EXECUTION COPY
STRUCTURED ASSET MORTGAGE INVESTMENTS INC.,
SELLER
JPMORGAN CHASE BANK,
TRUSTEE
XXXXX FARGO BANK MINNESOTA, NATIONAL ASSOCIATION,
MASTER SERVICER AND SECURITIES ADMINISTRATOR
and
EMC MORTGAGE CORPORATION
------------------------------------------
POOLING AND SERVICING AGREEMENT
Dated as of August 1, 2003
------------------------------------------
Structured Asset Mortgage Investments Inc.
Bear Xxxxxxx ALT-A Trust, Mortgage Pass-Through Certificates
Series 2003-2
TABLE OF CONTENTS
Page
Article I
Definitions
Article II
Conveyance of Mortgage Loans; Original Issuance of Certificates
Section 2.01 Conveyance of Mortgage Loans to Trustee.......................................................32
Section 2.02 Acceptance of Mortgage Loans by Trustee.......................................................34
Section 2.03 Assignment of Interest in the Mortgage Loan Purchase Agreement................................36
Section 2.04 Substitution of Mortgage Loans................................................................37
Section 2.05 Issuance of Certificates......................................................................38
Section 2.06 Representations and Warranties Concerning the Seller..........................................38
Article III
Administration and Servicing of Mortgage Loans
Section 3.01 Master Servicer...............................................................................40
Section 3.02 REMIC-Related Covenants.......................................................................41
Section 3.03 Monitoring of Servicers.......................................................................41
Section 3.04 Fidelity Bond.................................................................................42
Section 3.05 Power to Act; Procedures......................................................................42
Section 3.06 Due--Sale Clauses; Assumption Agreements......................................................43
Section 3.07 Release on of Mortgage Files..................................................................43
Section 3.08 Documents, Records and Funds in Possession of Master Servicer To Be Held for Trustee..........44
Section 3.09 Standard Hazard Insurance and Flood Insurance Policies........................................45
Section 3.10 Presentment of Claims and Collection of Proceeds..............................................45
Section 3.11 Maintenance of the Primary Mortgage Insurance Policies........................................46
Section 3.12 Trustee to Retain Possession of Certain Insurance Policies and Documents......................46
Section 3.13 Realization Upon Defaulted Mortgage Loans.....................................................46
Section 3.14 Compensation for the Master Servicer..........................................................47
Section 3.15 REO Property..................................................................................47
Section 3.16 Annual Officer's Certificate as to Compliance.................................................48
Section 3.17 Annual Independent Accountant's Servicing Report..............................................48
Section 3.18 Reports Filed with Securities and Exchange Commission.........................................49
Section 3.19 EMC...........................................................................................49
Section 3.20 UCC...........................................................................................49
Section 3.21 Optional Purchase of Defaulted Mortgage Loans.................................................50
Article IV
Accounts
TABLE OF CONTENTS
(continued)
Page
Section 4.01 Protected Accounts............................................................................51
Section 4.02 Master Servicer Collection Account............................................................52
Section 4.03 Permitted Withdrawals and Transfers from the Master Servicer Collection Account...............53
Section 4.04 Distribution Account..........................................................................54
Section 4.05 Permitted Withdrawals and Transfers from the Distribution Account.............................54
Section 4.06 Reserve Fund..................................................................................56
Section 4.07 Class XP Reserve Account......................................................................57
Article V
Certificates
Section 5.01 Certificates..................................................................................58
Section 5.02 Registration of Transfer and Exchange of Certificates.........................................64
Section 5.03 Mutilated, Destroyed, Lost or Stolen Certificates.............................................68
Section 5.04 Persons Deemed Owners.........................................................................68
Section 5.05 Transfer Restrictions on Residual Certificates................................................68
Section 5.06 Restrictions on Transferability of Certificates...............................................69
Section 5.07 ERISA Restrictions............................................................................70
Section 5.08 Rule 144A Information.........................................................................70
Article VI
Payments to Certificateholders
Section 6.01 Distributions on the Certificates.............................................................72
Section 6.02 Allocation of Losses..........................................................................74
Section 6.03 Payments......................................................................................75
Section 6.04 Statements to Certificateholders..............................................................75
Section 6.05 Monthly Advances..............................................................................78
Section 6.06 Compensating Interest Payments................................................................78
Article VII
The Master Servicer
Section 7.01 Liabilities of the Master Servicer............................................................79
Section 7.02 Merger or Consolidation of the Master Servicer................................................79
Section 7.03 Indemnification of the Trustee, the Master Servicer and the Securities Administrator..........79
Section 7.04 Limitations on Liability of the Master Servicer and Others....................................80
Section 7.05 Master Servicer Not to Resign.................................................................81
Section 7.06 Successor Master Servicer.....................................................................81
-ii-
TABLE OF CONTENTS
(continued)
Page
Section 7.07 Sale and Assignment of Master Servicing.......................................................81
Article VIII
Default
Section 8.01 Events of Default.............................................................................83
Section 8.02 Trustee to Act; Appointment of Successor......................................................84
Section 8.03 Notification to Certificateholders............................................................85
Section 8.04 Waiver of Defaults............................................................................85
Section 8.05 List of Certificateholders....................................................................86
Article IX
Concerning the Trustee and the Securities Administrator
Section 9.01 Duties of Trustee.............................................................................87
Section 9.02 Certain Matters Affecting the Trustee and the Securities Administrator........................89
Section 9.03 Trustee and Securities Administrator Not Liable for Certificates or Mortgage Loans............90
Section 9.04 Trustee and Securities Administrator May Own Certificates.....................................91
Section 9.05 Trustee's and Securities Administrator's Fees and Expenses....................................91
Section 9.06 Eligibility Requirements for Trustee and Securities Administrator.............................91
Section 9.07 Insurance.....................................................................................92
Section 9.08 Resignation and Removal of the Trustee and Securities Administrator...........................92
Section 9.09 Successor Trustee and Successor Securities Administrator......................................93
Section 9.10 Merger or Consolidation of Trustee or Securities Administrator................................94
Section 9.11 Appointment of Co-Trustee or Separate Trustee.................................................94
Section 9.12 Federal Information Returns and Reports to Certificateholders; REMIC Administration...........95
Article X
Termination
Xxxxxxx 00.00 Xxxxxxxxxxx Xxxx Xxxxxxxxxx by EMC or its Designee or Liquidation of the Mortgage Loans.......97
Section 10.02 Additional Termination Requirements...........................................................99
Article XI
Miscellaneous Provisions
Section 11.01 Intent of Parties............................................................................101
Section 11.02 Amendment....................................................................................101
-iii-
TABLE OF CONTENTS
(continued)
Page
Section 11.03 Recordation of Agreement.....................................................................102
Section 11.04 Limitation on Rights of Certificateholders...................................................102
Section 11.05 Acts of Certificateholders...................................................................103
Section 11.06 Governing Law................................................................................104
Section 11.07 Notices......................................................................................104
Section 11.08 Severability of Provisions...................................................................104
Section 11.09 Successors and Assigns.......................................................................104
Section 11.10 Article and Section Headings.................................................................105
Section 11.11 Counterparts.................................................................................105
Section 11.12 Notice to Rating Agencies....................................................................105
-iv-
EXHIBITS
Exhibit A-1 - Form of Class A Certificates
Exhibit A-2 - Form of Class M Certificates
Exhibit A-3 - Form of Class R Certificates
Exhibit A-4 - Form of Class B-IO Certificates
Exhibit A-5 - Form of Class XP Certificates
Exhibit B - Mortgage Loan Schedule
Exhibit C - [Reserved]
Exhibit D - Request for Release of Documents
Exhibit E - Form of Affidavit pursuant to Section 860E(e)(4)
Exhibit F-1 - Form of Investment Letter
Exhibit F-2 - Form of Rule 144A and Related Matters Certificate
Exhibit F-3 - Form of Transferor Representation Letter
Exhibit G - Form of Custodial Agreement
Exhibit H-1 - Alliance Servicing Agreement
Exhibit H-2 - Cendant Servicing Agreements
Exhibit H-3 - EMC Servicing Agreement
Exhibit H-4 - Xxxxx Fargo Servicing Agreement
Exhibit I - Assignment Agreements
Exhibit J - Mortgage Loan Purchase Agreement
POOLING AND SERVICING AGREEMENT
-------------------------------
Pooling and Servicing Agreement dated as of August 1, 2003, among
Structured Asset Mortgage Investments Inc., a Delaware corporation, as seller
(the "Seller"), JPMorgan Chase Bank, a New York banking corporation, not in its
individual capacity but solely as trustee (the "Trustee"), Xxxxx Fargo Bank
Minnesota, National Association, as master servicer (in such capacity, the
"Master Servicer") and as securities administrator (in such capacity, the
"Securities Administrator") and EMC Mortgage Corporation ("EMC").
PRELIMINARY STATEMENT
On or prior to the Closing Date, the Seller acquired the Mortgage Loans
from EMC. On the Closing Date, the Seller will sell the Mortgage Loans and
certain other property to the Trust Fund and receive in consideration therefor
Certificates evidencing the entire beneficial ownership interest in the Trust
Fund.
The Trustee on behalf of the Trust shall make an election for the assets
constituting REMIC I to be treated for federal income tax purposes as a REMIC.
On the Startup Day, the REMIC I Regular Interests will be designated "regular
interests" in such REMIC and the Class R-I Certificate will be designated the
sole class of "residual interests" in such REMIC.
The Trustee on behalf of the Trust shall make an election for the REMIC I
Regular Interests, which constitute REMIC II to be treated for federal income
tax purposes as a REMIC. On the Startup Day, the REMIC II Regular Certificates
will be designated "regular interests" in such REMIC and the Class R-II
Certificate will be designated the "residual interests" in such REMIC.
The Mortgage Loans will have an Outstanding Principal Balance as of the
Cut-off Date, after deducting all Scheduled Principal due on or before the
Cut-off Date, of approximately $399,734,051.12. The initial principal amount of
the Certificates will not exceed such Outstanding Principal Balance.
In consideration of the mutual agreements herein contained, the Seller, the
Master Servicer, the Securities Administrator, EMC and the Trustee agree as
follows:
Article I
Definitions
Whenever used in this Agreement, the following words and phrases, unless
otherwise expressly provided or unless the context otherwise requires, shall
have the meanings specified in this Article.
Accepted Master Servicing Practices: With respect to any Mortgage Loan, as
applicable, either (x) those customary mortgage servicing practices of prudent
mortgage servicing institutions that master service mortgage loans of the same
type and quality as such Mortgage Loan in the jurisdiction where the related
Mortgaged Property is located, to the extent applicable to the Trustee or the
Master Servicer (except in its capacity as successor to a Servicer), or (y) as
provided in the applicable Servicing Agreement, to the extent applicable to any
Servicer, but in no event below the standard set forth in clause (x).
Account: The Master Servicer Collection Account, the Distribution Account
or the Protected Account or the Class XP Reserve Account as the context may
require.
Additional Collateral: As defined in the Additional Collateral Assignment
and Servicing Agreement, dated April 26, 2001, between EMC and Cendant.
Affiliate: As to any Person, any other Person controlling, controlled by or
under common control with such Person. "Control" means the power to direct the
management and policies of a Person, directly or indirectly, whether through
ownership of voting securities, by contract or otherwise. "Controlled" and
"Controlling" have meanings correlative to the foregoing. The Trustee may
conclusively presume that a Person is not an Affiliate of another Person unless
a Responsible Officer of the Trustee has actual knowledge to the contrary.
Agreement: This Pooling and Servicing Agreement and all amendments hereof
and supplements hereto.
Alliance: Alliance Mortgage Company., and any successor thereto.
Alliance Servicing Agreement: The Subservicing Agreement, dated as of
January 1, 2002, between Alliance Mortgage Company and EMC attached hereto as
Exhibit H-1.
Applicable Credit Rating: For any long-term deposit or security, a credit
rating of AAA in the case of S&P or Aaa in the case of Moody's (or with respect
to investments in money market funds, a credit rating of "AAAm" or "AAAm-G" in
the case of S&P and the highest rating granted by Moody's for money market funds
in the case of Moody's). For any short-term deposit or security, or a rating of
A-l+ in the case of S&P or Prime-1 in the case of Moody's.
Applicable State Law: For purposes of Section 9.12(d), the Applicable State
Law shall be (a) the law of the State of New York and (b) such other state law
whose applicability shall have been brought to the attention of the Securities
Administrator and the Trustee by either (i) an Opinion of Counsel reasonably
acceptable to the Securities Administrator and the Trustee delivered to it by
the
2
Master Servicer or the Seller, or (ii) written notice from the appropriate
taxing authority as to the applicability of such state law.
Applied Realized Loss Amount: With respect to any Distribution Date and a
Class of Subordinate Certificates (other than the Class B-IO Certificates and
the Residual Certificates), the sum of the Realized Losses with respect to the
Mortgage Loans, which are to be applied in reduction of the Certificate
Principal Balance of such Class of Certificates pursuant to this Agreement,
which shall on any such Distribution Date equal with respect to the Class M-3,
Class M-2 and Class M-1 Certificates, in that order (so long as their respective
Certificate Principal Balances have not been reduced to zero) the amount, if
any, by which, (i) the aggregate Certificate Principal Balance of all of the
Certificates (after all distributions of principal on such Distribution Date)
exceeds (ii) the aggregate Stated Principal Balance of all of the Mortgage Loans
as of the last day of the related Due Period.
Appraised Value: For any Mortgaged Property related to a Mortgage Loan, the
amount set forth as the appraised value of such Mortgaged Property in an
appraisal made for the mortgage originator in connection with its origination of
the related Mortgage Loan.
Assignment Agreements: The agreements attached hereto as Exhibit I, whereby
the Servicing Agreements were assigned to the Trustee for the benefit of the
Certificateholders.
Assumed Final Distribution Date: September 25, 2033, or if such day is not
a Business Day, the next succeeding Business Day.
Available Funds: With respect to each Distribution Date, the aggregate of
Principal Funds and Interest Funds for such Distribution Date.
Bankruptcy Code: The United States Bankruptcy Code, as amended as codified
in 11 U.S.C.ss.ss.101-1330.
Basis Risk Shortfall: With respect to any Distribution Date for and the
Class A, Class M-1, Class M-2 or Class M-3 Certificates, the excess, if any, of
(a) the lesser of (i) the amount of Current Interest that the Class A, Class
M-1, Class M-2 or Class M-3 Certificates, as applicable, would have been
entitled to receive on such Distribution Date had the related Pass-Though Rate
been calculated at a per annum rate equal to One-Month LIBOR plus the related
Margin and (ii) 11.50% per annum, over (b) the amount of Current Interest on
such Class of Certificates calculated using a Pass-Though Rate equal to the Net
Rate Cap.
Basis Risk Shortfall Carry Forward Amount: With respect to any Distribution
Date and the Class A, Class M-1, Class M-2 or Class M-3 Certificates, Basis Risk
Shortfalls for all previous Distribution Dates not previously paid from any
source including the Excess Cashflow and payments under the Cap Contracts,
together with interest thereon at a rate equal to the related Pass-Through Rate
for such Class of Certificates for such Distribution Date.
Book-Entry Certificates: Initially, all Classes of Certificates other than
the Class B-IO, Class XP and the Residual Certificates.
3
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day
on which the New York Stock Exchange or Federal Reserve is closed or on which
banking institutions in the jurisdiction in which the Trustee, the Master
Servicer, any Servicer or the Securities Administrator are authorized or
obligated by law or executive order to be closed.
Calendar Quarter: January 1 to March 31, April 1 to June 30, July 1 to
September 30, or October 1 to December 31, as applicable.
Cap Contracts: The four Cap Contracts dated August 29, 2003 between the
Trustee, on behalf of the Class A, Class M-1, Class M-2 and Class M-3
Certificateholders, and Bear Xxxxxxx Financial Products Inc.
Cap Contract Payment Amount: With respect to any Distribution Date, the
amounts received from the Cap Contracts, if any.
Cendant: Cendant Mortgage Corporation, and any successor thereto.
Cendant Servicing Agreement: (i) The Mortgage Loan Flow Purchase, Sale and
Servicing Agreement dated as of April 26, 2001, among EMC (as purchaser),
Cendant and Xxxxxx'x Gate Residential Mortgage Trust (formerly known as Cendant
Residential Mortgage Trust) (as sellers) and (ii) the Additional Collateral
Assignment and Servicing Agreement, dated April 26, 2001, between EMC and
Cendant, each as attached hereto as Exhibit H-2.
Certificate: Any mortgage pass-through certificate evidencing a beneficial
ownership interest in the Trust Fund signed and countersigned by the Trustee in
substantially the forms annexed hereto as Exhibits X-0, X-0, X-0, X-0 and A-5,
with the blanks therein appropriately completed.
Certificate Owner: Any Person who is the beneficial owner of a Certificate
registered in the name of the Depository or its nominee.
Certificate Principal Balance: With respect to any Certificate (other than
Class B-IO Certificate or Class R Certificate) as of any Distribution Date, the
initial principal amount of such Certificate, and reduced by (i) all amounts
distributed on previous Distribution Dates on such Certificate with respect to
principal, and (ii) in the case of any such Subordinate Certificate, any Applied
Realized Loss Amounts allocated to such Certificate on previous Distribution
Dates. With respect to any such Class of Certificates, the Certificate Principal
Balance thereof will equal the sum of the Certificate Principal Balances of all
Certificates in such Class.
Certificate Register: The register maintained pursuant to Section 5.02.
Certificateholder: A Holder of a Certificate.
Class: With respect to the Certificates, A, R-I, R-II, X-0, X-0, X-0, XX
and B-IO.
Class A Principal Distribution Amount: For any Distribution Date, an amount
equal to the excess, if any, of (i) the Certificate Principal Balance of the
Class A Certificates immediately prior to such Distribution Date over (ii) the
excess of (a) the aggregate Stated Principal Balance of the
4
Mortgage Loans as of the last day of the related Due Period over (b) the product
of (1) the aggregate Stated Principal Balance of the Mortgage Loans as of the
last day of the related Due Period and (2) the sum of (x) 14.00% and (y) the
Current Specified Overcollateralization Percentage for such Distribution Date.
Class B-IO Distribution Amount: With respect to any Distribution Date, the
Current Interest for the Class B-IO Certificate for such Distribution Date;
provided, however, that on and after the Distribution Date on which the
aggregate Certificate Principal Balance of the Class A, Class M-1, Class M-2 and
Class M-3 Certificates has been reduced to zero, the Class B-IO Distribution
Amount shall include the Overcollateralization Amount.
Class B-IO Pass-Through Rate: The Class B-IO Certificates will bear
interest at a per annum rate equal to the percentage equivalent of a fraction,
the numerator of which is (x) the sum of the amounts calculated pursuant to
clauses (A) through (G) below, and the denominator of which is (y) the aggregate
of the Uncertificated Principal Balances of the REMIC I Regular Interests. For
purposes of calculating the Pass-Through Rate for the Class B-IO Certificates,
the numerator is equal to the sum of the following components:
(A) the Uncertificated REMIC I Pass-Through Rate for REMIC I Regular
Interest LT-AA minus the Marker Rate, applied to an amount equal to the
Uncertificated Principal Balance of REMIC I Regular Interest LT-AA;
(B) the Uncertificated REMIC I Pass-Through Rate for REMIC I Regular
Interest LT-A1 minus the Marker Rate, applied to an amount equal to the
Uncertificated Principal Balance of REMIC I Regular Interest LT-A1;
(C) the Uncertificated REMIC I Pass-Through Rate for REMIC I Regular
Interest LT-M1 minus the Marker Rate, applied to an amount equal to the
Uncertificated Principal Balance of REMIC I Regular Interest LT-M1;
(D) the Uncertificated REMIC I Pass-Through Rate for REMIC I Regular
Interest LT-M2 minus the Marker Rate, applied to an amount equal to the
Uncertificated Principal Balance of REMIC I Regular Interest LT-M2;
(E) the Uncertificated REMIC I Pass-Through Rate for REMIC I Regular
Interest LT-M3 minus the Marker Rate, applied to an amount equal to the
Uncertificated Principal Balance of REMIC I Regular Interest LT-M3;
(F) the Uncertificated REMIC I Pass-Through Rate for REMIC I Regular
Interest LT-ZZ minus the Marker Rate, applied to an amount equal to the
Uncertificated Principal Balance of REMIC I Regular Interest LT-ZZ; and
(G) 100% of the interest on REMIC I Regular Interest LT-XP.
Class M-1 Principal Distribution Amount: For any Distribution Date, an
amount equal to the excess, if any, of (i) the Certificate Principal Balance of
the Class M-1 Certificates immediately prior to such Distribution Date over (ii)
the excess of (a) the aggregate Stated Principal Balance of the
5
Mortgage Loans as of the last day of the related Due Period over (b) the sum of
(1) the Certificate Principal Balance of the Class A Certificates (after taking
into account the payment of the Class A Principal Distribution Amount on such
Distribution Date) and (2) the product of (x) the aggregate Stated Principal
Balance of the Mortgage Loans as of the last day of the related Due Period and
(y) the sum of (I) 6.50% and (II) the Current Specified Overcollateralization
Percentage for such Distribution Date.
Class M-2 Principal Distribution Amount: For any Distribution Date, an
amount equal to the excess, if any, of (i) the Certificate Principal Balance of
the Class M-2 Certificates immediately prior to such Distribution Date over (ii)
the excess of (a) the aggregate Stated Principal Balance of the Mortgage Loans
as of the last day of the related Due Period over (b) the sum of (1) the
Certificate Principal Balance of the Class A Certificates (after taking into
account the payment of the Class A Principal Distribution Amount on such
Distribution Date), (2) the Certificate Principal Balance of the Class M-1
Certificates (after taking into account the payment of the Class M-1 Principal
Distribution Amount on such Distribution Date) and (3) the product of (x) the
aggregate Stated Principal Balance of the Mortgage Loans as of the last day of
the related Due Period and (y) the sum of (I) 2.50% and (II) the Current
Specified Overcollateralization Percentage for such Distribution Date.
Class M-3 Principal Distribution Amount: For any Distribution Date, an
amount equal to the excess, if any, of (i) the Certificate Principal Balance of
the Class M-3 Certificates immediately prior to such Distribution Date over (ii)
the excess of (a) the aggregate Stated Principal Balance of the Mortgage Loans
as of the last day of the related Due Period over (b) the sum of (1) the
Certificate Principal Balance of the Class A Certificates (after taking into
account the payment of the Class A Principal Distribution Amount on such
Distribution Date), (2) the Certificate Principal Balance of the Class M-1
Certificates (after taking into account the payment of the Class M-1 Principal
Distribution Amount on such Distribution Date), (3) the Certificate Principal
Balance of the Class M-2 Certificates (after taking into account the payment of
the Class M-2 Principal Distribution Amount on such Distribution Date) and (4)
the product of (x) the aggregate Stated Principal Balance of the Mortgage Loans
as of the last day of the related Due Period and (y) the Current Specified
Overcollateralization Percentage for such Distribution Date.
Class R Certificates: The Class R-I Certificates and Class R-II
Certificates. Class XP Reserve Account: The account established and maintained
by the Master Servicer pursuant to Section 4.07 hereof.
Class XP Reserve Account: The account established and maintained by the
Master Servicer pursuant to Section 4.07 hereof.
Closing Date: August 29, 2003.
Code: The Internal Revenue Code of 1986, as amended.
Compensating Interest Payment: As defined in Section 6.06.
Corporate Trust Office: The designated office of the Trustee where at any
particular time its corporate trust business with respect to this Agreement
shall be administered, which office at the date of the execution of this
Agreement is located at 4 New York Plaza, 6th Floor, New York, New
6
York 10004, Attention: Institutional Trust Services/Structured Finance Services,
Structured Asset Mortgage Investments Inc., Bear Xxxxxxx ALT-A Trust 2003-2, or
at such other address as the Trustee may designate from time to time.
Corresponding Certificate: With respect to:
(i) REMIC I Regular Interest LT A1, the Class A 1 Certificates,
(ii) REMIC I Regular Interest LT M1, the Class M 1 Certificates,
(iii) REMIC I Regular Interest LT M2, the Class M 2 Certificates,
(iv) REMIC I Regular Interest LT M3, the Class M 3 Certificates, and
(v) REMIC I Regular Interest LT XP, the Class XP Certificates.
Current Interest: As of any Distribution Date, with respect to each Class
of Certificates (other than the Class XP Certificates and Class R Certificates),
(i) the interest accrued on the Certificate Principal Balance or Notional
Amount, as applicable, during the related Interest Accrual Period at the
applicable Pass-Through Rate plus any amount previously distributed with respect
to interest for such Certificate that has been recovered as a voidable
preference by a trustee in bankruptcy minus (ii) the sum of (a) any Prepayment
Interest Shortfall for such Distribution Date, to the extent not covered by
Compensating Interest Payments and (b) any shortfalls resulting from the
application of the Relief Act during the related Due Period; provided, however,
that for purposes of calculating Current Interest for any such Class, amounts
specified in clause (ii) hereof for any such Distribution Date shall be
allocated first to the Class B-IO Certificates and the Residual Certificates in
reduction of amounts otherwise distributable to such Certificates on such
Distribution Date and then any excess shall be allocated to each other Class of
Certificates pro rata based on the respective amounts of interest accrued
pursuant to clause (i) hereof for each such Class on such Distribution Date.
Current Specified Overcollateralization Percentage: For any Distribution
Date, the percentage equivalent of a fraction, the numerator of which is the
Overcollateralization Target Amount, and the denominator of which is the
aggregate Stated Principal Balance of the Mortgage Loans as of the last day of
the related Due Period.
Custodial Agreement: An agreement, dated as of the Closing Date among the
Seller, the Master Servicer, the Trustee and the Custodian in substantially the
form of Exhibit G hereto.
Custodian: Xxxxx Fargo Bank Minnesota, National Association, and any
successor custodian appointed pursuant to the provisions hereof and of the
Custodial Agreement.
Cut-off Date: August 1, 2003.
Cut-off Date Balance: $399,734,051.12.
7
Debt Service Reduction: Any reduction of the Scheduled Payments which a
Mortgagor is obligated to pay with respect to a Mortgage Loan as a result of any
proceeding under the Bankruptcy Code or any other similar state law or other
proceeding.
Deficient Valuation: With respect to any Mortgage Loan, a valuation of the
Mortgaged Property by a court of competent jurisdiction in an amount less than
the then outstanding indebtedness under the Mortgage Loan, which valuation
results from a proceeding initiated under the Bankruptcy Code or any other
similar state law or other proceeding.
Delinquent: A Mortgage Loan is "Delinquent" if any payment due thereon is
not made pursuant to the terms of such Mortgage Loan by the close of business on
the day such payment is scheduled to be due. A Mortgage Loan is "30 days
delinquent" if such payment has not been received by the close of business on
the last day of the month immediately succeeding the month in which such payment
was due. For example, a Mortgage Loan with a payment due on December 1 that
remained unpaid as of the close of business on January 31 would then be
considered to be 30 to 59 days delinquent. Similarly for "60 days delinquent,"
"90 days delinquent" and so on.
Depository: The Depository Trust Company, the nominee of which is Cede &
Co., and any successor thereto.
Depository Agreement: The meaning specified in Section 5.01(a) hereof.
Depository Participant: A broker, dealer, bank or other financial
institution or other Person for whom from time to time the Depository effects
book-entry transfers and pledges of securities deposited with the Depository.
Designated Depository Institution: A depository institution (commercial
bank, federal savings bank mutual savings bank or savings and loan association)
or trust company (which may include the Trustee), the deposits of which are
fully insured by the FDIC to the extent provided by law.
Determination Date: With respect to each Mortgage Loan, the Determination
Date as defined in the related Servicing Agreement.
Disqualified Organization: Any of the following: (i) the United States, any
State or political subdivision thereof, any possession of the United States, or
any agency or instrumentality of any of the foregoing (other than an
instrumentality which is a corporation if all of its activities are subject to
tax and, except for the Xxxxxxx Mac or any successor thereto, a majority of its
board of directors is not selected by such governmental unit), (ii) any foreign
government, any international organization, or any agency or instrumentality of
any of the foregoing, (iii) any organization (other than certain farmers'
cooperatives described in Section 521 of the Code) which is exempt from the tax
imposed by Chapter 1 of the Code (including the tax imposed by Section 511 of
the Code on unrelated business taxable income), (iv) rural electric and
telephone cooperatives described in Section 1381(a)(2)(C) of the Code or (v) any
other Person so designated by the Trustee based upon an Opinion of Counsel that
the holding of an ownership interest in a Residual Certificate by such Person
may cause any REMIC contained in the Trust or any Person having an ownership
interest in the Residual Certificate (other than such Person) to incur a
liability for any federal tax imposed under the
8
Code that would not otherwise be imposed but for the transfer of an ownership
interest in a Residual Certificate to such Person. The terms "United States,"
"State" and "international organization" shall have the meanings set forth in
Section 7701 of the Code or successor provisions.
Distribution Account: The trust account or accounts created and maintained
pursuant to Section 4.04 hereof, which shall be denominated "JPMorgan Chase
Bank, as Trustee f/b/o holders of Structured Asset Mortgage Investments Inc.,
Bear Xxxxxxx ALT-A Trust, Mortgage Pass-Through Certificates, Series 2003-2 -
Distribution Account."
Distribution Account Deposit Date: The Business Day prior to each
Distribution Date.
Distribution Date: The 25th day of any month, beginning in the month
immediately following the month of the Closing Date, or, if such 25th day is not
a Business Day, the Business Day immediately following.
DTC Custodian: JPMorgan Chase Bank, and its successors in interest as
custodian for the Depository.
Due Date: With respect to each Mortgage Loan, the date in each month on
which the related Scheduled Payment is due, as set forth in the related Mortgage
Note.
Due Period: With respect to any Distribution Date and each Mortgage Loan,
the period commencing on the second day of the month preceding the month in
which the Distribution Date occurs and ending at the close of business on the
first day of the month in which the Distribution Date occurs.
Eligible Account: Any of (i) a segregated account maintained with a federal
or state chartered depository institution (A) the short-term obligations of
which are rated A-1 or better by Standard & Poor's and P-1 by Moody's at the
time of any deposit therein or (B) insured by the FDIC (to the limits
established by such Corporation), the uninsured deposits in which account are
otherwise secured such that, as evidenced by an Opinion of Counsel (obtained by
the Person requesting that the account be held pursuant to this clause (ii))
delivered to the Trustee prior to the establishment of such account, the
Certificateholders will have a claim with respect to the funds in such account
and a perfected first priority security interest against any collateral (which
shall be limited to Permitted Investments, each of which shall mature not later
than the Business Day immediately preceding the Distribution Date next following
the date of investment in such collateral or the Distribution Date if such
Permitted Investment is an obligation of the institution that maintains the
Distribution Account) securing such funds that is superior to claims of any
other depositors or general creditors of the depository institution with which
such account is maintained, (ii) a segregated trust account or accounts
maintained with a federal or state chartered depository institution or trust
company with trust powers acting in its fiduciary capacity or (iii) a segregated
account or accounts of a depository institution acceptable to the Rating
Agencies (as evidenced in writing by the Rating Agencies that use of any such
account as the Distribution Account will not have an adverse effect on the
then-current ratings assigned to the Classes of the Certificates then rated by
the Rating Agencies). Eligible Accounts may bear interest.
9
EMC: EMC Mortgage Corporation, and any successor thereto.
EMC Servicing Agreement: The Servicing Agreement, dated as of August 1,
2003, between Structured Asset Mortgage Investments Inc. and EMC as attached
hereto as Exhibit H-7.
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
Event of Default: An event of default described in Section 8.01.
Excess Cashflow: With respect to any Distribution Date, the Remaining
Excess Spread for such Distribution Date; provided, however, that the Excess
Cashflow shall include Principal Funds on and after the Distribution Date on
which the aggregate Certificate Principal Balance of the Class A, Class M-1,
Class M-2 and Class M-3 Certificates has been reduced to zero (other than
Principal Funds otherwise distributed to the Holders of Class A, Class M-1,
Class M-2 and Class M-3 Certificates on such Distribution Date).
Excess Liquidation Proceeds: To the extent that such amount is not required
by law to be paid to the related Mortgagor, the amount, if any, by which
Liquidation Proceeds with respect to a Liquidated Mortgage Loan exceed the sum
of (i) the Outstanding Principal Balance of such Mortgage Loan and accrued but
unpaid interest at the related Mortgage Interest Rate through the last day of
the month in which the related Liquidation Date occurs, plus (ii) related
Liquidation Expenses.
Excess Spread: With respect to any Distribution Date, the excess, if any,
of (i) the Interest Funds for such Distribution Date over (ii) the sum of the
Current Interest on the Offered Certificates and Interest Carry Forward Amounts
on the Class A Certificates, in each case for such Distribution Date.
Extra Principal Distribution Amount: With respect to any Distribution Date,
the lesser of (i) the excess, if any, of the Overcollateralization Target Amount
for such Distribution Date over the Overcollateralization Amount for such
Distribution Date and (ii) the Excess Spread for such Distribution Date.
Xxxxxx Xxx: Federal National Mortgage Association, and any successor
thereto.
FDIC: Federal Deposit Insurance Corporation, and any successor thereto.
Final Certification: The certification substantially in the form of Exhibit
Three to the Custodial Agreement.
Fitch: Fitch, Inc., and any successor thereto.
Fractional Undivided Interest: With respect to any Class of Certificates,
the fractional undivided interest evidenced by any Certificate of such Class the
numerator of which is the Certificate Principal Balance of such Certificate and
the denominator of which is the Certificate Principal Balance of such Class.
With respect to the Certificates in the aggregate, the fractional undivided
interest evidenced by (i) each Residual Certificate will be deemed to equal
0.25%
10
multiplied by the percentage interest of such Residual Certificate, (ii) the
Class B-IO Certificates will be deemed to equal 1.00% and (iii) a Certificate of
any other Class will be deemed to equal 98.50% multiplied by a fraction, the
numerator of which is the Certificate Principal Balance of such Certificate and
the denominator of which is the aggregate Certificate Principal Balance of all
the Certificates.
Xxxxxxx Mac: Xxxxxxx Mac, formerly the Federal Home Loan Mortgage
Corporation, and any successor thereto.
Global Certificate: Any Private Certificate registered in the name of the
Depository or its nominee, beneficial interests in which are reflected on the
books of the Depository or on the books of a Person maintaining an account with
such Depository (directly or as an indirect participant in accordance with the
rules of such depository).
Gross Margin: As to each Mortgage Loan, the fixed percentage set forth in
the related Mortgage Note and indicated on the Mortgage Loan Schedule which
percentage is added to the related Index on each Interest Adjustment Date to
determine (subject to rounding, the minimum and maximum Mortgage Interest Rate
and the Periodic Rate Cap) the Mortgage Interest Rate until the next Interest
Adjustment Date.
Holder: The Person in whose name a Certificate is registered in the
Certificate Register, except that, subject to Sections 11.02(b) and 11.05(e),
solely for the purpose of giving any consent pursuant to this Agreement, any
Certificate registered in the name of the Seller or the Trustee or any Affiliate
thereof shall be deemed not to be outstanding and the Fractional Undivided
Interest evidenced thereby shall not be taken into account in determining
whether the requisite percentage of Fractional Undivided Interests necessary to
effect any such consent has been obtained.
Indemnified Persons: The Trustee, the Master Servicer, the Custodian and
the Securities Administrator, and their officers, directors, agents and
employees and, with respect to the Trustee, any separate co-trustee and its
officers, directors, agents and employees.
Independent: When used with respect to any specified Person, this term
means that such Person (a) is in fact independent of the Seller or the Master
Servicer and of any Affiliate of the Seller or the Master Servicer, (b) does not
have any direct financial interest or any material indirect financial interest
in the Seller or the Master Servicer or any Affiliate of the Seller or the
Master Servicer and (c) is not connected with the Seller or the Master Servicer
or any Affiliate as an officer, employee, promoter, underwriter, trustee,
partner, director or person performing similar functions.
Index: The index, if any, specified in a Mortgage Note by reference to
which the related Mortgage Interest Rate will be adjusted from time to time.
Individual Certificate: Any Private Certificate registered in the name of
the Holder other than the Depository or its nominee.
Initial Certification: The certification substantially in the form of
Exhibit One to the Custodial Agreement.
11
Institutional Accredited Investor: Any Person meeting the requirements of
Rule 501(a)(l), (2), (3) or (7) of Regulation D under the Securities Act or any
entity all of the equity holders in which come within such paragraphs.
Insurance Policy: With respect to any Mortgage Loan, any standard hazard
insurance policy, flood insurance policy or title insurance policy.
Insurance Proceeds: Amounts paid by the insurer under any Insurance Policy
covering any Mortgage Loan or Mortgaged Property other than amounts required to
be paid over to the Mortgagor pursuant to law or the related Mortgage Note or
Security Instrument and other than amounts used to repair or restore the
Mortgaged Property or to reimburse insured expenses.
Interest Accrual Period: With respect to each Class of Certificates (other
than the Class XP Certificates and Residual Certificates), the period from and
including the preceding Distribution Date (or, in the case of the first
Distribution Date, from the Closing Date) to and including the day prior to the
current Distribution Date.
Interest Adjustment Date: With respect to a Mortgage Loan, the date, if
any, specified in the related Mortgage Note on which the Mortgage Interest Rate
is subject to adjustment.
Interest Carryforward Amount: As of any Distribution Date and with respect
to each Class of Certificates (other than the Class XP, Class B-IO and Residual
Certificates), the sum of (i) the excess of (a) the Current Interest for such
Class with respect to prior Distribution Dates over (b) the amount actually
distributed to such Class of Certificates with respect to interest on or after
such prior Distribution Dates and (ii) interest thereon (to the extent permitted
by applicable law) at the applicable Pass-Through Rate for such Class for the
related Interest Accrual Period including the Interest Accrual Period relating
to such Distribution Date.
Interest Funds: For any Distribution Date (i) the sum, without duplication,
of (a) all scheduled interest collected in respect to the Mortgage Loans during
the related Due Period less the Servicing Fee, (b) all Monthly Advances relating
to interest with respect to the Mortgage Loans made on or prior to the related
Distribution Account Deposit Date, (c) all Compensating Interest Payments with
respect to the Mortgage Loans and required to be remitted by the Master Servicer
pursuant to this Agreement or the related Servicer pursuant to the related
Servicing Agreement with respect to such Distribution Date, (d) Liquidation
Proceeds with respect to the Mortgage Loans collected during the related
Prepayment Period (to the extent such Liquidation Proceeds relate to interest),
(e) all amounts relating to interest with respect to each Mortgage Loan
purchased by EMC pursuant to Sections 2.02 and 2.03 or by the Seller pursuant to
Section 3.21 during the related Due Period, and (f) all amounts in respect of
interest paid by EMC pursuant to Section 10.01, in each case to the extent
remitted by EMC or the related Servicer, as applicable, to the Distribution
Account pursuant to this Agreement or the related Servicing Agreement minus (ii)
all amounts relating to interest required to be reimbursed pursuant to Sections
4.01, 4.03 and 4.05 or as otherwise set forth in this Agreement.
Interest Only Certificates: The Class B-IO Certificates.
12
Interim Certification: The certification substantially in the form of
Exhibit Two to the Custodial Agreement.
Investment Letter: The letter to be furnished by each Institutional
Accredited Investor which purchases any of the Private Certificates in
connection with such purchase, substantially in the form set forth as Exhibit
F-1 hereto.
LIBOR Business Day: Any day other than a Saturday or a Sunday or a day on
which banking institutions in the city of London, England are required or
authorized by law to be closed.
LIBOR Determination Date: With respect to the Class A, Class M-1, Class M-2
and Class M-3 Certificates and for the first Interest Accrual Period, August 27,
2003. With respect to the Class A, Class M-1, Class M-2 and Class M-3
Certificates and any Interest Accrual Period thereafter, the second LIBOR
Business Day preceding the commencement of such Interest Accrual Period.
Liquidated Mortgage Loan: Any defaulted Mortgage Loan as to which the
Servicer or the Master Servicer has determined that all amounts it expects to
recover from or on account of such Mortgage Loan have been recovered.
Liquidation Date: With respect to any Liquidated Mortgage Loan, the date on
which the Servicer or the Master Servicer has certified that such Mortgage Loan
has become a Liquidated Mortgage Loan.
Liquidation Expenses: With respect to a Mortgage Loan in liquidation,
unreimbursed expenses paid or incurred by or for the account of the Servicer,
such expenses including (a) property protection expenses, (b) property sales
expenses, (c) foreclosure and sale costs, including court costs and reasonable
attorneys' fees, and (d) similar expenses reasonably paid or incurred in
connection with liquidation.
Liquidation Proceeds: Cash received in connection with the liquidation of a
defaulted Mortgage Loan, whether through trustee's sale, foreclosure sale,
Insurance Proceeds, condemnation proceeds or otherwise.
Loan-to-Value Ratio: With respect to any Mortgage Loan, the fraction,
expressed as a percentage, the numerator of which is the original principal
balance of the related Mortgage Loan and the denominator of which is the
Original Value of the related Mortgaged Property.
Lost Notes: The original Mortgage Notes that have been lost, as indicated
on the Mortgage Loan Schedule.
Margin: With respect to Distribution Date on or prior to the first possible
Optional Termination Date and (i) with respect to the Class A Certificates,
0.350% per annum, (ii) with respect to the Class M-1 Certificates, 0.800% per
annum, (iii) with respect to the Class M-2 Certificates, 1.750% per annum and
(iv) with respect to the Class M-3 Certificates, 2.500% per annum; and with
respect to any Distribution Date after the first possible Optional Termination
Date and (i) with respect to the Class A Certificates, 0.700% per annum, (ii)
with respect to the Class M-1
13
Certificates, 1.200% per annum, (iii) with respect to the Class M-2
Certificates, 2.625% per annum and (iv) with respect to the Class M-3
Certificates, 3.750% per annum.
Marker Rate: With respect to the Class B-IO Certificates and any
Distribution Date, a per annum rate equal to two (2) times the weighted average
of the Uncertificated REMIC I Pass-Through Rates for REMIC I Regular Xxxxxxxx
XX-X0, REMIC I Regular Interest LT-M1, REMIC I Regular Interest LT-M2, REMIC I
Regular Interest LT-M3 and REMIC I Regular Interest LT-ZZ; provided, however,
that for the purpose of this calculation, the rate on (i) the REMIC I Regular
Xxxxxxxx XX-X0 is subject to a cap equal to (A) in the case of any Distribution
Date up to and including the Optional Termination Date, the lesser of (x)
One-Month LIBOR plus 0.350% per annum and (y) the Net Rate Cap and (B) in the
case of any Distribution Date after the Optional Termination Date, the lesser of
(x) One-Month LIBOR plus 0.700% per annum and (y) the Net Rate Cap, (ii) the
REMIC I Regular Interest LT-M1 is subject to a cap equal to (A) in the case of
any Distribution Date up to and including the Optional Termination Date, the
lesser of (x) One-Month LIBOR plus 0.800% per annum and (y) the Net Rate Cap and
(B) in the case of any Distribution Date after the Optional Termination Date,
the lesser of (x) One-Month LIBOR plus 1.200% per annum and (y) the Net Rate
Cap, (iii) the REMIC I Regular Interest LT-M2 is subject to a cap equal to (A)
in the case of any Distribution Date up to and including the Optional
Termination Date, the lesser of (x) One-Month LIBOR plus 1.750% per annum and
(y) the Net Rate Cap and (B) in the case of any Distribution Date after the
Optional Termination Date, the lesser of (x) One-Month LIBOR plus 2.625% per
annum and (y) the Net Rate Cap, (iv) the REMIC I Regular Interest LT-M3 is
subject to a cap equal to (A) in the case of any Distribution Date up to and
including the Optional Termination Date, the lesser of (x) One-Month LIBOR plus
2.500% per annum and (y) the Net Rate Cap and (B) in the case of any
Distribution Date after the Optional Termination Date, the lesser of (x)
One-Month LIBOR plus 3.750% per annum and (y) the Net Rate Cap and (v) the REMIC
I Regular Interest LT-ZZ is subject to a cap of zero; provided, further, that
for the purpose of this calculation, the Uncertificated REMIC I Pass-Through
Rates and the related caps with respect to the REMIC I Regular Interests shall
be multiplied by a fraction, the numerator of which is the actual number of days
in the Interest Accrual Period and the denominator of which is 30.
Master Servicer: As of the Closing Date, Xxxxx Fargo Bank Minnesota,
National Association and, thereafter, its respective successors in interest who
meet the qualifications of the Servicing Agreements and this Agreement.
Master Servicer Certification: A written certification covering servicing
of the Mortgage Loans by all Servicers and signed by an officer of the Master
Servicer that complies with (i) the Xxxxxxxx-Xxxxx Act of 2002, as amended from
time to time, and (ii) the February 21, 2003 Statement by the Staff of the
Division of Corporation Finance of the Securities and Exchange Commission
Regarding Compliance by Asset-Backed Issuers with Exchange Act Rules 13a-14 and
15d-14, as in effect from time to time; provided that if, after the Closing Date
(a) the Xxxxxxxx-Xxxxx Act of 2002 is amended, (b) the Statement referred to in
clause (ii) is modified or superceded by any subsequent statement, rule or
regulation of the Securities and Exchange Commission or any statement of a
division thereof, or (c) any future releases, rules and regulations are
published by the Securities and Exchange Commission from time to time pursuant
to the Xxxxxxxx-Xxxxx Act of 2002, which in any such case affects the form or
substance of the required certification and results in the required
certification being, in the reasonable judgment of the Master Servicer,
materially more onerous than
14
the form of the required certification as of the Closing Date, the Master
Servicer Certification shall be as agreed to by the Master Servicer and the
Seller following a negotiation in good faith to determine how to comply with any
such new requirements.
Master Servicer Collection Account: The trust account or accounts created
and maintained pursuant to Section 4.02, which shall be denominated "JPMorgan
Chase Bank, as Trustee f/b/o holders of Structured Asset Mortgage Investments
Inc., Bear Xxxxxxx ALT-A Trust, Mortgage Pass-Through Certificates, Series
2003-2 - Master Servicer Collection Account,"and which shall be an Eligible
Account.
Master Servicing Compensation: The meaning specified in Section 3.14.
Material Defect: The meaning specified in Section 2.02(b).
Maximum Lifetime Mortgage Rate: The maximum level to which a Mortgage
Interest Rate can adjust in accordance with its terms, regardless of changes in
the applicable Index.
Maximum Uncertificated Accrued Interest Deferral Amount: With respect to
any Distribution Date, the excess of (a) accrued interest at the Uncertificated
REMIC I Pass-Through Rate applicable to REMIC I Regular Interest LT-ZZ for such
Distribution Date on a balance equal to the excess of (i) the Uncertificated
Principal Balance of REMIC I Regular Interest LT-ZZ over (ii) the REMIC I
Overcollateralized Amount for such Distribution Date over (b) the sum of (1)
Uncertificated Accrued Interest on REMIC I Regular Xxxxxxxx XX-X0 (calculated
for the purpose of this definition with the rate on REMIC I Regular Xxxxxxxx
XX-X0 subject to a cap equal to (A) in the case of any Distribution Date up to
and including the Optional Termination Date, the lesser of (x) One-Month LIBOR
plus 0.350% per annum and (y) the Net Rate Cap and (B) in the case of any
Distribution Date after the Optional Termination Date, the lesser of (x)
One-Month LIBOR plus 0.700% per annum and (y) the Net Rate Cap), (2)
Uncertificated Accrued Interest on REMIC I Regular Interest LT-M1 (calculated
for the purpose of this definition with the rate on REMIC I Regular Interest
LT-M1 subject to a cap equal to (A) in the case of any Distribution Date up to
and including the Optional Termination Date, the lesser of (x) One-Month LIBOR
plus 0.800% per annum and (y) the Net Rate Cap and (B) in the case of any
Distribution Date after the Optional Termination Date, the lesser of (x)
One-Month LIBOR plus 1.200% per annum and (y) the Net Rate Cap), (3)
Uncertificated Accrued Interest on REMIC I Regular Interest LT-M2 (calculated
for the purpose of this definition with the rate on REMIC I Regular Interest
LT-M2 subject to a cap equal to (A) in the case of any Distribution Date up to
and including the Optional Termination Date, the lesser of (x) One-Month LIBOR
plus 1.750% per annum and (y) the Net Rate Cap and (B) in the case of any
Distribution Date after the Optional Termination Date, the lesser of (x)
One-Month LIBOR plus 2.625% per annum and (y) the Net Rate Cap) and (4)
Uncertificated Accrued Interest on REMIC I Regular Interest LT-M3 (calculated
for the purpose of this definition with the rate on REMIC I Regular Interest
LT-M3 subject to a cap equal to (A) in the case of any Distribution Date up to
and including the Optional Termination Date, the lesser of (x) One-Month LIBOR
plus 2.500% per annum and (y) the Net Rate Cap and (B) in the case of any
Distribution Date after the Optional Termination Date, the lesser of (x)
One-Month LIBOR plus 3.750% per annum and (y) the Net Rate Cap); provided,
however, that for the purpose of this definition, the Uncertificated REMIC I
Pass-Through Rate and the related caps with respect to REMIC I Regular Xxxxxxxx
XX-X0, XX-X0, LT-M2 and LT-M3 shall be multiplied by a fraction, the
15
numerator of which is the actual number of days in the Interest Accrual Period
and the denominator of which is 30.
MERS: Mortgage Electronic Registration Systems, Inc., a corporation
organized and existing under the laws of the State of Delaware, and any
successor thereto.
MERS(R) System: The system of recording transfers of Mortgage Loans
electronically maintained by MERS.
MIN: The Mortgage Identification Number for Mortgage Loans registered with
MERS on the MERS(R) System.
Minimum Lifetime Mortgage Rate: The minimum level to which a Mortgage
Interest Rate can adjust in accordance with its terms, regardless of changes in
the applicable Index.
MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee
of such Mortgage Loan, solely as nominee for the originator of such Mortgage
Loan and its successors and assigns, at the origination thereof.
Monthly Advance: An advance of principal or interest required to be made by
the applicable Servicer pursuant to the related Servicing Agreement or the
Master Servicer pursuant to Section 6.05.
Monthly Delinquency Percentage: With respect to a Due Period, the
percentage equivalent of a fraction, the numerator of which is the aggregate
Stated Principal Balance of the Mortgage Loans that are 60 days or more
Delinquent or are in bankruptcy or foreclosure or are REO Properties as of the
close of business on the last day of such Due Period and the denominator of
which is the aggregate Stated Principal Balance of Mortgage Loans as of the
close of business on the last day of such Due Period.
Moody's: Xxxxx'x Investors Service, Inc., and any successor in interest.
Mortgage File: The mortgage documents listed in Section 2.01(b) pertaining
to a particular Mortgage Loan and any additional documents required to be added
to the Mortgage File pursuant to this Agreement.
Mortgage Interest Rate: The annual rate at which interest accrues from time
to time on any Mortgage Loan pursuant to the related Mortgage Note, which rate
is equal to the "Mortgage Interest Rate" set forth with respect thereto on the
Mortgage Loan Schedule.
Mortgage Loan: A mortgage loan transferred and assigned to the Trustee
pursuant to Section 2.01 or Section 2.04 and held as a part of the Trust Fund,
as identified in the Mortgage Loan Schedule (which shall include, without
limitation with respect to each Mortgage Loan, each related Mortgage Note,
Mortgage and Mortgage File and all rights appertaining thereto), including a
mortgage loan the property securing which has become an REO Property.
16
Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase Agreement
dated as of August 29, 2003, between EMC, as seller, and Structured Asset
Mortgage Investments Inc., as purchaser, and all amendments thereof and
supplements thereto, attached as Exhibit J.
Mortgage Loan Schedule: The schedule, attached hereto as Exhibit B with
respect to the Mortgage Loans and as amended from time to time to reflect the
repurchase or substitution of Mortgage Loans pursuant to this Agreement.
Mortgage Loan Seller: EMC, as mortgage loan seller under the Mortgage Loan
Purchase Agreement.
Mortgage Note: The originally executed note or other evidence of the
indebtedness of a Mortgagor under the related Mortgage Loan.
Mortgaged Property: Land and improvements securing the indebtedness of a
Mortgagor under the related Mortgage Loan or, in the case of REO Property, such
REO Property.
Mortgagor: The obligor on a Mortgage Note.
Net Interest Shortfall: With respect to any Distribution Date, the
Prepayment Interest Shortfall, if any, for such Distribution Date net of
Compensating Interest Payments made with respect to such Distribution Date.
Net Liquidation Proceeds: As to any Liquidated Mortgage Loan, Liquidation
Proceeds net of (i) Liquidation Expenses which are payable therefrom by the
Master Servicer or the Servicer in accordance with the related Servicing
Agreement or this Agreement and (ii) unreimbursed advances by the Master
Servicer or the Servicer and Monthly Advances.
Net Rate: With respect to each Mortgage Loan, the Mortgage Interest Rate in
effect from time to time less the Servicing Fee Rate (expressed as a per annum
rate).
Net Rate Cap: For any Distribution Date, the weighted average of the Net
Rates of the Mortgage Loans as of the last day of the related Due Period,
weighted on the basis of the Stated Principal Balances thereof, multiplied by a
fraction the numerator of which is the aggregate Stated Principal Balance of the
Mortgage Loans and the denominator of which is the aggregate Certificate
Principal Balance of the Offered Certificates, and as adjusted to an effective
rate reflecting the accrual of interest on the basis of a 360-day year and the
actual number of days elapsed in the related Interest Accrual Period. For
federal income tax purposes, the Net Rate Cap is equal to the Uncertificated
REMIC I Pass-Through Rate.
Nonrecoverable Advance: Any advance or Monthly Advance (i) which was
previously made or is proposed to be made by the Master Servicer, the Trustee
(as successor Master Servicer) or the applicable Servicer and (ii) which, in the
good faith judgment of the Master Servicer, the Trustee or the applicable
Servicer, will not or, in the case of a proposed advance or Monthly Advance,
would not, be ultimately recoverable by the Master Servicer, the Trustee (as
successor Master Servicer) or the applicable Servicer from Liquidation Proceeds,
Insurance Proceeds or future payments on the Mortgage Loan for which such
advance or Monthly Advance was made.
17
Notional Amount: The Notional Amount of the Class B-IO Certificates
immediately prior to any Distribution Date is equal to the aggregate of the
Uncertificated Principal Balances of the REMIC I Regular Interests.
Offered Certificate: Any Senior Certificate or Offered Subordinate
Certificate.
Offered Subordinate Certificate: Any of the Class M-1, Class M-2 or Class
M-3 Certificates.
Officer's Certificate: A certificate signed by the Chairman of the Board,
the Vice Chairman of the Board, the President or a Vice President or Assistant
Vice President or other authorized officer of the Master Servicer or the Seller,
as applicable, and delivered to the Trustee, as required by this Agreement.
One-Month LIBOR: With respect to any Interest Accrual Period, the rate
determined by the Securities Administrator on the related LIBOR Determination
Date on the basis of the rate for U.S. dollar deposits for one month that
appears on Telerate Screen Page 3750 as of 11:00 a.m. (London time) on such
LIBOR Determination Date; provided that the parties hereto acknowledge that
One-Month LIBOR for the first Interest Accrual Period shall equal 1.11% per
annum. If such rate does not appear on such page (or such other page as may
replace that page on that service, or if such service is no longer offered, such
other service for displaying One-Month LIBOR or comparable rates as may be
reasonably selected by the Securities Administrator), One-Month LIBOR for the
applicable Interest Accrual Period will be the Reference Bank Rate. If no such
quotations can be obtained by the Securities Administrator and no Reference Bank
Rate is available, One-Month LIBOR will be One-Month LIBOR applicable to the
preceding Interest Accrual Period.
Opinion of Counsel: A written opinion of counsel who is or are acceptable
to the Trustee and who, unless required to be Independent (an "Opinion of
Independent Counsel"), may be internal counsel for EMC, the Master Servicer or
the Seller.
Optional Termination Date: The Distribution Date on which the aggregate
Stated Principal Balance of all of the Mortgage Loans is equal to or less than
20% of the aggregate Stated Principal Balance of all of the Mortgage Loans as of
the Cut-off Date.
Original Subordinate Principal Balance: The sum of the aggregate
Certificate Principal Balances of each Class of Subordinate Certificates as of
the Closing Date.
Original Value: The lesser of (i) the Appraised Value or (ii) the sales
price of a Mortgaged Property at the time of origination of a Mortgage Loan,
except in instances where either clauses (i) or (ii) is unavailable, the other
may be used to determine the Original Value, or if both clauses (i) and (ii) are
unavailable, Original Value may be determined from other sources reasonably
acceptable to the Seller.
Outstanding Mortgage Loan: With respect to any Due Date, a Mortgage Loan
which, prior to such Due Date, was not the subject of a Principal Prepayment in
full, did not become a Liquidated Mortgage Loan and was not purchased or
replaced.
18
Outstanding Principal Balance: As of the time of any determination, the
principal balance of a Mortgage Loan remaining to be paid by the Mortgagor, or,
in the case of an REO Property, the principal balance of the related Mortgage
Loan remaining to be paid by the Mortgagor at the time such property was
acquired by the Trust Fund less any Net Liquidation Proceeds with respect
thereto to the extent applied to principal.
Overcollateralization Amount: With respect to any Distribution Date, the
excess, if any, of (a) the aggregate Stated Principal Balance of the Mortgage
Loans as of the last day of the related Due Period over (b) the aggregate
Certificate Principal Balance of the Offered Certificates on such Distribution
Date (after taking into account the payment of principal other than any Extra
Principal Distribution Amount on such Certificates).
Overcollateralization Target Amount: 1,998,670.
Pass-Through Rate: As to each Class of Certificates and the REMIC I Regular
Interests, the rate of interest determined as provided with respect thereto in
Section 5.01(c).
Periodic Rate Cap: With respect to each Mortgage Loan, the maximum
adjustment that can be made to the Mortgage Interest Rate on each Interest
Adjustment Date in accordance with its terms, regardless of changes in the
applicable Index.
Permitted Investments: Any one or more of the following obligations or
securities held in the name of the Trustee for the benefit of the
Certificateholders:
(1) direct obligations of, and obligations the timely payment of which
are fully guaranteed by the United States of America or any agency or
instrumentality of the United States of America the obligations of which
are backed by the full faith and credit of the United States of America;
(2) (a) demand or time deposits, federal funds or bankers' acceptances
issued by any depository institution or trust company incorporated under
the laws of the United States of America or any state thereof (including
the Trustee or the Master Servicer or its Affiliates acting in its
commercial banking capacity) and subject to supervision and examination by
federal and/or state banking authorities, provided that the commercial
paper and/or the short-term debt rating and/or the long-term unsecured debt
obligations of such depository institution or trust company at the time of
such investment or contractual commitment providing for such investment
have the Applicable Credit Rating or better from each Rating Agency and (b)
any other demand or time deposit or certificate of deposit that is fully
insured by the Federal Deposit Insurance Corporation;
(3) repurchase obligations with respect to (a) any security described
in clause (i) above or (b) any other security issued or guaranteed by an
agency or instrumentality of the United States of America, the obligations
of which are backed by the full faith and credit of the United States of
America, in either case entered into with a depository institution or trust
company (acting as principal) described in clause (ii)(a) above where the
Trustee holds the security therefor;
19
(4) securities bearing interest or sold at a discount issued by any
corporation (including the Trustee or the Master Servicer or its
Affiliates) incorporated under the laws of the United States of America or
any state thereof that have the Applicable Credit Rating or better from
each Rating Agency at the time of such investment or contractual commitment
providing for such investment; provided, however, that securities issued by
any particular corporation will not be Permitted Investments to the extent
that investments therein will cause the then outstanding principal amount
of securities issued by such corporation and held as part of the Trust to
exceed 10% of the aggregate Outstanding Principal Balances of all the
Mortgage Loans and Permitted Investments held as part of the Trust;
(5) commercial paper (including both non-interest-bearing discount
obligations and interest-bearing obligations payable on demand or on a
specified date not more than one year after the date of issuance thereof)
having the Applicable Credit Rating or better from each Rating Agency at
the time of such investment;
(6) a Reinvestment Agreement issued by any bank, insurance company or
other corporation or entity;
(7) any other demand, money market or time deposit, obligation,
security or investment as may be acceptable to each Rating Agency as
evidenced in writing by each Rating Agency to the Trustee; and
(8) any money market or common trust fund having the Applicable Credit
Rating or better from each Rating Agency, including any such fund for which
the Trustee or the Master Servicer or any affiliate of the Trustee or the
Master Servicer acts as a manager or an advisor;
provided, however, that no instrument or security shall be a Permitted
Investment if such instrument or security evidences a right to receive only
interest payments with respect to the obligations underlying such instrument or
if such security provides for payment of both principal and interest with a
yield to maturity in excess of 120% of the yield to maturity at par or if such
instrument or security is purchased at a price greater than par.
Permitted Transferee: Any Person other than a Disqualified Organization or
an "electing large partnership" (as defined by Section 775 of the Code).
Person: Any individual, corporation, partnership, joint venture,
association, limited liability company, joint-stock company, trust,
unincorporated organization or government or any agency or political subdivision
thereof.
Physical Certificates: The Residual Certificates and the Private
Certificates.
Plan: The meaning specified in Section 5.07(a).
Prepayment Charge: With respect to any Mortgage Loan, the charges or
premiums, if any, due in connection with a full or partial prepayment of such
Mortgage Loan in accordance with the terms thereof.
20
Prepayment Charge Loan: Any Mortgage Loan for which a Prepayment Charge may
be assessed and to which such Prepayment Charge the Class XP Certificates are
entitled, as indicated on the Mortgage Loan Schedule.
Prepayment Interest Shortfall: With respect to any Distribution Date, for
each Mortgage Loan that was the subject of a partial Principal Prepayment, a
Principal Prepayment in full, or that became a Liquidated Loan during the
related Prepayment Period, (other than a Principal Prepayment in full resulting
from the purchase of a Mortgage Loan pursuant to Section 2.02, 2.03, 3.21 or
10.01 hereof), the amount, if any, by which (i) one month's interest at the
applicable Net Mortgage Rate on the Stated Principal Balance of such Mortgage
Loan immediately prior to such prepayment (or liquidation) or in the case of a
partial Principal Prepayment on the amount of such prepayment (or liquidation
proceeds) exceeds (ii) the amount of interest paid or collected in connection
with such Principal Prepayment or such liquidation proceeds less the sum of (a)
any Prepayment Charges and (b) the related Servicing Fee.
Prepayment Period: With respect to a Distribution Date is the immediately
preceding calendar month in the case of the Mortgage Loans for which EMC is the
Servicer and such period as is provided in the related Servicing Agreement with
respect to the related Servicer.
Primary Mortgage Insurance Policy:
Principal Distribution Amount: With respect to each Distribution Date, an
amount equal to sum of (i) the Principal Funds for such Distribution Date and
(ii) any Extra Principal Distribution Amount for such Distribution Date.
Principal Funds: With respect to any Distribution Date, (i) the sum,
without duplication, of (a) all scheduled principal collected on the Mortgage
Loans during the related Due Period, (b) all Monthly Advances relating to
principal made on the Mortgage Loans on or before the Distribution Account
Deposit Date, (c) Principal Prepayments on the Mortgage Loans, exclusive of
prepayment charges or penalties, collected during the related Prepayment Period,
(d) the Stated Principal Balance of each Mortgage Loan that was purchased by the
Mortgage Loan Seller pursuant to Section 2.02, 2.03 or 3.21 during the related
Due Period, (e) the aggregate of all Substitution Adjustment Amounts in
connection with the substitution of Mortgage Loans pursuant to Section 2.04
during the related Due Period, (f) amounts in respect of principal paid by EMC
pursuant to Section 10.01 and (g) all Liquidation Proceeds collected during the
related Prepayment Period (to the extent such Liquidation Proceeds relate to
principal) on the Mortgage Loans, in each case to the extent remitted by EMC or
the related Servicer to the Distribution Account pursuant to this Agreement or
the related Servicing Agreement minus (ii) all amounts required to be reimbursed
pursuant to Sections 4.01, 4.03 and 4.05 or as otherwise set forth in this
Agreement.
Principal Prepayment: Any payment (whether partial or full) or other
recovery of principal on a Mortgage Loan which is received in advance of its
scheduled Due Date to the extent that it is not accompanied by an amount as to
interest representing scheduled interest due on any date or dates in any month
or months subsequent to the month of prepayment, including Insurance Proceeds
and the Repurchase Proceeds, but excluding the principal portion of Net
Liquidation Proceeds.
21
Private Certificate: Any Class XP Certificate, Class B-IO Certificate or
Class R Certificate.
Protected Account: An account established and maintained for the benefit of
Certificateholders by each Servicer with respect to the related Mortgage Loans
and with respect to REO Property pursuant to the respective Servicing
Agreements.
QIB: A Qualified Institutional Buyer as defined in Rule 144A promulgated
under the Securities Act.
Qualified Insurer: Any insurance company duly qualified as such under the
laws of the state or states in which the related Mortgaged Property or Mortgaged
Properties is or are located, duly authorized and licensed in such state or
states to transact the type of insurance business in which it is engaged and
approved as an insurer by the Master Servicer, so long as the claims paying
ability of which is acceptable to the Rating Agencies for pass-through
certificates having the same rating as the Certificates rated by the Rating
Agencies as of the Closing Date.
Rating Agencies: S&P and Moody's.
Realized Loss: Any (i) Bankruptcy Loss or (ii) as to any Liquidated
Mortgage Loan, (x) the Outstanding Principal Balance of such Liquidated Mortgage
Loan plus accrued and unpaid interest thereon at the Mortgage Interest Rate
through the last day of the month of such liquidation, less (y) the related Net
Liquidation Proceeds with respect to such Mortgage Loan and the related
Mortgaged Property.
Record Date: For each Class of Certificates, the Business Day preceding the
applicable Distribution Date so long as such Class of Certificates remains in
book-entry form; and otherwise, the close of business on the last Business Day
of the month immediately preceding the month of such Distribution Date.
Reference Bank: A leading bank selected by the Securities Administrator
that is engaged in transactions in Eurodollar deposits in the international
Eurocurrency market.
Reference Bank Rate: With respect to any Interest Accrual Period, the
arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of
0.03125%, of the offered rates for United States dollar deposits for one month
that are quoted by the Reference Banks as of 11:00 a.m., New York City time, on
the related interest determination date to prime banks in the London interbank
market for a period of one month in amounts approximately equal to the aggregate
Certificate Principal Balance of all Classes of Offered Certificates for such
Interest Accrual Period, provided that at least two such Reference Banks provide
such rate. If fewer than two offered rates appear, the Reference Bank Rate will
be the arithmetic mean, rounded upwards, if necessary, to the nearest whole
multiple of 0.03125%, of the rates quoted by one or more major banks in New York
City, selected by the securities administrator, as of 11:00 a.m., New York City
time, on such date for loans in U.S. dollars to leading European banks for a
period of one month in amounts approximately equal to the aggregate Certificate
Principal Balance of all Classes of Offered Certificates.
Reinvestment Agreements: One or more reinvestment agreements, acceptable to
the Rating Agencies, from a bank, insurance company or other corporation or
entity (including the Trustee).
22
Relief Act: The Soldiers' and Sailors' Civil Relief Act of 1940, as
amended, or similar state laws.
Relief Act Mortgage Loan: Any Mortgage Loan as to which the Scheduled
Payment thereof has been reduced due to the application of the Relief Act.
Remaining Excess Spread: With respect to any Distribution Date, the excess
of the related Excess Spread over the related Extra Principal Distribution
Amount.
REMIC: A real estate mortgage investment conduit, as defined in the Code.
REMIC I: That group of assets contained in the Trust Fund designated as a
REMIC consisting of (i) the Mortgage Loans, (ii) the Master Servicer Collection
Account, (iii) any REO Property relating to the Mortgage Loans, (iv) the rights
with respect to any related Servicing Agreement, (v) the rights with respect to
any related Assignment Agreement and (vi) any proceeds of the foregoing.
REMIC I Interests: The REMIC I Regular Interests and the Class R-I
Certificates.
REMIC I Interest Loss Allocation Amount: With respect to any Distribution
Date, an amount equal to (a) the product of (i) the aggregate Stated Principal
Balance of the Mortgage Loans and related REO Properties then outstanding and
(ii) the Uncertificated REMIC I Pass-Through Rate for REMIC I Regular Interest
LT-AA minus the Marker Rate, divided by (b) 12.
REMIC I Overcollateralized Amount: With respect to any date of
determination, (i) 1% of the aggregate of the Uncertificated Principal Balances
of REMIC I Regular Interest LT-AA, REMIC I Regular Xxxxxxxx XX-X0, REMIC I
Regular Interest LT-MI, REMIC I Regular Interest LT-M2, REMIC I Regular Interest
LT-M3 and REMIC I Regular Interest LT-ZZ, minus (ii) the aggregate of the
Uncertificated Principal Balances of REMIC I Regular Xxxxxxxx XX-X0, REMIC I
Regular Interest LT-MI, REMIC I Regular Interest LT-M2 and REMIC I Regular
Interest LT-M3, in each case as of such date of determination.
REMIC I Principal Loss Allocation Amount: With respect to any Distribution
Date and the Mortgage Loans, an amount equal to (a) the product of (i) the
aggregate Stated Principal Balance of the Mortgage Loans and related REO
Properties then outstanding and (ii) 1 minus a fraction, the numerator of which
is two times the aggregate of the Uncertificated Principal Balances of REMIC I
Regular Xxxxxxxx XX-X0, REMIC I Regular Interest LT-M1, REMIC I Regular Interest
LT-M2 and REMIC I Regular Interest LT-M3, and the denominator of which is the
aggregate of the Uncertificated Principal Balances of REMIC I Regular Xxxxxxxx
XX-X0, REMIC I Regular Interest LT-M1, REMIC I Regular Interest LT-M2, REMIC I
Regular Interest LT-M3 and REMIC I Regular Interest LT-ZZ.
REMIC I Overcollateralization Target Amount: 1% of the
Overcollateralization Target Amount.
REMIC I Regular Interest LT-AA: One of the separate non-certificated
beneficial ownership interests in REMIC I issued hereunder and designated as a
"regular interest" in REMIC I. REMIC I
23
Regular Interest LT-AA shall accrue interest at the related Uncertificated REMIC
I Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto.
REMIC I Regular Interest LT-A1: One of the separate non-certificated
beneficial ownership interests in REMIC I issued hereunder and designated as a
"regular interest" in REMIC I. REMIC I Regular Xxxxxxxx XX-X0 shall accrue
interest at the related Uncertificated REMIC I Pass-Through Rate in effect from
time to time, and shall be entitled to distributions of principal, subject to
the terms and conditions hereof, in an aggregate amount equal to its initial
Uncertificated Principal Balance as set forth in the Preliminary Statement
hereto.
REMIC I Regular Interest LT-M1: One of the separate non-certificated
beneficial ownership interests in REMIC I issued hereunder and designated as a
"regular interest" in REMIC I. REMIC I Regular Interest LT-M1 shall accrue
interest at the related Uncertificated REMIC I Pass-Through Rate in effect from
time to time, and shall be entitled to distributions of principal, subject to
the terms and conditions hereof, in an aggregate amount equal to its initial
Uncertificated Principal Balance as set forth in the Preliminary Statement
hereto.
REMIC I Regular Interest LT-M2: One of the separate non-certificated
beneficial ownership interests in REMIC I issued hereunder and designated as a
"regular interest" in REMIC I. REMIC I Regular Interest LT-M2 shall accrue
interest at the related Uncertificated REMIC I Pass-Through Rate in effect from
time to time, and shall be entitled to distributions of principal, subject to
the terms and conditions hereof, in an aggregate amount equal to its initial
Uncertificated Principal Balance as set forth in the Preliminary Statement
hereto.
REMIC I Regular Interest LT-M3: One of the separate non-certificated
beneficial ownership interests in REMIC I issued hereunder and designated as a
"regular interest" in REMIC I. REMIC I Regular Interest LT-M3 shall accrue
interest at the related Uncertificated REMIC I Pass-Through Rate in effect from
time to time, and shall be entitled to distributions of principal, subject to
the terms and conditions hereof, in an aggregate amount equal to its initial
Uncertificated Principal Balance as set forth in the Preliminary Statement
hereto.
REMIC I Regular Interest LT-ZZ: One of the separate non-certificated
beneficial ownership interests in REMIC I issued hereunder and designated as a
"regular interest" in REMIC I. REMIC I Regular Interest LT-ZZ shall accrue
interest at the related Uncertificated REMIC I Pass-Through Rate in effect from
time to time, and shall be entitled to distributions of principal, subject to
the terms and conditions hereof, in an aggregate amount equal to its initial
Uncertificated Principal Balance as set forth in the Preliminary Statement
hereto.
REMIC I Regular Interest LT-XP: One of the separate non-certificated
beneficial ownership interests in REMIC I issued hereunder and designated as a
"regular interest" in REMIC I. REMIC I Regular Interest LT-XP shall be entitled
to any Prepayment Charges collected by the Master Servicer and to a distribution
of principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Principal Balance as set forth in Section
5.01.
24
REMIC I Regular Interests: REMIC I Regular Interest LT-AA, REMIC I Regular
Xxxxxxxx XX-X0, REMIC I Regular Interest LT-M1, REMIC I Regular Interest LT-M2,
REMIC I Regular Interest LT-M3, REMIC I Regular Interest LT-ZZ and REMIC I
Regular Interest LT-XP.
REMIC II: That group of assets contained in the Trust Fund designated as a
REMIC consisting of the REMIC I Regular Interests.
REMIC II Certificates: The REMIC II Regular Certificates and the Class R-II
Certificates.
REMIC II Regular Certificates: As defined in Section 5.01(c).
REMIC Opinion: An Opinion of Independent Counsel, to the effect that the
proposed action described therein would not, under the REMIC Provisions, (i)
cause REMIC I or REMIC II to fail to qualify as a REMIC while any regular
interest in such REMIC is outstanding, (ii) result in a tax on prohibited
transactions with respect to any REMIC or (iii) constitute a taxable
contribution to any REMIC after the Startup Day.
REMIC Provisions: The provisions of the federal income tax law relating to
the REMIC, which appear at Sections 860A through 860G of the Code, and related
provisions and regulations promulgated thereunder, as the foregoing may be in
effect from time to time.
REO Property: A Mortgaged Property acquired in the name of the Trustee, for
the benefit of Certificateholders, by foreclosure or deed-in-lieu of foreclosure
in connection with a defaulted Mortgage Loan.
Repurchase Price: With respect to any Mortgage Loan (or any property
acquired with respect thereto) required to be repurchased by the Mortgage Loan
Seller pursuant to the Mortgage Loan Purchase Agreement or Article II of this
Agreement, an amount equal to the excess of (i) the sum of (a) 100% of the
Outstanding Principal Balance of such Mortgage Loan as of the date of repurchase
(or if the related Mortgaged Property was acquired with respect thereto, 100% of
the Outstanding Principal Balance at the date of the acquisition), (b) accrued
but unpaid interest on the Outstanding Principal Balance at the related Mortgage
Interest Rate, through and including the last day of the month of repurchase and
(c) any costs and damages (if any) incurred by the Trust in connection with any
violation of such Mortgage Loan of any predatory or abusive lending laws over
(ii) any portion of the Master Servicing Compensation, Monthly Advances and
advances payable to the purchaser of the Mortgage Loan.
Repurchase Proceeds: the Repurchase Price in connection with any repurchase
of a Mortgage Loan by the Mortgage Loan Seller and any cash deposit in
connection with the substitution of a Mortgage Loan.
Request for Release: A request for release in the form attached hereto as
Exhibit D.
Required Insurance Policy: With respect to any Mortgage Loan, any insurance
policy which is required to be maintained from time to time under this Agreement
with respect to such Mortgage Loan.
25
Reserve Fund: Shall mean the separate trust account created and maintained
by the Trustee pursuant to Section 4.06 hereof.
Residual Certificates: Any of the Class R Certificates.
Responsible Officer: Any officer assigned to the Corporate Trust Office (or
any successor thereto), including any Vice President, Assistant Vice President,
Trust Officer, any Assistant Secretary, any trust officer or any other officer
of the Trustee customarily performing functions similar to those performed by
any of the above designated officers and having direct responsibility for the
administration of this Agreement, and any other officer of the Trustee to whom a
matter arising hereunder may be referred.
Rolling Three-Month Delinquency Average: With respect to a Distribution
Date, the average of the Monthly Delinquency Percentages for the three Due
Periods immediately preceding such Distribution Date.
Rule 144A Certificate: The certificate to be furnished by each purchaser of
a Private Certificate (which is also a Physical Certificate) which is a
Qualified Institutional Buyer as defined under Rule 144A promulgated under the
Securities Act, substantially in the form set forth as Exhibit F-2 hereto.
S&P: Standard & Poor's, a division of The XxXxxx-Xxxx Companies, Inc., and
any successor thereto.
Scheduled Payment: With respect to any Mortgage Loan and any Due Period,
the scheduled payment or payments of principal and interest due during such Due
Period on such Mortgage Loan which either is payable by a Mortgagor in such Due
Period under the related Mortgage Note or, in the case of REO Property, would
otherwise have been payable under the related Mortgage Note.
Scheduled Principal: The principal portion of any Scheduled Payment.
Securities Act: The Securities Act of 1933, as amended.
Securities Administrator: Xxxxx Fargo Bank Minnesota, National Association,
and any successor thereto, or any successor securities administrator appointed
as herein provided.
Securities Legend: "THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE
REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"),
OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS
CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR
OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER
APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT
("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED
INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR
ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER
HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER
26
TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED FORM TO
AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE
501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH
ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR
DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY
THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND
(B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE
THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE
SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL
APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE
JURISDICTION. THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR
ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (A
"PLAN") THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY
ACT OF 1974, AS AMENDED, AND/OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), or by a person using "PLAN assets" of a Plan,
UNLESS THE PROPOSED TRANSFEREE PROVIDES THE TRUSTEE WITH AN OPINION OF COUNSEL
FOR THE BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR
AND ON WHICH THEY MAY RELY WHICH IS SATISFACTORY TO THE TRUSTEE THAT THE
PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT
CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975
OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE TRUSTEE OR THE
SECURITIES ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE
UNDERTAKEN IN THE AGREEMENT.
Security Instrument: A written instrument creating a valid first lien on a
Mortgaged Property securing a Mortgage Note, which may be any applicable form of
mortgage, deed of trust, deed to secure debt or security deed, including any
riders or addenda thereto.
Seller: Structured Asset Mortgage Investments Inc., a Delaware corporation,
and any successor thereto.
Senior Certificates: The Class A Certificates.
Senior Enhancement Percentage: As to each Distribution Date, the percentage
equivalent of a fraction, the numerator of which is the sum of (i) the aggregate
of the Certificate Principal Balance of the Class M-1, Class M-2 and Class M-3
Certificates and (ii) the Overcollateralization Amount, in each case after
taking into account the distribution of the related Principal Distribution
Amounts on such Distribution Date, and the denominator of which is the aggregate
Stated Principal Balance of the Mortgage Loans as of the last day of the related
Due Period.
Servicer: With respect to each Mortgage Loan, Alliance, Cendant, EMC or
Xxxxx Fargo, and any successor thereto.
27
Servicer Remittance Date: With respect to each Mortgage Loan, the date set
forth in the related Servicing Agreement.
Servicing Agreements: The Alliance Servicing Agreement, Cendant Servicing
Agreements, EMC Servicing Agreement and the Xxxxx Fargo Servicing Agreement.
Servicing Fee: As to any Mortgage Loan and Distribution Date, an amount
equal to the product of (i) the Stated Principal Balance of such Mortgage Loan
as of the Due Date in the preceding calendar month and (ii) the applicable
Servicing Fee Rate.
Servicing Fee Rate: As to any Mortgage Loan, a per annum rate as set forth
in the Mortgage Loan Schedule.
Startup Day: August 29, 2003.
Stated Principal Balance: With respect to any Mortgage Loan or related REO
Property and any Distribution Date, the Outstanding Principal Balance thereof as
of the Cut-off Date minus the sum of (i) the principal portion of the Scheduled
Payments due with respect to such Mortgage Loan during each Due Period ending
prior to such Distribution Date (and irrespective of any delinquency in their
payment), (ii) all Principal Prepayments with respect to such Mortgage Loan
received prior to or during the related Prepayment Period, and all Liquidation
Proceeds to the extent applied by the Master Servicer or any related Servicer as
recoveries of principal in accordance with this Agreement or the applicable
Servicing Agreement with respect to such Mortgage Loan, that were received by
the Master Servicer or the related Servicer as of the close of business on the
last day of the Prepayment Period related to such Distribution Date and (iii)
any Realized Losses on such Mortgage Loan incurred prior to or during the
related Prepayment Period. The Stated Principal Balance of a Liquidated Loan
equals zero.
Stepdown Date: The earlier to occur of (i) the Distribution Date on which
the Certificate Principal Balance of the Class A Certificates has been reduced
to zero and (ii) the later to occur of (a) the Distribution Date in September
2006 and (b) the first Distribution Date on which the sum of the aggregate
Certificate Principal Balance of the Class M-1, Class M-2 and Class M-3
Certificates and the Overcollateralization Amount divided by the Stated
Principal Balance of the Mortgage Loans as of the last day of the related Due
Period is greater than or equal to 15.00%.
Subordinate Certificates: The Class M-1 Certificates, Class M-2
Certificates, Class M-3 Certificates, Class XP Certificates, Class B-IO
Certificates and Residual Certificates.
Substitute Mortgage Loan: A mortgage loan tendered to the Trustee pursuant
to the related Servicing Agreement, the Mortgage Loan Purchase Agreement or
Section 2.04 of this Agreement, as applicable, in each case, (i) which has an
Outstanding Principal Balance not greater nor materially less than the Mortgage
Loan for which it is to be substituted; (ii) which has a Mortgage Interest Rate
and Net Rate not less than, and not materially greater than, such Mortgage Loan;
(iii) which has a maturity date not materially earlier or later than such
Mortgage Loan and not later than the latest maturity date of any Mortgage Loan;
(iv) which is of the same property type and occupancy type as such Mortgage
Loan; (v) which has a Loan-to-Value Ratio not greater than the Loan-to-Value
28
Ratio of such Mortgage Loan; (vi) which is current in payment of principal and
interest as of the date of substitution; (vii) as to which the payment terms do
not vary in any material respect from the payment terms of the Mortgage Loan for
which it is to be substituted and (viii) which has a Gross Margin, Periodic Rate
Cap and Maximum Lifetime Mortgage Rate no less than those of such Mortgage Loan,
has the same Index and interval between Interest Adjustment Dates as such
Mortgage Loan, and a Minimum Lifetime Mortgage Rate no lower than that of such
Mortgage Loan.
Substitution Adjustment Amount: The amount, if any, required to be paid by
the Mortgage Loan Seller to the Trustee for deposit in the Distribution Account
pursuant to Section 2.04 in connection with the substitution of a Mortgage Loan.
Tax Administration and Tax Matters Person: The Securities Administrator and
any successor thereto or assignee thereof shall serve as tax administrator
hereunder and as agent for the Tax Matters Person. The Holder of the largest
percentage interest of each Class of Residual Certificates shall be the Tax
Matters Person for the related REMIC, as more particularly set forth in Section
9.12 hereof.
Termination Purchase Price: The price, calculated as set forth in Section
10.01, to be paid in connection with the repurchase of the Mortgage Loans
pursuant to Section 10.01.
Trigger Event: A Trigger Event exists with respect to a Distribution Date
on or after the Stepdown Date if the related Rolling Three-Month Delinquency
Average exceeds 50% of the related Senior Enhancement Percentage.
Trust Fund or Trust: The corpus of the trust created by this Agreement,
consisting of the Mortgage Loans and the other assets described in Section
2.01(a).
Trustee: JPMorgan Chase Bank, and any successor thereto, or any successor
trustee appointed as herein provided.
Uncertificated Accrued Interest: With respect to each REMIC Regular
Interest on each Distribution Date, an amount equal to one month's interest at
the related Uncertificated Pass-Through Rate on the Uncertificated Principal
Balance of such REMIC Regular Interest. In each case, Uncertificated Accrued
Interest will be reduced by any Prepayment Interest Shortfalls and shortfalls
resulting from application of the Relief Act (allocated to such REMIC Regular
Interests as set forth in Section 5.01).
Uncertificated Principal Balance: With respect to each REMIC Regular
Interest, the principal amount of such REMIC Regular Interest outstanding as of
any date of determination. As of the Closing Date, the Uncertificated Principal
Balance of each REMIC I Regular Interest shall equal the amount set forth in the
Section 5.01 as its initial Uncertificated Principal Balance. On each
Distribution Date, the Uncertificated Principal Balance of each such REMIC
Regular Interest shall be reduced by all distributions of principal made on such
REMIC Regular Interest on such Distribution Date pursuant to Section 5.01 and,
if and to the extent necessary and appropriate, shall be further reduced on such
Distribution Date by Realized Losses as provided in Section 5.01. The
Uncertificated Principal Balance of each REMIC Regular Interest shall never be
less than zero.
29
Uncertificated REMIC I Pass-Through Rate: With respect to REMIC I Regular
Interest LT-AA, REMIC I Regular Xxxxxxxx XX-X0, REMIC I Regular Interest LT-M1,
REMIC I Regular Interest LT- M2, REMIC I Regular Interest LT-M3 and REMIC I
Regular Interest LT-ZZ and any Distribution Date, a per annum rate equal to the
Net Rate Cap.
Uninsured Cause: Any cause of damage to a Mortgaged Property or related REO
Property such that the complete restoration of such Mortgaged Property or
related REO Property is not fully reimbursable by the hazard insurance policies
required to be maintained pursuant the related Servicing Agreement, without
regard to whether or not such policy is maintained.
United States Person: A citizen or resident of the United States, a
corporation or partnership (including an entity treated as a corporation or
partnership for federal income tax purposes) created or organized in, or under
the laws of, the United States or any state thereof or the District of Columbia
(except, in the case of a partnership, to the extent provided in regulations),
provided that, for purposes solely of the Class R Certificates, no partnership
or other entity treated as a partnership for United States federal income tax
purposes shall be treated as a United States Person unless all persons that own
an interest in such partnership either directly or through any entity that is
not a corporation for United States federal income tax purposes are United
States Persons, or an estate whose income is subject to United States federal
income tax regardless of its source, or a trust if a court within the United
States is able to exercise primary supervision over the administration of the
trust and one or more such United States Persons have the authority to control
all substantial decisions of the trust. To the extent prescribed in regulations
by the Secretary of the Treasury, which have not yet been issued, a trust which
was in existence on August 20, 1996 (other than a trust treated as owned by the
grantor under subpart E of part I of subchapter J of chapter 1 of the Code), and
which was treated as a United States person on August 20, 1996 may elect to
continue to be treated as a United States person notwithstanding the previous
sentence.
Unpaid Realized Loss Amount: With respect to any Distribution Date and a
Class of Subordinate Certificates (other than the Class B-IO Certificates and
the Residual Certificates), is the excess of (i) Applied Realized Loss Amounts
with respect to such Class over (ii) the sum of all distributions in reduction
of the Applied Realized Loss Amounts on all previous Distribution Dates.
Xxxxx Fargo: Xxxxx Fargo Home Mortgage, Inc.
Xxxxx Fargo Servicing Agreement: The Master Seller's Warranties and
Servicing Agreement, dated as of April 1, 2003, between WFHM and EMC as attached
hereto as Exhibit H-4.
30
Article II
Conveyance of Mortgage Loans;
Original Issuance of Certificates
Section 2.01 Conveyance of Mortgage Loans to Trustee. (a) The Seller
concurrently with the execution and delivery of this Agreement, sells, transfers
and assigns to the Trust without recourse all its right, title and interest in
and to (i) the Mortgage Loans identified in the Mortgage Loan Schedule,
including all interest and principal due with respect to the Mortgage Loans
after the Cut-off Date, but excluding any payments of principal and interest due
on or prior to the Cut-off Date; (ii) such assets as shall from time to time be
credited or are required by the terms of this Agreement to be credited to the
Master Servicer Collection Account, (iii) such assets relating to the Mortgage
Loans as from time to time may be held by the Servicers in Protected Accounts,
the Master Servicer in the Master Servicer Collection Account and the Trustee in
the Distribution Account for the benefit of the Trustee on behalf of the
Certificateholders, (iv) any REO Property, (v) the Required Insurance Policies
and any amounts paid or payable by the insurer under any Insurance Policy (to
the extent the mortgagee has a claim thereto), (vi) the Mortgage Loan Purchase
Agreement to the extent provided in Section 2.03(a), (vii) the rights with
respect to the Servicing Agreements as assigned to the Trustee on behalf of the
Certificateholders by the Assignment Agreements and (viii) any proceeds of the
foregoing. Although it is the intent of the parties to this Agreement that the
conveyance of the Seller's right, title and interest in and to the Mortgage
Loans and other assets in the Trust Fund pursuant to this Agreement shall
constitute a purchase and sale and not a loan, in the event that such conveyance
is deemed to be a loan, it is the intent of the parties to this Agreement that
the Seller shall be deemed to have granted to the Trustee a first priority
perfected security interest in all of the Seller's right, title and interest in,
to and under the Mortgage Loans and other assets in the Trust Fund, and that
this Agreement shall constitute a security agreement under applicable law.
(b) In connection with the above transfer and assignment, the Seller hereby
deposits with the Trustee or the Custodian, as its agent, with respect to each
Mortgage Loan:
(i) the original Mortgage Note, endorsed without recourse to the order
of the Trustee and showing an unbroken chain of endorsements from the
original payee thereof to the Person endorsing it to the Trustee, or lost
note affidavit together with a copy of the related Mortgage Note;
(ii) the original Mortgage and, if the related Mortgage Loan is a MOM
Loan, noting the presence of the MIN and language indicating that such
Mortgage Loan is a MOM Loan, which shall have been recorded (or if the
original is not available, a copy), with evidence of such recording
indicated thereon (or if clause (X) in the proviso below applies, shall be
in recordable form);
(iii) unless the Mortgage Loan is a MOM Loan, a certified copy of the
assignment (which may be in the form of a blanket assignment if permitted
in the jurisdiction in which the Mortgaged Property is located) to
"JPMorgan Chase Bank, as Trustee", with evidence of recording with respect
to each Mortgage Loan in the name of the Trustee thereon (or if clause
31
(X) in the proviso below applies or for Mortgage Loans with respect to
which the related Mortgaged Property is located in a state other than
Maryland, Tennessee, South Carolina, Mississippi and Florida, or an Opinion
of Counsel has been provided as set forth in this Section 2.01(b), shall be
in recordable form);
(iv) all intervening assignments of the Security Instrument, if
applicable and only to the extent available to the Seller with evidence of
recording thereon;
(v) the original or a copy of the policy or certificate of primary
mortgage guaranty insurance, to the extent available, if any;
(vi) the original policy of title insurance or mortgagee's certificate
of title insurance or commitment or binder for title insurance; and
(vii) originals of all modification agreements, if applicable and
available;
provided, however, that in lieu of the foregoing, the Seller may deliver the
following documents, under the circumstances set forth below: (X) in lieu of the
original Security Instrument, assignments to the Trustee or intervening
assignments thereof which have been delivered, are being delivered or will, upon
receipt of recording information relating to the Security Instrument required to
be included thereon, be delivered to recording offices for recording and have
not been returned to the Seller in time to permit their delivery as specified
above, the Seller may deliver a true copy thereof with a certification by the
Seller, on the face of such copy, substantially as follows: "Certified to be a
true and correct copy of the original, which has been transmitted for
recording"; (Y) in lieu of the Security Instrument, assignment to the Trustee or
intervening assignments thereof, if the applicable jurisdiction retains the
originals of such documents (as evidenced by a certification from the Seller to
such effect) the Seller may deliver photocopies of such documents containing an
original certification by the judicial or other governmental authority of the
jurisdiction where such documents were recorded; and (Z) the Seller shall not be
required to deliver intervening assignments or Mortgage Note endorsements
between the related underlying seller of the Mortgage Loans and EMC, between EMC
and the Depositor, and between the Depositor and the Trustee; and provided,
further, however, that in the case of Mortgage Loans which have been prepaid in
full after the Cut-off Date and prior to the Closing Date, the Seller, in lieu
of delivering the above documents, may deliver to the Trustee or the Custodian,
as its agent, a certification to such effect and shall deposit all amounts paid
in respect of such Mortgage Loans in the Master Servicer Collection Account on
the Closing Date. The Seller shall deliver such original documents (including
any original documents as to which certified copies had previously been
delivered) to the Trustee or the Custodian, as its agent, promptly after they
are received. The Seller shall cause, at its expense, the assignment of the
Security Instrument to the Trustee to be recorded not later than 180 days after
the Closing Date, unless such (a) recordation is not required by the Rating
Agencies or an Opinion of Counsel has been provided to the Trustee (with a copy
to the Custodian) which states that recordation of such Security Instrument is
not required to protect the interests of the Certificateholders in the related
Mortgage Loans or (b) MERS is identified on the Mortgage or on a properly
recorded assignment of the Mortgage as the mortgagee of record solely as nominee
for Seller and its successor and assigns; provided, however, that each
assignment shall be submitted for recording by the Seller in the manner
described above, at no expense to the Trust or the Trustee or the Custodian, as
its agent, upon the earliest to occur of : (i)
32
reasonable direction by the Holders of Certificates evidencing Fractional
Undivided Interests aggregating not less than 25% of the Trust, (ii) the
occurrence of an Event of Default, (iii) the occurrence of a bankruptcy,
insolvency or foreclosure relating to the Seller and (iv) the occurrence of a
servicing transfer as described in Section 8.02 hereof. Notwithstanding the
foregoing, if the Seller fails to pay the cost of recording the assignments,
such expense will be paid by the Trustee and the Trustee shall be reimbursed for
such expenses by the Trust in accordance with Section 9.05.
(c) The Seller hereby assigns to the Trustee its security interest in and
to any Additional Collateral, its right to receive amounts due or to become due
in respect of any Additional Collateral pursuant to the related Servicing
Agreement.
Section 2.02 Acceptance of Mortgage Loans by Trustee. (a) The Trustee
acknowledges the sale, transfer and assignment of the Trust to it by the Seller
and receipt of, subject to further review and the exceptions which may be noted
pursuant to the procedures described below, and declares that it holds, the
documents (or certified copies thereof) delivered to it pursuant to Section
2.01, and declares that it will continue to hold those documents and any
amendments, replacements or supplements thereto and all other assets of the
Trust Fund delivered to it as Trustee in trust for the use and benefit of all
present and future Holders of the Certificates. On the Closing Date, the
Custodian, with respect to the Mortgage Loans, shall acknowledge with respect to
each Mortgage Loan by an Initial Certification receipt of the Mortgage File, but
without review of such Mortgage File, except to the extent necessary to confirm
that such Mortgage File contains the related Mortgage Note or lost note
affidavit. No later than 90 days after the Closing Date (or, with respect to any
Substitute Mortgage Loan, within five Business Days after the receipt by the
Trustee or Custodian thereof), the Trustee agrees, for the benefit of the
Certificateholders, to review or cause to be reviewed by the Custodian on its
behalf (under the Custodial Agreement), each Mortgage File delivered to it and
to execute and deliver, or cause to be executed and delivered, to the Seller and
the Trustee an Interim Certification. In conducting such review, the Trustee or
Custodian will ascertain whether all required documents have been executed and
received, and based on the Mortgage Loan Schedule, whether those documents
relate, determined on the basis of the Mortgagor name, original principal
balance and loan number, to the Mortgage Loans it has received, as identified in
the Mortgage Loan Schedule. In performing any such review, the Trustee or the
Custodian, as its agent, may conclusively rely on the purported due execution
and genuineness of any such document and on the purported genuineness of any
signature thereon. If the Trustee or the Custodian, as its agent, finds any
document constituting part of the Mortgage File not to have been executed or
received, or to be unrelated to the Mortgage Loans identified in Exhibit B or to
appear to be defective on its face, the Trustee or the Custodian, as its agent,
shall promptly notify the Mortgage Loan Seller. In accordance with the Mortgage
Loan Purchase Agreement, the Mortgage Loan Seller shall correct or cure any such
defect within ninety (90) days from the date of notice from the Trustee or the
Custodian, as its agent, of the defect and if the Mortgage Loan Seller fails to
correct or cure the defect within such period, and such defect materially and
adversely affects the interests of the Certificateholders in the related
Mortgage Loan, the Trustee or the Custodian, as its agent, shall enforce the
Mortgage Loan Seller's obligation pursuant to the Mortgage Loan Purchase
Agreement, within 90 days from the Trustee's or the Custodian's notification, to
purchase such Mortgage Loan at the Repurchase Price; provided that, if such
defect would cause the Mortgage Loan to be other than a "qualified mortgage" as
defined in Section 860G(a)(3) of the Code, any such cure or repurchase must
occur within 90 days from the date such breach was discovered; provided,
however, that if such defect relates solely to the
33
inability of the Mortgage Loan Seller to deliver the original Security
Instrument or intervening assignments thereof, or a certified copy because the
originals of such documents, or a certified copy have not been returned by the
applicable jurisdiction, the Mortgage Loan Seller shall not be required to
purchase such Mortgage Loan if the Mortgage Loan Seller delivers such original
documents or certified copy promptly upon receipt, but in no event later than
360 days after the Closing Date. The foregoing repurchase obligation shall not
apply in the event that the Mortgage Loan Seller cannot deliver such original or
copy of any document submitted for recording to the appropriate recording office
in the applicable jurisdiction because such document has not been returned by
such office; provided that the Mortgage Loan Seller shall instead deliver a
recording receipt of such recording office or, if such receipt is not available,
a certificate confirming that such documents have been accepted for recording,
and delivery to the Trustee or the Custodian, as its agent, shall be effected by
the Mortgage Loan Seller within thirty days of its receipt of the original
recorded document.
(b) No later than 180 days after the Closing Date, the Trustee or the
Custodian, as its agent, will review, for the benefit of the Certificateholders,
the Mortgage Files delivered to it and will execute and deliver or cause to be
executed and delivered to the Seller and the Trustee a Final Certification. In
conducting such review, the Trustee or the Custodian, as its agent, will
ascertain whether an original of each document required to be recorded has been
returned from the recording office with evidence of recording thereon or a
certified copy has been obtained from the recording office. If the Trustee or
the Custodian, as its agent, finds any document constituting part of the
Mortgage File has not been received, or to be unrelated, determined on the basis
of the Mortgagor name, original principal balance and loan number, to the
Mortgage Loans identified in Exhibit B or to appear defective on its face (a
"Material Defect"), the Trustee or the Custodian, as its agent, shall promptly
notify the Mortgage Loan Seller (provided, however, that with respect to those
documents described in Sections 2.01(b)(iv), (v) and (vii), the Trustee's
obligations shall extend only to the documents actually delivered pursuant to
such Sections). In accordance with the Mortgage Loan Purchase Agreement, the
Mortgage Loan Seller shall correct or cure any such defect within 90 days from
the date of notice from the Trustee or the Custodian, as its agent, of the
Material Defect and if the Mortgage Loan Seller is unable to cure such defect
within such period, and if such defect materially and adversely affects the
interests of the Certificateholders in the related Mortgage Loan, the Trustee
shall enforce the Mortgage Loan Seller's obligation under the Mortgage Loan
Purchase Agreement to provide a Substitute Mortgage Loan (if within two years of
the Closing Date) or purchase such Mortgage Loan at the Repurchase Price;
provided, however, that if such defect would cause the Mortgage Loan to be other
than a "qualified mortgage" as defined in Section 860G(a)(3) of the Code, any
such cure, repurchase or substitution must occur within 90 days from the date
such breach was discovered; provided, further, that if such defect relates
solely to the inability of the Mortgage Loan Seller to deliver the original
Security Instrument or intervening assignments thereof, or a certified copy,
because the originals of such documents or a certified copy, have not been
returned by the applicable jurisdiction, the Mortgage Loan Seller shall not be
required to purchase such Mortgage Loan, if the Mortgage Loan Seller delivers
such original documents or certified copy promptly upon receipt, but in no event
later than 360 days after the Closing Date.
(c) In the event that a Mortgage Loan is purchased by the Mortgage Loan
Seller in accordance with Sections 2.02(a) or (b) above, the Mortgage Loan
Seller shall remit to the Master Servicer the Repurchase Price for deposit in
the Master Servicer Collection Account and the Mortgage Loan Seller shall
provide to the Trustee written notification detailing the components of
34
the Repurchase Price. Upon deposit of the Repurchase Price in the Master
Servicer Collection Account, the Seller shall notify the Trustee and the Trustee
or the Custodian, as its agent (upon receipt of a Request for Release in the
form of Exhibit D attached hereto with respect to such Mortgage Loan), shall
release to the Mortgage Loan Seller the related Mortgage File and the Trustee
shall execute and deliver all instruments of transfer or assignment, without
recourse, representation or warranty, furnished to it by the Mortgage Loan
Seller as are necessary to vest in the Mortgage Loan Seller title to and rights
under the Mortgage Loan. Such purchase shall be deemed to have occurred on the
date on which the Repurchase Price in available funds is received by the
Trustee. The Trustee shall amend the Mortgage Loan Schedule, which was
previously delivered to it by the Seller in a form agreed to between the Seller
and the Trustee, to reflect such repurchase and shall promptly notify the Rating
Agencies and the Master Servicer of such amendment. The obligation of the
Mortgage Loan Seller to repurchase any Mortgage Loan as to which such a defect
in a constituent document exists shall be the sole remedy respecting such defect
available to the Certificateholders or to the Trustee on their behalf.
Section 2.03 Assignment of Interest in the Mortgage Loan Purchase
Agreement. (a) The Seller hereby assigns to the Trustee, on behalf of the
Certificateholders, all of its right, title and interest in the Mortgage Loan
Purchase Agreement, including but not limited to Seller's rights and obligations
pursuant to the Servicing Agreements (noting that the Mortgage Loan Seller has
retained the right in the event of breach of the representations, warranties and
covenants, if any, with respect to the related Mortgage Loans of the related
Servicer under the related Servicing Agreement to enforce the provisions thereof
and to seek all or any available remedies). The obligations of the Mortgage Loan
Seller to substitute or repurchase, as applicable, a Mortgage Loan shall be the
Trustee's and the Certificateholders' sole remedy for any breach thereof. At the
request of the Trustee, the Seller shall take such actions as may be necessary
to enforce the above right, title and interest on behalf of the Trustee and the
Certificateholders or shall execute such further documents as the Trustee may
reasonably require in order to enable the Trustee to carry out such enforcement.
(b) If the Seller, the Master Servicer or the Trustee discovers a breach of
any of the representations and warranties set forth in the Mortgage Loan
Purchase Agreement, which breach materially and adversely affects the value of
the interests of Certificateholders or the Trustee in the related Mortgage Loan,
the party discovering the breach shall give prompt written notice of the breach
to the other parties. The Mortgage Loan Seller, within 90 days of its discovery
or receipt of notice that such breach has occurred (whichever occurs earlier),
shall cure the breach in all material respects or, subject to the Mortgage Loan
Purchase Agreement or Section 2.04 of this Agreement, as applicable, shall
purchase the Mortgage Loan or any property acquired with respect thereto from
the Trustee; provided, however, that if there is a breach of any representation
set forth in the Mortgage Loan Purchase Agreement or Section 2.04 of this
Agreement, as applicable, and the Mortgage Loan or the related property acquired
with respect thereto has been sold, then the Mortgage Loan Seller shall pay, in
lieu of the Repurchase Price, any excess of the Repurchase Price over the Net
Liquidation Proceeds received upon such sale. (If the Net Liquidation Proceeds
exceed the Repurchase Price, any excess shall be paid to the Mortgage Loan
Seller to the extent not required by law to be paid to the borrower.) Any such
purchase by the Mortgage Loan Seller shall be made by providing an amount equal
to the Repurchase Price to the Master Servicer for deposit in the Master
Servicer Collection Account and written notification detailing the components of
such Repurchase Price. The Seller shall notify the Trustee and submit to the
Trustee or the Custodian, as its agent, a
35
Request for Release, and the Trustee shall release, or the Trustee shall cause
the Custodian to release, to the Mortgage Loan Seller the related Mortgage File
and the Trustee shall execute and deliver all instruments of transfer or
assignment furnished to it by the Mortgage Loan Seller, without recourse,
representation or warranty as are necessary to vest in the Mortgage Loan Seller
title to and rights under the Mortgage Loan or any property acquired with
respect thereto. Such purchase shall be deemed to have occurred on the date on
which the Repurchase Price in available funds is received by the Trustee. The
Securities Administrator shall amend the Mortgage Loan Schedule to reflect such
repurchase and shall promptly notify the Trustee and the Rating Agencies of such
amendment. Enforcement of the obligation of the Mortgage Loan Seller to purchase
(or substitute a Substitute Mortgage Loan for) any Mortgage Loan or any property
acquired with respect thereto (or pay the Repurchase Price as set forth in the
above proviso) as to which a breach has occurred and is continuing shall
constitute the sole remedy respecting such breach available to the
Certificateholders or the Trustee on their behalf.
Section 2.04 Substitution of Mortgage Loans. Notwithstanding anything to
the contrary in this Agreement, in lieu of purchasing a Mortgage Loan pursuant
to the Mortgage Loan Purchase Agreement or Sections 2.02 or 2.03 of this
Agreement, the Mortgage Loan Seller may, no later than the date by which such
purchase by the Mortgage Loan Seller would otherwise be required, tender to the
Trustee a Substitute Mortgage Loan accompanied by a certificate of an authorized
officer of the Mortgage Loan Seller that such Substitute Mortgage Loan conforms
to the requirements set forth in the definition of "Substitute Mortgage Loan" in
the Mortgage Loan Purchase Agreement or this Agreement, as applicable; provided,
however, that substitution pursuant to the Mortgage Loan Purchase Agreement or
this Section 2.04, as applicable, in lieu of purchase shall not be permitted
after the termination of the two-year period beginning on the Startup Day;
provided, further, that if the breach would cause the Mortgage Loan to be other
than a "qualified mortgage" as defined in Section 860G(a)(3) of the Code, any
such cure or substitution must occur within 90 days from the date the breach was
discovered. The Trustee or the Custodian, as its agent, shall examine the
Mortgage File for any Substitute Mortgage Loan in the manner set forth in
Section 2.02(a) and the Trustee or the Custodian, as its agent, shall notify the
Mortgage Loan Seller, in writing, within five Business Days after receipt,
whether or not the documents relating to the Substitute Mortgage Loan satisfy
the requirements of the fourth sentence of Section 2.02(a). Within two Business
Days after such notification, the Mortgage Loan Seller shall provide to the
Trustee for deposit in the Distribution Account the amount, if any, by which the
Outstanding Principal Balance as of the next preceding Due Date of the Mortgage
Loan for which substitution is being made, after giving effect to Scheduled
Principal due on such date, exceeds the Outstanding Principal Balance as of such
date of the Substitute Mortgage Loan, after giving effect to Scheduled Principal
due on such date, which amount shall be treated for the purposes of this
Agreement as if it were the payment by the Mortgage Loan Seller of the
Repurchase Price for the purchase of a Mortgage Loan by the Mortgage Loan
Seller. After such notification to the Mortgage Loan Seller and, if any such
excess exists, upon receipt of such deposit, the Trustee shall accept such
Substitute Mortgage Loan which shall thereafter be deemed to be a Mortgage Loan
hereunder. In the event of such a substitution, accrued interest on the
Substitute Mortgage Loan for the month in which the substitution occurs and any
Principal Prepayments made thereon during such month shall be the property of
the Trust Fund and accrued interest for such month on the Mortgage Loan for
which the substitution is made and any Principal Prepayments made thereon during
such month shall be the property of the Mortgage Loan Seller. The
36
Scheduled Principal on a Substitute Mortgage Loan due on the Due Date in the
month of substitution shall be the property of the Mortgage Loan Seller and the
Scheduled Principal on the Mortgage Loan for which the substitution is made due
on such Due Date shall be the property of the Trust Fund. Upon acceptance of the
Substitute Mortgage Loan (and delivery to the Trustee or Custodian of a Request
for Release for such Mortgage Loan), the Trustee shall release to the Mortgage
Loan Seller the related Mortgage File related to any Mortgage Loan released
pursuant to the Mortgage Loan Purchase Agreement or Section 2.04 of this
Agreement, as applicable, and shall execute and deliver all instruments of
transfer or assignment, without recourse, representation or warranty in form as
provided to it as are necessary to vest in the Mortgage Loan Seller title to and
rights under any Mortgage Loan released pursuant to the Mortgage Loan Purchase
Agreement or Section 2.04 of this Agreement, as applicable. The Mortgage Loan
Seller shall deliver the documents related to the Substitute Mortgage Loan in
accordance with the provisions of the Mortgage Loan Purchase Agreement or
Sections 2.01(b) and 2.02(b) of this Agreement, as applicable, with the date of
acceptance of the Substitute Mortgage Loan deemed to be the Closing Date for
purposes of the time periods set forth in such Sections. The representations and
warranties set forth in the Mortgage Loan Purchase Agreement shall be deemed to
have been made by the Mortgage Loan Seller with respect to each Substitute
Mortgage Loan as of the date of acceptance of such Mortgage Loan by the Trustee.
The Master Servicer shall amend the Mortgage Loan Schedule to reflect such
substitution and shall provide a copy of such amended Mortgage Loan Schedule to
the Trustee and the Rating Agencies.
Section 2.05 Issuance of Certificates. The Trustee acknowledges the
assignment to it of the Mortgage Loans and the other assets comprising the Trust
Fund and, concurrently therewith, has signed, and countersigned and delivered to
the Seller, in exchange therefor, Certificates in such authorized denominations
representing such Fractional Undivided Interests as the Seller has requested.
The Trustee agrees that it will hold the Mortgage Loans and such other assets as
may from time to time be delivered to it segregated on the books of the Trustee
in trust for the benefit of the Certificateholders.
The Seller, concurrently with the execution and delivery hereof, does
hereby transfer, assign, set over and otherwise convey in trust to the Trustee
without recourse all the right, title and interest of the Seller in and to the
REMIC I Regular Interests and the other assets of REMIC II for the benefit of
the holders of the REMIC II Certificates. The Trustee acknowledges receipt of
the REMIC I Regular Interests (which are uncertificated) and the other assets of
REMIC II and declares that it holds and will hold the same in trust for the
exclusive use and benefit of the holders of the REMIC II Certificates.
Section 2.06 Representations and Warranties Concerning the Seller. The
Seller hereby represents and warrants to the Trustee, the Master Servicer and
the Securities Administrator as follows:
(1) the Seller (a) is a corporation duly organized, validly
existing and in good standing under the laws of the State of Delaware
and (b) is qualified and in good standing as a foreign corporation to
do business in each jurisdiction where such qualification is
necessary, except where the failure so to qualify would not reasonably
be expected to have a material adverse effect on the Seller's business
as presently
37
conducted or on the Seller's ability to enter into this Agreement and
to consummate the transactions contemplated hereby;
(2) the Seller has full corporate power to own its property, to
carry on its business as presently conducted and to enter into and
perform its obligations under this Agreement;
(3) the execution and delivery by the Seller of this Agreement
have been duly authorized by all necessary corporate action on the
part of the Seller; and neither the execution and delivery of this
Agreement, nor the consummation of the transactions herein
contemplated, nor compliance with the provisions hereof, will conflict
with or result in a breach of, or constitute a default under, any of
the provisions of any law, governmental rule, regulation, judgment,
decree or order binding on the Seller or its properties or the
articles of incorporation or by-laws of the Seller, except those
conflicts, breaches or defaults which would not reasonably be expected
to have a material adverse effect on the Seller's ability to enter
into this Agreement and to consummate the transactions contemplated
hereby;
(4) the execution, delivery and performance by the Seller of this
Agreement and the consummation of the transactions contemplated hereby
do not require the consent or approval of, the giving of notice to,
the registration with, or the taking of any other action in respect
of, any state, federal or other governmental authority or agency,
except those consents, approvals, notices, registrations or other
actions as have already been obtained, given or made;
(5) this Agreement has been duly executed and delivered by the
Seller and, assuming due authorization, execution and delivery by the
other parties hereto, constitutes a valid and binding obligation of
the Seller enforceable against it in accordance with its terms
(subject to applicable bankruptcy and insolvency laws and other
similar laws affecting the enforcement of the rights of creditors
generally);
(6) there are no actions, suits or proceedings pending or, to the
knowledge of the Seller, threatened against the Seller, before or by
any court, administrative agency, arbitrator or governmental body (i)
with respect to any of the transactions contemplated by this Agreement
or (ii) with respect to any other matter which in the judgment of the
Seller will be determined adversely to the Seller and will if
determined adversely to the Seller materially and adversely affect the
Seller's ability to enter into this Agreement or perform its
obligations under this Agreement; and the Seller is not in default
with respect to any order of any court, administrative agency,
arbitrator or governmental body so as to materially and adversely
affect the transactions contemplated by this Agreement; and
(7) immediately prior to the transfer and assignment to the
Trustee, each Mortgage Note and each Mortgage were not subject to an
assignment or pledge, and the Seller had good and marketable title to
and was the sole owner thereof and had
38
full right to transfer and sell such Mortgage Loan to the Trustee free
and clear of any encumbrance, equity, lien, pledge, charge, claim or
security interest.
39
Article III
Administration and Servicing of Mortgage Loans
Section 3.01 Master Servicer. (a) The Master Servicer shall supervise,
monitor and oversee the obligation of the Servicers to service and administer
their respective Mortgage Loans in accordance with the terms of the applicable
Servicing Agreement and shall have full power and authority to do any and all
things which it may deem necessary or desirable in connection with such master
servicing and administration. In performing its obligations hereunder, the
Master Servicer shall act in a manner consistent with Accepted Master Servicing
Practices. Furthermore, the Master Servicer shall oversee and consult with each
Servicer as necessary from time-to-time to carry out the Master Servicer's
obligations hereunder, shall receive, review and evaluate all reports,
information and other data provided to the Master Servicer by each Servicer and
shall cause each Servicer to perform and observe the covenants, obligations and
conditions to be performed or observed by such Servicer under the applicable
Servicing Agreement. The Master Servicer shall independently and separately
monitor each Servicer's servicing activities with respect to each related
Mortgage Loan, reconcile the results of such monitoring with such information
provided in the previous sentence on a monthly basis and coordinate corrective
adjustments to the Servicers' and Master Servicer's records, and based on such
reconciled and corrected information, the Master Servicer shall provide such
information to the Securities Administrator as shall be necessary in order for
it to prepare the statements specified in Section 6.04, and prepare any other
information and statements required to be forwarded by the Master Servicer
hereunder. The Master Servicer shall reconcile the results of its Mortgage Loan
monitoring with the actual remittances of the Servicers to the Protected Account
pursuant to the applicable Servicing Agreements.
Notwithstanding anything in this Agreement to the contrary, with respect to
any Mortgage Loan secured by any Additional Collateral, the Master Servicer
shall have no duty of obligation to supervise, monitor or oversee the activities
of Cendant (or any successor thereto) under any Cendant Servicing Agreement with
respect to any Additional Collateral (unless the Master Servicer shall have
assumed the obligations of Cendant (or any successor thereto) as successor
Servicer under the applicable Cendant Servicing Agreement pursuant to Section
3.03 of this Agreement, in which event, as successor Servicer, it will service
and administer the Additional Collateral in accordance with the provisions of
such Cendant Servicing Agreement.
(b) The Trustee shall furnish the Servicers and the Master Servicer with
any powers of attorney and other documents in form as provided to it necessary
or appropriate to enable the Servicers and the Master Servicer to service and
administer the related Mortgage Loans and REO Property.
(c) The Trustee shall provide access to the records and documentation in
possession of the Trustee regarding the related Mortgage Loans and REO Property
and the servicing thereof to the Certificateholders, the FDIC, and the
supervisory agents and examiners of the FDIC, such access being afforded only
upon reasonable prior written request and during normal business hours at the
office of the Trustee; provided, however, that, unless otherwise required by
law, the Trustee shall not be required to provide access to such records and
documentation if the provision thereof would violate the legal right to privacy
of any Mortgagor. The Trustee shall allow representatives of the
40
above entities to photocopy any of the records and documentation and shall
provide equipment for that purpose at a charge that covers the Trustee's actual
costs.
(d) The Trustee shall execute and deliver to the related Servicer and the
Master Servicer any court pleadings, requests for trustee's sale or other
documents necessary or desirable to (i) the foreclosure or trustee's sale with
respect to a Mortgaged Property; (ii) any legal action brought to obtain
judgment against any Mortgagor on the Mortgage Note or Security Instrument;
(iii) obtain a deficiency judgment against the Mortgagor; or (iv) enforce any
other rights or remedies provided by the Mortgage Note or Security Instrument or
otherwise available at law or equity.
Section 3.02 REMIC-Related Covenants. For as long as each REMIC shall
exist, the Trustee and the Securities Administrator shall act in accordance
herewith to assure continuing treatment of such REMIC as a REMIC, and the
Trustee and the Securities Administrator shall comply with any directions of the
Seller, the related Servicer or the Master Servicer to assure such continuing
treatment. In particular, the Trustee shall not (a) sell or permit the sale of
all or any portion of the Mortgage Loans or of any investment of deposits in an
Account unless such sale is as a result of a repurchase of the Mortgage Loans
pursuant to this Agreement or the Trustee has received a REMIC Opinion prepared
at the expense of the Trust Fund; and (b) other than with respect to a
substitution pursuant to the Mortgage Loan Purchase Agreement or Section 2.04 of
this Agreement, as applicable, accept any contribution to any REMIC after the
Startup Day without receipt of a REMIC Opinion.
Section 3.03 Monitoring of Servicers. (a) The Master Servicer shall be
responsible for reporting to the Trustee and the Seller the compliance by each
Servicer with its duties under the related Servicing Agreement. In the review of
each Servicer's activities, the Master Servicer may rely upon an officer's
certificate of the Servicer with regard to such Servicer's compliance with the
terms of its Servicing Agreement. In the event that the Master Servicer, in its
judgment, determines that a Servicer should be terminated in accordance with its
Servicing Agreement, or that a notice should be sent pursuant to such Servicing
Agreement with respect to the occurrence of an event that, unless cured, would
constitute grounds for such termination, the Master Servicer shall notify the
Seller and the Trustee thereof and the Master Servicer shall issue such notice
or take such other action as it deems appropriate.
(b) The Master Servicer, for the benefit of the Trustee and the
Certificateholders, shall enforce the obligations of each Servicer under the
related Servicing Agreement, and shall, in the event that a Servicer fails to
perform its obligations in accordance with the related Servicing Agreement,
subject to the preceding paragraph, terminate the rights and obligations of such
Servicer thereunder and act as servicer of the related Mortgage Loans or to
cause the Trustee to enter in to a new Servicing Agreement with a successor
Servicer selected by the Master Servicer; provided, however, it is understood
and acknowledged by the parties hereto that there will be a period of transition
(not to exceed 90 days) before the actual servicing functions can be fully
transferred to such successor Servicer. Such enforcement, including, without
limitation, the legal prosecution of claims, termination of Servicing Agreements
and the pursuit of other appropriate remedies, shall be in such form and carried
out to such an extent and at such time as the Master Servicer, in its good faith
business judgment, would require were it the owner of the related Mortgage
Loans. The Master Servicer shall pay the costs of such enforcement at its own
expense, provided that the Master
41
Servicer shall not be required to prosecute or defend any legal action except to
the extent that the Master Servicer shall have received reasonable indemnity for
its costs and expenses in pursuing such action.
(c) To the extent that the costs and expenses of the Master Servicer
related to any termination of a Servicer, appointment of a successor Servicer or
the transfer and assumption of servicing by the Master Servicer with respect to
any Servicing Agreement (including, without limitation, (i) all legal costs and
expenses and all due diligence costs and expenses associated with an evaluation
of the potential termination of the Servicer as a result of an event of default
by such Servicer and (ii) all costs and expenses associated with the complete
transfer of servicing, including all servicing files and all servicing data and
the completion, correction or manipulation of such servicing data as may be
required by the successor servicer to correct any errors or insufficiencies in
the servicing data or otherwise to enable the successor service to service the
Mortgage Loans in accordance with the related Servicing Agreement) are not fully
and timely reimbursed by the terminated Servicer, the Master Servicer shall be
entitled to reimbursement of such costs and expenses from the Master Servicer
Collection Account.
The Master Servicer shall require each Servicer to comply with the
remittance requirements and other obligations set forth in the related Servicing
Agreement.
If the Master Servicer acts as Servicer, it will not assume liability for
the representations and warranties of the Servicer, if any, that it replaces.
Section 3.04 Fidelity Bond. The Master Servicer, at its expense, shall
maintain in effect a blanket fidelity bond and an errors and omissions insurance
policy, affording coverage with respect to all directors, officers, employees
and other Persons acting on such Master Servicer's behalf, and covering errors
and omissions in the performance of the Master Servicer's obligations hereunder.
The errors and omissions insurance policy and the fidelity bond shall be in such
form and amount generally acceptable for entities serving as master servicers or
trustees.
Section 3.05 Power to Act; Procedures. The Master Servicer shall master
service the Mortgage Loans and shall have full power and authority, subject to
the REMIC Provisions and the provisions of Article X hereof, to do any and all
things that it may deem necessary or desirable in connection with the master
servicing and administration of the Mortgage Loans, including but not limited to
the power and authority (i) to execute and deliver, on behalf of the
Certificateholders and the Trustee, customary consents or waivers and other
instruments and documents, (ii) to consent to transfers of any Mortgaged
Property and assumptions of the Mortgage Notes and related Mortgages, (iii) to
collect any Insurance Proceeds and Liquidation Proceeds, and (iv) to effectuate
foreclosure or other conversion of the ownership of the Mortgaged Property
securing any Mortgage Loan, in each case, in accordance with the provisions of
this Agreement and the related Servicing Agreement, as applicable; provided,
however, that the Master Servicer shall not (and, consistent with its
responsibilities under Section 3.03, shall not permit any Servicer to) knowingly
or intentionally take any action, or fail to take (or fail to cause to be taken)
any action reasonably within its control and the scope of duties more
specifically set forth herein, that, under the REMIC Provisions, if taken or not
taken, as the case may be, would cause REMIC I or REMIC II to fail to qualify as
a REMIC or result in the imposition of a tax upon the Trust Fund (including but
not limited to the tax on
42
prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax
on contributions to a REMIC set forth in Section 860G(d) of the Code) unless the
Master Servicer has received an Opinion of Counsel (but not at the expense of
the Master Servicer) to the effect that the contemplated action will not cause
REMIC I or REMIC II to fail to qualify as a REMIC or result in the imposition of
a tax upon REMIC I or REMIC II, as the case may be. The Trustee shall furnish
the Master Servicer, upon written request from a Servicing Officer, with any
powers of attorney empowering the Master Servicer or any Servicer to execute and
deliver instruments of satisfaction or cancellation, or of partial or full
release or discharge, and to foreclose upon or otherwise liquidate Mortgaged
Property, and to appeal, prosecute or defend in any court action relating to the
Mortgage Loans or the Mortgaged Property, in accordance with the applicable
Servicing Agreement and this Agreement, and the Trustee shall execute and
deliver such other documents, as the Master Servicer may request, to enable the
Master Servicer to master service and administer the Mortgage Loans and carry
out its duties hereunder, in each case in accordance with Accepted Master
Servicing Practices (and the Trustee shall have no liability for misuse of any
such powers of attorney by the Master Servicer or any Servicer). If the Master
Servicer or the Trustee has been advised that it is likely that the laws of the
state in which action is to be taken prohibit such action if taken in the name
of the Trustee or that the Trustee would be adversely affected under the "doing
business" or tax laws of such state if such action is taken in its name, the
Master Servicer shall join with the Trustee in the appointment of a co-trustee
pursuant to Section 9.11 hereof. In the performance of its duties hereunder, the
Master Servicer shall be an independent contractor and shall not, except in
those instances where it is taking action in the name of the Trustee, be deemed
to be the agent of the Trustee.
Section 3.06 Due-on-Sale Clauses; Assumption Agreements. To the extent
provided in the applicable Servicing Agreement, to the extent Mortgage Loans
contain enforceable due-on-sale clauses, the Master Servicer shall cause the
Servicers to enforce such clauses in accordance with the applicable Servicing
Agreement. If applicable law prohibits the enforcement of a due-on-sale clause
or such clause is otherwise not enforced in accordance with the applicable
Servicing Agreement, and, as a consequence, a Mortgage Loan is assumed, the
original Mortgagor may be released from liability in accordance with the
applicable Servicing Agreement.
Section 3.07 Release of Mortgage Files. (a) Upon becoming aware of the
payment in full of any Mortgage Loan, or the receipt by any Servicer of a
notification that payment in full has been escrowed in a manner customary for
such purposes for payment to Certificateholders on the next Distribution Date,
the Servicer will (or if the Servicer does not, the Master Servicer may, if
required under the applicable Servicing Agreement, promptly furnish to the
Custodian, on behalf of the Trustee, two copies of a certification substantially
in the form of Exhibit D hereto signed by a Servicing Officer or in a mutually
agreeable electronic format which will, in lieu of a signature on its face,
originate from a Servicing Officer (which certification shall include a
statement to the effect that all amounts received in connection with such
payment that are required to be deposited in the Protected Account maintained by
the applicable Servicer pursuant to Section 4.01 or by the applicable Servicer
pursuant to its Servicing Agreement have been or will be so deposited) and shall
request that the Custodian, on behalf of the Trustee, deliver to the applicable
Servicer the related Mortgage File. Upon receipt of such certification and
request, the Custodian, on behalf of the Trustee, shall promptly release the
related Mortgage File to the applicable Servicer and the Trustee and Custodian
shall have no further responsibility with regard to such Mortgage File. Upon any
such payment in full, each Servicer is authorized, to give, as agent for the
Trustee, as the mortgagee under
43
the Mortgage that secured the Mortgage Loan, an instrument of satisfaction (or
assignment of mortgage without recourse) regarding the Mortgaged Property
subject to the Mortgage, which instrument of satisfaction or assignment, as the
case may be, shall be delivered to the Person or Persons entitled thereto
against receipt therefor of such payment, it being understood and agreed that no
expenses incurred in connection with such instrument of satisfaction or
assignment, as the case may be, shall be chargeable to the Protected Account.
From time to time and as appropriate for the servicing or foreclosure of
any Mortgage Loan and in accordance with the applicable Servicing Agreement, the
Trustee shall execute such documents as shall be prepared and furnished to the
Trustee by a Servicer or the Master Servicer (in form reasonably acceptable to
the Trustee) and as are necessary to the prosecution of any such proceedings.
The Custodian, on behalf of the Trustee, shall, upon the request of a Servicer
or the Master Servicer, and delivery to the Custodian, on behalf of the Trustee,
of two copies of a request for release signed by a Servicing Officer
substantially in the form of Exhibit D (or in a mutually agreeable electronic
format which will, in lieu of a signature on its face, originate from a
Servicing Officer), release the related Mortgage File held in its possession or
control to the Servicer or the Master Servicer, as applicable. Such trust
receipt shall obligate the Servicer or the Master Servicer to return the
Mortgage File to the Custodian on behalf of the Trustee, when the need therefor
by the Servicer or the Master Servicer no longer exists unless the Mortgage Loan
shall be liquidated, in which case, upon receipt of a certificate of a Servicing
Officer similar to that hereinabove specified, the Mortgage File shall be
released by the Custodian, on behalf of the Trustee, to the Servicer or the
Master Servicer.
Section 3.08 Documents, Records and Funds in Possession of Master Servicer
To Be Held for Trustee.
The Master Servicer shall transmit and each Servicer (to the extent
required by the related Servicing Agreement) shall transmit to the Trustee or
Custodian such documents and instruments coming into the possession of the
Master Servicer or such Servicer from time to time as are required by the terms
hereof, or in the case of the Servicers, the applicable Servicing Agreement, to
be delivered to the Trustee or Custodian. Any funds received by the Master
Servicer or by a Servicer in respect of any Mortgage Loan or which otherwise are
collected by the Master Servicer or by a Servicer as Liquidation Proceeds or
Insurance Proceeds in respect of any Mortgage Loan shall be held for the benefit
of the Trustee and the Certificateholders subject to the Master Servicer's right
to retain or withdraw from the Master Servicer Collection Account the Master
Servicing Compensation and other amounts provided in this Agreement, and to the
right of each Servicer to retain its Servicing Fee and other amounts as provided
in the applicable Servicing Agreement. The Master Servicer shall, and (to the
extent provided in the applicable Servicing Agreement) shall cause each Servicer
to, provide access to information and documentation regarding the Mortgage Loans
to the Trustee, its agents and accountants at any time upon reasonable request
and during normal business hours, and to Certificateholders that are savings and
loan associations, banks or insurance companies, the Office of Thrift
Supervision, the FDIC and the supervisory agents and examiners of such Office
and Corporation or examiners of any other federal or state banking or insurance
regulatory authority if so required by applicable regulations of the Office of
Thrift Supervision or other regulatory authority, such access to be afforded
without charge but only upon reasonable request in writing and during normal
business hours at the offices of the Master Servicer designated
44
by it. In fulfilling such a request the Master Servicer shall not be responsible
for determining the sufficiency of such information.
All Mortgage Files and funds collected or held by, or under the control of,
the Master Servicer, in respect of any Mortgage Loans, whether from the
collection of principal and interest payments or from Liquidation Proceeds or
Insurance Proceeds, shall be held by the Master Servicer for and on behalf of
the Trustee and the Certificateholders and shall be and remain the sole and
exclusive property of the Trustee; provided, however, that the Master Servicer
and each Servicer shall be entitled to setoff against, and deduct from, any such
funds any amounts that are properly due and payable to the Master Servicer or
such Servicer under this Agreement or the applicable Servicing Agreement.
Section 3.09 Standard Hazard Insurance and Flood Insurance Policies.
For each Mortgage Loan, the Master Servicer shall enforce any obligation of
the Servicers under the related Servicing Agreements to maintain or cause to be
maintained standard fire and casualty insurance and, where applicable, flood
insurance, all in accordance with the provisions of the related Servicing
Agreements. It is understood and agreed that such insurance shall be with
insurers meeting the eligibility requirements set forth in the applicable
Servicing Agreement and that no earthquake or other additional insurance is to
be required of any Mortgagor or to be maintained on property acquired in respect
of a defaulted loan, other than pursuant to such applicable laws and regulations
as shall at any time be in force and as shall require such additional insurance.
Pursuant to Section 4.01 and 4.02, any amounts collected by the Servicers
or the Master Servicer, or by any Servicer, under any insurance policies (other
than amounts to be applied to the restoration or repair of the property subject
to the related Mortgage or released to the Mortgagor in accordance with the
applicable Servicing Agreement) shall be deposited into the Master Servicer
Collection Account, subject to withdrawal pursuant to Section 4.02 and 4.03. Any
cost incurred by the Master Servicer or any Servicer in maintaining any such
insurance if the Mortgagor defaults in its obligation to do so shall be added to
the amount owing under the Mortgage Loan where the terms of the Mortgage Loan so
permit; provided, however, that the addition of any such cost shall not be taken
into account for purposes of calculating the distributions to be made to
Certificateholders and shall be recoverable by the Master Servicer or such
Servicer pursuant to Section 4.02 and 4.03.
Section 3.10 Presentment of Claims and Collection of Proceeds. The Master
Servicer shall (to the extent provided in the applicable Servicing Agreement)
cause the related Servicer to, prepare and present on behalf of the Trustee and
the Certificateholders all claims under the Insurance Policies and take such
actions (including the negotiation, settlement, compromise or enforcement of the
insured's claim) as shall be necessary to realize recovery under such policies.
Any proceeds disbursed to the Master Servicer (or disbursed to a Servicer and
remitted to the Master Servicer) in respect of such policies, bonds or contracts
shall be promptly deposited in the Master Servicer Collection Account upon
receipt, except that any amounts realized that are to be applied to the repair
or restoration of the related Mortgaged Property as a condition precedent to the
presentation of claims on the related Mortgage Loan to the insurer under any
applicable Insurance Policy need not be so deposited (or remitted).
45
Section 3.11 Maintenance of the Primary Mortgage Insurance Policies.
The Master Servicer shall not take, or permit any Servicer (to the extent
such action is prohibited under the applicable Servicing Agreement) to take, any
action that would result in noncoverage under any applicable Primary Mortgage
Insurance Policy of any loss which, but for the actions of such Master Servicer
or Servicer, would have been covered thereunder. The Master Servicer shall use
its best reasonable efforts to cause each Servicer (to the extent required under
the related Servicing Agreement) to keep in force and effect (to the extent that
the Mortgage Loan requires the Mortgagor to maintain such insurance), primary
mortgage insurance applicable to each Mortgage Loan in accordance with the
provisions of this Agreement and the related Servicing Agreement, as applicable.
The Master Servicer shall not, and shall not permit any Servicer (to the extent
required under the related Servicing Agreement) to, cancel or refuse to renew
any such Primary Mortgage Insurance Policy that is in effect at the date of the
initial issuance of the Mortgage Note and is required to be kept in force
hereunder except in accordance with the provisions of this Agreement and the
related Servicing Agreement, as applicable.
The Master Servicer agrees to present, or to cause each Servicer (to the
extent required under the related Servicing Agreement) to present, on behalf of
the Trustee and the Certificateholders, claims to the insurer under any Primary
Mortgage Insurance Policies and, in this regard, to take such reasonable action
as shall be necessary to permit recovery under any Primary Mortgage Insurance
Policies respecting defaulted Mortgage Loans. Pursuant to Section 4.01 and 4.02,
any amounts collected by the Master Servicer or any Servicer under any Primary
Mortgage Insurance Policies shall be deposited in the Master Servicer Collection
Account, subject to withdrawal pursuant to Section 4.03.
Section 3.12 Trustee to Retain Possession of Certain Insurance Policies and
Documents.
The Trustee (or the Custodian, as directed by the Trustee), shall retain
possession and custody of the originals (to the extent available) of any Primary
Mortgage Insurance Policies, or certificate of insurance if applicable, and any
certificates of renewal as to the foregoing as may be issued from time to time
as contemplated by this Agreement. Until all amounts distributable in respect of
the Certificates have been distributed in full and the Master Servicer otherwise
has fulfilled its obligations under this Agreement, the Trustee (or its
Custodian, if any, as directed by the Trustee) shall also retain possession and
custody of each Mortgage File in accordance with and subject to the terms and
conditions of this Agreement. The Master Servicer shall promptly deliver or
cause to be delivered to the Trustee (or the Custodian, as directed by the
Trustee), upon the execution or receipt thereof the originals of any Primary
Mortgage Insurance Policies, any certificates of renewal, and such other
documents or instruments that constitute portions of the Mortgage File that come
into the possession of the Master Servicer from time to time.
Section 3.13 Realization Upon Defaulted Mortgage Loans. The Master Servicer
shall cause each Servicer (to the extent required under the related Servicing
Agreement) to foreclose upon, repossess or otherwise comparably convert the
ownership of Mortgaged Properties securing such of the Mortgage Loans as come
into and continue in default and as to which no satisfactory arrangements can be
made for collection of delinquent payments, all in accordance with the
applicable Servicing Agreement.
46
Section 3.14 Compensation for the Master Servicer.
The Master Servicer will be entitled to all income and gain realized from
any investment of funds in the Master Servicer Collection Account and the
Distribution Account, pursuant to Article IV, for the performance of its
activities hereunder. Servicing compensation in the form of assumption fees, if
any, late payment charges, as collected, if any, or otherwise (but not including
any prepayment premium or penalty) shall be retained by the applicable Servicer
and shall not be deposited in the Protected Account. The Master Servicer will be
entitled to retain, as additional compensation, any interest remitted by a
Servicer in connection with a Principal Prepayment in full or otherwise in
excess of amounts required to be remitted to the Distribution Account (such
amounts together with the amounts specified in the first sentence of this
Section 3.14, the "Master Servicing Compensation"). The Master Servicer shall be
required to pay all expenses incurred by it in connection with its activities
hereunder and shall not be entitled to reimbursement therefor except as provided
in this Agreement.
Section 3.15 REO Property.
In the event the Trust Fund acquires ownership of any REO Property in
respect of any related Mortgage Loan, the deed or certificate of sale shall be
issued to the Trustee, or to its nominee, on behalf of the related
Certificateholders. The Master Servicer shall, to the extent provided in the
applicable Servicing Agreement, cause the applicable Servicer to sell, any REO
Property as expeditiously as possible and in accordance with the provisions of
this Agreement and the related Servicing Agreement, as applicable. Pursuant to
its efforts to sell such REO Property, the Master Servicer shall cause the
applicable Servicer to protect and conserve, such REO Property in the manner and
to the extent required by the applicable Servicing Agreement, in accordance with
the REMIC Provisions and in a manner that does not result in a tax on "net
income from foreclosure property" (unless such result would maximize the Trust
Fund's after-tax return on such property) or cause such REO Property to fail to
qualify as "foreclosure property" within the meaning of Section 860G(a)(8) of
the Code.
The Master Servicer shall, to the extent required by the related Servicing
Agreement, cause the applicable Servicer to deposit all funds collected and
received in connection with the operation of any REO Property in the Protected
Account.
The Master Servicer and the applicable Servicer, upon the final disposition
of any REO Property, shall be entitled to reimbursement for any related
unreimbursed Monthly Advances and other unreimbursed advances as well as any
unpaid Servicing Fees from Liquidation Proceeds received in connection with the
final disposition of such REO Property; provided, that any such unreimbursed
Monthly Advances as well as any unpaid Servicing Fees may be reimbursed or paid,
as the case may be, prior to final disposition, out of any net rental income or
other net amounts derived from such REO Property.
To the extent provided in the related Servicing Agreement, the Liquidation
Proceeds from the final disposition of the REO Property, net of any payment to
the Master Servicer and the applicable Servicer as provided above shall be
deposited in the Protected Account on or prior to the Determination Date in the
month following receipt thereof and be remitted by wire transfer in
47
immediately available funds to the Master Servicer for deposit into the related
Master Servicer Collection Account on the next succeeding Servicer Remittance
Date.
Section 3.16 Annual Officer's Certificate as to Compliance.
The Master Servicer shall deliver to the Trustee and the Rating Agencies on
or before March 1 of each year, commencing on March 1, 2004, an Officer's
Certificate, certifying that with respect to the period ending December 31 of
the prior year: (i) such Servicing Officer has reviewed the activities of such
Master Servicer during the preceding calendar year or portion thereof and its
performance under this Agreement, (ii) to the best of such Servicing Officer's
knowledge, based on such review, such Master Servicer has performed and
fulfilled its duties, responsibilities and obligations under this Agreement in
all material respects throughout such year, or, if there has been a default in
the fulfillment of any such duties, responsibilities or obligations, specifying
each such default known to such Servicing Officer and the nature and status
thereof, (iii) nothing has come to the attention of such Servicing Officer to
lead such Servicing Officer to believe that any Servicer has failed to perform
any of its duties, responsibilities and obligations under its Servicing
Agreement in all material respects throughout such year, or, if there has been a
material default in the performance or fulfillment of any such duties,
responsibilities or obligations, specifying each such default known to such
Servicing Officer and the nature and status thereof.
Copies of such statements shall be provided to any Certificateholder upon
request, by the Master Servicer or by the Trustee at the Master Servicer's
expense if the Master Servicer failed to provide such copies (unless (i) the
Master Servicer shall have failed to provide the Trustee with such statement or
(ii) the Trustee shall be unaware of the Master Servicer's failure to provide
such statement).
Section 3.17 Annual Independent Accountant's Servicing Report. If the
Master Servicer has, during the course of any fiscal year, directly serviced any
of the Mortgage Loans, then the Master Servicer at its expense shall cause a
nationally recognized firm of independent certified public accountants to
furnish a statement to the Trustee, the Rating Agencies and the Seller on or
before March 1 of each year, commencing on March 1, 2004 to the effect that,
with respect to the most recently ended fiscal year, such firm has examined
certain records and documents relating to the Master Servicer's performance of
its servicing obligations under this Agreement and pooling and servicing and
trust agreements in material respects similar to this Agreement and to each
other and that, on the basis of such examination conducted substantially in
compliance with the audit program for mortgages serviced for Xxxxxxx Mac or the
Uniform Single Attestation Program for Mortgage Bankers, such firm is of the
opinion that the Master Servicer's activities have been conducted in compliance
with this Agreement, or that such examination has disclosed no material items of
noncompliance except for (i) such exceptions as such firm believes to be
immaterial, (ii) such other exceptions as are set forth in such statement and
(iii) such exceptions that the Uniform Single Attestation Program for Mortgage
Bankers or the Audit Program for Mortgages Serviced by Xxxxxxx Mac requires it
to report. Copies of such statements shall be provided to any Certificateholder
upon request by the Master Servicer, or by the Trustee at the expense of the
Master Servicer if the Master Servicer shall fail to provide such copies. If
such report discloses exceptions that are material, the Master Servicer shall
advise the Trustee whether such exceptions have been or are susceptible of cure,
and will take prompt action to do so.
48
Section 3.18 Reports Filed with Securities and Exchange Commission. Within
15 days after each Distribution Date, the Securities Administrator shall, in
accordance with industry standards, file with the Commission via the Electronic
Data Gathering and Retrieval System ("XXXXX"), a Form 8-K with a copy of the
statement to the Trustee who shall make available a copy of the monthly
statement to the Certificateholders for such Distribution Date as an exhibit
thereto. Prior to January 30 in each year, the Securities Administrator shall,
in accordance with industry standards and only if instructed by the Seller, file
a Form 15 Suspension Notice with respect to the Trust Fund, if applicable. Prior
to (i) March 15, 2004 and (ii) unless and until a Form 15 Suspension Notice
shall have been filed, prior to March 15 of each year thereafter, the Master
Servicer shall provide the Securities Administrator with a Master Servicer
Certification, together with a copy of the annual independent accountant's
servicing report and annual statement of compliance of each Servicer, in each
case, required to be delivered pursuant to the related Servicing Agreement, and,
if applicable, the annual independent accountant's servicing report and annual
statement of compliance to be delivered by the Master Servicer pursuant to
Sections 3.16 and 3.17. Prior to (i) March 31, 2004, or such earlier filing date
as may be required by the Commission, and (ii) unless and until a Form 15
Suspension Notice shall have been filed, March 31 of each year thereafter, or
such earlier filing date as may be required by the Commission, the Securities
Administrator shall file a Form 10-K, in substance conforming to industry
standards, with respect to the Trust. Such Form 10-K shall include the Master
Servicer Certification and other documentation provided by the Master Servicer
pursuant to the second preceding sentence. The Seller hereby grants to the
Securities Administrator a limited power of attorney to execute and file each
such document on behalf of the Seller. Such power of attorney shall continue
until either the earlier of (i) receipt by the Securities Administrator from the
Seller of written termination of such power of attorney and (ii) the termination
of the Trust Fund. The Seller agrees to promptly furnish to the Securities
Administrator, from time to time upon request, such further information, reports
and financial statements within its control related to this Agreement and the
Mortgage Loans as the Securities Administrator reasonably deems appropriate to
prepare and file all necessary reports with the Commission. The Securities
Administrator shall have no responsibility to file any items other than those
specified in this Section 3.18; provided, however, the Securities Administrator
will cooperate with the Seller in connection with any additional filings with
respect to the Trust Fund as the Seller deems necessary under the Securities
Exchange Act of 1934, as amended (the "Exchange Act"). Fees and expenses
incurred by the Securities Administrator in connection with this Section 3.18
shall not be reimbursable from the Trust Fund.
Section 3.19 EMC. On the Closing Date, EMC will receive from the Seller a
payment of $5,000.
Section 3.20 UCC. The Seller shall inform the Trustee in writing of any
Uniform Commercial Code financing statements that were filed on the Closing Date
in connection with the Trust with stamped recorded copies of such financing
statements to be delivered to the Trustee promptly upon receipt by the Seller.
The Trustee agrees to monitor and notify the Seller if any continuation
statements for such Uniform Commercial Code financing statements need to be
filed. If directed by the Seller in writing, the Trustee will file any such
continuation statements solely at the expense of the Seller. The Seller shall
file any financing statements or amendments thereto required by any change in
the Uniform Commercial Code..
49
Section 3.21 Optional Purchase of Defaulted Mortgage Loans.
With respect to any Mortgage Loan which as of the first day of a Calendar
Quarter is delinquent in payment by 90 days or more or is an REO Property, EMC
shall have the right to purchase such Mortgage Loan from the Trust at a price
equal to the Repurchase Price; provided however (i) that such Mortgage Loan is
still 90 days or more delinquent or is an REO Property as of the date of such
purchase and (ii) this purchase option, if not theretofore exercised, shall
terminate on the date prior to the last day of the related Calendar Quarter.
This purchase option, if not exercised, shall not be thereafter reinstated
unless the delinquency is cured and the Mortgage Loan thereafter again becomes
90 days or more delinquent or becomes an REO Property, in which case the option
shall again become exercisable as of the first day of the related Calendar
Quarter.
If at any time EMC remits to the Master Servicer a payment for deposit in
the Master Servicer Collection Account covering the amount of the Repurchase
Price for such a Mortgage Loan, and EMC provides to the Trustee a certification
signed by a Servicing Officer stating that the amount of such payment has been
deposited in the Master Servicer Collection Account, then the Trustee shall
execute the assignment of such Mortgage Loan to EMC at the request of EMC
without recourse, representation or warranty and EMC shall succeed to all of the
Trustee's right, title and interest in and to such Mortgage Loan, and all
security and documents relative thereto. Such assignment shall be an assignment
outright and not for security. EMC will thereupon own such Mortgage, and all
such security and documents, free of any further obligation to the Trustee or
the Certificateholders with respect thereto.
50
Article IV
Accounts
Section 4.01 Protected Accounts. (a) The Master Servicer shall enforce the
obligation of each Servicer to establish and maintain a Protected Account in
accordance with the applicable Servicing Agreement, with records to be kept with
respect thereto on a Mortgage Loan by Mortgage Loan basis, into which accounts
shall be deposited within 48 hours (or as of such other time specified in the
related Servicing Agreement) of receipt all collections of principal and
interest on any Mortgage Loan and with respect to any REO Property received by a
Servicer, including Principal Prepayments, Insurance Proceeds, Liquidation
Proceeds, and advances made from the Servicer's own funds (less servicing
compensation as permitted by the applicable Servicing Agreement in the case of
any Servicer) and all other amounts to be deposited in the Protected Account.
The Servicer is hereby authorized to make withdrawals from and deposits to the
related Protected Account for purposes required or permitted by this Agreement.
To the extent provided in the related Servicing Agreement, the Protected Account
shall be held in a Designated Depository Institution and segregated on the books
of such institution in the name of the Trustee for the benefit of
Certificateholders.
(b) To the extent provided in the related Servicing Agreement, amounts on
deposit in a Protected Account may be invested in Permitted Investments in the
name of the Trustee for the benefit of Certificateholders and, except as
provided in the preceding paragraph, not commingled with any other funds, such
Permitted Investments to mature, or to be subject to redemption or withdrawal,
no later than the date on which such funds are required to be withdrawn for
deposit in the Master Servicer Collection Account, and shall be held until
required for such deposit. The income earned from Permitted Investments made
pursuant to this Section 4.01 shall be paid to the related Servicer under the
applicable Servicing Agreement, and the risk of loss of moneys required to be
distributed to the Certificateholders resulting from such investments shall be
borne by and be the risk of the related Servicer. The related Servicer (to the
extent provided in the Servicing Agreement) shall deposit the amount of any such
loss in the Protected Account within two Business Days of receipt of
notification of such loss but not later than the second Business Day prior to
the Distribution Date on which the moneys so invested are required to be
distributed to the Certificateholders.
(c) To the extent provided in the related Servicing Agreement and subject
to this Article IV, on or before each Servicer Remittance Date, the related
Servicer shall withdraw or shall cause to be withdrawn from the Protected
Accounts and shall immediately deposit or cause to be deposited in the Master
Servicer Collection Account amounts representing the following collections and
payments (other than with respect to principal of or interest on the Mortgage
Loans due on or before the Cut-off Date):
(i) Scheduled Payments on the Mortgage Loans received or any related
portion thereof advanced by the Servicers pursuant to the Servicing
Agreements which were due during or before the related Due Period, net of
the amount thereof comprising the Servicing Fees;
51
(ii) Full Principal Prepayments and any Liquidation Proceeds received
by the Servicers with respect to such Mortgage Loans in the related
Prepayment Period, with interest to the date of prepayment or liquidation,
net of the amount thereof comprising the Servicing Fees;
(iii) Partial Principal Prepayments received by the Servicers for such
Mortgage Loans in the related Prepayment Period; and
(iv) Any amount to be used as an Monthly Advance.
(d) Withdrawals may be made from an Account only to (i) make remittances as
provided in Section 4.01(c), 4.02 and 4.03, (ii) reimburse the Master Servicer
or a Servicer for Monthly Advances which have been recovered by subsequent
collection from the related Mortgagor; (iii) remove amounts deposited in error;
to remove fees, charges or other such amounts deposited on a temporary basis; or
(iv) clear and terminate such account at the termination of this Agreement in
accordance with Section 10.01. As provided in Sections 4.01(c) and 4.02(b)
certain amounts otherwise due to the Servicers may be retained by them and need
not be deposited in the Master Servicer Collection Account.
Section 4.02 Master Servicer Collection Account. (a) The Master Servicer
shall establish and maintain in the name of the Trustee, for the benefit of the
Certificateholders, the Master Servicer Collection Account as a segregated trust
account or accounts. The Master Servicer Collection Account shall be an Eligible
Account. The Master Servicer will deposit in the Master Servicer Collection
Account as identified by the Master Servicer and as received by the Master
Servicer, the following amounts:
(i) Any amounts withdrawn from a Protected Account;
(ii) Any Monthly Advance and any Compensating Interest Payments;
(iii) Any Insurance Proceeds or Net Liquidation Proceeds received by
or on behalf of the Master Servicer or which were not deposited in a
Protected Account;
(iv) The Repurchase Price with respect to any Mortgage Loans purchased
by the Mortgage Loan Seller pursuant to Section 2.02 or 2.03, any amounts
which are to be treated pursuant to Section 2.04 of this Agreement as the
payment of such a Repurchase Price, the Repurchase Price with respect to
any Mortgage Loans purchased by EMC pursuant to Section 3.21, and all
proceeds of any Mortgage Loans or property acquired with respect thereto
repurchased by EMC or its designee pursuant to Section 10.01;
(v) Any amounts required to be deposited with respect to losses on
investments of deposits in an Account; and
(vi) Any other amounts received by or on behalf of the Master Servicer
and required to be deposited in the Master Servicer Collection Account
pursuant to this Agreement.
52
(b) All amounts deposited to the Master Servicer Collection Account shall
be held by the Master Servicer in the name of the Trustee in trust for the
benefit of the Certificateholders in accordance with the terms and provisions of
this Agreement. The requirements for crediting the Master Servicer Collection
Account or the Distribution Account shall be exclusive, it being understood and
agreed that, without limiting the generality of the foregoing, payments in the
nature of (i) prepayment or late payment charges or assumption, tax service,
statement account or payoff, substitution, satisfaction, release and other like
fees and charges and (ii) the items enumerated in Sections 4.05(a)(i) through
(iv) and (vi) through (xii) with respect to the Securities Administrator and the
Master Servicer, need not be credited by the Master Servicer or the related
Servicer to the Distribution Account or the Master Servicer Collection Account,
as applicable. In the event that the Master Servicer shall deposit or cause to
be deposited to the Distribution Account any amount not required to be credited
thereto, the Trustee, upon receipt of a written request therefor signed by a
Servicing Officer of the Master Servicer, shall promptly transfer such amount to
the Master Servicer, any provision herein to the contrary notwithstanding.
The amount at any time credited to the Master Servicer Collection Account
shall be invested, in the name of the Trustee, or its nominee, for the benefit
of the Certificateholders, in Permitted Investments as directed by Master
Servicer. All Permitted Investments shall mature or be subject to redemption or
withdrawal on or before, and shall be held until, the next succeeding
Distribution Account Deposit Date. Any and all investment earnings on amounts on
deposit in the Master Servicer Collection Account from time to time shall be for
the account of the Master Servicer. The Master Servicer from time to time shall
be permitted to withdraw or receive distribution of any and all investment
earnings from the Master Servicer Collection Account. The risk of loss of moneys
required to be distributed to the Certificateholders resulting from such
investments shall be borne by and be the risk of the Master Servicer. The Master
Servicer shall deposit the amount of any such loss in the Master Servicer
Collection Account within two Business Days of receipt of notification of such
loss but not later than the second Business Day prior to the Distribution Date
on which the moneys so invested are required to be distributed to the
Certificateholders.
Section 4.03 Permitted Withdrawals and Transfers from the Master Servicer
Collection Account. (a) The Master Servicer will, from time to time on demand of
a Servicer or the Securities Administrator, make or cause to be made such
withdrawals or transfers from the Master Servicer Collection Account as the
Master Servicer has designated for such transfer or withdrawal pursuant to this
Agreement and the related Servicing Agreement. The Master Servicer may clear and
terminate the Master Servicer Collection Account pursuant to Section 10.01 and
remove amounts from time to time deposited in error.
On an ongoing basis, the Master Servicer shall withdraw from the Master
Servicer Collection Account (i) any expenses recoverable by the Trustee, the
Master Servicer, the Securities Administrator or the Custodian pursuant to
Sections 3.03, 7.04 and 9.05 and (ii) any amounts payable to the Master Servicer
as set forth in Section 3.14.
In addition, on or before each Distribution Account Deposit Date, the
Master Servicer shall deposit in the Distribution Account (or remit to the
Trustee for deposit therein) any Monthly Advances required to be made by the
Master Servicer with respect to the Mortgage Loans.
53
No later than 3:00 p.m. New York time on each Distribution Account Deposit
Date, the Master Servicer will transfer all Available Funds on deposit in the
Master Servicer Collection Account with respect to the related Distribution Date
to the Trustee for deposit in the Distribution Account.
Section 4.04 Distribution Account. (a) The Trustee shall establish and
maintain in the name of the Trustee, for the benefit of the Certificateholders,
the Distribution Account as a segregated trust account or accounts.
(b) All amounts deposited to the Distribution Account shall be held by the
Trustee in the name of the Trustee in trust for the benefit of the
Certificateholders in accordance with the terms and provisions of this
Agreement.
(c) The Distribution Account shall constitute a trust account of the Trust
Fund segregated on the books of the Trustee and held by the Trustee in trust in
its Corporate Trust Office, and the Distribution Account and the funds deposited
therein shall not be subject to, and shall be protected from, all claims, liens,
and encumbrances of any creditors or depositors of the Trustee or the Master
Servicer (whether made directly, or indirectly through a liquidator or receiver
of the Trustee or the Master Servicer). The Distribution Account shall be an
Eligible Account. The amount at any time credited to the Distribution Account
shall be (i) held in cash or fully insured by the FDIC to the maximum coverage
provided thereby or (ii) invested in the name of the Trustee, in such Permitted
Investments selected by the Master Servicer or deposited in demand deposits with
such depository institutions as selected by the Master Servicer, provided that
time deposits of such depository institutions would be a Permitted Investment.
All Permitted Investments shall mature or be subject to redemption or withdrawal
on or before, and shall be held until, the next succeeding Distribution Date if
the obligor for such Permitted Investment is the Trustee or, if such obligor is
any other Person, the Business Day preceding such Distribution Date. All
investment earnings on amounts on deposit in the Distribution Account or benefit
from funds uninvested therein from time to time shall be for the account of the
Master Servicer. The Master Servicer shall be permitted to withdraw or receive
distribution of any and all investment earnings from the Distribution Account on
each Distribution Date. If there is any loss on a Permitted Investment or demand
deposit, the Master Servicer shall remit the amount of the loss to the Trustee
who shall deposit such amount in the Distribution Account. With respect to the
Distribution Account and the funds deposited therein, the Master Servicer shall
take such action as may be necessary to ensure that the Certificateholders shall
be entitled to the priorities afforded to such a trust account (in addition to a
claim against the estate of the Trustee) as provided by 12 U.S.C. ? 92a(e), and
applicable regulations pursuant thereto, if applicable, or any applicable
comparable state statute applicable to state chartered banking corporations.
Section 4.05 Permitted Withdrawals and Transfers from the Distribution
Account. (a) The Trustee will, from time to time on demand of the Master
Servicer or the Securities Administrator, make or cause to be made such
withdrawals or transfers from the Distribution Account as the Master Servicer
has designated for such transfer or withdrawal pursuant to this Agreement and
the Servicing Agreements or as the Securities Administrator has instructed
hereunder for the following purposes (limited in the case of amounts due the
Master Servicer to those not withdrawn from the Master Servicer Collection
Account in accordance with the terms of this Agreement):
54
(i) to reimburse the Master Servicer or any Servicer for any Monthly
Advance of its own funds, the right of the Master Servicer or a Servicer to
reimbursement pursuant to this subclause (i) being limited to amounts
received on a particular Mortgage Loan (including, for this purpose, the
Repurchase Price therefor, Insurance Proceeds and Liquidation Proceeds)
which represent late payments or recoveries of the principal of or interest
on such Mortgage Loan with respect to which such Monthly Advance was made;
(ii) to reimburse the Master Servicer or any Servicer from Insurance
Proceeds or Liquidation Proceeds relating to a particular Mortgage Loan for
amounts expended by the Master Servicer or such Servicer in good faith in
connection with the restoration of the related Mortgaged Property which was
damaged by an Uninsured Cause or in connection with the liquidation of such
Mortgage Loan;
(iii) to reimburse the Master Servicer or any Servicer from Insurance
Proceeds relating to a particular Mortgage Loan for insured expenses
incurred with respect to such Mortgage Loan and to reimburse the Master
Servicer or such Servicer from Liquidation Proceeds from a particular
Mortgage Loan for Liquidation Expenses incurred with respect to such
Mortgage Loan; provided that the Master Servicer shall not be entitled to
reimbursement for Liquidation Expenses with respect to a Mortgage Loan to
the extent that (i) any amounts with respect to such Mortgage Loan were
paid as Excess Liquidation Proceeds pursuant to clause (xi) of this Section
4.03(a) to the Master Servicer and (ii) such Liquidation Expenses were not
included in the computation of such Excess Liquidation Proceeds;
(iv) to pay the Master Servicer or any Servicer, as appropriate, from
Liquidation Proceeds or Insurance Proceeds received in connection with the
liquidation of any Mortgage Loan, the amount which it or such Servicer
would have been entitled to receive under clause (ix) of this Section
4.03(a) as servicing compensation on account of each defaulted scheduled
payment on such Mortgage Loan if paid in a timely manner by the related
Mortgagor;
(v) to pay the Master Servicer or any Servicer from the Repurchase
Price for any Mortgage Loan, the amount which it or such Servicer would
have been entitled to receive under clause (ix) of this Section 4.03(a) as
servicing compensation;
(vi) to reimburse the Master Servicer or any Servicer for advances of
funds (other than Monthly Advances) made with respect to the Mortgage
Loans, and the right to reimbursement pursuant to this clause being limited
to amounts received on the related Mortgage Loan (including, for this
purpose, the Repurchase Price therefor, Insurance Proceeds and Liquidation
Proceeds) which represent late recoveries of the payments for which such
advances were made;
(vii) to reimburse the Master Servicer or any Servicer for any Monthly
Advance or advance, after a Realized Loss has been allocated with respect
to the related Mortgage Loan if the Monthly Advance or advance has not been
reimbursed pursuant to clauses (i) and (vi) of this Section 4.03(a);
55
(viii) to pay the Master Servicer as set forth in Section 3.14;
(ix) to reimburse the Master Servicer for expenses, costs and
liabilities incurred by and reimbursable to it pursuant to Sections 3.03,
7.04(c) and (d);
(x) to pay to the Master Servicer, as additional servicing
compensation, any Excess Liquidation Proceeds to the extent not retained by
the related Servicer;
(xi) to reimburse or pay any Servicer any such amounts as are due
thereto under the applicable Servicing Agreement and have not been retained
by or paid to the Servicer, to the extent provided in the related Servicing
Agreement;
(xii) to reimburse the Trustee, the Securities Administrator or the
Custodian for expenses, costs and liabilities incurred by or reimbursable
to it pursuant to this Agreement;
(xiii) to remove amounts deposited in error; and
(xiv) to clear and terminate the Distribution Account pursuant to
Section 10.01.
(b) The Master Servicer shall keep and maintain separate accounting, on a
Mortgage Loan by Mortgage Loan basis, for the purpose of accounting for any
reimbursement from the Distribution Account pursuant to clauses (i) through (vi)
and (viii) or with respect to any such amounts which would have been covered by
such clauses had the amounts not been retained by the Master Servicer without
being deposited in the Distribution Account under Section 4.02(b).
(c) On each Distribution Date, the Trustee shall distribute the Interest
Funds and Principal Funds to the extent on deposit in the Distribution Account
to the Holders of the Certificates in accordance with distribution instructions
provided to it by the Securities Administrator no later than two Business Days
prior to such Distribution Date and determined by the Securities Administrator
in accordance with Section 6.01.
Section 4.06 Reserve Fund. (a) On or before the Closing Date, the Trustee
shall establish a Reserve Fund on behalf of the Holders of the Offered
Certificates. The Reserve Fund must be an Eligible Account. The Reserve Fund
shall be entitled "Reserve Fund, JPMorgan Chase Bank as Trustee for the benefit
of holders of Structured Asset Mortgage Investments Inc., Bear Xxxxxxx ALT-A
Trust, Mortgage Pass-Through Certificates, Series 2003-2, Class A, Class M-1,
Class M-2 and Class M-3". The Trustee shall demand payment of all money payable
by Bear Xxxxxxx Financial Products Inc. (the "Counterparty") under the Cap
Contracts. The Trustee shall deposit in the Reserve Fund all payments received
by it from the Counterparty pursuant to the Cap Contracts and, prior to
distribution of such amounts pursuant to Section 6.01(a), all payments described
under the seventh clause of Section 6.01(a). On each Distribution Date, the
Trustee shall remit amounts received by it from the Counterparty to the Holders
of the Offered Certificates in the manner provided in Section 6.01(b).
(b) The Reserve Fund is an "outside reserve fund" within the meaning of
Treasury Regulation ?1.860G-2(h) and shall be an asset of the Trust Fund but not
an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal
owner of the Reserve Fund. The Class B-IO
56
Certificateholder shall be the beneficial owner of the Reserve Fund, subject to
the power of the Trustee to distribute amounts under Section 6.01(b) and the
seventh clause of Section 6.01(a). For federal income tax purposes, amounts
distributed to Certificateholders pursuant to the seventh clause of Section
6.01(a) will be treated as first distributed to the Class B-IO Certificates and
then paid from the Class B-IO Certificateholders to the applicable holders of
the Offered Certificates. Amounts in the Reserve Fund shall, at the direction of
the Class B-IO Certificateholder, be held either uninvested in a trust or
deposit account of the Trustee with no liability for interest or other
compensation thereon or invested in Permitted Investments that mature no later
than the Business Day prior to the next succeeding Distribution Date. The
Trustee shall distribute all net income and gain from such investments in the
Reserve Fund to the Class B-IO Certificateholder, not as a distribution in
respect of any interest in any REMIC, on each Distribution Date. All amounts
earned on amounts on deposit in the Reserve Fund shall be taxable to the Class
B-IO Certificateholder. Any losses on such investments shall be deposited in the
Reserve Fund by the Class B-IO Certificateholder out of its own funds
immediately as realized.
