-----------------------------------------------------------
XXXXX FARGO ASSET SECURITIES CORPORATION
(Seller)
and
XXXXX FARGO BANK MINNESOTA, NATIONAL ASSOCIATION
(Master Servicer)
and
UNITED STATES TRUST COMPANY OF NEW YORK
(Trustee)
and
FIRST UNION NATIONAL BANK
(Trust Administrator)
POOLING AND SERVICING AGREEMENT
Dated as of March 29, 2001
$800,770,022.28
Mortgage Pass-Through Certificates
Series 2001-6
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TABLE OF CONTENTS
ARTICLE I
DEFINITIONS
Section 1.01 Definitions..................................................I-1
Section 1.02 Acts of Holders.............................................I-52
Section 1.03 Effect of Headings and Table of Contents....................I-53
Section 1.04 Benefits of Agreement.......................................I-53
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF THE CERTIFICATES
Section 2.01 Conveyance of Mortgage Loans................................II-1
Section 2.02 Acceptance by Trust Administrator...........................II-2
Section 2.03 Representations and Warranties of the Master Servicer
and the Seller.............................................II-3
Section 2.04 Execution and Delivery of Certificates.....................II-10
Section 2.05 Designation of Certificates; Designation of Startup Day
and Latest Possible Maturity Date.........................II-10
Section 2.06 Optional Substitution of Mortgage Loans....................II-10
ARTICLE III
ADMINISTRATION OF THE TRUST ESTATE: SERVICING
OF THE MORTGAGE LOANS
Section 3.01 Certificate Account........................................III-1
Section 3.02 Permitted Withdrawals from the Certificate Account.........III-2
Section 3.03 Advances by Master Servicer and Trust Administrator........III-3
Section 3.04 Trust Administrator to Cooperate;
Release of Owner Mortgage Loan Files......................III-5
Section 3.05 Reports to the Trustee and the Trust Administrator;
Annual Compliance Statements............................. III-6
Section 3.06 Title, Management and Disposition of Any REO Mortgage Loan.III-7
Section 3.07 Amendments to Servicing Agreements,
Modification of Standard Provisions.......................III-7
Section 3.08 Oversight of Servicing.....................................III-8
Section 3.09 Termination and Substitution of Servicing Agreements......III-11
Section 3.10 Application of Net Liquidation Proceeds...................III-12
Section 3.11 Act Reports...............................................III-12
ARTICLE IV
DISTRIBUTIONS IN RESPECT OF CERTIFICATES;
PAYMENTS TO CERTIFICATEHOLDERS;
STATEMENTS AND REPORTS
Section 4.01 Distributions...............................................IV-1
Section 4.02 Allocation of Realized Losses..............................IV-11
Section 4.03 Paying Agent...............................................IV-13
Section 4.04 Statements to Certificateholders;
Report to the Trust Administrator and the Seller..........IV-14
Section 4.05 Reports to Mortgagors and the Internal Revenue Service.....IV-17
Section 4.06 Calculation of Amounts; Binding Effect of Interpretations
and Actions of Master Servicer............................IV-18
ARTICLE V
THE CERTIFICATES
Section 5.01 The Certificates.............................................V-1
Section 5.02 Registration of Certificates.................................V-3
Section 5.03 Mutilated, Destroyed, Lost or Stolen Certificates............V-6
Section 5.04 Persons Deemed Owners........................................V-6
Section 5.05 Access to List of Certificateholders' Names and Addresses....V-7
Section 5.06 Maintenance of Office or Agency..............................V-7
Section 5.07 Definitive Certificates......................................V-7
Section 5.08 Notices to Clearing Agency...................................V-8
ARTICLE VI
THE SELLER AND THE MASTER SERVICER
Section 6.01 Liability of the Seller and the Master Servicer..............VI-1
Section 6.02 Merger or Consolidation of the Seller or the Master Servicer.VI-1
Section 6.03 Limitation on Liability of the Seller, the Master Servicer
and Others.................................................VI-1
Section 6.04 Resignation of the Master Servicer..........................VI-2
Section 6.05 Compensation to the Master Servicer.........................VI-2
Section 6.06 Assignment or Delegation of Duties by Master Servicer.......VI-2
Section 6.07 Indemnification of Trustee, the Trust Administrator
and Seller by Master Servicer..............................VI-3
ARTICLE VII
DEFAULT
Section 7.01 Events of Default..........................................VII-1
Section 7.02 Other Remedies of Trustee..................................VII-2
Section 7.03 Directions by Certificateholders and
Duties of Trustee During Event of Default.................VII-3
Section 7.04 Action upon Certain Failures of the
Master Servicer and upon Event of Default.................VII-3
Section 7.05 Trust Administrator to Act; Appointment of Successor.......VII-3
Section 7.06 Notification to Certificateholders.........................VII-5
ARTICLE VIII
CONCERNING THE TRUSTEE AND THE TRUST ADMINISTRATOR
Section 8.01 Duties of Trustee and the Trust Administrator.............VIII-1
Section 8.02 Certain Matters Affecting the Trustee and the Trust
Administrator............................................VIII-2
Section 8.03 Neither Trustee nor Trust Administrator Required
to Make Investigation....................................VIII-3
Section 8.04 Neither Trustee nor Trust Administrator Liable
for Certificates or Mortgage Loans.......................VIII-3
Section 8.05 Trustee and the Trust Administrator May Own Certificates..VIII-3
Section 8.06 The Master Servicer to Pay Fees and Expenses..............VIII-3
Section 8.07 Eligibility Requirements..................................VIII-4
Section 8.08 Resignation and Removal...................................VIII-4
Section 8.09 Successor.................................................VIII-5
Section 8.10 Merger or Consolidation...................................VIII-6
Section 8.11 Authenticating Agent......................................VIII-6
Section 8.12 Separate Trustees and Co-Trustees.........................VIII-7
Section 8.13 Appointment of Custodians.................................VIII-8
Section 8.14 Tax Matters; Compliance with REMIC Provisions.............VIII-9
Section 8.15 Monthly Advances.........................................VIII-11
ARTICLE IX
TERMINATION
Section 9.01 Termination upon Purchase by the
Seller or Liquidation of All Mortgage Loans................IX-1
Section 9.02 Additional Termination Requirements.........................IX-3
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01 Amendment....................................................X-1
Section 10.02 Recordation of Agreement.....................................X-2
Section 10.03 Limitation on Rights of Certificateholders...................X-3
Section 10.04 Governing Law; Jurisdiction..................................X-4
Section 10.05 Notices......................................................X-4
Section 10.06 Severability of Provisions...................................X-4
Section 10.07 Special Notices to Rating Agencies...........................X-4
Section 10.08 Covenant of Seller...........................................X-5
Section 10.09 Recharacterization...........................................X-5
ARTICLE XI
TERMS FOR CERTIFICATES
Section 11.01 Cut-Off Date................................................XI-1
Section 11.02 Cut-Off Date Aggregate Principal Balance....................XI-1
Section 11.03 Original Class A Percentage.................................XI-1
Section 11.04 Original Principal Balances of the Classes of Class A
Certificates...............................................XI-1
Section 11.05 Original Class A Non-PO Principal Balance...................XI-1
Section 11.06 Original Subordinated Percentage............................XI-2
Section 11.07 Original Class B Principal Balance..........................XI-2
Section 11.08 Original Principal Balances of the Classes of Class B
Certificates...............................................XI-2
Section 11.09 Original Class B-1 Fractional Interest......................XI-2
Section 11.10 Original Class B-2 Fractional Interest......................XI-2
Section 11.11 Original Class B-3 Fractional Interest......................XI-2
Section 11.12 Original Class B-4 Fractional Interest......................XI-2
Section 11.13 Original Class B-5 Fractional Interest......................XI-2
Section 11.14 Original Class B-1 Percentage...............................XI-3
Section 11.15 Original Class B-2 Percentage...............................XI-3
Section 11.16 Original Class B-3 Percentage...............................XI-3
Section 11.17 Original Class B-4 Percentage...............................XI-3
Section 11.18 Original Class B-5 Percentage...............................XI-3
Section 11.19 Original Class B-6 Percentage...............................XI-3
Section 11.20 Closing Date................................................XI-3
Section 11.21 Right to Purchase...........................................XI-3
Section 11.22 Wire Transfer Eligibility...................................XI-3
Section 11.23 Single Certificate..........................................XI-3
Section 11.24 Servicing Fee Rate..........................................XI-4
Section 11.25 Master Servicing Fee Rate...................................XI-4
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EXHIBITS
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EXHIBIT A-1 - Form of Face of Class A-1 Certificate
EXHIBIT A-2 - Form of Face of Class A-2 Certificate
EXHIBIT A-3 - Form of Face of Class A-3 Certificate
EXHIBIT A-4 - Form of Face of Class A-4 Certificate
EXHIBIT A-5 - Form of Face of Class A-5 Certificate
EXHIBIT A-6 - Form of Face of Class A-6 Certificate
EXHIBIT A-7 - Form of Face of Class A-7 Certificate
EXHIBIT A-8 - Form of Face of Class A-8 Certificate
EXHIBIT A-9 - Form of Face of Class A-9 Certificate
EXHIBIT A-10 - Form of Face of Class A-10 Certificate
EXHIBIT A-11 - Form of Face of Class A-11 Certificate
EXHIBIT A-12 - Form of Face of Class A-12 Certificate
EXHIBIT A-PO - Form of Face of Class A-PO Certificate
EXHIBIT A-R - Form of Face of Class A-R Certificate
EXHIBIT A-LR - Form of Face of Class A-LR Certificate
EXHIBIT B-1 - Form of Face of Class B-1 Certificate
EXHIBIT B-2 - Form of Face of Class B-2 Certificate
EXHIBIT B-3 - Form of Face of Class B-3 Certificate
EXHIBIT B-4 - Form of Face of Class B-4 Certificate
EXHIBIT B-5 - Form of Face of Class B-5 Certificate
EXHIBIT B-6 - Form of Face of Class B-6 Certificate
EXHIBIT C - Form of Reverse of Series 2001-6 Certificates
EXHIBIT D - Reserved
EXHIBIT E - Custodial Agreement
EXHIBIT F-1 - Schedule of Type 1 Mortgage Loans
EXHIBIT F-2 - Schedule of Type 2 Mortgage Loans
EXHIBIT F-3 - Schedule of Other Servicer Mortgage Loans
EXHIBIT G - Request for Release
EXHIBIT H - Affidavit Pursuant to Section 860E(e)(4) of the
Internal Revenue Code of 1986, as amended, and for
Non-ERISA Investors
EXHIBIT I - Letter from Transferor of Residual Certificates
EXHIBIT J - Transferee's Letter (Class [B-4] [B-5] [B-6]
Certificates)
EXHIBIT K - [Reserved]
EXHIBIT L - Servicing Agreements
EXHIBIT M - Form of Special Servicing Agreement
SCHEDULE I - Applicable Unscheduled Principal Receipt Period
This Pooling and Servicing Agreement, dated as of March 29, 2001 executed
by XXXXX FARGO ASSET SECURITIES CORPORATION, as Seller, XXXXX FARGO BANK
MINNESOTA, NATIONAL ASSOCIATION, as Master Servicer, UNITED STATES TRUST COMPANY
OF NEW YORK, as Trustee, and FIRST UNION NATIONAL BANK, as Trust Administrator.
W I T N E S S E T H T H A T:
- - - - - - - - - - - - - -
In consideration of the mutual agreements herein contained, the Seller, the
Master Servicer, the Trustee and the Trust Administrator agree as follows:
ARTICLE I
DEFINITIONS
SECTION 1.01 DEFINITIONS.
Whenever used herein, the following words and phrases, unless the context
otherwise requires, shall have the meanings specified in this Article.
Accepted Master Servicing Practices: Accepted Master Servicing Practices
shall consist of the customary and usual master servicing practices of prudent
master servicing institutions which service mortgage loans of the same type as
the Mortgage Loans in the jurisdictions in which the related Mortgaged
Properties are located, regardless of the date upon which the related Mortgage
Loans were originated.
Accretion Directed Certificates: The Class A-1 and Class A-8 Certificates.
Accretion Termination Date: For (a) the Class A-2 Certificates, the earlier
to occur of (i) the Distribution Date following the Distribution Date on which
the Principal Balance of the Class A-1 Certificates has been reduced to zero or
(ii) the Cross-Over Date and (b) the Class A-9 Certificates, the earlier to
occur of (i) the Distribution Date following the Distribution Date on which the
Principal Balance of the Class A-8 Certificates has been reduced to zero or (ii)
the Cross-Over Date.
Accrual Certificates: The Class A-2 and Class A-9 Certificates.
Accrual Distribution Amount: As to any Distribution Date prior to the
applicable Accretion Termination Date and any Class of Accrual Certificates, an
amount equal to the sum of (i) the Class A Interest Percentage of such Class of
Accrual Certificates of the Current Class A Interest Distribution Amount and
(ii) the Class A Interest Shortfall Percentage of such Class of Accrual
Certificates of the amount distributed in respect of the Classes of Class A
Certificates pursuant to Paragraph second of Section 4.01(a)(i) on such
Distribution Date. As to any Distribution Date on or after the applicable
Accretion Termination Date, zero.
Adjusted Pool Amount: With respect to any Distribution Date, the Cut-Off
Date Aggregate Principal Balance of the Mortgage Loans minus the sum of (i) all
amounts in respect of principal received in respect of the Mortgage Loans
(including, without limitation, amounts received as Monthly Payments, Periodic
Advances, Unscheduled Principal Receipts and Substitution Principal Amounts) and
distributed to Holders of the Certificates on such Distribution Date and all
prior Distribution Dates, (ii) the principal portion of all Liquidated Loan
Losses incurred on such Mortgage Loans for which the Liquidation Proceeds were
received from the Cut-Off Date through the end of the Applicable Unscheduled
Principal Receipt Period with respect to Full Unscheduled Principal Receipts for
such Distribution Date and (iii) the principal portion of all Bankruptcy Losses
(other than Debt Service Reductions) incurred on the Mortgage Loans from the
Cut-Off Date through the end of the period corresponding to the Applicable
Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal
Receipts for such Distribution Date.
Adjusted Pool Amount (PO Portion): With respect to any Distribution Date,
the sum of the amounts, calculated as follows, with respect to all Outstanding
Mortgage Loans: the product of (i) the PO Fraction for each such Mortgage Loan
and (ii) the remainder of (A) the Cut-Off Date Principal Balance of such
Mortgage Loan minus (B) the sum of (x) all amounts in respect of principal
received in respect of such Mortgage Loan (including, without limitation,
amounts received as Monthly Payments, Periodic Advances, Unscheduled Principal
Receipts and Substitution Principal Amounts) and distributed to Holders of the
Certificates on such Distribution Date and all prior Distribution Dates, (y) the
principal portion of any Liquidated Loan Losses incurred on such Mortgage Loans
for which Liquidation Proceeds were received from the Cut-Off Date through the
end of the Applicable Unscheduled Principal Receipt Period with respect to Full
Unscheduled Principal Receipts for such Distribution Date and (z) the principal
portion of all Bankruptcy Losses (other than Debt Service Reductions) incurred
on the Mortgage Loans from the Cut-Off Date through the end of the period
corresponding to the Applicable Unscheduled Principal Receipt Period with
respect to Full Unscheduled Principal Receipts for such Distribution Date.
Adjusted Principal Balance: As to any Distribution Date and any Class of
Class B Certificates, the greater of (A) zero and (B) (i) the Principal Balance
of such Class with respect to such Distribution Date minus (ii) the Adjustment
Amount for such Distribution Date less the Principal Balances for any Classes of
Class B Certificates with higher numerical designations.
Adjustment Amount: For any Distribution Date, the difference between (A)
the sum of the Class A Principal Balance and the Class B Principal Balance as of
the related Determination Date and (B) the sum of (i) the sum of the Class A
Principal Balance and the Class B Principal Balance as of the Determination Date
succeeding such Distribution Date, (ii) the principal portion of Excess Special
Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses allocated to the
Certificates with respect to such Distribution Date and (iii) the aggregate
amount that would have been distributed to all Classes as principal in
accordance with Section 4.01(a)(i) for such Distribution Date without regard to
the provisos in the definitions of Class B-1 Optimal Principal Amount, Class B-2
Optimal Principal Amount, Class B-3 Optimal Principal Amount, Class B-4 Optimal
Principal Amount, Class B-5 Optimal Principal Amount and Class B-6 Optimal
Principal Amount.
Aggregate Class A Distribution Amount: As to any Distribution Date, the
aggregate amount distributable to the Classes of Class A Certificates pursuant
to Paragraphs first, second, third and fourth of Section 4.01(a)(i) on such
Distribution Date.
Aggregate Class A Unpaid Interest Shortfall: As to any Distribution Date,
an amount equal to the sum of the Class A Unpaid Interest Shortfalls for the
Class A Certificates.
Aggregate Current Bankruptcy Losses: With respect to any Distribution Date,
the sum of all Bankruptcy Losses incurred on any of the Mortgage Loans during
the period corresponding to the Applicable Unscheduled Principal Receipt Period
with respect to Full Unscheduled Principal Receipts for such Distribution Date.
Aggregate Current Fraud Losses: With respect to any Distribution Date, the
sum of all Fraud Losses incurred on any of the Mortgage Loans for which
Liquidation Proceeds were received during the Applicable Unscheduled Principal
Receipt Period with respect to Full Unscheduled Principal Receipts for such
Distribution Date.
Aggregate Current Special Hazard Losses: With respect to any Distribution
Date, the sum of all Special Hazard Losses incurred on any of the Mortgage Loans
for which Liquidation Proceeds were received during the Applicable Unscheduled
Principal Receipt Period with respect to Full Unscheduled Principal Receipts for
such Distribution Date.
Aggregate Non-PO Principal Balance: With respect to any Distribution Date,
the sum of the Class A Non-PO Principal Balance and the Class B Principal
Balance as of such Distribution Date.
Agreement: This Pooling and Servicing Agreement and all amendments and
supplements hereto.
Applicable Unscheduled Principal Receipt Period: With respect to the
Mortgage Loans serviced by each Servicer and each of Full Unscheduled Principal
Receipts and Partial Unscheduled Principal Receipts, the Unscheduled Principal
Receipt Period specified on Schedule I hereto, as amended from time to time by
the Master Servicer pursuant to Section 10.01(b) hereof.
Authenticating Agent: Any authenticating agent appointed by the Trust
Administrator pursuant to Section 8.11. There shall initially be no
Authenticating Agent for the Certificates.
Available Master Servicer Compensation: With respect to any Distribution
Date, the sum of (a) the Master Servicing Fee for such Distribution Date, (b)
interest earned through the business day preceding the applicable Distribution
Date on any Prepayments in Full remitted to the Master Servicer and (c) the
aggregate amount of Month End Interest remitted by the Servicers to the Master
Servicer pursuant to the related Servicing Agreements.
Bankruptcy Code: The Bankruptcy Code of 1978, as amended.
Bankruptcy Loss: With respect to any Mortgage Loan, a Deficient Valuation
or Debt Service Reduction; provided, however, that a Bankruptcy Loss shall not
be deemed a Bankruptcy Loss hereunder so long as the applicable Servicer has
notified the Master Servicer and the Trust Administrator in writing that such
Servicer is diligently pursuing any remedies that may exist in connection with
the representations and warranties made regarding the related Mortgage Loan and
either (A) the related Mortgage Loan is not in default with regard to payments
due thereunder or (B) delinquent payments of principal and interest under the
related Mortgage Loan and any premiums on any applicable primary hazard
insurance policy and any related escrow payments in respect of such Mortgage
Loan are being advanced on a current basis by such Servicer without giving
effect to any Debt Service Reduction.
Bankruptcy Loss Amount: As of any Distribution Date prior to the first
anniversary of the Cut-Off Date, the Bankruptcy Loss Amount will equal
$109,472.00 minus the aggregate amount of Bankruptcy Losses allocated solely to
the Class B Certificates in accordance with Section 4.02(a) since the Cut-Off
Date. As of any Distribution Date on or after the first anniversary of the
Cut-Off Date, an amount equal to (1) the lesser of (a) the Bankruptcy Loss
Amount calculated as of the close of business on the Business Day immediately
preceding the most recent anniversary of the Cut-Off Date coinciding with or
preceding such Distribution Date (the "Relevant Anniversary") and (b) such
lesser amount which, as determined on the Relevant Anniversary will not cause
any rated Certificates to be placed on credit review status (other than for
possible upgrading) by either Rating Agency minus (2) the aggregate amount of
Bankruptcy Losses allocated solely to the Class B Certificates in accordance
with Section 4.02(a) since the Relevant Anniversary. On and after the Cross-Over
Date the Bankruptcy Loss Amount shall be zero.
Beneficial Owner: With respect to a Book-Entry Certificate, the Person who
is the beneficial owner of such Book-Entry Certificate, as reflected on the
books of the Clearing Agency, or on the books of a Person maintaining an account
with such Clearing Agency (directly or as an indirect participant, in accordance
with the rules of such Clearing Agency), as the case may be.
Book-Entry Certificate: Any one of the Class A-1 Certificates, Class A-2
Certificates, Class A-3 Certificates, Class A-5 Certificates, Class A-6
Certificates, Class A-7 Certificates, Class A-8 Certificates, Class A-9
Certificates, Class A-10 Certificates, Class A-11 Certificates, Class A-12
Certificates, Class B-1 Certificates, Class B-2 Certificates and Class B-3
Certificates, beneficial ownership and transfers of which shall be evidenced by,
and made through, book entries by the Clearing Agency as described in Section
5.01(b).
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a
legal holiday in the City of New York, State of Iowa, State of Maryland, State
of Minnesota or State of North Carolina or (iii) a day on which banking
institutions in the City of New York, or the State of Iowa, State of Maryland,
State of Minnesota or State of North Carolina are authorized or obligated by law
or executive order to be closed.
Cendant Mortgage Loan Purchase Agreement: The master mortgage loan purchase
agreement dated as of April 1, 1998 between Cendant Mortgage Corporation (as
successor to Xxxxxxx Xxxxx Credit Corporation), as seller, and Xxxxx Fargo
Funding, Inc., as purchaser.
Certificate: Any one of the Class A Certificates or Class B Certificates.
Certificate Account: The trust account established and maintained by the
Master Servicer in the name of the Master Servicer on behalf of the Trustee
pursuant to Section 3.01. The Certificate Account shall be an Eligible Account.
Certificate Custodian: Initially, First Union National Bank; thereafter any
other Certificate Custodian acceptable to The Depository Trust Company and
selected by the Trust Administrator.
Certificate Register and Certificate Registrar: Respectively, the register
maintained pursuant to and the registrar provided for in Section 5.02. The
initial Certificate Registrar is the Trust Administrator.
Certificateholder or Holder: The Person in whose name a Certificate is
registered in the Certificate Register, except that, solely for the purposes of
the taking of any action under Articles VII or VIII, any Certificate registered
in the name of the Master Servicer, a Servicer or any affiliate thereof shall be
deemed not to be outstanding and the Voting Interest evidenced thereby shall not
be taken into account in determining whether the requisite percentage of
Certificates necessary to effect any such action has been obtained.
Class: All certificates whose form is identical except for variations in
the Percentage Interest evidenced thereby.
Class A Certificate: Any one of the Class A-1 Certificates, Class A-2
Certificates, Class A-3 Certificates, Class A-4 Certificates, Class A-5
Certificates, Class A-6 Certificates, Class A-7 Certificates, Class A-8
Certificates, Class A-9 Certificates, Class A-10 Certificates, Class A-11
Certificates, Class A-12 Certificates, Class A-PO Certificates, Class A-R
Certificate or Class A-LR Certificate.
Class A Certificateholder: The registered holder of a Class A Certificate.
Class A Distribution Amount: As to any Distribution Date and any Class of
Class A Certificates (other than the Class A-2, Class A-4, Class A-9 and Class
A-PO Certificates), the amount distributable to such Class of Class A
Certificates pursuant to Paragraphs first, second and third clause (A) of
Section 4.01(a)(i). As to the Accrual Certificates, (a) as to any Distribution
Date prior to the applicable Accretion Termination Date, the amount
distributable to such Class of Accrual Certificates pursuant to the provisos in
Paragraphs first and second of Section 4.01(a)(i) and Paragraph third clause (A)
of Section 4.01(a)(i) and (b) as to any Distribution Date on or after the
applicable Accretion Termination Date, the amount distributable to such Class of
Accrual Certificates pursuant to Paragraphs first, second and third clause (A)
of Section 4.01(a)(i). As to the Class A-4 Certificates, the amount
distributable to the Class A-4 Certificates pursuant to Paragraphs first and
second of Section 4.01(a)(i). As to any Distribution Date and the Class A-PO
Certificates, the amount distributable to the Class A-PO Certificates pursuant
to Paragraphs third clause (B) and fourth of Section 4.01(a)(i) on such
Distribution Date.
Class A Fixed Pass-Through Rate: As to any Distribution Date, the rate per
annum set forth in Section 11.01.
Class A Interest Accrual Amount: As to any Distribution Date, the sum of
the Interest Accrual Amounts for the Class A Certificates with respect to such
Distribution Date.
Class A Interest Percentage: As to any Distribution Date and any Class of
Class A Certificates, the percentage calculated by dividing the Interest Accrual
Amount of such Class (determined without regard to clause (ii) of the definition
thereof) by the Class A Interest Accrual Amount (determined without regard to
clause (ii) of the definition of Interest Accrual Amount).
Class A Interest Shortfall Amount: As to any Distribution Date and any
Class of Class A Certificates, any amount by which the Interest Accrual Amount
of such Class with respect to such Distribution Date exceeds the amount
distributed in respect of such Class on such Distribution Date pursuant to
Paragraph first of Section 4.01(a)(i), including, in the case of a Class of
Accrual Certificates prior to the applicable Accretion Termination Date, the
amount included in the Accrual Distribution Amount pursuant to clause (i) of the
definition thereof.
Class A Interest Shortfall Percentage: As to any Distribution Date and any
Class of Class A Certificates the percentage calculated by dividing the Class A
Unpaid Interest Shortfall for such Class by the Aggregate Class A Unpaid
Interest Shortfall determined as of the Business Day preceding the applicable
Distribution Date.
Class A Loss Denominator: As to any Determination Date, an amount equal to
the sum of (i) the Principal Balances of the Class A Certificates (other than
the Accrual Certificates and the Class A-PO Certificates); and (ii) with respect
to each Class of Accrual Certificates, the lesser of the Principal Balance of
such Class of Accrual Certificates and the Original Principal Balance of such
Class of Accrual Certificates.
Class A Loss Percentage: As to any Determination Date and any Class of
Class A Certificates (other than the Class A-PO Certificates) then outstanding,
the percentage calculated by dividing the Principal Balance of such Class (or,
in the case of a Class of Accrual Certificates, the Original Principal Balance
of such Class if lower) by the Class A Loss Denominator (determined without
regard to any such Principal Balance of any Class of Class A Certificates not
then outstanding), in each case determined as of the preceding Determination
Date.
Class A Non-PO Optimal Amount: As to any Distribution Date, the sum for
such Distribution Date of (i) the Class A Interest Accrual Amount, (ii) the
Aggregate Class A Unpaid Interest Shortfall, and (iii) the Class A Non-PO
Optimal Principal Amount.
Class A Non-PO Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of
the product of (x) the Non-PO Fraction with respect to such Mortgage Loan, and
(y) the sum of:
(i) the Class A Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy
Loss Amount has been reduced to zero, the principal portion of any
Debt Service Reduction with respect to such Mortgage Loan;
(ii) the Class A Prepayment Percentage of all Unscheduled
Principal Receipts (other than Recoveries) that were received by a
Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution
Date for each applicable type of Unscheduled Principal Receipt;
(iii) the Class A Prepayment Percentage of the Scheduled
Principal Balance of such Mortgage Loan which, during the one month
period ending on the day preceding the Determination Date for such
Distribution Date, was repurchased by the Seller pursuant to Sections
2.02 or 2.03; and
(iv) the Class A Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a Mortgage Loan during
the one month period ending on the day preceding the Determination
Date for such Distribution Date over the unpaid principal balance of
such Mortgage Loan, less the amount allocable to the principal portion
of any unreimbursed Periodic Advances previously made by the
applicable Servicer, the Master Servicer or the Trust Administrator in
respect of such Mortgage Loan; and
(II) the Class A Prepayment Percentage of the Non-PO Recovery for such
Distribution Date.
Class A Non-PO Principal Amount: As to any Distribution Date, the aggregate
amount distributed in respect of the Class A Certificates pursuant to Paragraph
third clause (A) of Section 4.01(a)(i).
Class A Non-PO Principal Balance: As of any date, an amount equal to the
Class A Principal Balance less the Principal Balance of the Class A-PO
Certificates.
Class A Non-PO Principal Distribution Amount: As to any Distribution Date,
the sum of (i) the sum of the Accrual Distribution Amounts, if any, with respect
to such Distribution Date and (ii) the Class A Non-PO Principal Amount with
respect to such Distribution Date.
Class A Pass-Through Rate: As to the Class A-1, Class A-2, Class A-3, Class
A-4, Class A-7, Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class
A-R and Class A-LR Certificates, the Class A Fixed Pass-Through Rate. As to the
Class A-5 Certificates, 6.250% per annum. As to the Class A-6 Certificates,
6.000% per annum. The Class A-PO Certificates are not entitled to interest and
have no Class A Pass-Through Rate.
Class A Percentage: As to any Distribution Date occurring on or prior to
the Cross-Over Date, the lesser of (i) 100% and (ii) the percentage obtained by
dividing the Class A Non-PO Principal Balance (determined as of the
Determination Date preceding such Distribution Date) by the Pool Balance (Non-PO
Portion). As to any Distribution Date occurring subsequent to the Cross-Over
Date, 100% or such lesser percentage which will cause the Class A Non-PO
Principal Balance to decline to zero following the distribution made on such
Distribution Date.
Class A Prepayment Percentage: As to any Distribution Date to and including
the Distribution Date in March 2006, 100%. As to any Distribution Date
subsequent to March 2006 to and including the Distribution Date in March 2007,
the Class A Percentage as of such Distribution Date plus 70% of the Subordinated
Percentage as of such Distribution Date. As to any Distribution Date subsequent
to March 2007 to and including the Distribution Date in March 2008, the Class A
Percentage as of such Distribution Date plus 60% of the Subordinated Percentage
as of such Distribution Date. As to any Distribution Date subsequent to March
2008 to and including the Distribution Date in March 2009, the Class A
Percentage as of such Distribution Date plus 40% of the Subordinated Percentage
as of such Distribution Date. As to any Distribution Date subsequent to March
2009 to and including the Distribution Date in March 2010, the Class A
Percentage as of such Distribution Date plus 20% of the Subordinated Percentage
as of such Distribution Date. As to any Distribution Date subsequent to March
2010, the Class A Percentage as of such Distribution Date. The foregoing is
subject to the following: (i) if the aggregate distribution to the Class A
Certificates on any Distribution Date of the Class A Prepayment Percentage
provided above of Unscheduled Principal Receipts distributable on such
Distribution Date would reduce the Class A Non-PO Principal Balance below zero,
the Class A Prepayment Percentage for such Distribution Date shall be the
percentage necessary to bring the Class A Non-PO Principal Balance to zero and
thereafter the Class A Prepayment Percentage shall be zero and (ii) if the Class
A Percentage as of any Distribution Date is greater than the Original Class A
Percentage, the Class A Prepayment Percentage for such Distribution Date shall
be 100%. Notwithstanding the foregoing, with respect to any Distribution Date on
which the following criteria are not met, the reduction of the Class A
Prepayment Percentage described in the second through sixth sentences of this
definition of Class A Prepayment Percentage shall not be applicable with respect
to such Distribution Date. In such event, the Class A Prepayment Percentage for
such Distribution Date will be determined in accordance with the applicable
provision, as set forth in the first through fifth sentences above, which was
actually used to determine the Class A Prepayment Percentage for the
Distribution Date occurring in the March preceding such Distribution Date (it
being understood that for the purposes of the determination of the Class A
Prepayment Percentage for the current Distribution Date, the current Class A
Percentage and Subordinated Percentage shall be utilized). No reduction in the
Class A Prepayment Percentage referred to in the second through sixth sentences
hereof shall be applicable, with respect to any Distribution Date if (a) the
average outstanding principal balance on such Distribution Date and for the
preceding five Distribution Dates on the Mortgage Loans that were delinquent 60
days or more (including for this purpose any payments due with respect to
Mortgage Loans in foreclosure and REO Mortgage Loans) were greater than or equal
to 50% of the current Class B Principal Balance or (b) cumulative Realized
Losses on the Mortgage Loans exceed (1) 30% of the Original Class B Principal
Balance if such Distribution Date occurs between and including April 2006 and
March 2007, (2) 35% of the Original Class B Principal Balance if such
Distribution Date occurs between and including April 2007 and March 2008, (3)
40% of the Original Class B Principal Balance if such Distribution Date occurs
between and including April 2008 and March 2009, (4) 45% of the Original Class B
Principal Balance if such Distribution Date occurs between and including April
2009 and March 2010, and (5) 50% of the Original Class B Principal Balance, if
such Distribution Date occurs during or after April 2010. With respect to any
Distribution Date on which the Class A Prepayment Percentage is reduced below
the Class A Prepayment Percentage for the prior Distribution Date, the Master
Servicer shall certify to the Trust Administrator, based upon information
provided by each Servicer as to the Mortgage Loans serviced by it that the
criteria set forth in the preceding sentence are met.
Class A Principal Balance: As of any date, an amount equal to the sum of
the Principal Balances for the Class A-1 Certificates, Class A-2 Certificates,
Class A-3 Certificates, Class A-5 Certificates, Class A-6 Certificates, Class
A-7 Certificates, Class A-8 Certificates, Class A-9 Certificates, A-10
Certificates, A-11 Certificates, A-12 Certificates, Class A-PO Certificates,
Class A-R Certificate and Class A-LR Certificate.
Class A Unpaid Interest Shortfall: As to any Distribution Date and any
Class of Class A Certificates, the amount, if any, by which the aggregate of the
Class A Interest Shortfall Amounts for such Class for prior Distribution Dates
is in excess of the amounts distributed in respect of such Class (or in the case
of a Class of Accrual Certificates prior to the applicable Accretion Termination
Date, the amount included in the Accrual Distribution Amount pursuant to clause
(ii) of the definition thereof) on prior Distribution Dates pursuant to
Paragraph second of Section 4.01(a)(i).
Class A-1 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-1 and Exhibit C hereto.
Class A-1 Certificateholder: The registered holder of a Class A-1
Certificate.
Class A-2 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-2 and Exhibit C hereto.
Class A-2 Certificateholder: The registered holder of a Class A-2
Certificate.
Class A-3 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-3 and Exhibit C hereto.
Class A-3 Certificateholder: The registered holder of a Class A-3
Certificate.
Class A-4 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-4 and Exhibit C hereto.
Class A-4 Certificateholder: The registered holder of a Class A-4
Certificate.
Class A-4 Interest Accrual Amount: As to any Distribution Date, (i) the
product of (A) 1/12th of the Class A Pass-Through Rate for the Class A-4
Certificates and (B) the Notional Amount as of such Distribution Date minus (ii)
the Class A Interest Percentage of the Class A-4 Certificates of (a) any
Non-Supported Interest Shortfall allocated to the Class A Certificates, (b) the
interest portion of any Excess Special Hazard Losses, Excess Fraud Losses and
Excess Bankruptcy Losses allocated to the Class A Certificates with respect to
such Distribution Date pursuant to Section 4.02(e) and (c) the interest portion
of any Realized Losses (other than Excess Special Hazard Losses, Excess Fraud
Losses and Excess Bankruptcy Losses) allocated to the Class A Certificates on or
after the Cross-Over Date pursuant to Section 4.02(e).
Class A-5 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-5 and Exhibit C hereto.
Class A-5 Certificateholder: The registered holder of a Class A-5
Certificate.
Class A-6 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-6 and Exhibit C hereto.
Class A-6 Certificateholder: The registered holder of a Class A-6
Certificate.
Class A-7 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-7 and Exhibit C hereto.
Class A-7 Certificateholder: The registered holder of a Class A-7
Certificate.
Class A-8 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-8 and Exhibit C hereto.
Class A-8 Certificateholder: The registered holder of a Class A-8
Certificate.
Class A-9 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-9 and Exhibit C hereto.
Class A-9 Certificateholder: The registered holder of a Class A-9
Certificate.
Class A-10 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-10 and Exhibit C hereto.
Class A-10 Certificateholder: The registered holder of a Class A-10
Certificate.
Class A-11 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-11 and Exhibit C hereto.
Class A-11 Certificateholder: The registered holder of a Class A-11
Certificate.
Class A-12 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-12 and Exhibit C hereto.
Class A-12 Certificateholder: The registered holder of a Class A-12
Certificate.
Class A-L1 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L2 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L5 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-LPO Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-LR Certificate: The Certificate executed by the Trustee and
authenticated by the Trust Administrator or the Authenticating Agent in
substantially the form set forth in Exhibit A-LR and Exhibit C hereto.
Class A-LR Certificateholder: The registered holder of the Class A-LR
Certificate.
Class A-LUR Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-PO Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit A-PO and Exhibit C hereto.
Class A-PO Certificateholder: The registered holder of a Class A-PO
Certificate.
Class A-PO Deferred Amount: For any Distribution Date prior to the
Cross-Over Date, the difference between (A) the sum of (x) the amount by which
the sum of the Class A-PO Optimal Principal Amounts for all prior Distribution
Dates exceeded the amounts distributed on the Class A-PO Certificates on such
prior Distribution Dates pursuant to Paragraph third clause (B) of Section
4.01(a)(i) and (y) the sum of the product for each Discount Mortgage Loan which
became a Liquidated Loan at any time on or prior to the last day of the
Applicable Unscheduled Principal Receipt Period for Full Unscheduled Principal
Receipts for the current Distribution Date of (a) the PO Fraction for such
Discount Mortgage Loan and (b) an amount equal to the principal portion of
Realized Losses (other than Bankruptcy Losses due to Debt Service Reductions)
incurred with respect to such Mortgage Loan other than Excess Special Hazard
Losses, Excess Fraud Losses and Excess Bankruptcy Losses and (B) the sum of (x)
the sum of the Class A-PO Recoveries for such Distribution Date and prior
Distribution Dates and (y) amounts distributed on the Class A-PO Certificates on
prior Distribution Dates pursuant to Paragraph fourth of Section 4.01(a)(i). On
and after the Cross-Over Date, the Class A-PO Deferred Amount will be zero. No
interest will accrue on any Class A-PO Deferred Amount.
Class A-PO Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum of (I) the sum as to each Outstanding Mortgage Loan, of the
product of (x) the PO Fraction with respect to such Mortgage Loan and (y) the
sum of:
(i) (A) the principal portion of the Monthly Payment due on the Due
Date occurring in the month of such Distribution Date on such Mortgage
Loan, less (B) if the Bankruptcy Loss Amount has been reduced to zero, the
principal portion of any Debt Service Reduction with respect to such
Mortgage Loan;
(ii) all Unscheduled Principal Receipts (other than Recoveries) that
were received by a Servicer with respect to such Mortgage Loan during the
Applicable Unscheduled Principal Receipt Period relating to such
Distribution Date for each applicable type of Unscheduled Principal
Receipt;
(iii) the Scheduled Principal Balance of each Mortgage Loan which,
during the one month period ending on the day preceding the Determination
Date for such Distribution Date, was repurchased by the Seller pursuant to
Sections 2.02 or 2.03; and
(iv) the excess of the unpaid principal balance of such Mortgage Loan
substituted for a Mortgage Loan during the one month period ending on the
day preceding the Determination Date for such Distribution Date over the
unpaid principal balance of such Mortgage Loan, less the amount allocable
to the principal portion of any unreimbursed Periodic Advances previously
made by the applicable Servicer, the Master Servicer or the Trust
Administrator in respect of such Mortgage Loan; and
(II) the Class A-PO Recovery for such Distribution Date.
Class A-PO Recovery: As to any Distribution Date prior to the Cross-Over
Date, the lesser of (a) the Class A-PO Deferred Amount for such Distribution
Date (calculated without regard to the Class A-PO Recovery for such Distribution
Date) and (b) an amount equal to the sum as to each Mortgage Loan as to which
there has been a Recovery during the Applicable Unscheduled Principal Receipt
Period, of the product of (x) the PO Fraction with respect to such Mortgage Loan
and (y) the amount of the Recovery with respect to such Mortgage Loan. As to any
Distribution Date on or after the Cross-Over Date, the amount determined in
accordance with clause (b) above.
Class A-R Certificate: The Certificate executed by the Trust Administrator
and authenticated by the Trust Administrator or the Authenticating Agent in
substantially the form set forth in Exhibit A-R and Exhibit C hereto.
Class A-R Certificateholder: The registered holder of the Class A-R
Certificate.
Class B Certificate: Any one of the Class B-1 Certificates, Class B-2
Certificates, Class B-3 Certificates, Class B-4 Certificates, Class B-5
Certificates or Class B-6 Certificates.
Class B Certificateholder: The registered holder of a Class B Certificate.
Class B Distribution Amount: Any of the Class B-1, Class B-2, Class B-3,
Class B-4, Class B-5 or Class B-6 Distribution Amounts.
Class B Interest Accrual Amount: With respect to any Distribution Date, the
sum of the Interest Accrual Amounts for the Classes of Class B Certificates with
respect to such Distribution Date.
Class B Interest Percentage: With respect to any Distribution Date and any
Class of Class B Certificates, the percentage calculated by dividing the
Interest Accrual Amount of such Class (determined without regard to clause (ii)
of the definition thereof) by the Class B Interest Accrual Amount (determined
without regard to clause (ii) of the definition of each Interest Accrual
Amount).
Class B Interest Shortfall Amount: Any of the Class B-1 Interest Shortfall
Amount, Class B-2 Interest Shortfall Amount, Class B-3 Interest Shortfall
Amount, Class B-4 Interest Shortfall Amount, Class B-5 Interest Shortfall Amount
or Class B-6 Interest Shortfall Amount.
Class B Loss Percentage: With respect to any Determination Date and any
Class of Class B Certificates then outstanding, the percentage calculated by
dividing the Principal Balance of such Class by the Class B Principal Balance
(determined without regard to any Principal Balance of any Class of Class B
Certificates not then outstanding), in each case determined as of the preceding
Determination Date.
Class B Pass-Through Rate: As to any Distribution Date, 7.000% per annum.
Class B Percentage: Any one of the Class B-1 Percentage, Class B-2
Percentage, Class B-3 Percentage, Class B-4 Percentage, Class B-5 Percentage or
Class B-6 Percentage.
Class B Prepayment Percentage: Any of the Class B-1 Prepayment Percentage,
Class B-2 Prepayment Percentage, Class B-3 Prepayment Percentage, Class B-4
Prepayment Percentage, Class B-5 Prepayment Percentage or Class B-6 Prepayment
Percentage.
Class B Principal Balance: As of any date, an amount equal to the sum of
the Class B-1 Principal Balance, Class B-2 Principal Balance, Class B-3
Principal Balance, Class B-4 Principal Balance, Class B-5 Principal Balance and
Class B-6 Principal Balance.
Class B Unpaid Interest Shortfall: Any of the Class B-1 Unpaid Interest
Shortfall, Class B-2 Unpaid Interest Shortfall, Class B-3 Unpaid Interest
Shortfall, Class B-4 Unpaid Interest Shortfall, Class B-5 Unpaid Interest
Shortfall or Class B-6 Unpaid Interest Shortfall.
Class B-1 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-1 and Exhibit C hereto.
Class B-1 Certificateholder: The registered holder of a Class B-1
Certificate.
Class B-1 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-1 Certificates pursuant to
Paragraphs fifth, sixth and seventh of Section 4.01(a)(i).
Class B-1 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-1 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-1 Certificates on such Distribution Date pursuant to Paragraph fifth
of Section 4.01(a)(i).
Class B-1 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the
product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y)
the sum of:
(i) the Class B-1 Percentage of (A) the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan, less (B) if the Bankruptcy Loss Amount has been
reduced to zero, the principal portion of any Debt Service Reduction with
respect to such Mortgage Loan;
(ii) the Class B-1 Prepayment Percentage of all Unscheduled Principal
Receipts (other than Recoveries) that were received by a Servicer with
respect to such Mortgage Loan during the Applicable Unscheduled Principal
Receipt Period relating to such Distribution Date for each applicable type
of Unscheduled Principal Receipt;
(iii) the Class B-1 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the one month period ending on
the day preceding the Determination Date for such Distribution Date, was
repurchased by the Seller pursuant to Sections 2.02 or 2.03; and
(iv) the Class B-1 Percentage of the excess of the unpaid principal balance
of such Mortgage Loan substituted for a Mortgage Loan during the one month
period ending on the day preceding the Determination Date for such
Distribution Date over the unpaid principal balance of such Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such Mortgage Loan; and
(II) the Class B-1 Prepayment Percentage of the Non-PO Recovery for such
Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-1 Optimal Principal Amount
will equal the lesser of (A) the Class B-1 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-1 Certificates.
Class B-1 Percentage: As to any Distribution Date, the percentage
calculated by multiplying the Subordinated Percentage by either (i) if any Class
B Certificates (other than the Class B-1 Certificates) are eligible to receive
principal distributions for such Distribution Date in accordance with Section
4.01(d), a fraction, the numerator of which is the Class B-1 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the sum of the Principal Balances of the Classes of
Class B Certificates eligible to receive principal distributions for such
Distribution Date in accordance with the provisions of Section 4.01(d) or (ii)
except as set forth in Section 4.01(d)(ii), in the event that the Class B
Certificates (other than the Class B-1 Certificates) are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), one.
Class B-1 Prepayment Percentage: As to any Distribution Date, the
percentage calculated by multiplying the Subordinated Prepayment Percentage by
either (i) if any Class B Certificates (other than the Class B-1 Certificates)
are eligible to receive principal distributions for such Distribution Date in
accordance with Section 4.01(d), a fraction, the numerator of which is the Class
B-1 Principal Balance (determined as of the Determination Date preceding such
Distribution Date) and the denominator of which is the sum of the Principal
Balances of the Classes of Class B Certificates eligible to receive principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d) or (ii) except as set forth in Section 4.01(d)(ii), in the event
that the Class B Certificates (other than the Class B-1 Certificates) are not
eligible to receive distributions of principal in accordance with Section
4.01(d)(i), one.
Class B-1 Principal Balance: As to the first Determination Date, the
Original Class B-1 Principal Balance. As of any subsequent Determination Date,
the Original Class B-1 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-1 Certificates on prior
Distribution Dates (A) pursuant to Paragraph seventh of Section 4.01(a)(i) and
(B) as a result of a Principal Adjustment and (b) the Realized Losses allocated
through such Determination Date to the Class B-1 Certificates pursuant to
Section 4.02(b); provided, however, if the Class B-1 Certificates are the most
subordinate Certificates outstanding, the Class B-1 Principal Balance will equal
the difference, if any, between the Adjusted Pool Amount as of the preceding
Distribution Date less the Class A Principal Balance as of such Determination
Date.
Class B-1 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-1 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-1 Certificates on prior Distribution Dates pursuant to
Paragraph sixth of Section 4.01(a)(i).
Class B-2 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-2 and Exhibit C hereto.
Class B-2 Certificateholder: The registered holder of a Class B-2
Certificate.
Class B-2 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-2 Certificates pursuant to
Paragraphs eighth, ninth and tenth of Section 4.01(a)(i).
Class B-2 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-2 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-2 Certificates on such Distribution Date pursuant to Paragraph
eighth of Section 4.01(a)(i).
Class B-2 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the
product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y)
the sum of:
(i) the Class B-2 Percentage of (A) the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan, less (B) if the Bankruptcy Loss Amount has been
reduced to zero, the principal portion of any Debt Service Reduction with
respect to such Mortgage Loan;
(ii) the Class B-2 Prepayment Percentage of all Unscheduled Principal
Receipts (other than Recoveries) that were received by a Servicer with
respect to such Mortgage Loan during the Applicable Unscheduled Principal
Receipt Period relating to such Distribution Date for each applicable type
of Unscheduled Principal Receipt;
(iii) the Class B-2 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the one month period ending on
the day preceding the Determination Date for such Distribution Date, was
repurchased by the Seller pursuant to Sections 2.02 or 2.03; and
(iv) the Class B-2 Percentage of the excess of the unpaid principal balance
of such Mortgage Loan substituted for a Mortgage Loan during the one month
period ending on the day preceding the Determination Date for such
Distribution Date over the unpaid principal balance of such Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such Mortgage Loan; and
(II) the Class B-2 Prepayment Percentage of the Non-PO Recovery for such
Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-2 Optimal Principal Amount
will equal the lesser of (A) the Class B-2 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-2 Certificates.
Class B-2 Percentage: As to any Distribution Date, except as set forth in
the next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-2 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-2
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-2 Percentage for such
Distribution Date will be zero.
Class B-2 Prepayment Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-2 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-2 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-2
Prepayment Percentage for such Distribution Date will be zero.
Class B-2 Principal Balance: As to the first Determination Date, the
Original Class B-2 Principal Balance. As of any subsequent Determination Date,
the Original Class B-2 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-2 Certificates on prior
Distribution Dates (A) pursuant to Paragraph tenth of Section 4.01(a)(i) and (B)
as a result of a Principal Adjustment and (b) the Realized Losses allocated
through such Determination Date to the Class B-2 Certificates pursuant to
Section 4.02(b); provided, however, if the Class B-2 Certificates are the most
subordinate Certificates outstanding, the Class B-2 Principal Balance will equal
the difference, if any, between the Adjusted Pool Amount as of the preceding
Distribution Date less the sum of the Class A Principal Balance and the Class
B-1 Principal Balance as of such Determination Date.
Class B-2 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-2 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-2 Certificates on prior Distribution Dates pursuant to
Paragraph ninth of Section 4.01(a)(i).
Class B-3 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-3 and Exhibit C hereto.
Class B-3 Certificateholder: The registered holder of a Class B-3
Certificate.
Class B-3 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-3 Certificates pursuant to
Paragraphs eleventh, twelfth and thirteenth of Section 4.01(a)(i).
Class B-3 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-3 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-3 Certificates on such Distribution Date pursuant to Paragraph
eleventh of Section 4.01(a)(i).
Class B-3 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the
product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y)
the sum of:
(i) the Class B-3 Percentage of (A) the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan, less (B) if the Bankruptcy Loss Amount has been
reduced to zero, the principal portion of any Debt Service Reduction with
respect to such Mortgage Loan;
(ii) the Class B-3 Prepayment Percentage of all Unscheduled Principal
Receipts (other than Recoveries) that were received by a Servicer with
respect to such Mortgage Loan during the Applicable Unscheduled Principal
Receipt Period relating to such Distribution Date for each applicable type
of Unscheduled Principal Receipt;
(iii) the Class B-3 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the one month period ending on
the day preceding the Determination Date for such Distribution Date, was
repurchased by the Seller pursuant to Sections 2.02 or 2.03; and
(iv) the Class B-3 Percentage of the excess of the unpaid principal balance
of such Mortgage Loan substituted for a Mortgage Loan during the one month
period ending on the day preceding the Determination Date for such
Distribution Date over the unpaid principal balance of such Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such Mortgage Loan; and
(II) the Class B-3 Prepayment Percentage of the Non-PO Recovery for such
Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-3 Optimal Principal Amount
will equal the lesser of (A) the Class B-3 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-3 Certificates.
Class B-3 Percentage: As to any Distribution Date, except as set forth in
the next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-3 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-3
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-3 Percentage for such
Distribution Date will be zero.
Class B-3 Prepayment Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-3 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-3 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-3
Prepayment Percentage for such Distribution Date will be zero.
Class B-3 Principal Balance: As to the first Determination Date, the
Original Class B-3 Principal Balance. As of any subsequent Determination Date,
the Original Class B-3 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-3 Certificates on prior
Distribution Dates (A) pursuant to Paragraph thirteenth of Section 4.01(a)(i)
and (B) as a result of a Principal Adjustment and (b) the Realized Losses
allocated through such Determination Date to the Class B-3 Certificates pursuant
to Section 4.02(b); provided, however, if the Class B-3 Certificates are the
most subordinate Certificates outstanding, the Class B-3 Principal Balance will
equal the difference, if any, between the Adjusted Pool Amount as of the
preceding Distribution Date less the sum of the Class A Principal Balance, the
Class B-1 Principal Balance and the Class B-2 Principal Balance as of such
Determination Date.
Class B-3 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-3 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-3 Certificates on prior Distribution Dates pursuant to
Paragraph twelfth of Section 4.01(a)(i).
Class B-4 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-4 and Exhibit C hereto.
Class B-4 Certificateholder: The registered holder of a Class B-4
Certificate.
Class B-4 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-4 Certificates pursuant to
Paragraphs fourteenth, fifteenth and sixteenth of Section 4.01(a)(i).
Class B-4 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-4 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-4 Certificates on such Distribution Date pursuant to Paragraph
fourteenth of Section 4.01(a)(i).
Class B-4 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the
product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y)
the sum of:
(i) the Class B-4 Percentage of (A) the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan, less (B) if the Bankruptcy Loss Amount has been
reduced to zero, the principal portion of any Debt Service Reduction with
respect to such Mortgage Loan;
(ii) the Class B-4 Prepayment Percentage of all Unscheduled Principal
Receipts (other than Recoveries) that were received by a Servicer with
respect to such Mortgage Loan during the Applicable Unscheduled Principal
Receipt Period relating to such Distribution Date for each applicable type
of Unscheduled Principal Receipt;
(iii) the Class B-4 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the one month period ending on
the day preceding the Determination Date for such Distribution Date, was
repurchased by the Seller pursuant to Sections 2.02 or 2.03; and
(iv) the Class B-4 Percentage of the excess of the unpaid principal balance
of such Mortgage Loan substituted for a Mortgage Loan during the one month
period ending on the day preceding the Determination Date for such
Distribution Date over the unpaid principal balance of such Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such Mortgage Loan; and
(II) the Class B-4 Prepayment Percentage of the Non-PO Recovery for such
Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect
to such Class and such Distribution Date, the Class B-4 Optimal Principal
Amount will equal the lesser of (A) the Class B-4 Optimal Principal Amount
calculated as described in the preceding provisions and (B) the Adjusted
Principal Balance for the Class B-4 Certificates.
Class B-4 Percentage: As to any Distribution Date, except as set forth in
the next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-4 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-4
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-4 Percentage for such
Distribution Date will be zero.
Class B-4 Prepayment Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-4 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-4 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-4
Prepayment Percentage for such Distribution Date will be zero.
Class B-4 Principal Balance: As to the first Determination Date, the
Original Class B-4 Principal Balance. As of any subsequent Determination Date,
the Original Class B-4 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-4 Certificates on prior
Distribution Dates (A) pursuant to Paragraph sixteenth of Section 4.01(a)(i) and
(B) as a result of a Principal Adjustment and (b) the Realized Losses allocated
through such Determination Date to the Class B-4 Certificates pursuant to
Section 4.02(b); provided, however, if the Class B-4 Certificates are the most
subordinate Certificates outstanding, the Class B-4 Principal Balance will equal
the difference, if any, between the Adjusted Pool Amount as of the preceding
Distribution Date less the sum of the Class A Principal Balance, the Class B-1
Principal Balance, the Class B-2 Principal Balance and the Class B-3 Principal
Balance as of such Determination Date.
Class B-4 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-4 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-4 Certificates on prior Distribution Dates pursuant to
Paragraph fifteenth of Section 4.01(a)(i).
Class B-5 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-5 and Exhibit C hereto.
Class B-5 Certificateholder: The registered holder of a Class B-5
Certificate.
Class B-5 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-5 Certificates pursuant to
Paragraphs seventeenth, eighteenth and nineteenth of Section 4.01(a)(i).
Class B-5 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-5 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-5 Certificates on such Distribution Date pursuant to Paragraph
seventeenth of Section 4.01(a)(i).
Class B-5 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the
product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y)
the sum of:
(i) the Class B-5 Percentage of (A) the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan, less (B) if the Bankruptcy Loss Amount has been
reduced to zero, the principal portion of any Debt Service Reduction with
respect to such Mortgage Loan;
(ii) the Class B-5 Prepayment Percentage of all Unscheduled Principal
Receipts (other than Recoveries) that were received by a Servicer with
respect to such Mortgage Loan during the Applicable Unscheduled Principal
Receipt Period relating to such Distribution Date for each applicable type
of Unscheduled Principal Receipt;
(iii) the Class B-5 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the one month period ending on
the day preceding the Determination Date for such Distribution Date, was
repurchased by the Seller pursuant to Sections 2.02 or 2.03; and
(iv) the Class B-5 Percentage of the excess of the unpaid principal balance
of such Mortgage Loan substituted for a Mortgage Loan during the one month
period ending on the day preceding the Determination Date for such
Distribution Date over the unpaid principal balance of such Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such Mortgage Loan; and
(II) the Class B-5 Prepayment Percentage of the Non-PO Recovery for such
Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-5 Optimal Principal Amount
will equal the lesser of (A) the Class B-5 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-5 Certificates.
Class B-5 Percentage: As to any Distribution Date, except as set forth in
the next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-5 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-5
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-5 Percentage for such
Distribution Date will be zero.
Class B-5 Prepayment Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-5 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-5 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-5
Prepayment Percentage for such Distribution Date will be zero.
Class B-5 Principal Balance: As to the first Determination Date, the
Original Class B-5 Principal Balance. As of any subsequent Determination Date,
the Original Class B-5 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-5 Certificates on prior
Distribution Dates (A) pursuant to Paragraph nineteenth of Section 4.01(a)(i)
and (B) as a result of a Principal Adjustment and (b) the Realized Losses
allocated through such Determination Date to the Class B-5 Certificates pursuant
to Section 4.02(b); provided, however, if the Class B-5 Certificates are the
most subordinate Certificates outstanding, the Class B-5 Principal Balance will
equal the difference, if any, between the Adjusted Pool Amount as of the
preceding Distribution Date less the sum of the Class A Principal Balance, the
Class B-1 Principal Balance, the Class B-2 Principal Balance, the Class B-3
Principal Balance and the Class B-4 Principal Balance as of such Determination
Date.
Class B-5 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-5 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-5 Certificates on prior Distribution Dates pursuant to
Paragraph eighteenth of Section 4.01(a)(i).
Class B-6 Certificate: Any one of the Certificates executed by the Trust
Administrator and authenticated by the Trust Administrator or the Authenticating
Agent in substantially the form set forth in Exhibit B-6 and Exhibit C hereto.
Class B-6 Certificateholder: The registered holder of a Class B-6
Certificate.
Class B-6 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-6 Certificates pursuant to
Paragraphs twentieth, twenty-first and twenty-second of Section 4.01(a)(i).
Class B-6 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-6 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-6 Certificates on such Distribution Date pursuant to Paragraph
twentieth of Section 4.01(a)(i).
Class B-6 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum of (I) the sum, as to each Outstanding Mortgage Loan, of the
product of (x) the Non-PO Fraction with respect to such Mortgage Loan and (y)
the sum of:
(i) the Class B-6 Percentage of (A) the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan, less (B) if the Bankruptcy Loss Amount has been
reduced to zero, the principal portion of any Debt Service Reduction with
respect to such Mortgage Loan;
(ii) the Class B-6 Prepayment Percentage of all Unscheduled Principal
Receipts (other than Recoveries) that were received by a Servicer with
respect to such Mortgage Loan during the Applicable Unscheduled Principal
Receipt Period relating to such Distribution Date for each applicable type
of Unscheduled Principal Receipt;
(iii) the Class B-6 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the one month period ending on
the day preceding the Determination Date for such Distribution Date, was
repurchased by the Seller pursuant to Sections 2.02 or 2.03; and
(iv) the Class B-6 Percentage of the excess of the unpaid principal balance
of such Mortgage Loan substituted for a Mortgage Loan during the one month
period ending on the day preceding the Determination Date for such
Distribution Date over the unpaid principal balance of such Mortgage Loan,
less the amount allocable to the principal portion of any unreimbursed
Periodic Advances previously made by the applicable Servicer, the Master
Servicer or the Trust Administrator in respect of such Mortgage Loan; and
(II) the Class B-6 Prepayment Percentage of the Non-PO Recovery for such
Distribution Date;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-6 Optimal Principal Amount
will equal the lesser of (A) the Class B-6 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-6 Certificates.
Class B-6 Percentage: As to any Distribution Date, except as set forth in
the next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-6 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-6
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-6 Percentage for such
Distribution Date will be zero.
Class B-6 Prepayment Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-6 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-6 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-6
Prepayment Percentage for such Distribution Date will be zero.
Class B-6 Principal Balance: As to the first Determination Date, the
Original Class B-6 Principal Balance. As of any subsequent Determination Date,
the Original Class B-6 Principal Balance less the sum of (a) all amounts
previously distributed in respect of the Class B-6 Certificates on prior
Distribution Dates pursuant to Paragraph twenty-second of Section 4.01(a)(i) and
(b) the Realized Losses allocated through such Determination Date to the Class
B-6 Certificates pursuant to Section 4.02(b); provided, however, if the Class
B-6 Certificates are outstanding, the Class B-6 Principal Balance will equal the
difference, if any, between the Adjusted Pool Amount as of the preceding
Distribution Date less the sum of the Class A Principal Balance, the Class B-1
Principal Balance, the Class B-2 Principal Balance, the Class B-3 Principal
Balance, the Class B-4 Principal Balance and the Class B-5 Principal Balance as
of such Determination Date.
Class B-6 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-6 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-6 Certificates on prior Distribution Dates pursuant to
Paragraph twenty-first of Section 4.01(a)(i).
Class B-L1 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class B-L2 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class B-L3 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class B-L4 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class B-L5 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class B-L6 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Clearing Agency: An organization registered as a "clearing agency" pursuant
to Section 17A of the Securities Exchange Act of 1934, as amended. The initial
Clearing Agency shall be The Depository Trust Company.
Clearing Agency Participant: A broker, dealer, bank, financial institution
or other Person for whom a Clearing Agency effects book-entry transfers of
securities deposited with the Clearing Agency.
Closing Date: The date of initial issuance of the Certificates, as set
forth in Section 11.21.
Code: The Internal Revenue Code of 1986, as it may be amended from time to
time, any successor statutes thereto, and applicable U.S. Department of the
Treasury temporary or final regulations promulgated thereunder.
Compensating Interest: With respect to any Distribution Date, the lesser of
(a) the product of (i) 1/12th of 0.20% and (ii) the Pool Scheduled Principal
Balance for such Distribution Date and (b) the Available Master Servicing
Compensation for such Distribution Date.
Co-op Shares: Shares issued by private non-profit housing corporations.
Corporate Trust Office: The principal office of the Trust Administrator or
Trustee, as the case may be, at which at any particular time its corporate trust
business shall be administered, which office with respect to the Trust
Administrator at the date of the execution of this instrument is located at 000
Xxxxx Xxxxx Xxxxxx, XX 1179, Xxxxxxxxx, Xxxxx Xxxxxxxx 00000 and with respect to
the Trustee, at the date of execution of this instrument is located at 000 Xxxx
00xx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000.
Corresponding Upper-Tier Class or Classes: As to the following
Uncertificated Lower-Tier Interests, the Corresponding Upper-Tier Class or
Classes, as follows:
Uncertificated Lower-Tier Corresponding Upper-Tier Class or Classes
Interest
Class A-L1 Interest Class A-1 Certificates, Class A-3
Certificates, Class A-7 Certificates,
Class A-8 Certificates, Class A-10
Certificates, Class A-11 Certificates and
Class A-12 Certificates
Class A-L2 Interest Class A-2 Certificates and Class A-9
Certificates
Class A-L5 Interest Class A-4 Certificates, Class A-5
Certificates and Class A-6 Certificates
Class A-LPO Interest Class A-PO Certificates
Class A-LUR Interest Class A-R Certificate
Class B-L1 Interest Class B-1 Certificates
Class B-L2 Interest Class B-2 Certificates
Class B-L3 Interest Class B-3 Certificates
Class B-L4 Interest Class B-4 Certificates
Class B-L5 Interest Class B-5 Certificates
Class B-L6 Interest Class B-6 Certificates
Cross-Over Date: The Distribution Date preceding the first Distribution
Date on which the Class A Percentage (determined pursuant to clause (ii) of the
definition thereof) equals or exceeds 100%.
Cross-Over Date Interest Shortfall: With respect to any Distribution Date
that occurs on or after the Cross-Over Date with respect to any Unscheduled
Principal Receipt (other than a Prepayment in Full):
(A) in the case where the Applicable Unscheduled Principal Receipt Period
is the Mid-Month Receipt Period and such Unscheduled Principal Receipt
is received by the Servicer on or after the Determination Date in the
month preceding the month of such Distribution Date but prior to the
first day of the month of such Distribution Date, the amount of
interest that would have accrued at the Net Mortgage Interest Rate on
the amount of such Unscheduled Principal Receipt from the day of its
receipt or, if earlier, its application by the Servicer through the
last day of the month preceding the month of such Distribution Date;
and
(B) in the case where the Applicable Unscheduled Principal Receipt Period
is the Prior Month Receipt Period and such Unscheduled Principal
Receipt is received by the Servicer during the month preceding the
month of such Distribution Date, the amount of interest that would
have accrued at the Net Mortgage Interest Rate on the amount of such
Unscheduled Principal Receipt from the day of its receipt or, if
earlier, its application by the Servicer through the last day of the
month in which such Unscheduled Principal Receipt is received.
Current Class A Interest Distribution Amount: As to any Distribution Date,
the amount distributed in respect of the Class A Certificates pursuant to
Paragraph first of Section 4.01(a)(i) on such Distribution Date.
Current Class B Interest Distribution Amount: As to any Distribution Date,
the amount distributed in respect of the Classes of Class B Certificates
pursuant to Paragraphs fifth, eighth, eleventh, fourteenth, seventeenth and
twentieth of Section 4.01(a)(i) on such Distribution Date.
Current Class B-1 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-2, Class B-3, Class B-4, Class
B-5 and Class B-6 Certificates by the sum of the Class A Non-PO Principal
Balance and the Class B Principal Balance. As to the first Distribution Date,
the Original Class B-1 Fractional Interest.
Current Class B-2 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-3, Class B-4, Class B-5 and
Class B-6 Certificates by the sum of the Class A Non-PO Principal Balance and
the Class B Principal Balance. As to the first Distribution Date, the Original
Class B-2 Fractional Interest.
Current Class B-3 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-4, Class B-5 and Class B-6
Certificates by the sum of the Class A Non-PO Principal Balance and the Class B
Principal Balance. As to the first Distribution Date, the Original Class B-3
Fractional Interest.
Current Class B-4 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-5 and Class B-6 Certificates by
the sum of the Class A Non-PO Principal Balance and the Class B Principal
Balance. As to the first Distribution Date, the Original Class B-4 Fractional
Interest.
Current Class B-5 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the Principal Balance of the Class B-6 Certificates by the sum of the Class A
Non-PO Principal Balance and the Class B Principal Balance. As to the first
Distribution Date, the Original Class B-5 Fractional Interest.
Curtailment: Any Principal Prepayment made by a Mortgagor which is not a
Prepayment in Full.
Custodial Agreement: The Custodial Agreement, if any, from time to time in
effect between the Custodian named therein, the Seller, the Master Servicer and
the Trust Administrator, substantially in the form of Exhibit E hereto, as the
same may be amended or modified from time to time in accordance with the terms
thereof.
Custodial P&I Account: The Custodial P&I Account, as defined in each of the
Servicing Agreements, with respect to the Mortgage Loans. In determining whether
the Custodial P&I Account under any Servicing Agreement is "acceptable" to the
Master Servicer (as may be required by the definition of "Eligible Account"
contained in the Servicing Agreements), the Master Servicer shall require that
any such account shall be acceptable to each of the Rating Agencies.
Custodian: Initially, the Trust Administrator, and thereafter the
Custodian, if any, hereafter appointed by the Trust Administrator pursuant to
Section 8.13, or its successor in interest under the Custodial Agreement. The
Custodian may (but need not) be the Trustee, the Trust Administrator or any
Person directly or indirectly controlling or controlled by or under common
control of the Trustee or Trust Administrator. Neither a Servicer, nor the
Seller nor the Master Servicer nor any Person directly or indirectly controlling
or controlled by or under common control with any such Person may be appointed
Custodian.
Cut-Off Date: The first day of the month of initial issuance of the
Certificates as set forth in Section 11.02.
Cut-Off Date Aggregate Principal Balance: The aggregate of the Cut-Off Date
Principal Balances of the Mortgage Loans is as set forth in Section 11.03.
Cut-Off Date Principal Balance: As to each Mortgage Loan, its unpaid
principal balance as of the close of business on the Cut-Off Date (but without
giving effect to any Unscheduled Principal Receipts received or applied on the
Cut-Off Date), reduced by all payments of principal due on or before the Cut-Off
Date and not paid, and increased by scheduled monthly payments of principal due
after the Cut-Off Date but received by the related Servicer on or before the
Cut-Off Date.
Debt Service Reduction: With respect to any Mortgage Loan, a reduction in
the scheduled Monthly Payment for such Mortgage Loan by a court of competent
jurisdiction in a proceeding under the Bankruptcy Code, except such a reduction
constituting a Deficient Valuation.
Deficient Valuation: With respect to any Mortgage Loan, a valuation by a
court of competent jurisdiction of the Mortgaged Property in an amount less than
the then-outstanding indebtedness under the Mortgage Loan, or any reduction in
the amount of principal to be paid in connection with any scheduled Monthly
Payment that results in a permanent forgiveness of principal, which valuation or
reduction results from a proceeding under the Bankruptcy Code.
Definitive Certificates: As defined in Section 5.01(b).
Denomination: The amount, if any, specified on the face of each Certificate
(other than the Class A-4 Certificates) representing the principal portion of
the Cut-Off Date Aggregate Principal Balance evidenced by such Certificate. As
to the Class A-4 Certificates, the amount specified on the face of each such
Certificate representing the portion of the Original Notional Amount.
Determination Date: The 17th day of the month in which the related
Distribution Date occurs, or if such 17th day is not a Business Day, the
Business Day preceding such 17th day.
Discount Mortgage Loan: A Mortgage Loan with a Net Mortgage Interest Rate
of less than 7.000%.
Distribution Date: The 25th day of any month, beginning in the month
following the month of initial issuance of the Certificates, or if such 25th day
is not a Business Day, the Business Day following such 25th day.
Due Date: With respect to any Mortgage Loan, the day of the month in which
the Monthly Payment on such Mortgage Loan is scheduled to be paid.
Eligible Account: One or more accounts (i) that are maintained with a
depository institution (which may be the Master Servicer) whose long-term debt
obligations (or, in the case of a depository institution which is part of a
holding company structure, the long-term debt obligations of such parent holding
company) at the time of deposit therein are rated at least "AA" (or the
equivalent) by each of the Rating Agencies, (ii) the deposits in which are fully
insured by the FDIC through either the Bank Insurance Fund or the Savings
Association Insurance Fund, (iii) the deposits in which are insured by the FDIC
through either the Bank Insurance Fund or the Savings Association Insurance Fund
(to the limit established by the FDIC) and the uninsured deposits in which
accounts are otherwise secured, as evidenced by an Opinion of Counsel delivered
to the Trust Administrator, such that the Trust Administrator, on behalf of the
Certificateholders has a claim with respect to the funds in such accounts or a
perfected first security interest against any collateral securing such funds
that is superior to claims of any other depositors or creditors of the
depository institution with which such accounts are maintained, (iv) that are
trust accounts maintained with the trust department of a federal or state
chartered depository institution or trust company acting in its fiduciary
capacity or (v) such other account that is acceptable to each of the Rating
Agencies and would not cause the Trust Estate to fail to qualify as two separate
REMICs or result in the imposition of any federal tax on either of the
Upper-Tier REMIC or the Lower-Tier REMIC.
Eligible Investments: At any time, any one or more of the following
obligations and securities which shall mature not later than the Business Day
preceding the Distribution Date next succeeding the date of such investment,
provided that such investments continue to qualify as "cash flow investments" as
defined in Code Section 860G(a)(6):
(i) obligations of the United States of America or any agency thereof,
provided such obligations are backed by the full faith and credit of the
United States of America;
(ii) general obligations of or obligations guaranteed by any state of
the United States of America or the District of Columbia receiving the
highest short-term or highest long-term rating of each Rating Agency, or
such lower rating as would not result in the downgrading or withdrawal of
the rating then assigned to any of the Certificates by either Rating Agency
or result in any of such rated Certificates being placed on credit review
status (other than for possible upgrading) by either Rating Agency;
(iii) commercial or finance company paper which is then rated in the
highest long-term commercial or finance company paper rating category of
each Rating Agency or the highest short-term rating category of each Rating
Agency, or such lower rating category as would not result in the
downgrading or withdrawal of the rating then assigned to any of the
Certificates by either Rating Agency or result in any of such rated
Certificates being placed on credit review status (other than for possible
upgrading) by either Rating Agency;
(iv) certificates of deposit, demand or time deposits, federal funds
or banker's acceptances issued by any depository institution or trust
company incorporated under the laws of the United States or of any state
thereof and subject to supervision and examination by federal and/or state
banking authorities, provided that the commercial paper and/or debt
obligations of such depository institution or trust company (or in the case
of the principal depository institution in a holding company system, the
commercial paper or debt obligations of such holding company) are then
rated in the highest short-term or the highest long-term rating category
for such securities of each of the Rating Agencies, or such lower rating
categories as would not result in the downgrading or withdrawal of the
rating then assigned to any of the Certificates by either Rating Agency or
result in any of such rated Certificates being placed on credit review
status (other than for possible upgrading) by either Rating Agency;
(v) guaranteed reinvestment agreements issued by any bank, insurance
company or other corporation acceptable to each Rating Agency at the time
of the issuance of such agreements;
(vi) repurchase agreements on obligations with respect to any security
described in clauses (i) or (ii) above or any other security issued or
guaranteed by an agency or instrumentality of the United States of America,
in either case entered into with a depository institution or trust company
(acting as principal) described in (iv) above;
(vii) securities (other than stripped bonds or stripped coupon
securities) bearing interest or sold at a discount issued by any
corporation incorporated under the laws of the United States of America or
any state thereof which, at the time of such investment or contractual
commitment providing for such investment, are then rated in the highest
short-term or the highest long-term rating category by each Rating Agency,
or in such lower rating category as would not result in the downgrading or
withdrawal of the rating then assigned to any of the Certificates by either
Rating Agency or result in any of such rated Certificates being placed on
credit review status (other than for possible upgrading) by either Rating
Agency; and
(viii) such other investments acceptable to each Rating Agency as
would not result in the downgrading of the rating then assigned to the
Certificates by either Rating Agency or result in any of such rated
Certificates being placed on credit review status (other than for possible
upgrading) by either Rating Agency.
In no event shall an instrument be an Eligible Investment if such
instrument evidences either (i) a right to receive only interest payments with
respect to the obligations underlying such instrument, or (ii) both principal
and interest payments derived from obligations underlying such instrument and
the interest and principal payments with respect to such instrument provide a
yield to maturity at the date of investment of greater than 120% of the yield to
maturity at par of such underlying obligations.
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
ERISA Prohibited Holder: As defined in Section 5.02(d).
Errors and Omissions Policy: As defined in each of the Servicing
Agreements.
Event of Default: Any of the events specified in Section 7.01.
Excess Bankruptcy Loss: With respect to any Distribution Date and any
Mortgage Loan as to which a Bankruptcy Loss is realized in the period
corresponding to the Applicable Unscheduled Principal Receipt Period with
respect to Full Unscheduled Principal Receipts for such Distribution Date, (i)
if the Aggregate Current Bankruptcy Losses with respect to such Distribution
Date exceed the then-applicable Bankruptcy Loss Amount, then the portion of such
Bankruptcy Loss represented by the ratio of (a) the excess of the Aggregate
Current Bankruptcy Losses over the then-applicable Bankruptcy Loss Amount,
divided by (b) the Aggregate Current Bankruptcy Losses or (ii) if the Aggregate
Current Bankruptcy Losses with respect to such Distribution Date are less than
or equal to the then-applicable Bankruptcy Loss Amount, then zero. In addition,
any Bankruptcy Loss occurring with respect to a Mortgage Loan on or after the
Cross-Over Date will be an Excess Bankruptcy Loss.
Excess Fraud Loss: With respect to any Distribution Date and any Mortgage
Loan as to which a Fraud Loss is realized and as to which Liquidation Proceeds
were received during the Applicable Unscheduled Principal Receipt Period with
respect to Full Unscheduled Principal Receipts for such Distribution Date, (i)
if the Aggregate Current Fraud Losses with respect to such Distribution Date
exceed the then-applicable Fraud Loss Amount, then the portion of such Fraud
Loss represented by the ratio of (a) the excess of the Aggregate Current Fraud
Losses over the then-applicable Fraud Loss Amount, divided by (b) the Aggregate
Current Fraud Losses, or (ii) if the Aggregate Current Fraud Losses with respect
to such Distribution Date are less than or equal to the then-applicable Fraud
Loss Amount, then zero. In addition, any Fraud Loss occurring with respect to a
Mortgage Loan on or after the Cross-Over Date will be an Excess Fraud Loss.
Excess Special Hazard Loss: With respect to any Distribution Date and any
Mortgage Loan as to which a Special Hazard Loss is realized and as to which
Liquidation Proceeds were received during the Applicable Unscheduled Principal
Receipt Period with respect to Full Unscheduled Principal Receipts for such
Distribution Date, (i) if the Aggregate Current Special Hazard Losses with
respect to such Distribution Date exceed the then-applicable Special Hazard Loss
Amount, then the portion of such Special Hazard Loss represented by the ratio of
(a) the excess of the Aggregate Current Special Hazard Losses over the
then-applicable Special Hazard Loss Amount, divided by (b) the Aggregate Current
Special Hazard Losses, or (ii) if the Aggregate Current Special Hazard Losses
with respect to such Distribution Date are less than or equal to the
then-applicable Special Hazard Loss Amount, then zero. In addition, any Special
Hazard Loss occurring with respect to a Mortgage Loan on or after the Cross-Over
Date will be an Excess Special Hazard Loss.
FDIC: The Federal Deposit Insurance Corporation or any successor thereto.
Fidelity Bond: As defined in each of the Servicing Agreements.
Final Distribution Date: The Distribution Date on which the final
distribution in respect of the Certificates is made pursuant to Section 9.01.
Final Scheduled Maturity Date: The Final Scheduled Maturity Date for each
Class of Certificates is April 25, 2031, which corresponds to the "latest
possible maturity date" for purposes of Section 860G(a)(1) of the Internal
Revenue Code of 1986, as amended.
Fitch: Fitch, Inc., or its successors in interest.
Fixed Retained Yield: The fixed percentage of interest on each Mortgage
Loan with a Mortgage Interest Rate greater than the sum of (a) 7.000%, (b) the
applicable Servicing Fee Rate and (c) the Master Servicing Fee Rate, which will
be determined on a loan by loan basis and will equal the Mortgage Interest Rate
on each Mortgage Loan minus the sum of (a), (b) and (c), which is not assigned
to and not part of the Trust Estate.
Fixed Retained Yield Rate: With respect to each Mortgage Loan, a per annum
rate equal to the greater of (a) zero and (b) the Mortgage Interest Rate on such
Mortgage Loan minus the sum of (i) 7.000%, (ii) the applicable Servicing Fee
Rate and (iii) the Master Servicing Fee Rate.
Fraud Loss: A Liquidated Loan Loss as to which there was fraud in the
origination of such Mortgage Loan.
Fraud Loss Amount: As of any Distribution Date after the Cut-Off Date an
amount equal to: (X) prior to the first anniversary of the Cut-Off Date an
amount equal to $16,015,400.45 minus the aggregate amount of Fraud Losses
allocated solely to the Class B Certificates in accordance with Section 4.02(a)
since the Cut-Off Date, and (Y) from the first through fifth anniversary of the
Cut-Off Date, an amount equal to (1) the lesser of (a) the Fraud Loss Amount as
of the most recent anniversary of the Cut-Off Date and (b) 1.00% of the
aggregate outstanding principal balance of all of the Mortgage Loans as of the
most recent anniversary of the Cut-Off Date minus (2) the Fraud Losses allocated
solely to the Class B Certificates in accordance with Section 4.02(a) since the
most recent anniversary of the Cut-Off Date. On and after the Cross-Over Date or
after the fifth anniversary of the Cut-Off Date the Fraud Loss Amount shall be
zero.
Full Unscheduled Principal Receipt: Any Unscheduled Principal Receipt with
respect to a Mortgage Loan (i) in the amount of the outstanding principal
balance of such Mortgage Loan and resulting in the full satisfaction of such
Mortgage Loan or (ii) representing Liquidation Proceeds other than Partial
Liquidation Proceeds.
Holder: See "Certificateholder."
Independent: When used with respect to any specified Person, such Person
who (i) is in fact independent of the Seller, the Master Servicer and any
Servicer, (ii) does not have any direct financial interest or any material
indirect financial interest in the Seller or the Master Servicer or any Servicer
or in an affiliate of either, and (iii) is not connected with the Seller, the
Master Servicer or any Servicer as an officer, employee, promoter, underwriter,
trustee, partner, director or person performing similar functions.
Insurance Policy: Any insurance or performance bond relating to a Mortgage
Loan or the Mortgage Loans, including any hazard insurance, special hazard
insurance, flood insurance, primary mortgage insurance, mortgagor bankruptcy
bond or title insurance.
Insurance Proceeds: Proceeds paid by any insurer pursuant to any Insurance
Policy covering a Mortgage Loan.
Insured Expenses: Expenses covered by any Insurance Policy covering a
Mortgage Loan.
Interest Accrual Amount: As to any Distribution Date and any Class of Class
A Certificates (other than the Class A-4 and Class A-PO Certificates), (i) the
product of (a) 1/12th of the Class A Pass-Through Rate for such Class and (b)
the Principal Balance of such Class as of the Determination Date immediately
preceding such Distribution Date minus (ii) the Class A Interest Percentage of
such Class of (a) any Non-Supported Interest Shortfall allocated to the Class A
Certificates with respect to such Distribution Date, (b) the interest portion of
any Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy
Losses allocated to the Class A Certificates with respect to such Distribution
Date pursuant to Section 4.02(e) and (c) the interest portion of any Realized
Losses (other than Excess Special Hazard Losses, Excess Fraud Losses and Excess
Bankruptcy Losses) allocated to the Class A Certificates on or after the
Cross-Over Date pursuant to Section 4.02(e). As to any Distribution Date and the
Class A-4 Certificates, the Class A-4 Interest Accrual Amount. The Class A-PO
Certificates have no Interest Accrual Amount.
As to any Distribution Date and any Class of Class B Certificates an amount
equal to (i) the product of 1/12th of the Class B Pass-Through Rate and the
Principal Balance of such Class as of the Determination Date preceding such
Distribution Date minus (ii) the Class B Interest Percentage of such Class of
(x) any Non-Supported Interest Shortfall allocated to the Class B Certificates
with respect to such Distribution Date and (y) the interest portion of any
Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
allocated to the Class B Certificates with respect to such Distribution Date
pursuant to Section 4.02(e).
Liquidated Loan: A Mortgage Loan with respect to which the related
Mortgaged Property has been acquired, liquidated or foreclosed and with respect
to which the applicable Servicer determines that all Liquidation Proceeds which
it expects to recover have been recovered.
Liquidated Loan Loss: With respect to any Distribution Date, the aggregate
of the amount of losses with respect to each Mortgage Loan which became a
Liquidated Loan during the Applicable Unscheduled Principal Receipt Period with
respect to Full Unscheduled Principal Receipts for such Distribution Date, equal
to the excess of (i) the unpaid principal balance of each such Liquidated Loan,
plus accrued interest thereon in accordance with the amortization schedule at
the time applicable thereto at the applicable Net Mortgage Interest Rate from
the Due Date as to which interest was last paid with respect thereto through the
last day of the month preceding the month in which such Distribution Date
occurs, over (ii) Net Liquidation Proceeds with respect to such Liquidated Loan.
Liquidation Expenses: Expenses incurred by a Servicer in connection with
the liquidation of any defaulted Mortgage Loan or property acquired in respect
thereof (including, without limitation, legal fees and expenses, committee or
referee fees, and, if applicable, brokerage commissions and conveyance taxes),
any unreimbursed advances expended by such Servicer pursuant to its Servicing
Agreement or the Master Servicer or Trust Administrator pursuant hereto
respecting the related Mortgage Loan, including any unreimbursed advances for
real property taxes or for property restoration or preservation of the related
Mortgaged Property. Liquidation Expenses shall not include any previously
incurred expenses in respect of an REO Mortgage Loan which have been netted
against related REO Proceeds.
Liquidation Proceeds: Amounts received by a Servicer (including Insurance
Proceeds) or PMI Advances made by a Servicer in connection with the liquidation
of defaulted Mortgage Loans or property acquired in respect thereof, whether
through foreclosure, sale or otherwise, including payments in connection with
such Mortgage Loans received from the Mortgagor, other than amounts required to
be paid to the Mortgagor pursuant to the terms of the applicable Mortgage or to
be applied otherwise pursuant to law.
Liquidation Profits: As to any Distribution Date and any Mortgage Loan that
became a Liquidated Loan during the Applicable Unscheduled Principal Receipt
Period with respect to Full Unscheduled Principal Receipts for such Distribution
Date, the excess, if any, of (i) Net Liquidation Proceeds in respect of such
Liquidated Loan over (ii) the unpaid principal balance of such Liquidated Loan
plus accrued interest thereon in accordance with the amortization schedule at
the time applicable thereto at the applicable Net Mortgage Interest Rate from
the Due Date to which interest was last paid with respect thereto through the
last day of the month preceding the month in which such Distribution Date
occurs.
Loan-to-Value Ratio: The ratio, expressed as a percentage, the numerator of
which is the principal balance of a particular Mortgage Loan at origination and
the denominator of which is the lesser of (x) the appraised value of the related
Mortgaged Property determined in the appraisal used by the originator at the
time of origination of such Mortgage Loan, and (y) if the Mortgage is originated
in connection with a sale of the Mortgaged Property, the sale price for such
Mortgaged Property.
Lower-Tier Distribution Amount: As defined in Section 4.01(a)(ii).
Lower-Tier REMIC: One of two separate REMICs comprising the Trust Estate,
the assets of which consist of the Mortgage Loans (other than Fixed Retained
Yield), such amounts as shall from time to time be held in the Certificate
Account (other than Fixed Retained Yield), the insurance policies, if any,
relating to a Mortgage Loan and property which secured a Mortgage Loan and which
has been acquired by foreclosure or deed in lieu of foreclosure.
Master Servicer: Xxxxx Fargo Bank Minnesota, National Association, or its
successor in interest.
Master Servicing Fee: With respect to any Mortgage Loan and any
Distribution Date, the fee payable monthly to the Master Servicer pursuant to
Section 6.05 equal to a fixed percentage (expressed as a per annum rate) of the
unpaid principal balance of such Mortgage Loan.
Master Servicing Fee Rate: As set forth in Section 11.26.
MERS: As defined in Section 2.01.
Mid-Month Receipt Period: With respect to each Distribution Date, the one
month period beginning on the Determination Date (or, in the case of the first
Distribution Date, from and including the Cut-Off-Date) occurring in the
calendar month preceding the month in which such Distribution Date occurs and
ending on the day preceding the Determination Date immediately preceding such
Distribution Date.
Month End Interest: As defined in each Servicing Agreement.
Monthly Payment: As to any Mortgage Loan (including any REO Mortgage Loan)
and any Due Date, the payment of principal and interest due thereon in
accordance with the amortization schedule at the time applicable thereto (after
adjustment for any Curtailments and Deficient Valuations occurring prior to such
Due Date but before any adjustment to such amortization schedule, other than for
Deficient Valuations, by reason of any bankruptcy or similar proceeding or any
moratorium or similar waiver or grace period).
Moody's: Xxxxx'x Investors Service, Inc., or its successor in interest.
Mortgage: The mortgage, deed of trust or other instrument creating a first
lien on Mortgaged Property securing a Mortgage Note together with any Mortgage
Loan Rider, if applicable.
Mortgage Interest Rate: As to any Mortgage Loan, the per annum rate at
which interest accrues on the unpaid principal balance thereof as set forth in
the related Mortgage Note, which rate is as indicated on the Mortgage Loan
Schedule.
Mortgage Loan Purchase Agreement: The mortgage loan purchase agreement
dated as of March 29, 2001 between WFHM, as seller, and the Seller, as
purchaser.
Mortgage Loan Rider: The standard Xxxxxx Mae/Xxxxxxx Mac riders to the
Mortgage Note and/or Mortgage riders required when the Mortgaged Property is a
condominium unit or a unit in a planned unit development.
Mortgage Loan Schedule: The list of the Mortgage Loans transferred to the
Trust Administrator on the Closing Date as part of the Trust Estate and attached
hereto as Exhibits F-1, F-2 and F-3, which list may be amended following the
Closing Date upon conveyance of a Substitute Mortgage Loan pursuant to Sections
2.02, 2.03 or 2.06 and which list shall set forth at a minimum the following
information of the close of business on the Cut-Off Date (or, with respect to
Substitute Mortgage Loans, as of the close of business on the day of
substitution) as to each Mortgage Loan:
(i) the Mortgage Loan identifying number;
(ii) the city, state and zip code of the Mortgaged Property;
(iii) the type of property;
(iv) the Mortgage Interest Rate;
(v) the Net Mortgage Interest Rate;
(vi) the Monthly Payment;
(vii) the original number of months to maturity;
(viii) the scheduled maturity date;
(ix) the Cut-Off Date Principal Balance;
(x) the Loan-to-Value Ratio at origination;
(xi) whether such Mortgage Loan is a Subsidy Loan;
(xii) whether such Mortgage Loan is covered by primary mortgage insurance;
(xiii) the applicable Servicing Fee Rate;
(xiv) the Master Servicing Fee Rate;
(xv) Fixed Retained Yield, if applicable; and
(xvi) for each Other Servicer Mortgage Loan, the name of the Servicer with
respect thereto.
Such schedule may consist of multiple reports that collectively set forth
all of the information required.
Mortgage Loans: Each of the mortgage loans transferred and assigned to the
Trustee on the Closing Date pursuant to Section 2.01 and any mortgage loans
substituted therefor pursuant to Sections 2.02, 2.03 or 2.06, in each case as
from time to time are included in the Trust Estate as identified in the Mortgage
Loan Schedule.
Mortgage Note: The note or other evidence of indebtedness evidencing the
indebtedness of a Mortgagor under a Mortgage Loan together with any related
Mortgage Loan Riders, if applicable.
Mortgaged Property: The property subject to a Mortgage, which may include
Co-op Shares or residential long-term leases.
Mortgagor: The obligor on a Mortgage Note.
Net Liquidation Proceeds: As to any defaulted Mortgage Loan, Liquidation
Proceeds net of Liquidation Expenses.
Net Mortgage Interest Rate: With respect to each Mortgage Loan, a rate
equal to (i) the Mortgage Interest Rate on such Mortgage Loan minus (ii) the sum
of (a) the applicable Servicing Fee Rate, as set forth in Section 11.25 with
respect to such Mortgage Loan, (b) the Master Servicing Fee Rate, as set forth
in Section 11.26 with respect to such Mortgage Loan and (c) the Fixed Retained
Yield Rate, if any, with respect to such Mortgage Loan. Any regular monthly
computation of interest at such rate shall be based upon annual interest at such
rate on the applicable amount divided by twelve.
Net REO Proceeds: As to any REO Mortgage Loan, REO Proceeds net of any
related expenses of the Servicer.
Non-permitted Foreign Holder: As defined in Section 5.02(d).
Non-PO Fraction: With respect to any Mortgage Loan, the lesser of (i) 1.00
and (ii) the quotient obtained by dividing the Net Mortgage Interest Rate for
such Mortgage Loan by 7.000%.
Non-PO Recovery: As to any Distribution Date, the amount of all Recoveries
received during the Applicable Unscheduled Principal Receipt Periods for such
Distribution Date less the Class A-PO Recovery for such Distribution Date.
Nonrecoverable Advance: Any portion of a Periodic Advance previously made
or proposed to be made in respect of a Mortgage Loan which has not been
previously reimbursed to the Servicer, the Master Servicer or the Trust
Administrator, as the case may be, and which the Servicer, the Master Servicer
or the Trust Administrator determines will not, or in the case of a proposed
Periodic Advance would not, be ultimately recoverable from Liquidation Proceeds
or other recoveries in respect of the related Mortgage Loan. The determination
by the Servicer, the Master Servicer or the Trust Administrator (i) that it has
made a Nonrecoverable Advance or (ii) that any proposed Periodic Advance, if
made, would constitute a Nonrecoverable Advance, shall be evidenced by an
Officer's Certificate of the Servicer delivered to the Master Servicer for
redelivery to the Trust Administrator or, in the case of a Master Servicer or
the Trust Administrator determination, an Officer's Certificate of the Master
Servicer or the Trust Administrator delivered to the Trustee, in each case
detailing the reasons for such determination.
Non-Supported Interest Shortfall: With respect to any Distribution Date,
the excess, if any, of the aggregate Prepayment Interest Shortfall on the
Mortgage Loans over the aggregate Compensating Interest with respect to such
Distribution Date. With respect to each Distribution Date occurring on or after
the Cross-Over Date, the Non-Supported Interest Shortfall determined pursuant to
the preceding sentence will be increased by the amount of any Cross-Over Date
Interest Shortfall for such Distribution Date. Any Non-Supported Interest
Shortfall will be allocated to (a) the Class A Certificates according to the
percentage obtained by dividing the Class A Non-PO Principal Balance by the sum
of the Class A Non-PO Principal Balance and the Class B Principal Balance and
(b) the Class B Certificates according to the percentage obtained by dividing
the Class B Principal Balance by the sum of the Class A Non-PO Principal Balance
and the Class B Principal Balance.
Non-U.S. Person: As defined in Section 4.01(g).
Notional Amount: As to any Distribution Date, an amount equal to
12.0459713086% of the sum of the Principal Balances of the Class A-5 and Class
A-6 Certificates.
Officers' Certificate: With respect to any Person, a certificate signed by
the Chairman of the Board, the President or a Vice President, and by the
Treasurer, the Secretary or one of the Assistant Treasurers or Assistant
Secretaries of such Person (or, in the case of a Person which is not a
corporation, signed by the person or persons having like responsibilities), and
delivered to the Trustee or the Trust Administrator, as the case may be.
Opinion of Counsel: A written opinion of counsel, who may be outside or
salaried counsel for the Seller, a Servicer or the Master Servicer, or any
affiliate of the Seller, a Servicer or the Master Servicer, acceptable to the
Trustee if such opinion is to be delivered to the Trustee or acceptable to the
Trust Administrator if such opinion is to be delivered to the Trust
Administrator; provided, however, that with respect to REMIC matters, matters
relating to the determination of Eligible Accounts or matters relating to
transfers of Certificates, such counsel shall be Independent.
Optimal Adjustment Event: With respect to any Class of Class B Certificates
and any Distribution Date, an Optimal Adjustment Event will occur with respect
to such Class if: (i) the Principal Balance of such Class on the Determination
Date succeeding such Distribution Date would have been reduced to zero
(regardless of whether such Principal Balance was reduced to zero as a result of
principal distribution or the allocation of Realized Losses) and (ii) (a) the
Principal Balance of any Class of Class A Certificates would be subject to
further reduction as a result of the third or sixth sentences of the definition
of Principal Balance or (b) the Principal Balance of a Class of Class B
Certificates with a lower numerical designation would be reduced with respect to
such Distribution Date as a result of the application of the proviso in the
definition of Class B-1 Principal Balance, Class B-2 Principal Balance, Class
B-3 Principal Balance, Class B-4 Principal Balance, Class B-5 Principal Balance
or Class B-6 Principal Balance.
Original Class A Non-PO Principal Balance: The sum of the Original
Principal Balances of the Class A-1, Class A-2, Class A-3, Class A-5, Class A-6,
Class A-7, Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class A-R
and Class A-LR Certificates, as set forth in Section 11.06.
Original Class A Percentage: The Class A Percentage as of the Cut-Off Date,
as set forth in Section 11.04.
Original Class B Principal Balance: The sum of the Original Class B-1
Principal Balance, Original Class B-2 Principal Balance, Original Class B-3
Principal Balance, Original Class B-4 Principal Balance, Original Class B-5
Principal Balance and Original Class B-6 Principal Balance, as set forth in
Section 11.08.
Original Class B-1 Fractional Interest: As to the first Distribution Date,
the percentage obtained by dividing the sum of the Original Class B-2 Principal
Balance, the Original Class B-3 Principal Balance, the Original Class B-4
Principal Balance, Original Class B-5 Principal Balance and the Original Class
B-6 Principal Balance by the sum of the Original Class A Non-PO Principal
Balance and the Original Class B Principal Balance. The Original Class B-1
Fractional Interest is specified in Section 11.10.
Original Class B-2 Fractional Interest: As to the first Distribution Date,
the percentage obtained by dividing the sum of the Original Class B-3 Principal
Balance, the Original Class B-4 Principal Balance, Original Class B-5 Principal
Balance and the Original Class B-6 Principal Balance by the sum of the Original
Class A Non-PO Principal Balance and the Original Class B Principal Balance. The
Original Class B-2 Fractional Interest is specified in Section 11.11.
Original Class B-3 Fractional Interest: As to the first Distribution Date,
the percentage obtained by dividing the sum of the Original Class B-4 Principal
Balance, the Original Class B-5 Principal Balance and the Original Class B-6
Principal Balance by the sum of the Original Class A Non-PO Principal Balance
and the Original Class B Principal Balance. The Original Class B-3 Fractional
Interest is specified in Section 11.12.
Original Class B-4 Fractional Interest: As to the first Distribution Date,
the percentage obtained by dividing the sum of the Original Class B-5 Principal
Balance and the Original Class B-6 Principal Balance by the sum of the Original
Class A Non-PO Principal Balance and the Original Class B Principal Balance. The
Original Class B-4 Fractional Interest is specified in Section 11.13.
Original Class B-5 Fractional Interest: As to the first Distribution Date,
the percentage obtained by dividing the Original Class B-6 Principal Balance by
the sum of the Original Class A Non-PO Principal Balance and the Original Class
B Principal Balance. The Original Class B-5 Fractional Interest is specified in
Section 11.14.
