Exhibit 10.5.3 SECOND AMENDMENT TO EMPLOYMENT AGREEMENT THIS SECOND AMENDMENT TO EMPLOYMENT AGREEMENT, dated as of January 14, 2003, is by and between InteliData Technologies Corporation, a Delaware corporation and Alfred S. Dominick, Jr....

                                                                  Exhibit 10.5.3

                    SECOND AMENDMENT TO EMPLOYMENT AGREEMENT

     THIS SECOND  AMENDMENT  TO  EMPLOYMENT  AGREEMENT,  dated as of January 14,
2003,  is  by  and  between  InteliData  Technologies  Corporation,  a  Delaware
corporation and Xxxxxx X. Xxxxxxxx,  Xx. ("Executive") and amends the Employment
Agreement dated April 5, 1999, and previously  amended on April 5, 2002, between
InteliData and the Executive as follows:

     1.   Section  2 of  the  Employment  Agreement  shall  be  replaced  in its
          entirety by the following:

          "2. Term. The period of employment shall be from April 5, 1999 through
          April 5, 2004, unless sooner terminated as herein set forth."

     IN WITNESS  WHEREOF,  the parties have  executed  this SECOND  AMENDMENT TO
EMPLOYMENT  AGREEMENT  as of  the  fourteenth  day  of  January  2003.InteliData
Technologies Corporation

                                    By: /s/ Xxxxxxx X. Xxxxxx
                                        ------------------------------------
                                        Xxxxxxx X. Xxxxxx
                                        Chairman, Compensation Committee of
                                         the Board of Directors

                                     /s/ Xxxxxx X. Xxxxxxxx, Xx.
                                     ----------------------------------------
                                     Xxxxxx X. Xxxxxxxx, Xx.