0055          0          7.7445        20360301             360           358
    86326     AZ        Cottonwood                       Single Family                     12.78       0.5       0    0.0055          0         12.2745        20260401             240           239
    86326     AZ        Cottonwood                       Single Family                      9.87       0.5       0    0.0055          0          9.3645        20360401             360           359
    32907     FL        Palm Bay                         Single Family                       9.2       0.5       0    0.0055          0          8.6945        20360401             360           359
    29853     SC        Williston                        Single Family                      8.85       0.5       0    0.0055          0          8.3445        20360401             360           359
    85302     AZ        GLENDALE                         Single Family                      9.24       0.5       0    0.0055          0          8.7345        20360401             360           359
    39204     XX        XXXXXXX                          Single Family                      9.94       0.5       0    0.0055          0          9.4345        20360401             360           359
    39204     XX        XXXXXXX                          Single Family                      9.94       0.5       0    0.0055          0          9.4345        20360401             360           359
    92683     CA        Westminster                      Single Family                      7.34       0.5       0    0.0055          0          6.8345        20360301             360           358
    85308     AZ        Glendale                         Single Family                       6.5       0.5       0    0.0055          0          5.9945        20360401             360           359
     8021     NJ        Lindenwold                       Single Family                     10.93       0.5       0    0.0055          0         10.4245        20360401             360           359
     8021     NJ        Lindenwold                       Single Family                     7.995       0.5       0    0.0055          0          7.4895        20360401             360           359
    49022     MI        Xxxxxx Harbor                    Single Family                     11.11       0.5       0    0.0055          0         10.6045        20360401             360           359
    49022     MI        Xxxxxx Harbor                    Single Family                     11.11       0.5       0    0.0055          0         10.6045        20360401             360           359
    20866     MD        BURTONSVILLE                     PUD                               11.98       0.5       0    0.0055          0         11.4745        20210201             180           177
    33904     FL        Cape Coral                       Condominium                       13.79       0.5       0    0.0055          0         13.2845        20260301             240           238
    33904     FL        Cape Coral                       Condominium                        9.15       0.5       0    0.0055          0          8.6445        20360301             360           358
    45764     OH        Nelsonville                      Single Family                      9.72       0.5       0    0.0055          0          9.2145        20360301             360           358
    41042     KY        10                               Single Family                     12.35       0.5       0    0.0055          0         11.8445        20260401             240           239
    43227     OH        Columbus                         Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360401             360           359
    41042     KY        Florence                         Single Family                      7.94       0.5       0    0.0055          0          7.4345        20360401             360           359
    44320     OH        Akron                            Single Family                      7.34       0.5       0    0.0055          0          6.8345        20360401             360           359
    43130     OH        Lancaster                        Single Family                     12.55       0.5       0    0.0055          0         12.0445        20260301             240           238
    43130     OH        Lancaster                        Single Family                      7.69       0.5       0    0.0055          0          7.1845        20360301             360           358
    43022     OH        Gambier                          Single Family                     12.35       0.5       0    0.0055          0         11.8445        20260301             240           238
    43022     OH        Gambier                          Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    23320     VA        Chesapeake                       Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    49058     MI        Hastings                         Single Family                     11.45       0.5       0    0.0055          0         10.9445        20260301             240           238
    49058     MI        Hastings                         Single Family                       7.7       0.5       0    0.0055          0          7.1945        20360301             360           358
    00000     XX        Xxxxxxxxx                        Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    22514     VA        MILFORD                          Single Family                     12.77       0.5       0    0.0055          0         12.2645        20360401             360           359
    22514     VA        MILFORD                          Single Family                     8.705       0.5       0    0.0055          0          8.1995        20360401             360           359
    60060     IL        MUNDELEIN                        Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
     1504     MA        BLACKSTONE                       Single Family                      8.95       0.5       0    0.0055          0          8.4445        20260301             240           238
    61523     IL        CHILLICOTHE                      Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
    80220     CO        DENVER                           Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360301             360           358
    90605     CA        WHITTIER                         Single Family                       6.1       0.5       0    0.0055          0          5.5945        20360301             360           358
    55439     MN        EDINA                            PUD                                7.45       0.5       0    0.0055          0          6.9445        20360301             360           358
    60639     IL        CHICAGO                          2-4 Family                         8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    95843     CA        ANTELOPE                         Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360301             360           358
    60120     IL        ELGIN                            Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
     6040     CT        MANCHESTER                       Single Family                      5.99       0.5       0    0.0055          0          5.4845        20360301             360           358
    95814     CA        SACRAMENTO                       Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    55919     MN        BROWNSVILLE                      Single Family                     6.625       0.5       0    0.0055          0          6.1195        20360301             360           358
    60048     IL        LIBERTYVILLE                     Single Family                       6.5       0.5       0    0.0055          0          5.9945        20360301             360           358
    33065     FL        POMPANO BEACH                    Condominium                       6.875       0.5       0    0.0055          0          6.3695        20360301             360           358
     2893     RI        WEST WARWICK                     Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
    90805     CA        LONG BEACH                       2-4 Family                         7.15       0.5       0    0.0055          0          6.6445        20360301             360           358
    95758     CA        ELK GROVE                        Single Family                      6.35       0.5       0    0.0055          0          5.8445        20360401             360           359
    60628     IL        CHICAGO                          Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
    20602     MD        WALDORF                          PUD                                 7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
    33411     FL        ROYAL PALM BEAC                  Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
     2909     RI        PROVIDENCE                       Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
     2915     RI        EAST PROVIDENCE                  Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360301             360           358
    61111     IL        LOVES PARK                       Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
    60002     IL        ANTIOCH                          PUD                                6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    94603     CA        OAKLAND                          Single Family                     5.625       0.5       0    0.0055          0          5.1195        20360301             360           358
    20772     MD        UPPER MARLBORO                   PUD                                 9.1       0.5       0    0.0055          0          8.5945        20360301             360           358
     6460     CT        MILFORD                          Condominium                        8.55       0.5       0    0.0055          0          8.0445        20360301             360           358
    91754     CA        MONTEREY PARK                    Single Family                       7.1       0.5       0    0.0055          0          6.5945        20360301             360           358
    60565     IL        NAPERVILLE                       PUD                                6.75       0.5       0    0.0055          0          6.2445        20360301             360           358
    20774     MD        UPPER MARLBORO                   PUD                                 8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    20601     MD        WALDORF                          Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    60430     IL        HOMEWOOD                         Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360301             360           358
    20744     MD        FORT WASHINGTON                  Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    20743     MD        CAPITOL HEIGHTS                  Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    60586     IL        PLAINFIELD                       PUD                                 9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    60639     IL        CHICAGO                          Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    94577     CA        SAN LEANDRO                      Single Family                     6.125       0.5       0    0.0055          0          5.6195        20360301             360           358
    55433     MN        XXXX RAPIDS                      Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360301             360           358
    93041     CA        PORT HUEMENE                     Condominium                       6.125       0.5       0    0.0055          0          5.6195        20360301             360           358
    20708     MD        LAUREL                           Condominium                        8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
     2864     RI        CUMBERLAND                       Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
     6082     CT        ENFIELD                          Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360301             360           358
     6280     CT        WINDHAM                          Single Family                     10.15       0.5       0    0.0055          0          9.6445        20360301             360           358
    60643     IL        CHICAGO                          Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
     2770     MA        ROCHESTER                        Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
     6339     CT        LEDYARD                          Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360301             360           358
    92503     CA        RIVERSIDE                        Single Family                       6.9       0.5       0    0.0055          0          6.3945        20360301             360           358
     2817     RI        WEST GREENWICH                   Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    91722     CA        COVINA                           Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
     2645     MA        HARWICH                          Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360301             360           358
    91311     CA        CHATSWORTH                       Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    32713     FL        DEBARY                           Single Family                      10.9       0.5       0    0.0055          0         10.3945        20360301             360           358
    90220     CA        COMPTON                          Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360301             360           358
    55024     MN        FARMINGTON                       Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    92878     CA        CORONA                           Condominium                         7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
    55376     MN        ST. XXXXXXX                      Single Family                      9.35       0.5       0    0.0055          0          8.8445        20360301             360           358
     2818     RI        EAST GREENWICH                   Condominium                         9.1       0.5       0    0.0055          0          8.5945        20360301             360           358
    90044     CA        LOS ANGELES                      Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    90650     CA        NORWALK                          Single Family                       7.2       0.5       0    0.0055          0          6.6945        20360301             360           358
    95363     CA        PATTERSON                        Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    90001     CA        LOS ANGELES                      Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
     1982     MA        SOUTH XXXXXXXX                   Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360401             360           359
    60010     IL        BARRINGTON                       PUD                                 7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    55117     MN        MAPLEWOOD                        Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360301             360           358
    91748     CA        XXXXXXX HEIGHTS                  Single Family                      8.55       0.5       0    0.0055          0          8.0445        20360301             360           358
    33175     FL        MIAMI                            Single Family                      9.05       0.5       0    0.0055          0          8.5445        20360301             360           358
     1702     MA        FRAMINGHAM                       2-4 Family                         5.99       0.5       0    0.0055          0          5.4845        20360301             360           358
    91722     CA        COVINA                           Single Family                      6.55       0.5       0    0.0055          0          6.0445        20210301             180           178
    55127     MN        XXXXXXX HEIGHTS                  Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
    55443     MN        BROOKLYN PARK                    Single Family                      9.35       0.5       0    0.0055          0          8.8445        20360301             360           358
    55069     MN        RUSH CITY                        Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
     2368     MA        RANDOLPH                         Single Family                     5.875       0.5       0    0.0055          0          5.3695        20360301             360           358
    91342     CA        SYLMAR                           Single Family                      5.99       0.5       0    0.0055          0          5.4845        20360301             360           358
    91335     CA        RESEDA                           Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360301             360           358
    33407     FL        WEST PALM BEACH                  Single Family                       9.1       0.5       0    0.0055          0          8.5945        20360301             360           358
    60050     IL        XXXXXXXX LAKE                    Single Family                      7.67       0.5       0    0.0055          0          7.1645        20360301             360           358
    91748     CA        XXXXXXX HEIGHTS                  Single Family                       6.9       0.5       0    0.0055          0          6.3945        20360301             360           358
    60607     IL        CHICAGO                          Condominium                        7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
     1077     MA        SOUTHWICK                        Single Family                      10.2       0.5       0    0.0055          0          9.6945        20360301             360           358
    93552     CA        PALMDALE                         Single Family                       6.9       0.5       0    0.0055          0          6.3945        20360301             360           358
    60103     IL        XXXXXXXX                         Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    92307     CA        APPLE VALLEY                     Single Family                     5.875       0.5       0    0.0055          0          5.3695        20360301             360           358
     6516     CT        WEST HAVEN                       2-4 Family                          9.6       0.5       0    0.0055          0          9.0945        20360301             360           358
    90302     CA        INGLEWOOD                        Single Family                      5.99       0.5       0    0.0055          0          5.4845        20360301             360           358
    21209     MD        BALTIMORE                        Condominium                        6.75       0.5       0    0.0055          0          6.2445        20360301             360           358
    20743     MD        CAPITOL HEIGHTS                  Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    91740     CA        GLENDORA                         Single Family                     5.875       0.5       0    0.0055          0          5.3695        20360301             360           358
    55371     MN        PRINCETON                        Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360301             360           358
    91104     CA        PASADENA                         Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    95240     CA        LODI                             Single Family                     6.375       0.5       0    0.0055          0          5.8695        20360301             360           358
    93536     CA        LANCASTER                        Single Family                      9.85       0.5       0    0.0055          0          9.3445        20360301             360           358
    60074     IL        PALATINE                         Condominium                        7.55       0.5       0    0.0055          0          7.0445        20360301             360           358
    33150     FL        MIAMI                            2-4 Family                         6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    33441     FL        DEERFIELD BEACH                  Single Family                      9.55       0.5       0    0.0055          0          9.0445        20360301             360           358
    33063     FL        MARGATE                          Single Family                       7.7       0.5       0    0.0055          0          7.1945        20360301             360           358
    90745     CA        XXXXXX                           PUD                                8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
     2451     MA        WALTHAM                          Single Family                      8.75       0.5       0    0.0055          0          8.2445        20360301             360           358
    92117     CA        SAN DIEGO                        Single Family                       6.6       0.5       0    0.0055          0          6.0945        20360301             360           358
    55024     MN        FARMINGTON                       Condominium                        8.05       0.5       0    0.0055          0          7.5445        20360301             360           358
    60558     IL        WESTERN SPRINGS                  Single Family                     8.875       0.5       0    0.0055          0          8.3695        20360301             360           358
     1201     MA        PITTSFIELD                       Single Family                     11.05       0.5       0    0.0055          0         10.5445        20360301             360           358
     2804     RI        HOPKINTON                        Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    60073     IL        ROUND LAKE                       Condominium                        6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    55068     MN        ROSEMOUNT                        Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360301             360           358
    95307     CA        CERES                            Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    20740     MD        COLLEGE PARK                     Single Family                      10.1       0.5       0    0.0055          0          9.5945        20360301             360           358
    33312     FL        FORT LAUDERDALE                  Single Family                      7.45       0.5       0    0.0055          0          6.9445        20360301             360           358
    55316     MN        XXXXXXXX                         Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
    21207     MD        BALTIMORE                        Single Family                      8.95       0.5       0    0.0055          0          8.4445        20360301             360           358
    80537     CO        LOVELAND                         Single Family                     10.35       0.5       0    0.0055          0          9.8445        20360301             360           358
    20747     MD        DISTRICT HEIGHT                  Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360301             360           358
    90221     CA        COMPTON                          2-4 Family                        5.875       0.5       0    0.0055          0          5.3695        20360301             360           358
    60085     IL        WAUKEGAN                         Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360301             360           358
     6605     CT        BRIDGEPORT                       Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
     6320     CT        NEW LONDON                       Single Family                      10.4       0.5       0    0.0055          0          9.8945        20360301             360           358
    60101     IL        ADDISON                          Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    92553     CA        XXXXXX VALLEY                    Single Family                       6.6       0.5       0    0.0055          0          6.0945        20360301             360           358
    60609     IL        CHICAGO                          Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360301             360           358
    60041     IL        INGLESIDE                        Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
     2808     RI        WESTERLY                         Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    60623     IL        CHICAGO                          2-4 Family                          8.7       0.5       0    0.0055          0          8.1945        20360301             360           358
    91977     CA        SPRING VALLEY                    Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    92404     CA        SAN BERNARDINO                   Single Family                      6.95       0.5       0    0.0055          0          6.4445        20360301             360           358
    90019     CA        LOS ANGELES                      Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
     2891     RI        WESTERLY                         Single Family                       6.8       0.5       0    0.0055          0          6.2945        20360301             360           358
    60630     IL        CHICAGO                          Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    55128     MN        OAKDALE                          Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    33060     FL        POMPANO BEACH                    Single Family                       8.1       0.5       0    0.0055          0          7.5945        20360301             360           358
    91605     CA        NORTH HOLLYWOOD                  Single Family                      6.25       0.5       0    0.0055          0          5.7445        20360301             360           358
    55318     MN        CHASKA                           Single Family                     7.125       0.5       0    0.0055          0          6.6195        20360301             360           358
    21012     MD        XXXXXX                           Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360301             360           358
    55060     MN        OWATONNA                         Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    91792     CA        WEST COVINA                      Single Family                       6.5       0.5       0    0.0055          0          5.9945        20360301             360           358
    91326     CA        NORTHRIDGE                       Condominium                         7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
    55355     MN        LITCHFIELD                       Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360301             360           358
     6513     CT        NEW HAVEN                        Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360301             360           358
    92345     CA        HESPERIA                         Single Family                      6.65       0.5       0    0.0055          0          6.1445        20360301             360           358
    55128     MN        OAKDALE                          Single Family                      6.75       0.5       0    0.0055          0          6.2445        20360301             360           358
    60645     IL        CHICAGO                          Single Family                       8.8       0.5       0    0.0055          0          8.2945        20360301             360           358
    92831     CA        FULLERTON                        Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360301             360           358
    91945     CA        LEMON GROVE                      Single Family                       7.2       0.5       0    0.0055          0          6.6945        20360301             360           358
    56345     MN        LITTLE FALLS                     Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    60435     IL        JOLIET                           Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
    55315     MN        XXXXXX                           Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360301             360           358
     1364     MA        ORANGE                           Single Family                     10.65       0.5       0    0.0055          0         10.1445        20360301             360           358
     2904     RI        NORTH PROVIDENC                  Single Family                       8.3       0.5       0    0.0055          0          7.7945        20360301             360           358
    90601     CA        WHITTIER                         Single Family                      6.65       0.5       0    0.0055          0          6.1445        20360301             360           358
    56560     MN        MOORHEAD                         Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    94514     CA        XXXXX                            Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360301             360           358
    33161     FL        MIAMI                            Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360301             360           358
    92557     CA        XXXXXX VALLEY                    Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    90501     CA        TORRANCE                         2-4 Family                          6.7       0.5       0    0.0055          0          6.1945        20360301             360           358
    55024     MN        FARMINGTON                       Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    93591     CA        PALMDALE                         Single Family                      8.65       0.5       0    0.0055          0          8.1445        20360301             360           358
    55056     MN        NORTH BRANCH                     Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360301             360           358
    55069     MN        RUSH CITY                        Single Family                       6.7       0.5       0    0.0055          0          6.1945        20360301             360           358
     2124     MA        DORCHESTER                       2-4 Family                          8.3       0.5       0    0.0055          0          7.7945        20360301             360           358
    55055     MN        NEWPORT                          Single Family                      7.95       0.5       0    0.0055          0          7.4445        20360301             360           358
    21643     MD        HURLOCK                          Single Family                      11.3       0.5       0    0.0055          0         10.7945        20360301             360           358
    56560     MN        XXXXXXXX                         Single Family                       6.9       0.5       0    0.0055          0          6.3945        20360301             360           358
    21774     MD        NEW MARKET                       Single Family                      6.75       0.5       0    0.0055          0          6.2445        20360301             360           358
     1364     MA        ORANGE                           Single Family                       9.9       0.5       0    0.0055          0          9.3945        20360301             360           358
    60636     IL        CHICAGO                          2-4 Family                         8.35       0.5       0    0.0055          0          7.8445        20360301             360           358
    60628     IL        CHICAGO                          Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
     2861     RI        PAWTUCKET                        2-4 Family                         8.25       0.5       0    0.0055          0          7.7445        20360301             360           358
    90746     CA        XXXXXX                           Single Family                       7.1       0.5       0    0.0055          0          6.5945        20360301             360           358
    91352     CA        SUN VALLEY                       Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    55406     MN        MINNEAPOLIS                      Single Family                       7.7       0.5       0    0.0055          0          7.1945        20360301             360           358
    56551     MN        XXXXXXX                          Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    21244     MD        WINDSORMILL                      PUD                                8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    92841     CA        GARDEN GROVE                     Single Family                      9.95       0.5       0    0.0055          0          9.4445        20360301             360           358
    55337     MN        BURNSVILLE                       PUD                                 9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    21229     MD        BALTIMORE                        Single Family                      8.85       0.5       0    0.0055          0          8.3445        20360301             360           358
     2364     MA        KINGSTON                         Single Family                       6.5       0.5       0    0.0055          0          5.9945        20360301             360           358
    95842     CA        SACRAMENTO                       Condominium                         7.1       0.5       0    0.0055          0          6.5945        20360301             360           358
    90062     CA        LOS ANGELES                      2-4 Family                         5.75       0.5       0    0.0055          0          5.2445        20360301             360           358
    60618     IL        CHICAGO                          Condominium                        9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
    80010     CO        AURORA                           Single Family                      7.45       0.5       0    0.0055          0          6.9445        20360301             360           358
    60192     IL        XXXXXXX ESTATES                  Condominium                        6.75       0.5       0    0.0055          0          6.2445        20360301             360           358
     1507     MA        CHARLTON                         Single Family                     10.15       0.5       0    0.0055          0          9.6445        20360301             360           358
    21113     MD        ODENTON                          PUD                                8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    60133     IL        HANOVER PARK                     PUD                                7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    91106     CA        PASADENA                         Condominium                         7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    93552     CA        PALMDALE                         Single Family                      7.05       0.5       0    0.0055          0          6.5445        20360301             360           358
    20602     MD        WALDORF                          PUD                                 9.3       0.5       0    0.0055          0          8.7945        20360301             360           358
    21229     MD        BALTIMORE                        Single Family                      6.75       0.5       0    0.0055          0          6.2445        20360301             360           358
    60074     IL        PALATINE                         Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360201             360           357
    55433     MN        XXXX RAPIDS                      Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    94518     CA        CONCORD                          Condominium                         8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    90503     CA        TORRANCE                         Single Family                       6.1       0.5       0    0.0055          0          5.5945        20360301             360           358
    55040     MN        ISANTI                           Single Family                      7.95       0.5       0    0.0055          0          7.4445        20360201             360           357
    33311     FL        FT. LAUDERDALE                   Single Family                      8.05       0.5       0    0.0055          0          7.5445        20360201             360           357
    91977     CA        SPRING VALLEY                    Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360301             360           358
    91331     CA        PACOIMA                          Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
    60459     IL        BURBANK                          Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    90601     CA        WHITTIER                         Single Family                      6.35       0.5       0    0.0055          0          5.8445        20360301             360           358
    60652     IL        CHICAGO                          Single Family                      8.95       0.5       0    0.0055          0          8.4445        20360301             360           358
    55109     MN        NORTH SAINT PAU                  Single Family                      9.35       0.5       0    0.0055          0          8.8445        20360301             360           358
    33073     FL        COCONUT CREEK                    PUD                               6.875       0.5       0    0.0055          0          6.3695        20360201             360           357
    55119     MN        SAINT XXXX                       Single Family                       6.8       0.5       0    0.0055          0          6.2945        20360301             360           358
    91744     CA        LA XXXXXX                        Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360301             360           358
    56338     MN        HILLMAN                          Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360301             360           358
    55906     MN        ROCHESTER                        PUD                                 7.5       0.5       0    0.0055          0          6.9945        20360201             360           357
    60101     IL        ADDISON                          Single Family                     8.625       0.5       0    0.0055          0          8.1195        20360201             360           357
    92530     CA        LAKE ELSINORE                    Single Family                      7.15       0.5       0    0.0055          0          6.6445        20360301             360           358
    55441     MN        PLYMOUTH                         Single Family                      8.75       0.5       0    0.0055          0          8.2445        20360201             360           357
    91792     CA        WEST COVINA                      Single Family                      6.65       0.5       0    0.0055          0          6.1445        20360301             360           358
    55412     MN        MINNEAPOLIS                      Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360201             360           357
    20747     MD        FORESTVILLE                      Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360201             360           357
    90706     CA        BELLFLOWER                       Single Family                         7       0.5       0    0.0055          0          6.4945        20360301             360           358
    95822     CA        SACRAMENTO                       Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
    55398     MN        XXXXXXXXX                        Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    20744     MD        FORT WASHINGTON                  Single Family                       8.1       0.5       0    0.0055          0          7.5945        20360201             360           357
     2149     MA        XXXXXXX                          Single Family                     11.15       0.5       0    0.0055          0         10.6445        20360301             360           358
    60647     IL        CHICAGO                          2-4 Family                         8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
    60018     IL        DES PLAINES                      Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    55119     MN        ST XXXX                          Single Family                      10.1       0.5       0    0.0055          0          9.5945        20360301             360           358
    91754     CA        MONTEREY PARK                    Single Family                      6.55       0.5       0    0.0055          0          6.0445        20360201             360           357
    56662     MN        OUTING                           Single Family                      9.05       0.5       0    0.0055          0          8.5445        20360301             360           358
    33028     FL        HOLLYWOOD                        Single Family                      7.55       0.5       0    0.0055          0          7.0445        20360301             360           358
    33953     FL        PORT CHARLOTTE                   Condominium                         8.8       0.5       0    0.0055          0          8.2945        20360201             360           357
     6255     CT        XXXXXXXX                         Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360201             360           357
    60192     IL        XXXXXXX ESTATES                  Condominium                        9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
     6513     CT        NEW HAVEN                        Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
     1752     MA        MARLBOROUGH                      Single Family                       7.1       0.5       0    0.0055          0          6.5945        20360201             360           357
    90037     CA        LOS ANGELES                      Single Family                     6.375       0.5       0    0.0055          0          5.8695        20360301             360           358
    91748     CA        XXXXXXX HEIGHTS                  Single Family                      6.95       0.5       0    0.0055          0          6.4445        20360201             360           357
    60416     IL        CARBON CITY                      Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360201             360           357
    55420     MN        BLOOMINGTON                      Single Family                     5.875       0.5       0    0.0055          0          5.3695        20360301             360           358
    21617     MD        CENTREVILLE                      Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360201             360           357
    92508     CA        RIVERSIDE                        Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
     1462     MA        LUNENBURG                        Single Family                       8.8       0.5       0    0.0055          0          8.2945        20360201             360           357
    21236     MD        NOTTINGHAM                       Single Family                       9.3       0.5       0    0.0055          0          8.7945        20360201             360           357
     1752     MA        MARLBOROUGH                      Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360301             360           358
    55810     MN        DULUTH                           Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
    21207     MD        XXXXX OAK                        Single Family                     6.625       0.5       0    0.0055          0          6.1195        20360201             360           357
    60504     IL        AURORA                           PUD                                7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
    20743     MD        CAPITOL HEIGHTS                  PUD                                9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
    33309     FL        FORT LAUDERDALE                  Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
    33351     FL        SUNRISE                          PUD                                9.25       0.5       0    0.0055          0          8.7445        20360201             360           357
    60640     IL        CHICAGO                          Condominium                         8.5       0.5       0    0.0055          0          7.9945        20360201             360           357
    55375     MN        SAINT BONIFACIU                  Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    55117     MN        SAINT XXXX                       Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    20716     MD        BOWIE                            PUD                                 8.7       0.5       0    0.0055          0          8.1945        20360201             360           357
    94509     CA        ANTIOCH                          Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360201             360           357
    20772     MD        UPPER MARLBORO                   Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360301             360           358
    60652     IL        CHICAGO                          Single Family                      10.1       0.5       0    0.0055          0          9.5945        20360201             360           357
    95206     CA        STOCKTON                         Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360301             360           358
    60634     IL        CHICAGO                          2-4 Family                         8.05       0.5       0    0.0055          0          7.5445        20360201             360           357
    60647     IL        CHICAGO                          Condominium                        7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
    60068     IL        PARK RIDGE                       Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360201             360           357
    21229     MD        BALTIMORE                        Single Family                       8.8       0.5       0    0.0055          0          8.2945        20360201             360           357
    21224     MD        BALTIMORE                        Single Family                       7.1       0.5       0    0.0055          0          6.5945        20360201             360           357
    21221     MD        ESSEX                            Single Family                      9.35       0.5       0    0.0055          0          8.8445        20360201             360           357
    21144     MD        SEVERN                           Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360201             360           357
    61081     IL        STERLING                         Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
    55076     MN        INVER GROVE HEI                  Condominium                        9.95       0.5       0    0.0055          0          9.4445        20360301             360           358
     1056     MA        LUDLOW                           Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360201             360           357
    90805     CA        LONG BEACH                       Condominium                        8.65       0.5       0    0.0055          0          8.1445        20360201             360           357
    92113     CA        SAN DIEGO                        Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    95667     CA        PLACERVILLE                      Single Family                       7.2       0.5       0    0.0055          0          6.6945        20360201             360           357
    21206     MD        BALTIMORE                        Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
    92054     CA        OCEANSIDE                        Condominium                         8.7       0.5       0    0.0055          0          8.1945        20360201             360           357
    33411     FL        ROYAL PALM BEAC                  Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360201             360           357
    95203     CA        STOCKTON                         Single Family                       7.6       0.5       0    0.0055          0          7.0945        20360201             360           357
    91766     CA        POMONA                           Single Family                      6.95       0.5       0    0.0055          0          6.4445        20360201             360           357
    55301     MN        ALBERTVILLE                      Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360201             360           357
     1501     MA        AUBURN                           Single Family                      9.35       0.5       0    0.0055          0          8.8445        20360201             360           357
    92840     CA        GARDEN GROVE                     Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360201             360           357
     2889     RI        WARWICK                          Single Family                      8.75       0.5       0    0.0055          0          8.2445        20360201             360           357
    90602     CA        WHITTIER                         2-4 Family                         6.99       0.5       0    0.0055          0          6.4845        20360301             360           358
    92313     CA        GRAND TERRACE                    Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
    55075     MN        SOUTH SAINT PAU                  Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    60073     IL        ROUND LAKE                       Single Family                      10.4       0.5       0    0.0055          0          9.8945        20360201             360           357
    20744     MD        FORT WASHINGTON                  Single Family                     10.45       0.5       0    0.0055          0          9.9445        20360201             360           357
    55426     MN        ST. LOUIS PARK                   Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360201             360           357
    90002     CA        LOS ANGELES                      Single Family                       6.5       0.5       0    0.0055          0          5.9945        20360301             360           358
    60605     IL        CHICAGO                          Condominium                        8.55       0.5       0    0.0055          0          8.0445        20360301             360           358
    92557     CA        XXXXXX VALLEY                    Single Family                      7.95       0.5       0    0.0055          0          7.4445        20360201             360           357
    33023     FL        HOLLYWOOD                        PUD                               6.875       0.5       0    0.0055          0          6.3695        20360301             360           358
    95204     CA        STOCKTON                         Single Family                      6.75       0.5       0    0.0055          0          6.2445        20360201             360           357
    92335     CA        FONTANA                          Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360201             360           357
    33147     FL        MIAMI                            Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360201             360           357
    60471     IL        RICHTON PARK                     Condominium                        9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
    21040     MD        EDGEWOOD                         Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    60563     IL        NAPERVILLE                       PUD                                 7.4       0.5       0    0.0055          0          6.8945        20360201             360           357
    91767     CA        POMONA                           Condominium                         6.8       0.5       0    0.0055          0          6.2945        20360201             360           357
    80138     CO        XXXXXX                           Single Family                      7.15       0.5       0    0.0055          0          6.6445        20360201             360           357
    90805     CA        LONG BEACH                       2-4 Family                         5.99       0.5       0    0.0055          0          5.4845        20360201             360           357
    91001     CA        ALTADENA                         Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360201             360           357
    92530     CA        LAKE ELSINORE                    Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    55107     MN        SAINT XXXX                       PUD                                8.55       0.5       0    0.0055          0          8.0445        20360201             360           357
    60015     IL        DEERFIELD                        Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360201             360           357
    55311     MN        MAPLE GROVE                      Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    21215     MD        BALTIMORE                        Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360301             360           358
    20634     MD        GREAT XXXXX                      PUD                                7.85       0.5       0    0.0055          0          7.3445        20360201             360           357
    60626     IL        CHICAGO                          Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360201             360           357
    33445     FL        DELRAY BEACH                     Condominium                        8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
    55448     MN        XXXX RAPIDS                      Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360201             360           357
    94520     CA        CONCORD                          Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360201             360           357
    33024     FL        HOLLYWOOD                        Single Family                      6.85       0.5       0    0.0055          0          6.3445        20360201             360           357
    21801     MD        SALISBURY                        Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360201             360           357
    94509     CA        ANTIOCH                          Single Family                      7.55       0.5       0    0.0055          0          7.0445        20360201             360           357
     6511     CT        NEW HAVEN                        Single Family                       9.4       0.5       0    0.0055          0          8.8945        20360301             360           358
    20602     MD        WALDORF                          Single Family                       9.4       0.5       0    0.0055          0          8.8945        20360201             360           357
    55443     MN        BROOKLYN PARK                    Single Family                       7.1       0.5       0    0.0055          0          6.5945        20360301             360           358
     1020     MA        CHICOPEE                         Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360201             360           357
    20634     MD        GREAT XXXXX                      Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
    60425     IL        GLENWOOD                         Single Family                      8.75       0.5       0    0.0055          0          8.2445        20360201             360           357
    55448     MN        XXXX RAPIDS                      Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360201             360           357
    92397     CA        WRIGHTWOOD                       Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
     2893     RI        WEST WARWICK                     Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360201             360           357
    90022     CA        LOS ANGELES                      Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360201             360           357
     6384     CT        VOLUNTOWN                        Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360201             360           357
    20746     MD        SUITLAND                         Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360201             360           357
    60126     IL        ELMHURST                         Single Family                       6.7       0.5       0    0.0055          0          6.1945        20360201             360           357
    91436     CA        ENCINO                           Single Family                       9.3       0.5       0    0.0055          0          8.7945        20360201             360           357
    90018     CA        LOS ANGELES                      Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360201             360           357
    92503     CA        RIVERSIDE                        PUD                                7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
    21224     MD        BALTIMORE                        Single Family                      9.05       0.5       0    0.0055          0          8.5445        20360201             360           357
    60651     IL        CHICAGO                          2-4 Family                         9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
     6484     CT        XXXXXXX                          Single Family                       9.1       0.5       0    0.0055          0          8.5945        20360301             360           358
    21093     MD        TIMONIUM                         PUD                                9.55       0.5       0    0.0055          0          9.0445        20360301             360           358
    80233     CO        NORTHGLENN                       Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360201             360           357
    80232     CO        LAKEWOOD                         Single Family                      7.45       0.5       0    0.0055          0          6.9445        20360201             360           357
     2368     MA        RANDOLPH                         Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360201             360           357
    60617     IL        CHICAGO                          Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
    56062     MN        MADELIA                          Single Family                      9.85       0.5       0    0.0055          0          9.3445        20360201             360           357
    21152     MD        SPARKS GLENCOE                   Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360201             360           357
     2816     RI        COVENTRY                         Single Family                       6.5       0.5       0    0.0055          0          5.9945        20360301             360           358
    92397     CA        WRIGHTWOOD                       Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360201             360           357
    55128     MN        OAKDALE                          Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    60440     IL        BOLINGBROOK                      Condominium                         9.2       0.5       0    0.0055          0          8.6945        20360201             360           357
    95824     CA        SACRAMENTO                       Single Family                       7.6       0.5       0    0.0055          0          7.0945        20360201             360           357
    21660     MD        XXXXXXX                          Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360201             360           357
    92544     CA        HEMET                            Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
     2895     RI        WOONSOCKET                       2-4 Family                          7.2       0.5       0    0.0055          0          6.6945        20360201             360           357
    91791     CA        WEST COVINA                      Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360201             360           357
    95207     CA        STOCKTON                         Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
    55112     MN        MOUNDS VIEW                      Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360201             360           357
    91744     CA        LA XXXXXX                        Single Family                       7.7       0.5       0    0.0055          0          7.1945        20360201             360           357
    20744     MD        FORT WASHINGTON                  Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360201             360           357
    90220     CA        COMPTON                          Single Family                       6.4       0.5       0    0.0055          0          5.8945        20360201             360           357
    92553     CA        XXXXXX VALLEY                    Single Family                       8.3       0.5       0    0.0055          0          7.7945        20360301             360           358
    92557     CA        XXXXXX VALLEY                    Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360201             360           357
    91345     CA        LOS ANGELES                      Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360201             360           357
     2865     RI        LINCOLN                          Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360201             360           357
    90241     CA        XXXXXX                           Single Family                      7.55       0.5       0    0.0055          0          7.0445        20360301             360           358
    20772     MD        UPPER MARLBORO                   PUD                                8.15       0.5       0    0.0055          0          7.6445        20360201             360           357
    20720     MD        BOWIE                            PUD                                 6.5       0.5       0    0.0055          0          5.9945        20360201             360           357
    20707     MD        LAUREL                           Condominium                         7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
     1603     MA        WORCESTER                        Single Family                      7.95       0.5       0    0.0055          0          7.4445        20360201             360           357
    91762     CA        ONTARIO                          Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360201             360           357
    60656     IL        CHICAGO                          Single Family                      6.75       0.5       0    0.0055          0          6.2445        20360201             360           357
    92503     CA        RIVERSIDE                        Single Family                       8.1       0.5       0    0.0055          0          7.5945        20360201             360           357
    92886     CA        XXXXX XXXXX                      Single Family                       8.1       0.5       0    0.0055          0          7.5945        20360201             360           357
    21122     MD        PASADENA                         Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360201             360           357
    60445     IL        MIDLOTHIAN                       Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360201             360           357
    91763     CA        MONTCLAIR                        Single Family                       6.5       0.5       0    0.0055          0          5.9945        20360201             360           357
    56303     MN        SAINT CLOUD                      Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
    92376     CA        RIALTO                           Single Family                       6.8       0.5       0    0.0055          0          6.2945        20360201             360           357
    33018     FL        HIALEAH                          Single Family                      7.95       0.5       0    0.0055          0          7.4445        20360201             360           357
    55106     MN        SAINT XXXX                       Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360201             360           357
    20785     MD        HYATTSVILLE                      Condominium                        8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
     1075     MA        SOUTH XXXXXX                     Single Family                      10.2       0.5       0    0.0055          0          9.6945        20360201             360           357
    33323     FL        SUNRISE                          Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    55441     MN        PLYMOUTH                         Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360201             360           357
    20735     MD        CLINTON                          PUD                                8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
    55376     MN        SAINT XXXXXXX                    Single Family                       7.1       0.5       0    0.0055          0          6.5945        20360201             360           357
    21236     MD        NOTTINGHAM                       PUD                                7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
     2421     MA        LEXINGTON                        Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360201             360           357
    91913     CA        CHULA VISTA                      PUD                                6.75       0.5       0    0.0055          0          6.2445        20360201             360           357
    92114     CA        SAN DIEGO                        Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    91723     CA        COVINA                           Condominium                        8.05       0.5       0    0.0055          0          7.5445        20360201             360           357
    94536     CA        FREMONT                          Single Family                       5.8       0.5       0    0.0055          0          5.2945        20360201             360           357
    91942     CA        LA MESA                          PUD                                6.35       0.5       0    0.0055          0          5.8445        20360301             360           358
    21224     MD        BALTIMORE                        Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
    95605     CA        WEST SACRAMENTO                  Single Family                       6.9       0.5       0    0.0055          0          6.3945        20360201             360           357
    20747     MD        DISTRICT HEIGHT                  Single Family                       7.6       0.5       0    0.0055          0          7.0945        20360201             360           357
    94806     CA        SAN PABLO                        Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360201             360           357
     2859     RI        BURRILLVILLE                     Single Family                       7.6       0.5       0    0.0055          0          7.0945        20260201             240           237
     2771     MA        SEEKONK                          Single Family                     10.95       0.5       0    0.0055          0         10.4445        20360201             360           357
    55429     MN        BROOKLYN CENTER                  Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360201             360           357
    20774     MD        UPPER MARLBORO                   Single Family                      11.9       0.5       0    0.0055          0         11.3945        20360301             360           358
    80128     CO        LITTLETON                        Single Family                       5.9       0.5       0    0.0055          0          5.3945        20360201             360           357
    80020     CO        BROOMFIELD                       Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
    21225     MD        BROOKLYN                         Single Family                      9.85       0.5       0    0.0055          0          9.3445        20360201             360           357
    80020     CO        BROOMFIELD                       Single Family                     6.875       0.5       0    0.0055          0          6.3695        20360201             360           357
    33467     FL        LAKE WORTH                       Condominium                         7.9       0.5       0    0.0055          0          7.3945        20360201             360           357
    55337     MN        BURNSVILLE                       Single Family                       7.1       0.5       0    0.0055          0          6.5945        20360201             360           357
     2831     RI        SCITUATE                         Single Family                       6.5       0.5       0    0.0055          0          5.9945        20360201             360           357
    55337     MN        BURNSVILLE                       Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360201             360           357
     1109     MA        SPRINGFIELD                      Single Family                       9.9       0.5       0    0.0055          0          9.3945        20360201             360           357
    20705     MD        BELTSVILLE                       Single Family                     6.875       0.5       0    0.0055          0          6.3695        20360301             360           358
    95843     CA        ANTELOPE                         Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360201             360           357
    91764     CA        ONTARIO                          Single Family                      7.45       0.5       0    0.0055          0          6.9445        20360201             360           357
    95351     CA        MODESTO                          Single Family                      6.95       0.5       0    0.0055          0          6.4445        20360201             360           357
    55904     MN        ROCHESTER                        Single Family                      9.65       0.5       0    0.0055          0          9.1445        20360201             360           357
    60020     IL        FOX LAKE                         Single Family                     10.35       0.5       0    0.0055          0          9.8445        20360201             360           357
    55304     MN        ANDOVER                          Single Family                      7.55       0.5       0    0.0055          0          7.0445        20360201             360           357
    60015     IL        DEERFIELD                        Condominium                       10.45       0.5       0    0.0055          0          9.9445        20360201             360           357
    92107     CA        SAN DIEGO                        Single Family                     7.125       0.5       0    0.0055          0          6.6195        20360201             360           357
    92831     CA        FULLERTON                        Condominium                        6.75       0.5       0    0.0055          0          6.2445        20360201             360           357
    55118     MN        WEST SAINT XXXX                  Single Family                      6.95       0.5       0    0.0055          0          6.4445        20360201             360           357
    60195     IL        SCHAUMBURG                       Condominium                         8.5       0.5       0    0.0055          0          7.9945        20360201             360           357
    92154     CA        SAN DIEGO                        Single Family                       6.5       0.5       0    0.0055          0          5.9945        20360201             360           357
    92020     CA        EL CAJON                         Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360201             360           357
    60430     IL        HOMEWOOD                         Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360201             360           357
    91744     CA        LA XXXXXX                        PUD                                7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
    60445     IL        CRESTWOOD                        Condominium                        9.25       0.5       0    0.0055          0          8.7445        20360201             360           357
    21222     MD        DUNDALK                          Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360201             360           357
    91915     CA        CHULA VISTA                      PUD                                6.75       0.5       0    0.0055          0          6.2445        20360201             360           357
    90016     CA        LOS ANGELES                      Condominium                        8.25       0.5       0    0.0055          0          7.7445        20360201             360           357
    95330     CA        LATHROP                          Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360201             360           357
    90712     CA        LAKEWOOD                         Single Family                      7.35       0.5       0    0.0055          0          6.8445        20360201             360           357
    55079     MN        XXXXXXX                          Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360201             360           357
    55044     MN        LAKEVILLE                        Single Family                       8.3       0.5       0    0.0055          0          7.7945        20360201             360           357
    33165     FL        MIAMI                            Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360201             360           357
    21236     MD        NOTTINGHAM                       Single Family                      6.75       0.5       0    0.0055          0          6.2445        20360201             360           357
    55411     MN        MINNEAPOLIS                      Single Family                       8.8       0.5       0    0.0055          0          8.2945        20360201             360           357
    90019     CA        LOS ANGELES                      Single Family                     7.125       0.5       0    0.0055          0          6.6195        20360201             360           357
    90660     CA        PICO XXXXXX                      Condominium                         6.5       0.5       0    0.0055          0          5.9945        20360201             360           357
    91746     CA        LA XXXXXX                        Single Family                      8.35       0.5       0    0.0055          0          7.8445        20360201             360           357
    91010     CA        XXXXXX                           Single Family                      6.25       0.5       0    0.0055          0          5.7445        20360201             360           357
    55803     MN        DULUTH                           Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360201             360           357
     2861     RI        PAWTUCKET                        Single Family                       7.1       0.5       0    0.0055          0          6.5945        20360201             360           357
     1085     MA        WESTFIELD                        Single Family                      8.95       0.5       0    0.0055          0          8.4445        20360201             360           357
    55110     MN        WHITE BEAR LAKE                  Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360201             360           357
    94565     CA        PITTSBURG                        Single Family                       8.4       0.5       0    0.0055          0          7.8945        20360201             360           357
    20744     MD        FORT WASHINGTON                  Single Family                      6.25       0.5       0    0.0055          0          5.7445        20360101             360           356
    55066     MN        RED WING                         Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360201             360           357
    92551     CA        XXXXXX VALLEY                    Single Family                       7.6       0.5       0    0.0055          0          7.0945        20360201             360           357
    56283     MN        REDWOOD FALLS                    Single Family                       9.9       0.5       0    0.0055          0          9.3945        20360301             360           358
    21222     MD        DUNDALK                          Single Family                      6.85       0.5       0    0.0055          0          6.3445        20360201             360           357
    21046     MD        COLUMBIA                         Condominium                        6.99       0.5       0    0.0055          0          6.4845        20360201             360           357
    94509     CA        ANTIOCH                          Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360201             360           357
    94547     CA        HERCULES                         Condominium                        8.55       0.5       0    0.0055          0          8.0445        20360201             360           357
    92027     CA        ESCONDIDO                        Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360201             360           357
    55436     MN        EDINA                            Single Family                      8.65       0.5       0    0.0055          0          8.1445        20360201             360           357
    21102     MD        MANCHESTER                       Single Family                       9.1       0.5       0    0.0055          0          8.5945        20360201             360           357
    95240     CA        LODI                             Single Family                      7.45       0.5       0    0.0055          0          6.9445        20360101             360           356
    60634     IL        CHICAGO                          Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360201             360           357
    91733     CA        SOUTH EL MONTE                   Single Family                       6.5       0.5       0    0.0055          0          5.9945        20360201             360           357
    55009     MN        XXXXXX FALLS                     Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    55118     MN        WEST ST XXXX                     Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360201             360           357
    33411     FL        ROYAL PALM BEAC                  PUD                                 9.9       0.5       0    0.0055          0          9.3945        20360201             360           357
    33066     FL        COCONUT CREEK                    Condominium                        9.35       0.5       0    0.0055          0          8.8445        20360201             360           357
    20774     MD        UPPER MARLBORO                   Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360101             360           356
    60641     IL        CHICAGO                          Single Family                      7.15       0.5       0    0.0055          0          6.6445        20360101             360           356
     1119     MA        SPRINGFIELD                      Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360201             360           357
    92114     CA        SAN DIEGO                        Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    21702     MD        XXXXXXXXX                        Condominium                        6.75       0.5       0    0.0055          0          6.2445        20360101             360           356
    21207     MD        XXXXX OAK                        Single Family                      6.75       0.5       0    0.0055          0          6.2445        20210101             180           176
    92544     CA        HEMET                            Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360201             360           357
    93535     CA        LANCASTER                        Single Family                         7       0.5       0    0.0055          0          6.4945        20360201             360           357
    60612     IL        CHICAGO                          2-4 Family                         8.85       0.5       0    0.0055          0          8.3445        20360201             360           357
     6108     CT        EAST HARTFORD                    2-4 Family                          9.2       0.5       0    0.0055          0          8.6945        20360201             360           357
    21244     MD        WINDSOR MILL                     PUD                                 8.8       0.5       0    0.0055          0          8.2945        20360201             360           357
    33313     FL        LAUDERHILL                       Condominium                       10.65       0.5       0    0.0055          0         10.1445        20360201             360           357
    55411     MN        MINNEAPOLIS                      Single Family                     11.99       0.5       0    0.0055          0         11.4845        20360301             360           358
    33026     FL        PEMBROKE PINES                   Condominium                         6.7       0.5       0    0.0055          0          6.1945        20360201             360           357
     6517     CT        HAMDEN                           Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360201             360           357
     2889     RI        WARWICK                          Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    60046     IL        LAKE VILLA                       PUD                                9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
    20785     MD        HYATTSVILLE                      Single Family                      6.25       0.5       0    0.0055          0          5.7445        20360101             360           356
     2885     RI        WARREN                           Single Family                      8.75       0.5       0    0.0055          0          8.2445        20260301             240           238
     2842     RI        MIDDLETOWN                       Single Family                       6.3       0.5       0    0.0055          0          5.7945        20360201             360           357
    21061     MD        XXXX BURNIE                      PUD                                 8.3       0.5       0    0.0055          0          7.7945        20360201             360           357
     1841     MA        XXXXXXXX                         2-4 Family                          9.3       0.5       0    0.0055          0          8.7945        20360101             360           356
    91790     CA        WEST COVINA                      Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360201             360           357
    90620     CA        BUENA PARK                       Single Family                      8.55       0.5       0    0.0055          0          8.0445        20360201             360           357
     6515     CT        NEW HAVEN                        Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
    95605     CA        WEST SACRAMENTO                  Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360101             360           356
    56368     MN        RICHMOND                         Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
    55423     MN        RICHFIELD                        Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360101             360           356
    95841     CA        SACRAMENTO                       Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360101             360           356
    91803     CA        ALHAMBRA                         Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360201             360           357
    21801     MD        SALISBURY                        Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360201             360           357
    80015     CO        AURORA                           Single Family                      8.55       0.5       0    0.0055          0          8.0445        20210101             180           176
     2125     MA        BOSTON                           2-4 Family                         11.4       0.5       0    0.0055          0         10.8945        20360101             360           356
    33462     FL        LANTANA                          Single Family                       8.2       0.5       0    0.0055          0          7.6945        20360101             360           356
    21804     MD        SALISBURY                        Single Family                       9.6       0.5       0    0.0055          0          9.0945        20360201             360           357
    55060     MN        OWATONNA                         Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360201             360           357
    60651     IL        CHICAGO                          Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
    21649     MD        MARYDEL                          Single Family                       6.5       0.5       0    0.0055          0          5.9945        20360101             360           356
    93550     CA        PALMDALE                         Single Family                       9.1       0.5       0    0.0055          0          8.5945        20360201             360           357
    20772     MD        UPPER MARLBORO                   Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360101             360           356
    20747     MD        DISTRICT HEIGHT                  Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360101             360           356
    91501     CA        CALABASAS                        Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360201             360           357
    55304     MN        ANDOVER                          Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360101             360           356
     6360     CT        NORWICH                          2-4 Family                         8.99       0.5       0    0.0055          0          8.4845        20360101             360           356
    33024     FL        PEMBROKE PINES                   Condominium                        7.25       0.5       0    0.0055          0          6.7445        20360201             360           357
    61032     IL        FREEPORT                         2-4 Family                         7.99       0.5       0    0.0055          0          7.4845        20360101             360           356
    33411     FL        WEST PALM BEACH                  Single Family                       9.6       0.5       0    0.0055          0          9.0945        20360201             360           357
    61032     IL        FREEPORT                         2-4 Family                         7.99       0.5       0    0.0055          0          7.4845        20360101             360           356
    55082     MN        STILLWATER                       Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360101             360           356
    33068     FL        FT.LAUDERDALE                    Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360201             360           357
    60107     IL        STREAMWOOD                       PUD                               6.175       0.5       0    0.0055          0          5.6695        20360101             360           356
    55418     MN        ST XXXXXXX XXXX                  Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360101             360           356
    95219     CA        STOCKTON                         PUD                                6.99       0.5       0    0.0055          0          6.4845        20360101             360           356
    61032     IL        FREEPORT                         2-4 Family                        7.375       0.5       0    0.0055          0          6.8695        20360101             360           356
    55731     MN        XXX                              Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360101             360           356
    21213     MD        BALTIMORE                        Single Family                      10.6       0.5       0    0.0055          0         10.0945        20360101             360           356
    55364     MN        MOUND                            Single Family                     7.125       0.5       0    0.0055          0          6.6195        20360101             360           356
    90305     CA        INGLEWOOD                        Condominium                        8.85       0.5       0    0.0055          0          8.3445        20360101             360           356
    33018     FL        HIALEAH                          Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360101             360           356
    80615     CO        XXXXX                            Single Family                      6.75       0.5       0    0.0055          0          6.2445        20360101             360           356
    92802     CA        ANAHEIM                          Condominium                         6.5       0.5       0    0.0055          0          5.9945        20360101             360           356
    32065     FL        ORANGE PARK                      PUD                                9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
    60085     IL        WAUKEGAN                         Single Family                      9.95       0.5       0    0.0055          0          9.4445        20360101             360           356
    60047     IL        LAKE ZURICH                      Single Family                       9.9       0.5       0    0.0055          0          9.3945        20360201             360           357
    55107     MN        SAINT XXXX                       Single Family                       7.2       0.5       0    0.0055          0          6.6945        20360101             360           356
     2368     MA        RANDOLPH                         2-4 Family                         7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
    60523     IL        OAK BROOK                        PUD                                9.95       0.5       0    0.0055          0          9.4445        20360101             360           356
     1540     MA        OXFORD                           Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360201             360           357
    90805     CA        LONG BEACH                       Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360101             360           356
    33313     FL        FORT LAUDERDALE                  Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360101             360           356
    21740     MD        HAGERSTOWN                       Single Family                       7.8       0.5       0    0.0055          0          7.2945        20351201             360           355
    80601     CO        BRIGHTON                         Single Family                     7.125       0.5       0    0.0055          0          6.6195        20351201             360           355
    56011     MN        BELLE PLAINE                     Single Family                       7.1       0.5       0    0.0055          0          6.5945        20251201             240           235
    21655     MD        PRESTON                          Single Family                      7.55       0.5       0    0.0055          0          7.0445        20360101             360           356
     1950     MA        NEWBURYPORT                      Single Family                      7.25       0.5       0    0.0055          0          6.7445        20351201             360           355
    60099     IL        ZION                             Single Family                      8.99       0.5       0    0.0055          0          8.4845        20351201             360           355
    34711     FL        CLERMONT                         PUD                                9.99       0.5       0    0.0055          0          9.4845        20351201             360           355
    60805     IL        EVERGREEN PARK                   Single Family                     7.625       0.5       0    0.0055          0          7.1195        20351201             360           355
    55311     MN        MAPLE GROVE                      Single Family                      6.85       0.5       0    0.0055          0          6.3445        20351201             360           355
    60085     IL        WAUKEGAN                         2-4 Family                         7.99       0.5       0    0.0055          0          7.4845        20351201             360           355
    90303     CA        INGLEWOOD                        2-4 Family                          7.7       0.5       0    0.0055          0          7.1945        20351201             360           355
     1108     MA        SPRINGFIELD                      2-4 Family                         10.5       0.5       0    0.0055          0          9.9945        20360201             360           357
    33311     FL        FORT LAUDERDALE                  Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360101             360           356
    20639     MD        HUNTINGTOWN                      Single Family                      6.35       0.5       0    0.0055          0          5.8445        20360101             360           356
    20743     MD        CAPITOL HEIGHTS                  Single Family                      8.75       0.5       0    0.0055          0          8.2445        20351201             360           355
    60411     IL        SAUK VILLAGE                     Single Family                      9.99       0.5       0    0.0055          0          9.4845        20351201             360           355
    56031     MN        FAIRMONT                         Single Family                      7.99       0.5       0    0.0055          0          7.4845        20351201             360           355
    55009     MN        XXXXXX FALLS                     Single Family                       8.3       0.5       0    0.0055          0          7.7945        20351201             360           355
    90222     CA        COMPTON                          Single Family                       7.3       0.5       0    0.0055          0          6.7945        20351201             360           355
    56007     MN        XXXXXX XXX                       Single Family                      10.2       0.5       0    0.0055          0          9.6945        20360201             360           357
    80211     CO        DENVER                           Single Family                     5.875       0.5       0    0.0055          0          5.3695        20351201             360           355
    60440     IL        BOLINGBROOK                      Single Family                      8.25       0.5       0    0.0055          0          7.7445        20351201             360           355
    55420     MN        BLOOMINGTON                      Single Family                      7.05       0.5       0    0.0055          0          6.5445        20351201             360           355
    55443     MN        BROOKLYN PARK                    Single Family                       6.4       0.5       0    0.0055          0          5.8945        20351201             360           355
    33010     FL        HIALEAH                          Single Family                      6.99       0.5       0    0.0055          0          6.4845        20351201             360           355
    95210     CA        STOCKTON                         Single Family                      5.99       0.5       0    0.0055          0          5.4845        20351101             360           354
     6437     CT        GUILFORD                         Single Family                      7.75       0.5       0    0.0055          0          7.2445        20351101             360           354
    92026     CA        ESCONDIDO                        Condominium                         6.9       0.5       0    0.0055          0          6.3945        20351101             360           354
    55418     MN        ST. XXXXXXX                      Single Family                       7.6       0.5       0    0.0055          0          7.0945        20351201             360           355
    55021     MN        FARIBAULT                        2-4 Family                        7.125       0.5       0    0.0055          0          6.6195        20351201             360           355
    80129     CO        LITTLETON                        PUD                                 5.5       0.5       0    0.0055          0          4.9945        20351101             360           354
    55316     MN        XXXXXXXX                         Single Family                      6.25       0.5       0    0.0055          0          5.7445        20351101             360           354
     1420     MA        FITCHBURG                        2-4 Family                         6.75       0.5       0    0.0055          0          6.2445        20351201             360           355
    92154     CA        SAN DIEGO                        Single Family                         6       0.5       0    0.0055          0          5.4945        20351101             360           354
    95240     CA        LODI                             Single Family                       7.9       0.5       0    0.0055          0          7.3945        20351201             360           355
    60901     IL        KANKAKEE                         Single Family                      7.99       0.5       0    0.0055          0          7.4845        20351101             360           354
    55040     MN        ISANTI                           Single Family                      6.99       0.5       0    0.0055          0          6.4845        20351101             360           354
    92656     CA        ALISO VIEJO                      Condominium                        6.85       0.5       0    0.0055          0          6.3445        20351101             360           354
    60609     IL        CHICAGO                          2-4 Family                         9.99       0.5       0    0.0055          0          9.4845        20351101             360           354
    56537     MN        FERGUS FALLS                     Single Family                      10.1       0.5       0    0.0055          0          9.5945        20351101             360           354
    60060     IL        MUNDELEIN                        Condominium                        7.35       0.5       0    0.0055          0          6.8445        20351101             360           354
    91977     CA        SPRING VALLEY                    Single Family                      5.99       0.5       0    0.0055          0          5.4845        20351101             360           354
    95368     CA        SALIDA                           Single Family                       5.8       0.5       0    0.0055          0          5.2945        20351101             360           354
     1022     MA        CHICOPEE                         Condominium                         7.5       0.5       0    0.0055          0          6.9945        20351101             360           354
    91103     CA        PASADENA                         Single Family                       5.9       0.5       0    0.0055          0          5.3945        20351101             360           354
    55029     MN        XXXXXX                           Single Family                       8.5       0.5       0    0.0055          0          7.9945        20351001             360           353
    92544     CA        HEMET                            Single Family                      7.85       0.5       0    0.0055          0          7.3445        20351101             360           354
    21012     MD        XXXXXX                           Single Family                       6.5       0.5       0    0.0055          0          5.9945        20351101             360           354
    95667     CA        PLACERVILLE                      Single Family                      6.99       0.5       0    0.0055          0          6.4845        20351101             360           354
    55987     MN        WINONA                           Single Family                      8.25       0.5       0    0.0055          0          7.7445        20351101             360           354
    94544     CA        HAYWARD                          Single Family                      8.05       0.5       0    0.0055          0          7.5445        20360201             360           357
    92563     CA        MURRIETA                         Single Family                      6.85       0.5       0    0.0055          0          6.3445        20351001             360           353
    60099     IL        ZION                             Single Family                     6.125       0.5       0    0.0055          0          5.6195        20351101             360           354
    91792     CA        WEST COVINA                      Single Family                      5.75       0.5       0    0.0055          0          5.2445        20351001             360           353
    95602     CA        AUBURN                           PUD                                5.99       0.5       0    0.0055          0          5.4845        20351101             360           354
    92865     CA        ORANGE                           Single Family                      5.85       0.5       0    0.0055          0          5.3445        20351001             360           353
    33060     FL        POMPANO BEACH                    Single Family                       9.1       0.5       0    0.0055          0          8.5945        20351101             360           354
    91745     CA        HACIENDA HEIGHT                  Single Family                      5.75       0.5       0    0.0055          0          5.2445        20351001             360           353
    60060     IL        MUNDELEIN                        Single Family                      6.65       0.5       0    0.0055          0          6.1445        20351001             360           353
    95683     CA        SLOUGHHOUSE                      PUD                                 6.7       0.5       0    0.0055          0          6.1945        20351001             360           353
    92154     CA        SAN DIEGO                        Single Family                      5.99       0.5       0    0.0055          0          5.4845        20351001             360           353
    21085     MD        JOPPA                            PUD                                6.65       0.5       0    0.0055          0          6.1445        20351001             360           353
    55074     MN        SHAFER                           Single Family                       9.2       0.5       0    0.0055          0          8.6945        20351001             360           353
    60193     IL        SCHAUMBURG                       Single Family                       6.5       0.5       0    0.0055          0          5.9945        20351001             360           353
    60429     IL        XXXXX CREST                      Single Family                      9.99       0.5       0    0.0055          0          9.4845        20351101             360           354
    20716     MD        BOWIE                            Single Family                       5.6       0.5       0    0.0055          0          5.0945        20351001             360           353
    90040     CA        COMMERCE                         Single Family                       6.3       0.5       0    0.0055          0          5.7945        20351001             360           353
    91040     CA        SUNLAND                          Single Family                      6.15       0.5       0    0.0055          0          5.6445        20351001             360           353
    21075     MD        ELKRIDGE                         Single Family                       6.9       0.5       0    0.0055          0          6.3945        20351001             360           353
    92592     CA        TEMECULA                         PUD                                 5.5       0.5       0    0.0055          0          4.9945        20351001             360           353
     2886     RI        WARWICK                          Single Family                      8.99       0.5       0    0.0055          0          8.4845        20201001             180           173
    21230     MD        BALTIMORE                        Single Family                       8.4       0.5       0    0.0055          0          7.8945        20351001             360           353
    92057     CA        OCEANSIDE                        Single Family                      6.65       0.5       0    0.0055          0          6.1445        20351001             360           353
    92880     CA        CORONA                           Single Family                         6       0.5       0    0.0055          0          5.4945        20351001             360           353
    91977     CA        SPRING VALLEY                    Single Family                       8.5       0.5       0    0.0055          0          7.9945        20351001             360           353
    33142     FL        MIAMI                            Single Family                       8.5       0.5       0    0.0055          0          7.9945        20351001             360           353
    91911     CA        CHULA VISTA                      PUD                                 6.3       0.5       0    0.0055          0          5.7945        20351001             360           353
    92114     CA        SAN DIEGO                        Single Family                       6.3       0.5       0    0.0055          0          5.7945        20351001             360           353
    21133     MD        RANDALLSTOWN                     Single Family                     6.375       0.5       0    0.0055          0          5.8695        20201001             180           173
    55126     MN        SHOREVIEW                        Single Family                      7.35       0.5       0    0.0055          0          6.8445        20351001             360           353
    93550     CA        PALMDALE                         Single Family                       6.7       0.5       0    0.0055          0          6.1945        20351001             360           353
    80013     CO        AURORA                           Single Family                      6.25       0.5       0    0.0055          0          5.7445        20351001             360           353
    60804     IL        CICERO                           Single Family                     6.875       0.5       0    0.0055          0          6.3695        20351001             360           353
    94124     CA        SAN FRANCISCO                    Single Family                      6.25       0.5       0    0.0055          0          5.7445        20351001             360           353
    60073     IL        ROUND LAKE                       Single Family                         6       0.5       0    0.0055          0          5.4945        20351001             360           353
    33028     FL        HOLLYWOOD                        Single Family                      6.65       0.5       0    0.0055          0          6.1445        20351001             360           353
    92530     CA        LAKE ELSINORE                    Single Family                      6.25       0.5       0    0.0055          0          5.7445        20351001             360           353
    60091     IL        WILMETTE                         Single Family                      9.99       0.5       0    0.0055          0          9.4845        20351001             360           353
    91791     CA        WEST COVINA                      PUD                                9.99       0.5       0    0.0055          0          9.4845        20350901             360           352
     2453     MA        WALTHAM                          Single Family                      5.99       0.5       0    0.0055          0          5.4845        20351001             360           353
     1521     MA        HOLLAND                          Single Family                      6.25       0.5       0    0.0055          0          5.7445        20350801             360           351
    20191     VA        RESTON                           PUD                                 8.7       0.5       0    0.0055          0          8.1945        20360101             360           356
    43082     OH        WESTERVILLE                      Single Family                      11.5       0.5       0    0.0055          0         10.9945        20210301             180           178
    20743     MD        CAPITOL HEIGHTS                  Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360201             360           357
    43229     OH        COLUMBUS                         Single Family                      8.85       0.5       0    0.0055          0          8.3445        20360101             360           356
    20012     DC        WASHINGTON                       Single Family                       6.7       0.5       0    0.0055          0          6.1945        20360301             360           358
    27295     NC        LEXINGTON                        Single Family                       8.1       0.5       0    0.0055          0          7.5945        20360301             360           358
    19805     DE        WILMINGTON                       Single Family                      8.85       0.5       0    0.0055          0          8.3445        20360301             360           358
    27615     NC        RALEIGH                          PUD                                7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    20011     DC        WASHINGTON                       Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360301             360           358
    21227     MD        HALETHORPE                       Condominium                        9.95       0.5       0    0.0055          0          9.4445        20360301             360           358
    44107     OH        LAKEWOOD                         Single Family                       9.1       0.5       0    0.0055          0          8.5945        20360301             360           358
    17402     PA        YORK                             Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360301             360           358
    17402     PA        YORK                             2-4 Family                         10.5       0.5       0    0.0055          0          9.9945        20360301             360           358
    22968     VA        RUCKERSVILLE                     Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360201             360           357
    15108     PA        CORAOPOLIS                       Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360301             360           358
    28711     NC        BLACK MOUNTAIN                   Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360201             360           357
    92557     CA        XXXXXX VALLEY                    PUD                                11.5       0.5       0    0.0055          0         10.9945        20210201             180           177
    93535     CA        LANCASTER                        Single Family                      8.95       0.5       0    0.0055          0          8.4445        20360301             360           358
    33178     FL        MIAMI                            PUD                                 7.8       0.5       0    0.0055          0          7.2945        20360301             360           358
    33024     FL        PEMBROKE PINES                   Single Family                     12.25       0.5       0    0.0055          0         11.7445        20210301             180           178
    33012     FL        HIALEAH                          Condominium                       9.525       0.5       0    0.0055          0          9.0195        20360301             360           358
    33144     FL        MIAMI                            Single Family                     7.875       0.5       0    0.0055          0          7.3695        20360201             360           357
    93535     CA        LANCASTER                        2-4 Family                         9.65       0.5       0    0.0055          0          9.1445        20360201             360           357
    34953     FL        PORT SAINT LUCI                  Single Family                      9.55       0.5       0    0.0055          0          9.0445        20360201             360           357
    19141     PA        PHILADELPHIA                     Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360201             360           357
    94806     CA        RICHMOND                         Single Family                     9.725       0.5       0    0.0055          0          9.2195        20360201             360           357
    36608     AL        MOBILE                           Single Family                      11.1       0.5       0    0.0055          0         10.5945        20360201             360           357
    33143     FL        MIAMI                            Condominium                        10.8       0.5       0    0.0055          0         10.2945        20210201             180           177
    19146     PA        PHILADELPHIA                     Single Family                       9.2       0.5       0    0.0055          0          8.6945        20360301             360           358
    45255     OH        CINCINNATI                       Single Family                       9.7       0.5       0    0.0055          0          9.1945        20360201             360           357
    19138     PA        PHILADELPHIA                     2-4 Family                        9.863       0.5       0    0.0055          0          9.3575        20360101             360           356
    33417     FL        WEST PALM BEACH                  Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360201             360           357
    19128     PA        PHILADELPHIA                     Single Family                         9       0.5       0    0.0055          0          8.4945        20360201             360           357
    56452     MN        SACKENSACK                       Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360301             360           358
    56452     MN        HACKENSACK                       Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360301             360           358
    33138     FL        MIAMI                            2-4 Family                        10.65       0.5       0    0.0055          0         10.1445        20210301             180           178
    33138     FL        MIAMI                            2-4 Family                         7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    56452     MN        HACKENSACK                       Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360301             360           358
    93550     CA        PALMDALE                         2-4 Family                         8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    95963     CA        ORLAND                           Single Family                      6.75       0.5       0    0.0055          0          6.2445        20360301             360           358
    92220     CA        BANNING                          Single Family                     7.675       0.5       0    0.0055          0          7.1695        20360301             360           358
    93436     CA        LOMPOC                           Single Family                      8.75       0.5       0    0.0055          0          8.2445        20360301             360           358
    85037     AZ        PHOENIX                          Single Family                      9.35       0.5       0    0.0055          0          8.8445        20360201             360           357
    91701     CA        RANCHO CUCAMONGA                 Single Family                     12.25       0.5       0    0.0055          0         11.7445        20210301             180           178
    91701     CA        RANCHO CUCAMONGA                 Single Family                     8.575       0.5       0    0.0055          0          8.0695        20360301             360           358
    93550     CA        PALMDALE AREA                    2-4 Family                          9.1       0.5       0    0.0055          0          8.5945        20360301             360           358
    32413     FL        PANAMA CITY BEACH                Single Family                     11.75       0.5       0    0.0055          0         11.2445        20210301             180           178
    93535     CA        LANCASTER                        Single Family                     8.987       0.5       0    0.0055          0          8.4815        20360201             360           357
    32301     FL        TALLAHASSEE                      Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360201             360           357
    91351     CA        (CANYON COUNTRY                  Condominium                       8.525       0.5       0    0.0055          0          8.0195        20360201             360           357
    92707     CA        SANTA XXX                        Condominium                       11.75       0.5       0    0.0055          0         11.2445        20210101             180           176
    92707     CA        SANTA XXX                        Condominium                       7.825       0.5       0    0.0055          0          7.3195        20360101             360           356
    91350     CA        SAUGUS AREA                      PUD                                 8.4       0.5       0    0.0055          0          7.8945        20360101             360           356
    93552     CA        PALMDALE                         Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360101             360           356
    92832     CA        FULLERTON                        Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360301             360           358
    93535     CA        LANCASTER                        Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    90018     CA        LOS ANGELES                      Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360201             360           357
    77064     TX        HOUSTON                          Single Family                      8.55       0.5       0    0.0055          0          8.0445        20360301             360           358
    77581     TX        PEARLAND                         PUD                               12.75       0.5       0    0.0055          0         12.2445        20210301             180           178
    77084     TX        HOUSTON                          PUD                                12.5       0.5       0    0.0055          0         11.9945        20210201             180           177
    77084     TX        HOUSTON                          PUD                                 8.3       0.5       0    0.0055          0          7.7945        20360201             360           357
    77581     TX        PEARLAND                         PUD                                 8.3       0.5       0    0.0055          0          7.7945        20360301             360           358
    77004     TX        HOUSTON                          Single Family                      13.4       0.5       0    0.0055          0         12.8945        20210301             180           178
    77004     TX        HOUSTON                          Townhouse                          9.01       0.5       0    0.0055          0          8.5045        20360301             360           358
    77006     TX        HOUSTON                          Single Family                      13.4       0.5       0    0.0055          0         12.8945        20210201             180           177
    77006     TX        HOUSTON                          Single Family                       8.9       0.5       0    0.0055          0          8.3945        20360201             360           357
    75038     TX        IRVING                           Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360301             360           358
    77389     TX        SPRING                           Single Family                     12.35       0.5       0    0.0055          0         11.8445        20360201             360           357
    77389     TX        SPRING                           Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360201             360           357
    75021     TX        XXXXXXX                          Single Family                     8.535       0.5       0    0.0055          0          8.0295        20360201             360           357
    85323     AZ        AVONDALE                         Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360201             360           357
    77494     TX        KATY                             PUD                                7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
    63136     MO        SAINT LOUIS                      Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360101             360           356
    75229     TX        DALLAS                           Single Family                     7.075       0.5       0    0.0055          0          6.5695        20351101             360           354
    76048     TX        GRANBURY                         Single Family                      9.99       0.5       0    0.0055          0          9.4845        20201101             180           174
    76048     TX        GRANBURY                         Single Family                      7.24       0.5       0    0.0055          0          6.7345        20351101             360           354
    77429     TX        CYPRESS                          PUD                                8.49       0.5       0    0.0055          0          7.9845        20360201             360           357
    77429     TX        CYPRESS                          PUD                               10.75       0.5       0    0.0055          0         10.2445        20360201             360           357
    17407     PA        York                             Single Family                    11.625       0.5       0    0.0055          0         11.1195        20310401             300           299
    17407     PA        York                             Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360401             360           359
    48127     MI        Dearborn Heights                 Single Family                      11.5       0.5       0    0.0055          0         10.9945        20360401             360           359
    48127     MI        Dearborn Heights                 Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360401             360           359
    34677     FL        Oldsmar                          Condominium                       8.105       0.5       0    0.0055          0          7.5995        20360301             360           358
    21117     MD        Xxxxxx Xxxxx                     Single Family                     9.705       0.5       0    0.0055          0          9.1995        20360301             360           358
     8846     NJ        Middlesex                        2-4 Family                        9.455       0.5       0    0.0055          0          8.9495        20360301             360           358
    48238     MI        Detroit                          Single Family                     10.49       0.5       0    0.0055          0          9.9845        20360401             360           359
    92392     CA        Victorville                      Single Family                     11.78       0.5       0    0.0055          0         11.2745        20260401             240           239
    92392     CA        Victorville                      Single Family                         9       0.5       0    0.0055          0          8.4945        20360401             360           359
    78207     TX        San Antonio                      Single Family                     10.85       0.5       0    0.0055          0         10.3445        20360401             360           359
    40229     KY        Louisville                       Single Family                      7.27       0.5       0    0.0055          0          6.7645        20360301             360           358
    55373     MN        Rockford                         Single Family                     12.97       0.5       0    0.0055          0         12.4645        20360401             360           359
    64152     MO        Parkville                        PUD                                 8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    46219     IN        Indianapolis                     Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360301             360           358
    95829     CA        Sacramento                       Single Family                     7.375       0.5       0    0.0055          0          6.8695        20360301             360           358
    43619     OH        Northwood                        Single Family                     13.02       0.5       0    0.0055          0         12.5145        20360401             360           359
    92392     CA        VICTORVILLE                      Single Family                     6.875       0.5       0    0.0055          0          6.3695        20360301             360           358
    48317     MI        SHELBY TWP                       Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    17777     PA        WATSONTOWN                       Single Family                     8.875       0.5       0    0.0055          0          8.3695        20360301             360           358
    43619     OH        Northwood                        Single Family                      9.39       0.5       0    0.0055          0          8.8845        20360401             360           359
    44212     OH        BRUNSWICK                        Single Family                     7.625       0.5       0    0.0055          0          7.1195        20360301             360           358
    23704     VA        PORTSMOUTH                       Single Family                         9       0.5       0    0.0055          0          8.4945        20360301             360           358
    19460     PA        PHOENIXVILLE                     Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    48164     MI        NEW BOSTON                       Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360301             360           358
    32208     FL        JACKSONVILLE                     Single Family                     9.375       0.5       0    0.0055          0          8.8695        20360301             360           358
    95833     CA        Sacramento                       Single Family                      9.22       0.5       0    0.0055          0          8.7145        20360401             360           359
    91344     CA        GRANADA HILLS                    Single Family                     7.625       0.5       0    0.0055          0          7.1195        20360301             360           358
    19406     PA        King Of Prussia                  Single Family                      9.81       0.5       0    0.0055          0          9.3045        20360401             360           359
    80204     CO        Denver                           Single Family                     12.47       0.5       0    0.0055          0         11.9645        20210401             180           179
    22407     VA        Fredericksburg                   Single Family                     7.725       0.5       0    0.0055          0          7.2195        20350901             360           352
    80204     CO        Denver                           Single Family                      8.38       0.5       0    0.0055          0          7.8745        20360401             360           359
    46012     IN        Anderson                         Single Family                     10.61       0.5       0    0.0055          0         10.1045        20360401             360           359
    20715     MD        Bowie                            Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    85225     AZ        Chandler                         Condominium                        8.35       0.5       0    0.0055          0          7.8445        20360401             360           359
    34772     FL        Saint Cloud                      PUD                                7.47       0.5       0    0.0055          0          6.9645        20360401             360           359
    55373     MN        Rockford                         Single Family                      8.84       0.5       0    0.0055          0          8.3345        20360401             360           359
    55109     MN        SAINT XXXX                       Single Family                     10.65       0.5       0    0.0055          0         10.1445        20360101             360           356
    53144     WI        XXXXXX                           Single Family                      10.3       0.5       0    0.0055          0          9.7945        20360101             360           356
    55434     MN        XXXXXX                           Single Family                      9.95       0.5       0    0.0055          0          9.4445        20360101             360           356
    55303     MN        RAMSEY                           PUD                                   9       0.5       0    0.0055          0          8.4945        20360101             360           356
    60544     IL        WESTCHESTER                      Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360101             360           356
    53098     WI        WATERTOWN                        Single Family                      9.55       0.5       0    0.0055          0          9.0445        20360101             360           356
    60409     IL        CALUMET CITY                     2-4 Family                       12.625       0.5       0    0.0055          0         12.1195        20360101             360           356
    33991     FL        Cape Coral                       2-4 Family                         9.37       0.5       0    0.0055          0          8.8645        20360401             360           359
    46016     IN        Anderson                         Single Family                     10.61       0.5       0    0.0055          0         10.1045        20360401             360           359
    85250     AZ        Scottsdale                       PUD                              10.625       0.5       0    0.0055          0         10.1195        20360301             360           358
    83703     ID        Boise                            Single Family                     7.625       0.5       0    0.0055          0          7.1195        20360301             360           358
    47130     IN        Jeffersonville                   Single Family                      8.36       0.5       0    0.0055          0          7.8545        20360301             360           358
    15129     PA        South Park                       Single Family                     8.375       0.5       0    0.0055          0          7.8695        20360301             360           358
    34761     FL        Ocoee                            Single Family                     7.437       0.5       0    0.0055          0          6.9315        20360301             360           358
    98513     WA        OLYMPIA                          Single Family                     10.55       0.5       0    0.0055          0         10.0445        20360401             360           359
    29649     SC        Greenwood                        Single Family                    10.175       0.5       0    0.0055          0          9.6695        20351201             360           355
    98671     WA        Washougal                        Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360301             360           358
    46224     IN        Indianapolis                     Single Family                     13.02       0.5       0    0.0055          0         12.5145        20360401             360           359
    46224     IN        Indianapolis                     Single Family                      8.89       0.5       0    0.0055          0          8.3845        20360401             360           359
    91744     CA        La Xxxxxx                        Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    85017     AZ        Phoenix                          Single Family                     9.625       0.5       0    0.0055          0          9.1195        20360301             360           358
    85635     AZ        Sierra Vista                     Single Family                     11.42       0.5       0    0.0055          0         10.9145        20260401             240           239
    29803     SC        Aiken                            Single Family                      10.8       0.5       0    0.0055          0         10.2945        20360301             360           358
    85635     AZ        Sierra Vista                     Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360401             360           359
    33141     FL        Miami Beach                      Condominium                        8.38       0.5       0    0.0055          0          7.8745        20360401             360           359
    93630     CA        Kerman                           Single Family                         8       0.5       0    0.0055          0          7.4945        20360301             360           358
    33032     FL        MIAMI                            Single Family                     7.875       0.5       0    0.0055          0          7.3695        20360301             360           358
    32073     FL        Orange Park                      PUD                                9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
    83642     ID        Meridian                         PUD                                7.25       0.5       0    0.0055          0          6.7445        20360301             360           358
    23228     VA        Richmond                         Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    98684     WA        Vancouver                        Single Family                     7.875       0.5       0    0.0055          0          7.3695        20360301             360           358
    33484     FL        Delray Beach                     PUD                                8.75       0.5       0    0.0055          0          8.2445        20360401             360           359
    95206     CA        Stockton                         Single Family                      8.75       0.5       0    0.0055          0          8.2445        20360301             360           358
    80219     CO        Denver                           Single Family                    12.125       0.5       0    0.0055          0         11.6195        20360301             360           358
    80219     CO        Denver                           Single Family                      7.45       0.5       0    0.0055          0          6.9445        20360301             360           358
    95242     CA        Lodi                             Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    19702     DE        Newark                           Single Family                     11.47       0.5       0    0.0055          0         10.9645        20210401             180           179
    19702     DE        Newark                           Single Family                      7.43       0.5       0    0.0055          0          6.9245        20360401             360           359
    32809     FL        Orlando                          Single Family                     7.125       0.5       0    0.0055          0          6.6195        20360301             360           358
    19032     PA        Folcroft                         Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360301             360           358
    32837     FL        Orlando                          Single Family                      10.3       0.5       0    0.0055          0          9.7945        20360401             360           359
    34744     FL        Kissimmee                        Single Family                    10.125       0.5       0    0.0055          0          9.6195        20360301             360           358
     3048     NH        Greenville                       Single Family                       6.5       0.5       0    0.0055          0          5.9945        20351201             360           355
    53215     WI        Milwaukee                        2-4 Family                        12.22       0.5       0    0.0055          0         11.7145        20210401             180           179
    53215     WI        Milwaukee                        2-4 Family                         9.53       0.5       0    0.0055          0          9.0245        20360401             360           359
    85022     AZ        Phoenix                          Single Family                     8.775       0.5       0    0.0055          0          8.2695        20210301             180           178
    48180     MI        Xxxxxx                           Single Family                      10.7       0.5       0    0.0055          0         10.1945        20360401             360           359
    93291     CA        VISALIA                          Single Family                      8.24       0.5       0    0.0055          0          7.7345        20360401             360           359
    33351     FL        Sunrise                          Condominium                        9.42       0.5       0    0.0055          0          8.9145        20360401             360           359
    17545     PA        Manheim                          Single Family                    12.435       0.5       0    0.0055          0         11.9295        20360301             360           358
    19050     PA        Lansdowne                        Single Family                      9.04       0.5       0    0.0055          0          8.5345        20360401             360           359
    19020     PA        Bensalem                         Single Family                      7.93       0.5       0    0.0055          0          7.4245        20360401             360           359
    54930     WI        COLOMA                           Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360201             360           357
    53210     WI        MILWAUKEE                        Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360201             360           357
    55429     MN        BROOKLYN PARK                    PUD                              10.125       0.5       0    0.0055          0          9.6195        20360201             360           357
    53186     WI        WAUKESHA                         Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360201             360           357
    56011     MN        BELLE PLAINE                     Single Family                     6.625       0.5       0    0.0055          0          6.1195        20360201             360           357
    60641     IL        CHICAGO                          Single Family                      8.55       0.5       0    0.0055          0          8.0445        20360201             360           357
    53406     WI        RACINE                           Condominium                       11.65       0.5       0    0.0055          0         11.1445        20360101             360           356
    53406     WI        RACINE                           Condominium                        7.95       0.5       0    0.0055          0          7.4445        20360101             360           356
    55110     MN        WHITE BEAR LAKE                  Condominium                        7.65       0.5       0    0.0055          0          7.1445        20360101             360           356
    60644     IL        CHICAGO                          Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360101             360           356
    53121     WI        ELKHORN                          Single Family                       9.1       0.5       0    0.0055          0          8.5945        20360101             360           356
    55434     MN        XXXXXX                           Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360101             360           356
    60104     IL        BELLWOOD                         Single Family                      7.49       0.5       0    0.0055          0          6.9845        20360101             360           356
    55904     MN        ROCHESTER                        Single Family                      6.95       0.5       0    0.0055          0          6.4445        20360101             360           356
    60544     IL        PLAINFIELD                       PUD                                9.99       0.5       0    0.0055          0          9.4845        20351201             360           355
    55372     MN        PRIOR LAKE                       Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360101             360           356
    60605     IL        CHICAGO                          Condominium                        9.99       0.5       0    0.0055          0          9.4845        20351101             360           354
    46151     IN        Martinsville                     Single Family                     11.75       0.5       0    0.0055          0         11.2445        20360301             360           358
    33852     FL        Lake Placid                      Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360401             360           359
    23666     VA        Hampton                          Single Family                     9.925       0.5       0    0.0055          0          9.4195        20360401             360           359
    33909     FL        CAPE CORAL                       Single Family                      7.61       0.5       0    0.0055          0          7.1045        20360401             360           359
    78244     TX        San Antonio                      PUD                               9.875       0.5       0    0.0055          0          9.3695        20260201             240           237
    78244     TX        San Antonio                      PUD                                7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
    55444     MN        Brooklyn Center                  Single Family                     9.375       0.5       0    0.0055          0          8.8695        20360401             360           359
    78266     TX        San Antonio                      PUD                               9.875       0.5       0    0.0055          0          9.3695        20260101             240           236
    78266     TX        San Antonio                      PUD                                9.24       0.5       0    0.0055          0          8.7345        20360101             360           356
    46016     IN        Anderson                         Single Family                     11.67       0.5       0    0.0055          0         11.1645        20360401             360           359
    46011     IN        Anderson                         Single Family                     11.67       0.5       0    0.0055          0         11.1645        20360401             360           359
    92335     CA        FONTANA                          Single Family                     11.09       0.5       0    0.0055          0         10.5845        20360401             360           359
    19803     DE        Wilmington                       Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360401             360           359
    28027     NC        Concord                          Single Family                     7.705       0.5       0    0.0055          0          7.1995        20360301             360           358
    85323     AZ        Avondale                         PUD                               12.27       0.5       0    0.0055          0         11.7645        20360401             360           359
    85323     AZ        Avondale                         PUD                                8.58       0.5       0    0.0055          0          8.0745        20360401             360           359
    92236     CA        Coachella                        Single Family                     9.875       0.5       0    0.0055          0          9.3695        20360301             360           358
    86426     AZ        Fort Mohave                      Single Family                     7.925       0.5       0    0.0055          0          7.4195        20351201             360           355
    63119     MO        SAINT LOUIS                      Single Family                       8.4       0.5       0    0.0055          0          7.8945        20360301             360           358
    53227     WI        West Allis                       Single Family                     11.75       0.5       0    0.0055          0         11.2445        20360401             360           359
    48223     MI        Detroit                          Single Family                        10       0.5       0    0.0055          0          9.4945        20360301             360           358
    53227     WI        West Allis                       Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360401             360           359
    78233     TX        San Antonio                      Single Family                     10.49       0.5       0    0.0055          0          9.9845        20360101             360           356
    21229     MD        Baltimore                        Single Family                     6.875       0.5       0    0.0055          0          6.3695        20360401             360           359
    63021     MO        FLORISANT                        Single Family                      10.5       0.5       0    0.0055          0          9.9945        20260201             240           237
    33309     FL        Oakland Park                     Condominium                        8.98       0.5       0    0.0055          0          8.4745        20360401             360           359
    85648     AZ        RIO RICO                         Single Family                      7.78       0.5       0    0.0055          0          7.2745        20360401             360           359
    24441     VA        Grottoes                         Single Family                       9.9       0.5       0    0.0055          0          9.3945        20360401             360           359
    77004     TX        Houston                          2-4 Family                          8.5       0.5       0    0.0055          0          7.9945        20351101             360           354
     8234     NJ        Egg Harbor Township              Single Family                     12.92       0.5       0    0.0055          0         12.4145        20210301             180           178
     8234     NJ        Egg Harbor Township              Single Family                      9.04       0.5       0    0.0055          0          8.5345        20360301             360           358
    63945     MO        Harviell                         Single Family                      7.28       0.5       0    0.0055          0          6.7745        20360401             360           359
    55959     MN        Minnesota City                   Single Family                      7.98       0.5       0    0.0055          0          7.4745        20360401             360           359
    34758     FL        Kissimmee                        PUD                                7.46       0.5       0    0.0055          0          6.9545        20360401             360           359
    92703     CA        Santa Xxx                        Single Family                      11.5       0.5       0    0.0055          0         10.9945        20210301             180           178
    92703     CA        Santa Xxx                        Single Family                         8       0.5       0    0.0055          0          7.4945        20360301             360           358
    33559     FL        Xxxx                             PUD                                 7.3       0.5       0    0.0055          0          6.7945        20360401             360           359
    32720     FL        Deland                           Single Family                     8.615       0.5       0    0.0055          0          8.1095        20360301             360           358
    30213     GA        Fairburn                         PUD                                8.75       0.5       0    0.0055          0          8.2445        20351201             360           355
    34234     FL        Sarasota                         Single Family                     6.645       0.5       0    0.0055          0          6.1395        20260201             240           237
    30120     GA        Cartersville                     PUD                               11.98       0.5       0    0.0055          0         11.4745        20210201             180           177
    30034     GA        Decatur                          Single Family                       8.2       0.5       0    0.0055          0          7.6945        20360301             360           358
    33618     FL        Tampa                            Single Family                     11.97       0.5       0    0.0055          0         11.4645        20360201             360           357
    32244     FL        JACKSONVILLE                     PUD                                 8.6       0.5       0    0.0055          0          8.0945        20360401             360           359
    19977     DE        Smyrna                           Single Family                      8.95       0.5       0    0.0055          0          8.4445        20360301             360           358
    61265     IL        MOLINE                           Single Family                      9.63       0.5       0    0.0055          0          9.1245        20360301             360           358
    89032     NV        North Las Vegas                  Condominium                       7.125       0.5       0    0.0055          0          6.6195        20360301             360           358
    86403     AZ        LAKE HAVASU CITY                 Single Family                     11.02       0.5       0    0.0055          0         10.5145        20360401             360           359
    32920     FL        CAPE CANAVERAL                   PUD                                9.21       0.5       0    0.0055          0          8.7045        20360401             360           359
    19464     PA        Pottstown                        Townhouse                            10       0.5       0    0.0055          0          9.4945        20360301             360           358
    11702     NY        Babylon                          Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360301             360           358
     8081     NJ        Sicklerville                     Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360301             360           358
    63137     MO        Saint Louis                      Single Family                     9.825       0.5       0    0.0055          0          9.3195        20360401             360           359
    33126     FL        MIAMI                            Condominium                       11.95       0.5       0    0.0055          0         11.4445        20360301             360           358
    33126     FL        MIAMI                            Condominium                        8.25       0.5       0    0.0055          0          7.7445        20360301             360           358
    78216     TX        San Antonio                      Single Family                     10.59       0.5       0    0.0055          0         10.0845        20360401             360           359
    85041     AZ        PHOENIX                          PUD                                9.48       0.5       0    0.0055          0          8.9745        20360301             360           358
    78223     TX        San Antonio                      Single Family                      9.99       0.5       0    0.0055          0          9.4845        20350901             360           352
    85033     AZ        PHOENIX                          Single Family                      9.85       0.5       0    0.0055          0          9.3445        20360301             360           358
    80540     CO        Xxxxx                            Single Family                      8.54       0.5       0    0.0055          0          8.0345        20360401             360           359
    85364     AZ        Yuma                             Single Family                      10.8       0.5       0    0.0055          0         10.2945        20360301             360           358
    92314     CA        Big Bear City Area               Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360301             360           358
    31069     GA        Perry                            Single Family                    10.545       0.5       0    0.0055          0         10.0395        20360401             360           359
    22482     VA        Kilmarnock                       Single Family                     11.65       0.5       0    0.0055          0         11.1445        20260401             240           239
    22482     VA        Kilmarnock                       Single Family                      7.54       0.5       0    0.0055          0          7.0345        20360401             360           359
    93705     CA        FRESNO                           Single Family                     10.83       0.5       0    0.0055          0         10.3245        20360301             360           358
    80433     CO        Conifer                          Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
    83501     ID        LEWISTON                         Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360101             360           356
    30315     GA        Atlanta                          Single Family                        12       0.5       0    0.0055          0         11.4945        20210301             180           178
    30315     GA        Atlanta                          Single Family                       8.3       0.5       0    0.0055          0          7.7945        20360301             360           358
    33881     FL        Winter Haven                     Single Family                     12.15       0.5       0    0.0055          0         11.6445        20201201             180           175
    33881     FL        Winter Haven                     Single Family                      7.99       0.5       0    0.0055          0          7.4845        20351201             360           355
    33308     FL        Fort Lauderdale                  Condominium                         7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
    92173     CA        San Diego                        Condominium                         7.5       0.5       0    0.0055          0          6.9945        20351201             360           355
    11727     NY        Coram                            Single Family                      7.85       0.5       0    0.0055          0          7.3445        20360401             360           359
    90220     CA        COMPTON                          Single Family                      8.53       0.5       0    0.0055          0          8.0245        20360301             360           358
    32130     FL        DE XXXX SPRINGS                  Single Family                     12.67       0.5       0    0.0055          0         12.1645        20260301             240           238
    40241     KY        Louisville                       Single Family                    10.375       0.5       0    0.0055          0          9.8695        20360301             360           358
    98270     WA        Marysville                       Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360401             360           359
    92704     CA        Santa Xxx                        Condominium                       12.25       0.5       0    0.0055          0         11.7445        20210301             180           178
    17020     PA        Duncannon                        Single Family                      8.75       0.5       0    0.0055          0          8.2445        20360301             360           358
    98391     WA        Xxxxxx Lake                      Single Family                      9.74       0.5       0    0.0055          0          9.2345        20360401             360           359
    94605     CA        Oakland                          Single Family                       9.8       0.5       0    0.0055          0          9.2945        20360301             360           358
    85303     AZ        Glendale                         Single Family                       7.2       0.5       0    0.0055          0          6.6945        20360401             360           359
    32130     FL        DE XXXX SPRINGS                  Single Family                      7.79       0.5       0    0.0055          0          7.2845        20360301             360           358
    56243     MN        GROVE CITY                       Single Family                     12.29       0.5       0    0.0055          0         11.7845        20360301             360           358
     1588     MA        Whitinsville                     Single Family                     7.875       0.5       0    0.0055          0          7.3695        20360101             360           356
    93277     CA        VISALIA                          Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360301             360           358
    85363     AZ        Youngtown                        PUD                                7.72       0.5       0    0.0055          0          7.2145        20360401             360           359
    65793     MO        Willow Springs                   Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360401             360           359
    20011     DC        Washington                       Condominium                        9.09       0.5       0    0.0055          0          8.5845        20360401             360           359
    18466     PA        Tobyhanna                        PUD                                 7.4       0.5       0    0.0055          0          6.8945        20351101             360           354
     8053     NJ        Marlton                          Single Family                      10.3       0.5       0    0.0055          0          9.7945        20360301             360           358
    55025     MN        FOREST LAKE                      Single Family                      8.22       0.5       0    0.0055          0          7.7145        20360301             360           358
    18466     PA        Tobyhanna                        PUD                               11.75       0.5       0    0.0055          0         11.2445        20201101             180           174
    65608     MO        Ava                              Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360401             360           359
    30504     GA        Gainesville                      Townhouse                          8.41       0.5       0    0.0055          0          7.9045        20360301             360           358
    32771     FL        XXXXXXX                          Single Family                        12       0.5       0    0.0055          0         11.4945        20360301             360           358
    76210     TX        XXXXXX                           PUD                                7.98       0.5       0    0.0055          0          7.4745        20360301             360           358
    60048     IL        Libertyville                     Single Family                     10.89       0.5       0    0.0055          0         10.3845        20360301             360           358
    33936     FL        Leigh Acres                      Single Family                       7.2       0.5       0    0.0055          0          6.6945        20360301             360           358
    70827     LA        Baton Rouge                      Townhouse                          8.75       0.5       0    0.0055          0          8.2445        20351101             360           354
    97121     OR        FORT XXXXXXX                     Single Family                    10.225       0.5       0    0.0055          0          9.7195        20360301             360           358
    33496     FL        Boca Raton                       PUD                               13.28       0.5       0    0.0055          0         12.7745        20260201             240           237
    77586     TX        Seabrook                         2-4 Family                          7.5       0.5       0    0.0055          0          6.9945        20351101             360           354
    77034     TX        Houston                          PUD                                9.75       0.5       0    0.0055          0          9.2445        20201101             180           174
    70778     LA        Sorrento                         Single Family                     11.75       0.5       0    0.0055          0         11.2445        20201001             180           173
    70778     LA        Sorrento                         Single Family                      8.99       0.5       0    0.0055          0          8.4845        20351005             360           353
    77034     TX        Houston                          PUD                                 7.4       0.5       0    0.0055          0          6.8945        20351101             360           354
    70764     LA        Plaquemine                       Single Family                      9.99       0.5       0    0.0055          0          9.4845        20351101             360           354
    17113     PA        Steelton                         Single Family                      7.35       0.5       0    0.0055          0          6.8445        20351101             360           354
    19425     PA        Xxxxxxx Springs                  Single Family                      9.89       0.5       0    0.0055          0          9.3845        20360401             360           359
    20852     MD        ROCKVILLE                        Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360301             360           358
    90650     CA        Norwalk                          Single Family                      11.3       0.5       0    0.0055          0         10.7945        20210301             180           178
    90650     CA        Norwalk                          Single Family                       7.1       0.5       0    0.0055          0          6.5945        20360301             360           358
    77515     TX        Angleton                         Single Family                       8.7       0.5       0    0.0055          0          8.1945        20350801             360           351
    77489     TX        Missouri City                    PUD                                8.65       0.5       0    0.0055          0          8.1445        20350701             360           350
    92376     CA        Rialto                           Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360301             360           358
    89120     NV        Las Vegas                        Townhouse                          9.75       0.5       0    0.0055          0          9.2445        20360301             360           358
    30117     GA        Carrollton                       PUD                               10.43       0.5       0    0.0055          0          9.9245        20360201             360           357
    33618     FL        Tampa                            PUD                                7.13       0.5       0    0.0055          0          6.6245        20360201             360           357
    78245     TX        San Antonio                      PUD                                9.95       0.5       0    0.0055          0          9.4445        20210401             180           179
    78245     TX        San Antonio                      PUD                               8.445       0.5       0    0.0055          0          7.9395        20360401             360           359
    92082     CA        Valley Center                    Single Family                     11.25       0.5       0    0.0055          0         10.7445        20210301             180           178
    92082     CA        Valley Center                    Single Family                     8.375       0.5       0    0.0055          0          7.8695        20360301             360           358
    43205     OH        Columbus                         Single Family                       8.4       0.5       0    0.0055          0          7.8945        20360301             360           358
    77067     TX        HOUSTON                          PUD                                8.71       0.5       0    0.0055          0          8.2045        20360401             360           359
    33880     FL        Winter Haven                     Single Family                      7.35       0.5       0    0.0055          0          6.8445        20360301             360           358
    33755     FL        Clearwater                       Single Family                      9.04       0.5       0    0.0055          0          8.5345        20360301             360           358
    85250     AZ        Scottsdale                       Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360301             360           358
    33441     FL        Deerfield Beach                  Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360401             360           359
    33705     FL        Saint Petersburg                 Single Family                      6.73       0.5       0    0.0055          0          6.2245        20360401             360           359
    85035     AZ        PHOENIX                          Single Family                    10.875       0.5       0    0.0055          0         10.3695        20210201             180           177
    85224     AZ        XXXXXXXX                         PUD                                8.55       0.5       0    0.0055          0          8.0445        20360201             360           357
    85242     AZ        QUEEN CREEK                      PUD                               12.04       0.5       0    0.0055          0         11.5345        20210201             180           177
    85035     AZ        PHOENIX                          Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360201             360           357
    85242     AZ        QUEEN CREEK                      PUD                                 9.1       0.5       0    0.0055          0          8.5945        20360201             360           357
    77028     TX        HOUSTON                          Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360201             360           357
    85706     AZ        TUCSON                           Single Family                     11.75       0.5       0    0.0055          0         11.2445        20360201             360           357
    85706     AZ        TUCSON                           Single Family                      7.35       0.5       0    0.0055          0          6.8445        20360201             360           357
    79109     TX        AMARILLO                         Single Family                      9.75       0.5       0    0.0055          0          9.2445        20360201             360           357
    85204     AZ        MESA                             Single Family                    10.875       0.5       0    0.0055          0         10.3695        20210201             180           177
    85204     AZ        MESA                             Single Family                       7.3       0.5       0    0.0055          0          6.7945        20360201             360           357
    85051     AZ        PHOENIX                          Single Family                     11.75       0.5       0    0.0055          0         11.2445        20210201             180           177
    85051     AZ        PHOENIX                          Single Family                       8.4       0.5       0    0.0055          0          7.8945        20360201             360           357
    87121     NM        ALBUQUERQUE                      PUD                                8.99       0.5       0    0.0055          0          8.4845        20360201             360           357
    85364     AZ        YUMA                             Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360201             360           357
    85041     AZ        PHOENIX                          Single Family                     11.49       0.5       0    0.0055          0         10.9845        20360201             360           357
    48656     MI        SAINT XXXXX                      Single Family                      12.2       0.5       0    0.0055          0         11.6945        20360201             360           357
    85353     AZ        TOLLESON                         Single Family                      8.65       0.5       0    0.0055          0          8.1445        20360201             360           357
    85017     AZ        PHOENIX                          Single Family                       7.9       0.5       0    0.0055          0          7.3945        20360201             360           357
    85041     AZ        PHOENIX                          Single Family                      7.99       0.5       0    0.0055          0          7.4845        20360201             360           357
    66002     KS        XXXXXXXX                         Single Family                       7.7       0.5       0    0.0055          0          7.1945        20360201             360           357
    77031     TX        HOUSTON                          PUD                                8.64       0.5       0    0.0055          0          8.1345        20351201             360           355
    75104     TX        CEDAR HILL                       Single Family                     7.875       0.5       0    0.0055          0          7.3695        20351201             360           355
    85239     AZ        MARICOPA                         PUD                               7.375       0.5       0    0.0055          0          6.8695        20351201             360           355
    64133     MO        RAYTOWN                          PUD                                12.4       0.5       0    0.0055          0         11.8945        20201201             180           175
    64133     MO        RAYTOWN                          PUD                                8.35       0.5       0    0.0055          0          7.8445        20351201             360           355
    85219     AZ        APACHE JUNCTION                  Single Family                      7.35       0.5       0    0.0055          0          6.8445        20351201             360           355
    75248     TX        DALLAS                           Single Family                      7.24       0.5       0    0.0055          0          6.7345        20351201             360           355
    79936     TX        EL PASO                          Single Family                     7.975       0.5       0    0.0055          0          7.4695        20351101             360           354
    36804     AL        OPELIKA                          Single Family                      9.55       0.5       0    0.0055          0          9.0445        20360201             360           357
    85035     AZ        PHOENIX                          Single Family                      7.24       0.5       0    0.0055          0          6.7345        20351101             360           354
    52405     IA        CEDAR RAPIDS                     Single Family                       9.6       0.5       0    0.0055          0          9.0945        20360201             360           357
    85232     AZ        FLORENCE                         PUD                                  11       0.5       0    0.0055          0         10.4945        20201201             180           175
    85232     AZ        FLORENCE                         PUD                                 7.6       0.5       0    0.0055          0          7.0945        20351201             360           355
    64063     MO        LEES SUMMIT                      Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360101             360           356
    64138     MO        KANSAS CITY                      Single Family                      7.55       0.5       0    0.0055          0          7.0445        20360201             360           357
    64119     MO        KANSAS CITY                      Single Family                     8.725       0.5       0    0.0055          0          8.2195        20351201             360           355
    62269     IL        O FALLON                         Single Family                     10.99       0.5       0    0.0055          0         10.4845        20210201             180           177
    62269     IL        O FALLON                         Single Family                     7.875       0.5       0    0.0055          0          7.3695        20360201             360           357
    85035     AZ        PHOENIX                          Single Family                       9.6       0.5       0    0.0055          0          9.0945        20360201             360           357
    62014     IL        BUNKER HILL                      Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360201             360           357
    23834     VA        Colonial Heights                 Single Family                     10.99       0.5       0    0.0055          0         10.4845        20360401             360           359
    85017     AZ        PHOENIX                          Single Family                      7.44       0.5       0    0.0055          0          6.9345        20360401             360           359
    28031     NC        XXXXXXXXX                        PUD                                  10       0.5       0    0.0055          0          9.4945        20360101             360           356
    30127     GA        POWDER SPRINGS                   PUD                                 9.5       0.5       0    0.0055          0          8.9945        20360101             360           356
    30126     GA        MABLETON                         Condominium                      10.375       0.5       0    0.0055          0          9.8695        20360101             360           356
    76901     TX        San Xxxxxx                       Single Family                     10.35       0.5       0    0.0055          0          9.8445        20360101             360           356
    76020     TX        Azle                             Single Family                    10.415       0.5       0    0.0055          0          9.9095        20360401             360           359
     8879     NJ        OLD BRIDGE                       Single Family                      8.48       0.5       0    0.0055          0          7.9745        20360101             360           356
     7307     NJ        JERSEY CITY                      Single Family                     10.75       0.5       0    0.0055          0         10.2445        20360101             360           356
    60637     IL        CHICAGO                          Single Family                     8.825       0.5       0    0.0055          0          8.3195        20360101             360           356
    20613     MD        BRANDYWINE                       Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360201             360           357
    86442     AZ        BULLHEAD CITY                    Single Family                     8.975       0.5       0    0.0055          0          8.4695        20360201             360           357
    21216     MD        BALTIMORE                        Single Family                       9.1       0.5       0    0.0055          0          8.5945        20360201             360           357
    59718     MT        BOZEMAN                          Single Family                       7.4       0.5       0    0.0055          0          6.8945        20360201             360           357
    96766     HI        LIHUE                            Condominium                       12.25       0.5       0    0.0055          0         11.7445        20210101             180           176
    29732     SC        ROCK HILL SC                     Single Family                     11.25       0.5       0    0.0055          0         10.7445        20360101             360           356
    39818     GA        BAINBRIDGE                       Single Family                    12.475       0.5       0    0.0055          0         11.9695        20360201             360           357
    60108     IL        BLOOMINGDALE                     Single Family                     6.875       0.5       0    0.0055          0          6.3695        20360101             360           356
    40391     KY        WINCHESTER                       Single Family                     8.825       0.5       0    0.0055          0          8.3195        20360101             360           356
    45419     OH        DAYOTN                           Single Family                       8.3       0.5       0    0.0055          0          7.7945        20360201             360           357
    29325     SC        CLINTON                          Single Family                      9.05       0.5       0    0.0055          0          8.5445        20360201             360           357
    49423     MI        HOLLAND                          Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360201             360           357
    45212     OH        CINCINNATI                       Single Family                     6.925       0.5       0    0.0055          0          6.4195        20360101             360           356
    28227     NC        CHARLOTTE                        Single Family                      8.45       0.5       0    0.0055          0          7.9445        20360101             360           356
    32503     FL        PENSACOLA                        Single Family                       9.4       0.5       0    0.0055          0          8.8945        20360101             360           356
    60505     IL        AURORA                           Single Family                       9.7       0.5       0    0.0055          0          9.1945        20360101             360           356
     3106     NH        HOOKSETT                         Condominium                        6.85       0.5       0    0.0055          0          6.3445        20360201             360           357
    78130     TX        NEW BRAUNFELS                    Single Family                       9.7       0.5       0    0.0055          0          9.1945        20360101             360           356
    30294     GA        ELLENWOOD                        Single Family                     9.975       0.5       0    0.0055          0          9.4695        20351201             360           355
    49646     MI        KALKASKA                         Single Family                     10.55       0.5       0    0.0055          0         10.0445        20360101             360           356
    96766     HI        LIHUE                            Condominium                       7.575       0.5       0    0.0055          0          7.0695        20360101             360           356
    78210     TX        SAN ANTONIO                      2-4 Family                         7.73       0.5       0    0.0055          0          7.2245        20350901             360           352
    77388     TX        SPRING                           Single Family                      9.75       0.5       0    0.0055          0          9.2445        20350901             360           352
    30311     GA        ATLANTA                          Single Family                    12.475       0.5       0    0.0055          0         11.9695        20201201             180           175
    77373     TX        SPRING                           Single Family                       6.6       0.5       0    0.0055          0          6.0945        20350901             360           352
    63136     MO        SAINT LOUIS                      Single Family                      7.75       0.5       0    0.0055          0          7.2445        20350901             360           352
    12809     NY        ARGYLE                           Single Family                      7.65       0.5       0    0.0055          0          7.1445        20360101             360           356
    33647     FL        TAMPA                            Single Family                     7.875       0.5       0    0.0055          0          7.3695        20351201             360           355
    49646     MI        KALKASKA                         Single Family                    11.925       0.5       0    0.0055          0         11.4195        20201101             180           174
    84403     UT        XXXXX                            2-4 Family                          7.1       0.5       0    0.0055          0          6.5945        20351101             360           354
     6320     CT        NEW LONDON                       2-4 Family                         7.75       0.5       0    0.0055          0          7.2445        20360101             360           356
    77590     TX        TEXAS CITY                       2-4 Family                         9.05       0.5       0    0.0055          0          8.5445        20350901             360           352
    77590     TX        TEXAS CITY                       Single Family                      9.05       0.5       0    0.0055          0          8.5445        20350901             360           352
    36830     AL        AUBURN                           Condominium                        7.75       0.5       0    0.0055          0          7.2445        20350801             360           351
    21225     MD        BALTIMORE                        Single Family                       8.5       0.5       0    0.0055          0          7.9945        20360101             360           356
    77061     TX        HOUSTON                          Single Family                     10.74       0.5       0    0.0055          0         10.2345        20350801             360           351
    78727     TX        AUSTIN                           Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360101             360           356
    70814     LA        BATON ROUGE                      Single Family                     6.725       0.5       0    0.0055          0          6.2195        20351201             360           355
    45403     OH        DAYTON                           Single Family                      8.98       0.5       0    0.0055          0          8.4745        20351101             360           354
    77064     TX        HOUSTON                          Single Family                     10.25       0.5       0    0.0055          0          9.7445        20350801             360           351
    77085     TX        HOUSTON                          PUD                               7.275       0.5       0    0.0055          0          6.7695        20350801             360           351
    12487     NY        ULSTER CITY                      Single Family                      8.85       0.5       0    0.0055          0          8.3445        20351201             360           355
    28213     NC        CHARLOTTE                        Single Family                       9.8       0.5       0    0.0055          0          9.2945        20360101             360           356
    14216     NY        BUFFALO                          2-4 Family                        9.125       0.5       0    0.0055          0          8.6195        20360101             360           356
    21220     MD        MIDDLE RIVER                     Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360101             360           356
    33478     FL        JUPITER                          Single Family                     7.125       0.5       0    0.0055          0          6.6195        20360101             360           356
    61111     IL        LOVES PARK                       Single Family                      6.05       0.5       0    0.0055          0          5.5445        20351101             360           354
    45322     OH        ENGLEWOOD                        Single Family                     7.825       0.5       0    0.0055          0          7.3195        20351201             360           355
    19601     PA        READING                          Single Family                      7.95       0.5       0    0.0055          0          7.4445        20350801             360           351
    14218     NY        LACKAWANNA                       Single Family                     9.175       0.5       0    0.0055          0          8.6695        20360101             360           356
    77041     TX        HOUSTON                          PUD                                 8.1       0.5       0    0.0055          0          7.5945        20350801             360           351
    19355     PA        Malvern                          Single Family                     7.565       0.5       0    0.0055          0          7.0595        20360301             360           358
    30188     GA        Woodstock                        PUD                                7.74       0.5       0    0.0055          0          7.2345        20360201             360           357
    22192     VA        WOODBRIDGE                       Single Family                       7.8       0.5       0    0.0055          0          7.2945        20360301             360           358
    84042     UT        Lindon                           PUD                                 9.2       0.5       0    0.0055          0          8.6945        20360201             360           357
    75068     TX        Little Elm                       PUD                                9.76       0.5       0    0.0055          0          9.2545        20360301             360           358
    34420     FL        Belleview                        Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360401             360           359
    44264     OH        Peninsula                        Single Family                       9.9       0.5       0    0.0055          0          9.3945        20360301             360           358
    22707     VA        XXXXXXXXX                        PUD                               9.375       0.5       0    0.0055          0          8.8695        20360201             360           357
    41071     KY        NEWPORT                          Single Family                      6.99       0.5       0    0.0055          0          6.4845        20351201             360           355
    47167     IN        SALEM                            Single Family                      7.49       0.5       0    0.0055          0          6.9845        20360101             360           356
    49265     MI        ONSTED                           Single Family                       6.9       0.5       0    0.0055          0          6.3945        20351201             360           355
    63123     MO        SAINT LOUIS                      Single Family                       6.1       0.5       0    0.0055          0          5.5945        20201201             180           175
    80014     CO        AURORA                           Single Family                      8.19       0.5       0    0.0055          0          7.6845        20351128             360           354
    65605     MO        AURORA                           Single Family                      7.75       0.5       0    0.0055          0          7.2445        20351101             360           354
    53215     WI        MILWAUKEE                        Single Family                      7.15       0.5       0    0.0055          0          6.6445        20351101             360           354
    45238     OH        CINCINNATI                       Single Family                       7.2       0.5       0    0.0055          0          6.6945        20251101             240           234
    21157     MD        WESTMINSTER                      Single Family                     11.85       0.5       0    0.0055          0         11.3445        20210101             180           176
    63114     MO        SAINT LOUIS                      Single Family                      8.65       0.5       0    0.0055          0          8.1445        20201109             180           174
    30622     GA        BOGART                           Single Family                      10.5       0.5       0    0.0055          0          9.9945        20360101             360           356
    19149     PA        CITY OF PHILADELPHIA             Townhouse                          7.95       0.5       0    0.0055          0          7.4445        20351201             360           355
    44883     OH        TIFFIN                           Single Family                      6.99       0.5       0    0.0055          0          6.4845        20351101             360           354
    63110     MO        SAINT LOUIS                      Single Family                      7.45       0.5       0    0.0055          0          6.9445        20351001             360           353
    53206     WI        MILWAUKEE                        Single Family                      8.25       0.5       0    0.0055          0          7.7445        20200907             180           172
    96021     CA        CORNING                          Single Family                      9.35       0.5       0    0.0055          0          8.8445        20251101             240           234
    85345     AZ        PEORIA                           PUD                                9.75       0.5       0    0.0055          0          9.2445        20201004             180           173
    98027     WA        COAL CREEK                       Single Family                       8.1       0.5       0    0.0055          0          7.5945        20201003             180           173
    98512     WA        OLYMPIA                          PUD                                9.35       0.5       0    0.0055          0          8.8445        20200902             180           172
    44121     OH        CLEVELAND                        Single Family                      8.85       0.5       0    0.0055          0          8.3445        20200901             180           172
    85048     AZ        PHOENIX                          PUD                                7.25       0.5       0    0.0055          0          6.7445        20351101             360           354
    48382     MI        COMMERCE TWP                     Single Family                      9.25       0.5       0    0.0055          0          8.7445        20200902             180           172
    63461     MO        PALMYRA                          Single Family                       9.8       0.5       0    0.0055          0          9.2945        20201011             180           173
    53210     WI        MILWAUKEE                        Single Family                       6.2       0.5       0    0.0055          0          5.6945        20201018             180           173
    60185     IL        WEST CHICAGO                     Single Family                        11       0.5       0    0.0055          0         10.4945        20200921             180           172
    43620     OH        TOLEDO                           Single Family                      7.25       0.5       0    0.0055          0          6.7445        20201105             180           174
    49445     MI        MUSKEGON                         Single Family                      7.65       0.5       0    0.0055          0          7.1445        20351201             360           355
    33625     FL        TAMPA                            Single Family                      9.25       0.5       0    0.0055          0          8.7445        20200901             180           172
    85302     AZ        GLENDALE                         Single Family                      9.15       0.5       0    0.0055          0          8.6445        20251001             240           233
    43207     OH        COLUMBUS                         Single Family                      6.45       0.5       0    0.0055          0          5.9445        20351019             360           353
     7666     NJ        TEANECK                          Single Family                       8.4       0.5       0    0.0055          0          7.8945        20351101             360           354
    93230     CA        HANFORD                          Single Family                      9.35       0.5       0    0.0055          0          8.8445        20200901             180           172
    97227     OR        PORTLAND                         Townhouse                          6.35       0.5       0    0.0055          0          5.8445        20350901             360           352
    93306     CA        BAKERSFIELD                      Single Family                       8.2       0.5       0    0.0055          0          7.6945        20200926             180           172
    56511     MN        AUDUBON                          Single Family                      7.85       0.5       0    0.0055          0          7.3445        20350801             360           351
    62040     IL        GRANITE CITY                     Single Family                      7.55       0.5       0    0.0055          0          7.0445        20350801             360           351
    54956     WI        NEENAH                           Single Family                      8.25       0.5       0    0.0055          0          7.7445        20351001             360           353
    53216     WI        MILWAUKEE                        Single Family                      7.95       0.5       0    0.0055          0          7.4445        20351001             360           353
    76542     TX        KILLEEN                          Single Family                      7.65       0.5       0    0.0055          0          7.1445        20350801             360           351
    98902     WA        YAKIMA                           Single Family                       7.6       0.5       0    0.0055          0          7.0945        20350915             360           352
    32459     FL        SANTA XXXX BEACH                 PUD                                 8.4       0.5       0    0.0055          0          7.8945        20200914             180           172
    24416     VA        BEUNA VISTA                      Single Family                       6.3       0.5       0    0.0055          0          5.7945        20350201             360           345
     6112     CT        Hartford                         Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360201             360           357
    85603     AZ        Bisbee                           Single Family                       7.2       0.5       0    0.0055          0          6.6945        20360201             360           357
    32606     FL        Gainesville                      PUD                                6.94       0.5       0    0.0055          0          6.4345        20360301             360           358
    97114     OR        Dayton                           Single Family                     7.075       0.5       0    0.0055          0          6.5695        20351101             360           354
    85213     AZ        MESA                             Single Family                      9.02       0.5       0    0.0055          0          8.5145        20360201             360           357
    44827     OH        Crestline                        Single Family                     12.08       0.5       0    0.0055          0         11.5745        20260201             240           237
    49017     MI        Battle Creek                     Single Family                     9.825       0.5       0    0.0055          0          9.3195        20360201             360           357
    30094     GA        Xxxxxxx                          Single Family                     13.28       0.5       0    0.0055          0         12.7745        20260101             240           236
    95207     CA        Stockton                         Single Family                      9.15       0.5       0    0.0055          0          8.6445        20360301             360           358
    23223     VA        Richmond                         PUD                               10.63       0.5       0    0.0055          0         10.1245        20360201             360           357
    34715     FL        CLERMONT                         Single Family                      8.73       0.5       0    0.0055          0          8.2245        20360201             360           357
     2155     MA        MEDFORD                          2-4 Family                        10.13       0.5       0    0.0055          0          9.6245        20260201             240           237
     2155     MA        MEDFORD                          2-4 Family                         7.88       0.5       0    0.0055          0          7.3745        20360201             360           357
     7055     NJ        PASSAIC                          2-4 Family                        10.73       0.5       0    0.0055          0         10.2245        20260201             240           237
     7055     NJ        PASSAIC                          2-4 Family                         7.98       0.5       0    0.0055          0          7.4745        20360201             360           357
    12601     NY        POUGHKEEPSIE                     2-4 Family                         9.25       0.5       0    0.0055          0          8.7445        20360201             360           357
    33838     FL        DUNDEE                           Single Family                      9.43       0.5       0    0.0055          0          8.9245        20360201             360           357
    33065     FL        CORAL SPRINGS                    Single Family                      5.73       0.5       0    0.0055          0          5.2245        20351201             360           355
     8080     NJ        WASHINGTON TOWN                  Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360101             360           356
    12590     NY        WAPPINGER FALLS                  Single Family                      6.99       0.5       0    0.0055          0          6.4845        20360101             360           356
    33415     FL        WEST PALM BEACH                  PUD                                8.18       0.5       0    0.0055          0          7.6745        20351101             360           354
     6513     CT        NEW HAVEN                        2-4 Family                         5.58       0.5       0    0.0055          0          5.0745        20351001             360           353
    22405     VA        FREDERICKSBURG                   Single Family                       8.6       0.5       0    0.0055          0          8.0945        20360201             360           357
    10952     NY        Monsey                           Single Family                       9.5       0.5       0    0.0055          0          8.9945        20360201             360           357
    19142     PA        Philadelphia                     Townhouse                          8.85       0.5       0    0.0055          0          8.3445        20360301             360           358
    19968     DE        MILTON                           PUD                                9.25       0.5       0    0.0055          0          8.7445        20360201             360           357
    49093     MI        Three Rivers                     Single Family                      7.38       0.5       0    0.0055          0          6.8745        20360201             360           357
    85242     AZ        QUEEN CREEK                      PUD                                7.25       0.5       0    0.0055          0          6.7445        20360201             360           357
    85242     AZ        QUEEN CREEK                      Single Family                      10.5       0.5       0    0.0055          0          9.9945        20360201             360           357
    96007     CA        Xxxxxxxx                         Single Family                       7.2       0.5       0    0.0055          0          6.6945        20360401             360           359
    49022     MI        Xxxxxx Harbor                    Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360101             360           356
    29527     SC        Xxxxxx                           Single Family                      9.99       0.5       0    0.0055          0          9.4845        20360201             360           357
     6615     CT        STRATFORD                        Single Family                      8.99       0.5       0    0.0055          0          8.4845        20360101             360           356
    29483     SC        SUMMERVILLE                      Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360101             360           356
    19120     PA        PHILADELPHIA                     Single Family                     10.85       0.5       0    0.0055          0         10.3445        20360101             360           356
    11778     NY        ROCKY POINT                      Single Family                        10       0.5       0    0.0055          0          9.4945        20360101             360           356
    34478     FL        OCALA                            Single Family                      9.45       0.5       0    0.0055          0          8.9445        20360101             360           356
    11772     NY        EAST PATCHOGUE                   Single Family                      12.5       0.5       0    0.0055          0         11.9945        20210101             180           176
    11772     NY        EAST PATCHOGUE                   Single Family                       8.2       0.5       0    0.0055          0          7.6945        20360101             360           356
    19126     PA        PHILADELPHIA                     Single Family                      10.4       0.5       0    0.0055          0          9.8945        20360101             360           356
    19154     PA        PHILADELPHIA                     Single Family                      11.1       0.5       0    0.0055          0         10.5945        20360101             360           356
    48146     MI        LINCOLN PARK                     Single Family                       9.7       0.5       0    0.0055          0          9.1945        20360101             360           356
    22554     VA        XXXXXXXX                         PUD                               10.75       0.5       0    0.0055          0         10.2445        20210101             180           176
    19425     PA        XXXXXXX SPRINGS                  PUD                                 8.8       0.5       0    0.0055          0          8.2945        20360101             360           356
    19144     PA        PHILADELPHIA                     2-4 Family                         9.85       0.5       0    0.0055          0          9.3445        20360101             360           356
    11701     NY        AMITYVILLE                       Single Family                        11       0.5       0    0.0055          0         10.4945        20210101             180           176
    11701     NY        AMITYVILLE                       Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360101             360           356
    37604     TN        XXXXXXX CITY                     Single Family                      9.85       0.5       0    0.0055          0          9.3445        20360101             360           356
     6611     CT        TRUMBULL                         Single Family                        11       0.5       0    0.0055          0         10.4945        20210101             180           176
    12972     NY        PERU                             Single Family                      10.1       0.5       0    0.0055          0          9.5945        20360101             360           356
    19030     PA        FAIRLESS HILLS                   Single Family                       8.7       0.5       0    0.0055          0          8.1945        20360101             360           356
    48219     MI        DETROIT                          Single Family                        11       0.5       0    0.0055          0         10.4945        20360101             360           356
    71203     XX        XXXXXX                           Single Family                      10.6       0.5       0    0.0055          0         10.0945        20360101             360           356
    21046     MD        COLUMBIA                         PUD                                8.65       0.5       0    0.0055          0          8.1445        20360101             360           356
    65301     MO        SEDALIA                          Single Family                       9.8       0.5       0    0.0055          0          9.2945        20351201             360           355
    11706     NY        BAYSHORE                         Single Family                        11       0.5       0    0.0055          0         10.4945        20210101             180           176
    11706     NY        BAYSHORE                         Single Family                      8.15       0.5       0    0.0055          0          7.6445        20360101             360           356
    11717     NY        BRENTWOOD                        Single Family                        11       0.5       0    0.0055          0         10.4945        20201201             180           175
    11717     NY        BRENTWOOD                        Single Family                      8.15       0.5       0    0.0055          0          7.6445        20351201             360           355
    21222     MD        DUNDALK                          Single Family                     10.45       0.5       0    0.0055          0          9.9445        20360101             360           356
    23188     VA        WILLIAMSBURG                     PUD                                 9.1       0.5       0    0.0055          0          8.5945        20360102             360           356
    29468     SC        PINEVILLE                        Single Family                         8       0.5       0    0.0055          0          7.4945        20360101             360           356
    23805     VA        PETERSBURG                       Single Family                       6.7       0.5       0    0.0055          0          6.1945        20351201             360           355
    11434     NY        JAMAICA                          2-4 Family                           11       0.5       0    0.0055          0         10.4945        20201201             180           175
    11434     NY        JAMAICA                          2-4 Family                         6.95       0.5       0    0.0055          0          6.4445        20351201             360           355
    17314     PA        DELTA                            Single Family                        11       0.5       0    0.0055          0         10.4945        20201201             180           175
    17314     PA        DELTA                            Single Family                       7.9       0.5       0    0.0055          0          7.3945        20351201             360           355
    29456     SC        XXXXXX                           PUD                                  11       0.5       0    0.0055          0         10.4945        20251201             240           235
    29456     SC        XXXXXX                           PUD                                 8.1       0.5       0    0.0055          0          7.5945        20351201             360           355
    19150     PA        PHILADELPHIA                     Single Family                     10.35       0.5       0    0.0055          0          9.8445        20351101             360           354
     7112     NJ        NEWARK                           2-4 Family                        11.55       0.5       0    0.0055          0         11.0445        20360101             360           356
    12303     NY        ROTTERDAM                        Single Family                     7.875       0.5       0    0.0055          0          7.3695        20351201             360           355
    17701     PA        WILLIAMSPORT                     Single Family                        11       0.5       0    0.0055          0         10.4945        20351201             360           355
    17701     PA        WILLIAMSPORT                     Single Family                      7.75       0.5       0    0.0055          0          7.2445        20351201             360           355
    17754     PA        MOTOURSVILLE                     Townhouse                           9.2       0.5       0    0.0055          0          8.6945        20351201             360           355
     3076     NH        PELHAM                           Single Family                       6.5       0.5       0    0.0055          0          5.9945        20351101             360           354
     8059     NJ        MOUNT EPHRAIM                    Single Family                      8.15       0.5       0    0.0055          0          7.6445        20351101             360           354
    28262     NC        CHARLOTTE                        PUD                                 7.5       0.5       0    0.0055          0          6.9945        20351101             360           354
    95815     CA        SACRAMENTO                       Single Family                       9.9       0.5       0    0.0055          0          9.3945        20351201             360           355
     2891     RI        WESTERLY                         Single Family                       6.3       0.5       0    0.0055          0          5.7945        20351101             360           354
    19148     PA        PHILADELPHIA                     2-4 Family                        7.425       0.5       0    0.0055          0          6.9195        20351101             360           354
    19702     DE        NEWARK                           PUD                                7.15       0.5       0    0.0055          0          6.6445        20351201             360           355
    29928     SC        HILTON HEAD ISLAND               Condominium                        8.85       0.5       0    0.0055          0          8.3445        20351101             360           354
    33322     FL        FORT LAUDERDALE                  PUD                               7.925       0.5       0    0.0055          0          7.4195        20351101             360           354
    14094     NY        LOCKPORT                         Single Family                     10.15       0.5       0    0.0055          0          9.6445        20360101             360           356
     8609     NJ        TRENTON                          2-4 Family                        11.85       0.5       0    0.0055          0         11.3445        20360101             360           356
    93312     CA        BAKERSFIELD                      Single Family                     7.875       0.5       0    0.0055          0          7.3695        20351201             360           355
    89502     NV        RENO                             Single Family                         8       0.5       0    0.0055          0          7.4945        20351201             360           355
    93312     CA        BAKERSFIELD                      Single Family                         8       0.5       0    0.0055          0          7.4945        20360101             360           356
    93306     CA        BAKERSFIELD                      Condominium                       8.625       0.5       0    0.0055          0          8.1195        20351201             360           355
    93307     CA        BAKERSFIELD                      Single Family                     6.625       0.5       0    0.0055          0          6.1195        20351201             360           355
    80022     CO        COMMERCE CITY                    PUD                                  13       0.5       0    0.0055          0         12.4945        20210101             180           176
    80022     CO        COMMERCE CITY                    PUD                               8.375       0.5       0    0.0055          0          7.8695        20360101             360           356
    80018     CO        AURORA                           PUD                               9.125       0.5       0    0.0055          0          8.6195        20351201             360           355
    89408     NV        FERNLEY                          Single Family                    11.875       0.5       0    0.0055          0         11.3695        20201201             180           175
    89408     NV        FERNLEY                          Single Family                     7.375       0.5       0    0.0055          0          6.8695        20351201             360           355
    92345     CA        HESPERIA                         Single Family                         9       0.5       0    0.0055          0          8.4945        20360101             360           356
    71201     XX        XXXXXX                           Single Family                    10.875       0.5       0    0.0055          0         10.3695        20210101             180           176
    71201     XX        XXXXXX                           Single Family                      7.25       0.5       0    0.0055          0          6.7445        20360101             360           356
    90745     CA        XXXXXX                           Single Family                         7       0.5       0    0.0055          0          6.4945        20351201             360           355
    90260     CA        LAWNDALE                         2-4 Family                        10.75       0.5       0    0.0055          0         10.2445        20201101             180           174
    90260     CA        LAWNDALE                         2-4 Family                        7.375       0.5       0    0.0055          0          6.8695        20351101             360           354
    70363     LA        HOUMA                            Single Family                     10.25       0.5       0    0.0055          0          9.7445        20360101             360           356
    91304     CA        CANOGA PARK                      Single Family                     8.125       0.5       0    0.0055          0          7.6195        20351201             360           355
    90047     CA        LOS ANGELES                      Single Family                    11.875       0.5       0    0.0055          0         11.3695        20201201             180           175
    90047     CA        LOS ANGELES                      Single Family                         8       0.5       0    0.0055          0          7.4945        20351201             360           355
    90059     CA        LOS ANGELES                      Single Family                     7.625       0.5       0    0.0055          0          7.1195        20351201             360           355
    91344     CA        GRANADA HILLS                    Single Family                     6.875       0.5       0    0.0055          0          6.3695        20351201             360           355
    90744     CA        WILMINGTON                       2-4 Family                        10.75       0.5       0    0.0055          0         10.2445        20201201             180           175
    90744     CA        WILMINGTON                       2-4 Family                        7.625       0.5       0    0.0055          0          7.1195        20351201             360           355
    90059     CA        LOS ANGELES                      Single Family                      7.25       0.5       0    0.0055          0          6.7445        20350601             360           349
    20781     MD        HYATTSVILLE                      Single Family                      6.25       0.5       0    0.0055          0          5.7445        20351201             360           355
    20707     MD        LAUREL                           Condominium                        7.25       0.5       0    0.0055          0          6.7445        20360101             360           356
    20851     MD        ROCKVILLE                        Single Family                       7.5       0.5       0    0.0055          0          6.9945        20360101             360           356
    20857     MD        ROCKVILLE                        Single Family                    12.375       0.5       0    0.0055          0         11.8695        20210101             180           176
    20782     MD        HYATTSVILLE                      Single Family                    11.875       0.5       0    0.0055          0         11.3695        20201201             180           175
    20782     MD        HYATTSVILLE                      Single Family                      7.25       0.5       0    0.0055          0          6.7445        20351201             360           355
    20735     MD        CLINTON                          PUD                               6.875       0.5       0    0.0055          0          6.3695        20351201             360           355
    20602     MD        WALDORF                          PUD                               7.625       0.5       0    0.0055          0          7.1195        20351201             360           355
    70737     XX        XXXXXXXX                         Single Family                      8.75       0.5       0    0.0055          0          8.2445        20351101             360           354
    22728     VA        MIDLAND                          Single Family                      9.25       0.5       0    0.0055          0          8.7445        20360101             360           356
    36507     AL        BAY MINETTE                      Single Family                    11.125       0.5       0    0.0055          0         10.6195        20200601             180           169
    36507     AL        BAY MINETTE                      Single Family                         7       0.5       0    0.0055          0          6.4945        20350601             360           349
    22312     VA        ALEXANDRIA                       Condominium                       8.375       0.5       0    0.0055          0          7.8695        20360101             360           356
    20748     MD        TEMPLE HILLS                     Single Family                         7       0.5       0    0.0055          0          6.4945        20351201             360           355
    22192     VA        WOODBRIDGE                       PUD                                7.25       0.5       0    0.0055          0          6.7445        20351201             360           355
    22192     VA        WOODBRIDGE                       PUD                                11.5       0.5       0    0.0055          0         10.9945        20201201             180           175
    22193     VA        WOODBRIDGE                       PUD                               6.125       0.5       0    0.0055          0          5.6195        20351201             360           355
    19901     DE        DOVER                            PUD                                9.75       0.5       0    0.0055          0          9.2445        20201201             180           175
    19901     DE        DOVER                            PUD                               7.125       0.5       0    0.0055          0          6.6195        20351201             360           355
    20009     DC        WASHINGTON                       Condominium                       7.125       0.5       0    0.0055          0          6.6195        20351201             360           355
    48197     MI        YPSILANTI                        Single Family                     8.875       0.5       0    0.0055          0          8.3695        20351201             360           355
    33410     FL        PALM BEACH GARD                  PUD                               9.125       0.5       0    0.0055          0          8.6195        20351201             360           355
    32137     FL        PALM COAST                       Single Family                     7.375       0.5       0    0.0055          0          6.8695        20360101             360           356
    37035     TN        CHAPMANSBORO                     Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360101             360           356
    71913     AR        HOT SPRINGS                      Single Family                         8       0.5       0    0.0055          0          7.4945        20351201             360           355
    45036     OH        LEBANON                          Single Family                     8.125       0.5       0    0.0055          0          7.6195        20201201             180           175
    49428     MI        JENISON                          Single Family                      7.75       0.5       0    0.0055          0          7.2445        20351201             360           355
    33063     FL        MARGATE                          Single Family                     8.625       0.5       0    0.0055          0          8.1195        20351201             360           355
    37030     TN        CARTHAGE                         Single Family                      7.75       0.5       0    0.0055          0          7.2445        20350901             360           352
    77571     TX        LA PORTE                         Single Family                      7.75       0.5       0    0.0055          0          7.2445        20351201             360           355
    33470     FL        LOXAHATCHEE                      Single Family                     9.875       0.5       0    0.0055          0          9.3695        20201201             180           175
    33470     FL        LOXAHACHEE                       Single Family                       6.5       0.5       0    0.0055          0          5.9945        20351201             360           355
    29412     SC        CHARLESTON                       Condominium                      10.999       0.5       0    0.0055          0         10.4935        20201101             180           174
    29412     SC        CHARLESTON                       Condominium                        8.25       0.5       0    0.0055          0          7.7445        20351101             360           354
    56374     MN        SAINT XXXXXX                     Single Family                    10.161       0.5       0    0.0055          0          9.6555        20210101             180           176
    56374     MN        SAINT XXXXXX                     Single Family                     7.875       0.5       0    0.0055          0          7.3695        20360101             360           356
    56425     MN        XXXXXX                           Single Family                    10.161       0.5       0    0.0055          0          9.6555        20210101             180           176
    56425     MN        XXXXXX                           Single Family                     7.375       0.5       0    0.0055          0          6.8695        20360101             360           356
    33610     FL        TAMPA                            Single Family                      8.25       0.5       0    0.0055          0          7.7445        20360101             360           356
    33904     FL        CAPE CORAL                       Single Family                      7.75       0.5       0    0.0055          0          7.2445        20360101             360           356
    80214     CO        EDGEWATER                        Single Family                       8.5       0.5       0    0.0055          0          7.9945        20351201             360           355
    38109     TN        MEMPHIS                          Single Family                     9.625       0.5       0    0.0055          0          9.1195        20360101             360           356
    55434     MN        BLAINE                           Single Family                     7.125       0.5       0    0.0055          0          6.6195        20351201             360           355
    48504     MI        FLINT                            Single Family                    10.999       0.5       0    0.0055          0         10.4935        20360101             360           356
    55448     MN        XXXX RAPIDS                      Single Family                     9.891       0.5       0    0.0055          0          9.3855        20201201             180           175
    55448     MN        XXXX RAPIDS                      Single Family                     6.875       0.5       0    0.0055          0          6.3695        20351201             360           355
    89121     NV        LAS VEGAS                        Single Family                      6.75       0.5       0    0.0055          0          6.2445        20201201             180           175
    55419     MN        MINNEAPOLIS                      Single Family                     9.891       0.5       0    0.0055          0          9.3855        20201201             180           175
    55419     MN        MINNEAPOLIS                      Single Family                     7.125       0.5       0    0.0055          0          6.6195        20351201             360           355
    81003     CO        PUEBLO                           Single Family                     8.625       0.5       0    0.0055          0          8.1195        20351201             360           355
    55434     MN        XXXXXX                           Single Family                       7.5       0.5       0    0.0055          0          6.9945        20351201             360           355
    55419     MN        MINNEAPOLIS                      Single Family                     6.875       0.5       0    0.0055          0          6.3695        20351201             360           355
    48224     MI        DETROIT                          2-4 Family                        8.875       0.5       0    0.0055          0          8.3695        20351001             360           353
    80134     CO        XXXXXX                           PUD                              11.999       0.5       0    0.0055          0         11.4935        20201201             180           175
    80134     CO        XXXXXX                           PUD                               6.999       0.5       0    0.0055          0          6.4935        20351201             360           355
    32780     FL        TITUSVILLE                       Single Family                     7.375       0.5       0    0.0055          0          6.8695        20360101             360           356
    27284     NC        KERNERSVILLE                     Single Family                     7.875       0.5       0    0.0055          0          7.3695        20351201             360           355
    33853     FL        LAKE WALES                       PUD                                9.25       0.5       0    0.0055          0          8.7445        20360101             360           356
    33070     FL        TAVERNIER                        Single Family                     7.125       0.5       0    0.0055          0          6.6195        20351201             360           355
    33584     FL        SEFFNER                          PUD                              11.875       0.5       0    0.0055          0         11.3695        20201201             180           175
    33572     FL        APOLLO BEACH                     PUD                                8.75       0.5       0    0.0055          0          8.2445        20351201             360           355
    33584     FL        SEFFNER                          PUD                               7.875       0.5       0    0.0055          0          7.3695        20351201             360           355
    33617     FL        TAMPA                            PUD                               8.125       0.5       0    0.0055          0          7.6195        20360101             360           356
    34685     FL        PALM HARBOR                      Condominium                         9.5       0.5       0    0.0055          0          8.9945        20351201             360           355
    34491     FL        SUMMERFIELD                      Single Family                     8.625       0.5       0    0.0055          0          8.1195        20351201             360           355
    34209     FL        BRADENTON                        Single Family                     8.125       0.5       0    0.0055          0          7.6195        20201201             180           175
    33584     FL        SEFFNER                          Single Family                     8.375       0.5       0    0.0055          0          7.8695        20351201             360           355
    33709     FL        XXXXXXX CITY                     Single Family                     8.375       0.5       0    0.0055          0          7.8695        20360101             360           356
    34667     FL        XXXXXX                           PUD                               11.25       0.5       0    0.0055          0         10.7445        20210101             180           176
    34667     FL        XXXXXX                           PUD                               7.125       0.5       0    0.0055          0          6.6195        20360101             360           356
    33549     FL        XXXX                             Single Family                      7.25       0.5       0    0.0055          0          6.7445        20351201             360           355
    34736     FL        GROVELAND                        PUD                                8.25       0.5       0    0.0055          0          7.7445        20351201             360           355
    34748     FL        LEESBURG                         PUD                               9.375       0.5       0    0.0055          0          8.8695        20360101             360           356
    33991     FL        CAPE CORAL                       Single Family                     7.125       0.5       0    0.0055          0          6.6195        20351201             360           355
    32801     FL        ORLANDO                          Condominium                      10.375       0.5       0    0.0055          0          9.8695        20210101             180           176
    32801     FL        ORLANDO                          Condominium                         8.5       0.5       0    0.0055          0          7.9945        20360101             360           356
    30071     GA        Norcross                         Single Family                     10.41       0.5       0    0.0055          0          9.9045        20360101             360           356
    95820     CA        Sacramento                       Single Family                      7.66       0.5       0    0.0055          0          7.1545        20360201             360           357
    76132     TX        Fort Worth                       PUD                                6.92       0.5       0    0.0055          0          6.4145        20351201             360           355
    60655     IL        CHICAGO                          Single Family                         9       0.5       0    0.0055          0          8.4945        20351001             360           353
    76249     TX        Xxxx                             PUD                                 6.8       0.5       0    0.0055          0          6.2945        20351201             360           355
    45230     OH        CINCINNATI                       Single Family                     11.24       0.5       0    0.0055          0         10.7345        20250601             240           229




