FUND PARTICIPATION AGREEMENT BY AND AMONG WESTERN-SOUTHERN LIFE ASSURANCE COMPANY AND TOUCHSTONE VARIABLE INSURANCE TRUST

                    FUND PARTICIPATION AGREEMENT BY AND AMONG
                     WESTERN-SOUTHERN LIFE ASSURANCE COMPANY
                     AND TOUCHSTONE VARIABLE INSURANCE TRUST

                                 AMENDMENT NO. 1

This Amendment No. 1 to the Fund Participation Agreement is dated as of May 1,
1999 and amends Exhibit A to the Fund Participation Agreement (the "Agreement")
dated January 1, 1999 made by and among (1) Western-Southern Life Assurance
Company (Western-Southern"), on its own behalf and on behalf of Western-Southern
Life Assurance Separate Account No. 1 and Western-Southern Life Assurance
Company Separate Account No. 2 (each called a "Separate Account") and the
various sub-accounts of each thereof as set forth in Exhibit A attached hereto
and as may be amended from time to time (each a "Sub-Account") and (2)
Touchstone Variable Insurance Trust, a Massachusetts business trust ("TVST"),
and each separate series thereof, as set forth on Exhibit B hereof (each such
portfolio of TVST being herein called a "Fund" or, together, the "Funds"), all
of which Funds shall be made available to serve as underlying investment media
for the Sub-Accounts.

WHEREAS, Western-Southern's Board of Directors has determined to establish three
additional sub-accounts to be designated the Small Cap Value Sub-Account, the
High Yield Sub-Account and the Enhanced 30 Sub-Account; and

WHEREAS, the Board of Trustees of TVST has amended and restated the
Establishment and Designation of Series appended to its Declaration of Trust
(the "Declaration") to add three additional series of Shares (as defined in the
Declaration), to be designated the Small Cap Value Fund, the High Yield Fund and
the Enhanced 30 Fund;

NOW THEREFORE, Exhibits A and B to the Agreement are hereby amended, effective
as of May 1, 1999, to read as set forth in Exhibits A and B to this Agreement,
the sole changes in Exhibit A being the addition of the Small Cap Value
Sub-Account, the High Yield Sub-Account and the Enhanced 30 Sub-Account and the
sole changes in Exhibit B being the addition of the Small Cap Value Fund, the
High Yield Fund and the Enhanced 30 Fund.

IN WITNESS WHEREOF, the parties have caused this Amendment to be executed and
delivered in their names and on their behalf as of the day and year first above
written.

WESTERN-SOUTHERN LIFE ASSURANCE COMPANY      TOUCHSTONE VARIABLE INSURANCE TRUST

By:      /s/ Xxxxxxxx Xxxxxx                 By:      /s/ Xxxx X. XxXxxxxx
         Xxxxxxxx Xxxxxx                              Xxxx X. XxXxxxxx
         Chief Compliance Officer                     President


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          EXHIBIT A TO AMENDMENT NO. 1 TO FUND PARTICIPATION AGREEMENT

Small Cap Value Sub-Account

Emerging Growth Sub-Account

International Equity Sub-Account

Income Opportunity Sub-Account

High Yield Sub-Account

Value Plus Sub-Account

Growth & Income Sub-Account

Enhanced 30 Sub-Account

Balanced Sub-Account

Bond Sub-Account

Standby Income Sub-Account





          EXHIBIT B TO AMENDMENT NO. 1 TO FUND PARTICIPATION AGREEMENT

Touchstone Small Cap Value Fund

Touchstone Emerging Growth Fund

Touchstone International Equity Fund

Touchstone Income Opportunity Fund

Touchstone High Yield Fund

Touchstone Value Plus Fund

Touchstone Growth & Income Fund

Touchstone Enhanced 30 Fund

Touchstone Balanced Fund

Touchstone Bond Fund

Touchstone Standby Income Fund