Section 4.07 Class XP Reserve Account. (a) The Master Servicer shall
establish and maintain with itself a separate, segregated trust account, which
shall be an Eligible Account, titled "Reserve Account, Xxxxx Fargo Bank
Minnesota, National Association, as Master Servicer f/b/o Bear Xxxxxxx ALT-A
Trust, Mortgage Pass-Through Certificates, Series 2003-2, Class XP". On the
Closing Date, the Depositor shall deposit $100 into the Class XP Reserve
Account. Funds on deposit in the Class XP Reserve Account shall be held in trust
by the Master Servicer for the holder of the Class XP Certificate.
(b) The amount on deposit in the Class XP Reserve Account shall be held
uninvested. On the earlier of (x) the Business Day prior to the Distribution
Date on which all the assets of the Trust Fund are repurchased as described in
Section 10.01(a) and (y) the Business Day prior to the Distribution Date
immediately following the Prepayment Period during which the last Prepayment
Charge on the Mortgage Loans is payable by the related Mortgagor which
Prepayment Period is the month of July 2008, the Master Servicer shall withdraw
the amount on deposit in the Class XP Reserve Account and remit such amount to
the Trustee and provide instruction to the Trustee to pay such amount to the
Class XP Certificate in reduction of the Certificate Principal Balance thereof.
57
Article V
Certificates
Section 5.01 Certificates. (a) The Depository, the Seller and the Trustee
have entered into a Depository Agreement dated as of the Closing Date (the
"Depository Agreement"). Except for the Residual Certificates, the Private
Certificates and the Individual Certificates and as provided in Section 5.01(b),
the Certificates shall at all times remain registered in the name of the
Depository or its nominee and at all times: (i) registration of such
Certificates may not be transferred by the Trustee except to a successor to the
Depository; (ii) ownership and transfers of registration of such Certificates on
the books of the Depository shall be governed by applicable rules established by
the Depository; (iii) the Depository may collect its usual and customary fees,
charges and expenses from its Depository Participants; (iv) the Trustee shall
deal with the Depository as representative of such Certificate Owners of the
respective Class of Certificates for purposes of exercising the rights of
Certificateholders under this Agreement, and requests and directions for and
votes of such representative shall not be deemed to be inconsistent if they are
made with respect to different Certificate Owners; and (v) the Trustee may rely
and shall be fully protected in relying upon information furnished by the
Depository with respect to its Depository Participants.
The Residual Certificates and the Private Certificates are initially
Physical Certificates. If at any time the Holders of all of the Certificates of
one or more such Classes request that the Trustee cause such Class to become
Global Certificates, the Trustee and the Seller will take such action as may be
reasonably required to cause the Depository to accept such Class or Classes for
trading if it may legally be so traded.
All transfers by Certificate Owners of such respective Classes of
Book-Entry Certificates and any Global Certificates shall be made in accordance
with the procedures established by the Depository Participant or brokerage firm
representing such Certificate Owners. Each Depository Participant shall only
transfer Book-Entry Certificates of Certificate Owners it represents or of
brokerage firms for which it acts as agent in accordance with the Depository's
normal procedures.
(b) If (i)(A) the Seller advises the Trustee in writing that the Depository
is no longer willing or able to properly discharge its responsibilities as
Depository and (B) the Seller is unable to locate a qualified successor within
30 days or (ii) the Seller at its option advises the Trustee in writing that it
elects to terminate the book-entry system through the Depository, the Trustee
shall request that the Depository notify all Certificate Owners of the
occurrence of any such event and of the availability of definitive, fully
registered Certificates to Certificate Owners requesting the same. Upon
surrender to the Trustee of the Certificates by the Depository, accompanied by
registration instructions from the Depository for registration, the Trustee
shall issue the definitive Certificates. Neither the Seller nor the Trustee
shall be liable for any delay in delivery of such instructions and may
conclusively rely on, and shall be protected in relying on, such instructions.
(c) REMIC I will be evidenced by (x) the REMIC I Regular Interests
(designated below), which will be uncertificated and non-transferable and are
hereby designated as the "regular interests" in REMIC I and (y) the Class R-I
Certificates, which is hereby designated as the single "residual interest" in
REMIC I. On each Distribution Date, the Trustee shall cause in the following
order of
58
priority, the following amounts to be distributed by REMIC I to REMIC II on
account of the REMIC I Regular Interests or withdrawn from the Distribution
Account and distributed to the holders of the Class R-I Certificates, as the
case may be:
(i) first, from Interest Funds, to Holders of REMIC I Regular Interest
LT-AA, REMIC I Regular Xxxxxxxx XX-X0, REMIC I Regular Interest LT-M1,
REMIC I Regular Interest LT-M2, REMIC I Regular Interest LT-M3, REMIC I
Regular Interest LT-ZZ and REMIC I Regular Interest LT-XP, pro rata, in an
amount equal to (A) the related Uncertificated Accrued Interest for such
Distribution Date, plus (B) any amounts in respect thereof remaining unpaid
from previous Distribution Dates. Amounts payable as Uncertificated Accrued
Interest in respect of REMIC I Regular Interest LT-ZZ on a Distribution
Date shall be reduced when the REMIC I Overcollateralized Amount for such
Distribution Date is less than the REMIC I Overcollateralization Target
Amount, by the lesser of (x) the amount of such difference and (y) the
Maximum Uncertificated Accrued Interest Deferral Amount for such
Distribution Date, and such amount will be payable to the Holders of REMIC
I Regular Xxxxxxxx XX-X0, REMIC I Regular Interest LT-M1, REMIC I Regular
Interest LT-M2 and REMIC I Regular Interest LT-M3 in the same proportion as
the Extra Principal Distribution Amount is allocated to the Corresponding
Certificates for such Distribution Date;
(ii) second, from the Principal Funds to the Holders of REMIC I
Regular Interests, allocated as follows:
(1) to the Holders of REMIC I Regular Interest LT-AA and REMIC I
Regular Interest LT-XP, 98.00% of such Principal Funds, until the
Uncertificated Balance of such REMIC I Regular Interest is reduced to
zero; provided that, REMIC I Regular Interest LT-XP shall not be
reduced until the Distribution Date immediately following the
expiration of the latest Prepayment Charge as identified on the
Prepayment Charge Schedule or any Distribution Date thereafter, at
which point such amount shall be withdrawn from the Class XP Reserve
Account and distributed to REMIC I Regular Interest LT-XP, until $100
has been distributed pursuant to this clause.;
(2) to the Holders of REMIC I Regular Xxxxxxxx XX-X0, REMIC I
Regular Interest LT-M1, REMIC I Regular Interest LT-M2 and REMIC I
Regular Interest LT-M3, 1.00% of such Principal Funds, in the same
proportion as principal payments are allocated to the Corresponding
Certificates, until the Uncertificated Principal Balances of such
REMIC I Regular Interests are reduced to zero;
(3) to the Holders of REMIC I Regular Interest LT-ZZ, 1.00% of
such Principal Funds, until the Uncertificated Principal Balance of
such REMIC I Regular Interest is reduced to zero; and
(4) any remaining amount to the Holders of the Class R-I
Certificates;
59
For purposes of calculating the amount of Uncertificated Accrued Interest
for the Uncertificated REMIC I Regular Interests for any Distribution Date, the
aggregate amount of any Prepayment Interest Shortfalls and shortfalls resulting
from application of the Relief Act incurred in respect of the Mortgage Loans for
any Distribution Date shall be allocated (i) first, to Uncertificated Accrued
Interest payable to REMIC I Regular Interest LT-AA and REMIC I Regular Interest
LT-ZZ up to an aggregate amount equal to the REMIC I Interest Loss Allocation
Amount, 98% and 2%, respectively, and thereafter among REMIC I Regular Interest
LT-AA, REMIC I Regular Xxxxxxxx XX-X0, REMIC I Regular Interest LT-M1, REMIC I
Regular Interest LT-M2, REMIC I Regular Interest LT-M3 and REMIC I Regular
Interest LT-ZZ, pro rata based on, and to the extent of, one month's interest at
the then applicable respective Uncertificated REMIC I Pass-Through Rate on the
respective Uncertificated Principal Balance of each such Uncertificated REMIC I
Regular Interest.
All Realized Losses on the Mortgage Loans shall be deemed to have been
allocated in the specified percentages, as follows: first, to Uncertificated
Accrued Interest payable to the REMIC I Regular Interest LT-AA and REMIC I
Regular Interest LT-ZZ up to an aggregate amount equal to the REMIC I Interest
Loss Allocation Amount, 98% and 2%, respectively; second, to the Uncertificated
Principal Balances of REMIC I Regular Interest LT-AA and REMIC I Regular
Interest LT-ZZ up to an aggregate amount equal to the REMIC I Principal Loss
Allocation Amount, 98% and 2%, respectively; third, to the Uncertificated
Principal Balances of REMIC I Regular Interest LT-AA, REMIC I Regular Interest
LT-M3 and REMIC I Regular Interest LT-ZZ, 98%, 1% and 1%, respectively, until
the Uncertificated Principal Balance of REMIC I Regular Interest LT-M3 has been
reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC I
Regular Interest LT-AA, REMIC I Regular Interest LT-M2 and REMIC I Regular
Interest LT-ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal
Balance of REMIC I Regular Interest LT-M2 has been reduced to zero; and fifth,
to the Uncertificated Principal Balances of REMIC I Regular Interest LT-AA,
REMIC I Regular Interest LT-M1 and REMIC I Regular Interest LT-ZZ, 98%, 1% and
1%, respectively, until the Uncertificated Principal Balance of REMIC I Regular
Interest LT-M1 has been reduced to zero.
60
The REMIC I Regular Interests and the Class R-I Certificates will have the
following designations and pass-through rates:
Uncertificated REMIC I Initial Uncertificated Assumed Final
Designation Pass Through Rate Principal Balance Maturity Date(1)
----------- ----------------- ----------------- ----------------
LT AA Variable(2) $391,739,370.10 August 25, 2033
LT A1 Variable(2) $3,717,526.48 August 25, 2033
LT M1 Variable(2) $149,900.02 August 25, 2033
LT M2 Variable(2) $79,947.01 August 25, 2033
LT M3 Variable(2) $49,967.01 August 25, 2033
LT ZZ Variable(2) $3,997,340.51 August 25, 2033
LT-XP Variable(2) $100.00 August 25, 2033
------------------
(1) Solely for purposes of Section 1.860G 1(a)(4)(iii) of the Treasury
regulations, the Distribution Date in the month following the maturity date for
the Mortgage Loan with the latest maturity date has been designated as the
"latest possible maturity date" for each REMIC I Regular Interest.
(2) Calculated in accordance with the definition of "Uncertificated REMIC I Pass
Through Rate" herein.
REMIC II will be evidenced by (x) the Certificates (other than the Class R
Certificates) (the "REMIC II Regular Certificates"), which are hereby designated
as the "regular interests" in REMIC I and have the principal balances and accrue
interest at the Pass-Through Rates equal to those set forth in Section 5.01(d)
and (y) the Class R-II Certificate, which is hereby designated as the single
"residual interest" in REMIC II.
The Classes of the Certificates shall have the following designations,
initial principal amounts and Pass-Through Rates:
Designation Initial Principal Amount Pass Through Rate
----------- ------------------------ -----------------
A $371,752,600 (1)
M-1 $14,990,000 (2)
M-2 $7,994,700 (3)
M-3 $4,996,700 (4)
R I $ 0 (5)
R II $ 0 (5)
B IO $ 0 (6)
XP $100 (7)
--------------------
(1) The Class A Certificates will bear interest at a rate equal to the
least of (a) One-Month LIBOR plus the related Margin, (ii) 11.50% and (iii) the
related Net Rate Cap. The pass-through rate with respect to the first interest
accrual period is expected to be approximately 1.460% per annum.
(2) The Class M-1 Certificates will bear interest at a rate equal to the
least of (a) One-Month LIBOR plus the related Margin, (ii) 11.50% and (iii) the
related Net Rate Cap. The pass-through rate with respect to the first interest
accrual period is expected to be approximately 1.910% per annum.
61
(3) The Class M-2 Certificates will bear interest at a rate equal to the
least of (a) One-Month LIBOR plus the related Margin, (ii) 11.50% and (iii) the
related Net Rate Cap. The pass-through rate with respect to the first interest
accrual period is expected to be approximately 2.860% per annum.
(4) The Class M-3 Certificates will bear interest at a rate equal to the
least of (a) One-Month LIBOR plus the related Margin, (ii) 11.50% and (iii) the
related Net Rate Cap. The pass-through rate with respect to the first interest
accrual period is expected to be approximately 3.610% per annum.
(5) The Class R-I Certificates and Class R-II Certificates will not bear
any interest.
(6) The Class B-IO Certificates will bear interest at a per annum rate
equal to the Class B-IO Pass-Through Rate on its Notional Amount.
(7) The Class XP Certificates will not bear any interest.
(d) Solely for purposes of Section 1.860G-1(a)(4)(iii) of the Treasury
regulations, the Distribution Date immediately following the maturity date for
the Mortgage Loan with the latest maturity date in the Trust Fund has been
designated as the "latest possible maturity date" for the REMIC I Regular
Interests and the Certificates.
(e) With respect to each Distribution Date, each Class of Certificates
shall accrue interest during the related Interest Accrual Period. With respect
to each Distribution Date and (i) each such Class of Certificates (other than
the Class B-IO Certificates), interest shall be calculated, on the basis of a
360-day year and the actual number of days elapsed in the related Interest
Accrual Period, based upon the respective Pass-Through Rate set forth, or
determined as provided, above and the Certificate Principal Balance of such
Class applicable to such Distribution Date. With respect to each Distribution
Date and the Class B-IO Certificates, interest shall be calculated, on the basis
of a 360-day year consisting of twelve 30-day months, based upon the respective
Pass-Through Rate set forth, or determined as provided, above and the
Certificate Principal Balance of such Class applicable to such Distribution
Date.
(f) The Certificates shall be substantially in the forms set forth in
Exhibits X-0, X-0, X-0, X-0 and A-5. On original issuance, the Trustee shall
sign, countersign and shall deliver them at the direction of the Seller. Pending
the preparation of definitive Certificates of any Class, the Trustee may sign
and countersign temporary Certificates that are printed, lithographed or
typewritten, in authorized denominations for Certificates of such Class,
substantially of the tenor of the definitive Certificates in lieu of which they
are issued and with such appropriate insertions, omissions, substitutions and
other variations as the officers or authorized signatories executing such
Certificates may determine, as evidenced by their execution of such
Certificates. If temporary Certificates are issued, the Seller will cause
definitive Certificates to be prepared without unreasonable delay. After the
preparation of definitive Certificates, the temporary Certificates shall be
exchangeable for definitive Certificates upon surrender of the temporary
Certificates at the office of the Trustee, without charge to the Holder. Upon
surrender for cancellation of any one or more temporary Certificates, the
Trustee shall sign and countersign and deliver in exchange therefor a like
aggregate principal amount, in authorized denominations for such Class, of
definitive Certificates of the same Class. Until so exchanged, such temporary
Certificates shall in all respects be entitled to the same benefits as
definitive Certificates.
62
(g) Each Class of Book-Entry Certificates will be registered as a single
Certificate of such Class held by a nominee of the Depository or the DTC
Custodian, and beneficial interests will be held by investors through the
book-entry facilities of the Depository in minimum denominations of (i) in the
case of the Senior Certificates (other than the Residual Certificates), $25,000
and in each case increments of $1,000 in excess thereof, and (ii) in the case of
the Subordinate Certificates, $25,000 and increments of $1,000 in excess
thereof, except that one Certificate of each such Class may be issued in a
different amount so that the sum of the denominations of all outstanding
Certificates of such Class shall equal the Certificate Principal Balance of such
Class on the Closing Date. On the Closing Date, the Trustee shall execute and
countersign Physical Certificates all in an aggregate principal amount that
shall equal the Certificate Principal Balance of such Class on the Closing Date.
The Residual Certificates shall each be issued in certificated fully-registered
form. Each Class of Global Certificates, if any, shall be issued in fully
registered form in minimum dollar denominations of $50,000 and integral
multiples of $1.00 in excess thereof, except that one Certificate of each Class
may be in a different denomination so that the sum of the denominations of all
outstanding Certificates of such Class shall equal the Certificate Principal
Balance of such Class on the Closing Date. On the Closing Date, the Trustee
shall execute and countersign (i) in the case of each Class of Offered
Certificates, the Certificate in the entire Certificate Principal Balance of the
respective Class and (ii) in the case of each Class of Private Certificates,
Individual Certificates all in an aggregate principal amount that shall equal
the Certificate Principal Balance of each such respective Class on the Closing
Date. The Certificates referred to in clause (i) and if at any time there are to
be Global Certificates, the Global Certificates shall be delivered by the Seller
to the Depository or pursuant to the Depository's instructions, shall be
delivered by the Seller on behalf of the Depository to and deposited with the
DTC Custodian. The Trustee shall sign the Certificates by facsimile or manual
signature and countersign them by manual signature on behalf of the Trustee by
one or more authorized signatories, each of whom shall be Responsible Officers
of the Trustee or its agent. A Certificate bearing the manual and facsimile
signatures of individuals who were the authorized signatories of the Trustee or
its agent at the time of issuance shall bind the Trustee, notwithstanding that
such individuals or any of them have ceased to hold such positions prior to the
delivery of such Certificate.
(h) No Certificate shall be entitled to any benefit under this Agreement,
or be valid for any purpose, unless there appears on such Certificate the
manually executed countersignature of the Trustee or its agent, and such
countersignature upon any Certificate shall be conclusive evidence, and the only
evidence, that such Certificate has been duly executed and delivered hereunder.
All Certificates issued on the Closing Date shall be dated the Closing Date. All
Certificates issued thereafter shall be dated the date of their
countersignature.
(i) The Closing Date is hereby designated as the "startup" day of each
REMIC within the meaning of Section 860G(a)(9) of the Code.
(j) For federal income tax purposes, each REMIC shall have a tax year that
is a calendar year and shall report income on an accrual basis.
(k) The Trustee on behalf of the Trust shall cause each REMIC to timely
elect to be treated as a REMIC under Section 860D of the Code. Any
inconsistencies or ambiguities in this
63
Agreement or in the administration of any Trust established hereby shall be
resolved in a manner that preserves the validity of such elections.
(l) The following legend shall be placed on the Residual Certificates,
whether upon original issuance or upon issuance of any other Certificate of any
such Class in exchange therefor or upon transfer thereof:
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS
CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE
PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE
TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED
STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY
POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR
INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN
INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS
ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR XXXXXXX MAC, A
MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH
GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY
INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY
OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN
CERTAIN FARMERS' COOPERATIVES DESCRIBED IN SECTION 521 OF
THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1
OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX
IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX
IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS
TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE
COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE,
(E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF
THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES
(A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A
"DISQUALIFIED ORGANIZATION"), OR (F) AN AGENT OF A
DISQUALIFIED ORGANIZATION, (2) NO PURPOSE OF SUCH TRANSFER
IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (3)
SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS
RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED
TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE
CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER
DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED
ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION,
SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR
EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE
A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING,
BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS
CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE
OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE
PROVISIONS OF THIS PARAGRAPH.
64
Section 5.02 Registration of Transfer and Exchange of Certificates. (a) The
Trustee shall maintain at its Corporate Trust Office a Certificate Register in
which, subject to such reasonable regulations as it may prescribe, the Trustee
shall provide for the registration of Certificates and of transfers and
exchanges of Certificates as herein provided.
(b) Subject to Section 5.01(a) and, in the case of any Global Certificate
or Physical Certificate upon the satisfaction of the conditions set forth below,
upon surrender for registration of transfer of any Certificate at any office or
agency of the Trustee maintained for such purpose, the Trustee shall sign,
countersign and shall deliver, in the name of the designated transferee or
transferees, a new Certificate of a like Class and aggregate Fractional
Undivided Interest, but bearing a different number.
(c) By acceptance of an Individual Certificate, whether upon original
issuance or subsequent transfer, each holder of such a Certificate acknowledges
the restrictions on the transfer of such Certificate set forth in the Securities
Legend and agrees that it will transfer such a Certificate only as provided
herein. In addition to the provisions of Section 5.02(h), the following
restrictions shall apply with respect to the transfer and registration of
transfer of an Individual Certificate to a transferee that takes delivery in the
form of an Individual Certificate:
(i) The Trustee shall register the transfer of an Individual
Certificate if the requested transfer is being made to a transferee who has
provided the Trustee with a Rule 144A Certificate or comparable evidence as
to its QIB status.
(ii) The Trustee shall register the transfer of any Individual
Certificate if (x) the transferor has advised the Trustee in writing that
the Certificate is being transferred to an Institutional Accredited
Investor along with facts surrounding the transfer as set forth in Exhibit
F-3 hereto; and (y) prior to the transfer the transferee furnishes to the
Trustee an Investment Letter (and the Trustee shall be fully protected in
so doing), provided that, if based upon an Opinion of Counsel addressed to
the Trustee to the effect that the delivery of (x) and (y) above are not
sufficient to confirm that the proposed transfer is being made pursuant to
an exemption from, or in a transaction not subject to, the registration
requirements of the Securities Act and other applicable laws, the Trustee
shall as a condition of the registration of any such transfer require the
transferor to furnish such other certifications, legal opinions or other
information prior to registering the transfer of an Individual Certificate
as shall be set forth in such Opinion of Counsel.
(d) So long as a Global Certificate of such Class is outstanding and is
held by or on behalf of the Depository, transfers of beneficial interests in
such Global Certificate, or transfers by holders of Individual Certificates of
such Class to transferees that take delivery in the form of beneficial interests
in the Global Certificate, may be made only in accordance with Section 5.02(h),
the rules of the Depository and the following:
(i) In the case of a beneficial interest in the Global Certificate
being transferred to an Institutional Accredited Investor, such transferee
shall be required to take delivery in the form of an Individual Certificate
or Certificates and the Trustee shall register such transfer only upon
compliance with the provisions of Section 5.02(c)(ii).
65
(ii) In the case of a beneficial interest in a Class of Global
Certificates being transferred to a transferee that takes delivery in the
form of an Individual Certificate or Certificates of such Class, except as
set forth in clause (i) above, the Trustee shall register such transfer
only upon compliance with the provisions of Section 5.02(c)(i).
(iii) In the case of an Individual Certificate of a Class being
transferred to a transferee that takes delivery in the form of a beneficial
interest in a Global Certificate of such Class, the Trustee shall register
such transfer if the transferee has provided the Trustee with a Rule 144A
Certificate or comparable evidence as to its QIB status.
(iv) No restrictions shall apply with respect to the transfer or
registration of transfer of a beneficial interest in the Global Certificate
of a Class to a transferee that takes delivery in the form of a beneficial
interest in the Global Certificate of such Class; provided that each such
transferee shall be deemed to have made such representations and warranties
contained in the Rule 144A Certificate as are sufficient to establish that
it is a QIB.
(e) Subject to Section 5.02(h), an exchange of a beneficial interest in a
Global Certificate of a Class for an Individual Certificate or Certificates of
such Class, an exchange of an Individual Certificate or Certificates of a Class
for a beneficial interest in the Global Certificate of such Class and an
exchange of an Individual Certificate or Certificates of a Class for another
Individual Certificate or Certificates of such Class (in each case, whether or
not such exchange is made in anticipation of subsequent transfer, and, in the
case of the Global Certificate of such Class, so long as such Certificate is
outstanding and is held by or on behalf of the Depository) may be made only in
accordance with Section 5.02(h), the rules of the Depository and the following:
(i) A holder of a beneficial interest in a Global Certificate of a
Class may at any time exchange such beneficial interest for an Individual
Certificate or Certificates of such Class.
(ii) A holder of an Individual Certificate or Certificates of a Class
may exchange such Certificate or Certificates for a beneficial interest in
the Global Certificate of such Class if such holder furnishes to the
Trustee a Rule 144A Certificate or comparable evidence as to its QIB
status.
(iii) A holder of an Individual Certificate of a Class may exchange
such Certificate for an equal aggregate principal amount of Individual
Certificates of such Class in different authorized denominations without
any certification.
(f) (i) Upon acceptance for exchange or transfer of an Individual
Certificate of a Class for a beneficial interest in a Global Certificate of such
Class as provided herein, the Trustee shall cancel such Individual Certificate
and shall (or shall request the Depository to) endorse on the schedule affixed
to the applicable Global Certificate (or on a continuation of such schedule
affixed to the Global Certificate and made a part thereof) or otherwise make in
its books and records an appropriate notation evidencing the date of such
exchange or transfer and an increase in the certificate balance of the Global
Certificate equal to the certificate balance of such Individual Certificate
exchanged or transferred therefor.
66
(ii) Upon acceptance for exchange or transfer of a beneficial interest
in a Global Certificate of a Class for an Individual Certificate of such
Class as provided herein, the Trustee shall (or shall request the
Depository to) endorse on the schedule affixed to such Global Certificate
(or on a continuation of such schedule affixed to such Global Certificate
and made a part thereof) or otherwise make in its books and records an
appropriate notation evidencing the date of such exchange or transfer and a
decrease in the certificate balance of such Global Certificate equal to the
certificate balance of such Individual Certificate issued in exchange
therefor or upon transfer thereof.
(g) The Securities Legend shall be placed on any Individual Certificate
issued in exchange for or upon transfer of another Individual Certificate or of
a beneficial interest in a Global Certificate.
(h) Subject to the restrictions on transfer and exchange set forth in this
Section 5.02, the holder of any Individual Certificate may transfer or exchange
the same in whole or in part (in an initial certificate balance equal to the
minimum authorized denomination set forth in Section 5.01(g) or any integral
multiple of $1,000 in excess thereof) by surrendering such Certificate at the
Corporate Trust Office, or at the office of any transfer agent, together with an
executed instrument of assignment and transfer satisfactory in form and
substance to the Trustee in the case of transfer and a written request for
exchange in the case of exchange. The holder of a beneficial interest in a
Global Certificate may, subject to the rules and procedures of the Depository,
cause the Depository (or its nominee) to notify the Trustee in writing of a
request for transfer or exchange of such beneficial interest for an Individual
Certificate or Certificates. Following a proper request for transfer or
exchange, the Trustee shall, within five Business Days of such request made at
the Corporate Trust Office, sign, countersign and deliver at the Corporate Trust
Office, to the transferee (in the case of transfer) or holder (in the case of
exchange) or send by first class mail at the risk of the transferee (in the case
of transfer) or holder (in the case of exchange) to such address as the
transferee or holder, as applicable, may request, an Individual Certificate or
Certificates, as the case may require, for a like aggregate Fractional Undivided
Interest and in such authorized denomination or denominations as may be
requested. The presentation for transfer or exchange of any Individual
Certificate shall not be valid unless made at the Corporate Trust Office by the
registered holder in person, or by a duly authorized attorney-in-fact.
(i) At the option of the Certificateholders, Certificates may be exchanged
for other Certificates of authorized denominations of a like Class and aggregate
Fractional Undivided Interest, upon surrender of the Certificates to be
exchanged at the Corporate Trust Office; provided, however, that no Certificate
may be exchanged for new Certificates unless the original Fractional Undivided
Interest represented by each such new Certificate (i) is at least equal to the
minimum authorized denomination or (ii) is acceptable to the Seller as indicated
to the Trustee in writing. Whenever any Certificates are so surrendered for
exchange, the Trustee shall sign and countersign and the Trustee shall deliver
the Certificates which the Certificateholder making the exchange is entitled to
receive.
(j) If the Trustee so requires, every Certificate presented or surrendered
for transfer or exchange shall be duly endorsed by, or be accompanied by a
written instrument of transfer, with a signature guarantee, in form satisfactory
to the Trustee, duly executed by the holder thereof or his or her attorney duly
authorized in writing.
67
(k) No service charge shall be made for any transfer or exchange of
Certificates, but the Trustee may require payment of a sum sufficient to cover
any tax or governmental charge that may be imposed in connection with any
transfer or exchange of Certificates.
(l) The Trustee shall cancel all Certificates surrendered for transfer or
exchange but shall retain such Certificates in accordance with its standard
retention policy or for such further time as is required by the record retention
requirements of the Securities Exchange Act of 1934, as amended, and thereafter
may destroy such Certificates.
Section 5.03 Mutilated, Destroyed, Lost or Stolen Certificates. (a) If (i)
any mutilated Certificate is surrendered to the Trustee, or the Trustee receives
evidence to its satisfaction of the destruction, loss or theft of any
Certificate, and (ii) there is delivered to the Trustee such security or
indemnity as it may require to save it harmless, and (iii) the Trustee has not
received notice that such Certificate has been acquired by a third Person, the
Trustee shall sign, countersign and deliver, in exchange for or in lieu of any
such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like
tenor and Fractional Undivided Interest but in each case bearing a different
number. The mutilated, destroyed, lost or stolen Certificate shall thereupon be
canceled of record by the Trustee and shall be of no further effect and evidence
no rights.
(b) Upon the issuance of any new Certificate under this Section 5.03, the
Trustee may require the payment of a sum sufficient to cover any tax or other
governmental charge that may be imposed in relation thereto and any other
expenses (including the fees and expenses of the Trustee) connected therewith.
Any duplicate Certificate issued pursuant to this Section 5.03 shall constitute
complete and indefeasible evidence of ownership in the Trust Fund, as if
originally issued, whether or not the lost, stolen or destroyed Certificate
shall be found at any time.
Section 5.04 Persons Deemed Owners. Prior to due presentation of a
Certificate for registration of transfer, the Seller, the Trustee and any agent
of the Seller or the Trustee may treat the Person in whose name any Certificate
is registered as the owner of such Certificate for the purpose of receiving
distributions pursuant to Section 6.01 and for all other purposes whatsoever.
Neither the Seller, the Trustee nor any agent of the Seller or the Trustee shall
be affected by notice to the contrary. No Certificate shall be deemed duly
presented for a transfer effective on any Record Date unless the Certificate to
be transferred is presented no later than the close of business on the third
Business Day preceding such Record Date.
Section 5.05 Transfer Restrictions on Residual Certificates. (a) Residual
Certificates, or interests therein, may not be transferred without the prior
express written consent of the Tax Matters Person and the Seller, which cannot
be unreasonably withheld. As a prerequisite to such consent, the proposed
transferee must provide the Tax Matters Person, the Seller and the Trustee with
an affidavit that the proposed transferee is a Permitted Transferee (and, unless
the Tax Matters Person and the Seller consent to the transfer to a person who is
not a U.S. Person, an affidavit that it is a U.S. Person) as provided in Section
5.05(b).
(b) No transfer, sale or other disposition of a Residual Certificate
(including a beneficial interest therein) may be made unless, prior to the
transfer, sale or other disposition of a Residual Certificate, the proposed
transferee (including the initial purchasers thereof) delivers to the Tax
68
Matters Person, the Trustee and the Seller an affidavit in the form attached
hereto as Exhibit E stating, among other things, that as of the date of such
transfer (i) such transferee is a Permitted Transferee and that (ii) such
transferee is not acquiring such Residual Certificate for the account of any
person who is not a Permitted Transferee. The Tax Matters Person shall not
consent to a transfer of a Residual Certificate if it has actual knowledge that
any statement made in the affidavit issued pursuant to the preceding sentence is
not true. Notwithstanding any transfer, sale or other disposition of a Residual
Certificate to any Person who is not a Permitted Transferee, such transfer, sale
or other disposition shall be deemed to be of no legal force or effect
whatsoever and such Person shall not be deemed to be a Holder of a Residual
Certificate for any purpose hereunder, including, but not limited to, the
receipt of distributions thereon. If any purported transfer shall be in
violation of the provisions of this Section 5.05(b), then the prior Holder
thereof shall, upon discovery that the transfer of such Residual Certificate was
not in fact permitted by this Section 5.05(b), be restored to all rights as a
Holder thereof retroactive to the date of the purported transfer. None of the
Trustee, the Tax Matters Person or the Seller shall be under any liability to
any Person for any registration or transfer of a Residual Certificate that is
not permitted by this Section 5.05(b) or for making payments due on such
Residual Certificate to the purported Holder thereof or taking any other action
with respect to such purported Holder under the provisions of this Agreement so
long as the written affidavit referred to above was received with respect to
such transfer, and the Tax Matters Person, the Trustee and the Seller, as
applicable, had no knowledge that it was untrue. The prior Holder shall be
entitled to recover from any purported Holder of a Residual Certificate that was
in fact not a permitted transferee under this Section 5.05(b) at the time it
became a Holder all payments made on such Residual Certificate. Each Holder of a
Residual Certificate, by acceptance thereof, shall be deemed for all purposes to
have consented to the provisions of this Section 5.05(b) and to any amendment of
this Agreement deemed necessary (whether as a result of new legislation or
otherwise) by counsel of the Tax Matters Person or the Seller to ensure that the
Residual Certificates are not transferred to any Person who is not a Permitted
Transferee and that any transfer of such Residual Certificates will not cause
the imposition of a tax upon the Trust or cause any REMIC to fail to qualify as
a REMIC.
(c) Unless the Tax Matters Person shall have consented in writing (which
consent may be withheld in the Tax Matters Person's sole discretion), the
Residual Certificates (including a beneficial interest therein) may not be
purchased by or transferred to any person who is not a United States Person.
(d) By accepting a Residual Certificate, the purchaser thereof agrees to be
a Tax Matters Person if it is the Holder of the largest percentage interest of
such Certificate, and appoints the Securities Administrator to act as its agent
with respect to all matters concerning the tax obligations of the Trust.
Section 5.06 Restrictions on Transferability of Certificates. (a) No offer,
sale, transfer or other disposition (including pledge) of any Certificate shall
be made by any Holder thereof unless registered under the Securities Act, or an
exemption from the registration requirements of the Securities Act and any
applicable state securities or "Blue Sky" laws is available and the prospective
transferee (other than the Seller) of such Certificate signs and delivers to the
Trustee an Investment Letter, if the transferee is an Institutional Accredited
Investor, in the form set forth as Exhibit F-l hereto, or a Rule 144A
Certificate, if the transferee is a QIB, in the form set forth as Exhibit F-2
hereto. Notwithstanding the provisions of the immediately preceding sentence, no
restrictions shall
69
apply with respect to the transfer or registration of transfer of a beneficial
interest in any Certificate that is a Global Certificate of a Class to a
transferee that takes delivery in the form of a beneficial interest in the
Global Certificate of such Class provided that each such transferee shall be
deemed to have made such representations and warranties contained in the Rule
144A Certificate as are sufficient to establish that it is a QIB. In the case of
a proposed transfer of any Certificate to a transferee other than a QIB, the
Trustee may require an Opinion of Counsel that such transaction is exempt from
the registration requirements of the Securities Act. The cost of such opinion
shall not be an expense of the Trustee or the Trust Fund.
(b) The Private Certificates shall each bear a Securities Legend.
Section 5.07 ERISA Restrictions. (a) Subject to the provisions of
subsection (b), no Residual Certificates or Private Certificates may be acquired
directly or indirectly by, or on behalf of, an employee benefit plan or other
retirement arrangement (a "Plan") that is subject to Title I of ERISA and/or
Section 4975 of the Code, or by a person using "plan assets" of a Plan, unless
the proposed transferee provides the Trustee with an Opinion of Counsel for the
benefit of the Trustee, the Master Servicer and the Securities Administrator and
on which they may rely which is the satisfactory to the Trustee, which opinion
will not be at the expense of the Trustee, the Master Servicer or the Securities
Administrator, that the purchase of such Certificates by or on behalf of such
Plan is permissible under applicable law, will not constitute or result in a
nonexempt prohibited transaction under ERISA or Section 4975 of the Code and
will not subject the Trustee, the Master Servicer or the Securities
Administrator to any obligation in addition to those undertaken in the
Agreement.
(b) Any Person acquiring an interest in a Global Certificate which is a
Private Certificate, by acquisition of such Certificate, shall be deemed to have
represented to the Trustee that it is not acquiring an interest in such
Certificate directly or indirectly by, or on behalf of, or with "plan assets"
of, an employee benefit plan or other retirement arrangement which is subject to
Title I of ERISA and/or Section 4975 of the Code.
(c) Each beneficial owner of a Class M-1, Class M-2 or Class M-3
Certificate or any interest therein shall be deemed to have represented, by
virtue of its acquisition or holding of that certificate or interest therein,
that either (i) such Certificate is rated at least "BBB-" or its equivalent by
Fitch, S&P or Xxxxx'x, (ii) such beneficial owner is not a Plan or investing
with "plan assets" of any Plan, or (iii) (1) it is an insurance company, (2) the
source of funds used to acquire or hold the certificate or interest therein is
an "insurance company general account," as such term is defined in Prohibited
Transaction Class Exemption ("PTCE") 95-60, and (3) the conditions in Sections I
and III of PTCE 95-60 have been satisfied.
(d) None of the Trustee, the Master Servicer, or the Securities
Administrator will be required to monitor, determine or inquire as to compliance
with the transfer restrictions with respect to the Global Certificates. Any
attempted or purported transfer of any Certificate in violation of the
provisions of Sections (a), (b) or (c) above shall be void ab initio and such
Certificate shall be considered to have been held continuously by the prior
permitted Certificateholder. Any transferor of any Certificate in violation of
such provisions, shall indemnify and hold harmless the Trustee, the Master
Servicer and the Securities Administrator from and against any and all
liabilities, claims,
70
costs or expenses incurred by the Trustee, the Master Servicer or the Securities
Administrator as a result of such attempted or purported transfer. The Trustee
shall have no liability for transfer of any such Global Certificates in or
through book-entry facilities of any Depository or between or among Depository
Participants or Certificate Owners made in violation of the transfer
restrictions set forth herein.
Section 5.08 Rule 144A Information. For so long as any Private Certificates
are outstanding, (1) the Seller will provide or cause to be provided to any
holder of such Private Certificates and any prospective purchaser thereof
designated by such a holder, upon the request of such holder or prospective
purchaser, the information required to be provided to such holder or prospective
purchaser by Rule 144A(d)(4) under the Securities Act; and (2) the Seller shall
update such information from time to time in order to prevent such information
from becoming false and misleading and will take such other actions as are
necessary to ensure that the safe harbor exemption from the registration
requirements of the Securities Act under Rule 144A is and will be available for
resales of such Private Certificates conducted in accordance with Rule 144A.
71
Article VI
Payments to Certificateholders
Section 6.01 Distributions on the Certificates. (a) On each Distribution
Date, an amount equal to the Interest Funds and Principal Funds for such
Distribution Date shall be withdrawn by the Trustee from the Distribution
Account to the extent of funds on deposit therein and distributed as directed in
accordance with distribution instructions provided to it by the Securities
Administrator for such Distribution Date, in the following order of priority:
First , to pay any accrued and unpaid interest on the Certificates, in the
following order of priority:
1. From Interest Funds, to the Class A Certificates, the Current
Interest and then any Interest Carry Forward Amount for such Class;
2. From remaining Interest Funds, to the Class M-1 Certificates, the
Class M-2 Certificates and the Class M-3 Certificates, sequentially, in
that order, the Current Interest for each such Class;
3. Any Excess Spread to the extent necessary to meet a level of
overcollateralization equal to the Overcollateralization Target Amount will
be the Extra Principal Distribution Amount and will be included as part of
the Principal Distribution Amount and distributed in accordance with second
(A) and (B) below; and
4. Any Remaining Excess Spread will be applied as Excess Cashflow
pursuant to clauses third through ninth below.
Notwithstanding the provisions of clause first 3 and 4, above, on the first
Distribution Date, the Excess Spread (exclusive of any amount thereof necessary
to offset any Realized Losses for such Distribution Date) will be paid to the
holders of the Class B-IO Certificates.
On any Distribution Date, any shortfalls resulting from the application of
the Relief Act and any Prepayment Interest Shortfalls to the extent not covered
by Compensating Interest Payments will be allocated as set forth in the
definition of "Current Interest" herein.
Second, to pay as principal on the Certificates entitled to payments of
principal, in the following order of priority:
(A) For each Distribution Date (i) prior to the Stepdown Date or (ii) on
which a Trigger Event is in effect, from the Principal Funds and the Extra
Principal Distribution Amount for such Distribution Date:
1. To the Class A Certificates, the Principal Distribution Amount
until the Certificate Principal Balance thereof is reduced to zero;
72
2. To the Class M-1 Certificates, any remaining Principal Distribution
Amount until the Certificate Principal Balance thereof is reduced to zero;
3. To the Class M-2 Certificates, any remaining Principal Distribution
Amount until the Certificate Principal Balance thereof is reduced to zero;
and
4. To the Class M-3 Certificates, any remaining Principal Distribution
Amount until the Certificate Principal Balance thereof is reduced to zero.
(B) For each Distribution Date on or after the Stepdown Date, so long as a
Trigger Event is not in effect, from the Principal Funds and the Extra
Principal Distribution Amount for such Distribution Date:
1. To the Class A Certificates, the Class A Principal Distribution
Amount until the Certificate Principal Balance thereof is reduced to zero;
2. To the Class M-1 Certificates, from any remaining Principal
Distribution Amount, the Class M-1 Principal Distribution Amount, until the
Certificate Principal Balance thereof is reduced to zero;
3. To the Class M-2 Certificates, from any remaining Principal
Distribution Amount, the Class M-2 Principal Distribution Amount, until the
Certificate Principal Balance thereof is reduced to zero; and
4. To the Class M-3 Certificates, from any remaining Principal
Distribution Amount, the Class M-3 Principal Distribution Amount, until the
Certificate Principal Balance thereof is reduced to zero;
Third, from any remaining Excess Cashflow, to the Class A Certificates, any
remaining Interest Carry Forward Amount for such Class to the extent not fully
paid pursuant to subclause First 1 above;
Fourth, from any remaining Excess Cashflow, the following amounts to the
Class M-1 Certificates: (a) any Interest Carry Forward Amount and then (b) any
Unpaid Realized Loss Amount, in case for such Class for such Distribution Date;
Fifth, from any remaining Excess Cashflow, the following amounts to the
Class M-2 Certificates: (a) any Interest Carry Forward Amount and then (b) any
Unpaid Realized Loss Amount, in case for such Class for such Distribution Date;
Sixth, from any remaining Excess Cashflow, the following amounts to the
Class M-3 Certificates: (a) any Interest Carry Forward Amount, and then (b) any
Unpaid Realized Loss Amount, in case for such Class for such Distribution Date;
Seventh, from any remaining Excess Cashflow, to the Class A, Class M-1,
Class M-2 and Class M-3 Certificates, in that order, any Basis Risk Shortfall
and any Basis Risk Shortfall Carryforward Amount, in each case for such Class
for such Distribution Date;
73
Eighth, from any remaining Excess Cashflow, to the Class B-IO Certificates,
the Class B-IO Distribution Amount; and
Ninth, any remaining amounts to the Residual Certificates.
(b) On each Distribution Date, the Cap Contract Payment Amount with respect
to such Payment Date shall be distributed in the following order of priority, in
each case to the extent of amounts available:
(1) first, to the holders of the Class A, Class M-1, Class M-2
and Class M-3 Certificates, in that order, any Basis Risk Shortfall
and Basis Risk Shortfall Carryforward Amount for such Distribution
Date to the extent not covered by Excess Cash Flow pursuant to clause
(a) above on such Distribution Date;
(2) second, from any Cap Contract Payment Amount remaining, to
the Class A, Class M-1, Class M-2 and Class M-3 Certificates, in that
order, any Current Interest and Interest Carry Forward Amount for such
Class to the extent not fully paid by Interest Funds pursuant to
clause (a) above or Excess Cash Flow pursuant to clause (a) above on
such Distribution Date; and
(3) third, from any Cap Contract Payment Amount remaining, to the
Class B-IO Certificates.
(c) On each Distribution Date, all amounts representing Prepayment Charges
in respect of the Prepayment Charge Loans received during the related Prepayment
Period will be withdrawn from the Distribution Account and distributed by the
Trustee to the Class XP Certificates and shall not be available for distribution
to the holders of any other Class of Certificates. The payment of such
Prepayment Charges shall not reduce the Certificate Principal Balance of the
Class XP Certificates. In addition, as provided in Section 4.07 hereof, on the
Distribution Date immediately following the Prepayment Period in which the last
Prepayment Charge is collectible on the Prepayment Charge Loans, which
Prepayment Period is the month of July, 2008, the Trustee shall distribute the
amount on deposit in the Class XP Reserve Account to the Class XP Certificates
in reduction of the Certificate Principal Balance thereof until the Certificate
Principal Balance thereof is reduced to zero.
(d) The expenses and fees of the Trust shall be paid by each of the REMICs,
to the extent that such expenses relate to the assets of each of such respective
REMICs, and all other expenses and fees of the Trust shall be paid pro rata by
each of the REMICs.
Section 6.02 Allocation of Losses. On or prior to each Determination Date,
the Master Servicer shall determine the amount of any Realized Loss in respect
of each Mortgage Loan that occurred during the immediately preceding calendar
month. Any Realized Losses with respect to the Mortgage Loans shall be applied
on each Distribution Date after the distributions provided for in Section 6.01,
in reduction of the Certificate Principal Balance of the Class or Classes of
Certificates as provided in the definition of Applied Realized Loss Amount.
74
Section 6.03 Payments. (a) On each Distribution Date, other than the final
Distribution Date, the Trustee shall distribute to each Certificateholder of
record on the directly preceding Record Date the Certificateholder's pro rata
share of its Class (based on the aggregate Fractional Undivided Interest
represented by such Holder's Certificates) of all amounts required to be
distributed on such Distribution Date to such Class, based on information
provided to the Securities Administrator by the Master Servicer. The Securities
Administrator shall calculate the amount to be distributed to each Class and,
based on such amounts, the Securities Administrator shall determine the amount
to be distributed to each Certificateholder. All of the Securities
Administrator's calculations of payments shall be based solely on information
provided to the Securities Administrator by the Master Servicer. The Securities
Administrator shall not be required to confirm, verify or recompute any such
information but shall be entitled to rely conclusively on such information.
(b) Payment of the above amounts to each Certificateholder shall be made
(i) by check mailed to each Certificateholder entitled thereto at the address
appearing in the Certificate Register or (ii) upon receipt by the Trustee on or
before the fifth Business Day preceding the Record Date of written instructions
from a Certificateholder by wire transfer to a United States dollar account
maintained by the payee at any United States depository institution with
appropriate facilities for receiving such a wire transfer; provided, however,
that the final payment in respect of each Class of Certificates will be made
only upon presentation and surrender of such respective Certificates at the
office or agency of the Trustee specified in the notice to Certificateholders of
such final payment.
Section 6.04 Statements to Certificateholders. (a) Concurrently with each
distribution to Certificateholders, the Securities Administrator shall make
available to the parties hereto and each Certificateholder via the Securities
Administrator's internet website as set forth below, the following information,
expressed with respect to clauses (i) through (vii) in the aggregate and as a
Fractional Undivided Interest representing an initial Certificate Principal
Balance of $1,000, in the case of the Interest Only Certificates, a Notional
Amount of $1,000:
(i) the Certificate Principal Balance or Notional Amount of each Class
of Certificates immediately prior to such Distribution Date;
(ii) the amount of the distribution allocable to principal on each
applicable Class of Certificates;
(iii) the aggregate amount of interest accrued at the related
Pass-Through Rate with respect to each Class during the related Interest
Accrual Period;
(iv) the Net Interest Shortfall and any other adjustments to interest
at the related Pass-Through Rate necessary to account for any difference
between interest accrued and aggregate interest distributed with respect to
each Class of Certificates;
(v) the amount of the distribution allocable to interest on each Class
of Certificates;
(vi) the Pass-Through Rates for each Class of Certificates with
respect to such Distribution Date;
75
(vii) the Certificate Principal Balance of each Class of Certificates
after such Distribution Date;
(viii) the amount of any Monthly Advances, Compensating Interest
Payments and outstanding unreimbursed advances by the Servicer or the
Master Servicer included in such distribution;
(ix) the aggregate amount of any Realized Losses (listed separately
for each category of Realized Loss) during the related Prepayment Period
and cumulatively since the Cut-off Date and the amount and source
(separately identified) of any distribution in respect thereof included in
such distribution;
(x) with respect to each Mortgage Loan which incurred a Realized Loss
during the related Prepayment Period, (i) the loan number, (ii) the Stated
Principal Balance of such Mortgage Loan as of the Cut-off Date, (ii) the
Stated Principal Balance of such Mortgage Loan as of the beginning of the
related Due Period, (iii) the Net Liquidation Proceeds with respect to such
Mortgage Loan and (iv) the amount of the Realized Loss with respect to such
Mortgage Loan;
(xi) the amount of Scheduled Principal and Principal Prepayments,
(including but separately identifying the principal amount of principal
prepayments, Insurance Proceeds, the purchase price in connection with the
purchase of Mortgage Loans, cash deposits in connection with substitutions
of Mortgage Loans and Net Liquidation Proceeds) and the number and
principal balance of Mortgage Loans purchased or substituted for during the
relevant period and cumulatively since the Cut-off Date;
(xii) the number of Mortgage Loans (excluding REO Property) remaining
in the Trust Fund as of the end of the related Prepayment Period;
(xiii) information in the aggregate regarding any Mortgage Loan
delinquencies as of the end of the related Prepayment Period, including the
aggregate number and aggregate Outstanding Principal Balance of Mortgage
Loans (a) delinquent 30 to 59 days on a contractual basis, (b) delinquent
60 to 89 days on a contractual basis, and (c) delinquent 90 or more days on
a contractual basis, in each case as of the close of business on the last
Business Day of the immediately preceding month;
(xiv) the number of Mortgage Loans in the foreclosure process as of
the end of the related Due Period and the aggregate Outstanding Principal
Balance of such Mortgage Loans;
(xv) the number and aggregate Outstanding Principal Balance of all
Mortgage Loans as to which the Mortgaged Property was REO Property as of
the end of the related Due Period;
(xvi) the book value (the sum of (A) the Outstanding Principal Balance
of the Mortgage Loan, (B) accrued interest through the date of foreclosure
and (C) foreclosure expenses) of any REO Property; provided that, in the
event that such information is not
76
available to the Securities Administrator on the Distribution Date, such
information shall be furnished promptly after it becomes available;
(xvii) the amount of Realized Losses allocated to each Class of
Certificates since the prior Distribution Date and in the aggregate for all
prior Distribution Dates;
(xviii) the Interest Carry Forward Amount and any Basis Risk Shortfall
Carry Forward Amount for each Class of Certificates;
(xix) the amount of such distribution to Holders of each Class
allocable to interest and the portion thereof, if any, provided by the Cap
Contracts;
(xx) the cumulative amount of Applied Realized Loss Amounts to date
and, in addition, if the Certificate Principal Balances of the Class M-1,
Class M-2 and Class M-3 Certificates have all been reduced to zero, the
cumulative amount of any Realized Losses that have not been allocated to
any Certificates; and
(xxi) whether a Trigger Event exists.
The information set forth above shall be calculated or reported, as the
case may be, by the Securities Administrator, based solely on, and to the extent
of, information provided to the Securities Administrator by the Master Servicer.
The Securities Administrator may conclusively rely on such information and shall
not be required to confirm, verify or recalculate any such information.
The Securities Administrator may make available each month, to any
interested party , the monthly statement to Certificateholders via the
Securities Administrator's website initially located at "xxx.xxxxxxx.xxx."
Assistance in using the website can be obtained by calling the Securities
Administrator's customer service desk at (000) 000-0000. Parties that are unable
to use the above distribution option are entitled to have a paper copy mailed to
them via first class mail by calling the Securities Administrator's customer
service desk and indicating such. The Securities Administrator shall have the
right to change the way such reports are distributed in order to make such
distribution more convenient and/or more accessible to the parties, and the
Securities Administrator shall provide timely and adequate notification to all
parties regarding any such change.
To the extent timely received from the Securities Administrator, the
Trustee will also make monthly statements available each month to
Certificateholders via the Trustee's internet website. The Trustee's internet
website will initially be located at xxx.xxxxxxxx.xxx/xxxxxx. Assistance in
using the Trustee's website service can be obtained by calling the Trustee's
customer service desk at (000) 000-0000.
(b) Within a reasonable period of time after the end of the preceding
calendar year beginning in 2004, the Trustee will furnish such report to each
Holder of the Certificates of record at any time during the prior calendar year
as to the aggregate of amounts reported pursuant to subclauses (a)(ii) and
(a)(v) above with respect to the Certificates, plus information with respect to
the amount of servicing compensation and such other customary information as the
Securities Administrator may determine and advises the Trustee to be necessary
and/or to be required by the Internal Revenue Service or by a federal or state
law or rules or regulations to enable such Holders to
77
prepare their tax returns for such calendar year. Such obligations shall be
deemed to have been satisfied to the extent that substantially comparable
information shall be provided by the Securities Administrator or the Trustee
pursuant to the requirements of the Code.
Section 6.05 Monthly Advances. If the Scheduled Payment on a Mortgage Loan
that was due on a related Due Date and is Delinquent other than as a result of
application of the Relief Act and for which the related Servicer was required to
make an advance pursuant to the related Servicing Agreement exceeds the amount
deposited in the Master Servicer Collection Account which will be used for an
advance with respect to such Mortgage Loan, the Master Servicer will deposit in
the Master Servicer Collection Account not later than the Distribution Account
Deposit Date immediately preceding the related Distribution Date an amount equal
to such deficiency, net of the Servicing Fee for such Mortgage Loan except to
the extent the Master Servicer determines any such advance to be a
Nonrecoverable Advance. Subject to the foregoing, the Master Servicer shall
continue to make such advances through the date that the related Servicer is
required to do so under its Servicing Agreement. If the Master Servicer deems an
advance to be a Nonrecoverable Advance, on the Distribution Account Deposit
Date, the Master Servicer shall present an Officer's Certificate to the Trustee
(i) stating that the Master Servicer elects not to make a Monthly Advance in a
stated amount and (ii) detailing the reason it deems the advance to be a
Nonrecoverable Advance.
Section 6.06 Compensating Interest Payments. The Master Servicer shall
deposit in the Master Servicer Collection Account not later than each
Distribution Account Deposit Date an amount equal to the lesser of (i) the sum
of the aggregate amounts required to be paid by the Servicers under the
Servicing Agreements with respect to Prepayment Interest Shortfalls for the
related Distribution Date, and not so paid by the related Servicers and (ii) the
Master Servicing Compensation for such Distribution Date (such amount, the
"Compensating Interest Payment"). The Master Servicer shall not be entitled to
any reimbursement of any Compensating Interest Payment.
78
Article VII
The Master Servicer
Section 7.01 Liabilities of the Master Servicer. The Master Servicer shall
be liable in accordance herewith only to the extent of the obligations
specifically imposed upon and undertaken by it herein.
Section 7.02 Merger or Consolidation of the Master Servicer.
The Master Servicer will keep in full force and effect its existence,
rights and franchises as a corporation under the laws of the state of its
incorporation, and will obtain and preserve its qualification to do business as
a foreign corporation in each jurisdiction in which such qualification is or
shall be necessary to protect the validity and enforceability of this Agreement,
the Certificates or any of the Mortgage Loans and to perform its duties under
this Agreement.
Any Person into which the Master Servicer may be merged or consolidated, or
any corporation resulting from any merger or consolidation to which the Master
Servicer shall be a party, or any Person succeeding to the business of the
Master Servicer, shall be the successor of the Master Servicer hereunder,
without the execution or filing of any paper or further act on the part of any
of the parties hereto, anything herein to the contrary notwithstanding.
Section 7.03 Indemnification of the Trustee, the Master Servicer and the
Securities Administrator. (a) The Master Servicer agrees to indemnify the
Indemnified Persons for, and to hold them harmless against, any loss, liability
or expense (including reasonable legal fees and disbursements of counsel)
incurred on their part that may be sustained in connection with, arising out of,
or relating to, any claim or legal action (including any pending or threatened
claim or legal action) relating to this Agreement, the Servicing Agreements, the
Assignment Agreements or the Certificates or the powers of attorney delivered by
the Trustee hereunder (i) related to the Master Servicer's failure to perform
its duties in compliance with this Agreement (except as any such loss, liability
or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii)
incurred by reason of the Master Servicer's willful misfeasance, bad faith or
gross negligence in the performance of duties hereunder or by reason of reckless
disregard of obligations and duties hereunder, provided, in each case, that with
respect to any such claim or legal action (or pending or threatened claim or
legal action), the Trustee shall have given the Master Servicer and the Seller
written notice thereof promptly after the Trustee shall have with respect to
such claim or legal action knowledge thereof. The Trustee's failure to deliver
any such notice shall not affect the Trustee's right to indemnification
hereunder, except to the extent the Master Servicer is materially prejudiced by
such failure to give notice. This indemnity shall survive the resignation or
removal of the Trustee, Master Servicer or the Securities Administrator and the
termination of this Agreement.
(b) The Seller will indemnify any Indemnified Person for any loss,
liability or expense of any Indemnified Person not otherwise covered by the
Master Servicer's indemnification pursuant to Section (a) above.
79
Section 7.04 Limitations on Liability of the Master Servicer and Others.
Subject to the obligation of the Master Servicer to indemnify the Indemnified
Persons pursuant to Section 7.03:
(a) Neither the Master Servicer nor any of the directors, officers,
employees or agents of the Master Servicer shall be under any liability to the
Indemnified Persons, the Seller, the Trust Fund or the Certificateholders for
taking any action or for refraining from taking any action in good faith
pursuant to this Agreement, or for errors in judgment; provided, however, that
this provision shall not protect the Master Servicer or any such Person against
any breach of warranties or representations made herein or any liability which
would otherwise be imposed by reason of such Person's willful misfeasance, bad
faith or gross negligence in the performance of duties or by reason of reckless
disregard of obligations and duties hereunder.
(b) The Master Servicer and any director, officer, employee or agent of the
Master Servicer may rely in good faith on any document of any kind prima facie
properly executed and submitted by any Person respecting any matters arising
hereunder.
(c) The Master Servicer, the Custodian and any director, officer, employee
or agent of the Master Servicer or the Custodian shall be indemnified by the
Trust and held harmless thereby against any loss, liability or expense
(including reasonable legal fees and disbursements of counsel) incurred on their
part that may be sustained in connection with, arising out of, or related to,
any claim or legal action (including any pending or threatened claim or legal
action) relating to this Agreement, the Certificates or any Servicing Agreement
(except to the extent that the Master Servicer is indemnified by the Servicer
thereunder), other than (i) any such loss, liability or expense related to the
Master Servicer's failure to perform its duties in compliance with this
Agreement (except as any such loss, liability or expense shall be otherwise
reimbursable pursuant to this Agreement), or to the Custodian's failure to
perform its duties under the Custodial Agreement, respectively, or (ii) any such
loss, liability or expense incurred by reason of the Master Servicer's or the
Custodian's willful misfeasance, bad faith or gross negligence in the
performance of duties hereunder or under the Custodial Agreement, as applicable,
or by reason of reckless disregard of obligations and duties hereunder or under
the Custodial Agreement, as applicable.
(d) The Master Servicer shall not be under any obligation to appear in,
prosecute or defend any legal action that is not incidental to its duties under
this Agreement and that in its opinion may involve it in any expense or
liability; provided, however, the Master Servicer may in its discretion, with
the consent of the Trustee (which consent shall not be unreasonably withheld),
undertake any such action which it may deem necessary or desirable with respect
to this Agreement and the rights and duties of the parties hereto and the
interests of the Certificateholders hereunder. In such event, the legal expenses
and costs of such action and any liability resulting therefrom shall be
expenses, costs and liabilities of the Trust Fund, and the Master Servicer shall
be entitled to be reimbursed therefor out of the Master Servicer Collection
Account as provided by Section 4.03. Nothing in this Section 7.04(d) shall
affect the Master Servicer's obligation to supervise, or to take such actions as
are necessary to ensure, the servicing and administration of the Mortgage Loans
pursuant to Section 3.01(a).
(e) In taking or recommending any course of action pursuant to this
Agreement, unless specifically required to do so pursuant to this Agreement, the
Master Servicer shall not be required to
80
investigate or make recommendations concerning potential liabilities which the
Trust might incur as a result of such course of action by reason of the
condition of the Mortgaged Properties but shall give notice to the Trustee if it
has notice of such potential liabilities.
(f) The Master Servicer shall not be liable for any acts or omissions of
any Servicer, except as otherwise expressly provided herein.
Section 7.05 Master Servicer Not to Resign. Except as provided in Section
7.07, the Master Servicer shall not resign from the obligations and duties
hereby imposed on it except upon a determination that any such duties hereunder
are no longer permissible under applicable law and such impermissibility cannot
be cured. Any such determination permitting the resignation of the Master
Servicer shall be evidenced by an Opinion of Independent Counsel to such effect
delivered to the Trustee. No such resignation by the Master Servicer shall
become effective until EMC or the Trustee or a successor to the Master Servicer
reasonably satisfactory to the Trustee shall have assumed the responsibilities
and obligations of the Master Servicer in accordance with Section 8.02 hereof.
The Trustee shall notify the Rating Agencies of the resignation of the Master
Servicer.
Section 7.06 Successor Master Servicer. In connection with the appointment
of any successor master servicer or the assumption of the duties of the Master
Servicer, EMC or the Trustee may make such arrangements for the compensation of
such successor master servicer out of payments on the Mortgage Loans as EMC or
the Trustee and such successor master servicer shall agree. If the successor
master servicer does not agree that such market value is a fair price, such
successor master servicer shall obtain two quotations of market value from third
parties actively engaged in the servicing of single-family mortgage loans.
Notwithstanding the foregoing, the compensation payable to a successor master
servicer may not exceed the compensation which the Master Servicer would have
been entitled to retain if the Master Servicer had continued to act as Master
Servicer hereunder.
Section 7.07 Sale and Assignment of Master Servicing. The Master Servicer
may sell and assign its rights and delegate its duties and obligations in its
entirety as Master Servicer under this Agreement and EMC may terminate the
Master Servicer without cause and select a new Master Servicer; provided,
however, that: (i) the purchaser or transferee accepting such assignment and
delegation (a) shall be a Person which shall be qualified to service mortgage
loans for Xxxxxx Xxx or Xxxxxxx Mac; (b) shall have a net worth of not less than
$10,000,000 (unless otherwise approved by each Rating Agency pursuant to clause
(ii) below); (c) shall be reasonably satisfactory to the Trustee (as evidenced
in a writing signed by the Trustee); and (d) shall execute and deliver to the
Trustee an agreement, in form and substance reasonably satisfactory to the
Trustee, which contains an assumption by such Person of the due and punctual
performance and observance of each covenant and condition to be performed or
observed by it as master servicer under this Agreement, any custodial agreement
from and after the effective date of such agreement; (ii) each Rating Agency
shall be given prior written notice of the identity of the proposed successor to
the Master Servicer and each Rating Agency's rating of the Certificates in
effect immediately prior to such assignment, sale and delegation will not be
downgraded, qualified or withdrawn as a result of such assignment, sale and
delegation, as evidenced by a letter to such effect delivered to the Master
Servicer and the Trustee; (iii) the Master Servicer assigning and selling the
master servicing shall deliver to the Trustee an Officer's Certificate and an
Opinion of Independent Counsel addressed to the Trustee,
81
each stating that all conditions precedent to such action under this Agreement
have been completed and such action is permitted by and complies with the terms
of this Agreement; and (iv) in the event the Master Servicer is terminated
without cause by EMC, EMC shall pay the terminated Master Servicer a termination
fee equal to 0.25% of the aggregate Stated Principal Balance of the Mortgage
Loans at the time the master servicing of the Mortgage Loans is transferred to
the successor Master Servicer. No such assignment or delegation shall affect any
liability of the Master Servicer arising prior to the effective date thereof.
82
Article VIII
Default
Section 8.01 Events of Default. "Event of Default," wherever used herein,
means any one of the following events (whatever the reason for such Event of
Default and whether it shall be voluntary or involuntary or be effected by
operation of law or pursuant to any judgment, decree or order of any court or
any order, rule or regulation of any administrative or governmental body) and
only with respect to the defaulting Master Servicer:
(i) The Master Servicer fails to cause to be deposited in the
Distribution Account any amount so required to be deposited pursuant to
this Agreement (other than a Monthly Advance), and such failure continues
unremedied for a period of three Business Days after the date upon which
written notice of such failure, requiring the same to be remedied, shall
have been given to the Master Servicer; or
(ii) The Master Servicer fails to observe or perform in any material
respect any other material covenants and agreements set forth in this
Agreement to be performed by it, which covenants and agreements materially
affect the rights of Certificateholders, and such failure continues
unremedied for a period of 60 days after the date on which written notice
of such failure, properly requiring the same to be remedied, shall have
been given to the Master Servicer by the Trustee or to the Master Servicer
and the Trustee by the Holders of Certificates evidencing Fractional
Undivided Interests aggregating not less than 25% of the Trust Fund; or
(iii) There is entered against the Master Servicer a decree or order
by a court or agency or supervisory authority having jurisdiction in the
premises for the appointment of a conservator, receiver or liquidator in
any insolvency, readjustment of debt, marshaling of assets and liabilities
or similar proceedings, or for the winding up or liquidation of its
affairs, and the continuance of any such decree or order is unstayed and in
effect for a period of 60 consecutive days, or an involuntary case is
commenced against the Master Servicer under any applicable insolvency or
reorganization statute and the petition is not dismissed within 60 days
after the commencement of the case; or
(iv) The Master Servicer consents to the appointment of a conservator
or receiver or liquidator in any insolvency, readjustment of debt,
marshaling of assets and liabilities or similar proceedings of or relating
to the Master Servicer or substantially all of its property; or the Master
Servicer admits in writing its inability to pay its debts generally as they
become due, files a petition to take advantage of any applicable insolvency
or reorganization statute, makes an assignment for the benefit of its
creditors, or voluntarily suspends payment of its obligations;
(v) The Master Servicer assigns or delegates its duties or rights
under this Agreement in contravention of the provisions permitting such
assignment or delegation under Sections 7.05 or 7.07; or
83
(vi) The Master Servicer fails to deposit, or cause to be deposited,
in the Distribution Account any Monthly Advance (other than a
Nonrecoverable Advance) by 5:00 p.m. New York City time on the Distribution
Account Deposit Date.
In each and every such case, so long as such Event of Default with respect to
the Master Servicer shall not have been remedied, either the Trustee or the
Holders of Certificates evidencing Fractional Undivided Interests aggregating
not less than 51% of the principal of the Trust Fund, by notice in writing to
the Master Servicer (and to the Trustee if given by such Certificateholders),
with a copy to the Rating Agencies, and with the consent of EMC, may terminate
all of the rights and obligations (but not the liabilities) of the Master
Servicer under this Agreement and in and to the Mortgage Loans and/or the REO
Property serviced by the Master Servicer and the proceeds thereof. Upon the
receipt by the Master Servicer of the written notice, all authority and power of
the Master Servicer under this Agreement, whether with respect to the
Certificates, the Mortgage Loans, REO Property or under any other related
agreements (but only to the extent that such other agreements relate to the
Mortgage Loans or related REO Property) shall, subject to Section 8.02,
automatically and without further action pass to and be vested in the Trustee
pursuant to this Section 8.01; and, without limitation, the Trustee is hereby
authorized and empowered to execute and deliver, on behalf of the Master
Servicer as attorney-in-fact or otherwise, any and all documents and other
instruments and to do or accomplish all other acts or things necessary or
appropriate to effect the purposes of such notice of termination, whether to
complete the transfer and endorsement or assignment of the Mortgage Loans and
related documents, or otherwise. The Master Servicer agrees to cooperate with
the Trustee in effecting the termination of the Master Servicer's rights and
obligations hereunder, including, without limitation, the transfer to the
Trustee of (i) the property and amounts which are then or should be part of the
Trust or which thereafter become part of the Trust; and (ii) originals or copies
of all documents of the Master Servicer reasonably requested by the Trustee to
enable it to assume the Master Servicer's duties thereunder. In addition to any
other amounts which are then, or, notwithstanding the termination of its
activities under this Agreement, may become payable to the Master Servicer under
this Agreement, the Master Servicer shall be entitled to receive, out of any
amount received on account of a Mortgage Loan or related REO Property, that
portion of such payments which it would have received as reimbursement under
this Agreement if notice of termination had not been given. The termination of
the rights and obligations of the Master Servicer shall not affect any
obligations incurred by the Master Servicer prior to such termination.
Notwithstanding the foregoing, if an Event of Default described in clause
(vi) of this Section 8.01 shall occur, the Trustee shall, by notice in writing
to the Master Servicer, which may be delivered by telecopy, immediately
terminate all of the rights and obligations of the Master Servicer thereafter
arising under this Agreement, but without prejudice to any rights it may have as
a Certificateholder or to reimbursement of Monthly Advances and other advances
of its own funds, and the Trustee shall act as provided in Section 8.02 to carry
out the duties of the Master Servicer, including the obligation to make any
Monthly Advance, the nonpayment of which was an Event of Default described in
clause (vi) of this Section 8.01. Any such action taken by the Trustee must be
prior to the distribution on the relevant Distribution Date.
Section 8.02 Trustee to Act; Appointment of Successor. (a) Upon the receipt
by the Master Servicer of a notice of termination pursuant to Section 8.01 or an
Opinion of Independent Counsel pursuant to Section 7.05 to the effect that the
Master Servicer is legally unable to act or to
84
delegate its duties to a Person which is legally able to act, the Trustee shall
automatically become the successor in all respects to the Master Servicer in its
capacity under this Agreement and the transactions set forth or provided for
herein and shall thereafter be subject to all the responsibilities, duties,
liabilities and limitations on liabilities relating thereto placed on the Master
Servicer by the terms and provisions hereof; provided, however, that EMC shall
have the right to either (a) immediately assume the duties of the Master
Servicer or (b) select a successor Master Servicer; provided further, however,
that the Trustee shall have no obligation whatsoever with respect to any
liability (other than advances deemed recoverable and not previously made)
incurred by the Master Servicer at or prior to the time of termination. As
compensation therefor, but subject to Section 7.06, the Trustee shall be
entitled to compensation which the Master Servicer would have been entitled to
retain if the Master Servicer had continued to act hereunder, except for those
amounts due the Master Servicer as reimbursement permitted under this Agreement
for advances previously made or expenses previously incurred. Notwithstanding
the above, the Trustee may, if it shall be unwilling so to act, or shall, if it
is legally unable so to act, appoint or petition a court of competent
jurisdiction to appoint, any established housing and home finance institution
which is a Xxxxxx Mae- or Xxxxxxx Mac-approved servicer, and with respect to a
successor to the Master Servicer only, having a net worth of not less than
$10,000,000, as the successor to the Master Servicer hereunder in the assumption
of all or any part of the responsibilities, duties or liabilities of the Master
Servicer hereunder; provided, that the Trustee shall obtain a letter from each
Rating Agency that the ratings, if any, on each of the Certificates will not be
lowered as a result of the selection of the successor to the Master Servicer.
Pending appointment of a successor to the Master Servicer hereunder, the Trustee
shall act in such capacity as hereinabove provided. In connection with such
appointment and assumption, the Trustee may make such arrangements for the
compensation of such successor out of payments on the Mortgage Loans as it and
such successor shall agree; provided, however, that the provisions of Section
7.06 shall apply, the compensation shall not be in excess of that to which the
Master Servicer would have been entitled to if the Master Servicer had continued
to act hereunder, and that such successor shall undertake and assume the
obligations of the Trustee to pay compensation to any third Person acting as an
agent or independent contractor in the performance of master servicing
responsibilities hereunder. The Trustee and such successor shall take such
action, consistent with this Agreement, as shall be necessary to effectuate any
such succession.
(b) If the Trustee shall succeed to any duties of the Master Servicer
respecting the Mortgage Loans as provided herein, it shall do so in a separate
capacity and not in its capacity as Trustee and, accordingly, the provisions of
Article IX shall be inapplicable to the Trustee in its duties as the successor
to the Master Servicer in the servicing of the Mortgage Loans (although such
provisions shall continue to apply to the Trustee in its capacity as Trustee);
the provisions of Article VII, however, shall apply to it in its capacity as
successor master servicer.
Section 8.03 Notification to Certificateholders. Upon any termination or
appointment of a successor to the Master Servicer, the Trustee shall give prompt
written notice thereof to Certificateholders at their respective addresses
appearing in the Certificate Register and to the Rating Agencies.
Section 8.04 Waiver of Defaults. The Trustee shall transmit by mail to all
Certificateholders, within 60 days after the occurrence of any Event of Default
actually known to a Responsible Officer of the Trustee, unless such Event of
Default shall have been cured, notice of
85
each such Event of Default. The Holders of Certificates evidencing Fractional
Undivided Interests aggregating not less than 51% of the Trust Fund may, on
behalf of all Certificateholders, waive any default by the Master Servicer in
the performance of its obligations hereunder and the consequences thereof,
except a default in the making of or the causing to be made any required
distribution on the Certificates, which default may only be waived by Holders of
Certificates evidencing Fractional Undivided Interests aggregating 100% of the
Trust Fund. Upon any such waiver of a past default, such default shall be deemed
to cease to exist, and any Event of Default arising therefrom shall be deemed to
have been timely remedied for every purpose of this Agreement. No such waiver
shall extend to any subsequent or other default or impair any right consequent
thereon except to the extent expressly so waived. The Trustee shall give notice
of any such waiver to the Rating Agencies.
Section 8.05 List of Certificateholders. Upon written request of three or
more Certificateholders of record, for purposes of communicating with other
Certificateholders with respect to their rights under this Agreement, the
Trustee will afford such Certificateholders access during business hours to the
most recent list of Certificateholders held by the Trustee.
86
Article IX
Concerning the Trustee and the Securities Administrator
Section 9.01 Duties of Trustee. (a) The Trustee, prior to the occurrence of
an Event of Default and after the curing or waiver of all Events of Default
which may have occurred, and the Securities Administrator each undertake to
perform such duties and only such duties as are specifically set forth in this
Agreement as duties of the Trustee and the Securities Administrator,
respectively. If an Event of Default has occurred and has not been cured or
waived, the Trustee shall exercise such of the rights and powers vested in it by
this Agreement, and subject to Section 8.02(b) use the same degree of care and
skill in their exercise, as a prudent person would exercise under the
circumstances in the conduct of his own affairs.
(b) Upon receipt of all resolutions, certificates, statements, opinions,
reports, documents, orders or other instruments which are specifically required
to be furnished to the Trustee and the Securities Administrator pursuant to any
provision of this Agreement, the Trustee and the Securities Administrator,
respectively, shall examine them to determine whether they are in the form
required by this Agreement; provided, however, that neither the Trustee nor the
Securities Administrator shall be responsible for the accuracy or content of any
resolution, certificate, statement, opinion, report, document, order or other
instrument furnished hereunder; provided, further, that neither the Trustee nor
the Securities Administrator shall be responsible for the accuracy or
verification of any calculation provided to it pursuant to this Agreement.
(c) On each Distribution Date, the Trustee shall make monthly distributions
and the final distribution to the Certificateholders from funds in the
Distribution Account as provided in Sections 6.01 and 10.01 herein based solely
on the report of the Securities Administrator.
(d) No provision of this Agreement shall be construed to relieve the
Trustee or the Securities Administrator from liability for its own negligent
action, its own negligent failure to act or its own willful misconduct;
provided, however, that:
(i) Prior to the occurrence of an Event of Default, and after the
curing or waiver of all such Events of Default which may have occurred, the
duties and obligations of the Trustee and the Securities Administrator
shall be determined solely by the express provisions of this Agreement,
neither the Trustee nor the Securities Administrator shall be liable except
for the performance of their respective duties and obligations as are
specifically set forth in this Agreement, no implied covenants or
obligations shall be read into this Agreement against the Trustee or the
Securities Administrator and, in the absence of bad faith on the part of
the Trustee or the Securities Administrator, respectively, the Trustee or
the Securities Administrator, respectively, may conclusively rely, as to
the truth of the statements and the correctness of the opinions expressed
therein, upon any certificates or opinions furnished to the Trustee or the
Securities Administrator, respectively, and conforming to the requirements
of this Agreement;
(ii) Neither the Trustee nor the Securities Administrator shall be
liable in its individual capacity for an error of judgment made in good
faith by a Responsible Officer or
87
Responsible Officers of the Trustee or an officer of the Securities
Administrator, respectively, unless it shall be proved that the Trustee or
the Securities Administrator, respectively, was negligent in ascertaining
the pertinent facts;
(iii) Neither the Trustee nor the Securities Administrator shall be
liable with respect to any action taken, suffered or omitted to be taken by
it in good faith in accordance with the directions of the Holders of
Certificates evidencing Fractional Undivided Interests aggregating not less
than 25% of the Trust Fund, if such action or non-action relates to the
time, method and place of conducting any proceeding for any remedy
available to the Trustee or the Securities Administrator, respectively, or
exercising any trust or other power conferred upon the Trustee or the
Securities Administrator, respectively, under this Agreement;
(iv) The Trustee shall not be required to take notice or be deemed to
have notice or knowledge of any default or Event of Default unless a
Responsible Officer of the Trustee's Corporate Trust Office shall have
actual knowledge thereof. In the absence of such notice, the Trustee may
conclusively assume there is no such default or Event of Default;
(v) The Trustee shall not in any way be liable by reason of any
insufficiency in any Account held by or in the name of Trustee unless it is
determined by a court of competent jurisdiction that the Trustee's gross
negligence or willful misconduct was the primary cause of such
insufficiency (except to the extent that the Trustee is obligor and has
defaulted thereon);
(vi) Anything in this Agreement to the contrary notwithstanding, in no
event shall the Trustee or the Securities Administrator be liable for
special, indirect or consequential loss or damage of any kind whatsoever
(including but not limited to lost profits), even if the Trustee or the
Securities Administrator, respectively, has been advised of the likelihood
of such loss or damage and regardless of the form of action;
(vii) None of the Securities Administrator, the Seller, the Master
Servicer, EMC or the Trustee shall be responsible for the acts or omissions
of the other, it being understood that this Agreement shall not be
construed to render them partners, joint venturers or agents of one
another; and
(viii) Neither the Trustee nor the Securities Administrator shall be
required to expend or risk its own funds or otherwise incur financial
liability in the performance of any of its duties hereunder, or in the
exercise of any of its rights or powers, if there is reasonable ground for
believing that the repayment of such funds or adequate indemnity against
such risk or liability is not reasonably assured to it, and none of the
provisions contained in this Agreement shall in any event require the
Trustee or the Securities Administrator to perform, or be responsible for
the manner of performance of, any of the obligations of the Master Servicer
under the Agreement, except during such time, if any, as the Trustee shall
be the successor to, and be vested with the rights, duties, powers and
privileges of, the Master Servicer in accordance with the terms of this
Agreement.
88
(e) All funds received by the Master Servicer and the Trustee and required
to be deposited in the Master Servicer Collection Account or Distribution
Account pursuant to this Agreement will be promptly so deposited by the Master
Servicer and the Trustee.
(f) Except for those actions that the Trustee or the Securities
Administrator is required to take hereunder, neither the Trustee nor the
Securities Administrator shall have any obligation or liability to take any
action or to refrain from taking any action hereunder in the absence of written
direction as provided hereunder.
Section 9.02 Certain Matters Affecting the Trustee and the Securities
Administrator. Except as otherwise provided in Section 9.01:
(a) The Trustee and the Securities Administrator may rely and shall be
protected in acting or refraining from acting in reliance on any resolution,
certificate of a Seller, Master Servicer or Servicer, certificate of auditors or
any other certificate, statement, instrument, opinion, report, notice, request,
consent, order, appraisal, bond or other paper or document believed by it to be
genuine and to have been signed or presented by the proper party or parties;
(b) The Trustee and the Securities Administrator may consult with counsel
and any advice of such counsel or any Opinion of Counsel shall be full and
complete authorization and protection with respect to any action taken or
suffered or omitted by it hereunder in good faith and in accordance with such
advice or Opinion of Counsel;
(c) Neither the Trustee nor the Securities Administrator shall be under any
obligation to exercise any of the trusts or powers vested in it by this
Agreement, other than its obligation to give notices pursuant to this Agreement,
or to institute, conduct or defend any litigation hereunder or in relation
hereto at the request, order or direction of any of the Certificateholders
pursuant to the provisions of this Agreement, unless such Certificateholders
shall have offered to the Trustee reasonable security or indemnity against the
costs, expenses and liabilities which may be incurred therein or thereby.
Nothing contained herein shall, however, relieve the Trustee of the obligation,
upon the occurrence of an Event of Default of which a Responsible Officer of the
Trustee has actual knowledge (which has not been cured or waived), subject to
Section 8.02(b), to exercise such of the rights and powers vested in it by this
Agreement, and to use the same degree of care and skill in their exercise, as a
prudent person would exercise under the circumstances in the conduct of his own
affairs;
(d) Prior to the occurrence of an Event of Default hereunder and after the
curing or waiver of all Events of Default which may have occurred, neither the
Trustee nor the Securities Administrator shall be liable in its individual
capacity for any action taken, suffered or omitted by it in good faith and
believed by it to be authorized or within the discretion or rights or powers
conferred upon it by this Agreement;
(e) Neither the Trustee nor the Securities Administrator shall be bound to
make any investigation into the facts or matters stated in any resolution,
certificate, statement, instrument, opinion, report, notice, request, consent,
order, approval, bond or other paper or document, unless requested in writing to
do so by Holders of Certificates evidencing Fractional Undivided Interests
89
aggregating not less than 25% of the Trust Fund and provided that the payment
within a reasonable time to the Trustee or the Securities Administrator, as
applicable, of the costs, expenses or liabilities likely to be incurred by it in
the making of such investigation is, in the opinion of the Trustee or the
Securities Administrator, as applicable, reasonably assured to the Trustee or
the Securities Administrator, as applicable, by the security afforded to it by
the terms of this Agreement. The Trustee or the Securities Administrator may
require reasonable indemnity against such expense or liability as a condition to
taking any such action. The reasonable expense of every such examination shall
be paid by the Certificateholders requesting the investigation;
(f) The Trustee and the Securities Administrator may execute any of the
trusts or powers hereunder or perform any duties hereunder either directly or
through Affiliates, agents or attorneys; provided, however, that the Trustee may
not appoint any agent to perform its custodial functions with respect to the
Mortgage Files or paying agent functions under this Agreement without the
express written consent of the Master Servicer, which consent will not be
unreasonably withheld. Neither the Trustee nor the Securities Administrator
shall be liable or responsible for the misconduct or negligence of any of the
Trustee's or the Securities Administrator's agents or attorneys or a custodian
or paying agent appointed hereunder by the Trustee or the Securities
Administrator with due care and, when required, with the consent of the Master
Servicer;
(g) Should the Trustee or the Securities Administrator deem the nature of
any action required on its part, other than a payment or transfer under Section
4.01(b) or Section 4.02, to be unclear, the Trustee or the Securities
Administrator, respectively, may require prior to such action that it be
provided by the Seller with reasonable further instructions;
(h) The right of the Trustee or the Securities Administrator to perform any
discretionary act enumerated in this Agreement shall not be construed as a duty,
and neither the Trustee nor the Securities Administrator shall be accountable
for other than its negligence or willful misconduct in the performance of any
such act;
(i) Neither the Trustee nor the Securities Administrator shall be required
to give any bond or surety with respect to the execution of the trust created
hereby or the powers granted hereunder, except as provided in Section 9.07; and
(j) Neither the Trustee nor the Securities Administrator shall have any
duty to conduct any affirmative investigation as to the occurrence of any
condition requiring the repurchase of any Mortgage Loan by the Mortgage Loan
Seller pursuant to the Mortgage Loan Purchase Agreement or this Agreement, as
applicable, or the eligibility of any Mortgage Loan for purposes of this
Agreement.
Section 9.03 Trustee and Securities Administrator Not Liable for
Certificates or Mortgage Loans. The recitals contained herein and in the
Certificates (other than the signature and countersignature of the Trustee on
the Certificates) shall be taken as the statements of the Seller, and neither
the Trustee nor the Securities Administrator shall have any responsibility for
their correctness. Neither the Trustee nor the Securities Administrator makes
any representation as to the validity or sufficiency of the Certificates (other
than the signature and countersignature of the Trustee on the Certificates) or
of any Mortgage Loan except as expressly provided in Sections 2.02 and 2.05
90
hereof; provided, however, that the foregoing shall not relieve the Trustee of
the obligation to review the Mortgage Files pursuant to Sections 2.02 and 2.04.
The Trustee's signature and countersignature (or countersignature of its agent)
on the Certificates shall be solely in its capacity as Trustee and shall not
constitute the Certificates an obligation of the Trustee in any other capacity.
Neither the Trustee nor the Securities Administrator shall be accountable for
the use or application by the Seller of any of the Certificates or of the
proceeds of such Certificates, or for the use or application of any funds paid
to the Seller with respect to the Mortgage Loans. Subject to the provisions of
Section 2.05, neither the Trustee nor the Securities Administrator shall be
responsible for the legality or validity of this Agreement or any document or
instrument relating to this Agreement, the validity of the execution of this
Agreement or of any supplement hereto or instrument of further assurance, or the
validity, priority, perfection or sufficiency of the security for the
Certificates issued hereunder or intended to be issued hereunder. Neither the
Trustee nor the Securities Administrator shall at any time have any
responsibility or liability for or with respect to the legality, validity and
enforceability of any Mortgage or any Mortgage Loan, or the perfection and
priority of any Mortgage or the maintenance of any such perfection and priority,
or for or with respect to the sufficiency of the Trust Fund or its ability to
generate the payments to be distributed to Certificateholders, under this
Agreement. Neither the Trustee nor the Securities Administrator shall have any
responsibility for filing any financing or continuation statement in any public
office at any time or to otherwise perfect or maintain the perfection of any
security interest or lien granted to it hereunder or to record this Agreement
other than any continuation statements filed by the Trustee pursuant to Section
3.20.
Section 9.04 Trustee and Securities Administrator May Own Certificates. The
Trustee and the Securities Administrator in its individual capacity or in any
capacity other than as Trustee hereunder may become the owner or pledgee of any
Certificates with the same rights it would have if it were not Trustee or the
Securities Administrator, as applicable, and may otherwise deal with the parties
hereto.
Section 9.05 Trustee's and Securities Administrator's Fees and Expenses.
The fees and expenses of the Trustee and the Securities Administrator shall be
paid in accordance with a side letter agreement between the Trustee and the
Master Servicer. In addition, the Trustee and the Securities Administrator will
be entitled to recover from the Master Servicer Collection Account pursuant to
Section 4.03 all reasonable out-of-pocket expenses, disbursements and advances
and the expenses of the Trustee and the Securities Administrator, respectively,
in connection with any Event of Default, any breach of this Agreement or any
claim or legal action (including any pending or threatened claim or legal
action) incurred or made by the Trustee or the Securities Administrator,
respectively, in the administration of the trusts hereunder (including the
reasonable compensation, expenses and disbursements of its counsel) except any
such expense, disbursement or advance as may arise from its negligence or
intentional misconduct or which is the responsibility of the Certificateholders.
If funds in the Master Servicer Collection Account are insufficient therefor,
the Trustee and the Securities Administrator shall recover such expenses from
the Seller. Such compensation and reimbursement obligation shall not be limited
by any provision of law in regard to the compensation of a trustee of an express
trust.
Section 9.06 Eligibility Requirements for Trustee and Securities
Administrator. The Trustee and any successor Trustee and the Securities
Administrator and any successor Securities Administrator shall during the entire
duration of this Agreement be a state bank or trust company or
91
a national banking association organized and doing business under the laws of
such state or the United States of America, authorized under such laws to
exercise corporate trust powers, having a combined capital and surplus and
undivided profits of at least $40,000,000 or, in the case of a successor
Trustee, $50,000,000, subject to supervision or examination by federal or state
authority and, in the case of the Trustee, rated "BBB" or higher by Fitch with
respect to their long-term rating and rated "BBB" or higher by Standard & Poor's
and "Baa2" or higher by Moody's with respect to any outstanding long-term
unsecured unsubordinated debt, and, in the case of a successor Trustee or
successor Securities Administrator other than pursuant to Section 9.10, rated in
one of the two highest long-term debt categories of, or otherwise acceptable to,
each of the Rating Agencies. If the Trustee publishes reports of condition at
least annually, pursuant to law or to the requirements of the aforesaid
supervising or examining authority, then for the purposes of this Section 9.06
the combined capital and surplus of such corporation shall be deemed to be its
total equity capital (combined capital and surplus) as set forth in its most
recent report of condition so published. In case at any time the Trustee or the
Securities Administrator shall cease to be eligible in accordance with the
provisions of this Section 9.06, the Trustee or the Securities Administrator
shall resign immediately in the manner and with the effect specified in Section
9.08.
Section 9.07 Insurance. The Trustee and the Securities Administrator, at
their own expense, shall at all times maintain and keep in full force and
effect: (i) fidelity insurance, (ii) theft of documents insurance and (iii)
forgery insurance (which may be collectively satisfied by a "Financial
Institution Bond" and/or a "Bankers' Blanket Bond"). All such insurance shall be
in amounts, with standard coverage and subject to deductibles, as are customary
for insurance typically maintained by banks or their affiliates which act as
custodians for investor-owned mortgage pools. A certificate of an officer of the
Trustee or the Securities Administrator as to the Trustee's or the Securities
Administrator's, respectively, compliance with this Section 9.07 shall be
furnished to any Certificateholder upon reasonable written request.
Section 9.08 Resignation and Removal of the Trustee and Securities
Administrator. (a) The Trustee and the Securities Administrator may at any time
resign and be discharged from the Trust hereby created by giving written notice
thereof to the Seller and the Master Servicer, with a copy to the Rating
Agencies. Upon receiving such notice of resignation, the Seller shall promptly
appoint a successor Trustee or successor Securities Administrator, as
applicable, by written instrument, in triplicate, one copy of which instrument
shall be delivered to each of the resigning Trustee or Securities Administrator,
as applicable, the successor Trustee or Securities Administrator, as applicable.
If no successor Trustee or Securities Administrator shall have been so appointed
and have accepted appointment within 30 days after the giving of such notice of
resignation, the resigning Trustee or Securities Administrator may petition any
court of competent jurisdiction for the appointment of a successor Trustee or
Securities Administrator.
(b) If at any time the Trustee or the Securities Administrator shall cease
to be eligible in accordance with the provisions of Section 9.06 and shall fail
to resign after written request therefor by the Seller or if at any time the
Trustee or the Securities Administrator shall become incapable of acting, or
shall be adjudged a bankrupt or insolvent, or a receiver of the Trustee or the
Securities Administrator, as applicable, or of its property shall be appointed,
or any public officer shall take charge or control of the Trustee or the
Securities Administrator, as applicable, or of its property or affairs for the
purpose of rehabilitation, conservation or liquidation, then the Seller shall
promptly
92
remove the Trustee, or shall be entitled to remove the Securities Administrator,
as applicable, and appoint a successor Trustee or Securities Administrator, as
applicable, by written instrument, in triplicate, one copy of which instrument
shall be delivered to each of the Trustee or Securities Administrator, as
applicable, so removed, the successor Trustee or Securities Administrator, as
applicable.
(c) The Holders of Certificates evidencing Fractional Undivided Interests
aggregating not less than 51% of the Trust Fund may at any time remove the
Trustee or the Securities Administrator and appoint a successor Trustee or
Securities Administrator by written instrument or instruments, in quadruplicate,
signed by such Holders or their attorneys-in-fact duly authorized, one complete
set of which instruments shall be delivered to the Seller, the Master Servicer,
the Securities Administrator (if the Trustee is removed), the Trustee (if the
Securities Administrator is removed), and the Trustee or Securities
Administrator so removed and the successor so appointed. In the event that the
Trustee or Securities Administrator is removed by the Holders of Certificates in
accordance with this Section 9.08(c), the Holders of such Certificates shall be
responsible for paying any compensation payable to a successor Trustee or
successor Securities Administrator, in excess of the amount paid to the
predecessor Trustee or predecessor Securities Administrator, as applicable.
(d) No resignation or removal of the Trustee or the Securities
Administrator and appointment of a successor Trustee or Securities Administrator
pursuant to any of the provisions of this Section 9.08 shall become effective
except upon appointment of and acceptance of such appointment by the successor
Trustee or Securities Administrator as provided in Section 9.09.
Section 9.09 Successor Trustee and Successor Securities Administrator. (a)
Any successor Trustee or Securities Administrator appointed as provided in
Section 9.08 shall execute, acknowledge and deliver to the Seller and to its
predecessor Trustee or Securities Administrator an instrument accepting such
appointment hereunder. The resignation or removal of the predecessor Trustee or
Securities Administrator shall then become effective and such successor Trustee
or Securities Administrator, without any further act, deed or conveyance, shall
become fully vested with all the rights, powers, duties and obligations of its
predecessor hereunder, with like effect as if originally named as Trustee or
Securities Administrator herein. The predecessor Trustee or Securities
Administrator shall after payment of its outstanding fees and expenses promptly
deliver to the successor Trustee or Securities Administrator, as applicable, all
assets and records of the Trust held by it hereunder, and the Seller and the
predecessor Trustee or Securities Administrator, as applicable, shall execute
and deliver such instruments and do such other things as may reasonably be
required for more fully and certainly vesting and confirming in the successor
Trustee or Securities Administrator, as applicable, all such rights, powers,
duties and obligations.
(b) No successor Trustee or Securities Administrator shall accept
appointment as provided in this Section 9.09 unless at the time of such
acceptance such successor Trustee or Securities Administrator shall be eligible
under the provisions of Section 9.06.
(c) Upon acceptance of appointment by a successor Trustee or Securities
Administrator as provided in this Section 9.09, the successor Trustee or
Securities Administrator shall mail notice of the succession of such Trustee or
Securities Administrator hereunder to all Certificateholders at
93
their addresses as shown in the Certificate Register and to the Rating Agencies.
EMC shall pay the cost of any mailing by the successor Trustee or Securities
Administrator.
Section 9.10 Merger or Consolidation of Trustee or Securities
Administrator. Any state bank or trust company or national banking association
into which the Trustee or the Securities Administrator may be merged or
converted or with which it may be consolidated or any state bank or trust
company or national banking association resulting from any merger, conversion or
consolidation to which the Trustee or the Securities Administrator,
respectively, shall be a party, or any state bank or trust company or national
banking association succeeding to all or substantially all of the corporate
trust business of the Trustee or the Securities Administrator, respectively,
shall be the successor of the Trustee or the Securities Administrator,
respectively, hereunder, provided such state bank or trust company or national
banking association shall be eligible under the provisions of Section 9.06. Such
succession shall be valid without the execution or filing of any paper or any
further act on the part of any of the parties hereto, anything herein to the
contrary notwithstanding.
Section 9.11 Appointment of Co-Trustee or Separate Trustee. (a)
Notwithstanding any other provisions hereof, at any time, for the purpose of
meeting any legal requirements of any jurisdiction in which any part of the
Trust or property constituting the same may at the time be located, the Seller
and the Trustee acting jointly shall have the power and shall execute and
deliver all instruments to appoint one or more Persons approved by the Trustee
and the Seller to act as co-trustee or co-trustees, jointly with the Trustee, or
separate trustee or separate trustees, of all or any part of the Trust, and to
vest in such Person or Persons, in such capacity, such title to the Trust, or
any part thereof, and, subject to the other provisions of this Section 9.11,
such powers, duties, obligations, rights and trusts as the Seller and the
Trustee may consider necessary or desirable.
(b) If the Seller shall not have joined in such appointment within 15 days
after the receipt by it of a written request so to do, the Trustee shall have
the power to make such appointment without the Seller.
(c) No co-trustee or separate trustee hereunder shall be required to meet
the terms of eligibility as a successor Trustee under Section 9.06 hereunder and
no notice to Certificateholders of the appointment of co-trustee(s) or separate
trustee(s) shall be required under Section 9.08 hereof.
(d) In the case of any appointment of a co-trustee or separate trustee
pursuant to this Section 9.11, all rights, powers, duties and obligations
conferred or imposed upon the Trustee and required to be conferred on such
co-trustee shall be conferred or imposed upon and exercised or performed by the
Trustee and such separate trustee or co-trustee jointly, except to the extent
that under any law of any jurisdiction in which any particular act or acts are
to be performed (whether as Trustee hereunder or as successor to the Master
Servicer hereunder), the Trustee shall be incompetent or unqualified to perform
such act or acts, in which event such rights, powers, duties and obligations
(including the holding of title to the Trust or any portion thereof in any such
jurisdiction) shall be exercised and performed by such separate trustee or
co-trustee at the direction of the Trustee.
(e) Any notice, request or other writing given to the Trustee shall be
deemed to have been given to each of the then separate trustees and co-trustees,
as effectively as if given to each of them.
94
Every instrument appointing any separate trustee or co-trustee shall refer to
this Agreement and the conditions of this Article IX. Each separate trustee and
co-trustee, upon its acceptance of the trusts conferred, shall be vested with
the estates or property specified in its instrument of appointment, either
jointly with the Trustee or separately, as may be provided therein, subject to
all the provisions of this Agreement, specifically including every provision of
this Agreement relating to the conduct of, affecting the liability of, or
affording protection to, the Trustee. Every such instrument shall be filed with
the Trustee.
(f) To the extent not prohibited by law, any separate trustee or co-trustee
may, at any time, request the Trustee, its agent or attorney-in-fact, with full
power and authority, to do any lawful act under or with respect to this
Agreement on its behalf and in its name. If any separate trustee or co-trustee
shall die, become incapable of acting, resign or be removed, all of its estates,
properties rights, remedies and trusts shall vest in and be exercised by the
Trustee, to the extent permitted by law, without the appointment of a new or
successor Trustee.
(g) No trustee under this Agreement shall be personally liable by reason of
any act or omission of another trustee under this Agreement. The Seller and the
Trustee acting jointly may at any time accept the resignation of or remove any
separate trustee or co-trustee.
Section 9.12 Federal Information Returns and Reports to Certificateholders;
REMIC Administration. (a) For federal income tax purposes, the taxable year of
each of REMIC I and REMIC II shall be a calendar year and the Securities
Administrator shall maintain or cause the maintenance of the books of each such
REMIC on the accrual method of accounting.
(b) The Securities Administrator shall prepare and file or cause to be
filed with the Internal Revenue Service, and the Trustee shall sign, Federal tax
information returns or elections required to be made hereunder with respect to
each of REMIC I and REMIC II, the Trust Fund, if applicable, and the
Certificates containing such information and at the times and in the manner as
may be required by the Code or applicable Treasury regulations, and shall
furnish to each Holder of Certificates at any time during the calendar year for
which such returns or reports are made such statements or information at the
times and in the manner as may be required thereby, including, without
limitation, reports relating to interest, original issue discount and market
discount or premium (using a constant prepayment assumption of 30% CPR). The
Securities Administrator will apply for an Employee Identification Number from
the IRS under Form SS-4 or any other acceptable method for all tax entities. In
connection with the foregoing, the Securities Administrator shall timely prepare
and file, and the Trustee shall sign, IRS Form 8811, which shall provide the
name and address of the person who can be contacted to obtain information
required to be reported to the holders of regular interests in each of REMIC I
and REMIC II (the "REMIC Reporting Agent"). The Trustee shall make elections to
treat each of REMIC I and REMIC II as a REMIC (which elections shall apply to
the taxable period ending December 31, 2003 and each calendar year thereafter)
in such manner as the Code or applicable Treasury regulations may prescribe, and
as described by the Securities Administrator. The Trustee shall sign all tax
information returns filed pursuant to this Section and any other returns as may
be required by the Code. The Holder of the largest percentage interest in the
Class R-I Certificate is hereby designated as the "Tax Matters Person" (within
the meaning of Treas. Reg. ??1.860F-4(d)) for REMIC I, and the Holder of the
largest percentage interest in the Class R-II Certificate is hereby designated
as the "Tax Matters Person" for REMIC II. The
95
Securities Administrator is hereby designated and appointed as the agent of each
such Tax Matters Person. Any Holder of a Residual Certificate will by acceptance
thereof appoint the Securities Administrator as agent and attorney-in-fact for
the purpose of acting as Tax Matters Person for each of REMIC I and REMIC II
during such time as the Securities Administrator does not own any such Residual
Certificate. In the event that the Code or applicable Treasury regulations
prohibit the Trustee from signing tax or information returns or other
statements, or the Securities Administrator from acting as agent for the Tax
Matters Person, the Trustee and the Securities Administrator shall take whatever
action that in its sole good faith judgment is necessary for the proper filing
of such information returns or for the provision of a tax matters person,
including designation of the Holder of the largest percentage interest in a
Residual Certificate to sign such returns or act as tax matters person. Each
Holder of a Residual Certificate shall be bound by this Section.
(c) The Securities Administrator shall provide upon request and receipt of
reasonable compensation, such information as required in Section 860D(a)(6)(B)
of the Code to the Internal Revenue Service, to any Person purporting to
transfer a Residual Certificate to a Person other than a transferee permitted by
Section 5.05(b), and to any regulated investment company, real estate investment
trust, common trust fund, partnership, trust, estate, organization described in
Section 1381 of the Code, or nominee holding an interest in a pass-through
entity described in Section 860E(e)(6) of the Code, any record holder of which
is not a transferee permitted by Section 5.05(b) (or which is deemed by statute
to be an entity with a disqualified member).
(d) The Securities Administrator shall prepare and file or cause to be
filed, and the Trustee shall sign, any state income tax returns required under
Applicable State Law with respect to each of REMIC I and REMIC II or the Trust
Fund.
(e) Notwithstanding any other provision of this Agreement, the Trustee and
the Securities Administrator shall comply with all federal withholding
requirements respecting payments to Certificateholders of interest or original
issue discount on the Mortgage Loans, that the Trustee or the Securities
Administrator reasonably believes are applicable under the Code. The consent of
Certificateholders shall not be required for such withholding. In the event the
Trustee or the Securities Administrator withholds any amount from interest or
original issue discount payments or advances thereof to any Certificateholder
pursuant to federal withholding requirements, the Trustee or the Securities
Administrator shall, together with its monthly report to such
Certificateholders, indicate such amount withheld.
(f) The Trustee and the Securities Administrator agree to indemnify the
Trust Fund and the Seller for any taxes and costs including, without limitation,
any reasonable attorneys fees imposed on or incurred by the Trust Fund, the
Seller or the Master Servicer, as a result of a breach of the Trustee's
covenants and the Securities Administrator's covenants, respectively, set forth
in this Section 9.12; provided, however, such liability and obligation to
indemnify in this paragraph shall not be joint and several and neither the
Trustee nor the Securities Administrator shall be liable or be obligated to
indemnify the Trust Fund for the failure by the other to perform any duty under
this Agreement or the breach by the other of any covenant in this Agreement.
96
Article X
Termination
Xxxxxxx 00.00 Xxxxxxxxxxx Xxxx Xxxxxxxxxx by EMC or its Designee or
Liquidation of the Mortgage Loans.
(a) Subject to Section 10.02, the respective obligations and
responsibilities of the Seller, the Trustee, the Master Servicer and the
Securities Administrator created hereby, other than the obligation of the
Trustee to make payments to Certificateholders as hereinafter set forth shall
terminate upon:
(i) the repurchase by or at the direction of EMC or its designee of
all Mortgage Loans and all related REO Property remaining in the Trust at a
price (the "Termination Purchase Price") equal to the sum of (a) 100% of
the Outstanding Principal Balance of each Mortgage Loan (other than a
Mortgage Loan related to REO Property) as of the date of repurchase, net of
the principal portion of any unreimbursed Monthly Advances made by the
purchaser, together with interest at the applicable Mortgage Interest Rate
accrued but unpaid to, but not including, the first day of the month of
repurchase, (b) the appraised value of any related REO Property, less the
good faith estimate of the Seller of liquidation expenses to be incurred in
connection with its disposal thereof (but not more than the Outstanding
Principal Balance of the related Mortgage Loan, together with interest at
the applicable Mortgage Interest Rate accrued on that balance but unpaid
to, but not including, the first day of the month of repurchase), such
appraisal to be calculated by an appraiser mutually agreed upon by the
Seller and the Trustee at the expense of EMC, (c) unreimbursed out-of
pocket costs of the Master Servicer, including unreimbursed servicing
advances and the principal portion of any unreimbursed Monthly Advances,
made on the Mortgage Loans prior to the exercise of such repurchase right
and (d) any unreimbursed costs and expenses of the Trustee and the
Securities Administrator payable pursuant to Section 9.05;
(ii) the later of the making of the final payment or other
liquidation, or any advance with respect thereto, of the last Mortgage Loan
remaining in the Trust Fund or the disposition of all property acquired
with respect to any Mortgage Loan; provided, however, that in the event
that an advance has been made, but not yet recovered, at the time of such
termination, the Person having made such advance shall be entitled to
receive, notwithstanding such termination, any payments received subsequent
thereto with respect to which such advance was made; or
(iii) the payment to Certificateholders of all amounts required to be
paid to them pursuant to this Agreement.
(b) In no event, however, shall the Trust created hereby continue beyond
the expiration of 21 years from the death of the last survivor of the
descendants of Xxxxxx X. Xxxxxxx, the late Ambassador of the United States to
the Court of St. James's, living on the date of this Agreement.
97
(c) The right of EMC or its designee to repurchase all the assets of the
Trust Fund described in Section 10.01(a)(i) above shall be exercisable only if
(i) the aggregate Stated Principal Balance of the Mortgage Loans at the time of
any such repurchase is less than 20% of the Cut-off Date Balance or (ii) the
Seller, based upon an Opinion of Counsel, has determined that the REMIC status
of REMIC I or REMIC II has been lost or that a substantial risk exists that such
REMIC status will be lost for the then-current taxable year. At any time
thereafter, in the case of (i) or (ii) above, the Seller may elect to terminate
the REMIC I or REMIC II at any time, and upon such election, the Seller or its
designee, shall purchase in accordance with Section 10.01(a)(i) above all the
assets of the Trust Fund.
(d) The Trustee shall give notice of any termination to the
Certificateholders, with a copy to the Master Servicer, the Securities
Administrator and the Rating Agencies, upon which the Certificateholders shall
surrender their Certificates to the Trustee for payment of the final
distribution and cancellation. Such notice shall be given by letter, mailed not
earlier than the l5th day and not later than the 25th day of the month next
preceding the month of such final distribution, and shall specify (i) the
Distribution Date upon which final payment of the Certificates will be made upon
presentation and surrender of the Certificates at the office of the Trustee
therein designated, (ii) the amount of any such final payment and (iii) that the
Record Date otherwise applicable to such Distribution Date is not applicable,
payments being made only upon presentation and surrender of the Certificates at
the office of the Trustee therein specified.
(e) If the option of EMC to repurchase or cause the repurchase of all
assets of the Trust Fund described in Section 10.01(a)(i) above is exercised,
EMC and/or its designee shall deliver to the Trustee for deposit in the
Distribution Account, by the Business Day prior to the applicable Distribution
Date, an amount equal to the Termination Purchase Price. Upon presentation and
surrender of the Certificates by the Certificateholders, the Trustee shall
distribute to the Certificateholders an amount determined as follows: with
respect to each Certificate (other than the Class R Certificates), the
outstanding Certificate Principal Balance, plus with respect to each Certificate
(other than the Class R Certificates), one month's interest thereon at the
applicable Pass-Through Rate; and with respect to the Class R Certificates, the
percentage interest evidenced thereby multiplied by the difference, if any,
between the above described repurchase price and the aggregate amount to be
distributed to the Holders of the Certificates (other than the Class R
Certificates). If the proceeds with respect to the Mortgage Loans are not
sufficient to pay all of the Senior Certificates in full, any such deficiency
will be allocated first, to the Subordinate Certificates, in inverse order of
their numerical designation, and then to the Senior Certificates. Upon deposit
of the required repurchase price and following such final Distribution Date, the
Trustee shall release promptly to EMC and/or its designee the Mortgage Files for
the remaining applicable Mortgage Loans, and the Accounts with respect thereto
shall terminate, subject to the Trustee's obligation to hold any amounts payable
to Certificateholders in trust without interest pending final distributions
pursuant to Section 10.01(g). Any other amounts remaining in the Accounts will
belong to EMC.
(f) In the event that this Agreement is terminated by reason of the payment
or liquidation of all Mortgage Loans or the disposition of all property acquired
with respect to all Mortgage Loans under Section 10.01(a)(ii) above, the Master
Servicer shall deliver to the Trustee for deposit in the Distribution Account
all distributable amounts remaining in the Master Servicer Collection Account.
Upon the presentation and surrender of the Certificates, the Trustee shall
distribute to the remaining
98
Certificateholders, pursuant to the written direction of the Securities
Administrator and in accordance with their respective interests, all
distributable amounts remaining in the Distribution Account. Upon deposit by the
Master Servicer of such distributable amounts, and following such final
Distribution Date, the Trustee shall release promptly to EMC or its designee the
Mortgage Files for the remaining Mortgage Loans, and the Master Servicer
Collection Account and the Distribution Account shall terminate, subject to the
Trustee's obligation to hold any amounts payable to the Certificateholders in
trust without interest pending final distributions pursuant to this Section
10.01(f).
(g) If not all of the Certificateholders shall surrender their Certificates
for cancellation within six months after the time specified in the
above-mentioned written notice, the Trustee shall give a second written notice
to the remaining Certificateholders to surrender their Certificates for
cancellation and receive the final distribution with respect thereto. If within
six months after the second notice, not all the Certificates shall have been
surrendered for cancellation, the Trustee may take appropriate steps, or appoint
any agent to take appropriate steps, to contact the remaining Certificateholders
concerning surrender of their Certificates, and the cost thereof shall be paid
out of the funds and other assets which remain subject to this Agreement.
Section 10.02 Additional Termination Requirements. (a) If the option of EMC
to repurchase all the Mortgage Loans under Section 10.01(a)(i) above is
exercised, the Trust Fund and each of REMIC I and REMIC II shall be terminated
in accordance with the following additional requirements, unless the Trustee has
been furnished with an Opinion of Counsel addressed to the Trustee to the effect
that the failure of the Trust to comply with the requirements of this Section
10.02 will not (i) result in the imposition of taxes on "prohibited
transactions" as defined in Section 860F of the Code on each of REMIC I and
REMIC II or (ii) cause any REMIC to fail to qualify as a REMIC at any time that
any Regular Certificates are outstanding:
(i) within 90 days prior to the final Distribution Date, at the
written direction of EMC, the Trustee, as agent for the respective Tax
Matters Persons, shall adopt a plan of complete liquidation of REMIC I and
REMIC II in the case of a termination under Section 10.01(a)(i). Such plan,
which shall be provided to the Trustee by EMC, shall meet the requirements
of a "qualified liquidation" under Section 860F of the Code and any
regulations thereunder.
(ii) EMC shall notify the Trustee at the commencement of such 90-day
liquidation period and, at or prior to the time of making of the final
payment on the Certificates, the Trustee shall sell or otherwise dispose of
all of the remaining assets of the Trust Fund in accordance with the terms
hereof; and
(iii) at or after the time of adoption of such a plan of complete
liquidation of any of REMIC I and REMIC II and at or prior to the final
Distribution Date, the Trustee shall sell for cash all of the assets of the
Trust to or at the direction of EMC, and REMIC I and REMIC II, as
applicable, shall terminate at such time.
(b) By their acceptance of the Residual Certificates, the Holders thereof
hereby (i) agree to adopt such a plan of complete liquidation of the REMIC upon
the written request of EMC, and to take such action in connection therewith as
may be reasonably requested by the Seller and (ii)
99
appoint EMC as their attorney-in-fact, with full power of substitution, for
purposes of adopting such a plan of complete liquidation. The Trustee shall
adopt such plan of liquidation by filing the appropriate statement on the final
tax return of each REMIC. Upon complete liquidation or final distribution of all
of the assets of the Trust Fund, the Trust Fund and each of REMIC I and REMIC II
shall terminate.
100
Article XI
Miscellaneous Provisions
Section 11.01 Intent of Parties. The parties intend that each of REMIC I
and REMIC II shall be treated as a REMIC for federal income tax purposes and
that the provisions of this Agreement should be construed in furtherance of this
intent. Notwithstanding any other express or implied agreement to the contrary,
the Seller, the Master Servicer, the Securities Administrator, EMC, the Trustee,
each recipient of the related Prospectus Supplement and, by its acceptance
thereof, each holder of a Certificate, agrees and acknowledges that each party
hereto has agreed that each of them and their employees, representatives and
other agents may disclose, immediately upon commencement of discussions, to any
and all persons the tax treatment and tax structure of the Certificates and the
REMICs, the transactions described herein and all materials of any kind
(including opinions and other tax analyses) that are provided to any of them
relating to such tax treatment and tax structure except where confidentiality is
reasonably necessary to comply with the securities laws of any applicable
jurisdiction. For purposes of this paragraph, the terms "tax treatment" and "tax
structure" have the meanings set forth in Treasury Regulation Sections
1.6011-4(c), 301.6111-2(c) and 301.6112-1(d).
Section 11.02 Amendment. (a) This Agreement may be amended from time to
time by EMC, the Seller, the Master Servicer, the Securities Administrator and
the Trustee, and the Servicing Agreements may be amended from time to time by
EMC, the Master Servicer and the Trustee, without notice to or the consent of
any of the Certificateholders, to cure any ambiguity, to correct or supplement
any provisions herein or therein that may be defective or inconsistent with any
other provisions herein or therein, to comply with any changes in the Code or to
make any other provisions with respect to matters or questions arising under
this Agreement which shall not be inconsistent with the provisions of this
Agreement; provided, however, that such action shall not, as evidenced by an
Opinion of Independent Counsel, addressed to the Trustee, adversely affect in
any material respect the interests of any Certificateholder.
(b) This Agreement may also be amended from time to time by EMC, the Master
Servicer, the Seller, the Securities Administrator and the Trustee, and the
Servicing Agreements may also be amended from time to time by the Master
Servicer and the Trustee, with the consent of the Holders of Certificates
evidencing Fractional Undivided Interests aggregating not less than 51% of the
Trust Fund or of the applicable Class or Classes, if such amendment affects only
such Class or Classes, for the purpose of adding any provisions to or changing
in any manner or eliminating any of the provisions of this Agreement or of
modifying in any manner the rights of the Certificateholders; provided, however,
that no such amendment shall (i) reduce in any manner the amount of, or delay
the timing of, payments received on Mortgage Loans which are required to be
distributed on any Certificate without the consent of the Holder of such
Certificate, (ii) reduce the aforesaid percentage of Certificates the Holders of
which are required to consent to any such amendment, without the consent of the
Holders of all Certificates then outstanding, or (iii) cause REMIC I or REMIC II
to fail to qualify as a REMIC for federal income tax purposes, as evidenced by
an Opinion of Independent Counsel addressed to the Trustee which shall be
provided to the Trustee other than at the Trustee's expense. Notwithstanding any
other provision of this Agreement, for purposes of the giving or withholding of
consents pursuant to this Section 11.02(b), Certificates registered in the
101
name of or held for the benefit of the Seller, the Securities Administrator, the
Master Servicer or the Trustee or any Affiliate thereof shall be entitled to
vote their Fractional Undivided Interests with respect to matters affecting such
Certificates.
(c) Promptly after the execution of any such amendment, the Trustee shall
furnish a copy of such amendment or written notification of the substance of
such amendment to each Certificateholder, with a copy to the Rating Agencies.
(d) In the case of an amendment under Section 11.02(b) above, it shall not
be necessary for the Certificateholders to approve the particular form of such
an amendment. Rather, it shall be sufficient if the Certificateholders approve
the substance of the amendment. The manner of obtaining such consents and of
evidencing the authorization of the execution thereof by Certificateholders
shall be subject to such reasonable regulations as the Trustee may prescribe.
(e) Prior to the execution of any amendment to this Agreement, the Trustee
shall be entitled to receive and rely upon an Opinion of Counsel addressed to
the Trustee stating that the execution of such amendment is authorized or
permitted by this Agreement. The Trustee and the Securities Administrator may,
but shall not be obligated to, enter into any such amendment which affects the
Trustee's or the Securities Administrator's own respective rights, duties or
immunities under this Agreement.
Section 11.03 Recordation of Agreement. To the extent permitted by
applicable law, this Agreement is subject to recordation in all appropriate
public offices for real property records in all the counties or other comparable
jurisdictions in which any or all of the Mortgaged Properties are situated, and
in any other appropriate public recording office or elsewhere. The Seller shall
effect such recordation, at the expense of the Trust upon the request in writing
of a Certificateholder, but only if such direction is accompanied by an Opinion
of Counsel (provided at the expense of the Certificateholder requesting
recordation) to the effect that such recordation would materially and
beneficially affect the interests of the Certificateholders or is required by
law.
Section 11.04 Limitation on Rights of Certificateholders. (a) The death or
incapacity of any Certificateholder shall not terminate this Agreement or the
Trust, nor entitle such Certificateholder's legal representatives or heirs to
claim an accounting or to take any action or proceeding in any court for a
partition or winding up of the Trust, nor otherwise affect the rights,
obligations and liabilities of the parties hereto or any of them.
(b) Except as expressly provided in this Agreement, no Certificateholders
shall have any right to vote or in any manner otherwise control the operation
and management of the Trust, or the obligations of the parties hereto, nor shall
anything herein set forth, or contained in the terms of the Certificates, be
construed so as to establish the Certificateholders from time to time as
partners or members of an association; nor shall any Certificateholders be under
any liability to any third Person by reason of any action taken by the parties
to this Agreement pursuant to any provision hereof.
(c) No Certificateholder shall have any right by virtue of any provision of
this Agreement to institute any suit, action or proceeding in equity or at law
upon, under or with respect to this Agreement against the Seller, the Master
Servicer, the Securities Administrator or any successor to
102
any such parties unless (i) such Certificateholder previously shall have given
to the Trustee a written notice of a continuing default, as herein provided,
(ii) the Holders of Certificates evidencing Fractional Undivided Interests
aggregating not less than 51% of the Trust Fund shall have made written request
upon the Trustee to institute such action, suit or proceeding in its own name as
Trustee hereunder and shall have offered to the Trustee such reasonable
indemnity as it may require against the costs and expenses and liabilities to be
incurred therein or thereby, and (iii) the Trustee, for 60 days after its
receipt of such notice, request and offer of indemnity, shall have neglected or
refused to institute any such action, suit or proceeding.
(d) No one or more Certificateholders shall have any right by virtue of any
provision of this Agreement to affect the rights of any other Certificateholders
or to obtain or seek to obtain priority or preference over any other such
Certificateholder, or to enforce any right under this Agreement, except in the
manner herein provided and for the equal, ratable and common benefit of all
Certificateholders. For the protection and enforcement of the provisions of this
Section 11.04, each and every Certificateholder and the Trustee shall be
entitled to such relief as can be given either at law or in equity.
Section 11.05 Acts of Certificateholders. (a) Any request, demand,
authorization, direction, notice, consent, waiver or other action provided by
this Agreement to be given or taken by Certificateholders may be embodied in and
evidenced by one or more instruments of substantially similar tenor signed by
such Certificateholders in person or by an agent duly appointed in writing.
Except as herein otherwise expressly provided, such action shall become
effective when such instrument or instruments are delivered to the Trustee and,
where it is expressly required, to the Seller. Proof of execution of any such
instrument or of a writing appointing any such agent shall be sufficient for any
purpose of this Agreement and conclusive in favor of the Trustee and the Seller,
if made in the manner provided in this Section 11.05.
(b) The fact and date of the execution by any Person of any such instrument
or writing may be proved by the affidavit of a witness of such execution or by a
certificate of a notary public or other officer authorized by law to take
acknowledgments of deeds, certifying that the individual signing such instrument
or writing acknowledged to him the execution thereof. Where such execution is by
a signer acting in a capacity other than his or her individual capacity, such
certificate or affidavit shall also constitute sufficient proof of his or her
authority. The fact and date of the execution of any such instrument or writing,
or the authority of the individual executing the same, may also be proved in any
other manner which the Trustee deems sufficient.
(c) The ownership of Certificates (notwithstanding any notation of
ownership or other writing on such Certificates, except an endorsement in
accordance with Section 5.02 made on a Certificate presented in accordance with
Section 5.04) shall be proved by the Certificate Register, and neither the
Trustee, the Securities Administrator, the Seller, the Master Servicer nor any
successor to any such parties shall be affected by any notice to the contrary.
(d) Any request, demand, authorization, direction, notice, consent, waiver
or other action of the holder of any Certificate shall bind every future holder
of the same Certificate and the holder of every Certificate issued upon the
registration of transfer or exchange thereof, if applicable, or in lieu thereof
with respect to anything done, omitted or suffered to be done by the Trustee,
the
103
Securities Administrator, the Seller, the Master Servicer or any successor to
any such party in reliance thereon, whether or not notation of such action is
made upon such Certificates.
(e) In determining whether the Holders of the requisite percentage of
Certificates evidencing Fractional Undivided Interests have given any request,
demand, authorization, direction, notice, consent or waiver hereunder,
Certificates owned by the Trustee, the Securities Administrator, the Seller, the
Master Servicer or any Affiliate thereof shall be disregarded, except as
otherwise provided in Section 11.02(b) and except that, in determining whether
the Trustee shall be protected in relying upon any such request, demand,
authorization, direction, notice, consent or waiver, only Certificates which the
Trustee knows to be so owned shall be so disregarded. Certificates which have
been pledged in good faith to the Trustee, the Securities Administrator, the
Seller, the Master Servicer or any Affiliate thereof may be regarded as
outstanding if the pledgor establishes to the satisfaction of the Trustee the
pledgor's right to act with respect to such Certificates and that the pledgor is
not an Affiliate of the Trustee, the Securities Administrator, the Seller or the
Master Servicer, as the case may be.
Section 11.06 Governing Law. THIS AGREEMENT AND THE CERTIFICATES SHALL BE
CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE
TO ITS CONFLICT OF LAWS RULES (OTHER THAN SECTION 5-1401 OF THE GENERAL
OBLIGATIONS LAW, WHICH THE PARTIES HERETO EXPRESSLY RELY UPON IN THE CHOICE OF
SUCH LAW AS THE GOVERNING LAW HEREUNDER) AND THE OBLIGATIONS, RIGHTS AND
REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH
LAWS.
Section 11.07 Notices. All demands and notices hereunder shall be in
writing and shall be deemed given when delivered at (including delivery by
facsimile) or mailed by registered mail, return receipt requested, postage
prepaid, or by recognized overnight courier, to (i) in the case of the Seller,
000 Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Vice
President-Servicing, telecopier number: (000) 000-0000, or to such other address
as may hereafter be furnished to the other parties hereto in writing; (ii) in
the case of the Trustee, at its Corporate Trust Office, or such other address as
may hereafter be furnished to the other parties hereto in writing; (iii) in the
case of EMC, 000 Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Vice
President-Servicing, telecopier number: (000) 000-0000, or to such other address
as may hereafter be furnished to the other parties hereto in writing; (iv) in
the case of the Master Servicer or Securities Administrator, Xxxxx Fargo Bank
Minnesota, National Association, X.X. Xxx 00, Xxxxxxxx Xxxxxxxx 00000 (or, in
the case of overnight deliveries, 0000 Xxx Xxxxxxxxx Xxxx, Xxxxxxxx, Xxxxxxxx
00000) (Attention: BALTA 2003-2), facsimile no.: (000) 000-0000, or such other
address as may hereafter be furnished to the other parties hereto in writing; or
(v) in the case of the Rating Agencies, Xxxxx'x Investors Service, Inc., 00
Xxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, and Standard & Poor's, a division of
The XxXxxx-Xxxx Companies, Inc., 00 Xxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx, 00000. Any
notice delivered to the Seller, the Master Servicer, the Securities
Administrator or the Trustee under this Agreement shall be effective only upon
receipt. Any notice required or permitted to be mailed to a Certificateholder,
unless otherwise provided herein, shall be given by first-class mail, postage
prepaid, at the address of such Certificateholder as shown in the Certificate
Register. Any notice so mailed within the time prescribed in this Agreement
shall be conclusively presumed to have been duly given when mailed, whether or
not the Certificateholder receives such notice.
104
Section 11.08 Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then such covenants, agreements, provisions or
terms shall be deemed severed from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates
or the rights of the holders thereof.
Section 11.09 Successors and Assigns. The provisions of this Agreement
shall be binding upon and inure to the benefit of the respective successors and
assigns of the parties hereto.
Section 11.10 Article and Section Headings. The article and section
headings herein are for convenience of reference only, and shall not limit or
otherwise affect the meaning hereof.
Section 11.11 Counterparts. This Agreement may be executed in two or more
counterparts each of which when so executed and delivered shall be an original
but all of which together shall constitute one and the same instrument.
Section 11.12 Notice to Rating Agencies. The article and section headings
herein are for convenience of reference only, and shall not limited or otherwise
affect the meaning hereof. The Trustee shall promptly provide notice to each
Rating Agency with respect to each of the following of which a Responsible
Officer of the Trustee has actual knowledge:
1. Any material change or amendment to this Agreement or the Servicing
Agreements;
2. The occurrence of any Event of Default that has not been cured;
3. The resignation or termination of the Master Servicer, the Trustee or
the Securities Administrator;
4. The repurchase or substitution of Mortgage Loans;
5. The final payment to Certificateholders; and
6. Any change in the location of the Master Servicer Collection Account or
the Distribution Account.
105
IN WITNESS WHEREOF, the Seller, the Trustee, EMC, the Master Servicer and
the Securities Administrator have caused their names to be signed hereto by
their respective officers thereunto duly authorized as of the day and year first
above written.
STRUCTURED ASSET MORTGAGE INVESTMENTS
INC., as Seller
By: /s/ Xxxxx Xxxxxxxxxxx
------------------------------------
Name: Xxxxx Xxxxxxxxxxx
Title: Vice President
JPMORGAN CHASE BANK,
as Trustee
By: /s/ Xxxxx X. Xxxxxxx
------------------------------------
Name: Xxxxx X. Xxxxxxx
Title: Trust Officer
XXXXX FARGO BANK MINNESOTA, NATIONAL
ASSOCIATION, as Master Servicer
By: /s/ Xxxxxx Xxxxxxxxxx
------------------------------------
Name: Xxxxxx Xxxxxxxxxx
Title: Assistant Vice President
XXXXX FARGO BANK MINNESOTA, NATIONAL
ASSOCIATION, as Securities Administrator
By: /s/ Xxxxxx Xxxxxxxxxx
------------------------------------
Name: Xxxxxx Xxxxxxxxxx
Title: Assistant Vice President
EMC MORTGAGE CORPORATION
By: /s/ Xxx Xxxxxxxx
-------------------------------------
Name: Xxx Xxxxxxxx
Title: Executive Vice President
Accepted and Agreed as to
Sections 2.01, 2.02, 2.03, 2.04
and 9.09(c) in its capacity as
Mortgage Loan Seller
EMC MORTGAGE CORPORATION
By: /s/ Xxx Xxxxxxxx
------------------------------------
Name: Xxx Xxxxxxxx
Title: Executive Vice President
STATE OF NEW YORK )
) ss.:
COUNTY OF NEW YORK )
On the 29th day of August, 2003 before me, a notary public in and for said
State, personally appeared Xxxxx Xxxxxxxxxxx, known to me to be a Vice President
of Structured Asset Mortgage Investments Inc., the corporation that executed the
within instrument, and also known to me to be the person who executed it on
behalf of said corporation, and acknowledged to me that such corporation
executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official
seal the day and year in this certificate first above written.
Notary Public
[Notarial Seal]
STATE OF NEW YORK )
) ss.:
COUNTY OF NEW YORK )
On the 29th day of August, 2003 before me, a notary public in and for said
State, personally appeared Xxxxx X. Xxxxxxx, known to me to be a Trust Officer
of JPMorgan Chase Bank, the corporation that executed the within instrument, and
also known to me to be the person who executed it on behalf of said corporation,
and acknowledged to me that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official
seal the day and year in this certificate first above written.
Notary Public
[Notarial Seal]
STATE OF MARYLAND )
) ss.:
COUNTY OF XXXXXX )
On the 29th day of August, 2003 before me, a notary public in and for said
State, personally appeared Xxxxxx Xxxxxxxxxx, known to me to be an Assistant
Vice President of Xxxxx Fargo Bank Minnesota, National Association, the
corporation that executed the within instrument, and also known to me to be the
person who executed it on behalf of said corporation, and acknowledged to me
that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official
seal the day and year in this certificate first above written.
Notary Public
[Notarial Seal]
STATE OF MARYLAND )
) ss.:
COUNTY OF XXXXXX )
On the 29th day of August, 2003 before me, a notary public in and for said
State, personally appeared Xxxxxx Xxxxxxxxxx, known to me to be an Assistant
Vice President of Xxxxx Fargo Bank Minnesota, National Association, the
corporation that executed the within instrument, and also known to me to be the
person who executed it on behalf of said corporation, and acknowledged to me
that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official
seal the day and year in this certificate first above written.
Notary Public
[Notarial Seal]
STATE OF TEXAS )
) ss.:
COUNTY OF DALLAS )
On the 29th day of August, 2003 before me, a notary public in and for said
State, personally appeared Xxx Xxxxxxxx, known to me to be an Executive Vice
President of EMC Mortgage Corporation, the corporation that executed the within
instrument, and also known to me to be the person who executed it on behalf of
said corporation, and acknowledged to me that such corporation executed the
within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official
seal the day and year in this certificate first above written.
Notary Public
[Notarial Seal]
EXHIBIT A-1
FORM OF CLASS A CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE").
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL
ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE
ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY
INQUIRY OF THE TRUSTEE NAMED HEREIN.
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE
OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE
NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE &
CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO
ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN
INTEREST HEREIN.
Certificate No. 1 Adjustable Pass-Through Rate
Class A Senior
Date of Pooling and Servicing Agreement Aggregate Initial Certificate
and Cut-off Date: Principal Balance of this Certificate
as of the Cut-off Date:
August 1, 2003 $__________
First Distribution Date: Initial Certificate Principal Balance
September 25, 2003 of this Certificate as of the Cut-off
Date: $__________
Master Servicer: CUSIP: __________
Xxxxx Fargo Bank Minnesota,
National Association
Assumed Final Distribution Date:
August 25, 2033
BEAR XXXXXXX ALT-A TRUST 2003-2
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2003-2
evidencing a fractional undivided interest in the
distributions allocable to the Class A Certificates with
respect to a Trust Fund consisting primarily of a pool of
adjustable interest rate mortgage loans secured by first
liens on one-to-four family residential properties and sold
by STRUCTURED ASSET MORTGAGE INVESTMENTS INC.
This Certificate is payable solely from the assets of the Trust Fund,
and does not represent an obligation of or interest in Structured Asset Mortgage
Investments Inc. ("SAMI"), the Master Servicer, the Securities Administrator or
the Trustee referred to below or any of their affiliates or any other person.
Neither this Certificate nor the underlying Mortgage Loans are guaranteed or
insured by any governmental entity or by SAMI, the Master Servicer or the
Trustee or any of their affiliates or any other person. None of SAMI, the Master
Servicer or any of their affiliates will have any obligation with respect to any
certificate or other obligation secured by or payable from payments on the
Certificates.
This certifies that Cede &Co. is the registered owner of the
Fractional Undivided Interest evidenced hereby in the beneficial ownership
interest of Certificates of the same Class as this Certificate in a trust (the
"Trust Fund") primarily consisting of conventional adjustable rate mortgage
loans secured by first liens on one- to four- family residential properties
(collectively, the "Mortgage Loans") sold by SAMI. The Mortgage Loans were sold
by EMC Mortgage Corporation ("EMC") to SAMI. Xxxxx Fargo Bank Minnesota,
National Association ("Xxxxx Fargo") will act as master servicer of the Mortgage
Loans (the "Master Servicer," which term includes any successors thereto under
the Agreement referred to below). The Trust Fund was created pursuant to the
Pooling and Servicing Agreement dated as of the Cut-off Date specified above
(the "Agreement"), among SAMI, as seller (the "Seller"), the Master Servicer,
Xxxxx Fargo, as securities administrator, EMC Mortgage Corporation and JPMorgan
Chase Bank, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereafter. To the extent not defined herein,
capitalized terms used herein shall have the meaning ascribed to them in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of its acceptance hereof assents and by which such
Holder is bound.
Interest on this Certificate will accrue during the period from and
including the preceding Distribution Date (as hereinafter defined) (or in the
case of the first Distribution Date, from the Closing Date) to and including the
day prior to the current Distribution Date on the Certificate Principal Balance
hereof at a per annum rate equal to the Pass-Through Rate set forth above. The
Trustee will distribute on the 25th day of each month, or, if such 25th day is
not a Business Day, the immediately following Business Day (each, a
"Distribution Date"), commencing on the first Distribution Date specified above,
to the Person in whose name this Certificate is registered at the close of
business on the Business Day immediately preceding the related Distribution Date
so long as such Certificate remains in book-entry form (and otherwise, the close
of business on the last Business Day of the month immediately preceding the
month of such Distribution Date), an amount equal to the product of the
Fractional Undivided Interest evidenced by this Certificate and the amount (of
interest and principal, if any) required to be distributed to the Holders of
Certificates of the same Class as this Certificate. The Assumed Final
Distribution Date is the Distribution Date in the month following the latest
scheduled maturity date of any Mortgage Loan and is not likely to be the date on
which the Certificate Principal Balance of this Class of Certificates will be
reduced to zero.
Distributions on this Certificate will be made by the Trustee by check
mailed to the address of the Person entitled thereto as such name and address
shall appear on the Certificate Register or, if such Person so requests by
notifying the Trustee in writing as specified in the Agreement. Notwithstanding
the above, the final distribution on this Certificate will be made after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose and designated in such notice. The initial
Certificate Principal Balance of this Certificate is set forth above. The
Certificate Principal Balance hereof will be reduced to the extent of
distributions allocable to principal hereon.
This Certificate is one of a duly authorized issue of Certificates
designated as set forth on the face hereof (the "Certificates"). The
Certificates, in the aggregate, evidence the entire beneficial ownership
interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees
that it will look solely to the Trust Fund for payment hereunder and that
neither the Securities Administrator nor the Trustee is liable to the
Certificateholders for any amount payable under this Certificate or the
Agreement or, except as expressly provided in the Agreement, subject to any
liability under the Agreement.
This Certificate does not purport to summarize the Agreement and
reference is made to the Agreement for the interests, rights and limitations of
rights, benefits, obligations and duties evidenced hereby, and the rights,
duties and immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided: (i)
the amendment thereof and of the Servicing Agreements and the modification of
the rights and obligations of the Seller, the Master Servicer and the Trustee
and the rights of the Certificateholders under the Agreement from time to time
by EMC, the Seller, the Master Servicer, the Securities Administrator and the
Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the
Master Servicer and the Trustee with the consent of the Holders of Certificates,
evidencing Fractional Undivided Interests aggregating not less than 51% of the
Trust Fund (or in certain cases, Holders of Certificates of affected Classes
evidencing such percentage of the Fractional Undivided Interests thereof). Any
such consent by the Holder of this Certificate shall be conclusive and binding
on such Holder and upon all future Holders of this Certificate and of any
Certificate issued upon the transfer hereof or in lieu hereof whether or not
notation of such consent is made upon this Certificate. The Agreement also
permits the amendment thereof and of the Servicing Agreements in certain limited
circumstances, without the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable with the
Trustee upon surrender of this Certificate for registration of transfer at the
offices or agencies maintained by the Trustee for such purposes, duly endorsed
by, or accompanied by a written instrument of transfer in form satisfactory to
the Trustee duly executed by the Holder hereof or such Holder's attorney duly
authorized in writing, and thereupon one or more new Certificates in authorized
denominations representing a like aggregate Fractional Undivided Interest will
be issued to the designated transferee.
The Certificates are issuable only as registered Certificates without
coupons in the Classes and denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth, this
Certificate is exchangeable for one or more new Certificates evidencing the same
Class and in the same aggregate Fractional Undivided Interest, as requested by
the Holder surrendering the same.
No service charge will be made to the Certificateholders for any such
registration of transfer, but the Trustee may require payment of a sum
sufficient to cover any tax or other governmental charge payable in connection
therewith. The Seller, the Master Servicer, the Trustee, the Securities
Administrator and any agent of any of them may treat the Person in whose name
this Certificate is registered as the owner hereof for all purposes, and none of
Seller, the Master Servicer, the Trustee, the Securities Administrator or any
such agent shall be affected by notice to the contrary.
The obligations created by the Agreement and the Trust Fund created
thereby (other than the obligations to make payments to Certificateholders with
respect to the termination
of the Agreement) shall terminate upon the earlier of (i) the later of (A) the
maturity or other liquidation (or Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and disposition of all property
acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan
and (B) the remittance of all funds due under the Agreement, or (ii) the
optional repurchase by the party named in the Agreement of all the Mortgage
Loans and other assets of the Trust Fund in accordance with the terms of the
Agreement. Such optional repurchase may be made only on or after the
Distribution Date on which the aggregate Stated Principal Balance of the
Mortgage Loans is less than the percentage of the aggregate Stated Principal
Balance specified in the Agreement of the Mortgage Loans at the Cut-off Date.
The exercise of such right will effect the early retirement of the Certificates.
In no event, however, will the Trust Fund created by the Agreement continue
beyond the expiration of 21 years after the death of certain persons identified
in the Agreement.
Unless this Certificate has been countersigned by an authorized
signatory of the Trustee by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement, or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: August 29, 2003 JPMORGAN CHASE BANK,
not in its individual capacity but
solely as Trustee
By:
----------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
-----------------------------
This is one of the Class A Certificates referred to in the
within-mentioned Agreement.
JPMORGAN CHASE BANK,
Authorized signatory of JPMorgan
Chase Bank, not in its individual
capacity but solely as Trustee
By:
----------------------------------
Authorized Signatory
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto __________________________________ (Please print or typewrite
name and address including postal zip code of assignee) a Fractional Undivided
Interest evidenced by the within Mortgage Pass-Through Certificate and hereby
authorizes the transfer of registration of such interest to assignee on the
Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to _________________________________ for the account
of _________________________ account number _____________, or, if mailed by
check, to ______________________________. Applicable statements should be mailed
to _____________________________________________.
This information is provided by __________________, the assignee named
above, or ________________________, as its agent.
EXHIBIT A-2
FORM OF CLASS M CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE").
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO
AS DESCRIBED IN THE AGREEMENT. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF
THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE
MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED
HEREIN.
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE
OF THE DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE
NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE &
CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO
ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN
INTEREST HEREIN.
EACH BENEFICIAL OWNER OF A CLASS M CERTIFICATE OR ANY INTEREST THEREIN
SHALL BE DEEMED TO HAVE REPRESENTED, BY VIRTUE OF ITS ACQUISITION OR HOLDING OF
THAT CERTIFICATE OR INTEREST THEREIN, THAT EITHER (I) SUCH CERTIFICATE IS RATED
AT LEAST "BBB-" OR ITS EQUIVALENT BY FITCH, S&P AND XXXXX'X, (II) IT IS NOT A
PLAN OR INVESTING WITH "PLAN ASSETS"?OF ANY PLAN, (III) (1) IT IS AN INSURANCE
COMPANY, (2) THE SOURCE OF FUNDS USED TO ACQUIRE OR HOLD THE CERTIFICATE OR
INTEREST THEREIN IS AN "INSURANCE COMPANY GENERAL ACCOUNT," AS SUCH TERM IS
DEFINED IN PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60, AND (3) THE
CONDITIONS IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN SATISFIED.
Certificate No. 1 Adjustable Pass-Through Rate
Class M Subordinate
Date of Pooling and Servicing Agreement Aggregate Initial Certificate
and Cut-off Date: Principal Balance of this Certificate
as of the Cut-off Date:
August 1, 2003 $__________
First Distribution Date: Initial Certificate Principal Balance
September 25, 2003 of this Certificate as of the Cut-off
Date: $__________
Master Servicer: CUSIP: __________
Xxxxx Fargo Bank Minnesota,
National Association
Assumed Final Distribution Date:
August 25, 2033
BEAR XXXXXXX ALT-A TRUST 2003-2
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2003-2
evidencing a fractional undivided interest in the
distributions allocable to the Class M Certificates with
respect to a Trust Fund consisting primarily of a pool of
adjustable interest rate mortgage loans secured by first
liens on one-to-four family residential properties and sold
by STRUCTURED ASSET MORTGAGE INVESTMENTS INC.
This Certificate is payable solely from the assets of the Trust Fund,
and does not represent an obligation of or interest in Structured Asset Mortgage
Investments Inc. ("SAMI"), the Master Servicer, the Securities Administrator or
the Trustee referred to below or any of their affiliates or any other person.
Neither this Certificate nor the underlying Mortgage Loans are guaranteed or
insured by any governmental entity or by SAMI, the Master Servicer or the
Trustee or any of their affiliates or any other person. None of SAMI, the Master
Servicer or any of their affiliates will have any obligation with respect to any
certificate or other obligation secured by or payable from payments on the
Certificates.
This certifies that Cede & Co. is the registered owner of the
Fractional Undivided Interest evidenced hereby in the beneficial ownership
interest of Certificates of the same Class as this Certificate in a trust (the
"Trust Fund") primarily consisting of conventional adjustable rate mortgage
loans secured by first liens on one- to four- family residential properties
(collectively, the "Mortgage Loans") sold by SAMI. The Mortgage Loans were sold
by EMC Mortgage Corporation ("EMC") to SAMI. Xxxxx Fargo Bank Minnesota,
National Association ("Xxxxx Fargo") will act as master servicer of the Mortgage
Loans (the "Master Servicer," which term includes any successors thereto under
the Agreement referred to below). The Trust Fund was created pursuant to the
Pooling and Servicing Agreement dated as of the Cut-off Date specified above
(the "Agreement"), among SAMI, as seller (the "Seller"), the Master Servicer,
Xxxxx Fargo, as securities administrator, EMC Mortgage Corporation and JPMorgan
Chase Bank, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereafter. To the extent not defined herein,
capitalized terms used herein shall have the meaning ascribed to them in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of its acceptance hereof assents and by which such
Holder is bound.
Interest on this Certificate will accrue during the period from and
including the preceding Distribution Date (as hereinafter defined) (or in the
case of the first Distribution Date, from the Closing Date) to and including the
day prior to the current Distribution Date on the Certificate Principal Balance
hereof at a per annum rate equal to the Pass-Through Rate set forth above. The
Trustee will distribute on the 25th day of each month, or, if such 25th day is
not a Business Day, the immediately following Business Day (each, a
"Distribution Date"), commencing on the first Distribution Date specified above,
to the Person in whose name this Certificate is registered at the close of
business on the Business Day immediately preceding the related Distribution Date
so long as such Certificate remains in book-entry form (and otherwise, the close
of business on the last Business Day of the month immediately preceding the
month of such Distribution Date), an amount equal to the product of the
Fractional Undivided Interest evidenced by this Certificate and the amount (of
interest and principal, if any) required to be distributed to the Holders of
Certificates of the same Class as this Certificate. The Assumed Final
Distribution Date is the Distribution Date in the month following the latest
scheduled maturity date of any Mortgage Loan and is not likely to be the date on
which the Certificate Principal Balance of this Class of Certificates will be
reduced to zero.
Distributions on this Certificate will be made by the Trustee by check
mailed to the address of the Person entitled thereto as such name and address
shall appear on the Certificate Register or, if such Person so requests by
notifying the Trustee in writing as specified in the Agreement. Notwithstanding
the above, the final distribution on this Certificate will be made after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose and designated in such notice. The initial
Certificate Principal Balance of this Certificate is set forth above. The
Certificate Principal Balance hereof will be reduced to the extent of
distributions allocable to principal hereon and any Realized Losses allocable
hereto.
Each beneficial owner of a Class M Certificate or any interest therein
shall be deemed to have represented, by virtue of its acquisition or holding of
that Certificate or interest therein, that either (i) such Certificate is rated
at least "BBB-" or its equivalent by Fitch, S&P and Xxxxx'x, (ii) it is not a
Plan or investing with "plan assets" of any Plan ,(iii)(1) it is an insurance
company,
(2) the source of funds used to acquire or hold the Certificate or interest
therein is an "insurance company general account," as such term is defined in
Prohibited Transaction Class Exemption ("PTCE") 95-60, and (3) the conditions in
Sections I and III of PTCE 95-60 have been satisfied.
This Certificate is one of a duly authorized issue of Certificates
designated as set forth on the face hereof (the "Certificates"). The
Certificates, in the aggregate, evidence the entire beneficial ownership
interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees
that it will look solely to the Trust Fund for payment hereunder and that
neither the Securities Administrator nor the Trustee is liable to the
Certificateholders for any amount payable under this Certificate or the
Agreement or, except as expressly provided in the Agreement, subject to any
liability under the Agreement.
This Certificate does not purport to summarize the Agreement and
reference is made to the Agreement for the interests, rights and limitations of
rights, benefits, obligations and duties evidenced hereby, and the rights,
duties and immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided: (i)
the amendment thereof and of the Servicing Agreements and the modification of
the rights and obligations of the Seller, the Master Servicer and the Trustee
and the rights of the Certificateholders under the Agreement from time to time
by EMC, the Seller, the Master Servicer, the Securities Administrator and the
Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the
Master Servicer and the Trustee with the consent of the Holders of Certificates,
evidencing Fractional Undivided Interests aggregating not less than 51% of the
Trust Fund (or in certain cases, Holders of Certificates of affected Classes
evidencing such percentage of the Fractional Undivided Interests thereof). Any
such consent by the Holder of this Certificate shall be conclusive and binding
on such Holder and upon all future Holders of this Certificate and of any
Certificate issued upon the transfer hereof or in lieu hereof whether or not
notation of such consent is made upon this Certificate. The Agreement also
permits the amendment thereof and of the Servicing Agreements in certain limited
circumstances, without the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable with the
Trustee upon surrender of this Certificate for registration of transfer at the
offices or agencies maintained by the Trustee for such purposes, duly endorsed
by, or accompanied by a written instrument of transfer in form satisfactory to
the Trustee duly executed by the Holder hereof or such Holder's attorney duly
authorized in writing, and thereupon one or more new Certificates in authorized
denominations representing a like aggregate Fractional Undivided Interest will
be issued to the designated transferee.
The Certificates are issuable only as registered Certificates without
coupons in the Classes and denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth, this
Certificate is exchangeable for one or more new Certificates evidencing the same
Class and in the same aggregate Fractional Undivided Interest, as requested by
the Holder surrendering the same.
No service charge will be made to the Certificateholders for any such
registration of transfer, but the Trustee may require payment of a sum
sufficient to cover any tax or other
governmental charge payable in connection therewith. The Seller, the Master
Servicer, the Trustee, the Securities Administrator and any agent of any of them
may treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and none of the Seller, the Master Servicer, the
Trustee, the Securities Administrator or any such agent shall be affected by
notice to the contrary.
The obligations created by the Agreement and the Trust Fund created
thereby (other than the obligations to make payments to Certificateholders with
respect to the termination of the Agreement) shall terminate upon the earlier of
(i) the later of (A) the maturity or other liquidation (or Advance with respect
thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement, or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the terms
of the Agreement. Such optional repurchase may be made only on or after the
Distribution Date on which the aggregate Stated Principal Balance of the
Mortgage Loans is less than the percentage of the aggregate Stated Principal
Balance specified in the Agreement of the Mortgage Loans at the Cut-off Date.
The exercise of such right will effect the early retirement of the Certificates.
In no event, however, will the Trust Fund created by the Agreement continue
beyond the expiration of 21 years after the death of certain persons identified
in the Agreement.
Unless this Certificate has been countersigned by an authorized
signatory of the Trustee by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement, or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: August 29, 2003 JPMORGAN CHASE BANK,
not in its individual capacity but
solely as Trustee
By:
----------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
-----------------------------
This is one of the Class M-[1][2][3] Certificates referred to in the
within-mentioned Agreement.
JPMORGAN CHASE BANK,
Authorized signatory of JPMorgan
Chase Bank, not in its individual
capacity but solely as Trustee
By:
----------------------------------
Authorized Signatory
ASSIGNMENT
----------
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto __________________________________ (Please print or typewrite
name and address including postal zip code of assignee) a Fractional Undivided
Interest evidenced by the within Mortgage Pass-Through Certificate and hereby
authorizes the transfer of registration of such interest to assignee on the
Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to _________________________________ for the account
of _________________________ account number _____________, or, if mailed by
check, to ______________________________. Applicable statements should be mailed
to _____________________________________________.
This information is provided by __________________, the assignee named
above, or ________________________, as its agent.
EXHIBIT A-3
FORM OF CLASS R CERTIFICATE
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED
STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"RESIDUAL INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE").
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE
SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE
SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT
THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY
IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1)
PURSUANT TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT
THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB
PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE,
THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON
RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR"
WITHIN THE MEANING THEREOF IN RULE 501(A)(1), (2), (3) OR (7) OF REGULATION D
UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH
PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT,
SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM
PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER
EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER
IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH
CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND
ANY OTHER APPLICABLE JURISDICTION.
THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON
BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (A "PLAN")
THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED, AND/OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS
AMENDED (THE "CODE"), OR BY A PERSON USING "PLAN ASSETS" OF A PLAN, UNLESS THE
PROPOSED TRANSFEREE PROVIDES THE TRUSTEE WITH AN OPINION OF COUNSEL FOR THE
BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR AND ON
WHICH THEY MAY RELY WHICH IS SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE OF
THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR
RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE
RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE CODE
AND WILL NOT SUBJECT THE MASTER SERVICER, THE TRUSTEE OR THE SECURITIES
ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN
THE AGREEMENT.
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE
MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER
SERVICER AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES,
ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES,
OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN
INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO
TAX AND EXCEPT FOR XXXXXXX MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT
SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL
ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C)
ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS' COOPERATIVES DESCRIBED IN SECTION
521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE
UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE
CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS
TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN
SECTION 1381(A)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER
SECTION 775(A) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES
(A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A "DISQUALIFIED
ORGANIZATION"), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) NO PURPOSE
OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (3) SUCH
TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL
CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE
CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS
CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED
ORGANIZATION, SUCH
REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND
SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE
HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS
CERTIFICATE.
Certificate No. 1 Percentage Interest: 100%
Class R-__
Date of Pooling and Servicing Agreement Aggregate Initial Certificate
and Cut-off Date: Principal Balance of this Certificate
as of the Cut-off Date:
August 1, 2003 $0.00
First Distribution Date: Initial Certificate Principal Balance
September 25, 2003 of this Certificate as of the Cut-off
Date: $0.00
Master Servicer: CUSIP: __________
Xxxxx Fargo Bank Minnesota,
National Association
Assumed Final Distribution Date:
August 25, 2033
BEAR XXXXXXX ALT-A TRUST 2003-2
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2003-2
evidencing a fractional undivided interest in the
distributions allocable to the Class R-__ Certificates with
respect to a Trust Fund consisting primarily of a pool of
adjustable interest rate mortgage loans secured by first
liens on one-to-four family residential properties and sold
by STRUCTURED ASSET MORTGAGE INVESTMENTS INC.
This Certificate is payable solely from the assets of the Trust Fund,
and does not represent an obligation of or interest in Structured Asset Mortgage
Investments Inc. ("SAMI"), the Master Servicer, the Securities Administrator or
the Trustee referred to below or any of their affiliates or any other person.
Neither this Certificate nor the underlying Mortgage Loans are guaranteed or
insured by any governmental entity or by SAMI, the Master Servicer or the
Trustee or any of their affiliates or any other person. None of SAMI, the Master
Servicer or any of their affiliates will have any obligation with respect to any
certificate or other obligation secured by or payable from payments on the
Certificates.
This certifies that ________________ is the registered owner of the
Fractional Undivided Interest evidenced hereby in the beneficial ownership
interest of Certificates of the same Class as this Certificate in a trust (the
"Trust Fund") primarily consisting of conventional adjustable rate mortgage
loans secured by first liens on one- to four- family residential properties
(collectively, the "Mortgage Loans") sold by SAMI. The Mortgage Loans were sold
by EMC Mortgage Corporation ("EMC") to SAMI. Xxxxx Fargo Bank Minnesota,
National Association ("Xxxxx Fargo") will act as master servicer of the Mortgage
Loans (the "Master Servicer," which term includes any successors thereto under
the Agreement referred to below). The Trust Fund was created pursuant to the
Pooling and Servicing Agreement dated as of the Cut-off Date specified above
(the "Agreement"), among SAMI, as seller (the "Seller"), the Master Servicer,
Xxxxx Fargo, as securities administrator, EMC Mortgage Corporation and JPMorgan
Chase Bank, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereafter. To the extent not defined herein,
capitalized terms used herein shall have the meaning ascribed to them in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of its acceptance hereof assents and by which such
Holder is bound.
Each Holder of this Certificate will be deemed to have agreed to be
bound by the restrictions set forth in the Agreement to the effect that (i) each
person holding or acquiring any ownership interest in this Certificate must be a
United States Person and a Permitted Transferee, (ii) the transfer of any
ownership interest in this Certificate will be conditioned upon the delivery to
the Trustee of, among other things, an affidavit to the effect that it is a
United States Person and Permitted Transferee, (iii) any attempted or purported
transfer of any ownership interest in this Certificate in violation of such
restrictions will be absolutely null and void and will vest no rights in the
purported transferee, and (iv) if any person other than a United States Person
and a Permitted Transferee acquires any ownership interest in this Certificate
in violation of such restrictions, then the Seller will have the right, in its
sole discretion and without notice to the Holder of this Certificate, to sell
this Certificate to a purchaser selected by the Seller, which purchaser may be
the Seller, or any affiliate of the Seller, on such terms and conditions as the
Seller may choose.
The Trustee will distribute on the 25th day of each month, or, if such
25th day is not a Business Day, the immediately following Business Day (each, a
"Distribution Date"), commencing on the first Distribution Date specified above,
to the Person in whose name this Certificate is registered at the close of
business on the last Business Day of the month immediately preceding the month
of the related Distribution Date, an amount equal to the product of the
Fractional Undivided Interest evidenced by this Certificate and the amounts
required to be distributed to the Holders of Certificates of the same Class as
this Certificate. The Assumed Final Distribution Date is the Distribution Date
in the month following the latest scheduled maturity date of any Mortgage Loan.
Distributions on this Certificate will be made by the Trustee by check
mailed to the address of the Person entitled thereto as such name and address
shall appear on the Certificate Register or, if such Person so requests by
notifying the Trustee in writing as specified in the Agreement. Notwithstanding
the above, the final distribution on this Certificate will be made after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose and designated in such notice.
No transfer of this Certificate shall be made unless the transfer is
made pursuant to an effective registration statement under the Securities Act of
1933, as amended (the "1933 Act"), and an effective registration or
qualification under applicable state securities laws, or is made in a
transaction that does not require such registration or qualification. In the
event that such a transfer of this Certificate is to be made without
registration or qualification, the Trustee shall require receipt of (i) if such
transfer is purportedly being made (a) in reliance upon Rule 144A under the 1933
Act or (b) to a transferee that is an "Institutional Accredited Investor" within
the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933
Act, written certifications from the Holder of the Certificate desiring to
effect the transfer, and from such Holder's prospective transferee,
substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as
applicable, and (ii) if requested by the Trustee, an Opinion of Counsel
satisfactory to it that such transfer may be made without such registration or
qualification (which Opinion of Counsel shall not be an expense of the Trust
Fund or of the Seller, the Trustee, the Securities Administrator or the Master
Servicer in their respective capacities as such), together with copies of the
written certification(s) of the Holder of the Certificate desiring to effect the
transfer and/or such Holder's prospective transferee upon which such Opinion of
Counsel is based. Neither the Seller nor the Trustee is obligated to register or
qualify the Class of Certificates specified on the face hereof under the 1933
Act or any other securities law or to take any action not otherwise required
under the Agreement to permit the transfer of such Certificates without
registration or qualification. Any Holder desiring to effect a transfer of this
Certificate shall be required to indemnify the Trustee, the Securities
Administrator, the Seller, the Seller and the Master Servicer against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
No transfer of this Class R-_ Certificate will be made unless the
Trustee and the Securities Administrator have received either (i) opinion of
counsel for the benefit of the Trustee, Master Servicer and the Securities
Administrator and which they may rely which is satisfactory to the Trustee that
the purchase of this certificate is permissible under local law, will not
constitute or result in a non-exempt prohibited transaction under Section 406 of
the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and
Section 4975 of the Internal Revenue Code, as amended (the "Code") and will not
subject the Master Servicer, the Trustee or the Securities Administrator to any
obligation or liability in addition to those undertaken in the Agreement or (ii)
a representation letter stating that the transferee is not acquiring directly or
indirectly by, or on behalf of, an employee benefit plan or other retirement
arrangement (a "Plan") that is subject to Title I of ERISA, and/or Section 4975
of the Code, or by a person using "plan assets" of a Plan.
This Certificate is one of a duly authorized issue of Certificates
designated as set forth on the face hereof (the "Certificates"). The
Certificates, in the aggregate, evidence the entire beneficial ownership
interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees
that it will look solely to the Trust Fund for payment hereunder and that
neither the Securities Administrator nor the Trustee is liable to the
Certificateholders for any amount payable under this Certificate or the
Agreement or, except as expressly provided in the Agreement, subject to any
liability under the Agreement.
This Certificate does not purport to summarize the Agreement and
reference is made to the Agreement for the interests, rights and limitations of
rights, benefits, obligations and duties evidenced hereby, and the rights,
duties and immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided: (i)
the amendment thereof and of the Servicing Agreements and the modification of
the rights and obligations of the Seller, the Master Servicer and the Trustee
and the rights of the Certificateholders under the Agreement from time to time
by EMC, the Seller, the Master Servicer, the Securities Administrator and the
Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the
Master Servicer and the Trustee with the consent of the Holders of Certificates,
evidencing Fractional Undivided Interests aggregating not less than 51% of the
Trust Fund (or in certain cases, Holders of Certificates of affected Classes
evidencing such percentage of the Fractional Undivided Interests thereof). Any
such consent by the Holder of this Certificate shall be conclusive and binding
on such Holder and upon all future Holders of this Certificate and of any
Certificate issued upon the transfer hereof or in lieu hereof whether or not
notation of such consent is made upon this Certificate. The Agreement also
permits the amendment thereof and of the Servicing Agreements in certain limited
circumstances, without the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable with the
Trustee upon surrender of this Certificate for registration of transfer at the
offices or agencies maintained by the Trustee for such purposes, duly endorsed
by, or accompanied by a written instrument of transfer in form satisfactory to
the Trustee duly executed by the Holder hereof or such Holder's attorney duly
authorized in writing, and thereupon one or more new Certificates in authorized
denominations representing a like aggregate Fractional Undivided Interest will
be issued to the designated transferee.
The Certificates are issuable only as registered Certificates without
coupons in the Classes and denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth, this
Certificate is exchangeable for one or more new Certificates evidencing the same
Class and in the same aggregate Fractional Undivided Interest, as requested by
the Holder surrendering the same.
No service charge will be made to the Certificateholders for any such
registration of transfer, but the Trustee may require payment of a sum
sufficient to cover any tax or other governmental charge payable in connection
therewith. The Seller, the Master Servicer, the Trustee, the Securities
Administrator and any agent of any of them may treat the Person in whose name
this Certificate is registered as the owner hereof for all purposes, and none of
Seller, the Master Servicer, the Trustee, the Securities Administrator or any
such agent shall be affected by notice to the contrary.
The obligations created by the Agreement and the Trust Fund created
thereby (other than the obligations to make payments to Certificateholders with
respect to the termination of the Agreement) shall terminate upon the earlier of
(i) the later of (A) the maturity or other liquidation (or Advance with respect
thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement, or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the terms
of the Agreement. Such optional repurchase may be made only on or after the
Distribution Date on which the aggregate Stated
Principal Balance of the Mortgage Loans is less than the percentage of the
aggregate Stated Principal Balance specified in the Agreement of the Mortgage
Loans at the Cut-off Date. The exercise of such right will effect the early
retirement of the Certificates. In no event, however, will the Trust Fund
created by the Agreement continue beyond the expiration of 21 years after the
death of certain persons identified in the Agreement.
Unless this Certificate has been countersigned by an authorized
signatory of the Trustee by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement, or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: August 29, 2003 JPMORGAN CHASE BANK,
not in its individual capacity but
solely as Trustee
By:
----------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
-----------------------------
This is one of the Class R-[I] [II] Certificates referred to in the
within-mentioned Agreement.
JPMORGAN CHASE BANK,
Authorized signatory of JPMorgan
Chase Bank, not in its individual
capacity but solely as Trustee
By:
----------------------------------
Authorized Signatory
ASSIGNMENT
----------
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto __________________________________ (Please print or typewrite
name and address including postal zip code of assignee) a Fractional Undivided
Interest evidenced by the within Mortgage Pass-Through Certificate and hereby
authorizes the transfer of registration of such interest to assignee on the
Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to _________________________________ for the account
of _________________________ account number _____________, or, if mailed by
check, to ______________________________. Applicable statements should be mailed
to _____________________________________________.
This information is provided by __________________, the assignee named
above, or ________________________, as its agent.
EXHIBIT A-4
FORM OF CLASS B-IO CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES AND THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS
DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE").
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE
SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE
SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT
THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY
IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1)
PURSUANT TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT
THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB
PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE,
THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON
RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR"
WITHIN THE MEANING THEREOF IN RULE 501(A)(1), (2), (3) OR (7) OF REGULATION D
UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH
PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT,
SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM
PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER
EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER
IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH
CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND
ANY OTHER APPLICABLE JURISDICTION.
THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON
BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (A "PLAN")
THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED, AND/OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS
AMENDED (THE "CODE"), OR BY A PERSON USING "PLAN ASSETS" OF A PLAN, UNLESS THE
PROPOSED TRANSFEREE PROVIDES THE TRUSTEE WITH AN OPINION OF COUNSEL FOR THE
BENEFIT OF THE TRUSTEE, MASTER
SERVICER AND THE SECURITIES ADMINISTRATOR AND ON WHICH THEY MAY RELY WHICH IS
SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE
UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED
TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED, OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER
SERVICER, THE TRUSTEE OR THE SECURITIES ADMINISTRATOR TO ANY OBLIGATION OR
LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
Certificate No. 1 Variable Pass-Through Rate
Class B-IO Subordinate
Date of Pooling and Servicing Agreement Aggregate Initial Certificate
and Cut-off Date: Principal Balance of this Certificate
as of the Cut-off Date:
August 1, 2003 $__________
First Distribution Date: Initial Certificate Principal Balance
September 25, 2003 of this Certificate as of the Cut-off
Date: $__________
Master Servicer: CUSIP: __________
Xxxxx Fargo Bank Minnesota,
National Association
Assumed Final Distribution Date:
August 25, 2033
BEAR XXXXXXX ALT-A TRUST 2003-2
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2003-2
evidencing a fractional undivided interest in the
distributions allocable to the Class B-IO Certificates with
respect to a Trust Fund consisting primarily of a pool of
adjustable interest rate mortgage loans secured by first
liens on one-to-four family residential properties and sold
by STRUCTURED ASSET MORTGAGE INVESTMENTS INC.
This Certificate is payable solely from the assets of the Trust Fund,
and does not represent an obligation of or interest in Structured Asset Mortgage
Investments Inc. ("SAMI"), the Master Servicer, the Securities Administrator or
the Trustee referred to below or any of their affiliates or any other person.
Neither this Certificate nor the underlying Mortgage Loans are guaranteed or
insured by any governmental entity or by SAMI, the Master Servicer or the
Trustee or any of their affiliates or any other person. None of SAMI, the Master
Servicer or any of their affiliates will have any obligation with respect to any
certificate or other obligation secured by or payable from payments on the
Certificates.