Original Class B-1 Percentage: The Class B-1 Percentage as of the Cut-Off
Date, as set forth in Section 11.15.
Original Class B-2 Percentage: The Class B-2 Percentage as of the Cut-Off
Date, as set forth in Section 11.16.
Original Class B-3 Percentage: The Class B-3 Percentage as of the Cut-Off
Date, as set forth in Section 11.17.
Original Class B-4 Percentage: The Class B-4 Percentage as of the Cut-Off
Date, as set forth in Section 11.18.
Original Class B-5 Percentage: The Class B-5 Percentage as of the Cut-Off
Date, as set forth in Section 11.19.
Original Class B-6 Percentage: The Class B-6 Percentage as of the Cut-Off
Date, as set forth in Section 11.20.
Original Class B-1 Principal Balance: The Class B-1 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.09.
Original Class B-2 Principal Balance: The Class B-2 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.09.
Original Class B-3 Principal Balance: The Class B-3 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.09.
Original Class B-4 Principal Balance: The Class B-4 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.09.
Original Class B-5 Principal Balance: The Class B-5 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.09.
Original Class B-6 Principal Balance: The Class B-6 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.09.
Original Notional Amount: The Original Notional Amount, as set forth in
Section 11.05.
Original Principal Balance: Any of the Original Principal Balances of the
Classes of Class A Certificates as set forth in Section 11.05; the Original
Class B-1 Principal Balance, Original Class B-2 Principal Balance, Original
Class B-3 Principal Balance, Original Class B-4 Principal Balance, Original
Class B-5 Principal Balance or Original Class B-6 Principal Balance as set forth
in Section 11.09.
Original Subordinated Percentage: The Subordinated Percentage as of the
Cut-Off Date, as set forth in Section 11.07.
Other Servicer: Any of the Servicers other than WFHM.
Other Servicer Mortgage Loan: Any of the Mortgage Loans identified in
Exhibit F-3 hereto, as such Exhibit may be amended from time to time in
connection with a substitution pursuant to Sections 2.02 or 2.06, which Mortgage
Loan is serviced under an Other Servicing Agreement.
Other Servicing Agreements: The Servicing Agreements other than the WFHM
Servicing Agreement.
Outstanding Mortgage Loan: As to any Due Date, a Mortgage Loan (including
an REO Mortgage Loan) which was not the subject of a Full Unscheduled Principal
Receipt prior to such Due Date and which was not repurchased by the Seller prior
to such Due Date pursuant to Sections 2.02 or 2.03.
Owner Mortgage Loan File: A file maintained by the Trust Administrator (or
the Custodian, if any) for each Mortgage Loan that contains the documents
specified in the Servicing Agreements or, in the case of each Mortgage Loan
serviced by Cendant Mortgage Corporation, the documents specified in the Cendant
Mortgage Loan Purchase Agreement under their respective "Owner Mortgage Loan
File" definition or similar definition and/or other provisions requiring
delivery of specified documents to the owner of the Mortgage Loan in connection
with the purchase thereof, and any additional documents required to be added to
the Owner Mortgage Loan File pursuant to this Agreement.
PAC Certificates: The Class A-5 Certificates, Class A-6 Certificates and
Class A-7 Certificates.
PAC Principal Amount: As defined in Section 4.01(b).
Partial Liquidation Proceeds: Liquidation Proceeds received by a Servicer
prior to the month in which the related Mortgage Loan became a Liquidated Loan.
Partial Unscheduled Principal Receipt: An Unscheduled Principal Receipt
which is not a Full Unscheduled Principal Receipt.
Paying Agent: The Person authorized on behalf of the Trust Administrator,
as agent for the Master Servicer, to make distributions to Certificateholders
with respect to the Certificates and to forward to Certificateholders the
periodic and annual statements required by Section 4.04. The Paying Agent may be
any Person directly or indirectly controlling or controlled by or under common
control with the Master Servicer and may be the Trustee or the Trust
Administrator. The initial Paying Agent is appointed in Section 4.03(a).
Payment Account: The account maintained pursuant to Section 4.03(b).
Percentage Interest: With respect to a Class A Certificate (other than the
Class A-4 Certificates), the undivided percentage interest obtained by dividing
the original principal balance of such Certificate by the Original Principal
Balance of such Class of Class A Certificates. With respect to the Class A-4
Certificates, the undivided percentage interest obtained by dividing the
original notional amount evidenced by such Certificate by the Original Notional
Amount. With respect to a Class B Certificate of a Class, the undivided
percentage interest obtained by dividing the original principal balance of such
Certificate by the Original Principal Balance of such Class of Class B
Certificates.
Periodic Advance: The aggregate of the advances required to be made by a
Servicer on any Distribution Date pursuant to its Servicing Agreement or by the
Master Servicer or the Trust Administrator hereunder, the amount of any such
advances being equal to the total of all Monthly Payments (adjusted, in each
case (i) in respect of interest, to the applicable Mortgage Interest Rate less
the Servicing Fee in the case of Periodic Advances made by a Servicer and to the
applicable Net Mortgage Interest Rate in the case of Periodic Advances made by
the Master Servicer or Trust Administrator and (ii) by the amount of any related
Debt Service Reductions or reductions in the amount of interest collectable from
the Mortgagor pursuant to the Soldiers' and Sailors' Civil Relief Act of 1940,
as amended, or similar legislation or regulations then in effect) on the
Mortgage Loans, that (x) were delinquent as of the close of business on the
related Determination Date, (y) were not the subject of a previous Periodic
Advance by such Servicer or of a Periodic Advance by the Master Servicer or the
Trust Administrator, as the case may be and (z) have not been determined by the
Master Servicer, such Servicer or Trust Administrator to be Nonrecoverable
Advances.
Person: Any individual, corporation, partnership, joint venture,
association, joint-stock company, trust, unincorporated organization or
government or any agency or political subdivision thereof.
Plan: As defined in Section 5.02(c).
PMI Advance: As defined in the related Servicing Agreement, if applicable.
PO Fraction: With respect to any Discount Mortgage Loan, the difference
between 1.0 and the Non-PO Fraction for such Mortgage Loan; with respect to any
other Mortgage Loan, zero.
Pool Balance (Non-PO Portion): As of any Distribution Date, the sum of the
amounts for each Mortgage Loan that is an Outstanding Mortgage Loan of the
product of (i) the Non-PO Fraction for such Mortgage Loan and (ii) the Scheduled
Principal Balance of such Mortgage Loan.
Pool Balance (PO Portion): As of any Distribution Date, the sum of the
amounts for each Mortgage Loan that is an Outstanding Mortgage Loan of the
product of (i) the PO Fraction for such Mortgage Loan and (ii) the Scheduled
Principal Balance of such Mortgage Loan.
Pool Distribution Amount: As of any Distribution Date, the funds eligible
for distribution to the Class A Certificates and Class B Certificates on such
Distribution Date, which shall be the sum of (i) all previously undistributed
payments or other receipts on account of principal and interest on or in respect
of the Mortgage Loans (including, without limitation, the proceeds of any
repurchase of a Mortgage Loan by the Seller and any Substitution Principal
Amount) received by the Master Servicer with respect to the applicable
Remittance Date in the month of such Distribution Date and any Unscheduled
Principal Receipts received by the Master Servicer on or prior to the Business
Day preceding such Distribution Date, (ii) all Periodic Advances made by a
Servicer pursuant to the related Servicing Agreement or Periodic Advances made
by the Master Servicer or the Trust Administrator pursuant to Section 3.03, and
(iii) all other amounts required to be placed in the Certificate Account by the
Servicer on or before the applicable Remittance Date or by the Master Servicer
or the Trust Administrator on or prior to the Distribution Date, but excluding
the following:
(a) amounts received as late payments of principal or interest and
respecting which the Master Servicer or the Trust Administrator has made
one or more unreimbursed Periodic Advances;
(b) the portion of Liquidation Proceeds used to reimburse any
unreimbursed Periodic Advances by the Master Servicer or the Trust
Administrator;
(c) those portions of each payment of interest on a particular
Mortgage Loan which represent (i) the Fixed Retained Yield, if any,
(ii) the Servicing Fee and (iii) the Master Servicing Fee;
(d) all amounts representing scheduled payments of principal and
interest due after the Due Date occurring in the month in which such
Distribution Date occurs;
(e) all Unscheduled Principal Receipts received by the Servicers after
the Applicable Unscheduled Principal Receipt Period relating to the
Distribution Date for the applicable type of Unscheduled Principal Receipt,
and all related payments of interest on such amounts;
(f) all repurchase proceeds with respect to Mortgage Loans repurchased
by the Seller pursuant to Sections 2.02 or 2.03 on or following the
Determination Date in the month in which such Distribution Date occurs and
the difference between the unpaid principal balance of a Mortgage Loan
substituted for a Mortgage Loan pursuant to Sections 2.02, 2.03 or 2.06 on
or following the Determination Date in the month in which such Distribution
Date occurs and the unpaid principal balance of such Mortgage Loan;
(g) that portion of Liquidation Proceeds and REO Proceeds which
represents any unpaid Servicing Fee or Master Servicing Fee;
(h) all income from Eligible Investments that is held in the
Certificate Account for the account of the Master Servicer;
(i) all other amounts permitted to be withdrawn from the Certificate
Account in respect of the Mortgage Loans, to the extent not covered by
clauses (a) through (h) above, or not required to be deposited in the
Certificate Account under this Agreement;
(j) Liquidation Profits;
(k) Month End Interest; and
(l) all amounts reimbursable to a Servicer for PMI Advances.
Pool Scheduled Principal Balance: As to any Distribution Date, the
aggregate Scheduled Principal Balances of all Mortgage Loans that were
Outstanding Mortgage Loans on the Due Date in the month preceding the month of
such Distribution Date.
Prepayment In Full: With respect to any Mortgage Loan, a Mortgagor payment
consisting of a Principal Prepayment in the amount of the outstanding principal
balance of such loan and resulting in the full satisfaction of such obligation.
Prepayment Interest Shortfall: On any Distribution Date, the amount of
interest, if any, that would have accrued on any Mortgage Loan which was the
subject of a Prepayment in Full at the Net Mortgage Interest Rate for such
Mortgage Loan from the date of its Prepayment in Full (but in the case of a
Prepayment in Full where the Applicable Unscheduled Principal Receipt Period is
the Mid-Month Receipt Period, only if the date of the Prepayment in Full is on
or after the Determination Date in the month prior to the month of such
Distribution Date and prior to the first day of the month of such Distribution
Date) through the last day of the month prior to the month of such Distribution
Date.
Prepayment Shift Percentage: As to any Distribution Date, the percentage
indicated below:
Distribution Date Occurring In Prepayment
------------------------------ Shift
Percentage
----------
April 2001 through March 2006................................. 0%
April 2006 through March 2007.................................. 30%
April 2007 through March 2008.................................. 40%
April 2008 through March 2009.................................. 60%
April 2009 through March 2010.................................. 80%
April 2010 and thereafter...................................... 100%
Principal Adjustment: In the event that the Class B-1 Optimal Principal
Amount, Class B-2 Optimal Principal Amount, Class B-3 Optimal Principal Amount,
Class B-4 Optimal Principal Amount, Class B-5 Optimal Principal Amount or Class
B-6 Optimal Principal Amount is calculated in accordance with the proviso in
such definition with respect to any Distribution Date, the Principal Adjustment
for such Class of Class B Certificates shall equal the difference between (i)
the amount that would have been distributed to such Class as principal in
accordance with Section 4.01(a)(i) for such Distribution Date, calculated
without regard to such proviso and assuming there are no Principal Adjustments
for such Distribution Date and (ii) the Adjusted Principal Balance for such
Class.
Principal Balance: As of the first Determination Date and as to any Class
of Class A Certificates (other than the Class A-4 Certificates), the Original
Principal Balance of such Class. As of any subsequent Determination Date prior
to the Cross-Over Date and as to any Class of Class A Certificates (other than
the Class A-PO Certificates), the Original Principal Balance of such Class
(increased in the case of a Class of Accrual Certificates by the Accrual
Distribution Amounts with respect to prior Distribution Dates for such Class of
Accrual Certificates) less the sum of (a) all amounts previously distributed in
respect of such Class on prior Distribution Dates (i) pursuant to Paragraph
third clause (A) of Section 4.01(a)(i), (ii) as a result of a Principal
Adjustment and (iii), if applicable, from the Accrual Distribution Amounts for
such prior Distribution Dates and (b) the Realized Losses allocated through such
Determination Date to such Class pursuant to Section 4.02(b). After the
Cross-Over Date, each such Principal Balance of a Class of Class A Certificates
(other than the Class A-PO Certificates) will also be reduced (if clause (i) is
greater than clause (ii)) or increased (if clause (i) is less than clause (ii))
on each Determination Date by an amount equal to the product of the Class A Loss
Percentage of such Class and the difference, if any, between (i) the Class A
Non-PO Principal Balance as of such Determination Date without regard to this
sentence and (ii) the difference between (A) the Adjusted Pool Amount for the
preceding Distribution Date and (B) the Adjusted Pool Amount (PO Portion) for
the preceding Distribution Date.
The Class A-4 Certificates are interest only Certificates and have no
Principal Balance.
As of any subsequent Determination Date prior to the Cross-Over Date and as
to the Class A-PO Certificates, the Original Principal Balance of such Class
less the sum of (a) all amounts previously distributed in respect of the Class
A-PO Certificates on prior Distribution Dates pursuant to Paragraphs third
clause (B) and fourth of Section 4.01(a)(i) and (b) the Realized Losses
allocated through such Determination Date to the Class A-PO Certificates
pursuant to Section 4.02(b). After the Cross-Over Date, the Adjusted Pool Amount
(PO Portion) for the preceding Distribution Date.
As to the Class B Certificates, the Class B-1 Principal Balance, Class B-2
Principal Balance, Class B-3 Principal Balance, Class B-4 Principal Balance,
Class B-5 Principal Balance and Class B-6 Principal Balance, respectively.
Notwithstanding the foregoing, no Principal Balance of a Class will be
increased on any Determination Date such that the Principal Balance of such
Class exceeds its Original Principal Balance (plus any Accrual Distribution
Amounts previously added to the Principal Balance of a Class of Accrual
Certificates) less all amounts previously distributed in respect of such Class
on prior Distribution Dates pursuant to Paragraph third clause (A) of Section
4.01(a)(i), Paragraph third clause (B) of Section 4.01(a)(i), or Paragraphs
seventh, tenth, thirteenth, sixteenth, nineteenth or twenty-second of Section
4.01(a)(i).
Principal Prepayment: Any Mortgagor payment on a Mortgage Loan which is
received in advance of its Due Date and is not accompanied by an amount
representing scheduled interest for any period subsequent to the date of
prepayment.
Priority Amount: For any Distribution Date, the lesser of (i) the Principal
Balance of the Class A-12 Certificates and (ii) the sum of (A) the product of
(1) the Priority Percentage, (2) the Shift Percentage and (3) the Scheduled
Principal Amount and (B) the product of (1) the Priority Percentage, (2) the
Prepayment Shift Percentage and (3) the Unscheduled Principal Amount.
Priority Percentage: The Principal Balance of the Class A-12 Certificates
divided by the Aggregate Non-PO Principal Balance.
Prior Month Receipt Period: With respect to each Distribution Date, the
calendar month preceding the month in which such Distribution Date occurs.
Prohibited Transaction Tax: Any tax imposed under Section 860F of the Code.
Prospectus: The prospectus dated February 21, 2001 as supplemented by the
prospectus supplement dated March 22, 2001, relating to the Class A, Class B-1,
Class B-2 and Class B-3 Certificates.
Prudent Servicing Practices: The standard of care set forth in each
Servicing Agreement.
Rating Agency: Any nationally recognized statistical credit rating agency,
or its successor, that rated one or more Classes of the Certificates at the
request of the Seller at the time of the initial issuance of the Certificates.
The Rating Agencies for the Class A Certificates (other than the Class A-R and
Class A-LR Certificates) are Fitch and Xxxxx'x. The Rating Agency for the Class
A-R, Class A-LR, Class B-1, Class B-2, Class B-3, Class B-4 and Class B-5
Certificates is Fitch. If any such agency or a successor is no longer in
existence, "Rating Agency" shall be such statistical credit rating agency, or
other comparable Person, designated by the Seller, notice of which designation
shall be given to the Trust Administrator and the Master Servicer. References
herein to the highest short-term rating category of a Rating Agency shall mean
F-1+ in the case of Fitch, P-1 in the case of Xxxxx'x and in the case of any
other Rating Agency shall mean its equivalent of such ratings. References herein
to the highest long-term rating categories of a Rating Agency shall mean AAA,
and in the case of any other Rating Agency shall mean its equivalent of such
ratings without any plus or minus.
Realized Losses: With respect to any Distribution Date, (i) Liquidated Loan
Losses (including Special Hazard Losses and Fraud Losses) incurred on Liquidated
Loans for which the Liquidation Proceeds were received during the Applicable
Unscheduled Principal Receipt Period with respect to Full Unscheduled Principal
Receipts with respect to such Distribution Date and (ii) Bankruptcy Losses
incurred during the period corresponding to the Applicable Unscheduled Principal
Receipt Period with respect to Full Unscheduled Principal Receipts for such
Distribution Date.
Record Date: The last Business Day of the month preceding the month of the
related Distribution Date.
Recovery: Any amount received on a Mortgage Loan subsequent to such
Mortgage Loan being determined to be a Liquidated Loan.
Reduction Amount: As defined in Section 4.01(b).
Relevant Anniversary: See "Bankruptcy Loss Amount."
REMIC: A "real estate mortgage investment conduit" as defined in Code
Section 860D.
REMIC Provisions: Provisions of the federal income tax law relating to
REMICs, which appear at Sections 860A through 860G of Part IV of Subchapter M of
Chapter 1 of Subtitle A of the Code, and related provisions, and U.S. Department
of the Treasury temporary, proposed or final regulations promulgated thereunder,
as the foregoing are in effect (or with respect to proposed regulations, are
proposed to be in effect) from time to time.
Remittance Date: As defined in each of the Servicing Agreements.
REO Mortgage Loan: Any Mortgage Loan which is not a Liquidated Loan and as
to which the indebtedness evidenced by the related Mortgage Note is discharged
and the related Mortgaged Property is held as part of the Trust Estate.
REO Proceeds: Proceeds received in respect of any REO Mortgage Loan
(including, without limitation, proceeds from the rental of the related
Mortgaged Property).
Request for Release: A request for release in substantially the form
attached as Exhibit G hereto.
Responsible Officer: When used with respect to the Trustee or the Trust
Administrator, the Chairman or Vice-Chairman of the Board of Directors or
Trustees, the Chairman or Vice-Chairman of the Executive or Standing Committee
of the Board of Directors or Trustees, the President, the Chairman of the
Committee on Trust Matters, any Vice President, the Secretary, any Assistant
Secretary, the Treasurer, any Assistant Treasurer, the Cashier, any Assistant
Cashier, any Trust Officer or Assistant Trust Officer, the Controller and any
Assistant Controller or any other officer of the Trustee or the Trust
Administrator, as the case may be, customarily performing functions similar to
those performed by any of the above-designated officers and also, with respect
to a particular matter, any other officer to whom such matter is referred
because of such officer's knowledge of and familiarity with the particular
subject.
Rule 144A: Rule 144A promulgated under the Securities Act of 1933, as
amended.
Scheduled Certificates: The Class A-8 Certificates.
Scheduled Principal Amount: The sum for each outstanding Mortgage Loan
(including each defaulted Mortgage Loan with respect to which the related
Mortgaged Property has been acquired by the Trust Estate) of the product of (A)
the Non-PO Fraction for such Mortgage Loan and (B) the sum of the amounts
described in clauses Iy(i) and Iy(iv) of the definition of Class A Non-PO
Optimal Principal Amount, but without such amount being multiplied by the Class
A Percentage.
Scheduled Principal Balance: As to any Mortgage Loan and Distribution Date,
the principal balance of such Mortgage Loan as of the Due Date in the month
preceding the month of such Distribution Date as specified in the amortization
schedule at the time relating thereto (before any adjustment to such
amortization schedule by reason of any bankruptcy (other than Deficient
Valuations) or similar proceeding or any moratorium or similar waiver or grace
period) after giving effect to (A) Unscheduled Principal Receipts received or
applied by the applicable Servicer during the related Unscheduled Principal
Receipt Period for each applicable type of Unscheduled Principal Receipt related
to the Distribution Date occurring in the month preceding such Distribution
Date, (B) Deficient Valuations incurred prior to such Due Date and (C) the
payment of principal due on such Due Date and irrespective of any delinquency in
payment by the related Mortgagor. Accordingly, the Scheduled Principal Balance
of a Mortgage Loan which becomes a Liquidated Loan at any time through the last
day of such related Unscheduled Principal Receipt Period shall be zero.
Seller: Xxxxx Fargo Asset Securities Corporation, or its successor in
interest.
Servicer Mortgage Loan File: As defined in each of the Servicing
Agreements.
Servicers: Each of WFHM, National City Mortgage Co., HomeSide Lending,
Inc., HSBC Mortgage Corporation (USA), Chevy Chase Bank, F.S.B., Old Kent
Mortgage Company, Countrywide Home Loans, Inc., Columbia National Inc., Fleet
Mortgage Corp., Cendant Mortgage Corporation, First Nationwide Mortgage
Corporation, Washington Mutual Bank, F.A., The Huntington Mortgage Company, CUNA
Mutual Mortgage Corporation, First Union Mortgage Corporation, Colonial Savings,
F.A., Chase Manhattan Mortgage Corporation and Navy Federal Credit Union as
Servicer under the related Servicing Agreement.
Servicing Agreements: Each of the Servicing Agreements executed with
respect to a portion of the Mortgage Loans by one of the Servicers, which
agreements are attached hereto, collectively, as Exhibit L.
Servicing Fee: With respect to any Servicer, as defined in its Servicing
Agreement.
Servicing Fee Rate: With respect to a Mortgage Loan, as set forth in
Section 11.25.
Servicing Officer: Any officer of a Servicer involved in, or responsible
for, the administration and servicing of the Mortgage Loans.
Shift Percentage: As to any Distribution Date, the percentage indicated
below:
Shift
Distribution Date Occurring In Percentage
------------------------------ ----------
April 2001 through March 2006................................. 0%
April 2006 and thereafter...................................... 100%
Similar Law: As defined in Section 5.02(c).
Single Certificate: A Certificate of any Class that evidences the smallest
permissible Denomination for such Class, as set forth in Section 11.24.
Special Hazard Loss: (i) A Liquidated Loan Loss suffered by a Mortgaged
Property on account of direct physical loss, exclusive of (a) any loss covered
by a hazard policy or a flood insurance policy maintained in respect of such
Mortgaged Property pursuant to a Servicing Agreement and (b) any loss caused by
or resulting from:
(1) normal wear and tear;
(2) infidelity, conversion or other dishonest act on the part of the
Trustee, Trust Administrator or the Servicer or any of their agents or
employees; or
(3) errors in design, faulty workmanship or faulty materials, unless the
collapse of the property or a part thereof ensues;
or (ii) any Liquidated Loan Loss suffered by the Trust Estate arising from or
related to the presence or suspected presence of hazardous wastes or hazardous
substances on a Mortgaged Property unless such loss to a Mortgaged Property is
covered by a hazard policy or a flood insurance policy maintained in respect of
such Mortgaged Property pursuant to the Servicing Agreement.
Special Hazard Loss Amount: As of any Distribution Date, an amount equal to
$8,007,700.22 minus the sum of (i) the aggregate amount of Special Hazard Losses
allocated solely to the Class B Certificates in accordance with Section 4.02(a)
and (ii) the Special Hazard Adjustment Amount (as defined below) as most
recently calculated. For each anniversary of the Cut-Off Date, the Special
Hazard Adjustment Amount shall be calculated and shall be equal to the amount,
if any, by which the amount calculated in accordance with the preceding sentence
(without giving effect to the deduction of the Special Hazard Adjustment Amount
for such anniversary) exceeds the greater of (A) the product of the Special
Hazard Percentage for such anniversary multiplied by the outstanding principal
balance of all the Mortgage Loans on the Distribution Date immediately preceding
such anniversary, (B) twice the outstanding principal balance of the Mortgage
Loan in the Trust Estate which has the largest outstanding principal balance on
the Distribution Date immediately preceding such anniversary and (C) that which
is necessary to maintain the original ratings on the Certificates as evidenced
by letters to that effect delivered by Rating Agencies to the Master Servicer
and the Trust Administrator. On and after the Cross-Over Date, the Special
Hazard Loss Amount shall be zero.
Special Hazard Percentage: As of each anniversary of the Cut-Off Date, the
greater of (i) 1.00% and (ii) the largest percentage obtained by dividing the
aggregate outstanding principal balance (as of the immediately preceding
Distribution Date) of the Mortgage Loans secured by Mortgaged Properties located
in a single, five-digit zip code area in the State of California by the
outstanding principal balance of all the Mortgage Loans as of the immediately
preceding Distribution Date.
Startup Day: As defined in Section 2.05.
Subordinated Percentage: As to any Distribution Date, the percentage which
is the difference between 100% and the Class A Percentage for such date.
Subordinated Prepayment Percentage: As to any Distribution Date, the
percentage which is the difference between 100% and the Class A Prepayment
Percentage for such date.
Subsidy Loan: Any Mortgage Loan subject to a temporary interest subsidy
agreement pursuant to which the monthly interest payments made by the related
Mortgagor will be less than the scheduled monthly interest payments on such
Mortgage Loan, with the resulting difference in interest payments being provided
by the employer of the Mortgagor. Each Subsidy Loan will be identified as such
in the Mortgage Loan Schedule.
Substitute Mortgage Loan: As defined in Section 2.02
Substitution Principal Amount: With respect to any Mortgage Loan
substituted in accordance with Section 2.02 or pursuant to Sections 2.03 or
2.06, the excess of (x) the unpaid principal balance of the Mortgage Loan which
is substituted for over (y) the unpaid principal balance of the Substitute
Mortgage Loan, each balance being determined as of the date of substitution.
Trust Administrator: First Union National Bank, a national banking
association with its principal office located in Charlotte, North Carolina, or
any successor trust administrator appointed as herein provided.
Trust Estate: The corpus of the trust created by this Agreement, consisting
of the Mortgage Loans (other than any Fixed Retained Yield), such amounts as may
be held from time to time in the Certificate Account (other than any Fixed
Retained Yield), the rights of the Trust Administrator, on behalf of the
Trustee, to receive the proceeds of all insurance policies and performance
bonds, if any, required to be maintained hereunder or under the related
Servicing Agreement and property which secured a Mortgage Loan and which has
been acquired by foreclosure or deed in lieu of foreclosure.
Trustee: United States Trust Company of New York, or any successor trustee
appointed as herein provided.
Uncertificated Lower-Tier Interest: Any of the Class A-L1 Interest, the
Class A-L2 Interest, the Class A-L5 Interest, the Class A-LPO Interest, the
Class A-LUR Interest, the Class B-L1 Interest, the Class B-L2 Interest, the
Class B-L3 Interest, the Class B-L4 Interest, the Class B-L5 Interest and the
Class B-L6 Interest.
Type 1 Mortgage Loan: Any of the Mortgage Loans identified in Exhibit F-1
hereto, as such Exhibit may be amended from time to time in connection with a
substitution pursuant to Sections 2.02 or 2.06, serviced under the WFHM
Servicing Agreement and having a Mid-Month Receipt Period with respect to all
types of Unscheduled Principal Receipts.
Type 2 Mortgage Loan: Any of the Mortgage Loans identified in Exhibit F-2
hereto, as such Exhibit may be amended from time to time in connection with a
substitution pursuant to Sections 2.02 or 2.06, serviced under the WFHM
Servicing Agreement and having a Prior Month Receipt Period with respect to all
types of Unscheduled Principal Receipts.
Unpaid Interest Shortfalls: Each of the Class A Unpaid Interest Shortfalls,
the Class B-1 Unpaid Interest Shortfall, the Class B-2 Unpaid Interest
Shortfall, the Class B-3 Unpaid Interest Shortfall, the Class B-4 Unpaid
Interest Shortfall, the Class B-5 Unpaid Interest Shortfall and the Class B-6
Unpaid Interest Shortfall.
Unscheduled Principal Amount: The sum for each outstanding Mortgage Loan
(including each defaulted Mortgage Loan with respect to which the related
Mortgaged Property has been acquired by the Trust Estate) of the product of (A)
the Non-PO Fraction for such Mortgage Loan and (B) the sum of the amounts
described in clauses Iy(ii) and Iy(iii) of the definition of Class A Non-PO
Optimal Principal Amount, but without such amount being multiplied by the Class
A Prepayment Percentage.
Unscheduled Principal Receipt: Any Principal Prepayment or other recovery
of principal on a Mortgage Loan, including, without limitation, Liquidation
Proceeds, Net REO Proceeds, Recoveries and proceeds received from any
condemnation award or proceeds in lieu of condemnation other than that portion
of such proceeds released to the Mortgagor in accordance with the terms of the
Mortgage or Prudent Servicing Practices, but excluding any Liquidation Profits
and proceeds of a repurchase of a Mortgage Loan by the Seller and any
Substitution Principal Amounts.
Unscheduled Principal Receipt Period: Either a Mid-Month Receipt Period or
a Prior Month Receipt Period.
Upper-Tier Certificate: Any one of the Class A Certificates (other than the
Class A-LR Certificate) and the Class B Certificates.
Upper-Tier Certificate Account: The trust account established and
maintained pursuant to Section 4.01(e).
Upper-Tier REMIC: One of the two separate REMICs comprising the Trust
Estate, the assets of which consist of the Uncertificated Lower-Tier Interests
and such amounts as shall from time to time be held in the Upper-Tier
Certificate Account.
U.S. Person: As defined in Section 4.01(g).
Voting Interest: With respect to any provisions hereof providing for the
action, consent or approval of the Holders of all Certificates evidencing
specified Voting Interests in the Trust Estate, the Class A-4 Certificates will
be entitled to 1% of the aggregate Voting Interest represented by all
Certificates and each remaining Class of Certificates will be entitled to a pro
rata portion of the remaining Voting Interest equal to the ratio obtained by
dividing the Principal Balance of such Class by the sum of the Class A Principal
Balance and the Class B Principal Balance. Each Certificateholder of a Class
will have a Voting Interest equal to the product of the Voting Interest to which
such Class is collectively entitled and the Percentage Interest in such Class
represented by such Holder's Certificates. With respect to any provisions hereof
providing for action, consent or approval of each Class of Certificates or
specified Classes of Certificates, each Certificateholder of a Class will have a
Voting Interest in such Class equal to such Holder's Percentage Interest in such
Class.
Weighted Average Net Mortgage Interest Rate: As to any Distribution Date, a
rate per annum equal to the average, expressed as a percentage of the Net
Mortgage Interest Rates of all Mortgage Loans that were Outstanding Mortgage
Loans as of the Due Date in the month preceding the month of such Distribution
Date, weighted on the basis of the respective Scheduled Principal Balances of
such Mortgage Loans.
WFHM: Xxxxx Fargo Home Mortgage, Inc., or its successor in interest.
WFHM Correspondents: The entities listed on the Mortgage Loan Schedule,
from which WFHM purchased the Mortgage Loans.
WFHM Servicing Agreement: The Servicing Agreement providing for the
servicing of the Type 1 Mortgage Loans and Type 2 Mortgage Loans initially by
WFHM.
SECTION 1.02 ACTS OF HOLDERS.
(a) Any request, demand, authorization, direction, notice, consent, waiver
or other action provided by this Agreement to be given or taken by Holders may
be embodied in and evidenced by one or more instruments of substantially similar
tenor signed by such Holders in person or by an agent duly appointed in writing.
Except as herein otherwise expressly provided, such action shall become
effective when such instrument or instruments are delivered to the Trustee and
the Trust Administrator. Proof of execution of any such instrument or of a
writing appointing any such agent shall be sufficient for any purpose of this
Agreement and conclusive in favor of the Trustee and the Trust Administrator, if
made in the manner provided in this Section 1.02. The Trustee shall promptly
notify the Master Servicer in writing of the receipt of any such instrument or
writing.
(b) The fact and date of the execution by any Person of any such instrument
or writing may be proved by the affidavit of a witness of such execution or by a
certificate of a notary public or other officer authorized by law to take
acknowledgments of deeds, certifying that the individual signing such instrument
or writing acknowledged to him the execution thereof. When such execution is by
a signer acting in a capacity other than his or her individual capacity, such
certificate or affidavit shall also constitute sufficient proof of his or her
authority. The fact and date of the execution of any such instrument or writing,
or the authority of the individual executing the same, may also be proved in any
other manner which the Trustee or the Trust Administrator deems sufficient.
(c) The ownership of Certificates (whether or not such Certificates shall
be overdue and notwithstanding any notation of ownership or other writing
thereon made by anyone other than the Trustee, the Trust Administrator and the
Authenticating Agent) shall be proved by the Certificate Register, and neither
the Trustee, the Trust Administrator, the Seller nor the Master Servicer shall
be affected by any notice to the contrary.
(d) Any request, demand, authorization, direction, notice, consent, waiver
or other action of the Holder of any Certificate shall bind every future Holder
of the same Certificate and the Holder of every Certificate issued upon the
registration of transfer thereof or in exchange therefor or in lieu thereof in
respect of anything done, omitted or suffered to be done by the Trustee, the
Trust Administrator, the Seller or the Master Servicer in reliance thereon,
whether or not notation of such action is made upon such Certificate.
SECTION 1.03 EFFECT OF HEADINGS AND TABLE OF CONTENTS.
The Article and Section headings in this Agreement and the Table of
Contents are for convenience of reference only and shall not affect the
interpretation or construction of this Agreement.
SECTION 1.04 BENEFITS OF AGREEMENT.
Nothing in this Agreement or in the Certificates, express or implied, shall
give to any Person, other than the parties to this Agreement and their
successors hereunder and the Holders of the Certificates any benefit or any
legal or equitable right, power, remedy or claim under this Agreement.
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF THE CERTIFICATES
SECTION 2.01 CONVEYANCE OF MORTGAGE LOANS.
The Seller, concurrently with the execution and delivery hereof, does
hereby assign to the Trustee, without recourse all the right, title and interest
of the Seller in and to (a) the Trust Estate, including all interest (other than
the portion, if any, representing the Fixed Retained Yield) and principal
received by the Seller on or with respect to the Mortgage Loans after the
Cut-Off Date (and including scheduled payments of principal and interest due
after the Cut-Off Date but received by the Seller on or before the Cut-Off Date
and Unscheduled Principal Receipts received or applied on the Cut-Off Date, but
not including payments of principal and interest due on the Mortgage Loans on or
before the Cut-Off Date), (b) the Insurance Policies, (c) the obligations of the
Servicers under the Servicing Agreements with respect to the Mortgage Loans and
(d) proceeds of all the foregoing.
In connection with such assignment, the Seller shall, with respect to each
Mortgage Loan, deliver, or cause to be delivered, to the Trust Administrator, as
initial Custodian, on or before the Closing Date, an Owner Mortgage Loan File.
If any Mortgage or an assignment of a Mortgage to the Trust Administrator or any
prior assignment is in the process of being recorded on the Closing Date, the
Seller shall deliver a copy thereof, certified by WFHM or the applicable WFHM
Correspondent to be a true and complete copy of the document sent for recording,
and the Seller shall use its best efforts to cause each such original recorded
document or certified copy thereof to be delivered to the Trust Administrator
promptly following its recordation, but in no event later than one (1) year
following the Closing Date. If any Mortgage has been recorded in the name of
Mortgage Electronic Registration System, Inc. ("MERS") or its designee, no
assignment of Mortgage in favor of the Trust Administrator will be required to
be prepared or delivered and instead, the Master Servicer shall take all actions
as are necessary to cause the Trust Estate to be shown as the owner of the
related Mortgage Loan on the records of MERS for the purpose of the system of
recording transfers of beneficial ownership of mortgages maintained by MERS. The
Seller shall also cause to be delivered to the Trust Administrator any other
original mortgage loan document to be included in the Owner Mortgage Loan File
if a copy thereof has been delivered. The Seller shall pay from its own funds,
without any right of reimbursement therefor, the amount of any costs,
liabilities and expenses incurred by the Trust Estate by reason of the failure
of the Seller to cause to be delivered to the Trust Administrator within one (1)
year following the Closing Date any original Mortgage or assignment of a
Mortgage (except with respect to any Mortgage recorded in the name of MERS) not
delivered to the Trust Administrator on the Closing Date.
In lieu of recording an assignment of any Mortgage the Seller may, to the
extent set forth in the applicable Servicing Agreement, deliver or cause to be
delivered to the Trust Administrator the assignment of the Mortgage Loan from
the Seller to the Trust Administrator in a form suitable for recordation, if (i)
with respect to a particular state the Trustee has received an Opinion of
Counsel acceptable to it that such recording is not required to make the
assignment effective against the parties to the Mortgage or subsequent
purchasers or encumbrancers of the Mortgaged Property or (ii) the Seller has
been advised by each Rating Agency that non-recordation in a state will not
result in a reduction of the rating assigned by that Rating Agency at the time
of the initial issuance of the Certificates. In the event that the Master
Servicer receives notice that recording is required to protect the right, title
and interest of the Trustee in and to any such Mortgage Loan for which
recordation of an assignment has not previously been required, the Master
Servicer shall promptly notify the Trust Administrator and the Trust
Administrator shall within five Business Days (or such other reasonable period
of time mutually agreed upon by the Master Servicer and the Trust Administrator)
of its receipt of such notice deliver each previously unrecorded assignment to
the related Servicer for recordation.
SECTION 2.02 ACCEPTANCE BY TRUST ADMINISTRATOR.
The Trust Administrator, on behalf of the Trustee acknowledges receipt of
the Mortgage Notes, the Mortgages, the assignments (unless the related Mortgage
has been registered in the name of MERS or its designee) and other documents
required to be delivered on the Closing Date pursuant to Section 2.01 above and
declares that it holds and will hold such documents and the other documents
constituting a part of the Owner Mortgage Loan Files delivered to it in trust,
upon the trusts herein set forth, for the use and benefit of all present and
future Certificateholders. The Trust Administrator agrees, for the benefit of
Certificateholders, to review each Owner Mortgage Loan File within 45 days after
execution of this Agreement in order to ascertain that all required documents
set forth in Section 2.01 have been executed and received and appear regular on
their face, and that such documents relate to the Mortgage Loans identified in
the Mortgage Loan Schedule, and in so doing the Trust Administrator may rely on
the purported due execution and genuineness of any such document and on the
purported genuineness of any signature thereon. If within such 45 day period the
Trust Administrator finds any document constituting a part of an Owner Mortgage
Loan File not to have been executed or received or to be unrelated to the
Mortgage Loans identified in the Mortgage Loan Schedule or not to appear regular
on its face, the Trust Administrator shall promptly (and in no event more than
30 days after the discovery of such defect) notify the Seller, which shall have
a period of 60 days after the date of such notice within which to correct or
cure any such defect. The Seller hereby covenants and agrees that, if any
material defect is not so corrected or cured, the Seller will, not later than 60
days after the Trust Administrator's notice to it referred to above respecting
such defect, either (i) repurchase the related Mortgage Loan or any property
acquired in respect thereof from the Trust Estate at a price equal to (a) 100%
of the unpaid principal balance of such Mortgage Loan plus (b) accrued interest
at the Mortgage Interest Rate less any Fixed Retained Yield through the last day
of the month in which such repurchase takes place or (ii) if within two years of
the Startup Day, or such other period permitted by the REMIC Provisions,
substitute for any Mortgage Loan to which such material defect relates, a new
mortgage loan (a "Substitute Mortgage Loan") having such characteristics so that
the representations and warranties of the Seller set forth in Section 2.03(b)
hereof (other than Section 2.03(b)(i)) would not have been incorrect had such
Substitute Mortgage Loan originally been a Mortgage Loan. In no event shall any
Substitute Mortgage Loan have an unpaid principal balance, as of the date of
substitution, greater than the Scheduled Principal Balance (reduced by the
scheduled payment of principal due on the Due Date in the month of substitution)
of the Mortgage Loan for which it is substituted. In addition, such Substitute
Mortgage Loan shall have a Loan-to-Value Ratio less than or equal to and a
Mortgage Interest Rate equal to that of the Mortgage Loan for which it is
substituted.
In the case of a repurchased Mortgage Loan or property, the purchase price
shall be deposited by the Seller in the Certificate Account maintained by the
Master Servicer pursuant to Section 3.01. In the case of a Substitute Mortgage
Loan, the Owner Mortgage Loan File relating thereto shall be delivered to the
Trust Administrator and the Substitution Principal Amount, together with (i)
interest on such Substitution Principal Amount at the applicable Net Mortgage
Interest Rate to the following Due Date of such Mortgage Loan which is being
substituted for and (ii) an amount equal to the aggregate amount of unreimbursed
Periodic Advances in respect of interest previously made by the Servicer, the
Master Servicer or the Trust Administrator with respect to such Mortgage Loan,
shall be deposited in the Certificate Account. The Monthly Payment on the
Substitute Mortgage Loan for the Due Date in the month of substitution shall not
be part of the Trust Estate. Upon receipt by the Trust Administrator of written
notification of any such deposit signed by an officer of the Seller, or the new
Owner Mortgage Loan File, as the case may be, the Trust Administrator shall
release to the Seller the related Owner Mortgage Loan File and shall execute and
deliver such instrument of transfer or assignment (or, in the case of a Mortgage
Loan registered in the name of MERS or its designee, the Master Servicer shall
take all necessary action to reflect such assignment on the records of MERS), in
each case without recourse, as shall be necessary to vest in the Seller legal
and beneficial ownership of such substituted or repurchased Mortgage Loan or
property. It is understood and agreed that the obligation of the Seller to
substitute a new Mortgage Loan for or repurchase any Mortgage Loan or property
as to which such a material defect in a constituent document exists shall
constitute the sole remedy respecting such defect available to the
Certificateholders, the Trust Administrator on behalf of the Trustee and the
Trustee on behalf of the Certificateholders. The failure of the Trust
Administrator to give any notice contemplated herein within forty-five (45) days
after the execution of this Agreement shall not affect or relieve the Seller's
obligation to repurchase any Mortgage Loan pursuant to this Section 2.02.
The Trust Administrator may, concurrently with the execution and delivery
hereof or at any time thereafter, enter into a Custodial Agreement substantially
in the form of Exhibit E hereto pursuant to which the Trust Administrator
appoints a Custodian to hold the Mortgage Notes, the Mortgages, the assignments
and other documents related to the Mortgage Loans received by the Trust
Administrator, as agent for the Trustee in trust for the benefit of all present
and future Certificateholders, which may provide, among other things, that the
Custodian shall conduct the review of such documents required under the first
paragraph of this Section 2.02.
SECTION 2.03 REPRESENTATIONS AND WARRANTIES OF THE MASTER SERVICER AND THE
SELLER.
(a) The Master Servicer hereby represents and warrants to the Trustee and
the Trust Administrator for the benefit of Certificateholders that, as of the
date of execution of this Agreement:
(i) The Master Servicer is a national banking association duly
chartered and validly existing in good standing under the laws of the
United States;
(ii) The execution and delivery of this Agreement by the Master
Servicer and its performance and compliance with the terms of this
Agreement will not violate the Master Servicer's corporate charter or
by-laws or constitute a default (or an event which, with notice or lapse of
time, or both, would constitute a default) under, or result in the breach
of, any material contract, agreement or other instrument to which the
Master Servicer is a party or which may be applicable to the Master
Servicer or any of its assets;
(iii) This Agreement, assuming due authorization, execution and
delivery by the Trustee, the Trust Administrator and the Seller,
constitutes a valid, legal and binding obligation of the Master Servicer,
enforceable against it in accordance with the terms hereof subject to
applicable bankruptcy, insolvency, reorganization, moratorium and other
laws affecting the enforcement of creditors' rights generally and to
general principles of equity, regardless of whether such enforcement is
considered in a proceeding in equity or at law;
(iv) The Master Servicer is not in default with respect to any order
or decree of any court or any order, regulation or demand of any federal,
state, municipal or governmental agency, which default might have
consequences that would materially and adversely affect the condition
(financial or other) or operations of the Master Servicer or its properties
or might have consequences that would affect its performance hereunder; and
(v) No litigation is pending or, to the best of the Master Servicer's
knowledge, threatened against the Master Servicer which would prohibit its
entering into this Agreement or performing its obligations under this
Agreement.
It is understood and agreed that the representations and warranties set
forth in this Section 2.03(a) shall survive delivery of the respective Owner
Mortgage Loan Files to the Trust Administrator or the Custodian.
(b) The Seller hereby represents and warrants to the Trustee and the Trust
Administrator for the benefit of Certificateholders that, as of the date of
execution of this Agreement, with respect to the Mortgage Loans, or each
Mortgage Loan, as the case may be:
(i) The information set forth in the Mortgage Loan Schedule was true
and correct in all material respects at the date or dates respecting
which such information is furnished as specified in the Mortgage Loan
Schedule;
(ii) Immediately prior to the transfer and assignment contemplated
herein, the Seller was the sole owner and holder of the Mortgage Loan free
and clear of any and all liens, pledges, charges or security interests of
any nature and has full right and authority to sell and assign the same;
(iii) The Mortgage is a valid, subsisting and enforceable first lien
on the property therein described, and the Mortgaged Property is free and
clear of all encumbrances and liens having priority over the first lien of
the Mortgage except for liens for real estate taxes and special assessments
not yet due and payable and liens or interests arising under or as a result
of any federal, state or local law, regulation or ordinance relating to
hazardous wastes or hazardous substances, and, if the related Mortgaged
Property is a condominium unit, any lien for common charges permitted by
statute or homeowners association fees; and if the Mortgaged Property
consists of shares of a cooperative housing corporation, any lien for
amounts due to the cooperative housing corporation for unpaid assessments
or charges or any lien of any assignment of rents or maintenance expenses
secured by the real property owned by the cooperative housing corporation;
and any security agreement, chattel mortgage or equivalent document related
to, and delivered to the Trust Administrator or to the Custodian with, any
Mortgage establishes in the Seller a valid and subsisting first lien on the
property described therein and the Seller has full right to sell and assign
the same to the Trustee;
(iv) Neither the Seller nor any prior holder of the Mortgage or the
related Mortgage Note has modified the Mortgage or the related Mortgage
Note in any material respect, satisfied, canceled or subordinated the
Mortgage in whole or in part, released the Mortgaged Property in whole or
in part from the lien of the Mortgage, or executed any instrument of
release, cancellation, modification or satisfaction, except in each case as
is reflected in an agreement delivered to the Trust Administrator or the
Custodian pursuant to Section 2.01;
(v) All taxes, governmental assessments, insurance premiums, and
water, sewer and municipal charges, which previously became due and owing
have been paid, or an escrow of funds has been established, to the extent
permitted by law, in an amount sufficient to pay for every such item which
remains unpaid; and the Seller has not advanced funds, or received any
advance of funds by a party other than the Mortgagor, directly or
indirectly (except pursuant to any Subsidy Loan arrangement) for the
payment of any amount required by the Mortgage, except for interest
accruing from the date of the Mortgage Note or date of disbursement of the
Mortgage Loan proceeds, whichever is later, to the day which precedes by
thirty days the first Due Date under the related Mortgage Note;
(vi) The Mortgaged Property is undamaged by water, fire, earthquake,
earth movement other than earthquake, windstorm, flood, tornado or similar
casualty (excluding casualty from the presence of hazardous wastes or
hazardous substances, as to which the Seller makes no representations), so
as to affect adversely the value of the Mortgaged Property as security for
the Mortgage Loan or the use for which the premises were intended and to
the best of the Seller's knowledge, there is no proceeding pending or
threatened for the total or partial condemnation of the Mortgaged Property;
(vii) The Mortgaged Property is free and clear of all mechanics' and
materialmen's liens or liens in the nature thereof; provided, however, that
this warranty shall be deemed not to have been made at the time of the
initial issuance of the Certificates if a title policy affording, in
substance, the same protection afforded by this warranty is furnished to
the Trust Administrator by the Seller;
(viii) Except for Mortgage Loans secured by Co-op Shares and Mortgage
Loans secured by residential long-term leases, the Mortgaged Property
consists of a fee simple estate in real property; all of the improvements
which are included for the purpose of determining the appraised value of
the Mortgaged Property lie wholly within the boundaries and building
restriction lines of such property and no improvements on adjoining
properties encroach upon the Mortgaged Property (unless insured against
under the related title insurance policy); and to the best of the Seller's
knowledge, the Mortgaged Property and all improvements thereon comply with
all requirements of any applicable zoning and subdivision laws and
ordinances;
(ix) The Mortgage Loan meets, or is exempt from, applicable state or
federal laws, regulations and other requirements, pertaining to usury, and
the Mortgage Loan is not usurious;
(x) To the best of the Seller's knowledge, all inspections, licenses
and certificates required to be made or issued with respect to all occupied
portions of the Mortgaged Property and, with respect to the use and
occupancy of the same, including, but not limited to, certificates of
occupancy and fire underwriting certificates, have been made or obtained
from the appropriate authorities;
(xi) All payments required to be made up to the Due Date immediately
preceding the Cut-Off Date for such Mortgage Loan under the terms of the
related Mortgage Note have been made and no Mortgage Loan had more than one
delinquency in the 12 months preceding the Cut-Off Date;
(xii) The Mortgage Note, the related Mortgage and other agreements
executed in connection therewith are genuine, and each is the legal, valid
and binding obligation of the maker thereof, enforceable in accordance with
its terms, except as such enforcement may be limited by bankruptcy,
insolvency, reorganization or other similar laws affecting the enforcement
of creditors' rights generally and by general equity principles (regardless
of whether such enforcement is considered in a proceeding in equity or at
law); and, to the best of the Seller's knowledge, all parties to the
Mortgage Note and the Mortgage had legal capacity to execute the Mortgage
Note and the Mortgage and each Mortgage Note and Mortgage has been duly and
properly executed by the Mortgagor;
(xiii) Any and all requirements of any federal, state or local law
with respect to the origination of the Mortgage Loans including, without
limitation, truth-in-lending, real estate settlement procedures, consumer
credit protection, equal credit opportunity or disclosure laws applicable
to the Mortgage Loans have been complied with;
(xiv) The proceeds of the Mortgage Loans have been fully disbursed,
there is no requirement for future advances thereunder and any and all
requirements as to completion of any on-site or off-site improvements and
as to disbursements of any escrow funds therefor have been complied with
(except for escrow funds for exterior items which could not be completed
due to weather and escrow funds for the completion of swimming pools); and
all costs, fees and expenses incurred in making, closing or recording the
Mortgage Loan have been paid, except recording fees with respect to
Mortgages not recorded as of the Closing Date;
(xv) The Mortgage Loan (except any Mortgage Loan secured by a
Mortgaged Property located in any jurisdiction, as to which an opinion of
counsel of the type customarily rendered in such jurisdiction in lieu of
title insurance is instead received) is covered by an American Land Title
Association mortgagee title insurance policy or other generally acceptable
form of policy or insurance acceptable to Xxxxxx Xxx or Xxxxxxx Mac, issued
by a title insurer acceptable to Xxxxxx Mae or Xxxxxxx Mac insuring the
originator, its successors and assigns, as to the first priority lien of
the Mortgage in the original principal amount of the Mortgage Loan and
subject only to (A) the lien of current real property taxes and assessments
not yet due and payable, (B) covenants, conditions and restrictions, rights
of way, easements and other matters of public record as of the date of
recording of such Mortgage acceptable to mortgage lending institutions in
the area in which the Mortgaged Property is located or specifically
referred to in the appraisal performed in connection with the origination
of the related Mortgage Loan, (C) liens created pursuant to any federal,
state or local law, regulation or ordinance affording liens for the costs
of clean-up of hazardous substances or hazardous wastes or for other
environmental protection purposes and (D) such other matters to which like
properties are commonly subject which do not individually, or in the
aggregate, materially interfere with the benefits of the security intended
to be provided by the Mortgage; the Seller is the sole insured of such
mortgagee title insurance policy, the assignment to the Trust
Administrator, on behalf of the Trustee of the Seller's interest in such
mortgagee title insurance policy does not require any consent of or
notification to the insurer which has not been obtained or made, such
mortgagee title insurance policy is in full force and effect and will be in
full force and effect and inure to the benefit of the Trust Administrator,
on behalf of the Trustee, no claims have been made under such mortgagee
title insurance policy, and no prior holder of the related Mortgage,
including the Seller, has done, by act or omission, anything which would
impair the coverage of such mortgagee title insurance policy;
(xvi) The Mortgaged Property securing each Mortgage Loan is insured by
an insurer acceptable to Xxxxxx Mae or Xxxxxxx Mac against loss by fire and
such hazards as are covered under a standard extended coverage endorsement,
in an amount which is not less than the lesser of 100% of the insurable
value of the Mortgaged Property and the outstanding principal balance of
the Mortgage Loan, but in no event less than the minimum amount necessary
to fully compensate for any damage or loss on a replacement cost basis; if
the Mortgaged Property is a condominium unit, it is included under the
coverage afforded by a blanket policy for the project; if upon origination
of the Mortgage Loan, the improvements on the Mortgaged Property were in an
area identified in the Federal Register by the Federal Emergency Management
Agency as having special flood hazards, a flood insurance policy meeting
the requirements of the current guidelines of the Federal Insurance
Administration is in effect with a generally acceptable insurance carrier,
in an amount representing coverage not less than the least of (A) the
outstanding principal balance of the Mortgage Loan, (B) the full insurable
value of the Mortgaged Property and (C) the maximum amount of insurance
which was available under the National Flood Insurance Act of 1968, as
amended; and each Mortgage obligates the Mortgagor thereunder to maintain
all such insurance at the Mortgagor's cost and expense;
(xvii) To the best of the Seller's knowledge, there is no default,
breach, violation or event of acceleration existing under the Mortgage or
the related Mortgage Note and no event which, with the passage of time or
with notice and the expiration of any grace or cure period, would
constitute a default, breach, violation or event of acceleration; the
Seller has not waived any default, breach, violation or event of
acceleration; and no foreclosure action is currently threatened or has been
commenced with respect to the Mortgage Loan;
(xviii) No Mortgage Note or Mortgage is subject to any right of
rescission, set-off, counterclaim or defense, including the defense of
usury, nor will the operation of any of the terms of the Mortgage Note or
Mortgage, or the exercise of any right thereunder, render the Mortgage Note
or Mortgage unenforceable, in whole or in part, or subject it to any right
of rescission, set-off, counterclaim or defense, including the defense of
usury, and no such right of rescission, set-off, counterclaim or defense
has been asserted with respect thereto;
(xix) Each Mortgage Note is payable in monthly payments, resulting in
complete amortization of the Mortgage Loan over a term of not more than 360
months;
(xx) Each Mortgage contains customary and enforceable provisions such
as to render the rights and remedies of the holder thereof adequate for the
realization against the Mortgaged Property of the benefits of the security,
including realization by judicial foreclosure (subject to any limitation
arising from any bankruptcy, insolvency or other law for the relief of
debtors), and there is no homestead or other exemption available to the
Mortgagor which would interfere with such right of foreclosure;
(xxi) To the best of the Seller's knowledge, no Mortgagor is a debtor
in any state or federal bankruptcy or insolvency proceeding;
(xxii) Each Mortgaged Property is located in the United States and
consists of a one- to four-unit residential property, which may include a
detached home, townhouse, condominium unit or a unit in a planned unit
development or, in the case of Mortgage Loans secured by Co-op Shares,
leases or occupancy agreements;
(xxiii) The Mortgage Loan is a "qualified mortgage" within the meaning
of Section 860G(a)(3) of the Code;
(xxiv) With respect to each Mortgage where a lost note affidavit has
been delivered to the Trust Administrator in place of the related Mortgage
Note, the related Mortgage Note is no longer in existence;
(xxv) In the event that the Mortgagor is an inter vivos "living"
trust, (i) such trust is in compliance with Xxxxxx Xxx or Xxxxxxx Mac
standards for inter vivos trusts and (ii) holding title to the Mortgaged
Property in such trust will not diminish any rights as a creditor including
the right to full title to the Mortgaged Property in the event foreclosure
proceedings are initiated; and
(xxvi) If the Mortgage Loan is secured by a long-term residential
lease, (1) the lessor under the lease holds a fee simple interest in the
land; (2) the terms of such lease expressly permit the mortgaging of the
leasehold estate, the assignment of the lease without the lessor's consent
and the acquisition by the holder of the Mortgage of the rights of the
lessee upon foreclosure or assignment in lieu of foreclosure or provide the
holder of the Mortgage with substantially similar protections; (3) the
terms of such lease do not (a) allow the termination thereof upon the
lessee's default without the holder of the Mortgage being entitled to
receive written notice of, and opportunity to cure, such default, (b) allow
the termination of the lease in the event of damage or destruction as long
as the Mortgage is in existence, (c) prohibit the holder of the Mortgage
from being insured (or receiving proceeds of insurance) under the hazard
insurance policy or policies relating to the Mortgaged Property or (d)
permit any increase in rent other than pre-established increases set forth
in the lease; (4) the original term of such lease is not less than 15
years; (5) the term of such lease does not terminate earlier than five
years after the maturity date of the Mortgage Note; and (6) the Mortgaged
Property is located in a jurisdiction in which the use of leasehold estates
in transferring ownership in residential properties is a widely accepted
practice;
Notwithstanding the foregoing, no representations or warranties are made by
the Seller as to the environmental condition of any Mortgaged Property; the
absence, presence or effect of hazardous wastes or hazardous substances on any
Mortgaged Property; any casualty resulting from the presence or effect of
hazardous wastes or hazardous substances on, near or emanating from any
Mortgaged Property; the impact on Certificateholders of any environmental
condition or presence of any hazardous substance on or near any Mortgaged
Property; or the compliance of any Mortgaged Property with any environmental
laws, nor is any agent, person or entity otherwise affiliated with the Seller
authorized or able to make any such representation, warranty or assumption of
liability relative to any Mortgaged Property. In addition, no representations or
warranties are made by the Seller with respect to the absence or effect of fraud
in the origination of any Mortgage Loan.
It is understood and agreed that the representations and warranties set
forth in this Section 2.03(b) shall survive delivery of the respective Owner
Mortgage Loan Files to the Trust Administrator and shall inure to the benefit of
the Trust Administrator, on behalf of the Trustee, notwithstanding any
restrictive or qualified endorsement or assignment.
(c) Upon discovery by either the Seller, the Master Servicer, the Trustee,
the Trust Administrator or the Custodian that any of the representations and
warranties made in subsection (b) above is not accurate (referred to herein as a
"breach") and, except for a breach of the representation and warranty set forth
in subsection (b)(i), where such breach is a result of the Cut-Off Date
Principal Balance of a Mortgage Loan being greater, by $5,000 or greater, than
the Cut-Off Date Principal Balance of such Mortgage Loan indicated on the
Mortgage Loan Schedule, that such breach materially and adversely affects the
interests of the Certificateholders in the related Mortgage Loan, the party
discovering such breach shall give prompt written notice to the other parties
(any Custodian being so obligated under a Custodial Agreement). Within 60 days
of the earlier of its discovery or its receipt of notice of any such breach, the
Seller shall cure such breach in all material respects or shall either (i)
repurchase the Mortgage Loan or any property acquired in respect thereof from
the Trust Estate at a price equal to (A) 100% of the unpaid principal balance of
such Mortgage Loan plus (B) accrued interest at the Net Mortgage Interest Rate
for such Mortgage Loan through the last day of the month in which such
repurchase took place or (ii) if within two years of the Startup Day, or such
other period permitted by the REMIC Provisions, substitute for such Mortgage
Loan in the manner described in Section 2.02. The purchase price of any
repurchase described in this paragraph and the Substitution Principal Amount, if
any, plus accrued interest thereon and the other amounts referred to in Section
2.02, shall be deposited in the Certificate Account. It is understood and agreed
that the obligation of the Seller to repurchase or substitute for any Mortgage
Loan or property as to which such a breach has occurred and is continuing shall
constitute the sole remedy respecting such breach available to
Certificateholders, the Trust Administrator on behalf of the Trustee, or the
Trustee on behalf of Certificateholders, and such obligation shall survive until
termination of the Trust Estate hereunder.
SECTION 2.04 EXECUTION AND DELIVERY OF CERTIFICATES.
The Trust Administrator acknowledges the assignment to it of the Mortgage
Loans and the delivery of the Owner Mortgage Loan Files to it, and, concurrently
with such delivery, (i) acknowledges the issuance of and hereby declares that it
holds the Uncertificated Lower-Tier Interests on behalf of the Upper-Tier REMIC
and Certificateholders and (ii) has executed and delivered to or upon the order
of the Seller, in exchange for the Mortgage Loans and Uncertificated Lower-Tier
Interests, together with all other assets included in the definition of "Trust
Estate," receipt of which is hereby acknowledged, Certificates in authorized
denominations which, together with the Uncertificated lower-Tier Interests,
evidence ownership of the entire Trust Estate.
SECTION 2.05 DESIGNATION OF CERTIFICATES; DESIGNATION OF STARTUP DAY AND LATEST
POSSIBLE MATURITY DATE.
The Seller hereby designates the Classes of Class A Certificates (other
than the Class A-R and Class A-LR Certificates) and the Classes of Class B
Certificates as classes of "regular interests" and the Class A-R Certificate as
the single class of "residual interest" in the Upper-Tier REMIC for the purposes
of Code Sections 860G(a)(1) and 860G(a)(2), respectively. The Seller hereby
further designates the Class A-L1 Interest, Class A-L2 Interest, Class A-L5
Interest, Class A-LPO Interest, Class A-LUR Interest, Class B-L1 Interest, Class
B-L2 Interest, Class B-L3 Interest, Class B-L4 Interest, Class B-L5 Interest and
Class B-L6 Interest as classes of "regular interests" and the Class A-LR
Certificate as the single class of "residual interest" in the Lower-Tier REMIC
for the purposes of Code Sections 860G(a)(1) and 860G(a)(2), respectively. The
Closing Date is hereby designated as the "Startup Day" of each of the Upper-Tier
REMIC and Lower-Tier REMIC within the meaning of Code Section 860G(a)(9). The
"latest possible maturity date" of the regular interests in the Upper-Tier REMIC
and Lower-Tier REMIC is April 25, 2031 for purposes of Code Section 860G(a)(1).
SECTION 2.06 OPTIONAL SUBSTITUTION OF MORTGAGE LOANS.
During the three-month period beginning on the Startup Date, the Seller
shall have the right, but not the obligation, in its sole discretion for any
reason, to substitute for any Mortgage Loan a Substitute Mortgage Loan meeting
the requirements of Section 2.02. Any such substitution shall be carried out in
the manner described in Section 2.02. The Substitution Principal Amount, if any,
plus accrued interest thereon and the other amounts referred to in Section 2.02,
shall be deposited in the Certificate Account.
ARTICLE III
ADMINISTRATION OF THE TRUST ESTATE: SERVICING
OF THE MORTGAGE LOANS
SECTION 3.01 CERTIFICATE ACCOUNT.
(a) The Master Servicer shall establish and maintain a Certificate Account
for the deposit of funds received by the Master Servicer with respect to the
Mortgage Loans serviced by each Servicer pursuant to each of the Servicing
Agreements. Such account shall be maintained as an Eligible Account. The Master
Servicer shall give notice to each Servicer and the Seller of the location of
the Certificate Account and of any change in the location thereof.
(b) The Master Servicer shall deposit into the Certificate Account on the
day of receipt thereof all amounts received by it from any Servicer pursuant to
any of the Servicing Agreements, and shall, in addition, deposit into the
Certificate Account the following amounts, in the case of amounts specified in
clause (i), not later than the Distribution Date on which such amounts are
required to be distributed to Certificateholders and, in the case of the amounts
specified in clause (ii), not later than the Business Day next following the day
of receipt and posting by the Master Servicer:
(i) Periodic Advances pursuant to Section 3.03(a) made by the Master
Servicer or the Trust Administrator, if any and any amounts deemed received
by the Master Servicer pursuant to Section 3.01(d); and
(ii) in the case of any Mortgage Loan that is repurchased by the
Seller pursuant to Sections 2.02 or 2.03 or that is auctioned by the Master
Servicer pursuant to Section 3.08 or purchased by the Master Servicer
pursuant to Section 3.08 or 9.01, the purchase price therefor or, where
applicable, any Substitution Principal Amount and any amounts received in
respect of the interest portion of unreimbursed Periodic Advances.
(c) The Master Servicer shall cause the funds in the Certificate Account to
be invested in Eligible Investments. No such Eligible Investments will be sold
or disposed of at a gain prior to maturity unless the Master Servicer has
received an Opinion of Counsel or other evidence satisfactory to it that such
sale or disposition will not cause the Trust Estate to be subject to Prohibited
Transactions Tax, otherwise subject the Trust Estate to tax, or cause either of
the Upper-Tier REMIC or the Lower-Tier REMIC to fail to qualify as a REMIC while
any Certificates are outstanding. Any amounts deposited in the Certificate
Account prior to the Distribution Date shall be invested for the account of the
Master Servicer and any investment income thereon shall be additional
compensation to the Master Servicer for services rendered under this Agreement.
The amount of any losses incurred in respect of any such investments shall be
deposited in the Certificate Account by the Master Servicer out of its own funds
immediately as realized.
(d) For purposes of this Agreement, the Master Servicer will be deemed to
have received from a Servicer on the applicable Remittance Date for such funds
all amounts deposited by such Servicer into the Custodial Account for P&I
maintained in accordance with the applicable Servicing Agreement, if such
Custodial Account for P&I is not an Eligible Account as defined in this
Agreement, to the extent such amounts are not actually received by the Master
Servicer on such Remittance Date as a result of the bankruptcy, insolvency,
receivership or other financial distress of the depository institution in which
such Custodial Account for P&I is being held. To the extent that amounts so
deemed to have been received by the Master Servicer are subsequently remitted to
the Master Servicer, the Master Servicer shall be entitled to retain such
amounts.
SECTION 3.02 PERMITTED WITHDRAWALS FROM THE CERTIFICATE ACCOUNT.
(a) The Master Servicer may, from time to time, make withdrawals from the
Certificate Account for the following purposes (limited, in the case of Servicer
reimbursements, to cases where funds in the respective Custodial P&I Account are
not sufficient therefor):
(i) to reimburse the Master Servicer, the Trust Administrator or any
Servicer for Periodic Advances made by the Master Servicer or the Trust
Administrator pursuant to Section 3.03(a) or any Servicer pursuant to any
Servicing Agreement with respect to previous Distribution Dates, such right
to reimbursement pursuant to this subclause (i) being limited to amounts
received on or in respect of particular Mortgage Loans (including, for this
purpose, Liquidation Proceeds, REO Proceeds and proceeds from the purchase,
sale, repurchase or substitution of Mortgage Loans pursuant to Sections
2.02, 2.03, 2.06, 3.08 or 9.01) respecting which any such Periodic Advance
was made;
(ii) to reimburse any Servicer, the Master Servicer or the Trust
Administrator for any Periodic Advances determined in good faith to have
become Nonrecoverable Advances provided, however, that any portion of
Nonrecoverable Advances representing Fixed Retained Yield shall be
reimbursable only from amounts constituting Fixed Retained Yield and not
from the assets of the Trust Estate;
(iii) to reimburse the Master Servicer or any Servicer from
Liquidation Proceeds for Liquidation Expenses and for amounts expended by
the Master Servicer or any Servicer pursuant hereto or to any Servicing
Agreement, respectively, in good faith in connection with the restoration
of damaged property or for foreclosure expenses;
(iv) from any Mortgagor payment on account of interest or other
recovery (including Net REO Proceeds) with respect to a particular Mortgage
Loan, to pay the Master Servicing Fee with respect to such Mortgage Loan to
the Master Servicer;
(v) to reimburse the Master Servicer, any Servicer or the Trust
Administrator (or, in certain cases, the Seller) for expenses incurred by
it (including taxes paid on behalf of the Trust Estate) and recoverable by
or reimbursable to it pursuant to Section 3.03(c), 3.03(d) or 6.03 or the
second sentence of Section 8.14(a) or pursuant to such Servicer's Servicing
Agreement, provided such expenses are "unanticipated" within the meaning of
the REMIC Provisions;
(vi) to pay to the Seller or other purchaser with respect to each
Mortgage Loan or property acquired in respect thereof that has been
repurchased or replaced pursuant to Sections 2.02, 2.03 or 2.06 or
auctioned pursuant to Section 3.08 or to pay to the Master Servicer with
respect to each Mortgage Loan or property acquired in respect thereof that
has been purchased pursuant to Section 3.08 or 9.01, all amounts received
thereon and not required to be distributed as of the date on which the
related repurchase or purchase price or Scheduled Principal Balance was
determined;
(vii) to remit funds to the Paying Agent in the amounts and in the
manner provided for herein;
(viii) to pay to the Master Servicer any interest earned on or
investment income with respect to funds in the Certificate Account;
(ix) to pay to the Master Servicer or any Servicer out of Liquidation
Proceeds allocable to interest the amount of any unpaid Master Servicing
Fee or Servicing Fee (as adjusted pursuant to the related Servicing
Agreement) and any unpaid assumption fees, late payment charges or other
Mortgagor charges on the related Mortgage Loan;
(x) to pay to the Master Servicer as additional master servicing
compensation any Liquidation Profits which a Servicer is not entitled to
pursuant to the applicable Servicing Agreement;
(xi) to withdraw from the Certificate Account any amount deposited in
the Certificate Account that was not required to be deposited therein;
(xii) to clear and terminate the Certificate Account pursuant to
Section 9.01; and
(xiii) to pay to WFHM from any Mortgagor payment on account of
interest or other recovery (including Net REO Proceeds) with respect to a
particular Mortgage Loan, the Fixed Retained Yield, if any, with respect to
such Mortgage Loan; provided, however, that with respect to any payment of
interest received by the Master Servicer in respect of a Mortgage Loan
(whether paid by the Mortgagor or received as Liquidation Proceeds,
Insurance Proceeds or otherwise) which is less than the full amount of
interest then due with respect to such Mortgage Loan, only that portion of
such payment of interest that bears the same relationship to the total
amount of such payment of interest as the Fixed Retained Yield Rate, if
any, in respect of such Mortgage Loan bears to the Mortgage Interest Rate
shall be allocated to the Fixed Retained Yield with respect thereto.
(b) The Master Servicer shall keep and maintain separate accounting, on a
Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any payment
to and withdrawal from the Certificate Account.
SECTION 3.03 ADVANCES BY MASTER SERVICER AND TRUST ADMINISTRATOR.
(a) In the event an Other Servicer fails to make any required Periodic
Advances of principal and interest on a Mortgage Loan as required by the related
Other Servicing Agreement prior to the Distribution Date occurring in the month
during which such Periodic Advance is due, the Master Servicer shall make
Periodic Advances to the extent provided hereby. In addition, if under the terms
of an Other Servicing Agreement, the applicable Servicer is not required to make
Periodic Advances on a Mortgage Loan or REO Mortgage Loan through the
liquidation of such Mortgage Loan or REO Mortgage Loan, the Master Servicer to
the extent provided hereby shall make the Periodic Advances thereon during the
period the Servicer is not obligated to do so. In the event WFHM fails to make
any required Periodic Advances of principal and interest on a Mortgage Loan as
required by the WFHM Servicing Agreement prior to the Distribution Date
occurring in the month during which such Periodic Advance is due, the Trust
Administrator shall, to the extent required by Section 8.15, make such Periodic
Advance to the extent provided hereby, provided that the Trust Administrator has
previously received the certificate of the Master Servicer described in the
following sentence. The Master Servicer shall certify to the Trust Administrator
with respect to any such Distribution Date (i) the amount of Periodic Advances
required of WFHM or such Other Servicer, as the case may be, (ii) the amount
actually advanced by WFHM or such Other Servicer, (iii) the amount that the
Trust Administrator or Master Servicer is required to advance hereunder,
including any amount the Master Servicer is required to advance pursuant to the
second sentence of this Section 3.03(a) and (iv) whether the Master Servicer has
determined that it reasonably believes that such Periodic Advance is a
Nonrecoverable Advance. Amounts advanced by the Trust Administrator or Master
Servicer shall be deposited in the Certificate Account on the related
Distribution Date. Notwithstanding the foregoing, neither the Master Servicer
nor the Trust Administrator will be obligated to make a Periodic Advance that it
reasonably believes to be a Nonrecoverable Advance. The Trust Administrator may
conclusively rely for any determination to be made by it hereunder upon the
determination of the Master Servicer as set forth in its certificate.
(b) To the extent an Other Servicer fails to make an advance on account of
the taxes or insurance premiums with respect to a Mortgage Loan required
pursuant to the related Other Servicing Agreement, the Master Servicer shall, if
the Master Servicer knows of such failure of the Servicer, advance such funds
and take such steps as are necessary to pay such taxes or insurance premiums. To
the extent WFHM fails to make an advance on account of the taxes or insurance
premiums with respect to a Mortgage Loan required pursuant to the WFHM Servicing
Agreement, the Master Servicer shall, if the Master Servicer knows of such
failure of WFHM, certify to the Trust Administrator that such failure has
occurred. Upon receipt of such certification, the Trust Administrator shall
advance such funds and take such steps as are necessary to pay such taxes or
insurance premiums.
(c) The Master Servicer and the Trust Administrator shall each be entitled
to be reimbursed from the Certificate Account for any Periodic Advance made by
it under Section 3.03(a) to the extent described in Section 3.02(a)(i) and
(a)(ii). The Master Servicer and the Trust Administrator shall be entitled to be
reimbursed pursuant to Section 3.02(a)(v) for any advance by it pursuant to
Section 3.03(b). The Master Servicer shall diligently pursue restoration of such
amount to the Certificate Account from the related Servicer. The Master Servicer
shall, to the extent it has not already done so, upon the request of the Trust
Administrator, withdraw from the Certificate Account and remit to the Trust
Administrator any amounts to which the Trust Administrator is entitled as
reimbursement pursuant to Section 3.02 (a)(i), (ii) and (v).
(d) Except as provided in Section 3.03(a) and (b), neither the Master
Servicer nor the Trust Administrator shall be required to pay or advance any
amount which any Servicer was required, but failed, to deposit in the
Certificate Account.
SECTION 3.04 TRUST ADMINISTRATOR TO COOPERATE;
RELEASE OF OWNER MORTGAGE LOAN FILES.
Upon the receipt by the Master Servicer of a Request for Release in
connection with the deposit by a Servicer into the Certificate Account of the
proceeds from a Liquidated Loan or of a Prepayment in Full, the Master Servicer
shall confirm to the Trust Administrator that all amounts required to be
remitted to the Certificate Account in connection with such Mortgage Loan have
been so deposited, and shall deliver such Request for Release to the Trust
Administrator. The Trust Administrator shall, within five Business Days of its
receipt of such a Request for Release, release the related Owner Mortgage Loan
File to the Master Servicer or such Servicer, as requested by the Master
Servicer. No expenses incurred in connection with any instrument of satisfaction
or deed of reconveyance shall be chargeable to the Certificate Account.
From time to time and as appropriate for the servicing or foreclosure of
any Mortgage Loan, including but not limited to, collection under any insurance
policies, or to effect a partial release of any Mortgaged Property from the lien
of the Mortgage, the Servicer of such Mortgage Loan shall deliver to the Master
Servicer a Request for Release. Upon the Master Servicer's receipt of any such
Request for Release, the Master Servicer shall promptly forward such request to
the Trust Administrator and the Trust Administrator shall, within five Business
Days, release the related Owner Mortgage Loan File to the Master Servicer or
such Servicer, as requested by the Master Servicer. Any such Request for Release
shall obligate the Master Servicer or such Servicer, as the case may be, to
return each and every document previously requested from the Owner Mortgage Loan
File to the Trust Administrator by the twenty-first day following the release
thereof, unless (i) the Mortgage Loan has been liquidated and the Liquidation
Proceeds relating to the Mortgage Loan have been deposited in the Certificate
Account or (ii) the Owner Mortgage Loan File or such document has been delivered
to an attorney, or to a public trustee or other public official as required by
law, for purposes of initiating or pursuing legal action or other proceedings
for the foreclosure of the Mortgaged Property either judicially or
non-judicially, and the Master Servicer has delivered to the Trust Administrator
a certificate of the Master Servicer or such Servicer certifying as to the name
and address of the Person to which such Owner Mortgage Loan File or such
document was delivered and the purpose or purposes of such delivery. Upon
receipt of an Officer's Certificate of the Master Servicer or such Servicer
stating that such Mortgage Loan was liquidated and that all amounts received or
to be received in connection with such liquidation which are required to be
deposited into the Certificate Account have been so deposited, or that such
Mortgage Loan has become an REO Mortgage Loan, the Request for Release shall be
released by the Trust Administrator to the Master Servicer or such Servicer, as
appropriate.
Upon written certification of the Master Servicer or the Servicer pursuant
to clause (ii) of the preceding paragraph, the Trust Administrator shall execute
and deliver to the Master Servicer or such Servicer, as directed by the Master
Servicer, court pleadings, requests for trustee's sale or other documents
necessary to the foreclosure or trustee's sale in respect of a Mortgaged
Property or to any legal action brought to obtain judgment against any Mortgagor
on the Mortgage Note or Mortgage or to obtain a deficiency judgment, or to
enforce any other remedies or rights provided by the Mortgage Note or Mortgage
or otherwise available at law or in equity. Each such certification shall
include a request that such pleadings or documents be executed by the Trust
Administrator and a statement as to the reason such documents or pleadings are
required and that the execution and delivery thereof by the Trust Administrator
will not invalidate or otherwise affect the lien of the Mortgage, except for the
termination of such a lien upon completion of the foreclosure proceeding or
trustee's sale.
SECTION 3.05 REPORTS TO THE TRUSTEE AND THE TRUST ADMINISTRATOR; ANNUAL
COMPLIANCE STATEMENTS.
(a) Not later than 15 days after each Distribution Date, the Master
Servicer shall deliver to the Trustee and the Trust Administrator a statement
setting forth the status of the Certificate Account as of the close of business
on such Distribution Date stating that all distributions required to be made by
the Master Servicer under this Agreement have been made (or, if any required
distribution has not been made by the Master Servicer, specifying the nature and
status thereof) and showing, for the period covered by such statement, the
aggregate amount of deposits into and withdrawals from such account for each
category of deposit and withdrawal specified in Sections 3.01 and 3.02. Such
statement may be in the form of the then current Xxxxxx Xxx monthly accounting
report for its Guaranteed Mortgage Pass-Through Program with appropriate
additions and changes, and shall also include information as to the aggregate
unpaid principal balance of all of the Mortgage Loans as of the close of
business as of the last day of the calendar month immediately preceding such
Distribution Date. Copies of such statement shall be provided by the Trust
Administrator to any Certificateholder upon written request, provided such
statement is delivered, or caused to be delivered, by the Master Servicer to the
Trust Administrator.
(b) The Master Servicer shall deliver to the Trustee and the Trust
Administrator on or before April 30 of each year, a certificate signed by an
officer of the Master Servicer, certifying that (i) such officer has reviewed
the activities of the Master Servicer during the preceding calendar year or
portion thereof and its performance under this agreement and (ii) to the best of
such officer's knowledge, based on such review, the Master Servicer has
performed and fulfilled its duties, responsibilities and obligations under this
agreement in all material respects throughout such year, or, if there has been a
default in the fulfillment of any such duties, responsibilities or obligations,
specifying each such default known to such officer and the nature and status
thereof, and, (iii) (A) the Master Servicer has received from each Servicer any
financial statements, officer's certificates, accountant's statements or other
information required to be provided to the Master Servicer pursuant to the
related Servicing Agreement and (B) to the best of such officer's knowledge,
based on a review of the information provided to the Master Servicer by each
Servicer as described in (iii)(A) above, each Servicer has performed and
fulfilled its duties, responsibilities and obligations under the related
Servicing Agreement in all material respects throughout such year, or, if there
has been a default in the fulfillment of any such duties, responsibilities or
obligations, specifying each such default known to such officer and the nature
and status thereof. Copies of such officers' certificate shall be provided by
the Trust Administrator to any Certificateholder upon written request provided
such certificate is delivered, or caused to be delivered, by the Master Servicer
to the Trust Administrator.
SECTION 3.06 TITLE, MANAGEMENT AND DISPOSITION OF ANY REO MORTGAGE LOAN.
The Master Servicer shall ensure that each REO Mortgage Loan is
administered by the related Servicer at all times so that it qualifies as
"foreclosure property" under the REMIC Provisions and that it does not earn any
"net income from foreclosure property" which is subject to tax under the REMIC
Provisions. In the event that a Servicer is unable to dispose of any REO
Mortgage Loan within the period mandated by each of the Servicing Agreements,
the Master Servicer shall monitor such Servicer to verify that such REO Mortgage
Loan is auctioned to the highest bidder within the period so specified. In the
event of any such sale of a REO Mortgage Loan, the Trust Administrator shall, at
the written request of the Master Servicer and upon being supported with
appropriate forms therefor, within five Business Days of the deposit by the
Master Servicer of the proceeds of such sale or auction into the Certificate
Account, release or cause to be released to the entity identified by the Master
Servicer the related Owner Mortgage Loan File and Servicer Mortgage Loan File
and shall execute and deliver such instruments of transfer or assignment, in
each case without recourse, as shall be necessary to vest in the auction
purchaser title to the REO Mortgage Loan and the Trust Administrator shall have
no further responsibility with regard to such Owner Mortgage Loan File or
Servicer Mortgage Loan File. Neither the Trust Administrator, the Master
Servicer nor any Servicer, acting on behalf of the Trust Estate, shall provide
financing from the Trust Estate to any purchaser of an REO Mortgage Loan.
SECTION 3.07 AMENDMENTS TO SERVICING AGREEMENTS,
MODIFICATION OF STANDARD PROVISIONS.
(a) Subject to the prior written consent of the Trustee and the Trust
Administrator pursuant to Section 3.07(b), the Master Servicer from time to time
may, to the extent permitted by the applicable Servicing Agreement, make such
modifications and amendments to such Servicing Agreement as the Master Servicer
deems necessary or appropriate to confirm or carry out more fully the intent and
purpose of such Servicing Agreement and the duties, responsibilities and
obligations to be performed by the Servicer thereunder. Such modifications may
only be made if they are consistent with the REMIC Provisions, as evidenced by
an Opinion of Counsel. Prior to the issuance of any modification or amendment,
the Master Servicer shall deliver to the Trustee and the Trust Administrator
such Opinion of Counsel and an Officer's Certificate setting forth (i) the
provision that is to be modified or amended, (ii) the modification or amendment
that the Master Servicer desires to issue and (iii) the reason or reasons for
such proposed amendment or modification.
(b) The Trustee and the Trust Administrator shall consent to any amendment
or supplement to a Servicing Agreement proposed by the Master Servicer pursuant
to Section 3.07(a), which consent and amendment shall not require the consent of
any Certificateholder if it is (i) for the purpose of curing any mistake or
ambiguity or to further effect or protect the rights of the Certificateholders
or (ii) for any other purpose, provided such amendment or supplement for such
other purpose cannot reasonably be expected to adversely affect
Certificateholders. The lack of reasonable expectation of an adverse effect on
Certificateholders may be established through the delivery to the Trustee and
the Trust Administrator of (i) an Opinion of Counsel to such effect or (ii)
written notification from each Rating Agency to the effect that such amendment
or supplement will not result in reduction of the current rating assigned by
that Rating Agency to the Certificates. Notwithstanding the two immediately
preceding sentences, either the Trustee or the Trust Administrator may, in its
discretion, decline to enter into or consent to any such supplement or amendment
if its own rights, duties or immunities shall be adversely affected.
(c)(i) Notwithstanding anything to the contrary in this Section 3.07, the
Master Servicer from time to time may, without the consent of any
Certificateholder, the Trustee or the Trust Administrator, enter into an
amendment (A) to an Other Servicing Agreement for the purpose of (i) eliminating
or reducing Month End Interest and (ii) providing for the remittance of Full
Unscheduled Principal Receipts by the applicable Servicer to the Master Servicer
not later than the 24th day of each month (or if such day is not a Business Day,
on the previous Business Day) or (B) to the WFHM Servicing Agreement for the
purpose of changing the applicable Remittance Date to the 18th day of each month
(or if such day is not a Business Day, on the previous Business Day).
(ii) The Master Servicer may direct WFHM to enter into an amendment to
the WFHM Servicing Agreement for the purposes described in Sections
3.07(c)(i)(B) and 10.01(b)(iii).
SECTION 3.08 OVERSIGHT OF SERVICING.
The Master Servicer shall supervise, monitor and oversee the servicing of
the Mortgage Loans by each Servicer and the performance by each Servicer of all
services, duties, responsibilities and obligations (including the obligation to
maintain an Errors and Omissions Policy and Fidelity Bond) that are to be
observed or performed by the Servicer under its respective Servicing Agreement.
In performing its obligations hereunder, the Master Servicer shall act in a
manner consistent with Accepted Master Servicing Practices and with the
Trustee's, the Trust Administrator's and the Certificateholders' reliance on the
Master Servicer, and in a manner consistent with the terms and provisions of any
insurance policy required to be maintained by the Master Servicer or any
Servicer pursuant to this Agreement or any Servicing Agreement. The Master
Servicer acknowledges that prior to taking certain actions required to service
the Mortgage Loans, each Servicing Agreement provides that the Servicer
thereunder must notify, consult with, obtain the consent of or otherwise follow
the instructions of the Master Servicer. The Master Servicer is also given
authority to waive compliance by a Servicer with certain provisions of its
Servicing Agreement. In each such instance, the Master Servicer shall promptly
instruct such Servicer or otherwise respond to such Servicer's request. In no
event will the Master Servicer instruct such Servicer to take any action, give
any consent to action by such Servicer or waive compliance by such Servicer with
any provision of such Servicer's Servicing Agreement if any resulting action or
failure to act would be inconsistent with the requirements of the Rating
Agencies that rated the Certificates or would otherwise have an adverse effect
on the Certificateholders. Any such action or failure to act shall be deemed to
have an adverse effect on the Certificateholders if such action or failure to
act either results in (i) the downgrading of the rating assigned by any Rating
Agency to the Certificates, (ii) the loss by the Upper-Tier REMIC or the
Lower-Tier REMIC of REMIC status for federal income tax purposes or (iii) the
imposition of any Prohibited Transaction Tax or any federal taxes on either the
Upper-Tier REMIC, the Lower-Tier REMIC or the Trust Estate. The Master Servicer
shall have full power and authority in its sole discretion to take any action
with respect to the Trust Estate as may be necessary or advisable to avoid the
circumstances specified including clause (ii) or (iii) of the preceding
sentence.
For the purposes of determining whether any modification of a Mortgage Loan
shall be permitted by the Trust Administrator or the Master Servicer, such
modification shall be construed as a substitution of the modified Mortgage Loan
for the Mortgage Loan originally deposited in the Trust Estate if it would be a
"significant modification" within the meaning of Section 1.860G-2(b) of the
regulations of the U.S. Department of the Treasury. No modification shall be
approved unless (i) the modified Mortgage Loan would qualify as a Substitute
Mortgage Loan under Section 2.02 and (ii) with respect to any modification that
occurs more than three months after the Closing Date and is not the result of a
default or a reasonably foreseeable default under the Mortgage Loan, there is
delivered to the Trust Administrator an Opinion of Counsel (at the expense of
the party seeking to modify the Mortgage Loan) to the effect that such
modification would not be treated as giving rise to a new debt instrument for
federal income tax purposes as described in the preceding sentence.
During the term of this Agreement, the Master Servicer shall consult fully
with each Servicer as may be necessary from time to time to perform and carry
out the Master Servicer's obligations hereunder and otherwise exercise
reasonable efforts to encourage such Servicer to perform and observe the
covenants, obligations and conditions to be performed or observed by it under
its Servicing Agreement.
The relationship of the Master Servicer to the Trustee and the Trust
Administrator under this Agreement is intended by the parties to be that of an
independent contractor and not that of a joint venturer, partner or agent.
The Master Servicer shall administer the Trust Estate on behalf of the
Trustee and shall have full power and authority, acting alone or (subject to
Section 6.06) through one or more subcontractors, to do any and all things in
connection with such administration which it may deem necessary or desirable.
Upon the execution and delivery of this Agreement, and from time to time as may
be required thereafter, the Trust Administrator, on behalf of the Trustee shall
furnish the Master Servicer or its subcontractors with any powers of attorney
and such other documents as may be necessary or appropriate to enable the Master
Servicer to carry out its administrative duties hereunder.
The Seller shall be entitled to repurchase at its option (i) any defaulted
Mortgage Loan or any Mortgage Loan as to which default is reasonably foreseeable
from the Trust Estate if, in the Seller's judgment, the default is not likely to
be cured by the Mortgagor or (ii) any Mortgage Loan in the Trust Estate which,
pursuant to paragraph 5(b) of the Mortgage Loan Purchase Agreement, WFHM
requests the Seller to repurchase and to sell to WFHM to facilitate the exercise
of WFHM's rights against the originator or a prior holder of such Mortgage Loan.
The purchase price for any such Mortgage Loan shall be 100% of the unpaid
principal balance of such Mortgage Loan plus accrued interest thereon at the
Mortgage Interest Rate for such Mortgage Loan, through the last day of the month
in which such repurchase occurs. Upon the receipt of such purchase price, the
Master Servicer shall provide to the Trust Administrator the certification
required by Section 3.04 and the Trust Administrator and the Custodian, if any,
shall promptly release to the Seller the Owner Mortgage Loan File relating to
the Mortgage Loan being repurchased.
In the event that (i) the Master Servicer determines at any time that,
notwithstanding the representations and warranties set forth in Section 2.03(b),
any Mortgage Loan is not a "qualified mortgage" within the meaning of Section
860G of the Code and (ii) the Master Servicer is unable to enforce the
obligation of the Seller to purchase such Mortgage Loan pursuant to Section 2.02
within two months of such determination, the Master Servicer shall cause such
Mortgage Loan to be auctioned to the highest bidder and sold out of the Trust
Estate no later than the date 90 days after such determination. In the event of
any such sale of a Mortgage Loan, the Trust Administrator shall, at the written
request of the Master Servicer and upon being supported with appropriate forms
therefor, within five Business Days of the deposit by the Master Servicer of the
proceeds of such auction into the Certificate Account, release or cause to be
released to the entity identified by the Master Servicer the related Owner
Mortgage Loan File and Servicer Mortgage Loan File and shall execute and deliver
such instruments of transfer or assignment, in each case without recourse, as
shall be necessary to vest in the auction purchaser title to the Mortgage Loan
and the Trust Administrator shall have no further responsibility with regard to
such Owner Mortgage Loan File or Servicer Mortgage Loan File. Neither the Trust
Administrator, the Master Servicer nor any Servicer, acting on behalf of the
Trust Administrator, shall provide financing from the Trust Estate to any
purchaser of a Mortgage Loan.
The Master Servicer, on behalf of the Trust Administrator, shall, pursuant
to the Servicing Agreements, object to the foreclosure upon, or other related
conversion of the ownership of, any Mortgaged Property by the related Servicer
if (i) the Master Servicer believes such Mortgaged Property may be contaminated
with or affected by hazardous wastes or hazardous substances or (ii) such
Servicer does not agree to administer such Mortgaged Property, once the related
Mortgage Loan becomes an REO Mortgage Loan, in a manner which would not result
in a federal tax being imposed upon the Trust Estate or the Upper-Tier REMIC or
the Lower-Tier REMIC.
The Master Servicer may enter into a special servicing agreement with an
unaffiliated holder of 100% Percentage Interest of a Class of Class B
Certificates or a holder of a class of securities representing interests in the
Class B Certificates and/or other subordinated mortgage pass-through
certificates, such agreement to be substantially in the form of Exhibit M hereto
or subject to each Rating Agency's acknowledgment that the ratings of the
Certificates in effect immediately prior to the entering into of such agreement
would not be qualified, downgraded or withdrawn and the Certificates would not
be placed on credit review status (except for possible upgrading) as a result of
such agreement. Any such agreement may contain provisions whereby such holder
may instruct the Master Servicer to instruct a Servicer to the extent provided
in the applicable Servicing Agreement to commence or delay foreclosure
proceedings with respect to delinquent Mortgage Loans and will contain
provisions for the deposit of cash by the holder that would be available for
distribution to Certificateholders if Liquidation Proceeds are less than they
otherwise may have been had the Servicer acted in accordance with its normal
procedures.
SECTION 3.09 TERMINATION AND SUBSTITUTION OF SERVICING AGREEMENTS.
Upon the occurrence of any event for which a Servicer may be terminated
pursuant to its Servicing Agreement, the Master Servicer shall promptly deliver
to the Seller and the Trustee an Officer's Certificate certifying that an event
has occurred which may justify termination of such Servicing Agreement,
describing the circumstances surrounding such event and recommending what action
should be taken by the Trustee with respect to such Servicer. If the Master
Servicer recommends that such Servicing Agreement be terminated, the Master
Servicer's certification must state that the breach is material and not merely
technical in nature. Upon written direction of the Master Servicer, based upon
such certification, the Trustee shall promptly terminate such Servicing
Agreement. Notwithstanding the foregoing, in the event that (i) WFHM fails to
make any advance, as a consequence of which the Trust Administrator is obligated
to make an advance pursuant to Section 3.03 and (ii) the Trust Administrator
provides WFHM written notice of the failure to make such advance and such
failure shall continue unremedied for a period of 15 days after receipt of such
notice, the Trust Administrator shall recommend to the Trustee the termination
of the WFHM Servicing Agreement without the recommendation of the Master
Servicer and upon such recommendation, the Trustee shall terminate the WFHM
Servicing Agreement. The Master Servicer shall indemnify the Trustee and the
Trust Administrator and hold each harmless from and against any and all claims,
liabilities, costs and expenses (including, without limitation, reasonable
attorneys' fees) arising out of, or assessed against the Trustee or the Trust
Administrator in connection with termination of such Servicing Agreement at the
direction of the Master Servicer. In addition, the Master Servicer shall
indemnify the Trustee and hold it harmless from and against any and all claims,
liabilities, costs and expenses (including, without limitation, reasonable
attorney's fees) arising out of, or assessed against the Trustee in connection
with the termination of the WFHM Servicing Agreement as provided in the second
preceding sentence. If the Trustee terminates such Servicing Agreement, the
Trustee may enter into a substitute Servicing Agreement with the Master Servicer
or, at the Master Servicer's nomination, with another mortgage loan service
company acceptable to the Trustee, the Trust Administrator, the Master Servicer
and each Rating Agency under which the Master Servicer or such substitute
servicer, as the case may be, shall assume, satisfy, perform and carry out all
liabilities, duties, responsibilities and obligations that are to be, or
otherwise were to have been, satisfied, performed and carried out by such
Servicer under such terminated Servicing Agreement. Until such time as the
Trustee enters into a substitute servicing agreement with respect to the
Mortgage Loans previously serviced by such Servicer, the Master Servicer shall
assume, satisfy, perform and carry out all obligations which otherwise were to
have been satisfied, performed and carried out by such Servicer under its
terminated Servicing Agreement. However, in no event shall the Master Servicer
be deemed to have assumed the obligations of a Servicer to advance payments of
principal and interest on a delinquent Mortgage Loan in excess of the Master
Servicer's independent Periodic Advance obligation under Section 3.03 of this
Agreement. As compensation for the Master Servicer of any servicing obligations
fulfilled or assumed by the Master Servicer, the Master Servicer shall be
entitled to any servicing compensation to which a Servicer would have been
entitled if the Servicing Agreement with such Servicer had not been terminated.
SECTION 3.10 APPLICATION OF NET LIQUIDATION PROCEEDS.
For all purposes under this agreement, Net Liquidation Proceeds received
from a Servicer shall be allocated first to accrued and unpaid interest on the
related Mortgage Loan and then to the unpaid principal balance thereof.
SECTION 3.11 ACT REPORTS.
The Master Servicer shall, on behalf of the Seller, make all filings
required to be made by the Seller with respect to the Class A Certificates and
the Class B-1, Class B-2 and Class B-3 Certificates pursuant to the Securities
Exchange Act of 1934, as amended.
ARTICLE IV
DISTRIBUTIONS IN RESPECT OF CERTIFICATES;
PAYMENTS TO CERTIFICATEHOLDERS;
STATEMENTS AND REPORTS
SECTION 4.01 DISTRIBUTIONS.
