Exhibit 2(c) To correct an inadvertent and technical omission from the Agreement and Plan of Merger dated January 27, 1998 (the "Merger Agreement") the parties to it agreed to amend the Agreement to revise the description of Interchange Bank's...

                                                                    Exhibit 2(c)

      To correct an  inadvertent  and  technical omission from the Agreement and
Plan of Merger dated January 27, 1998 (the "Merger Agreement") the parties to it
agreed to amend the Agreement to revise the  description of  Interchange  Bank's
authorized  capital in Section 1.7 by adding the  following  language to the 9th
line of that section, after "... including capital reserves,":

            "... and $465,850 net  unrealized  gain on securities  available for
      sale..."

      An  amended  page  incorporating  the  above  change  was  circulated  and
initiated by the parties and included with the Merger Agreement.