     ZIP_       ORIGINAL_         FIRST_        PAYMENT        CURRENT_            LOAN_    MI                  MERS_ID1                        MARGIN         NEXT_RATE_         MAX_RATE       MIN_RATE
     CODE         BALANCE       PAY_DATE                        BALANCE         TO_VALUE                                                                        ADJ_DATE1
    70601           45200       20050701         362.88        44916.53              100    No MI               100264600800329696                5.99           20070601           14.975          8.975
    70737          116755       20050601         840.48       115729.62               95    No MI               100112065696357926                 6.8           20070501             13.8            7.8
    39232           40000       20050601         311.12        39689.55      70.18000031    No MI               100077400205079757                   0                                   0              0
    32738          177600       20060501        1509.58       177514.92               74    No MI               100331700902523433                   0                                   0              0
    48134          192000       20060501           1060          192000               80    No MI               100331700902494866               5.625           20090401           12.625          6.625
    47250          166500       20060501        1369.75       166413.68               90    No MI               100331700902611014                8.25           20080401            16.25           9.25
    32720           88000       20060501         731.94        87955.56               80    No MI               100331700902512428                6.25           20080401           16.375          9.375
    45230          112500       20060501        1060.75       112458.78               90    No MI               100331700902539132                   0                                   0              0
    49347           82800       20060601         644.01           82800               90    No MI               100331700902599813               7.625           20080501           15.625          8.625
    33056          180000       20060501        1435.39       179899.61               75    No MI               100331700902558538               7.875           20080401             14.9            8.9
    77058          165600       20060501        1404.55       165520.25      78.86000061    No MI               100424906020024539                   8           20080401             15.6            9.6
    44431           71250       20060501         633.19        71219.47               95    No MI               100077440900756572                   0                                   0              0
    76002           72000       20060201         553.62        71823.66               80    No MI               100077440000607485                   0                                   0              0
    92504           60000       20060501         605.65        59981.85              100    No MI               100093900000115854                   0                                   0              0
    92504          240000       20060501        1811.48       239848.52               80    No MI               100093900000115847                 7.3           20080401             14.3            8.3
    78213           12600       20060501         129.96        12585.42              100    No MI               100150401069124861                   0                                   0              0
    78213           50400       20060501         387.18         50369.4               80    No MI               100150401069124879                   0                                   0              0
    34759          227610       20060501        1810.97        227482.4      67.94000244    No MI               100378000003144997                 5.5           20080401           14.875          8.875
    34759          224910       20060501        1789.48       224783.92      66.94000244    No MI               100378000003144971                 5.5           20080401           14.875          8.875
    34759          225810       20060501        1796.65        225683.4      69.05999756    No MI               100378000003144955               8.875           20080401           14.875          8.875
    38118           60000       20060101         465.61        59819.38      77.91999817    No MI               100077400205241175                   0                                   0              0
    40219           98400       20060601         804.83           98400               80    No MI               100330706030118146                 5.5           20080501           15.815          9.815
    48911          123250       20060501        1136.64       123202.07      82.16999817    No MI               100202930602240014                 5.5           20080401             16.6           10.6
    32839          163500       20060501        1555.81       163441.58               75    No MI               100202930602240022                 5.5           20080401            16.99          10.99
    32043          157000       20060501        1113.94       156886.94      82.19999695    No MI               100202930603130115                 5.5           20080401            13.65           7.65
    43227          104000       20060501         725.05       103922.35               80    No MI               100202930603170020                 5.5           20080401            13.47           7.47
    43130          108000       20060501         791.71       107927.39               80    No MI               100202930603140098                   0                                   0              0
    43130           68000       20060501         468.04        67947.89               80    No MI               100202930602270110                 5.5           20080401            13.34           7.34
    43081          168750       20060501        1179.92       168624.77               75    No MI               100202930602140115                 5.5           20080401             13.5            7.5
    43219           92650       20060501         777.65        92634.78               85    No MI               100202930602230049                 5.5           20080401           14.875          9.875
    23464          172800       20060501        1500.51       172721.49               90    No MI               100258910060101729                5.75           20080401           15.875          9.875
    46072           66400       20060501         585.16        66370.94               80    No MI               100330706030116447                 5.5           20080401            16.05          10.05
    28469          130000       20060301        1036.67       129780.88            81.25    No MI               100077440000666572                   0                                   0              0
    93535          260900       20060201        2099.27       260323.47               90    No MI               100077410800606086                   8           20080101               15              9
    29445           88000       20060201          612.3        86200.81      76.51999664    No MI               100077440000616965                   0                                   0              0
    46410           80100       20060401         549.14        79975.89      66.19999695    No MI               100077440000695811                   0                                   0              0
    45402           60000       20060401          539.9           59950               80    No MI               100077440000691307                   0                                   0              0
    72345           60000       20060301         537.91        59601.17      85.70999908    No MI               100077440000661557                   0                                   0              0
    43068          183350       20060501        1662.11        183275.4               95    No MI               100330706030116280                 5.5           20080401            16.39          10.39
    48205           71100       20060501         696.51        71076.57               90    No MI               100330706030116256                 5.5           20080401            17.36          11.36
     6360           90000       20060501         814.87        89963.25      63.38000107    No MI               100258910060201024                 5.5           20080401           16.375         10.375
    32837          100000       20060601         733.09          100000      54.04999924    No MI               100022100137468393                 5.5           20080501             14.5            8.5
    33785          199920       20060501        1537.21       199798.88               80    No MI               100073800000347958               5.125           20080401             14.5            8.5
    48206           64800       20060501         554.35        64769.45               90    No MI               100330706030116207                 5.5           20080401             15.7            9.7
    32641          104500       20060601         826.24          104500               95    No MI               100022100137425237                 5.5           20080501            15.25           9.25
    20744          346500       20060501        2743.12          346500      79.66000366    No MI               0.00E+00                             8           20080401             15.5            9.5
    48322          318750       20060501         2963.5       318628.69               75    No MI               100330706020110350                6.25           20080401             16.7           10.7
    46203           62900       20060501         613.31           62879               85    No MI               100330706030115381                 5.5           20080401             17.3           11.3
    46303          214700       20060501        1922.33       214609.78               95    No MI               100330706030116793                 5.5           20080401            16.24          10.24
    48220           94500       20060201         846.82        94339.43               90    No MI               100146410000010581               5.875           20080101            16.25          10.25
    48428          291200       20060401         1856.4          291200               80    No MI               100173200400012493                 5.5           20080301            13.65           7.65
    46617           40500       20060401         356.46        40464.29               90    No MI               100213300000126602                 5.9           20080301           16.035         10.035
    46226           24000       20060501         267.37        23994.63              100    No MI               100330706030114756                   0                                   0              0
    46226           96000       20060501         771.75        95947.45               80    No MI               100330706030116033                 5.5           20080401            14.99           8.99
    46052           99000       20060501         831.72         98951.2               90    No MI               100330706030117361                 5.5           20080401            15.49           9.49
    99212           48720       20060501         519.56        48667.34              100    No MI               100040788603001157                   0                                   0              0
    99212          194880       20060501        1559.64       194687.87               80    No MI               100040788603001140                 5.5           20080401            14.94           8.94
    47024           32900       20060401         307.73        32875.25               70    No MI               100213300000129937                5.75           20080301           16.775         10.775
    46205           54900       20060501         481.38        54875.66               90    No MI               100330706030117015                 5.5           20080401            15.99           9.99
    70460           94900       20060101         746.58        94622.99      79.15000153    No MI               100146410000009930                6.75           20071201            14.75           8.75
    83201          104000       20051201          615.2       103246.78               80    No MI               100146410000008668               5.875           20081101           11.875          5.875
    23223          192850       20060501        1569.09       192747.37      65.84999847    No MI               100031458006032123                 5.5           20080401           15.125          9.125
    78242           61000       20060501         592.47        60979.41              100    No MI               100424906030033207                 5.5           20080401            17.25          11.25
    17110           40400       20060501         454.81        40391.27              100    No MI               100258910060208979                   0                                   0              0
    29445           45000       20060501         568.47         44917.9               95    No MI               100263700040602919                   0                                   0              0
    29445          240000       20060501        1972.68       239875.32               80    No MI               100263700004060294                 5.5           20080401            15.24            5.5
    90746          489000       20060501        3779.49       488896.16      74.66000366    No MI               100246100006638233                 5.5           20080401            15.02            5.5
    29229          192164       20060501        1608.81       192068.48               80    No MI               100146850106083760                 5.5           20080401            15.45           9.45
    36274           63000       20060501         593.07        62976.82               90    No MI               100378000003144732                   0                                   0              0
    23803           76500       20060501            612           76500               85    No MI               100378000003142017                 5.5           20080401             15.6            9.6
    32119          123300       20060501        1042.63       123240.17               90    No MI               100378000003141977                 5.5           20080401           15.565          9.565
    30331          105300       20060501         802.93       105276.73               90    No MI               100378000003141647                 5.5           20080401           14.885          8.885
    27707           78600       20060501         812.42        78577.84      74.86000061    No MI               100378000003140417                 5.5           20080401           18.065         12.065
    32818          184500       20060501        1640.29       184421.04               90    No MI               100378000003139831                 5.5           20080401           16.155         10.155
    30126          126000       20060501         1005.9          126000               90    No MI               100378000003138122                 5.5           20080401            15.58           9.58
    33056          160000       20060501        1037.23        159862.1      84.20999908    No MI               100378000003137496                6.25           20080401           12.745          6.745
    45426           20800       20060501         207.41        20793.48              100    No MI               100378000003137264                   0                                   0              0
    45426           83200       20060501         601.81        83142.46               80    No MI               100378000003137249                   0                                   0              0
    63121           69700       20060501         700.25        69678.63               85    No MI               100378000003137231                   7           20080401           17.688         11.688
    92252          192000       20060501         1539.2          192000               80    No MI               100378000003136225                9.37           20080401            15.62           9.62
    45417           53125       20060501         443.41         53098.4               85    No MI               100378000003134907                   0                                   0              0
    43609           12700       20060501         134.75         12696.7              100    No MI               100378000003134428                   0                                   0              0
    43609           50800       20060501         414.24        50773.11               80    No MI               100378000003134329                 5.5           20080401            15.15           9.15
    63113           56250       20060401         458.68        56190.23      79.23000336    No MI               100378000003133073                 5.5           20080301            15.15           9.15
    21801           67500       20060501         560.69        67465.81               90    No MI               100378000003132802                 5.5           20080401            15.36           9.36
    30022          161000       20060401        1341.46       160837.44      70.93000031    No MI               100378000003132786                 5.5           20080301           15.395          9.395
    32208           69275       20060401         579.22        69205.63               85    No MI               100378000003131796                 5.5           20080301           15.435          9.435
    33331          189169       20060401        1513.94       188958.96      59.11999893    No MI               100378000003131242                 7.5           20080301            14.94           8.94
    71104          112000       20060501         985.36       111950.77               80    No MI               100378000003131127                 5.5           20080401            16.03          10.03
    30308          314500       20060401        2882.73       314250.31               85    No MI               100378000003130806                 5.5           20080301           16.525         10.525
     6704           73350       20060401            712        73249.92               90    No MI               100378000003130194                   0                                   0              0
    33321          222400       20060401        1870.06       222180.35               80    No MI               100378000003130160                 5.5           20080301             15.5            9.5
    64130           87550       20060401         809.05        87481.96               85    No MI               100378000003129345                 5.5           20080301           16.625         10.625
    49327          126000       20060401          998.9       125857.03               90    No MI               100378000003128578                 5.5           20080301           14.835          8.835
    33305          233750       20060401        2185.53       233573.97               85    No MI               100378000003128297                 5.5           20080301            16.77          10.77
    93535          254700       20060501        1987.38        254550.7               90    No MI               100378000003128271                 5.5           20080401            14.66           8.66
    45405           50310       20060401         435.38        50263.71               90    No MI               100378000003126572                 5.5           20080301           15.835          9.835
    20774          276250       20060401        2317.05          276250               85    No MI               100378000003126564                 5.5           20080301           16.065         10.065
    30236          105039       20060401         921.02       104945.47               90    No MI               100378000003126432                 5.5           20080301            15.99           9.99
    30043          123750       20060401        1053.22       123631.33               75    No MI               100378000003125269                 5.5           20080301            15.64           9.64
    30060          121500       20060401         957.32          121500               90    No MI               100378000003124049                 5.5           20080301           15.455          9.455
    45406           53125       20060401         429.75        53067.47               85    No MI               100378000003124031                 5.5           20080301            15.06           9.06
    30152          111600       20060401         879.31          111600               90    No MI               100378000003123991                 5.5           20080301           15.455          9.455
    30152          103500       20060401         815.49          103500               90    No MI               100378000003123975                 5.5           20080301           15.455          9.455
    30354           90990       20060401         722.98        90887.28               90    No MI               100378000003123074                 5.5           20080301            14.86           8.86
    30458          138890       20060401        1247.18       138773.64               95    No MI               100378000003123017                 5.5           20080301           16.275         10.275
    30630          135000       20060401         1036.6       134835.34               90    No MI               100378000003122365                 5.5           20090301           14.485          8.485
    20748          280000       20060401        2216.67          280000               80    No MI               100378000003122233                 5.5           20080301             15.5            9.5
    30281           86400       20060401         795.83        86332.28               90    No MI               100378000003121557                 5.5           20080301           16.585         10.585
    30601           74610       20060401         709.11           74610               90    No MI               100378000003121474                 5.5           20080301           17.405         11.405
    20705           27300       20060301         292.31        27279.05      89.84999847    No MI               100378000003120682                   0                                   0              0
    36054           90000       20060401         798.14        89922.15               90    No MI               100378000003119916                   6           20080301           16.125         10.125
    78244           90000       20060301         755.78        89865.73               90    No MI               100378000003118082                 5.5           20080201           15.485            5.5
    78244           85500       20060301         717.99        85372.45               90    No MI               100378000003118066                 5.5           20080201           15.485            5.5
    71101           90000       20060301         792.14        89880.46               80    No MI               100378000003117761                 5.5           20080201           16.035         10.035
    34473          169875       20060501        1420.97       169790.38               75    No MI               100378000003117258                 5.5           20080401            15.44           9.44
    78250          100800       20060301         859.37       100655.05               80    No MI               100378000003113190                   0                                   0              0
    35810           66400       20060401          535.7        66327.65               80    No MI               100378000003112820                 5.5           20080301            15.03           9.03
    30281          221000       20060401        1806.11       220766.35               85    No MI               100378000003111095                 5.5           20080301           15.175          9.175
    60156          248000       20060301        2222.33       247532.07               80    No MI               100378000003106673                   6           20080201            16.25          10.25
    21040          110400       20060201         798.32       109484.35               80    No MI               100378000003102714                   7           20080101            14.75           8.75
    77053          104500       20060301         965.68       104377.66               95    No MI               100378000003101187                   7           20080201           16.625              7
    33178          499500       20060201        3694.22          499500               90    No MI               100378000003100783               8.625           20080101           14.875          8.875
    30034          204000       20060201        1211.18       203988.38               80    No MI               100378000003100668                2.25           20110101           12.125           2.25
    20746          260000       20060201        2031.25          260000               80    No MI               100378000003099076               7.125           20090101           15.375          9.375
    43351           87400       20060201         703.24        87206.88               95    No MI               100378000003095199                   7           20080101               15              9
    30127          164050       20060101        1379.42       163640.11               85    No MI               100378000003091180                   8           20071201             15.5            9.5
    42129           72250       20060201            597        72100.02               85    No MI               100378000003090059                7.25           20080101             15.3            9.3
    31801          116100       20060101        1072.88       115871.29               90    No MI               100378000003086768                   0                                   0              0
    30013          249870       20060101        2055.62       248917.88               95    No MI               100378000003079565                   8           20071201            15.25           9.25
    27954          334400       20060301        2820.36       333906.28               80    No MI               100378000003074046                 5.5           20080201           15.535          9.535
    46323          104400       20051201         848.25          104400               90    No MI               100378000003067818                7.25           20071101            15.75           9.75
    48458          171950       20060501         1606.3          171950             90.5    No MI               100330706030114830                 5.5           20080401            17.21          11.21
    86401          207000       20060501        1708.94       206893.58               90    No MI               0.00E+00                             6           20080401            15.29           9.29
    85226          177100       20060501        1276.73       176976.63               70    No MI               100141900603080150                6.25           20080401           13.815          7.815
    22712          277500       20060501           1813          277500               75    No MI               100212504000260052                 5.5           20080401            13.84           7.84
    45044           81000       20060101         643.02        80768.38               90    No MI               0.00E+00                             0                                   0              0
     7631          328500       20060501        2600.62          328500               90    No MI               100144600097445144                 5.5           20080401             15.5            9.5
    93304          212000       20060501        1626.34       211870.91               80    No MI               100144600097447546                 5.5           20080401           14.475          8.475
    23505           30200       20060501         301.95        30190.61              100    No MI               100258910061120371                   0                                   0              0
    23505          120800       20060501         865.43       120714.74               80    No MI               100258910051103692                 5.5           20080401            13.75           7.75
    63109          121500       20060401        1026.07       121381.25               90    No MI               100150402069000648                 7.8           20080301            15.55           9.55
    55412          112500       20060601         945.96          112500      69.87999725    No MI               1001419-0060224002                   0                                   0              0
    33615          205100       20060501         1365.4       205065.62               70    No MI               100258920060103054                5.99           20080401            13.99           7.99
    98632          133700       20060401        1070.07       133648.72               70    No MI               100258910060116883                 5.5           20080301           15.375          9.375
     2914          225000       20060401        1617.19          225000               90    No MI               100258910051011580                 5.5           20080301           14.625          8.625
    95820          235000       20060501        1721.07       234841.68      69.12000275    No MI               100151802206030003                   0                                   0              0
    33844           22000       20060501         233.43        21994.27              100    No MI               100022100136867876                   0                                   0              0
    33844           88000       20060501         648.17        87941.43               80    No MI               100022100136866886                 5.5           20080401            14.04           8.04
    89148          216592       20060501        1596.83       216448.14               80    No MI               100246100006639728                 5.5           20080401            14.05           8.05
    85304          225000       20060501        1569.38       224832.18      83.33000183    No MI               100144600097447280                 5.5           20080401           13.475          7.475
    95682          179500       20060501        1684.19       179479.92      76.37999725    No MI               100258910060213839                 5.5           20080401           17.125         11.125
    22630          283100       20060501        2048.51       283027.29               95    No MI               100258910060206502                 5.5           20080401           14.375          8.375
    22602          234000       20060501        1583.29       233927.96               90    No MI               100258920060200702                 5.5           20080401            13.75           7.75
    85302          124000       20060501        1216.62       123959.31               80    No MI               100153210601033325                6.25           20080401            17.38          11.38
    45240           82800       20060501         781.65        82769.76      78.86000061    No MI               100022100136821253                 5.5           20080401            16.89          10.89
    33024          238000       20060501        2177.08       237905.42               85    No MI               100258940060202243                6.99           20080401             16.5           10.5
    46410          105600       20060501         794.29       105575.71               80    No MI               100258910060200158                 5.5           20080401            14.75           8.75
    22406          199500       20060501        1787.72       199416.34               70    No MI               100258910060114672                5.75           20080401            16.25          10.25
    32257          109900       20060501         835.32       109831.69               70    No MI               100258950060204651                5.75           20080401           14.375          8.375
    36303          166500       20051001        1439.68        165868.5               90    No MI               100085600022606852                   9           20080901           15.825              9
    33167          184000       20060501        1520.39       183905.61               80    No MI               0.00E+00                           5.5           20080401             15.3            9.3
    46060          161111       20060401        1216.04       160906.92               80    No MI               100150402069000051                 7.3           20080301             14.3            8.3
    43205          107100       20060501         847.15       107039.14               90    No MI               100330706030115670                 5.5           20080401            14.81           8.81
    37302          151300       20060501        1310.47       151230.82               85    No MI               0.00E+00                             6           20080401           15.845              6
    30288          167000       20060201        1095.83       166983.59      68.94999695    No MI               100016900059505306                5.75           20080101           13.875          7.875
    45356           83000       20060501         829.87        82974.19      93.26000214    No MI               100022100136683224                   0                                   0              0
    43203          108000       20060501         854.27       107938.63               90    No MI               100330706030113873                 5.5           20080401            14.81            5.5
    19344           80000       20060501         620.81        79952.52      29.63999939    No MI               100076500000940623                   0                                   0              0
     8081          155800       20060501        1550.01       155750.86               95    No MI               100076500000989380                 5.5           20080401            17.56            5.5
     2886          140000       20060501        1227.57       139937.93            43.75    No MI               100102600400528057                 5.5           20080401            14.99           9.99
    78228          111999       20060401        1032.88       111911.26               80    No MI               100101300000011270                7.18           20090301             16.6           7.18
    46203           51000       20060501         497.28        50982.97               85    No MI               100330706030114772                 5.5           20080401             17.3           11.3
    22172          582350       20060501        4488.95          582350               85    No MI               100031458006031505                 5.5           20080401            15.25           9.25
    91766          400000       20060501        3172.55       399774.12               80    No MI               100153290000008011                 5.5           20080401            14.84           8.84
    28677           68000       20060501         632.21        67974.12               80    No MI               100213300000131743                   0                                   0              0
    75965           63000       20060301          645.6        62944.77              100    No MI               100213300000125539                   0                                   0              0
    75965          252000       20060301           1869          252000               80    No MI               100213300000125521                 5.9           20080201             14.9            8.9
    95758           78000       20060501         901.63        77929.07              100    No MI               100040788603000563                   0                                   0              0
    95758          312000       20060501         2670.2          312000               80    No MI               100040788603000555                 5.5           20080401            16.27          10.27
    29323         52962.5       20060501         537.45        52946.73               95    No MI               100263700004058876                   0                                   0              0
    78260          270215       20060501        2471.76       270107.62              100    No MI               100424906030031219                   8           20080401             16.5           10.5
    33063          260000       20060501        2004.71       259743.46               80    No MI               100467800000196607                 5.5           20080401            14.53           8.53
    30540          156000       20060501        1248.48       155913.72               80    No MI               1001330-0100054719                 5.5           20080401            14.94           8.94
    29680          118500       20060401        1137.47       118416.93              100    No MI               100213300000130059                5.75           20080301             17.1           11.1
    78641           23400       20060401         270.33        23390.66              100    No MI               100213300000126578                   0                                   0              0
    48206           63000       20060501          568.2        62974.02               90    No MI               100330706030114319                   0                                   0              0
    78641           93600       20060401          690.3           93600               80    No MI               100213300000126560                 5.5           20080301            14.85           8.85
    60120          192000       20060501         1702.7        191917.3               80    No MI               100016900061164043                   0                                   0              0
    40214           76000       20060501         772.98        75977.52               80    No MI               100330706030113816                6.25           20080401            17.85          11.85
    77092           50000       20060401         476.16        49964.18              100    No MI               100424906020024950                5.58           20080301               17             11
    64055           77375       20060501         736.86        77347.41      89.97000122    No MI               100101309060302248                 5.5           20080401               17             11
    48205          119700       20060501         962.27       119634.48               90    No MI               100330706020110608                 5.5           20080401            14.99           8.99
    48075          369200       20060201        3363.42          368599              100    No MI               100213300000120134                5.75           20080101            16.45          10.45
    78227           18000       20060301         173.58        17928.21              100    No MI               100150401069124820                   0                                   0              0
    78227           72000       20060301         672.11        71917.94               80    No MI               0.00E+00                           5.5           20090201            16.75          10.75
    22204          198750       20060501        1635.55          198750               75    No MI               100022100136417177                   6           20080401           15.875          9.875
    85029          175000       20060501        1220.04       174869.34      79.55000305    No MI               100386100002114247                 5.5           20080401            13.47           7.47
    33901          104000       20060501         788.64       103935.03               80    No MI               100144600097444709                 5.5           20080401            14.35           8.35
    61231           50000       20060501         409.17        49973.75      74.62999725    No MI               100404400000028482                 5.5           20080401            15.19           9.19
    19129          233750       20060501         1593.4          233750               85    No MI               100076500000944476                 5.5           20080401            13.18           8.18
    17110          161600       20060501        1129.93       161480.07               80    No MI               100258910060202345                 5.5           20080401             13.5            7.5
    94509          460000       20060501        3163.96       459864.37               80    No MI               100258920060202880                 5.5           20080401             13.9            7.9
    23513          155200       20060501        1111.87       155090.46               80    No MI               100258910060207732                 5.5           20080401            13.75           7.75
    30088          121500       20060401        1098.56          121500               90    No MI               100148700006020107                 5.5           20080301            16.85          10.85
    32725          162000       20060501         1242.2       161843.45               90    No MI               100386100002113520                 5.5           20080401            14.47           8.47
    63135           84000       20060501         649.76        83949.79               80    No MI               0.00E+00                           5.5           20080401           14.565          8.565
    55404          156000       20060401            988          156000               80    No MI               100192820060012785                5.99           20090301             14.6           5.99
    98422          323955       20060401        2112.46          323955               90    No MI               100192820060012066                6.75           20080301           14.825           6.75
    97304           33400       20060401         362.96        33383.75              100    No MI               100192820060011647                   0                                   0              0
    97304          133600       20060401         979.38       133419.75               80    No MI               100192820060011639                5.99           20090301            14.99           5.99
    33322          132000       20060501          962.5          132000               80    No MI               100192820060008932                7.24           20080401            15.75           7.24
    29302           68000       20060401         641.17        67949.93               85    No MI               100192820060005813                   0                                   0              0
    81525          200000       20060401        1383.33          200000      65.56999969    No MI               100192820060005755                5.99           20080301             15.3           5.99
    91762          320000       20060301           2120          320000      76.19000244    No MI               100192820060004584                5.99           20080201            14.95           5.99
    90037          320000       20060401        2511.73       319628.53               80    No MI               100192820060004428                5.99           20090301           15.725           5.99
    92545          160000       20060301         986.67          160000               80    No MI               100192820060003461                5.99           20090201             14.4           5.99
    84020          448000       20060301        2948.16       447552.73               80    No MI               100192820060002158                6.49           20080201             14.5            7.5
    92553          280000       20060301        1760.38       279687.02               80    No MI               100192820060001192                5.99           20080201             14.1            7.1
    92114          428000       20060401        2582.37       427649.28      94.06999969    No MI               100192820060001184                5.99           20080301            12.75           5.99
    85017          121000       20060301         879.43       120749.82      70.34999847    No MI               100192820060000749                6.49           20080201             14.9           6.49
    93722          199500       20060301        1163.75          199500               70    No MI               100192820060000400                5.99           20090201               14           5.99
    85225          132000       20060401            935          132000               80    No MI               100192820060000087                6.49           20080301             15.5           6.49
    85033          160000       20060301        1091.48       159623.29               80    No MI               100192820050084885                6.25           20080201            14.25           6.25
    90640          470000       20060301        3113.75          470000      82.16999817    No MI               100192820050082574                5.99           20080201            14.95           5.99
    32333           40000       20060301         349.55        39945.91      66.66999817    No MI               100192820050080594                7.49           20080201            16.95           7.49
    89134          401380       20060201        3519.43       400659.29               80    No MI               100192820050062105               6.865           20080101            16.99          6.865
    89146          225000       20060401        1573.24       224664.98               90    No MI               100052697806747778                 5.5           20090301             13.5            7.5
    89123          287100       20060401         2009.7          287100               90    No MI               100052697806717771                6.05           20080301             14.4            8.4
    89142          188000       20051201         1010.5          188000               80    No MI               100052697803867777                 5.8           20071101            12.45           6.45
    90062          294000       20060401           1617          294000               70    No MI               100052690976652787                 5.8           20080301             12.6            6.6
    91324          539750       20060101         3013.6          539750               85    No MI               100052690964872785                 5.7           20071201             12.7            6.7
    90746          500000       20060101        3665.34       498296.61      85.62000275    No MI               100052690964792785                 5.5           20071201            13.99           7.99
    90808          553600       20060101        2992.97          553400               80    No MI               100052690964662780                5.95           20071201            12.49           6.49
    92392          339150       20060101        2913.83       338345.86               95    No MI               100052690964552783                 5.5           20071201            15.75           9.75
    90044          230000       20060101        1504.58          230000      55.41999817    No MI               100052690962972785                   6           20071201            13.85           7.85
    90061          369750       20060101        2634.47          369750               85    No MI               100052690957852786                 5.7           20071201            14.55           8.55
    90638          425000       20051001        2231.25          425000      74.55999756    No MI               100052690951202780                 5.5           20070901             12.3            6.3
    90045          305000       20050901        1394.22       304194.46      37.20000076    No MI               100052690946662783                 5.5           20070801             11.5            5.5
    90241          620000       20050801        3159.86       619073.98      87.31999969    No MI               100052690941872783                5.65           20080701           12.125          6.125
    59105          152800       20060401        1084.14       152579.22               80    No MI               100052690860826786                5.75           20080301            13.65           7.65
    98516          199750       20060401        1376.23        199439.1               85    No MI               100052690860636789                 5.5           20090301            13.35           7.35
    99005          216504       20060401        1389.23          216504               80    No MI               100052690860246787                 5.8           20090301             13.7            7.7
    59803          240000       20060401         1777.8       239683.33      84.20999908    No MI               100052690859406780                 5.5           20080301             14.1            8.1
    83642          142500       20060301        1198.22       142288.05               95    No MI               100052690858996781                 5.5           20080201             15.5            9.5
    98270          336000       20060301         2973.5       335559.82               84    No MI               100052690857756780                6.25           20080201             16.1           10.1
    59865          133600       20060301         1013.1       133347.85               80    No MI               100052690856796787                 5.5           20080201            14.35           8.35
    98374          272650       20051201         2029.2       271567.05               95    No MI               100052690845226789                 5.5           20071101            14.15           8.15
    98271          200000       20050901         1312.5          200000               80    No MI               100052690837226789                5.75           20070801           13.875          7.875
    83634          106250       20050901         774.74          106250               85    No MI               100052690835536783                5.75           20070801            14.75           8.75
    99207           62300       20050701         376.29        62282.15      75.69999695    No MI               100052690829106783                5.75           20070601            13.25           7.25
    97233          176800       20060401        1075.53          176800               80    No MI               100052690800594783                 5.8           20090301             13.3            7.3
    50320          192000       20060401        1349.08       191716.95               80    No MI               100052686837024448                 5.5           20080301            13.55           7.55
    62294          156750       20060401        1238.76       156570.83               95    No MI               100052686836434440                 5.5           20080301             14.8            8.8
    65274           50350       20060401         460.58        50309.79               95    No MI               100052686836394446                   6           20080301             16.5           10.5
    68112          115000       20060401        1004.97       114896.72              100    No MI               100052686835744443                 5.5           20080301            15.95           9.95
    51521           62300       20060401         429.23        62204.43               70    No MI               100052686835444440                   6           20080301            13.35           7.35
    63010          125000       20060401        1004.88       124862.52              100    No MI               100052686835354441                 5.5           20080301            14.99           8.99
    63846           60000       20060401         482.78        59934.19              100    No MI               100052686834854441                6.25           20090301               15              9
    67735           50500       20060301         439.45        50429.85              100    No MI               100052686834844442                   6           20080201             15.9            9.9
    67216           52000       20060401          427.8        51945.86              100    No MI               100052686834744444                   6           20080301            15.25           9.25
    68467           61500       20060401         551.11        61448.18              100    No MI               100052686834614449                   6           20080301            16.25          10.25
    67005           58425       20060401         499.82        58369.68               95    No MI               100052686834264443                   6           20080301             15.7            9.7
    64504           54750       20060301         525.13        54692.02               75    No MI               100052686834094444                6.25           20080201            17.09          11.09
    66202          108000       20060301         815.17       107794.07               80    No MI               100052686833414445                 5.5           20080201             14.3            8.3
    63123           55200       20060301         438.21        55105.98      80.58000183    No MI               100052686833334445                6.25           20080201            14.85           8.85
    50702          128250       20060301        1092.46       128065.17               95    No MI               100052686832994447                 5.5           20080201            15.65           9.65
    52402          105000       20060301         856.22       104831.83      94.58999634    No MI               100052686832184445                 5.5           20080201            15.15           9.15
    63118          114750       20060101         906.84       114415.27               85    No MI               100052686830974441                6.25           20071201             14.8            8.8
    63121           68400       20051201         612.94        68224.02               80    No MI               100052686829434449                6.25           20071101            16.25          10.25
    64130           51000       20060101         380.37           51000               85    No MI               100052686829224444                6.25           20071201            14.95           8.95
    64130           51000       20060101         380.37           51000               85    No MI               100052686829214445                6.25           20071201            14.95           8.95
    50440           54900       20060101         424.87        54733.68               90    No MI               100052686828324443                   6           20071201            14.57           8.57
    68137          135755       20051201        1141.51       135273.28               95    No MI               100052686827714446                 5.5           20071101             15.5            9.5
    50472          102600       20060101         774.41       102271.69               90    No MI               100052686827064446                 5.5           20071201             14.3            8.3
    63112          311400       20050901        2282.78       309464.65               90    No MI               100052686821484442                6.25           20070801            13.99           7.99
    64109          264000       20050901         1314.5          264000               80    No MI               100052686819714446                 5.5           20070801           11.975          5.975
    64110           78450       20051001         644.83        78114.96              100    No MI               100052686819674442                 5.8           20070901            15.24           9.24
    66102           63750       20050701         512.49        63347.41               75    No MI               100052686816514443                6.25           20070601            14.99           8.99
    63107           76500       20050701         574.72        75944.27               85    No MI               100052686813754448                6.05           20070601            14.25           8.25
    85044          156000       20060401         1038.7          156000               80    No MI               100052680883011797                 5.8           20090301            13.99           7.99
    81223          199400       20060401        1720.49       199215.13      97.26999664    No MI               100052680882651791                 5.5           20080301             15.8            9.8
    85032          440000       20060101        3764.14       438945.73               80    No MI               100052680878801798                5.65           20071201             15.7            9.7
    85259          702000       20060101        3656.25          702000               90    No MI               100052680876941794                5.95           20071201            12.25           6.25
    85040          135750       20051101        1193.47          135750               75    No MI               100052680873061794                5.75           20071001            16.55          10.55
    85323          324000       20051201         2281.5          324000      88.51999664    No MI               100052680871251793                6.25           20071101            14.45           8.45
    85053          309600       20050901           2451        309599.7               90    No MI               100052680869561799                6.25           20070801             15.5            9.5
    85239          264000       20051001           2123          264000               80    No MI               100052680869391791                5.65           20070901            15.65           9.65
    86326          171200       20050801          820.3       171192.07               80    No MI               100052680864631795                5.75           20070701            11.75           5.75
    85239          123549       20050801          612.6          123549               80    No MI               100052680864581792                5.75           20070701            11.95           5.95
    84044          129600       20060401          826.2          129600               80    No MI               100052606994236197                   6           20090301            13.65           7.65
    80021          156000       20060401            988          156000               80    No MI               100052606993846194                 5.5           20090301             13.6            7.6
    80122          202300       20060401        1292.01       201940.29               85    No MI               100052606993456192                   6           20090301             12.6            6.6
    80102          135575       20060401         706.12          135575               85    No MI               100052606993166197                6.25           20090301            12.25           6.25
    80403          194280       20060401        1068.54          194280               80    No MI               100052606992616192                   6           20090301             12.6            6.6
    80465          168000       20060401            924          168000               80    No MI               100052606992406198                5.55           20090301             12.6            6.6
    90810          346500       20060401        1992.38          346500               70    No MI               100052606992376193                5.55           20090301             12.9            6.9
    80211          152000       20060401            874          152000      77.94999695    No MI               100052606992186196                   6           20080301             12.9            6.9
    84120          103200       20060401         714.54       103043.24               80    No MI               100052606991876193                   6           20090301             13.4            7.4
    33172          150000       20060401        1180.06       149806.67      78.94999695    No MI               100052606991356196                   6           20080301            14.75           8.75
    80526          203920       20060401        1299.99          203920               80    No MI               100052606990616194                 5.8           20090301            13.65           7.65
    81089           70300       20060301         616.42        70205.71               95    No MI               100052606988626197                   6           20080201            15.99           9.99
    80534          164065       20060201        1308.32       163579.89               95    No MI               100052606986016193                 5.5           20080101             14.9            8.9
    80221          200000       20051001         998.33          200000               80    No MI               100052606971116198                5.75           20070901            11.99           5.99
    80214          165000       20050901        1189.31       164991.07      73.01000214    No MI               100052606968816198                6.25           20070801            14.65           8.65
    92116          335750       20060401        1846.63          335750               85    No MI               100052605993359224                 5.8           20090301             12.6            6.6
    91915          418500       20060401        2685.37          418500               90    No MI               100052605992939224                6.25           20110301             13.7            7.7
    92083          337500       20060401        2123.44          337500               90    No MI               100052605992479221                 5.8           20090301            13.55           7.55
    85742          207000       20060401        1878.53          207000               90    No MI               100052605992439225                6.25           20080301            16.89          10.89
    92139          358800       20060401        1988.35          358800               80    No MI               100052605992019225                 5.8           20080301            12.65           6.65
    93651          399000       20060401           2527          399000               95    No MI               100052605991859225                 5.8           20080301             13.6            7.6
    92024          573750       20060401        3872.81          573750               85    No MI               100052605988939659                 5.8           20080301             14.1            8.1
    93610          285300       20060401        1985.21          285300               90    No MI               100052605988219656                6.05           20080301            14.35           8.35
    92562          510000       20060201         3612.5          510000               85    No MI               100052605987519221                 5.8           20080101             14.5            8.5
    95991          430374       20060201        3385.76       429372.65               95    No MI               100052605986099654                 5.5           20080101            14.75           8.75
    92308          417050       20051201        3162.53        415459.2               95    No MI               100052605984139221                 5.5           20071101            14.35           8.35
    93906          465800       20051201        2251.37          465800               85    No MI               100052605981229652                 5.7           20071101             11.8            5.8
    60647          320000       20051101           1864          320000               80    No MI               100052605980439229                3.85           20071001            12.99           6.99
    95670          271800       20051101        1744.05          271800               90    No MI               100052605980239652                6.25           20071001             13.7            7.7
    95111          531250       20051201        3043.62          531250               85    No MI               100052605980089651                5.65           20071101           12.875          6.875
    93703          146500       20051101         883.06       145473.39            73.25    No MI               100052605979309656                 5.5           20071001            12.05           6.05
    95212          393989       20051101        1871.45          393989               80    No MI               100052605978979657                5.65           20071001             11.7            5.7
    92109          355131       20051001        1812.65          355131      89.94000244    No MI               100052605978739226                5.99           20080901           12.125          6.125
    94566          370000       20051001        1927.08          370000      44.31000137    No MI               100052605977979229                5.99           20070901            12.25           6.25
    91351          198750       20051001        1002.01        198746.1               75    No MI               100052605976429226                5.75           20070901            12.05           6.05
    92114          360000       20051001           1785          360000      76.59999847    No MI               100052605976239229                 5.5           20070901            11.95           5.95
    93612          157000       20051201         971.79       156103.07      60.38000107    No MI               100052605975119653                5.75           20081101             12.3            6.3
    92021          164000       20051001          799.5          164000               80    No MI               100052605974929227                6.25           20070901            11.85           5.85
    93309          175000       20051001        1048.09       173578.06      63.63999939    No MI               100052605974399652                 5.5           20070901            11.99           5.99
    93635          245000       20051101        1990.63          245000      66.04000092    No MI               100052605974109655                5.75           20071001            15.75           9.75
    93705          160000       20050901         805.24       159981.63               80    No MI               100052605972109657                5.75           20080801            12.04           6.04
    95122          480000       20050901        2339.95          479990               80    No MI               100052605971719654                 5.5           20070801            11.85           5.85
    92101          528300       20050801        4072.31          528300               90    No MI               100052605967729220                6.25           20070701            15.25           9.25
    92586          157250       20050801         753.49          157250               85    No MI               100052605967419228                5.75           20070701            11.75           5.75
    92065          430400       20050801         1936.8          430400               80    No MI               100052605966929227                 5.4           20070701             11.4            5.4
    92503          195000       20050701         999.38          195000      76.47000122    No MI               100052605965469225                5.25           20070601            12.15           6.15
    71033          154800       20060401        1071.81       154514.55               80    No MI               100052644769694266                5.55           20080301             13.4            7.4
    34222          285000       20060401        2498.98       284746.24               95    No MI               100052644764204269                 5.5           20080301            15.99           9.99
    98271          189000       20060401         1417.5          189000               90    No MI               100052644762544260                6.05           20080301               15              9
    74601           60800       20060401         484.85        60731.91               95    No MI               100052644758424261                   6           20080301             14.9            8.9
    67206           75000       20060401         647.13        74930.46      83.33000183    No MI               100052644752334268                6.25           20080301             15.8            9.8
    50273          133000       20060401        1167.18       132881.81               95    No MI               100052644749144267                   6           20080301               16             10
    64064          200000       20060401        1446.67       199722.42      79.37000275    No MI               100052644748214269                6.25           20090301            13.85           7.85
    66102           85600       20060401         773.44        85529.42               80    No MI               100052644747324267                6.25           20080301            16.35          10.35
    66762           55005       20060401         480.68         54955.6               95    No MI               100052644744964263                 6.2           20080301            15.95           9.95
    50438           60600       20060401         572.54        60555.62              100    No MI               100052644744684267                6.25           20080301             16.9           10.9
    63851           61000       20060401         528.57        60944.05              100    No MI               100052644743814261                6.15           20080301            15.85           9.85
    72903           64900       20060401         526.88         64830.3              100    No MI               100052644743524266                6.25           20080301             15.1            9.1
    50112           94000       20060401         895.19        93932.65              100    No MI               100052644732324264                6.25           20080301               17             11
    75569           51805       20060401         473.89        51763.62              100    No MI               100052644729194266                6.25           20080301             16.5           10.5
    72401          112500       20060301         986.44       112349.12      94.94000244    No MI               100052644729174268                5.75           20080201            15.99           9.99
    50401          100000       20060401         896.11        99915.76              100    No MI               100052644728444266                6.25           20080301            16.25          10.25
    50167           74250       20060401         718.35        74199.06               90    No MI               100052644727574261                6.25           20080301             17.2           11.2
    65786           98800       20060301         830.77        98653.03               95    No MI               100052644726774268                 5.8           20080201             15.5            9.5
    41005          174800       20060301        1463.45       174534.32               95    No MI               100052644725544266                 5.5           20080201            15.45           9.45
    97305          105000       20060301         814.82       104811.69      92.91999817    No MI               100052644724714266                 5.5           20080201             14.6            8.6
    74070          132050       20060301        1157.86       131872.91               95    No MI               100052644724634266                5.89           20080201            15.99           9.99
    33021           55000       20060201         398.79         54847.1               44    No MI               100052644721104263                   0                                   0              0
    75020           50000       20060201         479.95        49929.23               95    No MI               100052644716244264                   6           20080101             17.1           11.1
    50242           53100       20060301         509.71         53043.3               90    No MI               100052644715954269                6.25           20080201             17.1           11.1
    61071          123500       20060201        1115.88       123294.59               95    No MI               100052644714454261                5.75           20080101            16.35          10.35
    95965          223250       20060201        1916.23          223250               95    No MI               100052644709624266                5.85           20080101             16.3           10.3
    76116           54000       20060201          483.9        53908.23               90    No MI               100052644702244260                6.25           20080101            16.25          10.25
    67460           73625       20060201         659.76        73499.89               95    No MI               100052644696354265                   6           20080101            16.25          10.25
    63010          186000       20060101        1550.44       185525.43              100    No MI               100052644691874267                 5.9           20071201             15.4            9.4
    52748          133000       20060101        1162.26       132697.68               95    No MI               100052644687594267                6.25           20071201            15.95           9.95
    64132           92150       20051201         721.66        91820.21               95    No MI               100052644681904264                 5.8           20071101             14.7            8.7
    98532          209000       20051201        1680.16       208300.61               95    No MI               100052644662384262                5.69           20071101            14.99           8.99
    74954           82400       20051001         689.86        82063.14               80    No MI               100052644631484268                6.25           20070901            15.45           9.45
    98003           88000       20050901         560.81        87970.95               80    No MI               100052644604114264                6.25           20070801            13.65           7.65
    67016           50150       20050901         407.14        49901.02               85    No MI               100052644594384265                   6           20080801             15.1            9.1
    72644           79000       20050801         675.84         78549.3              100    No MI               100052644591314265                6.25           20070701             15.7            9.7
    85032          193000       20050801        1366.14       192867.25      58.13000107    No MI               100052644570124263                5.75           20070701             14.5            8.5
    63701           97750       20050701         757.55        97748.23               85    No MI               100052644542104260                6.25           20070601             15.3            9.3
    75048           92000       20060401         636.99        91860.25               80    No MI               100052644116624362                 5.5           20090301             13.4            7.4
    76137           88800       20060401         567.13        88642.11               80    No MI               100052644115704363                 5.5           20090301             12.6            6.6
    75088          102400       20060401         737.15       102256.43               80    No MI               100052644115264368                 5.5           20090301             13.8            7.8
    75189          128725       20060401        1035.76       128583.83               95    No MI               100052644115204364                 5.5           20080301               15              9
    37716           53500       20060401         469.11        53452.36              100    No MI               100052644115184368                   6           20080301            15.99           9.99
    67401           77900       20060401         677.88         77829.3              100    No MI               100052644115134363                 5.8           20080301             15.9            9.9
    38109           52000       20060401         424.03        51944.73              100    No MI               100052644114954365                   6           20080301            15.15           9.15
    75062           87400       20060501         731.73        87356.55               95    No MI               100052644114934367                 5.5           20080401            15.45           9.45
    76201           79350       20060401         624.25        79258.35      88.06999969    No MI               100052644114794365                   0                                   0              0
    37207          111800       20060401         728.86        111608.8               80    No MI               100052644114684368                 5.5           20080301             12.8            6.8
    37920          109155       20060401         957.92       109057.52               95    No MI               100052644114664360                 5.5           20080301               16             10
    76137          123165       20060401         882.37       122990.58               85    No MI               100052644114594369                 5.5           20090301            13.75           7.75
    78219           89000       20060401         693.82        88895.06              100    No MI               100052644113724363                 5.5           20080301            14.65           8.65
    71270           61500       20060401         526.13        61441.76              100    No MI               100052644113504369                   6           20080301             15.7            9.7
    37721           85500       20060301         782.11        85397.16               95    No MI               100052644111994364                   0                                   0              0
    75088           90725       20060301         792.83        90602.29               95    No MI               100052644111714366                 5.5           20080201            15.95           9.95
    39046           50130       20060401         443.64        50086.39               90    No MI               100052644111404364                   6           20080301             16.1           10.1
    70392           78375       20060101         667.62        78182.41      96.40000153    No MI               100052644102384369                 5.8           20071201            15.65           9.65
    75219          500000       20060101        3410.89       498026.01      70.41999817    No MI               100052644101414365                5.15           20071201            13.25           7.25
    75209           58410       20051201          451.2        58196.05               90    No MI               100052643996484368                6.25           20081101            14.55           8.55
    78208          127500       20051001        1012.17       126910.07               85    No MI               100052643991734361                6.25           20070901            14.85           8.85
    38829           75000       20050901         576.69        74579.26              100    No MI               100052643989774361                 5.8           20070801             14.5            8.5
    37923          182750       20050901        1165.03          182750               85    No MI               100052643988424364                   6           20070801            13.65           7.65
    39503          107995       20050901         784.92       107311.63               90    No MI               100052643987824366                6.25           20070801             13.9            7.9
    74128           55000       20050801         482.26        54746.81              100    No MI               100052643984044364                 5.5           20070701            15.99           9.99
    77338           70800       20060501         529.42        70754.38      77.97000122    No MI               100052643953214766                6.25           20090401             14.2            8.2
    77662           62700       20060401         506.76        62631.95               95    No MI               100052643951944760                6.25           20080301            15.05           9.05
    77373           92720       20060401         769.52        92625.48               95    No MI               100052643951874769                6.25           20080301            15.35           9.35
    77433          132720       20060401         856.42       132488.56               80    No MI               100052643951314766                   6           20080301             12.7            6.7
    29456           74000       20060401         648.86        73934.11              100    No MI               100052643950654766                6.25           20080301            15.99           9.99
    76549           79800       20060401         650.73        79715.17               95    No MI               100052643949784765                6.25           20080301            15.15           9.15
    78559          123105       20060401         989.65       122969.72               95    No MI               100052643949384764                   0                                   0              0
    75979          108500       20060401         873.02       108353.83              100    No MI               100052643949324760                   6           20080301               15              9
    77015           99750       20060401         857.01        99656.54               95    No MI               100052643948924768                6.25           20080301            15.75           9.75
    78521           69900       20060401         561.93        69823.12              100    No MI               100052643948424769                6.25           20080301            14.99           8.99
    78526          107275       20060401         898.12        106948.2               95    No MI               100052643947414761                   0                                   0              0
    78539          203150       20060401        1649.23       202931.82               85    No MI               100052643947014769                6.25           20080301             15.1            9.1
    78550           85495       20060301         684.84        85352.37               95    No MI               100052643946654763                 5.7           20080201            14.95           8.95
    77318           99750       20060301         831.49        99598.48               95    No MI               100052643946294768                6.25           20080201             15.4            9.4
    77063          164350       20060401        1369.97        164184.2               95    No MI               100052643945744763                   0                                   0              0
    77520           93005       20060301         765.13        92859.23               95    No MI               100052643941404768                6.25           20080201            15.25           9.25
    77494          199500       20060201        1590.89       199049.97               95    No MI               100052643939844769                6.25           20080101             14.9            8.9
    72118           71250       20060201         617.39         71118.1               95    No MI               100052643938694769                6.25           20080101            15.85           9.85
    44354          195605       20060301        1630.51       195307.87               95    No MI               100052643937944769                6.25           20080201             15.4            9.4
    77449          123500       20060201        1047.48        123259.2               95    No MI               100052643936604760                6.25           20080101             15.6            9.6
    32446          207100       20060201        1664.89       206190.03               95    No MI               100052643936114760                6.25           20080101            14.99           8.99
    77479          123500       20060201        1002.61       123232.71               95    No MI               100052643935824765                6.25           20080101             15.1            9.1
    70420          114950       20060101         983.38       114674.58               95    No MI               100052643933794762                6.25           20071201             15.7            9.7
    77373           90250       20060101         703.57        89981.06               95    No MI               100052643932764766                6.25           20071201            14.65           8.65
    77067           92568       20051201         728.24        92242.53               95    No MI               100052643928184763                6.25           20071101            14.75           8.75
    78229           71155       20051201         595.72        70938.54               95    No MI               100052643928054768                   0                                   0              0
    77084          110500       20050901         782.71          110500               85    No MI               100052643916114764                6.25           20070801             14.5            8.5
    64742          108000       20060301         959.78       107859.98               80    No MI               100052643562204265                6.25           20080201            16.15          10.15
    75216           90000       20051201            705           90000               90    No MI               100052643557624261                6.25           20071101             15.4            9.4
    75216           90000       20051201            705           90000               90    No MI               100052643557604263                6.25           20071101             15.4            9.4
    33705          132000       20060401         860.55       131774.26               80    No MI               100052637848405621                 5.5           20080301             12.8            6.8
    33025          265500       20060401        2050.89          265131      92.83000183    No MI               100052637848195628                 5.5           20080301            14.55           8.55
    33312          576300       20060401        4720.22       575693.85               85    No MI               100052637847615626                 5.5           20080301             15.2            9.2
    33563          137750       20060401        1158.28       137613.94               95    No MI               100052637846935629                 5.5           20080301             15.5            9.5
    33604          118750       20060201         989.87       118508.54               95    No MI               100052637842535621                 5.5           20080101             15.4            9.4
    34746          128000       20060101        1006.98       127626.36               80    No MI               100052637838995623                   6           20071201            14.75           8.75
    33755          119700       20060101         958.84       119364.32               70    No MI               100052637837975626                6.25           20071201            14.95           8.95
    33067          265000       20050901        1347.08          265000      63.86000061    No MI               100052637824445625                5.65           20070801             12.1            6.1
    33309          121500       20050801         804.67       121459.72               90    No MI               100052637821255621                6.25           20070701            13.95           7.95
    32809           59400       20050801         486.52        58944.39               90    No MI               100052637820195620                   6           20070701             15.2            9.2
    33311          202300       20050701        1407.67          202300               85    No MI               100052637818035622                6.25           20070601            14.35           8.35
    30052          131920       20060501         868.83       131809.71               80    No MI               100052634858612220                 5.5           20080401             12.9            6.9
    28570          120000       20060401         843.17       119823.11               80    No MI               100052634858392229                 5.5           20080301            13.55           7.55
    31750           89000       20060401         761.39        88915.72              100    No MI               100052634857792221                 5.8           20080301             15.7            9.7
    30094          247500       20060401        1794.38          247500               90    No MI               100052634857592225                6.25           20080301             14.7            8.7
    27105           60000       20060401          513.3        59943.17              100    No MI               100052634856672226                   6           20080301             15.7            9.7
    30038          199665       20060401        1556.53        199429.6               85    No MI               100052634856492229                 5.5           20080301            14.65           8.65
    31030          110500       20060401         925.12        110389.7               85    No MI               100052634856442224                6.25           20080301            15.45           9.45
    27106           96120       20060401         808.23        96025.07               90    No MI               100052634855992229                 5.8           20080301             15.5            9.5
    38109          217445       20060301         1594.6          217445               95    No MI               100052634855762226                   6           20080201             14.8            8.8
    30035           96000       20060301         793.25        95851.09              100    No MI               100052634855702222                 5.8           20080201             15.3            9.3
    31217           67200       20060401         569.97           67135              100    No MI               100052634854792224                   0                                   0              0
    31510           66600       20060301         591.86        66513.67               90    No MI               100052634854162220                6.25           20080201            16.15          10.15
    30354          152000       20060301        1267.03       151769.12               95    No MI               100052634854152221                 5.5           20080201             15.4            9.4
    30175          138937       20060301         1183.5       138703.36               95    No MI               100052634853632223                 5.5           20080201            15.65           9.65
    31535           57380       20060201         443.24        57240.89      74.15000153    No MI               100052634852352229                   0                                   0              0
    28073           60800       20060201         482.67         60661.4               95    No MI               100052634851002221                   6           20080101            14.85           8.85
    28081          124878       20060201           1083        124647.5               95    No MI               100052634850722225                 5.5           20080101            15.86           9.86
    30087          263500       20060201        1943.31          263500               85    No MI               100052634850492225                 5.8           20080101            14.85           8.85
    30058          122400       20060201        1024.75       122153.71               85    No MI               100052634850482226                6.25           20080101            15.45           9.45
    30108           81700       20060101         657.38        81473.49               95    No MI               100052634845702225                 5.8           20071201               15              9
    29115          169915       20051001         1024.2       168550.74               85    No MI               100052634839762227                5.75           20070901            12.05           6.05
    30349          131000       20051001        1021.24       130368.66              100    No MI               100052634838672229                   6           20070901            14.65           8.65
    30294          626790       20051001        3107.83          626790               85    No MI               100052634837262220                5.65           20070901            11.95           5.95
    30296          136800       20050901          889.2          136800               90    No MI               100052634836242223                6.25           20080801             13.8            7.8
    30088           96000       20050801            516           96000               80    No MI               100052634835312225                6.05           20070701            12.45           6.45
    30296          142200       20050701         946.81          142200               90    No MI               100052634833612220                6.25           20070601            13.99           7.99
     1752          296000       20060401        2027.28       295540.45               80    No MI               100052630894527729                   6           20080301            13.29           7.29
     2301          225150       20060401        1893.19       224927.62               95    No MI               100052630894227726                   6           20080301             15.5            9.5
     7052          472500       20060301        3798.45       471718.25               90    No MI               100052630892777722                   6           20080201            14.99           8.99
     3801          251750       20060101        1953.61       250803.31               95    No MI               100052630888327722                   6           20071201             14.6            8.6
     7205          295920       20060101        1899.71        294573.4               80    No MI               100052630884917724                   6           20071201            12.65           6.65
     4496          130400       20051101         866.68       129592.09               80    No MI               100052630880727721                   6           20071001            12.99           6.99
    60104          142405       20060401         1239.2       142275.75               95    No MI               100052624189243175                 5.5           20080301             15.9            9.9
    48342           52000       20060501         465.98        51978.19               80    No MI               100052624187833175                   6           20080401            16.25          10.25
    60087          130900       20060401        1057.97       130757.93      94.98000336    No MI               100052624186643179                 5.5           20080301            15.05           9.05
    48235          106000       20060401          914.6       105901.74              100    No MI               100052624186133171                 5.5           20080301             15.8            9.8
    48198          230000       20060401        1865.55       229752.01      79.30999756    No MI               100052624185643170                5.75           20080301            15.09           9.09
    60047          240000       20060401           1780          240000      84.80999756    No MI               100052624184463174                6.25           20080301             14.9            8.9
    60505          107825       20060401         883.15       107711.59               95    No MI               100052624183633173                5.75           20080301             15.2            9.2
    61350           84000       20060401         645.89        83897.86               80    No MI               100052624183613175                5.55           20090301             14.5            8.5
    60134          380000       20060401        2748.68       379472.58               80    No MI               100052624182263170                 5.5           20090301            13.85           7.85
    60409          117000       20060501        1005.22       116945.41               90    No MI               100052624182143174                6.25           20080401            15.75           9.75
    60441          201400       20060301        1804.75       201144.45               95    No MI               100052624180883177                 5.5           20080201            16.25          10.25
    55043          334400       20060301        2809.38       333901.58               95    No MI               100052624180053177                   6           20090201            15.49           9.49
    46327           90000       20060401         756.12        89910.91              100    No MI               100052624179893179                 5.8           20080301            15.49           9.49
    60649          184205       20060301        1455.73       183888.01               95    No MI               100052624179613171                 5.5           20080201             14.8            8.8
    55443          136000       20060301         950.94       135695.28               80    No MI               100052624176933176                 5.5           20080201             13.5            7.5
    60477          299250       20060301        2535.93       298813.23               95    No MI               100052624174893174                 5.5           20080201            15.59           9.59
    60459          232000       20060401        2104.87       231810.78              100    No MI               100052624172743173                 5.5           20080301             16.4           10.4
    48017          182400       20060201        1527.07       182033.02               95    No MI               100052624168433177                 5.5           20080101            15.45           9.45
    58102          161500       20060101        1270.53       161028.54               95    No MI               100052624154893178                 5.5           20071201            14.75           8.75
    53216          105000       20060101         818.55        104621.4      80.15000153    No MI               100052624153623170                 5.5           20071201            14.65           8.65
    60540          151328       20051201        1216.54       150821.55               95    No MI               100052624150363176                5.75           20071101            14.99           8.99
    60181          116000       20051201         952.17          116000               80    No MI               100052624150163170                   4           20071101            15.85           9.85
    60194          168350       20051201        1416.94       168349.78               70    No MI               100052624144023175                   6           20071101             16.1           10.1
    60621          245000       20051101        1222.95       244997.79      76.55999756    No MI               100052624143363176                 3.5           20071001            11.99           5.99
    55416          361250       20051101         1791.2          361250               85    No MI               100052624140363179                5.65           20071001            11.95           5.95
    60142          126300       20051101         657.81          126300               80    No MI               100052624137923175                3.82           20071001            12.25           6.25
    48203           79000       20051101         615.54           79000      75.23999786    No MI               100052624132063175                   0                                   0              0
    48353          256000       20050901        2005.33          256000               80    No MI               100052624118793175                   0                                   0              0
    63857           85000       20050901         775.19        83847.05              100    No MI               100052624115513170                   0                                   0              0
    60624          119000       20050801         921.34       118266.88               85    No MI               100052624111473171                6.25           20080701           14.575          8.575
    60181          223250       20050701        1562.75          223250            84.25    No MI               100052624108313174                5.75           20080601             14.4            8.4
    20748          116800       20060401         749.82       116594.33               80    No MI               100052621873571127                5.75           20080301            12.65           6.65
    20784          116000       20060401         705.67          116000               80    No MI               100052621873491128                6.05           20080301             13.3            7.3
    22602          112000       20060401         737.64       111812.18               80    No MI               100052621873311128                5.75           20080301             12.9            6.9
    24112           58410       20060401         497.55         58354.1               90    No MI               100052621872551120                   6           20080301            15.65           9.65
    22405          240350       20060301        2047.35       240003.61               95    No MI               100052621871481121                 5.5           20080201            15.65           9.65
    17602           51200       20060301         434.26        51125.42      83.93000031    No MI               100052621871421127                6.25           20080201             15.6            9.6
    17327          213750       20060201           1710          213750               95    No MI               100052621868291129                 5.8           20080101             15.6            9.6
    21214          145300       20051101        1065.15       144602.34      84.97000122    No MI               100052621864601123                6.25           20071001            13.99           7.99
    19041          750000       20051001         3687.5          750000      75.08000183    No MI               100052621861561122                5.55           20080901             11.9            5.9
    20724          477900       20050801        2448.79       477812.79               90    No MI               100052621857901126                   5           20080701            12.15           6.15
    90650          324000       20060401         1849.5          324000               80    No MI               100052615934159138                 5.8           20080301            12.85           6.85
    90606          200000       20060401        1280.63       199626.63      49.02000046    No MI               100052615933279135                 5.5           20080301           12.625          6.625
    90706          323000       20060401        1951.46          323000               85    No MI               100052615931799134                 5.8           20090301            13.25           7.25
    92307          333000       20060401        2636.25          333000               90    No MI               100052615930729132                6.05           20080301             15.5            9.5
    91764          304000       20060401        1901.54       303438.09               80    No MI               100052615930209135                 5.5           20080301             12.4            6.4
    94547          547600       20060301         3646.1          547600      84.98999786    No MI               100052615925159139                 5.8           20080201            13.99           7.99
    92683          535415       20060201        3010.21       535147.92               85    No MI               100052615924939135                 5.8           20080101            12.75           6.75
    95824          133500       20060201         1196.3       133262.53            66.75    No MI               100052615921529137                 5.8           20080101            16.25          10.25
    92563          423000       20060201        3045.06       421806.19               90    No MI               100052615918719139                 5.5           20080101             13.8            7.8
    92865          552500       20060101        3338.02          552500               85    No MI               100052615917529133                 5.7           20071201            13.25           7.25
    92691          533600       20060101         3416.7       531219.95               80    No MI               100052615916599137                5.65           20071201           12.625          6.625
    92081          553500       20051101         2997.5       553383.92               90    No MI               100052615909009136                 5.7           20071001             12.5            6.5
    92509          236000       20051101        2015.83       235999.83               80    No MI               100052615905469136                5.75           20071001            16.25          10.25
    92555          200000       20051101        1541.67          200000             62.5    No MI               100052615905179131                 5.5           20071001            15.25           9.25
    95254          533500       20051101        2578.58        533498.3      79.04000092    No MI               100052615902289131                 5.5           20071001             11.8            5.8
    90650          160000       20051001        1011.31       158820.68      35.56000137    No MI               100052615900269135                   0                                   0              0
    92845          571500       20051001        2976.02       571396.51               90    No MI               100052615897899134                5.65           20070901            12.25           6.25
    98568          188000       20051001        1408.43       187999.38               80    No MI               100052615897599130                5.75           20070901            14.99           8.99
    91702          305500       20051001         1527.5          305500      78.52999878    No MI               100052615895299139                5.65           20070901               12              6
    92509          196000       20051001        1020.83          196000               80    No MI               100052615894399138                   6           20070901            12.25           6.25
    91401          603500       20051001        3012.47          603500               85    No MI               100052615893699132                 5.5           20070901            11.99           5.99
    92345          245000       20050901        1847.71        244999.6               70    No MI               100052615890919137                5.75           20070801            15.05           9.05
    92335          212000       20050701        1250.68       209539.42               80    No MI               100052615880199138                 5.5           20070601            11.85           5.85
    23453          166500       20060501         1519.1        166479.4               90    No MI               100274130950163016                 7.3           20080401             16.8            7.3
    29407          318750       20060401        2439.63       318358.43      84.76999664    No MI               100274130940159926                   5           20080301            14.45              5
     7106           50000       20060501         535.57        49987.35              100    No MI               100274130842163059                   0                                   0              0
     7106          200000       20060501        1527.34       199955.99               80    No MI               100274130842163042                 6.9           20080401             14.9            6.9
    11226          137000       20060501        1309.86       136951.68              100    No MI               100274130812162230                   0                                   0              0
    11226          500000       20060501        3880.06       499703.27      78.48999786    No MI               100274130812162222                 6.6           20080401             14.6            6.6
    10701          440000       20060501         3581.4       439920.27               80    No MI               100274130812161547                7.55           20080401            15.55           7.55
    11692          110000       20060501        1135.71       109968.87              100    No MI               100274130811161399                   0                                   0              0
    11692          440000       20060501        3812.63       439799.04               80    No MI               100274130811161365                7.85           20080401            15.85           7.85
    11428          120000       20060501        1183.77       119961.23              100    No MI               100274130810162653                   0                                   0              0
    11428          480000       20060501        3844.93       479735.07               80    No MI               100274130810162653                6.95           20080401            14.95           6.95
    11798          144000       20060401        1242.47       143866.52               90    No MI               100274130810160830                   7           20080301             15.8              7
     2478          400000       20060501         3146.8       399769.87               80    No MI               100274130762158006                6.75           20080401            14.75           6.75
     2131          256500       20060201        2027.05       255909.34               90    No MI               100274130762142927                 7.8           20080101             14.8            7.8
    74467           58900       20060401         499.57        58843.03               95    No MI               100274130422161218                   7           20080301             15.6              7
    73501           94000       20060501         902.29        93967.21              100    No MI               100274130421162555               7.875           20080401             17.1          7.875
    73505           57000       20060501         534.23        56978.77               95    No MI               100274130420157770                 7.5           20080401             16.8            7.5
    77566           78300       20060501         655.53        78261.08               90    No MI               100274130412164321                7.45           20080401            15.45           7.45
    78204           53000       20060501         465.11        52976.56              100    No MI               100274130412163133                   0                                   0              0
    76548          193500       20060401        1515.36       193189.97               90    No MI               100274130412161301                 6.7           20080301             14.7            6.7
    85716          272000       20060501        2346.89       271874.44               80    No MI               100274130211160058                 7.8           20080401             15.8            7.8
    98902           23000       20060401         243.69        22987.89              100    No MI               100174500000148368                   0                                   0              0
    98902           92000       20060401         632.79        91945.58               80    No MI               100174500000148350                6.95           20080301             13.9            7.9
    95831           95000       20060401          984.5        94946.57              100    No MI               100174500000148327                   0                                   0              0
    95831          380000       20060401        2810.42          380000               80    No MI               100174500000148319                6.95           20080301           14.875          8.875
    95621          254400       20060401         1740.3        254247.3               80    No MI               100174500000148111                6.95           20080301            13.85           7.85
    84065           40000       20060401         406.83        39976.22              100    No MI               100174500000147527                   0                                   0              0
    84065          160000       20060401        1000.11       159879.43               80    No MI               100174500000147519                6.95           20080301            13.05           7.05
    92586          286000       20060401        1766.92       285778.36               80    No MI               100174500000147261                 6.7           20080301            12.95           6.95
    95621          346500       20060401        2318.72       346279.74               90    No MI               100174500000147113                6.95           20080301            13.65           7.65
    95301          242400       20060401           1515          242400               80    No MI               100174500000146909                6.95           20080301             13.5            7.5
    94509          310000       20060401        2308.03       309852.57      68.88999939    No MI               100174500000146388                6.95           20080301            14.65           8.65
    91739          307500       20060401        2037.19          307500      62.75999832    No MI               100174500000146321                6.95           20080301            13.95           7.95
    80249          208000       20060401        1532.75       207898.14               80    No MI               100174500000146198                6.95           20080301            14.55           8.55
    93505           51380       20060401         548.36        51353.56      99.95999908    No MI               100174500000145737                   0                                   0              0
    93505          205520       20060401        1247.42       205353.91      79.97000122    No MI               100174500000145729                6.55           20080301             12.8            6.8
    91352           98000       20060401          944.4        97932.05              100    No MI               100174500000145588                   0                                   0              0
    91352          392000       20060401        2610.07          392000               80    No MI               100174500000145588                6.95           20080301            13.99           7.99
    85308          244000       20060401        1798.04        243880.5               80    No MI               100174500000145539                6.95           20080301            14.55           8.55
    85710           39600       20060401         402.76        39576.46              100    No MI               100174500000145497                   0                                   0              0
    85710          158400       20060401        1145.76       158180.16               80    No MI               100174500000145471                6.95           20080301            12.85           7.85
    89031          283500       20060401         2519.1       283422.72      87.23000336    No MI               100174500000145513                6.95           20080301             16.5           10.5
    85219          310000       20060401        1730.83          310000      80.51999664    No MI               100174500000144672                6.69           20080301             12.7            6.7
    94533          234000       20060401        1841.09       233905.46      85.08999634    No MI               100174500000144482                6.95           20080301             15.2            9.2
    92405          199200       20060401        1220.09        199199.1               80    No MI               100174500000144417                6.95           20080301            13.35           7.35
    85301          105600       20060401         726.34       105537.51               80    No MI               100174500000144342                6.95           20080301             13.9            7.9
    85041          276800       20060401        1770.61       276602.85               80    No MI               100174500000144151                6.95           20080301            13.25           7.25
    97007           53200       20060401         567.78        53172.63              100    No MI               100174500000143997                   0                                   0              0
    97007          212800       20060401        1439.85       212668.54               80    No MI               100174500000143963                6.95           20080301            13.75           7.75
    95677           85595       20060401         870.57        85544.11              100    No MI               100174500000143872                   0                                   0              0
    90305          288000       20060401           1788          288000               80    No MI               100174500000143559                6.95           20080301            13.45           7.45
    89044          444000       20060401        2647.02       443558.89               80    No MI               100174500000143385                 6.4           20080301            12.65           6.65
    89123          219120       20060401        1664.95       219021.76               80    No MI               100174500000142791                6.95           20080301            14.85           8.85
    85008          140000       20060401         989.23       139922.94      72.54000092    No MI               100174500000142783                6.95           20080301            14.15           8.15
    80631           75000       20060401         622.17        74974.31      78.94999695    No MI               100174500000142346                6.95           20080301            15.75           9.75
    93535           61000       20060301         632.15        60948.28              100    No MI               100174500000142403                   0                                   0              0
    93535          244000       20060301        1575.83          244000               80    No MI               100174500000142395                6.95           20080201            13.75           7.75
    98942           33980       20060401         335.21        33957.93              100    No MI               10017450000142049                    0                                   0              0
    92251           61200       20060401         634.23        61165.57               95    No MI               100174500000142148                   0                                   0              0
    92251          326400       20060401        2004.69       326143.48               80    No MI               100174500000142130                6.75           20080301             12.9            6.9
    95677          342382       20060401        2329.39       342173.51               80    No MI               100174500000141439                6.95           20080301             13.8            7.8
    93245          204000       20060401        1327.41       203860.75               80    No MI               100174500000141165                6.95           20080301             13.4            7.4
    95747           84000       20060401          896.5        83956.78              100    No MI               100174500000141025                   0                                   0              0
    95747          336000       20060401           2212          336000               80    No MI               100174500000140993                 6.9           20080301             13.9            7.9
    92308          247200       20060401         1606.8          247200               80    No MI               100174500000140787                6.95           20080301             13.8            7.8
    91710          320000       20060301        2070.44       319666.64      71.11000061    No MI               100174500000140712                6.95           20080201            13.35           7.35
    95127          300000       20060401        2311.78       299870.96               50    No MI               100174500000140670                6.95           20080301            14.99           8.99
    95678          300000       20060401         2199.2       299595.26               75    No MI               100174500000140605                6.95           20080301            12.99           7.99
    95678          225000       20060401         1649.4       224696.44               75    No MI               100174500000140563                6.95           20080301            12.99           7.99
    90710          125000       20060401        1334.07       120261.19              100    No MI               100174500000140308                   0                                   0              0
    90710          500000       20060401        3608.53       499740.38               80    No MI               100174500000140290                6.95           20080301            14.35           8.35
    95758           88000       20060401         864.75        87942.23              100    No MI               100174500000139524                   0                                   0              0
    95758          352000       20060401        2214.67          352000               80    No MI               100174500000139508                6.95           20080301            13.55           7.55
    93536           63000       20060401         672.37        62967.59              100    No MI               100174500000138740                   0                                   0              0
    93536          252000       20060401           1659          252000               80    No MI               100174500000138740                6.95           20080301             13.9            7.9
    92336          116980       20060401        1212.28       116914.21              100    No MI               100174500000138195                   0                                   0              0
    92336          467920       20060401        3218.44       467643.16               80    No MI               100174500000138161                6.95           20080301             13.9            7.9
    90047          409600       20060301         2786.7       409224.67               80    No MI               100174500000138070                6.95           20080201             13.8            7.8
    95348          363831       20060401        1955.59          363831               80    No MI               100174500000138229                6.45           20080301            12.45           6.45
    91702          280000       20060301        2106.08        279795.4               70    No MI               100174500000137452                6.95           20080201            14.75           8.75
    94546          121000       20060301        1291.38       120906.14              100    No MI               100174500000137239                   0                                   0              0
    94546          484000       20060301         3085.5          484000               80    No MI               100174500000137221                6.95           20080201            13.65           7.65
    84404           22000       20060401         236.51        21988.92              100    No MI               100174500000135225                   0                                   0              0
    84404           88000       20060401         641.78        87955.62               80    No MI               100174500000135209                6.95           20080301            14.45           8.45
    95824          150000       20060401        1261.28       149851.86               60    No MI               100174500000134582                6.95           20080301             14.5            9.5
    91605          107980       20060201        1061.09       107836.85              100    No MI               100174500000124625                   0                                   0              0
    91605          431920       20060201        2890.33       431367.39               80    No MI               100174500000124617                6.95           20080101            13.65           7.65
    95206          122000       20060401         890.94       121834.07      38.72999954    No MI               100174500000116951                   0                                   0              0
    21146          271450       20060501        1766.31       271357.63      55.97000122    No MI               100274130972161428                 5.4           20080401             13.4            5.4
    20784          264300       20060401        2244.29       264215.36            89.75    No MI               100274130972160958                   8           20080301               16              8
    20785          112800       20060401         797.04       112737.91               80    No MI               100274130972160446                6.15           20080301            14.15           6.15
    20774          456800       20060401        3167.62       456535.52               80    No MI               100274130972158234                5.85           20080301           13.975           5.85
    21649          184500       20060301        1537.75       184406.24               90    No MI               100274130972138814                 7.8           20080201             15.8            7.8
    21229          101200       20060401         819.78       101162.63               88    No MI               100274130971157955               6.495           20080301             15.5          6.495
    20636          378400       20060401        2948.37          378400               80    No MI               100274130970158699                7.35           20080301            15.35           7.35
    21206           27600       20060201         263.88        27560.54              100    No MI               100274130970149532                   0                                   0              0
    23451          450000       20060401        3962.97       449873.51               75    No MI               100274130952160622                 8.4           20080301             16.4            8.4
    22712          454900       20060401         3094.9          454623      79.98999786    No MI               100274130952157057                 5.8           20080301             13.8            5.8
    23464          235100       20060401        2033.33       235029.74      94.98999786    No MI               100274130950162257                 8.2           20080301             16.2            8.2
    23518           41000       20060401         415.43        40975.36              100    No MI               100274130950159410                   0                                   0              0
    23518          163900       20060401        1235.61        163838.2      79.98999786    No MI               100274130950159402                7.05           20080301            15.05           7.05
    23701           68250       20060401         566.43        68180.43               75    No MI               100274130950159139                   0                                   0              0
    29485          170000       20060401        1488.73       169848.17               85    No MI               100274130942158538                 7.9           20080301           15.975            7.9
    29577          126000       20060401        1054.88       125874.25               90    No MI               100274130942154545                7.45           20080301            15.45           7.45
    29455          414000       20060401        3602.59       413624.28               90    No MI               100274130940159181                 7.9           20080301             15.9            7.9
    29010           50000       20060401         379.15        49937.32      84.98000336    No MI               100274130940159108                6.35           20080301            14.35           6.35
    11722          254400       20060301        2045.13       253979.12               80    No MI               100274130940157979                6.99           20080201            14.99           6.99
    29418          106250       20060401         862.57       106135.89               85    No MI               100274130940155502                 7.1           20080301             15.1            7.1
    29006          110200       20060301         950.84       110046.13               95    No MI               100274130940144738                 7.8           20080201             15.8            7.8
    28215          113250       20060401         882.86       113116.48      89.87999725    No MI               100274130932157904                6.65           20090301            14.65           6.65
    28704           94000       20060101         873.94        93817.92              100    No MI               100274130932146139                   0                                   0              0
    28352          151200       20060301        1232.94       150958.04               90    No MI               100274130930151057                7.15           20080201            15.15           9.15
    30363          207750       20060401        1815.48       207563.45      94.98999786    No MI               100274130922160975                   7           20080301            15.95              7
    30273          106250       20060401         920.66       106152.56               85    No MI               100274130922157211                7.85           20080301            15.85           7.85
    30281           83300       20060401          721.8        83223.59               85    No MI               100274130922157195                7.85           20080301            15.85           7.85
    33185          400000       20060401        3232.89       399565.93      76.91999817    No MI               100274130912159813                7.05           20080301            15.05           7.05
    85032           28500       20060301         308.75           28500               90    No MI               100274130912159482                   0                                   0              0
    33772          112500       20060401         889.49       112411.42               90    No MI               100274130912159474                7.25           20080301            15.25           7.25
    33060          264000       20060401        2143.23       263716.47               80    No MI               100274130912159367                 7.1           20080301             15.1            7.1
    33071          268000       20060401         1976.5          268000               80    No MI               100274130912158138                6.85           20080301            14.85           6.85
    34434          144800       20060401         1022.4       144588.67               80    No MI               100274130912157254                 5.6           20080301             13.6            5.6
    32703          120000       20060401         794.34       119800.74               80    No MI               100274130910159963                4.95           20080301            12.95           4.95
    32825          178400       20060401        1154.27       178275.75               80    No MI               100274130910159781                5.35           20080301            13.35           7.35
    32828          320000       20060401        2692.16       319895.25               80    No MI               100274130910159179                 7.9           20080301             15.9            7.9
    33936          212000       20060401        1978.98       211839.66               80    No MI               100274130910158791                7.75           20080301            16.75           7.75
    32208          131700       20060401        1012.66       131539.86      84.97000122    No MI               100274130910158411                 6.5           20080301             14.5            6.5
     8005          263500       20060401        1724.29       263322.67               85    No MI               100274130842160089                5.45           20080301            13.45           5.45
     7063          245000       20060401        1918.67       244714.13      72.05999756    No MI               100274130842158752                 6.7           20080301             14.7            6.7
     7306          245000       20060401        1962.52       244728.53               50    No MI               100274130842158679                6.95           20080301            14.95           6.95
     7050          243750       20060401        2311.38       243697.31               75    No MI               100274130842158604                7.35           20080301            17.25           7.35
     7106          252000       20060401        1840.31       251657.25               80    No MI               100274130842157119                5.95           20080301            13.95           5.95
     7206          258400       20060301        1977.72       257922.19               80    No MI               100274130842154603                6.45           20080201            14.45           6.45
     7036           65250       20060201         653.64        65168.14      94.34999847    No MI               100274130842148324                   0                                   0              0
     7305          230000       20060401        1784.83       229726.03      71.87999725    No MI               100274130842148142                 6.6           20080301             14.6            6.6
     7728          270000       20060401        2379.43       269762.65               90    No MI               100274130840160644                7.45           20080301            16.05           7.45
     7112          195500       20060401        1380.38       195214.68               85    No MI               100274130840147443                 5.6           20080301             13.6            5.6
    44130           97500       20060401         844.84        97410.58               75    No MI               100274130832159760                7.85           20080301            15.85           7.85
    45806          136000       20060401        1021.72       135825.96               80    No MI               100274130832158101                6.25           20080301            14.25           6.25
    43932           59200       20060401         487.02        59138.39      79.77999878    No MI               100274130832156352                7.25           20080301            15.25           7.25
    43720          100000       20060301         672.03        99757.48      83.33000183    No MI               100274130832154456                 5.1           20080201             13.1            5.1
    43055           15000       20060201         151.99        14981.78              100    No MI               100274130832146221                   0                                   0              0
    43933           60000       20060401         484.93         59934.9               80    No MI               100274130832144721                7.05           20080301            15.05           7.05
    19124          113000       20060401         809.55       112839.97      66.47000122    No MI               100274130820162396                5.75           20080301            13.75           5.75
    19151           72000       20060401         615.95        71931.78               80    No MI               100274130820159285                 7.7           20080301             15.7            7.7
    11207          472000       20060401         3460.2       471765.44               80    No MI               100274130812158741                 6.5           20080301             14.5            6.5
    11798          232000       20060401        1718.53       231693.91               80    No MI               100274130812157693                 6.1           20080301             14.1            6.1
    13501           85500       20060401         872.89        85449.73               75    No MI               100274130812155309                 7.1           20080301             17.9            7.1
    11722          300000       20060401        2328.04       299642.64               80    No MI               110274130810159808                 6.6           20080301             14.6            6.6
    10469          341250       20060401        3045.76        341158.4               75    No MI               100274130810159279                 7.6           20080301            16.55            7.6
    10467          266000       20060401        2049.77        265885.6      57.83000183    No MI               100274130810157893                   0                                   0              0
    11550          352750       20060301        2816.39       352544.77      84.19000244    No MI               100274130810156168                7.35           20080201            15.35           7.35
    11205          240000       20060401        2000.56       239757.94      53.33000183    No MI               100274130810147357                   7           20080301             15.4              7
     1104          124000       20060401         988.82       123861.18               80    No MI               100274130762159053                 6.9           20080301             14.9            6.9
     1104          140150       20060401        1129.85       140097.46      84.98999786    No MI               100274130762156117                7.35           20080301            15.45           7.35
     2122          106000       20060301        1094.41       105909.12              100    No MI               100274130762153353                   0                                   0              0
     2122          424000       20060301        3140.61       423691.98               80    No MI               100274130762153346                 6.6           20080201             14.6            6.6
     1108           38600       20060201         383.73        38550.48      99.48000336    No MI               100274130762145938                   0                                   0              0
     2330          432250       20060401        3474.87       431775.03               95    No MI               100274130760160616                6.99           20080301            14.99           6.99
     6248          144000       20060401        1420.53        143906.5               75    No MI               100274130752160608                9.45           20080301            17.45           9.45
     6704          120800       20060401         849.01       120732.55               80    No MI               100274130752157620                 6.1           20080301             14.1            6.1
     6608          184000       20060301        1421.33       183666.64               80    No MI               100274130752152597                6.55           20080201            14.55           6.55
     2905           59000       20060401         582.02         58961.7              100    No MI               100274130722162031                   0                                   0              0
     2905          236000       20060401        1848.19       235724.63               80    No MI               100274130722162015                 6.7           20080301             14.7            6.7
     2888          124000       20060401         884.07       122817.22               80    No MI               100274130722160167                 5.7           20080301             13.7            5.7
     2908          346500       20060401        2530.43       346028.71      89.06999969    No MI               100274130722159219                5.95           20080301            13.95           5.95
     2888          212000       20060401        1387.28       211857.34               80    No MI               100274130722157874                5.45           20080301            13.45           5.45
     2908          280500       20060401        2185.29       280383.22      82.87000275    No MI               100274130722156827                 7.1           20080301             15.1            7.1
     2908          280000       20060201        2263.02       279387.72               80    No MI               100274130722145119                8.05           20080101            15.05           8.05
    51640           15000       20060401         140.59        14988.77              100    No MI               100274130652162001                   0                                   0              0
    51640           51000       20060401          368.9        50929.22      77.26999664    No MI               100274130652161987                5.85           20080301            13.85           5.85
    54728           45000       20060101         383.32        44822.97               95    No MI               100274130632136521                   0                                   0              0
