CUSIP NO. 00000X000 13G PAGE 8 OF 8 PAGES
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Exhibit 1
AGREEMENT
Pursuant to Rule 13d-1(k)(1) under the Securities Exchange Act of 1934,
the undersigned hereby agree that only one statement containing the information
required by Schedule 13G need be filed with respect to the ownership by each of
the undersigned of shares of Klamath First Bancorp, Inc., and that this
statement is filed on behalf of each of them.
This agreement may be executed in any number of counterparts, each of
which shall be deemed an original.
EXECUTED this 12th day of February, 2002.
HIGH ROCK CAPITAL LLC
By: High Rock Capital LLC
By: /s/ Xxxxx X. Xxxxxxx
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Xxxxx X. Xxxxxxx,
President
HIGH ROCK ASSET MANAGEMENT LLC
By: High Rock Asset Management LLC
By: /s/ Xxxxx X. Xxxxxxx
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Xxxxx X. Xxxxxxx,
President