(a) (i) On each Distribution Date, the Pool Distribution Amount will be
applied in the following amounts, to the extent the Pool Distribution Amount is
sufficient therefor, in the manner and in the order of priority as follows:
first, to the Classes of Class A Certificates, pro rata, based upon their
respective Interest Accrual Amounts, in an aggregate amount up to the Class A
Interest Accrual Amount with respect to such Distribution Date; provided that
prior to the applicable Accretion Termination Date, an amount equal to the
amount that would otherwise be distributable in respect of interest to each
Class of Accrual Certificates pursuant to this provision will instead be
distributed in reduction of the Principal Balances of certain Classes of Class A
Certificates, in each case in accordance with Section 4.01(b);
second, to the Classes of Class A Certificates, pro rata, based upon their
respective Class A Unpaid Interest Shortfalls, in an aggregate amount up to the
Aggregate Class A Unpaid Interest Shortfall; provided that prior to the
applicable Accretion Termination Date, an amount equal to the amount that would
otherwise be distributable in respect of unpaid interest shortfalls to each
Class of Accrual Certificates pursuant to this provision will instead be
distributed in reduction of the Principal Balances of certain Classes of Class A
Certificates, in each case in accordance with Section 4.01(b);
third, concurrently, to the Class A Certificates (other than the Class A-PO
Certificates) and the Class A-PO Certificates, pro rata, based on their
respective Class A Non-PO Optimal Principal Amount and Class A-PO Optimal
Principal Amount, (A) to the Class A Certificates (other than the Class A-PO
Certificates), in an aggregate amount up to the Class A Non-PO Optimal Principal
Amount, such distribution to be allocated among such Classes in accordance with
Section 4.01(b) or Section 4.01(c), as applicable, and (B) to the Class A-PO
Certificates in an amount up to the Class A-PO Optimal Principal Amount;
fourth, to the Class A-PO Certificates in an amount up to the Class A-PO
Deferred Amount from amounts otherwise distributable (without regard to this
Paragraph fourth) first to the Class B-6 Certificates pursuant to Paragraph
twenty-second below, second to the Class B-5 Certificates pursuant to Paragraph
nineteenth below, third to the Class B-4 Certificates pursuant to Paragraph
sixteenth below, fourth to the Class B-3 Certificates pursuant to Paragraph
thirteenth below, fifth to the Class B-2 Certificates pursuant to Paragraph
tenth below, and sixth to the Class B-1 Certificates pursuant to Paragraph
seventh below;
fifth, to the Class B-1 Certificates, in an amount up to the Interest
Accrual Amount for the Class B-1 Certificates with respect to such Distribution
Date;
sixth, to the Class B-1 Certificates in an amount up to the Class B-1
Unpaid Interest Shortfall;
seventh, to the Class B-1 Certificates in an amount up to the Class B-1
Optimal Principal Amount; provided, however, that the amount distributable to
the Class B-1 Certificates pursuant to this Paragraph seventh will be reduced by
the amount, if any, that would have been distributable to the Class B-1
Certificates hereunder used to pay the Class A-PO Deferred Amount as provided in
Paragraph fourth above;
eighth, to the Class B-2 Certificates, in an amount up to the Interest
Accrual Amount for the Class B-2 Certificates with respect to such Distribution
Date;
ninth, to the Class B-2 Certificates in an amount up to the Class B-2
Unpaid Interest Shortfall;
tenth, to the Class B-2 Certificates in an amount up to the Class B-2
Optimal Principal Amount; provided, however, that the amount distributable to
the Class B-2 Certificates pursuant to this Paragraph tenth will be reduced by
the amount, if any, that would have been distributable to the Class B-2
Certificates hereunder used to pay the Class A-PO Deferred Amount as provided in
Paragraph fourth above;
eleventh, to the Class B-3 Certificates, in an amount up to the Interest
Accrual Amount for the Class B-3 Certificates with respect to such Distribution
Date;
twelfth, to the Class B-3 Certificates in an amount up to the Class B-3
Unpaid Interest Shortfall;
thirteenth, to the Class B-3 Certificates in an amount up to the Class B-3
Optimal Principal Amount; provided, however, that the amount distributable to
the Class B-3 Certificates pursuant to this Paragraph thirteenth will be reduced
by the amount, if any, that would have been distributable to the Class B-3
Certificates hereunder used to pay the Class A-PO Deferred Amount as provided in
Paragraph fourth above;
fourteenth, to the Class B-4 Certificates in an amount up to the Interest
Accrual Amount for the Class B-4 Certificates with respect to such Distribution
Date;
fifteenth, to the Class B-4 Certificates in an amount up to the Class B-4
Unpaid Interest Shortfall;
sixteenth, to the Class B-4 Certificates in an amount up to the Class B-4
Optimal Principal Amount; provided, however, that the amount distributable to
the Class B-4 Certificates pursuant to this Paragraph sixteenth will be reduced
by the amount, if any, that would have been distributable to the Class B-4
Certificates hereunder used to pay the Class A-PO Deferred Amount as provided in
Paragraph fourth above;
seventeenth, to the Class B-5 Certificates in an amount up to the Interest
Accrual Amount for the Class B-5 Certificates with respect to such Distribution
Date;
eighteenth, to the Class B-5 Certificates in an amount up to the Class B-5
Unpaid Interest Shortfall;
nineteenth, to the Class B-5 Certificates in an amount up to the Class B-5
Optimal Principal Amount; provided, however, that the amount distributable to
the Class B-5 Certificates pursuant to this Paragraph nineteenth will be reduced
by the amount, if any, that would have been distributable to the Class B-5
Certificates hereunder used to pay the Class A-PO Deferred Amount as provided in
Paragraph fourth above;
twentieth, to the Class B-6 Certificates in an amount up to the Interest
Accrual Amount for the Class B-6 Certificates with respect to such Distribution
Date;
twenty-first, to the Class B-6 Certificates in an amount up to the Class
B-6 Unpaid Interest Shortfall;
twenty-second, to the Class B-6 Certificates in an amount up to the Class
B-6 Optimal Principal Amount; provided, however, that the amount distributable
to the Class B-6 Certificates pursuant to this Paragraph twenty-second will be
reduced by the amount, if any, that would have been distributable to the Class
B-6 Certificates hereunder used to pay the Class A-PO Deferred Amount as
provided in Paragraph fourth above; and
twenty-third, to the Holder of the Class A-R Certificate, any amounts
remaining in the Upper-Tier Certificate Account, and to the Holder of the Class
A-LR Certificate, any amounts remaining in the Payment Account.
Notwithstanding the foregoing, after the Principal Balance or notional
amount of any Class (other than the Class A-R or Class A-LR Certificates) has
been reduced to zero, such Class will be entitled to no further distributions of
principal or interest (including, without limitation, any Unpaid Interest
Shortfalls).
With respect to any Distribution Date, the amount of the Principal
Adjustment, if any, attributable to any Class B Certificates will be allocated
to the Classes of Class A Certificates (other than the Class A-4 and Class A-PO
Certificates) and any Class of Class B Certificates with a lower numerical
designation pro rata based on their outstanding Principal Balances.
(ii) Distributions on the Uncertificated Lower-Tier Interests. On each
Distribution Date, each Uncertificated Lower-Tier Interest shall receive
distributions in respect of principal in an amount equal to the amount of
principal distributed to its respective Corresponding Upper-Tier Class or
Classes as provided herein. On each Distribution Date, each Uncertificated
Lower-Tier Interest (other than the Class A-L2 Interest) shall receive
distributions in respect of interest (or in the case of the Class A-L2 Interest,
with respect to the Accrual Certificates, shall have such amounts added to its
Principal Balance) in an amount equal to the Interest Accrual Amounts and Unpaid
Interest Shortfalls, as the case may be, in respect of its Corresponding
Upper-Tier Class or Classes, in each case to the extent actually distributed
thereon. On each Distribution Date, each Uncertificated Lower-Tier Interest
shall receive distributions in respect of interest in an amount equal to the
Interest Accrual Amounts and Unpaid Interest Shortfalls, as the case may be, in
respect of its Corresponding Upper-Tier Class or Classes, in each case to the
extent actually distributed thereon. Such amounts distributed to the
Uncertificated Lower-Tier Interests in respect of principal and interest with
respect to any Distribution Date are referred to herein collectively as the
"Lower-Tier Distribution Amount."
As of any date, the principal balance of each Uncertificated Lower-Tier
Interest equals the Principal Balances of the respective Corresponding
Upper-Tier Class or Classes. The initial principal balance of each
Uncertificated Lower-Tier Interest equals the Original Principal Balances of the
respective Corresponding Upper-Tier Class or Classes.
The pass-through rate with respect to the Class A-L1 Interest, Class A-L2
Interest, Class A-L5 Interest, Class A-LUR Interest, Class B-L1 Interest, Class
B-L2 Interest, Class B-L3 Interest, Class B-L4 Interest, Class B-L5 Interest and
Class B-L6 Interest shall be 7.000% per annum. The Class A-LPO Interest is a
principal-only interest and is not entitled to distributions of interest. Any
Non-Supported Interest Shortfalls will be allocated to each Uncertificated
Lower-Tier Interest in the same relative proportions as interest is allocated to
such Uncertificated Lower-Tier Interest.
(b) The Class A-4 Certificates are interest only Certificates and are not
entitled to distributions in respect of principal.
On each Distribution Date prior to the Cross-Over Date, the Class A Non-PO
Principal Distribution Amount will be allocated among and distributed in
reduction of the Principal Balances of the Class A Certificates (other than the
Class A-PO Certificates) sequentially as follows:
I. On each Distribution Date occurring prior to the Accretion
Termination Date for the Class A-2 Certificates, the Accrual Distribution
Amount for the Class A-2 Certificates will be allocated sequentially as
follows:
first, to the Class A-1 Certificates until the Principal Balance
thereof has been reduced to zero; and
second, to the Class A-2 Certificates until the Principal Balance
thereof has been reduced to zero;
II. On each Distribution Date occurring prior to the Accretion
Termination Date for the Class A-9 Certificates, the Accrual Distribution
Amount for the Class A-9 Certificates will be allocated sequentially as
follows:
first, to the Class A-8 Certificates up to their Reduction Amount for
such Distribution Date; and
second, to the Class A-9 Certificates until the Principal Balance
thereof has been reduced to zero;
III. On each Distribution Date occurring prior to the Cross-Over Date,
the Class A Non-PO Principal Amount will be allocated among and distributed
in reduction of the Principal Balances of the Class A Certificates (other
than the Class A-PO Certificates) sequentially as follows:
first, to the Class A-12 Certificates, up to the Priority Amount for
such Distribution Date;
second, to the Class A-R and the Class A-LR Certificates, pro rata,
until the Principal Balance of each such Class has been reduced to zero;
third, concurrently, as follows:
(a) 50.0000000000%, sequentially, to the Class A-1, the Class A-2
and the Class A-3 Certificates, in that order, until the Principal
Balance of each such Class has been reduced to zero;
(b) 31.1019956649%,sequentially,as follows:
(i) concurrently, to the Class A-5 and the Class A-6
Certificates, pro rata, up to their PAC Principal Amounts for
such Distribution Date;
(ii) to the Class A-7 Certificates, up to their PAC
Principal Amount for such Distribution Date;
(iii) to the Class A-8 Certificates, up to their Reduction
Amount for such Distribution Date;
(iv) to the Class A-9 Certificates, until the Principal
Balance thereof has been reduced to zero;
(v) to the Class A-8 Certificates, without regard to their
Reduction Amount for such Distribution Date, until the Principal
Balance thereof has been reduced to zero;
(vi) concurrently, to the Class A-5 and Class A-6
Certificates, pro rata, without regard to their PAC Principal
Amounts for such Distribution Date, until the Principal Balance
of each such Class has been reduced to zero; and
(vii) to the Class A-7 Certificates, without regard to their
PAC Principal Amount for such Distribution Date, until the
Principal Balance thereof has been reduced to zero;
(c) 18.7642891376%,sequentially,to the Class A-10 and the Class
X- 00 Certificates, in that order, until the Principal Balance of each
such Class has been reduced to zero; and
fourth, to the Class A-12 Certificates, without regard to their
Priority Amount for such Distribution Date, until the Principal Balance
thereof has been reduced to zero;
As used above, the "PAC Principal Amount" for any Distribution Date and the
Class of PAC Certificates means the amount, if any, that would reduce the
Principal Balance of such Class to the percentage of its Original Principal
Balance shown in the related table set forth below with respect to such
Distribution Date.
As used above, the "Reduction Amount" for any Distribution Date and the
Class of Scheduled Certificates means the amount, if any, that would reduce the
Principal Balance of such Class to the percentage of its Original Principal
Balance shown in the related table set forth below with respect to such
Distribution Date.
The following tables set forth for each Distribution Date the planned
Principal Balances for the PAC Certificates and the scheduled Principal Balances
for the Scheduled Certificates, expressed as a percentage of the Original
Principal Balance of each Class.
PLANNED PRINCIPAL BALANCES
AS PERCENTAGES OF INITIAL PRINCIPAL BALANCE
CLASS A-5 CERTIFICATES
PERCENTAGE OF PERCENTAGE OF PERCENTAGE OF
INITIAL INITIAL INITIAL
DISTRIBUTION DATE PRINCIPAL BALANCE DISTRIBUTION DATE PRINCIPAL BALANCE DISTRIBUTION DATE PRINCIPAL BALANCE
----------------- ----------------- ----------------- ----------------- ----------------- -----------------
March 2001 ......... 100.00000000% June 2003 ........ 72.01293883% September 2005 ....... 29.24995476%
April 2001 ......... 99.68681225 July 2003 ........ 70.29130964 October 2005 ......... 27.80685351
May 2001 ........... 99.29170047 August 2003 ...... 68.58024741 November 2005 ........ 26.37319227
June 200l .......... 98.84026333 September 2003 ... 66.88034037 December 2005 ........ 24.94891073
July 2001 .......... 98.33264479 October 2003 ..... 65.19151699 January 2006 ......... 23.53394902
August 2001 ....... 97.76902511 November 2003 .... 63.51370620 February 2006 ........ 22.12824765
September 2001 ..... 97.14962066 December 2003 .... 61.84683743 March 2006 ........... 20.73174748
October 2001 ....... 96.47468394 January 2004 ..... 60.19084052 April 2006 ........... 19.44238267
November 2001 ...... 95.74450345 February 2004 .... 58.54564579 May 2006 ............. 18.16200545
December 2001 ...... 94.95940354 March 2004 ....... 56.91118405 June 2006 ............ 16.89055832
January 2002 ....... 94.11974423 April 2004 ....... 55.28738650 July 2006 ............ 15.62798420
February 2002 ...... 93.22592097 May 2004 ......... 53.67418484 August 2006 .......... 14.37422633
March 2002 ......... 92.27836439 June 2004 ........ 52.07151121 September 2006 ....... 13.12922838
April 2002 ......... 91.27753996 July 2004 ........ 50.47929819 October 2006 ......... 11.89293438
May 2002 ........... 90.22394775 August 2004 ...... 48.89747877 November 2006 ........ 10.66528867
June 2002 .......... 89.11812190 September 2004 ... 47.32598641 December 2006 ........ 9.44623606
July 2002 .......... 87.96063036 October 2004 ..... 45.76475502 January 2007 ......... 8.23572167
August 2002 ....... 86.75207432 November 2004 .... 44.21371892 February 2007 ........ 7.03369098
September 2002 ..... 85.49308776 December 2004 .... 42.67281286 March 2007 ........... 5.84008983
October 2002 ....... 84.18433697 January 2005 ..... 41.14197204 April 2007 ........... 4.67728753
November 2002 ...... 82.82651988 February 2005 .... 39.62113205 May 2007 ............. 3.52265325
December 2002 ...... 81.42036558 March 2005 ....... 38.11022893 June 2007 ............ 2.37874795
January 2003 ....... 79.96663357 April 2005 ....... 36.60919913 July 2007 ............ 1.26621136
February 2003 ...... 78.46611326 May 2005 ......... 35.11797951 August 2007 .......... 0.18427444
March 2003 ......... 76.91962306 June 2005 ..... .. 33.63650737 September 2007
April 2003 ......... 75.32800982 July 2005 ........ 32.16472040 and thereafter ..... 0.00000000
May 2003 ........... 73.69214798 August 2005 ...... 30.70255669
PLANNED PRINCIPAL BALANCES
AS PERCENTAGES OF INITIAL PRINCIPAL BALANCE
CLASS A-6 CERTIFICATES
PERCENTAGE OF PERCENTAGE OF PERCENTAGE OF
INITIAL INITIAL INITIAL
DISTRIBUTION DATE PRINCIPAL BALANCE DISTRIBUTION DATE PRINCIPAL BALANCE DISTRIBUTION DATE PRINCIPAL BALANCE
----------------- ----------------- ----------------- ----------------- ----------------- -----------------
March 2001.......... 100.00000000% June 2003......... 72.01293883% September 2005...... 29.24995474%
April 2001.......... 99.68681226 July 2003......... 70.29130963 October 2005........ 27.80685351
May 2001............ 99.29170049 August 2003....... 68.58024740 November 2005....... 26.37319226
June 200l........... 98.84026331 September 2003.... 66.88034037 December 2005....... 24.94891074
July 2001........... 98.33264480 October 2003...... 65.19151700 January 2006........ 23.53394903
August 2001......... 97.76902511 November 2003..... 63.51370620 February 2006....... 22.12824766
September 2001...... 97.14962066 December 2003..... 61.84683743 March 2006.......... 20.73174749
October 2001........ 96.47468394 January 2004...... 60.19084051 April 2006.......... 19.44238266
November 2001....... 95.74450346 February 2004..... 58.54564580 May 2006............ 18.16200546
December 2001....... 94.95940354 March 2004........ 56.91118406 June 2006........... 16.89055831
January 2002........ 94.11974423 April 2004........ 55.28738651 July 2006........... 15.62798420
February 2002....... 93.22592097 May 2004.......... 53.67418486 August 2006......... 14.37422634
March 2002.......... 92.27836437 June 2004......... 52.07151123 September 2006...... 13.12922837
April 2002.......... 91.27753997 July 2004......... 50.47929817 October 2006........ 11.89293437
May 2002............ 90.22394774 August 2004....... 48.89747877 November 2006....... 10.66528869
June 2002........... 89.11812191 September 2004.... 47.32598640 December 2006....... 9.44623606
July 2002........... 87.96063037 October 2004...... 45.76475503 January 2007........ 8.23572169
August 2002......... 86.75207431 November 2004..... 44.21371891 February 2007....... 7.03369097
September 2002...... 85.49308777 December 2004..... 42.67281286 March 2007.......... 5.84008983
October 2002........ 84.18433697 January 2005...... 41.14197203 April 2007.......... 4.67728754
November 2002....... 82.82651989 February 2005..... 39.62113206 May 2007............ 3.52265326
December 2002....... 81.42036557 March 2005........ 38.11022891 June 2007........... 2.37874794
January 2003........ 79.96663357 April 2005........ 36.60919914 July 2007........... 1.26621134
February 2003....... 78.46611326 May 2005.......... 35.11797951 August 2007......... 0.18427446
March 2003.......... 76.91962306 June 2005......... 33.63650737 September 2007
April 2003.......... 75.32800983 July 2005......... 32.16472040 and thereafter... 0.00000000
May 2003............ 73.69214797 August 2005....... 30.70255669
SCHEDULED PRINCIPAL BALANCES
AS PERCENTAGES OF INITIAL PRINCIPAL BALANCE
CLASS A-7 CERTIFICATES
PERCENTAGE OF PERCENTAGE OF PERCENTAGE OF
INITIAL INITIAL INITIAL
DISTRIBUTION DATE PRINCIPAL BALANCE DISTRIBUTION DATE PRINCIPAL BALANCE DISTRIBUTION DATE PRINCIPAL BALANCE
----------------- ----------------- ----------------- ----------------- ----------------- -----------------
Up to and including October 2010...... 22.93055959% January 2014........ 6.17813337%
August 2007....... 100.00000000% November 2010..... 22.27620566 February 2014....... 5.92298030
September 2007...... 96.57061420 December 2010..... 21.63734770 March 2014.......... 5.67396876
October 2007........ 92.52807839 January 2011...... 21.01362401 April 2014.......... 5.43095390
November 2007....... 88.59777009 February 2011..... 20.40468139 May 2014............ 5.19379430
December 2007....... 84.77692624 March 2011........ 19.81017467 June 2014........... 4.96235174
January 2008........ 81.06284869 April 2011........ 19.22976677 July 2014........... 4.73649122
February 2008....... 77.45290296 May 2011.......... 18.66312832 August 2014......... 4.51608100
March 2008.......... 73.94451648 June 2011......... 18.10993761 September 2014...... 4.30099221
April 2008.......... 71.05092035 July 2011......... 17.56988035 October 2014........ 4.09109923
May 2008............ 68.24093807 August 2011....... 17.04264952 November 2014....... 3.88627912
June 2008........... 65.51240677 September 2011.... 16.52794523 December 2014....... 3.68641199
July 2008........... 62.86321652 October 2011...... 16.02547451 January 2015........ 3.49138063
August 2008......... 60.29130906 November 2011..... 15.53495121 February 2015....... 3.30107064
September 2008...... 57.79467642 December 2011..... 15.05609569 March 2015.......... 3.11537027
October 2008........ 55.37135987 January 2012...... 14.58863495 April 2015.......... 2.93417034
November 2008....... 53.01944870 February 2012..... 14.13230215 May 2015............ 2.75736425
December 2008....... 50.73707906 March 2012........ 13.68683674 June 2015........... 2.58484789
January 2009........ 48.52243291 April 2012........ 13.25198417 July 2015........... 2.41651956
February 2009....... 46.37373688 May 2012.......... 12.82749577 August 2015......... 2.25227996
March 2009.......... 44.28926119 June 2012......... 12.41312866 September 2015...... 2.09203208
April 2009.......... 42.69803764 July 2012......... 12.00864560 October 2015........ 1.93568118
May 2009............ 41.15285960 August 2012....... 11.61381480 November 2015....... 1.78313480
June 2009........... 39.65249337 September 2012.... 11.22840989 December 2015....... 1.63430253
July 2009........... 38.19573679 October 2012...... 10.85220970 January 2016........ 1.48909620
August 2009......... 36.78141822 November 2012..... 10.48499827 February 2016....... 1.34742955
September 2009...... 35.40839612 December 2012..... 10.12656456 March 2016.......... 1.20921850
October 2009........ 34.07555812 January 2013...... 9.77670248 April 2016.......... 1.07438079
November 2009....... 32.78182023 February 2013..... 9.43521071 May 2016............ 0.94283623
December 2009....... 31.52612630 March 2013........ 9.10189265 June 2016........... 0.81450638
January 2010........ 30.30744727 April 2013........ 8.77655610 July 2016........... 0.68931465
February 2010....... 29.12478045 May 2013.......... 8.45901356 August 2016......... 0.56718638
March 2010.......... 27.97714895 June 2013......... 8.14908167 September 2016...... 0.44804854
April 2010.......... 27.20345312 July 2013......... 7.84658148 October 2016........ 0.33182975
May 2010............ 26.44803583 August 2013....... 7.55133815 November 2016....... 0.21846049
June 2010........... 25.71047110 September 2013.... 7.26318082 December 2016....... 0.10787269
July 2010........... 24.99034290 October 2013...... 6.98194274 January 2017
August 2010......... 24.28724477 November 2013..... 6.70746095 and thereafter... 0.00000000
September 2010...... 23.60077965 December 2013..... 6.43957635
SCHEDULED PRINCIPAL BALANCES
AS PERCENTAGES OF INITIAL PRINCIPAL BALANCE
CLASS A-8 CERTIFICATES
PERCENTAGE OF PERCENTAGE OF PERCENTAGE OF
INITIAL INITIAL INITIAL
DISTRIBUTION DATE PRINCIPAL BALANCE DISTRIBUTION DATE PRINCIPAL BALANCE DISTRIBUTION DATE PRINCIPAL BALANCE
----------------- ----------------- ----------------- ----------------- ----------------- -----------------
March 2001.......... 100.00000000% December 2002..... 36.14141772% September 2004...... 11.72376388%
April 2001.......... 95.69936279 January 2003...... 34.35736796 October 2004........ 10.89140584
May 2001............ 91.56041483 February 2003..... 32.67637412 November 2004....... 10.07958472
June 200l........... 87.55036505 March 2003........ 31.09680673 December 2004....... 9.28792076
July 2001........... 83.66824885 April 2003........ 29.61700861 January 2005........ 8.51603952
August 2001......... 79.91306645 May 2003.......... 28.23529569 February 2005....... 7.76357187
September 2001...... 76.28378277 June 2003......... 26.94995789 March 2005.......... 7.03015387
October 2001........ 72.77932740 July 2003......... 25.75926008 April 2005.......... 6.31542676
November 2001....... 69.39859464 August 2003....... 24.59631932 May 2005............ 5.61903683
December 2001....... 66.14044349 September 2003.... 23.45983951 June 2005........... 4.94063537
January 2002........ 63.00369783 October 2003...... 22.34935740 July 2005........... 4.27987861
February 2002....... 59.98714651 November 2003..... 21.26441631 August 2005......... 3.63642764
March 2002.......... 57.08954363 December 2003..... 20.20456592 September 2005...... 3.00994833
April 2002.......... 54.30960875 January 2004...... 19.16936229 October 2005........ 2.40011132
May 2002............ 51.64602719 February 2004..... 18.15836771 November 2005....... 1.80659187
June 2002........... 49.09745043 March 2004........ 17.17115063 December 2005....... 1.22906987
July 2002........... 46.66249645 April 2004........ 16.20728557 January 2006........ 0.66722973
August 2002......... 44.33975029 May 2004.......... 15.26635305 February 2006....... 0.12076033
September 2002...... 42.12776443 June 2004......... 14.34793951 March 2006
October 2002........ 40.02505937 July 2004......... 13.45163719 and thereafter... 0.00000000
November 2002....... 38.03012433 August 2004....... 12.57704408
(c) Notwithstanding the foregoing, on each Distribution Date occurring on
or subsequent to the Cross-Over Date, the Class A Non-PO Principal Distribution
Amount shall be distributed among the Class A Certificates (other than the Class
A-PO Certificates) pro rata in accordance with their outstanding Principal
Balances without regard to either the proportions or the priorities set forth in
Section 4.01(b).
(d) (i) For purposes of determining whether the Classes of Class B
Certificates are eligible to receive distributions of principal with respect to
any Distribution Date, the following tests shall apply:
(A) if the Current Class B-1 Fractional Interest is less than the
Original Class B-1 Fractional Interest and the Class B-1 Principal Balance
is greater than zero, the Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Certificates shall not be eligible to receive distributions of
principal; or
(B) if the Current Class B-2 Fractional Interest is less than the
Original Class B-2 Fractional Interest and the Class B-2 Principal Balance
is greater than zero, the Class B-3, Class B-4, Class B-5 and Class B-6
Certificates shall not be eligible to receive distributions of principal;
or
(C) if the Current Class B-3 Fractional Interest is less than the
Original Class B-3 Fractional Interest and the Class B-3 Principal Balance
is greater than zero, the Class B-4, Class B-5 and Class B-6 Certificates
shall not be eligible to receive distributions of principal; or
(D) if the Current Class B-4 Fractional Interest is less than the
Original Class B-4 Fractional Interest and the Class B-4 Principal Balance
is greater than zero, the Class B-5 and Class B-6 Certificates shall not be
eligible to receive distributions of principal; or
(E) if the Current Class B-5 Fractional Interest is less than the
Original Class B-5 Fractional Interest and the Class B-5 Principal Balance
is greater than zero, the Class B-6 Certificates shall not be eligible to
receive distributions of principal.
(ii) Notwithstanding the foregoing, if on any Distribution Date the
aggregate distributions to Holders of the Classes of Class B Certificates
entitled to receive distributions of principal would reduce the Principal
Balances of the Classes of Class B Certificates entitled to receive
distributions of principal below zero, first the Class B Prepayment Percentage
of any affected Class of Class B Certificates for such Distribution Date
beginning with the affected Class with the lowest numerical Class designation
and then, if necessary, the Class B Percentage of such Class of the Class B
Certificates for such Distribution Date shall be reduced to the respective
percentages necessary to bring the Principal Balance of such Class of Class B
Certificates to zero. The Class B Prepayment Percentages and the Class B
Percentages of the remaining Classes of Class B Certificates will be recomputed
substituting for the Subordinated Prepayment Percentage and Subordinated
Percentage in such computations the difference between (A) the Subordinated
Prepayment Percentage or Subordinated Percentage as the case may be, and (B) the
percentages determined in accordance with the preceding sentence necessary to
bring the Principal Balances of the affected Classes of Class B Certificates to
zero; provided, however, that if the Principal Balances of all the Classes of
Class B Certificates eligible to receive distributions of principal shall be
reduced to zero on such Distribution Date, the Class B Prepayment Percentage and
the Class B Percentage of the Class of Class B Certificates with the lowest
numerical Class designation which would otherwise be ineligible to receive
distributions of principal in accordance with this Section shall equal the
remainder of the Subordinated Prepayment Percentage for such Distribution Date
minus the sum of the Class B Prepayment Percentages of the Classes of Class B
Certificates having lower numerical Class designations, if any, and the
remainder of the Subordinated Percentage for such Distribution Date minus the
sum of the Class B Percentages of the Classes of Class B Certificates having
lower numerical Class designations, if any, respectively. Any entitlement of any
Class of Class B Certificates to principal payments solely pursuant to this
clause (ii) shall not cause such Class to be regarded as being eligible to
receive principal distributions for the purpose of applying the definition of
its Class B Percentage or Class B Prepayment Percentage.
(e) The Trust Administrator shall establish and maintain the Upper-Tier
Certificate Account, which shall be a separate trust account and an Eligible
Account. On each Distribution Date other than the Final Distribution Date (if
such Final Distribution Date is in connection with a purchase of the assets of
the Trust Estate by the Seller), the Paying Agent shall, on behalf of the Master
Servicer, from funds available on deposit in the Payment Account, (i) deposit,
in immediately available funds, by wire transfer or otherwise, into the
Upper-Tier Certificate Account the Lower-Tier Distribution Amount and (ii)
distribute to the Class A-LR Certificateholder (other than as provided in
Section 9.01 respecting the final distribution to Certificateholders) by check
mailed to such Holder at the address of such Holder appearing in the Certificate
Register, the Class A Distribution Amount with respect to the Class A-LR
Certificate and all other amounts distributable to the Class A-LR Certificate.
The Trust Administrator may clear and terminate the Upper-Tier Certificate
Account pursuant to Section 9.01.
(f) On each Distribution Date other than the Final Distribution Date (if
such Final Distribution Date is in connection with a purchase of the assets of
the Trust Estate by the Seller), the Paying Agent shall, on behalf of the Master
Servicer, from funds remitted to it by the Master Servicer, distribute to each
Certificateholder of record (other than the Class A-LR Certificateholder) on the
preceding Record Date (other than as provided in Section 9.01 respecting the
final distribution to Certificateholders or in the last paragraph of this
Section 4.01(f) respecting the final distribution in respect of any Class)
either in immediately available funds by wire transfer to the account of such
Certificateholder at a bank or other entity having appropriate facilities
therefor, if such Certificateholder holds Certificates having a Denomination at
least equal to that specified in Section 11.23, and has so notified the Master
Servicer or, if applicable, the Paying Agent at least seven Business Days prior
to the Distribution Date or, if such Holder holds Certificates having, in the
aggregate, a Denomination less than the requisite minimum Denomination or if
such Holder holds the Class A-R Certificate or has not so notified the Paying
Agent, by check mailed to such Holder at the address of such Holder appearing in
the Certificate Register, such Holder's share of the Class A Distribution Amount
with respect to each Class of Class A Certificates and the Class B Distribution
Amount with respect to each Class of Class B Certificates.
In the event that, on any Distribution Date prior to the Final Distribution
Date, the Principal Balance of any Class of Class A Certificates (other than the
Class A-4, Class A-R or Class A-LR Certificates) or the Principal Balance of any
Class of Class B Certificates would be reduced to zero, or in the case of the
Class A-4 Certificates, the Notional Amount would be reduced to zero, the Master
Servicer shall, as soon as practicable after the Determination Date relating to
such Distribution Date, send a notice to the Trust Administrator. The Trust
Administrator will then send a notice to each Certificateholder of such Class
with a copy to the Certificate Registrar, specifying that the final distribution
with respect to such Class will be made on such Distribution Date only upon the
presentation and surrender of such Certificateholder's Certificates at the
office or agency of the Trust Administrator therein specified; provided,
however, that the failure to give such notice will not entitle a
Certificateholder to any interest beyond the interest payable with respect to
such Distribution Date in accordance with Section 4.01(a)(i).
(g) The Paying Agent (or if no Paying Agent is appointed by the Master
Servicer, the Master Servicer) shall withhold or cause to be withheld such
amounts as may be required by the Code (giving full effect to any exemptions
from withholding and related certifications required to be furnished by
Certificateholders and any reductions to withholding by virtue of any bilateral
tax treaties and any applicable certification required to be furnished by
Certificateholders with respect thereto) from distributions to be made to
Persons other than U.S. Persons ("Non-U.S. Persons"). Amounts withheld pursuant
to this Section 4.01(g) shall be treated as having been distributed to the
related Certificateholder for all purposes of this Agreement. For the purposes
of this paragraph, a "U.S. Person" is a citizen or resident of the United
States, a corporation or partnership (unless, in the case of a partnership,
Treasury regulations are adopted that provide otherwise) created or organized in
or under the laws of the United States, any state thereof or the District of
Columbia, including an entity treated as a corporation or partnership for
federal income tax purposes, an estate whose income is subject to United States
federal income tax regardless of its source, or a trust if a court within the
United States is able to exercise primary supervision over the administration of
such trust, and one or more such U.S. Persons have the authority to control all
substantial decisions of such trust (or, to the extent provided in applicable
Treasury regulations, certain trusts in existence on August 20, 1996 which are
eligible to elect to be treated as U.S. Persons).
SECTION 4.02 ALLOCATION OF REALIZED LOSSES.
(a) With respect to any Distribution Date, the principal portion of
Realized Losses (other than Debt Service Reductions, Excess Special Hazard
Losses, Excess Fraud Losses and Excess Bankruptcy Losses) will be allocated as
follows:
first, to the Class B-6 Certificates until the Class B-6 Principal Balance
has been reduced to zero;
second, to the Class B-5 Certificates until the Class B-5 Principal Balance
has been reduced to zero;
third, to the Class B-4 Certificates until the Class B-4 Principal Balance
has been reduced to zero;
fourth, to the Class B-3 Certificates until the Class B-3 Principal Balance
has been reduced to zero;
fifth, to the Class B-2 Certificates until the Class B-2 Principal Balance
has been reduced to zero;
sixth, to the Class B-1 Certificates until the Class B-1 Principal Balance
has been reduced to zero; and
seventh, concurrently, to the Class A Certificates (other than the Class
A-PO Certificates) and Class A-PO Certificates, pro rata, based on the Non-PO
Fraction and the PO Fraction, respectively.
This allocation of Realized Losses will be effected through the reduction
of the applicable Class's Principal Balance.
(b) With respect to any Distribution Date, the principal portion of Excess
Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
occurring with respect to any Mortgage Loan allocable to the Class A-PO
Certificates will equal the product of the amount of any such principal loss and
the PO Fraction for such Mortgage Loan. The principal portion of any Excess
Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
remaining after allocation to the Class A-PO Certificates in accordance with the
preceding sentence shall be allocated pro rata among the Class A Certificates
(other than the Class A-PO Certificates) and Class B Certificates based on the
Class A Non-PO Principal Balance and the Class B Principal Balance,
respectively. Any such loss allocated to the Class A Certificates shall be
allocated on the subsequent Determination Date to the outstanding Classes of
Class A Certificates (other than the Class A-PO Certificates) in accordance with
the Class A Loss Percentages as of such Determination Date. Any such loss
allocated to the Class B Certificates shall be allocated pro rata among the
outstanding Classes of Class B Certificates based on their Principal Balances.
(c) Any Realized Losses allocated to a Class of Class A Certificates or
Class B Certificates pursuant to Section 4.02(a) or Section 4.02(b) shall be
allocated among the Certificates of such Class based on their Percentage
Interests.
(d) [Intentionally Left Blank]
(e) The interest portion of Excess Special Hazard Losses, Excess Fraud
Losses and Excess Bankruptcy Losses shall be allocated between (i) the Class A
Certificates and (ii) the Class B Certificates, pro rata based on the Class A
Interest Accrual Amount and the Class B Interest Accrual Amount for the related
Distribution Date without regard to any reduction pursuant to this sentence. Any
such loss allocated to the Class A Certificates shall be allocated among the
outstanding Classes of Class A Certificates based on each Class's Class A
Interest Percentage. Any such loss allocated to the Class B Certificates will be
allocated among the outstanding Classes of Class B Certificates based on their
Class B Interest Percentages. In addition, after the Class B Principal Balance
has been reduced to zero, the interest portion of Realized Losses (other than
Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses)
will be allocated among the outstanding Classes of Class A Certificates based on
their Class A Interest Percentages.
(f) Realized Losses allocated in accordance with this Section 4.02 will be
allocated as follows: (i) Liquidated Loan Losses on Liquidated Loans for which
the Liquidation Proceeds were received during, and Bankruptcy Losses incurred in
a period corresponding to, an Unscheduled Principal Receipt Period for Full
Unscheduled Principal Receipts that is a Mid-Month Receipt Period will be
allocated on the Determination Date in the month following the month in which
such Mid-Month Receipt Period ended and (ii) Liquidated Loan Losses on
Liquidated Loans for which the Liquidation Proceeds were received during, and
Bankruptcy Losses incurred in a period corresponding to, an Unscheduled
Principal Receipt Period for Full Unscheduled Principal Receipts that is a Prior
Month Receipt Period will be allocated on the Determination Date in the second
month following the month which is such Prior Month Receipt Period.
(g) With respect to any Distribution Date, the principal portion of
Realized Losses and recoveries attributable to previously allocated Realized
Losses allocated pursuant to this Section 4.02 will be allocated to each
Uncertificated Lower-Tier Interest in an amount equal to the amount allocated to
its respective Corresponding Upper-Tier Class or Classes as provided above.
(h) With respect to any Distribution Date, the interest portion of Realized
Losses allocated pursuant to this Section 4.02 will be allocated to each
Uncertificated Lower-Tier Interest in the same relative proportions as interest
is allocated to such Uncertificated Lower-Tier Interest.
SECTION 4.03 PAYING AGENT.
(a) The Master Servicer hereby appoints the Trust Administrator as initial
Paying Agent to make distributions to Certificateholders and to forward to
Certificateholders the periodic statements and the annual statements required by
Section 4.04 as agent of the Master Servicer.
The Master Servicer may, at any time, remove or replace the Paying Agent.
The Master Servicer shall cause any Paying Agent that is not the Trust
Administrator to execute and deliver to the Trust Administrator an instrument in
which such Paying Agent agrees with the Trust Administrator that such Paying
Agent shall:
(i) hold all amounts remitted to it by the Master Servicer for
distribution to Certificateholders in trust for the benefit of
Certificateholders until such amounts are distributed to Certificateholders
or otherwise disposed of as herein provided;
(ii) give the Trust Administrator notice of any default by the Master
Servicer in remitting any required amount; and
(iii) at any time during the continuance of any such default, upon the
written request of the Trust Administrator, forthwith pay to the Trust
Administrator all amounts held in trust by such Paying Agent.
(b) The Paying Agent shall establish and maintain a Payment Account, which
shall be a separate trust account and an Eligible Account, in which the Master
Servicer shall cause to be deposited from funds in the Certificate Account or,
to the extent required hereunder, from its own funds (i) at or before 10:00
a.m., New York time, on the Business Day preceding each Distribution Date, by
wire transfer of immediately available funds, any Periodic Advance for such
Distribution Date, pursuant to Section 3.03 and (ii) at or before 10:00 a.m.,
New York time, on the Business Day preceding each Distribution Date, by wire
transfer of immediately available funds, an amount equal to the Pool
Distribution Amount. The Master Servicer may cause the Paying Agent to invest
the funds in the Payment Account. Any such investment shall be in Eligible
Investments, which shall mature not later than the Business Day preceding the
related Distribution Date (unless the Eligible Investments are obligations of
the Trust Administrator, in which case such Eligible Investments shall mature
not later than the Distribution Date), and shall not be sold or disposed of
prior to maturity. All income and gain realized from any such investment shall
be for the benefit of the Master Servicer and shall be subject to its withdrawal
or order from time to time. The amount of any losses incurred in respect of any
such investments shall be deposited in the Payment Account by the Master
Servicer out of its own funds immediately as realized. The Paying Agent may
withdraw from the Payment Account any amount deposited in the Payment Account
that was not required to be deposited therein and may clear and terminate the
Payment Account pursuant to Section 9.01.
SECTION 4.04 STATEMENTS TO CERTIFICATEHOLDERS;
REPORTS TO THE TRUST ADMINISTRATOR AND THE SELLER.
Concurrently with each distribution pursuant to Section 4.01(f), the Master
Servicer, or the Paying Agent appointed by the Master Servicer (upon receipt of
such statement from the Master Servicer), shall forward or cause to be forwarded
by mail to each Holder of a Certificate and the Seller a statement setting
forth:
(i) the amount of such distribution to Holders of each Class of Class
A Certificates allocable to principal, separately identifying the aggregate
amount of any Unscheduled Principal Receipts included therein;
(ii) (a) the amount of such distribution to Holders of each Class of
Class A Certificates allocable to interest, (b) the amount of the Current
Class A Interest Distribution Amount allocated to each Class of Class A
Certificates, (c) any Class A Interest Shortfall Amounts arising with
respect to such Distribution Date and any remaining Class A Unpaid Interest
Shortfall with respect to each Class after giving effect to such
distribution, (d) the amount of any Non-Supported Interest Shortfall
allocated to each Class of Class A Certificates for such Distribution Date
and (e) the interest portion of Excess Special Hazard Losses, Excess Fraud
Losses and Excess Bankruptcy Losses allocated to each Class of Class A
Certificates for such Distribution Date;
(iii) the amount of such distribution to Holders of each Class of
Class B Certificates allocable to principal, separately identifying the
aggregate amount of any Unscheduled Principal Receipts included therein;
(iv) (a) the amount of such distribution to Holders of each Class of
Class B Certificates allocable to interest, (b) the amount of the Current
Class B Interest Distribution Amount allocated to each Class of Class B
Certificates (c) any Class B Interest Shortfall Amounts arising with
respect to such Distribution Date and any remaining Class B Unpaid Interest
Shortfall with respect to each Class of Class B Certificates after giving
effect to such distribution, (d) the amount of any Non-Supported Interest
Shortfall allocated to each Class of Class B Certificates for such
Distribution Date, and (e) the interest portion of Excess Special Hazard
Losses, Excess Fraud Losses and Excess Bankruptcy Losses allocated to each
Class of Class B Certificates for such Distribution Date;
(v) the amount of any Periodic Advance by any Servicer, the Master
Servicer or the Trust Administrator pursuant to the Servicing Agreements or
this Agreement;
(vi) the number of Mortgage Loans outstanding as of the preceding
Determination Date;
(vii) the Class A Principal Balance, the Principal Balance of each
Class of Class A Certificates the Class B Principal Balance and the
Principal Balance of each Class of Class B Certificates as of the following
Determination Date after giving effect to the distributions of principal
made, and the principal portion of Realized Losses, if any, allocated with
respect to such Distribution Date;
(viii) the Adjusted Pool Amount, the Adjusted Pool Amount (PO
Portion), the Pool Scheduled Principal Balance of the Mortgage Loans for
such Distribution Date and the aggregate Scheduled Principal Balance of the
Discount Mortgage Loans for such Distribution Date;
(ix) the aggregate Scheduled Principal Balances of the Mortgage Loans
serviced by WFHM and, collectively, by the Other Servicers as of such
Distribution Date;
(x) the Class A Percentage for the following Distribution Date
(without giving effect to Unscheduled Principal Receipts received after the
Applicable Unscheduled Principal Receipt Period for the current
Distribution Date which are applied by a Servicer during such Applicable
Unscheduled Principal Receipt Period);
(xi) the Class A Prepayment Percentage for the following Distribution
Date (without giving effect to Unscheduled Principal Receipts received
after the Applicable Unscheduled Principal Receipt Period for the current
Distribution Date which are applied by a Servicer during such Applicable
Unscheduled Principal Receipt Period);
(xii) the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Percentages for the following Distribution Date (without giving
effect to Unscheduled Principal Receipts received after the Applicable
Unscheduled Principal Receipt Period for the current Distribution Date
which are applied by a Servicer during such Applicable Unscheduled
Principal Receipt Period);
(xiii) the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Prepayment Percentages for the following Distribution Date
(without giving effect to Unscheduled Principal Receipts received after the
Applicable Unscheduled Principal Receipt Period for the current
Distribution Date which are applied by a Servicer during such Applicable
Unscheduled Principal Receipt Period);
(xiv) the number and aggregate principal balances of Mortgage Loans
delinquent (a) one month, (b) two months and (c) three months or more;
(xv) the number and aggregate principal balances of the Mortgage Loans
in foreclosure as of the preceding Determination Date;
(xvi) the book value of any real estate acquired through foreclosure
or grant of a deed in lieu of foreclosure;
(xvii) the amount of the remaining Special Hazard Loss Amount, Fraud
Loss Amount and Bankruptcy Loss Amount as of the close of business on such
Distribution Date;
(xviii) the principal and interest portions of Realized Losses
allocated as of such Distribution Date and the amount of such Realized
Losses constituting Excess Special Hazard Losses, Excess Fraud Losses or
Excess Bankruptcy Losses;
(xix) the aggregate amount of Bankruptcy Losses allocated to each
Class of Class B Certificates in accordance with Section 4.02(a) since the
Relevant Anniversary;
(xx) the amount by which the Principal Balance of each Class of Class
B Certificates has been reduced as a result of Realized Losses allocated as
of such Distribution Date;
(xxi) the unpaid principal balance of any Mortgage Loan as to which
the Servicer of such Mortgage Loan has determined not to foreclose because
it believes the related Mortgaged Property may be contaminated with or
affected by hazardous wastes or hazardous substances;
(xxii) the amount of the aggregate Servicing Fees and Master Servicing
Fees paid (and not previously reported) with respect to the related
Distribution Date and the amount by which the aggregate Available Master
Servicer Compensation has been reduced by the Prepayment Interest Shortfall
for the related Distribution Date;
(xxiii) in the case of the Class A-4 Certificates, the Notional
Amount, if any;
(xxiv) the Class A-PO Deferred Amount if any;
(xxv) the amount of PMI Advances made by a Servicer, if any; and
(xxvi) such other customary information as the Master Servicer deems
necessary or desirable to enable Certificateholders to prepare their tax
returns;
and shall deliver a copy of each type of statement to the Trust Administrator,
who shall provide copies thereof to Persons making written request therefor at
the Corporate Trust Office.
In the case of information furnished with respect to a Class of Class A
Certificates pursuant to clauses (i) and (ii) above and with respect to a Class
of Class B Certificates pursuant to clauses (iii) and (iv) above, the amounts
shall be expressed as a dollar amount per Class A or Class B Certificate (other
than the Class A-R and Class A-LR Certificates) with a $1,000 Denomination, and
as a dollar amount per Class A-R and Class A-LR Certificates with a $50
Denomination.
Within a reasonable period of time after the end of each calendar year, the
Master Servicer shall furnish or cause to be furnished to each Person who at any
time during the calendar year was the Holder of a Certificate a statement
containing the information set forth in clauses (i) and (ii)(a) above in the
case of a Class A Certificateholder and the information set forth in clauses
(iii) and (iv)(a) above in the case of a Class B Certificateholder aggregated
for such calendar year or applicable portion thereof during which such Person
was a Certificateholder. Such obligation of the Master Servicer shall be deemed
to have been satisfied to the extent that substantially comparable information
shall be provided by the Master Servicer pursuant to any requirements of the
Code from time to time in force.
Prior to the close of business on the third Business Day preceding each
Distribution Date, the Master Servicer shall furnish a statement to the Trust
Administrator, any Paying Agent and the Seller (the information in such
statement to be made available to Certificateholders by the Master Servicer on
written request) setting forth the Class A Distribution Amount with respect to
each Class of Class A Certificates and the Class B Distribution Amount with
respect to each Class of Class B Certificates. The determination by the Master
Servicer of such amounts shall, in the absence of obvious error, be
presumptively deemed to be correct for all purposes hereunder and the Trust
Administrator and the Paying Agent shall be protected in relying upon the same
without any independent check or verification.
In addition to the reports required pursuant to this Section 4.04, the
Master Servicer shall make available upon request to each Holder and each
proposed transferee of a Class B-4, Class B-5 or, Class B-6 Certificate such
additional information, if any, as may be required to permit the proposed
transfer to be effected pursuant to Rule 144A.
SECTION 4.05 REPORTS TO MORTGAGORS AND THE INTERNAL REVENUE SERVICE.
The Master Servicer shall, in each year beginning after the Cut-Off Date,
make the reports of foreclosures and abandonments of any Mortgaged Property as
required by Code Section 6050J. In order to facilitate this reporting process,
the Master Servicer shall request that each Servicer, on or before January 15th
of each year, shall provide to the Internal Revenue Service, with copies to the
Master Servicer, reports relating to each instance occurring during the previous
calendar year in which such Servicer (i) on behalf of the Trustee acquires an
interest in a Mortgaged Property through foreclosure or other comparable
conversion in full or partial satisfaction of a Mortgage Loan serviced by such
Servicer, or (ii) knows or has reason to know that a Mortgaged Property has been
abandoned. Reports from the Servicers shall be in form and substance sufficient
to meet the reporting requirements imposed by Code Section 6050J. In addition,
each Servicer shall provide the Master Servicer with sufficient information to
allow the Master Servicer to, for each year ending after the Cut-Off Date,
provide, or cause to be provided, to the Internal Revenue Service and the
Mortgagors such information as is required under Code Sections 6050H (regarding
payment of interest) and 6050P (regarding cancellation of indebtedness).
SECTION 4.06 CALCULATION OF AMOUNTS; BINDING EFFECT OF INTERPRETATIONS AND
ACTIONS OF MASTER SERVICER.
The Master Servicer will compute the amount of all distributions to be made
on the Certificates and all losses to be allocated to the Certificates. In the
event that the Master Servicer concludes that any ambiguity or uncertainty
exists in any provisions of this Agreement relating to distributions to be made
on the Certificates, the allocation of losses to the Certificates or otherwise,
the interpretation of such provisions and any actions taken by the Master
Servicer in good faith to implement such interpretation shall be binding upon
Certificateholders.
ARTICLE V
THE CERTIFICATES
SECTION 5.01 THE CERTIFICATES.
(a) The Class A and Class B Certificates shall be issued only in minimum
Denominations of a Single Certificate and, except for the Class A-4, Class A-PO,
Class A-R and Class A-LR Certificates, integral multiples of $1,000 in excess
thereof (except, if necessary, for one Certificate of each Class (other than the
Class A-PO, Class A-R and Class A-LR Certificates) that evidences one Single
Certificate plus such additional principal portion or notional amount as is
required in order for all Certificates of such Class to equal the aggregate
Original Principal Balance of such Class), and shall be substantially in the
respective forms set forth as Exhibits X-0, X-0, X-0, X-0, X-0, X-0, X-0, X-0,
X-0, X-00, X-00, X-00, X-X, A-LR, A-PO, X-0, X-0, X-0, X-0, X-0, B-6 and C
(reverse side of Certificates) hereto. On original issue the Certificates shall
be executed and delivered by the Trust Administrator to or upon the order of the
Seller upon receipt by the Trust Administrator or the Custodian of the documents
specified in Section 2.01. The aggregate principal portion (or notional amount)
evidenced by the Class A and Class B Certificates shall be the sum of the
amounts specifically set forth in the respective Certificates. The Certificates
shall be executed by manual or facsimile signature on behalf of the Trust
Administrator by any Responsible Officer thereof. Certificates bearing the
manual or facsimile signatures of individuals who were at any time the proper
officers of the Trust Administrator shall bind the Trust Administrator
notwithstanding that such individuals or any of them have ceased to hold such
offices prior to the authentication and delivery of such Certificates or did not
hold such offices at the date of such Certificates. No Certificate shall be
entitled to any benefit under this Agreement, or be valid for any purpose,
unless manually countersigned by a Responsible Officer of the Trust
Administrator, or unless there appears on such Certificate a certificate of
authentication executed by the Authenticating Agent by manual signature, and
such countersignature or certificate upon a Certificate shall be conclusive
evidence, and the only evidence, that such Certificate has been duly
authenticated and delivered hereunder. All Certificates shall be dated the date
of their authentication.
Until such time as Definitive Certificates are issued pursuant to Section
5.07, each Book-Entry Certificate shall bear the following legend:
"Unless this certificate is presented by an authorized representative of
[the Clearing Agency] to the Seller or its agent for registration of transfer,
exchange or payment, and any certificate issued is registered in the name of
[the Clearing Agency] or such other name as requested by an authorized
representative of [the Clearing Agency] and any payment is made to [the Clearing
Agency], any transfer, pledge or other use hereof for value or otherwise by or
to any person is wrongful since the registered owner hereof, [the Clearing
Agency], has an interest herein."
(b) Upon original issuance, the Book-Entry Certificates shall be issued in
the form of one or more typewritten certificates, to be delivered to The
Depository Trust Company, the initial Clearing Agency, by, or on behalf of, the
Seller or to, and deposited with the Certificate Custodian, on behalf of The
Depository Trust Company, if directed to do so pursuant instructions from The
Depository Trust Company. Such Certificates shall initially be registered in the
Certificate Register in the name of the nominee of the initial Clearing Agency,
and no Beneficial Owner will receive a definitive certificate representing such
Beneficial Owner's interest in the Book-Entry Certificates, except as provided
in Section 5.07. Unless and until definitive, fully registered certificates
("Definitive Certificates") have been issued to Beneficial Owners pursuant to
Section 5.07:
(i) the provisions of this Section 5.01(b) shall be in full force and
effect;
(ii) the Seller, the Master Servicer, the Certificate Registrar and
the Trust Administrator may deal with the Clearing Agency for all purposes
(including the making of distributions on the Book-Entry Certificates and
the taking of actions by the Holders of Book-Entry Certificates) as the
authorized representative of the Beneficial Owners;
(iii) to the extent that the provisions of this Section 5.01(b)
conflict with any other provisions of this Agreement, the provisions of
this Section 5.01(b) shall control;
(iv) the rights of Beneficial Owners shall be exercised only through
the Clearing Agency and shall be limited to those established by law, the
rules, regulations and procedures of the Clearing Agency and agreements
between such Beneficial Owners and the Clearing Agency and/or the Clearing
Agency Participants, and all references in this Agreement to actions by
Certificateholders shall, with respect to the Book-Entry Certificates,
refer to actions taken by the Clearing Agency upon instructions from the
Clearing Agency Participants, and all references in this Agreement to
distributions, notices, reports and statements to Certificateholders shall,
with respect to the Book-Entry Certificates, refer to distributions,
notices, reports and statements to the Clearing Agency or its nominee, as
registered holder of the Book-Entry Certificates, as the case may be, for
distribution to Beneficial Owners in accordance with the procedures of the
Clearing Agency; and
(v) the initial Clearing Agency will make book-entry transfers among
the Clearing Agency Participants and receive and transmit distributions of
principal and interest on the Certificates to the Clearing Agency
Participants, for distribution by such Clearing Agency Participants to the
Beneficial Owners or their nominees.
For purposes of any provision of this Agreement requiring or permitting
actions with the consent of, or at the direction of, Holders of Book-Entry
Certificates evidencing specified Voting Interests, such direction or consent
shall be given by Beneficial Owners having the requisite Voting Interests,
acting through the Clearing Agency.
Unless and until Definitive Certificates have been issued to Beneficial
Owners pursuant to Section 5.07, copies of the reports or statements referred to
in Section 4.04 shall be available to Beneficial Owners upon written request to
the Trust Administrator at the Corporate Trust Office.
SECTION 5.02 REGISTRATION OF CERTIFICATES.
(a) The Trust Administrator shall cause to be kept at one of the offices or
agencies to be maintained in accordance with the provisions of Section 5.06 a
Certificate Register in which, subject to such reasonable regulations as it may
prescribe, the Trust Administrator shall provide for the registration of
Certificates and of transfers and exchanges of Certificates as herein provided.
The Trust Administrator shall act as, or shall appoint, a Certificate Registrar
for the purpose of registering Certificates and transfers and exchanges of
Certificates as herein provided.
Upon surrender for registration of transfer of any Certificate at any
office or agency maintained for such purpose pursuant to Section 5.06 (and
subject to the provisions of this Section 5.02) the Trust Administrator shall
execute, and shall date, authenticate (or cause the Authenticating Agent to
authenticate) and deliver, in the name of the designated transferee or
transferees, one or more new Certificates of a like aggregate principal portion
or Percentage Interest and of the same Class.
At the option of the Certificateholders, Certificates may be exchanged for
other Certificates of authorized Denominations of a like aggregate principal
portion or Percentage Interest and of the same Class upon surrender of the
Certificates to be exchanged at any such office or agency. Whenever any
Certificates are so surrendered for exchange, the Trust Administrator shall
execute, and shall date, authenticate (or cause the Authenticating Agent to
authenticate) and deliver, the Certificates which the Certificateholder making
the exchange is entitled to receive. Every Certificate presented or surrendered
for transfer or exchange shall (if so required by the Certificate Registrar or
the Trust Administrator) be duly endorsed by, or be accompanied by a written
instrument of transfer in form satisfactory to the Certificate Registrar, duly
executed by the Holder thereof or his attorney duly authorized in writing.
No service charge shall be made for any transfer or exchange of
Certificates, but the Trust Administrator or the Certificate Registrar may
require payment of a sum sufficient to cover any tax or governmental charge that
may be imposed in connection with any transfer or exchange of Certificates.
All Certificates surrendered for transfer and exchange shall be canceled by
the Certificate Registrar, the Trust Administrator or the Authenticating Agent
in accordance with their standard procedures.
(b) No transfer of a Class B-4, Class B-5 or Class B-6 Certificate shall be
made unless the registration requirements of the Securities Act of 1933, as
amended, and any applicable State securities laws are complied with, or such
transfer is exempt from the registration requirements under said Act and laws.
In the event that a transfer is to be made in reliance upon an exemption from
said Act or laws, (i) unless such transfer is made in reliance on Rule 144A, the
Trust Administrator or the Seller may, if such transfer is to be made within
three years after the later of (i) the date of the initial sale of Certificates
or (ii) the last date on which the Seller or any affiliate thereof was a Holder
of the Certificates proposed to be transferred, require a Class B-4, Class B-5
or Class B-6 Certificateholder to deliver a written Opinion of Counsel
acceptable to and in form and substance satisfactory to the Trust Administrator
and the Seller, to the effect that such transfer may be made pursuant to an
exemption, describing the applicable exemption and the basis therefor, from said
Act and laws or is being made pursuant to said Act and laws, which Opinion of
Counsel shall not be an expense of the Trust Administrator, the Trustee, the
Seller or the Master Servicer, and (ii) the Trustee shall require the transferee
(other than an affiliate of the Seller on the Closing Date) to execute an
investment letter in the form of Exhibit J hereto certifying to the Seller and
the Trust Administrator the facts surrounding such transfer, which investment
letter shall not be an expense of the Trust Administrator, the Trustee, the
Seller or the Master Servicer. The Holder of a Class B-4, Class B-5 or Class B-6
Certificate desiring to effect such transfer shall, and does hereby agree to,
indemnify the Trust Administrator, the Trustee, the Seller, the Master Servicer
and any Paying Agent acting on behalf of the Trustee against any liability that
may result if the transfer is not so exempt or is not made in accordance with
such federal and state laws. Neither the Seller nor the Trust Administrator is
under an obligation to register the Class B-4, Class B-5 or Class B-6
Certificates under said Act or any other securities law.
(c) No transfer of a Class B-4, Class B-5 or Class B-6 Certificate shall be
made unless the Trust Administrator shall have received (i) a representation
letter from the transferee in the form of Exhibit J hereto, to the effect that
either (a) such transferee is not an employee benefit plan or other retirement
arrangement subject to Title I of ERISA or Code Section 4975, or a governmental
plan, as defined in Section 3(32) of ERISA, subject to any federal, state or
local law ("Similar Law") which is to a material extent similar to the foregoing
provisions of ERISA or the Code (collectively, a "Plan") and is not a person
acting on behalf of or using the assets of any such Plan, which representation
letter shall not be an expense of the Trust Administrator, the Trustee, the
Seller or the Master Servicer or (b) if such transferee is an insurance company,
(A) the source of funds used to purchase the Class B-4, Class B-5 or Class B-6
Certificate is an "insurance company general account" (as such term is defined
in Section V(e) of Prohibited Transaction Class Exemption 95-60 ("PTE 95-60"),
60 Fed. Reg. 35925 (July 12, 1995)), (B) there is no Plan with respect to which
the amount of such general account's reserves and liabilities for the
contract(s) held by or on behalf of such Plan and all other Plans maintained by
the same employer (or affiliate thereof as defined in Section V(a)(1) of PTE
95-60) or by the same employee organization exceeds 10% of the total of all
reserves and liabilities of such general account (as such amounts are determined
under Section I(a) of PTE 95-60) at the date of acquisition and (C) the purchase
and holding of such Class B-4, Class B-5 or Class B-6 Certificate is covered by
Sections I and III of PTE 95-60 or (ii) in the case of any such Class B-4, Class
B-5 or Class B-6 Certificate presented for registration in the name of a Plan,
or a trustee of any such Plan, (A) an Opinion of Counsel satisfactory to the
Trust Administrator and the Seller to the effect that the purchase or holding of
such Class B-4, Class B-5 or Class B-6 Certificate will not result in the assets
of the Trust Estate being deemed to be "plan assets" and subject to the
prohibited transaction provisions of ERISA, the Code or Similar Law and will not
subject the Trust Administrator, the Trustee, the Seller or the Master Servicer
to any obligation in addition to those undertaken in this Agreement, which
Opinion of Counsel shall not be an expense of the Trust Administrator, the
Trustee, the Seller or the Master Servicer and (B) such other opinions of
counsel, officer's certificates and agreements as the Seller or the Master
Servicer may require in connection with such transfer, which opinions of
counsel, officers' certificates and agreements shall not be an expense of the
Trust Administrator, the Trustee, the Seller or the Master Servicer. The Class
B-4, Class B-5 and Class B-6 Certificates shall bear a legend referring to the
foregoing restrictions contained in this paragraph.
(d) No legal or beneficial interest in all or any portion of the Class A-R
or Class A-LR Certificate may be transferred directly or indirectly to a
"disqualified organization" within the meaning of Code Section 860E(e)(5) or an
agent of a disqualified organization (including a broker, nominee, or
middleman), to a Plan or a Person acting on behalf of or investing the assets of
a Plan (such Plan or Person, an "ERISA Prohibited Holder") or to an individual,
corporation, partnership or other person unless such transferee (i) is not a
Non-U.S. Person or (ii) is a Non-U.S. Person that holds the Class A-R or Class
A-LR Certificate in connection with the conduct of a trade or business within
the United States and has furnished the transferor and the Trust Administrator
with an effective Internal Revenue Service Form 4224 or (iii) is a Non-U.S.
Person that has delivered to both the transferor and the Trust Administrator an
opinion of a nationally recognized tax counsel to the effect that the transfer
of the Class A-R or Class A-LR Certificate to it is in accordance with the
requirements of the Code and the regulations promulgated thereunder and that
such transfer of the Class A-R or Class A-LR Certificate will not be disregarded
for federal income tax purposes (any such person who is not covered by clauses
(i), (ii) or (iii) above being referred to herein as a "Non-permitted Foreign
Holder"), and any such purported transfer shall be void and have no effect. The
Trust Administrator shall not execute, and shall not authenticate (or cause the
Authenticating Agent to authenticate) and deliver, a new Class A-R or Class A-LR
Certificate in connection with any such transfer to a disqualified organization
or agent thereof (including a broker, nominee or middleman), an ERISA Prohibited
Holder or a Non-permitted Foreign Holder, and neither the Certificate Registrar
nor the Trust Administrator shall accept a surrender for transfer or
registration of transfer, or register the transfer of, the Class A-R or Class
A-LR Certificate, unless the transferor shall have provided to the Trust
Administrator an affidavit, substantially in the form attached as Exhibit H
hereto, signed by the transferee, to the effect that the transferee is not such
a disqualified organization, an agent (including a broker, nominee, or
middleman) for any entity as to which the transferee has not received a
substantially similar affidavit, an ERISA Prohibited Holder or a Non-permitted
Foreign Holder, which affidavit shall contain the consent of the transferee to
any such amendments of this Agreement as may be required to further effectuate
the foregoing restrictions on transfer of the Class A-R or Class A-LR
Certificate to disqualified organizations, ERISA Prohibited Holders or
Non-permitted Foreign Holders. Such affidavit shall also contain the statement
of the transferee that (i) the transferee has historically paid its debts as
they have come due and intends to do so in the future, (ii) the transferee
understands that it may incur liabilities in excess of cash flows generated by
the residual interest, (iii) the transferee intends to pay taxes associated with
holding the residual interest as they become due and (iv) the transferee will
not transfer the Class A-R or Class A-LR Certificate to any Person who does not
provide an affidavit substantially in the form attached as Exhibit H hereto.
The affidavit described in the preceding paragraph, if not executed in
connection with the initial issuance of the Class A-R or Class A-LR Certificate,
shall be accompanied by a written statement in the form attached as Exhibit I
hereto, signed by the transferor, to the effect that as of the time of the
transfer, the transferor has no actual knowledge that the transferee is a
disqualified organization, ERISA Prohibited Holder or Non-permitted Foreign
Holder, and has no knowledge or reason to know that the statements made by the
transferee with respect to clauses (i) and (iii) of the last sentence of the
preceding paragraph are not true. The Class A-R and Class A-LR Certificates
shall bear a legend referring to the foregoing restrictions contained in this
paragraph and the preceding paragraph.
Upon notice to the Master Servicer that any legal or beneficial interest in
any portion of the Class A-R or Class A-LR Certificate has been transferred,
directly or indirectly, to a disqualified organization or agent thereof
(including a broker, nominee, or middleman) in contravention of the foregoing
restrictions, (i) such transferee shall be deemed to hold the Class A-R or Class
A-LR Certificate in constructive trust for the last transferor who was not a
disqualified organization or agent thereof, and such transferor shall be
restored as the owner of such Class A-R or Class A-LR Certificate as completely
as if such transfer had never occurred, provided that the Master Servicer may,
but is not required to, recover any distributions made to such transferee with
respect to the Class A-R or Class A-LR Certificate, and (ii) the Master Servicer
agrees to furnish to the Internal Revenue Service and to any transferor of the
Class A-R or Class A-LR Certificate or such agent (within 60 days of the request
therefor by the transferor or agent) such information necessary to the
application of Code Section 860E(e) as may be required by the Code, including
but not limited to the present value of the total anticipated excess inclusions
with respect to the Class A-R or Class A-LR Certificate (or portion thereof) for
periods after such transfer. At the election of the Master Servicer, the cost to
the Master Servicer of computing and furnishing such information may be charged
to the transferor or such agent referred to above; however, the Master Servicer
shall in no event be excused from furnishing such information.
SECTION 5.03 MUTILATED, DESTROYED, LOST OR STOLEN CERTIFICATES.
If (i) any mutilated Certificate is surrendered to the Trust Administrator
or the Authenticating Agent, or the Trust Administrator or the Authenticating
Agent receives evidence to its satisfaction of the destruction, loss or theft of
any Certificate, and (ii) there is delivered to the Trust Administrator or the
Authenticating Agent such security or indemnity as may be required by them to
hold each of them harmless, then, in the absence of notice to the Trust
Administrator or the Authenticating Agent that such Certificate has been
acquired by a bona fide purchaser, the Trust Administrator shall execute and
authenticate (or cause the Authenticating Agent to authenticate) and deliver, in
exchange for or in lieu of any such mutilated, destroyed, lost or stolen
Certificate, a new Certificate of like tenor and principal portion or Percentage
Interest and of the same Class. Upon the issuance of any new Certificate under
this Section, the Trust Administrator or the Certificate Registrar may require
the payment of a sum sufficient to cover any tax or other governmental charge
that may be imposed in relation thereto and any other expense (including the
fees and expenses of the Trust Administrator or the Authenticating Agent) in
connection therewith. Any duplicate Certificate issued pursuant to this Section
shall constitute complete and indefeasible evidence of ownership in the Trust
Estate, as if originally issued, whether or not the lost, stolen, or destroyed
Certificate shall be found at any time.
SECTION 5.04 PERSONS DEEMED OWNERS.
Prior to the due presentation of a Certificate for registration of
transfer, the Seller, the Master Servicer, the Trustee, the Trust Administrator,
the Certificate Registrar and any agent of the Seller, the Master Servicer, the
Trustee, the Trust Administrator or the Certificate Registrar may treat the
Person in whose name any Certificate is registered as the owner of such
Certificate for the purpose of receiving distributions pursuant to Section 4.01,
and for all other purposes whatsoever, and neither the Seller, the Master
Servicer, the Trustee, the Trust Administrator, the Certificate Registrar nor
any agent of the Seller, the Master Servicer, the Trustee, the Trust
Administrator or the Certificate Registrar shall be affected by notice to the
contrary.
SECTION 5.05 ACCESS TO LIST OF CERTIFICATEHOLDERS' NAMES AND ADDRESSES.
(a) If the Trust Administrator is not acting as Certificate Registrar, the
Certificate Registrar shall furnish or cause to be furnished to the Trust
Administrator, within 15 days after receipt by the Certificate Registrar of a
request by the Trust Administrator in writing, a list, in such form as the Trust
Administrator may reasonably require, of the names and addresses of the
Certificateholders of each Class as of the most recent Record Date.
(b) If five or more Certificateholders (hereinafter referred to as
"applicants") apply in writing to the Trust Administrator, and such application
states that the applicants desire to communicate with other Certificateholders
with respect to their rights under this Agreement or under the Certificates and
is accompanied by a copy of the communication which such applicants propose to
transmit, then the Trust Administrator shall, within five Business Days
following the receipt of such application, afford such applicants access during
normal business hours to the most recent list of Certificateholders held by the
Trust Administrator. If such a list is as of the date more than 90 days prior to
the date of receipt of such applicants' request and the Trust Administrator is
not the Certificate Registrar, the Trust Administrator shall promptly request
from the Certificate Registrar a current list as provided in paragraph (a)
hereof, and shall afford such applicants access to such list promptly upon
receipt.
(c) Every Certificateholder, by receiving and holding a Certificate, agrees
with the Seller, the Master Servicer, the Certificate Registrar, the Trust
Administrator and the Trustee that neither the Seller, the Master Servicer, the
Certificate Registrar, the Trust Administrator nor the Trustee shall be held
accountable by reason of the disclosure of any such information as to the names,
addresses and Percentage Interests of the Certificateholders hereunder,
regardless of the source from which such information was delivered.
SECTION 5.06 MAINTENANCE OF OFFICE OR AGENCY.
The Trust Administrator will maintain, at its expense, an office or agency
where Certificates may be surrendered for registration of transfer or exchange
and where notices and demands to or upon the Certificate Registrar in respect of
the Certificates and this Agreement may be served. The Trust Administrator
initially designates the Corporate Trust Office and the principal corporate
trust office of the Authenticating Agent, if any, as its offices and agencies
for said purposes.
SECTION 5.07 DEFINITIVE CERTIFICATES.
If (i)(A) the Master Servicer advises the Trust Administrator in writing
that the Clearing Agency is no longer willing or able properly to discharge its
responsibilities as depository with respect to the Book-Entry Certificates, and
(B) the Master Servicer is unable to locate a qualified successor, (ii) the
Master Servicer, at its option, advises the Trust Administrator in writing that
it elects to terminate the book-entry system through the Clearing Agency or
(iii) after the occurrence of dismissal or resignation of the Master Servicer,
Beneficial Owners representing aggregate Voting Interests of not less than 51%
of the aggregate Voting Interests of each outstanding Class of Book-Entry
Certificates advise the Trust Administrator through the Clearing Agency and
Clearing Agency Participants in writing that the continuation of a book-entry
system through the Clearing Agency is no longer in the best interests of the
Beneficial Owners, the Trust Administrator shall notify the Beneficial Owners,
through the Clearing Agency, of the occurrence of any such event and of the
availability of Definitive Certificates to Beneficial Owners requesting the
same. Upon surrender to the Trust Administrator by the Clearing Agency of the
Certificates held of record by its nominee, accompanied by reregistration
instructions and directions to execute and authenticate new Certificates from
the Master Servicer, the Trust Administrator shall execute and authenticate
Definitive Certificates for delivery at its Corporate Trust Office. The Master
Servicer shall arrange for, and will bear all costs of, the printing and
issuance of such Definitive Certificates. Neither the Seller, the Master
Servicer, the Trustee nor the Trust Administrator shall be liable for any delay
in delivery of such instructions by the Clearing Agency and may conclusively
rely on, and shall be protected in relying on, such instructions.
SECTION 5.08 NOTICES TO CLEARING AGENCY.
Whenever notice or other communication to the Holders of Book-Entry
Certificates is required under this Agreement, unless and until Definitive
Certificates shall have been issued to Beneficial Owners pursuant to Section
5.07, the Trust Administrator shall give all such notices and communications
specified herein to be given to Holders of Book-Entry Certificates to the
Clearing Agency.
ARTICLE VI
THE SELLER AND THE MASTER SERVICER
SECTION 6.01 LIABILITY OF THE SELLER AND THE MASTER SERVICER.
The Seller and the Master Servicer shall each be liable in accordance
herewith only to the extent of the obligations specifically imposed by this
Agreement and undertaken hereunder by the Seller and the Master Servicer.
SECTION 6.02 MERGER OR CONSOLIDATION OF THE SELLER OR THE MASTER SERVICER.
Subject to the following paragraph, the Seller and the Master Servicer each
will keep in full effect its existence, rights and franchises as a corporation
under the laws of the jurisdiction of its incorporation, and will obtain and
preserve its qualification to do business as a foreign corporation in each
jurisdiction in which such qualification is or shall be necessary to protect the
validity and enforceability of this Agreement, the Certificates or any of the
Mortgage Loans and to perform its respective duties under this Agreement.
The Seller or the Master Servicer may be merged or consolidated with or
into any Person, or transfer all or substantially all of its assets to any
Person, in which case any Person resulting from any merger or consolidation to
which the Seller or Master Servicer shall be a party, or any Person succeeding
to the business of the Seller or Master Servicer, shall be the successor of the
Seller or Master Servicer hereunder, without the execution or filing of any
paper or any further act on the part of any of the parties hereto, anything
herein to the contrary notwithstanding; provided, however, that, in the case of
the Master Servicer, any such successor or resulting Person shall be qualified
to service mortgage loans for Xxxxxx Xxx or Xxxxxxx Mac.
SECTION 6.03 LIMITATION ON LIABILITY OF THE SELLER, THE MASTER SERVICER AND
OTHERS.
Neither the Seller nor the Master Servicer nor any subcontractor nor any of
the partners, directors, officers, employees or agents of any of them shall be
under any liability to the Trust Estate or the Certificateholders and all such
Persons shall be held harmless for any action taken or for refraining from the
taking of any action in good faith pursuant to this Agreement, or for errors in
judgment; provided, however, that this provision shall not protect any such
Person against any breach of warranties or representations made herein or
against any liability which would otherwise be imposed by reason of willful
misfeasance, bad faith or gross negligence in the performance of duties or by
reason of reckless disregard of obligations and duties hereunder. The Seller,
the Master Servicer, any subcontractor, and any partner, director, officer,
employee or agent of any of them shall be entitled to indemnification by the
Trust Estate and will be held harmless against any loss, liability or expense
incurred in connection with any legal action relating to this Agreement or the
Certificates, including without limitation, any legal action against the Trustee
or Trust Administrator in their respective capacities hereunder, other than any
loss, liability or expense (including without limitation, expenses payable by
the Master Servicer under Section 8.06) incurred by reason of willful
misfeasance, bad faith or gross negligence in the performance of his or its
duties hereunder or by reason of reckless disregard of his or its obligations
and duties hereunder. The Seller, the Master Servicer and any of the directors,
officers, employees or agents of either may rely in good faith on any document
of any kind which, prima facie, is properly executed and submitted by any Person
respecting any matters arising hereunder. Neither the Seller nor the Master
Servicer shall be under any obligation to appear in, prosecute or defend any
legal action unless such action is related to its respective duties under this
Agreement and which in its opinion does not involve it in any expense or
liability; provided, however, that the Seller or the Master Servicer may in its
discretion undertake any such action which it may deem necessary or desirable
with respect to this Agreement and the rights and duties of the parties hereto
and the interests of the Certificateholders hereunder if the Certificateholders
offer to the Seller or the Master Servicer, as the case may be, reasonable
security or indemnity against the costs, expenses and liabilities which may be
incurred therein or thereby. In such event, the legal expenses and costs of such
action and any liability resulting therefrom shall be expenses, costs and
liabilities of the Trust Estate, and the Seller or the Master Servicer shall be
entitled to be reimbursed therefor out of the Certificate Account, and such
amounts shall, on the following Distribution Date or Distribution Dates, be
allocated in reduction of distributions on the Class A Certificates and Class B
Certificates in the same manner as Realized Losses are allocated pursuant to
Section 4.02(a).
SECTION 6.04 RESIGNATION OF THE MASTER SERVICER.
The Master Servicer shall not resign from the obligations and duties hereby
imposed on it except upon determination that its duties hereunder are no longer
permissible under applicable law or are in material conflict by reason of
applicable law with any other activities carried on by it. Any such
determination permitting the resignation of the Master Servicer shall be
evidenced by an Opinion of Counsel to such effect delivered to the Trustee and
the Trust Administrator. No such resignation shall become effective until the
Trustee, the Trust Administrator or a successor servicer shall have assumed the
Master Servicer's responsibilities, duties, liabilities and obligations
hereunder.
SECTION 6.05 COMPENSATION TO THE MASTER SERVICER.
The Master Servicer shall be entitled to receive a monthly fee equal to the
Master Servicing Fee, as compensation for services rendered by the Master
Servicer under this Agreement. The Master Servicer also will be entitled to any
late reporting fees paid by a Servicer pursuant to its Servicing Agreement, any
investment income on funds on deposit in the Certificate Account and any
Liquidation Profits to which a Servicer is not entitled under its Servicing
Agreement.
SECTION 6.06 ASSIGNMENT OR DELEGATION OF DUTIES BY MASTER SERVICER.
The Master Servicer shall not assign or transfer any of its rights,
benefits or privileges under this Agreement to any other Person, or delegate to
or subcontract with, or authorize or appoint any other Person to perform any of
the duties, covenants or obligations to be performed by the Master Servicer
without the prior written consent of the Trustee and the Trust Administrator,
and any agreement, instrument or act purporting to effect any such assignment,
transfer, delegation or appointment shall be void. Notwithstanding the
foregoing, the Master Servicer shall have the right without the prior written
consent of the Trustee or the Trust Administrator (i) to assign its rights and
delegate its duties and obligations hereunder; provided, however, that (a) the
purchaser or transferee accepting such assignment or delegation is qualified to
service mortgage loans for Xxxxxx Xxx or Xxxxxxx Mac, is satisfactory to the
Trustee and the Trust Administrator, in the exercise of its reasonable judgment,
and executes and delivers to the Trustee and the Trust Administrator an
agreement, in form and substance reasonably satisfactory to the Trustee and the
Trust Administrator, which contains an assumption by such purchaser or
transferee of the due and punctual performance and observance of each covenant
and condition to be performed or observed by the Master Servicer hereunder from
and after the date of such agreement; and (b) each applicable Rating Agency's
rating of any Certificates in effect immediately prior to such assignment, sale
or transfer is not reasonably likely to be qualified, downgraded or withdrawn as
a result of such assignment, sale or transfer and the Certificates are not
reasonably likely to be placed on credit review status by any such Rating
Agency; and (ii) to delegate to, subcontract with, authorize, or appoint an
affiliate of the Master Servicer to perform and carry out any duties, covenants
or obligations to be performed and carried out by the Master Servicer under this
Agreement and hereby agrees so to delegate, subcontract, authorize or appoint to
an affiliate of the Master Servicer any duties, covenants or obligations to be
performed and carried out by the Master Servicer to the extent that such duties,
covenants or obligations are to be performed in any state or states in which the
Master Servicer is not authorized to do business as a foreign corporation but in
which the affiliate is so authorized. In no case, however, shall any permitted
assignment and delegation relieve the Master Servicer of any liability to the
Trustee, the Trust Administrator or the Seller under this Agreement, incurred by
it prior to the time that the conditions contained in clause (i) above are met.
SECTION 6.07 INDEMNIFICATION OF TRUSTEE, THE TRUST ADMINISTRATOR AND SELLER
BY MASTER SERVICER.
The Master Servicer shall indemnify and hold harmless the Trustee, the
Trust Administrator and the Seller and any director, officer or agent thereof
against any loss, liability or expense, including reasonable attorney's fees,
arising out of, in connection with or incurred by reason of willful misfeasance,
bad faith or negligence in the performance of duties of the Master Servicer
under this Agreement or by reason of reckless disregard of its obligations and
duties under this Agreement. Any payment pursuant to this Section made by the
Master Servicer to the Trustee, the Trust Administrator or the Seller shall be
from such entity's own funds, without reimbursement therefor. The provisions of
this Section 6.07 shall survive the termination of this Agreement.
ARTICLE VII
DEFAULT
SECTION 7.01 EVENTS OF DEFAULT.
In case one or more of the following Events of Default by the Master
Servicer shall occur and be continuing, that is to say:
(i) any failure by the Master Servicer (a) to remit any funds to the
Paying Agent as required by Section 4.03 or (b) to distribute or cause to
be distributed to Certificateholders any payment required to be made by the
Master Servicer under the terms of this Agreement which, in either case,
continues unremedied for a period of three business days after the date
upon which written notice of such failure, requiring the same to be
remedied, shall have been given to the Master Servicer by the Trustee or to
the Master Servicer and the Trustee by the holders of Certificates
evidencing in the aggregate not less than 25% of the aggregate Voting
Interest represented by all Certificates;
(ii) any failure on the part of the Master Servicer duly to observe or
perform in any material respect any other of the covenants or agreements on
the part of the Master Servicer in the Certificates or in this Agreement
which continues unremedied for a period of 60 days after the date on which
written notice of such failure, requiring the same to be remedied, shall
have been given to the Master Servicer by the Trustee, or to the Master
Servicer and the Trustee by the holders of Certificates evidencing in the
aggregate not less than 25% of the aggregate Voting Interest represented by
all Certificates;
(iii) a decree or order of a court or agency or supervisory authority
having jurisdiction in the premises for the appointment of a trustee,
conservator, receiver or liquidator in any bankruptcy, insolvency,
readjustment of debt, marshaling of assets and liabilities or similar
proceedings, or for the winding-up or liquidation of its affairs, shall
have been entered against the Master Servicer and such decree or order
shall have remained in force undischarged and unstayed for a period of 60
days;
(iv) the Master Servicer shall consent to the appointment of a
trustee, conservator, receiver or liquidator or liquidating committee in
any bankruptcy, insolvency, readjustment of debt, marshaling of assets and
liabilities, voluntary liquidation or similar proceedings of or relating to
the Master Servicer, or of or relating to all or substantially all of its
property;
(v) the Master Servicer shall admit in writing its inability to pay
its debts generally as they become due, file a petition to take advantage
of any applicable insolvency, bankruptcy or reorganization statute, make an
assignment for the benefit of its creditors or voluntarily suspend payment
of its obligations;
(vi) the Master Servicer shall be dissolved, or shall dispose of all
or substantially all of its assets; or consolidate with or merge into
another entity or shall permit another entity to consolidate or merge into
it, such that the resulting entity does not meet the criteria for a
successor servicer, as specified in Section 6.02 hereof; or
(vii) the Master Servicer and any subservicer appointed by it becomes
ineligible to service for both Xxxxxx Xxx and Xxxxxxx Mac, which
ineligibility continues unremedied for a period of 90 days.
then, and in each and every such case, subject to applicable law, so long as an
Event of Default shall not have been remedied, either the Trustee or the holders
of Certificates evidencing in the aggregate not less than 66 2/3% of the
aggregate Voting Interest represented by all Certificates, by notice in writing
to the Master Servicer and the Trust Administrator (and to the Trustee if given
by the Certificateholders) may terminate all of the rights and obligations of
the Master Servicer under this Agreement and in and to the Mortgage Loans, but
without prejudice to any rights which the Master Servicer may have to the
aggregate Master Servicing Fees due prior to the date of transfer of the Master
Servicer's responsibilities hereunder, reimbursement of expenses to the extent
permitted by this Agreement, Periodic Advances and other advances of its own
funds. Upon receipt by the Master Servicer of such written notice, all authority
and power of the Master Servicer under this Agreement, whether with respect to
the Certificates or the Mortgage Loans or otherwise, shall pass to and be vested
in the Trust Administrator, on behalf of the Trustee pursuant to and under this
Section, subject to the provisions of Section 7.05; and, without limitation, the
Trust Administrator, on behalf of the Trustee is hereby authorized and empowered
to execute and deliver, on behalf of the Master Servicer, as attorney-in-fact or
otherwise, any and all documents and other instruments, and to do or accomplish
all other acts or things necessary or appropriate to effect the purposes of such
notice of termination, whether to complete the transfer and endorsement or
assignment of the Mortgage Loans and related documents or otherwise. The Master
Servicer agrees to cooperate with the Trust Administrator and Trustee in
effecting the termination of the Master Servicer's responsibilities and rights
hereunder and shall promptly provide the Trustee all documents and records
reasonably requested by it to enable it to assume the Master Servicer's
functions hereunder and shall promptly also transfer to the Trust Administrator,
on behalf of the Trustee all amounts which then have been or should have been
deposited in the Certificate Account by the Master Servicer or which are
thereafter received by the Master Servicer with respect to the Mortgage Loans.
SECTION 7.02 OTHER REMEDIES OF TRUSTEE.
During the continuance of any Event of Default, so long as such Event of
Default shall not have been remedied, the Trustee, in addition to the rights
specified in Section 7.01, shall have the right, in its own name as trustee of
an express trust, to take all actions now or hereafter existing at law, in
equity or by statute to enforce its rights and remedies and to protect the
interests, and enforce the rights and remedies, of the Certificateholders
(including the institution and prosecution of all judicial, administrative and
other proceedings and the filing of proofs of claim and debt in connection
therewith). Except as otherwise expressly provided in this Agreement, no remedy
provided for by this Agreement shall be exclusive of any other remedy, and each
and every remedy shall be cumulative and in addition to any other remedy and no
delay or omission to exercise any right or remedy shall impair any such right or
remedy or shall be deemed to be a waiver of any Event of Default.
SECTION 7.03 DIRECTIONS BY CERTIFICATEHOLDERS AND DUTIES OF TRUSTEE DURING
EVENT OF DEFAULT.
During the continuance of any Event of Default, Holders of Certificates
evidencing in the aggregate not less than 25% of the aggregate Voting Interest
represented by all Certificates may direct the time, method and place of
conducting any proceeding for any remedy available to the Trustee, or exercising
any trust or power conferred upon the Trustee, under this Agreement; provided,
however, that the Trustee shall be under no obligation to pursue any such
remedy, or to exercise any of the rights or powers vested in it by this
agreement (including, without limitation, (i) the conducting or defending of any
administrative action or litigation hereunder or in relation hereto and (ii) the
terminating of the Master Servicer from its rights and duties as servicer
hereunder) at the request, order or direction of any of the Certificateholders,
unless such Certificateholders shall have offered to the Trustee reasonable
security or indemnity against the cost, expenses and liabilities which may be
incurred therein or thereby and, provided further, that, subject to the
provisions of Section 8.01, the Trustee shall have the right to decline to
follow any such direction if the Trustee, in accordance with an Opinion of
Counsel, determines that the action or proceeding so directed may not lawfully
be taken or if the Trustee in good faith determines that the action or
proceeding so directed would involve it in personal liability or be unjustly
prejudicial to the nonassenting Certificateholders.
SECTION 7.04 ACTION UPON CERTAIN FAILURES OF THE MASTER SERVICER AND UPON
EVENT OF DEFAULT.
In the event that the Trustee or the Trust Administrator shall have
knowledge of any failure of the Master Servicer specified in Section 7.01(i) or
(ii) which would become an Event of Default upon the Master Servicer's failure
to remedy the same after notice, the Trustee or the Trust Administrator may, but
need not if the Trustee or the Trust Administrator, as the case may be, deems it
not in the Certificateholders' best interest, give notice thereof to the Master
Servicer. For all purposes of this Agreement, in the absence of actual knowledge
by a corporate trust officer of the Trustee or the Trust Administrator, the
Trustee or the Trust Administrator, as the case may be, shall not be deemed to
have knowledge of any failure of the Master Servicer as specified in Section
7.01(i) and (ii) or any Event of Default unless notified thereof in writing by
the Master Servicer or by a Certificateholder.
SECTION 7.05 TRUST ADMINISTRATOR TO ACT; APPOINTMENT OF SUCCESSOR.
When the Master Servicer receives notice of termination pursuant to Section
7.01 or the Trustee or the Trust Administrator receives the resignation of the
Master Servicer evidenced by an Opinion of Counsel pursuant to Section 6.04, the
Trust Administrator, on behalf of the Trustee shall be the successor in all
respects to the Master Servicer in its capacity as master servicer under this
Agreement and the transactions set forth or provided for herein and shall have
the rights and powers and be subject to all the responsibilities, duties and
liabilities relating thereto placed on the Master Servicer by the terms and
provisions hereof and in its capacity as such successor shall have the same
limitation of liability herein granted to the Master Servicer. In the event that
the Trust Administrator is succeeding to the Master Servicer as the Master
Servicer, as compensation therefor, the Trust Administrator shall be entitled to
receive monthly such portion of the Master Servicing Fee, together with such
other servicing compensation as is agreed to at such time by the Trust
Administrator and the Master Servicer, but in no event more than 25% thereof
until the date of final cessation of the Master Servicer's servicing activities
hereunder. Notwithstanding the above, the Trust Administrator may, if it shall
be unwilling to so act, or shall, if it is unable to so act or to obtain a
qualifying bid as described below, appoint, or petition a court of competent
jurisdiction to appoint, any housing and home finance institution, bank or
mortgage servicing institution having a net worth of not less than $10,000,000
and meeting such other standards for a successor servicer as are set forth
herein, as the successor to the Master Servicer hereunder in the assumption of
all or any part of the responsibilities, duties or liabilities of the Master
Servicer hereunder; provided, however, that until such a successor master
servicer is appointed and has assumed the responsibilities, duties and
liabilities of the Master Servicer hereunder, the Trust Administrator shall
continue as the successor to the Master Servicer as provided above. The
compensation of any successor master servicer so appointed shall not exceed the
compensation specified in Section 6.05 hereof. In the event the Trust
Administrator is required to solicit bids as provided above, the Trust
Administrator shall solicit, by public announcement, bids from housing and home
finance institutions, banks and mortgage servicing institutions meeting the
qualifications set forth in the preceding sentence for the purchase of the
master servicing functions. Such public announcement shall specify that the
successor master servicer shall be entitled to the full amount of the Master
Servicing Fee as compensation together with the other servicing compensation in
the form of late reporting fees or otherwise as provided in Section 6.05. Within
30 days after any such public announcement, the Trust Administrator shall
negotiate and effect the sale, transfer and assignment of the master servicing
rights and responsibilities hereunder to the qualified party submitting the
highest qualifying bid. The Trust Administrator shall deduct all costs and
expenses of any public announcement and of any sale, transfer and assignment of
the servicing rights and responsibilities hereunder from any sum received by the
Trust Administrator from the successor to the Master Servicer in respect of such
sale, transfer and assignment. After such deductions, the remainder of such sum
shall be paid by the Trust Administrator to the Master Servicer at the time of
such sale, transfer and assignment to the Master Servicer's successor. The Trust
Administrator and such successor shall take such action, consistent with this
Agreement, as shall be necessary to effectuate any such succession. The Master
Servicer agrees to cooperate with the Trust Administrator and any successor
servicer in effecting the termination of the Master Servicer's servicing
responsibilities and rights hereunder and shall promptly provide the Trust
Administrator or such successor master servicer, as applicable, all documents
and records reasonably requested by it to enable it to assume the Master
Servicer's function hereunder and shall promptly also transfer to the Trust
Administrator or such successor master servicer, as applicable, all amounts
which then have been or should have been deposited in the Certificate Account by
the Master Servicer or which are thereafter received by the Master Servicer with
respect to the Mortgage Loans. Neither the Trust Administrator nor any other
successor master servicer shall be deemed to be in default hereunder by reason
of any failure to make, or any delay in making, any distribution hereunder or
any portion thereof caused by (i) the failure of the Master Servicer to deliver,
or any delay in delivering, cash, documents or records to it, or (ii)
restrictions imposed by any regulatory authority having jurisdiction over the
Master Servicer. Notwithstanding anything to the contrary contained in Section
7.01 above or this Section 7.05, the Master Servicer shall retain all of its
rights and responsibilities hereunder, and no successor (including the Trust
Administrator) shall succeed thereto, if the assumption thereof by such
successor would cause the rating assigned to any Certificates to be revoked,
downgraded or placed on credit review status (other than for possible upgrading)
by either Rating Agency and the retention thereof by the Master Servicer would
avert such revocation, downgrading or review.
SECTION 7.06 NOTIFICATION TO CERTIFICATEHOLDERS.
Upon any termination of the Master Servicer or appointment of a successor
master servicer, in each case as provided herein, the Trust Administrator shall
give prompt written notice thereof to Certificateholders at their respective
addresses appearing in the Certificate Register. The Trust Administrator shall
also, within 45 days after the occurrence of any Event of Default known to the
Trust Administrator, give written notice thereof to Certificateholders at their
respective addresses appearing in the Certificate Register, unless such Event of
Default shall have been cured or waived within said 45 day period.
ARTICLE VIII
CONCERNING THE TRUSTEE AND THE TRUST ADMINISTRATOR
SECTION 8.01 DUTIES OF TRUSTEE AND THE TRUST ADMINISTRATOR.
The Trustee and the Trust Administrator, prior to the occurrence of an
Event of Default and after the curing of all Events of Default which may have
occurred, undertakes to perform such duties and only such duties as are
specifically set forth in this Agreement. In case an Event of Default has
occurred (which has not been cured), the Trustee and the Trust Administrator,
subject to the provisions of Sections 7.01, 7.03, 7.04 and 7.05, shall exercise
such of the rights and powers vested in it by this Agreement, and use the same
degree of care and skill in its exercise as a prudent investor would exercise or
use under the circumstances in the conduct of such investor's own affairs.
The Trustee and the Trust Administrator, upon receipt of all resolutions,
certificates, statements, opinions, reports, documents, orders or other
instruments furnished to the Trustee and the Trust Administrator which are
specifically required to be furnished pursuant to any provision of this
Agreement, shall examine them to determine whether they are in the form required
by this Agreement; provided, however, that the Trustee and the Trust
Administrator shall not be responsible for the accuracy or content of any
certificate, statement, instrument, report, notice or other document furnished
by the Master Servicer or the Servicers pursuant to Articles III, IV and IX.
No provision of this Agreement shall be construed to relieve the Trustee
and the Trust Administrator from liability for its own negligent action, its own
negligent failure to act or its own willful misconduct; provided, however, that:
(i) Prior to the occurrence of an Event of Default and after the
curing of all such Events of Default which may have occurred, the duties
and obligations of the Trustee and the Trust Administrator shall be
determined solely by the express provisions of this Agreement, the Trustee
and the Trust Administrator shall not be liable except for the performance
of such duties and obligations as are specifically set forth in this
Agreement, no implied covenants or obligations shall be read into this
Agreement against the Trustee and the Trust Administrator and, in the
absence of bad faith on the part of the Trustee and the Trust
Administrator, the Trustee and the Trust Administrator may conclusively
rely, as to the truth of the statements and the correctness of the opinions
expressed therein, upon any certificates or opinions furnished to the
Trustee and the Trust Administrator, and conforming to the requirements of
this Agreement;
(ii) The Trustee and the Trust Administrator shall not be personally
liable with respect to any action taken, suffered or omitted to be taken by
it in good faith in accordance with the direction of holders of
Certificates which evidence in the aggregate not less than 25% of the
Voting Interest represented by all Certificates relating to the time,
method and place of conducting any proceeding for any remedy available to
the Trustee and the Trust Administrator, or exercising any trust or power
conferred upon the Trustee and the Trust Administrator under this
Agreement; and
(iii) The Trustee and the Trust Administrator shall not be liable for
any error of judgment made in good faith by any of their respective
Responsible Officers, unless it shall be proved that the Trustee or the
Trust Administrator or such Responsible Officer, as the case may be, was
negligent in ascertaining the pertinent facts.
None of the provisions contained in this Agreement shall require the
Trustee or the Trust Administrator to expend or risk its own funds or otherwise
incur personal financial liability in the performance of any of its duties
hereunder or in the exercise of any of its rights or powers if there is
reasonable ground for believing that repayment of such funds or adequate
indemnity against such risk or liability is not reasonably assured to it.
SECTION 8.02 CERTAIN MATTERS AFFECTING THE TRUSTEE AND THE TRUST
ADMINISTRATOR.
Except as otherwise provided in Section 8.01:
(i) Each of the Trustee and the Trust Administrator may request and
rely and shall be protected in acting or refraining from acting upon any
resolution, Officers' Certificate, certificate of auditors or any other
certificate, statement, instrument, opinion, report, notice, request,
consent, order, appraisal, bond or other paper or document believed by it
to be genuine and to have been signed or presented by the proper party or
parties and the manner of obtaining consents and evidencing the
authorization of the execution thereof shall be subject to such reasonable
regulations as the Trustee or Trust Administrator, as applicable may
prescribe;
(ii) Each of the Trustee and the Trust Administrator may consult with
counsel, and any written advice of such counsel or any Opinion of Counsel
shall be full and complete authorization and protection in respect of any
action taken or suffered or omitted by it hereunder in good faith and in
accordance with such advice or Opinion of Counsel;
(iii) Neither of the Trustee nor the Trust Administrator shall be
personally liable for any action taken, suffered or omitted by it in good
faith and believed by it to be authorized or within the discretion or
rights or powers conferred upon it by this Agreement;
(iv) Subject to Section 7.04, the Trust Administrator shall not be
accountable, shall have no liability and makes no representation as to any
acts or omissions hereunder of the Master Servicer until such time as the
Trust Administrator may be required to act as Master Servicer pursuant to
Section 7.05 and thereupon only for the acts or omissions of the Trust
Administrator as successor Master Servicer; and
(v) Each of the Trustee and the Trust Administrator may execute any of
the trusts or powers hereunder or perform any duties hereunder either
directly or by or through agents or attorneys.
SECTION 8.03 NEITHER TRUSTEE NOR TRUST ADMINISTRATOR REQUIRED TO MAKE
INVESTIGATION.
Prior to the occurrence of an Event of Default hereunder and after the
curing of all Events of Default which may have occurred, neither the Trustee nor
the Trust Administrator shall not be bound to make any investigation into the
facts or matters stated in any resolution, certificate, statement, instrument,
opinion, report, notice, request, consent, order, appraisal, bond, Mortgage,
Mortgage Note or other paper or document (provided the same appears regular on
its face), unless requested in writing to do so by holders of Certificates
evidencing in the aggregate not less than 51% of the Voting Interest represented
by all Certificates; provided, however, that if the payment within a reasonable
time to the Trustee or the Trust Administrator of the costs, expenses or
liabilities likely to be incurred by it in the making of such investigation is,
in the opinion of the Trustee or the Trust Administrator, not reasonably assured
to the Trustee or the Trust Administrator by the security afforded to it by the
terms of this Agreement, the Trustee or the Trust Administrator may require
reasonable indemnity against such expense or liability as a condition to so
proceeding. The reasonable expense of every such investigation shall be paid by
the Master Servicer or, if paid by the Trustee or the Trust Administrator, shall
be repaid by the Master Servicer upon demand.
