Exhibit 10.1
SUBSEQUENT TRANSFER AGREEMET
First Alliance Mortgage Company in its capacities as seller (in such
capacity, the "Seller") and as servicer (in such capacity, the "Servicer") and
First Alliance Mortgage Loan Trust 1999-2, as the "Purchaser", pursuant to the
Pooling and Servicing Agreement dated as of June 1, 1999, (the "Pooling and
Servicing Agreement") among the Seller, the Servicer and Norwest Bank Minnesota,
National Association, a national banking association, in its capacities as
Trustee (in such capacity, the "Trustee") and as oversight agent (in such
capacity, the "Oversight Agent"), hereby confirm their understanding with
respect to the sale by the Seller and the purchase by the Purchaser of those
Mortgage Loans (the "Subsequent Mortgage Loans") listed on the attached
Schedules of Mortgage Loans.
Conveyance of Subsequent Mortgage Loans. As of June 28, 1999 (the
"Subsequent Transfer Date"), the Seller does hereby irrevocably transfer,
assign, set over and otherwise convey to the Purchaser, without recourse (except
as otherwise explicitly provided for herein) all of its right, title and
interest in and to any and all benefits accruing from the Subsequent Mortgage
Loans which are delivered to the Trustee herewith (and all substitutions
therefor as provided by Sections 3.3, 3.4 and 3.6 of the Pooling and Servicing
Agreement), together with the related Subsequent Mortgage Loan documents and the
interest in any Property which secured a Subsequent Mortgage Loan but which has
been acquired by foreclosure or deed in lieu of foreclosure, and all payments
thereon and proceeds of the conversion, voluntary or involuntary, of the
foregoing; and proceeds of all the foregoing (including, but not by way of
limitation, all proceeds of any mortgage insurance, hazard insurance and title
insurance policy relating to the Subsequent Mortgage Loans, cash proceeds,
accounts, accounts receivable, notes, drafts, acceptances, chattel paper,
checks, deposit accounts, rights to payment of any and every kind, and other
forms of obligations and receivables which at any time constitute all or part of
or are included in the proceeds of any of the foregoing). The Seller shall
deliver the original Mortgage or mortgage assignment with evidence of recording
thereon (except as otherwise provided by the Pooling and Servicing Agreement)
and other required documentation in accordance with the terms set forth in
Sections 3.5 and 3.8 of the Pooling and Servicing Agreement.
The costs relating to the delivery of the documents specified in this
Subsequent Transfer Agreement and the Pooling and Servicing Agreement shall be
borne by the Seller.
The Seller hereby affirms the representations and warranties set forth
in the Pooling and Servicing Agreement that relate to the Seller and the
Subsequent Mortgage Loans as of the date hereof. The Seller hereby delivers
notice and confirms that each of the conditions set forth in Section 3.8(b),
3.8(c) and 3.8(d) to the Pooling and Servicing Agreement are satisfied as of the
date hereof.
Pursuant to Section 3.8(a) of the Pooling and Servicing Agreement, the
Seller instructs the Trustee to release one-hundred percent of the aggregate
principal balances of the Subsequent Mortgage Loans so transferred from the
Pre-Funding Account, $20,236,270.79 pursuant to this Subsequent Transfer
Agreement and to include $12,529,888.65 of the Subsequent Mortgage Loans
listed in Exhibit A hereto in Group I and $7,706,382.14 of the Subsequent
Mortgage Loans listed in Exhibit B hereto in Group II.
All terms and conditions of the Pooling and Servicing Agreement are
hereby ratified, confirmed and incorporated herein, provided that in the event
of any conflict the provisions of this Subsequent Transfer Agreement shall
control over the conflicting provisions of the Pooling and Servicing Agreement.
Terms capitalized herein and not defined herein shall have their
respective meanings as set forth in the Pooling and Servicing Agreement.
IN WITNESS WHEREOF, the undersigned have duly executed this Agreement
this 28th day of June, 1999.
