ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT
EXHIBIT 10.8
EXECUTION COPY
This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 27th day of January, 2012, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), U.S. Bank National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of January 1, 2012 (the “Pooling and Servicing Agreement”), and PrimeLending, a PlainsCapital Company, a Texas corporation (“PrimeLending”).
In consideration of the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed on Attachment 1 annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase and Sale Agreement dated as of January 30, 2011, between Assignor and PrimeLending (the “Purchase Agreement”) as modified or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the Pooling and Servicing Agreement.
Assignment
1. Assignor hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the representations and warranties made by PrimeLending pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor hereby accepts such assignment from Assignor.
2. Depositor hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and warranties made by PrimeLending pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, Depositor is released from all obligations under the Purchase Agreement, and Assignee hereby accepts such assignment from Depositor.
3. PrimeLending hereby acknowledges the foregoing assignments.
Representations and Warranties
4. Assignor warrants and represents to, and covenants with, Depositor, Assignee and PrimeLending as of the date hereof that:
(a) Attached hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination been given thereunder;
(b) Assignor is the lawful owner of its interests and rights under the Purchase Agreement to the extent of the Mortgage Loans, free and clear from any and all claims and encumbrances whatsoever, and upon the transfer of the representations and warranties to Assignee as contemplated herein, Assignee shall have good title to such representations and warranties under the Purchase Agreement to the extent of the Mortgage Loans, free and clear of all liens, claims and encumbrances;
(c) There are no offsets, counterclaims or other defenses available to PrimeLending with respect to the Purchase Agreement;
(d) Assignor is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to enter into and perform its obligations under the Purchase Agreement;
(e) Assignor has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor or its property is subject. The execution, delivery and performance by Assignor of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on the part of Assignor. This Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee, will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law; and
(f) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by Assignor in connection with the execution, delivery or performance by Assignor of this Agreement, or the consummation by it of the transactions contemplated hereby.
5. Depositor warrants and represents to, and covenants with, Assignor, Assignee and PrimeLending that as of the date hereof:
(a) Depositor is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;
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(b) Depositor has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of Depositor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Depositor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Depositor is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Depositor or its property is subject. The execution, delivery and performance by Depositor of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Depositor. This Agreement has been duly executed and delivered by Depositor and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding obligation of Depositor enforceable against Depositor in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law; and
(c) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by Depositor in connection with the execution, delivery or performance by Depositor of this Agreement, or the consummation by it of the transactions contemplated hereby other than any that have been obtained or made.
6. Assignee warrants and represents to, and covenants with, Assignor, Depositor and PrimeLending that as of the date hereof:
(a) Assignee is a national banking association duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization; and
(b) Assignee has been directed to enter into this Agreement pursuant to the provisions of the Pooling and Servicing Agreement. The execution, delivery and performance by Assignee of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary action on part of Assignee. This Agreement has been duly executed and delivered by Assignee and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law.
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7. PrimeLending warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:
(a) Attached hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination been given thereunder;
(b) PrimeLending is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to perform its obligations under the Purchase Agreement;
(c) PrimeLending has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of PrimeLending’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of PrimeLending’s charter or by-laws or any legal restriction, or any material agreement or instrument to which PrimeLending is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which PrimeLending or its property is subject. The execution, delivery and performance by PrimeLending of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of PrimeLending. This Agreement has been duly executed and delivered by PrimeLending and, upon the due authorization, execution and delivery by Assignor, Assignee and the Depositor, will constitute the valid and legally binding obligation of PrimeLending enforceable against PrimeLending in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law; and
(d) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by PrimeLending in connection with the execution, delivery or performance by PrimeLending of this Agreement, or the consummation by it of the transactions contemplated hereby.
Restated PrimeLending Representations and Warranties
8. Pursuant to Section 32(d) of the Purchase Agreement, PrimeLending hereby restates to Depositor and Assignee (a) the representations and warranties set forth in Subsection 7.01 of the Purchase Agreement as of the related Closing Date and (b) the representations and warranties set forth in Subsection 7.02 of the Purchase Agreement as of the date hereof, as if such representations and warranties were set forth herein in full.
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In the event of a breach of any representations and warranties referred to in clauses (a) or (b) above as of the related Closing Date or the date hereof, as the case may be, Assignee shall be entitled to all the remedies under the Purchase Agreement, including, without limitation, the right to compel PrimeLending to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase Agreement, subject to the provisions of Section 10.
Recognition of Assignee
9. From and after the date hereof, subject to Section 10 below, PrimeLending shall recognize Assignee as owner of the Mortgage Loans and will perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified hereby or as may be amended from time to time, as if Assignee and PrimeLending had entered into a separate purchase agreement for the purchase of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference, as amended by this Agreement.
Enforcement of Rights
10. (a) Controlling Holder Rights. PrimeLending agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor, in its capacity as the initial Controlling Holder pursuant to the Pooling and Servicing Agreement, and for so long as it is the Controlling Holder, will exercise all of Assignee's rights as Purchaser under the following section of the Purchase Agreement:
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Purchase Agreement:
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Section or Subsection
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Matter
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7.03, other than 7.03(c)
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Repurchase and Substitution
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(b) If there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights that are to be exercised by the Controlling Holder pursuant to Section 10(a) shall be exercised by Assignee.
Amendments to Purchase Agreement
11. The parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:
(a) Definitions.
(i) The definitions of “Arbitration,” “Business Day” and “Repurchase Price” set forth in Section 1 of the Purchase Agreement shall be deleted and replaced in their entirety as follows:
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Arbitration: Arbitration in accordance with the then governing Commercial Arbitration Rules of the American Arbitration Association and administered by the American Arbitration Association, which shall be conducted in New York, New York or other place mutually acceptable to the parties to the arbitration.
Business Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Maryland, Minnesota, Missouri or New York, (iii) a day on which banks in the states of California, Maryland, Minnesota, Missouri or New York, are authorized or obligated by law or executive order to be closed or (iv) a day on which the New York Stock Exchange or the Federal Reserve Bank of New York is closed.
Repurchase Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received in respect of such repurchased Mortgage Loan and being held for future distribution in connection with such Mortgage Loan.
(b) The rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase Agreement as amended by this Agreement.
Miscellaneous
12. All demands, notices and communications related to the Mortgage Loans, the Purchase Agreement and this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:
(a) In the case of PrimeLending,
PrimeLending, a PlainsCapital Company
00000 Xxxxxxx Xxxx, Xxxxx 000
Xxxxxx, Xxxxx 00000
Attention: Xx. Xxxxx Xxxxx, SVP
Phone: 000-000-0000
with a copy to the General Counsel at the same address
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(b) In the case of Assignee,
U.S. Bank National Association
00 Xxxxxxxxxx Xxxxxx
XX-XX-XX0X
Xx. Xxxx, Xxxxxxxxx, 00000
Attention: Structured Finance – Sequoia Mortgage Loan Trust 2012-1
(c) In the case of Depositor,
Sequoia Residential Funding, Inc.
Xxx Xxxxxxxxx Xxxxx, Xxxxx 000
Xxxx Xxxxxx, Xxxxxxxxxx 00000
Attention: Xxxxxxx Xxxxxxx
with a copy to
General Counsel at the same address
(d) In the case of Assignor,
Redwood Residential Acquisition Corporation
Xxx Xxxxxxxxx Xxxxx, Xxxxx 000
Xxxx Xxxxxx, Xxxxxxxxxx 00000
Attention: Xxxxxxx Xxxxxxx
with a copy to
General Counsel at the same address
(e) In the case of Master Servicer,
Xxxxx Fargo Bank, N.A.
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000)
Telephone number: (000) 000-0000
Facsimile number: (000) 000-0000
Electronic mail address: xxxxx-xxx-xxxx-x-0@xxxxxxxxxx.xxx
Attention: Client Manager — Sequoia Mortgage Trust 2012-1
(f) In the case of the initial Controlling Holder,
Sequoia Mortgage Funding Corporation
Xxx Xxxxxxxxx Xxxxx, Xxxxx 000
Xxxx Xxxxxx, Xxxxxxxxxx 00000
Attention: Xxxxxxx Xxxxxxx
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with a copy to
General Counsel at the same address
13. This Agreement shall be construed in accordance with the laws of the State of New York, except to the extent preempted by Federal law, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard to the conflicts of laws provisions of the State of New York or any other jurisdiction.
14. No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced.
15. This Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor, Assignee or PrimeLending may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Depositor, Assignee or PrimeLending, respectively, hereunder.
16. This Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by PrimeLending pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee, and the termination of the Purchase Agreement.
17. This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and all such counterparts shall constitute one and the same instrument.
18. The Controlling Holder under the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall have the same power and ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory hereto. PrimeLending hereby consents to such exercise and enforcement.
19. It is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement is executed and delivered by U.S. Bank National Association (“U.S. Bank”) not in its individual capacity but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred to herein (the “Trust”) in the exercise of the powers and authority conferred upon and vested in it, and as directed in the Pooling and Servicing Agreement, (ii) each of the undertakings and agreements herein made on behalf of the Trust is made and intended not as a personal undertaking or agreement of or by U.S. Bank but is made and intended for purposes of binding only the Trust, (iii) nothing herein contained shall be construed as creating any liability on the part of U.S. Bank, individually or personally, to perform any covenant either express or implied in this Agreement, all such liability, if any, being expressly waived by the parties hereto and by any person claiming by, through or under the parties hereto, and (iv) under no circumstances shall U.S. Bank in its individual capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness, amounts or expenses owed by the Assignor under the Purchase Agreement, as modified or supplemented by this Agreement (such indebtedness, expenses and other amounts being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach or failure of any obligation, representation, warranty or covenant made under this Agreement or any other related documents.
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20. Master Servicer. PrimeLending hereby acknowledges that the Assignee has appointed Xxxxx Fargo Bank, N.A. to act as master servicer and securities administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions, authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including, without limitation, the right to enforce the obligations of PrimeLending hereunder and under the Purchase Agreement and the right to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement.
PrimeLending shall make all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately available funds:
Xxxxx Fargo Bank, N.A.
San Francisco, California
ABA# 000-000-000
Account #0000000000
Account Name: SAS Clearing
FFC: Account #0000000, Sequoia Mortgage Trust 2012-1 Distribution Account
21. PrimeLending acknowledges that the custodian will be Xxxxx Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding Section 10 of the Purchase Agreement, PrimeLending shall pay shipping expenses for any Mortgage Loan Documents if there has been a breach of any representation or warranty made with respect to the related Mortgage Loan in Subsection 7.01 of the Purchase Agreement.
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22. Rule 17g-5 Compliance. PrimeLending hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic mail at xxxx00x0xxxxxxxxxxxxxxxxxxx@xxxxxxxxxx.xxx, with a subject reference of “SEMT 2012-1” and an identification of the type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule 17g-5 Information Provider (the “Rule 17g-5 Information Provider”) shall notify PrimeLending in writing of any change in the identity or contact information of the Rule 17g-5 Information Provider. PrimeLending shall have no liability for (i) the Rule 17g-5 Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement or (ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions in this Section 22 prohibit or restrict oral or written communications, or providing information, between PrimeLending, on the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review of the ratings it assigns to PrimeLending or (ii) such Rating Agency’s or NRSRO’s evaluation of PrimeLending’s operations in general; provided, however, that PrimeLending shall not provide any information relating to the Mortgage Loans to such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.
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IN WITNESS WHEREOF, the parties hereto have executed this Agreement the day and year first above written.
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REDWOOD RESIDENTIAL ACQUISITION CORPORATION
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Assignor
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By:
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/s/ Xxxx Xxxxxxxxxxx
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Name:
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Xxxx Xxxxxxxxxxx
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Title:
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Authorized Officer
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SEQUOIA RESIDENTIAL FUNDING, INC.
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Depositor
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By:
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/s/ Xxxx Xxxxxxxxxxx
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Name:
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Xxxx Xxxxxxxxxxx
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Title:
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Authorized Officer
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U.S. BANK NATIONAL ASSOCIATION, not in its individual capacity but solely as Trustee,
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Assignee
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By:
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/s/ Xxxxxx Xxxxxxx-Xxxx
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Name:
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Xxxxxx Xxxxxxx-Xxxx
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Title:
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Vice President
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PRIMELENDING, A PLAINSCAPITAL COMPANY
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By:
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/s/ Xxxxx Xxxxx
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Name:
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Xxxxx Xxxxx
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Title:
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COO | |
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Accepted and agreed to by:
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XXXXX FARGO BANK, N.A.
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Master Servicer
