EXHIBIT 4(b)
SIXTH JOINT AMENDMENT TO
AGREEMENT TO PROVIDE INSURANCE;
DISBURSEMENT REQUEST AND AUTHORIZATION;
PROMISSORY NOTE; AND
LOAN AND SECURITY AGREEMENT
This Sixth Joint Amendment to Agreement to Provide Insurance; Disbursement
Request and Authorization; Promissory Note; and Loan and Security Agreement is
entered into this 5th day of May, 1998, by and between PC Quote, Inc., a
Delaware corporation ("PC Quote") and PICO Holdings, Inc., a California
corporation ("PICO").
WHEREAS, PC Quote and PICO are parties to that certain Agreement to Provide
Insurance; Disbursement Request and Authorization; Promissory Note; and Loan and
Security Agreement, as amended August 8, 1997, September 22, 1997, December 30,
1997, February 5, 1998, and March 10, 1998 (collectively, the "Definitive
Agreements").
NOW, THEREFORE, for good and valuable consideration, the receipt of which is
hereby acknowledged, PC Quote and PICO hereby agree to amend the Definitive
Agreements as follows:
I. PROMISSORY NOTE DATED MAY 5, 1997, AMENDED AUGUST 8, 1997, SEPTEMBER
22, 1997, DECEMBER 30, 1997, FEBRUARY 5, 1998, AND MARCH 10, 1998.
The Amended Promissory Note is hereby again amended as follows:
A. In the second paragraph, on the third line delete "April 30,
1998" and insert "May 31, 1998."
II. Except as expressly provided herein, all of the terms and provisions
of the Definitive Agreements shall remain in full force and effect.
III. This Sixth Joint Amendment may be executed in multiple counterparts,
each of which shall be deemed an original and all of which together
shall constitute one and the same instrument.
IN WITNESS WHEREOF, the parties have executed this Sixth Joint Amendment as of
the date first written above.
PC QUOTE, INC.
By: ______________________________________
Its: ______________________________________
PICO HOLDINGS, INC.
By: ______________________________________
Its: ______________________________________