FIRST ALLIANCE MORTGAGE
COMPANY, as Seller and Servicer
By: /s/ Xxxxxxxxx Xxxxx
------------------------------------
Name: Xxxxxxxxx Xxxxx
Title: Executive Vice President and
Chief Financial Officer
FIRST ALLIANCE MORTGAGE LOAN
TRUST 1999-2, by Norwest Bank Minnesota,
National Association, as Trustee
By: /s/ Xxxxx X. Xxxxxx
------------------------------------
Name: Xxxxx X. Xxxxxx
Title: Trust Officer
NORWEST BANK MINNESOTA,
NATIONAL ASSOCIATION,
as Trustee and Oversight Agent
By: /s/ Xxxxx X. Xxxxxx
------------------------------------
Name: Xxxxx X. Xxxxxx
Title: Trust Officer
Dated: June 28, 1999
206070.2D
EXHIBIT A
LOAN SCHEDULE -- 1999-2 (FIXED)
Loan Lien Cut-Off Current Current
Number Property Address City ST Zip Pos Balance Rate Pmt
-----------------------------------------------------------------------------------------------------------------------------
106403 000 XXXXXX XXXXXX XXX XXXXXXX XX 00000 1 82,424.00 9.390 686.46
106407 0000 X. XXXXXX XXXXXX XXXXX XXX XX 00000 1 141,151.37 9.490 1,492.87
205196 649 "A" XXXXXX XXXXXX XXXX XX 00000 1 73,490.00 9.390 612.05
304925 0000 XXXX 000XX XXXXXX XXXXXXXX XX 00000 1 120,101.84 9.750 1,034.17
304935 000 X. 0xx Xx. XXX XXXXX XX 00000 1 126,390.00 9.350 1,048.95
304938 000 X. 000xx Xx XXX XXXXXXX XX 00000 1 56,968.00 8.990 457.97
304941 0000 XXXXXXX XXXXXX XXX XXXXXXX XX 00000 2 41,621.00 8.590 322.69
304950 0000 XXXX 00XX XXXXX XXX XXXXXXX XX 00000 1 89,990.00 8.990 723.43
406081 0000 XXXXX XXXXXX XXXXXXX XX 00000 1 169,601.00 8.590 1,679.09
406084 00000 XXXXX XXXXXX XXXXXXX XX 00000 1 116,979.00 10.150 1,039.56
406086 0000 XXXXX XXXXXX XXXXXXXX XX 00000 1 149,547.00 11.550 1,486.66
406087 000 XXXXX XXXXXX XXXXXXX XX 00000 1 77,340.00 8.090 572.35
406089 00000 XXXXXXX XXXXXX XXXXXXX XX 00000 2 33,702.00 12.590 417.36
505908 0000 XXXXXXXX XXX. SANTA MONICA CA 90404 1 60,350.00 9.390 502.62
505911 000 XXXXX XXXXXXX XXXXXX XXX XXXXXXX XX 00000 1 146,305.00 10.250 1,311.04
505912 0000 XXXX XXXX XXXX XXXXXX XX 00000 1 82,405.00 8.590 638.89
505916 0000 XXXXXXXX XXX Xxxxxxxx Xxxx XX 00000 1 205,102.00 9.990 1,798.40
605154 126 XXXXX VISTA AV. PITTSBURG CA 94565 1 51,690.00 9.390 430.50
605163 23 XXXXX ST. PITTSBURG CA 94565 1 62,252.00 8.990 500.45
605167 000 XXXXXX XXX. NOVATO CA 94945 1 54,882.00 8.990 441.20
605168 0000 XXXXXX XX. SAN RAMON CA 94583 1 205,071.00 8.490 1,575.37
705133 000 XXXX XXXXXXXX XXXXX XXXXXXXX XX 00000 2 10,505.92 14.550 184.03
707518 2833-0000 X 0XX XX, XXX XXXXXXX XX 00000 1 134,741.37 9.500 1,135.07
707656 0000 XXXXXX XXX, XXXXXXX XXXX XX 00000 1 55,224.00 8.590 428.15
707659 3877 LOLITA CT CHINO CA 91710 1 99,990.00 10.350 903.45
707662 0000 XXXXXXX XXX XXXXXXXX XX 00000 1 86,990.00 12.750 945.31
707678 0000 XXXXXXX XXX XXXXXXXXX XX 00000 1 53,772.00 8.590 416.89
707679 0000 XXXXXXX XXXX XXXX XXXXXX XX 00000 1 116,240.00 9.350 964.71
707681 0000 XXXXXXX XXX XXXXXXXXX XX 00000 1 28,653.00 9.090 232.41
806990 0000 XXXXXXXXX XXX XXX XXXX XX 00000 1 93,653.00 8.990 752.88
807005 0000 XXXXX XXXX XXXX XXXX XXX XX 00000 1 217,161.24 9.800 1,875.30
807009 419 EL CAJON DR SAN JOSE CA 95111 1 110,896.00 9.390 923.59
807010 000 XXXXXXXXX XXX XXXXXXXX XX 00000 1 29,294.00 8.090 216.79
807014 0000 XXXXX 00XX XXXXXX XXX XXXX XX 00000 1 170,778.00 8.850 1,355.73
807015 1374 OLYMPUS DR SAN JOSE CA 95129 1 290,540.00 8.990 2,335.66