This certifies that ______________________ is the registered owner of
the Fractional Undivided Interest evidenced hereby in the beneficial ownership
interest of Certificates of the same Class as this Certificate in a trust (the
"Trust Fund") primarily consisting of conventional adjustable rate mortgage
loans secured by first liens on one- to four- family residential properties
(collectively, the "Mortgage Loans") sold by SAMI. The Mortgage Loans were sold
by EMC Mortgage Corporation ("EMC") to SAMI. Xxxxx Fargo Bank Minnesota,
National Association ("Xxxxx Fargo") will act as master servicer of the Mortgage
Loans (the "Master Servicer," which term includes any successors thereto under
the Agreement referred to below). The Trust Fund was created pursuant to the
Pooling and Servicing Agreement dated as of the Cut-off Date specified above
(the "Agreement"), among SAMI, as seller (the "Seller"), the Master Servicer,
Xxxxx Fargo, as securities administrator, EMC Mortgage Corporation and JPMorgan
Chase Bank, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereafter. To the extent not defined herein,
capitalized terms used herein shall have the meaning ascribed to them in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of its acceptance hereof assents and by which such
Holder is bound.
Interest on this Certificate will accrue during the calendar month
immediately preceding such Distribution Date (as hereinafter defined) on the
Notional Amount hereof at a per annum rate equal to the Pass-Through Rate as set
forth in the Agreement. The Trustee will distribute on the 25th day of each
month, or, if such 25th day is not a Business Day, the immediately following
Business Day (each, a "Distribution Date"), commencing on the first Distribution
Date specified above, to the Person in whose name this Certificate is registered
at the close of business on the last Business Day of the month immediately
preceding the month of the related Distribution Date, an amount equal to the
product of the Fractional Undivided Interest evidenced by this Certificate and
the amount of interest required to be distributed to the Holders of Certificates
of the same Class as this Certificate. The Assumed Final Distribution Date is
the Distribution Date in the month following the latest scheduled maturity date
of any Mortgage Loan.
Distributions on this Certificate will be made by the Trustee by check
mailed to the address of the Person entitled thereto as such name and address
shall appear on the Certificate Register or, if such Person so requests by
notifying the Trustee in writing as specified in the Agreement. Notwithstanding
the above, the final distribution on this Certificate will be made after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose and designated in such notice. The Class B-IO
Certificates have no Certificate Principal Balance. The Initial Notional Amount
of this Certificate is set forth above.
No transfer of this Certificate shall be made unless the transfer is
made pursuant to an effective registration statement under the Securities Act of
1933, as amended (the "1933 Act"), and an effective registration or
qualification under applicable state securities laws, or is made in a
transaction that does not require such registration or qualification. In the
event that such a transfer of this Certificate is to be made without
registration or qualification, the Trustee shall require receipt of (i) if such
transfer is purportedly being made (a) in reliance upon Rule 144A under the 1933
Act or (b) to a transferee that is an "Institutional Accredited Investor" within
the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933
Act, written
certifications from the Holder of the Certificate desiring to effect the
transfer, and from such Holder's prospective transferee, substantially in the
forms attached to the Agreement as Exhibit F-1 or F-2, as applicable, and (ii)
if requested by the Trustee, an Opinion of Counsel satisfactory to it that such
transfer may be made without such registration or qualification (which Opinion
of Counsel shall not be an expense of the Trust Fund or of the Seller, the
Trustee, the Securities Administrator or the Master Servicer in their respective
capacities as such), together with copies of the written certification(s) of the
Holder of the Certificate desiring to effect the transfer and/or such Holder's
prospective transferee upon which such Opinion of Counsel is based. Neither the
Seller nor the Trustee is obligated to register or qualify the Class of
Certificates specified on the face hereof under the 1933 Act or any other
securities law or to take any action not otherwise required under the Agreement
to permit the transfer of such Certificates without registration or
qualification. Any Holder desiring to effect a transfer of this Certificate
shall be required to indemnify the Trustee, the Securities Administrator, the
Seller, the Seller and the Master Servicer against any liability that may result
if the transfer is not so exempt or is not made in accordance with such federal
and state laws.
No transfer of this Class B-IO Certificate will be made unless the
Trustee and the Securities Administrator have received either (i) opinion of
counsel for the benefit of the Trustee, Master Servicer and the Securities
Administrator and which they may rely which is satisfactory to the Trustee that
the purchase of this certificate is permissible under local law, will not
constitute or result in a non-exempt prohibited transaction under Section 406 of
the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and
Section 4975 of the Internal Revenue Code, as amended (the "Code") and will not
subject the Master Servicer, the Trustee or the Securities Administrator to any
obligation or liability in addition to those undertaken in the Agreement or (ii)
a representation letter stating that the transferee is not acquiring directly or
indirectly by, or on behalf of, an employee benefit plan or other retirement
arrangement (a "Plan") that is subject to Title I of ERISA, and/or Section 4975
of the Code, or by a person using "plan assets" of a Plan.
This Certificate is one of a duly authorized issue of Certificates
designated as set forth on the face hereof (the "Certificates"). The
Certificates, in the aggregate, evidence the entire beneficial ownership
interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees
that it will look solely to the Trust Fund for payment hereunder and that
neither the Securities Administrator nor the Trustee is liable to the
Certificateholders for any amount payable under this Certificate or the
Agreement or, except as expressly provided in the Agreement, subject to any
liability under the Agreement.
This Certificate does not purport to summarize the Agreement and
reference is made to the Agreement for the interests, rights and limitations of
rights, benefits, obligations and duties evidenced hereby, and the rights,
duties and immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided: (i)
the amendment thereof and of the Servicing Agreements and the modification of
the rights and obligations of the Seller, the Master Servicer and the Trustee
and the rights of the Certificateholders under the Agreement from time to time
by EMC, the Seller, the Master Servicer, the Securities Administrator and the
Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the
Master Servicer and the Trustee with the consent of the Holders of
Certificates, evidencing Fractional Undivided Interests aggregating not less
than 51% of the Trust Fund (or in certain cases, Holders of Certificates of
affected Classes evidencing such percentage of the Fractional Undivided
Interests thereof). Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in lieu
hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof and of the Servicing Agreements
in certain limited circumstances, without the consent of the Holders of any of
the Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable with the
Trustee upon surrender of this Certificate for registration of transfer at the
offices or agencies maintained by the Trustee for such purposes, duly endorsed
by, or accompanied by a written instrument of transfer in form satisfactory to
the Trustee duly executed by the Holder hereof or such Holder's attorney duly
authorized in writing, and thereupon one or more new Certificates in authorized
denominations representing a like aggregate Fractional Undivided Interest will
be issued to the designated transferee.
The Certificates are issuable only as registered Certificates without
coupons in the Classes and denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth, this
Certificate is exchangeable for one or more new Certificates evidencing the same
Class and in the same aggregate Fractional Undivided Interest, as requested by
the Holder surrendering the same.
No service charge will be made to the Certificateholders for any such
registration of transfer, but the Trustee may require payment of a sum
sufficient to cover any tax or other governmental charge payable in connection
therewith. The Seller, the Master Servicer, the Trustee, the Securities
Administrator and any agent of any of them may treat the Person in whose name
this Certificate is registered as the owner hereof for all purposes, and none of
Seller, the Master Servicer, the Trustee, the Securities Administrator or any
such agent shall be affected by notice to the contrary.
The obligations created by the Agreement and the Trust Fund created
thereby (other than the obligations to make payments to Certificateholders with
respect to the termination of the Agreement) shall terminate upon the earlier of
(i) the later of (A) the maturity or other liquidation (or Advance with respect
thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement, or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the terms
of the Agreement. Such optional repurchase may be made only on or after the
Distribution Date on which the aggregate Stated Principal Balance of the
Mortgage Loans is less than the percentage of the aggregate Stated Principal
Balance specified in the Agreement of the Mortgage Loans at the Cut-off Date.
The exercise of such right will effect the early retirement of the Certificates.
In no event, however, will the Trust Fund created by the Agreement continue
beyond the expiration of 21 years after the death of certain persons identified
in the Agreement.
Unless this Certificate has been countersigned by an authorized
signatory of the Trustee by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement, or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: August 29, 2003 JPMORGAN CHASE BANK,
Not in its individual capacity but
solely as Trustee
By:
----------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
-----------------------------
This is one of the Class B-IO Certificates referred to in the
within-mentioned Agreement.
JPMORGAN CHASE BANK,
Authorized signatory of JPMorgan
Chase Bank, not in its individual
capacity but solely as Trustee
By:
----------------------------------
Authorized Signatory
ASSIGNMENT
----------
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto __________________________________ (Please print or typewrite
name and address including postal zip code of assignee) a Fractional Undivided
Interest evidenced by the within Mortgage Pass-Through Certificate and hereby
authorizes the transfer of registration of such interest to assignee on the
Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to _________________________________ for the account
of _________________________ account number _____________, or, if mailed by
check, to ______________________________. Applicable statements should be mailed
to _____________________________________________.
This information is provided by __________________, the assignee named
above, or ________________________, as its agent.
EXHIBIT A-5
FORM OF CLASS XP CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986 (THE "CODE").
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL
ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE
ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY
INQUIRY OF THE TRUSTEE NAMED HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE
SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE
SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT
THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY
IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1)
PURSUANT TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT
THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB
PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE,
THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON
RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR"
WITHIN THE MEANING THEREOF IN RULE 501(A)(1), (2), (3) OR (7) OF REGULATION D
UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH
PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT,
SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM
PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER
EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER
IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH
CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND
ANY OTHER APPLICABLE JURISDICTION.
THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON
BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (A "PLAN")
THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED, AND/OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS
AMENDED (THE "CODE"), OR BY A PERSON USING "PLAN ASSETS" OF A PLAN, UNLESS THE
PROPOSED TRANSFEREE PROVIDES THE TRUSTEE WITH AN OPINION OF COUNSEL FOR THE
BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR AND ON
WHICH THEY MAY RELY WHICH IS SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE OF
THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR
RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE
RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE CODE
AND WILL NOT SUBJECT THE MASTER SERVICER, THE TRUSTEE OR THE SECURITIES
ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN
THE AGREEMENT.
Certificate No. 1
Class XP Senior
Date of Pooling and Servicing Agreement Aggregate Initial Certificate
and Cut-off Date: Principal Balance of this Certificate
as of the Cut-off Date:
August 1, 2003 $__________
First Distribution Date: Initial Certificate Principal Balance
September 25, 2003 of this Certificate as of the Cut-off
Date: $__________
Master Servicer: CUSIP: __________
Xxxxx Fargo Bank Minnesota,
National Association
Assumed Final Distribution Date:
August 25, 2033
BEAR XXXXXXX ALT-A TRUST 2003-2
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2003-2
evidencing a fractional undivided interest in the
distributions allocable to the Class XP Certificates with
respect to a Trust Fund consisting primarily of a pool of
adjustable interest rate mortgage loans secured by first
liens on one-to-four family residential properties and sold
by STRUCTURED ASSET MORTGAGE INVESTMENTS INC.
This Certificate is payable solely from the assets of the Trust Fund,
and does not represent an obligation of or interest in Structured Asset Mortgage
Investments Inc. ("SAMI"), the Master Servicer, the Securities Administrator or
the Trustee referred to below or any of their affiliates or any other person.
Neither this Certificate nor the underlying Mortgage Loans are guaranteed or
insured by any governmental entity or by SAMI, the Master Servicer or the
Trustee or any of their affiliates or any other person. None of SAMI, the Master
Servicer or any
of their affiliates will have any obligation with respect to any certificate or
other obligation secured by or payable from payments on the Certificates.
This certifies that ________________ is the registered owner of the
Fractional Undivided Interest evidenced hereby in the beneficial ownership
interest of Certificates of the same Class as this Certificate in a trust (the
"Trust Fund") primarily consisting of conventional adjustable rate mortgage
loans secured by first liens on one- to four- family residential properties
(collectively, the "Mortgage Loans") sold by SAMI. The Mortgage Loans were sold
by EMC Mortgage Corporation ("EMC") to SAMI. Xxxxx Fargo Bank Minnesota,
National Association ("Xxxxx Fargo") will act as master servicer of the Mortgage
Loans (the "Master Servicer," which term includes any successors thereto under
the Agreement referred to below). The Trust Fund was created pursuant to the
Pooling and Servicing Agreement dated as of the Cut-off Date specified above
(the "Agreement"), among SAMI, as seller (the "Seller"), the Master Servicer,
Xxxxx Fargo, as securities administrator, EMC Mortgage Corporation and JPMorgan
Chase Bank, as trustee (the "Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereafter. To the extent not defined herein,
capitalized terms used herein shall have the meaning ascribed to them in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of its acceptance hereof assents and by which such
Holder is bound.
The Trustee will distribute on the 25th day of each month, or, if such
25th day is not a Business Day, the immediately following Business Day (each, a
"Distribution Date"), commencing on the first Distribution Date specified above,
to the Person in whose name this Certificate is registered at the close of
business on the last Business Day of the month immediately preceding the month
of the related Distribution Date, an amount equal to the product of the
Fractional Undivided Interest evidenced by this Certificate and the amount
required to be distributed to the Holders of Certificates of the same Class as
this Certificate. The Assumed Final Distribution Date is the Distribution Date
in the month following the latest scheduled maturity date of any Mortgage Loan
and is not likely to be the date on which the Certificate Principal Balance of
this Class of Certificates will be reduced to zero.
Distributions on this Certificate will be made by the Trustee by check
mailed to the address of the Person entitled thereto as such name and address
shall appear on the Certificate Register or, if such Person so requests by
notifying the Trustee in writing as specified in the Agreement. Notwithstanding
the above, the final distribution on this Certificate will be made after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose and designated in such notice. The initial
Certificate Principal Balance of this Certificate is set forth above. The
Certificate Principal Balance hereof will be reduced to the extent of
distributions allocable to principal hereon.
No transfer of this Certificate shall be made unless the transfer is
made pursuant to an effective registration statement under the Securities Act of
1933, as amended (the "1933 Act"), and an effective registration or
qualification under applicable state securities laws, or is made in a
transaction that does not require such registration or qualification. In the
event that such a transfer of this Certificate is to be made without
registration or qualification, the Trustee shall require receipt of (i) if such
transfer is purportedly being made (a) in reliance upon Rule 144A under the 1933
Act or (b) to a transferee that is an "Institutional Accredited Investor"
within the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the
1933 Act, written certifications from the Holder of the Certificate desiring to
effect the transfer, and from such Holder's prospective transferee,
substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as
applicable, and (ii) if requested by the Trustee, an Opinion of Counsel
satisfactory to it that such transfer may be made without such registration or
qualification (which Opinion of Counsel shall not be an expense of the Trust
Fund or of the Seller, the Trustee, the Securities Administrator or the Master
Servicer in their respective capacities as such), together with copies of the
written certification(s) of the Holder of the Certificate desiring to effect the
transfer and/or such Holder's prospective transferee upon which such Opinion of
Counsel is based. Neither the Seller nor the Trustee is obligated to register or
qualify the Class of Certificates specified on the face hereof under the 1933
Act or any other securities law or to take any action not otherwise required
under the Agreement to permit the transfer of such Certificates without
registration or qualification. Any Holder desiring to effect a transfer of this
Certificate shall be required to indemnify the Trustee, the Securities
Administrator, the Seller, the Seller and the Master Servicer against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
No transfer of this Class XP Certificate will be made unless the
Trustee and the Securities Administrator have received either (i) opinion of
counsel for the benefit of the Trustee, Master Servicer and the Securities
Administrator and which they may rely which is satisfactory to the Trustee that
the purchase of this certificate is permissible under local law, will not
constitute or result in a non-exempt prohibited transaction under Section 406 of
the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), and
Section 4975 of the Internal Revenue Code, as amended (the "Code") and will not
subject the Master Servicer, the Trustee or the Securities Administrator to any
obligation or liability in addition to those undertaken in the Agreement or (ii)
a representation letter stating that the transferee is not acquiring directly or
indirectly by, or on behalf of, an employee benefit plan or other retirement
arrangement (a "Plan") that is subject to Title I of ERISA, and/or Section 4975
of the Code, or by a person using "plan assets" of a Plan.
This Certificate is one of a duly authorized issue of Certificates
designated as set forth on the face hereof (the "Certificates"). The
Certificates, in the aggregate, evidence the entire beneficial ownership
interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees
that it will look solely to the Trust Fund for payment hereunder and that
neither the Securities Administrator nor the Trustee is liable to the
Certificateholders for any amount payable under this Certificate or the
Agreement or, except as expressly provided in the Agreement, subject to any
liability under the Agreement.
This Certificate does not purport to summarize the Agreement and
reference is made to the Agreement for the interests, rights and limitations of
rights, benefits, obligations and duties evidenced hereby, and the rights,
duties and immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided: (i)
the amendment thereof and of the Servicing Agreements and the modification of
the rights and obligations of the Seller, the Master Servicer and the Trustee
and the rights of the Certificateholders under the Agreement from time to time
by EMC, the Seller, the Master Servicer, the Securities Administrator and the
Trustee, and (ii) the amendment thereof and of the Servicing Agreements by the
Master Servicer and the Trustee with the consent of the
Holders of Certificates, evidencing Fractional Undivided Interests aggregating
not less than 51% of the Trust Fund (or in certain cases, Holders of
Certificates of affected Classes evidencing such percentage of the Fractional
Undivided Interests thereof). Any such consent by the Holder of this Certificate
shall be conclusive and binding on such Holder and upon all future Holders of
this Certificate and of any Certificate issued upon the transfer hereof or in
lieu hereof whether or not notation of such consent is made upon this
Certificate. The Agreement also permits the amendment thereof and of the
Servicing Agreements in certain limited circumstances, without the consent of
the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable with the
Trustee upon surrender of this Certificate for registration of transfer at the
offices or agencies maintained by the Trustee for such purposes, duly endorsed
by, or accompanied by a written instrument of transfer in form satisfactory to
the Trustee duly executed by the Holder hereof or such Holder's attorney duly
authorized in writing, and thereupon one or more new Certificates in authorized
denominations representing a like aggregate Fractional Undivided Interest will
be issued to the designated transferee.
The Certificates are issuable only as registered Certificates without
coupons in the Classes and denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set forth, this
Certificate is exchangeable for one or more new Certificates evidencing the same
Class and in the same aggregate Fractional Undivided Interest, as requested by
the Holder surrendering the same.
No service charge will be made to the Certificateholders for any such
registration of transfer, but the Trustee may require payment of a sum
sufficient to cover any tax or other governmental charge payable in connection
therewith. The Seller, the Master Servicer, the Trustee, the Securities
Administrator and any agent of any of them may treat the Person in whose name
this Certificate is registered as the owner hereof for all purposes, and none of
Seller, the Master Servicer, the Trustee, the Securities Administrator or any
such agent shall be affected by notice to the contrary.
The obligations created by the Agreement and the Trust Fund created
thereby (other than the obligations to make payments to Certificateholders with
respect to the termination of the Agreement) shall terminate upon the earlier of
(i) the later of (A) the maturity or other liquidation (or Advance with respect
thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement, or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the terms
of the Agreement. Such optional repurchase may be made only on or after the
Distribution Date on which the aggregate Stated Principal Balance of the
Mortgage Loans is less than the percentage of the aggregate Stated Principal
Balance specified in the Agreement of the Mortgage Loans at the Cut-off Date.
The exercise of such right will effect the early retirement of the Certificates.
In no event, however, will the Trust Fund created by the Agreement continue
beyond the expiration of 21 years after the death of certain persons identified
in the Agreement.
Unless this Certificate has been countersigned by an authorized
signatory of the Trustee by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement, or be valid for any purpose.
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: August 29, 2003 JPMORGAN CHASE BANK,
Not in its individual capacity but
solely as Trustee
By:
----------------------------------
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
-----------------------------
This is one of the Class XP Certificates referred to in the
within-mentioned Agreement.
JPMORGAN CHASE BANK,
Authorized signatory of JPMorgan
Chase Bank, not in its individual
capacity but solely as Trustee
By:
----------------------------------
Authorized Signatory
ASSIGNMENT
----------
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto __________________________________ (Please print or typewrite
name and address including postal zip code of assignee) a Fractional Undivided
Interest evidenced by the within Mortgage Pass-Through Certificate and hereby
authorizes the transfer of registration of such interest to assignee on the
Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to _________________________________ for the account
of _________________________ account number _____________, or, if mailed by
check, to ______________________________. Applicable statements should be mailed
to _____________________________________________.
This information is provided by __________________, the assignee named
above, or ________________________, as its agent.
EXHIBIT B
MORTGAGE LOAN SCHEDULE
----------------------
The Preliminary and Final Mortgage Loan Schedules shall set forth the
following information with respect to each Mortgage Loan:
(a) the loan number;
(b) the Mortgagor's name;
(c) the street address (including city, state and zip code) of the Mortgaged
Property;
(d) the property type;
(e) the Mortgage Rate;
(f) the Servicing Rate;
(g) the Net Rate;
(h) the original term;
(i) the maturity date;
(j) the stated remaining term to maturity;
(k) the original principal balance;
(1) the first payment date;
(m) the principal and interest payment in effect as of the Cut-off Date;
(n) the unpaid principal balance as of the Cut-off Date;
(o) the Loan-to-Value Ratio at origination;
(p) paid-through date;
(q) the insurer of any Primary Mortgage Insurance Policy;
(r) the Gross Margin, if applicable;
(s) the Maximum Lifetime Mortgage Rate, if applicable;
(t) the Minimum Lifetime Mortgage Rate, if applicable;
(u) the Periodic Rate Cap, if applicable;
(v) the number of days delinquent, if any;
(w) which Mortgage Loans adjust after an initial fixed-rate period of two,
three, five, seven or ten years; and
(x) The Prepayment Charge Loans.
Such schedule also shall set forth for all of the Mortgage Loans, the total
number of Mortgage Loans, the total of each of the amounts described under (k)
and (n) above, the weighted average by principal balance as of the Cut-off Date
of each of the rates described under (e), (f) and (g) above, and the weighted
average remaining term to maturity by unpaid principal balance as of the Cut-off
Date.
EXHIBIT C
[RESERVED]
EXHIBIT D
REQUEST FOR RELEASE OF DOCUMENTS
To: JPMorgan Chase Bank
0 Xxx Xxxx Xxxxx, 0xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
RE: Pooling and Servicing Agreement, dated as of August 1, 2003 among
Structured Asset Mortgage Investments Inc., as seller, Xxxxx Fargo Bank
Minnesota, National Association as master servicer and securities
administrator, EMC Mortgage Corporation and JPMorgan Chase Bank, as
trustee, issuing Bear Xxxxxxx Alt-A Trust Series 2003-2, Mortgage
Pass-Through Certificates, Series 2003-2
----------------------------------------
In connection with the administration of the Mortgage Loans held by you
pursuant to the above-captioned Pooling and Servicing Agreement, we request the
release, and hereby acknowledge receipt, of the Mortgage File for the Mortgage
Loan described below, for the reason indicated.
Mortgage Loan Number:
Mortgagor Name, Address & Zip Code:
Reason for Requesting Documents (check one):
_____ 1. Mortgage Paid in Full and proceeds have been deposited into the
Custodial Account
_____ 2. Foreclosure
_____ 3. Substitution
_____ 4. Other Liquidation
_____ 5. Nonliquidation Reason:
_____ 6. California Mortgage Loan paid in full
By:
----------------------------------
(authorized signer)
Issuer:
Address:
Date:
EXHIBIT E
FORM OF TRANSFER AFFIDAVIT
Affidavit pursuant to Section 860E(e)(4)
of the Internal Revenue Code of 1986, as
amended, and for other purposes
STATE OF )
)ss:
COUNTY OF )
[NAME OF OFFICER], being first duly sworn, deposes and says:
1. That he is [Title of Officer] of [Name of Investor] (the
"Investor"), a [savings institution] [corporation] duly organized and existing
under the laws of [the State of _____] [the United States], on behalf of which
he makes this affidavit.
2. That (i) the Investor is not a "disqualified organization" as
defined in Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended
(the "Code"), and will not be a disqualified organization as of [Closing Date]
[date of purchase]; (ii) it is not acquiring the Bear Xxxxxxx Alt-A Trust 2003-2
Mortgage Pass-Through Certificates, Series 2003-2, Class R-__ Certificates (the
"Residual Certificates") for the account of a disqualified organization; (iii)
it consents to any amendment of the Pooling and Servicing Agreement that shall
be deemed necessary by Structured Asset Mortgage Investments Inc. (upon advice
of counsel) to constitute a reasonable arrangement to ensure that the Residual
Certificates will not be owned directly or indirectly by a disqualified
organization; and (iv) it will not transfer such Residual Certificates unless
(a) it has received from the transferee an affidavit in substantially the same
form as this affidavit containing these same four representations and (b) as of
the time of the transfer, it does not have actual knowledge that such affidavit
is false.
3. That the Investor is one of the following: (i) a citizen or
resident of the United States, (ii) a corporation or partnership (including an
entity treated as a corporation or partnership for federal income tax purposes)
created or organized in, or under the laws of, the United States or any state
thereof or the District of Columbia (except, in the case of a partnership, to
the extent provided in regulations), provided that no partnership or other
entity treated as a partnership for United States federal income tax purposes
shall be treated as a United States Person unless all persons that own an
interest in such partnership either directly or through any entity that is not a
corporation for United States federal income tax purposes are United States
Persons, (iii) an estate whose income is subject to United States federal income
tax regardless of its source, or (iv) a trust other than a "foreign trust," as
defined in Section 7701 (a)(31) of the Code.
4. That the Investor's taxpayer identification number is
______________________.
5. That no purpose of the acquisition of the Residual Certificates is
to avoid or impede the assessment or collection of tax.
6. That the Investor understands that, as the holder of the Residual
Certificates, the Investor may incur tax liabilities in excess of any cash flows
generated by such Residual Certificates.
7. That the Investor intends to pay taxes associated with holding the
Residual Certificates as they become due.
8. That the Investor either: (i) is not acquiring the Certificate
directly or indirectly by, or on behalf of, an employee benefit plan or other
retirement arrangement which is subject to Title I of the Employee Retirement
Income Security Act of 1974, as amended ("ERISA"), and/or Section 4975 of the
Internal Revenue Code of 1986, as amended, or with assets of a plan or (ii) has
provided the Trustee with an opinion of counsel for the benefit of the Trustee,
the Master Servicer and the Securities Administrator and on which they may rely,
which is satisfactory to the Trustee and which opinion will not be at the
expense of the Trustee, the Master Servicer or the Securities Administrator,
that the purchase of such Certificates by or on behalf of the such Plan is
permissible under applicable law, will not constitute or result in a nonexempt
prohibited transaction under ERISA or Section 4975 of the Code and will not
subject the Trustee, the Master Servicer or the Securities Administrator to any
obligation in addition to those undertaken in the Agreement.
9. The Investor understands that the Residual Certificate bears, and
will continue to bear, a legend to substantiate the following effect:
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS
THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION
5.07(a) OF THE AGREEMENT OR AN OPINION OF COUNSEL AS PROVIDED IN
SECTION 5.07(a) THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE
UNDER LOCAL LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT
PROHIBITED TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR SECTION 4975 OF
THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE TRUSTEE OR THE
SECURITIES ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO
THOSE UNDERTAKEN IN THE AGREEMENT.
IN WITNESS WHEREOF, the Investor has caused this instrument to be
executed on its behalf, pursuant to authority of its Board of Directors, by its
[Title of Officer] this ____ day of _________, 20__.
[NAME OF INVESTOR]
By:
----------------------------------
[Name of Officer]
[Title of Officer]
[Address of Investor for receipt
of distributions]
Address of Investor for receipt of
tax information:
Personally appeared before me the above-named [Name of Officer], known
or proved to me to be the same person who executed the foregoing instrument and
to be the [Title of Officer] of the Investor, and acknowledged to me that he
executed the same as his free act and deed and the free act and deed of the
Investor.
Subscribed and sworn before me this ___ day of _________, 20___.
NOTARY PUBLIC
COUNTY OF
STATE OF
My commission expires the ___ day of ___________________, 20___.
EXHIBIT F-1
FORM OF INVESTMENT LETTER (NON-RULE 144A)
______________,200___
Structured Asset Mortgage Investments Inc.
000 Xxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
JPMorgan Chase Bank
0 Xxx Xxxx Xxxxx, 0xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Bear Xxxxxxx Alt-A Trust 2003-2
Re: Bear Xxxxxxx Alt-A Trust 2003-2
Mortgage Pass-Through Certificates, Series 2003-2, Class__
-----------------------------------------------------------
Ladies and Gentlemen:
______________ (the "Purchaser") intends to purchase from
______________ (the "Seller") $_________ initial Certificate Principal Balance
of Mortgage Pass-Through Certificates, Series 2003-2, Class _____ (the
"Certificates"), issued pursuant to the Pooling and Servicing Agreement (the
"Pooling and Servicing Agreement"), dated as of August 1, 2003 among Structured
Asset Mortgage Investments Inc., as seller (the "Seller"), EMC Mortgage
Corporation, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer and securities administrator, and JPMorgan Chase Bank, as trustee (the
"Trustee"). All terms used herein and not otherwise defined shall have the
meanings set forth in the Pooling and Servicing Agreement. The Purchaser hereby
certifies, represents and warrants to, and covenants with, the Seller and the
Trustee that:
1. The Purchaser understands that (a) the Certificates have
not been and will not be registered or qualified under the Securities
Act of 1933, as amended (the "Act") or any state securities law, (b)
the Seller is not required to so register or qualify the Certificates,
(c) the Certificates may be resold only if registered and qualified
pursuant to the provisions of the Act or any state securities law, or
if an exemption from such registration and qualification is available,
(d) the Pooling and Servicing Agreement contains restrictions
regarding the transfer of the Certificates and (e) the Certificates
will bear a legend to the foregoing effect.
2. The Purchaser is acquiring the Certificates for its own
account for investment only and not with a view to or for sale in
connection with any distribution thereof in any manner that would
violate the Act or any applicable state securities laws.
3. The Purchaser is (a) a substantial, sophisticated
institutional investor having such knowledge and experience in
financial and business
matters, and, in particular, in such matters related to securities
similar to the Certificates, such that it is capable of evaluating the
merits and risks of investment in the Certificates, (b) able to bear
the economic risks of such an investment and (c) an "accredited
investor" within the meaning of Rule 501 (a) promulgated pursuant to
the Act.
4. The Purchaser has been furnished with, and has had an
opportunity to review (a) a copy of the Pooling and Servicing
Agreement and (b) such other information concerning the Certificates,
the Mortgage Loans and the Seller as has been requested by the
Purchaser from the Seller or the Seller and is relevant to the
Purchaser's decision to purchase the Certificates. The Purchaser has
had any questions arising from such review answered by the Seller or
the Seller to the satisfaction of the Purchaser.
5. The Purchaser has not and will not nor has it authorized
or will it authorize any person to (a) offer, pledge, sell, dispose of
or otherwise transfer any Certificate, any interest in any Certificate
or any other similar security to any person in any manner, (b) solicit
any offer to buy or to accept a pledge, disposition of other transfer
of any Certificate, any interest in any Certificate or any other
similar security from any person in any manner, (c) otherwise approach
or negotiate with respect to any Certificate, any interest in any
Certificate or any other similar security with any person in any
manner, (d) make any general solicitation by means of general
advertising or in any other manner or (e) take any other action, that
(as to any of (a) through (e) above) would constitute a distribution
of any Certificate under the Act, that would render the disposition of
any Certificate a violation of Section 5 of the Act or any state
securities law, or that would require registration or qualification
pursuant thereto. The Purchaser will not sell or otherwise transfer
any of the Certificates, except in compliance with the provisions of
the Pooling and Servicing Agreement.
6. The Purchaser (if the Certificate is not rated at least
"BBB-" or its equivalent by Fitch, S&P or Xxxxx'x):
(a) is not an employee benefit or other plan subject to the
prohibited transaction provisions of the Employee Retirement Income
Security Act of 1974, as amended ("ERISA"), or Section 4975 of the
Internal Revenue Code of 1986, as amended (a "Plan"), or any other
person (including an investment manager, a named fiduciary or a
trustee of any Plan) acting, directly or indirectly, on behalf of or
purchasing any Certificate with "plan assets" of any Plan within the
meaning of the Department of Labor ("DOL") regulation at 29 C.F.R.
ss.2510.3-101; or
(b) is an insurance company, the source of funds to be used
by it to purchase the Certificates is an "insurance company general
account" (within the meaning of DOL Prohibited Transaction Class
Exemption ("PTCE") 95-60), and the purchase is being made in reliance
upon the availability of the exemptive relief afforded under Sections
I and III of PTCE 95-60.]
In addition, the Purchaser hereby certifies, represents and warrants
to, and covenants with, the Company, the Trustee, the Securities Administrator
and the Master Servicer that the Purchaser will not transfer such Certificates
to any Plan or person unless such Plan or person meets the requirements set
forth in either 6(a) or (b) above.
Very truly yours,
[PURCHASER]
By:
----------------------------------
Name:
Title:
EXHIBIT F-2
[FORM OF RULE 144A INVESTMENT REPRESENTATION]
Description of Rule 144A Securities, including numbers:
---------------------------------------------------------
---------------------------------------------------------
---------------------------------------------------------
---------------------------------------------------------
The undersigned seller, as registered holder (the "Seller"), intends
to trans fer the Rule 144A Securities described above to the undersigned buyer
(the "Buyer").
1. In connection with such transfer and in accordance with the
agreements pursuant to which the Rule 144A Securities were issued, the Seller
hereby certifies the following facts: Neither the Seller nor anyone acting on
its behalf has offered, transferred, pledged, sold or otherwise disposed of the
Rule 144A Securities, any interest in the Rule 144A Securities or any other
similar security to, or solicited any offer to buy or accept a transfer, pledge
or other disposition of the Rule 144A Securities, any interest in the Rule 144A
Securities or any other similar security from, or otherwise approached or
negotiated with respect to the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security with, any person in any manner, or
made any general solicitation by means of general advertising or in any other
manner, or taken any other action, that would constitute a distribution of the
Rule 144A Securities under the Securities Act of 1933, as amended (the "1933
Act"), or that would render the disposition of the Rule 144A Securities a
violation of Section 5 of the 1933 Act or require registration pursuant thereto,
and that the Seller has not offered the Rule 144A Securities to any person other
than the Buyer or another "qualified institutional buyer" as defined in Rule
144A under the 0000 Xxx.
2. The Buyer warrants and represents to, and covenants with, the
Seller, the Trustee and the Master Servicer (as defined to the Pooling and
Servicing Agreement, dated as of August 1, 2003 (the "Agreement"), among the
Company, EMC, Xxxxx Fargo Bank Minnesota, N.A., as master servicer (the "Master
Servicer"), and JPMorgan Chase Bank, as trustee (the "Trustee")) as follows:
(a) The Buyer understands that the Rule 144A Securities have not
been registered under the 1933 Act or the securities laws of any
state.
(b) The Buyer considers itself a substantial, sophisticated
institutional investor having such knowledge and experience in
financial and business matters that it is capable of evaluating the
merits and risks of investment in the Rule 144A Securities.
(c) The Buyer has been furnished with all information regarding
the Rule 144A Securities that it has requested from the Seller, the
Trustee or the Master Servicer.
(d) Neither the Buyer nor anyone acting on its behalf has
offered, transferred, pledged, sold or otherwise disposed of the Rule
144A Securities, any interest in the Rule 144A Securities or any other
similar security to, or solicited any offer to buy or accept a
transfer, pledge or other disposition of the Rule 144A Securities, any
interest in the Rule 144A Securities or any other similar security
from, or otherwise approached or negotiated with respect to the Rule
144A Securities, any interest in the Rule 144A Securities or any other
similar security with, any person in any manner, or made any general
solicitation by means of general advertising or in any other manner,
or taken any other action, that would constitute a distribution of the
Rule 144A Securities under the 1933 Act or that would render the
disposition of the Rule 144A Securities a violation of Section 5 of
the 1933 Act or require registration pursuant thereto, nor will it
act, nor has it authorized or will it authorize any person to act, in
such manner with respect to the Rule 144A Securities.
(e) The Buyer is a "qualified institutional buyer" as that term
is defined in Rule 144A under the 1933 Act and has completed either of
the forms of certification to that effect attached hereto as Annex 1
or Annex 2. The Buyer is aware that the sale to it is being made in
reliance on Rule 144A. The Buyer is acquiring the Rule 144A Securities
for its own account or the accounts of other qualified institutional
buyers, understands that such Rule 144A Securities may be resold,
pledged or transferred only (i) to a person reasonably believed to be
a qualified institutional buyer that purchases for its own account or
for the account of a qualified institutional buyer to whom notice is
given that the resale, pledge or transfer is being made in reliance on
Rule 144A, or (ii) pursuant to another exemption from registration
under the 1933 Act.
[3. The Buyer (if the Rule 144A Securities are not rated at least
"BBB-" or its equivalent by Fitch, S&P or Xxxxx'x):
(a) is not an employee benefit or other plan subject to the
prohibited transaction provisions of the Employee Retirement Income
Security Act of 1974, as amended ("ERISA"), or Section 4975 of the
Internal Revenue Code of 1986, as amended (a "Plan"), or any other
person (including an investment manager, a named fiduciary or a
trustee of any Plan) acting, directly or indirectly, on behalf of or
purchasing any Certificate with "plan assets" of any Plan within the
meaning of the Department of Labor ("DOL") regulation at 29 C.F.R. ss.
2510.3-101; or
(b) is an insurance company, the source of funds to be used by it
to purchase the Certificates is an "insurance company general account"
(within the meaning of DOL Prohibited Transaction Class Exemption
("PTCE") 95-60), and the purchase is being made in reliance upon the
availability of the exemptive relief afforded under Sections I and III
of PTCE 95-60.]
4. This document may be executed in one or more counterparts and
by the different parties hereto on separate counterparts, each of
which, when so executed, shall be deemed to be an original; such
counterparts, together, shall constitute one and the same document.
IN WITNESS WHEREOF, each of the parties has executed this document as
of the date set forth below.
------------------------------------- -------------------------------------
Print Name of Seller Print Name of Buyer
By: By:
---------------------------------- ----------------------------------
Name: Name:
Title: Title:
Taxpayer Identification Taxpayer Identification:
No: No:
---------------------------------- ----------------------------------
Date: Date:
-------------------------------- --------------------------------
ANNEX 1 TO EXHIBIT J
--------------------
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
--------------------------------------------------------
[For Buyers Other Than Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the
Rule 144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief
Financial Officer, Senior Vice President or other executive officer of the
Buyer.
2. In connection with purchases by the Buyer, the Buyer is a
"qualified institutional buyer" as that term is defined in Rule 144A under the
Securities Act of 1933 ("Rule 144A") because (i) the Buyer owned and/or invested
on a discretionary basis $ in securities (except for the excluded securities
referred to below) as of the end of the Buyer's most recent fiscal year (such
amount being calculated in accordance with Rule 144A) and (ii) the Buyer
satisfies the criteria in the category marked below.
-- Corporation, etc. The Buyer is a corporation (other than a bank,
savings and loan association or similar institution), Massachusetts or
similar business trust, partnership, or charitable organization
described in Section 501(c)(3) of the Internal Revenue Code.
-- Bank. The Buyer (a) is a national bank or banking institution
organized under the laws of any State, territory or the District of
Columbia, the business of which is substantially confined to banking
and is supervised by the State or territorial banking commission or
similar official or is a foreign bank or equivalent institution, and
(b) has an audited net worth of at least $25,000,000 as demonstrated
in its latest annual financial statements, a copy of which is attached
hereto.
-- Savings and Loan. The Buyer (a) is a savings and loan association,
building and loan association, cooperative bank, homestead association
or similar institution, which is supervised and examined by a State or
Federal authority having supervision over any such institutions or is
a foreign savings and loan association or equivalent institution and
(b) has an audited net worth of at least $25,000,000 as demonstrated
in its latest annual financial statements.
-- Broker-Dealer. The Buyer is a dealer registered pursuant to Section 15
of the Securities Exchange Act of 1934.
-- Insurance Company. The Buyer is an insurance company whose primary and
predominant business activity is the writing of insurance or the
reinsuring of risks underwritten by insurance companies and which is
subject to supervision by the insurance commissioner or a similar
official or agency of a State or territory or the District of
Columbia.
-- State or Local Plan. The Buyer is a plan established and maintained by
a State, its political subdivisions, or any agency or instrumentality
of the State or its political subdivisions, for the benefit of its
employees.
-- ERISA Plan. The Buyer is an employee benefit plan within the meaning
of Title I of the Employee Retirement Income Security Act of 1974.
-- Investment Adviser. The Buyer is an investment adviser registered
under the Investment Advisers Act of 1940.
-- SBIC. The Buyer is a Small Business Investment Company licensed by the
U.S. Small Business Administration under Section 301(c) or (d) of the
Small Business Investment Act of 1958.
-- Business Development Company. The Buyer is a business development
company as defined in Section 202(a)(22) of the Investment Advisers
Act of 1940.
-- Trust Fund. The Buyer is a trust fund whose trustee is a bank or trust
company and whose participants are exclusively (a) plans established
and maintained by a State, its political subdivisions, or any agency
or instrumentality of the State or its political subdivisions, for the
benefit of its employees, or (b) employee benefit plans within the
meaning of Title I of the Employee Retirement Income Security Act of
1974, but is not a trust fund that includes as participants individual
retirement accounts or H.R. 10 plans.
3. The term "securities" as used herein does not include (i)
securities of issuers that are affiliated with the Buyer, (ii) securities that
are part of an unsold allotment to or subscription by the Buyer, if the Buyer is
a dealer, (iii) bank deposit notes and certificates of deposit, (iv) loan
participations, (v) repurchase agreements, (vi) securities owned but subject to
a repurchase agreement and (vii) currency, interest rate and commodity swaps.
4. For purposes of determining the aggregate amount of securities
owned and/or invested on a discretionary basis by the Buyer, the Buyer used the
cost of such securities to the Buyer and did not include any of the securities
referred to in the preceding paragraph. Further, in determining such aggregate
amount, the Buyer may have included securities owned by subsidiaries of the
Buyer, but only if such subsidiaries are consolidated with the Buyer in its
financial statements prepared in accordance with generally accepted accounting
principles and if the investments of such subsidiaries are managed under the
Buyer's direction. However, such securities were not included if the Buyer is a
majority-owned, consolidated subsidiary of another enterprise and the Buyer is
not itself a reporting company under the Securities Exchange Act of 1934.
5. The Buyer acknowledges that it is familiar with Rule 144A and
understands that the seller to it and other parties related to the Certificates
are relying and will continue to rely on the statements made herein because one
or more sales to the Buyer may be in reliance on Rule 144A.
---------- ---------- Will the Buyer be purchasing the Rule 144A
Yes No Securities only for the Buyer's own account?
6. If the answer to the foregoing question is "no", the Buyer agrees
that, in connection with any purchase of securities sold to the Buyer for the
account of a third party (including any separate account) in reliance on Rule
144A, the Buyer will only purchase for the account of a third party that at the
time is a "qualified institutional buyer" within the meaning of Rule 144A. In
addition, the Buyer agrees that the Buyer will not purchase securities for a
third party unless the Buyer has obtained a current representation letter from
such third party or taken other appropriate steps contemplated by Rule 144A to
conclude that such third party independently meets the definition of "qualified
institutional buyer" set forth in Rule 144A.
7. The Buyer will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice is given, the Buyer's purchase of Rule 144A Securities will
constitute a reaffirmation of this certification as of the date of such
purchase.
Print Name of Buyer
By:
----------------------------------
Name:
Title:
Date:
--------------------------------
EXHIBIT F-3
FORM OF TRANSFEROR REPRESENTATION LETTER
_____, 20__
Structured Asset Mortgage Investments Inc.
000 Xxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
JPMorgan Chase Bank
0 Xxx Xxxx Xxxxx, 0xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Residential Funding Corporation Series ____-___
Re: Mortgage Asset-Backed Pass-Through Certificates,
Series ____-___, [Class B-]
------------------------------------------------
Ladies and Gentlemen:
In connection with the sale by (the "Seller") to (the "Purchaser") of
$ Initial Certificate Principal Balance of Mortgage Pass-Through Certificates,
Series 2003-2 (the "Certificates") pursuant to the Pooling and Servicing
Agreement, dated as of August 1, 2003 (the "Pooling and Servicing Agreement"),
among Structured Asset Mortgage Investments Inc. (the "Company"), EMC Mortgage
Corporation ("EMC"), Xxxxx Fargo Bank Minnesota, N.A., as master servicer (the
"Master Servicer"), and JPMorgan Chase Bank, as trustee (the "Trustee"). The
Seller hereby certifies, represents and warrants to, and covenants with, the
Company and the Trustee that:
Neither the Seller nor anyone acting on its behalf has (a) offered,
pledged, sold, disposed of or otherwise transferred any Certificate, any
interest in any Certificate or any other similar security to any person in any
manner, (b) has solicited any offer to buy or to accept a pledge, disposition or
other transfer of any Certificate, any interest in any Certificate or any other
similar security from any person in any manner, (c) has otherwise approached or
negotiated with respect to any Certificate, any interest in any Certificate or
any other similar security with any person in any manner, (d) has made any
general solicitation by means of general advertising or in any other manner, or
(e) has taken any other action, that (as to any of (a) through (e) above) would
constitute a distribution of the Certificates under the Securities Act of 1933
(the "Act"), that would render the disposition of any Certificate a violation of
Section 5 of the Act or any state securities law, or that would require
registration or qualification pursuant thereto. The Seller will not act, in any
manner set forth in the foregoing sentence with respect to any Certificate. The
Seller has not and will not sell or otherwise transfer any of the Certificates,
except in compliance with the provisions of the Pooling and Servicing Agreement.
Very truly yours,
-------------------------------------
(Seller)
By:
----------------------------------
Name:
--------------------------------
Title:
-------------------------------
EXHIBIT G
FORM OF CUSTODIAL AGREEMENT
---------------------------
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to
time, the "Agreement'), dated as of August 29, 2003, by and among JPMORGAN CHASE
BANK, as trustee (including its successors under the Pooling and Servicing
Agreement defined below, the "Trustee"), STRUCTURED ASSET MORTGAGE INVESTMENTS
INC., as company (together with any successor in interest, the "Company"), XXXXX
FARGO BANK MINNESOTA, NATIONAL ASSOCIATION, as master servicer and securities
administrator (together with any successor in interest or successor under the
Pooling and Servicing Agreement referred to below, the "Master Servicer") and
XXXXX FARGO BANK MINNESOTA, NATIONAL ASSOCIATION, as custodian (together with
any successor in interest or any successor appointed hereunder, the
"Custodian").
WITNESSETH THAT:
----------------
WHEREAS, the Company, the Master Servicer and the Trustee have entered
into a Pooling and Servicing Agreement, dated as of August 1, 2003, relating to
the issuance of Bear Xxxxxxx ALT-A Trust, Mortgage Pass-Through Certificates,
Series 2003-2 (as in effect on the date of this agreement, the "Original Pooling
and Servicing Agreement," and as amended and supplemented from time to time, the
"Pooling and Servicing Agreement'); and
WHEREAS, the Custodian has agreed to act as agent for the Trustee for
the purposes of receiving and holding certain documents and other instruments
delivered by the Company or the Master Servicer under the Pooling and Servicing
Agreement and the Servicers under their respective Servicing Agreements, all
upon the terms and conditions and subject to the limitations hereinafter set
forth;
NOW, THEREFORE, in consideration of the premises and the mutual
covenants and agreements hereinafter set forth, the Trustee, the Company, the
Master Servicer and the Custodian hereby agree as follows:
ARTICLE I.
DEFINITIONS
Capitalized terms used in this Agreement and not defined herein shall
have the meanings assigned in the Original Pooling and Servicing Agreement,
unless otherwise required by the context herein.
ARTICLE II.
CUSTODY OF MORTGAGE DOCUMENTS
Section 2.1. Custodian to Act as Agent: Acceptance of Mortgage Files.
The Custodian, as the duly appointed agent of the Trustee for these purposes,
acknowledges (subject to any exceptions noted in the Initial Certification
referred to in Section 2.3(a) receipt of the
Mortgage Files relating to the Mortgage Loans identified on the schedule
attached hereto (the "Mortgage Files") and declares that it holds and will hold
such Mortgage Files as agent for the Trustee, in trust, for the use and benefit
of all present and future Certificateholders.
Section 2.2. Recordation of Assignments. If any Mortgage File includes
one or more assignments of Mortgage to the Trustee in a state which is
specifically excluded from the Opinion of Counsel delivered by the Seller to the
Trustee (with a copy to the Custodian) pursuant to the provisions of Section
2.01 of the Pooling and Servicing Agreement, each such assignment shall be
delivered by the Custodian to the Company for the purpose of recording it in the
appropriate public office for real property records, and the Company, at no
expense to the Custodian, shall promptly cause to be recorded in the appropriate
public office for real property records each such assignment of Mortgage and,
upon receipt thereof from such public office, shall return each such assignment
of Mortgage to the Custodian.
Section 2.3. Review of Mortgage Files.
(a) On or prior to the Closing Date, in accordance with Section 2.02
of the Pooling and Servicing Agreement, the Custodian shall deliver to the
Trustee an Initial Certification in the form annexed hereto as Exhibit One
evidencing receipt (subject to any exceptions noted therein) of a Mortgage File
for each of the Mortgage Loans listed on the Schedule attached hereto (the
"Mortgage Loan Schedule").
(b) Within 90 days of the Closing Date, the Custodian agrees, for the
benefit of Certificateholders, to review, in accordance with the provisions of
Section 2.02 of the Pooling and Servicing Agreement, each such document, and
shall deliver to the Seller and the Trustee an Interim Certification in the form
annexed hereto as Exhibit Two to the effect that all such documents have been
executed and received and that such documents relate to the Mortgage Loans
identified on the Mortgage Loan Schedule, except for any exceptions listed on
Schedule A attached to such Interim Certification. The Custodian shall be under
no duty or obligation to inspect, review or examine said documents, instruments,
certificates or other papers to determine that the same are genuine,
enforceable, or appropriate for the represented purpose or that they have
actually been recorded or that they are other than what they purport to be on
their face.
(c) Not later than 180 days after the Closing Date, the Custodian
shall review the Mortgage Files as provided in Section 2.02 of the Pooling and
Servicing Agreement and deliver to the Seller and the Trustee a Final
Certification in the form annexed hereto as Exhibit Three evidencing the
completeness of the Mortgage Files.
(d) In reviewing the Mortgage Files as provided herein and in the
Pooling and Servicing Agreement, the Custodian shall make no representation as
to and shall not be responsible to verify (i) the validity, legality,
enforceability, due authorization, recordability, sufficiency or genuineness of
any of the documents included in any Mortgage File or (ii) the collectibility,
insurability, effectiveness or suitability of any of the documents in any
Mortgage File.
Upon receipt of written request from the Trustee, the Custodian shall
as soon as practicable supply the Trustee with a list of all of the documents
relating to the Mortgage Loans missing from the Mortgage Files.
Section 2.4. Notification of Breaches of Representations and
Warranties. Upon discovery by the Custodian of a breach of any representation or
warranty made by the Company as set forth in the Pooling and Servicing Agreement
with respect to a Mortgage Loan relating to a Mortgage File, the Custodian shall
give prompt written notice to the Company, the related Servicer and the Trustee.
Section 2.5. Custodian to Cooperate: Release of Mortgage Files. Upon
receipt of written notice from the Trustee that the Mortgage Loan Seller has
repurchased a Mortgage Loan pursuant to Article II of the Pooling and Servicing
Agreement, and that the purchase price therefore has been deposited in the
Master Servicer Collection Account or the Distribution Account, then the
Custodian agrees to promptly release to the Mortgage Loan Seller the related
Mortgage File.
Upon the Custodian's receipt of a request for release (a "Request for
Release") substantially in the form of Exhibit D to the Pooling and Servicing
Agreement signed by a Servicing Officer of the related Servicer stating that it
has received payment in full of a Mortgage Loan or that payment in full will be
escrowed in a manner customary for such purposes, the Custodian agrees promptly
to release to the related Servicer the related Mortgage File. The Company shall
deliver to the Custodian and the Custodian agrees to accept the Mortgage Note
and other documents constituting the Mortgage File with respect to any
Substitute Mortgage Loan.
From time to time as is appropriate for the servicing or foreclosure
of any Mortgage Loan, including, for this purpose, collection under any Primary
Insurance Policy, the related Servicer shall deliver to the Custodian a Request
for Release signed by a Servicing Officer requesting that possession of all of
the Mortgage File be released to the related Servicer and certifying as to the
reason for such release and that such release will not invalidate any insurance
coverage provided in respect of the Mortgage Loan under any of the Insurance
Policies. Upon receipt of the foregoing, the Custodian shall deliver the
Mortgage File to the related Servicer. The related Servicer shall cause each
Mortgage File or any document therein so released to be returned to the
Custodian when the need therefore by the related Servicer no longer exists,
unless (i) the Mortgage Loan has been liquidated and the Liquidation Proceeds
relating to the Mortgage Loan have been deposited in the Master Servicer
Collection Account or the Distribution Account or (ii) the Mortgage File or such
document has been delivered to an attorney, or to a public trustee or other
public official as required by law, for purposes of initiating or pursuing legal
action or other proceedings for the foreclosure of the Mortgaged Property either
judicially or non-judicially, and the related Servicer has delivered to the
Custodian a certificate of a Servicing Officer certifying as to the name and
address of the Person to which such Mortgage File or such document was delivered
and the purpose or purposes of such delivery.
At any time that a Servicer is required to deliver to the Custodian a
Request for Release, the Servicer shall (and if the Servicer does not, the
Master Servicer may) deliver two copies of the Request for Release if delivered
in hard copy or the Servicer may furnish such Request for Release electronically
to the Custodian, in which event the Servicing Officer transmitting the same
shall be deemed to have signed the Request for Release. In connection with any
Request for Release of a Mortgage File because of a repurchase of a Mortgage
Loan, such Request for Release shall be accompanied by an assignment of
mortgage, without
recourse, representation or warranty from the Trustee to the Mortgage Loan
Seller and the related Mortgage Note shall be endorsed without recourse,
representation or warranty by the Trustee and be returned to the Mortgage Loan
Seller. In connection with any Request for Release of a Mortgage File because of
the payment in full of a Mortgage Loan, such Request for Release shall be
accompanied by a certificate of satisfaction or other similar instrument to be
executed by or on behalf of the Trustee and returned to the related Servicer.
Section 2.6. Assumption Agreements. In the event that any assumption
agreement, substitution of liability agreement or sale of servicing agreement is
entered into with respect to any Mortgage Loan subject to this Agreement in
accordance with the terms and provisions of the Pooling and Servicing Agreement,
the Master Servicer, to the extent provided in the related Servicing Agreement,
shall cause the related Servicer to notify the Custodian that such assumption or
substitution agreement has been completed by forwarding to the Custodian the
original of such assumption or substitution agreement, which shall be added to
the related Mortgage File and, for all purposes, shall be considered a part of
such Mortgage File to the same extent as all other documents and instruments
constituting parts thereof.
ARTICLE III.
CONCERNING THE CUSTODIAN
Section 3.1. Custodian as Bailee and Agent of the Trustee. With
respect to each Mortgage Note, Mortgage and other documents constituting each
Mortgage File which are delivered to the Custodian, the Custodian is exclusively
the bailee and agent of the Trustee and has no instructions to hold any Mortgage
Note or Mortgage for the benefit of any person other than the Trustee and the
Certificateholders and undertakes to perform such duties and only such duties as
are specifically set forth in this Agreement. Except upon compliance with the
provisions of Section 2.5 of this Agreement, no Mortgage Note, Mortgage or
Mortgage File shall be delivered by the Custodian to the Company, the Servicers
or the Master Servicer or otherwise released from the possession of the
Custodian.
Section 3.2. Reserved.
Section 3.3. Custodian May Own Certificates. The Custodian in its
individual or any other capacity may become the owner or pledgee of Certificates
with the same rights it would have if it were not Custodian.
Section 3.4. Master Servicer to Pay Custodian's Fees and Expenses. The
Master Servicer covenants and agrees to pay to the Custodian from time to time,
and the Custodian shall be entitled to, reasonable compensation for all services
rendered by it in the exercise and performance of any of the powers and duties
hereunder of the Custodian, and the Master Servicer will pay or reimburse the
Custodian upon its request for all reasonable expenses, disbursements and
advances incurred or made by the Custodian in accordance with any of the
provisions of this Agreement (including the reasonable compensation and the
expenses and disbursements of its counsel and of all persons not regularly in
its employ), except any such expense, disbursement or advance as may arise from
its negligence or bad faith or to the extent that such cost or expense is
indemnified by the Company pursuant to the Pooling and Servicing Agreement.
Section 3.5. Custodian May Resign; Trustee May Remove Custodian. The
Custodian may resign from the obligations and duties hereby imposed upon it as
such obligations and duties relate to its acting as Custodian of the Mortgage
Loans. Upon receiving such notice of resignation, the Trustee shall either take
custody of the Mortgage Files itself and give prompt notice thereof to the
Company, the Master Servicer and the Custodian, or promptly appoint a successor
Custodian by written instrument, in duplicate, one copy of which instrument
shall be delivered to the resigning Custodian and one copy to the successor
Custodian. If the Trustee shall not have taken custody of the Mortgage Files and
no successor Custodian shall have been so appointed and have accepted
appointment within 30 days after the giving of such notice of resignation, the
resigning Custodian may petition any court of competent jurisdiction for the
appointment of a successor Custodian.
The Trustee may remove the Custodian at any time with the consent of
the Master Servicer. In such event, the Trustee shall appoint, or petition a
court of competent jurisdiction to appoint, a successor Custodian hereunder. Any
successor Custodian shall be a depository institution subject to supervision or
examination by federal or state authority, shall be able to satisfy the other
requirements contained in Section 3.7 and shall be unaffiliated with the
Servicer or the Company.
Any resignation or removal of the Custodian and appointment of a
successor Custodian pursuant to any of the provisions of this Section 3.5 shall
become effective upon acceptance of appointment by the successor Custodian. The
Trustee shall give prompt notice to the Company and the Master Servicer of the
appointment of any successor Custodian. No successor Custodian shall be
appointed by the Trustee without the prior approval of the Company and the
Master Servicer.
Section 3.6. Merger or Consolidation of Custodian. Any Person into
which the Custodian may be merged or converted or with which it may be
consolidated, or any Person resulting from any merger, conversion or
consolidation to which the Custodian shall be a party, or any Person succeeding
to the business of the Custodian, shall be the successor of the Custodian
hereunder, without the execution or filing of any paper or any further act on
the part of any of the parties hereto, anything herein to the contrary
notwithstanding.
Section 3.7. Representations of the Custodian. The Custodian hereby
represents that it is a depository institution subject to supervision or
examination by a federal or state authority, has a combined capital and surplus
of at least $15,000,000 and is qualified to do business in the jurisdictions in
which it will hold any Mortgage File.
ARTICLE IV.
MISCELLANEOUS PROVISIONS
Section 4.1. Notices. All notices, requests, consents and demands and
other communications required under this Agreement or pursuant to any other
instrument or document delivered hereunder shall be in writing and, unless
otherwise specifically provided, may be delivered personally, by telegram or
telex, or by registered or certified mail, postage prepaid, return receipt
requested, at the addresses specified on the signature page hereof (unless
changed by the particular party whose address is stated herein by similar notice
in writing), in which case the notice will be deemed delivered when received.
Section 4.2. Amendments. No modification or amendment of or supplement
to this Agreement shall be valid or effective unless the same is in writing and
signed by all parties hereto, and neither the Company, the Master Servicer nor
the Trustee shall enter into any amendment hereof except as permitted by the
Pooling and Servicing Agreement. The Trustee shall give prompt notice to the
Custodian of any amendment or supplement to the Pooling and Servicing Agreement
and furnish the Custodian with written copies thereof.
Section 4.3. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A CONTRACT
MADE UNDER THE LAWS OF THE STATE OF NEW YORK AND SHALL BE CONSTRUED AND ENFORCED
IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK.
Section 4.4. Recordation of Agreement. To the extent permitted by
applicable law, this Agreement is subject to recordation in all appropriate
public offices for real property records in all the counties or other comparable
jurisdictions in which any or all of the properties subject to the Mortgages are
situated, and in any other appropriate public recording office or elsewhere,
such recordation to be effected by the Company and at the Trust's expense, but
only upon direction accompanied by an Opinion of Counsel reasonably satisfactory
to the Company to the effect that the failure to effect such recordation is
likely to materially and adversely affect the interests of the
Certificateholders.
For the purpose of facilitating the recordation of this Agreement as
herein provided and for other purposes, this Agreement may be executed
simultaneously in any number of counterparts, each of which counterparts shall
be deemed to be an original, and such counterparts shall constitute but one and
the same instrument.
Section 4.5. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then such covenants, agreements, provisions or
terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates
or the rights of the holders thereof.
IN WITNESS WHEREOF, this Agreement is executed as of the date first
above written.
Address: JPMORGAN CHASE BANK, as Trustee
0 Xxx Xxxx Xxxxx, 0xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000 By:
Name:
Attention: Title:
Telecopy:
Confirmation:
Address: STRUCTURED ASSET MORTGAGE INVESTMENTS INC.
000 Xxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000 By:
Name:
Title:
Address: XXXXX FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION, as Master Servicer
0000 Xxx Xxxxxxxxx
Xxxxxxxx, Xxxxxxxx 00000
By:
Name:
Title:
Address: XXXXX FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION, as Custodian
0000 00xx Xxxxxx
Xxxxxxxxxxx, Xxxxxxxxx 00000 By:
Attention: BSALTA 2003-2 Name:
Telecopier: 000-000-0000 Title:
STATE OF NEW YORK )
)ss.:
COUNTY OF NEW YORK )
On the ___ day of August 2003 before me, a notary public in and for
said State, personally appeared _______________, known to me to be a
_________________of JPMorgan Chase Bank, a New York State banking corporation
that executed the within instrument, and also known to me to be the person who
executed it on behalf of said corporation and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[SEAL]
STATE OF MARYLAND )
) ss.:
COUNTY OF XXXXXX )
On the ___ day of August 2003 before me, a notary public in and for
said State, personally appeared Xxxxxx Xxxxxxxxxx, known to me to be an
Assistant Vice President of Xxxxx Fargo Bank Minnesota, National Association, a
national banking association that executed the within instrument, and also known
to me to be the person who executed it on behalf of said national banking
association, and acknowledged to me that such national banking association
executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[SEAL]
STATE OF NEW YORK )
)ss.:
COUNTY OF NEW YORK )
On the ___ day of August 2003 before me, a notary public in and for
said State, personally appeared ____________________, known to me to be a Vice
President of Structured Asset Mortgage Investments Inc., one of the corporations
that executed the within instrument, and also known to me to be the person who
executed it on behalf of said corporation, and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[Notarial Seal]
STATE OF MARYLAND )
)ss.:
COUNTY OF XXXXXX )
On the ___ day of August 2003 before me, a notary public in and for
said State, personally appeared _____________, known to me to be a/an
_______________ of Xxxxx Fargo Bank Minnesota, National Association, one of the
corporations that executed the within instrument, and also known to me to be the
person who executed it on behalf of said corporation, and acknowledged to me
that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[Notarial Seal]
EXHIBIT ONE
FORM OF CUSTODIAN INITIAL CERTIFICATION
August __, 20__
JPMorgan Chase Bank Structured Asset Mortgage Investments Inc.
0 Xxx Xxxx Xxxxx, 0xx Xxxxx 000 Xxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000 Xxx Xxxx, Xxx Xxxx 00000
Attention: Structured Asset Mortgage Investments Inc.
Bear Xxxxxxx ALT-A Trust, Mortgage Pass-Through Certificates, Series 2003-2
Re: Custodial Agreement, dated as of August 29, 2003,
by and among JPMorgan Chase Bank, Structured Asset
Mortgage Investments Inc. and
Xxxxx Fargo Bank Minnesota, National Association
relating to Bear Xxxxxxx ALT-A Trust, Mortgage
Pass-Through Certificates, Series 2003-2
-----------------------------------------------------
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial
Agreement, and subject to Section 2.02 of the Pooling and Servicing Agreement,
the undersigned, as Custodian, hereby certifies that it has received a Mortgage
File (which contains an original Mortgage Note or lost note affidavit) to the
extent required in Section 2.01 of the Pooling and Servicing Agreement with
respect to each Mortgage Loan listed in the Mortgage Loan Schedule, with any
exceptions listed on Schedule A attached hereto.
Capitalized words and phrases used herein shall have the respective
meanings assigned to them in the above-captioned Custodial Agreement.
XXXXX FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
By:
Name:
Title:
EXHIBIT TWO
FORM OF CUSTODIAN INTERIM CERTIFICATION
_________, 20__
JPMorgan Chase Bank Structured Asset Mortgage Investments Inc.
0 Xxx Xxxx Xxxxx, 0xx Xxxxx 000 Xxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000 Xxx Xxxx, Xxx Xxxx 00000
Attention: Structured Asset Mortgage Investments Inc.
Bear Xxxxxxx ALT-A Trust, Mortgage Pass-Through Certificates, Series 2003-2
Re: Custodial Agreement, dated as of August 29, 2003,
by and among JPMorgan Chase Bank, Structured Asset
Mortgage Investments Inc. and Xxxxx Fargo Bank
Minnesota, National Association relating to Bear
Xxxxxxx ALT-A Trust, Mortgage Pass-Through
Certificates, Series 2003-2
---------------------------------------------------
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial
Agreement, the undersigned, as Custodian, hereby certifies that it has received
a Mortgage File to the extent required pursuant to Section 2.01 of the Pooling
and Servicing Agreement with respect to each Mortgage Loan listed in the
Mortgage Loan Schedule, and it has reviewed the Mortgage File and the Mortgage
Loan Schedule and has determined that: all required documents have been executed
and received and that such documents related to the Mortgage Loans identified on
the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached
hereto.
Capitalized words and phrases used herein shall have the respective
meanings assigned to them in the above-captioned Custodial Agreement.
XXXXX FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
By:
Name:
Title:
EXHIBIT THREE
FORM OF CUSTODIAN FINAL CERTIFICATION
__________, 20__
JPMorgan Chase Bank Structured Asset Mortgage Investments Inc.
0 Xxx Xxxx Xxxxx, 0xx Xxxxx 000 Xxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000 Xxx Xxxx, Xxx Xxxx 00000
Attention: Structured Asset Mortgage Investments Inc.
Bear Xxxxxxx ALT-A Trust, Mortgage Pass-Through Certificates, Series 2003-2
Re: Custodial Agreement, dated as of August 29, 2003,
by and among JPMorgan Chase Bank, Structured Asset
Mortgage Investments Inc. and Xxxxx Fargo Bank
Minnesota, National Association relating to Bear
Xxxxxxx ALT-A Trust, Mortgage Pass-Through
Certificates, Series 2003-2
---------------------------------------------------
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial
Agreement and subject to Section 2.02(b) of the Pooling and Servicing Agreement,
the undersigned, as Custodian, hereby certifies that it has received a Mortgage
File with respect to each Mortgage Loan listed in the Mortgage Loan Schedule
containing with respect to each such Mortgage Loan:
(i) The original Mortgage Note, endorsed without recourse to the
order of the Trustee and showing an unbroken chain of endorsements
from the originator thereof to the Person endorsing it to the Trustee
or a lost note affidavit;
(ii) the original Mortgage and, if the related Mortgage Loan is a
MOM Loan, noting the presence of the MIN and language indicating that
such Mortgage Loan is a MOM Loan, which shall have been recorded (or
if the original is not available, a copy), with evidence of such
recording indicated thereon;
(iii) unless the Mortgage Loan is a MOM Loan, a certified copy of
the assignment (which may be in the form of a blanket assignment if
permitted in the jurisdiction in which the Mortgaged Property is
located) to "JPMorgan Chase Bank, as Trustee", with evidence of
recording with respect to each Mortgage Loan in the name of the
Trustee thereon;
(iv) With respect to each Mortgage Loan, to the extent available,
the original recorded assignment or assignments of the Mortgage
showing an unbroken chain of title from the originator thereof to the
Person assigning it to the Trustee or a copy of such
assignment or assignments of the Mortgage certified by the public
recording office in which such assignment or assignments have been
recorded;
(v) the original or a copy of the policy or certificate of
primary mortgage guaranty insurance, to the extent available, if any,
(vi) the original policy of title insurance or mortgagee's
certificate of title insurance or commitment or binder for title
insurance, and
(vii) the original of each modification, assumption, extension or
guaranty agreement, if any, relating to such Mortgage Loan or a copy
of each modification, assumption, extension or guaranty agreement
certified by the public recording office in which such document has
been recorded.
Capitalized words and phrases used herein shall have the
respective meanings assigned to them in the above-captioned Custodial
Agreement or in the Pooling and Servicing Agreement, as applicable.
XXXXX FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
By:
Name:
Title:
EXHIBIT H-1
ALLIANCE SERVICING AGREEMENT
(Provided Upon Request)
EXHIBIT H-2
CENDANT SERVICING AGREEMENT
(Provided Upon Request)
EXHIBIT H-3
EMC SERVICING AGREEMENTS
(Provided Upon Request)
EXHIBIT H-4
XXXXX FARGO SERVICING AGREEMENTS
(Provided Upon Request)
EXHIBIT I
ASSIGNMENT AGREEMENTS
(Provided Upon Request)
EXHIBIT J
FORM OF MORTGAGE LOAN PURCHASE AGREEMENT
MORTGAGE LOAN PURCHASE AGREEMENT, dated as of August 29, 2003, as
amended and supplemented by any and all amendments hereto (collectively, the
"Agreement"), by and between EMC MORTGAGE CORPORATION, a Delaware corporation
(the "Mortgage Loan Seller"), and STRUCTURED ASSET MORTGAGE INVESTMENTS INC., a
Delaware corporation (the "Purchaser").
Upon the terms and subject to the conditions of this Agreement, the
Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase,
certain conventional, first lien mortgage loans secured primarily by one- to
four-family residential properties (collectively, the "Mortgage Loans") as
described herein. The Purchaser intends to deposit the Mortgage Loans into a
trust fund (the "Trust Fund") and create Bear Xxxxxxx ALT-A Trust, Mortgage
Pass-Through Certificates, Series 2003-2 (the "Certificates"), under a pooling
and servicing agreement, to be dated as of August 1, 2003 (the "Pooling and
Servicing Agreement"), among the Purchaser, as seller, Xxxxx Fargo Bank
Minnesota, National Association, as master servicer and securities
administrator, JPMorgan Chase Bank, as trustee (the "Trustee") and EMC Mortgage
Corporation.
The Purchaser has filed with the Securities and Exchange Commission
(the "Commission") a registration statement on Form S-3 (Number 333-68542)
relating to its Mortgage Pass-Through Certificates and the offering of certain
series thereof (including certain classes of the Certificates) from time to time
in accordance with Rule 415 under the Securities Act of 1933, as amended, and
the rules and regulations of the Commission promulgated thereunder (the
"Securities Act"). Such registration statement, when it became effective under
the Securities Act, and the prospectus relating to the public offering of
certain classes of the Certificates by the Purchaser (the "Public Offering"), as
from time to time each is amended or supplemented pursuant to the Securities Act
or otherwise, are referred to herein as the "Registration Statement" and the
"Prospectus," respectively. The "Prospectus Supplement" shall mean that
supplement, dated August 27, 2003 to the Prospectus, dated April 25, 2003,
relating to certain classes of the Certificates. With respect to the Public
Offering of certain classes of the Certificates, the Purchaser and Bear, Xxxxxxx
& Co. Inc. ("Bear Xxxxxxx") have entered into a terms agreement dated as of
August 27, 2003 to an underwriting agreement dated June 25, 1996, between the
Purchaser and Bear Xxxxxxx (collectively, the "Underwriting Agreement").
Now, therefore, in consideration of the premises and the mutual
agreements set forth herein, the parties hereto agree as follows:
SECTION 1. Definitions. Certain terms are defined herein. Capitalized
terms used herein but not defined herein shall have the meanings specified in
the Pooling and Servicing Agreement. The following other terms are defined as
follows:
Acquisition Price: Cash in an amount equal to $__________ (plus
$_______ in accrued interest)1.
Bear Xxxxxxx: Bear, Xxxxxxx & Co. Inc.
Closing Date: August 29, 2003.
Cut-off Date: August 1, 2003.
Cut-off Date Balance: $[_______].
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a
Substitute Mortgage Loan.
Due Date: With respect to each Mortgage Loan, the date in each month
on which its scheduled payment is due if such due date is the first day of a
month and otherwise is deemed to be the first day of the following month or such
other date specified in the related Servicing Agreement.
Master Servicer: Xxxxx Fargo Bank Minnesota, National Association.
Moody's: Xxxxx'x Investors Service, Inc., or its successors in
interest.
Mortgage: The mortgage or deed of trust creating a first lien on an
interest in real property securing a Mortgage Note.
Mortgage File: The items referred to in Exhibit 1 pertaining to a
particular Mortgage Loan and any additional documents required to be added to
such documents pursuant to this Agreement.
Mortgage Interest Rate: The annual rate of interest borne by a
Mortgage Note as stated therein.
Mortgagor: The obligor(s) on a Mortgage Note.
Net Rate: For each Mortgage Loan, the Mortgage Interest Rate for such
Mortgage Loan less the Servicing Fee Rate.
Opinion of Counsel: A written opinion of counsel, who may be counsel
for the Mortgage Loan Seller or the Purchaser, reasonably acceptable to the
Trustee.
Person: Any legal person, including any individual, corporation,
partnership, joint venture, association, joint stock company, trust,
unincorporated organization or government or any agency or political subdivision
thereof.
Purchase Price: With respect to any Mortgage Loan (or any property
acquired with respect thereto) required to be repurchased by the Mortgage Loan
Seller pursuant to this
--------
1 Please contact Bear, Xxxxxxx & Co. Inc. for Purchase Price.
Agreement or Article II of the Pooling and Servicing Agreement, an amount equal
to the sum of (i)(a) 100% of the Outstanding Principal Balance of such Mortgage
Loan as of the date of repurchase (or if the related Mortgaged Property was
acquired with respect thereto, 100% of the Outstanding Principal Balance at the
date of the acquisition), plus (b) accrued but unpaid interest on the
Outstanding Principal Balance at the related Mortgage Interest Rate, through and
including the last day of the month of repurchase, and reduced by (c) any
portion of the Master Servicing Compensation, Monthly Advances and advances
payable to the purchaser of the Mortgage Loan and (ii) any costs and damages (if
any) incurred by the Trust in connection with any violation of such Mortgage
Loan of any anti-predatory or abusive lending laws.
PWS Agreements: The various agreements attached hereto as Exhibit 6.
Rating Agencies: Standard & Poor's and Moody's, each a "Rating
Agency."
Securities Act: The Securities Act of 1933, as amended.
Security Instrument: A written instrument creating a valid first lien
on a Mortgaged Property securing a Mortgage Note, which may be any applicable
form of mortgage, deed of trust, deed to secure debt or security deed, including
any riders or addenda thereto.
Standard & Poor's: Standard & Poor's, a division of The XxXxxx-Xxxx
Companies, Inc. or its successors in interest.
Substitute Mortgage Loan: A mortgage loan substituted for a Deleted
Mortgage Loan which must meet on the date of such substitution the requirements
stated herein and in the Pooling and Servicing Agreement; upon such
substitution, such mortgage loan shall be a "Mortgage Loan" hereunder.
Value: The value of the Mortgaged Property at the time of origination
of the related Mortgage Loan, such value being the lesser of (i) the value of
such property set forth in an appraisal accepted by the applicable originator of
the Mortgage Loan or (ii) the sales price of such property at the time of
origination.
SECTION 2. Purchase and Sale of the Mortgage Loans and Related Rights.
(a) Upon satisfaction of the conditions set forth in Section 10 hereof, the
Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase
Mortgage Loans having an aggregate outstanding principal balance as of the
Cut-off Date equal to the Cut-off Date Balance.
(i) The closing for the purchase and sale of the Mortgage Loans and
the closing for the issuance of the Certificates will take place on the Closing
Date at the office of the Purchaser's counsel in New York, New York or such
other place as the parties shall agree.
(ii) Upon the satisfaction of the conditions set forth in Section 10
hereof, on the Closing Date, the Purchaser shall pay to the Mortgage Loan Seller
the Acquisition Price for the Mortgage Loans in immediately available funds by
wire transfer to such account or accounts as shall be designated by the Mortgage
Loan Seller.
(iii) In addition to the foregoing, on the Closing Date the Mortgage
Loan Seller assigns to the Purchaser all of its right, title and interest in the
PWS Agreements (other than its right to enforce the representations and
warranties set forth therein).
SECTION 3. Mortgage Loan Schedules. The Mortgage Loan Seller agrees to
provide to the Purchaser as of the date hereof a preliminary listing of the
Mortgage Loans (the "Preliminary Mortgage Loan Schedule") setting forth the
information listed on Exhibit 2 to this Agreement with respect to each of the
Mortgage Loans being sold by the Mortgage Loan Seller. If there are changes to
the Preliminary Mortgage Loan Schedule, the Mortgage Loan Seller shall provide
to the Purchaser as of the Closing Date a final schedule (the "Final Mortgage
Loan Schedule") setting forth the information listed on Exhibit 2 to this
Agreement with respect to each of the Mortgage Loans being sold by the Mortgage
Loan Seller to the Purchaser. The Final Mortgage Loan Schedule shall be
delivered to the Purchaser on the Closing Date, shall be attached to an
amendment to this Agreement to be executed on the Closing Date by the parties
hereto and shall be in form and substance mutually agreed to by the Mortgage
Loan Seller and the Purchaser (the "Amendment"). If there are no changes to the
Preliminary Mortgage Loan Schedule, the Preliminary Mortgage Loan Schedule shall
be the Final Mortgage Loan Schedule for all purposes hereof.
SECTION 4. Mortgage Loan Transfer.
(i) The Purchaser will be entitled to all scheduled payments of
principal and interest on the Mortgage Loans due after the Cut-off Date
(regardless of when actually collected) and all payments thereon, other than
scheduled principal and interest, received after the Cut-off Date. The Mortgage
Loan Seller will be entitled to all scheduled payments of principal and interest
on the Mortgage Loans due on or before the Cut-off Date (including payments
collected after the Cut-off Date) and all payments thereon, other than scheduled
principal and interest, received on or before the Cut-off Date. Such principal
amounts and any interest thereon belonging to the Mortgage Loan Seller as
described above will not be included in the aggregate outstanding principal
balance of the Mortgage Loans as of the Cut-off Date as set forth on the Final
Mortgage Loan Schedule.
(ii) Pursuant to various conveyancing documents to be executed on the
Closing Date and pursuant to the Pooling and Servicing Agreement, the Purchaser
will assign on the Closing Date all of its right, title and interest in and to
the Mortgage Loans to the Trustee for the benefit of the Certificateholders. In
connection with the transfer and assignment of the Mortgage Loans, the Mortgage
Loan Seller has delivered or will deliver or cause to be delivered to the
Trustee by the Closing Date or such later date as is agreed to by the Purchaser
and the Mortgage Loan Seller (each of the Closing Date and such later date is
referred to as a "Mortgage File Delivery Date"), the items of each Mortgage
File, provided, however, that in lieu of the foregoing, the Mortgage Loan Seller
may deliver the following documents, under the circumstances set forth below:
(x) in lieu of the original Security Instrument, assignments to the Trustee or
intervening assignments thereof which have been delivered, are being delivered
or will, upon receipt of recording information relating to the Security
Instrument required to be included thereon, be delivered to recording offices
for recording and have not been returned to the Mortgage Loan Seller in time to
permit their delivery as specified above, the Mortgage Loan Seller may deliver a
true copy thereof with a certification by the Mortgage Loan Seller, on the face
of such copy, substantially as follows: "Certified to be a true and correct copy
of the
original, which has been transmitted for recording" (y) in lieu of the Security
Instrument, assignments to the Trustee or intervening assignments thereof, if
the applicable jurisdiction retains the originals of such documents (as
evidenced by a certification from the Mortgage Loan Seller to such effect) the
Mortgage Loan Seller may deliver photocopies of such documents containing an
original certification by the judicial or other governmental authority of the
jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage
Notes relating to the Mortgage Loans, each identified in the list delivered by
the Purchaser to the Trustee on the Closing Date and attached hereto as Exhibit
5, the Mortgage Loan Seller may deliver lost note affidavits and indemnities of
the Mortgage Loan Seller; and provided further, however, that in the case of
Mortgage Loans which have been prepaid in full after the Cut-off Date and prior
to the Closing Date, the Mortgage Loan Seller, in lieu of delivering the above
documents, may deliver to the Trustee a certification by the Mortgage Loan
Seller or the Master Servicer to such effect. The Mortgage Loan Seller shall
deliver such original documents (including any original documents as to which
certified copies had previously been delivered) or such certified copies to the
Trustee promptly after they are received. The Mortgage Loan Seller shall cause
the Mortgage and intervening assignments, if any, and the assignment of the
Security Instrument to be recorded not later than 180 days after the Closing
Date, unless such assignment is not required to be recorded under the terms set
forth in Section 6(a) hereof.
(iii) The Mortgage Loan Seller and the Purchaser acknowledge hereunder
that all of the Mortgage Loans and the related servicing will ultimately be
assigned to JPMorgan Chase Bank, as Trustee for the Certificateholders, on the
date hereof.
SECTION 5. Examination of Mortgage Files.
(i) On or before the Mortgage File Delivery Date, the Mortgage Loan
Seller will have made the Mortgage Files available to the Purchaser or its agent
for examination which may be at the offices of the Trustee or the Mortgage Loan
Seller and/or the Mortgage Loan Seller's custodian. The fact that the Purchaser
or its agent has conducted or has failed to conduct any partial or complete
examination of the Mortgage Files shall not affect the Purchaser's rights to
demand cure, repurchase, substitution or other relief as provided in this
Agreement. In furtherance of the foregoing, the Mortgage Loan Seller shall make
the Mortgage Files available to the Purchaser or its agent from time to time so
as to permit the Purchaser to confirm the Mortgage Loan Seller's compliance with
the delivery and recordation requirements of this Agreement and the Pooling and
Servicing Agreement. In addition, upon request of the Purchaser, the Mortgage
Loan Seller agrees to provide to the Purchaser, Bear Xxxxxxx and to any
investors or prospective investors in the Certificates information regarding the
Mortgage Loans and their servicing, to make the Mortgage Files available to the
Purchaser, Bear Xxxxxxx and to such investors or prospective investors (which
may be at the offices of the Mortgage Loan Seller and/or the Mortgage Loan
Seller's custodian) and to make available personnel knowledgeable about the
Mortgage Loans for discussions with the Purchaser, Bear Xxxxxxx and such
investors or prospective investors, upon reasonable request during regular
business hours, sufficient to permit the Purchaser, Bear Xxxxxxx and such
investors or potential investors to conduct such due diligence as any such party
reasonably believes is appropriate.
(ii) Pursuant to the Pooling and Servicing Agreement, on the Closing
Date the Trustee, for the benefit of the Certificateholders, will review or
cause the Custodian to review items of the Mortgage Files as set forth on
Exhibit 1 and will deliver or cause the Custodian to
deliver to the Mortgage Loan Seller an initial certification in the form
attached as Exhibit One to the Custodial Agreement.
(iii) Pursuant to the Pooling and Servicing Agreement, within 90 days
of the Closing Date, the Trustee will review or shall cause the Custodian to
review items of the Mortgage Files as set forth on Exhibit 1 and will deliver to
the Mortgage Loan Seller and the Master Servicer an interim certification
substantially in the form of Exhibit Two to the Custodial Agreement.
(iv) Pursuant to the Pooling and Servicing Agreement, within 180 days
of the Closing Date (or, with respect to any Substitute Mortgage Loan, within
five Business Days after the receipt by the Trustee or Custodian thereof) the
Trustee will review or cause the Custodian to review items of the Mortgage Files
as set forth on Exhibit 1 and will deliver to the Mortgage Loan Seller and the
Master Servicer a final certification substantially in the form of Exhibit Three
to the Custodial Agreement. If the Trustee is unable to deliver a final
certification with respect to the items listed in Exhibit 1 due to any document
that is missing, has not been executed, is unrelated, determined on the basis of
the Mortgagor name, original principal balance and loan number, to the Mortgage
Loans identified in the Final Mortgage Loan Schedule (a "Material Defect"), the
Trustee or the Custodian, as its agent, shall promptly notify the Mortgage Loan
Seller of such Material Defect. The Mortgage Loan Seller shall correct or cure
any such Material Defect within 90 days from the date of notice from the Trustee
or the Custodian, as its agent, of the Material Defect and if the Mortgage Loan
Seller does not correct or cure such Material Defect within such period and such
defect materially and adversely affects the interests of the Certificateholders
in the related Mortgage Loan, the Mortgage Loan Seller will, in accordance with
the terms of the Pooling and Servicing Agreement, within 90 days of the date of
notice, provide the Trustee with a Substitute Mortgage Loan (if within two years
of the Closing Date) or purchase the related Mortgage Loan at the applicable
Purchase Price; provided that, if such defect would cause the Mortgage Loan to
be other than a "qualified mortgage" as defined in Section 860G(a)(3) of the
Code, any such cure, repurchase or substitution must occur within 90 days from
the date such breach was discovered; provided, however, that if such defect
relates solely to the inability of the Mortgage Loan Seller to deliver the
original security instrument or intervening assignments thereof, or a certified
copy because the originals of such documents, or a certified copy, have not been
returned by the applicable jurisdiction, the Mortgage Loan Seller shall not be
required to purchase such Mortgage Loan if the Mortgage Loan Seller delivers
such original documents or certified copy promptly upon receipt, but in no event
later than 360 days after the Closing Date. The foregoing repurchase obligation
shall not apply in the event that the Mortgage Loan Seller cannot deliver such
original or copy of any document submitted for recording to the appropriate
recording office in the applicable jurisdiction because such document has not
been returned by such office; provided that the Mortgage Loan Seller shall
instead deliver a recording receipt of such recording office or, if such receipt
is not available, a certificate of Mortgage Loan Seller or a Servicing Officer
confirming that such documents have been accepted for recording, and delivery to
the Trustee or the Custodian, as its agent, shall be effected by the Mortgage
Loan Seller within thirty days of its receipt of the original recorded document.
(v) At the time of any substitution, the Mortgage Loan Seller shall
deliver or cause to be delivered the Substitute Mortgage Loan, the related
Mortgage File and any other
documents and payments required to be delivered in connection with a
substitution pursuant to the Pooling and Servicing Agreement. At the time of any
purchase or substitution, the Trustee shall (i) assign to the Mortgage Loan
Seller and cause the Trustee to release the documents (including, but not
limited to, the Mortgage, Mortgage Note and other contents of the Mortgage File)
in the possession of the Trustee relating to the Deleted Mortgage Loan and (ii)
execute and deliver such instruments of transfer or assignment, in each case
without recourse, as shall be necessary to vest in the Mortgage Loan Seller
title to such Deleted Mortgage Loan.
SECTION 6. Recordation of Assignments of Mortgage.
(i) The Mortgage Loan Seller shall, promptly after the Closing Date,
cause each Mortgage and each assignment of Mortgage from the Mortgage Loan
Seller to the Trustee, and all unrecorded intervening assignments, if any,
delivered on or prior to the Closing Date, to be recorded in all recording
offices in the jurisdictions where the related Mortgaged Properties are located;
provided, however, the Mortgage Loan Seller need not cause to be recorded any
assignment which relates to a Mortgage Loan if (a) such recordation is not
required by the Rating Agencies or an Opinion of Counsel has been provided to
the Trustee which states that the recordation of such assignment is not
necessary to protect the Trustee's interest in the related Mortgage Loan or (b)
MERS is identified on the Mortgage or a properly recorded assignment of the
Mortgage, as the Mortgagee of record solely as nominee for the Mortgage Loan
Seller and its successors and assigns; provided, however, notwithstanding the
delivery of any Opinion of Counsel, each assignment of Mortgage shall be
submitted for recording by the Mortgage Loan Seller in the manner described
above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of
(i) reasonable direction by the Holders of Certificates evidencing Fractional
Undivided Interests aggregating not less than 25% of the Trust, (ii) the
occurrence of a Event of Default, (iii) the occurrence of a bankruptcy,
insolvency or foreclosure relating to the Mortgage Loan Seller and (iv) the
occurrence of a servicing transfer as described in Section 8.02 of the Pooling
and Servicing Agreement.
While each such Mortgage or assignment is being recorded, if
necessary, the Mortgage Loan Seller shall leave or cause to be left with the
Trustee a certified copy of such Mortgage or assignment. In the event that,
within 180 days of the Closing Date, a Security Instrument is not recorded
pursuant to the preceding paragraph or the Trustee has not received evidence of
recording with respect to each Mortgage Loan delivered to the Purchaser pursuant
to the terms hereof or as set forth above, the failure to provide evidence of
recording or such Opinion of Counsel (in the alternative, if required) shall be
considered a Material Defect, and the provisions of Section 5(c) and (d) shall
apply. All customary recording fees and reasonable expenses relating to the
recordation of the assignments of mortgage to the Trustee or the Opinion of
Counsel, as the case may be, shall be borne by the Mortgage Loan Seller.
(ii) It is the express intent of the parties hereto that the
conveyance of the Mortgage Loans by the Mortgage Loan Seller to the Purchaser,
as contemplated by this Agreement be, and be treated as, a sale. It is, further,
not the intention of the parties that such conveyance be deemed a pledge of the
Mortgage Loans by the Mortgage Loan Seller to the Purchaser to secure a debt or
other obligation of the Mortgage Loan Seller. However, in the event that,
notwithstanding the intent of the parties, the Mortgage Loans are held by a
court to continue to be property of the Mortgage Loan Seller, then (a) this
Agreement shall also be deemed to be a security agreement within the meaning of
Articles 8 and 9 of the applicable
Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided for
herein shall be deemed to be a grant by the Mortgage Loan Seller to the
Purchaser of a security interest in all of the Mortgage Loan Seller's right,
title and interest in and to the Mortgage Loans and all amounts payable to the
holders of the Mortgage Loans in accordance with the terms thereof and all
proceeds of the conversion, voluntary or involuntary, of the foregoing into
cash, instruments, securities or other property, to the extent the Purchaser
would otherwise be entitled to own such Mortgage Loans and proceeds pursuant to
Section 4 hereof, including all amounts, other than investment earnings, from
time to time held or invested in any accounts created pursuant to the Pooling
and Servicing Agreement, whether in the form of cash, instruments, securities or
other property; (c) the possession by the Purchaser or the Trustee of Mortgage
Notes and such other items of property as constitute instruments, money,
negotiable documents or chattel paper shall be deemed to be "possession by the
secured party" for purposes of perfecting the security interest pursuant to
Section 9-313 (or comparable provision) of the applicable Uniform Commercial
Code; and (d) notifications to persons holding such property, and
acknowledgments, receipts or confirmations from persons holding such property,
shall be deemed notifications to, or acknowledgments, receipts or confirmations
from, financial intermediaries, bailees or agents (as applicable) of the
Purchaser for the purpose of perfecting such security interest under applicable
law. Any assignment of the interest of the Purchaser pursuant to any provision
hereof or pursuant to the Pooling and Servicing Agreement shall also be deemed
to be an assignment of any security interest created hereby. The Mortgage Loan
Seller and the Purchaser shall, to the extent consistent with this Agreement,
take such actions as may be reasonably necessary to ensure that, if this
Agreement were deemed to create a security interest in the Mortgage Loans, such
security interest would be deemed to be a perfected security interest of first
priority under applicable law and will be maintained as such throughout the term
of the Pooling and Servicing Agreement.
SECTION 7. Representations and Warranties of Mortgage Loan Seller
Concerning the Mortgage Loans. The Mortgage Loan Seller hereby represents and
warrants to the Purchaser as of the Closing Date or such other date as may be
specified below with respect to each Mortgage Loan being sold by it:
(i) the information set forth in the Mortgage Loan Schedule hereto is
true and correct in all material respects and the information provided to
the Rating Agencies, including the Mortgage Loan level detail, is true and
correct according to the Rating Agency requirements;
(ii) immediately prior to the transfer to the Purchaser, the Mortgage
Loan Seller was the sole owner of beneficial title and holder of each
Mortgage and Mortgage Note relating to the Mortgage Loans and is conveying
the same free and clear of any and all liens, claims, encumbrances,
participation interests, equities, pledges, charges or security interests
of any nature and the Mortgage Loan Seller has full right and authority to
sell or assign the same pursuant to this Agreement;
(iii) to the best of the Mortgage Loan Seller's knowledge, each
Mortgage Loan at the time it was made complied in all material respects
with applicable state and federal laws, including, without limitation,
usury, equal credit opportunity, disclosure, recording and all applicable
predatory lending laws; and, to the best of the Mortgage Loan Seller's
knowledge, each Mortgage Loan has been serviced in all material respects in
accordance with applicable state and federal laws, including, without
limitation, usury, equal credit
opportunity, disclosure, recording and all applicable predatory lending
laws and the terms of the related Mortgage Note, the Mortgage and other
loan documents;
(iv) there is no monetary default existing under any Mortgage or the
related Mortgage Note and there is no material event which, with the
passage of time or with notice and the expiration of any grace or cure
period, would constitute a default, breach or event of acceleration; and
neither the Mortgage Loan Seller, any of its affiliates nor any servicer of
any related Mortgage Loan has taken any action to waive any default, breach
or event of acceleration; no foreclosure action is threatened or has been
commenced with respect to the Mortgage Loan;
(v) the terms of the Mortgage Note and the Mortgage have not been
impaired, waived, altered or modified in any respect, except by written
instruments, (i) if required by law in the jurisdiction where the Mortgaged
Property is located, or (ii) to protect the interests of the Trustee on
behalf of the Certificateholders;
(vi) no selection procedure reasonably believed by the Mortgage Loan
Seller to be adverse to the interests of the Certificateholders was
utilized in selecting the Mortgage Loans;
(vii) each Mortgage is a valid and enforceable first lien on the
property securing the related Mortgage Note and each Mortgaged Property is
owned by the Mortgagor in fee simple (except with respect to common areas
in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for
a term longer than the term of the related Mortgage, subject only to (i)
the lien of current real property taxes and assessments, (ii) covenants,
conditions and restrictions, rights of way, easements and other matters of
public record as of the date of recording of such Mortgage, such exceptions
being acceptable to mortgage lending institutions generally or specifically
reflected in the appraisal obtained in connection with the origination of
the related Mortgage Loan or referred to in the lender's title insurance
policy delivered to the originator of the related Mortgage Loan and (iii)
other matters to which like properties are commonly subject which do not
materially interfere with the benefits of the security intended to be
provided by such Mortgage;
(viii) there is no mechanics' lien or claim for work, labor or
material affecting the premises subject to any Mortgage which is or may be
a lien prior to, or equal with, the lien of such Mortgage except those
which are insured against by the title insurance policy referred to in
(xiiii) below;
(ix) as of the Cut-off Date, to the best of the Mortgage Loan Seller's
knowledge, there was no delinquent tax or assessment lien against the
property subject to any Mortgage, except where such lien was being
contested in good faith and a stay had been granted against levying on the
property;
(x) there is no valid offset, defense or counterclaim to any Mortgage
Note or Mortgage, including the obligation of the Mortgagor to pay the
unpaid principal and interest on such Mortgage Note;
(xi) to the best of the Mortgage Loan Seller's knowledge, except to
the extent insurance is in place which will cover such damage, the physical
property subject to any Mortgage is free of material damage and is in good
repair and there is no proceeding pending or threatened for the total or
partial condemnation of any Mortgaged Property;
(xii) to the best of the Mortgage Loan Seller's knowledge, the
Mortgaged Property and all improvements thereon comply with all
requirements of any applicable zoning and subdivision laws and ordinances;
(xiii) a lender's title insurance policy (on an ALTA or CLTA form) or
binder, or other assurance of title customary in the relevant jurisdiction
therefor in a form acceptable to Xxxxxx Xxx or Xxxxxxx Mac, was issued on
the date that each Mortgage Loan was created by a title insurance company
which, to the best of the Mortgage Loan Seller's knowledge, was qualified
to do business in the jurisdiction where the related Mortgaged Property is
located, insuring the Mortgage Loan Seller and its successors and assigns
that the Mortgage is a first priority lien on the related Mortgaged
Property in the original principal amount of the Mortgage Loan. The
Mortgage Loan Seller is the sole insured under such lender's title
insurance policy, and such policy, binder or assurance is valid and remains
in full force and effect, and each such policy, binder or assurance shall
contain all applicable endorsements including a negative amortization
endorsement, if applicable;
(xiv) at the time of origination, each Mortgaged Property was the
subject of an appraisal which conformed to the underwriting requirements of
the originator of the Mortgage Loan;
(xv) as of the Closing Date, the improvements on each Mortgaged
Property securing a Mortgage Loan is insured (by an insurer which is
acceptable to the Mortgage Loan Seller) against loss by fire and such
hazards as are covered under a standard extended coverage endorsement in
the locale in which the Mortgaged Property is located, in an amount which
is not less than the lesser of the maximum insurable value of the
improvements securing such Mortgage Loan or the outstanding principal
balance of the Mortgage Loan, but in no event in an amount less than an
amount that is required to prevent the Mortgagor from being deemed to be a
co-insurer thereunder; if the improvement on the Mortgaged Property is a
condominium unit, it is included under the coverage afforded by a blanket
policy for the condominium project; if upon origination of the related
Mortgage Loan, the improvements on the Mortgaged Property were in an area
identified as a federally designated flood area, a flood insurance policy
is in effect in an amount representing coverage not less than the least of
(i) the outstanding principal balance of the Mortgage Loan, (ii) the
restorable cost of improvements located on such Mortgaged Property or (iii)
the maximum coverage available under federal law; and each Mortgage
obligates the Mortgagor thereunder to maintain the insurance referred to
above at the Mortgagor's cost and expense;
(xvi) each Mortgage Loan constitutes a "qualified mortgage" under
Section 860G(a)(3)(A) of the Code and Treasury Regulation Section
1.8600-2(a)(1);
(xvii) each Mortgage Loan was originated or funded by (a) a savings
and loan association, savings bank, commercial bank, credit union,
insurance company or similar institution which is supervised and examined
by a federal or state authority (or originated by (i) a subsidiary of any
of the foregoing institutions which subsidiary is actually supervised and
examined by applicable regulatory authorities or (ii) a mortgage loan
correspondent of any of the foregoing and that was originated pursuant to
the criteria established by any of the foregoing) or (b) a mortgagee
approved by the Secretary of Housing and Urban Development pursuant to
sections 203 and 211 of the National Housing Act, as amended;
(xviii) none of the Mortgage Loans are (a) loans subject to 12 CFR
Part 226.31, 12 CFR Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the
regulation implementing TILA, which implements the Home Ownership and
Equity Protection Act of 1994, as amended or (b) classified and/or defined
as a "high cost home loan" under any state or federal law, including, but
not limited to, the States of Georgia or North Carolina, or the City of New
York; and
(xxix) the information set forth in Schedule A of the Prospectus
Supplement with respect to the Mortgage Loans is true and correct in all
material respects.
It is understood and agreed that the representations and warranties
set forth in this Section 7 will inure to the benefit of the Purchaser, its
successors and assigns, notwithstanding any restrictive or qualified endorsement
on any Mortgage Note or assignment of Mortgage or the examination of any
Mortgage File. Upon any substitution for a Mortgage Loan, the representations
and warranties set forth above shall be deemed to be made by the Mortgage Loan
Seller as to any Substitute Mortgage Loan as of the date of substitution.
Upon discovery or receipt of notice by the Mortgage Loan Seller, the
Purchaser or the Trustee of a breach of any representation or warranty of the
Mortgage Loan Seller set forth in this Section 7 which materially and adversely
affects the value of the interests of the Purchaser, the Certificateholders or
the Trustee in any of the Mortgage Loans delivered to the Purchaser pursuant to
this Agreement, the party discovering or receiving notice of such breach shall
give prompt written notice to the others. In the case of any such breach of a
representation or warranty set forth in this Section 7, within 90 days from the
date of discovery by the Mortgage Loan Seller, or the date the Mortgage Loan
Seller is notified by the party discovering or receiving notice of such breach
(whichever occurs earlier), the Mortgage Loan Seller will (i) cure such breach
in all material respects, (ii) purchase the affected Mortgage Loan at the
applicable Purchase Price or (iii) if within two years of the Closing Date,
substitute a qualifying Substitute Mortgage Loan in exchange for such Mortgage
Loan. The obligations of the Mortgage Loan Seller to cure, purchase or
substitute a qualifying Substitute Mortgage Loan shall constitute the
Purchaser's, the Trustee's and the Certificateholder's sole and exclusive remedy
under this Agreement or otherwise respecting a breach of representations or
warranties hereunder with respect to the Mortgage Loans, except for the
obligation of the Mortgage Loan Seller to indemnify the Purchaser for such
breach as set forth in and limited by Section 13 hereof.
Any cause of action against the Mortgage Loan Seller or relating to or
arising out of a breach by the Mortgage Loan Seller of any representations and
warranties made in this
Section 7 shall accrue as to any Mortgage Loan upon (i) discovery of such breach
by the Mortgage Loan Seller or notice thereof by the party discovering such
breach and (ii) failure by the Mortgage Loan Seller to cure such breach,
purchase such Mortgage Loan or substitute a qualifying Substitute Mortgage Loan
pursuant to the terms hereof.
SECTION 8. Representations and Warranties Concerning the Mortgage Loan
Seller. As of the date hereof and as of the Closing Date, the Mortgage Loan
Seller represents and warrants to the Purchaser as to itself in the capacity
indicated as follows:
(i) the Mortgage Loan Seller (i) is a corporation duly organized,
validly existing and in good standing under the laws of the State of
Delaware and (ii) is qualified and in good standing to do business in each
jurisdiction where such qualification is necessary, except where the
failure so to qualify would not reasonably be expected to have a material
adverse effect on the Mortgage Loan Seller's business as presently
conducted or on the Mortgage Loan Sellers ability to enter into this
Agreement and to consummate the transactions contemplated hereby;
(ii) the Mortgage Loan Seller has full power to own its property, to
carry on its business as presently conducted and to enter into and perform
its obligations under this Agreement;
(iii) the execution and delivery by the Mortgage Loan Seller of this
Agreement have been duly authorized by all necessary action on the part of
the Mortgage Loan Seller; and neither the execution and delivery of this
Agreement, nor the consummation of the transactions herein contemplated,
nor compliance with the provisions hereof, will conflict with or result in
a breach of, or constitute a default under, any of the provisions of any
law, governmental rule, regulation, judgment, decree or order binding on
the Mortgage Loan Seller or its properties or the charter or by-laws of the
Mortgage Loan Seller, except those conflicts, breaches or defaults which
would not reasonably be expected to have a material adverse effect on the
Mortgage Loan Seller's ability to enter into this Agreement and to
consummate the transactions contemplated hereby;
(iv) the execution, delivery and performance by the Mortgage Loan
Seller of this Agreement and the consummation of the transactions
contemplated hereby do not require the consent or approval of, the giving
of notice to, the registration with, or the taking of any other action in
respect of, any state, federal or other governmental authority or agency,
except those consents, approvals, notices, registrations or other actions
as have already been obtained, given or made and, in connection with the
recordation of the Mortgages, powers of attorney or assignments of
Mortgages not yet completed;
(v) this Agreement has been duly executed and delivered by the
Mortgage Loan Seller and, assuming due authorization, execution and
delivery by the Purchaser, constitutes a valid and binding obligation of
the Mortgage Loan Seller enforceable against it in accordance with its
terms (subject to applicable bankruptcy and insolvency laws and other
similar laws affecting the enforcement of the rights of creditors
generally);
(vi) there are no actions, suits or proceedings pending or, to the
knowledge of the Mortgage Loan Seller, threatened against the Mortgage Loan
Seller, before or by any
court, administrative agency, arbitrator or governmental body (i) with
respect to any of the transactions contemplated by this Agreement or (ii)
with respect to any other matter which in the judgment of the Mortgage Loan
Seller will be determined adversely to the Mortgage Loan Seller and will if
determined adversely to the Mortgage Loan Seller materially and adversely
affect the Mortgage Loan Seller's ability to perform its obligations under
this Agreement; and the Mortgage Loan Seller is not in default with respect
to any order of any court, administrative agency, arbitrator or
governmental body so as to materially and adversely affect the transactions
contemplated by this Agreement; and
(vii) the Mortgage Loan Seller's Information (as defined in Section
13(a) hereof) does not include any untrue statement of a material fact or
omit to state a material fact necessary in order to make the statements
made, in light of the circumstances under which they were made, not
misleading.
SECTION 9. Representations and Warranties Concerning the Purchaser. As
of the date hereof and as of the Closing Date, the Purchaser represents and
warrants to the Mortgage Loan Seller as follows:
(i) the Purchaser (i) is a corporation duly organized, validly
existing and in good standing under the laws of the State of Delaware and
(ii) is qualified and in good standing as a foreign corporation to do
business in each jurisdiction where such qualification is necessary, except
where the failure so to qualify would not reasonably be expected to have a
material adverse effect on the Purchaser's business as presently conducted
or on the Purchaser's ability to enter into this Agreement and to
consummate the transactions contemplated hereby;
(ii) the Purchaser has full corporate power to own its property, to
carry on its business as presently conducted and to enter into and perform
its obligations under this Agreement;
(iii) the execution and delivery by the Purchaser of this Agreement
have been duly authorized by all necessary corporate action on the part of
the Purchaser; and neither the execution and delivery of this Agreement,
nor the consummation of the transactions herein contemplated, nor
compliance with the provisions hereof, will conflict with or result in a
breach of, or constitute a default under, any of the provisions of any law,
governmental rule, regulation, judgment, decree or order binding on the
Purchaser or its properties or the articles of incorporation or by-laws of
the Purchaser, except those conflicts, breaches or defaults which would not
reasonably be expected to have a material adverse effect on the Purchaser's
ability to enter into this Agreement and to consummate the transactions
contemplated hereby;
(iv) the execution, delivery and performance by the Purchaser of this
Agreement and the consummation of the transactions contemplated hereby do
not require the consent or approval of, the giving of notice to, the
registration with, or the taking of any other action in respect of, any
state, federal or other governmental authority or agency, except those
consents, approvals, notices, registrations or other actions as have
already been obtained, given or made;
(v) this Agreement has been duly executed and delivered by the
Purchaser and, assuming due authorization, execution and delivery by the
Mortgage Loan Seller, constitutes a valid and binding obligation of the
Purchaser enforceable against it in accordance with its terms (subject to
applicable bankruptcy and insolvency laws and other similar laws affecting
the enforcement of the rights of creditors generally);
(vi) there are no actions, suits or proceedings pending or, to the
knowledge of the Purchaser, threatened against the Purchaser, before or by
any court, administrative agency, arbitrator or governmental body (i) with
respect to any of the transactions contemplated by this Agreement or (ii)
with respect to any other matter which in the judgment of the Purchaser
will be determined adversely to the Purchaser and will if determined
adversely to the Purchaser materially and adversely affect the Purchaser's
ability to perform its obligations under this Agreement; and the Purchaser
is not in default with respect to any order of any court, administrative
agency, arbitrator or governmental body so as to materially and adversely
affect the transactions contemplated by this Agreement; and
(vii) the Purchaser's Information (as defined in Section 13(b) hereof)
does not include any untrue statement of a material fact or omit to state a
material fact necessary in order to make the statements made, in light of
the circumstances under which they were made, not misleading.
SECTION 10. Conditions to Closing.
(1) The obligations of the Purchaser under this Agreement will be
subject to the satisfaction, on or prior to the Closing Date, of the
following conditions:
(a) Each of the obligations of the Mortgage Loan Seller
required to be performed at or prior to the Closing Date pursuant
to the terms of this Agreement shall have been duly performed and
complied with in all material respects; all of the
representations and warranties of the Mortgage Loan Seller under
this Agreement shall be true and correct as of the date or dates
specified in all material respects; and no event shall have
occurred which, with notice or the passage of time, would
constitute a default under this Agreement, or the Pooling and
Servicing Agreement; and the Purchaser shall have received
certificates to that effect signed by authorized officers of the
Mortgage Loan Seller.
(b) The Purchaser shall have received all of the following
closing documents, in such forms as are agreed upon and
reasonably acceptable to the Purchaser, duly executed by all
signatories other than the Purchaser as required pursuant to the
respective terms thereof:
(i) If required pursuant to Section 3 hereof, the Amendment
dated as of the Closing Date and any documents referred to therein;
(ii) If required pursuant to Section 3 hereof, the Final
Mortgage Loan Schedule containing the information set forth on Exhibit
2 hereto, one copy to be attached to each counterpart of the
Amendment;
(iii) The Pooling and Servicing Agreement, in form and
substance reasonably satisfactory to the Trustee and the Purchaser,
and all documents required thereby duly executed by all signatories;
(iv) A certificate of an officer of the Mortgage Loan Seller
dated as of the Closing Date, in a form reasonably acceptable to the
Purchaser, and attached thereto the resolutions of the Mortgage Loan
Seller authorizing the transactions contemplated by this Agreement,
together with copies of the charter and by-laws of the Mortgage Loan
Seller;
(v) One or more opinions of counsel from the Mortgage Loan
Seller's counsel otherwise in form and substance reasonably
satisfactory to the Purchaser, the Trustee and each Rating Agency;
(vi) A letter from each of the Rating Agencies giving each
Class of Certificates set forth on Schedule A the rating set forth on
Schedule A; and
(vii) Such other documents, certificates (including
additional representations and warranties) and opinions as may be
reasonably necessary to secure the intended ratings from each Rating
Agency for the Certificates.
(c) The Certificates to be sold to Bear Xxxxxxx pursuant to
the Underwriting Agreement and the Purchase Agreement shall have been
issued and sold to Bear Xxxxxxx.
(d) The Mortgage Loan Seller shall have furnished to the
Purchaser such other certificates of its officers or others and such
other documents and opinions of counsel to evidence fulfillment of the
conditions set forth in this Agreement and the transactions
contemplated hereby as the Purchaser and its counsel may reasonably
request.
(2) The obligations of the Mortgage Loan Seller under this
Agreement shall be subject to the satisfaction, on or prior to the
Closing Date, of the following conditions:
(a) The obligations of the Purchaser required to be
performed by it on or prior to the Closing Date pursuant to the terms
of this Agreement shall have been duly performed and complied with in
all material respects, and all of the representations and warranties
of the Purchaser under this Agreement shall be true and correct in all
material respects as of the date hereof and as of the Closing Date,
and no event shall have occurred which would constitute a breach by it
of the terms of this Agreement, and the Mortgage Loan Seller shall
have received a certificate to that effect signed by an authorized
officer of the Purchaser.
(b) The Mortgage Loan Seller shall have received copies of
all of the following closing documents, in such forms as are agreed
upon and reasonably acceptable to the Mortgage Loan Seller, duly
executed by all signatories other than the Mortgage Loan Seller as
required pursuant to the respective terms thereof:
(i) If required pursuant to Section 3 hereof, the Amendment
dated as of the Closing Date and any documents referred to therein;
(ii) The Pooling and Servicing Agreement, in form and
substance reasonably satisfactory to the Mortgage Loan Seller, and all
documents required thereby duly executed by all signatories;
(iii) A certificate of an officer of the Purchaser dated as
of the Closing Date, in a form reasonably acceptable to the Mortgage
Loan Seller, and attached thereto the resolutions of the Purchaser
authorizing the transactions contemplated by this Agreement and the
Pooling and Servicing Agreement, together with copies of the
Purchaser's articles of incorporation, and evidence as to the good
standing of the Purchaser dated as of a recent date;
(iv) One or more opinions of counsel from the Purchaser's
counsel in form and substance reasonably satisfactory to the Mortgage
Loan Seller;
(v) Such other documents, certificates (including additional
representations and warranties) and opinions as may be reasonably
necessary to secure the intended rating from each Rating Agency for
the Certificates;
SECTION 11. Fees and Expenses. Subject to Section 17 hereof, the
Mortgage Loan Seller shall pay on the Closing Date or such later date as may be
agreed to by the Purchaser (i) the fees and expenses of the Mortgage Loan
Seller's attorneys and the reasonable fees and expenses of the Purchaser's
attorneys, (ii) the fees and expenses of Deloitte & Touche LLP, (iii) the fee
for the use of Purchaser's Registration Statement based on the aggregate
original principal amount of the Certificates and the filing fee of the
Commission as in effect on the date on which the Registration Statement was
declared effective, (iv) the fees and expenses including counsel's fees and
expenses in connection with any "blue sky" and legal investment matters, (v) the
fees and expenses of the Trustee which shall include without limitation the fees
and expenses of the Trustee (and the fees and disbursements of its counsel) with
respect to (A) legal and document review of this Agreement, the Pooling and
Servicing Agreement, the Certificates and related agreements, (B) attendance at
the Closing and (C) review of the Mortgage Loans to be performed by the Trustee,
(vi) the expenses for printing or otherwise reproducing the Certificates, the
Prospectus and the Prospectus Supplement, (vii) the fees and expenses of each
Rating Agency (both initial and ongoing), (viii) the fees and expenses relating
to the preparation and recordation of mortgage assignments (including
intervening assignments, if any and if available, to evidence a complete chain
of title from the originator to the Trustee) from the Mortgage Loan Seller to
the Trustee or the expenses relating to the Opinion of Counsel referred to in
Section 6(a) hereof, as the case may be, and (ix) Mortgage File due diligence
expenses and other out-of-pocket expenses incurred by the Purchaser in
connection with the purchase of the Mortgage Loans and by Bear Xxxxxxx in
connection with the sale of the Certificates. The Mortgage Loan Seller
additionally agrees to pay directly to any third party on a timely basis the
fees provided for above which are charged by such third party and which are
billed periodically.
SECTION 12. Accountants' Letters.
(i) Deloitte & Touche LLP will review the characteristics of a sample
of the Mortgage Loans described in the Final Mortgage Loan Schedule and
will compare those characteristics to the description of the Mortgage Loans
contained in the Prospectus Supplement under the captions "Summary of
Terms?The Mortgage Pool" and "Description of the Mortgage Loans" and in
Annex A thereto. The Mortgage Loan Seller will cooperate with the Purchaser
in making available all information and taking all steps reasonably
necessary to permit such accountants to complete the review and to deliver
the letters required of them under the Underwriting Agreement. Deloitte &
Touche LLP will also confirm certain calculations as set forth under the
caption "Yield and Prepayment Considerations" in the Prospectus Supplement.
(ii) To the extent statistical information with respect to the Master
Servicer's servicing portfolio is included in the Prospectus Supplement
under the caption "The Master Servicer," a letter from the certified public
accountant for the Master Servicer will be delivered to the Purchaser dated
the date of the Prospectus Supplement, in the form previously agreed to by
the Mortgage Loan Seller and the Purchaser, with respect to such
statistical information.
SECTION 13. Indemnification.
(i) The Mortgage Loan Seller shall indemnify and hold harmless the
Purchaser and its directors, officers and controlling persons (as defined
in Section 15 of the Securities Act) from and against any loss, claim,
damage or liability or action in respect thereof, to which they or any of
them may become subject, under the Securities Act or otherwise, insofar as
such loss, claim, damage, liability or action arises out of, or is based
upon (i) any untrue statement of a material fact contained in the Mortgage
Loan Seller's Information as identified in Exhibit 3, the omission to state
in the Prospectus Supplement or Prospectus (or any amendment thereof or
supplement thereto approved by the Mortgage Loan Seller and in which
additional Mortgage Loan Seller's Information is identified), in reliance
upon and in conformity with Mortgage Loan Seller's Information a material
fact required to be stated therein or necessary to make the statements
therein in light of the circumstances in which they were made, not
misleading, (ii) any representation or warranty assigned or made by the
Mortgage Loan Seller in Section 7 or Section 8 hereof being, or alleged to
be, untrue or incorrect, or (iii) any failure by the Mortgage Loan Seller
to perform its obligations under this Agreement; and the Mortgage Loan
Seller shall reimburse the Purchaser and each other indemnified party for
any legal and other expenses reasonably incurred by them in connection with
investigating or defending or preparing to defend against any such loss,
claim, damage, liability or action.
The foregoing indemnity agreement is in addition to any liability
which the Mortgage Loan Seller otherwise may have to the Purchaser or any other
such indemnified party.
(ii) The Purchaser shall indemnify and hold harmless the Mortgage Loan
Seller and its respective directors, officers and controlling persons (as
defined in Section 15 of the Securities Act) from and against any loss,
claim, damage or liability or action in respect thereof, to which they or
any of them may become subject, under the Securities Act or otherwise,
insofar as such loss, claim, damage, liability or action arises out of, or
is based upon (i) any untrue statement of a material fact contained in the
Purchaser's
Information as identified in Exhibit 4, the omission to state in the
Prospectus Supplement or Prospectus (or any amendment thereof or supplement
thereto approved by the Purchaser and in which additional Purchaser's
Information is identified), in reliance upon and in conformity with the
Purchaser's Information, a material fact required to be stated therein or
necessary to make the statements therein in light of the circumstances in
which they were made, not misleading, (ii) any representation or warranty
made by the Purchaser in Section 9 hereof being, or alleged to be, untrue
or incorrect, or (iii) any failure by the Purchaser to perform its
obligations under this Agreement; and the Purchaser shall reimburse the
Mortgage Loan Seller, and each other indemnified party for any legal and
other expenses reasonably incurred by them in connection with investigating
or defending or preparing to defend any such loss, claim, damage, liability
or action. The foregoing indemnity agreement is in addition to any
liability which the Purchaser otherwise may have to the Mortgage Loan
Seller, or any other such indemnified party,
(iii) Promptly after receipt by an indemnified party under subsection
(a) or (b) above of notice of the commencement of any action, such
indemnified party shall, if a claim in respect thereof is to be made
against the indemnifying party under such subsection, notify each party
against whom indemnification is to be sought in writing of the commencement
thereof (but the failure so to notify an indemnifying party shall not
relieve it from any liability which it may have under this Section 13
except to the extent that it has been prejudiced in any material respect by
such failure or from any liability which it may have otherwise). In case
any such action is brought against any indemnified party, and it notifies
an indemnifying party of the commencement thereof, the indemnifying party
will be entitled to participate therein and, to the extent it may elect by
written notice delivered to the indemnified party promptly (but, in any
event, within 30 days) after receiving the aforesaid notice from such
indemnified party, to assume the defense thereof with counsel reasonably
satisfactory to such indemnified party. Notwithstanding the foregoing, the
indemnified party or parties shall have the right to employ its or their
own counsel in any such case, but the fees and expenses of such counsel
shall be at the expense of such indemnified party or parties unless (i) the
employment of such counsel shall have been authorized in writing by one of
the indemnifying parties in connection with the defense of such action,
(ii) the indemnifying parties shall not have employed counsel to have
charge of the defense of such action within a reasonable time after notice
of commencement of the action, or (iii) such indemnified party or parties
shall have reasonably concluded that there is a conflict of interest
between itself or themselves and the indemnifying party in the conduct of
the defense of any claim or that the interests of the indemnified party or
parties are not substantially co-extensive with those of the indemnifying
party (in which case the indemnifying parties shall not have the right to
direct the defense of such action on behalf of the indemnified party or
parties), in any of which events such fees and expenses shall be borne by
the indemnifying parties (provided, however, that the indemnifying party
shall be liable only for the fees and expenses of one counsel in addition
to one local counsel in the jurisdiction involved. Anything in this
subsection to the contrary notwithstanding, an indemnifying party shall not
be liable for any settlement or any claim or action effected without its
written consent; provided, however, that such consent was not unreasonably
withheld.
(iv) If the indemnification provided for in paragraphs (a) and (b) of
this Section 13 shall for any reason be unavailable to an indemnified party
in respect of any loss, claim, damage or liability, or any action in
respect thereof, referred to in Section 13, then the indemnifying party
shall in lieu of indemnifying the indemnified party contribute to the
amount paid or payable by such indemnified party as a result of such loss,
claim, damage or liability, or action in respect thereof, in such
proportion as shall be appropriate to reflect the relative benefits
received by the Mortgage Loan Seller on the one hand and the Purchaser on
the other from the purchase and sale of the Mortgage Loans, the offering of
the Certificates and the other transactions contemplated hereunder. No
person found liable for a fraudulent misrepresentation shall be entitled to
contribution from any person who is not also found liable for such
fraudulent misrepresentation.
(v) The parties hereto agree that reliance by an indemnified party on
any publicly available information or any information or directions
furnished by an indemnifying party shall not constitute negligence, bad
faith or willful misconduct by such indemnified party.
SECTION 14. Notices. All demands, notices and communications hereunder
shall be in writing but may be delivered by facsimile transmission subsequently
confirmed in writing. Notices to the Mortgage Loan Seller shall be directed to
EMC Mortgage Corporation, Mac Xxxxxx Xxxxx XX, 000 Xxxxxx Xxxxx Xxxxx, Xxxxx
000, Xxxxxx, Xxxxx 00000 (Telecopy: (972-444-2880)), and notices to the
Purchaser shall be directed to Structured Asset Mortgage Investments Inc., 000
Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000 (Telecopy: (212-272-7206)), Attention:
Xxxxx Xxxxxxxxxxx; or to any other address as may hereafter be furnished by one
party to the other party by like notice. Any such demand, notice or
communication hereunder shall be deemed to have been received on the date
received at the premises of the addressee (as evidenced, in the case of
registered or certified mail, by the date noted on the return receipt) provided
that it is received on a business day during normal business hours and, if
received after normal business hours, then it shall be deemed to be received on
the next business day.
SECTION 15. Transfer of Mortgage Loans. The Purchaser retains the
right to assign the Mortgage Loans and any or all of its interest under this
Agreement to the Trustee without the consent of the Mortgage Loan Seller, and,
upon such assignment, the Trustee shall succeed to the applicable rights and
obligations of the Purchaser hereunder; provided, however, the Purchaser shall
remain entitled to the benefits set forth in Sections 11, 13 and 17 hereto and
as provided in Section 2(a). Notwithstanding the foregoing, the sole and
exclusive right and remedy of the Trustee with respect to a breach of
representation or warranty of the Mortgage Loan Seller shall be the purchase or
substitution obligations of the Mortgage Loan Seller contained in Sections 5 and
7 hereof.
SECTION 16. Termination. This Agreement may be terminated (a) by the
mutual consent of the parties hereto prior to the Closing Date, (b) by the
Purchaser, if the conditions to the Purchaser's obligation to close set forth
under Section 10(a) hereof are not fulfilled as and when required to be
fulfilled or (c) by the Mortgage Loan Seller, if the conditions to the Mortgage
Loan Seller's obligation to close set forth under Section 10(b) hereof are not
fulfilled as and when required to be fulfilled. In the event of termination
pursuant to clause (b), the Mortgage Loan Seller shall pay, and in the event of
termination pursuant to clause (c), the
Purchaser shall pay, all reasonable out-of-pocket expenses incurred by the other
in connection with the transactions contemplated by this Agreement. In the event
of a termination pursuant to clause (a), each party shall be responsible for its
own expenses.
SECTION 17. Representations, Warranties and Agreements to Survive
Delivery. All representations, warranties and agreements contained in this
Agreement, or contained in certificates of officers of the Mortgage Loan Seller
submitted pursuant hereto, shall remain operative and in full force and effect
and shall survive delivery of the Mortgage Loans to the Purchaser (and by the
Purchaser to the Trustee). Subsequent to the delivery of the Mortgage Loans to
the Purchaser, the Mortgage Loan Seller's representations and warranties
contained herein with respect to the Mortgage Loans shall be deemed to relate to
the Mortgage Loans actually delivered to the Purchaser and included in the Final
Mortgage Loan Schedule and any Substitute Mortgage Loan and not to those
Mortgage Loans deleted from the Preliminary Mortgage Loan Schedule pursuant to
Section 3 hereof prior to the Closing.
SECTION 18. Severability. If any provision of this Agreement shall be
prohibited or invalid under applicable law, the Agreement shall be ineffective
only to such extent, without invalidating the remainder of this Agreement.
SECTION 19. Counterparts. This Agreement may be executed in
counterparts, each of which will be an original, but which together shall
constitute one and the same agreement.
SECTION 20. Amendment. This Agreement cannot be amended or modified in
any manner without the prior written consent of each party.
SECTION 21. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED TO HAVE BEEN
MADE AND PERFORMED IN THE STATE OF NEW YORK AND SHALL BE INTERPRETED IN
ACCORDANCE WITH THE LAWS OF SUCH STATE, WITHOUT REGARD TO CONFLICT OF LAWS
PRINCIPLES OF SUCH STATE.
SECTION 22. Further Assurances. Each of the parties agrees to execute
and deliver such instruments and take such actions as another party may, from
time to time, reasonably request in order to effectuate the purpose and to carry
out the terms of this Agreement including any amendments hereto which may be
required by either Rating Agency.
SECTION 23. Successors and Assigns.
This Agreement shall bind and inure to the benefit of and be
enforceable by the Mortgage Loan Seller and the Purchaser and their permitted
successors and assigns and, to the extent specified in Section 13 hereof, Bear
Xxxxxxx, and their directors, officers and controlling persons (within the
meaning of federal securities laws). The Mortgage Loan Seller acknowledges and
agrees that the Purchaser may assign its rights under this Agreement (including,
without limitation, with respect to the Mortgage Loan Seller's representations
and warranties respecting the Mortgage Loans) to the Trustee. Any person into
which the Mortgage Loan Seller may be merged or consolidated (or any person
resulting from any merger or consolidation involving the Mortgage Loan Seller),
any person resulting from a change in form of the Mortgage Loan Seller or any
person succeeding to the business of the Mortgage Loan Seller, shall be
considered the
"successor" of the Mortgage Loan Seller hereunder and shall be considered a
party hereto without the execution or filing of any paper or any further act or
consent on the part of any party hereto. Except as provided in the two preceding
sentences, this Agreement cannot be assigned, pledged or hypothecated by either
party hereto without the written consent of the other parties to this Agreement
and any such assignment or purported assignment shall be deemed null and void.
SECTION 24. The Mortgage Loan Seller. The Mortgage Loan Seller will
keep in full effect all rights as are necessary to perform their respective
obligations under this Agreement.
SECTION 25. Entire Agreement. This Agreement contains the entire
agreement and understanding between the parties with respect to the subject
matter hereof, and supersedes all prior and contemporaneous agreements,
understandings, inducements and conditions, express or implied, oral or written,
of any nature whatsoever with respect to the subject matter hereof.
SECTION 26. No Partnership. Nothing herein contained shall be deemed
or construed to create a partnership or joint venture between the parties
hereto.
[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]
IN WITNESS WHEREOF, the parties hereto have caused their names to be
signed hereto by their respective duly authorized officers as of the date first
above written.
EMC MORTGAGE CORPORATION
By:
Name:
Title:
STRUCTURED ASSET MORTGAGE
INVESTMENTS INC.
By:
Name:
Title:
EXHIBIT 1
---------
CONTENTS OF MORTGAGE FILE
-------------------------
With respect to each Mortgage Loan, the Mortgage File shall include
each of the following items, which shall be available for inspection by the
Purchaser or its designee, and which shall be delivered to the Purchaser or its
designee pursuant to the terms of the Agreement.
(i) The original Mortgage Note, endorsed without recourse to the order
of the Trustee and showing an unbroken chain of endorsements from the
original payee thereof to the Person endorsing it to the Trustee, or lost
note affidavit;
(ii) The original Mortgage and, if the related Mortgage Loan is a MOM
Loan, noting the presence of the MIN and language indicating that such
Mortgage Loan is a MOM Loan, which shall have been recorded (or if the
original is not available, a copy), with evidence of such recording
indicated thereon (or if the original Security Instrument, assignments to
the Trustee or intervening assignments thereof which have been delivered,
are being delivered or will, upon receipt of recording information relating
to the Security Instrument required to be included thereon, be delivered to
recording offices for recording and have not been returned to the Seller in
time to permit their recording as specified in Section 2.01(b) of the
Pooling and Servicing Agreement, shall be in recordable form);
(iii) Unless the Mortgage Loan is a MOM Loan, a certified copy of the
assignment (which may be in the form of a blanket assignment if permitted
in the jurisdiction in which the Mortgaged Property is located) to
"JPMorgan Chase Bank, as Trustee", with evidence of recording with respect
to each Mortgage Loan in the name of the Trustee thereon (or if the
original Security Instrument, assignments to the Trustee or intervening
assignments thereof which have been delivered, are being delivered or will,
upon receipt of recording information relating to the Security Instrument
required to be included thereon, be delivered to recording offices for
recording and have not been returned to the Seller in time to permit their
delivery as specified in Section 2.01(b) of the Pooling and Servicing
Agreement, the Seller may deliver a true copy thereof with a certification
by the Seller, on the face of such copy, substantially as follows:
"Certified to be a true and correct copy of the original, which has been
transmitted for recording");
(iv) All intervening assignments of the Security Instrument, if
applicable and only to the extent available to the Seller with evidence of
recording thereon;
(v) The original or a copy of the policy or certificate of primary
mortgage guaranty insurance, to the extent available, if any;
(vi) The original policy of title insurance or mortgagee's certificate
of title insurance or commitment or binder for title insurance; and
(vii) The originals of all modification agreements, if applicable and
available.
EXHIBIT 2
---------
MORTGAGE LOAN SCHEDULE INFORMATION
----------------------------------
The Preliminary and Final Mortgage Loan Schedules shall set forth the
following information with respect to each Mortgage Loan:
(a) the loan number;
(b) the Mortgagor's name;
(c) the city, state and zip code of the Mortgaged Property;
(d) the property type;
(e) the Mortgage Interest Rate;
(f) the Servicing Rate;
(g) the Net Rate;
(h) the original term;
(i) the maturity date;
(j) the stated remaining term to maturity;
(k) the original principal balance;
(1) the first payment date;
(m) the principal and interest payment in effect as of the Cut-off Date;
(n) the unpaid principal balance as of the Cut-off Date;
(o) the Loan-to-Value Ratio at origination;
(p) paid-through date;
(q) the insurer of any Primary Mortgage Insurance Policy;
(r) the Gross Margin, if applicable;
(s) the Maximum Lifetime Mortgage Rate, if applicable;
(t) the Minimum Lifetime Mortgage Rate, if applicable;
(u) the Periodic Rate Cap, if applicable;
(v) the number of days delinquent, if any; and
(w) which Mortgage Loans adjust after an initial fixed-rate period of
five, seven or ten years.
Such schedule also shall set forth for all of the Mortgage Loans, the total
number of Mortgage Loans, the total of each of the amounts described under (k)
and (n) above, the weighted average by principal balance as of the Cut-off Date
of each of the rates described under (e), (f) and (g) above, and the weighted
average remaining term to maturity by unpaid principal balance as of the Cut-off
Date.
EXHIBIT 3
---------
MORTGAGE LOAN SELLER'S INFORMATION
----------------------------------
All information in the Prospectus Supplement described under the
following Sections: "SUMMARY OF TERMS -- The Mortgage Pool," "DESCRIPTION OF THE
MORTGAGE LOANS" and "SCHEDULE A -- CERTAIN CHARACTERISTICS OF THE MORTGAGE
LOANS."
EXHIBIT 4
---------
PURCHASER'S INFORMATION
-----------------------
All information in the Prospectus Supplement and the Prospectus,
except the Mortgage Loan Seller's Information.
EXHIBIT 5
---------
SCHEDULE OF LOST NOTES
----------------------
Available Upon Request
EXHIBIT 6
---------
SCHEDULE OF PWS AGREEMENTS
--------------------------
[to be provided]*
*Available upon request.
SCHEDULE A
----------
REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES
-----------------------------------------------
Public Certificates
-------------------
------------------------- ------------------------- ---------------------
Class S&P Xxxxx'x
A AAA Aaa
M-1 AA Aa2
M-2 A A2
M-3 BBB Baa2
The Class R-I, Class R-II, Class XP and Class B-IO have not been rated.
None of the above ratings has been lowered since the respective dates of such
letters.