SECTION 8.04 NEITHER TRUSTEE NOR TRUST ADMINISTRATOR LIABLE FOR
CERTIFICATES OR MORTGAGE LOANS.
The recitals contained herein and in the Certificates (other than the
certificate of authentication on the Certificates) shall be taken as the
statements of the Seller, and neither the Trustee nor the Trust Administrator
assumes responsibility as to the correctness of the same. Neither the Trustee
nor the Trust Administrator makes any representation for the correctness of the
same. Neither the Trustee nor the Trust Administrator makes any representation
as to the validity or sufficiency of this Agreement or of the Certificates or of
any Mortgage Loan or related document. Subject to Section 2.04, neither the
Trustee nor the Trust Administrator shall be accountable for the use or
application by the Seller of any of the Certificates or of the proceeds of such
Certificates, or for the use or application of any funds paid to the Master
Servicer in respect of the Mortgage Loans deposited into the Certificate Account
by the Master Servicer or, in its capacity as trustee, for investment of any
such amounts.
SECTION 8.05 TRUSTEE AND THE TRUST ADMINISTRATOR MAY OWN CERTIFICATES.
Each of the Trustee, the Trust Administrator and any agent thereof, in its
individual or any other capacity, may become the owner or pledgee of
Certificates with the same rights it would have if it were not Trustee, Trust
Administrator or such agent and may transact banking and/or trust business with
the Seller, the Master Servicer or their Affiliates.
SECTION 8.06 THE MASTER SERVICER TO PAY FEES AND EXPENSES.
The Master Servicer covenants and agrees to pay to each of the Trustee and
the Trust Administrator from time to time, and each of the Trustee and the Trust
Administrator shall be entitled to receive, reasonable compensation (which shall
not be limited by any provision of law in regard to the compensation of a
trustee of an express trust) for all services rendered by it in the execution of
the trusts hereby created and in the exercise and performance of any of the
powers and duties hereunder of the Trustee or the Trust Administrator, as the
case may be and the Master Servicer will pay or reimburse the Trustee or the
Trust Administrator, as the case may be upon its request for all reasonable
expenses, disbursements and advances incurred or made by it in accordance with
any of the provisions of this Agreement (including the reasonable compensation
and the expenses and disbursements of its counsel and of all persons not
regularly in its employ) except any such expense, disbursement, or advance as
may arise from its negligence or bad faith.
SECTION 8.07 ELIGIBILITY REQUIREMENTS.
Each of the Trustee and the Trust Administrator hereunder shall at all
times (i) be a corporation or association having its principal office in a state
and city acceptable to the Seller, organized and doing business under the laws
of such state or the United States of America, authorized under such laws to
exercise corporate trust powers, having a combined capital and surplus of at
least $50,000,000, or shall be a member of a bank holding system, the aggregate
combined capital and surplus of which is at least $50,000,000, provided that its
separate capital and surplus shall at all times be at least the amount specified
in Section 310(a)(2) of the Trust Indenture Act of 1939, (ii) be subject to
supervision or examination by federal or state authority and (iii) have a credit
rating or be otherwise acceptable to the Rating Agencies such that neither of
the Rating Agencies would reduce their respective then current ratings of the
Certificates (or have provided such security from time to time as is sufficient
to avoid such reduction) as evidenced in writing by each Rating Agency. If such
corporation or association publishes reports of condition at least annually,
pursuant to law or to the requirements of the aforesaid supervising or examining
authority, then for the purposes of this Section the combined capital and
surplus of such corporation or association shall be deemed to be its combined
capital and surplus as set forth in its most recent report of condition so
published. In case at any time the Trustee or the Trust Administrator shall
cease to be eligible in accordance with the provisions of this Section, such
entity shall resign immediately in the manner and with the effect specified in
Section 8.08.
SECTION 8.08 RESIGNATION AND REMOVAL.
Either of the Trustee or the Trust Administrator may at any time resign and
be discharged from the trust hereby created by giving written notice of
resignation to the Master Servicer, such resignation to be effective upon the
appointment of a successor trustee or trust administrator. Upon receiving such
notice of resignation, the Master Servicer shall promptly appoint a successor
trustee or trust administrator by written instrument, in duplicate, one copy of
which instrument shall be delivered to the resigning entity and one copy to its
successor. If no successor trustee or trust administrator shall have been
appointed and have accepted appointment within 30 days after the giving of such
notice of resignation, the resigning Trustee or Trust Administrator, as the case
may be, may petition any court of competent jurisdiction for the appointment of
a successor trustee or trust administrator.
If at any time the Trustee or the Trust Administrator shall cease to be
eligible in accordance with the provisions of Section 8.07 and shall fail to
resign after written request for its resignation by the Master Servicer, or if
at any time the Trustee or the Trust Administrator shall become incapable of
acting, or an order for relief shall have been entered in any bankruptcy or
insolvency proceeding with respect to such entity, or a receiver of such entity
or of its property shall be appointed, or any public officer shall take charge
or control of the Trustee or the Trust Administrator or of the property or
affairs of the Trustee or the Trust Administrator for the purpose of
rehabilitation, conversion or liquidation, or the Master Servicer shall deem it
necessary in order to change the situs of the Trust Estate for state tax
reasons, then the Master Servicer shall remove the Trustee and/or the Trust
Administrator, as the case may be, and appoint a successor trustee and/or
successor trust administrator by written instrument, in duplicate, one copy of
which instrument shall be delivered to the Trustee or the Trust Administrator so
removed and one copy to the successor trustee or successor trust administrator,
as the case may be.
The Holders of Certificates evidencing in the aggregate not less than 51%
of the Voting Interests represented by all Certificates (except that any
Certificate registered in the name of the Seller, the Master Servicer or any
affiliate thereof will not be taken into account in determining whether the
requisite Voting Interests has been obtained) may at any time remove the Trustee
and/or the Trust Administrator and appoint a successor by written instrument or
instruments, in triplicate, signed by such holders or their attorneys-in-fact
duly authorized, one complete set of which instruments shall be delivered to the
Master Servicer, one complete set of which shall be delivered to the entity or
entities so removed and one complete set of which shall be delivered to the
successor so appointed.
Any resignation or removal of the Trustee or the Trust Administrator and
appointment of a successor pursuant to any of the provisions of this Section
shall become effective upon acceptance of appointment by the successor as
provided in Section 8.09.
SECTION 8.09 SUCCESSOR.
Any successor trustee or successor trust administrator appointed as
provided in Section 8.08 shall execute, acknowledge and deliver to the Master
Servicer and to its predecessor trustee or trust administrator, as the case may
be an instrument accepting such appointment hereunder, and thereupon the
resignation or removal of the predecessor trustee or trust administrator shall
become effective, and such successor, without any further act, deed or
reconveyance, shall become fully vested with all the rights, powers, duties and
obligations of its predecessor hereunder, with like effect as if originally
named as trustee or trust administrator, as the case may be herein. The
predecessor trustee or trust administrator shall deliver to its successor all
Owner Mortgage Loan Files and related documents and statements held by it
hereunder (other than any Owner Mortgage Loan Files at the time held by a
Custodian, which Custodian shall become the agent of any successor trustee
hereunder), and the Seller, the Master Servicer and the predecessor entity shall
execute and deliver such instruments and do such other things as may reasonably
be required for more fully and certainly vesting and confirming in the successor
trustee or successor trust administrator, as the case may be all such rights,
powers, duties and obligations. No successor shall accept appointment as
provided in this Section unless at the time of such acceptance such successor
shall be eligible under the provisions of Section 8.07
Upon acceptance of appointment by a successor as provided in this Section,
the Master Servicer shall mail notice of the succession of such trustee or trust
administrator hereunder to all Holders of Certificates at their addresses as
shown in the Certificate Register. If the Master Servicer fails to mail such
notice within ten days after acceptance of the successor trustee or successor
trust administrator, as the case may be, the successor trustee or trust
administrator shall cause such notice to be mailed at the expense of the Master
Servicer.
SECTION 8.10 MERGER OR CONSOLIDATION.
Any Person into which either the Trustee or the Trust Administrator may be
merged or converted or with which it may be consolidated, to which it may sell
or transfer its corporate trust business and assets as a whole or substantially
as a whole or any Person resulting from any merger, sale, transfer, conversion
or consolidation to which the Trustee or the Trust Administrator shall be a
party, or any Person succeeding to the business of such entity, shall be the
successor of the Trustee or Trust Administrator, as the case may be, hereunder;
provided, however, that (i) such Person shall be eligible under the provisions
of Section 8.07, without the execution or filing of any paper or any further act
on the part of any of the parties hereto, anything herein to the contrary
notwithstanding, and (ii) the Trustee or the Trust Administrator, as the case
may be, shall deliver an Opinion of Counsel to the Seller and the Master
Servicer to the effect that such merger, consolidation, sale or transfer will
not subject either the Upper-Tier REMIC or the Lower-Tier REMIC to federal,
state or local tax or cause either the Upper-Tier REMIC or the Lower-Tier REMIC
to fail to qualify as a REMIC, which Opinion of Counsel shall be at the sole
expense of the Trustee or the Trust Administrator, as the case may be.
SECTION 8.11 AUTHENTICATING AGENT.
The Trust Administrator may appoint an Authenticating Agent, which shall be
authorized to act on behalf of the Trust Administrator in authenticating
Certificates. Wherever reference is made in this Agreement to the authentication
of Certificates by the Trust Administrator or the Trust Administrator's
countersignature, such reference shall be deemed to include authentication on
behalf of the Trust Administrator by the Authenticating Agent and a certificate
of authentication executed on behalf of the Trust Administrator by the
Authenticating Agent. The Authenticating Agent must be acceptable to the Seller
and the Master Servicer and must be a corporation organized and doing business
under the laws of the United States of America or of any state, having a
principal office and place of business in a state and city acceptable to the
Seller and the Master Servicer, having a combined capital and surplus of at
least $15,000,000, authorized under such laws to do a trust business and subject
to supervision or examination by federal or state authorities.
Any corporation into which the Authenticating Agent may be merged or
converted or with which it may be consolidated, or any corporation resulting
from any merger, conversion or consolidation to which the Authenticating Agent
shall be a party, or any corporation succeeding to the corporate agency business
of the Authenticating Agent, shall be the Authenticating Agent without the
execution or filing of any paper or any further act on the part of the Trust
Administrator or the Authenticating Agent.
The Authenticating Agent may at any time resign by giving at least 30 days'
advance written notice of resignation to the Trustee, the Trust Administrator
the Seller and the Master Servicer. The Trust Administrator may at any time
terminate the agency of the Authenticating Agent by giving written notice
thereof to the Authenticating Agent, the Seller and the Master Servicer. Upon
receiving a notice of resignation or upon such a termination, or in case at any
time the Authenticating Agent shall cease to be eligible in accordance with the
provisions of this Section 8.11, the Trust Administrator promptly shall appoint
a successor Authenticating Agent, which shall be acceptable to the Master
Servicer, and shall give written notice of such appointment to the Seller, and
shall mail notice of such appointment to all Certificateholders. Any successor
Authenticating Agent upon acceptance of its appointment hereunder shall become
vested with all the rights, powers, duties and responsibilities of its
predecessor hereunder, with like effect as if originally named as Authenticating
Agent herein. No successor Authenticating Agent shall be appointed unless
eligible under the provisions of this Section 8.11.
The Authenticating Agent shall have no responsibility or liability for any
action taken by it as such at the direction of the Trust Administrator. Any
reasonable compensation paid to the Authenticating Agent shall be a reimbursable
expense under Section 8.06.
SECTION 8.12 SEPARATE TRUSTEES AND CO-TRUSTEES.
The Trustee shall have the power from time to time to appoint one or more
persons or corporations to act either as co-trustees jointly with the Trustee,
or as separate trustees, for the purpose of holding title to, foreclosing or
otherwise taking action with respect to any Mortgage Loan outside the state
where the Trustee has its principal place of business, where such separate
trustee or co-trustee is necessary or advisable (or the Trustee is advised by
the Master Servicer that such separate trustee or co-trustee is necessary or
advisable) under the laws of any state in which a Mortgaged Property is located
or for the purpose of otherwise conforming to any legal requirement, restriction
or condition in any state in which a Mortgaged Property is located or in any
state in which any portion of the Trust Estate is located. The Master Servicer
shall advise the Trustee when, in its good faith opinion, a separate trustee or
co-trustee is necessary or advisable as aforesaid. The separate trustees or
co-trustees so appointed shall be trustees for the benefit of all of the
Certificateholders and shall have such powers, rights and remedies as shall be
specified in the instrument of appointment; provided, however, that no such
appointment shall, or shall be deemed to, constitute the appointee an agent of
the Trustee. The Seller and the Master Servicer shall join in any such
appointment, but such joining shall not be necessary for the effectiveness of
such appointment.
Every separate trustee and co-trustee shall, to the extent permitted by
law, be appointed and act subject to the following provisions and conditions:
(i) all powers, duties, obligations and rights conferred upon the
Trustee, in respect of the receipt, custody and payment of moneys shall be
exercised solely by the Trustee;
(ii) all other rights, powers, duties and obligations conferred or
imposed upon the Trustee shall be conferred or imposed upon and exercised
or performed by the Trustee and such separate trustee or co-trustee
jointly, except to the extent that under any law of any jurisdiction in
which any particular act or acts are to be performed (whether as Trustee
hereunder or as successor to the Master Servicer hereunder) the Trustee
shall be incompetent or unqualified to perform such act or acts, in which
event such rights, powers, duties and obligations (including the holding of
title to the Trust Estate or any portion thereof in any such jurisdiction)
shall be exercised and performed by such separate trustee or co-trustee;
(iii) no separate trustee or co-trustee hereunder shall be personally
liable by reason of any act or omission of any other separate trustee or
co-trustee hereunder; and
(iv) the Trustee may at any time accept the resignation of or remove
any separate trustee or co-trustee so appointed by it, if such resignation
or removal does not violate the other terms of this Agreement.
Any notice, request or other writing given to the Trustee shall be deemed
to have been given to each of the then separate trustees and co-trustees, as
effectively as if given to each of them. Every instrument appointing any
separate trustee, co-trustee, or custodian shall refer to this Agreement and the
conditions of this Article. Each separate trustee and co-trustee, upon its
acceptance of the trusts conferred, shall be vested with the estates or property
specified in its instrument of appointment, either jointly with the Trustee, or
separately, as may be provided therein, subject to all the provisions of this
Agreement, specifically including every provision of this Agreement relating to
the conduct of, affecting the liability of, or affording protection to, the
Trustee. Every such instrument shall be furnished to the Trustee.
Any separate trustee, co-trustee, or custodian may, at any time, constitute
the Trustee, its agent or attorney-in-fact, with full power and authority, to
the extent not prohibited by law, to do any lawful act under or in respect of
this Agreement on its behalf and in its name. If any separate trustee or
co-trustee shall die, become incapable of acting, resign or be removed, all of
its estates, properties, rights, remedies and trusts shall vest in and be
exercised by the Trustee to the extent permitted by law, without the appointment
of a new or successor trustee.
No separate trustee or co-trustee hereunder shall be required to meet the
terms of eligibility as a successor trustee under Section 8.07 hereunder and no
notice to Certificateholders of the appointment thereof shall be required under
Section 8.09 hereof.
The Trustee agrees to instruct its co-trustees, if any, to the extent
necessary to fulfill such entity's obligations hereunder.
The Master Servicer shall pay the reasonable compensation of the
co-trustees to the extent, and in accordance with the standards, specified in
Section 8.06 hereof.
SECTION 8.13 APPOINTMENT OF CUSTODIANS.
The Trust Administrator may at any time on or after the Closing Date, with
the consent of the Master Servicer and the Seller, appoint one or more
Custodians to hold all or a portion of the Owner Mortgage Loan Files as agent
for the Trust Administrator, by entering into a Custodial Agreement. Subject to
this Article VIII, the Trust Administrator agrees to comply with the terms of
each Custodial Agreement and to enforce the terms and provisions thereof against
the Custodian for the benefit of the Certificateholders. Each Custodian shall be
a depository institution subject to supervision by federal or state authority,
shall have a combined capital and surplus of at least $10,000,000 and shall be
qualified to do business in the jurisdiction in which it holds any Owner
Mortgage Loan File. Each Custodial Agreement may be amended only as provided in
Section 10.01(a).
SECTION 8.14 TAX MATTERS; COMPLIANCE WITH REMIC PROVISIONS.
(a) Each of the Trustee, the Trust Administrator and the Master Servicer
covenants and agrees that it shall perform its duties hereunder in a manner
consistent with the REMIC Provisions and shall not knowingly take any action or
fail to take any action that would (i) affect the determination of the Trust
Estate's status as two separate REMICs; or (ii) cause the imposition of any
federal, state or local income, prohibited transaction, contribution or other
tax on either the Upper-Tier REMIC, the Lower-Tier REMIC or the Trust Estate.
The Master Servicer, or, in the case of any tax return or other action required
by law to be performed directly by the Trust Administrator, the Trust
Administrator, shall (i) prepare or cause to be prepared, timely cause to be
signed by the Trustee and file or cause to be filed annual federal and
applicable state and local income tax returns for each of the Upper-Tier REMIC
and the Lower-Tier REMIC using a calendar year as the taxable year and the
accrual method of accounting; (ii) in the first such federal tax returns, make,
or cause to be made, elections satisfying the requirements of the REMIC
Provisions, on behalf of the Trust Estate, to treat each of the Upper-Tier REMIC
and the Lower-Tier REMIC as a REMIC; (iii) prepare, execute and forward, or
cause to be prepared, executed and forwarded, to the Certificateholders all
information reports or tax returns required with respect to the Trust Estate, as
and when required to be provided to the Certificateholders, and to the Internal
Revenue Service and any other relevant governmental taxing authority in
accordance with the REMIC Provisions and any other applicable federal, state or
local laws, including without limitation information reports relating to
"original issue discount" and "market discount" as defined in the Code based
upon the issue prices, prepayment assumption and cash flows provided by the
Seller to the Trust Administrator and calculated on a monthly basis by using the
issue prices of the Certificates; (iv) make available information necessary for
the application of any tax imposed on transferors of residual interests to
"disqualified organizations" (as defined in the REMIC Provisions); (v) file Form
8811 and apply for an Employee Identification Number with a Form SS-4 or any
other permissible method and respond to inquiries by Certificateholders or their
nominees concerning information returns, reports or tax returns; (vi) maintain
(or cause to be maintained by the Servicers) such records relating to the
Upper-Tier REMIC and the Lower-Tier REMIC, including but not limited to the
income, expenses, individual Mortgage Loans (including REO Mortgage Loans),
other assets and liabilities of each REMIC, and the fair market value and
adjusted basis of the property of each REMIC determined at such intervals as may
be required by the Code, as may be necessary to prepare the foregoing returns or
information reports; (vii) exercise reasonable care not to allow the creation of
any "interests" in either the Upper-Tier REMIC or the Lower-Tier REMIC within
the meaning of Code Section 860D(a)(2) other than the interests in the
Upper-Tier REMIC represented by the Class A-1, Class A-2, Class A-3, Class A-4,
Class A-5, Class A-6, Class A-7, Class X-0, Xxxxx X-0, Class X-00, X-00, X-00,
Class A-PO, Class A-R, Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Certificates and the interests in the Lower-Tier REMIC represented by
the Class A-L1, Class A-L2, Class A-L5, Class A-LPO, Class A-LUR, Class B-L1,
Class B-L2, Class B-L3, Class B-L4, Class B-L5 and Class B-L6 Interests and the
Class A-LR Certificate; (viii) exercise reasonable care not to allow the
occurrence of any "prohibited transactions" within the meaning of Code Section
860F(a), unless the Master Servicer shall have provided an Opinion of Counsel to
the Trust Administrator that such occurrence would not (a) result in a taxable
gain, (b) otherwise subject any of the Upper-Tier REMIC, the Lower-Tier REMIC or
the Trust Estate to tax or (c) cause the Trust Estate to fail to qualify as two
separate REMICs; (ix) exercise reasonable care not to allow the either the
Upper-Tier REMIC or the Lower-Tier REMIC to receive income from the performance
of services or from assets not permitted under the REMIC Provisions to be held
by a REMIC; (x) pay (on behalf of the Upper-Tier REMIC or the Lower-Tier REMIC)
the amount of any federal income tax, including, without limitation, prohibited
transaction taxes, taxes on net income from foreclosure property, and taxes on
certain contributions to a REMIC after the Startup Day, imposed on the
Upper-Tier REMIC or Lower-Tier REMIC, as the case may be, when and as the same
shall be due and payable (but such obligation shall not prevent the Master
Servicer or any other appropriate Person from contesting any such tax in
appropriate proceedings and shall not prevent the Master Servicer from
withholding or depositing payment of such tax, if permitted by law, pending the
outcome of such proceedings); and (xi) if required or permitted by the Code and
applicable law, act as "tax matters person" for the Upper-Tier REMIC and the
Lower-Tier REMIC within the meaning of Treasury Regulations Section 1.860F-4(d),
and the Master Servicer is hereby designated as agent of the Class A-R and Class
A-LR Certificateholders for such purpose (or if the Master Servicer is not so
permitted, the Holders of the Class A-R and Class A-LR Certificates shall be the
tax matters persons for the Upper-Tier REMIC and Lower-Tier REMIC, respectively,
in accordance with the REMIC Provisions). The Master Servicer shall be entitled
to be reimbursed pursuant to Section 3.02 for any taxes paid by it pursuant to
clause (x) of the preceding sentence, except to the extent that such taxes are
imposed as a result of the bad faith, willful misfeasance or gross negligence of
the Master Servicer in the performance of its obligations hereunder. The
Trustee's sole duties with respect to the REMIC are to sign the tax returns
referred to in clause (i) of the second preceding sentence and to comply with
written directions from the Master Servicer or the Trust Administrator.
In order to enable the Master Servicer, the Trust Administrator or the
Trustee, as the case may be, to perform its duties as set forth above, the
Seller shall provide, or cause to be provided, to the Master Servicer within ten
days after the Closing Date all information or data that the Master Servicer
determines to be relevant for tax purposes to the valuations and offering prices
of the Certificates, including, without limitation, the price, yield, prepayment
assumption and projected cash flows of each Class of Certificates and the
Mortgage Loans in the aggregate. Thereafter, the Seller shall provide to the
Master Servicer, the Trust Administrator or the Trustee, as the case may be,
promptly upon request therefor, any such additional information or data that the
Master Servicer, the Trust Administrator or the Trustee, as the case may be, may
from time to time, request in order to enable the Master Servicer to perform its
duties as set forth above. The Seller hereby indemnifies the Master Servicer,
the Trust Administrator or the Trustee, as the case may be, for any losses,
liabilities, damages, claims or expenses of the Master Servicer, the Trust
Administrator or the Trustee arising from any errors or miscalculations by the
Master Servicer, the Trust Administrator or the Trustee pursuant to this Section
that result from any failure of the Seller to provide, or to cause to be
provided, accurate information or data to the Master Servicer, the Trust
Administrator or the Trustee, as the case may be, on a timely basis. The Master
Servicer hereby indemnifies the Seller, the Trust Administrator and the Trustee
for any losses, liabilities, damages, claims or expenses of the Seller, the
Trust Administrator or the Trustee arising from the Master Servicer's willful
misfeasance, bad faith or gross negligence in preparing any of the federal,
state and local tax returns of either REMIC as described above. In the event
that the Trust Administrator prepares any of the federal, state and local tax
returns of either REMIC as described above, the Trust Administrator hereby
indemnifies the Seller, the Master Servicer and the Trustee for any losses,
liabilities, damages, claims or expenses of the Seller, the Master Servicer or
the Trustee arising from the Trust Administrator's willful misfeasance, bad
faith or negligence in connection with such preparation.
(b) Notwithstanding anything in this Agreement to the contrary, each of the
Master Servicer, the Trust Administrator and the Trustee shall pay from its own
funds, without any right of reimbursement therefor, the amount of any costs,
liabilities and expenses incurred by the Trust Estate (including, without
limitation, any and all federal, state or local taxes, including taxes imposed
on "prohibited transactions" within the meaning of the REMIC Provisions) if and
to the extent that such costs, liabilities and expenses arise from a failure of
the Master Servicer, the Trust Administrator or the Trustee, respectively, to
perform its obligations under this Section 8.14.
SECTION 8.15 MONTHLY ADVANCES.
In the event that WFHM fails to make a Periodic Advance required to be made
pursuant to the WFHM Servicing Agreement on or before the Distribution Date, the
Trust Administrator shall make a Periodic Advance as required by Section 3.03
hereof; provided, however, the Trust Administrator shall not be required to make
such Periodic Advances if prohibited by law or if it determines that such
Periodic Advance would be a Nonrecoverable Advance. With respect to those
Periodic Advances which should have been made by WFHM, the Trust Administrator
shall be entitled, pursuant to Section 3.02(a)(i), (ii) or (v) hereof, to be
reimbursed from the Certificate Account for Periodic Advances and Nonrecoverable
Advances made by it.
ARTICLE IX
TERMINATION
SECTION 9.01 TERMINATION UPON PURCHASE BY THE SELLER OR LIQUIDATION OF
ALL MORTGAGE LOANS.
Subject to Section 9.02, the respective obligations and responsibilities of
the Seller, the Master Servicer, the Trust Administrator and the Trustee created
hereby (other than the obligation of the Trust Administrator to make certain
payments after the Final Distribution Date to Certificateholders and the
obligation of the Master Servicer to send certain notices as hereinafter set
forth and the tax reporting obligations under Sections 4.05 and 8.14 hereof)
shall terminate upon the last action required to be taken by the Trust
Administrator on the Final Distribution Date pursuant to this Article IX
following the earlier of (i) the purchase by the Seller of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Estate at a price equal to the sum of (x) 100% of the unpaid principal balance
of each Mortgage Loan (other than any REO Mortgage Loan) as of the Final
Distribution Date, and (y) the fair market value of the Mortgaged Property
related to any REO Mortgage Loan (as determined by the Master Servicer as of the
close of business on the third Business Day next preceding the date upon which
notice of any such termination is furnished to Certificateholders pursuant to
the third paragraph of this Section 9.01), plus any accrued and unpaid interest
through the last day of the month preceding the month of such purchase at the
applicable Mortgage Interest Rate less any Fixed Retained Yield on each Mortgage
Loan (including any REO Mortgage Loan) and (ii) the final payment or other
liquidation (or any advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Estate (including for this purpose the discharge of any
Mortgagor under a defaulted Mortgage Loan on which a Servicer is not obligated
to foreclose due to environmental impairment) or the disposition of all property
acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan;
provided, however, that in no event shall the trust created hereby continue
beyond the expiration of 21 years from the death of the last survivor of the
descendants of Xxxxxx X. Xxxxxxx, the late ambassador of the United States to
the Court of St. Xxxxx, living on the date hereof.
The right of the Seller to purchase all the assets of the Trust Estate
pursuant to clause (i) of the preceding paragraph are subject to Section 9.02
and conditioned upon the Pool Scheduled Principal Balance of the Mortgage Loans
as of the Final Distribution Date being less than the amount set forth in
Section 11.22. In the case of any purchase by the Seller pursuant to said clause
(i), the Seller shall provide to the Trust Administrator the certification
required by Section 3.04 and the Trust Administrator and the Custodian shall,
promptly following payment of the purchase price, release to the Seller the
Owner Mortgage Loan Files pertaining to the Mortgage Loans being purchased.
Notice of any termination, specifying the Final Distribution Date (which
shall be a date that would otherwise be a Distribution Date) upon which the
Certificateholders may surrender their Certificates to the Trust Administrator
for payment of the final distribution and cancellation, shall be given promptly
by the Trust Administrator by letter to Certificateholders mailed not earlier
than the 15th day of the month preceding the month of such final distribution
and not later than the twentieth day of the month of such final distribution
specifying (A) the Final Distribution Date upon which final payment of the
Certificates will be made upon presentation and surrender of Certificates at the
office or agency of the Trust Administrator therein designated, (B) the amount
of any such final payment and (C) that the Record Date otherwise applicable to
such Distribution Date is not applicable, payments being made (except in the
case of any Class A Certificate surrendered on a prior Distribution Date
pursuant to Section 4.01) only upon presentation and surrender of the
Certificates at the office or agency of the Trust Administrator therein
specified. If the Seller is exercising its right to purchase, the Seller shall
deposit in the Certificate Account on or before the Final Distribution Date in
immediately available funds an amount equal to the purchase price for the assets
of the Trust Estate computed as above provided. Failure to give notice of
termination as described herein shall not entitle a Certificateholder to any
interest beyond the interest payable on the Final Distribution Date.
Upon presentation and surrender of the Certificates, the Trust
Administrator shall cause to be distributed to Certificateholders on the Final
Distribution Date in proportion to their respective Percentage Interests an
amount equal to (i) as to the Classes of Class A Certificates, the respective
Principal Balance together with any related Class A Unpaid Interest Shortfall
and one month's interest in an amount equal to the respective Interest Accrual
Amount, (ii) as to the Classes of Class B Certificates, the respective Principal
Balance together with any related Class B Unpaid Interest Shortfall and one
month's interest in an amount equal to the respective Interest Accrual Amount
and (iii) as to the Class A-R and Class A-LR Certificates, the amounts, if any,
which remain on deposit in the Upper-Tier Certificate Account and the
Certificate Account, respectively (other than amounts retained to meet claims)
after application pursuant to clauses (i), (ii) and (iii) above and payment to
the Master Servicer of any amounts it is entitled as reimbursement or otherwise
hereunder. Such amount shall be distributed in respect of interest and principal
in respect of the Uncertificated Lower-Tier Interests in the same amounts as
distributed to their Corresponding Upper-Tier Class or Classes in the manner
specified in Section 4.01(a)(ii). Notwithstanding the foregoing, if the price
paid pursuant to clause (i) of the first paragraph of this Section 9.01, after
reimbursement to the Servicers, the Master Servicer and the Trust Administrator
of any Periodic Advances, is insufficient to pay in full the amounts set forth
in clauses (i), (ii) and (iii) of this paragraph, then any shortfall in the
amount available for distribution to Certificateholders shall be allocated in
reduction of the amounts otherwise distributable on the Final Distribution Date
in the same manner as Realized Losses are allocated pursuant to Sections 4.02(a)
and (g) hereof. Such distribution on the Final Distribution Date shall be in
lieu of the distribution otherwise required to be made on such Distribution Date
in respect of each Class of Certificates.
In the event that all of the Certificateholders shall not surrender their
Certificates for final payment and cancellation within three months following
the Final Distribution Date, the Trust Administrator shall on such date cause
all funds, if any, in the Certificate Account not distributed in final
distribution to Certificateholders to be withdrawn therefrom and credited to the
remaining Certificateholders by depositing such funds in a separate escrow
account for the benefit of such Certificateholders. The Trust Administrator
shall give a second written notice to the remaining Certificateholders to
surrender their Certificates for cancellation and receive the final distribution
with respect thereto. If within three months after the second notice all the
Certificates shall not have been surrendered for cancellation, the Trust
Administrator may take appropriate steps, or may appoint an agent to take
appropriate steps, to contact the remaining Certificateholders concerning
surrender of their Certificates, and the cost thereof shall be paid out of the
funds on deposit in such escrow account.
SECTION 9.02 ADDITIONAL TERMINATION REQUIREMENTS.
In the event of a termination of the Trust Estate upon the exercise by the
Seller of its purchase option as provided in Section 9.01, the Trust Estate
shall be terminated in accordance with the following additional requirements,
unless the Trust Administrator has received an Opinion of Counsel to the effect
that any other manner of termination (i) will constitute a "qualified
liquidation" of the Trust Estate within the meaning of Code Section
860F(a)(4)(A) and (ii) will not subject either the Upper-Tier REMIC or the
Lower-Tier REMIC to federal tax or cause the Trust Estate to fail to qualify as
two separate REMICs at any time that any Certificates are outstanding:
(i) The notice given by the Master Servicer under Section 9.01 shall
provide that such notice constitutes the adoption of a plan of complete
liquidation of the Upper-Tier REMIC and the Lower-Tier REMIC as of the date
of such notice (or, if earlier, the date on which the first such notice is
mailed to Certificateholders). The Master Servicer shall also specify such
date in a statement attached to the final tax returns of the Upper-Tier
REMIC and the Lower-Tier REMIC; and
(ii) At or after the time of adoption of such a plan of complete
liquidation and at or prior to the Final Distribution Date, the Trust
Administrator shall sell all of the assets of the Trust Estate to the
Seller for cash at the purchase price specified in Section 9.01 and shall
distribute such cash within 90 days of such adoption in the manner
specified in Section 9.01.
ARTICLE X
MISCELLANEOUS PROVISIONS
SECTION 10.01 AMENDMENT.
(a) This Agreement or any Custodial Agreement may be amended from time to
time by the Seller, the Master Servicer, the Trust Administrator and the Trustee
without the consent of any of the Certificateholders, (i) to cure any ambiguity
or mistake, (ii) to correct or supplement any provisions herein or therein which
may be inconsistent with any other provisions herein or therein or in the
related Prospectus, (iii) to modify, eliminate or add to any of its provisions
to such extent as shall be necessary to maintain the qualification of the Trust
Estate as two separate REMICs at all times that any Certificates are outstanding
or to avoid or minimize the risk of the imposition of any federal tax on the
Trust Estate, the Lower-Tier REMIC or the Upper-Tier REMIC pursuant to the Code
that would be a claim against the Trust Estate, provided that (a) the Trustee
and the Trust Administrator have received an Opinion of Counsel to the effect
that such action is necessary or desirable to maintain such qualification or to
avoid or minimize the risk of the imposition of any such tax and (b) such action
shall not, as evidenced by such Opinion of Counsel, adversely affect in any
material respect the interests of any Certificateholder, (iv) to change the
timing and/or nature of deposits into the Upper-Tier Certificate Account and the
Lower-Tier Certificate Account provided that such change shall not, as evidenced
by an Opinion of Counsel, adversely affect in any material respect the interests
of any Certificateholder, (v) to modify, eliminate or add to the provisions of
Section 5.02 or any other provisions hereof restricting transfer of the
Certificates, provided that the Master Servicer for purposes of Section 5.02 has
determined in its sole discretion that any such modifications to this Agreement
will neither adversely affect the rating on the Certificates nor give rise to a
risk that either the Upper-Tier REMIC or the Lower-Tier REMIC or any of the
Certificateholders will be subject to a tax caused by a transfer to a
non-permitted transferee and (vi) to make any other provisions with respect to
matters or questions arising under this Agreement or such Custodial Agreement
which shall not be materially inconsistent with the provisions of this
Agreement, provided that such action shall not, as evidenced by an Opinion of
Counsel, adversely affect in any material respect the interests of any
Certificateholder. Notwithstanding the foregoing, any amendment pursuant to
clause (iv) or (vi) shall not be deemed to adversely affect in any material
respect the interest of Certificateholders and no Opinion of Counsel to that
effect shall be required if the person requesting the amendment instead obtains
a letter from each Rating Agency stating that the amendment would not result in
the downgrading or withdrawal of the respective ratings then assigned to the
Certificates.
This Agreement or any Custodial Agreement may also be amended from time to
time by the Seller, the Master Servicer, the Trust Administrator and the Trustee
with the consent of the Holders of Certificates evidencing in the aggregate not
less than 66-2/3% of the aggregate Voting Interests of each Class of
Certificates affected thereby for the purpose of adding any provisions to or
changing in any manner or eliminating any of the provisions of this Agreement or
such Custodial Agreement or of modifying in any manner the rights of the Holders
of Certificates of such Class; provided, however, that no such amendment shall
(i) reduce in any manner the amount of, or delay the timing of, payments
received on Mortgage Loans which are required to be distributed on any
Certificate without the consent of the Holder of such Certificate, (ii)
adversely affect in any material respect the interest of the Holders of
Certificates of any Class in a manner other than as described in clause (i)
hereof without the consent of Holders of Certificates of such Class evidencing,
as to such Class, Voting Interests aggregating not less than 66-2/3% or (iii)
reduce the aforesaid percentage of Certificates of any Class the Holders of
which are required to consent to any such amendment, without the consent of the
Holders of all Certificates of such Class then outstanding.
Notwithstanding any contrary provision of this Agreement, neither the
Trustee nor the Trust Administrator shall consent to any amendment to this
Agreement unless it shall have first received an Opinion of Counsel to the
effect that such amendment will not subject either the Upper-Tier REMIC or the
Lower-Tier REMIC to tax or cause either the Upper-Tier REMIC or the Lower-Tier
REMIC to fail to qualify as a REMIC at any time that any Certificates are
outstanding.
Promptly after the execution of any amendment requiring the consent of
Certificateholders, the Trust Administrator shall furnish written notification
of the substance of such amendment to each Certificateholder.
It shall not be necessary for the consent of Certificateholders under this
Section 10.01(a) to approve the particular form of any proposed amendment, but
it shall be sufficient if such consent shall approve the substance thereof. The
manner of obtaining such consents and of evidencing the authorization of the
execution thereof by Certificateholders shall be subject to such reasonable
regulations as the Trust Administrator may prescribe.
(b) Notwithstanding any contrary provision of this Agreement, the Master
Servicer may, from time to time, amend Schedule I hereto without the consent of
any Certificateholder, the Trustee or the Trust Administrator; provided,
however, (i) that such amendment does not conflict with any provisions of the
related Servicing Agreement, (ii) that the related Servicing Agreement provides
for the remittance of each type of Unscheduled Principal Receipts received by
such Servicer during the Applicable Unscheduled Principal Receipt Period (as so
amended) related to each Distribution Date to the Master Servicer no later than
the 24th day of the month in which such Distribution Date occurs and (iii) that
such amendment is for the purpose of changing the Applicable Unscheduled
Principal Receipt Period for all Mortgage Loans serviced by any Servicer to a
Mid-Month Receipt Period with respect to Full Unscheduled Principal Receipts and
to a Prior Month Receipt Period with respect to Partial Unscheduled Principal
Receipts.
A copy of any amendment to Schedule I pursuant to this Section 10.01(b)
shall be promptly forwarded to the Trust Administrator.
SECTION 10.02 RECORDATION OF AGREEMENT.
This Agreement (or an abstract hereof, if acceptable to the applicable
recording office) is subject to recordation in all appropriate public offices
for real property records in all the towns or other comparable jurisdictions in
which any or all of the Mortgaged Properties are situated, and in any other
appropriate public office or elsewhere, such recordation to be effected by the
Master Servicer and at its expense on direction by the Trust Administrator, but
only upon direction accompanied by an Opinion of Counsel to the effect that such
recordation materially and beneficially affects the interests of the
Certificateholders.
For the purpose of facilitating the recordation of this Agreement as herein
provided and for other purposes, this Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.
SECTION 10.03 LIMITATION ON RIGHTS OF CERTIFICATEHOLDERS.
The death or incapacity of any Certificateholder shall not operate to
terminate this Agreement or the Trust Estate, nor entitle such
Certificateholder's legal representatives or heirs to claim an accounting or
take any action or proceeding in any court for a partition or winding up of the
Trust Estate, nor otherwise affect the rights, obligations and liabilities of
the parties hereto or any of them.
Except as otherwise expressly provided herein, no Certificateholder, solely
by virtue of its status as a Certificateholder, shall have any right to vote or
in any manner otherwise control the operation and management of the Trust
Estate, or the obligations of the parties hereto, nor shall anything herein set
forth, or contained in the terms of the Certificates, be construed so as to
constitute the Certificateholders from time to time as partners or members of an
association, nor shall any Certificateholder be under any liability to any third
person by reason of any action taken by the parties to this Agreement pursuant
to any provision hereof.
No Certificateholder, solely by virtue of its status as Certificateholder,
shall have any right by virtue or by availing of any provision of this Agreement
to institute any suit, action or proceeding in equity or at law upon or under or
with respect to this Agreement, unless such Holder previously shall have given
to the Trust Administrator a written notice of default and of the continuance
thereof, as hereinbefore provided, and unless also the Holders of Certificates
evidencing not less than 25% of the Voting Interest represented by all
Certificates shall have made written request upon the Trust Administrator to
institute such action, suit or proceeding in its own name as Trust Administrator
hereunder and shall have offered to the Trust Administrator such reasonable
indemnity as it may require against the cost, expenses and liabilities to be
incurred therein or thereby, and the Trust Administrator, for 60 days after its
receipt of such notice, request and offer of indemnity, shall have neglected or
refused to institute any such action, suit or proceeding; it being understood
and intended, and being expressly covenanted by each Certificateholder with
every other Certificateholder and the Trust Administrator, that no one or more
Holders of Certificates shall have any right in any manner whatever by virtue or
by availing of any provision of this Agreement to affect, disturb or prejudice
the rights of the Holders of any other of such Certificates, or to obtain or
seek to obtain priority over or preference to any other such Holder, or to
enforce any right under this Agreement, except in the manner herein provided and
for the benefit of all Certificateholders. For the protection and enforcement of
the provisions of this Section, each and every Certificateholder and the Trust
Administrator shall be entitled to such relief as can be given either at law or
in equity.
SECTION 10.04 GOVERNING LAW; JURISDICTION.
This Agreement shall be construed in accordance with the laws of the State
of New York (without regard to conflicts of laws principles), and the
obligations, rights and remedies of the parties hereunder shall be determined in
accordance with such laws.
SECTION 10.05 NOTICES.
All demands, notices and communications hereunder shall be in writing and
shall be deemed to have been duly given if personally delivered at or mailed by
certified or registered mail, return receipt requested (i) in the case of the
Seller, to Xxxxx Fargo Asset Securities Corporation, 0000 Xxx Xxxxxxx Xxx,
Xxxxxxxxx, Xxxxxxxx 00000, Attention: Chief Executive Officer, or such other
address as may hereafter be furnished to the Master Servicer, the Trust
Administrator and the Trustee in writing by the Seller, (ii) in the case of the
Master Servicer, to Xxxxx Fargo Bank Minnesota, National Association, 0000 Xxx
Xxxxxxx Xxx, Xxxxxxxxx, Xxxxxxxx 00000, Attention: Vice President or such other
address as may hereafter be furnished to the Seller and the Trustee in writing
by the Master Servicer, (iii) in the case of the Trustee, to the Corporate Trust
Office and, (iv) in the case of the Trust Administrator, to the Corporate Trust
Office, or such other address as may hereafter be furnished to the Seller and
the Master Servicer in writing by the Trustee or the Trust Administrator, in
each case Attention: Corporate Trust Department. Any notice required or
permitted to be mailed to a Certificateholder shall be given by first class
mail, postage prepaid, at the address of such Holder as shown in the Certificate
Register. Any notice mailed or transmitted within the time prescribed in this
Agreement shall be conclusively presumed to have been duly given, whether or not
the addressee receives such notice, provided, however, that any demand, notice
or communication to or upon the Seller, the Master Servicer, the Trust
Administrator or the Trustee shall not be effective until received.
For all purposes of this Agreement, in the absence of actual knowledge by
an officer of the Master Servicer, the Master Servicer shall not be deemed to
have knowledge of any act or failure to act of any Servicer unless notified
thereof in writing by the Trustee, the Trust Administrator, the Servicer or a
Certificateholder.
SECTION 10.06 SEVERABILITY OF PROVISIONS.
If any one or more of the covenants, agreements, provisions or terms of
this Agreement shall be for any reason whatsoever held invalid, then such
covenants, agreements, provisions or terms shall be deemed severable from the
remaining covenants, agreements, provisions or terms of this Agreement and shall
in no way affect the validity or enforceability of the other provisions of this
Agreement or of the Certificates or the rights of the Holders thereof.
SECTION 10.07 SPECIAL NOTICES TO RATING AGENCIES.
(a) The Trust Administrator shall give prompt notice to each Rating Agency
of the occurrence of any of the following events of which it has notice:
(i) any amendment to this Agreement pursuant to Section 10.01(a);
(ii) any sale or transfer of the Class B Certificates pursuant to
Section 5.02 to an affiliate of the Seller;
(iii) any assignment by the Master Servicer of its rights and
delegation of its duties pursuant to Section 6.06;
(iv) any resignation of the Master Servicer pursuant to Section 6.04;
(v) the occurrence of any of the Events of Default described in
Section 7.01;
(vi) any notice of termination given to the Master Servicer pursuant
to Section 7.01;
(vii) the appointment of any successor to the Master Servicer pursuant
to Section 7.05; or
(viii) the making of a final payment pursuant to Section 9.01.
(b) The Master Servicer shall give prompt notice to each Rating Agency of
the occurrence of any of the following events:
(i) the appointment of a Custodian pursuant to Section 2.02;
(ii) the resignation or removal of the Trustee or the Trust
Administrator pursuant to Section 8.08;
(iii) the appointment of a successor trustee or trust administrator
pursuant to Section 8.09; or
(iv) the sale, transfer or other disposition in a single transaction
of 50% or more of the equity interests in the Master Servicer.
(c) The Master Servicer shall deliver to each Rating Agency:
(i) reports prepared pursuant to Section 3.05; and
(ii) statements prepared pursuant to Section 4.04.
SECTION 10.08 COVENANT OF SELLER.
The Seller shall not amend Article Third of its Certificate of
Incorporation without the prior written consent of each Rating Agency rating the
Certificates.
SECTION 10.09 RECHARACTERIZATION.
The Parties intend the conveyance by the Seller to the Trustee of all of
its right, title and interest in and to the Mortgage Loans pursuant to this
Agreement to constitute a purchase and sale and not a loan. Notwithstanding the
foregoing, to the extent that such conveyance is held not to constitute a sale
under applicable law, it is intended that this Agreement shall constitute a
security agreement under applicable law and that the Seller shall be deemed to
have granted to the Trustee a first priority security interest in all of the
Seller's right, title and interest in and to the Mortgage Loans.
ARTICLE XI
TERMS FOR CERTIFICATES
SECTION 11.01 CLASS A FIXED PASS-THROUGH RATE.
The Class A Fixed Pass-Through Rate is 7.000% per annum.
SECTION 11.02 CUT-OFF DATE.
The Cut-Off Date for the Certificates is March 1, 2001.
SECTION 11.03 CUT-OFF DATE AGGREGATE PRINCIPAL BALANCE.
The Cut-Off Date Aggregate Principal Balance is $800,770,022.28.
SECTION 11.04 ORIGINAL CLASS A PERCENTAGE.
The Original Class A Percentage is 96.24953391%.
SECTION 11.05 ORIGINAL PRINCIPAL BALANCES OF THE CLASSES OF CLASS A
CERTIFICATES.
As to the following Classes of Class A Certificates, the Principal Balance
of such Class as of the Cut-Off Date, as follows:
Original
Class Principal Balance
----- -----------------
Class A-1 $294,570,000.00
Class A-2 $16,601,000.00
Class A-3 $35,076,000.00
Class A-5 $58,866,000.00
Class A-6 $35,000,000.00
Class A-7 $23,753,000.00
Class A-8 $75,000,000.00
Class A-9 $22,186,000.00
Class A-10 $119,595,000.00
Class A-11 $10,000,000.00
Class A-12 $80,000,000.00
Class A-PO $93,833.29
Class A-R $50.00
Class A-LR $50.00
SECTION 11.05 ORIGINAL NOTIONAL AMOUNT.
The Original Notional Amount is $11,307,071.43.
SECTION 11.06 ORIGINAL CLASS A NON-PO PRINCIPAL BALANCE.
The Original Class A Non-PO Principal Balance is $770,647,100.00.
SECTION 11.07 ORIGINAL SUBORDINATED PERCENTAGE.
The Original Subordinated Percentage is 3.75046609%.
SECTION 11.08 ORIGINAL CLASS B PRINCIPAL BALANCE.
The Original Class B Principal Balance is $30,029,088.99.
SECTION 11.09 ORIGINAL PRINCIPAL BALANCES OF THE CLASSES OF CLASS B
CERTIFICATES.
As to the following Classes of Class B Certificate, the Principal Balance
of such Class as of the Cut-Off Date, is as follows:
Original
Class Principal Balance
----- -----------------
Class B-1 $ 14,013,000.00
Class B-2 $ 6,406,000.00
Class B-3 $ 3,203,000.00
Class B-4 $ 2,403,000.00
Class B-5 $ 1,601,000.00
Class B-6 $ 2,403,088.99
SECTION 11.10 ORIGINAL CLASS B-1 FRACTIONAL INTEREST.
The Original Class B-1 Fractional Interest is 2.00032038%.
SECTION 11.11 ORIGINAL CLASS B-2 FRACTIONAL INTEREST.
The Original Class B-2 Fractional Interest is 1.20024663%.
SECTION 11.12 ORIGINAL CLASS B-3 FRACTIONAL INTEREST.
The Original Class B-3 Fractional Interest is 0.80020975%.
SECTION 11.13 ORIGINAL CLASS B-4 FRACTIONAL INTEREST.
The Original Class B-4 Fractional Interest is 0.50008843%.
SECTION 11.14 ORIGINAL CLASS B-5 FRACTIONAL INTEREST.
The Original Class B-5 Fractional Interest is 0.30013244%.
SECTION 11.15 ORIGINAL CLASS B-1 PERCENTAGE.
The Original Class B-1 Percentage is 1.75014571%.
SECTION 11.16 ORIGINAL CLASS B-2 PERCENTAGE.
The Original Class B-2 Percentage is 0.80007375%.
SECTION 11.17 ORIGINAL CLASS B-3 PERCENTAGE.
The Original Class B-3 Percentage is 0.40003687%.
SECTION 11.18 ORIGINAL CLASS B-4 PERCENTAGE.
The Original Class B-4 Percentage is 0.30012133%.
SECTION 11.19 ORIGINAL CLASS B-5 PERCENTAGE.
The Original Class B-5 Percentage is 0.19995599%.
SECTION 11.20 ORIGINAL CLASS B-6 PERCENTAGE.
The Original Class B-6 Percentage is 0.30013244%.
SECTION 11.21 CLOSING DATE.
The Closing Date is March 29, 2001.
SECTION 11.22 RIGHT TO PURCHASE.
The right of the Seller to purchase all of the Mortgage Loans pursuant to
Section 9.01 hereof shall be conditioned upon the Pool Scheduled Principal
Balance of the Mortgage Loans being less than $ 80,077,022.23 (10% of the
Cut-Off Date Aggregate Principal Balance) at the time of any such purchase.
SECTION 11.23 WIRE TRANSFER ELIGIBILITY.
With respect to the Class A Certificates (other than the Class A-R, Class
A-LR and Class A-PO Certificates) and the Class B Certificates, the minimum
Denomination eligible for wire transfer on each Distribution Date is $500,000.
The Class A-R, Class A-LR and Class A-PO Certificates are not eligible for wire
transfer.
SECTION 11.24 SINGLE CERTIFICATE.
A Single Certificate for each Class of Class A Certificates (other than the
Class A-4, Class A-R, Class A-LR and Class A-PO Certificates) and each Class of
Class B Certificates (other than the Class B-4, Class B-5 and Class B-6
Certificates) represents a $100,000 Denomination. A Single Certificate for the
Class A-4 Certificates represents a $5,653,535.71 Denomination. A Single
Certificate for the Class B-4, Class B-5 and Class B-6 Certificates represents a
$250,000 Denomination. A Single Certificate for the Class A-R Certificate
represents a $50 Denomination. A Single Certificate for the Class A-LR
Certificate represents a $50 Denomination. A Single Certificate for the Class
A-PO Certificates represents a $93,833.29 Denomination.
SECTION 11.25 SERVICING FEE RATE.
The rate used to calculate the Servicing Fee is equal to such rate as is
set forth on the Mortgage Loan Schedule with respect to a Mortgage Loan.
SECTION 11.26 MASTER SERVICING FEE RATE.
The rate used to calculate the Master Servicing Fee for each Mortgage Loan
is 0.017% per annum.
IN WITNESS WHEREOF, the Seller, the Master Servicer, the Trust
Administrator and the Trustee have caused their names to be signed hereto by
their respective officers thereunto duly authorized, all as of the day and year
first above written.
XXXXX FARGO ASSET SECURITIES
CORPORATION
as Seller
By:
-------------------------------------
Name: Xxxx X. XxXxxxxx
Title: Vice President
XXXXX FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
as Master Servicer
By:
--------------------------------------
Name: Xxxxx X. Xxxxxxx
Title: Vice President
FIRST UNION NATIONAL BANK
as Trust Administrator
By:
--------------------------------------
Name:
Title:
Attest:
By: ___________________________________
Name: _________________________________
Title: ________________________________
UNITED STATES TRUST COMPANY
OF NEW YORK
as Trustee
By:
----------------------------
Name
Title:
STATE OF MARYLAND )
ss.:
COUNTY OF XXXXXXXXX )
On this 29th day of March, 2001, before me, a notary public in and for the
State of Maryland, personally appeared Xxxx X. XxXxxxxx, known to me who, being
by me duly sworn, did depose and say that he resides in McLean, Virginia; that
he is Vice President of Xxxxx Fargo Asset Securities Corporation, a Delaware
corporation, one of the parties that executed the foregoing instrument; and that
he signed his name thereto by order of the Board of Directors of said
corporation.
-------------------------
Notary Public
[NOTARIAL SEAL]
STATE OF MARYLAND )
ss.:
COUNTY OF XXXXXXXXX )
On this 29th day of March, 2001, before me, a notary public in and for the
State of Maryland, personally appeared Xxxxx X. Xxxxxxx, known to me who, being
by me duly sworn, did depose and say that she resides in Frederick, Maryland;
that she is a Vice President of Xxxxx Fargo Bank Minnesota, National
Association, a national banking association, one of the parties that executed
the foregoing instrument; and that she signed her name thereto by order of the
Board of Directors of said association.
-------------------------
Notary Public
[NOTARIAL SEAL]
STATE OF )
) ss.:
COUNTY OF )
On this 29th day of March, 2001, before me, a notary public in and for
_________________, personally appeared ___________________, known to me who,
being by me duly sworn, did depose and say that s/he resides in
_________________, _________________; that s/he is a ____________________ of
United States Trust Company of New York, a ________________, one of the parties
that executed the foregoing instrument; and that s/he signed his/her name
thereto by order of the Board of Directors of said corporation.
------------------------------
Notary Public
[NOTARIAL SEAL]
STATE OF NORTH CAROLINA )
ss.:
COUNTY OF )
On this 29th day of March, 2001, before me, a notary public in and for the
State of North Carolina, personally appeared ___________________, known to me
who, being by me duly sworn, did depose and say that s/he resides in
_________________, North Carolina; that s/he is a ____________________ of First
Union National Bank, a national banking association, one of the parties that
executed the foregoing instrument; and that s/he signed his/her name thereto by
order of the Board of Directors of said corporation.
-------------------------
Notary Public
[NOTARIAL SEAL]
STATE OF NORTH CAROLINA )
ss.:
COUNTY OF )
On this 29th day of March, 2001, before me, a notary public in and for the
State of North Carolina, personally appeared _____________________, known to me
who, being by me duly sworn, did depose and say that he resides in
__________________, North Carolina; that he is a _____________________ of First
Union National Bank, a national banking association, one of the parties that
executed the foregoing instrument; and that s/he signed his name thereto by
order of the Board of Directors of said corporation.
-------------------------
Notary Public
[NOTARIAL SEAL]
SCHEDULE I
Xxxxx Fargo Asset Securities Corporation,
Mortgage Pass-Through Certificates, Series 2001-6
Applicable Unscheduled Principal Receipt Period
Full Unscheduled Partial Unscheduled
Servicer Principal Receipts Principal Receipts
-------- ------------------ ------------------
WFHM (Type 1) Mid-Month Mid-Month
WFHM (Type 2) Prior Month Prior Month
National City Mortgage Co. Mid-Month Prior Month
Countrywide Home Loans, Inc. Prior Month Prior Month
HomeSide Lending, Inc. Prior Month Prior Month
HSBC Mortgage Corporation (USA) Mid-Month Prior Month
Chevy Chase Bank, F.S.B. Mid-Month Prior Month
Old Kent Mortgage Company Mid-Month Prior Month
Columbia National Inc. Mid-Month Prior Month
Fleet Mortgage Corp. Mid-Month Prior Month
Cendant Mortgage Corporation Prior Month Prior Month
First Nationwide Mortgage Corporation Mid-Month Prior Month
Washington Mutual Bank, F.A. Mid-Month Prior Month
The Huntington Mortgage Company Mid-Month Prior Month
CUNA Mutual Mortgage Corporation Mid-Month Prior Month
First Union Mortgage Corporation Mid-Month Prior Month
Colonial Savings, F.A. Mid-Month Prior Month
Chase Manhattan Mortgage Corporation Mid-Month Prior Month
Navy Federal Credit Union Mid-Month Prior Month
EXHIBIT A-1
[FORM OF FACE OF CLASS A-1 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-1
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN,
THE SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AA 1 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-1 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-1 Certificates required to be distributed to
Holders of the Class A-1 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-1 Certificates applicable to each Distribution Date will be 7.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-1 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
EXHIBIT A-2
[FORM OF FACE OF CLASS A-2 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-2
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
UNTIL THE APPLICABLE ACCRETION TERMINATION DATE, THE INTEREST THAT ACCRUES
ON THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL NOT BE PAYABLE. BECAUSE SUCH
UNPAID INTEREST IS ADDED TO THE PRINCIPAL BALANCE OF THIS CERTIFICATE AND
BECAUSE DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE WILL BE MADE IN THE
MANNER DESCRIBED IN THE AGREEMENT (AS DEFINED HEREIN), THE OUTSTANDING PRINCIPAL
BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE MORE OR LESS THAN THE INITIAL
PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AB 9 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-2 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-2 Certificates required to be distributed to
Holders of the Class A-2 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-2 Certificates applicable to each Distribution Date will be 7.000% per
annum. Prior to the applicable Accretion Termination Date, no distribution of
interest on this Certificate will be made. Prior to the applicable Accretion
Termination Date, interest otherwise available for distribution on this
Certificate will be added to the Principal Balance of the Class A-2 Certificates
on each Distribution Date. The amount of interest which accrues on this
Certificate in any month will be subject to reduction with respect to any
Non-Supported Interest Shortfall and the interest portion of certain Realized
Losses allocated to the Class A-2 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this
Certificate to be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-------------------------------------
Authorized Officer
EXHIBIT A-3
[FORM OF FACE OF CLASS A-3 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-3
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AC 7 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-3 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-3 Certificates required to be distributed to
Holders of the Class A-3 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-3 Certificates applicable to each Distribution Date will be 7.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-3 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
EXHIBIT A-4
[FORM OF FACE OF CLASS A-4 CERTIFICATE]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-4
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
THE NOTIONAL AMOUNT OF THIS CERTIFICATE WILL BE REDUCED IN THE MANNER
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING
NOTIONAL AMOUNT OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL
NOTIONAL AMOUNT REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AD 5 First Distribution Date: April 25, 2001
Denomination: $________________ (Initial
Notional
Amount)
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-4 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-4 Certificates required to be distributed to
Holders of the Class A-4 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. The Class A-4
Certificates are not entitled to distributions in respect of principal. Interest
will accrue on the Class A-4 Certificates each month in an amount equal to the
product of (i) 1/12th of 7.000% and (ii) the Notional Amount as of the related
Distribution Date. The amount of interest which accrues on this Certificate in
any month will be subject to reduction with respect to any Non-Supported
Interest Shortfall and the interest portion of certain Realized Losses allocated
to the Class A-4 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction on this
Certificate will be made after due notice of the pendency of such distribution
and only upon presentation and surrender of this Certificate at the office or
agency specified by the Trust Administrator for that purpose in the notice of
final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
EXHIBIT A-5
[FORM OF FACE OF CLASS A-5 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-5
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AE 3 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-5 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-5 Certificates required to be distributed to
Holders of the Class A-5 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-5 Certificates applicable to each Distribution Date will be 6.250% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-5 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
EXHIBIT A-6
[FORM OF FACE OF CLASS A-6 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-6
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AF 0 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-6 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-6 Certificates required to be distributed to
Holders of the Class A-6 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-6 Certificates applicable to each Distribution Date will be 6.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-6 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
EXHIBIT A-7
[FORM OF FACE OF CLASS A-7 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-7
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AG 8 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-7 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-7 Certificates required to be distributed to
Holders of the Class A-7 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-7 Certificates applicable to each Distribution Date will be 7.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-7 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
EXHIBIT A-8
[FORM OF FACE OF CLASS A-8 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2000-9, CLASS A-8
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AH 6 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-8 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-8 Certificates required to be distributed to
Holders of the Class A-8 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-8 Certificates applicable to each Distribution Date will be 7.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-8 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
EXHIBIT A-9
[FORM OF FACE OF CLASS A-9 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-9
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
UNTIL THE APPLICABLE ACCRETION TERMINATION DATE, THE INTEREST THAT ACCRUES
ON THE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL NOT BE PAYABLE. BECAUSE SUCH
UNPAID INTEREST IS ADDED TO THE PRINCIPAL BALANCE OF THIS CERTIFICATE AND
BECAUSE DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE WILL BE MADE IN THE
MANNER DESCRIBED IN THE AGREEMENT (AS DEFINED HEREIN), THE OUTSTANDING PRINCIPAL
BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE MORE OR LESS THAN THE INITIAL
PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AJ 2 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-9 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-9 Certificates required to be distributed to
Holders of the Class A-9 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-9 Certificates applicable to each Distribution Date will be 7.000% per
annum. Prior to the applicable Accretion Termination Date, no distribution of
interest on this Certificate will be made. Prior to the applicable Accretion
Termination Date, interest otherwise available for distribution on this
Certificate will be added to the Principal Balance of the Class A-9 Certificates
on each Distribution Date. The amount of interest which accrues on this
Certificate in any month will be subject to reduction with respect to any
Non-Supported Interest Shortfall and the interest portion of certain Realized
Losses allocated to the Class A-9 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
EXHIBIT A-10
[FORM OF FACE OF CLASS A-10 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-10
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AK 9 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-10 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-10 Certificates required to be distributed
to Holders of the Class A-10 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-10 Certificates applicable to each Distribution Date will be 7.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-10 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
EXHIBIT A-11
[FORM OF FACE OF CLASS A-11 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-11
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AL 7 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-11 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-11 Certificates required to be distributed
to Holders of the Class A-11 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-11 Certificates applicable to each Distribution Date will be 7.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-11 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
EXHIBIT A-12
[FORM OF FACE OF CLASS A-12 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-12
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AM 5 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT_____________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-12 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations ("the
Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-12 Certificates required to be distributed
to Holders of the Class A-12 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-12 Certificates applicable to each Distribution Date will be 7.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-12 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
EXHIBIT A-PO
[FORM OF FACE OF CLASS A-PO CERTIFICATE]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-PO
evidencing an interest in a pool of fixed interest rate,
conventional, monthly pay, fully amortizing, first lien,
one- to four-family residential mortgage loans, which may
include loans secured by shares issued by cooperative
housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AN 3 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ____% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT ________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class A-PO Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-PO Certificates required to be distributed
to Holders of the Class A-PO Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. The Class A-PO
Certificates are not entitled to distributions in respect of interest.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register. Notwithstanding the
above, the final distribution in reduction of the Principal Balance of this
Certificate will be made after due notice of the pendency of such distribution
and only upon presentation and surrender of this Certificate at the office or
agency specified by the Trust Administrator for that purpose in the notice of
final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
EXHIBIT A-R
[Form of Face of Class A-R Certificate]
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE
HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN
RESTRICTIONS ON TRANSFERABILITY, AS SET FORTH IN SECTION 5.02(d) OF THE POOLING
AND SERVICING AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE
TRANSFEROR AND THE TRUST ADMINISTRATOR TO THE EFFECT THAT, AMONG OTHER THINGS,
IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION
860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR A
DISQUALIFIED ORGANIZATION OR A NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN
SECTION 5.02(d) OF THE POOLING AND SERVICING AGREEMENT AND TO HAVE AGREED TO
SUCH AMENDMENTS TO THE POOLING AND SERVICING AGREEMENT AS MAY BE REQUIRED TO
FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS TO DISQUALIFIED ORGANIZATIONS,
AGENTS THEREOF OR NON-PERMITTED FOREIGN HOLDERS.
THE HOLDER OF THIS CLASS A-R CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO
HAVE AGREED TO THE DESIGNATION OF THE MASTER SERVICER AS ITS AGENT TO ACT AS
"TAX MATTERS PERSON" OF THE UPPER-TIER REMIC TO PERFORM THE FUNCTIONS OF A "TAX
MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE
CODE, OR, IF SO REQUESTED BY THE MASTER SERVICER, TO ACT AS TAX MATTERS PERSON
OF THE UPPER-TIER REMIC.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON WHICH IS
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR
SECTION 4975 OF THE CODE OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF
ERISA SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT,
SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A
"PLAN"), OR ANY PERSON ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN.
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-R
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AP 8 First Distribution Date: April 25, 2001
Denomination: $___________
Percentage Interest evidenced
by this Certificate: ______% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT __________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holder of the Class A-R Certificate with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-R Certificate required to be distributed to
the Holder of the Class A-R Certificate on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-R Certificate applicable to each Distribution Date will be 7.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-R Certificate, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register. Notwithstanding the
above, the final distribution on this Certificate will be made after due notice
of the pendency of such distribution and only upon presentation and surrender of
this Certificate at the office or agency specified by the Trust Administrator
for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
EXHIBIT A-LR
[Form of Face of Class A-LR Certificate]
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE
HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN
RESTRICTIONS ON TRANSFERABILITY, AS SET FORTH IN SECTION 5.02(d) OF THE POOLING
AND SERVICING AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE
TRANSFEROR AND THE TRUST ADMINISTRATOR TO THE EFFECT THAT, AMONG OTHER THINGS,
IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION
860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR A
DISQUALIFIED ORGANIZATION OR A NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN
SECTION 5.02(d) OF THE POOLING AND SERVICING AGREEMENT AND TO HAVE AGREED TO
SUCH AMENDMENTS TO THE POOLING AND SERVICING AGREEMENT AS MAY BE REQUIRED TO
FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS TO DISQUALIFIED ORGANIZATIONS,
AGENTS THEREOF OR NON-PERMITTED FOREIGN HOLDERS.
THE HOLDER OF THIS CLASS A-LR CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO
HAVE AGREED TO THE DESIGNATION OF THE MASTER SERVICER AS ITS AGENT TO ACT AS
"TAX MATTERS PERSON" OF THE LOWER-TIER REMIC TO PERFORM THE FUNCTIONS OF A "TAX
MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE
CODE, OR, IF SO REQUESTED BY THE MASTER SERVICER, TO ACT AS TAX MATTERS PERSON
OF THE LOWER-TIER REMIC.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON WHICH IS
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR
SECTION 4975 OF THE CODE OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF
ERISA SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT,
SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A
"PLAN"), OR ANY PERSON ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN.
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS A-LR
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AQ 6 First Distribution Date: April 25, 2001
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT __________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holder of the Class A-LR Certificate with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-LR Certificate required to be distributed to
the Holder of the Class A-LR Certificate on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-LR Certificate applicable to each Distribution Date will be 7.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-LR Certificate, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register. Notwithstanding the
above, the final distribution on this Certificate will be made after due notice
of the pendency of such distribution and only upon presentation and surrender of
this Certificate at the office or agency specified by the Trustee for that
purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By
-----------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By
------------------------------------
Authorized Officer
EXHIBIT B-1
[FORM OF FACE OF CLASS B-1 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES
AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS B-1
evidencing an interest in a pool of fixed interest rate,
conventional, monthly pay, fully amortizing, first lien, one- to
four- family residential mortgage loans, which may include loans
secured by shares issued by cooperative housing corporations,
sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AR 4 First Distribution Date: April 25, 2001
Denomination: $_________________
Percentage Interest evidenced
by this Certificate: ________% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT __________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class B-1 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates as specified in the Agreement, any Class B-1
Distribution Amount required to be distributed to Holders of the Class B-1
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-1
Certificates applicable to each Distribution Date will be 7.000% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-1
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
EXHIBIT B-2
[FORM OF FACE OF CLASS B-2 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO CLASS A CERTIFICATES AND
THE CLASS B-1 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN.
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS B-2
evidencing an interest in a pool of fixed interest rate,
conventional, monthly pay, fully amortizing, first lien, one- to
four- family residential mortgage loans, which may include loans
secured by shares issued by cooperative housing corporations,
sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AS 2 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ____% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT _________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class B-2 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-2 Distribution Amount required to be distributed to Holders of the Class B-2
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-2
Certificates applicable to each Distribution Date will be 7.000% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-2
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
EXHIBIT B-3
[FORM OF FACE OF CLASS B-3 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES AND THE CLASS B-2 CERTIFICATES AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY
OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF,
CEDE & CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS B-3
evidencing an interest in a pool of fixed interest rate,
conventional, monthly pay, fully amortizing, first lien, one- to
four- family residential mortgage loans, which may include loans
secured by shares issued by cooperative housing corporations,
sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AT 0 First Distribution Date: April 25, 2001
Denomination: $________________
Percentage Interest evidenced
by this Certificate: ____% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT ________________________ is the registered owner of the
Percentage Interest evidenced by this Certificate in monthly distributions to
the Holders of the Class B-3 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-3 Distribution Amount required to be distributed to Holders of the Class B-3
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-3
Certificates applicable to each Distribution Date will be 7.000% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-3
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
EXHIBIT B-4
[FORM OF FACE OF CLASS B-4 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES AND THE
CLASS B-3 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS B-4
evidencing an interest in a pool of fixed interest rate,
conventional, monthly pay, fully amortizing, first lien,
one- to four- family residential mortgage loans, which may
include loans secured by shares issued by cooperative
housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AU 7 First Distribution Date: April 25, 2001
Denomination: $_______________
Percentage Interest evidenced
by this Certificate: _____% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class B-4 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-4 Distribution Amount required to be distributed to Holders of the Class B-4
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-4
Certificates applicable to each Distribution Date will be 7.000% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-4
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer in immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
No transfer of a Class B-4 Certificate will be made unless such transfer is
exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is desired to be made by
the Holder hereof, (i) the transferee will be required to execute an investment
letter in the form described in the Agreement and (ii) if such transfer is to be
made within three years from the later of (a) the date of initial issuance of
the Certificates or (b) the last date on which the Seller or any affiliate
thereof was a Holder of the Certificates proposed to be transferred, and unless
such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as
amended, the Trust Administrator or the Seller may require the Holder to deliver
an opinion of counsel acceptable to and in form and substance satisfactory to
the Trust Administrator and the Seller that such transfer is exempt (describing
the applicable exemption and the basis therefor) from or is being made pursuant
to the registration requirements of the Securities Act of 1933, as amended, and
of any applicable statute of any state. The Holder hereof desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trustee, the Trust
Administrator, the Seller, the Master Servicer, and any Paying Agent acting on
behalf of the Trust Administrator against any liability that may result if the
transfer is not so exempt or is not made in accordance with such Federal and
state laws. In connection with any such transfer, the Trust Administrator will
also require (i) a representation letter, in the form as described in the
Agreement, stating either (a) that the transferee is not a Plan and is not
acting on behalf of a Plan or using the assets of a Plan to effect such purchase
or (b) subject to certain conditions described in the Agreement, that the source
of funds used to purchase this Certificate is an "insurance company general
account," or (ii) if such transferee is a Plan, (a) an opinion of counsel
acceptable to and in form and substance satisfactory to the Trust Administrator
and the Seller with respect to certain matters and (b) such other documentation
as the Seller or the Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
-----------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
----------------------------------
Authorized Officer
EXHIBIT B-5
[FORM OF FACE OF CLASS B-5 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES, THE CLASS
B-3 CERTIFICATES AND THE CLASS B-4 CERTIFICATES AS DESCRIBED IN THE POOLING AND
SERVICING AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS B-5
evidencing an interest in a pool of fixed interest rate,
conventional, monthly pay, fully amortizing, first lien,
one- to four- family residential mortgage loans, which may
include loans secured by shares issued by cooperative
housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AV 5 First Distribution Date: April 25, 2001
Denomination: $_____________
Percentage Interest evidenced
by this Certificate: _____% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT _________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class B-5 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Xxxxx Fargo Asset Securities Corporation
(hereinafter called the "Seller", which term includes any successor entity under
the Agreement referred to below). The Trust Estate was created pursuant to a
Pooling and Servicing Agreement dated as of March 29, 2001 (the "Agreement")
among the Seller, Xxxxx Fargo Bank Minnesota, National Association, as master
servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-5 Distribution Amount required to be distributed to Holders of the Class B-5
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-5
Certificates applicable to each Distribution Date will be 7.000% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-5
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer in immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
No transfer of a Class B-5 Certificate will be made unless such transfer is
exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is desired to be made by
the Holder hereof, (i) the transferee will be required to execute an investment
letter in the form described in the Agreement and (ii) if such transfer is to be
made within three years from the later of (a) the date of initial issuance of
the Certificates or (b) the last date on which the Seller or any affiliate
thereof was a Holder of the Certificates proposed to be transferred, and unless
such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as
amended, the Trust Administrator or the Seller may require the Holder to deliver
an opinion of counsel acceptable to and in form and substance satisfactory to
the Trust Administrator and the Seller that such transfer is exempt (describing
the applicable exemption and the basis therefor) from or is being made pursuant
to the registration requirements of the Securities Act of 1933, as amended, and
of any applicable statute of any state. The Holder hereof desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trustee, the Trust
Administrator, the Seller, the Master Servicer, and any Paying Agent acting on
behalf of the Trust Administrator against any liability that may result if the
transfer is not so exempt or is not made in accordance with such Federal and
state laws. In connection with any such transfer, the Trust Administrator will
also require (i) a representation letter, in the form as described in the
Agreement, stating either (a) that the transferee is not a Plan and is not
acting on behalf of a Plan or using the assets of a Plan to effect such purchase
or (b) subject to certain conditions described in the Agreement, that the source
of funds used to purchase this Certificate is an "insurance company general
account," or (ii) if such transferee is a Plan, (a) an opinion of counsel
acceptable to and in form and substance satisfactory to the Trust Administrator
and the Seller with respect to certain matters and (b) such other documentation
as the Seller or the Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
EXHIBIT B-6
[FORM OF FACE OF CLASS B-6 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES, THE CLASS
B-3 CERTIFICATES, THE CLASS B-4 CERTIFICATES AND THE CLASS B-5 CERTIFICATES AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2001-6, CLASS B-6
evidencing an interest in a pool of fixed interest rate,
conventional, monthly pay, fully amortizing, first lien,
one- to four- family residential mortgage loans, which may
include loans secured by shares issued by cooperative
housing corporations, sold by
XXXXX FARGO ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF
THEIR AFFILIATES, AND IS NOT INSURED OR GUARANTEED BY THE SELLER, THE MASTER
SERVICER, THE TRUSTEE, THE TRUST ADMINISTRATOR OR ANY OF THEIR AFFILIATES, OR BY
ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. 1 Cut-Off Date: March 1, 2001
CUSIP No.: 94976R AW 3 First Distribution Date: April 25, 2001
Denomination: $_______________
Percentage Interest evidenced
by this Certificate: _____% Final Scheduled Maturity Date: April 25, 2031
THIS CERTIFIES THAT ______________________________ is the registered owner
of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-6 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans"), formed by Xxxxx Fargo Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of March 29, 2001 (the
"Agreement") among the Seller, Xxxxx Fargo Bank Minnesota, National Association,
as master servicer (the "Master Servicer"), First Union National Bank, as trust
administrator (the "Trust Administrator") and the United States Trust Company of
New York, as trustee (the Trustee"), a summary of certain of the pertinent
provisions of which is set forth hereinafter. To the extent not defined herein,
the capitalized terms used herein have the meanings ascribed to such terms in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-6 Distribution Amount required to be distributed to Holders of the Class B-6
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-6
Certificates applicable to each Distribution Date will be 7.000% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-6
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer in immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trust Administrator for that purpose in
the notice of final distribution.
No transfer of a Class B-6 Certificate will be made unless such transfer is
exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is desired to be made by
the Holder hereof, (i) the transferee will be required to execute an investment
letter in the form described in the Agreement and (ii) if such transfer is to be
made within three years from the later of (a) the date of initial issuance of
the Certificates or (b) the last date on which the Seller or any affiliate
thereof was a Holder of the Certificates proposed to be transferred, and unless
such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as
amended, the Trust Administrator or the Seller may require the Holder to deliver
an opinion of counsel acceptable to and in form and substance satisfactory to
the Trust Administrator and the Seller that such transfer is exempt (describing
the applicable exemption and the basis therefor) from or is being made pursuant
to the registration requirements of the Securities Act of 1933, as amended, and
of any applicable statute of any state. The Holder hereof desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trustee, the Trust
Administrator, the Seller, the Master Servicer, and any Paying Agent acting on
behalf of the Trust Administrator against any liability that may result if the
transfer is not so exempt or is not made in accordance with such Federal and
state laws. In connection with any such transfer, the Trust Administrator will
also require (i) a representation letter, in the form as described in the
Agreement, stating either (a) that the transferee is not a Plan and is not
acting on behalf of a Plan or using the assets of a Plan to effect such purchase
or (b) subject to certain conditions described in the Agreement, that the source
of funds used to purchase this Certificate is an "insurance company general
account," or (ii) if such transferee is a Plan, (a) an opinion of counsel
acceptable to and in form and substance satisfactory to the Trust Administrator
and the Seller with respect to certain matters and (b) such other documentation
as the Seller or the Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trust Administrator, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
IN WITNESS WHEREOF, the Trust Administrator has caused this Certificate to
be duly executed as of the date set forth below.
Dated:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
Countersigned:
First Union National Bank,
Trust Administrator
By:
------------------------------------
Authorized Officer
EXHIBIT C
[Form of Reverse of Series 2001-6 Certificates]
XXXXX FARGO ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 2001-6
This Certificate is one of a duly authorized issue of Certificates issued
in several Classes designated as Mortgage Pass-Through Certificates of the
Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain collections and
recoveries respecting the Mortgage Loans, all as more specifically set forth
herein and in the Agreement. In the event funds are advanced with respect to any
Mortgage Loan by a Servicer, the Master Servicer or the Trust Administrator,
such advances are reimbursable to such Servicer, the Master Servicer or the
Trust Administrator to the extent provided in the Agreement, from related
recoveries on such Mortgage Loan or from other cash that would have been
distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Certificate Account
created for the benefit of Certificateholders may be made by the Master Servicer
from time to time for purposes other than distributions to Certificateholders,
such purposes including reimbursement to a Servicer, the Master Servicer or the
Trust Administrator, as applicable, of advances made by such Servicer, the
Master Servicer or the Trust Administrator.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Seller, the Master Servicer, the Trust Administrator and the Trustee and the
rights of the Certificateholders under the Agreement at any time by the Seller,
the Master Servicer, the Trust Administrator and the Trustee with the consent of
the Holders of Certificates evidencing in the aggregate not less than 66 2/3% of
the Voting Interests of each Class of Certificates affected thereby. Any such
consent by the Holder of this Certificate shall be conclusive and binding on
such Holder and upon all future holders of this Certificate and of any
Certificate issued upon the transfer hereof or in exchange hereof or in lieu
hereof whether or not notation of such consent is made upon the Certificate. The
Agreement also permits the amendment thereof in certain circumstances without
the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations therein set
forth, the transfer of this Certificate is registrable in the Certificate
Register upon surrender of this Certificate for registration of transfer at the
office or agency appointed by the Trust Administrator, duly endorsed by, or
accompanied by an assignment in the form below or other written instrument of
transfer in form satisfactory to the Trust Administrator and the Certificate
Registrar, duly executed by the Holder hereof or such Holder's attorney duly
authorized in writing, and thereupon one or more new Certificates of authorized
Denominations evidencing the same Class and aggregate Percentage Interest will
be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in Classes and Denominations specified in the Agreement. As provided in
the Agreement and subject to certain limitations therein set forth, Certificates
are exchangeable for new Certificates of authorized Denominations evidencing the
same Class and aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trust Administrator or the Certificate Registrar may require
payment of a sum sufficient to cover any tax or other governmental charge
payable in connection therewith.
The Seller, the Master Servicer, the Trust Administrator, the Trustee and
the Certificate Registrar, and any agent of the Seller, the Master Servicer, the
Trust Administrator, the Trustee or the Certificate Registrar, may treat the
Person in whose name this Certificate is registered as the owner hereof for all
purposes, and neither the Seller, the Master Servicer, the Trust Administrator,
the Trustee, the Certificate Registrar nor any such agent shall be affected by
notice to the contrary.
The obligations created by the Agreement in respect of the Certificates and
the Trust Estate created thereby shall terminate upon the last action required
to be taken by the Trust Administrator on the Final Distribution Date pursuant
to the Agreement following the earlier of (i) the payment or other liquidation
(or advance with respect thereto) of the last Mortgage Loan subject thereto or
the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan, and (ii) the purchase by the Seller from the
Trust Estate of all remaining Mortgage Loans and all property acquired in
respect of such Mortgage Loans; provided, however, that the Trust Estate will in
no event continue beyond the expiration of 21 years from the death of the last
survivor of the descendants of Xxxxxx X. Xxxxxxx, the late ambassador of the
United States to the Court of St. Xxxxx, living on the date of the Agreement.
The Agreement permits, but does not require, the Seller to purchase all
remaining Mortgage Loans and all property acquired in respect of any Mortgage
Loan at a price determined as provided in the Agreement. The exercise of such
option will effect early retirement of the Certificates, the Seller's right to
exercise such option being subject to the Pool Scheduled Principal Balance of
the Mortgage Loans as of the Distribution Date upon which the proceeds of such
repurchase are distributed being less than ten percent of the Cut-Off Date
Aggregate Principal Balance.
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
(Please print or typewrite name and address including postal
zip code of assignee)
the beneficial interest evidenced by the within Mortgage Pass-Through
Certificate and hereby authorizes the transfer of registration of such interest
to assignee on the Certificate Register of the Trust Estate.
I (We) further direct the Certificate Registrar to issue a new Certificate
of a like Denomination or Percentage Interest and Class, to the above named
assignee and deliver such Certificate to the following address:
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Social Security or other Identifying Number of Assignee:
Dated:
--------------------------------------
Signature by or on behalf of assignor
--------------------------------------
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, if the assignee is eligible to receive
distributions in immediately available funds, by wire transfer or otherwise, in
immediately available funds to
_________________________________________________________________ for the
account of _______________________________________________ account number
_____________, or, if mailed by check, to
_______________________________________________________. Applicable statements
should be mailed to ______________________
________________________________________________________________.
This information is provided by ______________________, the assignee named
above, or ___________________________________, as its agent.
EXHIBIT D
RESERVED
EXHIBIT E
CUSTODIAL AGREEMENT
-------------------
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time,
the "Agreement"), dated as of _____________, by and among FIRST UNION NATIONAL
BANK, not individually, but solely as Trust Administrator (including its
successors under the Pooling and Servicing Agreement defined below, the "Trust
Administrator"), XXXXX FARGO ASSET SECURITIES CORPORATION (together with any
successor in interest, the "Seller"), XXXXX FARGO BANK MINNESOTA, NATIONAL
ASSOCIATION (together with any successor in interest or successor under the
Pooling and Servicing Agreement referred to below, the "Master Servicer") and
___________________________ (together with any successor in interest or any
successor appointed hereunder, the "Custodian").
W I T N E S S E T H T H A T
- - - - - - - - - - - - - -
WHEREAS, the Seller, the Master Servicer, and the Trust Administrator and
the United States Trust Company of New York, as trustee, have entered into a
Pooling and Servicing Agreement dated as of March 29, 2001 relating to the
issuance of Mortgage Pass-Through Certificates, Series 2001-6 (as in effect on
the date of this Agreement, the "Original Pooling and Servicing Agreement", and
as amended and supplemented from time to time, the "Pooling and Servicing
Agreement"); and
WHEREAS, the Custodian has agreed to act as agent for the Trust
Administrator for the purposes of receiving and holding certain documents and
other instruments delivered by the Seller under the Pooling and Servicing
Agreement, all upon the terms and conditions and subject to the limitations
hereinafter set forth;
NOW, THEREFORE, in consideration of the premises and the mutual covenants
and agreements hereinafter set forth, the Trust Administrator, the Seller, the
Master Servicer and the Custodian hereby agree as follows:
ARTICLE I
Definitions
Capitalized terms used in this Agreement and not defined herein shall have
the meanings assigned in the Original Pooling and Servicing Agreement, unless
otherwise required by the context herein.
ARTICLE II
Custody of Mortgage Documents
Section 2.1 Custodian to Act as Agent; Acceptance of Custodial Files. The
Custodian, as the duly appointed agent of the Trust Administrator for these
purposes, acknowledges receipt of the Mortgage Notes, the Mortgages, the
assignments and other documents relating to the Mortgage Loans identified on the
schedule attached hereto and declares that it holds and will hold such Mortgage
Notes, Mortgages, assignments and other documents and any similar documents
received by the Trust Administrator subsequent to the date hereof (the
"Custodial Files") as agent for the Trust Administrator, in trust, for the use
and benefit of all present and future Certificateholders.
Section 2.2 Recordation of Assignments. If any Custodial File includes one
or more assignments to the Trust Administrator of Mortgage Notes and related
Mortgages that have not been recorded, each such assignment shall be delivered
by the Custodian to the Seller for the purpose of recording it in the
appropriate public office for real property records, and the Seller, at no
expense to the Custodian, shall promptly cause to be recorded in the appropriate
public office for real property records each such assignment and, upon receipt
thereof from such public office, shall return each such assignment to the
Custodian.
Section 2.3 Review of Custodial Files. The Custodian agrees, for the
benefit of Certificateholders, to review, in accordance with the provisions of
Section 2.01 of the Pooling and Servicing Agreement, each Custodial File. If in
performing the review required by this Section 2.3 the Custodian finds any
document or documents constituting a part of a Custodial File to be missing or
defective in any material respect, the Custodian shall promptly so notify the
Seller, the Master Servicer and the Trust Administrator.
Section 2.4 Notification of Breaches of Representations and Warranties.
Upon discovery by the Custodian of a breach of any representation or warranty
made by the Seller or the Master Servicer as set forth in the Pooling and
Servicing Agreement, the Custodian shall give prompt written notice to the
Seller, the Master Servicer and the Trust Administrator.
Section 2.5 Custodian to Cooperate; Release of Custodial Files. Upon the
payment in full of any Mortgage Loan, or the receipt by the Master Servicer of a
notification that payment in full will be escrowed in a manner customary for
such purposes, the Master Servicer shall immediately notify the Custodian by a
certification (which certification shall include a statement to the effect that
all amounts received or to be received in connection with such payment which are
required to be deposited in the Certificate Account pursuant to Section 3.02 of
the Pooling and Servicing Agreement have been or will be so deposited) of a
Servicing Officer and shall request delivery to it of the Custodial File. The
Custodian agrees, upon receipt of such certification and request, promptly to
release the related Custodial File to the Master Servicer.
From time to time as is appropriate for the servicing or foreclosure of any
Mortgage Loan, the Master Servicer shall deliver to the Custodian a certificate
of a Servicing Officer requesting that possession of all, or any document
constituting part of, the Custodial File be released to the Master Servicer and
certifying as to the reason for such release and that such release will not
invalidate any insurance coverage provided in respect of the Mortgage Loan. With
such certificate, the Master Servicer shall deliver to the Custodian a receipt
signed by a Servicing Officer on behalf of the Master Servicer, and upon receipt
of the foregoing, the Custodian shall deliver the Custodial File or such
document to the Master Servicer. The Master Servicer shall cause each Custodial
File or any document therein so released to be returned to the Custodian when
the need therefor by the Master Servicer no longer exists, unless (i) the
Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the
Mortgage Loan have been deposited in the Certificate Account to the extent
required by the Pooling and Servicing Agreement or (ii) the Custodial File or
such document has been delivered to an attorney, or to a public trustee or other
public official as required by law, for purposes of initiating or pursuing legal
action or other proceedings for the foreclosure of the Mortgaged Property either
judicially or non-judicially, and the Master Servicer has delivered to the
Custodian a certificate of a Servicing Officer certifying as to the name and
address of the Person to which such Custodial File or such document were
delivered and the purpose or purposes of such delivery. In the event of the
liquidation of a Mortgage Loan, the Custodian shall deliver such receipt with
respect thereto to the Master Servicer upon deposit of the related Liquidation
Proceeds in the Certificate Account to the extent required by the Pooling and
Servicing Agreement.
Section 2.6 Assumption Agreements. In the event that any assumption
agreement or substitution of liability agreement is entered into with respect to
any Mortgage Loan subject to this Agreement in accordance with the terms and
provisions of the Pooling and Servicing Agreement, the Master Servicer shall
notify the Custodian that such assumption or substitution agreement has been
completed by forwarding to the Custodian the original of such assumption or
substitution agreement, which copy shall be added to the related Custodial File
and, for all purposes, shall be considered a part of such Custodial File to the
same extent as all other documents and instruments constituting parts thereof.
ARTICLE III
Concerning the Custodian
Section 3.1 Custodian a Bailee and Agent of the Trust Administrator. With
respect to each Mortgage Note, Mortgage and other documents constituting each
Custodian File which are delivered to the Custodian, the Custodian is
exclusively the bailee and agent of the Trust Administrator, holds such
documents for the benefit of Certificateholders and undertakes to perform such
duties and only such duties as are specifically set forth in this Agreement.
Except upon compliance with the provisions of Section 2.5 of this Agreement, no
Mortgage Note, Mortgage or other document constituting a part of a Custodial
File shall be delivered by the Custodian to the Seller or the Master Servicer or
otherwise released from the possession of the Custodian.
Section 3.2 Indemnification. The Seller hereby agrees to indemnify and hold
the Custodian harmless from and against all claims, liabilities, losses,
actions, suits or proceedings at law or in equity, or any other expenses, fees
or charges of any character or nature, which the Custodian may incur or with
which the Custodian may be threatened by reasons of its acting as custodian
under this Agreement, including indemnification of the Custodian against any and
all expenses, including attorney's fees if counsel for the Custodian has been
approved by the Seller, and the cost of defending any action, suit or
proceedings or resisting any claim. Notwithstanding the foregoing, it is
specifically understood and agreed that in the event any such claim, liability,
loss, action, suit or proceeding or other expense, fees, or charge shall have
been caused by reason of any negligent act, negligent failure to act, or willful
misconduct on the part of the Custodian, or which shall constitute a willful
breach of its duties hereunder, the indemnification provisions of this Agreement
shall not apply.
Section 3.3 Custodian May Own Certificates. The Custodian in its individual
or any other capacity may become the owner or pledgee of Certificates with the
same rights it would have if it were not Custodian.
Section 3.4 Master Servicer to Pay Custodian's Fees and Expenses. The
Master Servicer covenants and agrees to pay to the Custodian from time to time,
and the Custodian shall be entitled to, reasonable compensation for all services
rendered by it in the exercise and performance of any of the powers and duties
hereunder of the Custodian, and the Master Servicer will pay or reimburse the
Custodian upon its request for all reasonable expenses, disbursements and
advances incurred or made by the Custodian in accordance with any of the
provisions of this Agreement (including the reasonable compensation and the
expenses and disbursements of its counsel and of all persons not regularly in
its employ), except any such expense, disbursement or advance as may arise from
its negligence or bad faith.
Section 3.5 Custodian May Resign; Trust Administrator May Remove Custodian.
The Custodian may resign from the obligations and duties hereby imposed upon it
as such obligations and duties relate to its acting as Custodian of the Mortgage
Loans. Upon receiving such notice of resignation, the Trust Administrator shall
either take custody of the Custodial Files itself and give prompt notice thereof
to the Seller, the Master Servicer and the Custodian or promptly appoint a
successor Custodian by written instrument, in duplicate, one copy of which
instrument shall be delivered to the resigning Custodian and one copy to the
successor Custodian. If the Trust Administrator shall not have taken custody of
the Custodial Files and no successor Custodian shall have been so appointed and
have accepted resignation, the resigning Custodian may petition any court of
competent jurisdiction for the appointment of a successor Custodian.
The Trust Administrator may remove the Custodian at any time. In such
event, the Trust Administrator shall appoint, or petition a court of competent
jurisdiction to appoint, a successor Custodian hereunder. Any successor
Custodian shall be a depository institution subject to supervision or
examination by federal or state authority and shall be able to satisfy the other
requirements contained in Section 3.7.
Any resignation or removal of the Custodian and appointment of a successor
Custodian pursuant to any of the provisions of this Section 3.5 shall become
effective upon acceptance of appointment by the successor Custodian. The Trust
Administrator shall give prompt notice to the Seller and the Master Servicer of
the appointment of any successor Custodian. No successor Custodian shall have
been appointed and accepted appointment by the Trust Administrator without the
prior approval of the Seller and the Master Servicer.
Section 3.6 Merger or Consolidation of Custodian. Any Person into which the
Custodian may be merged or converted or with which it may be consolidated, or
any Person resulting from any merger, conversion or consolidation to which the
Custodian shall be a party, or any Person succeeding to the business of the
Custodian, shall be the successor of the Custodian hereunder, without the
execution or filing of any paper or any further act on the part of any of the
parties hereto, anything herein to the contrary notwithstanding.
Section 3.7 Representations of the Custodian. The Custodian hereby
represents that it is a depository institution subject to supervision or
examination by a federal or state authority, has a combined capital and surplus
of at least $10,000,000 and is qualified to do business in the jurisdiction in
which it will hold any Custodian File.
ARTICLE IV
Miscellaneous Provisions
Section 4.1 Notices. All notices, requests, consents and demands and other
communications required under this Agreement or pursuant to any other instrument
or document delivered hereunder shall be in writing and, unless otherwise
specifically provided, may be delivered personally, by telegram or telex, or by
registered or certified mail, postage prepaid, return receipt requested, at the
addresses specified on the signature page hereof (unless changed by the
particular party whose address is stated herein by similar notice in writing),
in which case the notice will be deemed delivered when received.
Section 4.2 Amendments. No modification or amendment of or supplement to
this Agreement shall be valid or effective unless the same is in writing and
signed by all parties hereto, and neither the Seller, the Master Servicer nor
the Trust Administrator shall enter into any amendment hereof except as
permitted by the Pooling and Servicing Agreement. The Trust Administrator shall
give prompt notice to the Custodian of any amendment or supplement to the
Pooling and Servicing Agreement and furnish the Custodian with written copies
thereof.
SECTION 4.3 GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A CONTRACT MADE
UNDER THE LAWS OF THE STATE OF NEW YORK AND SHALL BE CONSTRUED AND ENFORCED IN
ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK.
Section 4.4 Recordation of Agreement. To the extent permitted by applicable
law, this Agreement is subject to recordation in all appropriate public offices
for real property records in all the counties or other comparable jurisdictions
in which any or all of the properties subject to the Mortgages are situated, and
in any other appropriate public recording office or elsewhere, such recordation
to be effected by the Master Servicer and at its expense on direction by the
Trust Administrator, but only upon direction accompanied by an Opinion of
Counsel to the effect that such recordation materially and beneficially affects
the interests of the Certificateholders.
For the purpose of facilitating the recordation of this Agreement as herein
provided and for other purposes, this Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.
Section 4.5 Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then such covenants, agreements, provisions or
terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates
or the rights of the holders thereof.
IN WITNESS WHEREOF, this Agreement is executed as of the date first above
written.
Address: FIRST UNION NATIONAL BANK
000 Xxxxx Xxxxx Xxxxxx By: ___________________________________
Xxxxxxxxx, Xxxxx Xxxxxxxx, 00000 Name:______________________________
Title:_____________________________
Address: XXXXX FARGO ASSET SECURITIES
CORPORATION
7485 New Horizon Way By: ___________________________________
Xxxxxxxxx, Xxxxxxxx 00000 Name:______________________________
Title:_____________________________
Address: XXXXX FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
0000 Xxx Xxxxxxx Xxx By: ___________________________________
Xxxxxxxxx, Xxxxxxxx 00000 Name:______________________________
Title:_____________________________
Address: [CUSTODIAN]
By: ___________________________________
Name:______________________________
Title:_____________________________
STATE OF )
) ss.:
COUNTY OF )
On this ____ day of _________, 20__, before me, a notary public in and for
the State of ____________, personally appeared _______________, known to me who,
being by me duly sworn, did depose and say that he resides at
__________________________; that he is the __________ of Xxxxx Fargo Asset
Securities Corporation a Delaware corporation, one of the parties that executed
the foregoing instrument; and that he signed his name thereto by order of the
Board of Directors of said corporation.
----------------------------------------
Notary Public
[NOTARIAL SEAL]
STATE OF )
) ss.:
COUNTY OF )
On this ____ day of _________, 20__, before me, a notary public in and for
the State of ____________, personally appeared _______________, known to me who,
being by me duly sworn, did depose and say that he resides at
__________________________; that he is the __________ of Xxxxx Fargo Bank
Minnesota, National Association, a national banking association, one of the
parties that executed the foregoing instrument; and that he signed his name
thereto by order of the Board of Directors of said corporation.
----------------------------------------
Notary Public
[NOTARIAL SEAL]
STATE OF )
) ss.:
COUNTY OF )
On this ___ day of ________, 20__, before me, a notary public in and for
the State of ____________, personally appeared __________ _________, known to me
who, being by me duly sworn, did depose and say that he resides at
__________________________; that he is the ____________________ of First Union
National Bank, a national banking association, one of the parties that executed
the foregoing instrument; and that he signed his name thereto by order of the
Board of Directors of said association.