807017 0000 XXXX XXXXXX XXX XXXXX XX 00000 1 68,099.00 8.990 547.45
807022 000 XXXXXXX XXXXXX X. XXX XXXXXXXXX XX 00000 1 77,664.00 8.090 574.75
1603177 000 00XX XX XX XXXXXXXX XX 00000 1 83,240.00 9.350 690.84
1603181 00000 XXXXXXXXX XX XX XXXXXXX XX 00000 1 218,738.78 8.550 1,697.74
1603193 00000 XXXXXXXXX 000XX XX XXXXXXXX XX 00000 1 136,058.00 8.590 1,054.86
1603195 00000 00XX XXX X XXXXXXXX XX 00000 1 104,772.00 9.350 869.54
1603199 0000 XXXXXXXX XXX XXXXXXX XX 00000 1 122,712.00 9.850 1,063.31
1603202 16922 000XX XX XX XXXXXX XX 00000 1 176,240.00 9.350 1,824.42
1603206 0000 00XX XXX X XXXXXXX XX 00000 1 76,250.00 9.790 657.35
1603214 000 X XXXXXXXX XXXXXX XXXXXXX XX 00000 1 159,235.00 8.990 1,280.10
Loan Mat Pmt Prop Occup Appraised Orig
Number Date Type Type Type Value Type
------------------------------------------------------------
106403 6/1/29 A S P 141,000 F
106407 7/1/14 A S P 205,000 F
205196 8/1/29 A S P 105,000 F
304925 7/1/29 A S P 350,000 F
304935 8/1/29 A S P 158,000 F
304938 8/1/29 A S P 120,000 F
304941 8/1/29 A S P 107,000 F
304950 8/1/29 A S P 120,000 F
406081 8/1/14 A S P 272,000 F
406084 7/1/29 A S I 156,000 F
406086 8/1/29 A S P 255,000 F
406087 8/1/29 A S P 119,000 F
406089 8/1/14 A F P 253,000 F
505908 8/1/29 A S P 288,000 F
505911 8/1/29 A F P 183,000 F
505912 8/1/29 A S P 175,000 F
505916 8/1/29 A S P 274,000 F
605154 8/1/29 A S P 88,000 F
605163 8/1/29 A S P 105,000 F
605167 8/1/29 A S P 245,000 F
605168 7/1/29 A P P 350,000 F
705133 9/1/07 A S P 126,000 F
707518 4/1/29 A F P 180,000 F
707656 8/1/29 A C P 85,000 F
707659 7/1/29 A S P 125,000 F
707662 8/1/29 A S P 135,000 F
707678 8/1/29 A S P 90,000 F
707679 7/1/29 A S P 155,000 F
707681 8/1/29 A S P 85,000 F
806990 6/1/29 A S P 263,000 F
807005 6/1/29 A S P 300,000 F
807009 8/1/29 A S P 246,000 F
807010 7/1/29 A S P 265,000 F
807014 7/1/29 A S P 244,000 F
807015 8/1/29 A S P 447,000 F
807017 7/1/29 A S P 127,000 F
807022 8/1/29 A S P 265,000 F
1603177 8/1/29 A S P 111,000 F
1603181 7/1/29 A S P 263,000 F
1603193 6/1/29 A S P 250,000 F
1603195 7/1/29 A S P 133,000 F
1603199 8/1/29 A S P 155,000 F
1603202 8/1/14 A S P 228,000 F
1603206 7/1/29 A S P 178,000 F
1603214 8/1/29 A S P 325,000 F
Page 1 99-2
EXHIBIT A
LOAN SCHEDULE -- 1999-2 (FIXED)
Loan Lien Cut-Off Current Current
Number Property Address City ST Zip Pos Balance Rate Pmt
-----------------------------------------------------------------------------------------------------------------------------
1603216 00000 00XX XX XX XXXXXXXXX XX 00000 1 157,240.00 10.350 1,420.73
1603217 00000 XX 000XX XX XXXXXXXXXXX XX 00000 1 191,379.47 8.990 1,549.11
1603219 000 00XX XXX XXXXXXX XX 00000 1 158,987.00 8.850 1,262.12
1703378 3500 IVY ST DENVER CO 80207 1 53,374.00 12.250 559.30
1703386 00000 XXXXX XX XXXXXXXXX XX 00000 1 102,941.00 8.590 798.10
1703387 0000 X XXXX XX XXXXXX XX 00000 1 68,017.00 8.590 527.34
1703394 0000 X 00XX XXX XXXXXX XX 00000 1 59,736.00 9.390 497.51
1703401 000 XXXX XX XXXXXXXX XX 00000 1 69,238.00 8.090 512.39
1803982 0000 X. XXXXX XX. CHICAGO IL 60624 1 67,399.27 11.350 660.63
1804165 000 X. XXXXXXXX XXX. CHICAGO IL 60644 1 44,122.00 8.990 354.70
1804172 8823 S. MOZART EVERGREEN PARK IL 60805 1 51,698.00 9.490 434.33
1804174 0000 X. XXXXXXXXX XXXXXX XXXXXXX XX 00000 1 52,223.00 9.390 434.93