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By:
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/s/ Xxxxxx X. Xxxxxxx
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Name:
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Xxxxxx X. Xxxxxxx
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Title:
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Vice President
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ATTACHMENT 1
MORTGAGE LOAN SCHEDULE
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KEY
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Primary Servicer
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Servicing Fee %
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Servicing Fee—Flatdollar
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Servicing Advance Methodology
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Originator
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Loan Group
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Loan Number
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Servicer Number
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Amortization Type
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Lien Position
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HELOC Indicator
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Loan Purpose
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|
1
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1000938
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0.002500
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1000536
|
2
|
1050001057
|
2135601557
|
1
|
1
|
0
|
7
|
||
|
2
|
1000383
|
0.002500
|
1000536
|
1
|
1050001815
|
2058601997
|
1
|
1
|
0
|
9
|
||
|
3
|
1000938
|
0.002500
|
1000536
|
2
|
0000000000
|
3624700942
|
1
|
1
|
0
|
9
|
||
|
4
|
1000938
|
0.002500
|
1000536
|
1
|
1050000663
|
2027601803
|
2
|
1
|
0
|
7
|
||
|
5
|
1000938
|
0.002500
|
1000536
|
2
|
1050001065
|
2168600339
|
1
|
1
|
0
|
7
|
||
|
6
|
1000938
|
0.002500
|
1000536
|
1
|
1050001087
|
2028607129
|
1
|
1
|
0
|
9
|
||
|
7
|
1000383
|
0.002500
|
1000536
|
2
|
0000000000
|
2105600365
|
1
|
1
|
0
|
7
|
||
|
8
|
1000383
|
0.002500
|
1000536
|
1
|
1050001189
|
2039604549
|
1
|
1
|
0
|
9
|
||
|
9
|
1000938
|
0.002500
|
1000536
|
1
|
1050001007
|
3006613221
|
2
|
1
|
0
|
9
|
||
|
10
|
1000938
|
0.002500
|
1000536
|
2
|
1050000977
|
2036605744
|
1
|
1
|
0
|
9
|
||
|
11
|
1000938
|
0.002500
|
1000536
|
1
|
1050001098
|
3602601402
|
2
|
1
|
0
|
9
|
||
|
12
|
1000938
|
0.002500
|
1000536
|
2
|
1050001086
|
2027602127
|
1
|
1
|
0
|
7
|
||
|
13
|
1000938
|
0.002500
|
1000536
|
2
|
1050000900
|
2135601691
|
1
|
1
|
0
|
7
|
||
|
14
|
1000938
|
0.002500
|
1000536
|
2
|
1050000905
|
2198600346
|
1
|
1
|
0
|
7
|
||
|
15
|
1000383
|
0.002500
|
1000536
|
2
|
1050001194
|
2198600379
|
1
|
1
|
0
|
7
|
||
|
16
|
1000938
|
0.002500
|
1000536
|
2
|
1050001101
|
0000000000
|
1
|
1
|
0
|
7
|
||
|
17
|
1000383
|
0.002500
|
1000536
|
1
|
1050001157
|
0000000000
|
1
|
1
|
0
|
7
|
||
|
18
|
1000938
|
0.002500
|
1000536
|
2
|
0000000000
|
3006613329
|
1
|
1
|
0
|
7
|
||
|
19
|
1000383
|
0.002500
|
1000536
|
1
|
0000000000
|
3726600119
|
1
|
1
|
0
|
9
|
||
|
20
|
1000383
|
0.002500
|
1000536
|
2
|
1050001275
|
2046605421
|
1
|
1
|
0
|
7
|
||
|
21
|
1000938
|
0.002500
|
1000536
|
2
|
1050001011
|
3721600135
|
1
|
1
|
0
|
7
|
||
|
22
|
1000938
|
0.002500
|
1000536
|
2
|
1050000970
|
2088700361
|
1
|
1
|
0
|
9
|
||
|
23
|
1000383
|
0.002500
|
1000536
|
1
|
1050001155
|
3643602404
|
1
|
1
|
0
|
3
|
||
|
24
|
1000938
|
0.002500
|
1000536
|
2
|
1050000967
|
2036605817
|
1
|
1
|
0
|
7
|
||
|
25
|
1000938
|
0.002500
|
1000536
|
1
|
1050000773
|
2131700638
|
2
|
1
|
0
|
7
|
||
|
26
|
1000383
|
0.002500
|
1000536
|
2
|
1050001187
|
3052602876
|
1
|
1
|
0
|
9
|
||
|
27
|
1000383
|
0.002500
|
1000536
|
1
|
1050001117
|
3602601352
|
1
|
1
|
0
|
9
|
||
|
28
|
1000938
|
0.002500
|
1000536
|
1
|
1050000786
|
2027601961
|
2
|
1
|
0
|
7
|
||
|
29
|
1000383
|
0.002500
|
1000536
|
1
|
1050001249
|
6005600186
|
1
|
1
|
0
|
9
|
||
|
30
|
1000383
|
0.002500
|
1000536
|
1
|
1050001256
|
2030601875
|
1
|
1
|
0
|
9
|
||
|
31
|
1000938
|
0.002500
|
1000536
|
2
|
1050000808
|
2073603307
|
1
|
1
|
0
|
9
|
||
|
32
|
1000938
|
0.002500
|
1000536
|
1
|
1050001090
|
2273600002
|
1
|
1
|
0
|
9
|
||
|
33
|
1000938
|
0.002500
|
1000536
|
1
|
1050000992
|
2028606980
|
2
|
1
|
0
|
7
|
||
|
34
|
1000383
|
0.002500
|
1000536
|
1
|
0000000000
|
3052602909
|
1
|
1
|
0
|
9
|
||
|
35
|
1000383
|
0.002500
|
1000536
|
1
|
0000000000
|
6014600088
|
2
|
1
|
0
|
7
|
||
|
36
|
1000383
|
0.002500
|
1000536
|
2
|
1050001169
|
3726600244
|
1
|
1
|
0
|
7
|
||
|
37
|
1000938
|
0.002500
|
1000536
|
2
|
1050000882
|
0000000000
|
1
|
1
|
0
|
9
|
||
|
38
|
1000938
|
0.002500
|
1000536
|
2
|
1050001045
|
2253600055
|
1
|
1
|
0
|
7
|
||
|
39
|
1000938
|
0.002500
|
1000536
|
1
|
1050001066
|
2027602116
|
2
|
1
|
0
|
7
|
||
|
40
|
1000383
|
0.002500
|
1000536
|
2
|
1050001307
|
20631100547
|
1
|
1
|
0
|
7
|
||
|
41
|
1000938
|
0.002500
|
1000536
|
1
|
1050001070
|
3092605524
|
2
|
1
|
0
|
9
|
||
|
42
|
1000383
|
0.002500
|
1000536
|
1
|
1050001777
|
2027602195
|
2
|
1
|
0
|
7
|
||
|
43
|
1000938
|
0.002500
|
1000536
|
2
|
1050001023
|
1083602358
|
1
|
1
|
0
|
7
|
||
|
44
|
1000383
|
0.002500
|
1000536
|
1
|
1050001254
|
21871100062
|
1
|
1
|
0
|
9
|
||
|
45
|
1000938
|
0.002500
|
1000536
|
2
|
1050001044
|
2088700451
|
1
|
1
|
0
|
7
|
||
|
46
|
1000938
|
0.002500
|
1000536
|
2
|
1050000975
|
2204600190
|
1
|
1
|
0
|
7
|
||
|
47
|
1000938
|
0.002500
|
1000536
|
2
|
1050000941
|
2027602080
|
1
|
1
|
0
|
7
|
||
|
48
|
1000938
|
0.002500
|
1000536
|
2
|
1050001036
|
2027602115
|
1
|
1
|
0
|
7
|
||
|
49
|
1000938
|
0.002500
|
1000536
|
2
|
1050000893
|
2001707491
|
1
|
1
|
0
|
9
|
||
|
50
|
1000383
|
0.002500
|
1000536
|
1
|
1050001253
|
6005600275
|
1
|
1
|
0
|
9
|
||
|
51
|
1000938
|
0.002500
|
1000536
|
1
|
1050000809
|
3006612518
|
2
|
1
|
0
|
7
|
||
|
52
|
1000383
|
0.002500
|
1000536
|
2
|
1050001168
|
3726600200
|
1
|
1
|
0
|
9
|
||
|
53
|
1000938
|
0.002500
|
1000536
|
2
|
1050001111
|
3670600488
|
1
|
1
|
0
|
7
|
||
|
54
|
1000383
|
0.002500
|
1000536
|
1
|
0000000000
|
6005600235
|
1
|
1
|
0
|
9
|
||
|
55
|
1000938
|
0.002500
|
1000536
|
2
|
1050001010
|
2097600762
|
1
|
1
|
0
|
9
|
||
|
56
|
1000938
|
0.002500
|
1000536
|
2
|
1050000861
|
3006612846
|
1
|
1
|
0
|
7
|
||
|
57
|
1000383
|
0.002500
|
1000536
|
1
|
1050001433
|
3602601464
|
1
|
1
|
0
|
9
|
||
|
58
|
1000938
|
0.002500
|
1000536
|
2
|
1050000982
|
3650602060
|
1
|
1
|
0
|
7
|
||
|
59
|
1000938
|
0.002500
|
1000536
|
1
|
0000000000
|
20631100115
|
2
|
1
|
0
|
7
|
||
|
60
|
1000938
|
0.002500
|
1000536
|
2
|
1050000947
|
2244701095
|
1
|
1
|
0
|
7
|
||
|
61
|
1000383
|
0.002500
|
1000536
|
1
|
0000000000
|
2198600438
|
1
|
1
|
0
|
9
|
||
|
62
|
1000383
|
0.002500
|
1000536
|
2
|
1050001063
|
2177600280
|
1
|
1
|
0
|
9
|
||
|
63
|
1000938
|
0.002500
|
1000536
|
2
|
1050000836
|
2003602264
|
1
|
1
|
0
|
9
|
||
|
64
|
1000938
|
0.002500
|
1000536
|
2
|
1050000911
|
2141600122
|
1
|
1
|
0
|
9
|
||
|
65
|
1000383
|
0.002500
|
1000536
|
1
|
1050001284
|
2108600297
|
1
|
1
|
0
|
9
|
||
|
66
|
1000938
|
0.002500
|
1000536
|
1
|
1050001089
|
2210600429
|
1
|
1
|
0
|
9
|
||
|
67
|
1000938
|
0.002500
|
1000536
|
2
|
1050000903
|
2073603486
|
1
|
1
|
0
|
7
|
||
|
68
|
1000383
|
0.002500
|
1000536
|
2
|
1050001115
|
20321100005
|
1
|
1
|
0
|
9
|
||
|
69
|
1000938
|
0.002500
|
1000536
|
2
|
1050001040
|
20171100351
|
1
|
1
|
0
|
7
|
||
|
70
|
1000938
|
0.002500
|
1000536
|
2
|
1050000924
|
2123700490
|
1
|
1
|
0
|
9
|
||
|
71
|
1000938
|
0.002500
|
1000536
|
2
|
1050001099
|
2125602741
|
1
|
1
|
0
|
9
|
||
|
72
|
1000938
|
0.002500
|
1000536
|
2
|
1050000989
|
3602601382
|
1
|
1
|
0
|
9
|
||
|
73
|
1000938
|
0.002500
|
1000536
|
2
|
0000000000
|
2238600305
|
1
|
1
|
0
|
9
|
||
|
74
|
1000383
|
0.002500
|
1000536
|
1
|
1050001317
|
21491100132
|
2
|
1
|
0
|
9
|
||
|
75
|
1000938
|
0.002500
|
1000536
|
2
|
1050000940
|
7000603545
|
1
|
1
|
0
|
7
|
||
|
76
|
1000938
|
0.002500
|
1000536
|
2
|
1050000892
|
2051601528
|
1
|
1
|
0
|
7
|
||
|
77
|
1000938
|
0.002500
|
1000536
|
2
|
1050000986
|
2051601611
|
1
|
1
|
0
|
7
|
||
|
78
|
1000938
|
0.002500
|
1000536
|
1
|
1050001079
|
3602601390
|
1
|
1
|
0
|
9
|
||
|
79
|
1000383
|
0.002500
|
1000536
|
2
|
1050001195
|
3705600434
|
1
|
1
|
0
|
9
|
||
|
80
|
1000938
|
0.002500
|
1000536
|
2
|
1050000994
|
2001708537
|
1
|
1
|
0
|
7
|
||
|
81
|
1000938
|
0.002500
|
1000536
|
2
|
1050001058
|
2001708593
|
1
|
1
|
0
|
9
|
||
|
82
|
1000938
|
0.002500
|
1000536
|
1
|
0000000000
|
2198600319
|
2
|
1
|
0
|
7
|
||
|
83
|
1000938
|
0.002500
|
1000536
|
2
|
1050000810
|
2001708071
|
1
|
1
|
0
|
9
|
||
|
84
|
1000938
|
0.002500
|
1000536
|
2
|
1050001128
|
3726600150
|
1
|
1
|
0
|
9
|
||
|
85
|
1000938
|
0.002500
|
1000536
|
2
|
0000000000
|
2198600334
|
1
|
1
|
0
|
7
|
||
|
86
|
1000938
|
0.002500
|
1000536
|
1
|
1050000790
|
2083600913
|
2
|
1
|
0
|
7
|
||
|
87
|
1000383
|
0.002500
|
1000536
|
1
|
1050001227
|
2218601128
|
1
|
1
|
0
|
7
|
||
|
88
|
1000938
|
0.002500
|
1000536
|
2
|
1050001112
|
2248600040
|
1
|
1
|
0
|
7
|
||
|
89
|
1000938
|
0.002500
|
1000536
|
1
|
0000000000
|
3612601111
|
1
|
1
|
0
|
9
|
||
|
90
|
1000938
|
0.002500
|
1000536
|
2
|
0000000000
|
2036605864
|
1
|
1
|
0
|
7
|
||
|
91
|
1000938
|
0.002500
|
1000536
|
1
|
1050001004
|
3627601196
|
2
|
1
|
0
|
7
|
||
|
92
|
1000383
|
0.002500
|
1000536
|
2
|
1050001338
|
0000000000
|
1
|
1
|
0
|
7
|
||
|
93
|
1000938
|
0.002500
|
1000536
|
2
|
1050000922
|
2027602067
|
1
|
1
|
0
|
9
|
||
|
94
|
1000938
|
0.002500
|
1000536
|
2
|
1050000781
|
2153601079
|
1
|
1
|
0
|
9
|
||
|
95
|
1000938
|
0.002500
|
1000536
|
1
|
1050001026
|
3726600027
|
2
|
1
|
0
|
9
|
||
|
96
|
1000938
|
0.002500
|
1000536
|
2
|
1050001110
|
2154601123
|
1
|
1
|
0
|
7
|
||
|
97
|
1000938
|
0.002500
|
1000536
|
2
|
1050000944
|
0000000000
|
1
|
1
|
0
|
7
|
||
|
98
|
1000383
|
0.002500
|
1000536
|
2
|
1050001179
|
2001708341
|
1
|
1
|
0
|
9
|
||
|
99
|
1000383
|
0.002500
|
1000536
|
2
|
1050001094
|
2154601108
|
1
|
1
|
0
|
7
|
||
|
100
|
1000383
|
0.002500
|
1000536
|
2
|
1050001229
|
2154601170
|
1
|
1
|
0
|
9
|
||
|
101
|
1000383
|
0.002500
|
1000536
|
1
|
1050001750
|
2045701120
|
1
|
1
|
0
|
9
|
||
|
102
|
1000383
|
0.002500
|
1000536
|
1
|
1050001512
|
2051601642
|
2
|
1
|
0
|
7
|
||
|
103
|
1000383
|
0.002500
|
1000536
|
2
|
1050000963
|
2238600275
|
1
|
1
|
0
|
9
|
||
|
104
|
1000383
|
0.002500
|
1000536
|
1
|
1050001222
|
3651604471
|
1
|
1
|
0
|
7
|
||
|
105
|
1000383
|
0.002500
|
1000536
|
2
|
1050001758
|
3706601428
|
1
|
1
|
0
|
9
|
||
|
106
|
1000383
|
0.002500
|
1000536
|
1
|
1050001067
|
0000000000
|
2
|
1
|
0
|
9
|
|
KEY
|
Cash Out Amount
|
Total Origination and Discount Points
|
Covered/High Cost Loan Indicator
|
Relocation Loan Indicator
|
Broker Indicator
|
Channel
|
Escrow Indicator
|
Senior Loan
Amount(s)
|
Loan Type of Most
Senior Lien
|
Hybrid Period of
Most Senior Lien (in
months)
|
Neg Am Limit of
Most Senior Lien
|
Junior Mortgage
Balance
|
|
1
|
1
|
4
|
0
|
0.00
|
||||||||
|
2
|
1
|
4
|
0
|
0.00
|
||||||||
|
3
|
1
|
0
|
0
|
0.00
|
||||||||
|
4
|
1
|
4
|
0
|
0.00
|
||||||||
|
5
|
1
|
0
|
0
|
200000.00
|
||||||||
|
6
|
1
|
0
|
0
|
0.00
|
||||||||
|
7
|
1
|
4
|
0
|
0.00
|
||||||||
|
8
|
1
|
4
|
0
|
0.00
|
||||||||
|
9
|
1
|
0
|
0
|
0.00
|
||||||||
|
10
|
1
|
4
|
0
|
0.00
|
||||||||
|
11
|
1
|
0
|
0
|
0.00
|
||||||||
|
12
|
1
|
0
|
0
|
0.00
|
||||||||
|
13
|
1
|
0
|
0
|
0.00
|
||||||||
|
14
|
1
|
4
|
0
|
0.00
|
||||||||
|
15
|
1
|
4
|
0
|
0.00
|
||||||||
|
16
|
1
|
4
|
0
|
0.00
|
||||||||
|
17
|
1
|
4
|
0
|
0.00
|
||||||||
|
18
|
1
|
4
|
0
|
0.00
|
||||||||
|
19
|
1
|
0
|
0
|
0.00
|
||||||||
|
20
|
1
|
4
|
0
|
0.00
|
||||||||
|
21
|
1
|
4
|
0
|
0.00
|
||||||||
|
22
|
1
|
0
|
0
|
0.00
|
||||||||
|
23
|
1
|
0
|
0
|
0.00
|
||||||||
|
24
|
1
|
4
|
0
|
0.00
|
||||||||
|
25
|
1
|
4
|
0
|
0.00
|
||||||||
|
26
|
1
|
0
|
0
|
0.00
|
||||||||
|
27
|
1
|
0
|
0
|
0.00
|
||||||||
|
28
|
1
|
0
|
0
|
0.00
|
||||||||
|
29
|
1
|
0
|
0
|
0.00
|
||||||||
|
30
|
1
|
0
|
0
|
0.00
|
||||||||
|
31
|
1
|
4
|
0
|
0.00
|
||||||||
|
32
|
1
|
0
|
0
|
0.00
|
||||||||
|
33
|
1
|
0
|
0
|
0.00
|
||||||||
|
34
|
1
|
0
|
0
|
0.00
|
||||||||
|
35
|
1
|
4
|
0
|
0.00
|
||||||||
|
36
|
1
|
0
|
0
|
0.00
|
||||||||
|
37
|
1
|
0
|
0
|
0.00
|
||||||||
|
38
|
1
|
0
|
0
|
0.00
|
||||||||
|
39
|
1
|
4
|
0
|
0.00
|
||||||||
|
40
|
1
|
4
|
0
|
0.00
|
||||||||
|
41
|
1
|
0
|
0
|
0.00
|
||||||||
|
42
|
1
|
4
|
0
|
0.00
|
||||||||
|
43
|
1
|
0
|
0
|
0.00
|
||||||||
|
44
|
1
|
4
|
0
|
70000.00
|
||||||||
|
45
|
1
|
4
|
0
|
0.00
|
||||||||
|
46
|
1
|
0
|
0
|
0.00
|
||||||||
|
47
|
1
|
0
|
0
|
0.00
|
||||||||
|
48
|
1
|
0
|
0
|
0.00
|
||||||||
|
49
|
1
|
0
|
0
|
0.00
|
||||||||
|
50
|
1
|
4
|
0
|
0.00
|
||||||||
|
51
|
1
|
0
|
0
|
0.00
|
||||||||
|
52
|
1
|
0
|
0
|
0.00
|
||||||||
|
53
|
1
|
4
|
0
|
0.00
|
||||||||
|
54
|
1
|
4
|
0
|
0.00
|
||||||||
|
55
|
1
|
0
|
0
|
450000.00
|
||||||||
|
56
|
1
|
0
|
0
|
0.00
|
||||||||
|
57
|
1
|
4
|
0
|
0.00
|
||||||||
|
58
|
1
|
0
|
0
|
0.00
|
||||||||
|
59
|
1
|
0
|
0
|
0.00
|
||||||||
|
60
|
1
|
0
|
0
|
0.00
|
||||||||
|
61
|
1
|
0
|
0
|
301775.00
|
||||||||
|
62
|
1
|
4
|
0
|
0.00
|
||||||||
|
63
|
1
|
4
|
0
|
0.00
|
||||||||
|
64
|
1
|
0
|
0
|
0.00
|
||||||||
|
65
|
1
|
0
|
0
|
0.00
|
||||||||
|
66
|
1
|
4
|
0
|
0.00
|
||||||||
|
67
|
1
|
0
|
0
|
0.00
|
||||||||
|
68
|
1
|
0
|
0
|
0.00
|
||||||||
|
69
|
1
|
0
|
0
|
0.00
|
||||||||
|
70
|
1
|
4
|
0
|
0.00
|
||||||||
|
71
|
1
|
4
|
0
|
0.00
|
||||||||
|
72
|
1
|
0
|
0
|
0.00
|
||||||||
|
73
|
1
|
0
|
0
|
0.00
|
||||||||
|
74
|
1
|
0
|
0
|
300000.00
|
||||||||
|
75
|
1
|
4
|
0
|
0.00
|
||||||||
|
76
|
1
|
0
|
0
|
0.00
|
||||||||
|
77
|
1
|
0
|
0
|
0.00
|
||||||||
|
78
|
1
|
0
|
0
|
0.00
|
||||||||
|
79
|
1
|
4
|
0
|
0.00
|
||||||||
|
80
|
1
|
0
|
0
|
0.00
|
||||||||
|
81
|
1
|
0
|
0
|
0.00
|
||||||||
|
82
|
1
|
4
|
0
|
0.00
|
||||||||
|
83
|
1
|
0
|
0
|
0.00
|
||||||||
|
84
|
1
|
0
|
0
|
0.00
|
||||||||
|
85
|
1
|
4
|
0
|
0.00
|
||||||||
|
86
|
1
|
4
|
0
|
0.00
|
||||||||
|
87
|
1
|
0
|
0
|
0.00
|
||||||||
|
88
|
1
|
0
|
0
|
0.00
|
||||||||
|
89
|
1
|
0
|
0
|
0.00
|
||||||||
|
90
|
1
|
4
|
0
|
0.00
|
||||||||
|
91
|
1
|
0
|
0
|
0.00
|
||||||||
|
92
|
1
|
4
|
0
|
0.00
|
||||||||
|
93
|
1
|
0
|
0
|
0.00
|
||||||||
|
94
|
1
|
4
|
0
|
300000.00
|
||||||||
|
95
|
1
|
0
|
0
|
0.00
|
||||||||
|
96
|
1
|
0
|
0
|
0.00
|
||||||||
|
97
|
1
|
4
|
0
|
0.00
|
||||||||
|
98
|
1
|
0
|
0
|
0.00
|
||||||||
|
99
|
1
|
4
|
0
|
0.00
|
||||||||
|
100
|
1
|
0
|
0
|
500000.00
|
||||||||
|
101
|
1
|
4
|
0
|
0.00
|
||||||||
|
102
|
1
|
0
|
0
|
0.00
|
||||||||
|
103
|
1
|
0
|
0
|
0.00
|
||||||||
|
104
|
1
|
0
|
0
|
0.00
|
||||||||
|
105
|
1
|
0
|
0
|
250000.00
|
||||||||
|
106
|
1
|
4
|
0
|
0.00
|
|
KEY
|
Origination Date of
Most Senior Lien
|
Origination Date
|
Original Loan
Amount
|
Original Interest
Rate
|
Original
Amortization Term
|
Original Term to
Maturity
|
First Payment Date
of Loan
|
Interest Type
Indicator
|
Original Interest
Only Term
|
Buy Down Period
|
HELOC Draw Period
|
Current Loan
Amount
|
|
1
|
20110527
|
600000.00
|
0.052500
|
360
|
360
|
20110701
|
1
|
0
|
0
|
595118.77
|
||
|
2
|
20111019
|
435500.00
|
0.037500
|
180
|
180
|
20111201
|
1
|
0
|
0
|
431882.13
|
||
|
3
|
20110725
|
457500.00
|
0.045000
|
360
|
360
|
20110901
|
1
|
0
|
0
|
454465.01
|
||
|
4
|
20110421
|
460000.00
|
0.041250
|
360
|
360
|
20110601
|
1
|
0
|
0
|
454752.06
|
||
|
5
|
20110809
|
475000.00
|
0.045000
|
360
|
360
|
20111001
|
1
|
0
|
0
|
471481.10
|
||
|
6
|
20110825
|
477000.00
|
0.038750
|
180
|
180
|
20111001
|
1
|
0
|
0
|
462128.97
|
||
|
7
|
20110916
|
482400.00
|
0.048750
|
360
|
360
|
20111101
|
1
|
0
|
0
|
480613.31
|
||
|
8
|
20110921
|
485000.00
|
0.038750
|
180
|
180
|
20111101
|
1
|
0
|
0
|
479007.60
|
||
|
9
|
20110801
|
484850.00
|
0.042500
|
360
|
360
|
20111001
|
1
|
0
|
0
|
482163.80
|
||
|
10
|
20110727
|
491500.00
|
0.052500
|
360
|
360
|
20110901
|
1
|
0
|
0
|
488656.39
|
||
|
11
|
20110815
|
503000.00
|
0.033750
|
360
|
360
|
20111001
|
1
|
0
|
0
|
485467.89
|
||
|
12
|
20110812
|
500000.00
|
0.047500
|
360
|
360
|
20111001
|
1
|
0
|
0
|
497468.74
|
||
|
13
|
20110610
|
506000.00
|
0.048750
|
360
|
360
|
20110801
|
1
|
0
|
0
|
502228.88
|
||
|
14
|
20110725
|
508000.00
|
0.048750
|
360
|
360
|
20110901
|
1
|
0
|
0
|
504851.37
|
||
|
15
|
20110824
|
508000.00
|
0.046250
|
360
|
360
|
20111001
|
1
|
0
|
0
|
505369.20
|
||
|
16
|
20110811
|
525000.00
|
0.050000
|
360
|
360
|
20111001
|
1
|
0
|
0
|
522460.94
|
||
|
17
|
20110805
|
530800.00
|
0.047500
|
180
|
180
|
20111001
|
1
|
0
|
0
|
522641.13
|
||
|
18
|
20110907
|
527600.00
|
0.048750
|
360
|
360
|
20111101
|
1
|
0
|
0
|
525645.91
|
||
|
19
|
20110819
|
536250.00
|
0.036250
|
180
|
180
|
20111001
|
1
|
0
|
0
|
527222.64
|
||
|
20
|
20110915
|
546400.00
|
0.047500
|
360
|
360
|
20111101
|
1
|
0
|
0
|
544329.48
|
||
|
21
|
20110721
|
549350.00
|
0.046250
|
360
|
360
|
20110901
|
1
|
0
|
0
|
545786.93
|
||
|
22
|
20110719
|
550000.00
|
0.051250
|
360
|
360
|
20110901
|
1
|
0
|
0
|
546743.70
|
||
|
23
|
20110826
|
555000.00
|
0.038750
|
180
|
180
|
20111001
|
1
|
0
|
0
|
545842.15
|
||
|
24
|
20110801
|
552800.00
|
0.052500
|
360
|
360
|
20111001
|
1
|
0
|
0
|
550246.99
|
||
|
25
|
20110429
|
560000.00
|
0.042500
|
360
|
360
|
20110601
|
1
|
0
|
0
|
553750.73
|
||
|
26
|
20110907
|
560000.00
|
0.047500
|
360
|
360
|
20111101
|
1
|
0
|
0
|
557877.94
|
||
|
27
|
20110926
|
566175.00
|
0.045000
|
180
|
180
|
20111101
|
1
|
0
|
0
|
559526.00
|
||
|
28
|
20110518
|
570000.00
|
0.042500
|
360
|
360
|
20110701
|
1
|
0
|
0
|
564444.08
|
||
|
29
|
20110524
|
590000.00
|
0.041250
|
180
|
180
|
20110701
|
1
|
0
|
0
|
561133.49
|
||
|
30
|
20110926
|
572000.00
|
0.037500
|
180
|
180
|
20111101
|
1
|
0
|
0
|
562851.72
|
||
|
31
|
20110613
|
572000.00
|
0.052500
|
360
|
360
|
20110801
|
1
|
0
|
0
|
568020.03
|
||
|
32
|
20110823
|
574950.00
|
0.037500
|
180
|
180
|
20111001
|
1
|
0
|
0
|
565367.39
|
||
|
33
|
20110727
|
575250.00
|
0.045000
|
360
|
360
|
20110901
|
1
|
0
|
0
|
571433.88
|
||
|
34
|
20110923
|
575500.00
|
0.037500
|
180
|
180
|
20111101
|
1
|
0
|
0
|
567502.58
|
||
|
35
|
20110727
|
578250.00
|
0.032500
|
360
|
360
|
20110901
|
1
|
0
|
0
|
573466.24
|
||
|
36
|
20110808
|
586800.00
|
0.048750
|
360
|
360
|
20111001
|
1
|
0
|
0
|
583896.31
|
||
|
37
|
20110624
|
600000.00
|
0.050000
|
360
|
360
|
20110801
|
1
|
0
|
0
|
590852.31
|
||
|
38
|
20110811
|
608100.00
|
0.046250
|
360
|
360
|
20111001
|
1
|
0
|
0
|
604950.80
|
||
|
39
|
20110824
|
610000.00
|
0.031250
|
360
|
360
|
20111001
|
1
|
0
|
0
|
605885.77
|
||
|
40
|
20110915
|
612000.00
|
0.047500
|
360
|
360
|
20111101
|
1
|
0
|
0
|
609680.90
|
||
|
41
|
20110725
|
620000.00
|
0.042500
|
360
|
360
|
20110901
|
1
|
0
|
0
|
613691.57
|
||
|
42
|
20111006
|
622400.00
|
0.035000
|
360
|
360
|
20111201
|
1
|
0
|
0
|
620438.11
|
||
|
43
|
20110815
|
624000.00
|
0.050000
