JOINT FILING AGREEMENT Each of the undersigned hereby agrees that the Schedule 13D filed herewith is filed jointly, pursuant to Rule 13d-1(K) of the Securities Exchange Act of 1934, as amended, on behalf of each of them.

                             JOINT FILING AGREEMENT

     Each of the undersigned  hereby agrees that the Schedule 13D filed herewith
is filed jointly,  pursuant to Rule 13d-1(K) of the  Securities  Exchange Act of
1934, as amended, on behalf of each of them.


                                                     XXXXXX X. XXXXXXXXX



Date:    February 21, 2000                           /s/  Xxxxxx X. Xxxxxxxxx
         -----------------                           ---------------------------



                                                     CASTOR CAPITAL CORPORATION



Date: February 21, 2000                              /s/  Xxxxxx X. Xxxxxxxxx
      ------------------                             ---------------------------
                                                     By:  Xxxxxx X. Xxxxxxxxx,
                                                          Chairman and Chief
                                                          Executive Officer



                                                     XXXXXXXXX FAMILY TRUST



Date: February 21, 2000                              /s/  Xxxxxx X. Xxxxxxxxx
      -----------------                              ---------------------------
                                                     By:  Xxxxxx X. Xxxxxxxxx,
                                                          Trustee