SCHEDULE B
----------
MORTGAGE LOAN SCHEDULE
----------------------
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
6980460 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 209560.00 209560.00 1025.97
6983472 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 517000.00 517000.00 2315.73
6973192 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 450000.00 450000.00 2437.50
6981443 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 547608.99 552500.00 3180.50
6975528 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 191616.76 192000.00 1151.14
6973044 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 244498.80 245000.00 1449.27
9039819 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 518776.40 520000.00 2831.33
6981435 D.EMC MEDIUM 20030401 F. 5/6 LIBOR 360 448000.00 448000.00 2100.00
6976716 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 580000.00 580000.00 2718.75
6964159 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 290000.00 290000.00 1298.96
6983241 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 226699.92 227200.00 1290.02
6971246 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 320800.00 320800.00 929.32
6977680 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 215536.20 216000.00 1277.72
6982631 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 215537.08 216000.00 1243.42
6969554 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 544000.00 544000.00 2266.67
6980643 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 500000.00 500000.00 1822.92
6976765 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 350999.98 351000.00 1828.13
6975296 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 304798.47 305000.00 1556.77
6979181 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 255095.36 255920.00 1473.22
6978266 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 256000.00 256000.00 1200.00
6982599 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 395000.00 395000.00 1604.69
6981294 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 166624.90 167000.00 935.15
6973713 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 237452.07 238150.00 1447.02
9035254 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 234442.00 234442.00 1074.53
6967665 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 232682.28 233350.00 1436.78
6946735 D.EMC MEDIUM 20030501 E. 3/6 LIBOR 360 600000.00 600000.00 3062.50
6978837 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 252000.00 252000.00 1365.00
6976807 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 188449.33 188800.00 1177.87
6978910 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 444000.00 444000.00 2451.25
6965990 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 520000.00 520000.00 2979.17
6981542 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 1499999.99 1500000.00 7031.25
6969190 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 340000.00 340000.00 1841.67
6967624 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 647647.20 650000.00 3489.34
9040858 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 520000.00 520000.00 2166.67
6977292 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 150883.52 151200.00 882.36
6974398 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 188848.60 189200.00 1180.36
6940506 D.EMC MEDIUM 20030501 E. 3/6 LIBOR 360 190000.00 190000.00 950.00
6981419 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 405600.00 405600.00 1943.50
6973978 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 336000.00 336000.00 1820.00
9037102 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 359960.00 359960.00 1874.79
6966592 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 123200.00 123200.00 551.83
6981393 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 343984.80 344000.00 1684.17
6972590 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 308000.00 308000.00 1572.08
6978225 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 322700.00 322700.00 1546.27
6982219 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 319234.37 319920.00 1841.64
6945182 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 292000.00 292000.00 1429.58
6979272 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 321892.16 322600.00 1831.69
6975189 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 188000.00 188000.00 920.42
9039827 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 225937.23 226400.00 1339.24
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
6967293 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 245600.00 245600.00 1228.00
6978316 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 446241.42 447200.00 2574.34
6974091 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 213811.49 214200.00 1353.89
6972186 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 368000.00 368000.00 1801.67
6973465 D.EMC SHORT 20030601 D. 2/6 LIBOR 360 430672.20 432000.00 2555.44
6946727 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 317955.62 318250.00 921.93
6976294 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 242746.51 244400.00 1368.57
6974026 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 179348.45 180000.00 750.00
6976336 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 541252.74 542500.00 2995.71
6980031 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 135571.98 136000.00 793.66
6935977 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 719200.00 719200.00 3371.25
6971782 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 399200.00 399200.00 2245.50
9039801 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 419120.88 420000.00 2451.01
6983332 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 380000.00 380000.00 1702.08
6980098 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 327038.73 328000.00 1992.96
6976948 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 183614.88 184000.00 1073.77
9033564 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 516000.00 516000.00 2633.75
6980353 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 80000.00 80000.00 258.33
6976328 D.EMC SHORT 20030701 A. 6 MO LIBOR 360 570608.72 572000.00 3292.75
6977524 D.EMC LONG 20030701 G. 7/6 LIBOR 360 122200.00 122200.00 509.17
6975957 D.EMC LONG 20030701 G. 7/6 LIBOR 360 100000.00 100000.00 437.50
9037706 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 149709.61 149995.00 923.55
6976617 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 141600.00 141600.00 767.00
9036146 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 200800.00 200800.00 878.50
6978670 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 527000.00 527000.00 2854.58
9036252 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 650000.00 650000.00 2098.96
6975080 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 322700.00 322700.00 1579.89
6982706 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 78785.00 78850.00 410.68
6981369 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 106471.32 106711.00 597.55
6979470 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 188000.00 188000.00 1018.33
6972475 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 178806.80 179200.00 1017.48
6970354 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 440000.00 440000.00 1787.50
6978142 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 342991.83 344000.00 2090.18
6971154 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 300000.00 300000.00 1468.75
9038860 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 153000.00 153000.00 525.94
9036633 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 308000.00 308000.00 892.24
9034836 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 120000.00 120000.00 387.50
9036229 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 249600.00 249600.00 806.00
6980254 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 205600.00 205600.00 595.60
6980379 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 199090.00 199090.00 579.85
6971238 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 270800.00 270800.00 784.47
9036609 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 131000.00 131000.00 423.02
6980262 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 118485.00 118485.00 382.61
9036617 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 163650.00 163650.00 474.07
9035528 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 261000.00 261000.00 842.81
6980304 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 264500.00 264500.00 854.11
6974851 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 224356.20 225000.00 1385.36
6980692 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 87141.73 87300.00 551.80
6978795 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 174582.92 174900.00 1105.49
6981641 D.EMC SHORT 20030601 D. 2/6 LIBOR 360 89006.61 89250.00 564.13
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
6982433 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 303407.55 304000.00 1847.14
9038787 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 121600.00 121600.00 519.33
6965602 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 119531.45 119900.00 709.26
6965610 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 119531.45 119900.00 709.26
6965628 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 119531.45 119900.00 709.26
6965636 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 119531.45 119900.00 709.26
6983597 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 200000.00 200000.00 979.17
6970479 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 121299.22 121600.00 809.01
6978787 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 143684.04 144000.00 817.62
6943450 D.EMC MEDIUM 20030501 E. 3/6 LIBOR 360 63630.28 63900.00 419.78
9038738 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 198000.00 198000.00 1031.25
6978233 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 92724.33 93600.00 458.25
6978258 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 93139.13 93600.00 458.25
9038712 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 165000.00 165000.00 739.06
9038761 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 191156.49 191760.00 1119.06
6970628 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 121410.00 121410.00 644.99
9036989 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 199355.56 200000.00 1151.31
6970453 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 155884.00 155884.00 811.90
6982060 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 368900.00 368900.00 1613.94
9038720 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 362249.09 362250.00 1547.11
6981963 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 82545.51 82800.00 489.79
9035361 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 284000.00 284000.00 1390.42
6979520 D.EMC SHORT 20030701 D. 2/6 LIBOR 360 42167.61 42248.00 260.13
9038779 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 163400.00 163400.00 919.13
9033143 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 97600.00 97600.00 427.00
9034083 D.EMC LONG 20030701 H. 10/6 LIBOR 360 400000.00 400000.00 2458.33
9039645 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 103211.34 103500.00 506.72
6980890 D.EMC LONG 20030701 G. 7/6 LIBOR 360 602628.13 603200.00 3016.00
6978563 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 177600.00 177600.00 814.00
9036153 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 348000.00 348000.00 1341.25
9079922 D.EMC MEDIUM 20030601 F. 5/1 CMT 180 88094.15 89500.00 684.67
9038753 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 197550.00 197550.00 926.02
6983316 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 174000.00 174000.00 779.38
6982052 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 215000.00 215000.00 851.04
9036849 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 104800.00 104800.00 545.83
6975486 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 133199.96 133200.00 652.13
6972228 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 147600.00 147600.00 753.38
6975478 D.EMC LONG 20030501 H. 10/6 LIBOR 360 255200.00 255200.00 1302.58
9034075 D.EMC SHORT 20030701 A. 6 MO LIBOR 360 223000.00 223000.00 998.85
6980346 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 334000.00 334000.00 1635.21
9079930 D.EMC SHORT 20030101 A. 6 MO LIBOR 360 121500.00 121500.00 354.38
6945562 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 581000.00 581000.00 2420.83
6968333 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 264000.00 264000.00 1237.50
9038704 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 378425.02 379679.00 2276.37
6964589 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 575000.00 575000.00 2096.35
6964506 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 589120.00 589120.00 1706.61
6971584 D.EMC MEDIUM 20030601 F. 5/1 CMT 360 358944.93 360000.00 2187.40
81739245 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 622000.00 622000.00 3239.58
108333543 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 428000.00 428000.00 2184.58
108259292 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 361049.46 361150.00 1956.23
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
108223868 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 347447.59 347500.00 1737.50
108445156 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 573600.00 573600.00 3286.25
108465915 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 405500.00 405500.00 1943.02
108286378 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 384910.11 390000.00 2031.25
108380882 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 748000.00 748000.00 4051.67
81960726 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 379000.00 379000.00 1934.48
81684847 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 468855.64 469000.00 2393.85
81727042 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 404000.00 404000.00 2356.67
81739237 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 425999.98 426000.00 2085.63
108245523 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 348000.00 348000.00 1776.25
108276783 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 472000.00 472000.00 2409.17
108242637 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 418600.00 418600.00 2180.21
81729675 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 551999.65 552000.00 3105.00
108262247 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 413150.00 413150.00 2280.93
81719668 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 396000.00 396000.00 2145.00
108136706 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 331899.43 332000.00 1902.08
108406588 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 442400.00 442400.00 2119.83
108195207 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 420000.00 420000.00 2362.50
108258500 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 1100000.00 1100000.00 6302.08
81774655 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 440000.00 440000.00 2337.50
81654063 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 431000.00 431000.00 2289.69
108417015 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 631999.17 632000.00 3225.83
108230921 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 496000.00 496000.00 2686.67
108309550 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 1000000.00 1000000.00 5000.00
81790644 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 416000.00 416000.00 1993.33
108303447 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 516000.00 516000.00 2956.25
108329418 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 435000.00 435000.00 2356.25
108447798 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 575200.00 575200.00 3055.75
108160037 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 630000.00 630000.00 3346.88
108381773 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 360000.00 360000.00 1837.50
80986672 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 362800.00 362800.00 1814.00
81812000 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 612000.00 612000.00 3060.00
108338344 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 493495.63 493500.00 2621.72
108205204 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 545000.00 545000.00 2611.46
108273962 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 322800.00 322800.00 1614.00
108320979 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 958299.49 960000.00 4899.49
108390857 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 355991.20 356000.00 1891.25
81651325 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 343292.83 344000.00 1684.17
108326877 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 463100.00 463100.00 2411.98
108477704 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 440000.00 440000.00 2154.17
81683435 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 327900.00 327900.00 1707.81
81855819 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 600000.00 600000.00 2937.50
81791063 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 556000.00 556000.00 2837.92
81950776 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 492000.00 492000.00 2408.75
81438673 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 800000.00 800000.00 4583.33
108318809 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 359898.81 360000.00 2137.50
108251059 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 447200.00 447200.00 2608.67
108243452 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 532000.00 532000.00 3158.75
108397464 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 880000.00 880000.00 5133.33
108400367 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 611250.00 611250.00 3119.92
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
108263716 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 543654.21 544800.00 2610.50
108277062 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 748000.00 748000.00 3817.92
108283573 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 403200.00 403200.00 2394.00
81899932 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 540000.00 540000.00 3037.50
81743502 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 374187.87 374200.00 1987.94
108372988 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 494000.00 494000.00 2624.38
108184227 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 512000.00 512000.00 2613.33
108402678 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 604000.00 604000.00 3145.83
108383779 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 515000.00 515000.00 2414.06
81871378 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 478997.55 480000.00 2350.00
108485467 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 519200.00 519200.00 2650.08
108361627 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 570000.00 570000.00 2731.25
81747271 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 400000.00 400000.00 2125.00
81794604 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 447000.00 447000.00 2374.69
81624124 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 328000.00 328000.00 1742.50
108376328 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 457600.00 457600.00 2383.33
81836546 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 156000.00 156000.00 715.00
108367376 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 403915.79 404000.00 2061.76
81808834 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 452000.00 452000.00 2307.08
81842320 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 580000.00 580000.00 2900.00
108330937 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 800000.00 800000.00 4250.00
81769457 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 350000.00 350000.00 1567.71
81754855 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 416000.00 416000.00 2210.00
108364746 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 327800.00 328000.00 1708.33
108206954 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 323000.00 323000.00 1581.35
81847725 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 920000.00 920000.00 4983.33
81698334 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 394300.00 394300.00 1930.43
108255829 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 492000.00 492000.00 2562.50
108269879 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 632000.00 632000.00 3291.67
108264532 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 432000.00 432000.00 2340.00
108363102 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 491000.00 491000.00 2557.29
108438490 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 440000.00 440000.00 2154.17
108354192 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 431200.00 431200.00 2380.58
108324492 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 471200.00 471200.00 2846.83
108403312 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 332300.00 332300.00 1696.11
81832313 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 376000.00 376000.00 1801.67
108325937 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 323999.88 324000.00 1552.50
81732869 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 354000.00 354000.00 1806.88
108404013 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 379200.00 379200.00 2014.50
108273319 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 500000.00 500000.00 2447.92
108294869 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 430000.00 430000.00 2150.00
108092602 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 400000.00 400000.00 1916.67
108402843 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 417000.00 417000.00 2215.31
108175183 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 614400.00 614400.00 3264.00
108276601 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 550000.00 550000.00 2979.17
108362708 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 322700.00 322700.00 1579.89
108320441 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 1000000.00 1000000.00 5937.50
108376666 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 546995.21 548000.00 2625.83
108235409 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 835000.00 835000.00 4348.96
81854283 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 366400.00 366400.00 1870.17
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
108221029 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 645000.00 645000.00 3493.75
81755589 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 376000.00 376000.00 1762.50
81670234 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 632000.00 632000.00 3620.83
108270687 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 350000.00 350000.00 1713.54
81676066 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 388000.00 388000.00 1980.42
108187584 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 910000.00 910000.00 4834.38
81882185 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 560000.00 560000.00 2858.33
108293671 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 464550.00 464550.00 2274.36
108397845 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 485600.00 485600.00 2579.75
108372798 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 478400.00 478400.00 2541.50
108325333 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 413150.00 413150.00 2410.04
81715161 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 348291.50 350000.00 1750.00
108261298 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 338400.00 338400.00 1833.00
108350257 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 416000.00 416000.00 2253.33
108257353 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 650000.00 650000.00 3317.71
108380932 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 346800.00 346800.00 2023.00
108335415 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 359200.00 359200.00 1758.58
108040312 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 460000.00 460000.00 2491.67
108414590 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 520400.00 520400.00 2493.58
81757312 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 464000.00 464000.00 2320.00
108201377 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 426876.35 427500.00 2090.93
81617383 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 604000.00 604000.00 3145.83
108409657 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 455200.00 455200.00 2228.58
81655516 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 640000.00 640000.00 3200.00
108391624 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 528000.00 528000.00 3025.00
107970147 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 832700.00 832700.00 4250.24
108227026 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 350000.00 350000.00 1786.46
108325036 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 471600.00 471600.00 2505.38
108262122 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 552000.00 552000.00 3105.00
108414368 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 500000.00 500000.00 2864.58
108215146 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 472000.00 472000.00 2458.33
108214958 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 70100.00 70100.00 387.01
108315508 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 480000.00 480000.00 2500.00
108329319 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 324000.00 324000.00 1788.75
108254491 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 335000.00 335000.00 1744.79
81759821 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 640000.00 640000.00 3600.00
81666083 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 239396.55 240000.00 1373.84
108216458 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 910000.00 910000.00 4265.63
81831521 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 123997.45 124600.00 648.96
81781304 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 42700.00 42700.00 231.29
81588840 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 448000.00 448000.00 2566.67
108371204 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 241700.00 241700.00 1158.15
108217019 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 420000.00 420000.00 2318.75
108277419 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 466799.98 466800.00 2285.37
108159906 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 420988.66 421000.00 1929.58
108318098 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 293000.00 293000.00 1648.13
108262031 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 618000.00 618000.00 2961.25
108375049 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 408000.00 408000.00 2167.50
81643215 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 62400.00 62400.00 351.00
108365891 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 638400.00 638400.00 3458.00
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
108115403 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 380800.00 380800.00 1864.33
108387671 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 1000000.00 1000000.00 5208.33
108044900 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 540000.00 540000.00 2868.75
108372319 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 316750.00 316750.00 1649.74
108193608 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 600000.00 600000.00 3500.00
81686487 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 600000.00 600000.00 2875.00
81568966 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 336500.00 336500.00 1962.92
108116310 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 322750.00 322750.00 1647.37
108164013 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 412200.00 412200.00 2404.50
81497661 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 550000.00 550000.00 3036.46
108248238 I.Greenpoint MEDIUM 20030601 F. 5/6 LIBOR 360 416000.00 416000.00 2426.67
81626830 I.Greenpoint MEDIUM 20030701 F. 5/6 LIBOR 360 471200.00 471200.00 2257.83
6298324 E.SEQUOIA#3 SHORT 19980401 F. 5/1 CMT 360 219108.37 234900.00 1180.78
6411193 E.SEQUOIA#3 SHORT 19980101 F. 5/1 CMT 360 98125.51 106042.00 546.03
20591681 B.Cendant A MEDIUM 20030201 F. 5/1 CMT 360 177026.02 178200.00 1111.74
21125331 B.Cendant A MEDIUM 20030301 F. 5/1 CMT 360 331675.85 333600.00 2054.04
21086665 B.Cendant A MEDIUM 20030301 F. 5/1 CMT 360 332095.52 334000.00 2069.55
22107551 B.Cendant A MEDIUM 20030401 F. 5/1 CMT 360 397738.72 400000.00 2239.89
20676862 B.Cendant A MEDIUM 20030301 F. 5/1 CMT 360 566552.52 570000.00 3417.44
21594098 B.Cendant A MEDIUM 20030301 F. 5/1 CMT 360 206840.54 208012.00 1297.73
20804670 B.Cendant A MEDIUM 20030301 F. 5/1 CMT 360 198448.52 199500.00 1164.23
21767850 B.Cendant A MEDIUM 20030401 F. 5/1 CMT 360 374860.25 376800.00 2228.92
21690615 B.Cendant A LONG 20030401 G. 7/1 CMT 360 354611.21 356200.00 2280.79
2424711 E.SEQUOIA#3 SHORT 19960401 F. 5/1 CMT 360 93870.99 107000.00 533.69
3069911 E.SEQUOIA#3 SHORT 19980301 F. 5/1 CMT 360 84830.90 194907.00 464.05
3155769 E.SEQUOIA#3 SHORT 19980401 F. 5/1 CMT 360 17871.92 60000.00 194.74
3169059 E.SEQUOIA#3 SHORT 19980301 F. 5/1 CMT 360 119986.12 266000.00 693.42
3173747 E.SEQUOIA#3 SHORT 19980301 F. 5/1 CMT 360 173347.09 175000.00 948.04
3188422 E.SEQUOIA#3 SHORT 19980301 F. 5/1 CMT 360 277237.20 280000.00 1516.87
3199528 E.SEQUOIA#3 SHORT 19980401 F. 5/1 CMT 360 168626.35 170000.00 908.73
3200797 E.SEQUOIA#3 SHORT 19980501 F. 5/1 CMT 360 38691.36 275000.00 614.00
3206794 E.SEQUOIA#3 SHORT 19980301 F. 5/1 CMT 360 91789.58 92500.00 494.66
3208691 E.SEQUOIA#3 SHORT 19980301 F. 5/1 CMT 360 170375.42 172000.00 931.79
3209889 E.SEQUOIA#3 SHORT 19980401 F. 5/1 CMT 360 173602.34 175000.00 935.80
3224797 E.SEQUOIA#3 SHORT 19980401 F. 5/1 CMT 360 99038.35 157500.00 534.76
3225315 E.SEQUOIA#3 SHORT 19980401 F. 5/1 CMT 360 57445.34 58500.00 309.57
3238060 E.SEQUOIA#3 SHORT 19980501 F. 5/1 CMT 360 55561.18 56000.00 298.84
3253614 E.SEQUOIA#3 SHORT 19980401 F. 5/1 CMT 360 250064.66 252000.00 1347.60
3262656 E.SEQUOIA#3 SHORT 19980401 F. 5/1 CMT 360 112143.19 216000.00 614.58
3273281 E.SEQUOIA#3 SHORT 19980501 F. 5/1 CMT 360 114338.73 215000.00 614.98
4707156 E.SEQUOIA#3 SHORT 19980501 F. 5/1 CMT 360 99696.18 108750.00 557.18
1000124919 A.Xxx XXXX 20021101 G. 7/6 LIBOR 360 495368.05 500000.00 3160.34
1000126757 A.Ivy SHORT 20021001 A. MTA 360 411198.48 419000.00 1755.24
1000127375 A.Ivy SHORT 20021001 D. 2/6 LIBOR 360 111305.51 112100.00 852.04
1000130733 A.Ivy SHORT 20020901 A. COFI 360 407939.13 416000.00 1742.67
1000139024 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 813033.10 815950.00 5845.57
1000148912 A.Ivy SHORT 20021201 A. 6 MO LIBOR 300 798997.07 800000.00 2666.67
1000151677 A.Ivy MEDIUM 20021101 F. 5/6 LIBOR 360 113000.00 113000.00 541.46
1000157083 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 92920.71 93200.00 651.67
1000161528 A.Ivy MEDIUM 20030201 F. 5/6 LIBOR 360 108354.11 108960.00 743.30
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
1000161544 A.Ivy MEDIUM 20030201 F. 5/6 LIBOR 360 109945.24 110560.00 754.21
1000161765 A.Ivy MEDIUM 20030201 F. 5/6 LIBOR 360 109945.24 110560.00 754.21
1000162332 A.Ivy MEDIUM 20030501 F. 5/1 LIBOR 360 405327.94 407000.00 2407.56
1000162620 A.Ivy MEDIUM 20021201 F. 5/6 LIBOR 360 59066.86 59400.00 456.73
1000169285 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 115426.25 115800.00 780.17
1000171388 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 490462.11 493000.00 2916.28
1000172397 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 165438.34 166500.00 958.47
1000173312 A.Ivy MEDIUM 20030501 E. 3/6 LIBOR 360 150300.92 150700.00 1118.95
1000179375 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 242639.09 243650.00 1621.01
1000179697 A.Ivy SHORT 20030101 A. MTA 360 111498.37 112950.00 473.16
1000190720 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 99543.06 100000.00 632.07
1000193120 A.Ivy MEDIUM 20030301 F. 5/6 LIBOR 360 626366.36 630000.00 3879.02
1000194398 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 727025.15 730000.00 4494.74
1000197188 A.Ivy MEDIUM 20030301 F. 5/6 LIBOR 360 496497.50 499990.00 2878.22
1000197565 A.Ivy MEDIUM 20030201 F. 5/6 LIBOR 360 62523.65 62900.00 413.21
1000197648 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 444455.17 446500.00 3121.99
1000198280 A.Ivy MEDIUM 20030301 E. 3/6 LIBOR 360 148558.59 149400.00 932.07
1000198880 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 110639.32 111100.00 739.15
0000000000 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 330926.79 332000.00 2494.21
0000000000 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 330926.79 332000.00 2494.21
0000000000 A.Ivy MEDIUM 20030201 F. 5/6 LIBOR 360 123221.35 124000.00 793.99
1000201657 A.Ivy MEDIUM 20030301 F. 5/6 LIBOR 360 367066.77 369000.00 2393.33
1000202446 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 32457.29 33000.00 242.14
1000202503 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 49817.38 50000.00 386.67
1000203758 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 249336.05 250400.00 1644.95
1000203812 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 170290.92 171000.00 1137.67
1000203836 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 274412.33 275500.00 1879.40
0000000000 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 224195.65 225000.00 1611.93
1000205774 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 274515.12 275500.00 1973.72
1000206905 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 449368.11 452000.00 2856.95
1000207060 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 176238.25 177000.00 1268.05
1000207072 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 175072.37 176000.00 1027.09
1000207338 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 112638.27 114000.00 768.04
1000207871 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 127917.56 128400.00 897.79
1000207950 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 127917.56 128400.00 897.79
1000207952 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 127917.56 128400.00 897.79
1000208534 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 665196.09 668000.00 4843.46
1000208614 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 123750.00 123750.00 670.31
1000208899 A.Ivy SHORT 20021201 D. 2/6 LIBOR 360 65377.28 65700.00 535.74
1000210800 A.Ivy SHORT 20030101 D. 2/6 LIBOR 360 115020.27 115500.00 960.67
1000211435 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 331311.37 332500.00 2382.07
1000211499 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 136316.33 137000.00 911.46
1000211558 A.Ivy MEDIUM 20030301 F. 5/6 LIBOR 360 331673.75 333350.00 2359.43
1000211638 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 375874.63 377600.00 2386.69
1000211736 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 100348.94 100700.00 730.14
1000211934 A.Ivy MEDIUM 20030401 E. 3/6 LIBOR 360 103477.14 104000.00 623.53
0000000000 A.Ivy MEDIUM 20030401 E. 3/6 LIBOR 360 808549.75 812000.00 5334.27
1000212166 A.Ivy MEDIUM 20030301 E. 3/6 LIBOR 360 184206.75 185250.00 1155.72
1000212437 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 152365.59 153000.00 1017.91
1000212639 A.Ivy MEDIUM 20030401 E. 3/6 LIBOR 360 154108.91 154850.00 991.52
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
1000212669 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 234183.81 235000.00 1524.21
1000212826 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 800668.74 803200.00 6104.90
1000213159 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 101397.08 102000.00 619.76
1000213191 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 138252.35 138700.00 934.45
1000213595 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 112202.63 112500.00 835.31
1000213840 A.Ivy MEDIUM 20030401 E. 3/6 LIBOR 360 92395.98 92800.00 601.90
1000213957 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 67164.02 67450.00 465.86
1000220169 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 167359.63 170100.00 1174.84
1000220202 A.Ivy MEDIUM 20030401 E. 3/6 LIBOR 360 211886.94 212900.00 1363.23
1000220567 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 410001.06 412500.00 2214.39
1000220609 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 193358.34 194300.00 1196.34
1000220828 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 119612.09 120000.00 901.52
1000220992 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 634684.87 637500.00 4187.92
1000221491 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 153971.72 155000.00 785.37
0000000000 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 191011.62 192000.00 1135.75
1000221665 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 79789.82 80000.00 595.68
1000221757 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 128124.40 128800.00 761.90
1000222614 A.Ivy MEDIUM 20030401 E. 3/6 LIBOR 360 320762.87 322200.00 2063.08
1000222943 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 175083.30 175700.00 1273.95
1000223079 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 116839.98 117200.00 809.47
1000223128 A.Ivy MEDIUM 20030301 F. 5/6 LIBOR 360 434593.64 437500.00 2484.08
1000223183 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 352200.47 354250.00 1956.18
1000223189 A.Ivy MEDIUM 20030301 F. 5/6 LIBOR 360 167181.83 168000.00 1131.85
1000223417 A.Ivy MEDIUM 20030301 F. 5/6 LIBOR 360 179123.45 180000.00 1212.69
1000223464 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 289352.26 290700.00 2007.79
1000223701 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 139089.62 139750.00 867.29
1000223743 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 183503.33 184300.00 1204.57
1000223961 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 54758.40 54950.00 398.43
1000224035 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 151433.33 151900.00 1167.98
0000000000 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 78788.35 79150.00 500.28
1000224147 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 410291.59 412000.00 2741.05
1000224148 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 297348.58 299000.00 1697.69
1000224411 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 388983.18 391200.00 2314.10
0000000000 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 313560.70 315000.00 1991.01
1000225002 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 273647.30 275000.00 1669.15
1000225165 A.Ivy SHORT 20030201 D. 2/6 LIBOR 360 103456.16 104800.00 723.83
1000225208 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 247618.68 248900.00 1472.34
1000225230 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 186136.38 187000.00 1032.62
1000225615 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 148043.27 148675.00 976.69
1000230153 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 287842.56 288800.00 2144.33
0000000000 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 357762.15 360000.00 2015.90
1000230369 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 449418.70 451200.00 3077.98
1000230419 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 359905.61 362000.00 1998.98
1000230819 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 171991.20 172800.00 1078.05
1000230888 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 359006.12 361000.00 2049.72
1000230949 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 135393.39 136000.00 870.82
0000000000 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 44757.99 45000.00 295.62
1000231155 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 215860.23 216900.00 1335.49
1000231160 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 290496.82 292000.00 1727.29
1000231322 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 277000.00 277000.00 1240.73
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
1000231461 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 141909.09 142500.00 948.06
1000231521 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 267903.35 269100.00 1858.61
1000231657 A.Ivy MEDIUM 20030501 E. 3/6 LIBOR 360 294894.59 296000.00 1846.66
0000000000 A.Ivy SHORT 20030201 D. 2/6 LIBOR 360 148726.27 149390.00 1135.47
1000231866 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 222599.92 223650.00 1469.22
1000231964 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 409777.01 412000.00 2371.70
1000232352 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 198591.21 200000.00 1135.58
1000232621 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 174974.12 175500.00 1227.12
1000232725 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 231830.84 232750.00 1587.77
1000232890 A.Ivy MEDIUM 20030401 E. 3/6 LIBOR 360 124992.04 125900.00 854.59
1000232967 A.Ivy MEDIUM 20030401 E. 3/6 LIBOR 360 53703.65 53900.00 382.61
1000232991 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 134691.99 135200.00 945.34
1000233003 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 290704.19 291600.00 2014.01
1000233090 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 581692.92 585000.00 3275.83
1000233173 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 418962.23 420750.00 2764.03
1000233234 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 177253.75 177800.00 1367.13
1000233352 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 104825.64 105200.00 673.61
1000233481 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 106587.87 107000.00 739.02
1000233482 A.Ivy MEDIUM 20030401 E. 3/6 LIBOR 360 87356.50 87800.00 524.99
1000233611 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 104526.70 104900.00 671.69
0000000000 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 158688.09 159500.00 1034.52
1000233701 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 139262.12 140000.00 817.00
1000233772 A.Ivy MEDIUM 20030501 E. 3/6 LIBOR 360 121013.95 121400.00 824.05
1000233807 A.Ivy MEDIUM 20030501 E. 3/6 LIBOR 360 94627.82 95000.00 577.23
1000233935 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 146992.52 147400.00 1071.82
1000233961 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 169165.90 169800.00 1059.33
1000234146 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 356017.60 357500.00 2378.46
1000234166 A.Ivy SHORT 20030201 D. 2/6 LIBOR 360 128686.81 129500.00 829.21
0000000000 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 103212.26 103500.00 750.45
1000234217 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 210816.33 211500.00 1588.93
1000234452 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 139262.12 140000.00 817.00
1000234523 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 105549.73 105900.00 795.59
1000234789 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 251185.43 252000.00 1893.19
1000234826 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 542241.54 544000.00 4086.89
1000234840 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 38880.15 39000.00 299.88
1000235132 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 246723.34 248000.00 1467.01
1000235448 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 397894.64 400000.00 2594.39
1000235696 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 190357.07 191200.00 1085.62
1000235744 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 277833.03 280250.00 1794.47
1000235872 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 70592.79 74200.00 481.26
1000235883 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 85178.74 85500.00 597.83
1000235895 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 109964.17 110400.00 753.12
1000235925 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 49894.18 50100.00 296.36
1000235959 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 99710.61 100000.00 716.41
1000236093 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 44889.76 45000.00 346.02
1000236427 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 382245.40 384000.00 2427.14
1000236484 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 263014.10 264000.00 1647.02
0000000000 A.Ivy MEDIUM 20030501 E. 3/6 LIBOR 360 154386.96 155000.00 936.79
1000237071 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 583065.07 585000.00 3892.02
1000237120 A.Ivy MEDIUM 20030501 E. 3/6 LIBOR 360 237671.66 238500.00 1546.91
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
1000237239 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 287759.59 301000.00 2053.35
1000237244 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 123327.79 123900.00 684.18
1000237501 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 164985.40 165650.00 993.16
1000237525 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 134582.21 135200.00 854.56
1000237532 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 321606.22 322700.00 2119.91
1000237576 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 80724.61 81000.00 594.35
1000237600 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 106677.19 107100.00 730.61
0000000000 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 152395.97 153000.00 1043.73
1000237914 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 85467.06 85850.00 549.71
0000000000 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 122633.71 123750.00 751.92
1000238326 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 39889.10 40000.00 321.85
1000238517 A.Ivy MEDIUM 20030501 E. 3/6 LIBOR 360 56733.54 57000.00 384.02
1000238544 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 121933.53 122300.00 855.14
1000238663 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 358629.83 359900.00 2334.30
1000238724 A.Ivy SHORT 20030101 D. 2/6 LIBOR 360 108649.16 109250.00 801.64
1000238807 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 61871.02 62035.00 460.61
1000238855 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 99088.76 99450.00 738.07
1000239025 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 129356.72 130000.00 687.97
1000239048 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 235551.15 236500.00 1417.94
1000239270 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 79381.43 79581.00 611.91
0000000000 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 278996.14 280250.00 2032.01
1000239483 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 119615.01 120000.00 810.89
1000239502 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 99661.05 100000.00 656.93
1000239509 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 195094.81 196000.00 1082.32
1000239510 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 94877.31 95200.00 625.40
1000239515 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 95674.62 96000.00 630.65
1000239597 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 330789.66 332000.00 2098.47
1000239681 A.Ivy MEDIUM 20030501 E. 3/6 LIBOR 360 53743.42 53900.00 382.61
1000239702 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 96297.13 96750.00 603.60
1000239738 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 673127.66 676000.00 4440.84
1000239748 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 109578.63 110000.00 677.29
1000239782 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 242131.32 243000.00 1740.88
1000239913 A.Ivy MEDIUM 20030501 E. 3/6 LIBOR 360 67833.42 68000.00 522.87
1000240286 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 123184.00 124000.00 763.49
1000240300 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 156762.13 157500.00 995.51
1000240342 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 113283.94 113800.00 776.32
1000240369 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 58320.29 58500.00 449.81
1000240409 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 131061.40 131400.00 987.16
1000240460 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 152481.92 153000.00 1005.61
1000240747 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 429574.46 431000.00 2867.45
1000240883 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 228758.99 230000.00 1324.01
1000240891 A.Ivy MEDIUM 20030501 E. 3/6 LIBOR 360 187131.77 188000.00 1038.14
0000000000 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 312231.51 313500.00 2112.11
1000240984 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 77660.40 78000.00 505.91
1000240987 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 79701.23 80000.00 499.10
1000241196 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 85180.71 85500.00 533.41
1000241243 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 238890.89 239900.00 1399.99
1000241307 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 150389.00 151000.00 1017.32
1000241425 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 328507.98 329700.00 2390.56
1000241487 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 477535.71 479200.00 3108.08
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
1000241697 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 136324.89 136800.00 887.28
1000241919 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 108440.14 108800.00 723.85
1000242037 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 310456.11 312000.00 1651.13
1000243301 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 227034.46 227700.00 1611.65
1000243530 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 335664.28 336600.00 2440.58
1000243544 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 63661.38 63900.00 398.65
1000243639 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 625871.42 628000.00 4125.51
1000243707 A.Ivy SHORT 20030201 D. 2/6 LIBOR 360 81199.05 81600.00 591.66
1000243929 A.Ivy SHORT 20030201 D. 2/6 LIBOR 360 444306.28 446500.00 3237.43
1000244075 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 377124.55 379000.00 2005.70
1000244249 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 139038.58 139500.00 928.10
1000244421 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 181766.53 182400.00 1183.04
1000244634 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 609658.39 612000.00 3768.19
1000244656 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 66335.62 66600.00 410.07
0000000000 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 100896.99 101250.00 734.13
1000244965 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 422697.55 424000.00 2928.46
1000245006 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 225489.85 226400.00 1675.47
0000000000 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 382144.93 383800.00 2746.94
1000245167 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 206394.99 207000.00 1465.13
1000245270 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 336214.03 337250.00 2329.30
1000245331 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 116658.03 117000.00 828.12
1000245414 A.Ivy SHORT 20030301 D. 2/6 LIBOR 360 153735.45 154400.00 1106.15
1000245473 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 342389.95 344000.00 2146.11
1000245497 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 295200.00 295200.00 1445.25
1000245623 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 228534.65 229500.00 1339.30
1000246058 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 77619.31 77900.00 531.42
1000246665 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 99564.64 100000.00 648.60
1000246971 A.Ivy MEDIUM 20030501 F. 5/6 LIBOR 360 163693.27 164250.00 1079.01
1000247201 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 56215.93 56500.00 338.75
0000000000 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 199253.12 200000.00 1247.74
1000247927 A.Ivy MEDIUM 20030401 E. 3/6 LIBOR 360 189648.34 190400.00 1298.86
1000248001 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 125675.27 126000.00 946.60
0000000000 A.Ivy MEDIUM 20030401 E. 3/6 LIBOR 360 198945.86 200000.00 1167.15
1000249820 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 117988.79 118400.00 767.94
1000251173 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 139643.30 140000.00 1067.07
1000251699 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 354502.52 356000.00 2077.52
1000252854 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 117056.06 117520.00 801.69
0000000000 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 64767.63 65000.00 465.67
9000225238 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 244464.51 245700.00 1473.10
9000225256 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 196340.83 197100.00 1361.32
9000225258 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 293552.84 294500.00 2217.66
9000225274 A.Ivy SHORT 20030401 D. 2/6 LIBOR 360 141764.86 142400.00 911.80
0000000000 A.Ivy MEDIUM 20030401 F. 5/6 LIBOR 360 397891.78 400000.00 2334.29
0000000000 A.Ivy SHORT 20030501 D. 2/6 LIBOR 360 241408.64 242250.00 1571.23
6971329 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 210330.00 210330.00 609.30
6971105 D.EMC MEDIUM 20030501 E. 3/6 LIBOR 360 153522.89 238100.00 1190.50
6934996 D.EMC SHORT 20030401 A. 1 MO LIBOR 360 285140.00 285140.00 826.01
6968473 D.EMC MEDIUM 20030501 E. 3/6 LIBOR 360 205595.85 206000.00 944.17
6891261 D.EMC SHORT 20030301 A. 1 MO LIBOR 360 339000.34 342000.00 1745.63
6938880 D.EMC SHORT 20030401 A. 1 MO LIBOR 360 152989.75 153000.00 443.19
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
6940670 D.EMC SHORT 20030401 A. 6 MO LIBOR 360 320885.00 320885.00 1470.72
6936041 D.EMC SHORT 20030401 A. 1 MO LIBOR 360 145199.98 145200.00 420.63
6975627 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 231300.00 231300.00 670.05
6971303 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 252000.00 252000.00 730.01
6968721 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 260955.00 260955.00 1277.59
6942882 D.EMC SHORT 20030501 A. 6 MO LIBOR 360 135627.93 135675.00 664.24
6964795 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 166500.00 166500.00 482.33
6940589 D.EMC SHORT 20030401 A. 6 MO LIBOR 360 317914.92 319560.00 1890.32
6964985 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 123750.00 123750.00 358.49
6967780 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 252000.00 252000.00 730.01
6967806 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 139410.00 139410.00 403.85
6975445 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 141200.00 141200.00 558.92
6812010 D.EMC SHORT 20030201 A. 1 MO LIBOR 360 262328.38 264000.00 759.93
6969869 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 319599.36 319600.00 1631.29
6967749 D.EMC SHORT 20030501 A. 6 MO LIBOR 360 172000.00 172000.00 842.08
6946107 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 569600.00 569600.00 2492.00
6968101 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 279148.00 279148.00 1541.13
6971261 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 151200.00 151200.00 438.01
6893960 D.EMC SHORT 20030301 A. 1 MO LIBOR 360 360000.00 360000.00 1042.88
6965230 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 145600.00 145600.00 712.83
6945323 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 191600.00 191600.00 838.25
6966030 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 289600.00 289600.00 1176.50
6937312 D.EMC SHORT 20030401 A. 1 MO LIBOR 360 80000.00 80000.00 231.75
6937346 D.EMC SHORT 20030401 A. 1 MO LIBOR 360 186623.59 187200.00 540.62
6937643 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 783999.99 784000.00 2286.67
6937908 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 435576.24 436000.00 1270.43
6936025 D.EMC SHORT 20030401 A. 1 MO LIBOR 360 84000.00 84000.00 243.34
6963680 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 279999.78 280000.00 816.67
6945083 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 242801.10 243920.00 1097.22
6964035 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 319733.01 319905.00 1199.64
6964878 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 135200.00 135200.00 391.66
6976047 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 600000.00 600000.00 3125.00
6967657 D.EMC SHORT 20030501 A. 6 MO LIBOR 360 253598.20 253600.00 1030.85
6934590 D.EMC SHORT 20030401 A. 1 MO LIBOR 360 281600.00 281600.00 821.34
6935274 D.EMC SHORT 20030401 A. 6 MO LIBOR 360 279200.00 279200.00 1337.83
6942239 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 238800.00 238800.00 1343.25
6945638 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 388000.00 388000.00 1940.00
6964837 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 319200.00 319200.00 1695.75
6967608 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 175680.00 175680.00 508.92
6967764 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 220000.00 220000.00 637.31
6968077 D.EMC SHORT 20030601 A. 6 MO LIBOR 360 426000.00 426000.00 1863.75
6945208 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 238953.86 239960.00 697.03
6942734 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 322700.00 322700.00 934.82
6971410 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 291324.00 291324.00 843.93
6938864 D.EMC SHORT 20030401 A. 1 MO LIBOR 360 399333.35 400000.00 1156.81
6959787 D.EMC SHORT 20030301 A. 6 MO LIBOR 360 190000.00 190000.00 1128.13
6934731 D.EMC MEDIUM 20030401 F. 5/6 LIBOR 360 93000.00 93000.00 465.00
6942692 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 649019.29 650000.00 1880.13
6967830 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 150400.00 150400.00 435.69
6941066 D.EMC SHORT 20030501 A. 6 MO LIBOR 360 538000.00 538000.00 2409.79
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
6889919 D.EMC SHORT 20030401 A. 1 MO LIBOR 360 216566.13 217300.00 928.05
6972004 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 150000.00 150000.00 687.50
6972087 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 150000.00 150000.00 687.50
6959605 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 359052.65 360000.00 2097.00
6959795 D.EMC MEDIUM 20030301 E. 3/6 LIBOR 360 525000.00 525000.00 3226.56
6971204 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 244999.99 245000.00 791.15
6964803 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 135100.00 135100.00 391.37
6959589 D.EMC SHORT 20030301 A. 6 MO LIBOR 360 525000.00 525000.00 2460.94
6959746 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 223948.81 224000.00 1236.67
6996235 D.EMC SHORT 20030301 A. 6 MO LIBOR 360 401957.29 402500.00 2006.44
6996326 D.EMC SHORT 20030401 A. 6 MO LIBOR 360 238000.00 238000.00 1066.04
6959779 D.EMC SHORT 20030301 A. 6 MO LIBOR 360 203208.00 203208.00 825.53
6943278 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 231500.00 231500.00 1085.16
6942650 D.EMC MEDIUM 20030201 E. 3/6 LIBOR 360 450000.00 450000.00 1968.75
6942395 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 95200.00 95200.00 275.78
6959688 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 637500.00 637500.00 3851.56
6935498 D.EMC SHORT 20030301 A. 6 MO LIBOR 360 650000.00 650000.00 2640.63
6938872 D.EMC SHORT 20030401 A. 1 MO LIBOR 360 111000.00 111000.00 321.55
6936017 D.EMC SHORT 20030401 A. 1 MO LIBOR 360 196425.77 196900.00 569.02
6896153 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 1946000.00 1946000.00 8919.17
6971287 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 128853.82 130000.00 373.27
6969406 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 299000.01 300000.00 872.07
6942387 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 125000.00 125000.00 362.11
6969521 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 80000.00 80000.00 231.75
6937288 D.EMC MEDIUM 20030501 E. 3/6 LIBOR 360 380000.00 380000.00 1583.33
6975429 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 155000.00 155000.00 645.83
6944565 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 209493.94 210377.00 1525.38
6934715 D.EMC MEDIUM 20030301 F. 5/6 LIBOR 360 113434.63 113950.00 796.75
6964647 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 257760.33 258500.00 1591.63
9054875 D.EMC MEDIUM 20030301 E. 3/6 LIBOR 360 386335.05 388800.00 2268.93
9054883 D.EMC SHORT 20030201 D. 2/6 LIBOR 360 102991.46 103500.00 750.45
6877278 D.EMC SHORT 20021201 D. 2/6 LIBOR 360 358176.20 360000.00 2896.64
6971675 D.EMC MEDIUM 20030501 F. 5/1 CMT 360 260798.35 261900.00 1528.38
6968986 D.EMC MEDIUM 20030401 F. 5/1 CMT 360 318004.55 319500.00 1993.27
6943658 D.EMC MEDIUM 20030401 F. 5/6 LIBOR 360 165809.59 166500.00 1107.73
6934939 D.EMC MEDIUM 20030401 F. 5/6 LIBOR 360 299337.54 301000.00 1709.04
6968978 D.EMC MEDIUM 20030501 F. 5/1 CMT 360 345470.28 347000.00 1970.23
6946396 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 366687.47 368000.00 2386.84
9055005 D.EMC MEDIUM 20030501 F. 5/1 LIBOR 360 228753.93 230000.00 1148.36
6971725 D.EMC MEDIUM 20030601 F. 5/1 CMT 360 209329.79 210000.00 1275.99
9054974 D.EMC MEDIUM 20030601 F. 5/1 LIBOR 360 498148.12 500000.00 2646.04
6972897 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 370400.00 370400.00 1852.00
6944045 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 546850.19 548950.00 3379.98
6945026 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 565496.02 568000.00 3225.04
6971121 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 215336.10 216000.00 1277.72
6945174 D.EMC MEDIUM 20030501 E. 3/6 LIBOR 360 231091.11 232000.00 1409.66
6931398 D.EMC MEDIUM 20030401 F. 5/6 LIBOR 360 433880.07 436000.00 2720.07
6968671 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 359041.87 360000.00 2305.12
6936991 D.EMC MEDIUM 20030401 F. 5/6 LIBOR 360 199107.94 200000.00 1280.62
6939953 D.EMC SHORT 20030501 D. 2/6 LIBOR 360 291649.48 292750.00 1826.38
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
6941272 D.EMC SHORT 20030501 D. 2/6 LIBOR 360 234983.69 236000.00 1358.55
6959704 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 201461.61 202400.00 1397.93
6959720 D.EMC SHORT 20030201 D. 2/6 LIBOR 360 218750.95 220000.00 1538.27
6959738 D.EMC MEDIUM 20030301 F. 5/6 LIBOR 360 699851.44 703200.00 4797.06
6996185 D.EMC SHORT 20030501 D. 2/6 LIBOR 360 89709.54 90000.00 606.35
6996193 D.EMC SHORT 20030401 D. 2/6 LIBOR 360 147235.42 148000.00 984.65
6996201 D.EMC SHORT 20021201 D. 2/6 LIBOR 360 476022.37 479305.00 3351.37
6963789 D.EMC SHORT 20030101 D. 2/6 LIBOR 360 399957.96 402400.00 2813.64
6936322 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 151107.46 151200.00 708.75
6941892 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 394448.62 396000.00 2406.14
6965479 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 197433.45 198000.00 1219.12
6945547 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 107712.54 108000.00 691.54
6935472 D.EMC MEDIUM 20030401 F. 5/6 LIBOR 360 294365.12 296000.00 1680.66
6938013 D.EMC SHORT 20030501 D. 2/6 LIBOR 360 190414.51 191200.00 1131.02
6942296 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 111539.88 112000.00 662.52
6959613 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 176735.14 177600.00 1196.52
6967392 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 599700.00 599700.00 2811.09
6967723 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 246906.70 248000.00 1408.12
6959621 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 356123.10 358140.00 2234.33
6890206 D.EMC SHORT 20030301 A. 1 MO LIBOR 360 567118.27 572750.00 2563.59
6930523 D.EMC SHORT 20030301 A. 1 MO LIBOR 360 643415.43 646900.00 2655.72
6941314 D.EMC SHORT 20030501 D. 2/6 LIBOR 360 127483.56 127950.00 808.73
9054933 D.EMC MEDIUM 20030601 F. 5/1 LIBOR 360 245046.34 246000.00 1264.79
9054917 D.EMC MEDIUM 20030601 F. 5/1 LIBOR 360 251827.84 253000.00 1153.81
6978027 D.EMC SHORT 20030201 D. 2/6 LIBOR 360 120854.61 121600.00 788.70
6942288 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 106560.39 107000.00 632.95
6974885 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 224356.20 225000.00 1385.36
6974893 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 224356.20 225000.00 1385.36
6959571 D.EMC MEDIUM 20030301 F. 5/6 LIBOR 360 296436.24 297750.00 2107.46
6959597 D.EMC MEDIUM 20030301 F. 5/6 LIBOR 360 280515.32 281925.00 1873.76
6959647 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 119399.97 120000.00 797.56
6959712 D.EMC SHORT 20030201 D. 2/6 LIBOR 360 134192.34 135000.00 886.85
6959753 D.EMC SHORT 20030201 D. 2/6 LIBOR 360 64840.31 65250.00 417.80
6996268 D.EMC SHORT 20030401 D. 2/6 LIBOR 360 123184.57 123750.00 782.18
6996284 D.EMC SHORT 20030401 D. 2/6 LIBOR 360 164332.36 165000.00 1111.64
6959639 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 239577.55 240750.00 1621.98
6996227 D.EMC SHORT 20030401 D. 2/6 LIBOR 360 238903.38 240000.00 1516.96
6996292 D.EMC SHORT 20030201 D. 2/6 LIBOR 360 94662.85 95250.00 617.79
6996334 D.EMC MEDIUM 20030401 F. 5/6 LIBOR 360 265143.82 266250.00 1769.58
9054909 D.EMC MEDIUM 20030601 F. 5/1 LIBOR 360 273808.23 279540.00 1416.39
6940571 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 644797.68 650000.00 2905.33
9054982 D.EMC MEDIUM 20030501 F. 5/1 LIBOR 360 571287.12 574000.00 3125.35
6959662 D.EMC SHORT 20030201 D. 2/6 LIBOR 360 201725.34 203000.00 1299.83
6959670 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 403923.94 406000.00 2667.13
6959696 D.EMC SHORT 20030201 D. 2/6 LIBOR 360 129806.06 130550.00 879.54
6959761 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 229569.52 231000.00 1366.45
6996219 D.EMC MEDIUM 20030301 F. 5/6 LIBOR 360 69650.01 70000.00 465.24
6996250 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 369056.30 371000.00 2406.30
6996276 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 104334.32 105000.00 612.75
6996300 D.EMC SHORT 20030401 D. 2/6 LIBOR 360 634226.76 637000.00 4131.57
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
6959654 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 87141.11 87500.00 641.43
6996243 D.EMC SHORT 20030301 D. 2/6 LIBOR 360 995009.59 1000000.00 6653.02
6973028 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 159484.44 160000.00 921.05
6996979 D.EMC MEDIUM 20021201 F. 5/6 LIBOR 360 198128.43 200000.00 1183.08
9054958 D.EMC MEDIUM 20030501 F. 5/1 LIBOR 360 298337.92 300000.00 1475.82
6973135 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 289065.53 290000.00 1669.41
6968408 D.EMC MEDIUM 20030301 F. 5/1 CMT 360 218644.45 220000.00 1336.74
6936421 D.EMC MEDIUM 20030301 E. 3/6 LIBOR 360 295978.78 297500.00 1954.36
6967301 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 264105.18 265000.00 1483.92
9054966 D.EMC MEDIUM 20030601 F. 5/1 LIBOR 360 482851.29 485000.00 2529.99
6972376 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 598155.81 600000.00 3549.23
9054941 D.EMC MEDIUM 20030501 F. 5/1 LIBOR 360 591127.23 594000.00 3188.72
6894877 D.EMC MEDIUM 20030401 E. 3/6 LIBOR 360 438564.27 441000.00 2503.95
6895577 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 1588871.68 1597500.00 7494.54
6944524 D.EMC SHORT 20030501 D. 2/6 LIBOR 360 994035.58 997500.00 6469.77
6996318 D.EMC SHORT 20030501 D. 2/6 LIBOR 360 996441.55 1000000.00 6403.11
6894638 D.EMC SHORT 20030401 D. 2/6 LIBOR 360 79568.33 80000.00 460.53
9055013 D.EMC MEDIUM 20030601 F. 5/1 LIBOR 360 412466.63 414000.00 2190.93
6944938 D.EMC SHORT 20030501 D. 2/6 LIBOR 360 996526.92 1000000.00 6485.98
9054990 D.EMC MEDIUM 20030601 F. 5/1 LIBOR 360 131503.53 136500.00 681.53
9054891 D.EMC MEDIUM 20030601 F. 5/1 LIBOR 360 180348.81 181100.00 890.91
3274006638 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 47723.16 48000.00 295.54
3262003849 F.First Nevada MEDIUM 20030201 F. 5/6 LIBOR 360 59595.21 60000.00 369.43
0000000000 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 60588.31 60750.00 388.99
3254005280 F.First Nevada SHORT 20030501 D. 2/6 LIBOR 360 68205.03 68500.00 394.32
1781004263 F.First Nevada MEDIUM 20030201 F. 5/6 LIBOR 360 81336.07 81850.00 524.09
1781004586 F.First Nevada SHORT 20030201 D. 2/6 LIBOR 360 84391.69 85000.00 509.62
1781003629 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 87250.62 88000.00 549.01
3262003251 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 87657.71 88800.00 476.70
3274009328 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 99682.76 100000.00 583.57
1162001437 F.First Nevada SHORT 20030401 D. 2/6 LIBOR 360 100300.00 100300.00 574.64
3264001501 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 102996.50 103000.00 643.73
0000000000 F.First Nevada SHORT 20030301 D. 2/6 LIBOR 360 102803.63 103400.00 636.65
3252003490 F.First Nevada SHORT 20030101 D. 2/6 LIBOR 360 103005.93 103700.00 689.92
3262003511 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 103130.03 104000.00 648.82
0000000000 F.First Nevada SHORT 20030601 D. 2/6 LIBOR 360 104667.08 105000.00 646.50
3261002322 F.First Nevada SHORT 20021201 D. 2/6 LIBOR 360 104657.16 105600.00 641.64
3254001774 F.First Nevada MEDIUM 20021001 F. 5/6 LIBOR 360 105435.48 107100.00 776.55
3274006828 F.First Nevada SHORT 20030301 D. 2/6 LIBOR 360 107377.12 108000.00 664.97
1161002772 F.First Nevada MEDIUM 20030101 F. 5/6 LIBOR 360 107725.77 108400.00 748.69
1781004298 F.First Nevada MEDIUM 20030201 F. 5/6 LIBOR 360 111826.26 112500.00 739.04
0000000000 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 113290.24 113600.00 718.03
1781003711 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 113600.00 113600.00 674.50
1781005680 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 115563.34 116100.00 659.20
3254004763 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 117000.00 117000.00 560.63
1162001838 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 118311.94 118800.00 702.75
3261001980 F.First Nevada SHORT 20021101 D. 2/6 LIBOR 360 118990.18 120000.00 0.00
1781005868 F.First Nevada SHORT 20030601 D. 2/6 LIBOR 360 120350.79 120747.00 743.46
0000000000 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 122981.39 123000.00 666.15
3254001491 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 124720.09 126000.00 838.28
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
0000000000 F.First Nevada MEDIUM 20030601 E. 3/6 LIBOR 360 125630.73 126000.00 765.59
3252004444 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 130050.00 130050.00 636.70
3262002721 F.First Nevada MEDIUM 20021101 F. 5/6 LIBOR 360 131314.64 132300.00 936.41
3262005397 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 132370.17 132750.00 817.36
3254005712 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 133725.41 134100.00 836.61
1162001565 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 134239.77 135000.00 842.22
1781005109 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 134453.27 135200.00 767.65
1781004304 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 134999.99 135000.00 773.44
3262004664 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 139438.32 140000.00 839.37
1781003497 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 143782.22 144000.00 778.82
1781004727 F.First Nevada SHORT 20030301 D. 2/6 LIBOR 360 144000.54 146250.00 853.48
1781003517 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 145118.51 146250.00 960.76
3262004715 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 150422.42 151000.00 929.73
3254004437 F.First Nevada SHORT 20030301 D. 2/6 LIBOR 360 151550.41 152000.00 773.54
1161004244 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 154421.16 155000.00 967.00
3261003995 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 157004.31 157500.00 919.13
3100001261 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 157218.16 158000.00 836.15
3261001971 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 158731.89 160000.00 1037.76
0000000000 F.First Nevada SHORT 20030101 D. 2/6 LIBOR 360 158902.80 160000.00 1051.09
1781002257 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 162176.83 163800.00 1117.40
1162002102 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 165166.71 165800.00 915.55
1781004960 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 165125.09 166000.00 968.73
3254004308 F.First Nevada SHORT 20030301 D. 2/6 LIBOR 360 165485.13 166400.00 1051.76
3262003877 F.First Nevada SHORT 20030201 D. 2/6 LIBOR 360 165403.01 167400.00 1017.14
3274003835 F.First Nevada SHORT 20021201 D. 2/6 LIBOR 360 171290.93 172800.00 1164.19
1162000543 F.First Nevada MEDIUM 20021101 F. 5/6 LIBOR 360 172582.83 174400.00 1160.29
3262002730 F.First Nevada SHORT 20021101 D. 2/6 LIBOR 360 173699.79 173700.00 1049.44
3254002313 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 173406.66 174600.00 975.41
3262002010 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 182741.29 184400.00 1305.17
1781002219 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 182843.52 184600.00 1274.99
1162001795 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 183042.44 184100.00 1045.30
0000000000 F.First Nevada SHORT 20030101 D. 2/6 LIBOR 360 183203.92 184500.00 1196.66
3275003179 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 183752.93 185000.00 1094.34
1781003382 F.First Nevada MEDIUM 20021101 F. 5/6 LIBOR 360 185432.94 187200.00 1183.23
0000000000 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 195200.00 195200.00 894.67
1781004706 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 194896.65 196200.00 1114.00
0000000000 F.First Nevada SHORT 20030601 D. 2/6 LIBOR 360 197993.67 198000.00 989.97
1781003461 F.First Nevada MEDIUM 20021101 F. 5/6 LIBOR 360 197515.87 199500.00 1212.18
3261002373 F.First Nevada MEDIUM 20030201 F. 5/6 LIBOR 360 198832.19 200000.00 1330.60
0000000000 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 202447.40 203200.00 1075.35
1161003883 F.First Nevada SHORT 20030401 D. 2/6 LIBOR 360 204465.11 205450.00 1264.99
1781004903 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 204300.85 207000.00 1224.48
1781005705 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 209290.89 210000.00 1175.94
1781005162 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 210908.66 212000.00 1254.06
3261003732 F.First Nevada SHORT 20030501 D. 2/6 LIBOR 360 212464.39 213300.00 1296.03
1162001902 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 214970.20 215000.00 1052.46
1781003460 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 218170.77 220000.00 1390.55
3255003340 F.First Nevada SHORT 20021201 D. 2/6 LIBOR 360 219200.00 219200.00 1096.00
0000000000 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 219117.36 220000.00 1319.01
1781005998 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 219941.06 220500.00 1448.53
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
1161001553 F.First Nevada MEDIUM 20020901 E. 3/6 LIBOR 360 224994.96 225000.00 1312.47
0000000000 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 224835.89 226400.00 1375.63
1781003514 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 225816.01 228000.00 1330.55
1781003155 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 226153.06 227500.00 1238.71
0000000000 F.First Nevada SHORT 20030301 D. 2/6 LIBOR 360 226776.26 228000.00 1459.91
1162001435 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 228795.00 230000.00 1491.78
1781004099 F.First Nevada MEDIUM 20030101 F. 5/6 LIBOR 360 231273.39 231300.00 1517.73
1781003111 F.First Nevada SHORT 20021201 D. 2/6 LIBOR 360 232297.07 233900.00 1635.46
1162001770 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 233681.32 235000.00 1352.79
1162001504 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 236305.79 238000.00 1351.34
3262005048 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 237651.32 238500.00 1527.14
3252002557 F.First Nevada SHORT 20021001 D. 2/6 LIBOR 360 238494.99 238500.00 1440.91
1781005759 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 238490.99 238500.00 1316.67
3262004962 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 241173.95 242100.00 1490.65
3252002538 F.First Nevada MEDIUM 20021101 F. 5/6 LIBOR 360 242877.18 242900.00 1315.58
3274008219 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 242114.11 243000.00 1535.93
3262003461 F.First Nevada SHORT 20030101 D. 2/6 LIBOR 360 243007.06 243050.00 1442.85
0000000000 F.First Nevada SHORT 20030201 D. 2/6 LIBOR 360 243983.50 244000.00 1321.58
1781006066 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 244000.00 244000.00 1118.33
1781005500 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 242862.11 244000.00 1347.38
1781005588 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 248922.53 250000.00 1439.14
1781004828 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 251960.87 252000.00 1259.80
3274005141 F.First Nevada SHORT 20021201 D. 2/6 LIBOR 360 251790.75 254000.00 1689.87
1781004312 F.First Nevada SHORT 20030201 D. 2/6 LIBOR 360 252785.87 252800.00 1474.58
3274007230 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 258570.48 260000.00 1643.38
3274006860 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 258597.11 260000.00 1496.71
3252003845 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 259530.17 261000.00 1628.30
3261002277 F.First Nevada MEDIUM 20030101 F. 5/6 LIBOR 360 261387.35 263500.00 1842.43
0000000000 F.First Nevada MEDIUM 20021101 F. 5/6 LIBOR 360 261668.59 264000.00 1712.30
3275003065 F.First Nevada SHORT 20030101 D. 2/6 LIBOR 360 262113.68 264060.00 1669.04
3252003032 F.First Nevada MEDIUM 20021001 F. 5/6 LIBOR 360 263342.63 263500.00 1563.60
3262005311 F.First Nevada SHORT 20030601 D. 2/6 LIBOR 360 262789.80 263600.00 1559.29
1781005447 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 262940.86 264000.00 1582.81
1162000667 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 265488.11 265500.00 1631.65
3254001417 F.First Nevada SHORT 20020901 D. 2/6 LIBOR 360 266294.97 266300.00 1497.91
1781003592 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 265550.22 268000.00 1606.80
3254003998 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 270000.00 270000.00 1434.38
1781002785 F.First Nevada MEDIUM 20021001 F. 5/6 LIBOR 360 269220.66 272000.00 1719.23
1781004831 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 272759.68 274500.00 1601.91
1781005550 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 277215.97 278200.00 1514.76
3261003243 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 277458.99 279000.00 1584.13
1781004368 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 278820.99 280500.00 1866.17
1161001566 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 281420.46 285000.00 1824.89
1781005282 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 287777.60 288000.00 1648.73
1781006129 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 288000.00 288000.00 1470.00
3252004548 F.First Nevada SHORT 20030601 D. 2/6 LIBOR 360 288000.00 288000.00 1350.00
3254000916 F.First Nevada MEDIUM 20020901 F. 5/6 LIBOR 360 292399.97 292500.00 1705.67
3261003536 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 291652.94 292800.00 1779.08
3254005680 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 294940.00 296100.00 1799.13
3274006221 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 298023.70 300000.00 1871.61
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
3274006140 F.First Nevada MEDIUM 20030101 F. 5/6 LIBOR 360 298638.04 300700.00 1975.38
1781003113 F.First Nevada SHORT 20021101 D. 2/6 LIBOR 360 299969.50 300000.00 1468.60
1781002337 F.First Nevada MEDIUM 20020901 F. 5/6 LIBOR 360 304945.95 308000.00 2075.05
1781006020 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 309069.54 310000.00 1858.61
1781004728 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 312000.00 312000.00 1527.50
3261001748 F.First Nevada SHORT 20021001 D. 2/6 LIBOR 360 311040.09 314100.00 2037.25
1781005901 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 315977.11 316800.00 2054.76
3261003051 F.First Nevada SHORT 20030301 D. 2/6 LIBOR 360 317159.33 318750.00 2120.65
3274007201 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 318537.81 320000.00 2022.62
3274007662 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 318685.37 320000.00 1892.92
1781002653 F.First Nevada MEDIUM 20021001 F. 5/6 LIBOR 360 323283.96 324800.00 1986.85
3274006896 F.First Nevada SHORT 20030301 D. 2/6 LIBOR 360 328954.53 329000.00 1541.97
3252001834 X.Xxxxx Xxxxxx XXXXX 00000000 X. 0/0 XXXXX 360 328677.06 332100.00 2379.21
3255003753 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 332155.22 334000.00 1896.42
1781005488 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 338699.45 340000.00 2093.44
3274002655 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 344201.67 348000.00 2228.28
1781004998 F.First Nevada SHORT 20030401 D. 2/6 LIBOR 360 348182.14 349900.00 2126.03
3254001600 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 350000.00 350000.00 2005.21
3274003477 F.First Nevada MEDIUM 20021101 F. 5/6 LIBOR 360 351590.58 355000.00 2302.52
1781000578 X.Xxxxx Xxxxxx XXXXX 00000000 X. 0/0 XXXXX 360 354886.24 360000.00 2455.83
3255003627 F.First Nevada SHORT 20030301 D. 2/6 LIBOR 360 357972.67 360000.00 2245.93
1781004857 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 357495.17 360000.00 1987.93
3261003632 F.First Nevada SHORT 20030501 D. 2/6 LIBOR 360 358650.02 359900.00 2334.30
3274007684 F.First Nevada SHORT 20030501 D. 2/6 LIBOR 360 359683.94 361000.00 2281.77
1781004799 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 367999.01 368000.00 1801.66
1781002981 F.First Nevada MEDIUM 20021101 F. 5/6 LIBOR 360 367545.16 370900.00 2374.91
0000000000 F.First Nevada MEDIUM 20020701 F. 5/6 LIBOR 360 375764.91 380000.00 2624.57
3274004293 F.First Nevada SHORT 20021101 D. 2/6 LIBOR 360 376395.05 380000.00 2370.71
3254005310 F.First Nevada SHORT 20030501 D. 2/6 LIBOR 360 380354.95 382000.00 2199.01
1781002824 F.First Nevada SHORT 20021101 D. 2/6 LIBOR 360 388620.52 392000.00 2575.16
1162001812 F.First Nevada SHORT 20030501 D. 2/6 LIBOR 360 390106.86 391500.00 2506.82
3274008045 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 389966.23 391500.00 2378.80
1781002026 F.First Nevada MEDIUM 20020801 F. 5/6 LIBOR 360 393858.67 398000.00 2614.58
1781005927 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 395887.57 397200.00 2381.41
3274002750 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 396623.68 400500.00 2732.12
1162001652 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 397685.79 400000.00 2208.81
1781005152 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 399551.45 403500.00 2550.39
1781003924 F.First Nevada SHORT 20021201 D. 2/6 LIBOR 360 404766.41 408000.00 2646.28
1781003563 F.First Nevada SHORT 20030101 D. 2/6 LIBOR 360 408000.00 408000.00 2295.00
3262001500 F.First Nevada SHORT 20021101 D. 2/6 LIBOR 360 407777.89 411500.00 2634.88
1785003109 F.First Nevada MEDIUM 20020901 F. 5/6 LIBOR 360 407790.48 412400.00 2606.65
1161002761 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 410350.00 410350.00 2308.22
3254005410 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 410763.39 412000.00 2470.15
3274004623 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 411432.17 414000.00 3037.79
3262002325 F.First Nevada MEDIUM 20021001 F. 5/6 LIBOR 360 413531.81 417600.00 2708.55
3262005418 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 418646.65 420000.00 2417.76
0000000000 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 419855.41 420000.00 2055.54
3275003082 F.First Nevada SHORT 20030101 D. 2/6 LIBOR 360 425532.69 428400.00 2850.16
1162001591 F.First Nevada SHORT 20030501 D. 2/6 LIBOR 360 426562.10 428200.00 2636.50
1781004814 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 433212.92 435000.00 2573.19
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
3274006661 F.First Nevada SHORT 20030201 D. 2/6 LIBOR 360 436162.18 436500.00 2362.55
3274008285 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 434789.96 436500.00 2652.22
1781004259 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 437553.76 440100.00 2430.25
3274009348 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 438526.18 440000.00 2567.72
3252000726 X.Xxxxx Xxxxxx XXXXX 00000000 X. 0/0 XXXXX 360 444664.51 450000.00 3223.86
1781002569 F.First Nevada MEDIUM 20021001 F. 5/6 LIBOR 360 445615.24 450000.00 2918.69
3262002537 F.First Nevada MEDIUM 20021001 F. 5/6 LIBOR 360 445720.21 450000.00 2956.18
3262002536 F.First Nevada SHORT 20021101 D. 2/6 LIBOR 360 468046.91 468350.00 3169.07
1781004949 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 470541.66 473500.00 2651.46
0000000000 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 471551.72 474500.00 2883.11
3252003159 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 476920.72 477000.00 2881.40
3274003319 F.First Nevada MEDIUM 20021001 F. 5/6 LIBOR 360 476150.71 480000.00 3438.78
1162001866 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 480479.40 482850.00 2933.85
0000000000 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 488000.00 488000.00 2490.83
0000000000 F.First Nevada MEDIUM 20030201 F. 5/6 LIBOR 360 489950.96 493200.00 3076.93
3274008730 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 498463.18 500000.00 2957.69
3274007063 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 499999.99 500000.00 2343.75
3262003271 F.First Nevada SHORT 20021201 D. 2/6 LIBOR 360 505999.99 506000.00 2846.25
3252004533 F.First Nevada SHORT 20030501 D. 2/6 LIBOR 360 516510.15 518400.00 3276.64
3274007209 F.First Nevada SHORT 20030501 D. 2/6 LIBOR 360 520000.00 520000.00 2275.00
3252001734 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 521950.68 527000.00 3684.86
1782001171 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 522981.88 528500.00 3516.12
3262000687 X.Xxxxx Xxxxxx XXXXX 00000000 X. 0/0 XXXXX 360 530193.90 536000.00 3747.79
0000000000 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 547256.64 550000.00 3798.71
3274008490 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 557479.45 560000.00 3268.01
3274005124 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 560000.00 560000.00 3500.00
1781003358 F.First Nevada MEDIUM 20021101 F. 5/6 LIBOR 360 558390.66 564000.00 3426.92
1781005448 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 585000.00 585000.00 3351.56
1781003043 F.First Nevada MEDIUM 20021101 F. 5/6 LIBOR 360 600000.00 600000.00 3750.00
3274004789 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 599916.39 600000.00 3312.04
1781004481 F.First Nevada SHORT 20030201 D. 2/6 LIBOR 360 606549.24 610200.00 4008.58
3261001273 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 610341.91 617520.00 3852.52
3262002099 F.First Nevada MEDIUM 20021001 F. 5/6 LIBOR 360 633913.24 640000.00 4204.34
1781005381 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 640000.00 640000.00 3066.67
1781003878 F.First Nevada SHORT 20021201 D. 2/6 LIBOR 360 640000.00 640000.00 3400.00
3261001123 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 643553.32 650000.00 4379.17
3274001498 X.Xxxxx Xxxxxx XXXXX 00000000 X. 0/0 XXXXX 360 643143.66 650000.00 4769.47
3274007767 F.First Nevada SHORT 20030501 D. 2/6 LIBOR 360 697568.82 700000.00 4540.19
1781005320 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 700000.00 700000.00 3135.42
3254004610 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 731250.00 731250.00 4113.28
1785003888 F.First Nevada MEDIUM 20030501 F. 5/6 LIBOR 360 738800.00 738800.00 4001.83
1781004956 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 744732.96 745000.00 3723.66
0000000000 F.First Nevada MEDIUM 20030401 F. 5/6 LIBOR 360 749705.06 750000.00 4139.00
1781004740 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 750000.00 750000.00 3593.75
1161002977 F.First Nevada MEDIUM 20030101 F. 5/6 LIBOR 360 824999.98 825000.00 5156.25
1781004388 F.First Nevada MEDIUM 20030201 F. 5/6 LIBOR 360 876465.19 881250.00 6086.57
3252003582 F.First Nevada MEDIUM 20030201 F. 5/6 LIBOR 360 899879.79 900000.00 4874.35
1781003465 F.First Nevada MEDIUM 20021201 F. 5/6 LIBOR 360 918167.62 918750.00 5260.34
1781002440 F.First Nevada MEDIUM 20021001 F. 5/6 LIBOR 360 945079.76 955000.00 6434.01
0000000000 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 994851.13 999999.00 5915.37
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
3254003886 F.First Nevada MEDIUM 20030301 F. 5/6 LIBOR 360 999989.99 999990.00 5312.45
3261003690 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 1047554.52 1050350.00 6725.51
3262004148 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 000 1615848.75 1625000.00 10137.89
1781005915 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 460500.00 460500.00 2542.34
1781005942 F.First Nevada SHORT 20030601 D. 2/6 LIBOR 360 252396.34 252400.00 1340.86
3254006143 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 88607.74 88850.00 561.59
3274009561 X.Xxxxx Xxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 499998.74 500000.00 2760.41
1781006044 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 119000.00 119000.00 533.02
1781006155 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 145800.00 145800.00 683.44
3254006071 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 569998.74 570000.00 2790.62
3254006084 F.First Nevada MEDIUM 20030701 F. 5/6 LIBOR 360 130127.05 130400.00 760.98
1781005256 F.First Nevada MEDIUM 20030601 F. 5/6 LIBOR 360 520000.00 520000.00 2491.67
20858866 C.Cendant B SHORT 20030301 C. 1 YR CMT 360 441011.87 444400.00 2318.21
22566657 C.Cendant B SHORT 20030501 C. 1 YR CMT 360 509466.41 512000.00 2709.55
7073935491 C.Cendant B SHORT 20010801 A. 1 MO CMT 300 2554863.62 2750000.00 7185.55
7074599882 C.Cendant B SHORT 20010901 A. 1 MO CMT 300 351959.66 352000.00 806.67
7076073167 C.Cendant B SHORT 20011101 A. 1 MO PRIME 300 309999.15 310000.00 1194.79
7073946829 C.Cendant B LONG 20010301 H. 10/6 LIBOR 360 422200.00 422200.00 2682.73
21748355 H.Homebanc MEDIUM 20021101 F. 5/1 LIBOR 360 219773.38 222000.00 1260.50
21846480 H.Homebanc MEDIUM 20021201 F. 5/1 LIBOR 360 147611.56 149000.00 822.79
21843263 H.Homebanc MEDIUM 20021201 F. 5/6 LIBOR 360 100700.00 100700.00 566.44
21847744 H.Homebanc MEDIUM 20021201 F. 5/6 LIBOR 360 77732.36 78400.00 489.12
21183298 H.Homebanc MEDIUM 20030101 F. 5/1 LIBOR 360 300006.50 302700.00 1718.70
21844154 H.Homebanc MEDIUM 20030101 F. 5/1 CMT 360 369706.18 375000.00 2158.72
21860077 H.Homebanc MEDIUM 20030101 F. 5/6 LIBOR 360 102886.02 103650.00 655.14
21859558 H.Homebanc LONG 20030201 G. 7/1 LIBOR 360 381449.06 384000.00 2180.31
21210562 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 125250.00 125250.00 547.97
21213145 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 562900.00 562900.00 2697.23
21214135 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 296500.00 296500.00 1358.96
21966205 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 340000.00 340000.00 1629.17
21972617 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 125572.28 125600.00 549.38
21974316 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 350000.00 350000.00 1312.50
21978713 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 205400.00 205400.00 941.42
21979067 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 300000.00 300000.00 1375.00
21980990 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 122450.00 122450.00 561.23
21983382 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 134200.00 134200.00 615.08
21991104 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 224150.00 224150.00 957.31
21991393 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 215000.00 215000.00 985.42
21992151 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 322604.97 322700.00 1411.40
21992425 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 200000.00 200000.00 895.83
21996160 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 98171.29 98300.00 449.95
21998174 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 166400.00 166400.00 745.33
21999875 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 87000.00 87000.00 398.75
22000244 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 195750.00 195750.00 876.80
22001747 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 120000.00 120000.00 537.50
22015739 H.Homebanc MEDIUM 20030601 F. 5/6 LIBOR 360 111911.10 112200.00 512.93
21976659 H.Homebanc MEDIUM 20030501 F. 5/6 LIBOR 360 116750.00 116750.00 535.10
21903414 H.Homebanc LONG 20030501 G. 7/6 LIBOR 360 136494.19 136500.00 710.91
1501100455 G.Southstar MEDIUM 20021101 F. 5/6 LIBOR 360 155500.00 155500.00 615.52
105187801 G.Southstar MEDIUM 20030101 F. 5/6 LIBOR 360 186050.00 186050.00 813.97
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
1304000363 G.Southstar MEDIUM 20021101 F. 5/6 LIBOR 360 193037.57 193600.00 904.86
1701100266 G.Southstar SHORT 20030201 D. 2/6 LIBOR 360 235003.18 235200.00 980.00
105060404 G.Southstar MEDIUM 20030101 F. 5/6 LIBOR 360 205671.99 243200.00 988.00
1701100052 G.Southstar SHORT 20030101 D. 2/6 LIBOR 360 636997.79 637000.00 1924.27
106305501 H.Homebanc MEDIUM 20030401 F. 5/6 LIBOR 360 265600.00 265600.00 1134.33
106786700 H.Homebanc MEDIUM 20030501 E. 3/6 LIBOR 360 524000.00 524000.00 1910.42
307325803 H.Homebanc SHORT 20030601 D. 2/6 LIBOR 360 598772.77 600000.00 2931.49
1101001195 H.Homebanc MEDIUM 20030601 F. 5/6 LIBOR 360 125672.70 126000.00 817.24
1101001365 H.Homebanc MEDIUM 20030601 F. 5/6 LIBOR 360 148748.92 149000.00 852.21
1101001394 H.Homebanc MEDIUM 20030601 E. 3/6 LIBOR 360 67819.00 68000.00 435.42
1303000728 H.Homebanc MEDIUM 20030601 F. 5/6 LIBOR 360 64000.00 64000.00 360.00
1308000806 H.Homebanc MEDIUM 20030701 F. 5/6 LIBOR 360 211500.00 211500.00 1145.62
1309001660 H.Homebanc MEDIUM 20030601 F. 5/6 LIBOR 360 129000.00 129000.00 604.69
1310001950 H.Homebanc MEDIUM 20030601 F. 5/6 LIBOR 360 130000.00 130000.00 690.63
1310001989 H.Homebanc MEDIUM 20030601 F. 5/6 LIBOR 360 152448.72 152450.00 698.73
1312000774 H.Homebanc MEDIUM 20030601 F. 5/6 LIBOR 360 288900.00 288900.00 1534.78
1501103602 H.Homebanc MEDIUM 20030701 F. 5/6 LIBOR 360 380000.00 380000.00 2137.50
1701101252 H.Homebanc SHORT 20030601 D. 2/6 LIBOR 360 260346.81 261360.00 1343.76
0000000000 H.Homebanc SHORT 20030601 D. 2/6 LIBOR 360 202176.67 203000.00 737.10
1701101297 H.Homebanc MEDIUM 20030601 F. 5/6 LIBOR 360 440000.00 440000.00 1879.17
105302806 G.Southstar MEDIUM 20030201 E. 3/6 LIBOR 360 468000.00 468000.00 1852.50
105741904 G.Southstar MEDIUM 20030301 F. 5/6 LIBOR 360 99514.28 100000.00 404.28
106543804 G.Southstar MEDIUM 20030401 F. 5/6 LIBOR 360 139946.52 140000.00 583.11
1302000593 G.Southstar MEDIUM 20030501 F. 5/6 LIBOR 360 446000.00 446000.00 1765.42
1302000747 X.Xxxxxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 106917.82 108450.00 568.00
1302000776 G.Southstar MEDIUM 20030601 F. 5/6 LIBOR 360 135529.67 135900.00 663.53
1303000608 G.Southstar MEDIUM 20030501 E. 3/6 LIBOR 360 455199.16 455200.00 1659.58
1303000633 X.Xxxxxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 123390.00 123390.00 449.86
1303000709 G.Southstar MEDIUM 20030601 E. 3/6 LIBOR 360 478593.19 482000.00 1794.72
1304002266 G.Southstar MEDIUM 20030501 F. 5/6 LIBOR 360 244997.00 245000.00 1071.86
1309001173 X.Xxxxxxxxx XXXXXX 00000000 X. 0/0 XXXXX 360 268000.00 268000.00 1284.17
1501102821 G.Southstar MEDIUM 20030401 F. 5/6 LIBOR 360 295168.08 295900.00 1721.81
9044025 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 132551.27 132905.00 851.01
9105834 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 199405.00 199405.00 851.63
9036740 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 205913.07 206150.00 1219.46
9038357 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 189592.80 190000.00 1093.75
9043555 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 250660.00 250660.00 1148.86
9043571 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 176140.27 176320.00 899.97
9043605 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 165250.00 165250.00 877.89
9044199 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 129077.41 129200.00 795.51
9046301 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 156750.00 156750.00 816.41
9096959 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 229188.11 229625.00 1413.84
9045337 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 184566.08 184750.00 1107.67
6975361 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 112887.51 113000.00 677.49
9042920 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 126600.00 126600.00 646.19
9043639 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 82906.99 83000.00 464.78
9116278 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 147351.28 147600.00 969.63
9097221 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 131300.00 131300.00 533.41
9046285 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 139500.00 139500.00 581.25
9097429 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 126000.00 126000.00 669.38
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
9042276 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 342000.00 342000.00 1781.25
9038316 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 111600.00 111600.00 511.50
9038498 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 217572.61 217800.00 1271.02
9039744 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 133199.98 133200.00 652.13
9043597 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 270000.00 270000.00 1068.75
9044116 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 211500.00 211500.00 1013.44
9044439 D.EMC MEDIUM 20030801 F. 5/1 CMT 360 449541.20 450000.00 2661.92
9044512 D.EMC MEDIUM 20030701 F. 5/1 CMT 360 404110.56 405000.00 2299.55
9044561 D.EMC MEDIUM 20030301 F. 5/1 CMT 360 60811.98 61200.00 357.15
9043563 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 159300.00 159300.00 813.09
9042029 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 255423.41 255666.00 1574.18
9045659 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 155700.00 155700.00 729.84
9043589 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 350000.00 350000.00 1822.92
6980205 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 321390.00 321390.00 1539.99
9043548 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 399950.00 399950.00 1624.80
9097098 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 399620.46 400000.00 2462.87
6980668 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 322393.81 322700.00 1986.92
9037813 D.EMC SHORT 20030701 D. 2/6 LIBOR 360 92272.06 92500.00 489.52
9038746 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 123852.30 124100.00 744.04
6970784 D.EMC SHORT 20030601 A. 1 MO LIBOR 360 441650.00 441650.00 1279.40
9116260 D.EMC SHORT 20030701 D. 2/6 LIBOR 360 534796.07 536000.00 3001.45
9116286 D.EMC SHORT 20030701 D. 2/6 LIBOR 360 490894.91 492000.00 2755.06
9130113 D.EMC SHORT 20030701 A. 6 MO LIBOR 360 279371.09 280000.00 1567.92
9130121 D.EMC SHORT 20030701 A. 6 MO LIBOR 360 208000.00 208000.00 1170.00
9130139 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 364000.00 364000.00 1592.50
9130147 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 579286.84 580000.00 3069.41
9096504 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 279831.79 280000.00 1166.67
9097890 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 308000.00 308000.00 1315.42
9098146 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 371191.97 371200.00 1740.00
9040882 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 519444.09 520000.00 2993.41
9101502 D.EMC MEDIUM 20030801 D. 2/6 LIBOR 360 174512.00 174512.00 690.78
9042359 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 272000.00 272000.00 1190.00
9040718 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 112000.00 112000.00 490.00
9039876 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 437623.00 437623.00 2233.70
9101189 D.EMC SHORT 20030801 A. 1 MO LIBOR 360 616000.00 616000.00 2630.83
9099045 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 559468.65 560000.00 3448.02
9097635 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 331528.10 331900.00 1858.54
9044991 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 339999.99 340000.00 1558.33
9042938 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 299655.89 300000.00 1656.61
9033929 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 183200.00 183200.00 801.50
6973515 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 247219.49 248000.00 1447.26
9104027 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 183200.00 183200.00 916.00
6972277 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 159844.49 160000.00 972.18
9044793 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 460000.00 460000.00 2300.00
9103201 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 129999.99 130000.00 568.75
9104001 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 296000.00 296000.00 1202.50
9046079 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 356000.00 356000.00 1594.58
9046376 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 104000.00 104000.00 498.33
9098526 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 128000.00 128000.00 546.67
9099656 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 132574.09 132700.00 817.06
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
9041500 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 385577.50 386000.00 2191.67
6976070 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 452000.00 452000.00 1977.50
6980734 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 213754.53 214000.00 1181.72
6981278 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 489600.00 489600.00 2397.00
6938526 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 284000.00 284000.00 1479.17
6942254 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 249600.00 249600.00 1404.00
6968010 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 102000.00 102000.00 297.50
6968424 D.EMC MEDIUM 20030601 E. 3/6 LIBOR 360 203457.08 204000.00 1306.23
6976419 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 451180.55 452000.00 2856.95
6977268 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 184000.00 184000.00 766.67
6978308 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 501600.00 501600.00 2246.75
6978423 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 297600.00 297600.00 1457.00
6981237 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 350320.00 350320.00 1496.16
6981302 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 491086.20 492000.00 3069.44
6981559 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 176438.60 176800.00 1045.84
6981740 D.EMC LONG 20030701 H. 10/6 LIBOR 360 540000.00 540000.00 2362.50
6981880 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 934131.76 936000.00 5611.79
6982623 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 101759.97 102000.00 555.38
6982862 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 259481.05 260000.00 1558.83
6983340 D.EMC MEDIUM 20030801 D. 2/6 LIBOR 360 95852.12 96000.00 567.88
6983480 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 267200.00 267200.00 1336.00
6983514 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 91421.49 91600.00 556.57
9033150 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 267439.04 268000.00 1563.98
9033499 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 179614.24 180000.00 1036.18
9034182 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 220000.00 220000.00 1008.33
9034695 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 163631.64 164000.00 918.35
9034737 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 307900.00 307900.00 1507.43
9034778 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 332000.00 332000.00 1556.25
9035601 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 164837.52 165200.00 937.99
9035643 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 197166.45 197600.00 1121.95
9035874 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 512720.00 512720.00 2349.97
9036203 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 168854.14 169200.00 1000.88
9036807 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 179836.78 180000.00 806.25
9037763 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 479041.93 480000.00 2877.84
9038241 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 240000.00 240000.00 1275.00
9038365 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 176800.00 176800.00 773.50
9038662 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 299654.38 300000.00 1312.50
9038845 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 352300.00 352300.00 1431.22
9038852 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 132000.00 132000.00 536.25
9038969 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 132000.00 132000.00 632.50
9039751 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 139457.67 139600.00 825.79
9039991 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 879960.00 879960.00 3024.86
9040130 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 305098.00 305098.00 1398.37
9040155 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 141697.93 142040.00 762.51
9040189 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 190400.00 190400.00 872.67
9040213 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 339619.02 340000.00 1903.90
9040676 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 649600.00 649600.00 1962.33
9041138 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 135734.96 136000.00 826.35
9041179 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 360000.00 360000.00 1650.00
9041260 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 118400.00 118400.00 592.00
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
9041278 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 196800.00 196800.00 943.00
9041575 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 304000.00 304000.00 1330.00
9041765 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 140656.44 140800.00 832.89
9042227 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 591381.92 592000.00 3454.75
9042268 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 227855.32 228105.00 1295.16
9042649 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 97600.00 97600.00 447.33
9043506 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 223100.00 223100.00 646.29
9043803 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 130800.00 130800.00 654.00
9043845 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 91350.00 91350.00 409.17
9044397 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 310400.00 310400.00 1390.33
9096256 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 97890.19 98000.00 548.77
9096710 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 292000.00 292000.00 973.33
9098989 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 367587.64 368000.00 2060.69
6978407 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 111765.58 112000.00 653.60
9034877 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 366467.07 367200.00 2201.55
9037961 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 147651.73 148000.00 805.84
9037870 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 295999.98 296000.00 1387.50
9041872 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 220000.00 220000.00 985.42
9037029 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 240000.00 240000.00 1025.00
9037433 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 367247.78 368000.00 2176.86
9041328 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 223771.63 224000.00 1325.04
9034711 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 112605.08 112720.00 666.78
9100587 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 151733.74 151900.00 862.47
9035742 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 228382.22 228850.00 1353.73
9033192 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 174500.00 174500.00 745.26
9035924 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 199899.99 199900.00 832.92
9039041 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 300612.78 300950.00 1685.23
6981922 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 111636.68 111900.00 609.29
6980213 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 187500.00 187500.00 917.97
9044447 D.EMC MEDIUM 20030701 F. 5/1 CMT 360 142693.53 143000.00 823.19
9098823 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 74864.03 74950.00 413.88
6933196 D.EMC SHORT 20030501 A. 1 MO LIBOR 360 790000.00 790000.00 2617.70
9040692 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 236500.00 236500.00 1059.32
9041989 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 194471.41 194700.00 1060.12
9103250 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 321845.00 321845.00 1005.77
9097502 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 322284.61 322700.00 1659.13
9043530 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 269000.00 269000.00 1008.75
9034117 D.EMC MEDIUM 20030701 E. 3/6 LIBOR 360 322086.02 322700.00 1986.92
9043498 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 220703.15 221200.00 1238.66
6973473 D.EMC SHORT 20030701 D. 2/6 LIBOR 360 646000.00 646000.00 3162.71
9116294 D.EMC MEDIUM 20030501 F. 5/6 LIBOR 360 434693.49 436000.00 3048.58
9097122 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 87750.00 87750.00 356.48
9101783 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 364000.00 364000.00 1440.83
9044876 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 405000.00 405000.00 1814.06
9045311 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 500013.55 500500.00 3041.09
6980601 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 240982.43 241500.00 1390.21
9040783 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 434700.00 434700.00 2037.66
9096413 D.EMC SHORT 20030701 D. 2/6 LIBOR 360 46926.44 47000.00 320.63
9040494 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 645349.98 645350.00 2621.74
9097478 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 419000.00 419000.00 1702.19
STATED
ORIGINAL CURRENT ORIGINAL
LOAN_ID ORIGINATOR CAP STRUCTURE FIRST PAY DATE PROD TYPE TERM BALANCE BALANCE PAYMENT
------- ---------- ------------- -------------- --------- ------ ---------- ---------- -------
9034141 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 219735.66 220000.00 1181.01
9040924 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 340000.00 340000.00 1487.50
6972236 D.EMC MEDIUM 20030601 F. 5/1 CMT 360 383871.66 385000.00 2339.30
6977383 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 155337.64 155500.00 907.46
6932511 D.EMC SHORT 20030401 D. 2/6 LIBOR 360 964677.93 969000.00 6204.61
9034745 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 436000.00 436000.00 2316.25
6975197 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 118000.00 118000.00 479.38
9038340 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 94907.67 95000.00 577.23
9040825 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 321809.24 322700.00 1587.49
13949237 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 170900.00 170900.00 836.70
13954980 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 115563.30 115800.00 685.00
13959920 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 303675.00 304000.00 1750.00
13908428 D.EMC MEDIUM 20030301 F. 5/6 LIBOR 360 190743.69 191700.00 1389.96
13937346 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 187200.00 187200.00 936.00
13940492 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 238500.00 238500.00 1242.19
13953973 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 216000.00 216000.00 1102.50
13953919 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 205200.00 205200.00 1047.38
13966342 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 251750.00 251750.00 1180.08
13923535 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 301500.00 301500.00 1633.13
13942526 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 1875000.00 1875000.00 9570.31
13959917 D.EMC SHORT 20030701 A. 1 MO LIBOR 360 146400.00 146400.00 472.75
13963486 D.EMC SHORT 20030801 A. 1 MO LIBOR 360 85600.00 85600.00 419.08
13957424 D.EMC SHORT 20030801 A. 1 MO LIBOR 360 220000.00 220000.00 733.33
13906983 D.EMC SHORT 20030301 A. 6 MO LIBOR 360 122860.00 122860.00 383.94
13906986 D.EMC SHORT 20030301 A. 6 MO LIBOR 360 197901.11 198000.00 618.44
13957028 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 235722.93 236000.00 1284.99
13963485 D.EMC MEDIUM 20030801 E. 3/6 LIBOR 360 330063.14 330400.00 1954.44
13966145 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 412000.00 412000.00 1845.42
13925606 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 511502.36 512000.00 3110.97
13941012 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 656122.96 657600.00 3682.37
13950080 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 240000.00 240000.00 1025.00
13966153 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 123551.95 124000.00 713.81
13959770 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 154400.00 154400.00 739.83
13945175 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 182205.00 182400.00 1050.00
13919441 D.EMC MEDIUM 20030601 F. 5/6 LIBOR 360 190691.14 191200.00 1224.27
13959813 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 239200.00 239200.00 1071.42
13956665 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 299722.14 300000.00 1871.61
13966340 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 362800.00 362800.00 1814.00
13957027 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 370320.00 370320.00 1851.60
13957039 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 607367.87 608000.00 2850.00
13953930 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 640000.00 640000.00 3133.33
13942992 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 644000.00 644000.00 3018.75
13946208 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 394587.60 395000.00 2305.11
13945147 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 63950.00 63950.00 306.43
13928957 D.EMC MEDIUM 20030701 F. 5/6 LIBOR 360 978307.73 980000.00 6356.26
13948788 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 805000.00 805000.00 4192.71
13946201 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 52650.00 52650.00 263.25
13945156 D.EMC MEDIUM 20030801 F. 5/6 LIBOR 360 650000.00 650000.00 2708.33
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
6980460 5.875 5.500 358 2.250 1.875 80.00
6983472 5.375 5.000 358 2.250 1.875 69.40
6973192 6.500 6.125 358 2.250 1.875 73.53
6981443 5.625 5.250 356 2.250 1.875 65.00
6975528 6.000 5.625 358 2.250 1.875 80.00
6973044 5.875 5.500 358 2.250 1.875 83.90
9039819 5.125 4.750 358 2.250 1.875 80.00
6981435 5.625 5.250 355 2.250 1.875 60.54
6976716 5.625 5.250 358 2.250 1.875 80.00
6964159 5.375 5.000 357 2.250 1.875 59.18
6983241 5.500 5.125 358 2.250 1.875 80.00
6971246 3.476 3.101 357 2.375 2.000 80.00
6977680 5.875 5.500 358 2.250 1.875 80.00
6982631 5.625 5.250 358 2.250 1.875 80.00
6969554 5.000 4.625 357 2.250 1.875 80.00
6980643 4.375 4.000 358 2.250 1.875 53.48
6976765 6.250 5.875 358 2.250 1.875 90.00
6975296 6.125 5.750 357 2.250 1.875 89.71
6979181 5.625 5.250 357 2.250 1.875 79.98
6978266 5.625 5.250 358 2.250 1.875 80.00
6982599 4.875 4.500 358 2.250 1.875 60.77
6981294 5.375 5.000 358 2.250 1.875 89.78
6973713 6.125 5.750 357 2.250 1.875 80.00
9035254 5.500 5.125 358 2.250 1.875 80.00
6967665 6.250 5.875 357 2.250 1.875 79.98
6946735 6.125 5.750 356 2.250 1.875 80.00
6978837 6.500 6.125 358 2.250 1.875 71.59
6976807 6.375 6.000 358 2.250 1.875 80.00
6978910 6.625 6.250 358 2.250 1.875 80.00
6965990 6.875 6.500 356 2.250 1.875 80.00
6981542 5.625 5.250 358 2.250 1.875 50.00
6969190 6.500 6.125 357 2.250 1.875 79.07
6967624 5.000 4.625 357 2.250 1.875 71.82
9040858 5.000 4.625 358 2.250 1.875 80.00
6977292 5.750 5.375 358 2.250 1.875 80.00
6974398 6.375 6.000 358 2.250 1.875 80.00
6940506 6.000 5.625 356 2.250 1.875 80.00
6981419 5.750 5.375 358 2.250 1.875 78.76
6973978 6.500 6.125 357 2.250 1.875 80.00
9037102 6.250 5.875 358 2.250 1.875 80.00
6966592 5.375 5.000 357 2.250 1.875 80.00
6981393 5.875 5.500 358 2.250 1.875 80.00
6972590 6.125 5.750 357 2.250 1.875 80.00
6978225 5.750 5.375 358 2.250 1.875 78.71
6982219 5.625 5.250 358 2.250 1.875 80.00
6945182 5.875 5.500 357 2.250 1.875 79.13
6979272 5.500 5.125 358 2.250 1.875 79.97
6975189 5.875 5.500 357 2.250 1.875 80.00
9039827 5.875 5.500 358 2.250 1.875 80.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
6967293 6.000 5.625 357 2.250 1.875 80.00
6978316 5.625 5.250 358 2.250 1.875 80.00
6974091 6.500 6.125 358 2.250 1.875 90.00
6972186 5.875 5.500 357 2.250 1.875 80.00
6973465 5.875 5.500 357 2.375 2.000 80.00
6946727 3.476 3.101 356 2.375 2.000 95.00
6976294 5.375 5.000 358 2.250 1.875 80.00
6974026 5.000 4.625 357 2.250 1.875 80.00
6976336 5.250 4.875 358 2.250 1.875 70.00
6980031 5.750 5.375 357 2.250 1.875 80.00
6935977 5.625 5.250 357 2.250 1.875 80.00
6971782 6.750 6.375 358 2.250 1.875 80.00
9039801 5.750 5.375 358 2.250 1.875 76.36
6983332 5.375 5.000 358 2.250 1.875 80.00
6980098 6.125 5.750 357 2.250 1.875 80.00
6976948 5.750 5.375 358 2.250 1.875 80.00
9033564 6.125 5.750 358 2.250 1.875 80.00
6980353 3.875 3.500 358 2.375 2.000 53.33
6976328 5.625 5.250 358 2.375 2.000 80.00
6977524 5.000 4.625 358 2.250 1.875 64.83
6975957 5.250 4.875 358 2.250 1.875 62.50
9037706 6.250 5.875 358 2.250 1.875 95.00
6976617 6.500 6.125 358 2.250 1.875 80.00
9036146 5.250 4.875 358 2.250 1.875 80.00
6978670 6.500 6.125 358 2.250 1.875 73.19
9036252 3.875 3.500 358 2.250 1.875 61.90
6975080 5.875 5.500 358 2.250 1.875 75.40
6982706 6.250 5.875 358 2.250 1.875 95.00
6981369 5.375 5.000 358 2.250 1.875 79.05
6979470 6.500 6.125 358 2.250 1.875 89.52
6972475 5.500 5.125 358 2.250 1.875 80.00
6970354 4.875 4.500 357 2.250 1.875 61.54
6978142 6.125 5.750 357 2.250 1.875 80.00
6971154 5.875 5.500 358 2.250 1.875 80.00
9038860 4.125 3.750 358 2.375 2.000 65.11
9036633 3.476 3.101 357 2.375 2.000 80.00
9034836 3.875 3.500 357 2.375 2.000 80.00
9036229 3.875 3.500 358 2.375 2.000 75.64
6980254 3.476 3.101 357 2.375 2.000 80.00
6980379 3.495 3.120 357 2.375 2.000 42.22
6971238 3.476 3.101 357 2.375 2.000 80.00
9036609 3.875 3.500 357 2.375 2.000 77.06
6980262 3.875 3.500 358 2.375 2.000 90.00
9036617 3.476 3.101 357 2.375 2.000 79.99
9035528 3.875 3.500 357 2.375 2.000 90.00
6980304 3.875 3.500 357 2.375 2.000 85.32
6974851 6.250 5.875 357 3.875 3.500 75.00
6980692 6.500 6.125 358 2.250 1.875 90.00
6978795 6.500 6.125 358 2.250 1.875 72.88
6981641 6.500 6.125 357 2.375 2.000 75.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
6982433 6.125 5.750 358 2.250 1.875 80.00
9038787 5.125 4.750 357 2.250 1.875 80.00
6965602 5.875 5.500 357 2.250 1.875 79.99
6965610 5.875 5.500 357 2.250 1.875 79.99
6965628 5.875 5.500 357 2.250 1.875 79.99
6965636 5.875 5.500 357 2.250 1.875 79.99
6983597 5.875 5.500 358 2.250 1.875 80.00
6970479 7.000 6.625 357 4.625 4.250 80.00
6978787 5.500 5.125 358 2.250 1.875 90.00
6943450 6.875 6.500 356 2.250 1.875 90.00
9038738 6.250 5.875 358 2.250 1.875 90.00
6978233 5.875 5.500 357 2.250 1.875 90.00
6978258 5.875 5.500 357 2.250 1.875 90.00
9038712 5.375 5.000 357 2.250 1.875 61.73
9038761 5.750 5.375 357 2.250 1.875 80.00
6970628 6.375 6.000 356 2.250 1.875 90.00
9036989 5.625 5.250 357 2.250 1.875 80.00
6970453 6.250 5.875 357 2.250 1.875 80.00
6982060 5.250 4.875 357 2.250 1.875 70.00
9038720 5.125 4.750 358 2.250 1.875 89.99
6981963 5.875 5.500 357 2.250 1.875 90.00
9035361 5.875 5.500 358 2.250 1.875 75.73
6979520 6.250 5.875 358 2.375 2.000 90.00
9038779 6.750 6.375 357 2.250 1.875 95.00
9033143 5.250 4.875 357 2.250 1.875 80.00
9034083 7.375 7.000 358 2.250 1.875 88.89
9039645 5.875 5.500 358 2.250 1.875 61.98
6980890 6.000 5.625 358 2.250 1.875 80.00
6978563 5.500 5.125 357 2.250 1.875 80.00
9036153 4.625 4.250 358 2.250 1.875 80.00
9079922 4.500 4.125 177 2.750 2.375 52.65
9038753 5.625 5.250 357 2.250 1.875 90.00
6983316 5.375 5.000 358 2.250 1.875 75.00
6982052 4.750 4.375 357 2.250 1.875 79.99
9036849 6.250 5.875 358 2.250 1.875 80.00
6975486 5.875 5.500 356 2.250 1.875 80.00
6972228 6.125 5.750 357 2.250 1.875 90.00
6975478 6.125 5.750 356 2.250 1.875 80.00
9034075 5.375 5.000 358 2.375 2.000 75.08
6980346 5.875 5.500 358 2.250 1.875 79.90
9079930 3.500 3.125 352 2.250 1.875 90.00
6945562 5.000 4.625 358 2.250 1.875 70.00
6968333 5.625 5.250 357 2.250 1.875 80.00
9038704 6.000 5.625 357 2.250 1.875 80.00
6964589 4.375 4.000 358 2.375 2.000 48.73
6964506 3.476 3.101 357 2.375 2.000 80.00
6971584 6.125 5.750 357 3.000 2.625 90.00
81739245 6.250 5.850 358 2.750 2.350 74.94
108333543 6.125 5.725 357 2.750 2.350 72.79
108259292 6.500 6.100 357 2.750 2.350 80.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
108223868 6.000 5.600 357 2.750 2.350 77.22
108445156 6.875 6.475 358 2.750 2.350 80.00
108465915 5.750 5.350 358 2.750 2.350 89.99
108286378 6.250 5.850 357 2.750 2.350 79.59
108380882 6.500 6.100 358 2.750 2.350 80.00
81960726 6.125 5.725 358 2.750 2.350 79.12
81684847 6.125 5.725 358 2.750 2.350 74.44
81727042 7.000 6.600 358 2.750 2.350 80.00
81739237 5.875 5.475 358 2.750 2.350 78.89
108245523 6.125 5.725 358 2.750 2.350 69.60
108276783 6.125 5.725 358 2.750 2.350 80.00
108242637 6.250 5.850 357 2.750 2.350 70.00
81729675 6.750 6.350 358 2.750 2.350 80.00
108262247 6.625 6.225 358 2.750 2.350 69.44
81719668 6.500 6.100 358 2.750 2.350 80.00
108136706 6.875 6.475 358 2.750 2.350 80.00
108406588 5.750 5.350 358 2.750 2.350 80.00
108195207 6.750 6.350 357 2.750 2.350 74.34
108258500 6.875 6.475 358 2.750 2.350 74.07
81774655 6.375 5.975 358 2.750 2.350 80.00
81654063 6.375 5.975 358 2.750 2.350 79.81
108417015 6.125 5.725 358 2.750 2.350 80.00
108230921 6.500 6.100 357 2.750 2.350 80.00
108309550 6.000 5.600 357 2.750 2.350 52.63
81790644 5.750 5.350 358 2.750 2.350 80.00
108303447 6.875 6.475 358 2.750 2.350 80.00
108329418 6.500 6.100 357 2.750 2.350 72.50
108447798 6.375 5.975 358 2.750 2.350 80.00
108160037 6.375 5.975 357 2.750 2.350 66.32
108381773 6.125 5.725 358 2.750 2.350 80.00
80986672 6.000 5.600 358 2.750 2.350 79.99
81812000 6.000 5.600 358 2.750 2.350 80.00
108338344 6.375 5.975 358 2.750 2.350 73.66
108205204 5.750 5.350 358 2.750 2.350 74.66
108273962 6.000 5.600 358 2.750 2.350 78.35
108320979 6.125 5.725 358 2.750 2.350 68.57
108390857 6.375 5.975 358 2.750 2.350 80.00
81651325 5.875 5.475 357 2.750 2.350 80.00
108326877 6.250 5.850 358 2.750 2.350 80.00
108477704 5.875 5.475 358 2.750 2.350 79.28
81683435 6.250 5.850 357 2.750 2.350 80.00
81855819 5.875 5.475 358 2.750 2.350 80.00
81791063 6.125 5.725 358 2.750 2.350 80.00
81950776 5.875 5.475 358 2.750 2.350 80.00
81438673 6.875 6.475 358 2.750 2.350 80.00
108318809 7.125 6.725 357 2.750 2.350 80.00
108251059 7.000 6.600 357 2.750 2.350 80.00
108243452 7.125 6.725 358 2.750 2.350 80.00
108397464 7.000 6.600 358 2.750 2.350 65.19
108400367 6.125 5.725 358 2.750 2.350 75.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
108263716 5.750 5.350 357 2.750 2.350 80.00
108277062 6.125 5.725 357 2.750 2.350 80.00
108283573 7.125 6.725 357 2.750 2.350 80.00
81899932 6.750 6.350 358 2.750 2.350 80.00
81743502 6.375 5.975 358 2.750 2.350 71.96
108372988 6.375 5.975 358 2.750 2.350 95.00
108184227 6.125 5.725 357 2.750 2.350 74.20
108402678 6.250 5.850 358 2.750 2.350 80.00
108383779 5.625 5.225 358 2.750 2.350 73.57
81871378 5.875 5.475 358 2.750 2.350 80.00
108485467 6.125 5.725 358 2.750 2.350 80.00
108361627 5.750 5.350 358 2.750 2.350 78.62
81747271 6.375 5.975 358 2.750 2.350 80.00
81794604 6.375 5.975 358 2.750 2.350 72.33
81624124 6.375 5.975 357 2.750 2.350 80.00
108376328 6.250 5.850 358 2.750 2.350 80.00
81836546 5.500 5.100 358 2.750 2.350 80.00
108367376 6.125 5.725 357 2.750 2.350 80.00
81808834 6.125 5.725 358 2.750 2.350 80.00
81842320 6.000 5.600 358 2.750 2.350 80.00
108330937 6.375 5.975 358 2.750 2.350 60.61
81769457 5.375 4.975 358 2.750 2.350 53.85
81754855 6.375 5.975 358 2.750 2.350 80.00
108364746 6.250 5.850 358 2.750 2.350 80.00
108206954 5.875 5.475 358 2.750 2.350 53.39
81847725 6.500 6.100 358 2.750 2.350 80.00
81698334 5.875 5.475 357 2.750 2.350 62.84
108255829 6.250 5.850 357 2.750 2.350 77.60
108269879 6.250 5.850 358 2.750 2.350 80.00
108264532 6.500 6.100 357 2.750 2.350 80.00
108363102 6.250 5.850 358 2.750 2.350 79.99
108438490 5.875 5.475 358 2.750 2.350 66.57
108354192 6.625 6.225 358 2.750 2.350 80.00
108324492 7.250 6.850 357 2.750 2.350 80.00
108403312 6.125 5.725 358 2.750 2.350 79.98
81832313 5.750 5.350 358 2.750 2.350 80.00
108325937 5.750 5.350 358 2.750 2.350 80.00
81732869 6.125 5.725 358 2.750 2.350 80.00
108404013 6.375 5.975 358 2.750 2.350 80.00
108273319 5.875 5.475 358 2.750 2.350 73.53
108294869 6.000 5.600 357 2.750 2.350 79.63
108092602 5.750 5.350 357 2.750 2.350 78.28
108402843 6.375 5.975 358 2.750 2.350 75.00
108175183 6.375 5.975 357 2.750 2.350 80.00
108276601 6.500 6.100 357 2.750 2.350 80.00
108362708 5.875 5.475 358 2.750 2.350 73.34
108320441 7.125 6.725 357 2.750 2.350 71.43
108376666 5.750 5.350 358 2.750 2.350 80.00
108235409 6.250 5.850 358 2.750 2.350 75.91
81854283 6.125 5.725 358 2.750 2.350 80.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
108221029 6.500 6.100 357 2.750 2.350 67.19
81755589 5.625 5.225 358 2.750 2.350 80.00
81670234 6.875 6.475 357 2.750 2.350 80.00
108270687 5.875 5.475 357 2.750 2.350 79.91
81676066 6.125 5.725 358 2.750 2.350 80.00
108187584 6.375 5.975 358 2.750 2.350 65.00
81882185 6.125 5.725 358 2.750 2.350 80.00
108293671 5.875 5.475 357 2.750 2.350 95.00
108397845 6.375 5.975 358 2.750 2.350 80.00
108372798 6.375 5.975 358 2.750 2.350 80.00
108325333 7.000 6.600 358 2.750 2.350 78.70
81715161 6.000 5.600 358 2.750 2.350 41.67
108261298 6.500 6.100 357 2.750 2.350 80.00
108350257 6.500 6.100 358 2.750 2.350 65.00
108257353 6.125 5.725 358 2.750 2.350 76.47
108380932 7.000 6.600 358 2.750 2.350 80.00
108335415 5.875 5.475 358 2.750 2.350 80.00
108040312 6.500 6.100 358 2.750 2.350 80.00
108414590 5.750 5.350 358 2.750 2.350 80.00
81757312 6.000 5.600 357 2.750 2.350 80.00
108201377 5.875 5.475 357 2.750 2.350 77.73
81617383 6.250 5.850 357 2.750 2.350 80.00
108409657 5.875 5.475 358 2.750 2.350 80.00
81655516 6.000 5.600 358 2.750 2.350 80.00
108391624 6.875 6.475 358 2.750 2.350 80.00
107970147 6.125 5.725 358 2.750 2.350 65.57
108227026 6.125 5.725 357 2.750 2.350 79.55
108325036 6.375 5.975 357 2.750 2.350 80.00
108262122 6.750 6.350 358 2.750 2.350 74.80
108414368 6.875 6.475 358 2.750 2.350 89.29
108215146 6.250 5.850 358 2.750 2.350 80.00
108214958 6.625 6.225 357 2.750 2.350 79.98
108315508 6.250 5.850 358 2.750 2.350 75.00
108329319 6.625 6.225 357 2.750 2.350 80.00
108254491 6.250 5.850 357 2.750 2.350 76.31
81759821 6.750 6.350 358 2.750 2.350 80.00
81666083 6.875 6.475 357 2.750 2.350 80.00
108216458 5.625 5.225 357 2.750 2.350 70.00
81831521 6.250 5.850 358 2.750 2.350 70.00
81781304 6.500 6.100 357 2.750 2.350 76.94
81588840 6.875 6.475 358 2.750 2.350 70.00
108371204 5.750 5.350 357 2.750 2.350 79.98
108217019 6.625 6.225 357 2.750 2.350 80.00
108277419 5.875 5.475 357 2.750 2.350 80.00
108159906 5.500 5.100 357 2.750 2.350 94.82
108318098 6.750 6.350 358 2.750 2.350 74.18
108262031 5.750 5.350 358 2.750 2.350 61.80
108375049 6.375 5.975 358 2.750 2.350 80.00
81643215 6.750 6.350 357 2.750 2.350 80.00
108365891 6.500 6.100 358 2.750 2.350 70.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
108115403 5.875 5.475 358 2.750 2.350 80.00
108387671 6.250 5.850 358 2.750 2.350 60.61
108044900 6.375 5.975 357 2.750 2.350 80.00
108372319 6.250 5.850 358 2.750 2.350 79.99
108193608 7.000 6.600 357 2.750 2.350 80.00
81686487 5.750 5.350 357 2.750 2.350 48.00
81568966 7.000 6.600 358 2.750 2.350 69.38
108116310 6.125 5.725 357 2.750 2.350 51.23
108164013 7.000 6.600 357 2.750 2.350 90.00
81497661 6.625 6.225 357 2.750 2.350 73.33
108248238 7.000 6.600 357 2.750 2.350 80.00
81626830 5.750 5.350 358 2.750 2.350 79.88
6298324 4.125 3.875 295 3.000 2.750 89.83
6411193 4.375 4.125 292 3.000 2.750 90.00
20591681 6.375 6.000 353 2.750 2.375 90.00
21125331 6.250 5.875 354 2.750 2.375 80.00
21086665 6.310 5.935 354 2.750 2.375 91.76
22107551 5.375 5.000 355 2.750 2.375 76.92
20676862 6.000 5.625 354 2.750 2.375 80.00
21594098 6.375 6.000 354 2.750 2.375 95.00
20804670 5.750 5.375 354 2.750 2.375 70.00
21767850 5.875 5.500 355 2.750 2.375 74.99
21690615 6.625 6.250 355 2.750 2.375 94.99
2424711 4.125 3.875 271 2.750 2.500 70.00
3069911 4.250 4.000 294 2.750 2.500 70.00
3155769 4.125 3.875 295 2.750 2.500 37.50
3169059 4.250 4.000 294 2.750 2.500 70.00
3173747 4.250 4.000 294 2.750 2.500 70.00
3188422 4.250 4.000 294 2.750 2.500 70.00
3199528 4.125 3.875 295 2.750 2.500 76.58
3200797 4.125 3.875 296 2.750 2.500 67.31
3206794 4.125 3.875 294 2.750 2.500 70.00
3208691 4.250 4.000 294 2.750 2.500 70.00
3209889 4.125 3.875 295 2.750 2.500 70.00
3224797 4.125 3.875 295 2.750 2.500 70.00
3225315 4.125 3.875 295 2.750 2.500 50.00
3238060 4.125 3.875 296 2.750 2.500 49.56
3253614 4.125 3.875 295 2.750 2.500 70.00
3262656 4.125 3.875 295 2.750 2.500 72.97
3273281 4.125 3.875 296 2.750 2.500 70.00
4707156 4.500 4.250 296 2.750 2.500 75.00
1000124919 6.500 6.125 350 2.250 1.875 50.00
1000126757 3.625 3.250 349 2.600 2.225 71.02
1000127375 8.375 8.000 349 5.000 4.625 95.00
1000130733 5.000 4.625 348 2.750 2.375 80.00
1000139024 7.750 7.375 355 5.000 4.625 80.00
1000148912 3.500 3.125 291 2.125 1.750 33.68
1000151677 5.750 5.375 350 2.250 1.875 36.69
1000157083 7.500 7.125 356 2.750 2.375 79.97
1000161528 7.250 6.875 353 2.750 2.375 80.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
1000161544 7.250 6.875 353 2.750 2.375 80.00
1000161765 7.250 6.875 353 2.750 2.375 80.00
1000162332 5.875 5.500 356 2.250 1.875 51.19
1000162620 8.500 8.125 351 4.625 4.250 84.98
1000169285 7.125 6.750 356 4.625 4.250 95.00
1000171388 5.875 5.500 355 2.250 1.875 51.35
1000172397 5.625 5.250 355 5.125 4.750 90.00
1000173312 8.125 7.750 356 5.000 4.625 94.96
1000179375 7.000 6.625 355 4.500 4.125 52.06
1000179697 3.375 3.000 352 2.400 2.025 79.97
1000190720 6.500 6.125 355 2.750 2.375 80.00
1000193120 6.250 5.875 354 2.250 1.875 68.48
1000194398 6.250 5.875 356 3.750 3.375 56.15
1000197188 5.625 5.250 354 2.250 1.875 80.00
1000197565 6.875 6.500 353 4.375 4.000 89.99
1000197648 7.500 7.125 354 5.000 4.625 95.00
1000198280 6.375 6.000 354 3.750 3.375 90.00
1000198880 7.000 6.625 355 2.750 2.375 89.98
0000000000 8.250 7.875 355 5.000 4.625 80.00
0000000000 8.250 7.875 355 5.000 4.625 80.00
0000000000 6.625 6.250 353 4.125 3.750 80.00
1000201657 6.750 6.375 354 4.250 3.875 68.33
1000202446 8.000 7.625 356 5.000 4.625 94.29
1000202503 8.563 8.188 354 7.188 6.813 35.71
1000203758 6.875 6.500 355 4.375 4.000 80.00
1000203812 7.000 6.625 355 4.500 4.125 95.00
1000203836 7.250 6.875 355 4.750 4.375 95.00
0000000000 7.750 7.375 355 5.000 4.625 90.00
1000205774 7.750 7.375 355 5.000 4.625 95.00
1000206905 6.500 6.125 354 4.000 3.625 80.00
1000207060 7.750 7.375 354 5.000 4.625 94.15
1000207072 5.750 5.375 355 2.250 1.875 80.00
1000207338 7.125 6.750 355 4.625 4.250 95.00
1000207871 7.500 7.125 355 2.750 2.375 80.00
1000207950 7.500 7.125 355 2.750 2.375 80.00
1000207952 7.500 7.125 355 2.750 2.375 80.00
1000208534 7.875 7.500 354 5.000 4.625 80.00
1000208614 6.500 6.125 355 2.250 1.875 75.00
1000208899 9.150 8.775 351 8.000 7.625 90.00
1000210800 9.375 9.000 352 8.150 7.775 84.99
1000211435 7.750 7.375 355 5.000 4.625 95.00
1000211499 7.000 6.625 354 2.750 2.375 74.05
1000211558 7.625 7.250 354 5.000 4.625 79.37
1000211638 6.500 6.125 355 4.000 3.625 80.00
1000211736 7.875 7.500 355 5.000 4.625 95.00
1000211934 6.000 5.625 355 3.375 3.000 80.00
0000000000 6.875 6.500 355 4.250 3.875 80.00
1000212166 6.375 6.000 354 3.750 3.375 95.00
1000212437 7.000 6.625 355 3.500 3.125 90.00
1000212639 6.625 6.250 355 4.125 3.750 95.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
1000212669 6.750 6.375 356 4.250 3.875 85.45
1000212826 8.375 8.000 355 5.000 4.625 80.00
1000213159 6.125 5.750 354 2.750 2.375 80.00
1000213191 7.125 6.750 356 4.625 4.250 95.00
1000213595 8.125 7.750 356 5.000 4.625 90.00
1000213840 6.750 6.375 355 4.125 3.750 80.00
1000213957 7.375 7.000 355 5.000 4.625 95.00
1000220169 7.375 7.000 355 5.000 4.625 90.00
1000220202 6.625 6.250 355 4.000 3.625 94.98
1000220567 5.000 4.625 355 2.250 1.875 64.86
1000220609 6.250 5.875 355 3.750 3.375 79.99
1000220828 8.250 7.875 355 5.000 4.625 80.00
1000220992 6.875 6.500 355 4.375 4.000 75.00
1000221491 4.500 4.125 355 2.250 1.875 37.62
0000000000 5.875 5.500 355 2.250 1.875 57.31
1000221665 8.155 7.780 356 5.000 4.625 100.00
1000221757 5.875 5.500 355 3.375 3.000 80.00
1000222614 6.625 6.250 355 4.000 3.625 90.00
1000222943 7.875 7.500 355 5.000 4.625 89.96
1000223079 7.375 7.000 356 5.000 4.625 94.97
1000223128 5.500 5.125 354 2.250 1.875 70.00
1000223183 5.250 4.875 355 2.250 1.875 65.00
1000223189 7.125 6.750 354 4.625 4.250 80.00
1000223417 7.125 6.750 354 4.625 4.250 80.00
1000223464 7.375 7.000 354 5.000 4.625 95.00
1000223701 6.325 5.950 355 5.000 4.625 100.00
1000223743 6.825 6.450 355 2.250 1.875 97.00
1000223961 7.875 7.500 355 5.000 4.625 94.95
1000224035 8.500 8.125 355 5.000 4.625 95.00
0000000000 6.500 6.125 355 4.000 3.625 80.00
1000224147 7.000 6.625 355 4.500 4.125 80.00
1000224148 5.500 5.125 355 2.250 1.875 65.00
1000224411 5.875 5.500 355 2.250 1.875 80.00
0000000000 6.500 6.125 355 4.000 3.625 83.55
1000225002 6.115 5.740 355 3.740 3.365 64.71
1000225165 7.375 7.000 353 5.000 4.625 80.00
1000225208 5.875 5.500 355 3.375 3.000 95.00
1000225230 5.250 4.875 356 2.250 1.875 41.56
1000225615 6.875 6.500 355 2.750 2.375 95.00
1000230153 8.125 7.750 355 5.000 4.625 80.00
0000000000 5.375 5.000 355 2.250 1.875 80.00
1000230369 7.250 6.875 355 4.750 4.375 79.98
1000230419 5.250 4.875 355 2.250 1.875 56.21
1000230819 6.375 6.000 355 3.875 3.500 80.00
1000230888 5.500 5.125 355 2.250 1.875 55.11
1000230949 6.625 6.250 355 4.125 3.750 80.00
0000000000 6.875 6.500 355 4.375 4.000 90.00
1000231155 6.250 5.875 355 3.750 3.375 90.00
1000231160 5.875 5.500 355 3.375 3.000 80.00
1000231322 5.375 5.000 355 2.250 1.875 69.42
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
1000231461 7.000 6.625 355 4.500 4.125 95.00
1000231521 7.375 7.000 355 5.000 4.625 90.00
1000231657 6.375 6.000 356 3.750 3.375 69.81
0000000000 8.375 8.000 353 7.125 6.750 79.89
1000231866 6.875 6.500 355 4.375 4.000 90.00
1000231964 5.625 5.250 355 2.250 1.875 80.00
1000232352 5.500 5.125 355 3.000 2.625 59.70
1000232621 7.500 7.125 356 5.000 4.625 90.00
1000232725 7.250 6.875 355 4.750 4.375 95.00
1000232890 7.200 6.825 355 4.700 4.325 99.92
1000232967 7.655 7.280 355 5.000 4.625 89.98
1000232991 7.500 7.125 355 5.000 4.625 80.00
1000233003 7.375 7.000 356 5.000 4.625 90.00
1000233090 5.375 5.000 355 2.250 1.875 68.82
1000233173 6.875 6.500 355 2.750 2.375 85.00
1000233234 8.500 8.125 355 5.000 4.625 94.98
1000233352 6.625 6.250 356 4.125 3.750 79.96
1000233481 7.375 7.000 355 2.750 2.375 76.98
1000233482 5.975 5.600 355 5.000 4.625 94.92
1000233611 6.625 6.250 356 4.125 3.750 79.98
0000000000 6.750 6.375 355 4.250 3.875 88.61
1000233701 5.750 5.375 355 2.250 1.875 78.87
1000233772 7.200 6.825 356 4.700 4.325 100.00
1000233807 6.125 5.750 356 3.500 3.125 69.34
1000233935 7.905 7.530 356 5.000 4.625 89.88
1000233961 6.375 6.000 356 3.875 3.500 59.79
1000234146 7.000 6.625 355 4.500 4.125 78.14
1000234166 6.625 6.250 353 4.250 3.875 79.99
0000000000 7.875 7.500 356 5.000 4.625 90.00
1000234217 8.250 7.875 355 5.000 4.625 90.00
1000234452 5.750 5.375 355 2.750 2.375 80.00
1000234523 8.250 7.875 355 5.000 4.625 94.98
1000234789 8.250 7.875 355 5.000 4.625 80.00
1000234826 8.250 7.875 355 5.000 4.625 80.00
1000234840 8.500 8.125 355 5.000 4.625 94.90
1000235132 5.875 5.500 355 2.750 2.375 80.00
1000235448 6.750 6.375 355 2.750 2.375 94.08
1000235696 5.500 5.125 356 2.250 1.875 80.00
1000235744 6.625 6.250 356 4.125 3.750 95.00
1000235872 6.750 6.375 355 4.250 3.875 59.73
1000235883 7.500 7.125 355 5.000 4.625 90.00
1000235895 7.250 6.875 355 4.750 4.375 80.00
1000235925 5.875 5.500 356 3.375 3.000 68.63
1000235959 7.750 7.375 356 5.000 4.625 80.00
1000236093 8.500 8.125 356 5.000 4.625 90.00
1000236427 6.500 6.125 355 2.250 1.875 80.00
1000236484 6.375 6.000 356 3.875 3.500 80.00
0000000000 6.075 5.700 356 4.325 3.950 100.00
1000237071 7.000 6.625 356 4.500 4.125 90.00
1000237120 6.750 6.375 356 4.125 3.750 90.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
1000237239 7.250 6.875 356 4.750 4.375 70.00
1000237244 5.250 4.875 356 2.750 2.375 70.00
1000237501 6.000 5.625 356 3.500 3.125 79.99
1000237525 6.500 6.125 355 4.000 3.625 80.00
1000237532 6.875 6.500 356 4.375 4.000 78.71
1000237576 8.000 7.625 355 2.750 2.375 90.00
1000237600 7.250 6.875 355 4.750 4.375 90.00
0000000000 7.250 6.875 355 4.750 4.375 90.00
1000237914 6.625 6.250 355 4.125 3.750 89.90
0000000000 6.125 5.750 355 2.250 1.875 75.00
1000238326 9.000 8.625 355 5.000 4.625 80.00
1000238517 7.125 6.750 356 4.500 4.125 60.00
1000238544 7.500 7.125 356 5.000 4.625 94.99
1000238663 6.750 6.375 356 4.250 3.875 80.00
1000238724 8.000 7.625 352 6.750 6.375 95.00
1000238807 8.125 7.750 356 5.000 4.625 95.00
1000238855 8.120 7.745 355 4.370 3.995 90.00
1000239025 4.875 4.500 356 2.250 1.875 65.00
1000239048 6.000 5.625 356 3.500 3.125 59.87
1000239270 8.500 8.125 356 5.000 4.625 95.00
0000000000 7.875 7.500 354 2.750 2.375 95.00
1000239483 7.155 6.780 356 5.530 5.155 100.00
1000239502 6.875 6.500 356 4.375 4.000 80.00
1000239509 5.250 4.875 356 2.250 1.875 80.00
1000239510 6.875 6.500 356 4.375 4.000 80.00
1000239515 6.875 6.500 356 4.375 4.000 80.00
1000239597 6.500 6.125 356 4.000 3.625 89.73
1000239681 7.655 7.280 356 5.000 4.625 89.98
1000239702 6.375 6.000 355 3.875 3.500 94.98
1000239738 6.875 6.500 355 4.375 4.000 80.00
1000239748 6.250 5.875 356 3.750 3.375 72.37
1000239782 7.750 7.375 355 5.000 4.625 86.79
1000239913 8.500 8.125 356 5.000 4.625 80.00
1000240286 6.250 5.875 356 3.750 3.375 80.00
1000240300 6.500 6.125 355 4.000 3.625 79.97
1000240342 7.250 6.875 355 4.750 4.375 73.42
1000240369 8.500 8.125 355 5.000 4.625 90.00
1000240409 8.250 7.875 356 5.000 4.625 90.00
1000240460 6.880 6.505 356 5.000 4.625 92.73
1000240747 7.000 6.625 356 4.500 4.125 89.98
1000240883 5.625 5.250 355 2.250 1.875 75.91
1000240891 5.250 4.875 356 5.000 4.625 94.47
0000000000 7.125 6.750 355 4.625 4.250 95.00
1000240984 6.750 6.375 355 4.250 3.875 57.35
1000240987 6.375 6.000 356 3.875 3.500 80.00
1000241196 6.375 6.000 356 2.250 1.875 75.00
1000241243 5.750 5.375 356 3.250 2.875 79.99
1000241307 7.125 6.750 355 4.625 4.250 94.97
1000241425 7.875 7.500 356 5.000 4.625 95.00
1000241487 6.750 6.375 356 4.250 3.875 80.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
1000241697 6.750 6.375 356 2.750 2.375 80.00
1000241919 7.000 6.625 356 4.500 4.125 80.00
1000242037 4.875 4.500 356 2.250 1.875 80.00
1000243301 7.625 7.250 356 5.000 4.625 90.00
1000243530 7.875 7.500 356 5.000 4.625 90.00
1000243544 6.375 6.000 356 2.250 1.875 90.00
1000243639 6.875 6.500 356 4.375 4.000 80.00
1000243707 7.875 7.500 353 2.750 2.375 85.00
1000243929 7.875 7.500 353 7.500 7.125 95.00
1000244075 4.875 4.500 356 2.250 1.875 47.43
1000244249 7.000 6.625 356 4.500 4.125 90.00
1000244421 6.750 6.375 356 4.250 3.875 80.00
1000244634 6.250 5.875 356 2.250 1.875 75.00
1000244656 6.250 5.875 356 2.250 1.875 90.00
0000000000 7.875 7.500 355 5.000 4.625 79.98
1000244965 7.375 7.000 356 5.000 4.625 80.00
1000245006 8.090 7.715 354 7.125 6.750 80.00
0000000000 7.740 7.365 354 8.500 8.125 95.00
1000245167 7.625 7.250 356 5.000 4.625 87.71
1000245270 7.375 7.000 356 5.000 4.625 95.00
1000245331 7.625 7.250 356 5.000 4.625 79.99
1000245414 7.750 7.375 354 5.000 4.625 80.00
1000245473 6.375 6.000 355 4.000 3.625 80.00
1000245497 5.875 5.500 356 2.250 1.875 80.00
1000245623 5.750 5.375 356 3.250 2.875 85.00
1000246058 7.250 6.875 356 4.750 4.375 95.00
1000246665 6.750 6.375 355 4.250 3.875 85.47
1000246971 6.875 6.500 356 4.375 4.000 75.00
1000247201 6.000 5.625 355 3.625 3.250 66.08
0000000000 6.375 6.000 356 3.875 3.500 50.00
1000247927 7.250 6.875 355 4.875 4.500 91.13
1000248001 8.250 7.875 356 5.000 4.625 90.00
0000000000 5.750 5.375 355 3.375 3.000 78.43
1000249820 6.750 6.375 356 4.250 3.875 80.00
1000251173 8.405 8.030 356 5.000 4.625 99.29
1000251699 5.750 5.375 356 3.250 2.875 80.00
1000252854 7.250 6.875 355 6.000 5.625 80.00
0000000000 7.750 7.375 355 5.000 4.625 78.31
9000225238 6.000 5.625 355 3.500 3.125 59.93
9000225256 7.375 7.000 355 5.000 4.625 90.00
9000225258 8.275 7.900 355 5.000 4.625 95.00
9000225274 6.625 6.250 355 4.125 3.750 80.00
0000000000 5.750 5.375 355 2.250 1.875 64.31
0000000000 6.750 6.375 356 4.250 3.875 95.00
6971329 3.476 3.101 356 2.375 2.000 95.00
6971105 6.000 5.625 356 2.250 1.875 94.99
6934996 3.476 3.101 355 2.375 2.000 95.00
6968473 5.500 5.125 356 2.250 1.875 92.79
6891261 3.476 3.101 354 2.375 2.000 90.00
6938880 3.476 3.101 355 2.375 2.000 90.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
6940670 5.500 5.125 355 2.375 2.000 90.00
6936041 3.476 3.101 355 2.375 2.000 90.00
6975627 3.476 3.101 356 2.375 2.000 90.00
6971303 3.476 3.101 357 2.375 2.000 90.00
6968721 5.875 5.500 357 2.250 1.875 90.00
6942882 5.875 5.500 356 2.375 2.000 90.00
6964795 3.476 3.101 356 2.375 2.000 90.00
6940589 5.875 5.500 355 2.375 2.000 90.00
6964985 3.476 3.101 356 2.375 2.000 90.00
6967780 3.476 3.101 356 2.375 2.000 90.00
6967806 3.476 3.101 356 2.375 2.000 90.00
6975445 4.750 4.375 357 2.250 1.875 89.09
6812010 3.476 3.101 353 2.375 2.000 80.00
6969869 6.125 5.750 357 2.250 1.875 80.00
6967749 5.875 5.500 356 2.375 2.000 80.00
6946107 5.250 4.875 357 2.250 1.875 80.00
6968101 6.625 6.250 357 2.250 1.875 80.00
6971261 3.476 3.101 356 2.375 2.000 80.00
6893960 3.476 3.101 354 2.375 2.000 80.00
6965230 5.875 5.500 356 2.250 1.875 80.00
6945323 5.250 4.875 356 2.250 1.875 80.00
6966030 4.875 4.500 357 2.250 1.875 80.00
6937312 3.476 3.101 355 2.375 2.000 80.00
6937346 3.476 3.101 355 2.375 2.000 80.00
6937643 3.500 3.125 356 2.375 2.000 80.00
6937908 3.500 3.125 356 2.375 2.000 80.00
6936025 3.476 3.101 355 2.375 2.000 80.00
6963680 3.500 3.125 357 2.375 2.000 80.00
6945083 3.500 3.125 356 2.375 2.000 80.00
6964035 4.500 4.125 357 2.250 1.875 80.00
6964878 3.476 3.101 356 2.375 2.000 80.00
6976047 6.250 5.875 356 2.250 1.875 80.00
6967657 4.875 4.500 356 2.375 2.000 80.00
6934590 3.500 3.125 355 2.375 2.000 80.00
6935274 5.750 5.375 355 2.375 2.000 80.00
6942239 6.750 6.375 356 2.250 1.875 80.00
6945638 6.000 5.625 357 2.250 1.875 80.00
6964837 6.375 6.000 357 2.250 1.875 80.00
6967608 3.476 3.101 356 2.375 2.000 80.00
6967764 3.476 3.101 356 2.375 2.000 80.00
6968077 5.250 4.875 357 2.375 2.000 80.00
6945208 3.500 3.125 356 2.375 2.000 79.99
6942734 3.476 3.101 356 2.375 2.000 79.98
6971410 3.476 3.101 357 2.375 2.000 79.81
6938864 3.476 3.101 355 2.375 2.000 79.21
6959787 7.125 6.750 354 2.625 2.250 79.17
6934731 6.000 5.625 355 2.250 1.875 78.81
6942692 3.476 3.101 356 2.375 2.000 78.79
6967830 3.476 3.101 357 2.375 2.000 77.93
6941066 5.375 5.000 356 2.375 2.000 77.30
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
6889919 3.476 3.101 355 2.375 2.000 75.71
6972004 5.500 5.125 357 2.250 1.875 75.00
6972087 5.500 5.125 357 2.250 1.875 75.00
6959605 6.990 6.615 354 5.000 4.625 75.00
6959795 7.375 7.000 354 4.875 4.500 75.00
6971204 3.875 3.500 357 2.375 2.000 74.92
6964803 3.476 3.101 356 2.375 2.000 70.00
6959589 5.625 5.250 354 2.125 1.750 70.00
6959746 6.625 6.250 354 4.625 4.250 70.00
6996235 5.990 5.615 354 2.625 2.250 70.00
6996326 5.375 5.000 355 2.125 1.750 70.00
6959779 4.875 4.500 354 2.625 2.250 70.00
6943278 5.625 5.250 357 2.250 1.875 69.83
6942650 5.250 4.875 353 2.250 1.875 69.23
6942395 3.476 3.101 356 2.375 2.000 67.28
6959688 7.250 6.875 354 5.000 4.625 67.11
6935498 4.875 4.500 354 2.375 2.000 66.67
6938872 3.476 3.101 355 2.375 2.000 66.07
6936017 3.476 3.101 355 2.375 2.000 60.12
6896153 5.500 5.125 357 2.250 1.875 58.97
6971287 3.476 3.101 356 2.375 2.000 56.28
6969406 3.500 3.125 357 2.375 2.000 51.28
6942387 3.476 3.101 356 2.375 2.000 47.17
6969521 3.476 3.101 356 2.375 2.000 44.44
6937288 5.000 4.625 356 2.250 1.875 38.58
6975429 5.000 4.625 357 2.250 1.875 31.96
6944565 7.875 7.500 354 2.375 2.000 95.00
6934715 7.500 7.125 354 5.000 4.625 94.97
6964647 6.250 5.875 357 2.250 1.875 94.00
9054875 5.750 5.375 354 2.250 1.875 90.00
9054883 7.875 7.500 353 5.000 4.625 90.00
6877278 9.000 8.625 351 3.250 2.875 90.00
6971675 5.750 5.375 356 3.000 2.625 90.00
6968986 6.375 6.000 355 3.000 2.625 90.00
6943658 7.000 6.625 355 2.250 1.875 90.00
6934939 5.500 5.125 355 2.250 1.875 89.85
6968978 5.500 5.125 356 3.000 2.625 89.66
6946396 6.750 6.375 357 2.250 1.875 87.62
9055005 4.375 4.000 356 2.250 1.875 86.79
6971725 6.125 5.750 357 3.000 2.625 85.71
9054974 4.875 4.500 357 2.250 1.875 80.00
6972897 6.000 5.625 357 2.250 1.875 80.00
6944045 6.250 5.875 356 2.250 1.875 79.99
6945026 5.500 5.125 356 2.250 1.875 80.00
6971121 5.875 5.500 357 2.250 1.875 80.00
6945174 6.125 5.750 356 2.250 1.875 80.00
6931398 6.375 6.000 355 2.250 1.875 80.00
6968671 6.625 6.250 357 2.250 1.875 80.00
6936991 6.625 6.250 355 2.250 1.875 80.00
6939953 6.375 6.000 356 2.375 2.000 80.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
6941272 5.625 5.250 356 2.375 2.000 80.00
6959704 7.375 7.000 354 5.000 4.625 80.00
6959720 7.500 7.125 353 5.000 4.625 80.00
6959738 7.250 6.875 354 5.000 4.625 80.00
6996185 7.125 6.750 356 4.500 4.125 80.00
6996193 7.000 6.625 355 5.000 4.625 80.00
6996201 7.500 7.125 351 5.500 5.125 80.00
6963789 7.500 7.125 352 2.375 2.000 80.00
6936322 5.625 5.250 356 2.250 1.875 80.00
6941892 6.125 5.750 356 2.250 1.875 80.00
6965479 6.250 5.875 357 2.250 1.875 80.00
6945547 6.625 6.250 357 2.250 1.875 80.00
6935472 5.500 5.125 355 2.250 1.875 80.00
6938013 5.875 5.500 356 2.375 2.000 80.00
6942296 5.875 5.500 356 2.250 1.875 80.00
6959613 7.125 6.750 354 5.000 4.625 80.00
6967392 5.625 5.250 357 2.250 1.875 80.00
6967723 5.500 5.125 356 2.250 1.875 80.00
6959621 6.375 6.000 354 4.375 4.000 80.00
6890206 3.476 3.101 354 2.375 2.000 79.99
6930523 3.476 3.101 354 2.375 2.000 79.99
6941314 6.500 6.125 356 2.375 2.000 79.97
9054933 4.625 4.250 357 2.250 1.875 79.35
9054917 3.625 3.250 357 2.250 1.875 79.06
6978027 6.750 6.375 353 4.250 3.875 77.95
6942288 5.875 5.500 356 2.250 1.875 77.82
6974885 6.250 5.875 357 3.875 3.500 75.00
6974893 6.250 5.875 357 3.875 3.500 75.00
6959571 7.625 7.250 354 5.000 4.625 75.00
6959597 6.990 6.615 354 5.000 4.625 75.00
6959647 6.990 6.615 354 5.000 4.625 75.00
6959712 6.875 6.500 353 4.875 4.500 75.00
6959753 6.625 6.250 353 4.375 4.000 75.00
6996268 6.500 6.125 355 4.500 4.125 75.00
6996284 7.125 6.750 355 5.000 4.625 75.00
6959639 7.125 6.750 354 5.000 4.625 75.00
6996227 6.500 6.125 355 4.500 4.125 75.00
6996292 6.750 6.375 353 4.750 4.375 75.00
6996334 6.990 6.615 355 5.000 4.625 75.00
9054909 4.500 4.125 357 2.250 1.875 74.54
6940571 3.476 3.101 356 2.375 2.000 72.22
9054982 5.125 4.750 356 2.250 1.875 70.00
6959662 6.625 6.250 353 5.000 4.625 70.00
6959670 6.875 6.500 354 4.875 4.500 70.00
6959696 7.125 6.750 353 5.000 4.625 70.00
6959761 5.875 5.500 354 3.500 3.125 70.00
6996219 6.990 6.615 354 5.000 4.625 70.00
6996250 6.750 6.375 354 4.875 4.500 70.00
6996276 5.750 5.375 354 2.125 1.750 70.00
6996300 6.750 6.375 355 4.750 4.375 70.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
6959654 7.990 7.615 354 4.875 4.500 70.00
6996243 7.000 6.625 354 5.000 4.625 68.97
6973028 5.625 5.250 357 2.250 1.875 68.97
6996979 5.875 5.500 351 2.250 1.875 67.80
9054958 4.250 3.875 356 2.250 1.875 67.42
6973135 5.625 5.250 357 2.250 1.875 65.17
6968408 6.125 5.750 354 3.000 2.625 64.71
6936421 6.875 6.500 354 2.250 1.875 63.98
6967301 5.375 5.000 357 2.250 1.875 63.86
9054966 4.750 4.375 357 2.250 1.875 63.82
6972376 5.875 5.500 357 2.250 1.875 63.16
9054941 5.000 4.625 356 2.250 1.875 62.53
6894877 5.500 5.125 355 2.250 1.875 62.11
6895577 3.851 3.476 356 2.375 2.000 55.09
6944524 6.750 6.375 356 2.375 2.000 50.00
6996318 6.625 6.250 356 4.750 4.375 48.78
6894638 5.625 5.250 355 2.375 2.000 45.71
9055013 4.875 4.500 357 2.250 1.875 43.58
6944938 6.750 6.375 356 2.375 2.000 43.48
9054990 4.375 4.000 357 2.250 1.875 22.75
9054891 4.250 3.875 357 2.250 1.875 47.66
3274006638 6.250 5.875 354 2.750 2.375 80.00
3262003849 6.250 5.875 353 2.750 2.375 80.00
0000000000 6.625 6.250 357 2.750 2.375 75.00
3254005280 5.625 5.250 356 2.750 2.375 79.65
1781004263 6.625 6.250 353 2.750 2.375 71.17
1781004586 6.000 5.625 353 2.750 2.375 78.70
1781003629 6.375 6.000 351 2.750 2.375 76.86
3262003251 5.000 4.625 351 2.750 2.375 58.42
3274009328 5.750 5.375 357 2.750 2.375 80.00
1162001437 6.875 6.500 355 2.750 2.375 85.00
3264001501 7.500 7.125 352 2.750 2.375 89.57
0000000000 6.250 5.875 354 2.750 2.375 89.99
3252003490 7.000 6.625 352 2.750 2.375 85.00
3262003511 6.375 6.000 352 2.750 2.375 69.33
0000000000 6.250 5.875 357 2.750 2.375 78.95
3261002322 6.125 5.750 351 2.750 2.375 75.43
3254001774 7.875 7.500 349 2.750 2.375 90.00
3274006828 6.250 5.875 354 2.750 2.375 90.00
1161002772 7.375 7.000 352 2.750 2.375 80.00
1781004298 6.875 6.500 353 2.750 2.375 90.00
0000000000 6.500 6.125 357 2.750 2.375 80.00
1781003711 7.125 6.750 352 2.750 2.375 89.99
1781005680 5.500 5.125 356 2.750 2.375 90.00
3254004763 5.750 5.375 355 2.750 2.375 90.00
1162001838 5.875 5.500 356 2.750 2.375 90.00
3261001980 7.000 6.625 350 2.750 2.375 57.14
1781005868 6.250 5.875 357 2.750 2.375 90.00
0000000000 6.500 6.125 351 2.750 2.375 84.83
3254001491 7.000 6.625 348 2.750 2.375 90.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
0000000000 6.125 5.750 357 2.750 2.375 90.00
3252004444 5.875 5.500 356 2.750 2.375 90.00
3262002721 7.625 7.250 350 2.750 2.375 90.00
3262005397 6.250 5.875 357 2.750 2.375 90.00
3254005712 6.375 6.000 357 2.750 2.375 90.00
1162001565 6.375 6.000 354 2.750 2.375 89.91
1781005109 5.500 5.125 355 2.750 2.375 80.00
1781004304 6.875 6.500 353 2.750 2.375 58.70
3262004664 6.000 5.625 356 2.750 2.375 80.00
1781003497 6.500 6.125 351 2.750 2.375 80.00
1781004727 5.750 5.375 354 2.750 2.375 75.00
1781003517 6.875 6.500 351 2.750 2.375 90.00
3262004715 6.250 5.875 356 2.750 2.375 88.82
3254004437 6.125 5.750 354 2.750 2.375 80.00
1161004244 6.375 6.000 356 2.750 2.375 88.57
3261003995 5.750 5.375 357 2.750 2.375 89.49
3100001261 4.875 4.500 356 2.750 2.375 79.55
3261001971 6.750 6.375 351 2.750 2.375 84.21
0000000000 6.875 6.500 352 2.750 2.375 34.41
1781002257 7.250 6.875 348 2.750 2.375 90.00
1162002102 5.250 4.875 357 2.750 2.375 67.95
1781004960 5.750 5.375 355 2.750 2.375 73.78
3254004308 6.500 6.125 354 2.750 2.375 89.99
3262003877 6.125 5.750 353 2.750 2.375 90.00
3274003835 7.125 6.750 351 2.750 2.375 90.00
1162000543 7.000 6.625 350 2.750 2.375 80.00
3262002730 7.250 6.875 350 2.750 2.375 69.48
3254002313 6.750 6.375 351 2.750 2.375 90.00
3262002010 7.625 7.250 348 2.750 2.375 90.00
1781002219 7.375 7.000 348 2.750 2.375 89.98
1162001795 5.500 5.125 355 2.750 2.375 71.36
0000000000 6.750 6.375 352 2.750 2.375 90.00
3275003179 5.875 5.500 354 2.750 2.375 78.72
1781003382 6.500 6.125 350 2.750 2.375 90.00
0000000000 5.500 5.125 356 2.750 2.375 80.00
1781004706 5.500 5.125 354 2.750 2.375 84.57
0000000000 6.000 5.625 357 2.750 2.375 90.00
1781003461 6.125 5.750 350 2.750 2.375 72.68
3261002373 7.000 6.625 353 2.750 2.375 80.00
0000000000 4.875 4.500 357 2.750 2.375 80.00
1161003883 6.250 5.875 355 2.750 2.375 90.00
1781004903 5.875 5.500 354 2.750 2.375 90.00
1781005705 5.375 5.000 357 2.750 2.375 63.64
1781005162 5.875 5.500 355 2.750 2.375 80.00
3261003732 6.125 5.750 356 2.750 2.375 90.00
1162001902 5.875 5.500 356 2.750 2.375 79.63
1781003460 6.500 6.125 351 2.750 2.375 75.86
3255003340 6.000 5.625 351 2.750 2.375 75.00
0000000000 6.000 5.625 356 2.750 2.375 88.00
1781005998 6.875 6.500 357 2.750 2.375 90.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
1161001553 7.000 6.625 348 2.750 2.375 90.00
0000000000 6.125 5.750 353 2.750 2.375 80.00
1781003514 5.750 5.375 351 2.750 2.375 80.00
1781003155 5.125 4.750 355 2.750 2.375 69.44
0000000000 6.625 6.250 354 2.750 2.375 80.00
1162001435 6.750 6.375 354 2.750 2.375 85.19
1781004099 7.875 7.500 352 1.553 1.178 90.00
1781003111 7.500 7.125 351 2.750 2.375 90.00
1162001770 5.625 5.250 355 2.750 2.375 79.12
1162001504 5.500 5.125 354 2.750 2.375 85.00
3262005048 6.625 6.250 356 2.750 2.375 90.00
3252002557 7.250 6.875 349 2.750 2.375 90.00
1781005759 6.625 6.250 357 2.750 2.375 90.00
3262004962 6.250 5.875 356 2.750 2.375 90.00
3252002538 6.500 6.125 350 2.750 2.375 79.98
3274008219 6.500 6.125 356 2.750 2.375 78.90
3262003461 7.125 6.750 352 2.750 2.375 73.65
0000000000 6.500 6.125 353 2.750 2.375 80.00
1781006066 5.500 5.125 357 2.750 2.375 80.00
1781005500 5.250 4.875 356 2.750 2.375 80.00
1781005588 5.625 5.250 356 2.750 2.375 69.44
1781004828 6.000 5.625 354 2.750 2.375 80.00
3274005141 7.000 6.625 351 2.750 2.375 80.00
1781004312 7.000 6.625 353 2.750 2.375 80.00
3274007230 6.500 6.125 354 2.750 2.375 86.67
3274006860 5.625 5.250 355 2.750 2.375 38.24
3252003845 6.375 6.000 354 2.750 2.375 90.00
3261002277 7.500 7.125 352 2.750 2.375 79.85
0000000000 6.750 6.375 350 2.750 2.375 75.00
3275003065 6.500 6.125 352 2.750 2.375 90.00
3252003032 7.125 6.750 349 2.750 2.375 85.00
3262005311 5.875 5.500 357 2.750 2.375 89.97
1781005447 6.000 5.625 356 2.750 2.375 80.00
1162000667 7.375 7.000 351 2.750 2.375 90.00
3254001417 6.750 6.375 348 2.750 2.375 90.00
1781003592 6.000 5.625 351 2.750 2.375 80.00
3254003998 6.375 6.000 354 2.750 2.375 90.00
1781002785 6.500 6.125 349 2.750 2.375 80.00
1781004831 5.750 5.375 354 2.750 2.375 90.00
1781005550 5.125 4.750 357 2.750 2.375 79.49
3261003243 5.500 5.125 355 2.750 2.375 90.00
1781004368 7.000 6.625 353 2.750 2.375 85.00
1161001566 6.625 6.250 348 2.750 2.375 75.00
1781005282 6.875 6.500 355 2.750 2.375 90.00
1781006129 6.125 5.750 357 2.750 2.375 90.00
3252004548 5.625 5.250 357 2.750 2.375 90.00
3254000916 7.000 6.625 348 2.750 2.375 84.05
3261003536 6.125 5.750 356 2.750 2.375 80.00
3254005680 6.125 5.750 356 2.750 2.375 90.00
3274006221 6.375 6.000 353 2.750 2.375 80.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
3274006140 6.875 6.500 352 2.750 2.375 78.10
1781003113 5.875 5.500 350 2.750 2.375 80.00
1781002337 7.125 6.750 348 2.750 2.375 80.00
1781006020 6.000 5.625 357 2.750 2.375 84.01
1781004728 5.875 5.500 356 2.750 2.375 80.00
3261001748 6.750 6.375 349 2.750 2.375 90.00
1781005901 6.750 6.375 357 2.750 2.375 90.00
3261003051 7.000 6.625 354 2.750 2.375 85.00
3274007201 6.500 6.125 355 2.750 2.375 80.00
3274007662 5.875 5.500 356 2.750 2.375 80.00
1781002653 7.375 7.000 349 2.750 2.375 80.00
3274006896 5.625 5.250 354 2.750 2.375 78.33
3252001834 7.750 7.375 346 2.750 2.375 90.00
3255003753 5.500 5.125 355 2.750 2.375 77.67
1781005488 6.250 5.875 356 2.750 2.375 80.00
3274002655 6.625 6.250 348 2.750 2.375 80.00
1781004998 6.125 5.750 355 2.750 2.375 89.99
3254001600 6.875 6.500 349 2.750 2.375 45.69
3274003477 6.750 6.375 350 2.750 2.375 61.74
1781000578 7.250 6.875 344 2.750 2.375 65.45
3255003627 6.375 6.000 354 2.750 2.375 80.00
1781004857 5.250 4.875 354 2.750 2.375 72.73
3261003632 6.750 6.375 356 2.750 2.375 90.00
3274007684 6.500 6.125 356 2.750 2.375 84.96
1781004799 5.875 5.500 355 2.750 2.375 76.03
1781002981 6.625 6.250 350 2.750 2.375 77.76
0000000000 7.375 7.000 346 2.750 2.375 65.52
3274004293 6.375 6.000 350 2.750 2.375 76.00
3254005310 5.625 5.250 356 2.750 2.375 60.16
1781002824 6.875 6.500 350 2.750 2.375 89.70
1162001812 6.625 6.250 356 2.750 2.375 90.00
3274008045 6.125 5.750 356 2.750 2.375 90.00
1781002026 6.875 6.500 347 2.750 2.375 66.89
1781005927 6.000 5.625 357 2.750 2.375 90.00
3274002750 7.250 6.875 348 2.750 2.375 90.00
1162001652 5.250 4.875 355 2.750 2.375 76.19
1781005152 6.500 6.125 355 2.750 2.375 81.52
1781003924 6.750 6.375 351 2.750 2.375 80.00
1781003563 6.750 6.375 352 2.750 2.375 89.93
3262001500 6.625 6.250 350 2.750 2.375 80.00
1785003109 6.500 6.125 348 2.750 2.375 69.31
1161002761 6.750 6.375 351 2.750 2.375 50.35
3254005410 6.000 5.625 357 2.750 2.375 80.00
3274004623 8.000 7.625 351 2.750 2.375 90.00
3262002325 6.750 6.375 349 2.750 2.375 80.00
3262005418 5.625 5.250 357 2.750 2.375 80.00
0000000000 5.875 5.500 355 1.000 0.625 80.00
3275003082 7.000 6.625 352 2.750 2.375 90.00
1162001591 6.250 5.875 356 2.750 2.375 80.00
1781004814 5.875 5.500 356 2.250 1.875 79.09
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
3274006661 6.500 6.125 353 2.750 2.375 90.00
3274008285 6.125 5.750 356 2.750 2.375 90.00
1781004259 5.250 4.875 355 2.750 2.375 90.00
3274009348 5.750 5.375 357 2.750 2.375 80.00
3252000726 7.750 7.375 344 2.750 2.375 90.00
1781002569 6.750 6.375 349 2.750 2.375 75.00
3262002537 6.875 6.500 349 2.750 2.375 75.00
3262002536 8.125 7.750 350 2.750 2.375 89.99
1781004949 5.375 5.000 355 2.750 2.375 74.80
0000000000 6.125 5.750 354 2.750 2.375 81.39
3252003159 7.250 6.875 350 2.750 2.375 90.00
3274003319 7.750 7.375 349 2.750 2.375 80.00
1162001866 6.125 5.750 355 2.750 2.375 79.99
0000000000 6.125 5.750 357 2.750 2.375 80.00
0000000000 6.375 6.000 353 2.750 2.375 89.35
3274008730 5.875 5.500 357 2.750 2.375 78.74
3274007063 5.625 5.250 354 2.750 2.375 78.13
3262003271 6.750 6.375 351 2.750 2.375 74.41
3252004533 6.500 6.125 356 2.750 2.375 80.00
3274007209 5.250 4.875 356 2.750 2.375 76.81
3252001734 7.500 7.125 347 2.750 2.375 85.00
1782001171 7.000 6.625 347 2.750 2.375 70.00
3262000687 7.500 7.125 345 2.750 2.375 80.00
0000000000 7.375 7.000 354 2.750 2.375 68.75
3274008490 5.750 5.375 356 2.750 2.375 80.00
3274005124 7.500 7.125 351 2.750 2.375 80.00
1781003358 6.125 5.750 350 2.750 2.375 80.00
1781005448 6.875 6.500 356 2.750 2.375 90.00
1781003043 7.500 7.125 350 2.750 2.375 80.00
3274004789 6.625 6.250 351 2.750 2.375 80.00
1781004481 6.875 6.500 353 2.750 2.375 90.00
3261001273 6.375 6.000 348 2.750 2.375 80.00
3262002099 6.875 6.500 349 2.750 2.375 80.00
1781005381 5.750 5.375 356 2.750 2.375 77.58
1781003878 6.375 6.000 351 2.750 2.375 80.00
3261001123 7.125 6.750 347 2.750 2.375 84.53
3274001498 8.000 7.625 345 2.750 2.375 73.45
3274007767 6.750 6.375 356 2.750 2.375 65.12
1781005320 5.375 5.000 356 2.750 2.375 43.75
3254004610 6.750 6.375 355 2.750 2.375 75.00
1785003888 6.500 6.125 356 2.750 2.375 68.73
1781004956 6.000 5.625 355 2.750 2.375 62.08
0000000000 6.625 6.250 355 2.750 2.375 73.17
1781004740 5.750 5.375 354 2.750 2.375 75.00
1161002977 7.500 7.125 352 2.750 2.375 75.00
1781004388 7.375 7.000 353 2.750 2.375 75.00
3252003582 6.500 6.125 353 2.750 2.375 69.23
1781003465 6.875 6.500 351 2.750 2.375 75.00
1781002440 7.125 6.750 349 2.750 2.375 74.90
0000000000 5.875 5.500 355 2.750 2.375 40.82
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
3254003886 6.375 6.000 354 2.750 2.375 58.82
3261003690 6.625 6.250 357 2.750 2.375 70.00
3262004148 6.375 6.000 354 2.750 2.375 65.00
1781005915 6.625 6.250 357 2.750 2.375 86.48
1781005942 6.375 6.000 357 2.750 2.375 79.99
3254006143 6.500 6.125 357 2.750 2.375 79.97
3274009561 6.625 6.250 357 2.750 2.375 80.00
1781006044 5.375 5.000 357 2.750 2.375 79.33
1781006155 5.625 5.250 357 2.750 2.375 90.00
3254006071 5.875 5.500 357 2.750 2.375 79.17
3254006084 5.750 5.375 358 2.750 2.375 80.00
1781005256 5.750 5.375 357 2.750 2.375 80.00
20858866 4.750 4.375 354 2.750 2.375 80.00
22566657 4.875 4.500 356 2.750 2.375 80.00
7073935491 3.375 3.000 275 2.250 1.875 55.66
7074599882 2.750 2.375 276 2.000 1.625 80.00
7076073167 4.625 4.250 278 2.000 1.625 59.62
7073946829 7.625 7.000 330 2.000 1.375 79.66
21748355 5.500 5.125 350 2.750 2.375 79.99
21846480 5.250 4.875 351 2.750 2.375 59.96
21843263 6.750 6.375 351 2.250 1.875 79.98
21847744 6.375 6.000 351 2.250 1.875 80.00
21183298 5.500 5.125 352 2.750 2.375 50.03
21844154 5.625 5.250 352 2.750 2.375 70.56
21860077 6.500 6.125 352 2.250 1.875 79.73
21859558 5.500 5.125 353 2.750 2.375 80.00
21210562 5.250 4.875 356 2.750 2.375 74.98
21213145 5.750 5.375 356 2.750 2.375 62.54
21214135 5.500 5.125 356 2.750 2.375 69.76
21966205 5.750 5.375 356 2.750 2.375 80.00
21972617 5.250 4.875 356 2.750 2.375 80.00
21974316 4.500 4.125 356 2.750 2.375 62.50
21978713 5.500 5.125 356 2.750 2.375 74.99
21979067 5.500 5.125 356 2.750 2.375 80.00
21980990 5.500 5.125 356 2.750 2.375 74.98
21983382 5.500 5.125 356 2.750 2.375 74.97
21991104 5.125 4.750 356 2.750 2.375 63.14
21991393 5.500 5.125 356 2.750 2.375 50.35
21992151 5.250 4.875 356 2.750 2.375 62.54
21992425 5.375 5.000 356 2.750 2.375 79.05
21996160 5.500 5.125 356 2.750 2.375 74.98
21998174 5.375 5.000 356 2.750 2.375 89.99
21999875 5.500 5.125 356 2.750 2.375 75.00
22000244 5.375 5.000 356 2.750 2.375 75.00
22001747 5.375 5.000 356 2.750 2.375 73.85
22015739 5.500 5.125 357 2.750 2.375 74.98
21976659 5.500 5.125 356 2.750 2.375 74.99
21903414 6.250 5.875 356 2.750 2.375 75.00
1501100455 4.750 4.375 350 1.875 1.500 64.79
105187801 5.250 4.875 352 1.875 1.500 89.02
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
1304000363 5.625 5.250 350 1.875 1.500 80.00
1701100266 5.000 4.625 353 3.250 2.875 80.00
105060404 4.875 4.500 352 1.875 1.500 95.00
1701100052 3.625 3.250 352 2.375 2.000 70.00
106305501 5.125 4.750 355 1.875 1.500 80.00
106786700 4.375 4.000 356 1.875 1.500 80.00
307325803 5.875 5.500 357 5.750 5.375 77.42
1101001195 6.750 6.375 357 2.250 1.875 90.00
1101001365 6.875 6.500 357 2.250 1.875 93.13
1101001394 6.625 6.250 357 2.250 1.875 80.00
1303000728 6.750 6.375 357 2.250 1.875 80.00
1308000806 6.500 6.125 358 2.250 1.875 90.00
1309001660 5.625 5.250 357 2.250 1.875 79.63
1310001950 6.375 6.000 357 2.250 1.875 52.00
1310001989 5.500 5.125 357 2.250 1.875 79.98
1312000774 6.375 6.000 357 2.250 1.875 90.00
1501103602 6.750 6.375 358 2.250 1.875 80.00
1701101252 4.625 4.250 357 3.250 2.875 70.00
0000000000 4.375 4.000 357 3.250 2.875 70.00
1701101297 5.125 4.750 357 2.250 1.875 80.00
105302806 4.750 4.375 353 1.875 1.500 80.00
105741904 4.875 4.500 354 1.875 1.500 94.34
106543804 5.000 4.625 355 1.875 1.500 80.00
1302000593 4.750 4.375 356 1.875 1.500 89.56
1302000747 6.375 6.000 357 2.250 1.875 89.99
1302000776 5.875 5.500 357 2.250 1.875 79.99
1303000608 4.375 4.000 356 1.875 1.500 80.00
1303000633 4.375 4.000 356 1.875 1.500 80.00
1303000709 4.500 4.125 357 1.875 1.500 28.35
1304002266 5.250 4.875 356 1.875 1.500 75.85
1309001173 5.750 5.375 357 2.250 1.875 80.00
1501102821 7.000 6.625 355 2.250 1.875 79.97
9044025 6.625 6.250 357 2.250 1.875 95.00
9105834 5.125 4.750 359 2.250 1.875 95.00
9036740 5.875 5.500 359 2.250 1.875 95.00
9038357 5.625 5.250 358 2.250 1.875 95.00
9043555 5.500 5.125 358 2.250 1.875 95.00
9043571 6.125 5.750 358 2.250 1.875 95.00
9043605 6.375 6.000 358 2.250 1.875 94.99
9044199 6.250 5.875 359 2.250 1.875 95.00
9046301 6.250 5.875 358 2.250 1.875 95.00
9096959 6.250 5.875 358 2.250 1.875 95.00
9045337 6.000 5.625 359 2.250 1.875 94.99
6975361 6.000 5.625 359 2.250 1.875 94.96
9042920 6.125 5.750 359 2.250 1.875 93.78
9043639 5.375 5.000 359 2.250 1.875 91.21
9116278 6.875 6.500 358 4.750 4.375 90.00
9097221 4.875 4.500 358 2.375 2.000 89.99
9046285 5.000 4.625 358 2.250 1.875 90.00
9097429 6.375 6.000 358 2.250 1.875 90.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
9042276 6.250 5.875 359 2.250 1.875 90.00
9038316 5.500 5.125 359 2.250 1.875 90.00
9038498 5.750 5.375 359 2.250 1.875 90.00
9039744 5.875 5.500 358 2.250 1.875 90.00
9043597 4.750 4.375 358 2.250 1.875 90.00
9044116 5.750 5.375 359 2.250 1.875 90.00
9044439 5.875 5.500 359 3.000 2.625 90.00
9044512 5.500 5.125 358 3.000 2.625 90.00
9044561 5.750 5.375 354 3.000 2.625 90.00
9043563 6.125 5.750 358 2.250 1.875 90.00
9042029 6.250 5.875 359 2.250 1.875 90.00
9045659 5.625 5.250 359 2.250 1.875 90.00
9043589 6.250 5.875 358 2.250 1.875 89.97
6980205 5.750 5.375 358 2.250 1.875 89.90
9043548 4.875 4.500 358 2.375 2.000 89.88
9097098 6.250 5.875 359 2.250 1.875 89.79
6980668 6.250 5.875 359 2.250 1.875 89.64
9037813 4.875 4.500 358 2.375 2.000 88.10
9038746 6.000 5.625 358 2.250 1.875 85.00
6970784 3.476 3.101 357 2.375 2.000 81.54
9116260 5.375 5.000 358 3.000 2.625 80.00
9116286 5.375 5.000 358 3.000 2.625 80.00
9130113 5.375 5.000 358 2.375 2.000 80.00
9130121 6.750 6.375 358 2.375 2.000 80.00
9130139 5.250 4.875 358 2.250 1.875 80.00
9130147 4.875 4.500 359 2.250 1.875 80.00
9096504 5.000 4.625 359 2.250 1.875 80.00
9097890 5.125 4.750 359 2.250 1.875 80.00
9098146 5.625 5.250 359 2.250 1.875 80.00
9040882 5.625 5.250 359 2.250 1.875 80.00
9101502 4.750 4.375 359 2.375 2.000 80.00
9042359 5.250 4.875 358 2.250 1.875 80.00
9040718 5.250 4.875 359 2.250 1.875 80.00
9039876 6.125 5.750 358 2.375 2.000 80.00
9101189 5.125 4.750 359 2.375 2.000 80.00
9099045 6.250 5.875 359 2.250 1.875 80.00
9097635 5.375 5.000 359 2.250 1.875 80.00
9044991 5.500 5.125 359 2.250 1.875 80.00
9042938 5.250 4.875 359 2.250 1.875 80.00
9033929 5.250 4.875 359 2.250 1.875 80.00
6973515 5.750 5.375 357 2.250 1.875 80.00
9104027 6.000 5.625 359 2.250 1.875 80.00
6972277 6.125 5.750 359 2.250 1.875 80.00
9044793 6.000 5.625 359 2.250 1.875 80.00
9103201 5.250 4.875 359 2.250 1.875 80.00
9104001 4.875 4.500 358 2.375 2.000 80.00
9046079 5.375 5.000 359 2.250 1.875 80.00
9046376 5.750 5.375 359 2.250 1.875 80.00
9098526 5.125 4.750 359 2.250 1.875 80.00
9099656 6.250 5.875 359 2.250 1.875 80.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
9041500 5.500 5.125 359 2.250 1.875 80.00
6976070 5.250 4.875 359 2.250 1.875 80.00
6980734 5.250 4.875 359 2.250 1.875 80.00
6981278 5.875 5.500 358 2.250 1.875 80.00
6938526 6.250 5.875 356 2.250 1.875 80.00
6942254 6.750 6.375 356 2.250 1.875 80.00
6968010 3.500 3.125 358 2.375 2.000 80.00
6968424 6.625 6.250 357 2.250 1.875 80.00
6976419 6.500 6.125 358 2.250 1.875 80.00
6977268 5.000 4.625 358 2.250 1.875 80.00
6978308 5.375 5.000 359 2.250 1.875 80.00
6978423 5.875 5.500 359 2.250 1.875 80.00
6981237 5.125 4.750 358 2.250 1.875 80.00
6981302 6.375 6.000 358 2.250 1.875 80.00
6981559 5.875 5.500 358 2.250 1.875 80.00
6981740 5.250 4.875 358 2.250 1.875 80.00
6981880 6.000 5.625 358 2.250 1.875 80.00
6982623 5.125 4.750 358 2.250 1.875 80.00
6982862 6.000 5.625 358 2.250 1.875 80.00
6983340 5.875 5.500 359 2.375 2.000 80.00
6983480 6.000 5.625 359 2.250 1.875 80.00
6983514 6.125 5.750 358 2.250 1.875 80.00
9033150 5.750 5.375 358 2.250 1.875 80.00
9033499 5.625 5.250 358 2.250 1.875 80.00
9034182 5.500 5.125 358 2.250 1.875 80.00
9034695 5.375 5.000 358 2.250 1.875 80.00
9034737 5.875 5.500 358 2.250 1.875 79.99
9034778 5.625 5.250 358 2.250 1.875 80.00
9035601 5.500 5.125 358 2.250 1.875 80.00
9035643 5.500 5.125 358 2.250 1.875 80.00
9035874 5.500 5.125 358 2.250 1.875 80.00
9036203 5.875 5.500 358 2.250 1.875 80.00
9036807 5.375 5.000 358 2.250 1.875 80.00
9037763 6.000 5.625 358 2.250 1.875 80.00
9038241 6.375 6.000 358 2.250 1.875 80.00
9038365 5.250 4.875 358 2.250 1.875 80.00
9038662 5.250 4.875 358 2.250 1.875 80.00
9038845 4.875 4.500 358 2.375 2.000 80.00
9038852 4.875 4.500 358 2.375 2.000 80.00
9038969 5.750 5.375 358 2.250 1.875 80.00
9039751 5.875 5.500 359 2.250 1.875 80.00
9039991 4.125 3.750 358 2.375 2.000 80.00
9040130 5.500 5.125 358 2.250 1.875 80.00
9040155 5.000 4.625 358 2.250 1.875 80.00
9040189 5.500 5.125 357 2.250 1.875 80.00
9040213 5.375 5.000 359 2.250 1.875 80.00
9040676 3.625 3.250 358 2.375 2.000 80.00
9041138 6.125 5.750 358 2.250 1.875 80.00
9041179 5.500 5.125 359 2.250 1.875 80.00
9041260 6.000 5.625 359 2.250 1.875 80.00
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
9041278 5.750 5.375 358 2.250 1.875 80.00
9041575 5.250 4.875 359 2.250 1.875 80.00
9041765 5.875 5.500 359 2.250 1.875 80.00
9042227 5.750 5.375 359 2.250 1.875 78.41
9042268 5.500 5.125 359 2.250 1.875 80.00
9042649 5.500 5.125 359 2.250 1.875 80.00
9043506 3.476 3.101 358 2.375 2.000 79.99
9043803 6.000 5.625 359 2.250 1.875 80.00
9043845 5.375 5.000 359 2.250 1.875 79.99
9044397 5.375 5.000 359 2.250 1.875 80.00
9096256 5.375 5.000 359 2.250 1.875 80.00
9096710 4.000 3.625 359 2.250 1.875 80.00
9098989 5.375 5.000 359 2.250 1.875 80.00
6978407 5.750 5.375 358 2.250 1.875 80.00
9034877 6.000 5.625 358 2.250 1.875 80.00
9037961 5.125 4.750 358 2.250 1.875 80.00
9037870 5.625 5.250 359 2.250 1.875 80.00
9041872 5.375 5.000 359 2.250 1.875 80.00
9037029 5.125 4.750 358 2.250 1.875 80.00
9037433 5.875 5.500 358 2.250 1.875 80.00
9041328 5.875 5.500 359 2.250 1.875 80.00
9034711 5.875 5.500 359 2.250 1.875 80.00
9100587 5.500 5.125 359 2.250 1.875 79.99
9035742 5.875 5.500 358 2.250 1.875 79.98
9033192 5.125 4.750 358 2.250 1.875 79.98
9035924 5.000 4.625 358 2.250 1.875 79.96
9039041 5.375 5.000 359 2.250 1.875 79.93
6981922 5.125 4.750 358 2.250 1.875 79.93
6980213 5.875 5.500 358 2.250 1.875 79.79
9044447 5.625 5.250 358 3.000 2.625 79.44
9098823 5.250 4.875 359 2.250 1.875 79.31
6933196 3.976 3.601 356 2.875 2.500 79.08
9040692 5.375 5.000 359 2.250 1.875 78.83
9041989 5.125 4.750 359 2.250 1.875 77.88
9103250 3.750 3.375 359 2.250 1.875 77.74
9097502 4.625 4.250 359 2.250 1.875 77.20
9043530 4.500 4.125 358 2.375 2.000 76.86
9034117 6.250 5.875 358 2.250 1.875 76.29
9043498 5.375 5.000 358 2.250 1.875 76.28
6973473 5.875 5.500 358 2.375 2.000 76.00
9116294 7.500 7.125 356 5.000 4.625 75.83
9097122 4.875 4.500 358 2.375 2.000 75.00
9101783 4.750 4.375 359 2.250 1.875 73.83
9044876 5.375 5.000 359 2.250 1.875 73.64
9045311 6.125 5.750 359 2.250 1.875 70.00
6980601 5.625 5.250 358 2.250 1.875 70.00
9040783 5.625 5.250 358 2.250 1.875 70.00
9096413 7.250 6.875 358 4.875 4.500 69.12
9040494 4.875 4.500 358 2.250 1.875 68.71
9097478 4.875 4.500 359 2.250 1.875 67.04
LOAN_ID CURRENT GROSS COUPON CURRENT NET COUPON REMAINING TERM GROSS COUPON MARGIN NET COUPON MARGIN LOAN TO VALUE
------- -------------------- ------------------ -------------- ------------------- ----------------- -------------
9034141 5.000 4.625 359 2.250 1.875 66.67
9040924 5.250 4.875 359 2.250 1.875 66.67
6972236 6.125 5.750 357 2.250 1.875 65.81
6977383 5.750 5.375 359 2.250 1.875 64.52
6932511 6.625 6.250 355 2.375 2.000 59.63
9034745 6.375 6.000 358 2.250 1.875 58.13
6975197 4.875 4.500 358 2.250 1.875 56.19
9038340 6.125 5.750 359 2.250 1.875 50.00
9040825 4.250 3.875 358 2.250 1.875 32.27
13949237 5.875 5.500 359 2.250 1.875 95.00
13954980 5.875 5.500 358 2.250 1.875 95.00
13959920 5.625 5.250 359 2.250 1.875 95.00
13908428 7.875 7.500 354 2.250 1.875 90.00
13937346 6.000 5.625 358 2.250 1.875 90.00
13940492 6.250 5.875 358 2.250 1.875 90.00
13953973 6.125 5.750 359 2.250 1.875 90.00
13953919 6.125 5.750 359 2.250 1.875 89.22
13966342 5.625 5.250 359 2.250 1.875 95.00
13923535 6.500 6.125 357 2.250 1.875 90.00
13942526 6.125 5.750 359 2.250 1.875 100.00
13959917 3.875 3.500 358 2.375 2.000 80.00
13963486 5.875 5.500 359 2.375 2.000 80.00
13957424 4.000 3.625 359 2.375 2.000 80.00
13906983 3.750 3.375 354 2.375 2.000 80.00
13906986 3.750 3.375 354 2.375 2.000 80.00
13957028 5.125 4.750 359 2.250 1.875 80.00
13963485 5.875 5.500 359 2.250 1.875 80.00
13966145 5.375 5.000 359 2.250 1.875 80.00
13925606 6.125 5.750 359 2.250 1.875 80.00
13941012 5.375 5.000 358 2.250 1.875 80.00
13950080 5.125 4.750 359 2.250 1.875 80.00
13966153 5.625 5.250 357 2.250 1.875 80.00
13959770 5.750 5.375 359 2.250 1.875 80.00
13945175 5.625 5.250 359 2.250 1.875 80.00
13919441 6.625 6.250 357 2.250 1.875 80.00
13959813 5.375 5.000 359 2.250 1.875 80.00
13956665 6.375 6.000 359 2.250 1.875 80.00
13966340 6.000 5.625 359 2.250 1.875 80.00
13957027 6.000 5.625 359 2.250 1.875 80.00
13957039 5.625 5.250 359 2.250 1.875 80.00
13953930 5.875 5.500 359 2.250 1.875 80.00
13942992 5.625 5.250 359 2.250 1.875 80.00
13946208 5.750 5.375 359 2.250 1.875 79.80
13945147 5.750 5.375 359 2.250 1.875 77.80
13928957 6.750 6.375 358 2.250 1.875 70.00
13948788 6.250 5.875 359 2.250 1.875 69.94
13946201 6.000 5.625 359 2.250 1.875 69.28
13945156 5.000 4.625 359 2.250 1.875 65.00
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
6980460 PURCHASE OWNER OCCUPIED REDUCED DOC 676 SINGLE FAMILY 570714272 XXXXXXX XXXXXX
6983472 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 658 SINGLE FAMILY 608039438 XXXX XXXXXX
6973192 PURCHASE OWNER OCCUPIED REDUCED DOC 672 SINGLE FAMILY 382445832 XXXXXX XXXXXXX
6981443 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 676 SINGLE FAMILY 379864413 XXXXX XX
0000000 PURCHASE OWNER OCCUPIED REDUCED DOC 649 CONDO 557677827 CARLETON ROYAL
6973044 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 690 PUD 620689962 XXXXXXXX XXXXX
9039819 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 779 SINGLE FAMILY 175602087 XXXX XXXXX
6981435 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 736 SINGLE FAMILY 257218578 XXX XXX
6976716 PURCHASE OWNER OCCUPIED REDUCED DOC 758 SINGLE FAMILY 101769956 XXXXX XXXXXXXXX
6964159 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 663 SINGLE FAMILY 573299119 XXXXX XXXXX
6983241 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 680 SINGLE FAMILY 614308648 XXXXXXXXX XXXXXXX
6971246 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 674 2-4 FAMILY 214564787 XXXXXXX XXXXX
6977680 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 695 SINGLE FAMILY 546611506 XXXXXXX XXXXXX
6982631 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 669 SINGLE FAMILY 624077941 XXXXXXXXX DESANTIAG
6969554 PURCHASE OWNER OCCUPIED REDUCED DOC 712 SINGLE FAMILY 545748870 XXXXXXX XXXXXXX
6980643 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 669 SINGLE FAMILY 557567250 XXXXXX XXXXXXX
6976765 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 651 PUD 530740775 XXXXXX XXXXX
6975296 PURCHASE OWNER OCCUPIED REDUCED DOC 712 SINGLE FAMILY 561671171 XXXXX XXXXX
6979181 PURCHASE OWNER OCCUPIED REDUCED DOC 680 SINGLE FAMILY 463975059 XXXXX XXXXXX
6978266 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 645 CONDO 622034310 XXXXX X XXXXX
6982599 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 652 SINGLE FAMILY 571648455 XXXXXX XXXXXX
6981294 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 644 SINGLE FAMILY 614202413 XXXXXXXX XXXXX
6973713 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 676 PUD 565236883 XXXXXX X XXXXXXX
9035254 PURCHASE OWNER OCCUPIED REDUCED DOC 674 SINGLE FAMILY 562850243 XXXXXX XXXXXXX
6967665 PURCHASE OWNER OCCUPIED REDUCED DOC 654 SINGLE FAMILY 602886303 PER XXXX XXXXXXX
6946735 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 643 SINGLE FAMILY 512309784 XXXXXXXX XXXXXXXXXX
6978837 PURCHASE SECOND HOME REDUCED DOC 697 PUD 558923463 XXXXXXX XXXXXXXX
6976807 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 656 CONDO 602064415 XXXX XXXX
6978910 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 671 2-4 FAMILY 566155687 XXXXX XXXXX
6965990 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 655 SINGLE FAMILY 573821039 XXXXXXXX XXXXXXX
6981542 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 681 SINGLE FAMILY 23785182 XXXXXXXX ZABOLOTNAY
6969190 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 694 PUD 570846842 XXXXXX XXXX
6967624 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 780 SINGLE FAMILY 232749191 XXXXXXX XXXXXX
9040858 PURCHASE OWNER OCCUPIED REDUCED DOC 711 SINGLE FAMILY 560232803 STEWART FISH
6977292 PURCHASE OWNER OCCUPIED REDUCED DOC 670 SINGLE FAMILY 618707907 XXXXXX XXXXXX
6974398 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 654 SINGLE FAMILY 369704677 XXXXXXXXX X XXXXX
6940506 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 694 SINGLE FAMILY 557677622 XXXXXX XXXXXXX
6981419 PURCHASE OWNER OCCUPIED REDUCED DOC 798 SINGLE FAMILY 380403330 XXXXXXX XXXX
6973978 PURCHASE OWNER OCCUPIED REDUCED DOC 784 SINGLE FAMILY 562438653 XXXX XXXXXX
9037102 PURCHASE OWNER OCCUPIED REDUCED DOC 686 2-4 FAMILY 551807855 XXXX XXXXXX
6966592 PURCHASE OWNER OCCUPIED REDUCED DOC 705 CONDO 611282002 XXXXX XXXXXX
6981393 PURCHASE OWNER OCCUPIED REDUCED DOC 669 SINGLE FAMILY 570591789 XXXX XXXXX
6972590 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 733 SINGLE FAMILY 559638728 XXXXXX X. XXXXXXX
6978225 PURCHASE OWNER OCCUPIED REDUCED DOC 737 SINGLE FAMILY 602063027 XXXXX XXXXXX
6982219 PURCHASE OWNER OCCUPIED REDUCED DOC 712 SINGLE FAMILY 602083672 MANESI PAPWARDHAN
6945182 PURCHASE OWNER OCCUPIED REDUCED DOC 694 SINGLE FAMILY 625147397 XXXXXXX XXXXXX
6979272 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 680 CONDO 622764119 XXXXX XXXXXXX
6975189 PURCHASE OWNER OCCUPIED REDUCED DOC 702 CONDO 610025485 HERMES XXXXX
9039827 PURCHASE OWNER OCCUPIED REDUCED DOC 669 CONDO 523783085 XXXXXXXX X.XXXXXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
6967293 PURCHASE OWNER OCCUPIED REDUCED DOC 696 SINGLE FAMILY 571716975 XXXX XXXXXXXX
6978316 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 664 2-4 FAMILY 551150850 XXXXXXXXX XXXXX-ISA
6974091 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 754 SINGLE FAMILY 247432382 XXXXX X XXXXXXXX
6972186 PURCHASE OWNER OCCUPIED REDUCED DOC 665 SINGLE FAMILY 35487160 XXXX XXXXX XXXXXX
6973465 PURCHASE OWNER OCCUPIED REDUCED DOC 732 PUD 363600831 XXXXX XXXXXXXXX
6946727 PURCHASE OWNER OCCUPIED REDUCED DOC 681 SINGLE FAMILY 152620559 XXXXXXX XXXXX
6976294 PURCHASE OWNER OCCUPIED REDUCED DOC 732 SINGLE FAMILY 618960713 XXXX XXXXXXX
6974026 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 741 CONDO 559317922 XXXXXXXX XXXXX
6976336 CASH OUT REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 743 SINGLE FAMILY 568527631 XXXXX XXXXXXXXXX
6980031 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 663 SINGLE FAMILY 469063535 XXXXX XXXXX
6935977 PURCHASE OWNER OCCUPIED REDUCED DOC 778 SINGLE FAMILY 429354240 XXX XXXX XXXXXX
6971782 PURCHASE OWNER OCCUPIED REDUCED DOC 673 CONDO 514589438 XXXXXXX XXXXX
9039801 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 716 SINGLE FAMILY 557330069 XXXXXXX X XXXXXXX
6983332 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 648 2-4 FAMILY 555633300 XXXX XXXXXXX
6980098 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 717 2-4 FAMILY 569714698 HERNAM CHACCO
6976948 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 791 SINGLE FAMILY 561863334 XXXXXXX XXXXX
9033564 PURCHASE OWNER OCCUPIED REDUCED DOC 770 2-4 FAMILY 507928768 XXXXX X X XXXXXXX
6980353 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 765 SINGLE FAMILY 521528705 XXXXXX XXXXXX XXXXXX
6976328 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 803 SINGLE FAMILY 568237502 XXXXX XXXXXXXX
6977524 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 810 SINGLE FAMILY 217181519 XXXXXX XXXXXX
6975957 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 713 PUD 573309754 XXXX XXXX
9037706 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 667 SINGLE FAMILY 186381717 XXXXX X XXXXX
6976617 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 747 SINGLE FAMILY 193469062 R XXXXXX XXXXX
9036146 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 721 SINGLE FAMILY 206469725 XXXXXXX XXXXX
6978670 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 669 SINGLE FAMILY 600818924 XXXXXX KHAMOOSHIPOU
9036252 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 767 SINGLE FAMILY 460927987 XXXXXXX XXXXX
6975080 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 649 SINGLE FAMILY 526587165 XXXXXX XXXX
6982706 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 676 CONDO 381609308 XXXXX XXXXXXXXX
6981369 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 700 SINGLE FAMILY 356725824 XXXXX XXXXXXXX
6979470 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 692 SINGLE FAMILY 526814578 XXXXX X XXXXXX
6972475 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 690 SINGLE FAMILY 411172650 XXXXXXXX XXXXXXXX
6970354 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 759 SINGLE FAMILY 208445704 XXXXX XXXX
6978142 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 676 SINGLE FAMILY 611829997 XXXXXX XXXXX
6971154 RATE/TERM REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 743 2-4 FAMILY 111342299 XXXXXX X. XXXXXXXXXX
9038860 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 730 2-4 FAMILY 521883404 XXXXX XXXX
9036633 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 755 SINGLE FAMILY 522337627 XXXX X XXXXXXX
9034836 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 741 SINGLE FAMILY 127166138 XXXXXX X XXXXXXX
9036229 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 677 SINGLE FAMILY 184420485 XXXXX X XXXXXX
6980254 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 689 SINGLE FAMILY 43400029 XXXXXXX X XXXXX
6980379 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 697 SINGLE FAMILY 523748623 XXXX XXXX XXXXX
6971238 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 658 SINGLE FAMILY 524110272 XXXXX X. XXXXX
9036609 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 641 SINGLE FAMILY 523581303 XXXXXX X XXXXXXX
6980262 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 687 CONDO 520355277 XXXXXXX XXXXXXX
9036617 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 772 SINGLE FAMILY 315645127 XXXXX X XXXXX
9035528 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 662 2-4 FAMILY 523575741 XXXXX XXXXXX
6980304 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 650 SINGLE FAMILY 524311557 XXXXXX X XXXXXXX
6974851 RATE/TERM REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 734 2-4 FAMILY 399407497 XXXX X XXXXX
6980692 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 716 SINGLE FAMILY 453597146 XXXX X XXXXXX
6978795 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 642 SINGLE FAMILY 467615532 XXXXXX XXXXX XXXXXXX
6981641 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 652 CONDO 322669118 XXXXXXX XXXXXXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
6982433 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 741 2-4 FAMILY 349688726 XXXXXXXXX XXXXXX
9038787 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 743 SINGLE FAMILY 312969829 XXXXX X. XXXXXXXX
6965602 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 761 PUD 476905041 XXXXXXX XXXXXX
6965610 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 761 PUD 476905041 XXXXXXX XXXXXX
6965628 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 761 PUD 476905041 XXXXXXX XXXXXX
6965636 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 761 PUD 476905041 XXXXXXX XXXXXX
6983597 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 688 SINGLE FAMILY 571847326 XXXXX XXXXXXX
6970479 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 667 2-4 FAMILY 298420200 XXXXX XXXX
6978787 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 649 SINGLE FAMILY 413843760 XXXXXXX XXXXXX
6943450 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 808 SINGLE FAMILY 262603956 MAY A XXXX
9038738 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 667 2-4 FAMILY 340608526 XXXXX X XXXXXXXX
6978233 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 696 SINGLE FAMILY 495846367 XXXX XXXXX
6978258 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 696 2-4 FAMILY 495846367 XXXX XXXXX
9038712 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 653 CONDO 365469576 XXXXXX X XXXXXXXX
9038761 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 673 SINGLE FAMILY 554889589 XXXXXXX X. XXXXXXXX
6970628 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 782 PUD 51606734 XXXXXXXX XXXXXXXX
9036989 PURCHASE OWNER OCCUPIED REDUCED DOC 687 PUD 567371543 XXXX X XXXXXXX
6970453 PURCHASE OWNER OCCUPIED REDUCED DOC 659 CONDO 259628089 XXXXX XXXXXXXX
6982060 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 694 SINGLE FAMILY 263352649 XXXXXX XXXXXXX
9038720 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 688 PUD 593604119 XXXX XXXXXX
6981963 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 692 SINGLE FAMILY 561778013 XXXXX XXXXXXX
9035361 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 645 SINGLE FAMILY 256764892 XXXXXX XXXXXXXXX
6979520 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 676 SINGLE FAMILY 100468703 XXXXX XXXXXX
9038779 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 698 SINGLE FAMILY 257923892 XXXXX XXXXX
9033143 PURCHASE OWNER OCCUPIED REDUCED DOC 694 SINGLE FAMILY 408296681 XXXXXX X XXXXXXX
9034083 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 650 SINGLE FAMILY 258726290 XXXXX XXXXXXXX
9039645 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 658 CONDO 254395555 XXXXXXX XXXXXXX
6980890 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 702 SINGLE FAMILY 248903070 XXXXX XXXXXXXX
6978563 PURCHASE OWNER OCCUPIED REDUCED DOC 743 CONDO 256783328 XXXXXXX XXXXXXX
9036153 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 657 SINGLE FAMILY 468664480 XXXXXXX X XXXXXXX
9079922 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 791 SINGLE FAMILY 0 XXXXXXX XXXXX, XX
9038753 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 714 SINGLE FAMILY 262632928 XXXXX X XXXXXX
6983316 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 752 SINGLE FAMILY 255803480 XXXXXXX X. XXXXXXX
6982052 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 716 SINGLE FAMILY 94667080 XXXX XXXXXXXXX
9036849 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 745 SINGLE FAMILY 64447198 M T XXXXXXX
6975486 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 704 SINGLE FAMILY 253822504 XXXX XXXX
6972228 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 711 SINGLE FAMILY 134545136 XXXX XXXX
6975478 PURCHASE OWNER OCCUPIED REDUCED DOC 674 SINGLE FAMILY 251803700 XXX X XXXXXX
9034075 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 699 PUD 260763509 XXXXX X XXXXXXX
6980346 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 663 SINGLE FAMILY 259964908 XXXX XXXXXXXXX
9079930 PURCHASE SECOND HOME FULL DOCUMENTATION 697 CONDO 0 XXXXXXXXX XXXXXXX
6945562 CASH OUT REFINANCE SECOND HOME REDUCED DOC 750 SINGLE FAMILY 428729668 X X XXXXXX
6968333 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 770 SINGLE FAMILY 202341799 XXXXX X XXXXX
9038704 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 679 SINGLE FAMILY 261713723 XXXXXXX X. XXXXXX
6964589 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 888 SINGLE FAMILY 185560461 XXXXXX X XXXXXXXX
6964506 PURCHASE SECOND HOME FULL DOCUMENTATION 754 SINGLE FAMILY 211522062 XXXXXXX XXXXXX
6971584 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 760 SINGLE FAMILY 1664206 XXXXXX XXXXXXX
81739245 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 733 SINGLE FAMILY 554041862 Xxxxx XxXxxx
108333543 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 764 PUD 522701864 Xxxxxxxx Right
108259292 PURCHASE OWNER OCCUPIED REDUCED DOC 689 SINGLE FAMILY 537706411 Xxxx Xxxxxxx
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
108223868 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 705 SINGLE FAMILY 434768631 Xxxxxx Xxxx
108445156 PURCHASE SECOND HOME REDUCED DOC 778 SINGLE FAMILY 266257188 Xxxxxxx XxXxxxxx
108465915 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 625 SINGLE FAMILY 398882518 Xxxxx Xxxxxxx
108286378 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 630 SINGLE FAMILY 569372746 Xxxxxxx Xxxxxxxx
108380882 PURCHASE OWNER OCCUPIED REDUCED DOC 652 SINGLE FAMILY 557922836 Xxxxxx Xxxxxxx
81960726 PURCHASE SECOND HOME REDUCED DOC 757 SINGLE FAMILY 476587575 Xxxx Xxxxxxxxxx
81684847 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 659 SINGLE FAMILY 552745032 Xxxx Xxxx
81727042 PURCHASE OWNER OCCUPIED REDUCED DOC 655 SINGLE FAMILY 559892615 Xxxxx Xxxxxx
81739237 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 645 SINGLE FAMILY 546376758 Xxxxx Xxxx
108245523 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 690 SINGLE FAMILY 622125373 Xxxx Xxx
108276783 PURCHASE OWNER OCCUPIED REDUCED DOC 654 SINGLE FAMILY 565841087 Xxxxxx Xxxxxxx
108242637 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 635 SINGLE FAMILY 569748516 Xxxxxxx Xxxxxx
81729675 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 660 PUD 550293197 Xxxxxx Xxxxxx
108262247 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 746 2-4 FAMILY 613768036 Xxxxx Xxxxx Xx Xxxx
81719668 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 639 SINGLE FAMILY 560733825 Xxxxxxx Xxxxx
108136706 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 691 SINGLE FAMILY 618820317 Xxxx Xxxxxx
108406588 PURCHASE OWNER OCCUPIED REDUCED DOC 781 SINGLE FAMILY 564799402 Xxxx Xxxxxx
108195207 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 645 SINGLE FAMILY 613944327 Xxxxxxxxxxx Xxxxx
108258500 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 670 SINGLE FAMILY 558690166 Xxxxx Xxx
81774655 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 756 2-4 FAMILY 573419401 Xxxxxx Xxxxxxxx
81654063 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 659 SINGLE FAMILY 547316269 Xxxxxxx Xxxxx
108417015 PURCHASE OWNER OCCUPIED REDUCED DOC 763 2-4 FAMILY 510821678 Xxxxx Xxxxxx
108230921 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 643 SINGLE FAMILY 572975153 Xxxxxxx Xxxx
108309550 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 649 SINGLE FAMILY 469622903 Xxxxxx Xxxxxxx
81790644 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 678 CONDO 548810688 Xxxx Xxxxxx
108303447 PURCHASE OWNER OCCUPIED REDUCED DOC 672 SINGLE FAMILY 568857847 Xxxxxxx Xxxxxxxxx
108329418 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 701 SINGLE FAMILY 564688103 Xxxxx Xxxxx
108447798 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 778 PUD 513766199 Xxxxxxx Xxxxxxx-Vile
108160037 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 667 SINGLE FAMILY 624765632 Xxxxx Xxxxxxxx
108381773 PURCHASE OWNER OCCUPIED REDUCED DOC 683 SINGLE FAMILY 527373172 Xxxxxxx Judge
80986672 PURCHASE OWNER OCCUPIED REDUCED DOC 739 PUD 557798301 Xxxxx Xxxx
81812000 PURCHASE OWNER OCCUPIED REDUCED DOC 641 PUD 567579418 Xxxx Xxx
108338344 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 645 SINGLE FAMILY 295502337 Xxxx Xxxxx
108205204 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 760 PUD 568633305 Xxxxxx Xxxxxx
108273962 CASH OUT REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 767 SINGLE FAMILY 557049235 Xxxxx Xxxxxxx
108320979 RATE/TERM REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 707 PUD 569178236 Xxx Xxx
108390857 PURCHASE OWNER OCCUPIED REDUCED DOC 650 SINGLE FAMILY 550814996 Xxxxx Xxxxxx
81651325 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 641 SINGLE FAMILY 547611939 Xxxxx Xxxxxxxx
108326877 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 754 SINGLE FAMILY 521393417 Xxxxx Xxxxxxxxxxx
108477704 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 645 SINGLE FAMILY 565040822 Xxxx Xxxxxx
81683435 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 749 PUD 551903942 Xxxxx Xxxxx
81855819 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 732 2-4 FAMILY 562377887 Xxxxxx Xxxxx Xx
81791063 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 738 SINGLE FAMILY 572474683 Xxxxxx Xxxxxxxx
81950776 PURCHASE OWNER OCCUPIED REDUCED DOC 658 SINGLE FAMILY 273665631 Xxxxx Xxxxxxxx
81438673 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 709 2-4 FAMILY 545779560 Xxxxxxx Xxxxxxx
108318809 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 659 SINGLE FAMILY 363541264 Xxxxx Xxx-Xxxxx
108251059 PURCHASE OWNER OCCUPIED REDUCED DOC 661 2-4 FAMILY 262654582 Xxxxxx Xxxxx
108243452 PURCHASE OWNER OCCUPIED REDUCED DOC 669 2-4 FAMILY 558972041 Xxxxx XxXxxxxxxx
108397464 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 675 2-4 FAMILY 355365076 Xxxxxx Xxxxxx
108400367 PURCHASE OWNER OCCUPIED REDUCED DOC 751 2-4 FAMILY 54380677 Xxxxxxxx Xxxx
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
108263716 PURCHASE OWNER OCCUPIED REDUCED DOC 729 2-4 FAMILY 470820599 Xxxxx Xxxxx
108277062 PURCHASE OWNER OCCUPIED REDUCED DOC 767 2-4 FAMILY 573418191 Xxxxxxx Xxxxxx
108283573 PURCHASE OWNER OCCUPIED REDUCED DOC 753 CONDO 604762651 Xxx Xxxxxxx
81899932 PURCHASE OWNER OCCUPIED REDUCED DOC 701 2-4 FAMILY 536560270 Xxxxxxx Xxxx
81743502 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 657 SINGLE FAMILY 602940235 Xxxxxx Xxxxxx
108372988 PURCHASE OWNER OCCUPIED REDUCED DOC 689 SINGLE FAMILY 609488350 Xxxxxxx Xxxxxxx
108184227 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 657 SINGLE FAMILY 546767930 Xxxx Xxxxxxx
108402678 PURCHASE SECOND HOME FULL DOCUMENTATION 760 CONDO 561351711 Xxxxx Xxxxxx
108383779 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 736 CONDO 472481864 Xxxxxx Xxxxxx
81871378 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 763 2-4 FAMILY 609288314 Xxxxxxxxx Xxxxxxx
108485467 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 661 SINGLE FAMILY 610924433 Mariscotti Rodriguez
108361627 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 648 SINGLE FAMILY 545792589 Xxxxx Xxxxx
81747271 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 646 SINGLE FAMILY 603077562 Xxxxxxxx Xxxxxxxx
81794604 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 655 PUD 551814265 Xxxxx Xxxxx
81624124 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 655 PUD 566576227 Xxxx Xxxxxxxx
108376328 PURCHASE OWNER OCCUPIED REDUCED DOC 628 PUD 558419227 Xxxx Xxxxxx
81836546 PURCHASE OWNER OCCUPIED REDUCED DOC 733 CONDO 327881568 Xxxxxx Xxxxxxx
108367376 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 765 SINGLE FAMILY 567801872 Xxxxxx Roof
81808834 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 640 PUD 605035940 Xxxx Xxxxx
81842320 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 691 SINGLE FAMILY 560751528 Xxxx Xxxxxxxx
108330937 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 711 2-4 FAMILY 558589319 Xxxx Xxxxx
81769457 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 801 PUD 557825054 Xxxxx Xxxxxxxx
81754855 PURCHASE OWNER OCCUPIED REDUCED DOC 701 PUD 548132712 Xxxxxx Xxxxxxx
108364746 PURCHASE OWNER OCCUPIED REDUCED DOC 711 CONDO 604090177 Xxxxx Xxxxxx
108206954 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 759 PUD 83383038 Xxxxxxxx Xxxxxx
81847725 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 742 2-4 FAMILY 573254656 Xxxxxx Xxxxx III
81698334 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 750 CONDO 547275087 Xxxxx Xxxxxxx Xx
108255829 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 696 SINGLE FAMILY 571903562 Xxxxxxxx Xxxxxx
108269879 PURCHASE OWNER OCCUPIED REDUCED DOC 626 PUD 546971878 Xxxxxx Xxxxx XX
108264532 PURCHASE OWNER OCCUPIED REDUCED DOC 716 SINGLE FAMILY 571378334 Xxx Xxxxxx
108363102 PURCHASE OWNER OCCUPIED REDUCED DOC 701 PUD 16688087 Xxxxx Xxxxxxx
108438490 PURCHASE OWNER OCCUPIED REDUCED DOC 640 SINGLE FAMILY 561491688 Xxxxxx Xxxxxx
108354192 PURCHASE OWNER OCCUPIED REDUCED DOC 691 CONDO 273501843 Xxxx Xxxxxxx
108324492 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 711 CONDO 68822846 Xxxxx Xxxxxxx
108403312 PURCHASE OWNER OCCUPIED REDUCED DOC 662 SINGLE FAMILY 590208816 Xxxxxxxxxxx Xxxxxx
81832313 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 739 PUD 559705480 Xxxxxx Xxxxx
108325937 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 771 PUD 554337498 Xxxxxxx Xxxxxx
81732869 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 725 SINGLE FAMILY 556765748 Xxxxx Xxxxxxxx
108404013 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 700 SINGLE FAMILY 573694772 Xxxxxx Xxxxx
108273319 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 680 SINGLE FAMILY 267042959 Xxxxxxxxx Xxxxx-Xxxx
108294869 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 754 SINGLE FAMILY 620587101 Xxxxxx Xxxxxx
108092602 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 648 SINGLE FAMILY 43705091 Xxxxxxx Xxxxx
108402843 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 696 SINGLE FAMILY 541602630 Xxxxx Cumalioglu
108175183 PURCHASE OWNER OCCUPIED REDUCED DOC 661 PUD 611210404 Xxxxxxxx Xxxx
108276601 PURCHASE OWNER OCCUPIED REDUCED DOC 665 SINGLE FAMILY 348467302 Xxxxx Xxxxx
108362708 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 700 PUD 564692876 Xxxxxxx Xxxxxxxxx
108320441 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 727 SINGLE FAMILY 555434599 Xxxxxx Xxxxxx
108376666 PURCHASE OWNER OCCUPIED REDUCED DOC 654 SINGLE FAMILY 626095725 Xxxxx Xxxxxxxxx
108235409 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 693 SINGLE FAMILY 558581742 Xxxxxxx XxXxxx
81854283 PURCHASE OWNER OCCUPIED REDUCED DOC 685 CONDO 601470276 Xxxxx Xxxxxxxx
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
108221029 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 750 SINGLE FAMILY 230526390 Xxxxxx Xxxxxxxx
81755589 PURCHASE OWNER OCCUPIED REDUCED DOC 714 SINGLE FAMILY 463634534 Xxxxx XxxXxxxx
81670234 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 651 SINGLE FAMILY 536344355 Xxxx Xxxx
108270687 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 696 SINGLE FAMILY 530701156 Xxxxxxx Xxxxxx
81676066 PURCHASE OWNER OCCUPIED REDUCED DOC 695 SINGLE FAMILY 545616158 Xxxxx Xxxxxx
108187584 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 681 2-4 FAMILY 605406038 Xxxx Xxxxx
81882185 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 677 2-4 FAMILY 110363863 Xxxx Xxxxxxx
108293671 PURCHASE OWNER OCCUPIED REDUCED DOC 731 2-4 FAMILY 531987398 Xxxxx Xxxxxxx
108397845 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 761 SINGLE FAMILY 64601659 Xxxxxxx Xxxxxx
108372798 PURCHASE OWNER OCCUPIED REDUCED DOC 662 SINGLE FAMILY 562950323 Xxxxxxx Xxxxxx
108325333 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 714 2-4 FAMILY 578984792 Xxxxxxx Worth
81715161 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 747 SINGLE FAMILY 566948213 E Xxxxxx Xxxxx
108261298 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 653 CONDO 564023888 Xxxxx Xxxxxxxx
108350257 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 720 SINGLE FAMILY 224483456 Xxxxxx Xxxxxxx III
108257353 PURCHASE OWNER OCCUPIED REDUCED DOC 701 SINGLE FAMILY 554854808 Siamac Afghani
108380932 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 697 SINGLE FAMILY 368321767 Xxxxxxx Xxxxxx
108335415 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 748 CONDO 309448054 Xxxxxxx Xxxxxx
108040312 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 650 SINGLE FAMILY 550064971 Xxxxxxx Xxxxx
108414590 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 646 CONDO 607225240 Xxxx Xxxxxx
81757312 PURCHASE OWNER OCCUPIED REDUCED DOC 699 SINGLE FAMILY 231153770 Xxxxx Xxxxxxxx
108201377 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 641 SINGLE FAMILY 527991645 Xxxxx Xxxxxxx
81617383 PURCHASE OWNER OCCUPIED REDUCED DOC 652 SINGLE FAMILY 569453911 Xxxxx Xxxxxxx
108409657 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 723 2-4 FAMILY 549954524 Xxxxxxx Xxxxxxx
81655516 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 715 SINGLE FAMILY 223218123 Xxxxxxxxx Xxxxx
108391624 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 772 2-4 FAMILY 603849238 Xxxxxx Xxxxx
107970147 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 744 SINGLE FAMILY 555408585 Xxxxxxx Xxxxxxx
108227026 PURCHASE SECOND HOME REDUCED DOC 661 PUD 550905261 Xxxxx Xxxxxx
108325036 PURCHASE SECOND HOME REDUCED DOC 755 SINGLE FAMILY 140521787 Xxxxxx Xxxxxxxxx
108262122 RATE/TERM REFINANCE SECOND HOME REDUCED DOC 690 PUD 473605005 Xxxxx Xxxxxxx
108414368 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 662 PUD 117701298 Xxxxxxx Xxxxxxxxx
108215146 PURCHASE OWNER OCCUPIED REDUCED DOC 717 PUD 526671055 Xxxxx Xxxxxxx
108214958 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 677 CONDO 563744103 Xxxx Xxxxx
108315508 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 742 2-4 FAMILY 522418843 Xxxx Xxxxx
108329319 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 689 SINGLE FAMILY 494720613 L Xxxxx
108254491 RATE/TERM REFINANCE SECOND HOME REDUCED DOC 721 CONDO 454821575 Xxxxxx Xxxxx
81759821 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 659 SINGLE FAMILY 521139686 Xxxxx Xxxxxxxxx
81666083 CASH OUT REFINANCE SECOND HOME FULL DOCUMENTATION 700 SINGLE FAMILY 453444387 Xxxxx Xxxxxxxx
108216458 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 682 SINGLE FAMILY 428487108 Xxxxx Xxxxx
81831521 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 650 SINGLE FAMILY 288524271 Xxxxxxxx Xxxxx
81781304 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 714 SINGLE FAMILY 302760412 Xxxxx Xxxxxxxx
81588840 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 643 SINGLE FAMILY 403083172 Xxx Xxxxxx
108371204 PURCHASE OWNER OCCUPIED REDUCED DOC 681 SINGLE FAMILY 589282699 Xxxxxxx Xxxxxxxxx
108217019 PURCHASE OWNER OCCUPIED REDUCED DOC 656 SINGLE FAMILY 167427325 Xxxxxx Xxxxx
108277419 PURCHASE OWNER OCCUPIED REDUCED DOC 759 PUD 256960483 Xxxxx Xxxxxxxx
108159906 PURCHASE OWNER OCCUPIED REDUCED DOC 744 SINGLE FAMILY 255236679 Xxxxxxx Xxxxxx
108318098 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 662 SINGLE FAMILY 259316295 Xxxx Xxxxxxxx
108262031 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 638 PUD 261762744 Xxxxxx XxXxxx
108375049 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 647 PUD 252530959 Xxxxxx Xxxxxxx III
81643215 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 665 SINGLE FAMILY 259397203 Xxxxx Xxxxx
108365891 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 652 SINGLE FAMILY 403192171 Xxxxx Xxxxxx
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
108115403 PURCHASE OWNER OCCUPIED REDUCED DOC 692 PUD 237130171 Xxxx Xxxxxxxxxxx
108387671 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 702 SINGLE FAMILY 1549422 Xxxxxx Xxxxxxxx
108044900 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 629 PUD 422821232 Xxxx Xxxxx
108372319 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 735 PUD 645093780 Xxxxxxxx Xxxxx
108193608 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 641 SINGLE FAMILY 203522056 Xxxxxxx Xxxxxxx
81686487 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 653 SINGLE FAMILY 102521678 Xxxxx Xxxxxxxxxx
81568966 PURCHASE OWNER OCCUPIED REDUCED DOC 632 SINGLE FAMILY 102869930 Xxxxxxxx Xxxx
108116310 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 751 SINGLE FAMILY 152485029 Xxxxxx Xxxxxxxxxx
108164013 PURCHASE OWNER OCCUPIED REDUCED DOC 678 2-4 FAMILY 640039140 Xxxx Xxxxx
81497661 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 652 SINGLE FAMILY 66524796 Xxxx Xxxxxx
108248238 PURCHASE OWNER OCCUPIED REDUCED DOC 645 SINGLE FAMILY 21602348 Xxxx Xxxxxxxxxxxx
81626830 PURCHASE OWNER OCCUPIED REDUCED DOC 761 SINGLE FAMILY 44729729 Xxxxxx Del Re III
6298324 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 562 SINGLE FAMILY 0 XXXXXXX
6411193 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 667 SINGLE FAMILY 5739003 XXXXXXXX
20591681 PURCHASE OWNER OCCUPIED REDUCED DOC 794 SINGLE FAMILY 49383690 Xxxxxxx Xxx
21125331 PURCHASE OWNER OCCUPIED REDUCED DOC 775 CONDO 62383832 Veda D Fangi
21086665 PURCHASE OWNER OCCUPIED REDUCED DOC 699 SINGLE FAMILY 62629796 Xxxxxx X Xxxxxxxx
22107551 PURCHASE SECOND HOME REDUCED DOC 689 CONDO 282484525 Xxxxxxx X Xxxx
20676862 PURCHASE OWNER OCCUPIED REDUCED DOC 776 SINGLE FAMILY 559135604 W Xxxxx Xxxxxx
21594098 PURCHASE SECOND HOME REDUCED DOC 698 PUD 572509848 Xxxxxxx Xxxxx
20804670 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 631 SINGLE FAMILY 395640967 Xxxxx X Xxxxxxxxx
21767850 PURCHASE OWNER OCCUPIED REDUCED DOC 721 SINGLE FAMILY 153964329 Xxxx X Xxxxx
21690615 PURCHASE OWNER OCCUPIED REDUCED DOC 722 2-4 FAMILY 27826633 Xxxxxxx Xxxxxxx
2424711 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 0 CONDO 0 XXXXXX XXXXXXX
3069911 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 741 PUD 0 XXXXXX XXXXXX
3155769 RATE/TERM REFINANCE SECOND HOME FULL DOCUMENTATION 708 SINGLE FAMILY 0 XXXXXX XXXXXXX
3169059 PURCHASE SECOND HOME FULL DOCUMENTATION 788 SINGLE FAMILY 7663560 XXXXX XXXXXXX
3173747 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 773 CONDO 0 XXXXXXX XXXXXX
3188422 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 793 SINGLE FAMILY 0 XXXXX XXXXXXXX
3199528 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 691 SINGLE FAMILY 0 XXXXXX XXXXXX
3200797 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 690 CONDO 0 XXXX XXXXX
3206794 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 799 SINGLE FAMILY 0 XXXXXXXXXX XXXX
3208691 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 671 PUD 0 XXXXXXXX XXXXXX
3209889 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 616 PUD 0 XXXXXXXXX XXXXX
3224797 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 805 SINGLE FAMILY 0 XXXXXX XXXXX XX.