|
360
|
360
|
20111001
|
1
|
0
|
0
|
619974.79
|
||
|
44
|
20111003
|
628000.00
|
0.038750
|
180
|
180
|
20111201
|
1
|
0
|
0
|
622835.51
|
||
|
45
|
20110721
|
650000.00
|
0.048750
|
360
|
360
|
20110901
|
1
|
0
|
0
|
645971.28
|
||
|
46
|
20110803
|
650436.00
|
0.052500
|
360
|
360
|
20111001
|
1
|
0
|
0
|
647432.07
|
||
|
47
|
20110711
|
657200.00
|
0.048750
|
360
|
360
|
20110901
|
1
|
0
|
0
|
653126.62
|
||
|
48
|
20110725
|
663750.00
|
0.046250
|
360
|
360
|
20110901
|
1
|
0
|
0
|
659444.95
|
||
|
49
|
20110630
|
667000.00
|
0.051250
|
360
|
360
|
20110801
|
1
|
0
|
0
|
660945.17
|
||
|
50
|
20111003
|
677000.00
|
0.038750
|
180
|
180
|
20111201
|
1
|
0
|
0
|
671432.54
|
||
|
51
|
20110429
|
682950.00
|
0.041250
|
360
|
360
|
20110601
|
1
|
0
|
0
|
675158.51
|
||
|
52
|
20110819
|
680000.00
|
0.047500
|
360
|
360
|
20111001
|
1
|
0
|
0
|
676557.50
|
||
|
53
|
20110808
|
680000.00
|
0.053750
|
360
|
360
|
20111001
|
1
|
0
|
0
|
676931.59
|
||
|
54
|
20110926
|
690000.00
|
0.038750
|
180
|
180
|
20111101
|
1
|
0
|
0
|
681474.72
|
||
|
55
|
20110826
|
687050.00
|
0.048750
|
360
|
360
|
20111001
|
1
|
0
|
0
|
683650.19
|
||
|
56
|
20110527
|
700000.00
|
0.051250
|
360
|
360
|
20110701
|
1
|
0
|
0
|
694172.98
|
||
|
57
|
20110928
|
700000.00
|
0.037500
|
180
|
180
|
20111101
|
1
|
0
|
0
|
691263.58
|
||
|
58
|
20110729
|
700000.00
|
0.052500
|
360
|
360
|
20110901
|
1
|
0
|
0
|
695950.08
|
||
|
59
|
20110527
|
703200.00
|
0.050000
|
360
|
360
|
20110701
|
1
|
0
|
0
|
697211.04
|
||
|
60
|
20110701
|
760000.00
|
0.052500
|
360
|
360
|
20110801
|
1
|
0
|
0
|
754711.95
|
||
|
61
|
20110922
|
780000.00
|
0.036250
|
180
|
180
|
20111101
|
1
|
0
|
0
|
769411.60
|
||
|
62
|
20110826
|
785000.00
|
0.045000
|
360
|
360
|
20111001
|
1
|
0
|
0
|
779918.05
|
||
|
63
|
20110623
|
800000.00
|
0.051250
|
360
|
360
|
20110801
|
1
|
0
|
0
|
794304.10
|
||
|
64
|
20110623
|
814000.00
|
0.051250
|
360
|
360
|
20110801
|
1
|
0
|
0
|
808204.47
|
||
|
65
|
20111005
|
813450.00
|
0.037500
|
180
|
180
|
20111201
|
1
|
0
|
0
|
806492.34
|
||
|
66
|
20110909
|
822000.00
|
0.042500
|
180
|
180
|
20111101
|
1
|
0
|
0
|
812147.75
|
||
|
67
|
20110630
|
826000.00
|
0.048750
|
360
|
360
|
20110801
|
1
|
0
|
0
|
819843.98
|
||
|
68
|
20110915
|
826000.00
|
0.050000
|
360
|
360
|
20111101
|
1
|
0
|
0
|
821878.12
|
||
|
69
|
20110805
|
828000.00
|
0.050000
|
360
|
360
|
20111001
|
1
|
0
|
0
|
823995.53
|
||
|
70
|
20110718
|
839000.00
|
0.048750
|
360
|
360
|
20110901
|
1
|
0
|
0
|
832724.81
|
||
|
71
|
20110818
|
839600.00
|
0.042500
|
360
|
360
|
20111001
|
1
|
0
|
0
|
834948.38
|
||
|
72
|
20110801
|
841900.00
|
0.048750
|
360
|
360
|
20110901
|
1
|
0
|
0
|
836681.86
|
||
|
73
|
20110815
|
850000.00
|
0.052500
|
360
|
360
|
20111001
|
1
|
0
|
0
|
846074.41
|
||
|
74
|
20111013
|
887000.00
|
0.035000
|
360
|
360
|
20111201
|
1
|
0
|
0
|
874982.50
|
||
|
75
|
20110629
|
892500.00
|
0.052500
|
360
|
360
|
20110801
|
1
|
0
|
0
|
886290.03
|
||
|
76
|
20110613
|
900000.00
|
0.051250
|
360
|
360
|
20110801
|
1
|
0
|
0
|
893592.14
|
||
|
77
|
20110803
|
900000.00
|
0.048750
|
360
|
360
|
20111001
|
1
|
0
|
0
|
895546.47
|
||
|
78
|
20110826
|
920000.00
|
0.042500
|
180
|
180
|
20111001
|
1
|
0
|
0
|
905271.47
|
||
|
79
|
20110826
|
920000.00
|
0.046250
|
360
|
360
|
20111001
|
1
|
0
|
0
|
914666.20
|
||
|
80
|
20110725
|
930000.00
|
0.050000
|
360
|
360
|
20110901
|
1
|
0
|
0
|
924366.04
|
||
|
81
|
20110802
|
929800.00
|
0.046250
|
360
|
360
|
20111001
|
1
|
0
|
0
|
924984.78
|
||
|
82
|
20110603
|
956000.00
|
0.040000
|
360
|
360
|
20110801
|
1
|
0
|
0
|
947666.29
|
||
|
83
|
20110620
|
956000.00
|
0.050000
|
360
|
360
|
20110801
|
1
|
0
|
0
|
949035.75
|
||
|
84
|
20110825
|
959000.00
|
0.051250
|
360
|
360
|
20111001
|
1
|
0
|
0
|
954467.46
|
||
|
85
|
20110706
|
980000.00
|
0.050000
|
360
|
360
|
20110901
|
1
|
0
|
0
|
974063.15
|
||
|
86
|
20110517
|
996000.00
|
0.048750
|
360
|
360
|
20110701
|
1
|
0
|
0
|
986315.05
|
||
|
87
|
20110927
|
999900.00
|
0.038750
|
180
|
180
|
20111101
|
1
|
0
|
0
|
987545.74
|
||
|
88
|
20110825
|
1000000.00
|
0.050000
|
360
|
360
|
20111001
|
1
|
0
|
0
|
995163.66
|
||
|
89
|
20110720
|
1022300.00
|
0.040000
|
180
|
180
|
20110901
|
1
|
0
|
0
|
1000383.59
|
||
|
90
|
20110808
|
1060000.00
|
0.050000
|
360
|
360
|
20111001
|
1
|
0
|
0
|
1054873.50
|
||
|
91
|
20110728
|
1065000.00
|
0.040000
|
360
|
360
|
20110901
|
1
|
0
|
0
|
1057276.32
|
||
|
92
|
20110916
|
1080000.00
|
0.048750
|
360
|
360
|
20111101
|
1
|
0
|
0
|
1075999.95
|
||
|
93
|
20110725
|
1100000.00
|
0.050000
|
360
|
360
|
20110901
|
1
|
0
|
0
|
1093336.17
|
||
|
94
|
20110527
|
1111500.00
|
0.052500
|
360
|
360
|
20110701
|
1
|
0
|
0
|
1102457.52
|
||
|
95
|
20110726
|
1220800.00
|
0.038750
|
360
|
360
|
20110901
|
1
|
0
|
0
|
1211749.32
|
||
|
96
|
20110822
|
1275750.00
|
0.048750
|
360
|
360
|
20111001
|
1
|
0
|
0
|
1269436.81
|
||
|
97
|
20110805
|
1282500.00
|
0.047500
|
360
|
360
|
20111001
|
1
|
0
|
0
|
1274794.94
|
||
|
98
|
20110926
|
1818750.00
|
0.048750
|
360
|
360
|
20111101
|
1
|
0
|
0
|
1812013.82
|
||
|
99
|
20110829
|
1950000.00
|
0.048750
|
360
|
360
|
20111001
|
1
|
0
|
0
|
1930350.65
|
||
|
100
|
20110929
|
2000000.00
|
0.046250
|
360
|
360
|
20111101
|
1
|
0
|
0
|
1992246.82
|
||
|
101
|
20111025
|
581950.00
|
0.038750
|
180
|
180
|
20111201
|
1
|
0
|
0
|
577164.21
|
||
|
102
|
20111014
|
826000.00
|
0.035000
|
360
|
360
|
20111201
|
1
|
0
|
0
|
823396.33
|
||
|
103
|
20110815
|
1844500.00
|
0.048750
|
360
|
360
|
20111001
|
1
|
0
|
0
|
1835372.70
|
||
|
104
|
20110914
|
500000.00
|
0.041250
|
180
|
180
|
20111101
|
1
|
0
|
0
|
493945.97
|
||
|
105
|
20110916
|
1114000.00
|
0.047500
|
360
|
360
|
20111101
|
1
|
0
|
0
|
1109778.64
|
||
|
106
|
20110817
|
671000.00
|
0.033750
|
360
|
360
|
20111001
|
1
|
0
|
0
|
666664.63
|
|
KEY
|
Current Interest
Rate
|
Current Payment
Amount Due
|
Interest Paid
Through Date
|
Current Payment
Status
|
Index Type
|
ARM Look-back
Days
|
Gross Margin
|
ARM Round Flag
|
ARM Round Factor
|
Initial Fixed Rate
Period
|
Initial Interest Rate
Cap (Change Up)
|
Initial Interest Rate
Cap (Change Down)
|
|
1
|
0.052500
|
3313.22
|
20120101
|
0
|
0
|
|||||||
|
2
|
0.037500
|
3167.05
|
20120101
|
0
|
0
|
|||||||
|
3
|
0.045000
|
2318.09
|
20120101
|
0
|
0
|
|||||||
|
4
|
0.041250
|
2229.39
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
5
|
0.045000
|
2406.76
|
20120101
|
0
|
0
|
|||||||
|
6
|
0.038750
|
3498.51
|
20120101
|
0
|
0
|
|||||||
|
7
|
0.048750
|
2552.90
|
20120101
|
0
|
0
|
|||||||
|
8
|
0.038750
|
3557.18
|
20120101
|
0
|
0
|
|||||||
|
9
|
0.042500
|
2385.17
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
120
|
0.050000
|
0.050000
|
|
10
|
0.052500
|
2714.08
|
20120101
|
0
|
0
|
|||||||
|
11
|
0.033750
|
2223.74
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
12
|
0.047500
|
2608.24
|
20120101
|
0
|
0
|
|||||||
|
13
|
0.048750
|
2677.79
|
20120101
|
0
|
0
|
|||||||
|
14
|
0.048750
|
2688.38
|
20120101
|
0
|
0
|
|||||||
|
15
|
0.046250
|
2611.83
|
20120101
|
0
|
0
|
|||||||
|
16
|
0.050000
|
2818.31
|
20120101
|
0
|
0
|
|||||||
|
17
|
0.047500
|
4128.73
|
20120101
|
0
|
0
|
|||||||
|
18
|
0.048750
|
2792.10
|
20120101
|
0
|
0
|
|||||||
|
19
|
0.036250
|
3866.56
|
20120101
|
0
|
0
|
|||||||
|
20
|
0.047500
|
2850.28
|
20120101
|
0
|
0
|
|||||||
|
21
|
0.046250
|
2824.43
|
20120101
|
0
|
0
|
|||||||
|
22
|
0.051250
|
2994.68
|
20120101
|
0
|
0
|
|||||||
|
23
|
0.038750
|
4070.59
|
20120101
|
0
|
0
|
|||||||
|
24
|
0.052500
|
3052.58
|
20120101
|
0
|
0
|
|||||||
|
25
|
0.042500
|
2754.86
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
26
|
0.047500
|
2921.23
|
20120101
|
0
|
0
|
|||||||
|
27
|
0.045000
|
4331.20
|
20120101
|
0
|
0
|
|||||||
|
28
|
0.042500
|
2804.06
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
120
|
0.050000
|
0.050000
|
|
29
|
0.041250
|
4401.21
|
20120101
|
0
|
0
|
|||||||
|
30
|
0.037500
|
4159.71
|
20120101
|
0
|
0
|
|||||||
|
31
|
0.052500
|
3158.61
|
20120101
|
0
|
0
|
|||||||
|
32
|
0.037500
|
4181.17
|
20120101
|
0
|
0
|
|||||||
|
33
|
0.045000
|
2914.71
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
120
|
0.050000
|
0.050000
|
|
34
|
0.037500
|
4185.17
|
20120101
|
0
|
0
|
|||||||
|
35
|
0.032500
|
2516.58
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
36
|
0.048750
|
3105.39
|
20120101
|
0
|
0
|
|||||||
|
37
|
0.050000
|
3220.93
|
20120101
|
0
|
0
|
|||||||
|
38
|
0.046250
|
3126.48
|
20120101
|
0
|
0
|
|||||||
|
39
|
0.031250
|
2613.09
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
40
|
0.047500
|
3192.48
|
20120101
|
0
|
0
|
|||||||
|
41
|
0.042500
|
3050.03
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
120
|
0.050000
|
0.050000
|
|
42
|
0.035000
|
2794.85
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
43
|
0.050000
|
3349.77
|
20120101
|
0
|
0
|
|||||||
|
44
|
0.038750
|
4606.00
|
20120101
|
0
|
0
|
|||||||
|
45
|
0.048750
|
3439.85
|
20120101
|
0
|
0
|
|||||||
|
46
|
0.052500
|
3591.73
|
20120101
|
0
|
0
|
|||||||
|
47
|
0.048750
|
3477.96
|
20120101
|
0
|
0
|
|||||||
|
48
|
0.046250
|
3412.60
|
20120101
|
0
|
0
|
|||||||
|
49
|
0.051250
|
3631.73
|
20120101
|
0
|
0
|
|||||||
|
50
|
0.038750
|
4965.39
|
20120101
|
0
|
0
|
|||||||
|
51
|
0.041250
|
3309.92
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
52
|
0.047500
|
3547.20
|
20120101
|
0
|
0
|
|||||||
|
53
|
0.053750
|
3807.80
|
20120101
|
0
|
0
|
|||||||
|
54
|
0.038750
|
5060.73
|
20120101
|
0
|
0
|
|||||||
|
55
|
0.048750
|
3635.93
|
20120101
|
0
|
0
|
|||||||
|
56
|
0.051250
|
3811.41
|
20120101
|
0
|
0
|
|||||||
|
57
|
0.037500
|
5090.56
|
20120101
|
0
|
0
|
|||||||
|
58
|
0.052500
|
3865.43
|
20120101
|
0
|
0
|
|||||||
|
59
|
0.050000
|
3774.93
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
120
|
0.050000
|
0.050000
|
|
60
|
0.052500
|
4196.75
|
20120101
|
0
|
0
|
|||||||
|
61
|
0.036250
|
5624.09
|
20120101
|
0
|
0
|
|||||||
|
62
|
0.045000
|
3977.48
|
20120101
|
0
|
0
|
|||||||
|
63
|
0.051250
|
4355.90
|
20120101
|
0
|
0
|
|||||||
|
64
|
0.051250
|
4432.12
|
20120101
|
0
|
0
|
|||||||
|
65
|
0.037500
|
5915.59
|
20120101
|
0
|
0
|
|||||||
|
66
|
0.042500
|
6183.73
|
20120101
|
0
|
0
|
|||||||
|
67
|
0.048750
|
4371.26
|
20120101
|
0
|
0
|
|||||||
|
68
|
0.050000
|
4434.15
|
20120101
|
0
|
0
|
|||||||
|
69
|
0.050000
|
4444.88
|
20120101
|
0
|
0
|
|||||||
|
70
|
0.048750
|
4440.06
|
20120101
|
0
|
0
|
|||||||
|
71
|
0.042500
|
4130.33
|
20120101
|
0
|
0
|
|||||||
|
72
|
0.048750
|
4455.40
|
20120101
|
0
|
0
|
|||||||
|
73
|
0.052500
|
4693.73
|
20120101
|
0
|
0
|
|||||||
|
74
|
0.035000
|
3983.03
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
75
|
0.052500
|
4928.42
|
20120101
|
0
|
0
|
|||||||
|
76
|
0.051250
|
4900.38
|
20120101
|
0
|
0
|
|||||||
|
77
|
0.048750
|
4762.87
|
20120101
|
0
|
0
|
|||||||
|
78
|
0.042500
|
6920.96
|
20120101
|
0
|
0
|
|||||||
|
79
|
0.046250
|
4730.08
|
20120101
|
0
|
0
|
|||||||
|
80
|
0.050000
|
4992.44
|
20120101
|
0
|
0
|
|||||||
|
81
|
0.046250
|
4780.47
|
20120101
|
0
|
0
|
|||||||
|
82
|
0.040000
|
4564.09
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
83
|
0.050000
|
5132.01
|
20120101
|
0
|
0
|
|||||||
|
84
|
0.051250
|
5221.63
|
20120101
|
0
|
0
|
|||||||
|
85
|
0.050000
|
5260.85
|
20120101
|
0
|
0
|
|||||||
|
86
|
0.048750
|
5270.91
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
120
|
0.050000
|
0.050000
|
|
87
|
0.038750
|
7333.66
|
20120101
|
0
|
0
|
|||||||
|
88
|
0.050000
|
5368.22
|
20120101
|
0
|
0
|
|||||||
|
89
|
0.040000
|
7561.83
|
20120101
|
0
|
0
|
|||||||
|
90
|
0.050000
|
5690.31
|
20120101
|
0
|
0
|
|||||||
|
91
|
0.040000
|
5084.47
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
120
|
0.050000
|
0.050000
|
|
92
|
0.048750
|
5715.45
|
20120101
|
0
|
0
|
|||||||
|
93
|
0.050000
|
5905.04
|
20120101
|
0
|
0
|
|||||||
|
94
|
0.052500
|
6137.74
|
20120101
|
0
|
0
|
|||||||
|
95
|
0.038750
|
5740.65
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
96
|
0.048750
|
6751.37
|
20120101
|
0
|
0
|
|||||||
|
97
|
0.047500
|
6690.13
|
20120101
|
0
|
0
|
|||||||
|
98
|
0.048750
|
9624.97
|
20120101
|
0
|
0
|
|||||||
|
99
|
0.048750
|
319.56
|
20120101
|
0
|
0
|
|||||||
|
100
|
0.046250
|
282.79
|
20120101
|
0
|
0
|
|||||||
|
101
|
0.038750
|
4268.25
|
20120101
|
0
|
0
|
|||||||
|
102
|
0.035000
|
3709.11
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
103
|
0.048750
|
9761.25
|
20120101
|
0
|
0
|
|||||||
|
104
|
0.041250
|
3729.84
|
20120101
|
0
|
0
|
|||||||
|
105
|
0.047500
|
5811.15
|
20120101
|
0
|
0
|
|||||||
|
106
|
0.033750
|
2966.47
|
20120101
|
0
|
39
|
45
|
0.022500
|
3
|
0.001250
|
60
|
0.050000
|
0.050000
|
|
KEY
|
Subsequent Interest
Rate Reset Period
|
Subsequent Interest
Rate Cap (Change Down)
|
Subsequent Interest
Rate Cap (Change
Up)
|
Lifetime Maximum
Rate (Ceiling)
|
Lifetime Minimum
Rate (Floor)
|
Negative
Amortization Limit
|
Initial Negative
Amortization Recast
Period
|
Subsequent
Negative
Amortization Recast
Period
|
Initial Fixed
Payment Period
|
Subsequent
Payment Reset
Period
|
Initial Periodic
Payment Cap
|
Subsequent
Periodic Payment
Cap
|
Initial Minimum
Payment Reset
Period
|
|
1
|
|||||||||||||
|
2
|
|||||||||||||
|
3
|
|||||||||||||
|
4
|
12
|
0.020000
|
0.020000
|
0.091250
|
0.022500
|
||||||||
|
5
|
|||||||||||||
|
6
|
|||||||||||||
|
7
|
|||||||||||||
|
8
|
|||||||||||||
|
9
|
12
|
0.020000
|
0.020000
|
0.092500
|
0.022500
|
||||||||
|
10
|
|||||||||||||
|
11
|
12
|
0.020000
|
0.020000
|
0.083750
|
0.022500
|
||||||||
|
12
|
|||||||||||||
|
13
|
|||||||||||||
|
14
|
|||||||||||||
|
15
|
|||||||||||||
|
16
|
|||||||||||||
|
17
|
|||||||||||||
|
18
|
|||||||||||||
|
19
|
|||||||||||||
|
20
|
|||||||||||||
|
21
|
|||||||||||||
|
22
|
|||||||||||||
|
23
|
|||||||||||||
|
24
|
|||||||||||||
|
25
|
12
|
0.020000
|
0.020000
|
0.092500
|
0.022500
|
||||||||
|
26
|
|||||||||||||
|
27
|
|||||||||||||
|
28
|
12
|
0.020000
|
0.020000
|
0.092500
|
0.022500
|
||||||||
|
29
|
|||||||||||||
|
30
|
|||||||||||||
|
31
|
|||||||||||||
|
32
|
|||||||||||||
|
33
|
12
|
0.020000
|
0.020000
|
0.095000
|
0.022500
|
||||||||
|
34
|
|||||||||||||
|
35
|
12
|
0.020000
|
0.020000
|
0.082500
|
0.022500
|
||||||||
|
36
|
|||||||||||||
|
37
|
|||||||||||||
|
38
|
|||||||||||||
|
39
|
12
|
0.020000
|
0.020000
|
0.081250
|
0.022500
|
||||||||
|
40
|
|||||||||||||
|
41
|
12
|
0.020000
|
0.020000
|
0.092500
|
0.022500
|
||||||||
|
42
|
12
|
0.020000
|
0.020000
|
0.085000
|
0.022500
|
||||||||
|
43
|
|||||||||||||
|
44
|
|||||||||||||
|
45
|
|||||||||||||
|
46
|
|||||||||||||
|
47
|
|||||||||||||
|
48
|
|||||||||||||
|
49
|
|||||||||||||
|
50
|
|||||||||||||
|
51
|
12
|
0.020000
|
0.020000
|
0.091250
|
0.022500
|
||||||||
|
52
|
|||||||||||||
|
53
|
|||||||||||||
|
54
|
|||||||||||||
|
55
|
|||||||||||||
|
56
|
|||||||||||||
|
57
|
|||||||||||||
|
58
|
|||||||||||||
|
59
|
6
|
0.020000
|
0.020000
|
0.100000
|
0.022500
|
||||||||
|
60
|
|||||||||||||
|
61
|
|||||||||||||
|
62
|
|||||||||||||
|
63
|
|||||||||||||
|
64
|
|||||||||||||
|
65
|
|||||||||||||
|
66
|
|||||||||||||
|
67
|
|||||||||||||
|
68
|
|||||||||||||
|
69
|
|||||||||||||
|
70
|
|||||||||||||
|
71
|
|||||||||||||
|
72
|
|||||||||||||
|
73
|
|||||||||||||
|
74
|
12
|
0.020000
|
0.020000
|
0.085000
|
0.022500
|
||||||||
|
75
|
|||||||||||||
|
76
|
|||||||||||||
|
77
|
|||||||||||||
|
78
|
|||||||||||||
|
79
|
|||||||||||||
|
80
|
|||||||||||||
|
81
|
|||||||||||||
|
82
|
12
|
0.020000
|
0.020000
|
0.090000
|
0.022500
|
||||||||
|
83
|
|||||||||||||
|
84
|
|||||||||||||
|
85
|
|||||||||||||
|
86
|
12
|
0.020000
|
0.020000
|
0.098750
|
0.022500
|
||||||||
|
87
|
|||||||||||||
|
88
|
|||||||||||||
|
89
|
|||||||||||||
|
90
|
|||||||||||||
|
91
|
12
|
0.020000
|
0.020000
|
0.090000
|
0.022500
|
||||||||
|
92
|
|||||||||||||
|
93
|
|||||||||||||
|
94
|
|||||||||||||
|
95
|
12
|
0.020000
|
0.020000
|
0.088750
|
0.022500
|
||||||||
|
96
|
|||||||||||||
|
97
|
|||||||||||||
|
98
|
|||||||||||||
|
99
|
|||||||||||||
|
100
|
|||||||||||||
|
101
|
|||||||||||||
|
102
|
6
|
0.020000
|
0.020000
|
0.085000
|
0.022500
|
||||||||
|
103
|
|||||||||||||
|
104
|
|||||||||||||
|
105
|
|||||||||||||
|
106
|
6
|
0.020000
|
0.020000
|
0.083750
|
0.022500
|
|
KEY
|
Subsequent
Minimum Payment
Reset Period
|
Option ARM
Indicator
|
Options at Recast
|
Initial Minimum
Payment
|
Current Minimum
Payment
|
Prepayment Penalty
Calculation
|
Prepayment Penalty
Type
|
Prepayment Penalty
Total Term
|
Prepayment Penalty
Hard Term
|
Primary Borrower ID
|
Number of
Mortgaged
Properties
|
Total Number of
Borrowers
|
Self-employment
Flag
|
|
1
|
0
|
0
|
197
|
1
|
0
|
||||||||
|
2
|
0
|
0
|
288
|
2
|
0
|
||||||||
|
3
|
0
|
0
|
119
|
1
|
0
|
||||||||
|
4
|
0
|
0
|
292
|
2
|
0
|
||||||||
|
5
|
0
|
0
|
155
|
3
|
0
|
||||||||
|
6
|
0
|
0
|
255
|
1
|
1
|
||||||||
|
7
|
0
|
0
|
268
|
1
|
0
|
||||||||
|
8
|
0
|
0
|
99
|
1
|
1
|
||||||||
|
9
|
0
|
0
|
259
|
1
|
0
|
||||||||
|
10
|
0
|
0
|
302
|
1
|
0
|
||||||||
|
11
|
0
|
0
|
49
|
1
|
1
|
||||||||
|
12
|
0
|
0
|
65
|
2
|
0
|
||||||||
|
13
|
0
|
0
|
230
|
2
|
0
|
||||||||
|
14
|
0
|
0
|
146
|
2
|
0
|
||||||||
|
15
|
0
|
0
|
170
|
2
|
0
|
||||||||
|
16
|
0
|
0
|
295
|
2
|
1
|
||||||||
|
17
|
0
|
0
|
174
|
2
|
0
|
||||||||
|
18
|
0
|
0
|
206
|
1
|
1
|
||||||||
|
19
|
0
|
0
|
265
|
1
|
1
|
||||||||
|
20
|
0
|
0
|
150
|
2
|
1
|
||||||||
|
21
|
0
|
0
|
294
|
1
|
0
|
||||||||
|
22
|
0
|
0
|
405
|
1
|
0
|
||||||||
|
23
|
0
|
0
|
422
|
1
|
1
|
||||||||
|
24
|
0
|
0
|
243
|
1
|
0
|
||||||||
|
25
|
0
|
0
|
192
|
2
|
0
|
||||||||
|
26
|
0
|
0
|
242
|
1
|
1
|
||||||||
|
27
|
0
|
0
|
239
|
3
|
0
|
||||||||
|
28
|
0
|
0
|
281
|
1
|
0
|
||||||||
|
29
|
0
|
0
|
126
|
1
|
1
|
||||||||
|
30
|
0
|
0
|
254
|
2
|
1
|
||||||||
|
31
|
0
|
0
|
19
|
1
|
0
|
||||||||
|
32
|
0
|
0
|
151
|
1
|
1
|
||||||||
|
33
|
0
|
0
|
245
|
2
|
0
|
||||||||
|
34
|
0
|
0
|
249
|
1
|
1
|
||||||||
|
35
|
0
|
0
|
432
|
1
|
0
|
||||||||
|
36
|
0
|
0
|
266
|
2
|
0
|
||||||||
|
37
|
0
|
0
|
68
|
1
|
1
|
||||||||
|
38
|
0
|
0
|
244
|
1
|
1
|
||||||||
|
39
|
0
|
0
|
13
|
2
|
0
|
||||||||
|
40
|
0
|
0
|
256
|
1
|
1
|
||||||||
|
41
|
0
|
0
|
145
|
1
|
0
|
||||||||
|
42
|
0
|
0
|
260
|
2
|
0
|
||||||||
|
43
|
0
|
0
|
251
|
3
|
1
|
||||||||
|
44
|
0
|
0
|
23
|
2
|
0
|
||||||||
|
45
|
0
|
0
|
261
|
4
|
1
|
||||||||
|
46
|
0
|
0
|
138
|
1
|
1
|
||||||||
|
47
|
0
|
0
|
85
|
3
|
0
|
||||||||
|
48
|
0
|
0
|
271
|
1
|
0
|
||||||||
|
49
|
0
|
0
|
250
|
1
|
0
|
||||||||
|
50
|
0
|
0
|
149
|
2
|
0
|
||||||||
|
51
|
0
|
0
|
247
|
2
|
0
|
||||||||
|
52
|
0
|
0
|
262
|
3
|
0
|
||||||||
|
53
|
0
|
0
|
431
|
2
|
0
|
||||||||
|
54
|
0
|
0
|
123
|
1
|
1
|
||||||||
|
55
|
0
|
0
|
187
|
1
|
1
|
||||||||
|
56
|
0
|
0
|
275
|
1
|
0
|
||||||||
|
57
|
0
|
0
|
45
|
1
|
1
|
||||||||
|
58
|
0
|
0
|
101
|
2
|
1
|
||||||||
|
59
|
0
|
0
|
257
|
1
|
1
|
||||||||
|
60
|
0
|
0
|
112
|
2
|
0
|
||||||||
|
61
|
0
|
0
|
273
|
1
|
1
|
||||||||
|
62
|
0
|
0
|
180
|
2
|
1
|
||||||||
|
63
|
0
|
0
|
246
|
1
|
0
|
||||||||
|
64
|
0
|
0
|
258
|
2
|
0
|
||||||||
|
65
|
0
|
0
|
107
|
2
|
1
|
||||||||
|
66
|
0
|
0
|
236
|
2
|
1
|
||||||||
|
67
|
0
|
0
|
440
|
1
