EXECUTION VERSION AMENDED AND RESTATED FUNDING 1 LOAN AGREEMENT DATED 13 SEPTEMBER 2019 FOSSE FUNDING (NO.1) LIMITEDas Funding 1 andSANTANDER UK PLCas Funding 1 Loan Provider andTHE BANK OF NEW YORK MELLON, LONDON BRANCHas Funding 1 Security Trustee

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