EXHIBIT 99.4
CAL FED BANCORP INC. AND SUBSIDIARIES
RESIDENTIAL 1-4 AND EQUITY LOANS
SEPTEMBER 30, 1996
OUTSTANDING BALANCE OF RESIDENTIAL 1-4 AND EQUITY LOANS
-------------------------------------------------------------------------------------
YEAR OF 0K- 100K- 200K- 300K- 400K- 500K- 600K- % OF
ORIGINATION 99K 199K 299K 399K 499K 599K 999K 1,000K+ TOTAL TOTAL
----------- ------ -------- -------- -------- ------ ------ ------ ------- -------- -----
(DOLLARS IN MILLIONS)
1996.................... $ 53.6 $ 282.7 $ 528.0 $ 335.0 $225.5 $127.7 $212.9 $102.6 $1,868.0 22.7%
1995.................... 57.9 338.6 480.3 283.8 185.5 91.1 167.6 34.6 1,639.4 19.9
1994.................... 90.7 360.5 383.0 215.0 118.5 77.2 184.9 56.2 1,486.0 18.1
1993.................... 73.1 151.1 166.3 86.9 49.8 20.2 83.3 16.9 647.6 7.9
1992.................... 28.3 62.5 47.6 28.8 19.6 6.1 57.8 10.7 261.4 3.2
1991.................... 27.9 77.1 58.6 34.7 24.9 15.7 55.2 17.3 311.4 3.8
1990.................... 57.2 138.3 100.4 57.4 36.3 18.0 62.6 36.1 506.3 6.1
1989.................... 61.0 78.5 54.4 23.5 10.6 4.8 14.8 15.2 262.8 3.2
1988.................... 113.6 189.1 113.2 42.2 20.7 13.6 38.1 15.7 546.2 6.6
1987.................... 89.3 54.4 25.5 6.7 6.9 3.4 14.0 7.1 207.3 2.5
1986.................... 56.5 36.8 16.4 10.4 4.3 1.1 -- -- 125.5 1.5
1985.................... 54.4 41.0 12.7 2.0 1.7 1.7 2.7 1.1 117.3 1.4
1984.................... 68.6 30.2 5.0 0.3 0.8 -- -- -- 104.9 1.3
1983.................... 40.7 13.4 0.9 0.4 0.4 -- -- -- 55.8 0.7
1982.................... 7.1 1.2 -- -- -- -- -- -- 8.3 0.1
1981.................... 2.4 0.9 -- -- -- -- -- -- 3.3 --
Prior to 1981........... 74.9 2.9 1.0 -- -- -- -- -- 78.8 1.0
------ -------- -------- -------- ------ ------ ------ ------ -------- -----
Total.................. $957.2 $1,859.2 $1,993.3 $1,127.1 $705.5 $380.6 $893.9 $313.5 $8,230.3 100.0%
====== ======== ======== ======== ====== ====== ====== ====== ======== =====
% of Total.............. 11.6% 22.6% 24.2% 13.7% 8.6% 4.6% 10.9% 3.8%
====== ======== ======== ======== ====== ====== ====== ======
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