|
0
|
||||||||
|
68
|
0
|
0
|
157
|
1
|
0
|
||||||||
|
69
|
0
|
0
|
165
|
1
|
0
|
||||||||
|
70
|
0
|
0
|
122
|
1
|
0
|
||||||||
|
71
|
0
|
0
|
263
|
4
|
0
|
||||||||
|
72
|
0
|
0
|
272
|
1
|
0
|
||||||||
|
73
|
0
|
0
|
211
|
1
|
0
|
||||||||
|
74
|
0
|
0
|
220
|
2
|
0
|
||||||||
|
75
|
0
|
0
|
92
|
4
|
1
|
||||||||
|
76
|
0
|
0
|
106
|
1
|
0
|
||||||||
|
77
|
0
|
0
|
133
|
2
|
0
|
||||||||
|
78
|
0
|
0
|
210
|
1
|
1
|
||||||||
|
79
|
0
|
0
|
428
|
2
|
0
|
||||||||
|
80
|
0
|
0
|
232
|
2
|
0
|
||||||||
|
81
|
0
|
0
|
267
|
1
|
0
|
||||||||
|
82
|
0
|
0
|
229
|
2
|
0
|
||||||||
|
83
|
0
|
0
|
438
|
1
|
1
|
||||||||
|
84
|
0
|
0
|
252
|
1
|
1
|
||||||||
|
85
|
0
|
0
|
108
|
2
|
0
|
||||||||
|
86
|
0
|
0
|
264
|
3
|
1
|
||||||||
|
87
|
0
|
0
|
169
|
1
|
1
|
||||||||
|
88
|
0
|
0
|
311
|
2
|
0
|
||||||||
|
89
|
0
|
0
|
269
|
4
|
1
|
||||||||
|
90
|
0
|
0
|
310
|
2
|
0
|
||||||||
|
91
|
0
|
0
|
284
|
2
|
0
|
||||||||
|
92
|
0
|
0
|
11
|
1
|
0
|
||||||||
|
93
|
0
|
0
|
299
|
1
|
1
|
||||||||
|
94
|
0
|
0
|
330
|
1
|
1
|
||||||||
|
95
|
0
|
0
|
282
|
2
|
1
|
||||||||
|
96
|
0
|
0
|
370
|
1
|
0
|
||||||||
|
97
|
0
|
0
|
20
|
2
|
0
|
||||||||
|
98
|
0
|
0
|
253
|
1
|
1
|
||||||||
|
99
|
0
|
0
|
223
|
1
|
0
|
||||||||
|
100
|
0
|
0
|
368
|
2
|
1
|
||||||||
|
101
|
0
|
0
|
153
|
2
|
1
|
||||||||
|
102
|
0
|
0
|
144
|
2
|
0
|
||||||||
|
103
|
0
|
0
|
277
|
1
|
0
|
||||||||
|
104
|
0
|
0
|
270
|
3
|
0
|
||||||||
|
105
|
0
|
0
|
375
|
1
|
0
|
||||||||
|
106
|
0
|
0
|
228
|
1
|
0
|
|
KEY
|
Current ‘Other’
Monthly Payment
|
Length of
Employment:
Borrower
|
Length of
Employment: Co-
Borrower
|
Years in Home
|
FICO Model Used
|
Most Recent FICO
Date
|
Primary Wage
Earner Original
FICO: Equifax
|
Primary Wage
Earner Original
FICO: Experian
|
Primary Wage
Earner Original
FICO: TransUnion
|
Secondary Wage
Earner Original
FICO: Equifax
|
Secondary Wage
Earner Original
FICO: Experian
|
Secondary Wage
Earner Original
FICO: TransUnion
|
Original
Primary Borrower
FICO
|
|
1
|
6.1
|
0
|
1
|
20111205
|
762
|
||||||||
|
2
|
0
|
27
|
9
|
1
|
812
|
||||||||
|
3
|
1
|
1
|
1
|
20111205
|
742
|
||||||||
|
4
|
0.2
|
0
|
1
|
20111025
|
735
|
||||||||
|
5
|
1
|
0
|
1
|
731
|
|||||||||
|
6
|
9
|
9
|
4
|
1
|
772
|
||||||||
|
7
|
2.08
|
0
|
1
|
720
|
|||||||||
|
8
|
29
|
18
|
8
|
1
|
802
|
||||||||
|
9
|
8.1
|
5
|
9
|
1
|
786
|
||||||||
|
10
|
7.1
|
13
|
1
|
20111205
|
777
|
||||||||
|
11
|
16
|
3
|
1
|
807
|
|||||||||
|
12
|
0.4
|
0
|
1
|
762
|
|||||||||
|
13
|
20
|
0
|
1
|
20111205
|
783
|
||||||||
|
14
|
16.5
|
0
|
1
|
20111205
|
789
|
||||||||
|
15
|
0.01
|
0
|
1
|
793
|
|||||||||
|
16
|
5
|
0
|
1
|
764
|
|||||||||
|
17
|
2
|
0
|
0
|
1
|
792
|
||||||||
|
18
|
9
|
0
|
1
|
770
|
|||||||||
|
19
|
13.58
|
10
|
1
|
742
|
|||||||||
|
20
|
9
|
0
|
1
|
791
|
|||||||||
|
21
|
0.7
|
5
|
0
|
1
|
20111205
|
791
|
|||||||
|
22
|
2.1
|
18
|
11
|
1
|
20111205
|
789
|
|||||||
|
23
|
21
|
1.1
|
1
|
804
|
|||||||||
|
24
|
0.92
|
0
|
1
|
753
|
|||||||||
|
25
|
19
|
0
|
1
|
20111025
|
736
|
||||||||
|
26
|
18.5
|
4
|
1
|
750
|
|||||||||
|
27
|
21
|
14
|
1
|
797
|
|||||||||
|
28
|
10
|
0
|
1
|
20111205
|
778
|
||||||||
|
29
|
18
|
8
|
1
|
20111205
|
796
|
||||||||
|
30
|
20
|
8
|
1
|
781
|
|||||||||
|
31
|
5
|
11
|
20
|
1
|
20111205
|
724
|
|||||||
|
32
|
5.83
|
15
|
1
|
783
|
|||||||||
|
33
|
36.5
|
0
|
1
|
20111205
|
781
|
||||||||
|
34
|
16
|
8
|
1.5
|
1
|
793
|
||||||||
|
35
|
9.05
|
12
|
0
|
1
|
20111205
|
765
|
|||||||
|
36
|
9.1
|
0
|
1
|
779
|
|||||||||
|
37
|
21
|
5
|
1
|
20111205
|
759
|
||||||||
|
38
|
18
|
0
|
1
|
791
|
|||||||||
|
39
|
0.1
|
0
|
1
|
778
|
|||||||||
|
40
|
10.67
|
14
|
0
|
1
|
755
|
||||||||
|
41
|
22.6
|
5
|
1
|
20111205
|
796
|
||||||||
|
42
|
24.4
|
0
|
1
|
717
|
|||||||||
|
43
|
11
|
6
|
0
|
1
|
733
|
||||||||
|
44
|
1.47
|
1.42
|
1
|
765
|
|||||||||
|
45
|
3.25
|
0
|
1
|
20111205
|
766
|
||||||||
|
46
|
10
|
0
|
1
|
766
|
|||||||||
|
47
|
23.2
|
0
|
1
|
20111205
|
796
|
||||||||
|
48
|
14
|
0
|
1
|
20111205
|
751
|
||||||||
|
49
|
17
|
3
|
1
|
20111205
|
780
|
||||||||
|
50
|
0
|
5
|
1
|
716
|
|||||||||
|
51
|
1.8
|
5
|
0
|
1
|
20111025
|
726
|
|||||||
|
52
|
16.5
|
4
|
1
|
786
|
|||||||||
|
53
|
0.2
|
0
|
1
|
759
|
|||||||||
|
54
|
5
|
6
|
1
|
779
|
|||||||||
|
55
|
32.08
|
12
|
1
|
769
|
|||||||||
|
56
|
8.8
|
0
|
1
|
20111205
|
758
|
||||||||
|
57
|
3.5
|
2
|
1
|
791
|
|||||||||
|
58
|
9
|
0
|
1
|
20111205
|
801
|
||||||||
|
59
|
2.42
|
0
|
1
|
20111205
|
749
|
||||||||
|
60
|
0
|
0
|
1
|
20111205
|
749
|
||||||||
|
61
|
6.67
|
5
|
1
|
786
|
|||||||||
|
62
|
15
|
1
|
1
|
768
|
|||||||||
|
63
|
24.5
|
9
|
1
|
20111205
|
799
|
||||||||
|
64
|
4
|
3
|
1
|
20111205
|
767
|
||||||||
|
65
|
25
|
4
|
1
|
750
|
|||||||||
|
66
|
21
|
5
|
1
|
796
|
|||||||||
|
67
|
1.4
|
0
|
1
|
20111205
|
764
|
||||||||
|
68
|
13
|
4
|
1
|
726
|
|||||||||
|
69
|
9
|
0
|
1
|
781
|
|||||||||
|
70
|
16
|
6
|
1
|
20111205
|
796
|
||||||||
|
71
|
16
|
1
|
1
|
767
|
|||||||||
|
72
|
27.5
|
2
|
1
|
815
|
|||||||||
|
73
|
3
|
3
|
1
|
775
|
|||||||||
|
74
|
50.42
|
27.08
|
1
|
808
|
|||||||||
|
75
|
9
|
0
|
1
|
20111205
|
713
|
||||||||
|
76
|
0.1
|
0
|
1
|
20111205
|
761
|
||||||||
|
77
|
7.5
|
5
|
0
|
1
|
766
|
||||||||
|
78
|
5
|
3
|
1
|
781
|
|||||||||
|
79
|
13.9
|
4
|
5.5
|
1
|
773
|
||||||||
|
80
|
21
|
0
|
1
|
20111205
|
804
|
||||||||
|
81
|
15.5
|
7
|
1
|
787
|
|||||||||
|
82
|
0.1
|
0
|
1
|
20111205
|
804
|
||||||||
|
83
|
11
|
5
|
1
|
20111205
|
763
|
||||||||
|
84
|
3.9
|
8
|
1
|
738
|
|||||||||
|
85
|
17
|
0
|
1
|
20111205
|
746
|
||||||||
|
86
|
12
|
0
|
1
|
20111205
|
786
|
||||||||
|
87
|
15
|
0
|
1
|
775
|
|||||||||
|
88
|
8.6
|
0
|
1
|
799
|
|||||||||
|
89
|
18.67
|
3
|
1
|
20111205
|
780
|
||||||||
|
90
|
1.5
|
4
|
0
|
1
|
736
|
||||||||
|
91
|
16.17
|
0
|
1
|
20111205
|
803
|
||||||||
|
92
|
0.6
|
0
|
1
|
787
|
|||||||||
|
93
|
9.42
|
9
|
1
|
20111205
|
782
|
||||||||
|
94
|
21
|
4
|
1
|
20111205
|
714
|
||||||||
|
95
|
2.67
|
16
|
1
|
20111205
|
768
|
||||||||
|
96
|
9.1
|
10
|
0
|
1
|
791
|
||||||||
|
97
|
0.01
|
0
|
1
|
760
|
|||||||||
|
98
|
30
|
18
|
1
|
776
|
|||||||||
|
99
|
6.8
|
29
|
0
|
1
|
780
|
||||||||
|
100
|
17
|
8
|
1
|
778
|
|||||||||
|
101
|
5
|
5
|
1
|
797
|
|||||||||
|
102
|
27.2
|
0
|
1
|
800
|
|||||||||
|
103
|
2.5
|
0.08
|
1
|
775
|
|||||||||
|
104
|
0
|
0
|
1
|
781
|
|||||||||
|
105
|
6.8
|
1.4
|
1
|
781
|
|||||||||
|
106
|
3.75
|
0.75
|
1
|
770
|
|
KEY
|
Most Recent
Primary Borrower
FICO
|
Most Recent Co-
Borrower FICO
|
Most Recent FICO
Method
|
VantageScore:
Primary Borrower
|
VantageScore: Co-
Borrower
|
Most Recent
VantageScore
Method
|
VantageScore Date
|
Credit Report:
Longest Trade Line
|
Credit Report:
Maximum Trade
Line
|
Credit Report:
Number of Trade
Lines
|
Credit Line Usage
Ratio
|
Most Recent 12-
month Pay History
|
|
1
|
758
|
3
|
000000000000
|
|||||||||
|
2
|
000000000000
|
|||||||||||
|
3
|
770
|
3
|
000000000000
|
|||||||||
|
4
|
743
|
3
|
000000000000
|
|||||||||
|
5
|
000000000000
|
|||||||||||
|
6
|
000000000000
|
|||||||||||
|
7
|
000000000000
|
|||||||||||
|
8
|
000000000000
|
|||||||||||
|
9
|
000000000000
|
|||||||||||
|
10
|
793
|
3
|
000000000000
|
|||||||||
|
11
|
000000000000
|
|||||||||||
|
12
|
000000000000
|
|||||||||||
|
13
|
764
|
3
|
000000000000
|
|||||||||
|
14
|
784
|
3
|
000000000000
|
|||||||||
|
15
|
000000000000
|
|||||||||||
|
16
|
000000000000
|
|||||||||||
|
17
|
000000000000
|
|||||||||||
|
18
|
000000000000
|
|||||||||||
|
19
|
000000000000
|
|||||||||||
|
20
|
000000000000
|
|||||||||||
|
21
|
787
|
3
|
000000000000
|
|||||||||
|
22
|
785
|
3
|
000000000000
|
|||||||||
|
23
|
000000000000
|
|||||||||||
|
24
|
000000000000
|
|||||||||||
|
25
|
746
|
3
|
000000000000
|
|||||||||
|
26
|
000000000000
|
|||||||||||
|
27
|
000000000000
|
|||||||||||
|
28
|
807
|
3
|
000000000000
|
|||||||||
|
29
|
755
|
3
|
000000000000
|
|||||||||
|
30
|
000000000000
|
|||||||||||
|
31
|
743
|
3
|
000000000000
|
|||||||||
|
32
|
000000000000
|
|||||||||||
|
33
|
787
|
3
|
000000000000
|
|||||||||
|
34
|
000000000000
|
|||||||||||
|
35
|
747
|
3
|
000000000000
|
|||||||||
|
36
|
000000000000
|
|||||||||||
|
37
|
759
|
3
|
000000000000
|
|||||||||
|
38
|
000000000000
|
|||||||||||
|
39
|
000000000000
|
|||||||||||
|
40
|
000000000000
|
|||||||||||
|
41
|
796
|
3
|
000000000000
|
|||||||||
|
42
|
000000000000
|
|||||||||||
|
43
|
000000000000
|
|||||||||||
|
44
|
000000000000
|
|||||||||||
|
45
|
741
|
3
|
000000000000
|
|||||||||
|
46
|
000000000000
|
|||||||||||
|
47
|
804
|
3
|
000000000000
|
|||||||||
|
48
|
758
|
3
|
000000000000
|
|||||||||
|
49
|
778
|
3
|
000000000000
|
|||||||||
|
50
|
000000000000
|
|||||||||||
|
51
|
686
|
3
|
000000000000
|
|||||||||
|
52
|
000000000000
|
|||||||||||
|
53
|
000000000000
|
|||||||||||
|
54
|
000000000000
|
|||||||||||
|
55
|
000000000000
|
|||||||||||
|
56
|
760
|
3
|
000000000000
|
|||||||||
|
57
|
000000000000
|
|||||||||||
|
58
|
788
|
3
|
000000000000
|
|||||||||
|
59
|
763
|
3
|
000000000000
|
|||||||||
|
60
|
790
|
3
|
000000000000
|
|||||||||
|
61
|
000000000000
|
|||||||||||
|
62
|
000000000000
|
|||||||||||
|
63
|
808
|
3
|
000000000000
|
|||||||||
|
64
|
755
|
3
|
000000000000
|
|||||||||
|
65
|
000000000000
|
|||||||||||
|
66
|
000000000000
|
|||||||||||
|
67
|
796
|
3
|
000000000000
|
|||||||||
|
68
|
000000000000
|
|||||||||||
|
69
|
000000000000
|
|||||||||||
|
70
|
805
|
3
|
000000000000
|
|||||||||
|
71
|
000000000000
|
|||||||||||
|
72
|
000000000000
|
|||||||||||
|
73
|
000000000000
|
|||||||||||
|
74
|
000000000000
|
|||||||||||
|
75
|
729
|
3
|
000000000000
|
|||||||||
|
76
|
788
|
3
|
000000000000
|
|||||||||
|
77
|
000000000000
|
|||||||||||
|
78
|
000000000000
|
|||||||||||
|
79
|
000000000000
|
|||||||||||
|
80
|
790
|
3
|
000000000000
|
|||||||||
|
81
|
000000000000
|
|||||||||||
|
82
|
788
|
3
|
000000000000
|
|||||||||
|
83
|
761
|
3
|
000000000000
|
|||||||||
|
84
|
000000000000
|
|||||||||||
|
85
|
750
|
3
|
000000000000
|
|||||||||
|
86
|
783
|
3
|
000000000000
|
|||||||||
|
87
|
000000000000
|
|||||||||||
|
88
|
000000000000
|
|||||||||||
|
89
|
790
|
3
|
000000000000
|
|||||||||
|
90
|
000000000000
|
|||||||||||
|
91
|
796
|
3
|
000000000000
|
|||||||||
|
92
|
000000000000
|
|||||||||||
|
93
|
787
|
3
|
000000000000
|
|||||||||
|
94
|
712
|
3
|
000000000000
|
|||||||||
|
95
|
766
|
3
|
000000000000
|
|||||||||
|
96
|
000000000000
|
|||||||||||
|
97
|
000000000000
|
|||||||||||
|
98
|
000000000000
|
|||||||||||
|
99
|
000000000000
|
|||||||||||
|
100
|
000000000000
|
|||||||||||
|
101
|
000000000000
|
|||||||||||
|
102
|
000000000000
|
|||||||||||
|
103
|
000000000000
|
|||||||||||
|
104
|
000000000000
|
|||||||||||
|
105
|
000000000000
|
|||||||||||
|
106
|
000000000000
|
|
KEY
|
Months Bankruptcy
|
Months Foreclosure
|
Primary Borrower
Wage Income
|
Co-Borrower Wage
Income
|
Primary Borrower
Other Income
|
Co-Borrower Other
Income
|
All Borrower Wage
Income
|
All Borrower Total
Income
|
4506-T Indicator
|
Borrower Income
Verification Level
|
Co-Borrower
Income Verification
|
Borrower
Employment
Verification
|
Co-Borrower
Employment
Verification
|
|
1
|
17850
|
0
|
17850
|
17850
|
1
|
5
|
3
|
||||||
|
2
|
0
|
29904
|
4437.31
|
0
|
29904.12
|
34341.43
|
1
|
5
|
3
|
||||
|
3
|
10081.13
|
0
|
10081.13
|
10081.13
|
1
|
5
|
3
|
||||||
|
4
|
15834
|
0
|
15834
|
15834
|
1
|
5
|
3
|
||||||
|
5
|
22208.33
|
8333.33
|
22208.33
|
30541.66
|
1
|
5
|
3
|
||||||
|
6
|
28976
|
4697
|
0
|
0
|
33673
|
33673
|
1
|
5
|
3
|
||||
|
7
|
19250
|
0
|
19250
|
19250
|
1
|
5
|
3
|
||||||
|
8
|
6460.86
|
3400
|
150
|
0
|
9860.86
|
10010.86
|
1
|
5
|
3
|
||||
|
9
|
14862
|
10379
|
0
|
0
|
25240.53
|
25240.53
|
1
|
5
|
3
|
||||
|
10
|
14875
|
0
|
14875
|
14875
|
1
|
5
|
3
|
||||||
|
11
|
4204.17
|
2992
|
7581
|
0
|
7195.84
|
14776.84
|
1
|
5
|
3
|
||||
|
12
|
14583.34
|
-122.5
|
14583.34
|
14460.84
|
1
|
5
|
3
|
||||||
|
13
|
16666.65
|
0
|
16666.65
|
16666.65
|
1
|
5
|
3
|
||||||
|
14
|
15000
|
-261
|
15000
|
14739
|
1
|
5
|
3
|
||||||
|
15
|
16666.67
|
0
|
16666.67
|
16666.67
|
1
|
5
|
3
|
||||||
|
16
|
0
|
23873
|
0
|
23873
|
1
|
5
|
3
|
||||||
|
17
|
9583.34
|
7917
|
0
|
0
|
17500.02
|
17500.02
|
1
|
5
|
3
|
||||
|
18
|
14023.67
|
0
|
14023.67
|
14023.67
|
1
|
5
|
3
|
||||||
|
19
|
0
|
54148
|
0
|
54148
|
1
|
5
|
3
|
||||||
|
20
|
23852
|
0
|
23852
|
23852
|
1
|
5
|
3
|
||||||
|
21
|
9564
|
4932
|
0
|
-112
|
14496
|
14384
|
1
|
5
|
3
|
||||
|
22
|
0
|
3905
|
14973
|
0
|
3905
|
18878
|
1
|
5
|
3
|
||||
|
23
|
25367.92
|
0
|
25367.92
|
25367.92
|
1
|
5
|
3
|
||||||
|
24
|
17358
|
0
|
-1356.37
|
-337
|
17358
|
15664.63
|
1
|
5
|
3
|
||||
|
25
|
31834
|
0
|
31834
|
31834
|
1
|
5
|
3
|
||||||
|
26
|
58142.45
|
0
|
58142.45
|
58142.45
|
1
|
5
|
3
|
||||||
|
27
|
18563
|
1977
|
18563
|
20540
|
1
|
5
|
3
|
||||||
|
28
|
14521.68
|
6483
|
14521.68
|
21004.68
|
1
|
5
|
3
|
||||||
|
29
|
0
|
0
|
10457.38
|
10605
|
0
|
21062.51
|
1
|
5
|
3
|
||||
|
30
|
20454
|
27346
|
0
|
0
|
47800
|
47800
|
1
|
5
|
3
|
||||
|
31
|
14583.34
|
4208
|
671.11
|
0
|
18791.69
|
19462.8
|
1
|
5
|
3
|
||||
|
32
|
2125
|
0
|
12235.16
|
4477
|
2125
|
18837.44
|
1
|
5
|
3
|
||||
|
33
|
17675
|
3497
|
17675
|
21172
|
1
|
5
|
3
|
||||||
|
34
|
10751.25
|
7920
|
52.67
|
-2716
|
18671.25
|
16008
|
1
|
5
|
3
|
||||
|
35
|
11799.99
|
12917
|
0
|
0
|
24716.66
|
24716.66
|
1
|
5
|
3
|
||||
|
36
|
14249.99
|
0
|
14249.99
|
14249.99
|
1
|
5
|
3
|
||||||
|
37
|
22216
|
425
|
22216
|
22641
|
1
|
5
|
3
|
||||||
|
38
|
17657
|
0
|
17657
|
17657
|
1
|
5
|
3
|
||||||
|
39
|
17500
|
0
|
0
|
0
|
17500
|
17500
|
1
|
5
|
3
|
||||
|
40
|
0
|
4767
|
16269
|
0
|
4766.67
|
21035.67
|
1
|
5
|
3
|
||||
|
41
|
20083.33
|
0
|
20083.33
|
20083.33
|
1
|
5
|
3
|
||||||
|
42
|
15416.66
|
1542.01
|
15416.66
|
16958.67
|
1
|
5
|
3
|
||||||
|
43
|
14583.83
|
7994
|
10072.08
|
0
|
22578.17
|
32650.25
|
1
|
0
|
0
|
||||
|
00
|
00000
|
0
|
-000
|
-000
|
03750.08
|
42911.08
|
1
|
5
|
3
|
||||
|
45
|
21476
|
771
|
21476
|
22247
|
1
|
5
|
3
|
||||||
|
46
|
18607
|
0
|
18607
|
18607
|
1
|
4
|
3
|
||||||
|
47
|
18833.34
|
24259.8
|
18833.34
|
43093.14
|
1
|
5
|
3
|
||||||
|
48
|
14908
|
5022
|
14908
|
19930
|
1
|
5
|
3
|
||||||
|
49
|
15875
|
-1427
|
15875
|
14448
|
1
|
5
|
3
|
||||||
|
50
|
0
|
57950
|
0
|
57950
|
1
|
5
|
3
|
||||||
|
51
|
15000
|
16467
|
-647
|
0
|
31467
|
30820
|
1
|
5
|
3
|
||||
|
52
|
7083.34
|
5955
|
0
|
0
|
13038.17
|
13038.17
|
1
|
5
|
3
|
||||
|
53
|
29166.67
|
0
|
29166.67
|
29166.67
|
1
|
5
|
3
|
||||||
|
54
|
20320
|
10381
|
0
|
0
|
30701
|
30701
|
1
|
5
|
3
|
||||
|
55
|
0
|
33359
|
0
|
33359
|
1
|
5
|
3
|
||||||
|
56
|
4410
|
20716
|
4410
|
25126
|
1
|
5
|
3
|
||||||
|
57
|
17672
|
0
|
17672
|
17672
|
1
|
5
|
3
|
||||||
|
58
|
15822.04
|
0
|
15822.04
|
15822.04
|
1
|
4
|
3
|
||||||
|
59
|
0
|
0
|
14926
|
1875
|
0
|
16801
|
0
|
4
|
3
|
||||
|
60
|
20833
|
-757
|
20833
|
20076
|
1
|
5
|
3
|
||||||
|
61
|
25714.92
|
-3770.58
|
25714.92
|
21944.34
|
1
|
5
|
2
|
||||||
|
62
|
19276
|
0
|
19276
|
19276
|
1
|
5
|
3
|
||||||
|
63
|
34527
|
0
|
34527
|
34527
|
1
|
5
|
3
|
||||||
|
64
|
16666.66
|
21351.29
|
16666.66
|
38017.95
|
1
|
5
|
3
|
||||||
|
65
|
23433.32
|
23433
|
5897.15
|
2148
|
46866.64
|
54911.79
|
1
|
5
|
3
|
||||
|
66
|
18750
|
-143.25
|
18750
|
18606.75
|
1
|
5
|
3
|
||||||
|
67
|
21875
|
0
|
21875
|
21875
|
1
|
5
|
3
|
||||||
|
68
|
13892
|
0
|
13892
|
13892
|
1
|
5
|
3
|
||||||
|
69
|
18750.01
|
-106.42
|
18750.01
|
18643.59
|
1
|
5
|
3
|
||||||
|
70
|
12000
|
9645.05
|
12000
|
21645.05
|
1
|
5
|
3
|
||||||
|
71
|
0
|
24417.83
|
0
|
24417.83
|
1
|
5
|
3
|
||||||
|
72
|
16291.68
|
0
|
16291.68
|
16291.68
|
1
|
5
|
3
|
||||||
|
73
|
26265
|
0
|
26265
|
26265
|
1
|
5
|
3
|
||||||
|
74
|
32916.67
|
0
|
32916.67
|
32916.67
|
1
|
5
|
3
|
||||||
|
75
|
96744
|
0
|
96744
|
96744
|
1
|
5
|
3
|
||||||
|
76
|
19000
|
0
|
19000
|
19000
|
1
|
5
|
3
|
||||||
|
77
|
14145.74
|
11359
|
6412
|
0
|
25504.27
|
31916.27
|
1
|
5
|
3
|
||||
|
78
|
36060
|
0
|
36060
|
36060
|
1
|
5
|
3
|
||||||
|
79
|
19833.34
|
14166
|
0
|
0
|
33999.34
|
33999.34
|
1
|
5
|
3
|
||||
|
80
|
17063.28
|
11667
|
3755.25
|
420
|
28730.28
|
32905.53
|
1
|
5
|
3
|
||||
|
81
|
29166.66
|
0
|
29166.66
|
29166.66
|
1
|
5
|
3
|
||||||
|
82
|
29165.59
|
0
|
29165.59
|
29165.59
|
1
|
5
|
3
|
||||||
|
83
|
216921
|
0
|
216921
|
216921
|
1
|
5
|
3
|
||||||
|
84
|
12076.13
|
25320
|
0
|
0
|
37396.13
|
37396.13
|
1
|
5
|
3
|
||||
|
85
|
23000
|
0
|
23000
|
23000
|
1
|
5
|
3
|
||||||
|
86
|
17083
|
49991
|
17083
|
67074
|
1
|
4
|
3
|
||||||
|
87
|
0
|
20868.08
|
0
|
20868.08
|
1
|
5
|
3
|
||||||
|
88
|
0
|
36788
|
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|
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|
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|
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|
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|
89
|
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|
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|
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|
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|
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|
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|
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|
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|
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|
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|
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|
Co-Borrower Asset
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|
Liquid / Cash
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|
Monthly Debt All
Borrowers
|
Originator DTI
|
Fully Indexed Rate
|
Qualification
Method
|
Percentage of Down
Payment from
Borrower Own
Funds
|
City
|
State
|
Postal Code
|
Property Type
|
|
1
|
4
|
67845.85
|
2701.18
|
0.3369410
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100
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|
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2
|
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99291.47
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0.1755800
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3
|
4
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150727.38
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2214.40
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0.4496010
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4
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4
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52115.08
|
1911.49
|
0.2615180
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100
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|
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5
|
4
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1282389.79
|
8628.89
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0.3613310
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100
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6
|
4
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35179.94
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3425.30