2102282 0000 XX XXXXXXXX XXXX XXXXXXXX XX 00000 1 388,156.00 9.750 3,334.86
2102284 15748 WINRIVER RD BROOKINGS OR 97415 1 61,456.00 8.990 622.96
2102299 0000 XX 00XX XXX XXXXXXXX XX 00000 1 61,523.00 9.790 653.25
2102304 000 XX 000XX XXX XXXXXXXX XX 00000 1 85,547.00 8.590 663.25
2202150 00 X. XXXXXXXX XXXX XXXXXXXX XX 00000 1 104,727.00 8.990 1,061.59
2202167 0000 XXXXXXX XXXXXX XXXXX XXXXX XX 00000 1 70,941.86 8.590 554.06
2202175 0000 XXXXXXXX XXX. SKOKIE IL 60076 1 55,490.00 9.340 574.09
2401859 00000 XX 00XX XXXXXX XXXXXXX XX 00000 1 72,790.00 8.590 564.34
2401868 0000 XX 00XX XXXXXXX XXXXX XXXXXXX XX 00000 1 103,490.00 9.350 858.90
2401874 1004 CITRUS ISLE FORT LAUDERDALE FL 33315 1 152,524.00 8.590 1,182.52
2500578 17624 XXXXXXX XXXX XXXXXX XXX XX 00000 1 84,461.00 8.990 678.98
2600748 0000 XXXX XXXXXX XXXXX XXXXXXX XX 00000 1 87,694.70 10.490 807.02
2600749 0000 X XXXXXX XXXXXX XXXX XX 00000 1 194,118.00 9.350 1,611.05
2600755 0000 XXXX XXXXXXXX XXXXXX XXXXXXXXXX XX 00000 1 54,361.00 8.590 538.19
2600759 0000 XXXX 0XX XXXXXX XXXX XX 00000 1 78,113.00 10.250 699.97
2700807 1226 W.000 XXXXX XXXX XXXXXXXXX XX 00000 1 101,409.98 9.990 893.47
2700813 0000 XXXXX XXXX XXXX XX XXXX XXXX XXXX XX 00000 1 95,628.86 9.350 797.40
2700821 2972 SOUTH 8850 WEST MAGNA UT 84044 1 43,491.00 9.250 398.32
2901100 000 XXXXXX XX XXXXXXXXX XX 00000 1 45,217.00 8.490 347.36
3101323 000 XXXXX XXXX XXXXXXXXXX XX 00000 1 148,381.00 8.890 1,182.18
3101345 26-00 XXXXXX XXXXXX XXXXXXXXX XX 00000 1 144,681.00 8.990 1,163.10
3101349 000 XXXXXXXX XXX XXXXX XXXX XX 00000 1 74,416.00 8.990 598.23
3101355 000 XXXXXXXXX XXXXXX XXXXXXXXXX XX 00000 1 78,716.62 9.490 662.10
3101358 00 XXXXXXX XXXXXX XXXXXXX XX 00000 1 88,699.00 8.990 713.05
3101362 176-000 XXXXXX XXXXXX XXXXXX XX 00000 1 58,023.99 9.390 483.25
3101366 00 XXXXX XXXXXX XXXXXXXXXX XX 00000 1 22,285.00 9.990 195.40
3101369 00 XXXXXXXX XXXX XXXXXX XX 00000 1 96,681.00 9.390 805.20
3201368 000 XXXXXXXX XXXXX XX. BABYLON NY 11704 1 79,417.33 10.990 758.98
3201387 00 XXXXXXXX XXXXX XXXX XXXXXXX XX 00000 1 70,824.14 10.990 678.35
3201391 000 X XXXXXXXXX XXX XXXXXXXXX XX 00000 1 63,436.00 8.590 491.82
3201401 00 XXXXXXXXXXX XX XXXXXXXXX XX 00000 1 131,990.00 9.350 1,095.43
0000000 0000 XXXXXXX XXXXXX XXXXXXXX XX 00000 1 138,549.00 11.250 1,345.67
3301036 000 XXXXXXX XXXXXX XXXXXXXX XX 00000 1 104,360.00 8.990 838.95
3301040 000 XxXXXXXXX XXXXXX XXXXXXXX XX 00000 1 158,138.00 10.790 1,480.95
Loan Mat Pmt Prop Occup Appraised Orig
Number Date Type Type Type Value Type
------------------------------------------------------------
1603216 8/1/29 A S P 185,000 F
1603217 7/1/29 A S P 234,000 F
1603219 8/1/29 A S P 220,000 F
1703378 8/1/29 A S P 123,000 F
1703386 8/1/29 A S P 161,000 F
1703387 8/1/29 A S P 147,000 F
1703394 8/1/29 A S P 101,000 F
1703401 8/1/29 A S P 150,000 F
1803982 2/1/29 A F P 90,000 F
1804165 7/1/29 A F P 90,000 F
1804172 7/1/29 A S P 87,000 F
1804174 8/1/29 A S P 82,500 F
2102282 7/1/29 A S P 491,000 F
2102284 6/1/14 A S P 115,000 F
2102299 8/1/14 A S P 130,000 F
2102304 8/1/29 A S P 147,000 F
2202150 7/1/14 A S P 165,000 F
2202167 7/1/29 A S P 102,000 F
2202175 8/1/14 A S P 211,000 F
2401859 7/1/29 A S P 112,000 F
2401868 8/1/29 A S P 133,000 F
2401874 8/1/29 A S P 240,000 F
2500578 7/1/29 A F P 122,000 F
