EXHIBIT 99-B.4.99
ING LIFE INSURANCE AND ANNUITY COMPANY
ENDORSEMENT
This Contract is endorsed as shown below.
SECTION 1.15 (CLAIMS OF CREDITORS) is deleted and replaced with the following:
Individual Accounts are subject to the claims of the Contract Xxxxxx's
general creditors. Individual Accounts are not subject to the claim of any
creditor of a Participant or a beneficiary, except to the extent provided
by law.
Endorsed and made part of this Contract on its Effective Date.
/s/ Xxxxx Xxxxxx
President
ING Life Insurance and Annuity Company