3225315 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 551 CONDO 0 XXXXX XXXX
3238060 RATE/TERM REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 710 PUD 0 XXXX XXXXXXXX
3253614 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 776 SINGLE FAMILY 0 XXXX XXXX
3262656 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 735 SINGLE FAMILY 0 XXXXXX XXXXX
3273281 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 779 PUD 0 XXXXX XXXXXXXXX
4707156 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 716 SINGLE FAMILY 45580834 XXXXXXX XXXXX
1000124919 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 708 SINGLE FAMILY 57343026 XXXXXXXXX XXX XXXXX
1000126757 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 689 PUD 440446840 XXXXX X XXXXXXX
1000127375 PURCHASE OWNER OCCUPIED REDUCED DOC 648 SINGLE FAMILY 209483536 XXXXX XXXXXXX
1000130733 PURCHASE OWNER OCCUPIED REDUCED DOC 765 PUD 522872907 XXXXXXX RUKHOTSKIY
1000139024 PURCHASE OWNER OCCUPIED REDUCED DOC 671 SINGLE FAMILY 60660173 SRAY SONG
1000148912 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 766 SINGLE FAMILY 32623206 Xxxxxx Dagb
1000151677 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 758 SINGLE FAMILY 265029205 XXXXXXXX XXXXXXX
1000157083 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 743 PUD 182521975 XXXX X XXXXX
1000161528 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 662 2-4 FAMILY 536543306 XXXXXXX X XXXXXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
1000161544 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 615 2-4 FAMILY 536543306 XXXXXXX X XXXXXXXX
1000161765 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 615 2-4 FAMILY 536543306 XXXXXXX X XXXXXXXX
1000162332 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 706 SINGLE FAMILY 83605720 XXX XXXXX XXXXXXXXXX
1000162620 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 693 2-4 FAMILY 298800054 XXXX XXXX
1000169285 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 621 SINGLE FAMILY 91644588 XXXX X XXXX
1000171388 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 713 SINGLE FAMILY 552484468 XXXXXX X XXXXX
1000172397 CASH OUT REFINANCE SECOND HOME FULL DOCUMENTATION 589 SINGLE FAMILY 262398047 XXXXX X XXXXXX
1000173312 PURCHASE OWNER OCCUPIED REDUCED DOC 671 CONDO 335421517 XXXXXXX X XXXXXXX
1000179375 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 741 2-4 FAMILY 400306647 XXXXX XXXXX
1000179697 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 733 PUD 300520674 XXXXXXX X XXXXXXXX
1000190720 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 720 SINGLE FAMILY 400306647 XXXXX XXXXX
1000193120 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 681 PUD 1287825 XXXXXXX X XXXXXXXX
1000194398 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 682 SINGLE FAMILY 139664958 XXXXXX XXXXXXX
1000197188 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 702 2-4 FAMILY 553567046 C XXXXX XXXXX
1000197565 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 738 CONDO 79444484 XXXXX XXXXX
1000197648 PURCHASE OWNER OCCUPIED REDUCED DOC 704 2-4 FAMILY 108689912 XXXXXX XXXXXX
1000198280 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 642 SINGLE FAMILY 282329315 XXXXXX X XXXXXXX XX
1000198880 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 705 SINGLE FAMILY 558259776 XXXX X XXXXXXX
0000000000 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 672 2-4 FAMILY 10589609 XXXXX X XXXXXX
0000000000 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 672 2-4 FAMILY 10589609 XXXXX X XXXXXX
0000000000 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 684 SINGLE FAMILY 148585124 XXXXX XXXX
1000201657 RATE/TERM REFINANCE SECOND HOME NO DOCUMENTATION 719 SINGLE FAMILY 44360471 XXXXX X XXX
1000202446 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 679 SINGLE FAMILY 237960068 XXXXXX X XXXXXX
1000202503 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 590 SINGLE FAMILY 156822349 XXXX XXXXXXXXX
1000203758 PURCHASE OWNER OCCUPIED REDUCED DOC 770 2-4 FAMILY 145869725 XXXXX X XXXXXXXX
1000203812 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 686 SINGLE FAMILY 158762648 XXXX X XXXXXX
1000203836 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 662 SINGLE FAMILY 89863424 XXXXXXX XXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 634 SINGLE FAMILY 379900121 XXXX XXXXX
1000205774 PURCHASE OWNER OCCUPIED REDUCED DOC 625 2-4 FAMILY 151061491 XXXXX X XXXXXXX
1000206905 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 809 PUD 360544954 XXXXXXX XXXXX
1000207060 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 659 SINGLE FAMILY 535842584 XXXXX X XXXXXXXX
1000207072 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 767 2-4 FAMILY 533788830 XXXXX X XXXXXXX III
1000207338 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 645 SINGLE FAMILY 541086325 XXXXXXXXXXX XXXXXX
1000207871 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 709 2-4 FAMILY 533869495 XXXXX XXXXXXX
1000207950 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 709 2-4 FAMILY 533869495 XXXXX XXXXXXX
1000207952 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 709 2-4 FAMILY 533869495 XXXXX XXXXXXX
1000208534 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 639 SINGLE FAMILY 261830547 XXXXX X XXXXXX
1000208614 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 741 CONDO 583235569 XXXXXXXX XXXXXXXXXX
1000208899 PURCHASE OWNER OCCUPIED REDUCED DOC 626 SINGLE FAMILY 382880179 XXX X XXXXX
1000210800 PURCHASE SECOND HOME REDUCED DOC 651 SINGLE FAMILY 61146945 XXXXXX XXXXXXX
1000211435 PURCHASE OWNER OCCUPIED REDUCED DOC 672 2-4 FAMILY 142969226 XXXXXX XXXXXXXXX
1000211499 CASH OUT REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 634 SINGLE FAMILY 568944023 XXXX X XXXXX
1000211558 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 623 SINGLE FAMILY 359700375 XXXXXXX X XXXXXXXX
1000211638 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 733 2-4 FAMILY 10642032 Xxxxx X Xxxxx
1000211736 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 748 2-4 FAMILY 322681556 XXXXXXX XXXXXXX
1000211934 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 704 SINGLE FAMILY 512527552 XXXXXX X XXXXX
0000000000 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 694 SINGLE FAMILY 389781653 XXXXXX X XXXXXXXX
1000212166 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 670 SINGLE FAMILY 360664981 XXXXXXX X XXXXXX
1000212437 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 684 2-4 FAMILY 70643879 XXXXXX XXXXXXXX
1000212639 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 739 SINGLE FAMILY 7823728 XXXX T GETTY
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
1000212669 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 627 SINGLE FAMILY 82602406 XXXX R SAA JR
1000212826 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 657 PUD 52607502 XXXXXXX XXXXXX
1000213159 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 689 PUD 212024676 XXXXX XXXXX
1000213191 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 731 CONDO 358567587 XXXX X XXXXXXX
1000213595 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 710 2-4 FAMILY 452696869 XXXXX XXXXXX
1000213840 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 708 CONDO 343609472 XXX X XXXXXX
1000213957 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 729 PUD 592012327 XXXX XXXXXXX
1000220169 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 691 2-4 FAMILY 140921915 XXXX XXXXX
1000220202 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 673 SINGLE FAMILY 351583685 XXXXXX XXXXXXXX
1000220567 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 763 SINGLE FAMILY 565676597 XXXXXXX XXXXXX
1000220609 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 681 SINGLE FAMILY 26682730 XXXXXXX X XXXXXXXX
1000220828 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 720 2-4 FAMILY 209389909 XXXXX XXXXXXX-XXXXXX
1000220992 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 632 SINGLE FAMILY 545927433 XXXX XXXXX XXXXXXXX
1000221491 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 715 CONDO 457726150 TORNES B MOCK
0000000000 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 755 CONDO 572812437 XXXXX XXXXXXX
1000221665 PURCHASE OWNER OCCUPIED REDUCED DOC 685 SINGLE FAMILY 331685229 XXXXXXX XXXXXX
1000221757 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 627 SINGLE FAMILY 535744830 XXXXXXX XXXXXX
1000222614 PURCHASE OWNER OCCUPIED REDUCED DOC 669 SINGLE FAMILY 357665727 XXXX X XXXXXX
1000222943 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 679 CONDO 38421551 XXXXXX XXXXXXX
1000223079 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 758 CONDO 261852286 XXXXXX XXXXXX
1000223128 PURCHASE OWNER OCCUPIED REDUCED DOC 668 SINGLE FAMILY 457020743 XXXX XXXXXXX
1000223183 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 726 PUD 563239821 XXXX X XXXXX
1000223189 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 709 2-4 FAMILY 531906894 XXXX X XXXXXX
1000223417 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 709 2-4 FAMILY 531906894 XXXX X XXXXXX
1000223464 PURCHASE OWNER OCCUPIED REDUCED DOC 671 SINGLE FAMILY 628303419 XXXXXXX BOGACHEVSKAY
1000223701 PURCHASE OWNER OCCUPIED REDUCED DOC 743 SINGLE FAMILY 228170927 XXXXXX X XXXXX
1000223743 PURCHASE OWNER OCCUPIED REDUCED DOC 730 SINGLE FAMILY 339548929 XXXX X XXXXXXXX
1000223961 PURCHASE OWNER OCCUPIED REDUCED DOC 625 SINGLE FAMILY 206681298 XXXXX X XXXXXX
1000224035 PURCHASE OWNER OCCUPIED REDUCED DOC 625 PUD 143781252 XXXXX XXXXXXXXXX
0000000000 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 728 SINGLE FAMILY 519706582 XXXX X XXXX
1000224147 PURCHASE OWNER OCCUPIED REDUCED DOC 698 2-4 FAMILY 567589682 XXXXXX X XXXXXXX XX
1000224148 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 678 CONDO 619587804 XXXXXXX XXXX
1000224411 PURCHASE OWNER OCCUPIED REDUCED DOC 731 PUD 586345843 TU XXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 748 SINGLE FAMILY 31603354 XXXXX X XXXXXX
1000225002 PURCHASE OWNER OCCUPIED REDUCED DOC 720 SINGLE FAMILY 548944549 XXXXXXX X XXXXXXX
1000225165 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 671 SINGLE FAMILY 283480751 XXXX XXXXXXX
1000225208 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 765 CONDO 12727293 Xxxxxx X Xxxxxx
1000225230 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 772 2-4 FAMILY 556663292 XXXXX XXXXXXX
1000225615 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 725 SINGLE FAMILY 564509894 XXXXXXX X XXXXXXX
1000230153 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 707 2-4 FAMILY 2686251 XXXXXX X XXXX
0000000000 PURCHASE OWNER OCCUPIED REDUCED DOC 719 SINGLE FAMILY 550935717 XXXXX XXXXX
1000230369 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 626 PUD 545550765 XXXXXXXX XXXXXX
1000230419 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 774 CONDO 122248753 XXXXXX X XXXX
1000230819 RATE/TERM REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 693 SINGLE FAMILY 538825728 MARINA E XXXXXXX XXX
1000230888 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 757 PUD 552395021 XXXXXX X XXXXX
1000230949 CASH OUT REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 693 SINGLE FAMILY 538825728 XXXXXX X XXXXXX
0000000000 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 656 SINGLE FAMILY 415593879 XXXXXXXX XXXX
1000231155 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 642 SINGLE FAMILY 568373143 XXXXXXX X. XXXXX
1000231160 PURCHASE OWNER OCCUPIED REDUCED DOC 682 SINGLE FAMILY 131527246 HAZLYN FORTUNE
1000231322 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 754 SINGLE FAMILY 555640901 XXXXXXX X XXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
1000231461 PURCHASE SECOND HOME REDUCED DOC 621 CONDO 477155867 XXXXXXX XXXXXXXX
1000231521 PURCHASE OWNER OCCUPIED REDUCED DOC 687 PUD 152307450 XXXXXX X XXXXX
1000231657 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 641 2-4 FAMILY 359884193 XXXXX XXXXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 652 SINGLE FAMILY 590382886 XXXXX XXXXX XXXXX
1000231866 PURCHASE OWNER OCCUPIED REDUCED DOC 635 PUD 404724369 XXXXXXX X XXXXX
1000231964 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 681 SINGLE FAMILY 554889038 XXXXXXXX CARD
1000232352 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 630 SINGLE FAMILY 66463571 XXXXX SHURIGAN FRISI
1000232621 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 643 SINGLE FAMILY 37526683 XXXXX X XXXXXX
1000232725 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 682 SINGLE FAMILY 336668803 XXXXX X XXXXX
1000232890 PURCHASE OWNER OCCUPIED REDUCED DOC 734 SINGLE FAMILY 298802441 XXXXXXX X XXXXXXXXXX
1000232967 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 688 SINGLE FAMILY 161369686 XXXXX XXXX
1000232991 PURCHASE SECOND HOME REDUCED DOC 756 PUD 556644938 XXXXX X XXXXXXX
1000233003 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 689 2-4 FAMILY 43028272 XXXXXX X XXXXXXX
1000233090 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 784 SINGLE FAMILY 305423040 XXXXXXX X XXXXXX
1000233173 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 738 SINGLE FAMILY 554648407 XXXXXX X XXXXXXXXXXX
1000233234 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 724 SINGLE FAMILY 460962348 XXXXX XXXX
1000233352 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 678 SINGLE FAMILY 544947148 XXXXX XXXX
1000233481 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 647 SINGLE FAMILY 533269332 XXXXX X XXXXXXXX
1000233482 PURCHASE OWNER OCCUPIED REDUCED DOC 681 SINGLE FAMILY 304640109 XXXXX X XXXXXX
1000233611 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 678 SINGLE FAMILY 544947148 XXXXX XXXX
0000000000 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 638 SINGLE FAMILY 370944478 XXXXXXX X XXXXXXX
1000233701 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 673 SINGLE FAMILY 505807205 XXXXXXX X XXXXXXX
1000233772 PURCHASE OWNER OCCUPIED REDUCED DOC 760 SINGLE FAMILY 338362035 XXXXX X. XXXXXXXX
1000233807 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 636 CONDO 270460130 XXXXX XXXXXXX
1000233935 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 702 2-4 FAMILY 264735071 XXXXX XXXXXXXX
1000233961 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 659 SINGLE FAMILY 595710003 YANN BRIS
1000234146 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 754 CONDO 25700481 XXXX XXXXXX
1000234166 PURCHASE OWNER OCCUPIED REDUCED DOC 728 PUD 579906099 XXXXXXXX XXXXXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 626 SINGLE FAMILY 366802947 XXXXX XXXXXXXXX
1000234217 PURCHASE OWNER OCCUPIED REDUCED DOC 637 2-4 FAMILY 116862233 XXXXXXX XXXXXXXX
1000234452 PURCHASE OWNER OCCUPIED REDUCED DOC 755 SINGLE FAMILY 540063628 XXXXX X XXXXXXXXXXX
1000234523 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 678 PUD 415232265 XXXXX XXXXXXX
1000234789 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 682 SINGLE FAMILY 617020842 XXXXX XXXXX
1000234826 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 705 SINGLE FAMILY 104546393 XXXXX XXXXXXXXXX
1000234840 PURCHASE OWNER OCCUPIED REDUCED DOC 636 SINGLE FAMILY 206562866 XXXXX X XXXXXX
1000235132 PURCHASE OWNER OCCUPIED REDUCED DOC 687 2-4 FAMILY 531788557 HA NUL XXX
1000235448 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 659 PUD 464339103 XXXXXXX X XXXXX
1000235696 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 784 SINGLE FAMILY 438847293 XXXXXX X XXXXXX III
1000235744 PURCHASE OWNER OCCUPIED REDUCED DOC 682 SINGLE FAMILY 60783213 XXXXXX XXXXXXXXXX
1000235872 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 655 PUD 243352333 LOAN XXXX
1000235883 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 658 SINGLE FAMILY 429533424 XXXXXXX X XXXXX
1000235895 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 734 SINGLE FAMILY 208345520 XXXXXX X XXXXXXX XX
1000235925 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 653 SINGLE FAMILY 79368210 XXXXXX X XXXXXX
1000235959 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 672 CONDO 590482701 XXXX XXXXXXX
1000236093 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 729 SINGLE FAMILY 367381993 XXXXXXX XXXXXXX
1000236427 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 751 PUD 572734299 XXXXXX XXXXXXXX
1000236484 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 707 SINGLE FAMILY 360623538 XXXX X XXXX
0000000000 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 745 SINGLE FAMILY 600381743 XXXXXXXXXX X XXXXXXX
1000237071 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 690 SINGLE FAMILY 446661442 XXX X XXXXXX
1000237120 PURCHASE OWNER OCCUPIED REDUCED DOC 692 SINGLE FAMILY 343863642 ANDRIOUS GUEDGAOUDAS
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
1000237239 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 690 2-4 FAMILY 212379198 BURC GUNDES
1000237244 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 657 SINGLE FAMILY 262872927 XXXXX XXXXXXXXX
1000237501 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 776 SINGLE FAMILY 335428836 XXXXXX X XXXXXXXXX
1000237525 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 724 2-4 FAMILY 544135747 XXXXXX XXXX
1000237532 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 658 SINGLE FAMILY 551453007 XXXXXX XXXXX
1000237576 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 662 SINGLE FAMILY 156863934 XXX XXXXXXXXX
1000237600 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 682 CONDO 323149090 XXXXX XXXXXXX
0000000000 PURCHASE OWNER OCCUPIED REDUCED DOC 620 SINGLE FAMILY 352889853 XXXXXXXXX XXXXXX
1000237914 CASH OUT REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 683 SINGLE FAMILY 288706988 XXXXXX X XXXXX
0000000000 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 724 CONDO 262622763 XX XXXXX
1000238326 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 638 SINGLE FAMILY 263605223 XXX XXXXXXX
1000238517 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 699 CONDO 324423317 XXXXX X XXXX
1000238544 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 731 CONDO 183528568 XXXXX XXXXXX XXXXXXX
1000238663 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 661 2-4 FAMILY 113440199 Xxxx Xxxxxxx
1000238724 PURCHASE OWNER OCCUPIED REDUCED DOC 655 SINGLE FAMILY 4880178 XXXXXXXXX XXXXXXX
1000238807 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 687 SINGLE FAMILY 571759244 XXXXXX X XXXXXX
1000238855 PURCHASE OWNER OCCUPIED REDUCED DOC 725 CONDO 196707096 XXXXX X XXXXX
1000239025 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 673 PUD 560082665 XXXX X. XXXXXXX
1000239048 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 677 PUD 341648196 XXXX X XXXXX
1000239270 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 691 SINGLE FAMILY 263916983 XXXXXXX XXXXXXX
0000000000 PURCHASE OWNER OCCUPIED REDUCED DOC 666 SINGLE FAMILY 99640904 XXXXXX XXXXXXX
1000239483 PURCHASE OWNER OCCUPIED REDUCED DOC 671 PUD 518277928 XXXXXXXX X XXXXXXX
1000239502 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 670 PUD 286647522 XXXXX X XXXXXXXX
1000239509 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 705 CONDO 565973342 XXXXXX X. XXXXXX
1000239510 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 670 PUD 286647522 XXXXX X XXXXXXXX
1000239515 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 670 PUD 286647522 XXXXX X XXXXXXXX
1000239597 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 667 SINGLE FAMILY 464650004 Xxxxx Xxxx
1000239681 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 688 SINGLE FAMILY 161369686 XXXXX XXXX
1000239702 PURCHASE OWNER OCCUPIED REDUCED DOC 652 SINGLE FAMILY 605384122 MITAR KUKRKIC
1000239738 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 654 PUD 333583122 XXXXXXX X XXXXX
1000239748 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 620 SINGLE FAMILY 262493470 RAJABALI JIRANI
1000239782 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 626 SINGLE FAMILY 15520187 XXXX XXXXXX
1000239913 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 680 2-4 FAMILY 498748857 XXXXXXXXX XXXX
1000240286 PURCHASE OWNER OCCUPIED REDUCED DOC 685 SINGLE FAMILY 533725047 XXXXX X XXXXXXXXX
1000240300 PURCHASE OWNER OCCUPIED REDUCED DOC 744 SINGLE FAMILY 531923365 XXXXX XXXX
1000240342 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 663 SINGLE FAMILY 359700482 XXXXX X XXXX
1000240369 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 664 CONDO 116360157 XXXXXX XXXXX
1000240409 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 724 SINGLE FAMILY 333725981 XXXXXX X XXXXXXXXX
1000240460 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 601 SINGLE FAMILY 42422908 XXXX XXXXXXXX
1000240747 PURCHASE OWNER OCCUPIED REDUCED DOC 627 CONDO 544782370 XXXXXXX XXXX SPARKMA
1000240883 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 681 PUD 594676227 ISPHANIE XXXXX
1000240891 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 733 SINGLE FAMILY 340524623 XXXX FURLI
0000000000 PURCHASE OWNER OCCUPIED REDUCED DOC 695 SINGLE FAMILY 32706042 XXXXXX XXXXXXX
1000240984 CASH OUT REFINANCE SECOND HOME NO DOCUMENTATION 743 PUD 590016130 XXXXX X XXXXXXX
1000240987 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 670 PUD 0 XXXXX X XXXXXXXX
1000241196 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 670 PUD 286647522 XXXXX X XXXXXXXX
1000241243 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 660 2-4 FAMILY 155425138 XXXX XXXX
1000241307 PURCHASE OWNER OCCUPIED REDUCED DOC 703 PUD 266796656 XXXXXXX XXXXXXXX
1000241425 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 745 SINGLE FAMILY 319482857 XXXXXX X XXXX
1000241487 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 697 2-4 FAMILY 89681480 XXXX XXXXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
1000241697 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 660 PUD 355441454 XXXXX XXXXXX
1000241919 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 727 PUD 529644688 XXXXXX XXXXXXX XXXXX
1000242037 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 709 PUD 568372461 XXXXXXXX X. BUMGARNE
1000243301 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 673 2-4 FAMILY 50785328 XXXXXXX XXXXXXX
1000243530 PURCHASE OWNER OCCUPIED REDUCED DOC 711 2-4 FAMILY 346761040 GODISALA G PRAKASH
1000243544 PURCHASE OWNER OCCUPIED REDUCED DOC 721 CONDO 83828634 XXXX XXXXXXXXX
1000243639 PURCHASE OWNER OCCUPIED REDUCED DOC 694 SINGLE FAMILY 556065952 XXXXXXX XXXX
1000243707 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 633 SINGLE FAMILY 585252092 XXX X XXXXXX
1000243929 PURCHASE OWNER OCCUPIED REDUCED DOC 724 SINGLE FAMILY 113488305 XXXXXXX XXXXXXX
1000244075 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 742 2-4 FAMILY 365926543 TSUI XXXX XXXX
1000244249 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 624 SINGLE FAMILY 265778740 XXXXXX X XXXXXXX
1000244421 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 747 2-4 FAMILY 528671601 XXXXXX X XXXXXXX
1000244634 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 684 2-4 FAMILY 567758214 ABDULLAH A. AL-JAMEA
1000244656 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 732 CONDO 200620038 XXXX XXXXXX
0000000000 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 686 2-4 FAMILY 431113166 XXX XXXXXX
1000244965 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 715 SINGLE FAMILY 152542289 XXXXXX XXXXXXX
1000245006 PURCHASE OWNER OCCUPIED REDUCED DOC 682 SINGLE FAMILY 329846747 XXXXXXX XXXX XX
0000000000 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 677 2-4 FAMILY 346822517 XXXXX XXXXX
1000245167 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 639 PUD 64769059 XXXX X XXXXXXX
1000245270 PURCHASE OWNER OCCUPIED REDUCED DOC 667 SINGLE FAMILY 86641221 XXXXX XXXXXX
1000245331 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 678 2-4 FAMILY 589357662 XXXXX X XXXXXXX
1000245414 PURCHASE OWNER OCCUPIED REDUCED DOC 644 SINGLE FAMILY 307886966 XXXXX X XXXXX
1000245473 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 758 SINGLE FAMILY 340746621 XXXXXXX X XXXXXXXXXX
1000245497 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 776 PUD 570497027 XXXXXXX XXXXXXXXXX
1000245623 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 697 2-4 FAMILY 52541497 XXXXXXX XXXXXX
1000246058 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 724 SINGLE FAMILY 529671877 J XXXX XXXXXX
1000246665 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 675 CONDO 149329472 XXXXXXX X XXXXXXXX
1000246971 PURCHASE SECOND HOME NO DOCUMENTATION 647 CONDO 139602441 XXXXXXX XXXXX
1000247201 PURCHASE OWNER OCCUPIED REDUCED DOC 725 SINGLE FAMILY 379047781 XXXXXXX XXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 651 2-4 FAMILY 30504532 XXXX G CARA
1000247927 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 754 2-4 FAMILY 451333623 XXXXXX X XXXXXXXXXX
1000248001 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 667 2-4 FAMILY 146661471 XXXXXXX XXXXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 735 SINGLE FAMILY 370688944 XXXXXXXXX XXXXXXX
1000249820 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 721 SINGLE FAMILY 70580509 XXXX XXXXXXX
1000251173 PURCHASE OWNER OCCUPIED REDUCED DOC 690 SINGLE FAMILY 370360654 XXXXXXX X XXXXXXX
1000251699 PURCHASE OWNER OCCUPIED REDUCED DOC 775 CONDO 545755056 XXXXXXX X. XXXXXXX
1000252854 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 734 SINGLE FAMILY 224811021 XXXXX X XXXXXXX
0000000000 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 682 SINGLE FAMILY 102321741 XXXXXX XXXXX
9000225238 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 621 SINGLE FAMILY 304283325 C XXXXXX XXXXXXX
9000225256 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 707 SINGLE FAMILY 318380350 XXXXXX XXXXXXX
9000225258 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 764 2-4 FAMILY 354388766 XXXXX XXXXXXXXX
9000225274 CASH OUT REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 693 SINGLE FAMILY 538825728 XXXXXX XXXXXXX SUEDE
0000000000 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 699 SINGLE FAMILY 567787083 XXXXX A CANADA
0000000000 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 662 SINGLE FAMILY 453996166 XXXXXXXXX XXXXXXXX
6971329 PURCHASE OWNER OCCUPIED REDUCED DOC 718 SINGLE FAMILY 521612422 XXXX XXXXXX
6971105 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 688 CONDO 328328499 XXXXXXX XXXXXXXXX
6934996 PURCHASE OWNER OCCUPIED REDUCED DOC 683 SINGLE FAMILY 189603475 XXXXXXXX XXXXXXX
6968473 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 645 PUD 263932282 XXXXXXXXXXX L FAIRCH
6891261 PURCHASE OWNER OCCUPIED REDUCED DOC 661 SINGLE FAMILY 200690605 XXXX XXXXXXX
6938880 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 769 SINGLE FAMILY 521593424 XXXXX XXXXXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
6940670 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 684 SINGLE FAMILY 589338633 XXXXXX X XXXXXX
6936041 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 700 SINGLE FAMILY 443541751 XXXXXXXXXXXXX KETHI
6975627 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 769 2-4 FAMILY 521593424 XXXXX XXXXXXXX
6971303 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 745 2-4 FAMILY 523574970 XXXXXXXX X. XXXXXXX
6968721 PURCHASE OWNER OCCUPIED REDUCED DOC 725 CONDO 559193387 XXXXX GISBORNE
6942882 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 754 CONDO 164609414 XXXXXX X XXXXXXX
6964795 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 745 SINGLE FAMILY 521519236 XXXXXXXX XXXXXXX
6940589 PURCHASE SECOND HOME REDUCED DOC 665 SINGLE FAMILY 79543402 XXXXXXX XXXXXX
6964985 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 667 2-4 FAMILY 579689230 XXXXXXX XXXXXX
6967780 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 745 2-4 FAMILY 523574970 XXXXXXXX XXXXXXX
6967806 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 745 2-4 FAMILY 523574970 XXXXXXXX XXXXXXX
6975445 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 661 SINGLE FAMILY 593962615 XXXX XXXXXX
6812010 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 690 SINGLE FAMILY 189221774 XXXXXX X XXXXXXX
6969869 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 739 SINGLE FAMILY 529851101 XXXXX X XXXXXXXX
6967749 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 683 PUD 591100181 XXXXX KUDUS
6946107 PURCHASE OWNER OCCUPIED REDUCED DOC 687 SINGLE FAMILY 526574951 XXXXX XXXXXXX
6968101 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 735 SINGLE FAMILY 566412217 XXXXX XXXXXX
6971261 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 673 SINGLE FAMILY 541299626 KENYA X. XXXXXX
6893960 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 680 SINGLE FAMILY 231765608 XXXXXX X XXXXXXXX
6965230 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 671 SINGLE FAMILY 414519091 XXXXXXX XXXXXXXX
6945323 PURCHASE SECOND HOME REDUCED DOC 774 SINGLE FAMILY 558868838 XXXXXX XXXXXXXXX
6966030 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 777 SINGLE FAMILY 442581933 XXXXXX XXXX
6937312 CASH OUT REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 714 CONDO 457822820 XXXXX X. XXXXXX
6937346 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 749 PUD 331380408 XXXX X XXXXXXXX
6937643 PURCHASE OWNER OCCUPIED REDUCED DOC 708 SINGLE FAMILY 563553063 XXXXX XXXXXXXX
6937908 PURCHASE OWNER OCCUPIED REDUCED DOC 693 PUD 624100103 XXXXXX XXXXXXX
6936025 RATE/TERM REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 714 CONDO 457822820 XXXXX X XXXXXX
6963680 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 680 CONDO 559336286 XXXXXX X XXXXXXXXXX
6945083 PURCHASE OWNER OCCUPIED REDUCED DOC 758 SINGLE FAMILY 560613948 XXXXX XXXXXXXXXX
6964035 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 758 SINGLE FAMILY 417083356 XXX X XXXXX
6964878 CASH OUT REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 725 SINGLE FAMILY 522935959 XXXXX XXXXXXX
6976047 PURCHASE OWNER OCCUPIED REDUCED DOC 667 SINGLE FAMILY 621121103 XXXX XXXXXX
6967657 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 671 SINGLE FAMILY 575359408 XXXXXXX XXXX
6934590 PURCHASE OWNER OCCUPIED REDUCED DOC 738 SINGLE FAMILY 130447817 XXXX XXXXXX LABRYN
6935274 PURCHASE OWNER OCCUPIED REDUCED DOC 706 SINGLE FAMILY 612622064 XXXXXXX XXXXXXXXX
6942239 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 701 CONDO 505768259 XXXXX XXXXXXX
6945638 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 652 SINGLE FAMILY 616085569 XXXX XXXXX
6964837 PURCHASE OWNER OCCUPIED REDUCED DOC 671 SINGLE FAMILY 166447519 XXXXX XXXXXXX
6967608 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 756 SINGLE FAMILY 432880653 XXXXXXX X XXXXXXXX
6967764 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 682 SINGLE FAMILY 339602191 XXXXXXX X XXXXXXXXX
6968077 PURCHASE OWNER OCCUPIED REDUCED DOC 674 SINGLE FAMILY 560773888 XXXXXXXX XXXXXX
6945208 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 741 SINGLE FAMILY 63603831 XXXXXX XXXXXXXX
6942734 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 793 SINGLE FAMILY 189296011 XXXX XXXXXXXX
6971410 PURCHASE OWNER OCCUPIED REDUCED DOC 705 SINGLE FAMILY 549390892 XXXXX XXXXX XXXXXX
6938864 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 791 2-4 FAMILY 41546236 XXXXXX X XXXXXX
6959787 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 668 SINGLE FAMILY 267886398 XXXXXX XXXX
6934731 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 723 PUD 527606539 XXXXXX XXXXXX
6942692 PURCHASE OWNER OCCUPIED REDUCED DOC 686 SINGLE FAMILY 569855544 XXXXXX XXXXXXXXX
6967830 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 669 SINGLE FAMILY 275663149 XXXX XXXXXXXXX
6941066 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 790 SINGLE FAMILY 434940054 XXXXXX XXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
6889919 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 653 CONDO 139627367 XXXXX XXXXXXX
6972004 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 726 SINGLE FAMILY 383382456 R XXXXX XXXXXXX
6972087 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 726 SINGLE FAMILY 383382456 R XXXXX XXXXXXX
6959605 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 692 SINGLE FAMILY 250157848 XXXX XXXXX
6959795 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 657 PUD 559828653 XXXX XXXXXXX
6971204 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 687 PUD 523413535 XXXXX XXXXXXXX
6964803 CASH OUT REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 725 SINGLE FAMILY 522935959 XXXXX XXXXXXX
6959589 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 691 PUD 547395308 XXXXX XXXX
6959746 PURCHASE OWNER OCCUPIED REDUCED DOC 687 2-4 FAMILY 546991231 XXXX XXXXX
6996235 PURCHASE OWNER OCCUPIED REDUCED DOC 698 SINGLE FAMILY 146761110 XXXXXX XXXXXXXX
6996326 PURCHASE OWNER OCCUPIED REDUCED DOC 716 SINGLE FAMILY 115382815 XXXXXXXX XXXXXXX
6959779 PURCHASE OWNER OCCUPIED REDUCED DOC 717 CONDO 220028812 XXXXXXX XXXXXXX
6943278 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 650 SINGLE FAMILY 557406717 XXXXXXXX XXXXXXXX
6942650 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 691 SINGLE FAMILY 517440165 XXXXX XXXXX
6942395 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 798 CONDO 524052946 XXXXXXX XXXXXX
6959688 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 714 SINGLE FAMILY 572498262 XXXXXX XXXX
6935498 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 711 2-4 FAMILY 262137253 XXXXX XXXXX BEDAMI
6938872 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 641 CONDO 523581303 XXXXXX X XXXXXXX
6936017 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 761 SINGLE FAMILY 382705214 XXXXX X XXXXXX
6896153 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 717 SINGLE FAMILY 92360207 XXXXX XXXXXXXXX
6971287 RATE/TERM REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 701 SINGLE FAMILY 475568228 XXXXX X. XXXX
6969406 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 768 SINGLE FAMILY 557026214 XXXXX XXXX
6942387 RATE/TERM REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 785 CONDO 364480822 XXXXXXX X XXXX
6969521 RATE/TERM REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 779 SINGLE FAMILY 522255633 XXXXXXX XXXXXXX
6937288 CASH OUT REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 745 CONDO 561723867 XXX X XXXXXXX
6975429 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 782 PUD 11383930 XXXXXX X XXXXXXXX
6944565 PURCHASE OWNER OCCUPIED REDUCED DOC 663 SINGLE FAMILY 218515884 XXXXXX XXXXX
6934715 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 745 CONDO 594027566 XXXX X. XXXXX
6964647 PURCHASE OWNER OCCUPIED REDUCED DOC 724 SINGLE FAMILY 326821381 XXXXXX XXXXXX
9054875 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 621 SINGLE FAMILY 140543102 XXXXX XXXXXX
9054883 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 709 SINGLE FAMILY 173742870 XXXXX XXX
6877278 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 694 SINGLE FAMILY 226822682 XXXXXXX X. XXXXXXX
6971675 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 690 SINGLE FAMILY 14763494 JOLIE XXXXXXXX
6968986 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 659 SINGLE FAMILY 71900748 XXXXXXXX ISSI
6943658 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 713 SINGLE FAMILY 516764585 XXXXX X XXXXXXX
6934939 PURCHASE OWNER OCCUPIED REDUCED DOC 644 CONDO 549834538 XXXX XXXXXX
6968978 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 0 CONDO 137283637 XXXXXXX XXXXXXXX
6946396 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 649 SINGLE FAMILY 556710167 XXXX X XXXXXXX
9055005 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 670 CONDO 529960511 XXXXXXX
6971725 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 689 CONDO 158140305 XXXX X XXXXXXX
9054974 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 688 PUD 240455339 XXXXXX
6972897 PURCHASE OWNER OCCUPIED REDUCED DOC 704 2-4 FAMILY 561672276 XXXX X. XXXXXX
6944045 PURCHASE OWNER OCCUPIED REDUCED DOC 748 PUD 523355167 XXXX XXXXX
6945026 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 674 PUD 565469082 XXXX XXXX
6971121 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 675 CONDO 469343779 D. XXXX XXXXXXX
6945174 PURCHASE OWNER OCCUPIED REDUCED DOC 701 SINGLE FAMILY 569415125 XXXXX XXXXXX
6931398 PURCHASE OWNER OCCUPIED REDUCED DOC 704 SINGLE FAMILY 546789050 XXXXXXX XXXXXXXXX
6968671 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 686 CONDO 562063090 XXXXX XXXXXXX
6936991 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 669 CONDO 139248433 XXXXXX XXXXXX
6939953 PURCHASE OWNER OCCUPIED REDUCED DOC 663 PUD 560152181 XXXXXXX XXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
6941272 PURCHASE OWNER OCCUPIED REDUCED DOC 691 SINGLE FAMILY 562979372 XXXXXXX XXXXXXX
6959704 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 645 SINGLE FAMILY 370448542 XXXXX XXXXXXX
6959720 PURCHASE OWNER OCCUPIED REDUCED DOC 703 SINGLE FAMILY 231575509 XXXXXX XXXX
6959738 PURCHASE OWNER OCCUPIED REDUCED DOC 687 SINGLE FAMILY 148629560 XXXXXXX XXXXX
6996185 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 690 SINGLE FAMILY 165629753 XXXXX XXXXXX
6996193 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 654 SINGLE FAMILY 220825110 XXXXX XXXXXXXX
6996201 PURCHASE OWNER OCCUPIED REDUCED DOC 708 SINGLE FAMILY 477928886 XXXXXXX XXXXXXXXX
6963789 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 694 2-4 FAMILY 58787709 XXXXX XXXXXXX
6936322 PURCHASE OWNER OCCUPIED REDUCED DOC 740 CONDO 607865771 XXXX XXXXXXX
6941892 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 672 SINGLE FAMILY 570680910 XXXXX XXXXXX
6965479 PURCHASE OWNER OCCUPIED REDUCED DOC 730 CONDO 502443611 XXX X XXXXX
6945547 PURCHASE OWNER OCCUPIED REDUCED DOC 664 CONDO 619274631 JULIETTE XXXXXXXXX B
6935472 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 742 2-4 FAMILY 103784960 XXXXXX XXXXXXXXX
6938013 PURCHASE OWNER OCCUPIED REDUCED DOC 705 SINGLE FAMILY 603500964 XXXXXXXXX XXXXX
6942296 RATE/TERM REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 743 CONDO 111342299 XXXXXX X XXXXXXXXXX
6959613 PURCHASE OWNER OCCUPIED REDUCED DOC 675 PUD 231594585 XXXXXX XXXXXX
6967392 PURCHASE OWNER OCCUPIED REDUCED DOC 731 PUD 212043850 XXXX MINIBERG
6967723 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 759 SINGLE FAMILY 611056493 XXXXXX XXXXX
6959621 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 674 SINGLE FAMILY 130361536 XXXX XXXXXXXXX
6890206 PURCHASE OWNER OCCUPIED REDUCED DOC 705 PUD 568452767 XXXXXXX XXXXXXX
6930523 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 642 PUD 570398153 XXXXXX X XXXXXXXX
6941314 PURCHASE OWNER OCCUPIED REDUCED DOC 703 SINGLE FAMILY 462982235 XXXXXX XXXXXXX
9054933 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 732 PUD 441703584 XXXXXXXXXX
9054917 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 717 PUD 621802372 XXXXXXXX
6978027 PURCHASE OWNER OCCUPIED REDUCED DOC 711 SINGLE FAMILY 246356621 DEVODIE XXXXXX
6942288 RATE/TERM REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 743 CONDO 111342299 XXXXXX X XXXXXXXXXX
6974885 RATE/TERM REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 734 2-4 FAMILY 399407497 XXXX X XXXXX
6974893 RATE/TERM REFINANCE NON-OWNER OCCUPIED NO DOCUMENTATION 734 2-4 FAMILY 399407497 XXXX X XXXXX
6959571 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 721 2-4 FAMILY 29480167 XXXXXX XXXXXX
6959597 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 656 SINGLE FAMILY 23462008 XXXXXXX XXXXXXX
6959647 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 685 2-4 FAMILY 115589495 XXXXXXXXX XXXXXXX
6959712 PURCHASE OWNER OCCUPIED REDUCED DOC 667 PUD 369620261 XXXXX XXXXXX
6959753 PURCHASE OWNER OCCUPIED REDUCED DOC 662 CONDO 680260151 WANIDA YENKAI
6996268 PURCHASE OWNER OCCUPIED REDUCED DOC 728 CONDO 620240948 XXXXX XXXXXX
6996284 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 635 SINGLE FAMILY 315503627 XXXXXXX XXXXX
6959639 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 662 2-4 FAMILY 643740455 OSTILIO FILHO
6996227 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 673 SINGLE FAMILY 264061239 XXXXXX XXX
6996292 PURCHASE OWNER OCCUPIED REDUCED DOC 715 2-4 FAMILY 578688780 XXXXXXX XXXXXXX
6996334 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 650 CONDO 156668146 XXXXX XXXXX
9054909 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 759 SINGLE FAMILY 522376879 XXXXXXXXX
6940571 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 756 2-4 FAMILY 67443285 XXXXXXXX XXXXXX
9054982 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 695 SINGLE FAMILY 445641545 XXXXXXXX
6959662 PURCHASE OWNER OCCUPIED REDUCED DOC 708 SINGLE FAMILY 265858711 XXXXXX XXXXXXXX
6959670 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 644 SINGLE FAMILY 88341642 XXXX XXXXXXXXX
6959696 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 649 SINGLE FAMILY 315349093 XXXXX XXXXXXXXX
6959761 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 729 CONDO 3546431 XXXXXXX XXXXX
6996219 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 640 CONDO 227635017 XXXXX XXXXXX
6996250 PURCHASE OWNER OCCUPIED REDUCED DOC 771 2-4 FAMILY 523479875 XXXXXXX XXXXXXXX
6996276 PURCHASE OWNER OCCUPIED REDUCED DOC 775 CONDO 216133023 LORNTIA XXXXX
6996300 PURCHASE OWNER OCCUPIED REDUCED DOC 729 PUD 459196215 XXXXXXX XXXXXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
6959654 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 649 2-4 FAMILY 36400825 XXXXXX XXXXXXXXX
6996243 PURCHASE OWNER OCCUPIED REDUCED DOC 682 SINGLE FAMILY 68449211 XXXXXXX XXXXXXXX
6973028 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 766 CONDO 555220694 XXXXX XXXX XXXXXXX
6996979 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 750 PUD 145467658 XXXXXX X. XXXXXXXXX
9054958 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 772 SINGLE FAMILY 571082825 XXXXXXX
6973135 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 740 SINGLE FAMILY 256783699 XXXXXXX X XXXX
6968408 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 767 CONDO 72401381 XXXXXXXXX XXXXXXX
6936421 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 777 SINGLE FAMILY 135568363 XXXX XXXXX
6967301 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 667 SINGLE FAMILY 333281282 XXXXXX XXXXXX
9054966 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 786 SINGLE FAMILY 377725328 XXXXXXX
6972376 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 647 SINGLE FAMILY 511481912 XXXXX X XXXXXXX
9054941 CASH OUT REFINANCE SECOND HOME FULL DOCUMENTATION 777 SINGLE FAMILY 565338142 XXXXXXX
6894877 CASH OUT REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 776 2-4 FAMILY 134347994 XXXXXX XXXXXXX
6895577 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 684 SINGLE FAMILY 98527934 XXXXX XXXXX
6944524 PURCHASE OWNER OCCUPIED REDUCED DOC 624 SINGLE FAMILY 592329671 CHRISTOS CONTOGOUSI
6996318 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 677 SINGLE FAMILY 567460101 XXXXXXXXX XXXXXX
6894638 PURCHASE OWNER OCCUPIED REDUCED DOC 678 SINGLE FAMILY 153625988 XXXXX X XXXXX-XXXX
9055013 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 738 SINGLE FAMILY 558554175 XXXXXXXX
6944938 PURCHASE OWNER OCCUPIED REDUCED DOC 738 SINGLE FAMILY 579084278 XXXX XXXXXX
9054990 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 712 SINGLE FAMILY 549760573 XXXXXXX
9054891 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 743 2-4 FAMILY 531406653 XXXXXXXXX
3274006638 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 698 PUD 87865966 XXXXXXX XXXXXX
3262003849 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 717 SINGLE FAMILY 460939593 XXXXX X. XXXXXX
0000000000 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 724 CONDO 270584788 XXXXXXXX A PENNYPACK
3254005280 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 783 SINGLE FAMILY 263733074 XXXXXXX XXXXXXXXXX
1781004263 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 663 PUD 527799477 XXXXX XXXX
1781004586 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 697 SINGLE FAMILY 453924605 XXXXXX X. XXXXX
1781003629 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 754 CONDO 237812754 XXXXXX XXXXXXX
3262003251 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 795 SINGLE FAMILY 375500071 XXXXXX XXXX XXXXX
3274009328 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 680 CONDO 26543837 XXXXX X. XXXXX
1162001437 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 723 SINGLE FAMILY 356348792 XXXXXX X. XXXXXXXX
3264001501 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 766 SINGLE FAMILY 159308718 XXXXXX XXXXXX
0000000000 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 727 SINGLE FAMILY 540173604 XXXXXXX XXXXX BOERSM
3252003490 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 730 PUD 57603746 XXXXXXXX X. XXXXXXXX
3262003511 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 805 SINGLE FAMILY 303686826 XXXXXX X.X. XXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 698 SINGLE FAMILY 377212776 ABDUL AL-ATABY
3261002322 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 680 PUD 336388757 XXXXXXX X. XXXXX
3254001774 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 706 SINGLE FAMILY 591665764 XXXXXX XXXXXXXX
3274006828 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 667 SINGLE FAMILY 212683735 XXXX X. XXXXX III
1161002772 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 762 PUD 455494956 XXXXXXXX XXXXXXX
1781004298 RATE/TERM REFINANCE SECOND HOME REDUCED DOC 744 PUD 600327623 XXXXX X. XXXXXXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 723 SINGLE FAMILY 318440433 XXXXXX XXXXX
1781003711 PURCHASE SECOND HOME REDUCED DOC 720 PUD 527892342 XXX X. XXXXX, XX.
1781005680 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 717 PUD 83821069 XXXXXXX XXXXXX
3254004763 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 693 CONDO 9340882 XXXXXX X. XXXX
1162001838 PURCHASE OWNER OCCUPIED REDUCED DOC 686 PUD 576359084 XXXXXXXX XXXXXX
3261001980 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 743 SINGLE FAMILY 351467578 XXXXXXXX X. XXXXXXX
1781005868 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 710 PUD 600504791 XXXX XXXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 736 SINGLE FAMILY 530786148 XXXX X. XXXXXXX
3254001491 PURCHASE OWNER OCCUPIED REDUCED DOC 678 SINGLE FAMILY 219589308 XXXXXXXXXXX XXXXXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
0000000000 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 709 SINGLE FAMILY 244595836 XXXXXX X. XXXX
3252004444 PURCHASE SECOND HOME REDUCED DOC 757 PUD 264171778 XXXXXXX X XXXXX
3262002721 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 744 CONDO 336924863 XXXXXX XXXXXX
3262005397 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 757 SINGLE FAMILY 354705163 XXXXXX XXXXXXX
3254005712 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 745 CONDO 155843224 XXXXXX XXXXXX
1162001565 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 764 CONDO 471905242 XXXXXXX X. XXXXXXXX
1781005109 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 705 PUD 492460399 XXXXX X. XXXXXXXX
1781004304 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 668 SINGLE FAMILY 363729260 XXXX X. XXXXXX XX.
3262004664 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 723 CONDO 504083139 XXXX X. XXXXXX
1781003497 CASH OUT REFINANCE SECOND HOME REDUCED DOC 776 PUD 526048869 XXXXXX X. XXXXX
1781004727 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 734 SINGLE FAMILY 612182144 XXXXX XXXXXXXXX
1781003517 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 748 SINGLE FAMILY 277806041 XXXX XXXXXXX
3262004715 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 693 SINGLE FAMILY 367029817 XXXX XXXXX
3254004437 RATE/TERM REFINANCE SECOND HOME REDUCED DOC 701 PUD 243296310 XXXXX XXXXXXX
1161004244 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 701 SINGLE FAMILY 468066671 XXXXXX X. XXXXXXX
3261003995 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 686 SINGLE FAMILY 331766445 XXXXXXX XXXXXXX
3100001261 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 719 CONDO 526374225 XXXXXX X. XXXX
3261001971 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 707 2-4 FAMILY 342783368 XXXXX XXXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 718 SINGLE FAMILY 328381664 XXXXXXXX X. XXXXXXX
1781002257 PURCHASE OWNER OCCUPIED REDUCED DOC 661 SINGLE FAMILY 526793903 XXXXXX X. XXXX
1162002102 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 715 PUD 336622312 XXXX X. XXXXXXXX
1781004960 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 747 PUD 124624565 XXXXXXXX X. XXXX
3254004308 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 727 PUD 321862129 ELVEIR XXXXX
3262003877 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 696 SINGLE FAMILY 380729443 XXXXX XXXXXX
3274003835 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 723 SINGLE FAMILY 577210513 XXXXX XXXXXX
1162000543 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 801 PUD 481668869 XXXX X. XXXXXXXX
3262002730 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 733 SINGLE FAMILY 483720326 XXXXXXXXX X. XXXXXXX
3254002313 PURCHASE OWNER OCCUPIED REDUCED DOC 675 CONDO 250572774 XXXX X. XXXX
3262002010 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 766 SINGLE FAMILY 350905437 XXXXX XXXXXXXX
1781002219 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 709 PUD 67841581 XXX XXXXX
1162001795 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 686 PUD 549787584 XXXXX X. XXXXXXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 665 2-4 FAMILY 357828817 XXXXXXX XXXXXXXXX
3275003179 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 723 SINGLE FAMILY 104408576 XXXXXX XXXXXXX
1781003382 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 704 SINGLE FAMILY 324622031 XXXXXX XXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 702 SINGLE FAMILY 220668054 XXXXX X. XXXXX
1781004706 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 715 PUD 569399314 XXXX XXXX
0000000000 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 716 SINGLE FAMILY 548995051 XXXXX XXXXX XXXXXXXX
1781003461 PURCHASE OWNER OCCUPIED REDUCED DOC 740 SINGLE FAMILY 522602693 XXXXX X. XXXXXXXX
3261002373 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 702 CONDO 126623867 XXXXXXXX XXXXX
0000000000 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 726 CONDO 506763554 XXXXXX X. XXXXXXX
1161003883 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 741 PUD 487960050 XXXXX X. XXXX
1781004903 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 700 SINGLE FAMILY 569171903 XXXXXX XXXXX
1781005705 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 694 PUD 87468471 XXXXXXX X. XXXXXXXX
1781005162 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 698 PUD 79783185 XXXXXXXXX X. XXXXX
3261003732 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 807 SINGLE FAMILY 288282982 XXXX XXXXXXXXXXX
1162001902 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 668 SINGLE FAMILY 529748381 XXXXXX X. XXXX
1781003460 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 705 PUD 328565974 XXXXX XXXXXXXX
3255003340 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 737 PUD 594379847 XXXXXXXXX X XXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 715 SINGLE FAMILY 127789617 XXXXXX XXXXX
1781005998 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 702 PUD 547824189 XXXX X. XXXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
1161001553 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 711 2-4 FAMILY 5721737 XXXXXXXXXXX X XXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 702 2-4 FAMILY 381724044 XXXXXX X. XXXXXX
1781003514 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 671 SINGLE FAMILY 533728866 XXXXXX X. XXXXXXX
1781003155 PURCHASE OWNER OCCUPIED REDUCED DOC 709 PUD 110704836 XXXXX X. XXXXXXX
0000000000 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 767 SINGLE FAMILY 23384207 XXXXXXX X. XXXX
1162001435 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 771 PUD 625384554 XXXXX X. SALAHI
1781004099 PURCHASE SECOND HOME REDUCED DOC 667 CONDO 507646323 XXXXXXX X. XXXXXXXX
1781003111 CASH OUT REFINANCE SECOND HOME NO DOCUMENTATION 689 SINGLE FAMILY 526623954 XXX XXXXX XXXXX
1162001770 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 697 SINGLE FAMILY 567330452 SHALOM HOGEG
1162001504 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 687 PUD 199429136 XXXXX X. XXXXX
3262005048 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 754 2-4 FAMILY 319884752 XXXXX XXXXXXX
3252002557 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 672 PUD 258687517 XXXX XXXXXXX
1781005759 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 665 SINGLE FAMILY 600032220 XXXXX X. XXXXXX, XX.
3262004962 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 689 SINGLE FAMILY 338665415 XXXXXXX X. XXXXXXX
3252002538 CASH OUT REFINANCE SECOND HOME REDUCED DOC 683 SINGLE FAMILY 124320518 XXXXXXX X. XXXXXXX,
3274008219 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 701 SINGLE FAMILY 121501034 XXXX XXXXXX
3262003461 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 744 SINGLE FAMILY 342669453 XXXXX XXXXX XXXXX-BL
0000000000 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 703 SINGLE FAMILY 391644196 XXXXXX X XXXXXXXXX
1781006066 PURCHASE OWNER OCCUPIED REDUCED DOC 735 PUD 476821005 XXXXXX X. XXXXX
1781005500 PURCHASE OWNER OCCUPIED REDUCED DOC 695 SINGLE FAMILY 601480071 XXXX XXXXXX
1781005588 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 703 SINGLE FAMILY 552682694 XXXXXXX XXXX
1781004828 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 699 PUD 626402542 XXXX XXX XX
3274005141 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 686 SINGLE FAMILY 50765659 XXXXXXX XXXXXXX
1781004312 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 762 PUD 357441750 XXXXXXXX WHEE
3274007230 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 691 2-4 FAMILY 24666006 XXXXXXXXX XXXXXXX
3274006860 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 744 SINGLE FAMILY 25380515 XXXXXXX XXXXXXXXX
3252003845 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 663 SINGLE FAMILY 340587090 XXX X. XXXXXXX
3261002277 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 707 SINGLE FAMILY 582984028 XXXX X XXXXXX
0000000000 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 782 SINGLE FAMILY 520521923 XXXXX X. XXXXXXX
3275003065 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 716 SINGLE FAMILY 583137444 XXXXX XXXXXXXX
3252003032 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 704 2-4 FAMILY 148707309 XXX XXXXXXX
3262005311 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 732 SINGLE FAMILY 327962745 XXXXXX X. XXXXXXXX
1781005447 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 721 PUD 477365748 XXXXXXX X. XXXXX
1162000667 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 713 PUD 323626138 XXXXXXX X. XXXXXX
3254001417 PURCHASE OWNER OCCUPIED REDUCED DOC 663 SINGLE FAMILY 263912693 XXXXXXXX X. XXXXX
1781003592 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 667 SINGLE FAMILY 544547237 XXXXXX X. XXXXX
3254003998 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 623 SINGLE FAMILY 395889893 XXXXXXXXXXX X. XXXXX
1781002785 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 673 SINGLE FAMILY 539660372 XXXX XXXXXXX
1781004831 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 753 SINGLE FAMILY 398822255 XXXXX XXXXXXXX
1781005550 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 711 PUD 379624907 XXXX XXXX
3261003243 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 667 2-4 FAMILY 358800680 XXXX XXXXXX
1781004368 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 693 SINGLE FAMILY 600427626 XXXXXX X. XXXXXXX
1161001566 PURCHASE OWNER OCCUPIED REDUCED DOC 695 SINGLE FAMILY 472920843 XXXXX X. XXXXXXX
1781005282 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 785 CONDO 565786496 XXXXX XXXXXX
1781006129 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 681 SINGLE FAMILY 527255986 XXXXX X. XXXX
3252004548 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 624 SINGLE FAMILY 256318588 XXX X. XXXXX
3254000916 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 667 CONDO 445728882 NIAMI X. XXXX
3261003536 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 685 PUD 359709236 XXXXXX XXXX
3254005680 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 736 PUD 224458429 HEWAYDA ABED
3274006221 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 676 SINGLE FAMILY 212967856 XXXXXXX X XXXXXXXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
3274006140 PURCHASE SECOND HOME REDUCED DOC 712 SINGLE FAMILY 29289440 XXXXX X. XXXXXXX
1781003113 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 745 SINGLE FAMILY 535581925 XXXXXXXX X. XXXXXX
1781002337 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 664 SINGLE FAMILY 529548372 XXX XXXXX XXXXXX
1781006020 PURCHASE OWNER OCCUPIED REDUCED DOC 711 SINGLE FAMILY 541563609 XXXX X. XXXXXXXXX
1781004728 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 684 SINGLE FAMILY 406430639 XXXX X XXXXXXX
3261001748 PURCHASE OWNER OCCUPIED REDUCED DOC 750 SINGLE FAMILY 215291523 XXXXX XXXXX
1781005901 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 701 PUD 585930371 LAL P. YAPA
3261003051 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 767 2-4 FAMILY 318843566 XXXX XX XXXX
3274007201 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 720 SINGLE FAMILY 80782206 XX. XXXXXXXX X. XXXX
3274007662 CASH OUT REFINANCE SECOND HOME REDUCED DOC 715 PUD 40461306 XXXXXXX X. XXXXXXXX
1781002653 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 670 PUD 525760107 XXXXXXX X. XXXXXX
3274006896 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 702 SINGLE FAMILY 226225439 XXXXX X. XXXXXXX
3252001834 PURCHASE SECOND HOME REDUCED DOC 788 PUD 248701915 SURREY X. XXXXX XX.
3255003753 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 720 SINGLE FAMILY 207584941 XXXX XXXXX
1781005488 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 721 PUD 558431950 XXXXXXXX X. XXXX
3274002655 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 700 SINGLE FAMILY 126340358 XXXXXX XXXXXXX
1781004998 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 703 PUD 555423049 XXXXXX X. XXXXXXXXXX
3254001600 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 776 PUD 254685143 XXXXXX X. XXXXXXXXX
3274003477 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 669 SINGLE FAMILY 25522228 XXXXXX XXXXXXXX
1781000578 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 686 SINGLE FAMILY 501506340 XXXXX XXXXXX
3255003627 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 797 SINGLE FAMILY 530286024 XXXXXX X XXXXXX
1781004857 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 745 SINGLE FAMILY 529382598 XXXXXXX X. XXXX
3261003632 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 704 CONDO 348943756 XXXXX X. XXXXXXXX
3274007684 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 743 SINGLE FAMILY 220150551 XXXXXXX XXXXXX
1781004799 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 701 SINGLE FAMILY 529631585 XXXXXXX XXXX XXXXXX
1781002981 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 666 PUD 329424780 XXXXXXXXXX XXXXXXX
0000000000 PURCHASE OWNER OCCUPIED REDUCED DOC 698 CONDO 151724399 ARGELINO XXXXXX
3274004293 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 706 SINGLE FAMILY 229214576 XXXXXX X. XXXXXX
3254005310 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 714 SINGLE FAMILY 510600467 XXXXX XXXXX
1781002824 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 716 SINGLE FAMILY 607043569 XXXXXXX XXXXXXX
1162001812 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 731 SINGLE FAMILY 524886990 XXXXX X. XXXXX
3274008045 PURCHASE OWNER OCCUPIED REDUCED DOC 707 2-4 FAMILY 72907521 XXXXXX XXXXX
1781002026 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 729 PUD 506387822 XXXXX X XXXXX
1781005927 PURCHASE OWNER OCCUPIED REDUCED DOC 738 PUD 560613915 XXXXX X. XXXXXXX
3274002750 PURCHASE OWNER OCCUPIED REDUCED DOC 722 SINGLE FAMILY 377883722 XXXXX XXXXX
1162001652 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 708 SINGLE FAMILY 528944075 XXXXXXX X. XXXXX
1781005152 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 799 SINGLE FAMILY 526261187 XXXX XXXXXXX, JR.
1781003924 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 739 PUD 116403939 XXXXXX X. XXXXXX
1781003563 PURCHASE SECOND HOME REDUCED DOC 664 PUD 438633172 XXXXXX X XXXXXXXX
3262001500 PURCHASE OWNER OCCUPIED REDUCED DOC 680 CONDO 352809178 XXXXX XXXXXX
1785003109 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 678 SINGLE FAMILY 527636912 XXXXXXX XXXXXXX
1161002761 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 723 PUD 375629529 XXXXXX X. XXXXX
3254005410 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 675 PUD 226067037 XXXXXXX XXXXX
3274004623 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 761 2-4 FAMILY 71808568 XXXXXX XXXXX XXXXXXX
3262002325 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 705 2-4 FAMILY 341643410 XXXXXXX XXXXXXX
3262005418 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 727 SINGLE FAMILY 338288791 XXXXXX X. XXXXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 627 SINGLE FAMILY 526047545 XXXXXX X. XXXXXXX
3275003082 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 717 SINGLE FAMILY 23583778 XXXXXX XXXXXX
1162001591 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 729 PUD 526804418 XXXXX X. XXXXX
1781004814 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 720 SINGLE FAMILY 294646951 XXXXX XXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
3274006661 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 763 2-4 FAMILY 144765753 XXXX XXXXX
3274008285 PURCHASE OWNER OCCUPIED REDUCED DOC 687 SINGLE FAMILY 14425470 XXXXXXX XXXXXX
1781004259 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 666 SINGLE FAMILY 554175858 XXXXXXXXXX XXXX
3274009348 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 729 PUD 213437566 XXX XXX X. XXXXXXX
3252000726 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 765 SINGLE FAMILY 367360259 XXXXXX XXXXXXX
1781002569 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 673 PUD 536565467 RUNE XXXXX
3262002537 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 647 SINGLE FAMILY 357309078 XXXXXXX X. XXXXXXXXX
3262002536 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 749 CONDO 381885360 XXXXXXX X. XXXXXXXXX
1781004949 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 715 SINGLE FAMILY 535649837 XXXXX XXXX OAKFORD
0000000000 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 694 SINGLE FAMILY 230921830 XXXX XXXXXXX XXXXXX
3252003159 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 724 PUD 117584948 XXXXXXX XXXXXXXX
3274003319 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 720 SINGLE FAMILY 178321254 P. XXXXXXX XXXXXXX
1162001866 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 785 PUD 568492713 XXXXXX XXXXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 690 SINGLE FAMILY 118622993 XXXXXXXX X. XXXXXX
0000000000 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 706 SINGLE FAMILY 529760411 XXXX XXXXXXX
3274008730 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 753 SINGLE FAMILY 501900847 XXXXXXXX XXXXXXX
3274007063 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 678 PUD 217689788 XXXXX XXXXXXX
3262003271 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 716 SINGLE FAMILY 354481926 XXXX X. XXXX
3252004533 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 665 PUD 261459257 XXXXX X. XXXX
3274007209 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 695 PUD 93466886 XXXXXXX X. XXXXXXX
3252001734 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 742 SINGLE FAMILY 249782442 XXXX X. DAY
1782001171 PURCHASE OWNER OCCUPIED REDUCED DOC 678 SINGLE FAMILY 374361500 XXXXXXX X. XXXXXXX
3262000687 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 690 SINGLE FAMILY 318725165 XXXX X. MERR
0000000000 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 757 SINGLE FAMILY 208343325 XXXXXX XXXXX XXXXXXX
3274008490 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 691 SINGLE FAMILY 124309858 XXXXX XXXXX
3274005124 CASH OUT REFINANCE SECOND HOME REDUCED DOC 692 SINGLE FAMILY 83448439 XXXXXXX XXXXXXX
1781003358 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 714 SINGLE FAMILY 548964521 LEA XXX XXXXXXX
1781005448 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 661 PUD 526981847 XXXX X. XXXXXXXX
1781003043 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 713 PUD 636053543 MANSOUR FAKHR
3274004789 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 695 SINGLE FAMILY 166342380 XXXXXX X. XXXX
1781004481 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 663 SINGLE FAMILY 279680413 XXXXXX X. XXXXX
3261001273 PURCHASE OWNER OCCUPIED REDUCED DOC 764 SINGLE FAMILY 150664917 XXXXXX X. XXXXXXXX
3262002099 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 777 SINGLE FAMILY 359364296 XXXXXX X. XXXXX
1781005381 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 703 SINGLE FAMILY 572799330 XXXXX X. XXXXXX
1781003878 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 701 PUD 561684408 XXXXX X. XXXXXX
3261001123 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 627 SINGLE FAMILY 354421245 XXXXXX XXXXXX
3274001498 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 711 SINGLE FAMILY 151381264 XXXXXX XXXXXX
3274007767 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 767 SINGLE FAMILY 44688273 XXXX X. XXXXX
1781005320 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 755 PUD 136386387 XXXXXXXX X. TALLAKSE
3254004610 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 665 SINGLE FAMILY 463537392 G. XXXXX XXXXXXXXX
1785003888 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 678 PUD 527119054 XXX X XXXXX
1781004956 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 698 SINGLE FAMILY 585468363 XXXXX X. XXXXXXXXX
0000000000 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 690 SINGLE FAMILY 132509001 XXXX XXXXXXX
1781004740 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 755 PUD 94342514 XXXXXX X. XXXXXXX
1161002977 PURCHASE OWNER OCCUPIED REDUCED DOC 673 CONDO 461922210 XXXXX XXXXXXXX XXXXX
1781004388 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 660 PUD 485464411 XXXX X. XXXXXXX
3252003582 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 729 PUD 586583442 XXXXXX XXXX XXXXX
1781003465 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 685 PUD 526854630 XXXX XXXXXXX
1781002440 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 665 PUD 530321120 XXXXX X. SEE
0000000000 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 692 SINGLE FAMILY 81443525 XXXXXXXXX XXXXXXXX
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
3254003886 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 687 PUD 256138953 XXXXXXX XXXXXXXX
3261003690 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 662 SINGLE FAMILY 42320928 XXXXX X. XXXXX
3262004148 PURCHASE OWNER OCCUPIED REDUCED DOC 769 SINGLE FAMILY 380941488 XXXXX XXXXXX
1781005915 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 702 SINGLE FAMILY 223901888 XXXXX X. XXX
1781005942 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 757 PUD 382509236 XXXXX XXXXXX
3254006143 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 715 2-4 FAMILY 617441854 XXXXXX XXXX
3274009561 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 712 SINGLE FAMILY 354687768 XXXXXX X. XXXXXXX
1781006044 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 755 SINGLE FAMILY 529297736 XXXXX XXXXXXXX
1781006155 PURCHASE OWNER OCCUPIED REDUCED DOC 710 PUD 143043779 XXXX XXXXX
3254006071 PURCHASE SECOND HOME REDUCED DOC 755 PUD 250603162 XXXXX X XXXXXX
3254006084 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 674 SINGLE FAMILY 41689745 XXXXXXX X. XXXX
1781005256 CASH OUT REFINANCE SECOND HOME REDUCED DOC 694 SINGLE FAMILY 363526114 XXXX X. XXXXX
20858866 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 776 SINGLE FAMILY 116487105 XXXXXX X XXXXX
22566657 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 784 SINGLE FAMILY 562588803 Xxxxxx X Xxxxxxx
7073935491 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 701 SINGLE FAMILY 312503778 xxxx x. xxxxxx
7074599882 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 699 PUD 411027014 xxxx xxxxxxxx mcca
7076073167 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 675 SINGLE FAMILY 520661686 xxxxxxxx x xxxxx
7073946829 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 619 SINGLE FAMILY 87440667 XXXXXX X XXXXXXX
21748355 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 709 PUD 329500836 Xxxxxxx Xxxxxxxx
21846480 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 769 PUD 140524150 Xxxxx Xxxxx
21843263 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 682 CONDO 595123081 Xxxxxxx Xxxxxxxxx
21847744 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 705 CONDO 594870482 Xxxx Xxxxxx
21183298 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 731 PUD 264319393 Xxxxx Xxxxxxxx
21844154 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 693 PUD 192389689 Xxxxxxx Xxxxx
21860077 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 674 PUD 375849869 Xxxxxx Xxxxxxxxx
21859558 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 781 SINGLE FAMILY 519218728 Xxxx Xxxxxx
21210562 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 724 SINGLE FAMILY 289866130 Xxxxxxxxx Xxxx
21213145 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 774 PUD 253638010 Xxxxxx Xxxxxxxx
21214135 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 779 SINGLE FAMILY 277385953 Xxxxx Xxxxxx
21966205 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 710 PUD 151466800 Xxxxxxx Xxxxxxx
21972617 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 690 SINGLE FAMILY 152320893 Xxxxxx Xxxxxxxxx
21974316 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 790 PUD 261823566 Xxxxxxx Xxxxx
21978713 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 699 PUD 288628425 Xxxxx Xxxxxxx
21979067 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 805 PUD 254244031 Xxx Xxxxxxx
21980990 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 719 PUD 253398803 Xxxxxx Xxxxxx
21983382 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 777 SINGLE FAMILY 261836981 Xxxx Xxxxxxxx
21991104 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 812 PUD 248703377 Xxxx Xxxxx
21991393 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 777 PUD 333528630 John Niesman
21992151 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 727 SINGLE FAMILY 245082786 Mary Butler
21992425 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 792 PUD 261682820 Norman Cross
21996160 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 741 SINGLE FAMILY 258615576 Greg Rainey
21998174 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 705 PUD 146064188 Siraj Kasmani
21999875 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 700 SINGLE FAMILY 261850388 Wendy Hughes
22000244 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 770 CONDO 253191012 Suzanne Alwan
22001747 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 735 PUD 265087385 James Kinler
22015739 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 711 PUD 260673836 Thomas Fuller
21976659 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 698 CONDO 436479960 Halima Horton
21903414 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 718 SINGLE FAMILY 256516678 Alonzo Burns
1501100455 CASH OUT REFINANCE NON-OWNER OCCUPIED FULL DOCUMENTATION 778 CONDO 0 Edgar Del Castillo
105187801 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 668 SINGLE FAMILY 465512801 ROBERT ECCLESTON
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
1304000363 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 723 PUD 0 Bertram Dozier
1701100266 PURCHASE OWNER OCCUPIED REDUCED DOC 699 SINGLE FAMILY 0 Daniel Mabe
105060404 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 821 SINGLE FAMILY 297765236 MICHAEL HAUMAN
1701100052 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 737 SINGLE FAMILY 0 Joseph Moore
106305501 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 695 SINGLE FAMILY 420646438 ROBERT ANDERSON
106786700 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 729 PUD 258021808 WALTER PERKINS
307325803 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 672 SINGLE FAMILY 413882678 MARVELL MITCHELL
1101001195 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 641 2-4 FAMILY 64828785 Gary Haye
1101001365 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 665 SINGLE FAMILY 148546525 Andree Milsap
1101001394 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 674 SINGLE FAMILY 117669911 Charles Thomas
1303000728 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 682 2-4 FAMILY 267866079 Sharilyn Brandsey
1308000806 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 666 PUD 59665347 Gerald Delva by Joel
1309001660 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 706 SINGLE FAMILY 252780054 Kendall Roberts
1310001950 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 760 CONDO 255889915 Lori Cohn
1310001989 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 696 PUD 55747047 Davis Geekie
1312000774 PURCHASE OWNER OCCUPIED REDUCED DOC 646 CONDO 579904834 Olujimi King
1501103602 CASH OUT REFINANCE SECOND HOME REDUCED DOC 702 SINGLE FAMILY 442784392 Gholam Mustafa
1701101252 PURCHASE OWNER OCCUPIED REDUCED DOC 729 SINGLE FAMILY 451494714 Ben Greenway
1701101267 PURCHASE OWNER OCCUPIED REDUCED DOC 759 SINGLE FAMILY 624160045 Oscar Lara
1701101297 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 719 SINGLE FAMILY 213406326 Nelson Coleman
105302806 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 732 SINGLE FAMILY 297465198 ANNE WRIGHT
105741904 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 728 SINGLE FAMILY 286629352 BRUCE BECKER
106543804 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 720 SINGLE FAMILY 273727015 CARRIE KOSATKA
1302000593 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 680 SINGLE FAMILY 592282055 Todd Guarnieri
1302000747 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 712 2-4 FAMILY 66449110 Kevin Horan
1302000776 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 716 PUD 543130453 Barton Philpott
1303000608 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 721 PUD 267895510 Martha Hernandez
1303000633 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 765 PUD 318486348 Martha Fernandez
1303000709 RATE/TERM REFINANCE SECOND HOME FULL DOCUMENTATION 718 SINGLE FAMILY 298548491 Richard Frueh
1304002266 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 677 PUD 259627453 Douglas Smith
1309001173 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 689 CONDO 151425545 Ranjit Sinha
1501102821 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 669 SINGLE FAMILY 442784392 Gholam Mustafa
9044025 PURCHASE OWNER OCCUPIED REDUCED DOC 670 SINGLE FAMILY 198367186 CHRISTINA FAIDLEY
9105834 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 642 SINGLE FAMILY 113847252 ENRICO PATRICIO
9036740 PURCHASE OWNER OCCUPIED REDUCED DOC 716 SINGLE FAMILY 601991881 FELIPE RUIZ
9038357 PURCHASE OWNER OCCUPIED REDUCED DOC 650 SINGLE FAMILY 384762514 SYLVESTER JENNINGS
9043555 PURCHASE OWNER OCCUPIED REDUCED DOC 675 PUD 589209322 ADAM MARSHALL
9043571 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 657 PUD 594311296 DAVIDSON LEVASSEUR
9043605 PURCHASE OWNER OCCUPIED REDUCED DOC 720 SINGLE FAMILY 122507852 RICHARD BECK JR
9044199 PURCHASE OWNER OCCUPIED REDUCED DOC 658 PUD 608925062 GILBERT GO
9046301 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 731 SINGLE FAMILY 561995496 ROBERT J CHEVEZ
9096959 PURCHASE OWNER OCCUPIED REDUCED DOC 663 SINGLE FAMILY 323728575 FRANK E BADUS
9045337 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 708 PUD 252335077 ANGELA BULLOCH
6975361 PURCHASE SECOND HOME REDUCED DOC 677 SINGLE FAMILY 546810765 HENRY MURILLO
9042920 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 743 PUD 453917101 BECKY SKEES
9043639 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 665 PUD 568134820 CHRISTOPHER SCOTT
9116278 RATE/TERM REFINANCE OWNER OCCUPIED NO DOCUMENTATION 748 PUD 577902865 JACQUELINE VANCE-HI
9097221 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 667 SINGLE FAMILY 443541751 VASUDEVAREDDY KETHI
9046285 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 759 SINGLE FAMILY 584439709 RAFAEL CARELA
9097429 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 655 SINGLE FAMILY 561158674 KURT W STEINMANN
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
9042276 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 737 2-4 FAMILY 260969827 ROBERT WALTERS
9038316 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 692 SINGLE FAMILY 594281146 DAWN M FARRINGTON
9038498 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 653 SINGLE FAMILY 336883046 STANISLAW GACEK
9039744 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 774 CONDO 103441673 RUSSELL DILLARD
9043597 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 704 2-4 FAMILY 48569338 RAMZI RASAMNY
9044116 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 660 PUD 586050096 OLIVA M FRANQUEZ
9044439 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 724 SINGLE FAMILY 473116556 MARGARET M MWANGI
9044512 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 730 2-4 FAMILY 512829152 NICOLE LINVILLE
9044561 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 751 CONDO 274681363 NATALIE HUFFMAN
9043563 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 667 2-4 FAMILY 340608526 EDGAR J GONZALEZ
9042029 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 686 SINGLE FAMILY 94323600 GILBERT SAND
9045659 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 752 SINGLE FAMILY 524627639 BERVERLY R PREIS
9043589 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 737 SINGLE FAMILY 220606215 STEPHEN R HIMELFARB
6980205 PURCHASE OWNER OCCUPIED REDUCED DOC 648 SINGLE FAMILY 618033851 JOHN GABRIELSON
9043548 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 670 CONDO 412807464 DEBORAH E STINSON
9097098 PURCHASE OWNER OCCUPIED REDUCED DOC 662 PUD 261930838 MOISES ISSA
6980668 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 759 PUD 576225853 ETHEL F MARUOKA
9037813 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 711 SINGLE FAMILY 594818871 ANA GONZALEZ
9038746 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 669 SINGLE FAMILY 594602388 NEIL A. EBANKS
6970784 PURCHASE OWNER OCCUPIED REDUCED DOC 709 SINGLE FAMILY 570594885 TANYA MAXWELL
9116260 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 632 PUD 144940931 JERRY SMITH
9116286 PURCHASE OWNER OCCUPIED REDUCED DOC 675 SINGLE FAMILY 208669111 RANDA JABBOUR
9130113 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 718 PUD 557293184 PATRICIA BONAFEDE
9130121 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 627 CONDO 120422611 JAMES MACKEY
9130139 PURCHASE OWNER OCCUPIED REDUCED DOC 709 PUD 266747928 RALPH OLSON
9130147 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 743 PUD 380888985 JOEL PIASKOWSKI
9096504 PURCHASE OWNER OCCUPIED REDUCED DOC 718 SINGLE FAMILY 602112145 KIMBERLY SPRATT
9097890 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 759 SINGLE FAMILY 378861716 TONI VAN REMOORTERE
9098146 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 643 SINGLE FAMILY 558570591 JENNIFER BOSCO
9040882 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 692 PUD 563886123 WILLIAM MILLER
9101502 PURCHASE OWNER OCCUPIED REDUCED DOC 723 SINGLE FAMILY 561812921 CLIFFORD S LIM
9042359 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 764 SINGLE FAMILY 309606860 CRAIG EUBANK
9040718 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 701 SINGLE FAMILY 527067213 DONNA CARD
9039876 PURCHASE OWNER OCCUPIED REDUCED DOC 738 SINGLE FAMILY 182664400 BRIAN BEATTY
9101189 PURCHASE OWNER OCCUPIED REDUCED DOC 660 PUD 465066038 HOWARD VICTOR MILLS
9099045 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 681 CONDO 52681082 ALBERTO VASQUEZ
9097635 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 673 SINGLE FAMILY 534984871 ANTONIO ROSALES
9044991 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 721 SINGLE FAMILY 562525499 MANUEL HERRERO
9042938 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 730 SINGLE FAMILY 613251030 FARNAZ FARAMARZ
9033929 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 693 SINGLE FAMILY 562879012 AVINESH V. LAL
6973515 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 780 SINGLE FAMILY 616482575 CECILIA MEMPIN
9104027 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 665 SINGLE FAMILY 54709500 JOSEPH J VANNELLI
6972277 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 666 2-4 FAMILY 150487857 MICHAEL W MITCHELL
9044793 PURCHASE OWNER OCCUPIED REDUCED DOC 660 SINGLE FAMILY 537046952 ZOLTAN STEFAN
9103201 PURCHASE OWNER OCCUPIED REDUCED DOC 764 SINGLE FAMILY 352484368 JOYCE MCTIER-CLIFTO
9104001 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 708 CONDO 8468829 JAMES E. HARTMAN
9046079 PURCHASE OWNER OCCUPIED REDUCED DOC 657 SINGLE FAMILY 446406921 W. GRANT HATFIELD
9046376 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 683 SINGLE FAMILY 263782937 PATRICIA A JONES
9098526 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 776 SINGLE FAMILY 43424498 DEBRA RUSSELL
9099656 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 751 CONDO 119621485 TIMOTHY M VOIGT
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
9041500 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 652 SINGLE FAMILY 621587378 JIMMY J DAHLAN
6976070 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 680 SINGLE FAMILY 43529448 THOMAS E LAGARDE
6980734 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 660 SINGLE FAMILY 269503465 DEBORAH L PARTON
6981278 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 771 SINGLE FAMILY 292821323 BRADLEY D SPRING
6938526 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 727 2-4 FAMILY 550325982 DOLORES CARUTHERS
6942254 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 701 CONDO 505768259 MARIA DANIELS
6968010 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 681 SINGLE FAMILY 552579330 MERCED COHEN
6968424 PURCHASE OWNER OCCUPIED REDUCED DOC 647 SINGLE FAMILY 614291251 ROGELIO MARQUEZ
6976419 PURCHASE OWNER OCCUPIED REDUCED DOC 659 SINGLE FAMILY 565871454 ALBERT NINALGA
6977268 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 705 SINGLE FAMILY 561637033 REBECCA RUSSELL
6978308 PURCHASE OWNER OCCUPIED REDUCED DOC 649 CONDO 38484278 STEVEN MARK SION
6978423 PURCHASE OWNER OCCUPIED REDUCED DOC 767 SINGLE FAMILY 590269399 SCOTT KAPLAN
6981237 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 679 PUD 466536205 JESSIE ARMSTEAD
6981302 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 684 SINGLE FAMILY 563476834 ARMANDO DIAZ
6981559 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 688 SINGLE FAMILY 619188281 SAUL MELGAR
6981740 PURCHASE OWNER OCCUPIED REDUCED DOC 725 SINGLE FAMILY 554734060 MARVIN C CUARESMA
6981880 PURCHASE OWNER OCCUPIED REDUCED DOC 623 SINGLE FAMILY 433475069 LESLIE PONDER
6982623 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 644 SINGLE FAMILY 570676228 DAVID HAUB
6982862 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 642 SINGLE FAMILY 205604928 BILL ALLEN URBAN
6983340 PURCHASE SECOND HOME NO DOCUMENTATION 722 PUD 76688330 LUIS A SURIEL
6983480 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 715 CONDO 617283912 YEVSEY MIRTSEV
6983514 PURCHASE OWNER OCCUPIED REDUCED DOC 696 SINGLE FAMILY 70565362 KATHLEEN BUTTERFIEL
9033150 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 686 SINGLE FAMILY 256826577 ANDREW MORGAN
9033499 PURCHASE OWNER OCCUPIED REDUCED DOC 661 SINGLE FAMILY 608019602 MIKE R MURRAY
9034182 PURCHASE OWNER OCCUPIED REDUCED DOC 704 PUD 550497787 JONATHAN ROBINSON
9034695 PURCHASE OWNER OCCUPIED REDUCED DOC 719 SINGLE FAMILY 562339955 ELEANOR OLIVER
9034737 PURCHASE SECOND HOME REDUCED DOC 649 SINGLE FAMILY 567757893 PATRICK MIKO
9034778 PURCHASE OWNER OCCUPIED REDUCED DOC 727 SINGLE FAMILY 621038252 DANIEL P MCNAB
9035601 PURCHASE OWNER OCCUPIED REDUCED DOC 746 SINGLE FAMILY 560691274 SUSANNA PORRAS
9035643 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 695 SINGLE FAMILY 621228235 LORENZO MENDOZA
9035874 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 731 2-4 FAMILY 228361490 RICHARD E DEVEY
9036203 PURCHASE OWNER OCCUPIED REDUCED DOC 678 SINGLE FAMILY 551931803 MICHELLE GONZALES
9036807 PURCHASE OWNER OCCUPIED REDUCED DOC 677 SINGLE FAMILY 587312150 PAUL J ROWE
9037763 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 647 SINGLE FAMILY 621647207 MARIA SUAREZ
9038241 PURCHASE OWNER OCCUPIED REDUCED DOC 672 SINGLE FAMILY 549459046 MATTHEW GIBLIN
9038365 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 718 SINGLE FAMILY 602969746 MELQUIADES MIJANGOS
9038662 PURCHASE OWNER OCCUPIED REDUCED DOC 675 SINGLE FAMILY 566579152 MARK BURDICK
9038845 PURCHASE SECOND HOME REDUCED DOC 725 CONDO 337620454 MONICA DIAZ
9038852 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 736 SINGLE FAMILY 523251722 DARIN D DUNLAP
9038969 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 688 SINGLE FAMILY 256377857 WILLIAM G WEWERS
9039751 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 773 SINGLE FAMILY 331662598 WILLIAM REHANA
9039991 PURCHASE OWNER OCCUPIED REDUCED DOC 679 PUD 564370471 SCOTT COHEN
9040130 PURCHASE OWNER OCCUPIED REDUCED DOC 698 SINGLE FAMILY 291685280 MICHAEL SELLERS
9040155 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 675 SINGLE FAMILY 246676093 LAWRENCE TUCKER
9040189 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 775 SINGLE FAMILY 44780743 DAINEL GLENNEY
9040213 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 681 SINGLE FAMILY 441562586 ANITA WARD
9040676 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 707 SINGLE FAMILY 572661067 ROBERT E OLSEN
9041138 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 669 SINGLE FAMILY 558252871 SALLY PARKER
9041179 PURCHASE OWNER OCCUPIED REDUCED DOC 676 SINGLE FAMILY 560708069 BRIAN LANE
9041260 PURCHASE SECOND HOME FULL DOCUMENTATION 663 SINGLE FAMILY 561797161 BRITT MILLER
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
9041278 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 806 CONDO 119078481 RUTH BOGART
9041575 PURCHASE OWNER OCCUPIED REDUCED DOC 789 SINGLE FAMILY 89542571 DANIEL MILES
9041765 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 648 SINGLE FAMILY 416668155 CECIL DAY
9042227 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 0 CONDO 999999999 GURCHARAN SINGH
9042268 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 673 SINGLE FAMILY 573935646 MICHAEL A KAISER
9042649 PURCHASE OWNER OCCUPIED REDUCED DOC 661 SINGLE FAMILY 532029226 DENNIS R FREDRICKSON
9043506 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 692 SINGLE FAMILY 583716208 HECTOR R DEJESUS
9043803 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 663 PUD 561797161 BRITT MILLER
9043845 PURCHASE OWNER OCCUPIED REDUCED DOC 737 SINGLE FAMILY 51442501 ELAINE S BAXTER
9044397 PURCHASE OWNER OCCUPIED REDUCED DOC 711 SINGLE FAMILY 563710536 JAMES GRANDPRE
9096256 PURCHASE OWNER OCCUPIED REDUCED DOC 667 SINGLE FAMILY 615508019 BRENDA GONZALEZ
9096710 PURCHASE OWNER OCCUPIED REDUCED DOC 730 SINGLE FAMILY 501882527 KAREN PETERSON
9098989 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 656 SINGLE FAMILY 605018901 CHRISTINE VARGAS
6978407 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 743 CONDO 545805820 BLAINE MELVILLE
9034877 PURCHASE OWNER OCCUPIED REDUCED DOC 666 SINGLE FAMILY 546776758 CRAIG A HEWITT
9037961 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 728 SINGLE FAMILY 511586164 SUSAN M WOMACK
9037870 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 699 SINGLE FAMILY 333644030 ANGELA J JOHNSON
9041872 PURCHASE OWNER OCCUPIED REDUCED DOC 680 SINGLE FAMILY 547027226 RUSSELL COTE
9037029 PURCHASE OWNER OCCUPIED REDUCED DOC 768 SINGLE FAMILY 565424644 DARIO GAMINO
9037433 PURCHASE OWNER OCCUPIED REDUCED DOC 676 SINGLE FAMILY 569984172 STEVE D HARRIS
9041328 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 675 SINGLE FAMILY 555985808 MARIA VALDEZ
9034711 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 738 SINGLE FAMILY 332681365 JANET COLLINS
9100587 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 743 SINGLE FAMILY 17246590 NANCY LUDLOW
9035742 PURCHASE OWNER OCCUPIED REDUCED DOC 669 SINGLE FAMILY 557431198 WALTER T SNYDER
9033192 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 729 SINGLE FAMILY 459812708 JOHN CASTANEDA
9035924 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 759 PUD 433025064 KEVIN L WICHTERICH
9039041 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 768 SINGLE FAMILY 614032768 MEREDITH VIELMA
6981922 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 737 SINGLE FAMILY 246413637 JAMES C HUSSEY JR
6980213 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 762 CONDO 226159334 LAURA M BATEMAN
9044447 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 710 SINGLE FAMILY 39485408 SHERRIE A MCGONIGLE
9098823 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 721 SINGLE FAMILY 331541717 GARY MILLER
6933196 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 770 SINGLE FAMILY 367781188 ARTHUR E. ROGERS
9040692 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 716 SINGLE FAMILY 369448988 JOHN SOMERS
9041989 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 721 PUD 601561630 DANIEL STOEGBAUER
9103250 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 717 SINGLE FAMILY 540199844 DUSTIN CHRISTIANSON
9097502 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 698 SINGLE FAMILY 4987182 PHILIP A GRANT
9043530 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 773 PUD 270687733 STEVEN R JENOVAI
9034117 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 643 SINGLE FAMILY 518704779 BARBARA WALKER
9043498 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 678 PUD 43685196 DEREK M GAGE
6973473 PURCHASE OWNER OCCUPIED REDUCED DOC 791 SINGLE FAMILY 570538895 MATTHEW GAUL
9116294 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 657 SINGLE FAMILY 577948510 JOSEPH JENKINS
9097122 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 746 SINGLE FAMILY 653140751 THAIS M LIPS
9101783 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 768 SINGLE FAMILY 550902017 RUTH E DOTY
9044876 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 676 PUD 415902799 DONALD M. CHAMBERS
9045311 PURCHASE SECOND HOME NO DOCUMENTATION 666 CONDO 550661364 DANIEL P. STAKICH
6980601 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 753 SINGLE FAMILY 622648233 MARK CERFF
9040783 CASH OUT REFINANCE SECOND HOME REDUCED DOC 741 SINGLE FAMILY 230724918 PETER KINSELLA
9096413 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 653 SINGLE FAMILY 328624210 NANCY AUSTIN
9040494 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 703 SINGLE FAMILY 252471112 RUSSELL D MASON
9097478 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 712 SINGLE FAMILY 562534404 ROBBYN L PAXTON-MCGU
LOAN ID LOAN PURP OCCTYPE DOCTYPE FICO SCORE PROPTYPE SSN NAME
------- --------- ------- ------- ---------- -------- --- ----
9034141 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 693 SINGLE FAMILY 580188175 TRISTAN NGUYEN
9040924 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 708 SINGLE FAMILY 553603225 WILLIAM BORLAND
6972236 PURCHASE SECOND HOME REDUCED DOC 805 CONDO 196460233 VALENTINO MAIALE
6977383 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 719 SINGLE FAMILY 436903959 LAURA JAYNES
6932511 CASH OUT REFINANCE SECOND HOME NO DOCUMENTATION 651 SINGLE FAMILY 239543877 DAVID A RAWLEY JR
9034745 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 640 SINGLE FAMILY 572922314 LINDA HARGRAVE
6975197 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 766 SINGLE FAMILY 525257962 TODD IVY
9038340 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 647 SINGLE FAMILY 524478265 MICHAEL FITZGERALD
9040825 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 735 SINGLE FAMILY 554676614 DANIEL SMITH III
13949237 PURCHASE SECOND HOME REDUCED DOC 701 SINGLE FAMILY 555470394 AMBER M KARP
13954980 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 647 SINGLE FAMILY 602122885 JOSE AVALOS
13959920 PURCHASE OWNER OCCUPIED REDUCED DOC 723 CONDO 589461920 MARITZA ALVAREZ
13908428 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 666 SINGLE FAMILY 72341086 ROBERTA M. JOHNSON
13937346 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 659 SINGLE FAMILY 457430531 JAMES ROGERS IV
13940492 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 659 SINGLE FAMILY 526295194 ADAM R DEAN
13953973 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 643 SINGLE FAMILY 511464805 GEORGE BOOTH
13953919 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 735 2-4 FAMILY 428603500 JAMES BROWN SR
13966342 PURCHASE SECOND HOME FULL DOCUMENTATION 740 CONDO 94560098 ROBERT PORCARO
13923535 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 645 SINGLE FAMILY 603095781 RODRIGO PINEDA
13942526 PURCHASE OWNER OCCUPIED REDUCED DOC 708 SINGLE FAMILY 558689319 PAUL EVANS
13959917 RATE/TERM REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 709 SINGLE FAMILY 481926515 ANGELA C. BEAVER
13963486 CASH OUT REFINANCE NON-OWNER OCCUPIED REDUCED DOC 667 SINGLE FAMILY 443541751 VASUDEVAREDDY KETHI
13957424 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 695 PUD 555298830 ERICA RAGSDALE
13906983 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 709 SINGLE FAMILY 262632928 SHAWN E SAYLOR
13906986 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 709 SINGLE FAMILY 262632928 SHAWN E SAYLOR
13957028 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 662 SINGLE FAMILY 569399484 CONSUELO SOLIS
13963485 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 644 SINGLE FAMILY 361649879 PAUL E DIGIOIA
13966145 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 717 2-4 FAMILY 591372654 ZOLTAN BOROS
13925606 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 745 SINGLE FAMILY 567973268 FARNAZ ZANDKARIMI
13941012 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 759 SINGLE FAMILY 219528055 RODNEY PAGE
13950080 CASH OUT REFINANCE OWNER OCCUPIED FULL DOCUMENTATION 719 SINGLE FAMILY 527651731 KENT KENNEDY
13966153 PURCHASE OWNER OCCUPIED FULL DOCUMENTATION 720 SINGLE FAMILY 359721268 JOEL C BENNETT
13959770 PURCHASE OWNER OCCUPIED REDUCED DOC 704 CONDO 623383704 VERONICA BARRIOS
13945175 PURCHASE OWNER OCCUPIED NO DOCUMENTATION 700 SINGLE FAMILY 567818101 SCOTT JOHNSON
13919441 PURCHASE OWNER OCCUPIED REDUCED DOC 641 SINGLE FAMILY 611460741 JON MORALES
13959813 PURCHASE OWNER OCCUPIED REDUCED DOC 789 SINGLE FAMILY 134705592 EFREN BALENTON
13956665 PURCHASE NON-OWNER OCCUPIED NO DOCUMENTATION 755 CONDO 59488300 MARIA DICICCO
13966340 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 693 SINGLE FAMILY 605091008 ZITA M SAVAGE
13957027 PURCHASE OWNER OCCUPIED REDUCED DOC 692 SINGLE FAMILY 512522581 MARCIA ZIMMERMAN
13957039 PURCHASE OWNER OCCUPIED REDUCED DOC 728 2-4 FAMILY 543825529 LYNN SCHWARZHOFF
13953930 PURCHASE NON-OWNER OCCUPIED REDUCED DOC 706 SINGLE FAMILY 560931651 JACQUES LACASSE
13942992 PURCHASE OWNER OCCUPIED REDUCED DOC 684 SINGLE FAMILY 555736849 RIC ROMAN WAUGH
13946208 CASH OUT REFINANCE OWNER OCCUPIED NO DOCUMENTATION 721 SINGLE FAMILY 567718898 VINCENTE BASA
13945147 PURCHASE NON-OWNER OCCUPIED FULL DOCUMENTATION 788 PUD 198581916 MICHAEL LIMA
13928957 PURCHASE OWNER OCCUPIED REDUCED DOC 641 SINGLE FAMILY 564586751 CARL A WINSTON
13948788 CASH OUT REFINANCE OWNER OCCUPIED REDUCED DOC 658 SINGLE FAMILY 159741933 SAN JAY PATEL
13946201 RATE/TERM REFINANCE NON-OWNER OCCUPIED REDUCED DOC 665 2-4 FAMILY 136766558 RAJESH MUNNA
13945156 RATE/TERM REFINANCE OWNER OCCUPIED REDUCED DOC 650 SINGLE FAMILY 529414052 BRANDIE RAE GRANT
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
6980460 548 HEILER WAY FOLSOM CA 95630 C 0.375 20330601 20030520
6983472 18420 PASEO OLIVOS SARATOGA CA 95070 N 0.375 20330601 20030320
6973192 18400 OVERLOOK ROAD #27 LOS GATOS CA 95030 N 0.375 20330601 20030514
6981443 225 W ROSEMARY LANE CAMPBELL CA 95008 N 0.375 20330401 20030328
6975528 2917 MACARTHUR #2D OAKLAND CA 94602 C 0.375 20330601 20030509
6973044 4128 VENUS PLACE UNION CITY CA 94587 C 0.375 20330601 20030514
9039819 701 28TH AVENUE SAN MATEO CA 94403 N 0.375 20330601 20030506
6981435 35 ANARYLLIS COURT SOUTH SAN FRANCISCO CA 94080 N 0.375 20330301 20030225
6976716 177 EXETER AVENUE SAN CARLOS CA 94070 N 0.375 20330601 20030516
6964159 1570 MIRANDA CT PACIFICA CA 94044 C 0.375 20330501 20030415
6983241 1539 CHEROKEE DRIVE SALINAS CA 93906 C 0.375 20330601 20030521
6971246 516,516A,518,518A SANTA MARIA SALINAS CA 93905 N 0.375 20330501 20030417
6977680 1803 BROOKS COURT LOS BANOS CA 93635 C 0.375 20330601 20030506
6982631 3352 VIANA DR PALMDALE CA 93550 C 0.375 20330601 20030522
6969554 51 CADANNA CT PISMO BEACH CA 93449 N 0.375 20330501 20030411
6980643 3998 PRIMAVERA RD SANTA BARBARA CA 93110 N 0.375 20330601 20030521
6976765 4430 CEDARGLENN MOORPARK CA 93021 N 0.375 20330601 20030512
6975296 14784 STANFORD DR MOORPARK CA 93021 C 0.375 20330501 20030430
6979181 11901 MACGILL STREET GARDEN GROVE CA 92841 C 0.375 20330501 20030507
6978266 111 FLEURANCE STREET LAGUNA NIGUEL CA 92677 C 0.375 20330601 20030519
6982599 24962 DEL MONTE LAGUNA HILLS CA 92653 N 0.375 20330601 20030522
6981294 977 REGENCY STREET PERRIS CA 92571 N 0.375 20330601 20030523
6973713 38804 AUTUMN WOODS RD MURRIETA CA 92563 C 0.375 20330501 20030430
9035254 32503 SPRUCEWOOD WAY LAKE ELSINORE CA 92532 C 0.375 20330601 20030523
6967665 31959 DAISY FIELD COURT LAKE ELSINORE CA 92532 C 0.375 20330501 20030418
6946735 1022 GRANVIA VALMONTE PALM SPRINGS CA 92262 N 0.375 20330401 20030315
6978837 47491 TANGIER DRIVE PALM DESERT CA 92260 C 0.375 20330601 20030515
6976807 9415 GOLD COAST DR B4 SAN DIEGO CA 92128 C 0.375 20330601 20030512
6978910 4578 BRIGHTON AVENUE SAN DIEGO CA 92107 N 0.375 20330601 20030516
6965990 11475 BETSWORTH VALLEY CENTER CA 92082 N 0.375 20330401 20030402
6981542 7161 COUNTRY CLUB DRIVE LA JOLLA CA 92037 N 0.375 20330601 20030529
6969190 256 VILLAGE RUN WEST ENCINITAS CA 92024 N 0.375 20330501 20030429
6967624 2548 BRUST CT EL CAJON CA 92019 N 0.375 20330501 20030418
9040858 13583 CANANITO CARMEL DEL MAR CA 92014 N 0.375 20330601 20030610
6977292 1830 LEEDS AVE ONTARIO CA 91764 C 0.375 20330601 20030513
6974398 9588 CARRILLO AVENUE MONTCLAIR CA 91763 C 0.375 20330601 20030513
6940506 1127 CABANA AVE LA PUENTE CA 91744 C 0.375 20330401 20030404
6981419 4924 BELLAIRE AVE VALLEY VILLAGE CA 91607 N 0.375 20330601 20030529
6973978 3115 JEFFRIES BURBANK CA 91605 N 0.375 20330501 20030429
9037102 5142,5144,5146,5148 CAHUENGA NORTH HOLLYWOOD CA 91601 N 0.375 20330601 20030530
6966592 5706 FAIR AVE #216 NORTH HOLLYWOOD CA 91601 C 0.375 20330501 20030421
6981393 347 NORTH MARIPOSA ST BURBANK CA 91506 N 0.375 20330601 20030522
6972590 22030 PROVIDENCIA STREET WOODLAND HILLS CA 91364 C 0.375 20330501 20030424
6978225 20902 AVE ST LUIS WOODLAND HILLS CA 91364 C 0.375 20330601 20030520
6982219 27832 SILVERTON STREET VALENCIA CA 91354 C 0.375 20330601 20030522
6945182 23154 MAGNOLIA GLEN DRIVE VALENCIA CA 91354 C 0.375 20330501 20030422
6979272 13037 MESA VERDE WAY LOS ANGELES CA 91342 C 0.375 20330601 20030522
6975189 5534 ENCINO AVENUE #115 ENCINO CA 91316 C 0.375 20330501 20030509
9039827 8544 DE SOTO AVENUE #5 CANOGA PARK CA 91304 C 0.375 20330601 20030508
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
6967293 24014 EAGLE MOUNTAIN ST WEST HILLS CA 91304 C 0.375 20330501 20030509
6978316 1147, 1149, 1151 XEMINO AVE LONG BEACH CA 90804 N 0.375 20330601 20030529
6974091 102 E 236TH ST CARSON CA 90745 N 0.375 20330601 20030513
6972186 3650 WISTERIA STREET SEAL BEACH CA 90740 N 0.375 20330501 20030429
6973465 1051 GOLDENCOSE ST SAN PEDRO CA 90731 N 0.375 20330501 20030418
6946727 6348 SHERIDAN WAY BUENA PARK CA 90620 N 0.375 20330401 20030331
6976294 15213 PURCHE AVE GARDENA CA 90249 C 0.375 20330601 20030513
6974026 8530 HOLLOW WAY DRIVE #223 WEST HOLLYWOOD CA 90069 C 0.375 20330501 20030501
6976336 737 HUNTLEY DRIVE WEST HOLLYWOOD CA 90069 N 0.375 20330601 20030515
6980031 11132 SOUTH HOBART BLVD LOS ANGELES CA 90047 C 0.375 20330501 20030508
6935977 7990 MULHOLLAND DRIVE LOS ANGELES CA 90046 N 0.375 20330501 20030411
6971782 1426 N LAUREL AVE, UNIT 107 WEST HOLLYWOOD CA 90046 N 0.375 20330601 20030507
9039801 4884 PRESIDIO DRIVE LOS ANGELES CA 90043 N 0.375 20330601 20030522
6983332 2836 - 2838 WEST SIVLERLAKE DR LOS ANGELES CA 90039 N 0.375 20330601 20030220
6980098 4430 BURNS AVENUE LOS ANGELES CA 90029 N 0.375 20330501 20030424
6976948 2238 ECHO PARK AVE LOS ANGELES CA 90026 C 0.375 20330601 20030516
9033564 1373, 1375, 1377, & 1379 HAUSE LOS ANGELES CA 90019 N 0.375 20330601 20030530
6980353 8699 N ARNOLD PALMER RD TUCSON AZ 85742 C 0.375 20330601 20030411
6976328 12202 N CLOUD RIDGE DR TUCSON AZ 85737 N 0.375 20330601 20030520
6977524 600 W JUNGFRAU CIRCLE PAYSON AZ 85541 C 0.375 20330601 20030520
6975957 311 N. STAGECOACH PASS PAYSON AZ 85541 C 0.375 20330601 20030523
9037706 8525 W CHICKASAWSTREET TOLLESON AZ 85353 C 0.375 20330601 20030530
6976617 5819 N LAGUNA COURT LITCHFIELD PARK AZ 85340 C 0.375 20330601 20030521
9036146 19619 N. 67TH AVE. GLENDALE AZ 85308 C 0.375 20330601 20030530
6978670 6701 EAST MOCKINGBIRD LANE PARADISE VALLEY AZ 85253 N 0.375 20330601 20030530
9036252 10187 E NOLINA TR SCOTTSDALE AZ 85262 N 0.375 20330601 20030602
6975080 8559 EAST CORTEZ STREET SCOTTSDALE AZ 85260 C 0.375 20330601 20030506
6982706 8560 E INDIAN SCHOOL RD UNIT B SCOTTSDALE AZ 85251 C 0.375 20330601 20030527
6981369 10841 EAST BOSTON STREET APACHE JUNCTION AZ 85220 C 0.375 20330601 20030529
6979470 18660 NORTH 42ND PLACE PHOENIX AZ 85050 C 0.375 20330601 20030529
6972475 20039 N. 21ST ST PHOENIX AZ 85024 N 0.375 20330601 20030516
6970354 3433 EAST LIONS STREET PHOENIX AZ 85018 N 0.375 20330501 20030430
6978142 602 EAST MISSOURI AVE PHOENIX AZ 85012 N 0.375 20330501 20030509
6971154 426 WOODSIDE AVE PARK CITY UT 84060 N 0.375 20330601 20030514
9038860 1147-1149 EMERY STREET LONGMONT CO 80501 N 0.375 20330601 20030509
9036633 6863 E BUCKNELL PLACE DENVER CO 80224 C 0.375 20330501 20030430
9034836 2665 NIAGARA ST DENVER CO 80207 C 0.375 20330501 20030430
9036229 1563 LISBON DR PARKER CO 80138 C 0.375 20330601 20030422
6980254 7311 S SHERIDAN CT LITTLETON CO 80128 C 0.375 20330501 20030417
6980379 9565 EAST ARBOR PLACE ENGLEWOOD CO 80111 C 0.375 20330501 20030410
6971238 7463 BERKELEY CIRCLE CASTLE ROCK CO 80104 C 0.375 20330501 20030328
9036609 2434H W 82ND PL WESTMINSTER CO 80031 C 0.375 20330501 20030430
6980262 13890 E MARINA DRIVE AURORA CO 80014 C 0.375 20330601 20030410
9036617 2784 SOUTH SALIDA STREET AURORA CO 80013 C 0.375 20330501 20030430
9035528 2348 EMPORIA ST AURORA CO 80010 N 0.375 20330501 20030430
6980304 8172 KLINE STREET ARVADA CO 80005 C 0.375 20330501 20030411
6974851 5700 WEST GATE BLVD AUSTIN TX 78745 N 0.375 20330501 20030424
6980692 21303 FOUR OAKS DR HOUSTON TX 77073 C 0.375 20330601 20030530
6978795 1406 LAWRENCE ST HOUSTON TX 77008 C 0.375 20330601 20030513
6981641 2860 E 76TH ST #5C CHICAGO IL 60649 C 0.375 20330501 20030416
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
6982433 2917 NORTH WHIPPLE ST CHICAGO IL 60647 N 0.375 20330601 20030522
9038787 6907 CLEARWATER DRIVE PLAINFIELD IL 60544 C 0.375 20330501 20030430
6965602 29647 NORTH COURT CHISAGO CITY MN 55013 C 0.375 20330501 20030417
6965610 29642 NORTH COURT CHISAGO CITY MN 55013 C 0.375 20330501 20030417
6965628 29648 NORTH COURT CHISAGO CITY MN 55013 C 0.375 20330501 20030417
6965636 29653 NORTH COURT CHISAGO CITY MN 55013 C 0.375 20330501 20030417
6983597 14362 STATE ROAD 238 NOBLESVILLE IN 46060 C 0.375 20330601 20030523
6970479 24 SUMMIT ST NORWALK OH 44857 N 0.375 20330501 20030424
6978787 5604 OLEANDER AVE FORT PIERCE FL 34982 C 0.375 20330601 20030508
6943450 7715 TOPAY LANE PORT RICHEY FL 34668 C 0.375 20330401 20030321
9038738 4641 SE 5TH PL CAPE CORAL FL 33904 N 0.375 20330601 20030502
6978233 1514 PEAVY COURT LAKELAND FL 33803 C 0.375 20330501 20030416
6978258 1514 PEAVY COURT LAKELAND FL 33803 N 0.375 20330501 20030416
9038712 9495 BLIND PASS RD #1203 SAINT PETERSBURG BEA FL 33706 C 0.375 20330501 20030425
9038761 6107 SOUTH ELKINS AVE TAMPA FL 33611 C 0.375 20330501 20030429
6970628 2019 SHADOW PINE DR BRANDON FL 33511 C 0.375 20330401 20030318
9036989 169 GOLF CLUB DR KEY WEST FL 33040 N 0.375 20330501 20030428
6970453 3675 SEASIDE DR #340 KEY WEST FL 33040 C 0.375 20330501 20030411
6982060 2823 PATTERSON AVENUE KEY WEST FL 33040 N 0.375 20330501 20030425
9038720 18543 SW 49TH ST MIRAMAR FL 33029 N 0.375 20330601 20030502
6981963 119 OAK GROVE ROAD WINTER PARK FL 32789 C 0.375 20330501 20030512
9035361 1065 E PINE AVE SAINT GEORGE ISLAND FL 32328 C 0.375 20330601 20030519
6979520 6535 SAPPHIRE DRIVE JACKSONVILLE FL 32206 C 0.375 20330601 20030520
9038779 100 SOUTHWICK DRIVE BONAIRE GA 31005 C 0.375 20330501 20030430
9033143 499 CENTURY DR ROSSVILLE GA 30741 C 0.375 20330501 20030424
9034083 8200 HEWLETT RD ATLANTA GA 30350 N 0.375 20330601 20030514
9039645 6002 PARK AVENUE NE #1B ATLANTA GA 30342 C 0.375 20330601 20030528
6980890 1175 EVERGREEN DR NE ATLANTA GA 30319 N 0.375 20330601 20030508
6978563 9 PAPER MILL PLACE NW ATLANTA GA 30318 C 0.375 20330501 20030502
9036153 605 WILSON RD NW ATLANTA GA 30318 N 0.375 20330601 20030519
9079922 108 LISMORE DRIVE LAGRANGE GA 30240 C 0.375 20180501 20030424
9038753 175 VERNON HILL FAYETTEVILLE GA 30215 C 0.375 20330501 20030501
6983316 140 ASBURY WAY FAYETTEVILLE GA 30215 C 0.375 20330601 20030509
6982052 331 MCCOOK CIRCLE KENNESAW GA 30144 C 0.375 20330501 20030501
9036849 585 SADDLE SHOAL DR LAWRENCEVILLE GA 30045 C 0.375 20330601 20030522
6975486 1540 FAIRBURN DR CUMMING GA 30040 C 0.375 20330401 20030401
6972228 1375 FENWAY CIRCLE DECATUR GA 30030 C 0.375 20330501 20030421
6975478 550 ANSLEY ST DECATUR GA 30030 C 0.375 20330401 20030314
9034075 7220 PALISADES POINT SUWANEE GA 30024 C 0.375 20330601 20030515
6980346 1748 MULBERRY LAKE DR DACULA GA 30019 N 0.375 20330601 20030507
9079930 308 THE BREAKERS HILTON HEAD SC 29928 C 0.375 20321201 20021120
6945562 171 CULLASAJA CLUB DR HIGHLANDS NC 28741 N 0.375 20330601 20030516
6968333 208 BIRDIE RD LOCUST GROVE VA 22508 C 0.375 20330501 20030516
9038704 47721 LEAGE COURT STERLING VA 20165 N 0.375 20330501 20030501
6964589 985 WATERLOO ROAD DEVON PA 19333 N 0.375 20330601 20030513
6964506 26 30TH STREET EAST SEA ISLE CITY NJ 8243 N 0.375 20330501 20030419
6971584 25 TRASK ST DANVERS MA 1923 N 0.375 20330501 20030414
81739245 321 Cutter Street San Mateo CA 94404 N 0.4 20330601 20030501
108333543 463 Josephine Street Denver CO 80206 N 0.4 20330501 20030502
108259292 13424 93rd Avenue Southeast Snohomish WA 98296 N 0.4 20330501 20030422
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
108223868 6601 229th Avenue Northeast Redmond WA 98053 N 0.4 20330501 20030425
108445156 1597 Northwest City View Drive Bend OR 97701 N 0.4 20330601 20030516
108465915 2106 Big Sky Drive Rocklin CA 95765 N 0.4 20330601 20030527
108286378 9586 Roan Fields Place Elk Grove CA 95624 N 0.4 20330501 20030430
108380882 1737 Haggin Grove Way Carmichael CA 95608 N 0.4 20330601 20030508
81960726 2420 Cazadero Highway Cazadero CA 95421 N 0.4 20330601 20030521
81684847 5779 Desoto Drive Santa Rosa CA 95409 N 0.4 20330601 20030502
81727042 3481 Banyan Street Santa Rosa CA 95403 N 0.4 20330601 20030501
81739237 2620 South White Road San Jose CA 95148 N 0.4 20330601 20030509
108245523 45 Southpine Court San Jose CA 95138 N 0.4 20330601 20030505
108276783 5040 Fell Avenue San Jose CA 95136 N 0.4 20330601 20030514
108242637 1183 Curtiss Avenue San Jose CA 95125 N 0.4 20330501 20030428
81729675 804 Romani Court San Jose CA 95125 N 0.4 20330601 20030512
108262247 3873-3875 Camden Avenue San Jose CA 95124 N 0.4 20330601 20030506
81719668 5937 Tandera Avenue San Jose CA 95123 N 0.4 20330601 20030515
108136706 1262 Pompano Street San Jose CA 95122 N 0.4 20330601 20030505
108406588 852 South Cypress Avenue San Jose CA 95117 N 0.4 20330601 20030520
108195207 3361 Cadillac Drive San Jose CA 95117 N 0.4 20330501 20030423
108258500 18917 Cabernet Drive Saratoga CA 95070 N 0.4 20330601 20030508
81774655 1242 and 1244 Diana Drive Santa Cruz CA 95062 N 0.4 20330601 20030506
81654063 127 Pryce Street Santa Cruz CA 95060 N 0.4 20330601 20030507
108417015 875 Burbank Drive Santa Clara CA 95051 N 0.4 20330601 20030513
108230921 131 Old Ranch Road Hollister CA 95023 N 0.4 20330501 20030422
108309550 9511 Via Del Oro Gilroy CA 95020 N 0.4 20330501 20030428
81790644 210 Headlands Court Sausalito CA 94965 N 0.4 20330601 20030507
108303447 4300 Harvest Court Rohnert Park CA 94928 N 0.4 20330601 20030501
108329418 330 Cedar Road Bolinas CA 94924 N 0.4 20330501 20030423
108447798 180 Waterside Circle San Rafael CA 94903 N 0.4 20330601 20030513
108160037 5651 Dreyer Place Oakland CA 94619 N 0.4 20330501 20030421
108381773 4248 Irene Drive Vallejo CA 94591 N 0.4 20330601 20030513
80986672 4211 Rose Arbor Way Vallejo CA 94591 N 0.4 20330601 20030520
81812000 7986 Winged Foot Court Pleasanton CA 94588 N 0.4 20330601 20030515
108338344 1542 Graff Avenue San Leandro CA 94577 N 0.4 20330601 20030505
108205204 5465 Aspen Street Dublin CA 94568 N 0.4 20330601 20030514
108273962 787 Catalina Drive Livermore CA 94550 N 0.4 20330601 20030515
108320979 44037 Owl Drive Fremont CA 94539 N 0.4 20330601 20030505
108390857 41411 Ellen Street Fremont CA 94538 N 0.4 20330601 20030513
81651325 4981 Everglades Park Drive Fremont CA 94538 N 0.4 20330501 20030422
108326877 38839 Canyon Heights Drive Fremont CA 94536 N 0.4 20330601 20030506
108477704 790 Cumberland Drive Pleasant Hill CA 94523 N 0.4 20330601 20030521
81683435 676 Ashford Place Brentwood CA 94513 N 0.4 20330501 20030425
81855819 532 North San Mateo Drive San Mateo CA 94401 N 0.4 20330601 20030512
81791063 3175 Louis Road Palo Alto CA 94303 N 0.4 20330601 20030506
81950776 61 Whitney Street San Francisco CA 94131 N 0.4 20330601 20030519
81438673 267-269 Chenery Street San Francisco CA 94131 N 0.4 20330601 20030508
108318809 1550 LaSalle Avenue San Francisco CA 94124 N 0.4 20330501 20030425
108251059 1230 Egbert Avenue San Francisco CA 94124 N 0.4 20330501 20030430
108243452 2905 Bush Street San Francisco CA 94115 N 0.4 20330601 20030501
108397464 3069 - 3071California Street San Francisco CA 94115 N 0.4 20330601 20030514
108400367 3456-3458 16th Street San Francisco CA 94114 N 0.4 20330601 20030520
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
108263716 171-173 Coleridge Street San Francisco CA 94110 N 0.4 20330501 20030423
108277062 158-160 Precita Avenue San Francisco CA 94110 N 0.4 20330501 20030424
108283573 2002 3rd Street #207 San Francisco CA 94107 N 0.4 20330501 20030428
81899932 865-867 Park Drive Mountain View CA 94040 N 0.4 20330601 20030521
81743502 890 Skyline Drive Daly City CA 94015 N 0.4 20330601 20030502
108372988 76 Acton Street Daly City CA 94014 N 0.4 20330601 20030508
108184227 1205 Funston Avenue Pacific Grove CA 93950 N 0.4 20330501 20030417
108402678 150 Park Avenue Pismo Beach CA 93449 N 0.4 20330601 20030519
108383779 6863 Buttonwood Lane Goleta CA 93117 N 0.4 20330601 20030513
81871378 5812 Mandarin Drive Goleta CA 93117 N 0.4 20330601 20030522
108485467 6236 Avenida Ganso Goleta CA 93117 N 0.4 20330601 20030527
108361627 36 St. Francis Way Santa Barbara CA 93105 N 0.4 20330601 20030512
81747271 420 Rancheria Street Santa Barbara CA 93101 N 0.4 20330601 20030501
81794604 729 Trailrock Court Simi Valley CA 93065 N 0.4 20330601 20030519
81624124 292 Galway Lane Simi Valley CA 93065 N 0.4 20330501 20030414
108376328 3130 Ardmore Lane Oxnard CA 93030 N 0.4 20330601 20030514
81836546 11 Campton Place Laguna Niguel CA 92677 C 0.4 20330601 20030509
108367376 29502 Ana Maria Lane Laguna Niguel CA 92677 N 0.4 20330501 20030429
81808834 5135 Costa Rustico San Clemente CA 92672 N 0.4 20330601 20030501
81842320 446 El Modena Avenue Newport Beach CA 92663 N 0.4 20330601 20030515
108330937 124 Collins Avenue Newport Beach CA 92662 N 0.4 20330601 20030507
81769457 509 Avenida Campo Newport Beach CA 92660 N 0.4 20330601 20030502
81754855 17 Grandbriar Aliso Viejo CA 92656 N 0.4 20330601 20030505
108364746 11 Barbados Drive Aliso Viejo CA 92656 N 0.4 20330601 20030506
108206954 33645 Flying Jib Drive Dana Point CA 92629 N 0.4 20330601 20030508
81847725 425 Begonia Avenue Newport Beach CA 92625 N 0.4 20330601 20030520
81698334 26066 Harbor View #97 Dana Point CA 92624 N 0.4 20330501 20030429
108255829 17490 Vanderhill Circle Perris CA 92570 N 0.4 20330501 20030416
108269879 39435 Avenida Bonita Murrieta CA 92562 N 0.4 20330601 20030502
108264532 602 Sunnyside Avenue Redlands CA 92373 N 0.4 20330501 20030411
108363102 7058 Sherbourne Lane San Diego CA 92129 N 0.4 20330601 20030513
108438490 3334 Freeman Street San Diego CA 92106 N 0.4 20330601 20030521
108354192 555 Front Street San Diego CA 92101 N 0.4 20330601 20030506
108324492 500 West Harbor Drive # 1119 San Diego CA 92101 N 0.4 20330501 20030428
108403312 343 Palm Canyon Drive Vista CA 92083 N 0.4 20330601 20030513
81832313 304 Trailview Road Encinitas CA 92024 N 0.4 20330601 20030508
108325937 3516 Simsbury Court Carlsbad CA 92008 N 0.4 20330601 20030501
81732869 4969 Calle El Toro La Verne CA 91750 N 0.4 20330601 20030502
108404013 12405 Addison Street Los Angeles CA 91607 N 0.4 20330601 20030521
108273319 1004 Hamline Place Burbank CA 91504 N 0.4 20330601 20030506
108294869 4904 Ventura Canyon Avenue Los Angeles CA 91423 N 0.4 20330501 20030425
108092602 15230 Weddington Street Los Angeles CA 91411 N 0.4 20330501 20030422
108402843 24352 Crestlawn Street Woodland Hills CA 91367 N 0.4 20330601 20030507
108175183 3277 Morning Ridge Avenue Thousand Oaks CA 91362 N 0.4 20330501 20030410
108276601 3626 Lang Ranch Parkway Thousand Oaks CA 91362 N 0.4 20330501 20030424
108362708 28326 Maxine Lane Santa Clarita CA 91350 C 0.4 20330601 20030521
108320441 5506 Colodny Drive Agoura Hills CA 91301 N 0.4 20330501 20030428
108376666 3441 Emerald Isle Drive Glendale CA 91206 N 0.4 20330601 20030514
108235409 284 Hacienda Drive Arcadia CA 91006 N 0.4 20330601 20030515
81854283 333 Diamond Street #B Arcadia CA 91006 N 0.4 20330601 20030520
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
108221029 1370 Los Altos Avenue Long Beach CA 90815 N 0.4 20330501 20030430
81755589 3842 Gaviota Avenue Long Beach CA 90807 N 0.4 20330601 20030513
81670234 11432 Kensington Road Los Alamitos CA 90720 N 0.4 20330501 20030417
108270687 1940 West 230th Street Torrance CA 90501 N 0.4 20330501 20030421
81676066 2410 2nd Street Santa Monica CA 90405 N 0.4 20330601 20030513
108187584 120 Hurricane Street Marina Del Rey CA 90292 N 0.4 20330601 20030502
81882185 38 20th Avenue Los Angeles CA 90291 N 0.4 20330601 20030519
108293671 816 California Avenue Venice CA 90291 N 0.4 20330501 20030430
108397845 450 Calle De Aragon Torrance CA 90277 N 0.4 20330601 20030505
108372798 520 North Paulina Avenue Redondo Beach CA 90277 N 0.4 20330601 20030508
108325333 804 and 804 1/2 El Redondo Ave Redondo Beach CA 90277 N 0.4 20330601 20030512
81715161 421 9th Street Manhattan Beach CA 90266 N 0.4 20330601 20030506
108261298 1140 Manhattan Beach Boulevard Manhattan Beach CA 90266 N 0.4 20330501 20030429
108350257 1033 9th Street Hermosa Beach CA 90254 N 0.4 20330601 20030509
108257353 143 North Le Doux Road Beverly Hills CA 90211 N 0.4 20330601 20030502
108380932 1840 North Beverly Glen Boulev Los Angeles CA 90077 N 0.4 20330601 20030507
108335415 9023 Cynthia Street Unit B West Hollywood CA 90069 N 0.4 20330601 20030509
108040312 3854 East Boulevard Los Angeles CA 90066 N 0.4 20330601 20030501
108414590 320 South Willaman Drive Unit Los Angeles CA 90048 N 0.4 20330601 20030521
81757312 8450 Ridpath Drive Los Angeles CA 90046 N 0.4 20330501 20030429
108201377 7607 Flight Avenue Los Angeles CA 90045 N 0.4 20330501 20030418
81617383 4410 Circle View Boulevard Los Angeles Area CA 90043 N 0.4 20330501 20030423
108409657 2520 Lake View Avenue Los Angeles CA 90039 N 0.4 20330601 20030521
81655516 2452 Micheltorena Street Los Angeles CA 90039 N 0.4 20330601 20030516
108391624 429-431 North Curson Avenue Los Angeles CA 90036 N 0.4 20330601 20030516
107970147 3750 Arbolada Road Los Angeles CA 90027 N 0.4 20330601 20030501
108227026 128-A Holly Lane Zephyr Cove NV 89448 N 0.4 20330501 20030424
108325036 4 C Spring Valley Road Parks AZ 86018 N 0.4 20330501 20030428
108262122 10903 East Skinner Drive Scottsdale AZ 85262 N 0.4 20330601 20030507
108414368 34068 North 59th Place Scottsdale AZ 85262 N 0.4 20330601 20030506
108215146 10126 East Happy Hollow Drive Scottsdale AZ 85262 N 0.4 20330601 20030521
108214958 1675 West Hazelwood Street Uni Phoenix AZ 85015 C 0.4 20330501 20030411
108315508 1163 Lincoln Place Boulder CO 80501 N 0.4 20330601 20030512
108329319 2819 Madison Longmont CO 80501 N 0.4 20330501 20030428
108254491 120 Allegra Lane Unit #120 Silverthorne CO 80498 N 0.4 20330501 20030421
81759821 5587 Colorow Drive Morrison CO 80465 N 0.4 20330601 20030515
81666083 22908 Cielo Vista Drive San Antonio TX 78255 N 0.4 20330501 20030428
108216458 4954 South Ellis Avenue Chicago IL 60615 N 0.4 20330501 20030501
81831521 5268 Wagon Wheel Lane Gahanna OH 43230 C 0.4 20330601 20030516
81781304 5666 Linn Drive Grove City OH 43123 C 0.4 20330501 20030502
81588840 104 Lovers Leap Road Lawrenceburg KY 40342 N 0.4 20330601 20030514
108371204 822 99th Avenue North Naples FL 34108 C 0.4 20330501 20030508
108217019 1623 Laird Street Key West FL 33040 N 0.4 20330501 20030430
108277419 9135 Mainsail Drive Gainesville GA 30506 N 0.4 20330501 20030428
108159906 670 Starlight Lane Atlanta GA 30342 N 0.4 20330501 20030411
108318098 5558 Mill Trace Court Atlanta GA 30338 C 0.4 20330601 20030515
108262031 5385 Cross Roads Manor Northwe Atlanta GA 30327 N 0.4 20330601 20030522
108375049 131 South Prestwick Way Stockbridge GA 30281 N 0.4 20330601 20030516
81643215 243 Austin Avenue NE Marietta GA 30060 C 0.4 20330501 20030430
108365891 505 Dorris Road Alpharetta GA 30004 N 0.4 20330601 20030509
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
108115403 5104 Owteway Pl Wilmington NC 28409 N 0.4 20330601 20030515
108387671 6928 Barrett Lane Bethesda MD 20814 N 0.4 20330601 20030515
108044900 18426 Rim Rock Circle Leesburg VA 20176 N 0.4 20330501 20030421
108372319 2423 Cypress Green Lane Herndon VA 20171 C 0.4 20330601 20030502
108193608 200 Tulip Hill Road Temple PA 19560 N 0.4 20330501 20030429
81686487 16 Freemont Road Montauk NY 11954 N 0.4 20330501 20030425
81568966 94-50 238th Street Floral Park NY 11001 N 0.4 20330601 20030516
108116310 15 Arrowhead Drive Saddle River NJ 7458 N 0.4 20330501 20030425
108164013 31 Hall Place Stamford CT 6902 N 0.4 20330501 20030422
81497661 440 Danbury Road aka 8 Cannon Wilton CT 6897 N 0.4 20330501 20030424
108248238 45 North Liberty Street Middleton MA 1949 N 0.4 20330501 20030425
81626830 93 Maynard Street Northborough MA 1532 N 0.4 20330601 20030515
6298324 10010 WESTERLY LANE FT WASHINGTO MD 20744 C 0.25 20280301 19980223
6411193 8303 SAND HILLS COURT CHARLOTTE NC 28215 C 0.25 20271201 19971126
20591681 55 CLARENDON AVE MONTPELIER VT 5602 C 0.375 20330101 20021220
21125331 41 Gair St PIERMONT NY 10968 N 0.375 20330201 20030114
21086665 38 MIDLAND BLVD MAPLEWOOD NJ 7040 N 0.375 20330201 20030115
22107551 38 BRADFORD ST UNIT #2 Provincetown MA 2657 N 0.375 20330301 20030221
20676862 679 SEMPLE CRT BENICIA CA 94510 N 0.375 20330201 20030131
21594098 5131 N CAMINO DE LA CUMBRE TUCSON AZ 85750 C 0.375 20330201 20030108
20804670 8200 Penzances Boulevard FORT MYERS FL 33912 C 0.375 20330201 20030103
21767850 11 Wick Lane RANDOLPH NJ 7869 N 0.375 20330301 20030212
21690615 90 MILTON AVE DORCHESTER MA 2124 N 0.375 20330301 20030211
2424711 1636N WELLS CHICAGO IL 60614 C 0.25 20260301
3069911 3129S GREENWOOD CIRCLE MESA AZ 85212 C 0.25 20280201
3155769 4022 FOXMOOR DRIVE CHARLOTTE NC 28226 C 0.25 20280301
3169059 SAMOSET TRAIL EAST BOOTHBAY ME 4544 C 0.25 20280201
3173747 208 MAINSAIL COURT DETROIT MI 48207 C 0.25 20280201
3188422 1018 FAIRWAY DRIVE ABERDEEN WA 98520 C 0.25 20280201
3199528 4605 SOUTH HELENA STREET SPOKANE WA 99223 C 0.25 20280301
3200797 247 WINDWARD COURT DETROIT MI 48207 C 0.25 20280401
3206794 2657 KINGS COURT TERRE HAUTE IN 47802 C 0.25 20280201
3208691 1507 CREEKVIEW DRIVE KELLER TX 76248 C 0.25 20280201
3209889 148 AZALEA POINT DRIVE S PONTE VEDRA BEACH FL 32082 C 0.25 20280301
3224797 109 SHARON COURT CONWAY SC 29526 C 0.25 20280301
3225315 23466 LYONS ROAD BOCA RATON FL 33428 C 0.25 20280301
3238060 9256 S. W. 136TH STREET/CIRCL MIAMI FL 33176 C 0.25 20280401
3253614 329 EATON STREET NORTHFIELD IL 60093 C 0.25 20280301
3262656 2595 NORFOLK ROAD CLEVELAND HEIGHTS OH 44118 C 0.25 20280301
3273281 126 OOSTANALI WAY LOUDON TN 37774 C 0.25 20280401
4707156 103 TURNBROOK LANE FRANKLIN TN 37064 C 0.25 20280401
1000124919 35 BAY STATE ROAD WELLESLEY MA 2481 N 0.375 20321001 20020925
1000126757 2409 EAST LUKE AVENUE PHOENIX AZ 85016 N 0.375 20320901 20020822
1000127375 1001 BLEIGH AVENUE PHILADELPHIA PA 19111 C 0.375 20320901 20020815
1000130733 19 SUNRISE COURT SOUTH SAN FRANCISCO CA 94080 N 0.375 20320801 20020802
1000139024 5143 PLEASANT FOREST DRIVE CENTREVILLE VA 20120 N 0.375 20330301 20030226
1000148912 47 Raymond Street Cambridge MA 2140 N 0.375 20271101 20021011
1000151677 1829 HARBOR LANE NAPLES FL 34104 C 0.375 20321001 20020918
1000157083 3575 SOUTH 159TH LANE GOODYEAR AZ 85338 C 0.375 20330401 20030314
1000161528 130 THROUGH 134 24TH STREET NE SALEM OR 97301 N 0.375 20330101 20021217
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
1000161544 2236 2240 MAPLE AVENUE NE SALEM OR 97303 N 0.375 20330101 20021217
1000161765 2230 THRU 2234 MAPLE AVE NE SALEM OR 97303 N 0.375 20330101 20021217
1000162332 6 HAMLIN COURT BROOKFIELD CT 6804 N 0.375 20330401 20030311
1000162620 6612 WOODLAND AVE PHILADELPHIA PA 19142 N 0.375 20321101 20021101
1000169285 10 WEST FLORAL AVENUE PLEASANTVILLE NJ 8232 C 0.375 20330401 20030314
1000171388 4775 THOMAS ROAD SEBASTOPOL CA 95472 N 0.375 20330301 20030311
1000172397 2922 LOS FELIZ DRIVE HIGHLAND AREA CA 92346 N 0.375 20330301 20030220
1000173312 21613 S DOGWOOD LN UNIT 112-3 MATTESON IL 60443 C 0.375 20330401 20030313
1000179375 4647-4653 NE 115TH AVENUE PORTLAND OR 97220 N 0.375 20330301 20030228
1000179697 9196 EAST CEDAR BASIN LANE GOLD CANYON AZ 85218 C 0.375 20321201 20021126
1000190720 3801 NORTHEAST 113TH AVENUE PORTLAND OR 97220 C 0.375 20330301 20030303
1000193120 70 PINTO LANE NOVATO CA 94947 N 0.375 20330201 20030114
1000194398 17 PRUNER FARM ROAD TEWKSBURY NJ 8833 N 0.375 20330401 20030228
1000197188 820 ISLAND DRIVE ALAMEDA CA 94502 N 0.375 20330201 20030114
1000197565 2612 C HIDDEN LAKE DRIVE SARASOTA FL 34237 N 0.375 20330101 20021206
1000197648 23-39 124TH STREET QUEENS NY 11356 N 0.375 20330201 20030129
1000198280 11850 GLENFALLS CT CINCINNATI OH 45246 C 0.375 20330201 20030110
1000198880 140 NORTHEAST 28TH AVENUE HILLSBORO OR 97124 C 0.375 20330301 20030304
1000199996 17 LANGDON STREET ROXBURY MA 2119 N 0.375 20330301 20030213
1000200174 15 LANGDON STREET ROXBURY MA 2119 N 0.375 20330301 20030213
1000201438 425 BOSTON AVE NUE EGG HARBOR TOWNSHIP NJ 8234 N 0.375 20330101 20030103
1000201657 16 DEERWOOD LANE EAST ORLEANS MA 2643 N 0.375 20330201 20030124
1000202446 930 3RD STREET SE HICKORY NC 28602 C 0.375 20330401 20030313
1000202503 2409 TULIP STREET SARASOTA FL 34239 C 0.375 20330201 20030121
1000203758 24 WASHINGTON STREET HARRISON NJ 7029 N 0.375 20330301 20030226
1000203812 472 NETHERWOOD DRIVE ABERDEEN NJ 7735 C 0.375 20330301 20030225
1000203836 549 BRITTON AVE STATEN ISLAND NY 10304 C 0.375 20330301 20030211