2600748 7/1/29 A S P 105,000 F
2600749 8/1/29 A S P 261,000 F
2600755 8/1/14 A S P 115,000 F
2600759 8/1/29 A S P 99,000 F
2700807 6/1/29 A S P 240,000 F
2700813 7/1/29 A S P 120,000 F
2700821 7/1/19 A S P 68,000 F
2901100 8/1/29 A S P 71,000 F
3101323 7/1/29 A S I 250,000 F
3101345 8/1/29 A F P 350,000 F
3101349 8/1/29 A S P 200,000 F
3101355 7/1/29 A S P 100,000 F
3101358 8/1/29 A S P 157,000 F
3101362 8/1/29 A S P 99,000 F
3101366 8/1/29 A S P 133,000 F
3101369 8/1/29 A S P 222,000 F
3201368 6/1/29 A S P 125,000 F
3201387 6/1/29 A S P 218,000 F
3201391 8/1/29 A S P 135,000 F
3201401 8/1/29 A S P 176,000 F
3301004 7/1/29 A F P 185,000 F
3301036 7/1/29 A F P 185,000 F
3301040 7/1/29 A F I 250,000 F
Page 2 99-2
EXHIBIT A
LOAN SCHEDULE -- 1999-2 (FIXED)
Loan Lien Cut-Off Current Current
Number Property Address City ST Zip Pos Balance Rate Pmt
-----------------------------------------------------------------------------------------------------------------------------
3301050 87-00 000Xx Xx. Xxxxxxx XX 00000 1 110,474.00 8.990 888.10
3301055 111-00 000XX XXXXXX XXXXXXX XX 00000 1 87,740.00 8.890 699.04
3301057 000 00 000XX XXXXX XXXXXXX XX 00000 1 44,518.00 8.590 440.74
3301072 200-00 00XX XXX XXXXXXX XX 00000 1 59,254.00 8.090 569.35
3400968 949-00 XXXXXXX XXXXX XXXXXXXXXX XX 00000 1 87,540.00 10.750 981.28
3400971 000 XXXX XXXXXX XXXXXXXXXXXX XX 00000 1 36,615.00 9.790 388.78
3400983 0 XXXX XXXX XXXX XXXXXXXXX XX 00000 1 53,565.00 9.390 446.11
3400985 00 XXXXX XX XXXXXX XX 00000 1 130,667.00 9.250 1,074.97
3400986 000 XXXXXXX XXX XXXXXXXX XX 00000 1 57,850.00 9.890 502.98
3400988 000 XXXXX XX. PERTH AMBOY NJ 08861 1 81,740.00 9.750 702.27
3400990 000 XXXX 0XX XXX XXXXXXX XX 00000 1 52,744.00 9.790 454.70
3400993 00 XXXXXXXXX XXXXXX XXXXXXX XXXX XX 00000 1 23,161.99 8.490 177.93
3600465 00000 XXXXX XXXXX XX XXXXX XXXXXXXX XX 00000 1 152,357.00 9.650 1,297.81
3600467 19501 XXXXX XXXX XX XXXXX XX 00000 1 104,671.00 8.990 841.45
3600470 0000 XXXXXXXX XX XXXXXXXX XX 00000 1 111,544.00 8.490 1,097.76
3700289 000 XXXXXXXX XXX XXXXXXXXXX XX 00000 1 63,556.00 8.850 504.54
3800426 0000 X XXXXXX XXX XX XXXXXXXXXX XX 00000 1 61,163.00 9.090 496.10
3800428 0000 XXXXXX XX XX XXXXXXXXXX XX 00000 1 25,314.00 8.090 187.34
3900466 0000 XXXXXX XX XXXXXXXX XX 21122 1 29,392.00 8.990 236.28
3900479 0000 XXXXXXX XX XXXXXXXXX XX 00000 1 86,632.24 9.750 744.99
3900480 0000 XXXXXXXXXX XX XXXXXXXXX XX 00000 1 21,968.00 9.790 189.38
4300129 00 XXXX XXXXXX XXXXXX XX 00000 1 60,019.90 8.990 759.98
4400400 0000 XXXXX XXX XXXXX XXXX XX 00000 1 96,427.00 8.890 768.25
4400405 0000 XXXXX XXXXXX XXXXXXX XX 00000 1 97,695.00 9.150 999.62
4400408 0000 XXXXXXXX XXX XXXXX XXXX XX 00000 1 174,589.00 9.650 1,487.18
4400409 000 000XX XXX XXXXX XX 00000 1 107,940.00 10.650 999.49
4600360 000 XXXXX XXXXX XX XXXXXXX XX 00000 1 41,157.00 9.390 342.77
4800276 0 XXXXXXXXXXXXXX XXXXX XXXXX XX 00000 1 57,531.00 8.590 446.04
4800277 00 XXXXXX XXXX XXXXX XXXXX XXXX XX 00000 1 188,446.00 8.850 1,495.98
4800279 00 XXXXXXXXX XXXXX XXXXXXXX XX 00000 1 71,909.00 8.990 578.08
4800286 000 XXXXXXX XXXXXX PT. JEFFERSON STATION NY 11776 1 83,647.99 9.390 696.65
4800291 0 XXXXX XXXX XXXXXXXX XX 00000 1 57,718.00 9.790 548.98
4800294 00 XXXXXXX XXXXX XXXXXXXXXXXX XX 00000 1 100,430.00 8.850 797.27
4800296 00 XXXX XXXXXX XXXXXXXXX XX 00000 1 54,595.00 8.990 438.89
