December 21, 2020 Mr. Bruce Rosenberg Treasurer and Principal Financial Officer SSGA Funds

Ex. 28(d)(2)

December 21, 2020

Xx. Xxxxx Xxxxxxxxx

Treasurer and Principal Financial Officer SSGA Funds

0 Xxxx Xxxxxx

Boston, Massachusetts 02210

RE: SSGA Funds Waiver and Reimbursement Agreement

Dear Xx. Xxxxxxxxx:

SSGA Funds Management, Inc. (“SSGA FM”), as investment adviser to each series of SSGA Funds (each a “Fund”), agrees until December 31, 2021:

A. (i) to waive up to the full amount of the advisory fee payable by a Fund, and/or (ii) to reimburse a Fund to the level of the expense limitation (exclusive of non-recurring account fees, extraordinary expenses, acquired fund fees and expenses and distribution, shareholder servicing and sub-transfer agency fees) as measured on an annualized basis for a Fund in the amounts shown in the following table:

Fund		Expense Limitation
State Street Defensive Emerging Markets Equity Fund			1.00	%
State Street International Stock Selection Fund			0.75	%

B. (i) to waive up to the full amount of the advisory fee payable by a Fund, and/or (ii) to reimburse a Fund to the level of the expense limitation as measured on an annualized basis for a Fund in the amounts shown in the following table:

Fund		Expense Limitation
State Street S&P 500 Index Fund			0.157	%

Each of the above stated fee waivers and/or expense reimbursements set forth in Sections (A) and (B) (i) supersedes any prior fee waiver and/or expense reimbursement for the applicable Fund and (ii) may only be terminated during the relevant period with the approval of the Funds’ Board of Trustees. SSGA FM and a Fund Officer are authorized to take such actions as they deem necessary and appropriate to continue each of the above stated waivers and/or expense reimbursements for additional periods, including of one or more years, after the December 31, 2021 expiration date.

***

Additionally, SSGA FM, as Administrator to each Fund in SSGA Funds, agrees to waive 0.01% of its administration fee. This waiver may not be terminated or modified except with the approval of the Funds’ Board of Trustees and shall continue until at least December 31, 2021.

Ex. 28(d)(2)

If these arrangements are acceptable to you, please sign below to indicate your acceptance and agreement and return a copy of this letter to me.

Sincerely,

SSGA FUNDS MANAGEMENT, INC.

/s/ Xxxxx X. Xxxxxxx

By:

Xxxxx X. Xxxxxxx, President

Accepted and Agreed:

SSGA FUNDS,

on behalf of the Funds named above

/s/ Xxxxx Xxxxxxxxx

By:

Xxxxx Xxxxxxxxx

Treasurer and Principal Financial Officer