----------------------------------------
Notary Public
[NOTARIAL SEAL]
STATE OF )
) ss.:
COUNTY OF )
On this ____ day of ________, 20__, before me, a notary public in and for
the State of __________, personally appeared __________ __________, known to me
who, being by me duly sworn, did depose and say that he resides at
__________________________; that he is the _______________________ of
______________________, a _________________________, one of the parties that
executed the foregoing instrument; and that he signed his name thereto by order
of the Board of Directors of said association
----------------------------------------
Notary Public
[NOTARIAL SEAL]
EXHIBIT F-1
[Schedule of Type 1 Mortgage Loans]
WFMBS
WFMBS 2001-06 EXHIBIT F-1
30 YEAR FIXED RATE NON-RELOCATION LOANS
(i) (ii) (iii) (iv) (v) (vi)
----- --------------------------- ----- ----- -------- -------- -------- ----------
NET
MORTGAGE MORTGAGE MORTGAGE CURRENT
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT
-------- --------------------------- ----- ----- -------- -------- -------- ----------
5100948 XXXXXXXX XXXX XX 00000 SFD 8.000 7.000 $5,283.55
5118003 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,435.13
5120550 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,233.22
5131365 XXXXXXX XX 00000 SFD 8.000 7.000 $2,925.15
5136678 XXXXXXXXX XX 00000 SFD 8.000 7.000 $3,522.31
5141743 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,047.25
5150258 XXX XXXXXX XX 00000 SFD 8.000 7.000 $3,081.81
5162811 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,107.37
5167280 XXXXXX XX 00000 SFD 7.625 7.000 $2,496.39
5707020 XXXXXXX XX 00000 SFD 8.000 7.000 $3,082.29
5713126 XXX XXXXXXXXX XX 00000 LCO 8.000 7.000 $2,935.45
5714616 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,494.80
5715719 Xxxxxxxxx XX 00000 SFD 8.000 7.000 $2,311.71
5717997 XXXXX XXXXX XX 00000 SFD 8.000 7.000 $2,201.29
5718604 XXXXXXXX XX 00000 HCO 7.875 7.000 $2,273.82
5720072 XXXXXXX XXXXX XX 00000 SFD 8.000 7.000 $2,348.05
5722791 XXXXXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,887.10
5722951 XXX XXXX XX 00000 SFD 8.000 7.000 $2,242.39
5726491 XXXXX XXXXX XX 00000 SFD 8.000 7.000 $3,669.26
5727551 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,368.59
5728106 CORNWALL ON XXXXXX XX 00000 SFD 8.375 7.000 $2,462.06
5729507 XXXXXXXX XXXXXXXX XX 00000 SFD 7.875 7.000 $2,754.54
5732635 XXX XXXXXXXX XX 00000 SFD 8.000 7.000 $2,054.54
5735793 XXX XXXXXXXX XX 00000 SFD 8.000 7.000 $3,815.97
5736795 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,054.71
5738792 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,360.18
5740976 XXXXX XXXXXX XX 00000 SFD 8.000 7.000 $2,752.36
5741041 XXX XXXX XX 00000 SFD 8.000 7.000 $3,743.21
5741746 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,201.56
5743157 XXXXXX XX 00000 LCO 8.000 7.000 $2,201.29
5745829 XXXXXXX XX 00000 SFD 8.000 7.000 $5,056.83
5746051 XXXXXX XX 00000 SFD 7.625 7.000 $3,396.85
5748676 XXX XXXXXX XX 00000 SFD 8.000 7.000 $1,232.22
5749428 XXXX XXXXX XX 00000 SFD 8.375 7.000 $2,246.38
5749802 XXXXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,201.59
5749997 XXXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,558.31
5750314 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,642.18
5751210 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,422.27
5751846 XXX XXXX XX 00000 HCO 8.000 7.000 $2,265.13
5752482 XXXX XX 00000 SFD 8.000 7.000 $4,770.43
5753104 XXXX XXXXXX XX 00000 SFD 8.000 7.000 $2,201.95
5753363 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $3,669.56
5754875 XXXXXXXXX XX 00000 SFD 7.875 7.000 $3,825.51
5755648 XXXXXXXXX XXXXX XX 00000 SFD 8.000 7.000 $4,769.87
5755847 XXXXXXX XX 00000 SFD 8.000 7.000 $3,212.64
5756718 XXXX XXX XX 00000 SFD 8.000 7.000 $3,302.12
5756738 BELLE XXXX XX 00000 SFD 8.000 7.000 $2,744.28
5756792 XXXXXXXX XX 00000 SFD 7.625 7.000 $2,722.76
5756992 XXXXXXXXX XX 00000 SFD 8.000 7.000 $3,111.90
5759293 XXXXXX XX 00000 SFD 8.000 7.000 $2,426.95
5759346 XXXXXXXX XXXXX XX 00000 LCO 8.375 7.000 $3,801.08
5761651 XXXXXX XX 00000 SFD 7.875 7.000 $2,537.75
5763450 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,537.94
5763769 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,788.77
5764131 XXXXXX XXXXX XX 00000 SFD 8.000 7.000 $2,099.37
5765686 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,524.15
5766508 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,406.95
5767071 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,128.27
5767162 XXXXX XX 00000 SFD 8.000 7.000 $3,345.97
5767223 XXXXX XXXXXXXX XX 00000 SFD 7.375 7.000 $2,486.44
5767502 XXXXXX XX 00000 SFD 8.000 7.000 $3,709.03
5767802 XXXXXXXX XXXXX XX 00000 SFD 8.000 7.000 $2,885.32
5769398 XXX XXXX XX 00000 SFD 8.000 7.000 $2,671.13
5769750 XXXXXXXX XXXXXXX XX 00000 SFD 8.000 7.000 $2,678.78
5770627 XXXXXX XX 00000 SFD 7.750 7.000 $2,650.73
5774537 XXX XXXX XX 00000 SFD 8.000 7.000 $2,142.95
5775573 XXXXXXX XX 00000 SFD 8.000 7.000 $2,816.92
5776666 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,377.56
5778395 XXXXXXX XXXXXXXX XX 00000 SFD 8.000 7.000 $3,522.37
5778742 NAGS XXXX XX 00000 SFD 8.000 7.000 $2,196.54
5778766 NEW XXXXXX XX 00000 SFD 8.000 7.000 $3,668.82
5781100 XXXXX XXXXXXXXX XX 00000 SFD 8.000 7.000 $5,136.61
5784124 XXXXXX XX 00000 SFD 7.250 6.983 $2,114.75
5787028 XXXX XXXXX XX 00000 SFD 8.000 7.000 $2,201.29
5788671 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,935.20
5789363 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,724.10
5793716 XXXXXX XXXXXX XX 00000 SFD 8.000 7.000 $2,935.55
5795873 XXXXXXX XX 00000 SFD 8.500 7.000 $2,306.75
5796256 XXXXXX XX 00000 SFD 8.500 7.000 $2,355.95
5796377 XXXXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,171.94
5797304 XXXXXXXXX XX 00000 SFD 8.000 7.000 $3,227.98
5802568 XXXXXXXXX XX 00000 SFD 8.000 7.000 $3,287.27
5803654 XXXXXXXXXX XX 00000 SFD 7.500 7.000 $2,447.26
5805710 XXXXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,111.37
5809047 XXXXXX XX 00000 SFD 8.000 7.000 $3,405.12
5811611 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,054.68
5813305 XXXXXXXXXX XX 00000 SFD 7.375 7.000 $2,762.71
5814124 XXXXXX XX 00000 SFD 8.000 7.000 $2,091.65
5814263 XXXX XXXXXXX XX 00000 SFD 8.250 7.000 $2,229.76
5815319 XXXXXX XXXXXX XX 00000 SFD 8.375 7.000 $2,958.59
5818264 XXXXXX XX 00000 SFD 8.375 7.000 $4,864.47
5819125 XXX XXXX XX 00000 SFD 8.000 7.000 $3,434.13
5821123 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,320.22
5827679 XXXXXXXXX XX 00000 SFD 7.875 7.000 $4,045.89
5830757 XXXXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,158.89
5831621 XXX XXXX XX 00000 HCO 7.875 7.000 $2,175.21
5833918 XXXXXXXX XX 00000 SFD 8.500 7.000 $2,552.79
5839571 VALLEY XXXXXX XX 00000 COP 8.750 7.000 $ 283.22
5840402 XXXX XX XXXX XX 00000 SFD 7.250 6.983 $4,434.15
5841185 XXXXXX XXXX XX 00000 COP 7.875 7.000 $ 543.80
5845103 XXXXXXXXX XX 00000 SFD 8.500 7.000 $2,691.20
5846615 XXXXXXXXXX XX 00000 SFD 7.500 7.000 $4,422.54
5847416 XXXXXX XXXX XX 00000 SFD 7.750 7.000 $3,177.08
5847964 XXXXXXXXXXX XX 00000 SFD 8.125 7.000 $3,504.59
5848654 XXXX XXXXXXX XX 00000 SFD 8.000 7.000 $3,668.83
5848903 XXXX XXXXXX XX 00000 SFD 8.000 7.000 $3,325.79
5849887 XXXXXX XX 00000 SFD 7.750 7.000 $2,937.30
5849888 XXXXXXXXX XX 00000 SFD 8.375 7.000 $2,280.22
5850432 XXXXXX XX 00000 SFD 8.125 7.000 $2,227.49
5850933 XXXX XXXXX XX 00000 SFD 7.500 7.000 $2,125.62
5851791 XXXXX XX 00000 PUD 8.000 7.000 $2,383.27
5852081 XXXXXX XXXXXX XX 00000 SFD 7.375 7.000 $2,762.70
5852684 XXXXXXX XX 00000 SFD 8.000 7.000 $3,301.94
5853240 XXXXXXXXXX XX 00000 SFD 7.625 7.000 $3,131.99
5853703 XXXXXXXX XX 00000 SFD 8.875 7.000 $5,171.70
5854213 XXXXXXX XXXX XX 00000 LCO 8.625 7.000 $ 980.02
5854257 XXXXXX XX 00000 SFD 7.375 7.000 $2,417.37
5854652 XXXXX XXXXXX XX 00000 SFD 7.875 7.000 $1,205.43
5854924 XXX XXXX XX 00000 SFD 8.375 7.000 $2,225.12
5856657 XXX XXXX XX 00000 SFD 8.125 7.000 $3,586.27
5856667 XXXXXXX XX 00000 SFD 7.875 7.000 $2,936.54
5856725 XXXXXXX XX 00000 SFD 8.750 7.000 $4,956.22
5856837 XXXX XXXXX XX 00000 SFD 8.375 7.000 $2,280.22
5857266 XXXXXXX XX 00000 SFD 8.500 7.000 $2,162.57
5857980 XXX XXXXX XX 00000 SFD 7.875 7.000 $4,466.43
5858166 XXXXXXX XX 00000 SFD 9.000 7.000 $2,346.68
5859203 XXXX XX XXXX XX 00000 SFD 7.875 7.000 $4,996.09
5860151 XXXXXXXXXXXX XX 00000 SFD 7.750 7.000 $2,118.79
5860204 XXXXXXXXX XX 00000 SFD 8.250 7.000 $2,441.62
5860312 XXXXXXXX XX 00000 PUD 8.375 7.000 $2,849.52
5860348 XXXXXXXXX XX 00000 SFD 7.750 7.000 $3,467.44
5861339 XXXXXX XX 00000 SFD 8.625 7.000 $2,730.04
5861479 XXXXXXX XXXXXX XX 00000 SFD 8.000 7.000 $1,966.49
5861503 XXX XXXXX XX 00000 SFD 8.250 7.000 $2,253.80
5861873 XXX XXXX XX 00000 COP 8.375 7.000 $2,341.02
5861954 XXXXXXX XX 00000 LCO 8.875 7.000 $2,581.87
5862169 XXXXXX XXXXX XX 00000 SFD 7.500 7.000 $2,796.86
5862892 XXXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,993.76
5863057 XXXXX XXXX XX 00000 SFD 7.875 7.000 $2,465.24
5863474 XXXXXXXXXXXX XX 00000 SFD 8.250 7.000 $3,455.83
5863616 BREA XX 00000 SFD 8.000 7.000 $2,606.34
5863620 XXXXXX XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,071.57
5863673 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,211.46
5863776 BLOWING XXXX XX 00000 SFD 8.250 7.000 $2,398.05
5864467 XXXXXXXXXXX XX 00000 SFD 8.000 7.000 $3,228.57
5864579 XXXXXX XX 00000 SFD 7.875 7.000 $3,306.32
5864656 XXXXXXX XX 00000 SFD 8.125 7.000 $2,322.16
5864869 XXXXXXXXXX XX 00000 SFD 8.375 7.000 $3,800.36
5865015 XXX XXXXXXXXXX XX 00000 SFD 7.750 7.000 $3,994.72
5865344 XXXXXXXXX XX 00000 SFD 8.250 7.000 $2,967.51
5866045 XXXXXXXXX XX 00000 SFD 7.500 7.000 $3,496.08
5866050 XXXXXXXXX XX 00000 SFD 8.500 7.000 $2,229.23
5866063 XXXXXXX XX 00000 SFD 8.250 7.000 $2,264.32
5866387 XXXXXXXXXX XX 00000 SFD 7.750 7.000 $2,507.45
5866692 XXXXXX XXXX XX 00000 SFD 7.875 7.000 $2,864.03
5866981 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,201.29
5867190 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $3,654.35
5867305 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,568.18
5867495 XXXX XXXXXX XX 00000 SFD 8.500 7.000 $2,417.47
5867527 XXXXX XXXXX XX 00000 SFD 8.125 7.000 $3,474.89
5867531 XXXXXXXXX XXXXX XX 00000 SFD 8.000 7.000 $2,618.44
5867733 XXXXXXX XX 00000 SFD 8.250 7.000 $3,530.96
5868076 XXXXX XX 00000 SFD 7.625 7.000 $3,904.19
5868102 XXXXXX XXXXXX XX 00000 SFD 8.375 7.000 $2,850.27
5868259 XXXXXXXX XX 00000 MF2 8.000 7.000 $2,608.53
5868267 XXXXX XXXXXX XX 00000 SFD 7.500 7.000 $1,269.08
5868339 XXXXXX XX 00000 SFD 8.125 7.000 $2,583.89
5868373 XXX XXXXX XX 00000 SFD 7.750 7.000 $2,699.45
5868582 XXXXXXXXX XX 00000 SFD 8.250 7.000 $4,195.07
5868722 XXXXXXXX XX 00000 SFD 7.875 7.000 $4,350.42
5868764 XXXXXXXXX XX 00000 SFD 7.750 7.000 $2,579.08
5868899 XXXXX XX 00000 SFD 8.000 7.000 $2,639.72
5869013 XXX XXXX XX 00000 SFD 8.000 7.000 $2,546.16
5869531 XXXXXX XX 00000 SFD 8.125 7.000 $5,479.63
5869654 XXXXXXXXXXX XX 00000 SFD 8.125 7.000 $2,238.63
5869735 XXXXXXX XX 00000 SFD 7.875 7.000 $3,262.81
5869875 XXXXXXXXXX XXXXX XX 00000 SFD 7.875 7.000 $2,198.41
5870066 XXXXX XXXX XX 00000 SFD 8.375 7.000 $3,192.31
5870309 XX XXXXX XX 00000 SFD 7.500 7.000 $2,657.02
5870654 XXXXXXX XX 00000 SFD 7.500 7.000 $2,922.72
5870661 XXXXXXXX XX 00000 SFD 7.500 7.000 $2,608.08
5870767 XXXXXXXXXXXXX XX 00000 SFD 8.125 7.000 $3,341.24
5870785 XXXXXXXX XX 00000 SFD 8.375 7.000 $2,850.28
5870961 XXXXXXXXX XX 00000 SFD 7.875 7.000 $4,364.92
5871113 XXXX XXXXX XX 00000 SFD 7.875 7.000 $2,247.72
5871172 XXXXXX XXXXX XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,481.06
0000000 XXXXXX XX 00000 SFD 8.250 7.000 $2,805.99
5871606 XXXXXXXX XXXXX XX 00000 SFD 7.500 7.000 $2,569.62
5872122 XXXXX XXXXXXX XX 00000 SFD 7.875 7.000 $3,120.70
5872163 XXXXXXX XX 00000 SFD 8.125 7.000 $2,345.55
5872182 XXXXX XX 00000 SFD 7.750 7.000 $2,779.68
5872191 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,395.75
5872243 XXXX XXXXX XXXXXX XX 00000 SFD 7.875 7.000 $2,385.48
5872249 XXX XXXX XX 00000 SFD 7.875 7.000 $3,103.30
5872314 XXXXXXXX-XX-XXXXXX XX 00000 SFD 7.750 7.000 $3,080.58
5872380 XXXX XXXXXX XX 00000 SFD 8.375 7.000 $3,800.36
5872384 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,320.23
5872629 XXXXXXXX XX 00000 SFD 8.250 7.000 $2,580.61
5872794 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,564.58
5872870 XXXXXXX XX 00000 SFD 8.500 7.000 $2,337.50
5872991 XXXXXXXXX XX 00000 SFD 7.375 7.000 $4,489.39
5873169 XXX XXXXX XX 00000 SFD 7.750 7.000 $2,865.65
5873339 XXXXXXX XX 00000 SFD 7.500 7.000 $1,748.04
5873341 XXX XXXXXXXXX XX 00000 LCO 8.250 7.000 $2,591.87
5873623 XXXXXXXXXX XX 00000 SFD 7.250 6.983 $2,507.00
5873822 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,523.25
5873883 XXXXXXX XX 00000 SFD 8.125 7.000 $2,770.26
5874005 XXXXXX XXXX XX 00000 SFD 8.375 7.000 $4,218.40
5874008 XXXXXX XXXXX XX 00000 SFD 7.875 7.000 $3,388.97
5874139 XXXXX XX 00000 SFD 8.125 7.000 $2,286.90
5874488 XXX XXXXX XX 00000 SFD 7.625 7.000 $2,916.12
5874667 XXXXXXX XXXXXX XX 00000 SFD 7.750 7.000 $2,751.03
5874801 XXXXXXX XX 00000 HCO 8.375 7.000 $2,263.50
5874853 XXXXXXXXX XX 00000 SFD 7.500 7.000 $2,342.37
5874936 XXXXX XX 00000 SFD 7.500 7.000 $2,447.26
5874987 XXXXXXXX XXXX XX 00000 SFD 7.625 7.000 $2,180.00
5875305 XXXX XXXXXXXXX XX 00000 MF2 7.625 7.000 $3,114.30
5875350 XXX XXXX XX 00000 HCO 7.750 7.000 $2,686.55
5875355 XXXX XXXXX XX 00000 SFD 8.375 7.000 $3,678.75
5875623 XXXXX XXXXXX XX 00000 HCO 8.125 7.000 $2,168.10
5875691 XXXXXXX XXXX XX 00000 SFD 8.250 7.000 $2,340.20
5875781 XXXXXXX XX 00000 SFD 8.250 7.000 $2,667.00
5875802 XXXX XXXXXX XX 00000 SFD 7.750 7.000 $2,614.90
5875815 XXXXXXXXX XXXXX XX 00000 SFD 7.875 7.000 $2,257.50
5875863 XXXXXX XXXXXXXXX XX 00000 SFD 7.625 7.000 $2,934.87
5875973 XXXXXXXXX XX 00000 SFD 7.625 7.000 $2,264.94
5876213 XXXXXX XX 00000 HCO 8.125 7.000 $2,524.50
5876525 XXXXX XXXXX XX 00000 SFD 7.875 7.000 $2,900.28
5876533 XXXX XXXXX XX 00000 SFD 8.000 7.000 $2,331.18
0000000 XXXXXXXX XXXXXXXX XX 00000 SFD 7.875 7.000 $4,564.31
5876594 XXXXXX XX 00000 SFD 8.625 7.000 $1,151.13
5876820 XXXXXXXX XX 00000 SFD 7.625 7.000 $2,123.39
5876894 XXXXXXX XXXX XX 00000 SFD 7.750 7.000 $2,607.74
5876938 XXXXXXX XX 00000 SFD 8.625 7.000 $ 716.35
5876956 XXXXX XXXX XX 00000 SFD 7.625 7.000 $2,293.26
5877006 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $3,401.74
5877053 XXXXXXXX XX 00000 SFD 7.625 7.000 $2,477.28
5877388 XXXXX XXXX XX 00000 SFD 7.500 7.000 $2,768.89
5877751 XXXXXX XXXXXX XX 00000 SFD 8.000 7.000 $3,102.36
5877779 XXXXXX XX 00000 SFD 8.125 7.000 $4,544.08
5877911 ELK XXXXX XXXXXXX XX 00000 SFD 7.875 7.000 $2,534.12
5877917 XXXX XX 00000 SFD 7.625 7.000 $3,114.30
5878006 XXXXX XXXXXXX XX 00000 SFD 7.750 7.000 $2,392.82
5878040 XXXXXXXXX XX 00000 SFD 7.750 7.000 $2,428.64
5878045 BEACH XXXXX XX 00000 SFD 7.625 7.000 $2,477.28
5878051 XXXX XXXX XX 00000 SFD 7.750 7.000 $3,223.86
5878083 XXXX XX 00000 SFD 8.375 7.000 $7,049.68
5878088 XXXXXXXXXXXX XX 00000 SFD 7.500 7.000 $3,635.92
5878129 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $4,238.04
5878192 XXXXXXXX XX 00000 SFD 8.375 7.000 $6,840.66
5878288 XXXXXX XX 00000 SFD 7.875 7.000 $ 688.82
5878423 XXXXXXXXX XX 00000 SFD 7.500 7.000 $4,157.18
5878429 XXXXX XXXXX XX 00000 SFD 8.250 7.000 $4,883.23
5878435 XXXXXXX XX 00000 SFD 8.125 7.000 $3,148.19
5878538 XXXXXXXXX XXXXX XX 00000 LCO 8.500 7.000 $3,075.65
5878569 XXXXXX XXXXXX XX 00000 SFD 8.250 7.000 $2,569.34
5878585 XXXXXX XX 00000 SFD 7.625 7.000 $2,248.66
5878611 XXXX XX 00000 SFD 8.125 7.000 $2,561.62
5878616 XXXX XX 00000 SFD 8.250 7.000 $2,253.80
5878687 XXXXXXXX XX 00000 SFD 7.750 7.000 $2,356.14
5878733 XXX XXXX XX 00000 HCO 7.750 7.000 $3,223.86
5878760 XXXXXX XXXXXX XX 00000 LCO 8.000 7.000 $1,286.15
5878845 XXXXXXX XX 00000 SFD 8.000 7.000 $2,237.98
5879018 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,436.10
5879045 XXX XXXXXXX XX 00000 SFD 7.500 7.000 $3,363.23
5879047 XXXXXXXXX XX 00000 SFD 7.625 7.000 $2,477.28
5879053 XXXXX XX 00000 SFD 7.500 7.000 $1,887.88
5879079 XXXXXX XX 00000 SFD 7.875 7.000 $2,247.72
5879263 XXXXXXXXX XX 00000 SFD 7.500 7.000 $3,356.23
5879320 XXX XXXXX XX 00000 SFD 7.750 7.000 $2,284.64
5879366 XXXXXXXX XX 00000 SFD 8.000 7.000 $4,109.08
5879411 XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,598.74
5879458 XXXXXXXXX XX 00000 SFD 7.625 7.000 $3,397.41
5879466 XXXXXXX XXXXX XX 00000 SFD 7.750 7.000 $2,349.83
5879487 XXXXXXXX XX 00000 SFD 7.625 7.000 $2,731.29
5879518 XXX XXXXX XX 00000 SFD 7.500 7.000 $2,648.28
5879851 XXX XXXX XX 00000 HCO 7.625 7.000 $2,809.24
5880030 XXXXXX XX 00000 SFD 7.375 7.000 $2,834.54
5880295 XXXXXXX XX 00000 SFD 7.750 7.000 $2,686.55
5880607 XXXXXXX XX 00000 SFD 8.625 7.000 $2,100.03
5880621 XXXX XXXXX XX 00000 SFD 7.875 7.000 $3,318.64
5880642 XXX XXXXX XX 00000 SFD 8.000 7.000 $2,230.65
5880754 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,559.50
5880926 XXX XXXXXXX XX 00000 SFD 7.750 7.000 $2,493.12
5880987 XXXXXXXXX XXXX XX 00000 SFD 7.875 7.000 $2,766.87
5881093 XXXXXX XXXX XX 00000 SFD 7.750 7.000 $2,579.09
5881113 XXX XXXXXX XX 00000 SFD 7.500 7.000 $3,216.39
5881114 XXXXXXX XX 00000 PUD 7.875 7.000 $2,346.33
5881144 XXXXXXX XX 00000 SFD 7.625 7.000 $2,791.18
5881161 XXXXXXX XX 00000 SFD 7.875 7.000 $2,378.23
5881237 LITTLE TORCH XXX XX 00000 SFD 8.000 7.000 $ 953.90
5881296 XXX XXXXX XX 00000 SFD 8.250 7.000 $2,400.30
5881415 XXXXXXXXXX XX 00000 SFD 7.750 7.000 $2,513.90
5881491 XXXX XXXXXXX XX 00000 SFD 8.250 7.000 $3,720.27
5881517 XXX XXXX XX 00000 COP 8.500 7.000 $2,575.87
5881518 XXXXX XXX XX 00000 SFD 7.750 7.000 $3,150.79
5881521 XXXXX XX 00000 SFD 8.500 7.000 $2,545.10
5881532 XXXXXXX XX 00000 SFD 8.500 7.000 $2,560.48
5881707 XXXXXXX XX 00000 SFD 7.875 7.000 $2,175.21
5882062 XXXXXXX XX 00000 SFD 7.625 7.000 $2,321.57
5882164 XXXXXX XX 00000 SFD 7.375 7.000 $3,660.58
5882516 XXXXXX XX 00000 SFD 7.500 7.000 $2,992.64
5882674 XXXXXXXXX XX 00000 SFD 7.750 7.000 $2,865.65
5882716 XXXXXXXX XX 00000 SFD 8.000 7.000 $3,551.42
5882901 XXXXXX XX 00000 SFD 8.500 7.000 $2,399.02
5882947 XXXXXXXXXX XX 00000 HCO 8.250 7.000 $2,313.90
5882996 XXXXXXXX XX 00000 MF2 8.375 7.000 $3,192.30
5883023 BRANDYWINE MD 20613 SFD 8.000 7.000 $ 948.39
5883207 XXX XXXXXXXX XX 00000 SFD 7.375 7.000 $3,011.35
5883299 XXXXXX XX 00000 SFD 7.625 7.000 $2,144.62
5883301 XXXXX XX 00000 PUD 8.250 7.000 $2,343.96
5883542 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,104.15
5883546 XXXXXXXXXX XX 00000 SFD 8.375 7.000 $1,178.12
5883711 XXXXXX XX 00000 SFD 7.875 7.000 $2,229.03
5884423 XXXXX XX 00000 SFD 7.875 7.000 $3,117.80
5884501 XXXXX XX 00000 SFD 8.500 7.000 $3,191.00
5884649 XXXXXXX XX 00000 HCO 7.875 7.000 $2,668.26
5885434 XXXXXXX XX 00000 SFD 7.500 7.000 $2,062.68
5885904 XXXXXXX XX 00000 SFD 8.000 7.000 $2,281.27
5885906 XXX XXXX XX 00000 SFD 8.875 7.000 $3,453.10
5886200 XXXXXXX XX 00000 SFD 7.750 7.000 $2,421.48
0000000 XXX XXXX XX 00000 SFD 7.625 7.000 $2,662.72
5886368 AMERICAN XXXXXX XX 00000 SFD 7.625 7.000 $3,119.60
5886511 XXXXXX XXXXXX XX 00000 SFD 7.750 7.000 $6,447.71
5886652 XXXXXXXX XX 00000 SFD 8.625 7.000 $7,777.90
5886713 XXXXXXXXX XX 00000 SFD 7.750 7.000 $4,656.68
5886878 XXX XXXX XX 00000 COP 7.625 7.000 $2,583.45
5887611 XXXXXXXXXX XXXXX XX 00000 SFD 7.875 7.000 $2,058.11
5888068 XXXXX XXXXXX XX 00000 SFD 7.875 7.000 $2,167.96
5888083 XXXXX XXXXX XX 00000 SFD 7.375 7.000 $1,084.36
5888181 XXXXXX XX 00000 SFD 7.875 7.000 $2,537.75
5888606 XXXXXXX XXXXX XX 00000 LCO 8.000 7.000 $2,751.62
5888652 XXXXXXX XX 00000 SFD 8.000 7.000 $2,151.40
5888656 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,494.43
5888746 XXXXXX XXXXXX XX 00000 SFD 7.875 7.000 $2,320.23
5889197 XXXXXXXXX XX 00000 HCO 7.500 7.000 $2,831.82
5889205 XXXXXXX XX 00000 SFD 7.375 7.000 $3,606.71
5889246 XXXXXXXX XX 00000 SFD 7.500 7.000 $2,202.53
5889547 XXXXXX XXXX XX 00000 SFD 7.500 7.000 $2,410.20
5889558 XXXXXXXXXXX XX 00000 SFD 7.750 7.000 $4,011.91
5889877 XXXXXX XX 00000 SFD 8.125 7.000 $4,499.54
5890022 XXXXXXXX XXXX XX 00000 SFD 7.875 7.000 $4,190.91
5890150 XXXXXXXXXX XXXXX XX 00000 LCO 7.500 7.000 $2,321.40
5890332 XXXXX XX 00000 SFD 7.875 7.000 $4,078.52
5890564 XXXXXXXX XX 00000 SFD 8.375 7.000 $2,367.24
5890643 XXXXXXX XXXXX XX 00000 LCO 8.500 7.000 $ 941.15
5890772 XXXXXXXX XX 00000 SFD 8.500 7.000 $2,306.74
5891080 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $4,147.40
5891151 XXX XXXXXXXXX XX 00000 LCO 7.500 7.000 $2,419.29
5891251 XXXXX XXXXXXX XX 00000 SFD 7.375 7.000 $2,967.14
5891300 XXXXXXXXXXX XX 00000 SFD 8.750 7.000 $2,769.19
5891316 XXXXXXXXXX XX 00000 SFD 7.750 7.000 $2,901.47
5891319 XXXXX XX 00000 SFD 7.750 7.000 $2,858.49
5891386 XXXXXXX XX 00000 SFD 7.750 7.000 $2,711.98
5891419 XXXX XXXXXXX XX 00000 LCO 8.375 7.000 $2,204.21
5892094 XXXXXXXXX XX 00000 MF2 7.875 7.000 $4,002.39
5892184 XXX XXXXX XX 00000 SFD 7.750 7.000 $5,731.30
5892208 XXXXXX XX 00000 SFD 7.875 7.000 $1,150.97
5892306 XXXXXXXX XX 00000 SFD 8.125 7.000 $1,141.59
5892378 XXXXXXXX XX 00000 SFD 7.750 7.000 $2,361.30
5892409 XXXXXXXX XX 00000 SFD 7.750 7.000 $3,476.75
5892673 XXXXXXXX XX 00000 SFD 8.125 7.000 $3,712.49
5893038 XXXXXXX XX 00000 SFD 8.125 7.000 $7,053.73
5893041 XXXXXXXXXXXX XX 00000 SFD 7.500 7.000 $3,730.73
5893401 XXXXXXX XX 00000 SFD 7.625 7.000 $2,444.37
5893410 XXX XXXXXX XX 00000 SFD 8.000 7.000 $3,595.45
5893647 XXXXXXXXX XX 00000 SFD 8.375 7.000 $2,968.08
5893772 XXXXX XX 00000 SFD 8.125 7.000 $4,037.33
5894117 XXXXXXX XXXXXXX XX 00000 SFD 8.000 7.000 $2,245.32
5894169 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $4,674.09
5894197 XXXXXXX XXXXX XX 00000 SFD 8.625 7.000 $7,770.12
5894254 XXX XXXXXXX XX 00000 SFD 8.875 7.000 $5,895.73
5894305 XXX XXXX XX 00000 SFD 7.875 7.000 $3,226.56
5894432 XXXXXX XX 00000 SFD 8.250 7.000 $2,434.11
5894444 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,436.24
5894446 XXX XXXXX XX 00000 SFD 7.375 7.000 $2,002.96
5894458 XXXXX XX 00000 SFD 7.750 7.000 $2,332.28
5894573 XXXX XXXX XX 00000 SFD 8.125 7.000 $2,635.87
5894600 XXXXXXX XX 00000 SFD 8.250 7.000 $2,494.21
5894624 XXXXXXXX XX 00000 SFD 8.250 7.000 $2,253.80
5894640 XXXX XXXX XX 00000 SFD 8.125 7.000 $2,138.39
5894742 XXXXXX XX 00000 SFD 8.125 7.000 $2,251.25
5894755 XXXXXXXX XXXX XX 00000 SFD 8.500 7.000 $2,884.27
5894769 XXX XX 00000 SFD 8.125 7.000 $2,908.55
5894795 XXXX XXXXXX XX 00000 SFD 8.125 7.000 $2,305.45
5894812 XXXXXXX XX 00000 SFD 7.625 7.000 $2,348.81
5894822 XXX XXXXX XX 00000 SFD 8.375 7.000 $2,280.22
5894828 XXXXX XXXXX XX 00000 SFD 7.750 7.000 $2,119.86
5894849 XXXXXXXXXX XX 00000 SFD 7.500 7.000 $3,210.37
5894881 XXXXXXXX XX 00000 SFD 8.375 7.000 $2,394.23
5895042 XXXXXXXX XX 00000 SFD 8.500 7.000 $3,267.88
5895048 XXXXXXXXXX XX 00000 SFD 8.125 7.000 42,435.39
5895071 XXXXXXX XXXXXXX XX 00000 SFD 7.875 7.000 $3,464.02
5895124 XXXXXXXX XX 00000 SFD 7.625 7.000 $5,520.80
5895126 XXXX XXXXX XX 00000 SFD 8.000 7.000 $2,201.30
5895141 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,604.86
5895142 XXXXXXXX XXXXX XX 00000 SFD 8.250 7.000 $2,253.80
5895151 XXXXX XX 00000 SFD 7.500 7.000 $2,125.62
5895167 XXXX XXXXX XX 00000 SFD 8.000 7.000 $2,171.95
5895182 XXXXXXXX XXXX XX 00000 SFD 8.125 7.000 $2,301.74
5895183 XXXXXXXXXX XXX XX 00000 SFD 7.875 7.000 $3,523.84
5895186 XXXXX XX 00000 SFD 8.000 7.000 $2,935.06
5895223 XXXXX XXXXX XX 00000 SFD 8.125 7.000 $2,569.04
5895227 XXX XXXXX XX 00000 SFD 8.375 7.000 $3,040.29
5895242 XXXXXXXXXX XX 00000 SFD 8.125 7.000 $2,316.59
5895252 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,433.43
5895264 XXXXXX XXXX XX 00000 SFD 7.500 7.000 $2,412.30
5895285 XXXXXXX XX 00000 SFD 7.875 7.000 $2,726.27
5895315 XXXXXXXXXX XXX XX 00000 SFD 8.375 7.000 $2,455.03
5895345 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,211.46
5895353 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $3,610.12
5895363 XXXXXXX XXXX XX 00000 SFD 8.125 7.000 $2,116.12
5895384 XXX XXXXX XX 00000 SFD 8.125 7.000 $2,821.49
5895400 PRIOR XXXX XX 00000 SFD 8.625 7.000 $4,277.85
5895415 XXXXXXX XX 00000 SFD 7.250 6.983 $ 726.52
5895439 XXXXXXX XX 00000 SFD 8.125 7.000 $2,532.66
5895519 XXXXXXXXXX XXXXX XX 00000 SFD 8.250 7.000 $2,742.13
5895532 XXXXX XX 00000 SFD 7.750 7.000 $2,686.55
5895607 XXXXXXXX XXXXX XX 00000 SFD 8.125 7.000 $2,116.12
5895625 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,935.06
5895649 XXXXXXX XX 00000 SFD 8.125 7.000 $2,197.43
5895666 XXXXXXXXX XX 00000 SFD 7.750 7.000 $3,868.63
5895667 XXX XX 00000 SFD 8.125 7.000 $2,264.62
5895684 XXXXXXXXXX XX 00000 SFD 7.625 7.000 $3,715.92
5895699 XXXXXXXXXXXX XX 00000 SFD 8.125 7.000 $2,716.12
5895773 XXX XXXX XX 00000 SFD 7.875 7.000 $3,219.31
5895789 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,313.85
5895805 XXXXX XXXX XX 00000 SFD 8.000 7.000 $2,436.10
5895808 XXXXXXX XX 00000 SFD 7.625 7.000 $2,441.89
5895821 XXX XXXXX XX 00000 SFD 8.250 7.000 $2,448.75
5895832 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,320.22
5895835 XXXXXX XXXX XX 00000 SFD 8.125 7.000 $2,523.01
5896032 XXXXX XXXX XX 00000 SFD 7.875 7.000 $2,936.54
5896162 XXXX XXXX XXXX XX 00000 SFD 7.875 7.000 $3,625.35
5896166 XXXXXXXX XX 00000 SFD 7.750 7.000 $3,839.97
5896168 XXXX XXXX XX 00000 SFD 7.750 7.000 $2,385.65
5896354 XXX XXXXX XX 00000 SFD 7.875 7.000 $2,356.48
5896361 XXXXXX XXXXXX XX 00000 SFD 7.875 7.000 $2,719.01
5896699 XXXX XXXX XX 00000 SFD 7.875 7.000 $3,351.28
5896886 XXXXXX XX 00000 SFD 8.125 7.000 $2,932.87
5896903 XXXXX XX XX 00000 SFD 8.125 7.000 $2,918.02
5896920 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,714.93
5896946 XXXXXXXX XX 00000 SFD 8.375 7.000 $4,104.40
5896955 XXXXXXX XX 00000 SFD 8.000 7.000 $3,947.66
5896970 XXXXXXX XX 00000 SFD 8.000 7.000 $2,554.24
5896987 XXX XXXXX XX 00000 SFD 8.000 7.000 $2,321.63
5896999 XXXXXXX XX 00000 SFD 8.000 7.000 $4,314.54
5897006 XXXXX XX 00000 SFD 8.000 7.000 $2,157.27
5897020 XXXXXXX XX 00000 SFD 7.875 7.000 $2,283.97
5897075 XXXXXX XX 00000 SFD 8.375 7.000 $2,496.08
5897141 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $4,762.13
5897376 XXX XXXX XX 00000 SFD 7.875 7.000 $2,353.58
5897476 XXXXXXXX XXXXX XX 00000 SFD 7.875 7.000 $3,363.75
5897536 XXXXXXX XX 00000 SFD 7.500 7.000 $4,544.90
5897609 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,807.47
5897636 XXXXXX XX 00000 SFD 7.500 7.000 $2,917.47
5897656 XXXXXXXX XX 00000 SFD 7.750 7.000 $3,725.34
5897703 XXXXXXX XX 00000 SFD 7.875 7.000 $2,987.29
5897717 XXXXXXX XX 00000 SFD 7.750 7.000 $2,686.55
5897732 XX XXXXXXX XX 00000 SFD 8.000 7.000 $2,230.64
5897765 XXXXXXXX XXXX XX 00000 LCO 7.500 7.000 $2,852.80
5897786 XXXXXX XX 00000 SFD 7.500 7.000 $2,461.24
5897788 XXX XXXXX XX 00000 SFD 7.250 6.983 $3,274.45
5897794 XXX XXXXX XX 00000 SFD 8.250 7.000 $1,738.44
5897803 XXXX XXXXXX XX 00000 SFD 7.875 7.000 $3,262.81
5897808 HALF XXXX XXX XX 00000 SFD 7.375 7.000 $3,432.66
5897819 XXXXXX XXXXX XXXXXX XX 00000 SFD 7.750 7.000 $3,130.72
5897820 XXXXXXXXX XX 00000 SFD 8.250 7.000 $3,910.34
5897832 MARINE XX XX XXXXX XX 00000 SFD 8.125 7.000 $2,754.66
5897837 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,610.25
5897842 XXXXXXXX XX 00000 SFD 7.750 7.000 $2,865.65
5897861 XXXXXX XX 00000 SFD 7.250 6.983 $2,463.00
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5897971 XXXXXXX XX 00000 SFD 8.375 7.000 $2,432.23
5897991 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,537.75
5898007 XXXXXXXX XXXXXXX XX 00000 SFD 8.125 7.000 $2,286.90
5898037 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,847.01
5898118 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,697.99
5898158 XXXXXX XX 00000 SFD 8.000 7.000 $2,237.99
5898181 XXXXXXXX XX 00000 SFD 8.000 7.000 $3,318.08
5898224 XXXXXXXXXX XX 00000 SFD 7.750 7.000 $3,582.07
5898248 XXXXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,810.76
5898262 XXXXXXXX XX 00000 SFD 8.125 7.000 $3,014.54
5898264 XXXXX XXXX XX 00000 SFD 8.250 7.000 $2,479.18
5898293 HALF XXXX XXX XX 00000 SFD 7.875 7.000 $4,200.33
5898327 XXXXXX XX 00000 SFD 7.750 7.000 $3,209.53
5898382 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,486.99
5898406 XXXXXX XX 00000 SFD 7.875 7.000 $3,951.63
5898475 XXXX XXXXX XX 00000 LCO 7.250 6.983 $3,247.16
5898493 XXXXXXXXX XX 00000 SFD 7.750 7.000 $2,796.16
5898625 XXXXXXXX XX 00000 SFD 7.375 7.000 $3,380.94
5898750 XXXXXXXXXX XX 00000 SFD 7.625 7.000 $2,371.11
5898854 XXXXXXX XX 00000 SFD 8.125 7.000 $2,227.49
5898919 XX XXXXX XX 00000 SFD 7.500 7.000 $3,300.29
5898929 XXXXXXXXXX XX 00000 SFD 8.375 7.000 $2,144.17
5898971 XXXXXXXXXXXX XX 00000 SFD 8.000 7.000 $3,434.02
5898980 XXXXXXXX XXXX XX 00000 SFD 8.375 7.000 $2,371.43
5898984 KEY XXXXXXXX XX 00000 SFD 8.250 7.000 $2,253.80
5898985 XXXXXX XXXXXX XX 00000 SFD 7.625 7.000 $3,210.56
5898996 XXXX XXXX XX 00000 SFD 7.875 7.000 $2,291.22
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5899013 XXXXXXXX XXXX XX 00000 SFD 8.250 7.000 $4,269.45
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5899025 XXXXXXX XX 00000 SFD 7.875 7.000 $2,378.23
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5899048 XXXXX XX 00000 SFD 7.875 7.000 $2,204.21
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5899061 XXXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,260.00
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5899099 XXXXXXXXX XX 00000 SFD 7.875 7.000 $3,112.72
5899124 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,130.12
5899165 XXXXXXXXX XXXXXXX XX 00000 SFD 8.125 7.000 $2,462.12
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5899219 XXX XXXXX XX 00000 SFD 8.000 7.000 $2,509.47
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5899624 XXXXXXXXX XX 00000 SFD 7.625 7.000 $2,385.27
5899915 XXXXXXX XX 00000 SFD 7.750 7.000 $3,037.59
5900309 XXXX XX 00000 SFD 7.750 7.000 $2,223.75
5900327 XXXXXXXXX XX 00000 SFD 8.125 7.000 $3,155.62
5900338 XXXX XXXX XXXX XX 00000 SFD 7.750 7.000 $2,149.24
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5900409 XXXXXXXX XX 00000 SFD 8.250 7.000 $3,568.52
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5900870 XXXXXXXXX XX 00000 SFD 7.750 7.000 $2,893.59
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5902094 XXX XXXX XX 00000 SFD 8.375 7.000 $2,280.22
5902128 XXXXXXX XXXXX XX 00000 SFD 7.750 7.000 $2,249.53
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5902172 XXX XXXXXXX XX 00000 SFD 7.875 7.000 $3,371.57
5902181 XXXXXXX XXXX XX 00000 SFD 7.875 7.000 $2,314.42
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5903447 XXXXXXX XXXXX XX 00000 SFD 7.500 7.000 $2,132.60
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5903561 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,682.76
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5903948 XXX XXXXXXXXX XX 00000 SFD 7.625 7.000 $3,496.50
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5904798 XXXXX XXXXXXXX XX 00000 SFD 7.500 7.000 $2,296.92
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0000000 XXXXX XXXXXX XX 00000 SFD 7.500 7.000 $2,796.86
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5910411 XXX XXXX XX 00000 SFD 7.875 7.000 $2,432.61
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8410744 XXXXXXXXXXXX XX 00000 SFD 7.750 7.000 $3,438.78
8410857 XXXXXXXXX XX 00000 SFD 7.875 7.000 $4,350.42
8411150 MARINA XXX XXX XX 00000 HCO 8.125 7.000 $5,464.78
8411504 XXXXXXXXXXX XX 00000 SFD 7.750 7.000 $7,164.12
8413712 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,068.62
8414009 XXXXXXX XX 00000 SFD 8.125 7.000 $2,216.35
8414148 XXXXX XX 00000 SFD 8.000 7.000 $3,580.77
8414361 XXXXXXXX XX 00000 SFD 7.750 7.000 $3,402.96
8415841 XXX XXXXXXX XX 00000 SFD 7.625 7.000 $2,328.36
8415990 XXXXX XX 00000 SFD 8.000 7.000 $3,301.94
8416032 XXXXX XXXXX XX 00000 SFD 8.125 7.000 $2,895.74
8416277 XXXX XXXXXX XX 00000 SFD 7.750 7.000 $2,937.29
8416727 XXXXXXXXX XX 00000 SFD 8.625 7.000 $4,052.28
8416907 XXX XXXXXXX XX 00000 SFD 7.625 7.000 $4,997.02
8418862 XXXXXXX XXXXX XX 00000 SFD 8.000 7.000 $2,524.15
8419016 XXXXXXXXX XX 00000 SFD 7.750 7.000 $3,031.86
8419308 XXXXXX XX 00000 SFD 7.875 7.000 $2,813.27
8419373 XXXXXX XX 00000 SFD 8.250 7.000 $2,380.01
8419485 XXX XXXX XX 00000 SFD 7.875 7.000 $2,624.75
8421437 XXXXXXX XX 00000 SFD 7.875 7.000 $2,720.46
8421523 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,482.72
8422001 XXXXXXX XXXXXXX XX 00000 SFD 8.000 7.000 $3,668.82
8422307 XXXXXX XX 00000 SFD 7.625 7.000 $3,052.01
8422397 XXXXXXX XXXXX XX 00000 SFD 7.875 7.000 $3,117.80
8423784 XXX XXXXXXXXX XX 00000 LCO 7.875 7.000 $3,248.31
8424209 NOVI XX 00000 SFD 7.875 7.000 $2,088.20
8425203 XXXXXX XXXXXX XX 00000 SFD 8.000 7.000 $2,461.78
8425445 XXX XXXXX XX 00000 SFD 8.375 7.000 $4,621.24
8426422 XXXXXXXXXXXX XX 00000 SFD 7.875 7.000 $3,034.42
8426775 XXXXX XXXX XX 00000 SFD 7.875 7.000 $3,262.82
8427035 XXXXX XXXXXX XX 00000 SFD 7.500 7.000 $2,377.33
8427040 XXXXXXXX XX 00000 LCO 7.875 7.000 $2,207.84
8427123 XXXXXX XX 00000 LCO 8.000 7.000 $4,461.29
8427286 XXXXX XXXXX XX 00000 SFD 7.625 7.000 $2,406.50
8428050 XXXXXXX XX 00000 SFD 7.875 7.000 $2,312.97
8428079 XXXXXX XX 00000 SFD 7.375 7.000 $2,762.70
8429768 XXXXXX XX 00000 SFD 7.625 7.000 $2,134.71
8430250 XXXXXX XXX XXX XX 00000 SFD 8.000 7.000 $3,668.82
8430973 XXXXXX XX 00000 SFD 8.125 7.000 $2,530.43
8431003 XXXXXXXX XXXX XX 00000 SFD 8.250 7.000 $2,253.80
8431035 XXXXXXXXXX XX 00000 SFD 7.625 7.000 $3,149.68
8431472 XXXXX XXXXX XX 00000 SFD 8.000 7.000 $2,751.62
8432292 FT. XXXXX XX 00000 SFD 7.875 7.000 $2,228.32
8432402 XXXXXX XXXXXX XX 00000 SFD 7.500 7.000 $2,482.21
8432595 XXXXXXXXXX XX 00000 SFD 7.625 7.000 $4,600.66
8432725 XXXXXXXX XX 00000 SFD 7.500 7.000 $2,309.65
8432777 XXXXXX XX 00000 SFD 7.625 7.000 $2,485.77
8433663 XXXXXXX XX 00000 LCO 8.375 7.000 $4,488.23
8434800 XXXXX XXXXXX XX 00000 SFD 7.875 7.000 $7,250.69
8436682 XX XXXXXXX XX 00000 SFD 8.000 7.000 $2,817.66
8436853 XXXXXXXXXXX XX 00000 SFD 8.000 7.000 $4,989.60
8437242 XXXXX XX 00000 SFD 8.000 7.000 $2,641.55
0000000 XX XXXXXXXXXX XX 00000 SFD 7.625 7.000 $2,184.96
8439409 XXXXXX XX 00000 SFD 7.500 7.000 $2,399.70
8439442 WATCHUNG XXXXXXX XX 00000 SFD 8.000 7.000 $2,568.18
8440090 XXXXXX XX 00000 SFD 7.375 7.000 $2,417.36
8440636 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,378.23
8440949 XXXXXX XXXXX XX 00000 SFD 8.000 7.000 $3,206.55
8441312 XXX XXXXX XX 00000 SFD 7.250 6.983 $3,069.79
8442564 XXXX XXXXXXX XX 00000 SFD 7.500 7.000 $3,356.23
8443412 XXXXXXXX XX 00000 SFD 7.875 7.000 $3,625.35
8445821 XXXXX XX 00000 SFD 7.375 7.000 $2,417.36
8446201 XXXXXXXX XX 00000 SFD 7.875 7.000 $3,407.83
8449160 XXXX XXXX XX 00000 SFD 7.625 7.000 $5,096.11
8451180 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,414.48
8457636 XXXXXXXXXXX XX 00000 SFD 7.375 7.000 $3,263.44
8457647 XXXXXXXXXX XX 00000 SFD 7.375 7.000 $3,280.71
8457860 XXXXXXX XX 00000 SFD 7.750 7.000 $2,357.00
8463319 XXXXXX XX 00000 LCO 7.375 7.000 $3,033.45
8464172 XXXXXXXXXX XX 00000 SFD 7.750 7.000 $3,538.34
8464250 XXXXXXXXXX XX 00000 SFD 7.000 6.733 $3,087.00
8466176 XXXXXXXXXX XX 00000 LCO 7.625 7.000 $2,406.50
8466972 XXXXX XXXXX XX 00000 SFD 7.625 7.000 $3,915.02
8471262 XXXXXXX XXXXXX XX 00000 SFD 7.625 7.000 $3,496.62
8473707 XXXXXXXXXX XX 00000 SFD 7.750 7.000 $2,915.01
8473710 XXXXXXXX XX 00000 SFD 7.750 7.000 $3,731.79
8474257 XXXXX XXXXXX XX 00000 SFD 7.750 7.000 $7,164.12
8476588 XXXXXXX XX 00000 SFD 7.750 7.000 $2,758.19
8476745 XXXXXX XX 00000 SFD 7.750 7.000 $2,149.24
8490806 PRIOR XXXX XX 00000 SFD 7.625 7.000 $2,399.42
9011908 XXXXXXX XXXXX XX 00000 SFD 7.750 7.000 $7,164.13
9022299 XXXXX XX 00000 SFD 8.500 7.000 $2,432.46
9083524 XXX XXXXX XX 00000 SFD 8.000 7.000 $3,406.14
9083784 XXX XXXXX XX 00000 SFD 7.750 7.000 $2,839.14
TABLE (CONTINUED)
(i) (vii) (viii) (ix) (x) (xi) (xii) (xiii) (xiv) (xv)
-------- -------- ---------- -------------- ------ --------- ---------- -------- ----------- -----------
CUT-OFF
MORTGAGE ORIGINAL SCHEDULED DATE MORTGAGE MASTER FIXED
LOAN TERM TO MATURITY PRINCIPAL INSURANCE SERVICE SERVICE RETAINED
NUMBER MATURITY DATE BALANCE LTV SUBSIDY CODE FEE FEE YIELD
-------- -------- ----------- -------------- ------ --------- ---------- -------- ----------- -----------
5100948 360 1-Sep-30 $717,049.92 67.29 0.250 0.017 0.733
5118003 360 1-May-30 $329,573.23 80.00 0.250 0.017 0.733
5120550 360 1-Mar-31 $308,000.00 59.81 0.250 0.017 0.608
5131365 360 1-Mar-30 $395,319.73 85.00 33 0.250 0.017 0.733
5136678 360 1-Dec-30 $479,026.61 76.44 0.250 0.017 0.733
5141743 360 1-Sep-30 $277,815.98 80.00 0.250 0.017 0.733
5150258 360 1-Mar-30 $416,491.37 80.00 0.250 0.017 0.733
5162811 360 1-Aug-30 $285,823.75 80.00 0.250 0.017 0.733
5167280 360 1-Mar-31 $352,700.00 67.84 0.250 0.017 0.358
5707020 360 1-May-30 $417,090.89 80.00 0.250 0.017 0.733
5713126 360 1-Oct-30 $398,638.04 59.26 0.250 0.017 0.733
5714616 360 1-May-30 $337,649.00 56.67 0.250 0.017 0.733
5715719 360 1-May-30 $312,818.24 75.00 0.250 0.017 0.733
5717997 360 1-Jul-30 $298,351.54 65.72 0.250 0.017 0.733
5718604 360 1-Jun-30 $311,605.84 80.00 0.250 0.017 0.608
5720072 360 1-Jul-30 $318,241.64 80.00 0.250 0.017 0.733
5722791 360 1-Sep-30 $391,852.98 95.00 06 0.250 0.017 0.733
5722951 360 1-Sep-30 $304,244.91 79.95 0.250 0.017 0.733
5726491 360 1-Jul-30 $497,249.04 79.87 0.250 0.017 0.733
5727551 360 1-May-30 $320,567.86 61.49 0.250 0.017 0.733
5728106 360 1-Aug-30 $322,484.80 80.00 0.250 0.017 1.108
5729507 360 1-Jul-30 $377,759.74 80.00 0.250 0.017 0.608
5732635 360 1-Jul-30 $278,461.40 80.00 0.250 0.017 0.733
5735793 360 1-Aug-30 $517,505.43 80.00 0.250 0.017 0.733
5736795 360 1-Sep-30 $278,852.76 55.56 0.250 0.017 0.733
5738792 360 1-Sep-30 $320,281.11 80.00 0.250 0.017 0.733
5740976 360 1-Jun-30 $372,667.24 60.98 0.250 0.017 0.733
5741041 360 1-Jun-30 $506,827.44 58.96 0.250 0.017 0.733
5741746 360 1-Jul-30 $298,349.39 57.14 0.250 0.017 0.733
5743157 360 1-Jul-30 $298,351.54 80.00 0.250 0.017 0.733
5745829 360 1-Jul-30 $685,204.35 57.42 0.250 0.017 0.733
5746051 360 1-Feb-31 $479,572.64 80.00 0.250 0.017 0.358
5748676 360 1-Aug-30 $100,000.00 49.08 0.250 0.017 0.733
5749428 360 1-Jul-30 $293,863.51 89.97 33 0.250 0.017 1.108
5749802 360 1-Jun-30 $298,136.54 89.82 33 0.250 0.017 0.733
5749997 360 1-Jun-30 $344,492.36 79.91 0.250 0.017 0.733
5750314 360 1-Jul-30 $358,016.75 79.12 0.250 0.017 0.733
5751210 360 1-Jul-30 $328,179.79 72.53 0.250 0.017 0.733
5751846 360 1-Jul-30 $307,003.71 70.00 0.250 0.017 0.733
5752482 360 1-Aug-30 $646,878.45 70.27 0.250 0.017 0.733
5753104 360 1-Aug-30 $298,557.76 69.77 0.250 0.017 0.733
5753363 360 1-Aug-30 $497,598.82 69.93 0.250 0.017 0.733
5754875 360 1-Aug-30 $525,013.54 78.22 0.250 0.017 0.608
5755648 360 1-Sep-30 $647,336.74 76.47 0.250 0.017 0.733
5755847 360 1-Aug-30 $435,732.19 80.00 0.250 0.017 0.733
5756718 360 1-Sep-30 $448,156.79 73.29 0.250 0.017 0.733
5756738 360 1-Sep-30 $372,469.00 77.92 0.250 0.017 0.733
5756792 360 1-Mar-31 $384,682.00 80.99 33 0.250 0.017 0.358
5756992 360 1-Jul-30 $421,664.17 80.00 0.250 0.017 0.733
5759293 360 1-Jul-30 $328,936.15 80.00 0.250 0.017 0.733
5759346 360 1-Jul-30 $497,446.30 71.43 0.250 0.017 1.108
5761651 360 1-Feb-31 $349,759.13 78.65 0.250 0.017 0.608
5763450 360 1-Aug-30 $344,222.57 85.43 06 0.250 0.017 0.733
5763769 360 1-Sep-30 $378,441.60 79.17 0.250 0.017 0.733
5764131 360 1-Aug-30 $284,738.70 35.09 0.250 0.017 0.733
5765686 360 1-Sep-30 $342,591.77 80.00 0.250 0.017 0.733
5766508 360 1-Sep-30 $326,656.08 74.55 0.250 0.017 0.733
5767071 360 1-Sep-30 $288,810.71 73.98 0.250 0.017 0.733
5767162 360 1-Sep-30 $454,133.31 80.00 0.250 0.017 0.733
5767223 360 1-Mar-31 $360,000.00 78.26 0.250 0.017 0.108
5767502 360 1-Jul-30 $502,702.47 80.00 0.250 0.017 0.733
5767802 360 1-Aug-30 $391,336.71 80.00 0.250 0.017 0.733
5769398 360 1-Sep-30 $362,508.56 80.00 0.250 0.017 0.733
5769750 360 1-Aug-30 $363,247.13 77.66 0.250 0.017 0.733
5770627 360 1-Mar-31 $370,000.00 68.57 0.250 0.017 0.483
5774537 360 1-Sep-30 $290,802.50 80.00 0.250 0.017 0.733
5775573 360 1-Aug-30 $382,060.38 80.00 0.250 0.017 0.733
5776666 360 1-Oct-30 $322,897.60 80.00 0.250 0.017 0.733
5778395 360 1-Sep-30 $478,033.25 57.14 0.250 0.017 0.733
5778742 360 1-Aug-30 $297,854.68 80.00 0.250 0.017 0.733
5778766 360 1-Oct-30 $498,300.02 79.24 0.250 0.017 0.733
5781100 360 1-Nov-30 $698,101.35 58.33 0.250 0.017 0.733
5784124 360 1-Mar-31 $310,000.00 70.45 0.250 0.017 0.000
5787028 360 1-Oct-30 $298,980.01 53.10 0.250 0.017 0.733
5788671 360 1-Aug-30 $397,599.05 85.00 33 0.250 0.017 0.733
5789363 360 1-Oct-30 $369,936.09 80.00 0.250 0.017 0.733
5793716 360 1-Sep-30 $398,359.57 70.18 0.250 0.017 0.733
5795873 360 1-Sep-30 $292,782.75 56.60 0.250 0.017 1.233
5796256 360 1-Jul-30 $304,877.72 80.00 0.250 0.017 1.233
5796377 360 1-Sep-30 $294,788.26 80.00 0.250 0.017 0.733
5797304 360 1-Sep-30 $438,119.14 80.00 0.250 0.017 0.733
5802568 360 1-Oct-30 $446,476.81 80.00 0.250 0.017 0.733
5803654 360 1-Mar-31 $350,000.00 71.87 0.250 0.017 0.233
5805710 360 1-Oct-30 $286,766.02 79.99 0.250 0.017 0.733
5809047 360 1-Oct-30 $462,420.15 80.00 0.250 0.017 0.733
5811611 360 1-Oct-30 $279,047.31 80.00 0.250 0.017 0.733
5813305 360 1-Mar-31 $400,000.00 54.57 0.250 0.017 0.108
5814124 360 1-Oct-30 $284,028.89 75.00 0.250 0.017 0.733
5814263 360 1-Jan-31 $296,420.18 89.97 13 0.250 0.017 0.983
5815319 360 1-Mar-31 $389,250.00 90.00 12 0.250 0.017 1.108
5818264 360 1-Oct-30 $637,983.02 52.63 0.250 0.017 1.108
5819125 360 1-Dec-30 $467,051.31 80.00 0.250 0.017 0.733
5821123 360 1-Dec-30 $319,334.99 80.00 0.250 0.017 0.608
5827679 360 1-Mar-31 $558,000.00 76.33 0.250 0.017 0.608
5830757 360 1-Feb-31 $297,545.09 79.99 0.250 0.017 0.608
5831621 360 1-Feb-31 $299,793.54 33.90 0.250 0.017 0.608
5833918 360 1-Nov-30 $331,177.07 85.00 13 0.250 0.017 1.233
5839571 360 1-Feb-31 $ 35,979.28 80.00 0.250 0.017 1.483
5840402 360 1-Mar-31 $650,000.00 74.20 0.250 0.017 0.000
5841185 360 1-Feb-31 $ 74,848.39 67.39 0.250 0.017 0.608
5845103 360 1-Oct-30 $348,924.70 57.95 0.250 0.017 1.233
5846615 360 1-Feb-31 $632,030.59 68.01 0.250 0.017 0.233
5847416 240 1-Feb-21 $386,322.29 90.00 06 0.250 0.017 0.483
5847964 360 1-Dec-30 $471,067.44 80.00 0.250 0.017 0.858
5848654 360 1-Nov-30 $498,644.54 66.23 0.250 0.017 0.733
5848903 360 1-Dec-30 $452,311.22 79.94 0.250 0.017 0.733
5849887 360 1-Mar-31 $410,000.00 78.10 0.250 0.017 0.483
5849888 360 1-Nov-30 $299,246.28 83.33 01 0.250 0.017 1.108
5850432 360 1-Jan-31 $299,606.19 47.65 0.250 0.017 0.858
5850933 360 1-Mar-31 $304,000.00 80.00 0.250 0.017 0.233
5851791 360 1-Mar-31 $324,800.00 80.00 0.250 0.017 0.733
5852081 360 1-Feb-31 $399,695.63 48.78 0.250 0.017 0.108
5852684 360 1-Dec-30 $449,088.13 58.82 0.250 0.017 0.733
5853240 360 1-Feb-31 $442,179.73 75.00 FX30YR 0.250 0.017 0.358
5853703 360 1-Aug-30 $647,391.84 59.09 0.250 0.017 1.608
5854213 360 1-Feb-31 $125,925.61 70.00 0.250 0.017 1.358
5854257 360 1-Mar-31 $350,000.00 78.65 0.250 0.017 0.108
5854652 360 1-Dec-30 $165,873.11 95.00 12 0.250 0.017 0.608
5854924 360 1-Dec-30 $292,200.28 73.19 0.250 0.017 1.108
5856657 360 1-Jan-31 $482,365.95 64.70 0.250 0.017 0.858
5856667 360 1-Mar-31 $405,000.00 89.01 33 0.250 0.017 0.608
5856725 360 1-Mar-31 $630,000.00 68.48 0.250 0.017 1.483
5856837 360 1-Jan-31 $299,625.76 80.00 0.250 0.017 1.108
5857266 360 1-Mar-31 $281,250.00 75.00 0.250 0.017 1.233
5857980 360 1-Mar-31 $616,000.00 74.67 0.250 0.017 0.608
5858166 360 1-Dec-30 $290,662.85 95.00 13 0.250 0.017 1.733
5859203 360 1-Jan-31 $688,098.50 79.99 0.250 0.017 0.608
5860151 360 1-Feb-31 $295,541.26 79.99 0.250 0.017 0.483
5860204 360 1-Jan-31 $324,584.09 43.51 0.250 0.017 0.983
5860312 360 1-Feb-31 $374,666.97 90.00 01 0.250 0.017 1.108
5860348 360 1-Jan-31 $483,314.58 80.00 0.250 0.017 0.483
5861339 360 1-Dec-30 $350,373.83 90.00 11 0.250 0.017 1.358
5861479 360 1-Jan-31 $267,639.16 63.51 0.250 0.017 0.733
5861503 360 1-Feb-31 $299,808.70 54.55 0.250 0.017 0.983
5861873 360 1-Feb-31 $307,808.56 70.00 0.250 0.017 1.108
5861954 360 1-Feb-31 $324,318.08 88.90 01 0.250 0.017 1.608
5862169 360 1-Feb-31 $399,703.14 80.00 0.250 0.017 0.233
5862892 360 1-Jan-31 $407,450.66 80.00 0.250 0.017 0.733
5863057 360 1-Nov-30 $339,054.78 75.56 0.250 0.017 0.608
5863474 360 1-Jan-31 $459,411.32 80.00 0.250 0.017 0.983
5863616 360 1-Dec-30 $354,480.20 80.00 0.250 0.017 0.733
5863620 360 1-Dec-30 $278,448.75 90.03 13 0.250 0.017 0.858
5863673 360 1-Jan-31 $304,578.83 52.14 0.250 0.017 0.608
5863776 360 1-Feb-31 $318,996.45 80.00 0.250 0.017 0.983
5864467 360 1-Feb-31 $439,704.76 80.00 0.250 0.017 0.733
5864579 360 1-Jan-31 $455,366.62 80.00 0.250 0.017 0.608
5864656 360 1-Feb-31 $312,545.42 45.00 0.250 0.017 0.858
5864869 360 1-Nov-30 $498,743.81 46.51 0.250 0.017 1.108
5865015 360 1-Feb-31 $557,206.45 80.00 0.250 0.017 0.483
5865344 360 1-Feb-31 $394,748.12 79.00 0.250 0.017 0.983
5866045 360 1-Mar-31 $500,000.00 88.96 01 0.250 0.017 0.233
5866050 360 1-Dec-30 $289,389.37 80.00 0.250 0.017 1.233
5866063 360 1-Feb-31 $301,059.60 90.00 01 0.250 0.017 0.983
5866387 360 1-Feb-31 $349,752.97 77.26 0.250 0.017 0.483
5866692 360 1-Jan-31 $394,454.53 79.80 0.250 0.017 0.608
5866981 360 1-Jan-31 $299,596.08 43.76 0.250 0.017 0.733
5867190 360 1-Feb-31 $503,653.15 79.96 0.250 0.017 0.608
5867305 360 1-Jan-31 $349,528.74 66.67 0.250 0.017 0.733
5867495 360 1-Feb-31 $314,209.53 80.00 0.250 0.017 1.233
5867527 360 1-Jan-31 $467,385.65 80.00 0.250 0.017 0.858
5867531 360 1-Jan-31 $356,369.52 80.00 0.250 0.017 0.733
5867733 360 1-Jan-31 $469,398.52 68.21 0.250 0.017 0.983
5868076 360 1-Feb-31 $551,200.77 68.95 0.250 0.017 0.358
5868102 360 1-Jan-31 $374,532.21 75.00 0.250 0.017 1.108
5868259 360 1-Feb-31 $355,261.47 90.00 01 0.250 0.017 0.733
5868267 360 1-Feb-31 $181,365.30 42.21 0.250 0.017 0.233
5868339 360 1-Jan-31 $347,543.18 78.20 0.250 0.017 0.858
5868373 360 1-Feb-31 $375,998.38 37.68 0.250 0.017 0.483
5868582 360 1-Feb-31 $558,043.93 79.21 0.250 0.017 0.983
5868722 360 1-Jan-31 $599,165.65 70.18 0.250 0.017 0.608
5868764 360 1-Jan-31 $359,490.20 80.00 0.250 0.017 0.483
5868899 360 1-Feb-31 $359,508.61 69.18 0.250 0.017 0.733
5869013 360 1-Dec-30 $346,296.85 55.97 0.250 0.017 0.733
5869531 360 1-Feb-31 $737,517.24 59.04 0.250 0.017 0.858
5869654 360 1-Feb-31 $301,302.78 76.72 0.250 0.017 0.858
5869735 360 1-Feb-31 $449,395.71 62.07 0.250 0.017 0.608
5869875 360 1-Jan-31 $302,781.31 80.00 0.250 0.017 0.608
5870066 360 1-Mar-31 $420,000.00 70.00 0.250 0.017 1.108
5870309 360 1-Mar-31 $380,000.00 52.05 0.250 0.017 0.233
5870654 360 1-Feb-31 $417,689.78 67.64 0.250 0.017 0.233
5870661 360 1-Feb-31 $372,723.17 58.65 0.250 0.017 0.233
5870767 360 1-Feb-31 $449,705.63 69.23 0.250 0.017 0.858
5870785 360 1-Feb-31 $374,766.91 47.47 0.250 0.017 1.108
5870961 360 1-Mar-31 $602,000.00 70.00 0.250 0.017 0.608
5871113 360 1-Jan-31 $309,571.90 75.61 0.250 0.017 0.608
5871172 360 1-Jan-31 $333,711.35 70.35 0.250 0.017 0.858
5871274 360 1-Jan-31 $373,022.02 90.00 13 0.250 0.017 0.983
5871606 360 1-Feb-31 $367,227.26 66.82 0.250 0.017 0.233
5872122 360 1-Feb-31 $430,103.80 80.00 0.250 0.017 0.608
5872163 360 1-Feb-31 $315,693.36 72.47 0.250 0.017 0.858
5872182 360 1-Feb-31 $387,726.15 76.08 0.250 0.017 0.483
5872191 360 1-Jan-31 $326,060.38 76.76 0.250 0.017 0.733
5872243 360 1-Feb-31 $328,773.58 62.19 0.250 0.017 0.608
5872249 360 1-Feb-31 $427,705.45 80.00 0.250 0.017 0.608
5872314 360 1-Mar-31 $430,000.00 79.63 0.250 0.017 0.483
5872380 360 1-Jan-31 $499,376.28 72.25 0.250 0.017 1.108
5872384 360 1-Feb-31 $319,779.77 80.00 0.250 0.017 0.608
5872629 360 1-Jan-31 $343,021.48 79.88 0.250 0.017 0.983
5872794 360 1-Jan-31 $352,406.32 79.48 0.250 0.017 0.608
5872870 360 1-Mar-31 $304,000.00 95.00 01 0.250 0.017 1.233
5872991 360 1-Feb-31 $649,505.40 79.37 0.250 0.017 0.108
5873169 360 1-Feb-31 $399,717.68 68.49 0.250 0.017 0.483
5873339 360 1-Feb-31 $249,814.46 40.32 0.250 0.017 0.233
5873341 360 1-Feb-31 $344,780.01 75.00 0.250 0.017 0.983
5873623 360 1-Mar-31 $367,500.00 79.89 0.250 0.017 0.000
5873822 360 1-Feb-31 $347,760.50 91.58 01 0.250 0.017 0.608
5873883 360 1-Jan-31 $372,610.23 70.00 0.250 0.017 0.858
5874005 360 1-Feb-31 $554,655.04 75.00 0.250 0.017 1.108
5874008 360 1-Jan-31 $466,754.57 80.00 0.250 0.017 0.608
5874139 360 1-Jan-31 $307,311.76 80.00 0.250 0.017 0.858
5874488 360 1-Feb-31 $411,701.80 61.04 0.250 0.017 0.358
5874667 360 1-Feb-31 $383,728.97 80.00 0.250 0.017 0.483
5874801 360 1-Jan-31 $297,428.49 94.99 13 0.250 0.017 1.108
5874853 360 1-Feb-31 $334,751.38 74.12 0.250 0.017 0.233
5874936 360 1-Feb-31 $349,740.24 68.97 0.250 0.017 0.233
5874987 360 1-Jan-31 $307,552.75 80.00 0.250 0.017 0.358
5875305 360 1-Mar-31 $440,000.00 80.00 0.250 0.017 0.358
5875350 360 1-Mar-31 $375,000.00 65.22 0.250 0.017 0.483
5875355 360 1-Jan-31 $483,396.24 80.00 0.250 0.017 1.108
5875623 360 1-Feb-31 $291,808.98 80.00 0.250 0.017 0.858
5875691 360 1-Jan-31 $311,101.37 56.53 0.250 0.017 0.983
5875781 360 1-Jan-31 $354,545.69 90.00 33 0.250 0.017 0.983
5875802 360 1-Jan-31 $364,483.02 63.50 0.250 0.017 0.483
5875815 360 1-Feb-31 $311,135.73 79.99 0.250 0.017 0.608
5875863 360 1-Dec-30 $413,743.93 78.98 0.250 0.017 0.358
5875973 360 1-Mar-31 $320,000.00 74.51 0.250 0.017 0.358
5876213 360 1-Feb-31 $339,777.58 69.39 0.250 0.017 0.858
5876525 360 1-Jan-31 $399,447.63 44.42 0.250 0.017 0.608
5876533 360 1-Mar-31 $317,700.00 90.00 33 0.250 0.017 0.733
5876550 360 1-Feb-31 $629,066.78 50.00 0.250 0.017 0.608
5876594 360 1-Feb-31 $147,912.62 74.75 0.250 0.017 1.358
5876820 360 1-Feb-31 $299,770.00 51.28 0.250 0.017 0.358
5876894 360 1-Dec-30 $363,224.29 76.63 0.250 0.017 0.483
5876938 360 1-Mar-31 $ 92,100.00 75.00 0.250 0.017 1.358
5876956 360 1-Feb-31 $323,765.49 80.00 0.250 0.017 0.358
5877006 360 1-Feb-31 $463,288.93 84.60 33 0.250 0.017 0.733
5877053 360 1-Jan-31 $349,491.75 74.79 0.250 0.017 0.358
5877388 360 1-Feb-31 $395,706.11 80.00 0.250 0.017 0.233
5877751 360 1-Dec-30 $421,943.24 80.00 0.250 0.017 0.733
5877779 360 1-Dec-30 $610,790.86 80.00 0.250 0.017 0.858
5877911 360 1-Feb-31 $349,259.47 79.99 0.250 0.017 0.608
5877917 360 1-Mar-31 $440,000.00 31.43 0.250 0.017 0.358
5878006 360 1-Nov-30 $333,047.88 80.00 0.250 0.017 0.483
5878040 360 1-Feb-31 $338,760.73 79.21 0.250 0.017 0.483
5878045 360 1-Feb-31 $349,746.68 65.24 0.250 0.017 0.358
5878051 360 1-Feb-31 $449,682.39 57.32 0.250 0.017 0.483
5878083 360 1-Jan-31 $926,342.99 70.00 0.250 0.017 1.108
5878088 360 1-Mar-31 $520,000.00 80.00 0.250 0.017 0.233
5878129 360 1-Feb-31 $584,097.74 70.00 0.250 0.017 0.608
5878192 360 1-Feb-31 $899,440.59 54.38 0.250 0.017 1.108
5878288 360 1-Feb-31 $ 94,934.62 33.45 0.250 0.017 0.608
5878423 360 1-Jan-31 $593,664.76 80.00 0.250 0.017 0.233
5878429 360 1-Jan-31 $649,168.19 76.47 0.250 0.017 0.983
5878435 360 1-Jan-31 $423,443.42 78.52 0.250 0.017 0.858
5878538 360 1-Feb-31 $399,757.69 49.38 0.250 0.017 1.233
5878569 360 1-Jan-31 $341,562.32 90.00 13 0.250 0.017 0.983
5878585 360 1-Feb-31 $317,470.06 84.99 24 0.250 0.017 0.358
5878611 360 1-Jan-31 $344,547.11 75.00 0.250 0.017 0.858
5878616 360 1-Dec-30 $299,422.14 80.00 0.250 0.017 0.983
5878687 360 1-Feb-31 $328,647.88 80.00 0.250 0.017 0.483
5878733 360 1-Mar-31 $450,000.00 52.94 0.250 0.017 0.483
5878760 360 1-Feb-31 $175,162.38 70.00 0.250 0.017 0.733
5878845 360 1-Jan-31 $304,589.34 79.86 0.250 0.017 0.733
5879018 360 1-Feb-31 $331,777.23 80.00 0.250 0.017 0.733
5879045 360 1-Mar-31 $481,000.00 63.96 0.250 0.017 0.233
5879047 360 1-Feb-31 $349,746.68 61.40 0.250 0.017 0.358
5879053 360 1-Mar-31 $270,000.00 55.10 0.250 0.017 0.233
5879079 360 1-Feb-31 $309,786.66 73.29 0.250 0.017 0.608
5879263 360 1-Feb-31 $479,643.77 66.27 0.250 0.017 0.233
5879320 360 1-Mar-31 $318,900.00 72.48 0.250 0.017 0.483
5879366 360 1-Jan-31 $559,246.01 80.00 0.250 0.017 0.733
5879411 360 1-Feb-31 $349,771.05 69.31 0.250 0.017 0.858
5879458 360 1-Feb-31 $479,652.59 80.00 0.250 0.017 0.358
5879466 360 1-Jan-31 $327,535.51 80.00 0.250 0.017 0.483
5879487 360 1-Dec-30 $385,044.79 80.00 0.250 0.017 0.358
5879518 360 1-Feb-31 $378,468.91 75.00 0.250 0.017 0.233
5879851 360 1-Mar-31 $396,900.00 70.00 0.250 0.017 0.358
5880030 360 1-Feb-31 $409,587.71 69.56 0.250 0.017 0.108
5880295 360 1-Feb-31 $374,735.32 75.00 0.250 0.017 0.483
5880607 360 1-Jan-31 $269,680.05 91.91 01 0.250 0.017 1.358
5880621 360 1-Jan-31 $457,067.97 79.92 0.250 0.017 0.608
5880642 360 1-Feb-31 $303,796.02 80.00 0.250 0.017 0.733
5880754 360 1-Feb-31 $352,757.06 27.15 0.250 0.017 0.608
5880926 360 1-Feb-31 $347,754.38 80.00 0.250 0.017 0.483
5880987 360 1-Mar-31 $381,600.00 80.00 0.250 0.017 0.608
5881093 360 1-Mar-31 $360,000.00 45.86 0.250 0.017 0.483
5881113 360 1-Mar-31 $460,000.00 80.00 0.250 0.017 0.233
5881114 360 1-Nov-30 $321,480.87 80.00 0.250 0.017 0.608
5881144 360 1-Jan-31 $393,777.36 84.99 13 0.250 0.017 0.358
5881161 360 1-Feb-31 $327,774.27 78.10 0.250 0.017 0.608
5881237 360 1-Feb-31 $129,912.77 60.47 0.250 0.017 0.733
5881296 360 1-Nov-30 $318,676.60 90.00 12 0.250 0.017 0.983
5881415 360 1-Nov-30 $349,772.34 90.00 12 0.250 0.017 0.483
5881491 360 1-Jan-31 $494,296.48 79.61 0.250 0.017 0.983
5881517 360 1-Mar-31 $335,000.00 87.01 01 0.250 0.017 1.233
5881518 360 1-Feb-31 $439,489.58 79.99 0.250 0.017 0.483
5881521 360 1-Feb-31 $330,799.49 88.98 13 0.250 0.017 1.233
5881532 360 1-Jan-31 $332,595.10 89.76 11 0.250 0.017 1.233
5881707 360 1-Feb-31 $299,793.54 57.60 0.250 0.017 0.608
5882062 360 1-Mar-31 $328,000.00 80.00 0.250 0.017 0.358
5882164 360 1-Feb-31 $529,596.71 77.94 0.250 0.017 0.108
5882516 360 1-Feb-31 $427,682.36 64.85 0.250 0.017 0.233
5882674 360 1-Feb-31 $399,717.68 45.71 0.250 0.017 0.483
5882716 360 1-Jan-31 $483,348.33 78.44 0.250 0.017 0.733
5882901 360 1-Feb-31 $311,810.98 80.00 0.250 0.017 1.233
5882947 360 1-Jan-31 $307,605.85 80.00 0.250 0.017 0.983
5882996 360 1-Feb-31 $419,738.95 73.68 0.250 0.017 1.108
5883023 360 1-Feb-31 $129,163.28 65.53 0.250 0.017 0.733
5883207 360 1-Mar-31 $436,000.00 65.86 0.250 0.017 0.108
5883299 360 1-Feb-31 $302,780.69 89.64 12 0.250 0.017 0.358
5883301 360 1-Dec-30 $311,359.90 80.00 0.250 0.017 0.983
5883542 360 1-Feb-31 $290,000.29 85.00 11 0.250 0.017 0.608
5883546 360 1-Feb-31 $154,903.65 43.06 0.250 0.017 1.108
5883711 360 1-Mar-31 $307,422.00 79.99 0.250 0.017 0.608
5884423 360 1-Feb-31 $429,704.08 55.84 0.250 0.017 0.608
5884501 360 1-Feb-31 $414,748.58 56.85 0.250 0.017 1.233
5884649 360 1-Feb-31 $367,746.74 80.00 0.250 0.017 0.608
5885434 360 1-Feb-31 $294,781.07 71.95 0.250 0.017 0.233
5885904 360 1-Feb-31 $310,691.40 79.99 0.250 0.017 0.733
5885906 360 1-Feb-31 $433,756.69 57.11 0.250 0.017 1.608
5886200 360 1-Mar-31 $338,000.00 74.29 0.250 0.017 0.483
5886345 360 1-Feb-31 $375,723.93 90.00 24 0.250 0.017 0.358
5886368 360 1-Jan-31 $440,109.96 78.71 0.250 0.017 0.358
5886511 360 1-Feb-31 $899,364.79 64.29 0.250 0.017 0.483
5886652 360 1-Feb-31 $999,409.60 22.99 0.250 0.017 1.358
5886713 360 1-Feb-31 $649,541.24 60.47 0.250 0.017 0.483
5886878 360 1-Mar-31 $365,000.00 54.89 0.250 0.017 0.358
5887611 360 1-Feb-31 $283,590.23 95.00 24 0.250 0.017 0.608
5888068 360 1-Feb-31 $297,962.19 38.09 0.250 0.017 0.608
5888083 360 1-Feb-31 $156,880.54 66.24 0.250 0.017 0.108
5888181 360 1-Feb-31 $349,759.13 60.14 0.250 0.017 0.608
5888606 360 1-Mar-31 $375,000.00 75.00 0.250 0.017 0.733
5888652 360 1-Feb-31 $293,003.27 82.59 11 0.250 0.017 0.733
5888656 360 1-Feb-31 $339,671.90 79.99 0.250 0.017 0.733
5888746 360 1-Mar-31 $320,000.00 80.00 0.250 0.017 0.608
5889197 360 1-Mar-31 $405,000.00 57.86 0.250 0.017 0.233
5889205 360 1-Feb-31 $521,802.64 79.99 0.250 0.017 0.108
5889246 360 1-Mar-31 $315,000.00 75.00 0.250 0.017 0.233
5889547 360 1-Mar-31 $344,700.00 51.07 0.250 0.017 0.233
5889558 360 1-Feb-31 $559,604.76 80.00 0.250 0.017 0.483
5889877 360 1-Feb-31 $605,603.58 71.29 0.250 0.017 0.858
5890022 360 1-Mar-31 $578,000.00 66.82 0.250 0.017 0.608
5890150 360 1-Mar-31 $332,000.00 80.00 0.250 0.017 0.233
5890332 360 1-Mar-31 $562,500.00 72.58 0.250 0.017 0.608
5890564 360 1-Feb-31 $311,256.43 94.99 13 0.250 0.017 1.108
5890643 360 1-Nov-30 $122,100.23 90.00 01 0.250 0.017 1.233
5890772 360 1-Dec-30 $299,450.92 73.17 0.250 0.017 1.233
5891080 360 1-Mar-31 $572,000.00 76.78 0.250 0.017 0.608
5891151 360 1-Feb-31 $345,743.21 64.07 0.250 0.017 0.233
5891251 360 1-Feb-31 $429,273.11 80.00 0.250 0.017 0.108
5891300 360 1-Jan-31 $351,593.48 55.87 0.250 0.017 1.483
5891316 360 1-Jan-31 $404,209.20 75.00 0.250 0.017 0.483
5891319 360 1-Feb-31 $398,718.38 53.56 0.250 0.017 0.483
5891386 360 1-Feb-31 $378,282.82 80.00 0.250 0.017 0.483
5891419 360 1-Jan-31 $289,638.24 53.70 0.250 0.017 1.108
5892094 360 1-Feb-31 $551,620.11 80.00 0.250 0.017 0.608
5892184 360 1-Mar-31 $800,000.00 48.48 0.250 0.017 0.483
5892208 360 1-Feb-31 $158,629.75 75.00 0.250 0.017 0.608
5892306 360 1-Feb-31 $153,649.43 75.00 0.250 0.017 0.858
5892378 360 1-Mar-31 $329,600.00 77.92 0.250 0.017 0.483
5892409 360 1-Feb-31 $484,957.48 80.00 0.250 0.017 0.483
5892673 360 1-Feb-31 $499,672.93 78.55 0.250 0.017 0.858
5893038 360 1-Jul-30 $944,909.07 39.58 0.250 0.017 0.858
5893041 360 1-Mar-31 $533,560.00 80.00 0.250 0.017 0.233
5893401 360 1-Feb-31 $345,100.04 79.99 0.250 0.017 0.358
5893410 360 1-Mar-31 $490,000.00 54.75 0.250 0.017 0.733
5893647 360 1-Jan-31 $390,012.88 51.38 0.250 0.017 1.108
5893772 360 1-Feb-31 $543,394.31 75.00 0.250 0.017 0.858
5894117 360 1-Feb-31 $305,794.68 68.00 0.250 0.017 0.733
5894169 360 1-Mar-31 $637,000.00 54.21 0.250 0.017 0.733
5894197 360 1-Feb-31 $998,410.19 49.95 0.250 0.017 1.358
5894254 360 1-Feb-31 $740,584.58 65.00 0.250 0.017 1.608
5894305 360 1-Mar-31 $445,000.00 61.38 0.250 0.017 0.608
5894432 360 1-Dec-30 $323,375.90 79.93 0.250 0.017 0.983
5894444 360 1-Jan-31 $335,391.89 80.00 0.250 0.017 0.608
5894446 360 1-Mar-31 $290,000.00 40.56 0.250 0.017 0.108
5894458 360 1-Jan-31 $325,088.98 85.00 13 0.250 0.017 0.483
5894573 360 1-Dec-30 $354,298.60 78.89 0.250 0.017 0.858
5894600 360 1-Dec-30 $331,360.49 80.00 0.250 0.017 0.983
5894624 360 1-Jan-31 $299,616.08 80.00 0.250 0.017 0.983
5894640 360 1-Dec-30 $287,430.99 80.00 0.250 0.017 0.858
5894742 360 1-Dec-30 $302,600.96 80.00 0.250 0.017 0.858
5894755 360 1-Dec-30 $374,423.44 74.28 0.250 0.017 1.233
5894769 360 1-Dec-30 $390,534.21 80.00 0.250 0.017 0.858
5894795 360 1-Dec-30 $309,886.54 86.25 13 0.250 0.017 0.858
5894812 360 1-Feb-31 $331,609.82 74.99 0.250 0.017 0.358
5894822 360 1-Dec-30 $299,436.68 92.31 13 0.250 0.017 1.108
5894828 360 1-Jan-31 $295,480.97 79.99 0.250 0.017 0.483
5894849 360 1-Dec-30 $458,111.36 80.00 0.250 0.017 0.233
5894881 360 1-Dec-30 $314,408.52 64.95 0.250 0.017 1.108
5895042 360 1-Jan-31 $424,483.25 54.84 0.250 0.017 1.233
5895048 360 1-Dec-30 $327,351.96 80.00 0.250 0.017 0.858
5895071 360 1-Mar-31 $477,750.00 70.00 0.250 0.017 0.608
5895124 360 1-Mar-31 $780,000.00 65.00 0.250 0.017 0.358
5895126 360 1-Jan-31 $299,596.06 80.00 0.250 0.017 0.733
5895141 360 1-Dec-30 $354,280.65 62.94 0.250 0.017 0.733
5895142 360 1-Dec-30 $299,422.14 32.61 0.250 0.017 0.983
5895151 360 1-Jan-31 $303,547.35 79.72 0.250 0.017 0.233
5895167 360 1-Dec-30 $295,400.17 78.93 0.250 0.017 0.733
5895182 360 1-Dec-30 $309,387.52 44.93 0.250 0.017 0.858
5895183 360 1-Feb-31 $485,665.54 82.37 33 0.250 0.017 0.608
5895186 360 1-Dec-30 $399,189.44 72.73 0.250 0.017 0.733
5895223 360 1-Dec-30 $345,316.39 79.54 0.250 0.017 0.858
5895227 360 1-Jan-31 $399,501.02 78.90 0.250 0.017 1.108
5895242 360 1-Dec-30 $311,383.56 80.00 0.250 0.017 0.858
5895252 360 1-Dec-30 $323,286.08 90.00 13 0.250 0.017 0.983
5895264 360 1-Mar-31 $345,000.00 54.76 0.250 0.017 0.233
5895285 360 1-Jan-31 $375,480.76 80.00 0.250 0.017 0.608
5895315 360 1-Jan-31 $322,597.08 86.13 11 0.250 0.017 1.108
5895345 360 1-Dec-30 $304,366.17 73.49 0.250 0.017 0.608
5895353 360 1-Dec-30 $491,003.02 80.00 0.250 0.017 0.733
5895363 360 1-Dec-30 $284,436.90 76.00 0.250 0.017 0.858
5895384 360 1-Dec-30 $379,249.22 75.28 0.250 0.017 0.858
5895400 360 1-Nov-30 $548,687.03 73.33 0.250 0.017 1.358
5895415 360 1-Mar-31 $106,500.00 57.57 0.250 0.017 0.000
5895439 360 1-Feb-31 $340,876.87 56.85 0.250 0.017 0.858
5895519 360 1-Feb-31 $364,767.25 66.97 0.250 0.017 0.983
5895532 360 1-Dec-30 $374,200.84 68.18 0.250 0.017 0.483
5895607 360 1-Dec-30 $200,849.71 55.88 0.250 0.017 0.858
5895625 360 1-Dec-30 $399,189.44 33.33 0.250 0.017 0.733
5895649 360 1-Jan-31 $295,561.49 80.00 0.250 0.017 0.858
5895666 360 1-Mar-31 $540,000.00 69.05 0.250 0.017 0.483
5895667 360 1-Dec-30 $304,097.99 62.24 0.250 0.017 0.858
5895684 360 1-Mar-31 $525,000.00 56.76 0.250 0.017 0.358
5895699 360 1-Dec-30 $365,086.26 80.00 0.250 0.017 0.858
5895773 360 1-Mar-31 $444,000.00 80.00 0.250 0.017 0.608
5895789 360 1-Jan-31 $318,679.31 80.00 0.250 0.017 0.608
5895805 360 1-Jan-31 $331,552.98 80.00 0.250 0.017 0.733
5895808 360 1-Feb-31 $344,750.30 66.36 0.250 0.017 0.358
5895821 360 1-Dec-30 $325,312.20 94.99 01 0.250 0.017 0.983
5895832 360 1-Mar-31 $320,000.00 80.00 0.250 0.017 0.608
5895835 360 1-Jan-31 $336,353.93 54.81 0.250 0.017 0.858
5896032 360 1-Feb-31 $404,721.27 51.27 0.250 0.017 0.608
5896162 360 1-Feb-31 $499,655.90 76.92 0.250 0.017 0.608
5896166 360 1-Feb-31 $535,621.70 80.00 0.250 0.017 0.483
5896168 360 1-Feb-31 $332,764.97 90.00 33 0.250 0.017 0.483
5896354 360 1-Feb-31 $324,776.33 65.00 0.250 0.017 0.608
5896361 360 1-Feb-31 $374,741.93 60.29 0.250 0.017 0.608
5896699 360 1-Mar-31 $462,200.00 46.22 0.250 0.017 0.608
5896886 360 1-Dec-30 $394,219.57 61.24 0.250 0.017 0.858
5896903 360 1-Dec-30 $392,223.51 69.19 0.250 0.017 0.858
5896920 360 1-Dec-30 $369,250.24 56.92 0.250 0.017 0.733
5896946 360 1-Dec-30 $538,986.04 80.00 0.250 0.017 1.108
5896955 360 1-Dec-30 $536,909.79 80.00 0.250 0.017 0.733
5896970 360 1-Dec-30 $347,394.60 80.00 0.250 0.017 0.733
5896987 360 1-Jan-31 $315,973.99 95.00 01 0.250 0.017 0.733
5896999 360 1-Dec-30 $586,808.47 80.00 0.250 0.017 0.733
5897006 360 1-Jan-31 $293,604.14 79.99 0.250 0.017 0.733
5897020 360 1-Jan-31 $314,565.01 62.75 0.250 0.017 0.608
5897075 360 1-Jan-31 $327,990.33 80.00 0.250 0.017 1.108
5897141 360 1-Feb-31 $648,564.54 54.08 0.250 0.017 0.733
5897376 360 1-Mar-31 $324,600.00 45.40 0.250 0.017 0.608
5897476 360 1-Mar-31 $463,920.00 80.00 0.250 0.017 0.608
5897536 360 1-Mar-31 $650,000.00 75.14 0.250 0.017 0.233
5897609 360 1-Feb-31 $386,933.53 38.72 0.250 0.017 0.608
5897636 360 1-Feb-31 $416,940.34 79.99 0.250 0.017 0.233
5897656 360 1-Feb-31 $519,632.99 68.42 0.250 0.017 0.483
5897703 360 1-Feb-31 $411,716.46 80.00 0.250 0.017 0.608
5897717 360 1-Feb-31 $374,735.32 64.77 0.250 0.017 0.483
5897732 360 1-Jan-31 $303,590.70 80.00 0.250 0.017 0.733
5897765 360 1-Feb-31 $407,697.20 80.00 0.250 0.017 0.233
5897786 360 1-Feb-31 $351,738.76 80.00 0.250 0.017 0.233
5897788 360 1-Feb-31 $479,625.55 66.21 0.250 0.017 0.000
5897794 360 1-Mar-31 $231,400.00 64.28 0.250 0.017 0.983
5897803 360 1-Feb-31 $449,690.32 24.92 0.250 0.017 0.608
5897808 360 1-Mar-31 $497,000.00 69.51 0.250 0.017 0.108
5897819 360 1-Feb-31 $436,691.57 78.04 0.250 0.017 0.483
5897820 360 1-Feb-31 $520,168.10 63.09 0.250 0.017 0.983
5897832 360 1-Feb-31 $270,757.90 63.10 0.250 0.017 0.858
5897837 360 1-Feb-31 $359,752.25 75.00 0.250 0.017 0.608
5897842 360 1-Feb-31 $399,717.68 72.46 0.250 0.017 0.483
5897861 360 1-Jan-31 $360,484.99 79.99 0.250 0.017 0.000
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8380041 360 1-Jan-31 $341,527.73 90.00 01 0.250 0.017 0.608
8382185 360 1-Feb-31 $415,720.87 80.00 0.250 0.017 0.733
8382226 360 1-Feb-31 $335,806.69 80.00 0.250 0.017 1.483
8383767 360 1-Jan-31 $439,392.39 80.00 0.250 0.017 0.608
8386293 360 1-Feb-31 $579,251.05 77.33 0.250 0.017 0.733
8386457 360 1-Jan-31 $398,053.33 80.00 0.250 0.017 0.733
8390318 360 1-Feb-31 $494,076.59 80.00 0.250 0.017 0.858
8391843 360 1-Jan-31 $574,923.93 80.00 0.250 0.017 0.358
8393061 360 1-Mar-31 $296,000.00 80.00 0.250 0.017 0.358
8393131 360 1-Feb-31 $620,705.54 79.99 0.250 0.017 0.608
8394100 360 1-Feb-31 $379,751.43 68.27 0.250 0.017 0.858
8395026 360 1-Feb-31 $304,800.48 72.62 0.250 0.017 0.858
8397585 360 1-Jan-31 $364,556.21 71.71 0.250 0.017 1.233
8401031 360 1-Feb-31 $709,498.89 64.55 0.250 0.017 0.483
8401407 360 1-Feb-31 $424,707.52 58.18 0.250 0.017 0.608
8404007 360 1-Jan-31 $373,034.08 90.00 01 0.250 0.017 1.108
8405224 360 1-Mar-31 $404,000.00 80.00 0.250 0.017 0.000
8406873 360 1-Feb-31 $325,275.99 70.00 0.250 0.017 0.608
8407107 360 1-Feb-31 $396,612.74 90.00 01 0.250 0.017 0.358
8407755 360 1-Jan-31 $649,102.42 32.50 0.250 0.017 0.608
8408836 360 1-Jan-31 $360,039.42 69.99 0.250 0.017 0.483
8408887 360 1-Jan-31 $339,480.97 58.12 0.250 0.017 0.108
8409503 360 1-Jan-31 $585,698.46 43.44 0.250 0.017 1.108
8409538 360 1-Jan-31 $319,378.33 80.00 0.250 0.017 0.608
8410346 360 1-Feb-31 $387,719.18 80.00 0.250 0.017 0.358
8410744 360 1-Jan-31 $478,233.94 65.17 0.250 0.017 0.483
8410857 360 1-Feb-31 $599,587.08 75.00 0.250 0.017 0.608
8411150 360 1-Dec-30 $732,539.08 80.00 0.250 0.017 0.858
8411504 360 1-Feb-31 $999,294.21 72.73 0.250 0.017 0.483
8413712 360 1-Jan-31 $284,906.03 90.00 11 0.250 0.017 0.608
8414009 360 1-Feb-31 $298,304.74 61.04 0.250 0.017 0.858
8414148 360 1-Feb-31 $487,672.56 80.00 0.250 0.017 0.733
8414361 360 1-Feb-31 $474,664.75 63.33 0.250 0.017 0.483
8415841 360 1-Jan-31 $328,482.30 80.00 0.250 0.017 0.358
8415990 360 1-Feb-31 $449,698.06 69.23 0.250 0.017 0.733
8416032 360 1-Jan-31 $389,383.07 75.00 0.250 0.017 0.858
8416277 360 1-Jan-31 $409,419.39 77.83 0.250 0.017 0.483
8416727 360 1-Jan-31 $520,382.61 82.93 01 0.250 0.017 1.358
8416907 360 1-Feb-31 $705,489.02 69.90 0.250 0.017 0.358
8418862 360 1-Jan-31 $343,536.82 79.08 0.250 0.017 0.733
8419016 360 1-Feb-31 $422,901.31 80.00 0.250 0.017 0.483
8419308 360 1-Feb-31 $387,732.98 80.00 0.250 0.017 0.608
8419373 360 1-Feb-31 $316,597.99 80.00 0.250 0.017 0.983
8419485 360 1-Feb-31 $361,750.88 51.35 0.250 0.017 0.608
8421437 360 1-Jan-31 $374,601.82 76.11 0.250 0.017 0.608
8421523 360 1-Feb-31 $342,176.36 80.00 0.250 0.017 0.608
8422001 360 1-Feb-31 $499,664.51 66.67 0.250 0.017 0.733
8422307 360 1-Jan-31 $430,573.83 80.00 0.250 0.017 0.358
8422397 360 1-Jan-31 $429,406.21 43.00 0.250 0.017 0.608
8423784 360 1-Feb-31 $447,691.69 80.00 0.250 0.017 0.608
8424209 360 1-Feb-31 $287,801.80 80.00 0.250 0.017 0.608
8425203 360 1-Feb-31 $335,274.89 71.46 0.250 0.017 0.733
8425445 360 1-Jan-31 $607,241.55 80.00 0.250 0.017 1.108
8426422 360 1-Jan-31 $417,922.09 56.40 0.250 0.017 0.608
8426775 360 1-Jan-31 $449,378.58 66.67 0.250 0.017 0.608
8427035 360 1-Feb-31 $339,747.67 69.74 0.250 0.017 0.233
8427040 360 1-Jan-31 $304,079.51 79.99 0.250 0.017 0.608
8427123 360 1-Feb-31 $607,592.04 80.00 0.250 0.017 0.733
8427286 360 1-Feb-31 $339,753.92 87.21 06 0.250 0.017 0.358
8428050 360 1-Jan-31 $318,559.50 79.99 0.250 0.017 0.608
8428079 360 1-Feb-31 $399,695.63 78.66 0.250 0.017 0.108
8429768 360 1-Feb-31 $301,381.71 80.00 0.250 0.017 0.358
8430250 360 1-Feb-31 $499,664.51 16.67 0.250 0.017 0.733
8430973 360 1-Jan-31 $340,352.63 80.00 0.250 0.017 0.858
8431003 360 1-Feb-31 $299,808.70 40.00 0.250 0.017 0.983
8431035 360 1-Feb-31 $444,677.92 69.97 0.250 0.017 0.358
8431472 360 1-Feb-31 $374,748.38 68.18 0.250 0.017 0.733
8432292 360 1-Jan-31 $306,728.39 95.00 33 0.250 0.017 0.608
8432402 360 1-Feb-31 $354,736.54 51.82 0.250 0.017 0.233
8432595 360 1-Feb-31 $649,529.55 68.42 0.250 0.017 0.358
8432725 360 1-Jan-31 $329,828.17 80.00 0.250 0.017 0.233
8432777 360 1-Feb-31 $350,945.81 80.00 0.250 0.017 0.358
8433663 360 1-Feb-31 $590,132.97 42.18 0.250 0.017 1.108
8434800 360 1-Feb-31 $999,311.81 45.45 0.250 0.017 0.608
8436682 360 1-Feb-31 $383,742.34 73.14 0.250 0.017 0.733
8436853 360 1-Feb-31 $679,543.73 80.00 0.250 0.017 0.733
8437242 360 1-Feb-31 $359,758.45 78.26 0.250 0.017 0.733
8438976 360 1-Feb-31 $308,476.57 90.00 11 0.250 0.017 0.358
8439409 360 1-Feb-31 $342,945.30 80.00 0.250 0.017 0.233
8439442 360 1-Feb-31 $349,765.15 70.00 0.250 0.017 0.733
8440090 360 1-Feb-31 $349,733.68 80.00 0.250 0.017 0.108
8440636 360 1-Jan-31 $317,034.00 61.89 0.250 0.017 0.608
8440949 360 1-Feb-31 $436,706.78 60.28 0.250 0.017 0.733
8441312 360 1-Feb-31 $449,648.96 70.87 0.250 0.017 0.000
8442564 360 1-Feb-31 $479,643.77 80.00 0.250 0.017 0.233
8443412 360 1-Feb-31 $499,655.90 62.50 0.250 0.017 0.608
8445821 360 1-Feb-31 $349,733.68 73.68 0.250 0.017 0.108
8446201 360 1-Feb-31 $469,676.55 77.05 0.250 0.017 0.608
8449160 360 1-Feb-31 $719,478.89 53.93 0.250 0.017 0.358
8451180 360 1-Feb-31 $332,770.83 90.00 12 0.250 0.017 0.608
8457636 360 1-Mar-31 $472,500.00 75.00 0.250 0.017 0.108
8457647 360 1-Mar-31 $475,000.00 55.88 0.250 0.017 0.108
8457860 360 1-Feb-31 $328,767.79 65.80 0.250 0.017 0.483
8463319 360 1-Feb-31 $438,865.80 80.00 0.250 0.017 0.108
8464172 300 1-Feb-26 $467,937.07 66.92 0.250 0.017 0.483
8464250 360 1-Mar-31 $464,000.00 80.00 0.250 0.017 0.000
8466176 360 1-Feb-31 $339,753.92 80.00 0.250 0.017 0.358
8466972 300 1-Feb-26 $523,414.56 60.09 0.250 0.017 0.358
8471262 300 1-Feb-26 $467,477.13 62.07 0.250 0.017 0.358
8473707 360 1-Mar-31 $406,890.00 79.01 0.250 0.017 0.483
8473710 360 1-Feb-31 $520,532.36 79.89 0.250 0.017 0.483
8474257 360 1-Feb-31 $999,294.21 53.48 0.250 0.017 0.483
8476588 360 1-Feb-31 $384,728.27 63.74 0.250 0.017 0.483
8476745 360 1-Mar-31 $300,000.00 39.47 0.250 0.017 0.483
8490806 360 1-Feb-31 $338,754.64 89.45 01 0.250 0.017 0.358
9011908 360 1-Feb-31 $999,294.20 14.29 0.250 0.017 0.483
9022299 360 1-Feb-31 $316,158.35 89.11 11 0.250 0.017 1.233
9083524 360 1-Feb-31 $463,888.53 85.00 12 0.250 0.017 0.733
9083784 360 1-Feb-31 $396,020.30 89.46 12 0.250 0.017 0.483
$ 345,195,218.66
COUNT: 855
WAC: 7.908966951
WAM: 357.7739262
WALTV: 71.36816896
EXHIBIT F-2
[Schedule of Type 2 Mortgage Loans]
WFMBS
WFMBS 2001-06 EXHIBIT F-2
30 YEAR FIXED RATE NON-RELOCATION LOANS
(i) (ii) (iii) (iv) (v) (vi) (vii)
----- --------------------------- ----- ----- -------- -------- -------- ---------- --------
NET
MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY
-------- --------------------------- ----- ----- -------- -------- -------- ---------- --------
7988098 XXXXXXXX XX 00000 SFD 7.875 7.000 $1,845.30 360
TABLE (CONTINUED)
(i) (viii) (ix) (x) (xi) (xii) (xiii) (xv) (xvi)
----- ---------- -------------- ------ --------- ---------- -------- ----------- -----------
CUT-OFF
MORTGAGE SCHEDULED DATE MORTGAGE MASTER FIXED
LOAN MATURITY PRINCIPAL INSURANCE SERVICE SERVICE RETAINED
NUMBER DATE BALANCE LTV SUBSIDY CODE FEE FEE YIELD
-------- ----------- -------------- ------ --------- ---------- -------- ----------- -----------
7988098 1-Jan-30 $251,940.61 77.14 0.250 0.017 0.608
$251,940.61
COUNT: 1
WAC: 7.875
WAM: 346
WALTV: 77.14
EXHIBIT F-3
[Schedule of Mortgage Loans Serviced by Other Servicers]
WFMBS
WFMBS 2001-06 EXHIBIT F-3
30 YEAR FIXED RATE NON-RELOCATION LOANS
(i) (ii) (iii) (iv) (v) (vi)
----- --------------------------- ----- ----- -------- -------- -------- ----------
NET
MORTGAGE MORTGAGE MORTGAGE CURRENT
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT
-------- --------------------------- ----- ----- -------- -------- -------- ----------
5824585 XXXXXX XX 00000 SFD 8.625 7.000 $3,523.39
5832106 XXXXXXXXXX XXXXX XX 00000 SFD 8.000 7.000 $2,289.35
5832293 XXXX XXXXXX XX 00000 SFD 7.250 6.983 $1,058.40
5832294 XXXXXXX XX 00000 SFD 7.875 7.000 $ 471.30
5832299 XXXXXXXX XXXX XX 00000 SFD 7.500 7.000 $ 943.94
5832323 XXXXX XXXX XX 00000 SFD 7.250 6.983 $ 770.86
5832327 XXXXXXX XX 00000 SFD 7.625 7.000 $ 637.01
5832335 XXXXXXXXX XX 00000 SFD 7.625 7.000 $ 751.68
5832339 XXXXXXX XX 00000 SFD 7.500 7.000 $ 524.41
5834019 XXXXXXX XX 00000 SFD 7.875 7.000 $7,250.70
5834431 XXXXXXXXXX XX 00000 SFD 8.500 7.000 $3,460.11
5834760 CEDAR XXXX XX 00000 SFD 8.875 7.000 $2,792.72
5835183 XXXXXX XX 00000 SFD 8.250 7.000 $ 646.09
5841034 BERNARDS XXXXXXXX XX 00000 SFD 8.375 7.000 $2,888.27
0000000 X XXXXXXXXXX XX 00000 SFD 8.500 7.000 $2,460.53
5852917 XXXXXXX XX 00000 SFD 7.875 7.000 $2,634.90
5855278 XXXXXX XXXXXX XX 00000 SFD 8.375 7.000 $2,371.43
5855388 XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,631.04
5857684 XXXXX XXXXXX XX 00000 SFD 8.500 7.000 $2,210.56
5858252 XXX XXXXXXXXX XX 00000 SFD 8.375 7.000 $2,493.04
5858951 XX XXXXX XX 00000 SFD 8.750 7.000 $2,580.38
5859241 XXXXXXX XX 00000 SFD 8.750 7.000 $5,703.58
5859751 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,253.80
5859753 XXXXXXX XXXXXXX XX 00000 SFD 8.625 7.000 $2,880.93
5867246 XXXXXX XX 00000 SFD 8.500 7.000 $ 701.25
5867352 XXXXXX XX 00000 SFD 8.375 7.000 $2,046.50
5867380 XXXXXXXXXX XX 00000 SFD 8.500 7.000 $3,915.70
5867451 XXXXXXXXX XX 00000 SFD 8.500 7.000 $2,199.48
5869145 XXXXXXXXXX XX 00000 PUD 7.875 7.000 $2,100.89
5869837 XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,652.20
5871271 XXX XXXX XX 00000 SFD 8.750 7.000 $2,344.37
5871442 XXXXXX XXXXX XX 00000 SFD 8.750 7.000 $3,713.23
5871889 XXXX XX 00000 SFD 8.250 7.000 $2,255.30
5872413 XXXXXX XX 00000 SFD 8.375 7.000 $5,852.56
5872425 XXX XXXX XX 00000 MF2 8.625 7.000 $2,240.03
5872953 XXXXXXX XX 00000 SFD 7.375 7.000 $3,867.79
5872961 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,463.61
5873573 XXXXXX XX 00000 PUD 8.500 7.000 $4,997.94
5873591 XXXXXX XX 00000 SFD 8.125 7.000 $2,967.97
5873659 XXXX XXXXXX XX 00000 SFD 8.750 7.000 $2,215.35
5874800 XXXXXXXXX XX 00000 SFD 8.250 7.000 $3,786.38
5874956 XXXXXXXX XX 00000 SFD 8.375 7.000 $2,979.49
5875041 XXXXXXXXX XX 00000 SFD 8.500 7.000 $2,883.43
5875376 XXX XXXXXXX XX 00000 SFD 8.750 7.000 $2,699.96
5875386 XXXXX XXXXX XX 00000 SFD 7.750 7.000 $2,220.88
5875404 XXXXXXX XX 00000 SFD 8.000 7.000 $2,053.81
5875412 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,088.20
5875467 XXXXXXXX XX 00000 SFD 8.125 7.000 $3,712.49
5875545 XXXXXXXXXX XX 00000 SFD 8.125 7.000 $2,198.53
5875772 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $3,516.59
5876027 XXX XXXX XX 00000 SFD 8.500 7.000 $2,308.28
5876055 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,228.81
5876527 XXXXXXX XX 00000 SFD 7.875 7.000 $2,688.56
5876734 XXXXXXX XX 00000 SFD 8.375 7.000 $2,189.01
5876762 XXXX XXXX XX 00000 SFD 7.875 7.000 $2,233.21
5877239 XXXXXXXXX XX 00000 SFD 7.500 7.000 $3,209.04
5877385 XXXXXX XX 00000 SFD 8.625 7.000 $2,279.32
5877401 XXXXX XX 00000 SFD 8.750 7.000 $2,249.97
5877407 XXXXXX XXXXX XX 00000 SFD 7.875 7.000 $2,204.22
5878044 XXXXXXX XXXXX XX 00000 SFD 8.375 7.000 $2,485.44
5879375 XXXXXXXX XX 00000 SFD 7.625 7.000 $2,811.36
5879954 XXXXXXXX XXX XX 00000 SFD 8.375 7.000 $2,751.47
5879971 XXXXXXXXX XX 00000 SFD 8.625 7.000 $2,847.10
5884097 XXXXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,211.46
5884498 XXXXXXX XX 00000 SFD 7.875 7.000 $3,299.07
5884512 XXXXXXXXXXX XX 00000 SFD 8.625 7.000 $2,675.60
5884822 XXXXXX XX 00000 SFD 7.625 7.000 $2,070.30
5884846 XXXXXX XX 00000 SFD 8.250 7.000 $2,479.18
5884924 XXXXXXX XXXXX XX 00000 LCO 8.000 7.000 $2,168.27
5885068 XXXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,306.96
5885111 TRABUCO XXXXXX XXXX XX 00000 SFD 8.000 7.000 $2,494.80
5885128 XXXXXXXXXX XX 00000 MF2 8.250 7.000 $2,383.40
5885138 XXXXXXXX XXXX XX 00000 SFD 8.000 7.000 $2,064.81
5885557 XXXXXX XX 00000 SFD 8.500 7.000 $7,689.14
5885575 XXXXXX XXXX XX 00000 SFD 8.875 7.000 $3,532.66
5885884 XXXXX XXXXX XXXXX XX 00000 SFD 8.125 7.000 $2,969.99
5885899 XXX XXXXXXX XX 00000 SFD 8.125 7.000 $2,932.86
5885910 XXXXXXXXX XX 00000 SFD 8.250 7.000 $2,884.86
5885931 XXXXXXX XX 00000 SFD 8.250 7.000 $2,351.47
5885940 XXXXXX XXXXXX XXXXXX XXX XX 00000 SFD 8.125 7.000 $2,598.74
5886017 XXXXXXXX XX 00000 SFD 8.125 7.000 $3,712.49
5886039 XXXXX XXXX XX 00000 SFD 8.000 7.000 $2,522.68
5886065 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,348.05
5887090 XXX XXXX XX 00000 SFD 8.250 7.000 $2,703.36
5887141 XXXXXX XXXX XX 00000 SFD 8.375 7.000 $2,850.28
5887169 XXXXXX XX 00000 SFD 8.000 7.000 $2,140.39
5887183 XXXXXXXXXX XXXXXX XX 00000 SFD 8.125 7.000 $2,487.37
5887184 XXXXX XXXX XX 00000 SFD 8.000 7.000 $3,081.01
5887197 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,935.06
5887219 XXX XXXX XX 00000 SFD 8.000 7.000 $2,133.43
5887224 XXXXX XXXXXXX XX 00000 SFD 8.000 7.000 $2,935.06
5887253 XXX XXXX XX 00000 SFD 8.000 7.000 $2,203.87
5887324 VENETIA PA 15367 SFD 8.000 7.000 $2,621.01
5887373 XXXX XX 00000 SFD 7.750 7.000 $1,984.90
5887374 XXXXXXXX XX 00000 MF2 7.625 7.000 $2,477.28
5887548 XXX XXXXXXX XX 00000 SFD 8.500 7.000 $3,927.23
5887553 XXX XXXXXX XX 00000 SFD 7.875 7.000 $3,886.37
5887565 XXX XXXXX XX 00000 SFD 8.125 7.000 $3,266.99
5887582 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $4,314.54
5887663 XXXXXXX XX 00000 SFD 8.000 7.000 $2,575.51
5887668 XXX XXXX XX 00000 PUD 8.250 7.000 $2,318.79
5887681 XXXXXX XXXXX XXXXXXX XX 00000 SFD 8.250 7.000 $2,328.93
5887696 XXXX XXXX XX 00000 SFD 7.875 7.000 $2,610.25
5887704 XXXXXXX XX 00000 SFD 7.875 7.000 $2,900.28
5887984 XXXXXX XXXXX XXXXXX XX 00000 SFD 8.000 7.000 $2,935.06
5888009 XXX XXXXXXX XX 00000 SFD 7.750 7.000 $2,487.38
5888160 XXXXXX XXXX XX 00000 SFD 8.000 7.000 $3,918.30
5888209 XXXXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,528.77
5888222 XXXXXXXX XX 00000 SFD 8.625 7.000 $2,356.87
5888231 XXXXXXXXXX XX 00000 SFD 8.125 7.000 $2,680.41
5888390 XXXXXX XXXX XX 00000 SFD 8.500 7.000 $3,844.57
5888397 XXXXXXXXX XX 00000 SFD 8.875 7.000 $1,169.12
5888414 XXXXXX XXXX XX 00000 SFD 8.625 7.000 $2,838.94
5888419 XXXXXXX XX 00000 SFD 9.250 7.000 $3,876.86
5888471 XXX XXXXX XX 00000 SFD 8.000 7.000 $2,641.55
5888490 XXX XXXX XX 00000 SFD 8.000 7.000 $2,817.66
5888504 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,171.58
5888526 XXXXXX XXXXX XX 00000 SFD 8.500 7.000 $ 613.81
5888533 XXXXX XX 00000 HCO 8.500 7.000 $4,613.48
5888561 XXXXXXXXXX XX 00000 SFD 8.625 7.000 $ 949.70
5888597 XXX XXXX XX 00000 SFD 8.000 7.000 $2,465.45
5888616 XXXXXX XXXX XX 00000 SFD 8.125 7.000 $2,293.92
5888628 XXXXXXX XX 00000 MF2 8.625 7.000 $ 553.79
5888650 XXXXXXX XXXX XX 00000 SFD 8.250 7.000 $2,547.55
5888713 XXXXXXXXXX XX 00000 SFD 8.375 7.000 $4,560.43
5888738 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,704.56
5888759 XXXXXXX XX 00000 SFD 8.000 7.000 $2,224.78
5889066 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,086.42
5889073 XXXXX XXXX XXXXX XX 00000 PUD 8.250 7.000 $3,944.15
5889082 XXX XXXXX XX 00000 PUD 8.250 7.000 $4,008.76
5889097 XXX XXXXX XX 00000 SFD 8.125 7.000 $3,034.96
5889109 XXX XXXXXXX XX 00000 LCO 8.125 7.000 $2,444.30
5889112 XXXXXX XXXXX XX 00000 SFD 8.250 7.000 $4,883.24
5889115 XXXXXXXXXX XXXXX XX 00000 PUD 8.250 7.000 $3,726.29
5889121 XXXX XX 00000 PUD 8.250 7.000 $3,283.79
5889122 XXXXXXXXXXXX XX 00000 SFD 8.375 7.000 $4,062.59
5889128 XXXXXX XXXXX XX 00000 PUD 8.250 7.000 $2,289.87
5889133 XXXXXXXX XX 00000 SFD 8.250 7.000 $3,125.27
5889137 XXXXXX XX 00000 SFD 8.250 7.000 $2,283.10
5889143 XXXXXX XX 00000 SFD 8.125 7.000 $3,849.11
5889155 XXXXXXX XX 00000 SFD 8.250 7.000 $2,554.31
5889161 XXXXXXX XXXX XX 00000 LCO 8.125 7.000 $3,011.57
5889168 XXX XXXX XX 00000 HCO 8.250 7.000 $3,966.69
5889199 XXXXXXXX XXXX XX 00000 PUD 8.250 7.000 $2,854.82
5889204 XXXXXXX XX 00000 SFD 8.250 7.000 $3,290.55
5889208 XXXXXX XX 00000 SFD 8.500 7.000 $2,306.74
5889209 XXXX XX 00000 SFD 8.250 7.000 $2,987.04
5889213 XXX XXXXXXXX XX 00000 SFD 8.250 7.000 $2,892.38
5889219 XXX XXXXXXX XX 00000 SFD 8.250 7.000 $2,434.11
5889225 XXXXXX XX 00000 SFD 8.125 7.000 $3,445.19
0000000 XX XXXXXX XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,374.01
5889238 XXX XXXX XX 00000 LCO 8.500 7.000 $2,535.88
5889240 XXXXXX XX 00000 SFD 8.125 7.000 $2,197.80
5889245 XXXXXXX XX 00000 SFD 8.250 7.000 $3,545.98
5889250 XXXXXXXXX XX 00000 SFD 8.250 7.000 $2,728.61
5889251 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,257.20
5889254 XXXXXXXXX XX 00000 SFD 8.250 7.000 $2,133.60
5889263 XXXXXXX XX 00000 SFD 8.250 7.000 $2,253.80
5889264 XXXXXXX XX 00000 SFD 8.125 7.000 $2,524.49
0000000 XX XXXXXX XXXXXXXXXX XX 00000 SFD 8.750 7.000 $3,327.75
5889277 XXXXXX XX 00000 PUD 8.125 7.000 $3,563.99
5889286 XXX XXXXXXX XX 00000 SFD 8.125 7.000 $2,946.23
5889291 XXXXX XXXXX XX 00000 PUD 8.125 7.000 $2,465.09
5889297 XXXXX XXXX XX 00000 SFD 8.625 7.000 $2,488.93
5889303 XXXXXXXX XX 00000 SFD 8.250 7.000 $2,854.07
5889305 XXXXXXXX XX 00000 SFD 8.250 7.000 $2,704.56
5889311 XXXXX XXXX XX 00000 SFD 8.750 7.000 $3,886.30
5889315 XXXXXXX XX 00000 SFD 8.750 7.000 $2,202.76
5889321 XXXXXXXXXXXX XX 00000 SFD 8.125 7.000 $3,831.29
5889326 XXXXXXX XX 00000 SFD 8.125 7.000 $3,680.19
5889341 XXXXXX XXXXXX XX 00000 SFD 8.250 7.000 $3,065.17
5889367 SE XXXXXXXX XX 00000 SFD 8.375 7.000 $3,268.31
5889377 XXX XXXX XX 00000 PUD 8.250 7.000 $2,245.39
5889387 XXXXXXXX XX 00000 SFD 8.125 7.000 $3,341.24
5889412 XXXXXX XX 00000 SFD 8.125 7.000 $2,524.49
5889417 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,598.74
5889461 XXX XXXXXXX XX 00000 SFD 8.250 7.000 $3,681.21
5889474 XXX XXXXXX XX 00000 SFD 8.375 7.000 $3,420.33
5889484 XXX XXXXX XX 00000 SFD 8.125 7.000 $2,969.99
5889487 XXXX XXXX XX 00000 SFD 8.750 7.000 $3,874.50
5889588 XXX XXXXXXXXX XX 00000 HCO 8.125 7.000 $2,413.12
5889611 XXXXXXXXX XX 00000 SFD 8.000 7.000 $4,141.00
5889627 XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,969.99
5889650 XXXXXXX XX 00000 SFD 8.625 7.000 $2,835.98
5889671 XXXXXXXXXXX XX 00000 SFD 8.375 7.000 $2,356.22
5889864 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,288.62
5889867 XXXX XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,810.32
5889868 XXXXXXXX XX 00000 SFD 7.750 7.000 $2,068.29
5889873 XXXXXXXX XX 00000 SFD 8.375 7.000 $3,480.25
5889896 XXXXXX XX 00000 SFD 8.875 7.000 $5,171.70
5890039 XXXX XXXXX XX 00000 SFD 8.875 7.000 $3,178.20
5890054 XXXX XXXXXX XX 00000 SFD 8.000 7.000 $2,347.31
5890061 XXXX XXXXX XX 00000 SFD 8.500 7.000 $3,229.44
5890075 XXXXXXX XX 00000 SFD 8.500 7.000 $2,326.35
5890102 XXXXXXXXXXXX XX 00000 PUD 8.500 7.000 $2,227.93
5890114 XXXXXXXX XXXXXXXX XX 00000 SFD 8.250 7.000 $4,507.60
5890162 XXXXXXXX XX 00000 SFD 8.250 7.000 $3,455.83
5890329 XXXXXXXXX XX 00000 SFD 8.375 7.000 $2,219.41
5890346 XXXXX XX 00000 SFD 8.500 7.000 $2,691.20
5890538 XXXXXX XX 00000 SFD 7.750 7.000 $2,597.00
5890555 XXXXXXXXX XX 00000 SFD 7.875 7.000 $ 790.33
5890568 XXXXXXXXX XX 00000 SFD 7.500 7.000 $3,525.45
5890583 XXXXXX XX 00000 SFD 8.750 7.000 $1,180.06
5890603 XXXXXXX XX 00000 SFD 8.250 7.000 $3,005.07
5891427 XXX XXXXXXXXX XX 00000 SFD 8.250 7.000 $3,005.07
5891448 XXXXXXXXXX XX 00000 SFD 8.375 7.000 $2,280.22
5891514 XXX XXXXXXX XX 00000 SFD 7.750 7.000 $2,126.67
5891534 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,641.56
5891545 XXXXXXX XX 00000 SFD 7.625 7.000 $2,378.19
5891558 XXX XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,575.51
5891563 XXXXXXXXXX XX 00000 SFD 7.750 7.000 $2,605.89
5891580 XXXXXXX XX 00000 SFD 7.625 7.000 $2,236.63
5891587 XXXXXXXXX XX 00000 SFD 8.375 7.000 $2,318.23
5891606 XXXXX XXXXXXXXX XX 00000 SFD 8.375 7.000 $2,051.44
5891613 XXXXXX XX 00000 SFD 8.125 7.000 $2,561.62
5891680 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,171.95
5891686 XXXXXXXX XX 00000 HCO 8.375 7.000 $1,140.11
5891719 XXXXXXXX XX 00000 SFD 8.250 7.000 $2,677.14
5891748 XXXXXXX XX 00000 SFD 8.125 7.000 $4,714.86
5891785 XXXXXXXX XX 00000 SFD 8.250 7.000 $2,644.46
5891800 XXXXXX XX 00000 SFD 8.250 7.000 $2,704.56
5891809 TOWN OF XXXXXXXXXXX XX 00000 SFD 8.125 7.000 $3,558.05
5891810 XXXXXXXX XX 00000 SFD 8.375 7.000 $2,508.24
5891821 XXXXXXXXXX XXXXXXXX XX 00000 SFD 8.250 7.000 $2,366.49
5891828 XXXXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,685.78
5891839 XXXXXXX XXXXXXX XX 00000 SFD 8.000 7.000 $2,534.42
5891854 XXXXXXX XX 00000 SFD 7.875 7.000 $2,610.25
5892249 XXXXX XXXXXX XX 00000 SFD 7.875 7.000 $2,001.20
5892271 XXXXXXXXXX XX 00000 SFD 8.125 7.000 $3,261.05
5892275 XXXXX XXXXX XX 00000 SFD 8.000 7.000 $2,929.19
5892284 CHEVY CHASE MD 20815 HCO 8.250 7.000 $2,841.84
5892289 XXXXX XXXXX XX 00000 LCO 7.875 7.000 $3,262.82
5892312 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,599.39
5892318 XXXXX XXXXX XX 00000 SFD 7.875 7.000 $3,987.89
5892386 XXXXXXXX XX 00000 SFD 7.625 7.000 $2,748.76
5892394 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,320.23
5892414 XXXXXXXXXX XX 00000 SFD 8.125 7.000 $2,197.05
5892425 XXXXXXXXXX XX 00000 LCO 8.250 7.000 $2,343.96
5892429 XXXXXXXX XX 00000 SFD 7.750 7.000 $2,577.60
5892438 XXXXXXXX XX 00000 SFD 8.250 7.000 $3,005.07
5892439 XXXXXXXXX XX 00000 SFD 8.000 7.000 $3,844.93
5892444 XXXXXXXXXXXX XX 00000 SFD 8.125 7.000 $2,910.59