4800300 00 XXXXXXXX XXXXXX XXXX XXXXXXXXXX XX 00000 1 90,986.00 8.590 1,132.48
4800302 00 XXXXXXX XXXXX XXXXXXXXX XX 00000 1 169,579.00 9.850 1,469.41
4800304 00 XXXXXXX XXXXXX XXXXX XXXX XX 00000 1 49,909.96 8.990 407.79
4800311 000 XXXXXXXXXX XXXX XXXXX XXXXXXX XX 00000 1 97,883.00 8.590 758.89
8901506 0000 XXXXXXXXX XXXX XXXXXXX XX 00000 1 70,187.19 13.990 831.23
8901507 34198 EAGLET WAY SOLDOTNA AK 99669 2 31,870.64 11.950 383.03
-----------------------------------------------------------------------------------------------------------------------------
TOTAL FIXED RATE LOANS: 131 12,529,888.65
Loan Mat Pmt Prop Occup Appraised Orig
Number Date Type Type Type Value Type
------------------------------------------------------------
3301050 7/1/29 A S P 170,000 F
3301055 7/1/29 A S P 135,000 F
3301057 8/1/14 A S P 120,000 F
3301072 8/1/14 A S P 270,000 F
3400968 6/1/14 A S P 103,000 F
3400971 7/1/14 A S P 127,000 F
3400983 7/1/29 A S P 145,000 F
3400985 7/1/29 A S P 195,000 F
3400986 8/1/29 A S P 89,000 F
3400988 8/1/29 A S P 109,000 F
3400990 8/1/29 A S P 157,000 F
3400993 8/1/29 A S P 256,000 F
3600465 8/1/29 A S P 210,000 F
3600467 8/1/29 A S P 195,000 F
3600470 8/1/14 A S P 307,000 F
3700289 8/1/29 A S P 86,000 F
3800426 7/1/29 A S P 135,000 F
3800428 7/1/29 A S P 101,000 F
3900466 7/1/29 A S P 97,000 F
3900479 6/1/29 A S P 119,000 F
3900480 8/1/29 A S P 80,000 F
4300129 8/1/09 A S P 150,000 F
4400400 7/1/29 A S P 184,000 F
4400405 7/1/14 A S P 130,000 F
4400408 7/1/29 A S P 240,000 F
4400409 7/1/29 A S P 127,000 F
4600360 8/1/29 A S P 102,000 F
4800276 7/1/29 A P P 84,000 F
4800277 7/1/29 A S P 280,000 F
4800279 8/1/29 A S P 147,000 F
4800286 8/1/29 A S P 140,000 F
4800291 7/1/19 A S P 110,000 F
4800294 7/1/29 A S P 145,000 F
4800296 7/1/29 A S P 78,000 F
4800300 8/1/09 A S P 140,000 F
4800302 8/1/29 A S P 212,000 F
4800304 7/1/29 A S P 127,000 F
4800311 8/1/29 A S P 160,000 F
8901506 5/1/29 A S P 48,000 C
8901507 4/1/14 A S P 227,000 C
------------------------------------------------------------
Page 3 99-2
EXHIBIT B
LOAN SCHEDULE -- 1999-2 (ADJUSTABLE)
Loan Lien Cut-Off Current Current
Number Property Address City ST Zip Pos Balance Rate Pmt
---------------------------------------------------------------------------------------------------------------------------
106365 23695 SAN XXXX LAGUNA HILLS CA 92653 1 150,537.12 8.250 1,132.38
106409 46 MONTE VISTA LAGUNA HILLS CA 92653 1 247,490.00 9.790 2,133.59
205194 4851 MT. XXXXXXX XXXXX XXX XXXXX XX 00000 1 183,990.00 8.250 1,382.26
406073 000 XXXXXXXXXX XXXXX XXX XXXXXXXXX XX 00000 1 184,481.00 9.790 1,590.40
406074 00 XXXX 00XX XXXXXX XXXXXXX XX 00000 1 39,720.00 8.890 316.46
406079 00 XXXX XXXXX XXXXXX XXXX XXXX XX 00000 1 230,500.00 8.650 1,796.91
406080 000 00XX XXXXXX XXX XXXXXXXXX XX 00000 1 285,721.00 8.900 2,278.45
406085 00 XXXXXXX XXXXX XXXX XXXX XX 00000 1 295,980.00 8.390 2,252.80
406088 000 XXXXXXXXX XXXXX XXXXX XXX XXXXXXXXX XX 00000 1 251,980.00 8.750 1,982.33
406090 000 XXXXXXXXX XXXXXX XXX XXXXXXXXX XX 00000 1 304,414.00 6.840 1,992.67
505914 0000 X XXXX XXXXXX XXX XXXXXXX XX 00000 1 150,490.00 8.650 1,173.17
605159 0000 XXXXXXXXX XX. XXXXXXXX CA 94553 1 166,110.00 6.990 1,104.02
605160 000 XXXXXXX XXX XXXXXX XXXX XX 00000 1 131,740.00 8.990 1,059.06
