SUBSCRIPTION AGREEMENT BETWEEN THE TRUST AND THE INVESTORS
Xxxxx S&P REIT Index Portfolio
Potomac Dow 30 Plus Portfolio
Potomac OTC Plus Portfolio
Access U.S. Government Money Market Portfolio
SERIES OF THE
ACCESS VARIABLE INSURANCE TRUST
LETTER OF INVESTMENT INTENT
April 18, 2003
To the Board of Trustees of Access Variable Insurance Trust
The undersigned (the "Purchaser") hereby subscribes to purchase a
beneficial interest ("Interest") of each of the Series listed in the table
below, each a series of Access Variable Insurance Trust, in consideration for
which the Purchaser agrees to transfer to you upon demand cash in the total
amount of one hundred thousand dollars ($100,000.00).
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Series Shares Price per Share
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Xxxxx S&P REIT Index Portfolio 2,500 $10.00
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Potomac Dow 30 Plus Portfolio 2,500 $10.00
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Potomac OTC Plus Portfolio 2,500 $10.00
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Access U.S. Government Money Market 25,000 $1.00
Portfolio
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The Purchaser agrees that the Interest is being purchased for investment
purposes only and with no present intention of reselling or redeeming said
Interest.
ACCESS FUND MANAGEMENT, LLC
By:___________/s/_________________
Xxxxxxx X. Xxxxxxxx, President