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0.2056190
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|
7
|
4
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108712.39
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3945.21
|
0.3375640
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100
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|
8
|
4
|
197197.74
|
957.35
|
0.4509630
|
0
|
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|
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|||
|
9
|
4
|
140598.99
|
4042.08
|
0.2546400
|
0
|
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|
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|
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|
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|
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|
10
|
4
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114625.62
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1464.78
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0.2809320
|
0
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|
11
|
4
|
1547020.09
|
2521.92
|
0.3211550
|
0
|
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|
XX
|
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|
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|
12
|
4
|
217950.73
|
2377.55
|
0.3447790
|
100
|
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|
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|
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|
13
|
4
|
32002.48
|
4457.85
|
0.4281390
|
100
|
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|
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|
14
|
4
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26032.92
|
2506.82
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0.3524800
|
100
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15
|
4
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25291.91
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1813.59
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0.2655250
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100
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|
16
|
4
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566480.15
|
1440.44
|
0.1783920
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100
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REXX
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17
|
4
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38634.37
|
1776.49
|
0.3374410
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100
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XX
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|
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|
18
|
4
|
90218.86
|
1375.80
|
0.2972050
|
100
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|
0
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|
19
|
4
|
158457.26
|
2959.72
|
0.1260670
|
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20
|
4
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52279.52
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3687.55
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0.2741000
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100
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|
21
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206528.35
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1568.56
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0.3054080
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22
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81183.86
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1613.14
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0.2440840
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23
|
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32215.05
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0.1899880
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|
24
|
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168866.12
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0.2570680
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25
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175079.56
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2532.32
|
0.1660860
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100
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26
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27
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323483.83
|
5805.89
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0.4935290
|
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|
28
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693552.66
|
2118.66
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0.2343630
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29
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251390.84
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0.2925280
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30
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94868.21
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4875.40
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0.1890190
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31
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39798.11
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2732.33
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0.3026770
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|
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|
32
|
4
|
387184.58
|
5403.00
|
0.5087830
|
0
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|
33
|
4
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247995.79
|
6274.13
|
0.4340090
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100
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34
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232458.43
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2943.91
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0.4453450
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35
|
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89202.62
|
1791.34
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0.1742920
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36
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84578.16
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2613.44
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0.4013220
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|
37
|
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305701.07
|
2661.81
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0.2598270
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|
38
|
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111691.56
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4085.20
|
0.4084320
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100
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|
39
|
4
|
253287.54
|
4831.06
|
0.4253800
|
100
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|
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|
40
|
4
|
235344.8
|
4163.27
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0.3496800
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41
|
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191833.13
|
3308.61
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0.3166130
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42
|
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125501.58
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3195.09
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0.3532080
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10492.47
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0.4239550
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4280.03
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0.2070800
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|
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|
7508.97
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0.4921480
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|
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44982.27
|
1180.15
|
0.2564560
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|
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|
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|
293960.88
|
7751.90
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0.2605950
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|
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|
48
|
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|
108910.74
|
3926.42
|
0.3682400
|
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|
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|
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|
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|
1259.29
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0.3385260
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310544.55
|
7170.30
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0.3400460
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|
52
|
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|
92927.41
|
2009.26
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0.4261690
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|
53
|
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|
81648.26
|
8867.16
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0.4345700
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17.35
|
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|
54
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|
4885.75
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0.3239790
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50286.67
|
11410.25
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0.4510380
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3030.57
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|
3469.35
|
0.5176810
|
100
|
XXXXXX
|
IN
|
46511
|
1
|
|||
|
88
|
4
|
870977.57
|
9493.32
|
0.4039780
|
100
|
XXXXXX
|
XX
|
00000
|
0
|
|||
|
89
|
4
|
1259608.08
|
11229.21
|
0.1565920
|
0
|
AUXXXX
|
XX
|
00000
|
0
|
|||
|
90
|
4
|
171928.31
|
5718.94
|
0.4180180
|
100
|
XXXXXXXX XXXXXX
|
XX
|
00000
|
0
|
|||
|
91
|
4
|
250968.26
|
8746.54
|
0.4027080
|
100
|
XXXXXX
|
XX
|
00000
|
0
|
|||
|
92
|
4
|
566881.7
|
2080.86
|
0.3742230
|
100
|
XXXXXX
|
XX
|
00000
|
0
|
|||
|
93
|
4
|
1267231.12
|
2061.26
|
0.2688140
|
0
|
DAXXXX
|
XX
|
00000
|
0
|
|||
|
94
|
4
|
872922.67
|
12264.38
|
0.2046340
|
0
|
LAXXXX XXXXX
|
XX
|
00000
|
0
|
|||
|
95
|
4
|
112385.58
|
7877.30
|
0.2242930
|
0
|
HIXXXXXX XXXX
|
XX
|
00000
|
0
|
|||
|
96
|
4
|
1213579.22
|
2310.72
|
0.2414540
|
100
|
MAXXXXXXX XXXXX
|
XX
|
00000
|
0
|
|||
|
97
|
4
|
728541.48
|
5638.37
|
0.3722750
|
100
|
DAXXXX
|
XX
|
00000
|
0
|
|||
|
98
|
4
|
1017090.82
|
5667.73
|
0.2565330
|
0
|
DAXXXX
|
XX
|
00000
|
0
|
|||
|
99
|
4
|
225717.29
|
1462.30
|
0.2972240
|
100
|
HOXXXXXX
|
XX
|
00000
|
0
|
|||
|
100
|
4
|
247668.91
|
9899.54
|
0.2465830
|
0
|
MAXXXXXXX XXXXX
|
XX
|
00000
|
0
|
|||
|
101
|
4
|
216822.14
|
5986.54
|
0.3926480
|
0
|
AUXXXX
|
XX
|
00000
|
0
|
|||
|
102
|
4
|
1029817.59
|
3819.30
|
0.2656740
|
100
|
WRXXXXXXXXXX XXXXX
|
XX
|
00000
|
0
|
|||
|
103
|
4
|
530263.4
|
14439.87
|
0.3900000
|
0
|
PLXXXXXX
|
XX
|
00000
|
0
|
|||
|
104
|
4
|
2027260.32
|
7275.68
|
0.4171840
|
100
|
MOXXXXXX
|
XX
|
00000
|
0
|
|||
|
105
|
4
|
440752.17
|
3793.63
|
0.3420180
|
0
|
LOX XXXXXXX
|
XX
|
00000
|
0
|
|||
|
106
|
4
|
110827.09
|
3585.26
|
0.3639850
|
0
|
HOXXXXX
|
XX
|
00000
|
0
|
|
KEY
|
Occupancy
|
Sales Price
|
Original Appraised
Property Value
|
Original Property
Valuation Type
|
Original Property
Valuation Date
|
Original Automated
Valuation Model
(AVM) Model Name
|
Original AVM
Confidence Score
|
Most Recent
Property Value2
|
Most Recent
Property Valuation
Type
|
Most Recent
Property Valuation
Date
|
Most Recent AVM
Model Name
|
Most Recent AVM
Confidence Score
|
Original CLTV
|
|
1
|
1
|
750000.00
|
765000.00
|
3
|
20110516
|
0.800000
|
|||||||
|
2
|
1
|
670000.00
|
3
|
20110916
|
0.650000
|
||||||||
|
3
|
1
|
840000.00
|
3
|
20110706
|
0.544643
|
||||||||
|
4
|
1
|
575000.00
|
682100.00
|
3
|
20110415
|
0.800000
|
|||||||
|
5
|
1
|
900000.00
|
900000.00
|
3
|
20110722
|
0.750000
|
|||||||
|
6
|
1
|
1000000.00
|
3
|
20110730
|
0.477000
|
||||||||
|
7
|
1
|
603000.00
|
630000.00
|
3
|
20110824
|
0.800000
|
|||||||
|
8
|
1
|
825000.00
|
3
|
20110902
|
0.587879
|
||||||||
|
9
|
1
|
1350000.00
|
3
|
20110713
|
0.359148
|
||||||||
|
10
|
1
|
765000.00
|
3
|
20110715
|
0.642484
|
||||||||
|
11
|
1
|
860000.00
|
3
|
20110726
|
0.584884
|
||||||||
|
12
|
1
|
625000.00
|
640000.00
|
3
|
20110722
|
0.800000
|
|||||||
|
13
|
1
|
723000.00
|
750000.00
|
3
|
20110601
|
0.699862
|
|||||||
|
14
|
1
|
635000.00
|
639000.00
|
3
|
20110616
|
0.800000
|
|||||||
|
15
|
1
|
635000.00
|
650000.00
|
3
|
20110722
|
0.800000
|
|||||||
|
16
|
1
|
700000.00
|
705000.00
|
3
|
20110728
|
0.750000
|
|||||||
|
17
|
1
|
663500.00
|
668000.00
|
3
|
20110726
|
0.800000
|
|||||||
|
18
|
1
|
659500.00
|
705000.00
|
3
|
20110808
|
0.800000
|
|||||||
|
19
|
1
|
825000.00
|
3
|
20110715
|
0.650000
|
||||||||
|
20
|
1
|
683200.00
|
690000.00
|
3
|
20110830
|
0.799766
|
|||||||
|
21
|
1
|
686700.00
|
750000.00
|
3
|
20110705
|
0.799985
|
|||||||
|
22
|
1
|
825000.00
|
3
|
20110404
|
0.666667
|
||||||||
|
23
|
1
|
950000.00
|
3
|
20110722
|
0.584211
|
||||||||
|
24
|
1
|
691000.00
|
695000.00
|
3
|
20110702
|
0.800000
|
|||||||
|
25
|
2
|
867500.00
|
775000.00
|
3
|
20110421
|
0.722581
|
|||||||
|
26
|
1
|
1215000.00
|
3
|
20110810
|
0.460905
|
||||||||
|
27
|
1
|
710000.00
|
3
|
20110803
|
0.797430
|
||||||||
|
28
|
1
|
1175818.00
|
1228000.00
|
3
|
20110503
|
0.484769
|
|||||||
|
29
|
1
|
1300000.00
|
3
|
20110331
|
0.453846
|
||||||||
|
30
|
1
|
1350000.00
|
3
|
20110901
|
0.423704
|
||||||||
|
31
|
1
|
852000.00
|
3
|
20110520
|
0.671362
|
||||||||
|
32
|
1
|
1190000.00
|
3
|
20110801
|
0.483151
|
||||||||
|
33
|
2
|
885000.00
|
890000.00
|
3
|
20110712
|
0.650000
|
|||||||
|
34
|
1
|
1000000.00
|
3
|
20110907
|
0.575500
|
||||||||
|
35
|
1
|
722818.00
|
725000.00
|
3
|
20110711
|
0.799994
|
|||||||
|
36
|
1
|
733500.00
|
784800.00
|
3
|
20110802
|
0.800000
|
|||||||
|
37
|
1
|
870000.00
|
3
|
20110608
|
0.689655
|
||||||||
|
38
|
1
|
760187.00
|
764000.00
|
3
|
20110720
|
0.799935
|
|||||||
|
39
|
1
|
960000.00
|
960000.00
|
3
|
20110803
|
0.635417
|
|||||||
|
40
|
1
|
765000.00
|
765000.00
|
3
|
20110901
|
0.800000
|
|||||||
|
41
|
1
|
975500.00
|
3
|
20110713
|
0.635572
|
||||||||
|
42
|
1
|
829900.00
|
850000.00
|
3
|
20110912
|
0.749970
|
|||||||
|
43
|
1
|
780000.00
|
790000.00
|
3
|
20110715
|
0.800000
|
|||||||
|
44
|
1
|
1000000.00
|
3
|
20110818
|
0.698000
|
||||||||
|
45
|
1
|
849000.00
|
880000.00
|
3
|
20110709
|
0.765607
|
|||||||
|
46
|
1
|
867249.00
|
900000.00
|
3
|
20110707
|
0.749999
|
|||||||
|
47
|
1
|
821500.00
|
850000.00
|
3
|
20110627
|
0.800000
|
|||||||
|
48
|
1
|
885000.00
|
925000.00
|
3
|
20110715
|
0.750000
|
|||||||
|
49
|
1
|
845000.00
|
3
|
20110519
|
0.789349
|
||||||||
|
50
|
1
|
3475000.00
|
3
|
20110830
|
0.194820
|
||||||||
|
51
|
1
|
853700.00
|
875000.00
|
3
|
20110314
|
0.799988
|
|||||||
|
52
|
1
|
945500.00
|
3
|
20110801
|
0.719196
|
||||||||
|
53
|
1
|
850000.00
|
850000.00
|
3
|
20110727
|
0.800000
|
|||||||
|
54
|
1
|
2900000.00
|
3
|
20110718
|
0.237931
|
||||||||
|
55
|
1
|
1600000.00
|
3
|
20110728
|
0.710656
|
||||||||
|
56
|
1
|
2250000.00
|
2375000.00
|
3
|
20110511
|
0.311111
|
|||||||
|
57
|
1
|
935000.00
|
3
|
20110831
|
0.748663
|
||||||||
|
58
|
1
|
1180000.00
|
1350000.00
|
3
|
20110630
|
0.593220
|
|||||||
|
59
|
1
|
879000.00
|
885000.00
|
3
|
20110518
|
0.800000
|
|||||||
|
60
|
1
|
950000.00
|
960000.00
|
3
|
20110601
|
0.800000
|
|||||||
|
61
|
1
|
1600000.00
|
3
|
20110826
|
0.676109
|
||||||||
|
62
|
1
|
1250000.00
|
3
|
20110712
|
0.628000
|
||||||||
|
63
|
1
|
1200000.00
|
3
|
20110609
|
0.666667
|
||||||||
|
64
|
1
|
1035000.00
|
3
|
20110615
|
0.786473
|
||||||||
|
65
|
2
|
1795000.00
|
3
|
20110902
|
0.453175
|
||||||||
|
66
|
1
|
1200000.00
|
3
|
20110808
|
0.685000
|
||||||||
|
67
|
1
|
1033000.00
|
1075000.00
|
3
|
20110610
|
0.799613
|
|||||||
|
68
|
1
|
1180000.00
|
3
|
20110810
|
0.700000
|
||||||||
|
69
|
1
|
1060000.00
|
1035000.00
|
3
|
20110725
|
0.800000
|
|||||||
|
70
|
1
|
1200000.00
|
3
|
20110607
|
0.699167
|
||||||||
|
71
|
1
|
1500000.00
|
3
|
20110728
|
0.559733
|
||||||||
|
72
|
1
|
1550000.00
|
3
|
20110711
|
0.543161
|
||||||||
|
73
|
1
|
1091000.00
|
3
|
20110721
|
0.779102
|
||||||||
|
74
|
1
|
1650000.00
|
3
|
20110906
|
0.719394
|
||||||||
|
75
|
1
|
1275000.00
|
1600000.00
|
3
|
20110624
|
0.700000
|
|||||||
|
76
|
2
|
1200000.00
|
1247000.00
|
3
|
20110517
|
0.750000
|
|||||||
|
77
|
2
|
1550000.00
|
1594500.00
|
3
|
20110714
|
0.580645
|
|||||||
|
78
|
1
|
1150000.00
|
3
|
20110715
|
0.800000
|
||||||||
|
79
|
1
|
1150000.00
|
3
|
20110809
|
0.800000
|
||||||||
|
80
|
1
|
1240000.00
|
1250000.00
|
3
|
20110713
|
0.750000
|
|||||||
|
81
|
1
|
2290000.00
|
3
|
20110719
|
0.406026
|
||||||||
|
82
|
1
|
1195000.00
|
1200000.00
|
3
|
20110512
|
0.800000
|
|||||||
|
83
|
1
|
1850000.00
|
3
|
20110514
|
0.516757
|
||||||||
|
84
|
1
|
1255000.00
|
3
|
20110719
|
0.764143
|
||||||||
|
85
|
1
|
1225000.00
|
1250000.00
|
3
|
20110603
|
0.800000
|
|||||||
|
86
|
1
|
1245000.00
|
1280000.00
|
3
|
20110513
|
0.800000
|
|||||||
|
87
|
2
|
1600000.00
|
1600000.00
|
3
|
20110818
|
0.624938
|
|||||||
|
88
|
1
|
2498800.00
|
2500000.00
|
3
|
20110801
|
0.400192
|
|||||||
|
89
|
1
|
1600000.00
|
3
|
20110610
|
0.638938
|
||||||||
|
90
|
1
|
1325000.00
|
1350000.00
|
3
|
20110718
|
0.800000
|
|||||||
|
91
|
1
|
1420000.00
|
1425000.00
|
3
|
20110714
|
0.750000
|
|||||||
|
92
|
1
|
1440000.00
|
1440000.00
|
3
|
20110830
|
0.750000
|
|||||||
|
93
|
1
|
2000000.00
|
3
|
20110627
|
0.550000
|
||||||||
|
94
|
1
|
2540000.00
|
3
|
20110423
|
0.555709
|
||||||||
|
95
|
1
|
1580000.00
|
3
|
20110629
|
0.772658
|
||||||||
|
96
|
1
|
1701000.00
|
1825000.00
|
3
|
20110801
|
0.750000
|
|||||||
|
97
|
1
|
1710000.00
|
1730000.00
|
3
|
20110701
|
0.750000
|
|||||||
|
98
|
1
|
2425000.00
|
3
|
20110719
|
0.750000
|
||||||||
|
99
|
1
|
2600000.00
|
2600000.00
|
3
|
20110812
|
0.750000
|
|||||||
|
100
|
1
|
5000000.00
|
3
|
20110824
|
0.500000
|
||||||||
|
101
|
1
|
1060000.00
|
3
|
20111012
|
0.549009
|
||||||||
|
102
|
2
|
1180000.00
|
1220000.00
|
3
|
20110816
|
0.700000
|
|||||||
|
103
|
1
|
2635000.00
|
3
|
20110728
|
0.700000
|
||||||||
|
104
|
2
|
825000.00
|
830000.00
|
3
|
20110823
|
0.606061
|
|||||||
|
105
|
1
|
1900000.00
|
3
|
20110821
|
0.717895
|
||||||||
|
106
|
1
|
1300000.00
|
3
|
20110802
|
0.516154
|
|
KEY
|
Original LTV
|
Original Pledged
Assets
|
Mortgage Insurance
Company Name
|
Mortgage Insurance
Percent
|
MI: Lender or
Borrower Paid?
|
Pool Insurance Co.