605162 000 XXXXXXXX XX. FAIRFIELD CA 94533 1 87,536.00 7.850 633.18
707667 0000 XXXX XXX XXXXXXX XXXX XX 00000 1 106,450.00 8.650 829.85
807001 000 XXXX XXXXXX XXXXXXX XX 00000 1 68,890.00 10.690 639.97
807019 0000 XXXXXXX XX XXX XXXX XX 00000 1 324,720.00 7.750 2,326.33
807021 0000 XXXXXXXXX XX XXX XXXX XX 00000 1 235,190.00 7.850 1,701.21
807025 000 XXXXX 00XX XXXXXX XXX XXXX XX 00000 1 86,990.00 8.990 699.32
1603176 0000 00XX XXX X XXXXXXX XX 00000 1 110,763.00 6.340 688.48
1603189 0000 X XXXXX XX XXXXXX XX 00000 1 83,990.00 10.050 740.18
1603204 5318 000XX XX XX XXXXXXXX XX 00000 1 136,490.00 6.990 907.15
1603212 00000 00XX XXX X XXXXXX XX 00000 1 80,987.00 7.640 574.06
1603218 0000 X XXXXXXXX XX XXXXXX XX 00000 1 102,366.00 7.350 705.27
1603220 0000 00XX XXX XX XXXXXXX XX 00000 1 149,980.00 8.150 1,116.22
1703389 6476 S XXXXXX ST LITTLETON CO 80121 1 99,048.69 10.290 890.78
1703392 9917 GARLAND DR BROOMFIELD CO 80021 1 122,990.00 8.550 950.05
1703395 9051 HICKORY PL THORNTON CO 80229 1 85,590.00 7.850 619.10
1804152 0000 X. XXXXXXXX XXX. CHICAGO IL 60617 1 53,143.00 8.150 395.52
1804155 0000 X. XXXXXXX XXXXXX XXXXXXX XX 00000 1 91,990.00 8.650 717.13
1804158 00000 X. XXXXX XXXXXX XXXXXXXXXX XX 00000 1 63,884.00 7.240 435.37
1804161 0000 X. XXXX XX. #000 XXXXXXX IL 60616 1 60,490.00 10.290 543.85
1804175 000 X. XXXXXXX XXXXXX XXXXXXX XX 00000 1 94,240.00 9.890 819.37
1804181 00 X. XXXXXX XXXX XXXXXXX XX 00000 1 98,096.00 7.390 678.53
2102302 0000 XX 00XX XXX XXXXXXXX XX 00000 1 49,700.99 8.390 378.29
2102307 0000 XX XXXXXXX XXX XXXXXXXXX XX 00000 1 107,090.00 8.350 812.07
2202174 000 XXXXXXXX XXXXX WHEELING IL 60090 1 101,990.00 8.250 766.22
2500587 0000 XXXXXXXX XXXX XXXXX XXXXX XXXXX XX 00000 1 102,760.00 7.790 739.03
2500590 0000 X XXXXX XX XXXXXX XX 00000 1 91,077.00 7.850 658.79
2500593 0000 XXXXXX XXXXX XXXXXXXXX XX 00000 1 82,260.00 7.850 595.02
2901080 0000 XXXXXXX XX XXXXXXXXXXXX XX 00000 1 45,590.00 8.250 442.29
2901103 00 XXXXXX XXX XXXXX XX 00000 1 87,951.00 6.990 584.55
3101363 000 XXXXXX XXXXXX XXXXXXXXX XX 00000 1 71,515.00 7.240 652.43
3101372 104 XXXX PLAZA TEANECK NJ 07666 1 45,091.00 9.390 375.54
3301048 000 X 00XX XXXXXX XXXXXXXX XX 00000 1 123,990.00 8.390 943.73
Loan Mat Pmt Prop Occup Appraised Orig
Number Date Type Type Type Value Type
------------------------------------------------------------
106365 4/1/29 A S P 201,000 F
106409 7/1/29 A P P 330,000 F
205194 8/1/29 A S P 230,000 F
406073 8/1/29 A S P 246,000 F
406074 8/1/29 A S P 89,000 F
406079 8/1/29 A S P 352,000 F
406080 8/1/29 A S P 381,000 F
406085 8/1/29 A S P 370,000 F
406088 8/1/29 A S P 336,000 F
406090 8/1/29 A S P 559,000 F
505914 8/1/29 A S P 190,000 F
605159 8/1/29 A S P 210,000 F
605160 8/1/29 A S P 165,000 F
605162 8/1/29 A S P 136,000 F
707667 8/1/29 A S P 170,000 F
807001 8/1/29 A S I 106,000 F
807019 7/1/29 A S P 435,000 F
807021 8/1/29 A S P 286,000 F
807025 8/1/29 A S P 116,000 F
1603176 7/1/29 A S P 280,000 F
1603189 7/1/29 A S P 105,000 F
1603204 8/1/29 A S P 180,000 F
1603212 8/1/29 A S P 135,000 F
1603218 8/1/29 A S P 140,000 F
1603220 8/1/29 A S P 200,000 F
1703389 8/1/29 A S P 160,000 F
1703392 8/1/29 A S P 164,000 F
1703395 8/1/29 A S P 107,000 F
1804152 8/1/29 A F P 72,000 F
1804155 8/1/29 A F P 120,000 F
1804158 8/1/29 A S P 129,000 F
1804161 8/1/29 A C P 110,000 F