5892457 XXXXXXX XX 00000 SFD 8.500 7.000 $4,997.94
5892459 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,641.56
5892461 XXXXXX XXXX XX 00000 SFD 8.375 7.000 $2,850.28
5892467 XXXXXXXXX XX 00000 SFD 8.375 7.000 $3,009.89
5892470 XXXXXXX XX 00000 SFD 7.875 7.000 $2,615.07
5892485 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,462.34
5892495 XXXXXX XX 00000 SFD 7.875 7.000 $3,205.54
5892500 TRACYS XXXXXXX XX 00000 SFD 8.250 7.000 $2,103.25
5892510 XXXXX XXXXXX XX 00000 SFD 8.000 7.000 $2,054.55
5892520 XXXXXXXXXX XX 00000 SFD 7.750 7.000 $1,996.65
5892527 XXXXX XXXXXX XX 00000 SFD 7.875 7.000 $2,498.36
5892544 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,856.07
5893212 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,969.99
5893231 XXXXXX XX 00000 SFD 8.250 7.000 $4,790.08
5893249 XXXXXX XX 00000 SFD 8.625 7.000 $2,263.37
5893252 XXX XXXXXXX XX 00000 SFD 8.250 7.000 $2,786.07
5893255 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,618.92
5893275 XXX XXXXX XX 00000 SFD 8.250 7.000 $4,596.62
5893393 XXXXXXXXXXXX XX 00000 PUD 8.125 7.000 $3,712.49
5893404 XXXXX XX 00000 SFD 8.875 7.000 $ 866.86
5893413 XXXXXXXXXX XX 00000 LCO 8.125 7.000 $2,851.19
5893423 XXXXXXXXX XX 00000 PUD 8.125 7.000 $3,901.46
5893432 XXXXX XXXX XX 00000 PUD 7.875 7.000 $2,494.24
5894198 XXXXXXXXXX XX 00000 LCO 8.875 7.000 $3,978.23
5894206 XXXX XXXXX XX 00000 SFD 8.250 7.000 $2,429.60
5894210 XXX XXXX XX 00000 SFD 8.125 7.000 $2,738.33
5894227 XXXXXX XXXX XX 00000 SFD 8.125 7.000 $4,083.74
5894251 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,420.17
5895088 XXXXXXXX XXXXX XX 00000 SFD 7.625 7.000 $3,047.06
5895803 XXXXX XXXX XX 00000 SFD 8.375 7.000 $3,393.72
5895809 XX XXXXXX XX 00000 SFD 8.500 7.000 $3,075.65
5895814 XXX XXX XX 00000 SFD 8.125 7.000 $ 816.75
5895844 XXXXXXX XX 00000 SFD 8.500 7.000 $1,250.25
5895910 XXXXXXXXX XX 00000 SFD 8.250 7.000 $2,670.75
5895929 XXXXX XX 00000 SFD 7.750 7.000 $2,504.58
5895937 XXXXXXXXXX XX 00000 SFD 7.750 7.000 $2,328.34
5895943 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $5,693.85
5895945 XXXXX XX 00000 SFD 8.250 7.000 $2,163.65
5895953 XXXXXXXX XX 00000 SFD 8.250 7.000 $4,297.24
5895996 XXXXXXX-XXXXX XX 00000 SFD 8.375 7.000 $2,607.81
5896001 XXXXXXX XX 00000 SFD 8.250 7.000 $3,515.93
5896003 XXXXXX XX 00000 SFD 7.875 7.000 $2,719.01
5896006 XXX XXXXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,211.47
5896014 XXXXXX XX 00000 SFD 7.500 7.000 $3,807.22
5896026 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,981.29
5896029 XXXXXXXX XX 00000 SFD 8.375 7.000 $2,280.22
5896043 XXXXXXXXXXX XX 00000 SFD 8.500 7.000 $1,347.14
5896046 XXXXXXX XX 00000 SFD 7.875 7.000 $2,262.22
5896049 XXXXXXXXX XX 00000 SFD 8.375 7.000 $2,888.28
5896051 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,201.29
5896076 XXXXXXXX XX 00000 SFD 8.500 7.000 $3,844.57
5896081 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,674.51
5896087 XXXXXXX XX 00000 SFD 8.000 7.000 $2,699.89
5896093 XXXXXX XXXXX XX 00000 SFD 8.375 7.000 $3,654.43
5896098 XXXXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,847.01
5896099 XXXXX XX 00000 SFD 7.750 7.000 $2,797.59
5896109 XXXXXX XX 00000 SFD 8.375 7.000 $ 858.12
5896111 XX XXXXXX XXXXX XX 00000 SFD 8.250 7.000 $2,554.31
5896119 XXXXX XXXXX XX 00000 SFD 8.000 7.000 $2,078.69
5896129 XXXXXXXXXXX XX 00000 SFD 8.375 7.000 $2,550.81
5896130 XXXXXXXXXXXX XX 00000 PUD 8.750 7.000 $ 393.35
5896136 XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,897.97
5896143 XXXXXX XX 00000 SFD 8.125 7.000 $3,044.24
5896310 XXXXX XXXXX XX 00000 SFD 8.625 7.000 $4,841.75
5896315 XXXXXXXXXX XX 00000 SFD 8.125 7.000 $4,306.48
5896321 XXX XXXX XX 00000 SFD 8.625 7.000 $2,644.49
5896346 XXXXXXXXXXXX XX 00000 SFD 8.125 7.000 $2,665.57
5896373 XXXXX XXXXX XX 00000 SFD 8.250 7.000 $2,679.77
5896421 XXXXXX XXXX XX 00000 SFD 8.125 7.000 $2,508.90
5896434 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,332.55
5896453 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,364.25
5896470 XXXXXX XX 00000 SFD 8.250 7.000 $3,944.15
5896477 XX XXXXX XX 00000 SFD 8.375 7.000 $2,432.24
5896494 XXXXXX XX 00000 SFD 7.750 7.000 $2,292.45
5896497 XXXXXXX XX 00000 SFD 8.250 7.000 $2,253.80
5896500 XXXXXX XXXXX XX 00000 SFD 9.250 7.000 $1,735.85
5896507 XXXXXXXX XX 00000 SFD 7.750 7.000 $2,121.30
5896525 XXXXX XX 00000 SFD 7.875 7.000 $1,694.12
5896548 XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,304.71
5896551 FT XXXXXX XX 00000 SFD 7.750 7.000 $2,493.11
5896577 XXXXXXXXX XX 00000 SFD 8.250 7.000 $3,005.07
5896585 XXXXXX XX 00000 SFD 8.250 7.000 $4,131.97
5896595 XXXXXXX XX 00000 SFD 8.250 7.000 $2,818.76
5896601 XXXXXXX XX 00000 SFD 8.250 7.000 $2,479.18
5896609 XXXXXXXXXX XX 00000 SFD 8.125 7.000 $2,498.50
5896618 XXXXXXXX XX 00000 SFD 8.250 7.000 $2,629.44
5896632 XXXXXX XXXXXX XX 00000 SFD 8.250 7.000 $2,121.96
5896658 XXXXXXXXXXXX XX 00000 MF2 8.375 7.000 $2,645.05
5896663 XXXXXX XX 00000 SFD 7.750 7.000 $3,049.05
5896676 XXXXXXXX XX 00000 SFD 8.250 7.000 $2,253.80
5896726 XXXXXXX XX 00000 SFD 8.750 7.000 $2,204.73
5896749 XXXXXX XX 00000 SFD 8.250 7.000 $2,410.06
5896776 XXXXXX XX 00000 SFD 8.375 7.000 $ 846.78
5896789 XXXXXX XX 00000 SFD 7.750 7.000 $2,094.79
5897913 XXXXXXX XX 00000 PUD 8.000 7.000 $2,392.07
5897918 XXXXXX XX 00000 SFD 8.250 7.000 $3,606.08
5897927 XXXX XXXX XX 00000 SFD 7.875 7.000 $2,777.02
5897933 XXX XXXXX XX 00000 LCO 8.125 7.000 $ 575.44
5897936 XXXXXXXX XX 00000 SFD 8.250 7.000 $3,606.08
5897942 XXX XXXX XX 00000 SFD 8.250 7.000 $1,995.36
5898000 XXXXX XXXXX XX 00000 SFD 8.250 7.000 $2,727.10
5898008 XX XXXXXX XXXXX XX 00000 SFD 8.250 7.000 $2,133.60
5898038 XXXXXXXXX XX 00000 SFD 8.250 7.000 $2,404.05
5898073 XXXXXX XX 00000 SFD 8.500 7.000 $3,171.77
5898093 XXX XXXXXXX XX 00000 SFD 8.500 7.000 $ 762.76
5898107 XXXXXXXXXX XX 00000 SFD 9.000 7.000 $2,816.18
5898128 XXXXX XXXXX XX 00000 SFD 8.250 7.000 $2,404.05
5898146 XXXXXXXX XX 00000 SFD 8.500 7.000 $2,543.18
5898162 XXXXXXXX XX 00000 SFD 8.625 7.000 $2,278.92
5898171 XXXXXXX XXXXXX XX 00000 SFD 8.375 7.000 $3,405.12
5898183 XXXXX XXXXX XX 00000 LCO 8.750 7.000 $ 672.79
5898191 XXX XXXXX XX 00000 PUD 8.250 7.000 $2,253.80
5898229 XXXXXX XX 00000 SFD 7.875 7.000 $2,508.02
5898247 XXXXXX XXXXXX XX 00000 SFD 8.250 7.000 $4,169.53
5898257 XXXXXXXXX XX 00000 SFD 8.250 7.000 $2,430.35
5898265 XXXXXX XX 00000 SFD 7.750 7.000 $2,149.24
5898280 XXXXXXX XX 00000 SFD 8.250 7.000 $3,380.70
5898284 XXXXXXX XXXX XX 00000 SFD 7.875 7.000 $4,314.16
5898323 XXX XXXXXXX XX 00000 MF2 8.000 7.000 $2,342.18
5898359 XXXXXXXX XX 00000 SFD 8.000 7.000 $ 742.57
5898368 XXXXXXX XX 00000 SFD 8.250 7.000 $2,307.89
5898379 XXXXXXXX XXXXX XX 00000 PUD 8.000 7.000 $ 551.79
5898415 HALF XXXX XXX XX 00000 SFD 8.375 7.000 $3,382.32
5898427 XXX XXXXX XX 00000 SFD 8.250 7.000 $3,362.67
5898433 INDIAN XXXXX XX 00000 PUD 8.250 7.000 $2,554.31
5898439 XXXXXX XX 00000 SFD 7.875 7.000 $3,596.34
5898453 XXXXXXXX XX 00000 SFD 7.750 7.000 $1,690.73
5898498 XXXXXX XX 00000 SFD 8.000 7.000 $2,212.31
5898662 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,907.41
5898668 XXXXXXX XX 00000 SFD 7.375 7.000 $2,296.47
5898683 XXXXXXX XX 00000 SFD 8.000 7.000 $2,136.73
5898762 XXXX XXXXX XX 00000 SFD 7.875 7.000 $2,668.26
5899212 XXXXX XXXX XX 00000 SFD 8.375 7.000 $2,310.62
5899228 XXXXXXX XX 00000 SFD 8.125 7.000 $2,343.33
5899254 XXXXXXXX XX 00000 SFD 8.750 7.000 $2,297.17
5899257 XXX XXXX XX 00000 SFD 8.750 7.000 $2,596.11
5899265 XXXXXXX XX 00000 SFD 8.500 7.000 $2,648.91
5899276 XXX XXXX XX 00000 SFD 8.375 7.000 $2,699.78
5899285 XXXXX XXXXX XX 00000 SFD 8.250 7.000 $2,373.25
5899296 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,610.25
5899299 XXXXXXXXX XX 00000 PUD 8.125 7.000 $3,563.99
5899306 XXXXXXX XX 00000 SFD 7.625 7.000 $2,406.50
5899320 XXXXXX XX 00000 SFD 8.000 7.000 $2,531.49
5899322 XXXXXX XXXXX XX 00000 SFD 8.125 7.000 $2,264.62
5899363 XXX XXXX XX 00000 SFD 8.500 7.000 $2,998.76
5899368 XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,375.99
5899382 XXXXXXXXX XX 00000 SFD 8.125 7.000 $3,638.24
5899384 XXXXXXX XX 00000 SFD 8.000 7.000 $2,441.23
5899395 THE XXX XXXXX XX 00000 SFD 8.625 7.000 $4,448.96
5899405 XXX XXXXX XX 00000 PUD 7.875 7.000 $2,662.45
5899417 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,762.09
5899418 XXXXXXX XX 00000 SFD 8.000 7.000 $3,155.19
5899427 XXXXXX XX 00000 SFD 8.000 7.000 $2,001.71
5899440 XXXXXX XX 00000 SFD 8.125 7.000 $4,287.93
5899447 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,384.73
5899449 XXX XXXXX XX 00000 SFD 8.000 7.000 $2,935.06
5899457 XXXXXXX XX 00000 SFD 8.000 7.000 $3,756.88
5899460 XXXX XXXXX XX 00000 SFD 8.125 7.000 $2,601.71
5899461 XXXXXX XX 00000 SFD 7.875 7.000 $2,160.71
5899465 XXXXXXX XX 00000 PUD 8.000 7.000 $2,201.30
5899470 XXX XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,142.59
5899474 XXXXXXX XX 00000 SFD 7.750 7.000 $2,915.80
5899481 XXXXXXX XX 00000 SFD 8.375 7.000 $2,194.71
5899490 XXXXXXXXXXXX XX 00000 SFD 8.750 7.000 $3,310.44
5899493 XXXXXXX XX 00000 SFD 8.375 7.000 $3,192.30
5899508 XXXXXXXXXXX XX 00000 SFD 7.375 7.000 $2,569.32
5899521 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,732.39
5899529 XXXXXXXX XX 00000 HCO 8.500 7.000 $3,149.47
5899540 XXX XXXX XX 00000 SFD 8.250 7.000 $3,651.16
5899555 XXX XXXXX XX 00000 SFD 7.875 7.000 $2,450.73
5899558 XXX XXXX XX 00000 SFD 8.000 7.000 $2,648.89
5899560 XXXXXXXX XX 00000 LCO 8.000 7.000 $ 939.22
5899566 XXX XXXX XX 00000 SFD 8.375 7.000 $2,371.43
5899569 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,512.04
5899580 XXXXXX XX 00000 SFD 8.500 7.000 $1,630.10
5899724 XXXXXXX XX 00000 PUD 8.625 7.000 $3,515.61
5899730 XXX XXXXXXXXX XX 00000 MF2 8.250 7.000 $2,178.67
5899741 XXXXXXXX XX 00000 SFD 8.250 7.000 $1,562.63
5899747 XXXXXXX XX 00000 SFD 8.000 7.000 $ 697.08
5899761 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,311.36
5899770 XXX XXXXXXXXX XX 00000 SFD 8.500 7.000 $1,991.49
5899771 XXXXXXX XX 00000 SFD 8.125 7.000 $3,171.95
5899774 XXXXXXXXX XXXXXXX XX 00000 SFD 8.625 7.000 $1,497.25
5899784 XXX XXXXXXXXX XX 00000 SFD 7.750 7.000 $2,151.39
5899821 XXXXXXX XX 00000 MF2 8.250 7.000 $3,005.07
5899849 XXXXXXXXX XX 00000 SFD 8.000 7.000 $3,632.14
5899871 XXXXXX XX 00000 SFD 7.875 7.000 $2,494.24
5899872 XXXXXXX XX 00000 SFD 8.000 7.000 $2,824.99
5899879 XXXXXX XX 00000 SFD 8.750 7.000 $4,956.21
5899889 XXXXX XXXXXXXXXX XX 00000 SFD 8.375 7.000 $1,447.18
5899892 XXXX XXXXX XX 00000 SFD 8.500 7.000 $2,583.55
5899902 XXXXX XX 00000 SFD 8.500 7.000 $2,092.99
5899904 XXX XXXX XX 00000 SFD 7.875 7.000 $2,900.28
5899913 XXXXXXXX XX 00000 SFD 7.750 7.000 $2,794.01
5899925 XXXXXX XX 00000 SFD 8.125 7.000 $2,633.64
5899926 XXXXXXXXXX XX 00000 PUD 8.375 7.000 $2,011.16
5899930 XXXXXXXXXXXX XX 00000 SFD 8.375 7.000 $4,940.09
5899934 XXX XXXXX XX 00000 LCO 7.875 7.000 $2,175.21
5899954 XXXXXXXX XX 00000 SFD 8.250 7.000 $4,116.94
5899960 XXXXX XXXXX XX 00000 SFD 7.750 7.000 $2,578.73
5899973 XXXXXXXXX XX 00000 SFD 8.375 7.000 $2,493.04
5899989 SOUTH XXX XXXXXXXXX XX 00000 LCO 8.375 7.000 $2,243.73
5899991 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,429.09
5899994 XXXXXXX XX 00000 SFD 8.000 7.000 $3,485.38
5900002 XXXXXXXXXX XX 00000 SFD 8.750 7.000 $2,278.28
5900004 WASHINGTON XXXXX XX 00000 SFD 8.375 7.000 $4,560.44
5900014 XXXXXXXXXXXX XX 00000 SFD 8.125 7.000 $1,273.38
5900030 XXXXXX XXXXX XX 00000 SFD 8.375 7.000 $3,700.42
5900031 XXXX XXXX XX 00000 SFD 8.250 7.000 $2,328.93
5900041 XXXXXXXX XX 00000 SFD 8.250 7.000 $2,404.05
5900072 XXXXXXXX XX 00000 SFD 8.500 7.000 $2,451.30
5900082 XXXXX XXXX XX 00000 SFD 8.250 7.000 $2,096.04
5900097 XXXXXX XX 00000 SFD 8.250 7.000 $4,447.50
5900106 XXXXXXX XX 00000 SFD 7.875 7.000 $2,268.59
5900118 XXXXXXX XX 00000 SFD 7.875 7.000 $1,160.12
5900129 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,465.45
5900143 XXXXXXXXXXXX XX 00000 SFD 8.125 7.000 $4,818.81
5900153 XXXXXX XX 00000 SFD 8.125 7.000 $3,619.68
5900167 XXXXXX XX 00000 SFD 8.125 7.000 $2,218.22
5900197 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $3,045.29
5900218 XXXXXXXX XX 00000 SFD 7.750 7.000 $2,865.65
5900241 XXXXX XXXXXXX XX 00000 SFD 7.750 7.000 $2,056.11
5900248 XXXXXXXXXX XX 00000 SFD 8.125 7.000 $2,041.87
5900333 XXXXXX XX 00000 PUD 8.125 7.000 $2,203.74
5900353 XXXXXX XX 00000 SFD 7.875 7.000 $2,320.23
5900370 XXXXXXX XX 00000 SFD 7.875 7.000 $3,045.30
5900420 XXX XXXXXXX XX 00000 SFD 7.875 7.000 $2,557.68
5900442 XXXXXXX XX 00000 LCO 9.000 7.000 $2,281.11
5900595 XXXXXXX XX 00000 SFD 7.875 7.000 $2,436.23
5900613 XXXXXXXX XXXXX XX 00000 SFD 8.250 7.000 $2,253.80
5900638 XXXXXXXX XXXXXX XX 00000 SFD 7.875 7.000 $3,516.59
5900647 XXXXXXXXX XXXXX XX 00000 SFD 8.625 7.000 $2,504.48
5900658 XXXXXXX XX 00000 SFD 8.500 7.000 $3,229.44
5900659 XXXXXXX XX 00000 SFD 8.000 7.000 $2,847.01
5900786 XXXXXX XX 00000 SFD 8.250 7.000 $2,351.46
5900793 XXX XX 00000 SFD 7.875 7.000 $3,806.61
5900812 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,151.01
5900822 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,283.97
5900838 XXXXX XXXXXX XX 00000 SFD 8.000 7.000 $2,927.72
5900860 XXXXXXX XX 00000 LCO 8.750 7.000 $3,030.38
5900864 XXXXXXXX XX 00000 SFD 8.250 7.000 $1,209.54
5900872 XXXXXXX XX 00000 SFD 8.375 7.000 $2,939.20
5900876 XXX XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,318.70
5900879 XXXXXXXXXXXX XX 00000 SFD 8.125 7.000 $4,751.98
5900882 XXXX XXXXXXX XX 00000 SFD 8.250 7.000 $3,508.42
5900888 XXX XXXXX XX 00000 SFD 8.000 7.000 $2,898.37
5900898 XXXXXXXX XX 00000 SFD 8.375 7.000 $1,878.90
5900904 NEW XXXXX XX 00000 SFD 8.125 7.000 $2,598.74
5900905 XXXXXXXX XXXX XX 00000 SFD 8.000 7.000 $2,304.02
5900907 XXXX XX 00000 SFD 8.250 7.000 $2,488.20
5900915 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $3,492.72
5900933 XXXXXXXXXX XX 00000 PUD 8.500 7.000 $2,863.92
5900952 XXXXXXX XXXXX XX 00000 SFD 7.875 7.000 $2,243.37
5900972 XXXXXXX XX 00000 SFD 8.500 7.000 $1,064.18
5901008 XXXXXX XX 00000 SFD 7.875 7.000 $2,175.21
5901031 XXX XXXXX XX 00000 SFD 8.250 7.000 $3,042.63
5901036 XXXXXXX XX 00000 SFD 8.125 7.000 $2,632.15
5901045 XXXXXXXXX XX 00000 SFD 7.750 7.000 $2,292.52
5901056 XXXXXXX XX 00000 SFD 7.500 7.000 $1,083.78
0000000 XXX XXXXX XX 00000 SFD 8.000 7.000 $4,035.71
5901064 XXXXXX XX 00000 SFD 8.500 7.000 $3,169.46
5901067 INDIAN XXXXX XX 00000 SFD 8.250 7.000 $2,171.16
5901074 PANCHO XXXXXXX XX 00000 SFD 8.125 7.000 $3,304.11
5901077 XXXX XXXX XX 00000 SFD 8.000 7.000 $1,907.79
5901088 XXXXXXX XXXX XX 00000 SFD 8.375 7.000 $3,800.36
5901089 XXXXXXXX XX 00000 PUD 8.250 7.000 $3,185.38
5901098 XX XXXXX XX 00000 SFD 7.875 7.000 $2,066.45
5901103 XXXXXXXXXX XXXXX XX 00000 SFD 7.750 7.000 $2,399.98
5901112 XXXXX XXXX XX 00000 SFD 8.250 7.000 $2,394.66
5901114 XXXXXXXX XX 00000 SFD 8.750 7.000 $ 629.36
5901123 XXXX XX 00000 SFD 8.125 7.000 $2,465.09
5901127 XXXXXX XX 00000 SFD 8.125 7.000 $2,272.04
5901128 XXXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,614.41
5901140 XXXXXXXX XX 00000 SFD 8.250 7.000 $3,005.07
5901143 XXXXXXX XXXXXX XX 00000 SFD 8.125 7.000 $1,314.22
5901154 XXXXXXX XX 00000 SFD 8.500 7.000 $2,848.06
5901156 SOUTH XXX XXXXXXXXX XX 00000 SFD 8.250 7.000 $2,512.24
5901163 XXXXX XXXX XX 00000 SFD 8.750 7.000 $2,243.67
5901166 XXX XXXX XX 00000 SFD 8.250 7.000 $2,223.75
5901173 XXX XXXXX XX 00000 SFD 8.375 7.000 $2,922.48
5901185 XXXXX XX 00000 SFD 7.750 7.000 $2,086.19
5901188 XXXXXX XXXXX XXXXXXXXX XX 00000 SFD 8.500 7.000 $2,275.98
5901216 XXXXX XXXXX XX 00000 SFD 8.000 7.000 $4,705.27
5901228 XXX XXXXXXX XX 00000 SFD 7.875 7.000 $1,544.40
5901243 XXX XXXX XX 00000 SFD 8.250 7.000 $2,957.36
5901249 XXXXXXX XX 00000 SFD 8.125 7.000 $2,168.09
5901265 XXXXX XXXXXXXXX XX 00000 SFD 8.250 7.000 $2,163.65
5901279 XXXXXXXX XXXX XX 00000 PUD 7.875 7.000 $2,668.26
5901288 XXXXXXX XXXXXXX XX 00000 SFD 8.500 7.000 $2,614.31
5901320 SOUTH XXX XXXXXXXXX XX 00000 SFD 8.500 7.000 $3,342.47
5901344 XXXXXXXXX XX 00000 SFD 8.625 7.000 $3,888.95
5901368 XXXXXX XXXXXX XX 00000 SFD 8.250 7.000 $2,416.07
5901387 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,227.49
5901400 XXXXXXX XX 00000 SFD 8.250 7.000 $2,291.36
5901402 XXXXXXXXX XX 00000 SFD 8.000 7.000 $3,301.94
5901412 XXXXXXX XX 00000 SFD 8.375 7.000 $4,172.80
5901424 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,935.06
5901430 XXXXXX XXXX XX 00000 SFD 8.000 7.000 $4,696.09
5901535 XXXXX XXXXXX XX 00000 SFD 7.875 7.000 $3,770.36
5901545 XXXXX XXXXXX XX 00000 SFD 7.875 7.000 $2,574.00
5901567 FISHERS IN 46038 SFD 7.875 7.000 $2,337.63
5901586 XXX XXXX XX 00000 SFD 8.000 7.000 $3,026.78
5901599 XXXXXX XX 00000 SFD 7.875 7.000 $3,497.74
5901603 XXX XXXXX XX 00000 SFD 8.375 7.000 $2,523.44
5901616 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,737.87
5901622 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,057.11
5901632 XXXXX XXXXX XX 00000 SFD 8.625 7.000 $5,040.08
5901636 XXXXXX XX 00000 SFD 7.875 7.000 $2,675.51
5901640 XXXXXXXXXXX XX 00000 SFD 8.125 7.000 $2,880.89
5901650 XXXXXX XX 00000 SFD 7.750 7.000 $2,837.00
5901657 XXXXXXXXXXXX XX 00000 SFD 8.000 7.000 $2,330.44
5901663 XXXXXXXX XX 00000 SFD 8.250 7.000 $3,245.48
5901669 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,523.25
5901680 XXXXXXX XX 00000 SFD 7.625 7.000 $2,088.00
5902394 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,672.99
5902411 XXXXXXXXX XXXXX XX 00000 SFD 8.125 7.000 $3,266.99
5902425 XXXXXXX XX 00000 LCO 8.375 7.000 $1,054.61
5902452 XXXXXX XX 00000 SFD 8.125 7.000 $2,376.00
5902468 XXXXXX XX 00000 SFD 8.000 7.000 $2,337.05
5902488 XXXXXXX XX 00000 SFD 8.375 7.000 $2,470.24
5902511 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,704.57
5902528 XXXXXX XXXXX XX 00000 SFD 8.250 7.000 $3,544.48
5902537 XXXXXXXX XX 00000 SFD 8.375 7.000 $4,562.71
5902563 XXXXXXXXX XX 00000 SFD 8.500 7.000 $2,401.32
5902575 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,193.70
5902598 XXXXXX XX 00000 SFD 8.500 7.000 $2,921.88
5902612 XXXXX XX XX 00000 SFD 8.125 7.000 $1,559.25
5902635 XX XXXXXX XX 00000 SFD 8.875 7.000 $ 684.26
5902652 XXXXXX XX 00000 SFD 8.125 7.000 $2,984.84
5902768 XXXXX XX 00000 SFD 8.375 7.000 $2,675.46
5903168 XXXXXXX XX 00000 SFD 8.125 7.000 $3,062.80
5903188 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,102.70
5903189 XXXXXXX XX 00000 SFD 8.125 7.000 $3,014.54
5903196 XXXXXXX XX 00000 SFD 8.000 7.000 $3,199.21
5903204 XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,227.49
5903206 XXX XXXXX XX 00000 SFD 8.250 7.000 $3,606.08
5903212 XXXXXX XXXXX XX 00000 SFD 8.125 7.000 $2,554.19
5903222 XXXXXXXX XX 00000 SFD 7.750 7.000 $4,384.44
5903226 XXX XXXXXXX XX 00000 SFD 7.875 7.000 $2,876.71
5903232 XXXXXXXX XXXXXXX XX 00000 SFD 8.125 7.000 $2,034.44
5903248 XXX XXXXX XX 00000 SFD 8.125 7.000 $3,044.24
5903263 XXXXXXXXXX XXXXX XX 00000 SFD 8.125 7.000 $2,375.99
5903264 XXXXXXX XX 00000 SFD 8.000 7.000 $2,180.75
5903281 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,465.24
5903292 XXXXXXXXXX XXXXX XX 00000 SFD 7.875 7.000 $4,350.42
5903295 XXXXXXXX XXXX XX 00000 SFD 7.875 7.000 $2,900.28
5903296 XXXXXXX XX 00000 SFD 7.750 7.000 $2,292.52
5903305 XXXXX XX 00000 PUD 8.125 7.000 $3,229.86
5903309 XXXXX XXXX XX 00000 SFD 7.500 7.000 $2,237.49
5903315 XXXXXXXXXX XX 00000 SFD 8.250 7.000 $2,163.65
5903325 COLD XXXXXX XXXXXX XX 00000 SFD 8.125 7.000 $3,870.27
5903328 XXXXXXXXX XX 00000 PUD 7.625 7.000 $2,219.64
5903335 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,175.21
5903340 XXXXXX XXXX XX 00000 PUD 8.000 7.000 $3,118.50
5903344 XXXXXXX XX 00000 SFD 8.250 7.000 $2,216.24
5903348 XXXXXX XXXXX XX 00000 SFD 8.250 7.000 $2,682.02
5903365 XXXXXXXXXX XXXXX XX 00000 SFD 8.125 7.000 $2,820.00
5903383 XXXXXXXX XX 00000 SFD 7.875 7.000 $3,527.46
5903390 XXXXXX XXXXX XX 00000 SFD 8.250 7.000 $3,606.08
5903394 XXXXXXXX XX 00000 MF2 8.250 7.000 $3,606.08
5903435 XXX XXXX XX 00000 SFD 8.750 7.000 $4,200.98
5903457 XXX XXXXX XX 00000 LCO 8.125 7.000 $2,231.58
5903553 XXX XXXX XX 00000 SFD 8.250 7.000 $2,349.96
5903559 XXXX XXXXXX XX 00000 SFD 8.625 7.000 $2,177.81
5903570 XXXXX XXXX XX 00000 PUD 8.375 7.000 $ 991.13
5903605 XXXXXXX XX 00000 SFD 8.625 7.000 $2,644.48
5903610 XXXXXXX XX 00000 SFD 8.000 7.000 $2,142.59
5903621 XXXXXXX XX 00000 SFD 8.250 7.000 $2,211.73
5903663 XXXXXXXXXX XXXX XX 00000 SFD 7.750 7.000 $2,407.15
5903671 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,348.05
5903704 XXXXXXXX XX 00000 SFD 8.250 7.000 $2,381.52
5903714 XXXX XX 00000 SFD 7.500 7.000 $2,097.65
5903722 MOUNTAIN XXXXX XXXX XX 00000 SFD 8.375 7.000 $3,769.96
5903724 XXXXXXXX XX 00000 SFD 7.625 7.000 $4,600.66
5903738 XXXXXXXX XX 00000 PUD 7.875 7.000 $2,583.06
5903746 XXXXXXXX XX 00000 SFD 7.750 7.000 $2,794.01
5903754 XXXXXXX XX 00000 SFD 8.500 7.000 $1,045.72
5903757 XXXXXXXXX XX 00000 SFD 7.625 7.000 $2,165.85
5903761 XXXXXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,426.81
5903762 XXXXX XX 00000 SFD 7.750 7.000 $2,292.52
5903772 XXXXXX XX 00000 SFD 9.000 7.000 $2,735.72
5903779 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,537.75
5903781 XXXXX XX 00000 PUD 7.875 7.000 $2,314.42
5903784 XXXXXXX XX 00000 SFD 7.750 7.000 $3,986.69
5903789 XXXXX XXXXX XX 00000 PUD 8.250 7.000 $2,539.29
5903794 XXXXXX XX 00000 SFD 7.500 7.000 $2,622.06
5903807 XXXXXXX XX 00000 SFD 7.375 7.000 $2,684.66
5903815 XXXXXXXX XX 00000 SFD 7.625 7.000 $2,052.60
5903817 XXXXXXXXX XX 00000 PUD 7.875 7.000 $2,312.97
5903830 GREEN XXXXX XX 00000 SFD 8.000 7.000 $3,228.56
5903840 XXXXXXXX XX XXXXXXX XX 00000 SFD 8.125 7.000 $3,118.49
5903852 XXXXXXXX XX 00000 PUD 7.875 7.000 $4,567.94
5903854 XXXXXXXXXX XX 00000 SFD 7.875 7.000 $3,987.88
5903865 XXXXXX XX 00000 SFD 8.125 7.000 $2,071.57
5903871 XXXXXX XXXXX XX 00000 PUD 7.750 7.000 $4,656.68
5903872 XXXXXXXX XX 00000 SFD 7.625 7.000 $2,632.99
5903874 XXXXX XXXXXXX XX 00000 SFD 8.625 7.000 $2,162.26
5903880 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,274.67
5903882 XXXXXXX XX 00000 PUD 8.375 7.000 $3,800.36
5903887 XXXXXXXXX XXXXXXX XX 00000 PUD 7.750 7.000 $4,656.68
5903888 XXXXXX XXXX XX 00000 SFD 8.500 7.000 $3,690.78
5903912 XXXXXXXXXX XXXXX XX 00000 SFD 8.750 7.000 $2,163.43
5903917 XXXX XXXXX XXXX XX 00000 SFD 7.750 7.000 $2,758.19
5903936 XXXXXXXX XX 00000 SFD 8.500 7.000 $4,036.80
5903949 XXXXXX XX 00000 PUD 7.875 7.000 $2,378.23
5903981 XXXXX XXXXX XX 00000 SFD 8.250 7.000 $2,497.96
5904052 XXXXXXXXX XX 00000 SFD 8.250 7.000 $2,362.36
5904060 XXXXXX XXXX XX 00000 SFD 7.625 7.000 $3,039.27
5904070 XXX XXXXXXXXX XX 00000 SFD 7.500 7.000 $3,216.39
5904076 XXXXXX XX 00000 SFD 7.875 7.000 $2,111.76
5904088 XXXXX XXXXX XX 00000 SFD 7.750 7.000 $3,473.17
5904096 XXXXXX XXXXX XX 00000 SFD 8.125 7.000 $2,398.64
5904102 XXXXXX XX 00000 SFD 8.125 7.000 $2,369.31
5904103 XXXXXXXXX XX 00000 SFD 7.750 7.000 $3,582.06
5904107 XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,280.95
5904116 XXXXXXXX XX 00000 SFD 8.250 7.000 $2,873.22
5904119 XXXXXXXXX XX 00000 LCO 8.500 7.000 $1,230.26
5904124 XXXXXXX XX 00000 SFD 8.000 7.000 $4,586.03
5904125 XXXXXX XX 00000 SFD 7.875 7.000 $2,993.09
5904141 XXXXXXXX XX 00000 MF2 8.250 7.000 $2,999.06
5904158 XXXXXXXXX XX 00000 LCO 8.250 7.000 $2,223.75
5904335 XXXXX XXXXXXX XX 00000 SFD 8.250 7.000 $2,342.45
5904340 XXXXXX XX 00000 SFD 7.500 7.000 $3,216.39
5904348 XXXXX XXXX XX 00000 SFD 7.875 7.000 $2,900.28
5904353 XXXXXXXXX XX 00000 SFD 8.625 7.000 $3,235.61
5904360 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,146.21
5904367 XXX XXXXX XX 00000 SFD 8.000 7.000 $4,769.47
5904375 XXXXXXX XX 00000 SFD 8.125 7.000 $2,696.01
5904378 XXXXXXXXX XX 00000 SFD 7.500 7.000 $3,146.47
5904383 XXXXXXXXXX XX 00000 SFD 9.000 7.000 $2,812.16
5904388 XXXXXXXX XX 00000 SFD 8.625 7.000 $5,055.63
5904394 CORTLANDT XXXXX XX 00000 SFD 8.125 7.000 $2,041.87
5904396 XXXX XXXXXXXX XX 00000 SFD 8.000 7.000 $2,201.29
5904409 XXX XXXX XX 00000 SFD 7.750 7.000 $2,751.02
5904411 XXX XXXXXXXXX XX 00000 SFD 8.125 7.000 $2,895.74
5904415 XXX XXXXXX XX 00000 SFD 7.875 7.000 $2,326.02
5904418 XXXXX XX 00000 SFD 8.250 7.000 $2,253.80
5904426 XXXXXX XX 00000 SFD 8.000 7.000 $3,551.42
5904437 XXXXXXX XX 00000 HCO 8.625 7.000 $4,044.51
5904447 XXX XXXX XX 00000 SFD 8.375 7.000 $3,078.29
5904466 XXX XXXX XX 00000 SFD 8.125 7.000 $2,435.39
5904473 CAROL XXXXXX XX 00000 LCO 8.500 7.000 $ 492.10
5904479 XXXXXXXXXXX XX 00000 SFD 7.875 7.000 $2,291.22
5904480 XXXXXX XX 00000 SFD 8.000 7.000 $2,688.51
5904486 XXXXXX XXXXXXX XX 00000 SFD 7.375 7.000 $1,053.28
5904498 XXXXXXXXXX XXXXX XX 00000 SFD 8.000 7.000 $3,732.66
5904505 XXXXXXXXXX XX 00000 SFD 8.000 7.000 $3,551.42
5904519 XXXXX XXXX XX 00000 SFD 7.875 7.000 $3,363.60
5904536 XXXXXXXXXX XX 00000 SFD 8.875 7.000 $2,382.96
5904547 XXXXXXX XX 00000 SFD 7.875 7.000 $3,045.29
5904555 XXX XXXX XX 00000 SFD 8.375 7.000 $3,040.29
5904562 XXX XXXX XX 00000 SFD 8.125 7.000 $3,819.41
5904571 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,286.89
5904590 XXXXXX XX 00000 SFD 7.625 7.000 $2,300.33
5904602 XXX XXXX XX 00000 SFD 8.125 7.000 $2,423.51
5904610 XXX XXXXX XX 00000 SFD 8.000 7.000 $2,042.80
5904616 XXXXXXXX XX 00000 SFD 8.125 7.000 $2,316.59
5904617 XXXX XXXXXX XX 00000 SFD 8.000 7.000 $2,193.22
5904632 XXXXXXX XX 00000 SFD 8.250 7.000 $1,900.70
5904642 XXX XXXXX XX 00000 SFD 7.750 7.000 $2,865.65
5904655 XXXXXXXX XX 00000 HCO 7.750 7.000 $2,507.44
5904682 XXXXX XXXXX XX 00000 SFD 8.250 7.000 $3,395.73
5904696 XXXXXXXX XX 00000 SFD 8.125 7.000 $3,266.99
5904700 XXX XXXXX XX 00000 SFD 8.000 7.000 $2,494.80
5904704 XXXXX XXXXXXX XXXX XX 00000 SFD 7.375 7.000 $2,866.30
5904709 XXX XXXXXXXXX XX 00000 LCO 7.750 7.000 $3,324.15
5904713 XXXXXXX XX 00000 SFD 7.125 6.858 $2,088.53
5904721 XXXXXX XX 00000 SFD 7.625 7.000 $3,119.95
5904735 XXXXXXXX XX 00000 SFD 7.875 7.000 $2,356.48
5904738 SOUTH XXX XXXXXXXXX XX 00000 SFD 7.750 7.000 $2,407.15
5904739 XXX XXXX XX 00000 SFD 8.125 7.000 $3,370.94
5904758 XXXXXXXXX XX 00000 SFD 8.500 7.000 $2,737.33
5904767 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,454.44
5904781 AGUA XXXXX XX 00000 SFD 7.875 7.000 $2,320.22
5904785 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,178.55
5904829 XXX XXXX XX 00000 SFD 7.875 7.000 $2,044.70
5904862 XXXXXXXXX XX 00000 SFD 8.000 7.000 $ 975.91
5904873 XXXXXXXXX XX 00000 SFD 8.000 7.000 $2,274.67
5904925 XXXXXXXX XX 00000 LCO 7.625 7.000 $2,165.85
5904937 XXXXXXXXX XX 00000 SFD 7.875 7.000 $3,183.05
0000000 XXXXX XXXXX XXXXX XX 00000 HCO 8.625 7.000 $2,644.49
5904948 XXXXXXXX XX 00000 SFD 8.500 7.000 $3,604.28
5904953 XXX XXXXXX XX 00000 SFD 7.750 7.000 $2,593.41
5904958 XXXXXXX XX 00000 SFD 8.500 7.000 $1,906.91
5904969 XXXXXXX XXXXX XX 00000 SFD 8.000 7.000 $3,434.02
5904972 XXX XXXXX XX 00000 SFD 8.500 7.000 $3,444.73
5904979 XXXXXX XX 00000 SFD 7.750 7.000 $2,065.42
5904988 XXX XXXXX XX 00000 SFD 7.750 7.000 $2,200.82
5904989 XXXXXXX XX 00000 SFD 8.000 7.000 $2,410.42
5904990 XXXXXXXX XX 00000 SFD 8.000 7.000 $2,612.20
5904999 XXX XXXX XX 00000 SFD 8.500 7.000 $3,921.46
5905001 XXX XXXX XX 00000 MF2 8.125 7.000 $2,227.49
5905008 XXX XXXX XX 00000 SFD 7.875 7.000 $2,506.93
5905009 XXXXXXXXX XX 00000 SFD 7.875 7.000 $2,873.09
5905015 XXXXXXXXX XX 00000 SFD 8.750 7.000 $3,697.49
5905016 XXXXXXXXX XX 00000 SFD 8.625 7.000 $2,800.04
5905019 XXXXXX XX 00000 SFD 8.250 7.000 $3,504.66
5905020 XXXXXX XX 00000 SFD 8.375 7.000 $ 380.04
5905023 XXX XXXX XX 00000 LCO 8.250 7.000 $1,393.60
5905030 XXX XXXXX XX 00000 PUD 8.625 7.000 $2,706.32
5905042 XXXXXXX XX 00000 SFD 8.000 7.000 $2,160.94
5905060 XXXXX XXXX XX 00000 SFD 7.875 7.000 $1,341.38
5905062 XXXXXXXXX XX 00000 SFD 7.750 7.000 $2,346.25
5905067 XXXXXX XXXXX XX 00000 SFD 7.875 7.000 $4,698.45
5905071 XXXXXXXXXXXX XX 00000 SFD 8.250 7.000 $3,756.34
5905073 XXXXXXX XX 00000 SFD 8.125 7.000 $2,311.02
5905076 NEWCASTLE CA 95658 SFD 8.375 7.000 $2,280.22
5905085 WALNUT CREEK CA 94596 SFD 7.875 7.000 $2,941.80
5905086 CLAYTON CA 94517 PUD 8.125 7.000 $2,257.19
5905087 PULLMAN WA 99163 SFD 8.375 7.000 $ 620.22
5905097 NORTHBROOK IL 60062 SFD 9.000 7.000 $4,142.20
5905098 OAKLAND CA 94618 SFD 7.875 7.000 $2,396.35
5905099 OAKLAND CA 94611 SFD 8.000 7.000 $3,008.44
5905101 NEWARK CA 94560 PUD 7.875 7.000 $2,702.33
5905109 LAKESIDE CA 92040 SFD 8.000 7.000 $2,964.41
5905110 LIVERMORE CA 94550 SFD 7.875 7.000 $2,091.10
5905113 BERKELEY CA 94702 SFD 7.875 7.000 $2,428.98
5905128 REDWOOD CITY CA 94065 SFD 8.000 7.000 $4,109.08
5905142 FAIRFAX VA 22032 SFD 7.875 7.000 $3,242.51
5905176 BERKELEY CA 94704 SFD 7.625 7.000 $3,538.97
5905179 MOUNTAIN VIEW CA 94043 LCO 8.125 7.000 $3,261.05
5905191 VALLEY CENTER CA 92082 SFD 8.250 7.000 $2,231.26
5905199 RICHARDSON TX 75082 SFD 8.000 7.000 $2,348.05
5905202 SAN DIEGO CA 92129 SFD 7.750 7.000 $2,176.46
5905210 PLEASANTON CA 94588 SFD 8.125 7.000 $2,672.99
5905214 LUBBOCK TX 79413 MF2 8.125 7.000 $ 535.34
5905261 STOCKTON CA 95209 MF2 8.250 7.000 $ 450.76
5905270 SAN BRUNO CA 94066 LCO 8.000 7.000 $1,394.15
5905276 LAKEWOOD WA 98499 SFD 8.500 7.000 $4,575.04
5905306 DUBLIN CA 94568 SFD 7.750 7.000 $3,352.45
5905309 MT HERMON CA 95041 SFD 8.125 7.000 $3,359.80
5905323 SAN FRANCISCO CA 94112 SFD 8.000 7.000 $2,289.35
5905331 LOUISVILLE KY 40241 SFD 7.375 7.000 $2,762.71
5905342 BARRINGTON IL 60010 SFD 8.250 7.000 $3,283.04
5905346 SAN DIEGO CA 92130 LCO 8.250 7.000 $2,374.00
5905369 SCOTTSDALE AZ 85259 LCO 8.000 7.000 $ 733.77
5905384 FAIRFAX VA 22030 SFD 7.875 7.000 $2,716.11
5905398 OVERLAND PARK KS 66223 SFD 7.875 7.000 $2,465.24
5905402 CARLSBAD CA 92008 SFD 8.000 7.000 $2,102.24
5905405 SOUTH LYON MI 48178 SFD 8.125 7.000 $2,375.25
5905414 LEAWOOD KS 66209 SFD 8.375 7.000 $2,470.24
5905417 MOUNTAIN VIEW CA 94040 SFD 7.875 7.000 $4,396.82
5905425 LEWISVILLE TX 75056 PUD 7.875 7.000 $2,291.22
5905429 UNION CITY CA 94587 SFD 8.750 7.000 $3,776.16
5905432 DENVER CO 80220 SFD 8.250 7.000 $2,558.07
5905439 FREMONT CA 94536 SFD 7.875 7.000 $2,204.21
5905448 SAN FRANCISCO CA 94121 SFD 8.000 7.000 $2,201.29
5905462 EL CAJON CA 92019 SFD 8.250 7.000 $3,756.33
5905468 SAN DIEGO CA 92130 PUD 8.125 7.000 $3,658.28
5905469 LOS GATOS CA 95030 SFD 8.000 7.000 $3,228.56
5905480 HAYWARD CA 94541 SFD 8.250 7.000 $2,231.26
5905488 SAN FRANCISCO CA 94110 SFD 8.000 7.000 $2,259.99
5905493 PHOENIX MD 21131 SFD 8.000 7.000 $2,201.29
5905499 SONORA CA 95370 SFD 7.875 7.000 $2,215.81
5905507 SAN FRANCISCO CA 94134 SFD 7.750 7.000 $2,686.55
5905715 OAK PARK IL 60302 SFD 8.250 7.000 $2,178.67
5905727 CERRITOS CA 90703 SFD 7.875 7.000 $3,533.63
5905747 REDMOND WA 98053 SFD 7.750 7.000 $2,449.41
5905760 CHICAGO IL 60639 SFD 8.750 7.000 $1,029.79
5905767 HOUSTON TX 77075 SFD 7.875 7.000 $ 664.16
5905768 DANVILLE CA 94526 PUD 7.875 7.000 $4,169.15
5905782 HOLLISTER CA 95023 SFD 8.500 7.000 $2,410.54
5905783 BILLERICA MA 01821 SFD 7.875 7.000 $2,465.24
5905798 SCHWENKSVILLE PA 19473 SFD 8.250 7.000 $3,380.70
5905809 OCEANSIDE CA 92056 LCO 8.000 7.000 $ 645.71
5905821 RIVERSIDE CA 92508 SFD 7.000 6.733 $2,767.33
5905831 SAMMAMISH WA 98075 SFD 7.875 7.000 $2,285.06
5905834 CROWNSVILLE MD 21032 SFD 7.875 7.000 $3,422.33
5905841 BERKELEY CA 94703 SFD 8.000 7.000 $2,348.05
5905846 FULLERTON CA 92835 SFD 7.750 7.000 $2,922.96
5905858 SUNNYVALE CA 94087 SFD 8.375 7.000 $3,800.36
5905859 SEATTLE WA 98103 SFD 7.750 7.000 $2,292.16
5905862 SAN JOSE CA 95112 SFD 8.000 7.000 $2,318.70
5905876 MONTARA CA 94037 SFD 8.375 7.000 $2,189.01
5905958 CHINO HILLS CA 91709 PUD 8.000 7.000 $2,194.75
5905971 VIENNA VA 22182 SFD 8.000 7.000 $4,769.47
5905989 OLNEY MD 20832 PUD 7.500 7.000 $2,433.27
5905998 SAN JOSE CA 95139 SFD 8.500 7.000 $2,593.16
5906003 TRACY CA 95376 SFD 7.875 7.000 $2,270.19
5906017 SILVER SPRING MD 20905 PUD 8.250 7.000 $3,395.73
5906054 SALT LAKE CITY UT 84103 HCO 7.750 7.000 $ 713.55
5906102 SPRINGFIELD VA 22153 SFD 7.750 7.000 $2,596.28
5906110 CHANDLER AZ 85224 LCO 8.125 7.000 $ 665.28
5906120 DANVILLE CA 94526 SFD 7.875 7.000 $3,371.57
5906152 CASTRO VALLEY CA 94546 SFD 8.250 7.000 $2,554.31
5906175 SAN DIEGO CA 92127 SFD 8.500 7.000 $3,844.57
5906329 LAKEWOOD WA 98498 SFD 7.875 7.000 $4,712.95
5906371 MARTINEZ CA 94553 SFD 7.875 7.000 $2,116.12
5906395 DUNKIRK MD 20754 SFD 8.000 7.000 $2,475.72
5906442 CHARLESTOWN MA 02129 SFD 8.250 7.000 $2,734.61
5906443 PEWAUKEE WI 53072 SFD 8.250 7.000 $2,836.79
5906457 CHATSWORTH CA 91311 SFD 8.750 7.000 $2,784.92
5906497 LIBERTYVILLE IL 60048 SFD 8.750 7.000 $4,704.47
5906515 SILER CITY NC 27344 SFD 7.375 7.000 $2,072.03
5906533 CASTLE ROCK CO 80104 SFD 8.125 7.000 $2,253.85
5906549 SAN JOSE CA 95124 SFD 8.250 7.000 $4,883.24
5906561 BUFFALO GROVE IL 60089 SFD 8.875 7.000 $2,705.19
5906574 YORKTOWN HEIGHTS NY 10598 SFD 8.625 7.000 $2,829.22
5906576 QUEENSTOWN MD 21658 SFD 8.250 7.000 $4,131.97
5906612 IRVINE CA 92606 SFD 7.625 7.000 $3,199.23
5906613 LEMONT IL 60439 SFD 8.750 7.000 $2,965.87
5906627 ALTO NM 88312 SFD 7.625 7.000 $3,114.30
5906628 SIMPSONVILLE SC 29681 SFD 7.750 7.000 $2,089.42
5906638 WAREHAM MA 02571 SFD 8.250 7.000 $4,883.24
5906646 SANDFORD FL 32771 SFD 7.750 7.000 $3,352.81
5906647 MANTOLOKING NJ 08738 SFD 8.250 7.000 $3,407.75
5906654 KANNAPOLIS NC 28081 SFD 7.750 7.000 $2,385.66
5906655 POWAY CA 92064 SFD 7.750 7.000 $2,399.99
5906667 CHARLOTTE NC 28211 SFD 7.750 7.000 $2,507.45
5906673 FARMINGTON HILLS MI 48331 LCO 8.250 7.000 $2,366.49
5906675 PARKLAND FL 33067 SFD 7.750 7.000 $2,395.68
5906678 HAUPPAUGE NY 11788 SFD 8.250 7.000 $2,567.83
5906690 COPPELL TX 75019 SFD 8.125 7.000 $2,702.69
5906692 DECATUR GA 30030 SFD 7.750 7.000 $2,794.01
5906704 WEST WINDSOR TWP NJ 08550 SFD 8.375 7.000 $3,876.37
5906707 SHADOW HILLS CA 91040 SFD 7.875 7.000 $2,537.75
5906710 LEMONT IL 60439 SFD 8.625 7.000 $4,254.51
5906721 ALPHARETTA GA 30022 SFD 7.875 7.000 $2,646.50
5906724 ST PETERSBURG FL 33702 SFD 7.750 7.000 $2,220.88
5906726 RIDGEFIELD CT 06877 SFD 8.125 7.000 $4,826.23
5906739 CORAL SPRINGS FL 33076 SFD 7.625 7.000 $4,246.76
5906741 VENICE CA 90291 SFD 8.125 7.000 $2,858.62
5906749 READING PA 19605 SFD 8.625 7.000 $2,882.49
5906754 ORLANDO FL 32809 PUD 7.875 7.000 $2,088.20
5906779 ISLAMORADA FL 33036 SFD 7.875 7.000 $3,538.34
5906782 INDIAN SHORES FL 33785 LCO 8.625 7.000 $2,955.60
5906783 VILLANOVA PA 19085 SFD 8.000 7.000 $4,564.02
5906792 CLARK NJ 07066 SFD 8.375 7.000 $2,496.84
5906822 NORWALK CT 06853 SFD 8.250 7.000 $3,989.23
5906832 MCLEAN VA 22101 SFD 8.500 7.000 $2,257.53
5906842 WESTON FL 33332 PUD 8.000 7.000 $4,402.59
5906848 SPARTA NJ 07871 SFD 7.750 7.000 $2,937.29
5906856 SACRAMENTO CA 95864 SFD 8.625 7.000 $3,484.11
5906865 PARKER CO 80134 SFD 7.875 7.000 $4,478.03
5906887 OCEAN CITY NJ 08226 HCO 7.875 7.000 $3,154.05
5906898 WESTPORT CT 06880 SFD 8.250 7.000 $3,455.83
5906915 SUMMERFIELD NC 27358 SFD 8.000 7.000 $2,301.09
5906931 OCEAN CITY NJ 08226 LCO 7.875 7.000 $4,712.95
5906934 TAMPA FL 33606 SFD 7.625 7.000 $2,123.39
5906937 STAMFORD CT 06902 SFD 7.875 7.000 $3,770.36
5906950 WELLESLEY HILLS MA 02481 SFD 8.500 7.000 $3,075.65
5906978 LAFAYETTE CO 80026 SFD 8.250 7.000 $2,588.87
5907016 WAUNAKEE WI 53597 SFD 8.250 7.000 $4,131.97
5907042 IDAHO FALLS ID 83404 SFD 8.250 7.000 $2,887.12
5907047 RUMSON NJ 07760 SFD 8.375 7.000 $2,949.08
5907458 ARLINGTON VA 22209 SFD 8.250 7.000 $3,005.07
5907481 DELRAY BEACH FL 33446 SFD 8.250 7.000 $2,629.43
5907487 DENVER CO 80206 SFD 8.500 7.000 $3,729.24
5907505 STAMFORD CT 06903 SFD 8.125 7.000 $3,497.17
5907511 MIAMI FL 33157 PUD 8.250 7.000 $2,283.85
5907544 LITTLE SILVER NJ 07739 SFD 7.750 7.000 $2,686.55
5907546 FT LAUDERDALE FL 33305 SFD 8.000 7.000 $2,670.90
5907558 NORTH HOUSTON TX 77056 PUD 7.250 6.983 $2,728.71
5907559 ORLANDO FL 32836 SFD 8.125 7.000 $2,781.69
5907564 FULLERTON CA 92833 SFD 7.875 7.000 $2,465.24
5907569 STAMFORD CT 06903 SFD 8.250 7.000 $2,629.44
5907586 BUCHANAN NY 10511 SFD 8.750 7.000 $2,202.76
5907592 LEBANON NJ 08833 SFD 8.250 7.000 $3,005.07
5907603 PLACENTIA CA 92670 SFD 8.750 7.000 $2,124.10
5907657 SUNNYVALE CA 94087 SFD 9.125 7.000 $3,539.31
5907892 GLENVIEW IL 60025 SFD 8.625 7.000 $3,812.73
5907911 ELMHURST IL 60126 SFD 8.250 7.000 $3,035.12
5908006 BOSTON MA 02215 LCO 8.125 7.000 $2,969.99
5908010 ST LOUIS MO 63122 SFD 8.250 7.000 $2,494.21
5908054 LOVETTSVILLE VA 20180 PUD 8.125 7.000 $2,063.77
5908182 CHICAGO IL 60613 LCO 8.750 7.000 $2,627.58
5908207 TAKOMA PARK MD 20912 SFD 8.125 7.000 $2,964.55
5908532 WHITE PLAINS NY 10603 SFD 8.250 7.000 $1,953.29
5908549 LEANDER TX 78641 PUD 8.375 7.000 $2,531.05
5908630 SUWANEE GA 30024 SFD 8.000 7.000 $2,835.27
5909325 JACKSONVILLE FL 32225 SFD 8.750 7.000 $2,460.41
5909343 MORAGA CA 94556 SFD 8.500 7.000 $3,775.37
5909510 FOR WALTON BEACH FL 32548 HCO 8.625 7.000 $2,239.34
5909525 RIDGEFIELD CT 06877 SFD 8.125 7.000 $3,073.94
5909557 ENGLEWOOD NJ 07631 SFD 8.375 7.000 $1,854.58
5909561 NORWALK CT 06851 SFD 8.250 7.000 $2,817.25
5909567 HEATHROW FL 32746 PUD 8.250 7.000 $2,734.01
5909568 FORT WAYNE IN 46814 SFD 8.000 7.000 $3,815.58
5909579 WEEHAWKEN NJ 07087 LCO 8.375 7.000 $2,128.20
5909625 WASHINGTON DC 20001 SFD 8.250 7.000 $3,816.43
5909664 ALPHARETA GA 30022 PUD 7.625 7.000 $2,533.90
5909672 HAMDEN CT 06514 SFD 7.750 7.000 $2,149.24
5909688 NAPLES FL 34105 PUD 8.500 7.000 $2,921.87
5909689 SAN JOSE CA 95128 SFD 8.375 7.000 $2,698.26
5909695 MARIETTA GA 30064 SFD 7.750 7.000 $2,295.03
5909701 EVERGREEN CO 80439 PUD 7.875 7.000 $2,175.21
5909706 LOUISVILLE KY 40222 SFD 7.750 7.000 $2,342.67
5909718 RALEIGH NC 27613 PUD 7.750 7.000 $2,348.04
5909719 HOUSTON TX 77024 SFD 7.875 7.000 $4,611.45
5909722 ALEXANDRIA VA 22302 SFD 8.375 7.000 $3,040.29
5909724 BETHEL CT 06801 SFD 8.375 7.000 $2,748.48
5909734 TRUMBULL CT 06611 SFD 7.684 7.000 $2,044.70
5909745 GARDEN CITY NY 11530 SFD 7.625 7.000 $3,949.49
5909753 TUSITN CA 92782 SFD 7.750 7.000 $2,871.39
5909761 ENGLEWOOD CO 80110 HCO 8.750 7.000 $3,469.35
5909766 SAN JOSE CA 95138 SFD 8.875 7.000 $4,559.05
5909767 NORWALK CT 06854 SFD 8.500 7.000 $2,306.75
5909779 SUMMIT NJ 07901 SFD 7.750 7.000 $1,970.13
5909792 HAMILTON TX 76531 SFD 8.500 7.000 $3,933.24
5909796 LAUREL SPRINGS NC 28644 SFD 7.875 7.000 $2,871.27
5909805 ARLINGTON VA 22207 SFD 7.500 7.000 $3,651.30
5909815 MCLEAN VA 22101 SFD 8.500 7.000 $2,306.74
5909820 NEW YORK NY 10023 HCO 8.375 7.000 $3,648.35
5909860 YORBA LINDA AREA CA 92886 SFD 8.000 7.000 $2,421.43
5909865 SCOTTSDALE AZ 85255 SFD 8.125 7.000 $2,569.05
5909869 MOSELEY VA 23120 SFD 7.500 7.000 $2,207.07
5909881 GREER SC 29651 SFD 7.375 7.000 $2,181.84
5909894 RALEIGH NC 27612 SFD 7.750 7.000 $2,758.19
5909900 SALT POINT NY 12578 SFD 8.625 7.000 $3,111.16
5909901 WHEATION IL 60187 SFD 8.625 7.000 $3,161.45
5909912 KATONAH T O SOMERS NY 10589 SFD 7.750 7.000 $3,044.75
5909917 BOCA RATON FL 33432 LCO 8.000 7.000 $2,788.31
5909930 JACKSONVILLE FL 32277 SFD 7.875 7.000 $3,770.36
5909943 CHICAGO IL 60645 SFD 8.580 7.000 $2,701.53
5909950 WARREN NJ 07059 SFD 8.000 7.000 $2,674.57
5909964 FISHERS IN 46038 PUD 7.500 7.000 $3,670.88
5909967 SAN DIEGO CA 92130 LCO 8.125 7.000 $2,278.73
5909969 FRANKLIN LAKES NJ 07417 SFD 8.250 7.000 $4,507.60
5909978 SAN JOSE CA 95124 SFD 7.750 7.000 $2,378.49
5909979 FORT SALONGA NY 11768 SFD 7.625 7.000 $2,689.62
5909988 WESTHAMPTON BEACH NY 11978 SFD 8.500 7.000 $2,614.86
5909989 BLUFFTON SC 29910 PUD 7.875 7.000 $3,799.36
5910003 BURLINGTON NC 27215 SFD 8.250 7.000 $2,479.18
5910017 BURKE VA 22015 SFD 8.375 7.000 $2,280.22
5910023 HOWELL TOWNSHIP NJ 07731 SFD 8.125 7.000 $2,227.49
5910029 OAKTON VA 22124 SFD 7.875 7.000 $2,169.77
5910038 MONTGOMERY TWP NJ 08558 SFD 7.875 7.000 $4,379.42
5910051 SOUTHERN SHORES NC 27949 SFD 8.125 7.000 $2,969.99
5910063 HUNTINGTON BEACH CA 92649 SFD 8.250 7.000 $3,887.81
5910077 PLAYA DEL REY CA 90293 LCO 7.625 7.000 $3,057.11
5910311 NAPLES FL 34119 SFD 8.250 7.000 $3,155.32
5910340 DULUTH GA 30097 PUD 7.875 7.000 $3,139.55
5911025 BERKELEY CA 94705 SFD 8.000 7.000 $4,769.47
5911041 GLENVIEW IL 60025 SFD 8.875 7.000 $2,946.27
5911061 SAN CLEMENTE CA 92672 LCO 8.250 7.000 $2,328.93
5911068 WILLIS MI 48191 SFD 8.250 7.000 $1,990.86
5911074 JACKSONVILLE BEACH FL 32250 SFD 8.000 7.000 $4,096.34
5911088 FLEMINGTON NJ 08822 SFD 8.000 7.000 $2,612.21
5911105 EVERGREEN CO 80439 SFD 8.000 7.000 $3,081.81
5911111 LEESBURG VA 20176 SFD 8.000 7.000 $2,054.54
5911113 LEESBURG VA 20175 SFD 7.875 7.000 $1,997.21
5911124 RICHBORO PA 18954 SFD 8.250 7.000 $2,156.14
5911130 OCEAN VIEW DE 19970 SFD 7.875 7.000 $2,639.25
5911142 SAN CLEMENTE CA 92673 SFD 8.750 7.000 $3,933.51
5911209 BADEN PA 15005 SFD 8.250 7.000 $2,554.31
5911215 CHICAGO IL 60657 SFD 7.750 7.000 $2,665.05
5911232 ORLANDO FL 32819 SFD 8.250 7.000 $2,291.37
5911242 VIENNA VA 22182 SFD 8.375 7.000 $3,016.73
5911255 FORT MILL SC 29715 SFD 7.875 7.000 $2,366.16
5911284 DEERFIELD IL 60015 SFD 8.500 7.000 $3,844.57
5911292 ALISON VIEJO CA 92656 LCO 7.875 7.000 $2,338.35
5911306 TUCSON AZ 85748 SFD 8.125 7.000 $2,468.80
5911308 THOUSAND OAKS CA 91360 SFD 7.500 7.000 $3,342.60
5911324 LAKEWOOD CO 80215 MF2 8.000 7.000 $1,335.46
5911327 ATLANTA GA 30327 SFD 8.125 7.000 $2,108.70
5911331 SOUTH RIDING VA 20152 SFD 7.875 7.000 $1,943.19
5911343 LA QUINTA CA 92253 SFD 7.875 7.000 $3,081.55
5911348 BOWIE MD 20716 SFD 8.000 7.000 $3,169.86
5911355 POTOMAC MD 20854 SFD 7.750 7.000 $3,402.96
5911370 ALISON VIEJO CA 92656 SFD 7.875 7.000 $2,418.11
5911376 ESTON MD 21601 PUD 8.250 7.000 $2,704.57
5911398 WESTON MA 02332 SFD 8.250 7.000 $3,305.58
5911408 WASHINGTON DC 20007 SFD 7.750 7.000 $3,037.59
5911412 MESA AZ 85207 SFD 8.250 7.000 $1,171.98
5911413 NEW TOWN PA 18940 SFD 8.000 7.000 $2,384.74
5911426 LOTTSBURG VA 22511 SFD 8.125 7.000 $2,361.15
5911472 KENSINGTON MD 20895 SFD 8.000 7.000 $3,023.12
5911481 AUSTIN TX 78734 SFD 7.625 7.000 $3,149.69
5911500 SUMMERFIELD NC 27358 SFD 8.250 7.000 $2,054.72
5911504 ALISO VIEJO CA 92656 SFD 7.875 7.000 $1,992.13
5911512 WEST HARTFORD CT 06117 SFD 8.125 7.000 $1,063.26
5911518 ROCHESTER HILLS MI 48307 SFD 8.500 7.000 $2,557.80
5911546 ROWLEY MA 01969 SFD 8.000 7.000 $2,833.07
5911549 IRVINE CA 92618 LCO 8.125 7.000 $2,332.93
5911597 LADERA RANCH CA 92694 SFD 7.875 7.000 $3,806.26
5911620 ROCKVILLE MD 20853 SFD 8.250 7.000 $3,746.57
5911643 IRVING TX 75062 SFD 8.000 7.000 $2,160.21
5911666 PEWAUKEE WI 53072 SFD 8.750 7.000 $2,800.65
5911683 DENVER CO 80210 SFD 8.000 7.000 $3,032.65
5911690 POWELL OH 43065 SFD 8.500 7.000 $ 768.92
5911698 EL DORADO HILLS CA 95762 PUD 7.875 7.000 $2,366.63
5911712 EL DORADO HILLS CA 95762 PUD 8.000 7.000 $1,907.79
5911716 CHICAGO IL 60647 SFD 8.375 7.000 $2,079.56
5911724 PORT JEFFERSON STATION NY 11776 SFD 8.500 7.000 $1,291.78
5911729 GOLDEN VALLEY MN 55422 SFD 8.125 7.000 $3,712.49
5911736 WINNETKA IL 60093 SFD 8.250 7.000 $2,749.64
5911745 BRECKENRIDGE CO 80424 SFD 8.375 7.000 $2,242.21
5911755 MARCO ISLAND FL 34145 SFD 8.375 7.000 $2,276.42
5911771 SAN JOSE CA 95132 SFD 8.250 7.000 $3,131.28
5911942 ANNAPOLIS MD 21405 PUD 8.250 7.000 $2,704.56
5912037 MANASSAS VA 20112 SFD 7.500 7.000 $2,013.04
5912064 BLYTHEWOOD SC 29016 SFD 7.500 7.000 $2,097.65
5912085 SOUTH ORANGE NJ 07079 SFD 7.625 7.000 $2,576.37
5913168 GLENDALE CA 91201 SFD 7.875 7.000 $2,813.27
5914378 SAINT ALBANS MO 63073 SFD 8.000 7.000 $4,765.80
5914384 NEBO NC 28761 SFD 8.125 7.000 $1,621.62
5914396 ANTIOCH CA 94509 SFD 8.125 7.000 $2,376.00
5914397 TUCSON AZ 85718 SFD 8.000 7.000 $3,081.81
5914399 IRVINE CA 92618 LCO 7.625 7.000 $2,228.14
5914408 BETHESDA MD 20816 SFD 7.750 7.000 $2,407.15
5914414 HOUSTON TX 77025 SFD 7.875 7.000 $2,610.25
5914421 PEORIA AZ 85382 PUD 7.875 7.000 $2,525.79
5914422 LOUISVILLE KY 40207 SFD 7.500 7.000 $2,545.14
5914428 WILDWOOD MO 63005 SFD 7.625 7.000 $3,425.73
5914439 IRVINE CA 91618 LCO 7.750 7.000 $2,165.00
5914440 ASHTON MD 20861 SFD 7.625 7.000 $3,122.85
5914441 SANTA CLARITA CA 91350 SFD 7.875 7.000 $2,388.02
5914448 WESTON FL 33327 SFD 8.125 7.000 $2,458.78
5914449 BLOOMINGON IN 47401 SFD 8.000 7.000 $4,109.08
5914454 NEWTOWN CT 06470 SFD 8.250 7.000 $2,343.96
5914459 BOULDER CO 80302 SFD 8.000 7.000 $3,067.14
5914468 DRAPER UT 84020 SFD 8.000 7.000 $2,160.20
5914474 CAVE CREEK AZ 85331 SFD 8.250 7.000 $3,735.67
5914475 EVERGREEN CO 80439 SFD 7.875 7.000 $2,610.25
5914485 BELLAIRE TX 77401 SFD 7.500 7.000 $2,980.70
5914491 GRAND BLANC MI 48439 SFD 7.750 7.000 $2,435.81
5914505 ERIE CO 80516 SFD 8.125 7.000 $2,613.60
5914512 NOVI MI 48442 SFD 7.875 7.000 $2,029.62
5914522 WASHINGTON MO 63090 SFD 8.125 7.000 $2,153.24
5914527 LOS ALAMOS NM 87544 SFD 7.625 7.000 $ 981.01
5914538 IRVINE CA 92602 PUD 8.125 7.000 $2,157.33
5914549 ATLANTA GA 30327 SFD 8.250 7.000 $4,635.31
5914552 DALLAS TX 75209 SFD 7.875 7.000 $2,610.25
5914560 LOCKPORT IL 60441 SFD 8.000 7.000 $2,337.75
5914563 SANTA FE NM 87505 LCO 8.000 7.000 $1,854.22
5914578 GOLDEN CO 80403 SFD 7.625 7.000 $4,246.76
5914579 MESA AZ 85208 SFD 8.375 7.000 $ 714.09
5914590 BOULDER CO 80302 LCO 8.000 7.000 $1,391.22
5914601 LIBERTYVILLE IL 60048 SFD 8.125 7.000 $2,488.86
5914611 NORTHBROOK IL 60062 SFD 8.750 7.000 $2,517.45
5914613 GAUTKSBY MD 20882 SFD 7.750 7.000 $2,099.09
5914625 PHILADELPHIA PA 19151 SFD 7.875 7.000 $3,712.36
5914639 CHAMPAIGN IL 61821 SFD 8.250 7.000 $2,441.62
5914646 LEESBURG VA 20175 SFD 7.750 7.000 $2,166.08
5914648 INMAN SC 29349 SFD 7.875 7.000 $3,422.33
5914660 ENGLEWOOD CO 80111 SFD 7.875 7.000 $2,175.21
5914661 WASHINGTON DC 20008 HCO 7.750 7.000 $3,277.59
5914675 SHADY SHORES TX 76208 SFD 7.750 7.000 $2,338.73
5914682 OAK GROVE MO 64075 MF2 8.500 7.000 $ 463.66
5914691 CINCINNATI OH 45243 SFD 7.750 7.000 $2,292.52
5914692 KELLER TX 76248 PUD 7.625 7.000 $2,831.17
5914696 CHANDLER AZ 85248 SFD 8.000 7.000 $2,700.25
5914704 COLLEYVILLE TX 76034 SFD 7.875 7.000 $2,414.49
5914714 LEXINGTON KY 40504 SFD 8.125 7.000 $3,321.94
5914718 BARNEGAT LIGHT NJ 08006 SFD 8.125 7.000 $2,598.75
5914719 WILDWOOD MO 63025 SFD 8.625 7.000 $3,297.83
5914727 FAYETTEVILLE GA 30215 SFD 8.000 7.000 $2,524.16
5914743 SCOTTSDALE AZ 85259 SFD 8.125 7.000 $3,118.49
5914746 WASHINGTON DC 20015 SFD 7.375 7.000 $3,418.85
5914754 ARMONK NY 10504 SFD 8.750 7.000 $3,902.04
5914759 ZIONSVILLE IN 46077 SFD 8.125 7.000 $2,257.20
5914766 BETHESDA MD 20816 SFD 7.750 7.000 $3,582.07
5914778 WASHINGTON DC 20016 SFD 8.250 7.000 $4,883.24
5914790 HERNDON VA 20171 SFD 7.500 7.000 $2,447.26
5914804 TRAVERSE CITY MI 49686 SFD 7.625 7.000 $2,335.72
5914809 ARLINGTON TX 76013 SFD 8.125 7.000 $1,065.48
5914832 HUNTINGTON BEACH CA 92649 SFD 7.500 7.000 $2,796.86
5914862 FONTANA CA 92337 SFD 8.250 7.000 $ 898.90
5914894 SAN CLEMENTE CA 92673 SFD 7.750 7.000 $3,223.86
5914944 BLOOMINGTON IN 47401 SFD 8.500 7.000 $4,298.23
5914949 DIX HILLS NY 11746 SFD 8.500 7.000 $1,153.38
5914956 BONITA SPRINGS FL 34134 SFD 7.750 7.000 $4,656.68
5914962 BETHESDA MD 20814 SFD 8.125 7.000 $2,797.73
5914970 SCOTTSDALE AZ 85255 SFD 8.250 7.000 $2,817.25
5914984 KALAMAZOO MI 49009 SFD 7.750 7.000 $2,657.89
5915597 ORADELL NJ 07649 SFD 7.750 7.000 $3,295.50
5915613 CLEVELAND HEIGHTS OH 44118 SFD 8.125 7.000 $2,312.14
5915637 GAINSVILLE VA 20155 PUD 8.125 7.000 $2,667.05
5915672 SANTA CLARITA CA 91350 SFD 8.625 7.000 $2,652.27
5915695 AURORA IL 60506 SFD 7.875 7.000 $2,269.47
5915759 RIVERSIDE CA 92503 SFD 8.000 7.000 $2,381.80
5915760 THOUSAND OAKS CA 91320 SFD 7.750 7.000 $3,383.62
5915767 THOUSAND OAKS CA 91320 SFD 7.875 7.000 $2,523.25
5915774 MANASSAS VA 20112 SFD 7.500 7.000 $2,346.57
5915781 SAN CLEMENTE CA 92673 SFD 7.750 7.000 $2,865.65
5915793 MAINEVILLE OH 45039 SFD 8.250 7.000 $2,854.81
5915802 AURORA CO 80016 SFD 8.000 7.000 $3,034.82
5915824 VIRGINIA BEACH VA 23451 SFD 8.125 7.000 $2,108.70
5915827 HUNTINGTON BEACH CA 92649 SFD 7.750 7.000 $2,758.19
5915835 TARPON SPRINGS FL 34607 SFD 8.375 7.000 $ 912.09
5915840 LEONARDTOWN MD 20650 SFD 8.250 7.000 $2,404.06
5915852 BOULDER CO 80304 SFD 8.125 7.000 $3,593.69
5915862 FAIRFAX STATION VA 22039 SFD 7.875 7.000 $3,081.55
5915875 INDIANAPOLIS IN 46250 SFD 8.125 7.000 $4,208.85
5915884 DENVER CO 80235 SFD 7.875 7.000 $3,697.85
5915896 THOUSAND OAKS CA 91320 SFD 8.000 7.000 $3,265.26
5915977 NIWOT CO 80503 SFD 8.125 7.000 $3,712.49
5915981 DENVER CO 80239 SFD 8.375 7.000 $1,273.12
5915990 MESA AZ 85212 SFD 8.375 7.000 $ 740.69
5915998 CORONADO CA 92118 SFD 8.750 7.000 $3,933.50
5916000 LOUISVILLE KY 40223 SFD 7.875 7.000 $2,401.07
5916005 LAKE MARY FL 32764 SFD 8.000 7.000 $2,511.68
5916030 RICHMOND KY 40475 SFD 8.250 7.000 $ 721.22
5916036 THOUSAND OAKS CA 91320 SFD 8.000 7.000 $3,674.70
5916046 FT MYERS BEACH FL 33931 HCO 8.500 7.000 $1,216.43
5916048 MEDINA MN 55340 SFD 8.250 7.000 $4,349.84
5916050 HIGLEY AZ 85239 SFD 7.875 7.000 $2,432.61
5916068 WESTON FL 33327 SFD 8.250 7.000 $2,300.76
5916075 BENNETT CO 80102 SFD 8.000 7.000 $2,861.69
5916084 TUCSON AZ 85718 SFD 8.750 7.000 $5,113.55
5916086 PEWAUKEE WI 53225 SFD 8.375 7.000 $2,356.23
5916094 NEOSHO MO 64850 SFD 8.000 7.000 $ 939.22
5916098 ELLICOTT CITY MD 21043 SFD 7.750 7.000 $4,298.48
5916099 OVERLAND PARK KS 66221 SFD 7.875 7.000 $3,474.54
5916104 EVERGREEN CO 80439 SFD 8.000 7.000 $2,127.92
5916113 TUSTIN RANCH CA 92782 SFD 7.875 7.000 $3,262.82
5916121 CHICAGO IL 60614 MF2 9.125 7.000 $4,068.17
5916125 SAN JUAN CAPISTRANO CA 92675 SFD 7.625 7.000 $3,397.42
5916138 MARTINEZ CA 94553 SFD 7.625 7.000 $2,404.73
5916153 CHANDLER AZ 85224 SFD 7.625 7.000 $2,477.28
5916158 POWDER SPRINGS GA 30127 SFD 7.750 7.000 $2,403.93
5916162 N POTOMAC MD 20878 SFD 7.625 7.000 $2,831.18
5916168 POTOMAC MD 20854 SFD 7.750 7.000 $2,837.00
5916181 ELLICOTT CITY MD 21042 SFD 7.625 7.000 $2,611.76
5916188 ROCHESTER HILLS MI 48306 SFD 7.750 7.000 $2,321.18
5916189 OAK PARK IL 60302 SFD 8.125 7.000 $2,506.68
5916190 RICHMOND VA 23221 SFD 8.125 7.000 $2,375.99
5916192 PARKER CO 80134 SFD 8.000 7.000 $3,610.12
5916205 BETHLEHEM PA 18015 SFD 8.500 7.000 $ 449.82
5916209 LOVELAND OH 45140 SFD 8.625 7.000 $2,768.94
5916212 GRANT TOWNSHIP MN 55082 SFD 8.125 7.000 $3,900.71
5916224 WESTERVILLE OH 43082 SFD 7.750 7.000 $2,639.27
5916226 ENGLEWOOD CO 80111 SFD 8.125 7.000 $2,658.14
5916228 ROCHESTER MI 48307 SFD 8.125 7.000 $2,376.00
5916233 LEESBURG VA 20175 SFD 7.500 7.000 $2,122.82
5916235 BOULDER CO 80301 SFD 8.375 7.000 $2,447.43
5916243 CANTON MI 48187 SFD 8.000 7.000 $2,054.55
5916251 PORT ORCHARD WA 98366 SFD 8.000 7.000 $1,687.66
5916252 ARCADIA CA 91007 SFD 8.375 7.000 $2,827.47
5916254 ST LOUIS MO 63131 SFD 8.250 7.000 $1,314.72
5916271 MONEE IL 60449 SFD 7.875 7.000 $2,392.73
5916272 ROCHESTER MI 48306 SFD 7.250 6.983 $2,455.84
5916281 LOVELAND OH 45140 SFD 8.000 7.000 $2,113.25
5916285 BEDMINSTER NJ 07921 SFD 7.875 7.000 $3,190.31
5916290 FOUNTAIN HILLS AZ 85268 SFD 8.250 7.000 $2,929.95
5916292 HOLMDEL NJ 07733 SFD 8.750 7.000 $2,423.04
5916299 VIENNA VA 22181 SFD 8.000 7.000 $3,925.65
5916301 BACLIFF TX 77518 SFD 7.500 7.000 $3,468.11
5916304 ST LOUIS MO 63141 SFD 7.875 7.000 $4,350.42
5916312 BOULDER CO 80303 SFD 7.875 7.000 $2,320.22
5916315 PHOENIX AZ 85018 SFD 7.875 7.000 $2,204.21
5916318 HUNTINGTON BEACH CA 92649 SFD 7.625 7.000 $3,110.76
5916321 FRISCO TX 75034 SFD 7.625 7.000 $3,892.87
5916324 ST ALBANS MO 63073 SFD 8.875 7.000 $5,167.72
5916326 BLOOMFIELD HILLS MI 48304 SFD 7.750 7.000 $3,266.85
5916335 MICHIGAN CITY IN 46360 SFD 7.750 7.000 $1,994.50
5916339 FARMINGTON HILLS MI 48331 SFD 7.625 7.000 $2,836.84
5916350 MOUNT HOLLY NJ 08060 SFD 7.750 7.000 $2,606.31
5916360 SAN CLEMENTE CA 92673 SFD 8.000 7.000 $3,081.82
5916368 FRANKTOWN CO 80116 SFD 7.875 7.000 $3,190.31
5916370 MIDDLETOWN OH 45044 SFD 8.375 7.000 $2,462.63
5916379 LADERA RANCH CA 92894 SFD 7.750 7.000 $3,553.41
5916403 PALATINE IL 60067 SFD 8.125 7.000 $2,953.65
5916420 ANTIOCH CA 94509 SFD 8.250 7.000 $3,103.86
5917241 BETHESDA MD 20814 SFD 7.750 7.000 $2,507.45
5917252 SPENCERVILLE MD 20868 SFD 7.875 7.000 $2,537.75
5917255 WASHINGTON TOWNSHIP NJ 07675 SFD 8.125 7.000 $4,502.51
5917266 BURKE VA 22015 SFD 7.625 7.000 $3,712.55
5917274 WASHINGTON DC 20016 SFD 7.875 7.000 $2,537.75
5917277 BETHESDA MD 20817 SFD 8.000 7.000 $3,257.92
5917283 SOUTH RIDING VA 20152 SFD 7.625 7.000 $2,317.32
5917298 RED BANK NJ 07701 SFD 8.250 7.000 $2,126.09
5917304 BOSTON MA 02114 LCO 8.000 7.000 $2,935.06
5917305 WASHINGTON DC 20016 SFD 7.500 7.000 $2,992.64
5917325 STERLING VA 20165 SFD 7.625 7.000 $2,633.00
5917336 GREAT FALLS VA 22066 SFD 7.500 7.000 $3,552.01
5917337 POTOMAC MD 20854 SFD 7.750 7.000 $2,739.57
5917341 POTOMAC MD 20854 SFD 7.625 7.000 $2,583.45
5917346 CHEVY CHASE MD 20815 LCO 7.750 7.000 $3,582.07
5917348 STERLING VA 20165 SFD 7.625 7.000 $3,057.67
5917357 WASHINGTON DC 20007 SFD 7.750 7.000 $2,650.73
5917362 POTOMAC VA 20165 SFD 7.750 7.000 $2,737.77
5917378 FRANKLIN PARK NJ 08823 SFD 7.625 7.000 $2,378.19
5917383 ASHBURN VA 20147 SFD 7.375 7.000 $2,831.77
5917400 FAIRFAX VA 22030 SFD 7.625 7.000 $2,522.45
5917415 MCLEAN VA 22101 SFD 7.375 7.000 $2,265.42
5917426 BETHESDA MD 20817 SFD 7.625 7.000 $2,866.57
5917439 WASHINGTON DC 20007 HCO 7.875 7.000 $3,265.72
5917440 RESTON VA 20191 SFD 7.250 6.983 $2,264.83
5917694 LOWER GWYNEDD PA 19002 SFD 8.750 7.000 $3,776.17
5918919 WILMETTE IL 60091 SFD 8.875 7.000 $2,585.85
5920054 OLD TAPAN NJ 07675 SFD 8.250 7.000 $3,005.07
5920066 MADISON NJ 07940 SFD 8.250 7.000 $2,578.35
5920153 CORTLANDT MANOR NY 10567 SFD 8.250 7.000 $4,171.04
5920323 MOUNT VERNON NY 10552 SFD 8.250 7.000 $2,364.99
5920359 BROOKLYN NY 11217 MF2 8.500 7.000 $3,844.57
5920444 TARRYTOWN NY 10591 LCO 8.125 7.000 $2,174.03
5920467 MIDDLETOWN NJ 07748 SFD 8.125 7.000 $2,375.99
5920546 HUNTINGTON NY 11743 SFD 8.125 7.000 $2,126.00
5920573 NEW YORK NY 10280 HCO 8.375 7.000 $3,990.38
TABLE (CONTINUED)
(i) (vii) (viii) (ix) (x) (xi) (xii) (xiii) (xiv) (xv)
----- -------- ---------- -------------- ------ --------- ---------- -------- ----------- -----------
CUT-OFF
MORTGAGE ORIGINAL SCHEDULED DATE MORTGAGE MASTER FIXED
LOAN TERM TO MATURITY PRINCIPAL INSURANCE SERVICE SERVICE RETAINED
NUMBER MATURITY DATE BALANCE LTV SUBSIDY CODE FEE FEE YIELD
-------- -------- ----------- -------------- ------ --------- ---------- -------- ----------- -----------
5824585 360 1-Aug-30 $ 451,085.99 75.00 0.250 0.017 1.358
5832106 360 1-Oct-30 $ 310,698.16 80.00 0.250 0.017 0.733
5832293 360 1-Jan-31 $ 154,907.19 93.94 38 0.250 0.017 0.000
5832294 360 1-Jan-31 $ 64,910.23 54.17 0.250 0.017 0.608
5832299 360 1-Jan-31 $ 134,798.99 87.10 38 0.250 0.017 0.233
5832323 360 1-Jan-31 $ 112,823.17 79.58 0.250 0.017 0.000
5832327 360 1-Feb-31 $ 89,934.87 79.65 0.250 0.017 0.358
5832335 360 1-Feb-31 $ 106,123.13 90.00 38 0.250 0.017 0.358
5832339 360 1-Jan-31 $ 74,888.33 84.27 38 0.250 0.017 0.233
5834019 360 1-Sep-30 $ 995,802.46 64.52 0.250 0.017 0.608
5834431 360 1-Sep-30 $ 447,764.28 90.00 11 0.250 0.017 1.233
5834760 360 1-Aug-30 $ 349,591.58 90.00 11 0.250 0.017 1.608
5835183 360 1-Dec-30 $ 85,833.61 78.18 0.250 0.017 0.983
5841034 360 1-Sep-30 $ 378,557.93 80.00 0.250 0.017 1.108
5841498 360 1-Oct-30 $ 319,016.86 79.40 0.250 0.017 1.233
5852917 360 1-Dec-30 $ 362,643.91 79.99 0.250 0.017 0.608
5855278 360 1-Nov-30 $ 310,209.14 80.00 0.250 0.017 1.108
5855388 360 1-Jan-31 $ 353,884.84 79.99 0.250 0.017 0.858
5857684 360 1-Sep-30 $ 286,428.37 80.00 0.250 0.017 1.233
5858252 360 1-Nov-30 $ 327,175.93 80.00 0.250 0.017 1.108
5858951 360 1-Nov-30 $ 327,236.85 80.00 0.250 0.017 1.483
5859241 360 1-Dec-30 $ 723,739.49 41.43 0.250 0.017 1.483
5859751 360 1-Nov-30 $ 299,224.21 78.95 0.250 0.017 0.983
5859753 360 1-Nov-30 $ 369,515.81 80.00 0.250 0.017 1.358
5867246 360 1-Oct-30 $ 90,780.01 80.00 0.250 0.017 1.233
5867352 360 1-Oct-30 $ 268,376.97 89.99 13 0.250 0.017 1.108
5867380 360 1-Nov-30 $ 507,802.79 80.00 0.250 0.017 1.233
5867451 360 1-Oct-30 $ 285,171.18 90.00 13 0.250 0.017 1.233
5869145 360 1-Jan-31 $ 289,342.18 79.99 0.250 0.017 0.608
5869837 360 1-Jan-31 $ 356,731.10 80.00 0.250 0.017 0.858
5871271 360 1-Nov-30 $ 297,306.66 67.73 0.250 0.017 1.483
5871442 360 1-Nov-30 $ 470,894.99 75.52 0.250 0.017 1.483
5871889 360 1-Dec-30 $ 299,621.77 81.14 06 0.250 0.017 0.983
5872413 360 1-Dec-30 $ 768,554.15 70.00 0.250 0.017 1.108
5872425 360 1-Dec-30 $ 287,486.24 80.00 0.250 0.017 1.358
5872953 360 1-Feb-31 $ 559,573.89 69.14 0.250 0.017 0.108
5872961 360 1-Jan-31 $ 335,297.94 85.00 0.250 0.017 0.733
5873573 360 1-Dec-30 $ 648,810.30 74.03 0.250 0.017 1.233
5873591 360 1-Dec-30 $ 398,938.24 83.51 0.250 0.017 0.858
5873659 360 1-Dec-30 $ 281,110.39 80.00 0.250 0.017 1.483
5874800 360 1-Dec-30 $ 503,029.22 80.00 0.250 0.017 0.983
5874956 360 1-Dec-30 $ 391,263.91 80.00 0.250 0.017 1.108
5875041 360 1-Sep-30 $ 373,612.55 88.24 0.250 0.017 1.233
5875376 360 1-Dec-30 $ 342,603.29 80.00 0.250 0.017 1.483
5875386 360 1-Oct-30 $ 308,891.80 77.69 0.250 0.017 0.483
5875404 360 1-Dec-30 $ 279,332.81 87.74 11 0.250 0.017 0.733
5875412 360 1-Dec-30 $ 285,401.49 79.80 0.250 0.017 0.608
5875467 360 1-Dec-30 $ 499,012.12 86.73 11 0.250 0.017 0.858
5875545 360 1-Nov-30 $ 295,317.34 90.00 11 0.250 0.017 0.858
5875772 360 1-Feb-31 $ 484,666.22 76.38 0.250 0.017 0.608
5876027 360 1-Nov-30 $ 299,461.21 95.00 06 0.250 0.017 1.233
5876055 360 1-Nov-30 $ 302,926.57 75.00 0.250 0.017 0.733
5876527 360 1-Dec-30 $ 370,029.41 90.00 13 0.250 0.017 0.608
5876734 360 1-Dec-30 $ 287,459.21 80.00 0.250 0.017 1.108
5876762 360 1-Nov-30 $ 307,143.78 80.00 0.250 0.017 0.608
5877239 360 1-Jan-31 $ 458,266.67 80.00 0.250 0.017 0.233
5877385 360 1-Dec-30 $ 292,527.19 80.00 0.250 0.017 1.358
5877401 360 1-Oct-30 $ 285,033.38 77.30 0.250 0.017 1.483
5877407 360 1-Dec-30 $ 303,329.68 80.00 0.250 0.017 0.608
5878044 360 1-Feb-31 $ 326,796.75 84.94 12 0.250 0.017 1.108
5879375 360 1-Jan-31 $ 396,623.21 78.81 0.250 0.017 0.358
5879954 360 1-Dec-30 $ 360,551.17 70.29 0.250 0.017 1.108
5879971 360 1-Dec-30 $ 365,395.96 80.00 0.250 0.017 1.358
5884097 360 1-Dec-30 $ 304,366.17 21.79 0.250 0.017 0.608
5884498 360 1-Dec-30 $ 454,054.42 76.47 0.250 0.017 0.608
5884512 360 1-Jan-31 $ 343,592.34 87.09 11 0.250 0.017 1.358
5884822 360 1-Dec-30 $ 291,860.83 90.00 11 0.250 0.017 0.358
5884846 360 1-Jan-31 $ 329,577.69 78.57 0.250 0.017 0.983
5884924 360 1-Jan-31 $ 295,102.14 75.00 0.250 0.017 0.733
5885068 360 1-Jan-31 $ 313,976.67 79.98 0.250 0.017 0.733
5885111 360 1-Jan-31 $ 339,506.19 80.00 0.250 0.017 0.733
5885128 360 1-Dec-30 $ 316,638.89 90.00 06 0.250 0.017 0.983
5885138 360 1-Nov-30 $ 280,637.17 80.00 0.250 0.017 0.733
5885557 360 1-Jan-31 $ 998,784.09 57.14 0.250 0.017 1.233
5885575 360 1-Nov-30 $ 442,993.18 79.86 0.250 0.017 1.608
5885884 360 1-Dec-30 $ 399,209.70 79.68 0.250 0.017 0.858
5885899 360 1-Jan-31 $ 394,146.08 69.91 0.250 0.017 0.858
5885910 360 1-Nov-30 $ 383,010.41 79.91 0.250 0.017 0.983
5885931 360 1-Jan-31 $ 311,845.77 24.08 0.250 0.017 0.983
5885940 360 1-Jan-31 $ 349,540.55 46.67 0.250 0.017 0.858
5886017 360 1-Dec-30 $ 499,012.12 60.61 0.250 0.017 0.858
5886039 360 1-Jan-31 $ 343,337.10 66.12 0.250 0.017 0.733
5886065 360 1-Dec-30 $ 319,351.54 80.00 0.250 0.017 0.733
5887090 360 1-Jan-31 $ 359,379.50 80.00 0.250 0.017 0.983
5887141 360 1-Jan-31 $ 374,532.19 75.00 0.250 0.017 1.108
5887169 360 1-Jan-31 $ 291,307.25 79.99 0.250 0.017 0.733
5887183 360 1-Jan-31 $ 334,560.24 74.44 0.250 0.017 0.858
5887184 360 1-Jan-31 $ 419,434.50 75.00 0.250 0.017 0.733
5887197 360 1-Jan-31 $ 399,461.43 78.43 0.250 0.017 0.733
5887219 360 1-Jan-31 $ 290,358.52 79.99 0.250 0.017 0.733
5887224 360 1-Jan-31 $ 399,461.43 25.81 0.250 0.017 0.733
5887253 360 1-Jan-31 $ 299,945.58 79.99 0.250 0.017 0.733
5887324 360 1-Jan-31 $ 356,719.05 80.00 0.250 0.017 0.733
5887373 360 1-Feb-31 $ 276,864.45 79.16 0.250 0.017 0.483
5887374 360 1-Dec-30 $ 349,235.20 85.37 01 0.250 0.017 0.358
5887548 360 1-Jan-31 $ 510,128.97 75.00 0.250 0.017 1.233
5887553 360 1-Dec-30 $ 534,886.11 80.00 0.250 0.017 0.608
5887565 360 1-Jan-31 $ 439,422.41 62.15 0.250 0.017 0.858
5887582 360 1-Jan-31 $ 587,208.29 74.43 0.250 0.017 0.733
5887663 360 1-Dec-30 $ 350,288.75 78.00 0.250 0.017 0.733
5887668 360 1-Jan-31 $ 308,255.01 80.00 0.250 0.017 0.983
5887681 360 1-Jan-31 $ 309,603.28 79.49 0.250 0.017 0.983
5887696 360 1-Dec-30 $ 359,251.86 21.82 0.250 0.017 0.608
5887704 360 1-Nov-30 $ 398,887.99 66.67 0.250 0.017 0.608
5887984 360 1-Dec-30 $ 398,993.27 72.73 0.250 0.017 0.733
5888009 360 1-Dec-30 $ 346,460.10 80.00 0.250 0.017 0.483
5888160 360 1-Jan-31 $ 533,281.01 39.56 0.250 0.017 0.733
5888209 360 1-Jan-31 $ 336,169.24 90.00 12 0.250 0.017 0.983
5888222 360 1-Jan-31 $ 302,427.68 90.00 33 0.250 0.017 1.358
5888231 360 1-Dec-30 $ 360,286.77 78.48 0.250 0.017 0.858
5888390 360 1-Dec-30 $ 498,889.74 57.47 0.375 0.017 1.108
5888397 360 1-Dec-30 $ 146,691.03 72.31 0.375 0.017 1.483
5888414 360 1-Dec-30 $ 364,348.84 56.59 0.375 0.017 1.233
5888419 360 1-Sep-30 $ 469,755.61 79.20 0.375 0.017 1.858
5888471 360 1-Dec-30 $ 359,270.51 80.00 0.250 0.017 0.733
5888490 360 1-Jan-31 $ 383,482.96 80.00 0.250 0.017 0.733
5888504 360 1-Jan-31 $ 295,551.52 79.99 0.250 0.017 0.733
5888526 360 1-Dec-30 $ 79,681.89 80.00 0.375 0.017 1.108
5888533 360 1-Dec-30 $ 598,901.82 70.59 0.375 0.017 1.108
5888561 360 1-Nov-30 $ 121,811.38 73.81 0.375 0.017 1.233
5888597 360 1-Dec-30 $ 335,319.13 78.14 0.250 0.017 0.733
5888616 360 1-Jan-31 $ 308,541.45 80.00 0.250 0.017 0.858
5888628 360 1-Jan-31 $ 71,115.62 80.00 0.250 0.017 1.358
5888650 360 1-Jan-31 $ 338,666.04 79.99 0.250 0.017 0.983
5888713 360 1-Jan-31 $ 599,251.54 75.01 0.250 0.017 1.108
5888738 360 1-Jan-31 $ 359,539.30 80.00 0.250 0.017 0.983
5888759 360 1-Jan-31 $ 302,791.75 80.00 0.250 0.017 0.733
5889066 360 1-Dec-30 $ 280,443.64 74.93 0.250 0.017 0.858
5889073 360 1-Dec-30 $ 523,932.53 75.00 0.250 0.017 0.983
5889082 360 1-Jan-31 $ 532,917.14 79.83 0.250 0.017 0.983
5889097 360 1-Dec-30 $ 407,942.41 75.00 0.250 0.017 0.858
5889109 360 1-Dec-30 $ 328,549.59 80.00 0.250 0.017 0.858
5889112 360 1-Dec-30 $ 648,747.96 76.02 0.250 0.017 0.983
5889115 360 1-Jan-31 $ 495,365.25 80.00 0.250 0.017 0.983
5889121 360 1-Dec-30 $ 436,258.06 80.00 0.250 0.017 0.983
5889122 360 1-Jan-31 $ 533,833.23 77.46 0.250 0.017 1.108
5889128 360 1-Dec-30 $ 304,212.87 80.00 0.250 0.017 0.983
5889133 360 1-Dec-30 $ 415,198.71 80.00 0.250 0.017 0.983
5889137 360 1-Dec-30 $ 303,314.63 77.92 0.250 0.017 0.983
5889143 360 1-Dec-30 $ 517,375.76 79.75 0.250 0.017 0.858
5889155 360 1-Dec-30 $ 339,345.09 80.00 0.250 0.017 0.983
5889161 360 1-Jan-31 $ 405,067.56 80.00 0.250 0.017 0.858
5889168 360 1-Dec-30 $ 526,982.33 80.00 0.250 0.017 0.983
5889199 360 1-Dec-30 $ 379,268.03 80.00 0.250 0.017 0.983
5889204 360 1-Dec-30 $ 437,156.33 79.64 0.250 0.017 0.983
5889208 360 1-Dec-30 $ 299,450.38 80.00 0.250 0.017 1.233
5889209 360 1-Dec-30 $ 396,834.14 80.00 0.250 0.017 0.983
5889213 360 1-Dec-30 $ 384,258.42 78.57 0.250 0.017 0.983
5889219 360 1-Jan-31 $ 323,585.36 80.00 0.250 0.017 0.983
5889225 360 1-Jan-31 $ 463,390.90 80.00 0.250 0.017 0.858
5889229 360 1-Dec-30 $ 315,391.30 80.00 0.250 0.017 0.983
5889238 360 1-Dec-30 $ 329,196.35 79.49 0.250 0.017 1.233
5889240 360 1-Dec-30 $ 295,415.17 80.00 0.250 0.017 0.858
5889245 360 1-Sep-30 $ 464,142.17 80.00 0.250 0.017 0.983
5889250 360 1-Nov-30 $ 362,263.96 80.00 0.250 0.017 0.983
5889251 360 1-Dec-30 $ 303,399.35 80.00 0.250 0.017 0.858
5889254 360 1-Jan-31 $ 283,636.55 80.00 0.250 0.017 0.983
5889263 360 1-Dec-30 $ 299,422.14 80.00 0.250 0.017 0.983
5889264 360 1-Dec-30 $ 339,328.24 80.00 0.250 0.017 0.858
5889269 360 1-Dec-30 $ 422,264.54 75.54 0.250 0.017 1.483
5889277 360 1-Jan-31 $ 479,369.89 80.00 0.250 0.017 0.858
5889286 360 1-Jan-31 $ 396,279.12 80.00 0.250 0.017 0.858
5889291 360 1-Jan-31 $ 331,335.37 77.21 0.250 0.017 0.858
5889297 360 1-Dec-30 $ 319,429.12 80.00 0.250 0.017 1.358
5889303 360 1-Dec-30 $ 379,168.22 47.49 0.250 0.017 0.983
5889305 360 1-Jan-31 $ 359,539.30 80.00 0.250 0.017 0.983
5889311 360 1-Dec-30 $ 493,141.11 71.65 0.250 0.017 1.483
5889315 360 1-Dec-30 $ 279,513.19 62.22 0.250 0.017 1.483
5889321 360 1-Dec-30 $ 514,980.50 80.00 0.250 0.017 0.858
5889326 360 1-Nov-30 $ 494,037.83 80.00 0.250 0.017 0.858
5889341 360 1-Dec-30 $ 407,214.11 80.00 0.250 0.017 0.983
5889367 360 1-Dec-30 $ 429,192.59 52.76 0.250 0.017 1.108
5889377 360 1-Jan-31 $ 298,497.51 80.00 0.250 0.017 0.983
5889387 360 1-Jan-31 $ 449,409.27 46.39 0.250 0.017 0.858
5889412 360 1-Jan-31 $ 339,553.68 80.00 0.250 0.017 0.858
5889417 360 1-Jan-31 $ 349,540.55 58.33 0.250 0.017 0.858
5889461 360 1-Jan-31 $ 489,372.93 56.65 0.250 0.017 0.983
5889474 360 1-Jan-31 $ 449,438.64 78.95 0.250 0.017 1.108
5889484 360 1-Jan-31 $ 399,474.91 68.26 0.250 0.017 0.858
5889487 360 1-Jan-31 $ 491,931.23 63.55 0.250 0.017 1.483
5889588 360 1-Jan-31 $ 324,573.36 52.00 0.250 0.017 0.858
5889611 360 1-Jan-31 $ 563,590.14 80.00 0.250 0.017 0.733
5889627 360 1-Jan-31 $ 399,474.91 59.08 0.250 0.017 0.858
5889650 360 1-Jan-31 $ 364,187.91 80.00 0.250 0.017 1.358
5889671 360 1-Jan-31 $ 309,613.30 88.02 12 0.250 0.017 1.108
5889864 360 1-Dec-30 $ 311,267.94 79.99 0.250 0.017 0.733
5889867 360 1-Jan-31 $ 382,484.31 70.93 0.250 0.017 0.733
5889868 360 1-Dec-30 $ 284,977.78 78.56 0.250 0.017 0.483
5889873 360 1-Jan-31 $ 457,312.81 80.00 0.250 0.017 1.108
5889896 360 1-Dec-30 $ 648,898.70 51.38 0.250 0.017 1.608
5890039 360 1-Jan-31 $ 399,000.48 69.47 0.250 0.017 1.608
5890054 360 1-Dec-30 $ 319,251.78 79.99 0.250 0.017 0.733
5890061 360 1-Dec-30 $ 419,200.45 80.00 0.250 0.017 1.233
5890075 360 1-Dec-30 $ 301,996.23 85.00 13 0.250 0.017 1.233
5890102 360 1-Nov-30 $ 289,040.37 95.00 33 0.250 0.017 1.233
5890114 360 1-Dec-30 $ 598,844.29 80.00 0.250 0.017 0.983
5890162 360 1-Dec-30 $ 459,113.94 61.33 0.250 0.017 0.983
5890329 360 1-Jan-31 $ 291,635.75 80.00 0.250 0.017 1.108
5890346 360 1-Jan-31 $ 349,574.43 45.54 0.250 0.017 1.233
5890538 360 1-Jan-31 $ 361,986.64 79.98 0.250 0.017 0.483
5890555 360 1-Jan-31 $ 108,839.74 79.56 0.250 0.017 0.608
5890568 360 1-Dec-30 $ 503,070.37 79.99 0.250 0.017 0.233
5890583 360 1-Jan-31 $ 149,826.75 68.18 0.250 0.017 1.483
5890603 360 1-Jan-31 $ 399,488.11 58.83 0.250 0.017 0.983
5891427 360 1-Jan-31 $ 399,488.11 75.61 0.250 0.017 0.983
5891448 360 1-Jan-31 $ 299,548.72 77.92 0.250 0.017 1.108
5891514 360 1-Jan-31 $ 296,429.62 89.99 11 0.250 0.017 0.483
5891534 360 1-Jan-31 $ 359,515.27 80.00 0.250 0.017 0.733
5891545 360 1-Jan-31 $ 335,512.07 80.00 0.250 0.017 0.358
5891558 360 1-Jan-31 $ 350,527.41 51.62 0.250 0.017 0.733
5891563 300 1-Jan-26 $ 344,242.04 63.89 0.250 0.017 0.483
5891580 360 1-Jan-31 $ 315,541.12 80.00 0.250 0.017 0.358
5891587 360 1-Jan-31 $ 304,619.51 55.46 0.250 0.017 1.108
5891606 360 1-Jan-31 $ 269,563.31 89.97 11 0.250 0.017 1.108
5891613 360 1-Jan-31 $ 344,547.11 71.42 0.250 0.017 0.858
5891680 360 1-Dec-30 $ 295,400.17 80.00 0.250 0.017 0.733
5891686 360 1-Jan-31 $ 149,812.88 48.25 0.250 0.017 1.108
5891719 360 1-Jan-31 $ 355,893.97 80.00 0.250 0.017 0.983
5891748 360 1-Jan-31 $ 634,166.43 66.84 0.250 0.017 0.858
5891785 360 1-Dec-30 $ 351,321.98 79.57 0.250 0.017 0.983
5891800 360 1-Jan-31 $ 359,539.30 80.00 0.250 0.017 0.983
5891809 360 1-Jan-31 $ 478,570.94 80.00 0.250 0.017 0.858
5891810 360 1-Jan-31 $ 329,588.34 77.83 0.250 0.017 1.108
5891821 360 1-Dec-30 $ 314,393.25 88.73 11 0.250 0.017 0.983
5891828 360 1-Jan-31 $ 357,042.50 65.00 0.250 0.017 0.983
5891839 360 1-Dec-30 $ 344,700.10 79.86 0.250 0.017 0.733
5891854 360 1-Jan-31 $ 359,502.87 73.48 0.250 0.017 0.608
5892249 360 1-Dec-30 $ 275,426.40 80.00 0.250 0.017 0.608
5892271 360 1-Dec-30 $ 438,332.25 80.00 0.250 0.017 0.858
5892275 360 1-Jan-31 $ 398,662.50 80.00 0.250 0.017 0.733
5892284 360 1-Dec-30 $ 377,544.38 64.11 0.250 0.017 0.983
5892289 360 1-Jan-31 $ 449,378.58 66.88 0.250 0.017 0.608
5892312 360 1-Dec-30 $ 345,333.52 74.41 0.250 0.017 0.983
5892318 360 1-Jan-31 $ 549,240.49 62.69 0.250 0.017 0.608
5892386 360 1-Dec-30 $ 387,396.13 80.00 0.250 0.017 0.358
5892394 360 1-Jan-31 $ 319,558.09 80.00 0.250 0.017 0.608
5892414 360 1-Dec-30 $ 295,282.81 79.99 0.250 0.017 0.858
5892425 360 1-Jan-31 $ 311,600.71 80.00 0.250 0.017 0.983
5892429 360 1-Jan-31 $ 359,282.48 80.00 0.250 0.017 0.483
5892438 360 1-Jan-31 $ 399,414.01 75.47 0.250 0.017 0.983
5892439 360 1-Dec-30 $ 522,938.16 80.00 0.250 0.017 0.733
5892444 360 1-Jan-31 $ 391,485.42 80.00 0.250 0.017 0.858
5892457 360 1-Dec-30 $ 648,810.30 77.84 0.250 0.017 1.233
5892459 360 1-Jan-31 $ 359,515.27 80.00 0.250 0.017 0.733
5892461 360 1-Dec-30 $ 374,295.83 78.95 0.250 0.017 1.108
5892467 360 1-Dec-30 $ 395,256.41 80.00 0.250 0.017 1.108
5892470 360 1-Dec-30 $ 359,914.47 80.00 0.250 0.017 0.608
5892485 360 1-Jan-31 $ 339,131.04 80.00 0.250 0.017 0.608
5892495 360 1-Jan-31 $ 441,489.48 65.51 0.250 0.017 0.608
5892500 360 1-Dec-30 $ 279,420.74 80.00 0.250 0.017 0.983
5892510 360 1-Dec-30 $ 279,432.58 80.00 0.250 0.017 0.733
5892520 360 1-Dec-30 $ 278,106.05 79.99 0.250 0.017 0.483
5892527 360 1-Dec-30 $ 343,851.92 80.00 0.250 0.017 0.608
5892544 360 1-Jan-31 $ 393,358.04 80.00 0.250 0.017 0.608
5893212 360 1-Jan-31 $ 398,437.93 68.30 0.250 0.017 0.858
5893231 360 1-Jan-31 $ 636,784.04 80.00 0.250 0.017 0.983
5893249 360 1-Jan-31 $ 290,655.15 88.18 06 0.250 0.017 1.358
5893252 360 1-Jan-31 $ 370,375.42 79.58 0.250 0.017 0.983
5893255 360 1-Jan-31 $ 348,153.89 69.72 0.250 0.017 0.983
5893275 360 1-Jan-31 $ 611,067.02 79.99 0.250 0.017 0.983
5893393 360 1-Jan-31 $ 499,343.64 71.43 0.250 0.017 0.858
5893404 360 1-Dec-30 $ 108,765.39 80.00 0.250 0.017 1.608
5893413 360 1-Dec-30 $ 383,241.32 80.00 0.250 0.017 0.858
5893423 360 1-Dec-30 $ 524,411.82 80.00 0.250 0.017 0.858
5893432 360 1-Jan-31 $ 343,519.17 80.00 0.250 0.017 0.608
5894198 360 1-Dec-30 $ 498,878.74 71.43 0.250 0.017 1.608
5894206 360 1-Dec-30 $ 322,777.07 88.00 0.250 0.017 0.983
5894210 360 1-Dec-30 $ 368,071.35 80.00 0.250 0.017 0.858
5894227 360 1-Jan-31 $ 549,278.00 70.88 0.250 0.017 0.858
5894251 360 1-Jan-31 $ 325,522.12 79.99 0.250 0.017 0.858
5895088 360 1-Feb-31 $ 430,188.41 70.00 0.250 0.017 0.358
5895803 360 1-Dec-30 $ 445,661.61 70.31 0.250 0.017 1.108
5895809 360 1-Nov-30 $ 398,748.17 80.00 0.250 0.017 1.233
5895814 360 1-Jan-31 $ 109,855.34 63.04 0.250 0.017 0.858
5895844 360 1-Jan-31 $ 162,302.40 50.97 0.250 0.017 1.233
5895910 360 1-Dec-30 $ 354,815.24 90.00 13 0.250 0.017 0.983
5895929 360 1-Jan-31 $ 349,104.91 79.99 0.250 0.017 0.483
5895937 360 1-Jan-31 $ 324,539.76 73.74 0.250 0.017 0.483
5895943 360 1-Dec-30 $ 756,440.14 59.40 0.250 0.017 0.983
5895945 360 1-Jan-31 $ 287,631.44 79.08 0.250 0.017 0.983
5895953 360 1-Jan-31 $ 571,268.01 80.00 0.250 0.017 0.983
5895996 360 1-Jan-31 $ 342,671.99 80.00 0.250 0.017 1.108
5896001 360 1-Dec-30 $ 467,098.54 80.00 0.250 0.017 0.983
5896003 360 1-Jan-31 $ 374,482.16 73.53 0.250 0.017 0.608
5896006 360 1-Dec-30 $ 304,366.13 77.53 0.250 0.017 0.608
5896014 360 1-Jan-31 $ 543,689.29 55.00 0.250 0.017 0.233
5896026 360 1-Dec-30 $ 405,457.70 62.03 0.250 0.017 0.733
5896029 360 1-Jan-31 $ 299,625.76 92.88 13 0.250 0.017 1.108
5896043 360 1-Jan-31 $ 174,986.97 80.00 0.250 0.017 1.233
5896046 360 1-Jan-31 $ 311,569.15 80.00 0.250 0.017 0.608
5896049 360 1-Dec-30 $ 379,286.44 80.00 0.250 0.017 1.108
5896051 360 1-Dec-30 $ 299,392.10 80.00 0.250 0.017 0.733
5896076 360 1-Jan-31 $ 499,392.05 79.37 0.250 0.017 1.233
5896081 360 1-Jan-31 $ 355,544.42 80.00 0.250 0.017 0.983
5896087 360 1-Jan-31 $ 367,411.56 80.00 0.250 0.017 0.733
5896093 360 1-Dec-30 $ 479,897.19 80.00 0.250 0.017 1.108
5896098 360 1-Dec-30 $ 387,213.75 80.00 0.250 0.017 0.733
5896099 360 1-Jan-31 $ 389,947.00 71.00 0.250 0.017 0.483
5896109 360 1-Dec-30 $ 112,603.38 54.30 0.250 0.017 1.108
5896111 360 1-Dec-30 $ 339,345.09 76.40 0.250 0.017 0.983
5896119 360 1-Dec-30 $ 282,691.09 80.00 0.250 0.017 0.733
5896129 360 1-Dec-30 $ 334,969.82 80.00 0.250 0.017 1.108
5896130 360 1-Dec-30 $ 49,913.06 21.79 0.250 0.017 1.483
5896136 360 1-Jan-31 $ 389,787.65 79.99 0.250 0.017 0.858
5896143 360 1-Jan-31 $ 409,302.96 57.75 0.250 0.017 0.858
5896310 360 1-Jan-31 $ 621,762.32 69.99 0.250 0.017 1.358
5896315 360 1-Jan-31 $ 579,238.63 80.00 0.250 0.017 0.858
5896321 360 1-Dec-30 $ 339,393.47 80.00 0.250 0.017 1.358
5896346 360 1-Jan-31 $ 358,528.73 79.95 0.250 0.017 0.858
5896373 360 1-Jan-31 $ 356,243.52 79.27 0.250 0.017 0.983
5896421 360 1-Jan-31 $ 337,456.43 80.00 0.250 0.017 0.858
5896434 360 1-Jan-31 $ 321,255.76 80.00 0.250 0.017 0.608
5896453 360 1-Jan-31 $ 321,716.37 80.00 0.250 0.017 0.733
5896470 360 1-Jan-31 $ 524,328.15 52.50 0.250 0.017 0.983
5896477 360 1-Jan-31 $ 319,600.80 80.00 0.250 0.017 1.108
5896494 360 1-Jan-31 $ 319,468.82 61.54 0.250 0.017 0.483
5896497 360 1-Jan-31 $ 299,616.08 80.00 0.250 0.017 0.983
5896500 360 1-Oct-30 $ 210,444.56 70.05 0.250 0.017 1.983
5896507 360 1-Jan-31 $ 295,680.67 90.00 13 0.250 0.017 0.483
5896525 360 1-Dec-30 $ 233,164.45 79.98 0.250 0.017 0.608
5896548 360 1-Dec-30 $ 309,786.74 79.99 0.250 0.017 0.858
5896551 360 1-Jan-31 $ 347,507.19 77.68 0.250 0.017 0.483
5896577 360 1-Jan-31 $ 399,488.11 88.89 06 0.250 0.017 0.983
5896585 360 1-Jan-31 $ 549,296.15 61.11 0.250 0.017 0.983
5896595 360 1-Jan-31 $ 374,719.84 80.00 0.250 0.017 0.983
5896601 360 1-Jan-31 $ 329,577.69 68.75 0.250 0.017 0.983
5896609 360 1-Dec-30 $ 335,835.17 79.99 0.250 0.017 0.858
5896618 360 1-Dec-30 $ 349,325.82 52.79 0.250 0.017 0.983
5896632 360 1-Dec-30 $ 281,905.93 86.91 01 0.250 0.017 0.983
5896658 360 1-Dec-30 $ 347,346.56 80.00 0.250 0.017 1.108
5896663 360 1-Jan-31 $ 424,997.30 80.00 0.250 0.017 0.483
5896676 360 1-Jan-31 $ 299,616.08 44.12 0.250 0.017 0.983
5896726 360 1-Jan-31 $ 279,926.34 95.00 13 0.250 0.017 1.483
5896749 360 1-Dec-30 $ 320,182.09 80.00 0.250 0.017 0.983
5896776 360 1-Jan-31 $ 111,226.39 80.00 0.250 0.017 1.108
5896789 360 1-Jan-31 $ 291,985.92 80.00 0.250 0.017 0.483
5897913 360 1-Jan-31 $ 325,561.07 80.00 0.250 0.017 0.733
5897918 360 1-Nov-30 $ 478,580.22 75.00 0.250 0.017 0.983
5897927 360 1-Dec-30 $ 382,204.06 79.79 0.250 0.017 0.608
5897933 360 1-Dec-30 $ 76,373.65 59.62 0.250 0.017 0.858
5897936 360 1-Dec-30 $ 479,075.44 80.00 0.250 0.017 0.983
5897942 360 1-Jan-31 $ 265,260.12 80.00 0.250 0.017 0.983
5898000 360 1-Dec-30 $ 362,300.79 66.00 0.250 0.017 0.983
5898008 360 1-Dec-30 $ 283,452.95 80.00 0.250 0.017 0.983
5898038 360 1-Dec-30 $ 319,212.67 80.00 0.250 0.017 0.983
5898073 360 1-Dec-30 $ 411,744.98 75.00 0.250 0.017 1.233
5898093 360 1-Dec-30 $ 99,018.44 80.00 0.250 0.017 1.233
5898107 360 1-Dec-30 $ 349,422.15 89.72 0.750 0.017 1.233
5898128 360 1-Dec-30 $ 319,383.63 77.11 0.250 0.017 0.983
5898146 360 1-Dec-30 $ 330,144.62 74.33 0.250 0.017 1.233
5898162 360 1-Dec-30 $ 292,477.31 73.25 0.250 0.017 1.358
5898171 360 1-Dec-30 $ 447,158.80 80.00 0.250 0.017 1.108
5898183 360 1-Dec-30 $ 85,371.29 80.00 0.250 0.017 1.483
5898191 360 1-Dec-30 $ 299,401.94 80.00 0.250 0.017 0.983
5898229 360 1-Jan-31 $ 345,422.34 86.48 12 0.250 0.017 0.608
5898247 360 1-Jan-31 $ 554,289.76 56.92 0.250 0.017 0.983
5898257 360 1-Dec-30 $ 322,876.87 71.89 0.250 0.017 0.983
5898265 360 1-Dec-30 $ 299,360.67 64.86 0.250 0.017 0.483
5898280 360 1-Dec-30 $ 449,133.22 64.29 0.250 0.017 0.983
5898284 360 1-Dec-30 $ 593,763.51 68.79 0.250 0.017 0.608
5898323 360 1-Jan-31 $ 318,770.21 80.00 0.250 0.017 0.733
5898359 360 1-Dec-30 $ 100,988.87 74.96 0.250 0.017 0.733
5898368 360 1-Dec-30 $ 306,608.28 80.00 0.250 0.017 0.983
5898379 360 1-Dec-30 $ 74,845.61 80.00 0.250 0.017 0.733
5898415 360 1-Dec-30 $ 443,994.13 72.36 0.250 0.017 1.108
5898427 360 1-Dec-30 $ 446,737.84 74.99 0.250 0.017 0.983
5898433 360 1-Dec-30 $ 339,345.09 70.83 0.250 0.017 0.983
5898439 360 1-Jan-31 $ 495,315.08 78.11 0.250 0.017 0.608
5898453 360 1-Jan-31 $ 235,665.80 80.00 0.250 0.017 0.483
5898498 360 1-Dec-30 $ 300,889.01 79.99 0.250 0.017 0.733
5898662 360 1-Jan-31 $ 380,614.33 53.53 0.250 0.017 0.983
5898668 360 1-Dec-30 $ 331,732.31 80.00 0.250 0.017 0.108
5898683 360 1-Jan-31 $ 290,794.28 80.00 0.250 0.017 0.733
5898762 360 1-Jan-31 $ 367,491.82 80.00 0.250 0.017 0.608
5899212 360 1-Jan-31 $ 303,620.78 78.96 0.250 0.017 1.108
5899228 360 1-Jan-31 $ 315,185.71 80.00 0.250 0.017 0.858
5899254 360 1-Jan-31 $ 291,662.77 80.00 0.250 0.017 1.483
5899257 360 1-Jan-31 $ 329,618.90 68.04 0.250 0.017 1.483
5899265 360 1-Dec-30 $ 343,766.19 72.53 0.250 0.017 1.233
5899276 360 1-Jan-31 $ 354,756.90 80.00 0.250 0.017 1.108
5899285 360 1-Jan-31 $ 315,395.05 87.63 12 0.250 0.017 0.983
5899296 360 1-Jan-31 $ 359,502.87 80.00 0.250 0.017 0.608
5899299 360 1-Jan-31 $ 479,369.89 80.00 0.250 0.017 0.858
5899306 360 1-Jan-31 $ 339,497.72 80.00 0.250 0.017 0.358
5899320 360 1-Dec-30 $ 344,300.89 80.00 0.250 0.017 0.733
5899322 360 1-Jan-31 $ 304,599.61 69.32 0.250 0.017 0.858
5899363 360 1-Dec-30 $ 389,286.19 75.00 0.250 0.017 1.233
5899368 360 1-Dec-30 $ 319,319.27 80.00 0.250 0.017 0.858
5899382 360 1-Oct-30 $ 487,615.31 76.00 0.250 0.017 0.858
5899384 360 1-Jan-31 $ 332,252.05 76.61 0.250 0.017 0.733
5899395 360 1-Dec-30 $ 570,979.57 80.00 0.250 0.017 1.358
5899405 360 1-Jan-31 $ 366,692.94 80.00 0.250 0.017 0.608
5899417 360 1-Dec-30 $ 371,265.02 80.00 0.250 0.017 0.858
5899418 360 1-Jan-31 $ 429,420.26 68.25 0.250 0.017 0.733
5899427 360 1-Dec-30 $ 272,247.21 80.00 0.250 0.017 0.733
5899440 360 1-Jan-31 $ 576,741.90 76.29 0.250 0.017 0.858
5899447 360 1-Dec-30 $ 324,341.44 72.22 0.250 0.017 0.733
5899449 360 1-Jan-31 $ 379,328.10 61.54 0.250 0.017 0.733
5899457 360 1-Dec-30 $ 510,772.12 80.00 0.250 0.017 0.733
5899460 360 1-Dec-30 $ 349,707.71 80.00 0.250 0.017 0.858
5899461 360 1-Jan-31 $ 297,588.49 59.84 0.250 0.017 0.608
5899465 360 1-Jan-31 $ 299,596.06 74.26 0.250 0.017 0.733
5899470 360 1-Jan-31 $ 291,606.85 80.00 0.250 0.017 0.733
5899474 360 1-Jan-31 $ 406,423.63 61.95 0.250 0.017 0.483
5899481 360 1-Dec-30 $ 288,207.80 75.00 0.250 0.017 1.108
5899490 360 1-Oct-30 $ 419,571.68 80.00 0.250 0.017 1.483
5899493 360 1-Dec-30 $ 419,211.37 80.00 0.250 0.017 1.108
5899508 360 1-Dec-30 $ 371,105.59 80.00 0.250 0.017 0.108
5899521 360 1-Dec-30 $ 367,272.94 80.00 0.250 0.017 0.858
5899529 360 1-Jan-31 $ 409,101.97 80.00 0.250 0.017 1.233
5899540 360 1-Dec-30 $ 485,063.86 80.00 0.250 0.017 0.983
5899555 360 1-Jan-31 $ 337,533.00 79.53 0.250 0.017 0.608
5899558 360 1-Nov-30 $ 360,021.38 55.54 0.250 0.017 0.733
5899560 360 1-Dec-30 $ 127,740.61 80.00 0.250 0.017 0.733
5899566 360 1-Dec-30 $ 311,414.14 80.00 0.250 0.017 1.108
5899569 360 1-Jan-31 $ 341,762.61 79.99 0.250 0.017 0.733
5899580 360 1-Dec-30 $ 211,611.97 80.00 0.250 0.017 1.233
5899724 360 1-Dec-30 $ 451,193.65 69.43 0.250 0.017 1.358
5899730 360 1-Dec-30 $ 289,441.42 62.37 0.250 0.017 0.983
5899741 360 1-Dec-30 $ 207,599.37 68.20 0.250 0.017 0.983
5899747 360 1-Jan-31 $ 94,872.08 46.34 0.250 0.017 0.733
5899761 360 1-Jan-31 $ 314,575.87 70.79 0.250 0.017 0.733
5899770 360 1-Jan-31 $ 258,685.07 64.75 0.250 0.017 1.233
5899771 360 1-Jan-31 $ 426,510.29 75.01 0.250 0.017 0.858
5899774 360 1-Dec-30 $ 192,156.57 70.00 0.250 0.017 1.358
5899784 360 1-Dec-30 $ 297,745.81 71.50 0.250 0.017 0.483
5899821 360 1-Jan-31 $ 399,488.11 79.21 0.250 0.017 0.983
5899849 360 1-Dec-30 $ 493,996.93 75.00 0.250 0.017 0.733
5899871 360 1-Dec-30 $ 343,273.47 77.48 0.250 0.017 0.608
5899872 360 1-Jan-31 $ 384,481.63 79.38 0.250 0.017 0.733
5899879 360 1-Jan-31 $ 629,272.44 70.00 0.250 0.017 1.483
5899889 360 1-Dec-30 $ 190,042.48 80.00 0.250 0.017 1.108
5899892 360 1-Dec-30 $ 335,385.02 70.00 0.250 0.017 1.233
5899902 360 1-Oct-30 $ 271,363.70 80.00 0.250 0.017 1.233
5899904 360 1-Dec-30 $ 399,168.73 54.79 0.250 0.017 0.608
5899913 360 1-Jan-31 $ 389,162.05 68.06 0.250 0.017 0.483
5899925 360 1-Dec-30 $ 353,999.19 89.98 06 0.250 0.017 0.858
5899926 360 1-Dec-30 $ 264,103.13 94.99 13 0.250 0.017 1.108
5899930 360 1-Jan-31 $ 649,139.22 75.58 0.250 0.017 1.108
5899934 360 1-Jan-31 $ 299,585.73 94.64 12 0.250 0.017 0.608
5899954 360 1-Jan-31 $ 547,298.72 80.00 0.250 0.017 0.983
5899960 360 1-Dec-30 $ 359,053.14 89.99 06 0.250 0.017 0.483
5899973 360 1-Jan-31 $ 327,590.83 80.00 0.250 0.017 1.108
5899989 360 1-Jan-31 $ 294,831.76 80.00 0.250 0.017 1.108
5899991 360 1-Dec-30 $ 322,587.93 66.67 0.250 0.017 0.983
5899994 360 1-Dec-30 $ 474,037.47 61.29 0.250 0.017 0.733
5900002 360 1-Jan-31 $ 289,265.56 80.00 0.250 0.017 1.483
5900004 360 1-Jan-31 $ 599,251.52 73.62 0.250 0.017 1.108
5900014 360 1-Dec-30 $ 171,161.17 70.00 0.250 0.017 0.858
5900030 360 1-Jan-31 $ 486,029.52 73.01 0.250 0.017 1.108
5900031 360 1-Dec-30 $ 309,402.87 76.17 0.250 0.017 0.983
5900041 360 1-Jan-31 $ 319,590.50 51.61 0.250 0.017 0.983
5900072 360 1-Dec-30 $ 318,216.49 63.51 0.250 0.017 1.233
5900082 360 1-Jan-31 $ 278,642.95 70.63 0.250 0.017 0.983
5900097 360 1-Jan-31 $ 591,242.40 80.00 0.250 0.017 0.983
5900106 360 1-Jan-31 $ 312,445.93 80.00 0.250 0.017 0.608
5900118 360 1-Jan-31 $ 159,779.04 62.75 0.250 0.017 0.608
5900129 360 1-Jan-31 $ 335,547.60 80.00 0.250 0.017 0.733
5900143 360 1-Jan-31 $ 648,148.05 74.17 0.250 0.017 0.858
5900153 360 1-Dec-30 $ 486,536.81 61.71 0.250 0.017 0.858
5900167 360 1-Dec-30 $ 298,159.72 94.99 11 0.250 0.017 0.858
5900197 360 1-Jan-31 $ 419,420.02 54.90 0.250 0.017 0.608
5900218 360 1-Jan-31 $ 399,289.33 73.39 0.250 0.017 0.483
5900241 360 1-Jan-31 $ 286,593.55 74.56 0.250 0.017 0.483
5900248 360 1-Jan-31 $ 274,639.00 77.46 0.250 0.017 0.858
5900333 360 1-Jan-31 $ 296,410.37 79.99 0.250 0.017 0.858
5900353 360 1-Jan-31 $ 319,558.09 80.00 0.250 0.017 0.608
5900370 360 1-Dec-30 $ 419,127.14 80.00 0.250 0.017 0.608
5900420 360 1-Jan-31 $ 352,262.89 85.00 06 0.250 0.017 0.608
5900442 360 1-Jan-31 $ 283,189.12 87.23 24 0.250 0.017 1.733
5900595 360 1-Jan-31 $ 335,536.02 80.00 0.250 0.017 0.608
5900613 360 1-Dec-30 $ 299,422.14 50.00 0.250 0.017 0.983
5900638 360 1-Dec-30 $ 483,505.50 51.05 0.250 0.017 0.608
5900647 360 1-Jan-31 $ 321,524.09 84.74 01 0.250 0.017 1.358
5900658 360 1-Jan-31 $ 419,326.71 75.00 0.250 0.017 1.233
5900659 360 1-Jan-31 $ 387,477.58 80.00 0.250 0.017 0.733
5900786 360 1-Dec-30 $ 312,397.12 79.91 0.250 0.017 0.983
5900793 360 1-Dec-30 $ 523,908.27 73.43 0.250 0.017 0.608
5900812 360 1-Jan-31 $ 289,319.72 94.98 06 0.250 0.017 0.858
5900822 360 1-Feb-31 $ 314,767.19 78.75 0.250 0.017 0.608
5900838 360 1-Jan-31 $ 398,462.78 71.25 0.250 0.017 0.733
5900860 360 1-Dec-30 $ 384,530.25 80.00 0.250 0.017 1.483
5900864 360 1-Jan-31 $ 160,793.97 58.55 0.250 0.017 0.983
5900872 360 1-Jan-31 $ 386,217.61 78.12 0.250 0.017 1.108
5900876 360 1-Dec-30 $ 315,242.95 80.00 0.250 0.017 0.733
5900879 360 1-Jan-31 $ 638,758.17 75.29 0.250 0.017 0.858
5900882 360 1-Jan-31 $ 466,402.37 79.83 0.250 0.017 0.983
5900888 360 1-Jan-31 $ 394,468.16 63.71 0.250 0.017 0.733
5900898 360 1-Dec-30 $ 246,735.83 80.00 0.250 0.017 1.108
5900904 360 1-Jan-31 $ 349,540.55 70.00 0.250 0.017 0.858
5900905 360 1-Jan-31 $ 313,577.22 79.98 0.250 0.017 0.733
5900907 360 1-Dec-30 $ 330,526.48 80.00 0.250 0.017 0.983
5900915 360 1-Jan-31 $ 475,183.29 80.00 0.250 0.017 0.733
5900933 356 1-Aug-30 $ 370,848.73 78.72 0.250 0.017 1.233
5900952 360 1-Jan-31 $ 308,966.18 80.00 0.250 0.017 0.608
5900972 360 1-Dec-30 $ 138,145.32 80.00 0.250 0.017 1.233
5901008 360 1-Jan-31 $ 299,585.73 42.86 0.250 0.017 0.608
5901031 360 1-Dec-30 $ 404,219.90 69.95 0.250 0.017 0.983
5901036 360 1-Jan-31 $ 354,034.65 79.98 0.250 0.017 0.858
5901045 360 1-Dec-30 $ 319,318.06 80.00 0.250 0.017 0.483
5901056 360 1-Jan-31 $ 154,769.22 68.28 0.250 0.017 0.233
5901059 360 1-Dec-30 $ 548,885.48 64.71 0.250 0.017 0.733
5901064 360 1-Jan-31 $ 411,698.81 80.00 0.250 0.017 1.233
5901067 360 1-Jan-31 $ 288,630.17 74.12 0.250 0.017 0.983
5901074 360 1-Dec-30 $ 444,120.81 65.44 0.250 0.017 0.858
5901077 360 1-Jan-31 $ 259,649.92 80.00 0.250 0.017 0.733
5901088 360 1-Jan-31 $ 499,361.44 71.43 0.250 0.017 1.108
5901089 360 1-Jan-31 $ 423,457.38 80.00 0.250 0.017 0.983
5901098 360 1-Jan-31 $ 284,561.14 87.69 01 0.250 0.017 0.608
5901103 360 1-Jan-31 $ 334,525.59 78.82 0.250 0.017 0.483
5901112 360 1-Jan-31 $ 318,342.10 85.00 06 0.250 0.017 0.983
5901114 360 1-Dec-30 $ 79,860.91 69.57 0.250 0.017 1.483
5901123 360 1-Jan-31 $ 331,564.19 80.00 0.250 0.017 0.858
5901127 360 1-Jan-31 $ 305,598.31 74.63 0.250 0.017 0.858
5901128 360 1-Jan-31 $ 347,554.65 80.00 0.250 0.017 0.983
5901140 360 1-Jan-31 $ 399,488.11 80.00 0.250 0.017 0.983
5901143 360 1-Jan-31 $ 176,767.65 42.14 0.250 0.017 0.858
5901154 360 1-Jan-31 $ 369,947.62 80.00 0.250 0.017 1.233
5901156 360 1-Dec-30 $ 333,755.87 80.00 0.250 0.017 0.983
5901163 360 1-Jan-31 $ 283,863.34 80.00 0.250 0.017 1.483
5901166 360 1-Jan-31 $ 294,839.61 56.38 0.250 0.017 0.983
5901173 360 1-Jan-31 $ 384,020.35 56.96 0.250 0.017 1.108
5901185 360 1-Jan-31 $ 290,787.63 80.00 0.250 0.017 0.483
5901188 360 1-Jan-31 $ 295,640.11 72.20 0.250 0.017 1.233