1000205116 9189 MEADOW RIDGE GRAND BLANC MI 48439 C 0.375 20330301 20030214
1000205774 184 BOSTON AVENUE HILLSIDE NJ 7205 N 0.375 20330301 20030228
1000206905 6608 154TH PLACE SOUTHEAST BELLEVUE WA 98006 N 0.375 20330201 20030201
1000207060 1210 N MORGANTOWN RD GREENWOOD IN 46142 N 0.375 20330201 20030120
1000207072 15230 LIMERICK PLACE MONROE WA 98272 N 0.375 20330301 20030221
1000207338 2603 EAST 19TH STREET VANCOUVER WA 98661 C 0.375 20330301 20030218
1000207871 4658 OCEAN HWY UNITS I THRU L LONGVIEW WA 98632 N 0.375 20330301 20030307
1000207950 4658 OCEAN HWY UNITS A THRU D LONGVIEW WA 98632 N 0.375 20330301 20030307
1000207952 4658 OCEAN HWY UNITS E THRU H LONGVIEW WA 98632 N 0.375 20330301 20030307
1000208534 1065 CONCORD ROAD SUDBURY MA 1776 N 0.375 20330201 20030129
1000208614 153 E. 15TH STREET PITTSBURG CA 94565 C 0.375 20330301 20030227
1000208899 211 eason st HIGHLAND PARK MI 48203 C 0.375 20321101 20021101
1000210800 29 LAKE HURON DR LITTLE EGG HARBOR NJ 8087 C 0.375 20321201 20021201
1000211435 4 UNION AVENUE CLIFTON NJ 7011 N 0.375 20330301 20030214
1000211499 7464 MORNINGSIDE WAY CITRUS HEIGHTS CA 95621 C 0.375 20330201 20030129
1000211558 416 DIANA CT BENSENVILLE IL 60106 N 0.375 20330201 20030130
1000211638 69 71 Pond Street Canton MA 2021 N 0.375 20330301 20030221
1000211736 1514 WEST 72ND STREET CHICAGO IL 60636 N 0.375 20330301 20030221
1000211934 423 FRANKLIN AVENUE MULVANE KS 67110 C 0.375 20330301 20030221
1000212161 7632 ALMADEN COURT INDIANAPOLIS IN 46278 N 0.375 20330301 20030227
1000212166 17233 ORIOLE AVE TINLEY PARK IL 60477 C 0.375 20330201 20030201
1000212437 41 HARDING TERRACE IRVINGTON NJ 7111 N 0.375 20330301 20030214
1000212639 3815 S WESLEY AVE BERWYN IL 60402 C 0.375 20330301 20030220
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
1000212669 14 RABBIT RUN RIVERHEAD NY 11901 N 0.375 20330401 20030305
1000212826 37163 NORTH 102ND STREET SCOTTSDALE AZ 85262 N 0.375 20330301 20030224
1000213159 12922 WEST ALVARADO ROAD AVONDALE AZ 85323 C 0.375 20330201 20030122
1000213191 4250 N MARINE DRIVE #531 CHICAGO IL 60613 C 0.375 20330401 20030321
1000213595 722 N WINNETKA AVENUE DALLAS TX 75208 N 0.375 20330401 20030318
1000213840 21 W GOETHE UNIT 12J CHICAGO IL 60610 C 0.375 20330301 20030301
1000213957 1343 AIRPORT DRIVE H 15 TALLAHASSEE FL 32304 C 0.375 20330301 20030212
1000220169 59 WINTHROP STREET NEWARK NJ 7104 N 0.375 20330301 20030207
1000220202 7419 SOUTHWORTH CIRCLE PLAINFIELD IL 60544 C 0.375 20330301 20030227
1000220567 714 BALBOA AVENUE EL GRANADA CA 94019 N 0.375 20330301 20030305
1000220609 23 JASMINE COURT DRACUT MA 1826 N 0.375 20330301 20030228
1000220828 428 BRANDYWINE STREET SE WASHINGTON DC 20032 N 0.375 20330301 20030213
1000220992 21670 FORTINI ROAD SAN JOSE CA 95120 N 0.375 20330301 20030226
1000221491 1225 SOUTH OCEAN BLVD #206 DELRAY BEACH FL 33483 C 0.375 20330301 20030214
1000221535 6094 CITRACADO CIRCLE CARLSBAD CA 92009 C 0.375 20330301 20030228
1000221665 16662 W 147TH PL LOCKPORT IL 60441 C 0.375 20330401 20030306
1000221757 7628 FAWCETT AVENUE TACOMA WA 98408 C 0.375 20330301 20030228
1000222614 524 WENONAH AVE OAK PARK IL 60304 C 0.375 20330301 20030220
1000222943 128 ARBOR DRIVE UNIT 2A PROVIDENCE RI 2908 C 0.375 20330301 20030226
1000223079 3118 SW 129 TERRACE MIRAMAR FL 33027 N 0.375 20330401 20030314
1000223128 15020 73RD AVENUE WEST EDMONDS WA 98026 N 0.375 20330201 20030124
1000223183 1425 TZENA WAY ENCINITAS CA 92024 N 0.375 20330301 20030220
1000223189 6703 LOMBARD AVENUE SOUTHEAST EVERETT WA 98203 N 0.375 20330201 20030205
1000223417 24314 CARTER ROAD BOTHELL WA 98021 N 0.375 20330201 20030205
1000223464 220 SAINT MICHAELS WAY ROCKWALL TX 75087 N 0.375 20330201 20030131
1000223701 7872 WINE STORE ROAD TIMBERVILLE VA 22853 C 0.375 20330301 20030227
1000223743 5515 OAKWOOD DRIVE CARY IL 60013 C 0.375 20330301 20030301
1000223961 319 DUANE STREET CORRY PA 16407 N 0.375 20330301 20030221
1000224035 142 S CONCORD TERRACE GALLOWAY NJ 8205 C 0.375 20330301 20030228
1000224117 3454 WEST FORSYTHIA DRIVE BOISE ID 83703 N 0.375 20330301 20030303
1000224147 1209 SOUTH NEVADA STREET OCEANSIDE CA 92054 N 0.375 20330301 20030228
1000224148 7070 RAINBOW DRIVE #4 SAN JOSE CA 95129 C 0.375 20330301 20030303
1000224411 38777 ROSEGATE TERRACE FREMONT CA 94536 N 0.375 20330301 20030227
1000224612 8 CHAD MICHAEL COURT BLACKSTONE MA 1504 C 0.375 20330301 20030224
1000225002 1201 BOWDOIN STREET SAN FRANCISCO CA 94134 C 0.375 20330301 20030305
1000225165 8777 ELMFIELD ST N.W. CANAL FULTON OH 44614 C 0.375 20330101 20030101
1000225208 19 Pierce Road Unit 64 Watertown MA 2472 C 0.375 20330301 20030220
1000225230 2361 BETHARDS DRIVE SANTA ROSA CA 95405 N 0.375 20330401 20030318
1000225615 1817 SOUTHEAST INSLEY STREET PORTLAND OR 97202 C 0.375 20330301 20030306
1000230153 12 14 PARK STREET DOVER NH 3820 N 0.375 20330301 20030228
1000230320 6534 LUBAO AVENUE LOS ANGELES CA 91367 N 0.375 20330301 20030228
1000230369 6101 PENELA WAY EL DORADO HILLS CA 95762 N 0.375 20330301 20030228
1000230419 209 GREEN MOUNTAIN DRIVE PALM DESERT CA 92211 N 0.375 20330301 20030307
1000230819 3977 DARCY COURT BELLINGHAM WA 98226 C 0.375 20330301 20030228
1000230888 3045 CALLE DE LAS ESTRELLA SAN JOSE CA 95148 N 0.375 20330301 20030310
1000230949 1360 ROMA ROAD BELLINGHAM WA 98226 C 0.375 20330301 20030228
1000231096 516 WOODWARD AVENUE CHARLEROI PA 15022 C 0.375 20330301 20030228
1000231155 1660 VIA MILANO GUSTINE CA 95322 C 0.375 20330301 20030227
1000231160 7742 SUNKIST DRIVE OAKLAND CA 94605 C 0.375 20330301 20030307
1000231322 17295 BUENA VISTA AVENUE SONOMA CA 95476 C 0.375 20330301 20030304
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
1000231461 100 S ASHLAND UNIT 211 CHICAGO IL 60607 C 0.375 20330301 20030301
1000231521 9 TALL PINES DRIVE NEPTUNE NJ 7753 C 0.375 20330301 20030228
1000231657 2009 W ARTHUR AVENUE CHICAGO IL 60645 N 0.375 20330401 20030304
1000231716 641 SW 46TH AVE MIAMI FL 33134 C 0.375 20330101 20030101
1000231866 4116 52ND STREET NORTHEAST TACOMA WA 98422 C 0.375 20330301 20030224
1000231964 363 FAIRMOUNT AVENUE SANTA CRUZ CA 95062 N 0.375 20330301 20030219
1000232352 243 GILLING ROAD SEAFORD NY 11783 C 0.375 20330301 20030228
1000232621 661 AQUIDNECK AVENUE MIDDLETOWN RI 2842 N 0.375 20330401 20030305
1000232725 176 BRAINTREE DRIVE BLOOMINGDALE IL 60108 C 0.375 20330301 20030221
1000232890 12130 7TH AVE MILLERSPORT OH 43046 C 0.375 20330301 20030228
1000232967 2123 SOUTH SIMPSON STREET PHILADELPHIA PA 19142 C 0.375 20330301 20030227
1000232991 3626 EAST SOUTH FORK DRIVE PHOENIX AZ 85044 C 0.375 20330301 20030224
1000233003 43 TOWN HILL AVENUE DANBURY CT 6810 N 0.375 20330401 20030314
1000233090 239 CLEVELAND AVENUE MILL VALLEY CA 94941 N 0.375 20330301 20030228
1000233173 13065 NW RIDGETOP STREET PORTLAND OR 97229 N 0.375 20330301 20030228
1000233234 1615 WILLIAMS DRIVE GEORGETOWN TX 78628 C 0.375 20330301 20030221
1000233352 7304 SOUTHEAST 78TH AVENUE PORTLAND OR 97206 C 0.375 20330401 20030311
1000233481 6435 SOUTH PROSPECT STREET TACOMA WA 98409 C 0.375 20330301 20030224
1000233482 907 RIDGEWOOD DRIVE PLAINFIELD IN 46168 C 0.375 20330301 20030221
1000233611 8515 NORTH ST LOUIS AVENUE PORTLAND OR 97203 C 0.375 20330401 20030311
1000233696 12060 E POTTER ROAD DAVISON MI 48423 N 0.375 20330301 20030220
1000233701 2142 INGLEWOOD DRIVE EAST WENATCHEE WA 98802 C 0.375 20330301 20030228
1000233772 2518 EAST JACINTO AVENUE MESA AZ 85204 C 0.375 20330401 20030307
1000233807 4900 N MARINE DR UNIT 2A CHICAGO IL 60640 C 0.375 20330401 20030303
1000233935 341 CONNISTON ROAD WEST PALM BEACH FL 33405 N 0.375 20330401 20030314
1000233961 1038 NE 16TH AVENUE FORT LAUDERDALE FL 33304 C 0.375 20330401 20030314
1000234146 24 COLUMBUS AVENUE UNIT 2 CAMBRIDGE MA 2140 N 0.375 20330301 20030228
1000234166 140 SEA DUCK CIRCLE DAYTONA FL 32119 C 0.375 20330101 20030101
1000234199 903 SHADY SHORE DR BAY CITY MI 48706 N 0.375 20330401 20030304
1000234217 40 PIEDMONT STREET WORCESTER MA 1605 N 0.375 20330301 20030228
1000234452 21976 SOUTHWEST MARTINAZZI AVE TUALATIN OR 97062 C 0.375 20330301 20030226
1000234523 442 MALLVIEW LANE BOLINGBROOK IL 60440 C 0.375 20330301 20030301
1000234789 6015 RANGER WAY CARMICHAEL CA 95608 C 0.375 20330301 20030304
1000234826 60 KINGS WALK MASSAPEQUA NY 11762 N 0.375 20330301 20030220
1000234840 1107 PIKE STREET HUNTINGDON PA 16652 C 0.375 20330301 20030224
1000235132 9102 HOLLY DRIVE #A,B EVERETT WA 98204 N 0.375 20330301 20030304
1000235448 819 LAKERIDGE CANYON DRIVE SUGAR LAND TX 77478 N 0.375 20330301 20030221
1000235696 1101 SOUTH PALMWAY LAKE WORTH FL 33460 C 0.375 20330401 20030307
1000235744 93-28 211TH STREET QUEENS VILLAGE NY 11428 N 0.375 20330401 20030307
1000235872 12508 DERVISH LANE CHARLOTTE NC 28269 C 0.375 20330301 20030224
1000235883 4797 BOB MILLS ROAD SPRINGDALE AR 72762 N 0.375 20330301 20030227
1000235895 128 JACK PINE LANE BELLEFONTE PA 16823 C 0.375 20330301 20030228
1000235925 2318 DEWEY STREET HOLLYWOOD FL 33020 C 0.375 20330401 20030310
1000235959 3409 SPANISH WELLS DR UNIT A DELRAY BEACH FL 33445 C 0.375 20330401 20030314
1000236093 104 W MINERAL ST CLARE MI 48617 C 0.375 20330401 20030310
1000236427 35863 KILLORGLIN COMMON FREMONT CA 94536 N 0.375 20330301 20030227
1000236484 33 PURITY SPRINGS ROAD BURLINGTON MA 1803 C 0.375 20330401 20030314
1000236921 225 EAST CATALINA SHADOWS BLVD TUCSON AZ 85704 C 0.375 20330401 20030312
1000237071 933 SOUTH 291ST STREET FEDERAL WAY WA 98003 N 0.375 20330401 20030317
1000237120 8S030 VINE STREET HINSDALE IL 60521 C 0.375 20330401 20030307
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
1000237239 1716 KILBOURNE PLACE WASHINGTON DC 20010 N 0.375 20330401 20030307
1000237244 3102 SW 63 AVENUE MIAMI FL 33155 C 0.375 20330401 20030311
1000237501 12 MACHIAS LOOP PORT LUDLOW WA 98365 C 0.375 20330401 20030307
1000237525 4349 THRU 4351 NE 82ND AVENUE PORTLAND OR 97220 N 0.375 20330301 20030224
1000237532 7660 12TH HOLE DRIVE WINDSOR CA 95492 C 0.375 20330401 20030313
1000237576 770 CHAMBERS STREET TRENTON NJ 8611 C 0.375 20330301 20030219
1000237600 9040 W 140TH ST APT 2B ORLAND PARK IL 60462 C 0.375 20330301 20030301
1000237622 5141 SOUTH LOTUS AVENUE CHICAGO IL 60638 C 0.375 20330301 20030301
1000237914 119 BITTMAN STREET AKRON OH 44303 C 0.375 20330301 20030228
1000238059 841 SW 47TH TERRACE UNIT 102 CAPE CORAL FL 33914 C 0.375 20330301 20030227
1000238326 8944 3RD AVE JACKSONVILLE FL 32208 C 0.375 20330301 20030228
1000238517 7212 HARBOUR ISLE INDIANAPOLIS IN 46240 C 0.375 20330401 20030303
1000238544 417 EAST 25TH AVENUE NORTH WILDWOOD NJ 8260 C 0.375 20330401 20030324
1000238663 9 Leonard Street Foxboro MA 2035 N 0.375 20330401 20030304
1000238724 415 BROUGHTON ROAD BETHEL PARK PA 15102 C 0.375 20321201 20021201
1000238807 7000 N. 14TH LANE MCALLEN TX 78504 C 0.375 20330401 20030314
1000238855 213 ARBOUR COURT NORTH WALES PA 19454 C 0.375 20330301 20030224
1000239025 4712 BAYVIEW DRIVE COPPEROPOLIS CA 95228 C 0.375 20330401 20030320
1000239048 1401 OTTER TRAIL CARY IL 60013 C 0.375 20330401 20030317
1000239270 2528 HERRING CIRCLE SACHSE TX 75048 N 0.375 20330401 20030318
1000239396 140 53 160TH STREET JAMAICA NY 11434 C 0.375 20330201 20030201
1000239483 4304 NORTH DRAFT PLACE BOISE ID 83713 C 0.375 20330401 20030312
1000239502 1002 CHIPPENHAM DRIVE KATY TX 77450 C 0.375 20330401 20030306
1000239509 9085 ALCOSTA BOULEVARD #337 SAN RAMON CA 94583 C 0.375 20330401 20030304
1000239510 254 COPPERSMITH DRIVE KATY TX 77450 C 0.375 20330401 20030313
1000239515 326 COPPERSMITH DRIVE KATY TX 77450 C 0.375 20330401 20030307
1000239597 631 Stevens Street Marlborough MA 1752 N 0.375 20330401 20030314
1000239681 1253 SOUTH 50TH STREET PHILADELPHIA PA 19143 C 0.375 20330401 20030306
1000239702 8365 DELK AVENUE NORTH PORT FL 34286 N 0.375 20330301 20030225
1000239738 1130 HOBSON MILL DRIVE NAPERVILLE IL 60540 N 0.375 20330301 20030301
1000239748 20901 NE 12 AVENUE NORTH MIAMI BEACH FL 33179 C 0.375 20330401 20030307
1000239782 36 HARRIS STREET REVERE MA 2151 C 0.375 20330301 20030227
1000239913 2233 EAST LYNN STREET ANDERSON IN 46016 N 0.375 20330401 20030307
1000240286 9401 118TH STREET EAST PUYALLUP WA 98373 C 0.375 20330401 20030319
1000240300 216 JUNCTION BLVD ALGONA WA 98001 C 0.375 20330301 20030228
1000240342 405 MORSE DRIVE NORTHLAKE IL 60164 C 0.375 20330301 20030301
1000240369 3 SUGARLOAF COURT UNIT 4 VERNON NJ 7462 C 0.375 20330301 20030228
1000240409 2180 MAPLE AVENUE HANOVER PARK IL 60133 C 0.375 20330401 20030401
1000240460 448 MERROW ROAD TOLLAND CT 6084 C 0.375 20330401 20030306
1000240747 1522 NORTHWEST 24TH AVENUE #10 PORTLAND OR 97210 N 0.375 20330401 20030321
1000240883 8972 CYPRESS PRESERVE PLACE FORT MYERS FL 33912 C 0.375 20330301 20030228
1000240891 21 LINDEN COURT SOUTH ELGIN IL 60177 C 0.375 20330401 20030317
1000240972 50 HAWTHORNE ROAD ASHLAND MA 1721 C 0.375 20330301 20030228
1000240984 2428 24 LANE PALM BEACH GARDENS FL 33418 C 0.375 20330301 20030228
1000240987 22330 ELSINORE drive KATY TX 77450 C 0.375 20330401 20030401
1000241196 919 VALLEY RANCH KATY TX 77450 C 0.375 20330401 20030317
1000241243 118 EAST FERN AVENUE WILDWOOD CREST NJ 8260 N 0.375 20330401 20030317
1000241307 5652 STRAWBERRY LAKES CIRCLE LAKE WORTH FL 33463 C 0.375 20330301 20030228
1000241425 1100 KNIGHT COURT BARRINGTON IL 60010 N 0.375 20330401 20030401
1000241487 425 ENGLESIDE DRIVE BEACH HAVEN NJ 8008 N 0.375 20330401 20030314
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
1000241697 2062 SOUTH BRIGHTON CIRCLE MESA AZ 85208 C 0.375 20330401 20030313
1000241919 2762 WEST JACINTO CIRCLE MESA AZ 85202 C 0.375 20330401 20030318
1000242037 15506 LORENZO AVENUE SAN LORENZO CA 94580 N 0.375 20330401 20030320
1000243301 45 47 NORTH 10TH STREET NEWARK NJ 7107 N 0.375 20330401 20030311
1000243530 1119 S HARLEM AVENUE FOREST PARK IL 60130 N 0.375 20330401 20030401
1000243544 4400 HILLCREST DRIVE #605 A HOLLYWOOD FL 33021 C 0.375 20330401 20030307
1000243639 5606 189TH AVENUE SOUTHEAST ISSAQUAH WA 98027 N 0.375 20330401 20030314
1000243707 105 FRANKLIN STREET SNOW HILL MD 21863 C 0.375 20330101 20030101
1000243929 464 OLD COUNTRY ROAD GARDEN CITY NY 11530 N 0.375 20330101 20030101
1000244075 1608-1610 ALBATROSS DRIVE SUNNYVALE CA 94087 N 0.375 20330401 20030321
1000244249 1925 52ND STREET S GULFPORT FL 33707 C 0.375 20330401 20030313
1000244421 1637 NORTH 1575 WEST LAYTON UT 84041 N 0.375 20330401 20030319
1000244634 578-580 42ND AVENUE SAN FRANCISCO CA 94121 N 0.375 20330401 20030317
1000244656 180 CYPRESS CLUB DRIVE APT 833 POMPANO BEACH FL 33060 C 0.375 20330401 20030314
1000244768 8351 WEST MYSTERY DR ARIZONA CITY AZ 85223 N 0.375 20330301 20030301
1000244965 370 SOUTH BRANCH ROAD HILLSBOROUGH NJ 8844 N 0.375 20330401 20030310
1000245006 8636 S MANSFIELD AVE BURBANK IL 60459 C 0.375 20330201 20030212
1000245021 105433 ECHO LANE HINSDALE IL 60521 N 0.375 20330201 20030201
1000245167 17741 BRIAR PATCH TRAIL BOCA RATON FL 33487 C 0.375 20330401 20030313
1000245270 6 POPLAR ROAD TOWN OF HAVERSTRAW NY 10923 N 0.375 20330401 20030318
1000245331 4331 CAMBRIDGE STREET LAKE WORTH FL 33461 N 0.375 20330401 20030319
1000245414 1135 LOCUST STREET DENVER CO 80220 C 0.375 20330201 20030201
1000245473 1665 MADISON ST DENVER CO 80206 N 0.375 20330301 20030301
1000245497 4316 BROOKSHIRE CIRCLE SANTA ROSA CA 95405 C 0.375 20330401 20030321
1000245623 40 ROSS STREET SOMERVILLE NJ 8876 N 0.375 20330401 20030307
1000246058 278 WEST GREENWOOD AVENUE LANSDOWNE PA 19050 C 0.375 20330401 20030304
1000246665 57 KNOLL DR GLOUCESTER NJ 8012 C 0.375 20330301 20030301
1000246971 323 44TH STREET BRIGANTINE NJ 8203 C 0.375 20330401 20030307
1000247201 911 DEN HERTOG STREET SW WYOMING MI 49509 C 0.375 20330301 20030301
1000247803 32 UNION STREET WOBURN MA 1801 N 0.375 20330401 20030317
1000247927 124-126 SOUTH MANSFIELD ST PLEASANTON TX 78064 N 0.375 20330301 20030301
1000248001 72 FABYAN PLACE NEWARK NJ 7101 N 0.375 20330401 20030319
1000249809 2372 HILLER RD WEST BLOOMFIELD MI 48324 C 0.375 20330301 20030301
1000249820 2582 SW KENSINGTON STREET PORT ST LUCIE FL 34953 C 0.375 20330401 20030321
1000251173 1527 NORTH HAYFORD AVENUE LANSING MI 48912 C 0.375 20330401 20030317
1000251699 15352 BITTERN COURT SAN LEANDRO CA 94579 N 0.375 20330401 20030319
1000252854 3644 HOSIERS OAK DR PORTSMOUTH VA 23703 C 0.375 20330301 20030301
1000253702 1 FAIRVIEW LANE PALM COAST FL 32137 C 0.375 20330301 20030301
9000225238 1495 MULLINIX ROAD GREENWOOD IN 46143 C 0.375 20330301 20030221
9000225256 1302 ELM ST ST CHARLES IL 60174 C 0.375 20330301 20030220
9000225258 1723 N KEDZIE AVE CHICAGO IL 60647 N 0.375 20330301 20030306
9000225274 1352 MCLEOD ROAD BELLINGHAM WA 98226 C 0.375 20330301 20030228
9000225281 5093 VIA CINTA SAN DIEGO CA 92122 N 0.375 20330301 20030220
9000225398 200 TEXAS LONGHORN TRAIL DRIPPING SPRINGS TX 78620 C 0.375 20330401 20030310
6971329 10247 TRAVERTINE PLACE PARKER CO 80134 C 0.375 20330401 20030331
6971105 20021 SANIBEL VIEW CIR # U207 FORT MYERS FL 33908 C 0.375 20330401 20030320
6934996 7 PEAR DRIVE BEAR DE 19701 C 0.375 20330301 20030228
6968473 18720 CHOPIN DR LUTZ FL 33558 N 0.375 20330401 20030324
6891261 340 WORTHINGTON MILL ROAD RICHBORO PA 18954 N 0.375 20330201 20030124
6938880 3912 S PAGOSA ST AURORA CO 80013 C 0.375 20330301 20030226
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
6940670 19245 SW 41ST ST MIRAMAR FL 33029 C 0.375 20330301 20030214
6936041 31659 N. TALLGRASS COURT LAKEMOOR IL 60050 C 0.375 20330301 20030225
6975627 14449 E MONTANA CIR AURORA CO 80012 N 0.375 20330401 20030325
6971303 14367 EAST MONTANA CIRCLE AURORA CO 80012 N 0.375 20330501 20030325
6968721 5301 BALBOA BLVD UNIT L4 ENCINO CA 91316 C 0.375 20330501 20030428
6942882 1000 W HORATIO ST #315 TAMPA FL 33606 C 0.375 20330401 20030310
6964795 838 KALAMATH STREET DENVER CO 80204 C 0.375 20330401 20030314
6940589 19405 SW 41 ST MIRAMAR FL 33029 C 0.375 20330301 20030226
6964985 1220 HOLBROOK ST NE WASHINGTON DC 20002 N 0.375 20330401 20030321
6967780 14409 E MONTANA CT AURORA CO 80012 N 0.375 20330401 20030325
6967806 1538 CLINTON ST AURORA CO 80010 N 0.375 20330401 20030325
6975445 458 SPRING RIDGE DR DAWSONVILLE GA 30534 N 0.375 20330501 20030428
6812010 3561 SIPLER LANE HUNTINGDON VALLEY PA 19006 C 0.375 20330101 20021209
6969869 5197 CANOGA AVE WOODLAND HILLS CA 91364 N 0.375 20330501 20030421
6967749 3700 NW 58TH ST COCONUT CREEK FL 33073 C 0.375 20330401 20030318
6946107 5036 SAN JULIO ROAD SANTA BARBARA CA 93111 N 0.375 20330501 20030430
6968101 29223 BROKEN ARROW WAY MURRIETA CA 92563 C 0.375 20330501 20030417
6971261 5083 CRYSTAL WAY DENVER CO 80239 C 0.375 20330401 20030326
6893960 7365 S PONCHO COURT LARKSPUR CO 80118 N 0.375 20330201 20030120
6965230 145 THUNDER RIDGE ACWORTH GA 30101 C 0.375 20330401 20030314
6945323 5486 NORTH BOBSLED BLVD PARK CITY UT 84098 C 0.375 20330401 20030326
6966030 46123 GENEVA TERRACE STERLING VA 20165 C 0.375 20330501 20030429
6937312 13626 EAST BATES AVE #106 AURORA CO 80014 C 0.375 20330301 20030212
6937346 10256 KELLIWOOD WAY LITTLETON CO 80126 C 0.375 20330301 20030214
6937643 11615 TERRYHILL PLACE LOS ANGELES CA 90049 N 0.375 20330401 20030312
6937908 11966 MARIPOSA BAY LANE NORTHRIDGE CA 91326 N 0.375 20330401 20030311
6936025 13890 E MARINA DR #108 AURORA CO 80014 C 0.375 20330301 20030212
6963680 136 CALLE SEGUNDA CAMARILLO CA 93010 N 0.375 20330501 20030423
6945083 5900 TEXHOMA AVE ENCINO CA 91316 C 0.375 20330401 20030404
6964035 4785 DEER RUN KENNESAW GA 30152 C 0.375 20330501 20030421
6964878 5925 ESTES ST ARVADA CO 80004 C 0.375 20330401 20030314
6976047 1924 BAGLEY AVE LOS ANGELES CA 90035 N 0.375 20330401 20030505
6967657 10763 NW 53RD LN MIAMI FL 33178 C 0.375 20330401 20030311
6934590 3943 BLACKWOOD STREET NEWBURY PARK CA 91320 C 0.375 20330301 20030304
6935274 2120 CONTINENTAL AVENUE COSTA MESA CA 92627 C 0.375 20330301 20030304
6942239 1246 JAMAICA LANE OXNARD CA 93030 C 0.375 20330401 20030402
6945638 3922 COOLIDGE AVE LOS ANGELES CA 90066 N 0.375 20330501 20030414
6964837 1301 NORTH MAPLE STREET BURBANK CA 91505 C 0.375 20330501 20030415
6967608 4958 E KINGSTON AVE HIGHLANDS RANCH CO 80130 C 0.375 20330401 20030326
6967764 6225 WESTVIEW CIR PARKER CO 80134 C 0.375 20330401 20030326
6968077 9552 PEPPERTREE DRIVE HUNTINGTON BEACH CA 92646 N 0.375 20330501 20030429
6945208 18346 BESSEMER ST TARZANA CA 91335 C 0.375 20330401 20030407
6942734 79 FESTIVAL DRIVE VOORHEES NJ 8043 C 0.375 20330401 20030328
6971410 3132 ALICE DRIVE NEWBURY PARK CA 91320 C 0.375 20330501 20030425
6938864 2034 NORTH CAPITAL ST NW WASHINGTON DC 20002 N 0.375 20330301 20030219
6959787 4251 14TH LANE, N.E. ST. PETERSBURG FL 33703 C 0.375 20330201 20030123
6934731 5665 W GALVESTON ST UNIT #38 CHANDLER AZ 85226 C 0.375 20330301 20030227
6942692 1152 HARTZELL ST PACIFIC PALISADES CA 90272 N 0.375 20330401 20030319
6967830 3090 XENON ST WHEATRIDGE CO 80215 C 0.375 20330501 20030328
6941066 16954 OAK VIEW DRIVE ENCINO CA 91436 N 0.375 20330401 20030310
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
6889919 21 INGHAM WAY NEW HOPE PA 18938 N 0.375 20330301 20030218
6972004 387 HAMMOND DR NE ATLANTA GA 30328 C 0.375 20330501 20030421
6972087 491 HAMMOND DRIVE NE ATLANTA GA 30328 C 0.375 20330501 20030421
6959605 35 HILLCREST AVENUE STAMFORD CT 6902 N 0.375 20330201 20030205
6959795 2855 SOFT HORIZON WAY LAS VEGAS NV 89135 N 0.375 20330201 20030110
6971204 10856 W 55TH LANE ARVADA CO 80002 C 0.375 20330501 20030403
6964803 9663 W ELMHURST PL LITTLETON CO 80123 C 0.375 20330401 20030314
6959589 2245 GREEN MOUNTAIN COURT LAS VEGAS NV 89135 N 0.375 20330201 20030121
6959746 519-521 F STREET WILMINGTON CA 90744 N 0.375 20330201 20030115
6996235 615 BINNACLE DRIVE NAPLES FL 34103 N 0.375 20330201 20030131
6996326 1349 G STREET, S.E. WASHINGTON DC 20003 C 0.375 20330301 20030213
6959779 316 BAISH DRIVE LEESBURG VA 20175 C 0.375 20330201 20030131
6943278 10409 MONOGRAM AVENUE GRANADA HILLS CA 91344 C 0.375 20330501 20030408
6942650 934 ANGELUS WAY DEL REY OAKS CA 93940 N 0.375 20330101 20021227
6942395 14050 E LINVALE PL #110 AURORA CO 80014 C 0.375 20330401 20030311
6959688 12006 HIGHWATER ROAD GRANADA HILLS CA 91344 N 0.375 20330201 20030110
6935498 10080 GULF BLVD TREASURE ISLAND FL 33706 N 0.375 20330201 20030131
6938872 2426 W 82ND PL #D WESTMINSTER CO 80031 C 0.375 20330301 20030227
6936017 8456 SWEET WATER RD LONE TREE CO 80124 C 0.375 20330301 20030212
6896153 162 SEADRIFT RD STINSON BEACH CA 94970 N 0.375 20330501 20030418
6971287 13164 N. PIER MOUNTAIN RD TUCSON AZ 85653 C 0.375 20330401 20030319
6969406 23742 KIVIK STREET WOODLAND HILLS CA 91367 C 0.375 20330501 20030502
6942387 21700 US HIGHWAY 6 #2013 KEYSTONE CO 80435 C 0.375 20330401 20030311
6969521 1026 H STREET SALIDA CO 81201 C 0.375 20330401 20030331
6937288 2100 DEER VALLEY DR SOUTH #102 PARK CITY UT 84060 N 0.375 20330401 20030312
6975429 8220 TURNBERRY WAY DULUTH GA 30097 C 0.375 20330501 20030410
6944565 14518 MACBERTH DR SILVER SPRING MD 20906 C 0.375 20330201 20030131
6934715 7080 NW 177TH ST #213 MIAMI FL 33015 C 0.375 20330201 20030129
6964647 5136 W WINONA CHICAGO IL 60630 C 0.375 20330501 20030415
9054875 18 SOUTH NEW HAVEN AVENUE VENTNOR NJ 8406 N 0.375 20330201 20030110
9054883 2224 ST. ALBANS STREET PHILADELPHIA PA 19146 C 0.375 20330101 20021206
6877278 250 MOORESTOWN-MOUNT LAUREL RO MOUNT LAUREL NJ 8054 N 0.375 20321101 20021025
6971675 62 LAUREL LANE MARLBOROUGH CT 6447 C 0.375 20330401 20030306
6968986 30 TINDER LANE LEVITTOWN NY 11756 C 0.375 20330301 20030220
6943658 1102 LOUISIANA PL LONGMONT CO 80501 C 0.375 20330301 20030221
6934939 30347 WEST CEDAR OAK LANE CASTAIC CA 91384 C 0.375 20330301 20030224
6968978 17 VILLAGE DRIVE MONTVILLE NJ 7045 N 0.375 20330401 20030317
6946396 3335 SHERBOURNE DR CULVER CITY CA 90232 N 0.375 20330501 20030425
9055005 17161 ALVA ROAD #921 SAN DIEGO CA 92127 C 0.375 20330401 20030402
6971725 1602 AQUEDUCT COURT DOVER TOWNSHIP NJ 8755 C 0.375 20330501 20030402
9054974 1778 KINGS ROAD VISTA CA 92084 N 0.375 20330501 20030404
6972897 3758-3760 1/2 32ND ST SAN DIEGO CA 92104 N 0.375 20330501 20030415
6944045 1172 TERRACINA DRIVE EL DORADO HILLS CA 95762 N 0.375 20330401 20030324
6945026 LOT #21 KONA BAY DR KAILUA KONA HI 96740 N 0.375 20330401 20030401
6971121 3570 HALDEMAN CREEK #136 NAPLES FL 34112 C 0.375 20330501 20030408
6945174 19720 PARTHENIA ST NORTHRIDGE CA 91324 C 0.375 20330401 20030409
6931398 1463 THOMAS AVE SAN FRANCISCO CA 94124 N 0.375 20330301 20030201
6968671 2077 JACKSON ST #107 UNIT 5 SAN FRANCISCO CA 94109 N 0.375 20330501 20030430
6936991 3700 GALT OCEAN DR #311 FT. LAUDERDALE FL 33308 C 0.375 20330301 20030212
6939953 1077 MANTECA DR OCEANSIDE CA 92057 C 0.375 20330401 20030306
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
6941272 3204 WEST 79TH ST INGLEWOOD CA 90305 C 0.375 20330401 20030328
6959704 6292 LAURA LANE MUNDY TOWNSHIP MI 48507 C 0.375 20330201 20030124
6959720 2 NORTH FRENCH STREET ALEXANDRIA VA 22304 C 0.375 20330101 20021217
6959738 2803 CONCORD DRIVE WALL NJ 7719 N 0.375 20330201 20030113
6996185 241 NE 51 STREET FT. LAUDERDALE FL 33334 C 0.375 20330401 20030307
6996193 9006 PINE VIEW LANE CLINTON MD 20735 C 0.375 20330301 20030210
6996201 800 HAHN DRIVE SHAKOPEE MN 55379 N 0.375 20321101 20021101
6963789 107-57 155TH ST JAMAICA NY 11433 N 0.375 20321201 20021115
6936322 20134 LEADWELL ST #132 LOS ANGELES CA 91306 C 0.375 20330401 20030303
6941892 730 NORTH CRESCENT BLVD LOS ANGELES CA 90046 N 0.375 20330401 20030326
6965479 307 N. SINGINGWOOD, #32 ORANGE CA 92649 C 0.375 20330501 20030418
6945547 75-5873 WALUA ROAD #A -103 KAILUA KONA HI 96740 C 0.375 20330501 20030424
6935472 75-46 61ST ST GLENDALE NY 11385 N 0.375 20330301 20030226
6938013 2014 WARREN ST SAN FERNANDO CA 91340 C 0.375 20330401 20030314
6942296 1482 EMPIRE AVE #U6 PARK CITY UT 84060 C 0.375 20330401 20030321
6959613 3706 ROXBURY LANE ALEXANDRIA VA 22309 C 0.375 20330201 20030117
6967392 5111 N. 34TH WAY PHOENIX AZ 85018 N 0.375 20330501 20030411
6967723 3758 OCANA AVE LONG BEACH CA 90808 C 0.375 20330401 20030410
6959621 4584 LAURENTIA AVENUE LAS VEGAS NV 89141 N 0.375 20330201 20030127
6890206 20914 CABRILLO HUNTINGTON BEACH CA 92646 N 0.375 20330201 20030103
6930523 200 TARRAGON AVE MORGAN HILL CA 95037 N 0.375 20330201 20030204
6941314 5164 LOUISE DR SAN BERNARDINO CA 92407 C 0.375 20330401 20030325
9054933 3046 BLUE OAK DRIVE CATHEYS VALLEY CA 95306 C 0.375 20330501 20030411
9054917 3935 NORTHWEST HILTON HEAD TER PORTLAND OR 97229 C 0.375 20330501 20030408
6978027 214 MCCORD STREET CHARLOTTE NC 28216 C 0.375 20330101 20021210
6942288 1482 EMPIRE AVE #K4 PARK CITY UT 84060 C 0.375 20330401 20030321
6974885 5708 WEST GATE BLVD. AUSTIN TX 78745 N 0.375 20330501 20030424
6974893 5716 W GATE BLVD. AUSTIN TX 78745 N 0.375 20330501 20030424
6959571 199 WEBSTER STREET ROCKLAND MA 2370 N 0.375 20330201 20030123
6959597 292B WHITING STREET HINGHAM MA 2043 C 0.375 20330201 20030131
6959647 74-76 MILLER AVENUE PROVIDENCE RI 2905 N 0.375 20330201 20030130
6959712 1015 PARK AVENUE HERNDON VA 20170 C 0.375 20330101 20021213
6959753 6750 DEL REY AVENUE, #117 LAS VEGAS NV 89146 C 0.375 20330101 20030103
6996268 541 AVENIDA DEL PLATINO THOUSAND OAKS CA 91320 C 0.375 20330301 20030214
6996284 500 WEST 46TH PLACE HIALEAH FL 33012 C 0.375 20330301 20030211
6959639 87 WARD STREET WORCESTER MA 1610 N 0.375 20330201 20030125
6996227 7270 NORTH AUGUSTA DRIVE MIAMI FL 33015 C 0.375 20330301 20030224
6996292 4216-4218 EDSON PLACE WASHINGTON DC 20001 N 0.375 20330101 20021231
6996334 10 BANCROFT AVENUE READING MA 1867 C 0.375 20330301 20030131
9054909 705 PASCHAL DRIVE LAFAYETTE CO 80026 C 0.375 20330501 20030414
6940571 1500-1502 S. BEVERLY DR. LOS ANGELES CA 90043 N 0.375 20330401 20030314
9054982 10561 CARVER DRIVE CUPERTINO CA 95014 N 0.375 20330401 20030402
6959662 512 SW FOURTH AVENUE FORT LAUDERDALE FL 33315 C 0.375 20330101 20021213
6959670 10301 BEAR CREEK DRIVE MANASSAS VA 20111 N 0.375 20330201 20030127
6959696 4001 KESSLER BLVD EAST DRIVE INDIANAPOLIS IN 46220 C 0.375 20330101 20021213
6959761 27 ANDERSON STREET, UNIT 2 BOSTON MA 2114 C 0.375 20330201 20030102
6996219 3100 SOUTH MANCHESTER ST, 1032 FALLS CHURCH VA 22044 C 0.375 20330201 20030205
6996250 1338 IRVING STREET N.W. WASHINGTON DC 20009 N 0.375 20330201 20030130
6996276 930 BENDING BRANCH WAY HYATTSVILLE MD 20785 C 0.375 20330201 20030131
6996300 33242 139TH TERRACE SE AUBURN WA 98092 N 0.375 20330301 20030211
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
6959654 59 KOSSUTH STREET PROVIDENCE RI 2909 N 0.375 20330201 20030131
6996243 18 PELHAM LANE DENNISPORT MA 2639 N 0.375 20330201 20030122
6973028 9851 NEWPORT WAY UNIT 82 CYPRESS CA 90630 C 0.375 20330501 20030506
6996979 1355 MINUET STREET HENDERSON NV 89052 C 0.375 20321101 20021011
9054958 407 RUTLAND AVENUE SAN JOSE CA 95128 C 0.375 20330401 20030403
6973135 1580 BOB GODFREY RD ATHENS GA 30605 C 0.375 20330501 20030429
6968408 19 DERBY STREET CONCORD MA 1742 C 0.375 20330201 20030114
6936421 70 N. MIDDLETOWN ROAD NANUET NY 10954 C 0.375 20330201 20030116
6967301 2516 BAYLOR STREET PALO ALTO CA 94303 C 0.375 20330501 20030416
9054966 919 WEST CARDINAL DRIVE SUNNYVALE CA 94087 N 0.375 20330501 20030410
6972376 3068 MARNE DR ATLANTA GA 30305 N 0.375 20330501 20030429
9054941 3430 WESTMINSTER COURT NAPA CA 94558 N 0.375 20330401 20030404
6894877 2011-2015 N BEACH WOOD DRIVE LOS ANGELES CA 90068 N 0.375 20330301 20030219
6895577 6 RIVERSTONE LAGUNA NIGUEL CA 92677 N 0.375 20330401 20030401
6944524 8401 CRESTHILL RD LOS ANGELES CA 90069 N 0.375 20330401 20030404
6996318 5702 NORTH 55TH PLACE PARADISE VALLEY AZ 85253 N 0.375 20330401 20030227
6894638 146 A SOUTH MILL RD ABSECON NJ 8201 C 0.375 20330301 20030217
9055013 1565 HESTER AVENUE SAN JOSE CA 95126 N 0.375 20330501 20030414
6944938 5850 OCEAN TERRACE DRIVE RANCHO PALOS VERDES CA 90275 N 0.375 20330401 20030404
9054990 13928 MISTY OAK ROAD VALLEY CENTER CA 92082 C 0.375 20330501 20030410
9054891 1617 WEST EASTOVER TERRACE BOISE ID 83706 N 0.375 20330501 20030411
3274006638 LOT 201 & 202J,MOUNTAIN RD ALBRIGHTSVILLE PA 18210 C 0.375 20330201 20030131
3262003849 7208 WRANGLER TRAIL FORT WAYNE IN 46835 C 0.375 20330101 20021204
1781006022 8649 E ROYAL PALM RD, UNIT 228 SCOTTSDALE AZ 85258 C 0.375 20330501 20030426
3254005280 707 JOHN STREET HARDEEVILLE SC 29927 C 0.375 20330401 20030321
1781004263 1952 WEST CABERNET DRIVE TUCSON AZ 85746 C 0.375 20330101 20021224
1781004586 3302 WEST SELLS DRIVE PHOENIX AZ 85017 C 0.375 20330101 20021219
1781003629 115 SE 124TH STREET UNIT B3 EVERETT WA 98208 C 0.375 20321101 20021022
3262003251 11373 SUMMERFIELD ROAD PETERSBURG MI 49270 C 0.375 20321101 20021024
3274009328 205 GREAT ROAD B7 ACTON MA 1720 C 0.375 20330501 20030422
1162001437 268 WEST 100 SOUTH ST. GEORGE UT 84770 C 0.375 20330301 20030204
3264001501 34 WHITEWOOD DR LEVITTOWN PA 19057 C 0.375 20321201 20021125
3254003999 3240 POPPY TRAIL DR LAKE HAVASU CITY AZ 86406 C 0.375 20330201 20030113
3252003490 555 HUMMINGBIRD COURT KISSIMMEE FL 34759 C 0.375 20321201 20021105
3262003511 923 GARDEN STREET WEST LAFAYETTE IN 47906 C 0.375 20321201 20021105
3262005580 7253 HORGER STREET DEARBORN MI 48126 C 0.375 20330501 20030425
3261002322 1349 GREENBROOK COURT HANOVER PARK IL 60133 C 0.375 20321101 20021018
3254001774 4233 42ND AVENUE SOUTH LAKE WORTH FL 33461 C 0.375 20320901 20020823
3274006828 1163 CEDAR AVENUE SHADY SIDE MD 20764 C 0.375 20330201 20030106
1161002772 327 MEADOW PARK NEW BRAUNFELS TX 78130 C 0.375 20321201 20021115
1781004298 8511 WEST SONORA STREET TOLLESON AZ 85353 N 0.375 20330101 20021227
3261004147 1509 NORTH KOSTNER AVENUE CHICAGO IL 60651 C 0.375 20330501 20030416
1781003711 43258 WEST CHISOLM DRIVE MARICOPA AZ 85239 C 0.375 20321201 20021105
1781005680 7605 NORTH 51ST DRIVE GLENDALE AZ 85301 C 0.375 20330401 20030320
3254004763 9330 LAGOON PLACE #410 FT LAUDERDALE FL 33324 C 0.375 20330301 20030212
1162001838 9696 GUNSMITH DRIVE LAS VEGAS NV 89123 C 0.375 20330401 20030318
3261001980 1901 WEST 56TH STREET LAGRANGE IL 60525 C 0.375 20321001 20020924
1781005868 12558 WEST JEFFERSON STREET AVONDALE AZ 85323 C 0.375 20330501 20030402
1162000685 3590 WAYNE CIRCLE LAS VEGAS NV 89121 C 0.375 20321101 20021008
3254001491 1460 COLLINS ROAD FORT MYERS FL 33919 C 0.375 20320801 20020730
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
3274008721 222 CHARTLEY DRIVE REISTERSTOWN MD 21136 C 0.375 20330501 20030425
3252004444 77 CALCUTTA COURT INDIALANTIC FL 32903 C 0.375 20330401 20030321
3262002721 733 DOBSON STREET #2 EVANSTON IL 60202 C 0.375 20321001 20020930
3262005397 3029 21ST PLACE NORTH CHICAGO IL 60064 C 0.375 20330501 20030414
3254005712 305 ROBIN HOOD CIRCLE #104 NAPLES FL 34104 C 0.375 20330501 20030416
1162001565 15915 71ST STREET NE OTSEGO MN 55330 C 0.375 20330201 20030124
1781005109 22410 NORTH 74TH LANE GLENDALE AZ 85310 C 0.375 20330301 20030214
1781004304 23230 WREXFORD DR SOUTHFIELD MI 48034 C 0.375 20330101 20021213
3262004664 670 KINGFISHER LANE #F WOODBURY MN 55125 C 0.375 20330401 20030307
1781003497 LOT 16, ELUSIVE ACRES PAYSON AZ 85541 C 0.375 20321101 20021028
1781004727 3910 LIMESTONE WAY SACRAMENTO CA 95823 C 0.375 20330201 20030127
1781003517 3709 SOUTH DORSEY LANE TEMPE AZ 85282 C 0.375 20321101 20021015
3262004715 4650 PRATT ROAD METAMORA MI 48455 C 0.375 20330401 20030303
3254004437 7908 MCCARRON WAY CHARLOTTE NC 28215 C 0.375 20330201 20030128
1161004244 8672 IRONWOOD AVENUE SOUTH COTTAGE GROVE MN 55016 C 0.375 20330401 20030314
3261003995 3626 SOUTH 53RD COURT CICERO IL 60804 C 0.375 20330501 20030402
3100001261 11000 NORTH 77th PLACE, #1077 SCOTTSDALE AZ 85260 C 0.375 20330401 20030328
3261001971 2841 SOUTH ST LOUIS AVENUE CHICAGO IL 60623 N 0.375 20321101 20021011
3261002562 1939 WEST CORNELIA AVENUE CHICAGO IL 60657 C 0.375 20321201 20021106
1781002257 29417 NORTH 51ST ST CAVE CREEK AZ 85331 C 0.375 20320801 20020715
1162002102 828 SWEEPING VINE AVENUE LAS VEGAS NV 89123 C 0.375 20330501 20030425
1781004960 10360 EAST PENSTAMIN DRIVE SCOTTSDALE AZ 85255 C 0.375 20330301 20030214
3254004308 1405 MCCREA DR LUTZ FL 33549 C 0.375 20330201 20030116
3262003877 9390 FIRWOOD GREEN OAK MI 48178 C 0.375 20330101 20021212
3274003835 3207 MEDWAY STREET SILVER SPRING MD 20902 C 0.375 20321101 20021017
1162000543 352 WEST JAMISON PLACE #73 LITTLETON CO 80120 C 0.375 20321001 20020924
3262002730 3138 JAMES AVENUE WINTHROP HARBOR IL 60096 C 0.375 20321001 20020920
3254002313 35 LAWTON DRIVE #113 HILTON HEAD ISLAND SC 29928 C 0.375 20321101 20021015
3262002010 4101 JAY LANE ROLLING MEADOWS IL 60008 C 0.375 20320801 20020725
1781002219 12830 OAKPOINT CIRCLE FORT MEYERS FL 33912 C 0.375 20320801 20020711
1162001795 21 ALMOND DRIVE HENDERSON NV 89074 C 0.375 20330301 20030228
3261002588 3154 SOUTH KEDVALE CHICAGO IL 60623 N 0.375 20321201 20021118
3275003179 18 NORTHFIELD ROAD MIDDLE ISLAND NY 11953 C 0.375 20330201 20030122
1781003382 19042 N. 24TH PLACE PHOENIX AZ 85050 C 0.375 20321001 20020924
1781005586 2208 SHERRI MAR STREET LONGMONT CO 80501 C 0.375 20330401 20030317
1781004706 3836 COSBEY STREET BALDWIN PARK CA 91706 C 0.375 20330201 20030108
1781005636 1323 WEST CHANDLER STREET WILMINGTON CA 90744 C 0.375 20330501 20030409
1781003461 15555 WEST PRAIRIE DUNES DRIVE SURPRISE AZ 85374 C 0.375 20321001 20020926
3261002373 301 BEECH STREET UNIT 2G HACKENSACK NJ 7601 C 0.375 20330101 20021206
3265004218 5232 NASHUA DRIVE YOUNGSTOWN OH 44515 C 0.375 20330501 20030409
1161003883 8108 NORTHWEST COSBY AVENUE KANSAS CITY MO 64151 C 0.375 20330301 20030207
1781004903 10234 MALLISON AVENUE SOUTH GATE CA 90280 C 0.375 20330201 20030127
1781005705 27614 N. 45TH WAY CAVE CREEK AZ 85331 C 0.375 20330501 20030424
1781005162 17670 NORTH 54TH LANE GLENDALE AZ 85308 C 0.375 20330301 20030210
3261003732 13750 LARKSPUR DRIVE LOCKPORT IL 60441 C 0.375 20330401 20030401
1162001902 227 EAST 600 NORTH ALPINE UT 84004 C 0.375 20330401 20030317
1781003460 6927 EAST HIBISCUS WAY SCOTTSDALE AZ 85262 C 0.375 20321101 20021004
3255003340 4018 GREYSTONE DRIVE CLERMONT FL 34711 C 0.375 20321101 20021008
3275003259 41 CIRCLE DRIVE PATCHOGUE NY 11772 C 0.375 20330401 20030304
1781005998 6630 WEST TETHER TRAIL GLENDALE AZ 85310 C 0.375 20330501 20030416
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
1161001553 1201 BAYLOR STREET AUSTIN TX 78703 N 0.375 20320801 20020725
3262003965 203 E HENRY STREET SALINE MI 48176 N 0.375 20330101 20021220
1781003514 4320 67TH AVENUE NE MARYSVILLE WA 98270 C 0.375 20321101 20021028
1781003155 257 PEBBLE CANYON DRIVE LAS VEGAS NV 89123 C 0.375 20330301 20030219
1781004688 12636 NORTH SUMAC DRIVE FOUNTAIN HILLS AZ 85268 C 0.375 20330201 20030108
1162001435 2012 MADAGASCAR LANE LAS VEGAS NV 89117 C 0.375 20330201 20030110
1781004099 EID21 NORTH CLUBGATE DR #2138 SCOTTSDALE AZ 85254 C 0.375 20321201 20021115
1781003111 3046 EAST GILA MONSTER DRIVE QUEEN CREEK AZ 85242 C 0.375 20321101 20021011
1162001770 1375 CUMULUS COURT HENDERSON NV 89014 C 0.375 20330301 20030224
1162001504 8360 SUGAR BOWL COURT LAS VEGAS NV 89128 C 0.375 20330201 20030124
3262005048 5220 WEST ADDISON STREET CHICAGO IL 60641 N 0.375 20330401 20030319
3252002557 3670 MORGANS RIDGE COURT BUFORD GA 30519 C 0.375 20320901 20020730
1781005759 525 EAST MOORE AVENUE GILBERT AZ 85234 C 0.375 20330501 20030411
3262004962 132 E. MORRISON AVENUE MOUNT PROSPECT IL 60056 C 0.375 20330401 20030314
3252002538 127 CATTAIL LANE LAKE LURE NC 28746 C 0.375 20321001 20020917
3274008219 38 HOBART STREET WEST BABYLON NY 11704 C 0.375 20330401 20030307
3262003461 3500 TAMARIND DRIVE NORTHBROOK IL 60062 C 0.375 20321201 20021115
3265003723 364 SHORE DRIVE ELLENTON FL 34222 C 0.375 20330101 20021226
1781006066 9610 EAST CHUCKWAGON LANE SCOTTSDALE AZ 85262 C 0.375 20330501 20030418
1781005500 5856 EAST BETTY ELYSE LANE SCOTTSDALE AZ 85254 C 0.375 20330401 20030313
1781005588 16341 JAMES COURT RIVERSIDE CA 92504 C 0.375 20330401 20030326
1781004828 2415 WEST WEATHERBY WAY CHANDLER AZ 85248 C 0.375 20330201 20030121
3274005141 22 LEATHER STOCKING LN WHITE PLAINS NY 10603 C 0.375 20321101 20021025
1781004312 4530 MELANIE DRIVE CAVE CREEK AZ 85331 C 0.375 20330101 20021219
3274007230 8 KENSINGTON AVE METHUEN MA 1844 N 0.375 20330201 20030115
3274006860 BULK SENTRE STREET DANVERS MA 1923 C 0.375 20330301 20030221
3252003845 5439 NORTH NAGLE AVENUE CHICAGO IL 60630 C 0.375 20330201 20030103
3261002277 123 EAST MAPLE ST ARLINGTON HEIGHTS IL 60005 C 0.375 20321201 20021111
1781003326 55 HILLSIDE COURT SEDONA AZ 86336 C 0.375 20321001 20020926
3275003065 18 HUTCHINS STREET SHREWSBURY MA 1545 C 0.375 20321201 20021127
3252003032 702 HANSELL STREET SOUTHEAST ATLANTA GA 30312 N 0.375 20320901 20020826
3262005311 4855 WEST ARGYLE STREET CHICAGO IL 60630 C 0.375 20330501 20030402
1781005447 18902 NORTH 96TH LANE PEORIA AZ 85382 C 0.375 20330401 20030311
1162000667 6293 NORTH PONDEROSA WAY PARKER CO 80134 C 0.375 20321101 20021009
3254001417 175 DANUBE TRAIL STOCKBRIDGE GA 30281 C 0.375 20320801 20020731
1781003592 295 SHORE DRIVE CAMANO ISLAND WA 98282 C 0.375 20321101 20021018
3254003998 227 KIRTLAND DRIVE NAPLES FL 34110 C 0.375 20330201 20030109
1781002785 10845 NE 47TH STREET KIRKLAND WA 98033 C 0.375 20320901 20020826
1781004831 13650 N EL PUEBLO BLVD FOUNTAIN HILLS AZ 85268 C 0.375 20330201 20030127
1781005550 7685 E VIA DEL SOL DRIVE SCOTTSDALE AZ 85255 C 0.375 20330501 20030404
3261003243 1924 NORTH ROCKWELL CHICAGO IL 60647 N 0.375 20330301 20030210
1781004368 38511 NORTH 7TH AVENUE PHOENIX AZ 85086 C 0.375 20330101 20021220
1161001566 538 164TH AVE SOMERSET WI 54025 C 0.375 20320801 20020725
1781005282 3457 B BAHIA BLANCA WEST LAGUNA WOODS CA 92653 C 0.375 20330301 20030224
1781006129 2576 WEST HIGHLAND COURT CHANDLER AZ 85224 C 0.375 20330501 20030421
3252004548 13420 HOLLY ROAD ROSWELL GA 30075 C 0.375 20330501 20030402
3254000916 490 MARIETTA ST UNIT 104 ATLANTA GA 30313 C 0.375 20320801 20020725
3261003536 2658 WEST MELROSE STREET CHICAGO IL 60618 C 0.375 20330401 20030324
3254005680 2204 SUNDERLAND AVENUE WELLINGTON FL 33414 C 0.375 20330401 20030331
3274006221 18407 OXFORDSHIRE TERRACE OLNEY MD 20832 C 0.375 20330101 20021202
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
3274006140 126 FRANKLIN TERRACE VINEYARD HAVEN MA 2568 C 0.375 20321201 20021127
1781003113 18000 NW ANASTASIA DRIVE PORTLAND OR 97229 C 0.375 20321001 20020913
1781002337 1135 NORTH MIRAMAR MESA AZ 85213 C 0.375 20320801 20020725
1781006020 1628 NORTH 11TH AVENUE PHOENIX AZ 85007 C 0.375 20330501 20030421
1781004728 44425 N 14 TH STREET NEW RIVER AZ 85087 C 0.375 20330401 20030305
3261001748 1959 MOUNTAIN VIEW AVENUE UNION CITY NJ 7083 C 0.375 20320901 20020830
1781005901 6182 WEST LINDA LANE CHANDLER AZ 85226 C 0.375 20330501 20030409
3261003051 3905 NORTH SAINT LOUIS AVENUE CHICAGO IL 60618 N 0.375 20330201 20030115
3274007201 1225 KINGSBURY DRIVE CHESAPEAKE VA 23322 C 0.375 20330301 20030214
3274007662 11 EAGLES NEST EDGARTOWN MA 2539 C 0.375 20330401 20030305
1781002653 3038 WEST FEATHER SOUND DRIVE ANTHEM AZ 85086 N 0.375 20320901 20020807
3274006896 1025 ASSEMBLY DRIVE VIRGINIA BEACH VA 23454 N 0.375 20330201 20030117
3252001834 91 SANDBAR LANE #13 FOLLY BEACH SC 29439 N 0.375 20320601 20020524
3255003753 2002 WINGATE ROAD CHAMBLEE GA 30341 N 0.375 20330301 20030207
1781005488 7180 WEST CAMINO DE ORO PEORIA AZ 85383 N 0.375 20330401 20030312
3274002655 5 RED OAK LANE NORWALK CT 6850 N 0.375 20320801 20020703
1781004998 38975 SOUTH SAND CREST DRIVE TUCSON AZ 85739 N 0.375 20330301 20030218
3254001600 120 ARBOR SHOALS DRIVE CANTON GA 30115 N 0.375 20320901 20020816
3274003477 184 EDGE HILL ROAD MILTON MA 2186 N 0.375 20321001 20021002
1781000578 715 SOUTH CACTUS WREN STREET GILBERT AZ 85296 N 0.375 20320401 20020313
3255003627 2742 PINECREST DRIVE SOUTHPORT NC 28461 N 0.375 20330201 20030128
1781004857 17509 SUNBURST STREET NORTHRIDGE CA 91325 N 0.375 20330201 20030129
3261003632 17 N. LOOMIS STREET UNIT 1H CHICAGO IL 60607 N 0.375 20330401 20030304
3274007684 7031 BRENTWOOD DRIVE MARRIOTTSVILLE MD 21104 N 0.375 20330401 20030307
1781004799 1091 NORTH 1170 EAST OREM UT 84097 N 0.375 20330301 20030210
1781002981 4003 NORTH RECKER ROAD MESA AZ 85215 N 0.375 20321001 20020909
3275002558 44 EAST 12TH STREET #8E NEW YORK NY 10003 N 0.375 20320601 20020531
3274004293 1878 MONROE STREET NW WASHINGTON DC 20010 N 0.375 20321001 20020925
3254005310 262 NORTH VAN DIEN AVE RIDGEWOOD NJ 7450 N 0.375 20330401 20030321
1781002824 1423 LOCHNER DRIVE SAN JOSE CA 95127 N 0.375 20321001 20020923
1162001812 1026 SOUTH ELIZABETH STREET DENVER CO 80209 N 0.375 20330401 20030303
3274008045 45-30 50TH STREET SUNNYSIDE NY 11377 N 0.375 20330401 20030307
1781002026 6874 E. BOBWHITE WAY SCOTTSDALE AZ 85262 N 0.375 20320701 20020624
1781005927 8565 EAST THOROUGHBRED TRAIL SCOTTSDALE AZ 85258 N 0.375 20330501 20030417
3274002750 2909 CRABAPPLE LANE ELLICOTT CITY MD 21042 N 0.375 20320801 20020730
1162001652 822 EAST ROSEFIELD LANE DRAPER UT 84020 N 0.375 20330301 20030221
1781005152 2648 EAST LINES LANE GILBERT AZ 85297 N 0.375 20330301 20030228
1781003924 5820 NORTH 46TH PLACE PHOENIX AZ 85018 N 0.375 20321101 20021104
1781003563 4333 SILVER SPRING WAY OCEANSIDE CA 92057 N 0.375 20321201 20021122
3262001500 2042 N. CLARK STREET UNIT 4S CHICAGO IL 60614 N 0.375 20321001 20020917
1785003109 800 LOCUST STREET DENVER CO 80220 N 0.375 20320801 20020717
1161002761 5109 FOREST GROVE LANE PLANO TX 75093 N 0.375 20321101 20021025
3254005410 47 NORTH PORT ROYAL DRIVE HILTON HEAD ISLAND SC 29928 N 0.375 20330501 20030410
3274004623 88-43 162ND STREET JAMAICA NY 11432 N 0.375 20321101 20021029
3262002325 2708 NORTH FRANCISCO AVENUE CHICAGO IL 60647 N 0.375 20320901 20020816
3262005418 1814 RIVER TERRACE DRIVE JOHNSBURG IL 60050 N 0.375 20330501 20030421
1785003785 6603 EAST NORTH LANE PARADISE VALLEY AZ 85253 N 0.375 20330301 20030203
3275003082 3 BERKELEY RD WELLESLEY MA 2482 N 0.375 20321201 20021206
1162001591 5606 SAN PALAZZO CT. LAS VEGAS NV 89141 N 0.375 20330401 20030327
1781004814 2921 MORENO AVENUE PLEASANTON CA 94588 N 0.375 20330401 20030321
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
3274006661 7 MADISON AVENUE PORTCHESTER NY 10573 N 0.375 20330101 20021220
3274008285 117 SPICE LANE OSTERVILLE MA 2655 N 0.375 20330401 20030311
1781004259 5571 MAPLEWOOD AVENUE LA PALMA CA 90623 N 0.375 20330301 20030205
3274009348 6840 ROLLING CREEK WAY ALEXANDRIA VA 22315 N 0.375 20330501 20030430
3252000726 705 BINNACLE DRIVE NAPLES FL 34103 N 0.375 20320401 20020307
1781002569 430 SW 335TH STREET FEDERAL WAY WA 98023 N 0.375 20320901 20020802
3262002537 5 SMITHWOOD DRIVE MORTON GROVE IL 60053 N 0.375 20320901 20020816
3262002536 758 NORTH LARRABEE STREET #521 CHICAGO IL 60610 N 0.375 20321001 20020916
1781004949 6216 CHATHAM DRIVE SOUTH SEATTLE WA 98118 N 0.375 20330301 20030224
3254004088 224 SANDY RUN GREER SC 29651 N 0.375 20330201 20030128
3252003159 8262 LAKE SERENE DRIVE ORLANDO FL 32836 N 0.375 20321001 20020916
3274003319 13200 RIDGE DR ROCKVILLE MD 20850 N 0.375 20320901 20020812
1162001866 6016 SOUTH LEWISTON COURT CENTENNIAL CO 80016 N 0.375 20330301 20030303
3275003333 37 NELSON ROAD SCARSDALE NY 10583 N 0.375 20330501 20030411
1162000008 11806 SOUTH REEVES LANE RIVERTON UT 84065 N 0.375 20330101 20021226
3274008730 28016 BEECHGATE DR RANCHO PALOS VERDES CA 90275 N 0.375 20330501 20030415
3274007063 901 PLATTNER COURT ANNAPOLIS MD 21401 N 0.375 20330201 20030122
3262003271 38W059 MALLARD LAKE ROAD ST. CHARLES IL 60175 N 0.375 20321101 20021024
3252004533 7760 ST.MARLO COUNTRY CLUB PKY DULUTH GA 30097 N 0.375 20330401 20030327
3274007209 5849 GOVERNORS HILL DRIVE ALEXANDRIA VA 22310 N 0.375 20330401 20030314
3252001734 131 ASHLEY AVENUE CHARLESTON SC 29401 N 0.375 20320701 20020605
1782001171 7088 INDIAN PEAKS TRAIL BOULDER CO 80301 N 0.375 20320701 20020614
3262000687 1415 JULI LYN LANE NORTHBROOK IL 60062 N 0.375 20320501 20020408
3274006618 5104 RIVER HILL ROAD BETHESDA MD 20816 N 0.375 20330201 20030103
3274008490 10 GRANDVIEW AVENUE ARDSLEY NY 10502 N 0.375 20330401 20030318
3274005124 5 CIRCA DE MONTANAS HENEDERSON NV 89011 N 0.375 20321101 20021031
1781003358 31742 SCENIC DRIVE LAGUNA BEACH CA 92651 N 0.375 20321001 20020920
1781005448 35608 NORTH MAMIE MAUDE DRIVE CAREFREE AZ 85331 N 0.375 20330401 20030325
1781003043 13618 S 34TH STREET PHOENIX AZ 85044 N 0.375 20321001 20020906
3274004789 439 KINGS HIGHWAY LEWES DE 19958 N 0.375 20321101 20021011
1781004481 4912 EAST ARROYO VERDE DRIVE PARADISE VALLEY AZ 85253 N 0.375 20330101 20021226
3261001273 206 MOUNTAIN VIEW TERRACE BRANCHBURG NJ 8876 N 0.375 20320801 20020703
3262002099 7610 MASON HILL ROAD BULL VALLEY IL 60050 N 0.375 20320901 20020802
1781005381 4252 MERLOT COURT SAN JOSE CA 95135 N 0.375 20330401 20030326
1781003878 1020 WEST SOFT WIND PLACE ORO VALLEY AZ 85737 N 0.375 20321101 20021026
3261001123 526 8TH STREET WILMETTE IL 60091 N 0.375 20320701 20020624
3274001498 2813 28TH ST NW WASHINGTON DC 20008 N 0.375 20320501 20020429
3274007767 49 SPRING HILL LANE NORTH STAMFORD CT 6903 N 0.375 20330401 20030324
1781005320 11809 E. DESERT TRAIL ROAD SCOTTSDALE AZ 85259 N 0.375 20330401 20030307
3254004610 3325 LAKEVIEW OAKS DRIVE LONGWOOD FL 32779 N 0.375 20330301 20030221
1785003888 6320 E NAUMANN DRIVE PARADISE VALLEY AZ 85253 N 0.375 20330401 20030314
1781004956 4616 NORTH ROYAL PALM CIRCLE PHOENIX AZ 85018 N 0.375 20330301 20030210
3274006881 6 UNCLE LEOS LANE WATER MILL NY 11976 N 0.375 20330301 20030213
1781004740 10040 EAST HAPPY VALLEY RD #71 SCOTTSDALE AZ 85255 N 0.375 20330201 20030127
1161002977 3505 TURTLE CREEK BLVD., #1H DALLAS TX 75219 N 0.375 20321201 20021118
1781004388 4010 EAST LELAND STREET MESA AZ 85215 N 0.375 20330101 20021226
3252003582 13013 WATER POINT BOULEVARD WINDERMERE FL 34786 N 0.375 20330101 20021209
1781003465 7238 EAST RISING STAR CAREFREE AZ 85377 N 0.375 20321101 20021021
1781002440 15498 PIMLICO CORTE RANCHO SANTA FE CA 92067 N 0.375 20320901 20020812
3254004724 560 NE 14TH STREET BOCA RATON FL 33432 N 0.375 20330301 20030226
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
3254003886 2 SPRINGFIELD PLACE SAVANNAH GA 31411 N 0.375 20330201 20030117
3261003690 16 WINDING RIDGE WAY WARREN NJ 7059 N 0.375 20330501 20030425
3262004148 226 PROVENCAL ROAD GROSSE POINT FARMS MI 48236 N 0.375 20330201 20030124
1781005915 5508 NORTH QUAIL RUN ROAD PARADISE VALLEY AZ 85253 N 0.375 20330501 20030414
1781005942 8614 WEST MOHAWK LANE PEORIA AZ 85383 C 0.375 20330501 20030421
3254006143 4916 & 4918 SHERMAN OAKS DRIVE NASHVILLE TN 37211 N 0.375 20330501 20030429
3274009561 1900 PANAMA STREET PHILADELPHIA PA 19103 N 0.375 20330501 20030425
1781006044 3208 E WAVERLY ST. TUCSON AZ 85716 C 0.375 20330501 20030430
1781006155 5855 WEST COCHISE DRIVE GLENDALE AZ 85302 C 0.375 20330501 20030430
3254006071 311 B SOUTH OCEAN BLVD SURFSIDE BEACH SC 29575 N 0.375 20330501 20030430
3254006084 3285 SW 2 COURT DEERFIELD BEACH FL 33442 C 0.375 20330601 20030502
1781005256 1820 PALMCROFT WAY NW PHOENIX AZ 85007 N 0.375 20330501 20030418
20858866 74 KENILWORTH RD MOUNTAIN LAKES NJ 7046 N 0.375 20330201 20030103
22566657 773 Newbury Street LIVERMORE CA 94550 N 0.375 20330401 20030328
7073935491 1 PACKSADDLE RD E ROLLING HILLS CA 90274 N 0.375 20260701 20010627
7074599882 14 MACKAYS POINT COLUMBIA SC 29206 N 0.375 20260801 20010803
7076073167 4806 OAK VISTA DR CARMICHAEL CA 95608 C 0.375 20261001 20010921
7073946829 11600 SW COURTLY MANOR DR ARCADIA FL 34266 N 0.625 20310201 20010209
21748355 12157 Nw 47th Manor Pompano Beach FL 33076 C 0.375 20321001 20020918
21846480 12530 Nw 56th Street Coral Springs FL 33076 C 0.375 20321101 20021023
21843263 17710 Nw 73 Rd Ave #208 Miami FL 33015 C 0.375 20321101 20021021
21847744 1174 Nw 13 Street #244- Boca Raton FL 33486 C 0.375 20321101 20021025
21183298 10635 Sw 44 Court Davie FL 33328 C 0.375 20321201 20021125
21844154 6453 Nw 105th Terrace Parkland FL 33076 N 0.375 20321201 20021115
21860077 6121 Nw 31st Terrace Fort Lauderdale FL 33309 C 0.375 20321201 20021127
21859558 10302 Papillon Trace Alpharetta GA 30022 N 0.375 20330101 20021205
21210562 1718 Wyntercreek Lane Hoschton GA 30548 C 0.375 20330401 20030328
21213145 3516 River Haven Court Gainesville GA 30506 N 0.375 20330401 20030317
21214135 805 Old Post Road Madison GA 30650 C 0.375 20330401 20030321
21966205 6279 Nw 43rd Terrace Boca Raton FL 33496 N 0.375 20330401 20030331
21972617 120 Oakview Trace Fayetteville GA 30215 C 0.375 20330401 20030327
21974316 9525 Stoney Ridge Lane Alpharetta GA 30022 N 0.375 20330401 20030328
21978713 2717 Legislative Lane Buford GA 30519 C 0.375 20330401 20030328
21979067 8673 Laurel Drive Pinellas Park FL 33782 C 0.375 20330401 20030331
21980990 4345 Mulberry Ridge Lan Hoschton GA 30548 C 0.375 20330401 20030401
21983382 684 Foxcliffe Court SE Smyrna GA 30082 C 0.375 20330401 20030331
21991104 1401 Catalapa Lane Acworth GA 30101 C 0.375 20330401 20030321
21991393 10002 Nw 58th Court Parkland FL 33076 C 0.375 20330401 20030324
21992151 662 Portabello Lane Marietta GA 30068 C 0.375 20330401 20030324
21992425 17921 Holly Brook Driv Tampa FL 33647 C 0.375 20330401 20030328
21996160 25 McIntosh Estates Ln Sharpsburg GA 30277 C 0.375 20330401 20030319
21998174 5105 Stagecoach Dr Coconut Creek FL 33073 C 0.375 20330401 20030331
21999875 800 Fulton Terrace SE Atlanta GA 30316 C 0.375 20330401 20030328
22000244 801 Defoors Mill Circle Atlanta GA 30318 C 0.375 20330401 20030324
22001747 1721 Hiddenwood Court Apopka FL 32712 C 0.375 20330401 20030325
22015739 101 Allegheny Avenue Dallas GA 30157 C 0.375 20330501 20030404
21976659 1401 Gates Circle Atlanta GA 30316 C 0.375 20330401 20030328
21903414 1321 Idlewood Court McDonough GA 30252 C 0.375 20330401 20030404
1501100455 1221 N. Dearborn #1404 Chicago IL 60610 C 0.375 20321001 20020927
105187801 603 CLASSEN DRIVE DALLAS TX 75218 C 0.375 20321201 20021105
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
1304000363 209 Sunderland Way Stockbridge GA 30281 C 0.375 20321001 20020916
1701100266 21209 Dumetz Road Los Angeles (Woodlan CA 91364 C 0.375 20330101 20021213
105060404 490 BOUNTY ROAD AURORA OH 44202 C 0.375 20321201 20021115
1701100052 16491 Somerset Lane Huntington Beach CA 92649 N 0.375 20321201 20021114
106305501 1305 FOREST RIDGE COURT BIRMINGHAM AL 35226 C 0.375 20330301 20030219
106786700 305 CLUB COLONY CIRCLE BLYTHEWOOD SC 29016 N 0.375 20330401 20030311
307325803 9375 ZACHARIAH COVE MEMPHIS TN 38133 N 0.375 20330501 20030423
1101001195 193 22nd Street Irvington NJ 7111 N 0.375 20330501 20030429
1101001365 178 B Lexington Avenue Jersey City NJ 7304 C 0.375 20330501
1101001394 402 Sanford Street New Brunswick NJ 8901 C 0.375 20330501 20030424
1303000728 1504,1504 1/2,1506 W. Comanch Tampa FL 33603 N 0.375 20330501 20030423
1308000806 125 Riverlook Mill Fayetteville GA 30215 C 0.375 20330601 20030507
1309001660 240 Mansell Circle Roswell GA 30075 C 0.375 20330501 20030418
1310001950 320 Martin Luther King Drive S Atlanta GA 30312 C 0.375 20330501 20030421
1310001989 105 Whirlaway Place Woodstock GA 30189 C 0.375 20330501 20030423
1312000774 845 Spring Street Atlanta GA 30308 C 0.375 20330501 20030428
1501103602 2422 Garretson Avenue Corona CA 92882 N 0.375 20330601 20030501
1701101252 5168 Catoctin Drive San Diego CA 92115 C 0.375 20330501 20030424
1701101267 2139 Hellings Avenue Richmond CA 94801 C 0.375 20330501 20030429
1701101297 112 Demmer Drive Placentia CA 92870 N 0.375 20330501 20030425
105302806 304 EBENEZER CHURCH ROAD FAYETTEVILLE GA 30215 N 0.375 20330101 20021218
105741904 110 USELMA AVENUE JEFFERSON OH 44047 N 0.375 20330201 20030124
106543804 6285 SOMERSET DRIVE NORTH OLMSTEAD OH 44070 C 0.375 20330301 20030228
1302000593 1840 Tanglewood Drive Northeas Saint Petersburg FL 33702 N 0.375 20330401 20030321
1302000747 7113, 7117, 7121 Magnolia Val New Port Richey FL 34653 N 0.375 20330501 20030414
1302000776 1791 Wood Trail Street Tarpon Springs FL 34689 C 0.375 20330501 20030415
1303000608 3824 Bell Mountain Drive Castle Rock CO 80104 N 0.375 20330401 20030317
1303000633 4950 Trinidad Drive Land O Lakes FL 34639 C 0.375 20330401 20030318
1303000709 8426 West Gulf Boulevard Treasure Island FL 33706 N 0.375 20330501 20030415
1304002266 110 Weedon Court Alpharetta GA 30022 C 0.375 20330401 20030325
1309001173 1701 Strand Tybee Island GA 31328 C 0.375 20330501 20030408
1501102821 1212 Millbrook Road Corona CA 92882 C 0.375 20330301 20030303
9044025 343 W 6TH AVENUE CONSHOHOCKEN PA 19428 N 0.375 20330501 20030422
9105834 1613 PURPLE SAGE DRIVE RESTON VA 20191 N 0.375 20330701 20030616
9036740 19212 EAST APPLEBEE ROAD QUEEN CREEK AZ 85242 C 0.375 20330701 20030617
9038357 712 TUTEN TRAIL ORLANDO FL 32828 N 0.375 20330601 20030530
9043555 5095 BRIGHT GALAXY LANE GREENACRES FL 33463 C 0.375 20330601 20030521
9043571 5438 WELLCRAFT DR GREENACRES FL 33463 C 0.375 20330601 20030523
9043605 5471 QUEENSHIP COURT GREENACRES FL 33463 C 0.375 20330601 20030516
9044199 334 S BERMUDA DR GILBERT AZ 85296 C 0.375 20330701 20030611
9046301 2201 CARTWRIGHT PLACE RESTON VA 20191 C 0.375 20330601 20030523
9096959 1865 WINDETTE DRIVE MONTGOMERY IL 60538 C 0.375 20330601 20030528
9045337 4076 E BROKEN ROCK LOOP FLAGSTAFF AZ 86004 C 0.375 20330701 20030610
6975361 1428 EAST CARSON ROAD PHOENIX AZ 85040 C 0.375 20330701 20030620
9042920 11919 SOLON SPRINGS DR. TOMBALL TX 77375 C 0.375 20330701 20030612
9043639 4658 N 19TH AVENUE PHOENIX AZ 85015 C 0.375 20330701 20030606
9116278 15120 KALMIA DRIVE LAUREL MD 20707 C 0.375 20330601 20030516
9097221 34298 N. BURBERRY COURT ROUND LAKE IL 60073 C 0.375 20330601 20030530
9046285 6520 SHERMAN ST HOLLYWOOD FL 33024 C 0.375 20330601 20030527
9097429 1430 CLEVELAND ST CLEARWATER FL 33755 C 0.375 20330601 20030527
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
9042276 4174 WABASH AVE SAN DIEGO CA 92104 N 0.375 20330701 20030617
9038316 2470 SOUTH EAST TOLEDO AVE PORT SAINT LUCIE FL 34952 C 0.375 20330701 20030605
9038498 8209 S FERDINAND AVE BRIDGEVIEW IL 60455 C 0.375 20330701 20030611
9039744 7959 SAN LEANDRO PL. UNIT 104B ALEXANDRIA VA 22309 C 0.375 20330601 20030529
9043597 20 ROBINSON AVE DANBURY CT 6810 N 0.375 20330601 20030519
9044116 1410 OLDE FORGE LANE WOODSTOCK GA 30189 C 0.375 20330701 20030603
9044439 5036 HIDDEN CREEK CIRCLE SOLON OH 44139 N 0.375 20330701 20030609
9044512 39-41 EDWIN STREET QUINCY MA 2171 N 0.375 20330601 20030530
9044561 903 KIRKWALL DRIVE COPLEY OH 44321 C 0.375 20330201 20030129
9043563 4915 VICEROY ST CAPE CORAL FL 33904 N 0.375 20330601 20030516
9042029 26075 N. 83RD AVE PEORIA AZ 85382 C 0.375 20330701 20030611
9045659 1739 EAST ALICIA DRIVE PHOENIX AZ 85042 C 0.375 20330701 20030612
9043589 2910 RENSSELAR CT VIENNA VA 22181 N 0.375 20330601 20030519
6980205 28478 OLD SPANISH TRAIL SANTA CLARITA CA 91390 N 0.375 20330601 20030521
9043548 2104 RIDGE PLAZA DRIVE CASTLE ROCK CO 80108 N 0.375 20330601 20030523
9097098 18563 SW 41ST ST MIRAMAR FL 33029 N 0.375 20330701 20030604
6980668 218 WINDSONG DRIVE HENDERSON NV 89074 C 0.375 20330701 20030617
9037813 605 TROY BLVD WEST PALM BEACH FL 33409 C 0.375 20330601 20030527
9038746 6880 ATLANTA ST HOLLYWOOD FL 33024 C 0.375 20330601 20030505
6970784 14706 CORKWOOD DRIVE MOORPARK CA 93021 N 0.375 20330501 20030418
9116260 13 ABINGDON AVENUE MEDFORD NJ 8055 N 0.375 20330601 20030505
9116286 350 MCNEALY CIRCLE PERKASIE PA 18944 N 0.375 20330601 20030509
9130113 43875 GALAXY DRIVE LA QUINTA CA 92253 C 0.375 20330601 20030515
9130121 12200 MONTECITO RD #G101 SEAL BEACH CA 90740 C 0.375 20330601 20030507
9130139 12449 MOUNTAIN TRAIL STREET MOORPARK CA 93021 N 0.375 20330601 20030522
9130147 27060 S. RIDGE DRIVE MISSION VIEJO CA 92692 N 0.375 20330701 20030605
9096504 6618 BELLINGHAM AVENUE NORTH HOLLYWOOD CA 91606 C 0.375 20330701 20030623
9097890 6901 E ORANGE BLOSSOM DRIVE PARADISE VALLEY AZ 85253 C 0.375 20330701 20030626
9098146 1321 N. CALIFORNIA ST. BURBANK CA 91505 N 0.375 20330701 20030701
9040882 246 GREENBROOK DR DANVILLE CA 94526 N 0.375 20330701 20030624
9101502 2737 SOUTH ERIN WAY SAN BERNARDINO CA 92408 C 0.375 20330701 20030623
9042359 750 PRADO CIRCLE KEY WEST FL 33040 C 0.375 20330601 20030507
9040718 3423 E ANGELA DRIVE PHOENIX AZ 85032 C 0.375 20330701 20030624
9039876 1109 WALNUT FARM ROAD AMBLER PA 19002 N 0.375 20330601 20030530
9101189 244 HIGH MEADOW STREET SIMI VALLEY CA 93065 N 0.375 20330701 20030630
9099045 18001 COLLINS AVE, UNIT #2709 SUNNY ISLES BEACH FL 33160 N 0.375 20330701 20030624
9097635 401 BRISTOL WAY CORONA CA 92879 N 0.375 20330701 20030625
9044991 12130 SARA AVENUE CHINO CA 91710 N 0.375 20330701 20030701
9042938 901 LAKE TAHOE COURT SAN JOSE CA 95123 C 0.375 20330701 20030625
9033929 505 N. BEVERLY WAY TOLLESON AZ 85353 C 0.375 20330701 20030609
6973515 1735 PLAZA CREST RIDGE RD SAN DIEGO CA 92114 C 0.375 20330501 20030429
9104027 203 SOUTH IRONWOOD STREET GILBERT AZ 85296 C 0.375 20330701 20030702
6972277 310 E GLENWOOD AVE WILDWOOD NJ 8260 N 0.375 20330701 20030606
9044793 1661 NORTH BEVERLY GLEN BLVD LOS ANGELES CA 90077 N 0.375 20330701 20030624
9103201 4115 E COOLBROOK AVE PHOENIX AZ 85032 C 0.375 20330701 20030626
9104001 7544 EAST 4TH AVE UNIT 302 DENVER CO 80230 N 0.375 20330601 20030530
9046079 2844 KYLE CIRCLE LOVELAND CO 80537 N 0.375 20330701 20030613
9046376 5905 UNTERMEYER COURT FORT MYERS FL 33903 C 0.375 20330701 20030616
9098526 4644 EAST LA PUENTE AVENUE PHOENIX AZ 85044 C 0.375 20330701 20030620
9099656 18001 COLLINS AVE UNIT # 1915 SUNNY ISLES BEACH FL 33160 C 0.375 20330701 20030627
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
9041500 6052 CAHALAN AVENUE SAN JOSE CA 95123 N 0.375 20330701 20030627
6976070 6808 HARTWOOD LANE CENTREVILLE VA 20121 N 0.375 20330701 20030625
6980734 8709 E 95TH PLACE TULSA OK 74133 C 0.375 20330701 20030625
6981278 1748 DIXON ST REDONDO BEACH CA 90278 N 0.375 20330601 20030530
6938526 9405,9407,94071/2,9409 COMPTON LOS ANGELES CA 90002 N 0.375 20330401 20030326
6942254 1223 LOST POINT LANE OXNARD CA 93030 C 0.375 20330401 20030328
6968010 426 WEST 111TH STREET LOS ANGELES CA 90061 C 0.375 20330601 20030529
6968424 7245 LOMA VERDE AVENUE LOS ANGELES CA 91303 C 0.375 20330501 20030425
6976419 1223 ELKWOOD DR MILPITAS CA 95035 N 0.375 20330601 20030506
6977268 3934 N. COUNTRY DR. ANTELOPE CA 95843 C 0.375 20330601 20030507
6978308 936 HILLDALE AVE WEST HOLLYWOOD CA 90069 N 0.375 20330701 20030606
6978423 1618 LUCRETIA AVENUE LOS ANGELES CA 90026 C 0.375 20330701 20030604
6981237 19098 ICEHOUSE TERRACE LEESBURG VA 20176 N 0.375 20330601 20030530
6981302 10317 WALAVISTA RD LOS ANGELES CA 90064 N 0.375 20330601 20030512
6981559 3915 B STREET SAN DIEGO CA 92102 C 0.375 20330601 20030516
6981740 1600 NORMAN AVE SAN JOSE CA 95125 N 0.375 20330601 20030521
6981880 5193 WATSON STREET, N.W. WASHINGTON DC 20016 N 0.375 20330601 20030521
6982623 16870 SOUTH AVENUE A 1/2 SOMERTON AZ 85350 C 0.375 20330601 20030513
6982862 7209 SOUTH 27TH WAY PHOENIX AZ 85042 C 0.375 20330601 20030528
6983340 2945 VICTORIA DR KISSIMMEE FL 34746 C 0.375 20330701 20030606
6983480 349 PHILIP DRIVE #104 DALY CITY CA 94015 C 0.375 20330701 20030602
6983514 27 KENTUCKY DRIVE ASHEVILLE NC 28806 C 0.375 20330601 20030529
9033150 1345 ROSWELL ST SE SMYRNA GA 30080 C 0.375 20330601 20030523
9033499 19602 BRUCES PL SANTA CLARITA CA 91351 C 0.375 20330601 20030515
9034182 170 LEXINGTON LN COSTA MESA CA 92626 C 0.375 20330601 20030514
9034695 7617 SUTTERS MILL ST BAKERSFIELD CA 93313 C 0.375 20330601 20030519
9034737 55291 WINGED FOOT LA QUINTA CA 92253 C 0.375 20330601 20030522
9034778 16040 SHASTA STREET FOUNTAIN VALLEY CA 92708 N 0.375 20330601 20030520
9035601 897 NORTH ORANGE GROVE BLVD PASADENA CA 91103 C 0.375 20330601 20030521
9035643 5670 W CORONA AVE FRESNO CA 93722 C 0.375 20330601 20030523
9035874 2524 EAST TERRACE ST ANAHEIM CA 92806 N 0.375 20330601 20030523
9036203 14047 ROCKENBACH STREET BALDWIN PARK CA 91706 C 0.375 20330601 20030522
9036807 1151 PONDEROSA WAY WOODLAND PARK CO 80863 C 0.375 20330601 20030530
9037763 18990 BRASILIA DR LOS ANGELES CA 91326 N 0.375 20330601 20030523
9038241 8616 TENAYA CT STOCKTON CA 95212 C 0.375 20330601 20030527
9038365 10360 VENA AVENUE LOS ANGELES CA 91331 N 0.375 20330601 20030529
9038662 7220 E WHISTLING WIND WAY SCOTTSDALE AZ 85255 N 0.375 20330601 20030529
9038845 635 N DEARBORN U-1404 CHICAGO IL 60611 N 0.375 20330601 20030509
9038852 4043 S QUINTERO WAY AURORA CO 80013 C 0.375 20330601 20030515
9038969 1571 MAYFLOWER AVENUE ATLANTA GA 30311 C 0.375 20330601 20030530
9039751 3615 E LONG LAKE PHOENIX AZ 85048 C 0.375 20330701 20030602
9039991 35 BUCKSKIN ROAD BELL CANYON CA 91307 N 0.375 20330601 20030603
9040130 29288 BROKEN ARROW WAY MURRIETA CA 92563 C 0.375 20330601 20030522
9040155 9010 NESBIT FERRY ROAD #73 ALPHARETTA GA 30022 N 0.375 20330601 20030605
9040189 63 APPLEBY DRIVE LYONS CO 80540 C 0.375 20330501 20030429
9040213 5231 E HELENA SCOTTSDALE AZ 85254 N 0.375 20330701 20030603
9040676 817 MONTEVINO DR PLEASANTON CA 94566 N 0.375 20330601 20030530
9041138 41551 WHITTIER AVENUE HEMET CA 92544 C 0.375 20330601 20030516
9041179 5250 IRVINE AVE (NORTH HOLLYWOOD) LO CA 91601 N 0.375 20330701 20360611
9041260 21826 NORTH 34TH AVE PHOENIX AZ 85027 C 0.375 20330701 20030603
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
9041278 91 MCAFEE COURT THOUSAND OAKS CA 91360 C 0.375 20330601 20030528
9041575 10821 N. BUFFALO DR. FOUNTAIN HILLS AZ 85268 C 0.375 20330701 20030619
9041765 1675 OLD WRIGHTS MILL RD AUBURN AL 36830 C 0.375 20330701 20030605
9042227 2843 S BAYSHORE DR #4-A COCONUT GROVE FL 33133 N 0.375 20330701 20030606
9042268 3551 WEST ASHTON DRIVE ANTHEM AZ 85086 C 0.375 20330701 20030609
9042649 608 E 22ND ST VANCOUVER WA 98663 C 0.375 20330701 20030605
9043506 1270 SOUTH WARD COURT LAKEWOOD CO 80228 C 0.375 20330601 20030521
9043803 3430 W LOS GATOS DR PHOENIX AZ 85027 C 0.375 20330701 20030603
9043845 6086 CAMDEN FOREST COURT RIVERDALE GA 30296 C 0.375 20330701 20030605
9044397 351 JENNY DRIVE NEWBURY PARK CA 91320 C 0.375 20330701 20030530
9096256 322 W AVENUE J-9 LANCASTER CA 93534 C 0.375 20330701 20030624
9096710 8107 EAST DEL CUARTO DRIVE SCOTTSDALE AZ 85258 C 0.375 20330701 20030520
9098989 32453 DARLENE WAY UNION CITY CA 94587 N 0.375 20330701 20030630
6978407 1010 W MACARTHUR # 48 SANTA ANA CA 92707 C 0.375 20330601 20030515
9034877 1280 CONWAY AVE COSTA MESA CA 92626 N 0.375 20330601 20030519
9037961 7502 N 17TH AVE PHOENIX AZ 85021 C 0.375 20330601 20030523
9037870 6105 E COYOTE WASH DRIVE SCOTTSDALE AZ 85262 C 0.375 20330701 20030602
9041872 502 GREENWOOD STREET VALLEJO CA 94591 C 0.375 20330701 20030611
9037029 7428 VANALDEN AVE RESEDA CA 91335 C 0.375 20330601 20030522
9037433 96 BROCADERO PLACE PASADENA CA 91105 N 0.375 20330601 20030529
9041328 12973 DRONFIELD AVE LOS ANGELES CA 91342 C 0.375 20330701 20030603
9034711 13989 E FIELDINGS FERRY RD SURPRISE AZ 85374 C 0.375 20330701 20030611
9100587 475 BELL ROCK RD SEDONA AZ 86351 C 0.375 20330701 20030701
9035742 29316 RICHARDSON COURT HIGHLAND CA 92346 C 0.375 20330601 20030528
9033192 514 S 119TH AVE FLORENCE AZ 85232 N 0.375 20330601 20030530
9035924 1090 NW 159TH AVE PEMBROKE PINES FL 33028 C 0.375 20330601 20030522
9039041 6 MAITLAND ROAD LADERA RANCH CA 92694 C 0.375 20330701 20030620
6981922 12121 WOODSIDE FALLS ROAD PINEVILLE NC 28134 C 0.375 20330601 20030530
6980213 1465 FLOYD AVE #310 RICHMOND VA 23220 N 0.375 20330601 20030509
9044447 376 SEVEN MILE ROAD SCITUATE RI 2831 C 0.375 20330601 20030524
9098823 4423 SOUTH 48TH STREET TEMPE AZ 85282 C 0.375 20330701 20030630
6933196 6 GREYSTONE CIRCLE NEWTOWN SQUARE PA 19073 N 0.375 20330401 20030304
9040692 36633 NORTH STAR DUST LANE CAREFREE AZ 85377 C 0.375 20330701 20030623
9041989 1553 EAST IVANHOE ST GILBERT AZ 85296 C 0.375 20330701 20030609
9103250 11166 EAST MARK LANE SCOTTSDALE AZ 85262 C 0.375 20330701 20030703
9097502 1092 CUTTER LANE PARK CITY UT 84098 C 0.375 20330701 20030619
9043530 359 ROSE FINCH CIR HIGHLANDS RANCH CO 80129 C 0.375 20330601 20030521
9034117 6966 ROYER AVENUE LOS ANGELES CA 91307 C 0.375 20330601 20030611
9043498 1463 HARBOUR WALK RD TAMPA FL 33602 C 0.375 20330601 20030515
6973473 1135 DRAKE AVE BURLINGAME CA 94010 N 0.375 20330601 20030501
9116294 908 JACKSON AVENUE TAKOMA PARK MD 20912 N 0.375 20330401 20030326
9097122 9340 EAST GIRARD AVE #4 DENVER CO 80231 C 0.375 20330601 20030530
9101783 9632 INNSBRUCK DRIVE HUNTINGTON BEACH CA 92646 N 0.375 20330701 20030619
9044876 3225 MARINER CIRCLE ORANGE BEACH AL 36561 N 0.375 20330701 20030613
9045311 143 VILLAGE BLVD #22 INCLINE VILLAGE NV 89451 N 0.375 20330701 20030613
6980601 9461 HORNBUCKLE DRIVE SANTEE CA 92071 C 0.375 20330601 20030514
9040783 9204 S OLD OREGON INLET RD NAGS HEAD NC 27959 N 0.375 20330601 20030515
9096413 11538 S PEORIA ST CHICAGO IL 60643 C 0.375 20330601 20030514
9040494 1448 FLAGSHIP COURT SAN MARCOS CA 92078 N 0.375 20330601 20030523
9097478 1194 MORAY COURT PARK CITY UT 84060 N 0.375 20330701 20030623
CONFORMING MATURITY NOTE
LOAN_ID ADDRESS CITY STATE ZIP CODE FLAG SERVICING DATE DATE
------- ------- ---- ----- -------- --------- --------- --------- --------
9034141 766 DUCK HOLLOW VICTOR NY 14564 C 0.375 20330701 20030602
9040924 12725 DEWEY ST LOS ANGELES CA 90066 N 0.375 20330701 20030603
6972236 809 ST. CHARLES PLACE OCEAN CITY NJ 8226 N 0.375 20330501 20030426
6977383 3710 RIDGE ROAD SMYRNA GA 30080 C 0.375 20330701 20030528
6932511 174 NORWOOD CIRCLE BLOWING ROCK NC 28605 N 0.375 20330301 20030224
9034745 5301 E. OSBORN RD PHOENIX AZ 85018 N 0.375 20330601 20030523
6975197 3333 W KING DR. PHOENIX AZ 85086 C 0.375 20330601 20030529
9038340 3238 S EVERGREEN TEMPE AZ 85282 C 0.375 20330701 20030613
9040825 2507 STOKES CANYON RD CALABASAS AREA CA 91302 C 0.375 20330601 20030522
13949237 3691 TEXOMA DR LAKE HAVASU CITY AZ 86404 C 0.375 20330701 20030618
13954980 141 HIGHLAND DRIVE SW CALHOUN GA 30701 C 0.375 20330601 20030529
13959920 3105 GIFFORD LANE MIAMI FL 33133 C 0.375 20330701 20030603
13908428 646 BRAIDWOOD DR NW ACWORTH GA 30101 C 0.375 20330201 20030103
13937346 5940 CHRISTA CT COLORADO SPRINGS CO 80922 N 0.375 20330601 20030515
13940492 11148 COUNTRYVIEW DR RANCHO CUCAMONGA CA 91730 C 0.375 20330601 20030523
13953973 12640 169TH COURT NORTH JUPITER FL 33478 C 0.375 20330701 20030616
13953919 3652-3654 S LOCUST ST DENVER CO 80207 N 0.375 20330701 20030617
13966342 623 THOMAS ST UNIT D KEY WEST FL 33040 C 0.375 20330701 20030627
13923535 24963 ALDERBROOK DRIVE NEWHALL CA 91321 C 0.375 20330501 20030424
13942526 423 E EDGEWATER AVE NEWPORT BEACH CA 92661 N 0.375 20330701 20030611
13959917 206 WEST SUNSET DRIVE FRUITA CO 81521 C 0.375 20330601 20030602
13963486 6536 SOUTH ABERDEEN CHICAGO IL 60621 C 0.375 20330701 20030617
13957424 135 SURREY WAY FILLMORE CA 93015 C 0.375 20330701 20030617
13906983 125 MARILYN DRIVE E FAYETTEVILLE GA 30214 C 0.375 20330201 20030114
13906986 230 SADDLE RIDGE WAY FAYETTEVILLE GA 30215 C 0.375 20330201 20030117
13957028 7436 AMESTOY AVE VAN NUYS AREA CA 91406 C 0.375 20330701 20030630
13963485 501 RUTGERS LANE ELK GROVE VILLAGE IL 60007 N 0.375 20330701 20030620
13966145 1610 JOSEPHINE ST KEY WEST FL 33040 N 0.375 20330701 20030623
13925606 1845 WEST MOUNTAIN ST GLENDALE CA 91201 N 0.375 20330701 20030606
13941012 6318 STONEHAM LANE MC LEAN VA 22101 N 0.375 20330601 20030530
13950080 9226 N 33RD PLACE PHOENIX AZ 85028 C 0.375 20330701 20030618
13966153 1974 CHELMSFORD PLACE HOFFMAN ESTATES IL 60195 C 0.375 20330501 20030424
13959770 7631 RESEDA BOULEVARD #42 RESEDA CA 91335 C 0.375 20330701 20030624
13945175 15014 VISTA VIEW LANE LAKE ELSINORE CA 92530 C 0.375 20330701 20030619
13919441 406 E WASHINGTON AVE SANTA ANA CA 92701 C 0.375 20330501 20030430
13959813 2505 LANGDALE AVE LOS ANGELES CA 90041 C 0.375 20330701 20030620
13956665 18001 COLLINS AVE UNIT #2411 SUNNY ISLES BEACH FL 33160 C 0.375 20330701 20030625
13966340 1413 SUNSET DRIVE KEY WEST FL 33040 N 0.375 20330701 20030616
13957027 5833 NEWTON ST OVERLAND PARK KS 66202 N 0.375 20330701 20030624
13957039 49-51 SHARON STREET SAN FRANCISCO CA 94102 N 0.375 20330701 20030612
13953930 2587 HUTTON DR. LOS ANGELES CA 90210 N 0.375 20330701 20030612
13942992 2031 NICHOLS CANYON RD LOS ANGELES CA 90046 N 0.375 20330701 20030605
13946208 654 ALAMO DR SAN JOSE CA 95123 N 0.375 20330701 20030606
13945147 5916 WEST CORONADO RD PHOENIX AZ 85035 C 0.375 20330701 20030612
13928957 8406 HOLLYWOOD BLVD LOS ANGELES CA 90069 N 0.375 20330601 20030508
13948788 1537 REBECCA CREST REDLANDS CA 92373 N 0.375 20330701 20030603
13946201 1661 HOPE STREET KISSIMMEE FL 33848 N 0.375 20330701 20030613
13945156 6025 MOUNTAIN RANCH DR PARK CITY UT 84098 N 0.375 20330701 20030606
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
6980460 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 261950.00 262000.00 0 0
6983472 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 0.00 745000.00 0 0
6973192 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 612000.00 612000.00 0 0
6981443 6 6 0.000 20080401 5.000 1.000 5.000 Non-IO 0 0.00 850000.00 0 0
6975528 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 240000.00 240000.00 0 0
6973044 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 0.00 292000.00 MGIC 12 0
9039819 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 650000.00 650000.00 0 0
6981435 6 6 0.000 20080301 5.000 1.000 6.000 IO 120 0.00 740000.00 0 0
6976716 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 725000.00 725000.00 0 0
6964159 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 0.00 490000.00 0 0
6983241 6 6 0.000 20060601 3.000 1.000 5.000 Non-IO 0 284000.00 284000.00 0 0
6971246 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 0.00 401000.00 0 0
6977680 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 270000.00 295000.00 0 0
6982631 6 6 0.000 20060601 3.000 1.000 5.000 Non-IO 0 270000.00 270000.00 0 0
6969554 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 680000.00 680000.00 0 0
6980643 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 0.00 935000.00 0 0
6976765 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 0.00 390000.00 GE 25 0
6975296 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 340000.00 340000.00 REPUBLIC 25 0
6979181 6 6 0.000 20060501 3.000 1.000 5.000 Non-IO 0 320000.00 320000.00 0 0
6978266 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 320000.00 0 0
6982599 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 0.00 650000.00 0 0
6981294 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 0.00 186000.00 RADIAN 25 0
6973713 6 6 0.000 20080501 5.000 1.000 5.000 Non-IO 0 297700.00 298000.00 0 0
9035254 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 293053.00 294000.00 0 0
6967665 6 6 0.000 20080501 5.000 1.000 5.000 Non-IO 0 291746.00 292000.00 0 0
6946735 6 6 0.000 20060401 3.000 1.000 5.000 IO 120 0.00 750000.00 0 0
6978837 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 352000.00 355000.00 0 0
6976807 6 6 0.000 20060601 3.000 1.000 5.000 Non-IO 0 236000.00 236000.00 0 0
6978910 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 555000.00 555000.00 0 0
6965990 6 6 0.000 20080401 5.000 1.000 5.000 IO 120 0.00 650000.00 0 0
6981542 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 0.00 3000000.00 0 0
6969190 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 0.00 430000.00 0 0
6967624 6 6 0.000 20080501 5.000 1.000 5.000 Non-IO 0 905000.00 905000.00 0 0
9040858 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 650000.00 690000.00 0 0
6977292 6 6 0.000 20060601 3.000 1.000 5.000 Non-IO 0 189000.00 190000.00 0 0
6974398 6 6 0.000 20060601 3.000 1.000 5.000 Non-IO 0 236500.00 236500.00 0 0
6940506 6 6 0.000 20060401 3.000 1.000 5.000 IO 120 237500.00 237500.00 0 0
6981419 6 6 0.000 20060601 3.000 1.000 5.000 IO 120 515000.00 515000.00 0 0
6973978 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 420000.00 420000.00 0 0
9037102 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 449950.00 450000.00 0 0
6966592 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 154000.00 154900.00 0 0
6981393 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 430000.00 430000.00 0 0
6972590 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 385000.00 385000.00 0 0
6978225 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 410000.00 410000.00 0 0
6982219 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 399900.00 400000.00 0 0
6945182 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 369000.00 370000.00 0 0
6979272 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 403388.00 403500.00 0 0
6975189 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 235000.00 239000.00 0 0
9039827 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 283000.00 283000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
6967293 6 6 0.000 20080501 5.000 1.000 5.000 Non-IO 0 307000.00 307000.00 0 0
6978316 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 559000.00 559000.00 0 0
6974091 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 238000.00 240000.00 MGIC 25 0
6972186 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 460000.00 460000.00 0 0
6973465 6 6 0.000 20050501 3.000 1.000 5.000 Non-IO 0 557000.00 540000.00 0 0
6946727 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 335000.00 335000.00 REPUBLIC 30 0
6976294 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 305500.00 308000.00 0 0
6974026 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 225000.00 225000.00 0 0
6976336 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 0.00 775000.00 0 0
6980031 6 6 0.000 20060501 3.000 1.000 5.000 Non-IO 0 170000.00 175000.00 0 0
6935977 6 6 0.000 20060501 3.000 1.000 5.000 IO 120 899000.00 899000.00 0 0
6971782 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 499000.00 500000.00 0 0
9039801 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 0.00 550000.00 0 0
6983332 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 0.00 475000.00 0 0
6980098 6 6 0.000 20060501 3.000 1.000 5.000 Non-IO 0 410000.00 410000.00 0 0
6976948 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 230000.00 230000.00 0 0
9033564 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 645000.00 650000.00 0 0
6980353 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 0.00 150000.00 0 0
6976328 6 6 0.000 20031201 1.000 1.000 6.000 Non-IO 0 715000.00 740000.00 0 0
6977524 6 6 0.000 20100601 6.000 2.000 5.000 IO 120 0.00 188500.00 0 0
6975957 6 6 0.000 20100601 5.000 1.000 5.000 IO 120 160000.00 160000.00 0 0
9037706 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 157890.00 158000.00 REPUBLIC 35 0
6976617 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 177010.00 178000.00 0 0
9036146 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 251000.00 252000.00 0 0
6978670 6 6 0.000 20080601 6.000 6.000 6.000 IO 120 0.00 720000.00 0 0
9036252 6 6 0.000 20060601 3.000 1.000 5.000 IO 120 0.00 1050000.00 0 0
6975080 6 6 0.000 20080601 6.000 1.000 5.000 Non-IO 0 428000.00 428000.00 0 0
6982706 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 0.00 83000.00 RADIAN 30 0
6981369 6 6 0.000 20060601 3.000 1.000 5.000 Non-IO 0 135000.00 136000.00 0 0
6979470 6 6 0.000 20080601 6.000 2.000 5.000 IO 120 0.00 210000.00 REPUBLIC 25 0
6972475 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 224000.00 225000.00 0 0
6970354 6 6 0.000 20080501 5.000 1.000 5.000 Non-IO 0 715000.00 770000.00 0 0
6978142 6 6 0.000 20080501 5.000 1.000 5.000 Non-IO 0 0.00 430000.00 0 0
6971154 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 0.00 375000.00 0 0
9038860 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 0.00 235000.00 0 0
9036633 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 385000.00 385000.00 0 0
9034836 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 150000.00 153000.00 0 0
9036229 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 0.00 330000.00 0 0
6980254 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 0.00 257000.00 0 0
6980379 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 0.00 471500.00 0 0
6971238 1 1 0.000 20030901 1.000 1.000 6.000 Non-IO 0 338500.00 348500.00 0 0
9036609 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 0.00 170000.00 0 0
6980262 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 131650.00 133000.00 REPUBLIC 25 0
9036617 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 204600.00 214000.00 0 0
9035528 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 290000.00 290000.00 REPUBLIC 25 0
6980304 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 0.00 310000.00 MGIC 25 0
6974851 6 6 0.000 20080501 3.000 1.000 5.000 Non-IO 0 0.00 300000.00 0 0
6980692 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 97000.00 102500.00 PM 25 0
6978795 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 0.00 240000.00 0 0
6981641 6 6 0.000 20050501 3.000 1.000 5.000 Non-IO 0 119000.00 119000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
6982433 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 380000.00 380000.00 0 0
9038787 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 152009.00 153000.00 0 0
6965602 6 6 0.000 20060501 3.000 1.000 5.000 Non-IO 0 149900.00 155500.00 0 0
6965610 6 6 0.000 20060501 3.000 1.000 5.000 Non-IO 0 149900.00 152500.00 0 0
6965628 6 6 0.000 20060501 3.000 1.000 5.000 Non-IO 0 149900.00 152500.00 0 0
6965636 6 6 0.000 20060501 3.000 1.000 5.000 Non-IO 0 149900.00 152500.00 0 0
6983597 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 250000.00 250000.00 0 0
6970479 6 6 0.000 20060501 3.000 1.000 5.000 Non-IO 0 152000.00 158000.00 0 0
6978787 6 6 0.000 20080601 5.000 1.000 5.000 Non-IO 0 0.00 160000.00 RADIAN 25 0
6943450 6 6 0.000 20060401 3.000 1.000 5.000 Non-IO 0 71000.00 71000.00 RADIAN 25 0
9038738 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 220000.00 225000.00 REPUBLIC 25 0
6978233 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 104000.00 105000.00 REPUBLIC 25 0
6978258 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 104000.00 105000.00 REPUBLIC 25 0
9038712 6 6 0.000 20060501 3.000 1.000 5.000 IO 120 267300.00 284000.00 0 0
9038761 6 6 0.000 20080501 5.000 1.000 5.000 Non-IO 0 239700.00 240000.00 0 0
6970628 6 6 0.000 20080401 5.000 1.000 5.000 IO 120 134900.00 135000.00 RADIAN 25 0
9036989 6 6 0.000 20060501 3.000 1.000 5.000 Non-IO 0 250000.00 255000.00 0 0
6970453 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 194855.00 194855.00 0 0
6982060 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 527000.00 0 0
9038720 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 402540.00 405000.00 REPUBLIC 25 0
6981963 6 6 0.000 20080501 5.000 1.000 5.000 Non-IO 0 92000.00 92000.00 RADIAN 25 0
9035361 6 6 0.000 20080601 6.000 2.000 6.000 IO 120 0.00 375000.00 0 0
6979520 6 6 0.000 20050601 3.000 1.000 5.000 Non-IO 0 46943.00 54000.00 RADIAN 25 0
9038779 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 172000.00 175000.00 REPUBLIC 30 0
9033143 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 122000.00 122000.00 0 0
9034083 6 6 0.000 20130601 6.000 1.000 6.000 IO 120 0.00 450000.00 MGIC 25 0
9039645 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 0.00 167000.00 0 0
6980890 6 6 0.000 20100601 5.000 1.000 5.000 IO 120 0.00 754000.00 0 0
6978563 6 6 0.000 20080501 6.000 2.000 5.000 IO 120 222000.00 222000.00 0 0
9036153 6 6 0.000 20080601 6.000 2.000 6.000 IO 120 435000.00 445000.00 0 0
9079922 12 12 0.000 20080501 2.000 2.000 5.000 Non-IO 0 0.00 170000.00 0 0
9038753 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 219500.00 220000.00 REPUBLIC 25 0
6983316 6 6 0.000 20080601 6.000 2.000 6.000 IO 120 0.00 232000.00 0 0
6982052 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 268768.00 275000.00 0 0
9036849 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 0.00 131000.00 0 0
6975486 6 6 0.000 20080401 6.000 2.000 5.000 IO 120 167000.00 166500.00 0 0
6972228 6 6 0.000 20080501 6.000 2.000 6.000 IO 120 164000.00 171000.00 MGIC 25 0
6975478 6 6 0.000 20130401 6.000 2.000 6.000 IO 120 319000.00 340000.00 0 0
9034075 6 6 0.000 20031201 1.000 1.000 6.000 IO 120 0.00 297000.00 0 0
6980346 6 6 0.000 20080601 5.000 1.000 5.000 IO 120 0.00 418000.00 0 0
9079930 6 6 0.000 20031201 1.000 1.000 6.000 IO 120 135000.00 135000.00 TRIAD 25 0
6945562 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 830000.00 0 0
6968333 6 6 0.000 20080501 5.000 1.000 5.000 IO 120 330000.00 335000.00 0 0
9038704 6 6 0.000 20080501 5.000 1.000 5.000 Non-IO 0 474599.00 475000.00 0 0
6964589 1 1 0.000 20030901 6.000 1.000 6.000 IO 120 0.00 1180000.00 0 0
6964506 1 1 0.000 20030901 1.000 1.000 6.000 IO 120 736400.00 740000.00 0 0
6971584 12 12 0.000 20080501 5.000 2.000 5.000 Non-IO 0 400000.00 410000.00 MGIC 25 0
81739245 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 830000.00 0 0
108333543 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 588000.00 0 0
108259292 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 451450.00 455000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
108223868 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 450000.00 0 0
108445156 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 717000.00 717000.00 0 0
108465915 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 450599.00 453000.00 RADIAN 25 0
108286378 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 490000.00 0 0
108380882 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 935000.00 935000.00 0 0
81960726 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 479000.00 503500.00 0 0
81684847 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 630000.00 0 0
81727042 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 505000.00 505000.00 0 0
81739237 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 540000.00 0 0
108245523 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 500000.00 0 0
108276783 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 590000.00 607000.00 0 0
108242637 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 598000.00 0 0
81729675 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 690000.00 0 0
108262247 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 595000.00 0 0
81719668 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 495000.00 0 0
108136706 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 415000.00 0 0
108406588 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 553000.00 553000.00 0 0
108195207 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 565000.00 0 0
108258500 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 1485000.00 0 0
81774655 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 550000.00 575000.00 0 0
81654063 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 540000.00 0 0
108417015 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 790000.00 862000.00 0 0
108230921 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 620000.00 0 0
108309550 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 1900000.00 0 0
81790644 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 520000.00 520000.00 0 0
108303447 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 645000.00 645000.00 0 0
108329418 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 600000.00 0 0
108447798 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 719000.00 719000.00 0 0
108160037 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 950000.00 0 0
108381773 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 450000.00 450000.00 0 0
80986672 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 453568.00 454000.00 0 0
81812000 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 765000.00 765000.00 0 0
108338344 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 670000.00 0 0
108205204 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 730000.00 0 0
108273962 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 412000.00 0 0
108320979 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 1400000.00 0 0
108390857 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 445000.00 445000.00 0 0
81651325 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 430000.00 0 0
108326877 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 578888.00 580000.00 0 0
108477704 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 555000.00 0 0
81683435 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 409900.00 412000.00 0 0
81855819 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 750000.00 750000.00 0 0
81791063 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 695000.00 695000.00 0 0
81950776 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 615000.00 615000.00 0 0
81438673 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 1000000.00 0 0
108318809 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 450000.00 0 0
108251059 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 559000.00 559000.00 0 0
108243452 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 665000.00 665000.00 0 0
108397464 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 1350000.00 1350000.00 0 0
108400367 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 815000.00 830000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
108263716 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 681000.00 681000.00 0 0
108277062 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 935000.00 935000.00 0 0
108283573 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 504000.00 504000.00 0 0
81899932 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 675000.00 675000.00 0 0
81743502 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 520000.00 0 0
108372988 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 520000.00 520000.00 RADIAN 30 0
108184227 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 690000.00 0 0
108402678 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 755000.00 765000.00 0 0
108383779 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 700000.00 0 0
81871378 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 600000.00 600000.00 0 0
108485467 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 649000.00 649000.00 0 0
108361627 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 725000.00 0 0
81747271 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 500000.00 0 0
81794604 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 618000.00 0 0
81624124 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 410000.00 0 0
108376328 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 572000.00 572000.00 0 0
81836546 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 195000.00 195000.00 0 0
108367376 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 505000.00 540000.00 0 0
81808834 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 565000.00 0 0
81842320 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 725000.00 725000.00 0 0
108330937 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 1320000.00 1320000.00 0 0
81769457 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 650000.00 650000.00 0 0
81754855 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 520000.00 525000.00 0 0
108364746 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 410000.00 410000.00 0 0
108206954 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 605000.00 0 0
81847725 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 1150000.00 1150000.00 0 0
81698334 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 627500.00 627500.00 0 0
108255829 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 634000.00 0 0
108269879 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 790000.00 790000.00 0 0
108264532 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 540000.00 540000.00 0 0
108363102 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 613794.00 615000.00 0 0
108438490 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 661000.00 662000.00 0 0
108354192 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 539000.00 540000.00 0 0
108324492 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 589000.00 600000.00 0 0
108403312 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 415492.00 420000.00 0 0
81832313 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 470000.00 480000.00 0 0
108325937 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 405000.00 410000.00 0 0
81732869 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 442500.00 0 0
108404013 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 474000.00 474000.00 0 0
108273319 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 680000.00 680000.00 0 0
108294869 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 540000.00 0 0
108092602 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 511000.00 0 0
108402843 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 556000.00 0 0
108175183 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 768111.00 768000.00 0 0
108276601 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 687500.00 710000.00 0 0
108362708 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 440000.00 0 0
108320441 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 1400000.00 0 0
108376666 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 685000.00 690000.00 0 0
108235409 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 1100000.00 0 0
81854283 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 458000.00 458000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
108221029 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 960000.00 0 0
81755589 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 470000.00 470000.00 0 0
81670234 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 790000.00 0 0
108270687 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 438000.00 440000.00 0 0
81676066 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 485000.00 485000.00 0 0
108187584 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 1400000.00 0 0
81882185 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 700000.00 700000.00 0 0
108293671 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 489000.00 495000.00 MGIC 30 0
108397845 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 607000.00 607000.00 0 0
108372798 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 598000.00 598000.00 0 0
108325333 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 525000.00 0 0
81715161 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 840000.00 0 0
108261298 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 423000.00 423000.00 0 0
108350257 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 640000.00 0 0
108257353 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 850000.00 850000.00 0 0
108380932 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 433500.00 450000.00 0 0
108335415 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 449000.00 449000.00 0 0
108040312 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 575000.00 0 0
108414590 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 650500.00 650500.00 0 0
81757312 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 580000.00 585000.00 0 0
108201377 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 550000.00 0 0
81617383 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 755000.00 755000.00 0 0
108409657 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 569000.00 569000.00 0 0
81655516 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 800000.00 0 0
108391624 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 660000.00 660000.00 0 0
107970147 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 1270000.00 0 0
108227026 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 440000.00 441000.00 0 0
108325036 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 589500.00 590000.00 0 0
108262122 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 738000.00 0 0
108414368 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 560000.00 RADIAN 25 0
108215146 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 590000.00 725000.00 0 0
108214958 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 87650.00 87650.00 0 0
108315508 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 640000.00 0 0
108329319 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 405000.00 405000.00 0 0
108254491 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 439000.00 0 0
81759821 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 800000.00 0 0
81666083 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 300000.00 0 0
108216458 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 1300000.00 0 0
81831521 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 178000.00 0 0
81781304 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 55500.00 80000.00 0 0
81588840 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 640000.00 0 0
108371204 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 302200.00 315000.00 0 0
108217019 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 525000.00 530000.00 0 0
108277419 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 583500.00 584000.00 0 0
108159906 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 444000.00 446000.00 RADIAN 30 0
108318098 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 395000.00 0 0
108262031 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 1000000.00 0 0
108375049 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 510000.00 0 0
81643215 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 78000.00 81000.00 0 0
108365891 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 912000.00 965000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
108115403 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 476000.00 476000.00 0 0
108387671 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 0.00 1650000.00 0 0
108044900 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 675000.00 0 0
108372319 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 395990.00 400000.00 0 0
108193608 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 750000.00 0 0
81686487 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 1250000.00 0 0
81568966 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 485000.00 485000.00 0 0
108116310 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 630000.00 630000.00 0 0
108164013 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 458000.00 468000.00 RADIAN 30 0
81497661 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 0.00 750000.00 0 0
108248238 6 6 0.000 20080501 5.000 1.000 5.000 IO 60 520000.00 545000.00 0 0
81626830 6 6 0.000 20080601 5.000 1.000 5.000 IO 60 589900.00 590000.00 0 0
6298324 12 12 0.000 20040301 5.000 2.000 5.000 Non-IO 0 261485.00 261485.00 HG 25 0
6411193 12 12 0.000 20041201 5.000 2.000 5.000 Non-IO 0 117825.00 117825.00 TRIAD 25 0
20591681 12 12 0.000 20080101 5.000 2.000 5.000 Non-IO 0 198000.00 198000.00 UGIC 30 0
21125331 12 12 0.000 20080201 5.000 2.000 5.000 Non-IO 0 420000.00 417000.00 0 0
21086665 12 12 0.000 20080201 5.000 2.000 5.000 Non-IO 0 364000.00 380000.00 UGIC 35 0
22107551 12 12 0.000 20080301 5.000 2.000 5.000 Non-IO 0 520000.00 522500.00 0 0
20676862 12 12 0.000 20080201 5.000 2.000 5.000 Non-IO 0 712500.00 715000.00 0 0
21594098 12 12 0.000 20080201 5.000 2.000 5.000 Non-IO 0 218960.00 220000.00 UGIC 35 0
20804670 12 12 0.000 20080201 5.000 2.000 5.000 Non-IO 0 0.00 285000.00 0 0
21767850 12 12 0.000 20080301 5.000 2.000 5.000 Non-IO 0 502500.00 505000.00 0 0
21690615 12 12 0.000 20100301 5.000 2.000 5.000 Non-IO 0 375000.00 380000.00 UGIC 35 0
2424711 12 12 0.000 20040301 6.000 2.000 6.000 IO 60 0.00 107000.00 0 0
3069911 12 12 0.000 20050201 6.000 2.000 6.000 IO 60 194907.00 194907.00 0 0
3155769 12 12 0.000 20050301 6.000 2.000 6.000 IO 60 0.00 160000.00 0 0
3169059 12 12 0.000 20050201 6.000 2.000 6.000 IO 60 286000.00 286000.00 0 0
3173747 12 12 0.000 20050201 6.000 2.000 6.000 IO 60 175000.00 175000.00 0 0
3188422 12 12 0.000 20050201 6.000 2.000 6.000 IO 60 280000.00 280000.00 0 0
3199528 12 12 0.000 20050301 6.000 2.000 6.000 IO 60 0.00 222000.00 0 0
3200797 12 12 0.000 20050401 6.000 2.000 6.000 IO 60 286000.00 286000.00 0 0
3206794 12 12 0.000 20050201 6.000 2.000 6.000 IO 60 0.00 92500.00 0 0
3208691 12 12 0.000 20050201 6.000 2.000 6.000 IO 60 172000.00 172000.00 0 0
3209889 12 12 0.000 20050301 6.000 2.000 6.000 IO 60 0.00 192000.00 0 0
3224797 12 12 0.000 20050301 6.000 2.000 6.000 IO 60 157500.00 157500.00 0 0
3225315 12 12 0.000 20050301 6.000 2.000 6.000 IO 60 58500.00 58500.00 0 0
3238060 12 12 0.000 20050401 6.000 2.000 6.000 IO 60 0.00 113000.00 0 0
3253614 12 12 0.000 20050301 6.000 2.000 6.000 IO 60 0.00 278000.00 0 0
3262656 12 12 0.000 20050301 6.000 2.000 6.000 IO 60 0.00 296000.00 0 0
3273281 12 12 0.000 20050401 6.000 2.000 6.000 IO 60 215000.00 215000.00 0 0
4707156 12 12 0.000 20050401 2.000 2.000 5.000 Non-IO 0 0.00 145000.00 0 0
1000124919 6 6 0.000 20091001 6.000 2.000 6.000 Non-IO 0 0.00 1000000.00 0 0
1000126757 12 1 7.500 20030901 0.000 0.000 9.000 Non-IO 0 0.00 590000.00 0 0
1000127375 6 6 20040901 3.000 1.000 5.000 Non-IO 0 118000.00 122000.00 TRIAD 30 0
1000130733 12 1 7.500 20030901 0.000 0.000 9.000 Non-IO 0 520000.00 520000.00 0 0
1000139024 6 6 20050301 3.000 1.000 5.000 Non-IO 0 1020250.00 1020000.00 0 0
1000148912 6 6 20031101 0.000 0.000 2.000 IO 60 0.00 2375000.00 0 0
1000151677 6 6 20071001 6.000 2.000 6.000 IO 60 0.00 308000.00 0 0
1000157083 6 6 20050401 3.000 1.000 5.000 Non-IO 0 116537.00 119000.00 0 0
1000161528 6 6 20080101 5.000 1.000 5.000 Non-IO 0 136200.00 137000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
1000161544 6 6 20080101 5.000 1.000 5.000 Non-IO 0 138200.00 140000.00 0 0
1000161765 6 6 20080101 5.000 1.000 5.750 Non-IO 0 138200.00 140000.00 0 0
1000162332 12 12 20080401 5.000 2.000 5.000 Non-IO 0 0.00 795000.00 0 0
1000162620 6 6 20071101 5.000 1.000 5.000 Non-IO 0 69900.00 75000.00 0 0
1000169285 6 6 20050401 3.000 1.000 5.000 Non-IO 0 121900.00 132000.00 TRIAD 30 0
1000171388 6 6 20080301 6.000 2.000 6.000 Non-IO 0 0.00 960000.00 0 0
1000172397 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 185000.00 MGIC 25 0
1000173312 6 6 20060401 3.000 1.000 5.000 Non-IO 0 158706.00 160000.00 TRIAD 30 0
1000179375 6 6 20080301 5.000 1.000 5.000 Non-IO 0 0.00 468000.00 0 0
1000179697 12 1 7.500 20030901 7.500 7.000 6.950 Non-IO 0 141249.00 143000.00 0 0
1000190720 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 125000.00 0 0
1000193120 6 6 20080201 6.000 2.000 6.000 Non-IO 0 0.00 920000.00 0 0
1000194398 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 1300000.00 0 0
1000197188 6 6 20080201 6.000 2.000 6.000 Non-IO 0 0.00 625000.00 0 0
1000197565 6 6 20080101 5.000 1.000 5.000 Non-IO 0 69900.00 70000.00 MGIC 25 0
1000197648 6 6 20050201 3.000 1.000 5.000 Non-IO 0 470000.00 488000.00 MGIC 30 0
1000198280 6 6 20060201 3.000 1.000 5.000 Non-IO 0 0.00 166000.00 TRIAD 25 0
1000198880 6 6 20050301 3.000 1.000 5.000 Non-IO 0 123475.00 125000.00 TRIAD 25 0
1000199996 6 6 20050301 3.000 1.000 5.000 Non-IO 0 415000.00 415000.00 0 0
1000200174 6 6 20050301 3.000 1.000 5.000 Non-IO 0 415000.00 415000.00 0 0
1000201438 6 6 20080101 5.000 1.000 5.000 Non-IO 0 155000.00 155000.00 0 0
1000201657 6 6 20080201 5.000 1.000 5.000 Non-IO 0 0.00 540000.00 0 0
1000202446 6 6 20050401 3.000 1.000 5.000 Non-IO 0 35000.00 35000.00 TRIAD 30 0
1000202503 6 6 20050201 3.000 1.000 6.000 Non-IO 0 0.00 140000.00 0 0
1000203758 6 6 20080301 5.000 1.000 5.000 Non-IO 0 313000.00 315000.00 0 0
1000203812 6 6 20050303 3.000 1.000 5.000 Non-IO 0 180000.00 180000.00 TRIAD 30 0
1000203836 6 6 20050301 3.000 1.000 5.000 Non-IO 0 290000.00 290000.00 TRIAD 30 0
1000205116 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 250000.00 MGIC 25 0
1000205774 6 6 20080301 5.000 1.000 5.000 Non-IO 0 290000.00 290000.00 TRIAD 30 0
1000206905 6 6 20050201 3.000 1.000 5.000 Non-IO 0 565000.00 565000.00 0 0
1000207060 6 6 20050201 3.000 1.000 5.000 Non-IO 0 0.00 188000.00 TRIAD 30 0
1000207072 6 6 20080301 6.000 2.000 6.000 Non-IO 0 220000.00 220000.00 0 0
1000207338 6 6 20050301 3.000 1.000 5.000 Non-IO 0 120000.00 120000.00 TRIAD 30 0
1000207871 6 6 20050301 3.000 1.000 5.000 Non-IO 0 160500.00 165000.00 0 0
1000207950 6 6 20050301 3.000 1.000 5.000 Non-IO 0 160500.00 165000.00 0 0
1000207952 6 6 20050301 3.000 1.000 5.000 Non-IO 0 160500.00 165000.00 0 0
1000208534 6 6 20050201 3.000 1.000 5.000 Non-IO 0 0.00 835000.00 0 0
1000208614 6 6 20080301 6.000 2.000 6.000 IO 60 0.00 165000.00 0 0
1000208899 6 6 20041101 3.000 1.000 7.000 Non-IO 0 73000.00 73000.00 0 0
1000210800 6 6 20041201 3.000 1.000 6.000 Non-IO 0 135900.00 136000.00 0 0
1000211435 6 6 20050301 3.000 1.000 7.250 Non-IO 0 350000.00 360000.00 TRIAD 30 0
1000211499 6 6 20050201 3.000 1.000 5.000 Non-IO 0 0.00 185000.00 0 0
1000211558 6 6 20080201 5.000 1.000 5.000 Non-IO 0 420000.00 420000.00 0 0
1000211638 6 6 20050301 3.000 1.000 5.000 Non-IO 0 490000.00 472000.00 0 0
1000211736 6 6 20050301 3.000 1.000 5.000 Non-IO 0 106000.00 124000.00 TRIAD 25 0
1000211934 6 6 20060301 3.000 1.000 5.000 Non-IO 0 0.00 130000.00 0 0
1000212161 6 6 20060301 3.000 1.000 5.000 Non-IO 0 0.00 1015000.00 0 0
1000212166 6 6 20060201 3.000 1.000 5.000 Non-IO 0 0.00 195000.00 TRIAD 30 0
1000212437 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 170000.00 MGIC 25 0
1000212639 6 6 20060301 3.000 1.000 5.000 Non-IO 0 163000.00 165000.00 TRIAD 30 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
1000212669 6 6 20050401 3.000 1.000 5.000 Non-IO 0 0.00 275000.00 0 0
1000212826 6 6 20050301 3.000 1.000 5.000 Non-IO 0 1004057.00 1005000.00 0 0
1000213159 6 6 20050201 3.000 1.000 5.000 Non-IO 0 127500.00 128000.00 0 0
1000213191 6 6 20050401 3.000 1.000 5.000 Non-IO 0 0.00 146000.00 TRIAD 30 0
1000213595 6 6 20080401 5.000 1.000 5.000 Non-IO 0 125000.00 130000.00 MGIC 25 0
1000213840 6 6 20060301 3.000 1.000 5.000 Non-IO 0 116000.00 116000.00 0 0
1000213957 6 6 20050301 3.000 1.000 5.000 Non-IO 0 71275.00 71000.00 RADIAN 30 0
1000220169 6 6 20050301 3.000 1.000 5.000 Non-IO 0 189000.00 208000.00 MGIC 25 0
1000220202 6 6 20060301 3.000 1.000 5.000 Non-IO 0 224143.00 225000.00 TRIAD 30 0
1000220567 6 6 20080301 6.000 2.000 6.000 Non-IO 0 0.00 636000.00 0 0
1000220609 6 6 20080301 5.000 1.000 5.000 Non-IO 0 242900.00 242900.00 0 0
1000220828 6 6 20050301 3.000 1.000 5.000 Non-IO 0 150000.00 150000.00 0 0
1000220992 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 850000.00 0 0
1000221491 6 6 20080301 6.000 2.000 6.000 Non-IO 0 0.00 412000.00 0 0
1000221535 6 6 20080301 6.000 2.000 6.000 Non-IO 0 0.00 335000.00 0 0
1000221665 6 6 20050401 3.000 1.000 5.000 Non-IO 0 80000.00 105000.00 0 0
1000221757 6 6 20050301 3.000 1.000 5.000 Non-IO 0 161000.00 165000.00 0 0
1000222614 6 6 20060301 3.000 1.000 5.000 Non-IO 0 358000.00 360000.00 TRIAD 25 0
1000222943 6 6 20050301 3.000 1.000 5.000 Non-IO 0 195300.00 195300.00 TRIAD 25 0
1000223079 6 6 20050401 3.000 1.000 5.000 Non-IO 0 123405.00 125000.00 0 0
1000223128 6 6 20080201 6.000 2.000 6.000 Non-IO 0 625000.00 895000.00 0 0
1000223183 6 6 20080301 6.000 2.000 6.000 Non-IO 0 0.00 545000.00 0 0
1000223189 6 6 20080201 5.000 1.000 5.000 Non-IO 0 0.00 210000.00 0 0
1000223417 6 6 20080201 5.000 1.000 5.000 Non-IO 0 0.00 225000.00 0 0
1000223464 6 6 20050201 3.000 1.000 5.000 Non-IO 0 306000.00 310000.00 MGIC 30 0
1000223701 6 6 20050301 3.000 1.000 5.000 Non-IO 0 139750.00 140000.00 0 0
1000223743 6 6 20050301 3.000 1.000 4.925 Non-IO 0 190000.00 190000.00 0 0
1000223961 6 6 20080301 5.000 1.000 5.000 Non-IO 0 57875.00 59000.00 TRIAD 30 0
1000224035 6 6 20050301 3.000 1.000 5.000 Non-IO 0 159900.00 170000.00 TRIAD 30 0
1000224117 6 6 20050301 3.000 1.000 5.000 Non-IO 0 98940.00 102000.00 0 0
1000224147 6 6 20080301 5.000 1.000 5.000 Non-IO 0 570000.00 515000.00 0 0
1000224148 6 6 20080301 6.000 2.000 6.000 Non-IO 0 0.00 460000.00 0 0
1000224411 6 6 20080301 6.000 2.000 6.000 Non-IO 0 489000.00 489000.00 0 0
1000224612 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 377000.00 MGIC 12 0
1000225002 6 6 20050301 3.000 1.000 5.000 Non-IO 0 425000.00 460000.00 0 0
1000225165 6 6 20050101 3.000 1.000 5.000 Non-IO 0 131000.00 131000.00 0 0
1000225208 6 6 20050301 3.000 1.000 5.000 Non-IO 0 262000.00 275000.00 MGIC 30 0
1000225230 6 6 20080401 6.000 2.000 6.000 Non-IO 0 0.00 450000.00 0 0
1000225615 6 6 20050301 3.000 1.000 5.000 Non-IO 0 156500.00 156500.00 TRIAD 35 0
1000230153 6 6 20080301 5.000 1.000 5.000 Non-IO 0 361000.00 375000.00 0 0
1000230320 6 6 20080301 6.000 2.000 6.000 Non-IO 0 450000.00 450000.00 0 0
1000230369 6 6 20050301 3.000 1.000 5.000 Non-IO 0 564124.00 564500.00 0 0
1000230419 6 6 20080301 6.000 2.000 6.000 Non-IO 0 0.00 644000.00 0 0
1000230819 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 216000.00 0 0
1000230888 6 6 20080301 6.000 2.000 6.000 Non-IO 0 0.00 655000.00 0 0
1000230949 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 170000.00 0 0
1000231096 6 6 20050301 3.000 1.000 5.000 Non-IO 0 50000.00 50000.00 TRIAD 25 0
1000231155 6 6 20050301 3.000 1.000 5.000 Non-IO 0 241013.00 241013.00 TRIAD 25 0
1000231160 6 6 20050301 3.000 1.000 5.000 Non-IO 0 365000.00 365000.00 0 0
1000231322 6 6 20080301 6.000 2.000 6.000 IO 60 0.00 399000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
1000231461 6 6 20050301 3.000 1.000 5.000 Non-IO 0 150000.00 150000.00 TRIAD 30 0
1000231521 6 6 20080301 5.000 1.000 5.000 Non-IO 0 299000.00 335000.00 MGIC 25 0
1000231657 6 6 20060401 3.000 1.000 5.000 Non-IO 0 0.00 424000.00 0 0
1000231716 6 6 20050101 3.000 1.000 7.000 Non-IO 0 0.00 187000.00 0 0
1000231866 6 6 20050301 3.000 1.000 5.000 Non-IO 0 248500.00 250000.00 TRIAD 30 0
1000231964 6 6 20080301 6.000 2.000 6.000 Non-IO 0 515000.00 515000.00 0 0
1000232352 6 6 20080301 5.000 1.000 5.000 Non-IO 0 0.00 335000.00 0 0
1000232621 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 195000.00 MGIC 25 0
1000232725 6 6 20050301 3.000 1.000 5.000 Non-IO 0 245000.00 245000.00 TRIAD 30 0
1000232890 6 6 20060301 3.000 1.000 5.000 Non-IO 0 126000.00 126000.00 0 0
1000232967 6 6 20060301 3.000 1.000 5.000 Non-IO 0 59900.00 60000.00 0 0
1000232991 6 6 20050301 3.000 1.000 5.000 Non-IO 0 169000.00 180000.00 0 0
1000233003 6 6 20050401 3.000 1.000 5.000 Non-IO 0 324000.00 335000.00 TRIAD 25 0
1000233090 6 6 20080301 6.000 2.000 6.000 Non-IO 0 0.00 850000.00 0 0
1000233173 6 6 20080301 5.000 1.000 5.000 Non-IO 0 0.00 495000.00 0 0
1000233234 6 6 20080301 5.000 1.000 5.000 Non-IO 0 187200.00 192000.00 0 0
1000233352 6 6 20080401 5.000 1.000 5.000 Non-IO 0 131570.00 134000.00 0 0
1000233481 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 139000.00 0 0
1000233482 6 6 20060301 3.000 3.000 5.000 Non-IO 0 92500.00 92500.00 0 0
1000233611 6 6 20080401 5.000 1.000 5.000 Non-IO 0 131160.00 134000.00 0 0
1000233696 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 180000.00 TRIAD 25 0
1000233701 6 6 20080301 6.000 2.000 6.000 Non-IO 0 177500.00 205000.00 0 0
1000233772 6 6 20060401 3.000 1.000 5.000 Non-IO 0 121400.00 122000.00 0 0
1000233807 6 6 20060401 3.000 1.000 5.000 Non-IO 0 0.00 137000.00 0 0
1000233935 6 6 20050401 3.000 1.000 5.000 Non-IO 0 0.00 164000.00 0 0
1000233961 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 284000.00 0 0
1000234146 6 6 20050301 3.000 1.000 5.000 Non-IO 0 457500.00 460000.00 0 0
1000234166 6 6 20050101 3.000 1.000 5.000 Non-IO 0 161900.00 162500.00 0 0
1000234199 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 115000.00 TRIAD 25 0
1000234217 6 6 20050301 3.000 1.000 5.000 Non-IO 0 235000.00 235000.00 PM 25 0
1000234452 6 6 20080301 5.000 1.000 5.000 Non-IO 0 175000.00 183000.00 0 0
1000234523 6 6 20050301 3.000 1.000 5.000 Non-IO 0 111500.00 116000.00 TRIAD 30 0
1000234789 6 6 20050301 3.000 1.000 5.000 Non-IO 0 315000.00 315000.00 0 0
1000234826 6 6 20050301 3.000 1.000 5.000 Non-IO 0 680000.00 680000.00 0 0
1000234840 6 6 20080301 5.000 1.000 5.000 Non-IO 0 41097.00 44000.00 TRIAD 30 0
1000235132 6 6 20050301 3.000 1.000 5.000 Non-IO 0 310000.00 310000.00 0 0
1000235448 6 6 20080301 5.000 1.000 5.000 Non-IO 0 425154.00 430000.00 TRIAD 30 0
1000235696 6 6 20080401 6.000 2.000 6.000 Non-IO 0 239000.00 242000.00 0 0
1000235744 6 6 20050401 2.000 1.000 5.000 Non-IO 0 295000.00 305000.00 TRIAD 25 0
1000235872 6 6 20050301 3.000 1.000 5.000 Non-IO 0 124230.00 127900.00 0 0
1000235883 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 95000.00 TRIAD 25 0
1000235895 6 6 20050301 3.000 1.000 5.000 Non-IO 0 138000.00 138000.00 0 0
1000235925 6 6 20080401 5.000 1.000 5.000 Non-IO 0 73000.00 75000.00 0 0
1000235959 6 6 20050401 3.000 1.000 5.000 Non-IO 0 125000.00 125000.00 0 0
1000236093 6 6 20080401 5.000 1.000 5.000 Non-IO 0 50000.00 75000.00 TRIAD 25 0
1000236427 6 6 20080301 6.000 2.000 6.000 Non-IO 0 480000.00 490000.00 0 0
1000236484 6 6 20050401 3.000 1.000 5.000 Non-IO 0 330000.00 331000.00 0 0
1000236921 6 6 20060401 3.000 1.000 5.000 Non-IO 0 0.00 155000.00 0 0
1000237071 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 650000.00 TRIAD 25 0
1000237120 6 6 20060401 3.000 1.000 5.000 Non-IO 0 265000.00 265000.00 TRIAD 25 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
1000237239 6 6 20050401 2.000 1.000 5.000 Non-IO 0 430000.00 455000.00 0 0
1000237244 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 177000.00 0 0
1000237501 6 6 20080401 5.000 1.000 5.000 Non-IO 0 207100.00 215000.00 0 0
1000237525 6 6 20050301 3.000 1.000 5.000 Non-IO 0 169000.00 170000.00 0 0
1000237532 6 6 20050401 3.000 1.000 5.000 Non-IO 0 410000.00 410000.00 0 0
1000237576 6 6 20050301 3.000 1.000 5.000 Non-IO 0 90000.00 92000.00 MGIC 25 0
1000237600 6 6 20080301 5.000 1.000 5.000 Non-IO 0 0.00 119000.00 MGIC 25 0
1000237622 6 6 20050301 3.000 1.000 5.000 Non-IO 0 170000.00 170000.00 TRIAD 25 0
1000237914 6 6 20080301 5.000 1.000 5.000 Non-IO 0 0.00 95500.00 0 0
1000238059 6 6 20080301 6.000 2.000 6.000 Non-IO 0 165000.00 165000.00 0 0
1000238326 6 6 20080301 5.000 1.000 5.000 Non-IO 0 50000.00 67000.00 0 0
1000238517 6 6 20060401 3.000 1.000 5.000 Non-IO 0 95000.00 113000.00 0 0
1000238544 6 6 20080401 5.000 1.000 5.000 Non-IO 0 128750.00 131000.00 TRIAD 30 0
1000238663 6 6 20080401 5.000 1.000 5.000 Non-IO 0 449900.00 449900.00 0 0
1000238724 6 6 20041201 3.000 1.000 7.000 Non-IO 0 115000.00 117000.00 0 0
1000238807 6 6 20050401 3.000 1.000 5.000 Non-IO 0 65300.00 84000.00 TRIAD 30 0
1000238855 6 6 20050301 3.000 1.000 5.000 Non-IO 0 110500.00 111000.00 0 0
1000239025 6 6 20080401 6.000 2.000 6.000 Non-IO 0 0.00 200000.00 0 0
1000239048 6 6 20080401 5.000 1.000 5.000 Non-IO 0 395000.00 405000.00 0 0
1000239270 6 6 20080401 5.000 1.000 5.000 Non-IO 0 83770.00 93000.00 0 0
1000239396 6 6 20050201 3.000 1.000 5.000 Non-IO 0 295000.00 295000.00 GE 25 0
1000239483 6 6 20050401 3.000 1.000 5.000 Non-IO 0 120000.00 120000.00 0 0
1000239502 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 125000.00 0 0
1000239509 6 6 20080401 6.000 2.000 6.000 Non-IO 0 245000.00 245000.00 0 0
1000239510 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 119000.00 0 0
1000239515 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 120000.00 0 0
1000239597 6 6 20050401 3.000 1.000 5.000 Non-IO 0 0.00 370000.00 MGIC 25 0
1000239681 6 6 20060401 3.000 1.000 5.000 Non-IO 0 59900.00 60000.00 0 0
1000239702 6 6 20080301 5.000 1.000 5.000 Non-IO 0 101867.00 120000.00 TRIAD 30 0
1000239738 6 6 20050301 3.000 1.000 5.000 Non-IO 0 845000.00 850000.00 0 0
1000239748 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 152000.00 0 0
1000239782 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 280000.00 MGIC 25 0
1000239913 6 6 20060401 3.000 1.000 5.000 Non-IO 0 85000.00 87000.00 0 0
1000240286 6 6 20050401 3.000 1.000 5.000 Non-IO 0 155000.00 170000.00 0 0
1000240300 6 6 20050301 3.000 1.000 5.000 Non-IO 0 196950.00 197000.00 0 0
1000240342 6 6 20050301 3.000 1.000 5.000 Non-IO 0 155000.00 175000.00 0 0
1000240369 6 6 20050301 3.000 1.000 5.000 Non-IO 0 65000.00 68000.00 MGIC 25 0
1000240409 6 6 20050401 3.000 1.000 5.000 Non-IO 0 146000.00 146000.00 MGIC 25 0
1000240460 6 6 20050401 3.000 1.000 5.000 Non-IO 0 0.00 165000.00 0 0
1000240747 6 6 20050401 3.000 1.000 5.000 Non-IO 0 479000.00 485000.00 0 0
1000240883 6 6 20080301 6.000 2.000 6.000 Non-IO 0 303000.00 303000.00 0 0
1000240891 6 6 20060401 3.000 1.000 6.000 Non-IO 0 0.00 199000.00 0 0
1000240972 6 6 20080301 5.000 1.000 5.000 Non-IO 0 330000.00 330000.00 MGIC 35 0
1000240984 6 6 20080301 5.000 1.000 5.000 Non-IO 0 0.00 136000.00 0 0
1000240987 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 100000.00 0 0
1000241196 6 6 20080401 6.000 2.000 6.000 Non-IO 0 0.00 114000.00 0 0
1000241243 6 6 20050401 3.000 1.000 5.000 Non-IO 0 299900.00 305000.00 0 0
1000241307 6 6 20080301 5.000 1.000 5.000 Non-IO 0 159000.00 160000.00 MGIC 30 0
1000241425 6 6 20050401 3.000 1.000 5.000 Non-IO 0 347056.00 348060.00 TRIAD 30 0
1000241487 6 6 20050401 3.000 1.000 5.000 Non-IO 0 599000.00 600000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
1000241697 6 6 20050401 3.000 1.000 5.000 Non-IO 0 0.00 171000.00 0 0
1000241919 6 6 20080401 5.000 1.000 5.000 Non-IO 0 136000.00 136000.00 0 0
1000242037 6 6 20080401 6.000 2.000 6.000 Non-IO 0 390000.00 390000.00 0 0
1000243301 6 6 20050401 3.000 1.000 5.000 Non-IO 0 253000.00 255000.00 MGIC 25 0
1000243530 6 6 20050401 3.000 1.000 5.125 Non-IO 0 374000.00 374000.00 MGIC 25 0
1000243544 6 6 20080401 6.000 2.000 6.000 Non-IO 0 71000.00 72000.00 MGIC 25 0
1000243639 6 6 20050401 3.000 1.000 5.000 Non-IO 0 785000.00 790000.00 0 0
1000243707 6 6 20050101 3.000 1.000 5.000 Non-IO 0 0.00 96000.00 0 0
1000243929 6 6 20050101 3.000 1.000 7.000 Non-IO 0 470000.00 470000.00 0 0
1000244075 6 6 20080401 6.000 2.000 6.000 Non-IO 0 799000.00 800000.00 0 0
1000244249 6 6 20050401 3.000 1.000 5.000 Non-IO 0 0.00 155000.00 MGIC 25 0
1000244421 6 6 20050401 3.000 1.000 5.000 Non-IO 0 228000.00 228000.00 0 0
1000244634 6 6 20080401 6.000 2.000 6.000 Non-IO 0 816000.00 816000.00 0 0
1000244656 6 6 20080401 6.000 2.000 6.000 Non-IO 0 75000.00 74000.00 MGIC 25 0
1000244768 6 6 20050301 3.000 1.000 5.000 Non-IO 0 126587.00 130000.00 0 0
1000244965 6 6 20050401 5.000 1.000 5.000 Non-IO 0 530000.00 530000.00 0 0
1000245006 6 6 20050212 2.000 2.000 8.000 Non-IO 0 283000.00 283000.00 0 0
1000245021 6 6 20050201 2.000 2.000 6.000 Non-IO 0 404000.00 404000.00 0 0
1000245167 6 6 20050401 3.000 1.000 5.000 Non-IO 0 0.00 236000.00 MGIC 12 0
1000245270 6 6 20050401 3.000 1.000 5.000 Non-IO 0 355000.00 355000.00 TRIAD 30 0
1000245331 6 6 20050401 3.000 1.000 5.000 Non-IO 0 146260.00 146300.00 0 0
1000245414 6 6 20050201 3.000 1.000 5.000 Non-IO 0 193000.00 193000.00 0 0
1000245473 6 6 20080301 3.000 1.000 5.000 Non-IO 0 0.00 430000.00 0 0
1000245497 6 6 20080401 6.000 2.000 6.000 IO 60 369000.00 369000.00 0 0
1000245623 6 6 20050401 3.000 1.000 5.000 Non-IO 0 270000.00 275000.00 MGIC 12 0
1000246058 6 6 20080401 5.000 1.000 5.000 Non-IO 0 82000.00 82000.00 MGIC 30 0
1000246665 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 117000.00 TRIAD 25 0
1000246971 6 6 20080401 5.000 1.000 5.000 Non-IO 0 219000.00 221500.00 0 0
1000247201 6 6 20050301 3.000 1.000 5.000 Non-IO 0 85500.00 85500.00 0 0
1000247803 6 6 20050401 3.000 1.000 5.000 Non-IO 0 0.00 400000.00 0 0
1000247927 6 6 20060301 3.000 1.000 6.000 Non-IO 0 0.00 208933.00 0 0
1000248001 6 6 20050401 3.000 1.000 5.000 Non-IO 0 140000.00 140000.00 MGIC 25 0
1000249809 6 6 20060301 3.000 1.000 5.000 Non-IO 0 0.00 255000.00 0 0
1000249820 6 6 20050401 3.000 1.000 5.000 Non-IO 0 148000.00 148000.00 0 0
1000251173 6 6 20050401 3.000 1.000 5.000 Non-IO 0 141000.00 143500.00 0 0
1000251699 6 6 20050401 3.000 1.000 5.000 Non-IO 0 445000.00 445000.00 0 0
1000252854 6 6 20050301 3.000 1.000 7.000 Non-IO 0 146900.00 147000.00 0 0
1000253702 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 83000.00 0 0
9000225238 6 6 20080301 5.000 1.000 5.000 Non-IO 0 0.00 410000.00 0 0
9000225256 6 6 20050301 3.000 1.000 5.000 Non-IO 0 219000.00 220000.00 TRIAD 25 0
9000225258 6 6 20050301 3.000 1.000 5.000 Non-IO 0 310000.00 310000.00 0 0
9000225274 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 178000.00 0 0
9000225281 6 6 20080301 6.000 2.000 6.000 Non-IO 0 0.00 622000.00 0 0
9000225398 6 6 20050401 3.000 1.000 5.000 Non-IO 0 255000.00 256000.00 MGIC 30 0
6971329 1 1 20030901 1.000 1.000 6.000 IO 120 221400.00 234000.00 MGIC 30 0
6971105 6 6 20060401 3.000 1.000 5.000 IO 120 250654.00 260000.00 RADIAN 30 0
6934996 1 1 20030901 1.000 1.000 6.000 IO 120 300150.00 301000.00 REPUBLIC 30 0
6968473 6 6 20060401 3.000 1.000 5.000 IO 120 0.00 222000.00 RADIAN 30 0
6891261 1 1 20030901 1.000 1.000 6.000 IO 120 380000.00 380000.00 REPUBLIC 25 0
6938880 1 1 20030901 1.000 1.000 6.000 IO 120 170000.00 170000.00 REPUBLIC 25 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
6940670 6 6 20030901 1.000 1.000 6.000 IO 120 356540.00 360000.00 REPUBLIC 25 0
6936041 1 1 20030901 1.000 1.000 6.000 IO 120 161335.00 163500.00 GE 25 0
6975627 1 1 20030901 1.000 1.000 6.000 IO 120 257000.00 275000.00 MGIC 25 0
6971303 1 1 20030901 1.000 1.000 6.000 IO 120 280000.00 290000.00 MGIC 25 0
6968721 6 6 20080501 5.000 1.000 5.000 IO 120 289950.00 290000.00 REPUBLIC 25 0
6942882 6 6 20031001 1.000 1.000 6.000 IO 120 150750.00 153000.00 REPUBLIC 25 0
6964795 1 1 20030901 1.000 1.000 6.000 IO 120 185000.00 189000.00 REPUBLIC 25 0
6940589 6 6 20030901 1.000 1.000 6.000 IO 120 355070.00 356000.00 REPUBLIC 25 0
6964985 1 1 20030901 1.000 1.000 6.000 IO 120 137500.00 140000.00 REPUBLIC 25 0
6967780 1 1 20030901 1.000 1.000 6.000 IO 120 280000.00 290000.00 REPUBLIC 25 0
6967806 1 1 20030901 1.000 1.000 6.000 IO 120 154900.00 185000.00 MGIC 25 0
6975445 6 6 20080501 5.000 1.000 5.000 IO 120 0.00 158500.00 UGIC 25 0
6812010 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 330000.00 0 0
6969869 6 6 20080501 5.000 1.000 5.000 IO 120 399500.00 399500.00 0 0
6967749 6 6 20031001 1.000 1.000 6.000 IO 120 0.00 215000.00 0 0
6946107 6 6 20080501 5.000 1.000 5.000 IO 120 712000.00 712000.00 0 0
6968101 6 6 20060501 3.000 1.000 5.000 IO 120 348935.00 348935.00 0 0
6971261 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 189000.00 0 0
6893960 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 450000.00 0 0
6965230 6 6 20080401 5.000 1.000 5.000 IO 120 182000.00 200000.00 0 0
6945323 6 6 20080401 5.000 1.000 5.000 IO 120 239500.00 245000.00 0 0
6966030 6 6 20060501 3.000 1.000 5.000 IO 120 362000.00 362000.00 0 0
6937312 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 100000.00 0 0
6937346 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 234000.00 0 0
6937643 1 1 20030901 1.000 1.000 6.000 IO 120 980000.00 1000000.00 0 0
6937908 1 1 20030901 1.000 1.000 6.000 IO 120 545000.00 545000.00 0 0
6936025 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 105000.00 0 0
6963680 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 350000.00 0 0
6945083 1 1 20030901 6.000 0.000 6.000 IO 120 304900.00 305000.00 0 0
6964035 6 6 20080501 5.000 1.000 5.000 IO 120 399900.00 405000.00 0 0
6964878 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 169000.00 0 0
6976047 6 6 20080401 5.000 1.000 5.000 IO 60 750000.00 750000.00 0 0
6967657 6 6 20031001 1.000 1.000 6.000 IO 120 0.00 317000.00 0 0
6934590 1 1 20030901 1.000 1.000 6.000 IO 120 352000.00 352000.00 0 0
6935274 6 6 20030901 1.000 1.000 6.000 IO 120 349000.00 349000.00 0 0
6942239 6 6 20080401 5.000 1.000 5.000 IO 120 298500.00 300000.00 0 0
6945638 6 6 20080501 5.000 1.000 5.000 IO 120 485000.00 485000.00 0 0
6964837 6 6 20060501 3.000 1.000 5.000 IO 120 399000.00 410000.00 0 0
6967608 1 1 20030901 1.000 1.000 6.000 IO 120 219600.00 224000.00 0 0
6967764 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 275000.00 0 0
6968077 6 6 20031101 1.000 1.000 6.000 IO 120 532500.00 540000.00 0 0
6945208 1 1 20030901 1.000 1.000 6.000 IO 120 300000.00 300000.00 0 0
6942734 1 1 20030901 1.000 1.000 6.000 IO 120 403500.00 415000.00 0 0
6971410 1 1 20030901 1.000 1.000 6.000 IO 120 379155.00 365000.00 0 0
6938864 1 1 20030901 1.000 1.000 6.000 IO 120 505000.00 505000.00 0 0
6959787 6 6 20040201 1.000 1.000 6.000 IO 60 0.00 240000.00 0 0
6934731 6 6 20080301 5.000 1.000 5.000 IO 120 0.00 118000.00 0 0
6942692 1 1 20030901 1.000 1.000 6.000 IO 120 825000.00 825000.00 0 0
6967830 1 1 20030901 1.000 1.000 6.000 IO 120 193000.00 211000.00 0 0
6941066 6 6 20031001 1.000 1.000 6.000 IO 120 0.00 696000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
6889919 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 287000.00 0 0
6972004 6 6 20080501 6.000 2.000 6.000 IO 120 0.00 200000.00 0 0
6972087 6 6 20080501 5.000 1.000 5.000 IO 120 0.00 200000.00 0 0
6959605 6 6 20050201 3.000 1.000 6.000 IO 60 480000.00 490000.00 0 0
6959795 6 6 20060201 3.000 1.000 5.000 IO 60 0.00 700000.00 0 0
6971204 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 327000.00 0 0
6964803 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 193000.00 0 0
6959589 6 6 20040201 1.000 1.000 6.000 IO 60 0.00 750000.00 0 0
6959746 6 6 20050201 3.000 1.000 6.000 IO 60 320000.00 320000.00 0 0
6996235 6 6 20040201 1.000 1.000 6.000 IO 60 575000.00 580000.00 0 0
6996326 6 6 20030901 1.000 1.000 6.500 IO 60 340000.00 340000.00 0 0
6959779 6 6 20040201 1.000 1.000 6.000 IO 60 290298.00 294000.00 0 0
6943278 6 6 20080501 5.000 1.000 5.000 IO 120 331500.00 335000.00 0 0
6942650 6 6 20060101 3.000 1.000 5.000 IO 36 0.00 650000.00 0 0
6942395 1 1 20030901 1.000 1.000 6.000 IO 120 141500.00 149000.00 0 0
6959688 6 6 20050201 3.000 1.000 5.000 IO 60 950000.00 980000.00 0 0
6935498 6 6 20040201 1.000 1.000 6.000 IO 120 0.00 975000.00 0 0
6938872 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 168000.00 0 0
6936017 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 327500.00 0 0
6896153 6 6 20080501 5.000 1.000 5.000 IO 120 0.00 3300000.00 0 0
6971287 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 231000.00 0 0
6969406 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 585000.00 0 0
6942387 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 265000.00 0 0
6969521 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 180000.00 0 0
6937288 6 6 20060401 3.000 1.000 5.000 IO 120 0.00 985000.00 0 0
6975429 6 6 20080501 6.000 2.000 6.000 IO 120 0.00 485000.00 0 0
6944565 6 6 20050201 3.000 1.000 5.000 Non-IO 0 221450.00 240000.00 RADIAN 30 0
6934715 6 6 20080201 5.000 1.000 5.000 Non-IO 0 119990.00 126000.00 REPUBLIC 30 0