1804175 8/1/29 A S P 150,000 F
1804181 8/1/29 A S P 142,000 F
2102302 8/1/29 A S I 125,000 F
2102307 8/1/29 A S P 126,000 F
2202174 8/1/29 A S P 136,000 F
2500587 8/1/29 A S P 155,000 F
2500590 8/1/29 A S P 117,000 F
2500593 8/1/29 A S P 110,000 F
2901080 6/1/14 A S P 57,000 F
2901103 7/1/29 A S P 110,000 F
3101363 8/1/14 A S P 134,500 F
3101372 8/1/29 A S P 135,000 F
3301048 7/1/29 A S P 155,000 F
Page 1 99-2
EXHIBIT B
LOAN SCHEDULE -- 1999-2 (ADJUSTABLE)
Loan Lien Cut-Off Current Current
Number Property Address City ST Zip Pos Balance Rate Pmt
--------------------------------------------------------------------------------------------------------------------------
3301049 000 XXXXXXX XXXXXX XXXXXXXX XX 00000 1 100,180.00 7.140 675.95
3301063 000 XXXXXXXX XXXXXX XXXXXXXX XX 00000 1 34,688.00 8.390 339.35
3301064 116-00 000XX XXXXXX XXXXX XXXXX XXXX XX 00000 1 140,240.00 8.390 1,067.41
3400970 8 XXXX XX. PARSIPPANY-XXXX HILLS NJ 07054 1 141,796.00 7.640 1,005.09
3400995 3 OAKWOOD TERR JAMESBURG NJ 08831 1 32,738.00 7.240 298.67
3600462 0000 XXXXXXXXX XX XXXXXXXXXXX XX 00000 1 77,691.00 8.390 591.33
3800409 0000 0XX XX XX XXXXXXXXXX XX 00000 1 65,212.00 10.050 574.69
3900483 0000 XXXXXXX XXX XXXXXXXXX XX 00000 1 75,640.00 8.750 755.98
3900484 000 XXXXXXXXX XX XXXXXXXXXXX XX 00000 1 43,978.00 10.290 395.40
4300075 00 XXXXXXXX XXXX XXXXXXX XX 00000 1 173,504.97 8.990 1,395.58
4300112 00 XXXXXXX XXXXX XXXXXXX XX 00000 1 101,292.00 10.390 918.24
4300127 00 XXXXXXXXX XXXXXXX XXXXXXX XX 00000 1 83,990.00 7.390 580.96
4600221 000 XXXXXXX XXX XXXXXXXXXXX XX 00000 1 101,430.45 9.240 835.02
4600352 000 XXXXXX XXX XXXXXXXXXX XX 00000 1 30,974.00 6.740 200.69
4600356 1141 STATE RT 33 FARMINGDALE (XXXXXX TWP) NJ 07727 1 87,189.00 7.990 639.15
4600359 163 XXXXXX XX XXXXXX NJ 07731 1 107,937.00 8.750 849.14
4600376 00 XXXXXXXXX XX XXXXXXXXXXX XX 00000 1 34,034.00 7.640 241.24
4800289 0 XXXXXX XXXXXX XXXXXX XXXXX XX 00000 1 217,000.00 10.390 1,967.16
8901502 0000 XXXXX XXXXXX XXXXXXXXXXXX XX 00000 1 44,780.20 10.750 418.67
8901503 0000 XX 0XX XXXXXX XXXXX XX 00000 1 29,958.30 10.750 280.05
8901504 0000 00XX XXXXXX XXXXX XX. PETERSBURG FL 33713 1 34,166.99 10.750 319.44
8901505 000 XXXXXXX XXXXXX XXX XXXXX XX 00000 1 71,970.43 13.500 824.70
-------------------------------------------------------------------------------------------------------------------------
TOTAL VARIABLE RATE LOANS: 67 7,706,382.14
Loan Mat Pmt Prop Occup Appraised Orig
Number Date Type Type Type Value Type
------------------------------------------------------------
3301049 8/1/29 A F P 195,000 F
3301063 8/1/14 A S P 110,000 F
3301064 8/1/29 A S P 165,000 F
3400970 7/1/29 A S P 281,000 F
3400995 8/1/14 A S P 100,000 F
3600462 8/1/29 A S P 140,600 F
3800409 6/1/29 A S I 132,000 F
3900483 8/1/14 A S P 89,000 F
3900484 8/1/29 A S P 154,000 F
4300075 5/1/29 A S P 235,000 F
4300112 8/1/29 A S P 173,000 F
4300127 7/1/29 A S P 111,000 F
4600221 3/1/29 A S P 127,000 F
4600352 7/1/29 A S P 127,000 F
4600356 8/1/29 A S P 109,000 F
4600359 8/1/29 A S P 127,000 F
4600376 8/1/29 A S P 89,000 F
4800289 7/1/29 A S P 350,000 F
8901502 2/1/29 A F P 130,000 C
8901503 3/1/29 A F P 53,500 C
8901504 3/1/29 A S P 120,000 C
8901505 4/1/29 A C P 100,000 C
------------------------------------------------------------
Page 2 99-2