Name
|
Pool Insurance Stop
Loss %
|
MI Certificate
Number
|
Updated DTI
(Front-end)
|
Updated DTI
(Back-end)
|
Modification
Effective Payment
Date
|
Total Capitalized
Amount
|
|
1
|
0.800000
|
0
|
0
|
0
|
||||||||
|
2
|
0.650000
|
0
|
0
|
0
|
||||||||
|
3
|
0.544643
|
0
|
0
|
0
|
||||||||
|
4
|
0.800000
|
0
|
0
|
0
|
||||||||
|
5
|
0.527778
|
0
|
0
|
0
|
||||||||
|
6
|
0.477000
|
0
|
0
|
0
|
||||||||
|
7
|
0.800000
|
0
|
0
|
0
|
||||||||
|
8
|
0.587879
|
0
|
0
|
0
|
||||||||
|
9
|
0.359148
|
0
|
0
|
0
|
||||||||
|
10
|
0.642484
|
0
|
0
|
0
|
||||||||
|
11
|
0.584884
|
0
|
0
|
0
|
||||||||
|
12
|
0.800000
|
0
|
0
|
0
|
||||||||
|
13
|
0.699862
|
0
|
0
|
0
|
||||||||
|
14
|
0.800000
|
0
|
0
|
0
|
||||||||
|
15
|
0.800000
|
0
|
0
|
0
|
||||||||
|
16
|
0.750000
|
0
|
0
|
0
|
||||||||
|
17
|
0.800000
|
0
|
0
|
0
|
||||||||
|
18
|
0.800000
|
0
|
0
|
0
|
||||||||
|
19
|
0.650000
|
0
|
0
|
0
|
||||||||
|
20
|
0.799766
|
0
|
0
|
0
|
||||||||
|
21
|
0.799985
|
0
|
0
|
0
|
||||||||
|
22
|
0.666667
|
0
|
0
|
0
|
||||||||
|
23
|
0.584211
|
0
|
0
|
0
|
||||||||
|
24
|
0.800000
|
0
|
0
|
0
|
||||||||
|
25
|
0.722581
|
0
|
0
|
0
|
||||||||
|
26
|
0.460905
|
0
|
0
|
0
|
||||||||
|
27
|
0.797430
|
0
|
0
|
0
|
||||||||
|
28
|
0.484769
|
0
|
0
|
0
|
||||||||
|
29
|
0.453846
|
0
|
0
|
0
|
||||||||
|
30
|
0.423704
|
0
|
0
|
0
|
||||||||
|
31
|
0.671362
|
0
|
0
|
0
|
||||||||
|
32
|
0.483151
|
0
|
0
|
0
|
||||||||
|
33
|
0.650000
|
0
|
0
|
0
|
||||||||
|
34
|
0.575500
|
0
|
0
|
0
|
||||||||
|
35
|
0.799994
|
0
|
0
|
0
|
||||||||
|
36
|
0.800000
|
0
|
0
|
0
|
||||||||
|
37
|
0.689655
|
0
|
0
|
0
|
||||||||
|
38
|
0.799935
|
0
|
0
|
0
|
||||||||
|
39
|
0.635417
|
0
|
0
|
0
|
||||||||
|
40
|
0.800000
|
0
|
0
|
0
|
||||||||
|
41
|
0.635572
|
0
|
0
|
0
|
||||||||
|
42
|
0.749970
|
0
|
0
|
0
|
||||||||
|
43
|
0.800000
|
0
|
0
|
0
|
||||||||
|
44
|
0.628000
|
0
|
0
|
0
|
||||||||
|
45
|
0.765607
|
0
|
0
|
0
|
||||||||
|
46
|
0.749999
|
0
|
0
|
0
|
||||||||
|
47
|
0.800000
|
0
|
0
|
0
|
||||||||
|
48
|
0.750000
|
0
|
0
|
0
|
||||||||
|
49
|
0.789349
|
0
|
0
|
0
|
||||||||
|
50
|
0.194820
|
0
|
0
|
0
|
||||||||
|
51
|
0.799988
|
0
|
0
|
0
|
||||||||
|
52
|
0.719196
|
0
|
0
|
0
|
||||||||
|
53
|
0.800000
|
0
|
0
|
0
|
||||||||
|
54
|
0.237931
|
0
|
0
|
0
|
||||||||
|
55
|
0.429406
|
0
|
0
|
0
|
||||||||
|
56
|
0.311111
|
0
|
0
|
0
|
||||||||
|
57
|
0.748663
|
0
|
0
|
0
|
||||||||
|
58
|
0.593220
|
0
|
0
|
0
|
||||||||
|
59
|
0.800000
|
0
|
0
|
0
|
||||||||
|
60
|
0.800000
|
0
|
0
|
0
|
||||||||
|
61
|
0.487500
|
0
|
0
|
0
|
||||||||
|
62
|
0.628000
|
0
|
0
|
0
|
||||||||
|
63
|
0.666667
|
0
|
0
|
0
|
||||||||
|
64
|
0.786473
|
0
|
0
|
0
|
||||||||
|
65
|
0.453175
|
0
|
0
|
0
|
||||||||
|
66
|
0.685000
|
0
|
0
|
0
|
||||||||
|
67
|
0.799613
|
0
|
0
|
0
|
||||||||
|
68
|
0.700000
|
0
|
0
|
0
|
||||||||
|
69
|
0.800000
|
0
|
0
|
0
|
||||||||
|
70
|
0.699167
|
0
|
0
|
0
|
||||||||
|
71
|
0.559733
|
0
|
0
|
0
|
||||||||
|
72
|
0.543161
|
0
|
0
|
0
|
||||||||
|
73
|
0.779102
|
0
|
0
|
0
|
||||||||
|
74
|
0.537576
|
0
|
0
|
0
|
||||||||
|
75
|
0.700000
|
0
|
0
|
0
|
||||||||
|
76
|
0.750000
|
0
|
0
|
0
|
||||||||
|
77
|
0.580645
|
0
|
0
|
0
|
||||||||
|
78
|
0.800000
|
0
|
0
|
0
|
||||||||
|
79
|
0.800000
|
0
|
0
|
0
|
||||||||
|
80
|
0.750000
|
0
|
0
|
0
|
||||||||
|
81
|
0.406026
|
0
|
0
|
0
|
||||||||
|
82
|
0.800000
|
0
|
0
|
0
|
||||||||
|
83
|
0.516757
|
0
|
0
|
0
|
||||||||
|
84
|
0.764143
|
0
|
0
|
0
|
||||||||
|
85
|
0.800000
|
0
|
0
|
0
|
||||||||
|
86
|
0.800000
|
0
|
0
|
0
|
||||||||
|
87
|
0.624938
|
0
|
0
|
0
|
||||||||
|
88
|
0.400192
|
0
|
0
|
0
|
||||||||
|
89
|
0.638938
|
0
|
0
|
0
|
||||||||
|
90
|
0.800000
|
0
|
0
|
0
|
||||||||
|
91
|
0.750000
|
0
|
0
|
0
|
||||||||
|
92
|
0.750000
|
0
|
0
|
0
|
||||||||
|
93
|
0.550000
|
0
|
0
|
0
|
||||||||
|
94
|
0.437598
|
0
|
0
|
0
|
||||||||
|
95
|
0.772658
|
0
|
0
|
0
|
||||||||
|
96
|
0.750000
|
0
|
0
|
0
|
||||||||
|
97
|
0.750000
|
0
|
0
|
0
|
||||||||
|
98
|
0.750000
|
0
|
0
|
0
|
||||||||
|
99
|
0.750000
|
0
|
0
|
0
|
||||||||
|
100
|
0.400000
|
0
|
0
|
0
|
||||||||
|
101
|
0.549009
|
0
|
0
|
0
|
||||||||
|
102
|
0.700000
|
0
|
0
|
0
|
||||||||
|
103
|
0.700000
|
0
|
0
|
0
|
||||||||
|
104
|
0.606061
|
0
|
0
|
0
|
||||||||
|
105
|
0.586316
|
0
|
0
|
0
|
||||||||
|
106
|
0.516154
|
0
|
0
|
0
|
|
KEY
|
Total Deferred
Amount
|
Pre-Modification
Interest (Note) Rate
|
Pre-Modification P&I
Payment
|
Pre-Modification
Initial Interest Rate
Change Downward
Cap
|
Pre-Modification
Subsequent Interest
Rate Cap
|
Pre-Modification
Next Interest Rate
Change Date
|
Pre-Modification I/O
Term
|
Forgiven Principal
Amount
|
Forgiven Interest
Amount
|
Number of
Modifications
|
|
1
|
||||||||||
|
2
|
||||||||||
|
3
|
||||||||||
|
4
|
||||||||||
|
5
|
||||||||||
|
6
|
||||||||||
|
7
|
||||||||||
|
8
|
||||||||||
|
9
|
||||||||||
|
10
|
||||||||||
|
11
|
||||||||||
|
12
|
||||||||||
|
13
|
||||||||||
|
14
|
||||||||||
|
15
|
||||||||||
|
16
|
||||||||||
|
17
|
||||||||||
|
18
|
||||||||||
|
19
|
||||||||||
|
20
|
||||||||||
|
21
|
||||||||||
|
22
|
||||||||||
|
23
|
||||||||||
|
24
|
||||||||||
|
25
|
||||||||||
|
26
|
||||||||||
|
27
|
||||||||||
|
28
|
||||||||||
|
29
|
||||||||||
|
30
|
||||||||||
|
31
|
||||||||||
|
32
|
||||||||||
|
33
|
||||||||||
|
34
|
||||||||||
|
35
|
||||||||||
|
36
|
||||||||||
|
37
|
||||||||||
|
38
|
||||||||||
|
39
|
||||||||||
|
40
|
||||||||||
|
41
|
||||||||||
|
42
|
||||||||||
|
43
|
||||||||||
|
44
|
||||||||||
|
45
|
||||||||||
|
46
|
||||||||||
|
47
|
||||||||||
|
48
|
||||||||||
|
49
|
||||||||||
|
50
|
||||||||||
|
51
|
||||||||||
|
52
|
||||||||||
|
53
|
||||||||||
|
54
|
||||||||||
|
55
|
||||||||||
|
56
|
||||||||||
|
57
|
||||||||||
|
58
|
||||||||||
|
59
|
||||||||||
|
60
|
||||||||||
|
61
|
||||||||||
|
62
|
||||||||||
|
63
|
||||||||||
|
64
|
||||||||||
|
65
|
||||||||||
|
66
|
||||||||||
|
67
|
||||||||||
|
68
|
||||||||||
|
69
|
||||||||||
|
70
|
||||||||||
|
71
|
||||||||||
|
72
|
||||||||||
|
73
|
||||||||||
|
74
|
||||||||||
|
75
|
||||||||||
|
76
|
||||||||||
|
77
|
||||||||||
|
78
|
||||||||||
|
79
|
||||||||||
|
80
|
||||||||||
|
81
|
||||||||||
|
82
|
||||||||||
|
83
|
||||||||||
|
84
|
||||||||||
|
85
|
||||||||||
|
86
|
||||||||||
|
87
|
||||||||||
|
88
|
||||||||||
|
89
|
||||||||||
|
90
|
||||||||||
|
91
|
||||||||||
|
92
|
||||||||||
|
93
|
||||||||||
|
94
|
||||||||||
|
95
|
||||||||||
|
96
|
||||||||||
|
97
|
||||||||||
|
98
|
||||||||||
|
99
|
||||||||||
|
100
|
||||||||||
|
101
|
||||||||||
|
102
|
||||||||||
|
103
|
||||||||||
|
104
|
||||||||||
|
105
|
||||||||||
|
106
|
|
Loan Number
|
Redwood Loan Number
|
DD Loan Number
|
|
7116767018
|
2000000027
|
600119300
|
|
00-000000-0
|
3000000262
|
600131437
|
|
00-000000-0
|
3000000283
|
600132623
|
|
00-000000-0
|
3000000288
|
600132694
|
|
00-000000-0
|
3000000348
|
600135657
|
|
00-000000-0
|
3000000385
|
600137326
|
|
00-000000-0
|
3000000435
|
600138718
|
|
7118457022
|
2000000343
|
600145303
|
|
00-000000-0
|
3000000449
|
600145933
|
|
00-000000-0
|
0000000000
|
600147089
|
|
00-000000-0
|
3000000466
|
600147090
|
|
00-000000-0
|
3000000468
|
600147103
|
|
00-000000-0
|
3000000480
|
600149571
|
|
00-000000-0
|
841000001
|
600151591
|
|
7119654767
|
0000000000
|
600152229
|
|
00-000000-0
|
3000000501
|
600152540
|
|
00-000000-0
|
3000000508
|
600153553
|
|
00-000000-0
|
0000000000
|
600153559
|
|
00-000000-0
|
3000000526
|
600153743
|
|
00-000000-0
|
856000001
|
600153745
|
|
00-000000-0
|
3000000529
|
600153771
|
|
00-000000-0
|
3000000552
|
600153773
|
|
00-000000-0
|
3000000551
|
600153865
|
|
00-000000-0
|
3000000531
|
600154267
|
|
00-000000-0
|
3000000557
|
600154268
|
|
7120359166
|
2000000504
|
600254724
|
|
00-000000-0
|
3000000613
|
600254752
|
|
2027601803
|
1050000663
|
600254765
|
|
2131700638
|
1050000773
|
600254766
|
|
3006612518
|
1050000809
|
600254767
|
|
7120816173
|
2000000641
|
600255648
|
|
2083600913
|
1050000790
|
600256922
|
|
00-000000-0
|
868000029
|
600256932
|
|
00-000000-0
|
868000025
|
600256933
|
|
00-000000-0
|
868000013
|
600256934
|
|
00-000000-0
|
868000027
|
600256935
|
|
00-000000-0
|
868000030
|
600256936
|
|
00-000000-0
|
868000035
|
600256937
|
|
00-000000-0
|
868000016
|
600256938
|
|
00-000000-0
|
868000012
|
600256939
|
|
00-000000-0
|
868000014
|
600256940
|
|
00-000000-0
|
868000034
|
600256941
|
|
00-000000-0
|
868000031
|
600256944
|
|
00-000000-0
|
868000003
|
600256945
|
|
00-000000-0
|
868000011
|
600256946
|
|
00-000000-0
|
3000000651
|
600257274
|
|
00-000000-0
|
3000000640
|
600257359
|
|
00-000000-0
|
3000000673
|
600257361
|
|
2027601961
|
1050000786
|
600257399
|
|
00-000000-0
|
3000000668
|
600257430
|
|
00-000000-0
|
3000000718
|
600257433
|
|
00-000000-0
|
3000000726
|
600258499
|
|
00-000000-0
|
869000001
|
600259099
|
|
00-000000-0
|
869000006
|
600259100
|
|
00-000000-0
|
869000008
|
600259101
|
|
00-000000-0
|
869000010
|
600259102
|
|
00-000000-0
|
3000000779
|
600259171
|
|
00-000000-0
|
3000000795
|
600259803
|
|
00-000000-0
|
0000000000
|
600259804
|
|
2153601079
|
1050000781
|
600259809
|
|
20631100115
|
0000000000
|
600259810
|
|
3006612846
|
1050000861
|
600259811
|
|
2198600319
|
0000000000
|
600259812
|
|
7120289157
|
2000000581
|
600259820
|
|
7120918300
|
2000000678
|
600259823
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|
00-000000-0
|
3000001418
|
600282796
|
|
001080666
|
1300001516
|
600282797
|
|
001081407
|
1300001211
|
600283120
|
|
001085417
|
1300001580
|
600283121
|
|
00-000000-0
|
0000000000
|
600283122
|
|
6010180
|
1650001458
|
600284125
|
|
231027
|
1000001250
|
600284520
|
|
2058601997
|
1050001815
|
600284526
|
|
00-000000-0
|
3000001595
|
600284527
|
|
00-000000-0
|
3000001235
|
600284528
|
|
00-000000-0
|
3000002004
|
600285029
|
|
5040436072
|
2000001351
|
600285216
|
|
7122705481
|
2000001610
|
600285217
|
|
7122969368
|
2000001788
|
600285218
|
|
231043
|
1000001251
|
600285219
|
|
7122780740
|
2000001611
|
600285524
|
|
7122619625
|
2000001439
|
600286773
|
|
001078858
|
1300001283
|
600286774
|
|
00-000000-0
|
3000001627
|
600287923
|
|
8000383
|
1650001762
|
600288023
|
|
2045701120
|
1050001750
|
600288086
|
|
00-000000-0
|
3000001643
|
600289593
|
|
00-000000-0
|
3000001655
|
600289867
|
|
00-000000-0
|
978000001
|
600295295
|
|
00-000000-0
|
978000002
|
600295296
|
|
00-000000-0
|
978000003
|
600295297
|
|
00-000000-0
|
978000005
|
600295299
|
|
00-000000-0
|
978000009
|
600295303
|
|
00-000000-0
|
978000012
|
600295306
|
|
00-000000-0
|
978000014
|
600295308
|
|
00-000000-0
|
978000017
|
600295311
|
|
00-000000-0
|
978000018
|
600295312
|
|
00-000000-0
|
978000024
|
600295318
|
|
00-000000-0
|
978000027
|
600295321
|
|
00-000000-0
|
978000030
|
600295324
|
|
00-000000-0
|
978000031
|
600295325
|
|
00-000000-0
|
978000033
|
600295327
|
|
00-000000-0
|
978000034
|
600295328
|
|
00-000000-0
|
978000035
|
600295329
|
|
00-000000-0
|
978000036
|
600295330
|
|
00-000000-0
|
978000037
|
600295331
|
|
00-000000-0
|
978000039
|
600295333
|
|
00-000000-0
|
978000040
|
600295334
|
|
00-000000-0
|
978000042
|
600295336
|
|
00-000000-0
|
978000043
|
600295337
|
|
00-000000-0
|
978000046
|
600295340
|
|
00-000000-0
|
978000047
|
600295341
|
|
00-000000-0
|
978000048
|
600295342
|
|
00-000000-0
|
978000049
|
600295343
|
|
00-000000-0
|
978000050
|
600295344
|
|
00-000000-0
|
978000051
|
600295345
|
|
00-000000-0
|
978000053
|
600295347
|
|
00-000000-0
|
978000054
|
600295348
|
|
00-000000-0
|
978000055
|
600295349
|
|
00-000000-0
|
978000058
|
600295352
|
|
00-000000-0
|
978000059
|
600295353
|
|
00-000000-0
|
978000061
|
600295355
|
|
00-000000-0
|
978000063
|
600295357
|
|
00-000000-0
|
978000065
|
600295359
|
|
00-000000-0
|
978000082
|
600295376
|
|
503279849
|
1150001401
|
Xxxxxxx. No loanid
|
|
503294792
|
1150001498
|
Xxxxxxx. No loanid
|
|
503260869
|
1150001373
|
Xxxxxxx. No loanid
|
|
503281720
|
1150001400
|
Xxxxxxx. No loanid
|
|
503266350
|
1150001395
|
Xxxxxxx. No loanid
|
|
503283192
|
1150001371
|
Xxxxxxx. No loanid
|
|
503278341
|
1150001970
|
Xxxxxxx. No loanid
|
|
503275972
|
1150001597
|
Xxxxxxx. No loanid
|
|
503272061
|
1150001383
|
Xxxxxxx. No loanid
|
|
503260793
|
1150001399
|
Xxxxxxx. No loanid
|
|
503273065
|
1150001384
|
Xxxxxxx. No loanid
|
|
503234706
|
0000000000
|
Xxxxxxx. No loanid
|
|
503335768
|
1150001855
|
Xxxxxxx. No loanid
|
|
503280657
|
1150001417
|
Xxxxxxx. No loanid
|
|
503276011
|
1150001374
|
Xxxxxxx. No loanid
|
|
503285149
|
1150001527
|
Xxxxxxx. No loanid
|
|
503278520
|
1150001375
|
Xxxxxxx. No loanid
|
|
503257737
|
1150001378
|
Xxxxxxx. No loanid
|
|
503273469
|
1150001385
|
Xxxxxxx. No loanid
|
|
503273037
|
1150001556
|
Xxxxxxx. No loanid
|
|
0000000000
|
1400001469
|
Xxxxxxx. No loanid
|
|
503259752
|
1150001402
|
Xxxxxxx. No loanid
|
|
2011000933
|
1400001741
|
Xxxxxxx. No loanid
|
|
503299399
|
1150001503
|
Xxxxxxx. No loanid
|
|
503273456
|
1150001387
|
Xxxxxxx. No loanid
|
|
503255085
|
0000000000
|
Xxxxxxx. No loanid
|
|
503272937
|
1150001397
|
Xxxxxxx. No loanid
|
|
503251726
|
1150001694
|
Xxxxxxx. No loanid
|
|
503256518
|
1150001376
|
Xxxxxxx. No loanid
|
|
503279494
|
1150001537
|
Xxxxxxx. No loanid
|
|
503279768
|
1150001632
|
Xxxxxxx. No loanid
|
|
503302762
|
1150001481
|
Xxxxxxx. No loanid
|
|
503281800
|
1150001411
|
Xxxxxxx. No loanid
|
|
503253990
|
1150001517
|
Xxxxxxx. No loanid
|
|
503272246
|
1150001899
|
Xxxxxxx. No loanid
|
|
503326005
|
1150001755
|
Xxxxxxx. No loanid
|
|
2011001782
|
1400001850
|
Xxxxxxx. No loanid
|
|
503339764
|
1150001888
|
Xxxxxxx. No loanid
|
|
503325948
|
1150001768
|
Xxxxxxx. No loanid
|
|
503301258
|
1150001486
|
Xxxxxxx. No loanid
|
|
503254794
|
1150001681
|
Xxxxxxx. No loanid
|
|
MERSID
|
Organization
|
|
1002338
|
First Republic
|
|
1000536
|
Prime Lending
|
|
1000938
|
Select Portfolio Servicing
|
|
1000200
|
PHH
|
|
1006404
|
Xxxxx Fargo
|
|
1000104
|
SunTrust Mortgage, Inc.
|
|
1001863
|
Sterling Savings Bank
|
|
0000000
|
Cenlar FSB
|
|
0000000
|
Flagstar Bank, F.S.B.
|
|
0000000
|
Franklin American Mortgage
|
|
1000312
|
Wintrust Mortgage A Division of Barrington Bank & Trust Co
|
|
0000000
|
GuardHill Financial Corp.
|
|
1008808
|
Xxxx Xxxxxx Bank
|
ASF RMBS DISCLOSURE PACKAGE
|
Field
Number
|
Field Name
|
Field Description
|
Type of
Field
|
Data Type
|
Sample Data
|
Format
|
When
Applicable?
|
Valid Values
|
Proposed
Unique
Coding
|
Notes
|
|
1
|
Primary Servicer
|
The MERS Organization ID of the company that has or will have the right to service the loan.
|
General Information
|
Numeric – Integer
|
2351805
|
9(7)
|
Always
|
”9999999” if Unknown
|
||
|
2
|
Servicing Fee—Percentage
|
Aggregate monthly fee paid to all servicers, stated in decimal form.
|
General Information
|
Numeric - Decimal
|
0.0025
|
9.999999
|
Loans without flat-dollar servicing fees
|
>= 0 and < 1
|
Must be populated if Field 3 is Null
|
|
|
3
|
Servicing Fee—Flat-dollar
|
Aggregate monthly fee paid to all servicers, stated as a dollar amount.
|
General Information
|
Numeric – Decimal
|
7.5
|
9(3).99
|
Loans with flat-dollar servicing fees
|
>= 0 and
<= 999
|
Must be populated if 2 is Null
|
|
|
4
|
Servicing Advance Methodology
|
The manner in which principal and/or interest are to be advanced by the servicer.
|
General Information
|
Numeric – Integer
|
2
|
99
|
Always
|
See Coding
|
1 = Scheduled Interest, Scheduled Principal
2 = Actual Interest, Actual Principal
3 = Scheduled Interest, Actual Principal
99 = Unknown
|
|
|
5
|
Originator
|
The MERS Organization ID of the entity that lends funds to the borrower and, in return, places a lien on the mortgage property as collateral.
|
General Information
|
Numeric – Integer
|
5938671
|
9(7)
|
Always
|
”9999999” if Unknown
|
||
|
6
|
Loan Group
|
Indicates the collateral group number in which the loan falls (for structures with multiple collateral groups). Use “1” if there is only one loan group.
|
General Information
|
Text
|
1A
|
XXXX
|
Always
|
“UNK” if Unknown
|
||
|
7
|
Loan Number
|
Unique National Mortgage Loan ID Number (Vendor TBD).
|
General Information
|
Numeric – Integer
|
XXX
|
XXX
|
Always
|
TBD
|
Details to be provided by Vendor
|
|
|
8
|
Amortization Type
|
Indicates whether the loan’s interest rate is fixed or adjustable (Hybrid ARMs are adjustable).
|
Loan Type
|
Numeric – Integer
|
2
|
99
|
Always
|
See Coding
|
1 = Fixed
2 = Adjustable
99 = Unknown
|
|
|
9
|
Lien Position
|
A number indicating the loan’s lien position (1 = first lien, etc.).
|
Loan Type
|
Numeric – Integer
|
1
|
99
|
Always
|
>0
|
99 = Unknown
|
|
|
10
|
HELOC Indicator
|
Indicates whether the loan is a home equity line of credit.
|
Loan Type
|
Numeric – Integer
|
1
|
99
|
Always
|
See Coding
|
0 = No
1 = Yes
99 = Unknown
|
|
|
11
|
Loan Purpose
|
Indicates the purpose of the loan.
|
Loan Type
|
Numeric – Integer
|
9
|
99
|
Always
|
See Coding
|
See Appendix A
|
|
|
12
|
Cash Out Amount
|
For “Cash-out” loans (see Glossary):
[NEW LOAN AMOUNT] – [PAID-OFF FIRST MORTGAGE LOAN AMOUNT] – [PAID-OFF SECOND MORTGAGE LOAN AMOUNT (if Second was used to purchase the property)] – [CLOSING COSTS].
|
Loan Type
|
Numeric – Decimal
|
72476.5
|
9(10).99
|
Always
|
>= 0
|
||
|
13
|
Total Origination and Discount Points (in dollars)
|
Amount paid to the lender to increase the lender’s effective yield and, in the case of discount points, to reduce the interest rate paid by the borrower.
|
Loan Type
|
Numeric – Decimal
|
5250
|
9(10).99
|
Always
|
>= 0
|
Typically Lines 801 and 802 of HUD Settlement Statement
|
|
|
14
|
Covered/High Cost Loan Indicator
|
Indicates whether the loan is categorized as “high cost” or “covered” according to state or federal statutes or regulations.
|
Loan Type
|
Numeric – Integer
|
1
|
99
|
Always
|
See Coding
|
0 = No
1 = Yes
99 = Unknown
|
|
|
15
|
Relocation Loan Indicator
|
Indicates whether the loan is part of a corporate relocation program.
|
Loan Type
|
Numeric – Integer
|
1
|
99
|
Always
|
See Coding
|
0 = No
1 = Yes
99 = Unknown
|
|
|
16
|
Broker Indicator
|
Indicates whether a broker took the application.
|
Loan Type
|
Numeric – Integer
|
1
|
99
|
Always
|
See Coding
|
0 = No
1 = Yes
99 = Unknown
|
|
|
17
|
Channel
|
Code indicating the source (channel) from which the Issuer obtained the mortgage loan.
|
Loan Type
|
Numeric – Integer
|
2
|
99
|
Always
|
See Coding
|
1 = Retail
2 = Broker
3 = Correspondent Bulk
4 = Correspondent Flow with delegated underwriting
5 = Correspondent Flow without delegated underwriting
99 = Unknown
|
|
|
18
|
Escrow Indicator
|
Indicates whether various homeownership expenses are paid by the borrower directly or through an escrow account (as of securitization cut-off date).
|
Loan Type
|
Numeric – Integer
|
3
|
99
|
Always
|
See Coding
|
0 = No Escrows
1 = Taxes
2 = Insurance
3 = XXX xxxx
4 = Taxes and Insurance
5 = All
99 =Unknown
|
|
|
19
|
Senior Loan Amount(s)
|
For non-first mortgages, the sum of the balances of all associated senior mortgages at the time of origination of the subordinate lien.
|
Mortgage Lien Info
|
Numeric – Decimal
|
611004.25
|
9(10).99
|
If Lien Position > 1
|
>= 0
|
||
|
20
|
Loan Type of Most Senior Lien
|
For non-first mortgages, indicates whether the associated first mortgage is a Fixed, ARM, Hybrid, or negative amortization loan.
|
Mortgage Lien Info
|
Numeric – Integer
|
2
|
99
|
If Lien Position > 1
|
See Coding
|
1 = Fixed Rate
2 = ARM
3 = Hybrid
4 = Neg Am
99 = Unknown
|
|
|
21
|
Hybrid Period of Most Senior Lien (in months)
|
For non-first mortgages where the associated first mortgage is a hybrid ARM, the number of months remaining in the initial fixed interest rate period for the hybrid first mortgage.
|
Mortgage Lien Info
|
Numeric – Integer
|
23
|
999
|
If Lien Position > 1
AND the most senior lien is a hybrid ARM (see Field 20)
|
>= 0
|
||
|
22
|
Neg Am Limit of Most Senior Lien
|
For non-first mortgages where the associated first mortgage features negative amortization, the maximum percentage by which the negatively amortizing balance may increase (expressed as a proportion of the senior lien’s original balance).
|
Mortgage Lien Info
|
Numeric – Decimal
|
1.25
|
9.999999
|
If Lien Position > 1
AND the senior lien is Neg Am (see Field 20)
|
>= 1 and <= 2
|
||
|
23
|
Junior Mortgage Balance
|
For first mortgages with subordinate liens at the time of origination, the combined balance of the subordinate liens (if known).
|
Mortgage Lien Info
|
Numeric – Decimal
|
51775.12
|
9(10).99
|
If Lien Position = 1 and there is a 2nd lien on the subject property
|
>= 0
|
Subject to Regulatory Confirmation
|
|
|
24
|
Origination Date of Most Senior Lien
|
For non-first mortgages, the origination date of the associated first mortgage.
|
Mortgage Lien Info
|
Date
|
20090914
|
YYYYMMDD
|
If Lien Position > 1 and there is a 2nd lien on the subject property
|
“19010101” if unknown
|
||
|
25
|
Origination Date
|
The date of the Mortgage Note and Mortgage/Deed of Trust
|
Loan Term and Amortization Type
|
Date
|
20090914
|
YYYYMMDD
|
Always
|
“19010101” if unknown
|
||
|
26
|
Original Loan Amount
|
The dollar amount of the mortgage loan, as specified on the mortgage note at the time of the loan’s origination. For HELOCs, the maximum available line of credit.
|
Loan Term and Amortization Type
|
Numeric – Decimal
|
150000
|
9(10).99
|
Always
|
>0
|
||
|
27
|
Original Interest Rate
|
The original note rate as indicated on the mortgage note.
|
Loan Term and Amortization Type
|
Numeric – Decimal
|
0.0475
|
9.999999
|
Always
|
> 0 and <= 1
|
||
|
28
|
Original Amortization Term
|
The number of months in which the loan would be retired if the amortizing principal and interest payment were to be paid each month.
|
Loan Term and Amortization Type
|
Numeric – Integer
|
360
|
999
|
Always
|
>= 60
|
||
|
29
|
Original Term to Maturity
|
The initial number of months between loan origination and the loan maturity date, as specified on the mortgage note.
|
Loan Term and Amortization Type
|
Numeric – Integer
|
60
|
999
|
Always
|
>0
|
N/A
|
|
|
30
|
First Payment Date of Loan
|
The date of the first scheduled mortgage payment to be made by the borrower as specified on the mortgage note.
|
Loan Term and Amortization Type
|
Date
|
20090914
|
YYYYMMDD
|
Always
|
“19010101” if unknown
|
N/A
|
|
|
31
|
Interest Type Indicator
|
Indicates whether the interest rate calculation method is simple or actuarial.
|
Loan Term and Amortization Type
|
Numeric – Integer
|
2
|
99
|
Always
|
See Coding
|
1= Simple
2 = Actuarial
99 = Unknown
|
|
|
32
|
Original Interest Only Term
|
Original interest-only term for a loan in months (including NegAm Loans).
|
Loan Term and Amortization Type
|
Numeric – Integer
|
60
|
999
|
Always
|
>= 0 and <= 240
Unknown = Blank;
No Interest Only Term = 0
|
||
|
33
|
Buy Down Period
|
The total number of months during which any buy down is in effect, representing the accumulation of all buy down periods.
|
Loan Term and Amortization Type
|
Numeric – Integer
|
65
|
999
|
Always
|
>= 0 and <= 100
Unknown = Blank;
No Buy Down = 0
|
||
|
34
|
HELOC Draw Period
|
The original number of months during which the borrower may draw funds against the HELOC account.
|
Loan Term and Amortization Type
|
Numeric – Integer
|
24
|
999
|
HELOCs Only
|
>= 12 and <= 120
|
||
|
35
|
Scheduled Loan Amount
|
Mortgage loan scheduled principal balance as of cut-off date. For HELOCs, the current drawn amount.
|
Loan Term and Amortization Type
|
Numeric – Decimal
|
248951.19
|
9(10).99
|
Always
|
>= 0
|
||
|
36
|
Current Interest Rate
|
The interest rate used to calculate the current P&I or I/O payment.
|
Loan Term and Amortization Type
|
Numeric – Decimal
|
0.05875
|
9.999999
|
Always
|
> 0 and <= 1
|
||
|
37
|
Current Payment Amount Due
|
Next Total Payment due to be collected (including principal, interest or both—but Exclude Escrow Amounts).
|
Loan Term and Amortization Type
|
Numeric – Decimal
|
1250.15
|
9(10).99
|
Always
|
> 0
|
||
|
38
|
Scheduled Interest Paid
Through Date
|
Loan Term and Amortization Type
|
Date
|
20090429
|
YYYYMMDD
|
Always
|
“19010101” if unknown
|
|||
|
39
|
Current Payment Status
|
Number of payments the borrower is past due as of the securitization cut-off date.
|
Loan Term and Amortization Type
|
Numeric – Integer
|
3
|
99
|
Always
|
>= 0
|
||
|
40
|
Index Type
|
Specifies the type of index to be used to determine the interest rate at each adjustment.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Integer
|
18
|
99
|
ARMs Only
|
See Coding
|
See Appendix B
|
|
|
41
|
ARM Look-back Days
|
The number of days prior to the interest rate adjustment date to retrieve the index value.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Integer
|
45
|
99
|
ARMs Only
|
>= 0 to <=99
|
||
|
42
|
Gross Margin
|
The percentage stated on the mortgage note representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner prescribed on the mortgage note.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Decimal
|
0.03
|
9.999999
|
ARMs Only
|
>0 and <= 1
|
||
|
43
|
ARM Round Flag
|
An indicator of whether an adjusted interest rate is rounded to the next higher ARM round factor, to the next lower round factor, or to the nearest round factor.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Integer
|
3
|
9
|
ARMs Only
|
See Coding
|
0 = No Rounding
1 = Up
2 = Down
3 = Nearest
99=Unknown
|
|
|
44
|
ARM Round Factor
|
The percentage to which an adjusted interest rate is to be rounded.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Decimal
|
0.0025 or 0.00125
|
9.999999
|
ARMs Only
Where ARM Round Flag = 1, 2, or 3
|
>= 0 and < 1
|
||
|
45
|
Initial Fixed Rate Period
|
For hybrid ARMs, the period between the first payment date of the mortgage and the first interest rate adjustment date.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Integer
|
60
|
999
|
Hybrid ARMs Only
|
>= 1 to <=240
|
||
|
46
|
Initial Interest Rate Cap (Change Up)
|
The maximum percentage by which the mortgage note rate may increase at the first interest rate adjustment date.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Decimal
|
0.02
|
9.999999
|
ARMs Only
|
>= 0 and <= 1
|
99=no cap
|
|
|
47
|
Initial Interest Rate Cap (Change Down)
|
The maximum percentage by which the mortgage note rate may decrease at the first interest rate adjustment date.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Decimal
|
0.02
|
9.999999
|
ARMs Only
|
>= 0 and <= 1
|
99=no cap
|
|
|
48
|
Subsequent Interest Rate Reset Period
|
The number of months between subsequent rate adjustments.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Integer
|
60
|
999
|
ARMs Only
|
>=0 and <= 120
|
0 = Loan does not adjust after initial reset
|
|
|
49
|
Subsequent Interest Rate (Change Down)
|
The maximum percentage by which the interest rate may decrease at each rate adjustment date after the initial adjustment.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Decimal
|
0.02
|
9.999999
|
ARMs Only
|
>= 0 and <= 1
|
99=no cap
|
|
|
50
|
Subsequent Interest Rate Cap (Change Up)
|
The maximum percentage by which the interest rate may increase at each rate adjustment date after the initial adjustment.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Decimal
|
0.02
|
9.999999
|
ARMs Only
|
>= 0 and <= 1
|
99=no cap
|
|
|
51
|
Lifetime Maximum Rate (Ceiling)
|
The maximum interest rate that can be in effect during the life of the loan.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Decimal
|
0.125
|
9.999999
|
ARMs Only
|
>= 0 and <= 1
|
=1 if no ceiling specified
|
|
|
52
|
Lifetime Minimum Rate (Floor)
|
The minimum interest rate that can be in effect during the life of the loan.
|
Adjustable Rate Mortgages (ARMs)
|
Numeric – Decimal
|
0.015
|
9.999999
|
ARMs Only
|
>= 0 and <= 1
|
If no floor is specified enter the greater of the margin or 0.
|
|
|
53
|
Negative Amortization Limit
|
The maximum amount of negative amortization allowed before recast is required. (Expressed as a percentage of the original unpaid principal balance.)
|
Negative Amortization
|
Numeric – Decimal
|
1.25
|
9.999999
|
Negatively Amortizing ARMs Only
|
>=0, and <2
|
||
|
54
|
Initial Negative Amortization Recast Period
|
The number of months in which the payment is required to recast if the loan does not reach the prescribed maximum balance earlier.
|
Negative Amortization
|
Numeric – Integer
|
60
|
999
|
Negatively Amortizing ARMs Only
|
>=0
|
||
|
55
|
Subsequent Negative Amortization Recast Period
|
The number of months after which the payment is required to recast AFTER the first recast period.
|
Negative Amortization
|
Numeric – Integer
|
48
|
999
|
Negatively Amortizing ARMs Only
|
>=0
|
||
|
56
|
Initial Fixed Payment Period
|
Number of months after origination during which the payment is fixed.
|
Negative Amortization
|
Numeric – Integer
|
60
|
999
|
Negatively Amortizing Hybrid ARMs Only
|
>= 0 to <=120
|
||
|
57
|
Subsequent Payment Reset Period
|
Number of months between payment adjustments after first payment reset.
|
Negative Amortization
|
Numeric – Integer
|
12
|
999
|
Negatively Amortizing ARMs Only
|
>= 0 to <=120
|
||
|
58
|
Initial Periodic Payment Cap
|
The maximum percentage by which a payment can change (increase or decrease) in the first period.
|
Negative Amortization
|
Numeric – Decimal
|
0.075
|
9.999999
|
Negatively Amortizing ARMs Only
|
>= 0 and < 1
|
||
|
59
|
Subsequent Periodic Payment Cap
|
The maximum percentage by which a payment can change (increase or decrease) in one period after the initial cap.
|
Negative Amortization
|
Numeric – Decimal
|
0.075
|
9.999999
|
Negatively Amortizing ARMs Only
|
>= 0 and < 1
|
||
|
60
|
Initial Minimum Payment Reset Period
|
The maximum number of months a borrower can initially pay the minimum payment before a new minimum payment is determined.
|
Negative Amortization
|
Numeric – Integer
|
12
|
999
|
Negatively Amortizing ARMs Only
|
>= 0 to <=120
|
||
|
61
|
Subsequent Minimum Payment Reset Period
|
The maximum number of months (after the initial period) a borrower can pay the minimum payment before a new minimum payment is determined after the initial period.
|
Negative Amortization
|
Numeric – Integer
|
12
|
999
|
Negatively Amortizing ARMs Only
|
>= 0 to <=120
|
||
|
62
|
Option ARM Indicator
|
An indicator of whether the loan is an Option ARM.
|
Negative Amortization
|
Numeric – Integer
|
1
|
99
|
ARMs Only
|
See Coding
|
0 = No
1 = Yes
99 = Unknown
|
|
|
63
|
Options at Recast
|
The means of computing the lowest monthly payment available to the borrower after recast.
|
Option ARM
|
Numeric – Integer
|
2
|
99
|
Option ARMs Only
|
N/A
|
1= Fully amortizing 30 year
2= Fully amortizing 15 year
3=Fully amortizing 40 year
4 = Interest-Only
5 = Minimum Payment
99= Unknown
|
|
|
64
|
Initial Minimum Payment
|
The initial minimum payment the borrower is permitted to make.
|
Option ARM
|
Numeric – Decimal
|
879.52
|
99
|
Option ARMs Only
|
>=0
|
||
|
65
|
Current Minimum Payment
|
Current Minimum Payment (in dollars).
|
Negative Amortization
|
Numeric – Decimal
|
250
|
9(10).99
|
Option ARMs Only
|
>= 0
|
||
|
66
|
Prepayment Penalty Calculation
|
A description of how the prepayment penalty would be calculated during each phase of the prepayment penalty term.
|
Prepayment Penalties
|
Numeric – Integer
|
12
|
99
|
Always
|
See Coding
|
See Appendix C
|
|
|
67
|
Prepayment Penalty Type
|
• Hard: The prepayment penalty is incurred regardless of the reason the loan is prepaid in full.
• Hybrid: The prepayment penalty can be characterized as hard for a certain amount of time and as soft during another period.
|
Prepayment Penalties
|
Numeric – Integer
|
1
|
99
|
All loans with Prepayment Penalties (i.e., loans for which Field 66 = something other than “0”)
|
See Coding
|
1 = Hard
2 = Soft
3 = Hybrid
99 = Unknown
|
|
|
68
|
Prepayment Penalty Total Term
|
The total number of months that the prepayment penalty may be in effect.
|
Prepayment Penalties
|
Numeric – Integer
|
60
|
999
|
All loans with Prepayment Penalties (i.e., loans for which Field 66 = something other than “0”)
|
>0 to <=120
|
||
|
69
|
Prepayment Penalty Hard Term
|
For hybrid prepayment penalties, the number of months during which a “hard” prepayment penalty applies.
|
Prepayment Penalties
|
Numeric – Integer
|
12
|
999
|
Loans with Hybrid Prepayment Penalties (i.e., loans for which Field 67 = “3”)
|
>= 0 to <=120
|
||
|
70
|
Primary Borrower ID
|
A lender-generated ID number for the primary borrower on the mortgage
|
Borrower
|
Numeric—Integer
|
123456789
|
999999999
|
Always
|
>0
|
Used to identify the number of times a single borrower appears in a given deal.
|
|
|
71
|
Number of Mortgaged Properties
|
The number of residential properties owned by the borrower that currently secure mortgage loans.
|
Borrower
|
Numeric – Integer
|
1
|
99
|
Always
|
> 0
|
||
|
72
|
Total Number of Borrowers
|
The number of Borrowers who are obligated to repay the mortgage note.
|
Borrower
|
Numeric – Integers
|
2
|
99
|
Always
|
> 0
|
||
|
73
|
Self-employment Flag
|
An indicator of whether the primary borrower is self-employed.
|
Borrower
|
Numeric – Integer
|
1
|
99
|
Always
|
See Coding
|
0 = No
1 = Yes
99 = Unknown
|
|
|
74
|
Current ‘Other’ Monthly Payment
|
The aggregate of all payments pertaining to the subject property other than principal and interest (includes common charges, condo fees, T&I, HOA, etc.), whether escrowed or not.
|
Loan Term and Amortization Type
|
Numeric – Decimal
|
1789.25
|
9(10).99
|
Always
|
> 0
|
||
|
75
|
Length of Employment: Borrower
|
The number of years of service with the borrower’s current employer as of the date of the loan.
|
Borrower Qualification
|
Numeric – Decimal
|
3.5
|
99.99
|
Always
|
>=0
|
99 = Retired, None employment income soure (social security, trust income, dividends, etc.)
|
|
|
76
|
Length of Employment: Co-Borrower
|
The number of years of service with the co-borrower’s current employer as of the date of the loan.
|
Borrower Qualification
|
Numeric – Decimal
|
3.5
|
99.99
|
If “Total Number of Borrowers” > 1
|
>= 0
|
99 = Retired, None employment income soure (social security, trust income, dividends, etc.)
|
|
|
77
|
Years in Home
|
Length of time that the borrower has been at current address.
|
Borrower Qualification
|
Numeric – Decimal
|
14.5
|
99.99
|
Refinances of Primary Residences Only (Loan Purpose = 1, 2, 3, 4, 8 or 9)
|
> 0
|
||
|
78
|
FICO Model Used
|
Indicates whether the FICO score was calculated using the Classic, Classic 08, or Next Generation model.
|
Borrower Qualification
|
Numeric – Integer
|
1
|
99
|
If a FICO score was obtained
|
See Coding
|
1 = Classic
2 = Classic 08
3 = Next Generation
99 = Unknown
|
|
|
79
|
Most Recent FICO Date
|
Specifies the date on which the most recent FICO score was obtained
|
Borrower Qualification
|
Date
|
20090914
|
YYYYMMDD
|
If a FICO score was obtained
|
“19010101” if unknown
|
Issuers unable to Provide may Rep and Warrant that the FICO score used for underwriting was not more than 4 months old at the date of issuance.
|
|
|
80
|
Primary Wage Earner Original FICO: Equifax
|
Equifax FICO score for primary borrower (if applicable).
|
Borrower Qualification
|
Numeric – Integer
|
720
|
9999
|
If a FICO score was obtained
|
>= 350 and <= 850
|
||
|
81
|
Primary Wage Earner Original FICO: Experian
|
Experian FICO score for primary borrower (if applicable).
|
Borrower Qualification
|
Numeric – Integer
|
720
|
9999
|
If a FICO score was obtained
|
>= 350 and <= 850
|
||
|
82
|
Primary Wage Earner Original FICO: TransUnion
|
TransUnion FICO score for primary borrower (if applicable).
|
Borrower Qualification
|
Numeric – Integer
|
720
|
9999
|
If a FICO score was obtained
|
>= 350 and <= 850
|
||
|
83
|
Secondary Wage Earner Original FICO: Equifax
|
Equifax FICO score for Co-borrower (if applicable).
|
Borrower Qualification
|
Numeric – Integer
|
720
|
9999
|
If “Total Number of Borrowers” > 1
|
>= 350 and <= 850
|
||
|
84
|
Secondary Wage Earner Original FICO: Experian
|
Experian FICO score for Co-borrower (if applicable).
|
Borrower Qualification
|
Numeric – Integer
|
720
|
9999
|
If “Total Number of Borrowers” > 1
|
>= 350 and <= 850
|
||
|
85
|
Secondary Wage Earner Original FICO: TransUnion
|
TransUnion FICO score for Co-borrower (if applicable).
|
Borrower Qualification
|
Numeric – Integer
|
720
|
9999
|
If “Total Number of Borrowers” > 1
|
>= 350 and <= 850
|
||
|
86
|
Most Recent Primary Borrower FICO
|
Most Recent Primary Borrower FICO score used by the lender to approve the loan.
|
Borrower Qualification
|
Numeric – Integer
|
720
|
9999
|
If a FICO score was obtained
|
>= 350 and <= 850
|
||
|
87
|
Most Recent Co-Borrower FICO
|
Most Recent Co-Borrower FICO score used by the lender to approve the loan.
|
Borrower Qualification
|
Numeric – Integer
|
720
|
9999
|
If “Total Number of Borrowers” > 1
|
>= 350 and <= 850
|
||
|
88
|
Most Recent FICO Method
|
Number of credit repositories used to update the FICO Score.
|
Borrower Qualification
|
Numeric – Integer
|
2
|
9
|
If a FICO score was obtained
|
>0
|
||
|
89
|
VantageScore: Primary Borrower
|
Credit Score for the Primary Borrower used to approve the loan and obtained using the Vantage credit evaluation model.
|
Borrower Qualification
|
Numeric – Integer
|
720
|
9999
|
If a Vantage Credit Score was obtained
|
>= 501 and <= 990
|
||
|
90
|
VantageScore: Co-Borrower
|
Credit Score for the Co-borrower used to approve the loan and obtained using the Vantage credit evaluation model.
|
Borrower Qualification
|
Numeric – Integer
|
720
|
9999
|
If a VantageScore was obtained AND “Total Number of Borrowers” > 1
|
>= 501 and <= 990
|
||
|
91
|
Most Recent VantageScore Method
|
Number of credit repositories used to update the Vantage Score.
|
Borrower Qualification
|
Numeric – Integer
|
2
|
9
|
If a Vantage Credit Score was obtained
|
>0
|
||
|
92
|
VantageScore Date
|
Date Vantage Credit Score was obtained.
|
Borrower Qualification
|
Date
|
20090914
|
YYYYMMDD
|
If a Vantage Credit Score was obtained
|
“19010101” if unknown
|
||
|
93
|
Credit Report: Longest Trade Line
|
The length of time in months that the oldest active trade line, installment or revolving, has been outstanding. For a loan with more than one borrower, populate field based on status for the primary borrower.
|
Borrower Qualification
|
Numeric – Integer
|
999
|
999
|
Always
|
> =0
|
Subject to Regulatory Confirmation
|
|
|
94
|
Credit Report: Maximum Trade Line
|
The dollar amount for the trade line, installment or revolving, with the largest unpaid balance. For revolving lines of credit, e.g. credit card, the dollar amount reported should reflect the maximum amount of credit available under the credit line whether used or not. For a loan with more than one borrower, populate field based on status for the primary borrower.
|
Borrower Qualification
|
Numeric – Decimal
|
339420.19
|
9(10).99
|
Always
|
>=0
|
Subject to Regulatory Confirmation
|
|
|
95
|
Credit Report: Number of Trade Lines
|
A count of non-derogatory, currently open and active, consumer trade lines (installment or revolving) for the borrower. For a loan with more than one borrower, populate field based on status for the primary borrower.
|
Borrower Qualification
|
Numeric – Integer
|
57
|
999
|
Always
|
>=0
|
Subject to Regulatory Confirmation
|
|
|
96
|
Credit Line Usage Ratio
|
Sum of credit balances divided by sum of total open credit available.
|
Borrower Qualification
|
Numeric – Decimal
|
0.27
|
9.999999
|
Always
|
>= 0 and <= 1
|
Subject to Regulatory Confirmation
|
|
|
97
|
Most Recent 12-month Pay History
|
String indicating the payment status per month listed from oldest to most recent.
|
Borrower Qualification
|
Text
|
77X123200001
|
X(12)
|
Always
|
See Coding
|
0 = Current
1 = 30-59 days delinquent
2 = 60-89 days delinquent
3 = 90-119 days delinquent
4 = 120+ days delinquent
5 = Foreclosure
6 = REO
7 = Loan did not exist in period
X = Unavailable
|
|
|
98
|
Months Bankruptcy
|
Number of months since any borrower was discharged from bankruptcy. (Issuers unable to provide this information may rep and warrant that at least x years—as specified in the loan program—have passed since most recent discharge from bankruptcy.)
|
Borrower Qualification
|
Numeric – Integer
|
12
|
999
|
If Borrower has ever been in Bankruptcy
|
>= 0
|
Blank = Borrower is not known to have been in bankruptcy
|
|
|
99
|
Months Foreclosure
|
Number of months since foreclosure sale date. (Issuers unable to provide this information may rep and warrant that at least x years—as specified in the loan program— have passed since most recent foreclosure.)
|
Borrower Qualification
|
Numeric – Integer
|
12
|
999
|
If Borrower has ever been in Foreclosure
|
>= 0
|
Blank = Borrower is not known to have been in foreclosure
|
|
|
100
|
Primary Borrower Wage Income
|
Monthly base wage income for primary borrower.
|
Borrower Qualification
|
Numeric – Decimal
|
9000
|
9(9).99
|
Always
|
>= 0
|
||
|
101
|
Xx-Xxxxxxxx Xxxx Xxxome
|
Monthly base wage income for all other borrowers.
|
Borrower Qualification
|
Numeric – Decimal
|
9000
|
9(9).99
|
If “Total Number of Borrowers” > 1
|
>= 0
|
||
|
102
|
Primary Borrower Other Income
|
Monthly Other (non-wage) income for primary borrower. (This figure should include net rental income and be reduced by any net rental loss.)
|
Borrower Qualification
|
Numeric – Decimal
|
9000
|
9(9).99
|
Always
|
>= 0
|
||
|
103
|
Co-Borrower Other Income
|
Monthly Other (non-wage) income for all other borrowers. (This figure should include net rental income and be reduced by any net rental loss.)
|
Borrower Qualification
|
Numeric – Decimal
|
9000
|
9(9).99
|
If “Total Number of Borrowers” > 1
|
>= 0
|
||
|
104
|
All Borrower Wage Income
|
Monthly income of all borrowers derived from base salary only.
|
Borrower Qualification
|
Numeric – Decimal
|
9000
|
9(9).99
|
Always
|
>= 0
|
||
|
105
|
All Borrower Total Income
|
Monthly income of all borrowers derived from base salary, commission, tips and gratuities, overtime and bonuses, part-time or second-job earnings, alimony, child support, interest and dividend income, notes receivable, trust income, net rental income, retirement income, social security, veterans income, military income, xxxxxx care income, and self-employed income.
|
Borrower Qualification
|
Numeric – Decimal
|
9000
|
9(9).99
|
Always
|
>= 0
|
||
|
106
|
4506-T Indicator
|
A yes/no indicator of whether a Transcript of Tax Return (received pursuant to the filing of IRS Form 4506-T) was obtained and considered.
|
Borrower Qualification
|
Numeric – Integer
|
1
|
99
|
Always
|
See Coding
|
0 = No
1 = Yes
99 = Unknown
|
|
|
107
|
Borrower Income Verification Level
|
A code indicating the extent to which the borrower’s income has been verified:
Levex 0 Xxxome Verification = [W-2 (Prev. Yr.) OR TAX RETURNS* (Prev. Yr.)] AND PAY STUBS (YTD (at least one month)–if salaried)
Levex 0 Xxxome Verification = 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns**)
*For self-employed borrowers: Levex 0 Xxxome Verification:
• 2 Years Tax Returns
• Self-prepared tax returns (regardless of 4506 and tax transcripts)
** For self-employed borrowers: Levex 0 Xxxome Verification:
• 2 Years tax returns
• Tax returns prepared and not executed by a CPA, with
o CPA name & phone number shown on the Preparer section of the tax return
o Executed 4506 and tax transcripts (matching returns in file)
• Tax returns prepared and executed by a CPA (regardless of 4506 and tax transcripts)
|
Borrower Qualification
|
Numeric – Integer
|
1
|
9
|
Always
|
See Coding
|
1 = Not Stated, Not Verified
2 = Stated, Not Verified
3 = Stated, “Partially” Verified
4 = Stated, “Level 4” Verified (as defined)
5 = Stated, “Level 5” Verified (as defined)
|
|
|
108
|
Co-Borrower Income Verification
|
A code indicating the extent to which the co-borrower’s income has been verified:
Levex 0 Xxxome Verification = [W-2 (Prev. Yr.) OR TAX RETURNS* (Prev. Yr.)] AND PAY STUBS (YTD (at least one month)–if salaried)
Levex 0 Xxxome Verification = 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns**)
*For self-employed borrowers: Levex 0 Xxxome Verification:
• 2 Years Tax Returns
• Self-prepared tax returns (regardless of 4506 and tax transcripts)
** For self-employed borrowers: Levex 0 Xxxome Verification:
• 2 Years tax returns
• Tax returns prepared and not executed by a CPA, with
o CPA name & phone number shown on the Preparer section of the tax return
o Executed 4506 and tax transcripts (matching returns in file)
• Tax returns prepared and executed by a CPA (regardless of 4506 and tax transcripts)
|
Borrower Qualification
|
Numeric – Integer
|
2
|
9
|
If “Total Number of Borrowers” > 1
|
See Coding
|
1 = Not Stated, Not Verified
2 = Stated, Not Verified
3 = Stated, “Partially” Verified
4 = Stated, “Level 4” Verified (as defined)
5 = Stated, “Level 5” Verified (as defined)
|
|
|
109
|
Borrower Employment Verification
|
A code indicating the extent to which the primary borrower’s employment has been verified:
Level 3 Verified = Direct Independent Verification with a third party of the borrower’s current employment.
|
Borrower Qualification
|
Numeric – Integer
|
2
|
9
|
Always
|
See Coding
|
1 = Not Stated, Not Verified
2 = Stated, Not Verified
3 = Stated, Level 3 Verified (as defined)
|
|
|
110
|
Co-Borrower Employment Verification
|
A code indicating the extent to which the co-borrower’s employment has been verified:
Level 3 Verified = Direct Independent Verification with a third party of the co-borrower’s current employment.
|
Borrower Qualification
|
Numeric – Integer
|
1
|
9
|
If “Total Number of Borrowers” > 1
|
See Coding
|
1 = Not Stated, Not Verified
2 = Stated, Not Verified
3 = Stated, Level 3 Verified (as defined)
|
|
|
111
|
Borrower Asset Verification
|
A code indicating the extent to which the primary borrower’s assets used to qualify the loan have been verified:
Level 4 Verified = 2 months of bank statements/balance documentation (written or electronic) for liquid assets (or gift letter).
|
Borrower Qualification
|
Numeric – Integer
|
3
|
9
|
Always
|
See Coding
|
1 = Not Stated, Not Verified
2 = Stated, Not Verified
3 = Stated, “Partially” Verified
4 = Stated, Level 4 Verified (as defined)
|
|
|
112
|
Co-Borrower Asset Verification
|
A code indicating the extent to which the co-borrower’s assets used to qualify the loan have been verified:
Level 4 = 2 months of bank statements/balance documentation (written or electronic) for liquid assets (or gift letter).
|
Borrower Qualification
|
Numeric – Integer
|
2
|
9
|
If “Total Number of Borrowers” > 1
|
See Coding
|
1 = Not Stated, Not Verified
2 = Stated, Not Verified
3 = Stated, “Partially” Verified
4 = Stated, Level 4 Verified (as defined)
|
|
|
113
|
Liquid / Cash Reserves
|
The actual dollar amount of remaining verified liquid assets after settlement. (This should not include cash out amount of subject loan.)
|
Borrower Qualification
|
Numeric – Decimal
|
3242.76
|
9(9).99
|
Always
|
>= 0
|
||
|
114
|
Monthly Debt All Borrowers
|
The aggregate monthly payment due on other debt (excluding only installment loans with fewer than 10 payments remaining and other real estate loans used to compute net rental income— which is added/subtracted in the income fields).
|
Borrower Qualification
|
Numeric – Decimal
|
3472.43
|
9(9).99
|
Always
|
>= 0
|
||
|
115
|
Originator DTI
|
Total Debt to income ratio used by the originator to qualify the loan.
|
Borrower Qualification
|
Numeric – Decimal
|
0.35
|
9.999999
|
Always
|
>= 0 and >= 1
|
||
|
116
|
Fully Indexed Rate
|
The fully indexed interest rate as of securitization cut-off.
|
Borrower Qualification
|
Numeric – Decimal
|
0.0975
|
9.999999
|
ARMs Only
|
>= 0 and >= 1
|
||
|
117
|
Qualification Method
|
Type of mortgage payment used to qualify the borrower for the loan.
|
Borrower Qualification
|
Numeric – Integer
|
3
|
99
|
Always
|
See Coding
|
1 = Start Rate
2 = First Year Cap Rate
3 = I/O Amount
4 = Fully Indexed
5 = Min Payment
98 = Other
99 = Unknown
|
|
|
118
|
Percentage of Down Payment from Borrower Own Funds
|
Include only borrower funds, do not include any gift or borrowed funds. (Issuers may provide the actual percentage for each loan, or the guideline percentage and note departure concentration on the transaction summary.)
|
Borrower Qualification
|
Numeric – Decimal
|
0.5
|
9.999999
|
Purchase Loans Only
|
>= 0 and >= 1
|
||
|
119
|
City
|
The name of the city.
|
Subject Property
|
Text
|
X(45)
|
Always
|
Unk=Unknown
|
|||
|
120
|
State
|
The name of the state as a 2-digit Abbreviation.
|
Subject Property
|
Text
|
NY
|
XX
|
Always
|
See Coding
|
See Appendix H
|
|
|
121
|
Postal Code
|
The postal code (zip code in the US) where the subject property is located.
|
Subject Property
|
Text
|
10022
|
X(5)
|
Always
|
Unk=Unknown
|
||
|
122
|
Property Type
|
Specifies the type of property being used to secure the loan.
|
Subject Property
|
Numeric – Integer
|
11
|
99
|
Always
|
See Coding
|
See Appendix D
|
|
|
123
|
Occupancy
|
Specifies the property occupancy status (e.g., owner-occupied, investment property, second home, etc.).
|
Subject Property
|
Numeric – Integer
|
4
|
9
|
Always
|
See Coding
|
See Appendix E
|
|
|
124
|
Sales Price
|
The negotiated price of a given property between the buyer and seller.
|
Subject Property
|
Numeric – Decimal
|
450000.23
|
9(10).99
|
Purchase Loans Only
|
> 0
|
||
|
125
|
Original Appraised Property Value
|
The appraised value of the property used to approve the loan.
|
Subject Property
|
Numeric – Decimal
|
550000.23
|
9(10).99
|
Always
|
> 0
|
||
|
126
|
Original Property Valuation Type
|
Specifies the method by which the property value (at the time of underwriting) was reported.
|
Subject Property
|
Numeric – Integer
|
8
|
99
|
Always
|
See Coding
|
See Appendix F
|
|
|
127
|
Original Property Valuation Date
|
Specifies the date on which the original property value (at the time of underwriting) was reported. (Issuers unable to provide may Rep and Warrant that the appraisal used for underwriting was not more than x days old at time of loan closing.)
|
Subject Property
|
Date
|
20090914
|
YYYYMMDD
|
Always
|
“19010101” if unknown
|
||
|
128
|
Original Automated Valuation Model (AVM) Model Name
|
The name of the AVM Vendor if an AVM was used to determine the original property valuation.
|
Subject Property
|
Numeric – Integer
|
1
|
99
|
Always
|
See Appendix I
|
See Appendix I
|
|
|
129
|
Original AVM Confidence Score
|
The confidence range presented on the AVM report.
|
Subject Property
|
Numeric – Decimal
|
0.74
|
9.999999
|
If AVM Model Name (Field 127) > 0
|
>= 0 to <= 1
|
||
|
130
|
Most Recent Property Value[1]
|
If a valuation was obtained subsequent to the valuation used to calculate LTV, the most recent property value.
|
Subject Property
|
Numeric – Decimal
|
500000
|
9(10).99
|
If updated value was obtained subsequent to loan approval
|
> 0
|
||
|
131
|
Most Recent Property Valuation Type
|
If an additional property valuation was obtained after the valuation used for underwriting purposes, the method by which the property value was reported.
|
Subject Property
|
Numeric – Integer
|
6
|
9
|
If updated value was obtained subsequent to loan approval
|
See Coding
|
See Appendix F
|
|
|
132
|
Most Recent Property Valuation Date
|
Specifies the date on which the updated property value was reported.
|
Subject Property
|
Date
|
20090914
|
YYYYMMDD
|
If updated value was obtained subsequent to loan approval
|
“19010101” if unknown
|
||
|
133
|
Most Recent AVM Model Name
|
The name of the AVM Vendor if an AVM was used to determine the updated property valuation.
|
Subject Property
|
Numeric – Integer
|
19
|
99
|
If updated value was obtained subsequent to loan approval
|
See Coding
|
See Appendix I
|
|
|
134
|
Most Recent AVM Confidence Score
|
If AVM used to determine the updated property valuation, the confidence range presented on the AVM report.
|
Subject Property
|
Numeric – Decimal
|
0.85
|
9.999999
|
If “Most Recent AVM Model Name” > 0
|
>= 0 to <= 1
|
||
|
135
|
Original CLTV
|
The ratio obtained by dividing the amount of all known outstanding mortgage liens on a property at origination by the lesser of the appraised value or the sales price.
|
Loan-to-Value (LTV)
|
Numeric – Decimal
|
0.96
|
9.999999
|
Always
|
>= 0 and <= 1.5
|
||
|
136
|
Original LTV
|
The ratio obtained by dividing the original mortgage loan amount on the note date by the lesser of the mortgaged property’s appraised value on the note date or its purchase price.
|
Loan-to-Value (LTV)
|
Numeric – Decimal
|
0.8
|
9.999999
|
Always
|
>= 0 and <= 1.25
|
||
|
137
|
Original Pledged Assets
|
The total value of assets pledged as collateral for the loan at the time of origination. Pledged assets may include cash or marketable securities.
|
Loan-to-Value (LTV)
|
Numeric – Decimal
|
75000
|
9(10).99
|
Always
|
>=0
|
||
|
138
|
Mortgage Insurance Company Name
|
The name of the entity providing mortgage insurance for a loan.
|
Mortgage Insurance
|
Numeric – Integer
|
3
|
99
|
Always
|
See Coding
|
See Appendix G
|
|
|
139
|
Mortgage Insurance Percent
|
Mortgage Insurance coverage percentage.
|
Mortgage Insurance
|
Numeric – Decimal
|
0.25
|
9.999999
|
“Mortgage Insurance Company Name” > 0
|
>= 0 to <= 1
|
||
|
140
|
MI: Lender or Borrower Paid?
|
An indicator of whether mortgage insurance is paid by the borrower or the lender.
|
Mortgage Insurance
|
Numeric – Integer
|
1
|
99
|
“Mortgage Insurance Company Name” > 0
|
See Coding
|
1 = Borrower-Paid
2 = Lender- Paid
99 = Unknown
|
|
|
141
|
Pool Insurance Co. Name
|
Name of pool insurance provider.
|
Mortgage Insurance
|
Numeric – Integer
|
8
|
99
|
Always
|
See Coding
|
See Appendix G
|
|
|
142
|
Pool Insurance Stop Loss %
|
The aggregate amount that a pool insurer will pay, calculated as a percentage of the pool balance.
|
Mortgage Insurance
|
Numeric – Decimal
|
0.25
|
9.999999
|
Pool MI Company > 0
|
>= 0 to <= 1
|
||
|
143
|
MI Certificate Number
|
The unique number assigned to each individual loan insured under an MI policy.
|
Mortgage Insurance
|
Text
|
123456789G
|
X(20)
|
MI Company
> 0
|
UNK = Unknown
|
||
|
144
|
Updated DTI
(Front-end)
|
Updated front-end DTI ratio (total monthly housing expense divided by total monthly income) used to qualify the loan modification.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Decimal
|
0.35
|
9.999999
|
Modified Loans Only
|
>= 0 and >= 1
|
||
|
145
|
Updated DTI
(Back-end)
|
Updated back-end DTI ratio (total monthly debt expense divided by total monthly income) used to qualify the loan modification.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Decimal
|
0.35
|
9.999999
|
Modified Loans Only
|
>= 0 and >= 1
|
||
|
146
|
Modification Effective Payment Date
|
Date of first payment due post modification.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Date
|
20090914
|
YYYYMMDD
|
Modified Loans Only
|
“19010101” if unknown
|
||
|
147
|
Total Capitalized Amount
|
Amount added to the principal balance of a loan due to the modification.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Decimal
|
12000
|
9(10).99
|
Modified Loans Only
|
>= 0
|
||
|
148
|
Total Deferred Amount
|
Any non-interest-bearing deferred amount (e.g., principal, interest and fees).
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Decimal
|
12000
|
9(10).99
|
Modified Loans Only
|
>= 0
|
||
|
149
|
Pre-Modification Interest (Note) Rate
|
Scheduled Interest Rate Of The Loan Immediately Preceding The Modification Effective Payment Date.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Decimal
|
0.075
|
9.999999
|
Modified Loans Only
|
>= 0 to <= 1
|
||
|
150
|
Pre-Modification P&I Payment
|
Scheduled Total Principal And Interest Payment Amount Preceding The Modification Effective Payment Date – or if servicer is no longer advancing P&I, the payment that would be in effect if the loan were current.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Decimal
|
2310.57
|
9(10).99
|
Modified Loans Only
|
> 0
|
||
|
151
|
Pre-Modification Initial Interest Rate Change Downward Cap
|
Maximum amount the rate can adjust downward on the first interest rate adjustment date (prior to modification) – Only provide if the rate floor is modified.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Decimal
|
0.015
|
9.999999
|
Modified Loans Only
|
>= 0 to <= 1
|
||
|
152
|
Pre-Modification Subsequent Interest Rate Cap
|
Maximum increment the rate can adjust upward AFTER the initial rate adjustment (prior to modification) – Only provide if the Cap is modified.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Decimal
|
0.015
|
9.999999
|
Modified Loans Only
|
>= 0 to <= 1
|
||
|
153
|
Pre-Modification Next Interest Rate Change Date
|
Next Interest Reset Date Under The Original Terms Of The Loan (one month prior to new payment due date).
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Date
|
20090914
|
YYYYMMDD
|
Modified Loans Only
|
“19010101” if unknown
|
||
|
154
|
Pre-Modification I/O Term
|
Interest Only Term (in months) preceding The Modification Effective Payment Date.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Integer
|
36
|
999
|
Modified Loans Only
|
>= 0 to <= 120
|
||
|
155
|
Forgiven Principal Amount
|
The sum total of all principal balance reductions (as a result of loan modification) over the life of the loan.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Decimal
|
12000
|
9(10).99
|
Modified Loans Only
|
>= 0
|
||
|
156
|
Forgiven Interest Amount
|
The sum total of all interest incurred and forgiven (as a result of loan modification) over the life of the loan.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Decimal
|
12000
|
9(10).99
|
Modified Loans Only
|
>= 0
|
||
|
157
|
Number of Modifications
|
The number of times the loan has been modified.
|
Loan Modifications (Pertains only to loans modified for loss mitigation purposes)
|
Numeric – Integer
|
1
|
9
|
Modified Loans Only
|
>= 0
|
||
|
MH-1
|
Real Estate Interest
|
Indicates whether the property on which the manufactured home is situated is owned outright or subject to the terms of a short- or long-term lease. (A long-term lease is defined as a lease whose term is greater than or equal to the loan term.)
|
Manufactured Housing
|
Numeric – Integer
|
2
|
99
|
Manufactured Housing Loans Only
|
See Coding
|
1 = Owned
2 = Short-term lease
3 = Long-term lease
99 = Unavailable
|
|
|
MH-2
|
Community Ownership Structure
|
If the manufactured home is situated in a community, a means of classifying ownership of the community.
|
Manufactured Housing
|
Numeric – Integer
|
2
|
99
|
Manufactured Housing Loans Only
|
See Coding
|
1 = Public Institutional
2 = Public Non-Institutional
3 = Private Institutional
4 = Private Non-Institutional
5 = HOA-Owned
6 = Non-Community
99 = Unavailable
|
|
|
MH-3
|
Year of Manufacture
|
The year in which the home was manufactured (Model Year — YYYY Format). Required only in cases where a full appraisal is not provided.
|
Manufactured Housing
|
Numeric – Integer
|
2006
|
YYYY
|
Manufactured Housing Loans Only
|
1901 = Unavailable
|
||
|
MH-4
|
HUD Code Compliance Indicator (Y/N)
|
Indicates whether the home was constructed in accordance with the 1976 HUD code. In general, homes manufactured after 1976 comply with this code.
|
Manufactured Housing
|
Numeric – Integer
|
1
|
9
|
Manufactured Housing Loans Only
|
See Codes
|
0 = No
1 = Yes
99 = Unavailable
|
|
|
MH-5
|
Gross Manufacturer’s Invoice Price
|
The total amount that appears on the manufacturer’s invoice (typically includes intangible costs such as transportation, association, on-site setup, service and warranty costs, taxes, dealer incentives, and other fees).
|
Manufactured Housing
|
Numeric – Decimal
|
72570.62
|
9(10).99
|
Manufactured Housing Loans Only
|
>= 0
|
||
|
MH-6
|
LTI (Loan-to-Invoice) Gross
|
The ratio of the loan amount divided by the Gross Manufacturer’s Invoice Price (Field MH-5).
|
Manufactured Housing
|
Numeric – Decimal
|
0.75
|
9.999999
|
Manufactured Housing Loans Only
|
>= 0 to <= 1
|
||
|
MH-7
|
Net Manufacturer’s Invoice Price
|
The Gross Manufacturer’s Invoice Price (Field MH-5) minus intangible costs, including: transportation, association, on-site setup, service, and warranty costs, taxes, dealer incentives, and other fees.
|
Manufactured Housing
|
Numeric – Decimal
|
61570.62
|
9(10).99
|
Manufactured Housing Loans Only
|
>= 0
|
||
|
MH-8
|
LTI (Net)
|
The ratio of the loan amount divided by the Net Manufacturer’s Invoice Price (Field MH-7).
|
Manufactured Housing
|
Numeric – Decimal
|
0.62
|
9.999999
|
Manufactured Housing Loans Only
|
>= 0 to <= 1
|
||
|
MH-9
|
Manufacturer Name
|
The manufacturer of the subject property. (To be applied only in cases where no appraised value/other type of property valuation is available.)
|
Manufactured Housing
|
Text
|
“XYZ Corp”
|
Char (100)
|
Manufactured Housing Loans Only (where no appraised value is provided)
|
MH Manufacturer name in double quotation xxxxx
|
||
|
XX-10
|
Model Name
|
The model name of the subject property. (To be applied only in cases where no appraised value/other type of property valuation is available.)
|
Manufactured Housing
|
Text
|
“DX5-916-X”
|
Char (100)
|
Manufactured Housing Loans Only (where no appraised value is provided)
|
MH Model name in double quotation xxxxx
|
||
|
XX-11
|
Down Payment Source
|
An indicator of the source of the down payment used by the borrower to acquire the property and qualify for the mortgage.
|
Manufactured Housing
|
Numeric – Integer
|
2
|
99
|
Manufactured Housing Loans Only
|
See Codes
|
1 = Cash
2 = Proceeds from trade in
3 = Land in Lieu
4 = Other
99 = Unavailable
|
|
|
MH-12
|
Community/Related Party Lender (Y/N)
|
An indicator of whether the loan was made by the community owner, an affiliate of the community owner or the owner of the real estate upon which the collateral is located.
|
Manufactured Housing
|
Numeric – Integer
|
1
|
99
|
Manufactured Housing Loans Only
|
See Codes
|
0 = No
1 = Yes
99 = Unavailable
|
|
|
MH-13
|
Defined Underwriting Criteria (Y/N)
|
An indicator of whether the loan was made in accordance with a defined and/or standardized set of underwriting criteria.
|
Manufactured Housing
|
Numeric – Integer
|
1
|
99
|
Manufactured Housing Loans Only
|
See Codes
|
0 = No
1 = Yes
99 = Unavailable
|
|
|
MH-14
|
Chattel Indicator
|
An Indicator of whether the secured property is classified as chattel or Real Estate.
|
Manufactured Housing
|
Numeric – Integer
|
1
|
99
|
Manufactured Housing Loans Only
|
See Codes
|
0 = Real Estate
1 = Chattel
99 = Unavailable
|
ATTACHMENT 2
PURCHASE AGREEMENT
See Exhibit 10.15 to Form 8-K filed by the Issuing Entity on January 26, 2012