6964647 6 6 20080501 5.000 1.000 5.000 Non-IO 0 275000.00 275000.00 UGIC 35 0
9054875 6 6 20060201 1.000 1.000 5.000 Non-IO 0 432000.00 440000.00 REPUBLIC 25 0
9054883 6 6 20050101 1.000 1.000 5.000 Non-IO 0 115000.00 118000.00 REPUBLIC 25 0
6877278 6 6 20041101 3.000 1.000 5.000 Non-IO 0 440000.00 400000.00 0 0
6971675 12 12 20080401 5.000 2.000 5.000 Non-IO 0 0.00 291000.00 MGIC 25 0
6968986 12 12 20080301 5.000 2.000 5.000 Non-IO 0 355000.00 355000.00 RADIAN 25 0
6943658 6 6 20080301 5.000 1.000 5.000 Non-IO 0 0.00 185000.00 REPUBLIC 25 0
6934939 6 6 20080301 5.000 1.000 5.000 Non-IO 0 335000.00 335000.00 GE 25 0
6968978 12 12 20080401 5.000 2.000 5.000 Non-IO 0 387000.00 390000.00 MGIC 25 0
6946396 6 6 20080501 5.000 1.000 5.000 Non-IO 0 0.00 420000.00 REPUBLIC 25 0
9055005 12 12 20080401 5.000 2.000 5.000 Non-IO 0 0.00 265000.00 MGIC 25 0
6971725 12 12 20080501 5.000 2.000 5.000 Non-IO 0 0.00 245000.00 MGIC 25 0
9054974 12 12 20080501 5.000 2.000 5.000 Non-IO 0 625000.00 625000.00 0 0
6972897 6 6 20080501 5.000 1.000 5.000 Non-IO 0 463000.00 470000.00 0 0
6944045 6 6 20080401 5.000 1.000 5.000 Non-IO 0 686242.00 687000.00 0 0
6945026 6 6 20080401 5.000 1.000 5.000 Non-IO 0 710000.00 710000.00 0 0
6971121 6 6 20060501 3.000 1.000 5.000 Non-IO 0 0.00 270000.00 0 0
6945174 6 6 20060401 3.000 1.000 5.000 Non-IO 0 290000.00 300000.00 0 0
6931398 6 6 20080301 5.000 1.000 5.000 Non-IO 0 545000.00 598000.00 0 0
6968671 6 6 20080501 5.000 1.000 5.000 Non-IO 0 0.00 450000.00 0 0
6936991 6 6 20080301 5.000 1.000 5.000 Non-IO 0 0.00 250000.00 0 0
6939953 6 6 20050401 3.000 1.000 5.000 Non-IO 0 365943.00 366000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
6941272 6 6 20050401 3.000 1.000 5.000 Non-IO 0 295000.00 300000.00 0 0
6959704 6 6 20050201 3.000 1.000 5.000 Non-IO 0 253000.00 272000.00 0 0
6959720 6 6 20050101 3.000 1.000 5.000 Non-IO 0 275000.00 275000.00 0 0
6959738 6 6 20080201 5.000 1.000 5.000 Non-IO 0 879000.00 885000.00 0 0
6996185 6 6 20050401 3.000 1.000 5.000 Non-IO 0 112500.00 112500.00 0 0
6996193 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 185000.00 0 0
6996201 6 6 20041101 3.000 1.000 5.000 Non-IO 0 599132.00 600000.00 0 0
6963789 6 6 20041201 3.000 1.000 5.000 Non-IO 0 503000.00 505000.00 0 0
6936322 6 6 20080401 5.000 1.000 5.000 Non-IO 0 189000.00 189000.00 0 0
6941892 6 6 20080401 5.000 1.000 5.000 Non-IO 0 495000.00 495000.00 0 0
6965479 6 6 20060501 3.000 1.000 5.000 Non-IO 0 247500.00 247500.00 0 0
6945547 6 6 20080501 5.000 1.000 5.000 Non-IO 0 135000.00 135000.00 0 0
6935472 6 6 20080301 5.000 1.000 5.000 Non-IO 0 370000.00 370000.00 0 0
6938013 6 6 20050401 3.000 1.000 5.000 Non-IO 0 239000.00 239000.00 0 0
6942296 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 140000.00 GE 12 0
6959613 6 6 20050201 3.000 1.000 5.000 Non-IO 0 222000.00 233000.00 0 0
6967392 6 6 20080501 5.000 1.000 5.000 Non-IO 0 749652.00 757000.00 0 0
6967723 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 310000.00 0 0
6959621 6 6 20050201 3.000 1.000 5.000 Non-IO 0 447681.00 448000.00 0 0
6890206 1 1 20030901 1.000 1.000 6.000 Non-IO 0 716447.00 716000.00 0 0
6930523 1 1 20030901 1.000 1.000 6.000 Non-IO 0 808732.00 812000.00 0 0
6941314 6 6 20050401 3.000 1.000 5.000 Non-IO 0 159999.00 172000.00 0 0
9054933 12 12 20080501 5.000 2.000 5.000 Non-IO 0 0.00 310000.00 0 0
9054917 12 12 20080501 5.000 2.000 5.000 Non-IO 0 0.00 320000.00 0 0
6978027 6 6 20050101 3.000 1.000 5.000 Non-IO 0 156422.00 156000.00 0 0
6942288 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 137500.00 0 0
6974885 6 6 20080501 3.000 1.000 5.000 Non-IO 0 0.00 300000.00 0 0
6974893 6 6 20080501 3.000 1.000 5.000 Non-IO 0 0.00 300000.00 0 0
6959571 6 6 20080201 5.000 1.000 5.000 Non-IO 0 397000.00 397000.00 0 0
6959597 6 6 20080201 5.000 1.000 5.000 Non-IO 0 375900.00 398000.00 0 0
6959647 6 6 20050201 3.000 1.000 5.000 Non-IO 0 160000.00 175000.00 0 0
6959712 6 6 20050101 3.000 1.000 5.000 Non-IO 0 180000.00 185000.00 0 0
6959753 6 6 20050101 3.000 1.000 5.000 Non-IO 0 87000.00 87000.00 0 0
6996268 6 6 20050301 3.000 1.000 5.000 Non-IO 0 165000.00 165000.00 0 0
6996284 6 6 20050301 3.000 1.000 5.000 Non-IO 0 0.00 220000.00 0 0
6959639 6 6 20050201 3.000 1.000 5.000 Non-IO 0 0.00 321000.00 0 0
6996227 6 6 20050301 3.000 1.000 5.000 Non-IO 0 320000.00 320000.00 0 0
6996292 6 6 20050101 3.000 1.000 5.000 Non-IO 0 127000.00 127000.00 0 0
6996334 6 6 20080301 5.000 1.000 5.000 Non-IO 0 0.00 355000.00 0 0
9054909 12 12 20080501 5.000 2.000 5.000 Non-IO 0 0.00 375000.00 0 0
6940571 1 1 20030901 1.000 1.000 6.000 Non-IO 0 900000.00 900000.00 0 0
9054982 12 12 20080401 5.000 2.000 5.000 Non-IO 0 0.00 820000.00 0 0
6959662 6 6 20050101 3.000 1.000 5.000 Non-IO 0 290000.00 300000.00 0 0
6959670 6 6 20050201 3.000 1.000 5.000 Non-IO 0 0.00 580000.00 0 0
6959696 6 6 20050101 3.000 1.000 5.000 Non-IO 0 186500.00 187000.00 0 0
6959761 6 6 20050201 3.000 1.000 6.000 Non-IO 0 0.00 330000.00 0 0
6996219 6 6 20080201 5.000 1.000 5.000 Non-IO 0 100000.00 105000.00 0 0
6996250 6 6 20050201 3.000 1.000 5.000 Non-IO 0 530000.00 530000.00 0 0
6996276 6 6 20050201 3.000 1.000 6.000 Non-IO 0 150000.00 150000.00 0 0
6996300 6 6 20050301 3.000 1.000 5.000 Non-IO 0 910000.00 940000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
6959654 6 6 20050201 3.000 1.000 5.000 Non-IO 0 125000.00 126000.00 0 0
6996243 6 6 20050201 3.000 1.000 5.000 Non-IO 0 1500000.00 1450000.00 0 0
6973028 6 6 20080501 5.000 1.000 5.000 Non-IO 0 0.00 232000.00 0 0
6996979 6 6 20071101 2.000 2.000 1.870 Non-IO 0 295000.00 295000.00 0 0
9054958 12 12 20080401 5.000 2.000 5.000 Non-IO 0 0.00 445000.00 0 0
6973135 6 6 20080501 5.000 1.000 5.000 Non-IO 0 0.00 445000.00 0 0
6968408 12 12 20080201 5.000 2.000 5.000 Non-IO 0 340000.00 347000.00 0 0
6936421 6 6 20060201 3.000 1.000 5.000 Non-IO 0 475667.00 465000.00 0 0
6967301 6 6 20080501 5.000 1.000 5.000 Non-IO 0 0.00 415000.00 0 0
9054966 12 12 20080501 5.000 2.000 5.000 Non-IO 0 760000.00 765000.00 0 0
6972376 6 6 20060501 3.000 1.000 5.000 Non-IO 0 0.00 950000.00 0 0
9054941 12 12 20080401 5.000 2.000 5.000 Non-IO 0 0.00 950000.00 0 0
6894877 6 6 20060301 3.000 1.000 5.000 Non-IO 0 0.00 710000.00 0 0
6895577 1 1 20030901 1.000 1.000 6.000 Non-IO 0 0.00 2900000.00 0 0
6944524 6 6 20050401 3.000 1.000 5.000 Non-IO 0 1995000.00 2100000.00 0 0
6996318 6 6 20050401 3.000 1.000 5.000 Non-IO 0 0.00 2050000.00 0 0
6894638 6 6 20050301 3.000 1.000 5.000 Non-IO 0 175000.00 175900.00 0 0
9055013 12 12 20080501 5.000 2.000 5.000 Non-IO 0 0.00 950000.00 0 0
6944938 6 6 20050401 3.000 1.000 5.000 Non-IO 0 2300000.00 2300000.00 0 0
9054990 12 12 20080501 5.000 2.000 5.000 Non-IO 0 0.00 600000.00 0 0
9054891 12 12 20080501 5.000 2.000 5.000 Non-IO 0 0.00 380000.00 0 0
3274006638 6 6 20080201 6.000 1.000 6.000 Non-IO 0 60000.00 65000.00 0 0
3262003849 6 6 20080101 6.000 1.000 6.000 Non-IO 0 75000.00 78000.00 0 0
1781006022 6 6 20080501 6.000 1.000 6.000 Non-IO 0 81000.00 82000.00 0 0
3254005280 6 6 20050401 6.000 1.000 6.000 Non-IO 0 86000.00 88000.00 0 0
1781004263 6 6 20080101 6.000 1.000 6.000 Non-IO 0 0.00 115000.00 0 0
1781004586 6 6 20050101 6.000 1.000 6.000 Non-IO 0 0.00 108000.00 0 0
1781003629 6 6 20071101 6.000 1.000 6.000 Non-IO 0 0.00 114500.00 0 0
3262003251 6 6 20071101 6.000 1.000 6.000 Non-IO 0 0.00 152000.00 0 0
3274009328 6 6 20080501 6.000 1.000 6.000 Non-IO 0 0.00 125000.00 0 0
1162001437 6 6 20050301 6.000 1.000 6.000 IO 60 0.00 118000.00 RADIAN 25 0
3264001501 6 6 20051201 6.000 1.000 6.000 IO 60 115000.00 135000.00 RADIAN 30 0
3254003999 6 6 20050201 6.000 1.000 6.000 Non-IO 0 114900.00 118000.00 RADIAN 30 0
3252003490 6 6 20041201 6.000 1.000 6.000 Non-IO 0 0.00 122000.00 RADIAN 25 0
3262003511 6 6 20051201 6.000 1.000 6.000 Non-IO 0 0.00 150000.00 0 0
3262005580 6 6 20050501 6.000 1.000 6.000 Non-IO 0 0.00 133000.00 0 0
3261002322 6 6 20041101 6.000 1.000 6.000 Non-IO 0 0.00 140000.00 0 0
3254001774 6 6 20070901 6.000 1.000 6.000 Non-IO 0 0.00 119000.00 RADIAN 30 0
3274006828 6 6 20050201 6.000 1.000 6.000 Non-IO 0 0.00 120000.00 MGIC 30 0
1161002772 6 6 20071201 6.000 1.000 6.000 Non-IO 0 135500.00 137000.00 0 0
1781004298 6 6 20080101 6.000 1.000 6.000 Non-IO 0 0.00 125000.00 RADIAN 30 0
3261004147 6 6 20080501 6.000 1.000 6.000 Non-IO 0 0.00 142000.00 0 0
1781003711 6 6 20051201 6.000 1.000 6.000 IO 60 126240.00 127000.00 RADIAN 30 0
1781005680 6 6 20060401 6.000 1.000 6.000 Non-IO 0 129000.00 131000.00 MGIC 30 0
3254004763 6 6 20080301 6.000 1.000 6.000 IO 60 0.00 130000.00 MGIC 30 0
1162001838 6 6 20080401 6.000 1.000 6.000 Non-IO 0 132000.00 132000.00 RADIAN 30 0
3261001980 6 6 20041001 6.000 1.000 6.000 Non-IO 0 0.00 210000.00 0 0
1781005868 6 6 20050501 6.000 1.000 6.000 Non-IO 0 134164.00 135000.00 MGIC 30 0
1162000685 6 6 20071101 6.000 1.000 6.000 IO 60 0.00 145000.00 RADIAN 25 0
3254001491 6 6 20050801 6.000 1.000 6.000 Non-IO 0 140000.00 140000.00 RADIAN 30 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
3274008721 6 6 20060501 6.000 1.000 6.000 Non-IO 0 0.00 140000.00 MGIC 30 0
3252004444 6 6 20080401 6.000 1.000 6.000 IO 60 144500.00 150000.00 RADIAN 30 0
3262002721 6 6 20071001 6.000 1.000 6.000 Non-IO 0 147000.00 149000.00 REPUBLIC 30 0
3262005397 6 6 20080501 6.000 1.000 6.000 Non-IO 0 147500.00 148000.00 RADIAN 30 0
3254005712 6 6 20080501 6.000 1.000 6.000 Non-IO 0 149000.00 150000.00 RADIAN 30 0
1162001565 6 6 20060201 6.000 1.000 6.000 Non-IO 0 150155.00 154000.00 RADIAN 30 0
1781005109 6 6 20080301 6.000 1.000 6.000 Non-IO 0 0.00 169000.00 0 0
1781004304 6 6 20060101 6.000 1.000 6.000 IO 60 0.00 230000.00 0 0
3262004664 6 6 20060401 6.000 1.000 6.000 Non-IO 0 0.00 175000.00 RADIAN 12 0
1781003497 6 6 20071101 6.000 1.000 6.000 IO 60 0.00 180000.00 0 0
1781004727 6 6 20050201 6.000 1.000 6.000 Non-IO 0 0.00 195000.00 0 0
1781003517 6 6 20051101 6.000 1.000 6.000 Non-IO 0 162500.00 163000.00 RADIAN 30 0
3262004715 6 6 20080401 6.000 1.000 6.000 Non-IO 0 0.00 170000.00 RADIAN 30 0
3254004437 6 6 20050201 6.000 1.000 6.000 IO 60 0.00 190000.00 0 0
1161004244 6 6 20080401 6.000 1.000 6.000 Non-IO 0 0.00 175000.00 MGIC 30 0
3261003995 6 6 20080501 6.000 1.000 6.000 Non-IO 0 0.00 176000.00 MGIC 30 0
3100001261 6 6 20080401 6.000 1.000 6.000 Non-IO 0 198620.00 200000.00 0 0
3261001971 6 6 20071101 6.000 1.000 6.000 Non-IO 0 0.00 190000.00 MGIC 25 0
3261002562 6 6 20041201 6.000 1.000 6.000 Non-IO 0 0.00 465000.00 0 0
1781002257 6 6 20050801 6.000 1.000 6.000 Non-IO 0 182000.00 186000.00 MGIC 30 0
1162002102 6 6 20080501 6.000 1.000 6.000 Non-IO 0 0.00 244000.00 RADIAN 12 0
1781004960 6 6 20080301 6.000 1.000 6.000 Non-IO 0 0.00 225000.00 0 0
3254004308 6 6 20050201 6.000 1.000 6.000 Non-IO 0 184900.00 188000.00 REPUBLIC 30 0
3262003877 6 6 20050101 6.000 1.000 6.000 Non-IO 0 186000.00 193000.00 RADIAN 25 0
3274003835 6 6 20041101 6.000 1.000 6.000 Non-IO 0 0.00 192000.00 RADIAN 30 0
1162000543 6 6 20071001 6.000 1.000 6.000 Non-IO 0 0.00 218000.00 RADIAN 12 0
3262002730 6 6 20041001 6.000 1.000 6.000 IO 60 0.00 250000.00 0 0
3254002313 6 6 20071101 6.000 1.000 6.000 IO 60 194000.00 210000.00 RADIAN 30 0
3262002010 6 6 20050801 6.000 1.000 6.000 Non-IO 0 204900.00 212000.00 RADIAN 30 0
1781002219 6 6 20050801 6.000 1.000 6.000 Non-IO 0 205163.00 225000.00 RADIAN 30 0
1162001795 6 6 20080301 6.000 1.000 6.000 Non-IO 0 0.00 258000.00 0 0
3261002588 6 6 20041201 6.000 1.000 6.000 Non-IO 0 0.00 205000.00 RADIAN 30 0
3275003179 6 6 20060201 6.000 1.000 6.000 Non-IO 0 0.00 235000.00 0 0
1781003382 6 6 20071001 6.000 1.000 6.000 Non-IO 0 0.00 208000.00 REPUBLIC 30 0
1781005586 6 6 20080401 6.000 1.000 6.000 IO 60 0.00 244000.00 0 0
1781004706 6 6 20080201 6.000 1.000 6.000 Non-IO 0 0.00 232000.00 MGIC 30 0
1781005636 6 6 20050501 6.000 1.000 6.000 IO 60 220000.00 220000.00 RADIAN 30 0
1781003461 6 6 20071001 6.000 1.000 6.000 Non-IO 0 274500.00 280000.00 0 0
3261002373 6 6 20080101 6.000 1.000 6.000 Non-IO 0 250000.00 270000.00 0 0
3265004218 6 6 20080501 6.000 1.000 6.000 Non-IO 0 0.00 254000.00 0 0
1161003883 6 6 20050301 6.000 1.000 6.000 Non-IO 0 228282.00 230000.00 RADIAN 30 0
1781004903 6 6 20080201 6.000 1.000 6.000 Non-IO 0 0.00 230000.00 MGIC 30 0
1781005705 6 6 20080501 6.000 1.000 6.000 Non-IO 0 0.00 330000.00 0 0
1781005162 6 6 20080301 6.000 1.000 6.000 Non-IO 0 0.00 265000.00 0 0
3261003732 6 6 20050401 6.000 1.000 6.000 Non-IO 0 237000.00 240000.00 MGIC 30 0
1162001902 6 6 20080401 6.000 1.000 6.000 IO 60 0.00 270000.00 RADIAN 12 0
1781003460 6 6 20071101 6.000 1.000 6.000 Non-IO 0 0.00 290000.00 0 0
3255003340 6 6 20041101 6.000 1.000 6.000 IO 60 292286.00 293000.00 RADIAN 12 0
3275003259 6 6 20060401 6.000 1.000 6.000 Non-IO 0 0.00 250000.00 RADIAN 30 0
1781005998 6 6 20080501 6.000 1.000 6.000 Non-IO 0 0.00 245000.00 RADIAN 30 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
1161001553 6 6 20050801 6.000 1.000 6.000 IO 60 250000.00 260000.00 REPUBLIC 30 0
3262003965 6 6 20060101 6.000 1.000 6.000 Non-IO 0 0.00 283000.00 RADIAN 12 0
1781003514 6 6 20071101 6.000 1.000 6.000 Non-IO 0 0.00 285000.00 0 0
1781003155 6 6 20080301 6.000 1.000 6.000 Non-IO 0 327634.00 328000.00 0 0
1781004688 6 6 20050201 6.000 1.000 6.000 Non-IO 0 285000.00 285000.00 0 0
1162001435 6 6 20080201 6.000 1.000 6.000 Non-IO 0 270000.00 270000.00 RADIAN 30 0
1781004099 6 6 20071201 6.000 1.000 6.000 IO 60 257000.00 257000.00 RADIAN 30 0
1781003111 6 6 20041101 6.000 1.000 6.000 Non-IO 0 0.00 259900.00 RADIAN 30 0
1162001770 6 6 20080301 6.000 1.000 6.000 Non-IO 0 0.00 297000.00 0 0
1162001504 6 6 20080201 6.000 1.000 6.000 Non-IO 0 0.00 280000.00 MGIC 25 0
3262005048 6 6 20080401 6.000 1.000 6.000 Non-IO 0 265000.00 265000.00 RADIAN 30 0
3252002557 6 6 20040901 6.000 1.000 6.000 IO 60 0.00 265000.00 MGIC 30 0
1781005759 6 6 20080501 6.000 1.000 6.000 IO 60 0.00 265000.00 RADIAN 30 0
3262004962 6 6 20080401 6.000 1.000 6.000 Non-IO 0 0.00 269000.00 MGIC 30 0
3252002538 6 6 20071001 6.000 1.000 6.000 IO 60 0.00 303700.00 0 0
3274008219 6 6 20080401 6.000 1.000 6.000 Non-IO 0 0.00 308000.00 0 0
3262003461 6 6 20041201 6.000 1.000 6.000 IO 60 330000.00 330000.00 0 0
3265003723 6 6 20050101 6.000 1.000 6.000 IO 60 305000.00 320000.00 0 0
1781006066 6 6 20080501 6.000 1.000 6.000 IO 60 305000.00 312000.00 0 0
1781005500 6 6 20080401 6.000 1.000 6.000 Non-IO 0 305000.00 310000.00 0 0
1781005588 6 6 20060401 6.000 1.000 6.000 Non-IO 0 0.00 360000.00 0 0
1781004828 6 6 20080201 6.000 1.000 6.000 IO 60 0.00 315000.00 0 0
3274005141 6 6 20041101 6.000 1.000 6.000 Non-IO 0 0.00 317500.00 0 0
1781004312 6 6 20050101 6.000 1.000 6.000 IO 60 316000.00 316000.00 0 0
3274007230 6 6 20080201 6.000 1.000 6.000 Non-IO 0 0.00 300000.00 REPUBLIC 30 0
3274006860 6 6 20080301 6.000 1.000 6.000 Non-IO 0 0.00 680000.00 0 0
3252003845 6 6 20080201 6.000 1.000 6.000 Non-IO 0 0.00 290000.00 RADIAN 30 0
3261002277 6 6 20071201 6.000 1.000 6.000 Non-IO 0 0.00 330000.00 0 0
1781003326 6 6 20071001 6.000 1.000 6.000 Non-IO 0 352000.00 352000.00 0 0
3275003065 6 6 20041201 6.000 1.000 6.000 Non-IO 0 293400.00 295000.00 REPUBLIC 30 0
3252003032 6 6 20070901 6.000 1.000 6.000 IO 60 0.00 310000.00 MGIC 25 0
3262005311 6 6 20050501 6.000 1.000 6.000 Non-IO 0 0.00 293000.00 RADIAN 30 0
1781005447 6 6 20060401 6.000 1.000 6.000 Non-IO 0 0.00 330000.00 0 0
1162000667 6 6 20071101 6.000 1.000 6.000 IO 60 0.00 295000.00 RADIAN 30 0
3254001417 6 6 20040801 6.000 1.000 6.000 IO 60 295900.00 298000.00 RADIAN 30 0
1781003592 6 6 20071101 6.000 1.000 6.000 Non-IO 0 0.00 335000.00 0 0
3254003998 6 6 20080201 6.000 1.000 6.000 IO 60 0.00 300000.00 RADIAN 30 0
1781002785 6 6 20070901 6.000 1.000 6.000 Non-IO 0 0.00 340000.00 0 0
1781004831 6 6 20060201 6.000 1.000 6.000 Non-IO 0 0.00 305000.00 MGIC 30 0
1781005550 6 6 20080501 6.000 1.000 6.000 Non-IO 0 0.00 350000.00 0 0
3261003243 6 6 20060301 6.000 1.000 6.000 Non-IO 0 0.00 310000.00 RADIAN 30 0
1781004368 6 6 20060101 6.000 1.000 6.000 Non-IO 0 0.00 330000.00 MGIC 25 0
1161001566 6 6 20050801 6.000 1.000 6.000 Non-IO 0 380000.00 390000.00 REPUBLIC 12 0
1781005282 6 6 20080301 6.000 1.000 6.000 IO 60 320000.00 322000.00 RADIAN 30 0
1781006129 6 6 20080501 6.000 1.000 6.000 IO 60 0.00 320000.00 MGIC 30 0
3252004548 6 6 20050501 6.000 1.000 6.000 IO 60 0.00 320000.00 RADIAN 30 0
3254000916 6 6 20070801 6.000 1.000 6.000 IO 60 0.00 348000.00 RADIAN 25 0
3261003536 6 6 20080401 6.000 1.000 6.000 Non-IO 0 0.00 366000.00 0 0
3254005680 6 6 20060401 6.000 1.000 6.000 Non-IO 0 329000.00 334000.00 RADIAN 30 0
3274006221 6 6 20060101 6.000 1.000 6.000 Non-IO 0 0.00 375000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
3274006140 6 6 20071201 6.000 1.000 6.000 Non-IO 0 385000.00 385000.00 0 0
1781003113 6 6 20041001 6.000 1.000 6.000 IO 60 0.00 375000.00 0 0
1781002337 6 6 20070801 6.000 1.000 6.000 Non-IO 0 0.00 385000.00 0 0
1781006020 6 6 20080501 6.000 1.000 6.000 Non-IO 0 369000.00 369000.00 RADIAN 25 0
1781004728 6 6 20080401 6.000 1.000 6.000 IO 60 0.00 390000.00 MGIC 12 0
3261001748 6 6 20040901 6.000 1.000 6.000 Non-IO 0 349000.00 350000.00 RADIAN 30 0
1781005901 6 6 20060501 6.000 1.000 6.000 Non-IO 0 0.00 352000.00 MGIC 30 0
3261003051 6 6 20050201 6.000 1.000 6.000 Non-IO 0 0.00 375000.00 REPUBLIC 25 0
3274007201 6 6 20060301 6.000 1.000 6.000 Non-IO 0 0.00 400000.00 0 0
3274007662 6 6 20080401 6.000 1.000 6.000 Non-IO 0 0.00 400000.00 0 0
1781002653 6 6 20070901 6.000 1.000 6.000 IO 60 0.00 406000.00 0 0
3274006896 6 6 20050201 6.000 1.000 6.000 IO 60 0.00 420000.00 REPUBLIC 12 0
3252001834 6 6 20050601 6.000 1.000 6.000 Non-IO 0 369000.00 400000.00 RADIAN 30 0
3255003753 6 6 20080301 6.000 1.000 6.000 Non-IO 0 0.00 430000.00 0 0
1781005488 6 6 20080401 6.000 1.000 6.000 Non-IO 0 425000.00 425000.00 0 0
3274002655 6 6 20050801 6.000 1.000 6.000 Non-IO 0 0.00 435000.00 0 0
1781004998 6 6 20050301 6.000 1.000 6.000 Non-IO 0 388817.00 389000.00 RADIAN 30 0
3254001600 6 6 20050901 6.000 1.000 6.000 IO 60 0.00 766000.00 0 0
3274003477 6 6 20071001 6.000 1.000 6.000 Non-IO 0 0.00 575000.00 0 0
1781000578 6 6 20050401 6.000 1.000 6.000 Non-IO 0 0.00 550000.00 0 0
3255003627 6 6 20050201 6.000 1.000 6.000 Non-IO 0 0.00 450000.00 0 0
1781004857 6 6 20080201 6.000 1.000 6.000 Non-IO 0 0.00 495000.00 0 0
3261003632 6 6 20050401 6.000 1.000 6.000 Non-IO 0 399900.00 422000.00 RADIAN 30 0
3274007684 6 6 20050401 6.000 1.000 6.000 Non-IO 0 424900.00 425000.00 MGIC 25 0
1781004799 6 6 20060301 6.000 1.000 6.000 IO 60 0.00 484000.00 RADIAN 12 0
1781002981 6 6 20071001 6.000 1.000 6.000 Non-IO 0 0.00 477000.00 0 0
3275002558 6 6 20070601 6.000 1.000 6.000 Non-IO 0 580000.00 580000.00 0 0
3274004293 6 6 20041001 6.000 1.000 6.000 Non-IO 0 0.00 500000.00 0 0
3254005310 6 6 20050401 6.000 1.000 6.000 Non-IO 0 0.00 635000.00 0 0
1781002824 6 6 20041001 6.000 1.000 6.000 Non-IO 0 0.00 437000.00 REPUBLIC 30 0
1162001812 6 6 20050401 6.000 1.000 6.000 Non-IO 0 0.00 435000.00 MGIC 30 0
3274008045 6 6 20080401 6.000 1.000 6.000 Non-IO 0 435000.00 442000.00 RADIAN 30 0
1781002026 6 6 20070701 6.000 1.000 5.000 Non-IO 0 0.00 595000.00 0 0
1781005927 6 6 20080501 6.000 1.000 6.000 Non-IO 0 441340.00 445000.00 RADIAN 30 0
3274002750 6 6 20050801 6.000 1.000 6.000 Non-IO 0 445000.00 455000.00 RADIAN 30 0
1162001652 6 6 20080301 6.000 1.000 6.000 Non-IO 0 0.00 525000.00 RADIAN 12 0
1781005152 6 6 20060301 6.000 1.000 6.000 Non-IO 0 495000.00 505000.00 0 0
1781003924 6 6 20041101 6.000 1.000 6.000 Non-IO 0 510000.00 510000.00 0 0
1781003563 6 6 20041201 6.000 1.000 6.000 IO 60 453692.00 454000.00 REPUBLIC 30 0
3262001500 6 6 20041001 6.000 1.000 6.000 Non-IO 0 514405.00 515000.00 MGIC 12 0
1785003109 6 6 20070801 6.000 1.000 6.000 Non-IO 0 0.00 595000.00 0 0
1161002761 6 6 20071101 6.000 1.000 6.000 IO 60 0.00 815000.00 0 0
3254005410 6 6 20080501 6.000 1.000 6.000 Non-IO 0 0.00 515000.00 0 0
3274004623 6 6 20051101 6.000 1.000 6.000 Non-IO 0 460000.00 460000.00 RADIAN 30 0
3262002325 6 6 20070901 6.000 1.000 6.000 Non-IO 0 0.00 522000.00 0 0
3262005418 6 6 20080501 6.000 1.000 6.000 Non-IO 0 0.00 525000.00 RADIAN 12 0
1785003785 6 6 20080301 6.000 1.000 6.000 IO 60 0.00 525000.00 0 0
3275003082 6 6 20041201 6.000 1.000 6.000 Non-IO 0 476000.00 530000.00 REPUBLIC 30 0
1162001591 6 6 20050401 6.000 1.000 6.000 Non-IO 0 535270.00 536000.00 RADIAN 12 0
1781004814 6 6 20060401 6.000 1.000 6.000 Non-IO 0 0.00 550000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
3274006661 6 6 20050101 6.000 1.000 6.000 IO 60 485000.00 485000.00 MGIC 30 0
3274008285 6 6 20080401 6.000 1.000 6.000 Non-IO 0 485000.00 488400.00 RADIAN 30 0
1781004259 6 6 20080301 6.000 1.000 6.000 Non-IO 0 489000.00 489000.00 RADIAN 30 0
3274009348 6 6 20080501 6.000 1.000 6.000 Non-IO 0 550000.00 550000.00 0 0
3252000726 6 6 20050401 6.000 1.000 6.000 Non-IO 0 500000.00 560000.00 RADIAN 30 0
1781002569 6 6 20070901 6.000 1.000 6.000 Non-IO 0 0.00 600000.00 0 0
3262002537 6 6 20070901 6.000 1.000 6.000 Non-IO 0 0.00 600000.00 0 0
3262002536 6 6 20041001 6.000 1.000 6.000 IO 60 520433.00 521000.00 MGIC 30 0
1781004949 6 6 20080301 6.000 1.000 6.000 Non-IO 0 0.00 633000.00 0 0
3254004088 6 6 20080201 6.000 1.000 6.000 Non-IO 0 0.00 583000.00 RADIAN 25 0
3252003159 6 6 20051001 6.000 1.000 6.000 IO 60 530000.00 530000.00 RADIAN 30 0
3274003319 6 6 20070901 6.000 1.000 6.000 Non-IO 0 0.00 600000.00 0 0
1162001866 6 6 20080301 6.000 1.000 6.000 Non-IO 0 603614.00 617000.00 0 0
3275003333 6 6 20080501 6.000 1.000 6.000 IO 60 0.00 610000.00 0 0
1162000008 6 6 20080101 6.000 1.000 6.000 Non-IO 0 0.00 552000.00 REPUBLIC 30 0
3274008730 6 6 20060501 6.000 1.000 6.000 Non-IO 0 0.00 635000.00 0 0
3274007063 6 6 20080201 6.000 1.000 6.000 IO 60 0.00 640000.00 REPUBLIC 12 0
3262003271 6 6 20041101 6.000 1.000 6.000 IO 60 0.00 680000.00 0 0
3252004533 6 6 20050401 6.000 1.000 6.000 Non-IO 0 0.00 648000.00 0 0
3274007209 6 6 20050401 6.000 1.000 6.000 IO 60 0.00 677000.00 RADIAN 12 0
3252001734 6 6 20050701 6.000 1.000 6.000 Non-IO 0 0.00 620000.00 RADIAN 25 0
1782001171 6 6 20050701 6.000 1.000 6.000 Non-IO 0 755000.00 774000.00 0 0
3262000687 6 6 20050501 6.000 1.000 6.000 Non-IO 0 0.00 670000.00 RADIAN 12 0
3274006618 6 6 20060201 6.000 1.000 6.000 Non-IO 0 0.00 800000.00 0 0
3274008490 6 6 20080401 6.000 1.000 6.000 Non-IO 0 0.00 700000.00 0 0
3274005124 6 6 20071101 6.000 1.000 6.000 IO 60 0.00 700000.00 0 0
1781003358 6 6 20071001 6.000 1.000 6.000 Non-IO 0 0.00 705000.00 0 0
1781005448 6 6 20080401 6.000 1.000 6.000 IO 60 0.00 650000.00 RADIAN 30 0
1781003043 6 6 20071001 6.000 1.000 6.000 IO 60 0.00 750000.00 0 0
3274004789 6 6 20071101 6.000 1.000 6.000 IO 60 0.00 750000.00 0 0
1781004481 6 6 20050101 6.000 1.000 6.000 Non-IO 0 678000.00 686000.00 MGIC 30 0
3261001273 6 6 20050801 6.000 1.000 6.000 Non-IO 0 771900.00 800000.00 0 0
3262002099 6 6 20070901 6.000 1.000 5.000 Non-IO 0 0.00 800000.00 RADIAN 12 0
1781005381 6 6 20080401 6.000 1.000 6.000 IO 60 0.00 825000.00 0 0
1781003878 6 6 20041101 6.000 1.000 6.000 IO 60 0.00 800000.00 0 0
3261001123 6 6 20050701 6.000 1.000 6.000 Non-IO 0 0.00 769000.00 RADIAN 25 0
3274001498 6 6 20050501 6.000 1.000 6.000 Non-IO 0 885000.00 885000.00 0 0
3274007767 6 6 20050401 6.000 1.000 6.000 Non-IO 0 0.00 1075000.00 0 0
1781005320 6 6 20060401 6.000 1.000 6.000 IO 60 0.00 1600000.00 0 0
3254004610 6 6 20080301 6.000 1.000 6.000 IO 60 0.00 975000.00 0 0
1785003888 6 6 20080401 6.000 1.000 6.000 IO 60 0.00 1075000.00 0 0
1781004956 6 6 20080301 6.000 1.000 6.000 IO 60 0.00 1200000.00 0 0
3274006881 6 6 20080301 6.000 1.000 6.000 IO 60 0.00 1025000.00 0 0
1781004740 6 6 20060201 6.000 1.000 6.000 IO 60 0.00 1000000.00 0 0
1161002977 6 6 20071201 6.000 1.000 6.000 IO 60 1100000.00 1300000.00 0 0
1781004388 6 6 20080101 6.000 1.000 6.000 Non-IO 0 0.00 1175000.00 0 0
3252003582 6 6 20080101 6.000 1.000 6.000 IO 60 0.00 1300000.00 0 0
1781003465 6 6 20071101 6.000 1.000 6.000 IO 60 0.00 1225000.00 0 0
1781002440 6 6 20070901 6.000 1.000 6.000 Non-IO 0 0.00 1275000.00 0 0
3254004724 6 6 20060301 6.000 1.000 6.000 Non-IO 0 0.00 2450000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
3254003886 6 6 20080201 6.000 1.000 6.000 IO 60 0.00 1700000.00 0 0
3261003690 6 6 20080501 6.000 1.000 6.000 Non-IO 0 0.00 1500500.00 0 0
3262004148 6 6 20080201 6.000 1.000 6.000 Non-IO 0 2500000.00 2500000.00 0 0
1781005915 6 6 20080501 6.000 1.000 6.000 IO 60 0.00 532500.00 0 0
1781005942 6 6 20050501 6.000 1.000 6.000 IO 60 315556.00 325000.00 0 0
3254006143 6 6 20060501 6.000 1.000 6.000 Non-IO 0 111105.00 111105.00 0 0
3274009561 6 6 20060501 6.000 1.000 6.000 IO 60 0.00 625000.00 0 0
1781006044 6 6 20080501 6.000 1.000 6.000 IO 60 150000.00 150000.00 0 0
1781006155 6 6 20080501 6.000 1.000 6.000 IO 60 162000.00 165000.00 RADIAN 30 0
3254006071 6 6 20080501 6.000 1.000 6.000 IO 60 720000.00 723000.00 0 0
3254006084 6 6 20080601 6.000 1.000 6.000 Non-IO 0 0.00 163000.00 0 0
1781005256 6 6 20080501 6.000 1.000 6.000 IO 60 0.00 650000.00 0 0
20858866 12 12 20040201 2.000 2.000 6.000 Non-IO 0 555500.00 560000.00 0 0
22566657 12 12 20040401 2.000 2.000 6.000 Non-IO 0 640000.00 640000.00 0 0
7073935491 1 1 20030901 6.125 0.000 6.125 IO 120 4250000.00 4250000.00 0 0 3
7074599882 1 1 20030901 7.500 0.000 7.500 IO 120 450000.00 440000.00 0 0
7076073167 1 1 20030901 5.875 0.000 5.875 IO 120 0.00 520000.00 0 0
7073946829 6 6 20110201 6.000 0.000 6.000 IO 120 551000.00 530000.00 0 0
21748355 12 12 20071001 7.500 2.000 6.000 Non-IO 0 277525.00 280000.00 0 0
21846480 12 12 20071101 7.250 2.000 6.000 Non-IO 0 0.00 248500.00 0 0
21843263 6 6 20071101 12.750 6.000 6.000 IO 120 125905.00 126000.00 0 0
21847744 6 6 20071101 12.375 6.000 6.000 Non-IO 0 98000.00 98000.00 0 0
21183298 12 12 20071201 7.500 2.000 6.000 Non-IO 0 0.00 605000.00 0 0
21844154 12 12 20071201 2.000 2.000 6.000 Non-IO 0 531500.00 537000.00 0 0
21860077 6 6 20071201 12.500 6.000 6.000 Non-IO 0 0.00 130000.00 0 0
21859558 12 12 20100101 7.500 2.000 6.000 Non-IO 0 480000.00 490000.00 0 0
21210562 6 6 20080401 5.250 0.000 7.750 IO 120 167036.00 169000.00 0 0
21213145 6 6 20080401 5.750 0.000 7.250 IO 120 0.00 900000.00 0 0
21214135 6 6 20080401 5.500 0.000 7.500 IO 120 0.00 425000.00 0 0
21966205 6 6 20080401 5.750 0.000 7.250 IO 120 425000.00 455000.00 0 0
21972617 6 6 20080401 5.250 0.000 7.750 IO 120 157000.00 157000.00 0 0
21974316 6 6 20080401 4.500 0.000 8.500 IO 120 560000.00 560000.00 0 0
21978713 6 6 20080401 5.500 0.000 7.500 IO 120 273900.00 274000.00 0 0
21979067 6 6 20080401 5.500 0.000 7.500 IO 120 375000.00 375000.00 0 0
21980990 6 6 20080401 5.500 0.000 7.500 IO 120 163300.00 164000.00 0 0
21983382 6 6 20080401 5.500 0.000 7.500 IO 120 179000.00 185000.00 0 0
21991104 6 6 20080401 5.125 0.000 7.875 IO 120 0.00 355000.00 0 0
21991393 6 6 20080401 5.500 0.000 7.500 IO 120 0.00 427000.00 0 0
21992151 6 6 20080401 5.250 0.000 7.750 IO 120 0.00 516000.00 0 0
21992425 6 6 20080401 5.375 0.000 7.625 IO 120 253000.00 257500.00 0 0
21996160 6 6 20080401 5.500 0.000 7.500 IO 120 131100.00 133000.00 0 0
21998174 6 6 20080401 5.375 0.000 7.625 IO 120 184900.00 190000.00 RMIC 25 0
21999875 6 6 20080401 5.500 0.000 7.500 IO 120 116000.00 120000.00 0 0
22000244 6 6 20080401 5.375 0.000 7.625 IO 120 261000.00 265000.00 0 0
22001747 6 6 20080401 5.375 0.000 7.625 IO 120 0.00 162500.00 0 0
22015739 6 6 20080501 5.500 0.000 7.500 IO 120 149645.00 150000.00 0 0
21976659 6 6 20080401 5.500 0.000 7.500 IO 120 155680.00 157000.00 0 0
21903414 6 6 20100401 6.250 0.000 6.750 IO 120 182000.00 182000.00 0 0
1501100455 6 6 20071001 5.000 1.000 5.000 IO 120 0.00 240000.00 0 0
105187801 6 6 20071201 5.000 1.000 5.000 IO 120 0.00 209000.00 REPUBLIC 25 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
1304000363 6 6 20071001 5.000 1.000 5.000 IO 120 242000.00 245000.00 0 0
1701100266 6 6 20050101 3.000 1.000 6.000 Non-IO 0 294000.00 294000.00 0 0
105060404 6 6 20071201 5.000 1.000 5.000 IO 120 256000.00 256000.00 REPUBLIC 30 0
1701100052 6 6 20041201 3.000 1.000 6.000 Non-IO 0 910000.00 910000.00 0 0
106305501 6 6 20080301 5.000 1.000 5.000 IO 120 0.00 332000.00 0 0
106786700 6 6 20060401 4.000 1.000 5.000 IO 120 0.00 655000.00 0 0
307325803 6 6 20050501 3.000 1.000 6.000 Non-IO 0 0.00 775000.00 0 0
1101001195 6 6 20080501 5.000 1.000 5.000 Non-IO 0 140000.00 140000.00 RMIC 25 0
1101001365 6 6 20080501 5.000 1.000 5.000 Non-IO 0 0.00 160000.00 RMIC 30 0
1101001394 6 6 20060501 3.000 3.000 5.000 Non-IO 0 85000.00 85000.00 0 0
1303000728 6 6 20080501 5.000 1.000 5.000 IO 120 80000.00 100000.00 0 0
1308000806 6 6 20080601 5.000 1.000 5.000 IO 120 235000.00 240000.00 RMIC 25 0
1309001660 6 6 20080501 5.000 1.000 5.000 IO 120 162000.00 166000.00 0 0
1310001950 6 6 20080501 5.000 1.000 5.000 IO 120 0.00 250000.00 0 0
1310001989 6 6 20080501 5.000 1.000 5.000 IO 120 190605.00 193000.00 0 0
1312000774 6 6 20080501 5.000 1.000 5.000 IO 120 321000.00 325000.00 RMIC 25 0
1501103602 6 6 20080601 5.000 1.000 5.000 IO 120 0.00 475000.00 0 0
1701101252 6 6 20050501 3.000 1.000 6.000 Non-IO 0 373375.00 374000.00 0 0
1701101267 6 6 20050501 3.000 1.000 6.000 Non-IO 0 290000.00 290000.00 0 0
1701101297 6 6 20080501 5.000 1.000 5.000 IO 120 0.00 550000.00 0 0
105302806 6 6 20060101 3.000 2.000 5.000 IO 120 0.00 585000.00 0 0
105741904 6 6 20080201 5.000 2.000 5.000 IO 120 0.00 106000.00 RMIC 30 0
106543804 6 6 20080301 5.000 2.000 5.000 IO 120 0.00 175000.00 0 0
1302000593 6 6 20080401 5.000 2.000 5.000 IO 120 0.00 498000.00 RMIC 25 0
1302000747 6 6 20060501 3.000 2.000 5.000 Non-IO 0 120510.00 122000.00 RMIC 25 0
1302000776 6 6 20080501 5.000 2.000 5.000 Non-IO 0 169900.00 170000.00 0 0
1303000608 6 6 20060401 3.000 2.000 5.000 IO 120 569000.00 600000.00 0 0
1303000633 6 6 20060401 3.000 2.000 5.000 IO 120 154247.00 155000.00 0 0
1303000709 6 6 20060501 4.000 1.000 5.000 IO 120 0.00 1700000.00 0 0
1304002266 6 6 20080401 5.000 2.000 5.000 IO 120 0.00 323000.00 0 0
1309001173 6 6 20060501 3.000 2.000 5.000 IO 120 0.00 335000.00 0 0
1501102821 6 6 20080301 5.000 2.000 5.000 Non-IO 0 0.00 370000.00 0 0
9044025 6 6 20080501 5.000 1.000 5.000 Non-IO 0 139900.00 140000.00 REPUBLIC 30 0
9105834 6 6 20080701 5.000 1.000 5.000 IO 120 209900.00 210000.00 REPUBLIC 30 0
9036740 6 6 20080701 5.000 1.000 5.000 Non-IO 0 217000.00 218000.00 REPUBLIC 30 0
9038357 6 6 20080601 5.000 1.000 5.000 Non-IO 0 200000.00 201000.00 MGIC 30 0
9043555 6 6 20080601 5.000 1.000 5.000 IO 120 263854.00 268000.00 REPUBLIC 30 0
9043571 6 6 20080601 5.000 1.000 5.000 IO 120 185600.00 187000.00 REPUBLIC 30 0
9043605 6 6 20080601 5.000 1.000 5.000 IO 120 173960.00 175000.00 REPUBLIC 30 0
9044199 6 6 20080701 5.000 1.000 5.000 Non-IO 0 136000.00 139000.00 REPUBLIC 30 0
9046301 6 6 20080601 5.000 1.000 5.000 IO 120 165000.00 165000.00 REPUBLIC 30 0
9096959 6 6 20080601 5.000 1.000 5.000 Non-IO 0 241711.00 242000.00 REPUBLIC 30 0
9045337 6 6 20080701 5.000 1.000 5.000 Non-IO 0 194500.00 195000.00 REPUBLIC 30 0
6975361 6 6 20080701 5.000 1.000 5.000 Non-IO 0 119000.00 119000.00 RADIAN 30 0
9042920 6 6 20080701 5.000 1.000 5.000 IO 60 0.00 135000.00 RADIAN 30 0
9043639 6 6 20080701 5.000 1.000 5.000 Non-IO 0 0.00 91000.00 REPUBLIC 35 0
9116278 6 6 20080601 3.000 1.000 5.000 Non-IO 0 0.00 164000.00 RADIAN 25 0
9097221 1 1 20030901 1.000 1.000 6.000 IO 120 145900.00 155000.00 RADIAN 25 0
9046285 6 6 20080601 5.000 1.000 5.000 IO 120 155000.00 156000.00 REPUBLIC 25 0
9097429 6 6 20080601 5.000 1.000 5.000 IO 120 0.00 140000.00 RADIAN 25 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
9042276 6 6 20080701 5.000 1.000 5.000 IO 120 380000.00 380000.00 REPUBLIC 25 0
9038316 6 6 20080701 5.000 1.000 5.000 IO 60 0.00 124000.00 MGIC 25 0
9038498 6 6 20080701 5.000 1.000 5.000 Non-IO 0 242000.00 242000.00 RADIAN 25 0
9039744 6 6 20080601 5.000 1.000 5.000 IO 120 148000.00 148000.00 PM 25 0
9043597 6 6 20080601 5.000 1.000 5.000 IO 120 300000.00 300000.00 REPUBLIC 25 0
9044116 6 6 20080701 5.000 1.000 5.000 IO 120 0.00 235000.00 MGIC 25 0
9044439 12 12 20080701 5.000 2.000 5.000 Non-IO 0 500000.00 502000.00 MGIC 25 0
9044512 12 12 20080601 5.000 2.000 5.000 Non-IO 0 450000.00 450000.00 MGIC 25 0
9044561 12 12 20080201 5.000 2.000 5.000 Non-IO 0 68000.00 68000.00 RADIAN 25 0
9043563 6 6 20080601 5.000 1.000 5.000 IO 120 177000.00 186000.00 MGIC 25 0
9042029 6 6 20080701 5.000 1.000 5.000 Non-IO 0 284074.00 290000.00 RADIAN 25 0
9045659 6 6 20080701 5.000 1.000 5.000 IO 120 173000.00 175000.00 REPUBLIC 25 0
9043589 6 6 20080601 5.000 1.000 5.000 IO 120 389000.00 390000.00 REPUBLIC 25 0
6980205 6 6 20080601 5.000 1.000 5.000 IO 120 357500.00 360000.00 REPUBLIC 25 0
9043548 1 1 20030901 1.000 1.000 6.000 IO 120 445000.00 450000.00 REPUBLIC 25 0
9097098 6 6 20080701 5.000 1.000 5.000 Non-IO 0 445485.00 467000.00 REPUBLIC 25 0
6980668 6 6 20080701 5.000 1.000 5.000 Non-IO 0 0.00 360000.00 RMIC 25 0
9037813 6 6 20050601 3.000 1.000 5.000 Non-IO 0 0.00 105000.00 RADIAN 25 0
9038746 6 6 20080601 5.000 1.000 5.000 Non-IO 0 146000.00 150000.00 REPUBLIC 12 0
6970784 1 1 20030901 1.000 1.000 6.000 IO 120 541652.00 545000.00 12 0
9116260 6 6 20050601 3.000 1.000 5.000 Non-IO 0 0.00 670000.00 0 0
9116286 6 6 20050601 3.000 1.000 5.000 Non-IO 0 615000.00 615000.00 0 0
9130113 6 6 20031201 1.000 1.000 5.000 Non-IO 0 0.00 350000.00 0 0
9130121 6 6 20031201 1.000 1.000 5.000 Non-IO 0 0.00 260000.00 0 0
9130139 6 6 20080601 5.000 1.000 5.000 Non-IO 0 455000.00 455000.00 0 0
9130147 6 6 20080701 5.000 1.000 5.000 Non-IO 0 725000.00 725000.00 0 0
9096504 6 6 20080701 5.000 1.000 5.000 IO 120 350000.00 350000.00 0 0
9097890 6 6 20080701 6.000 2.000 5.000 IO 120 385000.00 385000.00 0 0
9098146 6 6 20080701 5.000 1.000 5.000 IO 120 0.00 464000.00 0 0
9040882 6 6 20080701 5.000 1.000 5.000 Non-IO 0 655000.00 650000.00 0 0
9101502 6 6 20050701 3.000 1.000 5.000 IO 60 218140.00 218150.00 0 0
9042359 6 6 20080601 5.000 1.000 5.000 IO 60 0.00 340000.00 0 0
9040718 6 6 20080701 6.000 2.000 6.000 IO 120 0.00 140000.00 0 0
9039876 1 1 20030901 1.000 1.000 6.000 Non-IO 0 547029.20 588000.00 0 0
9101189 1 1 20030901 1.000 1.000 6.000 IO 120 770000.00 775000.00 0 0
9099045 6 6 20080701 5.000 1.000 5.000 Non-IO 0 700000.00 800000.00 0 0
9097635 6 6 20080701 5.000 1.000 5.000 Non-IO 0 414900.00 415000.00 0 0
9044991 6 6 20080701 6.000 2.000 6.000 IO 120 0.00 425000.00 0 0
9042938 6 6 20080701 5.000 1.000 5.000 Non-IO 0 375000.00 375000.00 0 0
9033929 6 6 20080701 6.000 2.000 5.000 IO 120 229000.00 229000.00 0 0
6973515 6 6 20060501 3.000 1.000 5.000 Non-IO 0 310000.00 310000.00 0 0
9104027 6 6 20080701 5.000 1.000 5.000 Non-IO 0 229000.00 229000.00 0 0
6972277 6 6 20080701 5.000 1.000 5.000 Non-IO 0 200000.00 226000.00 0 0
9044793 6 6 20080701 5.000 1.000 5.000 IO 120 575000.00 580000.00 0 0
9103201 6 6 20080701 5.000 1.000 5.000 IO 120 162500.00 163000.00 0 0
9104001 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 370000.00 0 0
9046079 6 6 20080701 5.000 1.000 5.000 IO 60 445000.00 449000.00 0 0
9046376 6 6 20080701 5.000 1.000 5.000 IO 60 130000.00 145000.00 0 0
9098526 6 6 20080701 5.000 1.000 6.000 IO 120 160000.00 164000.00 0 0
9099656 6 6 20080701 5.000 1.000 5.000 Non-IO 0 165880.00 225000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
9041500 6 6 20060701 3.000 1.000 5.000 Non-IO 0 482500.00 485000.00 0 0
6976070 6 6 20080701 5.000 1.000 5.000 IO 120 565000.00 565000.00 0 0
6980734 6 6 20080701 5.000 1.000 5.000 Non-IO 0 0.00 267500.00 0 0
6981278 6 6 20080601 5.000 1.000 5.000 IO 120 612000.00 620000.00 0 0
6938526 6 6 20080401 5.000 1.000 5.000 IO 120 0.00 355000.00 0 0
6942254 6 6 20080401 5.000 1.000 5.000 IO 120 312000.00 312000.00 0 0
6968010 1 1 20030901 1.000 1.000 6.000 IO 120 127500.00 135000.00 0 0
6968424 6 6 20060501 3.000 1.000 5.000 Non-IO 0 255000.00 255000.00 0 0
6976419 6 6 20060601 3.000 1.000 5.000 Non-IO 0 565000.00 570000.00 0 0
6977268 6 6 20080601 5.000 1.000 5.000 IO 120 0.00 230000.00 0 0
6978308 6 6 20080701 5.000 1.000 5.000 IO 120 627000.00 627000.00 0 0
6978423 6 6 20080701 5.000 1.000 5.000 IO 120 372000.00 375000.00 0 0
6981237 6 6 20080601 5.000 1.000 5.000 IO 60 437900.00 438000.00 0 0
6981302 6 6 20060601 3.000 1.000 5.000 Non-IO 0 615000.00 615000.00 0 0
6981559 6 6 20080601 5.000 1.000 5.000 Non-IO 0 0.00 221000.00 0 0
6981740 6 6 20130601 5.000 1.000 5.000 IO 120 675000.00 675000.00 0 0
6981880 6 6 20060601 3.000 1.000 5.000 IO 120 1170000.00 1170000.00 0 0
6982623 6 6 20080601 5.000 1.000 5.000 Non-IO 0 127500.00 176000.00 0 0
6982862 6 6 20080601 5.000 1.000 5.000 Non-IO 0 0.00 325000.00 0 0
6983340 6 6 20050701 3.000 1.000 5.000 Non-IO 0 120000.00 130000.00 0 0
6983480 6 6 20080701 5.000 1.000 5.000 IO 120 334000.00 334000.00 0 0
6983514 6 6 20080601 5.000 1.000 5.000 Non-IO 0 114500.00 122000.00 0 0
9033150 6 6 20080601 5.000 1.000 5.000 Non-IO 0 335000.00 337000.00 0 0
9033499 6 6 20080601 5.000 1.000 5.000 Non-IO 0 225000.00 265000.00 0 0
9034182 6 6 20080601 5.000 1.000 5.000 IO 120 275000.00 290000.00 0 0
9034695 6 6 20060601 3.000 1.000 5.000 Non-IO 0 205000.00 205000.00 0 0
9034737 6 6 20080601 5.000 1.000 5.000 IO 120 384900.00 385000.00 0 0
9034778 6 6 20080601 5.000 1.000 5.000 IO 60 415000.00 415000.00 0 0
9035601 6 6 20080601 5.000 1.000 5.000 Non-IO 0 206500.00 207000.00 0 0
9035643 6 6 20060601 3.000 1.000 5.000 Non-IO 0 247000.00 260000.00 0 0
9035874 6 6 20080601 5.000 1.000 5.000 IO 120 640900.00 641000.00 0 0
9036203 6 6 20080601 5.000 1.000 5.000 IO 60 211500.00 216000.00 0 0
9036807 6 6 20080601 5.000 1.000 5.000 IO 60 225000.00 240500.00 0 0
9037763 6 6 20060601 3.000 1.000 5.000 Non-IO 0 600000.00 600000.00 0 0
9038241 6 6 20080601 5.000 1.000 5.000 IO 60 300000.00 300396.00 0 0
9038365 6 6 20080601 5.000 1.000 5.000 IO 120 221000.00 221000.00 0 0
9038662 6 6 20080601 5.000 1.000 6.000 IO 120 375000.00 375000.00 0 0
9038845 1 1 20030901 1.000 1.000 6.000 IO 120 440388.00 442000.00 0 0
9038852 1 1 20030901 1.000 1.000 6.000 IO 120 165000.00 165000.00 0 0
9038969 6 6 20080601 5.000 1.000 5.000 Non-IO 0 165000.00 165000.00 0 0
9039751 6 6 20080701 5.000 1.000 5.000 Non-IO 0 174500.00 174500.00 0 0
9039991 1 1 20030901 1.000 1.000 6.000 IO 120 1099950.00 1100000.00 0 0
9040130 6 6 20080601 5.000 1.000 5.000 IO 120 381373.00 382000.00 0 0
9040155 6 6 20080601 5.000 1.000 5.000 Non-IO 0 177550.00 178000.00 0 0
9040189 6 6 20080501 5.000 1.000 5.000 IO 120 238000.00 238000.00 0 0
9040213 6 6 20060701 3.000 1.000 5.000 Non-IO 0 0.00 425000.00 0 0
9040676 1 1 20030901 1.000 1.000 6.000 Non-IO 0 0.00 812000.00 0 0
9041138 6 6 20080601 6.000 2.000 6.000 Non-IO 0 0.00 170000.00 0 0
9041179 6 6 20080701 5.000 1.000 5.000 IO 120 450000.00 451000.00 0 0
9041260 6 6 20060701 3.000 1.000 5.000 IO 120 148000.00 150000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
9041278 6 6 20080601 5.000 1.000 5.000 IO 120 246000.00 247000.00 0 0
9041575 6 6 20080701 5.000 1.000 5.000 IO 120 380000.00 380000.00 0 0
9041765 6 6 20080701 5.000 1.000 5.000 Non-IO 0 0.00 176000.00 0 0
9042227 6 6 20080701 5.000 1.000 5.000 Non-IO 0 0.00 755000.00 0 0
9042268 6 6 20080701 5.000 1.000 5.000 Non-IO 0 285132.00 292000.00 0 0
9042649 6 6 20080701 5.000 1.000 5.000 IO 60 122000.00 123000.00 0 0
9043506 1 1 20030901 1.000 1.000 6.000 IO 120 278900.00 283000.00 0 0
9043803 6 6 20060701 3.000 1.000 5.000 IO 120 163500.00 163500.00 0 0
9043845 6 6 20080701 5.000 1.000 6.000 IO 120 114200.00 115000.00 0 0
9044397 6 6 20060701 3.000 1.000 5.000 IO 120 388000.00 388000.00 0 0
9096256 6 6 20080701 5.000 1.000 5.000 Non-IO 0 122500.00 122500.00 0 0
9096710 6 6 20060701 3.000 1.000 5.000 Non-IO 0 365000.00 365000.00 0 0
9098989 6 6 20080701 5.000 1.000 5.000 Non-IO 0 460000.00 460000.00 0 0
6978407 6 6 20080601 5.000 1.000 5.000 Non-IO 0 140000.00 140000.00 0 0
9034877 6 6 20080601 5.000 1.000 5.000 Non-IO 0 459000.00 459000.00 0 0
9037961 6 6 20060601 3.000 1.000 5.000 Non-IO 0 185000.00 214000.00 0 0
9037870 6 6 20080701 5.000 1.000 5.000 IO 120 0.00 370000.00 0 0
9041872 6 6 20080701 5.000 1.000 5.000 IO 60 275000.00 275000.00 0 0
9037029 6 6 20080601 5.000 1.000 5.000 IO 120 300000.00 300000.00 0 0
9037433 6 6 20080601 5.000 1.000 5.000 Non-IO 0 460000.00 460000.00 0 0
9041328 6 6 20060701 3.000 1.000 5.000 Non-IO 0 280000.00 280000.00 0 0
9034711 6 6 20080701 5.000 1.000 5.000 Non-IO 0 140900.00 142000.00 0 0
9100587 6 6 20080701 5.000 1.000 5.000 Non-IO 0 189900.00 190000.00 0 0
9035742 6 6 20080601 5.000 1.000 5.000 Non-IO 0 286120.00 286500.00 0 0
9033192 6 6 20080601 5.000 1.000 6.000 IO 120 218184.00 218500.00 0 0
9035924 6 6 20080601 5.000 1.000 5.000 IO 60 0.00 250000.00 0 0
9039041 6 6 20080701 5.000 1.000 5.000 Non-IO 0 380000.00 376500.00 0 0
6981922 6 6 20080601 5.000 1.000 5.000 Non-IO 0 140000.00 140000.00 0 0
6980213 6 6 20080601 5.000 1.000 5.000 IO 60 0.00 235000.00 0 0
9044447 12 12 20080601 5.000 2.000 5.000 Non-IO 0 0.00 180000.00 0 0
9098823 6 6 20080701 5.000 1.000 5.000 Non-IO 0 94500.00 95000.00 0 0
6933196 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 999000.00 0 0
9040692 6 6 20080701 5.000 1.000 5.000 IO 120 0.00 300000.00 0 0
9041989 6 6 20060701 3.000 1.000 5.000 Non-IO 0 250000.00 268000.00 0 0
9103250 6 6 20060701 3.000 1.000 5.000 IO 120 414000.00 435000.00 0 0
9097502 6 6 20080701 5.000 1.000 5.000 Non-IO 0 0.00 418000.00 0 0
9043530 1 1 20030901 1.000 1.000 6.000 IO 120 0.00 350000.00 0 0
9034117 6 6 20060601 3.000 1.000 5.000 Non-IO 0 423000.00 430000.00 0 0
9043498 6 6 20080601 5.000 1.000 5.000 Non-IO 0 0.00 290000.00 0 0
6973473 6 6 20050601 3.000 1.000 5.000 IO 60 850000.00 850000.00 0 0
9116294 6 6 20080401 5.000 1.000 5.000 Non-IO 0 0.00 575000.00 0 0
9097122 1 1 20030901 1.000 1.000 6.000 IO 120 117000.00 117000.00 0 0
9101783 6 6 20080701 5.000 1.000 5.000 IO 120 0.00 493000.00 0 0
9044876 6 6 20080701 6.000 2.000 6.000 IO 120 0.00 550000.00 0 0
9045311 6 6 20080701 5.000 1.000 5.000 Non-IO 0 715000.00 715000.00 0 0
6980601 6 6 20080601 5.000 1.000 5.000 Non-IO 0 0.00 345000.00 0 0
9040783 6 6 20080601 5.000 1.000 5.000 IO 60 0.00 621000.00 0 0
9096413 6 6 20050601 3.000 1.000 5.000 Non-IO 0 0.00 68000.00 0 0
9040494 6 6 20080601 5.000 1.000 5.000 IO 120 939300.00 940000.00 0 0
9097478 6 6 20080701 5.000 1.000 5.000 IO 120 0.00 625000.00 0 0
NEXT
PAY RATE PMT RATE INIT PER LIFE IO APP MI
LOAN_ID FREQ FREQ CAP CHANGE CAP CAP CAP IO PER SELL VALUE COD OSS LPMI
-------- ----- ----- ------ -------- ------ ------ ------ ----- ------ --------- --------- ------- ---- ----
9034141 6 6 20080701 5.000 1.000 5.000 Non-IO 0 0.00 330000.00 0 0
9040924 6 6 20080701 5.000 1.000 5.000 IO 120 0.00 510000.00 0 0
6972236 12 12 20080501 5.000 2.000 5.000 Non-IO 0 585000.00 585000.00 0 0
6977383 6 6 20080701 5.000 1.000 5.000 Non-IO 0 0.00 241000.00 0 0
6932511 6 6 20050301 3.000 1.000 5.000 IO 120 0.00 1625000.00 0 0
9034745 6 6 20080601 5.000 1.000 5.000 IO 120 0.00 750000.00 0 0
6975197 6 6 20080601 5.000 1.000 5.000 IO 120 210000.00 215000.00 0 0
9038340 6 6 20080701 5.000 1.000 5.000 Non-IO 0 0.00 190000.00 0 0
9040825 6 6 20080601 1.000 1.000 6.000 Non-IO 0 0.00 1000000.00 0 0
13949237 6 6 20060701 3.000 1.000 5.000 IO 120 179900.00 182000.00 UGIC 30 0
13954980 6 6 20080601 5.000 1.000 5.000 Non-IO 0 121900.00 125000.00 REPUBLIC 30 0
13959920 6 6 20080701 5.000 1.000 5.000 Non-IO 0 320000.00 320000.00 REPUBLIC 30 0
13908428 6 6 20080201 5.000 1.000 5.000 IO 120 213000.00 214000.00 REPUBLIC 25 0
13937346 6 6 20080601 5.000 1.000 5.000 IO 60 0.00 208000.00 RADIAN 30 0
13940492 6 6 20080601 6.000 2.000 6.000 IO 120 0.00 265000.00 RADIAN 25 0
13953973 6 6 20080701 5.000 1.000 5.000 IO 60 0.00 240000.00 RADIAN 12 0
13953919 6 6 20080701 5.000 1.000 5.000 IO 60 0.00 230000.00 RADIAN 25 0
13966342 6 6 20080701 5.000 1.000 5.000 IO 60 265000.00 270000.00 MGIC 30 0
13923535 6 6 20080501 5.000 1.000 5.000 IO 120 0.00 335000.00 GE 25 0
13942526 6 6 20080701 5.000 1.000 5.000 IO 60 1875000.00 2500000.00 0 0
13959917 1 1 20031001 1.000 1.000 6.000 IO 120 0.00 183000.00 0 0
13963486 1 1 20031001 1.000 1.000 6.000 IO 120 0.00 107000.00 0 0
13957424 1 1 20031001 1.000 1.000 6.000 IO 120 275000.00 275000.00 0 0
13906983 6 6 20031001 1.000 1.000 6.000 IO 120 153575.00 160000.00 0 0
13906986 6 6 20031001 1.000 1.000 6.000 IO 120 247500.00 247500.00 0 0
13957028 6 6 20060701 3.000 1.000 5.000 Non-IO 0 295000.00 295000.00 0 0
13963485 6 6 20060701 3.000 1.000 5.000 Non-IO 0 413000.00 416000.00 0 0
13966145 6 6 20080701 5.000 1.000 5.000 IO 60 0.00 515000.00 0 0
13925606 6 6 20080701 5.000 1.000 5.000 Non-IO 0 640000.00 640000.00 0 0
13941012 6 6 20080601 5.000 1.000 5.000 Non-IO 0 822000.00 822000.00 0 0
13950080 6 6 20080701 6.000 2.000 6.000 IO 120 0.00 300000.00 0 0
13966153 6 6 20080501 5.000 1.000 5.000 Non-IO 0 155000.00 157000.00 0 0
13959770 6 6 20080701 5.000 1.000 5.000 IO 120 193000.00 193000.00 0 0
13945175 6 6 20080701 5.000 1.000 5.000 Non-IO 0 228000.00 228000.00 0 0
13919441 6 6 20080501 5.000 1.000 5.000 Non-IO 0 239000.00 240000.00 0 0
13959813 6 6 20080701 5.000 1.000 5.000 IO 120 299000.00 300000.00 0 0
13956665 6 6 20080701 5.000 1.000 5.000 Non-IO 0 375000.00 475000.00 0 0
13966340 6 6 20080701 5.000 1.000 5.000 IO 60 453500.00 455000.00 0 0
13957027 6 6 20080701 5.000 1.000 5.000 IO 60 462900.00 585000.00 0 0
13957039 6 6 20080701 5.000 1.000 5.000 IO 120 760000.00 760000.00 0 0
13953930 6 6 20080701 5.000 1.000 5.000 IO 120 800000.00 915000.00 0 0
13942992 6 6 20080701 5.000 1.000 5.000 IO 120 805000.00 805000.00 0 0
13946208 6 6 20080701 5.000 1.000 5.000 Non-IO 0 0.00 495000.00 0 0
13945147 6 6 20080701 5.000 1.000 5.000 IO 120 82200.00 95000.00 0 0
13928957 6 6 20080601 5.000 1.000 5.000 Non-IO 0 1400000.00 1400000.00 0 0
13948788 6 6 20080701 5.000 1.000 5.000 IO 60 0.00 1151000.00 0 0
13946201 6 6 20080701 5.000 1.000 5.000 IO 120 0.00 76000.00 0 0
13945156 6 6 20080701 5.000 1.000 5.000 IO 120 0.00 1000000.00 0 0
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
6980460 0.00 20030603 0 29.82 1 YR None Y 20030801 EMC D.EMC
6983472 0.00 20030610 0 0 0 None N 20030801 EMC D.EMC
6973192 0.00 20030602 0 42.63 0 None N 20030801 EMC D.EMC
6981443 0.00 20030529 0 0 0 None N 20030701 EMC D.EMC
6975528 0.00 20030527 0 43.05 5 YR None Y 20030701 EMC D.EMC
6973044 0.00 20030529 0 38.17 7 MO None Y 20030701 EMC D.EMC
9039819 0.00 20030611 0 42.17 0 None N 20030801 EMC D.EMC
6981435 0.00 20030603 0 0 0 None N 20030801 EMC D.EMC
6976716 0.00 20030530 0 33.06 0 None N 20030801 EMC D.EMC
6964159 0.00 20030522 0 0 5 YR None Y 20030801 EMC D.EMC
6983241 0.00 20030602 0 0 3 YR None Y 20030801 EMC D.EMC
6971246 0.00 20030523 0 32.53 1 YR None Y 20030801 EMC D.EMC
6977680 0.00 20030523 0 0 0 None N 20030801 EMC D.EMC
6982631 0.00 20030604 0 0 3 YR None Y 20030801 EMC D.EMC
6969554 0.00 20030530 0 42.6 5 YR None Y 20030701 EMC D.EMC
6980643 0.00 20030528 0 0 5 YR None Y 20030801 EMC D.EMC
6976765 0.00 20030602 0 41.12 5 YR None Y 20030701 EMC D.EMC
6975296 0.00 20030529 0 38.24 0 None N 20030801 EMC D.EMC
6979181 0.00 20030602 0 34.55 3 YR None Y 20030801 EMC D.EMC
6978266 0.00 20030603 0 45.86 3 YR None Y 20030801 EMC D.EMC
6982599 0.00 20030609 0 30.71 5 YR None Y 20030801 EMC D.EMC
6981294 0.00 20030610 0 50.48 5 YR None Y 20030801 EMC D.EMC
6973713 0.00 20030606 0 0 5 YR None Y 20030801 EMC D.EMC
9035254 0.00 20030609 0 38.62 3 YR None Y 20030801 EMC D.EMC
6967665 0.00 20030603 0 41.4 5 YR None Y 20030801 EMC D.EMC
6946735 0.00 20030530 0 0 5 YR None Y 20030801 EMC D.EMC
6978837 0.00 20030602 0 33.89 0 None N 20030701 EMC D.EMC
6976807 0.00 20030527 0 0 3 YR None Y 20030801 EMC D.EMC
6978910 0.00 20030528 0 0 0 None N 20030701 EMC D.EMC
6965990 0.00 20030605 0 36.81 0 None N 20030701 EMC D.EMC
6981542 0.00 20030611 0 0 3 YR None Y 20030801 EMC D.EMC
6969190 0.00 20030522 0 43.34 5 YR None Y 20030801 EMC D.EMC
6967624 0.00 20030529 0 0 5 YR None Y 20030801 EMC D.EMC
9040858 0.00 20030612 0 26.47 5 YR None Y 20030701 EMC D.EMC
6977292 0.00 20030604 0 33.14 3 YR None Y 20030801 EMC D.EMC
6974398 0.00 20030528 0 0 3 YR None Y 20030801 EMC D.EMC
6940506 0.00 20030530 0 45.64 0 None N 20030701 EMC D.EMC
6981419 0.00 20030609 0 35.9 5 YR None Y 20030801 EMC D.EMC
6973978 0.00 20030530 0 34.71 5 YR None Y 20030801 EMC D.EMC
9037102 0.00 20030611 0 50.15 1 YR None Y 20030701 EMC D.EMC
6966592 0.00 20030521 0 42.36 5 YR None Y 20030801 EMC D.EMC
6981393 0.00 20030606 0 31.87 5 YR None Y 20030801 EMC D.EMC
6972590 0.00 20030530 0 0 1 YR None Y 20030801 EMC D.EMC
6978225 0.00 20030609 0 33.81 3 YR None Y 20030801 EMC D.EMC
6982219 0.00 20030603 0 43.61 5 YR None Y 20030801 EMC D.EMC
6945182 0.00 20030610 0 31.52 5 YR None Y 20030801 EMC D.EMC
6979272 0.00 20030611 0 0 5 YR None Y 20030801 EMC D.EMC
6975189 0.00 20030527 0 45.17 5 YR None Y 20030801 EMC D.EMC
9039827 0.00 20030605 0 30.6 1 YR None Y 20030801 EMC D.EMC
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
6967293 0.00 20030530 0 40.76 5 YR None Y 20030801 EMC D.EMC
6978316 0.00 20030605 0 37.66 5 YR None Y 20030801 EMC D.EMC
6974091 0.00 20030530 0 48.79 0 None N 20030801 EMC D.EMC
6972186 0.00 20030523 0 40.22 1 YR None Y 20030801 EMC D.EMC
6973465 0.00 20030527 0 45.43 8 MO None Y 20030801 EMC D.EMC
6946727 0.00 20030602 0 46.15 1 YR None Y 20030801 EMC D.EMC
6976294 0.00 20030528 0 42.85 7 MO None Y 20030601 EMC D.EMC
6974026 0.00 20030521 0 49.24 5 YR None Y 20030801 EMC D.EMC
6976336 0.00 20030529 0 20.12 5 YR None Y 20030801 EMC D.EMC
6980031 0.00 20030523 0 38.61 5 YR None Y 20030701 EMC D.EMC
6935977 0.00 20030528 0 39.2 5 YR None Y 20030701 EMC D.EMC
6971782 0.00 20030529 0 49.1 5 YR None Y 20030701 EMC D.EMC
9039801 0.00 20030606 0 0 5 YR None Y 20030801 EMC D.EMC
6983332 0.00 20030603 0 28.31 5 YR None Y 20030801 EMC D.EMC
6980098 0.00 20030528 0 27.61 0 None N 20030801 EMC D.EMC
6976948 0.00 20030530 0 34.79 0 None N 20030801 EMC D.EMC
9033564 0.00 20030612 0 50.51 0 None N 20030801 EMC D.EMC
6980353 0.00 20030523 0 24.11 0 None N 20030801 EMC D.EMC
6976328 0.00 20030602 0 0 0 None N 20030801 EMC D.EMC
6977524 0.00 20030602 0 20.11 0 None N 20030801 EMC D.EMC
6975957 0.00 20030602 0 48.6 0 None N 20030801 EMC D.EMC
9037706 0.00 20030611 0 0 3 YR None Y 20030601 EMC D.EMC
6976617 0.00 20030609 0 33.56 0 None N 20030801 EMC D.EMC
9036146 0.00 20030611 0 39.1 0 None N 20030801 EMC D.EMC
6978670 0.00 20030610 0 0 0 None N 20030801 EMC D.EMC
9036252 0.00 20030611 0 37.4 3 YR None Y 20030801 EMC D.EMC
6975080 0.00 20030529 0 0 5 YR None Y 20030801 EMC D.EMC
6982706 0.00 20030612 0 42.15 5 YR None Y 20030801 EMC D.EMC
6981369 0.00 20030611 0 27.51 3 YR None Y 20030801 EMC D.EMC
6979470 0.00 20030609 0 0 5 YR None Y 20030801 EMC D.EMC
6972475 0.00 20030529 0 50.65 5 YR None Y 20030701 EMC D.EMC
6970354 0.00 20030521 0 33.72 5 YR None Y 20030801 EMC D.EMC
6978142 0.00 20030529 0 0 0 None N 20030801 EMC D.EMC
6971154 0.00 20030611 0 0 5 YR None Y 20030801 EMC D.EMC
9038860 0.00 20030610 0 40.81 0 None N 20030801 EMC D.EMC
9036633 0.00 20030612 0 26.19 0 None N 20030801 EMC D.EMC
9034836 0.00 20030606 0 35.75 0 None N 20030801 EMC D.EMC
9036229 0.00 20030603 0 27.81 0 None N 20030701 EMC D.EMC
6980254 0.00 20030602 0 37.28 0 None N 20030801 EMC D.EMC
6980379 0.00 20030522 0 44.18 0 None N 20030801 EMC D.EMC
6971238 0.00 20030529 0 48.29 0 None N 20030701 EMC D.EMC
9036609 0.00 20030605 0 40.94 0 None N 20030801 EMC D.EMC
6980262 0.00 20030603 0 41.77 0 None N 20030801 EMC D.EMC
9036617 0.00 20030609 0 28.3 0 None N 20030801 EMC D.EMC
9035528 0.00 20030611 0 33.02 0 None N 20030801 EMC D.EMC
6980304 0.00 20030529 0 41.16 0 None N 20030601 EMC D.EMC
6974851 0.00 20030523 0 0 5 YR None Y 20030801 EMC D.EMC
6980692 0.00 20030611 0 0 5 YR None Y 20030701 EMC D.EMC
6978795 0.00 20030528 0 29.22 5 YR None Y 20030701 EMC D.EMC
6981641 0.00 20030605 0 39.4 2 YR None Y 20030701 EMC D.EMC
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
6982433 0.00 20030606 0 41.08 0 None N 20030801 EMC D.EMC
9038787 0.00 20030610 0 40.42 0 None N 20030701 EMC D.EMC
6965602 0.00 20030527 0 31.42 3 YR None Y 20030801 EMC D.EMC
6965610 0.00 20030527 0 31.42 3 YR None Y 20030801 EMC D.EMC
6965628 0.00 20030527 0 31.42 3 YR None Y 20030801 EMC D.EMC
6965636 0.00 20030527 0 31.42 3 YR None Y 20030801 EMC D.EMC
6983597 0.00 20030606 0 28.29 5 YR None Y 20030801 EMC D.EMC
6970479 0.00 20030527 0 46.78 3 YR None Y 20030701 EMC D.EMC
6978787 0.00 20030603 0 30.9 5 YR None Y 20030801 EMC D.EMC
6943450 0.00 20030530 0 0 3 YR None Y 20030801 EMC D.EMC
9038738 0.00 20030606 0 30.74 5 YR None Y 20030701 EMC D.EMC
6978233 0.00 20030528 0 38.3 5 YR None Y 20030901 EMC D.EMC
6978258 0.00 20030522 0 37.12 5 YR None Y 20030801 EMC D.EMC
9038712 0.00 20030611 0 0 5 YR None Y 20030801 EMC D.EMC
9038761 0.00 20030609 0 0 5 YR None Y 20030701 EMC D.EMC
6970628 0.00 20030604 0 0 5 YR None Y 20030801 EMC D.EMC
9036989 0.00 20030604 0 31.13 3 YR None Y 20030701 EMC D.EMC
6970453 0.00 20030604 0 22.53 5 YR None Y 20030801 EMC D.EMC
6982060 0.00 20030604 0 44.4 5 YR None Y 20030801 EMC D.EMC
9038720 0.00 20030605 0 48.42 5 YR None Y 20030801 EMC D.EMC
6981963 0.00 20030530 0 0 5 YR None Y 20030701 EMC D.EMC
9035361 0.00 20030606 0 44.89 0 None N 20030801 EMC D.EMC
6979520 0.00 20030611 0 43.64 3 YR None Y 20030801 EMC D.EMC
9038779 0.00 20030610 0 0 0 None N 20030801 EMC D.EMC
9033143 0.00 20030612 0 27.06 0 None N 20030801 EMC D.EMC
9034083 0.00 20030609 0 36.96 0 None N 20030701 EMC D.EMC
9039645 0.00 20030610 0 35.12 0 None N 20030801 EMC D.EMC
6980890 0.00 20030528 0 34.08 0 None N 20030801 EMC D.EMC
6978563 0.00 20030604 0 34.18 0 None N 20030801 EMC D.EMC
9036153 0.00 20030609 0 43.53 0 None N 20030701 EMC D.EMC
9079922 0.00 20030529 2312 15.21 0 None N 20030801 EMC D.EMC
9038753 0.00 20030605 0 28.29 5 YR None Y 20030701 EMC D.EMC
6983316 0.00 20030528 0 40.4 0 None N 20030801 EMC D.EMC
6982052 0.00 20030604 0 48.25 5 YR None Y 20030801 EMC D.EMC
9036849 0.00 20030605 0 39.25 0 None N 20030801 EMC D.EMC
6975486 0.00 20030528 0 41.42 0 None N 20030801 EMC D.EMC
6972228 0.00 20030529 0 0 0 None N 20030801 EMC D.EMC
6975478 0.00 20030528 0 35.31 0 None N 20030701 EMC D.EMC
9034075 0.00 20030602 0 24.05 0 None N 20030801 EMC D.EMC
6980346 0.00 20030528 0 36.6 0 None N 20030801 EMC D.EMC
9079930 0.00 20030529 2313 37.72 0 None N 20030801 EMC D.EMC
6945562 0.00 20030603 0 12.32 3 YR None Y 20030801 EMC D.EMC
6968333 0.00 20030530 0 36.33 0 None N 20031201 EMC D.EMC
9038704 0.00 20030609 0 31.21 0 None N 20030701 EMC D.EMC
6964589 0.00 20030609 0 27.4 0 None N 20030801 EMC D.EMC
6964506 0.00 20030602 0 21.57 0 None N 20030801 EMC D.EMC
6971584 0.00 20030521 0 0 0 None N 20030801 EMC D.EMC
81739245 0.00 20030627 2460 27 0 None N 20030801 ALLIANCE I.Greenpoint
108333543 0.00 20030627 2460 22.7 0 None N 20030701 ALLIANCE I.Greenpoint
108259292 0.00 20030627 2460 38.3 0 None N 20030701 ALLIANCE I.Greenpoint
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
108223868 0.00 20030627 2460 37.7 0 None N 20030801 ALLIANCE I.Greenpoint
108445156 0.00 20030627 2460 33.3 0 None N 20030701 ALLIANCE I.Greenpoint
108465915 0.00 20030627 2460 45.1 0 None N 20030701 ALLIANCE I.Greenpoint
108286378 0.00 20030627 2460 37.4 0 None N 20030701 ALLIANCE I.Greenpoint
108380882 0.00 20030627 2460 33.8 0 None N 20030701 ALLIANCE I.Greenpoint
81960726 0.00 20030627 2460 38.1 0 None N 20030701 ALLIANCE I.Greenpoint
81684847 0.00 20030627 2460 44.2 0 None N 20030701 ALLIANCE I.Greenpoint
81727042 0.00 20030627 2460 36.8 0 None N 20030701 ALLIANCE I.Greenpoint
81739237 0.00 20030627 2460 31.6 0 None N 20030801 ALLIANCE I.Greenpoint
108245523 0.00 20030627 2460 31.8 0 None N 20030801 ALLIANCE I.Greenpoint
108276783 0.00 20030627 2460 36.9 0 None N 20030901 ALLIANCE I.Greenpoint
108242637 0.00 20030627 2460 38.4 0 None N 20030801 ALLIANCE I.Greenpoint
81729675 0.00 20030627 2460 44.8 0 None N 20030801 ALLIANCE I.Greenpoint
108262247 0.00 20030627 2460 31.1 0 None N 20030701 ALLIANCE I.Greenpoint
81719668 0.00 20030627 2460 36.9 0 None N 20030701 ALLIANCE I.Greenpoint
108136706 0.00 20030627 2460 30 0 None N 20030701 ALLIANCE I.Greenpoint
108406588 0.00 20030627 2460 31.4 0 None N 20030801 ALLIANCE I.Greenpoint
108195207 0.00 20030627 2460 36.7 0 None N 20030701 ALLIANCE I.Greenpoint
108258500 0.00 20030627 2460 33.8 0 None N 20030701 ALLIANCE I.Greenpoint
81774655 0.00 20030627 2460 43.5 0 None N 20030701 ALLIANCE I.Greenpoint
81654063 0.00 20030627 2460 35 0 None N 20030801 ALLIANCE I.Greenpoint
108417015 0.00 20030627 2460 24.5 0 None N 20030701 ALLIANCE I.Greenpoint
108230921 0.00 20030627 2460 36.2 0 None N 20030701 ALLIANCE I.Greenpoint
108309550 0.00 20030627 2460 36.5 0 None N 20030801 ALLIANCE I.Greenpoint
81790644 0.00 20030627 2460 56.6 0 None N 20030701 ALLIANCE I.Greenpoint
108303447 0.00 20030627 2460 40.8 0 None N 20030701 ALLIANCE I.Greenpoint
108329418 0.00 20030627 2460 31.5 0 None N 20030701 ALLIANCE I.Greenpoint
108447798 0.00 20030627 2460 34.8 0 None N 20030701 ALLIANCE I.Greenpoint
108160037 0.00 20030627 2460 42.1 0 None N 20030701 ALLIANCE I.Greenpoint
108381773 0.00 20030627 2460 36.8 0 None N 20030801 ALLIANCE I.Greenpoint
80986672 0.00 20030627 2460 25.2 0 None N 20030801 ALLIANCE I.Greenpoint
81812000 0.00 20030627 2460 34.8 0 None N 20030701 ALLIANCE I.Greenpoint
108338344 0.00 20030627 2460 37.5 0 None N 20030701 ALLIANCE I.Greenpoint
108205204 0.00 20030627 2460 36.9 0 None N 20030801 ALLIANCE I.Greenpoint
108273962 0.00 20030627 2460 42.1 3 YR None Y 20030801 ALLIANCE I.Greenpoint
108320979 0.00 20030627 2460 34.1 0 None N 20030801 ALLIANCE I.Greenpoint
108390857 0.00 20030627 2460 37.8 0 None N 20030801 ALLIANCE I.Greenpoint
81651325 0.00 20030627 2460 31.1 0 None N 20030801 ALLIANCE I.Greenpoint
108326877 0.00 20030627 2460 31.4 0 None N 20030801 ALLIANCE I.Greenpoint
108477704 0.00 20030627 2460 33.9 0 None N 20030701 ALLIANCE I.Greenpoint
81683435 0.00 20030627 2460 32.4 0 None N 20030701 ALLIANCE I.Greenpoint
81855819 0.00 20030627 2460 23 0 None N 20030801 ALLIANCE I.Greenpoint
81791063 0.00 20030627 2460 39.6 0 None N 20030701 ALLIANCE I.Greenpoint
81950776 0.00 20030627 2460 35.4 0 None N 20030701 ALLIANCE I.Greenpoint
81438673 0.00 20030627 2460 34.6 0 None N 20030801 ALLIANCE I.Greenpoint
108318809 0.00 20030627 2460 29.3 0 None N 20030701 ALLIANCE I.Greenpoint
108251059 0.00 20030627 2460 26.1 0 None N 20030701 ALLIANCE I.Greenpoint
108243452 0.00 20030627 2460 27.1 3 YR None Y 20030801 ALLIANCE I.Greenpoint
108397464 0.00 20030627 2460 30 0 None N 20030801 ALLIANCE I.Greenpoint
108400367 0.00 20030627 2460 33.3 0 None N 20030701 ALLIANCE I.Greenpoint
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
108263716 0.00 20030627 2460 37.4 0 None N 20030701 ALLIANCE I.Greenpoint
108277062 0.00 20030627 2460 34.2 0 None N 20030801 ALLIANCE I.Greenpoint
108283573 0.00 20030627 2460 33.4 0 None N 20030701 ALLIANCE I.Greenpoint
81899932 0.00 20030627 2460 36.1 0 None N 20030701 ALLIANCE I.Greenpoint
81743502 0.00 20030627 2460 36.3 0 None N 20030701 ALLIANCE I.Greenpoint
108372988 0.00 20030627 2460 34.1 0 None N 20030801 ALLIANCE I.Greenpoint
108184227 0.00 20030627 2460 31.9 0 None N 20030701 ALLIANCE I.Greenpoint
108402678 0.00 20030627 2460 45.3 0 None N 20030701 ALLIANCE I.Greenpoint
108383779 0.00 20030627 2460 37.4 0 None N 20030801 ALLIANCE I.Greenpoint
81871378 0.00 20030627 2460 32.7 3 YR None Y 20030801 ALLIANCE I.Greenpoint
108485467 0.00 20030627 2460 39.9 0 None N 20030701 ALLIANCE I.Greenpoint
108361627 0.00 20030627 2460 36.7 0 None N 20030801 ALLIANCE I.Greenpoint
81747271 0.00 20030627 2460 28.7 0 None N 20030801 ALLIANCE I.Greenpoint
81794604 0.00 20030627 2460 36.3 0 None N 20030801 ALLIANCE I.Greenpoint
81624124 0.00 20030627 2460 38 0 None N 20030701 ALLIANCE I.Greenpoint
108376328 0.00 20030627 2460 32.9 0 None N 20030701 ALLIANCE I.Greenpoint
81836546 0.00 20030627 2460 34.2 0 None N 20030801 ALLIANCE I.Greenpoint
108367376 0.00 20030627 2460 22.1 3 YR None Y 20030801 ALLIANCE I.Greenpoint
81808834 0.00 20030627 2460 39.1 0 None N 20030701 ALLIANCE I.Greenpoint
81842320 0.00 20030627 2460 39.1 0 None N 20030701 ALLIANCE I.Greenpoint
108330937 0.00 20030627 2460 51.1 0 None N 20030701 ALLIANCE I.Greenpoint
81769457 0.00 20030627 2460 37.1 0 None N 20030801 ALLIANCE I.Greenpoint
81754855 0.00 20030627 2460 39.7 0 None N 20030701 ALLIANCE I.Greenpoint
108364746 0.00 20030627 2460 32.9 0 None N 20030801 ALLIANCE I.Greenpoint
108206954 0.00 20030627 2460 33.5 0 None N 20030801 ALLIANCE I.Greenpoint
81847725 0.00 20030627 2460 33.7 0 None N 20030701 ALLIANCE I.Greenpoint
81698334 0.00 20030627 2460 35.7 0 None N 20030701 ALLIANCE I.Greenpoint
108255829 0.00 20030627 2460 30.5 3 YR None Y 20030701 ALLIANCE I.Greenpoint
108269879 0.00 20030627 2460 35.9 3 YR None Y 20030701 ALLIANCE I.Greenpoint
108264532 0.00 20030627 2460 33.5 0 None N 20030701 ALLIANCE I.Greenpoint
108363102 0.00 20030627 2460 32.3 0 None N 20030801 ALLIANCE I.Greenpoint
108438490 0.00 20030627 2460 34.7 0 None N 20030701 ALLIANCE I.Greenpoint
108354192 0.00 20030627 2460 39.9 0 None N 20030701 ALLIANCE I.Greenpoint
108324492 0.00 20030627 2460 35.8 0 None N 20030801 ALLIANCE I.Greenpoint
108403312 0.00 20030627 2460 26.3 0 None N 20030701 ALLIANCE I.Greenpoint
81832313 0.00 20030627 2460 35.6 0 None N 20030701 ALLIANCE I.Greenpoint
108325937 0.00 20030627 2460 31.2 0 None N 20030701 ALLIANCE I.Greenpoint
81732869 0.00 20030627 2460 28.8 0 None N 20030701 ALLIANCE I.Greenpoint
108404013 0.00 20030627 2460 34 0 None N 20030701 ALLIANCE I.Greenpoint
108273319 0.00 20030627 2460 31.6 0 None N 20030801 ALLIANCE I.Greenpoint
108294869 0.00 20030627 2460 27.7 0 None N 20030701 ALLIANCE I.Greenpoint
108092602 0.00 20030627 2460 34.3 0 None N 20030701 ALLIANCE I.Greenpoint
108402843 0.00 20030627 2460 22.1 3 YR None Y 20030801 ALLIANCE I.Greenpoint
108175183 0.00 20030627 2460 46.5 0 None N 20030801 ALLIANCE I.Greenpoint
108276601 0.00 20030627 2460 40 0 None N 20030801 ALLIANCE I.Greenpoint
108362708 0.00 20030627 2460 38.1 0 None N 20030701 ALLIANCE I.Greenpoint
108320441 0.00 20030627 2460 16.1 0 None N 20030801 ALLIANCE I.Greenpoint
108376666 0.00 20030627 2460 36.6 0 None N 20030701 ALLIANCE I.Greenpoint
108235409 0.00 20030627 2460 39.6 0 None N 20030801 ALLIANCE I.Greenpoint
81854283 0.00 20030627 2460 24.6 0 None N 20030701 ALLIANCE I.Greenpoint
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
108221029 0.00 20030627 2460 33.9 0 None N 20030801 ALLIANCE I.Greenpoint
81755589 0.00 20030627 2460 31 0 None N 20030701 ALLIANCE I.Greenpoint
81670234 0.00 20030627 2460 39.2 0 None N 20030801 ALLIANCE I.Greenpoint
108270687 0.00 20030627 2460 43 0 None N 20030701 ALLIANCE I.Greenpoint
81676066 0.00 20030627 2460 34.8 0 None N 20030801 ALLIANCE I.Greenpoint
108187584 0.00 20030627 2460 34.1 0 None N 20030701 ALLIANCE I.Greenpoint
81882185 0.00 20030627 2460 16.1 0 None N 20030701 ALLIANCE I.Greenpoint
108293671 0.00 20030627 2460 34.2 0 None N 20030801 ALLIANCE I.Greenpoint
108397845 0.00 20030627 2460 38.3 0 None N 20030701 ALLIANCE I.Greenpoint
108372798 0.00 20030627 2460 33.2 0 None N 20030701 ALLIANCE I.Greenpoint
108325333 0.00 20030627 2460 34.7 0 None N 20030701 ALLIANCE I.Greenpoint
81715161 0.00 20030627 2460 29.1 0 None N 20030701 ALLIANCE I.Greenpoint
108261298 0.00 20030627 2460 37.1 0 None N 20030801 ALLIANCE I.Greenpoint
108350257 0.00 20030627 2460 26.6 3 YR None Y 20030701 ALLIANCE I.Greenpoint
108257353 0.00 20030627 2460 39.1 0 None N 20030701 ALLIANCE I.Greenpoint
108380932 0.00 20030627 2460 36.1 0 None N 20030701 ALLIANCE I.Greenpoint
108335415 0.00 20030627 2460 26.9 0 None N 20030701 ALLIANCE I.Greenpoint
108040312 0.00 20030627 2460 22.6 0 None N 20030701 ALLIANCE I.Greenpoint
108414590 0.00 20030627 2460 21.5 0 None N 20030701 ALLIANCE I.Greenpoint
81757312 0.00 20030627 2460 23.6 0 None N 20030801 ALLIANCE I.Greenpoint
108201377 0.00 20030627 2460 28.9 0 None N 20030801 ALLIANCE I.Greenpoint
81617383 0.00 20030627 2460 30.6 0 None N 20030801 ALLIANCE I.Greenpoint
108409657 0.00 20030627 2460 34.4 0 None N 20030801 ALLIANCE I.Greenpoint
81655516 0.00 20030627 2460 28.9 0 None N 20030701 ALLIANCE I.Greenpoint
108391624 0.00 20030627 2460 34.3 0 None N 20030701 ALLIANCE I.Greenpoint
107970147 0.00 20030627 2460 24 0 None N 20030701 ALLIANCE I.Greenpoint
108227026 0.00 20030627 2460 38.8 0 None N 20030701 ALLIANCE I.Greenpoint
108325036 0.00 20030627 2460 38.1 0 None N 20030801 ALLIANCE I.Greenpoint
108262122 0.00 20030627 2460 29.8 0 None N 20030801 ALLIANCE I.Greenpoint
108414368 0.00 20030627 2460 33.9 0 None N 20030801 ALLIANCE I.Greenpoint
108215146 0.00 20030627 2460 28.9 0 None N 20030801 ALLIANCE I.Greenpoint
108214958 0.00 20030627 2460 33.4 0 None N 20030801 ALLIANCE I.Greenpoint
108315508 0.00 20030627 2460 16.8 0 None N 20030701 ALLIANCE I.Greenpoint
108329319 0.00 20030627 2460 17.8 0 None N 20030701 ALLIANCE I.Greenpoint
108254491 0.00 20030627 2460 29.8 0 None N 20030801 ALLIANCE I.Greenpoint
81759821 0.00 20030627 2460 43.4 0 None N 20030801 ALLIANCE I.Greenpoint
81666083 0.00 20030627 2460 50.9 3 YR None Y 20030801 ALLIANCE I.Greenpoint
108216458 0.00 20030627 2460 31.9 0 None N 20030701 ALLIANCE I.Greenpoint
81831521 0.00 20030627 2460 24.8 3 YR None Y 20030701 ALLIANCE I.Greenpoint
81781304 0.00 20030627 2460 36.3 0 None N 20030701 ALLIANCE I.Greenpoint
81588840 0.00 20030627 2460 35 3 YR None Y 20030801 ALLIANCE I.Greenpoint
108371204 0.00 20030627 2460 31.2 0 None N 20030801 ALLIANCE I.Greenpoint
108217019 0.00 20030627 2460 32.2 3 YR None Y 20030801 ALLIANCE I.Greenpoint
108277419 0.00 20030627 2460 18.4 0 None N 20030801 ALLIANCE I.Greenpoint
108159906 0.00 20030627 2460 35.6 0 None N 20030801 ALLIANCE I.Greenpoint
108318098 0.00 20030627 2460 41.3 0 None N 20030701 ALLIANCE I.Greenpoint
108262031 0.00 20030627 2460 28.1 0 None N 20030701 ALLIANCE I.Greenpoint
108375049 0.00 20030627 2460 26.6 0 None N 20030701 ALLIANCE I.Greenpoint
81643215 0.00 20030627 2460 20.3 0 None N 20030701 ALLIANCE I.Greenpoint
108365891 0.00 20030627 2460 29 0 None N 20030801 ALLIANCE I.Greenpoint
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
108115403 0.00 20030627 2460 25.3 0 None N 20030801 ALLIANCE I.Greenpoint
108387671 0.00 20030627 2460 18.9 0 None N 20030801 ALLIANCE I.Greenpoint
108044900 0.00 20030627 2460 35.7 0 None N 20030701 ALLIANCE I.Greenpoint
108372319 0.00 20030627 2460 35.9 3 YR None Y 20030801 ALLIANCE I.Greenpoint
108193608 0.00 20030627 2460 33.7 0 None N 20030701 ALLIANCE I.Greenpoint
81686487 0.00 20030627 2460 43.7 0 None N 20030701 ALLIANCE I.Greenpoint
81568966 0.00 20030627 2460 38.3 0 None N 20030701 ALLIANCE I.Greenpoint
108116310 0.00 20030627 2460 25.1 0 None N 20030701 ALLIANCE I.Greenpoint
108164013 0.00 20030627 2460 37.9 3 YR None Y 20030701 ALLIANCE I.Greenpoint
81497661 0.00 20030627 2460 36.4 3 YR None Y 20030701 ALLIANCE I.Greenpoint
108248238 0.00 20030627 2460 21.2 0 None N 20030801 ALLIANCE I.Greenpoint
81626830 0.00 20030627 2460 35.3 3 YR None Y 20030801 ALLIANCE I.Greenpoint
6298324 0.00 1859 0 0 None N 20030701 NORWEST E.SEQUOIA#3
6411193 0.00 1859 0 0 None N 20030701 NORWEST E.SEQUOIA#3
20591681 0.00 20030428 2141 0 0 None N 20030701 CENDANT B.Cendant A
21125331 0.00 20030428 2141 0 0 None N 20030801 CENDANT B.Cendant A
21086665 0.00 20030428 2141 0 0 None N 20030701 CENDANT B.Cendant A
22107551 0.00 20030428 2141 0 0 None N 20030701 CENDANT B.Cendant A
20676862 0.00 20030428 2141 0 0 None N 20030701 CENDANT B.Cendant A
21594098 0.00 20030428 2141 0 0 None N 20030701 CENDANT B.Cendant A
20804670 0.00 20030428 2141 0 0 None N 20030701 CENDANT B.Cendant A
21767850 0.00 20030428 2141 0 0 None N 20030801 CENDANT B.Cendant A
21690615 0.00 20030428 2141 0 0 None N 20030701 CENDANT B.Cendant A
2424711 32100.00 1859 0 0 None N 20030801 MLCC E.SEQUOIA#3
3069911 58472.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3155769 0.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3169059 65800.00 1859 0 0 None N 20030801 MLCC E.SEQUOIA#3
3173747 52500.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3188422 84000.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3199528 0.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3200797 82500.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3206794 27750.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3208691 51600.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3209889 40600.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3224797 47250.00 1859 0 0 None N 20030801 MLCC E.SEQUOIA#3
3225315 29250.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3238060 0.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3253614 57400.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3262656 0.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
3273281 64500.00 1859 0 0 None N 20030701 MLCC E.SEQUOIA#3
4707156 0.00 1859 0 0 None N 20030701 NORWEST E.SEQUOIA#3
1000124919 0.00 20030429 2211 0 0 None N 20030801 ALLIANCE A.Ivy
1000126757 0.00 20030429 2201 11.64 1 YR 3 Mo Int Y 20030801 ALLIANCE A.Ivy
1000127375 0.00 20030429 2203 34.03 0 None N 20030801 ALLIANCE A.Ivy
1000130733 0.00 20030429 2201 12.38 1 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000139024 0.00 20030429 2203 37.38 0 None N 20030801 ALLIANCE A.Ivy
1000148912 0.00 20030429 2210 30.47 0 None N 20030801 ALLIANCE A.Ivy
1000151677 0.00 20030429 2209 0 0 None N 20030801 ALLIANCE A.Ivy
1000157083 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000161528 0.00 20030429 2207 50.9 0 None N 20030701 ALLIANCE A.Ivy
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
1000161544 0.00 20030429 2207 52.25 0 None N 20030701 ALLIANCE A.Ivy
1000161765 0.00 20030429 2207 52.25 0 None N 20030701 ALLIANCE A.Ivy
1000162332 0.00 20030429 2206 30.62 0 None N 20030801 ALLIANCE A.Ivy
1000162620 0.00 20030429 2207 47.34 3 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000169285 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000171388 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
1000172397 0.00 20030429 2203 45.08 0 None N 20030801 ALLIANCE A.Ivy
1000173312 0.00 20030429 2205 40.18 0 None N 20030701 ALLIANCE A.Ivy
1000179375 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000179697 0.00 20030429 2201 24.29 0 None N 20030801 ALLIANCE A.Ivy
1000190720 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000193120 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
1000194398 0.00 20030429 2207 0 0 None N 20030701 ALLIANCE A.Ivy
1000197188 0.00 20030429 2208 33.64 0 None N 20030701 ALLIANCE A.Ivy
1000197565 0.00 20030429 2207 45.51 5 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000197648 0.00 20030429 2203 35.25 0 None N 20030801 ALLIANCE A.Ivy
1000198280 0.00 20030429 2205 30.69 0 None N 20030801 ALLIANCE A.Ivy
1000198880 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 44.74 0 None N 20030701 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 44.68 0 None N 20030701 ALLIANCE A.Ivy
0000000000 0.00 20030429 2207 50.73 0 None N 20030801 ALLIANCE A.Ivy
1000201657 0.00 20030429 2207 0 1 YR 3 Mo Int Y 20030801 ALLIANCE A.Ivy
1000202446 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000202503 0.00 20030429 2203 33.89 5 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000203758 0.00 20030429 2207 45.8 0 None N 20030701 ALLIANCE A.Ivy
1000203812 0.00 20030429 2203 0 0 None N 20030803 ALLIANCE A.Ivy
1000203836 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 40.09 0 None N 20030601 ALLIANCE A.Ivy
1000205774 0.00 20030429 2207 40.63 0 None N 20030801 ALLIANCE A.Ivy
1000206905 0.00 20030429 2203 41.07 0 None N 20030801 ALLIANCE A.Ivy
1000207060 0.00 20030429 2203 59 0 None N 20030801 ALLIANCE A.Ivy
1000207072 0.00 20030429 2208 35.39 0 None N 20030801 ALLIANCE A.Ivy
1000207338 0.00 20030429 2203 0 0 None N 20030601 ALLIANCE A.Ivy
1000207871 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000207950 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000207952 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000208534 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000208614 0.00 20030429 2209 0 0 None N 20030601 ALLIANCE A.Ivy
1000208899 0.00 20030429 2203 25.13 2 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000210800 0.00 20030429 2203 38.34 2 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000211435 0.00 20030429 2203 45.86 0 None N 20030701 ALLIANCE A.Ivy
1000211499 0.00 20030429 2203 15.11 0 None N 20030801 ALLIANCE A.Ivy
1000211558 0.00 20030429 2207 0 0 None N 20030701 ALLIANCE A.Ivy
1000211638 0.00 20030429 2203 50.71 0 None N 20030801 ALLIANCE A.Ivy
1000211736 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000211934 0.00 20030429 2205 0 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2205 0 0 None N 20030801 ALLIANCE A.Ivy
1000212166 0.00 20030429 2205 43.95 0 None N 20030801 ALLIANCE A.Ivy
1000212437 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000212639 0.00 20030429 2205 0 0 None N 20030801 ALLIANCE A.Ivy
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
1000212669 0.00 20030429 2203 60.56 1 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000212826 0.00 20030429 2203 0 0 None N 20030701 ALLIANCE A.Ivy
1000213159 0.00 20030429 2203 39.86 0 None N 20030801 ALLIANCE A.Ivy
1000213191 0.00 20030429 2203 43.97 0 None N 20030801 ALLIANCE A.Ivy
1000213595 0.00 20030429 2207 0 0 None N 20030701 ALLIANCE A.Ivy
1000213840 0.00 20030429 2205 0 0 None N 20030801 ALLIANCE A.Ivy
1000213957 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000220169 0.00 20030429 2203 44.42 0 None N 20030701 ALLIANCE A.Ivy
1000220202 0.00 20030429 2205 0 0 None N 20030801 ALLIANCE A.Ivy
1000220567 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
1000220609 0.00 20030429 2207 50.33 0 None N 20030601 ALLIANCE A.Ivy
1000220828 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000220992 0.00 20030429 2203 44.35 0 None N 20030701 ALLIANCE A.Ivy
1000221491 0.00 20030429 2208 0 5 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
1000221665 0.00 20030429 2203 24.89 0 None N 20030801 ALLIANCE A.Ivy
1000221757 0.00 20030429 2203 13.21 0 None N 20030801 ALLIANCE A.Ivy
1000222614 0.00 20030429 2205 28.86 0 None N 20030801 ALLIANCE A.Ivy
1000222943 0.00 20030429 2203 0 0 None N 20030701 ALLIANCE A.Ivy
1000223079 0.00 20030429 2203 48.29 0 None N 20030801 ALLIANCE A.Ivy
1000223128 0.00 20030429 2208 40.09 0 None N 20030801 ALLIANCE A.Ivy
1000223183 0.00 20030429 2208 0 0 None N 20030701 ALLIANCE A.Ivy
1000223189 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000223417 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000223464 0.00 20030429 2203 46.01 0 None N 20030801 ALLIANCE A.Ivy
1000223701 0.00 20030429 2203 31.05 0 None N 20030801 ALLIANCE A.Ivy
1000223743 0.00 20030429 2203 37.44 0 None N 20030801 ALLIANCE A.Ivy
1000223961 0.00 20030429 2207 45.77 0 None N 20030701 ALLIANCE A.Ivy
1000224035 0.00 20030429 2203 40.5 2 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 60 0 None N 20030801 ALLIANCE A.Ivy
1000224147 0.00 20030429 2207 39.93 0 None N 20030801 ALLIANCE A.Ivy
1000224148 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
1000224411 0.00 20030429 2208 32.65 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 0 0 None N 20030701 ALLIANCE A.Ivy
1000225002 0.00 20030429 2203 48.85 0 None N 20030801 ALLIANCE A.Ivy
1000225165 0.00 20030429 2203 48.61 3 YR 1% Y 20030801 ALLIANCE A.Ivy
1000225208 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000225230 0.00 20030429 2208 0 0 None N 20030701 ALLIANCE A.Ivy
1000225615 0.00 20030429 2203 33.31 0 None N 20030801 ALLIANCE A.Ivy
1000230153 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2208 24.22 0 None N 20030701 ALLIANCE A.Ivy
1000230369 0.00 20030429 2203 35.49 0 None N 20030701 ALLIANCE A.Ivy
1000230419 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
1000230819 0.00 20030429 2203 32.23 0 None N 20030801 ALLIANCE A.Ivy
1000230888 0.00 20030429 2208 0 0 None N 20030701 ALLIANCE A.Ivy
1000230949 0.00 20030429 2203 32.52 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000231155 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000231160 0.00 20030429 2203 42.22 0 None N 20030801 ALLIANCE A.Ivy
1000231322 0.00 20030429 2209 0 0 None N 20030801 ALLIANCE A.Ivy
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
1000231461 0.00 20030429 2203 27.66 0 None N 20030801 ALLIANCE A.Ivy
1000231521 0.00 20030429 2207 39.54 2 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000231657 0.00 20030429 2205 0 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 42.61 2 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000231866 0.00 20030429 2203 33 0 None N 20030801 ALLIANCE A.Ivy
1000231964 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
1000232352 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000232621 0.00 20030429 2207 46.7 0 None N 20030801 ALLIANCE A.Ivy
1000232725 0.00 20030429 2203 0 0 None N 20030701 ALLIANCE A.Ivy
1000232890 0.00 20030429 2205 39.13 0 None N 20030801 ALLIANCE A.Ivy
1000232967 0.00 20030429 2205 23.23 0 None N 20030701 ALLIANCE A.Ivy
1000232991 0.00 20030429 2203 35.97 0 None N 20030801 ALLIANCE A.Ivy
1000233003 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000233090 0.00 20030429 2208 40.23 0 None N 20030801 ALLIANCE A.Ivy
1000233173 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000233234 0.00 20030429 2207 30.53 0 None N 20030701 ALLIANCE A.Ivy
1000233352 0.00 20030429 2207 32.4 0 None N 20030801 ALLIANCE A.Ivy
1000233481 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000233482 0.00 20030429 2205 38.99 0 None N 20030901 ALLIANCE A.Ivy
1000233611 0.00 20030429 2207 32.62 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 50.07 0 None N 20030801 ALLIANCE A.Ivy
1000233701 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
1000233772 0.00 20030429 2205 28.48 0 None N 20030801 ALLIANCE A.Ivy
1000233807 0.00 20030429 2205 0 0 None N 20030801 ALLIANCE A.Ivy
1000233935 0.00 20030429 2203 20.79 2 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000233961 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000234146 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000234166 0.00 20030429 2203 35.33 2 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2207 48.51 0 None N 20030701 ALLIANCE A.Ivy
1000234217 0.00 20030429 2203 18.87 3 YR 3 Mo Int Y 20030901 ALLIANCE A.Ivy
1000234452 0.00 20030429 2207 35.77 0 None N 20030801 ALLIANCE A.Ivy
1000234523 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000234789 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000234826 0.00 20030429 2203 0 0 None N 20030701 ALLIANCE A.Ivy
1000234840 0.00 20030429 2207 40.83 0 None N 20030701 ALLIANCE A.Ivy
1000235132 0.00 20030429 2203 42.96 0 None N 20030701 ALLIANCE A.Ivy
1000235448 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000235696 0.00 20030429 2208 0 5 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000235744 0.00 20030429 2203 49.94 0 None N 20030801 ALLIANCE A.Ivy
1000235872 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000235883 0.00 20030429 2203 48.06 0 None N 20030701 ALLIANCE A.Ivy
1000235895 0.00 20030429 2203 29.27 0 None N 20030801 ALLIANCE A.Ivy
1000235925 0.00 20030429 2207 0 5 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000235959 0.00 20030429 2203 0 0 None N 20030701 ALLIANCE A.Ivy
1000236093 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000236427 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
1000236484 0.00 20030429 2203 0 1 YR 3 Mo Int Y 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2205 37.13 0 None N 20030701 ALLIANCE A.Ivy
1000237071 0.00 20030429 2207 0 0 None N 20030701 ALLIANCE A.Ivy
1000237120 0.00 20030429 2205 37.03 0 None N 20030701 ALLIANCE A.Ivy
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
1000237239 0.00 20030429 2203 46.9 0 None N 20030801 ALLIANCE A.Ivy
1000237244 0.00 20030429 2207 17.86 5 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000237501 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000237525 0.00 20030429 2203 0 0 None N 20030601 ALLIANCE A.Ivy
1000237532 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000237576 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000237600 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 35.3 0 None N 20030801 ALLIANCE A.Ivy
1000237914 0.00 20030429 2207 41.43 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2208 34.75 5 YR 6 Mo Int Y 20030901 ALLIANCE A.Ivy
1000238326 0.00 20030429 2207 0 3 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000238517 0.00 20030429 2205 0 0 None N 20030701 ALLIANCE A.Ivy
1000238544 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000238663 0.00 20030429 2207 0 0 None N 20030701 ALLIANCE A.Ivy
1000238724 0.00 20030429 2203 40.79 2 YR 6 Mo Int Y 20030601 ALLIANCE A.Ivy
1000238807 0.00 20030429 2203 0 0 None N 20030901 ALLIANCE A.Ivy
1000238855 0.00 20030429 2203 32.07 2 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000239025 0.00 20030429 2208 0 0 None N 20030701 ALLIANCE A.Ivy
1000239048 0.00 20030429 2207 0 0 None N 20030701 ALLIANCE A.Ivy
1000239270 0.00 20030429 2207 53.79 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 35.63 5 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000239483 0.00 20030429 2203 38.44 0 None N 20030801 ALLIANCE A.Ivy
1000239502 0.00 20030429 2207 0 0 None N 20030701 ALLIANCE A.Ivy
1000239509 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
1000239510 0.00 20030429 2207 0 0 None N 20030701 ALLIANCE A.Ivy
1000239515 0.00 20030429 2207 0 0 None N 20030701 ALLIANCE A.Ivy
1000239597 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000239681 0.00 20030429 2205 24.53 0 None N 20030701 ALLIANCE A.Ivy
1000239702 0.00 20030429 2207 48.2 3 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000239738 0.00 20030429 2203 33.6 0 None N 20030701 ALLIANCE A.Ivy
1000239748 0.00 20030429 2207 33.48 5 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000239782 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000239913 0.00 20030429 2205 47.53 0 None N 20030801 ALLIANCE A.Ivy
1000240286 0.00 20030429 2203 23.84 0 None N 20030801 ALLIANCE A.Ivy
1000240300 0.00 20030429 2203 16.59 0 None N 20030801 ALLIANCE A.Ivy
1000240342 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000240369 0.00 20030429 2203 0 3 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000240409 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000240460 0.00 20030429 2203 35.75 0 None N 20030701 ALLIANCE A.Ivy
1000240747 0.00 20030429 2203 32.88 0 None N 20030801 ALLIANCE A.Ivy
1000240883 0.00 20030429 2208 0 5 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000240891 0.00 20030429 2205 44.8 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2207 38.03 3 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000240984 0.00 20030429 2207 0 5 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000240987 0.00 20030429 2207 0 0 None N 20030701 ALLIANCE A.Ivy
1000241196 0.00 20030429 2208 0 0 None N 20030701 ALLIANCE A.Ivy
1000241243 0.00 20030429 2203 35.91 0 None N 20030601 ALLIANCE A.Ivy
1000241307 0.00 20030429 2207 35.3 5 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000241425 0.00 20030429 2203 0 0 None N 20030901 ALLIANCE A.Ivy
1000241487 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
1000241697 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000241919 0.00 20030429 2207 25.44 0 None N 20030801 ALLIANCE A.Ivy
1000242037 0.00 20030429 2208 54.75 0 None N 20030801 ALLIANCE A.Ivy
1000243301 0.00 20030429 2203 44.14 0 None N 20030701 ALLIANCE A.Ivy
1000243530 0.00 20030429 2203 34.6 0 None N 20030801 ALLIANCE A.Ivy
1000243544 0.00 20030429 2208 28.93 5 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000243639 0.00 20030429 2203 21.6 0 None N 20030801 ALLIANCE A.Ivy
1000243707 0.00 20030429 2203 32.06 2 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000243929 0.00 20030429 2203 42.46 2 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000244075 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
1000244249 0.00 20030429 2203 30.39 3 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000244421 0.00 20030429 2203 52.73 0 None N 20030801 ALLIANCE A.Ivy
1000244634 0.00 20030429 2208 42.82 0 None N 20030801 ALLIANCE A.Ivy
1000244656 0.00 20030429 2208 18.87 5 YR 6 Mo Int Y 20030901 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 50.91 2 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000244965 0.00 20030429 2203 48.09 0 None N 20030701 ALLIANCE A.Ivy
1000245006 0.00 20030429 2203 48.93 2 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 31.8 3 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000245167 0.00 20030429 2203 23.05 0 None N 20030801 ALLIANCE A.Ivy
1000245270 0.00 20030429 2203 43.33 0 None N 20030701 ALLIANCE A.Ivy
1000245331 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000245414 0.00 20030429 2203 42 2 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000245473 0.00 20030429 2207 38.83 3 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000245497 0.00 20030429 2209 31.69 0 None N 20030801 ALLIANCE A.Ivy
1000245623 0.00 20030429 2203 49.14 0 None N 20030801 ALLIANCE A.Ivy
1000246058 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000246665 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000246971 0.00 20030429 2207 0 0 None N 20030801 ALLIANCE A.Ivy
1000247201 0.00 20030429 2203 20.84 2 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 0 0 None N 20030801 ALLIANCE A.Ivy
1000247927 0.00 20030429 2205 40.04 3 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000248001 0.00 20030429 2203 0 0 None N 20030701 ALLIANCE A.Ivy
0000000000 0.00 20030429 2205 0 3 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
1000249820 0.00 20030429 2203 30.05 5 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
1000251173 0.00 20030429 2203 26.72 0 None N 20030801 ALLIANCE A.Ivy
1000251699 0.00 20030429 2203 26.09 0 None N 20030801 ALLIANCE A.Ivy
1000252854 0.00 20030429 2203 0 3 YR 6 Mo Int Y 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 0 2 YR 6 Mo Int Y 20030701 ALLIANCE A.Ivy
9000225238 0.00 20030429 2207 29.11 0 None N 20030801 ALLIANCE A.Ivy
9000225256 0.00 20030429 2203 0 0 None N 20030701 ALLIANCE A.Ivy
9000225258 0.00 20030429 2203 27.73 0 None N 20030801 ALLIANCE A.Ivy
9000225274 0.00 20030429 2203 34.71 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2208 0 0 None N 20030801 ALLIANCE A.Ivy
0000000000 0.00 20030429 2203 0 0 None N 20030701 ALLIANCE A.Ivy
6971329 0.00 20030515 0 37.67 0 None N 20030801 EMC D.EMC
6971105 0.00 20030502 0 0 0 None N 20030901 EMC D.EMC
6934996 0.00 20030327 0 33.08 0 None N 20030801 EMC D.EMC
6968473 0.00 20030513 0 49.15 3 YR None Y 20030701 EMC D.EMC
6891261 0.00 20030402 0 37.76 0 None N 20030801 EMC D.EMC
6938880 0.00 20030325 0 44.35 0 None N 20030801 EMC D.EMC
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
6940670 0.00 20030328 0 0 5 YR None Y 20030801 EMC D.EMC
6936041 0.00 20030327 0 33.61 3 YR None Y 20030701 EMC D.EMC
6975627 0.00 20030519 0 32.02 0 None N 20030801 EMC D.EMC
6971303 0.00 20030519 0 16.36 0 None N 20030701 EMC D.EMC
6968721 0.00 20030519 0 35.32 5 YR None Y 20030801 EMC D.EMC
6942882 0.00 20030402 0 23.36 5 YR None Y 20031001 EMC D.EMC
6964795 0.00 20030509 0 36.73 0 None N 20030701 EMC D.EMC
6940589 0.00 20030408 0 20.25 5 YR None Y 20030801 EMC D.EMC
6964985 0.00 20030423 0 33.4 5 YR None Y 20030701 EMC D.EMC
6967780 0.00 20030501 0 24.31 0 None N 20030801 EMC D.EMC
6967806 0.00 20030501 0 25.61 0 None N 20030701 EMC D.EMC
6975445 0.00 20030516 0 45.45 0 None N 20030801 EMC D.EMC
6812010 0.00 20030326 0 43.05 0 None N 20030801 EMC D.EMC
6969869 0.00 20030505 0 54.48 0 None N 20030801 EMC D.EMC
6967749 0.00 20030505 0 31.12 0 None N 20030801 EMC D.EMC
6946107 0.00 20030513 0 25.38 5 YR None Y 20030801 EMC D.EMC
6968101 0.00 20030502 0 0 3 YR None Y 20030801 EMC D.EMC
6971261 0.00 20030507 0 28.47 0 None N 20030801 EMC D.EMC
6893960 0.00 20030507 0 47.95 0 None N 20030801 EMC D.EMC
6965230 0.00 20030425 0 43.21 0 None N 20030801 EMC D.EMC
6945323 0.00 20030425 0 43.2 0 None N 20030801 EMC D.EMC
6966030 0.00 20030516 0 33.88 0 None N 20030801 EMC D.EMC
6937312 0.00 20030319 0 47.32 0 None N 20030801 EMC D.EMC
6937346 0.00 20030317 0 40.81 0 None N 20030701 EMC D.EMC
6937643 0.00 20030415 0 42.13 0 None N 20030601 EMC D.EMC
6937908 0.00 20030414 0 38.41 0 None N 20030701 EMC D.EMC
6936025 0.00 20030319 0 46.59 0 None N 20030801 EMC D.EMC
6963680 0.00 20030508 0 54.21 1 YR None Y 20030701 EMC D.EMC
6945083 0.00 20030509 0 28.07 1 YR None Y 20030801 EMC D.EMC
6964035 0.00 20030509 0 43.46 0 None N 20030801 EMC D.EMC
6964878 0.00 20030520 0 10.95 0 None N 20030701 EMC D.EMC
6976047 0.00 20030520 0 25.68 1 YR None Y 20030801 EMC D.EMC
6967657 0.00 20030520 0 30.9 5 YR None Y 20030801 EMC D.EMC
6934590 0.00 20030411 0 38.02 1 YR None Y 20030801 EMC D.EMC
6935274 0.00 20030415 0 40.59 1 YR None Y 20030701 EMC D.EMC
6942239 0.00 20030501 0 42.42 0 None N 20030801 EMC D.EMC
6945638 0.00 20030430 0 38 5 YR None Y 20030801 EMC D.EMC
6964837 0.00 20030430 0 31.59 0 None N 20030701 EMC D.EMC
6967608 0.00 20030429 0 24.81 0 None N 20030801 EMC D.EMC
6967764 0.00 20030428 0 31.61 0 None N 20030801 EMC D.EMC
6968077 0.00 20030515 0 46.17 1 YR None Y 20030801 EMC D.EMC
6945208 0.00 20030428 0 49.1 0 None N 20030801 EMC D.EMC
6942734 0.00 20030424 0 0 0 None N 20030801 EMC D.EMC
6971410 0.00 20030515 0 34.44 5 YR None Y 20030801 EMC D.EMC
6938864 0.00 20030318 0 35.1 5 YR None Y 20030701 EMC D.EMC
6959787 0.00 20030318 2057 34 5 YR None Y 20030801 EMC D.EMC
6934731 0.00 20030324 0 0 5 YR None Y 20030701 EMC D.EMC
6942692 0.00 20030428 0 22.69 5 YR None Y 20030801 EMC D.EMC
6967830 0.00 20030428 0 23.86 0 None N 20030801 EMC D.EMC
6941066 0.00 20030409 0 21.66 1 YR None Y 20030801 EMC D.EMC
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
6889919 0.00 20030326 0 54.58 0 None N 20030901 EMC D.EMC
6972004 0.00 20030513 0 31.02 0 None N 20030801 EMC D.EMC
6972087 0.00 20030513 0 16.11 0 None N 20030801 EMC D.EMC
6959605 0.00 20030318 2058 0 2 YR None Y 20030801 EMC D.EMC
6959795 0.00 20030318 2059 42.7 3 YR None Y 20030701 EMC D.EMC
6971204 0.00 20030508 0 42.61 0 None N 20030601 EMC D.EMC
6964803 0.00 20030505 0 11.41 0 None N 20030901 EMC D.EMC
6959589 0.00 20030318 2057 44.8 3 YR None Y 20030801 EMC D.EMC
6959746 0.00 20030318 2058 47.6 3 YR None Y 20030801 EMC D.EMC
6996235 0.00 20030404 2104 34.4 3 YR None Y 20030801 EMC D.EMC
6996326 0.00 20030404 2104 34.1 5 YR None Y 20030801 EMC D.EMC
6959779 0.00 20030318 2057 37.4 5 YR None Y 20030801 EMC D.EMC
6943278 0.00 20030506 0 0 5 YR None Y 20030701 EMC D.EMC
6942650 0.00 20030409 0 37.64 0 None N 20030801 EMC D.EMC
6942395 0.00 20030408 0 38.16 0 None N 20030801 EMC D.EMC
6959688 0.00 20030318 2058 0 2 YR None Y 20030701 EMC D.EMC
6935498 0.00 20030317 0 26.8 5 YR None Y 20030701 EMC D.EMC
6938872 0.00 20030319 0 43.72 0 None N 20030801 EMC D.EMC
6936017 0.00 20030319 0 0 0 None N 20030801 EMC D.EMC
6896153 0.00 20030425 0 0 5 YR None Y 20030801 EMC D.EMC
6971287 0.00 20030505 0 25.24 0 None N 20030901 EMC D.EMC
6969406 0.00 20030513 0 21.66 0 None N 20030701 EMC D.EMC
6942387 0.00 20030501 0 35.35 0 None N 20030801 EMC D.EMC
6969521 0.00 20030502 0 27.32 0 None N 20030801 EMC D.EMC
6937288 0.00 20030404 0 0 5 YR None Y 20030801 EMC D.EMC
6975429 0.00 20030516 0 24.27 0 None N 20030801 EMC D.EMC
6944565 0.00 20030414 0 43.65 2 YR None Y 20030701 EMC D.EMC
6934715 0.00 20030321 0 0 5 YR None Y 20030801 EMC D.EMC
6964647 0.00 20030506 0 44.28 3 YR None Y 20030801 EMC D.EMC
9054875 0.00 20030515 2238 47.09 0 None N 20030801 EMC D.EMC
9054883 0.00 20030515 2238 30.69 0 None N 20030701 EMC D.EMC
6877278 0.00 20021231 1733 43.25 0 None N 20030801 EMC D.EMC
6971675 0.00 20030513 0 0 0 None N 20030801 EMC D.EMC
6968986 0.00 20030507 0 0 0 None N 20030801 EMC D.EMC
6943658 0.00 20030408 0 0 0 None N 20030801 EMC D.EMC
6934939 0.00 20030321 0 35.08 5 YR None Y 20030701 EMC D.EMC
6968978 0.00 20030430 0 0 0 None N 20030801 EMC D.EMC
6946396 0.00 20030513 0 44.99 5 YR None Y 20030801 EMC D.EMC
9055005 0.00 20030516 2260 41.4 0 None N 20030801 EMC D.EMC
6971725 0.00 20030512 0 0 0 None N 20030701 EMC D.EMC
9054974 0.00 20030516 2260 42.7 0 None N 20030801 EMC D.EMC
6972897 0.00 20030502 0 32.3 5 YR None Y 20030801 EMC D.EMC
6944045 0.00 20030505 0 45.28 0 None N 20030801 EMC D.EMC
6945026 0.00 20030513 0 49.81 3 YR None Y 20030801 EMC D.EMC
6971121 0.00 20030513 0 34.03 5 YR None Y 20030801 EMC D.EMC
6945174 0.00 20030507 0 43.29 3 YR None Y 20030801 EMC D.EMC
6931398 0.00 20030325 0 38.98 0 None N 20030801 EMC D.EMC
6968671 0.00 20030516 0 30.83 5 YR None Y 20030801 EMC D.EMC
6936991 0.00 20030318 0 33.61 5 YR None Y 20030801 EMC D.EMC
6939953 0.00 20030403 0 43.68 6 MO None Y 20030801 EMC D.EMC
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
6941272 0.00 20030422 0 44.71 0 None N 20030701 EMC D.EMC
6959704 0.00 20030318 2058 0 2 YR None Y 20030601 EMC D.EMC
6959720 0.00 20030318 2058 42.9 2 YR None Y 20030801 EMC D.EMC
6959738 0.00 20030318 2060 37.2 2 YR None Y 20030701 EMC D.EMC
6996185 0.00 20030404 2102 43.1 2 YR None Y 20030801 EMC D.EMC
6996193 0.00 20030404 2102 39.2 2 YR None Y 20030701 EMC D.EMC
6996201 0.00 20030404 2102 42.1 2 YR None Y 20030801 EMC D.EMC
6963789 0.00 20030509 0 0 0 None N 20030801 EMC D.EMC
6936322 0.00 20030409 0 33.91 5 YR None Y 20030801 EMC D.EMC
6941892 0.00 20030429 0 22.93 5 YR None Y 20030801 EMC D.EMC
6965479 0.00 20030512 0 41.73 3 YR None Y 20030801 EMC D.EMC
6945547 0.00 20030512 0 38.26 5 YR None Y 20030801 EMC D.EMC
6935472 0.00 20030327 0 0 1 YR None Y 20030801 EMC D.EMC
6938013 0.00 20030423 0 35.88 1 YR None Y 20030801 EMC D.EMC
6942296 0.00 20030402 0 0 5 YR None Y 20030801 EMC D.EMC
6959613 0.00 20030318 2058 36.6 2 YR None Y 20030801 EMC D.EMC
6967392 0.00 20030430 0 38.46 0 None N 20030801 EMC D.EMC
6967723 0.00 20030422 0 33.5 3 YR None Y 20030801 EMC D.EMC
6959621 0.00 20030318 2058 0 2 YR None Y 20030801 EMC D.EMC
6890206 0.00 20030227 0 39.67 5 YR None Y 20030801 EMC D.EMC
6930523 0.00 20030303 0 0 3 YR None Y 20030801 EMC D.EMC
6941314 0.00 20030415 0 34.14 0 None N 20030801 EMC D.EMC
9054933 0.00 20030516 2260 22.2 0 None N 20030801 EMC D.EMC
9054917 0.00 20030516 2260 35.9 0 None N 20030801 EMC D.EMC
6978027 0.00 20030520 0 36.11 0 None N 20030701 EMC D.EMC
6942288 0.00 20030402 0 0 5 YR None Y 20030801 EMC D.EMC
6974885 0.00 20030507 0 0 5 YR None Y 20030801 EMC D.EMC
6974893 0.00 20030507 0 0 5 YR None Y 20030801 EMC D.EMC
6959571 0.00 20030318 2060 35.6 3 YR None Y 20030801 EMC D.EMC
6959597 0.00 20030318 2060 0 3 YR None Y 20030701 EMC D.EMC
6959647 0.00 20030318 2058 0 2 YR None Y 20030801 EMC D.EMC
6959712 0.00 20030318 2058 44.3 2 YR None Y 20030801 EMC D.EMC
6959753 0.00 20030318 2058 43.7 2 YR None Y 20030801 EMC D.EMC
6996268 0.00 20030404 2102 41.9 2 YR None Y 20030701 EMC D.EMC
6996284 0.00 20030404 2102 34.2 3 YR None Y 20030701 EMC D.EMC
6959639 0.00 20030318 2058 0 2 YR None Y 20030801 EMC D.EMC
6996227 0.00 20030404 2102 0 2 YR None Y 20030801 EMC D.EMC
6996292 0.00 20030404 2102 43.9 2 YR None Y 20030801 EMC D.EMC
6996334 0.00 20030404 2103 40.4 3 YR None Y 20030701 EMC D.EMC
9054909 0.00 20030516 2260 18.5 0 None N 20030801 EMC D.EMC
6940571 0.00 20030411 0 41.68 0 None N 20030801 EMC D.EMC
9054982 0.00 20030516 2260 39.3 0 None N 20030701 EMC D.EMC
6959662 0.00 20030318 2058 47.4 2 YR None Y 20030801 EMC D.EMC
6959670 0.00 20030318 2058 33.1 0 None N 20030801 EMC D.EMC
6959696 0.00 20030318 2058 0 2 YR None Y 20030801 EMC D.EMC
6959761 0.00 20030318 2058 31.3 3 YR None Y 20030801 EMC D.EMC
6996219 0.00 20030404 2103 0 5 YR None Y 20030801 EMC D.EMC
6996250 0.00 20030404 2102 23.9 1 YR None Y 20030801 EMC D.EMC
6996276 0.00 20030404 2102 34.9 2 YR None Y 20030801 EMC D.EMC
6996300 0.00 20030404 2102 44.2 1 YR None Y 20030801 EMC D.EMC
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
6959654 0.00 20030318 2058 19.7 2 YR None Y 20030801 EMC D.EMC
6996243 0.00 20030404 2102 34.7 1 YR None Y 20030701 EMC D.EMC
6973028 0.00 20030520 0 0 3 YR None Y 20030701 EMC D.EMC
6996979 0.00 20030404 2111 0 0 None N 20030801 EMC D.EMC
9054958 0.00 20030516 2260 25.7 0 None N 20030801 EMC D.EMC
6973135 0.00 20030516 0 0 0 None N 20030801 EMC D.EMC
6968408 0.00 20030520 0 0 0 None N 20030701 EMC D.EMC
6936421 0.00 20030328 0 0 0 None N 20030801 EMC D.EMC
6967301 0.00 20030501 0 46.95 5 YR None Y 20030901 EMC D.EMC
9054966 0.00 20030516 2260 28.8 0 None N 20030801 EMC D.EMC
6972376 0.00 20030516 0 47.34 0 None N 20030801 EMC D.EMC
9054941 0.00 20030516 2260 37.1 0 None N 20030901 EMC D.EMC
6894877 0.00 20030319 0 24.89 5 YR None Y 20030801 EMC D.EMC
6895577 0.00 20030422 0 26.58 1 YR None Y 20030701 EMC D.EMC
6944524 0.00 20030515 0 44.73 2 YR None Y 20030701 EMC D.EMC
6996318 0.00 20030404 2102 0 2 YR None Y 20030801 EMC D.EMC
6894638 0.00 20030319 0 28.18 0 None N 20030801 EMC D.EMC
9055013 0.00 20030516 2260 40.6 0 None N 20030701 EMC D.EMC
6944938 0.00 20030515 0 0 2 YR None Y 20030801 EMC D.EMC
9054990 0.00 20030516 2260 32.1 0 None N 20030901 EMC D.EMC
9054891 0.00 20030516 2260 49.9 0 None N 20030801 EMC D.EMC
3274006638 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262003849 0.00 20030613 2398 0 5 YR None Y 20030801 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3254005280 0.00 20030613 2396 0 0 None N 20030701 ALLIANCE F.First Nevada
1781004263 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781004586 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781003629 0.00 20030613 2398 14.21 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262003251 0.00 20030613 2398 13.53 5 YR None Y 20030701 ALLIANCE F.First Nevada
3274009328 0.00 20030613 2398 39.15 3 YR None Y 20030701 ALLIANCE F.First Nevada
1162001437 0.00 20030613 2396 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
3264001501 0.00 20030613 2397 0 5 YR None Y 20030601 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3252003490 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262003511 0.00 20030613 2397 0 5 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2396 24.94 1 YR None Y 20030701 ALLIANCE F.First Nevada
3261002322 0.00 20030613 2396 45.55 1 YR None Y 20030701 ALLIANCE F.First Nevada
3254001774 0.00 20030613 2398 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
3274006828 0.00 20030613 2396 23.56 1 YR None Y 20030701 ALLIANCE F.First Nevada
1161002772 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781004298 0.00 20030613 2398 45.26 1 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781003711 0.00 20030613 2397 31.59 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781005680 0.00 20030613 2397 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3254004763 0.00 20030613 2398 44.22 5 YR None Y 20030601 ALLIANCE F.First Nevada
1162001838 0.00 20030613 2398 36.33 5 YR None Y 20030701 ALLIANCE F.First Nevada
3261001980 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781005868 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 20.4 3 YR None Y 20030601 ALLIANCE F.First Nevada
3254001491 0.00 20030613 2397 16.72 3 YR None Y 20030701 ALLIANCE F.First Nevada
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
0000000000 0.00 20030613 2397 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
3252004444 0.00 20030613 2398 28.39 5 YR None Y 20030601 ALLIANCE F.First Nevada
3262002721 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262005397 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3254005712 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1162001565 0.00 20030613 2397 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781005109 0.00 20030613 2398 10.56 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781004304 0.00 20030613 2397 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
3262004664 0.00 20030613 2397 0 5 YR None Y 20030701 ALLIANCE F.First Nevada
1781003497 0.00 20030613 2398 36.74 3 YR None Y 20030601 ALLIANCE F.First Nevada
1781004727 0.00 20030613 2396 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
1781003517 0.00 20030613 2397 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262004715 0.00 20030613 2398 38.98 1 YR None Y 20030701 ALLIANCE F.First Nevada
3254004437 0.00 20030613 2396 31.69 1 YR None Y 20030601 ALLIANCE F.First Nevada
1161004244 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3261003995 0.00 20030613 2398 36.59 1 YR None Y 20030701 ALLIANCE F.First Nevada
3100001261 0.00 20030613 2398 28.01 0 None N 20030701 ALLIANCE F.First Nevada
3261001971 0.00 20030613 2398 43.13 3 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781002257 0.00 20030613 2397 36.32 1 YR None Y 20030701 ALLIANCE F.First Nevada
1162002102 0.00 20030613 2398 31.98 5 YR None Y 20030701 ALLIANCE F.First Nevada
1781004960 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3254004308 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262003877 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274003835 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1162000543 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262002730 0.00 20030613 2396 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
3254002313 0.00 20030613 2398 40.95 3 YR None Y 20030601 ALLIANCE F.First Nevada
3262002010 0.00 20030613 2397 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781002219 0.00 20030613 2397 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1162001795 0.00 20030613 2398 42.33 3 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2396 33.74 1 YR None Y 20030701 ALLIANCE F.First Nevada
3275003179 0.00 20030613 2397 0 0 None N 20030701 ALLIANCE F.First Nevada
1781003382 0.00 20030613 2398 38.28 1 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 20.97 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781004706 0.00 20030613 2398 28.57 5 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2396 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781003461 0.00 20030613 2398 31.6 5 YR None Y 20030701 ALLIANCE F.First Nevada
3261002373 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 43.31 5 YR None Y 20030701 ALLIANCE F.First Nevada
1161003883 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781004903 0.00 20030613 2398 38.83 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781005705 0.00 20030613 2398 33.16 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781005162 0.00 20030613 2398 37.19 1 YR None Y 20030801 ALLIANCE F.First Nevada
3261003732 0.00 20030613 2396 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
1162001902 0.00 20030613 2398 29.54 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781003460 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3255003340 0.00 20030613 2396 0 5 YR None Y 20030601 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2397 0 0 None N 20030701 ALLIANCE F.First Nevada
1781005998 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
1161001553 0.00 20030613 2397 0 3 YR None Y 20030601 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2397 38.2 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781003514 0.00 20030613 2398 47 3 YR None Y 20030701 ALLIANCE F.First Nevada
1781003155 0.00 20030613 2398 39.58 3 YR None Y 20030801 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1162001435 0.00 20030613 2398 0 1 YR None Y 20030801 ALLIANCE F.First Nevada
1781004099 0.00 20030613 2398 35.7 5 YR None Y 20030601 ALLIANCE F.First Nevada
1781003111 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1162001770 0.00 20030613 2398 33.66 5 YR None Y 20030701 ALLIANCE F.First Nevada
1162001504 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262005048 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3252002557 0.00 20030613 2396 27.81 5 YR None Y 20030601 ALLIANCE F.First Nevada
1781005759 0.00 20030613 2398 33.78 1 YR None Y 20030601 ALLIANCE F.First Nevada
3262004962 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3252002538 0.00 20030613 2398 40.3 1 YR None Y 20030601 ALLIANCE F.First Nevada
3274008219 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262003461 0.00 20030613 2396 0 5 YR None Y 20030601 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2396 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781006066 0.00 20030613 2398 15.61 5 YR None Y 20030601 ALLIANCE F.First Nevada
1781005500 0.00 20030613 2398 34.78 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781005588 0.00 20030613 2397 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781004828 0.00 20030613 2398 28.71 1 YR None Y 20030601 ALLIANCE F.First Nevada
3274005141 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781004312 0.00 20030613 2396 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
3274007230 0.00 20030613 2398 50 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274006860 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3252003845 0.00 20030613 2398 32.67 5 YR None Y 20030701 ALLIANCE F.First Nevada
3261002277 0.00 20030613 2398 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3275003065 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3252003032 0.00 20030613 2398 33.27 5 YR None Y 20030601 ALLIANCE F.First Nevada
3262005311 0.00 20030613 2396 30.31 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781005447 0.00 20030613 2397 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
1162000667 0.00 20030613 2398 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
3254001417 0.00 20030613 2396 28.47 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781003592 0.00 20030613 2398 26.96 1 YR None Y 20030701 ALLIANCE F.First Nevada
3254003998 0.00 20030613 2398 23.27 3 YR None Y 20030601 ALLIANCE F.First Nevada
1781002785 0.00 20030613 2398 28.2 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781004831 0.00 20030613 2397 41.97 3 YR None Y 20030701 ALLIANCE F.First Nevada
1781005550 0.00 20030613 2398 41.06 1 YR None Y 20030701 ALLIANCE F.First Nevada
3261003243 0.00 20030613 2397 50.06 5 YR None Y 20030701 ALLIANCE F.First Nevada
1781004368 0.00 20030613 2397 36.39 3 YR None Y 20030701 ALLIANCE F.First Nevada
1161001566 0.00 20030613 2397 28.18 5 YR None Y 20030701 ALLIANCE F.First Nevada
1781005282 0.00 20030613 2398 0 5 YR None Y 20030601 ALLIANCE F.First Nevada
1781006129 0.00 20030613 2398 25.46 1 YR None Y 20030601 ALLIANCE F.First Nevada
3252004548 0.00 20030613 2396 30.71 0 None N 20030701 ALLIANCE F.First Nevada
3254000916 0.00 20030613 2398 16.98 5 YR None Y 20030601 ALLIANCE F.First Nevada
3261003536 0.00 20030613 2398 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
3254005680 0.00 20030613 2397 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
3274006221 0.00 20030613 2397 32.92 5 YR None Y 20030701 ALLIANCE F.First Nevada
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
3274006140 0.00 20030613 2398 43.7 3 YR None Y 20030701 ALLIANCE F.First Nevada
1781003113 0.00 20030613 2396 42.79 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781002337 0.00 20030613 2398 37.93 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781006020 0.00 20030613 2398 36.7 5 YR None Y 20030701 ALLIANCE F.First Nevada
1781004728 0.00 20030613 2398 38.91 5 YR None Y 20030601 ALLIANCE F.First Nevada
3261001748 0.00 20030613 2396 35.1 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781005901 0.00 20030613 2397 0 1 YR None Y 20030801 ALLIANCE F.First Nevada
3261003051 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274007201 0.00 20030613 2397 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
3274007662 0.00 20030613 2398 36.24 3 YR None Y 20030701 ALLIANCE F.First Nevada
1781002653 0.00 20030613 2398 23.98 1 YR None Y 20030601 ALLIANCE F.First Nevada
3274006896 0.00 20030613 2396 30.32 1 YR None Y 20030601 ALLIANCE F.First Nevada
3252001834 0.00 20030613 2397 26.02 3 YR None Y 20030701 ALLIANCE F.First Nevada
3255003753 0.00 20030613 2398 30.75 5 MO None Y 20030701 ALLIANCE F.First Nevada
1781005488 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274002655 0.00 20030613 2397 21.2 3 YR None Y 20030701 ALLIANCE F.First Nevada
1781004998 0.00 20030613 2396 0 6 MO None Y 20030701 ALLIANCE F.First Nevada
3254001600 0.00 20030613 2397 0 5 YR None Y 20030601 ALLIANCE F.First Nevada
3274003477 0.00 20030613 2398 58.23 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781000578 0.00 20030613 2397 23.36 1 YR None Y 20030701 ALLIANCE F.First Nevada
3255003627 0.00 20030613 2396 0 1 YR None Y 20030801 ALLIANCE F.First Nevada
1781004857 0.00 20030613 2398 44.8 5 YR None Y 20030701 ALLIANCE F.First Nevada
3261003632 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274007684 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781004799 0.00 20030613 2397 31.61 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781002981 0.00 20030613 2398 27.2 6 MO None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 18.15 0 None N 20030701 ALLIANCE F.First Nevada
3274004293 0.00 20030613 2396 40.54 1 YR None Y 20030701 ALLIANCE F.First Nevada
3254005310 0.00 20030613 2396 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
1781002824 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1162001812 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274008045 0.00 20030613 2398 44.95 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781002026 0.00 20030613 2398 35.54 5 YR None Y 20030701 ALLIANCE F.First Nevada
1781005927 0.00 20030613 2398 41.15 5 YR None Y 20030701 ALLIANCE F.First Nevada
3274002750 0.00 20030613 2397 35.45 1 YR None Y 20030701 ALLIANCE F.First Nevada
1162001652 0.00 20030613 2398 39.36 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781005152 0.00 20030613 2397 0 1 YR None Y 20030801 ALLIANCE F.First Nevada
1781003924 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781003563 0.00 20030613 2396 43.2 5 YR None Y 20030801 ALLIANCE F.First Nevada
3262001500 0.00 20030613 2396 25.3 1 YR None Y 20030701 ALLIANCE F.First Nevada
1785003109 0.00 20030613 2398 43.65 0 None N 20030701 ALLIANCE F.First Nevada
1161002761 0.00 20030613 2398 0 5 YR None Y 20030801 ALLIANCE F.First Nevada
3254005410 0.00 20030613 2398 45.12 3 YR None Y 20030701 ALLIANCE F.First Nevada
3274004623 0.00 20030613 2397 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262002325 0.00 20030613 2398 35.6 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262005418 0.00 20030613 2398 25.24 1 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 45.25 1 YR None Y 20030601 ALLIANCE F.First Nevada
3275003082 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1162001591 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781004814 0.00 20030613 2397 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
3274006661 0.00 20030613 2396 0 0 None N 20030601 ALLIANCE F.First Nevada
3274008285 0.00 20030613 2398 37.74 3 YR None Y 20030701 ALLIANCE F.First Nevada
1781004259 0.00 20030613 2398 38.34 3 YR None Y 20030701 ALLIANCE F.First Nevada
3274009348 0.00 20030613 2398 0 5 YR None Y 20030701 ALLIANCE F.First Nevada
3252000726 0.00 20030613 2397 0 5 YR None Y 20030701 ALLIANCE F.First Nevada
1781002569 0.00 20030613 2398 29.86 3 YR None Y 20030701 ALLIANCE F.First Nevada
3262002537 0.00 20030613 2398 44.41 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262002536 0.00 20030613 2396 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781004949 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3252003159 0.00 20030613 2397 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
3274003319 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1162001866 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 0 5 YR None Y 20030801 ALLIANCE F.First Nevada
3274008730 0.00 20030613 2397 21.87 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274007063 0.00 20030613 2398 35.9 3 YR None Y 20030701 ALLIANCE F.First Nevada
3262003271 0.00 20030613 2396 28.99 1 YR None Y 20030601 ALLIANCE F.First Nevada
3252004533 0.00 20030613 2396 41.25 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274007209 0.00 20030613 2396 31.72 5 YR None Y 20030601 ALLIANCE F.First Nevada
3252001734 0.00 20030613 2397 43.79 1 YR None Y 20030701 ALLIANCE F.First Nevada
1782001171 0.00 20030613 2397 27 1 YR None Y 20030701 ALLIANCE F.First Nevada
3262000687 0.00 20030613 2397 38.2 1 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2397 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274008490 0.00 20030613 2398 37.03 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274005124 0.00 20030613 2398 17.27 5 YR None Y 20030601 ALLIANCE F.First Nevada
1781003358 0.00 20030613 2398 37.5 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781005448 0.00 20030613 2398 38.83 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781003043 0.00 20030613 2398 34.78 1 YR None Y 20030601 ALLIANCE F.First Nevada
3274004789 0.00 20030613 2398 27.61 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781004481 0.00 20030613 2396 40.2 1 YR None Y 20030701 ALLIANCE F.First Nevada
3261001273 0.00 20030613 2397 35.1 3 YR None Y 20030701 ALLIANCE F.First Nevada
3262002099 0.00 20030613 2398 24.08 1 YR None Y 20030801 ALLIANCE F.First Nevada
1781005381 0.00 20030613 2398 30.22 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781003878 0.00 20030613 2396 22.52 1 YR None Y 20030601 ALLIANCE F.First Nevada
3261001123 0.00 20030613 2397 42 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274001498 0.00 20030613 2397 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
3274007767 0.00 20030613 2396 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781005320 0.00 20030613 2397 31.37 3 YR None Y 20030601 ALLIANCE F.First Nevada
3254004610 0.00 20030613 2398 37.14 5 YR None Y 20030601 ALLIANCE F.First Nevada
1785003888 0.00 20030613 2398 0 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781004956 0.00 20030613 2398 25.74 5 YR None Y 20030601 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2398 37.02 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781004740 0.00 20030613 2397 48.6 1 YR None Y 20030601 ALLIANCE F.First Nevada
1161002977 0.00 20030613 2398 26.7 5 YR None Y 20030601 ALLIANCE F.First Nevada
1781004388 0.00 20030613 2398 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
3252003582 0.00 20030613 2398 0 5 YR None Y 20030601 ALLIANCE F.First Nevada
1781003465 0.00 20030613 2398 0 5 YR None Y 20030601 ALLIANCE F.First Nevada
1781002440 0.00 20030613 2398 27.5 1 YR None Y 20030701 ALLIANCE F.First Nevada
0000000000 0.00 20030613 2397 22.25 3 YR None Y 20030701 ALLIANCE F.First Nevada
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
3254003886 0.00 20030613 2398 36.26 5 YR None Y 20030601 ALLIANCE F.First Nevada
3261003690 0.00 20030613 2398 27.76 3 YR None Y 20030701 ALLIANCE F.First Nevada
3262004148 0.00 20030613 2398 23.61 1 YR None Y 20030701 ALLIANCE F.First Nevada
1781005915 0.00 20030613 2398 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
1781005942 0.00 20030613 2396 0 1 YR None Y 20030601 ALLIANCE F.First Nevada
3254006143 0.00 20030613 2397 0 3 YR None Y 20030701 ALLIANCE F.First Nevada
3274009561 0.00 20030613 2397 0 3 YR None Y 20030601 ALLIANCE F.First Nevada
1781006044 0.00 20030613 2398 0 5 YR None Y 20030601 ALLIANCE F.First Nevada
1781006155 0.00 20030613 2398 32.24 5 YR None Y 20030601 ALLIANCE F.First Nevada
3254006071 0.00 20030613 2398 34.01 5 YR None Y 20030601 ALLIANCE F.First Nevada
3254006084 0.00 20030613 2398 34.96 5 YR None Y 20030701 ALLIANCE F.First Nevada
1781005256 0.00 20030613 2398 38.61 0 None N 20030601 ALLIANCE X.Xxxxx Xxxxxx
00000000 0.00 20030528 2189 30 0 None N 20030701 CENDANT C.Cendant B
22566657 0.00 20030528 2189 45 0 None N 20030701 CENDANT C.Cendant B
7073935491 84615.00 20030528 2189 55 0 None N 20030701 CENDANT C.Cendant B
7074599882 0.00 20030528 2189 52 0 None N 20030801 CENDANT C.Cendant B
7076073167 0.00 20030528 2189 39 0 None N 20030701 CENDANT C.Cendant B
7073946829 0.00 20030528 2189 59 0 None N 20031201 CENDANT C.Cendant B
21748355 0.00 20030331 2095 0 0 None N 20030801 ALLIANCE H.Homebanc
21846480 0.00 20030331 2095 0 0 None N 20030801 ALLIANCE H.Homebanc
21843263 0.00 20030331 2095 0 3 YR None Y 20030801 ALLIANCE H.Homebanc
21847744 0.00 20030331 2095 0 3 YR None Y 20030801 ALLIANCE H.Homebanc
21183298 0.00 20030331 2095 0 0 None N 20030801 ALLIANCE H.Homebanc
21844154 0.00 20030331 2095 0 0 None N 20030801 ALLIANCE H.Homebanc
21860077 0.00 20030331 2095 0 3 YR None Y 20030801 ALLIANCE H.Homebanc
21859558 0.00 20030331 2095 0 0 None N 20030801 ALLIANCE H.Homebanc
21210562 0.00 20030430 2219 2.16 0 None N 20030801 ALLIANCE H.Homebanc
21213145 0.00 20030430 2219 3.42 0 None N 20030901 ALLIANCE H.Homebanc
21214135 0.00 20030430 2219 17.3 0 None N 20030801 ALLIANCE H.Homebanc
21966205 0.00 20030430 2219 16.54 0 None N 20030801 ALLIANCE H.Homebanc
21972617 0.00 20030430 2219 15.33 0 None N 20030801 ALLIANCE H.Homebanc
21974316 0.00 20030430 2219 0.23 0 None N 20030801 ALLIANCE H.Homebanc
21978713 0.00 20030430 2219 14.84 0 None N 20030801 ALLIANCE H.Homebanc
21979067 0.00 20030430 2219 0.58 0 None N 20030801 ALLIANCE H.Homebanc
21980990 0.00 20030430 2219 21.39 0 None N 20030801 ALLIANCE H.Homebanc
21983382 0.00 20030430 2219 10.97 0 None N 20030801 ALLIANCE H.Homebanc
21991104 0.00 20030430 2219 0.25 0 None N 20030801 ALLIANCE H.Homebanc
21991393 0.00 20030430 2219 5.39 0 None N 20030801 ALLIANCE H.Homebanc
21992151 0.00 20030430 2219 6.65 0 None N 20030801 ALLIANCE H.Homebanc
21992425 0.00 20030430 2219 0.91 0 None N 20030801 ALLIANCE H.Homebanc
21996160 0.00 20030430 2219 14.78 0 None N 20030801 ALLIANCE H.Homebanc
21998174 0.00 20030430 2219 2.49 0 None N 20030801 ALLIANCE H.Homebanc
21999875 0.00 20030430 2219 14.63 0 None N 20030801 ALLIANCE H.Homebanc
22000244 0.00 20030430 2219 20.01 0 None N 20030801 ALLIANCE H.Homebanc
22001747 0.00 20030430 2219 13.27 0 None N 20030801 ALLIANCE H.Homebanc
22015739 0.00 20030430 2219 0.39 0 None N 20030901 ALLIANCE H.Homebanc
21976659 0.00 20030430 2219 19.32 0 None N 20030801 ALLIANCE H.Homebanc
21903414 0.00 20030430 2220 20.16 0 None N 20030801 ALLIANCE H.Homebanc
1501100455 0.00 20030131 1871 30 0 None N 20030701 ALLIANCE G.Southstar
105187801 0.00 20030131 1871 42 3 YR 6 Mo Int Y 20030801 ALLIANCE G.Southstar
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
1304000363 0.00 20030131 1871 34 0 None N 20030801 ALLIANCE G.Southstar
1701100266 0.00 20030131 1871 28 2 YR 6 Mo Int Y 20030901 ALLIANCE G.Southstar
105060404 0.00 20030131 1871 30 3 YR 6 Mo Int Y 20030801 ALLIANCE G.Southstar
1701100052 0.00 20030131 1871 31 0 None N 20030901 ALLIANCE G.Southstar
106305501 0.00 20030615 2413 35 3 YR 5% Y 20030801 ALLIANCE H.Homebanc
106786700 0.00 20030615 2412 29 0 None N 20030801 ALLIANCE H.Homebanc
307325803 0.00 20030615 2411 22 2 YR 6 Mo Int Y 20030701 ALLIANCE H.Homebanc
1101001195 0.00 20030615 2413 39 0 None N 20030701 ALLIANCE H.Homebanc
1101001365 0.00 20030615 2413 37 0 None N 20030801 ALLIANCE H.Homebanc
1101001394 0.00 20030615 2412 39 0 None N 20030601 ALLIANCE H.Homebanc
1303000728 0.00 20030615 2413 31 0 None N 20030801 ALLIANCE H.Homebanc
1308000806 0.00 20030615 2413 0 0 None N 20030801 ALLIANCE H.Homebanc
1309001660 0.00 20030615 2413 0 0 None N 20030801 ALLIANCE H.Homebanc
1310001950 0.00 20030615 2413 0 0 None N 20030801 ALLIANCE H.Homebanc
1310001989 0.00 20030615 2413 29 0 None N 20030701 ALLIANCE H.Homebanc
1312000774 0.00 20030615 2413 35 0 None N 20030701 ALLIANCE H.Homebanc
1501103602 0.00 20030615 2413 36 0 None N 20030801 ALLIANCE H.Homebanc
1701101252 0.00 20030615 2411 38 1 YR 6 Mo Int Y 20030701 ALLIANCE H.Homebanc
0000000000 0.00 20030615 2411 39 1 YR 6 Mo Int Y 20030801 ALLIANCE H.Homebanc
1701101297 0.00 20030615 2413 34 5 YR 6 Mo Int Y 20030801 ALLIANCE H.Homebanc
105302806 0.00 20030516 2261 45 3 YR 6 Mo Int Y 20030801 ALLIANCE G.Southstar
105741904 0.00 20030516 2261 50 5 YR 6 Mo Int Y 20030801 ALLIANCE G.Southstar
106543804 0.00 20030516 2261 34 3 YR 6 Mo Int Y 20030701 ALLIANCE G.Southstar
1302000593 0.00 20030516 2261 36 0 None N 20030801 ALLIANCE G.Southstar
1302000747 0.00 20030516 2261 52 0 None N 20030801 ALLIANCE G.Southstar
1302000776 0.00 20030516 2261 28 0 None N 20030801 ALLIANCE G.Southstar
1303000608 0.00 20030516 2261 36 0 None N 20030801 ALLIANCE G.Southstar
1303000633 0.00 20030516 2261 35 0 None N 20030801 ALLIANCE G.Southstar
1303000709 0.00 20030516 2261 14 0 None N 20030801 ALLIANCE G.Southstar
1304002266 0.00 20030516 2261 31 0 None N 20030801 ALLIANCE G.Southstar
1309001173 0.00 20030516 2261 46 0 None N 20030801 ALLIANCE G.Southstar
1501102821 0.00 20030516 2261 37 0 None N 20030801 ALLIANCE G.Southstar
9044025 0.00 20030723 0 46 0 None N 20030801 EMC D.EMC
9105834 0.00 20030726 0 46.24 0 None N 20030801 EMC D.EMC
9036740 0.00 20030710 0 43.68 5 YR None Y 20030801 EMC D.EMC
9038357 0.00 20030716 0 45.82 5 YR None Y 20030701 EMC D.EMC
9043555 0.00 20030708 0 39.6 5 YR None Y 20030801 EMC D.EMC
9043571 0.00 20030715 0 0 5 YR None Y 20030801 EMC D.EMC
9043605 0.00 20030709 0 26.38 0 None N 20030701 EMC D.EMC
9044199 0.00 20030708 0 39.86 5 YR None Y 20030801 EMC D.EMC
9046301 0.00 20030716 0 0 0 None N 20030801 EMC D.EMC
9096959 0.00 20030716 0 35.91 0 None N 20030701 EMC D.EMC
9045337 0.00 20030709 0 0 0 None N 20030801 EMC D.EMC
6975361 0.00 20030716 0 41.11 5 YR None Y 20030801 EMC D.EMC
9042920 0.00 20030710 0 0 5 YR None Y 20030801 EMC D.EMC
9043639 0.00 20030709 0 30.27 5 YR None Y 20030701 EMC D.EMC
9116278 0.00 20030702 2408 0 2 YR None Y 20030701 EMC D.EMC
9097221 0.00 20030723 0 14.97 3 YR None Y 20030701 EMC D.EMC
9046285 0.00 20030723 0 33.84 5 YR None Y 20030801 EMC D.EMC
9097429 0.00 20030724 0 0 0 None N 20030701 EMC D.EMC
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
9042276 0.00 20030717 0 47.47 5 YR None Y 20030801 EMC D.EMC
9038316 0.00 20030711 0 40.73 5 YR None Y 20030701 EMC D.EMC
9038498 0.00 20030709 0 0 5 YR None Y 20030701 EMC D.EMC
9039744 0.00 20030702 0 30.13 0 None N 20030801 EMC D.EMC
9043597 0.00 20030712 0 23.84 0 None N 20030801 EMC D.EMC
9044116 0.00 20030704 0 27.93 0 None N 20030801 EMC D.EMC
9044439 0.00 20030711 0 0 0 None N 20030801 EMC D.EMC
9044512 0.00 20030722 0 0 0 None N 20030801 EMC D.EMC
9044561 0.00 20030722 0 0 0 None N 20030801 EMC D.EMC
9043563 0.00 20030709 0 51.31 5 YR None Y 20030701 EMC D.EMC
9042029 0.00 20030712 0 21.48 3 YR None Y 20030801 EMC D.EMC
9045659 0.00 20030712 0 40.11 5 YR None Y 20030801 EMC D.EMC
9043589 0.00 20030711 0 29.99 5 YR None Y 20030701 EMC D.EMC
6980205 0.00 20030708 0 49.71 3 YR None Y 20030801 EMC D.EMC
9043548 0.00 20030709 0 0 0 None N 20030701 EMC D.EMC
9097098 0.00 20030718 0 34.91 0 None N 20030701 EMC D.EMC
6980668 0.00 20030723 0 0 5 YR None Y 20030701 EMC D.EMC
9037813 0.00 20030628 0 26.2 5 YR None Y 20030801 EMC D.EMC
9038746 0.00 20030702 0 0 5 YR None Y 20030801 EMC D.EMC
6970784 0.00 20030717 0 52.61 5 YR None Y 20030601 EMC D.EMC
9116260 0.00 20030702 2408 42.81 2 YR None Y 20030801 EMC D.EMC
9116286 0.00 20030702 2408 44.93 2 YR None Y 20030601 EMC D.EMC
9130113 0.00 20030715 2476 37.6 0 None N 20030801 EMC D.EMC
9130121 0.00 20030715 2476 38.4 1 YR None Y 20030801 EMC D.EMC
9130139 0.00 20030715 2476 32.9 3 YR None Y 20030801 EMC D.EMC
9130147 0.00 20030715 2476 36.1 0 None N 20030801 EMC D.EMC
9096504 0.00 20030723 0 41.71 5 YR None Y 20030801 EMC D.EMC
9097890 0.00 20030723 0 0 5 YR None Y 20030801 EMC D.EMC
9098146 0.00 20030723 0 41.87 7 MO None Y 20030801 EMC D.EMC
9040882 0.00 20030723 0 0 5 YR None Y 20030701 EMC D.EMC
9101502 0.00 20030724 0 35.25 5 YR None Y 20030801 EMC D.EMC
9042359 0.00 20030724 0 25.31 5 YR None Y 20030801 EMC D.EMC
9040718 0.00 20030724 0 45.72 5 YR None Y 20030801 EMC D.EMC
9039876 0.00 20030724 0 37.45 0 None N 20030601 EMC D.EMC
9101189 0.00 20030725 0 38.72 0 None N 20030801 EMC D.EMC
9099045 0.00 20030725 0 35.05 5 YR None Y 20030801 EMC D.EMC
9097635 0.00 20030725 0 0 5 YR None Y 20030801 EMC D.EMC
9044991 0.00 20030725 0 0 5 YR None Y 20030801 EMC D.EMC
9042938 0.00 20030725 0 0 5 YR None Y 20030801 EMC D.EMC
9033929 0.00 20030725 0 44.43 5 YR None Y 20030801 EMC D.EMC
6973515 0.00 20030725 0 0 3 YR None Y 20030801 EMC D.EMC
9104027 0.00 20030725 0 0 0 None N 20030701 EMC D.EMC
6972277 0.00 20030717 0 15 0 None N 20030701 EMC D.EMC
9044793 0.00 20030717 0 39.71 1 YR None Y 20030701 EMC D.EMC
9103201 0.00 20030726 0 35.93 0 None N 20030801 EMC D.EMC
9104001 0.00 20030726 0 21.98 0 None N 20030801 EMC D.EMC
9046079 0.00 20030726 0 36.11 0 None N 20030701 EMC D.EMC
9046376 0.00 20030726 0 38.7 3 YR None Y 20030801 EMC D.EMC
9098526 0.00 20030726 0 39.68 0 None N 20030801 EMC D.EMC
