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EXECUTION VERSION DATED 28 NOVEMBER 2007 TALBOT HOLDINGS LTD. AS BORROWER VALIDUS HOLDINGS, LTD. AS GUARANTOR LLOYDS TSB BANK PLC AND ING BANK N.V., LONDON BRANCH AS MANDATED LEAD ARRANGERS ING BANK N.V., LONDON BRANCH AS STRUCTURING AGENT LLOYDS TSB...