5901216 360 1-Jan-31 $ 640,386.59 75.00 0.250 0.017 0.733
5901228 360 1-Jan-31 $ 212,705.86 65.04 0.250 0.017 0.608
5901243 360 1-Jan-31 $ 393,146.24 74.99 0.250 0.017 0.983
5901249 360 1-Jan-31 $ 291,616.69 80.00 0.250 0.017 0.858
5901265 360 1-Jan-31 $ 287,631.44 80.00 0.250 0.017 0.983
5901279 360 1-Dec-30 $ 367,235.23 80.00 0.250 0.017 0.608
5901288 360 1-Dec-30 $ 339,377.67 80.00 0.250 0.017 1.233
5901320 360 1-Jan-31 $ 434,171.44 80.00 0.250 0.017 1.233
5901344 360 1-Jan-31 $ 499,407.48 57.47 0.250 0.017 1.358
5901368 360 1-Jan-31 $ 321,188.45 80.00 0.250 0.017 0.983
5901387 360 1-Jan-31 $ 299,606.19 68.49 0.250 0.017 0.858
5901400 360 1-Dec-30 $ 304,296.38 88.15 01 0.250 0.017 0.983
5901402 360 1-Dec-30 $ 449,088.13 75.00 0.250 0.017 0.733
5901412 360 1-Nov-30 $ 547,620.69 72.24 0.250 0.017 1.108
5901424 360 1-Jan-31 $ 399,461.43 80.00 0.250 0.017 0.733
5901430 360 1-Dec-30 $ 638,703.12 74.77 0.250 0.017 0.733
5901535 360 1-Jan-31 $ 519,281.93 80.00 0.250 0.017 0.608
5901545 360 1-Dec-30 $ 353,757.31 72.46 0.250 0.017 0.608
5901567 360 1-Jan-31 $ 321,954.78 80.00 0.250 0.017 0.608
5901586 360 1-Jan-31 $ 411,843.92 74.59 0.250 0.017 0.733
5901599 360 1-Dec-30 $ 481,397.48 80.00 0.250 0.017 0.608
5901603 360 1-Dec-30 $ 331,370.53 80.00 0.250 0.017 1.108
5901616 360 1-Jan-31 $ 377,078.55 80.00 0.250 0.017 0.608
5901622 360 1-Nov-30 $ 279,590.00 90.00 13 0.250 0.017 0.733
5901632 360 1-Nov-30 $ 646,453.10 80.00 0.250 0.017 1.358
5901636 360 1-Dec-30 $ 366,441.07 90.00 06 0.250 0.017 0.608
5901640 360 1-Dec-30 $ 387,233.40 80.00 0.250 0.017 0.858
5901650 360 1-Dec-30 $ 395,156.07 80.00 0.250 0.017 0.483
5901657 360 1-Jan-31 $ 317,172.36 80.00 0.250 0.017 0.733
5901663 360 1-Jan-31 $ 431,447.15 80.00 0.250 0.017 0.983
5901669 360 1-Dec-30 $ 347,276.78 80.00 0.250 0.017 0.608
5901680 360 1-Jan-31 $ 294,571.60 77.15 0.250 0.017 0.358
5902394 360 1-Dec-30 $ 359,288.74 72.00 0.250 0.017 0.858
5902411 360 1-Jan-31 $ 439,422.41 78.57 0.250 0.017 0.858
5902425 360 1-Dec-30 $ 138,413.92 77.95 0.250 0.017 1.108
5902452 360 1-Jan-31 $ 319,579.92 73.31 0.250 0.017 0.858
5902468 360 1-Jan-31 $ 318,071.14 70.00 0.250 0.017 0.733
5902488 360 1-Dec-30 $ 324,389.73 36.11 0.250 0.017 1.108
5902511 360 1-Dec-30 $ 359,306.54 80.00 0.250 0.017 0.983
5902528 360 1-Jan-31 $ 471,196.23 79.99 0.250 0.017 0.983
5902537 360 1-Dec-30 $ 599,172.82 71.46 0.250 0.017 1.108
5902563 360 1-Dec-30 $ 311,728.38 90.00 13 0.250 0.017 1.233
5902575 360 1-Jan-31 $ 291,626.32 80.00 0.250 0.017 0.983
5902598 360 1-Jan-31 $ 379,537.95 80.00 0.250 0.017 1.233
5902612 360 1-Dec-30 $ 209,585.07 21.00 0.250 0.017 0.858
5902635 360 1-Dec-30 $ 85,727.98 78.18 0.250 0.017 1.608
5902652 360 1-Jan-31 $ 401,472.28 77.31 0.250 0.017 0.858
5902768 360 1-Dec-30 $ 351,339.03 72.28 0.250 0.017 1.108
5903168 360 1-Jan-31 $ 411,958.51 75.00 0.250 0.017 0.858
5903188 360 1-Jan-31 $ 289,599.55 79.23 0.250 0.017 0.608
5903189 360 1-Jan-31 $ 405,467.04 80.00 0.250 0.017 0.858
5903196 360 1-Jan-31 $ 435,412.97 80.00 0.250 0.017 0.733
5903204 360 1-Feb-31 $ 299,803.76 80.00 0.250 0.017 0.858
5903206 360 1-Jan-31 $ 479,385.74 73.85 0.250 0.017 0.983
5903212 360 1-Jan-31 $ 343,548.43 80.00 0.250 0.017 0.858
5903222 360 1-Jan-31 $ 611,133.33 48.38 0.250 0.017 0.483
5903226 360 1-Feb-31 $ 396,476.96 75.00 0.250 0.017 0.608
5903232 360 1-Dec-30 $ 273,458.65 80.00 0.250 0.017 0.858
5903248 360 1-Jan-31 $ 409,461.79 58.16 0.250 0.017 0.858
5903263 360 1-Feb-31 $ 319,790.68 80.00 0.250 0.017 0.858
5903264 360 1-Jan-31 $ 296,799.83 80.00 0.250 0.017 0.733
5903281 360 1-Jan-31 $ 339,530.48 80.00 0.250 0.017 0.608
5903292 360 1-Feb-31 $ 599,587.08 51.06 0.250 0.017 0.608
5903295 360 1-Feb-31 $ 399,724.72 49.08 0.250 0.017 0.608
5903296 360 1-Jan-31 $ 319,546.84 80.00 0.250 0.017 0.483
5903305 360 1-Feb-31 $ 434,715.45 48.25 0.250 0.017 0.858
5903309 360 1-Jan-31 $ 319,523.54 59.81 0.250 0.017 0.233
5903315 360 1-Dec-30 $ 287,445.26 71.11 0.250 0.017 0.983
5903325 360 1-Jan-31 $ 520,565.75 75.00 0.250 0.017 0.858
5903328 360 1-Feb-31 $ 313,373.03 80.00 0.250 0.017 0.358
5903335 360 1-Dec-30 $ 299,376.55 80.00 0.250 0.017 0.608
5903340 360 1-Jan-31 $ 424,427.76 53.13 0.250 0.017 0.733
5903344 360 1-Dec-30 $ 294,431.77 46.46 0.250 0.017 0.983
5903348 360 1-Jan-31 $ 356,222.98 68.65 0.250 0.017 0.983
5903365 360 1-Jan-31 $ 379,301.44 90.00 12 0.250 0.017 0.858
5903383 360 1-Jan-31 $ 485,828.20 70.00 0.250 0.017 0.608
5903390 360 1-Jan-31 $ 479,385.74 58.04 0.250 0.017 0.983
5903394 360 1-Nov-30 $ 478,763.00 60.00 0.250 0.017 0.983
5903435 360 1-Jan-31 $ 533,383.30 62.86 0.250 0.017 1.483
5903457 360 1-Jan-31 $ 300,155.45 80.00 0.250 0.017 0.858
5903553 360 1-Jan-31 $ 312,399.71 80.00 0.250 0.017 0.983
5903559 360 1-Jan-31 $ 279,668.19 80.00 0.250 0.017 1.358
5903570 360 1-Jan-31 $ 130,237.34 80.00 0.250 0.017 1.108
5903605 360 1-Jan-31 $ 339,597.10 40.00 0.250 0.017 1.358
5903610 360 1-Jan-31 $ 291,606.85 80.00 0.250 0.017 0.733
5903621 360 1-Jan-31 $ 294,023.25 80.00 0.250 0.017 0.983
5903663 360 1-Jan-31 $ 335,524.19 80.00 0.250 0.017 0.483
5903671 360 1-Jan-31 $ 319,569.13 80.00 0.250 0.017 0.733
5903704 360 1-Jan-31 $ 316,594.33 63.78 0.250 0.017 0.983
5903714 360 1-Dec-30 $ 299,327.87 71.43 0.250 0.017 0.233
5903722 360 1-Jan-31 $ 495,381.27 80.00 0.250 0.017 1.108
5903724 360 1-Jan-31 $ 649,056.11 67.53 0.250 0.017 0.358
5903738 360 1-Jan-31 $ 355,758.05 75.00 0.250 0.017 0.608
5903746 360 1-Jan-31 $ 389,447.70 66.67 0.250 0.017 0.483
5903754 360 1-Jan-31 $ 135,834.64 80.00 0.250 0.017 1.233
5903757 360 1-Jan-31 $ 305,555.65 80.00 0.250 0.017 0.358
5903761 360 1-Jan-31 $ 334,237.81 79.99 0.250 0.017 0.608
5903762 360 1-Nov-30 $ 318,270.45 80.00 0.250 0.017 0.483
5903772 360 1-Dec-30 $ 339,438.65 80.00 0.250 0.017 1.733
5903779 360 1-Jan-31 $ 349,329.03 46.36 0.250 0.017 0.608
5903781 360 1-Jan-31 $ 318,759.22 79.82 0.250 0.017 0.608
5903784 360 1-Jan-31 $ 555,691.95 79.50 0.250 0.017 0.483
5903789 360 1-Dec-30 $ 337,348.93 80.00 0.250 0.017 0.983
5903794 360 1-Dec-30 $ 374,159.84 62.50 0.250 0.017 0.233
5903807 360 1-Jan-31 $ 388,106.64 80.00 0.250 0.017 0.108
5903815 360 1-Jan-31 $ 289,578.88 60.42 0.250 0.017 0.358
5903817 360 1-Dec-30 $ 318,337.08 79.95 0.250 0.017 0.608
5903830 360 1-Jan-31 $ 439,407.58 79.44 0.250 0.017 0.733
5903840 360 1-Jan-31 $ 419,448.60 80.00 0.250 0.017 0.858
5903852 360 1-Dec-30 $ 628,690.76 74.12 0.250 0.017 0.608
5903854 360 1-Dec-30 $ 548,857.02 75.86 0.250 0.017 0.608
5903865 360 1-Dec-30 $ 278,448.76 90.00 11 0.250 0.017 0.858
5903871 360 1-Feb-31 $ 649,541.24 30.38 0.250 0.017 0.483
5903872 360 1-Jan-31 $ 371,459.81 80.00 0.250 0.017 0.358
5903874 360 1-Dec-30 $ 277,504.06 86.88 06 0.250 0.017 1.358
5903880 360 1-Feb-31 $ 309,792.00 44.29 0.250 0.017 0.733
5903882 360 1-Feb-31 $ 499,689.22 75.76 0.250 0.017 1.108
5903887 360 1-Feb-31 $ 649,541.24 72.22 0.250 0.017 0.483
5903888 360 1-Nov-30 $ 478,824.47 75.00 0.250 0.017 1.233
5903912 360 1-Jan-31 $ 274,552.74 93.86 11 0.250 0.017 1.483
5903917 360 1-Jan-31 $ 384,454.78 65.81 0.250 0.017 0.483
5903936 360 1-Dec-30 $ 524,039.08 75.00 0.250 0.017 1.233
5903949 360 1-Jan-31 $ 327,018.72 80.00 0.250 0.017 0.608
5903981 360 1-Dec-30 $ 329,838.87 95.00 12 0.250 0.017 0.983
5904052 360 1-Jan-31 $ 314,047.59 79.61 0.250 0.017 0.983
5904060 360 1-Jan-31 $ 428,776.44 79.99 0.250 0.017 0.358
5904070 360 1-Jan-31 $ 459,315.09 55.62 0.250 0.017 0.233
5904076 360 1-Jan-31 $ 290,847.76 80.00 0.250 0.017 0.608
5904088 360 1-Jan-31 $ 484,113.45 80.00 0.250 0.017 0.483
5904096 360 1-Dec-30 $ 322,308.63 75.00 0.250 0.017 0.858
5904102 360 1-Jan-31 $ 318,681.11 79.97 0.250 0.017 0.858
5904103 360 1-Jan-31 $ 499,291.94 79.37 0.250 0.017 0.483
5904107 360 1-Dec-30 $ 306,593.06 80.00 0.250 0.017 0.858
5904116 360 1-Dec-30 $ 381,710.33 74.99 0.250 0.017 0.983
5904119 360 1-Jan-31 $ 159,768.29 42.44 0.250 0.017 1.233
5904124 360 1-Dec-30 $ 623,733.51 62.50 0.250 0.017 0.733
5904125 360 1-Jan-31 $ 412,229.96 80.00 0.250 0.017 0.608
5904141 360 1-Dec-30 $ 398,431.06 79.86 0.250 0.017 0.983
5904158 360 1-Nov-30 $ 295,237.18 80.00 0.250 0.017 0.983
5904335 360 1-Jan-31 $ 311,400.99 79.95 0.250 0.017 0.983
5904340 360 1-Jan-31 $ 459,315.09 80.00 0.250 0.017 0.233
5904348 360 1-Jan-31 $ 399,156.66 80.00 0.250 0.017 0.608
5904353 360 1-Jan-31 $ 415,507.01 51.68 0.250 0.017 1.358
5904360 360 1-Jan-31 $ 295,591.24 80.00 0.250 0.017 0.608
5904367 360 1-Jan-31 $ 649,124.82 77.11 0.250 0.017 0.733
5904375 360 1-Jan-31 $ 362,623.35 79.96 0.250 0.017 0.858
5904378 360 1-Jan-31 $ 449,276.11 59.60 0.250 0.017 0.233
5904383 360 1-Jan-31 $ 349,116.75 60.78 0.250 0.017 1.733
5904388 360 1-Jan-31 $ 649,229.74 12.88 0.250 0.017 1.358
5904394 360 1-Dec-30 $ 274,456.66 47.71 0.250 0.017 0.858
5904396 360 1-Jan-31 $ 299,596.08 63.83 0.250 0.017 0.733
5904409 360 1-Jan-31 $ 383,456.21 80.00 0.250 0.017 0.483
5904411 360 1-Jan-31 $ 389,488.04 77.23 0.250 0.017 0.858
5904415 360 1-Jan-31 $ 320,357.01 80.00 0.250 0.017 0.608
5904418 360 1-Jan-31 $ 299,616.08 80.00 0.250 0.017 0.983
5904426 360 1-Jan-31 $ 483,348.33 80.00 0.250 0.017 0.733
5904437 360 1-Jan-31 $ 519,383.77 62.65 0.250 0.017 1.358
5904447 360 1-Jan-31 $ 404,494.79 45.76 0.250 0.017 1.108
5904466 360 1-Dec-30 $ 327,351.96 80.00 0.250 0.017 0.858
5904473 360 1-Dec-30 $ 63,290.44 80.00 0.250 0.017 1.233
5904479 360 1-Jan-31 $ 315,563.63 80.00 0.250 0.017 0.608
5904480 360 1-Sep-30 $ 364,900.15 80.00 0.250 0.017 0.733
5904486 360 1-Jan-31 $ 152,166.60 69.35 0.250 0.017 0.108
5904498 360 1-Jan-31 $ 508,015.07 80.00 0.250 0.017 0.733
5904505 360 1-Jan-31 $ 483,348.33 80.00 0.250 0.017 0.733
5904519 360 1-Jan-31 $ 463,259.39 79.99 0.250 0.017 0.608
5904536 360 1-Jan-31 $ 299,162.94 79.87 0.250 0.017 1.608
5904547 360 1-Jan-31 $ 419,420.02 80.00 0.250 0.017 0.608
5904555 360 1-Jan-31 $ 399,340.20 72.73 0.250 0.017 1.108
5904562 360 1-Nov-30 $ 513,040.30 80.00 0.250 0.017 0.858
5904571 360 1-Jan-31 $ 307,595.69 80.00 0.250 0.017 0.858
5904590 360 1-Feb-31 $ 324,764.77 44.83 0.250 0.017 0.358
5904602 360 1-Dec-30 $ 324,499.23 68.00 0.250 0.017 0.858
5904610 360 1-Jan-31 $ 278,025.15 80.00 0.250 0.017 0.733
5904616 360 1-Dec-30 $ 311,383.58 80.00 0.250 0.017 0.858
5904617 360 1-Jan-31 $ 298,094.89 68.24 0.250 0.017 0.733
5904632 360 1-Jan-31 $ 252,676.25 79.56 0.250 0.017 0.983
5904642 360 1-Jan-31 $ 399,289.33 83.33 12 0.250 0.017 0.483
5904655 360 1-Jan-31 $ 349,403.71 76.92 0.250 0.017 0.483
5904682 360 1-Jan-31 $ 451,421.56 80.00 0.250 0.017 0.983
5904696 360 1-Jan-31 $ 439,079.49 77.19 0.250 0.017 0.858
5904700 360 1-Jan-31 $ 339,542.22 80.00 0.250 0.017 0.733
5904704 360 1-Jan-31 $ 413,614.96 70.41 0.250 0.017 0.108
5904709 360 1-Jan-31 $ 463,342.92 80.00 0.250 0.017 0.483
5904713 360 1-Jan-31 $ 309,502.72 65.26 0.250 0.017 0.000
5904721 360 1-Jan-31 $ 440,159.91 80.00 0.250 0.017 0.358
5904735 360 1-Jan-31 $ 324,551.19 74.88 0.250 0.017 0.608
5904738 360 1-Jan-31 $ 335,524.19 80.00 0.250 0.017 0.483
5904739 360 1-Jan-31 $ 453,404.03 79.86 0.250 0.017 0.858
5904758 360 1-Jan-31 $ 355,299.85 76.56 0.250 0.017 1.233
5904767 360 1-Jan-31 $ 334,049.62 53.52 0.250 0.017 0.733
5904781 360 1-Jan-31 $ 319,558.11 80.00 0.250 0.017 0.608
5904785 360 1-Jan-31 $ 296,500.24 89.97 11 0.250 0.017 0.733
5904829 360 1-Jan-31 $ 281,610.58 73.06 0.250 0.017 0.608
5904862 360 1-Jan-31 $ 132,820.92 60.18 0.250 0.017 0.733
5904873 360 1-Jan-31 $ 309,582.61 79.49 0.250 0.017 0.733
5904925 360 1-Jan-31 $ 305,555.65 80.00 0.250 0.017 0.358
5904937 360 1-Jan-31 $ 438,393.79 52.26 0.250 0.017 0.608
5904938 360 1-Jan-31 $ 339,597.10 62.96 0.250 0.017 1.358
5904948 360 1-Jan-31 $ 468,180.05 75.00 0.250 0.017 1.233
5904953 360 1-Jan-31 $ 361,356.86 79.91 0.250 0.017 0.483
5904958 360 1-Nov-30 $ 247,392.61 80.00 0.250 0.017 1.233
5904969 360 1-Jan-31 $ 467,369.87 78.00 0.250 0.017 0.733
5904972 360 1-Jan-31 $ 447,455.28 80.00 0.250 0.017 1.233
5904979 360 1-Jan-31 $ 287,891.72 79.99 0.250 0.017 0.483
5904988 360 1-Jan-31 $ 306,764.96 80.00 0.250 0.017 0.483
5904989 360 1-Jan-31 $ 328,057.69 90.00 12 0.250 0.017 0.733
5904990 360 1-Jan-31 $ 355,520.67 80.00 0.250 0.017 0.733
5904999 360 1-Jan-31 $ 509,379.89 75.78 0.250 0.017 1.233
5905001 360 1-Jan-31 $ 299,606.19 69.77 0.250 0.017 0.858
5905008 360 1-Jan-31 $ 345,272.54 75.00 0.250 0.017 0.608
5905009 360 1-Jan-31 $ 395,702.81 79.99 0.250 0.017 0.608
5905015 360 1-Jan-31 $ 468,145.20 38.27 0.250 0.017 1.483
5905016 360 1-Jan-31 $ 358,868.40 37.56 0.250 0.017 1.358
5905019 360 1-Jan-31 $ 465,861.65 49.63 0.250 0.017 0.983
5905020 360 1-Jan-31 $ 49,912.45 33.53 0.250 0.017 1.108
5905023 360 1-Jan-31 $ 185,262.61 70.00 0.250 0.017 0.983
5905030 360 1-Jan-31 $ 347,537.66 75.23 0.250 0.017 1.358
5905042 360 1-Jan-31 $ 294,103.47 95.00 06 0.250 0.017 0.733
5905060 360 1-Jan-31 $ 184,744.53 57.10 0.250 0.017 0.608
5905062 360 1-Jan-31 $ 326,923.66 89.97 12 0.250 0.017 0.483
5905067 360 1-Jan-31 $ 646,868.71 80.00 0.250 0.017 0.608
5905071 360 1-Jan-31 $ 499,360.15 37.04 0.250 0.017 0.983
5905073 360 1-Jan-31 $ 310,841.42 75.00 0.250 0.017 0.858
5905076 360 1-Jan-31 $ 299,625.76 46.15 0.250 0.017 1.108
5905085 360 1-Jan-31 $ 353,771.76 73.20 0.250 0.017 0.608
5905086 360 1-Jan-31 $ 303,600.94 80.00 0.250 0.017 0.858
5905087 360 1-Jan-31 $ 80,991.20 80.00 0.250 0.017 1.108
5905097 360 1-Jan-31 $ 514,235.49 76.27 0.250 0.017 1.733
5905098 360 1-Jan-31 $ 329,923.01 51.24 0.250 0.017 0.608
5905099 360 1-Jan-31 $ 409,447.97 67.21 0.250 0.017 0.733
5905101 360 1-Jan-31 $ 372,185.34 80.00 0.250 0.017 0.608
5905109 360 1-Jan-31 $ 403,456.04 80.00 0.250 0.017 0.733
5905110 360 1-Jan-31 $ 288,001.75 80.00 0.250 0.017 0.608
5905113 360 1-Jan-31 $ 334,234.40 72.51 0.250 0.017 0.608
5905128 360 1-Jan-31 $ 559,246.00 80.00 0.250 0.017 0.733
5905142 360 1-Jan-31 $ 446,582.46 79.90 0.250 0.017 0.608
5905176 360 1-Jan-31 $ 499,273.92 76.92 0.250 0.017 0.358
5905179 360 1-Jan-31 $ 438,623.45 80.00 0.250 0.017 0.858
5905191 360 1-Jan-31 $ 296,373.08 74.25 0.250 0.017 0.983
5905199 360 1-Jan-31 $ 319,569.13 86.49 13 0.250 0.017 0.733
5905202 360 1-Jan-31 $ 303,369.78 79.99 0.250 0.017 0.483
5905210 360 1-Jan-31 $ 359,527.43 80.00 0.250 0.017 0.858
5905214 360 1-Jan-31 $ 72,005.36 70.00 0.250 0.017 0.858
5905261 360 1-Jan-31 $ 59,923.22 60.00 0.250 0.017 0.983
5905270 360 1-Jan-31 $ 189,744.19 65.52 0.250 0.017 0.733
5905276 360 1-Jan-31 $ 594,276.53 76.97 0.250 0.017 1.233
5905306 360 1-Jan-31 $ 467,287.32 80.00 0.250 0.017 0.483
5905309 360 1-Jan-31 $ 451,906.00 79.95 0.250 0.017 0.858
5905323 360 1-Jan-31 $ 311,367.76 76.28 0.250 0.017 0.733
5905331 360 1-Jan-31 $ 399,389.37 79.21 0.250 0.017 0.108
5905342 360 1-Dec-30 $ 436,158.25 67.75 0.250 0.017 0.983
5905346 360 1-Dec-30 $ 315,391.33 69.99 0.250 0.017 0.983
5905369 360 1-Jan-31 $ 99,865.35 58.13 0.250 0.017 0.733
5905384 360 1-Jan-31 $ 374,082.71 79.36 0.250 0.017 0.608
5905398 360 1-Jan-31 $ 339,530.48 80.00 0.250 0.017 0.608
5905402 360 1-Jan-31 $ 284,082.95 76.40 0.250 0.017 0.733
5905405 360 1-Jan-31 $ 319,480.06 88.89 06 0.250 0.017 0.858
5905414 360 1-Jan-31 $ 324,594.57 59.09 0.250 0.017 1.108
5905417 360 1-Jan-31 $ 605,562.62 80.00 0.250 0.017 0.608
5905425 360 1-Nov-30 $ 315,121.52 80.00 0.250 0.017 0.608
5905429 360 1-Jan-31 $ 479,445.67 79.94 0.250 0.017 1.483
5905432 360 1-Jan-31 $ 339,057.36 79.19 0.250 0.017 0.983
5905439 360 1-Jan-31 $ 303,580.21 80.00 0.250 0.017 0.608
5905448 360 1-Jan-31 $ 295,872.08 66.37 0.250 0.017 0.733
5905462 360 1-Jan-31 $ 499,360.15 76.92 0.250 0.017 0.983
5905468 360 1-Jan-31 $ 492,053.24 70.00 0.250 0.017 0.858
5905469 360 1-Jan-31 $ 439,407.58 42.93 0.250 0.017 0.733
5905480 360 1-Jan-31 $ 296,619.93 90.00 06 0.250 0.017 0.983
5905488 360 1-Jan-31 $ 307,585.31 80.00 0.250 0.017 0.733
5905493 360 1-Jan-31 $ 299,596.08 73.17 0.250 0.017 0.733
5905499 360 1-Jan-31 $ 305,178.00 80.00 0.250 0.017 0.608
5905507 360 1-Jan-31 $ 374,267.58 64.10 0.250 0.017 0.483
5905715 360 1-Feb-31 $ 289,815.08 79.45 0.250 0.017 0.983
5905727 360 1-Jan-31 $ 486,677.00 79.89 0.250 0.017 0.608
5905747 360 1-Jan-31 $ 341,415.83 79.98 0.250 0.017 0.483
5905760 360 1-Feb-31 $ 130,824.69 70.00 0.250 0.017 1.483
5905767 360 1-Feb-31 $ 91,536.97 80.00 0.250 0.017 0.608
5905768 360 1-Jan-31 $ 574,205.98 48.94 0.250 0.017 0.608
5905782 360 1-Jan-31 $ 313,118.82 95.00 24 0.250 0.017 1.233
5905783 360 1-Jan-31 $ 339,530.48 79.09 0.250 0.017 0.608
5905798 360 1-Feb-31 $ 449,713.05 73.05 0.250 0.017 0.983
5905809 360 1-Jan-31 $ 87,881.52 80.00 0.250 0.017 0.733
5905821 360 1-Jan-31 $ 415,266.10 80.00 0.250 0.017 0.000
5905831 360 1-Jan-31 $ 314,455.09 79.99 0.250 0.017 0.608
5905834 360 1-Feb-31 $ 471,675.17 80.00 0.250 0.017 0.608
5905841 360 1-Jan-31 $ 319,569.13 79.40 0.250 0.017 0.733
5905846 360 1-Jan-31 $ 407,422.22 67.11 0.250 0.017 0.483
5905858 360 1-Jan-31 $ 499,376.27 78.74 0.250 0.017 1.108
5905859 360 1-Jan-31 $ 319,496.91 80.00 0.250 0.017 0.483
5905862 360 1-Nov-30 $ 315,143.35 80.00 0.250 0.017 0.733
5905876 360 1-Jan-31 $ 287,640.73 57.60 0.250 0.017 1.108
5905958 360 1-Dec-30 $ 298,501.89 80.00 0.250 0.017 0.733
5905971 360 1-Dec-30 $ 648,682.85 76.38 0.250 0.017 0.733
5905989 360 1-Jan-31 $ 347,481.85 80.00 0.250 0.017 0.233
5905998 360 1-Jan-31 $ 336,839.94 79.35 0.250 0.017 1.233
5906003 360 1-Jan-31 $ 312,667.64 66.62 0.250 0.017 0.608
5906017 360 1-Dec-30 $ 451,129.35 80.00 0.250 0.017 0.983
5906054 360 1-Jan-31 $ 99,458.95 34.34 0.250 0.017 0.483
5906102 360 1-Jan-31 $ 361,826.12 80.00 0.250 0.017 0.483
5906110 360 1-Jan-31 $ 89,482.38 80.00 0.250 0.017 0.858
5906120 360 1-Jan-31 $ 464,188.19 76.86 0.250 0.017 0.608
5906152 360 1-Jan-31 $ 339,564.89 68.00 0.250 0.017 0.983
5906175 360 1-Jan-31 $ 499,392.05 63.94 0.250 0.017 1.233
5906329 360 1-Dec-30 $ 648,649.20 54.17 0.250 0.017 0.608
5906371 360 1-Jan-31 $ 291,446.98 80.00 0.250 0.017 0.608
5906395 360 1-Dec-30 $ 336,716.29 78.92 0.250 0.017 0.733
5906442 360 1-Dec-30 $ 363,216.27 80.00 0.250 0.017 0.983
5906443 360 1-Nov-30 $ 376,626.86 80.00 0.250 0.017 0.983
5906457 360 1-Jan-31 $ 353,591.18 49.86 0.250 0.017 1.483
5906497 360 1-Jan-31 $ 597,309.39 51.11 0.250 0.017 1.483
5906515 360 1-Jan-31 $ 299,535.29 42.86 0.250 0.017 0.108
5906533 360 1-Jan-31 $ 303,151.53 79.99 0.250 0.017 0.858
5906549 360 1-Jan-31 $ 649,168.17 74.29 0.250 0.017 0.983
5906561 360 1-Jan-31 $ 339,617.37 72.96 0.250 0.017 1.608
5906574 360 1-Jan-31 $ 363,318.92 75.00 0.250 0.017 1.358
5906576 360 1-Jan-31 $ 549,296.15 30.56 0.250 0.017 0.983
5906612 360 1-Jan-31 $ 451,343.62 80.00 0.250 0.017 0.358
5906613 360 1-Jan-31 $ 376,564.60 86.67 06 0.250 0.017 1.483
5906627 360 1-Jan-31 $ 439,361.04 80.00 0.250 0.017 0.358
5906628 360 1-Dec-30 $ 291,028.46 80.00 0.250 0.017 0.483
5906638 360 1-Dec-30 $ 648,747.96 47.27 0.250 0.017 0.983
5906646 360 1-Dec-30 $ 467,002.66 90.00 12 0.250 0.017 0.483
5906647 360 1-Dec-30 $ 452,416.10 80.00 0.250 0.017 0.983
5906654 360 1-Dec-30 $ 332,290.33 90.00 11 0.250 0.017 0.483
5906655 360 1-Dec-30 $ 334,201.53 72.77 0.250 0.017 0.483
5906667 360 1-Dec-30 $ 349,254.11 77.78 0.250 0.017 0.483
5906673 360 1-Jan-31 $ 314,596.89 58.88 0.250 0.017 0.983
5906675 360 1-Jan-31 $ 333,926.45 80.00 0.250 0.017 0.483
5906678 360 1-Jan-31 $ 341,362.60 79.99 0.250 0.017 0.983
5906690 360 1-Dec-30 $ 363,280.83 80.00 0.250 0.017 0.858
5906692 360 1-Dec-30 $ 389,168.87 80.00 0.250 0.017 0.483
5906704 360 1-Dec-30 $ 509,042.37 79.69 0.250 0.017 1.108
5906707 360 1-Jan-31 $ 349,516.67 53.85 0.250 0.017 0.608
5906710 360 1-Jan-31 $ 546,351.78 68.38 0.250 0.017 1.358
5906721 360 1-Jan-31 $ 364,495.97 27.34 0.250 0.017 0.608
5906724 360 1-Dec-30 $ 309,339.36 70.62 0.250 0.017 0.483
5906726 360 1-Jan-31 $ 649,146.74 52.00 0.250 0.017 0.858
5906739 360 1-Dec-30 $ 598,262.89 77.56 0.250 0.017 0.358
5906741 360 1-Dec-30 $ 383,978.73 79.55 0.250 0.017 0.858
5906749 360 1-Dec-30 $ 369,938.86 79.25 0.250 0.017 1.358
5906754 360 1-Dec-30 $ 287,401.49 79.86 0.250 0.017 0.608
5906779 360 1-Jan-31 $ 487,326.12 66.39 0.250 0.017 0.608
5906782 360 1-Jan-31 $ 379,549.69 80.00 0.250 0.017 1.358
5906783 360 1-Feb-31 $ 621,582.65 71.09 0.250 0.017 0.733
5906792 360 1-Dec-30 $ 327,883.16 75.17 0.250 0.017 1.108
5906822 360 1-Nov-30 $ 529,630.30 39.92 0.250 0.017 0.983
5906832 360 1-Dec-30 $ 293,062.63 80.00 0.250 0.017 1.233
5906842 360 1-Jan-31 $ 599,192.14 80.00 0.250 0.017 0.733
5906848 360 1-Dec-30 $ 409,126.27 58.57 0.250 0.017 0.483
5906856 351 1-Mar-30 $ 444,647.66 90.00 12 0.250 0.017 1.358
5906865 360 1-Dec-30 $ 616,301.34 80.00 0.250 0.017 0.608
5906887 360 1-Dec-30 $ 434,096.01 74.36 0.250 0.017 0.608
5906898 360 1-Dec-30 $ 459,113.93 74.80 0.250 0.017 0.983
5906915 360 1-Jan-31 $ 313,177.75 80.00 0.250 0.017 0.733
5906931 360 1-Dec-30 $ 648,649.20 51.38 0.250 0.017 0.608
5906934 360 1-Dec-30 $ 299,131.42 80.00 0.250 0.017 0.358
5906937 360 1-Jan-31 $ 519,181.27 54.74 0.250 0.017 0.608
5906950 360 1-Jan-31 $ 399,513.65 67.26 0.250 0.017 1.233
5906978 360 1-Dec-30 $ 343,936.22 74.91 0.250 0.017 0.983
5907016 360 1-Jan-31 $ 549,296.15 62.34 0.250 0.017 0.983
5907042 360 1-Dec-30 $ 383,559.76 90.00 06 0.250 0.017 0.983
5907047 360 1-Dec-30 $ 387,271.45 80.00 0.250 0.017 1.108
5907458 360 1-Nov-30 $ 398,969.15 80.00 0.250 0.017 0.983
5907481 360 1-Dec-30 $ 349,325.85 43.75 0.250 0.017 0.983
5907487 360 1-Dec-30 $ 484,112.28 68.31 0.250 0.017 1.233
5907505 360 1-Nov-30 $ 469,755.00 75.00 0.250 0.017 0.858
5907511 360 1-Nov-30 $ 303,216.57 95.00 12 0.250 0.017 0.983
5907544 360 1-Jan-31 $ 374,217.33 53.57 0.250 0.017 0.483
5907546 360 1-Dec-30 $ 363,262.41 80.00 0.250 0.017 0.733
5907558 360 1-Nov-30 $ 398,740.47 32.00 0.250 0.017 0.000
5907559 360 1-Jan-31 $ 374,148.21 80.00 0.250 0.017 0.858
5907564 360 1-Dec-30 $ 339,293.41 80.00 0.250 0.017 0.608
5907569 360 1-Dec-30 $ 349,325.82 54.26 0.250 0.017 0.983
5907586 360 1-Nov-30 $ 279,348.55 80.00 0.250 0.017 1.483
5907592 360 1-Dec-30 $ 399,229.52 80.00 0.250 0.017 0.983
5907603 360 1-Jan-31 $ 269,688.17 63.53 0.250 0.017 1.483
5907657 360 1-Jan-31 $ 434,535.24 54.38 0.250 0.017 1.858
5907892 360 1-Jan-31 $ 489,619.08 79.98 0.250 0.017 1.358
5907911 360 1-Jan-31 $ 403,180.93 80.00 0.250 0.017 0.983
5908006 360 1-Jan-31 $ 399,474.91 43.96 0.250 0.017 0.858
5908010 360 1-Dec-30 $ 331,360.49 80.00 0.250 0.017 0.983
5908054 360 1-Dec-30 $ 277,196.76 79.92 0.250 0.017 0.858
5908182 360 1-Jan-31 $ 333,614.28 79.90 0.250 0.017 1.483
5908207 360 1-Dec-30 $ 398,478.14 70.05 0.250 0.017 0.858
5908532 360 1-Jan-31 $ 259,627.92 62.65 0.250 0.017 0.983
5908549 360 1-Dec-30 $ 332,374.69 79.29 0.250 0.017 1.108
5908630 360 1-Jan-31 $ 385,879.73 80.00 0.250 0.017 0.733
5909325 360 1-Aug-30 $ 311,462.52 90.00 06 0.250 0.017 1.483
5909343 360 1-Dec-30 $ 490,101.31 71.16 0.250 0.017 1.233
5909510 360 1-Jan-31 $ 287,568.80 90.00 13 0.250 0.017 1.358
5909525 360 1-Dec-30 $ 413,182.04 90.00 11 0.250 0.017 0.858
5909557 360 1-Dec-30 $ 243,541.83 80.00 0.250 0.017 1.108
5909561 360 1-Jan-31 $ 374,520.11 75.00 0.250 0.017 0.983
5909567 360 1-Dec-30 $ 363,219.00 80.00 0.250 0.017 0.983
5909568 360 1-Dec-30 $ 518,946.27 80.00 0.250 0.017 0.733
5909579 360 1-Dec-30 $ 279,474.24 80.00 0.250 0.017 1.108
5909625 360 1-Jan-31 $ 507,349.91 76.39 0.250 0.017 0.983
5909664 360 1-Nov-30 $ 356,953.65 80.00 0.250 0.017 0.358
5909672 360 1-Dec-30 $ 299,360.67 89.55 12 0.250 0.017 0.483
5909688 360 1-Dec-30 $ 379,304.49 80.00 0.250 0.017 1.233
5909689 360 1-Jan-31 $ 354,557.14 74.74 0.250 0.017 1.108
5909695 360 1-Dec-30 $ 319,667.31 79.99 0.250 0.017 0.483
5909701 360 1-Dec-30 $ 299,376.55 52.63 0.250 0.017 0.608
5909706 360 1-Dec-30 $ 326,303.12 73.24 0.250 0.017 0.483
5909718 360 1-Dec-30 $ 327,051.54 95.00 11 0.250 0.017 0.483
5909719 360 1-Dec-30 $ 634,678.27 80.00 0.250 0.017 0.608
5909722 360 1-Jan-31 $ 399,501.02 80.00 0.250 0.017 1.108
5909724 353 1-May-30 $ 359,085.71 72.00 0.250 0.017 1.108
5909734 360 1-Dec-30 $ 281,413.95 76.84 0.250 0.017 0.417
5909745 360 1-Nov-30 $ 555,034.37 80.00 0.250 0.017 0.358
5909753 360 1-Jan-31 $ 400,232.39 76.63 0.250 0.017 0.483
5909761 360 1-Nov-30 $ 439,973.95 90.00 11 0.250 0.017 1.483
5909766 360 1-Jan-31 $ 572,355.15 47.75 0.250 0.017 1.608
5909767 360 1-Jan-31 $ 299,450.86 66.67 0.250 0.017 1.233
5909779 360 1-Jan-31 $ 274,610.57 79.48 0.250 0.017 0.483
5909792 360 1-Nov-30 $ 506,613.93 80.00 0.250 0.017 1.233
5909796 360 1-Dec-30 $ 395,177.06 80.00 0.250 0.017 0.608
5909805 360 1-Jan-31 $ 521,422.48 80.00 0.250 0.017 0.233
5909815 360 1-Dec-30 $ 299,334.75 37.54 0.250 0.017 1.233
5909820 360 1-Jan-31 $ 479,401.22 62.75 0.250 0.017 1.108
5909860 360 1-Jan-31 $ 329,555.66 62.86 0.250 0.017 0.733
5909865 360 1-Dec-30 $ 345,316.37 77.65 0.250 0.017 0.858
5909869 360 1-Dec-30 $ 314,942.83 79.99 0.250 0.017 0.233
5909881 360 1-Nov-30 $ 314,929.62 79.99 0.250 0.017 0.108
5909894 360 1-Dec-30 $ 384,179.53 78.57 0.250 0.017 0.483
5909900 360 1-Dec-30 $ 399,223.30 80.00 0.250 0.017 1.358
5909901 354 1-Jun-30 $ 404,243.05 90.00 12 0.250 0.017 1.358
5909912 360 1-Dec-30 $ 424,032.61 52.15 0.250 0.017 0.483
5909917 360 1-Jan-31 $ 379,488.34 63.33 0.250 0.017 0.733
5909930 360 1-Jan-31 $ 519,281.93 80.00 0.250 0.017 0.608
5909943 360 1-Nov-30 $ 342,601.04 94.08 06 0.250 0.017 1.313
5909950 360 1-Dec-30 $ 363,761.39 76.74 0.250 0.017 0.733
5909964 360 1-Dec-30 $ 523,823.77 73.43 0.250 0.017 0.233
5909967 360 1-Jan-31 $ 306,497.12 90.00 06 0.250 0.017 0.858
5909969 360 1-Dec-30 $ 598,844.29 30.00 0.250 0.017 0.983
5909978 360 1-Dec-30 $ 331,292.48 76.32 0.250 0.017 0.483
5909979 360 1-Dec-30 $ 379,159.61 80.00 0.250 0.017 0.358
5909988 348 1-Dec-29 $ 336,822.55 90.00 12 0.250 0.017 1.233
5909989 360 1-Nov-30 $ 522,341.98 80.00 0.250 0.017 0.608
5910003 360 1-Jan-31 $ 329,577.69 80.00 0.250 0.017 0.983
5910017 360 1-Nov-30 $ 299,246.28 68.18 0.250 0.017 1.108
5910023 360 1-Nov-30 $ 299,207.03 66.67 0.250 0.017 0.858
5910029 360 1-Dec-30 $ 298,628.12 95.00 11 0.250 0.017 0.608
5910038 360 1-Jan-31 $ 603,164.99 80.00 0.250 0.017 0.608
5910051 360 1-Dec-30 $ 399,209.28 80.00 0.250 0.017 0.858
5910063 360 1-Jan-31 $ 516,837.73 79.99 0.250 0.017 0.983
5910077 360 1-Jan-31 $ 431,292.78 80.00 0.250 0.017 0.358
5910311 360 1-Jan-31 $ 419,301.55 45.41 0.250 0.017 0.983
5910340 360 1-Jan-31 $ 432,244.06 79.86 0.250 0.017 0.608
5911025 360 1-Jan-31 $ 649,124.82 65.00 0.250 0.017 0.733
5911041 360 1-Feb-31 $ 370,092.41 79.29 0.250 0.017 1.608
5911061 360 1-Feb-31 $ 309,761.15 75.61 0.250 0.017 0.983
5911068 360 1-Dec-30 $ 264,489.55 86.89 13 0.250 0.017 0.983
5911074 360 1-Jan-31 $ 557,512.34 80.00 0.250 0.017 0.733
5911088 360 1-Jan-31 $ 355,520.65 80.00 0.250 0.017 0.733
5911105 360 1-Nov-30 $ 418,861.44 80.00 0.250 0.017 0.733
5911111 360 1-Jan-31 $ 279,623.00 79.99 0.250 0.017 0.733
5911113 360 1-Oct-30 $ 274,489.63 79.99 0.250 0.017 0.608
5911124 360 1-Oct-30 $ 286,072.26 89.96 13 0.250 0.017 0.983
5911130 360 1-Jan-31 $ 363,497.36 80.00 0.250 0.017 0.608
5911142 360 1-Jan-31 $ 499,392.19 79.38 0.250 0.017 1.483
5911209 360 1-Jan-31 $ 339,559.11 75.56 0.250 0.017 0.983
5911215 360 1-Feb-31 $ 371,737.45 79.95 0.250 0.017 0.483
5911232 360 1-Jan-31 $ 304,609.68 89.71 11 0.250 0.017 0.983
5911242 360 1-Jan-31 $ 396,404.88 70.00 0.250 0.017 1.108
5911255 360 1-Jan-31 $ 325,884.35 80.00 0.250 0.017 0.608
5911284 360 1-Jan-31 $ 499,392.05 68.97 0.250 0.017 1.233
5911292 360 1-Jan-31 $ 322,054.66 79.99 0.250 0.017 0.608
5911306 360 1-Jan-31 $ 332,063.53 72.60 0.250 0.017 0.858
5911308 360 1-Jan-31 $ 477,338.21 79.99 0.250 0.017 0.233
5911324 360 1-Dec-30 $ 181,631.17 70.00 0.250 0.017 0.733
5911327 360 1-Jan-31 $ 283,627.18 21.04 0.250 0.017 0.858
5911331 360 1-Dec-30 $ 267,443.04 79.78 0.250 0.017 0.608
5911343 360 1-Dec-30 $ 424,116.76 71.73 0.250 0.017 0.608
5911348 360 1-Jan-31 $ 431,418.35 80.00 0.250 0.017 0.733
5911355 360 1-Jan-31 $ 474,327.33 58.64 0.250 0.017 0.483
5911370 360 1-Jan-31 $ 333,039.46 79.98 0.250 0.017 0.608
5911376 360 1-Feb-31 $ 359,770.43 80.00 0.250 0.017 0.983
5911398 360 1-Jan-31 $ 439,436.91 70.40 0.250 0.017 0.983
5911408 360 1-Jan-31 $ 423,399.55 80.00 0.250 0.017 0.483
5911412 360 1-Jan-31 $ 155,622.79 79.19 0.250 0.017 0.983
5911413 360 1-Dec-30 $ 324,341.41 73.94 0.250 0.017 0.733
5911426 360 1-Jan-31 $ 317,282.54 70.67 0.250 0.017 0.858
5911472 360 1-Jan-31 $ 411,445.25 80.00 0.250 0.017 0.733
5911481 360 1-Jan-31 $ 444,353.78 74.79 0.250 0.017 0.358
5911500 360 1-Jan-31 $ 272,747.23 72.93 0.250 0.017 0.983
5911504 360 1-Dec-30 $ 274,179.03 80.00 0.250 0.017 0.608
5911512 360 1-Jan-31 $ 143,012.01 80.00 0.250 0.017 0.858
5911518 360 1-Jan-31 $ 332,245.51 80.00 0.250 0.017 1.233
5911546 360 1-Jan-31 $ 385,580.13 90.00 06 0.250 0.017 0.733
5911549 360 1-Dec-30 $ 313,579.21 80.00 0.250 0.017 0.858
5911597 360 1-Jan-31 $ 524,225.07 80.00 0.250 0.017 0.608
5911620 360 1-Dec-30 $ 497,739.40 80.00 0.250 0.017 0.983
5911643 360 1-Jan-31 $ 294,003.60 80.00 0.250 0.017 0.733
5911666 360 1-Feb-31 $ 355,795.18 80.00 0.250 0.017 1.483
5911683 360 1-Jan-31 $ 412,061.55 77.98 0.250 0.017 0.733
5911690 360 1-Feb-31 $ 99,939.41 80.00 0.250 0.017 1.233
5911698 360 1-Jan-31 $ 325,949.27 79.99 0.250 0.017 0.608
5911712 360 1-Jan-31 $ 259,649.92 68.98 0.250 0.017 0.733
5911716 360 1-Dec-30 $ 273,086.25 77.07 0.250 0.017 1.108
5911724 360 1-Jan-31 $ 167,316.85 70.00 0.250 0.017 1.233
5911729 360 1-Dec-30 $ 499,012.12 71.43 0.250 0.017 0.858
5911736 360 1-Jan-31 $ 365,531.62 73.20 0.250 0.017 0.983
5911745 360 1-Jan-31 $ 294,632.00 67.82 0.250 0.017 1.108
5911755 360 1-Jan-31 $ 299,126.38 65.82 0.250 0.017 1.108
5911771 360 1-Jan-31 $ 415,763.17 78.64 0.250 0.017 0.983
5911942 360 1-Nov-30 $ 359,072.24 80.00 0.250 0.017 0.983
5912037 360 1-Jan-31 $ 287,471.34 79.99 0.250 0.017 0.233
5912064 360 1-Jan-31 $ 299,553.31 79.05 0.250 0.017 0.233
5912085 360 1-Jan-31 $ 363,470.53 80.00 0.250 0.017 0.358
5913168 360 1-Jan-31 $ 387,464.21 80.00 0.250 0.017 0.608
5914378 360 1-Jan-31 $ 648,625.49 41.90 0.250 0.017 0.733
5914384 360 1-Jan-31 $ 218,113.29 80.00 0.250 0.017 0.858
5914396 360 1-Jan-31 $ 319,378.57 73.40 0.250 0.017 0.858
5914397 360 1-Jan-31 $ 419,434.50 75.68 0.250 0.017 0.733
5914399 360 1-Jan-31 $ 314,342.85 80.00 0.250 0.017 0.358
5914408 360 1-Jan-31 $ 335,524.17 80.00 0.250 0.017 0.483
5914414 360 1-Jan-31 $ 359,502.87 72.00 0.250 0.017 0.608
5914421 360 1-Jan-31 $ 347,864.73 80.00 0.250 0.017 0.608
5914422 360 1-Jan-31 $ 363,458.03 80.00 0.250 0.017 0.233
5914428 360 1-Jan-31 $ 483,297.15 80.00 0.250 0.017 0.358
5914439 360 1-Jan-31 $ 301,772.04 79.99 0.250 0.017 0.483
5914440 360 1-Jan-31 $ 440,567.29 79.50 0.250 0.017 0.358
5914441 360 1-Jan-31 $ 328,895.19 89.99 13 0.250 0.017 0.608
5914448 360 1-Jan-31 $ 328,701.75 79.99 0.250 0.017 0.858
5914449 360 1-Feb-31 $ 559,624.25 79.43 0.250 0.017 0.733
5914454 360 1-Jan-31 $ 311,600.71 73.93 0.250 0.017 0.983
5914459 360 1-Feb-31 $ 417,719.53 79.62 0.250 0.017 0.733
5914468 360 1-Jan-31 $ 293,894.89 80.00 0.250 0.017 0.733
5914474 360 1-Jan-31 $ 496,613.66 85.00 13 0.250 0.017 0.983
5914475 360 1-Jan-31 $ 359,502.87 75.00 0.250 0.017 0.608
5914485 240 1-Jan-21 $ 368,659.42 71.15 0.250 0.017 0.233
5914491 360 1-Jan-31 $ 339,016.56 85.00 06 0.250 0.017 0.483
5914505 360 1-Jan-31 $ 351,537.90 80.00 0.250 0.017 0.858
5914512 360 1-Jan-31 $ 279,533.45 80.00 0.250 0.017 0.608
5914522 360 1-Jan-31 $ 289,619.32 73.42 0.250 0.017 0.858
5914527 360 1-Jan-31 $ 138,379.03 70.00 0.250 0.017 0.358
5914538 360 1-Jan-31 $ 290,168.59 79.99 0.250 0.017 0.858
5914549 360 1-Jan-31 $ 616,210.43 72.33 0.250 0.017 0.983
5914552 360 1-Jan-31 $ 359,502.87 80.00 0.250 0.017 0.608
5914560 360 1-Nov-30 $ 317,732.56 81.49 0.250 0.017 0.733
5914563 360 1-Jan-31 $ 252,359.77 74.42 0.250 0.017 0.733
5914578 360 1-Jan-31 $ 599,128.72 50.00 0.250 0.017 0.358
5914579 360 1-Jan-31 $ 93,832.80 75.80 0.250 0.017 1.108
5914590 360 1-Jan-31 $ 189,344.71 79.33 0.250 0.017 0.733
5914601 360 1-Jan-31 $ 334,759.96 79.81 0.250 0.017 0.858
5914611 360 1-Jan-31 $ 319,630.42 51.20 0.250 0.017 1.483
5914613 360 1-Jan-31 $ 292,585.07 76.10 0.250 0.017 0.483
5914625 360 1-Jan-31 $ 511,292.97 80.00 0.250 0.017 0.608
5914639 360 1-Jan-31 $ 324,461.17 76.47 0.250 0.017 0.983
5914646 360 1-Jan-31 $ 301,921.82 79.99 0.250 0.017 0.483
5914648 360 1-Feb-31 $ 471,675.17 80.00 0.250 0.017 0.608
5914660 360 1-Jan-31 $ 299,476.26 80.00 0.250 0.017 0.608
5914661 360 1-Jan-31 $ 456,852.11 70.38 0.250 0.017 0.483
5914675 360 1-Jan-31 $ 325,987.69 95.00 13 0.250 0.017 0.483
5914682 360 1-Feb-31 $ 60,263.46 67.00 0.250 0.017 1.233
5914691 360 1-Feb-31 $ 319,774.15 48.48 0.250 0.017 0.483
5914692 360 1-Jan-31 $ 399,419.16 80.00 0.250 0.017 0.358
5914696 360 1-Feb-31 $ 367,753.08 79.14 0.250 0.017 0.733
5914704 360 1-Jan-31 $ 332,540.14 68.80 0.250 0.017 0.608
5914714 360 1-Jan-31 $ 446,812.68 76.48 0.250 0.017 0.858
5914718 360 1-Jan-31 $ 349,540.53 54.77 0.250 0.017 0.858
5914719 360 1-Jan-31 $ 423,497.54 79.25 0.250 0.017 1.358
5914727 360 1-Feb-31 $ 343,769.17 80.00 0.250 0.017 0.733
5914743 360 1-Jan-31 $ 419,448.66 80.00 0.250 0.017 0.858
5914746 360 1-Jan-31 $ 494,244.36 58.24 0.250 0.017 0.108
5914754 360 1-Jan-31 $ 495,169.49 70.86 0.250 0.017 1.483
5914759 360 1-Jan-31 $ 303,600.92 52.87 0.250 0.017 0.858
5914766 360 1-Jan-31 $ 499,291.92 80.00 0.250 0.017 0.483
5914778 360 1-Jan-31 $ 649,168.17 72.63 0.250 0.017 0.983
5914790 360 1-Jan-31 $ 349,284.52 73.68 0.250 0.017 0.233
5914804 360 1-Jan-31 $ 329,520.80 47.14 0.250 0.017 0.358
5914809 360 1-Jan-31 $ 143,311.63 78.20 0.250 0.017 0.858
5914832 360 1-Jan-31 $ 398,847.19 70.59 0.250 0.017 0.233
5914862 360 1-Jan-31 $ 119,489.48 80.00 0.250 0.017 0.983
5914894 360 1-Jan-31 $ 449,362.73 72.70 0.250 0.017 0.483
5914944 360 1-Feb-31 $ 558,661.35 69.88 0.250 0.017 1.233
5914949 360 1-Jan-31 $ 149,817.60 30.00 0.250 0.017 1.233
5914956 360 1-Jan-31 $ 649,079.51 69.53 0.250 0.017 0.483
5914962 360 1-Jan-31 $ 376,164.54 80.00 0.250 0.017 0.858
5914970 360 1-Jan-31 $ 374,520.11 50.00 0.250 0.017 0.983
5914984 360 1-Jan-31 $ 370,432.23 74.20 0.250 0.017 0.483
5915597 360 1-Jan-31 $ 459,348.57 80.00 0.250 0.017 0.483
5915613 360 1-Jan-31 $ 310,991.22 90.00 12 0.250 0.017 0.858
5915637 360 1-Jan-31 $ 358,728.47 80.00 0.250 0.017 0.858
5915672 360 1-Jan-31 $ 340,595.89 94.99 13 0.250 0.017 1.358
5915695 360 1-Jan-31 $ 312,567.77 62.60 0.250 0.017 0.608
5915759 360 1-Jan-31 $ 324,162.95 80.00 0.250 0.017 0.733
5915760 360 1-Jan-31 $ 471,631.15 79.99 0.250 0.017 0.483
5915767 360 1-Jan-31 $ 347,519.43 65.00 0.250 0.017 0.608
5915774 360 1-Jan-31 $ 335,100.30 79.99 0.250 0.017 0.233
5915781 360 1-Jan-31 $ 399,380.51 80.00 0.250 0.017 0.483
5915793 360 1-Jan-31 $ 379,244.69 78.93 0.250 0.017 0.983
5915802 360 1-Jan-31 $ 412,885.36 80.00 0.250 0.017 0.733
5915824 360 1-Jan-31 $ 283,527.18 80.00 0.250 0.017 0.858
5915827 360 1-Jan-31 $ 384,454.78 70.71 0.250 0.017 0.483
5915835 360 1-Jan-31 $ 119,850.30 75.00 0.250 0.017 1.108
5915840 360 1-Jan-31 $ 319,590.48 80.00 0.250 0.017 0.983
5915852 360 1-Jan-31 $ 483,361.62 80.00 0.250 0.017 0.858
5915862 360 1-Jan-31 $ 424,413.10 72.03 0.250 0.017 0.608
5915875 360 1-Jan-31 $ 566,105.89 50.11 0.250 0.017 0.858
5915884 360 1-Jan-31 $ 509,295.75 72.86 0.250 0.017 0.608
5915896 360 1-Jan-31 $ 444,236.49 70.80 0.250 0.017 0.733
5915977 360 1-Jan-31 $ 499,343.64 80.00 0.250 0.017 0.858
5915981 360 1-Jan-31 $ 167,291.05 79.01 0.250 0.017 1.108
5915990 360 1-Jan-31 $ 97,328.44 74.99 0.250 0.017 1.108
5915998 360 1-Jan-31 $ 499,422.57 27.78 0.250 0.017 1.483
5916000 360 1-Jan-31 $ 330,441.07 51.34 0.250 0.017 0.608
5916005 360 1-Jan-31 $ 341,839.11 80.00 0.250 0.017 0.733
5916030 360 1-Jan-31 $ 95,877.14 80.00 0.250 0.017 0.983
5916036 360 1-Jan-31 $ 500,125.70 79.99 0.250 0.017 0.733
5916046 360 1-Jan-31 $ 158,007.62 70.00 0.250 0.017 1.233
5916048 360 1-Jan-31 $ 578,259.04 77.10 0.250 0.017 0.983
5916050 360 1-Jan-31 $ 335,036.70 72.93 0.250 0.017 0.608
5916068 360 1-Jan-31 $ 305,858.08 94.99 33 0.250 0.017 0.983
5916075 360 1-Jan-31 $ 389,474.88 79.59 0.250 0.017 0.733
5916084 360 1-Feb-31 $ 649,626.03 40.63 0.250 0.017 1.483
5916086 360 1-Jan-31 $ 309,612.99 79.49 0.250 0.017 1.108
5916094 360 1-Jan-31 $ 127,827.65 62.44 0.250 0.017 0.733
5916098 360 1-Feb-31 $ 599,576.52 80.00 0.250 0.017 0.483
5916099 360 1-Jan-31 $ 478,538.26 80.00 0.250 0.017 0.608
5916104 360 1-Jan-31 $ 289,536.97 39.19 0.250 0.017 0.733
5916113 360 1-Jan-31 $ 449,378.58 57.82 0.250 0.017 0.608
5916121 360 1-Jan-31 $ 499,465.80 77.58 0.250 0.017 1.858
5916125 360 1-Jan-31 $ 478,093.96 58.54 0.250 0.017 0.358
5916138 360 1-Jan-31 $ 339,256.64 79.99 0.250 0.017 0.358
5916153 360 1-Jan-31 $ 349,491.75 56.45 0.250 0.017 0.358
5916158 360 1-Jan-31 $ 335,074.79 90.00 11 0.250 0.017 0.483
5916162 360 1-Jan-31 $ 399,276.69 67.51 0.250 0.017 0.358
5916168 360 1-Jan-31 $ 395,439.09 79.20 0.250 0.017 0.483
5916181 360 1-Jan-31 $ 368,464.16 80.00 0.250 0.017 0.358
5916188 360 1-Jan-31 $ 323,541.16 80.00 0.250 0.017 0.483
5916189 360 1-Jan-31 $ 337,040.33 80.00 0.250 0.017 0.858
5916190 360 1-Jan-31 $ 319,579.94 80.00 0.250 0.017 0.858
5916192 360 1-Jan-31 $ 491,035.56 80.00 0.250 0.017 0.733
5916205 360 1-Jan-31 $ 58,428.85 90.00 06 0.250 0.017 1.233
5916209 360 1-Jan-31 $ 355,578.11 78.85 0.250 0.017 1.358
5916212 360 1-Jan-31 $ 524,660.37 80.00 0.250 0.017 0.858
5916224 360 1-Jan-31 $ 367,878.28 79.74 0.250 0.017 0.483
5916226 360 1-Feb-31 $ 357,765.82 68.19 0.250 0.017 0.858
5916228 360 1-Jan-31 $ 319,555.76 80.00 0.250 0.017 0.858
5916233 360 1-Jan-31 $ 303,147.95 79.99 0.250 0.017 0.233
5916235 360 1-Jan-31 $ 321,598.32 24.96 0.250 0.017 1.108
5916243 360 1-Jan-31 $ 279,522.32 80.00 0.250 0.017 0.733
5916251 360 1-Jan-31 $ 229,690.31 77.18 0.250 0.017 0.733
5916252 360 1-Jan-31 $ 371,535.95 80.00 0.250 0.017 1.108
5916254 360 1-Feb-31 $ 174,788.41 63.64 0.250 0.017 0.983
5916271 360 1-Jan-31 $ 329,544.30 79.90 0.250 0.017 0.608
5916272 360 1-Jan-31 $ 359,436.62 75.16 0.250 0.017 0.000
5916281 360 1-Feb-31 $ 287,806.75 78.90 0.250 0.017 0.733
5916285 360 1-Jan-31 $ 439,392.39 80.00 0.250 0.017 0.608
5916290 360 1-Jan-31 $ 389,500.89 44.07 0.250 0.017 0.983
5916292 360 1-Jan-31 $ 307,644.29 80.00 0.250 0.017 1.483
5916299 360 1-Feb-31 $ 534,641.02 72.79 0.250 0.017 0.733
5916301 360 1-Jan-31 $ 495,261.48 70.86 0.250 0.017 0.233
5916304 360 1-Feb-31 $ 599,587.08 80.00 0.250 0.017 0.608
5916312 360 1-Jan-31 $ 319,558.11 80.00 0.250 0.017 0.608
5916315 360 1-Jan-31 $ 303,580.00 60.80 0.250 0.017 0.608
5916318 360 1-Jan-31 $ 438,861.78 79.99 0.250 0.017 0.358
5916321 360 1-Jan-31 $ 549,201.31 66.45 0.250 0.017 0.358
5916324 360 1-Jan-31 $ 648,769.05 60.68 0.250 0.017 1.608
5916326 360 1-Jan-31 $ 455,354.22 80.00 0.250 0.017 0.483
5916335 360 1-Jan-31 $ 278,005.73 80.00 0.250 0.017 0.483
5916339 360 1-Jan-31 $ 400,217.98 80.00 0.250 0.017 0.358
5916350 360 1-Jan-31 $ 363,284.80 90.00 12 0.250 0.017 0.483
5916360 360 1-Jan-31 $ 419,434.48 68.13 0.250 0.017 0.733
5916368 360 1-Jan-31 $ 429,326.77 74.58 0.250 0.017 0.608
5916370 360 1-Jan-31 $ 323,595.83 80.00 0.250 0.017 1.108
5916379 360 1-Jan-31 $ 495,297.58 79.99 0.250 0.017 0.483
5916403 360 1-Feb-31 $ 397,539.79 78.59 0.250 0.017 0.858
5916420 360 1-Jan-31 $ 412,621.29 80.00 0.250 0.017 0.983
5917241 360 1-Feb-31 $ 349,752.97 57.38 0.250 0.017 0.483
5917252 360 1-Feb-31 $ 349,759.13 87.50 33 0.250 0.017 0.608
5917255 360 1-Feb-31 $ 606,003.32 80.00 0.250 0.017 0.858
5917266 360 1-Jan-31 $ 523,762.31 80.00 0.250 0.017 0.358
5917274 360 1-Feb-31 $ 349,696.88 63.64 0.250 0.017 0.608
5917277 360 1-Feb-31 $ 443,702.08 80.00 0.250 0.017 0.733
5917283 360 1-Feb-31 $ 327,163.03 79.99 0.250 0.017 0.358
5917298 360 1-Jan-31 $ 282,637.83 77.53 0.250 0.017 0.983
5917304 360 1-Feb-31 $ 399,731.61 72.60 0.250 0.017 0.733
5917305 360 1-Feb-31 $ 427,682.36 80.00 0.250 0.017 0.233
5917325 360 1-Jan-31 $ 371,459.79 80.00 0.250 0.017 0.358
5917336 360 1-Feb-31 $ 507,622.99 80.00 0.250 0.017 0.233
5917337 360 1-Feb-31 $ 382,130.10 78.36 0.250 0.017 0.483
5917341 360 1-Feb-31 $ 364,663.92 66.97 0.250 0.017 0.358
5917346 360 1-Feb-31 $ 499,647.10 66.67 0.250 0.017 0.483
5917348 360 1-Feb-31 $ 431,687.33 80.00 0.250 0.017 0.358
5917357 360 1-Feb-31 $ 369,738.85 51.03 0.250 0.017 0.483
5917362 360 1-Jan-31 $ 381,608.82 79.99 0.250 0.017 0.483
5917378 360 1-Feb-31 $ 335,756.81 80.00 0.250 0.017 0.358
5917383 360 1-Feb-31 $ 409,665.76 78.69 0.250 0.017 0.108
5917400 360 1-Jan-31 $ 355,864.48 80.00 0.250 0.017 0.358
5917415 360 1-Feb-31 $ 327,750.41 80.00 0.250 0.017 0.108
5917426 360 1-Feb-31 $ 404,706.87 76.42 0.250 0.017 0.358
5917439 360 1-Feb-31 $ 450,090.03 80.00 0.250 0.017 0.608
5917440 360 1-Feb-31 $ 331,741.00 80.00 0.250 0.017 0.000
5917694 360 1-Jan-31 $ 479,445.65 80.00 0.250 0.017 1.483
5918919 360 1-Jan-31 $ 324,634.25 41.40 0.250 0.017 1.608
5920054 360 1-Jan-31 $ 399,488.11 68.38 0.250 0.017 0.983
5920066 360 1-Jan-31 $ 342,760.80 80.00 0.250 0.017 0.983
5920153 360 1-Jan-31 $ 554,489.49 80.00 0.250 0.017 0.983
5920323 360 1-Jan-31 $ 313,298.40 80.00 0.250 0.017 0.983
5920359 360 1-Feb-31 $ 499,697.10 77.52 0.250 0.017 1.233
5920444 360 1-Jan-31 $ 292,415.64 80.00 0.250 0.017 0.858
5920467 360 1-Feb-31 $ 319,790.68 56.14 0.250 0.017 0.858
5920546 360 1-Feb-31 $ 286,143.70 66.59 0.250 0.017 0.858
5920573 360 1-Nov-30 $ 523,681.00 75.00 0.250 0.017 1.108
$ 455,322,863.01
COUNT: 1232
WAC: 8.108019164
WAM: 357.4492202
WALTV: 74.01392733
WFMBS
WFMBS 2001-06 Exhibit F-3
30 YEAR FIXED RATE NON-RELOCATION LOANS
(i) (xvii) (xviii)
----- ------------------------------ ------------------------------
MORTGAGE NMI
LOAN LOAN
NUMBER SERVICER SELLER
-------- ------------------------------ ------------------------------
5824585 WASHINGTON MUTUAL BANK, X.X. XXXXXXXXXX MUTUAL BANK, F.A.
0000000 NAVY FEDERAL CREDIT UNION NAVY FEDERAL CREDIT UNION
5832293 CUNA MUTUAL MORTGAGE CORP CUNA MUTUAL MORTGAGE CORP
5832294 CUNA MUTUAL MORTGAGE CORP CUNA MUTUAL MORTGAGE CORP
5832299 CUNA MUTUAL MORTGAGE CORP CUNA MUTUAL MORTGAGE CORP
5832323 CUNA MUTUAL MORTGAGE CORP CUNA MUTUAL MORTGAGE CORP
5832327 CUNA MUTUAL MORTGAGE CORP CUNA MUTUAL MORTGAGE CORP
5832335 CUNA MUTUAL MORTGAGE CORP CUNA MUTUAL MORTGAGE CORP
5832339 CUNA MUTUAL MORTGAGE CORP CUNA MUTUAL MORTGAGE CORP
5834019 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5834431 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5834760 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5835183 CUNA MUTUAL MORTGAGE CORP CUNA MUTUAL MORTGAGE CORP
5841034 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5841498 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5852917 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5855278 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5855388 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5857684 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5858252 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5858951 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5859241 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5859751 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5859753 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5867246 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5867352 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5867380 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5867451 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5869145 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
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5871442 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5871889 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5872413 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5872425 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5872953 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5872961 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5873573 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5873591 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5873659 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5874800 WASHINGTON MUTUAL BANK, X.X. XXXXXXXXXX MUTUAL BANK, F.A.
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5875041 WASHINGTON MUTUAL BANK, X.X. XXXXXXXXXX MUTUAL BANK, F.A.
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5875386 WASHINGTON MUTUAL BANK, X.X. XXXXXXXXXX MUTUAL BANK, F.A.
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5876734 WASHINGTON MUTUAL BANK, X.X. XXXXXXXXXX MUTUAL BANK, F.A.
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5877401 COLUMBIA NATIONAL, INC. COLUMBIA NATIONAL, INC.
5877407 COLUMBIA NATIONAL, INC. COLUMBIA NATIONAL, INC.
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5879375 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
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5879971 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5884097 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
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5884512 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5884822 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5884846 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5884924 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5885068 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
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5885128 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5885138 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5885557 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5885575 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
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5885899 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5885910 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5885931 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5885940 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5886017 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5886039 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5886065 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5887090 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5887141 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
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5887184 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
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5887219 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5887224 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
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5887374 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
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5887984 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5888009 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5888160 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
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5888222 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5888231 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5888390 CENDANT MORTGAGE CORPORAI CENDANT MORTGAGE CORPORAI
5888397 CENDANT MORTGAGE CORPORAI CENDANT MORTGAGE CORPORAI
5888414 CENDANT MORTGAGE CORPORAI CENDANT MORTGAGE CORPORAI
5888419 CENDANT MORTGAGE CORPORAI CENDANT MORTGAGE CORPORAI
5888471 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5888490 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5888504 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5888526 CENDANT MORTGAGE CORPORAI CENDANT MORTGAGE CORPORAI
5888533 CENDANT MORTGAGE CORPORAI CENDANT MORTGAGE CORPORAI
5888561 CENDANT MORTGAGE CORPORAI CENDANT MORTGAGE CORPORAI
5888597 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
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5888628 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5888650 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5888713 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5888738 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5888759 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5889066 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889073 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889082 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889097 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889109 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889112 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889115 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889121 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889122 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889128 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889133 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889137 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889143 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889155 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889161 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889168 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889199 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889204 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889208 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889209 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889213 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889219 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889225 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889229 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889238 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889240 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889245 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889250 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889251 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889254 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889263 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889264 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889269 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889277 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889286 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889291 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889297 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889303 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889305 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889311 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889315 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889321 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889326 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889341 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889367 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889377 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889387 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889412 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889417 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889461 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889474 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889484 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889487 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889588 FIRST NATIONWIDE MORTGAGE CO FIRST NATIONWIDE MORTGAGE CO
5889611 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5889627 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5889650 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5889671 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5889864 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5889867 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5889868 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5889873 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5889896 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5890039 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5890054 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5890061 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5890075 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5890102 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5890114 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5890162 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5890329 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5890346 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5890538 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5890555 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5890568 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5890583 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5890603 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5891427 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891448 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891514 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891534 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891545 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891558 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891563 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891580 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891587 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891606 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891613 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891680 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5891686 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5891719 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5891748 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891785 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891800 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891809 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891810 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891821 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891828 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891839 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
5891854 FLEET REAL ESTATE FUNDIN FLEET REAL ESTATE FUNDIN
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0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
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5893249 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5893252 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5893255 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5893275 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5893393 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5893404 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5893413 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5893423 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5893432 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5894198 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5894206 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5894210 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5894227 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5894251 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
5895088 COLONIAL SAVINGS & LOAN COLONIAL SAVINGS & LOAN
5895803 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5895809 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5895814 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5895844 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5895910 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5895929 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5895937 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5895943 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5895945 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5895953 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5895996 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896001 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896003 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896006 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896014 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896026 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896029 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896043 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896046 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896049 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896051 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896076 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896081 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896087 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896093 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896098 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896099 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896109 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896111 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896119 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896129 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896130 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896136 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896143 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896310 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896315 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896321 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896346 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896373 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896421 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896434 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896453 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896470 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896477 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896494 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896497 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896500 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896507 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896525 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896548 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896551 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896577 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896585 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896595 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896601 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896609 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896618 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896632 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896658 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896663 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896676 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896726 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896749 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5896776 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5896789 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5897913 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5897918 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5897927 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5897933 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5897936 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5897942 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898000 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898008 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898038 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898073 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898093 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898107 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898128 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898146 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898162 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898171 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898183 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898191 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898229 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898247 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898257 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898265 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898280 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898284 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898323 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898359 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898368 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898379 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898415 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898427 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898433 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898439 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898453 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898498 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898662 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898668 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898683 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5898762 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899212 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899228 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899254 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899257 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899265 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899276 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899285 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899296 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899299 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899306 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899320 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899322 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899363 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899368 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899382 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899384 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899395 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899405 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899417 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899418 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899427 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899440 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899447 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899449 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899457 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899460 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899461 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899465 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899470 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899474 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899481 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899490 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899493 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899508 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899521 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899529 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899540 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899555 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899558 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899560 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899566 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899569 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899580 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899724 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899730 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899741 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899747 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899761 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899770 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899771 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899774 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899784 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899821 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899849 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899871 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899872 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899879 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899889 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899892 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899902 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899904 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899913 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899925 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899926 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899930 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899934 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899954 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899960 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899973 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899989 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899991 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5899994 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900002 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900004 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900014 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900030 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900031 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900041 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900072 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900082 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900097 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900106 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900118 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900129 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900143 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900153 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900167 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900197 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900218 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900241 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900248 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900333 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900353 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900370 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900420 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900442 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900595 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5900613 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5900638 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900647 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5900658 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900659 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5900786 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5900793 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5900812 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5900822 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5900838 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5900860 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900864 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900872 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900876 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900879 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900882 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900888 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900898 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900904 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900905 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900907 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900915 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900933 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900952 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5900972 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901008 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901031 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901036 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901045 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901056 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901059 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901064 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901067 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901074 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901077 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901088 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901089 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901098 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901103 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901112 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901114 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901123 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901127 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901128 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901140 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901143 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901154 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901156 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901163 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901166 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901173 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901185 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901188 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901216 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901228 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901243 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901249 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901265 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901279 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901288 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901320 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901344 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901368 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901387 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901400 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5901402 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901412 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5901424 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901430 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5901535 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5901545 OLD KENT MORTGAGE COMPANY OLD KENT MORTGAGE COMPANY
5901567 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901586 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901599 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901603 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901616 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901622 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901632 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901636 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901640 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901650 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901657 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901663 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901669 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5901680 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902394 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902411 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902425 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902452 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902468 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902488 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902511 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902528 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902537 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902563 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902575 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902598 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902612 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902635 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902652 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5902768 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903168 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903188 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903189 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903196 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903204 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903206 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903212 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903222 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903226 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903232 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903248 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903263 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903264 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903281 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903292 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903295 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903296 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903305 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903309 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903315 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903325 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903328 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903335 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903340 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903344 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903348 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903365 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903383 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903390 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903394 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5903435 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903457 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903553 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903559 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903570 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903605 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903610 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903621 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903663 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903671 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903704 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903714 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903722 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903724 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903738 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903746 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903754 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5903757 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903761 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903762 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903772 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903779 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903781 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903784 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903789 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903794 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903807 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903815 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903817 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903830 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903840 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903852 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903854 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903865 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903871 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903872 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903874 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903880 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903882 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903887 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903888 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903912 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903917 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903936 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903949 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5903981 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5904052 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904060 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904070 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904076 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904088 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904096 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904102 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904103 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904107 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904116 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904119 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904124 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904125 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904141 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904158 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904335 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904340 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904348 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904353 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904360 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904367 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904375 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904378 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904383 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904388 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904394 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904396 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904409 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904411 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904415 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904418 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904426 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904437 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904447 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904466 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904473 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904479 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904480 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904486 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904498 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904505 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904519 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904536 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904547 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904555 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904562 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904571 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904590 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904602 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904610 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904616 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5904617 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904632 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904642 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904655 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904682 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904696 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904700 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904704 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904709 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904713 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904721 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904735 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904738 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904739 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904758 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904767 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904781 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904785 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904829 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904862 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904873 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904925 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904937 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904938 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904948 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904953 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904958 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904969 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904972 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904979 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904988 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904989 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904990 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5904999 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905001 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905008 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905009 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905015 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905016 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905019 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905020 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905023 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905030 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905042 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905060 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905062 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905067 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905071 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905073 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905076 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905085 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905086 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905087 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905097 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905098 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905099 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905101 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905109 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905110 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905113 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905128 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905142 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905176 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905179 