AMENDMENT TO INVESTOR PRIVATE LINE OF CREDIT

Exhibit 10.1

AMENDMENT TO INVESTOR PRIVATE LINE OF CREDIT

Pursuant to the Investor Private Line of Credit Agreement (“Agreement”) dated and executed on March 13, 2023, by and between Xxxxx Xxxxxxxx (herein referred to as "Investor") and Xxxx Payment Architectures, Inc. (herein referred to as "Xxxx"), this Amendment shall supersede and become part of the of Agreement as follows:

Section 1 of the Agreement shall be deleted and replaced by the following:

1. Investor hereby extends a line of credit to Xxxx in the amount of Twenty Million Dollars and No/Cents ($20,000,000.00) to be drawn upon by Xxxx for a period of two years from the date hereof (i.e. March 13, 2025) in order to provide additional capital to facilitate Xxxx'x operations so long as there has not been any material change in the operations of Xxxx.

IT IS SO AGREED ON THIS DATE, MARCH 13, 2024.

By:	/s/ Xxxxx Xxxxxxx
	Xxxxx Xxxxxxx
	Investor
	March 13, 2024
By:	/s/ Xxxxx X. Xxxxxxx
	Xxxxx X. Xxxxxxx
	Xxxx Payment Architectures, Inc.
	Borrower
	March 13, 2024