9099656 0.00 20030726 0 0 5 YR None Y 20030801 EMC D.EMC
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
9041500 0.00 20030726 0 0 3 YR None Y 20030701 EMC D.EMC
6976070 0.00 20030726 0 26.83 0 None N 20030801 EMC D.EMC
6980734 0.00 20030726 0 39.04 5 YR None Y 20030701 EMC D.EMC
6981278 0.00 20030726 0 35.79 5 YR None Y 20030801 EMC D.EMC
6938526 0.00 20030628 0 45.61 5 YR None Y 20030801 EMC D.EMC
6942254 0.00 20030705 0 49.65 0 None N 20030701 EMC D.EMC
6968010 0.00 20030716 0 39.83 0 None N 20030801 EMC D.EMC
6968424 0.00 20030716 0 43.08 3 YR None Y 20030701 EMC D.EMC
6976419 0.00 20030712 0 60.1 3 YR None Y 20030801 EMC D.EMC
6977268 0.00 20030628 0 43.81 5 YR None Y 20030801 EMC D.EMC
6978308 0.00 20030708 0 27.92 5 YR None Y 20030801 EMC D.EMC
6978423 0.00 20030708 0 33.38 0 None N 20030701 EMC D.EMC
6981237 0.00 20030711 0 20.8 0 None N 20031201 EMC D.EMC
6981302 0.00 20030628 0 0 3 YR None Y 20030701 EMC D.EMC
6981559 0.00 20030703 0 30.14 5 YR None Y 20030801 EMC D.EMC
6981740 0.00 20030702 0 22.6 5 YR None Y 20030801 EMC D.EMC
6981880 0.00 20030705 0 40.9 3 YR None Y 20030701 EMC D.EMC
6982623 0.00 20030705 0 31.45 0 None N 20030801 EMC D.EMC
6982862 0.00 20030701 0 46.5 0 None N 20030701 EMC D.EMC
6983340 0.00 20030704 0 0 0 None N 20030801 EMC D.EMC
6983480 0.00 20030704 0 0 7 MO None Y 20030801 EMC D.EMC
6983514 0.00 20030701 0 31.52 0 None N 20030801 EMC D.EMC
9033150 0.00 20030702 0 0 0 None N 20030801 EMC D.EMC
9033499 0.00 20030705 0 41.54 5 YR None Y 20030801 EMC D.EMC
9034182 0.00 20030701 0 39.75 1 YR None Y 20030801 EMC D.EMC
9034695 0.00 20030704 0 38.67 3 YR None Y 20030801 EMC D.EMC
9034737 0.00 20030708 0 24.42 5 YR None Y 20030801 EMC D.EMC
9034778 0.00 20030702 0 36.56 3 YR None Y 20030701 EMC D.EMC
9035601 0.00 20030709 0 40.05 0 None N 20030601 EMC D.EMC
9035643 0.00 20030702 0 0 3 YR None Y 20030801 EMC D.EMC
9035874 0.00 20030709 0 34.62 5 YR None Y 20030701 EMC D.EMC
9036203 0.00 20030705 0 34.58 3 YR None Y 20030701 EMC D.EMC
9036807 0.00 20030708 0 31.61 0 None N 20030901 EMC D.EMC
9037763 0.00 20030705 0 0 3 YR None Y 20030801 EMC D.EMC
9038241 0.00 20030701 0 42.16 3 YR None Y 20030801 EMC D.EMC
9038365 0.00 20030708 0 52.88 5 YR None Y 20030801 EMC D.EMC
9038662 0.00 20030705 0 50.66 5 YR None Y 20030701 EMC D.EMC
9038845 0.00 20030701 0 31.09 5 YR None Y 20030801 EMC D.EMC
9038852 0.00 20030628 0 0 0 None N 20030801 EMC D.EMC
9038969 0.00 20030708 0 22.31 2 YR None Y 20030701 EMC D.EMC
9039751 0.00 20030702 0 0 5 YR None Y 20030801 EMC D.EMC
9039991 0.00 20030715 0 36.26 0 None N 20030701 EMC D.EMC
9040130 0.00 20030708 0 46.38 1 YR None Y 20030701 EMC D.EMC
9040155 0.00 20030703 0 50.85 0 None N 20030801 EMC D.EMC
9040189 0.00 20030703 0 44.7 0 None N 20030801 EMC D.EMC
9040213 0.00 20030709 0 45.44 5 YR None Y 20030701 EMC D.EMC
9040676 0.00 20030710 0 52.87 0 None N 20030701 EMC D.EMC
9041138 0.00 20030704 0 27.97 3 YR None Y 20030801 EMC D.EMC
9041179 0.00 20030722 0 23.2 5 YR None Y 20030801 EMC D.EMC
9041260 0.00 20030704 0 48.96 0 None N 20030701 EMC D.EMC
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
9041278 0.00 20030708 0 0 1 YR None Y 20030701 EMC D.EMC
9041575 0.00 20030717 0 39.34 3 YR None Y 20030801 EMC D.EMC
9041765 0.00 20030709 0 34.76 5 YR None Y 20030701 EMC D.EMC
9042227 0.00 20030708 0 44.09 5 YR None Y 20030801 EMC D.EMC
9042268 0.00 20030708 0 0 5 YR None Y 20030801 EMC D.EMC
9042649 0.00 20030708 0 23.64 3 YR None Y 20030901 EMC D.EMC
9043506 0.00 20030711 0 49.73 0 None N 20030701 EMC D.EMC
9043803 0.00 20030704 0 48.96 0 None N 20030701 EMC D.EMC
9043845 0.00 20030704 0 46.45 0 None N 20030801 EMC D.EMC
9044397 0.00 20030708 0 49.3 3 YR None Y 20030801 EMC D.EMC
9096256 0.00 20030718 0 41.88 3 YR None Y 20030801 EMC D.EMC
9096710 0.00 20030717 0 24.24 5 YR None Y 20030801 EMC D.EMC
9098989 0.00 20030722 0 0 7 MO None Y 20030801 EMC D.EMC
6978407 0.00 20030708 0 28.17 5 YR None Y 20030801 EMC D.EMC
9034877 0.00 20030704 0 44.41 0 None N 20030801 EMC D.EMC
9037961 0.00 20030703 0 0 3 YR None Y 20030801 EMC D.EMC
9037870 0.00 20030702 0 37.55 5 YR None Y 20030901 EMC D.EMC
9041872 0.00 20030712 0 38.68 3 YR None Y 20030701 EMC D.EMC
9037029 0.00 20030712 0 31.37 5 YR None Y 20030801 EMC D.EMC
9037433 0.00 20030712 0 32.37 0 None N 20030701 EMC D.EMC
9041328 0.00 20030712 0 0 3 YR None Y 20030801 EMC D.EMC
9034711 0.00 20030712 0 0 3 YR None Y 20030801 EMC D.EMC
9100587 0.00 20030726 0 0 0 None N 20030701 EMC D.EMC
9035742 0.00 20030703 0 44.67 1 YR None Y 20030701 EMC D.EMC
9033192 0.00 20030722 0 53.29 5 YR None Y 20030701 EMC D.EMC
9035924 0.00 20030711 0 36.57 0 None N 20030601 EMC D.EMC
9039041 0.00 20030717 0 0 5 YR None Y 20030701 EMC D.EMC
6981922 0.00 20030703 0 31.56 0 None N 20030801 EMC D.EMC
6980213 0.00 20030703 0 11.42 5 YR None Y 20030801 EMC D.EMC
9044447 0.00 20030723 0 0 0 None N 20030801 EMC D.EMC
9098823 0.00 20030726 0 32.93 5 YR None Y 20030801 EMC D.EMC
6933196 0.00 20030712 0 26.54 3 YR None Y 20030701 EMC D.EMC
9040692 0.00 20030717 0 43.26 0 None N 20030801 EMC D.EMC
9041989 0.00 20030708 0 17.94 3 YR None Y 20030801 EMC D.EMC
9103250 0.00 20030725 0 45.5 5 YR None Y 20030801 EMC D.EMC
9097502 0.00 20030718 0 33.99 0 None N 20030801 EMC D.EMC
9043530 0.00 20030705 0 34.23 0 None N 20030801 EMC D.EMC
9034117 0.00 20030717 0 0 1 YR None Y 20030701 EMC D.EMC
9043498 0.00 20030712 0 24.64 5 YR None Y 20030701 EMC D.EMC
6973473 0.00 20030703 0 37.32 8 MO None Y 20030701 EMC D.EMC
9116294 0.00 20030702 2408 42.47 2 YR None Y 20030701 EMC D.EMC
9097122 0.00 20030717 0 0 0 None N 20030701 EMC D.EMC
9101783 0.00 20030724 0 43.85 1 YR None Y 20030801 EMC D.EMC
9044876 0.00 20030712 0 38.63 0 None N 20030701 EMC D.EMC
9045311 0.00 20030724 0 0 0 None N 20030701 EMC D.EMC
6980601 0.00 20030628 0 0 7 MO None Y 20030801 EMC D.EMC
9040783 0.00 20030703 0 15.85 30 MO None Y 20030801 EMC D.EMC
9096413 0.00 20030725 0 39.89 2 YR None Y 20030801 EMC D.EMC
9040494 0.00 20030712 0 48.91 0 None N 20030801 EMC D.EMC
9097478 0.00 20030726 0 31.27 0 None N 20030801 EMC D.EMC
PURCHASE TRUST
LOAN_ID PLEDGEM DATE RE DTI PP TERM PP DES PPAY IPTD SERVICERS SCRES
-------- ------- ------- ------ ---- ------- ------- ---- -------- --------- ------
9034141 0.00 20030705 0 33.59 1 YR None Y 20030801 EMC D.EMC
9040924 0.00 20030712 0 17.94 5 YR None Y 20030801 EMC D.EMC
6972236 0.00 20030723 0 0 0 None N 20030701 EMC D.EMC
6977383 0.00 20030711 0 0 0 None N 20030801 EMC D.EMC
6932511 0.00 20030709 0 0 3 YR None Y 20030701 EMC D.EMC
9034745 0.00 20030704 0 37.18 0 None N 20030801 EMC D.EMC
6975197 0.00 20030718 0 14.44 5 YR None Y 20030901 EMC D.EMC
9038340 0.00 20030723 0 0 0 None N 20030801 EMC D.EMC
9040825 0.00 20030703 0 33.92 0 None N 20030801 EMC D.EMC
13949237 0.00 20030715 0 21 1 YR None Y 20030801 EMC D.EMC
13954980 0.00 20030715 0 0 0 None N 20030801 EMC D.EMC
13959920 0.00 20030714 0 36.43 5 YR None Y 20030801 EMC D.EMC
13908428 0.00 20030428 0 0 0 None N 20030701 EMC D.EMC
13937346 0.00 20030625 0 50.67 0 None N 20030701 EMC D.EMC
13940492 0.00 20030627 0 35.25 5 YR None Y 20030801 EMC D.EMC
13953973 0.00 20030715 0 35.22 3 YR None Y 20030801 EMC D.EMC
13953919 0.00 20030714 0 44.09 3 YR None Y 20030801 EMC D.EMC
13966342 0.00 20030715 0 36.69 5 YR None Y 20030801 EMC D.EMC
13923535 0.00 20030630 0 44.57 5 YR None Y 20030701 EMC D.EMC
13942526 0.00 20030627 0 38.28 1 YR None Y 20030801 EMC D.EMC
13959917 0.00 20030715 0 25.85 0 None N 20030701 EMC D.EMC
13963486 0.00 20030716 0 30.77 3 YR None Y 20030701 EMC D.EMC
13957424 0.00 20030715 0 38.85 1 YR None Y 20030801 EMC D.EMC
13906983 0.00 20030521 0 46.55 0 None N 20030701 EMC D.EMC
13906986 0.00 20030425 0 41.42 0 None N 20030801 EMC D.EMC
13957028 0.00 20030715 0 0 3 YR None Y 20030701 EMC D.EMC
13963485 0.00 20030715 0 0 0 None N 20030701 EMC D.EMC
13966145 0.00 20030716 0 19.1 5 YR None Y 20030701 EMC D.EMC
13925606 0.00 20030715 0 26.19 3 YR None Y 20030801 EMC D.EMC
13941012 0.00 20030613 0 9.04 3 YR None Y 20030801 EMC D.EMC
13950080 0.00 20030714 0 38.38 5 YR None Y 20030801 EMC D.EMC
13966153 0.00 20030716 0 44.62 5 YR None Y 20030701 EMC D.EMC
13959770 0.00 20030716 0 34.09 1 YR None Y 20030701 EMC D.EMC
13945175 0.00 20030716 0 0 1 YR None Y 20030701 EMC D.EMC
13919441 0.00 20030716 0 36.46 5 YR None Y 20030701 EMC D.EMC
13959813 0.00 20030716 0 41.03 1 YR None Y 20030801 EMC D.EMC
13956665 0.00 20030710 0 0 5 YR None Y 20030801 EMC D.EMC
13966340 0.00 20030715 0 25.05 0 None N 20030801 EMC D.EMC
13957027 0.00 20030716 0 30.69 0 None N 20030801 EMC D.EMC
13957039 0.00 20030702 0 31.36 1 YR None Y 20030801 EMC D.EMC
13953930 0.00 20030715 0 44.66 5 YR None Y 20030801 EMC D.EMC
13942992 0.00 20030623 0 42.4 5 YR None Y 20030701 EMC D.EMC
13946208 0.00 20030715 0 0 0 None N 20030701 EMC D.EMC
13945147 0.00 20030702 0 23.87 5 YR None Y 20030801 EMC D.EMC
13928957 0.00 20030619 0 24.78 1 YR None Y 20030701 EMC D.EMC
13948788 0.00 20030627 0 37.31 5 YR None Y 20030801 EMC D.EMC
13946201 0.00 20030710 0 37.96 5 YR None Y 20030701 EMC D.EMC
13945156 0.00 20030616 0 31.48 0 None N 20030801 EMC D.EMC
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
6980460 GENISYS FINANCIAL N 80.00 80.00 10.875 N 20030801 1 1025.90 5.875 13929688
6983472 TRANSNATIONAL N 69.40 69.40 10.375 N 20030801 1 2315.70 5.375 13937320
6973192 METROCITI MORTGAGE N 73.53 73.53 11.500 N 20030801 1 2437.50 6.500 13922440
6981443 OLYMPIA MORTGAGE N 65.00 65.00 10.625 N 20030801 1 3180.50 5.625 13930731
6975528 CBSK FINANCIAL N 80.00 80.00 11.000 N 20030801 1 1151.10 6.000 13924094
6973044 TRANSNATIONAL N 83.90 83.90 10.875 N 20030801 1 1449.20 5.875 13922393
9039819 ALLSTATE HOME LOANS N 80.00 80.00 10.125 N 20030801 1 2831.30 5.125 13945530
6981435 OLYMPIA MORTGAGE N 60.54 60.54 11.625 N 20030801 1 2100.00 5.625 13930730
6976716 TRANSNATIONAL N 80.00 80.00 10.625 N 20030801 1 2718.70 5.625 13924457
6964159 TRANSNATIONAL N 59.18 59.18 10.375 N 20030801 1 1298.90 5.375 13907663
6983241 CBSK FINANCIAL N 80.00 80.00 10.500 N 20030801 1 1290.00 5.500 13937340
6971246 INTERNATIONAL HOME N 80.00 80.00 12.000 N 20030801 2 1604.00 6.000 13920710
6977680 OLYMPIA MORTGAGE N 80.00 80.00 10.875 N 20030801 1 1277.70 5.875 13925202
6982631 CBSK FINANCIAL N 80.00 80.00 10.625 N 20030801 1 1243.40 5.625 13937136
6969554 METROCITI MORTGAGE N 80.00 80.00 10.000 N 20030801 1 2266.60 5.000 13920340
6980643 TRANSNATIONAL N 53.48 53.48 9.375 N 20030801 1 1822.90 4.375 13929642
6976765 METROCITI MORTGAGE N 90.00 90.00 11.250 N 20030801 1 1828.10 6.250 13924472
6975296 METROCITI MORTGAGE N 89.71 89.71 11.125 N 20030801 1 1556.70 6.125 13924134
6979181 ALLSTATE HOME LOANS N 79.98 79.98 10.625 N 20030801 1 1473.20 5.625 13925580
6978266 GENISYS FINANCIAL N 80.00 80.00 10.625 N 20030801 1 1200.00 5.625 13925358
6982599 METROCITI MORTGAGE N 60.77 60.77 9.875 N 20030801 1 1604.60 4.875 13937185
6981294 TRANSNATIONAL N 89.78 89.78 10.375 N 20030801 1 935.10 5.375 13930687
6973713 CBSK FINANCIAL N 80.00 80.00 11.125 N 20030801 1 1447.00 6.125 13923005
9035254 GENISYS FINANCIAL N 80.00 80.00 10.500 N 20030801 1 1074.50 5.500 13940961
6967665 CBSK FINANCIAL N 79.98 79.98 11.250 N 20030801 1 1436.70 6.250 13918461
6946735 METROCITI MORTGAGE N 80.00 80.00 11.125 N 20030801 1 3062.50 6.125 13907441
6978837 METROCITI MORTGAGE N 71.59 71.59 11.500 N 20030801 1 1365.00 6.500 13925587
6976807 CBSK FINANCIAL N 80.00 80.00 11.375 N 20030801 1 1177.80 6.375 13924421
6978910 TRANSNATIONAL N 80.00 80.00 11.625 N 20030801 2 2451.20 6.625 13925622
6965990 METROCITI MORTGAGE N 80.00 80.00 11.875 N 20030801 1 2979.10 6.875 13910237
6981542 TRANSNATIONAL N 50.00 50.00 10.625 N 20030801 1 7031.20 5.625 13930760
6969190 METROCITI MORTGAGE N 79.07 79.07 11.500 N 20030801 1 1841.60 6.500 13919421
6967624 TRANSNATIONAL N 71.82 71.82 10.000 N 20030801 1 3489.30 5.000 13918450
9040858 OLYMPIA MORTGAGE N 80.00 80.00 10.000 N 20030801 1 2166.60 5.000 13946210
6977292 CBSK FINANCIAL N 80.00 80.00 10.750 N 20030801 1 882.30 5.750 13924461
6974398 CBSK FINANCIAL N 80.00 80.00 11.375 N 20030801 1 1180.90 6.375 13923186
6940506 METROCITI MORTGAGE N 80.00 80.00 11.000 N 20030801 1 950.00 6.000 13902135
6981419 METROCITI MORTGAGE N 78.76 78.76 10.750 N 20030801 1 1943.50 5.750 13930727
6973978 METROCITI MORTGAGE N 80.00 80.00 11.500 N 20030801 1 1820.00 6.500 13923164
9037102 INTERNATIONAL HOME N 80.00 80.00 11.250 N 20030801 4 1874.79 6.250 13942958
6966592 METROCITI MORTGAGE N 80.00 80.00 10.375 N 20030801 1 551.80 5.375 13910449
6981393 METROCITI MORTGAGE N 80.00 80.00 10.875 N 20030801 1 1684.10 5.875 13930708
6972590 INTERNATIONAL HOME N 80.00 80.00 11.125 N 20030801 1 1572.00 6.125 13921042
6978225 METROCITI MORTGAGE N 78.71 78.71 10.750 N 20030801 1 1546.20 5.750 13925351
6982219 METROCITI MORTGAGE N 80.00 80.00 10.625 N 20030801 1 1841.60 5.625 13936870
6945182 METROCITI MORTGAGE N 79.13 79.13 10.875 N 20030801 1 1429.50 5.875 13906579
6979272 CBSK FINANCIAL N 79.97 79.97 10.500 N 20030801 1 1831.60 5.500 13925614
6975189 CBSK FINANCIAL N 80.00 80.00 10.875 N 20030801 1 920.40 5.875 13924089
9039827 ALLSTATE HOME LOANS N 80.00 80.00 10.875 N 20030801 1 1339.20 5.875 13945532
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
6967293 METROCITI MORTGAGE N 80.00 80.00 11.000 N 20030801 1 1472.50 6.000 13918448
6978316 TRANSNATIONAL N 80.00 80.00 10.625 N 20030801 3 2574.30 5.625 13925377
6974091 KIRKWOOD FINANCIAL C N 90.00 90.00 11.500 N 20030801 1 1353.80 6.500 13923203
6972186 INTERNATIONAL HOME N 80.00 80.00 10.875 N 20030801 1 1801.60 5.875 13921027
6973465 METROCITI MORTGAGE N 80.00 80.00 10.875 N 20030801 1 2555.40 5.875 13923034
6946727 ALLSTATE HOME LOANS N 95.00 95.00 11.625 N 20030801 1 1491.80 5.625 13907439
6976294 TRANSNATIONAL N 80.00 80.00 10.375 N 20030801 1 1094.70 5.375 13924259
6974026 METROCITI MORTGAGE N 80.00 80.00 10.000 N 20030801 1 750.00 5.000 13923189
6976336 METROCITI MORTGAGE N 70.00 70.00 10.250 N 20030801 1 2995.70 5.250 13924282
6980031 UNITED FINANCIAL MO N 80.00 80.00 10.750 N 20030801 1 793.60 5.750 13929675
6935977 METROCITI MORTGAGE N 80.00 80.00 10.625 N 20030801 1 3371.20 5.625 13870333
6971782 METROCITI MORTGAGE N 80.00 80.00 11.750 N 20030801 1 2245.50 6.750 13920844
9039801 ALLSTATE HOME LOANS N 76.36 76.36 10.750 N 20030801 1 2451.00 5.750 13945529
6983332 METROCITI MORTGAGE N 80.00 80.00 10.375 N 20030801 2 1702.00 5.375 13937349
6980098 UNITED FINANCIAL MO N 80.00 80.00 11.125 N 20030801 4 1992.90 6.125 13929683
6976948 CBSK FINANCIAL N 80.00 80.00 10.750 N 20030801 1 1073.70 5.750 13924476
9033564 METROCITI MORTGAGE N 80.00 80.00 11.125 N 20030801 4 2633.70 6.125 13939733
0000000 XXXXXX XXXXXX X 53.33 53.33 11.875 N 20030801 1 391.60 5.875 13929653
6976328 TRANSNATIONAL N 80.00 80.00 11.625 N 20030801 1 3292.70 5.625 13924281
6977524 CONCORD MORTGAGE N 64.83 64.83 11.000 N 20030801 1 509.10 5.000 13925143
6975957 CONCORD MORTGAGE N 62.50 62.50 10.250 N 20030801 1 437.50 5.250 13924267
9037706 CONCORD MORTGAGE N 95.00 95.00 11.250 N 20030801 1 923.50 6.250 13943918
6976617 CONCORD MORTGAGE N 80.00 80.00 11.500 N 20030801 1 895.00 6.500 13924415
9036146 CONCORD MORTGAGE N 80.00 80.00 10.250 N 20030801 1 878.50 5.250 13942539
6978670 CONCORD MORTGAGE N 73.19 73.19 12.500 N 20030801 1 2854.50 6.500 13925586
9036252 INTERMOUNTAIN M N 61.90 61.90 8.875 N 20030801 1 2098.90 3.875 13942559
6975080 CONCORD MORTGAGE N 75.40 75.40 10.875 N 20030801 1 1908.80 5.875 13923560
6982706 TRANSNATIONAL N 95.00 95.00 11.250 N 20030801 1 410.60 6.250 13937143
6981369 CONCORD MORTGAGE N 79.05 79.05 10.375 N 20030801 1 597.50 5.375 13930703
6979470 CONCORD MORTGAGE N 89.52 89.52 12.500 N 20030801 1 1018.30 6.500 13928945
6972475 CONCORD MORTGAGE N 80.00 80.00 10.500 N 20030801 1 1017.40 5.500 13921064
6970354 CONCORD MORTGAGE N 61.54 61.54 9.875 N 20030801 1 2328.50 4.875 13920593
6978142 CONCORD MORTGAGE N 80.00 80.00 11.125 N 20030801 1 2090.10 6.125 13925375
6971154 INTERMOUNTAIN M N 80.00 80.00 10.875 N 20030801 4 1468.70 5.875 13920753
0000000 XXXXXX XXXXXX X 65.11 65.11 11.125 N 20030801 2 653.40 5.125 13945144
0000000 XXXXXX XXXXXX X 80.00 80.00 10.500 N 20030801 1 1155.00 4.500 13942567
0000000 XXXXXX XXXXXX X 80.00 80.00 11.875 N 20030801 1 587.50 5.875 13941013
0000000 XXXXXX XXXXXX X 75.64 75.64 11.875 N 20030801 1 1222.00 5.875 13942556
0000000 XXXXXX XXXXXX X 80.00 80.00 11.875 N 20030801 1 1006.50 5.875 13929633
0000000 XXXXXX XXXXXX X 42.22 42.22 10.375 N 20030801 1 725.80 4.375 13929655
0000000 XXXXXX XXXXXX X 80.00 80.00 11.875 N 20030801 1 1601.80 5.875 13920708
0000000 XXXXXX XXXXXX X 77.06 77.06 11.875 N 20030801 1 641.30 5.875 13942562
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 1 580.00 5.875 13929634
0000000 XXXXXX XXXXXX X 79.99 79.99 10.750 N 20030801 1 647.70 4.750 13942564
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 4 1277.80 5.875 13941261
0000000 XXXXXX XXXXXX X 85.32 85.32 11.875 N 20030801 1 1294.90 5.875 13929648
6974851 ENTRUST MORTGAGE N 75.00 75.00 11.250 N 20030801 2 1385.30 6.250 13923545
6980692 JLM DIRECT N 90.00 90.00 11.500 N 20030801 1 551.80 6.500 13929647
6978795 JLM DIRECT N 72.88 72.88 11.500 N 20030801 1 1105.40 6.500 13925631
6981641 ENTRUST MORTGAGE N 75.00 75.00 11.500 N 20030801 1 564.10 6.500 13930690
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
6982433 JLM DIRECT N 80.00 80.00 11.125 N 20030801 2 1847.10 6.125 13937157
0000000 XXXXXX XXXXXX X 80.00 80.00 10.125 N 20030801 1 519.30 5.125 13944194
6965602 ENTRUST MORTGAGE N 79.99 79.99 10.875 N 20030801 1 709.20 5.875 13909925
6965610 ENTRUST MORTGAGE N 79.99 79.99 10.875 N 20030801 1 709.20 5.875 13909928
6965628 ENTRUST MORTGAGE N 79.99 79.99 10.875 N 20030801 1 709.20 5.875 13909932
6965636 ENTRUST MORTGAGE N 79.99 79.99 10.875 N 20030801 1 709.20 5.875 13909933
6983597 JLM DIRECT N 80.00 80.00 10.875 N 20030801 1 979.10 5.875 13939746
6970479 ENTRUST MORTGAGE N 80.00 80.00 12.000 N 20030801 4 809.00 7.000 13920631
6978787 JLM DIRECT N 90.00 90.00 10.500 N 20030801 1 817.60 5.500 13925629
6943450 THE MORTGAGE WAREHO N 90.00 90.00 11.875 N 20030801 1 419.70 6.875 13904288
0000000 XXXXXX XXXXXX X 90.00 90.00 11.250 N 20030801 3 1031.20 6.250 13944189
0000000 XXXXXX XXXXXX X 90.00 90.00 10.875 N 20030801 1 458.20 5.875 13925352
0000000 XXXXXX XXXXXX X 90.00 90.00 10.875 N 20030801 3 458.20 5.875 13925356
0000000 XXXXXX XXXXXX X 61.73 61.73 10.375 N 20030801 1 739.00 5.375 13944186
0000000 XXXXXX XXXXXX X 80.00 80.00 10.750 N 20030801 1 1119.00 5.750 13944192
0000000 XXXXXX XXXXXX X 90.00 90.00 11.375 N 20030801 1 644.90 6.375 13920763
9036989 BAYROCK MORTGAGE N 80.00 80.00 10.625 N 20030801 1 1151.30 5.625 13942996
6970453 BAYROCK MORTGAGE N 80.00 80.00 11.250 N 20030801 1 811.90 6.250 13920628
6982060 BAYROCK MORTGAGE N 70.00 70.00 10.250 N 20030801 1 1613.90 5.250 13936856
0000000 XXXXXX XXXXXX X 89.99 89.99 10.125 N 20030801 1 1547.10 5.125 13944188
6981963 METROCITI MORTGAGE N 90.00 90.00 10.875 N 20030801 1 489.70 5.875 13936837
9035361 PRIMARY CAPITAL N 75.73 75.73 11.875 N 20030801 1 1390.40 5.875 13941225
6979520 THE MORTGAGE WAREHO N 90.00 90.00 11.250 N 20030801 1 260.10 6.250 13928908
0000000 XXXXXX XXXXXX X 95.00 95.00 11.750 N 20030801 1 919.10 6.750 13944193
9033143 PRIMARY CAPITAL N 80.00 80.00 10.250 N 20030801 1 427.00 5.250 13939721
9034083 PRIMARY CAPITAL N 88.89 88.89 13.375 N 20030801 1 2458.30 7.375 13940517
9039645 PRIMARY CAPITAL N 61.98 61.98 10.875 N 20030801 1 506.70 5.875 13945513
6980890 PRIMARY CAPITAL N 80.00 80.00 11.000 N 20030801 1 3016.00 6.000 13929598
6978563 PRIMARY CAPITAL N 80.00 80.00 11.500 N 20030801 1 814.00 5.500 13925397
9036153 PRIMARY CAPITAL N 80.00 80.00 10.625 N 20030801 1 1341.20 4.625 13942540
9079922 SYNOVUS N 52.65 52.65 9.500 N 20030801 1 684.60 4.500 13943965
0000000 XXXXXX XXXXXX X 90.00 90.00 10.625 N 20030801 1 926.00 5.625 13944191
6983316 PRIMARY CAPITAL N 75.00 75.00 11.375 N 20030801 1 779.30 5.375 13937347
6982052 BAYROCK MORTGAGE N 79.99 79.99 9.750 N 20030801 1 851.00 4.750 13936855
9036849 PRIMARY CAPITAL N 80.00 80.00 11.250 N 20030801 1 545.80 6.250 13942972
6975486 PRIMARY CAPITAL N 80.00 80.00 11.875 N 20030801 1 652.10 5.875 13924141
6972228 PRIMARY CAPITAL N 90.00 90.00 12.125 N 20030801 1 753.30 6.125 13921045
6975478 PRIMARY CAPITAL N 80.00 80.00 12.125 N 20030801 1 1302.50 6.125 13924138
9034075 PRIMARY CAPITAL N 75.08 75.08 11.375 N 20030801 1 998.80 5.375 13940515
6980346 PRIMARY CAPITAL N 79.90 79.90 10.875 N 20030801 1 1635.20 5.875 13929652
9079930 SYNOVUS N 90.00 90.00 11.000 N 20030801 1 417.60 4.125 13943966
6945562 THE MORTGAGE WAREHO N 70.00 70.00 10.000 N 20030801 1 2420.80 5.000 13906930
6968333 1ST AMERICAN N 80.00 80.00 10.625 N 20030801 1 1237.50 5.625 13918906
0000000 XXXXXX XXXXXX X 80.00 80.00 11.000 N 20030801 1 2276.30 6.000 13944184
6964589 TRIDENT MORTGAGE N 48.73 48.73 12.375 N 20030801 1 3054.60 6.375 13908462
6964506 TRIDENT MORTGAGE N 80.00 80.00 10.750 N 20030801 1 2331.90 4.750 13907669
6971584 SOVEREIGN BANK N 90.00 90.00 11.125 N 20030801 1 2187.40 6.125 13920912
81739245 NON FLOW N 74.94 74.94 11.250 N 20030801 1 0.00 6.250 0
108333543 NON FLOW N 72.79 72.79 11.125 N 20030801 1 0.00 6.125 0
108259292 NON FLOW N 80.00 80.00 11.500 N 20030801 1 0.00 6.500 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
108223868 NON FLOW N 77.22 77.22 11.000 N 20030801 1 0.00 6.000 0
108445156 NON FLOW N 80.00 80.00 11.875 N 20030801 1 0.00 6.875 0
108465915 NON FLOW N 89.99 89.99 10.750 N 20030801 1 0.00 5.750 0
108286378 NON FLOW N 79.59 79.59 11.250 N 20030801 1 0.00 6.250 0
108380882 NON FLOW N 80.00 80.00 11.500 N 20030801 1 0.00 6.500 0
81960726 NON FLOW N 79.12 79.12 11.125 Y 20030801 1 0.00 6.125 0
81684847 NON FLOW N 74.44 74.44 11.125 N 20030801 1 0.00 6.125 0
81727042 NON FLOW N 80.00 80.00 12.000 N 20030801 1 0.00 7.000 0
81739237 NON FLOW N 78.89 78.89 10.875 N 20030801 1 0.00 5.875 0
108245523 NON FLOW N 69.60 69.60 11.125 N 20030801 1 0.00 6.125 0
108276783 NON FLOW N 80.00 80.00 11.125 N 20030801 1 0.00 6.125 0
108242637 NON FLOW N 70.00 70.00 11.250 N 20030801 1 0.00 6.250 0
81729675 NON FLOW N 80.00 80.00 11.750 N 20030801 1 0.00 6.750 0
108262247 NON FLOW N 69.44 69.44 11.625 N 20030801 2 0.00 6.625 0
81719668 NON FLOW N 80.00 80.00 11.500 N 20030801 1 0.00 6.500 0
108136706 NON FLOW N 80.00 80.00 11.875 N 20030801 1 0.00 6.875 0
108406588 NON FLOW N 80.00 80.00 10.750 N 20030801 1 0.00 5.750 0
108195207 NON FLOW N 74.34 74.34 11.750 N 20030801 1 0.00 6.750 0
108258500 NON FLOW N 74.07 74.07 11.875 N 20030801 1 0.00 6.875 0
81774655 NON FLOW N 80.00 80.00 11.375 N 20030801 2 0.00 6.375 0
81654063 NON FLOW N 79.81 79.81 11.375 N 20030801 1 0.00 6.375 0
108417015 NON FLOW N 80.00 80.00 11.125 N 20030801 4 0.00 6.125 0
108230921 NON FLOW N 80.00 80.00 11.500 N 20030801 1 0.00 6.500 0
108309550 NON FLOW N 52.63 52.63 11.000 N 20030801 1 0.00 6.000 0
81790644 NON FLOW N 80.00 80.00 10.750 N 20030801 1 0.00 5.750 0
108303447 NON FLOW N 80.00 80.00 11.875 N 20030801 1 0.00 6.875 0
108329418 NON FLOW N 72.50 72.50 11.500 N 20030801 1 0.00 6.500 0
108447798 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
108160037 NON FLOW N 66.32 66.32 11.375 N 20030801 1 0.00 6.375 0
108381773 NON FLOW N 80.00 80.00 11.125 N 20030801 1 0.00 6.125 0
80986672 NON FLOW N 79.99 79.99 11.000 N 20030801 1 0.00 6.000 0
81812000 NON FLOW N 80.00 80.00 11.000 N 20030801 1 0.00 6.000 0
108338344 NON FLOW N 73.66 73.66 11.375 N 20030801 1 0.00 6.375 0
108205204 NON FLOW N 74.66 74.66 10.750 N 20030801 1 0.00 5.750 0
108273962 NON FLOW N 78.35 78.35 11.000 N 20030801 1 0.00 6.000 0
108320979 NON FLOW N 68.57 68.57 11.125 N 20030801 1 0.00 6.125 0
108390857 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
81651325 NON FLOW N 80.00 80.00 10.875 Y 20030801 1 0.00 5.875 0
108326877 NON FLOW N 80.00 80.00 11.250 N 20030801 1 0.00 6.250 0
108477704 NON FLOW N 79.28 79.28 10.875 N 20030801 1 0.00 5.875 0
81683435 NON FLOW N 80.00 80.00 11.250 N 20030801 1 0.00 6.250 0
81855819 NON FLOW N 80.00 80.00 10.875 N 20030801 3 0.00 5.875 0
81791063 NON FLOW N 80.00 80.00 11.125 N 20030801 1 0.00 6.125 0
81950776 NON FLOW N 80.00 80.00 10.875 N 20030801 1 0.00 5.875 0
81438673 NON FLOW N 80.00 80.00 11.875 N 20030801 2 0.00 6.875 0
108318809 NON FLOW N 80.00 80.00 12.125 N 20030801 1 0.00 7.125 0
108251059 NON FLOW N 80.00 80.00 12.000 N 20030801 2 0.00 7.000 0
108243452 NON FLOW N 80.00 80.00 12.125 N 20030801 2 0.00 7.125 0
108397464 NON FLOW N 65.19 65.19 12.000 N 20030801 3 0.00 7.000 0
108400367 NON FLOW N 75.00 75.00 11.125 N 20030801 2 0.00 6.125 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
108263716 NON FLOW N 80.00 80.00 10.750 N 20030801 2 0.00 5.750 0
108277062 NON FLOW N 80.00 80.00 11.125 N 20030801 2 0.00 6.125 0
108283573 NON FLOW N 80.00 80.00 12.125 N 20030801 1 0.00 7.125 0
81899932 NON FLOW N 80.00 80.00 11.750 N 20030801 2 0.00 6.750 0
81743502 NON FLOW N 71.96 71.96 11.375 N 20030801 1 0.00 6.375 0
108372988 NON FLOW N 95.00 95.00 11.375 N 20030801 1 0.00 6.375 0
108184227 NON FLOW N 74.20 74.20 11.125 N 20030801 1 0.00 6.125 0
108402678 NON FLOW N 80.00 80.00 11.250 N 20030801 1 0.00 6.250 0
108383779 NON FLOW N 73.57 73.57 10.625 N 20030801 1 0.00 5.625 0
81871378 NON FLOW N 80.00 80.00 10.875 N 20030801 2 0.00 5.875 0
108485467 NON FLOW N 80.00 80.00 11.125 N 20030801 1 0.00 6.125 0
108361627 NON FLOW N 78.62 78.62 10.750 N 20030801 1 0.00 5.750 0
81747271 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
81794604 NON FLOW N 72.33 72.33 11.375 N 20030801 1 0.00 6.375 0
81624124 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
108376328 NON FLOW N 80.00 80.00 11.250 N 20030801 1 0.00 6.250 0
81836546 NON FLOW N 80.00 80.00 10.500 N 20030801 1 0.00 5.500 0
108367376 NON FLOW N 80.00 80.00 11.125 N 20030801 1 0.00 6.125 0
81808834 NON FLOW N 80.00 80.00 11.125 N 20030801 1 0.00 6.125 0
81842320 NON FLOW N 80.00 80.00 11.000 N 20030801 1 0.00 6.000 0
108330937 NON FLOW N 60.61 60.61 11.375 N 20030801 2 0.00 6.375 0
81769457 NON FLOW N 53.85 53.85 10.375 N 20030801 1 0.00 5.375 0
81754855 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
108364746 NON FLOW N 80.00 80.00 11.250 N 20030801 1 0.00 6.250 0
108206954 NON FLOW N 53.39 53.39 10.875 N 20030801 1 0.00 5.875 0
81847725 NON FLOW N 80.00 80.00 11.500 N 20030801 2 0.00 6.500 0
81698334 NON FLOW N 62.84 62.84 10.875 N 20030801 1 0.00 5.875 0
108255829 NON FLOW N 77.60 77.60 11.250 N 20030801 1 0.00 6.250 0
108269879 NON FLOW N 80.00 80.00 11.250 N 20030801 1 0.00 6.250 0
108264532 NON FLOW N 80.00 80.00 11.500 N 20030801 1 0.00 6.500 0
108363102 NON FLOW N 79.99 79.99 11.250 N 20030801 1 0.00 6.250 0
108438490 NON FLOW N 66.57 66.57 10.875 N 20030801 1 0.00 5.875 0
108354192 NON FLOW N 80.00 80.00 11.625 N 20030801 1 0.00 6.625 0
108324492 NON FLOW N 80.00 80.00 12.250 N 20030801 1 0.00 7.250 0
108403312 NON FLOW N 79.98 79.98 11.125 N 20030801 1 0.00 6.125 0
81832313 NON FLOW N 80.00 80.00 10.750 N 20030801 1 0.00 5.750 0
108325937 NON FLOW N 80.00 80.00 10.750 N 20030801 1 0.00 5.750 0
81732869 NON FLOW N 80.00 80.00 11.125 Y 20030801 1 0.00 6.125 0
108404013 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
108273319 NON FLOW N 73.53 73.53 10.875 N 20030801 1 0.00 5.875 0
108294869 NON FLOW N 79.63 79.63 11.000 N 20030801 1 0.00 6.000 0
108092602 NON FLOW N 78.28 78.28 10.750 N 20030801 1 0.00 5.750 0
108402843 NON FLOW N 75.00 75.00 11.375 N 20030801 1 0.00 6.375 0
108175183 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
108276601 NON FLOW N 80.00 80.00 11.500 N 20030801 1 0.00 6.500 0
108362708 NON FLOW N 73.34 73.34 10.875 N 20030801 1 0.00 5.875 0
108320441 NON FLOW N 71.43 71.43 12.125 N 20030801 1 0.00 7.125 0
108376666 NON FLOW N 80.00 80.00 10.750 N 20030801 1 0.00 5.750 0
108235409 NON FLOW N 75.91 75.91 11.250 N 20030801 1 0.00 6.250 0
81854283 NON FLOW N 80.00 80.00 11.125 N 20030801 1 0.00 6.125 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
108221029 NON FLOW N 67.19 67.19 11.500 N 20030801 1 0.00 6.500 0
81755589 NON FLOW N 80.00 80.00 10.625 N 20030801 1 0.00 5.625 0
81670234 NON FLOW N 80.00 80.00 11.875 N 20030801 1 0.00 6.875 0
108270687 NON FLOW N 79.91 79.91 10.875 N 20030801 1 0.00 5.875 0
81676066 NON FLOW N 80.00 80.00 11.125 N 20030801 1 0.00 6.125 0
108187584 NON FLOW N 65.00 65.00 11.375 N 20030801 3 0.00 6.375 0
81882185 NON FLOW N 80.00 80.00 11.125 N 20030801 2 0.00 6.125 0
108293671 NON FLOW N 95.00 95.00 10.875 N 20030801 2 0.00 5.875 0
108397845 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
108372798 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
108325333 NON FLOW N 78.70 78.70 12.000 N 20030801 2 0.00 7.000 0
81715161 NON FLOW N 41.67 41.67 11.000 N 20030801 1 0.00 6.000 0
108261298 NON FLOW N 80.00 80.00 11.500 N 20030801 1 0.00 6.500 0
108350257 NON FLOW N 65.00 65.00 11.500 N 20030801 1 0.00 6.500 0
108257353 NON FLOW N 76.47 76.47 11.125 N 20030801 1 0.00 6.125 0
108380932 NON FLOW N 80.00 80.00 12.000 N 20030801 1 0.00 7.000 0
108335415 NON FLOW N 80.00 80.00 10.875 N 20030801 1 0.00 5.875 0
108040312 NON FLOW N 80.00 80.00 11.500 N 20030801 1 0.00 6.500 0
108414590 NON FLOW N 80.00 80.00 10.750 N 20030801 1 0.00 5.750 0
81757312 NON FLOW N 80.00 80.00 11.000 N 20030801 1 0.00 6.000 0
108201377 NON FLOW N 77.73 77.73 10.875 N 20030801 1 0.00 5.875 0
81617383 NON FLOW N 80.00 80.00 11.250 Y 20030801 1 0.00 6.250 0
108409657 NON FLOW N 80.00 80.00 10.875 N 20030801 2 0.00 5.875 0
81655516 NON FLOW N 80.00 80.00 11.000 N 20030801 1 0.00 6.000 0
108391624 NON FLOW N 80.00 80.00 11.875 N 20030801 2 0.00 6.875 0
107970147 NON FLOW N 65.57 65.57 11.125 N 20030801 1 0.00 6.125 0
108227026 NON FLOW N 79.55 79.55 11.125 N 20030801 1 0.00 6.125 0
108325036 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
108262122 NON FLOW N 74.80 74.80 11.750 N 20030801 1 0.00 6.750 0
108414368 NON FLOW N 89.29 89.29 11.875 N 20030801 1 0.00 6.875 0
108215146 NON FLOW N 80.00 80.00 11.250 N 20030801 1 0.00 6.250 0
108214958 NON FLOW N 79.98 79.98 11.625 N 20030801 1 0.00 6.625 0
108315508 NON FLOW N 75.00 75.00 11.250 N 20030801 2 0.00 6.250 0
108329319 NON FLOW N 80.00 80.00 11.625 N 20030801 1 0.00 6.625 0
108254491 NON FLOW N 76.31 76.31 11.250 N 20030801 1 0.00 6.250 0
81759821 NON FLOW N 80.00 80.00 11.750 N 20030801 1 0.00 6.750 0
81666083 NON FLOW N 80.00 80.00 11.875 Y 20030801 1 0.00 6.875 0
108216458 NON FLOW N 70.00 70.00 10.625 N 20030801 1 0.00 5.625 0
81831521 NON FLOW N 70.00 70.00 11.250 N 20030801 1 0.00 6.250 0
81781304 NON FLOW N 76.94 76.94 11.500 Y 20030801 1 0.00 6.500 0
81588840 NON FLOW N 70.00 70.00 11.875 N 20030801 1 0.00 6.875 0
108371204 NON FLOW N 79.98 79.98 10.750 N 20030801 1 0.00 5.750 0
108217019 NON FLOW N 80.00 80.00 11.625 N 20030801 1 0.00 6.625 0
108277419 NON FLOW N 80.00 80.00 10.875 N 20030801 1 0.00 5.875 0
108159906 NON FLOW N 94.82 94.82 10.500 N 20030801 1 0.00 5.500 0
108318098 NON FLOW N 74.18 74.18 11.750 N 20030801 1 0.00 6.750 0
108262031 NON FLOW N 61.80 61.80 10.750 N 20030801 1 0.00 5.750 0
108375049 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
81643215 NON FLOW N 80.00 80.00 11.750 N 20030801 1 0.00 6.750 0
108365891 NON FLOW N 70.00 70.00 11.500 N 20030801 1 0.00 6.500 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
108115403 NON FLOW N 80.00 80.00 10.875 N 20030801 1 0.00 5.875 0
108387671 NON FLOW N 60.61 60.61 11.250 N 20030801 1 0.00 6.250 0
108044900 NON FLOW N 80.00 80.00 11.375 N 20030801 1 0.00 6.375 0
108372319 NON FLOW N 79.99 79.99 11.250 N 20030801 1 0.00 6.250 0
108193608 NON FLOW N 80.00 80.00 12.000 N 20030801 1 0.00 7.000 0
81686487 NON FLOW N 48.00 48.00 10.750 N 20030801 1 0.00 5.750 0
81568966 NON FLOW N 69.38 69.38 12.000 N 20030801 1 0.00 7.000 0
108116310 NON FLOW N 51.23 51.23 11.125 N 20030801 1 0.00 6.125 0
108164013 NON FLOW N 90.00 90.00 12.000 N 20030801 2 0.00 7.000 0
81497661 NON FLOW N 73.33 73.33 11.625 N 20030801 1 0.00 6.625 0
108248238 NON FLOW N 80.00 80.00 12.000 N 20030801 1 0.00 7.000 0
81626830 NON FLOW N 79.88 79.88 10.750 N 20030801 1 0.00 5.750 0
6298324 NORWEST N 89.83 89.83 12.000 N 20030801 1 0.00 7.000 0
6411193 NORWEST N 90.00 90.00 11.875 N 20030801 1 0.00 6.875 0
20591681 NON FLOW N 90.00 90.00 11.380 N 20030801 1 0.00 6.375 0
21125331 NON FLOW N 80.00 80.00 11.250 N 20030801 1 0.00 6.250 0
21086665 NON FLOW N 91.76 91.76 11.310 N 20030801 1 0.00 6.310 0
22107551 NON FLOW N 76.92 76.92 10.380 N 20030801 1 0.00 5.375 0
20676862 NON FLOW N 80.00 80.00 11.000 N 20030801 1 0.00 6.000 0
21594098 NON FLOW N 95.00 95.00 11.380 N 20030801 1 0.00 6.375 0
20804670 NON FLOW N 70.00 70.00 10.750 N 20030801 1 0.00 5.750 0
21767850 NON FLOW N 74.99 74.99 10.880 N 20030801 1 0.00 5.875 0
21690615 NON FLOW N 94.99 94.99 11.630 N 20030801 2 0.00 6.625 0
2424711 MLCC Y 100.00 70.00 13.750 N 20030801 1 0.00 7.750 0
3069911 MLCC Y 100.00 70.00 12.875 N 20030801 1 0.00 6.875 0
3155769 MLCC N 37.50 37.50 12.750 N 20030801 1 0.00 6.750 0
3169059 MLCC Y 93.01 70.00 12.875 N 20030801 1 0.00 6.875 0
3173747 MLCC Y 100.00 70.00 12.625 N 20030801 1 0.00 6.625 0
3188422 MLCC Y 100.00 70.00 13.000 N 20030801 1 0.00 7.000 0
3199528 MLCC N 76.58 76.58 12.875 N 20030801 1 0.00 6.875 0
3200797 MLCC Y 96.15 67.31 13.125 N 20030801 1 0.00 7.125 0
3206794 MLCC Y 100.00 70.00 12.750 N 20030801 1 0.00 6.750 0
3208691 MLCC Y 100.00 70.00 13.500 N 20030801 1 0.00 7.500 0
3209889 MLCC Y 91.15 70.00 13.500 N 20030801 1 0.00 7.500 0
3224797 MLCC Y 100.00 70.00 12.875 N 20030801 1 0.00 6.875 0
3225315 MLCC Y 100.00 50.00 13.000 N 20030801 1 0.00 7.000 0
3238060 MLCC N 49.56 49.56 13.000 N 20030801 1 0.00 7.000 0
3253614 MLCC Y 90.65 70.00 12.875 N 20030801 1 0.00 6.875 0
3262656 MLCC N 72.97 72.97 13.125 N 20030801 1 0.00 7.125 0
3273281 MLCC Y 100.00 70.00 13.625 N 20030801 1 0.00 7.625 0
4707156 NORWEST N 75.00 75.00 11.500 N 20030801 1 0.00 6.500 0
1000124919 NON FLOW N 50.00 50.00 12.500 N 20030801 1 3160.35 6.500 0
1000126757 NON FLOW N 71.02 71.02 11.950 N 20030801 1 1755.24 2.950 0
1000127375 NON FLOW N 95.00 95.00 13.375 N 20030801 1 852.04 8.375 0
1000130733 NON FLOW N 80.00 80.00 11.950 N 20030801 1 1742.67 2.950 0
1000139024 NON FLOW N 80.00 80.00 12.750 N 20030801 1 5845.57 7.750 0
1000148912 NON FLOW N 33.68 33.68 16.000 N 20030801 1 2666.67 4.000 0
1000151677 NON FLOW N 36.69 36.69 11.750 N 20030801 1 541.46 5.750 0
1000157083 NON FLOW N 79.97 79.97 12.500 N 20030801 1 651.67 7.500 0
1000161528 NON FLOW N 80.00 80.00 12.250 N 20030801 0 743.30 7.250 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
1000161544 NON FLOW N 80.00 80.00 12.250 N 20030801 0 754.21 7.250 0
1000161765 NON FLOW N 80.00 80.00 13.000 N 20030801 0 754.21 7.250 0
1000162332 NON FLOW N 51.19 51.19 10.875 N 20030801 1 2407.56 5.875 0
1000162620 NON FLOW N 84.98 84.98 13.500 N 20030801 0 456.73 8.500 0
1000169285 NON FLOW N 95.00 95.00 12.125 N 20030801 1 780.17 7.125 0
1000171388 NON FLOW N 51.35 51.35 11.875 N 20030801 1 2916.28 5.875 0
1000172397 NON FLOW N 90.00 90.00 10.625 N 20030801 1 958.47 5.625 0
1000173312 NON FLOW N 94.96 94.96 13.125 N 20030801 1 1118.95 8.125 0
1000179375 NON FLOW N 52.06 52.06 12.000 N 20030801 0 1621.01 7.000 0
1000179697 NON FLOW N 79.97 79.97 9.900 N 20030801 1 473.16 2.950 0
1000190720 NON FLOW N 80.00 80.00 11.500 N 20030801 1 632.07 6.500 0
1000193120 NON FLOW N 68.48 68.48 12.250 N 20030801 1 3879.02 6.250 0
1000194398 NON FLOW N 56.15 56.15 11.250 N 20030801 1 4494.74 6.250 0
1000197188 NON FLOW N 80.00 80.00 11.625 N 20030801 0 2878.22 5.625 0
1000197565 NON FLOW N 89.99 89.99 11.875 N 20030801 1 413.21 6.875 0
1000197648 NON FLOW N 95.00 95.00 12.500 N 20030801 0 3121.99 7.500 0
1000198280 NON FLOW N 90.00 90.00 11.375 N 20030801 1 932.07 6.375 0
1000198880 NON FLOW N 89.98 89.98 12.000 N 20030801 1 739.15 7.000 0
0000000000 NON FLOW N 80.00 80.00 13.250 N 20030801 0 2494.21 8.250 0
0000000000 NON FLOW N 80.00 80.00 13.250 N 20030801 0 2494.21 8.250 0
0000000000 NON FLOW N 80.00 80.00 11.625 N 20030801 1 793.99 6.625 0
1000201657 NON FLOW N 68.33 68.33 11.750 N 20030801 1 2393.33 6.750 0
1000202446 NON FLOW N 94.29 94.29 13.000 N 20030801 1 242.14 8.000 0
1000202503 NON FLOW N 35.71 35.71 14.563 N 20030801 1 386.67 8.563 0
1000203758 NON FLOW N 80.00 80.00 11.875 N 20030801 0 1644.95 6.875 0
1000203812 NON FLOW N 95.00 95.00 12.000 N 20030801 1 1137.67 7.000 0
1000203836 NON FLOW N 95.00 95.00 12.250 N 20030801 1 1879.40 7.250 0
0000000000 NON FLOW N 90.00 90.00 12.750 N 20030801 1 1611.93 7.750 0
1000205774 NON FLOW N 95.00 95.00 12.750 N 20030801 0 1973.72 7.750 0
1000206905 NON FLOW N 80.00 80.00 11.500 N 20030801 1 2856.95 6.500 0
1000207060 NON FLOW N 94.15 94.15 12.750 N 20030801 1 1268.05 7.750 0
1000207072 NON FLOW N 80.00 80.00 11.750 N 20030801 0 1027.09 5.750 0
1000207338 NON FLOW N 95.00 95.00 12.125 N 20030801 1 768.04 7.125 0
1000207871 NON FLOW N 80.00 80.00 12.500 N 20030801 4 897.79 7.500 0
1000207950 NON FLOW N 80.00 80.00 12.500 N 20030801 4 897.79 7.500 0
1000207952 NON FLOW N 80.00 80.00 12.500 N 20030801 4 897.79 7.500 0
1000208534 NON FLOW N 80.00 80.00 12.875 N 20030801 1 4843.46 7.875 0
1000208614 NON FLOW N 75.00 75.00 12.500 N 20030801 1 670.31 6.500 0
1000208899 NON FLOW N 90.00 90.00 16.150 N 20030801 1 535.74 9.150 0
1000210800 NON FLOW N 84.99 84.99 15.375 N 20030801 1 960.67 9.375 0
1000211435 NON FLOW N 95.00 95.00 15.000 N 20030801 0 2382.07 7.750 0
1000211499 NON FLOW N 74.05 74.05 12.000 N 20030801 1 911.46 7.000 0
1000211558 NON FLOW N 79.37 79.37 12.625 N 20030801 1 2359.43 7.625 0
1000211638 NON FLOW N 80.00 80.00 11.500 N 20030801 0 2386.69 6.500 0
1000211736 NON FLOW N 95.00 95.00 12.875 N 20030801 2 730.14 7.875 0
1000211934 NON FLOW N 80.00 80.00 11.000 N 20030801 1 623.53 6.000 0
0000000000 NON FLOW N 80.00 80.00 11.875 N 20030801 1 5334.27 6.875 0
1000212166 NON FLOW N 95.00 95.00 11.375 N 20030801 1 1155.72 6.375 0
1000212437 NON FLOW N 90.00 90.00 12.000 N 20030801 2 1017.91 7.000 0
1000212639 NON FLOW N 95.00 95.00 11.625 N 20030801 1 991.53 6.625 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
1000212669 NON FLOW N 85.45 85.45 11.750 N 20030801 1 1524.21 6.750 0
1000212826 NON FLOW N 80.00 80.00 13.375 N 20030801 1 6104.90 8.375 0
1000213159 NON FLOW N 80.00 80.00 11.125 N 20030801 1 619.76 6.125 0
1000213191 NON FLOW N 95.00 95.00 12.125 N 20030801 1 934.45 7.125 0
1000213595 NON FLOW N 90.00 90.00 13.125 N 20030801 2 835.31 8.125 0
1000213840 NON FLOW N 80.00 80.00 11.750 N 20030801 1 601.90 6.750 0
1000213957 NON FLOW N 95.00 95.00 12.375 N 20030801 1 465.86 7.375 0
1000220169 NON FLOW N 90.00 90.00 12.375 N 20030801 0 1174.84 7.375 0
1000220202 NON FLOW N 94.98 94.98 11.625 N 20030801 1 1363.23 6.625 0
1000220567 NON FLOW N 64.86 64.86 11.000 N 20030801 1 2214.39 5.000 0
1000220609 NON FLOW N 79.99 79.99 11.250 N 20030801 1 1196.34 6.250 0
1000220828 NON FLOW N 80.00 80.00 13.250 N 20030801 3 901.52 8.250 0
1000220992 NON FLOW N 75.00 75.00 11.875 N 20030801 1 4187.92 6.875 0
1000221491 NON FLOW N 37.62 37.62 10.500 N 20030801 1 785.37 4.500 0
0000000000 NON FLOW N 57.31 57.31 11.875 N 20030801 1 1135.75 5.875 0
1000221665 NON FLOW N 100.00 00.00 13.155 N 20030801 1 595.68 8.155 0
1000221757 NON FLOW N 80.00 80.00 10.875 N 20030801 1 761.90 5.875 0
1000222614 NON FLOW N 90.00 90.00 11.625 N 20030801 1 2063.09 6.625 0
1000222943 NON FLOW N 89.96 89.96 12.875 N 20030801 1 1273.95 7.875 0
1000223079 NON FLOW N 94.97 94.97 12.375 N 20030801 1 809.47 7.375 0
1000223128 NON FLOW N 70.00 70.00 11.500 N 20030801 1 2484.08 5.500 0
1000223183 NON FLOW N 65.00 65.00 11.250 N 20030801 1 1956.18 5.250 0
1000223189 NON FLOW N 80.00 80.00 12.125 N 20030801 2 1131.85 7.125 0
1000223417 NON FLOW N 80.00 80.00 12.125 N 20030801 2 1212.69 7.125 0
1000223464 NON FLOW N 95.00 95.00 12.375 N 20030801 1 2007.79 7.375 0
1000223701 NON FLOW N 100.00 00.00 11.325 N 20030801 1 867.29 6.325 0
1000223743 NON FLOW N 97.00 97.00 11.750 N 20030801 1 1204.57 6.825 0
1000223961 NON FLOW N 94.95 94.95 12.875 N 20030801 1 398.43 7.875 0
1000224035 NON FLOW N 95.00 95.00 13.500 N 20030801 1 1167.98 8.500 0
0000000000 NON FLOW N 80.00 80.00 11.500 N 20030801 1 500.28 6.500 0
1000224147 NON FLOW N 80.00 80.00 12.000 N 20030801 0 2741.05 7.000 0
1000224148 NON FLOW N 65.00 65.00 11.500 N 20030801 1 1697.69 5.500 0
1000224411 NON FLOW N 80.00 80.00 11.875 N 20030801 1 2314.10 5.875 0
0000000000 NON FLOW N 83.55 83.55 11.500 N 20030801 1 1991.01 6.500 0
1000225002 NON FLOW N 64.71 64.71 11.115 N 20030801 1 1669.15 6.115 0
1000225165 NON FLOW N 80.00 80.00 12.375 N 20030801 1 723.83 7.375 0
1000225208 NON FLOW N 95.00 95.00 10.875 N 20030801 1 1472.34 5.875 0
1000225230 NON FLOW N 41.56 41.56 11.250 N 20030801 2 1032.62 5.250 0
1000225615 NON FLOW N 95.00 95.00 11.875 N 20030801 1 976.69 6.875 0
1000230153 NON FLOW N 80.00 80.00 13.125 N 20030801 4 2144.33 8.125 0
0000000000 NON FLOW N 80.00 80.00 11.375 N 20030801 1 2015.90 5.375 0
1000230369 NON FLOW N 79.98 79.98 12.250 N 20030801 1 3077.98 7.250 0
1000230419 NON FLOW N 56.21 56.21 11.250 N 20030801 1 1998.98 5.250 0
1000230819 NON FLOW N 80.00 80.00 11.375 N 20030801 1 1078.05 6.375 0
1000230888 NON FLOW N 55.11 55.11 11.500 N 20030801 1 2049.72 5.500 0
1000230949 NON FLOW N 80.00 80.00 11.625 N 20030801 1 870.82 6.625 0
0000000000 NON FLOW N 90.00 90.00 11.875 N 20030801 1 295.62 6.875 0
1000231155 NON FLOW N 90.00 90.00 11.250 N 20030801 1 1335.49 6.250 0
1000231160 NON FLOW N 80.00 80.00 10.875 N 20030801 1 1727.29 5.875 0
1000231322 NON FLOW N 69.42 69.42 11.375 N 20030801 1 1240.73 5.375 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
1000231461 NON FLOW N 95.00 95.00 12.000 N 20030801 1 948.06 7.000 0
1000231521 NON FLOW N 90.00 90.00 12.375 N 20030801 1 1858.61 7.375 0
1000231657 NON FLOW N 69.81 69.81 11.375 N 20030801 3 1846.66 6.375 0
0000000000 NON FLOW N 79.89 79.89 15.375 N 20030801 1 1135.47 8.375 0
1000231866 NON FLOW N 90.00 90.00 11.875 N 20030801 1 1469.22 6.875 0
1000231964 NON FLOW N 80.00 80.00 11.625 N 20030801 1 2371.70 5.625 0
1000232352 NON FLOW N 59.70 59.70 10.500 N 20030801 1 1135.58 5.500 0
1000232621 NON FLOW N 90.00 90.00 12.500 N 20030801 1 1227.12 7.500 0
1000232725 NON FLOW N 95.00 95.00 12.250 N 20030801 1 1587.77 7.250 0
1000232890 NON FLOW N 99.92 99.92 12.200 N 20030801 1 854.59 7.200 0
1000232967 NON FLOW N 89.98 89.98 12.655 N 20030801 1 382.61 7.655 0
1000232991 NON FLOW N 80.00 80.00 12.500 N 20030801 1 945.34 7.500 0
1000233003 NON FLOW N 90.00 90.00 12.375 N 20030801 2 2014.01 7.375 0
1000233090 NON FLOW N 68.82 68.82 11.375 N 20030801 1 3275.83 5.375 0
1000233173 NON FLOW N 85.00 85.00 11.875 N 20030801 1 2764.03 6.875 0
1000233234 NON FLOW N 94.98 94.98 13.500 N 20030801 1 1367.13 8.500 0
1000233352 NON FLOW N 79.96 79.96 11.625 N 20030801 1 673.61 6.625 0
1000233481 NON FLOW N 76.98 76.98 12.375 N 20030801 1 739.02 7.375 0
1000233482 NON FLOW N 94.92 94.92 10.975 N 20030801 1 524.99 5.975 0
1000233611 NON FLOW N 79.98 79.98 11.625 N 20030801 1 671.69 6.625 0
0000000000 NON FLOW N 88.61 88.61 11.750 N 20030801 1 1034.51 6.750 0
1000233701 NON FLOW N 78.87 78.87 11.750 N 20030801 1 817.00 5.750 0
1000233772 NON FLOW N 100.00 00.00 12.200 N 20030801 1 824.05 7.200 0
1000233807 NON FLOW N 69.34 69.34 11.125 N 20030801 1 577.23 6.125 0
1000233935 NON FLOW N 89.88 89.88 12.905 N 20030801 0 1071.82 7.905 0
1000233961 NON FLOW N 59.79 59.79 11.375 N 20030801 1 1059.33 6.375 0
1000234146 NON FLOW N 78.14 78.14 12.000 N 20030801 1 2378.46 7.000 0
1000234166 NON FLOW N 79.99 79.99 11.625 N 20030801 1 829.20 6.625 0
0000000000 NON FLOW N 90.00 90.00 12.875 N 20030801 1 750.45 7.875 0
1000234217 NON FLOW N 90.00 90.00 13.250 N 20030801 0 1588.93 8.250 0
1000234452 NON FLOW N 80.00 80.00 10.750 N 20030801 1 817.00 5.750 0
1000234523 NON FLOW N 94.98 94.98 13.250 N 20030801 1 795.59 8.250 0
1000234789 NON FLOW N 80.00 80.00 13.250 N 20030801 1 1893.19 8.250 0
1000234826 NON FLOW N 80.00 80.00 13.250 N 20030801 1 4086.89 8.250 0
1000234840 NON FLOW N 94.90 94.90 13.500 N 20030801 1 299.88 8.500 0
1000235132 NON FLOW N 80.00 80.00 10.875 N 20030801 0 1467.01 5.875 0
1000235448 NON FLOW N 94.08 94.08 11.750 N 20030801 1 2594.39 6.750 0
1000235696 NON FLOW N 80.00 80.00 11.500 N 20030801 1 1085.62 5.500 0
1000235744 NON FLOW N 95.00 95.00 11.625 N 20030801 1 1794.47 6.625 0
1000235872 NON FLOW N 59.73 59.73 11.750 N 20030801 1 481.26 6.750 0
1000235883 NON FLOW N 90.00 90.00 12.500 N 20030801 1 597.83 7.500 0
1000235895 NON FLOW N 80.00 80.00 12.250 N 20030801 1 753.12 7.250 0
1000235925 NON FLOW N 68.63 68.63 10.875 N 20030801 1 296.36 5.875 0
1000235959 NON FLOW N 80.00 80.00 12.750 N 20030801 1 716.41 7.750 0
1000236093 NON FLOW N 90.00 90.00 13.500 N 20030801 1 346.01 8.500 0
1000236427 NON FLOW N 80.00 80.00 12.500 N 20030801 1 2427.14 6.500 0
1000236484 NON FLOW N 80.00 80.00 11.375 N 20030801 1 1647.02 6.375 0
0000000000 NON FLOW N 100.00 00.00 11.075 N 20030801 1 936.79 6.075 0
1000237071 NON FLOW N 90.00 90.00 12.000 N 20030801 1 3892.02 7.000 0
1000237120 NON FLOW N 90.00 90.00 11.750 N 20030801 1 1546.91 6.750 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
1000237239 NON FLOW N 70.00 70.00 12.250 N 20030801 0 2053.35 7.250 0
1000237244 NON FLOW N 70.00 70.00 10.250 N 20030801 1 684.18 5.250 0
1000237501 NON FLOW N 79.99 79.99 11.000 N 20030801 1 993.16 6.000 0
1000237525 NON FLOW N 80.00 80.00 11.500 N 20030801 2 854.56 6.500 0
1000237532 NON FLOW N 78.71 78.71 11.875 N 20030801 1 2119.91 6.875 0
1000237576 NON FLOW N 90.00 90.00 13.000 N 20030801 1 594.35 8.000 0
1000237600 NON FLOW N 90.00 90.00 12.250 N 20030801 1 730.61 7.250 0
0000000000 NON FLOW N 90.00 90.00 12.250 N 20030801 1 1043.73 7.250 0
1000237914 NON FLOW N 89.90 89.90 11.625 N 20030801 1 549.71 6.625 0
0000000000 NON FLOW N 75.00 75.00 12.125 N 20030801 1 751.92 6.125 0
1000238326 NON FLOW N 80.00 80.00 14.000 N 20030801 1 321.85 9.000 0
1000238517 NON FLOW N 60.00 60.00 12.125 N 20030801 1 384.02 7.125 0
1000238544 NON FLOW N 94.99 94.99 12.500 N 20030801 1 855.14 7.500 0
1000238663 NON FLOW N 80.00 80.00 11.750 N 20030801 2 2334.30 6.750 0
1000238724 NON FLOW N 95.00 95.00 15.000 N 20030801 1 801.64 8.000 0
1000238807 NON FLOW N 95.00 95.00 13.125 N 20030801 1 460.61 8.125 0
1000238855 NON FLOW N 90.00 90.00 13.120 N 20030801 1 738.07 8.120 0
1000239025 NON FLOW N 65.00 65.00 10.875 N 20030801 1 687.97 4.875 0
1000239048 NON FLOW N 59.87 59.87 11.000 N 20030801 1 1417.94 6.000 0
1000239270 NON FLOW N 95.00 95.00 13.500 N 20030801 1 611.91 8.500 0
0000000000 NON FLOW N 95.00 95.00 12.875 N 20030801 1 2032.01 7.875 0
1000239483 NON FLOW N 100.00 00.00 12.155 N 20030801 1 810.89 7.155 0
1000239502 NON FLOW N 80.00 80.00 11.875 N 20030801 1 656.93 6.875 0
1000239509 NON FLOW N 80.00 80.00 11.250 N 20030801 1 1082.32 5.250 0
1000239510 NON FLOW N 80.00 80.00 11.875 N 20030801 1 625.40 6.875 0
1000239515 NON FLOW N 80.00 80.00 11.875 N 20030801 1 630.65 6.875 0
1000239597 NON FLOW N 89.73 89.73 11.500 N 20030801 1 2098.47 6.500 0
1000239681 NON FLOW N 89.98 89.98 12.655 N 20030801 1 382.61 7.655 0
1000239702 NON FLOW N 94.98 94.98 11.375 N 20030801 1 603.60 6.375 0
1000239738 NON FLOW N 80.00 80.00 11.875 N 20030801 1 4440.84 6.875 0
1000239748 NON FLOW N 72.37 72.37 11.250 N 20030801 1 677.29 6.250 0
1000239782 NON FLOW N 86.79 86.79 12.750 N 20030801 1 1740.88 7.750 0
1000239913 NON FLOW N 80.00 80.00 13.500 N 20030801 0 522.87 8.500 0
1000240286 NON FLOW N 80.00 80.00 11.250 N 20030801 1 763.49 6.250 0
1000240300 NON FLOW N 79.97 79.97 11.500 N 20030801 1 995.51 6.500 0
1000240342 NON FLOW N 73.42 73.42 12.250 N 20030801 1 776.32 7.250 0
1000240369 NON FLOW N 90.00 90.00 13.500 N 20030801 1 449.81 8.500 0
1000240409 NON FLOW N 90.00 90.00 13.250 N 20030801 1 987.16 8.250 0
1000240460 NON FLOW N 92.73 92.73 11.880 N 20030801 1 1005.61 6.880 0
1000240747 NON FLOW N 89.98 89.98 12.000 N 20030801 1 2867.45 7.000 0
1000240883 NON FLOW N 75.91 75.91 11.625 N 20030801 1 1324.01 5.625 0
1000240891 NON FLOW N 94.47 94.47 11.250 N 20030801 1 1038.14 5.250 0
0000000000 NON FLOW N 95.00 95.00 12.125 N 20030801 1 2112.11 7.125 0
1000240984 NON FLOW N 57.35 57.35 11.750 N 20030801 1 505.91 6.750 0
1000240987 NON FLOW N 80.00 80.00 11.375 N 20030801 1 499.10 6.375 0
1000241196 NON FLOW N 75.00 75.00 12.375 N 20030801 1 533.41 6.375 0
1000241243 NON FLOW N 79.99 79.99 10.750 N 20030801 0 1399.99 5.750 0
1000241307 NON FLOW N 94.97 94.97 12.125 N 20030801 1 1017.32 7.125 0
1000241425 NON FLOW N 95.00 95.00 12.875 N 20030801 1 2390.55 7.875 0
1000241487 NON FLOW N 80.00 80.00 11.750 N 20030801 2 3108.08 6.750 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
1000241697 NON FLOW N 80.00 80.00 11.750 N 20030801 1 887.28 6.750 0
1000241919 NON FLOW N 80.00 80.00 12.000 N 20030801 1 723.85 7.000 0
1000242037 NON FLOW N 80.00 80.00 10.875 N 20030801 1 1651.13 4.875 0
1000243301 NON FLOW N 90.00 90.00 12.625 N 20030801 0 1611.65 7.625 0
1000243530 NON FLOW N 90.00 90.00 12.875 N 20030801 0 2440.58 7.875 0
1000243544 NON FLOW N 90.00 90.00 12.375 N 20030801 1 398.65 6.375 0
1000243639 NON FLOW N 80.00 80.00 11.875 N 20030801 1 4125.51 6.875 0
1000243707 NON FLOW N 85.00 85.00 13.000 N 20030801 1 591.66 7.875 0
1000243929 NON FLOW N 95.00 95.00 14.875 N 20030801 1 3237.44 7.875 0
1000244075 NON FLOW N 47.43 47.43 10.875 N 20030801 2 2005.70 4.875 0
1000244249 NON FLOW N 90.00 90.00 12.000 N 20030801 1 928.10 7.000 0
1000244421 NON FLOW N 80.00 80.00 11.750 N 20030801 0 1183.04 6.750 0
1000244634 NON FLOW N 75.00 75.00 12.250 N 20030801 0 3768.19 6.250 0
1000244656 NON FLOW N 90.00 90.00 12.250 N 20030801 1 410.07 6.250 0
0000000000 NON FLOW N 79.98 79.98 12.875 N 20030801 0 734.13 7.875 0
1000244965 NON FLOW N 80.00 80.00 12.375 N 20030801 1 2928.46 7.375 0
1000245006 NON FLOW N 80.00 80.00 16.090 N 20030801 1 1675.47 8.090 0
0000000000 NON FLOW N 95.00 95.00 13.740 N 20030801 0 2746.94 7.740 0
1000245167 NON FLOW N 87.71 87.71 12.625 N 20030801 1 1465.13 7.625 0
1000245270 NON FLOW N 95.00 95.00 12.375 N 20030801 1 2329.30 7.375 0
1000245331 NON FLOW N 79.99 79.99 12.625 N 20030801 2 828.12 7.625 0
1000245414 NON FLOW N 80.00 80.00 12.750 N 20030801 1 1106.14 7.750 0
1000245473 NON FLOW N 80.00 80.00 11.375 N 20030801 1 2146.11 6.375 0
1000245497 NON FLOW N 80.00 80.00 11.875 N 20030801 1 1445.25 5.875 0
1000245623 NON FLOW N 85.00 85.00 10.750 N 20030801 0 1339.30 5.750 0
1000246058 NON FLOW N 95.00 95.00 12.250 N 20030801 1 531.42 7.250 0
1000246665 NON FLOW N 85.47 85.47 11.750 N 20030801 1 648.60 6.750 0
1000246971 NON FLOW N 75.00 75.00 11.875 N 20030801 1 1079.01 6.875 0
1000247201 NON FLOW N 66.08 66.08 11.000 N 20030801 1 338.75 6.000 0
0000000000 NON FLOW N 50.00 50.00 11.375 N 20030801 2 1247.74 6.375 0
1000247927 NON FLOW N 91.13 91.13 13.250 N 20030801 0 1298.86 7.250 0
1000248001 NON FLOW N 90.00 90.00 13.250 N 20030801 2 946.60 8.250 0
0000000000 NON FLOW N 78.43 78.43 10.750 N 20030801 1 1167.15 5.750 0
1000249820 NON FLOW N 80.00 80.00 11.750 N 20030801 1 767.94 6.750 0
1000251173 NON FLOW N 99.29 99.29 13.405 N 20030801 1 1067.07 8.405 0
1000251699 NON FLOW N 80.00 80.00 10.750 N 20030801 1 2077.52 5.750 0
1000252854 NON FLOW N 80.00 80.00 14.250 N 20030801 1 801.70 7.250 0
0000000000 NON FLOW N 78.31 78.31 12.750 N 20030801 1 465.67 7.750 0
9000225238 NON FLOW N 59.93 59.93 11.000 N 20030801 1 1473.10 6.000 0
9000225256 NON FLOW N 90.00 90.00 12.375 N 20030801 1 1361.32 7.375 0
9000225258 NON FLOW N 95.00 95.00 13.275 N 20030801 0 2217.66 8.275 0
9000225274 NON FLOW N 80.00 80.00 11.625 N 20030801 1 911.80 6.625 0
0000000000 NON FLOW N 64.31 64.31 11.750 N 20030801 1 2334.29 5.750 0
0000000000 NON FLOW N 95.00 95.00 11.750 N 20030801 1 1571.23 6.750 0
0000000 XXXXXX XXXXXX X 95.00 95.00 11.875 N 20030801 1 1029.74 5.875 13920755
0000000 XXXXXX XXXXXX X 94.99 94.99 11.000 N 20030801 1 1190.50 6.000 13920746
6934996 TRIDENT MORTGAGE N 95.00 95.00 12.125 N 20030801 1 1455.40 6.125 13870422
0000000 XXXXXX XXXXXX X 92.79 92.79 10.500 N 20030801 1 944.17 5.500 13918881
6891261 TRIDENT MORTGAGE N 90.00 90.00 12.125 N 20030801 1 1745.63 6.125 13522680
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 1 749.06 5.875 13892301
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
0000000 XXXXXX XXXXXX X 90.00 90.00 11.500 N 20030801 1 1470.72 5.500 13902180
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 1 710.88 5.875 13872025
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 2 1132.41 5.875 13924136
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 2 1233.75 5.875 13920750
6968721 METROCITI MORTGAGE N 90.00 90.00 10.875 N 20030801 1 1277.59 5.875 13918921
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 1 664.24 5.875 13903551
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 1 815.16 5.875 13908473
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 1 1890.32 5.875 13902152
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 4 605.86 5.875 13908476
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 2 1233.75 5.875 13918428
0000000 XXXXXX XXXXXX X 90.00 90.00 11.875 N 20030801 3 682.53 5.875 13918455
6975445 PRIMARY CAPITAL N 89.09 89.09 9.750 N 20030801 1 558.92 4.750 13924130
6812010 TRIDENT MORTGAGE N 80.00 80.00 12.125 N 20030801 1 1347.50 6.125 13522558
6969869 INTERNATIONAL HOME N 80.00 80.00 11.125 N 20030801 1 1631.29 6.125 13920381
0000000 XXXXXX XXXXXX X 80.00 80.00 11.875 N 20030801 1 842.08 5.875 13918420
6946107 PHILADELPHIA FREEDOM N 80.00 80.00 10.250 N 20030801 1 2492.00 5.250 13906975
6968101 INTERNATIONAL HOME N 80.00 80.00 11.625 N 20030801 1 1541.13 6.625 13918436
0000000 XXXXXX XXXXXX X 80.00 80.00 11.875 N 20030801 1 740.25 5.875 13920715
0000000 XXXXXX XXXXXX X 80.00 80.00 11.375 N 20030801 1 1612.50 5.375 13522467
6965230 PRIMARY CAPITAL N 80.00 80.00 10.875 N 20030801 1 712.83 5.875 13909916
6945323 INTERMOUNTAIN M N 80.00 80.00 10.250 N 20030801 1 838.25 5.250 13906574
6966030 1ST AMERICAN N 80.00 80.00 9.875 N 20030801 1 1176.50 4.875 13910251
0000000 XXXXXX XXXXXX X 80.00 80.00 11.875 N 20030801 1 391.67 5.875 13883160
0000000 XXXXXX XXXXXX X 80.00 80.00 11.375 N 20030801 1 838.50 5.375 13883164
6937643 INTERNATIONAL HOME N 80.00 80.00 12.125 N 20030801 1 4001.67 6.125 13883211
6937908 INTERNATIONAL HOME N 80.00 80.00 12.125 N 20030801 1 2225.42 6.125 13883182
0000000 XXXXXX XXXXXX X 80.00 80.00 11.875 N 20030801 1 411.25 5.875 13872023
6963680 INTERNATIONAL HOME N 80.00 80.00 12.125 N 20030801 1 1429.17 6.125 13907444
6945083 INTERNATIONAL HOME N 80.00 80.00 11.375 N 20030801 1 1092.56 5.375 13906543
6964035 SUNSHINE MORTGAGE N 80.00 80.00 9.500 N 20030801 1 1199.64 4.500 13907680
0000000 XXXXXX XXXXXX X 80.00 80.00 11.875 N 20030801 1 661.92 5.875 13908436
6976047 GENISYS FINANCIAL N 80.00 80.00 11.250 N 20030801 1 3125.00 6.250 13924300
0000000 XXXXXX XXXXXX X 80.00 80.00 10.875 N 20030801 1 1030.25 4.875 13918459
6934590 INTERNATIONAL HOME N 80.00 80.00 11.625 N 20030801 1 1320.00 5.625 13870393
6935274 INTERNATIONAL HOME N 80.00 80.00 11.750 N 20030801 1 1337.83 5.750 13870367
6942239 METROCITI MORTGAGE N 80.00 80.00 11.750 N 20030801 1 1343.25 6.750 13903205
6945638 METROCITI MORTGAGE N 80.00 80.00 11.000 N 20030801 1 1940.00 6.000 13906902
6964837 INTERNATIONAL HOME N 80.00 80.00 11.375 N 20030801 1 1695.75 6.375 13908430
0000000 XXXXXX XXXXXX X 80.00 80.00 11.875 N 20030801 1 860.10 5.875 13918445
0000000 XXXXXX XXXXXX X 80.00 80.00 11.875 N 20030801 1 1077.08 5.875 13918425
6968077 INTERNATIONAL HOME N 80.00 80.00 11.250 N 20030801 1 1863.75 5.250 13918399
6945208 INTERNATIONAL HOME N 79.99 79.99 11.125 N 20030801 1 1024.83 5.125 13906534
6942734 TRIDENT MORTGAGE N 79.98 79.98 12.125 N 20030801 1 1647.11 6.125 13903516
6971410 METROCITI MORTGAGE N 79.81 79.81 10.750 N 20030801 1 1153.16 4.750 13920855
0000000 XXXXXX XXXXXX X 79.21 79.21 11.875 N 20030801 3 1958.33 5.875 13892299
6959787 CHAPEL MORTGAGE N 79.17 79.17 13.125 N 20030801 1 1128.13 7.125 13884148
6934731 TRANSNATIONAL N 78.81 78.81 11.000 N 20030801 1 465.00 6.000 13870382
6942692 METROCITI MORTGAGE N 78.79 78.79 11.500 N 20030801 1 2979.17 5.500 13903547
0000000 XXXXXX XXXXXX X 77.93 77.93 11.875 N 20030801 1 736.33 5.875 13918462
6941066 ALLSTATE HOME LOANS N 77.30 77.30 11.375 N 20030801 1 2409.79 5.375 13902283
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
6889919 TRIDENT MORTGAGE N 75.71 75.71 12.125 N 20030801 1 1109.14 6.125 13522628
6972004 PRIMARY CAPITAL N 75.00 75.00 11.500 N 20030801 1 687.50 5.500 13920884
6972087 PRIMARY CAPITAL N 75.00 75.00 10.500 N 20030801 1 687.50 5.500 13920894
6959605 CHAPEL MORTGAGE N 75.00 75.00 12.990 N 20030801 1 2097.00 6.990 13884130
6959795 CHAPEL MORTGAGE N 75.00 75.00 12.375 N 20030801 1 3226.56 7.375 13884149
0000000 XXXXXX XXXXXX X 74.92 74.92 11.875 N 20030801 1 1199.48 5.875 13920701
0000000 XXXXXX XXXXXX X 70.00 70.00 11.875 N 20030801 1 661.43 5.875 13908423
6959589 CHAPEL MORTGAGE N 70.00 70.00 11.625 N 20030801 1 2460.94 5.625 13884128
6959746 CHAPEL MORTGAGE N 70.00 70.00 12.625 N 20030801 4 1236.67 6.625 13884144
6996235 CHAPEL MORTGAGE N 70.00 70.00 11.990 N 20030801 1 2009.15 5.990 13907567
6996326 CHAPEL MORTGAGE N 70.00 70.00 11.875 N 20030801 1 1407.86 5.875 13907576
6959779 CHAPEL MORTGAGE N 70.00 70.00 10.875 N 20030801 1 825.53 4.875 13884147
6943278 METROCITI MORTGAGE N 69.83 69.83 10.625 N 20030801 1 1085.16 5.625 13904285
6942650 PROVIDENT SAVINGS N 69.23 69.23 10.250 N 20030801 1 1968.75 5.250 13903540
0000000 XXXXXX XXXXXX X 67.28 67.28 11.875 N 20030801 1 466.08 5.875 13903201
6959688 CHAPEL MORTGAGE N 67.11 67.11 12.250 N 20030801 1 3851.56 7.250 13884138
0000000 XXXXXX XXXXXX X 66.67 66.67 11.875 N 20030801 4 3182.29 5.875 13870400
0000000 XXXXXX XXXXXX X 66.07 66.07 11.875 N 20030801 1 543.44 5.875 13892300
0000000 XXXXXX XXXXXX X 60.12 60.12 11.375 N 20030801 1 881.95 5.375 13872022
6896153 METROCITI MORTGAGE N 58.97 58.97 10.500 N 20030801 1 8919.17 5.500 13779844
0000000 XXXXXX XXXXXX X 56.28 56.28 11.875 N 20030801 1 636.46 5.875 13920722
6969406 INTERNATIONAL HOME N 51.28 51.28 11.500 N 20030801 1 1375.00 5.500 13919440
0000000 XXXXXX XXXXXX X 47.17 47.17 11.875 N 20030801 1 611.98 5.875 13903200
0000000 XXXXXX XXXXXX X 44.44 44.44 11.875 N 20030801 1 391.67 5.875 13920335
6937288 INTERMOUNTAIN M N 38.58 38.58 10.000 N 20030801 1 1583.33 5.000 13883203
6975429 PRIMARY CAPITAL N 31.96 31.96 11.000 N 20030801 1 645.83 5.000 13924126
6944565 ALLIED MORTGAGE GROUP N 95.00 95.00 12.875 N 20030801 1 1525.38 7.875 13905500
6934715 AMERICAN BANCSH N 94.97 94.97 12.500 N 20030801 1 796.75 7.500 13870372
6964647 CONCORD MORTGAGE N 94.00 94.00 11.250 N 20030801 1 1591.63 6.250 13908424
9054875 TRIDENT MORTGAGE N 90.00 90.00 12.750 N 20030801 1 2268.93 5.750 13925346
9054883 TRIDENT MORTGAGE N 90.00 90.00 12.875 N 20030801 1 750.45 7.875 13925348
6877278 AMERICAN HOME N 90.00 90.00 16.000 N 20030801 1 2896.64 9.000 13512074
6971675 SOVEREIGN BANK N 90.00 90.00 10.750 N 20030801 1 1528.38 5.750 13920875
6968986 SOVEREIGN BANK N 90.00 90.00 11.375 N 20030801 1 1993.27 6.375 13918941
0000000 XXXXXX XXXXXX X 90.00 90.00 12.000 N 20030801 1 1107.73 7.000 13904333
6934939 METROCITI MORTGAGE N 89.85 89.85 10.500 N 20030801 1 1709.04 5.500 13870404
6968978 SOVEREIGN BANK N 89.66 89.66 10.500 N 20030801 1 1970.23 5.500 13918940
6946396 METROCITI MORTGAGE N 87.62 87.62 11.750 N 20030801 1 2386.84 6.750 13907000
9055005 PACIFIC REPUBLIC N 86.79 86.79 9.375 N 20030801 1 1148.36 4.375 13923158
6971725 SOVEREIGN BANK N 85.71 85.71 11.125 N 20030801 1 1275.99 6.125 13920906
9054974 PACIFIC REPUBLIC N 80.00 80.00 9.875 N 20030801 1 2646.04 4.875 13923155
6972897 METROCITI MORTGAGE N 80.00 80.00 11.000 N 20030801 3 2220.74 6.000 13922387
6944045 OLYMPIA MORTGAGE N 79.99 79.99 11.250 N 20030801 1 3379.98 6.250 13904599
6945026 ALLSTATE HOME LOANS N 80.00 80.00 10.500 N 20030801 1 3225.04 5.500 13906531
0000000 XXXXXX XXXXXX X 80.00 80.00 10.875 N 20030801 1 1277.72 5.875 13920748
6945174 CBSK FINANCIAL N 80.00 80.00 11.125 N 20030801 1 1409.66 6.125 13906577
6931398 METROCITI MORTGAGE N 80.00 80.00 11.375 N 20030801 1 2720.07 6.375 13782011
6968671 METROCITI MORTGAGE N 80.00 80.00 11.625 N 20030801 1 2305.12 6.625 13918890
0000000 XXXXXX XXXXXX X 80.00 80.00 11.625 N 20030801 1 1280.62 6.625 13880015
6939953 CBSK FINANCIAL N 80.00 80.00 11.375 N 20030801 1 1826.38 6.375 13901969
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
6941272 CBSK FINANCIAL N 80.00 80.00 10.625 N 20030801 1 1358.55 5.625 13902294
6959704 CHAPEL MORTGAGE N 80.00 80.00 12.375 N 20030801 1 1397.93 7.375 13884140
6959720 CHAPEL MORTGAGE N 80.00 80.00 12.500 N 20030801 1 1538.27 7.500 13884142
6959738 CHAPEL MORTGAGE N 80.00 80.00 12.250 N 20030801 1 4797.06 7.250 13884143
6996185 CHAPEL MORTGAGE N 80.00 80.00 12.125 N 20030801 1 606.35 7.125 13907562
6996193 CHAPEL MORTGAGE N 80.00 80.00 12.000 N 20030801 1 984.65 7.000 13907563
6996201 CHAPEL MORTGAGE N 80.00 80.00 12.500 N 20030801 1 3351.37 7.500 13907564
6963789 OLYMPIA MORTGAGE N 80.00 80.00 12.500 N 20030801 3 2813.64 7.500 13907433
6936322 METROCITI MORTGAGE N 80.00 80.00 10.625 N 20030801 1 870.39 5.625 13872009
6941892 METROCITI MORTGAGE N 80.00 80.00 11.125 N 20030801 1 2406.14 6.125 13903115
6965479 CBSK FINANCIAL N 80.00 80.00 11.250 N 20030801 1 1219.12 6.250 13909934
6945547 CBSK FINANCIAL N 80.00 80.00 11.625 N 20030801 1 691.54 6.625 13906588
6935472 US MORTGAGE N 80.00 80.00 10.500 N 20030801 2 1680.66 5.500 13870385
6938013 CBSK FINANCIAL N 80.00 80.00 10.875 N 20030801 1 1131.02 5.875 13883964
6942296 INTERMOUNTAIN M N 80.00 80.00 10.875 N 20030801 1 662.52 5.875 13903217
6959613 CHAPEL MORTGAGE N 80.00 80.00 12.125 N 20030801 1 1196.52 7.125 13884131
6967392 CONCORD MORTGAGE N 80.00 80.00 10.625 N 20030801 1 3452.21 5.625 13918412
6967723 UNITED FINANCIAL MO N 80.00 80.00 10.500 N 20030801 1 1408.12 5.500 13918414
6959621 CHAPEL MORTGAGE N 80.00 80.00 11.375 N 20030801 1 2234.33 6.375 13884132
6890206 METROCITI MORTGAGE N 79.99 79.99 11.375 N 20030801 1 3207.24 5.375 13523085
6930523 METROCITI MORTGAGE N 79.99 79.99 10.875 N 20030801 1 3423.45 4.875 13780893
6941314 CBSK FINANCIAL N 79.97 79.97 11.500 N 20030801 1 808.73 6.500 13902320
9054933 PACIFIC REPUBLIC N 79.35 79.35 9.625 N 20030801 1 1264.79 4.625 13923151
9054917 PACIFIC REPUBLIC N 79.06 79.06 8.625 N 20030801 1 1153.81 3.625 13923149
6978027 ENTRUST MORTGAGE N 77.95 77.95 11.750 N 20030801 1 788.70 6.750 13925132
6942288 INTERMOUNTAIN M N 77.82 77.82 10.875 N 20030801 1 632.95 5.875 13903215
6974885 ENTRUST MORTGAGE N 75.00 75.00 11.250 N 20030801 2 1385.36 6.250 13923549
6974893 ENTRUST MORTGAGE N 75.00 75.00 11.250 N 20030801 2 1385.36 6.250 13923550
6959571 CHAPEL MORTGAGE N 75.00 75.00 12.625 N 20030801 4 2107.46 7.625 13884127
6959597 CHAPEL MORTGAGE N 75.00 75.00 11.990 N 20030801 1 1873.76 6.990 13884129
6959647 CHAPEL MORTGAGE N 75.00 75.00 11.990 N 20030801 3 797.56 6.990 13884134
6959712 CHAPEL MORTGAGE N 75.00 75.00 11.875 N 20030801 1 886.85 6.875 13884141
6959753 CHAPEL MORTGAGE N 75.00 75.00 11.625 N 20030801 1 417.80 6.625 13884145
6996268 CHAPEL MORTGAGE N 75.00 75.00 11.500 N 20030801 1 782.18 6.500 13907570
6996284 CHAPEL MORTGAGE N 75.00 75.00 12.125 N 20030801 1 1111.64 7.125 13907572
6959639 CHAPEL MORTGAGE N 75.00 75.00 12.125 N 20030801 4 1621.98 7.125 13884133
6996227 CHAPEL MORTGAGE N 75.00 75.00 11.500 N 20030801 1 1516.96 6.500 13907566
6996292 CHAPEL MORTGAGE N 75.00 75.00 11.750 N 20030801 4 617.79 6.750 13907573
6996334 CHAPEL MORTGAGE N 75.00 75.00 11.990 N 20030801 1 1769.58 6.990 13907577
9054909 PACIFIC REPUBLIC N 74.54 74.54 9.500 N 20030801 1 1416.39 4.500 13923148
6940571 METROCITI MORTGAGE N 72.22 72.22 12.125 N 20030801 2 3949.47 6.125 13902149
9054982 PACIFIC REPUBLIC N 70.00 70.00 10.125 N 20030801 1 3125.35 5.125 13923156
6959662 CHAPEL MORTGAGE N 70.00 70.00 11.625 N 20030801 1 1299.83 6.625 13884136
6959670 CHAPEL MORTGAGE N 70.00 70.00 11.875 N 20030801 1 2667.13 6.875 13884137
6959696 CHAPEL MORTGAGE N 70.00 70.00 12.125 N 20030801 1 879.54 7.125 13884139
6959761 CHAPEL MORTGAGE N 70.00 70.00 11.875 N 20030801 1 1366.45 5.875 13884146
6996219 CHAPEL MORTGAGE N 70.00 70.00 11.990 N 20030801 1 465.24 6.990 13907565
6996250 CHAPEL MORTGAGE N 70.00 70.00 11.750 N 20030801 2 2406.30 6.750 13907569
6996276 CHAPEL MORTGAGE N 70.00 70.00 11.750 N 20030801 1 612.75 5.750 13907571
6996300 CHAPEL MORTGAGE N 70.00 70.00 11.750 N 20030801 1 4131.57 6.750 13907574
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
6959654 CHAPEL MORTGAGE N 70.00 70.00 12.990 N 20030801 3 641.43 7.990 13884135
6996243 CHAPEL MORTGAGE N 68.97 68.97 12.000 N 20030801 1 6653.02 7.000 13907568
6973028 KIRKWOOD FINANCIAL C N 68.97 68.97 10.625 N 20030801 1 921.05 5.625 13922390
6996979 STERLING CAPITAL N 67.80 67.80 11.875 N 20030801 1 0.00 5.875 13909956
9054958 PACIFIC REPUBLIC N 67.42 67.42 9.250 N 20030801 1 1475.82 4.250 13923153
6973135 SUNSHINE MORTGAGE N 65.17 65.17 10.625 N 20030801 1 1669.41 5.625 13922431
6968408 SOVEREIGN BANK N 64.71 64.71 11.125 N 20030801 1 1336.74 6.125 13918865
0000000 XXXXXX XXXXXX X 63.98 63.98 11.875 N 20030801 1 1954.36 6.875 13871990
6967301 ALLSTATE HOME LOANS N 63.86 63.86 10.375 N 20030801 1 1483.92 5.375 13918475
9054966 PACIFIC REPUBLIC N 63.82 63.82 9.750 N 20030801 1 2529.99 4.750 13923154
6972376 SUNSHINE MORTGAGE N 63.16 63.16 10.875 N 20030801 1 3549.23 5.875 13921034
9054941 PACIFIC REPUBLIC N 62.53 62.53 10.000 N 20030801 1 3188.72 5.000 13923152
6894877 METROCITI MORTGAGE N 62.11 62.11 10.500 N 20030801 3 2503.95 5.500 13779148
6895577 ALLSTATE HOME LOANS N 55.09 55.09 11.375 N 20030801 1 8945.54 5.375 13779594
6944524 CHAPEL MORTGAGE N 50.00 50.00 11.750 N 20030801 1 6469.77 6.750 13905493
6996318 CHAPEL MORTGAGE N 48.78 48.78 11.625 N 20030801 1 6403.11 6.625 13907575
6894638 TRIDENT MORTGAGE N 45.71 45.71 10.625 N 20030801 1 460.53 5.625 13758880
9055013 PACIFIC REPUBLIC N 43.58 43.58 9.875 N 20030801 1 2190.93 4.875 13923159
6944938 CHAPEL MORTGAGE N 43.48 43.48 11.750 N 20030801 1 6485.98 6.750 13906561
9054990 PACIFIC REPUBLIC N 22.75 22.75 9.375 N 20030801 1 681.53 4.375 13923157
9054891 PACIFIC REPUBLIC N 47.66 47.66 9.250 N 20030801 3 890.91 4.250 13923147
3274006638 NON FLOW N 80.00 80.00 12.250 N 20030801 1 0.00 6.250 0
3262003849 NON FLOW N 80.00 80.00 12.250 N 20030801 2 0.00 6.250 0
0000000000 NON FLOW N 75.00 75.00 12.625 N 20030801 1 0.00 6.625 0
3254005280 NON FLOW N 79.65 79.65 11.625 N 20030801 1 0.00 5.625 0
1781004263 NON FLOW N 71.17 71.17 12.625 N 20030801 1 0.00 6.625 0
1781004586 NON FLOW N 78.70 78.70 12.000 N 20030801 1 0.00 6.000 0
1781003629 NON FLOW N 76.86 76.86 12.375 N 20030801 1 0.00 6.375 0
3262003251 NON FLOW N 58.42 58.42 11.000 N 20030801 1 0.00 5.000 0
3274009328 NON FLOW N 80.00 80.00 11.750 N 20030801 1 0.00 5.750 0
1162001437 NON FLOW N 85.00 85.00 12.875 N 20030801 1 0.00 6.875 0
3264001501 NON FLOW N 89.57 89.57 13.500 N 20030801 2 0.00 7.500 0
0000000000 NON FLOW N 89.99 89.99 12.250 N 20030801 1 0.00 6.250 0
3252003490 NON FLOW N 85.00 85.00 13.000 N 20030801 1 0.00 7.000 0
3262003511 NON FLOW N 69.33 69.33 12.375 N 20030801 1 0.00 6.375 0
0000000000 NON FLOW N 78.95 78.95 12.250 N 20030801 1 0.00 6.250 0
3261002322 NON FLOW N 75.43 75.43 12.125 N 20030801 1 0.00 6.125 0
3254001774 NON FLOW N 90.00 90.00 13.875 N 20030801 1 0.00 7.875 0
3274006828 NON FLOW N 90.00 90.00 12.250 N 20030801 1 0.00 6.250 0
1161002772 NON FLOW N 80.00 80.00 13.375 N 20030801 1 0.00 7.375 0
1781004298 NON FLOW N 90.00 90.00 12.875 N 20030801 1 0.00 6.875 0
0000000000 NON FLOW N 80.00 80.00 12.500 N 20030801 1 0.00 6.500 0
1781003711 NON FLOW N 89.99 89.99 13.125 N 20030801 1 0.00 7.125 0
1781005680 NON FLOW N 90.00 90.00 11.500 N 20030801 1 0.00 5.500 0
3254004763 NON FLOW N 90.00 90.00 11.750 N 20030801 1 0.00 5.750 0
1162001838 NON FLOW N 90.00 90.00 11.875 N 20030801 1 0.00 5.875 0
3261001980 NON FLOW N 57.14 57.14 13.000 N 20030801 1 0.00 7.000 0
1781005868 NON FLOW N 90.00 90.00 12.250 N 20030801 1 0.00 6.250 0
0000000000 NON FLOW N 84.83 84.83 12.500 N 20030801 1 0.00 6.500 0
3254001491 NON FLOW N 90.00 90.00 13.000 N 20030801 1 0.00 7.000 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
0000000000 NON FLOW N 90.00 90.00 12.125 N 20030801 1 0.00 6.125 0
3252004444 NON FLOW N 90.00 90.00 11.875 N 20030801 2 0.00 5.875 0
3262002721 NON FLOW N 90.00 90.00 13.625 N 20030801 1 0.00 7.625 0
3262005397 NON FLOW N 90.00 90.00 12.250 N 20030801 1 0.00 6.250 0
3254005712 NON FLOW N 90.00 90.00 12.375 N 20030801 2 0.00 6.375 0
1162001565 NON FLOW N 89.91 89.91 12.375 N 20030801 1 0.00 6.375 0
1781005109 NON FLOW N 80.00 80.00 11.500 N 20030801 1 0.00 5.500 0
1781004304 NON FLOW N 58.70 58.70 12.875 N 20030801 1 0.00 6.875 0
3262004664 NON FLOW N 80.00 80.00 12.000 N 20030801 1 0.00 6.000 0
1781003497 NON FLOW N 80.00 80.00 12.500 N 20030801 2 0.00 6.500 0
1781004727 NON FLOW N 75.00 75.00 11.750 N 20030801 1 0.00 5.750 0
1781003517 NON FLOW N 90.00 90.00 12.875 N 20030801 1 0.00 6.875 0
3262004715 NON FLOW N 88.82 88.82 12.250 N 20030801 1 0.00 6.250 0
3254004437 NON FLOW N 80.00 80.00 12.125 N 20030801 1 0.00 6.125 0
1161004244 NON FLOW N 88.57 88.57 12.375 N 20030801 1 0.00 6.375 0
3261003995 NON FLOW N 89.49 89.49 11.750 N 20030801 1 0.00 5.750 0
3100001261 NON FLOW N 79.55 79.55 10.875 N 20030801 2 0.00 4.875 0
3261001971 NON FLOW N 84.21 84.21 12.750 N 20030801 2 0.00 6.750 0
0000000000 NON FLOW N 34.41 34.41 12.875 N 20030801 1 0.00 6.875 0
1781002257 NON FLOW N 90.00 90.00 13.250 N 20030801 1 0.00 7.250 0
1162002102 NON FLOW N 67.95 67.95 11.250 N 20030801 1 0.00 5.250 0
1781004960 NON FLOW N 73.78 73.78 11.750 N 20030801 1 0.00 5.750 0
3254004308 NON FLOW N 89.99 89.99 12.500 N 20030801 2 0.00 6.500 0
3262003877 NON FLOW N 90.00 90.00 12.125 N 20030801 1 0.00 6.125 0
3274003835 NON FLOW N 90.00 90.00 13.125 N 20030801 1 0.00 7.125 0
1162000543 NON FLOW N 80.00 80.00 13.000 N 20030801 1 0.00 7.000 0
3262002730 NON FLOW N 69.48 69.48 13.250 N 20030801 2 0.00 7.250 0
3254002313 NON FLOW N 90.00 90.00 12.750 N 20030801 1 0.00 6.750 0
3262002010 NON FLOW N 90.00 90.00 13.625 N 20030801 1 0.00 7.625 0
1781002219 NON FLOW N 89.98 89.98 13.375 N 20030801 1 0.00 7.375 0
1162001795 NON FLOW N 71.36 71.36 11.500 N 20030801 2 0.00 5.500 0
0000000000 NON FLOW N 90.00 90.00 12.750 N 20030801 1 0.00 6.750 0
3275003179 NON FLOW N 78.72 78.72 11.875 N 20030801 1 0.00 5.875 0
1781003382 NON FLOW N 90.00 90.00 12.500 N 20030801 2 0.00 6.500 0
0000000000 NON FLOW N 80.00 80.00 11.500 N 20030801 1 0.00 5.500 0
1781004706 NON FLOW N 84.57 84.57 11.500 N 20030801 2 0.00 5.500 0
0000000000 NON FLOW N 90.00 90.00 12.000 N 20030801 1 0.00 6.000 0
1781003461 NON FLOW N 72.68 72.68 12.125 N 20030801 2 0.00 6.125 0
3261002373 NON FLOW N 80.00 80.00 13.000 N 20030801 1 0.00 7.000 0
0000000000 NON FLOW N 80.00 80.00 10.875 N 20030801 1 0.00 4.875 0
1161003883 NON FLOW N 90.00 90.00 12.250 N 20030801 1 0.00 6.250 0
1781004903 NON FLOW N 90.00 90.00 11.875 N 20030801 1 0.00 5.875 0
1781005705 NON FLOW N 63.64 63.64 11.375 N 20030801 1 0.00 5.375 0
1781005162 NON FLOW N 80.00 80.00 11.875 N 20030801 1 0.00 5.875 0
3261003732 NON FLOW N 90.00 90.00 12.125 N 20030801 1 0.00 6.125 0
1162001902 NON FLOW N 79.63 79.63 11.875 N 20030801 1 0.00 5.875 0
1781003460 NON FLOW N 75.86 75.86 12.500 N 20030801 1 0.00 6.500 0
3255003340 NON FLOW N 75.00 75.00 12.000 N 20030801 2 0.00 6.000 0
0000000000 NON FLOW N 88.00 88.00 12.000 N 20030801 1 0.00 6.000 0
1781005998 NON FLOW N 90.00 90.00 12.875 N 20030801 1 0.00 6.875 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
1161001553 NON FLOW N 90.00 90.00 13.000 N 20030801 1 0.00 7.000 0
0000000000 NON FLOW N 80.00 80.00 12.125 N 20030801 1 0.00 6.125 0
1781003514 NON FLOW N 80.00 80.00 11.750 N 20030801 2 0.00 5.750 0
1781003155 NON FLOW N 69.44 69.44 11.125 N 20030801 1 0.00 5.125 0
0000000000 NON FLOW N 80.00 80.00 12.625 N 20030801 1 0.00 6.625 0
1162001435 NON FLOW N 85.19 85.19 12.750 N 20030801 1 0.00 6.750 0
1781004099 NON FLOW N 90.00 90.00 13.875 N 20030801 1 0.00 7.875 0
1781003111 NON FLOW N 90.00 90.00 13.500 N 20030801 1 0.00 7.500 0
1162001770 NON FLOW N 79.12 79.12 11.625 N 20030801 2 0.00 5.625 0
1162001504 NON FLOW N 85.00 85.00 11.500 N 20030801 1 0.00 5.500 0
3262005048 NON FLOW N 90.00 90.00 12.625 N 20030801 1 0.00 6.625 0
3252002557 NON FLOW N 90.00 90.00 13.250 N 20030801 1 0.00 7.250 0
1781005759 NON FLOW N 90.00 90.00 12.625 N 20030801 2 0.00 6.625 0
3262004962 NON FLOW N 90.00 90.00 12.250 N 20030801 2 0.00 6.250 0
3252002538 NON FLOW N 79.98 79.98 12.500 N 20030801 1 0.00 6.500 0
3274008219 NON FLOW N 78.90 78.90 12.500 N 20030801 1 0.00 6.500 0
3262003461 NON FLOW N 73.65 73.65 13.125 N 20030801 1 0.00 7.125 0
0000000000 NON FLOW N 80.00 80.00 12.500 N 20030801 1 0.00 6.500 0
1781006066 NON FLOW N 80.00 80.00 11.500 N 20030801 1 0.00 5.500 0
1781005500 NON FLOW N 80.00 80.00 11.250 N 20030801 1 0.00 5.250 0
1781005588 NON FLOW N 69.44 69.44 11.625 N 20030801 1 0.00 5.625 0
1781004828 NON FLOW N 80.00 80.00 12.000 N 20030801 2 0.00 6.000 0
3274005141 NON FLOW N 80.00 80.00 13.000 N 20030801 1 0.00 7.000 0
1781004312 NON FLOW N 80.00 80.00 13.000 N 20030801 1 0.00 7.000 0
3274007230 NON FLOW N 86.67 86.67 12.500 N 20030801 1 0.00 6.500 0
3274006860 NON FLOW N 38.24 38.24 11.625 N 20030801 2 0.00 5.625 0
3252003845 NON FLOW N 90.00 90.00 12.375 N 20030801 2 0.00 6.375 0
3261002277 NON FLOW N 79.85 79.85 13.500 N 20030801 2 0.00 7.500 0
0000000000 NON FLOW N 75.00 75.00 12.750 N 20030801 1 0.00 6.750 0
3275003065 NON FLOW N 90.00 90.00 12.500 N 20030801 1 0.00 6.500 0
3252003032 NON FLOW N 85.00 85.00 13.125 N 20030801 1 0.00 7.125 0
3262005311 NON FLOW N 89.97 89.97 11.875 N 20030801 1 0.00 5.875 0
1781005447 NON FLOW N 80.00 80.00 12.000 N 20030801 2 0.00 6.000 0
1162000667 NON FLOW N 90.00 90.00 13.375 N 20030801 1 0.00 7.375 0
3254001417 NON FLOW N 90.00 90.00 12.750 N 20030801 1 0.00 6.750 0
1781003592 NON FLOW N 80.00 80.00 12.000 N 20030801 1 0.00 6.000 0
3254003998 NON FLOW N 90.00 90.00 12.375 N 20030801 1 0.00 6.375 0
1781002785 NON FLOW N 80.00 80.00 12.500 N 20030801 1 0.00 6.500 0
1781004831 NON FLOW N 90.00 90.00 11.750 N 20030801 1 0.00 5.750 0
1781005550 NON FLOW N 79.49 79.49 11.125 N 20030801 1 0.00 5.125 0
3261003243 NON FLOW N 90.00 90.00 11.500 N 20030801 1 0.00 5.500 0
1781004368 NON FLOW N 85.00 85.00 13.000 N 20030801 1 0.00 7.000 0
1161001566 NON FLOW N 75.00 75.00 12.625 N 20030801 1 0.00 6.625 0
1781005282 NON FLOW N 90.00 90.00 12.875 N 20030801 2 0.00 6.875 0
1781006129 NON FLOW N 90.00 90.00 12.125 N 20030801 1 0.00 6.125 0
3252004548 NON FLOW N 90.00 90.00 11.625 N 20030801 1 0.00 5.625 0
3254000916 NON FLOW N 84.05 84.05 13.000 N 20030801 1 0.00 7.000 0
3261003536 NON FLOW N 80.00 80.00 12.125 N 20030801 1 0.00 6.125 0
3254005680 NON FLOW N 90.00 90.00 12.125 N 20030801 1 0.00 6.125 0
3274006221 NON FLOW N 80.00 80.00 12.375 N 20030801 1 0.00 6.375 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
3274006140 NON FLOW N 78.10 78.10 12.875 N 20030801 1 0.00 6.875 0
1781003113 NON FLOW N 80.00 80.00 11.875 N 20030801 1 0.00 5.875 0
1781002337 NON FLOW N 80.00 80.00 13.125 N 20030801 2 0.00 7.125 0
1781006020 NON FLOW N 84.01 84.01 12.000 N 20030801 1 0.00 6.000 0
1781004728 NON FLOW N 80.00 80.00 11.875 N 20030801 1 0.00 5.875 0
3261001748 NON FLOW N 90.00 90.00 12.750 N 20030801 2 0.00 6.750 0
1781005901 NON FLOW N 90.00 90.00 12.750 N 20030801 2 0.00 6.750 0
3261003051 NON FLOW N 85.00 85.00 13.000 N 20030801 1 0.00 7.000 0
3274007201 NON FLOW N 80.00 80.00 12.500 N 20030801 2 0.00 6.500 0
3274007662 NON FLOW N 80.00 80.00 11.875 N 20030801 2 0.00 5.875 0
1781002653 NON FLOW N 80.00 80.00 13.375 N 20030801 1 0.00 7.375 0
3274006896 NON FLOW N 78.33 78.33 11.625 N 20030801 1 0.00 5.625 0
3252001834 NON FLOW N 90.00 90.00 13.750 N 20030801 2 0.00 7.750 0
3255003753 NON FLOW N 77.67 77.67 11.500 N 20030801 1 0.00 5.500 0
1781005488 NON FLOW N 80.00 80.00 12.250 N 20030801 1 0.00 6.250 0
3274002655 NON FLOW N 80.00 80.00 12.625 N 20030801 2 0.00 6.625 0
1781004998 NON FLOW N 89.99 89.99 12.125 N 20030801 2 0.00 6.125 0
3254001600 NON FLOW N 45.69 45.69 12.875 N 20030801 1 0.00 6.875 0
3274003477 NON FLOW N 61.74 61.74 12.750 N 20030801 1 0.00 6.750 0
1781000578 NON FLOW N 65.45 65.45 13.250 N 20030801 1 0.00 7.250 0
3255003627 NON FLOW N 80.00 80.00 12.375 N 20030801 2 0.00 6.375 0
1781004857 NON FLOW N 72.73 72.73 11.250 N 20030801 2 0.00 5.250 0
3261003632 NON FLOW N 90.00 90.00 12.750 N 20030801 1 0.00 6.750 0
3274007684 NON FLOW N 84.96 84.96 12.500 N 20030801 2 0.00 6.500 0
1781004799 NON FLOW N 76.03 76.03 11.875 N 20030801 1 0.00 5.875 0
1781002981 NON FLOW N 77.76 77.76 12.625 N 20030801 1 0.00 6.625 0
0000000000 NON FLOW N 65.52 65.52 13.375 N 20030801 1 0.00 7.375 0
3274004293 NON FLOW N 76.00 76.00 12.375 N 20030801 1 0.00 6.375 0
3254005310 NON FLOW N 60.16 60.16 11.625 N 20030801 2 0.00 5.625 0
1781002824 NON FLOW N 89.70 89.70 12.875 N 20030801 2 0.00 6.875 0
1162001812 NON FLOW N 90.00 90.00 12.625 N 20030801 1 0.00 6.625 0
3274008045 NON FLOW N 90.00 90.00 12.125 N 20030801 1 0.00 6.125 0
1781002026 NON FLOW N 66.89 66.89 11.875 N 20030801 2 0.00 6.875 0
1781005927 NON FLOW N 90.00 90.00 12.000 N 20030801 1 0.00 6.000 0
3274002750 NON FLOW N 90.00 90.00 13.250 N 20030801 1 0.00 7.250 0
1162001652 NON FLOW N 76.19 76.19 11.250 N 20030801 1 0.00 5.250 0
1781005152 NON FLOW N 81.52 81.52 12.500 N 20030801 1 0.00 6.500 0
1781003924 NON FLOW N 80.00 80.00 12.750 N 20030801 2 0.00 6.750 0
1781003563 NON FLOW N 89.93 89.93 12.750 N 20030801 2 0.00 6.750 0
3262001500 NON FLOW N 80.00 80.00 12.625 N 20030801 1 0.00 6.625 0
1785003109 NON FLOW N 69.31 69.31 12.500 N 20030801 1 0.00 6.500 0
1161002761 NON FLOW N 50.35 50.35 12.750 N 20030801 1 0.00 6.750 0
3254005410 NON FLOW N 80.00 80.00 12.000 N 20030801 2 0.00 6.000 0
3274004623 NON FLOW N 90.00 90.00 14.000 N 20030801 1 0.00 8.000 0
3262002325 NON FLOW N 80.00 80.00 12.750 N 20030801 1 0.00 6.750 0
3262005418 NON FLOW N 80.00 80.00 11.625 N 20030801 2 0.00 5.625 0
0000000000 NON FLOW N 80.00 80.00 11.875 N 20030801 2 0.00 5.875 0
3275003082 NON FLOW N 90.00 90.00 13.000 N 20030801 1 0.00 7.000 0
1162001591 NON FLOW N 80.00 80.00 12.250 N 20030801 1 0.00 6.250 0
1781004814 NON FLOW N 79.09 79.09 11.875 N 20030801 1 0.00 5.875 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
3274006661 NON FLOW N 90.00 90.00 12.500 N 20030801 1 0.00 6.500 0
3274008285 NON FLOW N 90.00 90.00 12.125 N 20030801 1 0.00 6.125 0
1781004259 NON FLOW N 90.00 90.00 11.250 N 20030801 1 0.00 5.250 0
3274009348 NON FLOW N 80.00 80.00 11.750 N 20030801 1 0.00 5.750 0
3252000726 NON FLOW N 90.00 90.00 13.750 N 20030801 2 0.00 7.750 0
1781002569 NON FLOW N 75.00 75.00 12.750 N 20030801 2 0.00 6.750 0
3262002537 NON FLOW N 75.00 75.00 12.875 N 20030801 2 0.00 6.875 0
3262002536 NON FLOW N 89.99 89.99 14.125 N 20030801 1 0.00 8.125 0
1781004949 NON FLOW N 74.80 74.80 11.375 N 20030801 2 0.00 5.375 0
0000000000 NON FLOW N 81.39 81.39 12.125 N 20030801 1 0.00 6.125 0
3252003159 NON FLOW N 90.00 90.00 13.250 N 20030801 1 0.00 7.250 0
3274003319 NON FLOW N 80.00 80.00 13.750 N 20030801 2 0.00 7.750 0
1162001866 NON FLOW N 79.99 79.99 12.125 N 20030801 2 0.00 6.125 0
0000000000 NON FLOW N 80.00 80.00 12.125 N 20030801 1 0.00 6.125 0
0000000000 NON FLOW N 89.35 89.35 12.375 N 20030801 2 0.00 6.375 0
3274008730 NON FLOW N 78.74 78.74 11.875 N 20030801 2 0.00 5.875 0
3274007063 NON FLOW N 78.13 78.13 11.625 N 20030801 2 0.00 5.625 0
3262003271 NON FLOW N 74.41 74.41 12.750 N 20030801 1 0.00 6.750 0
3252004533 NON FLOW N 80.00 80.00 12.500 N 20030801 1 0.00 6.500 0
3274007209 NON FLOW N 76.81 76.81 11.250 N 20030801 1 0.00 5.250 0
3252001734 NON FLOW N 85.00 85.00 13.500 N 20030801 1 0.00 7.500 0
1782001171 NON FLOW N 70.00 70.00 13.000 N 20030801 1 0.00 7.000 0
3262000687 NON FLOW N 80.00 80.00 13.500 N 20030801 2 0.00 7.500 0
0000000000 NON FLOW N 68.75 68.75 13.375 N 20030801 1 0.00 7.375 0
3274008490 NON FLOW N 80.00 80.00 11.750 N 20030801 1 0.00 5.750 0
3274005124 NON FLOW N 80.00 80.00 13.500 N 20030801 1 0.00 7.500 0
1781003358 NON FLOW N 80.00 80.00 12.125 N 20030801 1 0.00 6.125 0
1781005448 NON FLOW N 90.00 90.00 12.875 N 20030801 1 0.00 6.875 0
1781003043 NON FLOW N 80.00 80.00 13.500 N 20030801 1 0.00 7.500 0
3274004789 NON FLOW N 80.00 80.00 12.625 N 20030801 1 0.00 6.625 0
1781004481 NON FLOW N 90.00 90.00 12.875 N 20030801 2 0.00 6.875 0
3261001273 NON FLOW N 80.00 80.00 12.375 N 20030801 1 0.00 6.375 0
3262002099 NON FLOW N 80.00 80.00 11.875 N 20030801 2 0.00 6.875 0
1781005381 NON FLOW N 77.58 77.58 11.750 N 20030801 2 0.00 5.750 0
1781003878 NON FLOW N 80.00 80.00 12.375 N 20030801 1 0.00 6.375 0
3261001123 NON FLOW N 84.53 84.53 13.125 N 20030801 2 0.00 7.125 0
3274001498 NON FLOW N 73.45 73.45 14.000 N 20030801 1 0.00 8.000 0
3274007767 NON FLOW N 65.12 65.12 12.750 N 20030801 1 0.00 6.750 0
1781005320 NON FLOW N 43.75 43.75 11.375 N 20030801 2 0.00 5.375 0
3254004610 NON FLOW N 75.00 75.00 12.750 N 20030801 1 0.00 6.750 0
1785003888 NON FLOW N 68.73 68.73 12.500 N 20030801 1 0.00 6.500 0
1781004956 NON FLOW N 62.08 62.08 12.000 N 20030801 2 0.00 6.000 0
0000000000 NON FLOW N 73.17 73.17 12.625 N 20030801 1 0.00 6.625 0
1781004740 NON FLOW N 75.00 75.00 11.750 N 20030801 2 0.00 5.750 0
1161002977 NON FLOW N 75.00 75.00 13.500 N 20030801 1 0.00 7.500 0
1781004388 NON FLOW N 75.00 75.00 13.375 N 20030801 1 0.00 7.375 0
3252003582 NON FLOW N 69.23 69.23 12.500 N 20030801 2 0.00 6.500 0
1781003465 NON FLOW N 75.00 75.00 12.875 N 20030801 1 0.00 6.875 0
1781002440 NON FLOW N 74.90 74.90 13.125 N 20030801 2 0.00 7.125 0
0000000000 NON FLOW N 40.82 40.82 11.875 N 20030801 1 0.00 5.875 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
3254003886 NON FLOW N 58.82 58.82 12.375 N 20030801 1 0.00 6.375 0
3261003690 NON FLOW N 70.00 70.00 12.625 N 20030801 1 0.00 6.625 0
3262004148 NON FLOW N 65.00 65.00 12.375 N 20030801 2 0.00 6.375 0
1781005915 NON FLOW N 86.48 86.48 12.625 N 20030801 1 0.00 6.625 0
1781005942 NON FLOW N 79.99 79.99 12.375 N 20030801 2 0.00 6.375 0
3254006143 NON FLOW N 79.97 79.97 12.500 N 20030801 1 0.00 6.500 0
3274009561 NON FLOW N 80.00 80.00 12.625 N 20030801 1 0.00 6.625 0
1781006044 NON FLOW N 79.33 79.33 11.375 N 20030801 1 0.00 5.375 0
1781006155 NON FLOW N 90.00 90.00 11.625 N 20030801 1 0.00 5.625 0
3254006071 NON FLOW N 79.17 79.17 11.875 N 20030801 1 0.00 5.875 0
3254006084 NON FLOW N 80.00 80.00 11.750 N 20030801 1 0.00 5.750 0
1781005256 NON FLOW N 80.00 80.00 11.750 N 20030801 1 0.00 5.750 0
20858866 NON FLOW N 80.00 80.00 10.750 N 20030801 1 2318.20 4.700 0
22566657 NON FLOW N 80.00 80.00 10.875 N 20030801 1 2709.50 4.800 0
7073935491 NON FLOW Y 64.71 55.66 12.000 N 20030801 1 13463.00 5.800 0
7074599882 NON FLOW N 80.00 80.00 13.125 N 20030801 1 1650.00 5.600 0
7076073167 NON FLOW N 59.62 59.62 12.000 N 20030801 1 1582.20 6.100 0
7073946829 NON FLOW N 79.66 79.66 13.625 N 20030801 1 2682.70 7.600 0
21748355 NON FLOW N 79.99 79.99 7.500 N 20030801 1 0.00 5.500 0
21846480 NON FLOW N 59.96 59.96 7.250 N 20030801 1 0.00 5.250 0
21843263 NON FLOW N 79.98 79.98 12.750 N 20030801 1 0.00 6.750 0
21847744 NON FLOW N 80.00 80.00 12.375 N 20030801 1 0.00 6.375 0
21183298 NON FLOW N 50.03 50.03 7.500 N 20030801 1 0.00 5.500 0
21844154 NON FLOW N 70.56 70.56 11.625 N 20030801 1 0.00 5.625 0
21860077 NON FLOW N 79.73 79.73 12.500 N 20030801 1 0.00 6.500 0
21859558 NON FLOW N 80.00 80.00 7.500 N 20030801 1 0.00 5.500 0
21210562 NON FLOW N 74.98 74.98 13.000 N 20030801 1 0.00 5.250 0
21213145 NON FLOW N 62.54 62.54 13.000 N 20030801 1 0.00 5.750 0
21214135 NON FLOW N 69.76 69.76 13.000 N 20030801 1 0.00 5.500 0
21966205 NON FLOW N 80.00 80.00 13.000 N 20030801 1 0.00 5.750 0
21972617 NON FLOW N 80.00 80.00 13.000 N 20030801 1 0.00 5.250 0
21974316 NON FLOW N 62.50 62.50 13.000 N 20030801 1 0.00 4.500 0
21978713 NON FLOW N 74.99 74.99 13.000 N 20030801 1 0.00 5.500 0
21979067 NON FLOW N 80.00 80.00 13.000 N 20030801 1 0.00 5.500 0
21980990 NON FLOW N 74.98 74.98 13.000 N 20030801 1 0.00 5.500 0
21983382 NON FLOW N 74.97 74.97 13.000 N 20030801 1 0.00 5.500 0
21991104 NON FLOW N 63.14 63.14 13.000 N 20030801 1 0.00 5.125 0
21991393 NON FLOW N 50.35 50.35 13.000 N 20030801 1 0.00 5.500 0
21992151 NON FLOW N 62.54 62.54 13.000 N 20030801 1 0.00 5.250 0
21992425 NON FLOW N 79.05 79.05 13.000 N 20030801 1 0.00 5.375 0
21996160 NON FLOW N 74.98 74.98 13.000 N 20030801 1 0.00 5.500 0
21998174 NON FLOW N 89.99 89.99 13.000 N 20030801 1 745.33 5.375 0
21999875 NON FLOW N 75.00 75.00 13.000 N 20030801 1 0.00 5.500 0
22000244 NON FLOW N 75.00 75.00 13.000 N 20030801 1 0.00 5.375 0
22001747 NON FLOW N 73.85 73.85 13.000 N 20030801 1 0.00 5.375 0
22015739 NON FLOW N 74.98 74.98 13.000 N 20030801 1 0.00 5.500 0
21976659 NON FLOW N 74.99 74.99 13.000 N 20030801 1 0.00 5.500 0
21903414 NON FLOW N 75.00 75.00 13.000 N 20030801 1 0.00 6.250 0
1501100455 NON FLOW N 64.79 64.79 9.750 N 20030801 1 0.00 4.750 0
105187801 NON FLOW N 89.02 89.02 10.250 N 20030801 1 0.00 5.250 0
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
1304000363 NON FLOW N 80.00 80.00 10.625 N 20030801 1 0.00 5.625 0
1701100266 NON FLOW N 80.00 80.00 12.000 N 20030801 1 0.00 5.000 0
105060404 NON FLOW N 95.00 95.00 9.875 N 20030801 1 0.00 4.875 0
1701100052 NON FLOW N 70.00 70.00 10.500 N 20030801 1 0.00 3.625 0
106305501 NON FLOW N 80.00 80.00 10.125 N 20030801 1 0.00 5.125 0
106786700 NON FLOW N 80.00 80.00 9.375 N 20030801 1 1910.42 4.375 0
307325803 NON FLOW N 77.42 77.42 11.875 N 20030801 1 0.00 5.875 0
1101001195 NON FLOW N 90.00 90.00 11.750 N 20030801 0 0.00 6.750 0
1101001365 NON FLOW N 93.13 93.13 11.875 N 20030801 1 0.00 6.875 0
1101001394 NON FLOW N 80.00 80.00 11.625 N 20030801 1 0.00 6.625 0
1303000728 NON FLOW N 80.00 80.00 11.750 N 20030801 0 0.00 6.750 0
1308000806 NON FLOW N 90.00 90.00 11.500 N 20030801 1 0.00 6.500 0
1309001660 NON FLOW N 79.63 79.63 10.625 N 20030801 1 0.00 5.625 0
1310001950 NON FLOW N 52.00 52.00 11.375 N 20030801 1 0.00 6.375 0
1310001989 NON FLOW N 79.98 79.98 10.500 N 20030801 1 0.00 5.500 0
1312000774 NON FLOW N 90.00 90.00 11.375 N 20030801 1 1534.78 6.375 0
1501103602 NON FLOW N 80.00 80.00 11.750 N 20030801 1 0.00 6.750 0
1701101252 NON FLOW N 70.00 70.00 10.625 N 20030801 1 0.00 4.625 0
0000000000 NON FLOW N 70.00 70.00 10.375 N 20030801 1 0.00 4.375 0
1701101297 NON FLOW N 80.00 80.00 10.125 N 20030801 1 0.00 5.125 0
105302806 NON FLOW N 80.00 80.00 9.750 N 20030801 1 0.00 4.750 0
105741904 NON FLOW N 94.34 94.34 9.875 N 20030801 1 0.00 4.875 0
106543804 NON FLOW N 80.00 80.00 10.000 N 20030801 1 0.00 5.000 0
1302000593 NON FLOW N 89.56 89.56 9.750 N 20030801 1 0.00 4.750 0
1302000747 NON FLOW N 89.99 89.99 11.375 N 20030801 0 0.00 6.375 0
1302000776 NON FLOW N 79.99 79.99 10.875 N 20030801 1 0.00 5.875 0
1303000608 NON FLOW N 80.00 80.00 9.375 N 20030801 1 0.00 4.375 0
1303000633 NON FLOW N 80.00 80.00 9.375 N 20030801 1 0.00 4.375 0
1303000709 NON FLOW N 28.35 28.35 9.500 N 20030801 1 0.00 4.500 0
1304002266 NON FLOW N 75.85 75.85 10.250 N 20030801 1 0.00 5.250 0
1309001173 NON FLOW N 80.00 80.00 10.750 N 20030801 1 0.00 5.750 0
1501102821 NON FLOW N 79.97 79.97 12.000 N 20030801 1 0.00 7.000 0
9044025 NON FLOW N 95.00 95.00 11.625 N 20030801 1 851.01 6.625 13949247
9105834 NON FLOW N 95.00 95.00 10.125 N 20030801 1 851.63 5.125 13963500
9036740 NON FLOW N 95.00 95.00 10.875 N 20030801 1 1219.46 5.875 13942950
9038357 NON FLOW N 95.00 95.00 10.625 N 20030801 1 1093.75 5.625 13944181
9043555 NON FLOW N 95.00 95.00 10.500 N 20030801 1 1148.86 5.500 13948791
9043571 NON FLOW N 95.00 95.00 11.125 N 20030801 1 899.97 6.125 13948794
9043605 NON FLOW N 94.99 94.99 11.375 N 20030801 1 877.89 6.375 13948715
9044199 NON FLOW N 95.00 95.00 11.250 N 20030801 1 795.51 6.250 13949605
9046301 NON FLOW N 95.00 95.00 11.250 N 20030801 1 816.41 6.250 13953949
9096959 NON FLOW N 95.00 95.00 11.250 N 20030801 1 1413.84 6.250 13955027
9045337 NON FLOW N 94.99 94.99 11.000 N 20030801 1 1107.67 6.000 13950133
6975361 NON FLOW N 94.96 94.96 11.000 N 20030801 1 677.49 6.000 13924093
9042920 NON FLOW N 93.78 93.78 11.125 N 20030801 1 646.19 6.125 13948721
9043639 NON FLOW N 91.21 91.21 10.375 N 20030801 1 464.78 5.375 13949238
9116278 ALLIED MORTGAGE GROUP N 90.00 90.00 11.875 N 20030801 1 969.63 6.875 13949996
9097221 NON FLOW N 89.99 89.99 11.875 N 20030801 1 642.82 5.875 13955011
9046285 NON FLOW N 90.00 90.00 10.000 N 20030801 1 581.25 5.000 13953937
9097429 NON FLOW N 90.00 90.00 11.375 N 20030801 1 669.38 6.375 13954961
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
9042276 NON FLOW N 90.00 90.00 11.250 N 20030801 3 1781.25 6.250 13948542
9038316 NON FLOW N 90.00 90.00 10.500 N 20030801 1 511.50 5.500 13944177
9038498 NON FLOW N 90.00 90.00 10.750 N 20030801 1 1271.02 5.750 13944135
9039744 NON FLOW N 90.00 90.00 10.875 N 20030801 1 652.13 5.875 13945523
9043597 NON FLOW N 90.00 90.00 9.750 N 20030801 3 1068.75 4.750 13948798
9044116 NON FLOW N 90.00 90.00 10.750 N 20030801 1 1013.44 5.750 13949266
9044439 NON FLOW N 90.00 90.00 10.875 N 20030801 1 2661.92 5.875 13949594
9044512 NON FLOW N 90.00 90.00 10.500 N 20030801 2 2299.55 5.500 13949604
9044561 NON FLOW N 90.00 90.00 10.750 N 20030801 1 357.15 5.750 13949610
9043563 NON FLOW N 90.00 90.00 11.125 N 20030801 2 813.09 6.125 13948792
9042029 NON FLOW N 90.00 90.00 11.250 N 20030801 1 1574.18 6.250 13948571
9045659 NON FLOW N 90.00 90.00 10.625 N 20030801 1 729.84 5.625 13951652
9043589 NON FLOW N 89.97 89.97 11.250 N 20030801 1 1822.92 6.250 13948796
6980205 NON FLOW N 89.90 89.90 10.750 N 20030801 1 1539.99 5.750 13929628
9043548 NON FLOW N 89.88 89.88 11.875 N 20030801 2 1958.09 5.875 13948789
9097098 NON FLOW N 89.79 89.79 11.250 N 20030801 1 2462.87 6.250 13954960
6980668 NON FLOW N 89.64 89.64 11.250 N 20030801 1 1986.92 6.250 13929644
9037813 NON FLOW N 88.10 88.10 9.875 N 20030801 1 489.52 4.875 13943929
9038746 NON FLOW N 85.00 85.00 11.000 N 20030801 1 744.04 6.000 13944190
6970784 NON FLOW N 81.54 81.54 12.125 N 20030801 1 2254.26 6.125 13920739
9116260 ALLIED MORTGAGE GROUP N 80.00 80.00 10.375 N 20030801 1 3001.45 5.375 13949995
9116286 ALLIED MORTGAGE GROUP N 80.00 80.00 10.375 N 20030801 1 2755.06 5.375 13949997
9130113 ALLSTATE HOME LOANS N 80.00 80.00 11.375 N 20030801 1 1567.92 5.375 13963569
9130121 ALLSTATE HOME LOANS N 80.00 80.00 6.750 N 20030801 1 1170.00 6.750 13963570
9130139 ALLSTATE HOME LOANS N 80.00 80.00 5.250 N 20030801 1 1592.50 5.250 13963571
9130147 ALLSTATE HOME LOANS N 80.00 80.00 4.875 N 20030801 1 3069.41 4.875 13963572
9096504 NON FLOW N 80.00 80.00 10.000 N 20030801 1 1166.67 5.000 13954056
9097890 NON FLOW N 80.00 80.00 11.125 N 20030801 1 1315.42 5.125 13955288
9098146 NON FLOW N 80.00 80.00 10.625 N 20030801 1 1740.00 5.625 13955272
9040882 NON FLOW N 80.00 80.00 10.625 N 20030801 1 2993.41 5.625 13946213
9101502 NON FLOW N 80.00 80.00 9.750 N 20030801 1 690.78 4.750 13957445
9042359 NON FLOW N 80.00 80.00 10.250 N 20030801 1 1190.00 5.250 13948564
9040718 NON FLOW N 80.00 80.00 11.250 N 20030801 1 490.00 5.250 13945741
9039876 NON FLOW N 80.00 80.00 12.125 N 20030801 1 2233.70 6.125 13945537
9101189 NON FLOW N 80.00 80.00 12.125 N 20030801 1 3144.17 6.125 13957348
9099045 NON FLOW N 80.00 80.00 11.250 N 20030801 1 3448.02 6.250 13956663
9097635 NON FLOW N 80.00 80.00 10.375 N 20030801 1 1858.54 5.375 13955315
9044991 NON FLOW N 80.00 80.00 11.500 N 20030801 1 1558.33 5.500 13950129
9042938 NON FLOW N 80.00 80.00 10.250 N 20030801 1 1656.61 5.250 13948722
9033929 NON FLOW N 80.00 80.00 11.250 N 20030801 1 801.50 5.250 13939739
6973515 NON FLOW N 80.00 80.00 10.750 N 20030801 1 1447.26 5.750 13923058
9104027 NON FLOW N 80.00 80.00 11.000 N 20030801 1 1098.38 6.000 13960933
6972277 NON FLOW N 80.00 80.00 11.125 N 20030801 2 972.18 6.125 13921054
9044793 NON FLOW N 80.00 80.00 11.000 N 20030801 1 2300.00 6.000 13950090
9103201 NON FLOW N 80.00 80.00 10.250 N 20030801 1 568.75 5.250 13959951
9104001 NON FLOW N 80.00 80.00 11.875 N 20030801 1 1449.17 5.875 13959979
9046079 NON FLOW N 80.00 80.00 10.375 N 20030801 1 1594.58 5.375 13953971
9046376 NON FLOW N 80.00 80.00 10.750 N 20030801 1 498.33 5.750 13953956
9098526 NON FLOW N 80.00 80.00 11.125 N 20030801 1 546.67 5.125 13956617
9099656 NON FLOW N 80.00 80.00 11.250 N 20030801 1 817.06 6.250 13957073
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
9041500 NON FLOW N 80.00 80.00 10.500 N 20030801 1 2191.67 5.500 13947172
6976070 NON FLOW N 80.00 80.00 10.250 N 20030801 1 1977.50 5.250 13924244
6980734 NON FLOW N 80.00 80.00 10.250 N 20030801 1 1181.72 5.250 13929663
6981278 NON FLOW N 80.00 80.00 10.875 N 20030801 1 2397.00 5.875 13930683
6938526 NON FLOW N 80.00 80.00 11.250 N 20030801 4 1479.17 6.250 13884265
6942254 NON FLOW N 80.00 80.00 11.750 N 20030801 1 1404.00 6.750 13903209
6968010 NON FLOW N 80.00 80.00 10.750 N 20030801 1 403.75 4.750 13918473
6968424 NON FLOW N 80.00 80.00 11.625 N 20030801 1 1306.00 6.625 13918868
6976419 NON FLOW N 80.00 80.00 11.500 N 20030801 1 2856.95 6.500 13924250
6977268 NON FLOW N 80.00 80.00 10.000 N 20030801 1 766.67 5.000 13924453
6978308 NON FLOW N 80.00 80.00 10.375 N 20030801 1 2246.75 5.375 13925376
6978423 NON FLOW N 80.00 80.00 10.875 N 20030801 1 1457.00 5.875 13925357
6981237 NON FLOW N 80.00 80.00 10.125 N 20030801 1 1496.16 5.125 13930679
6981302 NON FLOW N 80.00 80.00 11.375 N 20030801 1 3069.44 6.375 13930697
6981559 NON FLOW N 80.00 80.00 10.875 N 20030801 1 1045.84 5.875 13930761
6981740 NON FLOW N 80.00 80.00 10.250 N 20030801 1 2362.50 5.250 13930711
6981880 NON FLOW N 80.00 80.00 11.000 N 20030801 1 4680.00 6.000 13930745
6982623 NON FLOW N 80.00 80.00 10.125 N 20030801 1 555.38 5.125 13937135
6982862 NON FLOW N 80.00 80.00 11.000 N 20030801 1 1558.83 6.000 13937170
6983340 NON FLOW N 80.00 80.00 10.875 N 20030801 1 567.88 5.875 13937350
6983480 NON FLOW N 80.00 80.00 11.000 N 20030801 1 1336.00 6.000 13937321
6983514 NON FLOW N 80.00 80.00 11.125 N 20030801 1 556.57 6.125 13937333
9033150 NON FLOW N 80.00 80.00 10.750 N 20030801 1 1563.98 5.750 13939722
9033499 NON FLOW N 80.00 80.00 10.625 N 20030801 1 1036.18 5.625 13939708
9034182 NON FLOW N 80.00 80.00 10.500 N 20030801 1 1008.33 5.500 13940459
9034695 NON FLOW N 80.00 80.00 10.375 N 20030801 1 918.35 5.375 13940493
9034737 NON FLOW N 79.99 79.99 10.875 N 20030801 1 1507.43 5.875 13940993
9034778 NON FLOW N 80.00 80.00 10.625 N 20030801 1 1556.25 5.625 13940997
9035601 NON FLOW N 80.00 80.00 10.500 N 20030801 1 757.17 5.500 13941209
9035643 NON FLOW N 80.00 80.00 10.500 N 20030801 1 1121.95 5.500 13941213
9035874 NON FLOW N 80.00 80.00 10.500 N 20030801 4 2349.97 5.500 13941256
9036203 NON FLOW N 80.00 80.00 10.875 N 20030801 1 828.38 5.875 13942554
9036807 NON FLOW N 80.00 80.00 10.375 N 20030801 1 806.25 5.375 13942968
9037763 NON FLOW N 80.00 80.00 11.000 N 20030801 1 2877.84 6.000 13943924
9038241 NON FLOW N 80.00 80.00 11.375 N 20030801 1 1275.00 6.375 13944160
9038365 NON FLOW N 80.00 80.00 10.250 N 20030801 1 773.50 5.250 13944182
9038662 NON FLOW N 80.00 80.00 11.250 N 20030801 1 1312.50 5.250 13944172
9038845 NON FLOW N 80.00 80.00 11.875 N 20030801 1 1724.80 5.875 13945142
9038852 NON FLOW N 80.00 80.00 11.875 N 20030801 1 646.25 5.875 13945143
9038969 NON FLOW N 80.00 80.00 10.750 N 20030801 1 632.50 5.750 13945164
9039751 NON FLOW N 80.00 80.00 10.875 N 20030801 1 825.79 5.875 13945524
9039991 NON FLOW N 80.00 80.00 12.125 N 20030801 1 4491.46 6.125 13945507
9040130 NON FLOW N 80.00 80.00 10.500 N 20030801 1 1398.37 5.500 13945766
9040155 NON FLOW N 80.00 80.00 10.000 N 20030801 1 762.51 5.000 13945768
9040189 NON FLOW N 80.00 80.00 10.500 N 20030801 1 872.67 5.500 13945772
9040213 NON FLOW N 80.00 80.00 10.375 N 20030801 1 1903.90 5.375 13945782
9040676 NON FLOW N 80.00 80.00 11.625 N 20030801 1 3739.46 5.625 13945798
9041138 NON FLOW N 80.00 80.00 12.125 N 20030801 1 826.35 6.125 13946198
9041179 NON FLOW N 80.00 80.00 10.500 N 20030801 1 1650.00 5.500 13946202
9041260 NON FLOW N 80.00 80.00 11.000 N 20030801 1 592.00 6.000 13947183
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
9041278 NON FLOW N 80.00 80.00 10.750 N 20030801 1 943.00 5.750 13947184
9041575 NON FLOW N 80.00 80.00 10.250 N 20030801 1 1330.00 5.250 13947179
9041765 NON FLOW N 80.00 80.00 10.875 N 20030801 1 832.89 5.875 13947213
9042227 NON FLOW N 78.41 78.41 10.750 N 20030801 1 3454.75 5.750 13948537
9042268 NON FLOW N 80.00 80.00 10.500 N 20030801 1 1295.16 5.500 13948541
9042649 NON FLOW N 80.00 80.00 10.500 N 20030801 1 447.33 5.500 13948737
9043506 NON FLOW N 79.99 79.99 10.000 N 20030801 1 743.67 4.000 13948781
9043803 NON FLOW N 80.00 80.00 11.000 N 20030801 1 654.00 6.000 13949272
9043845 NON FLOW N 79.99 79.99 11.375 N 20030801 1 409.17 5.375 13949276
9044397 NON FLOW N 80.00 80.00 10.375 N 20030801 1 1390.33 5.375 13949583
9096256 NON FLOW N 80.00 80.00 10.375 N 20030801 1 548.77 5.375 13954007
9096710 NON FLOW N 80.00 80.00 9.000 N 20030801 1 973.33 4.000 13954964
9098989 NON FLOW N 80.00 80.00 10.375 N 20030801 1 06069.00 5.375 13956637
6978407 NON FLOW N 80.00 80.00 10.750 N 20030801 1 653.60 5.750 13925354
9034877 NON FLOW N 80.00 80.00 11.000 N 20030801 1 2201.55 6.000 13940953
9037961 NON FLOW N 80.00 80.00 10.125 N 20030801 1 805.84 5.125 13943952
9037870 NON FLOW N 80.00 80.00 10.625 N 20030801 1 1387.50 5.625 13943935
9041872 NON FLOW N 80.00 80.00 10.375 N 20030801 1 985.42 5.375 13947171
9037029 NON FLOW N 80.00 80.00 10.125 N 20030801 1 1025.00 5.125 13942931
9037433 NON FLOW N 80.00 80.00 10.875 N 20030801 1 2176.86 5.875 13942942
9041328 NON FLOW N 80.00 80.00 10.875 N 20030801 1 1325.04 5.875 13947199
9034711 NON FLOW N 80.00 80.00 10.875 N 20030801 1 666.78 5.875 13940991
9100587 NON FLOW N 79.99 79.99 10.500 N 20030801 1 862.47 5.500 13957269
9035742 NON FLOW N 79.98 79.98 10.875 N 20030801 1 1353.73 5.875 13941233
9033192 NON FLOW N 79.98 79.98 11.125 N 20030801 1 745.26 5.125 13939728
9035924 NON FLOW N 79.96 79.96 10.000 N 20030801 1 832.92 5.000 13941201
9039041 NON FLOW N 79.93 79.93 10.375 N 20030801 1 1685.23 5.375 13945182
6981922 NON FLOW N 79.93 79.93 10.125 N 20030801 1 609.29 5.125 13936833
6980213 NON FLOW N 79.79 79.79 10.875 N 20030801 1 917.97 5.875 13929629
9044447 NON FLOW N 79.44 79.44 10.625 N 20030801 1 823.19 5.625 13949595
9098823 NON FLOW N 79.31 79.31 10.250 N 20030801 1 413.88 5.250 13956603
6933196 NON FLOW N 79.08 79.08 11.875 N 20030801 1 3867.71 5.875 13863059
9040692 NON FLOW N 78.83 78.83 10.375 N 20030801 1 1059.32 5.375 13945800
9041989 NON FLOW N 77.88 77.88 10.125 N 20030801 1 1060.12 5.125 13948557
9103250 NON FLOW N 77.74 77.74 8.750 N 20030801 1 1005.77 3.750 13959956
9097502 NON FLOW N 77.20 77.20 9.625 N 20030801 1 1659.13 4.625 13954987
9043530 NON FLOW N 76.86 76.86 11.500 N 20030801 1 1232.92 5.500 13948786
9034117 NON FLOW N 76.29 76.29 11.250 N 20030801 1 1986.92 6.250 13940451
9043498 NON FLOW N 76.28 76.28 10.375 N 20030801 1 1238.66 5.375 13948770
6973473 NON FLOW N 76.00 76.00 10.875 N 20030801 1 3162.71 5.875 13923036
9116294 ALLIED MORTGAGE GROUP N 75.83 75.83 12.500 N 20030801 1 3048.58 7.500 13949998
9097122 NON FLOW N 75.00 75.00 11.875 N 20030801 1 429.61 5.875 13954981
9101783 NON FLOW N 73.83 73.83 9.750 N 20030801 1 1440.83 4.750 13957423
9044876 NON FLOW N 73.64 73.64 11.375 N 20030801 1 1814.06 5.375 13950108
9045311 NON FLOW N 70.00 70.00 11.125 N 20030801 1 3041.09 6.125 13950131
6980601 NON FLOW N 70.00 70.00 10.625 N 20030801 1 1390.21 5.625 13929636
9040783 NON FLOW N 70.00 70.00 10.625 N 20030801 1 2037.66 5.625 13946193
9096413 NON FLOW N 69.12 69.12 12.250 N 20030801 1 320.63 7.250 13954038
9040494 NON FLOW N 68.71 68.71 9.875 N 20030801 1 2621.73 4.875 13945762
9097478 NON FLOW N 67.04 67.04 9.875 N 20030801 1 1702.19 4.875 13954971
ARM MAX CURRENT NUM ORIGINAL ORIGINAL LOAN
LOAN_ID FLOWSCRES PLEDGE LTV EFF LTV RATE CONV DATE UNITS PMT RATE SEQ
------- ---------------- ------- ---- ------- ------- ------ ------- ------ -------- -------- ---------
9034141 NON FLOW N 66.67 66.67 10.000 N 20030801 1 1181.01 5.000 13940454
9040924 NON FLOW N 66.67 66.67 10.250 N 20030801 1 1487.50 5.250 13946222
6972236 NON FLOW N 65.81 65.81 11.125 N 20030801 1 2339.30 6.125 13921046
6977383 NON FLOW N 64.52 64.52 10.750 N 20030801 1 907.46 5.750 13925150
6932511 NON FLOW N 59.63 59.63 11.625 N 20030801 1 5349.69 6.625 13862717
9034745 NON FLOW N 58.13 58.13 11.375 N 20030801 1 2316.25 6.375 13940994
6975197 NON FLOW N 56.19 56.19 9.875 N 20030801 1 479.38 4.875 13924092
9038340 NON FLOW N 50.00 50.00 11.125 N 20030801 1 577.23 6.125 13944180
9040825 NON FLOW N 32.27 32.27 10.250 N 20030801 1 1587.49 4.250 13946207
13949237 NON FLOW N 95.00 95.00 10.875 N 20030801 0 836.70 5.875 9043621
13954980 NON FLOW N 95.00 95.00 10.875 N 20030801 0 685.00 5.875 9097114
13959920 NON FLOW N 95.00 95.00 10.625 N 20030801 0 1750.00 5.625 9103896
13908428 NON FLOW N 90.00 90.00 12.875 N 20030801 0 1258.03 7.875 6964829
13937346 NON FLOW N 90.00 90.00 11.000 N 20030801 0 936.00 6.000 6983308
13940492 NON FLOW N 90.00 90.00 12.250 N 20030801 0 1242.19 6.250 9033960
13953973 NON FLOW N 90.00 90.00 11.125 N 20030801 0 1102.50 6.125 9046087
13953919 NON FLOW N 89.22 89.22 11.125 N 20030801 0 1047.38 6.125 9046194
13966342 NON FLOW N 95.00 95.00 10.625 N 20030801 0 1180.08 5.625 9108333
13923535 NON FLOW N 90.00 90.00 11.500 N 20030801 0 1633.13 6.500 6974489
13942526 NON FLOW N 100.00 00.00 11.125 N 20030801 0 9570.31 6.125 9036096
13959917 NON FLOW N 80.00 80.00 10.875 N 20030801 0 594.75 4.875 9103862
13963486 NON FLOW N 80.00 80.00 11.875 N 20030801 0 419.08 5.875 9105792
13957424 NON FLOW N 80.00 80.00 11.000 N 20030801 0 916.67 5.000 9101791
13906983 NON FLOW N 80.00 80.00 10.750 N 20030801 0 486.32 4.750 6946321
13906986 NON FLOW N 80.00 80.00 10.750 N 20030801 0 783.75 4.750 6946339
13957028 NON FLOW N 80.00 80.00 10.125 N 20030801 0 1284.99 5.125 9099821
13963485 NON FLOW N 80.00 80.00 10.875 N 20030801 0 1954.44 5.875 9105784
13966145 NON FLOW N 80.00 80.00 10.375 N 20030801 0 1845.42 5.375 9107582
13925606 NON FLOW N 80.00 80.00 11.125 N 20030801 0 3110.97 6.125 6979231
13941012 NON FLOW N 80.00 80.00 10.375 N 20030801 0 3682.37 5.375 9034828
13950080 NON FLOW N 80.00 80.00 11.125 N 20030801 0 1025.00 5.125 9045006
13966153 NON FLOW N 80.00 80.00 10.625 N 20030801 0 713.81 5.625 9107269
13959770 NON FLOW N 80.00 80.00 10.750 N 20030801 0 739.83 5.750 9102302
13945175 NON FLOW N 80.00 80.00 10.625 N 20030801 0 1050.00 5.625 9039371
13919441 NON FLOW N 80.00 80.00 11.625 N 20030801 0 1224.27 6.625 6969083
13959813 NON FLOW N 80.00 80.00 10.375 N 20030801 0 1071.42 5.375 9102187
13956665 NON FLOW N 80.00 80.00 11.375 N 20030801 0 1871.61 6.375 9099060
13966340 NON FLOW N 80.00 80.00 11.000 N 20030801 0 1814.00 6.000 9108317
13957027 NON FLOW N 80.00 80.00 11.000 N 20030801 0 1851.60 6.000 9099813
13957039 NON FLOW N 80.00 80.00 10.625 N 20030801 0 2850.00 5.625 9099516
13953930 NON FLOW N 80.00 80.00 10.875 N 20030801 0 3133.33 5.875 9046228
13942992 NON FLOW N 80.00 80.00 10.625 N 20030801 0 3018.75 5.625 9036948
13946208 NON FLOW N 79.80 79.80 10.750 N 20030801 0 2305.11 5.750 9040833
13945147 NON FLOW N 77.80 77.80 10.750 N 20030801 0 306.43 5.750 9038894
13928957 NON FLOW N 70.00 70.00 11.750 N 20030801 0 6356.26 6.750 6979843
13948788 NON FLOW N 69.94 69.94 11.250 N 20030801 0 4192.71 6.250 9042813
13946201 NON FLOW N 69.28 69.28 11.000 N 20030801 0 263.25 6.000 9041161
13945156 NON FLOW N 65.00 65.00 10.000 N 20030801 0 2708.33 5.000 9039280
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
6980460 00000EMC6980460 FLOW
6983472 00000EMC6983472 FLOW
6973192 00000EMC6973192 FLOW
6981443 8511038776 FLOW
6975528 9725838 FLOW
6973044 00000EMC6973044 FLOW
9039819 30434 FLOW
6981435 8511038715 FLOW
6976716 00000EMC6976716 FLOW
6964159 00000EMC6964159 FLOW
6983241 00000EMC6983241 FLOW
6971246 000000000WH5256 FLOW
6977680 8111039226 FLOW
6982631 00000EMC6982631 FLOW
6969554 00000EMC6969554 FLOW
6980643 10301056 FLOW
6976765 50001191 FLOW
6975296 10011733 FLOW
6979181 304192 FLOW
6978266 00000EMC6978266 FLOW
6982599 00000EMC6982599 FLOW
6981294 70107818 FLOW
6973713 9726208 FLOW
9035254 00000EMC9035254 FLOW
6967665 9725676 FLOW
6946735 00000EMC6946735 FLOW
6978837 10012566 FLOW
6976807 9725838 FLOW
6978910 10300975 FLOW
6965990 00000EMC6965990 FLOW
6981542 10301071 FLOW
6969190 00000EMC6969190 FLOW
6967624 60303916 FLOW
9040858 7000000553 FLOW
6977292 9725838 FLOW
6974398 9725838 FLOW
6940506 10010973 FLOW
6981419 00000EMC6981419 FLOW
6973978 10011909 FLOW
9037102 000000000WH5577 FLOW
6966592 50001076 FLOW
6981393 50001229 FLOW
6972590 000000000WH5535 FLOW
6978225 10012551 FLOW
6982219 10012439 FLOW
6945182 10010711 FLOW
6979272 00000EMC6979272 FLOW
6975189 9725838 FLOW
9039827 30406 FLOW
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
6967293 00000EMC6967293 FLOW
6978316 00000EMC6978316 FLOW
6974091 3060248 FLOW
6972186 000000000WH5505 FLOW
6973465 00000EMC6973465 FLOW
6946727 30314 FLOW
6976294 00000EMC6976294 FLOW
6974026 10012180 FLOW
6976336 00000EMC6976336 FLOW
6980031 20307015 FLOW
6935977 00000EMC6935977 FLOW
6971782 10011975 FLOW
9039801 304102 FLOW
6983332 00000EMC6983332 FLOW
6980098 20305359 FLOW
6976948 9725838 FLOW
9033564 00000EMC9033564 FLOW
6980353 4656013 FLOW
6976328 00000EMC6976328 FLOW
6977524 00000EMC6977524 FLOW
6975957 00000EMC6975957 FLOW
9037706 00000EMC9037706 FLOW
6976617 00000EMC6976617 FLOW
9036146 00000EMC9036146 FLOW
6978670 00000EMC6978670 FLOW
9036252 3031800 FLOW
6975080 00000EMC6975080 FLOW
6982706 60304080 FLOW
6981369 00000EMC6981369 FLOW
6979470 00000EMC6979470 FLOW
6972475 00000EMC6972475 FLOW
6970354 00000EMC6970354 FLOW
6978142 00000EMC6978142 FLOW
6971154 00000EMC6971154 FLOW
9038860 4674883 FLOW
9036633 4693164 FLOW
9034836 4685483 FLOW
9036229 4597811 FLOW
6980254 4652624 FLOW
6980379 4639902 FLOW
6971238 4612370 FLOW
9036609 4670535 FLOW
6980262 4654844 FLOW
9036617 4688438 FLOW
9035528 4688180 FLOW
6980304 4649802 FLOW
6974851 23040069 FLOW
6980692 60000962 FLOW
6978795 60000936 FLOW
6981641 23030334 FLOW
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
6982433 60000918 FLOW
9038787 4686390 FLOW
6965602 00000EMC6965602 FLOW
6965610 00000EMC6965610 FLOW
6965628 00000EMC6965628 FLOW
6965636 00000EMC6965636 FLOW
6983597 60000994 FLOW
6970479 00000EMC6970479 FLOW
6978787 60000945 FLOW
6943450 1118259 FLOW
9038738 4681516 FLOW
6978233 4663886 FLOW
6978258 4664504 FLOW
9038712 4682183 FLOW
9038761 4662359 FLOW
6970628 4631792 FLOW
9036989 235185 FLOW
6970453 234963 FLOW
6982060 00000EMC6982060 FLOW
9038720 4396867 FLOW
6981963 00000EMC6981963 FLOW
9035361 0000DICKERSONRO FLOW
6979520 1123231 FLOW
9038779 4642997 FLOW
9033143 000000KIMBALLJE FLOW
9034083 00000JOHNSTONLA FLOW
9039645 00000EMC9039645 FLOW
6980890 00000EMC6980890 FLOW
6978563 000000PETTERSDO FLOW
9036153 000000GLEESONPA FLOW
9079922 1047687 SN03AA
9038753 4692901 FLOW
6983316 EMC6983316 FLOW
6982052 235220 FLOW
9036849 000000WATKINSMA FLOW
6975486 00000EMC6975486 FLOW
6972228 0000000NOVOLYTP FLOW
6975478 00000EMC6975478 FLOW
9034075 000000DELOACHTE FLOW
6980346 000ROBERTSN1748 FLOW
9079930 936116 SN03AA
6945562 00000EMC6945562 FLOW
6968333 72641799 FLOW
9038704 4693487 FLOW
6964589 00000EMC6964589 FLOW
6964506 00000EMC6964506 FLOW
6971584 0000000000 FLOW
81739245
108333543
108259292
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
108223868
108445156
108465915
108286378
108380882
81960726
81684847
81727042
81739237
108245523
108276783
108242637
81729675
108262247
81719668
108136706
108406588
108195207
108258500
81774655
81654063
108417015
108230921
108309550
81790644
108303447
108329418
108447798
108160037
108381773
80986672
81812000
108338344
108205204
108273962
108320979
108390857
81651325
108326877
108477704
81683435
81855819
81791063
81950776
81438673
108318809
108251059
108243452
108397464
108400367
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
108263716
108277062
108283573
81899932
81743502
108372988
108184227
108402678
108383779
81871378
108485467
108361627
81747271
81794604
81624124
108376328
81836546
108367376
81808834
81842320
108330937
81769457
81754855
108364746
108206954
81847725
81698334
108255829
108269879
108264532
108363102
108438490
108354192
108324492
108403312
81832313
108325937
81732869
108404013
108273319
108294869
108092602
108402843
108175183
108276601
108362708
108320441
108376666
108235409
81854283
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
108221029
81755589
81670234
108270687
81676066
108187584
81882185
108293671
108397845
108372798
108325333
81715161
108261298
108350257
108257353
108380932
108335415
108040312
108414590
81757312
108201377
81617383
108409657
81655516
108391624
107970147
108227026
108325036
108262122
108414368
108215146
108214958
108315508
108329319
108254491
81759821
81666083
108216458
81831521
81781304
81588840
108371204
108217019
108277419
108159906
108318098
108262031
108375049
81643215
108365891
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
108115403
108387671
108044900
108372319
108193608
81686487
81568966
108116310
108164013
81497661
108248238
81626830
6298324
6411193
20591681
21125331
21086665
22107551
20676862
21594098
20804670
21767850
21690615
2424711
3069911
3155769
3169059
3173747
3188422
3199528
3200797
3206794
3208691
3209889
3224797
3225315
3238060
3253614
3262656
3273281
4707156
1000124919
1000126757
1000127375
1000130733
1000139024
1000148912
1000151677
1000157083
1000161528
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
1000161544
1000161765
1000162332
1000162620
1000169285
1000171388
1000172397
1000173312
1000179375
1000179697
1000190720
1000193120
1000194398
1000197188
1000197565
1000197648
1000198280
1000198880
0000000000
0000000000
0000000000
1000201657
1000202446
1000202503
1000203758
1000203812
1000203836
0000000000
1000205774
1000206905
1000207060
1000207072
1000207338
1000207871
1000207950
1000207952
1000208534
1000208614
1000208899
1000210800
1000211435
1000211499
1000211558
1000211638
1000211736
1000211934
0000000000
1000212166
1000212437
1000212639
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
1000212669
1000212826
1000213159
1000213191
1000213595
1000213840
1000213957
1000220169
1000220202
1000220567
1000220609
1000220828
1000220992
1000221491
0000000000
1000221665
1000221757
1000222614
1000222943
1000223079
1000223128
1000223183
1000223189
1000223417
1000223464
1000223701
1000223743
1000223961
1000224035
0000000000
1000224147
1000224148
1000224411
0000000000
1000225002
1000225165
1000225208
1000225230
1000225615
1000230153
0000000000
1000230369
1000230419
1000230819
1000230888
1000230949
0000000000
1000231155
1000231160
1000231322
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
1000231461
1000231521
1000231657
0000000000
1000231866
1000231964
1000232352
1000232621
1000232725
1000232890
1000232967
1000232991
1000233003
1000233090
1000233173
1000233234
1000233352
1000233481
1000233482
1000233611
0000000000
1000233701
1000233772
1000233807
1000233935
1000233961
1000234146
1000234166
0000000000
1000234217
1000234452
1000234523
1000234789
1000234826
1000234840
1000235132
1000235448
1000235696
1000235744
1000235872
1000235883
1000235895
1000235925
1000235959
1000236093
1000236427
1000236484
0000000000
1000237071
1000237120
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
1000237239
1000237244
1000237501
1000237525
1000237532
1000237576
1000237600
0000000000
1000237914
0000000000
1000238326
1000238517
1000238544
1000238663
1000238724
1000238807
1000238855
1000239025
1000239048
1000239270
0000000000
1000239483
1000239502
1000239509
1000239510
1000239515
1000239597
1000239681
1000239702
1000239738
1000239748
1000239782
1000239913
1000240286
1000240300
1000240342
1000240369
1000240409
1000240460
1000240747
1000240883
1000240891
0000000000
1000240984
1000240987
1000241196
1000241243
1000241307
1000241425
1000241487
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
1000241697
1000241919
1000242037
1000243301
1000243530
1000243544
1000243639
1000243707
1000243929
1000244075
1000244249
1000244421
1000244634
1000244656
0000000000
1000244965
1000245006
0000000000
1000245167
1000245270
1000245331
1000245414
1000245473
1000245497
1000245623
1000246058
1000246665
1000246971
1000247201
0000000000
1000247927
1000248001
0000000000
1000249820
1000251173
1000251699
1000252854
0000000000
9000225238
9000225256
9000225258
9000225274
0000000000
0000000000
6971329 FLOW
6971105 FLOW
6934996 FLOW
6968473 FLOW
6891261 FLOW
6938880 FLOW
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
6940670 FLOW
6936041 FLOW
6975627 FLOW
6971303 FLOW
6968721 FLOW
6942882 FLOW
6964795 FLOW
6940589 FLOW
6964985 FLOW
6967780 FLOW
6967806 FLOW
6975445 FLOW
6812010 FLOW
6969869 FLOW
6967749 FLOW
6946107 FLOW
6968101 FLOW
6971261 FLOW
6893960 FLOW
6965230 FLOW
6945323 FLOW
6966030 FLOW
6937312 FLOW
6937346 FLOW
6937643 FLOW
6937908 FLOW
6936025 FLOW
6963680 FLOW
6945083 FLOW
6964035 FLOW
6964878 FLOW
6976047 FLOW
6967657 FLOW
6934590 FLOW
6935274 FLOW
6942239 FLOW
6945638 FLOW
6964837 FLOW
6967608 FLOW
6967764 FLOW
6968077 FLOW
6945208 FLOW
6942734 FLOW
6971410 FLOW
6938864 FLOW
6959787 CM03AD
6934731 FLOW
6942692 FLOW
6967830 FLOW
6941066 FLOW
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
6889919 FLOW
6972004 FLOW
6972087 FLOW
6959605 CM03AD
6959795 CM03AD
6971204 FLOW
6964803 FLOW
6959589 CM03AD
6959746 CM03AD
6996235 CM03AE
6996326 CM03AE
6959779 CM03AD
6943278 FLOW
6942650 FLOW
6942395 FLOW
6959688 CM03AD
6935498 FLOW
6938872 FLOW
6936017 FLOW
6896153 FLOW
6971287 FLOW
6969406 FLOW
6942387 FLOW
6969521 FLOW
6937288 FLOW
6975429 FLOW
6944565 FLOW
6934715 FLOW
6964647 FLOW
9054875 TR03AA
9054883 TR03AA
6877278 AH0204
6971675 FLOW
6968986 FLOW
6943658 FLOW
6934939 FLOW
6968978 FLOW
6946396 FLOW
9055005 PR03AB
6971725 FLOW
9054974 PR03AB
6972897 FLOW
6944045 FLOW
6945026 FLOW
6971121 FLOW
6945174 FLOW
6931398 FLOW
6968671 FLOW
6936991 FLOW
6939953 FLOW
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
6941272 FLOW
6959704 CM03AD
6959720 CM03AD
6959738 CM03AD
6996185 CM03AE
6996193 CM03AE
6996201 CM03AE
6963789 FLOW
6936322 FLOW
6941892 FLOW
6965479 FLOW
6945547 FLOW
6935472 FLOW
6938013 FLOW
6942296 FLOW
6959613 CM03AD
6967392 FLOW
6967723 FLOW
6959621 CM03AD
6890206 FLOW
6930523 FLOW
6941314 FLOW
9054933 PR03AB
9054917 PR03AB
6978027 FLOW
6942288 FLOW
6974885 FLOW
6974893 FLOW
6959571 CM03AD
6959597 CM03AD
6959647 CM03AD
6959712 CM03AD
6959753 CM03AD
6996268 CM03AE
6996284 CM03AE
6959639 CM03AD
6996227 CM03AE
6996292 CM03AE
6996334 CM03AE
9054909 PR03AB
6940571 FLOW
9054982 PR03AB
6959662 CM03AD
6959670 CM03AD
6959696 CM03AD
6959761 CM03AD
6996219 CM03AE
6996250 CM03AE
6996276 CM03AE
6996300 CM03AE
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
6959654 CM03AD
6996243 CM03AE
6973028 FLOW
6996979 SC03AA
9054958 PR03AB
6973135 FLOW
6968408 FLOW
6936421 FLOW
6967301 FLOW
9054966 PR03AB
6972376 FLOW
9054941 PR03AB
6894877 FLOW
6895577 FLOW
6944524 FLOW
6996318 CM03AE
6894638 FLOW
9055013 PR03AB
6944938 FLOW
9054990 PR03AB
9054891 PR03AB
3274006638
3262003849
0000000000
3254005280
1781004263
1781004586
1781003629
3262003251
3274009328
1162001437
3264001501
0000000000
3252003490
3262003511
0000000000
3261002322
3254001774
3274006828
1161002772
1781004298
0000000000
1781003711
1781005680
3254004763
1162001838
3261001980
1781005868
0000000000
3254001491
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
0000000000
3252004444
3262002721
3262005397
3254005712
1162001565
1781005109
1781004304
3262004664
1781003497
1781004727
1781003517
3262004715
3254004437
1161004244
3261003995
3100001261
3261001971
0000000000
1781002257
1162002102
1781004960
3254004308
3262003877
3274003835
1162000543
3262002730
3254002313
3262002010
1781002219
1162001795
0000000000
3275003179
1781003382
0000000000
1781004706
0000000000
1781003461
3261002373
0000000000
1161003883
1781004903
1781005705
1781005162
3261003732
1162001902
1781003460
3255003340
0000000000
1781005998
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
1161001553
0000000000
1781003514
1781003155
0000000000
1162001435
1781004099
1781003111
1162001770
1162001504
3262005048
3252002557
1781005759
3262004962
3252002538
3274008219
3262003461
0000000000
1781006066
1781005500
1781005588
1781004828
3274005141
1781004312
3274007230
3274006860
3252003845
3261002277
0000000000
3275003065
3252003032
3262005311
1781005447
1162000667
3254001417
1781003592
3254003998
1781002785
1781004831
1781005550
3261003243
1781004368
1161001566
1781005282
1781006129
3252004548
3254000916
3261003536
3254005680
3274006221
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
3274006140
1781003113
1781002337
1781006020
1781004728
3261001748
1781005901
3261003051
3274007201
3274007662
1781002653
3274006896
3252001834
3255003753
1781005488
3274002655
1781004998
3254001600
3274003477
1781000578
3255003627
1781004857
3261003632
3274007684
1781004799
1781002981
0000000000
3274004293
3254005310
1781002824
1162001812
3274008045
1781002026
1781005927
3274002750
1162001652
1781005152
1781003924
1781003563
3262001500
1785003109
1161002761
3254005410
3274004623
3262002325
3262005418
0000000000
3275003082
1162001591
1781004814
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
3274006661
3274008285
1781004259
3274009348
3252000726
1781002569
3262002537
3262002536
1781004949
0000000000
3252003159
3274003319
1162001866
0000000000
0000000000
3274008730
3274007063
3262003271
3252004533
3274007209
3252001734
1782001171
3262000687
0000000000
3274008490
3274005124
1781003358
1781005448
1781003043
3274004789
1781004481
3261001273
3262002099
1781005381
1781003878
3261001123
3274001498
3274007767
1781005320
3254004610
1785003888
1781004956
0000000000
1781004740
1161002977
1781004388
3252003582
1781003465
1781002440
0000000000
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
3254003886
3261003690
3262004148
1781005915
1781005942
3254006143
3274009561
1781006044
1781006155
3254006071
3254006084
1781005256
20858866
22566657
7073935491
7074599882
7076073167
7073946829
21748355
21846480
21843263
21847744
21183298
21844154
21860077
21859558
21210562
21213145
21214135
21966205
21972617
21974316
21978713
21979067
21980990
21983382
21991104
21991393
21992151
21992425
21996160
21998174
21999875
22000244
22001747
22015739
21976659
21903414
1501100455
105187801
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
1304000363
1701100266
105060404
1701100052
106305501
106786700
307325803
1101001195
1101001365
1101001394
1303000728
1308000806
1309001660
1310001950
1310001989
1312000774
1501103602
1701101252
0000000000
1701101297
105302806
105741904
106543804
1302000593
1302000747
1302000776
1303000608
1303000633
1303000709
1304002266
1309001173
1501102821
9044025 00000EMC9044025 FLOW
9105834 4727921 FLOW
9036740 00000EMC9036740 FLOW
9038357 00000EMC9038357 FLOW
9043555 4383758 FLOW
9043571 4391116 FLOW
9043605 4355608 FLOW
9044199 00000EMC9044199 FLOW
9046301 4703229 FLOW
9096959 4522843 FLOW
9045337 00000EMC9045337 FLOW
6975361 00000EMC6975361 FLOW
9042920 60001060 FLOW
9043639 00000EMC9043639 FLOW
9116278 3050057 AG0307
9097221 4730982 FLOW
9046285 4710794 FLOW
9097429 4678124 FLOW
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
9042276 10301335 FLOW
9038316 305000052 FLOW
9038498 60001007 FLOW
9039744 77241673 FLOW
9043597 4696969 FLOW
9044116 00000FRANQUEZOL FLOW
9044439 176773002 FLOW
9044512 3446053611 FLOW
9044561 176713069 FLOW
9043563 4687174 FLOW
9042029 00000EMC9042029 FLOW
9045659 00000EMC9045659 FLOW
9043589 4692208 FLOW
6980205 10012554 FLOW
9043548 4713947 FLOW
9097098 4675476 FLOW
6980668 10012410 FLOW
9037813 305000050 FLOW
9038746 4686499 FLOW
6970784 00000EMC6970784 FLOW
9116260 3040287 AG0307
9116286 3040005 AG0307
9130113 302113 AS03AA
9130121 30523 AS03AA
9130139 305157 AS03AA
9130147 305149 AS03AA
9096504 000000000WH5605 FLOW
9097890 00000EMC9097890 FLOW
9098146 10301404 FLOW
9040882 00000EMC9040882 FLOW
9101502 304115 FLOW
9042359 235225 FLOW
9040718 00000EMC9040718 FLOW
9039876 00000EMC9039876 FLOW
9101189 000000000WH5720 FLOW
9099045 343478 FLOW
9097635 00000EMC9097635 FLOW
9044991 00000EMC9044991 FLOW
9042938 00000EMC9042938 FLOW
9033929 00000EMC9033929 FLOW
6973515 9726208 FLOW
9104027 00000EMC9104027 FLOW
6972277 00000EMC6972277 FLOW
9044793 000000000WH5621 FLOW
9103201 00000EMC9103201 FLOW
9104001 4689246 FLOW
9046079 00000EMC9046079 FLOW
9046376 00000EMC9046376 FLOW
9098526 00000EMC9098526 FLOW
9099656 34418 FLOW
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
9041500 00000EMC9041500 FLOW
6976070 72494428 FLOW
6980734 00000EMC6980734 FLOW
6981278 00000EMC6981278 FLOW
6938526 5000528 FLOW
6942254 10010414 FLOW
6968010 000000000WH5456 FLOW
6968424 9725676 FLOW
6976419 9725838 FLOW
6977268 9725838 FLOW
6978308 00000EMC6978308 FLOW
6978423 00000EMC6978423 FLOW
6981237 72436205 FLOW
6981302 00000EMC6981302 FLOW
6981559 60304062 FLOW
6981740 00000EMC6981740 FLOW
6981880 00000EMC6981880 FLOW
6982623 00000EMC6982623 FLOW
6982862 00000EMC6982862 FLOW
6983340 1124803 FLOW
6983480 00000EMC6983480 FLOW
6983514 1124599 FLOW
9033150 00000EMC9033150 FLOW
9033499 00000EMC9033499 FLOW
9034182 000000000WH5485 FLOW
9034695 00000EMC9034695 FLOW
9034737 00000EMC9034737 FLOW
9034778 00000EMC9034778 FLOW
9035601 50001202 FLOW
9035643 00000EMC9035643 FLOW
9035874 00000EMC9035874 FLOW
9036203 00000EMC9036203 FLOW
9036807 00000EMC9036807 FLOW
9037763 00000EMC9037763 FLOW
9038241 00000EMC9038241 FLOW
9038365 10012986 FLOW
9038662 00000EMC9038662 FLOW
9038845 4659652 FLOW
9038852 4707725 FLOW
9038969 00000EMC9038969 FLOW
9039751 00000EMC9039751 FLOW
9039991 000000000WH5627 FLOW
9040130 000000000WH5651 FLOW
9040155 00000EMC9040155 FLOW
9040189 4689337 FLOW
9040213 00000EMC9040213 FLOW
9040676 00000EMC9040676 FLOW
9041138 20310273 FLOW
9041179 10012942 FLOW
9041260 00000EMC9041260 FLOW
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
9041278 000000000WH5648 FLOW
9041575 00000EMC9041575 FLOW
9041765 60000970 FLOW
9042227 305000069 FLOW
9042268 00000EMC9042268 FLOW
9042649 00000EMC9042649 FLOW
9043506 4691689 FLOW
9043803 90305359 FLOW
9043845 0000000BAXTEREL FLOW
9044397 30560 FLOW
9096256 00000EMC9096256 FLOW
9096710 00000EMC9096710 FLOW
9098989 00000EMC9098989 FLOW
6978407 00000EMC6978407 FLOW
9034877 00000EMC9034877 FLOW
9037961 00000EMC9037961 FLOW
9037870 60304189 FLOW
9041872 00000EMC9041872 FLOW
9037029 10012874 FLOW
9037433 00000EMC9037433 FLOW
9041328 00000EMC9041328 FLOW
9034711 00000EMC9034711 FLOW
9100587 00000EMC9100587 FLOW
9035742 00000EMC9035742 FLOW
9033192 00000EMC9033192 FLOW
9035924 20030801 FLOW
9039041 00000EMC9039041 FLOW
6981922 00000EMC6981922 FLOW
6980213 00000EMC6980213 FLOW
9044447 00000EMC9044447 FLOW
9098823 00000EMC9098823 FLOW
6933196 00000EMC6933196 FLOW
9040692 00000EMC9040692 FLOW
9041989 00000EMC9041989 FLOW
9103250 00000EMC9103250 FLOW
9097502 00000EMC9097502 FLOW
9043530 4708723 FLOW
9034117 00000EMC9034117 FLOW
9043498 4656500 FLOW
6973473 00000EMC6973473 FLOW
9116294 3030143 AG0307
9097122 4720744 FLOW
9101783 000000000WH5731 FLOW
9044876 00000CHAMBERSDO FLOW
9045311 8511039560 FLOW
6980601 60304082 FLOW
9040783 00000EMC9040783 FLOW
9096413 23040047 FLOW
9040494 11510058205 FLOW
9097478 00000EMC9097478 FLOW
LOAN_ID LOAN V SUB DEAL ID
-------- --------------- -----------
9034141 00000EMC9034141 FLOW
9040924 10012029 FLOW
6972236 00000EMC6972236 FLOW
6977383 00000EMC6977383 FLOW
6932511 0000000AMS11561 FLOW
9034745 00000EMC9034745 FLOW
6975197 00000EMC6975197 FLOW
9038340 20001906 FLOW
9040825 7000000487 FLOW
13949237 00000EMC9043621 FLOW
13954980 4693974 FLOW
13959920 4658985 FLOW
13908428 4529939 FLOW
13937346 00000EMC6983308 FLOW
13940492 00000EMC9033960 FLOW
13953973 00000EMC9046087 FLOW
13953919 00000EMC9046194 FLOW
13966342 235717 FLOW
13923535 10011555 FLOW
13942526 00000EMC9036096 FLOW
13959917 4705372 FLOW
13963486 4751350 FLOW
13957424 000000000WH5697 FLOW
13906983 4583787 FLOW
13906986 4586202 FLOW
13957028 00000EMC9099821 FLOW
13963485 4696787 FLOW
13966145 235725 FLOW
13925606 00000EMC6979231 FLOW
13941012 75228055 FLOW
13950080 00000EMC9045006 FLOW
13966153 4654950 FLOW
13959770 000000000WH5715 FLOW
13945175 00000EMC9039371 FLOW
13919441 9725982 FLOW
13959813 000000000WH5672 FLOW
13956665 34461 FLOW
13966340 235705 FLOW
13957027 00000EMC9099813 FLOW
13957039 000000000WH5674 FLOW
13953930 00000EMC9046228 FLOW
13942992 00000EMC9036948 FLOW
13946208 8511039399 FLOW
13945147 00000EMC9038894 FLOW
13928957 00000EMC6979843 FLOW
13948788 00000EMC9042813 FLOW
13946201 00000EMC9041161 FLOW
13945156 00000EMC9039280 FLOW