    48220           19200       20060101         199.71        19162.61               95    No MI               100274130620145872                   0                                   0              0
    55106          224000       20060401        1490.66       223855.56               80    No MI               100274130612158958                 5.6           20080301             13.6            5.6
    55117          204000       20060401           1343          204000               80    No MI               100274130612157489                 5.9           20080301             13.9            5.9
    72764           36500       20060401         329.79        36469.91              100    No MI               100274130582159069                   0                                   0              0
    72764          146000       20060401        1070.32       145927.44               80    No MI               100274130582159044               5.625           20080301             14.5          5.625
    38116           96000       20060401         727.98        95879.62               80    No MI               100274130572161109                6.35           20080301            14.35           6.35
    37086           32400       20060301          258.6        32332.49              100    No MI               100274130572156703                   0                                   0              0
    37086          129600       20060301         941.94       129284.62               80    No MI               100274130572156695                 5.9           20080201             13.9            5.9
    37769           30000       20060301         321.28        29772.32              100    No MI               100274130570154882                   0                                   0              0
    38343           23400       20060401         187.27        23374.02      96.59999847    No MI               100274130570151086                   0                                   0              0
    38343          112800       20060401         863.34       112661.43               80    No MI               100274130570151060                7.45           20080301            14.45           7.45
    39540          100000       20060401          725.5        99948.82               80    No MI               100274130552161897                 6.4           20080301             14.4            6.4
    39482           96900       20060401         868.32        96818.39               85    No MI               100274130552161087                8.25           20080301            16.25           8.25
    39194           52700       20060401         423.66        52621.04               85    No MI               100274130552157846                6.99           20080301            14.99           6.99
    35404           63700       20060401         528.43        63678.17               70    No MI               100274130542160462                7.75           20080301            15.75           7.75
    36606           94750       20060401         758.97        94645.03      84.98000336    No MI               100274130540155407                   0                                   0              0
    36541           79200       20060301         668.85        78881.04      94.95999908    No MI               100274130540153501                7.55           20080201            15.55           7.55
    64060          132400       20060401        1022.74       132240.65               80    No MI               100274130522161514                6.55           20080301            14.55           6.55
    63033          137750       20060401        1105.15       137697.58               95    No MI               100274130522157546                 7.4           20080301             15.4            7.4
    64030           17100       20060401         176.55        17090.27              100    No MI               100274130520156532                   0                                   0              0
    64030           68400       20060401         528.36        68317.69               80    No MI               100274130520156524                6.55           20080301            14.55           6.55
    74403           72250       20060401         679.88        72196.52               85    No MI               100274130422162240                8.85           20080301            16.85           8.85
    38860           71900       20060501         585.23        71886.97      89.98999786    No MI               100274130422161598                7.55           20080401            15.55           7.55
    73098           69200       20060401          496.8        69163.54               80    No MI               100274130422161135                 6.3           20080301             14.3            6.3
    74501           88650       20060401         751.89        88564.28               90    No MI               100274130422161036                 7.6           20080301             15.6            7.6
    74055           55250       20060401         428.31        55226.65               85    No MI               100274130422160137                7.05           20080301            15.05           7.05
    74501           17500       20060401         179.33        17485.11              100    No MI               100274130422159832                   0                                   0              0
    74501           70000       20060401         548.19        69909.95               80    No MI               100274130422159824                 6.7           20080301             14.7            6.7
    74403           59250       20060301         595.81         59195.1               75    No MI               100274130422155178                7.25           20080201             17.7           7.25
    74432           69700       20060301         609.09        69605.74               85    No MI               100274130422152621                7.95           20080201            15.95           7.95
    74464           87550       20060401         726.61        87460.75               85    No MI               100274130422151151                7.35           20080301            15.35           7.35
    73119           72650       20060401         558.62        72520.99      94.97000122    No MI               100274130421161193                 6.5           20080301             14.5            6.5
    73013          160000       20060401        1154.56       159776.82               80    No MI               100274130421158835               5.825           20080301           13.825          5.825
    73505           96500       20060401         807.91        96403.68      79.41999817    No MI               100274130421157738                   7           20080301            15.45              7
    73132          116000       20060401         916.72       115867.41               80    No MI               100274130421156375                 6.8           20080301             14.8            6.8
    73505           15800       20060301         157.07        15782.99              100    No MI               100274130421153208                   0                                   0              0
    73507           52000       20060401         409.08        51939.96               65    No MI               100274130420159024                6.75           20080301            14.75           6.75
    75069          477600       20060401        3428.79       477348.35               80    No MI               100274130412161947                 6.3           20080301             14.3            6.3
    78640          117950       20060401          789.3       117875.02      79.98999786    No MI               100274130412160113                5.65           20080301            13.65           5.65
    77566           55800       20060401         450.99        55739.45               90    No MI               100274130412157309                7.05           20080301            15.05           7.05
    77379          299250       20060401        2626.13       298984.14               95    No MI               100274130412156871                   8           20080301               16              8
    75115           32900       20060201         308.35        32834.92      99.97000122    No MI               100274130412137400                   0                                   0              0
    93219          132000       20060401         941.11       131810.98               80    No MI               100274130313156715                 5.7           20080301             13.7            5.7
    93305          142500       20060301         996.38       142180.75               75    No MI               100274130313155964                 5.5           20080201             13.5            5.5
    93215          154000       20060301        1124.63       153684.78               80    No MI               100274130313151633                6.95           20080201            13.95           6.95
    95632          212000       20060401        1942.66       211948.11               80    No MI               100274130312162508                8.85           20080301            16.85           8.85
    90037          491200       20060401         3776.9       490602.76               80    No MI               100274130312160049                 6.5           20080301             14.5            6.5
    90201          400000       20060401        3061.49       399508.63               80    No MI               100274130312157458                6.45           20080301            14.45           6.45
    95640          236000       20060401        1614.43       235858.34               80    No MI               100274130312157136                5.75           20080301            13.85           5.75
    90023          336000       20060201        2619.35       334111.45               80    No MI               100274130312150578                7.65           20080101            14.65           7.65
    90501          118000       20060201        1150.57       117840.15              100    No MI               100274130312145974                   0                                   0              0
    92503          432000       20060401        3328.96       431814.19               90    No MI               100274130311162459                6.99           20080301            14.99           6.99
    92583          302000       20060401        2213.86       301592.56      79.94999695    No MI               100274130311159877                5.99           20080301            13.99           5.99
    92555          373500       20060401        2723.91       373311.64               90    No MI               100274130311159455                6.45           20080301            14.45           6.45
    91911          165000       20060401        1317.37       164936.27      37.93000031    No MI               100274130311158028                7.35           20080301            15.35           7.35
    92551          415000       20060401        2854.45       414754.46      86.45999908    No MI               100274130311156568                 5.9           20110301             13.9            5.9
    91768          328000       20060301        2317.62       327728.31               80    No MI               100274130311154894                6.15           20080201            14.15           6.15
    90011          107000       20060301         1096.5       106906.19              100    No MI               100274130311145108                   0                                   0              0
    90011          428000       20060301         3370.5          428000               80    No MI               100274130311145090                7.45           20080201            15.45           7.45
    93555          182750       20060401        1360.11       182511.33               85    No MI               100274130310154374                   0                                   0              0
    88101           16400       20060401         161.28        16370.82              100    No MI               100274130250160654                   0                                   0              0
    88101           65600       20060401         463.19        65504.25               80    No MI               100274130250159656                 5.6           20080301             13.6            5.6
    80108           80700       20060201         756.35        80578.17      99.30999756    No MI               100274130242146720                   0                                   0              0
    84062          151200       20060401         1011.8       151103.89               80    No MI               100274130232160913                5.65           20080301            13.65           5.65
    84119           27900       20060401         277.36        27882.27              100    No MI               100274130232160871                   0                                   0              0
    84119          111200       20060401         785.16        111037.7      79.94000244    No MI               100274130232160848                 5.6           20080301             13.6            5.6
    84604          496000       20060401        3761.21       495378.09               80    No MI               100274130232158016                6.35           20080301            14.35           6.35
    84103          155100       20060401        1101.77       155015.87      79.98999786    No MI               100274130232157232                 6.2           20080301             14.2            6.2
    85746          217550       20060401        1745.38        217467.2               95    No MI               100274130211161502                 7.4           20080301             15.4            7.4
    85747          169600       20060401        1259.48       169518.75      56.34999847    No MI               100274130211160280               6.625           20080301           14.625          6.625
    85032          228000       20060301        1585.31       227802.76               80    No MI               100274130211157914                   6           20080201               14              6
    85745          139400       20060401        1116.63       139245.55               85    No MI               100274130211157617                6.95           20080301            14.95           6.95
    86401          225250       20060401        1702.89       225147.51               85    No MI               100274130211156551                 6.8           20080301             14.8            6.8
    85706          123200       20060301         901.85       122870.17               80    No MI               100274130211155330               5.975           20080201           13.975          5.975
    86401           72850       20060201          677.3        72722.43      99.98999786    No MI               100274130211144888                   0                                   0              0
    99504           40300       20060401         397.55        40273.83              100    No MI               100274130172161814                   0                                   0              0
    99504          161200       20060401        1262.41        161011.9               80    No MI               100274130172161806                 6.7           20080301             14.7            6.7
    99503           82000       20060401         856.11        81910.55              100    No MI               100274130172161020                   0                                   0              0
    99503          328000       20060401        2746.04       327663.94               80    No MI               100274130172161012                7.45           20080301            15.45           7.45
    99508           73100       20060501         707.22        73075.05              100    No MI               100274130172154348                   0                                   0              0
    99508          292400       20060501        2044.07       292317.45               80    No MI               100274130172154348                6.05           20080401            14.05           6.05
    99518           93800       20060401         896.83        93733.52              100    No MI               100274130172154058                   0                                   0              0
    99518          375200       20060401        2524.71       374964.89               80    No MI               100274130172154033                 5.7           20080301             13.7            5.7
    99654           65000       20060401         678.62        64964.24              100    No MI               100274130172152029                   0                                   0              0
    99654          260000       20060401        2176.74        259740.5               80    No MI               100274130172152011                7.45           20080301            15.45           7.45
    99516           74000       20060101         718.73        73872.74              100    No MI               100274130172142426                   0                                   0              0
    99515           83500       20060101         826.89        83319.03              100    No MI               100274130172139950                   0                                   0              0
    99516          544000       20060301        3897.28        542840.7      78.83999634    No MI               100274130172134506                5.75           20090201            13.75           5.75
    59047          107200       20060401         744.06       107037.98               80    No MI               100274130162158879               5.425           20080301           13.425          5.425
    59072           50800       20060301         509.22        50386.92      94.94999695    No MI               100274130162151833                   0                                   0              0
    59834          240000       20060401        2132.82       239793.49               80    No MI               100274130161157500                7.95           20080301            16.15           7.95
    59102          180000       20060401        1191.18       179882.27               80    No MI               100274130161154234                5.55           20080301            13.55           5.55
    83406          135300       20060401         991.84       135117.46      84.55999756    No MI               100274130152162931                5.99           20080301            13.99           5.99
    83350           50000       20060301         427.74        49894.57      86.20999908    No MI               100274130152153765                 8.7           20080201             15.7            8.7
    96706          115900       20060201        1165.47       115756.14              100    No MI               100274130132148521                   0                                   0              0
    98683           72350       20060401         716.48        72303.52      99.98999786    No MI               100274130122154711                   0                                   0              0
    98683          289550       20060401        1937.62       289365.94               80    No MI               100274130122154703                5.65           20080301            13.65           5.65
    99216          161500       20060401        1283.17       161436.67               85    No MI               100274130121161386                 7.3           20080301             15.3            7.3
    98682           54900       20060201         520.75        54819.76              100    No MI               100274130121145280                   0                                   0              0
    97388          500000       20060401        3125.33       499623.24               80    No MI               100274130112159316                5.05           20080301            13.05           5.05
    97233          340000       20060401        2466.69       339826.01               80    No MI               100274130111160471                 6.4           20080301             14.4            6.4
    97535          261250       20060401        1981.08       260922.43               95    No MI               100274130111159432                6.35           20080301            14.35           6.35
    97224          259250       20060401         1566.3          259250               85    No MI               100274130111155315                5.25           20080301            13.25           5.25
    97058          148000       20060401        1012.44       147911.17               80    No MI               100274130111154177                5.85           20080301            13.85           5.85
    97478          108000       20060301        1185.46       107980.41               60    No MI               100274130111152882                11.1           20080201             19.1           11.1
    97002          224150       20060401         1660.3       224041.83      78.65000153    No MI               100274130111149565                 6.6           20080301             14.6            6.6
    97236           45600       20060201         398.49        45517.42              100    No MI               100274130111149391                   0                                   0              0
    32809           81250       20060501         773.15        81220.96               65    No MI               100255500000037209                7.99           20080401            16.99          10.99
    40160           62900       20060501         598.54        62877.52               85    No MI               100330706020112430                 5.5           20080401            16.99          10.99
    19061          405000       20060501        2946.38       404723.25               90    No MI               100076500000916615                   6           20080401            13.91           7.91
    19008          227500       20060501        1794.62       227369.92               65    No MI               100076500000945903                   6           20080401            14.78           8.78
    43123          140310       20060501        1168.08          140310      90.51999664    No MI               100330706020111622                 5.5           20080401            15.99           9.99
    20866          284000       20060301        1834.17          284000               80    No MI               100073800000326473                6.75           20080201            13.75           7.75
    85202          142500       20060501        1287.02       142441.45               75    No MI               100386100002112217                   6           20080401           16.345         10.345
    22554          304065       20060501        2598.49          304065               90    No MI               100386100002112100                 5.5           20080401           16.255         10.255
     8087          221400       20060401        1651.27          221400               90    No MI               100061102972252041                   3           20080301            14.95           8.95
     7067          390000       20060401        3386.56       389644.18      55.47999954    No MI               100061102972202210                8.25           20080301           15.875          9.875
    19050          147250       20060401        1106.24       147061.56               95    No MI               100061102972114282                8.25           20080301            14.25           8.25
    86326           40000       20060501         462.38        39963.62              100    No MI               100040788603000522                   0                                   0              0
    86326          160000       20060501        1388.77       159927.23               80    No MI               100040788603000514                 5.5           20080401            15.87           9.87
    32907          162000       20060501        1326.87       161915.13               60    No MI               100271100000216299                   6           20080401             15.2            9.2
    29853          216000       20060501           1593          216000               90    No MI               100271100000210573                 5.5           20080401            14.85           8.85
    85302          233750       20060501        1799.88          233750               85    No MI               100153220603001782                 5.5           20080401            15.24           9.24
    39204           57600       20060501         502.93        57574.19               90    No MI               100198900000045998                 5.5           20080401            15.94           9.94
    39204           63000       20060501         550.08        62971.77               90    No MI               100198900000046020                 5.5           20080401            15.94           9.94
    92683          295000       20060401        2030.46       294546.53      52.20999908    No MI               100091620020045574                5.75           20080301            13.34           7.34
    85308          185250       20060501        1084.56       185168.88               75    No MI               0.00E+00                           5.5           20080401             12.5            6.5
     8021           31400       20060501         297.37        31388.63              100    No MI               100386100002110799                   0                                   0              0
     8021          125600       20060501         921.18       125515.63               80    No MI               100386100002110708                 5.5           20080401           13.995          7.995
    49022           56250       20060501         540.36        56230.42               90    No MI               100330706020110657                 5.5           20080401            17.11          11.11
    49022           57150       20060501         549.01         57130.1               90    No MI               100330706020110590                 5.5           20080401            17.11            5.5
    20866           71000       20060301         729.23        70938.16              100    No MI               100073800000326499                   0                                   0              0
    33904           48000       20060401         589.58         47923.6              100    No MI               100202930601250063                   0                                   0              0
    33904          192000       20060401           1464          192000               80    No MI               100202930601230115                 5.5           20080301            15.15           9.15
    45764           67000       20060401         554.23        66976.85              100    No MI               100202930602150114                 5.5           20080301            14.72           9.72
    41042           29000       20060501         326.42        28972.04              100    No MI               100202930602110019                   0                                   0              0
    43227           86400       20060501         699.89        86384.11               80    No MI               100202930602130090                 5.5           20080401             14.5            5.5
    41042          116000       20060501         846.32       115921.21               80    No MI               0.00E+00                           5.5           20080401            13.94           7.94
    44320           97750       20060501          597.9           97750      82.83999634    No MI               100202930602100085                 5.5           20080401            13.34           7.34
    43130           18000       20060401         205.14        17966.04              100    No MI               100202930602140073                   0                                   0              0
    43130           72000       20060401         512.83        71896.81               80    No MI               0.00E+00                           5.5           20080301            13.69           7.69
    43022           45400       20060401         511.01        45312.01              100    No MI               100202930602140016                   0                                   0              0
    43022          181600       20060401        1459.89       181400.45               80    No MI               100202930602130116                   0                                   0              0
    23320          296000       20060401        2096.67          296000               80    No MI               100202930602140081                   0                                   0              0
    49058           46000       20060401         488.97        45899.42              100    No MI               100202930602130017                   0                                   0              0
    49058          184000       20060401        1180.67          184000               80    No MI               100202930602130124                 5.5           20080301             13.7            5.5
    98223          328000       20060401        2179.99       327459.65      74.55000305    No MI               100202930602020051                5.75           20080301            12.99           6.99
    22514           34000       20060501         361.82           34000              100    No MI               100386100002110476                   0                                   0              0
    22514          136000       20060501         986.57          136000               80    No MI               100386100002110435                 5.5           20080401           14.705          8.705
    60060          113000       20060401         828.37       112847.54      56.00999832    No MI               0.00E+00                          4.25           20080301            13.99           7.99
     1504          190000       20060401        1703.37       189425.27      51.63000107    No MI               0.00E+00                          6.25           20090301            14.95           8.95
    61523           63450       20060401         556.35        63393.49               75    No MI               0.00E+00                          4.25           20080301            15.99           9.99
    80220          188000       20060401        1412.38        187759.4               80    No MI               0.00E+00                          2.75           20090301            14.25           8.25
    90605          355000       20060401        1803.57          354800      67.18000031    No MI               0.00E+00                          4.75           20080301             12.1            6.1
    55439          262500       20060401        1826.46       262105.24      67.55000305    No MI               0.00E+00                             6           20090301            13.45           7.45
    60639          110000       20060401         884.29       109879.11      37.93000031    No MI               0.00E+00                          4.25           20080301            14.99           8.99
    95843          158000       20060401        1142.87       157780.71      47.88000107    No MI               0.00E+00                          6.75           20080301            13.85           7.85
    60120          180000       20060401        1319.52       179656.47      73.47000122    No MI               0.00E+00                          4.25           20090301            13.99           7.99
     6040          232400       20060401        1160.06          232400      69.58000183    No MI               0.00E+00                          2.75           20090301            11.99           5.99
    95814          585000       20060401        3895.12          585000               90    No MI               0.00E+00                             6           20080301            13.99           7.99
    55919          146000       20060401         934.85       145741.65      89.36000061    No MI               0.00E+00                          2.75           20090301           12.625          6.625
    60048          351592       20060401         2222.3       350954.57               80    No MI               0.00E+00                          2.75           20110301             12.5            6.5
    33065          143000       20060401         819.27          143000      87.19999695    No MI               0.00E+00                          2.75           20090301           12.875          6.875
     2893          292000       20060401        2508.73       291726.41               80    No MI               0.00E+00                          6.75           20080301            15.75           9.75
    90805          441000       20060401        2627.62          441000               90    No MI               0.00E+00                          5.75           20090301            13.15           7.15
    95758          293000       20060501        1550.46          293000      74.20999908    No MI               0.00E+00                           5.5           20090401            12.35           6.35
    60628           70250       20060401         615.97        70187.44      64.87999725    No MI               0.00E+00                          4.25           20080301            15.99           9.99
    20602          285000       20060401        1992.76       284575.64               95    No MI               0.00E+00                           5.5           20080301             13.5            7.5
    33411          342000       20060401         2251.5          342000               95    No MI               0.00E+00                          5.75           20090301             13.9            7.9
     2909          194750       20060401        1294.37       194429.17      83.94000244    No MI               0.00E+00                          5.25           20080301            12.99           6.99
     2915          190000       20060401        1306.25          190000               95    No MI               0.00E+00                          4.75           20080301            14.25           8.25
    61111           72000       20060401         631.32        71935.89      74.11000061    No MI               0.00E+00                          4.25           20080301            15.99           9.99
    60002          136800       20060401         909.22        136541.5               90    No MI               0.00E+00                          4.25           20090301            12.99           6.99
    94603          250000       20060401        1439.14        249464.2      53.74000168    No MI               0.00E+00                          2.75           20090301           11.625          5.625
    20772          438750       20060401         3561.9        438278.8      75.65000153    No MI               0.00E+00                          6.75           20080301             15.1            9.1
     6460          157000       20060401        1212.76       156811.04      71.36000061    No MI               0.00E+00                           6.5           20090301            14.55           8.55
    91754          540000       20060401           3195          540000               90    No MI               0.00E+00                           5.5           20080301             13.1            7.1
    60565          203000       20060401        1141.88          203000      59.43000031    No MI               0.00E+00                          2.75           20110301            12.75           6.75
    20774          310000       20060401        2383.63       309623.05      71.43000031    No MI               0.00E+00                           6.5           20080301             14.5            8.5
    20601          265000       20060401        1764.46       264999.56      86.05000305    No MI               0.00E+00                           5.5           20090301            13.99           7.99
    60430          128500       20060401        1057.14       128366.25      67.62999725    No MI               0.00E+00                          4.25           20080301            15.25           9.25
    20744          276000       20060401        2023.27       275627.62               80    No MI               0.00E+00                          6.25           20090301            13.99           7.99
    20743        168504.3       20060401        1235.25       168276.94               90    No MI               0.00E+00                          2.75           20110301            13.99           7.99
    60586          142000       20060401        1194.01       141859.74      79.77999878    No MI               0.00E+00                          4.25           20080301             15.5            9.5
    60639          220000       20060401        1576.11       219688.44      68.73000336    No MI               0.00E+00                          4.25           20080301            13.75           7.75
    94577          499999       20060401        2550.55          499699      53.83000183    No MI               0.00E+00                          2.75           20090301           12.125          6.125
    55433          197200       20060401        1622.32       196994.74               85    No MI               0.00E+00                          6.75           20080301            15.25           9.25
    93041          191500       20060401         977.45          191500      61.40000153    No MI               0.00E+00                          2.75           20090301           12.125          6.125
    20708          139000       20060401        1117.43       138847.25      79.61000061    No MI               0.00E+00                           6.5           20080301            14.99           8.99
     2864          204000       20060401         1426.4       203696.25               75    No MI               0.00E+00                          6.25           20080301             13.5            7.5
     6082          130900       20060401        1095.91       130769.35               70    No MI               0.00E+00                          6.75           20090301            15.45           9.45
     6280           91300       20060401         811.36        91221.42      49.34999847    No MI               0.00E+00                          6.75           20080301            16.15          10.15
    60643          182000       20060401        1303.87       181742.25      42.72000122    No MI               0.00E+00                          4.25           20090301            13.75           7.75
     2770          355000       20060401        2602.39       354470.72      90.76000214    No MI               0.00E+00                          2.75           20110301            13.99           7.99
     6339          437750       20060401        3601.26       437294.35               85    No MI               0.00E+00                          6.25           20090301            15.25           9.25
    92503          285500       20060401         1880.3       284965.78      75.12999725    No MI               0.00E+00                          6.25           20080301             12.9            6.9
     2817          198252       20060401        1404.28          198252      82.16999817    No MI               0.00E+00                          4.75           20080301             14.5            8.5
    91722          232666       20060401        1666.85        232336.5      50.88999939    No MI               0.00E+00                           6.5           20080301            13.75           7.75
     2645          245000       20060401         1840.6       244686.46      73.01999664    No MI               0.00E+00                             6           20090301            14.25           8.25
    91311          335000       20060401        2226.51        334374.2      72.04000092    No MI               0.00E+00                          6.25           20080301            12.99           6.99
    32713          400000       20060401         3779.1       399707.14      69.56999969    No MI               0.00E+00                          6.25           20080301             16.9           10.9
    90220          318750       20060401        2417.11       318350.33               85    No MI               0.00E+00                           6.5           20090301            14.35           8.35
    55024          167500       20060401        1408.43       167334.55      70.37999725    No MI               0.00E+00                          6.75           20080301             15.5            9.5
    92878          463500       20060401        3240.86        462771.9               90    No MI               0.00E+00                             6           20090301             13.5            7.5
    55376          273600       20060401        2270.69       273321.12               95    No MI               0.00E+00                          5.75           20090301            15.35           9.35
     2818          218700       20060401        1775.47       218465.12               90    No MI               0.00E+00                           6.5           20080301             15.1            9.1
    90044          321000       20060401        1869.83          321000      89.91999817    No MI               0.00E+00                          2.75           20090301            12.99           6.99
    90650          389000       20060401        2640.49       388385.18      77.80000305    No MI               0.00E+00                           6.5           20080301             13.2            7.2
    95363          355238       20060401        2069.26          355238      79.83000183    No MI               0.00E+00                             6           20080301            12.99           6.99
    90001          336500       20060401        2352.86       335998.97      82.06999969    No MI               0.00E+00                          5.25           20080301             13.5            7.5
     1982          405000       20060501        2968.92       404727.69               90    No MI               0.00E+00                             6           20080401            13.99           7.99
    60010          467500       20060401        3397.82       466857.67               85    No MI               0.00E+00                          4.25           20080301             13.9            7.9
    55117          166400       20060401        1393.12       166233.91               80    No MI               0.00E+00                           6.5           20080301            15.45           9.45
    91748          450000       20060401        3476.07       449458.44      89.11000061    No MI               0.00E+00                           6.5           20080301            14.55           8.55
    33175          314500       20060401        2541.86       314158.68               85    No MI               0.00E+00                           6.5           20080301            15.05           9.05
     1702          255000       20060401        1527.21       254490.05      59.86000061    No MI               0.00E+00                          2.75           20090301            11.99           5.99
    91722          218000       20060401        1905.01       216565.89      47.90999985    No MI               0.00E+00                             6           20080301            12.55           6.55
    55127          266000       20060401        2285.35       265750.77               95    No MI               0.00E+00                           5.5           20090301            15.75           9.75
    55443          134925       20060401        1119.79       134787.47               75    No MI               0.00E+00                          6.75           20080301            15.35           9.35
    55069          138000       20060401         988.65       137804.57               60    No MI               0.00E+00                           5.5           20080301            13.75           7.75
     2368          180000       20060401        1064.77       179632.06      51.25999832    No MI               0.00E+00                          2.75           20110301           11.875          5.875
    91342          414000       20060401        2479.48       413172.08      75.26999664    No MI               0.00E+00                             6           20080301            11.99           5.99
    91335          490000       20060401        4102.32       489510.92      80.33000183    No MI               0.00E+00                           5.5           20080301            15.45           9.45
    33407          217500       20060401        1765.73        217266.4               75    No MI               0.00E+00                          6.75           20080301             15.1            9.1
    60050          108360       20060401         770.32       108204.04               90    No MI               0.00E+00                          4.25           20080301            13.67           7.67
    91748          460750       20060401         3034.5       459977.39      92.15000153    No MI               0.00E+00                             5           20080301             12.9            6.9
    60607          295000       20060401        2162.55          294602      89.38999939    No MI               0.00E+00                          4.25           20080301            13.99           7.99
     1077          105000       20060401         937.01        104910.6      61.04999924    No MI               0.00E+00                           6.5           20080301             16.2           10.2
    93552          352800       20060401        2323.54        352208.4               90    No MI               0.00E+00                             6           20090301             12.9            6.9
    60103          271080       20060401        1750.73          271080      89.48999786    No MI               0.00E+00                          2.75           20110301            13.75           7.75
    92307           80000       20060401         391.67           80000      38.29999924    No MI               0.00E+00                          2.75           20090301           11.875          5.875
     6516          176000       20060401        1492.76       175829.78               80    No MI               0.00E+00                          6.75           20080301             15.6            9.6
    90302          445000       20060401        2221.29          445000      89.90000153    No MI               0.00E+00                          2.75           20090301            11.99           5.99
    21209          169300       20060401        1098.08       169007.64      89.62000275    No MI               0.00E+00                          2.75           20090301            12.75           6.75
    20743          192700       20060401         1481.7        191938.5      73.83999634    No MI               0.00E+00                          6.25           20080301             14.5            8.5
    91740          277653       20060401        1359.34          277653      67.02999878    No MI               0.00E+00                          2.75           20090301           11.875          5.875
    55371          182400       20060401           1102          182400               95    No MI               0.00E+00                          5.25           20080301            13.25           7.25
    91104          360000       20060401        2392.67       359406.92      54.18000031    No MI               0.00E+00                          5.25           20080301            12.99           6.99
    95240          342240       20060401        1818.15          342240               80    No MI               0.00E+00                          2.75           20110301           12.375          6.375
    93536          486000       20060401        4211.23       485554.22               90    No MI               0.00E+00                           6.5           20080301            15.85           9.85
    60074          177300       20060401        1245.78       177038.62               90    No MI               0.00E+00                          4.25           20080301            13.55           7.55
    33150          166500       20060401         967.42       166081.52               90    No MI               0.00E+00                          2.75           20090301            12.99           6.99
    33441          212500       20060401        1794.57       212292.31               85    No MI               0.00E+00                          6.25           20090301            15.55           9.55
    33063          292500       20060401        1876.87          292500               90    No MI               0.00E+00                             6           20080301             13.7            7.7
    90745          621000       20060401        4652.32          621000               90    No MI               0.00E+00                             6           20090301            14.99           8.99
     2451          544000       20060401        4279.65       543371.73               85    No MI               0.00E+00                          6.75           20080301            14.75           8.75
    92117          485000       20060401         3097.5       484137.64      87.38999939    No MI               0.00E+00                          5.25           20090301             12.6            6.6
    55024          228000       20060401        1680.94        227696.1      89.83000183    No MI               0.00E+00                             6           20080301            14.05           8.05
    60558          395967       20060401        2928.51          395967      89.98999786    No MI               0.00E+00                          2.75           20110301           14.875          8.875
     1201           90000       20060401         860.49        89936.21      89.11000061    No MI               0.00E+00                             6           20080301            17.05          11.05
     2804          170500       20060401           1311       170292.69      67.37000275    No MI               0.00E+00                          6.25           20080301             14.5            8.5
    60073          166500       20060401        1106.61       166031.18               90    No MI               0.00E+00                          2.75           20090301            12.99           6.99
    55068          226500       20060401        1717.57          226216      88.72000122    No MI               0.00E+00                          6.25           20080301            14.35           8.35
    95307          260511       20060401        1517.48          260511      78.94000244    No MI               0.00E+00                             6           20090301            12.99           6.99
    20740          306000       20060401        2708.01       305733.86               85    No MI               0.00E+00                             6           20090301             16.1           10.1
    33312          220000       20060401        1365.83          220000      68.80999756    No MI               0.00E+00                           5.5           20090301            13.45           7.45
    55316          225000       20060401        1573.23       224664.98      82.16000366    No MI               0.00E+00                          5.75           20090301             13.5            7.5
    21207          147496       20060401        1181.48       147332.56      81.48999786    No MI               0.00E+00                           6.5           20080301            14.95           8.95
    80537           66500       20060401         600.86        66445.17      47.15999985    No MI               0.00E+00                          6.75           20090301            16.35          10.35
    20747          165000       20060401        1280.42       164803.46      69.95999908    No MI               0.00E+00                          6.25           20080301             14.6            8.6
    90221          380000       20060401        1860.42          380000               76    No MI               0.00E+00                          2.75           20090301           11.875          5.875
    60085          112000       20060401        1003.63        111123.5               80    No MI               0.00E+00                          4.25           20080301            16.25          10.25
     6605          132000       20060401        1134.08       131876.32               80    No MI               0.00E+00                          6.75           20090301            15.75           9.75
     6320           79000       20060401         716.74        78902.02      27.23999977    No MI               0.00E+00                           5.5           20090301             16.4           10.4
    60101          115040       20060401         967.32       114926.38      47.93000031    No MI               0.00E+00                          4.25           20080301             15.5            9.5
    92553          238175       20060401        1309.96          238175      62.43000031    No MI               0.00E+00                          5.25           20090301             12.6            6.6
    60609          144000       20060401        1117.46       143828.47               80    No MI               0.00E+00                          4.25           20080301             14.6            8.6
    60041           71000       20060401            610        70933.49      49.49000168    No MI               0.00E+00                          4.25           20080301            15.75           9.75
     2808          204250       20060401        1357.51       203913.52      84.54000092    No MI               0.00E+00                          5.25           20080301            12.99           6.99
    60623          297000       20060401         2325.9       296653.34               90    No MI               0.00E+00                          4.25           20080301             14.7            8.7
    91977          317000       20060401        2106.88       316477.76      69.44000244    No MI               0.00E+00                           5.5           20090301            12.99           6.99
    92404          401000       20060401        2654.41        399297.4      81.34999847    No MI               0.00E+00                          5.25           20090301            12.95           6.95
    90019          212500       20060401        1557.77       210651.75      32.20000076    No MI               0.00E+00                             6           20080301            13.99           7.99
     2891          286000       20060401        1620.67          286000      81.70999908    No MI               0.00E+00                             5           20080301             12.8            6.8
    60630          375000       20060401        2496.87          375000      83.33000183    No MI               0.00E+00                          4.25           20080301            13.99           7.99
    55128          216000       20060401        1547.45        215694.1      87.09999847    No MI               0.00E+00                             6           20090301            13.75           7.75
    33060          180000       20060401        1333.35        179762.5      68.18000031    No MI               0.00E+00                          6.75           20090301             14.1            8.1
    91605          442500       20060401        2724.55       441607.06      83.48999786    No MI               0.00E+00                          6.25           20080301            12.25           6.25
    55318          188750       20060401        1120.71          188750      89.98999786    No MI               0.00E+00                          2.75           20090301           13.125          7.125
    21012          221000       20060401        1590.91       220690.16      58.20000076    No MI               0.00E+00                          6.25           20080301             13.8            7.8
    55060          161900       20060401        1301.52        161722.1      89.98999786    No MI               0.00E+00                           6.5           20080301            14.99           8.99
    91792          475000       20060401        2569.25       474322.92      83.19000244    No MI               0.00E+00                          5.25           20080301             12.5            6.5
    91326          255000       20060401           1783       254620.32      45.54000092    No MI               0.00E+00                           6.5           20080301             13.5            7.5
    55355          213543       20060401        1702.87       213303.39               90    No MI               0.00E+00                          6.25           20090301             14.9            8.9
     6513          184500       20060401        1517.84       184307.96               90    No MI               0.00E+00                          6.25           20080301            15.25           9.25
    92345          220000       20060401        1412.32       219609.35      84.65000153    No MI               0.00E+00                           5.5           20090301            12.65           6.65
    55128           77300       20060401         501.37        77166.51      34.99000168    No MI               0.00E+00                          2.75           20110301            12.75           6.75
    60645          258750       20060401        2044.83       258454.24               75    No MI               0.00E+00                          4.25           20080301             14.8            8.8
    92831          499999       20060401        3880.05       499403.41      79.36000061    No MI               0.00E+00                          6.75           20080301             14.6            8.6
    91945          407500       20060401           2445          407500      87.66999817    No MI               0.00E+00                           5.5           20090301             13.2            7.2
    56345          145800       20060401        1172.09       145639.78               90    No MI               0.00E+00                           6.5           20080301            14.99           8.99
    60435          202000       20060401        1735.49       201810.73      89.77999878    No MI               0.00E+00                          4.25           20080301            15.75           9.75
    55315          693000       20060401        4706.62          693000               90    No MI               0.00E+00                          5.75           20080301            14.15           8.15
     1364          137790       20060401         1275.9       137683.51               90    No MI               0.00E+00                             6           20080301            16.65          10.65
     2904          161000       20060401         1215.2       160796.04      69.09999847    No MI               0.00E+00                          6.75           20090301             14.3            8.3
    90601          375000       20060401        2407.37       374339.69      67.93000031    No MI               0.00E+00                             6           20080301            12.65           6.65
    56560           27810       20060401         213.83        27776.18              100    No MI               0.00E+00                             0                                   0              0
    94514          320000       20060401        2449.19       319606.88      78.81999969    No MI               0.00E+00                          6.75           20080301            14.45           8.45
    33161          323000       20060401        2059.13          323000               95    No MI               0.00E+00                          5.25           20080301            13.65           7.65
    92557          299000       20060401        2142.07       298417.62      72.87000275    No MI               0.00E+00                          5.75           20080301            13.75           7.75
    90501          725000       20060401        4047.92          725000      82.86000061    No MI               0.00E+00                          5.25           20090301             12.7            6.7
    55024          330600       20060401        2201.24          330600               95    No MI               0.00E+00                          5.75           20080301            13.99           7.99
    93591          200000       20060401        1559.14       199764.21               80    No MI               0.00E+00                          6.75           20080301            14.65           8.65
    55056          288000       20060401        2073.23       287596.23      82.29000092    No MI               0.00E+00                          6.25           20080301             13.8            7.8
    55069          185500       20060401        1035.71          185500      77.29000092    No MI               0.00E+00                           5.5           20080301             12.7            6.7
     2124          356000       20060401        2687.03       355472.49      69.80000305    No MI               0.00E+00                          5.75           20080301             14.3            8.3
    55055          181450       20060401         1325.1        181203.2               95    No MI               0.00E+00                          5.75           20080301            13.95           7.95
    21643          147150       20060401         1434.8       147051.24               90    No MI               0.00E+00                             6           20080301             17.3           11.3
    56560          111240       20060401         732.63       111053.47               80    No MI               0.00E+00                          5.25           20080301             12.9            6.9
    21774          218000       20060401        1413.94       217623.54      74.12000275    No MI               0.00E+00                           5.5           20080301            12.75           6.75
     1364          134400       20060401        1169.54       134278.02               80    No MI               0.00E+00                          6.75           20080301             15.9            9.9
    60636          148000       20060401         1122.3       147814.42      64.91000366    No MI               0.00E+00                          4.25           20080301            14.35           8.35
    60628          108000       20060401         946.98       107903.84      74.27999878    No MI               0.00E+00                          4.25           20090301            15.99           9.99
     2861          152000       20060401        1141.93       151794.01      57.36000061    No MI               0.00E+00                           5.5           20080301            14.25           8.25
    90746          361000       20060401        2135.92          361000      65.63999939    No MI               0.00E+00                          5.25           20090301             13.1            7.1
    91352          405000       20060401        2691.76        404332.8      77.54000092    No MI               0.00E+00                          5.75           20080301            12.99           6.99
    55406          228000       20060401        1462.89        227982.9               95    No MI               0.00E+00                             5           20090301             13.7            7.7
    56551          205200       20060401        1649.61       204974.52               90    No MI               0.00E+00                             6           20080301            14.99           8.99
    21244          153750       20060401           1236       153580.19               75    No MI               0.00E+00                          6.75           20080301            14.99           8.99
    92841           75000       20060401         655.41        74932.66      17.04999924    No MI               0.00E+00                           6.5           20090301            15.95           9.95
    55337          166500       20060401        1400.02       166335.55               90    No MI               0.00E+00                           6.5           20090301             15.5            9.5
    21229          133200       20060401        1057.41       133049.31               90    No MI               0.00E+00                          6.25           20080301            14.85           8.85
     2364          264000       20060401        1668.66       263521.39      77.41999817    No MI               0.00E+00                          2.75           20090301             12.5            6.5
    95842          166250       20060401         983.35          166200               95    No MI               0.00E+00                           5.5           20080301             13.1            7.1
    90062          356500       20060401        1708.23          356500             77.5    No MI               0.00E+00                          5.25           20090301            11.75           5.75
    60618          185400       20060401        1625.65       185234.93               90    No MI               0.00E+00                          4.25           20080301            15.99           9.99
    80010          129440       20060401         900.64       129245.33      69.97000122    No MI               0.00E+00                             6           20090301            13.45           7.45
    60192          306000       20060401        1721.25          306000      88.69999695    No MI               0.00E+00                          2.75           20090301            12.75           6.75
     1507          254000       20060401        2257.24       253781.44      64.80000305    No MI               0.00E+00                          6.75           20080301            16.15          10.15
    21113          293250       20060401        2357.45       292927.76               85    No MI               0.00E+00                          6.75           20080301            14.99           8.99
    60133          161820       20060401        1186.25       161601.68               90    No MI               0.00E+00                          4.25           20080301            13.99           7.99
    91106          314000       20060401        2282.17       313568.58      69.77999878    No MI               0.00E+00                          6.75           20080301             13.9            7.9
    93552           80724       20060401         474.25           80724      24.94000053    No MI               0.00E+00                           5.5           20080301            13.05           7.05
    20602          268000       20060401        2214.49        267723.6               80    No MI               0.00E+00                          6.75           20080301             15.3            9.3
    21229          100800       20060401            567          100800               90    No MI               0.00E+00                          2.75           20090301            12.75           6.75
    60074          290880       20060301        2114.13       290278.52               90    No MI               0.00E+00                          4.25           20080201             13.9            7.9
    55433          161500       20060401        1063.21          161500               95    No MI               0.00E+00                           5.5           20080301             13.9            7.9
    94518          215000       20060401        1653.16       214738.57      66.66999817    No MI               0.00E+00                          6.25           20080301             14.5            8.5
    90503          410000       20060401        2084.17          410000      42.02999878    No MI               0.00E+00                          5.25           20090301             12.1            6.1
    55040          214000       20060301         1562.8       213561.93      72.30000305    No MI               0.00E+00                           6.5           20090201            13.95           7.95
    33311          158000       20060301        1164.86       157683.05      55.43999863    No MI               0.00E+00                          6.75           20080201            14.05           8.05
    91977          425000       20060401        3252.83       424477.91               85    No MI               0.00E+00                          6.75           20090301            14.45           8.45
    91331          305000       20060301        2235.86       304380.69      70.93000031    No MI               0.00E+00                           6.5           20080201            13.99           7.99
    60459          204531       20060401        1465.29       204241.35               90    No MI               0.00E+00                          2.75           20090301            13.75           7.75
    90601          453000       20060401        2397.12          453000      76.06999969    No MI               0.00E+00                             5           20080301            12.35           6.35
    60652          182000       20060401        1457.87       181798.33      89.66000366    No MI               0.00E+00                          4.25           20080301            14.95           8.95
    55109          175000       20060401        1452.38       174821.61      81.40000153    No MI               0.00E+00                           6.5           20090301            15.35           9.35
    33073          255000       20060301        1460.94          255000      69.66999817    No MI               0.00E+00                          2.75           20110201           12.875          6.875
    55119          209500       20060401        1365.78       209141.74      80.58000183    No MI               0.00E+00                          5.25           20080301             12.8            6.8
    91744          196000       20060401        1337.07       195693.27      45.09999847    No MI               0.00E+00                           5.5           20080301            13.25           7.25
    56338          184750       20060401        1400.97        184469.5      58.65000153    No MI               0.00E+00                          6.25           20080301            14.35           8.35
    55906          171000       20060301        1195.66       170616.89      88.13999939    No MI               0.00E+00                             6           20080201             13.5            7.5
    60101          234000       20060301        1820.03       233582.55      86.66999817    No MI               0.00E+00                          2.75           20090201           14.625          8.625
    92530          180400       20060401        1074.73       180374.89      55.90000153    No MI               0.00E+00                             6           20090301            13.15           7.15
    55441          291000       20060301         2289.3       290494.05               75    No MI               0.00E+00                          6.75           20080201            14.75           8.75
    91792          142000       20060401         911.59       141749.95      30.48999977    No MI               0.00E+00                          4.75           20080301            12.65           6.65
    55412          168770       20060301         1297.7       168461.08      84.66000366    No MI               0.00E+00                          6.25           20090201             14.5            8.5
    20747          161953       20060301        1291.47          161680      64.77999878    No MI               0.00E+00                          6.75           20080201             14.9            8.9
    90706          260000       20060401        1729.79       259572.51      55.31999969    No MI               0.00E+00                           6.5           20080301               13              7
    95822          260100       20060301        2090.95       259669.66               85    No MI               0.00E+00                           6.5           20080201            14.99           8.99
    55398          320000       20060401        2292.52       319546.84      82.90000153    No MI               0.00E+00                             6           20080301            13.75           7.75
    20744          275000       20060301        2037.06        274453.9      72.37000275    No MI               0.00E+00                           6.5           20080201             14.1            8.1
     2149          328000       20060401        3160.85       327772.56               80    No MI               0.00E+00                          6.75           20080301            17.15          11.15
    60647          495000       20060301        3979.32       494181.04               90    No MI               0.00E+00                          2.75           20090201            14.99           8.99
    60018          136500       20060401        1000.64       135560.84      45.68000031    No MI               0.00E+00                          4.25           20080301            13.99           7.99
    55119          180000       20060401        1592.95       179843.44               90    No MI               0.00E+00                          5.75           20080301             16.1           10.1
    91754          460000       20060301        2922.66       458757.77      79.30999756    No MI               0.00E+00                           5.5           20080201            12.55           6.55
    56662          193000       20060401        1559.87       192790.53      60.72999954    No MI               0.00E+00                          6.75           20080301            15.05           9.05
    33028          240000       20060401           1510          240000      84.20999908    No MI               0.00E+00                           5.5           20090301            13.55           7.55
    33953          175000       20060301        1382.98       174698.86      53.84999847    No MI               0.00E+00                          6.25           20090201             14.8            8.8
     6255          147140       20060301        1173.35       146891.99      84.08000183    No MI               0.00E+00                             6           20080201             14.9            8.9
    60192          256500       20060301        2249.08          256156               90    No MI               0.00E+00                          4.25           20080201            15.99           9.99
     6513          147000       20060401        1053.13       146776.37      79.45999908    No MI               0.00E+00                             6           20090301            13.75           7.75
     1752          287460       20060301        1699.62          287260               90    No MI               0.00E+00                           5.5           20080201             13.1            7.1
    90037          385000       20060401        2045.31       384999.32      69.81999969    No MI               0.00E+00                          2.75           20110301           12.375          6.375
    91748          352000       20060301        2038.67          352000      56.68999863    No MI               0.00E+00                          5.25           20080201            12.95           6.95
    60416          137500       20060301        1096.48       137268.22      88.70999908    No MI               0.00E+00                          4.25           20080201             14.9            8.9
    55420          153000       20060401         749.07          153000      66.77999878    No MI               0.00E+00                          2.75           20090301           11.875          5.875
    21617          258179       20060301         1867.5       257639.75               86    No MI               0.00E+00                          5.25           20080201            13.85           7.85
    92508          313000       20060401         2406.7       312607.67      69.55999756    No MI               0.00E+00                          6.75           20090301             14.5            8.5
     1462          382000       20060301        3018.85       381342.65      72.08000183    No MI               0.00E+00                          6.75           20080201             14.8            8.8
    21236          243200       20060301        2009.56       242820.21               80    No MI               0.00E+00                          6.75           20080201             15.3            9.3
     1752          277259       20060401         2171.3       276935.47      72.95999908    No MI               0.00E+00                          6.75           20080301             14.7            8.7
    55810          185000       20060401        1589.44       184816.03      71.15000153    No MI               0.00E+00                          6.75           20090301            15.75           9.75
    21207          194000       20060301         1242.2       193483.66      79.80000305    No MI               0.00E+00                          2.75           20110201           12.625          6.625
    60504          270750       20060301        1984.78       270200.21               95    No MI               0.00E+00                          4.25           20080201            13.99           7.99
    20743          175700       20060401         1540.6       175543.23      72.44999695    No MI               0.00E+00                          6.75           20090301            15.99           9.99
    33309          215998       20060301        1736.41       215640.64      78.83000183    No MI               0.00E+00                           6.5           20080201            14.99           8.99
    33351          207000       20060301        1702.94       206578.44               90    No MI               0.00E+00                             6           20080201            15.25           9.25
    60640          192000       20060301        1476.31       191648.57      84.18000031    No MI               0.00E+00                          4.25           20080201             14.5            8.5
    55375          297000       20060301        2127.74       296367.05               90    No MI               0.00E+00                          5.75           20080201            13.75           7.75
    55117          156750       20060301        1122.98       156415.94               95    No MI               0.00E+00                          5.75           20080201            13.75           7.75
    20716          203966       20060301        1597.32       203607.68      62.95000076    No MI               0.00E+00                             6           20090201             14.7            8.7
    94509          380000       20060301        2948.84       379318.59               80    No MI               0.00E+00                          6.25           20080201             14.6            8.6
    20772          174300       20060401        1421.31       174114.73            62.25    No MI               0.00E+00                          6.75           20080301            15.15           9.15
    60652          172000       20060301        1522.15       171774.67               80    No MI               0.00E+00                          4.25           20080201             16.1           10.1
    95206          426000       20060401         3200.4       425454.83      89.81999969    No MI               0.00E+00                           5.5           20080301            14.25           8.25
    60634          235000       20060301        1732.54       234528.58      65.27999878    No MI               0.00E+00                          4.25           20080201            14.05           8.05
    60647          312000       20060301        2287.17       311366.46      91.76000214    No MI               0.00E+00                          4.25           20080201            13.99           7.99
    60068          430000       20060301         3291.1       429204.85      69.34999847    No MI               0.00E+00                          4.25           20080201            14.45           8.45
    21229          120000       20060301         948.33       119793.06      84.69000244    No MI               0.00E+00                          5.75           20080201             14.8            8.8
    21224          155500       20060301        1045.01       155122.87      94.23999786    No MI               0.00E+00                          5.25           20080201             13.1            7.1
    21221          184000       20060301        1527.08       183717.58      84.40000153    No MI               0.00E+00                             6           20080201            15.35           9.35
    21144          180000       20060301        1258.59       179596.72      50.81999969    No MI               0.00E+00                          6.25           20080201             13.5            7.5
    61081           71000       20060401         622.55        70936.77      60.27000046    No MI               0.00E+00                          4.25           20080301            15.99           9.99
    55076          160000       20060401        1398.21       159856.32               80    No MI               0.00E+00                           6.5           20080301            15.95           9.95
     1056          174000       20060301        1264.64       173638.16      80.93000031    No MI               0.00E+00                           5.5           20080201             13.9            7.9
    90805          214500       20060301        1672.18       213277.18      68.09999847    No MI               0.00E+00                          6.75           20090201            14.65           8.65
    92113          378000       20060301        2708.04       377194.45      87.91000366    No MI               0.00E+00                             6           20090201            13.75           7.75
    95667          212000       20060301        1439.03       211495.87      44.16999817    No MI               0.00E+00                           5.5           20090201             13.2            7.2
    21206          130000       20060301        1045.07       129784.24      59.63000107    No MI               0.00E+00                          6.75           20080201            14.99           8.99
    92054          211000       20060301        1652.41       210629.12      75.36000061    No MI               0.00E+00                           6.5           20090201             14.7            8.7
    33411          176000       20060301        1322.23       175660.99      69.01999664    No MI               0.00E+00                             6           20080201            14.25           8.25
    95203          150498       20060301        1062.63       150167.48      57.52999878    No MI               0.00E+00                             6           20090201             13.6            7.6
    91766          290500       20060301        1677.74       289682.48               87    No MI               0.00E+00                          5.25           20080201            12.95           6.95
    55301          279000       20060301         2018.1       278417.25               90    No MI               0.00E+00                             6           20080201            13.85           7.85
     1501          111000       20060301         921.22       110829.62      66.47000122    No MI               0.00E+00                             6           20080201            15.35           9.35
    92840          399999       20060301        2658.52       399007.67      64.20999908    No MI               0.00E+00                          6.75           20080201            12.99           6.99
     2889          202000       20060301        1589.13       201637.77      74.80999756    No MI               0.00E+00                           6.5           20080201            14.75           8.75
    90602          332000       20060401        2206.58       331453.05      51.08000183    No MI               0.00E+00                             6           20080301            12.99           6.99
    92313          343400       20060301        3011.04       342939.46      84.79000092    No MI               0.00E+00                          6.25           20090201            15.99           9.99
    55075          189000       20060401        1453.25       188770.19      85.91000366    No MI               0.00E+00                             6           20080301             14.5            8.5
    60073          134300       20060301        1218.47       134134.96               85    No MI               0.00E+00                          4.25           20080201             16.4           10.4
    20744          250000       20060301        2277.51       249696.09      78.12999725    No MI               0.00E+00                          6.75           20080201            16.45          10.45
    55426          174100       20060301        1457.58        173838.3      86.80000305    No MI               0.00E+00                          5.75           20080201            15.45           9.45
    90002          335000       20060401        2117.43       334392.66      84.80999756    No MI               0.00E+00                             6           20080301             12.5            6.5
    60605          549000       20060401         4240.8       548339.29      86.45999908    No MI               0.00E+00                          4.25           20080301            14.55           8.55
    92557          342000       20060301        2497.56       341299.92      80.47000122    No MI               0.00E+00                          6.25           20080201            13.95           7.95
    33023          117000       20060401         670.31       116999.55      75.48000336    No MI               0.00E+00                          2.75           20110301           12.875          6.875
    95204          211273       20060301        1188.41          211273      69.33999634    No MI               0.00E+00                          5.25           20090201            12.75           6.75
    92335          293250       20060301        2203.09       292685.14               85    No MI               0.00E+00                          6.25           20090201            14.25           8.25
    33147          110000       20060301         841.91       109492.03      60.11000061    No MI               0.00E+00                          6.75           20080201            14.45           8.45
    60471           60000       20060301          526.1        59919.54      88.55000305    No MI               0.00E+00                          4.25           20090201            15.99           9.99
    21040          174800       20060401        1270.46       174559.29               95    No MI               0.00E+00                          5.75           20080301             13.9            7.9
    60563          360000       20060301        2492.57       359177.24               80    No MI               0.00E+00                          4.25           20080201             13.4            7.4
    91767          204000       20060301           1156          204000      70.83999634    No MI               0.00E+00                          5.25           20080201             12.8            6.8
    80138          150000       20060301        1013.11       149639.75      42.86000061    No MI               0.00E+00                             5           20090201            13.15           7.15
    90805          430000       20060301        2146.42          430000      78.18000031    No MI               0.00E+00                           5.5           20080201            11.99           5.99
    91001          220000       20060301        1583.72       219535.84      40.74000168    No MI               0.00E+00                          6.75           20080201             13.8            7.8
    92530          441000       20060401        3159.38       440375.47               70    No MI               0.00E+00                           6.5           20090301            13.75           7.75
    55107          113600       20060301         877.51       113394.18               80    No MI               0.00E+00                          6.75           20080201            14.55           8.55
    60015          372712       20060301        2580.58       371860.17               90    No MI               0.00E+00                          4.25           20080201             13.4            7.4
    55311          551000       20060401        3947.43       550217.11               95    No MI               0.00E+00                           5.5           20080301            13.75           7.75
    21215          145000       20060401        1079.16       144810.62      53.70000076    No MI               0.00E+00                          6.75           20080301            14.15           8.15
    20634          275000       20060301        1989.17       274425.59      88.70999908    No MI               0.00E+00                             6           20080201            13.85           7.85
    60626          413214       20060301        3236.01       412488.11               90    No MI               0.00E+00                          4.25           20080201             14.7            8.7
    33445          112000       20060301         900.37       111814.68      74.66999817    No MI               0.00E+00                           6.5           20090201            14.99           8.99
    55448          154500       20060301         1112.2       154174.04      77.09999847    No MI               0.00E+00                          6.25           20080201             13.8            7.8
    94520          346000       20060301        2360.33       345185.37      67.83999634    No MI               0.00E+00                          6.75           20080201            13.25           7.25
    33024          222500       20060301        1270.11          222500      81.80000305    No MI               0.00E+00                          5.25           20090201            12.85           6.85
    21801          130000       20060301         976.65       129746.19      73.61000061    No MI               0.00E+00                          6.25           20080201            14.25           8.25
    94509          419200       20060301        2637.47          419200      89.95999908    No MI               0.00E+00                             6           20080201            13.55           7.55
     6511          139500       20060401        1162.83       139359.29               90    No MI               0.00E+00                          6.25           20090301             15.4            9.4
    20602          195000       20060301        1625.46       194703.81      87.44000244    No MI               0.00E+00                          5.75           20080201             15.4            9.4
    55443          348000       20060401        2338.67       347438.99      85.90000153    No MI               0.00E+00                           5.5           20080301             13.1            7.1
     1020          150000       20060301        1153.37       149725.43      81.73999786    No MI               0.00E+00                             6           20080201             14.5            8.5
    20634           79000       20060301          692.7        78894.05      46.47000122    No MI               0.00E+00                          6.75           20080201            15.99           9.99
    60425          130600       20060301        1027.43        130372.9      81.62999725    No MI               0.00E+00                          4.25           20080201            14.75           8.75
    55448          194000       20060301        1484.82       193565.95      79.51000214    No MI               0.00E+00                          6.25           20090201            14.45           8.45
    92397          252000       20060301        1805.36       251462.97               90    No MI               0.00E+00                             6           20090201            13.75           7.75
     2893          103500       20060301         825.35       103325.44      49.29000092    No MI               0.00E+00                           6.5           20080201             14.9            8.9
    90022          369000       20060301        2229.37          369000               90    No MI               0.00E+00                          2.75           20110201            13.25           7.25
     6384          125000       20060301        1028.34       124804.07      67.56999969    No MI               0.00E+00                          6.75           20090201            15.25           9.25
    20746          132000       20060301        1052.62       131777.49      48.88999939    No MI               0.00E+00                             6           20080201             14.9            8.9
    60126          292000       20060301        1884.21       291234.08      84.63999939    No MI               0.00E+00                          4.25           20080201             12.7            6.7
    91436          490200       20060301        4050.53        489439.7      64.72000122    No MI               0.00E+00                          6.25           20080201             15.3            9.3
    90018          305000       20060301        2291.36        304412.5      53.50999832    No MI               0.00E+00                          6.75           20090201            14.25           8.25
    92503          495000       20060301        3628.68       493994.89      89.19000244    No MI               0.00E+00                           6.5           20090201            13.99           7.99
    21224          160000       20060301        1293.16       159738.56      89.44000244    No MI               0.00E+00                             5           20080201            15.05           9.05
    60651          170000       20060301        1490.62          169772      70.83000183    No MI               0.00E+00                          4.25           20080201            15.99           9.99
     6484          221000       20060401        1794.14       220762.64      53.90000153    No MI               0.00E+00                           6.5           20080301             15.1            9.1
    21093          232000       20060401        1959.25       231773.24      73.88999939    No MI               0.00E+00                          6.75           20080301            15.55           9.55
    80233          118325       20060301         888.94       118097.07      59.15999985    No MI               0.00E+00                           6.5           20080201            14.25           8.25
    80232          209000       20060301        1454.21       208527.07               95    No MI               0.00E+00                          5.75           20090201            13.45           7.45
     2368          367000       20060301        2641.92        366225.7      89.94999695    No MI               0.00E+00                          5.25           20080201             13.8            7.8
    60617          142800       20060301        1252.12       142608.48               85    No MI               0.00E+00                          4.25           20080201            15.99           9.99
    56062          177600       20060301        1538.92       177354.04               80    No MI               0.00E+00                          6.75           20080201            15.85           9.85
    21152          210500       20060301        1515.33       210055.88            50.25    No MI               0.00E+00                          6.25           20080201             13.8            7.8
     2816          213000       20060401        1153.75          213000      76.06999969    No MI               0.00E+00                          2.75           20110301             12.5            6.5
    92397          318000       20060301        2201.77       317273.23      77.55999756    No MI               0.00E+00                             6           20090201             13.4            7.4
    55128          133000       20060301         858.96          133000      44.52000046    No MI               0.00E+00                           5.5           20080201            13.75           7.75
    60440          110000       20060301         900.96       109825.76      70.16999817    No MI               0.00E+00                          4.25           20080201             15.2            9.2
    95824          234422       20060301        1655.19       233906.36      77.38999939    No MI               0.00E+00                             6           20080201             13.6            7.6
    21660          120000       20060301         939.76       119789.19      60.54000092    No MI               0.00E+00                          6.25           20080201             14.7            8.7
    92544          194000       20060301        1422.15       193606.06      69.29000092    No MI               0.00E+00                           6.5           20090201            13.99           7.99
     2895          250000       20060301         1499.4        249899.7      86.20999908    No MI               0.00E+00                          5.75           20080201             13.2            7.2
    91791          475830       20060301        3162.51       474650.72               90    No MI               0.00E+00                          5.75           20080201            12.99           6.99
    95207          337250       20060301        2245.52          337250               95    No MI               0.00E+00                          5.75           20090201            13.99           7.99
    55112          198750       20060301        1507.14       198374.88      84.56999969    No MI               0.00E+00                           6.5           20080201            14.35           8.35
    91744          395500       20060301        2819.76       394648.65      86.95999908    No MI               0.00E+00                             6           20080201             13.7            7.7
    20744          359950       20060301        2603.64       359198.16      79.98999786    No MI               0.00E+00                             6           20080201            13.85           7.85
    90220          345000       20060301           1840          345000      88.02999878    No MI               0.00E+00                             5           20090201             12.4            6.4
    92553          247250       20060401         1866.2        246936.8      66.81999969    No MI               0.00E+00                          6.75           20090301             14.3            8.3
    92557          346500       20060301        2483.25          346500               90    No MI               0.00E+00                           5.5           20090201             14.6            8.6
    91345          444000       20060301        3477.11       443220.04      74.62000275    No MI               0.00E+00                           6.5           20090201             14.7            8.7
     2865          322000       20060301        2012.46       321993.33      94.98999786    No MI               0.00E+00                          5.25           20080201             13.5            7.5
    90241          430000       20060401        2705.42          430000      65.45999908    No MI               0.00E+00                          5.75           20080301            13.55           7.55
    20772          178000       20060301        1324.76       177650.08      49.40000153    No MI               0.00E+00                          6.25           20080201            14.15           8.15
    20720          294000       20060301        1858.28       293198.33      70.66999817    No MI               0.00E+00                          6.25           20080201             12.5            6.5
    20707          154000       20060401        1076.79       153770.69      61.74000168    No MI               0.00E+00                          6.25           20080301             13.5            7.5
     1603          195840       20060301        1430.18       195436.35               90    No MI               0.00E+00                             5           20080201            13.95           7.95
    91762          223565       20060301        1679.57       223134.37      60.34000015    No MI               0.00E+00                           6.5           20090201            14.25           8.25
    60656          185000       20060301        1199.91       184519.46      47.29000092    No MI               0.00E+00                          2.75           20110201            12.75           6.75
    92503          376000       20060301        2785.21       375253.32      84.87999725    No MI               0.00E+00                          6.25           20090201             14.1            8.1
    92886          249999       20060301        1851.86       249502.53      37.88000107    No MI               0.00E+00                           6.5           20080201             14.1            8.1
    21122          236400       20060301        1809.34       235893.38      74.98000336    No MI               0.00E+00                             6           20080201            14.45           8.45
    60445          173536       20060301        1490.94       173291.11               85    No MI               0.00E+00                          4.25           20080201            15.75           9.75
    91763          181000       20060301        1144.04       179934.42      45.84999847    No MI               0.00E+00                          5.25           20090201             12.5            6.5
    56303          110000       20060301         884.29       109817.99      72.08000183    No MI               0.00E+00                           6.5           20080201            14.99           8.99
    92376          279000       20060301           1581          279000      84.08000183    No MI               0.00E+00                          5.25           20080201             12.8            6.8
    33018          307000       20060301        2241.97       306371.58      69.76999664    No MI               0.00E+00                          6.75           20080201            13.95           7.95
    55106          143900       20060301        1116.68       143641.93      89.98999786    No MI               0.00E+00                             6           20080201             14.6            8.6
    20785          220500       20060301        1772.61       220135.19               90    No MI               0.00E+00                             6           20080201            14.99           8.99
     1075          135000       20060301        1204.72       134826.84      65.27999878    No MI               0.00E+00                             6           20080201             16.2           10.2
    33323          337500       20060301        2417.89       336780.74               90    No MI               0.00E+00                             6           20090201            13.75           7.75
    55441          440100       20060301         3700.6       439445.42               90    No MI               0.00E+00                             6           20080201             15.5            9.5
    20735          395250       20060301        3177.43       394376.47               85    No MI               0.00E+00                          6.75           20080201            14.99           8.99
    55376          217000       20060301        1283.92          217000      62.45999908    No MI               0.00E+00                          5.75           20090201             13.1            7.1
    21236          189000       20060301        1258.41       188998.18               90    No MI               0.00E+00                          2.75           20090201            13.99           7.99
     2421          577000       20060301        3995.03       575666.31      63.40999985    No MI               0.00E+00                           5.5           20080201             13.4            7.4
    91913          700000       20060301         3937.5          700000      71.43000031    No MI               0.00E+00                          2.75           20090201            12.75           6.75
    92114          337500       20060301        2417.89       336780.74               75    No MI               0.00E+00                          6.75           20090201            13.75           7.75
    91723          221000       20060301        1629.33       220556.68      63.13999939    No MI               0.00E+00                          6.25           20080201            14.05           8.05
    94536          418000       20060301        2020.34          418000      68.73999786    No MI               0.00E+00                             5           20090201             11.8            5.8
    91942          364500       20060401        1928.81          364500               90    No MI               0.00E+00                          4.75           20090301            12.35           6.35
    21224          111500       20060301         896.35        111315.5      64.83000183    No MI               0.00E+00                           6.5           20080201            14.99           8.99
    95605          236800       20060301         1361.6        236799.8               80    No MI               0.00E+00                          5.25           20080201             12.9            6.9
    20747          227200       20060301         1604.2       226701.02      83.04000092    No MI               0.00E+00                          6.25           20090201             13.6            7.6
    94806          324000       20060301        2491.28       323406.98               80    No MI               0.00E+00                          6.75           20080201             14.5            8.5
     2859          167000       20060301        1355.57       166100.59      66.80000305    No MI               0.00E+00                          6.75           20080201             13.6            7.6
     2771           61000       20060301         578.61        60933.41      16.19000053    No MI               0.00E+00                             6           20080201            16.95          10.95
    55429          209500       20060301        1610.87       209116.53      89.15000153    No MI               0.00E+00                           6.5           20080201             14.5            8.5
    20774          640000       20060401         6533.9       639623.68               80    No MI               0.00E+00                           6.5           20080301             17.9           11.9
    80128          280000       20060301        1376.67          280000      83.58000183    No MI               0.00E+00                          5.25           20090201             11.9            5.9
    80020           42400       20060301         371.78        42343.13              100    No MI               0.00E+00                             0                                   0              0
    21225           98000       20060301         849.18        97864.61               70    No MI               0.00E+00                           6.5           20080201            15.85           9.85
    80020          169600       20060301         971.67          169600               80    No MI               0.00E+00                          2.75           20090201           12.875          6.875
    33467          158400       20060301        1151.26       158072.48               90    No MI               0.00E+00                          5.75           20090201             13.9            7.9
    55337          226100       20060301        1337.64       226080.17               85    No MI               0.00E+00                          5.25           20090201             13.1            7.1
     2831          374000       20060301        2025.83          374000      84.04000092    No MI               0.00E+00                          5.25           20080201             12.5            6.5
    55337          186600       20060301           1415        186247.8      84.97000122    No MI               0.00E+00                          6.25           20090201            14.35           8.35
     1109          151110       20060301        1314.95       150902.68               90    No MI               0.00E+00                             6           20080201             15.9            9.9
    20705          349000       20060401        1999.47       348999.18            88.25    No MI               0.00E+00                          2.75           20090301           12.875          6.875
    95843          369750       20060301        2777.81       369037.79               85    No MI               0.00E+00                          6.75           20080201            14.25           8.25
    91764          332000       20060301        2310.04       331248.74      80.98000336    No MI               0.00E+00                           6.5           20080201            13.45           7.45
    95351          270000       20060301        1787.26       269325.58      88.95999908    No MI               0.00E+00                          5.75           20080201            12.95           6.95
    55904          132300       20060301        1126.96       132109.33               90    No MI               0.00E+00                             6           20080201            15.65           9.65
    60020          131250       20060301         1185.9       131086.97               75    No MI               0.00E+00                          4.25           20080201            16.35          10.35
    55304          277255       20060301        1948.11       276639.08      94.94999695    No MI               0.00E+00                          5.75           20090201            13.55           7.55
    60015          272000       20060301        2477.93       271669.36               85    No MI               0.00E+00                          4.25           20080201            16.45          10.45
    92107          110000       20060301         741.09       109734.51      15.61999989    No MI               0.00E+00                          2.75           20090201           13.125          7.125
    92831          415000       20060301        2333.63       414868.39            89.25    No MI               0.00E+00                             5           20090201            12.75           6.75
    55118          130000       20060301         752.92          130000      64.08999634    No MI               0.00E+00                          5.25           20090201            12.95           6.95
    60195          140000       20060301        1076.48       139743.76      87.94000244    No MI               0.00E+00                          4.25           20080201             14.5            8.5
    92154          484500       20060301        2624.37       484499.33               95    No MI               0.00E+00                           5.5           20090201             12.5            6.5
    92020          266000       20060301        1767.92       265340.77      62.93999863    No MI               0.00E+00                             6           20080201            12.99           6.99
    60430          208000       20060301        1577.28       207607.41      89.66000366    No MI               0.00E+00                          4.25           20080201            14.35           8.35
    91744          342000       20060301        2507.09       341305.55               95    No MI               0.00E+00                             6           20080201            13.99           7.99
    60445          105500       20060301         867.92       105334.63      77.01000214    No MI               0.00E+00                          4.25           20080201            15.25           9.25
    21222          121549       20060301         969.28       121344.12      89.76999664    No MI               0.00E+00                             6           20080201             14.9            8.9
    91915          540000       20060301        3502.43       538597.34               90    No MI               0.00E+00                          2.75           20090201            12.75           6.75
    90016          150000       20060301         1126.9       149711.07      42.63999939    No MI               0.00E+00                           6.5           20090201            14.25           8.25
    95330          155105       20060301        1332.59       154886.12      41.91999817    No MI               0.00E+00                           6.5           20080201            15.75           9.75
    90712          522000       20060301        3197.25          522000               90    No MI               0.00E+00                          4.75           20080201            13.35           7.35
    55079          308500       20060301         2372.1       307935.34      86.90000153    No MI               0.00E+00                          6.25           20080201             14.5            8.5
    55044          254700       20060301        1922.44       254214.36               90    No MI               0.00E+00                          4.75           20080201             14.3            8.3
    33165          315000       20060301        2822.72       314600.33      74.12000275    No MI               0.00E+00                           6.5           20080201            16.25          10.25
    21236          292000       20060301        1893.91       291241.52      87.87999725    No MI               0.00E+00                          2.75           20110201            12.75           6.75
    55411          130350       20060301        1030.12       130125.68               75    No MI               0.00E+00                           6.5           20090201             14.8            8.8
    90019          625000       20060301        3710.94          625000      79.11000061    No MI               0.00E+00                          2.75           20090201           13.125          7.125
    90660          276000       20060301           1495          276000      78.86000061    No MI               0.00E+00                           5.5           20080201             12.5            6.5
    91746          175000       20060301        1327.04       174669.72      40.70000076    No MI               0.00E+00                          6.75           20080201            14.35           8.35
    91010          232100       20060301        1429.08       231435.87      54.45000076    No MI               0.00E+00                          2.75           20090201            12.25           6.25
    55803          143920       20060301        1036.04       143515.38      77.37999725    No MI               0.00E+00                          6.25           20080201             13.8            7.8
     2861          168000       20060301        1129.01       167592.54      63.47999954    No MI               0.00E+00                          5.75           20080201             13.1            7.1
     1085          167500       20060301        1341.72       167220.55            83.75    No MI               0.00E+00                           6.5           20080201            14.95           8.95
    55110          225000       20060301        1762.05       224604.55               90    No MI               0.00E+00                             6           20080201             14.7            8.7
    94565          441900       20060301        3366.56       441074.44      89.26999664    No MI               0.00E+00                           6.5           20080201             14.4            8.4
    20744          547000       20060201        3367.97       544907.64      86.83000183    No MI               0.00E+00                             0                                   0              0
    55066          324500       20060301        2213.66       322539.45      90.13999939    No MI               0.00E+00                             5           20090201            13.25           7.25
    92551          273030       20060301         1927.8       272430.39      89.51999664    No MI               0.00E+00                           5.5           20090201             13.6            7.6
    56283          113050       20060401         983.75       112931.01               85    No MI               0.00E+00                          6.75           20080301             15.9            9.9
    21222          145000       20060301         950.13       144630.64      84.01000214    No MI               0.00E+00                             5           20090201            12.85           6.85
    21046          188500       20060301        1098.01          188500      78.54000092    No MI               0.00E+00                          2.75           20090201            12.99           6.99
    94509          494000       20060301         3087.5          494000               95    No MI               0.00E+00                          5.75           20080201             13.5            7.5
    94547          292500       20060301        2259.44       291970.07      83.56999969    No MI               0.00E+00                          6.75           20080201            14.55           8.55
    92027          555000       20060301        3468.75          555000      79.29000092    No MI               0.00E+00                             5           20080201             13.5            7.5
    55436          720000       20060301         5612.9       718722.13               90    No MI               0.00E+00                           6.5           20080201            14.65           8.65
    21102          176538       20060301        1338.75          176538      69.77999878    No MI               0.00E+00                             5           20080201             15.1            9.1
    95240          603000       20060201        3743.62          603000               90    No MI               0.00E+00                             0                                   0              0
    60634          260000       20060301        1999.18       259515.17      85.69999695    No MI               0.00E+00                          4.25           20080201             14.5            8.5
    91733          417800       20060301        2263.08          417800      89.84999847    No MI               0.00E+00                          4.75           20080201             12.5            6.5
    55009           80000       20060401         586.45        79892.06      53.36999893    No MI               0.00E+00                             6           20080301            13.99           7.99
    55118          206000       20060301         1426.3       205529.17      82.40000153    No MI               0.00E+00                           5.5           20080201             13.4            7.4
    33411          540000       20060301        4699.03       539261.83               80    No MI               0.00E+00                             6           20080201             15.9            9.9
    33066          180000       20060301        1493.88       179723.72               80    No MI               0.00E+00                          6.75           20090201            15.35           9.35
    20774          250682       20060201        1666.11       249833.04               90    No MI               0.00E+00                             0                                   0              0
    60641          358000       20060201        2133.08          358000      90.62999725    No MI               0.00E+00                          4.25           20080101            13.15           7.15
     1119          120360       20060301         817.45          120360      85.97000122    No MI               0.00E+00                          4.75           20080201            14.15           8.15
    92114          463500       20060301        3320.57       462512.22               90    No MI               0.00E+00                           6.5           20080201            13.75           7.75
    21702          131551       20060201         853.24       131033.99      87.69999695    No MI               0.00E+00                          2.75           20090101            12.75           6.75
    21207          137461       20060201        1216.41       135673.23      82.06999969    No MI               0.00E+00                             0                                   0              0
    92544          323000       20060301        1881.48          323000               95    No MI               0.00E+00                           5.5           20090201            12.99           6.99
    93535          249999       20060301        1663.25       249380.64      83.19000244    No MI               0.00E+00                             6           20080201               13              7
    60612          147000       20060301        1166.96       146749.63      45.22999954    No MI               0.00E+00                          4.25           20080201            14.85           8.85
     6108          131200       20060301         1074.6       130966.43               80    No MI               0.00E+00                          6.25           20080201             15.2            9.2
    21244          166500       20060301        1315.81       166212.83               90    No MI               0.00E+00                           6.5           20080201             14.8            8.8
    33313           71400       20060301         661.14        70898.16               85    No MI               0.00E+00                          6.25           20080201            16.65          10.65
    55411          179100       20060401        1840.87       178996.76               90    No MI               0.00E+00                           6.5           20080301            17.99          11.99
    33026          223250       20060301        1246.48          223250               95    No MI               0.00E+00                           5.5           20080201             12.7            6.7
     6517          182750       20060301        1418.16       182422.28      63.24000168    No MI               0.00E+00                             6           20080201             14.6            8.6
     2889          234000       20060301         1676.4       233500.75      89.97000122    No MI               0.00E+00                             6           20080201            13.75           7.75
    60046          108000       20060401         927.89       107898.81      66.66999817    No MI               0.00E+00                          4.25           20080301            15.75           9.75
    20785          343900       20060201        2117.45       342584.52               95    No MI               0.00E+00                             0                                   0              0
     2885          231000       20060401        2041.37       230283.39      83.95999908    No MI               0.00E+00                           6.5           20080301            14.75           8.75
     2842          212000       20060301           1113          212000      59.88999939    No MI               0.00E+00                          4.75           20080201             12.3            6.3
    21061          296000       20060301        2234.16        295435.6               80    No MI               0.00E+00                           6.5           20080201             14.3            8.3
     1841          270300       20060201        2233.49       269738.83               85    No MI               0.00E+00                             6           20080101             15.3            9.3
    91790          423000       20060301        2463.97       422999.95               90    No MI               0.00E+00                          5.25           20090201            12.99           6.99
    90620          417000       20060301        3221.16       416244.54      74.45999908    No MI               0.00E+00                          6.75           20090201            14.55           8.55
     6515          208000       20060301        1823.81       207721.03               80    No MI               0.00E+00                             6           20080201            15.99           9.99
    95605          278820       20060201        2183.53       277973.13               90    No MI               0.00E+00                             0                                   0              0
    56368          310250       20060301        2494.11       309494.06               85    No MI               0.00E+00                           6.5           20080201            14.99           8.99
    55423           19000       20060201         146.09        18477.57      88.86000061    No MI               0.00E+00                             0                                   0              0
    95841          318410       20060201        2069.67          318410               90    No MI               0.00E+00                             0                                   0              0
    91803          472500       20060301        3271.49       471420.11               90    No MI               0.00E+00                             6           20080201             13.4            7.4
    21801          230350       20060301        1878.36       229980.99               85    No MI               0.00E+00                          6.75           20080201            15.15           9.15
    80015          180000       20060201        1777.81       177997.45      81.81999969    No MI               0.00E+00                             0                                   0              0
     2125          217000       20060201        2132.39       216711.84      50.93999863    No MI               0.00E+00                           6.5           20080101             17.4           11.4
    33462          180000       20060201        1345.96       179531.39      57.56000137    No MI               0.00E+00                             6           20090101             14.2            8.2
    21804           70000       20060301         593.71        69898.03               50    No MI               0.00E+00                             6           20080201             15.6            9.6
    55060          147600       20060301        1268.11       147391.71               90    No MI               0.00E+00                          6.25           20080201            15.75           9.75
    60651           78100       20060301         684.81        77995.24      64.55000305    No MI               0.00E+00                          4.25           20080201            15.99           9.99
    21649          434000       20060201        2743.18       432114.56      89.66999817    No MI               0.00E+00                             0                                   0              0
    93550           70000       20060301         568.28        69790.92      27.45000076    No MI               0.00E+00                             6           20080201             15.1            9.1
    20772          378200       20060201        2513.63       376946.62               90    No MI               0.00E+00                             0                                   0              0
    20747          255000       20060201         1657.5          255000      92.73000336    No MI               0.00E+00                             0                                   0              0
    91501          495500       20060301        3845.14       494611.49      59.34999847    No MI               0.00E+00                          5.25           20080201             14.6            8.6
    55304          237750       20060201        1436.03       237687.07      89.11000061    No MI               0.00E+00                             0                                   0              0
     6360          172000       20060201        1382.71       171619.13      71.66999817    No MI               0.00E+00                             6           20080101            14.99           8.99
    33024          129900       20060301         784.54       129854.17      55.27999878    No MI               0.00E+00                          2.75           20110201            13.25           7.25
    61032           72000       20060201         527.81        71804.42      84.70999908    No MI               0.00E+00                             0                                   0              0
    33411          205000       20060301        1738.73       204701.43      59.47000122    No MI               0.00E+00                          6.25           20080201             15.6            9.6
    61032          103500       20060201         758.72       103218.84      94.08999634    No MI               0.00E+00                             0                                   0              0
    55082          247860       20060201        1647.35       247038.56               90    No MI               0.00E+00                             0                                   0              0
    33068          189000       20060301        1693.63       188760.18               90    No MI               0.00E+00                           6.5           20080201            16.25          10.25
    60107          279000       20060201        1704.26       277917.36               90    No MI               0.00E+00                             0                                   0              0
    55418          311400       20060201         1920.3          311400               90    No MI               0.00E+00                             0                                   0              0
    95219          497250       20060201        2896.48          497250               85    No MI               0.00E+00                             0                                   0              0
    61032           81000       20060201         559.45        80751.16               90    No MI               0.00E+00                             0                                   0              0
    55731          270000       20060201        2028.42       269231.13               90    No MI               0.00E+00                             0                                   0              0
    21213           63000       20060201            581        62900.65               90    No MI               0.00E+00                             0                                   0              0
    55364          200000       20060201         1187.5          200000      81.63999939    No MI               0.00E+00                             0                                   0              0
    90305          315000       20060201        2500.64       314282.06               90    No MI               0.00E+00                             6           20080101            14.85           8.85
    33018           40000       20060201         350.73        39777.64              100    No MI               0.00E+00                             0                                   0              0
    80615          425750       20060201        2394.84          425750      88.69999695    No MI               0.00E+00                             5           20090101            12.75           6.75
    92802          392000       20060201        2123.33          392000      85.23999786    No MI               0.00E+00                             0                                   0              0
    32065           60431       20060301         529.88        60349.96             99.5    No MI               0.00E+00                             0                                   0              0
    60085          138780       20060201        1212.77       138528.68               90    No MI               0.00E+00                             0                                   0              0
    60047          233400       20060301        2031.03       233080.94      71.81999969    No MI               0.00E+00                          4.25           20080201             15.9            9.9
    55107          186300       20060201        1109.91       184984.28      84.68000031    No MI               0.00E+00                             0                                   0              0
     2368          226000       20060301        1656.73       225368.51      54.45999908    No MI               0.00E+00                           5.5           20090201            13.99           7.99
    60523          990000       20060201         8651.4       988207.22               90    No MI               0.00E+00                          4.25           20080101            15.95           9.95
     1540          310650       20060301        2388.63       310081.41               95    No MI               0.00E+00                          5.25           20080201             14.5            8.5
    90805          115000       20060201         937.75       114753.66            28.75    No MI               0.00E+00                          6.75           20090101            15.15           9.15
    33313          200000       20060201        1594.88       199548.82      67.80000305    No MI               0.00E+00                           6.5           20080101             14.9            8.9
    21740          171270       20060101        1232.92       170646.97      87.47000122    No MI               0.00E+00                             0                                   0              0
    80601          213000       20060101        1435.02       212138.09      82.33000183    No MI               0.00E+00                             0                                   0              0
    56011          162500       20060101        1269.63       160940.75            89.75    No MI               0.00E+00                             0                                   0              0
    21655          148200       20060201        1041.31       147043.65               95    No MI               0.00E+00                             0                                   0              0
     1950          486000       20060101        3315.38       484081.31      90.83999634    No MI               0.00E+00                             0                                   0              0
    60099          126000       20060101        1012.92       125649.94               90    No MI               0.00E+00                             0                                   0              0
    34711           50000       20060101         438.42        49887.29              100    No MI               0.00E+00                             0                                   0              0
    60805          167940       20060101        1188.67       167324.48               90    No MI               0.00E+00                             0                                   0              0
    55311          214300       20060101        1219.97       213717.56      89.97000122    No MI               0.00E+00                             0                                   0              0
    60085          297900       20060101        2183.81       296868.49               90    No MI               0.00E+00                             0                                   0              0
    90303          620000       20060101        4420.35       617761.32      81.05000305    No MI               0.00E+00                             6           20071201             13.7            7.7
     1108          135000       20060301         1234.9       134837.64               90    No MI               0.00E+00                             6           20080201             16.5           10.5
    33311          245000       20060201        1780.67       244322.29               70    No MI               0.00E+00                          6.75           20080101             13.9            7.9
    20639          627300       20060201        3903.28       624946.09               85    No MI               0.00E+00                             0                                   0              0
    20743          107000       20060101         841.77       106687.67      71.33000183    No MI               0.00E+00                          6.75           20071201            14.75           8.75
    60411          126000       20060101        1104.81       125716.01      81.29000092    No MI               0.00E+00                             0                                   0              0
    56031          133000       20060101         974.98       132546.89      85.80999756    No MI               0.00E+00                          5.75           20071201            13.99           7.99
    55009          147350       20060101        1112.18       146878.48      89.36000061    No MI               0.00E+00                          5.75           20071201             14.3            8.3
    90222          302000       20060101        1837.17          302000      89.43000031    No MI               0.00E+00                             0                                   0              0
    56007          153000       20060301        1365.35       152803.76               85    No MI               0.00E+00                           6.5           20090201             16.2           10.2
    80211          418000       20060101        2472.63       415848.18      84.44000244    No MI               0.00E+00                             0                                   0              0
    60440          256500       20060101           1927       255670.86               95    No MI               0.00E+00                             0                                   0              0
    55420          224700       20060101        1502.49       223777.33               90    No MI               0.00E+00                             0                                   0              0
    55443          175000       20060101        1094.64       174184.81            84.75    No MI               0.00E+00                             0                                   0              0
    33010          249000       20060101        1450.43          249000      82.55999756    No MI               0.00E+00                             0                                   0              0
    95210          250000       20051201        1247.92          250000      82.34999847    No MI               0.00E+00                             0                                   0              0
     6437          471000       20051201        3041.87          471000      89.31999969    No MI               0.00E+00                             0                                   0              0
    92026          300000       20051201         1975.8       298473.35      83.15000153    No MI               0.00E+00                             0                                   0              0
    55418          231500       20060101        1634.56       230647.26      85.73999786    No MI               0.00E+00                             0                                   0              0
    55021          167400       20060101         1127.8       166722.64               90    No MI               0.00E+00                             0                                   0              0
    80129          364000       20051201        2066.75       360466.88      82.73000336    No MI               0.00E+00                             0                                   0              0
    55316          217000       20051201        1130.21          217000      82.12999725    No MI               0.00E+00                             0                                   0              0
     1420          272650       20060101         1768.4       271462.96               95    No MI               0.00E+00                             0                                   0              0
    92154          495200       20051201           2461          492200      80.02999878    No MI               0.00E+00                             0                                   0              0
    95240          145000       20060101        1053.87       144490.77      61.70000076    No MI               0.00E+00                           6.5           20071201             13.9            7.9
    60901           72000       20051201         527.81        71360.21               90    No MI               0.00E+00                             0                                   0              0
    55040          220475       20051201        1284.27          220475      86.62000275    No MI               0.00E+00                             0                                   0              0
    92656          476000       20051201        2717.17          476000      87.31999969    No MI               0.00E+00                             0                                   0              0
    60609          131100       20051201        1091.41          131100               95    No MI               0.00E+00                             0                                   0              0
    56537           73600       20051201         651.34         73404.7      79.22000122    No MI               0.00E+00                           6.5           20071101             16.1           10.1
    60060          184320       20051201        1269.91        183443.7      89.81999969    No MI               0.00E+00                             0                                   0              0
    91977          437000       20051201        2179.43       436613.14      87.41999817    No MI               0.00E+00                             0                                   0              0
    95368          349875       20051201        1691.06          349875      83.54000092    No MI               0.00E+00                             0                                   0              0
     1022          101000       20051201         631.25          101000      89.95999908    No MI               0.00E+00                             0                                   0              0
    91103          409500       20051201        2428.89       406976.01      84.98999786    No MI               0.00E+00                             0                                   0              0
    55029           29643       20051101         227.93        29514.59              100    No MI               0.00E+00                             0                                   0              0
    92544          289000       20051201        2090.44       287780.82      83.76999664    No MI               0.00E+00                             0                                   0              0
    21012          297000       20051201        1877.24       295367.03      89.91999817    No MI               0.00E+00                             0                                   0              0
    95667          315500       20051201        1837.79          315500      81.12999725    No MI               0.00E+00                             0                                   0              0
    55987          114000       20051201         856.44       113553.44      84.44000244    No MI               0.00E+00                             6           20071101            14.25           8.25
    94544          220000       20060301        1621.96       219558.67      37.93000031    No MI               0.00E+00                          6.75           20080201            14.05           8.05
    92563          499999       20051101        2853.06        499806.8      88.87000275    No MI               0.00E+00                             0                                   0              0
    60099          152500       20051201         926.61        151529.3      87.13999939    No MI               0.00E+00                             0                                   0              0
    91792          478000       20051101        2789.48       474455.94      85.16999817    No MI               0.00E+00                             0                                   0              0
    95602          666902       20051201        3994.13       662860.79      83.36000061    No MI               0.00E+00                             0                                   0              0
    92865          472000       20051101           2301          472000      83.33000183    No MI               0.00E+00                             0                                   0              0
    33060          166000       20051201        1256.99       165756.34      89.59999847    No MI               0.00E+00                             0                                   0              0
    91745          446000       20051101        2137.08          446000      81.54000092    No MI               0.00E+00                             0                                   0              0
    60060          310500       20051101         1993.3       308559.63      81.70999908    No MI               0.00E+00                             0                                   0              0
    95683          380000       20051101        2121.67          380000      88.20999908    No MI               0.00E+00                             0                                   0              0
    92154          430000       20051101        2146.06       429929.44      86.16999817    No MI               0.00E+00                             0                                   0              0
    21085          290700       20051101        1866.19        288882.7               90    No MI               0.00E+00                             0                                   0              0
    55074          178200       20051101        1459.56       176707.59               90    No MI               0.00E+00                             0                                   0              0
    60193          499999       20051101        3160.33       496783.03      81.91000366    No MI               0.00E+00                             0                                   0              0
    60429          124200       20051201        1089.03       123862.66               90    No MI               0.00E+00                             0                                   0              0
    20716          492000       20051101        2824.47       488223.29      89.98999786    No MI               0.00E+00                             0                                   0              0
    90040          422800       20051101        2617.02       419974.57               90    No MI               0.00E+00                             0                                   0              0
    91040          480000       20051101           2460          480000      84.95999908    No MI               0.00E+00                             0                                   0              0
    21075          427000       20051101        2812.22       424457.63      88.76999664    No MI               0.00E+00                             0                                   0              0
    92592          393000       20051101        1801.25          393000      89.94999695    No MI               0.00E+00                             0                                   0              0
     2886          164000       20051101        1662.42       160872.13      81.66999817    No MI               0.00E+00                             0                                   0              0
    21230          112000       20051101         853.26       111504.89      80.69999695    No MI               0.00E+00                             0                                   0              0
    92057          405000       20051101        2242.82       404718.79      81.51999664    No MI               0.00E+00                             0                                   0              0
    92880          357000       20051101        1778.47       355693.77      81.63999939    No MI               0.00E+00                             0                                   0              0
    91977          421090       20051101        3237.82       419265.91               85    No MI               0.00E+00                             0                                   0              0
    33142          123300       20051101         948.07       122765.77               90    No MI               0.00E+00                             0                                   0              0
    91911          360000       20051101           1890          360000               90    No MI               0.00E+00                             0                                   0              0
    92114          433790       20051101        2685.04       430844.17               85    No MI               0.00E+00                             0                                   0              0
    21133          175000       20051101        1512.44       170855.13      88.69999695    No MI               0.00E+00                             0                                   0              0
    55126          180270       20051101        1104.15          180270               90    No MI               0.00E+00                             0                                   0              0
    93550          347000       20051101        2239.11       344852.37      87.58000183    No MI               0.00E+00                             0                                   0              0
    80013          337500       20051101        1757.81          337500      95.06999969    No MI               0.00E+00                             0                                   0              0
    60804          174000       20051101         992.97       173318.43      83.36000061    No MI               0.00E+00                             0                                   0              0
    94124          515000       20051101        2682.29          515000      91.15000153    No MI               0.00E+00                             0                                   0              0
    60073          138728       20051101         831.74       137609.48      89.97000122    No MI               0.00E+00                             0                                   0              0
    33028          392500       20051101         2175.1          392500      82.41000366    No MI               0.00E+00                             0                                   0              0
    92530          336000       20051101           1750          336000      86.04000092    No MI               0.00E+00                             0                                   0              0
    60091           73400       20051101          643.6        73107.63              100    No MI               0.00E+00                             0                                   0              0
    91791          104980       20051001          920.5       104596.64      99.86000061    No MI               0.00E+00                             0                                   0              0
     2453          385000       20051101        2305.79       381671.28      87.37000275    No MI               0.00E+00                             0                                   0              0
     1521          175500       20050901         914.06          175500      89.54000092    No MI               0.00E+00                           3.2           20080801            12.25           6.25
    20191          295000       20060201        2310.24       294306.54      84.29000092    No MI               100086600558050599                5.95           20080101             14.7           5.95
    43082           50000       20060401         495.15        49967.88              100    No MI               100086600548009374                   0                                   0              0
    20743          144000       20060301        1036.61       143696.21      56.68999863    No MI               100086600548009044                5.95           20080201             13.8           5.95
    43229          100000       20060201         793.85        99772.09      83.33000183    No MI               100086600548008806                5.95           20080101            14.85           5.95
    20012          460000       20060401        2968.28       459197.87      55.41999817    No MI               100086600526039930                5.95           20080301             12.7           5.95
    27295          255000       20060401        1888.91       254663.55      84.86000061    No MI               100086600526039815                5.95           20080301             14.1           5.95
    19805          184000       20060401        1460.69       183791.86               80    No MI               100086600526039757                   0                                   0              0
    27615          232000       20060401        1662.08       231671.45               80    No MI               100086600526039468                5.95           20080301            13.75           5.95
    20011          187000       20060401        1565.58       186813.36      45.06000137    No MI               100086600526039310                   0                                   0              0
    21227          192400       20060401        1681.34       192227.24      72.05999756    No MI               100086600526039179                5.95           20080301            15.95           5.95
    44107          216500       20060401        1757.61       216267.48      88.01000214    No MI               100086600526039062                5.95           20080301             15.1           5.95
    17402          150000       20060401        1234.01       149843.88            84.75    No MI               100086600526039039                5.95           20080301            15.25           5.95
    17402          130000       20060401        1189.16       129896.23      82.27999878    No MI               100086600526039039                5.95           20080301             16.5           5.95
    22968          256000       20060301        1851.74        255465.3               80    No MI               100086600526038338                5.95           20080201            13.85           5.95
    15108           58400       20060401         453.19        58330.43               80    No MI               100086600526038254                5.95           20090301             14.6           5.95
    28711          171190       20060301        1167.82       170786.93               85    No MI               100086600526038239                5.95           20080201            13.25           5.95
    92557           87000       20060301         861.55        86915.79              100    No MI               100086600484016326                   0                                   0              0
    93535          265000       20060401        2122.72       264706.39      76.80999756    No MI               100086600211020039                5.95           20080301            14.95           5.95
    33178          304000       20060401        2188.41        303573.8      51.43999863    No MI               100086600211019890                   0                                   0              0
    33024           60000       20060401         628.74        59967.35      94.04000092    No MI               100086600211019437                   0                                   0              0
    33012          166250       20060401        1319.61          166250      92.36000061    No MI               100086600211018785                5.95           20090301           15.525           5.95
    33144          262500       20060301        1722.66          262500      72.91999817    No MI               100086600211018728                5.95           20090201           13.875           5.95
    93535          594000       20060301        5059.81       593143.97               90    No MI               100086600211018710                5.95           20080201            15.65           5.95
    34953          242250       20060301        2045.81       241893.47               85    No MI               100086600211018553                5.95           20080201            15.55           5.95
    19141           70125       20060301          559.2         70006.8               85    No MI               100086600211018280                5.95           20080201             14.9           5.95
    94806          255000       20060301        2186.16       254638.29               85    No MI               100086600211018223                5.95           20080201           15.725           5.95
    36608           51000       20060301         489.54        50946.14               85    No MI               100086600211018199                   0                                   0              0
    33143           27750       20060301         260.08        27718.73      87.36000061    No MI               100086600211018017                   0                                   0              0
    19146           54400       20060401         445.57        54342.78               85    No MI               100086600211017852                5.95           20080301             15.2           5.95
    45255          127800       20060301        1093.31       127617.75               90    No MI               100086600211017423                5.95           20080201             15.7           5.95
    19138          101600       20060201         881.34       101412.61               80    No MI               100086600211017258                5.95           20080101           15.863           5.95
    33417          163000       20060301        1179.04       162659.53      52.08000183    No MI               100086600211017175                5.95           20090201            13.85           5.95
    19128          256500       20060301        2063.86       256076.51               90    No MI               100086600211017142                5.95           20080201               15           5.95
    56452          196000       20060401        1458.73       195685.68               70    No MI               100086600210059814                5.95           20080301            14.15           5.95
    56452          196000       20060401        1458.73       195744.01               70    No MI               100086600210059806                5.95           20080301            14.15           5.95
    33138           55000       20060401         509.28        54957.51              100    No MI               100086600210059434                   0                                   0              0
    33138          220000       20060401        1464.83          220000               80    No MI               100086600210059426                5.95           20080301            13.99           5.95
    56452          206500       20060401        1536.87       206230.31               70    No MI               100086600210059343                5.95           20080301            14.15           5.95
    93550          212500       20060401        1708.29       212266.51               85    No MI               100086600210059111                5.95           20080301            14.99           5.95
    95963          329000       20060401        2133.89        328365.4               70    No MI               100086600210058626                5.95           20080301            12.75           5.95
    92220          305000       20060401        2169.27       304561.52      83.55999756    No MI               100086600210058469                5.95           20080301           13.675           5.95
    93436          249000       20060401        1958.88       248712.44               59    No MI               100086600210058188                5.95           20080301            14.75           5.95
    85037          180000       20060301        1493.88       179723.72               80    No MI               100086600210058147                5.95           20080201            15.35           5.95
    91701           93400       20060401         978.74        93349.18              100    No MI               100086600210057826                   0                                   0              0
    91701          373600       20060401        2892.54       373152.69               80    No MI               100086600210057818                5.95           20080301           14.575           5.95
    93550          221000       20060401        1794.14       220762.66               85    No MI               100086600210057750                5.95           20080301             15.1           5.95
    32413          135000       20060401         1362.7       134917.96              100    No MI               100086600210057743                   0                                   0              0
    93535          310500       20060301        2495.45       309980.84               90    No MI               100086600210057701                5.95           20080201           14.987           5.95
    32301          150000       20060301        1079.81       149582.87      77.72000122    No MI               100086600210057552                   0                                   0              0
    91351          186400       20060301        1324.22          186400               80    No MI               100086600210056471                5.95           20080201           14.525           5.95
    92707           55000       20060201         555.18        54932.46              100    No MI               100086600210056257                   0                                   0              0
    92707          220000       20060201        1434.58          220000               80    No MI               100086600210056240                5.95           20080101           13.825           5.95
    91350          456000       20060201           3192          456000               80    No MI               100086600210055891                5.95           20080101             14.4           5.95
    93552          281000       20060201        1870.99       280999.03      79.83000183    No MI               100086600210055754                5.95           20080101            13.99           5.95
    92832          444000       20060401           3219          444000               80    No MI               100086600208000291                5.95           20080301             14.7           5.95
    93535          310000       20060401        2606.65       309693.83      84.47000122    No MI               100086600111032811                5.95           20080301             15.5           5.95
    90018          387450       20060301        2910.78       386703.71      77.56999969    No MI               100086600111030344                5.95           20080201            14.25           5.95
    77064           98400       20060401          760.1        98281.58               80    No MI               100101309060108678                 7.1           20080301            14.55            7.1
    77581           52000       20060401         565.08        51974.71              100    No MI               100101309060106748                   0                                   0              0
    77084           24000       20060301         256.14        23981.39              100    No MI               100101309060103620                   0                                   0              0
    77084           96000       20060301         724.59        95816.97               80    No MI               100101309060103596                7.22           20080201             14.3           7.22
    77581          208000       20060401        1569.95       207736.53               80    No MI               100101309090601025                7.18           20080301             14.3            7.3
    77004           33990       20060401         386.65        33975.74              100    No MI               100101309060101848                   0                                   0              0
    77004          135960       20060401        1094.94       135811.23               80    No MI               100101309060101830                7.15           20080301            15.01           7.15
    77006           73479       20060301         835.86        73432.45              100    No MI               100101309060101566                   0                                   0              0
    77006          293916       20060301         2343.8       293420.58               80    No MI               100101309060101384                 7.9           20080201             14.9            7.9
    75038          175200       20060401        1213.05       174933.88               80    No MI               100101309060100865                   0                                   0              0
    77389           51000       20060301         538.37        50959.11              100    No MI               100101300000012245                   0                                   0              0
    77389          204000       20060301        1518.27       203598.98               80    No MI               100101300000012237                6.15           20080201            14.15           6.15
    75021          400000       20060301        3085.58       399273.12      61.54000092    No MI               0.00E+00                           5.5           20090201           14.535            5.5
    85323          200000       20060301         1488.5       199606.84               80    No MI               100101300000011460                 7.9           20080201            14.15            7.9
    77494          152000       20060301        1114.26       151590.72      60.31999969    No MI               100101300000011288                7.74           20080201            13.99           7.74
    63136           70000       20060201         562.73        69845.02      83.83000183    No MI               100101309051110279                8.45           20090101            15.99           8.74
    75229          200000       20051201        1340.69       199015.48               80    No MI               100101309051001304               6.825           20071101           13.075          6.825
    76048           20600       20051201         180.63        20544.36              100    No MI               10010130905100629                    0                                   0              0
    76048           82400       20051201         561.55        82007.69               80    No MI               100101309051000199                6.99           20071101            13.24           6.99
    77429          120000       20060301         921.85       119779.88               80    No MI               100173250010035509                 5.5           20080201            14.49           8.49
    77429           30000       20060301         280.04        29965.46              100    No MI               100173250010035517                   0                                   0              0
    17407           85000       20060501         871.78        84951.66              100    No MI               100212504000262793                   0                                   0              0
    17407          340000       20060501           2125          340000               80    No MI               100212504000262736                 5.5           20080401             13.5            7.5
    48127           30850       20060501          305.5        30840.15              100    No MI               100144600097445654                   0                                   0              0
    48127          123400       20060501        1033.12       123338.66               80    No MI               100144600097445649                 5.5           20080401            15.45           9.45
    34677          137000       20060401         925.32          137000      79.87999725    No MI               100366000000023222                5.65           20080301           14.105          8.105
    21117          252000       20060401        2156.75       251761.64               90    No MI               100366000000022976                 5.5           20080301           15.705          9.705
     8846          296100       20060401        2480.06       295804.76               90    No MI               100366000000023008                 5.5           20080301           15.455          9.455
    48238           72000       20060501         658.07        71971.33               90    No MI               100330706010107341                 5.5           20080401            16.49          10.49
    92392           44000       20060501         477.75        43954.18              100    No MI               100040788602001166                   0                                   0              0
    92392          176000       20060501           1320          176000               80    No MI               100040788602001158                 5.5           20080401               15            5.5
    78207           69000       20060501         649.29        68974.59              100    No MI               100424906020027037                 5.5           20080401            16.85          10.85
    40229           73520       20060401         502.53        73405.41               80    No MI               100330706020109105                 5.5           20080301            13.27           7.27
    55373         76453.6       20060501         843.94           76436              100    No MI               100281223844200622                   0                                   0              0
    64152          113600       20060401         804.67          113600               80    No MI               100331700902479826                 5.5           20080301             15.5            8.5
    46219          142400       20060401         919.67          142400               80    No MI               100331700902461915                 5.5           20080301            14.75           7.75
    95829          339200       20060401        2084.67          339200               80    No MI               100331700902401218                 5.5           20080301           14.375          7.375
    43619           22000       20060501         243.71        21994.99              100    No MI               100330706030112784                   0                                   0              0
    92392          328000       20060401        1879.17          328000               80    No MI               100331700902238917               5.875           20090301           13.875          6.875
    48317          461550       20060401        3457.78          461550               85    No MI               100331700902445405                2.25           20080301            15.99           8.99
    17777           60350       20060401         480.17        60282.09               85    No MI               100331700902328502                 7.5           20090301           15.875          8.875
    43619           88000       20060501          732.9         87955.7               80    No MI               100330706030112776                   0                                   0              0
    44212          228800       20060401        1453.83          228800               80    No MI               100331700902426991               6.625           20080301           14.625          7.625
    23704           99000       20060401         796.58        98891.43               90    No MI               100331700902423410                   8           20090301               16              9
    19460          352800       20060401           2499          352800               90    No MI               100331700902485732                6.75           20080301             14.5            8.5
    48164          375200       20060401        2498.21          375200               80    No MI               100331700902464869                 5.5           20090301            14.99           7.99
    32208           91800       20060401         763.55        91706.92               90    No MI               100331700902436545               7.375           20080301           16.375          9.375
    95833          307500       20060501        2424.14       307438.48               75    No MI               00000000000000000                  5.5           20080401            15.22           9.22
    91344          442000       20060401        3128.45       441358.15      70.16000366    No MI               100331700902412876               6.375           20080301           14.625          7.625
    19406          206250       20060501         1781.1       206154.99      74.19000244    No MI               100076500000934154                   6           20080401            15.81           9.81
    80204           27980       20060501         297.97        27972.79              100    No MI               100030200010113882                   0                                   0              0
    22407          333750       20051001        2148.52          333750               75    No MI               100213300000100169               6.375           20070901           13.725          7.725
    80204          111920       20060501         851.07        111850.5               80    No MI               100030200010113874                 5.5           20080401            14.38           8.38
    46012           56700       20060501         523.33        56677.99               90    No MI               100330706020110418                 5.5           20080401            16.61          10.61
    20715          280000       20060401        1983.33          280000      73.68000031    No MI               100022100135973568               7.125           20080301             14.5            8.5
    85225          141000       20060501         981.12          141000               75    No MI               100386100002107563                 5.5           20080401            14.35           8.35
    34772          213000       20060501        1484.96       212840.97      69.83999634    No MI               100386100002107787                 5.5           20080401            13.47           7.47
    55373        305814.4       20060501        2252.83        305814.4               80    No MI               100281276238442002                 5.5           20080401            14.84           8.84
    55109          185250       20060201        1644.09          185250               95    No MI               100220710000106217               5.875           20110101            16.65          5.875
    53144          197100       20060201        1773.55       196768.67               90    No MI               100220710000105409               5.875           20080101             16.3          5.875
    55434          160000       20060201        1398.21       159710.25               80    No MI               100220710000104451               5.875           20080101            15.95          5.875
    55303          156713       20060201        1260.95       156366.73               90    No MI               100220710000106365               5.875           20080101               15          5.875
    60544          261800       20060201        1690.79          261800               85    No MI               100220710000103115               5.875           20080101            13.75          5.875
    53098          144000       20060201        1216.09       143716.29               80    No MI               100220710000102976               5.875           20080101            15.55          5.875
    60409           55000       20060201         592.34        54944.36              100    No MI               100220710000103537                   0                                   0              0
    33991          299800       20060501        2340.94          299800      79.97000122    No MI               100386100002106284                 5.5           20080401            15.37           9.37
    46016           65700       20060501         606.39        65674.51               90    No MI               100330706020110400                 5.5           20080401            16.61            5.5
    85250          303450       20060401        2804.17       303214.22               85    No MI               100258920060100001                 5.5           20080301           16.625         10.625
    83703          213750       20060401        1426.41       213541.38               75    No MI               100258910060115208                 5.5           20080301           13.625          7.625
    47130          104600       20060401         728.71          104600               80    No MI               100330706020109584                 5.5           20080301            14.36           8.36
    15129          131000       20060401         995.69       130836.59      77.51000214    No MI               100258910060108476                 5.5           20080301           14.375            5.5
    34761          272000       20060401         1777.3       271816.27               80    No MI               100258910060200752                 5.5           20080301           13.437          7.437
    98513          148000       20060501        1301.17          148000               80    No MI               100153220602005297                 5.5           20080401            16.55          10.55
    29649           86400       20060101         769.42        86212.76               80    No MI               100213300000117973                 5.9           20071201           16.175         10.175
    98671          248000       20060401        1705.79       247853.28      82.58000183    No MI               100258940051200347                 5.5           20080301             13.9            7.9
    46224           20400       20060501         225.98        20395.36              100    No MI               100330706020112505                   0                                   0              0
    46224           81600       20060501         650.12         81554.4               80    No MI               100330706020112273                 5.5           20080401            14.89           8.89
    91744          416250       20060401        3500.06       415838.88               75    No MI               100258910060116586                 5.5           20080301             15.5            9.5
    85017          142000       20060401        1206.98        141866.4      67.62000275    No MI               100258930006020002                 5.5           20080301           15.625           9.65
    85635           98000       20060501         1039.7        97892.93              100    No MI               0.00E+00                             0                                   0              0
    29803          113400       20060401        1062.83       113315.16               70    No MI               100016900063352695                   0                                   0              0
    85635          392000       20060501        2873.62       391736.45               80    No MI               100153210601014283                 5.5           20080401            13.99           7.99
    33141          648000       20060501        4927.56       647597.64               80    No MI               100059400000008375                 5.5           20080401            14.38           8.38
    93630          188000       20060401        1307.19       187891.92      64.83000183    No MI               100258910060202337                 5.5           20080301               14              8
    33032           94500       20060401         648.22        94443.69      45.86999893    No MI               100258940051202236                 5.5           20080301           13.875          7.875
    32073          270560       20060401        2324.53       270306.51               95    No MI               100258910060109904                 5.5           20080301            15.75           9.75
    83642          186400       20060401        1126.17          186400               80    No MI               0.00E+00                           5.5           20080301            13.25           7.25
    23228          158650       20060401        1334.02        158493.3               95    No MI               100258940060100561                 5.5           20080301             15.5            9.5
    98684          137000       20060401         993.35        136810.8      65.87000275    No MI               100258950060100933                 5.5           20080301           13.875          7.875
    33484          176000       20060501        1323.82       175959.51               80    No MI               100271100000213817                 5.5           20080401            14.75           8.75
    95206          282800       20060401        2127.14       282666.53               70    No MI               100258910060106421                 5.5           20080301            14.75           8.75
    80219           31000       20060401         321.86        30982.65              100    No MI               100258910060112163                   0                                   0              0
    80219          124000       20060401         862.78       123813.53               80    No MI               100258910060103402                   0                                   0              0
    95242          266000       20060401        2049.77        265885.6               70    No MI               100258940060101247                 5.5           20080301            14.99           8.99
    19702           33600       20060501         331.97        33589.19              100    No MI               100076500001186432                   0                                   0              0
    19702          134400       20060501         832.16          134400               80    No MI               100076500000941290                 5.5           20080401            13.43            5.5
    32809          141000       20060401         889.05       140895.97               75    No MI               100258910060115018                 5.5           20080301           13.125          7.125
    19032           85000       20060401         714.73        84915.77      77.26999664    No MI               100258950060100594                 5.5           20080301             15.5            9.5
    32837          100000       20060501         899.82        99958.51            34.25    No MI               100271100000211837                   6           20080401             16.3           10.3
    34744          222000       20060401        1968.75       221776.43               75    No MI               100258940060102906                 5.5           20080301           16.125         10.125
     3048          149600       20060101         945.57       148916.44               80    No MI               1000606-7700253656                 5.5           20071201             12.5            6.5
    53215           26000       20060501         271.85        25992.92              100    No MI               100101309060207793                   0                                   0              0
    53215          104000       20060501         876.77       103949.16               80    No MI               100101309060205839                 5.5           20080401            15.53           9.53
    85022          147000       20060401        1471.36       146204.26      29.21999931    No MI               100213300000127667                   0                                   0              0
    48180          123750       20060501        1150.53       123702.91               75    No MI               100330706020109311                6.25           20080401             16.7           10.7
    93291          102000       20060501         765.57       101934.83      56.66999817    No MI               100153210602020057                   0                                   0              0
    33351          222300       20060501        1856.26        222188.8               90    No MI               100030200010112967                   0                                   0              0
    17545          184800       20060401        1962.98       184703.52               70    No MI               100016900063464151                   0                                   0              0
    19050          146700       20060501        1184.61       146620.53               90    No MI               100076500000933370                 5.5           20080401            15.04           9.04
    19020          228000       20060501        1661.87       227844.83               80    No MI               100076500000943189                   0                                   0              0
    54930           47200       20060301          354.6        47109.04               80    No MI               100220710000109153               5.875           20080201            14.25           8.25
    53210           54600       20060301         449.18        54514.43               70    No MI               100220710000109328               5.875           20080201            15.25          5.875
    55429          123600       20060301        1042.88          123600               80    No MI               100220710000109120               7.625           20080201           16.125          7.625
    53186          196000       20060301        1370.46       195529.62               80    No MI               100220710000108015               5.875           20080201             13.5          5.875
    56011          304000       20060301        1946.55       303022.27               80    No MI               100220710000107520               5.875           20080201           12.625          5.875
    60641          373500       20060301        2885.14       372823.34               90    No MI               100220710000107637               5.875           20080201            14.55          5.875
    53406           31040       20060201         310.95        31001.02              100    No MI               100220710000103800                   0                                   0              0
    53406          124160       20060201         906.72          123820               80    No MI               100220710000103768               5.875           20080101            13.95          5.875
    55110          120000       20060201            765          120000               80    No MI               100220710000105359               5.875           20080101            13.65          5.875
    60644          128000       20060201         852.27          128000      82.58000183    No MI               100220710000104766               5.875           20080101            13.99          5.875
    53121          391500       20060201        3178.31       390652.69               87    No MI               100220710000103354               5.875           20080101             15.1          5.875
    55434          204000       20060201         1358.3          204000               80    No MI               100220710000103081               5.875           20080101            13.99          5.875
    60104          150400       20060201         938.75          150400               80    No MI               100220710000105144               5.875           20080101            13.49          5.875
    55904          209600       20060201        1387.45       208899.89               80    No MI               100220710000102455               5.875           20080101            12.95          5.875
    60544          174000       20060101        1525.69       173607.83              100    No MI               100220710000101598                   0                                   0              0
    55372          261600       20060201         1613.2          261600               80    No MI               100220710000103404               5.875           20080101             13.4          5.875
    60605          132000       20051201        1157.42       131638.89               95    No MI               100220710000094512                   0                                   0              0
    46151           24000       20060401         242.26        23985.41              100    No MI               100330706020107935                   0                                   0              0
    33852          154000       20060501        1013.83          154000      89.52999878    No MI               100271100000205664                 5.5           20080401             13.9            7.9
    23666          258750       20060501        2256.39       258633.69               75    No MI               0.00E+00                           5.5           20080401           15.925          9.925
    33909          135000       20060501         856.13          135000      57.45000076    No MI               1001532-0000000000                 5.5           20080401            13.61           7.61
    78244           29980       20060301         286.84        29858.65      99.51999664    No MI               1001504-0106912413                   0                                   0              0
    78244          119920       20060301         879.09       119676.51               80    No MI               1001504-0106912412                6.99           20080201            14.99           7.99
    55444          223200       20060501        1743.75          223200               90    No MI               100386100002105153                 5.5           20080401           15.375          9.375
    78266           31395       20060201         300.37        31224.85              100    No MI               1001504-1205900129                   0                                   0              0
    78266          125590       20060201        1032.29       125325.98               80    No MI               1001504-1205900128                7.24           20080101            16.24           9.24
    46016           54000       20060501         541.77        53983.38               90    No MI               100059400000008292                 5.5           20080401            17.67          11.67
    46011           68400       20060501         686.25        68378.94               90    No MI               100059400000008300                 5.5           20080401            17.67          11.67
    92335          190000       20060501        1822.35       189933.57      52.77999878    No MI               0.00E+00                             0                                   0              0
    19803          228000       20060501         1649.2        227842.3               80    No MI               100076500000926291                   6           20080401            13.85           7.85
    28027          123120       20060401         878.22       122944.06               80    No MI               100016900054848370                 5.5           20080301           13.705          7.705
    85323           60000       20060501         629.67        59983.83               95    No MI               100386100002103406                   0                                   0              0
    85323          320000       20060501           2288          320000               80    No MI               100386100002103356                 5.5           20080401            14.58           8.58
    92236          354591       20060401        3079.09       354267.47               90    No MI               100144600097443867                   6           20080301           15.875          9.875
    86426          198000       20060101        1442.52       197316.56               90    No MI               100213300000113303                6.25           20071201           13.925          7.925
    63119           50000       20060401         380.92        49937.94      32.04999924    No MI               100404400000025629                 5.5           20080301             14.4            8.4
    53227           45600       20060501         460.29        45586.21              100    No MI               100101309060206779                   0                                   0              0
    48223           50400       20060401          442.3        50355.21               70    No MI               100330706020111234                 5.5           20080301               16             10
    53227          182400       20060501        1415.45       182291.75               80    No MI               100104309060206761                 5.5           20080401             14.6            8.6
    78233           86625       20060201         791.75        86485.17               70    No MI               0.00E+00                             8           20080101            17.49              8
    21229           99000       20060501         650.36        98916.83               90    No MI               0.00E+00                             0                                   0              0
    63021           26400       20060301         263.57        26301.44              100    No MI               1001504-0106912399                   0                                   0              0
    33309          113000       20060501          907.6       112938.02      62.77999878    No MI               100203000135645961                6.25           20080401            13.98           8.98
    85648           85600       20060501         554.97           85600               80    No MI               0.00E+00                             6           20080401            13.78           7.78
    24441          237600       20060501        1998.93       237561.27               90    No MI               0.00E+00                           5.5           20080401             15.9            9.9
    77004          252875       20051201        1944.39       251838.71               85    No MI               0.00E+00                           5.5           20071101             15.5            8.5
     8234           52000       20060401         571.97        51975.67              100    No MI               100022100135625416                   0                                   0              0
     8234          208000       20060401        1679.61       207773.79               80    No MI               100076500000922480                 5.5           20080301            15.04           9.04
    63945           80000       20060501         547.37        79937.96      78.51000214    No MI               100386100002102382                 5.5           20080401            13.28           7.28
    55959          170000       20060501        1245.04       169885.46               85    No MI               100386100002102671                 5.5           20080401            13.98           7.98
    34758          100000       20060501         696.48        99925.19      43.47999954    No MI               100386100002102911                 5.5           20080401            13.46           7.46
    92703          114000       20060401        1128.93       113926.79              100    No MI               100144600097445201                   0                                   0              0
    92703          456000       20060401           3040          456000               80    No MI               100144600097445193                 5.5           20080301               14              8
    33559          154000       20060501        1055.78       153881.05               70    No MI               100144600097445540                 5.5           20080401             13.3            7.3
    32720          117000       20060401         909.18       116861.07      83.56999969    No MI               100016900063066907                   0                                   0              0
    30213          167320       20060101        1220.04          167320               80    No MI               100016900060772911                 5.5           20071201            14.75           8.75
    34234           93700       20060301         706.62         93133.6      62.47000122    No MI               100016900063422993                   0                                   0              0
    30120           43600       20060301          447.8        43557.61              100    No MI               100016900063255344                   0                                   0              0
    30034          106222       20060401         725.85          106222               80    No MI               100016900063199179                 5.5           20080301             14.2            8.2
    33618           30000       20060301         307.89        29973.82              100    No MI               100016900063303441                   0                                   0              0
    32244          200600       20060501        1556.68       200480.95               85    No MI               0.00E+00                           5.5           20080401             14.6            8.6
    19977          159200       20060401        1187.37          159200               80    No MI               100076500000909537                 5.5           20080301            14.95           8.95
    61265           80000       20060401         680.28        79502.84      81.62999725    No MI               0.00E+00                             6           20080301            15.63           9.63
    89032          197576       20060401        1173.11          197576               80    No MI               100246100006631485               7.125           20080301           13.125          7.125
    86403          310500       20060501        2851.43          310500               90    No MI               0.00E+00                           5.5           20080401            17.02          11.02
    32920          140000       20060501        1147.69       138545.46      41.18000031    No MI               100198900000044363                 5.5           20080401            15.21            5.5
    19464           76500       20060401         671.34        76432.04               90    No MI               100076500000935953                 5.5           20080301               16             10
    11702          280000       20060401        2455.13       279750.71      62.22000122    No MI               100102600400506269                6.75           20080301            15.99           9.99
     8081          115920       20060401         899.55       115781.93               80    No MI               100076500000823308                 5.5           20080301             14.6            8.6
    63137           64000       20060501         553.39        63970.61               80    No MI               100386100002101079                 5.5           20080401           15.825          9.825
    33126           38000       20060401         389.41        37977.91              100    No MI               0.00E+00                             0                                   0              0
    33126          152000       20060401        1085.49       151918.74               80    No MI               0.00E+00                           5.5           20080301            14.25           8.25
    78216           73150       20060501         674.06        73121.49               95    No MI               100101309060204394                 5.5           20080401            16.59          10.59
    85041          190000       20060401        1536.16       189911.61      69.08999634    No MI               100153210602008565                6.75           20080301            15.48           9.48
    78223           42100       20051001         369.15        41946.23              100    No MI               100150407059000896                9.49           20070901            16.99           9.99
    85033          147750       20060401        1280.26       147614.49               75    No MI               0.00E+00                          6.25           20080301            15.85           9.85
    80540          367500       20060501        2836.18       367279.19               70    No MI               100030200094006796                 5.5           20080401            14.54           8.54
    85364          165500       20060401        1551.14       165376.17      69.83000183    No MI               0.00E+00                          6.25           20080301             16.8           10.8
    92314          204000       20060401        1772.39       203939.96               85    No MI               100144600097444600                5.75           20080301            16.25          10.25
    31069           50400       20060501         462.73        50380.16      88.41999817    No MI               100129600000522368                 5.5           20080401           16.545         10.545
    22482           25400       20060501         273.51        25373.08              100    No MI               100124100000020906                   0                                   0              0
    22482          101600       20060501         713.19        101525.2               80    No MI               100124100000020898                 5.5           20080401            13.54           7.54
    93705           90000       20060401         812.25           90000      32.72999954    No MI               100153220601020735                6.75           20080301            16.83          10.83
    80433          190000       20060401         1187.5          190000               76    No MI               100030200010110292                 5.5           20080301             13.5            7.5
    83501           95920       20060201         680.57        95641.03               80    No MI               100173250020041786                5.65           20080101            13.65           7.65
    30315           28000       20060401         288.01        27981.89              100    No MI               100184698160206113                   0                                   0              0
    30315          112000       20060401         774.65       111997.67               80    No MI               100184698160206105                 7.3           20080301             14.3            8.3
    33881           18060       20060101         187.86        18034.46              100    No MI               100144600097426904                   0                                   0              0
    33881           72240       20060101         529.57        71993.78               80    No MI               100144600097426896                 5.5           20071201            14.49           7.99
    33308           87000       20060401         608.32        86870.46      41.43000031    No MI               100060806020038498                   0                                   0              0
    92173          238000       20060101        1566.21       237601.49               70    No MI               100093900000100815                 5.3           20071201             13.5            7.5
    11727          344800       20060501        2358.71       344696.86               80    No MI               1002711-0000020979                 5.5           20080401            13.85           7.85
    90220          225000       20060401         1654.6       224889.15      64.29000092    No MI               0.00E+00                          6.25           20080301            14.53           8.53
    32130           30000       20060401         344.44        29926.93              100    No MI               1001532-1060103677                   0                                   0              0
    40241          193500       20060401        1751.96       193341.34               90    No MI               100330706020109881                 5.5           20080301           16.375         10.375
    98270          216000       20060501        1547.45       215847.55               90    No MI               0.00E+00                           5.5           20080401            13.75           7.75
    92704           76000       20060401          796.4        75958.65              100    No MI               100144600097444303                   0                                   0              0
    17020           76000       20060401         597.89        75912.23               95    No MI               100212504000255185                 5.5           20080301            14.75            5.5
    98391          225750       20060501        1937.88       225128.51               75    No MI               0.00E+00                          5.75           20080401            14.74           9.74
    94605          247000       20060401        2058.67       246916.66               65    No MI               0.00E+00                           5.5           20080301             15.8            9.8
    85303          178500       20060501        1211.64       178359.36               85    No MI               0.00E+00                             0                                   0              0
    32130          120000       20060401         863.01       119831.43               80    No MI               0.00E+00                           5.5           20090301            13.79           7.79
    56243          141525       20060401        1487.41       141448.69               85    No MI               1004044-0000002571                 5.5           20080301            18.29          12.29
     1588          193000       20060201        1399.38       192463.47      85.77999878    No MI               100060677002557445                 5.5           20080101           13.875          7.875
    93277          310000       20060401        2383.63       309623.07            62.25    No MI               1001532-1060101533                   0                                   0              0
    85363          252000       20060501        1800.14       251821.06               80    No MI               100386100002097038                 5.5           20080401            13.72           7.72
    65793           50850       20060501         414.66        50823.07               90    No MI               100386100002096683                 5.5           20080401            15.15           9.15
    20011          168000       20060501         1272.6          168000               80    No MI               100386100002096659                 5.5           20080401            15.09           9.09
    18466          131440       20051201         910.06       130833.64               80    No MI               100350300000564169                7.05           20071101             13.4            7.4
     8053          240000       20060401        2159.57       239800.01      82.76000214    No MI               100076500000939336                 5.5           20080301             16.3           10.3
    55025          194000       20060401         1328.9          194000      71.84999847    No MI               1001532-1060200128                 5.5           20080301            14.22           8.22
    18466           32860       20051201         331.69        32798.91              100    No MI               100350300000564318                   0                                   0              0
    65608           58500       20060501         477.04        58469.02               90    No MI               100386100002096303                 5.5           20080401            15.15           9.15
    30504           93000       20060401         651.77        92999.78               80    No MI               100016900057696909                 5.5           20080301            14.41           8.41
    32771           42000       20060401         432.02        41975.84              100    No MI               100022100135165058                   0                                   0              0
    76210          143120       20060401        1048.17       142706.03               80    No MI               100404400000022444                 5.5           20080301            13.98            5.5
    60048          320000       20060401        3020.87        319765.2      94.12000275    No MI               1001296-0000052164                 5.5           20080301            16.89          10.89
    33936          272000       20060401           1632          272000               80    No MI               1001532-1060103033                 5.5           20080301             13.2            7.2
    70827          123200       20051201         969.21       122766.91      79.54000092    No MI               100350300000555126                 8.7           20071101            14.75           8.75
    97121          176250       20060401         1576.1       176100.76               75    No MI               1001532-1060200176                6.25           20080301           16.225         10.225
    33496           66320       20060301         790.26        66149.17              100    No MI               100202930601110069                   0                                   0              0
    77586           95400       20051201         667.05         94968.5               75    No MI               100350300000571784                   0                                   0              0
    77034           25000       20051201         214.79        24928.56              100    No MI               100350300000549210                   0                                   0              0
    70778           13500       20051101         136.27        13470.56              100    No MI               100350300000502581                   0                                   0              0
    70778           54000       20051105         434.11        53788.38               80    No MI               100350300000502235                8.64           20071005            14.99           8.99
    77034          100000       20051201         692.38        99538.66               80    No MI               100350300000549061                7.05           20071101             13.4            7.4
    70764           68000       20051201         596.25        67816.87               80    No MI               100350300000538890                6.25           20071101            15.99           9.99
    17113           79920       20051201         550.63        79544.75               80    No MI               100350300000548436                 7.3           20071101            13.35           7.35
    19425          300000       20060501        2608.36       299864.14      64.51999664    No MI               100076500000934170                6.25           20080401            15.89           9.89
    20852          183000       20060401        1258.13          183000      40.93999863    No MI               100031458006012893                6.25           20080301            14.25           8.25
    90650           99800       20060401         973.11        99733.03              100    No MI               100144600097443131                   0                                   0              0
    90650          399200       20060401        2361.93          399200               80    No MI               100144600097441739                 5.5           20080301             13.1            7.1
    77515           50800       20050901         397.83        50526.38      79.37999725    No MI               100350300000423036                   6           20070801             14.7            8.7
    77489           66400       20050801         517.63        65997.11               80    No MI               100350300000329878                7.25           20070701            14.65           8.65
    92376          323000       20060401        2018.75          323000               85    No MI               100144600097443776                 5.5           20080301             13.5            7.5
    89120          209000       20060401        1698.13          209000               95    No MI               1001446-0009744253                 5.5           20080301            15.75           9.75
    30117          204000       20060301         1855.4       203750.94               85    No MI               100148700000159281                 5.5           20080201            16.43          10.43
    33618          120000       20060301         808.87        119613.1               80    No MI               100016900049930937                 5.5           20080201            13.13           7.13
    78245           25000       20060501         218.47        24988.82              100    No MI               100101309060103307                   0                                   0              0
    78245          100000       20060501         765.02        99938.73               80    No MI               100101309060103299                 5.5           20080401           14.445          8.445
    92082          151000       20060401         1466.6       150897.58              100    No MI               100144697443610                      0                                   0              0
    92082          604000       20060401        4215.42          604000               80    No MI               100144600097443602                 5.5           20080301           14.375          8.375
    43205          116000       20060401            812          116000               80    No MI               100330706020108172                 5.5           20080301             14.4            8.4
    77067           82670       20060501            648        82622.05      89.86000061    No MI               100198900000044694                   0                                   0              0
    33880          103500       20060401         669.66       103428.34               90    No MI               0.00E+00                           5.5           20080301            13.35           7.35
    33755          102850       20060401         830.52       102738.15               85    No MI               100060806020037268                 5.5           20080301            15.04            5.5
    85250          198000       20060401        1591.73       197782.43               60    No MI               100101309051203439                 5.5           20080301            14.99           8.99
    33441          189000       20060501        1283.62          189000               90    No MI               1002711-0000020942                   0                                   0              0
    33705          101250       20060501         655.37       101162.47      58.52999878    No MI               100386100002090421                 5.5           20080401            12.73           6.73
    85035           32000       20060301         301.72        31964.52              100    No MI               M10010130000001111                   0                                   0              0
    85224          202500       20060301        1442.81          202500               75    No MI               100101300000011296                 8.3           20080201            14.55            8.3
    85242           47622       20060301         491.31        47581.09              100    No MI               M10010130905121101                   0                                   0              0
    85035          128000       20060301         886.25       127707.45               80    No MI               M10010130000001110                7.15           20080201             13.4           7.15
    85242          190486       20060301        1444.52          190486               80    No MI               M10010130905121095                8.85           20080201             15.1           8.85
    77028          164000       20060301           1025          164000               80    No MI               M10010130000000117                8.55           20090201             13.5           8.55
    85706           29300       20060301         295.76        29264.55              100    No MI               M10010130000001138                   0                                   0              0
    85706          117200       20060301         807.48       116904.02               80    No MI               M10010130000001137                 7.1           20080201            13.35            7.1
    79109          103230       20060301         886.91       103084.32               90    No MI               M10010130905121037                8.25           20080201            15.75           8.25
    85204           48840       20060301         460.51        48785.82              100    No MI               M10010130000001142                   0                                   0              0
    85204          195360       20060301         1188.4       195353.55               80    No MI               M10010130000001141                7.05           20080201             13.3           7.05
    85051           51000       20060301          514.8        50953.27              100    No MI               M10010300000000117                   0                                   0              0
    85051          204000       20060301           1428          204000               80    No MI               M10010300000001169                 8.1           20080201             14.4            8.1
    87121          153000       20060301        1229.97       152739.04      89.54000092    No MI               M10010130905120824                8.74           20080201            14.99           8.74
    85364          223680       20060301        1525.89       223153.37               80    No MI               M10001130000001118                   7           20080201            13.25              7
    85041           37000       20060301         366.13         36964.1              100    No MI               M10010130000000980                   0                                   0              0
    48656           58300       20060301         608.67        58251.65              100    No MI               100022100148798374                   0                                   0              0
    85353          120000       20060301         935.48       119785.01      72.73000336    No MI               M10010130000001109                 6.4           20090201            15.65            8.4
    85017          123200       20060301         895.42       122945.27               70    No MI               M10010130000001066                   0                                   0              0
    85041          148000       20060301         985.43          148000               80    No MI               M10010130000000979                7.74           20080201            13.99           7.74
    66002          112800       20060301         804.22       112550.44               80    No MI               M10010130905111028                7.45           20080201             13.7           7.45
    77031           81000       20060101         630.87        80758.19               90    No MI               M10010130905110764                   8           20071201            14.64           8.89
    75104           95999       20060101         696.06        95664.29               80    No MI               M10010130905110241                   0                                   0              0
    85239          155770       20060101         957.31       155765.23               80    No MI               M10010130905110062               7.125           20071201           13.375          7.125
    64133           20000       20060101          211.9        19973.29              100    No MI               100022100148797384                   0                                   0              0
    64133           80000       20060101         606.65        79746.59               80    No MI               100101309051100155                8.15           20071201            14.35           8.15
    85219          156000       20060101         1074.8       155396.14               80    No MI               M10010130905100984                 7.1           20071201            13.35            7.1
    75248           50000       20060101         340.75         49802.2      29.76000023    No MI               M10010130905100717                6.99           20071201            13.24           6.99
    79936           59990       20051201         439.14        58731.18      79.98999786    No MI               M10010130905100041                   0                                   0              0
    36804           76500       20060301         646.05         76387.4               85    No MI               M10010130905100029                 7.5           20080201            15.55            9.3
    85035          193500       20051201        1167.45          193500               90    No MI               M10010130905081123                6.99           20071101            13.24           6.99
    52405          115200       20060301         977.08       115031.21               90    No MI               M10010130000000614                 8.2           20080201             15.6           9.35
    85232           32523       20060101         309.72        32463.97              100    No MI               M10010130505800071                   0                                   0              0
    85232          130088       20060101         823.89          130088               80    No MI               M10010130505070172                7.35           20071201             13.6           7.35
    64063          103120       20060201         731.65       102820.11               80    No MI               M10010130000000812                 7.4           20080101            13.65            7.4
    64138           84800       20060301         533.53           84800               80    No MI               M10010130000001148                 7.3           20080201            13.55            7.3
    64119          130500       20060101        1024.31       129849.45               90    No MI               M10010130000000073               8.475           20071201           14.725          8.475
    62269           25353       20060301         241.25        25325.57      99.72000122    No MI               101101210051200318                   0                                   0              0
    62269          101290       20060301         734.42       101079.52      79.76000214    No MI               100101310051200110               7.625           20080201           13.875          7.625
    85035          110000       20060301         932.98       109839.79      64.70999908    No MI               M10010310051000040               7.875           20080201             15.6           9.35
    62014           50000       20060301         358.21        49893.44      90.91000366    No MI               M10010310050901688                 6.5           20080201             13.5            7.5
    23834          124000       20060501        1179.94       123955.69               80    No MI               1002711-0000020607                6.25           20080401            16.99          10.99
    85017          112000       20060501         778.53       111915.87               80    No MI               100386100002089357                 5.5           20080401            13.44           7.44
    28031          159556       20060201        1329.54       159544.39              100    No MI               100032100000612968                 6.5           20080101               16             10
    30127          248400       20060201         1966.5          248400              100    No MI               100032100000529675                 6.5           20090101             15.5            9.5
    30126          110900       20060201         958.82          110900              100    No MI               100032100000631265                 6.5           20080101           16.375         10.375
    76901           59400       20060201          536.7        59301.24               90    No MI               100060800000248458                 5.5           20080101            16.35            5.5
    76020           82800       20060501         752.15        82766.48               90    No MI               100101309060201077                 5.5           20080401           16.415         10.415
     8879          176000       20060201        1350.79       175567.19               80    No MI               100366000000021770                5.65           20080101            14.48           8.48
     7307           25000       20060201         233.37        24959.93      56.40999985    No MI               100046600005729372                   0                                   0              0
    60637          288000       20060201           2118          288000               80    No MI               100213300000122866                5.75           20080101           14.825          8.825
    20613          442000       20060301        2670.42          442000      77.54000092    No MI               100213300000123849                5.75           20080201            13.25           7.25
    86442           72000       20060301         578.03        71880.52               60    No MI               100213300000123997                5.75           20080201           14.975          8.975
    21216          117250       20060301         951.87       117060.14               70    No MI               100213300000123625                6.75           20080201             15.1            9.1
    59718          115000       20060301         796.24       114325.87      48.31999969    No MI               100213300000123351                   0                                   0              0
    96766           71600       20060201         750.29        71521.32              100    No MI               100213300000122106                   0                                   0              0
    29732           95400       20060201         894.38           95400               90    No MI               100213300000122635                 5.9           20080101            17.25          11.25
    39818           39600       20060301         421.87        39569.09               90    No MI               100213300000123930                   0                                   0              0
    60108          156000       20060201         893.39       155936.67               80    No MI               100213300000120035                5.75           20090101           12.875          6.875
    40391           90400       20060201         716.03        90192.88               80    No MI               100213300000120753                 5.9           20080101           14.825          8.825
    45419          145350       20060301        1097.08       145072.86               95    No MI               100213300000122627                5.75           20080201             14.3            8.3
    29325           61750       20060301         499.08         61649.1               65    No MI               100213300000123880               6.125           20080201            15.05           9.05
    49423          133600       20060301          918.5          133600               80    No MI               100213300000124177                 5.9           20080201            14.25           8.25
    45212          214000       20060201        1412.98       213281.73      79.26000214    No MI               100213300000120407                 5.9           20080101           12.925          6.925
    28227          440000       20060201        3367.64       438911.34      83.01999664    No MI               100213300000120985                   6           20080101            14.45           8.45
    32503          238000       20060201        1983.89        237516.1               85    No MI               100213300000120084                   6           20080101             15.4            9.4
    60505          202500       20060201        1732.36       202113.41               90    No MI               100213300000119417                   6           20080101             15.7            9.7
     3106          148000       20060301         969.78       147623.01      69.80999756    No MI               100213300000123823                 5.9           20080201            12.85           6.85
    78130          159200       20060201        1361.93       158896.09               80    No MI               100213300000121439                   6           20080101             15.7            9.7
    30294           71725       20060101         628.11        71562.84               95    No MI               100213300000116579                5.75           20071201           15.975          9.975
    49646           64480       20060201         566.89           64480               80    No MI               100213300000119102                 5.9           20080101            16.55          10.55
    96766          286400       20060201        2017.28       285554.52               80    No MI               100213300000122098                5.75           20080101           13.575          7.575
    78210           78400       20051001         560.58        77864.86               80    No MI               100353000000438513                   6           20070901            13.73           7.73
    77388          108036       20051001          928.2       107618.19            79.75    No MI               100350300000457323                   6           20070901            15.75           9.75
    30311           41000       20060101         436.78        40946.14              100    No MI               100213300000117866                   0                                   0              0
    77373           70000       20051001         447.06        69043.63               80    No MI               100350300000445344                   6           20070901             12.6            6.6
    63136           53600       20051001            384        53290.41               80    No MI               100350300000474880                7.25           20070901            13.75           7.75
    12809          170000       20060201        1206.17       169505.62               85    No MI               100213300000121421                 7.4           20080101            13.65           7.65
    33647          178750       20060101        1296.06       178126.82               65    No MI               100213300000115233                 5.9           20071201           13.875          7.875
    49646           26100       20051201         266.96        26028.22              100    No MI               100213300000113014                   0                                   0              0
    84403          172800       20051201         1022.4          172800               80    No MI               100213300000113717                5.75           20071101             13.1            7.1
     6320          241600       20060201        1730.85       240911.29               80    No MI               100213300000120316                5.75           20080101            13.75           7.75
    77590           61750       20051001         499.08         61475.8               95    No MI               100350300000436392                   6           20070901            15.05           9.05
    77590           61750       20051001         499.08         61475.8               95    No MI               100350300000442275                   6           20070901            15.05           9.05
    36830           79200       20050901          567.4        78683.71               90    No MI               100350300000361533                   6           20080801            13.75           7.75
    21225          133000       20060201        1022.65       132657.23      91.72000122    No MI               100213300000120340                6.95           20080101             14.5            8.5
    77061           84000       20050901         783.49        83704.37               80    No MI               100350300000430502                   6           20070801            16.74          10.74
    78727           92000       20060201         824.41        91825.69               80    No MI               100213300000117759                   7           20080101            16.25          10.25
    70814          100800       20060101         652.11       100359.04               80    No MI               100213300000113782                5.75           20071201           12.725          6.725
    45403           50000       20051201         374.17           50000      83.33000183    No MI               100213300000112552                   0                                   0              0
    77064           82400       20050901         738.39        82073.69               80    No MI               100350300000434611                   6           20070801            16.25          10.25
    77085           92000       20050901         629.16        91341.12               80    No MI               100350300000408821                   6           20070801           13.275          7.275
    12487          100000       20060101         793.85        99612.86      61.34999847    No MI               100213300000115209                   0                                   0              0
    28213          108900       20060201         889.35          108900               90    No MI               100213300000122643                 5.9           20080101             15.8            9.8
    14216          133950       20060201        1089.86       133660.71               95    No MI               100213300000120670                5.75           20080101           15.125          9.125
    21220          122400       20060201         910.96        122078.1               80    No MI               100213300000120506                 5.9           20080101            14.15           8.15
    33478          357000       20060201        2405.18       355847.82               70    No MI               100213300000116421                   0                                   0              0
    61111          177600       20051201        1070.52       176535.95               80    No MI               100213300000111877                5.75           20071101            12.05           6.05
    45322          138400       20060101         901.17       138198.99               80    No MI               100213300000113196                 5.9           20071201           13.825          7.825
    19601          121500       20050901         887.29       120738.45               90    No MI               100022100148802648                6.75           20070801            13.95           7.95
    14218           82400       20060201         673.41         82157.1               80    No MI               100213300000117494               6.125           20080101           15.175          9.175
    77041           97600       20050901         722.97        97005.22               80    No MI               100350300000377190                   6           20070801             14.1            8.1
    19355          100000       20060401         703.67        99853.03      33.90000153    No MI               100076500000904777                 5.5           20080301           13.565          7.565
    30188          244800       20060301        1578.96          244800               85    No MI               100330706010105311                 5.5           20080201            13.74           7.74
    22192          303300       20060401        1971.45          303300               90    No MI               100031442016010295                 5.5           20080301             13.8            7.8
    84042          117800       20060301         903.13          117800      79.97000122    No MI               0.00E+00                           7.2           20080201             15.2            7.2
    75068          287300       20060401        2470.46       287031.41               85    No MI               10010130060105443                  5.5           20080301            15.76            5.5
    34420          133200       20060501        1000.69       133115.06               90    No MI               100271100000205011                   0                                   0              0
    44264          112000       20060401         974.61       111806.89               70    No MI               0.00E+00                             8           20080301             15.9            9.9
    22707          269950       20060301        2245.31       269537.81      89.98999786    No MI               100031458006011523                 5.5           20080201           15.375          9.375
    41071          123250       20060101         819.16       122737.92               85    No MI               100244400000589990                5.59           20071201            12.99           6.99
    47167           58400       20060201         407.94        58223.75               80    No MI               100244400000592820                6.09           20080101            13.49           7.49
    49265          334050       20060101        2200.06       332636.53               85    No MI               100013703082814841                6.75           20081201             12.9            6.9
    63123          131250       20060101         795.37       130600.48               75    No MI               100013703082813850                   0                                   0              0
    80014          165200       20051228        1234.13       164659.47      76.83999634    No MI               100311010000268368                 4.8           20071128            14.19           8.19
    65605           93500       20051201         669.85        93066.43               85    No MI               100013703082792153                   0                                   0              0
    53215           70000       20051201         472.78        69660.79               56    No MI               100013703082789779                   0                                   0              0
    45238          106000       20051201         834.59       104468.09      70.66999817    No MI               100013703082786965                   0                                   0              0
    21157           78600       20060201         799.43         78505.6               80    No MI               100091510600005694                   0                                   0              0
    63114           48000       20051209          476.9           47336      68.56999969    No MI               100311010000260548                   0                                   0              0
    30622           48000       20060201         439.07         47922.7      77.41999817    No MI               100209900000236313                   0                                   0              0
    19149           85500       20060101         624.39        85205.92               90    No MI               100013703082774581                5.95           20071201            13.95           7.95
    44883           75600       20051201         502.46         75174.6               90    No MI               100244400000582961                   0                                   0              0
    63110           80000       20051101         556.64        79572.28      50.77000046    No MI               100013703082766090                 7.2           20071001            13.45           7.45
    53206           44000       20051007         330.56        43406.64               80    No MI               100013703082764012                   0                                   0              0
    96021           25001       20051201          230.6        24641.55      74.93000031    No MI               100013703082761950                   0                                   0              0
    85345           30000       20051104         257.75        29914.28      83.59999847    No MI               100013703082746381                   0                                   0              0
    98027           50000       20051103         370.37         49799.4      57.58000183    No MI               100013703082742810                   0                                   0              0
    98512           25000       20051002         207.48        24794.08      87.04000092    No MI               100013703082739295                   0                                   0              0
    44121           42000       20051001         333.42        41805.67      84.76999664    No MI               100013703082739113                   0                                   0              0
    85048          345200       20051201        2354.88       343559.62               80    No MI               100013703082737398                   7           20071101            13.25           7.25
    48382           38000       20051002         312.62        37820.93             89.5    No MI               100013703082736895                   0                                   0              0
    63461           19000       20051111         201.86        18714.06             90.5    No MI               100013703082735079                   0                                   0              0
    53210           99000       20051118         606.34        98423.54      53.50999832    No MI               100013703082729395                   0                                   0              0
    60185           35000       20051021         333.31        34910.22      87.83000183    No MI               100013703082728710                   0                                   0              0
    43620           59150       20051205         539.96         57926.7               70    No MI               100244400000585584                   0                                   0              0
    49445           92000       20060101         652.75        91664.49      76.66999817    No MI               100244400000585196                   0                                   0              0
    33625           74100       20051001          609.6        73784.28      84.91999817    No MI               100013703082721111                   0                                   0              0
    85302           50000       20051101          454.7        48435.22      85.58999634    No MI               100013703082720121                   0                                   0              0
    43207           76000       20051119         477.88         75578.1      77.55000305    No MI               100013703082718653                   0                                   0              0
     7666          272000       20051201         2072.2       270956.32               80    No MI               100013703082707847                   0                                   0              0
    93230           20000       20051001         165.99        19916.19      75.40000153    No MI               100013703082692734                   0                                   0              0
    97227          148000       20051001         920.91       146877.44               80    No MI               100013703082689458                5.85           20070901            12.35           6.35
    93306           47000       20051026         351.44        46783.69      61.09000015    No MI               100013703082688385                   0                                   0              0
    56511           73800       20050901         533.83        73221.08               90    No MI               100013703082681356                 7.6           20070801            13.85           7.85
    62040           71600       20050901          503.1        71112.49               80    No MI               100013703082680101                 7.3           20070801            13.55           7.55
    54956          126000       20051101          946.6       125376.84               90    No MI               100013703082679889                   8           20071001            14.25           8.25
    53216          119000       20051101         869.04       118424.01               85    No MI               100013703082677800                 7.7           20071001            13.95           7.95
    76542          109600       20050901         777.63       108871.24               80    No MI               100013703082672280                   0                                   0              0
    98902          121600       20051015         858.59       120968.91               80    No MI               100013703082670797                   0                                   0              0
    32459           18500       20051014         181.09        18131.21               43    No MI               100013703082670532                   0                                   0              0
    24416          140000       20050301         866.57       137952.25               80    No MI               0.00E+00                          6.05           20070201             12.3            6.3
     6112          104000       20060301         727.18          103767      74.29000092    No MI               100102600400500502                   0                                   0              0
    85603          114000       20060301            684          114000               76    No MI               100153220511015585                 5.5           20080201             13.2            7.2
    32606          144000       20060401          832.8          144000      87.26999664    No MI               0.00E+00                           5.5           20080301            12.94           6.94
    97114          148000       20051201         870.83       147702.51               80    No MI               100153210508018437                6.25           20071101           13.075          7.075
    85213          280000       20060301        2104.67          280000      69.13999939    No MI               100153220511020452                   6           20080201            15.02              6
    44827           21000       20060301          232.4        20936.37              100    No MI               100202930512210024                   0                                   0              0
    49017           76000       20060301         657.15        75894.44               80    No MI               100202930512290042                5.75           20080201           15.825           5.75
    30094           21900       20060201         260.96        21824.37              100    No MI               100202930512230154                   0                                   0              0
    95207          306000       20060401        2495.24       305674.78               90    No MI               100258910051215165                 5.5           20080301            15.15           9.15
    23223          146900       20060301        1301.29       146899.99      79.40000153    No MI               100031458006011002                 5.5           20080201            16.63          10.63
    34715          379650       20060301        2981.29       378974.68      84.98999786    No MI               100366000000022224                 6.1           20080201            14.73           8.73
     2155          101000       20060301         983.39       100604.32              100    No MI               100366000000022042                   0                                   0              0
     2155          404000       20060301        2930.68       403161.25               80    No MI               100366000000022034                5.65           20080201            13.88           7.88
     7055           76000       20060301         770.55         75724.6              100    No MI               100366000000022117                   0                                   0              0
     7055          304000       20060301        2226.41       303381.48               80    No MI               100366000000022109                5.65           20080201            13.98           7.98
    12601          292500       20060301        2253.52       292348.36               90    No MI               100366000000021937                5.65           20110201            15.25           9.25
    33838           79200       20060301         661.92        79080.45               90    No MI               100366000000022166                5.65           20080201            15.43           9.43
    33065          249750       20060101         1454.3       248428.69               75    No MI               100366000000020285                   0                                   0              0
     8080          248000       20060201         1444.6          248000      82.66999817    No MI               100360000000021051                5.65           20080101            12.99           6.99
    12590          302000       20060201        2007.19       300999.15      84.83000183    No MI               100366000000019774                   0                                   0              0
    33415          147600       20051201        1101.61       147007.24               90    No MI               100366000000018941                 5.5           20071101            14.18           8.18
     6513          196000       20051101        1122.72       194499.89      75.09999847    No MI               100366000000017679                5.95           20071001            11.58           5.58
    22405          268000       20060301        2079.71       267519.45               80    No MI               100031442016010212                 5.5           20080201             14.6            8.6
    10952          101000       20060301         849.26        97452.74      22.44000053    No MI               1001446-0009743927                 5.5           20080201             15.5            9.5
    19142           76500       20060401          607.3           76412               90    No MI               100124100000020294                 5.5           20080301            14.85           8.85
    19968          394200       20060301        3038.62          394200               90    No MI               100031458006010186                 5.5           20080201            15.25           9.25
    49093           92000       20060301         635.73        91788.92               80    No MI               100330706010103555                 5.5           20080201            13.38           7.38
    85242          184000       20060301         1108.8       183525.57               80    No MI               100404400000017618                 5.5           20080201            13.25           7.25
    85242           46000       20060301         420.78        45944.68              100    No MI               100404400000019556                   0                                   0              0
    96007          211250       20060501         1267.5          211250               65    No MI               100059400000007476                5.75           20080401             13.2            7.2
    49022           52500       20060201         411.14        52376.61      65.62999725    No MI               100202930512050008                   0                                   0              0
    29527          208000       20060301        1764.59        207900.2               80    No MI               100271100000198406                   6           20080201            15.99           9.99
     6615          238000       20060201        1913.29       237473.02               85    No MI               100103100071862660                 7.5           20080101            15.99           8.99
    29483          127920       20060201         952.04       127575.52               80    No MI               100103100071862066                 7.5           20080101            15.15           8.15
    19120           74500       20060201         701.05        74086.46              100    No MI               100103100071861951                 7.5           20080101            17.85          10.85
    11778          200000       20060201        1755.14        197647.8      64.51999664    No MI               100103100071861829                 7.5           20080101               17             10
    34478          123750       20060201        1036.05       123501.01               75    No MI               100103100071861621                 7.5           20080101            16.45           9.45
    11772           77378       20060201         825.82        77297.56              100    No MI               100103100071860888                   0                                   0              0
    11772          309511       20060201        2114.99          309511               80    No MI               100103100071860862                 7.5           20080101             15.2            8.2
    19126          101650       20060201         922.24       101482.75               95    No MI               100103100071859492                 7.5           20080101             17.4           10.4
    19154          154000       20060201        1478.23       153768.41               70    No MI               100103100071859278                 7.5           20080101             18.1           11.1
    48146           99900       20060201         854.63        99709.27      79.98000336    No MI               100103100071858544                 7.5           20080101             16.7            9.7
    22554          118000       20060201        1101.51       117819.89              100    No MI               100103100071858429                   0                                   0              0
    19425          208675       20060201        1530.28          208675               85    No MI               100103100071858346                 7.5           20080101             15.8            8.8
    19144           84128       20060201         728.98        83972.39               90    No MI               100103100071858296                 7.5           20080101            16.85           9.85
    11701           61200       20060201         582.82        61111.51              100    No MI               100103100071857520                   0                                   0              0
    11701          244800       20060201         1662.6          244800               80    No MI               100103100071857504                 7.5           20080101            15.15           8.15
    37604          279100       20060201        2290.95          279100      79.98999786    No MI               100103100071856787                 7.5           20080101            16.85           9.85
     6611           86000       20060201            819        85834.26              100    No MI               100103100071855730                   0                                   0              0
    12972          148000       20060201        1309.76       147740.37               80    No MI               100103100071855532                 7.5           20080101             17.1           10.1
    19030          245000       20060201        1918.67        244424.1      79.93000031    No MI               100103100071855508                 7.5           20080101             15.7            8.7
    48219          114000       20060201        1085.65       113769.26              100    No MI               100103100071855359                 7.5           20080101               18             11
    71203           57600       20060201          531.2         57509.2               90    No MI               100103100071854899                 7.5           20080101             17.6           10.6
    21046          220000       20060201        1585.83          220000               80    No MI               100103100071854667                   7           20080101            15.65           8.65
    65301          216325       20060101        1766.65          216325               85    No MI               100103100071854196                 7.5           20071201             16.8            9.8
    11706           75200       20060201         716.15        75091.25              100    No MI               100103100071853552                   0                                   0              0
    11706          300750       20060201        2042.59          300750               80    No MI               100103100071853545                 7.5           20080101            15.15           8.15
    11717           68000       20060101         647.58        67876.52              100    No MI               100103100071853511                   0                                   0              0
    11717          272000       20060101        1847.33          272000               80    No MI               100103100071853503                 7.5           20071201            15.15           8.15
    21222          182700       20060201         1664.4       182402.59               90    No MI               100103100071851838                 6.5           20080101            17.45          10.45
    23188          198400       20060202        1610.67       198079.17               80    No MI               100103100071850236                 7.5           20080102             16.1            9.1
    29468          102090       20060201          749.1       101808.39               83    No MI               100103100071850145                 7.5           20080101               15              8
    23805          145600       20060101         939.52       144959.96               80    No MI               100103100071848826                   0                                   0              0
    11434          109000       20060101        1038.03       108802.09              100    No MI               100103100071846796                   0                                   0              0
    11434          436000       20060101        2525.17          436000               80    No MI               100103100071845830                6.85           20071201            13.95           6.95
    17314           38980       20060101         371.22         38909.2              100    No MI               100103100071844981                   0                                   0              0
    17314          155920       20060101        1133.23       155379.13               80    No MI               100103100071844965                   0                                   0              0
    29456           40100       20060101         413.91        39864.08              100    No MI               100103100071844734                   0                                   0              0
    29456          160400       20060101        1188.16       159865.53               80    No MI               100103100071844726                 7.5           20071201             15.1            8.1
    19150           80750       20051201         729.61         80546.8               85    No MI               100103100071843678                 7.5           20071101            17.35          10.35
     7112          242000       20060201        2405.74       241689.59              100    No MI               100103100071843140                 7.5           20080101            18.55          11.55
    12303          100000       20060101         725.07        99651.36               80    No MI               100103100071842613                 7.5           20071201           14.875          7.875
    17701           36000       20060101         342.84         35934.6              100    No MI               100103100071841771                   0                                   0              0
    17701          144000       20060101            930          144000               80    No MI               100103100071841763                 7.5           20071201            14.75           7.75
    17754          161500       20060101        1322.77       161070.45               85    No MI               100103100071839635                 7.5           20081201             16.2            9.2
     3076          320000       20051201        1730.04       319392.75               80    No MI               100103100071839064                   0                                   0              0
     8059          180000       20051201        1222.31       179971.43               90    No MI               100103100071838488                 7.5           20081101            15.15           8.15
    28262          104000       20051201            650          104000               80    No MI               100103100071838330                 7.4           20071101             14.5            7.5
    95815          225250       20060101        1858.31       225249.52               85    No MI               100103100071836789                 7.5           20071201             16.9            9.9
     2891          248000       20051201           1302          248000               80    No MI               100103100071836615                 6.2           20081101             13.3            6.3
    19148          138750       20051201         963.04       138113.07               75    No MI               1001031-0007183622               7.325           20081101           14.425          7.425
    19702          160000       20060101        1080.65       159355.77               80    No MI               100103100071835781                7.05           20071201            14.15           7.15
    29928          318750       20051201        2530.41       317652.16               75    No MI               100103100007183453                 7.5           20081101            15.85           8.85
    33322          157250       20051201        1145.63       156596.56               85    No MI               100103100071833786                 7.5           20081101           14.925          7.925
    14094           40450       20060201         359.47         40379.8      89.88999939    No MI               100103100071833620                 7.5           20080101            17.15          10.15
     8609          115000       20060201        1135.19       114956.31              100    No MI               100103100071829479                 7.5           20080101            18.85          11.85
    93312          328000       20060101        2378.23       326735.97               80    No MI               100062700499900353               7.625           20071201           14.875          7.625
    89502          279000       20060101           1860          279000               90    No MI               100062700499900320                7.75           20071201               15           7.75
    93312          225400       20060201        1653.91       224788.95               70    No MI               100062700451906364                7.75           20080101               15           7.75
    93306          198000       20060101        1420.89       197689.18               90    No MI               100062700451905861               8.375           20071201           15.625          8.375
    93307           85500       20060101         547.47        85118.61      61.06999969    No MI               100062700451903882               6.375           20071201           13.625          6.375
    80022           45552       20060201          503.9        45483.25              100    No MI               100062700451702136                   0                                   0              0
    80022          182209       20060201        1271.47       182180.47               80    No MI               100062700451702128               8.125           20080101           15.375          8.125
    80018          260497       20060101        1980.86          260497               90    No MI               100062700451701344               8.875           20071201           16.125          8.875
    89408           46667       20060101         475.54        46596.51              100    No MI               100062700451004558                   0                                   0              0
    89408          186669       20060101        1289.28          185950               80    No MI               100062700451004541               7.125           20071201           14.375          7.125
    92345          260300       20060201        1952.25          260300               95    No MI               100062700450802341                8.75           20080101               16           8.75
    71201           22200       20060201         209.32        22167.02              100    No MI               100062700450705148                   0                                   0              0
    71201           88800       20060201          536.5           88800               80    No MI               100062700450705130                   7           20080101            14.25              7
    90745          300000       20060101           1750          300000               75    No MI               100062700450704836                6.75           20071201               14           6.75
    90260          109800       20051201        1024.96       109546.35              100    No MI               100062700450704380                   0                                   0              0
    90260          439200       20051201        2699.25          439200               80    No MI               100062700450704372               7.125           20071101           14.375          7.125
    70363           97000       20060201         869.22        96835.18      88.18000031    No MI               100062700450504780                  10           20080101            17.25             10
    91304          210000       20060101        1421.87          210000      38.88999939    No MI               100062700450202955               7.875           20071201           15.125          7.875
    90047          100000       20060101           1019        99495.43              100    No MI               100062700450107212                   0                                   0              0
    90047          400000       20060101        2666.44       399966.44               80    No MI               100062700450107204                7.75           20071201               15           7.75
    90059          292000       20060101        1855.42          292000               80    No MI               100062700450106958               7.375           20071201           14.625          7.375
    91344          580000       20060101        3322.92          580000      77.33000183    No MI               100062700450106180               6.625           20071201           13.875          6.625
    90744           97000       20060101         905.48        96814.09              100    No MI               100062700450105778                   0                                   0              0
    90744          388000       20060101        2465.42          388000               80    No MI               100062700450105760               7.375           20071201           14.625          7.375
    90059          196000       20050701        1184.07       195983.67               80    No MI               100062700450100860                   7           20080601            13.25              7
    20781          210000       20060101        1093.75          210000      77.77999878    No MI               100062700313404160                   6           20071201            13.25              6
    20707          243000       20060201        1468.12          243000               90    No MI               100062700313012286                   7           20080101            14.25              7
    20851          285600       20060201           1785          285600               80    No MI               100062700312605593                7.25           20080101             14.5           7.25
    20857           71400       20060201          755.1        71323.68              100    No MI               100062700312605593                   0                                   0              0
    20782           71380       20060101         727.36        71272.93              100    No MI               100062700312605551                   0                                   0              0
    20782          285520       20060101        1725.02          285520               80    No MI               100062700312605544                   7           20071201            14.25              7
    20735          253300       20060101         1451.2          253300               85    No MI               100062700312038803               6.625           20071201           13.875          6.625
    20602          258400       20060101        1641.92          258400               80    No MI               100062700311810905               7.375           20071201           14.625          7.375
    70737          157000       20051201        1235.12       156448.05      84.86000061    No MI               100062700310711609                 8.5           20071101            15.75            8.5
    22728          335750       20060201        2588.07          335750               85    No MI               100062700310711328                   9           20080101            16.25              9
    36507           31000       20050701         298.15        30876.06              100    No MI               100062700310709538                   0                                   0              0
    36507          124000       20050701         824.98       122848.68               80    No MI               100062700310709397                6.75           20070601               14           6.75
    22312          223500       20060201        1698.76       222938.48             74.5    No MI               100062700310349368               8.125           20080101           15.375          8.125
    20748          171000       20060101         996.19          170775      77.73000336    No MI               100062700310348634                6.75           20071201               14           6.75
    22192          256000       20060101        1546.67          256000               80    No MI               100062700310348428                   7           20071201            14.25              7
    22192           64000       20060101         633.79        63895.74              100    No MI               100062700310348410                   0                                   0              0
    22193          499000       20060101        2546.98          499000      68.91999817    No MI               100062700310250269               5.875           20081201           12.125          5.875
    19901           68624       20060101         589.59        68461.28              100    No MI               100062700310124613                   0                                   0              0
    19901          274495       20060101        1629.79        274491.5               80    No MI               100062700310124555               6.875           20071201           14.125          6.875
    20009          349000       20060101        2072.19          349000      74.97000122    No MI               100062701323210696               6.875           20071201           14.125          6.875
    48197          189000       20060101        1397.81          189000               90    No MI               100062701320340439               8.625           20071201           15.875          8.625
    33410          391000       20060101        2973.23          391000               85    No MI               100062701320338060               8.875           20071201           16.125          8.875
    32137          166600       20060201         1023.9          166600               85    No MI               100062701320336643               7.125           20080101           14.375          7.125
    37035           92700       20060201         696.42        92457.46               90    No MI               100062713203339529                   8           20080101            15.25              8
    71913          369900       20060101         2714.2       368642.34               90    No MI               100062701320333673                   0                                   0              0
    45036           84000       20060101         808.82        82783.28               70    No MI               100062701320330596                   0                                   0              0
    49428          151920       20060101        1088.37       151376.93               80    No MI               100062701320328376                 7.5           20071201            14.75            7.5
    33063          190000       20060101        1365.37       189964.38      61.88999939    No MI               100062701320324375               8.375           20071201           15.625          8.375
    37030           55200       20051001         395.46        54881.19               80    No MI               100062701320317056                 7.5           20070901            14.75            7.5
    77571          114000       20060101         816.71       113592.47               80    No MI               100062700121566853                 7.5           20071201            14.75            7.5
    33470           69980       20060101         607.67        69784.99              100    No MI               100062700121565731                   0                                   0              0
    33470          279920       20060101        1516.21       279916.21               80    No MI               100062700121565715                6.25           20071201             13.5           6.25
    29412           23980       20051201         228.35         23927.5              100    No MI               100062700121565632                   0                                   0              0
    29412           95920       20051201         659.45           95920               80    No MI               100062700121565616                   8           20071101            15.25              8
    56374           39580       20060201         352.06        39511.47              100    No MI               100062701215169463                   0                                   0              0
    56374          158320       20060201        1038.98          158320               80    No MI               100062701215169448               7.625           20080101           14.875          7.625
    56425           37800       20060201         336.23        37720.42              100    No MI               100062701215169240                   0                                   0              0
    56425          151200       20060201         929.12       151179.12               80    No MI               100062701215169224               7.125           20080101           14.375          7.125
    33610          153000       20060201        1051.88          153000               85    No MI               100062701215166527                   8           20080101            15.25              8
    33904          175000       20060201        1253.72       174501.15               70    No MI               100062701215165347                   0                                   0              0
    80214          157500       20060101        1115.62          157500               90    No MI               100062701215160306                8.25           20071201             15.5           8.25
    38109           57500       20060201         488.74         57388.5              100    No MI               100062701215160009               9.375           20080101           16.625          9.375
    55434          184000       20060101        1239.64       183116.75               80    No MI               100062701215158789               6.875           20071201           14.125          6.875
    48504           62000       20060201         590.39        61910.34              100    No MI               100062701215158284               7.875           20080101           17.999          7.875
    55448           42291       20060101         367.73        42193.68              100    No MI               100062701215158185                   0                                   0              0
    55448          169165       20060101         969.17          169165               80    No MI               100062701215158169               6.625           20071201           13.875          6.625
    89121          177600       20060101         1571.6       174704.61               80    No MI               100062701215157344                   0                                   0              0
    55419           44180       20060101         384.16        44075.72              100    No MI               100062701215156569                   0                                   0              0
    55419          176720       20060101        1049.26       176717.81               80    No MI               100062701215156544               6.875           20071201           14.125          6.875
    81003          120000       20060101          862.5          120000      94.48999786    No MI               100062701215151743               8.375           20071201           15.625          8.375
    55434          243000       20060101        1518.75          243000               90    No MI               100062701215151586                7.25           20071201             14.5           7.25
    55419          220000       20060101        1260.42          220000               80    No MI               100062701215150620               6.625           20081201           12.875          6.625
    48224           82720       20051101         611.06        82622.15               95    No MI               100062701215131406               8.625           20071001           15.875          8.625
    80134           60600       20060101         623.29        60511.55              100    No MI               100062701215107166                   0                                   0              0
    80134          242400       20060101         1413.8          242400               80    No MI               100062701215107141               6.749           20071201           13.999          6.749
    32780          136000       20060201          835.8       135994.11               85    No MI               100062700113500522               7.125           20080101           14.375          7.125
    27284          120000       20060101         870.08       119581.64               80    No MI               100062700113300519               7.625           20071201           14.875          7.625
    33853          151050       20060201        1164.34          151050               95    No MI               100062700113007478                   9           20080101            16.25              9
    33070          350000       20060101        2358.01       348583.86               70    No MI               100062700113007445               6.875           20071201           14.125          6.875
    33584           42000       20060101         427.98        41936.96              100    No MI               100062700112903545                   0                                   0              0
    33572          296099       20060101        2159.06          296099               95    No MI               100062700112902844                 8.5           20071201            15.75            8.5
    33584          168000       20060101         1102.5        167999.5               80    No MI               100062700112901754               7.625           20071201           14.875          7.625
    33617          157500       20060201        1169.43       157083.68               90    No MI               100062700112803893                   0                                   0              0
    34685          189719       20060101        1501.94          189719               85    No MI               100062700112803463                9.25           20071201             16.5           9.25
    34491           92400       20060101         718.68        92123.28      54.38000107    No MI               100062700111902282                   0                                   0              0
    34209          171000       20060101        1269.67       170412.54               95    No MI               100062700111608921                   0                                   0              0
    33584          148410       20060101        1035.78          148410               90    No MI               100062700110953120               8.125           20071201           15.375          8.125
    33709          171000       20060201        1193.39       170993.44               90    No MI               100062700110952619               8.125           20080101           15.375          8.125
    34667           27400       20060201         266.13        27362.46              100    No MI               100062700110952528                   0                                   0              0
    34667          109600       20060201         650.75          109600               80    No MI               100062700110952510               6.875           20090101           13.125          6.875
    33549          155200       20060101         937.67          155200               80    No MI               100062700110952403                   7           20071201            14.25              7
    34736          178525       20060101         1341.2       177947.93      71.83000183    No MI               100062700110430889                   8           20071201            15.25              8
    34748          230975       20060201        1921.13       230502.95               85    No MI               100062700110428156               9.125           20080101           16.375          9.125
    33991          251250       20060101         1491.8          251250      99.30999756    No MI               100062700110248471               6.875           20071201           14.125          6.875
    32801           69700       20060201         631.07        69584.69              100    No MI               100062701101120018                   0                                   0              0
    32801          278800       20060201        1974.83          278800               80    No MI               100062701101120000                8.25           20080101             15.5           8.25
    30071          121500       20060201        1103.24       121300.48               90    No MI               100148700000158119                 5.5           20080101            16.41          10.41
    95820          216000       20060301         1378.8          216000      80.90000153    No MI               100059400000006486                 5.5           20080201            13.66           7.66
    76132          138902       20060101         916.67       138316.96               80    No MI               100404400000006512                   0                                   0              0
    60655          213350       20051101        1716.67        212515.6      85.33999634    No MI               100180100002815460                 5.7           20071001               16              9
    76249          110233       20060101         718.64       109757.73               80    No MI               100404409050708174                 5.5           20071201             12.8            6.8
    45230           28400       20050701         297.79        28033.63              100    No MI               100175200002349689                   0                                   0              0




     ZIP_       PER_  DEAL_INFO     HYBRID_          PREPAY          LIEN              BALLOON             AMORT_     IO_FLAG     IO_PERIOD       SELLER
     CODE      RATE_                TERM                                                                    TERM1
                 CAP
    70601          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    70737          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    39232          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32738          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    48134          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    47250          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32720          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    45230          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    49347          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33056          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77058          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    44431          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    76002          0    GROUP I         OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    92504          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    92504          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    78213          0    GROUP I         OTH             No           Second Lien       No                     240     NO          NON-IO          EMC
    78213          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    34759          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    34759          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    34759          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    38118          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    40219          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    48911          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32839          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32043          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    43227          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    43130          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    43130          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    43081          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    43219          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    23464          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    46072          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    28469          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    93535          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    29445          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    46410          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    45402          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    72345          0    GROUP I         OTH             Yes          First Lien        No                     240     NO          NON-IO          EMC
    43068          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    48205          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     6360          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32837          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    33785          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    48206          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32641          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    20744          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    48322          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    46203          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    46303          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    48220          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    48428          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    46617          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    46226          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    46226          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    46052          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    99212          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    99212          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    47024          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    46205          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    70460          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    83201          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    23223          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    78242          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    17110          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    29445          0    GROUP I         OTH             No           Second Lien       No                     180     NO          NON-IO          EMC
    29445          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    90746          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    29229          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    36274          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    23803          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    32119          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30331          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    27707          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    32818          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30126          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    33056          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    45426          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    45426          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    63121          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92252          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    45417          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    43609          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    43609          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    63113          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21801          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30022          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32208          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33331          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    71104          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30308          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     6704          0    GROUP I         OTH             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    33321          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    64130          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    49327          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33305          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    93535          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    45405          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20774          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    30236          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30043          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30060          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    45406          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30152          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    30152          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    30354          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30458          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30630          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20748          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    30281          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30601          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    20705          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    36054          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    78244          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    78244          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    71101          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    34473          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    78250          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    35810          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30281          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60156          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    21040          1    GROUP I         2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    77053          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33178          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    30034          1    GROUP I         5YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    20746          1    GROUP II        3YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    43351          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    30127          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    42129          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    31801          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30013          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    27954          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    46323          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    48458          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    86401          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85226          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    22712          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    45044          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
     7631          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    93304          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    23505          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    23505          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    63109          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55412          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33615          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    98632        1.5    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
     2914          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    95820          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    33844          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    33844          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    89148          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85304          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    95682          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    22630          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    22602          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    85302          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    45240          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33024          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    46410          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    22406          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32257          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    36303          1    GROUP I         3YR             No           First Lien        No                     360     NO          NON-IO          EMC
    33167          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    46060          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    43205          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    37302          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    30288          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    45356          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    43203          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19344          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
     8081          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
     2886          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    78228          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    46203          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    22172          1    GROUP I         2YR             No           First Lien        No                     360     YES         10 YEARS        EMC
    91766          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    28677          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    75965          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    75965          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    95758          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    95758          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    29323          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    78260          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33063          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    30540          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    29680          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    78641          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    48206          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    78641          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    60120          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    40214          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77092          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    64055          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    48205          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    48075          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    78227          0    GROUP I         OTH             No           Second Lien       No                     240     NO          NON-IO          EMC
    78227          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    22204          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    85029          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33901          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    61231          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    19129          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    17110          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    94509          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    23513          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    30088          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    32725          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    63135          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55404        1.5    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    98422        1.5    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    97304          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    97304        1.5    GROUP II        3YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    29302          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91762        1.5    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90037        1.5    GROUP II        3YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    84020        1.5    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    92553        1.5    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    92114        1.5    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    85017        1.5    GROUP II        2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    85225        1.5    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    85033        1.5    GROUP II        2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    32333        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    89134        1.5    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    89146          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    89123          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    89142          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    90062          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91324          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    90746          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    90808          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92392          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    90044          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    90061          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    90638          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    90045          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    90241          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    59105          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    98516          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    99005          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    59803          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    83642          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    98270          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    59865          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    98374          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    98271          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    83634          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    99207          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    97233          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    50320          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    62294          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    65274          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    68112          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    51521          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    63010          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    63846          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    67735          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    67216          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    68467          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    67005          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    64504          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    66202          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    63123          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    50702          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    52402          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    63118          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    63121          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    64130          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    64130          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    50440          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    68137          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    50472          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    63112          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    64109          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    64110          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    66102          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    63107          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85044          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    81223          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    85032          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85259          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    85040          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    85323          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    85053          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    85239          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    86326          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    85239          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    84044          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    80021          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    80122          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    80102          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    80403          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    80465          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90810          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    80211          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    84120          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33172          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    80526          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    81089          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    80534          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    80221          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    80214          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92116          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91915          2    GROUP I         5YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92083          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    85742          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92139          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    93651          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92024          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    93610          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92562          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    95991          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92308          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    93906          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    60647          1    GROUP I         2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    95670          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    95111          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    93703          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    95212          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92109          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    94566          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    91351          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92114          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    93612          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92021          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    93309          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    93635          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    93705          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    95122          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92101          1    GROUP I         2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    92586          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92065          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92503          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    71033          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    34222          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    98271          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    74601          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    67206          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    50273          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    64064          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    66102          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    66762          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    50438          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    63851          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    72903          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    50112          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    75569          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    72401          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    50401          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    50167          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    65786          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    41005          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    97305          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    74070          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33021          0    GROUP I         XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    50242          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    61071          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    95965          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    76116          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    67460          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    63010          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    52748          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    64132          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    98532          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    74954          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    98003          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    67016          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    72644          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85032          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    63701          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    75048          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    76137          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    75088          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    75189          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    37716          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    67401          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    38109          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    75062          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    76201          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    37207          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    37920          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    76137          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    78219          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    71270          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    37721          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    75088          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    39046          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    70392          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    75219          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    75209          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    78208          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    38829          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    37923          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    39503          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    74128          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77338          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77662          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77373          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77433          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    29456          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    76549          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    78559          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    75979          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77015          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    78521          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    78526          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    78539          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    78550          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77318          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77063          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77520          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77494          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    72118          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    44354          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77449          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32446          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77479          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    70420          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77373          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77067          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    78229          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77084          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    64742          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    75216          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    75216          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    33705          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33025          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33312          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33563          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33604          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    34746          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33755          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33067          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    33309          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    32809          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    33311          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    30052          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    28570          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    31750          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30094          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    27105          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    30038          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    31030          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    27106          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    38109          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    30035          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    31217          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    31510          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30354          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30175          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    31535          0    GROUP II        OTH             Yes          First Lien        Yes                    360     NO          NON-IO          MASTER
    28073          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    28081          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    30087          1    GROUP I         2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    30058          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30108          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    29115          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    30349          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    30294          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    30296          1    GROUP I         3YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    30088          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    30296          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
     1752          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2301          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     7052          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     3801          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     7205          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
     4496          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    60104          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    48342          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60087          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    48235          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    48198          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60047          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    60505          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    61350          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60134          1    GROUP I         3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60409          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60441          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55043          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    46327          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    60649          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55443          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60477          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60459          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    48017          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    58102          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    53216          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60540          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    60181          1    GROUP I         2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    60194          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    60621          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    55416          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    60142          1    GROUP I         2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    48203          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    48353          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    63857          0    GROUP II        OTH             Yes          First Lien        No                     240     NO          NON-IO          EMC
    60624          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          EMC
    60181          1    GROUP II        3YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    20748          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20784          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    22602          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    24112          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    22405          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    17602          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    17327          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    21214          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    19041          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    20724          1    GROUP I         3YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    90650          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90606          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    90706          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92307          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91764          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    94547          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92683          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    95824          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92563          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92865          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92691          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92081          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92509          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    92555          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    95254          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    90650          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92845          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    98568          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    91702          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92509          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    91401          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92345          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92335          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    23453          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    29407          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     7106          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
     7106          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    11226          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    11226          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    10701          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    11692          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    11692          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    11428          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    11428          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    11798          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2478          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2131          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    74467          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    73501          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    73505          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77566          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    78204          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    76548          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    85716          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    98902          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    98902          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95831          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    95831          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    95621          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    84065          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    84065          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    92586          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95621          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95301          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    94509          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    91739          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    80249          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    93505          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    93505          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    91352          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    91352          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    85308          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    85710          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    85710          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    89031          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    85219          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    94533          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    92405          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    85301          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    85041          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    97007          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    97007          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95677          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    90305          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    89044          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    89123          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    85008          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    80631          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    93535          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    93535          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    98942          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    92251          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    92251          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95677          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    93245          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95747          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    95747          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92308          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91710          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95127          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95678          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95678          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    90710          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    90710          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95758          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    95758          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    93536          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    93536          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92336          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    92336          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    90047          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95348          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91702          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    94546          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    94546          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    84404          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    84404          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95824          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91605          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    91605          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    95206          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21146          1    GROUP I         2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    20784          1    GROUP I         2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    20785          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    20774          1    GROUP I         2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    21649          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    21229          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    20636          1    GROUP I         2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    21206          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    23451          1    GROUP I         2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    22712          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    23464          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    23518          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    23518          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    23701          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    29577          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    29455          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    29010          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    11722          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    29418          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    29006          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    28215          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    28704          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    28352          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    30363          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    30273          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    30281          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33185          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    85032          0    GROUP I         OTH             Yes          Second Lien       No                     180     YES         5 YEARS         EMC
    33772          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    33060          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33071          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    34434          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    32703          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    32825          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    32828          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    33936          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    32208          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     8005          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
     7063          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     7306          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     7050          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
     7106          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     7206          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     7036          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
     7305          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     7728          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     7112          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    44130          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    45806          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    43932          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    43720          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    43055          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    43933          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    19124          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    19151          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    11207          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    11798          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    13501          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    11722          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    10469          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    10467          0    GROUP II        OTH             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    11550          1    GROUP I         2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    11205          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     1104          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
     1104          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
     2122          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
     2122          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
     1108          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
     2330          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     6248          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     6704          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
     6608          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2905          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
     2905          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2888          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2908          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2888          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
     2908          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
     2908          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    51640          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    51640          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    54728          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    48220          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    55106          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    55117          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    72764          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    72764          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    38116          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    37086          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    37086          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    37769          0    GROUP I         OTH             Yes          Second Lien       No                     180     NO          NON-IO          EMC
    38343          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    38343          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    39540          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    39482          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    39194          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    35404          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    36606          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    36541          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    64060          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    63033          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    64030          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    64030          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    74403          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    38860          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    73098          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    74501          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    74055          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    74501          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    74501          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    74403          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    74432          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    74464          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    73119          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    73013          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    73505          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    73132          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    73505          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    73507          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    75069          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    78640          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    77566          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77379          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    75115          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    93219          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    93305          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    93215          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95632          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    90037          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    90201          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95640          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    90023          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    90501          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    92503          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    92583          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92555          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    91911          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    92551          1    GROUP I         5YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    91768          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    90011          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    90011          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    93555          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    88101          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    88101          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    80108          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    84062          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    84119          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    84119          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    84604          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    84103          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    85746          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    85747          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    85032          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    85745          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    86401          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    85706          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    86401          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    99504          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    99504          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    99503          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    99503          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    99508          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    99508          1    GROUP I         2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    99518          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    99518          1    GROUP I         2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    99654          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    99654          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    99516          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    99515          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    99516          1    GROUP I         3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    59047          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    59072          0    GROUP II        OTH             Yes          First Lien        No                     180     NO          NON-IO          MASTER
    59834          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    59102          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    83406          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    83350          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    96706          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    98683          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    98683          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    99216          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    98682          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    97388          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    97233          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    97535          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    97224          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    97058          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          MASTER
    97478          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    97002          1    GROUP II        2YR             No           First Lien        Yes                    480     NO          NON-IO          MASTER
    97236          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    32809          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    40160          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19061          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19008          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    43123          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    20866          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    85202          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    22554          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
     8087          1    GROUP II        2YR             No           First Lien        No                     360     YES         10 YEARS        EMC
     7067          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    19050          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    86326          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    86326          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32907          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    29853          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    85302          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    39204          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    39204          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92683          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85308          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
     8021          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
     8021          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    49022          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    49022          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    20866          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    33904          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    33904          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    45764          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    41042          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    43227          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    41042          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    44320          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    43130          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    43130          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    43022          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    43022          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    23320          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    49058          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    49058          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    98223          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    22514          0    GROUP I         OTH             No           Second Lien       No                     360     YES         10 YEARS        EMC
    22514          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    60060          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     1504          1    GROUP II        3YR             No           First Lien        No                     240     NO          NON-IO          MASTER
    61523          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    80220          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90605          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55439          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60639          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    95843          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60120          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     6040          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    95814          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    55919          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60048          1    GROUP II        5YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33065          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     2893          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    90805          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    95758          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60628          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    20602          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33411          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     2909          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2915          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    61111          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60002          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    94603          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20772          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     6460          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91754          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    60565          1    GROUP II        5YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    20774          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20601          1    GROUP II        3YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    60430          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20744          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20743          1    GROUP II        5YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60586          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60639          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    94577          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55433          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    93041          1    GROUP II        3YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    20708          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2864          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     6082          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     6280          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60643          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2770          1    GROUP II        5YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     6339          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92503          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2817          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91722          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2645          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91311          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    32713          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90220          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55024          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92878          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55376          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2818          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    90044          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90650          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95363          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90001          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     1982          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60010          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55117          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91748          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33175          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     1702          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91722          1    GROUP II        2YR             Yes          First Lien        No                     180     NO          NON-IO          MASTER
    55127          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55443          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55069          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2368          1    GROUP II        5YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91342          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91335          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33407          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    60050          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91748          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60607          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     1077          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    93552          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60103          1    GROUP II        5YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    92307          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     6516          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    90302          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    21209          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20743          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91740          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55371          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91104          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95240          1    GROUP II        5YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    93536          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    60074          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33150          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         3 YEARS         MASTER
    33441          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33063          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90745          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     2451          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    92117          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55024          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60558          1    GROUP I         5YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
     1201          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2804          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60073          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55068          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95307          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    20740          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33312          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55316          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21207          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    80537          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20747          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90221          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60085          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
     6605          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     6320          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60101          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    92553          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60609          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60041          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2808          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60623          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91977          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92404          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    90019          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2891          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60630          1    GROUP I         2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    55128          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33060          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    91605          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55318          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    21012          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55060          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91792          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91326          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55355          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     6513          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92345          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55128          1    GROUP II        5YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60645          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    92831          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    91945          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    56345          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60435          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55315          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
     1364          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
     2904          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    90601          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    56560          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          MASTER
    94514          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33161          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92557          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90501          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55024          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    93591          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55056          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55069          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     2124          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55055          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21643          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    56560          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21774          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     1364          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60636          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60628          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2861          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90746          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91352          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55406          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    56551          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21244          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    92841          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55337          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21229          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2364          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    95842          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    90062          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60618          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    80010          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60192          1    GROUP I         3YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
     1507          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21113          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60133          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91106          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    93552          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    20602          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21229          1    GROUP II        3YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    60074          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55433          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    94518          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90503          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55040          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33311          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91977          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91331          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    60459          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90601          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60652          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55109          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33073          1    GROUP II        5YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55119          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91744          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    56338          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55906          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60101          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    92530          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55441          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91792          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55412          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20747          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90706          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95822          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55398          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20744          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2149          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60647          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60018          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55119          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91754          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    56662          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33028          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    33953          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     6255          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60192          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     6513          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     1752          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    90037          1    GROUP I         5YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91748          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60416          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55420          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    21617          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    92508          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     1462          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21236          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
     1752          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    55810          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    21207          1    GROUP II        5YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60504          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20743          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33309          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33351          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60640          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55375          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55117          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20716          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    94509          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20772          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60652          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    95206          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60634          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    60647          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60068          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21229          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21224          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21221          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21144          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    61081          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55076          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     1056          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90805          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92113          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95667          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21206          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    92054          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33411          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95203          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91766          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55301          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     1501          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    92840          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2889          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    90602          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92313          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55075          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60073          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20744          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    55426          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    90002          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60605          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    92557          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33023          1    GROUP II        5YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    95204          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92335          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33147          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60471          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21040          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60563          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91767          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    80138          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    90805          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91001          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92530          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55107          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60015          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55311          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21215          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20634          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60626          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33445          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55448          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    94520          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33024          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    21801          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    94509          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     6511          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20602          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55443          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     1020          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20634          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    60425          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55448          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92397          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2893          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    90022          1    GROUP I         5YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     6384          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20746          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60126          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91436          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90018          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92503          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21224          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60651          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     6484          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21093          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    80233          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    80232          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2368          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60617          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    56062          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    21152          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2816          1    GROUP II        5YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92397          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55128          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60440          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    95824          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21660          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    92544          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2895          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91791          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95207          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55112          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91744          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20744          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90220          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92553          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92557          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91345          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     2865          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90241          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    20772          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20720          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20707          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     1603          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91762          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60656          1    GROUP II        5YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    92503          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92886          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21122          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60445          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91763          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    56303          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92376          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    33018          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55106          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20785          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     1075          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33323          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55441          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20735          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55376          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    21236          1    GROUP II        3YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
     2421          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91913          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92114          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    91723          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    94536          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91942          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    21224          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    95605          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    20747          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    94806          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     2859          1    GROUP II        2YR             Yes          First Lien        No                     240     NO          NON-IO          MASTER
     2771          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55429          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20774          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    80128          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    80020          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          MASTER
    21225          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    80020          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    33467          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55337          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     2831          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55337          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     1109          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20705          1    GROUP II        3YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    95843          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91764          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95351          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55904          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60020          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55304          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60015          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    92107          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92831          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55118          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60195          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    92154          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92020          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60430          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91744          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60445          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21222          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91915          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    90016          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95330          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90712          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55079          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55044          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33165          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21236          1    GROUP II        5YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55411          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    90019          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90660          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91746          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    91010          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55803          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2861          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     1085          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55110          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    94565          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20744          0    GROUP I         XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92551          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    56283          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21222          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21046          1    GROUP II        3YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    94509          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    94547          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92027          1    GROUP I         2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    55436          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    21102          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    95240          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    60634          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91733          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55009          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55118          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33411          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    33066          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    20774          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
     1119          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    92114          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    21702          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21207          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    93535          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60612          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     6108          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21244          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33313          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55411          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33026          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     6517          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     2889          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60046          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    20785          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          MASTER
     2885          1    GROUP II        2YR             No           First Lien        No                     240     NO          NON-IO          MASTER
     2842          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    21061          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     1841          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    91790          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90620          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     6515          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    95605          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    56368          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55423          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          MASTER
    95841          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91803          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21801          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    80015          0    GROUP II        OTH             Yes          First Lien        No                     180     NO          NON-IO          MASTER
     2125          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    33462          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21804          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    55060          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60651          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21649          0    GROUP I         XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20772          0    GROUP I         XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          0    GROUP II        OTH             No           First Lien        No                     360     YES         5 YEARS         MASTER
    91501          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55304          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     6360          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33024          1    GROUP II        5YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    61032          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    61032          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    55082          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33068          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60107          0    GROUP I         XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    95219          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    61032          0    GROUP I         OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    55731          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21213          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90305          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33018          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          MASTER
    80615          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92802          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    32065          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          MASTER
    60085          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55107          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     2368          1    GROUP II        3YR             No           First Lien        No                     360     NO          NON-IO          EMC
    60523          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
     1540          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90805          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33313          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21740          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    56011          0    GROUP II        OTH             Yes          First Lien        No                     240     NO          NON-IO          MASTER
    21655          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          MASTER
     1950          0    GROUP I         OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    60099          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          MASTER
    60805          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60085          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     1108          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33311          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20639          0    GROUP I         XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60411          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55009          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    90222          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    56007          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    80211          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60440          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    55420          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55443          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33010          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    95210          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     6437          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92026          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55418          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55021          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    80129          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55316          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     1420          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    95240          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    60901          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    55040          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92656          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60609          0    GROUP II        OTH             No           First Lien        No                     360     YES         5 YEARS         EMC
    56537          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    60060          0    GROUP I         OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    91977          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    95368          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
     1022          0    GROUP II        OTH             No           First Lien        No                     360     YES         5 YEARS         EMC
    91103          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55029          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    92544          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    21012          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    95667          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    55987          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    94544          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92563          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    60099          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    95602          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92865          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    33060          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    91745          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    60060          0    GROUP I         OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    95683          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92154          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    21085          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    55074          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    60193          0    GROUP I         OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    60429          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    20716          0    GROUP I         OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    90040          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    91040          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    21075          0    GROUP I         OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    92592          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
     2886          0    GROUP II        OTH             Yes          First Lien        No                     180     NO          NON-IO          EMC
    21230          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    92057          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92880          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    91977          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33142          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    91911          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92114          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    21133          0    GROUP II        OTH             No           First Lien        No                     180     NO          NON-IO          EMC
    55126          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    93550          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    80013          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    60804          0    GROUP II        OTH             No           First Lien        No                     360     YES         5 YEARS         EMC
    94124          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    60073          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    33028          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    92530          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    60091          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    91791          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
     2453          0    GROUP I         OTH             No           First Lien        No                     360     NO          NON-IO          EMC
     1521          1    GROUP II        3YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    20191          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    43082          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    20743          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    43229          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20012          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    27295          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    19805          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    27615          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20011          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21227          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    44107          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    17402          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    17402          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    22968          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    15108          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    28711          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92557          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    93535          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33178          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33024          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    33012          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    33144          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    93535          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    34953          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    19141          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    94806          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    36608          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    33143          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    19146          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    45255          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    19138          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33417          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    19128          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    56452          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    56452          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33138          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    33138          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    56452          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    93550          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    95963          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92220          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    93436          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    85037          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91701          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    91701          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    93550          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    32413          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    93535          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    32301          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    91351          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92707          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    92707          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91350          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    93552          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    92832          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    93535          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    90018          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77064          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77581          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    77084          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    77084          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77581          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77004          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    77004          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77006          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    77006          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    75038          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77389          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    77389          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    75021          1    GROUP I         3YR             No           First Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77494          1    GROUP II        2YR             No           First Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    75229        1.5    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    76048          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    76048        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77429          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77429          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    17407          0    GROUP I         OTH             No           Second Lien       No                     300     NO          NON-IO          EMC
    17407          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    48127          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    48127          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    34677          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    21117          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
     8846          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    48238          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92392          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    92392          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    78207          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    40229          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55373          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    64152          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    46219          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    95829          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    43619          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    92392          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    48317          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    17777          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    43619          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    44212          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    23704          1    GROUP I         3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19460          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    48164          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    32208          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    95833          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    91344          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19406          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    80204          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    22407          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    80204          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    46012          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    20715          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    85225          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    34772          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55373          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    55109          1    GROUP II        5YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    53144          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55434          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55303          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60544          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    53098          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    60409          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    33991          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    46016          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85250          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    83703          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    47130          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    15129          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    34761        1.5    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    98513          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    29649          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    98671          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    46224          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    46224          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    91744          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85017          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85635          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    29803          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    85635          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33141          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    93630          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    33032          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    32073          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    83642          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    23228          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    98684          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33484          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    95206          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    80219          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    80219          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    95242        1.5    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    19702          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    19702          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    32809          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    19032          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32837          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    34744          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     3048          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    53215          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    53215          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85022          0    GROUP II        OTH             Yes          First Lien        No                     180     NO          NON-IO          EMC
    48180          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    93291          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33351          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    17545          0    GROUP II        OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    19050          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19020          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    54930          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    53210          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55429          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    53186          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    56011          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60641          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    53406          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    53406          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55110          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60644          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    53121          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    55434          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60104          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55904          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    60544          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    55372          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    60605          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    46151          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    33852          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    23666          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33909          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    78244          0    GROUP I         OTH             No           Second Lien       No                     240     NO          NON-IO          EMC
    78244        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55444          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    78266          0    GROUP I         OTH             No           Second Lien       No                     240     NO          NON-IO          EMC
    78266        1.5    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    46016          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    46011          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92335          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19803          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    28027          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    85323          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          EMC
    85323          1    GROUP II        2YR             No           First Lien        No                     360     YES         10 YEARS        EMC
    92236          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    86426          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    63119          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    53227          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    48223          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    53227          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    78233        1.5    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    21229          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    63021          0    GROUP I         OTH             No           Second Lien       No                     240     NO          NON-IO          EMC
    33309          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85648          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    24441          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    77004        1.5    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
     8234          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
     8234          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    63945          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55959          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    34758          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92703          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    92703          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    33559          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32720          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    30213          1    GROUP I         2YR             No           First Lien        No                     360     YES         10 YEARS        EMC
    34234          0    GROUP I         OTH             Yes          First Lien        No                     240     NO          NON-IO          EMC
    30120          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    30034          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    33618          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    32244          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    19977          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    61265          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    89032          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    86403          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    32920          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19464          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    11702          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
     8081          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    63137          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33126          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    33126          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    78216          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85041          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    78223        1.5    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85033          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    80540          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85364          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92314          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    31069          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    22482          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    22482          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    93705          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    80433          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    83501          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    30315          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    30315          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    33881          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    33881        1.5    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33308          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92173          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    11727          1    GROUP I         2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    90220          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    32130          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    40241          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    98270          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92704          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    17020          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    98391          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    94605          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    85303          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32130          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    56243          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
     1588          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    93277          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85363          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    65793          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    20011          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    18466          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     8053          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    55025          1    GROUP II        2YR             No           First Lien        No                     360     YES         10 YEARS        EMC
    18466          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    65608          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    30504          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    32771          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    76210          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    60048          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    33936          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    70827          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    97121          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33496          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    77586          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77034          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    70778          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    70778          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77034          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    70764          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    17113          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19425          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    20852          1    GROUP II        2YR             No           First Lien        No                     360     YES         10 YEARS        EMC
    90650          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    90650          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    77515          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77489          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92376          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    89120          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    30117          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33618          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    78245          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    78245          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    92082          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    92082          1    GROUP I         2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    43205          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    77067          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33880          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
    33755          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85250          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33441          0    GROUP I         OTH             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    33705          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85035          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    85224        1.5    GROUP I         2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    85242          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    85035        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    85242          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    77028          1    GROUP I         3YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    85706          0    GROUP I         OTH             Yes          Second Xxxx       Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    79109          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    85204          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    85204          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    85051          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    85051          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    87121          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    85364          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    85041          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          MASTER
    48656          0    GROUP II        OTH             Yes          First Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    85017          0    GROUP II        OTH             Yes          First Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    66002        1.5    GROUP II        2YR             No           First Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    75104          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP I         2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    64133          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    64133        1.5    GROUP I         2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    79936          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP I         2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        No                     360     YES         2 YEARS         EMC
    52405        1.5    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    85232          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    85232        1.5    GROUP I         2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    64063        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    64138          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    64119        1.5    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    62269          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    62269          1    GROUP I         2YR             No           First Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    23834          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85017          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    28031          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    30127          1    GROUP I         3YR             No           First Lien        No                     360     YES         5 YEARS         EMC
    30126          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    76901          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    76020          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     8879          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     7307          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          MASTER
    60637          1    GROUP I         2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    20613          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    86442          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    21216          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    59718          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    96766          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    29732          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    39818          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    60108          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         3 YEARS         MASTER
    40391          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    45419          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    29325          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    49423          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    45212          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    28227          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    32503          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    60505          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     3106          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    78130          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    30294          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    49646          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    96766          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    78210          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77388          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    30311          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    77373          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    63136          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    12809          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33647          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    49646          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    84403          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
     6320          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77590          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77590          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    36830          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    21225          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    77061          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    78727          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    70814          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    45403          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    77064          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77085          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    12487          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    28213          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    14216          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    21220          1    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33478          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    61111          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    45322          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    19601          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    14218          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    77041          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19355          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    30188          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    22192          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    84042          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    75068          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    34420          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    44264          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    22707          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    41071          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    47167          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    49265          1    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    63123          0    GROUP II        OTH             No           First Lien        Yes                    360     NO          NON-IO          MASTER
    80014          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    65605          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    45238          0    GROUP II        OTH             Yes          First Lien        No                     240     NO          NON-IO          MASTER
    21157          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    63114          0    GROUP II        OTH             Yes          First Lien        No                     180     NO          NON-IO          MASTER
    30622          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    44883          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    63110          2    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    53206          0    GROUP II        OTH             Yes          First Lien        Yes                    360     NO          NON-IO          EMC
    96021          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          MASTER
    85345          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    98027          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    98512          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    44121          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    85048          2    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    48382          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    63461          0    GROUP I         OTH             No           Second Lien       No                     180     NO          NON-IO          EMC
    53210          0    GROUP II        OTH             Yes          First Lien        Yes                    360     NO          NON-IO          MASTER
    60185          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    43620          0    GROUP II        OTH             Yes          First Lien        No                     180     NO          NON-IO          MASTER
    49445          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33625          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    85302          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    43207          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     7666          0    GROUP II        XXX             Xx           Xxxxx Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    97227          2    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    93306          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    56511          2    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    62040          2    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    54956          2    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    53216          2    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    76542          0    GROUP I         OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    98902          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    32459          0    GROUP I         OTH             Yes          Second Lien       No                     180     NO          NON-IO          EMC
    24416          2    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     6112          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85603          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    32606          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    97114          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    85213          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    44827          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    49017          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    30094          0    GROUP I         OTH             Yes          Second Lien       No                     240     NO          NON-IO          EMC
    95207          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    23223          1    GROUP I         2YR             No           First Lien        No                     360     YES         10 YEARS        EMC
    34715          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     2155          0    GROUP I         OTH             No           Second Lien       No                     240     NO          NON-IO          MASTER
     2155          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     7055          0    GROUP I         OTH             No           Second Lien       No                     240     NO          NON-IO          MASTER
     7055          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    12601          1    GROUP I         5YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    33838          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33065          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
     8080          1    GROUP II        2YR             No           First Lien        No                     360     YES         5 YEARS         MASTER
    12590          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33415          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     6513          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    22405          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    10952          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    19142          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19968          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    49093          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    85242          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    85242          0    GROUP I         OTH             Yes          Second Lien       No                     360     NO          NON-IO          EMC
    96007        1.5    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    49022          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          EMC
    29527          1    GROUP II        2YR             Yes          First Lien        Yes                    480     NO          NON-IO          EMC
     6615        1.5    GROUP II        2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP I         2YR             No           First Xxxx        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    11778        1.5    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    34478        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    11772          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    11772        1.5    GROUP I         2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    19126        1.5    GROUP II        2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    48146        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    22554          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    19425        1.5    GROUP II        2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    19144        1.5    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    11701          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    11701        1.5    GROUP I         2YR             No           First Lien        No                     360     YES         2 YEARS         MASTER
    37604        1.5    GROUP I         2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
     6611          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    12972        1.5    GROUP II        2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    21046        1.5    GROUP II        2YR             No           First Lien        No                     360     YES         2 YEARS         MASTER
    65301        1.5    GROUP I         2YR             No           First Lien        No                     360     YES         2 YEARS         MASTER
    11706          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    11706        1.5    GROUP I         2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    11717          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    11717        1.5    GROUP I         2YR             No           First Lien        No                     360     YES         2 YEARS         MASTER
    21222        1.5    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    23188        1.5    GROUP II        2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    23805          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    11434          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    11434        1.5    GROUP I         2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    17314          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    17314          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    29456          0    GROUP I         XXX             Xx           Xxxxxx Xxxx       Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP I         2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     7112        1.5    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    12303        1.5    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    17701          0    GROUP I         OTH             No           Second Lien       No                     360     NO          NON-IO          MASTER
    17701        1.5    GROUP II        2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    17754        1.5    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
     3076          0    GROUP II        OTH             Yes          First Lien        No                     360     YES         10 YEARS        MASTER
     8059        1.5    GROUP II        3YR             No           First Lien        No                     360     YES         3 YEARS         EMC
    28262        1.5    GROUP II        2YR             No           First Lien        No                     360     YES         2 YEARS         MASTER
    95815        1.5    GROUP II        2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
     2891        1.5    GROUP II        3YR             No           First Lien        No                     360     YES         3 YEARS         MASTER
    19148        1.5    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    19702        1.5    GROUP II        2YR             Yes          First Lien        Xx                     000     XX          XXX-XX          XXXXXX
    00000        1.5    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    33322        1.5    GROUP II        3YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    14094        1.5    GROUP II        2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
     8609        1.5    GROUP II        2YR             No           First Lien        No                     360     YES         2 YEARS         EMC
    93312          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    89502          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    93312          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    93306          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    93307          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    80022          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    80022          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    80018          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    89408          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    89408          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    92345          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    71201          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    71201          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90745          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90260          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    90260          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        EMC
    70363          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    91304          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    90047          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    90047          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90059          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    91344          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    90744          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    90744          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    90059          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    20781          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    20707          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    20851          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    20857          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    20782          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    20782          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    20735          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    20602          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    70737          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    22728          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    36507          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    36507          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    22312          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    20748          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    22192          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    22192          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    22193          1    GROUP I         3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    19901          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    19901          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    20009          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        MASTER
    48197          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        MASTER
    33410          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         10 YEARS        MASTER
    32137          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    37035          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    71913          0    GROUP I         OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    45036          0    GROUP II        OTH             Yes          First Lien        No                     180     NO          NON-IO          MASTER
    49428          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33063          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    37030          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    77571          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33470          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          EMC
    33470          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         2 YEARS         MASTER
    29412          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          EMC
    29412          1    GROUP I         2YR             No           First Lien        No                     360     YES         2 YEARS         MASTER
    56374          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    56374          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    56425          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    56425          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    33610          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    33904          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    80214          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    38109          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    55434          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    48504          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    55448          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    55448          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    89121          0    GROUP II        OTH             Yes          First Lien        No                     180     NO          NON-IO          MASTER
    55419          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    55419          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    81003          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    55434          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    55419          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    48224          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    80134          0    GROUP I         OTH             No           Second Lien       Yes                    360     NO          NON-IO          MASTER
    80134          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    32780          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    27284          1    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          MASTER
    33853          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    33070          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33584          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    33572          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    33584          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    33617          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    34685          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    34491          0    GROUP II        OTH             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    34209          0    GROUP II        OTH             Yes          First Lien        Yes                    360     NO          NON-IO          MASTER
    33584          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    33709          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    34667          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    34667          1    GROUP II        3YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    33549          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    34736          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    34748          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          MASTER
    33991          1    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    32801          0    GROUP I         OTH             Yes          Second Lien       Yes                    360     NO          NON-IO          MASTER
    32801          1    GROUP I         2YR             Yes          First Lien        No                     360     YES         5 YEARS         MASTER
    30071          1    GROUP I         2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    95820        1.5    GROUP II        2YR             Yes          First Lien        No                     360     YES         5 YEARS         EMC
    76132          0    GROUP I         OTH             No           First Lien        No                     360     NO          NON-IO          EMC
    60655          2    GROUP I         2YR             No           First Lien        No                     360     NO          NON-IO          EMC
    76249          1    GROUP II        2YR             Yes          First Lien        No                     360     NO          NON-IO          EMC
    45230          0    GROUP I         OTH             No           Second Lien       No                     240     NO          NON-IO          EMC

EXHIBIT C

FORM OF TRANSFER AFFIDAVIT

Affidavit pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended, and for other purposes

STATE OF	)
	)	ss.:
COUNTY OF	)

[NAME OF OFFICER], being first duly sworn, deposes and says:

1. That he/she is [Title of Officer] of [Name of Investor] (the “Investor”), a [savings institution] [corporation] duly organized and existing under the laws of [the State of _____] [the United States], on behalf of which he makes this affidavit.

2. That (i) the Investor is not a “disqualified organization” as defined in Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended (the “Code”), or an electing large partnership as defined in Section 775(a) of the Code, and will not be a disqualified organization or an electing large partnership as of [Closing Date] [date of purchase]; (ii) it is not acquiring the Bear Xxxxxxx Asset Backed Securities I LLC Asset-Backed Certificates, Series 2006-HE5, Class [R-1][R-2][R-3][RX] Certificates (the “Residual Certificates”) for the account of a disqualified organization or an electing large partnership; (iii) it consents to any amendment of the Pooling and Servicing Agreement that shall be deemed necessary by Bear Xxxxxxx Asset Backed Securities I LLC (upon advice of counsel) to constitute a reasonable arrangement to ensure that the Residual Certificates will not be owned directly or indirectly by a disqualified organization or an electing large partnership; and (iv) it will not transfer such Residual Certificates unless (a) it has received from the transferee an affidavit in substantially the same form as this affidavit containing these same seven representations and (b) as of the time of the transfer, it does not have actual knowledge that such affidavit is false.

3. That the Investor is one of the following: (i) a citizen or resident of the United States, (ii) a corporation or partnership (including an entity treated as a corporation or partnership for federal income tax purposes) created or organized in, or under the laws of, the United States or any state thereof or the District of Columbia (except, in the case of a partnership, to the extent provided in regulations), provided that no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States person within the meaning of the Code unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are United States persons, (iii) an estate whose income is subject to United States federal income tax regardless of its source, or (iv) a trust other than a “foreign trust” as defined in Section 7701 (a)(31) of the Code.

4. That the Investor’s taxpayer identification number is ______________________.

5. That no purpose of the acquisition of the Residual Certificates is to avoid or impede the assessment or collection of tax.

6. That the Investor understands that, as the holder of the Residual Certificates, the Investor may incur tax liabilities in excess of any cash flows generated by such Residual Certificates.

7. That the Investor intends to pay taxes associated with holding the Residual Certificates as they become due.

IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.

[NAME OF INVESTOR]

By:

Name:

[Name of Officer]

Title:

[Title of Officer]

[Address of Investor for receipt of distributions]

Address of Investor for receipt of tax information:

Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Investor, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Investor.

Subscribed and sworn before me this ___ day of _________, 20___.

NOTARY PUBLIC

COUNTY OF

STATE OF

My commission expires the ___ day of ___________________, 20___.

EXHIBIT D

FORM OF TRANSFEROR CERTIFICATE

______________, 200___

Bear Xxxxxxx Asset Backed Securities I LLC

000 Xxxxxxx Xxxxxx

Xxx Xxxx, Xxx Xxxx 00000

LaSalle Bank National Association

000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000

Xxxxxxx, Xxxxxxxx 00000

Attention: Bear Xxxxxxx Asset Backed Securities Trust 2006-HE5

Re:	Bear Xxxxxxx Asset Backed Securities I Trust 2006-HE5, Asset-Backed Certificates, Series 2006-HE5 (the “Certificates”), including the Class ___ Certificates (the “Privately Offered Certificates”)

Ladies and Gentlemen:

In connection with the sale by ___________ (the “Seller”) to ________ (the “Purchaser”) of $_________ Initial Certificate Principal Balance of Asset-Backed Certificates, Series 2006-HE5, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of May 1, 2006, among Bear Xxxxxxx Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as master servicer and LaSalle Bank National Association, as trustee (the “Trustee”). The Seller hereby certifies, represents and warrants to, a covenants with, the Depositor and the Trustee that:

Neither the Seller nor anyone acting on its behalf (a) has offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, or (e) has taken any other action, that (as to any of (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933 (the “Act”), that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Seller will not act in any manner set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.

							Very truly yours,

							___________________________________________
							(Seller)


							By:
							Name:
							Title:

EXHIBIT E

FORM OF INVESTMENT LETTER-NON RULE 144A

			[Date]

[SELLER]

Bear Xxxxxxx Asset Backed Securities I LLC

000 Xxxxxxx Xxxxxx

Xxx Xxxx, Xxx Xxxx 00000

LaSalle Bank National Association

000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000

Xxxxxxx, Xxxxxxxx 00000

Re:	Bear Xxxxxxx Asset Backed Securities I Trust 2006-HE5, Asset-Backed Certificates, Series 2006-HE5 (the “Certificates”), including the Class ___ Certificates (the “Privately Offered Certificates”)

Dear Ladies and Gentlemen:

In connection with our purchase of Privately Offered Certificates, we confirm that:

(i)	we understand that the Privately Offered Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”) or any applicable state securities or “Blue Sky” laws, and are being sold to us in a transaction that is exempt from the registration requirements of such laws;

(ii)	any information we desired concerning the Certificates, including the Privately Offered Certificates, the trust in which the Certificates represent the entire beneficial ownership interest (the “Trust”) or any other matter we deemed relevant to our decision to purchase Privately Offered Certificates has been made available to us;

(iii)	we are able to bear the economic risk of investment in Privately Offered Certificates; we are an institutional “accredited investor” as defined in Section 501(a) of Regulation D promulgated under the Act and a sophisticated institutional investor;

(iv)	we are acquiring Privately Offered Certificates for our own account, not as nominee for any other person, and not with a present view to any distribution or other disposition of the Privately Offered Certificates;

(v)	we agree the Privately Offered Certificates must be held indefinitely by us (and may not be sold, pledged, hypothecated or in any way disposed of) unless subsequently registered under the Act and any applicable state securities or “Blue Sky” laws or an exemption from the registration requirements of the Act and any applicable state securities or “Blue Sky” laws is available;

(vi)	we agree that in the event that at some future time we wish to dispose of or exchange any of the Privately Offered Certificates (such disposition or exchange not being currently foreseen or contemplated), we will not transfer or exchange any of the Privately Offered Certificates unless:

	(A) (1) the sale is to an Eligible Purchaser (as defined below), (2) if required by the Pooling and Servicing Agreement (as defined below) a letter to substantially the same effect as either this letter or, if the Eligible Purchaser is a Qualified Institutional Buyer as defined under Rule 144A of the Act, the Rule 144A and Related Matters Certificate in the form attached to the Pooling and Servicing Agreement (as defined below) (or such other documentation as may be acceptable to the Trustee) is executed promptly by the purchaser and delivered to the addressees hereof and (3) all offers or solicitations in connection with the sale, whether directly or through any agent acting on our behalf, are limited only to Eligible Purchasers and are not made by means of any form of general solicitation or general advertising whatsoever; and

	(B) if the Privately Offered Certificate is not registered under the Act (as to which we acknowledge you have no obligation), the Privately Offered Certificate is sold in a transaction that does not require registration under the Act and any applicable state securities or “blue sky” laws and, if LaSalle Bank National Association (the “Trustee”) so requests, a satisfactory Opinion of Counsel is furnished to such effect, which Opinion of Counsel shall be an expense of the transferor or the transferee;

(vii)	we agree to be bound by all of the terms (including those relating to restrictions on transfer) of the Pooling and Servicing, pursuant to which the Trust was formed; we have reviewed carefully and understand the terms of the Pooling and Servicing Agreement;

(viii)	we either: (i) are not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, have provided the Opinion of Counsel required by the Agreement, or (iii) in the case of the Class M-10 or Class M-11 Certificates, the transfer (1) will not result in a prohibited transaction which is not covered by Prohibited Transaction Exemption (“PTE”) 84-14, XXX 00-00, XXX 00-0, XXX 95-60 or PTE 96-23 and (2) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer or the Trustee.

(ix)	We understand that each of the Privately Offered Certificates bears, and will continue to bear, a legend to substantiate the following effect: THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION. [In the case of the Class M-10 Certificates and Class M-11 Certificates]: THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER PROHIBITED TRANSACTION EXEMPTION (“PTE”) 84-14, XXX 00-00, XXX 00-0, XXX 95-60 OR PTE 96-23 AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION SPECIFIED IN SECTION 6.02 OF THE AGREEMENT IS PROVIDED.

	[In the case of the Class P Certificates and Class CE Certificates]:

	NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.

“Eligible Purchaser” means a corporation, partnership or other entity which we have reasonable grounds to believe and do believe (i) can make representations with respect to itself to substantially the same effect as the representations set forth herein, and (ii) is either a Qualified Institutional Buyer as defined under Rule 144A of the Act or an institutional “Accredited Investor” as defined under Rule 501 of the Act.

Terms not otherwise defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement, dated as of May 1, 2006, among Bear Xxxxxxx Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller and as master servicer and LaSalle Bank National Association, as Trustee (the “Pooling and Servicing Agreement’).

If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.

Name of Nominee (if any): __________________________

IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ___ day of ________, 20___.

							Very truly yours,

							[PURCHASER]


							By:
								(Authorized Officer)

							By:
								(Attorney-in-fact)

Nominee Acknowledgment

The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.

							[NAME OF NOMINEE]

							By:
								(Authorized Officer)

							By:
								(Attorney-in-fact)

EXHIBIT F

FORM OF RULE 144A AND RELATED MATTERS CERTIFICATE

[SELLER]

Bear Xxxxxxx Asset Backed Securities I LLC

000 Xxxxxxx Xxxxxx

Xxx Xxxx, Xxx Xxxx 00000

LaSalle Bank National Association

000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000

Xxxxxxx, Xxxxxxxx 00000

Re:	Bear Xxxxxxx Asset Backed Securities I Trust 2006-HE5, Asset-Backed Certificates, Series 2006-HE5 (the “Certificates”), including the Class ____ Certificates (the “Privately Offered Certificates”)

Dear Ladies and Gentlemen:

In connection with our purchase of Privately Offered Certificates, the undersigned certifies to each of the parties to whom this letter is addressed that it is a qualified institutional buyer (as defined in Rule 144A under the Securities Act of 1933, as amended (the “Act”)) as follows:

1. It owned and/or invested on a discretionary basis eligible securities (excluding affiliate’s securities, bank deposit notes and CD’s, loan participations, repurchase agreements, securities owned but subject to a repurchase agreement and swaps), as described below:

Date: ______________, 20__ (must be on or after the close of its most recent fiscal year)

Amount: $ _____________________; and

2. The dollar amount set forth above is:

greater than $100 million and the undersigned is one of the following entities:

(1)		[ ]	an insurance company as defined in Section 2(13) of the Act¹ ; or

(2)		[ ]	an investment company registered under the Investment Company Act or any business development company as defined in Section 2(a)(48) of the Investment Company Act of 1940; or

(3)		[ ]	a Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958; or

(4)		[ ]	a plan (i) established and maintained by a state, its political subdivisions, or any agency or instrumentality of a state or its political subdivisions, the laws of which permit the purchase of securities of this type, for the benefit of its employees and (ii) the governing investment guidelines of which permit the purchase of securities of this type; or

(5)		[ ]	a business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940; or

(6)		[ ]	a corporation (other than a U.S. bank, savings and loan association or equivalent foreign institution), partnership, Massachusetts or similar business trust, or an organization described in Section 501(c)(3) of the Internal Revenue Code; or

(7)		[ ]	a U.S. bank, savings and loan association or equivalent foreign institution, which has an audited net worth of at least $25 million as demonstrated in its latest annual financial statements; or

(8)		[ ]	an investment adviser registered under the Investment Advisers Act; or

b.	[ ]	greater than $10 million, and the undersigned is a broker-dealer registered with the SEC; or

c.	[ ]	less than $10 million, and the undersigned is a broker-dealer registered with the SEC and will only purchase Rule 144A securities in transactions in which it acts as a riskless principal (as defined in Rule 144A); or

d.	[ ]	less than $100 million, and the undersigned is an investment company registered under the Investment Company Act of 1940, which, together with one or more registered investment companies having the same or an affiliated investment adviser, owns at least $100 million of eligible securities; or

e.	[ ]	less than $100 million, and the undersigned is an entity, all the equity owners of which are qualified institutional buyers.

The undersigned further certifies that it is purchasing a Privately Offered Certificate for its own account or for the account of others that independently qualify as “Qualified Institutional Buyers” as defined in Rule 144A. It is aware that the sale of the Privately Offered Certificates is being made in reliance on its continued compliance with Rule 144A. It is aware that the transferor may rely on the exemption from the provisions of Section 5 of the Act provided by Rule 144A. The undersigned understands that the Privately Offered Certificates may be resold, pledged or transferred only to (i) a person reasonably believed to be a Qualified Institutional Buyer that purchases for its own account or for the account of a Qualified Institutional Buyer to whom notice is given that the resale, pledge or transfer is being made in reliance in Rule 144A, or (ii) an institutional “accredited investor,” as such term is defined under Rule 501 of the Act in a transaction that otherwise does not constitute a public offering.

The undersigned agrees that if at some future time it wishes to dispose of or exchange any of the Privately Offered Certificates, it will not transfer or exchange any of the Privately Offered Certificates to a Qualified Institutional Buyer without first obtaining a Rule 144A and Related Matters Certificate in the form hereof from the transferee and delivering such certificate to the addressees hereof. Prior to making any transfer of Privately Offered Certificates, if the proposed Transferee is an institutional “accredited investor,” the transferor shall obtain from the transferee and deliver to the addressees hereof an Investment Letter in the form attached to the Pooling and Servicing Agreement, dated as of May 1, 2006, among Bear Xxxxxxx Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as the seller and as master servicer and LaSalle Bank National Association, as Trustee, pursuant to which the Certificates were issued.

The undersigned certifies that it either: (i) is not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, has provided the Opinion of Counsel required by the Agreement, or (iii) in the case of the Class M-10 or Class M-11 Certificates, the transfer (1) will not result in a prohibited transaction which is not covered by Prohibited Transaction Exemption (“PTE”) 84-14, XXX 00-00, XXX 00-0, XXX 95-60 or PTE 96-23 and (2) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer or the Trustee.

Name of Nominee (if any): _______________________________________

¹ A purchase by an insurance company for one or more of its separate accounts, as defined by Section 2(a)(37) of the Investment Company Act of 1940, which are neither registered nor required to be registered thereunder, shall be deemed to be a purchase for the account of such insurance company.

IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ____ day of ___________, 20___.

							Very truly yours,

							[PURCHASER]


							By:
								(Authorized Officer)

							By:
								(Attorney-in-fact)

Nominee Acknowledgment

							[NAME OF NOMINEE]

							By:
								(Authorized Officer)

							By:
								(Attorney-in-fact)

EXHIBIT G

FORM OF REQUEST FOR RELEASE

To:	LaSalle Bank National Association

000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000

Xxxxxxx, Xxxxxxxx 00000

RE:	Pooling and Servicing Agreement, dated as of May 1, 2006, among Bear Xxxxxxx Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as seller and as master servicer and LaSalle Bank National Association, as Trustee

In connection with the administration of the Mortgage Loans held by you pursuant to the above-captioned Pooling and Servicing Agreement, we request the release, and hereby acknowledge receipt, of the Mortgage File for the Mortgage Loan described below, for the reason indicated.

Mortgagor’s Name, Address & Zip Code:

Mortgage Loan Number:

Reason for Requesting Documents (check one):

_____	1.	Mortgage Loan paid in full. ([The Master Servicer] [The Trustee] hereby certifies that all amounts received in connection therewith have been credited to ______________________________.)

_____	2.	Mortgage Loan in foreclosure.

_____	3.	Repurchase. (The [Master Servicer] [Trustee] hereby certifies that the repurchase price has been credited to ________________________.)

_____	4.	A Mortgage Loan liquidated by _________________________. ([The Master Servicer] [The Trustee] hereby certifies that all proceeds of the foreclosure, insurance, condemnation or other liquidation have been finally received and credited to ______________________.)

_____	5.	Other (explain)

							By:
								(authorized signer)
							Issuer:
							Address:

							Date:

EXHIBIT H

DTC Letter of Representations

(See Tabs # 22 & # 62)

EXHIBIT I

Schedule of Mortgage Loans with Lost Notes

[Provided Upon Request]

EXHIBIT J

FORM OF CUSTODIAL AGREEMENT

THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the “Agreement”), dated as of May 30, 2006, by and among LASALLE BANK NATIONAL ASSOCIATION, not individually but solely as trustee under the Pooling and Servicing Agreement defined below (including its successors under the Pooling and Servicing Agreement defined below, in that capacity, the “Trustee”) and as custodian (together with any successor in interest or any successor appointed hereunder, in that capacity, the “Custodian”), BEAR XXXXXXX ASSET BACKED SECURITIES I LLC, as depositor (together with any successor in interest, the “Depositor”), EMC MORTGAGE CORPORATION, as a seller (“EMC”) and as master servicer (together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the “Master Servicer”) and Master Funding LLC, as a seller (“Master Funding”, and together with EMC, the “Sellers”).

WITNESSETH THAT:

WHEREAS, the Depositor, EMC, the Master Servicer and the Trustee have entered into a Pooling and Servicing Agreement, dated as of May 1, 2006, relating to the issuance of Bear Xxxxxxx Asset Backed Securities I Trust 2006-HE5, Asset-Backed Certificates, Series 2006-HE5 (as in effect on the date of this Agreement, the “Original Pooling and Servicing Agreement,” and as amended and supplemented from time to time, the “Pooling and Servicing Agreement”); and all custodian obligations are defined herein. In the event any custodian obligations are defined in the Pooling and Servicing Agreement, this custodial agreement shall supercede.

WHEREAS, the Custodian has agreed to act as agent for the Trustee on behalf of the Certificateholders for the purposes of receiving and holding certain documents and other instruments delivered by the Depositor, the Sellers or the Master Servicer under the Pooling and Servicing Agreement and the Servicers, if any, under their respective Servicing Agreements, all upon the terms and conditions and subject to the limitations hereinafter set forth;

NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter set forth, the Trustee, the Depositor, the Sellers, the Master Servicer and the Custodian hereby agree as follows:

ARTICLE I

DEFINITIONS

Section 1.1 Definitions. For the purposes of this Agreement, the following terms shall have the indicated meanings unless the context or use indicates another or different meaning and intent, the definitions of such terms are equally applicable to the singular and the plural forms of such terms, the words “herein,” “hereof” and “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular section or other subdivision, and section references refer to sections of this Agreement.

"Business Day" shall mean any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in The City of New York, New York, Chicago, Illinois, Minneapolis, Minnesota or the city in which the Corporate Trust Office of the Trustee or the principal office of the Master Servicer is located are authorized or obligated by law or executive order to be closed.

“Closing Date” shall mean May 30, 2006.

“MERS” shall mean Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

“MERS Mortgage Loan” shall mean any Mortgage Loan registered with MERS on the MERS® system.

“MERS® System” shall mean the system of recording transfers of Mortgages electronically maintained by MERS.

“MIN” shall mean the Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS System.

“MOM Loan” shall mean with respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

“Mortgage” shall mean the mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.

“Mortgage Assignment” shall mean an assignment of the Mortgage in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect the sale of the Mortgage.

“Mortgage File” shall have the meaning set forth in Section 2 hereof.

“Mortgage Loan” shall mean a first or subordinate lien mortgage loan on a one-to-four family residential property.

“Mortgage Loan Schedule” shall mean the electronic schedule of Mortgage Loans identified in Schedule A.

“Mortgaged Property” shall mean the real property securing repayment of a Mortgage Loan.

“Mortgagor” shall mean the obligor on a Mortgage Note.

“Note” shall mean any promissory note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan.

“Servicer” shall mean the related servicer of the Mortgage Loans as designated by Owner.

Any capitalized terms used in this Agreement and not defined herein shall have the meanings assigned in the Original Pooling and Servicing Agreement, unless otherwise required by the context herein.

ARTICLE II

CUSTODY OF MORTGAGE DOCUMENTS

Section 2.1 Custodian to Act as Agent: Acceptance of Mortgage Files. The Custodian, as the duly appointed custodial agent of the Trustee for these purposes, acknowledges (subject to any exceptions noted in the Initial Certification referred to in Section 2.3(a)) receipt of the Mortgage Files relating to the Mortgage Loans identified on the Schedule attached hereto (the “Mortgage Loan Schedule”) and declares that it holds and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of all present and future Certificateholders.

Section 2.2 Recordation of Assignments. If any Mortgage File includes one or more assignments of Mortgage that have not been recorded and the related Mortgage Loan is not a MERS Loan or the Custodian has not received written instructions from the related Seller or the Trustee that the related Mortgaged Properties are located in jurisdictions under the laws of which the recordation of such assignment is not necessary to protect the Trustee’s interest therein, each such assignment shall be delivered by the Custodian to the related Seller for the purpose of recording it in the appropriate public office for real property records, and the Sellers, at no expense to the Custodian, shall promptly cause to be recorded in the appropriate public office for real property records each such assignment of Mortgage and, upon receipt thereof from such public office, shall return each such assignment of Mortgage to the Custodian.

Section 2.3 Review of Mortgage Files.

(a) The documents set forth in the definition “Mortgage File” herein shall be delivered and released to the Custodian relating to each of the Mortgage Loans to be purchased on a Closing Date. The related Mortgage Loans shall be identified in the Mortgage Loan Schedule in electronic format which shall be delivered to the Custodian at least two Business Days prior to each Closing Date. On or prior to the Closing Date, the Custodian shall deliver to EMC and the Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt (subject to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans listed on Schedule A attached hereto (the “Mortgage Loan Schedule”).

(b) Within 90 days thereafter, the Custodian agrees, for the benefit of Certificateholders, to review each such document, and shall deliver to EMC, the Master Servicer and the Trustee an Interim Certification in the form annexed hereto as Exhibit Two to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.

(c) Not later than 180 days after the Closing Date, the Custodian shall review, for the benefit of Certificateholders, the Mortgage Files and deliver to EMC, the Master Servicer and the Trustee a Final Certification in the form annexed hereto as Exhibit Three evidencing whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Custodian has received either an original or a copy thereof. If the Custodian finds any document missing, or to be unrelated, determined on the basis of the mortgagor name, original principal balance and loan number, to the mortgage loans identified on the Mortgage Loan Schedule or to appear defective on its face, the Custodian shall note such defect in the exception report attached to the Final Certification and shall promptly notify the Trustee.

(a) In reviewing the Mortgage Files as provided herein, the Custodian shall make no representation as to and shall not be responsible to verify (i) the validity, legality, enforceability, due authorization, recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii) the collectibility, insurability, effectiveness or suitability of any of the documents in any Mortgage File.

In performing any such review, the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon.

Upon receipt of written request from the Trustee, the Custodian shall as soon as practicable supply the Trustee with a list of all of the documents relating to the Mortgage Loans missing from the Mortgage Files.

Section 2.4 Custodian to Cooperate: Release of Mortgage Files. Upon receipt of written notice per Exhibit Four or Electronic Release Request per Exhibit Six from the Trustee that EMC has repurchased a Mortgage Loan pursuant to Article II of the Pooling and Servicing Agreement, and a request for release (a “Request for Release”) confirming that the purchase price therefor has been paid as required under the Pooling and Servicing Agreement, then the Custodian agrees to promptly release to EMC the related Mortgage File.

Upon the Custodian’s receipt of a Request for Release substantially in the form of Exhibit Four attached hereto or Electronic Release Request per Exhibit Six, stating that it has received payment in full of a Mortgage Loan or that payment in full will be escrowed in a manner customary for such purposes, the Custodian agrees promptly to release to the Master Servicer, the related Mortgage File. The Depositor shall deliver to the Custodian and the Custodian agrees to review in accordance with the provisions of the Custodial Agreement the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan.

From time to time as is appropriate for the servicing or foreclosure of any Mortgage Loan, the Master Servicer shall deliver to the Custodian a Request for Release per Exhibit Four or Electronic Release Request per Exhibit Five requesting that possession of all of the Mortgage File be released to the Master Servicer and certifying as to the reason for such release. Upon receipt of the foregoing, the Custodian shall deliver the Mortgage File to the Master Servicer. All Mortgage Files so released to the Master Servicer shall be held by it in trust for the Trustee for the use and benefit of all present and future Certificateholders. The Master Servicer shall cause each Mortgage File or any document therein so released to be returned to the Custodian when the need therefore by the Master Servicer no longer exists, unless (i) the Mortgage Loan has been liquidated, or (ii) the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property.

Section 2.5 Assumption Agreements. In the event that any assumption agreement, substitution of liability agreement or sale of servicing agreement is entered into with respect to any Mortgage Loan subject to this Agreement, the Master Servicer shall notify the Custodian that such assumption or substitution agreement has been completed by forwarding to the Custodian the original of such assumption or substitution agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting parts thereof.

ARTICLE III

CONCERNING THE CUSTODIAN

Section 3.1 Custodian a Bailee and Agent of the Trustee. With respect to each Mortgage Note, Mortgage and other documents constituting each Mortgage File which are delivered to the Custodian, the Custodian is exclusively the bailee and custodial agent of the Trustee and has no instructions to hold any Mortgage Note or Mortgage for the benefit of any person other than the Trustee and the Certificateholders and undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. Except upon compliance with the provisions of Section 2.4 of this Agreement, no Mortgage Note, Mortgage or Mortgage File shall be delivered by the Custodian to the Sellers, the Depositor or the Master Servicer or otherwise released from the possession of the Custodian.

Section 3.2 Custodian May Own Certificates. The Custodian in its individual or any other capacity may become the owner or pledgee of interests in the Mortgage Loans with the same rights it would have if it were not Custodian.

Section 3.3 Trustee to Pay Custodian’s Fees. The Trustee covenants and agrees to pay to the Custodian from time to time, and the Custodian shall be entitled to, reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties hereunder of the Custodian.

Section 3.4 Custodian May Resign; Trustee May Remove Custodian. The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of the Mortgage Loans. Upon receiving such written notice of resignation, the Trustee shall either take custody of the Mortgage Files itself and give prompt written notice thereof to the Depositor, the Master Servicer and the Custodian, or promptly appoint a successor Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and one copy to the successor Custodian. If the Trustee shall not have taken custody of the Mortgage Files and no successor Custodian shall have been so appointed and have accepted appointment within 30 days after the giving of such written notice of resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian.

The Trustee may remove the Custodian at any time upon 60 days prior written notice to Custodian. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution subject to supervision or examination by federal or state authority shall be able to satisfy the other requirements contained in Section 3.6 and shall be unaffiliated with the Master Servicer and the Depositor.

Any resignation or removal of the Custodian and appointment of a successor Custodian pursuant to any of the provisions of this Section 3.4 shall become effective upon acceptance of appointment by the successor Custodian. The Trustee shall give prompt notice to the Depositor and the Master Servicer of the appointment of any successor Custodian. Notwithstanding anything to the contrary set forth herein, no successor Custodian shall be appointed by the Trustee without the prior approval of the Depositor and the Master Servicer.

Section 3.5 Merger or Consolidation of Custodian. Any Person into which the Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided that such successor is a depository institution subject to supervision or examination by federal or state authority and is able to satisfy the other requirements contained in Section 3.6.

Section 3.6 Representations of the Custodian. The Custodian hereby represents that it is a depository institution subject to supervision or examination by a federal or state authority, has a combined capital and surplus of at least $15,000,000 and is qualified to do business in the jurisdictions in which it will hold any Mortgage File.

Section 3.7 Limitation on Liability. Neither the Custodian nor any of its directors, officers, agents or employees, shall be liable for any action taken or omitted to be taken by it or them hereunder or in connection herewith in good faith and believed (which belief may be based upon the opinion or advice of counsel selected by it in the exercise of reasonable care) by it or them to be within the purview of this Agreement, except for its or their own negligence, lack of good faith or willful misconduct. The Custodian and any director, officer, employee or agent of the Custodian may rely in good faith on any document of any kind prima facie properly executed and submitted by any person respecting any matters arising hereunder. In no event shall the Custodian or its directors, officers, agents and employees be held liable for any special, indirect or consequential damages resulting from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.

Notwithstanding anything herein to the contrary, the Custodian agrees to indemnify the Trust Fund, the Trustee and each of their respective officers, directors and agents for any and all liabilities, obligations, losses, damages, payments, costs or expenses of any kind whatsoever that may be imposed on, incurred by or asserted against the Trustee or the Trust Fund, due to any negligent performance by the Custodian of its duties and responsibilities under this Agreement; provided, however, that the Custodian shall not be liable to any of the foregoing Persons for any amount and any portion of any such amount resulting from the willful misfeasance, bad faith or negligence of such person, and the Custodian’s reliance on instructions from the Trustee or the Master Servicer. The provisions of this Section 3.7 shall survive the termination of this Custodial Agreement.

LaSalle Bank National Association, as Custodian and in its individual capacity, and its directors, officers, employees and agents shall be entitled to indemnification and defense from the Trust Fund for any loss, liability or expense incurred without negligence, willful misconduct, bad faith on their part, arising out of, or in connection with, the acceptance or administration of the custodial arrangement created hereunder, including the costs and expenses of defending themselves against any claim or liability in connection with the exercise or performance of any of their powers or duties hereunder.

Section 3.8 Limitation of Duties. The Custodian in its capacity as such:

(a) in the course of its review of the Mortgage Files, shall not be required to make determinations (1) of a legal nature or (2) as to the authority of any officer or agent of the Master Servicer, Trustee or other entity who has executed (or certified with respect to) any document which is part of the Mortgage File;

(b) shall have no duties or obligations other than those specifically set forth herein or as may subsequently be agreed upon in writing by the parties hereto and shall use the same degree of care and skill as is reasonably expected of financial institutions acting in comparable capacities;

(c) will be regarded as making no representations and having no responsibilities as to the validity, sufficiency, value, genuineness, ownership or transferability of any Mortgage Loans and will not be required to and will not make any representations as to the validity, value or genuineness of the Mortgage Loans;

(d) shall not be obligated to take any legal action hereunder which might in its judgment involve any expense or liability unless it has been furnished with reasonable indemnity;

(e) may rely on and shall be protected in acting upon any certificate, instrument, opinion, notice, letter, telegram or other document, or any security, delivered to it and reasonably believed by it to be genuine and to have been signed by the Master Servicer or the Trustee;

(f) may rely on and shall be protected in acting upon the written instructions of the Master Servicer or the Trustee and such employees and representatives of the Master Servicer and the Trustee, as applicable, may hereinafter designate in writing;

(g) may consult counsel satisfactory to it (including counsel for the Trustee or the Master Servicer) and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken, suffered, or omitted by it hereunder in good faith and in accordance with the opinion of such counsel (provided that the fees of such counsel in connection with such consultation and opinion shall be paid by the Custodian); and

(h) shall not be liable for any error of judgment, or for any act done or step taken or omitted by it, in good faith, or for any mistake of fact or law, or for anything which it may do or refrain from doing in connection therewith, except in the case of a breach of any of the Custodian’s obligations hereunder, negligence or willful misconduct.

The Custodian shall be held to the same standard of conduct, and shall be entitled to the same protections, privileges and immunities as other custodians acting in a custodial capacity are generally afforded.

No covenant or agreement contained herein shall be deemed to be the covenant or agreement of any member of the Board of Directors, or any director, officer, agent, employee or representative of the Trustee, Master Servicer or the Custodian in his or her individual capacity and none of such persons shall be subject to any personal liability or accountability by reason of the execution of this Agreement, whether by virtue of any constitution, statute or rule of law or by the enforcement of any assessment or penalty, or otherwise.

ARTICLE IV

Compliance with Regulation AB

Section 4.1 Intent of the parties; Reasonableness. The parties hereto acknowledge and agree that the purpose of this Article IV is to facilitate compliance by the Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. The Depositor shall not exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission under the Securities Act and the Exchange Act. Each of the parties hereto acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the mortgage-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. The Custodian shall cooperate reasonably with the Depositor to deliver to the Depositor (including any of its assignees or designees), any and all disclosure, statements, reports, certifications, records and any other information necessary in the reasonable, good faith determination of the Depositor to permit the Depositor to comply with the provisions of Regulation AB.

Section 4.2 Additional Representations and Warranties of the Custodian.

(a) The Custodian shall be deemed to represent to the Depositor as of the date hereof and on each date on which information is provided to the Trustee under Section 4.3 that, except as disclosed in writing to the Depositor prior to such date: (i) there are no aspects of its financial condition that could have a material adverse effect on the performance by it of its Custodian obligations under this Agreement or any other Securitization Transaction as to which it is the custodian; (ii) there are no material legal or governmental proceedings pending (or known to be contemplated) against it; and (iii) there are no affiliations, relationships or transactions relating to the Custodian with respect to the Depositor or any sponsor, issuing entity, servicer, originator, significant obligor, enhancement or support provider or other material transaction party (other than the Trustee, which is the same entity as the Custodian) (as such terms are used in Regulation AB) relating to the Securitization Transaction contemplated by the Agreement, as identified by the Depositor to the Custodian in writing as of the Closing Date (each, a "Transaction Party").

(b) If so requested by the Depositor on any date following the Closing Date, the Custodian shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (a) of this Section or, if any such representation and warranty is not accurate as of the date of such confirmation, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. Any such request from the Depositor shall not be given more than once each calendar quarter, unless the Depositor shall have a reasonable basis for a determination that any of the representations and warranties may not be accurate.

Section 4.3 Additional Information to Be Provided by the Custodian. For so long as the Trust is subject to the reporting obligations under the Exchange Act, for the purpose of satisfying the Depositor 's reporting obligation under the Exchange Act with respect to any class of Offered Certificates, the Custodian shall (a) notify the Depositor in writing of any material litigation or governmental proceedings pending against the Custodian that would be material to Certificateholders, and (b) provide to the Depositor (and the Trustee) unless the Custodian and the Trustee are the same party a written description of such proceedings. Any notices and descriptions required under this Section 4.3 shall be given no later than five Business Days prior to the Determination Date following the month in which the Custodian has knowledge of the occurrence of the relevant event. As of the date the Trustee files each Report on Form 10-D or Form 10-K with respect to the Certificates, the Custodian will be deemed to represent that any information previously provided under this Section 4.3, if any, is materially correct and does not have any material omissions unless the Custodian has provided an update to such information.

Section 4.4 Report on Assessment of Compliance and Attestation. On or before March 15th of each calendar year beginning in 2007, the Custodian shall:

(a) deliver to the Trustee, the Master Servicer and the Depositor a report regarding the Custodian’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. The Assessment of Compliance, as set forth in Regulation AB, must contain (i) a statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Custodian, (ii) a statement by such officer that the Custodian used the Servicing Criteria attached as Exhibit Five hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the Custodian, (iii) an assessment by such officer of the Custodian’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities the Custodian performs with respect to asset-based securities transactions taken as a whole involving the Custodian, that are backed by the same asset type as the Mortgage Loans, (iv) a statement that a registered public accounting firm has issued an attestation report on the Custodian’s Assessment of Compliance for the period consisting of the preceding calendar year, and (v) a statement as to which of the Servicing Criteria, if any, are not applicable to the Custodian, which statement shall be based on the activities the Custodian performs with respect to asset-backed securities transactions taken as a whole involving the Custodian, that are backed by the same asset type as the Mortgage Loans. Such a report at a minimum shall address each of the Servicing Criteria specified on Exhibit Five hereto which are indicated as applicable to the Custodian; and

(b) deliver to the Trustee, the Master Servicer and the Depositor a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Custodian, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.

(c) Notwithstanding the foregoing, an Assessment of Compliance is not required to be delivered by the Custodian unless it is required as part of a Form 10-K with respect to the Trust Fund.

Section 4.5 Indemnification; Remedies.

(a) The Custodian shall indemnify the Depositor, each affiliate of the Depositor, the Master Servicer and each broker dealer acting as underwriter, placement agent or initial purchaser of the Certificates or each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:

(b) i) any failure by the Custodian to deliver any report on assessment of compliance or accountants’ attestation when and as required under this Article IV.

(c) In the case of any failure of performance described in clause (i) of Section 4.5(a), the Custodian shall promptly reimburse the Depositor for all costs reasonably incurred by the Depositor in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Custodian.

ARTICLE V

MISCELLANEOUS PROVISIONS

Section 5.1 Notices. All notices, requests, consents and demands and other communications required under this Agreement or pursuant to any other instrument or document delivered hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally, by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at the addresses specified on the signature page hereof (unless changed by the particular party whose address is stated herein by similar notice in writing), in which case the notice will be deemed delivered when received.

Section 5.2 Amendments. No modification or amendment of or supplement to this Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto. The Trustee shall give prompt notice to the Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the Custodian with written copies thereof.

Section 5.3 GOVERNING LAW. THIS AGREEMENT shall be governed by, and construed in accordance with, the laws of the State of New York, without regard to conflict of laws principles thereof other than Section 5-1401 of the New York General Obligations Law.

Section 5.4 Recordation of Agreement. To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Depositor and at the Trust’s expense, but only upon direction accompanied by an Opinion of Counsel reasonably satisfactory to the Depositor to the effect that the failure to effect such recordation is likely to materially and adversely affect the interests of the Certificateholders.

Section 5.5 Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof.

[Signature Page Attached]

IN WITNESS WHEREOF, this Agreement is executed as of the date first above written.

Address: 000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000 Xxxxxxx, Xxxxxxxx 00000 Attention: BSABS I Trust, Series 2006-HE5	LASALLE BANK NATIONAL ASSOCIATION, not individually but solely as Trustee By: Name: Title:

Address: 0000 Xxxxx Xx., Xxxxx 000 Xxx Xxxxx Xxxxxxx, XX 00000	LASALLE BANK NATIONAL ASSOCIATION, as Custodian By: Name: Title:

Address: 000 Xxxxxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000	BEAR XXXXXXX ASSET BACKED SECURITIES I LLC By: Name: Xxxxx Xxxxxxxxxxx Title: Vice President

Address: 0000 Xxxx Xxxxx Xxxxx Xxxxxxxxxx, Xxxxx 00000 (Facsimile: (000) 000-0000) Attention: President or General Counsel	EMC MORTGAGE CORPORATION By: Name: Title:

Address: 000 Xxxxxx Xxxxx Xxxxx, Xxxxx 000 Xxxxxx, Xxxxx 00000	MASTER FUNDING LLC By: Name: Title:

STATE OF ILLINOIS	)
	)	ss.:
COUNTY OF XXXX	)

On the 30^th day of May 2006 before me, a notary public in and for said State, personally appeared _________________, known to me to be an _______________ of LaSalle Bank National Association, one of the parties that executed the within agreement, and also known to me to be the person who executed the within agreement on behalf of said party and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[SEAL]

STATE OF ILLINOIS	)
	)	ss.:
COUNTY OF XXXX	)

On the 30^th day of May 2006 before me, a notary public in and for said State, personally appeared ____________________, known to me to be a(n) ____________________ of LaSalle Bank National Association, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[Notarial Seal]

STATE OF NEW YORK	)
	)	ss.:
COUNTY OF NEW YORK	)

On the 30^th day of May 2006 before me, a notary public in and for said State, personally appeared Xxxxx Xxxxxxxxxxx, known to me to be a Vice President of Bear Xxxxxxx Asset Backed Securities I LLC, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[SEAL]

STATE OF TEXAS	)
	)	ss.:
COUNTY OF DALLAS	)

On the 30^th day of May 2006 before me, a notary public in and for said State, personally appeared ____________________, known to me to be a(n) ____________________ of EMC Mortgage Corporation, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[Notarial Seal]

STATE OF TEXAS	)
	)	ss.:
COUNTY OF DALLAS	)

On the 30^th day of May 2006 before me, a notary public in and for said State, personally appeared _____________________, known to me to be a(n) ____________________ of Master Funding LLC, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[Notarial Seal]

SCHEDULE A

(Provided upon request)

EXHIBIT ONE

FORM OF CUSTODIAN INITIAL CERTIFICATION

May 30, 2006

LaSalle Bank National Association

000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000

Xxxxxxx, Xxxxxxxx 00000

EMC Mortgage Corporation

0000 Xxxx Xxxxx Xxxxx

Xxxxxxxxxx, Xxxxx 00000

(Facsimile: (000) 000-0000)

Attention: President or General Counsel

Attention: Bear Xxxxxxx Asset Backed Securities I LLC, Series 2006-HE5

Re:

Custodial Agreement, dated as of May 30, 2006, by and among LaSalle Bank National Association, Bear Xxxxxxx Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Xxxxxxx Asset Backed Securities I Trust 2006-HE5, Asset-Backed Certificates, Series 2006-HE5

Ladies and Gentlemen:

In accordance with Section 2.3(a) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received the following documents with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto: (i) an original note, including any riders thereto, endorsed without recourse to the order of LaSalle Bank National Association, as Trustee for certificateholders of ___________________________ or to blank and showing an unbroken chain of endorsements from the original payee thereof to the person endorsing it to the Trustee; (ii) an original mortgage and, if the related mortgage loan is a MERS Loan, registered with MERS, noting the presence of the mortgage identification number and language indicating that such mortgage loan is a MERS Loan, which shall have been recorded (or if the original is not available, a copy) with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form); (iii) unless the mortgage loan is a MERS Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the mortgage property is located) to the Trustee of the mortgage with respect to each mortgage loan in the name of ___________________________, which shall have been recorded (of if clause (x) in the proviso below applies, shall be in recordable form); (iv) an original or a copy of all intervening assignments of the mortgage, if any, with evidence of recording thereon; (v) the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related mortgaged property; and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the Sellers may deliver the following documents, under the circumstances set forth below: (x) if any mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver a true copy thereof with a certification by the related Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the mortgage notes relating to the mortgage loans identified in the list attached hereto, the Depositor may deliver a lost note affidavit and indemnity and a copy of the original note, if available.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.

	LASALLE BANK NATIONAL ASSOCIATION

	By:
	Name:
	Title:

SCHEDULE A

(Please see tab # 46)

EXHIBIT TWO

FORM OF CUSTODIAN INTERIM CERTIFICATION

[DATE]

LaSalle Bank National Association

000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000

Xxxxxxx, Xxxxxxxx 00000

EMC Mortgage Corporation

0000 Xxxx Xxxxx Xxxxx

Xxxxxxxxxx, Xxxxx 00000

(Facsimile: (000) 000-0000)

Attention: President or General Counsel

Attention: Bear Xxxxxxx Asset Backed Securities I LLC, Series 2006-HE5

Re:

Ladies and Gentlemen:

In accordance with Section 2.3(b) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated May 30, 2006 and has determined that: all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.

LASALLE BANK NATIONAL ASSOCIATION

	LASALLE BANK NATIONAL ASSOCIATION

	By:
	Name:
	Title:

SCHEDULE A

(Please see tab # 46)

EXHIBIT THREE

FORM OF CUSTODIAN FINAL CERTIFICATION

[DATE]

LaSalle Bank National Association

000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000

Xxxxxxx, Xxxxxxxx 00000

EMC Mortgage Corporation

0000 Xxxx Xxxxx Xxxxx

Xxxxxxxxxx, Xxxxx 00000

(Facsimile: (000) 000-0000)

Attention: President or General Counsel

Attention: Bear Xxxxxxx Asset Backed Securities I LLC, Series 2006-HE5

Re:

Ladies and Gentlemen:

In accordance with Section 2.3(c) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated May 30, 2006 and has determined that: all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.

	LASALLE BANK NATIONAL ASSOCIATION

	By:
	Name:
	Title:

SCHEDULE A

(Please see tab # 46)

EXHIBIT FOUR

FORM OF REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT

To: [Name/Address of Owner]

Attention:

Re:

In connection with the Mortgage Files that you hold pursuant to the Custodial Agreement, we request the release, and acknowledge receipt of the Mortgage file/[specify document] for the Mortgage Loan described below, the reason indicated.

Mortgagor’s Name, Address and Zip Code:

Mortgage Loan Number:

Reason for Requesting Documents: (check one)

_____ 1. Mortgage Loan paid in full. ([The Master Servicer] [the Trustee] hereby certifies that all amounts received in connection therewith have been credited to __________________________________________________________________________.)

_____ 2. Mortgage Loan in foreclosure.

_____ 3. Repurchase. (The [Master Servicer] [Trustee] hereby certifies that the repurchase price has been credited to _____________________________________________.)

_____ 4. Mortgage Loan liquidated by _______________________________________. ([The Master Servicer] [The Trustee] hereby certifies that all proceeds of the foreclosure, insurance, condemnation or other liquidation have been finally received and credited to _____________________________________.

_____ 5. Other (explain):

EXHIBIT FIVE

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the criteria identified as below as “Applicable Servicing Criteria”;

Servicing Criteria		Applicable Servicing Criteria
Reference	Criteria
	General Servicing Considerations
1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities
1122(d)(1)(iii)	Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
	Cash Collection and Administration
1122(d)(2)(i)	Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt and identification, or such other number of days specified in the transaction agreements.
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances are made, reviewed and approved as specified in the transaction agreements.
1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
1122(d)(2)(v)	Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institutions” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 45 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliations; and (D) contain explanations for reconciling items, These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements, (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors; or the trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the servicer.
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the servicer’s investor records, or such other number of days specified in the transaction agreements.
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on pool assets is maintained as required by the transaction agreements or related asset pool documents.	√
1122(d)(4)(ii)	Pool assets and related documents are safeguarded as required by the transaction agreements.	√
1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements	√²
1122(d)(4)(iv)	Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
1122(d)(4)(v)	The servicer’s records regarding the pool assets agree with the servicer’s records with respect to an obligor’s unpaid principal balance.
1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor’s pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
1122(d)(4)(vii)	Loss mitigation of recovery actions (e.g., forbearance plans, modifications and deed in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction documents.
1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements., Such records are maintained in at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
1122(d)(4)(ix)	Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts); (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 3- calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements.
1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax ore insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the service at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible funds are recognized and recorded in accordance with the transaction agreements.
1122(d)(4)(xv)	Any external enhancement or other support, identified in item 1114(a)(1) through (3) or item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.

² Only with respect to the logistics of adding, removing or substituting loan files.

EXHIBIT SIX

ELECTRONIC RELEASE REQUEST (Excel)

Collateral Release Tasks

Required Field Header	Description

Customer	Value can be constant of '1018'

Poolnum	pool number if available, can be left blank as well

Loaned	EMC loan#, required field

loc_code	Codes must be mutually agreed upon with custodian. Examples are PDPO= loans released for payoff, FORC = loans released for foreclosure, OLIQ= loans released for repurchase, NLIQ = loans released for non-liquidation/correction.

rel_code	Codes must be mutually agreed upon with custodian. Examples are 1 = payoff, 2 = foreclosure, 4 = repurchase, 5 = non-liquidation.

rel_doclist	Can be left blank

notation	"Name of Person File Being Released To @ Company Name" (i.e. Xxxxxx Xxxxx@EMC)

reqstr	Can be left blank

reqstr_sig	Signatory code assigned to requestor, TBD

amend	0 = new release request, 1= amend an existing released record (ie. FORC to PDPO)

EXHIBIT K

FORM OF BACK-UP CERTIFICATION

Re: The [ ] agreement dated as of [ ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES]

I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:

(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the “Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);

(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;

(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Trustee];

(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and

(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.

Date: _________________________

By:

Name: ________________________________

Title: ________________________________

EXHIBIT L

FORM OF MORTGAGE LOAN PURCHASE AGREEMENT

MORTGAGE LOAN PURCHASE AGREEMENT, dated as of May 30, 2006, as amended and supplemented by any and all amendments hereto (collectively, “this Agreement”), by and among EMC MORTGAGE CORPORATION, a Delaware corporation (“EMC” or a “Mortgage Loan Seller”), MASTER FUNDING LLC, a Delaware limited liability company (a “Mortgage Loan Seller” or “Master Funding”, and together with EMC, the “Mortgage Loan Sellers”) and BEAR XXXXXXX ASSET BACKED SECURITIES I LLC, a Delaware limited liability company (the “Purchaser”).

Upon the terms and subject to the conditions of this Agreement, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase, certain conventional, closed-end, subprime, fixed rate and adjustable rate, first and second lien mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) as described herein. The Purchaser intends to deposit the Mortgage Loans into a trust fund (the “Trust Fund”) and create Bear Xxxxxxx Asset-Backed Securities I Trust 2006-HE5, Asset-Backed Certificates, Series 2006-HE5 (the “Certificates”), under a pooling and servicing agreement, to be dated as of May 1, 2006 (the “Pooling and Servicing Agreement”), among the Purchaser, as depositor, EMC, as seller and as master servicer (the “Master Servicer”) and LaSalle Bank National Association, as trustee (the “Trustee”).

The Purchaser has filed with the Securities and Exchange Commission (the “Commission”) a registration statement on Form S-3 (Number 333-131374) relating to its Asset-Backed Certificates and the offering of certain series thereof (including certain classes of the Certificates) from time to time in accordance with Rule 415 under the Securities Act of 1933, as amended, and the rules and regulations of the Commission promulgated thereunder (the “Securities Act”). Such registration statement, when it became effective under the Securities Act, and the prospectus relating to the public offering of certain classes of the Certificates by the Purchaser (the “Public Offering”), as each may be amended or supplemented from time to time pursuant to the Securities Act or otherwise, are referred to herein as the “Registration Statement” and the “Prospectus,” respectively. The “Free Writing Prospectus” shall mean the free writing prospectus, dated May 3, 2006, relating to certain classes of the Certificates. The “Prospectus Supplement” shall mean the final supplement, dated May 23, 2006, to the Prospectus, dated April 5, 2006, relating to certain classes of the Certificates. With respect to the Public Offering of certain classes of the Certificates, Bear, Xxxxxxx & Co. Inc. (“Bear Xxxxxxx”) and the Purchaser have entered into a terms agreement, dated as of May 3, 2006, to an underwriting agreement, dated April 13, 2006 (together, the “Underwriting Agreement”) between Bear Xxxxxxx and the Purchaser.

Now, therefore, in consideration of the premises and the mutual agreements set forth herein, the parties hereto agree as follows:

SECTION 1. Definitions. Certain terms are defined herein. Capitalized terms used herein but not defined herein shall have the meanings specified in the Pooling and Servicing Agreement. The following other terms are defined as follows:

Acquisition Price: With respect to EMC and the sale of the EMC Mortgage Loans, cash in an amount equal to $ ^* (plus $ ^* in accrued interest) and the retained certificates. With respect to Master Funding and the sale of the Master Funding Mortgage Loans, cash in an amount equal to $ ^* (plus $ ^* in accrued interest).

Bear Xxxxxxx: Bear, Xxxxxxx & Co. Inc.

Closing Date: May 30, 2006.

Custodial Agreement: An agreement, dated as of May 30, 2006, among the Depositor, EMC, Master Funding, the Master Servicer, the Trustee and LaSalle Bank National Association as custodian (in such capacity, the “Custodian”).

Cut-off Date: May 1, 2006.

Cut-off Date Balance: Shall mean $ 411,700,971.74

Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.

Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.

EMC: EMC Mortgage Corporation.

EMC Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which EMC is the applicable Mortgage Loan Seller.

Group II Mortgage Loans: The Mortgage Loans with respect to Loan Group II.

LaSalle: LaSalle Bank National Association, or its successors in interest.

Master Funding: Master Funding LLC.

Master Funding Mortgage Loan: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable Mortgage Loan Seller.

MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.

Moody’s: Xxxxx’x Investors Service, Inc., or its successors in interest.

Mortgage File: The items referred to in Exhibit 1 pertaining to a particular Mortgage Loan and any additional documents required to be added to such documents pursuant to this Agreement.

Mortgage Rate: The annual rate of interest borne by a Mortgage Note as stated herein.

Mortgagor: The obligor(s) on a Mortgage Note.

Opinion of Counsel: A written opinion of counsel, who may be counsel for the Mortgage Loan Sellers or the Purchaser, reasonably acceptable to the Trustee.

Person: Any legal person, including any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.

Purchase Price: With respect to any Mortgage Loan required to be purchased by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) pursuant to the applicable provisions of this Agreement, an amount equal to the sum of (i) 100% of the principal remaining unpaid on such Mortgage Loan as of the date of purchase (including if a foreclosure has already occurred, the principal balance of the related Mortgage Loan at the time the Mortgaged Property was acquired), (ii) accrued and unpaid interest thereon at the Mortgage Interest Rate through and including the last day of the month of purchase and (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.

Rating Agencies: Standard & Poor’s and Moody’s, each a “Rating Agency.”

Replacement Mortgage Loan: A mortgage loan substituted for a Deleted Mortgage Loan which must meet on the date of such substitution the requirements stated herein and in the Pooling and Servicing Agreement; upon such substitution, such mortgage loan shall be a “Mortgage Loan” hereunder.

Securities Act: The Securities Act of 1933, as amended.

Standard & Poor’s: Standard & Poor’s, a division of The XxXxxx-Xxxx Companies, Inc. or its successors in interest.

Value: The value of the Mortgaged Property at the time of origination of the related Mortgage Loan, such value being the lesser of (i) the value of such property set forth in an appraisal accepted by the applicable originator of the Mortgage Loan or (ii) the sales price of such property at the time of origination.

SECTION 2. Purchase and Sale of the Mortgage Loans and Related Rights.

(a) Upon satisfaction of the conditions set forth in Section 11 hereof, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase the Mortgage Loans sold by such Mortgage Loan Seller having an aggregate outstanding principal balance as of the Cut-off Date equal to the Cut-off Date Balance, and each Mortgage Loan Seller’s interest in the Swap Agreement.

(b) The closing for the purchase and sale of the Mortgage Loans and the closing for the issuance of the Certificates will take place on the Closing Date at the office of the Purchaser’s counsel in New York, New York or such other place as the parties shall agree.

(c) Upon the satisfaction of the conditions set forth in Section 11 hereof, on the Closing Date, the Purchaser shall pay to each respective Mortgage Loan Seller the related Acquisition Price for the Mortgage Loans sold by such Mortgage Loan Seller in immediately available funds by wire transfer to such account or accounts as shall be designated by such Mortgage Loan Seller.

SECTION 3. Mortgage Loan Schedules. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) agrees to provide to the Purchaser as of the date hereof a preliminary listing of the Mortgage Loans (the “Preliminary Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by the respective Mortgage Loan Sellers. If there are changes to the Preliminary Mortgage Loan Schedule, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall provide to the Purchaser as of the Closing Date a final schedule (the “Final Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by each Mortgage Loan Seller to the Purchaser. The Final Mortgage Loan Schedule shall be delivered to the Purchaser on the Closing Date, shall be attached to an amendment to this Agreement to be executed on the Closing Date by the parties hereto and shall be in form and substance mutually agreed to by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser (the “Amendment”). If there are no changes to the Preliminary Mortgage Loan Schedule, the Preliminary Mortgage Loan Schedule shall be the Final Mortgage Loan Schedule for all purposes hereof.

SECTION 4. Mortgage Loan Transfer.

(a) The Purchaser will be entitled to all scheduled payments of principal and interest on the Mortgage Loans due after the Cut-off Date (regardless of when actually collected) and all payments thereof. Each Mortgage Loan Seller will be entitled to all scheduled payments of principal and interest on the Mortgage Loans sold by it to the Purchaser due on or before the Cut-off Date (including payments collected after the Cut-off Date) and all payments thereof. Such principal amounts and any interest thereon belonging to the related Mortgage Loan Seller as described above will not be included in the aggregate outstanding principal balance of the Mortgage Loans as of the Cut-off Date as set forth on the Final Mortgage Loan Schedule.

(b) Pursuant to various conveyancing documents to be executed on the Closing Date and pursuant to the Pooling and Servicing Agreement, the Purchaser will assign on the Closing Date all of its right, title and interest in and to the Mortgage Loans to the Trustee for the benefit of the Certificateholders. In connection with the transfer and assignment of the Mortgage Loans, each Mortgage Loan Seller has delivered or will deliver or cause to be delivered to the Trustee, or the Custodian on behalf of the Trustee, by the Closing Date or such later date as is agreed to by the Purchaser and such Mortgage Loan Seller (each of the Closing Date and such later date is referred to as a “Mortgage File Delivery Date”), the items of the Custodian’s Mortgage File, provided, however, that in lieu of the foregoing, each Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) in lieu of the original Mortgage, assignments to the Trustee or intervening assignments thereof which have been delivered, are being delivered or will upon receipt of recording information relating to the Mortgage required to be included thereon, be delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the related Mortgage Loan Seller may deliver a true copy thereof with a certification by such Mortgage Loan Seller or the Master Servicer, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording;” (y) in lieu of the Mortgage, assignments to the Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents or if the originals are lost (in each case, as evidenced by a certification from such Mortgage Loan Seller or the Master Servicer to such effect), such Mortgage Loan Seller may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans, each identified in the list delivered by the Purchaser to the Trustee on the Closing Date and attached hereto as Exhibit 5 the related Mortgage Loan Seller may deliver lost note affidavits and indemnities of such Mortgage Loan Seller; and provided further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, such Mortgage Loan Seller, in lieu of delivering the above documents, may deliver to the Trustee a certification by such Mortgage Loan Seller or the Master Servicer to such effect. Each Mortgage Loan Seller shall deliver such original documents (including any original documents as to which certified copies had previously been delivered) or such certified copies to the Trustee, or the Custodian on behalf of the Trustee, promptly after they are received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause the Mortgage and intervening assignments, if any, and the assignment of the Mortgage to be recorded not later than 180 days after the Closing Date unless such assignment is not required to be recorded under the terms set forth in Section 6(a) hereof.

(c) In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will cause, at EMC’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the related Mortgage Loan Seller to the Purchaser and by the Purchaser to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of the Pooling and Servicing Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of the Pooling and Servicing Agreement.

(d) Each Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of the Mortgage Loans will ultimately be assigned to LaSalle Bank National Association, as Trustee for the benefit of the Certificateholders, on the date hereof.

SECTION 5. Examination of Mortgage Files.

(a) On or before the Mortgage File Delivery Date, each Mortgage Loan Seller will have made the related Mortgage Files available to the Purchaser or its agent for examination which may be at the offices of the Trustee or such Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian. The fact that the Purchaser or its agent has conducted or has failed to conduct any partial or complete examination of the related Mortgage Files shall not affect the Purchaser’s rights to demand cure, repurchase, substitution or other relief as provided in this Agreement. In furtherance of the foregoing, each Mortgage Loan Seller shall make the related Mortgage Files available to the Purchaser or its agent from time to time so as to permit the Purchaser to confirm such Mortgage Loan Seller’s compliance with the delivery and recordation requirements of this Agreement and the Pooling and Servicing Agreement. In addition, upon request of the Purchaser, each Mortgage Loan Seller agrees to provide to the Purchaser, Bear Xxxxxxx and to any investors or prospective investors in the Certificates information regarding the Mortgage Loans and their servicing, to make the related Mortgage Files available to the Purchaser, Bear Xxxxxxx and to such investors or prospective investors (which may be at the offices of the related Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian) and to make available personnel knowledgeable about the related Mortgage Loans for discussions with the Purchaser, Bear Xxxxxxx and such investors or prospective investors, upon reasonable request during regular business hours, sufficient to permit the Purchaser, Bear Xxxxxxx and such investors or potential investors to conduct such due diligence as any such party reasonably believes is appropriate.

(b) Pursuant to the Pooling and Servicing Agreement, on the Closing Date the Trustee (or the Custodian as obligated under the Custodial Agreement) for the benefit of the Certificateholders will review items of the Mortgage Files as set forth on Exhibit 1 and will deliver to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) an initial certification in the form attached as Exhibit One to the Custodial Agreement.

(c) Within 90 days of the Closing Date, the Trustee or the Custodian on its behalf shall, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, deliver to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Trustee an Interim Certification in the form attached as Exhibit Two to the Custodial Agreement to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.

(d) The Trustee or the Custodian on its behalf will review the Mortgage Files within 180 days of the Closing Date and will deliver to EMC and the Master Servicer, and if reviewed by the Custodian, the Trustee, a final certification substantially in the form of Exhibit Three to the Custodial Agreement. If the Trustee or the Custodian on its behalf is unable to deliver a final certification with respect to the items listed in Exhibit 1 due to any document that is missing, has not been executed, is unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in the Final Mortgage Loan Schedule (a “Material Defect”), the Trustee or the Custodian on its behalf shall notify EMC of such Material Defect. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall correct or cure any such Material Defect within 90 days from the date of notice from the Trustee, the Depositor or the Master Servicer of the Material Defect and if EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) does not correct or cure such Material Defect within such period and such defect materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will, in accordance with the terms of the Pooling and Servicing Agreement, within 90 days of the date of notice, provide the Trustee with a Replacement Mortgage Loan (if within two years of the Closing Date) or purchase the related Mortgage Loan at the applicable Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to deliver the original security instrument or intervening assignments thereof, or a certified copy because the originals of such documents, or a certified copy, have not been returned by the applicable jurisdiction, EMC shall not be required to purchase such Mortgage Loan if EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) delivers such original documents or certified copy promptly upon receipt, but in no event later than 360 days after the Closing Date. The foregoing repurchase obligation shall not apply in the event that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) cannot deliver such original or copy of any document submitted for recording to the appropriate recording office in the applicable jurisdiction because such document has not been returned by such office; provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall instead deliver a recording receipt of such recording office or, if such receipt is not available, a certificate of EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) or a Servicing Officer confirming that such documents have been accepted for recording, and delivery to the Trustee shall be effected by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) within thirty days of its receipt of the original recorded document.

(e) At the time of any substitution, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall deliver or cause to be delivered the Replacement Mortgage Loan, the related Mortgage File and any other documents and payments required to be delivered in connection with a substitution pursuant to the Pooling and Servicing Agreement. At the time of any purchase or substitution, the Trustee shall (i) assign the selected Mortgage Loan to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and shall release or cause the Custodian to release the documents (including, but not limited to, the Mortgage, Mortgage Note and other contents of the Mortgage File) in the possession of the Trustee or the Custodian, as applicable relating to the Deleted Mortgage Loan and (ii) execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) title to such Deleted Mortgage Loan.

SECTION 6. Recordation of Assignments of Mortgage.

(a) EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will, promptly after the Closing Date, cause each Mortgage and each assignment of Mortgage from the Mortgage Loan Sellers to the Trustee, and all unrecorded intervening assignments, if any, delivered on or prior to the Closing Date, to be recorded in all recording offices in the jurisdictions where the related Mortgaged Properties are located; provided, however, EMC (on its own behalf as a Mortgage Loan Seller or on behalf of Master Funding) need not cause to be recorded any assignment which relates to a Mortgage Loan that is a MOM Loan or for which the related Mortgaged Property is located in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan; provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment of Mortgage shall be submitted for recording by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of (i) reasonable direction by the Holders of Certificates evidencing Percentage Interests aggregating not less than 25% of the Trust, (ii) the occurrence of an Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to EMC under the Pooling and Servicing Agreement, (iv) the occurrence of a servicing transfer or an assignment of the servicing as described in Section 7.07 of the Pooling and Servicing Agreement or (iv) with respect to any one assignment of Mortgage, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage.

While each such Mortgage or assignment is being recorded, if necessary, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall leave or cause to be left with the Trustee or the Custodian on its behalf a certified copy of such Mortgage or assignment. In the event that, within 180 days of the Closing Date, the Trustee has not been provided with an Opinion of Counsel as described above or received evidence of recording with respect to each Mortgage Loan delivered to the Purchaser pursuant to the terms hereof or as set forth above and the related Mortgage Loan is not a MOM Loan, the failure to provide evidence of recording or such Opinion of Counsel shall be considered a Material Defect, and the provisions of Section 5(c) and (d) shall apply. All customary recording fees and reasonable expenses relating to the recordation of the assignments of mortgage to the Trustee or the Opinion of Counsel, as the case may be, shall be borne by EMC.

(b) It is the express intent of the parties hereto that the conveyance of the Mortgage Loans by each Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement be, and be treated as, a sale. It is, further, not the intention of the parties that such conveyance be deemed a pledge of the Mortgage Loans by such Mortgage Loan Seller to the Purchaser to secure a debt or other obligation of that Mortgage Loan Seller. However, in the event that, notwithstanding the intent of the parties, the Mortgage Loans are held by a court to continue to be property of such Mortgage Loan Seller, then (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the applicable Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided for herein shall be deemed to be a grant by such Mortgage Loan Seller to the Purchaser of a security interest in all of such Mortgage Loan Seller’s right, title and interest in and to the Mortgage Loans and all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, to the extent the Purchaser would otherwise be entitled to own such Mortgage Loans and proceeds pursuant to Section 4 hereof, including all amounts, other than investment earnings, from time to time held or invested in any accounts created pursuant to the Pooling and Servicing Agreement, whether in the form of cash, instruments, securities or other property; (c) the possession by the Purchaser or the Trustee (or the Custodian on its behalf) of Mortgage Notes and such other items of property as constitute instruments, money, negotiable documents or chattel paper shall be deemed to be “possession by the secured party” for purposes of perfecting the security interest pursuant to Section 9-305 (or comparable provision) of the applicable Uniform Commercial Code; and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Purchaser for the purpose of perfecting such security interest under applicable law. Any assignment of the interest of the Purchaser pursuant to any provision hereof or pursuant to the Pooling and Servicing Agreement shall also be deemed to be an assignment of any security interest created hereby. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser shall, to the extent consistent with this Agreement, take such actions as may be reasonably necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Pooling and Servicing Agreement.

SECTION 7. Representations and Warranties of EMC Concerning the Mortgage Loans. EMC hereby represents and warrants to the Purchaser as of the Closing Date or such other date as may be specified below with respect to each Mortgage Loan:

(a) The information set forth in the Mortgage Loan Schedule hereto is true and correct in all material respects.

(b) Immediately prior to the transfer to the Purchaser, the related Mortgage Loan Seller was the sole owner of beneficial title and holder of each Mortgage and Mortgage Note relating to the Mortgage Loans and is conveying the same free and clear of any and all liens, claims, encumbrances, participation interests, equities, pledges, charges or security interests of any nature and such Mortgage Loan Seller has full right and authority to sell or assign the same pursuant to this Agreement.

(c) Each Mortgage Loan at the time it was made complied in all material respects with all applicable laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable predatory, abusive and fair lending laws; and each Mortgage Loan has been serviced in all material respects in accordance with all applicable laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable anti-predatory lending laws and the terms of the related Mortgage Note, the Mortgage and other loan documents.

(d) There is no monetary default existing under any Mortgage or the related Mortgage Note and there is no material event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach or event of acceleration; and neither the related Mortgage Loan Seller, any of its affiliates nor any servicer of any related Mortgage Loan has taken any action to waive any default, breach or event of acceleration; and no foreclosure action is threatened or has been commenced with respect to the Mortgage Loan.

(e) The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, (i) if required by law in the jurisdiction where the Mortgaged Property is located, or (ii) to protect the interests of the Trustee on behalf of the Certificateholders.

(f) No selection procedure reasonably believed by the related Mortgage Loan Seller to be adverse to the interests of the Certificateholders was utilized in selecting the Mortgage Loans.

(g) Each Mortgage is a valid and enforceable first or second lien on the property securing the related Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage, subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan or referred to in the lender’s title insurance policy delivered to the originator of the related Mortgage Loan and (iii) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage.

(h) There is no mechanics’ lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in clause (m) below.

(i) There was no delinquent tax or assessment lien against the property subject to any Mortgage, except where such lien was being contested in good faith and a stay had been granted against levying on the property.

(j) There is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note.

(k) The physical property subject to any Mortgage is free of material damage and is in good repair and there is no proceeding pending or threatened for the total or partial condemnation of any Mortgaged Property.

(l) The Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances.

(m) A lender’s title insurance policy (on an ALTA or CLTA form) or binder, or other assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Xxxxxx Xxx or Xxxxxxx Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of the related Mortgage Loan Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring such Mortgage Loan Seller and its successors and assigns that the Mortgage is a first priority lien on the related Mortgaged Property in the original principal amount of the Mortgage Loan. The related Mortgage Loan Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable.

(n) At the time of origination, each Mortgaged Property was the subject of an appraisal which conformed to the underwriting requirements of the originator of the Mortgage Loan and, the appraisal is in a form acceptable to Xxxxxx Mae or Xxxxxxx Mac.

(o) The improvements on each Mortgaged Property securing a Mortgage Loan are insured (by an insurer which is acceptable to the related Mortgage Loan Seller) against loss by fire and such hazards as are covered under a standard extended coverage endorsement in the locale in which the Mortgaged Property is located, in an amount which is not less than the lesser of the maximum insurable value of the improvements securing such Mortgage Loan or the outstanding principal balance of the Mortgage Loan, but in no event in an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a co-insurer thereunder; if the improvement on the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the condominium project; if upon origination of the related Mortgage Loan, the improvements on the Mortgaged Property were in an area identified as a federally designated flood area, a flood insurance policy is in effect in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the restorable cost of improvements located on such Mortgaged Property or (iii) the maximum coverage available under federal law; and each Mortgage obligates the Mortgagor thereunder to maintain the insurance referred to above at the Mortgagor’s cost and expense.

(p) Each Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9) without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a “qualified mortgage” notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9).

(q) None of the Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12 CFR Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing TILA, which implements the Home Ownership and Equity Protection Act of 1994, as amended or (b) “high cost home,” “covered” (excluding home loans defined as “covered home loans” in the New Jersey Home Ownership Security Act of 2002 that were originated between November 26, 2003 and July 7, 2004), “high risk home” or “predatory” loans under any applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees).

(r) The information set forth in Schedule A of the Prospectus Supplement with respect to the Mortgage Loans is true and correct in all material respects.

(s) No Mortgage Loan (a) is a “high cost loan” or “covered loan” as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS® Glossary, which is now Version 5.6(d), Appendix E, attached hereto as Exhibit 6) or (b) was originated on or after October 1, 2002 through March 6, 2003 and is governed by the Georgia Fair Lending Act.

(t) Each Mortgage Loan was originated in accordance with the underwriting guidelines of the related originator.

(u) Each original Mortgage has been recorded or is in the process of being recorded in accordance with the requirements of Section 2.01 of the Pooling and Servicing Agreement in the appropriate jurisdictions wherein such recordation is required to perfect the lien thereof for the benefit of the Trust Fund.

(v) The related Mortgage File contains each of the documents and instruments listed in Section 2.01 of the Pooling and Servicing Agreement, subject to any exceptions, substitutions and qualifications as are set forth in such Section.

(w) The Mortgage Loans are currently being serviced in accordance with accepted servicing practices.

(x) With respect to each Mortgage Loan that has a prepayment penalty feature, each such prepayment penalty is enforceable and will be enforced by the related Mortgage Loan Seller and each prepayment penalty is permitted pursuant to federal, state and local law, provided that (i) no Mortgage Loan will impose a prepayment penalty for a term in excess of five years from the date such Mortgage Loan was originated and (ii) such prepayment penalty is at least equal to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at the related Mortgage Interest Rate on the amount prepaid in excess of 20% of the original principal balance of such Mortgage Loan.

(y) If any of the Mortgage Loans are secured by a leasehold interest, with respect to each leasehold interest: the use of leasehold estates for residential properties is an accepted practice in the area where the related Mortgaged Property is located; residential property in such area consisting of leasehold estates is readily marketable; the lease is recorded and no party is in any way in breach of any provision of such lease; the leasehold is in full force and effect and is not subject to any prior lien or encumbrance by which the leasehold could be terminated or subject to any charge or penalty; and the remaining term of the lease does not terminate less than ten years after the maturity date of such Mortgage Loan.

(z) With respect to the Group II Mortgage Loans, there is no Mortgage Loan that was originated on or after October 1, 2002 and before March 7, 2003, which is secured by property located in the State of Georgia. With respect to the Group II Mortgage Loans, there is no mortgage loan that was originated on or after March 7, 2003, which is a “high cost home loan” as defined under the Georgia Fair Lending Act.

(aa) With respect to the Group II Mortgage Loans, no borrower obtained a prepaid single-premium credit-life, credit disability, credit unemployment or credit property insurance policy in connection with the origination of the mortgage loan.

(bb) With respect to the Group II Mortgage Loans, with respect to any mortgage loan underlying the Security that contains a provision permitting imposition of a penalty upon a prepayment prior to maturity: (a) the mortgage loan provides some benefit to the borrower (e.g., a rate or fee reduction) in exchange for accepting such prepayment penalty; (b) the mortgage loan’s originator had a written policy of offering the borrower, or requiring any third-party brokers to offer the borrower, the option of obtaining a mortgage loan that did not require payment of such a penalty; (c) the prepayment penalty was adequately disclosed to the borrower pursuant to applicable state and federal law; and (d) no subprime loan originated on or after October 1, 2002 underlying the Security will provide for prepayment penalties for a term in excess of three years and any loans originated prior to such date, and any non-subprime loans, will not provide for prepayment penalties for a term in excess of five years; in each case unless the loan was modified to reduce the prepayment period to no more than three years from the date of the note and the borrower was notified in writing of such reduction in prepayment period.

(cc) With respect to the Group II Mortgage Loans, the borrower was not encouraged or required to select a mortgage loan product offered by the mortgage loan’s originator which is a higher cost product designed for less creditworthy borrowers, taking into account such facts as, without limitation, the mortgage loan’s requirements and the borrower’s credit history, income, assets and liabilities.

(dd) With respect to the Group II Mortgage Loans, the methodology used in underwriting the extension of credit for each Group II Mortgage Loan in the trust did not rely on the extent of the borrower’s equity in the collateral as the principal determining factor in approving such extension of credit. The methodology employed objective criteria that related such facts as, without limitation, the borrower’s credit history, income, assets or liabilities, to the proposed mortgage payment and, based on such methodology, the Mortgage Loan’s originator made a reasonable determination that at the time of origination the borrower had the ability to make timely payments on the Mortgage Loan.

(ee) With respect to the Group II Mortgage Loans, no borrower was charged “points and fees” in an amount greater than (a) $1,000 or (b) 5% of the principal amount of such mortgage loan, whichever is greater. For purposes of this representation, “points and fees” (x) include origination, underwriting, broker and finder’s fees and charges that the lender imposed as a condition of making the mortgage loan, whether they are paid to the lender or a third party; and (y) exclude bona fide discount points, fees paid for actual services rendered in connection with the origination of the mortgage (such as attorneys’ fees, notaries fees and fees paid for property appraisals, credit reports, surveys, title examinations and extracts, flood and tax certifications, and home inspections); the cost of mortgage insurance or credit-risk price adjustments; the costs of title, hazard, and flood insurance policies; state and local transfer taxes or fees; escrow deposits for the future payment of taxes and insurance premiums; and other miscellaneous fees and charges that, in total, do not exceed 0.25 percent of the loan amount.

(ff) With respect to any Group II Mortgage Loans, originated on or after August 1, 2004 and underlying the Security, neither the related mortgage nor the related mortgage note requires the borrower to submit to arbitration to resolve any dispute arising out of or relating in any way to the mortgage loan transaction.

(gg) No Group II Mortgage Loan was originated in connection with a manufactured housing unit.

(hh) The original principal balance of each first lien Group II Mortgage Loan is within Xxxxxxx Mac’s dollar amount limits for conforming one- to four-family Mortgage Loans in existence as of the Closing Date.

(ii) With respect to any second lien Group II Mortgage Loan, (a) such lien is on a one-to four-family residence that is the principal residence of the Mortgagor at the time of the origination of the second lien, (b) the original loan amount does not exceed $208,500 or, in Alaska, Guam, Hawaii or the Virgin Islands, $312,750, without regard to the number of units and (c) the aggregate original principal balance of the first and second lien loans on the related property does not exceed Xxxxxxx Mac’s applicable loan limits for first-lien mortgage loans for that property type in existence as of the Closing Date;

(jj) None of the Group II Mortgage Loans are seasoned more than 12 months.

It is understood and agreed that the representations and warranties set forth in this Section 7 will inure to the benefit of the Purchaser, its successors and assigns, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or assignment of Mortgage or the examination of any Mortgage File. Upon any substitution for a Mortgage Loan, the representations and warranties set forth above shall be deemed to be made by the related Mortgage Loan Seller as to any Replacement Mortgage Loan as of the date of substitution.

Upon discovery or receipt of notice by EMC, the Purchaser or the Trustee of a breach of any representation or warranty of EMC set forth in this Section 7 which materially and adversely affects the value of the interests of the Purchaser, the Certificateholders or the Trustee in any of the Mortgage Loans delivered to the Purchaser pursuant to this Agreement, the party discovering or receiving notice of such breach shall give prompt written notice to the others. It is understood and agreed that a breach of any one of the representations contained in clauses (c), (q) and (z) through (jj) above in respect of a Group II Loan will be deemed to materially adversely affect the interests of the related Certificateholders. In the case of any such breach of a representation or warranty set forth in this Section 7, within 90 days from the date of discovery by EMC, or the date EMC is notified by the party discovering or receiving notice of such breach (whichever occurs earlier), EMC will (i) cure such breach in all material respects, (ii) purchase the affected Mortgage Loan at the applicable Purchase Price or (iii) if within two years of the Closing Date, substitute a qualifying Replacement Mortgage Loan in exchange for such Mortgage Loan; provided that, (A) in the case of a breach of the representation and warranty concerning the Mortgage Loan Schedule contained in clause (a) of this Section 7, if such breach is material and relates to any field on the Mortgage Loan Schedule which identifies any Prepayment Charge or (B) in the case of a breach of the representation contained in clause (x) of this Section 7, then, in each case, in lieu of purchasing such Mortgage Loan from the Trust Fund at the Purchase Price, EMC shall pay the amount of the Prepayment Charge (net of any amount previously collected by or paid to the Trust Fund in respect of such Prepayment Charge) from its own funds and without reimbursement therefor, and EMC shall have no obligation to repurchase or substitute for such Mortgage Loan. The obligations of EMC to cure, purchase or substitute a qualifying Replacement Mortgage Loan shall constitute the Purchaser’s, the Trustee’s and the Certificateholder’s sole and exclusive remedy under this Agreement or otherwise respecting a breach of representations or warranties hereunder with respect to the Mortgage Loans, except for the obligation of EMC to indemnify the Purchaser for such breach as set forth in and limited by Section 14 hereof.

Any cause of action against EMC or relating to or arising out of a breach by EMC of any representations and warranties made in this Section 7 shall accrue as to any Mortgage Loan upon (i) discovery of such breach by EMC or notice thereof by the party discovering such breach and (ii) failure by EMC to cure such breach, purchase such Mortgage Loan or substitute a qualifying Replacement Mortgage Loan pursuant to the terms hereof.

SECTION 8. Representations and Warranties Concerning EMC. As of the date hereof and as of the Closing Date, EMC represents and warrants to the Purchaser and Master Funding as to itself in the capacity indicated as follows:

(a) EMC (i) is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on EMC’s business as presently conducted or on EMC’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;

(b) EMC has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;

(c) The execution and delivery by EMC of this Agreement has been duly authorized by all necessary action on the part of EMC; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on EMC or its properties or the charter or by-laws of EMC, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on EMC’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;

(d) The execution, delivery and performance by EMC of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;

(e) This Agreement has been duly executed and delivered by EMC and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of EMC enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);

(f) There are no actions, suits or proceedings pending or, to the knowledge of EMC, threatened against EMC, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of EMC could reasonably be expected to be determined adversely to EMC and if determined adversely to EMC materially and adversely affect EMC’s ability to perform its obligations under this Agreement; and EMC not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and

(g) The Mortgage Loan Sellers’ Information (as defined in Section 14(a) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.

SECTION 9. Representations and Warranties Concerning the Purchaser. As of the date hereof and as of the Closing Date, the Purchaser represents and warrants to the Mortgage Loan Sellers as follows:

(a) The Purchaser (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on the Purchaser’s business as presently conducted or on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;

(b) The Purchaser has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;

(c) The execution and delivery by the Purchaser of this Agreement has been duly authorized by all necessary action on the part of the Purchaser; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Purchaser or its properties or the certificate of formation or limited liability company agreement of the Purchaser, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby or thereby;

(d) The execution, delivery and performance by the Purchaser of this Agreement and the consummation of the transactions contemplated hereby or thereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made;

(e) This Agreement has been duly executed and delivered by the Purchaser and, assuming due authorization, execution and delivery by the Mortgage Loan Sellers, constitutes a valid and binding obligation of the Purchaser enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);

(f) There are no actions, suits or proceedings pending or, to the knowledge of the Purchaser, threatened against the Purchaser, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of the Purchaser could reasonably be expected to be determined adversely to the Purchaser and if determined adversely to the Purchaser materially and adversely affect the Purchaser’s ability to perform its obligations under this Agreement; and the Purchaser is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and

(g) The Purchaser’s Information (as defined in Section 14(b) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.

SECTION 10. Representations and Warranties Concerning Master Funding. As of the date hereof and as of the Closing Date, Master Funding represents and warrants to EMC and the Purchaser as follows:

(a) Master Funding (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on Master Funding’s business as presently conducted or on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;

(b) Master Funding has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;

(c) The execution and delivery by Master Funding of this Agreement has been duly authorized by all necessary action on the part of Master Funding; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on Master Funding or its properties or the written consent of the sole member or limited liability company agreement of Master Funding, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;

(d) The execution, delivery and performance by Master Funding of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;

(e) This Agreement has been duly executed and delivered by Master Funding and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of Master Funding enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally); and

(f) There are no actions, suits or proceedings pending or, to the knowledge of Master Funding, threatened against Master Funding, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of Master Funding could reasonably be expected to be determined adversely to Master Funding and if determined adversely to Master Funding materially and adversely affect Master Funding’s ability to perform its obligations under this Agreement; and Master Funding is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement.

SECTION 11. Conditions to Closing.

(a) The obligations of the Purchaser under this Agreement will be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:

(1) Each of the obligations of each Mortgage Loan Seller required to be performed at or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects; all of the representations and warranties of each Mortgage Loan Seller under this Agreement shall be true and correct as of the date or dates specified in all material respects; and no event shall have occurred which, with notice or the passage of time, would constitute a default under this Agreement or the Pooling and Servicing Agreement; and the Purchaser shall have received certificates to that effect signed by authorized officers of each of the Mortgage Loan Sellers.

(2) The Purchaser shall have received all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to the Purchaser, duly executed by all signatories other than the Purchaser as required pursuant to the respective terms thereof:

(i) If required pursuant to Section 3 hereof, the Amendment dated as of the Closing Date and any documents referred to therein;

(ii) If required pursuant to Section 3 hereof, the Final Mortgage Loan Schedule containing the information set forth on Exhibit 2 hereto, one copy to be attached to each counterpart of the Amendment;

(iii) The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to the Trustee and the Purchaser, and all documents required thereby duly executed by all signatories;

(iv) A certificate of an officer of EMC dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of EMC authorizing the transactions contemplated by this Agreement, together with copies of the articles of incorporation, by-laws and certificate of good standing of EMC;

(v) A certificate of an officer of Master Funding dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of Master Funding authorizing the transactions contemplated by this Agreement, together with copies of the written consent of the sole member, limited liability company agreement and certificate of good standing of Master Funding;

(vi) One or more opinions of counsel from the Mortgage Loan Sellers’ counsel otherwise in form and substance reasonably satisfactory to the Purchaser, the Trustee and each Rating Agency;

(vii) A letter from each of the Rating Agencies giving each Class of Certificates set forth on Schedule A hereto the rating set forth therein; and

(viii) Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended ratings from each Rating Agency for the Certificates.

(3) The Certificates to be sold to Bear Xxxxxxx pursuant to the Underwriting Agreement and the Purchase Agreement shall have been issued and sold to Bear Xxxxxxx.

(4) Each Mortgage Loan Seller shall have furnished to the Purchaser such other certificates of its officers or others and such other documents and opinions of counsel to evidence fulfillment of the conditions set forth in this Agreement and the transactions contemplated hereby as the Purchaser and their respective counsel may reasonably request.

(b) The obligations of each Mortgage Loan Seller under this Agreement shall be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:

(1) The obligations of the Purchaser required to be performed by it on or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects, and all of the representations and warranties of the Purchaser under this Agreement shall be true and correct in all material respects as of the date hereof and as of the Closing Date, and no event shall have occurred which would constitute a breach by it of the terms of this Agreement or the Pooling and Servicing Agreement, and each Mortgage Loan Seller shall have received a certificate to that effect signed by an authorized officer of the Purchaser.

(2) Each Mortgage Loan Seller shall have received copies of all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to each Mortgage Loan Seller, duly executed by all signatories other than the related Mortgage Loan Seller as required pursuant to the respective terms thereof:

(i) If required pursuant to Section 3 hereof, the Amendment dated as of the Closing Date and any documents referred to therein;

(ii) The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to EMC and the Trustee, and all documents required thereby duly executed by all signatories;

(iii) A certificate of an officer of the Purchaser dated as of the Closing Date, in a form reasonably acceptable to each Mortgage Loan Seller, and attached thereto the written consent of the member of the Purchaser authorizing the transactions contemplated by this Agreement, the Pooling and Servicing Agreement, together with copies of the Purchaser’s certificate of formation, limited liability company agreement and evidence as to the good standing of the Purchaser dated as of a recent date;

(iv) One or more opinions of counsel from the Purchaser’s counsel in form and substance reasonably satisfactory to each Mortgage Loan Seller, the Trustee and the Rating Agencies; and

(v) Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended rating from each Rating Agency for the Certificates.

SECTION 12. Fees and Expenses. Subject to Section 17 hereof, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay on the Closing Date or such later date as may be agreed to by the Purchaser (i) the fees and expenses of the Mortgage Loan Sellers’ attorneys and the reasonable fees and expenses of the Purchaser’s attorneys, (ii) the fees and expenses of Deloitte & Touche llp, (iii) the fee for the use of Purchaser’s Registration Statement based on the aggregate original principal amount of the Certificates and the filing fee of the Commission as in effect on the date on which the Registration Statement was declared effective, (iv) the fees and expenses including counsel’s fees and expenses in connection with any “blue sky” and legal investment matters, (v) the fees and expenses of the Trustee which shall include without limitation the fees and expenses of the Trustee (and the fees and disbursements of its counsel) with respect to (A) legal and document review of this Agreement, the Pooling and Servicing Agreement, the Certificates and related agreements, (B) attendance at the Closing and (C) review of the Mortgage Loans to be performed by the Trustee or the Custodian on its behalf, (vi) the expenses for printing or otherwise reproducing the Certificates, the Prospectus and the Prospectus Supplement, (vii) the fees and expenses of each Rating Agency (both initial and ongoing), (viii) the fees and expenses relating to the preparation and recordation of mortgage assignments (including intervening assignments, if any and if available, to evidence a complete chain of title from the originator to the Trustee) from each Mortgage Loan Seller to the Trustee or the expenses relating to the Opinion of Counsel referred to in Section 6(a) hereof, as the case may be and (ix) Mortgage File due diligence expenses and other out-of-pocket expenses incurred by the Purchaser in connection with the purchase of the Mortgage Loans and by Bear Xxxxxxx in connection with the sale of the Certificates. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) additionally agrees to pay directly to any third party on a timely basis the fees provided for above which are charged by such third party and which are billed periodically.

SECTION 13. Accountants’ Letters.

(a) Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Preliminary Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Free Writing Prospectus under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Final Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Prospectus Supplement under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will cooperate with the Purchaser in making available all information and taking all steps reasonably necessary to permit such accountants to complete the review and to deliver the letters required of them under the Underwriting Agreement. Deloitte & Touche LLP will also confirm certain calculations as set forth under the caption “Yield, Prepayment and Maturity Considerations” in the Free Writing Prospectus and in the Prospectus Supplement.

(b) To the extent statistical information with respect to EMC’s servicing portfolio is included in the Free Writing Prospectus and in the Prospectus Supplement under the caption “Servicing of the Mortgage Loans—The Master Servicer,” a letter from the certified public accountant for EMC will be delivered to the Purchaser dated the date of the Prospectus Supplement, in the form previously agreed to by EMC and the Purchaser, with respect to such statistical information.

SECTION 14. Indemnification.

(a) EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall indemnify and hold harmless the Purchaser and its directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Mortgage Loan Sellers’ Information as identified in Exhibit 3, the omission to state in the Free Writing Prospectus, the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and in which additional Mortgage Loan Sellers’ Information is identified), in reliance upon and in conformity with Mortgage Loan Sellers’ Information a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, and EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall reimburse the Purchaser and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend against any such loss, claim, damage, liability or action.

The foregoing indemnity agreement is in addition to any liability which EMC or Master Funding otherwise may have to the Purchaser or any other such indemnified party.

(b) The Purchaser shall indemnify and hold harmless each Mortgage Loan Seller and its respective directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Purchaser’s Information as identified in Exhibit 4, the omission to state in the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by the Purchaser and in which additional Purchaser’s Information is identified), in reliance upon and in conformity with the Purchaser’s Information, a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, and the Purchaser shall reimburse each Mortgage Loan Seller, and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend any such loss, claim, damage, liability or action. The foregoing indemnity agreement is in addition to any liability which the Purchaser otherwise may have to the Mortgage Loan Sellers, or any other such indemnified party.

(c) Promptly after receipt by an indemnified party under subsection (a) or (b) above of notice of the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be made against the indemnifying party under such subsection, notify each party against whom indemnification is to be sought in writing of the commencement thereof (but the failure so to notify an indemnifying party shall not relieve it from any liability which it may have under this Section 14 except to the extent that it has been prejudiced in any material respect by such failure or from any liability which it may have otherwise). In case any such action is brought against any indemnified party, and it notifies an indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein and, to the extent it may elect by written notice delivered to the indemnified party promptly (but, in any event, within 30 days) after receiving the aforesaid notice from such indemnified party, to assume the defense thereof with counsel reasonably satisfactory to such indemnified party. Notwithstanding the foregoing, the indemnified party or parties shall have the right to employ its or their own counsel in any such case, but the fees and expenses of such counsel shall be at the expense of such indemnified party or parties unless (i) the employment of such counsel shall have been authorized in writing by one of the indemnifying parties in connection with the defense of such action, (ii) the indemnifying parties shall not have employed counsel to have charge of the defense of such action within a reasonable time after notice of commencement of the action, or (iii) such indemnified party or parties shall have reasonably concluded that there is a conflict of interest between itself or themselves and the indemnifying party in the conduct of the defense of any claim or that the interests of the indemnified party or parties are not substantially co-extensive with those of the indemnifying party (in which case the indemnifying parties shall not have the right to direct the defense of such action on behalf of the indemnified party or parties), in any of which events such fees and expenses shall be borne by the indemnifying parties (provided, however, that the indemnifying party shall be liable only for the fees and expenses of one counsel in addition to one local counsel in the jurisdiction involved. Anything in this subsection to the contrary notwithstanding, an indemnifying party shall not be liable for any settlement or any claim or action effected without its written consent; provided, however, that such consent was not unreasonably withheld.

(d) If the indemnification provided for in paragraphs (a) and (b) of this Section 14 shall for any reason be unavailable to an indemnified party in respect of any loss, claim, damage or liability, or any action in respect thereof, referred to in Section 14, then the indemnifying party shall in lieu of indemnifying the indemnified party contribute to the amount paid or payable by such indemnified party as a result of such loss, claim, damage or liability, or action in respect thereof, in such proportion as shall be appropriate to reflect the relative benefits received by the Mortgage Loan Sellers on the one hand and the Purchaser on the other from the purchase and sale of the Mortgage Loans, the offering of the Certificates and the other transactions contemplated hereunder. No person found liable for a fraudulent misrepresentation shall be entitled to contribution from any person who is not also found liable for such fraudulent misrepresentation.

(e) The parties hereto agree that reliance by an indemnified party on any publicly available information or any information or directions furnished by an indemnifying party shall not constitute negligence, bad faith or willful misconduct by such indemnified party.

SECTION 15. Notices. All demands, notices and communications hereunder shall be in writing but may be delivered by facsimile transmission subsequently confirmed in writing. Notices to EMC shall be directed to EMC Mortgage Corporation, 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx 00000 (Facsimile: 469-759-4714)) Attention: President; notices to Master Funding shall be directed to Master Funding LLC, Two MacArthur Ridge, 000 Xxxxxx Xxxxx Xxxxx, Xxxxx 000 Xxxxxx, Xxxxx 00000; and notices to the Purchaser shall be directed to Bear Xxxxxxx Asset Backed Securities I LLC, 000 Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, (Telecopy: (212-272-7206)), Attention: Chief Counsel; or to any other address as may hereafter be furnished by one party to the other party by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt) provided that it is received on a business day during normal business hours and, if received after normal business hours, then it shall be deemed to be received on the next business day.

SECTION 16. Transfer of Mortgage Loans. The Purchaser retains the right to assign the Mortgage Loans and any or all of its interest under this Agreement to the Trustee without the consent of the Mortgage Loan Sellers, and, upon such assignment, the Trustee shall succeed to the applicable rights and obligations of the Purchaser hereunder; provided, however, the Purchaser shall remain entitled to the benefits set forth in Sections 12, 14 and 18 hereto and as provided in Section 2(a). Notwithstanding the foregoing, the sole and exclusive right and remedy of the Trustee with respect to a breach of representation or warranty of the Mortgage Loan Sellers shall be the cure, purchase or substitution obligations of EMC contained in Sections 5 and 7 hereof.

SECTION 17. Termination. This Agreement may be terminated (a) by the mutual consent of the parties hereto prior to the Closing Date, (b) by the Purchaser, if the conditions to the Purchaser’s obligation to close set forth under Section 11(a) hereof are not fulfilled as and when required to be fulfilled or (c) by any Mortgage Loan Seller, if the conditions to the Mortgage Loan Sellers’ obligation to close set forth under Section 11(b) hereof are not fulfilled as and when required to be fulfilled. In the event of termination pursuant to clause (b), EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay, and in the event of termination pursuant to clause (c), the Purchaser shall pay, all reasonable out-of-pocket expenses incurred by the other in connection with the transactions contemplated by this Agreement. In the event of a termination pursuant to clause (a), each party shall be responsible for its own expenses.

SECTION 18. Representations, Warranties and Agreements to Survive Delivery. All representations, warranties and agreements contained in this Agreement, or contained in certificates of officers of the Mortgage Loan Sellers submitted pursuant hereto, shall remain operative and in full force and effect and shall survive delivery of the Mortgage Loans to the Purchaser (and by the Purchaser to the Trustee). Subsequent to the delivery of the Mortgage Loans to the Purchaser, each of EMC’s representations and warranties contained herein with respect to the Mortgage Loans shall be deemed to relate to the Mortgage Loans actually delivered to the Purchaser and included in the Final Mortgage Loan Schedule and any Replacement Mortgage Loan and not to those Mortgage Loans deleted from the Preliminary Mortgage Loan Schedule pursuant to Section 3 hereof prior to the Closing.

SECTION 19. Severability. If any provision of this Agreement shall be prohibited or invalid under applicable law, this Agreement shall be ineffective only to such extent, without invalidating the remainder of this Agreement.

SECTION 20. Counterparts. This Agreement may be executed in counterparts, each of which will be an original, but which together shall constitute one and the same agreement.

SECTION 21. Amendment. This Agreement cannot be amended or modified in any manner without the prior written consent of each party.

SECTION 22. GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.

SECTION 23. Further Assurances. Each of the parties agrees to execute and deliver such instruments and take such actions as another party may, from time to time, reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement including any amendments hereto which may be required by either Rating Agency.

SECTION 24. Successors and Assigns. This Agreement shall bind and inure to the benefit of and be enforceable by each of the Mortgage Loan Sellers and the Purchaser and their permitted successors and assigns and, to the extent specified in Section 14 hereof, Bear Xxxxxxx, and their directors, officers and controlling persons (within the meaning of federal securities laws). The Mortgage Loan Sellers acknowledge and agree that the Purchaser may assign its rights under this Agreement (including, without limitation, with respect to the EMC’s representations and warranties respecting the Mortgage Loans) to the Trustee. Any person into which any Mortgage Loan Seller may be merged or consolidated (or any person resulting from any merger or consolidation involving such Mortgage Loan Seller), any person resulting from a change in form of such Mortgage Loan Seller or any person succeeding to the business of such Mortgage Loan Seller, shall be considered the “successor” of such Mortgage Loan Seller hereunder and shall be considered a party hereto without the execution or filing of any paper or any further act or consent on the part of any party hereto. Except as provided in the two preceding sentences, this Agreement cannot be assigned, pledged or hypothecated by either party hereto without the written consent of the other parties to this Agreement and any such assignment or purported assignment shall be deemed null and void.

SECTION 25. The Mortgage Loan Sellers. The Mortgage Loan Sellers will keep in full force and effect its existence, all rights and franchises as a corporation under the laws of the State of its incorporation and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is necessary to perform its obligations under this Agreement.

SECTION 26. Entire Agreement. This Agreement contains the entire agreement and understanding between the parties with respect to the subject matter hereof, and supersedes all prior and contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or written, of any nature whatsoever with respect to the subject matter hereof.

SECTION 27. No Partnership. Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto.

[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

^* Please contact Bear Xxxxxxx for pricing information.

IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective duly authorized officers as of the date first above written.

	EMC MORTGAGE CORPORATION

	By:
	Name:
	Title:

	BEAR XXXXXXX ASSET BACKED SECURITIES I LLC

	By:
	Name:	Xxxxx Xxxxxxxxxxx
	Title:	Vice President

	MASTER FUNDING LLC

	By:
	Name:
	Title:

EXHIBIT 1

CONTENTS OF MORTGAGE FILE

With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser or its designee, and which shall be delivered to the Purchaser or its designee pursuant to the terms of this Agreement.

(a) The original Mortgage Note, including any riders thereto, endorsed without recourse to the order of in blank or to “LaSalle Bank National Association, as Trustee for certificateholders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE5,” and showing to the extent available to the related Mortgage Loan Seller an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee;

(b) The original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form);

(c) Unless the Mortgage Loan is a MOM Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for certificateholders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE5,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form);

(d) An original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the related Mortgage Loan Seller, with evidence of recording thereon;

(e) The original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property and

(f) Originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the related Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Purchaser may deliver a true copy thereof with a certification by the related Mortgage Loan Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit J to the Pooling and Servicing Agreement, the Purchaser may deliver a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-Off Date and prior to the Closing Date, the Purchaser, in lieu of delivering the above documents, may deliver to the Trustee and its Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Protected Account or in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Purchaser shall deliver such documents to the Trustee or its Custodian promptly after they are received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) need not cause to be recorded any assignment (a) in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to the Trustee, and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as mortgagee of record solely as nominee for EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and its successors and assigns. In the event that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding), the Purchaser or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above or, should EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) fail to perform such obligations, the Master Servicer shall cause each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) or the Master Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.

EXHIBIT 2

MORTGAGE LOAN SCHEDULE INFORMATION

The Preliminary and Final Mortgage Loan Schedules shall set forth the following information with respect to each Mortgage Loan:

	(a)	the city, state and zip code of the Mortgaged Property;
	(b)	the property type;
	(c)	the Mortgage Interest Rate;
	(d)	the Servicing Fee Rate;
	(e)	the Master Servicer’s Fee Rate;
	(f)	the LPMI Fee, if applicable;
	(g)	the Trustee Fee Rate, if applicable;
	(h)	the Net Rate;
	(i)	the maturity date;
	(j)	the stated original term to maturity;
	(k)	the stated remaining term to maturity;
	(l)	the original Principal Balance;
	(m)	the first payment date;
	(n)	the principal and interest payment in effect as of the Cut-off Date;
	(o)	the unpaid Principal Balance as of the Cut-off Date;
	(p)	the Loan-to-Value Ratio at origination;
	(q)	the insurer of any Primary Mortgage Insurance Policy;
	(r)	the MIN with respect to each MOM Loan;
	(s)	the Gross Margin, if applicable;
	(t)	the next Adjustment Date, if applicable;
	(u)	the Maximum Lifetime Mortgage Rate, if applicable;
	(v)	the Minimum Lifetime Mortgage Rate, if applicable;
	(w)	the Periodic Rate Cap, if applicable;
	(x)	the Loan Group, if applicable;
	(y)	a code indicating whether the Mortgage Loan is negatively amortizing;
	(z)	which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
	(aa)	the Prepayment Charge, if any;
	(bb)	lien position (e.g., first lien or second lien);
	(cc)	a code indicating whether the Mortgage Loan is has a balloon payment;
	(dd)	a code indicating whether the Mortgage Loan is an interest-only loan;
	(ee)	the interest-only term, if applicable;
	(ff)	the Mortgage Loan Seller; and
	(gg)	the original amortization term.

EXHIBIT 3

MORTGAGE LOAN SELLERS’ INFORMATION

All information in the Prospectus Supplement described under the following captions: “SUMMARY — The Mortgage Loans,” “THE MORTGAGE POOL”, “THE SPONSOR” and “SCHEDULE A — Mortgage Loan Statistical Data.”

EXHIBIT 4

PURCHASER’S INFORMATION

All information in the Prospectus Supplement and the Prospectus, except the Mortgage Loan Sellers’ Information and the Swap Provider’s Information.

EXHIBIT 5

SCHEDULE OF LOST NOTES

Available Upon Request

EXHIBIT 6

REVISED February 14, 0000

XXXXXXXX X - Standard & Poor’s Predatory Lending Categories

Standard & Poor’s has categorized loans governed by anti-predatory lending laws in the Jurisdictions listed below into three categories based upon a combination of factors that include (a) the risk exposure associated with the assignee liability and (b) the tests and thresholds set forth in those laws. Note that certain loans classified by the relevant statute as Covered are included in Standard & Poor’s High Cost Loan Category because they included thresholds and tests that are typical of what is generally considered High Cost by the industry.

Standard & Poor’s High Cost Loan Categorization

State/Jurisdiction	Name of Anti-Predatory Lending Law/Effective Date	Category under Applicable Anti-Predatory Lending Law
Arkansas	Arkansas Home Loan Protection Act, Ark. Code Xxx. §§ 00-00-000 et seq. Effective July 16, 2003	High Cost Home Loan
Cleveland Heights, OH	Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq. Effective June 2, 2003	Covered Loan
Colorado	Consumer Equity Protection, Colo. Stat. Xxx. §§ 5-3.5-101 et seq. Effective for covered loans offered or entered into on or after January 1, 2003. Other provisions of the Act took effect on June 7, 2002	Covered Loan
Connecticut	Connecticut Abusive Home Loan Lending Practices Act, Conn. Gen. Stat. §§ 36a-746 et seq. Effective October 1, 2001	High Cost Home Loan
District of Columbia	Home Loan Protection Act, D.C. Code §§ 26-1151.01 et seq. Effective for loans closed on or after January 28, 2003	Covered Loan
Florida	Fair Lending Act, Fla. Stat. Xxx. §§ 494.0078 et seq. Effective October 2, 2002	High Cost Home Loan
Georgia (Oct. 1, 2002 - Mar. 6, 2003)	Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq.	High Cost Home Loan
State/Jurisdiction	Name of Anti-Predatory Lending Law/Effective Date	Category under Applicable Anti-Predatory Lending Law
	Effective October 1, 2002 - March 6, 2003
Georgia as amended (Mar. 7, 2003 - current)	Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective for loans closed on or after March 7, 2003	High Cost Home Loan
HOEPA Section 32	Home Ownership and Equity Protection Act of 1994, 15 U.S.C. § 1639, 12 C.F.R. §§ 226.32 and 226.34 Effective October 1, 1995, amendments October 1, 2002	High Cost Loan
Illinois	High Risk Home Loan Act, Ill. Comp. Stat. tit. 815, §§ 137/5 et seq. Effective January 1, 2004 (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001)	High Risk Home Loan
Kansas	Consumer Credit Code, Kan. Stat. Xxx. §§ 16a-1-101 et seq. Sections 16a-1-301 and 16a-3-207 became effective April 14, 1999; Section 16a-3-308a became effective July 1, 1999	High Loan to Value Consumer Loan (id. § 16a-3-207) and;
		High APR Consumer Loan (id. § 16a-3-308a)
Kentucky	2003 KY H.B. 000 - Xxxx Xxxx Xxxx Xxxx Xxx, Xx. Rev. Stat. §§ 360.100 et seq. Effective June 24, 2003	High Cost Home Loan
Maine	Truth in Lending, Me. Rev. Stat. tit. 9-A, §§ 8-101 et seq. Effective September 29, 1995 and as amended from time to time	High Rate High Fee Mortgage
Massachusetts	Part 40 and Part 32, 209 C.M.R. §§ 32.00 et seq. and 209 C.M.R. §§ 40.01 et seq.	High Cost Home Loan

Standard & Poor’s High Cost Loan Categorization

State/Jurisdiction	Name of Anti-Predatory Lending Law/Effective Date	Category under Applicable Anti-Predatory Lending Law
	Effective March 22, 2001 and amended from time to time
Nevada	Assembly Xxxx No . 284, Nev. Rev. Stat. §§ 598D.010 et seq. Effective October 1, 2003	Home Loan
New Jersey	New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003	High Cost Home Loan
New Mexico	Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004	High Cost Home Loan
New York	N.Y. Banking Law Article 6-l Effective for applications made on or after April 1, 2003	High Cost Home Loan
North Carolina	Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)	High Cost Home Loan
Ohio	H.B. 386 (codified in various sections of the Ohio Code), Ohio Rev. Code Xxx. §§ 1349.25 et seq. Effective May 24, 2002	Covered Loan
Oklahoma	Consumer Credit Code (codified in various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004	Subsection 10 Mortgage
South Carolina	South Carolina High Cost and Consumer Home Loans Act, S.C. Code	High Cost Home Loan

Standard & Poor’s High Cost Loan Categorization

State/Jurisdiction	Name of Anti-Predatory Lending Law/Effective Date	Category under Applicable Anti-Predatory Lending Law
	Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 0000
Xxxx Xxxxxxxx	Xxxx Xxxxxxxx Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq. Effective June 5, 0000	Xxxx Xxxxxxxx Mortgage Loan Act Loan

Standard & Poor’s Covered Loan Categorization

State/Jurisdiction	Name of Anti-Predatory Lending Law/Effective Date	Category under Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)	Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003	Covered Loan
New Jersey	New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004	Covered Home Loan

Standard & Poor’s Home Loan Categorization

State/Jurisdiction	Name of Anti-Predatory Lending Law/Effective Date	Category under Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)	Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003	Home Loan
New Jersey	New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003	Home Loan

Standard & Poor’s Home Loan Categorization

State/Jurisdiction	Name of Anti-Predatory Lending Law/Effective Date	Category under Applicable Anti-Predatory Lending Law
New Mexico	Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004	Home Loan
North Carolina	Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)	Consumer Home Loan
South Carolina	South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004	Consumer Home Loan

SCHEDULE A

REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES

Public Certificates

Class	S&P	Moody’s
I-A-1	AAA	Aaa
I-A-2	AAA	Aaa
I-A-3	AAA	Aaa
II-A	AAA	Aaa
M-1	AA+	Aa1
M-2	AA	Aa2
M-3	AA-	Aa3
M-4	A+	A1
M-5	A	A2
M-6	A-	A3
M-7	BBB+	Baa1
M-8	BBB	Baa2
M-9	BBB-	Baa3

None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.

Private Certificates

Class	S&P	Moody’s
X-00	XXx	Xx0
X-00	XX	Xx0
CE	Not Rated	Not Rated
P	Not Rated	Not Rated
R-1	Not Rated	Not Rated
R-2	Not Rated	Not Rated
R-3	Not Rated	Not Rated
RX	Not Rated	Not Rated

EXHIBIT M

SWAP AGREEMENT

SCHEDULE

to the

MASTER AGREEMENT

dated as of May 30, 2006 between

WACHOVIA BANK, NATIONAL ASSOCIATION (“Party A”)

and LaSalle Bank National Association, not individually, but solely as Supplemental Interest

Trust Trustee on behalf of the Supplemental Interest Trust with respect to Bear Xxxxxxx Asset-Backed Securities I Trust 2006-HE5, Asset-Backed Certificates, Series 2006-HE5 (“Party B”)

Part 1. Termination Provisions

(a)	“Specified Entity” means, with respect to Party A for all purposes of this Agreement, none specified, and with respect to Party B for all purposes of this Agreement, none specified.

(b)	“Specified Transaction” is not applicable to Party A or Party B for any purpose.

(c)	“Cross Default” does not apply to Party A or Party B.

(d)	“Credit Event Upon Merger” does not apply to Party A or Party B.

(e)	“Automatic Early Termination” does not apply to Party A or Party B.

(f)

Payments on Early Termination. Except as otherwise provided in this Schedule, “Market Quotation” and the “Second Method” apply. In the case of any Terminated Transaction that is, or is subject to, any unexercised option, the words “economic equivalent of any payment or delivery” appearing in the definition of “Market Quotation” shall be construed to take into account the economic equivalent of the option.

(g)	“Termination Currency” means United States Dollars.

(h)	Limitation on Defaults by Party A and Party B. The Events of Default specified in Section 5 of this Agreement shall not apply to Party A or Party B except for the following:

(i)

Section 5(a)(i) of this Agreement (Failure to Pay or Deliver), which for the avoidance of doubt shall also apply with respect to Party B in the event the Swap Administrator fails to make any payments required to be made to Party A under the Swap Administration Agreement;

(ii)

Section 5(a)(vii) of this Agreement (Bankruptcy), provided that the failure to make any payment of interest on or principal of any class of Certificates which does not give rise to an event of default pursuant to the terms of the Pooling and Servicing Agreement shall not be deemed to constitute a Bankruptcy within the meaning of clause (2) thereof with respect to Party B;

(iii)

Section 5(a)(viii) of this Agreement (Merger Without Assumption); and

(iv)

With respect to Party A only, Section 5(a)(iii) of this Agreement (Credit Support Default).

(i)	Additional Termination Events.

(i)

The occurrence of any of the following events shall be an Additional Termination Event:

(A)

the unsecured and unsubordinated debt, deposit or letter of credit obligations of Party A or its Credit Support Provider, as applicable, are assigned a rating by Moody’s below the Hedge Counterparty Required Ratings of Moody’s (“Moody’s Required Rating Downgrade Event”), and Party A fails to make a Permitted Transfer (as defined below) in accordance with the provisions of Part 1(i)(iv) of this Schedule, provided, however, that termination due to any such Moody’s Required Rating Downgrade Event shall not be permitted if Moody’s agrees in writing that it will not downgrade, reduce, suspend or withdraw Moody’s then-current rating on any class of Certificates if this Agreement remains in full force and effect with respect to each transaction hereunder. Party A shall notify Party B within five (5) Business Days of the occurrence of a Moody’s Required Rating Downgrade Event;

(B)

the unsecured and unsubordinated debt of Party A or its Credit Support Provider, as applicable, are assigned a rating by S&P below the Hedge Counterparty Required Ratings of S&P or such rating is withdrawn by S&P (“S&P Required Rating Downgrade Event”, and collectively with the Moody’s Required Rating Downgrade Event, a “Required Rating Downgrade Event”), and Party A fails to make a Permitted Transfer in accordance with the provisions of Part 6(a)(ii) of this Schedule within seven (7) days of such S&P Required Rating Downgrade Event, provided, however, that termination due to any such S&P Required Rating Downgrade Event shall not be permitted if S&P confirms in writing that it will not downgrade, reduce, suspend or withdraw S&P’s then-current rating on any class of Certificates if this Agreement remains in full force and effect with respect to each transaction hereunder. Party A shall notify Party B within one (1) Business Day of the occurrence of a S&P Required Rating Downgrade Event;

(C)

the unsecured and unsubordinated debt of Party A or its Credit Support Provider, as applicable, are assigned a rating by any Rating Agency below the Hedge Counterparty Collateral Threshold Rating of that Rating Agency (“Collateral Rating Downgrade Event”), unless Party A either (i) transfers to Party B’s Custodian under a Credit Support Annex an amount of Eligible Collateral under terms and in an amount subject to prior Rating Agency confirmation from each Rating Agency that such agreement will not cause the reduction or withdrawal on its then current rating on any outstanding Class of Certificates with respect to which it has previously issued a rating (the “Rating Agency Condition”) or (ii) makes a Permitted Transfer with respect to the Affected Transactions or (iii) provides Alternative Credit Support with respect to the Affected Transactions, in each case, on or before the Credit Support Commencement Date (as defined below). Party A shall notify Party B within five (5) Business Days of the occurrence of a Collateral Rating Downgrade Event;

(D)

The Trustee declares the Certificates due and payable for any reason and such declaration is (or becomes) unrescindable or irrevocable;

(E)

Party B fails to comply with sub-paragraph (f)(i) of Part 6 of this Schedule;

(F)

Any mandatory redemption, auction call redemption, optional redemption, tax redemption, clean-up call, termination upon liquidation or repurchase in full of all mortgage loans or other prepayment in full or repayment in full of all Certificates outstanding occurs under the Pooling and Servicing Agreement (or any notice is given to that effect and such mandatory redemption, auction call redemption, optional redemption, tax redemption, clean-up call or other prepayment or repayment is not capable of being rescinded); or

(G)

After the occurrence of a Swap Disclosure Event (as defined in Part 6(j) below) Party A has not complied with any of the provisions set forth in Part 6(j)(iii) below.

(ii)

For purposes of the right to terminate under Section 6(b)(iv), Party A will be the sole Affected Party for any Additional Termination Event described in clause (A), (B), (C) or (G) of sub-paragraph (i) above, and Party B will be the sole Affected Party for any other Additional Termination Event.

(iii)

Notwithstanding which party is the Affected Party for any Additional Termination Event, upon the occurrence of an Early Termination Date for any Additional Termination Event under this Part 1(i), Party A shall make the calculations under Section 6(e) of this Agreement as though it were the non-Affected Party for purposes of Section 6(e)(ii)(1) of this Agreement, provided that any Market Quotation for any Transaction terminated pursuant to clause (A), (B), (C) or (G) of subparagraph (i) above shall be the Reference Market-maker’s price for entering into a Replacement Transaction with a creditworthy counterparty in which the Reference Market-maker would take the side that Party A had taken in the Terminated Transaction, and for any Transaction terminated pursuant to any other Additional Termination Event, shall be the Reference Market-maker’s price for entering into a Replacement Transaction with a creditworthy counterparty in which the Reference Market-maker would take the side that Party B had taken in the Terminated Transaction.

(iv)

If a Moody’s Required Rating Downgrade Event occurs and Party A fails to make a Permitted Transfer within thirty days of its initial failure to maintain the Hedge Counterparty Required Rating, then, beginning on the Over-collateralization Commencement Date and continuing until Party A has made a Permitted Transfer of the Affected Transactions, Party A shall transfer to Party B’s Custodian under a Credit Support Annex an amount of Eligible Collateral under terms and in an amount subject to Moody’s confirmation that such agreement will not cause the reduction or withdrawal on its then current rating on any class of Certificates. The posting of such collateral by Party A shall have the effect that no Additional Termination Event under Part 1(i)(i)(A) shall exist with respect to the Affected Transactions unless Party A has not made a Permitted Transfer of the Affected Transactions within 60 days after its initial failure to maintain the Hedge Counterparty Required Rating. Party A shall continue to post collateral following such 60 day period in accordance with the terms of this Agreement until the earlier to occur of consummation of a Permitted Transfer or termination of this Agreement. At all times following the occurrence of an Over-Collateralization Commencement Date relating to a Moody’s Required Rating Downgrade Event, Party A will continue to use its best efforts to find a replacement party which maintains (or its proposed guarantor maintains) the Hedge Counterparty Collateral Threshold Rating from each Rating Agency.

(v)

If a Collateral Rating Downgrade Event occurs, Party A shall, at its own expense, within 30 days of its initial failure to maintain the Hedge Counterparty Collateral Threshold Rating, either (a) make a Permitted Transfer with respect to the Affected Transactions, (b) beginning on the Credit Support Commencement Date and continuing until Party A has made a Permitted Transfer of the Affected Transactions, transfer to Party B’s Custodian under a Credit Support Annex an amount of Eligible Collateral under terms and in an amount subject to satisfaction of the Rating Agency Condition or (c) provide Alternative Credit Support with respect to the Affected Transactions. If a S&P Required Rating Downgrade Event occurs, Party A, at its own expense shall make a Permitted Transfer in accordance with the provisions of Part 6(a)(ii) of this Schedule within seven (7) days of such S&P Required Rating Downgrade Event. The posting of such collateral, provision of Alternative Credit Support or Permitted Transfer by Party A shall have the effect that no Additional Termination Event under Part 1(i)(i)(C) or Part 1(i)(i)(B), as applicable, shall exist with respect to the Affected Transactions.

(vi)

“Hedge Counterparty Required Rating” means, as applicable, (i) with respect to a Person as an issuer or with respect to long-term senior unsecured debt of such Person, (a) “A1” by Moody’s to the extent such Person has a long-term rating only (for so long as any Certificates are outstanding under the Pooling and Servicing Agreement and are rated by Moody’s); or (b) “A2” by Moody’s to the extent such Person has both a long-term and short-term rating and the short-term rating is “P-1” (for so long as any Certificates are outstanding under the Pooling and Servicing Agreement and are rated by Moody’s); and (ii) with respect to a Person as an issuer or with respect to the long-term senior unsecured debt of such Person, “BBB-” by S&P or a short-term debt rating of “A-3” by S&P (for so long as any Certificates are outstanding under the Pooling and Servicing Agreement and are rated by S&P); provided that should a Rating Agency effect an overall downward adjustment of its short-term or long-term ratings, then the applicable Hedge Counterparty Required Rating shall be downwardly adjusted accordingly; provided, further, that any adjustment to a rating shall be subject to the prior written consent of the applicable Rating Agency.

(vii)

“Hedge Counterparty Collateral Threshold Rating” means, as applicable, (i) with respect to a Person as an issuer or with respect to the long-term senior unsecured debt of such Person, “A1” and not on “Watch For Downgrade” (and the short-term debt of such Person is rated “P-1”and not on “Watch For Downgrade”) or “Aa3” and not on “Watch For Downgrade” (if only the long-term debt obligations of such Person are rated by Moody’s) or such Person or such debt has such ratings but is on “Watch for Downgrade” with respect to any of such ratings by Moody’s (for so long as any Certificates are outstanding under the Pooling and Servicing Agreement and rated by Moody’s); and (ii) a short-term debt rating of “A-1” by S&P, or, if such Person does not have a short-term debt rating, such Person as an issuer or with respect to the long-term senior unsecured debt of such Person has a rating of “A+” in each case, by S&P (for so long as any Certificates are outstanding under the Pooling and Servicing Agreement and are rated by S&P); provided that should a Rating Agency effect an overall downward adjustment of its short-term or long-term ratings, then the applicable Hedge Counterparty Collateral Threshold Rating shall be downwardly adjusted accordingly; provided, further, that any adjustment to a rating shall be subject to the prior written consent of the applicable Rating Agency.

(viii)

“Alternative Credit Support” means an absolute and unconditional guarantee, credit intermediation arrangement, letter of credit or other additional credit support or collateral, in a form which meets the applicable Rating Agency’s then current criteria with respect to such types of credit support reasonably acceptable to the applicable Rating Agency issuing the ratings subject to the applicable Required Rating Downgrade Event or Collateral Rating Downgrade Event and for which the Rating Agency Condition is satisfied.

(ix)

“Over-collateralization Commencement Date” means the first Business Day following the thirty-day period after Party A’s failure to maintain the Hedge Counterparty Required Rating with respect to Moody’s.

(x)

“Credit Support Commencement Date” means: (A) in connection with a Collateral Rating Downgrade Event that is not related to an Over-collateralization Commencement Date, the first Business Day following the 30-day period after the occurrence of the Collateral Rating Downgrade Event; (B) in connection with an Over-collateralization Commencement Date, the Over-collateralization Commencement Date; or (C) in connection with a Moody’s Required Rating Downgrade Event that is not related to an Over-collateralization Commencement Date, the first Business Day following the 10-day period after the occurrence of the Moody’s Required Rating Downgrade Event.

(xi)

“Rating Agency” means, as applicable, each of Standard & Poor's Ratings Services, a division of The XxXxxx-Xxxx Companies (“S&P”) (so long as any Certificates deemed outstanding under the Pooling and Servicing Agreement are rated by S&P) and Xxxxx’x Investors Service, Inc. (“Moody’s”) (so long as any Certificates deemed outstanding under the Pooling and Servicing Agreement are rated by Moody’s).

(j)

Events of Default. An Event of Default shall not occur with respect to Party A when the failure to pay or deliver, or the default, event of default or other similar condition or event, as the case maybe, arises solely (i) out of a wire transfer problem or an operational or administrative error or omission (so long as the required funds or property required to make that payment or delivery were otherwise available to Party A), or (ii) from the general unavailability of the relevant currency due to exchange controls or other similar governmental action, but in either case only if the payment or delivery is made within three Local Business Days after the problem has been corrected, the error or omission has been discovered or the currency becomes generally available.

Part 2. Tax Provisions

(a)	Payer Tax Representations. For the purpose of Section 3(e) of this Agreement, each party makes the following representation:

It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of this Agreement) to be made by it to the other party under this Agreement.

In making this representation, a party may rely on (i) the accuracy of any representations made by the other party pursuant to Section 3(f) of this Agreement, (ii) the satisfaction of the agreement contained in Section 4(a)(i) or 4(a)(iii) of this Agreement, and the accuracy and effectiveness of any document provided by the other party pursuant to Section 4(a)(i) or 4(a)(iii) of this Agreement, and (iii) the satisfaction of the agreement of the other party contained in Section 4(d) of this Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) above and the other party does not deliver a form or document under Section 4(a)(iii) by reason of material prejudice to its legal or commercial position.

(b)	Payee Tax Representations. For the purpose of Section 3(f) of this Agreement:

(i)

Party A makes the following representation(s):

(A)

It is a national banking association organized or formed under the laws of the United States and is a United States resident for United States federal income tax purposes.

(B)

Party A makes no other Payee Tax Representations.

(ii)

Party B makes the following representation(s):

(A)

Party B is a common law trust formed under the laws of the State of New York.

(c)	Tax Forms.

(i)

Delivery of Tax Forms. For the purpose of Section 4(a)(i), and without limiting Section 4(a)(iii), each party agrees to duly complete, execute and deliver to the other party the tax forms specified below with respect to it (A) before the first Payment Date under this Agreement, (B) promptly upon reasonable demand by the other party and (C) promptly upon learning that any such form previously provided by the party has become obsolete or incorrect.

(ii)

Tax Forms to be Delivered by Party A:

Party A will deliver or cause to be delivered a correct, complete and duly executed U.S. Internal Revenue Service Form W-9 (or successor thereto), together with appropriate attachments, that eliminates U.S. federal withholding and backup withholding tax on payments to Party A under this Agreement.

(iii)

Tax forms to be Delivered by Party B:

Party B will deliver or cause to be delivered a correct, complete and duly executed U.S. Internal Revenue Service Form W-9 (or successor thereto), together with appropriate attachments, that eliminates U.S. federal withholding and backup withholding tax on payments to Party B under this Agreement.

Part 3. Documents

(a)

Delivery of Documents. When it delivers this Agreement, each party shall also deliver its Closing Documents to the other party in form and substance reasonably satisfactory to the other party. For each Transaction, a party shall deliver, promptly upon request, a duly executed incumbency certificate for the person(s) executing the Confirmation for that Transaction on behalf of that party.

(b)	Closing Documents.

(i)

For Party A, “Closing Documents” mean:

(A)

an opinion of Party A’s counsel addressed to Party B and the Rating Agencies in form and substance acceptable to Party B and the Rating Agencies;

(B)

a duly executed incumbency certificate for each person executing this Agreement for Party A, or in lieu thereof, a copy of the relevant pages of its official signature book; and

(C)

each Credit Support Document (if any) specified for Party A in this Schedule, together with a duly executed incumbency certificate for the person(s) executing that Credit Support Document, or in lieu thereof, a copy of the relevant pages of its official signature book.

(ii)

For Party B, “Closing Documents” mean:

(A)

an opinion of Party B’s counsel addressed to Party A and the Rating Agencies in form and substance acceptable to Party A and the Rating Agencies;

(B)

a duly executed copy of the Pooling and Servicing Agreement, the Swap Administration Agreement and the other operative documents relating thereto and referred to therein, executed and delivered by the parties thereto.

(C)

a copy, certified by the secretary or assistant secretary of Party B, of the resolutions of the board of directors of Party B authorizing the execution, delivery and performance by Party B of this Agreement and authorizing Party B to enter into Transactions hereunder; and

(D)

a duly executed certificate of the secretary or directors of Party B certifying the name and true signature of each person authorized to execute this Agreement and enter into Transactions for Party B.

Part 4. Miscellaneous

(a)

Addresses for Notices. For purposes of Section 12(a) of this Agreement, all notices to a party shall, with respect to any particular Transaction, be sent to its address, telex number or facsimile number specified in the relevant Confirmation, provided that any notice under Section 5 or 6 of this Agreement, and any notice under this Agreement not related to a particular Transaction, shall be sent to a party at its address, telex number or facsimile number specified below; provided, further, that any notice under the Credit Support Annex shall be sent to a party at its address, telex number or facsimile number specified in the Credit Support Annex.

To Party A:

Wachovia Bank, National Association

000 Xxxxx Xxxxxxx, XX-0

Xxxxxxxxx, XX 00000-0000

Attention: Xxxxx X. Xxxxx

Senior Vice President, Risk Management

Fax: (000) 000-0000

Phone: (000) 000-0000

To Party B:

LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust with respect to Bear Xxxxxxx Asset-Backed Securities I Trust 2006-HE5, Asset-Backed Certificates, Series 2006-HE5

000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000

Xxxxxxx, Xxxxxxxx 00000

Attention: Securities and Trust Services Group—Bear Xxxxxxx Asset Backed Securities I Supplemental Interest Trust 2006-HE5

Fax: (000) 000-0000

(b)	Process Agent. For the purpose of Section 13(c) of this Agreement, Party B irrevocably appoints as its Process Agent hereunder: Not Applicable.

(c)	Offices. Section 10(a) will not apply to this Agreement.

(d)	Multibranch Party. Neither party is a Multibranch Party.

(e)	“Calculation Agent” means Party A.

(f)	Credit Support Document.

(i)

For Party A, the following is a Credit Support Document: any applicable Credit Support Annex or document governing Alternative Credit Support beginning on the effective date of such Credit Support Annex or document.

(ii)

For Party B, the following is a Credit Support Document: none specified.

(g)	Credit Support Provider.

(i)

For Party A, Credit Support Provider means: none specified; provided that such party (other than Party A) executing a document governing Alternative Credit Support shall be a Credit Support Provider hereunder beginning on the effective date of such document.

(ii)

For Party B, Credit Support Provider means: none specified.

(h)	Governing Law. This Agreement will be governed by and construed in accordance with the law (and not the law of conflicts except with respect to §§ 5-1401 and 5-1402 of the New York General Obligations Law) of the State of New York.

(i)	Waiver of Jury Trial. To the extent permitted by applicable law, each party irrevocably waives any and all right to trial by jury in any legal proceeding in connection with this Agreement, any Credit Support Document to which it is a party, or any Transaction.

(j)	Netting of Payments. Section 2(c)(ii) of this Agreement will apply.

(k)	“Affiliate” has its meaning as defined in Section 14 of this Agreement; provided that Party B shall be deemed to not have any Affiliates for purposes of this Agreement.

Part 5. Other Provisions

(a)	ISDA Publications.

(i)

2000 ISDA Definitions. This Agreement and each Transaction are subject to the 2000 ISDA Definitions (including its Annex) published by the International Swaps and Derivatives Association, Inc. (together, the “2000 ISDA Definitions”) and will be governed by the provisions of the 2000 ISDA Definitions. The provisions of the 2000 ISDA Definitions are incorporated by reference in, and shall form part of, this Agreement and each Confirmation. Any reference to a “Swap Transaction” in the 2000 ISDA Definitions is deemed to be a reference to a “Transaction” for purposes of this Agreement or any Confirmation, and any reference to a “Transaction” in this Agreement or any Confirmation is deemed to be a reference to a “Swap Transaction” for purposes of the 2000 ISDA Definitions. The provisions of this Agreement (exclusive of the 2000 ISDA Definitions) shall prevail in the event of any conflict between such provisions and the 2000 ISDA Definitions.

(b)	Additional Representations. Section 3 is amended by adding the following Sections 3(g) and (h):

“(g) Non-Reliance. For any Relevant Agreement: (i) it acts as principal and not as agent, (ii) it acknowledges that the other party acts only arm’s length and is not its agent, broker, advisor or fiduciary in any respect, and any agency, brokerage, advisory or fiduciary services that the other party (or any of its affiliates) may otherwise provide to the party (or to any of its affiliates) excludes the Relevant Agreement, (iii) it is relying solely upon its own evaluation of the Relevant Agreement (including the present and future results, consequences, risks, and benefits thereof, whether financial, accounting, tax, legal, or otherwise) and upon advice from its own professional advisors, (iv) it understands the Relevant Agreement and those risks, has determined they are appropriate for it, and willingly assumes those risks, (v) it has not relied and will not be relying upon any evaluation or advice (including any recommendation, opinion, or representation) from the other party, its affiliates or the representatives or advisors of the other party or its affiliates (except representations expressly made in the Relevant Agreement or an opinion of counsel required thereunder); and (vi) if a party is acting as a Calculation Agent or Valuation Agent, it does so not as the other party’s agent or fiduciary, but on an arm’s length basis for the purpose of performing an administrative function in good faith.

“Relevant Agreement” means this Agreement, each Transaction, each Confirmation, any Credit Support Document, and any agreement (including any amendment, modification, transfer or early termination) between the parties relating thereto or to any Transaction.

(h) Eligibility. It is an “eligible contract participant” within the meaning of the Commodity Exchange Act (as amended by the Commodity Futures Modernization Act of 2000).

(c)

Recorded Conversations. Each party and any of its Affiliates may electronically record any of its telephone conversations with the other party or with any of the other party’s Affiliates in connection with this Agreement or any Transaction, and any such recordings may be submitted in evidence in any proceeding to establish any matters pertinent to this Agreement or any Transaction.

Part 6. Additional Terms

(a)	Permitted Transfers.

(i)

Notwithstanding Section 7 of this Agreement, Party A may make a Permitted Transfer without the prior written consent of Party B, and at Party A’s own cost and expense, if either of the following events occurs:

(A)

the unsecured and unsubordinated debt, deposit or letter of credit obligations of Party A are rated below the Hedge Counterparty Required Rating or the Hedge Counterparty Collateral Threshold Rating by any Rating Agency at the time of the transfer; or

(B)

if consented to by Party B (such consent not to be unreasonably withheld), any Tax Event or Tax Event Upon Merger exists with respect to Party A at the time of the transfer.

(ii)

“Permitted Transfer” means a transfer, in whole but not in part, of all of Party A’s rights and obligations under this Agreement and which meets all of the following requirements:

(A)

the transferee is a recognized dealer in interest rate swaps organized under the laws of the United States of America or a jurisdiction located in the United States of America (or another jurisdiction reasonably acceptable to Party B that, at the time of the transfer, maintains (or its proposed guarantor maintains) the Hedge Counterparty Collateral Threshold Rating from each Rating Agency on its unsecured and unsubordinated debt, deposit or letter of credit obligations;

(B)

the Rating Agency Condition is satisfied with respect to such transfer;

(C)

neither an Event of Default with respect to the transferee nor a Termination Event would exist immediately after that transfer; and

(D)

the transferee executes and delivers a written agreement reasonably satisfactory to Party B under the Pooling and Servicing Agreement in which the transferee, among other things, legally and effectively accepts all the rights and assumes all the obligations of Party A under this Agreement.

(b)

Amendments. Except as expressly provided in this Agreement, no amendment, modification, or waiver in respect of this Agreement will be effective unless (A) evidenced by a writing executed by each party hereto, and (B) each Rating Agency confirms that the amendment, modification or waiver will not cause the reduction or withdrawal of its then current rating on any Certificates under the Pooling and Servicing Agreement.

(c)

Transfer. No Party to this Agreement may transfer its obligations under this Agreement pursuant to (i) Section 6(b)(ii) of this Agreement except upon written notice to each Rating Agency and (ii) Section 7(a) of this Agreement except upon written confirmation from each Rating Agency that, at such time, has assigned a rating to the Certificates that are outstanding under the Pooling and Servicing Agreement, that any such transfer would not cause such Rating Agency’s then-current rating on any class of Certificates to be adversely qualified, reduced, suspended or withdrawn.

(d)	Payments. All payments to Party B under this Agreement or any Transaction shall be made to the appropriate Swap Account under the Pooling and Servicing Agreement (as set forth in the related Confirmation).

(e)

Set-off. Party A and Party B hereby waive any and all right of set-off with respect to any amounts due under this Agreement or any Transaction including the provisions for Set-off set forth in Section 6(e) of the Agreement, provided that nothing herein shall be construed to waive or otherwise limit the netting provisions contained in Sections 2(c)(ii) or Section 6(e) of this Agreement or the setoff rights contained in the Credit Support Annex.

(f)	Pooling and Servicing Agreement

(i)

Party B hereby acknowledges that Party A is a third-party beneficiary under the Pooling and Servicing Agreement and the Swap Administration Agreement, and Party B agrees for the benefit of Party A that neither it nor the Depositor, the Master Servicer or the Trustee will take any action (whether in the form of an amendment, a modification, supplement, waiver, approval, consent or otherwise) which may have a material adverse effect with respect to the rights, interest or benefits granted to Party A under the Pooling and Servicing Agreement or the Swap Administration Agreement with respect to this Agreement, whether or not this Agreement is specifically referred to or identified therein without the consent of Party A (such consent not to be unreasonably withheld).

“Pooling and Servicing Agreement” means that certain Pooling and Servicing Agreement, dated as of May 1, 2006, by and among Bear Xxxxxxx Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as Sponsor and Master Servicer, and LaSalle Bank National Association, as Trustee, as the same may be amended, modified, supplemented or restated from time to time.

(ii)

On the date Party B executes and delivers this Agreement and on each date on which a Transaction is entered into, Party B hereby represents and warrants to Party A: that the Pooling and Servicing Agreement and the Swap Administration Agreement is in full force and effect; that Party B is not party to any separate agreement with any of the parties to the Pooling and Servicing Agreement or the Swap Administration Agreement that would have the effect of diminishing or impairing the rights, interests or benefits that have been granted to Party A under, and which are expressly set forth in, the Pooling and Servicing Agreement or the Swap Administration Agreement; that Party B’s obligations under this Agreement are dependent on payments under the Pooling and Servicing Agreement and the Swap Administration Agreement; that the Transaction entered into under this Agreement constitute an “Interest Rate Swap Agreement” under the Pooling and Servicing Agreement and the Swap Administration Agreement; that each Transaction entered into under this Agreement is an Interest Rate Swap Agreement under the Pooling and Servicing Agreement and the Swap Administration Agreement; that Party A constitutes a Swap Provider under the Pooling and Servicing Agreement and the Swap Administration Agreement; that no Event of Default has occurred and is continuing as defined in the Pooling and Servicing Agreement; that nothing herein violates or conflicts with any of the provisions of the Pooling and Servicing Agreement, the Swap Administration Agreement or any other documents executed in connection therewith. In addition, on each date on which a Transaction is entered into, Party B hereby represents and warrants to Party A: that the Transactions do not violate or conflict with any of the provisions of the Pooling and Servicing Agreement, the Swap Administration Agreement or any other documents executed in connection therewith; and that under the terms of the Pooling and Servicing Agreement and the Swap Administration Agreement, neither the consent of the Trustee, the Supplemental Interest Trust Trustee, the Swap Administrator nor of any of the Certificateholders under the Pooling and Servicing Agreement is required for Party B to enter into that Transaction or for Party A to be entitled for that Transaction to the rights, interests and benefits granted to Party A under the Pooling and Servicing Agreement and the Swap Administration Agreement.

(g)

Consent to Notice & Communications. Party B hereby consents to the giving to the Supplemental Interest Trust Trustee of notice by Party A of Party A’s address and telecopy and telephone numbers for all purposes of the Pooling and Servicing Agreement, and in addition, Party A shall also be entitled at any time to provide the Supplemental Interest Trust Trustee with copies of this Agreement, including all Confirmations. In addition, Party A shall not be precluded from communicating with the Trustee or any party to, or any third party beneficiary under, the Pooling and Servicing Agreement for the purpose of exercising, enforcing or protecting any of Party A’s rights or remedies under this Agreement or any rights, interests or benefits granted to Party A under the Pooling and Servicing Agreement.

(h)

Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed and delivered by LaSalle Bank National Association (“LaSalle”), not individually or personally but solely as trustee on behalf of the Supplemental Interest Trust, (b) each of the representations, undertakings and agreements herein made on the part of Party B is made and intended not as personal representations, undertakings and agreements by LaSalle but is made and intended for the purpose of binding only Party B, (c) nothing herein contained shall be construed as creating any liability on LaSalle, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto; provided that nothing in this paragraph shall relieve LaSalle from performing its duties and obligations under the Pooling and Servicing Agreement in accordance with the standard of care set forth therein, (d) under no circumstances shall LaSalle be personally liable for the payment of any indebtedness or expenses of Party B or be liable for the breach or failure of any obligation, presentation, warranty or covenant made or undertaken by Party B under this Agreement or any other related documents, other than due to its gross negligence or willful misconduct in performing the obligations of the Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement, (e) any resignation or removal of LaSalle as trustee on behalf of the Supplemental Interest Trust shall require the assignment of this agreement to LaSalle’s replacement, (f) LaSalle has been directed, pursuant to the Pooling and Servicing Agreement, to enter into this Agreement and to perform its obligations hereunder, and (g) the parties hereto acknowledge and agree that under (i) the Swap Administration Agreement, dated as of May 30, 2006, among LaSalle Bank National Association, as derivative administrator (in such capacity, the “Swap Administrator”), the Supplemental Interest Trust Trustee, and the Trustee, (ii) the Pooling and Servicing Agreement, and (iii) this Agreement, the Swap Administrator, may act for Party B hereunder, and Party A hereby acknowledges and agrees that it will, unless otherwise directed by the Supplemental Interest Trust Trustee or the Swap Administrator, make all payments hereunder to the account specified in the related Confirmations. Party A shall be entitled to rely, shall be fully protected in relying, and shall incur no liability from relying in good faith, upon any writing, resolution, notice, consent, certificate, affidavit, letter, telegram, facsimile or telephone message, statement or other document or conversation believed by it to be genuine and correct and to have been signed, sent or made by the Swap Administrator.

(i)

Party A Rights Solely Against Trust Fund. Notwithstanding anything herein to the contrary, Party A hereunder acknowledges and agrees that the liability of Party B to Party A hereunder (including, for the avoidance of doubt, each Confirmation hereto) is limited in recourse to the assets in the Trust Fund and to the extent that the proceeds of the assets in the Trust Fund, when applied in accordance with the applicable provisions of the Pooling and Servicing Agreement, are insufficient to meet the obligations of Party B hereunder in full, Party B shall have no further liability in respect of any such outstanding obligations and any obligations of Party B which remain outstanding, and all claims against Party B hereunder shall be extinguished. Party A further agrees and acknowledges that the obligations of Party B hereunder are solely the corporate obligations of Party B and that Party A shall not take any action against the directors, shareholders, administrator or officers of Party B to recover any amounts due hereunder (absent fraud or willful misconduct by any such person). This clause shall survive the termination of this agreement for any reason. Notwithstanding the foregoing, neither party will be required to pay additional amounts in respect of any Indemnifiable Tax or be under any obligation to pay the other party any amount in respect of any liability of such other party for or on account of any Tax and this Part 6(i) shall be construed accordingly.

(j)

Regulation AB Provisions.

(i)

Party A agrees and acknowledges that Bear Xxxxxxx Asset Backed Securities I LLC. (the “Depositor”) may be required under Regulation AB, as defined in the Pooling and Servicing Agreement, to disclose certain financial information regarding Party A or its group of affiliated entities, if applicable, depending on the aggregate “significance percentage” of the Interest Rate Swap Agreement (as defined in the Pooling and Servicing Agreement), as calculated from time to time in accordance with Item 1115 of Regulation AB.

(ii)

It shall be a swap disclosure event (“Swap Disclosure Event”) if, on any Business Day after the date hereof for so long as the Issuing Entity is required to file periodic reports under the Exchange Act with respect to the Certificates, Party B or the Depositor requests from Party A the applicable financial information described in Item 1115(b) of Regulation AB (such request to be based on a reasonable determination by the Depositor, based on "significance estimates" made in substantially the same manner as that used in the Sponsor's internal risk management process in respect of similar instruments and furnished by the Sponsor to the Depositor, or if the Sponsor does not furnish such significance estimates to the Depositor, based on a determination of such significance estimates by the Depositor in a manner that it deems reasonable) (the “Swap Financial Disclosure”).

(iii)

Upon the occurrence of a Swap Disclosure Event, Party A, within ten (10) days and at its own expense, shall either (1)(a) either (i) provide to the Depositor the current Swap Financial Disclosure in an XXXXX-compatible format (for example, such information may be provided in Microsoft Word® or Microsoft Excel® format but not in .pdf format) or (ii) provide written consent to the Depositor to incorporation by reference of such current Swap Financial Disclosure that are filed with the Securities and Exchange Commission in the Exchange Act Reports of the Depositor, (b) if applicable, cause its outside accounting firm to provide its consent to filing or incorporation by reference in the Exchange Act Reports of the Depositor of such accounting firm’s report relating to their audits of such current Swap Financial Disclosure, and (c) provide to the Depositor any updated Swap Financial Disclosure with respect to Party A or any entity that consolidates Party A within five days of the release of any such updated Swap Financial Disclosure; (2) secure another entity to replace Party A as party to this Agreement on terms substantially similar to this Agreement, which entity (or a guarantor therefor) meets or exceeds the Approved Rating Thresholds and which entity complies with the requirements of Item 1115 of Regulation AB and clause (1) above, (3) obtain a guaranty of Party A’s obligations under this Agreement from an affiliate of Party A that complies with the financial information disclosure requirements of Item 1115 of Regulation AB, and cause such affiliate to provide Swap Financial Disclosure and any future Swap Financial Disclosure and other information pursuant to clause (1), such that disclosure provided in respect of such affiliate will satisfy any disclosure requirements applicable to the Swap Provider, or (4) transfer Eligible Collateral to Party B's Custodian in an amount (taking into account any amount posted pursuant to paragraph (o) of this Agreement, if any) which is sufficient, as reasonably determined in good faith by the Depositor, to reduce the aggregate significance percentage below 10% (or, so long as Party A is able to provide the Swap Financial Disclosure required pursuant to Item 1115(b)(1) of Regulation AB, below 20%, in the event Party A is requested to provide the Swap Financial Disclosure required pursuant to Item 1115(b)(2) of Regulation AB).

(iv)

Third Party Beneficiary. Depositor shall be an express third party beneficiary of this Agreement as if a party hereto to the extent of Depositor’s rights explicitly specified herein.

(k)

FDIC Requirements. In the case of Party A, it is a bank subject to the requirements of 12 U.S.C. § 1823(e), its execution, delivery and performance of this Agreement (including the Credit Support Annex and each Confirmation) have been approved by its board of directors or its loan committee, such approval is reflected in the minutes of said board of directors or loan committee, and this Agreement (including the Credit Support Annex and each Confirmation) will be maintained as one of its official records continuously from the time of its execution (or in the case of any Confirmation, continuously until such time as the relevant Transaction matures and the obligations therefor are satisfied in full).

(l)

Severability. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) for any reason, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties; provided, however, that this severability provision shall not be applicable if any provision of Section 2, 5, 6, or 13 (or any definition or provision in Section 14 to the extent it relates to, or is used in or in connection with any such Section) shall be so held to be invalid or unenforceable. The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.

(m)

No Bankruptcy Petition. Party A agrees that, prior to the date which is at least one year and one day (or, if longer, the applicable preference period then in effect) after all the Certificates have been paid in full, it will not institute against, or join any other person or entity in instituting against, Party B any bankruptcy, reorganization, arrangement, insolvency, moratorium or liquidation proceedings, or other proceedings under federal or State bankruptcy or similar laws of any jurisdiction, provided that nothing herein shall preclude, or be deemed to estop, Party A from taking any action in any case or proceeding voluntarily filed or commenced by or on behalf of Party B by a party other than Party A or in any involuntary case or proceeding after it has commenced. The provisions of this Part 6(m) shall survive the termination of this Agreement.

Part 7. Definitions:

All capitalized terms used herein and not defined, shall have the definition ascribed to them in the Pooling and Servicing Agreement.

IN WITNESS WHEREOF, the parties have executed this Schedule by their duly authorized signatories as of the date hereof.

WACHOVIA BANK, NATIONAL ASSOCIATION

By:	__________________________________

Name:

Title:

By: __________________________________

Name:

Title:

[Wachovia logo]

Swap Transaction Confirmation

Date:	May 30, 2006
To:	LaSalle Bank National Association, not individually, but solely as Supplemental Interest Trust Trustee on behalf of the Supplemental Interest Trust with respect to Bear Xxxxxxx Asset Backed Securities I Trust 2006-HE5 (“Counterparty”)
Address:	LaSalle Bank, NA 000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000
	Xxxxxxx, XX
	00000 XXXXXX XXXXXX
Fax:	000-000-0000
Attention:	Global Securities and Trust Services Group
From:	Wachovia Bank, N.A. (“Wachovia”)
Ref. No.	1453135

Dear Global Securities and Trust Services Group:

This confirms the terms of the Transaction described below between Counterparty and Wachovia. The definitions and provisions contained in the 2000 ISDA Definitions, as published by the International Swaps and Derivatives Association, Inc., are incorporated into this Confirmation. In the event of any inconsistency between those definitions and provisions and this Confirmation, this Confirmation will govern. Terms capitalized but not defined herein or in the Definitions shall have the respective meanings attributed to them in the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of May 1, 2006, among Bear Xxxxxxx Asset Backed Securities I LLC (Depositor), EMC Mortgage Corporation (as Sponsor and Master Servicer) and LaSalle Bank National Association (Trustee). Fixed Amounts and Floating Amounts for each applicable Payment Date hereunder will be calculated in accordance with the ISDA Definitions, and if any Fixed Amount and Floating Amount are due for the same Payment Date hereunder, then those amounts shall not be payable and instead the Fixed Rate Payer shall pay the positive difference, if any, between the Fixed Amount and the Floating Amount, and the Floating Rate Payer shall pay the positive difference, if any, between the Floating Amount and the Fixed Amount.

1. The terms of the particular Transaction to which the Confirmation relates are as follows:

Transaction Type:	Interest Rate Swap
Currency for Payments:	U.S. Dollars
Term:

Trade Date:	May 30, 2006
Effective Date:	May 30, 2006. The Effective Date is the first day of the first Calculation Period. However, the rights and obligations of both parties under this Transaction are in effect as of the Trade Date.
Termination Date:	May 25, 2011 in respect of Fixed Amounts
	May 25, 2011 in respect of Floating Amounts, subject to the Following Business Day Convention.
Fixed Amounts:

Fixed Rate Payer:	Counterparty
Notional Amount:	For a Calculation Period, the amount set forth opposite that Calculation Period on Attachment I hereto
Period End Dates:	Monthly on the 25th of each month, commencing June 25, 2006, through and including the Termination Date; No Adjustment.
Payment Dates:	Monthly on the 1st Business Day prior to the Period End Dates commencing June 23, 2006 through and including May 24, 2011. Notwithstanding the provisions of Section 4.9(a) of the 2000 ISDA Definitions, the Termination Date shall not be a Payment Date hereunder. The final Payment Date shall be May 24, 2011
Business Day Convention:	Following
Business Day:	New York and Illinois
Fixed Rate:	5.3573%
Fixed Rate Day Count
Fraction:	30/360
Fixed Amount:	Notwithstanding the provisions of Section 5.1(b) of the 2000 ISDA Definitions, the Fixed Amount shall be equal to the product of 100 * the Notional Amount * the Fixed Rate * the Fixed Rate Day Count Fraction.

Floating Amounts:

Floating Rate Payer:	Wachovia
Notional Amount:	For a Calculation Period, the amount set forth opposite that Calculation Period on Attachment I hereto
Period End Dates:	Monthly on the 25th of each month, commencing June 26, 2006, through and including the Termination Date, subject to adjustment in accordance with the Following Business Day Convention.
Payment Dates:	Monthly on the 1st Business Day prior to the Period End Dates commencing June 23, 2006 through and including May 24, 2011. Notwithstanding the provisions of Section 4.9(a) of the 2000 ISDA Definitions, the Termination Date shall not be a Payment Date hereunder. The final Payment Date shall be May 24, 2011
Business Day Convention:	Following
Business Day:	New York and Illinois
Floating Rate Option:	USD-LIBOR-BBA
Designated Maturity:	1 Month
Spread:	None
Floating Rate Day Count
Fraction:	Actual/360
Floating Rate determined:	Two London Banking Days prior to each Reset Date.
Reset Dates:	The first day of each Calculation Period.
Compounding:	Inapplicable
Rounding convention:	5 decimal places per the ISDA Definitions.
Floating Amounts:	Notwithstanding the provisions of Section 6.1(a) of the 2000 ISDA Definitions, the Floating Amount shall be equal to the product of 100 * the Notional Amount * the Floating Rate * the Floating Rate Day Count Fraction.

2.	The additional provisions of this Confirmation are as follows:

Calculation Agent:	Wachovia
Payment Instructions:	Wachovia Bank, N.A.
	CIB Group, ABA 000000000
	Ref: Derivative Desk (Trade No: 0000000)
	Account #: 04659360006116

Wachovia Contacts:	Settlements and/or Rate Resets:
	Tel: (000) 000-0000
	Fax: (000) 000-0000

	Documentation :
	Tel: (000) 000-0000
	Fax: (000) 000-0000

	Collateral :
	Tel: (000) 000-0000

	Please quote transaction reference number.

Payments to Counterparty:	LaSalle Bank, N.A.
	ABA 000000000
	LaSalle CHGO/CTR/BNF:/LaSalle Trust
	Account #: 723733.2
	Attn: Xxxxx Xxxxxxxxx-Xxxxxx X2-2745

Documentation

This Confirmation supplements, forms part of, and is subject to, the Master Agreement between Wachovia and Counterparty dated as of May 30, 2006, as amended and supplemented from time to time (the “ISDA Master Agreement”). All provisions contained or incorporated by reference in the Master Agreement will govern this Confirmation except as expressly modified herein.

Please confirm that the foregoing correctly sets forth the terms of our agreement by executing a copy of this Confirmation and returning it to us at fax number (000) 000-0000.

Very truly yours,

Wachovia Bank, N.A.

By:___________ ____________

Name:

Title:

SP__

Ref. No. 1453135

Accepted and confirmed as of date first above written:

LaSalle Bank National Association, not

individually, but solely as Supplemental

Interest Trust Trustee on behalf of the

Supplemental Interest Trust with respect

to Bear Xxxxxxx Asset Backed Securities I

Trust 2006-HE5

By:___________ ____________

Name:

Title:

ATTACHMENT I

Amortization Schedule for 1453135

Calculation Period	USD Notional Amount
(all such dates subject to No Adjustment with respect to
Fixed Payments and adjustment in accordance with the
Business Day Convention with respect to Floating Payments)

(from and including, to but excluding)

30-May-06	to	25-Jun-06	4,117,009.72
25-Jun-06	to	25-Jul-06	4,054,398.11
25-Jul-06	to	25-Aug-06	3,979,083.43
25-Aug-06	to	25-Sep-06	3,891,236.75
25-Sep-06	to	25-Oct-06	3,791,147.20
25-Oct-06	to	25-Nov-06	3,679,280.90
25-Nov-06	to	25-Dec-06	3,556,161.76
25-Dec-06	to	25-Jan-07	3,422,783.40
25-Jan-07	to	25-Feb-07	3,282,488.39
25-Feb-07	to	25-Mar-07	3,136,811.54
25-Mar-07	to	25-Apr-07	2,995,891.88
25-Apr-07	to	25-May-07	2,861,303.65
25-May-07	to	25-Jun-07	2,732,845.93
25-Jun-07	to	25-Jul-07	2,610,236.70
25-Jul-07	to	25-Aug-07	2,493,207.00
25-Aug-07	to	25-Sep-07	2,381,500.36
25-Sep-07	to	25-Oct-07	2,274,872.13
25-Oct-07	to	25-Nov-07	2,173,090.86
25-Nov-07	to	25-Dec-07	2,075,932.04
25-Dec-07	to	25-Jan-08	1,983,183.47
25-Jan-08	to	25-Feb-08	1,894,640.74
25-Feb-08	to	25-Mar-08	1,810,105.20
25-Mar-08	to	25-Apr-08	1,729,587.78
25-Apr-08	to	25-May-08	1,652,730.17
25-May-08	to	25-Jun-08	1,579,343.44
25-Jun-08	to	25-Jul-08	1,509,268.98
25-Jul-08	to	25-Aug-08	1,442,355.76
25-Aug-08	to	25-Sep-08	1,378,460.64
25-Sep-08	to	25-Oct-08	1,317,455.11
25-Oct-08	to	25-Nov-08	1,259,198.39
25-Nov-08	to	25-Dec-08	1,203,562.73
25-Dec-08	to	25-Jan-09	1,150,428.08
25-Jan-09	to	25-Feb-09	1,099,681.71
25-Feb-09	to	25-Mar-09	1,051,215.70
25-Mar-09	to	25-Apr-09	1,004,942.47
25-Apr-09	to	25-May-09	960,744.04
25-May-09	to	25-Jun-09	918,525.85
25-Jun-09	to	25-Jul-09	878,198.02
25-Jul-09	to	25-Aug-09	839,674.70
25-Aug-09	to	25-Sep-09	802,873.98
25-Sep-09	to	25-Oct-09	767,721.38
25-Oct-09	to	25-Nov-09	734,138.55
25-Nov-09	to	25-Dec-09	702,054.05
25-Dec-09	to	25-Jan-10	671,400.03
25-Jan-10	to	25-Feb-10	642,111.78
25-Feb-10	to	25-Mar-10	614,127.45

ATTACHMENT I

Amortization Schedule for 1453135

Calculation Period

USD Notional Amount

(all such dates subject to No Adjustment with respect to
Fixed Payments and adjustment in accordance with the
Business Day Convention with respect to Floating Payments)

(from and including, to but excluding)

25-Mar-10	to	25-Apr-10	587,388.23
25-Apr-10	to	25-May-10	561,837.69
25-May-10	to	25-Jun-10	128,279.66
25-Jun-10	to	25-Jul-10	124,238.55
25-Jul-10	to	25-Aug-10	120,324.02
25-Aug-10	to	25-Sep-10	116,532.12
25-Sep-10	to	25-Oct-10	112,859.02
25-Oct-10	to	25-Nov-10	109,301.01
25-Nov-10	to	25-Dec-10	105,854.52
25-Dec-10	to	25-Jan-11	102,484.34
25-Jan-11	to	25-Feb-11	99,219.33
25-Feb-11	to	25-Mar-11	96,057.48
25-Mar-11	to	25-Apr-11	92,995.35
25-Apr-11	to	25-May-11	90,030.01

EXHIBIT N

[Reserved]

EXHIBIT O

[Reserved]

EXHIBIT P

SERVICING CRITERIA TO BE ADDRESSED

IN ASSESSMENT OF COMPLIANCE

Definitions

Master Servicer - aggregator of pool assets

Custodian - safe keeper of pool assets

Trustee - fiduciary of the transaction, waterfall calculator, paying agent

Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.

Key: X - obligation

Reg AB Reference	Servicing Criteria	Master Servicer	Trustee	Custodian
	General Servicing Considerations
1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.	X	X
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.	X
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.	X
	Cash Collection and Administration
1122(d)(2)(i)	Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt and identification, or such other number of days specified in the transaction agreements.	X	X
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.	X	X
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.	X	X
1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.	X	X
1122(d)(2)(v)	Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.	X	X
1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.	X
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 45 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.	X	X
	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.	X	X
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.	X	X
1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.	X	X
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.	X	X
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.			X
1122(d)(4)(ii)	Pool assets and related documents are safeguarded as required by the transaction agreements			X
1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.	X	X	X^*
1122(d)(4)(iv)	Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.	X
1122(d)(4)(v)	The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.	X
1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.	X
1122(d)(4)(vii)	Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.	X
1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).	X
1122(d)(4)(ix)	Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.	X
1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.	X
1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.	X
1122(d)(4)(xv)	Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.		X

^* Only with respect to the logistics of adding, removing and substituting loan files.

EXHIBIT Q

FORM 10-D, FORM 8-K AND FORM 10-K

REPORTING RESPONSIBILITY

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the party identified as responsible for preparing the Securities Exchange Act Reports pursuant to Section 3.16 of the Pooling and Servicing Agreement. The trustee in this transaction is responsible for all of the securities administrator functions.

Under Item 1 of Form 10-D: a) items marked “monthly statements to certificateholders” are required to be included in the periodic Distribution Date statement under Section 5.06 of the Pooling and Servicing Agreement, provided by the Trustee based on information received from the party providing such information; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the monthly statements to certificateholders, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report. All such information and any other Items of Form 8-K and Form 10-K set forth in this exhibit shall be sent to the Trustee and the Depositor.

Form	Item	Description	Master Servicer	Trustee	Custodian	Depositor		Sponsor
10-D	Must be filed within 15 days of the distribution date for the asset-backed securities.
	1	Distribution and Pool Performance Information
		Item 1121(a) - Distribution and Pool Performance Information
		(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.		X (monthly statements to certificateholders)
		(2) Cash flows received and the sources thereof for distributions, fees and expenses.		X (monthly statementst o certificateholders)
		(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:		X (monthly statements to certificateholders)
		(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.		X (monthly statements to certificateholders)
		(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.		X (monthly statements to certificateholders)
		(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.		X (monthly statements to certificateholders)
		(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.		X (monthly statements to certificateholders)
		(4) Beginning and ending principal balances of the asset-backed securities.		X (monthly statements to certificateholders)
		(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.		X (monthly statements to certificateholders)
		(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.		X (monthly statements to certificateholders) (only with respect to the reserve accounts)
		(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.		X (monthly statements to certificateholders)
		(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average remaining term, pool factors and prepayment amounts.		X (monthly statements to certificateholders)		Updated pool composition information fields to be as specified by Depositor from time to time
		(9) Delinquency and loss information for the period.		X (monthly statements to certificateholders)
		In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets. (methodology)	X
		(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.		X (monthly statements to certificateholders)
		(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.		X (monthly statements to certificateholders)
		(12) Material breaches of pool asset representations or warranties or transaction covenants.	X	X (if agreed upon by the parties)		X
		(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.		X (monthly statements to certificateholders)
		(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,				X
		information regarding any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable.	X	X		X
		Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.				X		X
		Item 1121(b) - Pre-Funding or Revolving Period Information Updated pool information as required under Item 1121(b).				X
	2	Legal Proceedings
		Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
		Sponsor (Seller)						X
		Depositor				X
		Trustee		X
		Issuing entity				X
		Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers	X
		Originator of 20% or more of pool assets as of the Cut-off Date				X
		Custodian			X
	3	Sales of Securities and Use of Proceeds
		Information from Item 2(a) of Part II of Form 10-Q: With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.				X
	4	Defaults Upon Senior Securities
		Information from Item 3 of Part II of Form 10-Q: Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)		X
	5	Submission of Matters to a Vote of Certificateholders
		Information from Item 4 of Part II of Form 10-Q		X
	6	Significant Obligors of Pool Assets
		Item 1112(b) - Significant Obligor Financial Information*				X
		*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
	7	Significant Enhancement Provider Information
		Item 1114(b)(2) - Credit Enhancement Provider Financial Information*
		Determining applicable disclosure threshold		X
		Requesting required financial information or effecting incorporation by reference		X
		Item 1115(b) - Derivative Counterparty Financial Information*
		Determining current maximum probable exposure				X
		Determining current significance percentage		X
		Requesting required financial information or effecting incorporation by reference		X
		*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
	8	Other Information
		Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported	The Responsible Party for the applicable Form 8-K item as indicated below.
	9	Exhibits
		Distribution report		X
		Exhibits required by Item 601 of Regulation S-K, such as material agreements					X
8-K	Must be filed within four business days of an event reportable on Form 8-K.
	1.01	Entry into a Material Definitive Agreement
		Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party. Examples: servicing agreement, custodial agreement. Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus	X	X			X	X
	1.02	Termination of a Material Definitive Agreement	X	X			X	X
		Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party. Examples: servicing agreement, custodial agreement.	X	X	X		X	X
	1.03	Bankruptcy or Receivership
		Disclosure is required regarding the bankruptcy or receivership, if known to the Master Servicer, with respect to any of the following: Sponsor (Seller), Depositor, Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers, Trustee, significant obligor, credit enhancer (10% or more), derivatives counterparty, Custodian	X	X	X		X	X
	2.04	Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement [in this transaction there is no off-balance sheet arrangement]
		Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule. Disclosure will be made of events other than waterfall triggers which are disclosed in the monthly statements to certificateholders [in this transaction there will be no events other than waterfall triggers]		X
	3.03	Material Modification to Rights of Certificateholders
		Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement		X
	5.03	Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
		Disclosure is required of any amendment “to the governing documents of the issuing entity”					X
	5.06	Change in Shell Company Status
		[Not applicable to ABS issuers]					X
	6.01	ABS Informational and Computational Material
		[Not included in reports to be filed under Section 3.16]					X
	6.02	Change of Servicer or Trustee
		Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers or trustee.	X	X			X
		Reg AB disclosure about any new master servicer is also required.	X
		Reg AB disclosure about any new trustee is also required.		X
	6.03	Change in Credit Enhancement or Other External Support
		Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives.		X			X
		Reg AB disclosure about any new enhancement provider is also required.		X			X
	6.04	Failure to Make a Required Distribution		X
	6.05	Securities Act Updating Disclosure
		If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.					X
		If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.					X
	7.01	Regulation FD Disclosure	X	X	X		X
	8.01	Other Events
		Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to certificateholders.					X
	9.01	Financial Statements and Exhibits	The Responsible Party applicable to reportable event.
10-K		Must be filed within 90 days of the fiscal year end for the registrant.
	9B	Other Information
		Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported	The Responsible Party for the applicable Form 8-K as indicated above.
	15	Exhibits and Financial Statement Schedules
		Item 1112(b) - Significant Obligor Financial Information				X

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BEAR STEARNS ASSET BACKED SECURITIES I LLC, Depositor, EMC MORTGAGE CORPORATION, Seller and Master Servicer, and LASALLE BANK NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of May 1, 2006 BEAR STEARNS ASSET BACKED SECURITIES I...

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