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905191 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905199 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905202 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905210 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905214 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905261 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905270 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905276 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905306 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905309 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905323 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905331 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905342 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905346 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905369 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905384 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905398 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905402 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905405 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905414 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905417 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905425 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905429 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905432 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905439 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905448 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905462 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905468 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905469 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905480 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905488 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905493 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905499 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905507 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905715 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905727 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905747 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905760 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905767 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905768 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905782 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905783 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905798 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905809 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905821 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905831 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905834 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905841 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905846 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905858 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905859 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905862 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905876 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905958 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905971 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905989 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5905998 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906003 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906017 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906054 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906102 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906110 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906120 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906152 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906175 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906329 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906371 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906395 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906442 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5906443 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5906457 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5906497 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5906515 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906533 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5906549 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5906561 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5906574 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906576 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5906612 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906613 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5906627 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906628 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906638 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906646 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906647 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906654 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906655 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906667 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906673 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5906675 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906678 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906690 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906692 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906704 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906707 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906710 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5906721 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906724 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906726 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906739 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906741 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906749 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906754 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906779 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906782 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906783 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906792 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906822 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906832 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906842 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906848 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906856 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906865 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906887 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906898 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906915 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906931 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906934 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906937 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906950 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5906978 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907016 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5907042 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5907047 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907458 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907481 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907487 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907505 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907511 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907544 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907546 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907558 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907559 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907564 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907569 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907586 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907592 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907603 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907657 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5907892 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5907911 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5908006 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5908010 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5908054 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5908182 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5908207 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5908532 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5908549 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5908630 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5909325 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5909343 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5909510 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5909525 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909557 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5909561 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909567 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909568 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5909579 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909625 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909664 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909672 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909688 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909689 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909695 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909701 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909706 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909718 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909719 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909722 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909724 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909734 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909745 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909753 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909761 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909766 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909767 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909779 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909792 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909796 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909805 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909815 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909820 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909860 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909865 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909869 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909881 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909894 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909900 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909901 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909912 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909917 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909930 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909943 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909950 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909964 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909967 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909969 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909978 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909979 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909988 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5909989 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5910003 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5910017 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5910023 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5910029 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5910038 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5910051 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5910063 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5910077 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5910311 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5910340 FIRST UNION MORTGAGE CORP FIRST UNION MORTGAGE CORP
5911025 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911041 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911061 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911068 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911074 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911088 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911105 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911111 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911113 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911124 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911130 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911142 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911209 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911215 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911232 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911242 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911255 HOMESIDE LENDING, INC. HOMESIDE LENDING, INC.
5911284 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911292 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911306 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911308 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911324 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911327 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911331 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911343 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911348 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911355 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911370 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911376 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911398 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911408 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911412 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911413 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911426 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911472 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911481 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911500 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911504 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911512 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911518 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911546 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911549 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911597 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911620 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911643 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911666 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911683 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911690 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911698 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911712 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911716 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911724 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911729 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911736 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911745 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911755 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911771 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5911942 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5912037 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5912064 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5912085 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5913168 HSBC MORTGAGE CORPORATION HSBC MORTGAGE CORPORATION
5914378 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914384 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914396 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914397 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914399 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914408 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914414 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914421 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914422 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914428 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914439 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914440 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914441 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914448 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914449 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914454 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914459 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914468 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914474 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914475 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914485 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914491 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914505 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914512 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914522 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914527 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914538 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914549 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914552 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914560 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914563 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914578 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914579 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914590 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914601 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914611 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914613 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914625 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914639 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914646 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914648 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914660 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914661 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914675 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914682 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914691 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914692 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914696 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914704 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914714 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914718 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914719 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914727 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914743 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914746 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914754 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914759 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914766 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914778 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914790 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914804 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914809 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914832 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914862 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914894 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914944 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914949 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914956 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914962 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914970 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5914984 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915597 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915613 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915637 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915672 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915695 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915759 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915760 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915767 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915774 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915781 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915793 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915802 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915824 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915827 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915835 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915840 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915852 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915862 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915875 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915884 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915896 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915977 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915981 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915990 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5915998 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916000 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916005 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916030 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916036 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916046 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916048 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916050 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916068 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916075 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916084 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916086 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916094 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916098 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916099 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916104 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916113 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916121 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916125 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916138 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916153 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916158 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916162 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916168 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916181 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916188 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916189 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916190 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916192 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916205 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916209 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916212 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916224 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916226 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916228 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916233 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916235 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916243 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916251 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916252 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916254 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916271 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916272 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916281 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916285 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916290 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916292 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916299 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916301 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916304 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916312 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916315 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916318 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916321 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916324 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916326 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916335 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916339 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916350 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916360 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916368 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916370 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916379 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916403 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5916420 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5917241 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 CHEVY CHASE SAVINGS BANK CHEVY CHASE SAVINGS BANK
0000000 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5918919 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
5920054 CHASE MANHATTAN MORTGAGE CHASE MANHATTAN MORTGAGE
5920066 CHASE MANHATTAN MORTGAGE CHASE MANHATTAN MORTGAGE
5920153 CHASE MANHATTAN MORTGAGE CHASE MANHATTAN MORTGAGE
5920323 CHASE MANHATTAN MORTGAGE CHASE MANHATTAN MORTGAGE
5920359 CHASE MANHATTAN MORTGAGE CHASE MANHATTAN MORTGAGE
5920444 CHASE MANHATTAN MORTGAGE CHASE MANHATTAN MORTGAGE
5920467 CHASE MANHATTAN MORTGAGE CHASE MANHATTAN MORTGAGE
5920546 CHASE MANHATTAN MORTGAGE CHASE MANHATTAN MORTGAGE
5920573 CHASE MANHATTAN MORTGAGE CHASE MANHATTAN MORTGAGE
COUNT: 1232
WAC: 8.108019164
WAM: 357.4492202
WALTV: 74.01392733
EXHIBIT G
REQUEST FOR RELEASE
(for Trust Administrator/Custodian)
Loan Information
----------------
Name of Mortgagor: ________________________________________
Servicer
Loan No.: ________________________________________
Custodian/Trust Administrator
-----------------------------
Name: ________________________________________
Address: ________________________________________
Custodian/Trustee
Mortgage File No.: ________________________________________
Seller
------
Name: ________________________________________
Address: ________________________________________
Certificates: Mortgage Pass-Through Certificates,
Series 2001-6
The undersigned Master Servicer hereby acknowledges that it has received
from First Union National Bank, as Trust Administrator for the Holders of
Mortgage Pass-Through Certificates, Series 2001-6, the documents referred to
below (the "Documents"). All capitalized terms not otherwise defined in this
Request for Release shall have the meanings given them in the Pooling and
Servicing Agreement dated as of March 29, 2001 (the "Pooling and Servicing
Agreement") among the Trust Administrator, the Seller, the Master Servicer and
the United States Trust Company of New York, as Trustee.
( ) Promissory Note dated ______________, 20__, in the original principal sum
of $___________, made by ____________________, payable to, or endorsed to
the order of, the Trustee.
( ) Mortgage recorded on _____________________ as instrument no.
______________ in the County Recorder's Office of the County of
____________________, State of _______________________ in book/reel/docket
____________________ of official records at page/image ____________.
( ) Deed of Trust recorded on ____________________ as instrument no.
_________________ in the County Recorder's Office of the County of
___________________, State of _________________ in book/reel/docket
____________________ of official records at page/image ____________.
( ) Assignment of Mortgage or Deed of Trust to the Trustee, recorded on
______________________________ as instrument no. ______________ in the
County Recorder's Office of the County of ______________________, State of
_____________________ in book/reel/docket ____________________ of official
records at page/image ____________.
( ) Other documents, including any amendments, assignments or other
assumptions of the Mortgage Note or Mortgage.
( ) ---------------------------------------------
( ) ---------------------------------------------
( ) ---------------------------------------------
( ) ---------------------------------------------
The undersigned Master Servicer hereby acknowledges and agrees as follows:
(1) The Master Servicer shall hold and retain possession of the Documents
in trust for the benefit of the Trustee, solely for the purposes
provided in the Agreement.
(2) The Master Servicer shall not cause or permit the Documents to become
subject to, or encumbered by, any claim, liens, security interest,
charges, writs of attachment or other impositions nor shall the Master
Servicer assert or seek to assert any claims or rights of setoff to or
against the Documents or any proceeds thereof.
(3) The Master Servicer shall return the Documents to the Trust
Administrator when the need therefor no longer exists, unless the
Mortgage Loan relating to the Documents has been liquidated and the
proceeds thereof have been remitted to the Certificate Account and
except as expressly provided in the Agreement.
(4) The Documents and any proceeds thereof, including any proceeds of
proceeds, coming into the possession or control of the Master Servicer
shall at all times be earmarked for the account of the Trust
Administrator, on behalf of the Trustee, and the Master Servicer shall
keep the Documents and any proceeds separate and distinct from all
other property in the Master Servicer's possession, custody or
control.
XXXXX FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
By:
---------------------------------
Name:
Title:
Date: ________________, 20__
EXHIBIT H
AFFIDAVIT PURSUANT TO SECTION 860E(e)(4)
OF THE INTERNAL REVENUE CODE OF 1986, AS
AMENDED, AND FOR NON-ERISA INVESTORS
STATE OF )
) ss.:
COUNTY OF )
[NAME OF OFFICER], being first duly sworn, deposes and says:
1. That he is [Title of Officer] of [Name of Purchaser] (the "Purchaser"),
a [description of type of entity] duly organized and existing under the laws of
the [State of ______] [United States], on behalf of which he makes this
affidavit.
2. That the Purchaser's Taxpayer Identification Number is [ ].
3. That the Purchaser is not a "disqualified organization" within the
meaning of Section 860E(e)(5),of the Internal Revenue Code of 1986, as amended
(the "Code"), or an ERISA Prohibited Holder, and will not be a "disqualified
organization" or an ERISA Prohibited Holder, as of [date of transfer], and that
the Purchaser is not acquiring Xxxxx Fargo Asset Securities Corporation Mortgage
Pass-Through Certificates, Series 2001-6, Class [A-R][A-LR] Certificate (the
"Class [A-R][A-LR] Certificate") for the account of, or as agent (including a
broker, nominee, or other middleman) for, any person or entity from which it has
not received an affidavit substantially in the form of this affidavit. For these
purposes, a "disqualified organization" means the United States, any state or
political subdivision thereof, any foreign government, any international
organization, any agency or instrumentality of any of the foregoing (other than
an instrumentality if all of its activities are subject to tax and a majority of
its board of directors is not selected by such governmental entity), any
cooperative organization furnishing electric energy or providing telephone
service to persons in rural areas as described in Code Section 1381(a)(2)(C), or
any organization (other than a farmers' cooperative described in Code Section
521) that is exempt from taxation under the Code unless such organization is
subject to the tax on unrelated business income imposed by Code Section 511. For
these purposes, an "ERISA Prohibited Holder" means an employee benefit plan or
other retirement arrangement subject to Title I of the Employee Retirement
Income Security Act of 1974, as amended ("ERISA"), or Code Section 4975 or a
governmental plan, as defined in Section 3(32) of ERISA, subject to any federal,
state or local law which is, to a material extent, similar to the foregoing
provisions of ERISA or the Code (collectively, a "Plan") or a Person acting on
behalf of or investing the assets of such a Plan.
4. That the Purchaser historically has paid its debts as they have come due
and intends to pay its debts as they come due in the future and the Purchaser
intends to pay taxes associated with holding the Class [A-R][A-LR] Certificate
as they become due.
5. That the Purchaser understands that it may incur tax liabilities with
respect to the Class [A-R][A-LR] Certificate in excess of cash flows generated
by the Class [A-R][A-LR] Certificate.
6. That the Purchaser will not transfer the Class [A-R][A-LR] Certificate
to any person or entity from which the Purchaser has not received an affidavit
substantially in the form of this affidavit and as to which the Purchaser has
actual knowledge that the requirements set forth in paragraph 3, 4 or 7 hereof
are not satisfied or that the Purchaser has reason to know does not satisfy the
requirements set forth in paragraph 4 hereof.
7. That the Purchaser (i) is a U.S. Person or (ii) is a person other than a
U.S. Person (a "Non-U.S. Person") that holds the Class [A-R][A-LR Certificate in
connection with the conduct of a trade or business within the United States and
has furnished the transferor and the Trust Administrator with an effective
Internal Revenue Service Form 4224 or successor form at the time and in the
manner required by the Code or (iii) is a Non-U.S. Person that has delivered to
both the transferor and the Trust Administrator an opinion of a nationally
recognized tax counsel to the effect that the transfer of the Class [A-R][A-LR]
Certificate to it is in accordance with the requirements of the Code and the
regulations promulgated thereunder and that such transfer of the Class
[A-R][A-LR] Certificate will not be disregarded for federal income tax purposes.
"U.S. Person" means a citizen or resident of the United States, a corporation or
partnership (unless, in the case of a partnership, Treasury regulations are
adopted that provide otherwise) created or organized in or under the laws of the
United States, any state thereof or the District of Columbia, including an
entity treated as a corporation or partnership for federal income tax purposes,
an estate whose income is subject to United States federal income tax regardless
of its source, or a trust if a court within the United States is able to
exercise primary supervision over the administration of such trust, and one or
more such U.S. Persons have the authority to control all substantial decisions
of such trust (or, to the extent provided in applicable Treasury regulations,
certain trusts in existence on August 20, 1996 which are eligible to elect to be
treated as U.S. Persons).
8. That the Purchaser agrees to such amendments of the Pooling and
Servicing Agreement as may be required to further effectuate the restrictions on
transfer of the Class [A-R][A-LR] Certificate to such a "disqualified
organization," an agent thereof, an ERISA Prohibited Holder or a person that
does not satisfy the requirements of paragraph 4, paragraph 5 and paragraph 7
hereof.
9. That the Purchaser consents to the designation of the Master Servicer as
its agent to act as "tax matters person" of the [Upper-Tier REMIC][Lower-Tier
REMIC] pursuant to Section 8.14 of the Pooling and Servicing Agreement, and if
such designation is not permitted by the Code and applicable law, to act as tax
matters person if requested to do so.
IN WITNESS WHEREOF, the Purchaser has caused this instrument to be executed
on its behalf, pursuant to authority of its Board of Directors, by its [Title of
Officer] this ___ day of , 20__.
[Name of Purchaser]
By:
----------------------------------
[Name of Officer]
[Title of Officer]
Personally appeared before me the above-named [Name of Officer], known or
proved to me to be the same person who executed the foregoing instrument and to
be the [Title of Officer], of the Purchaser, and acknowledged to me that he
[she] executed the same as his [her] free act and deed and the free act and deed
of the Purchaser.
Subscribed and sworn before me this __ day of , 20__. ----------
Notary Public
COUNTY OF____________________
STATE OF_____________________
My commission expires the __ day of __________, 20__.
EXHIBIT I
[Letter from Transferor of Class [A-R][A-LR] Certificate]
[Date]
First Union National Bank
000 Xxxxx Xxxxx Xxxxxx
Xxxxxxxxx, Xxxxx Xxxxxxxx 00000
Re: Xxxxx Fargo Asset Securities Corporation,
Series 2001-6, Class [A-R][A-LR]
Ladies and Gentlemen:
[Transferor] has reviewed the attached affidavit of [Transferee], and has
no actual knowledge that such affidavit is not true and has no reason to know
that the information contained in paragraph 4 thereof is not true.
Very truly yours,
[Transferor]
----------------------
EXHIBIT J
XXXXX FARGO ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 2001-6
CLASS [B-4] [B-5] [B-6] CERTIFICATES
TRANSFEREE'S LETTER
----------------- --, ----
First Union National Bank
000 Xxxxx Xxxxx Xxxxxx
Xxxxxxxxx, Xxxxx Xxxxxxxx 00000
Xxxxx Fargo Asset Securities Corporation
0000 Xxx Xxxxxxx Xxx
Xxxxxxxxx, Xxxxxxxx 00000
The undersigned (the "Purchaser") proposes to purchase Xxxxx Fargo Asset
Securities Corporation Mortgage Pass-Through Certificates, Series 2001-6, Class
[B-4] [B-5] [B-6] Certificates (the "Class [B-4] [B-5] [B-6] Certificates") in
the principal amount of $___________. In doing so, the Purchaser hereby
acknowledges and agrees as follows:
Section 1. Definitions. Each capitalized term used herein and not otherwise
defined herein shall have the meaning ascribed to it in the Pooling and
Servicing Agreement, dated as of March 29, 2001 (the "Pooling and Servicing
Agreement") among Xxxxx Fargo Asset Securities Corporation, as seller (the
"Seller"), Xxxxx Fargo Bank Minnesota, National Association, as master servicer
(the "Master Servicer"), First Union National Bank, as trust administrator (the
"Trust Administrator") and the United States Trust Company of New York, as
trustee (the Trustee"), of Xxxxx Fargo Asset Securities Corporation Mortgage
Pass-Through Certificates, Series 2001-6.
Section 2. Representations and Warranties of the Purchaser. In connection
with the proposed transfer, the Purchaser represents and warrants to the Seller,
the Master Servicer and the Trust Administrator that:
(a) The Purchaser is duly organized, validly existing and in good standing
under the laws of the jurisdiction in which the Purchaser is organized, is
authorized to invest in the Class [B-4] [B-5] [B-6] Certificates, and to enter
into this Agreement, and duly executed and delivered this Agreement.
(b) The Purchaser is acquiring the Class [B-4] [B-5] [B-6] Certificates for
its own account as principal and not with a view to the distribution thereof, in
whole or in part.
(c) [The Purchaser has knowledge of financial and business matters and is
capable of evaluating the merits and risks of an investment in the Class [B-4]
[B-5] [B-6] Certificates; the Purchaser has sought such accounting, legal and
tax advice as it has considered necessary to make an informed investment
decision; and the Purchaser is able to bear the economic risk of an investment
in the Class [B-4] [B-5] [B-6] Certificates and can afford a complete loss of
such investment.]
[(d) The Purchaser is a "Qualified Institutional Buyer" within the meaning
of Rule 144A of the Act.]
(e) The Purchaser confirms that (a) it has received and reviewed a copy of
the Private Placement Memorandum dated _______________, relating to the Class
[B-4] [B-5] [B-6] Certificates and reviewed, to the extent it deemed
appropriate, the documents attached thereto or incorporated by reference
therein, (b) it has had the opportunity to ask questions of, and receive answers
from the Seller concerning the Class [B-4] [B-5] [B-6] Certificates and all
matters relating thereto, and obtain any additional information (including
documents) relevant to its decision to purchase the Class [B-4] [B-5] [B-6]
Certificates that the Seller possesses or can possess without unreasonable
effort or expense and (c) it has undertaken its own independent analysis of the
investment in the Class [B-4] [B-5] [B-6] Certificates. The Purchaser will not
use or disclose any information it receives in connection with its purchase of
the Class [B-4] [B-5] [B-6] Certificates other than in connection with a
subsequent sale of Class [B-4] [B-5] [B-6] Certificates.
(f) Either (i) the Purchaser is not an employee benefit plan or other
retirement arrangement subject to Title I of the Employee Retirement Income
Security Act of 1974, as amended, ("ERISA"), or Section 4975 of the Internal
Revenue Code of 1986, as amended (the "Code"), or a governmental plan, as
defined in Section 3(32) of ERISA subject to any federal, state or local law
("Similar Law") which is, to a material extent, similar to the foregoing
provisions of ERISA or the Code (collectively, a "Plan"), an agent acting on
behalf of a Plan, or a person utilizing the assets of a Plan or (ii) if the
Purchaser is an insurance company, (A) the source of funds used to purchase the
Class [B-4] [B-5] [B-6] Certificate is an "insurance company general account"
(as such term is defined in Section V(e) of Prohibited Transaction Class
Exemption 95-60 ("PTE 95-60"), 60 Fed. Reg. 35925 (July 12, 1995), (B) there is
no Plan with respect to which the amount of such general account's reserves and
liabilities for the contract(s) held by or on behalf of such Plan and all other
Plans maintained by the same employer (or affiliate thereof as defined in
Section V(a)(1) of PTE 95-60) or by the same employee organization exceeds 10%
of the total of all reserves and liabilities of such general account (as such
amounts are determined under Section I(a) of PTE 95-60) at the date of
acquisition and (C) the purchase and holding of such Class [B-4] [B-5] [B-6]
Certificates are covered by Sections I and III of PTE 95-60 or (iii) the
Purchaser has provided (a) a "Benefit Plan Opinion" satisfactory to the Seller
and the Trust Administrator of the Trust Estate and (b) such other opinions of
counsel, officers' certificates and agreements as the Seller or the Master
Servicer may have required. A Benefit Plan Opinion is an opinion of counsel to
the effect that the proposed transfer will not cause the assets of the Trust
Estate to be regarded as "plan assets" and subject to the prohibited transaction
provisions of ERISA, the Code or Similar Law and will not subject the Trust
Administrator, the Trustee, the Seller or the Master Servicer to any obligation
in addition to those undertaken in the Pooling and Servicing Agreement
(including any liability for civil penalties or excise taxes imposed pursuant to
ERISA, Section 4975 of the Code or Similar Law).
(g) If the Purchaser is a depository institution subject to the
jurisdiction of the Office of the Comptroller of the Currency ("OCC"), the Board
of Governors of the Federal Reserve System ("FRB"), the Federal Deposit
Insurance Corporation ("FDIC"), the Office of Thrift Supervision ("OTS") or the
National Credit Union Administration ("NCUA"), the Purchaser has reviewed the
"Supervisory Policy Statement on Securities Activities" dated January 28, 1992
of the Federal Financial Institutions Examination Council and the April 15, 1994
Interim Revision thereto as adopted by the OCC, FRB, FDIC, OTS and NCUA (with
modifications as applicable), as appropriate, other applicable investment
authority, rules, supervisory policies and guidelines of these agencies and, to
the extent appropriate, state banking authorities and has concluded that its
purchase of the Class [B-4] [B-5] [B-6] Certificates is in compliance therewith.
Section 3. Transfer of Class [B-4] [B-5] [B-6] Certificates.
(a) The Purchaser understands that the Class [B-4] [B-5] [B-6] Certificates
have not been registered under the Securities Act of 1933 (the "Act") or any
state securities laws and that no transfer may be made unless the Class [B-4]
[B-5] [B-6] Certificates are registered under the Act and applicable state law
or unless an exemption from registration is available. The Purchaser further
understands that neither the Seller, the Master Servicer nor the Trust
Administrator is under any obligation to register the Class [B-4] [B-5] [B-6]
Certificates or make an exemption available. In the event that such a transfer
is to be made in reliance upon an exemption from the Act or applicable state
securities laws, (i) the Trust Administrator shall require, in order to assure
compliance with such laws, that the Certificateholder's prospective transferee
certify to the Seller and the Trust Administrator as to the factual basis for
the registration or qualification exemption relied upon, and (ii) unless the
transferee is a "Qualified Institutional Buyer" within the meaning of Rule 144A
of the Act, the Trust Administrator or the Seller may, if such transfer is made
within three years from the later of (a) the Closing Date or (b) the last date
on which the Seller or any affiliate thereof was a holder of the Certificates
proposed to be transferred, require an Opinion of Counsel that such transfer may
be made pursuant to an exemption from the Act and state securities laws, which
Opinion of Counsel shall not be an expense of the Trust Administrator, the
Master Servicer or the Seller. Any such Certificateholder desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trustee, the Trust
Administrator, the Master Servicer, any Paying Agent acting on behalf of the
Trust Administrator and the Seller against any liability that may result if the
transfer is not so exempt or is not made in accordance with such federal and
state laws.
(b) No transfer of a Class [B-4] [B-5] [B-6] shall be made unless the
transferee provides the Seller and the Trust Administrator with a Transferee's
Letter, substantially in the form of this Agreement.
(c) The Purchaser acknowledges that its Class [B-4] [B-5] [B-6] bear a
legend setting forth the applicable restrictions on transfer.
IN WITNESS WHEREOF, the undersigned has caused this Agreement to be validly
executed by its duly authorized representative as of the day and the year first
above written.
[PURCHASER]
By: ___________________________________
Its:___________________________________
EXHIBIT K
[Reserved]
EXHIBIT L
SERVICING AGREEMENTS
WFHM Servicing Agreement
National City Mortgage Co. Servicing Agreement
First Union Mortgage Corporation Servicing Agreement
HSBC Mortgage Corporation (USA) Servicing Agreement
HomeSide Lending, Inc. Servicing Agreement
First Nationwide Mortgage Corporation Servicing Agreement
Chevy Chase Bank, F.S.B. Servicing Agreement
Countrywide Home Loans, Inc. Servicing Agreement
Fleet Mortgage Corp. Servicing Agreement
Old Kent Mortgage Company Servicing Agreement
Washington Mutual Bank, FA. Servicing Agreement
Chase Manhattan Mortgage Corporation Servicing Agreement
Cendant Mortgage Corporation Servicing Agreement
Columbia National Inc. Servicing Agreement
CUNA Mutual Mortgage Corporation Servicing Agreement
Colonial Savings F.A. Servicing Agreement
Navy Federal Credit Union Servicing Agreement
The Huntington Mortgage Company Servicing Agreement
EXHIBIT M
[FORM OF SPECIAL SERVICING AGREEMENT]
SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT
-----------------------------------------------
This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the "Agreement") is
made and entered into as of _____, between Xxxxx Fargo Bank Minnesota, National
Association (the "Company" and "Xxxxx Fargo Bank") and (the "Purchaser").
PRELIMINARY STATEMENT
____________________________________ is the holder of the entire interest
in Xxxxx Fargo Asset Securities Corporation Mortgage Pass-Through Certificates,
Series 2001-6, Class ____ (the "Class B Certificates"). The Class B Certificates
were issued pursuant to a Pooling and Servicing Agreement dated as of March 29,
2001 among Xxxxx Fargo Asset Securities Corporation, as seller (the "Seller"),
Xxxxx Fargo Bank Minnesota, National Association, as Master Servicer and First
Union National Bank, as Trust Administrator and the United States Trust Company
of New York, as Trustee.
____________________________________ intends to resell all of the Class B
Certificates directly to the Purchaser on or promptly after the date hereof.
In connection with such sale, the parties hereto have agreed that the
Company will cause, to the extent that the Company as Master Servicer is granted
such authority in the related Servicing Agreements, the related servicers (each
a related "Servicer"), which service the Mortgage Loans which comprise the Trust
Estate related to the above referenced series under the related servicing
agreements (each a related "Servicing Agreement"), to engage in certain special
servicing procedures relating to foreclosures for the benefit of the Purchaser,
and that the Purchaser will deposit funds in a collateral fund to cover any
losses attributable to such procedures as well as all advances and costs in
connection therewith, as set forth herein.
In consideration of the mutual agreements herein contained, the receipt and
sufficiency of which are hereby acknowledged, the Company and the Purchaser
agree that the following provisions shall become effective and shall be binding
on and enforceable by the Company and the Purchaser:
ARTICLE I
DEFINITIONS
Section 1.01 Defined Terms
Whenever used in this Agreement, the following words and phrases, unless
the context otherwise requires, shall have the following meanings:
Business Day: Any day other than (i) a Saturday or a Sunday or (ii) a day
on which banking institutions in the State of New York are required or
authorized by law or executive order to be closed.
Collateral Fund: The fund established and maintained pursuant to Section
3.01 hereof.
Collateral Fund Permitted Investments: Either (i) obligations of, or
obligations fully guaranteed as to principal and interest by, the United States,
or any agency or instrumentality thereof, provided such obligations are backed
by the full faith and credit of the United States, (ii) a money market fund
rated in the highest rating category by a nationally recognized rating agency
selected by the Company, (iii) cash, (iv) mortgage pass-through certificates
issued or guaranteed by Government National Mortgage Association, FNMA or FHLMC,
(v) commercial paper (including both non-interest-bearing discount obligations
and interest-bearing obligations payable on demand or on a specified date), the
issuer of which may be an affiliate of the Company, having at the time of such
investment a rating of at least P-1 by Xxxxx'x Investors Service, Inc.
("Moody's") or at least F-1 by Fitch, Inc. ("Fitch") or (vi) demand and time
deposits in, certificates of deposit of, any depository institution or trust
company (which may be an affiliate of the Company) incorporated under the laws
of the United States of America or any state thereof and subject to supervision
and examination by federal and/or state banking authorities, so long as at the
time of such investment either (x) the long-term debt obligations of such
depository institution or trust company have a rating of at least AA by Fitch or
Moody's, (y) the certificate of deposit or other unsecured short-term debt
obligations of such depository institution or trust company have a rating of at
least A-1 by Moody's or F-1 by Fitch or (z) the depository institution or trust
company is one that is acceptable to either Moody's or Fitch and, for each of
the preceding clauses (i), (iv), (v) and (vi), the maturity thereof shall be not
later than the earlier to occur of (A) 30 days from the date of the related
investment and (B) the next succeeding Distribution Date as defined in the
related Pooling and Servicing Agreement.
Commencement of Foreclosure: The first official action required under local
law in order to commence foreclosure proceedings or to schedule a trustee's sale
under a deed of trust, including (i) in the case of a mortgage, any filing or
service of process necessary to commence an action to foreclose, or (ii) in the
case of a deed of trust, posting, the publishing, filing or delivery of a notice
of sale, but not including in either case (x) any notice of default, notice of
intent to foreclose or sell or any other action prerequisite to the actions
specified in (i) or (ii) above, (y) the acceptance of a deed-in-lieu of
foreclosure (whether in connection with a sale of the related property or
otherwise) or (z) initiation and completion of a short pay-off.
Current Appraisal: With respect to any Mortgage Loan as to which the
Purchaser has made an Election to Delay Foreclosure, an appraisal of the related
Mortgaged Property obtained by the Purchaser at its own expense from an
independent appraiser (which shall not be an affiliate of the Purchaser)
acceptable to the Company as nearly contemporaneously as practicable to the time
of the Purchaser's election, prepared based on the Company's customary
requirements for such appraisals.
Election to Delay Foreclosure: Any election by the Purchaser to delay the
Commencement of Foreclosure, made in accordance with Section 2.02(b).
Election to Foreclose: Any election by the Purchaser to proceed with the
Commencement of Foreclosure, made in accordance with Section 2.03(a).
Monthly Advances: Principal and interest advances and servicing advances
including costs and expenses of foreclosure.
Required Collateral Fund Balance: As of any date of determination, an
amount equal to the aggregate of all amounts previously required to be deposited
in the Collateral Fund pursuant to Section 2.02(d) (after adjustment for all
withdrawals and deposits pursuant to Section 2.02(e)) and Section 2.03(b) (after
adjustment for all withdrawals and deposits pursuant to Section 2.03(c)) and
Section 3.02 to be reduced by all withdrawals therefrom pursuant to Section
2.02(g) and Section 2.03(d).
Section 1.02 Definitions Incorporated by Reference
All capitalized terms not otherwise defined in this Agreement shall have
the meanings assigned in the Pooling and Servicing Agreement.
ARTICLE II
SPECIAL SERVICING PROCEDURES
Section 2.01 Reports and Notices
(a) In connection with the performance of its duties under the Pooling and
Servicing Agreement relating to the realization upon defaulted Mortgage Loans,
the Company as Master Servicer shall provide to the Purchaser the following
notices and reports:
(i) Within five Business Days after each Distribution Date (or
included in or with the monthly statements to Certificateholders pursuant
to the Pooling and Servicing Agreement), the Company, shall provide to the
Purchaser a report, using the same methodology and calculations in its
standard servicing reports, indicating for the Trust Estate the number of
Mortgage Loans that are (A) thirty days, (B) sixty days, (C) ninety days or
more delinquent or (D) in foreclosure, and indicating for each such
Mortgage Loan the loan number and outstanding principal balance.
(ii) Prior to the Commencement of Foreclosure in connection with any
Mortgage Loan, the Company shall cause (to the extent that the Company as
Master Servicer is granted such authority in the related Servicing
Agreement) the Servicer to provide the Purchaser with a notice (sent by
telecopier) of such proposed and imminent foreclosure, stating the loan
number and the aggregate amount owing under the Mortgage Loan. Such notice
may be provided to the Purchaser in the form of a copy of a referral letter
from such Servicer to an attorney requesting the institution of
foreclosure.
(b) If requested by the Purchaser, the Company shall cause the Servicer (to
the extent that the Company as Master Servicer is granted such authority in the
related Servicing Agreement) to make its servicing personnel available (during
their normal business hours) to respond to reasonable inquiries, by phone or in
writing by facsimile, electronic, or overnight mail transmission, by the
Purchaser in connection with any Mortgage Loan identified in a report under
subsection (a) (i) (B), (a) (i) (C), (a) (i) (D), or (a) (ii) which has been
given to the Purchaser; provided, that (1) the related Servicer shall only be
required to provide information that is readily accessible to its servicing
personnel and is non-confidential and (2) the related Servicer shall respond
within five Business Days orally or in writing by facsimile transmission.
(c) In addition to the foregoing, the Company shall cause the Servicer (to
the extent that the Company as Master Servicer is granted such authority in the
related Servicing Agreement) to provide to the Purchaser such information as the
Purchaser may reasonably request provided, however, that such information is
consistent with normal reporting practices, concerning each Mortgage Loan that
is at least ninety days delinquent and each Mortgage Loan which has become real
estate owned, through the final liquidation thereof; provided, that the related
Servicer shall only be required to provide information that is readily
accessible to its servicing personnel and is non-confidential provided, however,
that the Purchaser will reimburse the Company and the related Servicer for any
out of pocket expenses.
Section 2.02 Purchaser's Election to Delay Foreclosure Proceedings
(a) The Purchaser shall be deemed to direct the Company to direct (to the
extent that the Company as Master Servicer is granted such authority in the
related Servicing Agreement) the related Servicer that in the event that the
Company does not receive written notice of the Purchaser's election pursuant to
subsection (b) below within 24 hours (exclusive of any intervening non-Business
Days) of transmission of the notice provided by the Company under Section 2.01
(a) (ii) subject to extension as set forth in Section 2.02(b), the related
Servicer may proceed with the Commencement of Foreclosure in respect of such
Mortgage Loan in accordance with its normal foreclosure policies without further
notice to the Purchaser. Any foreclosure that has been initiated may be
discontinued (i) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the related
Servicer) or (ii) if the related Servicer has reached the terms of a forbearance
agreement with the borrower. In the latter case, the related Servicer may
complete such forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days notification.
(b) In connection with any Mortgage Loan with respect to which a notice
under Section 2.01(a)(ii) has been given to the Purchaser, the Purchaser may
elect to instruct the Company to cause, to the extent that the Company as Master
Servicer is granted such authority in the related Servicing Agreement, the
related Servicer to delay the Commencement of Foreclosure until such time as the
Purchaser determines that the related Servicer may proceed with the Commencement
of Foreclosure. Such election must be evidenced by written notice received
within 24 hours (exclusive of any intervening non-Business Days) of transmission
of the notice provided by the Company under Section 2.01(a)(ii). Such 24 hour
period shall be extended for no longer than an additional four Business Days
after the receipt of the information if the Purchaser requests additional
information related to such foreclosure; provided, however, that the Purchaser
will have at least one Business Day to respond to any requested additional
information. Any such additional information shall be provided only to the
extent it (i) is not confidential in nature and (ii) is obtainable by the
related Servicer from existing reports, certificates or statements or is
otherwise readily accessible to its servicing personnel. The Purchaser agrees
that it has no right to deal with the mortgagor during such period. However, if
such servicing activities include acceptance of a deed-in-lieu of foreclosure or
short payoff, the Purchaser will be notified and given two Business Days to
respond.
(c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Purchaser shall obtain a Current Appraisal as
soon as practicable, but in no event more than 15 business days thereafter, and
shall provide the Company with a copy of such Current Appraisal.
(d) Within two Business Days of making any Election to Delay Foreclosure,
the Purchaser shall remit by wire transfer to the Company, for deposit in the
Collateral Fund, an amount, as calculated by the Company, equal to the sum of
(i) 125% of the greater of the unpaid principal balance of the Mortgage Loan and
the value shown in the Current Appraisal referred to in subsection (c) above
(or, if such Current Appraisal has not yet been obtained, the Company's estimate
thereof, in which case the required deposit under this subsection shall be
adjusted upon obtaining such Current Appraisal), and (ii) three months' interest
on the Mortgage Loan at the applicable Mortgage Interest Rate. If any Election
to Delay Foreclosure extends for a period in excess of three months (such excess
period being referred to herein as the "Excess Period"), within two Business
Days the Purchaser shall remit by wire transfer in advance to the Company for
deposit in the Collateral Fund the amount of each additional month's interest,
as calculated by the Company, equal to interest on the Mortgage Loan at the
applicable Mortgage Interest Rate for the Excess Period. The terms of this
Agreement will no longer apply to the servicing of any Mortgage Loan upon the
failure of the Purchaser to deposit any of the above amounts relating to the
Mortgage Loan within two Business Days of the Election to Delay Foreclosure or
within two Business Days of the commencement of the Excess Period subject to
Section 3.01.
(e) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Company may withdraw from the Collateral Fund
from time to time amounts necessary to reimburse the related Servicer for all
related Monthly Advances and Liquidation Expenses thereafter made by such
Servicer in accordance with the Pooling and Servicing Agreement and the related
Servicing Agreement. To the extent that the amount of any such Liquidation
Expenses is determined by the Company based on estimated costs, and the actual
costs are subsequently determined to be higher, the Company may withdraw the
additional amount from the Collateral Fund. In the event that the Mortgage Loan
is brought current by the mortgagor and the foreclosure action is discontinued,
the amounts so withdrawn from the Collateral Fund shall be redeposited if and to
the extent that reimbursement therefor from amounts paid by the mortgagor is not
prohibited pursuant to the Pooling and Servicing Agreement or the related
Servicing Agreement, applicable law or the related mortgage note. Except as
provided in the preceding sentence, amounts withdrawn from the Collateral Fund
to cover Monthly Advances and Liquidation Expenses shall not be redeposited
therein or otherwise reimbursed to the Purchaser. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts remaining in the
Collateral Fund in respect of such Mortgage Loan (after adjustment for all
permitted withdrawals and deposits pursuant to this subsection) shall be
released to the Purchaser.
(f) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the related Servicer shall continue to service
the Mortgage Loan in accordance with its customary procedures (other than the
delay in Commencement of Foreclosure as provided herein). If and when the
Purchaser shall notify the Company that it believes that it is appropriate to do
so, the related Servicer may proceed with the Commencement of Foreclosure. In
any event, if the Mortgage Loan is not brought current by the mortgagor by the
time the loan becomes 6 months delinquent, the Purchaser's election shall no
longer be effective and at the Purchaser's option, either (i) the Purchaser
shall purchase the Mortgage Loan from the related Trust Estate at a purchase
price equal to the fair market value as shown on the Current Appraisal, to be
paid by (x) applying any balance in the Collateral Fund to such to such purchase
price, and (y) to the extent of any deficiency, by wire transfer of immediately
available funds from the Purchaser to the Company for deposit in the related
Certificate Account; or (ii) the related Servicer shall proceed with the
Commencement of Foreclosure.
(g) Upon the occurrence of a liquidation with respect to any Mortgage Loan
as to which the Purchaser made an Election to Delay Foreclosure and as to which
the related Servicer proceeded with the Commencement of Foreclosure in
accordance with subsection (f) above, the Company shall calculate the amount, if
any, by which the value shown on the Current Appraisal obtained under subsection
(c) exceeds the actual sales price obtained for the related Mortgaged Property
(net of Liquidation Expenses and accrued interest related to the extended
foreclosure period), and the Company shall withdraw the amount of such excess
from the Collateral Fund, shall remit the same to the Trust Estate and in its
capacity as Master Servicer shall apply such amount as additional Liquidation
Proceeds pursuant to the Pooling and Servicing Agreement. After making such
withdrawal, all amounts remaining in the Collateral Fund in respect of such
Mortgage Loan (after adjustment for all permitted withdrawals and deposits
pursuant to this Agreement) shall be released to the Purchaser.
Section 2.03 Purchaser's Election to Commence Foreclosure Proceedings
(a) In connection with any Mortgage Loan identified in a report under
Section 2.01(a)(i)(B), the Purchaser may elect to instruct the Company to cause,
to the extent that the Company as Master Servicer is granted such authority in
the related Servicing Agreement, the related Servicer to proceed with the
Commencement of Foreclosure as soon as practicable. Such election must be
evidenced by written notice received by the Company by 5:00 p.m., New York City
time, on the third Business Day following the delivery of such report under
Section 2.01(a)(i).
(b) Within two Business Days of making any Election to Foreclose, the
Purchaser shall remit to the Company, for deposit in the Collateral Fund, an
amount, as calculated by the Company, equal to 125% of the current unpaid
principal balance of the Mortgage Loan and three months interest on the Mortgage
Loan at the applicable Mortgage Interest Rate. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts in the Collateral Fund in
respect of such Mortgage Loan (after adjustment for all permitted withdrawals
and deposits pursuant to this Agreement) shall be released to the Purchaser if
and to the extent that reimbursement therefor from amounts paid by the mortgagor
is not prohibited pursuant to the Pooling and Servicing Agreement or the related
Servicing Agreement, applicable law or the related mortgage note. The terms of
this Agreement will no longer apply to the servicing of any Mortgage Loan upon
the failure of the Purchaser to deposit the above amounts relating to the
Mortgage Loan within two Business Days of the Election to Foreclose subject to
Section 3.01.
(c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Foreclose, the related Servicer shall continue to service the
Mortgage Loan in accordance with its customary procedures (other than
Commencement of Foreclosure as provided herein). In connection therewith, the
Company shall have the same rights to make withdrawals for Monthly Advances and
Liquidations Expenses from the Collateral Fund as are provided under Section
2.02(e), and the Company shall make reimbursements thereto to the limited extent
provided under such subsection in accordance with its customary procedures. The
Company shall not be required to cause, to the extent that the Company as Master
Servicer is granted such authority in the related Servicing Agreement, the
related Servicer to proceed with the Commencement of Foreclosure if (i) the same
is stayed as a result of the mortgagor's bankruptcy or is otherwise barred by
applicable law, or to the extent that all legal conditions precedent thereto
have not yet been complied with, or (ii) the Company believes there is a breach
of representations or warranties by the Company, a Servicer, or a Seller, which
may result in a repurchase or substitution of such Mortgage Loan, or (iii) the
Company or related Servicer reasonably believes the Mortgaged Property may be
contaminated with or affected by hazardous wastes or hazardous substances (and,
without limiting the related Servicer's right not to proceed with the
Commencement of Foreclosure, the Company supplies the Purchaser with information
supporting such belief). Any foreclosure that has been initiated may be
discontinued (x) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the Purchaser)
or (y) with notice to the Purchaser if the related Servicer has reached the
terms of a forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days of such notification. Any such instruction shall be
based upon a decision that such forbearance agreement is not in conformity with
reasonable servicing practices.
(d) Upon the occurrence of a liquidation with respect to any Mortgage Loan
as to which the Purchaser made an Election to Foreclose and as to which the
related Servicer proceeded with the Commencement of Foreclosure in accordance
with subsection (c) above, the Company shall calculate the amount, if any, by
which the unpaid principal balance of the Mortgage Loan at the time of
liquidation (plus all unreimbursed interest and servicing advances and
Liquidation Expenses in connection therewith other than those paid from the
Collateral Fund) exceeds the actual sales price obtained for the related
Mortgaged Property, and the Company shall withdraw the amount of such excess
from the Collateral Fund, shall remit the same to the Trust Estate and in its
capacity as Master Servicer shall apply such amount as additional Liquidation
Proceeds pursuant to the Pooling and Servicing Agreement. After making such
withdrawal, all amounts remaining in the Collateral Fund (after adjustment for
all withdrawals and deposits pursuant to subsection (c) in respect of such
Mortgage Loan shall be released to the Purchaser.
Section 2.04 Termination
(a) With respect to all Mortgage Loans included in the Trust Estate, the
Purchaser's right to make any Election to Delay Foreclosure or any Election to
Foreclose and the Company's obligations under Section 2.01 shall terminate (i)
at such time as the Principal Balance of the Class B Certificates has been
reduced to zero, (ii) if the greater of (x) 43% (or such lower or higher
percentage that represents the related Servicer's actual historical loss
experience with respect to the Mortgage Loans in the related pool as determined
by the Company) of the aggregate principal balance of all Mortgage Loans that
are in foreclosure or are more than 90 days delinquent on a contractual basis
and REO properties or (y) the aggregate amount that the Company estimates
through the normal servicing practices of the related Servicer will be required
to be withdrawn from the Collateral Fund with respect to Mortgage Loans as to
which the Purchaser has made an Election to Delay Foreclosure or an Election to
Foreclosure, exceeds (z) the then-current principal balance of the Class B
Certificates, (iii) upon any transfer by the Purchaser of any interest (other
than the minority interest therein, but only if the transferee provides written
acknowledgment to the Company of the Purchaser's right hereunder and that such
transferee will have no rights hereunder) in the Class B Certificates (whether
or not such transfer is registered under the Pooling and Servicing Agreement),
including any such transfer in connection with a termination of the Trust Estate
or (iv) upon any breach of the terms of this Agreement by the Purchaser.
(b) Except as set forth in 2.04(a), this Agreement and the respective
rights, obligations and responsibilities of the Purchaser and the Company
hereunder shall terminate upon the later to occur of (i) the final liquidation
of the last Mortgage Loan as to which the Purchaser made any Election to Delay
Foreclosure or any Election to Foreclose and the withdrawal of all remaining
amounts in the Collateral Fund as provided herein and (ii) ten Business Days'
notice. The Purchaser's right to make an election pursuant to Section 2.02 or
Section 2.03 hereof with respect to a particular Mortgage Loan shall terminate
if the Purchaser fails to make any deposit required pursuant to Section 2.02(d)
or 2.03(b) or if the Purchaser fails to make any other deposit to the Collateral
Fund pursuant to this Agreement.
ARTICLE III
COLLATERAL FUND; SECURITY INTEREST
Section 3.01 Collateral Fund
Upon receipt from the Purchaser of the initial amount required to be
deposited in the Collateral Fund pursuant to Article II, the Company shall
establish and maintain with Bankers Trust Company as a segregated account on its
books and records an account (the "Collateral Fund"), entitled "Xxxxx Fargo Bank
Minnesota, National Association, as Master Servicer, for the benefit of
registered holders of Xxxxx Fargo Asset Securities Corporation Mortgage
Pass-Through Certificates, Series 2001-6. Amounts held in the Collateral Fund
shall continue to be the property of the Purchaser, subject to the first
priority security interest granted hereunder for the benefit of the
Certificateholders, until withdrawn from the Collateral Fund pursuant to Section
2.02 or 2.03 hereof. The Collateral Fund shall be an "outside reserve fund"
within the meaning of the REMIC Provisions, beneficially owned by the Purchaser
for federal income tax purposes. All income, gain, deduction or loss with
respect to the Collateral Fund shall be that of the Purchaser. All distributions
from the Trust Fund to the Collateral Fund shall be treated as distributed to
the Purchaser as the beneficial owner thereof.
Upon the termination of this Agreement and the liquidation of all Mortgage
Loans as to which the Purchaser has made any Election to Delay Foreclosure or
any Election to Foreclose pursuant to Section 2.04 hereof, the Company shall
distribute or cause to be distributed to the Purchaser all amounts remaining in
the Collateral Fund (after adjustment for all deposits and permitted withdrawals
pursuant to this Agreement) together with any investment earnings thereon. In
the event the Purchaser has made any Election to Delay Foreclosure or any
Election to Foreclose, prior to any distribution to the Purchaser of all amounts
remaining in the Collateral Fund, funds in the Collateral Fund shall be applied
consistent with the terms of this Agreement.
Section 3.02 Collateral Fund Permitted Investments
The Company shall, at the written direction of the Purchaser, invest the
funds in the Collateral Fund in Collateral Fund Permitted Investments. Such
direction shall not be changed more frequently than quarterly. In the absence of
any direction, the Company shall select such investments in accordance with the
definition of Collateral Fund Permitted Investments in its discretion.
All income and gain realized from any investment as well as any interest
earned on deposits in the Collateral Fund (net of any losses on such
investments) and any payments of principal made in respect of any Collateral
Fund Permitted Investment shall be deposited in the Collateral Fund upon
receipt. All costs and realized losses associated with the purchase and sale of
Collateral Fund Permitted Investments shall be borne by the Purchaser and the
amount of net realized losses shall be deposited by the Purchaser in the
Collateral Fund promptly upon realization. The Company shall periodically (but
not more frequently than monthly) distribute to the Purchaser upon request an
amount of cash, to the extent cash is available therefore in the Collateral
Fund, equal to the amount by which the balance of the Collateral Fund, after
giving effect to all other distributions to be made from the Collateral Fund on
such date, exceeds the Required Collateral Fund Balance. Any amounts so
distributed shall be released from the lien and security interest of this
Agreement.
Section 3.03 Grant of Security Interest
The Purchaser hereby grants to the Company for the benefit of the
Certificateholders under the Pooling and Servicing Agreement a security interest
in and lien on all of the Purchaser's right, title and interest, whether now
owned or hereafter acquired, in and to: (1) the Collateral Fund, (2) all amounts
deposited in the Collateral Fund and Collateral Fund Permitted Investments in
which such amounts are invested (and the distributions and proceeds of such
investments) and (3) all cash and non-cash proceeds of any of the foregoing,
including proceeds of the voluntary conversion thereof (all of the foregoing
collectively, the "Collateral").
The Purchaser acknowledges the lien on and the security interest in the
Collateral for the benefit of the Certificateholders. The Purchaser shall take
all actions requested by the Company as may be reasonably necessary to perfect
the security interest created under this Agreement in the Collateral and cause
it to be prior to all other security interests and liens, including the
execution and delivery to the Company for filing of appropriate financing
statements in accordance with applicable law. The Company shall file appropriate
continuation statements, or appoint an agent on its behalf to file such
statements, in accordance with applicable law.
Section 3.04 Collateral Shortfalls
In the event that amounts on deposit in the Collateral Fund at any time are
insufficient to cover any withdrawals therefrom that the Company is then
entitled to make hereunder, the Purchaser shall be obligated to pay such amounts
to the Company immediately upon demand. Such obligation shall constitute a
general corporate obligation of the Purchaser. The failure to pay such amounts
within two Business Days of such demand (except for amounts to cover interest on
a Mortgage Loan pursuant to Sections 2.02(d) and 2.03 (b)), shall cause an
immediate termination of the Purchaser's right to make any Election to Delay
Foreclosure or Election to Foreclose and the Company's obligations under this
Agreement with respect to all Mortgage Loans to which such insufficiencies
relate, without the necessity of any further notice or demand on the part of the
Company.
ARTICLE IV
MISCELLANEOUS PROVISIONS
Section 4.01 Amendment
This Agreement may be amended from time to time by the Company and the
Purchaser by written agreement signed by the Company and the Purchaser.
Section 4.02 Counterparts
This Agreement may be executed simultaneously in any number of
counterparts, each of which counterparts shall be deemed to be an original, and
such counterparts shall constitute but one and the same instrument.
Section 4.03 Governing Law
This Agreement shall be construed in accordance with the laws of the State
of New York and the obligations, rights and remedies of the parties hereunder
shall be determined in accordance with such laws.
Section 4.04 Notices
All demands, notices and direction hereunder shall be in writing or by
telecopy and shall be deemed effective upon receipt to:
(a) in the case of the Company,
Xxxxx Fargo Bank Minnesota, National Association
0000 Xxx Xxxxxxx Xxx
Xxxxxxxxx, XX 00000
Attention: Vice President, Master Servicing
Phone: 000-000-0000
Fax: 000-000-0000
(b) in the case of the Purchaser,
_____________________________
_____________________________
_____________________________
Attention:___________________
Section 4.05 Severability of Provisions
If any one or more of the covenants, agreements, provision or terms of this
Agreement shall be for any reason whatsoever, including regulatory, held
invalid, then such covenants, agreements, provisions or terms of this Agreement
and shall in no way affect the validity or enforceability of the other
provisions of this Agreement.
Section 4.06 Successors and Assigns
The provisions of this Agreement shall be binding upon and inure to the
benefit of the respective successors and assigns of the parties hereto, and all
such provisions shall inure to the benefit of the Certificateholders; provided,
however, that the rights under this Agreement cannot be assigned by the
Purchaser without the consent of the Company.
Section 4.07 Article and Section Headings
The article and section headings herein are for convenience of reference
only and shall not limit or otherwise affect the meaning hereof.
Section 4.08 Confidentiality
The Purchaser agrees that all information supplied by or on behalf of the
Company pursuant to Sections 2.01 or 2.02, including individual account
information, is the property of the Company and the Purchaser agrees to hold
such information confidential and not to disclose such information.
Each party hereto agrees that neither it, nor any officer, director,
employee, affiliate or independent contractor acting at such party's direction
will disclose the terms of Section 4.09 of this Agreement to any person or
entity other than such party's legal counsel except pursuant to a final,
non-appealable order of court, the pendency of such order the other party will
have received notice of at least five business days prior to the date thereof,
or pursuant to the other party's prior express written consent.
Section 4.09 Indemnification
The Purchaser agrees to indemnify and hold harmless the Company, the
Seller, and each Servicer and each person who controls the Company, the Seller,
or a Servicer and each of their respective officers, directors, affiliates and
agents acting at the Company's, the Seller's, or a Servicer's direction (the
"Indemnified Parties") against any and all losses, claims, damages or
liabilities to which they may be subject, insofar as such losses, claims,
damages or liabilities (or actions in respect thereof) arise out of, or are
based upon, actions taken by, or actions not taken by, the Company, the Seller,
or a Servicer, or on their behalf, in accordance with the provisions of this
Agreement and (i) which actions conflict with the Company's, the Seller's, or a
Servicer's obligations under the Pooling and Servicing Agreement or the related
Servicing Agreement, or (ii) give rise to securities law liability under federal
or state securities laws with respect to the Certificates. The Purchaser hereby
agrees to reimburse the Indemnified Parties for the reasonable legal or other
expenses incurred by them in connection with investigating or defending any such
loss, claim, damage, liability or action. The indemnification obligations of the
Purchaser hereunder shall survive the termination or expiration of this
Agreement.
IN WITNESS WHEREOF, the Company and the Purchaser have caused their names
to be signed hereto by their respective officers thereunto duly authorized, all
as of the day and year first above written.
Xxxxx Fargo Bank Minnesota,
National Association
By:
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Name:
Title:
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By:
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Name:
Title:
